EX-99.1 CHARTER 2 surf2007bc2_0807.htm SURF 2007-BC2 MONTHLY REPORT J:\Surf07bc2\PDF\SURF 2007-BC2

Distribution Date: Aug 27, 2007
DISTRIBUTION PACKAGE
Contact:
SPECIALTY UNDERWRITING AND RESIDENTIAL FINANCE TRUST, MORTGAGE LOAN
ASSET-BACKED CERTIFICATES, SERIES 2007-BC2
Derek Klein
Account Administrator
651-495-3849
derek.klein@usbank.com
Distribution Package Includes: *
Issuance Dates
Issuance Parties
Contact
First Distribution Date:
Settlement Date:
Cutoff Date:
Servicer(s):
Certificate Insurer(s):
Underwriter(s):
Name:
Title:
Phone:
Mobile:
Fax:
Email:
Address:
Website:
60 Livingston Ave, St. Paul, MN 55107
www.usbank.com/abs
Derek Klein
Account Administrator
651-495-3849
derek.klein@usbank.com
Wilshire Credit Corporation
May 25, 2007
April 24, 2007
April 01, 2007
Merrill Lynch Mortgage Investors Inc.
* The Trustee, at the direction of the Depositor, and based upon information provided in the Mortgage Loan Schedule or by the Servicer, is furnishing this information to each Certificateholder. The
Depositor and/or the Servicer may discontinue the furnishing of this Supplemental Report (other than the Payment Date Statement), or may change its format, at any time and without notice to any
Certificateholder. While the above parties have undertaken efforts to ensure the reasonable accuracy of this information, this information has not been audited and the parties make no representation as to
the accuracy or completeness of the information.
- Payment Date Statement
Page 1
- Remittance Summary Group
Page 5
- Mortgage Loan Characteristics
Page 6
- Delinquency Report
Page 14
- Delinquency History Report - Six Months
Page 17
- CPR/CDR History Report - Six Months
Page 20
- Bankruptcy Loan Detail Report
Page 21
- Foreclosure Loan Detail Report
Page 22
- REO Loan Detail Report
Page 23
- Prepayment & Liquidation Loan Detail Report
Page 24
- Material Modifications Loan Detail Report
Page 26
- Material Breaches Loan Detail Report
Page 27
Contact:
Derek Klein
Account Administrator
651-495-3849
derek.klein@usbank.com
Distribution Date
27-Aug-07
Determination Date
15-Aug-07
Accrual Periods:
Begin
End
Record Date
31-Jul-07
Libor Certificates
7/25/2007
8/26/2007
Payment Detail:
Pass
Applied
Interest
Through
Original
Beginning
Principal
Interest
Total
Realized
Carryforward
Ending
Class
Rate
Balance
Balance (1)
Paid
Paid
Paid
Losses
Amount Paid
Balance (1)
A1
5.55000%
$174,640,000.00
$169,450,051.57
$1,731,296.89
$862,077.14
$2,593,374.03
N/A
$0.00
$167,718,754.68
A-2A
5.44000%
$66,098,000.00
$60,006,295.12
$968,838.62
$299,231.39
$1,268,070.01
N/A
$0.00
$59,037,456.50
A-2B
5.52000%
$18,270,000.00
$18,270,000.00
$0.00
$92,446.20
$92,446.20
N/A
$0.00
$18,270,000.00
A-2C
5.59000%
$28,147,000.00
$28,147,000.00
$0.00
$144,229.92
$144,229.92
N/A
$0.00
$28,147,000.00
A-2D
5.67000%
$10,415,000.00
$10,415,000.00
$0.00
$54,131.96
$54,131.96
N/A
$0.00
$10,415,000.00
M-1
5.77000%
$15,600,000.00
$15,600,000.00
$0.00
$82,511.00
$82,511.00
$0.00
$0.00
$15,600,000.00
M-2
5.82000%
$13,845,000.00
$13,845,000.00
$0.00
$73,863.08
$73,863.08
$0.00
$0.00
$13,845,000.00
M-3
5.97000%
$8,190,000.00
$8,190,000.00
$0.00
$44,819.78
$44,819.78
$0.00
$0.00
$8,190,000.00
M-4
6.37000%
$6,825,000.00
$6,825,000.00
$0.00
$39,852.31
$39,852.31
$0.00
$0.00
$6,825,000.00
M-5
6.77000%
$6,825,000.00
$6,825,000.00
$0.00
$42,354.81
$42,354.81
$0.00
$0.00
$6,825,000.00
M-6
6.93660%
$6,045,000.00
$6,045,000.00
$0.00
$40,561.95
$40,561.95
$0.00
$0.00
$6,045,000.00
B-1
6.93660%
$5,850,000.00
$5,850,000.00
$0.00
$39,521.63
$39,521.63
$0.00
$0.00
$5,850,000.00
B-2
6.93660%
$4,095,000.00
$4,095,000.00
$0.00
$27,665.14
$27,665.14
$0.00
$0.00
$4,095,000.00
B-3
6.93660%
$5,655,000.00
$5,655,000.00
$0.00
$38,204.24
$38,204.24
$0.00
$0.00
$5,655,000.00
C
N/A
$19,500,461.73
$19,500,028.09
$0.00
$526,057.92
$526,057.92
N/A
$0.00
$19,500,028.09
P
N/A
$0.00
$0.00
$0.00
$29,890.55
$29,890.55
N/A
$0.00
$0.00
R
5.55000%
$100.00
$0.00
$0.00
$0.00
$0.00
N/A
$0.00
$0.00
Totals:
$370,500,100.00
$359,218,346.69
$2,700,135.51
$2,437,419.02
$5,137,554.53
$0.00
$0.00
$356,518,211.18
(1) Class C & Class P Certificates reflect Notional Collateral Amounts
Amounts Per 1,000:
Interest
Realized
Beginning
Principal
Interest
Carry-forward
Losses/
Ending
Class
Cusip
Balance
Paid
Paid
Amount Paid
Writedown
Balance
Index
Value
A1
84752EAA1
$970.28201769
$9.91351861
$4.93630978
$0.00000000
$0.00000000
$960.36849908 LIBOR
5.32000%
A-2A
84752EAB9
$907.83828739
$14.65760870
$4.52708690
$0.00000000
$0.00000000
$893.18067869 CAP LIBOR
5.32000%
A-2B
84752EAC7
$1,000.00000000
$0.00000000
$5.06000000
$0.00000000
$0.00000000
$1,000.00000000
A-2C
84752EAD5
$1,000.00000000
$0.00000000
$5.12416670
$0.00000000
$0.00000000
$1,000.00000000
A-2D
84752EAE3
$1,000.00000000
$0.00000000
$5.19749976
$0.00000000
$0.00000000
$1,000.00000000
M-1
84752EAF0
$1,000.00000000
$0.00000000
$5.28916667
$0.00000000
$0.00000000
$1,000.00000000
M-2
84752EAG8
$1,000.00000000
$0.00000000
$5.33500036
$0.00000000
$0.00000000
$1,000.00000000
M-3
84752EAH6
$1,000.00000000
$0.00000000
$5.47250061
$0.00000000
$0.00000000
$1,000.00000000
M-4
84752EAJ2
$1,000.00000000
$0.00000000
$5.83916630
$0.00000000
$0.00000000
$1,000.00000000
M-5
84752EAK9
$1,000.00000000
$0.00000000
$6.20583297
$0.00000000
$0.00000000
$1,000.00000000
M-6
84752EAL7
$1,000.00000000
$0.00000000
$6.71000000
$0.00000000
$0.00000000
$1,000.00000000
B-1
84752EAM5
$1,000.00000000
$0.00000000
$6.75583419
$0.00000000
$0.00000000
$1,000.00000000
B-2
84752EAN3
$1,000.00000000
$0.00000000
$6.75583394
$0.00000000
$0.00000000
$1,000.00000000
B-3
84752EAP8
$1,000.00000000
$0.00000000
$6.75583378
$0.00000000
$0.00000000
$1,000.00000000
C
84752EAR4
$999.97776258
$0.00000000
$26.97669046
$0.00000000
$0.00000000
$999.97776258
P
84752EAQ6
$0.00000000
$0.00000000
$0.00000000
$0.00000000
$0.00000000
$0.00000000
R
84752EAS2
$0.00000000
$0.00000000
$0.00000000
$0.00000000
$0.00000000
$0.00000000
Specialty Underwriting and Residential Finance Trust
STATEMENT TO CERTIFICATEHOLDERS
Specialty Underwriting and Residential Finance Trust Mortgage Loan Asset-Backed Certificates, Series 2007-BC2
Page 1 of 27
Contact:
Derek Klein
Account Administrator
651-495-3849
derek.klein@usbank.com
Distribution Date
27-Aug-07
Specialty Underwriting and Residential Finance Trust
STATEMENT TO CERTIFICATEHOLDERS
Specialty Underwriting and Residential Finance Trust Mortgage Loan Asset-Backed Certificates, Series 2007-BC2
Interest Detail:
Index +
Interest
Interest
Interest
Non-Supported
Floating
Floating
Margin or
Accrued @
Carryforward
Carryforward
Interest
Rate Certificate
Rate Certificate
Class
Fix Rate
PT Rate (1)
Amount
Amount Remaining
Shortfall
Carryover Paid
Carryover Remaining
A1
5.55000%
$862,077.14
$0.00
$0.00
$0.00
$0.00
$0.00
A-2A
5.44000%
$299,231.39
$0.00
$0.00
$0.00
$0.00
$0.00
A-2B
5.52000%
