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          <isLoanByFund>N</isLoanByFund>
        </securityLending>
      </invstOrSec>
      <invstOrSec>
        <name>N/A</name>
        <lei>N/A</lei>
        <title>iShares Convertible Bond ETF</title>
        <cusip>46435G102</cusip>
        <identifiers>
          <ticker value="ICVT"/>
        </identifiers>
        <balance>40409.00000000</balance>
        <units>NS</units>
        <curCd>USD</curCd>
        <valUSD>2867422.64000000</valUSD>
        <pctVal>1.762763358238</pctVal>
        <payoffProfile>Long</payoffProfile>
        <assetCat>EC</assetCat>
        <issuerCat>RF</issuerCat>
        <invCountry>US</invCountry>
        <isRestrictedSec>N</isRestrictedSec>

        <fairValLevel>1</fairValLevel>
        <securityLending>
          <isCashCollateral>N</isCashCollateral>
          <isNonCashCollateral>N</isNonCashCollateral>
          <isLoanByFund>N</isLoanByFund>
        </securityLending>
      </invstOrSec>
      <invstOrSec>
        <name>N/A</name>
        <lei>N/A</lei>
        <title>iShares Global 100 ETF</title>
        <cusip>464287572</cusip>
        <identifiers>
          <ticker value="IOO"/>
        </identifiers>
        <balance>34908.00000000</balance>
        <units>NS</units>
        <curCd>USD</curCd>
        <valUSD>1842444.24000000</valUSD>
        <pctVal>1.132652421224</pctVal>
        <payoffProfile>Long</payoffProfile>
        <assetCat>EC</assetCat>
        <issuerCat>RF</issuerCat>
        <invCountry>US</invCountry>
        <isRestrictedSec>N</isRestrictedSec>

        <fairValLevel>1</fairValLevel>
        <securityLending>
          <isCashCollateral>N</isCashCollateral>
          <isNonCashCollateral>N</isNonCashCollateral>
          <isLoanByFund>N</isLoanByFund>
        </securityLending>
      </invstOrSec>
      <invstOrSec>
        <name>N/A</name>
        <lei>N/A</lei>
        <title>JPMorgan U.S. Research Enhanced Equity Fund R6 Class</title>
        <cusip>4812A1837</cusip>
        <identifiers>
          <ticker value="JDEUX"/>
        </identifiers>
        <balance>47891.01500000</balance>
        <units>NS</units>
        <curCd>USD</curCd>
        <valUSD>1283958.11000000</valUSD>
        <pctVal>0.789320094725</pctVal>
        <payoffProfile>Long</payoffProfile>
        <assetCat>EC</assetCat>
        <issuerCat>RF</issuerCat>
        <invCountry>US</invCountry>
        <isRestrictedSec>N</isRestrictedSec>

        <fairValLevel>1</fairValLevel>
        <securityLending>
          <isCashCollateral>N</isCashCollateral>
          <isNonCashCollateral>N</isNonCashCollateral>
          <isLoanByFund>N</isLoanByFund>
        </securityLending>
      </invstOrSec>
      <invstOrSec>
        <name>N/A</name>
        <lei>N/A</lei>
        <title>Xtrackers MSCI EAFE High Div Yld Eq ETF</title>
        <cusip>233051630</cusip>
        <identifiers>
          <ticker value="HDEF"/>
        </identifiers>
        <balance>50952.00000000</balance>
        <units>NS</units>
        <curCd>USD</curCd>
        <valUSD>1038401.76000000</valUSD>
        <pctVal>0.638363019153</pctVal>
        <payoffProfile>Long</payoffProfile>
        <assetCat>EC</assetCat>
        <issuerCat>RF</issuerCat>
        <invCountry>US</invCountry>
        <isRestrictedSec>N</isRestrictedSec>

        <fairValLevel>1</fairValLevel>
        <securityLending>
          <isCashCollateral>N</isCashCollateral>
          <isNonCashCollateral>N</isNonCashCollateral>
          <isLoanByFund>N</isLoanByFund>
        </securityLending>
      </invstOrSec>
      <invstOrSec>
        <name>N/A</name>
        <lei>N/A</lei>
        <title>ProShares Investment Grade-Interest Rate Hedged ETF</title>
        <cusip>74347B607</cusip>
        <identifiers>
          <ticker value="IGHG"/>
        </identifiers>
        <balance>28553.00000000</balance>
        <units>NS</units>
        <curCd>USD</curCd>
        <valUSD>2015556.27000000</valUSD>
        <pctVal>1.239073964773</pctVal>
        <payoffProfile>Long</payoffProfile>
        <assetCat>EC</assetCat>
        <issuerCat>RF</issuerCat>
        <invCountry>US</invCountry>
        <isRestrictedSec>N</isRestrictedSec>

        <fairValLevel>1</fairValLevel>
        <securityLending>
          <isCashCollateral>N</isCashCollateral>
          <isNonCashCollateral>N</isNonCashCollateral>
          <isLoanByFund>N</isLoanByFund>
        </securityLending>
      </invstOrSec>
      <invstOrSec>
        <name>N/A</name>
        <lei>N/A</lei>
        <title>iShares Core Total USD Bond Market ETF</title>
        <cusip>46434V613</cusip>
        <identifiers>
          <ticker value="IUSB"/>
        </identifiers>
        <balance>126330.00000000</balance>
        <units>NS</units>
        <curCd>USD</curCd>
        <valUSD>6863508.90000000</valUSD>
        <pctVal>4.219378695380</pctVal>
        <payoffProfile>Long</payoffProfile>
        <assetCat>EC</assetCat>
        <issuerCat>RF</issuerCat>
        <invCountry>US</invCountry>
        <isRestrictedSec>N</isRestrictedSec>

