0001193125-23-285183.txt : 20231129 0001193125-23-285183.hdr.sgml : 20231129 20231129161531 ACCESSION NUMBER: 0001193125-23-285183 CONFORMED SUBMISSION TYPE: 8-K PUBLIC DOCUMENT COUNT: 14 CONFORMED PERIOD OF REPORT: 20231129 ITEM INFORMATION: Other Events ITEM INFORMATION: Financial Statements and Exhibits FILED AS OF DATE: 20231129 DATE AS OF CHANGE: 20231129 FILER: COMPANY DATA: COMPANY CONFORMED NAME: Discover Financial Services CENTRAL INDEX KEY: 0001393612 STANDARD INDUSTRIAL CLASSIFICATION: PERSONAL CREDIT INSTITUTIONS [6141] IRS NUMBER: 362517428 STATE OF INCORPORATION: DE FISCAL YEAR END: 1231 FILING VALUES: FORM TYPE: 8-K SEC ACT: 1934 Act SEC FILE NUMBER: 001-33378 FILM NUMBER: 231452402 BUSINESS ADDRESS: STREET 1: 2500 LAKE COOK ROAD CITY: RIVERWOODS STATE: IL ZIP: 60015 BUSINESS PHONE: 224-405-0900 MAIL ADDRESS: STREET 1: 2500 LAKE COOK ROAD CITY: RIVERWOODS STATE: IL ZIP: 60015 8-K 1 d465927d8k.htm 8-K 8-K
false 0001393612 0001393612 2023-11-29 2023-11-29

 

 

UNITED STATES

SECURITIES AND EXCHANGE COMMISSION

Washington, D.C. 20549

 

 

Form 8-K

 

 

Current Report

Pursuant to Section 13 or 15(d)

of the Securities Exchange Act of 1934

Date of Report (Date of earliest event reported): November 29, 2023

 

 

DISCOVER FINANCIAL SERVICES

(Exact name of registrant as specified in its charter)

 

 

Commission File Number: 001-33378

 

Delaware   36-2517428

(State or other jurisdiction

of incorporation)

  

(IRS Employer

Identification No.)

2500 Lake Cook Road, Riverwoods, Illinois 60015

(Address of principal executive offices, including zip code)

(224) 405-0900

(Registrant’s telephone number, including area code)

N/A

(Former name or former address, if changed since last report)

 

 

Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions:

 

☐

Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425)

 

☐

Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12)

 

☐

Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b))

 

☐

Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c))

Securities registered pursuant to Section 12(b) of the Act:

 

Title of each class

  

Trading

symbol(s)

  

Name of each exchange

on which registered

Common Stock, par value $0.01 per share   DFS   New York Stock Exchange

Indicate by check mark whether the registrant is an emerging growth company as defined in Rule 405 of the Securities Act of 1933 (§230.405 of this chapter) or Rule 12b-2 of the Securities Exchange Act of 1934 (§240.12b-2 of this chapter).

Emerging growth company  ☐

If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act.  ☐

 

 

 

Item 8.01.

Other Events.

On November 29, 2023, the Boards of Directors of Discover Financial Services and Discover Bank authorized management to stop accepting new applications for student loans February 1, 2024, explore the sale of the Discover Student Loans portfolio, and pursue the transfer of servicing of such loans to a third-party provider. A copy of the press release announcing such matter is attached as Exhibit 99.1 to this report.

 

Item 9.01

Financial Statements and Exhibits.

(d) Exhibits

 

Exhibit
No.

   

Description

99.1    Press Release of the Registrant dated November 29, 2023
104    Cover Page Interactive Data File — the cover page from this Current Report on Form 8-K, formatted as Inline XBRL (included as Exhibit 101).

SIGNATURES

Pursuant to the requirements of the Securities Exchange Act of 1934, the Registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.

 

    DISCOVER FINANCIAL SERVICES
Dated November 29, 2023     By:  

/s/ Hope D. Mehlman

    Name:   Hope D. Mehlman
    Title:  

Executive Vice President, Chief Legal Officer,

General Counsel and Secretary

 EX-99.1 2 d465927dex991.htm EX-99.1 EX-99.1

Exhibit 99.1

 

LOGO

DISCOVER FINANCIAL SERVICES TO EXPLORE

SALE OF DISCOVER STUDENT LOANS PORTFOLIO

Company to Pursue Transfer of Servicing to Third-Party Provider and Plans to Cease Student Loan Originations February 1, 2024

Riverwoods, IL, Nov. 29, 2023 – Discover Financial Services (NYSE: DFS) today announced that the Company’s Board of Directors (the “Board”) has authorized Discover management to explore the sale of the Discover Student Loans portfolio and the transfer of servicing of these loans to a third-party provider as it pursues strategic alternatives for the Discover Student Loans business.