$92,446.20
$0.00
$0.00
$0.00
$0.00
$0.00
A-2C
5.59000%
$144,229.92
$0.00
$0.00
$0.00
$0.00
$0.00
A-2D
5.67000%
$54,131.96
$0.00
$0.00
$0.00
$0.00
$0.00
M-1
5.77000%
$82,511.00
$0.00
$0.00
$0.00
$0.00
$0.00
M-2
5.82000%
$73,863.08
$0.00
$0.00
$0.00
$0.00
$0.00
M-3
5.97000%
$44,819.78
$0.00
$0.00
$0.00
$0.00
$0.00
M-4
6.37000%
$39,852.31
$0.00
$0.00
$0.00
$0.00
$0.00
M-5
6.77000%
$42,354.81
$0.00
$0.00
$0.00
$0.00
$0.00
M-6
7.32000%
$38,437.42
$0.00
$0.00
$0.00
$2,124.53
$0.00
B-1
7.37000%
$37,197.50
$0.00
$0.00
$0.00
$2,324.13
$0.00
B-2
7.37000%
$26,038.25
$0.00
$0.00
$0.00
$1,626.89
$0.00
B-3
7.37000%
$35,957.59
$0.00
$0.00
$0.00
$2,246.65
$0.00
(1) Includes interest shortfalls from previous payments dates plus interest thereon
Page 2 of 27
Contact:
Derek Klein
Account Administrator
651-495-3849
derek.klein@usbank.com
Distribution Date
27-Aug-07
Specialty Underwriting and Residential Finance Trust
STATEMENT TO CERTIFICATEHOLDERS
Specialty Underwriting and Residential Finance Trust Mortgage Loan Asset-Backed Certificates, Series 2007-BC2
Reconciliation:
Aggregate Losses:
Available funds (A):
Cumulative Realized Losses
0.00
Servicer remittance
5,137,554.53
Cumulative Liquidated Loan Balance
0.00
Amounts received from A-1 Corridor Contract
0.00
Cumulative Recoveries
0.00
Amounts received from A-2 Corridor Contract
0.00
Cumulative Applied Realized Losses
0.00
Amounts received from Subordinated Certificate Corridor Contract
0.00
Net Payments to Trust from Swap Counterparty
0.00
5,137,554.53
Miscellaneous:
Current Advances
2,441,583.68
Distributions (B):
0.00
Outstanding Advances
3,270,743.57
Service fee
0.00
Advances Recovered
0.00
Total interest distributed
2,437,419.02
Number of Loans with Relief Act Shortfall
1.00
Total principal distributed
2,700,135.51
Cumulative Prepayment Penalties
107,940.10
Net Payments to Counterparty from Swap Trust
0.00
Investment Income earned on the Cert. Account
1,683.69
5,137,554.53
Supplemental Interest Trust:
(A) - (B):
0.00
Deposit: Investment Income
0.00
Deposit: Net Counterparty Payment
0.00
Class A 1 Corridor Contract
Deposit: Counterparty Termination Payment
0.00
Beginning Balance Deposits
0.00
Deposit / Withdrawal : Net Trust Payment to Counterparty
0.00
Withdrawal to cover Floating Rate Certificate Carryovers
0.00
Deposit / Withdrawal : Trust Termination Payment to Counterparty
0.00
Withdrawal to pay Class C
0.00
Withdrawal : to pay interest on certificates
0.00
Ending Balance
0.00
Withdrawal : to Principal Remittance, Net Realized Losses
0.00
Withdrawal : to pay Deferred Amounts
0.00
Class A 2 Corridor Contract
Withdrawal : to pay Floating Rate Carryover Amounts
0.00
Beginning Balance Deposits
0.00
Withdrawal : to X, remaining amounts
0.00
Withdrawal to cover Floating Rate Certificate Carryovers
0.00
Withdrawal to pay Class C
0.00
Ending Balance
0.00
Subordinate Certificate Corridor Contract
Beginning Balance Deposits
0.00
Withdrawal to cover Floating Rate Certificate Carryovers
0.00
Withdrawal to pay Class C
0.00
Ending Balance
0.00
TOTAL
Group 1
Group 2
DELINQUENCY COUNT
Count
Scheduled Balance
Delq%
Count
Scheduled Balance
Delq%
Count
Scheduled Balance
Delq%
31+ Days
52
10,423,170.95
2.771985%
28
5,496,010.17
1.461634%
24
4,927,160.78
1.310352%
61+ Days
40
8,272,374.12
2.199993%
23
3,919,166.59
1.042281%
17
4,353,207.53
1.157712%
91+ Days
17
3,299,488.37
0.877481%
9
1,793,205.68
0.476893%
8
1,506,282.69
0.400588%
Total
109
21,995,033.44
5.849459%
60
11,208,382.44
2.980808%
49
10,786,651.00
2.868651%
Bankruptcy
3
196,912.18
0.052368%
0
-
0.000000%
3
196,912.18
0.052368%
Foreclosure
20
5,417,288.97
1.440698%
11
2,177,858.54
0.579190%
9
3,239,430.43
0.861509%
REO
1
99,439.19
0.026445%
0
-
0.000000%
1
99,439.19
0.026445%
(1) All Delinquencies are reported on an OTS basis
(2) 31 Day/61 Day/91+ Past Due Totals do not Include Bankruptcy and Foreclosure loans
ACCOUNT ACTIVITY
COLLATERAL DELINQUENCY SUMMARY-GROUP
Page 3 of 27
Contact:
Derek Klein
Account Administrator
651-495-3849
derek.klein@usbank.com
Distribution Date
27-Aug-07
Specialty Underwriting and Residential Finance Trust
STATEMENT TO CERTIFICATEHOLDERS
Specialty Underwriting and Residential Finance Trust Mortgage Loan Asset-Backed Certificates, Series 2007-BC2
Stepdown Trigger Event:
Stepdown Date:
Relevant information:
Relevant information:
A) Current Balance of Loans 60+ days delinq, Bankruptcies, Foreclosures and REOs
17,285,502.83
Class A and R Balances
286,288,346.69
B) Ending Collateral Balance
376,018,239.27
52.60% of Stated Balance.
197,785,593.86
Current Delinquency Rate (A/B)
4.597%
C) Rolling Three Month Delinquency Rate
2.778%
D) 33.75%
33.75%
Earlier of:
F) Required Percentage % (Applicable after Stepdown Date)
24.406%
1) Class A Paydown
NO
G) Applicable % multiplied by Required Percentage %
8.237%
2.) The later of:
H) Aggregate Realized Losses
0.00
A) First payment date when Class A and R are reduced to less than or equal to
I) Original Collateral Balance
390,000,561.73
52.60% of Stated Balance.
NO
J) Cumulative Loss % ( H /I)
0.000%
B) May 2010
NO
K) Stepdown Required Loss Percentage
100.000%
NO
A StepdownTrigger Event will occur if either (1) or (2) is True After the Stepdown Date:
Overcollateralization:
1) Rolling 3 Month Delq. Rate equals or exceeds applicable % multiplied by Required %
NO
Ending Overcollateralization Amount
19,500,028.09
2) Cumulative Loss % exceeds Stepdown Required Loss Percentage (J > K).
NO
Targeted Overcollateralization Amount
19,500,028.09
NO
Overcollateralization Deficiency Amount
0.00
Overcollateralization Release Amount
0.00
Excess interest distributions:
Excess available interest (A):
526,057.92
1) Extra Principal Distribution Amount to certificates
0.00
a) from Group 1
0.00
a) from Group 2
0.00
2) Unpaid Interest Shortfall Amount
0.00
3) Allocated Realized Loss Amount
0.00
4) Unpaid Net PPIS & RAIS
0.00
5) Remaining Amounts to C
526,057.92
(B):
526,057.92
(A)-(B):
0.00
CREDIT ENHANCEMENT AND TRIGGERS
Page 4 of 27
Distribution Date: Aug 27, 2007
COLLATERAL / REMITTANCE SUMMARY - GROUP
Contact:
SPECIALTY UNDERWRITING AND RESIDENTIAL FINANCE TRUST, MORTGAGE LOAN
ASSET-BACKED CERTIFICATES, SERIES 2007-BC2
Derek Klein
Account Administrator
651-495-3849
derek.klein@usbank.com
TOTAL
Group 1
Group 2
POOL BALANCE INFORMATION:
Beginning Balance
Less: Principal Remittance
Plus: Negative Amortization
Plus: Draws (If Applicable)
Less: Net Realized Losses
Ending Balance
BLANK
PRINCIPAL REMITTANCE:
Scheduled Principal
Prepayments
Curtailments
Net Liquidation Proceeds
Repurchase Principal
Total Principal Remittance (A)
BLANK
INTEREST REMITTANCE:
Gross Interest
Less: Total Retained Fees
Less: Deferred Interest
Less: Relief Act Interest Shortfall
Less: Net Prepayment Interest Shortfall
Less: Net Nonrecoverable Advances
Less: Interest Loss
Net Interest Remittance From Servicer(s) (B)
