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      </invstOrSec>
      <invstOrSec>
        <name>N/A</name>
        <lei>N/A</lei>
        <title>INVESCO BLDRS EMERGING MARKE</title>
        <cusip>46090C305</cusip>
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          <ticker value="ADRE"/>
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        <balance>707.00000000</balance>
        <units>NS</units>
        <curCd>USD</curCd>
        <valUSD>39808.55000000</valUSD>
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        <assetCat>EC</assetCat>
        <issuerCat>RF</issuerCat>
        <invCountry>US</invCountry>
        <isRestrictedSec>N</isRestrictedSec>

        <fairValLevel>1</fairValLevel>
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          <isCashCollateral>N</isCashCollateral>
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      </invstOrSec>
      <invstOrSec>
        <name>N/A</name>
        <lei>N/A</lei>
        <title>Vanguard U.S. Growth Fund Admiral Class</title>
        <cusip>921910600</cusip>
        <identifiers>
          <ticker value="VWUAX"/>
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        <balance>289.73300000</balance>
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        <curCd>USD</curCd>
        <valUSD>49245.92000000</valUSD>
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        <assetCat>EC</assetCat>
        <issuerCat>RF</issuerCat>
        <invCountry>US</invCountry>
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        <fairValLevel>1</fairValLevel>
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          <isCashCollateral>N</isCashCollateral>
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      </invstOrSec>
      <invstOrSec>
        <name>N/A</name>
        <lei>N/A</lei>
        <title>Vanguard Mid-Cap Value ETF</title>
        <cusip>922908512</cusip>
        <identifiers>
          <ticker value="VOE"/>
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        <balance>1693.00000000</balance>
        <units>NS</units>
        <curCd>USD</curCd>
        <valUSD>201399.28000000</valUSD>
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        <assetCat>EC</assetCat>
        <issuerCat>RF</issuerCat>
        <invCountry>US</invCountry>
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        <fairValLevel>1</fairValLevel>
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          <isCashCollateral>N</isCashCollateral>
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      </invstOrSec>
      <invstOrSec>
        <name>N/A</name>
        <lei>N/A</lei>
        <title>SPDR Portfolio Developed World ex-US ETF</title>
        <cusip>78463X889</cusip>
        <identifiers>
          <ticker value="SPDW"/>
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        <balance>11289.00000000</balance>
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        <curCd>USD</curCd>
        <valUSD>381003.75000000</valUSD>
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        <assetCat>EC</assetCat>
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        <invCountry>US</invCountry>
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        <fairValLevel>1</fairValLevel>
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          <isCashCollateral>N</isCashCollateral>
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      <invstOrSec>
        <name>N/A</name>
        <lei>N/A</lei>
        <title>SPDR SER TR SPDR S&amp;P</title>
        <cusip>78464A128</cusip>
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          <ticker value="VLU"/>
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        <balance>1611.00000000</balance>
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        <curCd>USD</curCd>
        <valUSD>195398.35000000</valUSD>
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        <assetCat>EC</assetCat>
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        <invCountry>US</invCountry>
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        <fairValLevel>1</fairValLevel>
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          <isCashCollateral>N</isCashCollateral>
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      </invstOrSec>
      <invstOrSec>
        <name>N/A</name>
        <lei>N/A</lei>
        <title>U.S. Vector Equity Portfolio Institutional Class</title>
        <cusip>233203389</cusip>
        <identifiers>
          <ticker value="DFVEX"/>
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        <balance>1962.44100000</balance>
        <units>NS</units>
        <curCd>USD</curCd>
        <valUSD>40642.15000000</valUSD>
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        <assetCat>EC</assetCat>
        <issuerCat>RF</issuerCat>
        <invCountry>US</invCountry>
        <isRestrictedSec>N</isRestrictedSec>

        <fairValLevel>1</fairValLevel>
        <securityLending>
          <isCashCollateral>N</isCashCollateral>
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      <invstOrSec>
        <name>N/A</name>
        <lei>N/A</lei>
        <title>Vanguard Russell 2000 Value</title>
        <cusip>92206C649</cusip>
        <identifiers>
          <ticker value="VTWV"/>
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        <balance>87.00000000</balance>
        <units>NS</units>
        <curCd>USD</curCd>
        <valUSD>10051.98000000</valUSD>
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        <assetCat>EC</assetCat>
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        <invCountry>US</invCountry>
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        <fairValLevel>1</fairValLevel>
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          <isCashCollateral>N</isCashCollateral>
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      </invstOrSec>
      <invstOrSec>
        <name>N/A</name>
        <lei>N/A</lei>
        <title>DELAWARE DIVERSIFIED INC-R6</title>
        <cusip>245917612</cusip>
        <identifiers>
          <ticker value="DPZRX"/>
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        <balance>11094.87800000</balance>
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        <curCd>USD</curCd>
        <valUSD>105068.50000000</valUSD>
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        <payoffProfile>Long</payoffProfile>
        <assetCat>EC</assetCat>
        <issuerCat>RF</issuerCat>
        <invCountry>US</invCountry>
        <isRestrictedSec>N</isRestrictedSec>

