EX-4.1 3 d650522ex4_1.htm POOLING AND SERVICING AGREEMENT Unassociated Document
BEAR STEARNS ASSET BACKED SECURITIES I LLC
 
Depositor,
 
EMC MORTGAGE CORPORATION
 
Seller and Master Servicer
 
and
 
LASALLE BANK NATIONAL ASSOCIATION
 
Trustee
 
____________________
 
POOLING AND SERVICING AGREEMENT
 
Dated as of March 1, 2007
 
________________________________________
 
BEAR STEARNS ASSET BACKED SECURITIES I TRUST 2007-HE3
 
ASSET-BACKED CERTIFICATES, SERIES 2007-HE3
 
 
 

 
TABLE OF CONTENTS
 
 
ARTICLE I
 
DEFINITIONS
 
Section 1.01
Defined Terms.
 
Section 1.02
Allocation of Certain Interest Shortfalls.
 
 
 
 
ARTICLE II
 
CONVEYANCE OF TRUST FUND
 
Section 2.01
Conveyance of Trust Fund.
 
Section 2.02
Acceptance of the Mortgage Loans.
 
Section 2.03
Representations, Warranties and Covenants of the Master Servicer and the Seller.
 
Section 2.04
Representations and Warranties of the Depositor.
 
Section 2.05
Delivery of Opinion of Counsel in Connection with Substitutions and Repurchases.
 
Section 2.06
Countersignature and Delivery of Certificates.
 
Section 2.07
Purposes and Powers of the Trust.
 
 
 
 
ARTICLE III
 
ADMINISTRATION AND SERVICING OF THE MORTGAGE LOANS
 
Section 3.01
The Master Servicer to act as Master Servicer.
 
Section 3.02
Due-on-Sale Clauses; Assumption Agreements.
 
Section 3.03
Subservicers.
 
Section 3.04
Documents, Records and Funds in Possession of the Master Servicer To Be Held for Trustee.
 
Section 3.05
Maintenance of Hazard Insurance.
 
Section 3.06
Presentment of Claims and Collection of Proceeds.
 
Section 3.07
Maintenance of the Primary Mortgage Insurance Policies.
 
Section 3.08
Fidelity Bond, Errors and Omissions Insurance.
 
Section 3.09
Realization Upon Defaulted Mortgage Loans; Determination of Excess Liquidation Proceeds and Realized Losses; Repurchases of Certain Mortgage Loans.
 
Section 3.10
Servicing Compensation.
 
Section 3.11
REO Property.
 
Section 3.12
Liquidation Reports.
 
Section 3.13
Annual Statement as to Compliance.
 
Section 3.14
Assessments of Compliance and Attestation Reports.
 
Section 3.15
Books and Records.
 
Section 3.16
Reports Filed with Securities and Exchange Commission.
 
Section 3.17
Intention of the Parties and Interpretation.
 
Section 3.18
UCC.
 
Section 3.19
Optional Purchase of Certain Mortgage Loans.
 
Section 3.20
Obligations of the Master Servicer in Respect of Mortgage Rates and Scheduled Payments.
 
Section 3.21
Reserve Fund; Payments to and from Swap Administrator; Supplemental Interest Trust.
 
Section 3.22
Tax Treatment of Class IO Distribution Amounts in the Event of Resecuritization of Class A Certificates or Class M Certificates.
 
Section 3.23
Advancing Facility.
 
 
 
 
ARTICLE IV
 
ACCOUNTS
 
Section 4.01
Collection of Mortgage Loan Payments; Protected Account.
 
Section 4.02
Permitted Withdrawals From the Protected Account.
 
Section 4.03
Collection of Taxes; Assessments and Similar Items; Escrow Accounts.
 
Section 4.04
Distribution Account.
 
Section 4.05
Permitted Withdrawals and Transfers from the Distribution Account.
 
Section 4.06
Class P Certificate Account.
 
 
 
 
ARTICLE V
 
DISTRIBUTIONS AND ADVANCES
 
Section 5.01
Advances.
 
Section 5.02
Compensating Interest Payments.
 
Section 5.03
REMIC Distributions.
 
Section 5.04
Distributions.
 
Section 5.05
Allocation of Realized Losses.
 
Section 5.06
Monthly Statements to Certificateholders.
 
Section 5.07
REMIC Designations and REMIC Distributions.
 
 
 
 
ARTICLE VI
 
THE CERTIFICATES
 
Section 6.01
The Certificates.
 
Section 6.02
Certificate Register; Registration of Transfer and Exchange of Certificates.
 
Section 6.03
Mutilated, Destroyed, Lost or Stolen Certificates.
 
Section 6.04
Persons Deemed Owners.
 
Section 6.05
Access to List of Certificateholders’ Names and Addresses.
 
Section 6.06
Book-Entry Certificates.
 
Section 6.07
Notices to Depository.
 
Section 6.08
Definitive Certificates.
 
Section 6.09
Maintenance of Office or Agency.
 
 
 
 
ARTICLE VII
 
THE DEPOSITOR AND THE MASTER SERVICER
 
Section 7.01
Liabilities of the Depositor and the Master Servicer.
 
Section 7.02
Merger or Consolidation of the Depositor or the Master Servicer.
 
Section 7.03
Indemnification of the Trustee and the Master Servicer.
 
Section 7.04
Limitations on Liability of the Depositor, the Master Servicer and Others
 
Section 7.05
Master Servicer Not to Resign
 
Section 7.06
Successor Master Servicer
 
Section 7.07
Sale and Assignment of Master Servicing
 
 
 
 
ARTICLE VIII
 
DEFAULT; TERMINATION OF MASTER SERVICER
 
Section 8.01
Events of Default.
 
Section 8.02
Trustee to Act; Appointment of Successor.
 
Section 8.03
Notification to Certificateholders.
 
Section 8.04
Waiver of Defaults.
 
 
 
 
ARTICLE IX
 
CONCERNING THE TRUSTEE
 
Section 9.01
Duties of Trustee.
 
Section 9.02
Certain Matters Affecting the Trustee.
 
Section 9.03
Trustee Not Liable for Certificates or Mortgage Loans.
 
Section 9.04
Trustee May Own Certificates.
 
Section 9.05
Trustee’s Expenses.
 
Section 9.06
Eligibility Requirements for Trustee.
 
Section 9.07
Insurance.
 
Section 9.08
Resignation and Removal of Trustee.
 
Section 9.09
Successor Trustee.
 
Section 9.10
Merger or Consolidation of Trustee.
 
Section 9.11
Appointment of Co-Trustee or Separate Trustee.
 
Section 9.12
Tax Matters.
 
 
 
 
ARTICLE X
 
TERMINATION
 
Section 10.01
Termination upon Liquidation or Repurchase of all Mortgage Loans.
 
Section 10.02
Final Distribution on the Certificates.
 
Section 10.03
Additional Termination Requirements.
 
 
 
 
ARTICLE XI
 
MISCELLANEOUS PROVISIONS
 
Section 11.01
Amendment.
 
Section 11.02
Recordation of Agreement; Counterparts.
 
Section 11.03
Governing Law.
 
Section 11.04
Intention of Parties.
 
Section 11.05
Notices.
 
Section 11.06
Severability of Provisions.
 
Section 11.07
Assignment.
 
Section 11.08
Limitation on Rights of Certificateholders.
 
Section 11.09
Inspection and Audit Rights.
 
Section 11.10
Certificates Nonassessable and Fully Paid.
 
Section 11.11
Third Party Rights.
 



Exhibits
 
Exhibit A-1 Form of Class A Certificates
Exhibit A-2 Form of Class M Certificates
Exhibit A-3 Form of Class P Certificates
Exhibit A-4 Form of Class CE Certificates
Exhibit A-5 Form of Class R Certificates
Exhibit B Mortgage Loan Schedule
Exhibit C Form of Transferee Affidavit and Agreement
Exhibit D Form of Transferor Certificate
Exhibit E Form of Investment Letter (Non-Rule 144A)
Exhibit F Form of Rule 144A and Related Matters Certificate
Exhibit G Form of Request for Release
Exhibit H DTC Letter of Representations
Exhibit I Schedule of Mortgage Loans with Lost Notes
Exhibit J Form of Custodial Agreement
Exhibit K Form of Back-Up Certification
Exhibit L Form of Mortgage Loan Purchase Agreement
Exhibit M Swap Agreement
Exhibit N Servicing Criteria to Be Addressed in Assessment of Compliance
Exhibit O Form 10-D, Form 8-K and Form 10-K Reporting Responsibility
Exhibit P Additional Disclosure Notification
Exhibit Q Form of Transferor Affidavit


 

 

POOLING AND SERVICING AGREEMENT, dated as of March 1, 2007, among BEAR STEARNS ASSET BACKED SECURITIES I LLC, a Delaware limited liability company, as depositor (the “Depositor”), EMC MORTGAGE CORPORATION, a Delaware corporation, as seller (in such capacity, the “Seller”) and as master servicer (in such capacity, the “Master Servicer”) and LASALLE BANK NATIONAL ASSOCIATION, a national banking association, as trustee (the “Trustee”).
 
PRELIMINARY STATEMENT
 
REMIC I
 
The Depositor is the owner of the Trust Fund that is hereby conveyed to the Trustee in return for the Certificates.
 
As provided herein, the Trustee will elect to treat the segregated pool of assets consisting of the Mortgage Loans and certain other related assets subject to this Agreement (other than the Reserve Fund, any Prepayment Charge Waiver Amounts and, for the avoidance of doubt, the Supplemental Interest Trust, the Swap Agreement, the Swap Account, the Swap Collateral Account and any rights or obligations in respect of the Swap Administration Agreement) as a REMIC (as defined herein) for federal income tax purposes, and such segregated pool of assets will be designated as “REMIC I”. The Class R-1 Certificates will be the sole class of Residual Interests (as defined herein) in REMIC I for purposes of the REMIC Provisions (as defined herein). The following table irrevocably sets forth the designation, the Uncertificated REMIC I Pass-Through Rate, the initial Uncertificated Principal Balance and, for purposes of satisfying Treasury Regulation Section 1.860G-1(a)(4)(iii), the “latest possible maturity date” for each of the REMIC I Regular Interests (as defined herein). None of the REMIC I Regular Interests will be certificated.
 
 
Designation
Uncertificated REMIC I
Pass-Through Rate
Initial Uncertificated Principal Balance
Latest Possible Maturity Date (1)
I-1-A
Variable(2)
$ 3,079,001.92
April 25, 2037
I-1-B
Variable(2)
$ 3,079,001.92
April 25, 2037
I-2-A
Variable(2)
$ 4,040,032.85
April 25, 2037
I-2-B
Variable(2)
$ 4,040,032.85
April 25, 2037
I-3-A
Variable(2)
$ 5,001,780.03
April 25, 2037
I-3-B
Variable(2)
$ 5,001,780.03
April 25, 2037
I-4-A
Variable(2)
$ 5,956,516.10
April 25, 2037
I-4-B
Variable(2)
$ 5,956,516.10
April 25, 2037
I-5-A
Variable(2)
$ 6,895,425.55
April 25, 2037
I-5-B
Variable(2)
$ 6,895,425.55
April 25, 2037
I-6-A
Variable(2)
$ 7,810,707.27
April 25, 2037
I-6-B
Variable(2)
$ 7,810,707.27
April 25, 2037
I-7-A
Variable(2)
$ 8,692,885.72
April 25, 2037
I-7-B
Variable(2)
$ 8,692,885.72
April 25, 2037
I-8-A
Variable(2)
$ 9,532,076.89
April 25, 2037
I-8-B
Variable(2)
$ 9,532,076.89
April 25, 2037
I-9-A
Variable(2)
$ 10,313,911.82
April 25, 2037
I-9-B
Variable(2)
$ 10,313,911.82
April 25, 2037
I-10-A
Variable(2)
$ 10,944,065.92
April 25, 2037
I-10-B
Variable(2)
$ 10,944,065.92
April 25, 2037
I-11-A
Variable(2)
$ 11,012,222.78
April 25, 2037
I-11-B
Variable(2)
$ 11,012,222.78
April 25, 2037
I-12-A
Variable(2)
$ 10,576,188.76
April 25, 2037
I-12-B
Variable(2)
$ 10,576,188.76
April 25, 2037
I-13-A
Variable(2)
$ 10,118,228.23
April 25, 2037
I-13-B
Variable(2)
$ 10,118,228.23
April 25, 2037
I-14-A
Variable(2)
$ 9,680,562.27
April 25, 2037
I-14-B
Variable(2)
$ 9,680,562.27
April 25, 2037
I-15-A
Variable(2)
$ 9,262,275.73
April 25, 2037
I-15-B
Variable(2)
$ 9,262,275.73
April 25, 2037
I-16-A
Variable(2)
$ 8,862,495.25
April 25, 2037
I-16-B
Variable(2)
$ 8,862,495.25
April 25, 2037
I-17-A
Variable(2)
$ 8,480,382.14
April 25, 2037
I-17-B
Variable(2)
$ 8,480,382.14
April 25, 2037
I-18-A
Variable(2)
$ 8,115,151.76
April 25, 2037
I-18-B
Variable(2)
$ 8,115,151.76
April 25, 2037
I-19-A
Variable(2)
$ 7,766,025.63
April 25, 2037
I-19-B
Variable(2)
$ 7,766,025.63
April 25, 2037
I-20-A
Variable(2)
$ 7,432,298.82
April 25, 2037
I-20-B
Variable(2)
$ 7,432,298.82
April 25, 2037
I-21-A
Variable(2)
$ 7,113,230.72
April 25, 2037
I-21-B
Variable(2)
$ 7,113,230.72
April 25, 2037
I-22-A
Variable(2)
$ 6,807,245.38
April 25, 2037
I-22-B
Variable(2)
$ 6,807,245.38
April 25, 2037
I-23-A
Variable(2)
$ 6,511,155.97
April 25, 2037
I-23-B
Variable(2)
$ 6,511,155.97
April 25, 2037
I-24-A
Variable(2)
$ 6,227,496.31
April 25, 2037
I-24-B
Variable(2)
$ 6,227,496.31
April 25, 2037
I-25-A
Variable(2)
$ 5,961,931.92
April 25, 2037
I-25-B
Variable(2)
$ 5,961,931.92
April 25, 2037
I-26-A
Variable(2)
$ 5,707,993.08
April 25, 2037
I-26-B
Variable(2)
$ 5,707,993.08
April 25, 2037
I-27-A
Variable(2)
$ 5,465,159.02
April 25, 2037
I-27-B
Variable(2)
$ 5,465,159.02
April 25, 2037
I-28-A
Variable(2)
$ 5,232,928.08
April 25, 2037
I-28-B
Variable(2)
$ 5,232,928.08
April 25, 2037
I-29-A
Variable(2)
$ 5,010,371.31
April 25, 2037
I-29-B
Variable(2)
$ 5,010,371.31
April 25, 2037
I-30-A
Variable(2)
$ 4,797,375.97
April 25, 2037
I-30-B
Variable(2)
$ 4,797,375.97
April 25, 2037
I-31-A
Variable(2)
$ 4,594,318.76
April 25, 2037
I-31-B
Variable(2)
$ 4,594,318.76
April 25, 2037
I-32-A
Variable(2)
$ 4,400,085.07
April 25, 2037
I-32-B
Variable(2)
$ 4,400,085.07
April 25, 2037
I-33-A
Variable(2)
$ 4,214,272.87
April 25, 2037
I-33-B
Variable(2)
$ 4,214,272.87
April 25, 2037
I-34-A
Variable(2)
$ 4,036,274.41
April 25, 2037
I-34-B
Variable(2)
$ 4,036,274.41
April 25, 2037
I-35-A
Variable(2)
$ 3,866,031.37
April 25, 2037
I-35-B
Variable(2)
$ 3,866,031.37
April 25, 2037
I-36-A
Variable(2)
$ 3,703,337.75
April 25, 2037
I-36-B
Variable(2)
$ 3,703,337.75
April 25, 2037
I-37-A
Variable(2)
$ 3,547,797.88
April 25, 2037
I-37-B
Variable(2)
$ 3,547,797.88
April 25, 2037
I-38-A
Variable(2)
$ 3,398,982.41
April 25, 2037
I-38-B
Variable(2)
$ 3,398,982.41
April 25, 2037
I-39-A
Variable(2)
$ 3,256,589.76
April 25, 2037
I-39-B
Variable(2)
$ 3,256,589.76
April 25, 2037
I-40-A
Variable(2)
$ 3,120,285.41
April 25, 2037
I-40-B
Variable(2)
$ 3,120,285.41
April 25, 2037
I-41-A
Variable(2)
$ 2,989,895.64
April 25, 2037
I-41-B
Variable(2)
$ 2,989,895.64
April 25, 2037
I-42-A
Variable(2)
$ 2,865,129.97
April 25, 2037
I-42-B
Variable(2)
$ 2,865,129.97
April 25, 2037
I-43-A
Variable(2)
$ 2,745,741.77
April 25, 2037
I-43-B
Variable(2)
$ 2,745,741.77
April 25, 2037
I-44-A
Variable(2)
$ 2,631,481.64
April 25, 2037
I-44-B
Variable(2)
$ 2,631,481.64
April 25, 2037
I-45-A
Variable(2)
$ 2,522,122.98
April 25, 2037
I-45-B
Variable(2)
$ 2,522,122.98
April 25, 2037
I-46-A
Variable(2)
$ 2,417,451.30
April 25, 2037
I-46-B
Variable(2)
$ 2,417,451.30
April 25, 2037
I-47-A
Variable(2)
$ 2,317,260.62
April 25, 2037
I-47-B
Variable(2)
$ 2,317,260.62
April 25, 2037
I-48-A
Variable(2)
$ 2,221,352.81
April 25, 2037
I-48-B
Variable(2)
$ 2,221,352.81
April 25, 2037
I-49-A
Variable(2)
$ 2,129,542.96
April 25, 2037
I-49-B
Variable(2)
$ 2,129,542.96
April 25, 2037
I-50-A
Variable(2)
$ 2,041,649.70
April 25, 2037
I-50-B
Variable(2)
$ 2,041,649.70
April 25, 2037
I-51-A
Variable(2)
$ 1,957,501.53
April 25, 2037
I-51-B
Variable(2)
$ 1,957,501.53
April 25, 2037
I-52-A
Variable(2)
$ 1,876,934.39
April 25, 2037
I-52-B
Variable(2)
$ 1,876,934.39
April 25, 2037
I-53-A
Variable(2)
$ 1,799,792.27
April 25, 2037
I-53-B
Variable(2)
$ 1,799,792.27
April 25, 2037
I-54-A
Variable(2)
$ 1,725,925.26
April 25, 2037
I-54-B
Variable(2)
$ 1,725,925.26
April 25, 2037
I-55-A
Variable(2)
$ 1,655,192.01
April 25, 2037
I-55-B
Variable(2)
$ 1,655,192.01
April 25, 2037
I-56-A
Variable(2)
$ 1,587,457.41
April 25, 2037
I-56-B
Variable(2)
$ 1,587,457.41
April 25, 2037
I-57-A
Variable(2)
$ 1,522,621.83
April 25, 2037
I-57-B
Variable(2)
$ 1,522,621.83
April 25, 2037
I-58-A
Variable(2)
$ 1,460,627.00
April 25, 2037
I-58-B
Variable(2)
$ 1,460,627.00
April 25, 2037
I-59-A
Variable(2)
$ 1,405,361.01
April 25, 2037
I-59-B
Variable(2)
$ 1,405,361.01
April 25, 2037
I-60-A
Variable(2)
$ 34,307,917.48
April 25, 2037
I-60-B
Variable(2)
$ 34,307,917.48
April 25, 2037
II-1-A
Variable(2)
$ 821,415.02
April 25, 2037
II-1-B
Variable(2)
$ 821,415.02
April 25, 2037
II-2-A
Variable(2)
$ 1,077,798.50
April 25, 2037
II-2-B
Variable(2)
$ 1,077,798.50
April 25, 2037
II-3-A
Variable(2)
$ 1,334,373.06
April 25, 2037
II-3-B
Variable(2)
$ 1,334,373.06
April 25, 2037
II-4-A
Variable(2)
$ 1,589,077.20
April 25, 2037
II-4-B
Variable(2)
$ 1,589,077.20
April 25, 2037
II-5-A
Variable(2)
$ 1,839,559.13
April 25, 2037
II-5-B
Variable(2)
$ 1,839,559.13
April 25, 2037
II-6-A
Variable(2)
$ 2,083,737.65
April 25, 2037
II-6-B
Variable(2)
$ 2,083,737.65
April 25, 2037
II-7-A
Variable(2)
$ 2,319,084.90
April 25, 2037
II-7-B
Variable(2)
$ 2,319,084.90
April 25, 2037
II-8-A
Variable(2)
$ 2,542,964.01
April 25, 2037
II-8-B
Variable(2)
$ 2,542,964.01
April 25, 2037
II-9-A
Variable(2)
$ 2,751,541.65
April 25, 2037
II-9-B
Variable(2)
$ 2,751,541.65
April 25, 2037
II-10-A
Variable(2)
$ 2,919,653.94
April 25, 2037
II-10-B
Variable(2)
$ 2,919,653.94
April 25, 2037
II-11-A
Variable(2)
$ 2,937,836.80
April 25, 2037
II-11-B
Variable(2)
$ 2,937,836.80
April 25, 2037
II-12-A
Variable(2)
$ 2,821,511.80
April 25, 2037
II-12-B
Variable(2)
$ 2,821,511.80
April 25, 2037
II-13-A
Variable(2)
$ 2,699,337.26
April 25, 2037
II-13-B
Variable(2)
$ 2,699,337.26
April 25, 2037
II-14-A
Variable(2)
$ 2,582,576.89
April 25, 2037
II-14-B
Variable(2)
$ 2,582,576.89
April 25, 2037
II-15-A
Variable(2)
$ 2,470,986.56
April 25, 2037
II-15-B
Variable(2)
$ 2,470,986.56
April 25, 2037
II-16-A
Variable(2)
$ 2,364,333.27
April 25, 2037
II-16-B
Variable(2)
$ 2,364,333.27
April 25, 2037
II-17-A
Variable(2)
$ 2,262,393.27
April 25, 2037
II-17-B
Variable(2)
$ 2,262,393.27
April 25, 2037
II-18-A
Variable(2)
$ 2,164,957.24
April 25, 2037
II-18-B
Variable(2)
$ 2,164,957.24
April 25, 2037
II-19-A
Variable(2)
$ 2,071,817.50
April 25, 2037
II-19-B
Variable(2)
$ 2,071,817.50
April 25, 2037
II-20-A
Variable(2)
$ 1,982,785.98
April 25, 2037
II-20-B
Variable(2)
$ 1,982,785.98
April 25, 2037
II-21-A
Variable(2)
$ 1,897,665.11
April 25, 2037
II-21-B
Variable(2)
$ 1,897,665.11
April 25, 2037
II-22-A
Variable(2)
$ 1,816,034.45
April 25, 2037
II-22-B
Variable(2)
$ 1,816,034.45
April 25, 2037
II-23-A
Variable(2)
$ 1,737,043.83
April 25, 2037
II-23-B
Variable(2)
$ 1,737,043.83
April 25, 2037
II-24-A
Variable(2)
$ 1,661,369.21
April 25, 2037
II-24-B
Variable(2)
$ 1,661,369.21
April 25, 2037
II-25-A
Variable(2)
$ 1,590,522.04
April 25, 2037
II-25-B
Variable(2)
$ 1,590,522.04
April 25, 2037
II-26-A
Variable(2)
$ 1,522,776.32
April 25, 2037
II-26-B
Variable(2)
$ 1,522,776.32
April 25, 2037
II-27-A
Variable(2)
$ 1,457,993.14
April 25, 2037
II-27-B
Variable(2)
$ 1,457,993.14
April 25, 2037
II-28-A
Variable(2)
$ 1,396,038.65
April 25, 2037
II-28-B
Variable(2)
$ 1,396,038.65
April 25, 2037
II-29-A
Variable(2)
$ 1,336,665.04
April 25, 2037
II-29-B
Variable(2)
$ 1,336,665.04
April 25, 2037
II-30-A
Variable(2)
$ 1,279,842.22
April 25, 2037
II-30-B
Variable(2)
$ 1,279,842.22
April 25, 2037
II-31-A
Variable(2)
$ 1,225,670.69
April 25, 2037
II-31-B
Variable(2)
$ 1,225,670.69
April 25, 2037
II-32-A
Variable(2)
$ 1,173,853.10
April 25, 2037
II-32-B
Variable(2)
$ 1,173,853.10
April 25, 2037
II-33-A
Variable(2)
$ 1,124,282.19
April 25, 2037
II-33-B
Variable(2)
$ 1,124,282.19
April 25, 2037
II-34-A
Variable(2)
$ 1,076,795.82
April 25, 2037
II-34-B
Variable(2)
$ 1,076,795.82
April 25, 2037
II-35-A
Variable(2)
$ 1,031,378.45
April 25, 2037
II-35-B
Variable(2)
$ 1,031,378.45
April 25, 2037
II-36-A
Variable(2)
$ 987,975.10
April 25, 2037
II-36-B
Variable(2)
$ 987,975.10
April 25, 2037
II-37-A
Variable(2)
$ 946,480.23
April 25, 2037
II-37-B
Variable(2)
$ 946,480.23
April 25, 2037
II-38-A
Variable(2)
$ 906,779.30
April 25, 2037
II-38-B
Variable(2)
$ 906,779.30
April 25, 2037
II-39-A
Variable(2)
$ 868,791.84
April 25, 2037
II-39-B
Variable(2)
$ 868,791.84
April 25, 2037
II-40-A
Variable(2)
$ 832,428.61
April 25, 2037
II-40-B
Variable(2)
$ 832,428.61
April 25, 2037
II-41-A
Variable(2)
$ 797,643.27
April 25, 2037
II-41-B
Variable(2)
$ 797,643.27
April 25, 2037
II-42-A
Variable(2)
$ 764,358.34
April 25, 2037
II-42-B
Variable(2)
$ 764,358.34
April 25, 2037
II-43-A
Variable(2)
$ 732,507.99
April 25, 2037
II-43-B
Variable(2)
$ 732,507.99
April 25, 2037
II-44-A
Variable(2)
$ 702,025.72
April 25, 2037
II-44-B
Variable(2)
$ 702,025.72
April 25, 2037
II-45-A
Variable(2)
$ 672,851.05
April 25, 2037
II-45-B
Variable(2)
$ 672,851.05
April 25, 2037
II-46-A
Variable(2)
$ 644,926.78
April 25, 2037
II-46-B
Variable(2)
$ 644,926.78
April 25, 2037
II-47-A
Variable(2)
$ 618,197.95
April 25, 2037
II-47-B
Variable(2)
$ 618,197.95
April 25, 2037
II-48-A
Variable(2)
$ 592,611.70
April 25, 2037
II-48-B
Variable(2)
$ 592,611.70
April 25, 2037
II-49-A
Variable(2)
$ 568,118.70
April 25, 2037
II-49-B
Variable(2)
$ 568,118.70
April 25, 2037
II-50-A
Variable(2)
$ 544,670.57
April 25, 2037
II-50-B
Variable(2)
$ 544,670.57
April 25, 2037
II-51-A
Variable(2)
$ 522,221.55
April 25, 2037
II-51-B
Variable(2)
$ 522,221.55
April 25, 2037
II-52-A
Variable(2)
$ 500,727.88
April 25, 2037
II-52-B
Variable(2)
$ 500,727.88
April 25, 2037
II-53-A
Variable(2)
$ 480,147.93
April 25, 2037
II-53-B
Variable(2)
$ 480,147.93
April 25, 2037
II-54-A
Variable(2)
$ 460,441.72
April 25, 2037
II-54-B
Variable(2)
$ 460,441.72
April 25, 2037
II-55-A
Variable(2)
$ 441,571.53
April 25, 2037
II-55-B
Variable(2)
$ 441,571.53
April 25, 2037
II-56-A
Variable(2)
$ 423,501.31
April 25, 2037
II-56-B
Variable(2)
$ 423,501.31
April 25, 2037
II-57-A
Variable(2)
$ 406,204.50
April 25, 2037
II-57-B
Variable(2)
$ 406,204.50
April 25, 2037
II-58-A
Variable(2)
$ 389,665.54
April 25, 2037
II-58-B
Variable(2)
$ 389,665.54
April 25, 2037
II-59-A
Variable(2)
$ 374,921.70
April 25, 2037
II-59-B
Variable(2)
$ 374,921.70
April 25, 2037
II-60-A
Variable(2)
$ 9,152,653.78
April 25, 2037
II-60-B
Variable(2)
$ 9,152,653.78
April 25, 2037
III-1-A
Variable(2)
$ 563,476.87
April 25, 2037
III-1-B
Variable(2)
$ 563,476.87
April 25, 2037
III-2-A
Variable(2)
$ 739,351.62
April 25, 2037
III-2-B
Variable(2)
$ 739,351.62
April 25, 2037
III-3-A
Variable(2)
$ 915,357.45
April 25, 2037
III-3-B
Variable(2)
$ 915,357.45
April 25, 2037
III-4-A
Variable(2)
$ 1,090,080.20
April 25, 2037
III-4-B
Variable(2)
$ 1,090,080.20
April 25, 2037
III-5-A
Variable(2)
$ 1,261,906.58
April 25, 2037
III-5-B
Variable(2)
$ 1,261,906.58
April 25, 2037
III-6-A
Variable(2)
$ 1,429,408.94
April 25, 2037
III-6-B
Variable(2)
$ 1,429,408.94
April 25, 2037
III-7-A
Variable(2)
$ 1,590,853.19
April 25, 2037
III-7-B
Variable(2)
$ 1,590,853.19
April 25, 2037
III-8-A
Variable(2)
$ 1,744,430.49
April 25, 2037
III-8-B
Variable(2)
$ 1,744,430.49
April 25, 2037
III-9-A
Variable(2)
$ 1,887,511.24
April 25, 2037
III-9-B
Variable(2)
$ 1,887,511.24
April 25, 2037
III-10-A
Variable(2)
$ 2,002,833.44
April 25, 2037
III-10-B
Variable(2)
$ 2,002,833.44
April 25, 2037
III-11-A
Variable(2)
$ 2,015,306.57
April 25, 2037
III-11-B
Variable(2)
$ 2,015,306.57
April 25, 2037
III-12-A
Variable(2)
$ 1,935,509.58
April 25, 2037
III-12-B
Variable(2)
$ 1,935,509.58
April 25, 2037
III-13-A
Variable(2)
$ 1,851,699.90
April 25, 2037
III-13-B
Variable(2)
$ 1,851,699.90
April 25, 2037
III-14-A
Variable(2)
$ 1,771,604.26
April 25, 2037
III-14-B
Variable(2)
$ 1,771,604.26
April 25, 2037
III-15-A
Variable(2)
$ 1,695,055.17
April 25, 2037
III-15-B
Variable(2)
$ 1,695,055.17
April 25, 2037
III-16-A
Variable(2)
$ 1,621,892.81
April 25, 2037
III-16-B
Variable(2)
$ 1,621,892.81
April 25, 2037
III-17-A
Variable(2)
$ 1,551,963.69
April 25, 2037
III-17-B
Variable(2)
$ 1,551,963.69
April 25, 2037
III-18-A
Variable(2)
$ 1,485,124.21
April 25, 2037
III-18-B
Variable(2)
$ 1,485,124.21
April 25, 2037
III-19-A
Variable(2)
$ 1,421,231.92
April 25, 2037
III-19-B
Variable(2)
$ 1,421,231.92
April 25, 2037
III-20-A
Variable(2)
$ 1,360,157.80
April 25, 2037
III-20-B
Variable(2)
$ 1,360,157.80
April 25, 2037
III-21-A
Variable(2)
$ 1,301,766.31
April 25, 2037
III-21-B
Variable(2)
$ 1,301,766.31
April 25, 2037
III-22-A
Variable(2)
$ 1,245,769.05
April 25, 2037
III-22-B
Variable(2)
$ 1,245,769.05
April 25, 2037
III-23-A
Variable(2)
$ 1,191,582.82
April 25, 2037
III-23-B
Variable(2)
$ 1,191,582.82
April 25, 2037
III-24-A
Variable(2)
$ 1,139,671.30
April 25, 2037
III-24-B
Variable(2)
$ 1,139,671.30
April 25, 2037
III-25-A
Variable(2)
$ 1,091,071.33
April 25, 2037
III-25-B
Variable(2)
$ 1,091,071.33
April 25, 2037
III-26-A
Variable(2)
$ 1,044,598.92
April 25, 2037
III-26-B
Variable(2)
$ 1,044,598.92
April 25, 2037
III-27-A
Variable(2)
$ 1,000,158.74
April 25, 2037
III-27-B
Variable(2)
$ 1,000,158.74
April 25, 2037
III-28-A
Variable(2)
$ 957,659.01
April 25, 2037
III-28-B
Variable(2)
$ 957,659.01
April 25, 2037
III-29-A
Variable(2)
$ 916,929.71
April 25, 2037
III-29-B
Variable(2)
$ 916,929.71
April 25, 2037
III-30-A
Variable(2)
$ 877,950.21
April 25, 2037
III-30-B
Variable(2)
$ 877,950.21
April 25, 2037
III-31-A
Variable(2)
$ 840,789.46
April 25, 2037
III-31-B
Variable(2)
$ 840,789.46
April 25, 2037
III-32-A
Variable(2)
$ 805,243.46
April 25, 2037
III-32-B
Variable(2)
$ 805,243.46
April 25, 2037
III-33-A
Variable(2)
$ 771,238.65
April 25, 2037
III-33-B
Variable(2)
$ 771,238.65
April 25, 2037
III-34-A
Variable(2)
$ 738,663.80
April 25, 2037
III-34-B
Variable(2)
$ 738,663.80
April 25, 2037
III-35-A
Variable(2)
$ 707,508.25
April 25, 2037
III-35-B
Variable(2)
$ 707,508.25
April 25, 2037
III-36-A
Variable(2)
$ 677,734.28
April 25, 2037
III-36-B
Variable(2)
$ 677,734.28
April 25, 2037
III-37-A
Variable(2)
$ 649,269.50
April 25, 2037
III-37-B
Variable(2)
$ 649,269.50
April 25, 2037
III-38-A
Variable(2)
$ 622,035.33
April 25, 2037
III-38-B
Variable(2)
$ 622,035.33
April 25, 2037
III-39-A
Variable(2)
$ 595,976.57
April 25, 2037
III-39-B
Variable(2)
$ 595,976.57
April 25, 2037
III-40-A
Variable(2)
$ 571,032.01
April 25, 2037
III-40-B
Variable(2)
$ 571,032.01
April 25, 2037
III-41-A
Variable(2)
$ 547,169.85
April 25, 2037
III-41-B
Variable(2)
$ 547,169.85
April 25, 2037
III-42-A
Variable(2)
$ 524,336.95
April 25, 2037
III-42-B
Variable(2)
$ 524,336.95
April 25, 2037
III-43-A
Variable(2)
$ 502,488.15
April 25, 2037
III-43-B
Variable(2)
$ 502,488.15
April 25, 2037
III-44-A
Variable(2)
$ 481,577.82
April 25, 2037
III-44-B
Variable(2)
$ 481,577.82
April 25, 2037
III-45-A
Variable(2)
$ 461,564.49
April 25, 2037
III-45-B
Variable(2)
$ 461,564.49
April 25, 2037
III-46-A
Variable(2)
$ 442,408.91
April 25, 2037
III-46-B
Variable(2)
$ 442,408.91
April 25, 2037
III-47-A
Variable(2)
$ 424,073.38
April 25, 2037
III-47-B
Variable(2)
$ 424,073.38
April 25, 2037
III-48-A
Variable(2)
$ 406,521.64
April 25, 2037
III-48-B
Variable(2)
$ 406,521.64
April 25, 2037
III-49-A
Variable(2)
$ 389,719.86
April 25, 2037
III-49-B
Variable(2)
$ 389,719.86
April 25, 2037
III-50-A
Variable(2)
$ 373,634.84
April 25, 2037
III-50-B
Variable(2)
$ 373,634.84
April 25, 2037
III-51-A
Variable(2)
$ 358,235.19
April 25, 2037
III-51-B
Variable(2)
$ 358,235.19
April 25, 2037
III-52-A
Variable(2)
$ 343,490.89
April 25, 2037
III-52-B
Variable(2)
$ 343,490.89
April 25, 2037
III-53-A
Variable(2)
$ 329,373.39
April 25, 2037
III-53-B
Variable(2)
$ 329,373.39
April 25, 2037
III-54-A
Variable(2)
$ 315,855.26
April 25, 2037
III-54-B
Variable(2)
$ 315,855.26
April 25, 2037
III-55-A
Variable(2)
$ 302,910.63
April 25, 2037
III-55-B
Variable(2)
$ 302,910.63
April 25, 2037
III-56-A
Variable(2)
$ 290,514.77
April 25, 2037
III-56-B
Variable(2)
$ 290,514.77
April 25, 2037
III-57-A
Variable(2)
$ 278,649.45
April 25, 2037
III-57-B
Variable(2)
$ 278,649.45
April 25, 2037
III-58-A
Variable(2)
$ 267,304.00
April 25, 2037
III-58-B
Variable(2)
$ 267,304.00
April 25, 2037
III-59-A
Variable(2)
$ 257,189.97
April 25, 2037
III-59-B
Variable(2)
$ 257,189.97
April 25, 2037
III-60-A
Variable(2)
$ 6,278,566.37
April 25, 2037
III-60-B
Variable(2)
$ 6,278,566.37
April 25, 2037
P
0.00%
$ 100.00
April 25, 2037

___________________________
(1)
For purposes of Section 1.860G-1(a)(4)(iii) of the Treasury regulations, the Distribution Date in the month following the maturity date for the Mortgage Loan with the latest maturity date has been designated as the “latest possible maturity date” for each REMIC I Regular Interest.
(2) Calculated in accordance with the definition of “Uncertificated REMIC I Pass-Through Rate” herein.


REMIC II
 
As provided herein, the Trustee will elect to treat the segregated pool of assets consisting of the REMIC I Regular Interests as a REMIC for federal income tax purposes, and such segregated pool of assets will be designated as “REMIC II”. The Class R-2 Certificates will be the sole class of Residual Interests in REMIC II for purposes of the REMIC Provisions. The following table irrevocably sets forth the designation, the Uncertificated REMIC II Pass-Through Rate, the initial Uncertificated Principal Balance and, for purposes of satisfying Treasury Regulation Section 1.860G-1(a)(4)(iii), the “latest possible maturity date” for each of the REMIC II Regular Interests (as defined herein). None of the REMIC II Regular Interests will be certificated.
 
 
Designation
Uncertificated REMIC II Pass-Through Rate
Initial Uncertificated Principal Balance
Latest Possible Maturity Date (1)
AA
Variable(2)
$ 475,575,522.51
April 25, 2037
I-A-1
Variable(2)
$ 1,273,630.00
April 25, 2037
I-A-2
Variable(2)
$ 564,505.00
April 25, 2037
I-A-3
Variable(2)
$ 348,470.00
April 25, 2037
I-A-4
Variable(2)
$ 282,000.00
April 25, 2037
II-A
Variable(2)
$ 658,575.00
April 25, 2037
III-A
Variable(2)
$ 451,770.00
April 25, 2037
M-1
Variable(2)
$ 254,775.00
April 25, 2037
M-2
Variable(2)
$ 235,360.00
April 25, 2037
M-3
Variable(2)
$ 89,775.00
April 25, 2037
M-4
Variable(2)
$ 92,205.00
April 25, 2037
M-5
Variable(2)
$ 89,775.00
April 25, 2037
M-6
Variable(2)
$ 58,235.00
April 25, 2037
M-7
Variable(2)
$ 63,085.00
April 25, 2037
M-8
Variable(2)
$ 55,805.00
April 25, 2037
M-9
Variable(2)
$ 65,515.00
April 25, 2037
ZZ
Variable(2)
$ 5,122,142.91
April 25, 2037
IO
(2)
(3)
April 25, 2037
P
0.00%
$ 100.00
April 25, 2037
1-Sub
Variable(2)
$ 23,213.11
April 25, 2037
1-Grp
Variable(2)
$ 66,945.21
April 25, 2037
2-Sub
Variable(2)
$ 4,688.12
April 25, 2037
2-Grp
Variable(2)
$ 17,859.62
April 25, 2037
3-Sub
Variable(2)
$ 3,216.00
April 25, 2037
3-Grp
Variable(2)
$ 12,251.40
April 25, 2037
XX
Variable(2)
$ 485,152,971.96
April 25, 2037
___________________________
(1)
For purposes of Section 1.860G-1(a)(4)(iii) of the Treasury regulations, the Distribution Date in the month following the maturity date for the Mortgage Loan with the latest maturity date has been designated as the “latest possible maturity date” for each REMIC II Regular Interest.
(2)
Calculated in accordance with the definition of “Uncertificated REMIC II Pass-Through Rate” herein.
(3)
REMIC II Regular Interest IO will not have an Uncertificated Principal Balance but will accrue interest on its uncertificated notional amount calculated in accordance with the definition of “Uncertificated Notional Amount” herein.

 
REMIC III
 
As provided herein, the Trustee will elect to treat the segregated pool of assets consisting of the REMIC II Regular Interests as a REMIC for federal income tax purposes, and such segregated pool of assets will be designated as “REMIC III”. The Class R-3 Certificates will represent the sole class of Residual Interests in REMIC III for purposes of the REMIC Provisions.
 
The following table irrevocably sets forth the designation, Pass-Through Rate, Initial Certificate Principal Balance (or initial Uncertificated Principal Balance, in the case of the Class CE Interest, Class P Interest and Class IO Interest) and, for purposes of satisfying Treasury Regulation Section 1.860G-1(a)(4)(iii), the “latest possible maturity date” for each class of Certificates and interests that represents ownership of one or more of the Regular Interests in REMIC III created hereunder.
 
Each Certificate, other than the Class P, Class CE and Class R Certificates, represents ownership of a Regular Interest in REMIC III and also represents (i) the right to receive certain amounts specified herein in respect of Basis Risk Shortfall Carry Forward Amounts (as defined herein) and (ii) the obligation to pay Class IO Distribution Amounts (as defined herein). The entitlement to principal of the Regular Interest which corresponds to each Certificate shall be equal in amount and timing to the entitlement to principal of such Certificate.
 
Designation
Pass-Through Rate
Initial Certificate or Uncertificated
Principal Balance
Latest Possible Maturity Date(1)
I-A-1(2)
Variable(3)
$254,726,000.00
April 25, 2037
I-A-2(2)
Variable(3)
$112,901,000.00
April 25, 2037
I-A-3(2)
Variable(3)
$69,694,000.00
April 25, 2037
I-A-4(2)
Variable(3)
$56,400,000.00
April 25, 2037
II-A(2)
Variable(3)
$131,715,000.00
April 25, 2037
III-A(2)
Variable(3)
$90,354,000.00
April 25, 2037
M-1(2)
Variable(3)
$50,955,000.00
April 25, 2037
M-2(2)
Variable(3)
$47,072,000.00
April 25, 2037
M-3(2)
Variable(3)
$17,955,000.00
April 25, 2037
M-4(2)
Variable(3)
$18,441,000.00
April 25, 2037
M-5(2)
Variable(3)
$17,955,000.00
April 25, 2037
M-6(2)
Variable(3)
$11,647,000.00
April 25, 2037
M-7(2)
Variable(3)
$12,617,000.00
April 25, 2037
M-8(2)
Variable(3)
$11,161,000.00
April 25, 2037
M-9(2)
Variable(3)
$13,103,000.00
April 25, 2037
Class CE Interest
Variable(3)(4)
$53,866,290.83
April 25, 2037
Class P Interest
0.00%(5)
$100.00
April 25, 2037
Class IO Interest
(6)
(7)
April 25, 2037
___________________
(1)
For purposes of Section 1.860G-1(a)(4)(iii) of the Treasury regulations, the Distribution Date in the month following the maturity date for the Mortgage Loan with the latest maturity date has been designated as the “latest possible maturity date” for each Regular Interest in REMIC III.
(2)
This Class of Certificates represents ownership of a Regular Interest in REMIC III. Any amount distributed on this Class of Certificates on any Distribution Date in excess of the amount distributable on the related Regular Interest in REMIC III on such Distribution Date shall be treated for federal income tax purposes as having been paid from the Reserve Fund or the Supplemental Interest Trust, as applicable, and any amount distributable on the related Regular Interest in REMIC III on such Distribution Date in excess of the amount distributable on such Class of Certificates on such Distribution Date shall be treated for such purposes as having been distributed to the Holders of such Certificates and then paid by such Holders to the Supplemental Interest Trust, all pursuant to and as further provided in Section 3.21 hereof.
(3)
Calculated in accordance with the definition of “Pass-Through Rate” herein. Each Regular Interest in REMIC III which corresponds to a Class A Certificate or Class M Certificate will have the same Pass-Through Rate as such Certificate, except with respect to the Net Rate Cap. The Net Rate Cap for each such Regular Interest in REMIC III and Certificate is specified in the definition of “Net Rate Cap.”
(4)
The Class CE Interest will accrue interest at its variable Pass-Through Rate on its Uncertificated Notional Amount outstanding from time to time, which shall equal the aggregate Uncertificated Principal Balance of the REMIC II Regular Interests (other than REMIC II Regular Interest P). The Class CE Interest will not accrue interest on its Uncertificated Principal Balance. 
(5)
The Class P Interest is not entitled to distributions in respect of interest.
(6)
For federal income tax purposes, the Class IO Interest will not have a Pass-Through Rate, but will be entitled to 100% of the amounts distributed on REMIC II Regular Interest IO.
(7)
For federal income tax purposes, the Class IO Interest will not have an Uncertificated Principal Balance, but will have a notional amount equal to the Uncertificated Notional Amount of REMIC II Regular Interest IO.
 
REMIC IV
 
As provided herein, the Trustee shall elect to treat the segregated pool of assets consisting of the Class CE Interest as a REMIC for federal income tax purposes, and such segregated pool of assets will be designated as “REMIC IV”. The Class R-4 Interest represents the sole class of Residual Interests in REMIC IV for purposes of the REMIC Provisions.
 
The following table sets forth the Class designation, Pass-Through Rate, Initial Certificate Principal Balance and, for purposes of satisfying Treasury Regulation Section 1.860G-1(a)(4)(iii), the “latest possible maturity date” for the indicated Class of Certificates that represents a Regular Interest in REMIC IV created hereunder. The Class CE Certificate represents ownership of a Regular Interest in REMIC IV and also represents (i) the obligation to pay certain amounts specified herein in respect of Basis Risk Shortfall Carry Forward Amounts and (ii) the right to receive Class IO Distribution Amounts.
 
Class Designation
Pass-Through Rate
Initial Certificate Principal Balance
Latest Possible
Maturity Date(1)
CE
(2)
$53,866,290.83
April 25, 2037
_______________
(1)
For purposes of Section 1.860G-1(a)(4)(iii) of the Treasury regulations, the Distribution Date in the month following the maturity date for the Mortgage Loan with the latest maturity date has been designated as the “latest possible maturity date” for the Class CE Certificates.
(2)
The Class CE Certificates will receive 100% of the amounts received in respect of the Class CE Interest.
 
REMIC V
 
As provided herein, the Trustee shall elect to treat the segregated pool of assets consisting of the Class P Interest as a REMIC for federal income tax purposes, and such segregated pool of assets will be designated as “REMIC V”. The Class R-5 Interest represents the sole class of Residual Interests in REMIC V for purposes of the REMIC Provisions.
 
The following table sets forth the Class designation, Pass-Through Rate, Initial Certificate Principal Balance and, for purposes of satisfying Treasury Regulation Section 1.860G-1(a)(4)(iii), the “latest possible maturity date” for the indicated Class of Certificates that represents a Regular Interest in REMIC V created hereunder:
 
Class Designation
Pass-Through Rate
Initial Certificate Principal Balance
Latest Possible Maturity Date(1)
P
0.00%(2)
$100.00
April 25, 2037
_______________
(1)
For purposes of Section 1.860G-1(a)(4)(iii) of the Treasury regulations, the Distribution Date in the month following the maturity date for the Mortgage Loan with the latest maturity date has been designated as the “latest possible maturity date” for the Class P Certificates.
(2)
The Class P Certificates will receive 100% of the amounts received in respect of the Class P Interest.
 
REMIC VI
 
As provided herein, the Trustee shall elect to treat the segregated pool of assets consisting of the Class IO Interest as a REMIC for federal income tax purposes, and such segregated pool of assets will be designated as “REMIC VI”. The Class R-6 Interest represents the sole class of Residual Interests in REMIC VI for purposes of the REMIC Provisions.
 
The following table sets forth the designation, Pass-Through Rate, initial Uncertificated Principal Balance and, for purposes of satisfying Treasury Regulation Section 1.860G-1(a)(4)(iii), the “latest possible maturity date” for the indicated class of interests that represents a Regular Interest in REMIC VI created hereunder:
 
Designation
Pass-Through Rate
Initial Uncertificated Principal Balance
Latest Possible
Maturity Date(1)
IO(2)
(3)
(4)
April 25, 2037
_______________
(1)
For purposes of Section 1.860G-1(a)(4)(iii) of the Treasury regulations, the Distribution Date in the month following the maturity date for the Mortgage Loan with the latest maturity date has been designated as the “latest possible maturity date” for REMIC VI Regular Interest IO.
(2)
REMIC VI Regular Interest IO will be held as an asset of the Supplemental Interest Trust.
(3)
REMIC VI Regular Interest IO will not have a Pass-Through Rate, but will receive 100% of the amounts received in respect of the Class IO Interest.
(4)
REMIC VI Regular Interest IO will not have an Uncertificated Principal Balance, but will have a notional amount equal to the Uncertificated Notional Amount of the Class IO Interest.
 