BLANK
Prepayment Premiums (C)
Other Funds (D)
BLANK
REMITTANCE TO TRUST (A+B+C+D):
BLANK
OTHER INFORMATION:
Beginning Loan Count
Ending Loan Count
Ending Pool Factor
BLANK
Weighted Average Coupon
Weighted Average Net Coupon
Weighted Average Maximum Net Coupon
BLANK
Liquidated Loans - Balance
Negative Amortization - Count
Negative Amortization - Balance
Substitution In Loans
Substitution Out Loans
Substitution Adjustment - Principal
Loans w/ Prepayment Penalties - Balance
Loans w/ Prepayment Penalties - Count
Repurchase Loans - Count
Subsequent Recoveries
BLANK
NON-RETAINED FEES:
Excess Servicing Fee
BLANK
RETAINED FEES:
Servicing Fee
LPMI
Special Servicing Fee
Additional Master Servicing Fee
Backup Servicing Fee
Supplemental Insurance Fee
Retained Interest
378,718,374.78
2,700,135.51
0.00
376,018,239.27
147,099.24
2,528,049.68
24,986.59
0.00
0.00
2,700,135.51
2,566,175.28
157,799.93
0.00
174.06
0.00
672.82
0.00
2,407,528.47
29,890.55
0.00
5,137,554.53
2,041
2,024
0.9641479428
8.13055%
7.63055%
12.07757%
0.00
0.00
0.00
0.00
1,499,317.81
12
0
0.00
0.00
157,799.93
0.00
0.00
0.00
0.00
0.00
0.00
223,696,576.55
1,731,296.89
0.00
221,965,279.66
88,603.29
1,638,574.00
4,119.60
0.00
0.00
1,731,296.89
1,521,798.86
93,207.15
0.00
174.06
0.00
370.82
0.00
1,428,046.83
20,926.53
0.00
3,180,270.25
1,232
1,222
0.9697602436
8.16260%
7.66260%
12.19768%
0.00
0.00
0.00
0.00
672,036.41
6
0
0.00
0.00
93,207.15
0.00
0.00
0.00
0.00
0.00
0.00
155,021,798.23
968,838.62
0.00
154,052,959.61
58,495.95
889,475.68
20,866.99
0.00
0.00
968,838.62
1,044,376.42
64,592.78
0.00
0.00
0.00
302.00
0.00
979,481.64
8,964.02
0.00
1,957,284.28
809
802
0.9561748124
8.08431%
7.58431%
11.90424%
0.00
0.00
0.00
0.00
827,281.40
6
0
0.00
0.00
64,592.78
0.00
0.00
0.00
0.00
0.00
0.00
Page 5 of 27
Distribution Date: Aug 27, 2007
MORTGAGE LOAN CHARACTERISTICS
Contact:
SPECIALTY UNDERWRITING AND RESIDENTIAL FINANCE TRUST, MORTGAGE LOAN
ASSET-BACKED CERTIFICATES, SERIES 2007-BC2
Derek Klein
Account Administrator
651-495-3849
derek.klein@usbank.com
TOTAL
Group 1
Group 2
Count
Balance
%
Count
Balance
%
Count
Balance
%
0K to 99.99K
590
37,781,440.73
10.05%
308
18,572,376.56
8.37%
282
19,209,064.17
12.47%
100K to 199.99K
674
98,752,592.49
26.26%
423
63,010,075.65
28.39%
251
35,742,516.84
23.20%
200K to 299.99K
419
102,875,956.04
27.36%
310
76,278,725.72
34.37%
109
26,597,230.32
17.26%
300K to 399.99K
211
73,131,967.93
19.45%
160
55,072,812.83
24.81%
51
18,059,155.10
11.72%
400K to 499.99K
83
36,621,598.12
9.74%
19
7,872,950.66
3.55%
64
28,748,647.46
18.66%
500K to 599.99K
35
19,071,018.28
5.07%
2
1,158,338.24
0.52%
33
17,912,680.04
11.63%
600K to 699.99K
11
7,073,665.68
1.88%
0
0.00
0.00%
11
7,073,665.68
4.59%
700K to 799.99K
1
710,000.00
0.19%
0
0.00
0.00%
1
710,000.00
0.46%
Total
2,024
376,018,239.27
100.00%
1,222
221,965,279.66
100.00%
802
154,052,959.61
100.00%
Remaining Principal Balance
Balance
0.00M
10.00M
20.00M
30.00M
40.00M
50.00M
60.00M
70.00M
80.00M
Group 1
Group 2
0K to 99.99K
100K to 199.99K
200K to 299.99K
300K to 399.99K
400K to 499.99K
500K to 599.99K
600K to 699.99K
700K to 799.99K
Balance
Page 6 of 27
Distribution Date: Aug 27, 2007
MORTGAGE LOAN CHARACTERISTICS
Contact:
SPECIALTY UNDERWRITING AND RESIDENTIAL FINANCE TRUST, MORTGAGE LOAN
ASSET-BACKED CERTIFICATES, SERIES 2007-BC2
Derek Klein
Account Administrator
651-495-3849
derek.klein@usbank.com
TOTAL
Group 1
Group 2
Count
Balance ($)
%
Count
Balance ($)
%
Count
Balance ($)
%
5.50% - 5.99%
4
1,278,208.79
0.34%
1
260,362.66
0.12%
3
1,017,846.13
0.66%
6.00% - 6.49%
36
9,652,408.84
2.57%
16
4,079,012.07
1.84%
20
5,573,396.77
3.62%
6.50% - 6.99%
216
53,665,188.29
14.27%
116
28,660,475.29
12.91%
100
25,004,713.00
16.23%
7.00% - 7.49%
202
49,482,646.96
13.16%
120
27,066,814.16
12.19%
82
22,415,832.80
14.55%
7.50% - 7.99%
441
97,886,454.03
26.03%
273
59,925,035.27
27.00%
168
37,961,418.76
24.64%
8.00% - 8.49%
231
48,757,569.42
12.97%
144
28,866,763.07
13.01%
87
19,890,806.35
12.91%
8.50% - 8.99%
314
58,213,265.14
15.48%
214
39,706,593.82
17.89%
100
18,506,671.32
12.01%
9.00% - 9.49%
113
19,937,335.79
5.30%
70
12,185,272.90
5.49%
43
7,752,062.89
5.03%
9.50% - 9.99%
112
13,111,456.40
3.49%
73
9,071,940.85
4.09%
39
4,039,515.55
2.62%
10.00% - 10.49%
34
3,606,999.25
0.96%
25
2,541,953.30
1.15%
9
1,065,045.95
0.69%
10.50% - 10.99%
56
5,321,208.13
1.42%
36
3,340,108.49
1.50%
20
1,981,099.64
1.29%
11.00% - 11.49%
23
1,530,750.88
0.41%
12
705,435.72
0.32%
11
825,315.16
0.54%
11.50% - 11.99%
137
8,156,807.18
2.17%
71
3,475,734.15
1.57%
66
4,681,073.03
3.04%
12.00% - 12.49%
43
2,284,656.67
0.61%
22
1,000,446.96
0.45%
21
1,284,209.71
0.83%
12.50% - 12.99%
50
2,536,607.12
0.67%
24
914,755.50
0.41%
26
1,621,851.62
1.05%
13.00% - 13.49%
4
239,992.08
0.06%
0
0.00
0.00%
4
239,992.08
0.16%
13.50% - 13.99%
3
184,142.15
0.05%
2
64,366.44
0.03%
1
119,775.71
0.08%
14.00% - 14.49%
4
141,566.29
0.04%
2
69,233.15
0.03%
2
72,333.14
0.05%
16.50% - 16.99%
1
30,975.86
0.01%
1
30,975.86
0.01%
0
0.00
0.00%
Total
2,024
376,018,239.27
100.00%
1,222
221,965,279.66
100.00%
802
154,052,959.61
100.00%
Gross Rate
Gross Rate
Group 1 Weighted Average Rate: 8.16%
Group 2 Weighted Average Rate: 8.08%
TOTAL
Group 1
Group 2
Count
Balance ($)
%
Count
Balance ($)
%
Count
Balance ($)
%
2.00% - 2.99%
35
8,438,088.62
3.03%
4
1,019,796.40
0.61%
31
7,418,292.22
6.66%
3.00% - 3.99%
12
2,985,161.86
1.07%
8
1,972,389.42
1.18%
4
1,012,772.44
0.91%
4.00% - 4.99%
181
46,593,587.90
16.75%
109
26,997,087.65
16.18%
72
19,596,500.25
17.59%
5.00% - 5.99%
462
111,498,434.38
40.08%
301
67,533,999.08
40.49%
161
43,964,435.30
39.47%
6.00% - 6.99%
363
79,255,440.44
28.49%
245
50,832,621.83
30.47%
118
28,422,818.61
25.52%
7.00% - 7.99%
149
27,403,232.48
9.85%
97
17,115,561.15
10.26%
52
10,287,671.33
9.24%
8.00% - 8.99%
18
1,812,005.17
0.65%
13
1,337,943.02
0.80%
5
474,062.15
0.43%
9.00% - 9.99%
1
201,693.88
0.07%
0
0.00
0.00%
1
201,693.88
0.18%
Total
1,221
278,187,644.73
100.00%
777
166,809,398.55
100.00%
444
111,378,246.18
100.00%
Gross Margins
Margin
Group 1 Weighted Average Margin: 5.92%
Group 2 Weighted Average Margin: 5.63%
Page 7 of 27
Distribution Date: Aug 27, 2007
MORTGAGE LOAN CHARACTERISTICS
Contact:
SPECIALTY UNDERWRITING AND RESIDENTIAL FINANCE TRUST, MORTGAGE LOAN
ASSET-BACKED CERTIFICATES, SERIES 2007-BC2
Derek Klein
Account Administrator
651-495-3849
derek.klein@usbank.com
TOTAL
Group 1
Group 2
Count
Balance ($)
%
Count
Balance ($)
%
Count
Balance ($)
%
2.00% - 2.99%
28
6,427,791.52
2.31%
1
147,499.01
0.09%
27
6,280,292.51
5.64%
4.00% - 4.99%
24
6,346,701.02
2.28%
12
3,078,858.35
1.85%
12
3,267,842.67
2.93%
5.00% - 5.99%
73
18,929,152.51
6.80%
44
10,110,381.67
6.06%
29
8,818,770.84
7.92%
6.00% - 6.99%
208
52,881,637.98
19.01%
127
31,013,050.63
18.59%
81
21,868,587.35
19.63%
7.00% - 7.99%
432
103,692,134.18
37.27%
277
62,248,400.10
