The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
Apple Inc. Common 037833100 983 10,287 SH   SOLE   10,127 0 160
Atlas Air Worldwide Hldg Common 049164205 381 9,200 SH   SOLE   9,025 0 175
AbbVie Inc. Common 00287Y109 351 5,662 SH   SOLE   5,662 0 0
Amerisource Bergen Corp. Common 03073E105 47 589 SH   SOLE   589 0 0
Abbott Laboratories Common 002824100 388 9,861 SH   SOLE   9,861 0 0
Barrick Gold Common 067901108 17 800 SH   SOLE   800 0 0
Acco Brands Corp Common 00081T108 579 56,010 SH   SOLE   56,010 0 0
Accenture Ltd Cl A F Common G1151C101 14 125 SH   SOLE   125 0 0
ACNB Corporation Common 000868109 156 6,229 SH   SOLE   6,229 0 0
Archer-Daniels-Midland Inc. Common 039483102 263 6,139 SH   SOLE   5,116 0 1,023
Auto Data Processing Common 053015103 11 125 SH   SOLE   125 0 0
Amer Electric Pwr Co Inc Common 025537101 33 475 SH   SOLE   475 0 0
Aetna Inc. Common 00817Y108 5 38 SH   SOLE   38 0 0
Agco Corp. Common 001084102 665 14,120 SH   SOLE   13,530 0 590
Allergan Inc. Common G0177J108 19 81 SH   SOLE   81 0 0
Agrium Inc Common 008916108 58 645 SH   SOLE   645 0 0
Allstate Common 020002101 100 1,426 SH   SOLE   1,426 0 0
Affiliated Managers Group Common 008252108 4 28 SH   SOLE   28 0 0
Amgen Incorporated Common 031162100 181 1,191 SH   SOLE   1,191 0 0
Amkor Technology Inc Common 031652100 1,036 180,123 SH   SOLE   180,123 0 0
Amarin Corp Plc New ADR ADR 023111206 2 1,075 SH   SOLE   1,075 0 0
America Movil L ADR ADR 02364W105 238 19,383 SH   SOLE   19,383 0 0
Amazon.Com Common 023135106 55 77 SH   SOLE   77 0 0
Anthem Inc Common 036752103 26 200 SH   SOLE   200 0 0
Apache Corporation Common 037411105 188 3,375 SH   SOLE   3,375 0 0
Anadarko Petroleum Common 032511107 16 308 SH   SOLE   308 0 0
Air Products & Chemicals Inc. Common 009158106 111 781 SH   SOLE   781 0 0
Apricus Biosciences Inc Common 03832V109 0 1,000 SH   SOLE   1,000 0 0
Arrowhead Pharma Inc Common 042797209 3 470 SH   SOLE   470 0 0
Astec Industries Common 046224101 1,038 18,495 SH   SOLE   18,302 0 193
Athenahealth Inc Common 04685W103 57 415 SH   SOLE   415 0 0
Avon Products Inc Common 054303102 8 2,015 SH   SOLE   2,015 0 0
American Express Company Common 025816109 172 2,831 SH   SOLE   2,831 0 0
AstraZeneca plc ADR ADR 046353108 997 33,010 SH   SOLE   33,010 0 0
Boeing Co. Common 097023105 1,610 12,394 SH   SOLE   12,314 0 80
Natus Medical Inc Common 639050103 45 1,200 SH   SOLE   1,200 0 0
Bank of America Corp Common 060505104 18 1,342 SH   SOLE   1,342 0 0
Baxter International Common 071813109 742 16,419 SH   SOLE   16,419 0 0
BBCN Bancorp Inc. Common 073295107 204 13,645 SH   SOLE   13,645 0 0
BB&T Corp Common 054937107 82 2,301 SH   SOLE   2,178 0 123
BCE Inc. Common 05534B760 430 9,096 SH   SOLE   8,160 0 936
Barclays Bk Plc ADR ADR 06738E204 40 5,320 SH   SOLE   5,320 0 0
Belden Inc Common 077454106 6 100 SH   SOLE   100 0 0
Becton Dickinson & Co Common 075887109 114 670 SH   SOLE   670 0 0
Baidu Inc ADR ADR 056752108 980 5,935 SH   SOLE   5,935 0 0
Biogen Idec Inc Common 09062X103 127 525 SH   SOLE   525 0 0
Vanguard Bond Index ETF ETF 921937819 26 290 SH   SOLE   290 0 0
Bank of New York Mellon Common 064058100 69 1,785 SH   SOLE   1,785 0 0
Barnes & Noble, Inc. Common 067774109 543 47,845 SH   SOLE   47,845 0 0
Banco Latinoamericano Common P16994132 3,947 148,938 SH   SOLE   146,698 0 2,240
Biomarin Pharmaceutical Inc Common 09061G101 16 200 SH   SOLE   200 0 0
Bristol Myers Common 110122108 2,451 33,327 SH   SOLE   33,077 0 250
Vanguard Total Bond Mkt ETF ETF 921937835 8,384 99,459 SH   SOLE   98,976 0 483
Vanguard Total Int'l Bond Idx ETF ETF 92203J407 3 45 SH   SOLE   45 0 0
Barnes & Noble Education Common 06777U101 279 27,455 SH   SOLE   27,455 0 0
Bank Of Nova Scotia Common 064149107 4 85 SH   SOLE   85 0 0