        <fairValLevel>1</fairValLevel>
        <securityLending>
          <isCashCollateral>N</isCashCollateral>
          <isNonCashCollateral>N</isNonCashCollateral>
          <isLoanByFund>N</isLoanByFund>
        </securityLending>
      </invstOrSec>
      <invstOrSec>
        <name>N/A</name>
        <lei>N/A</lei>
        <title>Schwab S&amp;P 500 Index Fund</title>
        <cusip>808509855</cusip>
        <identifiers>
          <ticker value="SWPPX"/>
        </identifiers>
        <balance>110697.47700000</balance>
        <units>NS</units>
        <curCd>USD</curCd>
        <valUSD>5299088.22000000</valUSD>
        <pctVal>3.257642740203</pctVal>
        <payoffProfile>Long</payoffProfile>
        <assetCat>EC</assetCat>
        <issuerCat>RF</issuerCat>
        <invCountry>US</invCountry>
        <isRestrictedSec>N</isRestrictedSec>

        <fairValLevel>1</fairValLevel>
        <securityLending>
          <isCashCollateral>N</isCashCollateral>
          <isNonCashCollateral>N</isNonCashCollateral>
          <isLoanByFund>N</isLoanByFund>
        </securityLending>
      </invstOrSec>
      <invstOrSec>
        <name>N/A</name>
        <lei>N/A</lei>
        <title>TIAA-CREF Large-Cap Growth Index Fund Institutional Class</title>
        <cusip>87244W680</cusip>
        <identifiers>
          <ticker value="TILIX"/>
        </identifiers>
        <balance>52037.10400000</balance>
        <units>NS</units>
        <curCd>USD</curCd>
        <valUSD>2076800.81000000</valUSD>
        <pctVal>1.276724372319</pctVal>
        <payoffProfile>Long</payoffProfile>
        <assetCat>EC</assetCat>
        <issuerCat>RF</issuerCat>
        <invCountry>US</invCountry>
        <isRestrictedSec>N</isRestrictedSec>

        <fairValLevel>1</fairValLevel>
        <securityLending>
          <isCashCollateral>N</isCashCollateral>
          <isNonCashCollateral>N</isNonCashCollateral>
          <isLoanByFund>N</isLoanByFund>
        </securityLending>
      </invstOrSec>
      <invstOrSec>
        <name>N/A</name>
        <lei>N/A</lei>
        <title>MFS New Discovery Value Fund R6 Class</title>
        <cusip>552982696</cusip>
        <identifiers>
          <ticker value="NDVVX"/>
        </identifiers>
        <balance>103985.56200000</balance>
        <units>NS</units>
        <curCd>USD</curCd>
        <valUSD>1383007.97000000</valUSD>
        <pctVal>0.850211524335</pctVal>
        <payoffProfile>Long</payoffProfile>
        <assetCat>EC</assetCat>
        <issuerCat>RF</issuerCat>
        <invCountry>US</invCountry>
        <isRestrictedSec>N</isRestrictedSec>

        <fairValLevel>1</fairValLevel>
        <securityLending>
          <isCashCollateral>N</isCashCollateral>
          <isNonCashCollateral>N</isNonCashCollateral>
          <isLoanByFund>N</isLoanByFund>
        </securityLending>
      </invstOrSec>
      <invstOrSec>
        <name>N/A</name>
        <lei>N/A</lei>
        <title>HARTFORD STRATEGIC INCOME</title>
        <cusip>41664L583</cusip>
        <identifiers>
          <ticker value="HSNYX"/>
        </identifiers>
        <balance>46656.60200000</balance>
        <units>NS</units>
        <curCd>USD</curCd>
        <valUSD>410578.10000000</valUSD>
        <pctVal>0.252405076349</pctVal>
        <payoffProfile>Long</payoffProfile>
        <assetCat>EC</assetCat>
        <issuerCat>RF</issuerCat>
        <invCountry>US</invCountry>
        <isRestrictedSec>N</isRestrictedSec>

        <fairValLevel>1</fairValLevel>
        <securityLending>
          <isCashCollateral>N</isCashCollateral>
          <isNonCashCollateral>N</isNonCashCollateral>
          <isLoanByFund>N</isLoanByFund>
        </securityLending>
      </invstOrSec>
      <invstOrSec>
        <name>N/A</name>
        <lei>N/A</lei>
        <title>Vanguard International Growth Fund Admiral Class</title>
        <cusip>921910501</cusip>
        <identifiers>
          <ticker value="VWILX"/>
        </identifiers>
        <balance>27755.70400000</balance>
        <units>NS</units>
        <curCd>USD</curCd>
        <valUSD>3206061.37000000</valUSD>
        <pctVal>1.970943323270</pctVal>
        <payoffProfile>Long</payoffProfile>
        <assetCat>EC</assetCat>
        <issuerCat>RF</issuerCat>
        <invCountry>US</invCountry>
        <isRestrictedSec>N</isRestrictedSec>

        <fairValLevel>1</fairValLevel>
        <securityLending>
          <isCashCollateral>N</isCashCollateral>
          <isNonCashCollateral>N</isNonCashCollateral>
          <isLoanByFund>N</isLoanByFund>
        </securityLending>
      </invstOrSec>
      <invstOrSec>
        <name>N/A</name>
        <lei>N/A</lei>
        <title>Invesco QQQ Trust Series I ETF</title>
        <cusip>46090E103</cusip>
        <identifiers>
          <ticker value="QQQ"/>
        </identifiers>
        <balance>6003.00000000</balance>
        <units>NS</units>
        <curCd>USD</curCd>
        <valUSD>1486342.80000000</valUSD>
        <pctVal>0.913737162102</pctVal>
        <payoffProfile>Long</payoffProfile>
        <assetCat>EC</assetCat>
        <issuerCat>RF</issuerCat>
        <invCountry>US</invCountry>
        <isRestrictedSec>N</isRestrictedSec>

        <fairValLevel>1</fairValLevel>
        <securityLending>
          <isCashCollateral>N</isCashCollateral>
          <isNonCashCollateral>N</isNonCashCollateral>
          <isLoanByFund>N</isLoanByFund>
        </securityLending>
      </invstOrSec>
      <invstOrSec>
        <name>N/A</name>
        <lei>N/A</lei>
        <title>DFA WORLD EX US GOVT FXD-INS</title>
        <cusip>23320G323</cusip>
        <identifiers>
          <ticker value="DWFIX"/>
        </identifiers>
        <balance>152.80100000</balance>
        <units>NS</units>
        <curCd>USD</curCd>
        <valUSD>1631.91000000</valUSD>
        <pctVal>0.001003225374</pctVal>
        <payoffProfile>Long</payoffProfile>
        <assetCat>EC</assetCat>
        <issuerCat>RF</issuerCat>
        <invCountry>US</invCountry>
        <isRestrictedSec>N</isRestrictedSec>