Additionally, Discover will stop accepting new applications for student loans February 1, 2024. There is no impact to current Discover Student Loans customers or their loans or payments at this time.

“Discover’s Board regularly reviews the strategic fit of all of our businesses, with a focus on providing exceptional customer service and allocating resources to optimize returns,” said John Owen, Discover’s interim CEO and President. “During a recent review, the Board determined that exploring the sale and transfer of servicing of Discover’s student loans is aligned with those priorities, better enabling Discover to focus on our core banking products, capitalize on our growth opportunities and deliver long-term shareholder value. We are committed to a path forward that enables a seamless transition for our customers as they advance their education and financial goals.”

Discover has retained Wells Fargo Securities, LLC as its financial advisor and Skadden, Arps, Slate, Meagher & Flom LLP as its legal advisor to support its exploration of strategic alternatives for Discover Student Loans.

There is no deadline or definitive timetable set for completion of this process, and the Company does not intend to disclose developments unless and until the Board approves a specific transaction or determines that further disclosure is appropriate. Any decision by the Board to pursue or not pursue a strategic alternative for Discover Student Loans will be aligned with the Board’s objectives of maximizing shareholder value and strengthening the Company’s businesses and will be subject to then prevailing market conditions.

About Discover

Discover Financial Services (NYSE: DFS) is a digital banking and payment services company with one of the most recognized brands in U.S. financial services. Since its inception in 1986, the company has become one of the largest card issuers in the United States. The company issues the Discover® card, America’s cash rewards pioneer, and offers private student loans, personal loans, home loans, checking and savings accounts and certificates of deposit through its banking business. It operates the Discover Global Network® comprised of Discover Network, with millions of merchants and cash access locations; PULSE®, one of the nation’s leading ATM/debit networks; and Diners Club International®, a global payments network with acceptance around the world. For more information, visit www.discover.com/company.

This press release contains forward-looking statements within the meaning of the Private Securities Litigation Reform Act of 1995. Such statements, which speak to our expected business and financial performance, among other matters, contain words such as “believe,” “expect,” “anticipate,” “intend,” “plan,” “aim,” “will,” “may,” “should,” “could,” “would,” “likely,” “forecast,” and similar expressions.

Such statements are based on the current beliefs and expectations of our management and are subject to significant risks and uncertainties. Actual results may differ materially from those set forth in the forward-looking statements. These forward-looking statements speak only as of the date of this press release and there is no undertaking to update or revise them as more information becomes available.

The following factors, among others, could cause actual results to differ materially from those set forth in the forward-looking statements: changes in economic variables, such as the availability of consumer credit, the housing market, energy costs, the number and size of personal bankruptcy filings, the rate of unemployment, the levels of consumer confidence and consumer debt and investor sentiment; the impact of current, pending and future legislation, regulation, supervisory guidance and regulatory and legal actions, including, but not limited to, those related to accounting guidance, tax reform, financial regulatory reform, consumer financial services practices, anti-corruption and funding, capital and liquidity; the actions and initiatives of current and potential competitors; our ability to manage our expenses; our ability to successfully achieve card acceptance across our networks and maintain relationships with network participants and merchants; our ability to sustain and grow our personal loan and home loan products; difficulty obtaining regulatory approval for, financing, closing, transitioning, integrating or managing the expenses of acquisitions of or investments in new businesses, products or technologies; our ability to manage our credit risk, market risk, liquidity risk, operational risk, legal and compliance risk and strategic risk; the availability and cost of funding and capital; access to deposit, securitization, equity, debt and credit markets; the impact of rating agency actions; the level and volatility of equity prices, commodity prices and interest rates, currency values, investments, other market fluctuations and other market indices; losses in our investment portfolio; limits on our ability to pay dividends and repurchase our common stock; limits on our ability to receive payments from our subsidiaries; fraudulent activities or material security breaches of our or others’ key systems; our ability to remain organizationally effective; our ability to increase or sustain Discover card usage or attract new customers; our ability to maintain relationships with merchants; the effect of political, economic and market conditions, geopolitical events, climate change, pandemics and unforeseen or catastrophic events; our ability to introduce new products and services; our ability to manage our relationships with third-party vendors, as well as those with which we have no direct relationship such as our employees’ internet service providers; our ability to maintain current technology and integrate new and acquired systems and technology; our ability to collect amounts for disputed transactions from merchants and merchant acquirers; our ability to attract and retain employees; our ability to protect our reputation and our intellectual property; our ability to comply with regulatory requirements; and new lawsuits, investigations or similar matters or unanticipated developments related to current matters. We routinely evaluate and may pursue acquisitions of or investments in businesses, products, technologies, loan portfolios or deposits, which may involve payment in cash or our debt or equity securities. In addition, there can be no assurance that the sale transaction or loan servicing transfer discussed in this press release will be completed, or that any condition or requirement to effectuate such sale or transfer, including any regulatory condition or requirement, will be satisfied.