The Trust Fund shall be named, and may be referred to as, the “Bear Stearns Asset Backed Securities I Trust 2007-HE3.” The Certificates issued hereunder may be referred to as “Asset-Backed Certificates, Series 2007-HE3” (including for purposes of any endorsement or assignment of a Mortgage Note or Mortgage).
 
In consideration of the mutual agreements herein contained, the Depositor, the Master Servicer, the Seller and the Trustee agree as follows:
 
ARTICLE I
 
DEFINITIONS
 
Section 1.01  Defined Terms. 
 
Whenever used in this Agreement, the following words and phrases, unless otherwise expressly provided or unless the context otherwise requires, shall have the meanings specified in this Article:
 
10-K Filing Deadline: As defined in Section 3.16(a)(iii).
 
Accepted Servicing Practices: With respect to each Mortgage Loan, those mortgage servicing practices and procedures, including prudent collection and loan administration procedures, and the standard of care (i) employed by prudent mortgage servicers which service mortgage loans of the same type as the Mortgage Loans in the jurisdictions in which the related Mortgage Properties are located or (ii) in accordance with the Fannie Mae Guide or Freddie Mac Guide, subject to any variances negotiated with Fannie Mae or Freddie Mac and subject to the express provisions of this Agreement. Such standard of care shall not be lower than that the Master Servicer customarily employs and exercises in servicing and administering similar mortgage loans for its own account and shall be in full compliance with all federal, state, and local laws, ordinances, rules and regulations.
 
Account: The Distribution Account, the Reserve Fund, the Swap Account, the Class P Certificate Account, the Swap Collateral Account and the Protected Account.
 
Accrual Period: With respect to the Certificates (other than the Class CE, Class P and the Residual Certificates) and any Distribution Date, the period from and including the immediately preceding Distribution Date (or with respect to the first Accrual Period, the Closing Date) to and including the day prior to such Distribution Date. With respect to the Class CE Certificates and the Class CE Interest and any Distribution Date, the calendar month immediately preceding such Distribution Date. All calculations of interest on the Certificates (other than the Class CE, Class P and the Residual Certificates) will be made on the basis of the actual number of days elapsed in the related Accrual Period. All calculations of interest on the Class CE Interest and the Class CE Certificates will be made on the basis of a 360-day year consisting of twelve 30-day months.
 
Additional Disclosure: As defined in Section 3.16(a)(iv).
 
Additional Disclosure Notification: The form of notice set forth in Exhibit R.
 
Additional Form 10-D Disclosure: As defined in Section 3.16(a)(i).
 
Additional Form 10-K Disclosure: As defined in Section 3.16(a)(iii).
 
Advance: An advance of delinquent payments of principal or interest in respect of a Mortgage Loan required to be made by the Master Servicer as provided in Section 5.01 hereof.
 
Affected Party: An “Affected Party” as defined in the Swap Agreement.
 
Agreement: This Pooling and Servicing Agreement and any and all amendments or supplements hereto made in accordance with the terms herein.
 
Adjustable Rate Mortgage Loan: Each of the Mortgage Loans identified in the Mortgage Loan Schedule as having a Mortgage Rate that is subject to adjustment.
 
Adjustment Date: With respect to each Adjustable Rate Mortgage Loan, the first day of the month in which the Mortgage Rate of an Adjustable Rate Mortgage Loan changes pursuant to the related Mortgage Note. The first Adjustment Date following the Cut-off Date as to each Adjustable Rate Mortgage Loan is set forth in the Mortgage Loan Schedule.
 
Amount Held for Future Distribution: As to any Distribution Date, the aggregate amount held in the Protected Account at the close of business on the immediately preceding Determination Date on account of (i) all Scheduled Payments or portions thereof received in respect of the Mortgage Loans due after the related Due Period, (ii) Principal Prepayments, received in respect of such Mortgage Loans after the last day of the related Prepayment Period and (iii) Liquidation Proceeds, Subsequent Recoveries and Insurance Proceeds received in respect of such Mortgage Loans after the last day of the prior calendar month.
 
Annual Statement of Compliance: As defined in Section 3.13.
 
Applied Realized Loss Amount: With respect to any Distribution Date and a Class of Class A Certificates and Class M Certificates, the sum of the Realized Losses with respect to the Mortgage Loans which have been applied in reduction of the Certificate Principal Balance of a Class of Certificates pursuant to Section 5.05 of this Agreement which have not previously been reimbursed or reduced by any Subsequent Recoveries applied to such Applied Realized Loss Amount.
 
Appraised Value: With respect to any Mortgage Loan originated in connection with a refinancing, the appraised value of the Mortgaged Property based upon the appraisal made at the time of such refinancing or, with respect to any other Mortgage Loan, the lesser of (x) the appraised value of the Mortgaged Property based upon the appraisal made by a fee appraiser at the time of the origination of the related Mortgage Loan, and (y) the sales price of the Mortgaged Property at the time of such origination.
 
Assessment of Compliance: As defined in Section 3.14.
 
Attesting Party: As defined in Section 3.14.
 
Attestation Report: As defined in Section 3.14.
 
Back-Up Certification: As defined in Section 3.16(a)(iii).
 
Basis Risk Shortfall Carry Forward Amount: With respect to any Distribution Date and any Class of Class A Certificates and Class M Certificates, an amount equal to the sum of (A) if the Pass-Through Rate for such Class for such Distribution Date is limited to the related Net Rate Cap, the excess, if any, of (a) the amount of Current Interest that such Class would have been entitled to receive on such Distribution Date had the Pass-Though Rate applicable to such Class been calculated at a per annum rate equal to the related One-Month LIBOR Pass-Through Rate, over (b) the amount of Current Interest that such Class received on such Distribution Date at the related Net Rate Cap for such Distribution Date and (B) the Basis Risk Shortfall Carry Forward Amount for the previous Distribution Date not previously paid, together with interest thereon at a rate equal to the related Pass-Through Rate for the current Distribution Date.
 
Bankruptcy Code: Title 11 of the United States Code.
 
Book-Entry Certificates: Any of the Certificates that shall be registered in the name of the Depository or its nominee, the ownership of which is reflected on the books of the Depository or on the books of a person maintaining an account with the Depository (directly, as a “Depository Participant”, or indirectly, as an indirect participant in accordance with the rules of the Depository and as described in Section 6.06). As of the Closing Date, each Class of Regular Certificates (other than the Class CE Certificates and Class P Certificates) constitutes a Class of Book-Entry Certificates.
 
Business Day: Any day other than (i) a Saturday or a Sunday, or (ii) a day on which banking institutions in the city of New York, Chicago, Illinois, Minneapolis, Minnesota or the city in which the Corporate Trust Office of the Trustee or the principal office of the Master Servicer is located as authorized or obligated by law or executive order to be closed.
 
Certificate: Any one of the certificates of any Class executed and authenticated by the Trustee in substantially the forms attached hereto as Exhibits A-1 through A-5.
 
Certificate Margin: With respect to the Class I-A-1 Certificates and, for purposes of the definition of “One-Month LIBOR Pass-Through Rate”, REMIC II Regular Interest I-A-1, 0.120% per annum.
 
With respect to the Class I-A-2 Certificates and, for purposes of the definition of “One-Month LIBOR Pass-Through Rate”, REMIC II Regular Interest I-A-2, 0.200% per annum in the case of each Distribution Date through and including the first possible Optional Termination Date and 0.400% per annum in the case of each Distribution Date thereafter.
 
With respect to the Class I-A-3 Certificates and, for purposes of the definition of “One-Month LIBOR Pass-Through Rate”, REMIC II Regular Interest I-A-3, 0.250% per annum in the case of each Distribution Date through and including the first possible Optional Termination Date and 0.500% per annum in the case of each Distribution Date thereafter.
 
With respect to the Class I-A-4 Certificates and, for purposes of the definition of “One-Month LIBOR Pass-Through Rate”, REMIC II Regular Interest I-A-4, 0.350% per annum in the case of each Distribution Date through and including the first possible Optional Termination Date and 0.700% per annum in the case of each Distribution Date thereafter.
 
With respect to the Class II-A Certificates and, for purposes of the definition of “One-Month LIBOR Pass-Through Rate”, REMIC II Regular Interest II-A, 0.140% per annum in the case of each Distribution Date through and including the first possible Optional Termination Date and 0.280% per annum in the case of each Distribution Date thereafter.
 
With respect to the Class III-A Certificates and, for purposes of the definition of “One-Month LIBOR Pass-Through Rate”, REMIC II Regular Interest III-A, 0.220% per annum in the case of each Distribution Date through and including the first possible Optional Termination Date and 0.440% per annum in the case of each Distribution Date thereafter.
 
With respect to the Class M-1 Certificates and, for purposes of the definition of “One-Month LIBOR Pass-Through Rate”, REMIC II Regular Interest M-1, 0.450% per annum in the case of each Distribution Date through and including the first possible Optional Termination Date and 0.675% per annum in the case of each Distribution Date thereafter.
 
With respect to the Class M-2 Certificates and, for purposes of the definition of “One-Month LIBOR Pass-Through Rate”, REMIC II Regular Interest M-2, 0.500% per annum in the case of each Distribution Date through and including the first possible Optional Termination Date and 0.750% per annum in the case of each Distribution Date thereafter.
 
With respect to the Class M-3 Certificates and, for purposes of the definition of “One-Month LIBOR Pass-Through Rate”, REMIC II Regular Interest M-3, 0.750% per annum in the case of each Distribution Date through and including the first possible Optional Termination Date and 1.125% per annum in the case of each Distribution Date thereafter.
 
With respect to the Class M-4 Certificates and, for purposes of the definition of “One-Month LIBOR Pass-Through Rate”, REMIC II Regular Interest M-4, 1.100% per annum in the case of each Distribution Date through and including the first possible Optional Termination Date and 1.650% per annum in the case of each Distribution Date thereafter.
 
With respect to the Class M-5 Certificates and, for purposes of the definition of “One-Month LIBOR Pass-Through Rate”, REMIC II Regular Interest M-5, 1.400% per annum in the case of each Distribution Date through and including the first possible Optional Termination Date and 2.100% per annum in the case of each Distribution Date thereafter.
 
With respect to the Class M-6 Certificates and, for purposes of the definition of “One-Month LIBOR Pass-Through Rate”, REMIC II Regular Interest M-6, 2.000% per annum in the case of each Distribution Date through and including the first possible Optional Termination Date and 3.000% per annum in the case of each Distribution Date thereafter.
 
With respect to the Class M-7 Certificates and, for purposes of the definition of “One-Month LIBOR Pass-Through Rate”, REMIC II Regular Interest M-7, 2.250% per annum in the case of each Distribution Date through and including the first possible Optional Termination Date and 3.375% per annum in the case of each Distribution Date thereafter.
 
With respect to the Class M-8 Certificates and, for purposes of the definition of “One-Month LIBOR Pass-Through Rate”, REMIC II Regular Interest M-8, 2.250% per annum in the case of each Distribution Date through and including the first possible Optional Termination Date and 3.375% per annum in the case of each Distribution Date thereafter.
 
With respect to the Class M-9 Certificates and, for purposes of the definition of “One-Month LIBOR Pass-Through Rate”, REMIC II Regular Interest M-9, 2.250% per annum in the case of each Distribution Date through and including the first possible Optional Termination Date and 3.375% per annum in the case of each Distribution Date thereafter.
 
Certificate Notional Amount: With respect to the Class CE Certificates and any Distribution Date, an amount equal to the Stated Principal Balance of the Mortgage Loans as of the beginning of the related Due Period. The initial Certificate Notional Amount of the Class CE Certificates shall be $970,562,290.83. For federal income tax purposes, the Certificate Notional Amount for any Distribution Date shall be an amount equal to the Uncertificated Notional Amount for the Class CE Interest for such Distribution Date.
 
Certificate Owner: With respect to a Book-Entry Certificate, the Person that is the beneficial owner of such Book-Entry Certificate.
 
Certificate Principal Balance: As to any Certificate (other than any Class CE Certificates and any Class R Certificates) and as of any Distribution Date, the Initial Certificate Principal Balance of such Certificate plus, in the case of a Class A Certificate and Class M Certificate, any Subsequent Recoveries added to the Certificate Principal Balance of such Certificate pursuant to Section 5.04(b), less the sum of (i) all amounts distributed with respect to such Certificate in reduction of the Certificate Principal Balance thereof on previous Distribution Dates pursuant to Section 5.04, and (ii) any Applied Realized Loss Amounts allocated to such Certificate on previous Distribution Dates. As to the Class CE Certificates and as of any Distribution Date, an amount equal to the Uncertificated Principal Balance of the Class CE Interest.
 
Certificate Register: The register maintained pursuant to Section 6.02 hereof.
 
Certificateholder or Holder: The person in whose name a Certificate is registered in the Certificate Register (initially, Cede & Co., as nominee for the Depository, in the case of any Book-Entry Certificates).
 
Certification Parties: As defined in Section 3.16(a)(iii).
 
Certifying Person: As defined in Section 3.16(a)(iii).
 
Class: All Certificates bearing the same Class designation as set forth in Section 6.01 hereof.
 
Class A Certificates: Any of the Class I-A-1, Class I-A-2, Class I-A-3, Class I-A-4, Class II-A and Class III-A Certificates.
 
Class A Principal Distribution Amount: For any Distribution Date, an amount equal to the lesser of (x) the Principal Distribution Amount for such Distribution Date and (y) the excess, if any, of (i) the aggregate Certificate Principal Balance of the Class A Certificates immediately prior to such Distribution Date, over (ii) the lesser of (a) the product of (1) 47.50% and (2) the aggregate Stated Principal Balance of the Mortgage Loans as of the last day of the related Due Period (after giving effect to scheduled payments of principal due during the related Due Period, to the extent received or advanced, and unscheduled collections of principal received during the related Prepayment Period, and after reduction for Realized Losses incurred during the prior calendar month), and (b) the aggregate Stated Principal Balance of the Mortgage Loans as of the last day of the related Due Period (after giving effect to scheduled payments of principal due during the related Due Period, to the extent received or advanced, and unscheduled collections of principal received during the related Prepayment Period, and after reduction for Realized Losses incurred during the prior calendar month) minus $4,852,811.
 
Class I-A Certificates: Any of the Class I-A-1, Class I-A-2, Class I-A-3 and Class I-A-4 Certificates.
 
Class I-A-1 Certificate: Any Certificate designated as a “Class I-A-1 Certificate” on the face thereof, in the form of Exhibit A-1 hereto, representing the right to the Percentage Interest of distributions provided for the Class I-A-1 Certificates as set forth herein and evidencing (i) a Regular Interest in REMIC III, (ii) the right to receive Basis Risk Shortfall Carry Forward Amounts and (iii) the obligation to pay Class IO Distribution Amounts.
 
Class I-A-2 Certificate: Any Certificate designated as a “Class I-A-2 Certificate” on the face thereof, in the form of Exhibit A-1 hereto, representing the right to the Percentage Interest of distributions provided for the Class I-A-2 Certificates as set forth herein and evidencing (i) a Regular Interest in REMIC III, (ii) the right to receive Basis Risk Shortfall Carry Forward Amounts and (iii) the obligation to pay Class IO Distribution Amounts.
 
Class I-A-3 Certificate: Any Certificate designated as a “Class I-A-3 Certificate” on the face thereof, in the form of Exhibit A-1 hereto, representing the right to the Percentage Interest of distributions provided for the Class I-A-3 Certificates as set forth herein and evidencing (i) a Regular Interest in REMIC III, (ii) the right to receive Basis Risk Shortfall Carry Forward Amounts and (iii) the obligation to pay Class IO Distribution Amounts.
 
Class I-A-4 Certificate: Any Certificate designated as a “Class I-A-4 Certificate” on the face thereof, in the form of Exhibit A-1 hereto, representing the right to the Percentage Interest of distributions provided for the Class I-A-4 Certificates as set forth herein and evidencing (i) a Regular Interest in REMIC III, (ii) the right to receive Basis Risk Shortfall Carry Forward Amounts and (iii) the obligation to pay Class IO Distribution Amounts.
 
Class I-A Principal Distribution Amount: For any Distribution Date, with respect to the Class I-A Certificates and any Distribution Date, is the product of the Class A Principal Distribution Amount and a fraction, the numerator of which is the Principal Funds for Loan Group I for such Distribution Date and the denominator of which is the Principal Funds for all Loan Groups for such Distribution Date.
 
Class II-A Certificate: Any Certificate designated as a “Class II-A Certificate” on the face thereof, in the form of Exhibit A-1 hereto, representing the right to the Percentage Interest of distributions provided for the Class II-A Certificates as set forth herein and evidencing (i) a Regular Interest in REMIC III, (ii) the right to receive Basis Risk Shortfall Carry Forward Amounts and (iii) the obligation to pay Class IO Distribution Amounts.
 
Class II-A Principal Distribution Amount: For any Distribution Date, with respect to the Class II-A Certificates and any Distribution Date, is the product of the Class A Principal Distribution Amount and a fraction, the numerator of which is the Principal Funds for Loan Group II for such Distribution Date and the denominator of which is the Principal Funds for all Loan Groups for such Distribution Date.
 
Class III-A Certificate: Any Certificate designated as a “Class III-A Certificate” on the face thereof, in the form of Exhibit A-1 hereto, representing the right to the Percentage Interest of distributions provided for the Class III-A Certificates as set forth herein and evidencing (i) a Regular Interest in REMIC III, (ii) the right to receive Basis Risk Shortfall Carry Forward Amounts and (iii) the obligation to pay Class IO Distribution Amounts.
 
Class III-A Principal Distribution Amount: For any Distribution Date, with respect to the Class III-A Certificates and any Distribution Date, is the product of the Class A Principal Distribution Amount and a fraction, the numerator of which is the Principal Funds for Loan Group III for such Distribution Date and the denominator of which is the Principal Funds for all Loan Groups for such Distribution Date.
 
Class CE Certificate: Any Certificate designated as a “Class CE Certificate” on the face thereof, in the form of Exhibit A-4 hereto, representing the right to its Percentage Interest of distributions provided for the Class CE Certificates herein and evidencing (i) a Regular Interest in REMIC IV, (ii) the obligation to pay Basis Risk Shortfall Carry Forward Amounts and (iii) the right to receive Class IO Distribution Amounts.
 
Class CE Distribution Amount: With respect to any Distribution Date, the sum of (i) the Current Interest for the Class CE Interest for such Distribution Date, (ii) any Overcollateralization Release Amount for such Distribution Date and (iii) without duplication, any Subsequent Recoveries not distributed to the Class A Certificates and Class M Certificates on such Distribution Date; provided, however, on any Distribution Date after the Distribution Date on which the Certificate Principal Balances of the Class A Certificates and Class M Certificates have been reduced to zero, the Class CE Distribution Amount shall include the Overcollateralization Amount.
 
Class CE Interest: An uncertificated interest in the Trust Fund held by the Trustee on behalf of the Holders of the Class CE Certificates, evidencing a Regular Interest in REMIC III for purposes of the REMIC Provisions.
 
Class IO Distribution Amount: As defined in Section 3.21 hereof. For purposes of clarity, the Class IO Distribution Amount for any Distribution Date shall equal the amount payable to the Swap Administrator pursuant to the first and second sentences of Section 3.21(c) on such Distribution Date in excess of the amount payable on REMIC VI Regular Interest IO on such Distribution Date, all as further provided in Section 3.21 hereof.
 
Class IO Interest: An uncertificated interest in the Trust Fund held by the Trustee on behalf of the holders of REMIC VI Regular Interest IO, evidencing a Regular Interest in REMIC III for purposes of the REMIC Provisions.
 
Class M Certificates: Any of the Class M-1, Class M-2, Class M-3, Class M-4, Class M-5, Class M-6, Class M-7, Class M-8 and Class M-9 Certificates.
 
Class M-1 Certificate: Any Certificate designated as a “Class M-1 Certificate” on the face thereof, in the form of Exhibit A-2 hereto, representing the right to its Percentage Interest of distributions provided for the Class M-1 Certificates as set forth herein and evidencing (i) a Regular Interest in REMIC III, (ii) the right to receive Basis Risk Shortfall Carry Forward Amounts and (iii) the obligation to pay Class IO Distribution Amounts.
 
Class M-1 Principal Distribution Amount: For any Distribution Date, an amount equal to the lesser of (x) the remaining Principal Distribution Amount for such Distribution Date after distribution of the Class A Principal Distribution Amount and (y) the excess, if any, of (a) the sum of (1) the aggregate Certificate Principal Balance of the Class A Certificates (after taking into account the distribution of the Class A Principal Distribution Amount on such Distribution Date) and (2) the Certificate Principal Balance of the Class M-1 Certificates immediately prior to such Distribution Date, over (b) the lesser of (1) the product of (x) 58.00% and (y) the aggregate Stated Principal Balance of the Mortgage Loans as of the last day of the related Due Period (after giving effect to scheduled payments of principal due during the related Due Period, to the extent received or advanced, and unscheduled collections of principal received during the related Prepayment Period, and after reduction for Realized Losses incurred during the prior calendar month), and (2) the aggregate Stated Principal Balance of the Mortgage Loans as of the last day of the related Due Period (after giving effect to scheduled payments of principal due during the related Due Period, to the extent received or advanced, and unscheduled collections of principal received during the related Prepayment Period, and after reduction for Realized Losses incurred during the prior calendar month) minus $4,852,811.
 
Class M-2 Certificate: Any Certificate designated as a “Class M-2 Certificate” on the face thereof, in the form of Exhibit A-2 hereto, representing the right to its Percentage Interest of distributions provided for the Class M-2 Certificates as set forth herein and evidencing (i) a Regular Interest in REMIC III, (ii) the right to receive Basis Risk Shortfall Carry Forward Amounts and (iii) the obligation to pay Class IO Distribution Amounts.
 
Class M-2 Principal Distribution Amount: For any Distribution Date, an amount equal to the lesser of (x) the remaining Principal Distribution Amount for such Distribution Date after distribution of the Class A Principal Distribution Amount and the Class M-1 Principal Distribution Amount and (y) the excess, if any, of (a) the sum of (1) the aggregate Certificate Principal Balance of the Class A Certificates (after taking into account the distribution of the Class A Principal Distribution Amount on such Distribution Date), (2) the Certificate Principal Balance of the Class M-1 Certificates (after taking into account the distribution of the Class M-1 Principal Distribution Amount on such Distribution Date) and (3) the Certificate Principal Balance of the Class M-2 Certificates immediately prior to such Distribution Date, over (b) the lesser of (1) the product of (x) 67.70% and (y) the aggregate Stated Principal Balance of the Mortgage Loans as of the last day of the related Due Period (after giving effect to scheduled payments of principal due during the related Due Period, to the extent received or advanced, and unscheduled collections of principal received during the related Prepayment Period, and after reduction for Realized Losses incurred during the prior calendar month), and (2) the aggregate Stated Principal Balance of the Mortgage Loans as of the last day of the related Due Period (after giving effect to scheduled payments of principal due during the related Due Period, to the extent received or advanced, and unscheduled collections of principal received during the related Prepayment Period, and after reduction for Realized Losses incurred during the prior calendar month) minus $4,852,811.
 
Class M-3 Certificate: Any Certificate designated as a “Class M-3 Certificate” on the face thereof, in the form of Exhibit A-2 hereto, representing the right to its Percentage Interest of distributions provided for the Class M-3 Certificates as set forth herein and evidencing (i) a Regular Interest in REMIC III, (ii) the right to receive Basis Risk Shortfall Carry Forward Amounts and (iii) the obligation to pay Class IO Distribution Amounts.
 
Class M-3 Principal Distribution Amount: For any Distribution Date, an amount equal to the lesser of (x) the remaining Principal Distribution Amount for such Distribution Date after distribution of the Class A Principal Distribution Amount, the Class M-1 Principal Distribution Amount and the Class M-2 Principal Distribution Amount and (y) the excess, if any, of (a) the sum of (1) the aggregate Certificate Principal Balance of the Class A Certificates (after taking into account the distribution of the Class A Principal Distribution Amount on such Distribution Date), (2) the Certificate Principal Balance of the Class M-1 Certificates (after taking into account the distribution of the Class M-1 Principal Distribution Amount on such Distribution Date), (3) the Certificate Principal Balance of the Class M-2 Certificates (after taking into account the distribution of the Class M-2 Principal Distribution Amount on such Distribution Date) and (4) the Certificate Principal Balance of the Class M-3 Certificates immediately prior to such Distribution Date, over (b) the lesser of (1) the product of (x) 71.40% and (y) the aggregate Stated Principal Balance of the Mortgage Loans as of the last day of the related Due Period (after giving effect to scheduled payments of principal due during the related Due Period, to the extent received or advanced, and unscheduled collections of principal received during the related Prepayment Period, and after reduction for Realized Losses incurred during the prior calendar month), and (2) the aggregate Stated Principal Balance of the Mortgage Loans as of the last day of the related Due Period (after giving effect to scheduled payments of principal due during the related Due Period, to the extent received or advanced, and unscheduled collections of principal received during the related Prepayment Period, and after reduction for Realized Losses incurred during the prior calendar month) minus $4,852,811.
 
Class M-4 Certificate: Any Certificate designated as a “Class M-4 Certificate” on the face thereof, in the form of Exhibit A-2 hereto, representing the right to its Percentage Interest of distributions provided for the Class M-4 Certificates as set forth herein and evidencing (i) a Regular Interest in REMIC III, (ii) the right to receive Basis Risk Shortfall Carry Forward Amounts and (iii) the obligation to pay Class IO Distribution Amounts.
 
Class M-4 Principal Distribution Amount: For any Distribution Date, an amount equal to the lesser of (x) the remaining Principal Distribution Amount for such Distribution Date after distribution of the Class A Principal Distribution Amount, the Class M-1 Principal Distribution Amount, the Class M-2 Principal Distribution Amount and the Class M-3 Principal Distribution Amount and (y) the excess, if any, of (a) the sum of (1) the aggregate Certificate Principal Balance of the Class A Certificates (after taking into account the distribution of the Class A Principal Distribution Amount on such Distribution Date), (2) the Certificate Principal Balance of the Class M-1 Certificates (after taking into account the distribution of the Class M-1 Principal Distribution Amount on such Distribution Date), (3) the Certificate Principal Balance of the Class M-2 Certificates (after taking into account the distribution of the Class M-2 Principal Distribution Amount on such Distribution Date), (4) the Certificate Principal Balance of the Class M-3 Certificates (after taking into account the distribution of the Class M-3 Principal Distribution Amount on such Distribution Date) and (5) the Certificate Principal Balance of the Class M-4 Certificates immediately prior to such Distribution Date, over (b) the lesser of (1) the product of (x) 75.20% and (y) the aggregate Stated Principal Balance of the Mortgage Loans as of the last day of the related Due Period (after giving effect to scheduled payments of principal due during the related Due Period, to the extent received or advanced, and unscheduled collections of principal received during the related Prepayment Period, and after reduction for Realized Losses incurred during the prior calendar month), and (2) the aggregate Stated Principal Balance of the Mortgage Loans as of the last day of the related Due Period (after giving effect to scheduled payments of principal due during the related Due Period, to the extent received or advanced, and unscheduled collections of principal received during the related Prepayment Period, and after reduction for Realized Losses incurred during the prior calendar month) minus $4,852,811.
 
Class M-5 Certificate: Any Certificate designated as a “Class M-5 Certificate” on the face thereof, in the form of Exhibit A-2 hereto, representing the right to its Percentage Interest of distributions provided for the Class M-5 Certificates as set forth herein and evidencing (i) a Regular Interest in REMIC III, (ii) the right to receive Basis Risk Shortfall Carry Forward Amounts and (iii) the obligation to pay Class IO Distribution Amounts.
 
Class M-5 Principal Distribution Amount: For any Distribution Date, an amount equal to the lesser of (x) the remaining Principal Distribution Amount for such Distribution Date after distribution of the Class A Principal Distribution Amount, the Class M-1 Principal Distribution Amount, the Class M-2 Principal Distribution Amount, the Class M-3 Principal Distribution Amount and the Class M-4 Principal Distribution Amount and (y) the excess, if any, of (a) the sum of (1) the aggregate Certificate Principal Balance of the Class A Certificates (after taking into account the distribution of the Class A Principal Distribution Amount on such Distribution Date), (2) the Certificate Principal Balance of the Class M-1 Certificates (after taking into account the distribution of the Class M-1 Principal Distribution Amount on such Distribution Date), (3) the Certificate Principal Balance of the Class M-2 Certificates (after taking into account the distribution of the Class M-2 Principal Distribution Amount on such Distribution Date), (4) the Certificate Principal Balance of the Class M-3 Certificates (after taking into account the distribution of the Class M-3 Principal Distribution Amount on such Distribution Date), (5) the Certificate Principal Balance of the Class M-4 Certificates (after taking into account the distribution of the Class M-4 Principal Distribution Amount on such Distribution Date) and (6) the Certificate Principal Balance of the Class M-5 Certificates immediately prior to such Distribution Date, over (b) the lesser of (1) the product of (x) 78.90% and (y) the aggregate Stated Principal Balance of the Mortgage Loans as of the last day of the related Due Period (after giving effect to scheduled payments of principal due during the related Due Period, to the extent received or advanced, and unscheduled collections of principal received during the related Prepayment Period, and after reduction for Realized Losses incurred during the prior calendar month), and (2) the aggregate Stated Principal Balance of the Mortgage Loans as of the last day of the related Due Period (after giving effect to scheduled payments of principal due during the related Due Period, to the extent received or advanced, and unscheduled collections of principal received during the related Prepayment Period, and after reduction for Realized Losses incurred during the prior calendar month) minus $4,852,811.
 
Class M-6 Certificate: Any Certificate designated as a “Class M-6 Certificate” on the face thereof, in the form of Exhibit A-2 hereto, representing the right to its Percentage Interest of distributions provided for the Class M-6 Certificates as set forth herein and evidencing (i) a Regular Interest in REMIC III, (ii) the right to receive Basis Risk Shortfall Carry Forward Amounts and (iii) the obligation to pay Class IO Distribution Amounts.
 
Class M-6 Principal Distribution Amount: For any Distribution Date, an amount equal to the lesser of (x) the remaining Principal Distribution Amount for such Distribution Date after distribution of the Class A Principal Distribution Amount, the Class M-1 Principal Distribution Amount, the Class M-2 Principal Distribution Amount, the Class M-3 Principal Distribution Amount, the Class M-4 Principal Distribution Amount and the Class M-5 Principal Distribution Amount and (y) the excess, if any, of (a) the sum of (1) the aggregate Certificate Principal Balance of the Class A Certificates (after taking into account the distribution of the Class A Principal Distribution Amount on such Distribution Date), (2) the Certificate Principal Balance of the Class M-1 Certificates (after taking into account the distribution of the Class M-1 Principal Distribution Amount on such Distribution Date), (3) the Certificate Principal Balance of the Class M-2 Certificates (after taking into account the distribution of the Class M-2 Principal Distribution Amount on such Distribution Date), (4) the Certificate Principal Balance of the Class M-3 Certificates (after taking into account the distribution of the Class M-3 Principal Distribution Amount on such Distribution Date), (5) the Certificate Principal Balance of the Class M-4 Certificates (after taking into account the distribution of the Class M-4 Principal Distribution Amount on such Distribution Date), (6) the Certificate Principal Balance of the Class M-5 Certificates (after taking into account the distribution of the Class M-5 Principal Distribution Amount on such Distribution Date) and (7) the Certificate Principal Balance of the Class M-6 Certificates immediately prior to such Distribution Date, over (b) the lesser of (1) the product of (x) 81.30% and (y) the aggregate Stated Principal Balance of the Mortgage Loans as of the last day of the related Due Period (after giving effect to scheduled payments of principal due during the related Due Period, to the extent received or advanced, and unscheduled collections of principal received during the related Prepayment Period, and after reduction for Realized Losses incurred during the prior calendar month), and (2) the aggregate Stated Principal Balance of the Mortgage Loans as of the last day of the related Due Period (after giving effect to scheduled payments of principal due during the related Due Period, to the extent received or advanced, and unscheduled collections of principal received during the related Prepayment Period, and after reduction for Realized Losses incurred during the prior calendar month) minus $4,852,811.
 
Class M-7 Certificate: Any Certificate designated as a “Class M-7 Certificate” on the face thereof, in the form of Exhibit A-2 hereto, representing the right to its Percentage Interest of distributions provided for the Class M-7 Certificates as set forth herein and evidencing (i) a Regular Interest in REMIC III, (ii) the right to receive Basis Risk Shortfall Carry Forward Amounts and (iii) the obligation to pay Class IO Distribution Amounts.
 
Class M-7 Principal Distribution Amount: For any Distribution Date, an amount equal to the lesser of (x) the remaining Principal Distribution Amount for such Distribution Date after distribution of the Class A Principal Distribution Amount, the Class M-1 Principal Distribution Amount, the Class M-2 Principal Distribution Amount, the Class M-3 Principal Distribution Amount, the Class M-4 Principal Distribution Amount, the Class M-5 Principal Distribution Amount and the Class M-6 Principal Distribution Amount and (y) the excess, if any, of (a) the sum of (1) the aggregate Certificate Principal Balance of the Class A Certificates (after taking into account the distribution of the Class A Principal Distribution Amount on such Distribution Date), (2) the Certificate Principal Balance of the Class M-1 Certificates (after taking into account the distribution of the Class M-1 Principal Distribution Amount on such Distribution Date), (3) the Certificate Principal Balance of the Class M-2 Certificates (after taking into account the distribution of the Class M-2 Principal Distribution Amount on such Distribution Date), (4) the Certificate Principal Balance of the Class M-3 Certificates (after taking into account the distribution of the Class M-3 Principal Distribution Amount on such Distribution Date), (5) the Certificate Principal Balance of the Class M-4 Certificates (after taking into account the distribution of the Class M-4 Principal Distribution Amount on such Distribution Date), (6) the Certificate Principal Balance of the Class M-5 Certificates (after taking into account the distribution of the Class M-5 Principal Distribution Amount on such Distribution Date) (7) the Certificate Principal Balance of the Class M-6 Certificates (after taking into account the distribution of the Class M-6 Principal Distribution Amount on such Distribution Date) and (8) the Certificate Principal Balance of the Class M-7 Certificates immediately prior to such Distribution Date, over (b) the lesser of (1) the product of (x) 83.90% and (y) the aggregate Stated Principal Balance of the Mortgage Loans as of the last day of the related Due Period (after giving effect to scheduled payments of principal due during the related Due Period, to the extent received or advanced, and unscheduled collections of principal received during the related Prepayment Period, and after reduction for Realized Losses incurred during the prior calendar month), and (2) the aggregate Stated Principal Balance of the Mortgage Loans as of the last day of the related Due Period (after giving effect to scheduled payments of principal due during the related Due Period, to the extent received or advanced, and unscheduled collections of principal received during the related Prepayment Period, and after reduction for Realized Losses incurred during the prior calendar month) minus $4,852,811.
 
Class M-8 Certificate: Any Certificate designated as a “Class M-8 Certificate” on the face thereof, in the form of Exhibit A-2 hereto, representing the right to its Percentage Interest of distributions provided for the Class M-8 Certificates as set forth herein and evidencing (i) a Regular Interest in REMIC III, (ii) the right to receive Basis Risk Shortfall Carry Forward Amounts and (iii) the obligation to pay Class IO Distribution Amounts.
 
Class M-8 Principal Distribution Amount: For any Distribution Date, an amount equal to the lesser of (x) the remaining Principal Distribution Amount for such Distribution Date after distribution of the Class A Principal Distribution Amount, the Class M-1 Principal Distribution Amount, the Class M-2 Principal Distribution Amount, the Class M-3 Principal Distribution Amount, the Class M-4 Principal Distribution Amount, the Class M-5 Principal Distribution Amount, the Class M-6 Principal Distribution Amount and the Class M-7 Principal Distribution Amount and (y) the excess, if any, of (a) the sum of (1) the aggregate Certificate Principal Balance of the Class A Certificates (after taking into account the distribution of the Class A Principal Distribution Amount on such Distribution Date), (2) the Certificate Principal Balance of the Class M-1 Certificates (after taking into account the distribution of the Class M-1 Principal Distribution Amount on such Distribution Date), (3) the Certificate Principal Balance of the Class M-2 Certificates (after taking into account the distribution of the Class M-2 Principal Distribution Amount on such Distribution Date), (4) the Certificate Principal Balance of the Class M-3 Certificates (after taking into account the distribution of the Class M-3 Principal Distribution Amount on such Distribution Date), (5) the Certificate Principal Balance of the Class M-4 Certificates (after taking into account the distribution of the Class M-4 Principal Distribution Amount on such Distribution Date), (6) the Certificate Principal Balance of the Class M-5 Certificates (after taking into account the distribution of the Class M-5 Principal Distribution Amount on such Distribution Date) (7) the Certificate Principal Balance of the Class M-6 Certificates (after taking into account the distribution of the Class M-6 Principal Distribution Amount on such Distribution Date), (8) the Certificate Principal Balance of the Class M-7 Certificates (after taking into account the distribution of the Class M-7 Principal Distribution Amount on such Distribution Date) and (9) the Certificate Principal Balance of the Class M-8 Certificates immediately prior to such Distribution Date, over (b) the lesser of (1) the product of (x) 86.20% and (y) the aggregate Stated Principal Balance of the Mortgage Loans as of the last day of the related Due Period (after giving effect to scheduled payments of principal due during the related Due Period, to the extent received or advanced, and unscheduled collections of principal received during the related Prepayment Period, and after reduction for Realized Losses incurred during the prior calendar month), and (2) the aggregate Stated Principal Balance of the Mortgage Loans as of the last day of the related Due Period (after giving effect to scheduled payments of principal due during the related Due Period, to the extent received or advanced, and unscheduled collections of principal received during the related Prepayment Period, and after reduction for Realized Losses incurred during the prior calendar month) minus $4,852,811.
 
Class M-9 Certificate: Any Certificate designated as a “Class M-9 Certificate” on the face thereof, in the form of Exhibit A-2 hereto, representing the right to its Percentage Interest of distributions provided for the Class M-9 Certificates as set forth herein and evidencing (i) a Regular Interest in REMIC III, (ii) the right to receive Basis Risk Shortfall Carry Forward Amounts and (iii) the obligation to pay Class IO Distribution Amounts.
 
Class M-9 Principal Distribution Amount: For any Distribution Date, an amount equal to the lesser of (x) the remaining Principal Distribution Amount for such Distribution Date after distribution of the Class A Principal Distribution Amount, the Class M-1 Principal Distribution Amount, the Class M-2 Principal Distribution Amount, the Class M-3 Principal Distribution Amount, the Class M-4 Principal Distribution Amount, the Class M-5 Principal Distribution Amount, the Class M-6 Principal Distribution Amount, the Class M-7 Principal Distribution Amount and the Class M-8 Principal Distribution Amount and (y) the excess, if any, of (a) the sum of (1) the aggregate Certificate Principal Balance of the Class A Certificates (after taking into account the distribution of the Class A Principal Distribution Amount on such Distribution Date), (2) the Certificate Principal Balance of the Class M-1 Certificates (after taking into account the distribution of the Class M-1 Principal Distribution Amount on such Distribution Date), (3) the Certificate Principal Balance of the Class M-2 Certificates (after taking into account the distribution of the Class M-2 Principal Distribution Amount on such Distribution Date), (4) the Certificate Principal Balance of the Class M-3 Certificates (after taking into account the distribution of the Class M-3 Principal Distribution Amount on such Distribution Date), (5) the Certificate Principal Balance of the Class M-4 Certificates (after taking into account the distribution of the Class M-4 Principal Distribution Amount on such Distribution Date), (6) the Certificate Principal Balance of the Class M-5 Certificates (after taking into account the distribution of the Class M-5 Principal Distribution Amount on such Distribution Date) (7) the Certificate Principal Balance of the Class M-6 Certificates (after taking into account the distribution of the Class M-6 Principal Distribution Amount on such Distribution Date), (8) the Certificate Principal Balance of the Class M-7 Certificates (after taking into account the distribution of the Class M-7 Principal Distribution Amount on such Distribution Date), (9) the Certificate Principal Balance of the Class M-8 Certificates (after taking into account the distribution of the Class M-8 Principal Distribution Amount on such Distribution Date) and (10) the Certificate Principal Balance of the Class M-9 Certificates immediately prior to such Distribution Date, over (b) the lesser of (1) the product of (x) 88.90% and (y) the aggregate Stated Principal Balance of the Mortgage Loans as of the last day of the related Due Period (after giving effect to scheduled payments of principal due during the related Due Period, to the extent received or advanced, and unscheduled collections of principal received during the related Prepayment Period, and after reduction for Realized Losses incurred during the prior calendar month), and (2) the aggregate Stated Principal Balance of the Mortgage Loans as of the last day of the related Due Period (after giving effect to scheduled payments of principal due during the related Due Period, to the extent received or advanced, and unscheduled collections of principal received during the related Prepayment Period, and after reduction for Realized Losses incurred during the prior calendar month) minus $4,852,811.
 
Class P Certificate: Any Certificate designated as a “Class P Certificate” on the face thereof, in the form of Exhibit A-3 hereto, representing the right to its Percentage Interest of distributions provided for the Class P Certificates as set forth herein and evidencing (i) a Regular Interest in REMIC V and (ii) the right to receive any Prepayment Charge Waiver Amounts.
 
Class P Interest: An uncertificated interest in the Trust Fund held by the Trustee on behalf of the Holders of the Class P Certificates, evidencing a Regular Interest in REMIC III for purposes of the REMIC Provisions.
 
Class P Certificate Account: The separate Eligible Account created and maintained by the Trustee pursuant to Section 4.06 in the name of the Trustee for the benefit of the Class P Certificateholders.
 
Class R Certificate: Any of the Class R-1, Class R-2, Class R-3 and Class RX Certificates.
 
Class R-1 Certificate: Any Certificate designated a “Class R-1 Certificate” on the face thereof, in the form set forth in Exhibit A-5 hereto, evidencing the Residual Interest in REMIC I and representing the right to the Percentage Interest of distributions provided for the Class R-1 Certificates as set forth herein.
 
Class R-2 Certificate: Any Certificate designated a “Class R-2 Certificate” on the face thereof, in the form set forth in Exhibit A-5 hereto, evidencing the Residual Interest in REMIC II and representing the right to the Percentage Interest of distributions provided for the Class R-2 Certificates as set forth herein.
 
Class R-3 Certificate: Any Certificate designated a “Class R-3 Certificate” on the face thereof, in the form set forth in Exhibit A-5 hereto, evidencing the Residual Interest in REMIC III and representing the right to the Percentage Interest of distributions provided for the Class R-3 Certificates as set forth herein.
 
Class RX Certificate: Any Certificate designated a “Class RX Certificate” on the face thereof, in the form set forth in Exhibit A-5 hereto, evidencing the ownership of the Class R-4 Interest, Class R-5 Interest and Class R-6 Interest and representing the right to the Percentage Interest of distributions provided for the Class RX Certificates as set forth herein.
 
Class R-4 Interest: The uncertificated Residual Interest in REMIC IV.
 
Class R-5 Interest: The uncertificated Residual Interest in REMIC V.
 
Class R-6 Interest: The uncertificated Residual Interest in REMIC VI.
 
Closing Date: March 30, 2007.
 
Code: The Internal Revenue Code of 1986, including any successor or amendatory provisions.
 
Commission: The U.S. Securities and Exchange Commission.
 
Compensating Interest: An amount, not to exceed the Servicing Fee, to be deposited in the Protected Account by the Master Servicer to the payment of a Prepayment Interest Shortfall on a Mortgage Loan subject to this Agreement.
 
Corporate Trust Office: The designated office of the Trustee where at any particular time its corporate trust business with respect to this Agreement shall be administered, which office at the date of the execution of this Agreement is located at 135 South LaSalle Street, Suite 1511, Chicago, Illinois, 60603 Attention: Global Securities and Trust Services - Bear Stearns Asset Backed Securities I LLC, Series 2007-HE3, or at such other address as the Trustee may designate from time to time.
 
Corresponding Certificate: With respect to each REMIC II Regular Interest (other than REMIC II Regular Interests AA, ZZ, 1-Sub, 1-Grp, 2-Sub, 2-Grp, 3-Sub, 3-Grp, XX, IO and P), the Certificate with the corresponding designation. With respect to each REMIC III Regular Interest (other than the Class CE Interest, the Class P Interest and the Class IO Interest), the related Certificate representing an ownership therein.
 
Current Interest: As of any Distribution Date, with respect to the Certificates and interests of each class (other than the Class P Certificates, Class P Interest, the Residual Interests and the Residual Certificates), (i) the interest accrued on the Certificate Principal Balance or Certificate Notional Amount or Uncertificated Notional Amount, as applicable, during the related Accrual Period at the applicable Pass-Through Rate plus any amount previously distributed with respect to interest for such Certificate or interest that has been recovered as a voidable preference by a trustee in bankruptcy minus (ii) the sum of (a) any Prepayment Interest Shortfall for such Distribution Date, to the extent not covered by Compensating Interest and (b) any Relief Act Interest Shortfalls during the related Due Period, provided, however, that for purposes of calculating Current Interest for any such class, amounts specified in clause (ii) hereof for any such Distribution Date shall be allocated first to the Class CE Certificates and the Class CE Interest in reduction of amounts otherwise distributable to such Certificates and interest on such Distribution Date and then any excess shall be allocated to each Class of Class A Certificates and Class M Certificates on a pro rata basis based on the respective amounts of interest accrued pursuant to clause (i) hereof for each such Class on such Distribution Date.
 
Current Specified Enhancement Percentage: With respect to any Distribution Date, the percentage obtained by dividing (x) the sum of (i) the aggregate Certificate Principal Balance of the Class M Certificates and (ii) the Overcollateralization Amount, in each case prior to the distribution of the Principal Distribution Amount on such Distribution Date, by (y) the aggregate Stated Principal Balance of the Mortgage Loans as of the end of the related Due Period (after giving effect to scheduled payments of principal due during the related Due Period, to the extent received or advanced, and unscheduled collections of principal received during the related Prepayment Period, and after reduction for Realized Losses incurred during the prior calendar month).
 
Custodial Agreement: An agreement, dated as of March 30, 2007, among the Depositor, EMC, as a Seller and as Master Servicer, Master Funding as a Seller, the Trustee and the Custodian in substantially the form of Exhibit J hereto.
 
Custodian: LaSalle Bank National Association, or any successor custodian appointed pursuant to the provisions hereof and the Custodial Agreement.
 
Cut-off Date: March 1, 2007.
 
Cut-off Date Principal Balance: As to any Mortgage Loan, the unpaid principal balance thereof on the Cut-off Date after application of all Principal Prepayments received prior to the Cut-off Date and scheduled payments of principal due on or before the Cut-off Date, whether or not received, but without giving effect to any installments of principal received in respect of Due Dates after the Cut-off Date. The aggregate Cut-off Date Principal Balance of the Mortgage Loans is $970,562,290.83.
 
Debt Service Reduction: With respect to any Mortgage Loan, a reduction by a court of competent jurisdiction in a proceeding under the Bankruptcy Code in the Scheduled Payment for such Mortgage Loan that became final and non-appealable, except such a reduction resulting from a Deficient Valuation or any other reduction that results in a permanent forgiveness of principal.
 
Defaulting Party: A “Defaulting Party” as defined in the Swap Agreement.
 
Deficient Valuation: With respect to any Mortgage Loan, a valuation by a court of competent jurisdiction of the Mortgaged Property in an amount less than the then outstanding indebtedness under such Mortgage Loan, or any reduction in the amount of principal to be paid in connection with any Scheduled Payment that results in a permanent forgiveness of principal, which valuation or reduction results from an order of such court that is final and non-appealable in a proceeding under the Bankruptcy Code.
 
Definitive Certificates: As defined in Section 6.06.
 
Deleted Mortgage Loan: A Mortgage Loan replaced or to be replaced by a Replacement Mortgage Loan.
 
Delinquency Event: A Delinquency Event shall have occurred and be continuing if at any time, (x) the percent equivalent of a fraction, the numerator of which is the aggregate Stated Principal Balance of the Mortgage Loans that are 60 days or more Delinquent (including for this purpose any such Mortgage Loans in bankruptcy or foreclosure and Mortgage Loans with respect to which the related Mortgaged Property is REO Property), and the denominator of which is the aggregate Stated Principal Balance of all of the Mortgage Loans as of the last day of the related Due Period (after giving effect to scheduled payments of principal due during the related Due Period, to the extent received or advanced, and unscheduled collections of principal received during the related Prepayment Period, and after reduction for Realized Losses incurred during the prior calendar month), exceeds (y) 30.25% of the Current Specified Enhancement Percentage.
 
Delinquent: The delinquency method used for calculations with respect to the Mortgage Loans will be in accordance with the methodology used by lenders regulated by the Office of Thrift Supervision. Under this method, a mortgage loan is considered “30 days or more Delinquent” if the borrower fails to make a scheduled payment prior to the close of business on the mortgage loan’s first succeeding due date. For example, if a securitization had a closing date occurring in August and a cut-off date of August 1, a mortgage loan with a payment due on July 1 that remained unpaid as of the close of business on July 31 would not be described as 30 days delinquent as of the cut-off date. Such mortgage loan with a payment due on June 1 that remained unpaid as of the close of business on July 31 would be described as 30 days delinquent as of the cut-off date. A mortgage loan would be considered “60 days or more Delinquent” with respect to such scheduled payment if such scheduled payment were not made prior to the close of business on the mortgage loan’s second succeeding due date  (or, in the preceding example, if the mortgage loan with a payment due on May 1 remained unpaid as of the close of business on July 31). Similarly for “90 days or more Delinquent” and so on. Unless otherwise specified, with respect to any date of determination, determinations of delinquency are made as of the last day of the prior calendar month. Mortgage Loans with Due Dates which are not the first of the month are treated as if the Due Date was the first of the following month.
 