        <fairValLevel>1</fairValLevel>
        <securityLending>
          <isCashCollateral>N</isCashCollateral>
          <isNonCashCollateral>N</isNonCashCollateral>
          <isLoanByFund>N</isLoanByFund>
        </securityLending>
      </invstOrSec>
      <invstOrSec>
        <name>N/A</name>
        <lei>N/A</lei>
        <title>JPMorgan Small Cap Growth Fund R6 Class</title>
        <cusip>48121L825</cusip>
        <identifiers>
          <ticker value="JGSMX"/>
        </identifiers>
        <balance>39700.60100000</balance>
        <units>NS</units>
        <curCd>USD</curCd>
        <valUSD>881750.34000000</valUSD>
        <pctVal>0.542060723377</pctVal>
        <payoffProfile>Long</payoffProfile>
        <assetCat>EC</assetCat>
        <issuerCat>RF</issuerCat>
        <invCountry>US</invCountry>
        <isRestrictedSec>N</isRestrictedSec>

        <fairValLevel>1</fairValLevel>
        <securityLending>
          <isCashCollateral>N</isCashCollateral>
          <isNonCashCollateral>N</isNonCashCollateral>
          <isLoanByFund>N</isLoanByFund>
        </securityLending>
      </invstOrSec>
      <invstOrSec>
        <name>N/A</name>
        <lei>N/A</lei>
        <title>SPDR Portfolio S&amp;P 500 Value ETF</title>
        <cusip>78464A508</cusip>
        <identifiers>
          <ticker value="SPYV"/>
        </identifiers>
        <balance>134496.00000000</balance>
        <units>NS</units>
        <curCd>USD</curCd>
        <valUSD>3897694.08000000</valUSD>
        <pctVal>2.396128219817</pctVal>
        <payoffProfile>Long</payoffProfile>
        <assetCat>EC</assetCat>
        <issuerCat>RF</issuerCat>
        <invCountry>US</invCountry>
        <isRestrictedSec>N</isRestrictedSec>

        <fairValLevel>1</fairValLevel>
        <securityLending>
          <isCashCollateral>N</isCashCollateral>
          <isNonCashCollateral>N</isNonCashCollateral>
          <isLoanByFund>N</isLoanByFund>
        </securityLending>
      </invstOrSec>
      <invstOrSec>
        <name>N/A</name>
        <lei>N/A</lei>
        <title>INVESCO DWA HEALTHCARE MOMENTUM ETF</title>
        <cusip>46137V852</cusip>
        <identifiers>
          <ticker value="PTH"/>
        </identifiers>
        <balance>3398.00000000</balance>
        <units>NS</units>
        <curCd>USD</curCd>
        <valUSD>415915.20000000</valUSD>
        <pctVal>0.255686087034</pctVal>
        <payoffProfile>Long</payoffProfile>
        <assetCat>EC</assetCat>
        <issuerCat>RF</issuerCat>
        <invCountry>US</invCountry>
        <isRestrictedSec>N</isRestrictedSec>

        <fairValLevel>1</fairValLevel>
        <securityLending>
          <isCashCollateral>N</isCashCollateral>
          <isNonCashCollateral>N</isNonCashCollateral>
          <isLoanByFund>N</isLoanByFund>
        </securityLending>
      </invstOrSec>
      <invstOrSec>
        <name>N/A</name>
        <lei>N/A</lei>
        <title>AllianzGI Convertible Fund</title>
        <cusip>01900C649</cusip>
        <identifiers>
          <ticker value="ANNPX"/>
        </identifiers>
        <balance>60845.82600000</balance>
        <units>NS</units>
        <curCd>USD</curCd>
        <valUSD>2010346.09000000</valUSD>
        <pctVal>1.235870978835</pctVal>
        <payoffProfile>Long</payoffProfile>
        <assetCat>EC</assetCat>
        <issuerCat>RF</issuerCat>
        <invCountry>US</invCountry>
        <isRestrictedSec>N</isRestrictedSec>

        <fairValLevel>1</fairValLevel>
        <securityLending>
          <isCashCollateral>N</isCashCollateral>
          <isNonCashCollateral>N</isNonCashCollateral>
          <isLoanByFund>N</isLoanByFund>
        </securityLending>
      </invstOrSec>
      <invstOrSec>
        <name>N/A</name>
        <lei>N/A</lei>
        <title>JPMorgan Large Cap Growth Fund R6 Class</title>
        <cusip>48121L841</cusip>
        <identifiers>
          <ticker value="JLGMX"/>
        </identifiers>
        <balance>56953.46700000</balance>
        <units>NS</units>
        <curCd>USD</curCd>
        <valUSD>2885262.63000000</valUSD>
        <pctVal>1.773730587221</pctVal>
        <payoffProfile>Long</payoffProfile>
        <assetCat>EC</assetCat>
        <issuerCat>RF</issuerCat>
        <invCountry>US</invCountry>
        <isRestrictedSec>N</isRestrictedSec>

        <fairValLevel>1</fairValLevel>
        <securityLending>
          <isCashCollateral>N</isCashCollateral>
          <isNonCashCollateral>N</isNonCashCollateral>
          <isLoanByFund>N</isLoanByFund>
        </securityLending>
      </invstOrSec>
      <invstOrSec>
        <name>N/A</name>
        <lei>N/A</lei>
        <title>WisdomTree Dynamic Currency Hedged International Equity ETF</title>
        <cusip>97717X263</cusip>
        <identifiers>
          <ticker value="DDWM"/>
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        <balance>6283.00000000</balance>
        <units>NS</units>
        <curCd>USD</curCd>
        <valUSD>159274.05000000</valUSD>
        <pctVal>0.097914571553</pctVal>
        <payoffProfile>Long</payoffProfile>
        <assetCat>EC</assetCat>
        <issuerCat>RF</issuerCat>
        <invCountry>US</invCountry>
        <isRestrictedSec>N</isRestrictedSec>