37.32%
155
41,443,734.08
37.21%
8.00% - 8.99%
323
68,834,091.66
24.74%
219
45,196,247.85
27.09%
104
23,637,843.81
21.22%
9.00% - 9.99%
102
17,901,170.50
6.43%
71
12,204,636.51
7.32%
31
5,696,533.99
5.11%
10.00% - 10.99%
29
3,014,556.58
1.08%
24
2,649,915.65
1.59%
5
364,640.93
0.33%
11.00% - 11.99%
1
74,712.43
0.03%
1
74,712.43
0.04%
0
0.00
0.00%
12.00% - 12.99%
1
85,696.35
0.03%
1
85,696.35
0.05%
0
0.00
0.00%
Total
1,221
278,187,644.73
100.00%
777
166,809,398.55
100.00%
444
111,378,246.18
100.00%
Lifetime Rate Floors
Floor
Group 1 Weighted Average Lifetime Rate Floor: 7.70%
Group 2 Weighted Average Lifetime Rate Floor: 7.16%
TOTAL
Group 1
Group 2
Count
Balance ($)
%
Count
Balance ($)
%
Count
Balance ($)
%
11.00% - 11.99%
7
2,252,976.39
0.81%
1
260,362.66
0.16%
6
1,992,613.73
1.79%
12.00% - 12.99%
188
49,103,017.12
17.65%
103
26,161,427.63
15.68%
85
22,941,589.49
20.60%
13.00% - 13.99%
452
112,590,947.19
40.47%
287
65,684,655.04
39.38%
165
46,906,292.15
42.11%
14.00% - 14.99%
402
86,109,056.55
30.95%
267
55,787,307.55
33.44%
135
30,321,749.00
27.22%
15.00% - 15.99%
125
22,620,056.08
8.13%
86
15,360,777.91
9.21%
39
7,259,278.17
6.52%
16.00% - 16.99%
44
5,278,656.07
1.90%
30
3,321,932.43
1.99%
14
1,956,723.64
1.76%
17.00% - 17.99%
2
147,238.98
0.05%
2
147,238.98
0.09%
0
0.00
0.00%
18.00% - 18.99%
1
85,696.35
0.03%
1
85,696.35
0.05%
0
0.00
0.00%
Total
1,221
278,187,644.73
100.00%
777
166,809,398.55
100.00%
444
111,378,246.18
100.00%
Lifetime Rate Ceiling
Ceiling
Group 1 Weighted Average Lifetime Rate Ceiling: 14.03%
Group 2 Weighted Average Lifetime Rate Ceiling: 13.79%
TOTAL
Group 1
Group 2
Count
Balance ($)
%
Count
Balance ($)
%
Count
Balance ($)
%
6
1,207
275,360,978.56
98.98%
770
165,272,406.81
99.08%
437
110,088,571.75
98.84%
12
14
2,826,666.17
1.02%
7
1,536,991.74
0.92%
7
1,289,674.43
1.16%
Total
1,221
278,187,644.73
100.00%
777
166,809,398.55
100.00%
444
111,378,246.18
100.00%
Frequency of Interest Rate Adjustments
Months
TOTAL
Group 1
Group 2
Count
Balance ($)
%
Count
Balance ($)
%
Count
Balance ($)
%
6
1,207
275,360,978.56
98.98%
770
165,272,406.81
99.08%
437
110,088,571.75
98.84%
12
14
2,826,666.17
1.02%
7
1,536,991.74
0.92%
7
1,289,674.43
1.16%
Total
1,221
278,187,644.73
100.00%
777
166,809,398.55
100.00%
444
111,378,246.18
100.00%
Frequency of Payment Adjustments
Months
Page 8 of 27
Distribution Date: Aug 27, 2007
MORTGAGE LOAN CHARACTERISTICS
Contact:
SPECIALTY UNDERWRITING AND RESIDENTIAL FINANCE TRUST, MORTGAGE LOAN
ASSET-BACKED CERTIFICATES, SERIES 2007-BC2
Derek Klein
Account Administrator
651-495-3849
derek.klein@usbank.com
TOTAL
Group 1
Group 2
Count
Balance ($)
%
Count
Balance ($)
%
Count
Balance ($)
%
1 Year LIBOR
14
2,826,666.17
1.02%
7
1,536,991.74
0.92%
7
1,289,674.43
1.16%
6 Month LIBOR
1,207
275,360,978.56
98.98%
770
165,272,406.81
99.08%
437
110,088,571.75
98.84%
Total
1,221
278,187,644.73
100.00%
777
166,809,398.55
100.00%
444
111,378,246.18
100.00%
Indices
Index
TOTAL
Group 1
Group 2
Count
Balance ($)
%
Count
Balance ($)
%
Count
Balance ($)
%
2 Units
65
15,537,364.27
4.13%
36
9,115,630.89
4.11%
29
6,421,733.38
4.17%
3 Units
22
5,467,605.68
1.45%
14
4,004,485.19
1.80%
8
1,463,120.49
0.95%
4 Units
3
760,736.22
0.20%
1
149,864.46
0.07%
2
610,871.76
0.40%
Condominium
110
19,168,980.10
5.10%
53
9,003,322.01
4.06%
57
10,165,658.09
6.60%
Manufactured Housing
4
513,212.11
0.14%
0
0.00
0.00%
4
513,212.11
0.33%
Planned Unit Developmen
241
48,982,896.11
13.03%
142
27,007,387.71
12.17%
99
21,975,508.40
14.26%
Row House
23
2,394,186.71
0.64%
16
1,715,993.54
0.77%
7
678,193.17
0.44%
Single Family
1,536
280,253,088.75
74.53%
945
168,583,451.02
75.95%
591
111,669,637.73
72.49%
Townhouse
20
2,940,169.32
0.78%
15
2,385,144.84
1.07%
5
555,024.48
0.36%
Total
2,024
376,018,239.27
100.00%
1,222
221,965,279.66
100.00%
802
154,052,959.61
100.00%
Property Type
Type
TOTAL
Group 1
Group 2
Count
Balance ($)
%
Count
Balance ($)
%
Count
Balance ($)
%
2005
2
132,123.66
0.04%
0
0.00
0.00%
2
132,123.66
0.09%
2006
233
39,104,736.07
10.40%
106
18,696,958.02
8.42%
127
20,407,778.05
13.25%
2007
1,789
336,781,379.54
89.57%
1,116
203,268,321.64
91.58%
673
133,513,057.90
86.67%
Total
2,024
376,018,239.27
100.00%
1,222
221,965,279.66
100.00%
802
154,052,959.61
100.00%
Year of First Payment Date
Year
TOTAL
Group 1
Group 2
Count
Balance ($)
%
Count
Balance ($)
%
Count
Balance ($)
%
0.00%- 4.99%
2,024
376,018,239.27
100.00%
1,222
221,965,279.66
100.00%
802
154,052,959.61
100.00%
Total
2,024
376,018,239.27
100.00%
1,222
221,965,279.66
100.00%
802
154,052,959.61
100.00%
Original LTV
LTV
Group 1 Weighted Average LTV: 0
Group 2 Weighted Average LTV: 0
Page 9 of 27
Distribution Date: Aug 27, 2007
MORTGAGE LOAN CHARACTERISTICS
Contact:
SPECIALTY UNDERWRITING AND RESIDENTIAL FINANCE TRUST, MORTGAGE LOAN
ASSET-BACKED CERTIFICATES, SERIES 2007-BC2
Derek Klein
Account Administrator
651-495-3849
derek.klein@usbank.com
TOTAL
Group 1
Group 2
Count
Balance ($)
%
Count
Balance ($)
%
Count
Balance ($)
%
145 - 168
1
104,297.16
0.03%
1
104,297.16
0.05%
0
0.00
0.00%
169 - 192
11
772,225.87
0.21%
4
290,429.76
0.13%
7
481,796.11
0.31%
217 - 240
15
1,431,677.87
0.38%
7
668,987.12
0.30%
8
762,690.75
0.50%
313 - 336
2
132,123.66
0.04%
0
0.00
0.00%
2
132,123.66
0.09%
337 - 360
1,390
219,385,363.14
58.34%
801
124,068,297.88
55.90%
589
95,317,065.26
61.87%
457 - 480
250
58,493,333.41
15.56%
173
40,244,979.94
18.13%
77
18,248,353.47
11.85%
481 +
355
95,699,218.16
25.45%
236
56,588,287.80
25.49%
119
39,110,930.36
25.39%
Total
2,024
376,018,239.27
100.00%
1,222
221,965,279.66
100.00%
802
154,052,959.61
100.00%
Remaining Amortization Term
Month
Group 1 Weighted Average Remaining Amortization Months: 435
Group 2 Weighted Average Remaining Amortization Months: 426
TOTAL
Group 1
Group 2
Count
Balance ($)
%
Count
Balance ($)
%
Count
Balance ($)
%
145 - 168
10
552,001.24
0.15%
2
166,039.66
0.07%
8
385,961.58
0.25%
169 - 192
327
19,733,716.67
5.25%
161
7,738,314.12
3.49%
166
11,995,402.55
7.79%
217 - 240
15
1,431,677.87
0.38%
7
668,987.12
0.30%
8
762,690.75
0.50%
313 - 336
1
105,968.66
0.03%
0
0.00
0.00%
1
105,968.66
0.07%
337 - 360
1,671
354,194,874.83
94.20%
1,052
213,391,938.76
96.14%
619
140,802,936.07
91.40%
Total
2,024
376,018,239.27
100.00%
1,222
221,965,279.66
100.00%
802
154,052,959.61
100.00%
Remaining Term to Maturity
Month
Group 1 Weighted Average Remaining Months: 346
Group 2 Weighted Average Remaining Months: 338
TOTAL
Group 1
Group 2
Count
Balance ($)
%
Count
Balance ($)
%
Count
Balance ($)
%
169 - 192
12
876,523.03
0.23%
5
394,726.92
0.18%
7
481,796.11
0.31%
217 - 240
15
1,431,677.87
0.38%
7
668,987.12
0.30%
8
762,690.75
0.50%
337 - 360
1,392
219,517,486.80
58.38%
801
124,068,297.88
55.90%
591
95,449,188.92
61.96%
457 - 480
250
58,493,333.41
15.56%
173
40,244,979.94
18.13%
77
18,248,353.47
11.85%
481 +
355
95,699,218.16
25.45%