Denomination: With respect to each Certificate, the amount set forth on the face thereof as the “Initial Principal Balance or Initial Notional Amount of this Certificate”.
 
Depositor: Bear Stearns Asset Backed Securities I LLC, a Delaware limited liability company, or its successor in interest.
 
Depository: The initial Depository shall be The Depository Trust Company (“DTC”), the nominee of which is Cede & Co., or any other organization registered as a “clearing agency” pursuant to Section 17A of the Securities Exchange Act of 1934, as amended. The Depository shall initially be the registered Holder of the Book-Entry Certificates. The Depository shall at all times be a “clearing corporation” as defined in Section 8-102(a)(5) of the Uniform Commercial Code of the State of New York.
 
Depository Agreement: With respect to the Class of Book-Entry Certificates, the agreement among the Depositor, the Trustee and the initial Depository, dated as of the Closing Date, substantially in the form of Exhibit H.
 
Depository Participant: A broker, dealer, bank or other financial institution or other Person for whom from time to time a Depository effects book-entry transfers and pledges of securities deposited with the Depository.
 
Determination Date: With respect to any Distribution Date, the 15th day of the month of such Distribution Date or, if such 15th day is not a Business Day, the immediately preceding Business Day.
 
Distribution Account: The separate Eligible Account created and maintained by the Trustee pursuant to Section 4.04 in the name of the Trustee for the benefit of the Certificateholders designated “LaSalle Bank National Association, in trust for registered holders of Bear Stearns Asset Backed Securities I LLC, Asset-Backed Certificates, Series 2007-HE3”. Funds in the Distribution Account shall be held in trust for the Certificateholders for the uses and purposes set forth in this Agreement.
 
Distribution Account Deposit Date: Two Business Days prior to each Distribution Date.
 
Distribution Date: The 25th day of each calendar month after the initial issuance of the Certificates, or if such 25th day is not a Business Day, the next succeeding Business Day, commencing in April 2007.
 
Due Date: As to any Mortgage Loan, the date in each month on which the related Scheduled Payment is due, as set forth in the related Mortgage Note.
 
Due Period: With respect to any Distribution Date, the period from the second day of the calendar month preceding the calendar month in which such Distribution Date occurs through close of business on the first day of the calendar month in which such Distribution Date occurs.
 
Eligible Account: Any of (i) an account or accounts maintained with a federal or state chartered depository institution or trust company, the long-term unsecured debt obligations and short-term unsecured debt obligations of which (or, in the case of a depository institution or trust company that is the principal subsidiary of a holding company, the debt obligations of such holding company, so long as Moody’s is not a Rating Agency) are rated by each Rating Agency in one of its two highest long-term and its highest short-term rating categories, respectively, at the time any amounts are held on deposit therein, or (ii) an account or accounts in a depository institution or trust company in which such accounts are insured by the FDIC (to the limits established by the FDIC) and the uninsured deposits in which accounts are otherwise secured such that, as evidenced by an Opinion of Counsel delivered to the Trustee and to each Rating Agency, the Certificateholders have a claim with respect to the funds in such account or a perfected first priority security interest against any collateral (which shall be limited to Permitted Investments) securing such funds that is superior to claims of any other depositors or creditors of the depository institution or trust company in which such account is maintained, or (iii) a trust account or accounts maintained with the corporate trust department of a federal or state chartered depository institution or trust company having capital and surplus of not less than $50,000,000, acting in its fiduciary capacity or (iv) any other account acceptable to the Rating Agencies, as evidenced in writing. Eligible Accounts may bear interest, and may include, if otherwise qualified under this definition, accounts maintained with the Trustee.
 
EMC: EMC Mortgage Corporation, a Delaware corporation, and its successors and assigns.
 
EMC Flow Loans: The Mortgage Loans purchased by EMC pursuant to a flow loan purchase agreement.
 
EMC Mortgage Loans: The Mortgage Loans identified as such on the Mortgage Loan Schedule for which EMC is the applicable Seller.
 
ERISA: The Employee Retirement Income Security Act of 1974, as amended.
 
ERISA Restricted Certificates: Any of the Class CE, Class P and Residual Certificates.
 
Event of Default: As defined in Section 8.01 hereof.
 
Excess Cashflow: With respect to any Distribution Date, an amount, if any, equal to the sum of (a) the Remaining Excess Spread for such Distribution Date and (b) the Overcollateralization Release Amount for such Distribution Date.
 
Excess Liquidation Proceeds: To the extent not required by law to be paid to the related Mortgagor, the excess, if any, of any Liquidation Proceeds with respect to a Mortgage Loan over the Stated Principal Balance of such Mortgage Loan and accrued and unpaid interest at the related Mortgage Rate through the last day of the month in which the Mortgage Loan has been liquidated.
 
Excess Spread: With respect to any Distribution Date, the excess, if any, of (i) the Interest Funds for such Distribution Date, over (ii) the sum of the Current Interest on the Class A Certificates and Class M Certificates and Interest Carry Forward Amounts on the Class A Certificates (other than Interest Carry Forward Amounts paid pursuant to Section 5.04(a)(4)(A)), in each case for such Distribution Date.
 
Exchange Act: Securities Exchange Act of 1934, as amended.
 
Exemption: Prohibited Transaction Exemption 90-30, as amended from time to time.
 
Extra Principal Distribution Amount: With respect to any Distribution Date, the lesser of (i) the excess, if any, of the Overcollateralization Target Amount for such Distribution Date, over the Overcollateralization Amount for such Distribution Date (after giving effect to distributions of principal on the Certificates other than any Extra Principal Distribution Amount) and (ii) the Excess Spread for such Distribution Date.
 
Fannie Mae: Fannie Mae (formerly, Federal National Mortgage Association), or any successor thereto.
 
FDIC: The Federal Deposit Insurance Corporation, or any successor thereto.
 
Final Certification: The certification substantially in the form of Exhibit Three to the Custodial Agreement.
 
Final Recovery Determination: With respect to any defaulted Mortgage Loan or any REO Property (other than a Mortgage Loan or REO Property purchased by EMC (on its own behalf as a Seller and on behalf of Master Funding) pursuant to or as contemplated by Section 2.03(c) or Section 10.01), a determination made by the Master Servicer that all Insurance Proceeds, Liquidation Proceeds and other payments or recoveries which the Master Servicer, in its reasonable good faith judgment, expects to be finally recoverable in respect thereof have been so recovered. The Master Servicer shall maintain records of each Final Recovery Determination made thereby.
 
FIRREA: The Financial Institutions Reform, Recovery, and Enforcement Act of 1989.
 
Fiscal Quarter: December 1 to February 29 (or the last day in such month), March 1 to May 31, June 1 to August 31, or September 1 to November 30, as applicable.
 
Fitch: Fitch, Inc. and any successor thereto.
 
Form 8-K Disclosure Information: As defined in Section 3.16(a)(iii).
 
Freddie Mac: Federal Home Loan Mortgage Corporation, or any successor thereto.
 
Global Certificate: Any Private Certificate registered in the name of the Depository or its nominee, beneficial interests in which are reflected on the books of the Depository or on the books of a Person maintaining an account with such Depository (directly or as an indirect participant in accordance with the rules of such depository).
 
Gross Margin: With respect to each Adjustable Rate Mortgage Loan, the fixed percentage set forth in the related Mortgage Note that is added to the Index on each Adjustment Date in accordance with the terms of the related Mortgage Note used to determine the Mortgage Rate for such Mortgage Loan.
 
Group I Loans: The Mortgage Loans identified as such on the Mortgage Loan Schedule.
 
Group I Principal Distribution Amount: With respect to any Distribution Date, the product of the Principal Distribution Amount for such Distribution Date and a fraction, the numerator of which is the Principal Funds for Loan Group I for such Distribution Date and the denominator of which is the Principal Funds for all Loan Groups for such Distribution Date.
 
Group II Loans: The Mortgage Loans identified as such on the Mortgage Loan Schedule.
 
Group II Principal Distribution Amount: With respect to any Distribution Date, the product of the Principal Distribution Amount for such Distribution Date and a fraction, the numerator of which is the Principal Funds for Loan Group II for such Distribution Date and the denominator of which is the Principal Funds for all Loan Groups for such Distribution Date.
 
Group III Loans: The Mortgage Loans identified as such on the Mortgage Loan Schedule.
 
Group III Principal Distribution Amount: With respect to any Distribution Date, the product of the Principal Distribution Amount for such Distribution Date and a fraction, the numerator of which is the Principal Funds for Loan Group III for such Distribution Date and the denominator of which is the Principal Funds for all Loan Groups for such Distribution Date.
 
Guarantor: As defined in Section 3.21(i).
 
Guarantee: As defined in Section 3.21(i).
 
Indemnified Persons: The Trustee, the Master Servicer, the Trust Fund and their officers, directors, agents and employees and, with respect to the Trustee, any separate co-trustee and its officers, directors, agents and employees.
 
Index: With respect to each Adjustable Rate Mortgage Loan and with respect to each related Adjustment Date, the index as specified in the related Mortgage Note.
 
Individual Certificate: Any Private Certificate registered in the name of the Holder other than the Depository or its nominee.
 
Initial Certification: The certification substantially in the form of Exhibit One to the Custodial Agreement.
 
Initial Certificate Principal Balance: With respect to any Certificate, the Certificate Principal Balance of such Certificate or any predecessor Certificate on the Closing Date.
 
Institutional Accredited Investor: Any Person meeting the requirements of Rule 501(a)(l), (2), (3) or (7) of Regulation D under the Securities Act or any entity all of the equity Holders in which come within such paragraphs.
 
Insurance Policy: With respect to any Mortgage Loan included in the Trust Fund, any insurance policy, including all riders and endorsements thereto in effect with respect to such Mortgage Loan, including any replacement policy or policies for any Insurance Policies.
 
Insurance Proceeds: Proceeds paid in respect of the Mortgage Loans pursuant to any Insurance Policy and any other insurance policy covering a Mortgage Loan, to the extent such proceeds are payable to the mortgagee under the Mortgage, the Master Servicer or the trustee under the deed of trust and are not applied to the restoration of the related Mortgaged Property or released to the Mortgagor in accordance with the procedures that the Master Servicer would follow in servicing mortgage loans held for its own account, in each case other than any amount included in such Insurance Proceeds in respect of Insured Expenses.
 
Insured Expenses: Expenses covered by any insurance policy with respect to the Mortgage Loans.
 
Interest Carry Forward Amount: As of any Distribution Date and with respect to each Class of Certificates (other than the Class CE, Class P and the Residual Certificates), the sum of (i) the excess of (a) the Current Interest for such Class with respect to such Distribution Date and any prior Distribution Dates over (b) the amount actually distributed to such Class of Certificates with respect to interest on such Distribution Dates and (ii) interest thereon (to the extent permitted by applicable law) at the applicable Pass-Through Rate for such Class for the related Accrual Period including the Accrual Period relating to such Distribution Date.
 
Interest Determination Date: Shall mean the second LIBOR Business Day preceding the commencement of each Accrual Period.
 
Interest Funds: With respect to each Loan Group and any Distribution Date (1) the sum, without duplication, of (a) all scheduled interest during the related Due Period with respect to the Mortgage Loans less the Servicing Fee and the LPMI Fee, if any, (b) all Advances relating to interest with respect to the Mortgage Loans made on or prior to the related Distribution Account Deposit Date, (c) all Compensating Interest with respect to the Mortgage Loans and required to be remitted by the Master Servicer pursuant to this Agreement with respect to such Distribution Date, (d) Liquidation Proceeds, Insurance Proceeds and Subsequent Recoveries with respect to the Mortgage Loans collected during the prior calendar month (to the extent such Liquidation Proceeds, Insurance Proceeds and Subsequent Recoveries relate to interest) less all non-recoverable Advances related to interest and certain expenses reimbursed during the prior calendar month, in each case with respect to the Mortgage Loans, (e) all amounts relating to interest with respect to each Mortgage Loan repurchased by EMC in the related Loan Group (on its own behalf as Seller and on behalf of Master Funding) pursuant to Sections 2.02 and 2.03 and by the Master Servicer pursuant to Section 3.19, in each case to the extent remitted by the Master Servicer to the Distribution Account pursuant to this Agreement and (f) the interest portion of any proceeds received from the exercise of an Optional Termination, minus (2) (i) all amounts relating to interest required to be reimbursed pursuant to Sections 4.02 and 4.05 or as otherwise set forth in this Agreement, and (ii) any Net Swap Payment or Swap Termination Payment (not due to a Swap Provider Trigger Event and other than to the extent already paid by the Swap Administrator from any upfront payment received pursuant to any replacement interest rate swap agreements that may be entered into by the Supplemental Interest Trust Trustee) owed to the Swap Administrator for payment to the Swap Provider for such Distribution Date and any such payments remaining unpaid for any prior Distribution Dates.
 
Interim Certification: The certification substantially in the form of Exhibit Two to the Custodial Agreement.
 
LaSalle: LaSalle Bank National Association, and any successor thereto.
 
Last Scheduled Distribution Date: Solely for purposes of the face of the Certificates as follows: with respect to the Certificates, other than the Class I-A-1, Class I-A-2 and Class I-A-3 Certificates, the Distribution Date in April 2037; with respect to the Class I-A-1, Class I-A-2 and Class I-A-3 Certificates, the Distribution Date in December 2029, April 2034 and January 2037, respectively.
 
Latest Possible Maturity Date: With respect to the Certificates, April 25, 2037, which is the Distribution Date in the month following the final scheduled maturity date of the Mortgage Loan in the Trust Fund having the latest scheduled maturity date as of the Cut-off Date. For purposes of the Treasury regulations under Sections 860A through 860G of the Code, the latest possible maturity date of each Regular Interest issued by REMIC I, REMIC II, REMIC III, REMIC IV, REMIC V and REMIC VI shall be the Latest Possible Maturity Date.
 
LIBOR Business Day: Shall mean a day on which banks are open for dealing in foreign currency and exchange in London and New York City.
 
Liquidated Loan: With respect to any Distribution Date, a defaulted Mortgage Loan that has been liquidated through deed-in-lieu of foreclosure, foreclosure sale, trustee’s sale or other realization as provided by applicable law governing the real property subject to the related Mortgage and any security agreements and as to which the Master Servicer has made a Final Recovery Determination with respect thereto.
 
Liquidation Proceeds: Amounts, other than Insurance Proceeds, received in connection with the partial or complete liquidation of a Mortgage Loan, whether through trustee’s sale, foreclosure sale or otherwise, or in connection with any condemnation or partial release of a Mortgaged Property and any other proceeds received with respect to an REO Property, less the sum of related unreimbursed Advances, Servicing Fees and Servicing Advances and all expenses of liquidation, including property protection expenses and foreclosure and sale costs, including court and reasonable attorneys fees.
 
Loan-to-Value Ratio: The fraction, expressed as a percentage, the numerator of which is the original principal balance of the related Mortgage Loan and the denominator of which is the Appraised Value of the related Mortgaged Property.
 
Loan Group: Any of Loan Group I, Loan Group II or Loan Group III.
 
Loan Group I: The group of Mortgage Loans included as such on the Mortgage Loan Schedule.
 
Loan Group II: The group of Mortgage Loans included as such on the Mortgage Loan Schedule.
 
Loan Group III: The group of Mortgage Loans included as such on the Mortgage Loan Schedule.
 
Loss Allocation Limitation: The meaning specified in Section 5.05(b) hereof.
 
LPMI Fee: The fee payable to the insurer for each Mortgage Loan subject to an LPMI Policy as set forth in such LPMI Policy.
 
LPMI Policy: A policy of mortgage guaranty insurance issued by an insurer meeting the requirements of Fannie Mae and Freddie Mac in which the Master Servicer or the related subservicer of the related Mortgage Loan is responsible for the payment of the LPMI Fee thereunder from collections on the related Mortgage Loan.
 
Majority Class CE Certificateholder: The Holder of a 50.01% or greater Percentage Interest in the Class CE Certificates.
 
Marker Rate: With respect to the Class CE Interest and any Distribution Date, a per annum rate equal to two (2) times the weighted average of the Uncertificated REMIC II Pass-Through Rates for the REMIC II Regular Interests (other than REMIC II Regular Interests AA, 1-Sub, 1-Grp, 2-Sub, 2-Grp, 3-Sub, 3-Grp, XX, IO and P), with the rate on each such REMIC II Regular Interest (other than REMIC II Regular Interest ZZ) subject to a cap equal to the lesser of (i) the One-Month LIBOR Pass-Through Rate for the Corresponding Certificate and (ii) the Net Rate Cap for the REMIC III Regular Interest the ownership of which is represented by the Corresponding Certificate for the purpose of this calculation for such Distribution Date, and with the rate on REMIC II Regular Interest ZZ subject to a cap of zero for the purpose of this calculation; provided, however, that solely for this purpose, the related cap with respect to each REMIC II Regular Interest (other than REMIC II Regular Interests AA, ZZ, 1-Sub, 1-Grp, 2-Sub, 2-Grp, 3-Sub, 3-Grp, XX, IO and P) shall be multiplied by a fraction, the numerator of which is 30 and the denominator of which is the actual number of days in the related Accrual Period.
 
Master Funding: Master Funding LLC, a Delaware limited liability company, and its successors and assigns, in its capacity as the seller of the Master Funding Mortgage Loans to the Depositor.
 
Master Funding Mortgage Loans: The Mortgage Loans identified as such on the Mortgage Loan Schedule for which Master Funding is the applicable Seller.
 
Master Servicer: EMC Mortgage Corporation, in its capacity as master servicer, and its successors and assigns.
 
Maximum Mortgage Rate: With respect to each Adjustable Rate Mortgage Loan, the percentage set forth in the related Mortgage Note as the maximum Mortgage Rate thereunder.
 
Maximum Probable Exposure: With respect to each Distribution Date, the amount calculated by the Depositor in accordance with the Seller’s internal risk management process in respect of similar instruments, such calculation to be performed as agreed by the Trustee and the Depositor.
 
Maximum Uncertificated Accrued Interest Deferral Amount: With respect to any Distribution Date, the excess, if any, of (i) accrued interest at the Uncertificated REMIC II Pass-Through Rate applicable to REMIC II Regular Interest ZZ for such Distribution Date on a balance equal to the Uncertificated Principal Balance of REMIC II Regular Interest ZZ minus the REMIC II Overcollateralization Amount, in each case for such Distribution Date, over (ii) the aggregate amount of Uncertificated Accrued Interest for such Distribution Date on the REMIC II Regular Interests (other than REMIC II Regular Interests AA, ZZ, 1-Sub, 1-Grp, 2-Sub, 2-Grp, 3-Sub, 3-Grp, XX, IO and P), with the rate on each such REMIC II Regular Interest subject to a cap equal to the lesser of (x) the One-Month LIBOR Pass-Through Rate for the Corresponding Certificate and (y) the Net Rate Cap for the REMIC III Regular Interest the ownership of which is represented by the Corresponding Certificate for the purpose of this calculation for such Distribution Date; provided, however, that solely for this purpose, the related cap with respect to each REMIC II Regular Interest (other than REMIC II Regular Interests AA, ZZ, 1-Sub, 1-Grp, 2-Sub, 2-Grp, 3-Sub, 3-Grp, XX, IO and P) shall be multiplied by a fraction, the numerator of which is 30 and the denominator of which is the actual number of days in the related Accrual Period.
 
MERS: Mortgage Electronic Registration Systems, Inc., a corporation organized and existing under the laws of the State of Delaware, or any successor thereto.
 
MERS® System: The system of recording transfers of Mortgages electronically maintained by MERS.
 
MIN: The Mortgage Identification Number for Mortgage Loans registered with MERS on the MERS® System.
 
Minimum Mortgage Rate: With respect to each Adjustable Rate Mortgage Loan, the percentage set forth in the related Mortgage Note as the minimum Mortgage Rate thereunder.
 
MOM Loan: With respect to any Mortgage Loan, MERS acting as the mortgagee of such Mortgage Loan, solely as nominee for the originator of such Mortgage Loan and its successors and assigns, at the origination thereof.
 
Monthly Statement: The statement delivered to the Certificateholders pursuant to Section 5.06.
 
Moody’s: Moody’s Investors Service, Inc., and any successor thereto.
 
Mortgage: The mortgage, deed of trust or other instrument creating a first or second lien on or first or second priority ownership interest in an estate in fee simple in real property securing a Mortgage Note.
 
Mortgage File: The mortgage documents listed in Section 2.01 hereof pertaining to a particular Mortgage Loan and any additional documents delivered to the Custodian to be added to the Mortgage File pursuant to this Agreement and the Custodial Agreement.
 
Mortgage Loans: Such of the Mortgage Loans transferred and assigned to the Trustee pursuant to the provisions hereof, as from time to time are held as a part of the Trust Fund (including any REO Property), the mortgage loans so held being identified in the Mortgage Loan Schedule, notwithstanding foreclosure or other acquisition of title of the related Mortgaged Property.
 
Mortgage Loan Purchase Agreement: The Mortgage Loan Purchase Agreement, dated as of March 30, 2007, among EMC, as a seller, Master Funding, as a seller and the Depositor, as purchaser in the form attached hereto as Exhibit L.
 
Mortgage Loan Purchase Price: The price, calculated as set forth in Section 10.01, to be paid in connection with the repurchase of the Mortgage Loans pursuant to Section 10.01.
 
Mortgage Loan Schedule: The list of Mortgage Loans (as from time to time amended by the Seller or the Master Servicer to reflect the deletion of Deleted Mortgage Loans and the addition of Replacement Mortgage Loans pursuant to the provisions of this Agreement) transferred to the Trustee as part of the Trust Fund and from time to time subject to this Agreement, the initial Mortgage Loan Schedule being attached hereto as Exhibit B setting forth the following information with respect to each Mortgage Loan:

(a) the city, state and zip code of the Mortgaged Property;
(b) the property type;
(c) the Mortgage Interest Rate;
(d) the Servicing Fee Rate;
(e) the Master Servicer's Fee Rate;
(f) the LPMI Fee, if applicable;
(g) [reserved];
(h) the Net Rate;
(i) the maturity date;
(j) the stated original term to maturity;
(k) the stated remaining term to maturity;
(l) the original Principal Balance;
(m) the first payment date;
(n) the principal and interest payment in effect as of the Cut-off Date;
(o) the unpaid Principal Balance as of the Cut-off Date;
(p) the Loan-to-Value Ratio at origination;
(q) the insurer of any Primary Mortgage Insurance Policy;
(r) the MIN with respect to each MOM Loan;
(s) the Gross Margin, if applicable;
(t) the next Adjustment Date, if applicable;
(u) the Maximum Mortgage Rate, if applicable;
(v) the Minimum Mortgage Rate, if applicable;
(w) the Periodic Rate Cap, if applicable;
(x) the Loan Group, if applicable;
(y) a code indicating whether the Mortgage Loan is negatively amortizing;
(z) which Mortgage Loans adjust after an initial fixed-rate period of one, two, three, five, seven or ten years or any other period;
(aa) the Prepayment Charge, if any;
(bb) lien position (e.g., first lien or second lien);
(cc) a code indicating whether the Mortgage Loan is has a balloon payment;
(dd) a code indicating whether the Mortgage Loan is an interest-only loan;
(ee) the interest-only term, if applicable;
(ff) the Mortgage Loan Seller; and
(gg) the original amortization term.
 
Such schedule also shall set forth for all of the Mortgage Loans, the total number of Mortgage Loans, the total of each of the amounts described under (n) and (o) above, the weighted average by principal balance as of the Cut-off Date of each of the rates described under (c) through (h) above, and the weighted average remaining term to maturity by unpaid principal balance as of the Cut-off Date.
 
Mortgage Note: The original executed note or other evidence of indebtedness of a Mortgagor under a Mortgage Loan.
 
Mortgage Rate: With respect to each fixed rate Mortgage Loan, the rate set forth in the related Mortgage Note. With respect to each Adjustable Rate Mortgage Loan, the annual rate at which interest accrues on such Mortgage Loan from time to time in accordance with the provisions of the related Mortgage Note, which rate (A) as of any date of determination until the first Adjustment Date following the Cut-off Date shall be the rate set forth in the Mortgage Loan Schedule as the Mortgage Rate in effect immediately following the Cut-off Date and (B) as of any date of determination thereafter shall be the rate as adjusted on the most recent Adjustment Date, to equal the sum, rounded to the next highest or nearest 0.125% (as provided in the Mortgage Note), of the Index, determined as set forth in the related Mortgage Note, plus the related Gross Margin subject to the limitations set forth in the related Mortgage Note. With respect to each Mortgage Loan that becomes an REO Property, as of any date of determination, the annual rate determined in accordance with the immediately preceding sentence as of the date such Mortgage Loan became an REO Property.
 
Mortgaged Property: The underlying property securing a Mortgage Loan.
 
Mortgagor: The obligors on a Mortgage Note.
 
Net Mortgage Rate: As to each Mortgage Loan, and at any time, the per annum rate equal to the Mortgage Rate less the sum of (i) the Servicing Fee Rate and (ii) the rate at which the LPMI Fee is calculated, if any.
 
Net Rate Cap: With respect to any Distribution Date and the Class I-A-1, Class I-A-2, Class I-A-3 and Class I-A-4 Certificates, the excess, if any, of (A) a per annum rate equal to the product of (x) the weighted average of the Net Mortgage Rates on the then outstanding Mortgage Loans in Loan Group I, weighted based on the Stated Principal Balances of such Mortgage Loans as of the related Due Date prior to giving effect to any reduction in the Stated Principal Balances of such Mortgage Loans on such Due Date, and (y) a fraction, the numerator of which is 30 and the denominator of which is the actual number of days elapsed in the related Accrual Period, over (B) an amount, expressed as a per annum rate, equal to the sum of (i) the Net Swap Payment payable to the Swap Provider on such Distribution Date and (ii) any Swap Termination Payment not due to a Swap Provider Trigger Event payable to the Swap Provider (other than to the extent already paid by the Swap Administrator from any upfront payment received pursuant to any replacement interest rate swap agreement that may be entered into by the Supplemental Interest Trust Trustee), divided by the aggregate outstanding Stated Principal Balance of the Mortgage Loans as of the related Due Date prior to giving effect to any reduction in the Stated Principal Balances of such Mortgage Loans on such Due Date, multiplied by 12. With respect to any Distribution Date and the REMIC III Regular Interests the ownership of which is represented by the Class I-A-1, Class I-A-2, Class I-A-3 and Class I-A-4 Certificates, a per annum rate equal to the weighted average (adjusted for the actual number of days elapsed in the related Accrual Period) of the Uncertificated REMIC II Pass-Through Rate on REMIC II Regular Interest 1-Grp, weighted on the basis of the Uncertificated Principal Balance of such REMIC II Regular Interest immediately prior to such Distribution Date.
 
With respect to any Distribution Date and the Class II-A Certificates, the excess, if any, of (A) a per annum rate equal to the product of (x) the weighted average of the Net Mortgage Rates on the then outstanding Mortgage Loans in Loan Group II, weighted based on the Stated Principal Balances of such Mortgage Loans as of the related Due Date prior to giving effect to any reduction in the Stated Principal Balances of such Mortgage Loans on such Due Date, and (y) a fraction, the numerator of which is 30 and the denominator of which is the actual number of days elapsed in the related Accrual Period, over (B) an amount, expressed as a per annum rate, equal to the sum of (i) the Net Swap Payment payable to the Swap Provider on such Distribution Date and (ii) any Swap Termination Payment not due to a Swap Provider Trigger Event payable to the Swap Provider (other than to the extent already paid by the Swap Administrator from any upfront payment received pursuant to any replacement interest rate swap agreement that may be entered into by the Supplemental Interest Trust Trustee), divided by the aggregate outstanding Stated Principal Balance of the Mortgage Loans as of the related Due Date prior to giving effect to any reduction in the Stated Principal Balances of such Mortgage Loans on such Due Date, multiplied by 12. With respect to any Distribution Date and the REMIC III Regular Interests the ownership of which is represented by the Class II-A Certificates, a per annum rate equal to the weighted average (adjusted for the actual number of days elapsed in the related Accrual Period) of the Uncertificated REMIC II Pass-Through Rate on REMIC II Regular Interest 2-Grp, weighted on the basis of the Uncertificated Principal Balance of such REMIC II Regular Interest immediately prior to such Distribution Date.
 
With respect to any Distribution Date and the Class III-A Certificates, the excess, if any, of (A) a per annum rate equal to the product of (x) the weighted average of the Net Mortgage Rates on the then outstanding Mortgage Loans in Loan Group III, weighted based on the Stated Principal Balances of such Mortgage Loans as of the related Due Date prior to giving effect to any reduction in the Stated Principal Balances of such Mortgage Loans on such Due Date, and (y) a fraction, the numerator of which is 30 and the denominator of which is the actual number of days elapsed in the related Accrual Period, over (B) an amount, expressed as a per annum rate, equal to the sum of (i) the Net Swap Payment payable to the Swap Provider on such Distribution Date and (ii) any Swap Termination Payment not due to a Swap Provider Trigger Event payable to the Swap Provider (other than to the extent already paid by the Swap Administrator from any upfront payment received pursuant to any replacement interest rate swap agreement that may be entered into by the Supplemental Interest Trust Trustee), divided by the aggregate outstanding Stated Principal Balance of the Mortgage Loans as of the related Due Date prior to giving effect to any reduction in the Stated Principal Balances of such Mortgage Loans on such Due Date, multiplied by 12. With respect to any Distribution Date and the REMIC III Regular Interests the ownership of which is represented by the Class III-A Certificates, a per annum rate equal to the weighted average (adjusted for the actual number of days elapsed in the related Accrual Period) of the Uncertificated REMIC II Pass-Through Rate on REMIC II Regular Interest 3-Grp, weighted on the basis of the Uncertificated Principal Balance of such REMIC II Regular Interest immediately prior to such Distribution Date.
 
With respect to any Distribution Date and the Class M Certificates, the excess, if any, of (A) a per annum rate equal to the product of (x) the weighted average of the weighted average of the Net Mortgage Rates on the then outstanding Mortgage Loans in each Loan Group, weighted in proportion to the results of subtracting from the aggregate Stated Principal Balances of each such Loan Group as of the related Due Date prior to giving effect to any reduction in the Stated Principal Balances of such Mortgage Loans on such Due Date, the Certificate Principal Balance of the related Class or Classes of Senior Certificates and (y) a fraction, the numerator of which is 30 and the denominator of which is the actual number of days elapsed in the related Accrual Period, over (B) an amount, expressed as a per annum rate, equal to the sum of (i) the Net Swap Payment payable to the Swap Provider on such Distribution Date and (ii) any Swap Termination Payment not due to a Swap Provider Trigger Event payable to the Swap Provider (other than to the extent already paid by the Swap Administrator from any upfront payment received pursuant to any replacement interest rate swap agreement that may be entered into by the Supplemental Interest Trust Trustee), divided by the aggregate outstanding Stated Principal Balance of the Mortgage Loans as of the related Due Date prior to giving effect to any reduction in the Stated Principal Balances of such Mortgage Loans on such Due Date, multiplied by 12. With respect to any Distribution Date and the REMIC III Regular Interests the ownership of which is represented by the Class M Certificates, a per annum rate equal to the weighted average (adjusted for the actual number of days elapsed in the related Accrual Period) of the Uncertificated REMIC II Pass-Through Rates on (a) REMIC II Regular Interest 1-Sub, subject to a cap and a floor equal to the Uncertificated REMIC II Pass-Through Rate on REMIC II Regular Interest 1-Grp, (b) REMIC II Regular Interest 2-Sub, subject to a cap and a floor equal to the Uncertificated REMIC II Pass-Through Rate on REMIC II Regular Interest 2-Grp and (c) REMIC II Regular Interest 3-Sub, subject to a cap and a floor equal to the Uncertificated REMIC II Pass-Through Rate on REMIC II Regular Interest 3-Grp, weighted on the basis of the Uncertificated Principal Balances of each such REMIC II Regular Interest immediately prior to such Distribution Date.
 
Net Swap Payment: With respect to each Distribution Date, the net payment required to be made pursuant to the terms of the Swap Agreement by either the Swap Provider or the Swap Administrator, which net payment shall not take into account any Swap Termination Payment.
 
Non Book-Entry Certificate: Any Certificate other than a Book-Entry Certificate.
 
Nonrecoverable Advance: Any portion of an Advance previously made or proposed to be made by the Master Servicer pursuant to this Agreement, that, in the good faith judgment of the Master Servicer, will not or, in the case of a proposed advance, would not, be ultimately recoverable by it from the related Mortgagor, related Liquidation Proceeds, Insurance Proceeds or otherwise.
 
Notional Amount: With respect to each Distribution Date and the Swap Agreement, the notional amount for the related calculation period as set forth in the related schedule set forth in Exhibit M.
 
Offered Certificates: The Class I-A-1, Class I-A-2, Class I-A-3, Class I-A-4, Class II-A, Class III-A, Class M-1, Class M-2, Class M-3, Class M-4, Class M-5, Class M-6, Class M-7, Class M-8 and Class M-9 Certificates.
 
Officer’s Certificate: A certificate (i) signed by the Chairman of the Board, the Vice Chairman of the Board, the President, a Vice President (however denominated), an Assistant Vice President, the Treasurer, the Secretary, or one of the assistant treasurers or assistant secretaries of the Depositor or the Master Servicer (or any other officer customarily performing functions similar to those performed by any of the above designated officers and also to whom, with respect to a particular matter, such matter is referred because of such officer’s knowledge of and familiarity with a particular subject) or (ii), if provided for in this Agreement, signed by a Servicing Officer, as the case may be, and delivered to the Depositor, the Seller, Master Funding and/or the Trustee, as the case may be, as required by this Agreement.
 
One-Month LIBOR: With respect to any Accrual Period, the rate determined by the Trustee on the related Interest Determination Date on the basis of the rate for U.S. dollar deposits for one month that appears on Reuters Screen LIBOR01 Page, which is the display page currently so designated on the Reuters Monitor Money Rates Service (or such other page as may replace that page on that service for the purpose of displaying comparable rates or prices) as of 11:00 a.m. (London time) on such Interest Determination Date. If such rate does not appear on such page (or such other page as may replace that page on that service, or if such service is no longer offered, such other service for displaying One-Month LIBOR or comparable rates as may be reasonably selected by the Trustee), One-Month LIBOR for the applicable Accrual Period will be the Reference Bank Rate. If no such quotations can be obtained by the Trustee and no Reference Bank Rate is available, One-Month LIBOR will be One-Month LIBOR applicable to the preceding Accrual Period. The establishment of One-Month LIBOR on each Interest Determination Date by the Trustee and the Trustee’s calculation of the rate of interest applicable to the Class A Certificates and Class M Certificates for the related Accrual Period shall, in the absence of manifest error, be final and binding.
 
One-Month LIBOR Pass-Through Rate: With respect to each Class A Certificate and Class M Certificate and, for purposes of the definitions of “Marker Rate” and “Maximum Uncertificated Accrued Interest Deferral Amount”, the REMIC II Regular Interest for which such Certificate is the Corresponding Certificate, a per annum rate equal to One-Month LIBOR plus the related Certificate Margin.
 
Opinion of Counsel: A written opinion of counsel, who may be counsel for the Seller, the Depositor or the Master Servicer, reasonably acceptable to each addressee of such opinion; provided that with respect to Section 2.05, 7.05, 7.07 or 11.01, or the interpretation or application of the REMIC Provisions, such counsel must (i) in fact be independent of the Seller, Depositor and the Master Servicer, (ii) not have any direct financial interest in the Seller, the Depositor or the Master Servicer or in any affiliate of either, and (iii) not be connected with the Seller, the Depositor or the Master Servicer as an officer, employee, promoter, underwriter, trustee, partner, director or person performing similar functions.
 
Optional Termination: The termination of the Trust Fund created hereunder as a result of the purchase of all of the Mortgage Loans and REO Property pursuant to Section 10.01 hereof.
 
Optional Termination Date: The Distribution Date on which the Stated Principal Balance of all of the Mortgage Loans is equal to or less than 10% of the Stated Principal Balance of all of the Mortgage Loans as of the Cut-off Date.
 
Original Value: The value of the property underlying a Mortgage Loan based, in the case of the purchase of the underlying Mortgaged Property, on the lower of an appraisal or the sales price of such property or, in the case of a refinancing, on an appraisal.
 
OTS: The Office of Thrift Supervision.
 
Outstanding: With respect to the Certificates as of any date of determination, all Certificates theretofore executed and authenticated under this Agreement except:
 
(a) Certificates theretofore canceled by the Trustee or delivered to the Trustee for cancellation; and
 
(b) Certificates in exchange for which or in lieu of which other Certificates have been executed and delivered by the Trustee pursuant to this Agreement.
 
Outstanding Mortgage Loan: As of any date of determination, a Mortgage Loan with a Stated Principal Balance greater than zero that was not the subject of a Principal Prepayment in full, and that did not become a Liquidated Loan, prior to the end of the related Prepayment Period.
 
Overcollateralization Amount: With respect to any Distribution Date, the excess, if any, of the aggregate Stated Principal Balance of the Mortgage Loans as of the last day of the related Due Period (after giving effect to scheduled payments of principal due during the related Due Period, to the extent received or advanced, and unscheduled collections of principal received during the related Prepayment Period and after reduction for Realized Losses incurred during the prior calendar month), over the aggregate Certificate Principal Balance of the Class A Certificates and Class M Certificates on such Distribution Date (after taking into account the payment of principal other than any Extra Principal Distribution Amount on such Certificates).
 
Overcollateralization Release Amount: With respect to any Distribution Date, the lesser of (x) the Principal Funds for such Distribution Date and (y) the excess, if any, of (i) the Overcollateralization Amount for such Distribution Date (assuming that 100% of the Principal Funds is applied as a principal payment on such Distribution Date), over (ii) the Overcollateralization Target Amount for such Distribution Date (with the amount pursuant to clause (y) deemed to be $0 if the Overcollateralization Amount is less than or equal to the Overcollateralization Target Amount on that Distribution Date).
 
Overcollateralization Target Amount: With respect to any Distribution Date (a) prior to the Stepdown Date, 5.55% of the aggregate Stated Principal Balance of the Mortgage Loans as of the Cut-off Date, (b) on or after the Stepdown Date and if a Trigger Event is not in effect, the greater of (i) the lesser of (1) 5.55% of the aggregate Stated Principal Balance of the Mortgage Loans as of the Cut-off Date and (2) 11.10% of the aggregate Stated Principal Balance of the Mortgage Loans as of the last day of the related Due Period (after giving effect to scheduled payments of principal due during the related Due Period, to the extent received or advanced, and unscheduled collections of principal received during the related Prepayment Period, and after reduction for Realized Losses incurred during the prior calendar month) and (ii) $4,852,811 or (c) on or after the Stepdown Date and if a Trigger Event is in effect, the Overcollateralization Target Amount for the immediately preceding Distribution Date.
 
Ownership Interest: As to any Certificate, any ownership interest in such Certificate including any interest in such Certificate as the Holder thereof and any other interest therein, whether direct or indirect, legal or beneficial.
 
Pass-Through Rate: With respect to the Class A Certificates and Class M Certificates and any Distribution Date, a per annum rate equal to the lesser of (i) the related One-Month LIBOR Pass-Through Rate for such Distribution Date and (ii) the related Net Rate Cap for such Distribution Date.
 
With respect to the Class CE Interest and any Distribution Date, a rate per annum equal to the percentage equivalent of a fraction, the numerator of which is (x) the sum of the amount determined for each REMIC II Regular Interest (other than REMIC II Regular Interests 1-Sub, 1-Grp, 2-Sub, 2-Grp, 3-Sub, 3-Grp, XX, IO and P) equal to the product of (a) the excess, if any, of the Uncertificated REMIC II Pass-Through Rate for such REMIC II Regular Interest over the Marker Rate and (b) a notional amount equal to the Uncertificated Principal Balance of such REMIC II Regular Interest, and the denominator of which is (y) the aggregate Uncertificated Principal Balance of such REMIC II Regular Interests.
 
With respect to the Class CE Certificate, the Class CE Certificate shall not have a Pass-Through Rate, but Current Interest for such Certificate and each Distribution Date shall be an amount equal to 100% of the amounts distributable to the Class CE Interest for such Distribution Date.
 
With respect to the Class P Certificate and the Class P Interest, 0.00% per annum.
 
With respect to the Class IO Interest, Class IO Interest shall not have a Pass-Through Rate, but Current Interest for such interest and each Distribution Date shall be an amount equal to 100% of the amounts distributable to REMIC II Regular Interest IO for such Distribution Date.
 
With respect to REMIC VI Regular Interest IO, REMIC VI Regular Interest IO shall not have a Pass-Through Rate, but Current Interest for such Regular Interest and each Distribution Date shall be an amount equal to 100% of the amounts distributable to the Class IO Interest for such Distribution Date.
 
Pass-Through Transfer: Any transaction involving either (1) a sale or other transfer of mortgage loans directly or indirectly to an issuing entity in connection with an issuance of publicly offered or privately placed, rated or unrated mortgage-backed securities or (2) an issuance of publicly offered or privately placed, rated or unrated securities, the payments on which are determined primarily by reference to one or more portfolios of residential mortgage loans.
 
Percentage Interest: With respect to any Certificate of a specified Class, the Percentage Interest set forth on the face thereof or the percentage obtained by dividing the Denomination of such Certificate by the aggregate of the Denominations of all Certificates of such Class.
 
Periodic Rate Cap: With respect to each Adjustable Rate Mortgage Loan and any Adjustment Date therefor, the fixed percentage set forth in the related Mortgage Note, which is the maximum amount by which the Mortgage Rate for such Mortgage Loan may increase or decrease (without regard to the Maximum Mortgage Rate or the Minimum Mortgage Rate) on such Adjustment Date from the Mortgage Rate in effect immediately prior to such Adjustment Date.
 
Permitted Investments: At any time, any one or more of the following obligations and securities:
 
(i)  
obligations of the United States or any agency thereof, provided such obligations are backed by the full faith and credit of the United States;
 
(ii)  
general obligations of or obligations guaranteed by any state of the United States or the District of Columbia receiving the highest long-term debt rating of each Rating Agency, or such lower rating as will not result in the downgrading or withdrawal of the ratings then assigned to the Certificates by each Rating Agency, as evidenced in writing;
 
(iii)  
commercial or finance company paper which is then receiving the highest commercial or finance company paper rating of each Rating Agency, or such lower rating as will not result in the downgrading or withdrawal of the ratings then assigned to the Certificates by each Rating Agency, as evidenced in writing;
 
(iv)  
certificates of deposit, demand or time deposits, or bankers’ acceptances issued by any depository institution or trust company incorporated under the laws of the United States or of any state thereof and subject to supervision and examination by federal and/or state banking authorities (including the Trustee in its commercial banking capacity), provided that the commercial paper and/or long term unsecured debt obligations of such depository institution or trust company are then rated one of the two highest long-term and the highest short-term ratings of each such Rating Agency for such securities, or such lower ratings as will not result in the downgrading or withdrawal of the rating then assigned to the Certificates by any Rating Agency, as evidenced in writing;
 
(v)  
guaranteed reinvestment agreements issued by any bank, insurance company or other corporation containing, at the time of the issuance of such agreements, such terms and conditions as will not result in the downgrading or withdrawal of the rating then assigned to the Certificates by each Rating Agency, as evidenced in writing;
 
(vi)  
repurchase obligations with respect to any security described in clauses (i) and (ii) above, in either case entered into with a depository institution or trust company (acting as principal) described in clause (v) above;
 
(vii)  
securities (other than stripped bonds, stripped coupons or instruments sold at a purchase price in excess of 115% of the face amount thereof) bearing interest or sold at a discount issued by any corporation incorporated under the laws of the United States or any state thereof which, at the time of such investment, have one of the two highest short term ratings of each Rating Agency (except if the Rating Agency is Moody’s, such rating shall be the highest commercial paper rating of Moody’s for any such securities), or such lower rating as will not result in the downgrading or withdrawal of the rating then assigned to the Certificates by each Rating Agency, as evidenced by a signed writing delivered by each Rating Agency;
 
(viii)  
interests in any money market fund (including any such fund managed or advised by the Trustee or any affiliate thereof) which at the date of acquisition of the interests in such fund and throughout the time such interests are held in such fund has the highest applicable short term rating by each Rating Agency or such lower rating as will not result in the downgrading or withdrawal of the ratings then assigned to the Certificates by each Rating Agency, as evidenced in writing;
 
(ix)  
short term investment funds sponsored by any trust company or banking association incorporated under the laws of the United States or any state thereof (including any such fund managed or advised by the Trustee or the Master Servicer or any affiliate thereof) which on the date of acquisition has been rated by each Rating Agency in their respective highest applicable rating category or such lower rating as will not result in the downgrading or withdrawal of the ratings then assigned to the Certificates by each Rating Agency, as evidenced in writing; and
 
(x)  
such other investments having a specified stated maturity and bearing interest or sold at a discount acceptable to each Rating Agency and as will not result in the downgrading or withdrawal of the rating then assigned to the Certificates by any Rating Agency, as evidenced by a signed writing delivered by each Rating Agency;
 
provided, that no such instrument shall be a Permitted Investment if such instrument (i) evidences the right to receive interest only payments with respect to the obligations underlying such instrument, (ii) is purchased at a premium or (iii) is purchased at a deep discount; provided further that no such instrument shall be a Permitted Investment (A) if such instrument evidences principal and interest payments derived from obligations underlying such instrument and the interest payments with respect to such instrument provide a yield to maturity of greater than 120% of the yield to maturity at par of such underlying obligations, or (B) if it may be redeemed at a price below the purchase price (the foregoing clause (B) not to apply to investments in units of money market funds pursuant to clause (viii) above); provided further that no amount beneficially owned by any REMIC may be invested in investments (other than money market funds) treated as equity interests for federal income tax purposes, unless the Trustee shall receive an Opinion of Counsel, at the expense of the Trustee, to the effect that such investment will not adversely affect the status of any such REMIC as a REMIC under the Code or result in imposition of a tax on any such REMIC. Permitted Investments that are subject to prepayment or call may not be purchased at a price in excess of par.
 
Permitted Transferee: Any person (x) other than (i) the United States, any State or political subdivision thereof, any possession of the United States or any agency or instrumentality of any of the foregoing, (ii) a foreign government, International Organization or any agency or instrumentality of either of the foregoing, (iii) an organization (except certain farmers’ cooperatives described in section 521 of the Code) that is exempt from tax imposed by Chapter 1 of the Code (including the tax imposed by section 511 of the Code on unrelated business taxable income) on any excess inclusions (as defined in section 860E(c)(1) of the Code) with respect to any Residual Certificate, (iv) rural electric and telephone cooperatives described in section 1381(a)(2)(C) of the Code or (v) on electing large partnership within the meaning of Section 775(a) of the Code, (y) that is a citizen or resident of the United States, a corporation, partnership (other than a partnership that has any direct or indirect foreign partners) or other entity (treated as a corporation or a partnership for federal income tax purposes), created or organized in or under the laws of the United States, any State thereof or the District of Columbia, an estate whose income from sources without the United States is includible in gross income for United States federal income tax purposes regardless of its connection with the conduct of a trade or business within the United States, or a trust if a court within the United States is able to exercise primary supervision over the administration of the trust and one or more United States persons have authority to control all substantial decisions of the trust or if it has a valid election in effect under applicable U.S. Treasury regulations to be treated as a United States person and (z) other than any other Person so designated by the Trustee based upon an Opinion of Counsel addressed to the Trustee (which shall not be an expense of the Trustee) that states that the Transfer of an Ownership Interest in a Residual Certificate to such Person may cause REMIC I, REMIC II, REMIC III, REMIC IV, REMIC V or REMIC VI to fail to qualify as a REMIC at any time that any Certificates are Outstanding. The terms “United States,” “State” and “International Organization” shall have the meanings set forth in section 7701 of the Code or successor provisions. A corporation will not be treated as an instrumentality of the United States or of any State or political subdivision thereof for these purposes if all of its activities are subject to tax and, with the exception of Freddie Mac, a majority of its board of directors is not selected by such government unit.
 
Person: Any individual, corporation, partnership, joint venture, association, joint-stock company, limited liability company, trust, unincorporated organization or government, or any agency or political subdivision thereof.
 
Piggyback Loan: A second lien Mortgage Loan originated by the same originator to the same borrower at the same time as the first lien Mortgage Loan, each secured by the same Mortgaged Property.
 
Prepayment Assumption: The applicable rate of prepayment as described in the Prospectus Supplement.
 
Prepayment Charge: Any prepayment premium, penalty or charge payable by a Mortgagor in connection with any Principal Prepayment on a Mortgage Loan pursuant to the terms of the related Mortgage Note.
 
Prepayment Charge Waiver Amount: Any amount paid by the Master Servicer to the Trustee in respect of waived Prepayment Charges pursuant to Section 4.01(a).
 