        <fairValLevel>1</fairValLevel>
        <securityLending>
          <isCashCollateral>N</isCashCollateral>
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      </invstOrSec>
      <invstOrSec>
        <name>N/A</name>
        <lei>N/A</lei>
        <title>iShares Core Dividend Growth ETF</title>
        <cusip>46434V621</cusip>
        <identifiers>
          <ticker value="DGRO"/>
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        <balance>6113.00000000</balance>
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        <curCd>USD</curCd>
        <valUSD>273984.66000000</valUSD>
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        <assetCat>EC</assetCat>
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        <invCountry>US</invCountry>
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        <fairValLevel>1</fairValLevel>
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          <isCashCollateral>N</isCashCollateral>
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      </invstOrSec>
      <invstOrSec>
        <name>N/A</name>
        <lei>N/A</lei>
        <title>T. Rowe Price Institutional Floating Rate Fund</title>
        <cusip>77958B402</cusip>
        <identifiers>
          <ticker value="RPIFX"/>
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        <balance>19332.36800000</balance>
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        <curCd>USD</curCd>
        <valUSD>187330.65000000</valUSD>
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        <assetCat>EC</assetCat>
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        <invCountry>US</invCountry>
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        <fairValLevel>1</fairValLevel>
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          <isCashCollateral>N</isCashCollateral>
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      </invstOrSec>
      <invstOrSec>
        <name>N/A</name>
        <lei>N/A</lei>
        <title>Schwab U.S. Large-Cap Growth ETF</title>
        <cusip>808524300</cusip>
        <identifiers>
          <ticker value="SCHG"/>
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        <balance>10906.00000000</balance>
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        <curCd>USD</curCd>
        <valUSD>1400439.46000000</valUSD>
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        <assetCat>EC</assetCat>
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        <invCountry>US</invCountry>
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        <fairValLevel>1</fairValLevel>
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          <isCashCollateral>N</isCashCollateral>
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      </invstOrSec>
      <invstOrSec>
        <name>N/A</name>
        <lei>N/A</lei>
        <title>VANGUARD TOT WORLD STK ETF</title>
        <cusip>922042742</cusip>
        <identifiers>
          <ticker value="VT"/>
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        <balance>7287.00000000</balance>
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        <curCd>USD</curCd>
        <valUSD>674630.46000000</valUSD>
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        <assetCat>EC</assetCat>
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        <invCountry>US</invCountry>
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        <fairValLevel>1</fairValLevel>
        <securityLending>
          <isCashCollateral>N</isCashCollateral>
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      </invstOrSec>
      <invstOrSec>
        <name>N/A</name>
        <lei>N/A</lei>
        <title>FRANKLIN SMALL CAP GROWTH R6</title>
        <cusip>354713349</cusip>
        <identifiers>
          <ticker value="FSMLX"/>
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        <balance>502.97500000</balance>
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        <curCd>USD</curCd>
        <valUSD>15607.32000000</valUSD>
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        <assetCat>EC</assetCat>
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        <invCountry>US</invCountry>
        <isRestrictedSec>N</isRestrictedSec>

