The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
Sanofi Aventis ADR ADR 80105N105 14 282 SH   SOLE   282 0 0
3M Company COMMON 88579Y101 109 566 SH   SOLE   566 0 0
A F L A C Inc. COMMON 001055102 96 1,881 SH   SOLE   1,881 0 0
A O Smith Corp COMMON 831865209 1 10 SH   SOLE   10 0 0
Abbott Laboratories COMMON 002824100 1,897 15,833 SH   SOLE   15,833 0 0
AbbVie Inc. COMMON 00287Y109 871 8,048 SH   SOLE   8,048 0 0
Aberdeen Asia Pac Income Fd COMMON 003009107 164 40,073 SH   SOLE   40,073 0 0
Aberdeen Physical Swiss Gold ETF ETF 00326A104 7 400 SH   SOLE   400 0 0
Accenture Ltd Cl A F COMMON G1151C101 4 16 SH   SOLE   16 0 0
ACNB Corporation COMMON 000868109 30 1,010 SH   SOLE   1,010 0 0
Activision Inc. COMMON 00507V109 594 6,391 SH   SOLE   6,391 0 0
ADITX THERAPEUTICS ORD COMMON 007025109 1 455 SH   SOLE   455 0 0
Adobe Systems Inc. COMMON 00724F101 5 10 SH   SOLE   10 0 0
ADT Corp COMMON 00090Q103 1 104 SH   SOLE   104 0 0
Air Products & Chemicals Inc. COMMON 009158106 786 2,794 SH   SOLE   2,794 0 0
Airbnb Inc COMMON 009066101 30 157 SH   SOLE   157 0 0
Alaska Air Group Inc. COMMON 011659109 3 44 SH   SOLE   44 0 0
Alcan Inc. F COMMON 00912X302 2 35 SH   SOLE   35 0 0
Alexion Pharmaceuticals Inc COMMON 015351109 1 6 SH   SOLE   6 0 0
Alibaba Group Hldg COMMON 01609W102 3 14 SH   SOLE   14 0 0
Align Technology Inc COMMON 016255101 3 5 SH   SOLE   5 0 0
Alleghany Corp COMMON 017175100 1 1 SH   SOLE   1 0 0
Allegion Public Ltd Co COMMON G0176J109 25 200 SH   SOLE   200 0 0
Alliant Energy Corp COMMON 018802108 715 13,197 SH   SOLE   13,197 0 0
Allstate COMMON 020002101 151 1,316 SH   SOLE   1,316 0 0
Alphabet, Inc Cl C COMMON 02079K107 3,883 1,877 SH   SOLE   1,835 0 42
Alphabet, Inc. Cl A COMMON 02079K305 2,199 1,066 SH   SOLE   1,021 0 45
Altria Group Inc. COMMON 02209S103 26 515 SH   SOLE   515 0 0
Amarin Corp Plc New ADR ADR 023111206 14 2,325 SH   SOLE   2,325 0 0
Amazon.Com COMMON 023135106 1,197 387 SH   SOLE   383 0 4
AMC Entertainment COMMON 00165C104 1 59 SH   SOLE   59 0 0
Amc Networks Inc Cl A COMMON 00164V103 178 3,351 SH   SOLE   3,351 0 0
Amer Electric Pwr Co Inc COMMON 025537101 1 8 SH   SOLE   8 0 0
America Movil L ADR ADR 02364W105 71 5,240 SH   SOLE   5,240 0 0
American Express Company COMMON 025816109 396 2,797 SH   SOLE   2,797 0 0
American Tower REIT REIT 03027X100 6 25 SH   SOLE   25 0 0
Ameriprise Financial Inc. COMMON 03076C106 12 53 SH   SOLE   53 0 0
Amerisource Bergen Corp. COMMON 03073E105 46 387 SH   SOLE   387 0 0
Amgen Incorporated COMMON 031162100 240 965 SH   SOLE   965 0 0
Amkor Technology Inc COMMON 031652100 1,229 51,847 SH   SOLE   51,847 0 0
Analog Devices Inc. COMMON 032654105 15 97 SH   SOLE   97 0 0
Annaly Capital Mgmt COMMON 035710409 30 3,520 SH   SOLE   3,520 0 0
Antero Midstream Partners LP COMMON 03676B102 2 202 SH   SOLE   202 0 0
Anthem Inc COMMON 036752103 59 165 SH   SOLE   165 0 0
Apple Inc. COMMON 037833100 4,274 34,991 SH   SOLE   34,045 0 946
Applied Materials COMMON 038222105 2 13 SH   SOLE   13 0 0
Aptiv PLC COMMON G6095L109 13 91 SH   SOLE   91 0 0
Archer-Daniels-Midland Inc. COMMON 039483102 186 3,255 SH   SOLE   2,357 0 898
ARK Next Generation Internet ETF ETF 00214Q401 88 599 SH   SOLE   599 0 0
Arrowhead Pharma Inc COMMON 04280A100 21 320 SH   SOLE   320 0 0
Asml Hldgs Nv COMMON N07059210 6 10 SH   SOLE   10 0 0
Assurant Inc COMMON 04621X108 2 11 SH   SOLE   11 0 0
Astec Industries COMMON 046224101 531 7,038 SH   SOLE   7,038 0 0
AstraZeneca plc ADR ADR 046353108 1,200 24,141 SH   SOLE   24,141 0 0
AT&T Inc. COMMON 00206R102 2,669 88,188 SH   SOLE   87,428 0 760
Atlas Air Worldwide Hldg COMMON 049164205 144 2,379 SH   SOLE   2,379 0 0
Auto Data Processing COMMON 053015103 243 1,289 SH   SOLE   1,289 0 0
Autodesk Inc COMMON 052769106 3 11 SH   SOLE   11 0 0
Avalon Bay Communities COMMON 053484101 4 21 SH   SOLE   21 0 0
Avery Dennison COMMON 053611109 6 35 SH   SOLE   35 0 0
Baidu Inc ADR ADR 056752108 808 3,713 SH   SOLE   3,713 0 0
Ball Corp COMMON 058498106 60 712 SH   SOLE   712 0 0
Bank of America Corp COMMON 060505104 64 1,661 SH   SOLE   1,661 0 0
Bank of New York Mellon COMMON 064058100 117 2,473 SH   SOLE   2,473 0 0
Bar Harbor Bankshare COMMON 066849100 13 426 SH   SOLE   426 0 0
Baxter International COMMON 071813109 1,021 12,102 SH   SOLE   12,102 0 0
BCE Inc. COMMON 05534B760 280 6,202 SH   SOLE   5,499 0 703
Becton Dickinson & Co COMMON 075887109 137 564 SH   SOLE   564 0 0
