XML 86 R76.htm IDEA: XBRL DOCUMENT v3.20.2
Capital Adequacy (Schedule of Minimum and Well-Capitalized Requirements) (Details)
$ in Millions
Sep. 30, 2020
USD ($)
Dec. 31, 2019
USD ($)
Discover Bank [Member]    
Compliance with Regulatory Capital Requirements [Line Items]    
Total capital to risk-weighted assets, actual amount $ 13,838 $ 13,441
Total capital to risk-weighted assets, actual ratio (in percent) [1] 0.152 0.138
Total capital to risk-weighted assets, minimum capital requirements, amount $ 7,304 $ 7,776
Total capital to risk-weighted assets, minimum capital requirements, ratio (in percent) 0.080 0.080
Total capital to risk-weighted assets, capital requirements to be classified as well-capitalized, amount [2] $ 9,130 $ 9,720
Total capital to risk-weighted assets, capital requirements to be classified as well-capitalized, ratio (in percent) [2] 0.100 0.100
Tier I capital to risk-weighted assets, actual amount $ 11,729 $ 11,203
Tier I capital to risk-weighted assets, actual ratio (in percent) [1] 0.128 0.115
Tier I capital to risk-weighted assets, minimum capital requirements, amount $ 5,478 $ 5,832
Tier I capital to risk-weighted assets, minimum capital requirements, ratio (in percent) 0.060 0.060
Tier I capital to risk-weighted assets, capital requirements to be classified as well-capitalized, amount [2] $ 7,304 $ 7,776
Tier I capital to risk-weighted assets, capital requirements to be classified as well-capitalized, ratio (in percent) [2] 0.080 0.080
Tier I capital to average assets, actual amount $ 11,729 $ 11,203
Tier I capital to average assets, actual ratio (in percent) [1] 0.102 0.101
Tier I capital to average assets, minimum capital requirements, amount $ 4,614 $ 4,435
Tier I capital to average assets, minimum capital requirements, ratio (in percent) 0.040 0.040
Tier I capital to average assets, capital requirements to be classified as well-capitalized, amount [2] $ 5,767 $ 5,544
Tier I capital to average assets, capital requirements to be classified as well-capitalized, ratio (in percent) [2] 0.050 0.050
CET1 capital to risk-weighted assets, actual amount $ 11,729 $ 11,203
CET1 capital to risk-weighted assets, actual ratio (in percent) [1] 0.128 0.115
CET1 capital to risk-weighted assets, minimum capital requirements, amount $ 4,109 $ 4,374
CET1 capital to risk-weighted assets, minimum capital requirements, ratio (in percent) 4.50% 4.50%
CET1 capital to risk-weighted assets, capital requirements to be classified as well-capitalized, amount [2] $ 5,935 $ 6,318
CET1 capital to risk-weighted assets, capital requirements to be classified as well-capitalized, ratio (in percent) [2] 6.50% 6.50%
Parent Company [Member]    
Compliance with Regulatory Capital Requirements [Line Items]    
Total capital to risk-weighted assets, actual amount $ 14,046 $ 13,250
Total capital to risk-weighted assets, actual ratio (in percent) [1] 0.152 0.135
Total capital to risk-weighted assets, minimum capital requirements, amount $ 7,389 $ 7,860
Total capital to risk-weighted assets, minimum capital requirements, ratio (in percent) 0.080 0.080
Total capital to risk-weighted assets, capital requirements to be classified as well-capitalized, amount [2] $ 9,236 $ 9,825
Total capital to risk-weighted assets, capital requirements to be classified as well-capitalized, ratio (in percent) [2] 0.100 0.100
Tier I capital to risk-weighted assets, actual amount $ 12,325 $ 11,595
Tier I capital to risk-weighted assets, actual ratio (in percent) [1] 0.133 0.118
Tier I capital to risk-weighted assets, minimum capital requirements, amount $ 5,541 $ 5,895
Tier I capital to risk-weighted assets, minimum capital requirements, ratio (in percent) 0.060 0.060
Tier I capital to risk-weighted assets, capital requirements to be classified as well-capitalized, amount [2] $ 5,541 $ 5,895
Tier I capital to risk-weighted assets, capital requirements to be classified as well-capitalized, ratio (in percent) [2] 0.060 0.060
Tier I capital to average assets, actual amount $ 12,325 $ 11,595
Tier I capital to average assets, actual ratio (in percent) [1] 0.106 0.103
Tier I capital to average assets, minimum capital requirements, amount $ 4,662 $ 4,482
Tier I capital to average assets, minimum capital requirements, ratio (in percent) 0.040 0.040
CET1 capital to risk-weighted assets, actual amount $ 11,269 $ 11,032
CET1 capital to risk-weighted assets, actual ratio (in percent) [1] 0.122 0.112
CET1 capital to risk-weighted assets, minimum capital requirements, amount $ 4,156 $ 4,421
CET1 capital to risk-weighted assets, minimum capital requirements, ratio (in percent) 4.50% 4.50%
[1] Capital ratios are calculated based on the Basel III Standardized Approach rules, subject to applicable transition provisions, including CECL transition provisions.
[2] The Basel III rules do not establish well-capitalized thresholds for these measures for bank holding companies. Existing well-capitalized thresholds established in the Federal Reserve's Regulation Y have been included where available.