        <fairValLevel>1</fairValLevel>
        <securityLending>
          <isCashCollateral>N</isCashCollateral>
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      <invstOrSec>
        <name>N/A</name>
        <lei>N/A</lei>
        <title>JPMorgan Large Cap Growth Fund R6 Class</title>
        <cusip>48121L841</cusip>
        <identifiers>
          <ticker value="JLGMX"/>
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        <balance>1303.72800000</balance>
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        <curCd>USD</curCd>
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        <assetCat>EC</assetCat>
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        <invCountry>US</invCountry>
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        <fairValLevel>1</fairValLevel>
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          <isCashCollateral>N</isCashCollateral>
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      </invstOrSec>
      <invstOrSec>
        <name>N/A</name>
        <lei>N/A</lei>
        <title>Vanguard Mid-Cap ETF</title>
        <cusip>922908629</cusip>
        <identifiers>
          <ticker value="VO"/>
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        <balance>1457.00000000</balance>
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        <curCd>USD</curCd>
        <valUSD>301263.89000000</valUSD>
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        <assetCat>EC</assetCat>
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        <invCountry>US</invCountry>
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        <fairValLevel>1</fairValLevel>
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          <isCashCollateral>N</isCashCollateral>
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      </invstOrSec>
      <invstOrSec>
        <name>N/A</name>
        <lei>N/A</lei>
        <title>VANGUARD SMALL-CAP GRWTH ETF</title>
        <cusip>922908595</cusip>
        <identifiers>
          <ticker value="VBK"/>
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        <balance>458.00000000</balance>
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        <assetCat>EC</assetCat>
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        <invCountry>US</invCountry>
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        <fairValLevel>1</fairValLevel>
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          <isCashCollateral>N</isCashCollateral>
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      <invstOrSec>
        <name>N/A</name>
        <lei>N/A</lei>
        <title>PRINCIPAL HEALTHCARE INNOV</title>
        <cusip>74255Y409</cusip>
        <identifiers>
          <ticker value="BTEC"/>
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        <balance>2083.00000000</balance>
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        <curCd>USD</curCd>
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        <assetCat>EC</assetCat>
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        <invCountry>US</invCountry>
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        <fairValLevel>1</fairValLevel>
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          <isCashCollateral>N</isCashCollateral>
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      <invstOrSec>
        <name>N/A</name>
        <lei>N/A</lei>
        <title>Vanguard Intermediate-Term Corporate Bond ETF</title>
        <cusip>92206C870</cusip>
        <identifiers>
          <ticker value="VCIT"/>
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        <balance>8902.00000000</balance>
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        <curCd>USD</curCd>
        <valUSD>864740.28000000</valUSD>
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        <assetCat>EC</assetCat>
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        <invCountry>US</invCountry>
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        <fairValLevel>1</fairValLevel>
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          <isCashCollateral>N</isCashCollateral>
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      <invstOrSec>
        <name>N/A</name>
        <lei>N/A</lei>
        <title>DFA INFLATION PROT SECURITES</title>
        <cusip>233203355</cusip>
        <identifiers>
          <ticker value="DIPSX"/>
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        <balance>2296.38400000</balance>
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        <assetCat>EC</assetCat>
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        <invCountry>US</invCountry>
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        <fairValLevel>1</fairValLevel>
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          <isCashCollateral>N</isCashCollateral>
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      <invstOrSec>
        <name>N/A</name>
        <lei>N/A</lei>
        <title>VANGUARD TOTAL INTL STOCK</title>
        <cusip>921909768</cusip>
        <identifiers>
          <ticker value="VXUS"/>
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        <balance>420.00000000</balance>
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        <curCd>USD</curCd>
        <valUSD>25267.20000000</valUSD>
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        <assetCat>EC</assetCat>
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        <invCountry>US</invCountry>
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        <fairValLevel>1</fairValLevel>
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          <isCashCollateral>N</isCashCollateral>
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      </invstOrSec>
      <invstOrSec>
        <name>N/A</name>
        <lei>N/A</lei>
        <title>iShares Core Total USD Bond Market ETF</title>
        <cusip>46434V613</cusip>
        <identifiers>
          <ticker value="IUSB"/>
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        <balance>9762.00000000</balance>
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        <assetCat>EC</assetCat>
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        <fairValLevel>1</fairValLevel>
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          <isCashCollateral>N</isCashCollateral>
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      <invstOrSec>
        <name>N/A</name>
        <lei>N/A</lei>
        <title>SPDR Portfolio High Yield Bond</title>
        <cusip>78468R606</cusip>
        <identifiers>
          <ticker value="SPHY"/>
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        <balance>34032.00000000</balance>
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        <curCd>USD</curCd>
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        <assetCat>EC</assetCat>
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        <invCountry>US</invCountry>
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        <fairValLevel>1</fairValLevel>
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          <isCashCollateral>N</isCashCollateral>
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      </invstOrSec>
      <invstOrSec>
        <name>N/A</name>
        <lei>N/A</lei>
        <title>NUVEEN STRATEGIC INCOME-R6</title>
        <cusip>670693878</cusip>
        <identifiers>
          <ticker value="FSFRX"/>
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        <balance>13110.54500000</balance>
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        <valUSD>148280.26000000</valUSD>
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        <assetCat>EC</assetCat>
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        <invCountry>US</invCountry>
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        <fairValLevel>1</fairValLevel>
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          <isCashCollateral>N</isCashCollateral>
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      </invstOrSec>
      <invstOrSec>
        <name>N/A</name>
        <lei>N/A</lei>
        <title>iShares Intermediate-Term Corporate Bond ETF</title>
        <cusip>464288638</cusip>
        <identifiers>
          <ticker value="IGIB"/>
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        <balance>5470.00000000</balance>
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        <curCd>USD</curCd>
        <valUSD>337991.30000000</valUSD>
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        <assetCat>EC</assetCat>
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        <invCountry>US</invCountry>
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        <fairValLevel>1</fairValLevel>
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          <isCashCollateral>N</isCashCollateral>
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      </invstOrSec>
      <invstOrSec>
        <name>N/A</name>
        <lei>N/A</lei>
        <title>AllianzGI Convertible Fund</title>
        <cusip>01900C649</cusip>
        <identifiers>
          <ticker value="ANNPX"/>
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        <balance>7233.22500000</balance>
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        <curCd>USD</curCd>
        <valUSD>312258.32000000</valUSD>
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        <assetCat>EC</assetCat>
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        <invCountry>US</invCountry>
        <isRestrictedSec>N</isRestrictedSec>

        <fairValLevel>1</fairValLevel>
        <securityLending>
          <isCashCollateral>N</isCashCollateral>
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          <isLoanByFund>N</isLoanByFund>
        </securityLending>
      </invstOrSec>
      <invstOrSec>
        <name>N/A</name>
        <lei>N/A</lei>
        <title>Vanguard Short-Term Corporate Bond ETF</title>
        <cusip>92206C409</cusip>
        <identifiers>
          <ticker value="VCSH"/>
        </identifiers>
        <balance>9925.00000000</balance>
        <units>NS</units>
        <curCd>USD</curCd>
        <valUSD>826256.25000000</valUSD>
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        <payoffProfile>Long</payoffProfile>
        <assetCat>EC</assetCat>
        <issuerCat>RF</issuerCat>
        <invCountry>US</invCountry>
        <isRestrictedSec>N</isRestrictedSec>

        <fairValLevel>1</fairValLevel>
        <securityLending>
          <isCashCollateral>N</isCashCollateral>
          <isNonCashCollateral>N</isNonCashCollateral>
          <isLoanByFund>N</isLoanByFund>
        </securityLending>
      </invstOrSec>
      <invstOrSec>
        <name>N/A</name>
        <lei>N/A</lei>
        <title>VANGUARD LARGE-CAP ETF</title>
        <cusip>922908637</cusip>
        <identifiers>
          <ticker value="VV"/>
        </identifiers>
        <balance>2002.00000000</balance>
        <units>NS</units>
        <curCd>USD</curCd>
        <valUSD>351831.48000000</valUSD>
        <pctVal>1.369456366647</pctVal>
        <payoffProfile>Long</payoffProfile>
        <assetCat>EC</assetCat>
        <issuerCat>RF</issuerCat>
        <invCountry>US</invCountry>
        <isRestrictedSec>N</isRestrictedSec>