Berkshire Hathaway Cl B COMMON 084670702 3,848 15,063 SH   SOLE   14,426 0 637
Beyond Meat Inc COMMON 08862E109 24 185 SH   SOLE   185 0 0
Biogen Idec Inc COMMON 09062X103 168 601 SH   SOLE   601 0 0
Black Rock Resources Tr COMMON 09257A108 10 1,163 SH   SOLE   1,163 0 0
Blackrock Inc COMMON 09247X101 51 68 SH   SOLE   68 0 0
Blkrck Muniyield Qlty Fd COMMON 09254F100 21 1,300 SH   SOLE   1,300 0 0
Boeing Co. COMMON 097023105 3,472 13,632 SH   SOLE   13,421 0 211
Booking Holdings Inc COMMON 09857L108 135 58 SH   SOLE   58 0 0
Borg Warner Inc COMMON 099724106 1,391 30,011 SH   SOLE   30,011 0 0
Boston Scientific COMMON 101137107 3 69 SH   SOLE   69 0 0
BP plc ADR ADR 055622104 68 2,808 SH   SOLE   2,808 0 0
Bristol Myers COMMON 110122108 2,367 37,493 SH   SOLE   37,019 0 474
Broadridge Finl Solution COMMON 11133T103 107 700 SH   SOLE   700 0 0
Canadian Natl Ry Co COMMON 136375102 8 70 SH   SOLE   70 0 0
Capital One Financial COMMON 14040H105 54 424 SH   SOLE   424 0 0
Cardinal Health Inc COMMON 14149Y108 4 58 SH   SOLE   58 0 0
CarMax Inc COMMON 143130102 77 584 SH   SOLE   584 0 0
Carrier Global Corp-Wi COMMON 14448C104 88 2,075 SH   SOLE   2,075 0 0
Caterpillar COMMON 149123101 2,302 9,928 SH   SOLE   9,928 0 0
CBRE Group Inc COMMON 12504L109 275 3,475 SH   SOLE   3,475 0 0
CDK Global Inc COMMON 12508E101 22 400 SH   SOLE   400 0 0
Cerner Corp COMMON 156782104 11 156 SH   SOLE   156 0 0
CF Industries Holdings Inc COMMON 125269100 11 250 SH   SOLE   250 0 0
Charter Communications Inc COMMON 16119P108 376 609 SH   SOLE   609 0 0
Chemed Corp. COMMON 16359R103 2,163 4,705 SH   SOLE   4,705 0 0
Chevron Corp. COMMON 166764100 611 5,830 SH   SOLE   5,743 0 87
China Automotive Systems Inc COMMON 16936R105 106 22,440 SH   SOLE   22,440 0 0
Chubb Limited COMMON H1467J104 153 966 SH   SOLE   966 0 0
Cigna Corp COMMON 125523100 203 838 SH   SOLE   838 0 0
Cincinnati Financial Corp COMMON 172062101 40 390 SH   SOLE   390 0 0
Cisco Systems, Inc. COMMON 17275R102 4,229 81,789 SH   SOLE   79,826 0 1,963
Citigroup COMMON 172967424 377 5,179 SH   SOLE   5,179 0 0
CME Group Inc. COMMON 12572Q105 514 2,517 SH   SOLE   2,517 0 0
CMS Energy COMMON 125896100 2 40 SH   SOLE   40 0 0
Coca-Cola Co COMMON 191216100 3,641 69,073 SH   SOLE   67,486 0 1,587
Colgate-Palmolive COMMON 194162103 101 1,286 SH   SOLE   1,286 0 0
Comcast Corp. COMMON 20030N101 115 2,131 SH   SOLE   2,131 0 0
Comerica Incorporated COMMON 200340107 143 2,000 SH   SOLE   2,000 0 0
Community Bank System COMMON 203607106 818 10,666 SH   SOLE   9,766 0 900
Conagra Foods Inc. COMMON 205887102 1 15 SH   SOLE   15 0 0
Conoco Phillips COMMON 20825C104 551 10,396 SH   SOLE   10,396 0 0
Consolidated Edison Inc. COMMON 209115104 139 1,855 SH   SOLE   1,855 0 0
Constellation Brand Cl Aclass A COMMON 21036P108 28 123 SH   SOLE   123 0 0
Core Laboratories N V COMMON N22717107 33 1,148 SH   SOLE   1,148 0 0
Corning COMMON 219350105 6,497 149,314 SH   SOLE   148,645 0 669
Corp Office Pptys REIT REIT 22002T108 9 343 SH   SOLE   343 0 0
Corteva Inc com COMMON 22052L104 35 755 SH   SOLE   755 0 0
Corvus Gold Inc COMMON 221013105 1 387 SH   SOLE   387 0 0
CoStar Group Inc COMMON 22160N109 6 7 SH   SOLE   7 0 0
Costco COMMON 22160K105 4,089 11,602 SH   SOLE   11,325 0 277
Crown Castle International Corp COMMON 22822V101 5 30 SH   SOLE   30 0 0
CSX Corp COMMON 126408103 729 7,561 SH   SOLE   7,561 0 0
Cummins Inc COMMON 231021106 18 69 SH   SOLE   69 0 0
CVS Corp COMMON 126650100 1,428 18,988 SH   SOLE   18,746 0 242
D R Horton Co. COMMON 23331A109 5 58 SH   SOLE   58 0 0
D T E Energy Co. COMMON 233331107 8 62 SH   SOLE   62 0 0
Danaher Corp COMMON 235851102 34 150 SH   SOLE   150 0 0
Deere & Company COMMON 244199105 1,295 3,461 SH   SOLE   3,461 0 0
Devon Energy Corp COMMON 25179M103 71 3,256 SH   SOLE   3,256 0 0
Diageo PLC ADR ADR 25243Q205 14 83 SH   SOLE   83 0 0
Diamondback Energy Inc COMMON 25278X109 2 26 SH   SOLE   26 0 0
Dick's Sporting Goods Inc COMMON 253393102 4 48 SH   SOLE   48 0 0
Digital Realty Trust REIT REIT 253868103 453 3,216 SH   SOLE   3,216 0 0
Discover Financial Svcs COMMON 254709108 9 93 SH   SOLE   93 0 0
Dollar General COMMON 256677105 5 27 SH   SOLE   27 0 0
Dominion Energy COMMON 25746U109 874 11,511 SH   SOLE   9,594 0 1,917
Dover Corporation COMMON 260003108 69 500 SH   SOLE   500 0 0
Dow In COMMON 260557103 151 2,355 SH   SOLE   2,355 0 0
Dr Reddys Labs ADR ADR 256135203 438 7,140 SH   SOLE   7,140 0 0
