Revenue from Contracts with Customers (Tables)

3 Months Ended

Mar. 31, 2020

Revenue from Contract with Customer [Abstract]

Disaggregation of Revenue [Table Text Block]

The following table presents revenue from contracts with customers disaggregated by business segment and reconciles revenue from contracts with customers to total other income (dollars in millions):
	Direct Banking		Payment Services		Total
For the Three Months Ended March 31, 2020
Other income subject to ASC 606
Discount and interchange revenue, net(1)	$	197	$	19	$	216
Protection products revenue	47		—		47
Transaction processing revenue	—		44		44
Other income	3		25		28
Total other income subject to ASC 606(2)	247		88		335
Other income not subject to ASC 606
Loan fee income	119		—		119
Gains on equity investments	—		36		36
Total other income not subject to ASC 606	119		36		155
Total other income by operating segment	$	366	$	124	$	490
For the Three Months Ended March 31, 2019
Other income subject to ASC 606
Discount and interchange revenue, net(1)	$	217	$	14	$	231
Protection products revenue	49		—		49
Transaction processing revenue	—		46		46
Other income	2		26		28
Total other income subject to ASC 606(2)	268		86		354
Other income not subject to ASC 606
Loan fee income	104		—		104
Total other income not subject to ASC 606	104		—		104
Total other income by operating segment	$	372	$	86	$	458

(1) Net of rewards, including Cashback Bonus rewards, of $478 million and $446 million for the three months ended March 31, 2020 and 2019, respectively.

(2)

Excludes $1 million of deposit product fees that are reported within net interest income for the three months ended March 31, 2020 and 2019.