Prepayment Interest Shortfall: With respect to any Distribution Date, for each Mortgage Loan that was the subject of a partial Principal Prepayment during the related Prepayment Period, a Principal Prepayment in full during the related Prepayment Period, or that became a Liquidated Loan during the prior calendar month, (other than a Principal Prepayment in full resulting from the purchase of a Mortgage Loan pursuant to Section 2.02, 2.03, 3.19 or 10.01 hereof), the amount, if any, by which (i) one month’s interest at the applicable Net Mortgage Rate on the Stated Principal Balance of such Mortgage Loan immediately prior to such prepayment (or liquidation) or in the case of a partial Principal Prepayment on the amount of such prepayment (or liquidation proceeds) exceeds (ii) the amount of interest paid or collected in connection with such Principal Prepayment or such liquidation proceeds less the sum of (a) the Servicing Fee and (b) the LPMI Fee, if any, in each case with respect to the related Mortgage Loan.
 
Prepayment Period: As to any Distribution Date, and each Principal Prepayment in full, the period commencing on the 16th day of the month prior to the month in which the related Distribution Date occurs (or with respect to the first Distribution Date, the period commencing on the Cut-off Date) and ending on the 15th day of the month in which such Distribution Date occurs. With respect to any Distribution Date and each partial Principal Prepayment, the calendar month prior to the month of such Distribution Date.
 
Primary Mortgage Insurance Policy: Any primary mortgage guaranty insurance policy issued in connection with a Mortgage Loan which provides compensation to a Mortgage Note Holder in the event of default by the obligor under such Mortgage Note or the related security instrument, if any or any replacement policy therefor through the related Accrual Period for such Class relating to a Distribution Date.
 
Principal Distribution Amount: With respect to each Distribution Date, an amount equal to (x) the Principal Funds for such Distribution Date plus (y) any Extra Principal Distribution Amount for such Distribution Date, less (z) any Overcollateralization Release Amount.
 
Principal Funds: With respect to each Loan Group and any Distribution Date, (1) the sum, without duplication, of (a) all scheduled principal collected during the related Due Period, (b) all Advances relating to principal made on or before the Distribution Account Deposit Date, (c) Principal Prepayments exclusive of Prepayment Charges or penalties collected on the Mortgage Loans during the related Prepayment Period, (d) the Stated Principal Balance of each Mortgage Loan in the related Loan Group that was repurchased by EMC on its own behalf as Seller and on behalf of Master Funding) pursuant to Sections 2.02 and 2.03 and by the Master Servicer pursuant to Section 3.19, (e) the aggregate of all Substitution Adjustment Amounts for the related Determination Date in connection with the substitution of Mortgage Loans pursuant to Section 2.03(c), (f) all Liquidation Proceeds and Subsequent Recoveries collected on the Mortgage Loans during the prior calendar month (to the extent such Liquidation Proceeds and Subsequent Recoveries relate to principal), in each case to the extent remitted by the Master Servicer to the Distribution Account pursuant to this Agreement and (g) the principal portion of any proceeds received from the exercise of an Optional Termination, minus (2)(i) all amounts required to be reimbursed pursuant to Sections 4.02 and 4.05 or as otherwise set forth in this Agreement and (ii) any Net Swap Payments or Swap Termination Payments (not due to a Swap Provider Trigger Event and other than to the extent already paid by the Swap Administrator from any upfront payment received pursuant to any replacement interest rate swap agreement that may be entered into by the Supplemental Interest Trust Trustee) owed to the Swap Administrator for payment to the Swap Provider for such Distribution Date and any such payments remaining unpaid for any prior Distribution Dates to the extent not paid from Interest Funds.
 
Principal Prepayment: Any Mortgagor payment or other recovery of (or proceeds with respect to) principal on a Mortgage Loan (including loans purchased or repurchased under Sections 2.02, 2.03, 3.19 and 10.01 hereof) that is received in advance of its scheduled Due Date and is not accompanied by an amount as to interest representing scheduled interest due on any date or dates in any month or months subsequent to the month of prepayment. Partial Principal Prepayments shall be applied by the Master Servicer, as appropriate, in accordance with the terms of the related Mortgage Note.
 
Private Certificates: Any of the Class P, Class CE and Residual Certificates.
 
Prospectus Supplement: The Prospectus Supplement dated March 29, 2007, relating to the public offering of the Offered Certificates.
 
Protected Account: The separate Eligible Account established and maintained by the Master Servicer with respect to the Mortgage Loans and REO Property in accordance with Section 4.01 hereof.
 
PUD: A Planned Unit Development.
 
Purchase Price: With respect to any Mortgage Loan required to be purchased pursuant to the applicable provisions of this Agreement, an amount equal to the sum of (i) 100% of the Stated Principal Balance remaining unpaid on such Mortgage Loan as of the date of purchase (including if a foreclosure has already occurred, the principal balance of the related Mortgage Loan at the time the Mortgaged Property was acquired), net of any Servicing Advances and Advances attributable to principal and payable to the purchaser of the Mortgage Loan if such purchaser is also the Master Servicer of such Mortgage Loan, (ii) accrued and unpaid interest thereon at the applicable Mortgage Rate through and including the last day of the month of such purchase, net of any portion of the Servicing Fee and any Servicing Advances and Advances attributable to interest that is payable to the purchaser of the Mortgage Loan if such purchaser is also the Master Servicer of such Mortgage Loan, and (iii) any costs and damages (if any) incurred by the Trust in connection with any violation of such Mortgage Loan of any anti-predatory lending laws.
 
QIB: A Qualified Institutional Buyer as defined in Rule 144A promulgated under the Securities Act.
 
Rating Agency: Each of Moody’s and S&P. If any such organization or its successor is no longer in existence, “Rating Agency” shall be a nationally recognized statistical rating organization, or other comparable Person, designated by the Depositor, notice of which designation shall be given to the Trustee. References herein to a given rating category of a Rating Agency shall mean such rating category without giving effect to any modifiers.
 
Realized Loss: With respect to each Mortgage Loan as to which a Final Recovery Determination has been made, an amount (not less than zero) equal to (i) the unpaid principal balance of such Mortgage Loan as of the commencement of the calendar month in which the Final Recovery Determination was made, plus (ii) accrued interest from the Due Date as to which interest was last paid by the Mortgagor or advanced through the end of the calendar month in which such Final Recovery Determination was made, calculated in the case of each calendar month during such period (A) at an annual rate equal to the annual rate at which interest was then accruing on such Mortgage Loan and (B) on a principal amount equal to the Stated Principal Balance of such Mortgage Loan as of the close of business on the Distribution Date during such calendar month, minus (iii) the proceeds, if any, received in respect of such Mortgage Loan during the calendar month in which such Final Recovery Determination was made, net of amounts that are payable therefrom to the Master Servicer pursuant to this Agreement which have not been previously reimbursed. With respect to each Mortgage Loan which is the subject of a Servicing Modification during the calendar month immediately preceding the related Distribution Date, the sum of (a) the total amount of interest and principal which is forgiven with respect to the related Mortgage Loan and (b) the amount of any Advances and Servicing Advances made by the Master Servicer with respect to such Mortgage Loan which are reimbursable from the Trust to the Master Servicer with respect to that Servicing Modification. In addition, to the extent the Master Servicer receives Subsequent Recoveries with respect to any Mortgage Loan, the amount of the Realized Loss with respect to that Mortgage Loan will be reduced to the extent such recoveries are distributed to any Class of Certificates or applied to increase Excess Spread on any Distribution Date pursuant to Section 5.04(b).
 
With respect to any REO Property as to which a Final Recovery Determination has been made, an amount (not less than zero) equal to (i) the unpaid principal balance of the related Mortgage Loan as of the date of acquisition of such REO Property on behalf of REMIC I, plus (ii) accrued interest from the Due Date as to which interest was last paid by the Mortgagor in respect of the related Mortgage Loan through the end of the calendar month immediately preceding the calendar month in which such REO Property was acquired, calculated in the case of each calendar month during such period (A) at an annual rate equal to the annual rate at which interest was then accruing on the related Mortgage Loan and (B) on a principal amount equal to the Stated Principal Balance of the related Mortgage Loan as of the close of business on the Distribution Date during such calendar month, plus (iii) REO Imputed Interest for such REO Property for each calendar month commencing with the calendar month in which such REO Property was acquired and ending with the calendar month in which such Final Recovery Determination was made, minus (iv) the aggregate of all unreimbursed Advances and Servicing Advances.
 
With respect to each Mortgage Loan which has become the subject of a Deficient Valuation, the difference between the principal balance of the Mortgage Loan outstanding immediately prior to such Deficient Valuation and the principal balance of the Mortgage Loan as reduced by the Deficient Valuation.
 
With respect to each Mortgage Loan which has become the subject of a Debt Service Reduction, the portion, if any, of the reduction in each affected Monthly Payment attributable to a reduction in the Mortgage Rate imposed by a court of competent jurisdiction. Each such Realized Loss shall be deemed to have been incurred on the Due Date for each affected Monthly Payment.
 
Record Date: With respect to any Distribution Date and the Certificates (other than the Class CE, Class P and Residual Certificates), so long as such Classes of Certificates are Book-Entry Certificates, the Business Day preceding such Distribution Date, and otherwise, the close of business on the last Business Day of the month preceding the month in which such Distribution Date occurs. With respect to the Class CE, Class P and Residual Certificates, the close of business on the last Business Day of the month preceding the month in which such Distribution Date occurs.
 
Reference Banks: Shall mean leading banks selected by the Trustee and engaged in transactions in Eurodollar deposits in the international Eurocurrency market (i) with an established place of business in London, (ii) which have been designated as such by the Trustee and (iii) which are not controlling, controlled by, or under common control with, the Depositor, the Seller or the Master Servicer.
 
Reference Bank Rate: With respect to any Accrual Period shall mean the arithmetic mean, rounded upwards, if necessary, to the nearest whole multiple of 0.03125%, of the offered rates for United States dollar deposits for one month that are quoted by the Reference Banks as of 11:00 a.m., New York City time, on the related Interest Determination Date to prime banks in the London interbank market for a period of one month in an amount approximately equal to the aggregate Certificate Principal Balance of the Class A Certificates and Class M Certificates for such Accrual Period, provided that at least two such Reference Banks provide such rate. If fewer than two offered rates appear, the Reference Bank Rate will be the arithmetic mean, rounded upwards, if necessary, to the nearest whole multiple of 0.03125%, of the rates quoted by one or more major banks in New York City, selected by the Trustee, as of 11:00 a.m., New York City time, on such date for loans in United States dollars to leading European banks for a period of one month in amounts approximately equal to the aggregate Certificate Principal Balance of the Class A Certificates and Class M Certificates for such Accrual Period.
 
Regular Certificate: Any Certificate other than a Residual Certificate.
 
Regular Interest: A “regular interest” in a REMIC within the meaning of Section 860G(a)(1) of the Code.
 
Regulation AB: Subpart 229.1100 - Asset Backed Securities (Regulation AB), 17 C.F.R. §§229.1100-229.1123, as such may be amended from time to time, and subject to such clarification and interpretation as have been provided by the Commission in the adopting release (Asset-Backed Securities, Securities Act Release No. 33-8518, 70 Fed. Reg. 1,506-1,631 (Jan. 7, 2005)) or by the staff of the Commission, or as may be provided by the Commission or its staff from time to time.
 
Relief Act: The Servicemembers Civil Relief Act, as amended, or similar state or local law.
 
Relief Act Interest Shortfall: With respect to any Distribution Date and any Mortgage Loan, any reduction in the amount of interest collectible on such Mortgage Loan for the most recently ended Due Period as a result of the application of the Relief Act.
 
Remaining Excess Spread: With respect to any Distribution Date, the Excess Spread less any Extra Principal Distribution Amount, in each case for such Distribution Date.
 
REMIC: A “real estate mortgage investment conduit” within the meaning of section 860D of the Code.
 
REMIC I: The segregated pool of assets described in the Preliminary Statement and Section 5.07(a).
 
REMIC I Group I Regular Interests: REMIC I Regular I-1-A through REMIC I Regular Interest I-60-B as designated in the Preliminary Statement hereto.
 
REMIC I Group II Regular Interests: REMIC I Regular Interest II-1-A through REMIC I Regular Interest II-60-B as designated in the Preliminary Statement hereto.
 
REMIC I Group III Regular Interests: REMIC I Regular Interest III-1-A through REMIC I Regular Interest III-60-B as designated in the Preliminary Statement hereto.
 
REMIC I Regular Interest: Any of the separate non-certificated beneficial ownership interests in REMIC I issued hereunder and designated as a Regular Interest in REMIC I. Each REMIC I Regular Interest shall accrue interest at the related Uncertificated REMIC I Pass-Through Rate in effect from time to time, and shall be entitled to distributions of principal, subject to the terms and conditions hereof, in an aggregate amount equal to its initial Uncertificated Principal Balance as set forth in the Preliminary Statement hereto. The designations for the respective REMIC I Regular Interests are set forth in the Preliminary Statement hereto. The REMIC I Regular Interests consist of the REMIC I Group I Regular Interests, REMIC I Group II Regular Interests, REMIC I Group III Regular Interests and REMIC I Regular Interest P, each as designated in the Preliminary Statement hereto.
 
REMIC II: The segregated pool of assets described in the Preliminary Statement and Section 5.07(a).
 
REMIC II Interest Loss Allocation Amount: With respect to any Distribution Date, an amount (subject to adjustment based on the actual number of days elapsed in the respective Accrual Period) equal to (a) the product of (i) 50% of the aggregate Stated Principal Balance of the Mortgage Loans and the related REO Properties then outstanding and (ii) the Uncertificated REMIC II Pass-Through Rate for REMIC II Regular Interest AA minus the Marker Rate, divided by (b) 12.
 
REMIC II Marker Allocation Percentage: 50% of any amount payable or loss allocable from the Mortgage Loans, which shall be allocated to REMIC II Regular Interest AA, REMIC II Regular Interest ZZ and each REMIC II Regular Interest for which a Class A Certificate or Class M Certificate is a Corresponding Certificate.
 
REMIC II Overcollateralization Amount: With respect to any date of determination, (i) 0.50% of the aggregate Uncertificated Principal Balance of the REMIC II Regular Interests (other than REMIC II Regular Interests IO and P) minus (ii) the aggregate Uncertificated Principal Balance of each REMIC II Regular Interest for which a Class A Certificate or Class M Certificate is a Corresponding Certificate, in each case, as of such date of determination.
 
REMIC II Principal Loss Allocation Amount: With respect to any Distribution Date, an amount equal to the product of (i) 50% of the aggregate Stated Principal Balance of the Mortgage Loans and the related REO Properties then outstanding and (ii) 1 minus a fraction, the numerator of which is two (2) times the aggregate Uncertificated Principal Balance of each REMIC II Regular Interest for which a Class A Certificate or Class M Certificate is a Corresponding Certificate and the denominator of which is the aggregate Uncertificated Principal Balance of each REMIC II Regular Interest for which a Class A Certificate or Class M Certificate is a Corresponding Certificate and REMIC II Regular Interest ZZ.
 
REMIC II Regular Interest: Any of the separate non-certificated beneficial ownership interests in REMIC II issued hereunder and designated as a Regular Interest in REMIC II. Each REMIC II Regular Interest shall accrue interest at the related Uncertificated REMIC II Pass-Through Rate in effect from time to time, and (except for REMIC II Regular Interest IO) shall be entitled to distributions of principal, subject to the terms and conditions hereof, in an aggregate amount equal to its initial Uncertificated Principal Balance as set forth in the Preliminary Statement hereto. The designations for the respective REMIC II Regular Interests are set forth in the Preliminary Statement hereto.
 
REMIC II Required Overcollateralization Amount: 0.50% of the Overcollateralization Target Amount.
 
REMIC II Sub WAC Allocation Percentage: 50% of any amount payable or loss allocable from the Mortgage Loans, which shall be allocated to REMIC II Regular Interest 1-Sub, REMIC II Regular Interest 1-Grp, REMIC II Regular Interest 2-Sub, REMIC II Regular Interest 2-Grp, REMIC II Regular Interest 3-Sub, REMIC II Regular Interest 3-Grp and REMIC II Regular Interest XX.
 
REMIC II Subordinated Balance Ratio: The ratio among the Uncertificated Principal Balances of each REMIC II Regular Interest ending with the designation “Sub”, equal to the ratio among, with respect to each such REMIC II Regular Interest, the excess of (x) the aggregate Stated Principal Balance of the Mortgage Loans in Loan Group I, Loan Group II or Loan Group III, as applicable, over (y) the current Certificate Principal Balance of the related Class A Certificates.
 
REMIC III: The segregated pool of assets described in the Preliminary Statement and Section 5.07(a).
 
REMIC III Regular Interest: The Class CE Interest, Class P Interest, Class IO Interest or any Regular Interest in REMIC III the ownership of which is represented by any of the Class A Certificates or Class M Certificates.
 
REMIC IV: The segregated pool of assets consisting of the Class CE Interest conveyed in trust to the Trustee, for the benefit of the Holders of the Class CE Certificates and the Class RX Certificate (in respect of the Class R-4 Interest), with respect to which a separate REMIC election is to be made.
 
REMIC IV Certificate: Any Class CE Certificate or Class RX Certificate (in respect of the Class R-4 Interest).
 
REMIC V: The segregated pool of assets consisting of the Class P Interest conveyed in trust to the Trustee, for the benefit of the Holders of the Class P Certificates and the Class RX Certificate (in respect of the Class R-5 Interest), with respect to which a separate REMIC election is to be made.
 
REMIC V Certificate: Any Class P Certificate or Class RX Certificate (in respect of the Class R-5 Interest).
 
REMIC VI: The segregated pool of assets consisting of the Class IO Interest conveyed in trust to the Trustee, for the benefit of the holders of REMIC VI Regular Interest IO and the Class RX Certificate (in respect of the Class R-6 Interest), with respect to which a separate REMIC election is to be made.
 
REMIC VI Interests: The REMIC VI Regular Interest IO or Class RX Certificate (in respect of the Class R-6 Interest).
 
REMIC Opinion: Shall mean an Opinion of Counsel to the effect that the proposed action will not cause any of REMIC I, REMIC II, REMIC III, REMIC IV, REMIC V or REMIC VI to fail to qualify as a REMIC at any time that any Certificates are outstanding.
 
REMIC Provisions: Provisions of the federal income tax law relating to real estate mortgage investment conduits, which appear at Sections 860A through 860G of the Code, and related provisions, and proposed, temporary and final regulations and published rulings, notices and announcements promulgated thereunder, as the foregoing may be in effect from time to time, as well as provisions of applicable state laws.
 
REMIC Regular Interests: The REMIC I Regular Interests and REMIC II Regular Interests.
 
Remittance Report: Shall mean a report to the Trustee in an electronic format (or by such other means as the Master Servicer and the Trustee may agree from time to time) containing such data and information, as agreed to by the Master Servicer and the Trustee such as to permit the Trustee to prepare the Monthly Statement to Certificateholders.
 
REO Imputed Interest: As to any REO Property, for any calendar month during which such REO Property was at any time part of REMIC I, one month’s interest at the applicable Net Mortgage Rate on the Stated Principal Balance of such REO Property (or, in the case of the first such calendar month, of the related Mortgage Loan, if appropriate) as of the close of business on the Distribution Date in such calendar month.
 
REO Property: A Mortgaged Property acquired by the Master Servicer through foreclosure or deed-in-lieu of foreclosure in connection with a defaulted Mortgage Loan.
 
Replacement Mortgage Loan: A Mortgage Loan or Mortgage Loans in the aggregate substituted by the Seller for a Deleted Mortgage Loan, which must, on the date of such substitution, as confirmed in a Request for Release, (i) have a Stated Principal Balance, after deduction of the principal portion of the Scheduled Payment due in the month of substitution, not in excess of, and not less than 90% of, the Stated Principal Balance of the Deleted Mortgage Loan; (ii) if the Replacement Mortgage Loan is a fixed rate Mortgage Loan, have a fixed Mortgage Rate not less than or more than 1% per annum higher than the Mortgage Rate of the Deleted Mortgage Loan; (iii) have the same or higher credit quality characteristics than that of the Deleted Mortgage Loan; (iv) have a Loan-to-Value Ratio no higher than that of the Deleted Mortgage Loan; (v) have a remaining term to maturity no greater than (and not more than one year less than) that of the Deleted Mortgage Loan; (vi) not permit conversion of the Mortgage Rate from a fixed rate to a variable rate; (vii) have the same lien priority as the Deleted Mortgage Loan; (viii) constitute the same occupancy type as the Deleted Mortgage Loan or be owner occupied; (ix) if the Replacement Mortgage Loan is an Adjustable Rate Mortgage Loan, have a Maximum Mortgage Rate not less than the Maximum Mortgage Rate on the Deleted Mortgage Loan, (x) if the Replacement Mortgage Loan is an Adjustable Rate Mortgage Loan, have a Minimum Mortgage Rate not less than the Minimum Mortgage Rate of the Deleted Mortgage Loan, (xi) if the Replacement Mortgage Loan is an Adjustable Rate Mortgage Loan, have a Gross Margin equal to or greater than the Gross Margin of the Deleted Mortgage Loan, (xii) if the Replacement Mortgage Loan is an Adjustable Rate Mortgage Loan, have a next Adjustment Date not more than two months later than the next Adjustment Date on the Deleted Mortgage Loan, (xiii) comply with each representation and warranty set forth in Section 7 of the Mortgage Loan Purchase Agreement and (xiv) the Custodian has delivered a Final Certification noting no defects or exceptions.
 
Reportable Event: As defined in Section 3.16(a)(iii).
 
Request for Release: The Request for Release to be submitted by the Seller or the Master Servicer to the Custodian substantially in the form of Exhibit G. Each Request for Release furnished to the Custodian by the Seller or the Master Servicer shall be in duplicate and shall be executed by an officer of such Person or a Servicing Officer (or, if furnished electronically to the Custodian, shall be deemed to have been sent and executed by an officer of such Person or a Servicing Officer) of the Master Servicer.
 
Required Insurance Policy: With respect to any Mortgage Loan, any insurance policy that is required to be maintained from time to time under this Agreement.
 
Reserve Fund: Shall mean the separate trust account created and maintained by the Trustee pursuant to Section 3.21 hereof.
 
Reserve Fund Deposit: With respect to the Reserve Fund, an amount equal to $5,000, which the Depositor shall initially deposit into the Reserve Fund pursuant to Section 3.21 hereof.
 
Residual Certificates: The Class R-1, Class R-2, Class R-3 and Class RX Certificates (representing ownership of the Class R-4 Interest, Class R-5 Interest and Class R-6 Interest), each evidencing the sole class of Residual Interests in the related REMIC.
 
Residual Interest: The sole class of “residual interests” in a REMIC within the meaning of Section 860G(a)(2) of the Code.
 
Responsible Officer: With respect to the Trustee, any Vice President, any Assistant Vice President, the Secretary, any Assistant Secretary, or any Trust Officer with specific responsibility for the transactions contemplated hereby, any other officer customarily performing functions similar to those performed by any of the above designated officers or other officers of the Trustee specified by the Trustee, as to whom, with respect to a particular matter, such matter is referred because of such officer’s knowledge of and familiarity with the particular subject.
 
S&P: Standard & Poor’s, a division of The McGraw-Hill Companies, Inc., and any successor thereto.
 
Sarbanes-Oxley Act: The Sarbanes-Oxley Act of 2002 and the rules and regulations of the Commission promulgated thereunder (including any interpretations thereof by the Commission’s staff).
 
Sarbanes-Oxley Certification: As defined in Section 3.16(a)(iii).
 
Scheduled Payment: The scheduled monthly payment on a Mortgage Loan due on any Due Date allocable to principal and/or interest on such Mortgage Loan.
 
Securities Act: The Securities Act of 1933, as amended.
 
Seller: EMC or Master Funding, in each case in its capacity as seller of the Mortgage Loans to the Depositor.
 
Senior Certificates: Any of the Class I-A-1, Class I-A-2, Class I-A-3, Class I-A-4, Class II-A and Class III-A Certificates.
 
Servic(es)(ing): In accordance with Regulation AB, the act of servicing and administering the Mortgage Loans or any other assets of the Trust by an entity that meets the definition of “servicer’ set forth in Item 1101 of Regulation AB and is subject to the disclosure requirements set forth in 1108 of Regulation AB. For clarification purposes, any uncapitalized occurrence of this term shall have the meaning commonly understood by participants in the residential mortgage-backed securitization market.
 
Servicing Advances: All customary, reasonable and necessary “out of pocket” costs and expenses (including reasonable legal fees) incurred in the performance by the Master Servicer of its servicing obligations hereunder, including, but not limited to, the cost of (i) the preservation, restoration and protection of a Mortgaged Property, (ii) any enforcement or judicial proceedings, including foreclosures, and including any expenses incurred in relation to any such proceedings that result from the Mortgage Loan being registered in the MERS® System, (iii) the management and liquidation of any REO Property (including, without limitation, realtor’s commissions) and (iv) compliance with any obligations under Section 3.07 hereof to cause insurance to be maintained.
 
Servicing Criteria: The “servicing criteria” set forth in Item 1122(d) of Regulation AB, as such may be amended from time to time.
 
Servicing Fee: As to each Mortgage Loan and any Distribution Date, an amount equal to 1/12th of the Servicing Fee Rate multiplied by the Stated Principal Balance of such Mortgage Loan as of the Due Date in the month preceding the month in which such Distribution Date occurs or, in the event of any payment of interest that accompanies a Principal Prepayment in full during the related Due Period made by the Mortgagor immediately prior to such prepayment, interest at the Servicing Fee Rate on the Stated Principal Balance of such Mortgage Loan for the period covered by such payment of interest.
 
Servicing Fee Rate: 0.500% per annum.
 
Servicing Modification: Any modification of a Mortgage Loan which is effected by the Master Servicer in accordance with the terms of this Agreement.
 
Servicing Officer: Any officer of the Master Servicer involved in, or responsible for, the administration and servicing of the Mortgage Loans whose name and facsimile signature appear on a list of servicing officers furnished to the Trustee by the Master Servicer on the Closing Date pursuant to this Agreement, as such list may from time to time be amended.
 
Significance Estimate: With respect to any Distribution Date, and in accordance with Item 1115 of Regulation AB, shall be an amount determined based on the reasonable good-faith estimate by the Seller or its affiliate of the aggregate Maximum Probable Exposure of the outstanding Class A Certificates and Class M Certificates to the Swap Agreement.
 
Significance Percentage: With respect to any Distribution Date, and in accordance with Item 1115 of Regulation AB, shall be a percentage equal to the Significance Estimate divided by the aggregate outstanding Certificate Principal Balance of the Class A Certificates and Class M Certificates, prior to the distribution of the Principal Distribution Amount on such Distribution Date.
 
Sponsor: EMC Mortgage Corporation, in its capacity as sponsor hereunder.
 
Startup Day: The Startup Day for each REMIC formed hereunder shall be the Closing Date.
 
Stated Principal Balance: With respect to any Mortgage Loan or related REO Property and any Distribution Date, the Cut-off Date Principal Balance thereof minus the sum of (i) the principal portion of the Scheduled Payments due with respect to such Mortgage Loan during each Due Period ending prior to such Distribution Date (and irrespective of any delinquency in their payment), (ii) all Principal Prepayments with respect to such Mortgage Loan received prior to or during the related Prepayment Period, (iii) all Liquidation Proceeds and Insurance Proceeds to the extent applied by the Master Servicer as recoveries of principal in accordance with Section 3.09 with respect to such Mortgage Loan, that were received by the Master Servicer as of the close of business on the last day of the calendar month immediately preceeding such Distribution Date and (iv) any Realized Losses on such Mortgage Loan incurred during the prior calendar month. The Stated Principal Balance of a Liquidated Loan equals zero.
 
Stepdown Date: The later to occur of (a) the Distribution Date in April 2010 and (b) the first Distribution Date on which the Current Specified Enhancement Percentage is greater than or equal to 52.50%.
 
Subsequent Recoveries: As of any Distribution Date, amounts received by the Master Servicer (net of any related expenses permitted to be reimbursed pursuant to Section 4.02) or surplus amounts held by the Master Servicer to cover estimated expenses (including, but not limited to, recoveries in respect of the representations and warranties made by the Seller pursuant to the Mortgage Loan Purchase Agreement) specifically related to a Mortgage Loan that was the subject of a liquidation or final disposition of any REO Property prior to the related calendar month that resulted in a Realized Loss.
 
Subservicing Agreement: Any agreement entered into between the Master Servicer and a subservicer with respect to the subservicing of any Mortgage Loan hereunder by such subservicer.
 
Substitution Adjustment Amount: The meaning ascribed to such term pursuant to Section 2.03(c).
 
Successor Master Servicer: The meaning ascribed to such term pursuant to Section 8.02.
 
Supplemental Interest Trust: The corpus of a trust created pursuant to Section 3.21 of this Agreement and designated as the “Supplemental Interest Trust,” consisting of the Swap Agreement, the Swap Administration Agreement, REMIC VI Regular Interest IO, the Swap Collateral Account and the Swap Account. For the avoidance of doubt, the Supplemental Interest Trust, the Swap Agreement, the Swap Account, the Swap Collateral Account and the Swap Administration Agreement do not constitute parts of the Trust Fund or any REMIC.

Supplemental Interest Trust Trustee: LaSalle Bank National Association, a national banking association not in its individual capacity but solely in its capacity as supplemental interest trust trustee and any successor thereto, and any corporation or national banking association resulting from or surviving any consolidation or merger to which it or its successors may be a party and any successor supplemental interest trust trustee as may from time to time be serving as successor supplemental interest trust trustee.
 
Swap Account: The separate trust account created and maintained by the Swap Administrator, and held within the Supplemental Interest Trust, pursuant to the Swap Administration Agreement.
 
Swap Administrator: LaSalle Bank National Association acting as Swap administrator under the Swap Administration Agreement.
 
Swap Administration Agreement: The Swap Administration Agreement, dated March 30, 2007, pursuant to which the Swap Administrator will make payments to the Swap Provider and the Certificateholders, and certain other payments, as such agreement may be amended or supplemented from time to time.
 
Swap Agreement: The interest rate swap agreement, dated as of March 30, 2007, between the Supplemental Interest Trust Trustee and the Swap Provider, including any schedule, confirmations, credit support annex or other credit support document relating thereto, and attached hereto as Exhibit M.
 
Swap Collateral Account: Shall mean the separate interest-bearing account created and maintained by the Swap Administrator pursuant to the Swap Administration Agreement.
 
Swap Credit Support Annex: The credit support annex, dated as of March 30, 2007, between the Supplemental Interest Trust Trustee and the Swap Provider, which is annexed to and forms part of the Swap Agreement.
 
Swap Early Termination: The occurrence of an Early Termination Date (as defined in the Swap Agreement) under the Swap Agreement.
 
Swap LIBOR: For any Distribution Date, a per annum rate equal to the Floating Rate Option (as defined in the Swap Agreement) for the related Calculation Period (as defined in the Swap Agreement).
 
Swap Optional Termination Payment: As defined in Section 10.01.
 
Swap Provider: The swap provider under the Swap Agreement. Initially, the Swap Provider shall be Wachovia Bank, National Association.
 
Swap Provider Trigger Event: With respect to any Distribution Date, (i) an Event of Default under the Swap Agreement with respect to which the Swap Provider is a Defaulting Party, (ii) a Termination Event under the Swap Agreement with respect to which the Swap Provider is the sole Affected Party, or (iii) an Additional Termination Event under the Swap Agreement with respect to which the Swap Provider is the sole Affected Party.
 
Swap Termination Payment: Upon the designation of an “Early Termination Date” as defined in the Swap Agreement, the payment to be made by the Swap Administrator to the Swap Provider from payments from the Trust Fund, or by the Swap Provider to the Swap Administrator for payment to the Trust Fund, as applicable, pursuant to the terms of the Swap Agreement.
 
Tax Matters Person: The person designated as “tax matters person” in the manner provided under Treasury Regulation Sections 1.860F-4(d) and 301.6231(a)(7)-1T. The Holder of the greatest Percentage Interest in a Class of Residual Certificates shall be the Tax Matters Person for the related REMIC. The Trustee, or any successor thereto or assignee thereof, shall serve as tax administrator hereunder and as agent for the related Tax Matters Person.
 
Transfer: Any direct or indirect transfer or sale of any Ownership Interest in a Certificate.
 
Transferee Affidavit: As defined in Section 6.02.
 
Transferor Affidavit: As defined in Section 6.02.
 
Trigger Event: With respect to any Distribution Date, a Trigger Event exists if (i) a Delinquency Event shall have occurred and be continuing or (ii) the aggregate amount of Realized Losses on the Mortgage Loans since the Cut-off Date as a percentage of the aggregate Cut-off Date Principal Balance of the Mortgage Loans exceeds the applicable percentages set forth below with respect to such Distribution Date:
 
Distribution Date
Percentage
   
April 2010 through March 2011
3.60% with respect to April 2010, plus an additional 1/12th of the difference between 5.70% and 3.60% for each month thereafter
April 2011 through March 2012
5.70% with respect to April 2011, plus an additional 1/12th of the difference between 7.35% and 5.70% for each month thereafter
April 2012 through March 2013
7.35% with respect to April 2012, plus an additional 1/12th of the difference between 8.30% and 7.35% for each month thereafter
April 2013 and thereafter
8.30%

Trust Fund or Trust: The corpus of the trust created hereunder consisting of (i) the Mortgage Loans and all interest accruing and principal due with respect thereto after the Cut-off Date to the extent not applied in computing the Cut-off Date Principal Balance thereof; (ii) the Distribution Account, the Class P Certificate Account, the Reserve Fund and the Protected Account and all amounts deposited therein pursuant to the applicable provisions of this Agreement; (iii) property that secured a Mortgage Loan and has been acquired by foreclosure, deed in lieu of foreclosure or otherwise; (iv) the mortgagee’s rights under the Insurance Policies with respect to the Mortgage Loans; (v) the rights under the Swap Administration Agreement relating to the Certificates; (vi) the rights under the Mortgage Loan Purchase Agreement; and (vii) all proceeds of the foregoing, including proceeds of conversion, voluntary or involuntary, of any of the foregoing into cash or other liquid property.
 
Trustee: LaSalle Bank National Association, for the benefit of the Certificateholders under this Agreement, a national banking association and any successor thereto, and any corporation or national banking association resulting from or surviving any consolidation or merger to which it or its successors may be a party and any successor trustee as may from time to time be serving as successor trustee hereunder.
 
Uncertificated Accrued Interest: With respect to each REMIC Regular Interest on each Distribution Date, an amount equal to one month’s interest at the related Uncertificated Pass-Through Rate on the related Uncertificated Principal Balance or related Uncertificated Notional Amount of such REMIC Regular Interest. In each case, Uncertificated Accrued Interest will be reduced by any Prepayment Interest Shortfalls and Relief Act Interest Shortfalls allocated to such REMIC Regular Interests as set forth in Section 1.02.
 
Uncertificated Notional Amount: With respect to the Class CE Interest and any Distribution Date, an amount equal to the aggregate Uncertificated Principal Balance of the REMIC II Regular Interests (other than REMIC II Regular Interest P) for such Distribution Date.
 
With respect to REMIC II Regular Interest IO and each Distribution Date listed below, the aggregate Uncertificated Principal Balance of the REMIC I Regular Interests ending with the designation “A” listed below:
 
Distribution
Date
REMIC I Regular Interests
1
I-1-A through I-60-A and II-1-A through II-60-A and III-1-A through III-60-A
2
I-2-A through I-60-A and II-2-A through II-60-A and III-2-A through III-60-A
3
I-3-A through I-60-A and II-3-A through II-60-A and III-3-A through III-60-A
4
I-4-A through I-60-A and II-4-A through II-60-A and III-4-A through III-60-A
5
I-5-A through I-60-A and II-5-A through II-60-A and III-5-A through III-60-A
6
I-6-A through I-60-A and II-6-A through II-60-A and III-6-A through III-60-A
7
I-7-A through I-60-A and II-7-A through II-60-A and III-7-A through III-60-A
8
I-8-A through I-60-A and II-8-A through II-60-A and III-8-A through III-60-A
9
I-9-A through I-60-A and II-9-A through II-60-A and III-9-A through III-60-A
10
I-10-A through I-60-A and II-10-A through II-60-A and III-10-A through III-60-A
11
I-11-A through I-60-A and II-11-A through II-60-A and III-11-A through III-60-A
12
I-12-A through I-60-A and II-12-A through II-60-A and III-12-A through III-60-A
13
I-13-A through I-60-A and II-13-A through II-60-A and III-13-A through III-60-A
14
I-14-A through I-60-A and II-14-A through II-60-A and III-14-A through III-60-A
15
I-15-A through I-60-A and II-15-A through II-60-A and III-15-A through III-60-A
16
I-16-A through I-60-A and II-16-A through II-60-A and III-16-A through III-60-A
17
I-17-A through I-60-A and II-17-A through II-60-A and III-17-A through III-60-A
18
I-18-A through I-60-A and II-18-A through II-60-A and III-18-A through III-60-A
19
I-19-A through I-60-A and II-19-A through II-60-A and III-19-A through III-60-A
20
I-20-A through I-60-A and II-20-A through II-60-A and III-20-A through III-60-A
21
I-21-A through I-60-A and II-21-A through II-60-A and III-21-A through III-60-A
22
I-22-A through I-60-A and II-22-A through II-60-A and III-22-A through III-60-A
23
I-23-A through I-60-A and II-23-A through II-60-A and III-23-A through III-60-A
24
I-24-A through I-60-A and II-24-A through II-60-A and III-24-A through III-60-A
25
I-25-A through I-60-A and II-25-A through II-60-A and III-25-A through III-60-A
26
I-26-A through I-60-A and II-26-A through II-60-A and III-26-A through III-60-A
27
I-27-A through I-60-A and II-27-A through II-60-A and III-27-A through III-60-A
28
I-28-A through I-60-A and II-28-A through II-60-A and III-28-A through III-60-A
29
I-29-A through I-60-A and II-29-A through II-60-A and III-29-A through III-60-A
30
I-30-A through I-60-A and II-30-A through II-60-A and III-30-A through III-60-A
31
I-31-A through I-60-A and II-31-A through II-60-A and III-31-A through III-60-A
32
I-32-A through I-60-A and II-32-A through II-60-A and III-32-A through III-60-A
33
I-33-A through I-60-A and II-33-A through II-60-A and III-33-A through III-60-A
34
I-34-A through I-60-A and II-34-A through II-60-A and III-34-A through III-60-A
35
I-35-A through I-60-A and II-35-A through II-60-A and III-35-A through III-60-A
36
I-36-A through I-60-A and II-36-A through II-60-A and III-36-A through III-60-A
37
I-37-A through I-60-A and II-37-A through II-60-A and III-37-A through III-60-A
38
I-38-A through I-60-A and II-38-A through II-60-A and III-38-A through III-60-A
39
I-39-A through I-60-A and II-39-A through II-60-A and III-39-A through III-60-A
40
I-40-A through I-60-A and II-40-A through II-60-A and III-40-A through III-60-A
41
I-41-A through I-60-A and II-41-A through II-60-A and III-41-A through III-60-A
42
I-42-A through I-60-A and II-42-A through II-60-A and III-42-A through III-60-A
43
I-43-A through I-60-A and II-43-A through II-60-A and III-43-A through III-60-A
44
I-44-A through I-60-A and II-44-A through II-60-A and III-44-A through III-60-A
45
I-45-A through I-60-A and II-45-A through II-60-A and III-45-A through III-60-A
46
I-46-A through I-60-A and II-46-A through II-60-A and III-46-A through III-60-A
47
I-47-A through I-60-A and II-47-A through II-60-A and III-47-A through III-60-A
48
I-48-A through I-60-A and II-48-A through II-60-A and III-48-A through III-60-A
49
I-49-A through I-60-A and II-49-A through II-60-A and III-49-A through III-60-A
50
I-50-A through I-60-A and II-50-A through II-60-A and III-50-A through III-60-A
51
I-51-A through I-60-A and II-51-A through II-60-A and III-51-A through III-60-A
52
I-52-A through I-60-A and II-52-A through II-60-A and III-52-A through III-60-A
53
I-53-A through I-60-A and II-53-A through II-60-A and III-53-A through III-60-A
54
I-54-A through I-60-A and II-54-A through II-60-A and III-54-A through III-60-A
55
I-55-A through I-60-A and II-55-A through II-60-A and III-55-A through III-60-A
56
I-56-A through I-60-A and II-56-A through II-60-A and III-56-A through III-60-A
57
I-57-A through I-60-A and II-57-A through II-60-A and III-57-A through III-60-A
58
I-58-A through I-60-A and II-58-A through II-60-A and III-58-A through III-60-A
59
I-59-A through I-60-A and II-59-A through II-60-A and III-59-A through III-60-A
60
I-60-A and II-60-A and III-60-A
thereafter
$0.00

With respect to the Class IO Interest and any Distribution Date, an amount equal to the Uncertificated Notional Amount of REMIC II Regular Interest IO. With respect to REMIC VI Regular Interest IO, an amount equal to the Uncertificated Notional Amount of the Class IO Interest.
 
Uncertificated Pass-Through Rate: The Uncertificated REMIC I Pass-Through Rate or Uncertificated REMIC II Pass-Through Rate.
 
Uncertificated Principal Balance: The amount of each REMIC Regular Interest, Class P Interest and Class CE Interest outstanding as of any date of determination. As of the Closing Date, the Uncertificated Principal Balance of each REMIC Regular Interest, Class P Interest and Class CE Interest shall equal the amount set forth in the Preliminary Statement hereto as its initial Uncertificated Principal Balance, and on any date of determination thereafter, the Uncertificated Principal Balance of the Class CE Interest shall be an amount equal to the excess, if any, of (A) the then aggregate Uncertificated Principal Balance of the REMIC II Regular Interests over (B) the then aggregate Certificate Principal Balance of the Class A Certificates and the Class M Certificates and the Uncertificated Principal Balance of the Class P Interest then outstanding. On each Distribution Date, the Uncertificated Principal Balance of the REMIC Regular Interests, Class CE Interest and Class P Interest shall be reduced by all distributions of principal made on such REMIC Regular Interests, Class CE Interest and Class P Interest on such Distribution Date pursuant to Section 5.07 and, if and to the extent necessary and appropriate, shall be further reduced on such Distribution Date by Realized Losses as provided in Section 5.05, and the Uncertificated Principal Balance of REMIC II Regular Interest ZZ shall be increased by interest deferrals as provided in Section 5.07(c)(1)(ii). The Uncertificated Principal Balance of each REMIC Regular Interest, Class P Interest and Class CE Interest shall never be less than zero.
 
Uncertificated REMIC I Pass-Through Rate: With respect to each REMIC I Group I Regular Interest ending with the designation “A” and any Distribution Date, a per annum rate equal to the weighted average Net Mortgage Rate of Loan Group I multiplied by 2, subject to a maximum rate of 9.8480%. With respect to each REMIC I Group I Regular Interest ending with the designation “B” and any Distribution Date, the greater of (x) a per annum rate equal to the excess, if any, of (1) 2 multiplied by the weighted average Net Mortgage Rate of Loan Group I over (2) 9.8480% and (y) 0.00% per annum.
 
With respect to each REMIC I Group II Regular Interest ending with the designation “A” and any Distribution Date, a per annum rate equal to the weighted average Net Mortgage Rate of Loan Group II multiplied by 2, subject to a maximum rate of 9.8480%. With respect to each REMIC I Group II Regular Interest ending with the designation “B” and any Distribution Date, the greater of (x) a per annum rate equal to the excess, if any, of (1) 2 multiplied by the weighted average Net Mortgage Rate of Loan Group II over (2) 9.8480% and (y) 0.00% per annum.
 
With respect to each REMIC I Group III Regular Interest ending with the designation “A” and any Distribution Date, a per annum rate equal to the weighted average Net Mortgage Rate of Loan Group III multiplied by 2, subject to a maximum rate of 9.8480%. With respect to each REMIC I Group III Regular Interest ending with the designation “B” and any Distribution Date, the greater of (x) a per annum rate equal to the excess, if any, of (1) 2 multiplied by the weighted average Net Mortgage Rate of Loan Group III over (2) 9.8480% and (y) 0.00% per annum.
 
