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    <nameOfIssuer>ACUITY BRANDS INC</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>00508Y102</cusip>
    <value>736</value>
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      <Sole>2969</Sole>
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      <None>0</None>
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    <nameOfIssuer>CANTEL MEDICAL CORP</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>138098108</cusip>
    <value>653</value>
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      <sshPrnamt>9502</sshPrnamt>
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      <Sole>9502</Sole>
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      <None>0</None>
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    <nameOfIssuer>CITRIX SYS INC</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>177376100</cusip>
    <value>685</value>
    <shrsOrPrnAmt>
      <sshPrnamt>8550</sshPrnamt>
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    <votingAuthority>
      <Sole>8550</Sole>
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      <None>0</None>
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    <nameOfIssuer>DIGITAL RLTY TR INC</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>253868103</cusip>
    <value>806</value>
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      <sshPrnamt>7393</sshPrnamt>
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    <votingAuthority>
      <Sole>7393</Sole>
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      <None>0</None>
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    <nameOfIssuer>EDWARDS LIFESCIENCES CORP</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>28176E108</cusip>
    <value>758</value>
    <shrsOrPrnAmt>
      <sshPrnamt>7603</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>7603</Sole>
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      <None>0</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>ELECTRONIC ARTS INC</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>285512109</cusip>
    <value>761</value>
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      <sshPrnamt>10049</sshPrnamt>
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    <votingAuthority>
      <Sole>10049</Sole>
      <Shared>0</Shared>
      <None>0</None>
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  <infoTable>
    <nameOfIssuer>FACEBOOK INC</nameOfIssuer>
    <titleOfClass>CL A</titleOfClass>
    <cusip>30303M102</cusip>
    <value>680</value>
    <shrsOrPrnAmt>
      <sshPrnamt>5954</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>5954</Sole>
      <Shared>0</Shared>
      <None>0</None>
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    <nameOfIssuer>ISHARES</nameOfIssuer>
    <titleOfClass>MSCI AUST ETF</titleOfClass>
    <cusip>464286103</cusip>
    <value>3547</value>
    <shrsOrPrnAmt>
      <sshPrnamt>182342</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>182342</Sole>
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      <None>0</None>
    </votingAuthority>
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    <nameOfIssuer>ISHARES</nameOfIssuer>
    <titleOfClass>MSCI EURO FL ETF</titleOfClass>
    <cusip>464289180</cusip>
    <value>7176</value>
    <shrsOrPrnAmt>
      <sshPrnamt>270217</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <votingAuthority>
      <Sole>270217</Sole>
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      <None>0</None>
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    <nameOfIssuer>ISHARES GOLD TRUST</nameOfIssuer>
    <titleOfClass>ISHARES</titleOfClass>
    <cusip>464285105</cusip>
    <value>1359</value>
    <shrsOrPrnAmt>
      <sshPrnamt>106538</sshPrnamt>
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    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>106538</Sole>
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      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>ISHARES TR</nameOfIssuer>
    <titleOfClass>20 YR TR BD ETF</titleOfClass>
    <cusip>464287432</cusip>
    <value>13055</value>
    <shrsOrPrnAmt>
      <sshPrnamt>93985</sshPrnamt>
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    <votingAuthority>
      <Sole>93985</Sole>
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      <None>0</None>
    </votingAuthority>
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    <nameOfIssuer>ISHARES TR</nameOfIssuer>
    <titleOfClass>7-10 Y TR BD ETF</titleOfClass>
    <cusip>464287440</cusip>
    <value>5584</value>
    <shrsOrPrnAmt>
      <sshPrnamt>49432</sshPrnamt>
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    <votingAuthority>
      <Sole>49432</Sole>
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      <None>0</None>
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    <nameOfIssuer>ISHARES TR</nameOfIssuer>
    <titleOfClass>CORE HIGH DV ETF</titleOfClass>
    <cusip>46429B663</cusip>
    <value>7296</value>
    <shrsOrPrnAmt>
      <sshPrnamt>79328</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <votingAuthority>
      <Sole>79328</Sole>
      <Shared>0</Shared>
      <None>0</None>
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    <nameOfIssuer>ISHARES TR</nameOfIssuer>
    <titleOfClass>IBOXX INV CP ETF</titleOfClass>
    <cusip>464287242</cusip>
    <value>7277</value>