Duke Energy Corp. COMMON 26441C204 2,526 26,163 SH   SOLE   25,854 0 309
E Bay Inc. COMMON 278642103 36 589 SH   SOLE   589 0 0
E I DuPont COMMON 26614N102 442 5,718 SH   SOLE   5,486 0 232
E O G Resources Inc COMMON 26875P101 1 14 SH   SOLE   14 0 0
East West Bancorp COMMON 27579R104 1,219 16,512 SH   SOLE   16,512 0 0
Eastman Chemical Co. COMMON 277432100 24 222 SH   SOLE   222 0 0
Eaton Corp. COMMON G29183103 202 1,464 SH   SOLE   1,464 0 0
Echostar Commun Cp Cl A COMMON 25470M109 1 20 SH   SOLE   20 0 0
Ecofin Global Water ESG COMMON 56167N753 40 959 SH   SOLE   959 0 0
Ecolab Inc. COMMON 278865100 65 303 SH   SOLE   303 0 0
Edison International COMMON 281020107 6 104 SH   SOLE   104 0 0
Electronic Arts Inc COMMON 285512109 2 18 SH   SOLE   18 0 0
Eli Lilly & Co. COMMON 532457108 927 4,963 SH   SOLE   4,963 0 0
Embraer S.A. COMMON 29082A107 58 5,840 SH   SOLE   4,990 0 850
Emerson Electric Co. COMMON 291011104 2,738 30,344 SH   SOLE   30,344 0 0
Equinix Inc New COMMON 29444U700 5 7 SH   SOLE   7 0 0
Equity Residential Prop. REIT REIT 29476L107 394 5,503 SH   SOLE   5,503 0 0
Essential utilities ord COMMON 29670G102 127 2,830 SH   SOLE   2,830 0 0
ETFMG Alternative Harvest ETF ETF 26924G508 78 3,386 SH   SOLE   3,386 0 0
Etho Climate Leader US ETF ETF 26924G888 175 3,047 SH   SOLE   3,047 0 0
Everest Re Group Ltd COMMON G3223R108 1 3 SH   SOLE   3 0 0
Eversource Energy COMMON 30040W108 5 60 SH   SOLE   60 0 0
Exelon Corp. COMMON 30161N101 21 489 SH   SOLE   489 0 0
Expeditors Int'l of Washington COMMON 302130109 105 976 SH   SOLE   976 0 0
Exxon Mobil Corporation COMMON 30231G102 1,416 25,355 SH   SOLE   23,916 0 1,439
Facebook Inc Class A COMMON 30303M102 183 623 SH   SOLE   623 0 0
Fedex Corporation COMMON 31428X106 1,902 6,698 SH   SOLE   6,563 0 135
Fidelity MSCI Health Care ETF ETF 316092600 46 785 SH   SOLE   785 0 0
Fidelity MSCI Utilities ETF ETF 316092865 25 613 SH   SOLE   613 0 0
First Bancorp Inc Me COMMON 31866P102 18 600 SH   SOLE   600 0 0
First Solar Inc COMMON 336433107 1,102 12,626 SH   SOLE   12,626 0 0
Fiserv, Inc. COMMON 337738108 18 150 SH   SOLE   150 0 0
Fortinet Inc COMMON 34959E109 77 415 SH   SOLE   415 0 0
Gallagher Arthur J & Co COMMON 363576109 103 828 SH   SOLE   828 0 0
General Dynamics Corp. COMMON 369550108 1 8 SH   SOLE   8 0 0
General Electric Co. COMMON 369604103 931 70,894 SH   SOLE   68,553 0 2,341
General Mills, Inc. COMMON 370334104 107 1,752 SH   SOLE   1,752 0 0
General Motors COMMON 37045V100 4 63 SH   SOLE   63 0 0
Genuine Parts Co COMMON 372460105 32 275 SH   SOLE   275 0 0
Gilead Sciences Inc COMMON 375558103 377 5,838 SH   SOLE   5,838 0 0
Glaxo Smithkline ADR ADR 37733W105 1,109 31,065 SH   SOLE   31,065 0 0
Globe Life Inc COMMON 37959E102 2 19 SH   SOLE   19 0 0
Goldman Sachs Group Inc COMMON 38141G104 364 1,114 SH   SOLE   1,114 0 0
Goodyear Tire & Rubber COMMON 382550101 54 3,045 SH   SOLE   3,045 0 0
Gopro Inc COMMON 38268T103 0 5 SH   SOLE   5 0 0
Guggenheim S&P Global Water Index COMMON 46138E263 26 534 SH   SOLE   534 0 0
Gw Pharmaceutic Plc COMMON 36197T103 7 30 SH   SOLE   30 0 0
Halliburton Company COMMON 406216101 32 1,473 SH   SOLE   1,473 0 0
Hanesbrands Inc. COMMON 410345102 1,322 67,234 SH   SOLE   64,594 0 2,640
Hannon Armstrong Sus REIT REIT 41068X100 23 418 SH   SOLE   418 0 0
Harsco COMMON 415864107 26 1,510 SH   SOLE   1,510 0 0
HCA Inc. COMMON 40412C101 1 6 SH   SOLE   6 0 0
Herbalife Ltd COMMON G4412G101 2 34 SH   SOLE   34 0 0
Hershey Foods Corp COMMON 427866108 144 909 SH   SOLE   909 0 0
Hewlett Packard Ente COMMON 42824C109 19 1,200 SH   SOLE   1,200 0 0
Home Depot COMMON 437076102 243 795 SH   SOLE   795 0 0
Honeywell International COMMON 438516106 1,510 6,954 SH   SOLE   6,770 0 184
HP Inc COMMON 40434L105 40 1,255 SH   SOLE   1,255 0 0
HSBC Holdings PLC ADR ADR 404280406 24 809 SH   SOLE   809 0 0
Humana COMMON 444859102 476 1,135 SH   SOLE   1,135 0 0
IAC/InterActiveCorp COMMON 44891N109 1 6 SH   SOLE   6 0 0
IBM Corp. COMMON 459200101 2,403 18,029 SH   SOLE   17,428 0 601
Idexx Labs Inc. COMMON 45168D104 27 55 SH   SOLE   55 0 0
Illinois Tool Works COMMON 452308109 194 876 SH   SOLE   876 0 0
Imperial Oil Ltd COMMON 453038408 88 3,645 SH   SOLE   3,645 0 0
India Fund COMMON 454089103 40 1,870 SH   SOLE   1,870 0 0
Ingersoll Rand Inc COMMON 45687V106 22 454 SH   SOLE   454 0 0
Ingredion Incorporated COMMON 457187102 9 98 SH   SOLE   98 0 0