Additional factors that could cause the company’s results to differ materially from those described in the forward-looking statements can be found under “Risk Factors,” “Business—Competition,” “Business—Supervision and Regulation” and “Management’s Discussion and Analysis of Financial Condition and Results of Operations” in the company’s Annual Report on Form 10-K for the year ended December 31, 2022, “Risk Factors” and “Management’s Discussion & Analysis of Financial Condition and Results of Operations” in the company’s Quarterly Report on Form 10-Q for the quarters ended September 30, 2023, June 30, 2023, and March 31, 2023 which are filed with the SEC and available at the SEC’s internet site (http://www.sec.gov) and subsequent reports on Forms 8-K.

Investor Contact:

Eric Wasserstrom

Investor Relations

224-405-4555 investorrelations@discover.com

Media Contact:

Matthew Towson

Public Relations

224-405-5649

matthewtowson@discover.com

EX-101.SCH 3 dfs-20231129.xsd XBRL TAXONOMY EXTENSION SCHEMA 100000 - Document - Document and Entity Information link:calculationLink link:presentationLink link:definitionLink EX-101.LAB 4 dfs-20231129_lab.xml XBRL TAXONOMY EXTENSION LABEL LINKBASE Cover [Abstract] Cover [Abstract] Amendment Flag Amendment Flag Entity Central Index Key Entity Central Index Key Document Type Document Type Document Period End Date Document Period End Date Entity Registrant Name Entity Registrant Name Entity File Number Entity File Number Entity Incorporation State Country Code Entity Incorporation State Country Code Entity Tax Identification Number Entity Tax Identification Number Entity Address, Address Line One Entity Address, Address Line One Entity Address, City or Town Entity Address, City or Town Entity Address, State or Province Entity Address, State or Province Entity Address, Postal Zip Code Entity Address, Postal Zip Code City Area Code City Area Code Local Phone Number Local Phone Number Written Communications Written Communications Soliciting Material Soliciting Material Pre Commencement Tender Offer Pre Commencement Tender Offer Pre Commencement Issuer Tender Offer Pre Commencement Issuer Tender Offer Security 12b Title Security 12b Title Trading Symbol Trading Symbol Security Exchange Name Security Exchange Name Entity Emerging Growth Company Entity Emerging Growth Company EX-101.PRE 5 dfs-20231129_pre.xml XBRL TAXONOMY EXTENSION PRESENTATION LINKBASE GRAPHIC 6 g465927g1129110612581.jpg GRAPHIC begin 644 g465927g1129110612581.jpg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end XML 7 R1.htm IDEA: XBRL DOCUMENT v3.23.3
Document and Entity Information
Nov. 29, 2023
Cover [Abstract]  
Amendment Flag false
Entity Central Index Key 0001393612
Document Type 8-K
Document Period End Date Nov. 29, 2023
Entity Registrant Name DISCOVER FINANCIAL SERVICES
Entity File Number 001-33378
Entity Incorporation State Country Code DE
Entity Tax Identification Number 36-2517428
Entity Address, Address Line One 2500 Lake Cook Road
Entity Address, City or Town Riverwoods
Entity Address, State or Province IL
Entity Address, Postal Zip Code 60015
City Area Code (224)
Local Phone Number 405-0900
Written Communications false
Soliciting Material false
Pre Commencement Tender Offer false
Pre Commencement Issuer Tender Offer false
Security 12b Title Common Stock, par value $0.01 per share
Trading Symbol DFS
Security Exchange Name NYSE
Entity Emerging Growth Company false