236
56,588,287.80
25.49%
119
39,110,930.36
25.39%
Total
2,024
376,018,239.27
100.00%
1,222
221,965,279.66
100.00%
802
154,052,959.61
100.00%
Original Amortization Term
Month
Group 1 Weighted Average Original Amortization Months: 442
Group 2 Weighted Average Original Amortization Months: 433
Page 10 of 27
Distribution Date: Aug 27, 2007
MORTGAGE LOAN CHARACTERISTICS
Contact:
SPECIALTY UNDERWRITING AND RESIDENTIAL FINANCE TRUST, MORTGAGE LOAN
ASSET-BACKED CERTIFICATES, SERIES 2007-BC2
Derek Klein
Account Administrator
651-495-3849
derek.klein@usbank.com
TOTAL
Group 1
Group 2
Count
Balance ($)
%
Count
Balance ($)
%
Count
Balance ($)
%
169 - 192
337
20,285,717.91
5.39%
163
7,904,353.78
3.56%
174
12,381,364.13
8.04%
217 - 240
15
1,431,677.87
0.38%
7
668,987.12
0.30%
8
762,690.75
0.50%
337 - 360
1,672
354,300,843.49
94.22%
1,052
213,391,938.76
96.14%
620
140,908,904.73
91.47%
Total
2,024
376,018,239.27
100.00%
1,222
221,965,279.66
100.00%
802
154,052,959.61
100.00%
Original Remaining Term to Maturity
Month
Group 1 Weighted Average Original Remaining Months: 353
Group 2 Weighted Average Original Remaining Months: 345
Page 11 of 27
Distribution Date: Aug 27, 2007
MORTGAGE LOAN CHARACTERISTICS
Contact:
SPECIALTY UNDERWRITING AND RESIDENTIAL FINANCE TRUST, MORTGAGE LOAN
ASSET-BACKED CERTIFICATES, SERIES 2007-BC2
Derek Klein
Account Administrator
651-495-3849
derek.klein@usbank.com
TOTAL
Group 1
Group 2
Count
Balance ($)
%
Count
Balance ($)
%
Count
Balance ($)
%
ALABAMA
16
1,850,977.80
0.49%
8
1,202,703.14
0.54%
8
648,274.66
0.42%
ARIZONA
58
10,425,063.01
2.77%
33
6,650,600.00
3.00%
25
3,774,463.01
2.45%
ARKANSAS
9
1,046,597.53
0.28%
8
905,667.18
0.41%
1
140,930.35
0.09%
CALIFORNIA
274
79,254,773.31
21.08%
119
32,627,406.31
14.70%
155
46,627,367.00
30.27%
COLORADO
28
5,286,185.71
1.41%
18
2,864,921.46
1.29%
10
2,421,264.25
1.57%
CONNECTICUT
45
8,526,478.07
2.27%
29
5,547,846.44
2.50%
16
2,978,631.63
1.93%
DELAWARE
6
1,033,160.94
0.27%
3
656,561.99
0.30%
3
376,598.95
0.24%
DISTRICT OF COLUMBIA
1
169,010.46
0.04%
0
0.00
0.00%
1
169,010.46
0.11%
FLORIDA
222
35,229,955.98
9.37%
83
14,999,676.08
6.76%
139
20,230,279.90
13.13%
GEORGIA
84
11,124,571.64
2.96%
69
8,811,928.02
3.97%
15
2,312,643.62
1.50%
IDAHO
5
962,874.44
0.26%
5
962,874.44
0.43%
0
0.00
0.00%
ILLINOIS
72
13,016,466.12
3.46%
63
11,782,228.02
5.31%
9
1,234,238.10
0.80%
INDIANA
51
6,002,414.47
1.60%
34
3,634,911.96
1.64%
17
2,367,502.51
1.54%
IOWA
7
768,444.14
0.20%
3
420,563.77
0.19%
4
347,880.37
0.23%
KANSAS
12
1,621,927.80
0.43%
8
1,097,488.00
0.49%
4
524,439.80
0.34%
KENTUCKY
22
2,063,065.17
0.55%
14
1,431,772.28
0.65%
8
631,292.89
0.41%
LOUISIANA
23
2,474,522.21
0.66%
10
1,186,772.02
0.53%
13
1,287,750.19
0.84%
MAINE
12
1,483,314.29
0.39%
5
842,562.71
0.38%
7
640,751.58
0.42%
MARYLAND
126
27,201,975.89
7.23%
92
18,479,026.76
8.33%
34
8,722,949.13
5.66%
MASSACHUSETTS
60
15,801,555.00
4.20%
52
13,932,843.83
6.28%
8
1,868,711.17
1.21%
MICHIGAN
89
11,786,600.86
3.13%
50
6,741,711.37
3.04%
39
5,044,889.49
3.27%
MINNESOTA
16
2,412,481.16
0.64%
13
1,981,875.88
0.89%
3
430,605.28
0.28%
MISSISSIPPI
22
2,316,205.91
0.62%
10
861,926.58
0.39%
12
1,454,279.33
0.94%
MISSOURI
34
3,888,801.39
1.03%
25
3,107,710.74
1.40%
9
781,090.65
0.51%
NEBRASKA
4
477,972.08
0.13%
2
333,692.16
0.15%
2
144,279.92
0.09%
NEVADA
28
6,168,467.11
1.64%
21
4,566,530.73
2.06%
7
1,601,936.38
1.04%
NEW HAMPSHIRE
8
1,597,034.05
0.42%
7
1,418,172.96
0.64%
1
178,861.09
0.12%
NEW JERSEY
57
12,291,976.04
3.27%
41
8,349,939.32
3.76%
16
3,942,036.72
2.56%
NEW MEXICO
10
1,811,801.42
0.48%
8
1,260,928.96
0.57%
2
550,872.46
0.36%
NEW YORK
76
20,859,812.13
5.55%
34
8,733,442.17
3.93%
42
12,126,369.96
7.87%
NORTH CAROLINA
49
6,340,503.37
1.69%
39
5,077,354.57
2.29%
10
1,263,148.80
0.82%
OHIO
91
11,354,404.37
3.02%
42
5,002,672.04
2.25%
49
6,351,732.33
4.12%
OKLAHOMA
16
1,931,696.43
0.51%
12
1,280,130.26
0.58%
4
651,566.17
0.42%
OREGON
25
3,895,187.63
1.04%
21
3,308,912.06
1.49%
4
586,275.57
0.38%
PENNSYLVANIA
93
15,557,574.74
4.14%
54
8,834,841.46
3.98%
39
6,722,733.28
4.36%
RHODE ISLAND
8
2,075,546.63
0.55%
8
2,075,546.63
0.94%
0
0.00
0.00%
SOUTH CAROLINA
17
2,884,447.29
0.77%
13
2,256,732.82
1.02%
4
627,714.47
0.41%
SOUTH DAKOTA
3
221,942.22
0.06%
2
134,364.76
0.06%
1
87,577.46
0.06%
TENNESSEE
46
5,687,399.56
1.51%
31
3,939,043.31
1.77%
15
1,748,356.25
1.13%
TEXAS
24
2,856,021.25
0.76%
19
2,257,456.15
1.02%
5
598,565.10
0.39%
UTAH
11
2,364,429.81
0.63%
10
2,224,086.81
1.00%
1
140,343.00
0.09%
VERMONT
1
89,999.99
0.02%
1
89,999.99
0.04%
0
0.00
0.00%
VIRGINIA
75
16,066,506.00
4.27%
51
11,115,483.72
5.01%
24
4,951,022.28
3.21%
WASHINGTON
49
9,431,095.23
2.51%
29
5,024,584.98
2.26%
20
4,406,510.25
2.86%
WEST VIRGINIA
8
1,739,837.45
0.46%
4
934,340.20
0.42%
4
805,497.25
0.52%
WISCONSIN
31
4,567,161.17
1.21%
19
3,015,444.62
1.36%
12
1,551,716.55
1.01%
Total
2,024
376,018,239.27
100.00%
1,222
221,965,279.66
100.00%
802
154,052,959.61
100.00%
Geographic Distribution by State
State
Page 12 of 27
Distribution Date: Aug 27, 2007
MORTGAGE LOAN CHARACTERISTICS
Contact:
SPECIALTY UNDERWRITING AND RESIDENTIAL FINANCE TRUST, MORTGAGE LOAN
ASSET-BACKED CERTIFICATES, SERIES 2007-BC2
Derek Klein
Account Administrator
651-495-3849
derek.klein@usbank.com
0
2
4
6
8
10
12
14
16
CALIFORNIA
MARYLAND
FLORIDA
MASSACHUSETTS
ILLINOIS
VIRGINIA
PENNSYLVANIA
GEORGIA
NEW YORK
NEW JERSEY
MICHIGAN
ARIZONA
CONNECTICUT
NORTH CAROLINA
WASHINGTON
OHIO
NEVADA
TENNESSEE
INDIANA
OREGON
MISSOURI
WISCONSIN
COLORADO
TEXAS
SOUTH CAROLINA
UTAH
RHODE ISLAND
MINNESOTA
KENTUCKY
NEW HAMPSHIRE
OKLAHOMA
NEW MEXICO
ALABAMA
LOUISIANA
KANSAS
IDAHO
WEST VIRGINIA
ARKANSAS
MISSISSIPPI
MAINE
DELAWARE
IOWA
NEBRASKA
SOUTH DAKOTA
VERMONT
%
Collateral Balance Distribution by State
GROUP 1
0
4
8
12
16
20
24
28
32
CALIFORNIA
FLORIDA
NEW YORK
MARYLAND
PENNSYLVANIA
OHIO
MICHIGAN
VIRGINIA
WASHINGTON
NEW JERSEY
ARIZONA
CONNECTICUT
COLORADO
INDIANA
GEORGIA
MASSACHUSETTS
TENNESSEE
NEVADA
WISCONSIN
MISSISSIPPI
LOUISIANA
NORTH CAROLINA
ILLINOIS
WEST VIRGINIA
MISSOURI
OKLAHOMA
ALABAMA
MAINE
KENTUCKY
SOUTH CAROLINA
TEXAS
OREGON
NEW MEXICO
KANSAS
MINNESOTA
DELAWARE
IOWA
NEW HAMPSHIRE
DISTRICT OF
COLUMBIA
NEBRASKA
ARKANSAS
UTAH
SOUTH DAKOTA
%
Collateral Balance Distribution by State
GROUP 2
Page 13 of 27
Distribution Date: Aug 27, 2007
DELINQUENCY SUMMARY REPORT
Contact:
SPECIALTY UNDERWRITING AND RESIDENTIAL FINANCE TRUST, MORTGAGE LOAN
ASSET-BACKED CERTIFICATES, SERIES 2007-BC2
Derek Klein
Account Administrator
651-495-3849
derek.klein@usbank.com
Current
30 - 59 days
60 - 89 days
90 - 120 days
120 + days
TOTAL
Delinquent
Loan Count
Sched Bal
Percentage
Actual Bal
1,891
348,309,565.49
94.06%
348,445,106.40
52
10,423,170.95
2.81%
10,433,050.38
40
8,272,374.12
2.23%
8,280,365.98
9
2,591,962.33
0.70%
2,596,834.29
8
707,526.04
0.19%
709,046.63
2,000
370,304,598.93