Integer Holdings Corp COMMON 45826H109 1,091 11,842 SH   SOLE   11,567 0 275
Intel Corp. COMMON 458140100 1,890 29,527 SH   SOLE   29,527 0 0
Intercontinental Exchange, Inc. COMMON 45866F104 6 50 SH   SOLE   50 0 0
Interface Inc COMMON 458665304 1 117 SH   SOLE   117 0 0
Intuit COMMON 461202103 18 46 SH   SOLE   46 0 0
Intuitive Surgical COMMON 46120E602 4 5 SH   SOLE   5 0 0
Invesco Cleantech ETF ETF 46137V407 69 920 SH   SOLE   920 0 0
Invesco Global Water ETF ETF 46138E651 11 300 SH   SOLE   300 0 0
Iqvia Hldgs Inc COMMON 46266C105 7 36 SH   SOLE   36 0 0
Iron Mountain Inc REIT REIT 46284V101 141 3,812 SH   SOLE   3,812 0 0
iShares 0-5 Year Invmt Grade Corp Bd ETF ETF 46434V100 31 605 SH   SOLE   605 0 0
iShares 5-10 Yr Corporate Bond ETF ETF 464288638 64 1,080 SH   SOLE   1,080 0 0
iShares Core Dividend Growth ETF ETF 46434V621 439 9,097 SH   SOLE   9,097 0 0
iShares Core MSCI EAFE ETF ETF 46432F842 27 371 SH   SOLE   371 0 0
iShares Core MSCI ETF ETF 46434G103 30 461 SH   SOLE   461 0 0
iShares Core S&P Total US Stock Mkt ETF ETF 464287150 2 27 SH   SOLE   27 0 0
iShares DJ US Financial ETF ETF 464287788 83 1,108 SH   SOLE   1,108 0 0
iShares Dow J Real Estate ETF ETF 464287739 6 67 SH   SOLE   67 0 0
iShares Dow J. Healthcare ETF ETF 464287762 165 654 SH   SOLE   654 0 0
iShares Global Clean Energy ETF 464288224 193 7,958 SH   SOLE   7,958 0 0
Ishares Gold ETF ETF 464285105 345 21,233 SH   SOLE   21,233 0 0
iShares Lehman Agg Bond Fd ETF ETF 464287226 93 817 SH   SOLE   817 0 0
iShares MBS ETF ETF 464288588 57 530 SH   SOLE   530 0 0
iShares MSCI EAFE ETF ETF 464287465 454 5,980 SH   SOLE   5,980 0 0
iShares MSCI Emerg Esg ETF ETF 46434G863 487 11,254 SH   SOLE   11,254 0 0
iShares MSCI Emerging Market ETF ETF 464287234 43 802 SH   SOLE   802 0 0
iShares MSCI Taiwan Index ETF ETF 46434G772 182 3,040 SH   SOLE   2,640 0 400
iShares NASDAQ Biotech ETF ETF 464287556 1,044 6,933 SH   SOLE   6,667 0 266
iShares Russell 1000 Growth ETF ETF 464287614 54 223 SH   SOLE   223 0 0
iShares Russell 1000 Val ETF ETF 464287598 4,159 27,446 SH   SOLE   27,446 0 0
iShares Russell 2000 Growth ETF ETF 464287648 24 79 SH   SOLE   79 0 0
Ishares Russell 2000 Value ETF ETF 464287630 24 151 SH   SOLE   151 0 0
iShares Russell Midcap Grth ETF ETF 464287481 74 726 SH   SOLE   726 0 0
iShares S&P 500 Index ETF ETF 464287200 450 1,132 SH   SOLE   1,132 0 0
iShares S&P Midcap 400 Index ETF ETF 464287507 157 605 SH   SOLE   605 0 0
iShares S&P Mid-Cap Grow ETF ETF 464287606 31 396 SH   SOLE   396 0 0
Ishares S&P Natl Muni Bd ETF ETF 464288414 1 8 SH   SOLE   8 0 0
iShares S&P Sm Cap Idx 600 ETF ETF 464287804 302 2,780 SH   SOLE   2,054 0 726
iShares S&P U S Pfd Stk ETF ETF 464288687 6 153 SH   SOLE   153 0 0
iShares Select Dividend Idx ETF ETF 464287168 106 932 SH   SOLE   932 0 0
iShares Short Maturity Bond ETF ETF 46431W507 1 12 SH   SOLE   12 0 0
Ishares Short Treasury ETF 464288679 3 27 SH   SOLE   27 0 0
iShares Short-Term Nat. Muni Bond ETF ETF 464288158 229 2,122 SH   SOLE   2,122 0 0
iShares TIPS Bond ETF ETF 464287176 1,293 10,306 SH   SOLE   10,083 0 223
iShares Tr China 25 Index ETF ETF 464287184 67 1,428 SH   SOLE   1,428 0 0
iShares Tr DJ U S Tech Sector ETF ETF 464287721 180 2,052 SH   SOLE   2,052 0 0
iShares Tr S&P Europe 350 ETF ETF 464287861 15 300 SH   SOLE   300 0 0
Ishares Tr Sh Tr Corporate ETF ETF 464288646 31 560 SH   SOLE   560 0 0
Jacobs Engineering Group Inc COMMON 469814107 39 303 SH   SOLE   303 0 0
Johnson & Johnson COMMON 478160104 2,624 15,967 SH   SOLE   15,213 0 754
JP Morgan Chase & Co COMMON 46625H100 3,583 23,537 SH   SOLE   22,655 0 882
JPMorgan Ultra-Short Income ETF ETF 46641Q837 0 2 SH   SOLE   2 0 0
Kansas City Southern COMMON 485170302 53 202 SH   SOLE   202 0 0
Kimberly-Clark Corp. COMMON 494368103 220 1,585 SH   SOLE   1,585 0 0
Kinder Morgan Inc. COMMON 49456B101 2 148 SH   SOLE   148 0 0
KLA-Tencor Corporation COMMON 482480100 70 211 SH   SOLE   211 0 0
Kon Philips Electric NV COMMON 500472303 686 12,035 SH   SOLE   12,035 0 0
Korea Elec Power Co COMMON 500631106 3 295 SH   SOLE   295 0 0
Kraft Heinz Company COMMON 500754106 1,317 32,937 SH   SOLE   31,757 0 1,180
KraneShares CSI China Internet ETF ETF 500767306 581 7,616 SH   SOLE   7,616 0 0
Kroger Company COMMON 501044101 1 35 SH   SOLE   35 0 0
Laboratory Corp of America Hlds COMMON 50540R409 288 1,129 SH   SOLE   1,034 0 95
Lam Research COMMON 512807108 11 18 SH   SOLE   18 0 0