    <shrsOrPrnAmt>
      <sshPrnamt>59295</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>59295</Sole>
      <Shared>0</Shared>
      <None>0</None>
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    <nameOfIssuer>ISHARES TR</nameOfIssuer>
    <titleOfClass>JP MOR EM MK ETF</titleOfClass>
    <cusip>464288281</cusip>
    <value>8353</value>
    <shrsOrPrnAmt>
      <sshPrnamt>72537</sshPrnamt>
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    <votingAuthority>
      <Sole>72537</Sole>
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      <None>0</None>
    </votingAuthority>
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    <nameOfIssuer>ISHARES TR</nameOfIssuer>
    <titleOfClass>MBS ETF</titleOfClass>
    <cusip>464288588</cusip>
    <value>5595</value>
    <shrsOrPrnAmt>
      <sshPrnamt>50880</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <votingAuthority>
      <Sole>50880</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>ISHARES TR</nameOfIssuer>
    <titleOfClass>MIN VOL USA ETF</titleOfClass>
    <cusip>46429B697</cusip>
    <value>31192</value>
    <shrsOrPrnAmt>
      <sshPrnamt>561197</sshPrnamt>
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      <Sole>561197</Sole>
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      <None>0</None>
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    <nameOfIssuer>ISHARES TR</nameOfIssuer>
    <titleOfClass>U.S. PFD STK ETF</titleOfClass>
    <cusip>464288687</cusip>
    <value>13431</value>
    <shrsOrPrnAmt>
      <sshPrnamt>336707</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>336707</Sole>
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      <None>0</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>MARKETAXESS HLDGS INC</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>57060D108</cusip>
    <value>753</value>
    <shrsOrPrnAmt>
      <sshPrnamt>5181</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>5181</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>NISOURCE INC</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>65473P105</cusip>
    <value>768</value>
    <shrsOrPrnAmt>
      <sshPrnamt>28967</sshPrnamt>
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    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>28967</Sole>
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      <None>0</None>
    </votingAuthority>
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    <nameOfIssuer>PUBLIC STORAGE</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>74460D109</cusip>
    <value>682</value>
    <shrsOrPrnAmt>
      <sshPrnamt>2668</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>2668</Sole>
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      <None>0</None>
    </votingAuthority>
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    <nameOfIssuer>SPDR GOLD TRUST</nameOfIssuer>
    <titleOfClass>GOLD SHS</titleOfClass>
    <cusip>78463V107</cusip>
    <value>4821</value>
    <shrsOrPrnAmt>
      <sshPrnamt>38101</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>38101</Sole>
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      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>SPDR S&amp;P 500 ETF TR</nameOfIssuer>
    <titleOfClass>TR UNIT</titleOfClass>
    <cusip>78462F103</cusip>
    <value>2132</value>
    <shrsOrPrnAmt>
      <sshPrnamt>10176</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>10176</Sole>
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      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>SPDR S&amp;P MIDCAP 400 ETF TR</nameOfIssuer>
    <titleOfClass>UTSER1 S&amp;PDCRP</titleOfClass>
    <cusip>78467Y107</cusip>
    <value>4352</value>
    <shrsOrPrnAmt>
      <sshPrnamt>15979</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <votingAuthority>
      <Sole>15979</Sole>
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      <None>0</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>ULTA SALON COSMETCS &amp; FRAG I</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>90384S303</cusip>
    <value>738</value>
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      <sshPrnamt>3029</sshPrnamt>
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    <votingAuthority>
      <Sole>3029</Sole>
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      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>VANTIV INC</nameOfIssuer>
    <titleOfClass>CL A</titleOfClass>
    <cusip>92210H105</cusip>
    <value>847</value>
    <shrsOrPrnAmt>
      <sshPrnamt>14971</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>14971</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>VULCAN MATLS CO</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>929160109</cusip>
    <value>748</value>
    <shrsOrPrnAmt>
      <sshPrnamt>6215</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>6215</Sole>
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      <None>0</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>WEST PHARMACEUTICAL SVSC INC</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>955306105</cusip>
    <value>738</value>
    <shrsOrPrnAmt>
      <sshPrnamt>9730</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>9730</Sole>
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      <None>0</None>
    </votingAuthority>
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</informationTable>