370,464,403.68
Bankruptcy
Loan Count
Sched Bal
Percentage
Actual Bal
3
196,912.18
100.00%
197,046.68
0
0.00
0.00%
0.00
0
0.00
0.00%
0.00
0
0.00
0.00%
0.00
0
0.00
0.00%
0.00
3
196,912.18
197,046.68
Foreclosure
Loan Count
Sched Bal
Percentage
Actual Bal
0
0.00
0.00%
0.00
0
0.00
0.00%
0.00
1
137,318.86
2.53%
137,575.03
10
2,663,757.02
49.17%
2,667,353.64
9
2,616,213.09
48.29%
2,618,835.20
20
5,417,288.97
5,423,763.87
REO
Loan Count
Sched Bal
Percentage
Actual Bal
0
0.00
0.00%
0.00
0
0.00
0.00%
0.00
0
0.00
0.00%
0.00
0
0.00
0.00%
0.00
1
99,439.19
100.00%
99,862.40
1
99,439.19
99,862.40
TOTAL
Loan Count
Sched Bal
Percentage
Actual Bal
1,894
348,506,477.67
92.68%
348,642,153.08
52
10,423,170.95
2.77%
10,433,050.38
41
8,409,692.98
2.24%
8,417,941.01
19
5,255,719.35
1.40%
5,264,187.93
18
3,423,178.32
0.91%
3,427,744.23
2,024
376,018,239.27
100.00%
376,185,076.63
All Groups
Current
30 - 59
days
60 - 89
days
90 - 120
days
120 + days
Current
92.7%
30 - 59 days
2.8%
60 - 89 days
2.2%
90 - 120 days
1.4%
120 + days
0.9%
Total:
100.0%
Current
30 - 59 days
60 - 89 days
90 - 120 days
120 + days
TOTAL
Delinquent
Loan Count
Sched Bal
Percentage
Actual Bal
1,151
208,579,038.68
94.90%
208,661,414.18
28
5,496,010.17
2.50%
5,501,934.12
23
3,919,166.59
1.78%
3,924,083.69
5
1,492,405.26
0.68%
1,495,659.27
4
300,800.42
0.14%
301,310.24
1,211
219,787,421.12
219,884,401.50
Bankruptcy
Loan Count
Sched Bal
Percentage
Actual Bal
0
0.00
0.00%
0.00
0
0.00
0.00%
0.00
0
0.00
0.00%
0.00
0
0.00
0.00%
0.00
0
0.00
0.00%
0.00
0
0.00
0.00
Foreclosure
Loan Count
Sched Bal
Percentage
Actual Bal
0
0.00
0.00%
0.00
0
0.00
0.00%
0.00
1
137,318.86
6.31%
137,575.03
5
1,168,966.28
53.68%
1,171,071.75
5
871,573.40
40.02%
873,369.72
11
2,177,858.54
2,182,016.50
REO
Loan Count
Sched Bal
Percentage
Actual Bal
0
0.00
0.00%
0.00
0
0.00
0.00%
0.00
0
0.00
0.00%
0.00
0
0.00
0.00%
0.00
0
0.00
0.00%
0.00
0
0.00
0.00
TOTAL
Loan Count
Sched Bal
Percentage
Actual Bal
1,151
208,579,038.68
93.97%
208,661,414.18
28
5,496,010.17
2.48%
5,501,934.12
24
4,056,485.45
1.83%
4,061,658.72
10
2,661,371.54
1.20%
2,666,731.02
9
1,172,373.82
0.53%
1,174,679.96
1,222
221,965,279.66
100.00%
222,066,418.00
Group 1
Current
30 - 59 days
60 - 89 days
90 - 120 days
120 + days
Current
94.0%
30 - 59 days
2.5%
60 - 89 days
1.8%
90 - 120 days
1.2%
120 + days
0.5%
Total:
100.0%
Page 14 of 27
Distribution Date: Aug 27, 2007
DELINQUENCY SUMMARY REPORT
Contact:
SPECIALTY UNDERWRITING AND RESIDENTIAL FINANCE TRUST, MORTGAGE LOAN
ASSET-BACKED CERTIFICATES, SERIES 2007-BC2
Derek Klein
Account Administrator
651-495-3849
derek.klein@usbank.com
Current
30 - 59 days
60 - 89 days
90 - 120 days
120 + days
TOTAL
Delinquent
Loan Count
Sched Bal
Percentage
Actual Bal
740
139,730,526.81
92.83%
139,783,692.22
24
4,927,160.78
3.27%
4,931,116.26
17
4,353,207.53
2.89%
4,356,282.29
4
1,099,557.07
0.73%
1,101,175.02
4
406,725.62
0.27%
407,736.39
789
150,517,177.81
150,580,002.18
Bankruptcy
Loan Count
Sched Bal
Percentage
Actual Bal
3
196,912.18
100.00%
197,046.68
0
0.00
0.00%
0.00
0
0.00
0.00%
0.00
0
0.00
0.00%
0.00
0
0.00
0.00%
0.00
3
196,912.18
197,046.68
Foreclosure
Loan Count
Sched Bal
Percentage
Actual Bal
0
0.00
0.00%
0.00
0
0.00
0.00%
0.00
0
0.00
0.00%
0.00
5
1,494,790.74
46.14%
1,496,281.89
4
1,744,639.69
53.86%
1,745,465.48
9
3,239,430.43
3,241,747.37
REO
Loan Count
Sched Bal
Percentage
Actual Bal
0
0.00
0.00%
0.00
0
0.00
0.00%
0.00
0
0.00
0.00%
0.00
0
0.00
0.00%
0.00
1
99,439.19
100.00%
99,862.40
1
99,439.19
99,862.40
TOTAL
Loan Count
Sched Bal
Percentage
Actual Bal
743
139,927,438.99
90.83%
139,980,738.90
24
4,927,160.78
3.20%
4,931,116.26
17
4,353,207.53
2.83%
4,356,282.29
9
2,594,347.81
1.68%
2,597,456.91
9
2,250,804.50
1.46%
2,253,064.27
802
154,052,959.61
100.00%
154,118,658.63
Group 2
Current
30 - 59 days
60 - 89 days
90 - 120 days
120 + days
Current
90.8%
30 - 59 days
3.2%
60 - 89 days
2.8%
90 - 120 days
1.7%
120 + days
1.5%
Total:
100.0%
Page 15 of 27
Distribution Date: Aug 27, 2007
DELINQUENCY SUMMARY REPORT
Contact:
SPECIALTY UNDERWRITING AND RESIDENTIAL FINANCE TRUST, MORTGAGE LOAN
ASSET-BACKED CERTIFICATES, SERIES 2007-BC2
Derek Klein
Account Administrator
651-495-3849
derek.klein@usbank.com
30 - 59 days
60 - 89 days
90 - 120 days
120 + days
TOTAL
Count
Balance ($)
% of Bal
Count
Balance ($)
% of Bal
Count
Balance ($)
% of Bal
Count
Balance ($)
% of Bal
Count
Balance ($)
% of Bal
Delinquent
52
10,423,170.95
47.39%
40
8,272,374.12
37.61%
9
2,591,962.33
11.78%
8
707,526.04
3.22%
109
21,995,033.44
Bankruptcy
0
0.00
0.00%
0
0.00
0.00%
0
0.00
0.00%
0
0.00
0.00%
0
0.00
Foreclosure
0
0.00
0.00%
1
137,318.86
2.53%
10
2,663,757.02
49.17%
9
2,616,213.09
48.29%
20
5,417,288.97
REO
0
0.00
0.00%
0
0.00
0.00%
0
0.00
0.00%
1
99,439.19
100.00%
1
99,439.19
TOTAL
52
10,423,170.95
37.89%
41
8,409,692.98
30.57%
19
5,255,719.35
19.10%
18
3,423,178.32
12.44%
130
27,511,761.60
100.00%
All Groups
30 - 59 days
60 - 89 days
90 - 120 days
120 + days
TOTAL
Count
Balance ($)
% of Bal
Count
Balance ($)
% of Bal
Count
Balance ($)
% of Bal
Count
Balance ($)
% of Bal
Count
Balance ($)
% of Bal
Delinquent
28
5,496,010.17
49.03%
23
3,919,166.59
34.97%
5
1,492,405.26
13.32%
4
300,800.42
2.68%
60
11,208,382.44
Bankruptcy
0
0.00
0.00%
0
0.00
0.00%
0
0.00
0.00%
0
0.00
0.00%
0
0.00
Foreclosure
0
0.00
0.00%
1
137,318.86
6.31%
5
1,168,966.28
53.68%
5
871,573.40
40.02%
11
2,177,858.54
REO
0
0.00
0.00%
0
0.00
0.00%
0
0.00
0.00%
0
0.00
0.00%
0
0.00
TOTAL
28
5,496,010.17
41.06%
24
4,056,485.45
30.30%
10
2,661,371.54
19.88%
9
1,172,373.82
8.76%
71
13,386,240.98
100.00%
Group 1
30 - 59 days
60 - 89 days
90 - 120 days
120 + days
TOTAL
Count
Balance ($)
% of Bal
Count
Balance ($)
% of Bal
Count
Balance ($)
% of Bal
Count
Balance ($)
% of Bal
Count
Balance ($)
% of Bal
Delinquent
24
4,927,160.78
45.68%
17
4,353,207.53
40.36%
4
1,099,557.07
10.19%
4
406,725.62
3.77%
49
10,786,651.00
Bankruptcy
0
0.00
0.00%
0
0.00
0.00%
0
0.00
0.00%
0
0.00
0.00%
0
0.00
Foreclosure
0
0.00
0.00%
0
0.00
0.00%
5
1,494,790.74
46.14%
4
1,744,639.69
53.86%
9
3,239,430.43
REO
0
0.00
0.00%
0
0.00
0.00%
0
0.00
0.00%
1
99,439.19
100.00%
1
99,439.19
TOTAL
24
4,927,160.78
34.88%
17
4,353,207.53
30.82%
9
2,594,347.81
18.37%
9
2,250,804.50
15.93%
59
14,125,520.62
100.00%
Group 2
19.98
14.74
9.67
4.26
17.91
15.82
9.43
8.18
120 + days
90 - 120 days
60 - 89 days
30 - 59 days
0
4
8
12
16
20
Group 1
Group 2
0
4
8
12
16
20
%
%
Distribution of Delinquencies By Group and Days. (total 100%)
40.74
0.00
7.92
0.00
39.21
0.00
11.77
0.36
REO
Foreclosure
Bankruptcy
Delinquent
0
5
10
15
20
25
30
35
40
45
Group 1
Group 2
0
5
10
15
20
25
30
35
40
45
%
%
Distribution of Delinquencies By Group and Status Type. (total 100%)
Page 16 of 27
Distribution Date: Aug 27, 2007
DELINQUENCY HISTORY REPORT - SIX MONTHS
Contact:
SPECIALTY UNDERWRITING AND RESIDENTIAL FINANCE TRUST, MORTGAGE LOAN