Las Vegas Sands Corp COMMON 517834107 3 50 SH   SOLE   50 0 0
Lauder Estee Co COMMON 518439104 7 25 SH   SOLE   25 0 0
Lear Corp COMMON 521865204 3 15 SH   SOLE   15 0 0
Leggett & Platt Inc COMMON 524660107 1 31 SH   SOLE   31 0 0
Liberty Broadband Corp COMMON 530307305 27 183 SH   SOLE   183 0 0
Liberty Formula One Group COMMON 531229854 27 631 SH   SOLE   631 0 0
Lincoln National Corp. COMMON 534187109 4 59 SH   SOLE   59 0 0
LIVERAMP HOLDINGS INC COMMON 53815P108 3 56 SH   SOLE   56 0 0
Lockheed Martin COMMON 539830109 4 10 SH   SOLE   10 0 0
Lowes Companies Inc. COMMON 548661107 183 962 SH   SOLE   807 0 155
Lumen Technologies Inc COMMON 550241103 93 6,931 SH   SOLE   6,931 0 0
M K S Instruments Inc. COMMON 55306N104 1,238 6,676 SH   SOLE   6,676 0 0
Marathon Petroleum Corp COMMON 56585A102 91 1,706 SH   SOLE   1,706 0 0
Marsh & McLennan Co's COMMON 571748102 20 163 SH   SOLE   163 0 0
Mastercard Inc COMMON 57636Q104 85 239 SH   SOLE   239 0 0
Match Group Ord COMMON 57667L107 2 12 SH   SOLE   12 0 0
McCormick & Co Inc. non-voting COMMON 579780206 0 2 SH   SOLE   2 0 0
McDonald's Corp COMMON 580135101 470 2,098 SH   SOLE   2,098 0 0
McKesson Corp. COMMON 58155Q103 1,385 7,099 SH   SOLE   6,695 0 404
Medallia Inc COMMON 584021109 18 657 SH   SOLE   657 0 0
Medtronic Inc. COMMON G5960L103 1,954 16,542 SH   SOLE   16,036 0 506
MercadoLibre Inc COMMON 58733R102 6 4 SH   SOLE   4 0 0
Merck COMMON 58933Y105 2,892 37,518 SH   SOLE   35,931 0 1,587
Metlife Inc. COMMON 59156R108 20 324 SH   SOLE   324 0 0
Microchip Technology Inc. COMMON 595017104 7 45 SH   SOLE   45 0 0
Micron Technology COMMON 595112103 27 306 SH   SOLE   306 0 0
Microsoft COMMON 594918104 11,005 46,678 SH   SOLE   45,618 0 1,060
Moderna Inc COMMON 60770K107 2 13 SH   SOLE   13 0 0
Mohawk Industries Inc COMMON 608190104 26 135 SH   SOLE   135 0 0
Molson Coors Brewing COMMON 60871R209 0 5 SH   SOLE   5 0 0
Mondelez Int'l Inc. COMMON 609207105 919 15,707 SH   SOLE   15,252 0 455
Morgan Stanley Dean Witter COMMON 617446448 25 319 SH   SOLE   319 0 0
Murphy USA Inc COMMON 626755102 8 55 SH   SOLE   55 0 0
National Grid Plc ADR ADR 636274409 329 5,550 SH   SOLE   5,550 0 0
NCR Corporation COMMON 62886E108 1,841 48,518 SH   SOLE   47,382 0 1,136
Netflix Inc. COMMON 64110L106 6 12 SH   SOLE   12 0 0
New Oriental Ed ADR ADR 647581107 25 1,810 SH   SOLE   1,810 0 0
Newmont Mining COMMON 651639106 1 19 SH   SOLE   19 0 0
Nextera Energy COMMON 65339F101 807 10,671 SH   SOLE   10,671 0 0
Nextgen Healthcare Inc COMMON 65343C102 5 290 SH   SOLE   290 0 0
Nike, Inc. COMMON 654106103 154 1,157 SH   SOLE   1,157 0 0
Norfolk Southern COMMON 655844108 1,005 3,744 SH   SOLE   3,744 0 0
Northrop Grumman Corp COMMON 666807102 35 107 SH   SOLE   107 0 0
Novartis Ag ADR ADR 66987V109 411 4,803 SH   SOLE   4,803 0 0
Nucor Corp COMMON 670346105 22 280 SH   SOLE   280 0 0
Nutrien Ltd COMMON 67077M108 122 2,262 SH   SOLE   2,262 0 0
Nuveen Muni Value Fd Inc. COMMON 670928100 74 6,640 SH   SOLE   0 0 6,640
Nvent Electric Plc Shs COMMON G6700G107 20 700 SH   SOLE   700 0 0
Nvidia Corp COMMON 67066G104 1 2 SH   SOLE   2 0 0
Occidental Pete Corp COMMON 674599162 0 21 SH   SOLE   21 0 0
Occidental Petroleum Corp. COMMON 674599105 5 175 SH   SOLE   175 0 0
Oceaneering Int'l Inc COMMON 675232102 34 2,980 SH   SOLE   2,980 0 0
OGE Energy Corp. COMMON 670837103 39 1,200 SH   SOLE   1,200 0 0
Omnicom Group Inc COMMON 681919106 10 139 SH   SOLE   139 0 0
Oneok Inc New COMMON 682680103 623 12,302 SH   SOLE   12,302 0 0
Oracle COMMON 68389X105 93 1,323 SH   SOLE   1,323 0 0
OTIS Worldwide Corp-Wi COMMON 68902V107 71 1,036 SH   SOLE   1,036 0 0
P P G Industries Inc. COMMON 693506107 245 1,629 SH   SOLE   1,629 0 0
Parker Hannifin Corp COMMON 701094104 180 570 SH   SOLE   570 0 0
Paychex Inc. COMMON 704326107 2 20 SH   SOLE   20 0 0
Paypal Holdings COMMON 70450Y103 75 310 SH   SOLE   310 0 0
Pentair PLC COMMON G7S00T104 1 16 SH   SOLE   16 0 0
Peoples United Finl Inc COMMON 712704105 2,601 145,324 SH   SOLE   142,362 0 2,962
Pepsico, Inc. COMMON 713448108 611 4,317 SH   SOLE   4,317 0 0
Pfizer Inc. COMMON 717081103 4,393 121,252 SH   SOLE   119,096 0 2,156
Philip Morris Intl Inc COMMON 718172109 75 845 SH   SOLE   845 0 0
Phillips 66 SHS COMMON 718546104 511 6,266 SH   SOLE   6,116 0 150
PIMCO Enhanced Short Maturity Active ETF ETF 72201R833 300 2,947 SH   SOLE   2,947 0 0
PIMCO Intermediate Muni Bond ETF ETF 72201R866 1,122 19,963 SH   SOLE   19,963 0 0