        <fairValLevel>1</fairValLevel>
        <securityLending>
          <isCashCollateral>N</isCashCollateral>
          <isNonCashCollateral>N</isNonCashCollateral>
          <isLoanByFund>N</isLoanByFund>
        </securityLending>
      </invstOrSec>
      <invstOrSec>
        <name>N/A</name>
        <lei>N/A</lei>
        <title>iShares Morningstar Mid-Cap Growth ETF</title>
        <cusip>464288307</cusip>
        <identifiers>
          <ticker value="JKH"/>
        </identifiers>
        <balance>202.00000000</balance>
        <units>NS</units>
        <curCd>USD</curCd>
        <valUSD>77260.96000000</valUSD>
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        <payoffProfile>Long</payoffProfile>
        <assetCat>EC</assetCat>
        <issuerCat>RF</issuerCat>
        <invCountry>US</invCountry>
        <isRestrictedSec>N</isRestrictedSec>

        <fairValLevel>1</fairValLevel>
        <securityLending>
          <isCashCollateral>N</isCashCollateral>
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          <isLoanByFund>N</isLoanByFund>
        </securityLending>
      </invstOrSec>
      <invstOrSec>
        <name>N/A</name>
        <lei>N/A</lei>
        <title>SCHWAB U.S. TIPS ETF</title>
        <cusip>808524870</cusip>
        <identifiers>
          <ticker value="SCHP"/>
        </identifiers>
        <balance>928.00000000</balance>
        <units>NS</units>
        <curCd>USD</curCd>
        <valUSD>57610.24000000</valUSD>
        <pctVal>0.224240053653</pctVal>
        <payoffProfile>Long</payoffProfile>
        <assetCat>EC</assetCat>
        <issuerCat>RF</issuerCat>
        <invCountry>US</invCountry>
        <isRestrictedSec>N</isRestrictedSec>

        <fairValLevel>1</fairValLevel>
        <securityLending>
          <isCashCollateral>N</isCashCollateral>
          <isNonCashCollateral>N</isNonCashCollateral>
          <isLoanByFund>N</isLoanByFund>
        </securityLending>
      </invstOrSec>
      <invstOrSec>
        <name>N/A</name>
        <lei>N/A</lei>
        <title>DFA Enhanced U.S. Large Company Portfolio Institutional Class</title>
        <cusip>233203637</cusip>
        <identifiers>
          <ticker value="DFELX"/>
        </identifiers>
        <balance>8420.60000000</balance>
        <units>NS</units>
        <curCd>USD</curCd>
        <valUSD>126898.44000000</valUSD>
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        <payoffProfile>Long</payoffProfile>
        <assetCat>EC</assetCat>
        <issuerCat>RF</issuerCat>
        <invCountry>US</invCountry>
        <isRestrictedSec>N</isRestrictedSec>

        <fairValLevel>1</fairValLevel>
        <securityLending>
          <isCashCollateral>N</isCashCollateral>
          <isNonCashCollateral>N</isNonCashCollateral>
          <isLoanByFund>N</isLoanByFund>
        </securityLending>
      </invstOrSec>
      <invstOrSec>
        <name>N/A</name>
        <lei>N/A</lei>
        <title>HARTFORD STRATEGIC INCOME</title>
        <cusip>41664L583</cusip>
        <identifiers>
          <ticker value="HSNYX"/>
        </identifiers>
        <balance>0.00700000</balance>
        <units>NS</units>
        <curCd>USD</curCd>
        <valUSD>0.07000000</valUSD>
        <pctVal>0.000000272465</pctVal>
        <payoffProfile>Long</payoffProfile>
        <assetCat>EC</assetCat>
        <issuerCat>RF</issuerCat>
        <invCountry>US</invCountry>
        <isRestrictedSec>N</isRestrictedSec>

        <fairValLevel>1</fairValLevel>
        <securityLending>
          <isCashCollateral>N</isCashCollateral>
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          <isLoanByFund>N</isLoanByFund>
        </securityLending>
      </invstOrSec>
      <invstOrSec>
        <name>N/A</name>
        <lei>N/A</lei>
        <title>Dodge &amp; Cox Global Bond Fund</title>
        <cusip>256206301</cusip>
        <identifiers>
          <ticker value="DODLX"/>
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        <balance>68128.35700000</balance>
        <units>NS</units>
        <curCd>USD</curCd>
        <valUSD>823671.84000000</valUSD>
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        <payoffProfile>Long</payoffProfile>
        <assetCat>EC</assetCat>
        <issuerCat>RF</issuerCat>
        <invCountry>US</invCountry>
        <isRestrictedSec>N</isRestrictedSec>

        <fairValLevel>1</fairValLevel>
        <securityLending>
          <isCashCollateral>N</isCashCollateral>
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          <isLoanByFund>N</isLoanByFund>
        </securityLending>
      </invstOrSec>
      <invstOrSec>
        <name>N/A</name>
        <lei>N/A</lei>
        <title>Baird Core Plus Bond Fund Institutional Class</title>
        <cusip>057071870</cusip>
        <identifiers>
          <ticker value="BCOIX"/>
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        <balance>5989.01600000</balance>
        <units>NS</units>
        <curCd>USD</curCd>
        <valUSD>72706.66000000</valUSD>
        <pctVal>0.283000823106</pctVal>
        <payoffProfile>Long</payoffProfile>
        <assetCat>EC</assetCat>
        <issuerCat>RF</issuerCat>
        <invCountry>US</invCountry>
        <isRestrictedSec>N</isRestrictedSec>