ASSET-BACKED CERTIFICATES, SERIES 2007-BC2
Derek Klein
Account Administrator
651-495-3849
derek.klein@usbank.com
May 2007
June 2007
July 2007
August 2007
Count
Balance ($)
Count
Balance ($)
Count
Balance ($)
Count
Balance ($)
30 - 59 days
40
7,430,707.28
42
9,069,825.57
76
14,046,811.28
52
10,423,170.95
60 - 89 days
1
348,000.00
22
4,085,949.54
24
6,119,137.34
41
8,409,692.98
90 - 120 days
0
0.00
1
348,000.00
17
3,075,953.18
19
5,255,719.35
120 + days
0
0.00
0
0.00
1
348,000.00
18
3,423,178.32
Bankruptcy
0
0.00
1
87,405.29
1
87,329.00
3
196,912.18
Foreclosure
0
0.00
1
348,000.00
10
2,716,168.38
20
5,417,288.97
REO
0
0.00
0
0.00
0
0.00
1
99,439.19
All Groups
* Delinquency counts and amounts include loans in Bankruptcy, Forclosure and REO's
0.00M
2.00M
4.00M
6.00M
8.00M
10.00M
12.00M
14.00M
16.00M
18.00M
20.00M
5/
1/
20
07
6/
1/
20
07
7/
1/
20
07
8/
1/
20
07
Balance ($)
30 - 59 days
0.00M
2.00M
4.00M
6.00M
8.00M
10.00M
12.00M
14.00M
16.00M
18.00M
20.00M
5/
1/
20
07
6/
1/
20
07
7/
1/
20
07
8/
1/
20
07
Balance ($)
60 - 89 days
0.00M
2.00M
4.00M
6.00M
8.00M
10.00M
12.00M
14.00M
16.00M
18.00M
20.00M
5/
1/
20
07
6/
1/
20
07
7/
1/
20
07
8/
1/
20
07
Balance ($)
90 - 120 days
0.00M
2.00M
4.00M
6.00M
8.00M
10.00M
12.00M
14.00M
16.00M
18.00M
20.00M
5/
1/
20
07
6/
1/
20
07
7/
1/
20
07
8/
1/
20
07
Balance ($)
120 + days
0.00M
2.00M
4.00M
6.00M
8.00M
10.00M
12.00M
14.00M
16.00M
18.00M
20.00M
5/
1/
20
07
6/
1/
20
07
7/
1/
20
07
8/
1/
20
07
Balance ($)
REO
0.00M
2.00M
4.00M
6.00M
8.00M
10.00M
12.00M
14.00M
16.00M
18.00M
20.00M
5/
1/
20
07
6/
1/
20
07
7/
1/
20
07
8/
1/
20
07
Balance ($)
Foreclosure
0.00M
2.00M
4.00M
6.00M
8.00M
10.00M
12.00M
14.00M
16.00M
18.00M
20.00M
5/
1/
20
07
6/
1/
20
07
7/
1/
20
07
8/
1/
20
07
Balance ($)
Bankruptcy
Page 17 of 27
Distribution Date: Aug 27, 2007
DELINQUENCY HISTORY REPORT - SIX MONTHS
Contact:
SPECIALTY UNDERWRITING AND RESIDENTIAL FINANCE TRUST, MORTGAGE LOAN
ASSET-BACKED CERTIFICATES, SERIES 2007-BC2
Derek Klein
Account Administrator
651-495-3849
derek.klein@usbank.com
May 2007
June 2007
July 2007
August 2007
Count
Balance ($)
Count
Balance ($)
Count
Balance ($)
Count
Balance ($)
30 - 59 days
19
3,320,276.92
25
4,925,970.95
44
7,718,888.23
28
5,496,010.17
60 - 89 days
0
0.00
13
2,063,026.85
13
3,082,013.74
24
4,056,485.45
90 - 120 days
0
0.00
0
0.00
9
1,172,765.10
10
2,661,371.54
120 + days
0
0.00
0
0.00
0
0.00
9
1,172,373.82
Bankruptcy
0
0.00
0
0.00
0
0.00
0
0.00
Foreclosure
0
0.00
0
0.00
5
871,877.92
11
2,177,858.54
REO
0
0.00
0
0.00
0
0.00
0
0.00
Group 1
* Delinquency counts and amounts include loans in Bankruptcy, Forclosure and REO's
0M
2M
4M
6M
8M
10M
12M
14M
16M
18M
20M
5/
1/
20
07
6/
1/
20
07
7/
1/
20
07
8/
1/
20
07
Balance ($)
30 - 59 days
0M
2M
4M
6M
8M
10M
12M
14M
16M
18M
20M
5/
1/
20
07
6/
1/
20
07
7/
1/
20
07
8/
1/
20
07
Balance ($)
60 - 89 days
0M
2M
4M
6M
8M
10M
12M
14M
16M
18M
20M
5/
1/
20
07
6/
1/
20
07
7/
1/
20
07
8/
1/
20
07
Balance ($)
90 - 120 days
0M
2M
4M
6M
8M
10M
12M
14M
16M
18M
20M
5/
1/
20
07
6/
1/
20
07
7/
1/
20
07
8/
1/
20
07
Balance ($)
120 + days
0M
2M
4M
6M
8M
10M
12M
14M
16M
18M
20M
5/
1/
20
07
6/
1/
20
07
7/
1/
20
07
8/
1/
20
07
Balance ($)
REO
0M
2M
4M
6M
8M
10M
12M
14M
16M
18M
20M
5/
1/
20
07
6/
1/
20
07
7/
1/
20
07
8/
1/
20
07
Balance ($)
Foreclosure
0M
2M
4M
6M
8M
10M
12M
14M
16M
18M
20M
5/
1/
20
07
6/
1/
20
07
7/
1/
20
07
8/
1/
20
07
Balance ($)
Bankrupcty
Page 18 of 27
Distribution Date: Aug 27, 2007
DELINQUENCY HISTORY REPORT - SIX MONTHS
Contact:
SPECIALTY UNDERWRITING AND RESIDENTIAL FINANCE TRUST, MORTGAGE LOAN
ASSET-BACKED CERTIFICATES, SERIES 2007-BC2
Derek Klein
Account Administrator
651-495-3849
derek.klein@usbank.com
May 2007
June 2007
July 2007
August 2007
Count
Balance ($)
Count
Balance ($)
Count
Balance ($)
Count
Balance ($)
30 - 59 days
21
4,110,430.36
17
4,143,854.62
32
6,327,923.05
24
4,927,160.78
60 - 89 days
1
348,000.00
9
2,022,922.69
11
3,037,123.60
17
4,353,207.53
90 - 120 days
0
0.00
1
348,000.00
8
1,903,188.08
9
2,594,347.81
120 + days
0
0.00
0
0.00
1
348,000.00
9
2,250,804.50
Bankruptcy
0
0.00
1
87,405.29
1
87,329.00
3
196,912.18
Foreclosure
0
0.00
1
348,000.00
5
1,844,290.46
9
3,239,430.43
REO
0
0.00
0
0.00
0
0.00
1
99,439.19
Group 2
* Delinquency counts and amounts include loans in Bankruptcy, Forclosure and REO's
0M
2M
4M
6M
8M
10M
12M
14M
16M
18M
20M
5/
1/
20
07
6/
1/
20
07
7/
1/
20
07
8/
1/
20
07
Balance ($)
30 - 59 days
0M
2M
4M
6M
8M
10M
12M
14M
16M
18M
20M
5/
1/
20
07
6/
1/
20
07
7/
1/
20
07
8/
1/
20
07
Balance ($)
60 - 89 days
0M
2M
4M
6M
8M
10M
12M
14M
16M
18M
20M
5/
1/
20
07
6/
1/
20
07
7/
1/
20
07
8/
1/
20
07
Balance ($)
90 - 120 days
0M
2M
4M
6M
8M
10M
12M
14M
16M
18M
20M
5/
1/
20
07
6/
1/
20
07
7/
1/
20
07
8/
1/
20
07
Balance ($)
120 + days
0M
2M
4M
6M
8M
10M
12M
14M
16M
18M
20M
5/
1/
20
07
6/
1/
20
07
7/
1/
20
07
8/
1/
20
07
Balance ($)
REO
0M
2M
4M
6M
8M
10M
12M
14M
16M
18M
20M
5/
1/
20
07
6/
1/
20
07
7/
1/
20
07
8/
1/
20
07
Balance ($)
Foreclosure
0M
2M
4M
6M
8M
10M
12M
14M
16M
18M
20M
5/
1/
20
07
6/
1/
20
07
7/
1/
20
07
8/
1/
20
07
Balance ($)
Bankrupcty
Page 19 of 27
Distribution Date: Aug 27, 2007
CPR/CDR HISTORY REPORT - SIX MONTHS
Contact:
SPECIALTY UNDERWRITING AND RESIDENTIAL FINANCE TRUST, MORTGAGE LOAN
ASSET-BACKED CERTIFICATES, SERIES 2007-BC2
Derek Klein
Account Administrator
651-495-3849
derek.klein@usbank.com
Group 1
Group 2
Total
Current
8.47%
1,642,693.60
6.83%
910,342.67
7.80%
2,553,036.27
3 Month
10.07%
12.79%
11.20%
Life CPR
8.37%
12.19%
9.96%
Voluntary Constant Prepayment Rates (CPR)
Group 1
Group 2
Total
Current
0.00%
0.00
0.00%
0.00
0.00%
0.00
3 Month
0.00%
0.00%
0.00%
Life CDR
0.00%
0.00%
0.00%
Constant Default Rates (CDR)
0.00%
10.00%
20.00%
30.00%
40.00%
50.00%
60.00%
70.00%
80.00%
90.00%
100.00%
5/1/2007
6/1/2007
7/1/2007
8/1/2007
Group 1
Group 2
Total
Percentage
Current CPR
0M
2M
4M
6M
8M
10M
12M
14M
16M
18M
20M
5/1/2007
6/1/2007
7/1/2007
8/1/2007
Group 1
Group 2
Total
Amount ($)
0.00%
10.00%
20.00%
30.00%
40.00%
50.00%
60.00%
70.00%
80.00%
90.00%
100.00%
5/1/2007
6/1/2007
7/1/2007
8/1/2007
Group 1
Group 2
Total
Percentage
Current CDR
0M
2M
4M
6M
8M
10M
12M
14M
16M
18M
20M
5/1/2007
6/1/2007
7/1/2007
8/1/2007
Group 1
Group 2
Total
Amount ($)
Page 20 of 27
Distribution Date: Aug 27, 2007
BANKRUPTCY LOAN DETAIL REPORT
Contact:
SPECIALTY UNDERWRITING AND RESIDENTIAL FINANCE TRUST, MORTGAGE LOAN
ASSET-BACKED CERTIFICATES, SERIES 2007-BC2
Derek Klein
Account Administrator
651-495-3849
derek.klein@usbank.com
Bankruptcy
Count
Balance ($)
%
GROUP 2
3
196,912.18
100.00%
TOTAL:
3
196,912.18
100.00%
GROUP 2
GROUP 2 100.0%
Total:
100.0%
GROUP 2
Next Due Date
Rate %
Ending Balance
Original Balance
Loan Number
Orig Term
State
Lien
121311214
82,500.00
82,209.96
8.75%
08/01/2007
360
MI
1
121311903
27,500.00
27,449.95
11.85%
08/01/2007
180
MI
2
121212215
88,000.00
87,252.27
6.95%
08/01/2007