Plantronics Inc. COMMON 727493108 235 6,048 SH   SOLE   6,048 0 0
PNC Financial Services Group Inc. COMMON 693475105 367 2,093 SH   SOLE   2,093 0 0
Powershares FTSE RAFI ETF ETF 46137V613 96 630 SH   SOLE   630 0 0
PowerShares QQQ Trust Sr 1 ETF ETF 46090E103 128 400 SH   SOLE   400 0 0
PPL Corporation COMMON 69351T106 13 466 SH   SOLE   466 0 0
Principal Financial Grp COMMON 74251V102 2 35 SH   SOLE   35 0 0
Procter & Gamble COMMON 742718109 2,248 16,596 SH   SOLE   16,138 0 458
Prudential Financial Inc. COMMON 744320102 2 22 SH   SOLE   22 0 0
Public Storage, Inc. COMMON 74460D109 84 339 SH   SOLE   339 0 0
Public Sv Enterprise COMMON 744573106 279 4,642 SH   SOLE   4,642 0 0
Qorvo Inc COMMON 74736K101 2,510 13,738 SH   SOLE   13,738 0 0
Qualcomm Inc. COMMON 747525103 30 230 SH   SOLE   230 0 0
Raytheon Technologies Ord COMMON 75513E101 243 3,141 SH   SOLE   3,141 0 0
Regeneron Pharmaceuticals Inc COMMON 75886F107 0 1 SH   SOLE   1 0 0
Regions Financial Corp COMMON 7591EP100 1 29 SH   SOLE   29 0 0
Renaissancere Hlds COMMON G7496G103 2 10 SH   SOLE   10 0 0
Republic Services Inc COMMON 760759100 53 537 SH   SOLE   537 0 0
RingCentral Inc COMMON 76680R206 1 3 SH   SOLE   3 0 0
Rockwell Automation COMMON 773903109 219 825 SH   SOLE   825 0 0
Roper Industries Inc COMMON 776696106 308 764 SH   SOLE   725 0 39
Roundhill Acquirers Deep Value ETF ETF 26922A701 28 817 SH   SOLE   817 0 0
Royal Dutch Shell ADR ADR 780259206 667 17,000 SH   SOLE   16,750 0 250
Royce Micro-Cap Trust COMMON 780915104 37 3,267 SH   SOLE   3,267 0 0
Rydex S&P 500 Eq Wgt ETF ETF 46137V357 91 645 SH   SOLE   645 0 0
S & P Global Inc COMMON 78409V104 5 13 SH   SOLE   13 0 0
Sabre Corporation COMMON 78573M104 392 26,440 SH   SOLE   26,440 0 0
Salesforce Com COMMON 79466L302 99 465 SH   SOLE   465 0 0
SBA Communications Corp COMMON 78410G104 2 9 SH   SOLE   9 0 0
Schlumberger Limited COMMON 806857108 1,011 37,193 SH   SOLE   37,193 0 0
Schwab Emerging Mkt ETF ETF 808524706 97 3,053 SH   SOLE   3,053 0 0
Schwab Intermediate US Treasury ETF ETF 808524854 225 3,988 SH   SOLE   3,988 0 0
Schwab Int'l Equity ETF ETF 808524805 12,409 329,849 SH   SOLE   329,730 0 119
Schwab Large Cap Value Indx ETF ETF 808524409 0 2 SH   SOLE   2 0 0
Schwab Short-Term US Treasury ETF ETF 808524862 98 1,915 SH   SOLE   1,915 0 0
Schwab U.S. Bond ETF ETF 808524839 428 7,935 SH   SOLE   7,935 0 0
Schwab U.S. Broad Market ETF ETF 808524102 74,728 772,706 SH   SOLE   768,457 0 4,249
Schwab U.S. Tips ETF ETF 808524870 133 2,168 SH   SOLE   2,168 0 0
Seagate Technology PLC COMMON G7945M107 5,570 72,577 SH   SOLE   70,022 0 2,555
Sector SPDR Tech Select Shares COMMON 81369Y803 310 2,330 SH   SOLE   2,330 0 0
Sempra Energy COMMON 816851109 20 151 SH   SOLE   151 0 0
ServiceNow Inc COMMON 81762P102 9 17 SH   SOLE   17 0 0
Sherwin Williams COMMON 824348106 3 4 SH   SOLE   4 0 0
Shopify Inc COMMON 82509L107 2 2 SH   SOLE   2 0 0
SK Telecom Ltd ADR ADR 78440P108 16 600 SH   SOLE   600 0 0
Skywest Inc COMMON 830879102 261 4,782 SH   SOLE   4,782 0 0
Skyworks Solutions Inc. COMMON 83088M102 77 421 SH   SOLE   421 0 0
Snap Inc COMMON 83304A106 5 102 SH   SOLE   102 0 0
Sonoco Products COMMON 835495102 298 4,702 SH   SOLE   3,935 0 767
Sony Corp. ADR ADR 835699307 1,982 18,697 SH   SOLE   18,092 0 605
Southern Company COMMON 842587107 359 5,773 SH   SOLE   5,773 0 0
SPDR Consumer Disc Select ETF ETF 81369Y407 51 302 SH   SOLE   302 0 0
SPDR Dow Jones Ind Avg ETF ETF 78467X109 99 300 SH   SOLE   300 0 0
SPDR Gold Trust ETF ETF 78463V107 1,606 10,039 SH   SOLE   10,039 0 0
SPDR MSCI EAFE Fsl Fuel Fr ETF ETF 78470E106 819 10,208 SH   SOLE   10,208 0 0
SPDR MSCI Emerg Fsl Fl Free ETF ETF 78470E205 562 7,060 SH   SOLE   7,060 0 0
SPDR Nuveen Barclays Muni Bd ETF ETF 78468R721 0 1 SH   SOLE   1 0 0
SPDR S&P 500 ETF ETF 78462F103 1,305 3,292 SH   SOLE   2,378 0 914
SPDR S&P 500 Fossil Fl Fr ETF ETF 78468R796 1,504 15,313 SH   SOLE   15,313 0 0
SPDR S&P 600 Small Cap ETF ETF 78464A300 58 702 SH   SOLE   702 0 0
SPDR S&P Biotech ETF ETF 78464A870 1,269 9,352 SH   SOLE   9,352 0 0
SPDR S&P Dividend ETF ETF 78464A763 140 1,189 SH   SOLE   1,189 0 0
SPDR S&P Mid Cap 400 ETF ETF 78467Y107 238 500 SH   SOLE   300 0 200
SPDR Utility Select Sec ETF ETF 81369Y886 48 742 SH   SOLE   742 0 0
SPDR S&P Regional Banking ETF ETF 78464A698 30 450 SH   SOLE   450 0 0
SPDR SSGA Gender Diversity ETF ETF 78468R747 13 140 SH   SOLE   140 0 0