        <fairValLevel>1</fairValLevel>
        <securityLending>
          <isCashCollateral>N</isCashCollateral>
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          <isLoanByFund>N</isLoanByFund>
        </securityLending>
      </invstOrSec>
      <invstOrSec>
        <name>N/A</name>
        <lei>N/A</lei>
        <title>SPDR NYSE TECHNOLOGY ETF</title>
        <cusip>78464A102</cusip>
        <identifiers>
          <ticker value="XNTK"/>
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        <balance>447.00000000</balance>
        <units>NS</units>
        <curCd>USD</curCd>
        <valUSD>63183.45000000</valUSD>
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        <payoffProfile>Long</payoffProfile>
        <assetCat>EC</assetCat>
        <issuerCat>RF</issuerCat>
        <invCountry>US</invCountry>
        <isRestrictedSec>N</isRestrictedSec>

        <fairValLevel>1</fairValLevel>
        <securityLending>
          <isCashCollateral>N</isCashCollateral>
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          <isLoanByFund>N</isLoanByFund>
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      </invstOrSec>
      <invstOrSec>
        <name>N/A</name>
        <lei>N/A</lei>
        <title>VANGUARD FTSE ALL WO X-US SC</title>
        <cusip>922042718</cusip>
        <identifiers>
          <ticker value="VSS"/>
        </identifiers>
        <balance>1267.00000000</balance>
        <units>NS</units>
        <curCd>USD</curCd>
        <valUSD>154371.28000000</valUSD>
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        <payoffProfile>Long</payoffProfile>
        <assetCat>EC</assetCat>
        <issuerCat>RF</issuerCat>
        <invCountry>US</invCountry>
        <isRestrictedSec>N</isRestrictedSec>

        <fairValLevel>1</fairValLevel>
        <securityLending>
          <isCashCollateral>N</isCashCollateral>
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          <isLoanByFund>N</isLoanByFund>
        </securityLending>
      </invstOrSec>
      <invstOrSec>
        <name>N/A</name>
        <lei>N/A</lei>
        <title>Vanguard International Growth Fund Admiral Class</title>
        <cusip>921910501</cusip>
        <identifiers>
          <ticker value="VWILX"/>
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        <balance>2689.67900000</balance>
        <units>NS</units>
        <curCd>USD</curCd>
        <valUSD>431128.64000000</valUSD>
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        <payoffProfile>Long</payoffProfile>
        <assetCat>EC</assetCat>
        <issuerCat>RF</issuerCat>
        <invCountry>US</invCountry>
        <isRestrictedSec>N</isRestrictedSec>

        <fairValLevel>1</fairValLevel>
        <securityLending>
          <isCashCollateral>N</isCashCollateral>
          <isNonCashCollateral>N</isNonCashCollateral>
          <isLoanByFund>N</isLoanByFund>
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      </invstOrSec>
      <invstOrSec>
        <name>N/A</name>
        <lei>N/A</lei>
        <title>Shenkman Capital Floating Rate High Income Fund Institutional Class</title>
        <cusip>00770X576</cusip>
        <identifiers>
          <ticker value="SFHIX"/>
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        <balance>121881.32400000</balance>
        <units>NS</units>
        <curCd>USD</curCd>
        <valUSD>1146903.25000000</valUSD>
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        <payoffProfile>Long</payoffProfile>
        <assetCat>EC</assetCat>
        <issuerCat>RF</issuerCat>
        <invCountry>US</invCountry>
        <isRestrictedSec>N</isRestrictedSec>

        <fairValLevel>1</fairValLevel>
        <securityLending>
          <isCashCollateral>N</isCashCollateral>
          <isNonCashCollateral>N</isNonCashCollateral>
          <isLoanByFund>N</isLoanByFund>
        </securityLending>
      </invstOrSec>
      <invstOrSec>
        <name>N/A</name>
        <lei>N/A</lei>
        <title>Schwab U.S. Mid-Cap ETF</title>
        <cusip>808524508</cusip>
        <identifiers>
          <ticker value="SCHM"/>
        </identifiers>
        <balance>4458.00000000</balance>
        <units>NS</units>
        <curCd>USD</curCd>
        <valUSD>303946.44000000</valUSD>
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        <payoffProfile>Long</payoffProfile>
        <assetCat>EC</assetCat>
        <issuerCat>RF</issuerCat>
        <invCountry>US</invCountry>
        <isRestrictedSec>N</isRestrictedSec>

        <fairValLevel>1</fairValLevel>
        <securityLending>
          <isCashCollateral>N</isCashCollateral>
          <isNonCashCollateral>N</isNonCashCollateral>
          <isLoanByFund>N</isLoanByFund>
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      </invstOrSec>
      <invstOrSec>
        <name>N/A</name>
        <lei>N/A</lei>
        <title>SPDR FACTSET INNOVATIVE TECH</title>
        <cusip>78464A110</cusip>
        <identifiers>
          <ticker value="XITK"/>
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        <balance>298.00000000</balance>
        <units>NS</units>
        <curCd>USD</curCd>
        <valUSD>64096.82000000</valUSD>
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        <payoffProfile>Long</payoffProfile>
        <assetCat>EC</assetCat>
        <issuerCat>RF</issuerCat>
        <invCountry>US</invCountry>
        <isRestrictedSec>N</isRestrictedSec>

        <fairValLevel>1</fairValLevel>
        <securityLending>
          <isCashCollateral>N</isCashCollateral>
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          <isLoanByFund>N</isLoanByFund>
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      </invstOrSec>
      <invstOrSec>
        <name>N/A</name>
        <lei>N/A</lei>
        <title>VANGUARD EXTENDED MARKET ETF</title>
        <cusip>922908652</cusip>
        <identifiers>
          <ticker value="VXF"/>
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        <balance>4429.00000000</balance>
        <units>NS</units>
        <curCd>USD</curCd>
        <valUSD>729367.72000000</valUSD>
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        <payoffProfile>Long</payoffProfile>
        <assetCat>EC</assetCat>
        <issuerCat>RF</issuerCat>
        <invCountry>US</invCountry>
        <isRestrictedSec>N</isRestrictedSec>