360
IN
1
Total:
3
196,912.18
198,000.00
Page 21 of 27
Distribution Date: Aug 27, 2007
FORECLOSURE LOAN DETAIL REPORT
Contact:
SPECIALTY UNDERWRITING AND RESIDENTIAL FINANCE TRUST, MORTGAGE LOAN
ASSET-BACKED CERTIFICATES, SERIES 2007-BC2
Derek Klein
Account Administrator
651-495-3849
derek.klein@usbank.com
Foreclosure
Count
Balance ($)
%
GROUP 1
11
2,177,858.54
40.20%
GROUP 2
9
3,239,430.43
59.80%
TOTAL:
20
5,417,288.97
100.00%
GROUP 1
GROUP 2
GROUP 1 40.2%
GROUP 2 59.8%
Total:
100.0%
GROUP 1
Next Due Date
Rate %
Ending Balance
Original Balance
Loan Number
Orig Term
State
Lien
121200700
106,000.00
105,441.44
9.34%
03/01/2007
360
MS
1
121273982
150,000.00
149,133.65
7.75%
04/01/2007
360
FL
1
121281920
59,900.00
59,737.79
10.75%
03/01/2007
360
IA
1
121287809
215,100.00
214,815.50
9.49%
03/01/2007
360
GA
1
121287985
333,000.00
332,679.68
7.83%
04/01/2007
360
CA
1
121288067
171,200.00
170,834.44
7.85%
03/01/2007
360
OR
1
121288124
321,750.00
320,744.23
6.99%
03/01/2007
360
CO
1
121288441
247,000.00
245,860.78
8.19%
04/01/2007
360
MO
1
121292409
90,000.00
89,915.39
10.62%
04/01/2007
360
LA
1
121309923
137,700.00
137,318.86
9.90%
04/03/2007
360
GA
1
121311764
352,000.00
351,376.78
8.50%
04/01/2007
360
CA
1
Total:
11
2,177,858.54
2,183,650.00
GROUP 2
Next Due Date
Rate %
Ending Balance
Original Balance
Loan Number
Orig Term
State
Lien
121287777
584,000.00
583,422.16
7.75%
03/01/2007
360
CA
1
121287807
507,000.00
506,600.40
8.35%
04/01/2007
360
CA
1
121287810
356,000.00
355,575.53
7.25%
04/01/2007
360
CA
1
121287930
420,000.00
419,617.53
7.97%
03/01/2007
360
CA
1
121287970
393,600.00
393,600.00
6.70%
03/01/2007
360
CA
1
121288049
468,000.00
467,318.93
7.08%
04/01/2007
360
MD
1
121290986
348,000.00
348,000.00
7.00%
02/01/2007
360
FL
1
121293488
58,500.00
58,304.19
9.75%
04/01/2007
360
TN
1
121114424
107,760.00
106,991.69
8.79%
04/01/2007
360
MI
1
Total:
9
3,239,430.43
3,242,860.00
Page 22 of 27
Distribution Date: Aug 27, 2007
REO LOAN DETAIL REPORT
Contact:
SPECIALTY UNDERWRITING AND RESIDENTIAL FINANCE TRUST, MORTGAGE LOAN
ASSET-BACKED CERTIFICATES, SERIES 2007-BC2
Derek Klein
Account Administrator
651-495-3849
derek.klein@usbank.com
REO
Count
All ($)
%
Count
New ($)
%
GROUP 2
1
99,439.19
100.00%
1
99,439.19
100.00%
TOTAL:
1
99,439.19
100.00%
1
99,439.19
100.00%
GROUP 2
GROUP 2 100.0%
Total:
100.0%
GROUP 2
Next Due Date
Rate %
Ending Balance
Original Balance
Loan Number
Orig Term
New REO?
Book Value
State
Lien
121287825
100,000.00
99,439.19
7.90%
03/01/2007
360
Yes
59,500.00
MI
1
Total:
1
99,439.19
100,000.00
Page 23 of 27
Distribution Date: Aug 27, 2007
PREPAYMENT & LIQUIDATION LOAN DETAIL REPORT
Contact:
SPECIALTY UNDERWRITING AND RESIDENTIAL FINANCE TRUST, MORTGAGE LOAN
ASSET-BACKED CERTIFICATES, SERIES 2007-BC2
Derek Klein
Account Administrator
651-495-3849
derek.klein@usbank.com
Count
Original
Balance
Prepayment
Liquidation
Group
Begin Balance
GROUP 1
10
1,643,450.00
1,638,574.00
0.00
223,696,576.55
GROUP 2
7
894,015.00
889,475.68
0.00
155,021,798.23
TOTAL:
17
2,537,465.00
2,528,049.68
0.00
0.73%
99.27%
1
0.57%
99.43%
2
Prepayment
Liquidation
Beginning Balance
GROUP 1
Prepay
Penalty
Loss
Severit
Loan
Rate
Add'l Loss
Date
Paid Off
Date
Payoff Description
Add'l Loss
Loss
Liquidation
Proceeds
Original
Balance
Beginning
Balance
Scheduled
Principal
Prepayment
Loan Num
State Lien
121275397
138,400.00
138,127.04
138,091.81
0.00
0.00
0.00 Voluntary PIF
07/31/2007
35.23
8.600%
4,750.73
DE
1
121275398
34,600.00
34,509.52
34,497.71
0.00
0.00
0.00 Voluntary PIF
07/31/2007
11.81
11.550%
1,593.29
DE
2
121287589
161,850.00
161,434.07
161,363.40
0.00
0.00
0.00 Voluntary PIF
07/25/2007
70.67
6.630%
4,280.80
CA
1
121287701
117,750.00
117,410.09
117,351.82
0.00
0.00
0.00 Voluntary PIF
07/20/2007
58.27
9.700%
2,348.20
MO
1
121287791
184,500.00
183,670.60
183,563.40
0.00
0.00
0.00 Voluntary PIF
07/20/2007
107.20
8.990%
0.00
IL
1
121310909
171,000.00
170,417.41
170,298.56
0.00
0.00
0.00 Voluntary PIF
07/31/2007
118.85
7.990%
5,446.60
UT
1
121310932
154,000.00
153,581.77
153,496.21
0.00
0.00
0.00 Voluntary PIF
07/23/2007
85.56
9.100%
0.00
CT
1
121311362
335,750.00
335,750.00
335,750.00
0.00
0.00
0.00 Voluntary PIF
07/31/2007
0.00
7.125%
0.00
NJ
1
121311607
295,200.00
294,215.82
294,047.52
0.00
0.00
0.00 Voluntary PIF
07/25/2007
168.30
9.010%
0.00
IL
1
121312305
50,400.00
50,138.28
50,113.57
0.00
0.00
0.00 Voluntary PIF
07/31/2007
24.71
9.950%
2,506.91
LA
1
Total:
10
1,643,450.00
1,639,254.60
680.60
1,638,574.00
0.00
0.00
0.00
20,926.53
GROUP 2
Prepay
Penalty
Loss
Severit
Loan
Rate
Add'l Loss
Date
Paid Off
Date
Payoff Description
Add'l Loss
Loss
Liquidation
Proceeds
Original
Balance
Beginning
Balance
Scheduled
Principal
Prepayment
Loan Num
State Lien
121309920
68,765.00
68,646.70
68,622.37
0.00
0.00
0.00 Voluntary PIF
07/25/2007
24.33
11.250%
1,373.42
IN
1
121311356
128,000.00
127,999.20
127,999.20
0.00
0.00
0.00 Voluntary PIF
07/26/2007
0.00
7.890%
1,279.99
OH
1
121311997
32,000.00
31,953.00
31,943.35
0.00
0.00
0.00 Voluntary PIF
07/26/2007
9.65
11.990%
319.63
OH
2
121096426
62,850.00
62,695.13
62,681.24
0.00
0.00
0.00 Voluntary PIF
07/31/2007
13.89
13.750%
0.00
NY
2
121200577
110,400.00
110,144.30
110,127.57
0.00
0.00
0.00 Voluntary PIF
07/31/2007
16.73
7.790%
1,101.61
OH
1
121274537
442,000.00
438,864.87
438,463.07
0.00
0.00
0.00 Voluntary PIF
07/23/2007
401.80
6.700%
4,392.64
NV
1
121274566
50,000.00
49,673.33
49,638.88
0.00
0.00
0.00 Voluntary PIF
07/17/2007
34.45
8.200%
496.73
NY
1
Page 24 of 27
Distribution Date: Aug 27, 2007
PREPAYMENT & LIQUIDATION LOAN DETAIL REPORT
Contact:
SPECIALTY UNDERWRITING AND RESIDENTIAL FINANCE TRUST, MORTGAGE LOAN
ASSET-BACKED CERTIFICATES, SERIES 2007-BC2
Derek Klein
Account Administrator
651-495-3849
derek.klein@usbank.com
Total:
7
894,015.00
889,976.53
500.85
889,475.68
0.00
0.00
0.00
8,964.02
Page 25 of 27
Distribution Date: Aug 27, 2007
MATERIAL MODIFICATIONS, EXTENSIONS, WAIVERS LOAN DETAIL REPORT
Contact:
SPECIALTY UNDERWRITING AND RESIDENTIAL FINANCE TRUST, MORTGAGE LOAN
ASSET-BACKED CERTIFICATES, SERIES 2007-BC2
Derek Klein
Account Administrator
651-495-3849
derek.klein@usbank.com
#
U.S. Bank National Association in its respective capacity under the transaction documents is not aware of any
material modifications, extensions or waivers to pool asset terms, fees, penalties or payments #
Page 26 of 27
Distribution Date: Aug 27, 2007
MATERIAL BREACHES LOAN DETAIL REPORT
Contact:
SPECIALTY UNDERWRITING AND RESIDENTIAL FINANCE TRUST, MORTGAGE LOAN
ASSET-BACKED CERTIFICATES, SERIES 2007-BC2
Derek Klein
Account Administrator
651-495-3849
derek.klein@usbank.com
#
U.S. Bank National Association in its respective capacity under the transaction documents is not aware of any
material modifications, extensions or waivers to pool asset terms, fees, penalties or payments #
Page 27 of 27