        <fairValLevel>1</fairValLevel>
        <securityLending>
          <isCashCollateral>N</isCashCollateral>
          <isNonCashCollateral>N</isNonCashCollateral>
          <isLoanByFund>N</isLoanByFund>
        </securityLending>
      </invstOrSec>
      <invstOrSec>
        <name>N/A</name>
        <lei>N/A</lei>
        <title>JPMorgan Emerging Markets Equity Fund R6 Class</title>
        <cusip>48121L122</cusip>
        <identifiers>
          <ticker value="JEMWX"/>
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        <balance>22004.88700000</balance>
        <units>NS</units>
        <curCd>USD</curCd>
        <valUSD>697995.01000000</valUSD>
        <pctVal>0.429096154399</pctVal>
        <payoffProfile>Long</payoffProfile>
        <assetCat>EC</assetCat>
        <issuerCat>RF</issuerCat>
        <invCountry>US</invCountry>
        <isRestrictedSec>N</isRestrictedSec>

        <fairValLevel>1</fairValLevel>
        <securityLending>
          <isCashCollateral>N</isCashCollateral>
          <isNonCashCollateral>N</isNonCashCollateral>
          <isLoanByFund>N</isLoanByFund>
        </securityLending>
      </invstOrSec>
      <invstOrSec>
        <name>N/A</name>
        <lei>N/A</lei>
        <title>INV OPP GLBL OPPORT-R6</title>
        <cusip>00900W753</cusip>
        <identifiers>
          <ticker value="OGIIX"/>
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        <balance>16944.46700000</balance>
        <units>NS</units>
        <curCd>USD</curCd>
        <valUSD>1083768.11000000</valUSD>
        <pctVal>0.666252224728</pctVal>
        <payoffProfile>Long</payoffProfile>
        <assetCat>EC</assetCat>
        <issuerCat>RF</issuerCat>
        <invCountry>US</invCountry>
        <isRestrictedSec>N</isRestrictedSec>

        <fairValLevel>1</fairValLevel>
        <securityLending>
          <isCashCollateral>N</isCashCollateral>
          <isNonCashCollateral>N</isNonCashCollateral>
          <isLoanByFund>N</isLoanByFund>
        </securityLending>
      </invstOrSec>
      <invstOrSec>
        <name>N/A</name>
        <lei>N/A</lei>
        <title>SPDR S&amp;P 500 Growth ETF</title>
        <cusip>78464A409</cusip>
        <identifiers>
          <ticker value="SPYG"/>
        </identifiers>
        <balance>53747.00000000</balance>
        <units>NS</units>
        <curCd>USD</curCd>
        <valUSD>2414315.24000000</valUSD>
        <pctVal>1.484213167930</pctVal>
        <payoffProfile>Long</payoffProfile>
        <assetCat>EC</assetCat>
        <issuerCat>RF</issuerCat>
        <invCountry>US</invCountry>
        <isRestrictedSec>N</isRestrictedSec>

        <fairValLevel>1</fairValLevel>
        <securityLending>
          <isCashCollateral>N</isCashCollateral>
          <isNonCashCollateral>N</isNonCashCollateral>
          <isLoanByFund>N</isLoanByFund>
        </securityLending>
      </invstOrSec>
      <invstOrSec>
        <name>N/A</name>
        <lei>N/A</lei>
        <title>Dodge &amp; Cox Global Bond Fund</title>
        <cusip>256206301</cusip>
        <identifiers>
          <ticker value="DODLX"/>
        </identifiers>
        <balance>221404.20700000</balance>
        <units>NS</units>
        <curCd>USD</curCd>
        <valUSD>2528436.04000000</valUSD>
        <pctVal>1.554369538270</pctVal>
        <payoffProfile>Long</payoffProfile>
        <assetCat>EC</assetCat>
        <issuerCat>RF</issuerCat>
        <invCountry>US</invCountry>
        <isRestrictedSec>N</isRestrictedSec>

        <fairValLevel>1</fairValLevel>
        <securityLending>
          <isCashCollateral>N</isCashCollateral>
          <isNonCashCollateral>N</isNonCashCollateral>
          <isLoanByFund>N</isLoanByFund>
        </securityLending>
      </invstOrSec>
      <invstOrSec>
        <name>N/A</name>
        <lei>N/A</lei>
        <title>Baird Core Plus Bond Fund Institutional Class</title>
        <cusip>057071870</cusip>
        <identifiers>
          <ticker value="BCOIX"/>
        </identifiers>
        <balance>78879.76200000</balance>
        <units>NS</units>
        <curCd>USD</curCd>
        <valUSD>952078.72000000</valUSD>
        <pctVal>0.585295470002</pctVal>
        <payoffProfile>Long</payoffProfile>
        <assetCat>EC</assetCat>
        <issuerCat>RF</issuerCat>
        <invCountry>US</invCountry>
        <isRestrictedSec>N</isRestrictedSec>

        <fairValLevel>1</fairValLevel>
        <securityLending>
          <isCashCollateral>N</isCashCollateral>
          <isNonCashCollateral>N</isNonCashCollateral>
          <isLoanByFund>N</isLoanByFund>
        </securityLending>
      </invstOrSec>
      <invstOrSec>
        <name>N/A</name>
        <lei>N/A</lei>
        <title>Vanguard FTSE Developed Markets ETF</title>
        <cusip>921943858</cusip>
        <identifiers>
          <ticker value="VEA"/>
        </identifiers>
        <balance>25669.00000000</balance>
        <units>NS</units>
        <curCd>USD</curCd>
        <valUSD>995700.51000000</valUSD>
        <pctVal>0.612112198014</pctVal>
        <payoffProfile>Long</payoffProfile>
        <assetCat>EC</assetCat>
        <issuerCat>RF</issuerCat>
        <invCountry>US</invCountry>
        <isRestrictedSec>N</isRestrictedSec>