Splunk Inc COMMON 848637104 684 5,050 SH   SOLE   5,050 0 0
Spotify Technology SA COMMON L8681T102 11 40 SH   SOLE   40 0 0
Standex Int'l Corp. COMMON 854231107 97 1,020 SH   SOLE   1,020 0 0
Stanley Black & Decker COMMON 854502101 80 400 SH   SOLE   400 0 0
Starbucks COMMON 855244109 1,614 14,772 SH   SOLE   14,452 0 320
State Street Corp. COMMON 857477103 8 97 SH   SOLE   97 0 0
Stericycle Inc COMMON 858912108 1,457 21,577 SH   SOLE   21,070 0 507
Steris Corp. COMMON G8473T100 286 1,500 SH   SOLE   1,500 0 0
Stryker Corp. COMMON 863667101 37 150 SH   SOLE   150 0 0
Suncor Energy Inc. COMMON 867224107 16 789 SH   SOLE   789 0 0
Synchrony Financial COMMON 87165B103 444 10,919 SH   SOLE   10,919 0 0
Sysco Corp. COMMON 871829107 131 1,658 SH   SOLE   1,658 0 0
Taiwan Semiconductor ADR ADR 874039100 8,353 70,619 SH   SOLE   68,844 0 1,775
Take Two Interactv Sftwr COMMON 874054109 5 28 SH   SOLE   28 0 0
Target Corp. COMMON 87612E106 112 563 SH   SOLE   563 0 0
Tata Motors Ltd ADR ADR 876568502 570 27,397 SH   SOLE   27,397 0 0
Tegna Inc COMMON 87901J105 1 63 SH   SOLE   63 0 0
Telefonica ADR ADR 879382208 8 1,726 SH   SOLE   1,726 0 0
Teradata Corp COMMON 88076W103 88 2,293 SH   SOLE   2,293 0 0
Terex Corp COMMON 880779103 73 1,575 SH   SOLE   1,575 0 0
Tesla Motors COMMON 88160R101 2 3 SH   SOLE   3 0 0
Teva Pharma Ind ADR ADR 881624209 171 14,847 SH   SOLE   14,847 0 0
Texas Instruments Inc. COMMON 882508104 109 576 SH   SOLE   576 0 0
The Charles Schwab Corp. COMMON 808513105 7,632 117,093 SH   SOLE   113,760 0 3,333
The Travelers Companies Inc. COMMON 89417E109 913 6,073 SH   SOLE   6,073 0 0
Thermo Fisher Scientific COMMON 883556102 154 338 SH   SOLE   338 0 0
Thomson Reuters Corp COMMON 884903709 140 1,595 SH   SOLE   1,595 0 0
Thor Industries Inc COMMON 885160101 1,356 10,064 SH   SOLE   10,064 0 0
Tilray Inc COMMON 88688T100 1 59 SH   SOLE   59 0 0
Titan International Inc COMMON 88830M102 43 4,610 SH   SOLE   4,610 0 0
TJX Companies Inc COMMON 872540109 1 20 SH   SOLE   20 0 0
T-Mobile US Inc COMMON 872590104 6 51 SH   SOLE   51 0 0
Toronto-Dominion Bank COMMON 891160509 1,701 26,088 SH   SOLE   26,088 0 0
Toyota Motor Corp. ADR ADR 892331307 27 175 SH   SOLE   175 0 0
TPI Composites Inc COMMON 87266J104 842 14,930 SH   SOLE   14,930 0 0
Trane Technologies PLC COMMON G8994E103 256 1,545 SH   SOLE   1,545 0 0
TransCanada Corp. COMMON 87807B107 100 2,190 SH   SOLE   2,190 0 0
TransUnion COMMON 89400J107 1 15 SH   SOLE   15 0 0
Travel Leisure Ord COMMON 894164102 30 487 SH   SOLE   487 0 0
Travelcenters of America COMMON 89421B109 4 165 SH   SOLE   165 0 0
Truist Finl Corp Com COMMON 89832Q109 5 78 SH   SOLE   78 0 0
Tyson Foods Inc Class A COMMON 902494103 2 33 SH   SOLE   33 0 0
U S Bancorp COMMON 902973304 69 1,250 SH   SOLE   1,250 0 0
U S X-US Steel Group COMMON 912909108 12 450 SH   SOLE   450 0 0
Uber Technologies Inc COMMON 90353T100 79 1,456 SH   SOLE   1,456 0 0
UDR Inc COMMON 902653104 67 1,534 SH   SOLE   1,534 0 0
Unilever PLC ADR ADR 904767704 525 9,410 SH   SOLE   9,410 0 0
Union Pacific COMMON 907818108 265 1,204 SH   SOLE   980 0 224
United Continental Holdings Inc COMMON 910047109 11 183 SH   SOLE   183 0 0
United Parcel Service COMMON 911312106 81 474 SH   SOLE   474 0 0
Unitedhealth Group Inc. COMMON 91324P102 62 167 SH   SOLE   167 0 0
Unum Provident Corp. COMMON 91529Y106 186 6,691 SH   SOLE   6,691 0 0
V F Corp. COMMON 918204108 5 59 SH   SOLE   59 0 0
Valero Energy COMMON 91913Y100 1,465 20,455 SH   SOLE   19,646 0 809
Valvoline Inc COMMON 92047W101 1 33 SH   SOLE   33 0 0
Vaneck Vectors Gold Miners ETF ETF 92189F106 1,574 48,444 SH   SOLE   48,444 0 0
Vangard Russell 2000 ETF ETF 92206C664 34 193 SH   SOLE   193 0 0
Vanguard 500 ETF ETF 922908363 839 2,302 SH   SOLE   1,793 0 509
Vanguard Corp Bond ETF ETF 92206C409 4 54 SH   SOLE   54 0 0
Vanguard Developed Market ETF ETF 921943858 23,864 485,934 SH   SOLE   485,934 0 0
Vanguard Div Appreciation ETF ETF 921908844 502 3,413 SH   SOLE   3,413 0 0
Vanguard Emerg Mkt Bond ETF ETF 921946885 0 5 SH   SOLE   5 0 0
Vanguard Emerging Market ETF ETF 922042858 14,482 278,231 SH   SOLE   278,231 0 0
Vanguard ESG International Stock ETF ETF 921910725 3,617 58,944 SH   SOLE   58,944 0 0
Vanguard ESG US Corporate Bond ETF ETF 921910691 1,723 23,758 SH   SOLE   23,758 0 0
Vanguard ESG US Stock ETF ETF 921910733 4,573 62,013 SH   SOLE   62,013 0 0
Vanguard Extended Market ETF ETF 922908652 16 88 SH   SOLE   88 0 0