BP Amoco plc ADR ADR 055622104 32 911 SH   SOLE   911 0 0
Popular Inc Common 733174700 185 6,305 SH   SOLE   6,305 0 0
Berkshire Hathaway Cl B Common 084670702 462 3,188 SH   SOLE   2,888 0 300
Vanguard Short Term Bd Idx ETF ETF 921937827 2,565 31,646 SH   SOLE   31,609 0 37
Borg Warner Inc Common 099724106 6 200 SH   SOLE   200 0 0
Blackstone Group Lp Common 09253U108 5 200 SH   SOLE   200 0 0
Citigroup Common 172967424 453 10,694 SH   SOLE   10,524 0 170
China Automotive Systems Inc Common 16936R105 218 67,525 SH   SOLE   67,525 0 0
Canon Inc ADR ADR 138006309 603 21,090 SH   SOLE   21,090 0 0
Caterpillar Common 149123101 1,158 15,271 SH   SOLE   15,271 0 0
Chubb Limited Common H1467J104 105 804 SH   SOLE   804 0 0
CBRE Group Inc. Common 12504L109 134 5,055 SH   SOLE   5,055 0 0
Community Bank System Common 203607106 690 16,785 SH   SOLE   15,785 0 1,000
Chemours Co LLC Common 163851108 1 120 SH   SOLE   120 0 0
Calgon Carbon Corp. Common 129603106 92 6,990 SH   SOLE   6,990 0 0
Care Capital Properties Common 141624106 13 511 SH   SOLE   511 0 0
CDK Global Inc Common 12508E101 0 8 SH   SOLE   8 0 0
Celgene Corporation Common 151020104 20 200 SH   SOLE   200 0 0
Cerner Corp Common 156782104 17 295 SH   SOLE   295 0 0
Guggenheim S&P Global Water In ETF 18383Q507 6 195 SH   SOLE   195 0 0
The Aberdeen Chile Fund Common 00301W105 3 442 SH   SOLE   442 0 0
Chemed Corp. Common 16359R103 1,144 8,395 SH   SOLE   8,395 0 0
Charter Communications INC COM Common 16117M305 249 1,091 SH   SOLE   1,091 0 0
Cigna Corp Common 125509109 105 817 SH   SOLE   817 0 0
iShares Barclays Int Credit Bd ETF ETF 464288638 113 1,012 SH   SOLE   1,012 0 0
Colgate-Palmolive Common 194162103 109 1,490 SH   SOLE   1,490 0 0
Clorox Company Common 189054109 28 200 SH   SOLE   200 0 0
Comcast Corp. Common 20030N101 64 984 SH   SOLE   984 0 0
CME Group Inc. Common 12572Q105 441 4,530 SH   SOLE   4,530 0 0
Capstead Mortgage Cp New Common 14067E506 12 1,245 SH   SOLE   1,245 0 0
C N A Financial Corp Common 126117100 6 189 SH   SOLE   189 0 0
Canadian Natl Ry Co Common 136375102 6 100 SH   SOLE   100 0 0
Centerpoint Energy Inc Common 15189T107 295 12,285 SH   SOLE   11,285 0 1,000
Coherent, Inc. Common 192479103 5 50 SH   SOLE   50 0 0
Rockwell Collins Inc Common 774341101 68 802 SH   SOLE   802 0 0
Conoco Phillips Common 20825C104 830 19,034 SH   SOLE   19,034 0 0
Costco Common 22160K105 2,315 14,740 SH   SOLE   14,640 0 100
Campbell Soup Common 134429109 43 640 SH   SOLE   640 0 0
California Res Corp Common 13057Q107 0 8 SH   SOLE   8 0 0
Cisco Systems, Inc. Common 17275R102 2,639 91,981 SH   SOLE   89,161 0 2,820
CSX Corp Common 126408103 45 1,708 SH   SOLE   1,708 0 0
CenturyLink Inc Common 156700106 1,076 37,091 SH   SOLE   36,896 0 195
Cognizant Tech Solutions Common 192446102 13 225 SH   SOLE   225 0 0
Convergys Corp Common 212485106 4 150 SH   SOLE   150 0 0
CVS Corp Common 126650100 19 200 SH   SOLE   200 0 0
Chevron Corp. Common 166764100 730 6,961 SH   SOLE   6,961 0 0
SPDR MSCI Acwi Ex-US ETF ETF 78463X848 2 81 SH   SOLE   81 0 0
Cemex ADR ADR 151290889 45 7,281 SH   SOLE   6,442 0 839
Dominion Resources Common 25746U109 327 4,192 SH   SOLE   4,192 0 0
Daktronics Inc Common 234264109 494 79,095 SH   SOLE   79,095 0 0
Powershs Db Commdty Indx ETF ETF 73935S105 22 1,463 SH   SOLE   1,463 0 0
Diebold Common 253651103 142 5,722 SH   SOLE   5,722 0 0
Dbv Technologies ADR 23306J101 11 340 SH   SOLE   340 0 0
E I DuPont Common 263534109 170 2,619 SH   SOLE   2,619 0 0
3d Systems Corp Common 88554D205 1 100 SH   SOLE   100 0 0
Deere & Company Common 244199105 241 2,968 SH   SOLE   2,968 0 0
Wisdomtree Japan Smallcap Div. Common 97717W836 86 1,550 SH   SOLE   1,550 0 0