With respect to REMIC I Regular Interest P, 0.00%
 
Uncertificated REMIC II Pass-Through Rate: With respect to REMIC II Regular Interest AA, each REMIC II Regular Interest for which a Class A Certificate or Class M Certificate is a Corresponding Certificate, REMIC II Regular Interest ZZ, REMIC II Regular Interest 1-Sub, REMIC II Regular Interest 2-Sub, REMIC II Regular Interest 3-Sub and REMIC II Regular Interest XX, and any Distribution Date, a per annum rate equal to the weighted average of (x) the Uncertificated REMIC I Pass-Through Rates for the REMIC I Regular Interests ending with the designation “B” for such Distribution Date, and (y) the rates listed below for the REMIC I Regular Interests ending with the designation “A” for such Distribution Date, in each case, weighted on the basis of the Uncertificated Principal Balances of each such REMIC I Regular Interest for such Distribution Date:
 
Distribution Date
REMIC I Regular Interest
Rate
1
I-1-A through I-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
 
II-1-A through II-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
 
III-1-A through III-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
2
I-2-A through I-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
 
II-2-A through II-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate Uncertificated REMIC I Pass-Through Rate
 
III-2-A through III-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate Uncertificated REMIC I Pass-Through Rate
 
I-1-A
Uncertificated REMIC I Pass-Through Rate
 
II-1-A
Uncertificated REMIC I Pass-Through Rate
 
III-1-A
Uncertificated REMIC I Pass-Through Rate
3
I-3-A through I-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
 
II-3-A through II-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
 
III-3-A through III-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
 
I-1-A and I-2-A
Uncertificated REMIC I Pass-Through Rate
 
II-1-A and II-2-A
Uncertificated REMIC I Pass-Through Rate
 
III-1-A and III-2-A
Uncertificated REMIC I Pass-Through Rate
4
I-4-A through I-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
 
II-4-A through II-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
 
III-4-A through III-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
 
I-1-A through I-3-A
Uncertificated REMIC I Pass-Through Rate
 
II-1-A through II-3-A
Uncertificated REMIC I Pass-Through Rate
 
III-1-A through III-3-A
Uncertificated REMIC I Pass-Through Rate
5
I-5-A through I-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
 
II-5-A through II-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
 
III-5-A through III-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
 
I-1-A through I-4-A
Uncertificated REMIC I Pass-Through Rate
 
II-1-A through II-4-A
Uncertificated REMIC I Pass-Through Rate
 
III-1-A through III-4-A
Uncertificated REMIC I Pass-Through Rate
6
I-6-A through I-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
 
II-6-A through II-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
 
III-6-A through III-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
 
I-1-A through I-5-A
Uncertificated REMIC I Pass-Through Rate
 
II-1-A through II-5-A
Uncertificated REMIC I Pass-Through Rate
 
III-1-A through III-5-A
Uncertificated REMIC I Pass-Through Rate
7
I-7-A through I-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
 
II-7-A through II-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
 
III-7-A through III-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
 
I-1-A through I-6-A
Uncertificated REMIC I Pass-Through Rate
 
II-1-A through II-6-A
Uncertificated REMIC I Pass-Through Rate
 
III-1-A through III-6-A
Uncertificated REMIC I Pass-Through Rate
8
I-8-A through I-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
 
II-8-A through II-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
 
III-8-A through III-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
 
I-1-A through I-7-A
Uncertificated REMIC I Pass-Through Rate
 
II-1-A through II-7-A
Uncertificated REMIC I Pass-Through Rate
 
III-1-A through III-7-A
Uncertificated REMIC I Pass-Through Rate
9
I-9-A through I-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
 
II-9-A through II-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
 
III-9-A through III-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
 
I-1-A through I-8-A
Uncertificated REMIC I Pass-Through Rate
 
II-1-A through II-8-A
Uncertificated REMIC I Pass-Through Rate
 
III-1-A through III-8-A
Uncertificated REMIC I Pass-Through Rate
10
I-10-A through I-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
 
II-10-A through II-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
 
III-10-A through III-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
 
I-1-A through I-9-A
Uncertificated REMIC I Pass-Through Rate
 
II-1-A through II-9-A
Uncertificated REMIC I Pass-Through Rate
 
III-1-A through III-9-A
Uncertificated REMIC I Pass-Through Rate
11
I-11-A through I-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
 
II-11-A through II-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
 
III-11-A through III-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
 
I-1-A through I-10-A
Uncertificated REMIC I Pass-Through Rate
 
II-1-A through II-10-A
Uncertificated REMIC I Pass-Through Rate
 
III-1-A through III-10-A
Uncertificated REMIC I Pass-Through Rate
12
I-12-A through I-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
 
II-12-A through II-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
 
III-12-A through III-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
 
I-1-A through I-11-A
Uncertificated REMIC I Pass-Through Rate
 
II-1-A through II-11-A
Uncertificated REMIC I Pass-Through Rate
 
III-1-A through III-11-A
Uncertificated REMIC I Pass-Through Rate
13
I-13-A through I-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
 
II-13-A through II-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
 
III-13-A through III-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
 
I-1-A through I-12-A
Uncertificated REMIC I Pass-Through Rate
 
II-1-A through II-12-A
Uncertificated REMIC I Pass-Through Rate
 
III-1-A through III-12-A
Uncertificated REMIC I Pass-Through Rate
14
I-14-A through I-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
 
II-14-A through II-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
 
III-14-A through III-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
 
I-1-A through I-13-A
Uncertificated REMIC I Pass-Through Rate
 
II-1-A through II-13-A
Uncertificated REMIC I Pass-Through Rate
 
III-1-A through III-13-A
Uncertificated REMIC I Pass-Through Rate
15
I-15-A through I-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
 
II-15-A through II-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
 
III-15-A through III-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
 
I-1-A through I-14-A
Uncertificated REMIC I Pass-Through Rate
 
II-1-A through II-14-A
Uncertificated REMIC I Pass-Through Rate
 
III-1-A through III-14-A
Uncertificated REMIC I Pass-Through Rate
16
I-16-A through I-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
 
II-16-A through II-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
 
III-16-A through III-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
 
I-1-A through I-15-A
Uncertificated REMIC I Pass-Through Rate
 
II-1-A through II-15-A
Uncertificated REMIC I Pass-Through Rate
 
III-1-A through III-15-A
Uncertificated REMIC I Pass-Through Rate
17
I-17-A through I-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
 
II-17-A through II-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
 
III-17-A through III-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
 
I-1-A through I-16-A
Uncertificated REMIC I Pass-Through Rate
 
II-1-A through II-16-A
Uncertificated REMIC I Pass-Through Rate
 
III-1-A through III-16-A
Uncertificated REMIC I Pass-Through Rate
18
I-18-A through I-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
 
II-18-A through II-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
 
III-18-A through III-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
 
I-1-A through I-17-A
Uncertificated REMIC I Pass-Through Rate
 
II-1-A through II-17-A
Uncertificated REMIC I Pass-Through Rate
 
III-1-A through III-17-A
Uncertificated REMIC I Pass-Through Rate
19
I-19-A through I-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
 
II-19-A through II-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
 
III-19-A through III-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
 
I-1-A through I-18-A
Uncertificated REMIC I Pass-Through Rate
 
II-1-A through II-18-A
Uncertificated REMIC I Pass-Through Rate
 
III-1-A through III-18-A
Uncertificated REMIC I Pass-Through Rate
20
I-20-A through I-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
 
II-20-A through II-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
 
III-20-A through III-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
 
I-1-A through I-19-A
Uncertificated REMIC I Pass-Through Rate
 
II-1-A through II-19-A
Uncertificated REMIC I Pass-Through Rate
 
III-1-A through III-19-A
Uncertificated REMIC I Pass-Through Rate
21
I-21-A through I-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
 
II-21-A through II-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
 
III-21-A through III-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
 
I-1-A through I-20-A
Uncertificated REMIC I Pass-Through Rate
 
II-1-A through II-20-A
Uncertificated REMIC I Pass-Through Rate
 
III-1-A through III-20-A
Uncertificated REMIC I Pass-Through Rate
22
I-22-A through I-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
 
II-22-A through II-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
 
III-22-A through III-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
 
I-1-A through I-21-A
Uncertificated REMIC I Pass-Through Rate
 
II-1-A through II-21-A
Uncertificated REMIC I Pass-Through Rate
 
III-1-A through III-21-A
Uncertificated REMIC I Pass-Through Rate
23
I-23-A through I-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
 
II-23-A through II-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
 
III-23-A through III-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
 
I-1-A through I-22-A
Uncertificated REMIC I Pass-Through Rate
 
II-1-A through II-22-A
Uncertificated REMIC I Pass-Through Rate
 
III-1-A through III-22-A
Uncertificated REMIC I Pass-Through Rate
24
I-24-A through I-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
 
II-24-A through II-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
 
III-24-A through III-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
 
I-1-A through I-23-A
Uncertificated REMIC I Pass-Through Rate
 
II-1-A through II-23-A
Uncertificated REMIC I Pass-Through Rate
 
III-1-A through III-23-A
Uncertificated REMIC I Pass-Through Rate
25
I-25-A through I-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
 
II-25-A through II-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
 
III-25-A through III-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
 
I-1-A through I-24-A
Uncertificated REMIC I Pass-Through Rate
 
II-1-A through II-24-A
Uncertificated REMIC I Pass-Through Rate
 
III-1-A through III-24-A
Uncertificated REMIC I Pass-Through Rate
26
I-26-A through I-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
 
II-26-A through II-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
 
III-26-A through III-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
 
I-1-A through I-25-A
Uncertificated REMIC I Pass-Through Rate
 
II-1-A through II-25-A
Uncertificated REMIC I Pass-Through Rate
 
III-1-A through III-25-A
Uncertificated REMIC I Pass-Through Rate
27
I-27-A through I-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
 
II-27-A through II-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
 
III-27-A through III-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
 
I-1-A through I-26-A
Uncertificated REMIC I Pass-Through Rate
 
II-1-A through II-26-A
Uncertificated REMIC I Pass-Through Rate
 
III-1-A through III-26-A
Uncertificated REMIC I Pass-Through Rate
28
I-28-A through I-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
 
II-28-A through II-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
 
III-28-A through III-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
 
I-1-A through I-27-A
Uncertificated REMIC I Pass-Through Rate
 
II-1-A through II-27-A
Uncertificated REMIC I Pass-Through Rate
 
III-1-A through III-27-A
Uncertificated REMIC I Pass-Through Rate
29
I-29-A through I-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
 
II-29-A through II-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
 
III-29-A through III-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
 
I-1-A through I-28-A
Uncertificated REMIC I Pass-Through Rate
 
II-1-A through II-28-A
Uncertificated REMIC I Pass-Through Rate
 
III-1-A through III-28-A
Uncertificated REMIC I Pass-Through Rate
30
I-30-A through I-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
 
II-30-A through II-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
 
III-30-A through III-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
 
I-1-A through I-29-A
Uncertificated REMIC I Pass-Through Rate
 
II-1-A through II-29-A
Uncertificated REMIC I Pass-Through Rate
 
III-1-A through III-29-A
Uncertificated REMIC I Pass-Through Rate
31
I-31-A through I-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
 
II-31-A through II-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
 
III-31-A through III-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
 
I-1-A through I-30-A
Uncertificated REMIC I Pass-Through Rate
 
II-1-A through II-30-A
Uncertificated REMIC I Pass-Through Rate
 
III-1-A through III-30-A
Uncertificated REMIC I Pass-Through Rate
32
I-32-A through I-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
 
II-32-A through II-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
 
III-32-A through III-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
 
I-1-A through I-31-A
Uncertificated REMIC I Pass-Through Rate
 
II-1-A through II-31-A
Uncertificated REMIC I Pass-Through Rate
 
III-1-A through III-31-A
Uncertificated REMIC I Pass-Through Rate
33
I-33-A through I-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
 
II-33-A through II-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
 
III-33-A through III-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
 
I-1-A through I-32-A
Uncertificated REMIC I Pass-Through Rate
 
II-1-A through II-32-A
Uncertificated REMIC I Pass-Through Rate
 
III-1-A through III-32-A
Uncertificated REMIC I Pass-Through Rate
34
I-34-A through I-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
 
II-34-A through II-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
 
III-34-A through III-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
 
I-1-A through I-33-A
Uncertificated REMIC I Pass-Through Rate
 
II-1-A through II-33-A
Uncertificated REMIC I Pass-Through Rate
 
III-1-A through III-33-A
Uncertificated REMIC I Pass-Through Rate
35
I-35-A through I-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
 
II-35-A through II-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
 
III-35-A through III-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
 
I-1-A through I-34-A
Uncertificated REMIC I Pass-Through Rate
 
II-1-A through II-34-A
Uncertificated REMIC I Pass-Through Rate
 
III-1-A through III-34-A
Uncertificated REMIC I Pass-Through Rate
36
I-36-A through I-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
 
II-36-A through II-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
 
III-36-A through III-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
 
I-1-A through I-35-A
Uncertificated REMIC I Pass-Through Rate
 
II-1-A through II-35-A
Uncertificated REMIC I Pass-Through Rate
 
III-1-A through III-35-A
Uncertificated REMIC I Pass-Through Rate
37
I-37-A through I-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
 
II-37-A through II-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
 
III-37-A through III-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
 
I-1-A through I-36-A
Uncertificated REMIC I Pass-Through Rate
 
II-1-A through II-36-A
Uncertificated REMIC I Pass-Through Rate
 
III-1-A through III-36-A
Uncertificated REMIC I Pass-Through Rate
38
I-38-A through I-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
 
II-38-A through II-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
 
III-38-A through III-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
 
I-1-A through I-37-A
Uncertificated REMIC I Pass-Through Rate
 
II-1-A through II-37-A
Uncertificated REMIC I Pass-Through Rate
 
III-1-A through III-37-A
Uncertificated REMIC I Pass-Through Rate
39
I-39-A through I-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
 
II-39-A through II-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
 
III-39-A through III-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
 
I-1-A through I-38-A
Uncertificated REMIC I Pass-Through Rate
 
II-1-A through II-38-A
Uncertificated REMIC I Pass-Through Rate
 
III-1-A through III-38-A
Uncertificated REMIC I Pass-Through Rate
40
I-40-A through I-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
 
II-40-A through II-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
 
III-40-A through III-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
 
I-1-A through I-39-A
Uncertificated REMIC I Pass-Through Rate
 
II-1-A through II-39-A
Uncertificated REMIC I Pass-Through Rate
 
III-1-A through III-39-A
Uncertificated REMIC I Pass-Through Rate
41
I-41-A through I-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
 
II-41-A through II-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
 
III-41-A through III-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
 
I-1-A through I-40-A
Uncertificated REMIC I Pass-Through Rate
 
II-1-A through II-40-A
Uncertificated REMIC I Pass-Through Rate
 
III-1-A through III-40-A
Uncertificated REMIC I Pass-Through Rate
42
I-42-A through I-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
 
II-42-A through II-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
 
III-42-A through III-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
 
I-1-A through I-41-A
Uncertificated REMIC I Pass-Through Rate
 
II-1-A through II-41-A
Uncertificated REMIC I Pass-Through Rate
 
III-1-A through III-41-A
Uncertificated REMIC I Pass-Through Rate
43
I-43-A through I-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
 
II-43-A through II-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
 
III-43-A through III-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
 
I-1-A through I-42-A
Uncertificated REMIC I Pass-Through Rate
 
II-1-A through II-42-A
Uncertificated REMIC I Pass-Through Rate
 
III-1-A through III-42-A
Uncertificated REMIC I Pass-Through Rate
44
I-44-A through I-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
 
II-44-A through II-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
 
III-44-A through III-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
 
I-1-A through I-43-A
Uncertificated REMIC I Pass-Through Rate
 
II-1-A through II-43-A
Uncertificated REMIC I Pass-Through Rate
 
III-1-A through III-43-A
Uncertificated REMIC I Pass-Through Rate
45
I-45-A through I-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
 
II-45-A through II-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
 
III-45-A through III-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
 
I-1-A through I-44-A
Uncertificated REMIC I Pass-Through Rate
 
II-1-A through II-44-A
Uncertificated REMIC I Pass-Through Rate
 
III-1-A through III-44-A
Uncertificated REMIC I Pass-Through Rate
46
I-46-A through I-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
 
II-46-A through II-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
 
III-46-A through III-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
 
I-1-A through I-45-A
Uncertificated REMIC I Pass-Through Rate
 
II-1-A through II-45-A
Uncertificated REMIC I Pass-Through Rate
 
III-1-A through III-45-A
Uncertificated REMIC I Pass-Through Rate
47
I-47-A through I-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
 
II-47-A through II-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
 
III-47-A through III-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
 
I-1-A through I-46-A
Uncertificated REMIC I Pass-Through Rate
 
II-1-A through II-46-A
Uncertificated REMIC I Pass-Through Rate
 
III-1-A through III-46-A
Uncertificated REMIC I Pass-Through Rate
48
I-48-A through I-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
 
II-48-A through II-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
 
III-48-A through III-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
 
I-1-A through I-47-A
Uncertificated REMIC I Pass-Through Rate
 
II-1-A through II-47-A
Uncertificated REMIC I Pass-Through Rate
 
III-1-A through III-47-A
Uncertificated REMIC I Pass-Through Rate
49
I-49-A through I-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
 
II-49-A through II-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
 
III-49-A through III-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
 
I-1-A through I-48-A
Uncertificated REMIC I Pass-Through Rate
 
II-1-A through II-48-A
Uncertificated REMIC I Pass-Through Rate
 
III-1-A through III-48-A
Uncertificated REMIC I Pass-Through Rate
50
I-50-A through I-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
 
II-50-A through II-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
 
III-50-A through III-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
 
I-1-A through I-49-A
Uncertificated REMIC I Pass-Through Rate
 
II-1-A through II-49-A
Uncertificated REMIC I Pass-Through Rate
 
III-1-A through III-49-A
Uncertificated REMIC I Pass-Through Rate
51
I-51-A through I-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
 
II-51-A through II-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
 
III-51-A through III-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
 
I-1-A through I-50-A
Uncertificated REMIC I Pass-Through Rate
 
II-1-A through II-50-A
Uncertificated REMIC I Pass-Through Rate
 
III-1-A through III-50-A
Uncertificated REMIC I Pass-Through Rate
52
I-52-A through I-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
 
II-52-A through II-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
 
III-52-A through III-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
 
I-1-A through I-51-A
Uncertificated REMIC I Pass-Through Rate
 
II-1-A through II-51-A
Uncertificated REMIC I Pass-Through Rate
 
III-1-A through III-51-A
Uncertificated REMIC I Pass-Through Rate
53
I-53-A through I-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
 
II-53-A through II-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
 
III-53-A through III-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
 
I-1-A through I-52-A
Uncertificated REMIC I Pass-Through Rate
 
II-1-A through II-52-A
Uncertificated REMIC I Pass-Through Rate
 
III-1-A through III-52-A
Uncertificated REMIC I Pass-Through Rate
54
I-54-A through I-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
 
II-54-A through II-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
 
III-54-A through III-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
 
I-1-A through I-53-A
Uncertificated REMIC I Pass-Through Rate
 
II-1-A through II-53-A
Uncertificated REMIC I Pass-Through Rate
 
III-1-A through III-53-A
Uncertificated REMIC I Pass-Through Rate
55
I-55-A through I-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
 
II-55-A through II-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
 
III-55-A through III-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
 
I-1-A through I-54-A
Uncertificated REMIC I Pass-Through Rate
 
II-1-A through II-54-A
Uncertificated REMIC I Pass-Through Rate
 
III-1-A through III-54-A
Uncertificated REMIC I Pass-Through Rate
56
I-56-A through I-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
 
II-56-A through II-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
 
III-56-A through III-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
 
I-1-A through I-55-A
Uncertificated REMIC I Pass-Through Rate
 
II-1-A through II-55-A
Uncertificated REMIC I Pass-Through Rate
 
III-1-A through III-55-A
Uncertificated REMIC I Pass-Through Rate
57
I-57-A through I-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
 
II-57-A through II-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
 
III-57-A through III-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
 
I-1-A through I-56-A
Uncertificated REMIC I Pass-Through Rate
 
II-1-A through II-56-A
Uncertificated REMIC I Pass-Through Rate
 
III-1-A through III-56-A
Uncertificated REMIC I Pass-Through Rate
58
I-58-A through I-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
 
II-58-A through II-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
 
III-58-A through III-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
 
I-1-A through I-57-A
Uncertificated REMIC I Pass-Through Rate
 
II-1-A through II-57-A
Uncertificated REMIC I Pass-Through Rate
 
III-1-A through III-57-A
Uncertificated REMIC I Pass-Through Rate
59
I-59-A and I-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
 
II-59-A and II-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
 
III-59-A and III-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
 
I-1-A through I-58-A
Uncertificated REMIC I Pass-Through Rate
 
II-1-A through II-58-A
Uncertificated REMIC I Pass-Through Rate
 
III-1-A through III-58-A
Uncertificated REMIC I Pass-Through Rate
60
I-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
 
II-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
 
III-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
 
I-1-A through I-59-A
Uncertificated REMIC I Pass-Through Rate
 
II-1-A through II-59-A
Uncertificated REMIC I Pass-Through Rate
 
III-1-A through III-59-A
Uncertificated REMIC I Pass-Through Rate
thereafter
I-1-A through I-60-A
Uncertificated REMIC I Pass-Through Rate
 
II-1-A through II-60-A
Uncertificated REMIC I Pass-Through Rate
 
III-1-A through III-60-A
Uncertificated REMIC I Pass-Through Rate

With respect to REMIC II Regular Interest 1-Grp and any Distribution Date, a per annum rate equal to the weighted average of (x) the Uncertificated REMIC I Pass-Through Rates for the REMIC I Group I Regular Interests ending with the designation “B” for such Distribution Date and (y) the rates listed below for the REMIC I Group I Regular Interests ending with the designation “A” for such Distribution Date, in each case, weighted on the basis of the Uncertificated Principal Balances of each such REMIC I Regular Interest for such Distribution Date:
 
Distribution Date
REMIC I Regular Interest
Rate
1
I-1-A through I-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
     
2
I-2-A through I-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
 
I-1-A
Uncertificated REMIC I Pass-Through Rate
     
3
I-3-A through I-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
 
I-1-A through I-2-A
Uncertificated REMIC I Pass-Through Rate
     
4
I-4-A through I-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
 
I-1-A through I-3-A
Uncertificated REMIC I Pass-Through Rate
     
5
I-5-A through I-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
 
I-1-A through I-4-A
Uncertificated REMIC I Pass-Through Rate
     
6
I-1-A through I-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
 
I-1-A through I-5-A
Uncertificated REMIC I Pass-Through Rate
     
7
I-7-A through I-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
 
I-1-A through I-6-A
Uncertificated REMIC I Pass-Through Rate
     
8
I-8-A through I-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
 
I-1-A through I-7-A
Uncertificated REMIC I Pass-Through Rate
     
9
I-9-A through I-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
 
I-1-A through I-8-A
Uncertificated REMIC I Pass-Through Rate
     
10
I-10-A through I-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
 
I-1-A through I-9-A
Uncertificated REMIC I Pass-Through Rate
     
11
I-11-A through I-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
 
I-1-A through I-10-A
Uncertificated REMIC I Pass-Through Rate
     
12
I-12-A through I-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
 
I-1-A through I-11-A
Uncertificated REMIC I Pass-Through Rate
     
13
I-13-A through I-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
 
I-1-A through I-12-A
Uncertificated REMIC I Pass-Through Rate
     
14
I-14-A through I-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
 
I-1-A through I-13-A
Uncertificated REMIC I Pass-Through Rate
     
15
I-15-A through I-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
 
I-1-A through I-14-A
Uncertificated REMIC I Pass-Through Rate
     
16
I-16-A through I-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
 
I-1-A through I-15-A
Uncertificated REMIC I Pass-Through Rate
     
17
I-17-A through I-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
 
I-1-A through I-16-A
Uncertificated REMIC I Pass-Through Rate
     
18
I-18-A through I-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
 
I-1-A through I-17-A
Uncertificated REMIC I Pass-Through Rate
     
19
I-19-A through I-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
 
I-1-A through I-18-A
Uncertificated REMIC I Pass-Through Rate
     
20
I-20-A through I-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
 
I-1-A through I-19-A
Uncertificated REMIC I Pass-Through Rate
     
21
I-21-A through I-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
 
I-1-A through I-20-A
Uncertificated REMIC I Pass-Through Rate
     
22
I-22-A through I-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
 
I-1-A through I-21-A
Uncertificated REMIC I Pass-Through Rate
     
23
I-23-A through I-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
 
I-1-A through I-22-A
Uncertificated REMIC I Pass-Through Rate
     
24
I-24-A through I-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
 
I-1-A through I-23-A
Uncertificated REMIC I Pass-Through Rate
     
25
I-25-A through I-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
 
I-1-A through I-24-A
Uncertificated REMIC I Pass-Through Rate
     
26
I-26-A through I-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
 
I-1-A through I-25-A
Uncertificated REMIC I Pass-Through Rate
     
27
I-27-A through I-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
 
I-1-A through I-26-A
Uncertificated REMIC I Pass-Through Rate
     
28
I-28-A through I-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
 
I-1-A through I-27-A
Uncertificated REMIC I Pass-Through Rate
     
29
I-29-A through I-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
 
I-1-A through I-28-A
Uncertificated REMIC I Pass-Through Rate
     
30
I-30-A through I-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
 
I-1-A through I-29-A
Uncertificated REMIC I Pass-Through Rate
     
31
I-31-A through I-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
 
I-1-A through I-30-A
Uncertificated REMIC I Pass-Through Rate
     
32
I-32-A through I-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
 
I-1-A through I-31-A
Uncertificated REMIC I Pass-Through Rate
     
33
I-33-A through I-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
 
I-1-A through I-32-A
Uncertificated REMIC I Pass-Through Rate
     
34
I-34-A through I-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
 
I-1-A through I-33-A
Uncertificated REMIC I Pass-Through Rate
     
35
I-35-A through I-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
 
I-1-A through I-34-A
Uncertificated REMIC I Pass-Through Rate
     
36
I-36-A through I-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
 
I-1-A through I-35-A
Uncertificated REMIC I Pass-Through Rate
     
37
I-37-A through I-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
 
I-1-A through I-36-A
Uncertificated REMIC I Pass-Through Rate
     
38
I-38-A through I-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
 
I-1-A through I-37-A
Uncertificated REMIC I Pass-Through Rate
     
39
I-39-A through I-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
 
I-1-A through I-38-A
Uncertificated REMIC I Pass-Through Rate
     
40
I-40-A through I-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
 
I-1-A through I-39-A
Uncertificated REMIC I Pass-Through Rate
     
41
I-41-A through I-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
 
I-1-A through I-40-A
Uncertificated REMIC I Pass-Through Rate
     
42
I-42-A through I-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
 
I-1-A through I-41-A
Uncertificated REMIC I Pass-Through Rate
     
43
I-43-A through I-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
 
I-1-A through I-42-A
Uncertificated REMIC I Pass-Through Rate
     
44
I-44-A through I-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
 
I-1-A through I-43-A
Uncertificated REMIC I Pass-Through Rate
     
45
I-45-A through I-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
 
I-1-A through I-44-A
Uncertificated REMIC I Pass-Through Rate
     
46
I-46-A through I-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
 
I-1-A through I-45-A
Uncertificated REMIC I Pass-Through Rate
     
47
I-47-A through I-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
 
I-1-A through I-46-A
Uncertificated REMIC I Pass-Through Rate
     
48
I-48-A through I-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
 
I-1-A through I-47-A
Uncertificated REMIC I Pass-Through Rate
     
49
I-49-A through I-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
 
I-1-A through I-48-A
Uncertificated REMIC I Pass-Through Rate
     
50
I-50-A through I-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
 
I-1-A through I-49-A
Uncertificated REMIC I Pass-Through Rate
     
51
I-51-A through I-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
 
I-1-A through I-50-A
Uncertificated REMIC I Pass-Through Rate
     
52
I-52-A through I-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
 
I-1-A through I-51-A
Uncertificated REMIC I Pass-Through Rate
     
53
I-53-A through I-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
 
I-1-A through I-52-A
Uncertificated REMIC I Pass-Through Rate
     
54
I-54-A through I-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
 
I-1-A through I-53-A
Uncertificated REMIC I Pass-Through Rate
     
55
I-55-A through I-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
 
I-1-A through I-54-A
Uncertificated REMIC I Pass-Through Rate
     
56
I-56-A through I-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
 
I-1-A through I-55-A
Uncertificated REMIC I Pass-Through Rate
     
57
I-57-A through I-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
 
I-1-A through I-56-A
Uncertificated REMIC I Pass-Through Rate
     
58
I-58-A through I-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
 
I-1-A through I-57-A
Uncertificated REMIC I Pass-Through Rate
     
59
I-59-A and I-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
 
I-1-A through I-58-A
Uncertificated REMIC I Pass-Through Rate
     
60
I-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
 
I-1-A through I-59-A
Uncertificated REMIC I Pass-Through Rate
     
thereafter
I-1-A through I-60-A
Uncertificated REMIC I Pass-Through Rate

With respect to REMIC II Regular Interest 2-Grp and any Distribution Date, a per annum rate equal to the weighted average of (x) the Uncertificated REMIC I Pass-Through Rates for the REMIC I Group II Regular Interests ending with the designation “B” for such Distribution Date and (y) the rates listed below for the REMIC I Group II Regular Interests ending with the designation “A” for such Distribution Date, in each case, weighted on the basis of the Uncertificated Principal Balances of each such REMIC I Regular Interest for such Distribution Date:
 
Distribution Date
REMIC I Regular Interest
Rate
1
II-1-A through II-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
     
2
II-2-A through II-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
 
II-1-A
Uncertificated REMIC I Pass-Through Rate
     
3
II-3-A through II-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
 
II-1-A through II-2-A
Uncertificated REMIC I Pass-Through Rate
     
4
II-4-A through II-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
 
II-1-A through II-3-A
Uncertificated REMIC I Pass-Through Rate
     
5
II-5-A through II-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
 
II-1-A through II-4-A
Uncertificated REMIC I Pass-Through Rate
     
6
II-1-A through II-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
 
II-1-A through II-5-A
Uncertificated REMIC I Pass-Through Rate
     
7
II-7-A through II-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
 
II-1-A through II-6-A
Uncertificated REMIC I Pass-Through Rate
     
8
II-8-A through II-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
 
II-1-A through II-7-A
Uncertificated REMIC I Pass-Through Rate
     
9
II-9-A through II-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
 
II-1-A through II-8-A
Uncertificated REMIC I Pass-Through Rate
     
10
II-10-A through II-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
 
II-1-A through II-9-A
Uncertificated REMIC I Pass-Through Rate
     
11
II-11-A through II-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
 
II-1-A through II-10-A
Uncertificated REMIC I Pass-Through Rate
     
12
II-12-A through II-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
 
II-1-A through II-11-A
Uncertificated REMIC I Pass-Through Rate
     
13
II-13-A through II-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
 
II-1-A through II-12-A
Uncertificated REMIC I Pass-Through Rate
     
14
II-14-A through II-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
 
II-1-A through II-13-A
Uncertificated REMIC I Pass-Through Rate
     
15
II-15-A through II-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
 
II-1-A through II-14-A
Uncertificated REMIC I Pass-Through Rate
     
16
II-16-A through II-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
 
II-1-A through II-15-A
Uncertificated REMIC I Pass-Through Rate
     
17
II-17-A through II-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
 
II-1-A through II-16-A
Uncertificated REMIC I Pass-Through Rate
     
18
II-18-A through II-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
 
II-1-A through II-17-A
Uncertificated REMIC I Pass-Through Rate
     
19
II-19-A through II-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
 
II-1-A through II-18-A
Uncertificated REMIC I Pass-Through Rate
     
20
II-20-A through II-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
 
II-1-A through II-19-A
Uncertificated REMIC I Pass-Through Rate
     
21
II-21-A through II-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
 
II-1-A through II-20-A
Uncertificated REMIC I Pass-Through Rate
     
22
II-22-A through II-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
 
II-1-A through II-21-A
Uncertificated REMIC I Pass-Through Rate
     
23
II-23-A through II-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
 
II-1-A through II-22-A
Uncertificated REMIC I Pass-Through Rate
     
24
II-24-A through II-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
 
II-1-A through II-23-A
Uncertificated REMIC I Pass-Through Rate
     
25
II-25-A through II-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
 
II-1-A through II-24-A
Uncertificated REMIC I Pass-Through Rate
     
26
II-26-A through II-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
 
II-1-A through II-25-A
Uncertificated REMIC I Pass-Through Rate
     
27
II-27-A through II-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
 
II-1-A through II-26-A
Uncertificated REMIC I Pass-Through Rate
     
28
II-28-A through II-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
 
II-1-A through II-27-A
Uncertificated REMIC I Pass-Through Rate
     
29
II-29-A through II-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
 
II-1-A through II-28-A
Uncertificated REMIC I Pass-Through Rate
     
30
II-30-A through II-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
 
II-1-A through II-29-A
Uncertificated REMIC I Pass-Through Rate
     
31
II-31-A through II-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
 
II-1-A through II-30-A
Uncertificated REMIC I Pass-Through Rate
     
32
II-32-A through II-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
 
II-1-A through II-31-A
Uncertificated REMIC I Pass-Through Rate
     
33
II-33-A through II-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
 
II-1-A through II-32-A
Uncertificated REMIC I Pass-Through Rate
     
34
II-34-A through II-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
 
II-1-A through II-33-A
Uncertificated REMIC I Pass-Through Rate
     
35
II-35-A through II-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
 
II-1-A through II-34-A
Uncertificated REMIC I Pass-Through Rate
     
36
II-36-A through II-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
 
II-1-A through II-35-A
Uncertificated REMIC I Pass-Through Rate
     
37
II-37-A through II-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
 
II-1-A through II-36-A
Uncertificated REMIC I Pass-Through Rate
     
38
II-38-A through II-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
 
II-1-A through II-37-A
Uncertificated REMIC I Pass-Through Rate
     
39
II-39-A through II-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
 
II-1-A through II-38-A
Uncertificated REMIC I Pass-Through Rate
     
40
II-40-A through II-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
 
II-1-A through II-39-A
Uncertificated REMIC I Pass-Through Rate
     
41
II-41-A through II-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
 
II-1-A through II-40-A
Uncertificated REMIC I Pass-Through Rate
     
42
II-42-A through II-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
 
II-1-A through II-41-A
Uncertificated REMIC I Pass-Through Rate
     
43
II-43-A through II-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
 
II-1-A through II-42-A
Uncertificated REMIC I Pass-Through Rate
     
44
II-44-A through II-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
 
II-1-A through II-43-A
Uncertificated REMIC I Pass-Through Rate
     
45
II-45-A through II-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
 
II-1-A through II-44-A
Uncertificated REMIC I Pass-Through Rate
     
46
II-46-A through II-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
 
II-1-A through II-45-A
Uncertificated REMIC I Pass-Through Rate
     
47
II-47-A through II-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
 
II-1-A through II-46-A
Uncertificated REMIC I Pass-Through Rate
     
48
II-48-A through II-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
 
II-1-A through II-47-A
Uncertificated REMIC I Pass-Through Rate
     
49
II-49-A through II-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
 
II-1-A through II-48-A
Uncertificated REMIC I Pass-Through Rate
     
50
II-50-A through II-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
 
II-1-A through II-49-A
Uncertificated REMIC I Pass-Through Rate
     
51
II-51-A through II-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
 
II-1-A through II-50-A
Uncertificated REMIC I Pass-Through Rate
     
52
II-52-A through II-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
 
II-1-A through II-51-A
Uncertificated REMIC I Pass-Through Rate
     
53
II-53-A through II-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
 
II-1-A through II-52-A
Uncertificated REMIC I Pass-Through Rate
     
54
II-54-A through II-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
 
II-1-A through II-53-A
Uncertificated REMIC I Pass-Through Rate
     
55
II-55-A through II-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
 
II-1-A through II-54-A
Uncertificated REMIC I Pass-Through Rate
     
56
II-56-A through II-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
 
II-1-A through II-55-A
Uncertificated REMIC I Pass-Through Rate
     
57
II-57-A through II-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
 
II-1-A through II-56-A
Uncertificated REMIC I Pass-Through Rate
     
58
II-58-A through II-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
 
II-1-A through II-57-A
Uncertificated REMIC I Pass-Through Rate
     
59
II-59-A and II-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
 
II-1-A through II-58-A
Uncertificated REMIC I Pass-Through Rate
     
60
II-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
 
II-1-A through II-59-A
Uncertificated REMIC I Pass-Through Rate
     
thereafter
II-1-A through II-60-A
Uncertificated REMIC I Pass-Through Rate

 
With respect to REMIC II Regular Interest 3-Grp and any Distribution Date, a per annum rate equal to the weighted average of (x) the Uncertificated REMIC I Pass-Through Rates for the REMIC I Group III Regular Interests ending with the designation “B” for such Distribution Date and (y) the rates listed below for the REMIC I Group III Regular Interests ending with the designation “A” for such Distribution Date, in each case, weighted on the basis of the Uncertificated Principal Balances of each such REMIC I Regular Interest for such Distribution Date:
 
Distribution Date
REMIC I Regular Interest
Rate
1
III-1-A through III-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
     
2
III-2-A through III-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
 
III-1-A
Uncertificated REMIC I Pass-Through Rate
     
3
III-3-A through III-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
 
III-1-A through III-2-A
Uncertificated REMIC I Pass-Through Rate
     
4
III-4-A through III-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
 
III-1-A through III-3-A
Uncertificated REMIC I Pass-Through Rate
     
5
III-5-A through III-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
 
III-1-A through III-4-A
Uncertificated REMIC I Pass-Through Rate
     
6
III-1-A through III-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
 
III-1-A through III-5-A
Uncertificated REMIC I Pass-Through Rate
     
7
III-7-A through III-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
 
III-1-A through III-6-A
Uncertificated REMIC I Pass-Through Rate
     
8
III-8-A through III-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
 
III-1-A through III-7-A
Uncertificated REMIC I Pass-Through Rate
     
9
III-9-A through III-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
 
III-1-A through III-8-A
Uncertificated REMIC I Pass-Through Rate
     
10
III-10-A through III-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
 
III-1-A through III-9-A
Uncertificated REMIC I Pass-Through Rate
     
11
III-11-A through III-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
 
III-1-A through III-10-A
Uncertificated REMIC I Pass-Through Rate
     
12
III-12-A through III-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
 
III-1-A through III-11-A
Uncertificated REMIC I Pass-Through Rate
     
13
III-13-A through III-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
 
III-1-A through III-12-A
Uncertificated REMIC I Pass-Through Rate
     
14
III-14-A through III-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
 
III-1-A through III-13-A
Uncertificated REMIC I Pass-Through Rate
     
15
III-15-A through III-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
 
III-1-A through III-14-A
Uncertificated REMIC I Pass-Through Rate
     
16
III-16-A through III-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
 
III-1-A through III-15-A
Uncertificated REMIC I Pass-Through Rate
     
17
III-17-A through III-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
 
III-1-A through III-16-A
Uncertificated REMIC I Pass-Through Rate
     
18
III-18-A through III-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
 
III-1-A through III-17-A
Uncertificated REMIC I Pass-Through Rate
     
19
III-19-A through III-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
 
III-1-A through III-18-A
Uncertificated REMIC I Pass-Through Rate
     
20
III-20-A through III-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
 
III-1-A through III-19-A
Uncertificated REMIC I Pass-Through Rate
     
21
III-21-A through III-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
 
III-1-A through III-20-A
Uncertificated REMIC I Pass-Through Rate
     
22
III-22-A through III-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
 
III-1-A through III-21-A
Uncertificated REMIC I Pass-Through Rate
     
23
III-23-A through III-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
 
III-1-A through III-22-A
Uncertificated REMIC I Pass-Through Rate
     
24
III-24-A through III-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
 
III-1-A through III-23-A
Uncertificated REMIC I Pass-Through Rate
     
25
III-25-A through III-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
 
III-1-A through III-24-A
Uncertificated REMIC I Pass-Through Rate
     
26
III-26-A through III-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
 
III-1-A through III-25-A
Uncertificated REMIC I Pass-Through Rate
     
27
III-27-A through III-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
 
III-1-A through III-26-A
Uncertificated REMIC I Pass-Through Rate
     
28
III-28-A through III-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
 
III-1-A through III-27-A
Uncertificated REMIC I Pass-Through Rate
     
29
III-29-A through III-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
 
III-1-A through III-28-A
Uncertificated REMIC I Pass-Through Rate
     
30
III-30-A through III-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
 
III-1-A through III-29-A
Uncertificated REMIC I Pass-Through Rate
     
31
III-31-A through III-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
 
III-1-A through III-30-A
Uncertificated REMIC I Pass-Through Rate
     
32
III-32-A through III-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
 
III-1-A through III-31-A
Uncertificated REMIC I Pass-Through Rate
     
33
III-33-A through III-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
 
III-1-A through III-32-A
Uncertificated REMIC I Pass-Through Rate
     
34
III-34-A through III-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
 
III-1-A through III-33-A
Uncertificated REMIC I Pass-Through Rate
     
35
III-35-A through III-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
 
III-1-A through III-34-A
Uncertificated REMIC I Pass-Through Rate
     
36
III-36-A through III-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
 
III-1-A through III-35-A
Uncertificated REMIC I Pass-Through Rate
     
37
III-37-A through III-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
 
III-1-A through III-36-A
Uncertificated REMIC I Pass-Through Rate
     
38
III-38-A through III-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
 
III-1-A through III-37-A
Uncertificated REMIC I Pass-Through Rate
     
39
III-39-A through III-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
 
III-1-A through III-38-A
Uncertificated REMIC I Pass-Through Rate
     
40
III-40-A through III-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
 
III-1-A through III-39-A
Uncertificated REMIC I Pass-Through Rate
     
41
III-41-A through III-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
 
III-1-A through III-40-A
Uncertificated REMIC I Pass-Through Rate
     
42
III-42-A through III-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
 
III-1-A through III-41-A
Uncertificated REMIC I Pass-Through Rate
     
43
III-43-A through III-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
 
III-1-A through III-42-A
Uncertificated REMIC I Pass-Through Rate
     
44
III-44-A through III-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
 
III-1-A through III-43-A
Uncertificated REMIC I Pass-Through Rate
     
45
III-45-A through III-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
 
III-1-A through III-44-A
Uncertificated REMIC I Pass-Through Rate
     
46
III-46-A through III-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
 
III-1-A through III-45-A
Uncertificated REMIC I Pass-Through Rate
     
47
III-47-A through III-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
 
III-1-A through III-46-A
Uncertificated REMIC I Pass-Through Rate
     
48
III-48-A through III-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
 
III-1-A through III-47-A
Uncertificated REMIC I Pass-Through Rate
     
49
III-49-A through III-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
 
III-1-A through III-48-A
Uncertificated REMIC I Pass-Through Rate
     
50
III-50-A through III-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
 
III-1-A through III-49-A
Uncertificated REMIC I Pass-Through Rate
     
51
III-51-A through III-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
 
III-1-A through III-50-A
Uncertificated REMIC I Pass-Through Rate
     
52
III-52-A through III-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
 
III-1-A through III-51-A
Uncertificated REMIC I Pass-Through Rate
     
53
III-53-A through III-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
 
III-1-A through III-52-A
Uncertificated REMIC I Pass-Through Rate
     
54
III-54-A through III-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
 
III-1-A through III-53-A
Uncertificated REMIC I Pass-Through Rate
     
55
III-55-A through III-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
 
III-1-A through III-54-A
Uncertificated REMIC I Pass-Through Rate
     
56
III-56-A through III-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
 
III-1-A through III-55-A
Uncertificated REMIC I Pass-Through Rate
     
57
III-57-A through III-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
 
III-1-A through III-56-A
Uncertificated REMIC I Pass-Through Rate
     
58
III-58-A through III-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
 
III-1-A through III-57-A
Uncertificated REMIC I Pass-Through Rate
     
59
III-59-A and III-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
 
III-1-A through III-58-A
Uncertificated REMIC I Pass-Through Rate
     
60
III-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
 
III-1-A through III-59-A
Uncertificated REMIC I Pass-Through Rate
     
thereafter
III-1-A through III-60-A
Uncertificated REMIC I Pass-Through Rate

With respect to REMIC II Regular Interest IO and any Distribution Date, a per annum rate equal to the excess, if any, of (x) the weighted average of the Uncertificated REMIC I Pass-Through Rates for the REMIC I Regular Interests ending with the designation “A” for such Distribution Date, over (y) the weighted average of 2 multiplied by Swap LIBOR on the REMIC I Regular Interests ending with the designation “A”, subject to a maximum rate of the Uncertificated REMIC I Pass-Through Rate for each such REMIC I Regular Interest for such Distribution Date, in each case, weighted on the basis of the Uncertificated Principal Balances of each such REMIC I Regular Interest for such Distribution Date.
 
With respect to REMIC II Regular Interest P, 0.00%.
 
Unpaid Realized Loss Amount: With respect to any Class A Certificates and as to any Distribution Date, is the excess of Applied Realized Loss Amounts with respect to such Class over the sum of all distributions in reduction of the Applied Realized Loss Amounts on all previous Distribution Dates. Any amounts distributed to the Class A Certificates in respect of any Unpaid Realized Loss Amount shall not be applied to reduce the Certificate Principal Balance of such Class.
 
Voting Rights: The portion of the voting rights of all the Certificates that is allocated to any Certificate for purposes of the voting provisions hereunder. Voting Rights shall be allocated (i) 92% to the Class A Certificates and Class M Certificates, (ii) 3% to the Class CE Certificates until paid in full, and (iii) 1% to each of the Class R-1, Class R-2, Class R-3, Class RX and Class P Certificates, with the allocation among the Certificates (other than the Class CE, Class P and Residual Certificates) to be in proportion to the Certificate Principal Balance of each Class relative to the Certificate Principal Balance of all other such Classes. Voting Rights will be allocated among the Certificates of each such Class in accordance with their respective Percentage Interests.
 
Section 1.02  Allocation of Certain Interest Shortfalls. 
 
For purposes of calculating the amount of Current Interest for the Class A, Class M and Class CE Certificates for any Distribution Date, the aggregate amount of any Prepayment Interest Shortfalls (to the extent not covered by payments by the Master Servicer pursuant to Section 5.02) and any Relief Act Interest Shortfalls incurred in respect of the Mortgage Loans for any Distribution Date shall be allocated first, to the Class CE Interest based on, and to the extent of, one month’s interest at the then applicable Pass-Through Rate on the Uncertificated Notional Amount thereof and, thereafter, among the Class A Certificates and Class M Certificates, in each case on a pro rata basis based on, and to the extent of, one month’s interest at the then applicable respective Pass-Through Rates on the respective Certificate Principal Balances of each such Certificate.
 
For purposes of calculating the amount of Uncertificated Accrued Interest for the REMIC I Group I Regular Interests for any Distribution Date, the aggregate amount of any Prepayment Interest Shortfalls (to the extent not covered by payments by the Master Servicer pursuant to Section 5.02) and any Relief Act Interest Shortfalls incurred in respect of Loan Group I for any Distribution Date shall be allocated first, to REMIC I Group I Regular Interests ending with the designation “B”, on a pro rata basis, based on, and to the extent of, one month’s interest at the then applicable respective Uncertificated REMIC I Pass-Through Rates on the respective Uncertificated Principal Balances of each such REMIC I Regular Interest, and second, to REMIC I Group I Regular Interests ending with the designation “A”, on a pro rata basis, based on, and to the extent of, one month’s interest at the then applicable respective Uncertificated REMIC I Pass-Through Rates on the respective Uncertificated Principal Balances of each such REMIC I Regular Interest. For purposes of calculating the amount of Uncertificated Accrued Interest for the REMIC I Group II Regular Interests for any Distribution Date, the aggregate amount of any Prepayment Interest Shortfalls (to the extent not covered by payments by the Master Servicer pursuant to Section 5.02) and any Relief Act Interest Shortfalls incurred in respect of Loan Group II for any Distribution Date shall be allocated first, to REMIC I Group II Regular Interests ending with the designation “B”, on a pro rata basis, based on, and to the extent of, one month’s interest at the then applicable respective Uncertificated REMIC I Pass-Through Rates on the respective Uncertificated Principal Balances of each such REMIC I Regular Interest, and second, to REMIC I Group II Regular Interests ending with the designation “A”, on a pro rata basis, based on, and to the extent of, one month’s interest at the then applicable respective Uncertificated REMIC I Pass-Through Rates on the respective Uncertificated Principal Balances of each such REMIC I Regular Interest. For purposes of calculating the amount of Uncertificated Accrued Interest for the REMIC I Group III Regular Interests for any Distribution Date, the aggregate amount of any Prepayment Interest Shortfalls (to the extent not covered by payments by the Master Servicer pursuant to Section 5.02) and any Relief Act Interest Shortfalls incurred in respect of Loan Group III for any Distribution Date shall be allocated first, to REMIC I Group III Regular Interests ending with the designation “B”, on a pro rata basis, based on, and to the extent of, one month’s interest at the then applicable respective Uncertificated REMIC I Pass-Through Rates on the respective Uncertificated Principal Balances of each such REMIC I Regular Interest, and second, to REMIC I Group III Regular Interests ending with the designation “A”, on a pro rata basis, based on, and to the extent of, one month’s interest at the then applicable respective Uncertificated REMIC I Pass-Through Rates on the respective Uncertificated Principal Balances of each such REMIC I Regular Interest.
 
For purposes of calculating the amount of Uncertificated Accrued Interest for the REMIC II Regular Interests (other than REMIC II Regular Interests IO and P) for any Distribution Date, (i) the REMIC II Marker Allocation Percentage of the aggregate amount of any Prepayment Interest Shortfalls (to the extent not covered by payments by the Master Servicer pursuant to Section 5.02) and any Relief Act Interest Shortfalls incurred in respect of the Mortgage Loans for any Distribution Date shall be allocated first, to Uncertificated Accrued Interest payable to REMIC II Regular Interest AA and REMIC II Regular Interest ZZ up to an aggregate amount equal to the REMIC II Interest Loss Allocation Amount, 98% and 2%, respectively, and thereafter, among REMIC II Regular Interest AA, each REMIC II Regular Interest for which a Class A Certificate or Class M Certificate is a Corresponding Certificate and REMIC II Regular Interest ZZ, on a pro rata basis, based on, and to the extent of, one month’s interest at the then applicable respective Uncertificated REMIC II Pass-Through Rates on the respective Uncertificated Principal Balances of each such REMIC II Regular Interest, and (ii) the REMIC II Sub WAC Allocation Percentage of the aggregate amount of any Prepayment Interest Shortfalls (to the extent not covered by payments by the Master Servicer pursuant to Section 5.02) and any Relief Act Interest Shortfalls incurred in respect of the Mortgage Loans for any Distribution Date shall be allocated to Uncertificated Accrued Interest payable to REMIC II Regular Interest 1-Sub, REMIC II Regular Interest 1-Grp, REMIC II Regular Interest 2-Sub, REMIC II Regular Interest 2-Grp, REMIC II Regular Interest 3-Sub, REMIC II Regular Interest 3-Grp and REMIC II Regular Interest XX, on a pro rata basis, based on, and to the extent of, one month’s interest at the then applicable respective Uncertificated REMIC II Pass-Through Rates on the respective Uncertificated Principal Balances of each such REMIC II Regular Interest.
 

 
ARTICLE II  
 



 



CONVEYANCE OF TRUST FUND
 
Section 2.01  Conveyance of Trust Fund. 
 
Pursuant to the Mortgage Loan Purchase Agreement, the Seller sold, transferred, assigned, set over and otherwise conveyed to the Depositor, without recourse, all the right, title and interest of the Seller in and to the assets sold by it in the Trust Fund. Pursuant to the Mortgage Loan Purchase Agreement, Master Funding sold, transferred, assigned, set over and otherwise conveyed to the Depositor, without recourse, all the right, title and interest of Master Funding in and to the assets sold by it in the Trust Fund.
 
The Seller has entered into this Agreement in consideration for the purchase of the Mortgage Loans by the Depositor pursuant to the Mortgage Loan Purchase Agreement and has agreed to take the actions specified herein.
 
The Depositor, concurrently with the execution and delivery hereof, hereby sells, transfers, assigns, sets over and otherwise conveys to the Trustee for the use and benefit of the Certificateholders, without recourse, all the right, title and interest of the Depositor in and to the Trust Fund.
 
In connection with such sale, the Depositor has delivered to, and deposited with, or caused to be delivered to and deposited with, the Trustee or the Custodian, as its agent, the following documents or instruments with respect to each Mortgage Loan so assigned: (i) the original Mortgage Note, including any riders thereto, endorsed without recourse (A) in blank or to the order of “LaSalle Bank National Association, as Trustee for Certificateholders of Bear Stearns Asset Backed Securities I LLC, Asset-Backed Certificates, Series 2007-HE3,” or (B) in the case of a loan registered on the MERS system, in blank, and in each case showing an unbroken chain of endorsements from the original payee thereof to the Person endorsing it to the Trustee, (ii) the original Mortgage and, if the related Mortgage Loan is a MOM Loan, noting the presence of the MIN and language indicating that such Mortgage Loan is a MOM Loan, which shall have been recorded (or, for Mortgage Loans other than the EMC Flow Loans, if the original is not available, a copy), with evidence of such recording indicated thereon (or if clause (x) in the proviso below applies, shall be in recordable form), (iii) unless the Mortgage Loan is either a MOM Loan or has been assigned in the name of MERS, the assignment (either an original or a copy, which may be in the form of a blanket assignment if permitted in the jurisdiction in which the Mortgaged Property is located) to the Trustee of the Mortgage with respect to each Mortgage Loan in the name of “LaSalle Bank National Association, as Trustee for Certificateholders of Bear Stearns Asset Backed Securities I LLC, Asset-Backed Certificates, Series 2007-HE3,” which shall have been recorded (or if clause (x) in the proviso below applies, shall be in recordable form), (iv) an original or a copy of all intervening assignments of the Mortgage, if any, to the extent available to the Seller, with evidence of recording thereon, (v) with respect to any first or second lien Mortgage Loan (other than any Piggyback Loan), the original policy of title insurance or mortgagee’s certificate of title insurance or commitment or binder for title insurance or, in the event such original title policy has not been received from the title insurer, such original title policy will be delivered within one year of the Closing Date or, in the event such original title policy is unavailable, a photocopy of such title policy or, in lieu thereof, a current lien search on the related Mortgaged Property; and with respect to any Piggyback Loan, the original policy of title insurance or mortgagee’s certificate of title insurance or commitment or binder for title insurance issued as to the related first lien Mortgage Loan or, in lieu thereof, a lien search on the related Mortgaged Property that was conducted in connection with the related first lien Mortgage Loan and (vi) originals or copies of all available assumption, modification or substitution agreements, if any; provided, however, that in lieu of the foregoing, the Seller or Master Funding, as applicable, may deliver the following documents, under the circumstances set forth below: (x) if any Mortgage (other than the Mortgages related to the EMC Flow Loans), assignment thereof to the Trustee or intervening assignments thereof have been delivered or are being delivered to recording offices for recording and have not been returned in time to permit their delivery as specified above, the Depositor may deliver, or cause to be delivered, a true copy thereof with a certification by the Seller or Master Funding, as applicable, or the title company issuing the commitment for title insurance, on the face of such copy, substantially as follows: “Certified to be a true and correct copy of the original”; (y) in lieu of the Mortgage (other than the Mortgages related to the EMC Flow Loans), assignment to the Trustee or in blank or intervening assignments thereof, if the applicable jurisdiction retains the originals of such documents (as evidenced by a certification from the Depositor to such effect) the Depositor may deliver, or cause to be delivered, photocopies of such documents containing an original certification by the judicial or other governmental authority of the jurisdiction where such documents were recorded; and (z) in lieu of the Mortgage Notes relating to the Mortgage Loans identified in the list set forth in Exhibit I, the Depositor may deliver, or cause to be delivered, a lost note affidavit and indemnity and a copy of the original note, if available; and provided, further, however, that in the case of Mortgage Loans which have been prepaid in full after the Cut-off Date and prior to the Closing Date, the Depositor, in lieu of delivering the above documents, may deliver, or cause to be delivered, to the Trustee and the Custodian a certification of a Servicing Officer to such effect and in such case shall deposit all amounts paid in respect of such Mortgage Loans, in the Protected Account or in the Distribution Account on the Closing Date. In the case of the documents referred to in clause (x) above, the Depositor shall deliver, or cause to be delivered, such documents to the Trustee or the Custodian promptly after they are received.
 
