rpt10k

Item 1112(b) of Regulation AB.

Item 1117 of Regulation AB.

Item 1119 of Regulation AB.

Item 1122 of Regulation AB.

Significant Obligors of Pool Assets (Financial Information).

Legal Proceedings.

Affiliations and Certain Relationships and Related Transactions.

Compliance with Applicable Servicing Criteria

The following updates disclosure which originally provided in connection with the Form 424B5 filed on May 1, 2007 by the
trust, SEC Accession No. 0000882377-07-001278

The sponsor has received a civil investigative demand (CID), from the Federal Trade Commission (FTC), seeking
documents and data relating to the sponsor's business and servicing practices. The CID was issued pursuant to a
December 8, 2005 resolution of the FTC authorizing non-public investigations of various unnamed subprime lenders, loan
servicers and loan brokers to determine whether there have been violations of certain consumer protections laws. The
sponsor is cooperating with the FTC's inquiry.

On March 10, 2008, EMC received notice from the Staff of the FTC that the Staff believed EMC and its parent, The Bear
Stearns Companies, Inc. had violated a number of Federal consumer protection statutes in connection with its servicing
activities. With the notice, the Staff delivered a draft complaint and draft consent order seeking certain injunctive relief
regarding business practices and unspecified monetary redress. The Staff also indicated that it had been authorized to
offer an opportunity to resolve the matter though consent negotiations before it seeks approval from the FTC to
proceed with the filing of a complaint. EMC expects to engage in such discussions with the Staff.

As disclosed in the Current Report on Form 8-K (SEC Accession No. 0000914121-07-001892) filed with the U.S.
Securities and Exchange Commission on August 9, 2007, American Home Mortgage Investment Corp. and certain of its
subsidiaries, including American Home Mortgage Holdings, Inc., American Home Mortgage Acceptance, Inc., American
Home Mortgage Corp., and American Home Mortgage Servicing, Inc. ("AHM Servicing"), filed a voluntary petition for
relief under Chapter 11 of the U.S. Bankruptcy Code in the U.S. Bankruptcy Court for the District of Delaware (the
"Bankruptcy Court") on August 6, 2007 (American Home Mortgage Holdings, Inc., a Delaware corporation, et al., Case
No. 07-11047 (CSS)). The American Home Mortgage debtors will continue to operate their businesses as "debtors-in-
possession" under the jurisdiction of the U.S. Bankruptcy Court and in accordance with applicable provisions of the U.S.
Bankruptcy Code.

With respect to American Home Mortgage's servicing business, on September 25, 2007, AH Mortgage Acquisition Co.,
Inc., an affiliate of WL Ross & Co. LLC, entered into an agreement to acquire substantially all of the servicing assets of
AHM Servicing. By Order dated October 30, 2007, the Bankruptcy Court approved and authorized that sale. The
financial closing of the acquisition occurred on November 15, 2007, and it is anticipated that the legal closing of the
acquisition will occur during the second quarter of 2008. After the legal closing, the new servicing company will conduct
business as AH Mortgage Acquisition Co., Inc., doing business as American Home Mortgage Servicing, Inc.

The following disclosure was originally provided in connection with the 424B5 filed on January 16, 2007 by the trust, SEC
Accession No. 0000882377-07-000062 and subsequently reported by National City Corp in its Form 10-K filed on
February 13, 2008, SEC Accession No. 0000950152-08-001079. There is no further update.

On August 23, 2005, the Office of Inspector General issued its final audit concerning late submitted requests to the
Department of Housing and Urban Development for FHA insurance made between May 1, 2002 and April 30, 2004 by
NCMC, a subsidiary of NCB. One of the recommendations contained in the final audit was for a determination to be made
as to the legal sufficiency of possible remedies under the Program Fraud Civil Remedies Act. In late 2006, the
Department of Housing and Urban Development referred the matter to the Department of Justice's Civil Division to
determine if possible civil claims exist under the Program Fraud Civil Remedies Act and the False Claims Act. NCMC is
cooperating with the Department of Justice in its civil claims investigation. The nature and amount of any liabilities that
might arise from this investigation is not determinable at this time.

RODRIGUEZ v. EMC Mortgage Corporation and The Bear Stearns Companies

This purported class action is pending in U. S. District Court for the District of Connecticut. The case was filed in
December 2007. It seeks certification of a class made up of African-American and Hispanic borrowers who had a non-
prime loan serviced by EMC and who were subjected to allegedly improper servicing practices, including imposition of
unwarranted fees, pyramiding of late fees, unjustified forced-placing of insurance, failure to properly apply payments,
improper reporting of derogatory credit information, and failure to properly administer escrow accounts. EMC and Bear
Stearns have filed motions to dismiss and to strike.

No disclosure is required to be provided.

No disclosure is required to be provided

Item 1115(b) of Regulation AB.

No disclosure is required to be provided.

The Asserting Party has assessed its compliance with the Applicable Servicing Criteria for the Reporting Period and has
identified a material instance of noncompliance with the Applicable Servicing Criteria. Specifically, the Asserting Party did

Item 1114(b)(2) of Regulation AB.

Credit Enhancement and Other Support, Except for Certain
Derivatives Instruments (Information Regarding Significant
Enhancement Providers Financial Information).

Certain Derivatives Instruments (Financial Information).

SUBSTITUTE INFORMATION PROVIDED IN ACCORDANCE WITH GENERAL INSTRUCTION J(2) TO FORM 10-K.