WisdomTree Emerg Mk SmCap ETF ETF 97717W281 3,573 92,228 SH   SOLE   89,825 0 2,403
Danaher Corp Common 235851102 15 150 SH   SOLE   150 0 0
Walt Disney Hldg Common 254687106 202 2,070 SH   SOLE   2,070 0 0
Digital Realty Trust REIT REIT 253868103 647 5,935 SH   SOLE   5,805 0 130
Dow Chemical Common 260543103 350 7,041 SH   SOLE   7,041 0 0
Duke Energy Corp. Common 26441C204 2,649 30,872 SH   SOLE   30,872 0 0
Devry Inc. Common 251893103 52 2,930 SH   SOLE   2,930 0 0
Devon Energy Corp Common 25179M103 783 21,592 SH   SOLE   21,107 0 485
iShares Select Dividend Idx ETF ETF 464287168 34 400 SH   SOLE   400 0 0
Wisdomtree Japan Hedged ETF 97717W851 4 106 SH   SOLE   106 0 0
Ecolab Inc. Common 278865100 36 300 SH   SOLE   300 0 0
EGshares EM Consumer ETF ETF 268461779 18 758 SH   SOLE   758 0 0
Consolidated Edison Inc. Common 209115104 130 1,613 SH   SOLE   1,613 0 0
New Oriental Ed ADR ADR 647581107 25 590 SH   SOLE   590 0 0
iShares MSCI Emerging Market E ETF 464287234 12 349 SH   SOLE   349 0 0
iShares MSCI Emerg Small ETF ETF 464286475 1 22 SH   SOLE   22 0 0
iShares MSCI EAFE ETF ETF 464287465 216 3,876 SH   SOLE   3,876 0 0
Edison International Common 281020107 72 933 SH   SOLE   551 0 382
EMC Corporation Common 268648102 8 300 SH   SOLE   300 0 0
Emerson Electric Co. Common 291011104 1,429 27,398 SH   SOLE   26,747 0 651
Enterprise Products Prtn LP Common 293792107 26 890 SH   SOLE   890 0 0
Equity Residential Prop. REIT REIT 29476L107 408 5,928 SH   SOLE   5,928 0 0
Equitable Resources Common 26884L109 70 900 SH   SOLE   900 0 0
Ensco Plc Common G3157S106 62 6,425 SH   SOLE   6,215 0 210
Eaton Corp. Common G29183103 4 68 SH   SOLE   68 0 0
Entergy Corporation Common 29364G103 21 258 SH   SOLE   258 0 0
Eaton Vance Tax Mgd Glbl Common 27829C105 40 3,887 SH   SOLE   3,887 0 0
East West Bancorp Common 27579R104 1,003 29,355 SH   SOLE   29,355 0 0
iShares MSCI Japan Index ETF ETF 464286848 85 7,365 SH   SOLE   7,365 0 0
iShares MSCI Taiwan Index ETF ETF 464286731 397 28,235 SH   SOLE   28,235 0 0
iShares MSCI Brazil Free Index ETF 464286400 8 275 SH   SOLE   275 0 0
Exelon Corp. Common 30161N101 23 627 SH   SOLE   627 0 0
Expeditors Int'l of Washington Common 302130109 105 2,150 SH   SOLE   2,150 0 0
Facebook Inc Class A Common 30303M102 62 540 SH   SOLE   540 0 0
Fortune Brands Home & Security Common 34964C106 18 306 SH   SOLE   306 0 0
Fibria Celulose S.A. ADR ADR 31573A109 7 1,009 SH   SOLE   1,009 0 0
Freeport McMoran Copper & Gold Common 35671D857 7 670 SH   SOLE   670 0 0
Fedex Corporation Common 31428X106 212 1,397 SH   SOLE   1,397 0 0
Flextronics International Ltd. Common Y2573F102 771 65,340 SH   SOLE   63,995 0 1,345
Foundation Medicine Common 350465100 6 335 SH   SOLE   335 0 0
First Tr Mid Cap Value ETF ETF 33737M201 10 360 SH   SOLE   360 0 0
First Bancorp Inc Me Common 31866P102 15 710 SH   SOLE   710 0 0
Formfactor Inc Common 346375108 3 350 SH   SOLE   350 0 0
iShares Tr China 25 Index ETF ETF 464287184 58 1,703 SH   SOLE   1,703 0 0
Gannett Spinco Inc Common 36473H104 9 662 SH   SOLE   662 0 0
Sanofi 12/31/2020 RIGHTS Rights 80105N113 0 30 SH   SOLE   30 0 0
Vaneck Vectors Gold Miners ETF ETF 57060U100 853 30,789 SH   SOLE   30,704 0 85
General Electric Co. Common 369604103 5,796 184,132 SH   SOLE   180,981 0 3,151
Guess Inc Common 401617105 409 27,160 SH   SOLE   27,160 0 0
Gilead Sciences Inc Common 375558103 8 100 SH   SOLE   100 0 0
General Mills, Inc. Common 370334104 133 1,866 SH   SOLE   1,866 0 0
SPDR Gold Trust ETF ETF 78463V107 927 7,333 SH   SOLE   7,333 0 0
Corning Common 219350105 4,031 196,809 SH   SOLE   196,809 0 0
General Motors Common 37045V100 1 42 SH   SOLE   0 0 42
SPDR S&P Emerging Asia Pac ETF ETF 78463X301 3 44 SH   SOLE   44 0 0