Vanguard FTSE All World ex US ETF ETF 922042775 269 4,435 SH   SOLE   4,435 0 0
Vanguard FTSE Pacific ETF ETF 922042866 7 91 SH   SOLE   91 0 0
Vanguard Growth ETF ETF 922908736 989 3,846 SH   SOLE   3,846 0 0
Vanguard High Dividend Yd ETF ETF 921946406 97 963 SH   SOLE   963 0 0
Vanguard Info Technology ETF ETF 92204A702 70 194 SH   SOLE   194 0 0
Vanguard Interm. Bond Idx ETF ETF 921937819 48 538 SH   SOLE   538 0 0
Vanguard Interm-Temp Corp Bd ETF ETF 92206C870 4 45 SH   SOLE   45 0 0
Vanguard Large-Cap ETF ETF 922908637 8 43 SH   SOLE   43 0 0
Vanguard Mid Cap Etf ETF 922908629 6 27 SH   SOLE   27 0 0
Vanguard Mid Cap Value ETF ETF 922908512 60 447 SH   SOLE   447 0 0
Vanguard Mid-Cap Growth ETF ETF 922908538 40 185 SH   SOLE   185 0 0
Vanguard MSCI Europe ETF ETF 922042874 12 186 SH   SOLE   186 0 0
Vanguard Muni Bond ETF ETF 922907746 2,753 50,392 SH   SOLE   43,079 0 7,313
Vanguard REIT ETF ETF 922908553 160 1,746 SH   SOLE   1,746 0 0
Vanguard Short-Term Bond ETF ETF 921937827 3,219 39,163 SH   SOLE   38,544 0 619
Vanguard Short-Term Treasury ETF ETF 92206C102 425 6,914 SH   SOLE   6,914 0 0
Vanguard Sh-Tm Inflat- Prot ETF ETF 922020805 166 3,221 SH   SOLE   3,221 0 0
Vanguard Small Cap Etf ETF 922908751 31 145 SH   SOLE   145 0 0
Vanguard Small Cap Growth ETF ETF 922908595 37 135 SH   SOLE   135 0 0
Vanguard Small Cap Value ETF ETF 922908611 26 155 SH   SOLE   155 0 0
Vanguard Total Int'l Bond Market ETF ETF 92203J407 15,227 266,575 SH   SOLE   263,783 0 2,792
Vanguard Total Stk Mkt ETF ETF 922908769 2,755 13,331 SH   SOLE   13,331 0 0
Vanguard Total U.S. Bond Market ETF ETF 921937835 27,999 330,492 SH   SOLE   327,828 0 2,664
Vanguard Total World Stock ETF ETF 922042742 5 53 SH   SOLE   53 0 0
Vanguard Value Index ETF ETF 922908744 174 1,321 SH   SOLE   1,321 0 0
Ventas REIT Inc REIT 92276F100 1,586 29,736 SH   SOLE   29,271 0 465
Verizon Communications Inc. COMMON 92343V104 4,780 82,207 SH   SOLE   80,134 0 2,073
Vertex Pharmaceuticals COMMON 92532F100 2 7 SH   SOLE   7 0 0
Vgrd Ftse All Wrld Ex US ETF ETF 922042718 10 79 SH   SOLE   79 0 0
VIACOMCBS CL COMMON 92556H206 19 432 SH   SOLE   432 0 0
Viatris Inc COMMON 92556V106 1 97 SH   SOLE   97 0 0
VictoryShares Nasdaq Next 50 ETF ETF 92647X806 29 928 SH   SOLE   928 0 0
Visa Inc COMMON 92826C839 2,030 9,587 SH   SOLE   9,409 0 178
Vistra Energy Corp COMMON 92840M102 213 12,073 SH   SOLE   10,069 0 2,004
Vodafone Group ADR ADR 92857W308 1,475 80,033 SH   SOLE   79,188 0 845
W. P. Carey & Co. LLC COMMON 92936U109 194 2,736 SH   SOLE   2,736 0 0
Walgreens Boots Alli COMMON 931427108 44 800 SH   SOLE   800 0 0
Wal-Mart Stores COMMON 931142103 877 6,456 SH   SOLE   6,456 0 0
Walt Disney Hldg COMMON 254687106 2,734 14,819 SH   SOLE   14,696 0 123
Wash Real Est Inv Tr MD REIT REIT 939653101 212 9,610 SH   SOLE   9,610 0 0
Watsco Inc COMMON 942622200 2 8 SH   SOLE   8 0 0
Watts Water Technologies COMMON 942749102 140 1,175 SH   SOLE   770 0 405
WEC Energy Group COMMON 92939U106 347 3,710 SH   SOLE   3,710 0 0
Wells Fargo & Co COMMON 949746101 27 699 SH   SOLE   699 0 0
Welltower Inc REIT REIT 95040Q104 107 1,500 SH   SOLE   1,500 0 0
Western Digital Corp. COMMON 958102105 225 3,364 SH   SOLE   3,364 0 0
Western Union Co COMMON 959802109 1,036 42,002 SH   SOLE   40,567 0 1,435
Westpac Banking ADR ADR 961214301 90 4,875 SH   SOLE   4,875 0 0
Weyerhaeuser Company COMMON 962166104 1,227 34,475 SH   SOLE   33,763 0 712
Whirlpool COMMON 963320106 2,308 10,473 SH   SOLE   10,473 0 0
WisdomTree Emerg Mk SmCap ETF ETF 97717W281 411 8,018 SH   SOLE   6,936 0 1,082
WisdomTree EmMkts ex-Stt-Ownd EntrprsETF ETF 97717X578 19 475 SH   SOLE   475 0 0
Wisdomtree Japan SmCap Div ETF ETF 97717W836 59 770 SH   SOLE   770 0 0
Wolverine World Wide Inc. COMMON 978097103 1,391 36,293 SH   SOLE   35,893 0 400
WPP COMMON 92937A102 2,747 42,994 SH   SOLE   42,451 0 543
Wyndham Hotels & Resorts Inc COMMON 98311A105 34 487 SH   SOLE   487 0 0
Xcel Energy Inc. COMMON 98389B100 124 1,860 SH   SOLE   1,860 0 0
Xylem Inc COMMON 98419M100 210 2,001 SH   SOLE   2,001 0 0
Yield10 Bioscience Inc COMMON 98585K862 3 242 SH   SOLE   242 0 0
Yum China Hldgs Inc Com COMMON 98850P109 1,243 20,986 SH   SOLE   20,760 0 226
Zimmer Biomet Holdings Inc. COMMON 98956P102 24 153 SH   SOLE   153 0 0
Zoetis Inc COMMON 98978V103 3 22 SH   SOLE   22 0 0
Zoom video communications-A COMMON 98980L101 74 230 SH   SOLE   230 0 0