XML 8 d465927d8k_htm.xml IDEA: XBRL DOCUMENT 0001393612 2023-11-29 2023-11-29 false 0001393612 8-K 2023-11-29 DISCOVER FINANCIAL SERVICES 001-33378 DE 36-2517428 2500 Lake Cook Road Riverwoods IL 60015 (224) 405-0900 false false false false Common Stock, par value $0.01 per share DFS NYSE false EXCEL 9 Financial_Report.xlsx IDEA: XBRL DOCUMENT begin 644 Financial_Report.xlsx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end XML 10 Show.js IDEA: XBRL DOCUMENT // Edgar(tm) Renderer was created by staff of the U.S. Securities and Exchange Commission. Data and content created by government employees within the scope of their employment are not subject to domestic copyright protection. 17 U.S.C. 105. var Show={};Show.LastAR=null,Show.showAR=function(a,r,w){if(Show.LastAR)Show.hideAR();var e=a;while(e&&e.nodeName!='TABLE')e=e.nextSibling;if(!e||e.nodeName!='TABLE'){var ref=((window)?w.document:document).getElementById(r);if(ref){e=ref.cloneNode(!0); e.removeAttribute('id');a.parentNode.appendChild(e)}} if(e)e.style.display='block';Show.LastAR=e};Show.hideAR=function(){Show.LastAR.style.display='none'};Show.toggleNext=function(a){var e=a;while(e.nodeName!='DIV')e=e.nextSibling;if(!e.style){}else if(!e.style.display){}else{var d,p_;if(e.style.display=='none'){d='block';p='-'}else{d='none';p='+'} e.style.display=d;if(a.textContent){a.textContent=p+a.textContent.substring(1)}else{a.innerText=p+a.innerText.substring(1)}}} XML 11 report.css IDEA: XBRL DOCUMENT /* Updated 2009-11-04 */ /* v2.2.0.24 */ /* DefRef Styles */ ..report table.authRefData{ background-color: #def; border: 2px solid #2F4497; font-size: 1em; position: absolute; } ..report table.authRefData a { display: block; font-weight: bold; } ..report table.authRefData p { margin-top: 0px; } ..report table.authRefData .hide { background-color: #2F4497; padding: 1px 3px 0px 0px; text-align: right; } ..report table.authRefData .hide a:hover { background-color: #2F4497; } ..report table.authRefData .body { height: 150px; overflow: auto; width: 400px; } ..report table.authRefData table{ font-size: 1em; } /* Report Styles */ ..pl a, .pl a:visited { color: black; text-decoration: none; } /* table */ ..report { background-color: white; border: 2px solid #acf; clear: both; color: black; font: normal 8pt Helvetica, Arial, san-serif; margin-bottom: 2em; } ..report hr { border: 1px solid #acf; } /* Top labels */ ..report th { background-color: #acf; color: black; font-weight: bold; text-align: center; } ..report th.void { background-color: transparent; color: #000000; font: bold 10pt Helvetica, Arial, san-serif; text-align: left; } ..report .pl { text-align: left; vertical-align: top; white-space: normal; width: 200px; white-space: normal; /* word-wrap: break-word; */ } ..report td.pl a.a { cursor: pointer; display: block; width: 200px; overflow: hidden; } ..report td.pl div.a { width: 200px; } ..report td.pl a:hover { background-color: #ffc; } /* Header rows... */ ..report tr.rh { background-color: #acf; color: black; font-weight: bold; } /* Calendars... */ ..report .rc { background-color: #f0f0f0; } /* Even rows... */ ..report .re, .report .reu { background-color: #def; } ..report .reu td { border-bottom: 1px solid black; } /* Odd rows... */ ..report .ro, .report .rou { background-color: white; } ..report .rou td { border-bottom: 1px solid black; } ..report .rou table td, .report .reu table td { border-bottom: 0px solid black; } /* styles for footnote marker */ ..report .fn { white-space: nowrap; } /* styles for numeric types */ ..report .num, .report .nump { text-align: right; white-space: nowrap; } ..report .nump { padding-left: 2em; } ..report .nump { padding: 0px 0.4em 0px 2em; } /* styles for text types */ ..report .text { text-align: left; white-space: normal; } ..report .text .big { margin-bottom: 1em; width: 17em; } ..report .text .more { display: none; } ..report .text .note { font-style: italic; font-weight: bold; } ..report .text .small { width: 10em; } ..report sup { font-style: italic; } ..report .outerFootnotes { font-size: 1em; } XML 12 FilingSummary.xml IDEA: XBRL DOCUMENT 3.23.3 html 1 22 1 false 0 0 false 0 false false R1.htm 100000 - Document - Document and Entity Information Sheet http://www.discovercard.com//20231129/taxonomy/role/DocumentDocumentAndEntityInformation Document