General Motors Cl A 16wt WARRANTS 37045V118 1 37 SH   SOLE   37 0 0
General Motors Cl B 19wt WARRANTS 37045V126 0 37 SH   SOLE   37 0 0
Alphabet, Inc Cl C Common 02079K107 1,464 2,115 SH   SOLE   2,078 0 37
Alphabet, Inc. Cl A Common 02079K305 158 225 SH   SOLE   225 0 0
Global Payments Inc Common 37940X102 24 334 SH   SOLE   334 0 0
Gopro Inc Common 38268T103 0 5 SH   SOLE   5 0 0
Goldman Sachs Group Inc Common 38141G104 159 1,067 SH   SOLE   1,067 0 0
Glaxo Smithkline ADR ADR 37733W105 1,162 26,807 SH   SOLE   26,362 0 445
Global Sources Limited Common G39300101 437 47,650 SH   SOLE   47,650 0 0
Gw Pharmaceutic Plc Common 36197T103 3 30 SH   SOLE   30 0 0
Halliburton Company Common 406216101 199 4,384 SH   SOLE   4,384 0 0
Welltower Inc. Common 95040Q104 99 1,300 SH   SOLE   1,300 0 0
Healthcare Services Group (Bui Common 421906108 17 400 SH   SOLE   400 0 0
Home Depot Common 437076102 61 481 SH   SOLE   481 0 0
WisdomTree Europe Hedg. Eq. ET ETF 97717X701 4 81 SH   SOLE   81 0 0
Honda Motor Co. ADR ADR 438128308 402 15,880 SH   SOLE   15,880 0 0
Hologic Inc Common 436440101 14 400 SH   SOLE   400 0 0
Honeywell International Common 438516106 2 20 SH   SOLE   20 0 0
HSBC Holdings PLC ADR ADR 404280406 26 832 SH   SOLE   832 0 0
Harsco Common 415864107 134 20,230 SH   SOLE   20,230 0 0
Schein Henry Inc. Common 806407102 18 100 SH   SOLE   100 0 0
Humana Common 444859102 428 2,378 SH   SOLE   2,378 0 0
Halyard Health Inc Common 40650V100 1 39 SH   SOLE   39 0 0
iShares NASDAQ Biotech ETF ETF 464287556 738 2,868 SH   SOLE   2,868 0 0
IBM Corp. Common 459200101 3,484 22,951 SH   SOLE   22,537 0 414
ICICI Bank Ltd. ADR ADR 45104G104 5 690 SH   SOLE   690 0 0
iShares Cohen & Steer Realty E ETF 464287564 12 108 SH   SOLE   108 0 0
IdaCorp Inc. Common 451107106 20 250 SH   SOLE   250 0 0
Idexx Labs Inc. Common 45168D104 19 200 SH   SOLE   200 0 0
iShares Barclays 3-7 Treasury ETF 464288661 164 1,286 SH   SOLE   1,286 0 0
iShares Tr S&P Europe 350 ETF ETF 464287861 62 1,648 SH   SOLE   1,648 0 0
India Fund Common 454089103 90 3,691 SH   SOLE   3,691 0 0
iShares S&P Midcap 400 Value E ETF 464287705 10 79 SH   SOLE   79 0 0
iShares S&P Sm Cap Idx 600 ETF ETF 464287804 125 1,072 SH   SOLE   709 0 363
Illumina Inc Common 452327109 2 17 SH   SOLE   17 0 0
Ingles Markets Inc Cl A Common 457030104 10 275 SH   SOLE   275 0 0
Imperial Oil Ltd Common 453038408 272 8,615 SH   SOLE   8,615 0 0
Intel Corp. Common 458140100 394 12,006 SH   SOLE   12,006 0 0
Invensense Inc Common 46123D205 1 180 SH   SOLE   180 0 0
International Paper Common 460146103 28 666 SH   SOLE   666 0 0
Ingersoll Rand Co. Cl A Common G47791101 66 1,030 SH   SOLE   1,030 0 0
New Ireland Fund Inc. Common 645673104 2 158 SH   SOLE   158 0 0
ITC Holdings Corp Common 465685105 738 15,759 SH   SOLE   15,225 0 534
Integer Holdings Corp Common 45826H109 669 21,634 SH   SOLE   21,634 0 0
Itron Inc. Common 465741106 74 1,720 SH   SOLE   1,720 0 0
iShares S&P 500 Value Indx ETF ETF 464287408 11 121 SH   SOLE   121 0 0
iShares S&P 500 Index ETF ETF 464287200 263 1,249 SH   SOLE   1,249 0 0
iShares Russell 1000 Growth ET ETF 464287614 7 66 SH   SOLE   66 0 0
Ishares Trust Russell 2000 Ind ETF 464287655 9 75 SH   SOLE   75 0 0
Ishares Russell 2000 Value ETF ETF 464287630 8 79 SH   SOLE   79 0 0
JetBlue Airways Corp. Common 477143101 84 5,090 SH   SOLE   5,090 0 0
Johnson & Johnson Common 478160104 1,578 13,010 SH   SOLE   12,256 0 754
JP Morgan Chase & Co Common 46625H100 1,328 21,373 SH   SOLE   20,631 0 742
John Wiley & Son Cl A Common 968223206 378 7,240 SH   SOLE   7,240 0 0
Kellogg Company Common 487836108 21 256 SH   SOLE   256 0 0
Kraft Heinz Company Common 500754106 992 11,216 SH   SOLE   10,531 0 685
Kimberly-Clark Corp. Common 494368103 157 1,145 SH   SOLE   1,145 0 0