EMC (on its own behalf as Seller and on behalf of Master Funding) shall cause, at its expense, the Mortgage and intervening assignments, if any, and to the extent required in accordance with the foregoing, the assignment of the Mortgage to the Trustee to be submitted for recording promptly after the Closing Date; provided that, the Seller need not cause to be recorded (a) any assignment in any jurisdiction under the laws of which, as evidenced by an Opinion of Counsel addressed to the Trustee delivered by EMC (on its own behalf as Seller and on behalf of Master Funding) to the Trustee and the Rating Agencies, the recordation of such assignment is not necessary to protect the Trustee’s interest in the related Mortgage Loan or (b) if MERS is identified on the Mortgage or on a properly recorded assignment of the Mortgage as the mortgagee of record solely as nominee for the Seller and Master Funding and its successors and assigns. In the event that the Seller, Master Funding, the Depositor or the Master Servicer gives written notice to the Trustee that a court has recharacterized the sale of the Mortgage Loans as a financing, EMC (on its own behalf as Seller and on behalf of Master Funding) shall submit or cause to be submitted for recording as specified above each such previously unrecorded assignment to be submitted for recording as specified above at the expense of the Trust. In the event a Mortgage File is released to the Master Servicer as a result of such Person having completed a Request for Release, the Custodian shall, if not so completed, complete the assignment of the related Mortgage in the manner specified in clause (iii) above.
 
In connection with the assignment of any Mortgage Loan registered on the MERS® System, EMC (on its own behalf as Seller and on behalf of Master Funding) further agrees that it will cause, at the Seller’s own expense, within 30 days after the Closing Date, the MERS® System to indicate that such Mortgage Loans have been assigned by EMC (on its own behalf as Seller and on behalf of Master Funding) to the Depositor and by the Depositor to the Trustee in accordance with this Agreement for the benefit of the Certificateholders by including (or deleting, in the case of Mortgage Loans which are repurchased in accordance with this Agreement) in such computer files (a) the code in the field which identifies the specific Trustee and (b) the code in the field “Pool Field” which identifies the series of the Certificates issued in connection with such Mortgage Loans. EMC (on its own behalf as Seller and on behalf of Master Funding) further agrees that it will not, and will not permit the Master Servicer to, and the Master Servicer agrees that it will not, alter the codes referenced in this paragraph with respect to any Mortgage Loan during the term of this Agreement unless and until such Mortgage Loan is repurchased in accordance with the terms of this Agreement or the Mortgage Loan Purchase Agreement.
 
Section 2.02  Acceptance of the Mortgage Loans. 
 
(a)  Based on the Initial Certification received by it from the Custodian, the Trustee acknowledges receipt of, subject to the further review and exceptions reported by the Custodian pursuant to the procedures described below, the documents (or certified copies thereof) delivered to the Trustee or the Custodian on its behalf pursuant to Section 2.01 and declares that it holds and will continue to hold directly or through a custodian those documents and any amendments, replacements or supplements thereto and all other assets of the Trust Fund delivered to it in trust for the use and benefit of all present and future Holders of the Certificates. On the Closing Date, the Trustee or the Custodian on its behalf will deliver an Initial Certification, in the form of Exhibit One to the Custodial Agreement, to the parties indicated on such exhibit confirming whether or not it has received the Mortgage File for each Mortgage Loan, but without review of such Mortgage File, except to the extent necessary to confirm whether such Mortgage File contains the original Mortgage Note or a lost note affidavit and indemnity in lieu thereof. No later than 90 days after the Closing Date, the Trustee or the Custodian on its behalf shall, for the benefit of the Certificateholders, review each Mortgage File delivered to it and execute and deliver to EMC (on its own behalf and on behalf of Master Funding), the Master Servicer and, if reviewed by the Custodian, the Trustee, an Interim Certification, substantially in the form of Exhibit Two to the Custodial Agreement. In conducting such review, the Trustee or the Custodian on its behalf will ascertain whether all required documents have been executed and received and whether those documents relate, determined on the basis of the Mortgagor name, original principal balance and loan number, to the Mortgage Loans identified in Exhibit B to this Agreement, as supplemented (provided, however, that with respect to those documents described in subclauses (iv) and (vi) of Section 2.01, such obligations shall extend only to documents actually delivered pursuant to such subclauses). In performing any such review, the Trustee and the Custodian may conclusively rely on the purported due execution and genuineness of any such document and on the purported genuineness of any signature thereon. If the Trustee or the Custodian on its behalf finds any document constituting part of the Mortgage File not to have been executed or received, or to be unrelated to the Mortgage Loans identified in Exhibit B or to appear to be defective on its face, the Trustee or the Custodian on its behalf shall include such information in the exception report attached to the Interim Certification. Within 90 days from the date of notice from the Trustee of the defect, EMC (on its own behalf as Seller and on behalf of Master Funding) shall correct or cure any such defect or, if prior to the end of the second anniversary of the Closing Date, EMC (on its own behalf as Seller and on behalf of Master Funding) may substitute for the related Mortgage Loan a Replacement Mortgage Loan, which substitution shall be accomplished in the manner and subject to the conditions set forth in Section 2.03, or shall deliver to the Trustee an Opinion of Counsel addressed to the Trustee to the effect that such defect does not materially or adversely affect the interests of the Certificateholders in such Mortgage Loan. If EMC (on its own behalf as Seller and on behalf of Master Funding) fails to correct or cure the defect or deliver such opinion within such period, EMC (on its own behalf as Seller and on behalf of Master Funding) will, subject to Section 2.03, within 90 days from the notification of the Trustee purchase such Mortgage Loan at the Purchase Price; provided, however, that if such defect relates solely to the inability of EMC (on its own behalf as Seller and on behalf of Master Funding) to deliver the Mortgage, assignment thereof to the Trustee, or intervening assignments thereof with evidence of recording thereon because such documents have been submitted for recording and have not been returned by the applicable jurisdiction, EMC (on its own behalf as Seller and on behalf of Master Funding) shall not be required to purchase such Mortgage Loan if the Seller delivers such documents promptly upon receipt, but in no event later than 360 days after the Closing Date. Notwithstanding anything to the contrary, the Trustee shall have no responsibility with respect to the custody or review of Mortgage Files held by the Custodian pursuant to the Custodial Agreement. The Trustee shall have no liability for the failure of the Custodian to perform its obligations under the Custodial Agreement.
 
(b)  No later than 180 days after the Closing Date, the Trustee or the Custodian on its behalf will review, for the benefit of the Certificateholders, the Mortgage Files and will execute and deliver or cause to be executed and delivered to EMC (on its own behalf as Seller and on behalf of Master Funding), the Master Servicer and, if reviewed by the Custodian, the Trustee, a Final Certification, substantially in the form of Exhibit Three to the Custodial Agreement. In conducting such review, the Trustee or the Custodian on its behalf will ascertain whether each document required to be recorded has been returned from the recording office with evidence of recording thereon and the Trustee or the Custodian on its behalf has received either an original or a copy thereof, as required in Section 2.01 (provided, however, that with respect to those documents described in subclauses (iv) and (vi) of Section 2.01, such obligations shall extend only to documents actually delivered pursuant to such subclauses). If the Trustee or the Custodian on its behalf finds any document with respect to a Mortgage Loan has not been received, or to be unrelated, determined on the basis of the Mortgagor name, original principal balance and loan number, to the Mortgage Loans identified in Exhibit B or to appear defective on its face, the Trustee or the Custodian on its behalf shall note such defect in the exception report attached to the Final Certification and shall promptly notify EMC (on its own behalf as Seller and on behalf of Master Funding). Within 90 days from the date of notice from the Trustee of the defect, EMC (on its own behalf as Seller and on behalf of Master Funding) shall correct or cure any such defect or, if prior to the end of the second anniversary of the Closing Date, EMC (on its own behalf as Seller and on behalf of Master Funding) may substitute for the related Mortgage Loan a Replacement Mortgage Loan, which substitution shall be accomplished in the manner and subject to the conditions set forth in Section 2.03, or shall deliver to the Trustee an Opinion of Counsel addressed to the Trustee to the effect that such defect does not materially or adversely affect the interests of Certificateholders in such Mortgage Loan. If EMC (on its own behalf as Seller and on behalf of Master Funding) is unable within such period to correct or cure such defect, or to substitute the related Mortgage Loan with a Replacement Mortgage Loan or to deliver such opinion, EMC (on its own behalf as Seller and on behalf of Master Funding) shall, subject to Section 2.03, within 90 days from the notification of the Trustee, purchase such Mortgage Loan at the Purchase Price; provided, however, that if such defect relates solely to the inability of EMC (on its own behalf as Seller and on behalf of Master Funding) to deliver the Mortgage, assignment thereof to the Trustee or intervening assignments thereof with evidence of recording thereon, because such documents have not been returned by the applicable jurisdiction, EMC (on its own behalf as Seller and on behalf of Master Funding) shall not be required to purchase such Mortgage Loan, if the Seller delivers such documents promptly upon receipt, but in no event later than 360 days after the Closing Date. Notwithstanding anything to the contrary, the Trustee shall have no responsibility with respect to the custody or review of Mortgage Files held by the Custodian pursuant to the Custodial Agreement. The Trustee shall have no liability for the failure of the Custodian to perform its obligations under the Custodial Agreement.
 
(c)  In the event that a Mortgage Loan is purchased by EMC (on its own behalf as Seller and on behalf of Master Funding) in accordance with subsections 2.02(a) or (b) above or Section 2.03, EMC (on its own behalf as Seller and on behalf of Master Funding) shall remit the applicable Purchase Price to the Master Servicer for deposit in the Protected Account and shall provide written notice to the Trustee detailing the components of the Purchase Price, signed by a Servicing Officer. Upon deposit of the Purchase Price in the Protected Account and upon receipt of a Request for Release with respect to such Mortgage Loan, the Trustee or the Custodian will release to EMC (on its own behalf as Seller and on behalf of Master Funding) the related Mortgage File and the Trustee shall execute and deliver all instruments of transfer or assignment, without recourse, representation or warranty furnished to it by the related Seller, as are necessary to vest in the title to and rights under the Mortgage Loan. Such purchase shall be deemed to have occurred on the date on which the deposit into the Protected Account was made. The Trustee shall promptly notify the Rating Agencies of such repurchase. The obligation of the Seller to cure, repurchase or substitute for any Mortgage Loan as to which a defect in a constituent document exists shall be the sole remedies respecting such defect available to the Certificateholders or to the Trustee on their behalf.
 
(d)  EMC (on its own behalf as Seller and on behalf of Master Funding) shall deliver to the Trustee or the Custodian on its behalf, and Trustee agrees to accept the Mortgage Note and other documents constituting the Mortgage File with respect to any Replacement Mortgage Loan, which the Trustee or the Custodian will review as provided in subsections 2.02(a) and 2.02(b), provided, that the Closing Date referred to therein shall instead be the date of delivery of the Mortgage File with respect to each Replacement Mortgage Loan.
 
Section 2.03  Representations, Warranties and Covenants of the Master Servicer and the Seller. 
 
(a)  The Master Servicer hereby represents and warrants to the Depositor and the Trustee as follows, as of the Closing Date:
 
(i)  It is duly organized and is validly existing and in good standing under the laws of the State of Delaware and is duly authorized and qualified to transact any and all business contemplated by this Agreement to be conducted by it in any state in which a Mortgaged Property is located or is otherwise not required under applicable law to effect such qualification and, in any event, is in compliance with the doing business laws of any such state, to the extent necessary to ensure its ability to enforce each Mortgage Loan, to service the Mortgage Loans in accordance with the terms of the Mortgage Loan Purchase Agreement and to perform any of its other obligations under this Agreement in accordance with the terms hereof or thereof.
 
(ii)  It has the full corporate power and authority to service each Mortgage Loan, and to execute, deliver and perform, and to enter into and consummate the transactions contemplated by this Agreement and has duly authorized by all necessary corporate action on its part the execution, delivery and performance of this Agreement; and this Agreement, assuming the due authorization, execution and delivery hereof by the other parties hereto or thereto, as applicable, constitutes its legal, valid and binding obligation, enforceable against it in accordance with its terms, except that (a) the enforceability hereof may be limited by bankruptcy, insolvency, moratorium, receivership and other similar laws relating to creditors’ rights generally and (b) the remedy of specific performance and injunctive and other forms of equitable relief may be subject to equitable defenses and to the discretion of the court before which any proceeding therefor may be brought.
 
(iii)  The execution and delivery of this Agreement, the servicing of the Mortgage Loans by it under this Agreement, the consummation of any other of the transactions contemplated by this Agreement, and the fulfillment of or compliance with the terms hereof and thereof are in its ordinary course of business and will not (A) result in a breach of any term or provision of its charter or by-laws or (B) conflict with, result in a breach, violation or acceleration of, or result in a default under, the terms of any other material agreement or instrument to which it is a party or by which it may be bound, or (C) constitute a violation of any statute, order or regulation applicable to it of any court, regulatory body, administrative agency or governmental body having jurisdiction over it; and it is not in breach or violation of any material indenture or other material agreement or instrument, or in violation of any statute, order or regulation of any court, regulatory body, administrative agency or governmental body having jurisdiction over it which breach or violation may materially impair its ability to perform or meet any of its obligations under this Agreement.
 
(iv)  It is an approved servicer of conventional mortgage loans for Fannie Mae or Freddie Mac and is a mortgagee approved by the Secretary of Housing and Urban Development pursuant to sections 203 and 211 of the National Housing Act.
 
(v)  No litigation is pending or, to the best of its knowledge, threatened, against it that would materially and adversely affect the execution, delivery or enforceability of this Agreement or its ability to service the Mortgage Loans or to perform any of its other obligations under this Agreement in accordance with the terms hereof.
 
(vi)  No consent, approval, authorization or order of any court or governmental agency or body is required for its execution, delivery and performance of, or compliance with, this Agreement or the consummation of the transactions contemplated hereby or thereby, or if any such consent, approval, authorization or order is required, it has obtained the same.
 
(vii)  As of the Closing Date and except as has been otherwise disclosed to the Depositor, or disclosed in any public filing: (1) no default or servicing related performance trigger has occurred as to any other Pass-Through Transfer due to any act or failure to act of the Master Servicer; (2) no material noncompliance with applicable servicing criteria as to any other Pass-Through Transfer has occurred, been disclosed or reported by the Master Servicer; (3) the Master Servicer has not been terminated as servicer in a residential mortgage loan Pass-Through Transfer, either due to a servicing default or to application of a servicing performance test or trigger; (4) no material changes to the Master Servicer’s servicing policies and procedures for similar loans have occurred in the preceding three years outside of the normal changes warranted by regulatory and product type changes in the portfolio; (5) there are no aspects of the Master Servicer’s financial condition that could have a material adverse impact on the performance by the Master Servicer of its obligations hereunder; (6) there are no legal proceedings pending, or known to be contemplated by governmental authorities, against the Master Servicer that could be material to investors in the securities issued in such Pass-Through Transfer; and (7) there are no affiliations, relationships or transactions relating to the Master Servicer of a type that are described under Item 1119 of Regulation AB.
 
(viii)  If so requested by the Depositor on any date, the Master Servicer shall, within five Business Days following such request, confirm in writing the accuracy of the representations and warranties set forth in clause (a)(vii) of this Section or, if any such representation and warranty is not accurate as of the date of such request, provide reasonably adequate disclosure of the pertinent facts, in writing, to the requesting party.
 
(ix)  As a condition to the succession to the Master Servicer or any subservicer as servicer or subservicer under this Agreement by any Person (i) into which the Master Servicer or such subservicer may be merged or consolidated, or (ii) which may be appointed as a successor to the Master Servicer or any subservicer, the Master Servicer shall provide to the Depositor, at least 15 calendar days prior to the effective date of such succession or appointment, (x) written notice to the Depositor of such succession or appointment and (y) in writing and in form and substance reasonably satisfactory to the Depositor, all information reasonably requested by the Depositor in order to comply with its reporting obligation under Item 6.02 of Form 8-K with respect to any class of asset-backed securities.
 
(x)  In connection with the Group II Mortgage Loans and Group III Mortgage Loans, notwithstanding any state or federal law to the contrary, the Master Servicer shall not collect such prepayment premium in any instance when the mortgage debt is accelerated through foreclosure sale or other involuntary payment as the result of the borrower’s default in making the loan payments.
 
(xi)  The Master Servicer will transmit full-file credit reporting data for each Group II Mortgage Loan and Group III Mortgage Loan pursuant to Fannie Mae Guide Announcement 95-19 and that for each Group II Mortgage Loan and Group III Mortgage Loan, the Master Servicer agrees it shall report one of the following statuses each month as follows: new origination, current, delinquent (30-, 60-, 90-days, etc.), foreclosed, or charged-off.
 
(b)  The Seller hereby represents and warrants to the Depositor and the Trustee as follows, as of the Closing Date:
 
(i)  The Seller is duly organized as a Delaware corporation and is validly existing and in good standing under the laws of the State of Delaware and is duly authorized and qualified to transact any and all business contemplated by this Agreement to be conducted by the Seller in any state in which a Mortgaged Property is located or is otherwise not required under applicable law to effect such qualification and, in any event, is in compliance with the doing business laws of any such state, to the extent necessary to ensure its ability to enforce each Mortgage Loan, to sell the Mortgage Loans in accordance with the terms of the Mortgage Loan Purchase Agreement and to perform any of its other obligations under this Agreement in accordance with the terms hereof.
 
(ii)  The Seller has the full corporate power and authority to sell each Mortgage Loan, and to execute, deliver and perform, and to enter into and consummate the transactions contemplated by this Agreement and has duly authorized by all necessary corporate action on the part of the Seller the execution, delivery and performance of this Agreement, assuming the due authorization, execution and delivery hereof by the other parties hereto or thereto, as applicable, constitutes a legal, valid and binding obligation of the Seller, enforceable against the Seller in accordance with its terms, except that (a) the enforceability hereof may be limited by bankruptcy, insolvency, moratorium, receivership and other similar laws relating to creditors’ rights generally and (b) the remedy of specific performance and injunctive and other forms of equitable relief may be subject to equitable defenses and to the discretion of the court before which any proceeding therefor may be brought.
 
(iii)  The execution and delivery of this Agreement by the Seller, the sale of the Mortgage Loans by the Seller under the Mortgage Loan Purchase Agreement, the consummation of any other of the transactions contemplated by this Agreement, and the fulfillment of or compliance with the terms hereof and thereof are in the ordinary course of business of the Seller and will not (A) result in a material breach of any term or provision of the charter or by-laws of the Seller or (B) conflict with, result in a breach, violation or acceleration of, or result in a default under, the terms of any other material agreement or instrument to which the Seller is a party or by which it may be bound, or (C) constitute a violation of any statute, order or regulation applicable to the Seller of any court, regulatory body, administrative agency or governmental body having jurisdiction over the Seller; and the Seller is not in breach or violation of any material indenture or other material agreement or instrument, or in violation of any statute, order or regulation of any court, regulatory body, administrative agency or governmental body having jurisdiction over it which breach or violation may materially impair the Seller’s ability to perform or meet any of its obligations under this Agreement.
 
(iv)  The Seller is an approved seller of conventional mortgage loans for Fannie Mae or Freddie Mac and is a mortgagee approved by the Secretary of Housing and Urban Development pursuant to sections 203 and 211 of the National Housing Act.
 
(v)  No litigation is pending or, to the best of the Seller’s knowledge, threatened, against the Seller that would materially and adversely affect the execution, delivery or enforceability of this Agreement or the ability of the Seller to sell the Mortgage Loans or to perform any of its other obligations under this Agreement in accordance with the terms hereof or thereof.
 
(vi)  No consent, approval, authorization or order of any court or governmental agency or body is required for the execution, delivery and performance by the Seller of, or compliance by the Seller with, this Agreement or the consummation of the transactions contemplated hereby, or if any such consent, approval, authorization or order is required, the Seller has obtained the same.
 
(vii)  With respect to each Mortgage Loan as of the Closing Date (or such other date as may be specified in Section 7 of the Mortgage Loan Purchase Agreement), the Seller hereby remakes and restates each of the representations and warranties set forth in Section 7 of the Mortgage Loan Purchase Agreement to the Depositor and the Trustee to the same extent as if fully set forth herein.
 
(c)  Upon discovery by any of the parties hereto of a breach of a representation or warranty set forth in the Mortgage Loan Purchase Agreement with respect to the Mortgage Loans that materially and adversely affects the interests of the Certificateholders in any Mortgage Loan, the party discovering such breach shall give prompt written notice thereof to the other parties. The Seller hereby covenants, with respect to the representations and warranties set forth in the Mortgage Loan Purchase Agreement with respect to the Mortgage Loans, that within 90 days of the discovery of a breach of any representation or warranty set forth therein that materially and adversely affects the interests of the Certificateholders in any Mortgage Loan, it shall cure such breach in all material respects and, if such breach is not so cured, (i) if such 90 day period expires prior to the second anniversary of the Closing Date, remove such Mortgage Loan (a “Deleted Mortgage Loan”) from the Trust Fund and substitute in its place a Replacement Mortgage Loan, in the manner and subject to the conditions set forth in this Section; or (ii) repurchase the affected Mortgage Loan or Mortgage Loans from the Trustee at the Purchase Price in the manner set forth below; provided that any such substitution pursuant to (i) above or repurchase pursuant to (ii) above shall not be effected prior to the delivery to the Trustee of an Opinion of Counsel if required by Section 2.05 hereof and any such substitution pursuant to (i) above shall not be effected prior to the additional delivery to the Trustee of a Request for Release. The Trustee shall give prompt written notice to the parties hereto of the Seller’s failure to cure such breach as set forth in the preceding sentence. The Seller shall promptly reimburse the Master Servicer and the Trustee for any expenses reasonably incurred by the Master Servicer or the Trustee in respect of enforcing the remedies for such breach. To enable the Master Servicer to amend the Mortgage Loan Schedule, the Seller shall, unless it cures such breach in a timely fashion pursuant to this Section 2.03, promptly notify the Master Servicer whether it intends either to repurchase, or to substitute for, the Mortgage Loan affected by such breach. With respect to the representations and warranties with respect to the Mortgage Loans that are made to the best of the Seller’s knowledge, if it is discovered by any of the Depositor, the Master Servicer, the Seller, the Trustee or the Custodian that the substance of such representation and warranty is inaccurate and such inaccuracy materially and adversely affects the value of the related Mortgage Loan, notwithstanding the Seller’s lack of knowledge with respect to the substance of such representation or warranty, the Seller shall nevertheless be required to cure, substitute for or repurchase the affected Mortgage Loan in accordance with the foregoing.
 
With respect to any Replacement Mortgage Loan or Loans, the Seller (pursuant to the Mortgage Loan Purchase Agreement) shall deliver to the Trustee or the Custodian on its behalf for the benefit of the Certificateholders such documents and agreements as are required by Section 2.01. No substitution will be made in any calendar month after the Determination Date for such month. Notwithstanding the foregoing, such substitution must be done within two years of the Closing Date. Scheduled Payments due with respect to Replacement Mortgage Loans in the Due Period related to the Distribution Date on which such proceeds are to be distributed shall not be part of the Trust Fund and will be retained by the Seller. For the month of substitution, distributions to Certificateholders will include the Scheduled Payment due on any Deleted Mortgage Loan for the related Due Period and thereafter the Seller shall be entitled to retain all amounts received in respect of such Deleted Mortgage Loan. The Master Servicer shall amend the Mortgage Loan Schedule for the benefit of the Certificateholders to reflect the removal of each such Deleted Mortgage Loan and the substitution of the Replacement Mortgage Loan or Loans and the Master Servicer shall deliver the amended Mortgage Loan Schedule to the Trustee and the Custodian. Upon such substitution, the Replacement Mortgage Loan or Loans shall be subject to the terms of this Agreement in all respects, and the Seller shall be deemed to have made with respect to such Replacement Mortgage Loan or Loans, as of the date of substitution, the representations and warranties set forth in Section 7 or Section 8 of the Mortgage Loan Purchase Agreement with respect to such Mortgage Loan. Upon any such substitution and the deposit into the Protected Account of the amount required to be deposited therein in connection with such substitution as described in the following paragraph and receipt by the Trustee of a Request for Release for such Mortgage Loan, the Trustee or the Custodian shall release to the Seller the Mortgage File relating to such Deleted Mortgage Loan and held for the benefit of the Certificateholders and the Trustee shall execute and deliver at the Seller’s direction such instruments of transfer or assignment as have been prepared by the Seller in each case without recourse, representation or warranty as shall be necessary to vest in the Seller or its respective designee, title to the Trustee’s interest in any Deleted Mortgage Loan substituted for pursuant to this Section 2.03.
 
For any month in which the Seller substitutes one or more Replacement Mortgage Loans for a Deleted Mortgage Loan, the Master Servicer will determine the amount (if any) by which the aggregate principal balance of all the Replacement Mortgage Loans as of the date of substitution is less than the Stated Principal Balance (after application of the principal portion of the Scheduled Payment due in the month of substitution) of such Deleted Mortgage Loan. An amount equal to the aggregate of such deficiencies, described in the preceding sentence for any Distribution Date (such amount, the “Substitution Adjustment Amount”) shall be deposited into the Protected Account, by the Seller upon its delivering such Replacement Mortgage Loan on the Determination Date for the Distribution Date relating to the Prepayment Period during which the related Mortgage Loan became required to be purchased or replaced hereunder.
 
In the event that the Seller shall have repurchased a Mortgage Loan, the Purchase Price therefor shall be deposited into the Protected Account, on the Determination Date for the Distribution Date in the month following the month during which the Seller became obligated to repurchase or replace such Mortgage Loan and upon such deposit of the Purchase Price, the delivery of an Opinion of Counsel if required by Section 2.05 and the receipt of a Request for Release, the Trustee or the Custodian shall release the related Mortgage File held for the benefit of the Certificateholders to the Seller and the Trustee shall execute and deliver at such Person’s direction the related instruments of transfer or assignment prepared by the Seller, in each case without recourse, as shall be necessary to transfer title from the Trustee for the benefit of the Certificateholders and transfer the Trustee’s interest to EMC (on its own as a Seller and on behalf of Master Funding) to any Mortgage Loan purchased pursuant to this Section 2.03. It is understood and agreed that the obligation under this Agreement of the Seller to cure, repurchase or replace any Mortgage Loan as to which a breach has occurred and is continuing shall constitute the sole remedies against the Seller respecting such breach available to the Certificateholders, the Depositor or the Trustee.
 
(d)  The representations and warranties set forth in this Section 2.03 hereof shall survive delivery of the respective Mortgage Loans and Mortgage Files to the Trustee or the Custodian for the benefit of the Certificateholders.
 
Section 2.04  Representations and Warranties of the Depositor. 
 
The Depositor hereby represents and warrants to the Master Servicer and the Trustee as follows, as of the date hereof and as of the Closing Date:
 
(i)  The Depositor is duly organized and is validly existing as a limited liability company in good standing under the laws of the State of Delaware and has full power and authority necessary to own or hold its properties and to conduct its business as now conducted by it and to enter into and perform its obligations under this Agreement.
 
(ii)  The Depositor has the full power and authority to execute, deliver and perform, and to enter into and consummate the transactions contemplated by, this Agreement and has duly authorized, by all necessary corporate action on its part, the execution, delivery and performance of this Agreement, assuming the due authorization, execution and delivery hereof by the other parties hereto, constitutes a legal, valid and binding obligation of the Depositor, enforceable against the Depositor in accordance with its terms, subject, as to enforceability, to (i) bankruptcy, insolvency, reorganization, moratorium and other similar laws affecting creditors’ rights generally and (ii) general principles of equity, regardless of whether enforcement is sought in a proceeding in equity or at law.
 
(iii)  The execution and delivery of this Agreement by the Depositor, the consummation of the transactions contemplated by this Agreement, and the fulfillment of or compliance with the terms hereof and thereof are in the ordinary course of business of the Depositor and will not (A) result in a material breach of any term or provision of the certificate of formation or limited liability company agreement of the Depositor or (B) conflict with, result in a breach, violation or acceleration of, or result in a default under, the terms of any other material agreement or instrument to which the Depositor is a party or by which it may be bound or (C) constitute a violation of any statute, order or regulation applicable to the Depositor of any court, regulatory body, administrative agency or governmental body having jurisdiction over the Depositor; and the Depositor is not in breach or violation of any material indenture or other material agreement or instrument, or in violation of any statute, order or regulation of any court, regulatory body, administrative agency or governmental body having jurisdiction over it which breach or violation may materially impair the Depositor’s ability to perform or meet any of its obligations under this Agreement.
 
(iv)  No litigation is pending, or, to the best of the Depositor’s knowledge, threatened, against the Depositor that would materially and adversely affect the execution, delivery or enforceability of this Agreement or the ability of the Depositor to perform its obligations under this Agreement in accordance with the terms hereof or thereof.
 
(v)  No consent, approval, authorization or order of any court or governmental agency or body is required for the execution, delivery and performance by the Depositor of, or compliance by the Depositor with this Agreement or the consummation of the transactions contemplated hereby or thereby, or if any such consent, approval, authorization or order is required, the Depositor has obtained the same.
 
(vi)  The Depositor has filed all reports required to be filed by Section 13 or Section 15(d) of the Exchange Act during the preceding 12 months (or for such shorter period that the Depositor was required to file such reports) and it has been subject to such filing requirements for the past 90 days.
 
The Depositor hereby represents and warrants to the Trustee as of the Closing Date, following the transfer of the Mortgage Loans to it by the Sellers, the Depositor had good title to the Mortgage Loans and the related Mortgage Notes were subject to no offsets, claims, defenses or counterclaims.
 
It is understood and agreed that the representations and warranties set forth in this Section 2.04 shall survive delivery of the Mortgage Files to the Trustee or the Custodian for the benefit of the Certificateholders. Upon discovery by the Depositor or the Trustee of a breach of such representations and warranties, the party discovering such breach shall give prompt written notice to the others and to each Rating Agency.
 
Section 2.05  Delivery of Opinion of Counsel in Connection with Substitutions and Repurchases. 
 
(a)  Notwithstanding any contrary provision of this Agreement, with respect to any Mortgage Loan that is not in default or as to which default is not reasonably foreseeable, no repurchase or substitution pursuant to Sections 2.02 or 2.03 shall be made unless the Sponsor delivers to the Trustee an Opinion of Counsel, addressed to the Trustee, to the effect that such repurchase or substitution would not (i) result in the imposition of the tax on “prohibited transactions” of REMIC I, REMIC II, REMIC III, REMIC IV, REMIC V or REMIC VI or contributions after the Closing Date, as defined in Sections 860F(a)(2) and 860G(d) of the Code, respectively, or (ii) cause any of REMIC I, REMIC II, REMIC III, REMIC IV, REMIC V or REMIC VI to fail to qualify as a REMIC at any time that any Certificates are outstanding. Any Mortgage Loan as to which repurchase or substitution was delayed pursuant to this paragraph shall be repurchased or the substitution therefor shall occur (subject to compliance with Sections 2.02 or 2.03) upon the earlier of (a) the occurrence of a default or a default becoming reasonably foreseeable with respect to such Mortgage Loan and (b) receipt by the Trustee of an Opinion of Counsel addressed to the Trustee to the effect that such repurchase or substitution, as applicable, will not result in the events described in clause (i) or clause (ii) of the preceding sentence.
 
(b)  Upon discovery by the Depositor, the Seller or the Master Servicer that any Mortgage Loan does not constitute a “qualified mortgage” within the meaning of section 860G(a)(3) of the Code, the party discovering such fact shall promptly (and in any event within 5 Business Days of discovery) give written notice thereof to the other parties and the Trustee. In connection therewith, the Trustee shall require the Seller at it’s option, to either (i) substitute, if the conditions in Section 2.03 with respect to substitutions are satisfied, a Replacement Mortgage Loan for the affected Mortgage Loan, or (ii) repurchase the affected Mortgage Loan within 90 days of such discovery in the same manner as it would a Mortgage Loan for a breach of representation or warranty in accordance with Section 2.03. The Trustee shall reconvey to the Seller the Mortgage Loan to be released pursuant hereto (and the Custodian shall deliver the related Mortgage File) in the same manner, and on the same terms and conditions, as it would a Mortgage Loan repurchased for breach of a representation or warranty in accordance with Section 2.03.
 
Section 2.06  Countersignature and Delivery of Certificates. 
 
(a)  The Trustee acknowledges the sale, transfer and assignment to it of the Trust Fund and, concurrently with such transfer and assignment, has executed, countersigned and delivered, to or upon the order of the Depositor, the Certificates in authorized denominations evidencing the entire ownership of the Trust Fund. The Trustee agrees to hold the Trust Fund and exercise the rights referred to above for the benefit of all present and future Holders of the Certificates and to perform the duties set forth in this Agreement in accordance with its terms.
 
(b)  The Depositor concurrently with the execution and delivery hereof, does hereby transfer, assign, set over and otherwise convey in trust to the Trustee without recourse all the right, title and interest of the Depositor in and to the REMIC I Regular Interests and the other assets of REMIC II for the benefit of the holders of the REMIC II Regular Interests and the Class R-2 Certificates. The Trustee acknowledges receipt of the REMIC I Regular Interests (which are uncertificated) and the other assets of REMIC II and declares that it holds and will hold the same in trust for the exclusive use and benefit of the holders of the REMIC II Regular Interests and the Class R-2 Certificates.
 
(c)  The Depositor concurrently with the execution and delivery hereof, does hereby transfer, assign, set over and otherwise convey in trust to the Trustee without recourse all the right, title and interest of the Depositor in and to the REMIC II Regular Interests and the other assets of REMIC III for the benefit of the holders of the REMIC III Regular Interests and the Class R-3 Certificates. The Trustee acknowledges receipt of the REMIC II Regular Interests (which are uncertificated) and the other assets of REMIC III and declares that it holds and will hold the same in trust for the exclusive use and benefit of the holders of the REMIC III Regular Interests and the Class R-3 Certificates.
 
(d)  The Depositor, concurrently with the execution and delivery hereof, does hereby transfer, assign, set over and otherwise convey in trust to the Trustee without recourse all the right, title and interest of the Depositor in and to the Class CE Interest for the benefit of the Holders of the REMIC IV Certificates. The Trustee acknowledges receipt of the Class CE Interest (which is uncertificated) and declares that it holds and will hold the same in trust for the exclusive use and benefit of the Holders of the REMIC IV Certificates.
 
(e)  The Depositor, concurrently with the execution and delivery hereof, does hereby transfer, assign, set over and otherwise convey in trust to the Trustee without recourse all the right, title and interest of the Depositor in and to the Class P Interest for the benefit of the Holders of the REMIC V Certificates. The Trustee acknowledges receipt of the Class P Interest (which is uncertificated) and declares that it holds and will hold the same in trust for the exclusive use and benefit of the Holders of the REMIC V Certificates.
 
(f)  The Depositor, concurrently with the execution and delivery hereof, does hereby transfer, assign, set over and otherwise convey in trust to the Trustee without recourse all the right, title and interest of the Depositor in and to the Class IO Interest for the benefit of the holders of the REMIC VI Interests. The Trustee acknowledges receipt of the Class IO Interest (which is uncertificated) and declares that it holds and will hold the same in trust for the exclusive use and benefit of the holders of the REMIC VI Interests.
 
Section 2.07  Purposes and Powers of the Trust.
 
The purpose of the common law trust, as created hereunder, is to engage in the following activities:
 
(a)  acquire and hold, as set forth in this Agreement, the Mortgage Loans and the other assets of the Trust Fund and the proceeds therefrom for the benefit of the Certificateholders;
 
(b)  to issue the Certificates sold to the Depositor in exchange for the Mortgage Loans and any other assets of the Trust;
 
(c)  to make distributions on the Certificates;
 
(d)  to engage in those activities that are necessary, suitable or convenient to accomplish the foregoing or are incidental thereto or connected therewith; and
 
(e)  subject to compliance with this Agreement, to engage in such other activities as may be required in connection with conservation of the Trust Fund and the making of distributions to the Certificateholders.
 
The Trust is hereby authorized to engage in the foregoing activities. Neither the Trustee nor the Master Servicer shall cause the Trust to engage in any activity other than in connection with the foregoing or other than as required or authorized by the terms of this Agreement while any Certificate is outstanding.
 

 
ARTICLE III  
 



 



ADMINISTRATION AND SERVICING OF THE MORTGAGE LOANS
 
Section 3.01  The Master Servicer to act as Master Servicer. 
 
The Master Servicer shall service and administer the Mortgage Loans in accordance with customary and usual standards of practice of prudent mortgage loan servicers in the respective states in which the related Mortgaged Properties are located. In connection with such servicing and administration, the Master Servicer shall have full power and authority, acting alone and/or through subservicers as provided in Section 3.03, to do or cause to be done any and all things that it may deem necessary or desirable in connection with such servicing and administration, including but not limited to, the power and authority, subject to the terms hereof (i) to execute and deliver, on behalf of the Certificateholders and the Trustee, customary consents or waivers and other instruments and documents, (ii) to consent to transfers of any related Mortgaged Property and assumptions of the Mortgage Notes and related Mortgages (but only in the manner provided herein), (iii) to collect any Insurance Proceeds and other Liquidation Proceeds or Subsequent Recoveries, and (iv) subject to Section 3.09, to effectuate foreclosure or other conversion of the ownership of the Mortgaged Property securing any Mortgage Loan; provided that the Master Servicer shall take no action that is inconsistent with or prejudices the interests of the Trust Fund or the Certificateholders in any Mortgage Loan or the rights and interests of the Depositor or the Trustee under this Agreement.
 
Without limiting the generality of the foregoing, the Master Servicer, in its own name or in the name of the Trust, the Depositor or the Trustee, is hereby authorized and empowered by the Trust, the Depositor and the Trustee, when the Master Servicer believes it appropriate in its reasonable judgment, to execute and deliver, on behalf of the Trustee, the Depositor, the Certificateholders or any of them, any and all instruments of satisfaction or cancellation, or of partial or full release or discharge and all other comparable instruments, with respect to the Mortgage Loans, and with respect to the Mortgaged Properties held for the benefit of the Certificateholders. The Master Servicer shall prepare and deliver to the Depositor and/or the Trustee such documents requiring execution and delivery by any or all of them as are necessary or appropriate to enable the Master Servicer to service and administer the Mortgage Loans. Upon receipt of such documents, the Depositor and/or the Trustee shall execute such documents and deliver them to the Master Servicer.
 
In accordance with the standards of the first paragraph of this Section 3.01, the Master Servicer shall advance or cause to be advanced funds as necessary for the purpose of effecting the payment of taxes and assessments on the Mortgaged Properties, which advances shall be reimbursable in the first instance from related collections from the Mortgagors pursuant to Section 4.03, and further as provided in Section 4.02. All costs incurred by the Master Servicer, if any, in effecting the timely payments of taxes and assessments on the Mortgaged Properties and related insurance premiums shall not, for the purpose of calculating monthly distributions to the Certificateholders, be added to the Stated Principal Balance under the Mortgage Loans, notwithstanding that the terms of such Mortgage Loans so permit.
 
Section 3.02  Due-on-Sale Clauses; Assumption Agreements. 
 
(a)  Except as otherwise provided in this Section 3.02, when any property subject to a Mortgage has been or is about to be conveyed by the Mortgagor, the Master Servicer shall to the extent that it has knowledge of such conveyance, enforce any due-on-sale clause contained in any Mortgage Note or Mortgage, to the extent permitted under applicable law and governmental regulations, but only to the extent that such enforcement will not adversely affect or jeopardize coverage under any Required Insurance Policy. Notwithstanding the foregoing, the Master Servicer is not required to exercise such rights with respect to a Mortgage Loan if the Person to whom the related Mortgaged Property has been conveyed or is proposed to be conveyed satisfies the terms and conditions contained in the Mortgage Note and Mortgage related thereto and the consent of the mortgagee under such Mortgage Note or Mortgage is not otherwise so required under such Mortgage Note or Mortgage as a condition to such transfer. In the event that the Master Servicer is prohibited by law from enforcing any such due-on-sale clause, or if coverage under any Required Insurance Policy would be adversely affected, or if nonenforcement is otherwise permitted hereunder, the Master Servicer is authorized, subject to Section 3.02(b), to take or enter into an assumption and modification agreement from or with the person to whom such property has been or is about to be conveyed, pursuant to which such person becomes liable under the Mortgage Note and, unless prohibited by applicable state law, the Mortgagor remains liable thereon, provided that the Mortgage Loan shall continue to be covered (if so covered before the Master Servicer enters such agreement) by the applicable Required Insurance Policies. The Master Servicer, subject to Section 3.02(b), is also authorized with the prior approval of the insurers under any Required Insurance Policies to enter into a substitution of liability agreement with such Person, pursuant to which the original Mortgagor is released from liability and such Person is substituted as Mortgagor and becomes liable under the Mortgage Note. Notwithstanding the foregoing, the Master Servicer shall not be deemed to be in default under this Section 3.02(a) by reason of any transfer or assumption that the Master Servicer reasonably believes it is restricted by law from preventing.
 
(b)  Subject to the Master Servicer’s duty to enforce any due-on-sale clause to the extent set forth in Section 3.02(a), in any case in which a Mortgaged Property has been conveyed to a Person by a Mortgagor, and such Person is to enter into an assumption agreement or modification agreement or supplement to the Mortgage Note or Mortgage that requires the signature of the Trustee, or if an instrument of release signed by the Trustee is required releasing the Mortgagor from liability on the related Mortgage Loan, the Master Servicer shall prepare and deliver or cause to be prepared and delivered to the Trustee for signature and shall direct, in writing, the Trustee to execute the assumption agreement with the Person to whom the Mortgaged Property is to be conveyed and such modification agreement or supplement to the Mortgage Note or Mortgage or other instruments as are reasonable or necessary to carry out the terms of the Mortgage Note or Mortgage or otherwise to comply with any applicable laws regarding assumptions or the transfer of the Mortgaged Property to such Person. In connection with any such assumption, no material term of the Mortgage Note (including, but not limited to, the Mortgage Rate, the amount of the Scheduled Payment and any other term affecting the amount or timing of payment on the Mortgage Loan) may be changed. In addition, the substitute Mortgagor and the Mortgaged Property must be acceptable to the Master Servicer in accordance with its servicing standards as then in effect. The Master Servicer shall notify the Trustee that any such substitution or assumption agreement has been completed by forwarding to the Trustee the original of such substitution or assumption agreement, which in the case of the original shall be added to the related Mortgage File and shall, for all purposes, be considered a part of such Mortgage File to the same extent as all other documents and instruments constituting a part thereof. Any fee collected by the Master Servicer for entering into an assumption or substitution of liability agreement will be retained by the Master Servicer as additional servicing compensation.
 
Section 3.03  Subservicers. 
 
The Master Servicer shall perform all of its servicing responsibilities hereunder or may cause a subservicer to perform any such servicing responsibilities on its behalf, but the use by the Master Servicer of a subservicer shall not release the Master Servicer from any of its obligations hereunder and the Master Servicer shall remain responsible hereunder for all acts and omissions of each subservicer as fully as if such acts and omissions were those of the Master Servicer. The Master Servicer shall pay all fees of each subservicer from its own funds, and a subservicer’s fee shall not exceed the Servicing Fee payable to the Master Servicer hereunder.
 
At the cost and expense of the Master Servicer, without any right of reimbursement from its Protected Account, the Master Servicer shall be entitled to terminate the rights and responsibilities of a subservicer and arrange for any servicing responsibilities to be performed by a successor subservicer; provided, however, that nothing contained herein shall be deemed to prevent or prohibit the Master Servicer, at the Master Servicer’s option, from electing to service the related Mortgage Loans itself. In the event that the Master Servicer’s responsibilities and duties under this Agreement are terminated pursuant to Section 8.01, the Master Servicer shall at its own cost and expense terminate the rights and responsibilities of each subservicer effective as of the date of termination of the Master Servicer. The Master Servicer shall pay all fees, expenses or penalties necessary in order to terminate the rights and responsibilities of each subservicer from the Master Servicer’s own funds without reimbursement from the Trust Fund.
 
Notwithstanding the foregoing, the Master Servicer shall not be relieved of its obligations hereunder and shall be obligated to the same extent and under the same terms and conditions as if it alone were servicing and administering the Mortgage Loans. The Master Servicer shall be entitled to enter into an agreement with a subservicer for indemnification of the Master Servicer by the subservicer and nothing contained in this Agreement shall be deemed to limit or modify such indemnification.
 
Any subservicing agreement and any other transactions or services relating to the Mortgage Loans involving a subservicer shall be deemed to be between such subservicer and the Master Servicer alone, and the Trustee shall not have any obligations, duties or liabilities with respect to such subservicer including any obligation, duty or liability of the Trustee to pay such subservicer’s fees and expenses. Each subservicing agreement shall provide that such agreement may be assumed or terminated without cause or penalty by the Trustee or other Successor Master Servicer in the event the Master Servicer is terminated in accordance with this Agreement. For purposes of remittances to the Trustee pursuant to this Agreement, the Master Servicer shall be deemed to have received a payment on a Mortgage Loan when a subservicer has received such payment.
 
Section 3.04  Documents, Records and Funds in Possession of the Master Servicer To Be Held for Trustee. 
 
Notwithstanding any other provisions of this Agreement, the Master Servicer shall transmit to the Trustee or the Custodian on behalf of the Trustee as required by this Agreement all documents and instruments in respect of a Mortgage Loan coming into the possession of the Master Servicer from time to time and shall account fully to the Trustee for any funds received by the Master Servicer or that otherwise are collected by the Master Servicer as Liquidation Proceeds, Insurance Proceeds or Subsequent Recoveries in respect of any such Mortgage Loan. All Mortgage Files and funds collected or held by, or under the control of, the Master Servicer in respect of any Mortgage Loans, whether from the collection of principal and interest payments or from Liquidation Proceeds or Subsequent Recoveries, including but not limited to, any funds on deposit in the Protected Account, shall be held by the Master Servicer for and on behalf of the Trustee and shall be and remain the sole and exclusive property of the Trustee, subject to the applicable provisions of this Agreement. The Master Servicer also agrees that it shall not create, incur or subject any Mortgage File or any funds that are deposited in the Protected Account or in any Escrow Account, or any funds that otherwise are or may become due or payable to the Trustee for the benefit of the Certificateholders, to any claim, lien, security interest, judgment, levy, writ of attachment or other encumbrance, or assert by legal action or otherwise any claim or right of set off against any Mortgage File or any funds collected on, or in connection with, a Mortgage Loan, except, however, that the Master Servicer shall be entitled to set off against and deduct from any such funds any amounts that are properly due and payable to the Master Servicer under this Agreement.
 
Section 3.05  Maintenance of Hazard Insurance. 
 
The Master Servicer shall cause to be maintained, for each Mortgage Loan, hazard insurance on buildings upon, or comprising part of, the Mortgaged Property against loss by fire, hazards of extended coverage and such other hazards as are customary in the area where the related Mortgaged Property is located with an insurer which is licensed to do business in the state where the related Mortgaged Property is located. Each such policy of standard hazard insurance shall contain, or have an accompanying endorsement that contains, a standard mortgagee clause. The Master Servicer shall also cause flood insurance to be maintained on property acquired upon foreclosure or deed in lieu of foreclosure of any Mortgage Loan, to the extent described below. Pursuant to Section 4.01, any amounts collected by the Master Servicer under any such policies (other than the amounts to be applied to the restoration or repair of the related Mortgaged Property or property thus acquired or amounts released to the Mortgagor in accordance with the Master Servicer’s normal servicing procedures) shall be deposited in the Protected Account. Any cost incurred by the Master Servicer in maintaining any such insurance shall not, for the purpose of calculating monthly distributions to the Certificateholders or remittances to the Trustee for their benefit, be added to the principal balance of the Mortgage Loan, notwithstanding that the terms of the Mortgage Loan so permit. Such costs shall be recoverable by the Master Servicer out of late payments by the related Mortgagor or out of Liquidation Proceeds to the extent permitted by Section 4.02. It is understood and agreed that no earthquake or other additional insurance is to be required of any Mortgagor or maintained on property acquired in respect of a Mortgage other than pursuant to such applicable laws and regulations as shall at any time be in force and as shall require such additional insurance. If the Mortgaged Property is located at the time of origination of the Mortgage Loan in a federally designated special flood hazard area and such area is participating in the national flood insurance program, the Master Servicer shall cause flood insurance to be maintained with respect to such Mortgage Loan. Such flood insurance shall be in an amount equal to the least of (i) the Stated Principal Balance of the related Mortgage Loan, (ii) minimum amount required to compensate for damage or loss on a replacement cost basis or (iii) the maximum amount of such insurance available for the related Mortgaged Property under the Flood Disaster Protection Act of 1973, as amended.
 