        <fairValLevel>1</fairValLevel>
        <securityLending>
          <isCashCollateral>N</isCashCollateral>
          <isNonCashCollateral>N</isNonCashCollateral>
          <isLoanByFund>N</isLoanByFund>
        </securityLending>
      </invstOrSec>
      <invstOrSec>
        <name>N/A</name>
        <lei>N/A</lei>
        <title>Shenkman Capital Floating Rate High Income Fund Institutional Class</title>
        <cusip>00770X576</cusip>
        <identifiers>
          <ticker value="SFHIX"/>
        </identifiers>
        <balance>239833.87400000</balance>
        <units>NS</units>
        <curCd>USD</curCd>
        <valUSD>2153708.19000000</valUSD>
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        <payoffProfile>Long</payoffProfile>
        <assetCat>EC</assetCat>
        <issuerCat>RF</issuerCat>
        <invCountry>US</invCountry>
        <isRestrictedSec>N</isRestrictedSec>

        <fairValLevel>1</fairValLevel>
        <securityLending>
          <isCashCollateral>N</isCashCollateral>
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          <isLoanByFund>N</isLoanByFund>
        </securityLending>
      </invstOrSec>
      <invstOrSec>
        <name>N/A</name>
        <lei>N/A</lei>
        <title>Fidelity MSCI Health Care Index ETF</title>
        <cusip>316092600</cusip>
        <identifiers>
          <ticker value="FHLC"/>
        </identifiers>
        <balance>7252.00000000</balance>
        <units>NS</units>
        <curCd>USD</curCd>
        <valUSD>360932.04000000</valUSD>
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        <payoffProfile>Long</payoffProfile>
        <assetCat>EC</assetCat>
        <issuerCat>RF</issuerCat>
        <invCountry>US</invCountry>
        <isRestrictedSec>N</isRestrictedSec>

        <fairValLevel>1</fairValLevel>
        <securityLending>
          <isCashCollateral>N</isCashCollateral>
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          <isLoanByFund>N</isLoanByFund>
        </securityLending>
      </invstOrSec>
      <invstOrSec>
        <name>N/A</name>
        <lei>N/A</lei>
        <title>Vanguard Emerging Markets Bond Fund Admiral Class</title>
        <cusip>922020813</cusip>
        <identifiers>
          <ticker value="VEGBX"/>
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        <balance>31260.21600000</balance>
        <units>NS</units>
        <curCd>USD</curCd>
        <valUSD>831209.15000000</valUSD>
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        <payoffProfile>Long</payoffProfile>
        <assetCat>EC</assetCat>
        <issuerCat>RF</issuerCat>
        <invCountry>US</invCountry>
        <isRestrictedSec>N</isRestrictedSec>

        <fairValLevel>1</fairValLevel>
        <securityLending>
          <isCashCollateral>N</isCashCollateral>
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          <isLoanByFund>N</isLoanByFund>
        </securityLending>
      </invstOrSec>
      <invstOrSec>
        <name>N/A</name>
        <lei>N/A</lei>
        <title>Schwab Small-Cap Index Fund</title>
        <cusip>808509848</cusip>
        <identifiers>
          <ticker value="SWSSX"/>
        </identifiers>
        <balance>49493.96300000</balance>
        <units>NS</units>
        <curCd>USD</curCd>
        <valUSD>1255166.90000000</valUSD>
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        <payoffProfile>Long</payoffProfile>
        <assetCat>EC</assetCat>
        <issuerCat>RF</issuerCat>
        <invCountry>US</invCountry>
        <isRestrictedSec>N</isRestrictedSec>

        <fairValLevel>1</fairValLevel>
        <securityLending>
          <isCashCollateral>N</isCashCollateral>
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          <isLoanByFund>N</isLoanByFund>
        </securityLending>
      </invstOrSec>
      <invstOrSec>
        <name>N/A</name>
        <lei>N/A</lei>
        <title>American Funds SMALLCAP World Fund F3 Class</title>
        <cusip>831681770</cusip>
        <identifiers>
          <ticker value="SFCWX"/>
        </identifiers>
        <balance>24287.49400000</balance>
        <units>NS</units>
        <curCd>USD</curCd>
        <valUSD>1478136.88000000</valUSD>
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        <payoffProfile>Long</payoffProfile>
        <assetCat>EC</assetCat>
        <issuerCat>RF</issuerCat>
        <invCountry>US</invCountry>
        <isRestrictedSec>N</isRestrictedSec>

        <fairValLevel>1</fairValLevel>
        <securityLending>
          <isCashCollateral>N</isCashCollateral>
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          <isLoanByFund>N</isLoanByFund>
        </securityLending>
      </invstOrSec>
      <invstOrSec>
        <name>N/A</name>
        <lei>N/A</lei>
        <title>Vanguard Mega Cap Value ETF</title>
        <cusip>921910840</cusip>
        <identifiers>
          <ticker value="MGV"/>
        </identifiers>
        <balance>7010.00000000</balance>
        <units>NS</units>
        <curCd>USD</curCd>
        <valUSD>513272.20000000</valUSD>
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        <payoffProfile>Long</payoffProfile>
        <assetCat>EC</assetCat>
        <issuerCat>RF</issuerCat>
        <invCountry>US</invCountry>
        <isRestrictedSec>N</isRestrictedSec>

        <fairValLevel>1</fairValLevel>
        <securityLending>
          <isCashCollateral>N</isCashCollateral>
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          <isLoanByFund>N</isLoanByFund>
        </securityLending>
      </invstOrSec>
      <invstOrSec>
        <name>N/A</name>
        <lei>N/A</lei>
        <title>Fidelity 500 Index Fund</title>
        <cusip>315911750</cusip>
        <identifiers>
          <ticker value="FXAIX"/>
        </identifiers>
        <balance>0.00030000</balance>
        <units>NS</units>
        <curCd>USD</curCd>
        <valUSD>0.03000000</valUSD>
        <pctVal>0.000000018442</pctVal>
        <payoffProfile>Long</payoffProfile>
        <assetCat>EC</assetCat>
        <issuerCat>RF</issuerCat>
        <invCountry>US</invCountry>
        <isRestrictedSec>N</isRestrictedSec>