Kinder Morgan Inc. Common 49456B101 58 3,110 SH   SOLE   3,110 0 0
Coca-Cola Co Common 191216100 2,741 60,458 SH   SOLE   59,098 0 1,360
Kohls Corp. Common 500255104 131 3,455 SH   SOLE   3,455 0 0
Kansas City Southern Common 485170302 26 285 SH   SOLE   285 0 0
Key Technology Inc Common 493143101 3 320 SH   SOLE   320 0 0
Laboratory Corp of America Hld Common 50540R409 19 144 SH   SOLE   25 0 119
Eli Lilly & Co. Common 532457108 338 4,298 SH   SOLE   4,298 0 0
Lockheed Martin Common 539830109 9 35 SH   SOLE   35 0 0
Linkedin Corp Common 53578A108 19 100 SH   SOLE   100 0 0
Alliant Energy Corp Common 018802108 828 20,845 SH   SOLE   20,845 0 0
Lpath Inc New Common 548910405 1 280 SH   SOLE   280 0 0
Lake Sunapee Bank Gr Common 510866106 13 770 SH   SOLE   770 0 0
Merchants Bancshares Common 588448100 286 9,372 SH   SOLE   9,372 0 0
McDonald's Corp Common 580135101 225 1,871 SH   SOLE   1,871 0 0
McKesson Corp. Common 58155Q103 975 5,223 SH   SOLE   5,073 0 150
Mercury General Corp. Common 589400100 24 450 SH   SOLE   450 0 0
Mondelez Int'l Inc. Common 609207105 799 17,566 SH   SOLE   17,226 0 340
McDermott International Inc. Common 580037109 61 12,295 SH   SOLE   12,295 0 0
Medtronic Inc. Common G5960L103 1,395 16,073 SH   SOLE   15,933 0 140
Middlebury National Corp Common 596237107 9 300 SH   SOLE   300 0 0
SPDR S&P Mid Cap 400 ETF ETF 78467Y107 123 450 SH   SOLE   250 0 200
M K S Instruments Inc. Common 55306N104 382 8,865 SH   SOLE   8,865 0 0
3M Company Common 88579Y101 317 1,812 SH   SOLE   1,812 0 0
Magellan Midstream Ptnrs Common 559080106 14 180 SH   SOLE   180 0 0
Altria Group Inc. Common 02209S103 24 350 SH   SOLE   350 0 0
Monsanto Co. Common 61166W101 490 4,736 SH   SOLE   4,736 0 0
Marathon Petroleum Corp Common 56585A102 70 1,836 SH   SOLE   1,836 0 0
Melco Crown Entertainment ADR ADR 585464100 573 45,545 SH   SOLE   44,630 0 915
Merck Common 58933Y105 1,630 28,292 SH   SOLE   27,354 0 938
Marathon Oil Corp Common 565849106 25 1,636 SH   SOLE   1,636 0 0
Microsoft Common 594918104 3,644 71,218 SH   SOLE   69,713 0 1,505
Motors Liq Co GUC Tr Common 62010U101 0 10 SH   SOLE   0 0 10
Noble Energy Inc Common 655044105 10 270 SH   SOLE   270 0 0
Nabors Industries Ltd. Common G6359F103 40 4,000 SH   SOLE   4,000 0 0
NCR Corporation Common 62886E108 1,999 71,997 SH   SOLE   70,357 0 1,640
Nextera Energy Common 65339F101 223 1,707 SH   SOLE   1,707 0 0
National Grid Plc ADR ADR 636274300 683 9,195 SH   SOLE   9,195 0 0
Nike, Inc. Common 654106103 28 500 SH   SOLE   500 0 0
Annaly Mortgage Mgmt REIT REIT 035710409 46 4,140 SH   SOLE   4,140 0 0
Northrop Grumman Corp Common 666807102 183 824 SH   SOLE   824 0 0
National Oilwell Varco Common 637071101 418 12,435 SH   SOLE   12,435 0 0
Nissan Motor ADR ADR 654744408 51 2,850 SH   SOLE   2,850 0 0
Norfolk Southern Common 655844108 96 1,130 SH   SOLE   1,130 0 0
Nestle S A ADR ADR 641069406 12 150 SH   SOLE   150 0 0
Nuance Communication Inc. Common 67020Y100 33 2,127 SH   SOLE   2,127 0 0
Nucor Corp Common 670346105 53 1,064 SH   SOLE   1,064 0 0
Nuveen Mun Value Fd Inc. Common 670928100 46 4,270 SH   SOLE   2,072 0 2,198
Novartis Ag ADR ADR 66987V109 7 80 SH   SOLE   80 0 0
Nuvectra Corp Common 67075N108 9 1,212 SH   SOLE   1,212 0 0
Newell Rubbermaid Common 651229106 22 450 SH   SOLE   450 0 0
New York Times Co Cl A Common 650111107 6 500 SH   SOLE   500 0 0
Corp Office Pptys REIT REIT 22002T108 12 400 SH   SOLE   400 0 0
Oceaneering Int'l Inc Common 675232102 1 50 SH   SOLE   50 0 0
Oneok Inc New Common 682680103 1,123 23,660 SH   SOLE   23,660 0 0
Olin Corp Common 680665205 68 2,728 SH   SOLE   2,728 0 0
Orbotech Ltd Common M75253100 57 2,245 SH   SOLE   2,245 0 0
Oracle Common 68389X105 46 1,130 SH   SOLE   1,130 0 0