        <fairValLevel>1</fairValLevel>
        <securityLending>
          <isCashCollateral>N</isCashCollateral>
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          <isLoanByFund>N</isLoanByFund>
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      </invstOrSec>
      <invstOrSec>
        <name>N/A</name>
        <lei>N/A</lei>
        <title>DELAWARE STRATEGIC INC-INST</title>
        <cusip>246094502</cusip>
        <identifiers>
          <ticker value="DUGIX"/>
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        <balance>10147.93400000</balance>
        <units>NS</units>
        <curCd>USD</curCd>
        <valUSD>87678.15000000</valUSD>
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        <payoffProfile>Long</payoffProfile>
        <assetCat>EC</assetCat>
        <issuerCat>RF</issuerCat>
        <invCountry>US</invCountry>
        <isRestrictedSec>N</isRestrictedSec>

        <fairValLevel>1</fairValLevel>
        <securityLending>
          <isCashCollateral>N</isCashCollateral>
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          <isLoanByFund>N</isLoanByFund>
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      </invstOrSec>
      <invstOrSec>
        <name>N/A</name>
        <lei>N/A</lei>
        <title>INV OPP GLBL OPPORT-R6</title>
        <cusip>00900W753</cusip>
        <identifiers>
          <ticker value="OGIIX"/>
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        <balance>948.32300000</balance>
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        <curCd>USD</curCd>
        <valUSD>76690.89000000</valUSD>
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        <payoffProfile>Long</payoffProfile>
        <assetCat>EC</assetCat>
        <issuerCat>RF</issuerCat>
        <invCountry>US</invCountry>
        <isRestrictedSec>N</isRestrictedSec>

        <fairValLevel>1</fairValLevel>
        <securityLending>
          <isCashCollateral>N</isCashCollateral>
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          <isLoanByFund>N</isLoanByFund>
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      </invstOrSec>
      <invstOrSec>
        <name>N/A</name>
        <lei>N/A</lei>
        <title>TIAA-CREF Large-Cap Growth Index Fund Institutional Class</title>
        <cusip>87244W680</cusip>
        <identifiers>
          <ticker value="TILIX"/>
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        <balance>10375.02100000</balance>
        <units>NS</units>
        <curCd>USD</curCd>
        <valUSD>511903.54000000</valUSD>
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        <payoffProfile>Long</payoffProfile>
        <assetCat>EC</assetCat>
        <issuerCat>RF</issuerCat>
        <invCountry>US</invCountry>
        <isRestrictedSec>N</isRestrictedSec>

        <fairValLevel>1</fairValLevel>
        <securityLending>
          <isCashCollateral>N</isCashCollateral>
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      </invstOrSec>
      <invstOrSec>
        <name>N/A</name>
        <lei>N/A</lei>
        <title>Vanguard Mid-Cap Growth ETF</title>
        <cusip>922908538</cusip>
        <identifiers>
          <ticker value="VOT"/>
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        <balance>795.00000000</balance>
        <units>NS</units>
        <curCd>USD</curCd>
        <valUSD>168595.65000000</valUSD>
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        <payoffProfile>Long</payoffProfile>
        <assetCat>EC</assetCat>
        <issuerCat>RF</issuerCat>
        <invCountry>US</invCountry>
        <isRestrictedSec>N</isRestrictedSec>

        <fairValLevel>1</fairValLevel>
        <securityLending>
          <isCashCollateral>N</isCashCollateral>
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      </invstOrSec>
      <invstOrSec>
        <name>N/A</name>
        <lei>N/A</lei>
        <title>Vanguard Intermediate-Term Bond ETF</title>
        <cusip>921937819</cusip>
        <identifiers>
          <ticker value="BIV"/>
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        <balance>1736.00000000</balance>
        <units>NS</units>
        <curCd>USD</curCd>
        <valUSD>161187.60000000</valUSD>
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        <payoffProfile>Long</payoffProfile>
        <assetCat>EC</assetCat>
        <issuerCat>RF</issuerCat>
        <invCountry>US</invCountry>
        <isRestrictedSec>N</isRestrictedSec>

        <fairValLevel>1</fairValLevel>
        <securityLending>
          <isCashCollateral>N</isCashCollateral>
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          <isLoanByFund>N</isLoanByFund>
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      </invstOrSec>
      <invstOrSec>
        <name>N/A</name>
        <lei>N/A</lei>
        <title>INVESCO FTSE RAFI DEVELOPED MKTS S-M ETF</title>
        <cusip>46138E735</cusip>
        <identifiers>
          <ticker value="PDN"/>
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        <balance>2000.00000000</balance>
        <units>NS</units>
        <curCd>USD</curCd>
        <valUSD>69120.00000000</valUSD>
        <pctVal>0.269040235008</pctVal>
        <payoffProfile>Long</payoffProfile>
        <assetCat>EC</assetCat>
        <issuerCat>RF</issuerCat>
        <invCountry>US</invCountry>
        <isRestrictedSec>N</isRestrictedSec>

        <fairValLevel>1</fairValLevel>
        <securityLending>
          <isCashCollateral>N</isCashCollateral>
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          <isLoanByFund>N</isLoanByFund>
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      </invstOrSec>
      <invstOrSec>
        <name>N/A</name>
        <lei>N/A</lei>
        <title>Schwab U.S. Dividend Equity ETF</title>
        <cusip>808524797</cusip>
        <identifiers>
          <ticker value="SCHD"/>
        </identifiers>
        <balance>13844.00000000</balance>
        <units>NS</units>
        <curCd>USD</curCd>
        <valUSD>887954.16000000</valUSD>
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        <payoffProfile>Long</payoffProfile>
        <assetCat>EC</assetCat>
        <issuerCat>RF</issuerCat>
        <invCountry>US</invCountry>
        <isRestrictedSec>N</isRestrictedSec>