and Entity Information Cover 1 false false All Reports Book All Reports d465927d8k.htm dfs-20231129.xsd dfs-20231129_lab.xml dfs-20231129_pre.xml http://xbrl.sec.gov/dei/2023 true false JSON 14 MetaLinks.json IDEA: XBRL DOCUMENT { "version": "2.2", "instance": { "d465927d8k.htm": { "nsprefix": "dfs", "nsuri": "http://www.discovercard.com/20231129", "dts": { "inline": { "local": [ "d465927d8k.htm" ] }, "schema": { "local": [ "dfs-20231129.xsd" ], "remote": [ "http://www.xbrl.org/2003/xbrl-instance-2003-12-31.xsd", "http://www.xbrl.org/2003/xbrl-linkbase-2003-12-31.xsd", "http://www.xbrl.org/2003/xl-2003-12-31.xsd", "http://www.xbrl.org/2003/xlink-2003-12-31.xsd", "http://www.xbrl.org/2005/xbrldt-2005.xsd", "http://www.xbrl.org/dtr/type/nonNumeric-2009-12-16.xsd", "http://www.xbrl.org/dtr/type/numeric-2009-12-16.xsd", "https://www.xbrl.org/dtr/type/2022-03-31/types.xsd", "https://xbrl.sec.gov/dei/2023/dei-2023.xsd", "https://xbrl.sec.gov/naics/2023/naics-2023.xsd" ] }, "labelLink": { "local": [ "dfs-20231129_lab.xml" ] }, "presentationLink": { "local": [ "dfs-20231129_pre.xml" ] } }, "keyStandard": 22, "keyCustom": 0, "axisStandard": 0, "axisCustom": 0, "memberStandard": 0, "memberCustom": 0, "hidden": { "total": 2, "http://xbrl.sec.gov/dei/2023": 2 }, "contextCount": 1, "entityCount": 1, "segmentCount": 0, "elementCount": 23, "unitCount": 0, "baseTaxonomies": { "http://xbrl.sec.gov/dei/2023": 22 }, "report": { "R1": { "role": "http://www.discovercard.com//20231129/taxonomy/role/DocumentDocumentAndEntityInformation", "longName": "100000 - Document - Document and Entity Information", "shortName": "Document and Entity Information", "isDefault": "true", "groupType": "document", "subGroupType": "", "menuCat": "Cover", "order": "1", "firstAnchor": { "contextRef": "duration_2023-11-29_to_2023-11-29", "name": "dei:DocumentType", "unitRef": null, "xsiNil": "false", "lang": "en-US", "decimals": null, "ancestors": [ "span", "p", "div", "div", "body", "html" ], "reportCount": 1, "baseRef": "d465927d8k.htm", "first": true, "unique": true }, "uniqueAnchor": { "contextRef": "duration_2023-11-29_to_2023-11-29", "name": "dei:DocumentType", "unitRef": null, "xsiNil": "false", "lang": "en-US", "decimals": null, "ancestors": [ "span", "p", "div", "div", "body", "html" ], "reportCount": 1, "baseRef": "d465927d8k.htm", "first": true, "unique": true } } }, "tag": { "dei_CoverAbstract": { "xbrltype": "stringItemType", "nsuri": "http://xbrl.sec.gov/dei/2023", "localname": "CoverAbstract", "lang": { "en-us": { "role": { "label": "Cover [Abstract]", "terseLabel": "Cover [Abstract]", "documentation": "Cover page." } } }, "auth_ref": [] }, "dei_PreCommencementIssuerTenderOffer": { "xbrltype": "booleanItemType", "nsuri": "http://xbrl.sec.gov/dei/2023", "localname": "PreCommencementIssuerTenderOffer", "presentation": [ "http://www.discovercard.com//20231129/taxonomy/role/DocumentDocumentAndEntityInformation" ], "lang": { "en-us": { "role": { "label": "Pre Commencement Issuer Tender Offer", "terseLabel": "Pre Commencement Issuer Tender Offer", "documentation": "Boolean flag that is true when the Form 8-K filing is intended to satisfy the filing obligation of the registrant as pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act." } } }, "auth_ref": [ "r3" ] }, "dei_EntityCentralIndexKey": { "xbrltype": "centralIndexKeyItemType", "nsuri": "http://xbrl.sec.gov/dei/2023", "localname": "EntityCentralIndexKey", "presentation": [ "http://www.discovercard.com//20231129/taxonomy/role/DocumentDocumentAndEntityInformation" ], "lang": { "en-us": { "role": { "label": "Entity Central Index Key", "terseLabel": "Entity Central Index Key", "documentation": "A unique 10-digit SEC-issued value to identify entities that have filed disclosures with the SEC. It is commonly abbreviated as CIK." } } }, "auth_ref": [ "r1" ] }, "dei_SecurityExchangeName": { "xbrltype": "edgarExchangeCodeItemType", "nsuri": "http://xbrl.sec.gov/dei/2023", "localname": "SecurityExchangeName", "presentation": [ "http://www.discovercard.com//20231129/taxonomy/role/DocumentDocumentAndEntityInformation" ], "lang": { "en-us": { "role": { "label": "Security Exchange Name", "terseLabel": "Security Exchange Name", "documentation": "Name of the Exchange on which a security is registered." } } }, "auth_ref": [ "r2" ] }, "dei_AmendmentFlag": { "xbrltype": "booleanItemType", "nsuri": "http://xbrl.sec.gov/dei/2023", "localname": "AmendmentFlag", "presentation": [ "http://www.discovercard.com//20231129/taxonomy/role/DocumentDocumentAndEntityInformation" ], "lang": { "en-us": { "role": { "label": "Amendment Flag", "terseLabel": "Amendment Flag", "documentation": "Boolean flag that is true when the XBRL content amends previously-filed or accepted submission." } } }, "auth_ref": [] }, "dei_EntityAddressAddressLine1": { "xbrltype": "normalizedStringItemType", "nsuri": "http://xbrl.sec.gov/dei/2023", "localname": "EntityAddressAddressLine1", "presentation": [ "http://www.discovercard.com//20231129/taxonomy/role/DocumentDocumentAndEntityInformation" ], "lang": { "en-us": { "role": { "label": "Entity Address, Address Line One", "terseLabel": "Entity Address, Address Line One", "documentation": "Address Line 1 such as Attn, Building Name, Street Name" } } }, "auth_ref": [] }, "dei_EntityRegistrantName": { "xbrltype": "normalizedStringItemType", "nsuri": "http://xbrl.sec.gov/dei/2023", "localname": "EntityRegistrantName", "presentation": [ "http://www.discovercard.com//20231129/taxonomy/role/DocumentDocumentAndEntityInformation" ], "lang": { "en-us": { "role": { "label": "Entity Registrant Name", "terseLabel": "Entity Registrant Name", "documentation": "The exact name of the entity filing the report as specified in its charter, which is required by forms filed with the SEC." } } }, "auth_ref": [ "r1" ] }, "dei_Security12bTitle": { "xbrltype": "securityTitleItemType", "nsuri": "http://xbrl.sec.gov/dei/2023", "localname": "Security12bTitle", "presentation": [ "http://www.discovercard.com//20231129/taxonomy/role/DocumentDocumentAndEntityInformation" ], "lang": { "en-us": { "role": { "label": "Security 12b Title", "terseLabel": "Security 12b Title", "documentation": "Title of a 12(b) registered security." } } }, "auth_ref": [ "r0" ] }, "dei_TradingSymbol": { "xbrltype": "tradingSymbolItemType", "nsuri": "http://xbrl.sec.gov/dei/2023", "localname": "TradingSymbol", "presentation": [ "http://www.discovercard.com//20231129/taxonomy/role/DocumentDocumentAndEntityInformation" ], "lang": { "en-us": { "role": { "label": "Trading Symbol", "terseLabel": "Trading Symbol", "documentation": "Trading symbol of an instrument as listed on an exchange." } } }, "auth_ref": [] }, "dei_EntityAddressCityOrTown": { "xbrltype": "normalizedStringItemType", "nsuri": "http://xbrl.sec.gov/dei/2023", "localname": "EntityAddressCityOrTown", "presentation": [ "http://www.discovercard.com//20231129/taxonomy/role/DocumentDocumentAndEntityInformation" ], "lang": { "en-us": { "role": { "label": "Entity Address, City or Town", "terseLabel": "Entity Address, City or Town", "documentation": "Name of the City or Town" } } }, "auth_ref": [] }, "dei_WrittenCommunications": { "xbrltype": "booleanItemType", "nsuri": "http://xbrl.sec.gov/dei/2023", "localname": "WrittenCommunications", "presentation": [ "http://www.discovercard.com//20231129/taxonomy/role/DocumentDocumentAndEntityInformation" ], "lang": { "en-us": { "role": { "label": "Written Communications", "terseLabel": "Written Communications", "documentation": "Boolean flag that is true when the Form 8-K filing is intended to satisfy the filing obligation of the registrant as written communications pursuant to Rule 425 under the Securities Act." } } }, "auth_ref": [ "r6" ] }, "dei_EntityAddressStateOrProvince": { "xbrltype": "stateOrProvinceItemType", "nsuri": "http://xbrl.sec.gov/dei/2023", "localname": "EntityAddressStateOrProvince", "presentation": [ "http://www.discovercard.com//20231129/taxonomy/role/DocumentDocumentAndEntityInformation" ], "lang": { "en-us": { "role": { "label": "Entity Address, State or Province", "terseLabel": "Entity Address, State or Province", "documentation": "Name of the state or province." } } }, "auth_ref": [] }, "dei_DocumentPeriodEndDate": { "xbrltype": "dateItemType", "nsuri": "http://xbrl.sec.gov/dei/2023", "localname": "DocumentPeriodEndDate", "presentation": [ "http://www.discovercard.com//20231129/taxonomy/role/DocumentDocumentAndEntityInformation" ], "lang": { "en-us": { "role": { "label": "Document Period End Date", "terseLabel": "Document Period End Date", "documentation": "For the EDGAR submission types of Form 8-K: the date of the report, the date of the earliest event reported; for the EDGAR submission types of Form N-1A: the filing date; for all other submission types: the end of the reporting or transition period. The format of the date is YYYY-MM-DD." } } }, "auth_ref": [] }, "dei_EntityEmergingGrowthCompany": { "xbrltype": "booleanItemType", "nsuri": "http://xbrl.sec.gov/dei/2023", "localname": "EntityEmergingGrowthCompany", "presentation": [ "http://www.discovercard.com//20231129/taxonomy/role/DocumentDocumentAndEntityInformation" ], "lang": { "en-us": { "role": { "label": "Entity Emerging Growth Company", "terseLabel": "Entity Emerging Growth Company", "documentation": "Indicate if registrant meets the emerging growth company criteria." } } }, "auth_ref": [ "r1" ] }, "dei_EntityTaxIdentificationNumber": { "xbrltype": "employerIdItemType", "nsuri": "http://xbrl.sec.gov/dei/2023", "localname": "EntityTaxIdentificationNumber", "presentation": [ "http://www.discovercard.com//20231129/taxonomy/role/DocumentDocumentAndEntityInformation" ], "lang": { "en-us": { "role": { "label": "Entity Tax Identification Number", "terseLabel": "Entity Tax Identification Number", "documentation": "The Tax Identification Number (TIN), also known as an Employer Identification Number (EIN), is a unique 9-digit value assigned by the IRS." } } }, "auth_ref": [ "r1" ] }, "dei_SolicitingMaterial": { "xbrltype": "booleanItemType", "nsuri": "http://xbrl.sec.gov/dei/2023", "localname": "SolicitingMaterial", "presentation": [ "http://www.discovercard.com//20231129/taxonomy/role/DocumentDocumentAndEntityInformation" ], "lang": { "en-us": { "role": { "label": "Soliciting Material", "terseLabel": "Soliciting Material", "documentation": "Boolean flag that is true when the Form 8-K filing is intended to satisfy the filing obligation of the registrant as soliciting material pursuant to Rule 14a-12 under the Exchange Act." } } }, "auth_ref": [ "r5" ] }, "dei_CityAreaCode": { "xbrltype": "normalizedStringItemType", "nsuri": "http://xbrl.sec.gov/dei/2023", "localname": "CityAreaCode", "presentation": [ "http://www.discovercard.com//20231129/taxonomy/role/DocumentDocumentAndEntityInformation" ], "lang": { "en-us": { "role": { "label": "City Area Code", "terseLabel": "City Area Code", "documentation": "Area code of city" } } }, "auth_ref": [] }, "dei_EntityAddressPostalZipCode": { "xbrltype": "normalizedStringItemType", "nsuri": "http://xbrl.sec.gov/dei/2023", "localname": "EntityAddressPostalZipCode", "presentation": [ "http://www.discovercard.com//20231129/taxonomy/role/DocumentDocumentAndEntityInformation" ], "lang": { "en-us": { "role": { "label": "Entity Address, Postal Zip Code", "terseLabel": "Entity Address, Postal Zip Code", "documentation": "Code for the postal or zip code" } } }, "auth_ref": [] }, "dei_LocalPhoneNumber": { "xbrltype": "normalizedStringItemType", "nsuri": "http://xbrl.sec.gov/dei/2023", "localname": "LocalPhoneNumber", "presentation": [ "http://www.discovercard.com//20231129/taxonomy/role/DocumentDocumentAndEntityInformation" ], "lang": { "en-us": { "role": { "label": "Local Phone Number", "terseLabel": "Local Phone Number", "documentation": "Local phone number for entity." } } }, "auth_ref": [] }, "dei_EntityIncorporationStateCountryCode": { "xbrltype": "edgarStateCountryItemType", "nsuri": "http://xbrl.sec.gov/dei/2023", "localname": "EntityIncorporationStateCountryCode", "presentation": [ "http://www.discovercard.com//20231129/taxonomy/role/DocumentDocumentAndEntityInformation" ], "lang": { "en-us": { "role": { "label": "Entity Incorporation State Country Code", "terseLabel": "Entity Incorporation State Country Code", "documentation": "Two-character EDGAR code representing the state or country of incorporation." } } }, "auth_ref": [] }, "dei_PreCommencementTenderOffer": { "xbrltype": "booleanItemType", "nsuri": "http://xbrl.sec.gov/dei/2023", "localname": "PreCommencementTenderOffer", "presentation": [ "http://www.discovercard.com//20231129/taxonomy/role/DocumentDocumentAndEntityInformation" ], "lang": { "en-us": { "role": { "label": "Pre Commencement Tender Offer", "terseLabel": "Pre Commencement Tender Offer", "documentation": "Boolean flag that is true when the Form 8-K filing is intended to satisfy the filing obligation of the registrant as pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act." } } }, "auth_ref": [ "r4" ] }, "dei_EntityFileNumber": { "xbrltype": "fileNumberItemType", "nsuri": "http://xbrl.sec.gov/dei/2023", "localname": "EntityFileNumber", "presentation": [ "http://www.discovercard.com//20231129/taxonomy/role/DocumentDocumentAndEntityInformation" ], "lang": { "en-us": { "role": { "label": "Entity File Number", "terseLabel": "Entity File Number", "documentation": "Commission file number. The field allows up to 17 characters. The prefix may contain 1-3 digits, the sequence number may contain 1-8 digits, the optional suffix may contain 1-4 characters, and the fields are separated with a hyphen." } } }, "auth_ref": [] }, "dei_DocumentType": { "xbrltype": "submissionTypeItemType", "nsuri": "http://xbrl.sec.gov/dei/2023", "localname": "DocumentType", "presentation": [ "http://www.discovercard.com//20231129/taxonomy/role/DocumentDocumentAndEntityInformation" ], "lang": { "en-us": { "role": { "label": "Document Type", "terseLabel": "Document Type", "documentation": "The type of document being provided (such as 10-K, 10-Q, 485BPOS, etc). The document type is limited to the same value as the supporting SEC submission type, or the word 'Other'." } } }, "auth_ref": [] } } } }, "std_ref": { "r0": { "role": "http://www.xbrl.org/2003/role/presentationRef", "Publisher": "SEC", "Name": "Exchange Act", "Number": "240", "Section": "12", "Subsection": "b" }, "r1": { "role": "http://www.xbrl.org/2003/role/presentationRef", "Publisher": "SEC", "Name": "Exchange Act", "Number": "240", "Section": "12", "Subsection": "b-2" }, "r2": { "role": "http://www.xbrl.org/2003/role/presentationRef", "Publisher": "SEC", "Name": "Exchange Act", "Number": "240", "Section": "12", "Subsection": "d1-1" }, "r3": { "role": "http://www.xbrl.org/2003/role/presentationRef", "Publisher": "SEC", "Name": "Exchange Act", "Number": "240", "Section": "13e", "Subsection": "4c" }, "r4": { "role": "http://www.xbrl.org/2003/role/presentationRef", "Publisher": "SEC", "Name": "Exchange Act", "Number": "240", "Section": "14d", "Subsection": "2b" }, "r5": { "role": "http://www.xbrl.org/2003/role/presentationRef", "Publisher": "SEC", "Name": "Exchange Act", "Section": "14a", "Number": "240", "Subsection": "12" }, "r6": { "role": "http://www.xbrl.org/2003/role/presentationRef", "Publisher": "SEC", "Name": "Securities Act", "Number": "230", "Section": "425" } } } ZIP 15 0001193125-23-285183-xbrl.zip IDEA: XBRL DOCUMENT begin 644 0001193125-23-285183-xbrl.zip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