Occidental Petroleum Corp. Common 674599105 13 175 SH   SOLE   175 0 0
Plains All American LP Common 726503105 26 940 SH   SOLE   940 0 0
Verifone Systems Inc Common 92342Y109 1,599 86,240 SH   SOLE   85,175 0 1,065
Peoples United Finl Inc Common 712704105 3,588 244,723 SH   SOLE   242,963 0 1,760
Pitney Bowes Inc Common 724479100 18 1,000 SH   SOLE   1,000 0 0
Public Sv Enterprise Common 744573106 286 6,135 SH   SOLE   6,135 0 0
Pepsico, Inc. Common 713448108 536 5,063 SH   SOLE   5,063 0 0
Powershs HY Equity Div ETF ETF 73935X302 6 383 SH   SOLE   383 0 0
Pfizer Inc. Common 717081103 4,764 135,289 SH   SOLE   133,515 0 1,774
Procter & Gamble Common 742718109 1,390 16,419 SH   SOLE   16,181 0 238
Parker Hannifin Corp Common 701094104 143 1,321 SH   SOLE   1,321 0 0
Kon Philips Electric NV Common 500472303 113 4,539 SH   SOLE   4,539 0 0
Photronics Inc. Common 719405102 18 2,000 SH   SOLE   2,000 0 0
Plantronics Inc. Common 727493108 578 13,136 SH   SOLE   13,136 0 0
Philip Morris Intl Inc Common 718172109 69 677 SH   SOLE   677 0 0
PNC Financial Services Group I Common 693475105 161 1,980 SH   SOLE   1,980 0 0
Pentair PLC Common G7S00T104 215 3,685 SH   SOLE   3,685 0 0
Potash Corp Sask Inc Common 73755L107 994 61,200 SH   SOLE   59,915 0 1,285
P P G Industries Inc. Common 693506107 459 4,411 SH   SOLE   4,411 0 0
PPL Corporation Common 69351T106 12 306 SH   SOLE   306 0 0
PRA Group Inc Common 69354N106 14 600 SH   SOLE   600 0 0
Powershares FTSE RAFI ETF ETF 73935X583 68 754 SH   SOLE   754 0 0
Parexel International Corp. Common 699462107 2,080 33,071 SH   SOLE   32,396 0 675
Public Storage, Inc. Common 74460D109 87 339 SH   SOLE   339 0 0
Phillips 66 SHS Common 718546104 689 8,685 SH   SOLE   8,685 0 0
Patterson-UTI Energy Inc. Common 703481101 70 3,285 SH   SOLE   3,285 0 0
Praxair Inc. Common 74005P104 52 460 SH   SOLE   460 0 0
Qualcomm Inc. Common 747525103 13 250 SH   SOLE   250 0 0
Qiagen N V Common N72482107 2 100 SH   SOLE   100 0 0
PowerShares QQQ Trust Sr 1 ETF ETF 73935A104 8 73 SH   SOLE   73 0 0
Qorvo Inc Common 74736K101 1,183 21,408 SH   SOLE   21,408 0 0
Quality Systems Inc Common 747582104 165 13,830 SH   SOLE   13,830 0 0
Royal Dutch Shell ADR ADR 780259206 2,185 39,570 SH   SOLE   39,220 0 350
Dr Reddys Labs ADR ADR 256135203 849 16,572 SH   SOLE   15,180 0 1,392
Transocean Sedco Fore Common H8817H100 217 18,292 SH   SOLE   18,292 0 0
Royce Micro-Cap Trust Common 780915104 24 3,329 SH   SOLE   3,329 0 0
Cohen & Steers Reit & Pfd Inc Common 19247X100 5 262 SH   SOLE   262 0 0
Rockwell Automation Common 773903109 95 824 SH   SOLE   824 0 0
Roper Industries Inc Common 776696106 13 75 SH   SOLE   75 0 0
Republic Services Inc Common 760759100 43 837 SH   SOLE   837 0 0
Rydex S&P 500 Eq Wgt ETF ETF 78355W106 40 500 SH   SOLE   500 0 0
Guggenheim S&P 500 Weight Mate ETF 40167M106 12 142 SH   SOLE   142 0 0
Raytheon Company New Common 755111507 81 595 SH   SOLE   595 0 0
SPDR DJ Wilshire Intl Real Est ETF 78463X749 3 78 SH   SOLE   78 0 0
Guggenheim S&P500 EqWt ETF ETF 78355W866 12 208 SH   SOLE   208 0 0
Rayonier Inc REIT REIT 754907103 3 97 SH   SOLE   97 0 0
Banco Santander SA ADR ADR 05964H105 206 52,468 SH   SOLE   52,468 0 0
Companhia de Saneamento ADR ADR 20441A102 5 600 SH   SOLE   600 0 0
Starbucks Common 855244109 29 500 SH   SOLE   500 0 0
Schwab U.S. Broad Mkt ETF ETF 808524102 17,123 340,416 SH   SOLE   338,783 0 1,633
Schwab US Div Equity ETF ETF 808524797 48 1,168 SH   SOLE   1,168 0 0
Schw Emg Mkt Eq ETF ETF 808524706 9 446 SH   SOLE   446 0 0
Schwab Int'l Equity ETF ETF 808524805 7,162 264,171 SH   SOLE   263,825 0 346
Schnitzer Stl Inds Cl A Common 806882106 87 4,915 SH   SOLE   4,915 0 0
The Charles Schwab Corp. Common 808513105 3,249 128,351 SH   SOLE   125,661 0 2,690