        <fairValLevel>1</fairValLevel>
        <securityLending>
          <isCashCollateral>N</isCashCollateral>
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          <isLoanByFund>N</isLoanByFund>
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      </invstOrSec>
      <invstOrSec>
        <name>N/A</name>
        <lei>N/A</lei>
        <title>JPMorgan Small Cap Growth Fund R6 Class</title>
        <cusip>48121L825</cusip>
        <identifiers>
          <ticker value="JGSMX"/>
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        <balance>1697.63000000</balance>
        <units>NS</units>
        <curCd>USD</curCd>
        <valUSD>52320.95000000</valUSD>
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        <payoffProfile>Long</payoffProfile>
        <assetCat>EC</assetCat>
        <issuerCat>RF</issuerCat>
        <invCountry>US</invCountry>
        <isRestrictedSec>N</isRestrictedSec>

        <fairValLevel>1</fairValLevel>
        <securityLending>
          <isCashCollateral>N</isCashCollateral>
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          <isLoanByFund>N</isLoanByFund>
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      </invstOrSec>
      <invstOrSec>
        <name>N/A</name>
        <lei>N/A</lei>
        <title>GOLDMAN SACHS GOVERNMENT FUND</title>
        <cusip>38141W273</cusip>
        <identifiers>
          <ticker value="FGTXX"/>
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        <balance>356793.47000000</balance>
        <units>NS</units>
        <curCd>USD</curCd>
        <valUSD>356793.47000000</valUSD>
        <pctVal>1.388770240428</pctVal>
        <payoffProfile>Long</payoffProfile>
        <assetCat>STIV</assetCat>
        <issuerCat>RF</issuerCat>
        <invCountry>US</invCountry>
        <isRestrictedSec>N</isRestrictedSec>

        <fairValLevel>1</fairValLevel>
        <securityLending>
          <isCashCollateral>N</isCashCollateral>
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          <isLoanByFund>N</isLoanByFund>
        </securityLending>
      </invstOrSec>
      <invstOrSec>
        <name>N/A</name>
        <lei>N/A</lei>
        <title>Vanguard FTSE Developed Markets ETF</title>
        <cusip>921943858</cusip>
        <identifiers>
          <ticker value="VEA"/>
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        <balance>1339.00000000</balance>
        <units>NS</units>
        <curCd>USD</curCd>
        <valUSD>63214.19000000</valUSD>
        <pctVal>0.246052669755</pctVal>
        <payoffProfile>Long</payoffProfile>
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        <isRestrictedSec>N</isRestrictedSec>

        <fairValLevel>1</fairValLevel>
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          <isCashCollateral>N</isCashCollateral>
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      <invstOrSec>
        <name>N/A</name>
        <lei>N/A</lei>
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          <ticker value="ICVT"/>
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        <fairValLevel>1</fairValLevel>
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          <isCashCollateral>N</isCashCollateral>
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      <invstOrSec>
        <name>N/A</name>
        <lei>N/A</lei>
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          <ticker value="FNDF"/>
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        <valUSD>62249.28000000</valUSD>
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        <assetCat>EC</assetCat>
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        <invCountry>US</invCountry>
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        <fairValLevel>1</fairValLevel>
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          <isCashCollateral>N</isCashCollateral>
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      <invstOrSec>
        <name>N/A</name>
        <lei>N/A</lei>
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          <ticker value="FNWFX"/>
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        <balance>147.93200000</balance>
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        <valUSD>13012.09000000</valUSD>
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          <isCashCollateral>N</isCashCollateral>
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      <invstOrSec>
        <name>N/A</name>
        <lei>N/A</lei>
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          <ticker value="FSSNX"/>
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        <assetCat>EC</assetCat>
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        <invCountry>US</invCountry>
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        <fairValLevel>1</fairValLevel>
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          <isCashCollateral>N</isCashCollateral>
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      <invstOrSec>
        <name>N/A</name>
        <lei>N/A</lei>
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          <ticker value="VB"/>
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        <assetCat>EC</assetCat>
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        <fairValLevel>1</fairValLevel>
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          <isCashCollateral>N</isCashCollateral>
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      <invstOrSec>
        <name>N/A</name>
        <lei>N/A</lei>
        <title>WELLS FARGO CORE PL BND-R6.</title>
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          <ticker value="STYJX"/>
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        <valUSD>105374.15000000</valUSD>
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        <invCountry>US</invCountry>
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        <fairValLevel>1</fairValLevel>
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          <isCashCollateral>N</isCashCollateral>
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      </invstOrSec>
      <invstOrSec>
        <name>N/A</name>
        <lei>N/A</lei>
        <title>SCHWAB FUNDAMENTAL LARGE CAP</title>
        <cusip>808524771</cusip>
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          <ticker value="FNDX"/>
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        <balance>1472.00000000</balance>
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        <curCd>USD</curCd>
        <valUSD>66666.88000000</valUSD>
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        <fairValLevel>1</fairValLevel>
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          <isCashCollateral>N</isCashCollateral>
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      </invstOrSec>
      <invstOrSec>
        <name>N/A</name>
        <lei>N/A</lei>
        <title>Vanguard Emerging Markets Government Bond ETF</title>
        <cusip>921946885</cusip>
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          <ticker value="VWOB"/>
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        <balance>12198.00000000</balance>
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        <curCd>USD</curCd>
        <valUSD>1003895.40000000</valUSD>
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        <fairValLevel>1</fairValLevel>
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          <isCashCollateral>N</isCashCollateral>
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      <invstOrSec>
        <name>N/A</name>
        <lei>N/A</lei>
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          <ticker value="JHBSX"/>
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        <curCd>USD</curCd>
        <valUSD>85580.00000000</valUSD>
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        <fairValLevel>1</fairValLevel>
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          <isCashCollateral>N</isCashCollateral>
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      </invstOrSec>
      <invstOrSec>
        <name>N/A</name>
        <lei>N/A</lei>
        <title>AB FlexFee High Yield Portfolio Advisor Class</title>
        <cusip>01881M699</cusip>
        <identifiers>
          <ticker value="HIYYX"/>
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        <balance>12267.98300000</balance>
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        <valUSD>121698.40000000</valUSD>
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        <payoffProfile>Long</payoffProfile>
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        <invCountry>US</invCountry>
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        <fairValLevel>1</fairValLevel>
        <securityLending>
          <isCashCollateral>N</isCashCollateral>
          <isNonCashCollateral>N</isNonCashCollateral>
          <isLoanByFund>N</isLoanByFund>
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      </invstOrSec>
      <invstOrSec>
        <name>N/A</name>
        <lei>N/A</lei>
        <title>Schwab International Small-Cap Equity ETF</title>
        <cusip>808524888</cusip>
        <identifiers>
          <ticker value="SCHC"/>
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        <balance>4105.00000000</balance>
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        <curCd>USD</curCd>
        <valUSD>154553.25000000</valUSD>
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        <assetCat>EC</assetCat>
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        <invCountry>US</invCountry>
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        <fairValLevel>1</fairValLevel>
        <securityLending>
          <isCashCollateral>N</isCashCollateral>
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          <isLoanByFund>N</isLoanByFund>
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      </invstOrSec>
      <invstOrSec>
        <name>N/A</name>
        <lei>N/A</lei>
        <title>iShares Russell Top 200 ETF</title>
        <cusip>464289446</cusip>
        <identifiers>
          <ticker value="IWL"/>
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        <balance>1118.00000000</balance>
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        <curCd>USD</curCd>
        <valUSD>100944.22000000</valUSD>
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        <payoffProfile>Long</payoffProfile>
        <assetCat>EC</assetCat>
        <issuerCat>RF</issuerCat>
        <invCountry>US</invCountry>
        <isRestrictedSec>N</isRestrictedSec>