        <fairValLevel>1</fairValLevel>
        <securityLending>
          <isCashCollateral>N</isCashCollateral>
          <isNonCashCollateral>N</isNonCashCollateral>
          <isLoanByFund>N</isLoanByFund>
        </securityLending>
      </invstOrSec>
      <invstOrSec>
        <name>N/A</name>
        <lei>N/A</lei>
        <title>Vanguard Intermediate-Term Bond Index Fund Admiral Class</title>
        <cusip>921937801</cusip>
        <identifiers>
          <ticker value="VBILX"/>
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        <balance>486800.05100000</balance>
        <units>NS</units>
        <curCd>USD</curCd>
        <valUSD>6128812.64000000</valUSD>
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        <payoffProfile>Long</payoffProfile>
        <assetCat>EC</assetCat>
        <issuerCat>RF</issuerCat>
        <invCountry>US</invCountry>
        <isRestrictedSec>N</isRestrictedSec>

        <fairValLevel>1</fairValLevel>
        <securityLending>
          <isCashCollateral>N</isCashCollateral>
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          <isLoanByFund>N</isLoanByFund>
        </securityLending>
      </invstOrSec>
      <invstOrSec>
        <name>N/A</name>
        <lei>N/A</lei>
        <title>SPDR Portfolio Emerging Markets ETF</title>
        <cusip>78463X509</cusip>
        <identifiers>
          <ticker value="SPEM"/>
        </identifiers>
        <balance>12438.00000000</balance>
        <units>NS</units>
        <curCd>USD</curCd>
        <valUSD>416175.48000000</valUSD>
        <pctVal>0.255846095552</pctVal>
        <payoffProfile>Long</payoffProfile>
        <assetCat>EC</assetCat>
        <issuerCat>RF</issuerCat>
        <invCountry>US</invCountry>
        <isRestrictedSec>N</isRestrictedSec>

        <fairValLevel>1</fairValLevel>
        <securityLending>
          <isCashCollateral>N</isCashCollateral>
          <isNonCashCollateral>N</isNonCashCollateral>
          <isLoanByFund>N</isLoanByFund>
        </securityLending>
      </invstOrSec>
      <invstOrSec>
        <name>N/A</name>
        <lei>N/A</lei>
        <title>Schwab U.S. Dividend Equity ETF</title>
        <cusip>808524797</cusip>
        <identifiers>
          <ticker value="SCHD"/>
        </identifiers>
        <balance>79448.00000000</balance>
        <units>NS</units>
        <curCd>USD</curCd>
        <valUSD>4111434.00000000</valUSD>
        <pctVal>2.527525975388</pctVal>
        <payoffProfile>Long</payoffProfile>
        <assetCat>EC</assetCat>
        <issuerCat>RF</issuerCat>
        <invCountry>US</invCountry>
        <isRestrictedSec>N</isRestrictedSec>

        <fairValLevel>1</fairValLevel>
        <securityLending>
          <isCashCollateral>N</isCashCollateral>
          <isNonCashCollateral>N</isNonCashCollateral>
          <isLoanByFund>N</isLoanByFund>
        </securityLending>
      </invstOrSec>
      <invstOrSec>
        <name>N/A</name>
        <lei>N/A</lei>
        <title>Schwab U.S. Mid-Cap ETF</title>
        <cusip>808524508</cusip>
        <identifiers>
          <ticker value="SCHM"/>
        </identifiers>
        <balance>11355.00000000</balance>
        <units>NS</units>
        <curCd>USD</curCd>
        <valUSD>597500.10000000</valUSD>
        <pctVal>0.367316372595</pctVal>
        <payoffProfile>Long</payoffProfile>
        <assetCat>EC</assetCat>
        <issuerCat>RF</issuerCat>
        <invCountry>US</invCountry>
        <isRestrictedSec>N</isRestrictedSec>

        <fairValLevel>1</fairValLevel>
        <securityLending>
          <isCashCollateral>N</isCashCollateral>
          <isNonCashCollateral>N</isNonCashCollateral>
          <isLoanByFund>N</isLoanByFund>
        </securityLending>
      </invstOrSec>
      <invstOrSec>
        <name>N/A</name>
        <lei>N/A</lei>
        <title>Vanguard Emerging Markets Government Bond ETF</title>
        <cusip>921946885</cusip>
        <identifiers>
          <ticker value="VWOB"/>
        </identifiers>
        <balance>36059.00000000</balance>
        <units>NS</units>
        <curCd>USD</curCd>
        <valUSD>2803947.84000000</valUSD>
        <pctVal>1.723741886464</pctVal>
        <payoffProfile>Long</payoffProfile>
        <assetCat>EC</assetCat>
        <issuerCat>RF</issuerCat>
        <invCountry>US</invCountry>
        <isRestrictedSec>N</isRestrictedSec>

        <fairValLevel>1</fairValLevel>
        <securityLending>
          <isCashCollateral>N</isCashCollateral>
          <isNonCashCollateral>N</isNonCashCollateral>
          <isLoanByFund>N</isLoanByFund>
        </securityLending>
      </invstOrSec>
      <invstOrSec>
        <name>N/A</name>
        <lei>N/A</lei>
        <title>VANGUARD SMALL-CAP GRWTH ETF</title>
        <cusip>922908595</cusip>
        <identifiers>
          <ticker value="VBK"/>
        </identifiers>
        <balance>1645.00000000</balance>
        <units>NS</units>
        <curCd>USD</curCd>
        <valUSD>328342.00000000</valUSD>
        <pctVal>0.201849995357</pctVal>
        <payoffProfile>Long</payoffProfile>
        <assetCat>EC</assetCat>
        <issuerCat>RF</issuerCat>
        <invCountry>US</invCountry>
        <isRestrictedSec>N</isRestrictedSec>

        <fairValLevel>1</fairValLevel>
        <securityLending>
          <isCashCollateral>N</isCashCollateral>
          <isNonCashCollateral>N</isNonCashCollateral>
          <isLoanByFund>N</isLoanByFund>
        </securityLending>
      </invstOrSec>
      <invstOrSec>
        <name>N/A</name>
        <lei>N/A</lei>
        <title>ISHARES JP MORGAN EM CORPORATE BOND ETF</title>
        <cusip>464286251</cusip>
        <identifiers>
          <ticker value="CEMB"/>
        </identifiers>
        <balance>7931.00000000</balance>
        <units>NS</units>
        <curCd>USD</curCd>
        <valUSD>401625.84000000</valUSD>
        <pctVal>0.246901626777</pctVal>
        <payoffProfile>Long</payoffProfile>
        <assetCat>EC</assetCat>
        <issuerCat>RF</issuerCat>
        <invCountry>US</invCountry>
        <isRestrictedSec>N</isRestrictedSec>