Sch US Agg Bnd Etf ETF 808524839 3 64 SH   SOLE   64 0 0
SPDR S&P Dividend ETF ETF 78464A763 128 1,530 SH   SOLE   1,530 0 0
Spectra Energy Corp Common 847560109 9 240 SH   SOLE   240 0 0
Shire Plc Adr ADR 82481R106 436 2,371 SH   SOLE   2,371 0 0
Silicon Motion Tech ADR ADR 82706C108 53 1,105 SH   SOLE   1,105 0 0
J M Smuckers Co. Common 832696405 6 41 SH   SOLE   41 0 0
SK Telecom Ltd ADR ADR 78440P108 101 4,810 SH   SOLE   4,810 0 0
Skywest Inc Common 830879102 823 31,085 SH   SOLE   31,085 0 0
Schlumberger Limited Common 806857108 1,300 16,439 SH   SOLE   16,099 0 340
iShares Silver Trust ETF ETF 46428Q109 8 446 SH   SOLE   446 0 0
Silver Wheaton Corp Common 828336107 5 200 SH   SOLE   200 0 0
SPDR S&P 600 Small Cap ETF ETF 78464A300 31 313 SH   SOLE   313 0 0
Sony Corp. ADR ADR 835699307 1,406 47,900 SH   SOLE   47,900 0 0
Sunesis Pharma Inc New Common 867328601 1 1,000 SH   SOLE   1,000 0 0
Southern Company Common 842587107 262 4,892 SH   SOLE   4,892 0 0
Sonoco Products Common 835495102 418 8,412 SH   SOLE   7,645 0 767
Staples Inc. Common 855030102 623 72,289 SH   SOLE   69,884 0 2,405
SPDR S&P 500 ETF ETF 78462F103 519 2,479 SH   SOLE   1,529 0 950
Stericycle Inc Common 858912108 10 100 SH   SOLE   100 0 0
Sempra Energy Common 816851109 40 351 SH   SOLE   351 0 0
Steris Corp. Common 859152100 115 1,670 SH   SOLE   1,670 0 0
Sunopta Inc Common 8676EP108 5 1,087 SH   SOLE   1,087 0 0
Pimco 1-5 yr US TIP ETF ETF 72201R205 16 300 SH   SOLE   300 0 0
Seagate Technology PLC Common G7945M107 2,353 96,577 SH   SOLE   94,548 0 2,029
Constellation Brand Cl A Common 21036P108 22 130 SH   SOLE   130 0 0
Suncor Energy Inc. Common 867224107 67 2,424 SH   SOLE   2,424 0 0
Skyworks Solutions Inc. Common 83088M102 27 421 SH   SOLE   421 0 0
Standex Int'l Corp. Common 854231107 69 830 SH   SOLE   830 0 0
Synchrony Financial Common 87165B103 319 12,610 SH   SOLE   12,610 0 0
Stryker Corp. Common 863667101 41 340 SH   SOLE   340 0 0
Synutra International Common 87164C102 13 3,300 SH   SOLE   3,300 0 0
AT&T Inc. Common 00206R102 2,703 62,552 SH   SOLE   62,552 0 0
Toronto-Dominion Bank Common 891160509 466 10,858 SH   SOLE   10,858 0 0
Teradata Corp Common 88076W103 209 8,333 SH   SOLE   8,333 0 0
Tidewater Inc. Common 886423102 36 8,109 SH   SOLE   8,109 0 0
Telefonica ADR ADR 879382208 211 22,272 SH   SOLE   22,272 0 0
Teva Pharma Ind ADR ADR 881624209 1,377 27,416 SH   SOLE   27,286 0 130
Terex Corp Common 880779103 810 39,885 SH   SOLE   39,885 0 0
Tegna Inc Common 87901J105 90 3,880 SH   SOLE   3,880 0 0
Time Inc. Common 887228104 0 6 SH   SOLE   6 0 0
iShares TIPS Bond ETF ETF 464287176 821 7,040 SH   SOLE   6,984 0 56
Toyota Motor Corp. ADR ADR 892331307 2 23 SH   SOLE   23 0 0
Total SA ADR ADR 89151E109 20 415 SH   SOLE   415 0 0
Thomson Reuters Corp Common 884903105 766 18,940 SH   SOLE   18,940 0 0
T. Rowe Price Associates Common 74144T108 30 410 SH   SOLE   410 0 0
TransCanada Corp. Common 89353D107 300 6,630 SH   SOLE   6,630 0 0
The Travelers Companies Inc. Common 89417E109 995 8,361 SH   SOLE   8,361 0 0
Taiwan Semiconductor ADR ADR 874039100 2,735 104,284 SH   SOLE   104,284 0 0
Tata Motors Ltd ADR ADR 876568502 1,251 36,075 SH   SOLE   35,265 0 810
Tupperware Corporation Common 899896104 230 4,092 SH   SOLE   3,647 0 445
PIMCO TIPS 1- 3 Yr ETF ETF 72201R106 28 545 SH   SOLE   545 0 0
Titan International Inc Common 88830M102 644 103,821 SH   SOLE   103,821 0 0
Time Warner Common 887317303 1,330 18,080 SH   SOLE   18,080 0 0
UDR Inc Common 902653104 162 4,386 SH   SOLE   4,386 0 0
Unilever PLC ADR ADR 904767704 12 250 SH   SOLE   250 0 0
Unum Provident Corp. Common 91529Y106 558 17,552 SH   SOLE   17,552 0 0
Union Pacific Common 907818108 205 2,346 SH   SOLE   2,122 0 224