        <fairValLevel>1</fairValLevel>
        <securityLending>
          <isCashCollateral>N</isCashCollateral>
          <isNonCashCollateral>N</isNonCashCollateral>
          <isLoanByFund>N</isLoanByFund>
        </securityLending>
      </invstOrSec>
      <invstOrSec>
        <name>N/A</name>
        <lei>N/A</lei>
        <title>American New Perspective Fund R6 Class</title>
        <cusip>648018810</cusip>
        <identifiers>
          <ticker value="RNPGX"/>
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        <balance>1821.23500000</balance>
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        <curCd>USD</curCd>
        <valUSD>110221.14000000</valUSD>
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        <assetCat>EC</assetCat>
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        <invCountry>US</invCountry>
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        <fairValLevel>1</fairValLevel>
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          <isCashCollateral>N</isCashCollateral>
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      </invstOrSec>
      <invstOrSec>
        <name>N/A</name>
        <lei>N/A</lei>
        <title>Vanguard Emerging Markets Bond Fund Admiral Class</title>
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          <ticker value="VEGBX"/>
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        <balance>8814.35600000</balance>
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        <assetCat>EC</assetCat>
        <issuerCat>RF</issuerCat>
        <invCountry>US</invCountry>
        <isRestrictedSec>N</isRestrictedSec>

        <fairValLevel>1</fairValLevel>
        <securityLending>
          <isCashCollateral>N</isCashCollateral>
          <isNonCashCollateral>N</isNonCashCollateral>
          <isLoanByFund>N</isLoanByFund>
        </securityLending>
      </invstOrSec>
      <invstOrSec>
        <name>N/A</name>
        <lei>N/A</lei>
        <title>JPMorgan U.S. Research Enhanced Equity Fund R6 Class</title>
        <cusip>4812A1837</cusip>
        <identifiers>
          <ticker value="JDEUX"/>
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        <balance>2398.35300000</balance>
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        <curCd>USD</curCd>
        <valUSD>76243.65000000</valUSD>
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        <payoffProfile>Long</payoffProfile>
        <assetCat>EC</assetCat>
        <issuerCat>RF</issuerCat>
        <invCountry>US</invCountry>
        <isRestrictedSec>N</isRestrictedSec>

        <fairValLevel>1</fairValLevel>
        <securityLending>
          <isCashCollateral>N</isCashCollateral>
          <isNonCashCollateral>N</isNonCashCollateral>
          <isLoanByFund>N</isLoanByFund>
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      </invstOrSec>
    </invstOrSecs>
    <signature>
      <ncom:dateSigned>2021-02-25</ncom:dateSigned>
      <ncom:nameOfApplicant>World Funds Trust</ncom:nameOfApplicant>
      <ncom:signature>Ann MacDonald</ncom:signature>
      <ncom:signerName>Ann MacDonald</ncom:signerName>
      <ncom:title>Principal Financial Officer</ncom:title>
    </signature>
  </formData>
  <documents>XXXX</documents>
</edgarSubmission>