        <fairValLevel>1</fairValLevel>
        <securityLending>
          <isCashCollateral>N</isCashCollateral>
          <isNonCashCollateral>N</isNonCashCollateral>
          <isLoanByFund>N</isLoanByFund>
        </securityLending>
      </invstOrSec>
      <invstOrSec>
        <name>N/A</name>
        <lei>N/A</lei>
        <title>Invesco S&amp;P 500 Top ETF</title>
        <cusip>46137V233</cusip>
        <identifiers>
          <ticker value="XLG"/>
        </identifiers>
        <balance>10250.00000000</balance>
        <units>NS</units>
        <curCd>USD</curCd>
        <valUSD>2438475.00000000</valUSD>
        <pctVal>1.499065509220</pctVal>
        <payoffProfile>Long</payoffProfile>
        <assetCat>EC</assetCat>
        <issuerCat>RF</issuerCat>
        <invCountry>US</invCountry>
        <isRestrictedSec>N</isRestrictedSec>

        <fairValLevel>1</fairValLevel>
        <securityLending>
          <isCashCollateral>N</isCashCollateral>
          <isNonCashCollateral>N</isNonCashCollateral>
          <isLoanByFund>N</isLoanByFund>
        </securityLending>
      </invstOrSec>
      <invstOrSec>
        <name>N/A</name>
        <lei>N/A</lei>
        <title>Vanguard Small-Cap Value ETF</title>
        <cusip>922908611</cusip>
        <identifiers>
          <ticker value="VBR"/>
        </identifiers>
        <balance>4679.00000000</balance>
        <units>NS</units>
        <curCd>USD</curCd>
        <valUSD>500278.68000000</valUSD>
        <pctVal>0.307548986225</pctVal>
        <payoffProfile>Long</payoffProfile>
        <assetCat>EC</assetCat>
        <issuerCat>RF</issuerCat>
        <invCountry>US</invCountry>
        <isRestrictedSec>N</isRestrictedSec>

        <fairValLevel>1</fairValLevel>
        <securityLending>
          <isCashCollateral>N</isCashCollateral>
          <isNonCashCollateral>N</isNonCashCollateral>
          <isLoanByFund>N</isLoanByFund>
        </securityLending>
      </invstOrSec>
      <invstOrSec>
        <name>N/A</name>
        <lei>N/A</lei>
        <title>PIMCO INV GRADE CORP BD ETF</title>
        <cusip>72201R817</cusip>
        <identifiers>
          <ticker value="CORP"/>
        </identifiers>
        <balance>13459.00000000</balance>
        <units>NS</units>
        <curCd>USD</curCd>
        <valUSD>1538027.23000000</valUSD>
        <pctVal>0.945510441048</pctVal>
        <payoffProfile>Long</payoffProfile>
        <assetCat>EC</assetCat>
        <issuerCat>RF</issuerCat>
        <invCountry>US</invCountry>
        <isRestrictedSec>N</isRestrictedSec>

        <fairValLevel>1</fairValLevel>
        <securityLending>
          <isCashCollateral>N</isCashCollateral>
          <isNonCashCollateral>N</isNonCashCollateral>
          <isLoanByFund>N</isLoanByFund>
        </securityLending>
      </invstOrSec>
      <invstOrSec>
        <name>N/A</name>
        <lei>N/A</lei>
        <title>AB FlexFee Large Cap Growth Portfolio Advisor Class</title>
        <cusip>01878H786</cusip>
        <identifiers>
          <ticker value="FFLYX"/>
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        <balance>120803.96600000</balance>
        <units>NS</units>
        <curCd>USD</curCd>
        <valUSD>2054875.46000000</valUSD>
        <pctVal>1.263245646491</pctVal>
        <payoffProfile>Long</payoffProfile>
        <assetCat>EC</assetCat>
        <issuerCat>RF</issuerCat>
        <invCountry>US</invCountry>
        <isRestrictedSec>N</isRestrictedSec>

        <fairValLevel>1</fairValLevel>
        <securityLending>
          <isCashCollateral>N</isCashCollateral>
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          <isLoanByFund>N</isLoanByFund>
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      </invstOrSec>
      <invstOrSec>
        <name>N/A</name>
        <lei>N/A</lei>
        <title>Vanguard Total World Stock Index Fund Admiral Class</title>
        <cusip>922042619</cusip>
        <identifiers>
          <ticker value="VTWAX"/>
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        <balance>108034.40735300</balance>
        <units>NS</units>
        <curCd>USD</curCd>
        <valUSD>2871554.55000000</valUSD>
        <pctVal>1.765303471944</pctVal>
        <payoffProfile>Long</payoffProfile>
        <assetCat>EC</assetCat>
        <issuerCat>RF</issuerCat>
        <invCountry>US</invCountry>
        <isRestrictedSec>N</isRestrictedSec>

        <fairValLevel>1</fairValLevel>
        <securityLending>
          <isCashCollateral>N</isCashCollateral>
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          <isLoanByFund>N</isLoanByFund>
        </securityLending>
      </invstOrSec>
      <invstOrSec>
        <name>N/A</name>
        <lei>N/A</lei>
        <title>Renaissance International IPO ETF</title>
        <cusip>759937303</cusip>
        <identifiers>
          <ticker value="IPOS"/>
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        <balance>38888.00000000</balance>
        <units>NS</units>
        <curCd>USD</curCd>
        <valUSD>1104726.42000000</valUSD>
        <pctVal>0.679136457559</pctVal>
        <payoffProfile>Long</payoffProfile>
        <assetCat>EC</assetCat>
        <issuerCat>RF</issuerCat>
        <invCountry>US</invCountry>
        <isRestrictedSec>N</isRestrictedSec>