In the event that the Master Servicer shall obtain and maintain a blanket policy insuring against hazard losses on all of the Mortgage Loans, it shall conclusively be deemed to have satisfied its obligations as set forth in the first sentence of this Section 3.05, it being understood and agreed that such policy may contain a deductible clause on terms substantially equivalent to those commercially available and maintained by comparable servicers. If such policy contains a deductible clause, the Master Servicer shall, in the event that there shall not have been maintained on the related Mortgaged Property a policy complying with the first sentence of this Section 3.05, and there shall have been a loss that would have been covered by such policy, deposit in the Protected Account the amount not otherwise payable under the blanket policy because of such deductible clause. Such deposit shall be from the Master Servicer’s own funds without reimbursement therefor. In connection with its activities as administrator and servicer of the Mortgage Loans, the Master Servicer agrees to present, on behalf of itself, the Depositor and the Trustee for the benefit of the Certificateholders claims under any such blanket policy.
 
Section 3.06  Presentment of Claims and Collection of Proceeds. 
 
The Master Servicer shall prepare and present on behalf of the Trustee and the Certificateholders all claims under the Insurance Policies and take such actions (including the negotiation, settlement, compromise or enforcement of the insured’s claim) as shall be necessary to realize recovery under such Insurance Policies. Any proceeds disbursed to the Master Servicer in respect of such Insurance Policies shall be promptly deposited in the Protected Account upon receipt, except that any amounts that are to be applied upon receipt to the repair or restoration of the related Mortgaged Property, which repair or restoration the owner of such Mortgaged Property or EMC, as applicable, has agreed to make as a condition precedent to the presentation of its claims on the Mortgage Loan under the applicable Insurance Policy, need not be so deposited (or remitted).
 
Section 3.07  Maintenance of the Primary Mortgage Insurance Policies. 
 
(a)  The Master Servicer shall not take any action that would result in noncoverage under any applicable Primary Mortgage Insurance Policy of any loss which, but for the actions of the Master Servicer would have been covered thereunder. The Master Servicer shall use its best efforts to keep in force and effect (to the extent that the Mortgage Loan requires the Mortgagor to maintain such insurance), Primary Mortgage Insurance applicable to each Mortgage Loan. The Master Servicer shall not cancel or refuse to renew any such Primary Mortgage Insurance Policy that is in effect at the date of the initial issuance of the Mortgage Note and is required to be kept in force hereunder.
 
(b)  The Master Servicer agrees to present on behalf of the Trustee, the Certificateholders claims to the insurer under any Primary Mortgage Insurance Policies and, in this regard, to take such reasonable action as shall be necessary to permit recovery under any Primary Mortgage Insurance Policies respecting defaulted Mortgage Loans. Pursuant to Section 4.01, any amounts collected by the Master Servicer under any Primary Mortgage Insurance Policies shall be deposited in the Protected Account, subject to withdrawal pursuant to Section 4.02 hereof.
 
Section 3.08  Fidelity Bond, Errors and Omissions Insurance. 
 
The Master Servicer shall maintain, at its own expense, a blanket fidelity bond and an errors and omissions insurance policy, with broad coverage with responsible companies on all officers, employees or other persons acting in any capacity with regard to the Mortgage Loans and who handle funds, money, documents and papers relating to the Mortgage Loans. The fidelity bond and errors and omissions insurance shall be in the form of the Mortgage Banker’s Blanket Bond and shall protect and insure the Master Servicer against losses, including forgery, theft, embezzlement, fraud, errors and omissions and negligent acts of such persons. Such fidelity bond shall also protect and insure the Master Servicer against losses in connection with the failure to maintain any insurance policies required pursuant to this Agreement and the release or satisfaction of a Mortgage Loan which is not in accordance with Accepted Servicing Practices. No provision of this Section 3.08 requiring the fidelity bond and errors and omissions insurance shall diminish or relieve the Master Servicer from its duties and obligations as set forth in this Agreement. The minimum coverage under any such bond and insurance policy shall be at least equal to the corresponding amounts required by Accepted Servicing Practices. The Master Servicer shall deliver to the Trustee a certificate from the surety and the insurer as to the existence of the fidelity bond and errors and omissions insurance policy and shall obtain a statement from the surety and the insurer that such fidelity bond or insurance policy shall in no event be terminated or materially modified without thirty days prior written notice to the Trustee. The Master Servicer shall notify the Trustee within five business days of receipt of notice that such fidelity bond or insurance policy will be, or has been, materially modified or terminated. The Trustee for the benefit of the Certificateholders must be named as loss payees on the fidelity bond and as additional insured on the errors and omissions policy.
 
Section 3.09  Realization Upon Defaulted Mortgage Loans; Determination of Excess Liquidation Proceeds and Realized Losses; Repurchases of Certain Mortgage Loans. 
 
(a)  The Master Servicer shall use reasonable efforts to foreclose upon or otherwise comparably convert the ownership of properties securing such of the Mortgage Loans as come into and continue in default and as to which no satisfactory arrangements can be made for collection of delinquent payments. In connection with such foreclosure or other conversion, the Master Servicer shall follow such practices and procedures as it shall deem necessary or advisable and as shall be normal and usual in its general mortgage servicing activities and the requirements of the insurer under any Required Insurance Policy; provided that the Master Servicer shall not be required to expend its own funds in connection with any foreclosure or towards the restoration of any property unless it shall determine (i) that such restoration and/or foreclosure will increase the proceeds of liquidation of the Mortgage Loan after reimbursement to itself of such expenses and (ii) that such expenses will be recoverable to it through Insurance Proceeds, Liquidation Proceeds (respecting which it shall have priority for purposes of withdrawals from the Protected Account pursuant to Section 4.02). If the Master Servicer reasonably believes that Liquidation Proceeds with respect to any such Mortgage Loan would not be increased as a result of such foreclosure or other action, such Mortgage Loan will be charged-off and will become a Liquidated Loan. The Master Servicer will give notice of any such charge-off to the Trustee. The Master Servicer shall be responsible for all other costs and expenses incurred by it in any such proceedings; provided that such costs and expenses shall be Servicing Advances and that it shall be entitled to reimbursement thereof from the proceeds of liquidation of the related Mortgaged Property, as contemplated in Section 4.02. If the Master Servicer has knowledge that a Mortgaged Property that the Master Servicer is contemplating acquiring in foreclosure or by deed- in-lieu of foreclosure is located within a one-mile radius of any site with environmental or hazardous waste risks known to the Master Servicer, the Master Servicer will, prior to acquiring the Mortgaged Property, consider such risks and only take action in accordance with its established environmental review procedures.
 
With respect to any REO Property, the deed or certificate of sale shall be taken in the name of the Trustee for the benefit of the Certificateholders (or the Trustee’s nominee on behalf of the Certificateholders). The Trustee’s name shall be placed on the title to such REO Property solely as the Trustee hereunder and not in its individual capacity. The Master Servicer shall ensure that the title to such REO Property references this Agreement and the Trustee’s capacity hereunder. Pursuant to its efforts to sell such REO Property, the Master Servicer shall either itself or through an agent selected by the Master Servicer protect and conserve such REO Property in the same manner and to such extent as is customary in the locality where such REO Property is located and may, incident to its conservation and protection of the interests of the Certificateholders, rent the same, or any part thereof, as the Master Servicer deems to be in the best interest of the Master Servicer and the Certificateholders for the period prior to the sale of such REO Property. The Master Servicer shall prepare for and deliver to the Trustee a statement with respect to each REO Property that has been rented showing the aggregate rental income received and all expenses incurred in connection with the management and maintenance of such REO Property at such times as is necessary to enable the Trustee to comply with the reporting requirements of the REMIC Provisions. The net monthly rental income, if any, from such REO Property shall be deposited in the Protected Account no later than the close of business on each Determination Date. The Master Servicer shall perform the tax reporting and withholding related to foreclosures, abandonments and cancellation of indebtedness income as specified by Sections 1445, 6050J and 6050P of the Code by preparing and filing such tax and information returns, as may be required.
 
In the event that the Trust Fund acquires any Mortgaged Property as aforesaid or otherwise in connection with a default or reasonably foreseeable default on a Mortgage Loan, the Master Servicer shall dispose of such Mortgaged Property prior to three years after its acquisition by the Trust Fund or, at the expense of the Trust Fund, request more than 60 days prior to the day on which such three-year period would otherwise expire, an extension of the three-year grace period unless the Trustee shall have been supplied with an Opinion of Counsel addressed to the Trustee (such opinion not to be an expense of the Trustee) to the effect that the holding by the Trust Fund of such Mortgaged Property subsequent to such three-year period will not result in the imposition of taxes on “prohibited transactions” of REMIC I, REMIC II, REMIC III, REMIC IV, REMIC V or REMIC VI as defined in Section 860F of the Code or cause any of REMIC I, REMIC II, REMIC III, REMIC IV, REMIC V or REMIC VI to fail to qualify as a REMIC at any time that any Certificates are outstanding, in which case the Trust Fund may continue to hold such Mortgaged Property (subject to any conditions contained in such Opinion of Counsel). Notwithstanding any other provision of this Agreement, no Mortgaged Property acquired by the Trust Fund shall be rented (or allowed to continue to be rented) or otherwise used for the production of income by or on behalf of the Trust Fund in such a manner or pursuant to any terms that would (i) cause such Mortgaged Property to fail to qualify as “foreclosure property” within the meaning of Section 860G(a)(8) of the Code or (ii) subject any of REMIC I, REMIC II, REMIC III, REMIC IV, REMIC V or REMIC VI to the imposition of any federal, state or local income taxes on the income earned from such Mortgaged Property under Section 860G(c) of the Code or otherwise, unless the Master Servicer has agreed to indemnify and hold harmless the Trust Fund with respect to the imposition of any such taxes.
 
The decision of the Master Servicer to foreclose on a defaulted Mortgage Loan shall be subject to a determination by the Master Servicer that the proceeds of such foreclosure would exceed the costs and expenses of bringing such a proceeding. The income earned from the management of any Mortgaged Properties acquired through foreclosure or other judicial proceeding, net of reimbursement to the Master Servicer for expenses incurred (including any property or other taxes) in connection with such management and net of unreimbursed Servicing Fees, Advances, Servicing Advances and any management fee paid or to be paid with respect to the management of such Mortgaged Property, shall be applied to the payment of principal of, and interest on, the related defaulted Mortgage Loans (with interest accruing as though such Mortgage Loans were still current) and all such income shall be deemed, for all purposes in the Agreement, to be payments on account of principal and interest on the related Mortgage Notes and shall be deposited into the Protected Account. To the extent the income received during a Prepayment Period is in excess of the amount attributable to amortizing principal and accrued interest at the related Mortgage Rate on the related Mortgage Loan, such excess shall be considered to be a partial Principal Prepayment for all purposes hereof.
 
The Liquidation Proceeds from any liquidation of a Mortgage Loan, net of any payment to the Master Servicer as provided above, shall be deposited in the Protected Account upon receipt and made available on the next succeeding Determination Date following receipt thereof for distribution on the related Distribution Date, except that any Excess Liquidation Proceeds shall be retained by the Master Servicer as additional servicing compensation.
 
The proceeds of any Liquidated Loan, as well as any recovery resulting from a partial collection of related Liquidation Proceeds or any income from a related REO Property, will be applied in the following order of priority: first, to reimburse the Master Servicer for any related unreimbursed Servicing Advances and Servicing Fees, pursuant to Section 4.02 or this Section 3.09; second, to reimburse the Master Servicer for any unreimbursed Advances, pursuant to Section 4.02 or this Section 3.09; third, to accrued and unpaid interest (to the extent no Advance has been made for such amount) on the Mortgage Loan or related REO Property, at the Net Mortgage Rate to the first day of the month in which such amounts are required to be distributed; and fourth, as a recovery of principal of the Mortgage Loan.
 
(b)  On each Determination Date, the Master Servicer shall determine the respective aggregate amounts of Excess Liquidation Proceeds and Realized Losses, if any, for the preceding calendar month.
 
(c)  The Master Servicer has no intent to foreclose on any Mortgage Loan based on the delinquency characteristics as of the Closing Date; provided, that the foregoing does not prevent the Master Servicer from initiating foreclosure proceedings on any date hereafter if the facts and circumstances of such Mortgage Loans including delinquency characteristics in the Master Servicer’s discretion so warrant such action.
 
Section 3.10  Servicing Compensation. 
 
As compensation for its activities hereunder, the Master Servicer shall be entitled to retain or withdraw from the Protected Account out of each payment of interest on a Mortgage Loan included in the Trust Fund an amount equal to the Servicing Fee.
 
Additional servicing compensation in the form of any Excess Liquidation Proceeds, assumption fees, late payment charges, all Prepayment Interest Excess on any Mortgage Loan, other ancillary income, all income and gain net of any losses realized from Permitted Investments with respect to funds in or credited to the Protected Account shall be retained by the Master Servicer to the extent not required to be deposited in the Protected Account pursuant to Section 4.02. The Master Servicer shall be required to pay all expenses incurred by it in connection with its servicing activities hereunder (including payment of any premiums for hazard insurance, as required by Section 3.05 and maintenance of the other forms of insurance coverage required by Section 3.07) and shall not be entitled to reimbursement therefor except as specifically provided in Section 4.02.
 
Section 3.11  REO Property. 
 
(a)  In the event the Trust Fund acquires ownership of any REO Property in respect of any related Mortgage Loan, the deed or certificate of sale shall be issued to the Trustee, or to its nominee, on behalf of the Certificateholders. The Master Servicer shall sell any REO Property as expeditiously as possible and in accordance with the provisions of this Agreement. Pursuant to its efforts to sell such REO Property, the Master Servicer shall protect and conserve such REO Property in the manner and to the extent required herein, in accordance with the REMIC Provisions.
 
(b)  The Master Servicer shall deposit all funds collected and received in connection with the operation of any REO Property into the Protected Account.
 
(c)  The Master Servicer, upon the final disposition of any REO Property, shall be entitled to reimbursement for any related unreimbursed Advances, unreimbursed Servicing Advances or Servicing Fees from Liquidation Proceeds received in connection with the final disposition of such REO Property; provided, that any such unreimbursed Advances or Servicing Fees as well as any unpaid Servicing Fees may be reimbursed or paid, as the case may be, prior to final disposition, out of any net rental income or other net amounts derived from such REO Property.
 
Section 3.12  Liquidation Reports. 
 
Upon the foreclosure of any Mortgaged Property or the acquisition thereof by the Trust Fund pursuant to a deed-in-lieu of foreclosure, the Master Servicer shall submit a liquidation report to the Trustee containing such information as shall be mutually acceptable to the Master Servicer and the Trustee with respect to such Mortgaged Property.
 
Section 3.13  Annual Statement as to Compliance. 
 
The Master Servicer and the Trustee shall deliver to the Master Servicer, the Depositor and the Trustee, not later than March 15th of each calendar year beginning in 2008, an Officer’s Certificate (an “Annual Statement of Compliance”) stating, as to each signatory thereof, that (i) a review of the activities of each such party during the preceding calendar year and of its performance under this Agreement has been made under such officer’s supervision and (ii) to the best of such officer’s knowledge, based on such review, each such party has fulfilled all of its obligations under this Agreement in all material respects throughout such year or, if there has been a failure to fulfill any such obligation in any material respect, specifying each such failure known to such officer and the nature and status thereof. Such Annual Statement of Compliance shall contain no restrictions or limitations on its use. In the event that the Master Servicer or the Trustee has delegated any servicing responsibilities with respect to the Mortgage Loans to a subservicer or subcontractor, such servicer or subcontractor shall be directed by such delegating party to deliver a similar Annual Statement of Compliance by such subservicer or subcontractor to the Master Servicer, the Depositor and the Trustee as described above as and when required with respect to the Master Servicer and the Trustee.
 
Failure of the Master Servicer to comply with this Section 3.13 (including with respect to the timeframes required in this Section) shall be deemed an Event of Default with respect to such party, and the Trustee at the direction of the Depositor shall, in addition to whatever rights the Trustee may have under this Agreement and at law or in equity or to damages, including injunctive relief and specific performance, upon notice, immediately terminate all the rights and obligations of the Master Servicer under this Agreement and in and to the Mortgage Loans and the proceeds thereof without compensating the Master Servicer for the same. Failure of the Trustee to comply with this Section 3.13 (including with respect to the timeframes required in this Section) which failure results in a failure to timely file the Form 10-K shall be deemed a default which may result in the termination of the Trustee pursuant to Section 9.08 of this Agreement and the Depositor may, in addition to whatever rights the Depositor may have under this Agreement and at law or in equity or to damages, including injunctive relief and specific performance, upon notice immediately terminate all of the rights and obligations of the Trustee under this Agreement and in and to the Mortgage Loans and the proceeds thereof without compensating the Trustee for the same. This paragraph shall supersede any other provision in this Agreement or any other agreement to the contrary.
 
In the event the Master Servicer, the Trustee or any subservicer or subcontractor engaged by either such party is terminated or resigns pursuant to the terms of the Agreement, or any other applicable agreement in the case of a subservicer or subcontractor, as the case may be, such party shall provide an Annual Statement of Compliance pursuant to this Section 3.13 or to the related section of such other applicable agreement, as the case may be, as to the performance of its obligations with respect to the period of time it was subject to this Agreement or any other applicable agreement, as the case may be notwithstanding any such termination or resignation.
 
Section 3.14  Assessments of Compliance and Attestation Reports. 
 
The Master Servicer shall service and administer the Mortgage Loans in accordance with all applicable requirements of the Servicing Criteria. Pursuant to Rules 13a-18 and 15d-18 of the Exchange Act and Item 1122 of Regulation AB, each of the Master Servicer, the Trustee and the Custodian (each, an “Attesting Party”) at its own expense shall deliver to the Trustee, the Master Servicer and the Depositor on or before March 15th of each calendar year beginning in 2008, a report signed by an authorized officer of such party regarding such Attesting Party’s assessment of compliance (an “Assessment of Compliance”) with the Servicing Criteria during the preceding calendar year. The Assessment of Compliance, as set forth in Regulation AB, must contain the following:
 
(a)  A statement by such officer of its responsibility for assessing compliance with the Servicing Criteria applicable to the related Attesting Party;
 
(b)  A statement by such officer that such Attesting Party used the Servicing Criteria attached as Exhibit N hereto, and which will also be attached to the Assessment of Compliance, to assess compliance with the Servicing Criteria applicable to the related Attesting Party;
 
(c)  An assessment by such officer of the related Attesting Party’s compliance with the applicable Servicing Criteria for the period consisting of the preceding calendar year, including disclosure of any material instance of noncompliance with respect thereto during such period, which assessment shall be based on the activities such Attesting Party performs with respect to asset-backed securities transactions taken as a whole involving the related Attesting Party, that are backed by the same asset type as the Mortgage Loans;
 
(d)  A statement that a registered public accounting firm has issued an attestation report on the related Attesting Party’s Assessment of Compliance for the period consisting of the preceding calendar year; and
 
(e)  A statement as to which of the Servicing Criteria, if any, are not applicable to such Attesting Party, which statement shall be based on the activities such Attesting Party performs with respect to asset-backed securities transactions taken as a whole involving such Attesting Party, that are backed by the same asset type as the Mortgage Loans.
 
Such report at a minimum shall address each of the Servicing Criteria specified on Exhibit N hereto which are indicated as applicable to the related Attesting Party.
 
Notwithstanding the foregoing, as to the Trustee and any Custodian, an Assessment of Compliance is not required to be delivered unless it is required as part of a Form 10-K with respect to the Trust Fund.
 
On or before March 15th of each calendar year beginning in 2008, each Attesting Party shall furnish to the Master Servicer, the Depositor and the Trustee a report (an “Attestation Report”) by a registered public accounting firm that attests to, and reports on, the Assessment of Compliance made by the related Attesting Party, as required by Rules 13a-18 and 15d-18 of the Exchange Act and Item 1122(b) of Regulation AB, which Attestation Report must be made in accordance with standards for attestation reports issued or adopted by the Public Company Accounting Oversight Board.
 
The Master Servicer shall cause any subservicer and each subcontractor determined by it to be “participating in the servicing function” within the meaning of Item 1122 of Regulation AB, to deliver to the Trustee, the Master Servicer and the Depositor an Assessment of Compliance and Attestation Report as and when provided above along with an indication of what Servicing Criteria are addressed in such assessment.
 
The Trustee shall confirm that the assessments, taken as a whole, address all of the Servicing Criteria and taken individually address the Servicing Criteria for each party as set forth on Exhibit N and notify the Depositor of any exceptions. Notwithstanding the foregoing, as to any subcontractor (as defined in the related servicing agreement), an Assessment of Compliance is not required to be delivered unless it is required as part of a Form 10-K with respect to the Trust Fund.
 
In addition, for the avoidance of doubt and without duplication, the Master Servicer shall (and shall cause each subservicer engaged by it to) provide to the Depositor and the Trustee information concerning the following: (A) any Event of Default hereunder and any subservicer event of default under the terms of the related Subservicing Agreement, (B) any merger, consolidation or sale of substantially all of the assets of the Master Servicer or, to the best of the Master Servicer’s knowledge, any such subservicer, and (C) the Master Servicer’s entry into an agreement with a subservicer to perform or assist in the performance of any of the Master Servicer’s obligations.
 
In addition, the Master Servicer shall cause each subservicer engaged by it to provide the following information to the Depositor and the Trustee, to the extent applicable, within the timeframes that the Master Servicer would otherwise have to provide such information:
 
(A) any material modifications, extensions or waivers of pool asset terms, fees, penalties or payments during the distribution period or that have cumulatively become material over time (Item 1121(a)(11) of Regulation AB);
 
(B) information regarding material breaches of pool asset representations or warranties or transaction covenants (Item 1121(a)(12) of Regulation AB); and
 
(C) information regarding new asset-backed securities issuances backed by the same pool assets, any pool asset changes (such as, additions, substitutions or repurchases), and any material changes in origination, underwriting or other criteria for acquisition or selection of pool assets (Item 1121(a)(14) of Regulation AB).
 
Failure of the Master Servicer to comply with this Section 3.14 (including with respect to the timeframes required in this Section) shall be deemed an Event of Default, and the Trustee at the direction of the Depositor shall, in addition to whatever rights the Trustee may have under this Agreement and at law or in equity or to damages, including injunctive relief and specific performance, upon notice immediately terminate all the rights and obligations of the Master Servicer under this Agreement and in and to the Mortgage Loans and the proceeds thereof without compensating the Master Servicer for the same. Failure of the Trustee to comply with this Section 3.14 (including with respect to the timeframes required in this Section) which failure results in a failure to timely file the Form 10-K shall be deemed a default which may result in the termination of the Trustee pursuant to Section 9.08 of this Agreement and the Depositor may, in addition to whatever rights the Depositor may have under this Agreement and at law or in equity or to damages, including injunctive relief and specific performance, upon notice immediately terminate all of the rights and obligations of the Trustee under this Agreement and in and to the Mortgage Loans and the proceeds thereof without compensating the Trustee for the same. This paragraph shall supersede any other provision in this Agreement or any other agreement to the contrary.
 
In the event the Master Servicer, the Custodian, the Trustee or any subservicer or subcontractor engaged by any such party is terminated, assigns its rights and obligations under, or resigns pursuant to, the terms of the Agreement, the related Custodial Agreement, or any other applicable agreement in the case of a subservicer or subcontractor, as the case may be, such party shall provide an Assessment of Compliance and cause to be provided an Attestation Report pursuant to this Section 3.14 or to the related section of such other applicable agreement, as the case may be, notwithstanding any such termination, assignment or resignation.
 
Section 3.15  Books and Records. 
 
The Master Servicer shall be responsible for maintaining, and shall maintain, a complete set of books and records for the Mortgage Loans which shall be appropriately identified in the Master Servicer’s computer system to clearly reflect the ownership of the Mortgage Loans by the Trust. In particular, the Master Servicer shall maintain in its possession, available for inspection by the Trustee and shall deliver to the Trustee upon demand, evidence of compliance with all federal, state and local laws, rules and regulations. To the extent that original documents are not required for purposes of realization of Liquidation Proceeds or Insurance Proceeds, documents maintained by the Master Servicer may be in the form of microfilm or microfiche or such other reliable means of recreating original documents, including, but not limited to, optical imagery techniques so long as the Master Servicer complies with the requirements of Accepted Servicing Practices.
 
The Master Servicer shall maintain with respect to each Mortgage Loan and shall make available for inspection by the Trustee the related servicing file during the time such Mortgage Loan is subject to this Agreement and thereafter in accordance with applicable law.
 
Payments on the Mortgage Loans, including any payoffs, made in accordance with the related Mortgage File will be entered in the Master Servicer’s set of books and records no more than two Business Days after receipt and identification, and allocated to principal or interest as specified in the related Mortgage File.
 
Section 3.16  Reports Filed with Securities and Exchange Commission. 
 
(a)   (i)  Within 15 days after each Distribution Date (subject to permitted exceptions under the Exchange Act), the Trustee shall, in accordance with industry standards, prepare and file with the Commission via the Electronic Data Gathering and Retrieval System (“EDGAR”), a Form 10-D, signed by the Master Servicer, with a copy of the Monthly Statement to be furnished by the Trustee to the Certificateholders for such Distribution Date attached thereto; provided that the Trustee shall have received no later than seven (7) calendar days after the related Distribution Date, all information required to be provided to the Trustee as described in clause (a)(ii) below. Any disclosure in addition to the Monthly Statement that is required to be included on Form 10-D (“Additional Form 10-D Disclosure”) shall be reported by the parties set forth on Exhibit O to the Trustee and the Depositor and approved by the Depositor pursuant to the paragraph immediately below, and the Trustee will have no duty or liability for any failure hereunder to determine or prepare any Additional Form 10-D Disclosure absent such reporting (other than with respect to when it is the reporting party as set forth in Exhibit O) and approval.
 
(ii)  (A) Within seven (7) calendar days after the related Distribution Date, (i) the parties set forth in Exhibit O shall be required to provide, pursuant to section 3.16(a)(iv) below, to the Trustee and the Depositor, to the extent known, in EDGAR-compatible format, or in such other format as otherwise agreed upon by the Trustee and the Depositor and such party, the form and substance of any Additional Form 10-D Disclosure, if applicable, and (ii) the Depositor will approve, as to form and substance, or disapprove, as the case may be, the inclusion of the Additional Form 10-D Disclosure on Form 10-D. The Trustee has no duty under this Agreement to monitor or enforce the performance by the parties listed on Exhibit O of their duties under this paragraph or proactively solicit or procure from such parties any Additional Form 10-D Disclosure information. The Depositor will be responsible for any reasonable out-of-pocket expenses incurred by the Trustee in connection with including any Additional Form 10-D Disclosure on Form 10-D pursuant to this Section.
 
(B)  After preparing the Form 10-D, the Trustee shall forward electronically a draft copy of the Form 10-D to the Depositor and the Master Servicer for review. No later than two (2) Business Days prior to the 15th calendar day after the related Distribution Date, a duly authorized officer of the Master Servicer shall sign the Form 10-D and return an electronic or fax copy of such signed Form 10-D (with an original executed hard copy to follow by overnight mail) to the Trustee. If a Form 10-D cannot be filed on time or if a previously filed Form 10-D needs to be amended, the Trustee will follow the procedures set forth in Section 3.16(a)(v). Promptly (but no later than one (1) Business Day) after filing with the Commission, the Trustee will make available on its internet website identified in Section 5.06 a final executed copy of each Form 10-D. The signing party for the Master Servicer can be contacted at 214-626-3287. Form 10-D requires the registrant to indicate (by checking "yes" or "no") that it (1) has filed all reports required to be filed by Section 13 or 15(d) of the Exchange Act during the preceding 12 months (or for such shorter period that the registrant was required to file such reports), and (2) has been subject to such filing requirements for the past 90 days. The Depositor shall notify the Trustee in writing, no later than the fifth calendar day after the related Distribution Date with respect to the filing of a report on Form 10-D, if the answer to either question should be "no." The Trustee shall be entitled to rely on the Depositor’s representations in Section 2.04(vi) in preparing and/or filing any such Form 10-D. The parties to this Agreement acknowledge that the performance by the Trustee of its duties under Sections 3.16(a)(i) and (v) related to the timely preparation and filing of Form 10-D is contingent upon such parties strictly observing all applicable deadlines in the performance of their duties under such Sections. It is understood by the parties hereto that the performance by the Trustee of its duties under this Section 3.16(a)(ii) related to the timely preparation, execution and filing of Form 10-D is also contingent upon the Custodian and any subservicers or subcontractors strictly observing deadlines no later than those set forth in this paragraph that are applicable to the parties to this Agreement in the delivery to the Trustee of any necessary Additional Form 10-D Disclosure pursuant to the Custodial Agreement or any other applicable agreement. The Trustee shall have no liability for any loss, expense, damage or claim arising out of or with respect to any failure to properly prepare and/or timely file such Form 10-D, where such failure results from the failure of any party hereto to deliver on a timely basis, any information needed by the Trustee to prepare, arrange for execution or file such Form 10-D. 
 
(iii)  (A) Within four (4) Business Days after the occurrence of an event requiring disclosure on Form 8-K (each such event, a “Reportable Event”), the Trustee shall prepare and file, on behalf of the Trust, at the direction of the Depositor, any Form 8-K, as required by the Exchange Act; provided that, the Depositor shall file the initial Form 8-K in connection with the issuance of the Certificates. Any disclosure or information related to a Reportable Event or that is otherwise required to be included on Form 8-K (“Form 8-K Disclosure Information”) shall be, pursuant to the paragraph immediately below, reported by the parties set forth on Exhibit O to the Trustee and the Depositor and directed and approved by the Depositor pursuant to the following paragraph, and the Trustee will have no duty or liability for any failure hereunder to determine or prepare any Additional Form 8-K Disclosure absent such reporting (other than with respect to when it is the reporting party as set forth in Exhibit O) and approval.
 
(B)  For so long as the Trust is subject to the Exchange Act reporting requirements, (i) no later than 12:00 p.m. New York City time on the 2nd Business Day after the occurrence of a Reportable Event the parties set forth in Exhibit O shall be required pursuant to Section 3.16(a)(iv) below to provide to the Trustee and the Depositor, to the extent known, in EDGAR-compatible format, or in such other form as otherwise agreed upon by the Trustee and the Depositor and such party, the form and substance of any Form 8-K Disclosure Information, if applicable, and (ii) the Depositor will approve, as to form and substance, or disapprove, as the case may be, the inclusion of the Form 8-K Disclosure Information on Form 8-K. The Trustee has no duty under this Agreement to monitor or enforce the performance by the other parties listed on Exhibit O of their duties under this paragraph or to proactively solicit or procure from such parties any Additional Form 8-K Disclosure Information. The Depositor will be responsible for any reasonable out-of-pocket expenses incurred by the Trustee in connection with including any Form 8-K Disclosure Information on Form 8-K pursuant to this Section.
 
(C)  After preparing the Form 8-K, the Trustee shall forward electronically a draft copy of the Form 8-K to the Depositor and the Master Servicer for review. No later than the end of business New York City time on the 3rd Business Day after the Reportable Event, a duly authorized officer of the Master Servicer shall sign the Form 8-K and return an electronic or fax copy of such signed Form 8-K (with an original executed hard copy to follow by overnight mail) to the Trustee. If a Form 8-K cannot be filed on time or if a previously filed Form 8-K needs to be amended, the Trustee will follow the procedures set forth in Section 3.16(a)(v). Promptly (but no later than one (1) Business Day) after filing with the Commission, the Trustee will, make available on its internet website identified in Section 5.06 a final executed copy of each Form 8-K. The signing party for the Master Servicer can be contacted at 212-272-7575. The parties to this Agreement acknowledge that the performance by the Trustee of its duties under this Section 3.16(a)(iii) related to the timely preparation and filing of Form 8-K is contingent upon such parties strictly observing all applicable deadlines in the performance of their duties under this Section 3.16(a)(iii). It is understood by the parties hereto that the performance by the Trustee of its duties under this Section 3.16(a)(iii) related to the timely preparation, execution and filing of Form 8-K is also contingent upon the Custodian and any subservicers or subcontractors strictly observing deadlines no later than those set forth in this paragraph that are applicable to the parties to this Agreement in the delivery to the Trustee of any necessary Form 8-K Disclosure Information pursuant to the Custodial Agreement or any other applicable agreement. The Trustee shall have no liability for any loss, expense, damage or claim arising out of or with respect to any failure to properly prepare and/or timely file such Form 8-K, where such failure results from the failure of any party hereto to deliver on a timely basis, any information needed by the Trustee to prepare, arrange for execution or file such Form 8-K.
 
(D)  On or prior to the 90th day after the end of each fiscal year of the Trust or such earlier date as may be required by the Exchange Act (the “10-K Filing Deadline”) (it being understood that the fiscal year for the Trust ends on December 31st of each year), commencing in March 2008, the Trustee shall prepare and file on behalf of the Trust a Form 10-K, in form and substance as required by the Exchange Act. Each such Form 10-K shall include the following items, in each case to the extent they have been delivered to the Trustee within the applicable timeframes set forth in this Agreement, (I) an Annual Statement of Compliance for the Trustee, Master Servicer and any subservicer, as described under Section 3.13, (II)(A) the Assessment of Compliance with Servicing Criteria for the Master Servicer and each subservicer and subcontractor participating in the servicing function, the Trustee and the Custodian, as described under Section 3.14, and (B) if the Assessment of Compliance of the Master Servicer, the Trustee or the Custodian described under Section 3.14 identifies any material instance of noncompliance, disclosure identifying such instance of noncompliance, or if the Assessment of Compliance of the Master Servicer, the Trustee or the Custodian described under Section 3.14 is not included as an exhibit to such Form 10-K, disclosure that such report is not included and an explanation why such report is not included, (III)(A) the registered public accounting firm Attestation Report for the Master Servicer, the Trustee and the Custodian, as described under Section 3.14, and (B) if any registered public accounting firm Attestation Report described under Section 3.14 identifies any material instance of noncompliance, disclosure identifying such instance of noncompliance, or if any such registered public accounting firm Attestation Report is not included as an exhibit to such Form 10-K, disclosure that such report is not included and an explanation why such report is not included, and (IV) a Sarbanes-Oxley Certification (“Sarbanes-Oxley Certification”) as described in this Section 3.16 (a)(iii)(D) below. Any disclosure or information in addition to (I) through (IV) above that is required to be included on Form 10-K (“Additional Form 10-K Disclosure”) shall be reported by the parties set forth on Exhibit O to the Trustee and the Depositor and, pursuant to the paragraph immediately below, approved by the Depositor, and the Trustee will have no duty or liability for any failure hereunder to determine or prepare any Additional Form 10-K Disclosure absent such reporting (other than with respect to when it is the reporting party as set forth in Exhibit O) and approval.
 
(E)  No later than March 15th of each year that the Trust is subject to the Exchange Act reporting requirements, commencing in 2008, (i) the parties set forth in Exhibit O shall be required to provide pursuant to Section 3.16(a)(iv) below to the Trustee and the Depositor, to the extent known, in EDGAR-compatible format, or in such other format as otherwise agreed upon by the Trustee and the Depositor and such party, the form and substance of any Additional Form 10-K Disclosure, if applicable, and (ii) the Depositor will approve, as to form and substance, or disapprove, as the case may be, the inclusion of the Additional Form 10-K Disclosure on Form 10-K. The Trustee has no duty under this Agreement to monitor or enforce the performance by the other parties listed on Exhibit O of their duties under this paragraph or to proactively solicit or procure from such parties any Additional Form 10-K Disclosure information. The Depositor will be responsible for any reasonable out-of-pocket expenses incurred by the Trustee in connection with including any Form 10-K Disclosure Information on Form 10-K pursuant to this Section.
 
(F)  After preparing the Form 10-K, the Trustee shall forward electronically a draft copy of the Form 10-K to the Depositor and the Master Servicer for review. Form 10-K requires the registrant to indicate (by checking "yes" or "no") that it (1) has filed all reports required to be filed by Section 13 or 15(d) of the Exchange Act during the preceding 12 months (or for such shorter period that the registrant was required to file such reports), and (2) has been subject to such filing requirements for the past 90 days. The Depositor shall notify the Trustee in writing, no later than the fifteenth calendar day of March in any year in which the Trust is subject to the reporting requirements of the Exchange Act, if the answer to either question should be "no." The Trustee shall be entitled to rely on the Depositor’s representations in Section 2.04(vi) in preparing and/or filing any such Form 10-K. No later than 12:00 p.m. New York City time on the 4th Business Day prior to the 10-K Filing Deadline, a senior officer of the Master Servicer in charge of the servicing function shall sign the Form 10-K and return an electronic or fax copy of such signed Form 10-K (with an original executed hard copy to follow by overnight mail) to the Trustee. If a Form 10-K cannot be filed on time or if a previously filed Form 10-K needs to be amended, the Trustee will follow the procedures set forth in Section 3.16(a)(v). Promptly (but no later than one (1) Business Day) after filing with the Commission, the Trustee will make available on its internet website identified in Section 5.06 a final executed copy of each Form 10-K. The signing party for the Master Servicer can be contacted at 214-272-7575. The parties to this Agreement acknowledge that the performance by the Trustee of its duties under Section 3.16(a)(iv) related to the timely preparation and filing of Form 10-K is contingent upon such parties strictly observing all applicable deadlines in the performance of their duties under Section 3.13 and Section 3.14. It is understood by the parties hereto that the performance by the Trustee of its duties under this Section 3.16(a)(iii) related to the timely preparation, execution and filing of Form 10-K is also contingent upon the Custodian and any subservicer or subcontractor strictly observing deadlines no later than those set forth in this paragraph that are applicable to the parties to this Agreement in the delivery to the Trustee of any necessary Additional Form 10-K Disclosure, any annual statement of compliance and any assessment of compliance and attestation pursuant to the Custodial Agreement or any other applicable agreement. The Trustee shall have no liability for any loss, expense, damage or claim arising out of or with respect to any failure to properly prepare and/or timely file such Form 10-K, where such failure results from the failure of any party hereto to deliver on a timely basis, any information needed by the Trustee to prepare, arrange for execution or file such Form 10-K.
 
(G)  Each Form 10-K shall include a certification (the “Sarbanes-Oxley Certification”) required to be included therewith pursuant to the Sarbanes-Oxley Act. The Trustee shall, and the Master Servicer shall cause any subservicer or subcontractor engaged by it to, provide to the Person who signs the Sarbanes-Oxley Certification (the “Certifying Person”), by March 15 of each year in which the Trust is subject to the reporting requirements of the Exchange Act and otherwise within a reasonable period of time upon request, a certification (each, a “Back-Up Certification”), in the form attached hereto as Exhibit K, upon which the Certifying Person, the entity for which the Certifying Person acts as an officer, and such entity’s officers, directors and Affiliates (collectively with the Certifying Person, “Certification Parties”) can reasonably rely; provided, however, that the Trustee shall not be required to undertake an analysis of any accountant’s report attached as an exhibit to the Form 10-K. The senior officer of the Master Servicer shall serve as the Certifying Person on behalf of the Trust. Such officer of the Certifying Person can be contacted at 212-272-7575.
 
In the event the Trustee is terminated or resigns pursuant to the terms of this Agreement or any subcontractor or subservicer is terminated pursuant to the related servicing agreement, the Trustee, subcontractor or subservicer, as applicable, shall provide a Back-Up Certification to the Certifying Person pursuant to this Section 3.16(a)(iii) with respect to the period of time it was subject to this Agreement or the related servicing agreement, as applicable.
 
(iv)  With respect to any Additional Form 10-D Disclosure, Additional Form 10-K Disclosure or any Form 8-K Disclosure Information (collectively, the “Additional Disclosure”) relating to the Trust Fund in the form attached hereto as Exhibit P, the Trustee’s obligation to include such Additional Information in the applicable Exchange Act report is subject to receipt from the entity that is indicated in Exhibit O as the responsible party for providing that information, if other than the Trustee, as and when required as described in Section 3.16(a)(i) through (iii) above. Each of the Master Servicer, Seller, and Depositor hereby agree to notify and provide (to the extent known) to the Trustee and the Depositor all Additional Disclosure relating to the Trust Fund, with respect to which such party is indicated in Exhibit O as the responsible party for providing that information. Within five Business Days prior to each Distribution Date occurring in any year that the Trust is subject to the Exchange Act reporting requirements, the Depositor shall make available to the Trustee the Significance Estimate and the Trustee shall use such information to calculate the Significance Percentage. The Trustee shall provide the Significance Percentage to the Depositor by the later of the Distribution Date or three (3) Business Days after the receipt of the Significance Estimate from the Depositor. If the Significance Percentage meets either of the threshold levels detailed in Item 1115(b)(1) or 1115(b)(2) of Regulation AB, the Trustee shall deliver written notification to the Depositor and the Swap Provider to that effect. The Trustee shall request from the Depositor and the Depositor shall deliver to the Trustee any information that the Swap Provider delivered to the Depositor as required under Regulation AB, to the extent required under the Swap Agreement. The Depositor shall be obligated to provide to the Trustee (no later than, in the case of Form 10-D, the seventh calendar day after the Distribution Date and in the case of Form 10-K, March 15th in any year in which a Form 10-K is filed for the Trust) any information that may be required to be included in any Form 10-D, Form 8-K or Form 10-K or written notification instructing the Trustee that such Additional Disclosure regarding the Swap Provider is not necessary for such Distribution Date. The Master Servicer shall be responsible for determining the pool concentration applicable to any subservicer or originator at any time.
 
(v)  (A) On or prior to January 30 of the first year in which the Trustee is able to do so under applicable law, the Trustee shall file a Form 15 relating to the automatic suspension of reporting in respect of the Trust under the Exchange Act.
 
(B)  In the event that the Trustee is unable to timely file with the Commission all or any required portion of any Forms 8-K, 10-D or 10-K required to be filed by this Agreement because required disclosure information was either not delivered to it or delivered to it after the delivery deadlines set forth in this Agreement or for any other reason, the Trustee will immediately notify the Depositor and the Master Servicer. In the case of Forms 10-D and 10-K, the Depositor, Master Servicer and Trustee will cooperate to prepare and file a Form 12b-25 and a 10-D/A and 10-K/A as applicable, pursuant to Rule 12b-25 of the Exchange Act. In the case of Form 8-K, the Trustee will, upon receipt of all required Form 8-K Disclosure Information and upon the approval and direction of the Depositor, include such disclosure information on the next Form 10-D. In the event that any previously filed Forms 8-K, 10-D or 10-K needs to be amended, the Trustee will notify the Depositor and the Master Servicer and such parties will cooperate to prepare any necessary 8-K/A, 10-D/A or 10-K/A. Any Form 15, Form 12b-25 or any amendment to Forms 8-K, 10-D or 10-K shall be signed by a senior officer of the Master Servicer. The Depositor and Master Servicer acknowledge that the performance by the Trustee of its duties under this Section 3.16(a)(vi) related to the timely preparation and filing of Form 15, a Form 12b-25 or any amendment to Forms 8-K, 10-D or 10-K is contingent upon the Master Servicer and the Depositor performing their duties under this Section. The Trustee shall have no liability for any loss, expense, damage, claim arising out of or with respect to any failure to properly prepare and/or timely file any such Form 15, Form 12b-25 or any amendments to Forms 8-K, 10-D or 10-K, where such failure results from the failure of any party hereto to deliver on a timely basis, any information needed by the Trustee to prepare, arrange for execution or file such Form 15, Form 12b-25 or any amendments to Forms 8-K, 10-D or 10-K.
 
The Depositor agrees to promptly furnish to the Trustee, from time to time upon request, such further information, reports and financial statements within its control related to this Agreement and the Mortgage Loans as the Trustee reasonably deems appropriate to prepare and file all necessary reports with the Commission. The Trustee shall have no responsibility to file any items other than those specified in this Section 3.16; provided, however, the Trustee shall cooperate with the Depositor in connection with any additional filings with respect to the Trust Fund as the Depositor deems necessary under the Exchange Act. Copies of all reports filed by the Trustee under the Exchange Act shall be sent to: the Depositor c/o Bear, Stearns & Co. Inc., Attn: Managing Director Analysis and Control, One Metrotech Center North, Brooklyn, New York 11202-3859. Fees and expenses incurred by the Trustee in connection with this Section 3.16 shall not be reimbursable from the Trust Fund.
 
(b)  The Trustee shall indemnify and hold harmless, the Depositor and the Master Servicer and each of its officers, directors and affiliates from and against any losses, damages, penalties, fines, forfeitures, reasonable and necessary legal fees and related costs, judgments and other costs and expenses arising out of or based upon a breach of the Trustee’s obligations under Sections 3.13, 3.14 and 3.16 or the Trustee’s negligence, bad faith or willful misconduct in connection therewith. In addition, the Trustee shall indemnify and hold harmless the Depositor and the Master Servicer and each of their officers, directors and affiliates from and against any losses, damages, penalties, fines, forfeitures, reasonable and necessary legal fees and related costs, judgments and other costs and expenses arising out of or based upon (i) any untrue statement or alleged untrue statement of any material fact contained in any Back-Up Certification, the Annual Statement of Compliance, the Assessment of Compliance, any Additional Disclosure or other information provided by the Trustee pursuant to Section 3.13, 3.14 and 3.16 (the “Trustee Information”), or (ii) the omission or alleged omission to state therein a material fact required to be stated therein or necessary to make the statements therein, in light of the circumstances in which they were made, not misleading; provided, by way of clarification, that clause (ii) of this paragraph shall be construed solely by reference to the Trustee Information and not to any other information communicated in connection with the Certificates, without regard to whether the Trustee Information or any portion thereof is presented together with or separately from such other information.
 
(c)  The Depositor shall indemnify and hold harmless the Trustee and its officers, directors and affiliates from and against any losses, damages, penalties, fines, forfeitures, reasonable and necessary legal fees and related costs, judgments and other costs and expenses arising out of or based upon a breach of the obligations of the Depositor under Section 3.13, Section 3.14 and Section 3.16 or the Depositor’s negligence, bad faith or willful misconduct in connection therewith. In addition, the Depositor shall indemnify and hold harmless the Trustee and each of its officers, directors and affiliates from and against any losses, damages, penalties, fines, forfeitures, reasonable and necessary legal fees and related costs, judgments and other costs and expenses arising out of or based upon (i) any untrue statement or alleged untrue statement of any material fact contained in any Additional Disclosure or other information provided by the Depositor pursuant to Section 3.16 (the “Depositor Information”), or (ii) the omission or alleged omission to state therein a material fact required to be stated therein or necessary to make the statements therein, in light of the circumstances in which they were made, not misleading; provided, by way of clarification, that clause (ii) of this paragraph shall be construed solely by reference to the Depositor Information and not to any other information communicated in connection with the Certificates, without regard to whether the Depositor Information or any portion thereof is presented together with or separately from such other information.
 
(d)  The Master Servicer shall indemnify and hold harmless the Trustee and the Depositor and their respective officers, directors and affiliates from and against any losses, damages, penalties, fines, forfeitures, reasonable and necessary legal fees and related costs, judgments and other costs and expenses arising out of or based upon a breach of the obligations of the Master Servicer under Section 3.13, Section 3.14 and Section 3.16 or the Master Servicer’s negligence, bad faith or willful misconduct in connection therewith. In addition, the Master Servicer shall indemnify and hold harmless the Trustee and the Depositor and each of its officers, directors and affiliates from and against any losses, damages, penalties, fines, forfeitures, reasonable and necessary legal fees and related costs, judgments and other costs and expenses arising out of or based upon (i) any untrue statement or alleged untrue statement of any material fact contained in any Sarbanes-Oxley Certification, the Annual Statement of Compliance, the Assessment of Compliance, any Additional Disclosure or other information provided by the Master Servicer pursuant to Section 3.13, 3.14 and 3.16 (the “Master Servicer Information”), or (ii) the omission or alleged omission to state therein a material fact required to be stated therein or necessary to make the statements therein, in light of the circumstances in which they were made, not misleading; provided, by way of clarification, that clause (ii) of this paragraph shall be construed solely by reference to the Master Servicer Information and not to any other information communicated in connection with the Certificates, without regard to whether the Master Servicer Information or any portion thereof is presented together with or separately from such other information.
 
If the indemnification provided for herein is unavailable or insufficient to hold harmless the Master Servicer, the Depositor or the Trustee, as applicable, then the defaulting party, in connection with a breach of its respective obligations under Section 3.13, Section 3.14 and Section 3.16 or its respective negligence, bad faith or willful misconduct in connection therewith, agrees that it shall contribute to the amount paid or payable by the other parties as a result of the losses, claims, damages or liabilities of the other party in such proportion as is appropriate to reflect the relative fault and the relative benefit of the respective parties.
 