Ultra Petroleum Corp Common 903914109 24 13,755 SH   SOLE   13,755 0 0
United Parcel Service Common 911312106 19 175 SH   SOLE   175 0 0
U S Concrete Inc Common 90333L201 2 37 SH   SOLE   37 0 0
United Technologies Corp. Common 913017109 162 1,583 SH   SOLE   1,583 0 0
Visa Inc Common 92826C839 50 670 SH   SOLE   670 0 0
Vanguard Europe Pac ETF ETF 921943858 1,481 41,880 SH   SOLE   40,709 0 1,171
Vanguard Intl Eqty Indx ETF ETF 922042775 91 2,126 SH   SOLE   2,126 0 0
Vanguard MSCI Europe ETF ETF 922042874 12 250 SH   SOLE   250 0 0
Vanguard Div Apprciation ETF ETF 921908844 40 485 SH   SOLE   485 0 0
Valero Energy Common 91913Y100 1,759 34,494 SH   SOLE   33,738 0 756
Vulcan Materials Company Common 929160109 36 300 SH   SOLE   300 0 0
Vanguard REIT ETF ETF 922908553 152 1,710 SH   SOLE   1,710 0 0
Vanguard Intl Eqty ETF ETF 922042676 46 842 SH   SOLE   842 0 0
Vodafone Group ADR ADR 92857W308 2,456 79,522 SH   SOLE   79,175 0 347
Vanguard Mid-Cap Growth ETF ETF 922908538 8 81 SH   SOLE   81 0 0
Vanguard Pacific ETF ETF 922042866 10 171 SH   SOLE   171 0 0
Vanguard Total Stk Mkt ETF ETF 922908769 2,974 27,757 SH   SOLE   27,493 0 264
Vanguard Sh-Term Inf ETF ETF 922020805 1,102 22,272 SH   SOLE   22,272 0 0
Ventas REIT Inc REIT 92276F100 2,990 41,054 SH   SOLE   40,649 0 405
Vanguard Value Index ETF ETF 922908744 9 109 SH   SOLE   109 0 0
Vangard Russell 2000 ETF ETF 92206C664 19 204 SH   SOLE   204 0 0
Vanguard Growth ETF ETF 922908736 5 43 SH   SOLE   43 0 0
Vectren Corp. Common 92240G101 1,223 23,218 SH   SOLE   22,918 0 300
Vanguard Emerg Mkts ETF ETF 922042858 2,521 71,563 SH   SOLE   71,138 0 425
Vanguard Whitehall Funds ETF 921946406 15 214 SH   SOLE   214 0 0
Verizon Communications Inc. Common 92343V104 5,410 96,884 SH   SOLE   95,200 0 1,684
WABTec Common 929740108 4 50 SH   SOLE   50 0 0
Waters Corp Common 941848103 20 140 SH   SOLE   140 0 0
Walgreens Boots Alli Common 931427108 17 200 SH   SOLE   200 0 0
Westpac Banking ADR ADR 961214301 141 6,375 SH   SOLE   6,375 0 0
Waste Connections Inc Common 941053101 22 300 SH   SOLE   300 0 0
WEC Energy Group Common 92939U106 196 3,000 SH   SOLE   3,000 0 0
Wells Fargo & Co Common 949746101 28 595 SH   SOLE   595 0 0
Whole Foods Market, Inc Common 966837106 21 670 SH   SOLE   670 0 0
Weatherford Int'l Inc. Common G48833100 77 13,920 SH   SOLE   13,920 0 0
Washington Gas Light Co. Common 92924F106 23 328 SH   SOLE   328 0 0
Whirlpool Common 963320106 1,145 6,871 SH   SOLE   6,806 0 65
Wal-Mart Stores Common 931142103 137 1,872 SH   SOLE   1,872 0 0
Worthington Inds Inc Common 981811102 3 80 SH   SOLE   80 0 0
WPCS Intl Inc New Common 92931L401 1 728 SH   SOLE   728 0 0
Wash Real Est Inv Tr MD REIT REIT 939653101 725 23,057 SH   SOLE   22,792 0 265
Aqua America, Inc. Common 03836W103 101 2,830 SH   SOLE   2,830 0 0
Watts Industries, Inc. Common 942749102 131 2,250 SH   SOLE   2,250 0 0
Weight Watchers Intl Inc Common 948626106 11 935 SH   SOLE   935 0 0
Western Union Co Common 959802109 1,566 81,637 SH   SOLE   79,302 0 2,335
Wolverine World Wide Inc. Common 978097103 1,233 60,658 SH   SOLE   59,983 0 675
Weyerhaeuser Company Common 962166104 1,775 59,637 SH   SOLE   59,037 0 600
U S X-US Steel Group Common 912909108 66 3,920 SH   SOLE   3,920 0 0
Xcel Energy Inc. Common 98389B100 147 3,292 SH   SOLE   3,292 0 0
Sector SPDR Tech Select Shares ETF 81369Y803 18 420 SH   SOLE   420 0 0
Exxon Mobil Corporation Common 30231G102 2,267 24,185 SH   SOLE   23,314 0 871
Xerox Corp. Common 984121103 1,805 190,148 SH   SOLE   186,103 0 4,045
Xylem Inc Common 98419M100 83 1,850 SH   SOLE   1,850 0 0
Yahoo! Inc. Common 984332106 14 375 SH   SOLE   375 0 0
Zimmer Holdings Inc. Common 98956P102 47 387 SH   SOLE   387 0 0