        <fairValLevel>1</fairValLevel>
        <securityLending>
          <isCashCollateral>N</isCashCollateral>
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          <isLoanByFund>N</isLoanByFund>
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      </invstOrSec>
      <invstOrSec>
        <name>N/A</name>
        <lei>N/A</lei>
        <title>iShares MSCI World ETF</title>
        <cusip>464286392</cusip>
        <identifiers>
          <ticker value="URTH"/>
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        <balance>20329.00000000</balance>
        <units>NS</units>
        <curCd>USD</curCd>
        <valUSD>1873114.06000000</valUSD>
        <pctVal>1.151506856613</pctVal>
        <payoffProfile>Long</payoffProfile>
        <assetCat>EC</assetCat>
        <issuerCat>RF</issuerCat>
        <invCountry>US</invCountry>
        <isRestrictedSec>N</isRestrictedSec>

        <fairValLevel>1</fairValLevel>
        <securityLending>
          <isCashCollateral>N</isCashCollateral>
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          <isLoanByFund>N</isLoanByFund>
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      </invstOrSec>
      <invstOrSec>
        <name>N/A</name>
        <lei>N/A</lei>
        <title>MFS Mid Cap Value Fund R6 Class</title>
        <cusip>55273W475</cusip>
        <identifiers>
          <ticker value="MVCKX"/>
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        <balance>112338.94900000</balance>
        <units>NS</units>
        <curCd>USD</curCd>
        <valUSD>2366981.65000000</valUSD>
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        <payoffProfile>Long</payoffProfile>
        <assetCat>EC</assetCat>
        <issuerCat>RF</issuerCat>
        <invCountry>US</invCountry>
        <isRestrictedSec>N</isRestrictedSec>

        <fairValLevel>1</fairValLevel>
        <securityLending>
          <isCashCollateral>N</isCashCollateral>
          <isNonCashCollateral>N</isNonCashCollateral>
          <isLoanByFund>N</isLoanByFund>
        </securityLending>
      </invstOrSec>
      <invstOrSec>
        <name>N/A</name>
        <lei>N/A</lei>
        <title>Fidelity Advisor International Growth Fund Institutional Class</title>
        <cusip>315910372</cusip>
        <identifiers>
          <ticker value="FIIIX"/>
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        <balance>10766.68900000</balance>
        <units>NS</units>
        <curCd>USD</curCd>
        <valUSD>166453.02000000</valUSD>
        <pctVal>0.102327881642</pctVal>
        <payoffProfile>Long</payoffProfile>
        <assetCat>EC</assetCat>
        <issuerCat>RF</issuerCat>
        <invCountry>US</invCountry>
        <isRestrictedSec>N</isRestrictedSec>

        <fairValLevel>1</fairValLevel>
        <securityLending>
          <isCashCollateral>N</isCashCollateral>
          <isNonCashCollateral>N</isNonCashCollateral>
          <isLoanByFund>N</isLoanByFund>
        </securityLending>
      </invstOrSec>
      <invstOrSec>
        <name>N/A</name>
        <lei>N/A</lei>
        <title>AB FLEXFEE INTL STR CORE-ADV</title>
        <cusip>01878H752</cusip>
        <identifiers>
          <ticker value="FFSYX"/>
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        <balance>55237.74200000</balance>
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        <curCd>USD</curCd>
        <valUSD>556796.44000000</valUSD>
        <pctVal>0.342293580561</pctVal>
        <payoffProfile>Long</payoffProfile>
        <assetCat>EC</assetCat>
        <issuerCat>RF</issuerCat>
        <invCountry>US</invCountry>
        <isRestrictedSec>N</isRestrictedSec>

        <fairValLevel>1</fairValLevel>
        <securityLending>
          <isCashCollateral>N</isCashCollateral>
          <isNonCashCollateral>N</isNonCashCollateral>
          <isLoanByFund>N</isLoanByFund>
        </securityLending>
      </invstOrSec>
      <invstOrSec>
        <name>N/A</name>
        <lei>N/A</lei>
        <title>Vanguard Mid-Cap Growth ETF</title>
        <cusip>922908538</cusip>
        <identifiers>
          <ticker value="VOT"/>
        </identifiers>
        <balance>13219.00000000</balance>
        <units>NS</units>
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        <name>N/A</name>
        <lei>N/A</lei>
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        <name>N/A</name>
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        <name>N/A</name>
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          <ticker value="APHJX"/>
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      <invstOrSec>
        <name>N/A</name>
        <lei>N/A</lei>
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          <ticker value="VGT"/>
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        <name>N/A</name>
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          <ticker value="IWL"/>
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        <name>N/A</name>
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          <ticker value="FNWFX"/>
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        <name>N/A</name>
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          <ticker value="VOE"/>
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        <name>N/A</name>
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          <ticker value="FSMLX"/>
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        <name>N/A</name>
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          <ticker value="IGIB"/>
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        <name>N/A</name>
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          <ticker value="JSIMX"/>
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        <name>N/A</name>
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          <ticker value="VTRIX"/>
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        <name>N/A</name>
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          <ticker value="GCEYX"/>
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        <name>N/A</name>
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          <ticker value="JKH"/>
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        <name>N/A</name>
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        <name>N/A</name>
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        <name>N/A</name>
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        <name>N/A</name>
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        <name>N/A</name>
        <lei>N/A</lei>
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          <ticker value="PDN"/>
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        <name>N/A</name>
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          <ticker value="DBAW"/>
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        <name>N/A</name>
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          <ticker value="SPHY"/>
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          <isCashCollateral>N</isCashCollateral>
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        <name>N/A</name>
        <lei>N/A</lei>
        <title>PRINCIPAL HEALTHCARE INNOV</title>
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          <ticker value="BTEC"/>
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      <invstOrSec>
        <name>N/A</name>
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          <ticker value="RNPGX"/>
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        <name>N/A</name>
        <lei>N/A</lei>
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          <ticker value="VV"/>
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    <signature>
      <ncom:dateSigned>2020-08-26</ncom:dateSigned>
      <ncom:nameOfApplicant>World Funds Trust</ncom:nameOfApplicant>
      <ncom:signature>Ann MacDonald</ncom:signature>
      <ncom:signerName>Ann MacDonald</ncom:signerName>
      <ncom:title>Principal Financial Officer</ncom:title>
    </signature>
  </formData>
  <documents>XXXX</documents>
</edgarSubmission>