(e)  Nothing shall be construed from the foregoing subsections (a), (b) and (c) to require the Trustee or any officer, director or Affiliate thereof to sign any Form 10-K or any certification contained therein. Furthermore, the inability of the Trustee to file a Form 10-K as a result of the lack of required information as set forth in Section 3.16(a) or required signatures on such Form 10-K or any certification contained therein shall not be regarded as a breach by the Trustee of any obligation under this Agreement.
 
(f)  Notwithstanding the provisions of Section 11.01, this Section 3.16 may be amended without the consent of the Certificateholders.
 
Section 3.17  Intention of the Parties and Interpretation. 
 
Each of the parties acknowledges and agrees that the purpose of Sections 3.13, 3.14 and 3.16 of this Agreement is to facilitate compliance by the Seller and the Depositor with the provisions of Regulation AB. Therefore, each of the parties agrees that (a) the obligations of the parties hereunder shall be interpreted in such a manner as to accomplish that purpose, (b) the parties’ obligations hereunder will be supplemented and modified as necessary to be consistent with any such amendments, interpretive advice or guidance, convention or consensus among active participants in the asset-backed securities markets, advice of counsel, or otherwise in respect of the requirements of Regulation AB, (c) the parties shall comply with reasonable requests made by the Seller, the Trustee or the Depositor for delivery of additional or different information as the Seller, the Trustee or the Depositor may determine in good faith is necessary to comply with the provisions of Regulation AB, and (d) no amendment of this Agreement shall be required to effect any such changes in the parties’ obligations as are necessary to accommodate evolving interpretations of the provisions of Regulation AB.
 
Section 3.18  UCC. 
 
The Seller shall file any financing statements, continuation statements or amendments thereto required by any change in the Uniform Commercial Code.
 
Section 3.19  Optional Purchase of Certain Mortgage Loans. 
 
With respect to any Mortgage Loan which as of the first day of a Fiscal Quarter is Delinquent in payment by 90 days or more or is an REO Property, EMC shall have the right to purchase any such Mortgage Loan or REO Property from the Trust at a price equal to the Purchase Price; provided however (i) that such Mortgage Loan is still 90 days or more Delinquent or is an REO Property as of the date of such purchase and (ii) this purchase option, if not theretofore exercised, shall terminate on the date prior to the last day of the related Fiscal Quarter. This purchase option, if not exercised, shall not be thereafter reinstated unless the delinquency is cured and the Mortgage Loan thereafter again becomes 90 days or more Delinquent or becomes an REO Property, in which case the option shall again become exercisable as of the first day of the related Fiscal Quarter. This right may be assigned by EMC to a third party, including a holder of a Class of Certificates.
 
In addition, EMC may, at its option, purchase any Mortgage Loan from the Trust for which the first Scheduled Payment due to the Trust after the Closing Date becomes thirty (30) days past due; provided, however, such Mortgage Loan was purchased by EMC or one of its affiliates from an originator pursuant to a loan purchase agreement that obligated such seller to repurchase such Mortgage Loan if one or more Scheduled Payments becomes 30 or more days delinquent (and such originator has agreed to repurchase such Mortgage Loan); provided, further, that such optional purchase shall be exercised no later than the 270th day after such Mortgage Loan is subject to such originator's repurchase obligation. Such purchase shall be made at a price equal to the Purchase Price.
 
If at any time EMC remits to the Master Servicer a payment for deposit in the Protected Account covering the amount of the Purchase Price for such a Mortgage Loan, and EMC provides to the Trustee a certification signed by a Servicing Officer stating that the amount of such payment has been deposited in the Protected Account, then the Trustee shall execute the assignment of such Mortgage Loan prepared and delivered to the Trustee, at the request of EMC, without recourse, representation or warranty, to EMC which shall succeed to all the Trustee’s right, title and interest in and to such Mortgage Loan, and all security and documents relative thereto. Such assignment shall be an assignment outright and not for security. EMC will thereupon own such Mortgage, and all such security and documents, free of any further obligation to the Trustee or the Certificateholders with respect thereto.
 
Section 3.20  Obligations of the Master Servicer in Respect of Mortgage Rates and Scheduled Payments. 
 
In the event that a shortfall in any collection on or liability with respect to any Mortgage Loan results from or is attributable to adjustments to Mortgage Rates, Scheduled Payments or Stated Principal Balances that were made by the Master Servicer in a manner not consistent with the terms of the related Mortgage Note and this Agreement, the Master Servicer, upon discovery or receipt of notice thereof, immediately shall deliver to the Trustee for deposit in the Distribution Account from its own funds the amount of any such shortfall and shall indemnify and hold harmless the Trust Fund, the Trustee, the Depositor and any Successor Master Servicer in respect of any such liability. Such indemnities shall survive the termination or discharge of this Agreement. Notwithstanding the foregoing, this Section 3.20 shall not limit the ability of the Master Servicer to seek recovery of any such amounts from the related Mortgagor under the terms of the related Mortgage Note and Mortgage, to the extent permitted by applicable law.
 
Section 3.21  Reserve Fund; Payments to and from Swap Administrator; Supplemental Interest Trust. 
 
(a)  Pursuant to the Swap Administration Agreement, the Supplemental Interest Trust shall be established and maintained in the name of the Supplemental Interest Trust Trustee, as a separate trust, the corpus of which shall be held by the Supplemental Interest Trust Trustee, for the benefit of the Holders of the Class A Certificates and Class M Certificates and the Swap Provider. The Supplemental Interest Trust shall hold the Swap Agreement, the Swap Administration Agreement, REMIC VI Regular Interest IO, the Swap Collateral Account and the Swap Account. The Swap Account shall be an Eligible Account, and funds on deposit therein shall be held separate and apart from, and shall not be commingled with, any other moneys, including, without limitation, other moneys of the Trustee held pursuant to this Agreement. Amounts in the Swap Account shall, at the direction of the Majority Class CE Certificateholder, be invested in Permitted Investments that mature no later than the Business Day prior to the next succeeding Distribution Date. All net income and gain from such investments shall be distributed to the Class CE Certificateholders, on a pro rata basis, not as a distribution in respect of any interest in any REMIC, on such Distribution Date. In the absence of written instructions to the Trustee, amounts on deposit in the Swap Account shall remain uninvested. All amounts earned on amounts on deposit in the Swap Account shall be taxable to the Class CE Certificateholders. Any losses on such investments shall be deposited in the Swap Account by the Majority Class CE Certificateholder out of its own funds immediately as realized, on a pro rata basis. In performing its duties hereunder and under the Swap Agreement and Swap Administration Agreement, the Supplemental Interest Trust Trustee shall be entitled to the same rights, protections and indemnities as provided to the Trustee hereunder.
 
(b)  On or before the Closing Date, the Trustee shall establish a Reserve Fund on behalf of the Holders of the Certificates. On the Closing Date, the Depositor shall cause an amount equal to the Reserve Fund Deposit to be deposited into the Reserve Fund. The Reserve Fund must be an Eligible Account. The Reserve Fund shall be entitled “Reserve Fund, LaSalle Bank National Association as Trustee for the benefit of holders of Bear Stearns Asset Backed Securities I LLC, Asset-Backed Certificates, Series 2007-HE3”. The Trustee shall deposit in the Reserve Fund all payments received from the Swap Administrator that are payable to the Trust Fund pursuant to the Swap Administration Agreement. On each Distribution Date the Trustee shall remit such amounts received from the Swap Administrator to the Holders of the Class A Certificates and Class M Certificates in the manner provided in clause (d) below. In addition, on each Distribution Date as to which there is a Basis Risk Shortfall Carry Forward Amount payable to any Class of Class A Certificates and/or Class M Certificates, the Trustee shall deposit the amounts distributable pursuant to clauses (C) and (D) of Section 5.04(a)(4) into the Reserve Fund, and the Trustee has been directed by the Class CE Certificateholders to distribute any amounts then on deposit in the Reserve Fund to the Holders of the Class A and/or Class M Certificates in respect of the Basis Risk Shortfall Carry Forward Amounts for each such Class in the priorities set forth in clauses (C) and (D) of Section 5.04(a)(4). Any amount paid to the Holders of Class A Certificates and/or Class M Certificates from amounts distributable pursuant to clauses (C) and (D) of Section 5.04(a)(4) pursuant to the preceding sentence in respect of Basis Risk Shortfall Carry Forward Amounts shall be treated as distributed to the Class CE Certificateholders in respect of the Class CE Certificates and paid by the Class CE Certificateholders to the Holders of the Class A Certificates and/or Class M Certificates. Any payments to the Holders of the Class A Certificates and/or Class M Certificates in respect of Basis Risk Shortfall Carry Forward Amounts, whether pursuant to the second preceding sentence or pursuant to clause (d) below, shall not be payments with respect to a Regular Interest in a REMIC within the meaning of Section 860G(a)(1) of the Code.
 
(c)  Net Swap Payments and Swap Termination Payments (other than Swap Termination Payments resulting from a Swap Provider Trigger Event and other than to the extent already paid by the Swap Administrator on behalf of the Supplemental Interest Trust Trustee from any upfront payment received pursuant to any replacement interest rate swap agreement that may be entered into by the Supplemental Interest Trust Trustee) payable by the Swap Administrator, on behalf of the Supplemental Interest Trust Trustee, to the Swap Provider pursuant to the Swap Agreement shall be deducted from Interest Funds, and to the extent of any such remaining amounts due, from Principal Funds, prior to any distributions to the Certificateholders. On or before each Distribution Date, such amounts shall be remitted to the Swap Administrator, and deposited into the Swap Account, first to make any Net Swap Payment owed to the Swap Provider pursuant to the Swap Agreement for such Distribution Date and for prior Distribution Dates, if any, and second to make any Swap Termination Payment (not due to a Swap Provider Trigger Event and other than to the extent already paid by the Swap Administrator on behalf of the Supplemental Interest Trust Trustee from any upfront payment received pursuant to any replacement interest rate swap agreement that may be entered into by the Supplemental Interest Trust Trustee) owed to the Swap Provider pursuant to the Swap Agreement for such Distribution Date and for prior Distribution Dates, if any. For federal income tax purposes, such amounts paid to the Supplemental Interest Trust on each Distribution Date shall first be deemed paid to the Supplemental Interest Trust in respect of REMIC VI Regular Interest IO to the extent of the amount distributable on such REMIC VI Regular Interest IO on such Distribution Date, and any remaining amount shall be deemed paid to the Supplemental Interest Trust in respect of a Class IO Distribution Amount. Any Swap Termination Payment triggered by a Swap Provider Trigger Event owed to the Swap Provider pursuant to the Swap Agreement will be subordinated to distributions to the Holders of the Class A Certificates and Class M Certificates and shall be paid as set forth under Section 5.04(a)(4). In addition, the Swap Administrator shall remit to the Swap Provider any Swap Optional Termination Payment paid as part of the Mortgage Loan Purchase Price and remitted to the Supplemental Interest Trust pursuant to Section 10.01.
 
(d)  On or before each Distribution Date, Net Swap Payments payable by the Swap Provider pursuant to the Swap Agreement to the Swap Administrator, on behalf of the Supplemental Interest Trust Trustee, will be deposited by the Swap Administrator, acting on behalf of the Supplemental Interest Trust Trustee, into the Swap Account pursuant to the Swap Administration Agreement. The Swap Administrator shall, to the extent provided in the Swap Administration Agreement, remit amounts on deposit in the Swap Account to the Trustee for deposit into the Reserve Fund. On each Distribution Date, to the extent required, the Trustee shall withdraw such amounts from the Reserve Fund to distribute to the Class A Certificates and Class M Certificates in the following order of priority:
 
(i)  first, to each Class of Class A Certificates, on a pro rata basis, to pay Current Interest and any Interest Carry Forward Amount to the extent due to the interest portion of a Realized Loss, in each case to the extent not fully paid pursuant to Section 5.04(a)(1);
 
(ii)  second, sequentially to the Class M-1, Class M-2, Class M-3, Class M-4, Class M-5, Class M-6, Class M-7, Class M-8 and Class M-9 Certificates, in that order, to pay Current Interest to the extent not fully paid pursuant to Section 5.04(a)(1) and any Interest Carry Forward Amount, in each case to the extent due to the interest portion of a Realized Loss;
 
(iii)  third, to pay first, to each Class of Class A Certificates, on a pro rata basis, based on the amount of Basis Risk Shortfall Carry Forward Amount for each such Class, and second, sequentially to the Class M-1, Class M-2, Class M-3, Class M-4, Class M-5, Class M-6, Class M-7, Class M-8 and Class M-9 Certificates, in that order, any Basis Risk Shortfall Carry Forward Amounts for such Distribution Date; and
 
(iv)  fourth, to pay as principal to the Class A Certificates and Class M Certificates to be applied as part of the Extra Principal Distribution Amount payable under Section 5.04(a)(2) to the extent that the Overcollateralization Amount is reduced below the Overcollateralization Target Amount, as a result of Realized Losses and to the extent not paid by Excess Spread pursuant to Section 5.04(a)(4) for such Distribution Date. For the avoidance of doubt, any amounts distributable pursuant to this clause (iv) shall be limited to rebuilding overcollateralization to the extent overcollateralization has been reduced through Realized Losses.
 
(e)  The Reserve Fund is an “outside reserve fund” within the meaning of Treasury Regulation Section 1.860G-2(h) and shall be an asset of the Trust Fund but not an asset of any REMIC. The Trustee on behalf of the Trust shall be the nominal owner of the Reserve Fund. The Class CE Certificateholders shall be the beneficial owner of the Reserve Fund, on a pro rata basis, subject to the power of the Trustee to transfer amounts under Section 5.04. Amounts in the Reserve Fund shall, at the direction of the Majority Class CE Certificateholder, be invested in Permitted Investments that mature no later than the Business Day prior to the next succeeding Distribution Date. All net income and gain from such investments shall be distributed to the Class CE Certificateholders, on a pro rata basis, not as a distribution in respect of any interest in any REMIC, on such Distribution Date. In the absence of written instructions to the Trustee, amounts on deposit in the Reserve Fund shall remain uninvested. All amounts earned on amounts on deposit in the Reserve Fund shall be taxable to the Class CE Certificateholders. Any losses on such investments shall be deposited in the Reserve Fund by the Class CE Certificateholders out of their own funds immediately as realized on a pro rata basis. The Swap Account, which is created and maintained by the Swap Administrator pursuant to the Swap Administration Agreement, is an “outside reserve fund” within the meaning of Treasury Regulation Section 1.860G-2(h) and shall not be an asset of any REMIC created hereunder. The beneficial owner of the Swap Account is identified, and other matters relating to the Swap Account are addressed, in the Swap Administration Agreement.
 
(f)  The Trustee shall treat the Holders of Certificates (other than the Class P, Class CE and Class R Certificates) as having entered into a notional principal contract with respect to the Holders of the Class CE Certificates. Pursuant to each such notional principal contract, all Holders of Certificates (other than the Class P, Class CE and Class R Certificates) shall be treated as having agreed to pay, on each Distribution Date, to the Holders of the Class CE Certificates an aggregate amount equal to the excess, if any, of (i) the amount payable on such Distribution Date on the REMIC III Regular Interest corresponding to such Class of Certificates over (ii) the amount payable on such Class of Certificates on such Distribution Date (such excess, a “Class IO Distribution Amount”). A Class IO Distribution Amount payable from interest collections shall be allocated on a pro rata basis among such Certificates based on the excess of, with respect to each such Certificate, (i) the amount of interest otherwise payable to the REMIC III Regular Interest relating to such Certificate over (ii) the amount of interest payable to such Certificate at a per annum rate equal to the related Net Rate Cap, and a Class IO Distribution Amount payable from principal collections shall be allocated to the most subordinate Class of Certificates (other than the Class P Certificates and the Class R Certificates) with an outstanding principal balance to the extent of such balance. In addition, pursuant to such notional principal contract, the Holders of the Class CE Certificates shall be treated as having agreed to pay Basis Risk Shortfall Carry Forward Amounts to the Holders of the Certificates (other than the Class CE, Class P and Class R Certificates) in accordance with the terms of this Agreement. Any payments to the Certificates from amounts deemed received in respect of this notional principal contract shall not be payments with respect to a Regular Interest in a REMIC within the meaning of Code Section 860G(a)(1). However, any payment from the Certificates (other than the Class CE, Class P and Class R Certificates) of a Class IO Distribution Amount shall be treated for tax purposes as having been received by the Holders of such Certificates in respect of their interests in REMIC III and as having been paid by such Holders to the Holders of the Class CE Certificates pursuant to the notional principal contract. Thus, each Certificate (other than the Class P Certificates and Class R Certificates) shall be treated as representing not only ownership of Regular Interests in a REMIC, but also ownership of an interest in, and obligations with respect to, a notional principal contract.
 
(g)  Upon a Swap Early Termination other than in connection with the Optional Termination of the Trust, the Swap Administrator, pursuant to the Swap Administration Agreement, shall use reasonable efforts to appoint a successor swap provider to enter into a new interest rate swap agreement on terms substantially similar to the Swap Agreement, with a successor swap provider meeting all applicable eligibility requirements. If the Swap Administrator receives a Swap Termination Payment from the Swap Provider in connection with such Swap Early Termination, the Swap Administrator will apply such Swap Termination Payment to any upfront payment required to appoint the successor swap provider. If the Swap Administrator is required to pay a Swap Termination Payment to the Swap Provider in connection with such Swap Early Termination, the Swap Administrator will apply any upfront payment received from the successor swap provider to pay such Swap Termination Payment. If the Swap Administrator is unable to appoint a successor swap provider within 30 days of the Swap Early Termination, then the Swap Administrator will deposit any Swap Termination Payment received from the original Swap Provider into a separate, non-interest bearing reserve account and will, on each subsequent distribution date, withdraw from the amount then remaining on deposit in such reserve account an amount equal to the Net Swap Payment, if any, that would have been paid to the Swap Administrator by the original Swap Provider calculated in accordance with the terms of the original Swap Agreement, and distribute such amount to the Holders of the Class A Certificates and Class M Certificates or for such other purpose specified in the Swap Administration Agreement in accordance with the terms thereof.
 
(h)  In the event that the Swap Provider fails to perform any of its obligations under the Swap Agreement (including, without limitation, its obligation to make any payment or transfer collateral), or breaches any of its representations and warranties thereunder, or in the event that an Event of Default, Termination Event, or Additional Termination Event (each as defined in the Swap Agreement) occurs with respect to the Swap Agreement, the Supplemental Interest Trust Trustee shall, provided the Supplemental Interest Trust Trustee has actual knowledge of such failure, breach or occurrence by the Swap Provider, immediately, but no later than the next Business Day following such failure, breach, or occurrence, notify the Depositor and send any notices and make any demands, on behalf of the Supplemental Interest Trust, in accordance with the Swap Agreement.
 
(i)  In the event that the Swap Provider’s obligations are guaranteed by a third party under a guaranty relating to the Swap Agreement (such guaranty the “Guaranty” and such third party the “Guarantor”), then to the extent that the Swap Provider fails to make any payment by the close of business on the day it is required to make payment under the terms of the Swap Agreement, the Supplemental Interest Trust Trustee shall, as soon as practicable, but no later than two (2) Business Days after the Swap Provider’s failure to pay, demand that the Guarantor make any and all payments then required to be made by the Guarantor pursuant to such Guaranty. The Swap Provider or the Depositor shall promptly provide the Supplemental Interest Trust Trustee with a copy of such Guaranty; provided that, the Supplemental Interest Trust Trustee shall in no event be liable for any failure or delay in the performance by the Swap Provider or any Guarantor of its obligations hereunder or pursuant to the Swap Agreement and the Guaranty, nor for any special, indirect or consequential loss or damage of any kind whatsoever (including but not limited to lost profits) in connection therewith.
 
(j)  The Supplemental Interest Trust Trustee shall cause any replacement swap provider to provide a copy of the replacement interest rate swap agreement to the Depositor.
 
Section 3.22  Tax Treatment of Class IO Distribution Amounts in the Event of Resecuritization of Class A Certificates or Class M Certificates. 
 
In the event that any Class A Certificate or Class M Certificate is resecuritized in a REMIC (the “Resecuritization REMIC”), for federal income tax purposes, (i) payments on the REMIC III Regular Interest corresponding to such Class A Certificate or Class M Certificate shall, for the avoidance of doubt, be deemed to include the related Class IO Distribution Amount, and (ii) to the extent provided in the operative documents for the Resecuritization REMIC, (a) payments on the “regular interests” issued by the Resecuritization REMIC shall be deemed to include in the aggregate such Class IO Distribution Amount, and (b) such Class IO Distribution Amount shall be deemed paid to the Holders of the Class CE Certificates pursuant to a notional principal contract entered into by the holders of one or more “regular interests” issued by the Resecuritization REMIC (“Resecuritization Holders”) and the Holders of the Class CE Certificates. In such event, Class IO Distribution Amounts deemed paid by Resecuritization Holders under clause (b) of the immediately preceding sentence shall be paid on behalf of such holders pursuant to Section 3.21(c) hereof.
 
Section 3.23  Advancing Facility. 
 
(a)  The Master Servicer and/or the Trustee on behalf of the Trust Fund, in either case, with the consent of the Master Servicer in the case of the Trustee and, in each case, with notice to the Rating Agencies, is hereby authorized to enter into a facility (the “Advancing Facility”) with any Person which provides that such Person (an “Advancing Person”) may fund Advances and/or Servicing Advances to the Trust Fund under this Agreement, although no such facility shall reduce or otherwise affect the Master Servicer’s obligation to fund such Advances and/or Servicing Advances. If the Master Servicer enters into such an Advancing Facility pursuant to this Section 3.23, upon reasonable request of the Advancing Person, the Trustee shall execute a letter of acknowledgment, confirming its receipt of notice of the existence of such Advancing Facility. To the extent that an Advancing Person funds any Advance or any Servicing Advance and provides the Trustee with notice acknowledged by the Master Servicer that such Advancing Person is entitled to reimbursement, such Advancing Person shall be entitled to receive reimbursement pursuant to this Agreement for such amount to the extent provided in Section 3.23(b). Such notice from the Advancing Person must specify the amount of the reimbursement, the Section of this Agreement that permits the applicable Advance or Servicing Advance to be reimbursed and the section(s) of the Advancing Facility that entitle the Advancing Person to request reimbursement from the Trustee, rather than the Master Servicer, and include the Master Servicer’s acknowledgment thereto or proof of an Event of Default under the Advancing Facility. The Trustee shall have no duty or liability with respect to any calculation of any reimbursement to be paid to an Advancing Person and shall be entitled to rely without independent investigation on the Advancing Person’s notice provided pursuant to this Section 3.23. An Advancing Person whose obligations hereunder are limited to the funding of Advances and/or Servicing Advances shall not be required to meet the qualifications of a Master Servicer or a subservicer pursuant to Section 8.02 hereof and will not be deemed to be a subservicer under this Agreement.
 
(b)  If an Advancing Facility is entered into, then the Master Servicer shall not be permitted to reimburse itself therefor under Section 4.02(a)(ii), Section 4.02(a)(iii) and Section 4.02(a)(v) prior to the remittance to the Trust Fund, but instead the Master Servicer shall include such amounts in the applicable remittance to the Trustee made pursuant to Section 4.02. The Trustee is hereby authorized to pay to the Advancing Person, reimbursements for Advances and Servicing Advances from the Distribution Account to the same extent the Master Servicer would have been permitted to reimburse itself for such Advances and/or Servicing Advances in accordance with Section 4.02(a)(ii), Section 4.02(a)(iii) or Section 4.02(a)(v), as the case may be, had the Master Servicer itself funded such Advance or Servicing Advance. The Trustee is hereby authorized to pay directly to the Advancing Person such portion of the Servicing Fee as the parties to any advancing facility agree.
 
(c)  All Advances and Servicing Advances made pursuant to the terms of this Agreement shall be deemed made and shall be reimbursed on a “first in-first out” (FIFO) basis.
 
(d)  Any amendment to this Section 3.23 or to any other provision of this Agreement that may be necessary or appropriate to effect the terms of an Advancing Facility as described generally in this Section 3.23, including amendments to add provisions relating to a Successor Master Servicer, may be entered into by the Trustee and the Master Servicer without the consent of any Certificateholder, notwithstanding anything to the contrary in this Agreement.
 
ARTICLE IV
 



 



ACCOUNTS
 
Section 4.01  Collection of Mortgage Loan Payments; Protected Account. 

(a)  The Master Servicer shall make reasonable efforts in accordance with customary and usual standards of practice of prudent mortgage lenders in the respective states in which the Mortgaged Properties are located to collect all payments called for under the terms and provisions of the Mortgage Loans to the extent such procedures shall be consistent with this Agreement and the terms and provisions of any related Required Insurance Policy. Consistent with the foregoing, the Master Servicer may in its discretion (i) waive any late payment charge and (ii) extend the due dates for payments due on a Mortgage Note for a period not greater than 125 days. In the event of any such arrangement, the Master Servicer shall make Advances on the related Mortgage Loan during the scheduled period in accordance with the amortization schedule of such Mortgage Loan without modification thereof by reason of such arrangements, and shall be entitled to reimbursement therefor in accordance with Section 5.01. The Master Servicer shall not be required to institute or join in litigation with respect to collection of any payment (whether under a Mortgage, Mortgage Note or otherwise or against any public or governmental authority with respect to a taking or condemnation) if it reasonably believes that enforcing the provision of the Mortgage or other instrument pursuant to which such payment is required is prohibited by applicable law. In addition, if (x) a Mortgage Loan is in default or default is reasonably foreseeable, the Master Servicer may also waive, modify or vary any term of any Mortgage Loan or consent to the postponement of strict compliance with any such term or in any manner grant indulgence to any mortgagor, including without limitation, to (1) capitalize any amounts owing on the Mortgage Loan by adding such amount to the outstanding principal balance of the Mortgage Loan, (2) defer such amounts to a later date or the final payment date of such Mortgage Loan, (3) extend the maturity of any such Mortgage Loan, but in no instance past the date on which the final payment is due on the latest maturing Mortgage Loan as of the Cut-off Date, and/or (4) reduce the related Mortgage Rate (subject to clause (y) below), provided that, in the Master Servicer’s determination, such waiver, modification, postponement or indulgence is not materially adverse to the interests of the Certificateholders (taking into account any estimated Realized Loss that might result absent such action) or (y) the Master Servicer delivers to the Trustee a certification addressed to the Trustee, based on the advice of counsel or certified public accountants, in either case, that have a national reputation with respect to taxation of REMICs, that a modification of such Mortgage Loan will not result in the imposition of taxes on or disqualify from REMIC status any of REMIC I, REMIC II, REMIC III, REMIC IV, REMIC V or REMIC VI, the Master Servicer may, (A) amend the related Mortgage Note to reduce the Mortgage Rate applicable thereto, provided that such reduced Mortgage Rate shall in no event be lower than 5.00% with respect to any Mortgage Loan and (B) amend any Mortgage Note to extend the maturity thereof.

(b)  The Master Servicer shall not waive (or permit a sub-servicer to waive) any Prepayment Charge unless: (i) the enforceability thereof shall have been limited by bankruptcy, insolvency, moratorium, receivership and other similar laws relating to creditors’ rights generally, (ii) the enforcement thereof is illegal, or any local, state or federal agency has threatened legal action if the prepayment penalty is enforced, (iii) the mortgage debt has been accelerated in connection with a foreclosure or other involuntary payment or (iv) such waiver is standard and customary in servicing similar Mortgage Loans and relates to a default or a reasonably foreseeable default and would, in the reasonable judgment of the Master Servicer, maximize recovery of total proceeds taking into account the value of such Prepayment Charge and the related Mortgage Loan. If a Prepayment Charge is waived, but does not meet the standards described above, then the Master Servicer is required to pay the amount of such waived Prepayment Charge, for the benefit of the Class P Certificates, by remitting such amount to the Trustee by the Distribution Account Deposit Date.
 
(c)  The Master Servicer shall establish and maintain a Protected Account (which shall at all times be an Eligible Account) with a depository institution in the name of the Master Servicer for the benefit of the Trustee on behalf of the Certificateholders and designated “EMC Mortgage Corporation, as Master Servicer, for the benefit of LaSalle Bank National Association, in trust for registered Holders of Bear Stearns Asset Backed Securities I LLC, Asset-Backed Certificates, Series 2007-HE3”. The Master Servicer shall deposit or cause to be deposited into the Protected Account on a daily basis within two Business Days of receipt and identification, except as otherwise specifically provided herein, the following payments and collections remitted by subservicers or received by it in respect of the Mortgage Loans subsequent to the Cut-off Date (other than in respect of principal and interest due on the Mortgage Loans on or before the Cut-off Date) and the following amounts required to be deposited hereunder:
 
(i)  all payments on account of principal, including Principal Prepayments, on the Mortgage Loans;
 
(ii)  all payments on account of interest on the Mortgage Loans net of the Servicing Fee permitted under Section 3.10 and LPMI Fees, if any;
 
(iii)  all Liquidation Proceeds, Subsequent Recoveries and Insurance Proceeds, other than proceeds to be applied to the restoration or repair of the Mortgaged Property or released to the Mortgagor in accordance with the Master Servicer’s normal servicing procedures;
 
(iv)  any amount required to be deposited by the Master Servicer pursuant to Section 4.01(c) in connection with any losses on Permitted Investments;
 
(v)  any amounts required to be deposited by the Master Servicer pursuant to Section 3.05;
 
(vi)  any Prepayment Charges collected on the Mortgage Loans; and
 
(vii)  any other amounts required to be deposited hereunder.
 
The foregoing requirements for remittance by the Master Servicer into the Protected Account shall be exclusive, it being understood and agreed that, without limiting the generality of the foregoing, payments in the nature of late payment charges or assumption fees, if collected, need not be remitted by the Master Servicer. In the event that the Master Servicer shall remit any amount not required to be remitted and not otherwise subject to withdrawal pursuant to Section 4.02, it may at any time withdraw or direct the institution maintaining the Protected Account, to withdraw such amount from the Protected Account, any provision herein to the contrary notwithstanding. Such withdrawal or direction may be accomplished by delivering written notice thereof to the institution maintaining the Protected Account, that describes the amounts deposited in error in the Protected Account. The Master Servicer shall maintain adequate records with respect to all withdrawals made pursuant to this Section. Reconciliations will be prepared for the Protected Account within 45 calendar days after the bank statement cut-off date. All funds deposited in the Protected Account shall be held in trust for the Certificateholders until withdrawn in accordance with Section 4.02.
 
(d)  The institution that maintains the Protected Account shall invest the funds in the Protected Account, in the manner directed by the Master Servicer, in Permitted Investments which shall mature not later than the Distribution Account Deposit Date and shall not be sold or disposed of prior to its maturity. All such Permitted Investments shall be made in the name of the Trustee, for the benefit of the Certificateholders. All income and gain net of any losses realized from any such investment shall be for the benefit of the Master Servicer as servicing compensation and shall be remitted to it monthly as provided herein. The amount of any losses incurred in the Protected Account in respect of any such investments shall be deposited by the Master Servicer into the Protected Account, out of the Master Servicer’s own funds.
 
(e)  The Master Servicer shall give at least 30 days advance notice to the Trustee, the Sellers, each Rating Agency and the Depositor of any proposed change of location of the Protected Account prior to any change thereof.
 
Section 4.02  Permitted Withdrawals From the Protected Account. 
 
(a)  The Master Servicer may from time to time make withdrawals from the Protected Account for the following purposes:
 
(i)  to pay itself (to the extent not previously paid to or withheld by the Master Servicer), as servicing compensation in accordance with Section 3.10, that portion of any payment of interest that equals the Servicing Fee for the period with respect to which such interest payment was made, and, as additional servicing compensation, those other amounts set forth in Section 3.10;
 
(ii)  to reimburse the Master Servicer for Advances made by it with respect to the related Mortgage Loans; provided, however, that the Master Servicer’s right of reimbursement pursuant to this subclause (ii) shall be limited to amounts received on particular Mortgage Loan(s) (including, for this purpose, Liquidation Proceeds, Insurance Proceeds and Subsequent Recoveries) that represent late recoveries of payments of principal and/or interest on such particular Mortgage Loan(s) in respect of which any such Advance was made;
 
(iii)  to reimburse the Master Servicer for any previously made portion of a Servicing Advance or an Advance made by the Master Servicer that, in the good faith judgment of the Master Servicer, will not be ultimately recoverable by it from the related Mortgagor, any related Liquidation Proceeds, Insurance Proceeds or otherwise (a “Nonrecoverable Advance”), to the extent not reimbursed pursuant to clause (ii) or clause (v);
 
(iv)  to reimburse the Master Servicer from Insurance Proceeds for Insured Expenses covered by the related Insurance Policy;
 
(v)  to pay the Master Servicer any unpaid Servicing Fees and to reimburse it for any unreimbursed Servicing Advances, provided, however, that the Master Servicer’s right to reimbursement for Servicing Advances pursuant to this subclause (v) with respect to any Mortgage Loan shall be limited to amounts received on particular Mortgage Loan(s) (including, for this purpose, Liquidation Proceeds, Insurance Proceeds, Subsequent Recoveries and purchase and repurchase proceeds) that represent late recoveries of the payments for which such Servicing Advances were made;
 
(vi)  to pay to the Seller, with respect to each Mortgage Loan or property acquired in respect thereof that has been purchased pursuant to Section 2.02, 2.03 or 3.19 of this Agreement, all amounts received thereon and not taken into account in determining the related Stated Principal Balance of such repurchased Mortgage Loan;
 
(vii)  to pay any expenses recoverable by the Master Servicer pursuant to Section 7.04 of this Agreement;
 
(viii)  to withdraw pursuant to Section 4.01 any amount deposited in the Protected Account and not required to be deposited therein; and
 
(ix)  to clear and terminate the Protected Account upon termination of this Agreement pursuant to Section 10.01 hereof.
 
In addition, no later than 10:00 a.m. Eastern time on the Distribution Account Deposit Date, the Master Servicer shall withdraw from the Protected Account and remit to the Trustee the amount of Interest Funds (without taking into account any reduction in the amount of Interest Funds attributable to the application of clause (c) of the definition thereof contained in Article I of this Agreement) and Principal Funds collected, to the extent on deposit, and the Trustee shall deposit such amount in the Distribution Account. In addition, on or before the Distribution Account Deposit Date, the Master Servicer shall remit to the Trustee for deposit in the Distribution Account any Advances or any payments of Compensating Interest required to be made by the Master Servicer with respect to the Mortgage Loans. Furthermore, on each Distribution Account Deposit Date, the Master Servicer shall remit to the Trustee all Prepayment Charges collected by the Master Servicer with respect to the Mortgage Loans during the related Prepayment Period. If the Master Servicer fails to remit any funds due by the time designated herein, the Master Servicer shall pay to the Trustee, out of its own funds, interest accrued at the prime rate as set forth in the Wall Street Journal, from and including the applicable due date, to but excluding the day such funds are paid to the Trustee.
 
The Master Servicer shall keep and maintain separate accounting, on a Mortgage Loan by Mortgage Loan basis, for the purpose of justifying any withdrawal from the Protected Account pursuant to subclauses (i), (ii), (iv), (v), (vi) and (vii) above. Prior to making any withdrawal from the Protected Account pursuant to subclause (iii), the Master Servicer shall deliver to the Trustee an Officer’s Certificate of a Servicing Officer indicating the amount of any previous Advance or Servicing Advance determined by the Master Servicer to be a Nonrecoverable Advance and identifying the related Mortgage Loan(s), and their respective portions of such Nonrecoverable Advance.
 
Section 4.03  Collection of Taxes; Assessments and Similar Items; Escrow Accounts. 
 
With respect to each Mortgage Loan, to the extent required by the related Mortgage Note, the Master Servicer shall establish and maintain one or more accounts (each, an “Escrow Account”) and deposit and retain therein all collections from the Mortgagors (or advances by the Master Servicer) for the payment of taxes, assessments, hazard insurance premiums or comparable items for the account of the Mortgagors. Nothing herein shall require the Master Servicer to compel a Mortgagor to establish an Escrow Account in violation of applicable law.
 
Withdrawals of amounts so collected from the Escrow Accounts may be made only to effect timely payment of taxes, assessments, hazard insurance premiums, condominium or PUD association dues, or comparable items, to reimburse the Master Servicer out of related collections for any payments made with respect to each Mortgage Loan pursuant to Section 3.01 (with respect to taxes and assessments and insurance premiums) and Section 3.05 (with respect to hazard insurance), to refund to any Mortgagors for any Mortgage Loans any sums as may be determined to be overages, to pay interest, if required by law or the terms of the related Mortgage or Mortgage Note, to such Mortgagors on balances in the Escrow Account or to clear and terminate the Escrow Account at the termination of this Agreement in accordance with Section 10.01 thereof. The Escrow Account shall not be a part of the Trust Fund.
 
Section 4.04  Distribution Account.
 
(a)  The Trustee shall establish and maintain in the name of the Trustee, for the benefit of the Certificateholders, the Distribution Account as a segregated trust account or accounts.
 
(b)  All amounts deposited to the Distribution Account shall be held by the Trustee in the name of the Trustee in trust for the benefit of the Certificateholders in accordance with the terms and provisions of this Agreement.
 
(c)  The Distribution Account shall constitute an Eligible Account of the Trust Fund segregated on the books of the Trustee and held by the Trustee and the Distribution Account and the funds deposited therein shall not be subject to, and shall be protected from, all claims, liens, and encumbrances of any creditors or depositors of the Trustee (whether made directly, or indirectly through a liquidator or receiver of the Trustee). The amount at any time credited to the Distribution Account may be invested in the name of the Trustee, in such Permitted Investments, or deposited in demand deposits with such depository institutions, as determined by the Trustee. All Permitted Investments shall mature or be subject to redemption or withdrawal on or before, and shall be held until, the next succeeding Distribution Date if the obligor for such Permitted Investment is the Trustee or, if such obligor is any other Person, the Business Day preceding such Distribution Date. All investment earnings on amounts on deposit in the Distribution Account or benefit from funds uninvested therein from time to time shall be for the account of the Trustee. The Trustee shall be permitted to withdraw or receive distribution of any and all investment earnings from the Distribution Account on each Distribution Date. If there is any loss on a Permitted Investment or demand deposit, the Trustee shall deposit the amount of the loss from its own funds in the Distribution Account not later than the applicable Distribution Date on which the moneys so invested are required to be distributed to the Certificateholders. With respect to the Distribution Account and the funds deposited therein, the Trustee shall take such action as may be necessary to ensure that the Certificateholders shall be entitled to the priorities afforded to such a trust account (in addition to a claim against the estate of the Trustee) as provided by 12 U.S.C. § 92a(e), and applicable regulations pursuant thereto, if applicable, or any applicable comparable state statute applicable to state chartered banking corporations.
 
Section 4.05  Permitted Withdrawals and Transfers from the Distribution Account. 
 
(a)  The Trustee will make or cause to be made such withdrawals or transfers from the Distribution Account for the following purposes:
 
(i)  to reimburse the Trustee, the Supplemental Interest Trust Trustee or the Swap Administrator for expenses, costs and liabilities incurred by or reimbursable to it pursuant to this Agreement;
 
(ii)  to pay investment income to the Trustee;
 
(iii)  to remove amounts deposited in error;
 
(iv)  to make distributions to the Swap Administrator for payment to the Swap Provider as provided in this Agreement; and
 
(v)  to clear and terminate the Distribution Account pursuant to Section 10.01.
 
(b)  On each Distribution Date, the Trustee shall distribute Interest Funds and Principal Funds in the Distribution Account to the Holders of the Certificates in accordance with Section 5.04.
 
Section 4.06  Class P Certificate Account. 
 
(a)  The Trustee shall establish and maintain in the name of the Trustee, for the benefit of the Class P Certificateholders, the Class P Certificate Account as a segregated trust account or accounts.
 
(b)  On the Closing Date, the Depositor will deposit, or cause to be deposited in the Class P Certificate Account, an amount equal to $100. All amounts deposited to the Class P Certificate Account shall be held by the Trustee in the name of the Trustee in trust for the benefit of the Class P Certificateholders in accordance with the terms and provisions of this Agreement. The amount on deposit in the Class P Certificate Account shall be held uninvested.
 
ARTICLE V
 
DISTRIBUTIONS AND ADVANCES
 
Section 5.01  Advances. 
 
The Master Servicer shall, or shall cause the related subservicer pursuant to the Subservicing Agreement to, make an Advance (other than any balloon payments) and deposit such Advance in the Protected Account. Each such Advance shall be remitted to the Distribution Account no later than 10:00 a.m. Eastern time on the Distribution Account Deposit Date in immediately available funds. The Master Servicer shall be obligated to make any such Advance only to the extent that such advance would not be a Nonrecoverable Advance. If the Master Servicer shall have determined that it has made a Nonrecoverable Advance or that a proposed Advance or a lesser portion of such Advance would constitute a Nonrecoverable Advance, the Master Servicer shall deliver (i) to the Trustee for the benefit of the Certificateholders the portion of such Advance that is not deemed Nonrecoverable, if applicable, and (ii) to the Depositor, each Rating Agency, and the Trustee an Officer’s Certificate setting forth the basis for such determination. Subject to the Master Servicer’s recoverability determination, in the event that a subservicer fails to make a required Advance, the Master Servicer shall be required to remit the amount of such Advance to the Distribution Account.
 
In lieu of making all or a portion of such Advance from its own funds, the Master Servicer may (i) cause to be made an appropriate entry in its records relating to the Protected Account that any Amount Held for Future Distributions has been used by the Master Servicer in discharge of its obligation to make any such Advance and (ii) transfer such funds from the Protected Account to the Distribution Account. Any funds so applied and transferred shall be replaced by the Master Servicer by deposit in the Distribution Account, no later than the close of business on the Business Day immediately preceding the Distribution Date on which such funds are required to be distributed pursuant to this Agreement.
 
Unless otherwise described in this Agreement, the Master Servicer shall discontinue making Advances with respect to any second lien Mortgage Loan that becomes 60 days Delinquent. Notwithstanding anything in this Section 5.01 to the contrary, the Master Servicer shall not be obligated to deliver an Officer’s Certificate pursuant to the preceding sentence since no determination has been made as to whether such Advances are Nonrecoverable Advances. If the Master Servicer determines that a net recovery is possible through foreclosure proceedings or other disposition of the second lien Mortgage Loan that becomes 60 days Delinquent, the Master Servicer may continue making advances on such second lien Mortgage Loan.
 
The Master Servicer shall be entitled to be reimbursed from the Protected Account for all Advances of its own funds made pursuant to this Section as provided in Section 4.02. The obligation to make Advances with respect to any Mortgage Loan shall continue until such Mortgage Loan is paid in full or the related Mortgaged Property or related REO Property has been liquidated or until the purchase or repurchase thereof (or substitution therefor) from the Trust Fund pursuant to any applicable provision of this Agreement, except as otherwise provided in this Section 5.01.
 
Subject to and in accordance with the provisions of Article VIII hereof, in the event the Master Servicer fails to make such Advance, then the Trustee, as Successor Master Servicer, or any other Successor Master Servicer appointed hereunder, shall be obligated to make such Advance, subject to the provisions of this Section 5.01. For the avoidance of doubt, if the Master Servicer discontinues making any Advances pursuant to the third paragraph of this Section 5.01, the Trustee shall not be obligated to make such Advances.
 
Section 5.02  Compensating Interest Payments. 
 
In the event that there is a Prepayment Interest Shortfall arising from a voluntary Principal Prepayment in part or in full by the Mortgagor with respect to any Mortgage Loan, the Master Servicer shall, to the extent of the Servicing Fee for such Distribution Date, deposit into the Distribution Account, as a reduction of the Servicing Fee for such Distribution Date, no later than the close of business on the Business Day immediately preceding such Distribution Date, an amount equal to such Prepayment Interest Shortfall; and in case of such deposit, the Master Servicer shall not be entitled to any recovery or reimbursement from the Depositor, the Trustee, the Seller, the Trust Fund or the Certificateholders.
 
Section 5.03  REMIC Distributions. 
 
On each Distribution Date the Trustee shall be deemed to have allocated distributions to the REMIC I Regular Interests, REMIC II Regular Interests and REMIC III Regular Interests in accordance with Section 5.07 hereof.
 
Section 5.04  Distributions. 
 
(a)  Subject to Section 3.21(c), on each Distribution Date, an amount equal to the Interest Funds and Principal Funds for each Loan Group for such Distribution Date shall be withdrawn by the Trustee from the Distribution Account and distributed in the following order of priority:
 
                (1)  Interest Funds shall be distributed in the following manner and order of priority:
 
                     (A)  From Interest Funds in respect of:
 
(i)  
Loan Group I, to the Class I-A-1, Class I-A-2, Class I-A-3 and Class I-A-4 Certificates, the Current Interest and then any Interest Carry Forward Amount for each such Class, on a pro rata basis, based on the entitlement of each such Class;
 
(ii)  
Loan Group II, to the Class II-A Certificates, the Current Interest and then any Interest Carry Forward Amount for such Class; and
 
(iii)  
Loan Group III, to the Class III-A Certificates, the Current Interest and then any Interest Carry Forward Amount for such Class;
 

                     (B)  From Interest Funds in respect of:
 
(i) Loan Group I, to the Class II-A Certificates and Class III-A Certificates, the remaining Current Interest, if any, and the remaining Interest Carry Forward Amount, if any, for such Classes, on a pro rata basis, based on the entitlement of each such Class;
 
(ii) Loan Group II, to the Class I-A Certificates and Class III-A Certificates, the remaining Current Interest, if any, and the remaining Interest Carry Forward Amount, if any, for such Classes, on a pro rata basis, based on the entitlement of each such Class; and
 
(iii) Loan Group III, to the Class I-A Certificates and Class II-A Certificates, the remaining Current Interest, if any, and the remaining Interest Carry Forward Amount, if any, for such Classes, on a pro rata basis, based on the entitlement of each such Class;
 
(C)  From remaining Interest Funds in respect of all Loan Groups, sequentially to the Class M-1, Class M-2, Class M-3, Class M-4, Class M-5, Class M-6, Class M-7, Class M-8 and Class M-9 Certificates, in that order, the Current Interest for each such Class.
 
Any Excess Spread to the extent necessary to meet a level of overcollateralization equal to the Overcollateralization Target Amount shall be the Extra Principal Distribution Amount and shall be included as part of the Principal Distribution Amount. Any Remaining Excess Spread together with any Overcollateralization Release Amount shall be applied as Excess Cashflow and distributed pursuant to clauses (4)(A) through (H) below.
 
On any Distribution Date, any Relief Act Interest Shortfalls and any Prepayment Interest Shortfalls to the extent not covered by Compensating Interest will be allocated to the Certificates as set forth in the definition of “Current Interest” herein and Section 1.02.
 
                      (2)  On each Distribution Date, the Principal Distribution Amount shall be distributed in the following manner and order of priority:
 
                       (A)  For each Distribution Date (i) prior to the Stepdown Date or (ii) on which a Trigger Event is in effect:
 
(i)  
To the Class A Certificates, the Principal Distribution Amount for such Distribution Date to be distributed as follows:
 
(1)  From the Group I Principal Distribution Amount for such Distribution Date, sequentially, to the Class I-A-1, Class I-A-2, Class I-A-3 and Class I-A-4 Certificates, in that order, in each case until the Certificate Principal Balance thereof is reduced to zero;
 
(2)  From the Group II Principal Distribution Amount for such Distribution Date, to the Class II-A Certificates, until the Certificate Principal Balance thereof is reduced to zero; and
 
(3)  From the Group III Principal Distribution Amount for such Distribution Date, to the Class III-A Certificates, until the Certificate Principal Balance thereof is reduced to zero;
 
(ii)  
To the Class M-1 Certificates, from any remaining Principal Distribution Amount in respect of all Loan Groups for such Distribution Date, until the Certificate Principal Balance thereof is reduced to zero;
 
(iii)  
To the Class M-2 Certificates, from any remaining Principal Distribution Amount in respect of all Loan Groups for such Distribution Date, until the Certificate Principal Balance thereof is reduced to zero;
 
(iv)  
To the Class M-3 Certificates, from any remaining Principal Distribution Amount in respect of all Loan Groups for such Distribution Date, until the Certificate Principal Balance thereof is reduced to zero;
 
(v)  
To the Class M-4 Certificates, from any remaining Principal Distribution Amount in respect of all Loan Groups for such Distribution Date, until the Certificate Principal Balance thereof is reduced to zero;
 
(vi)  
To the Class M-5 Certificates, from any remaining Principal Distribution Amount in respect of all Loan Groups for such Distribution Date, until the Certificate Principal Balance thereof is reduced to zero;
 
(vii)  
To the Class M-6 Certificates, from any remaining Principal Distribution Amount in respect of all Loan Groups for such Distribution Date, until the Certificate Principal Balance thereof is reduced to zero;
 
(viii)  
To the Class M-7 Certificates, from any remaining Principal Distribution Amount in respect of all Loan Groups for such Distribution Date, until the Certificate Principal Balance thereof is reduced to zero;
 
(ix)  
To the Class M-8 Certificates, from any remaining Principal Distribution Amount in respect of all Loan Groups for such Distribution Date, until the Certificate Principal Balance thereof is reduced to zero; and
 
(x)  
To the Class M-9 Certificates, from any remaining Principal Distribution Amount in respect of all Loan Groups for such Distribution Date, until the Certificate Principal Balance thereof is reduced to zero.
 
                    (B)  For each Distribution Date on or after the Stepdown Date, so long as a Trigger Event is not in effect:
 
(i)  
To the Class A Certificates, the Principal Distribution Amount for such Distribution Date to be distributed as follows:
 
(1)  From the Group I Principal Distribution Amount for such Distribution Date, sequentially, to the Class I-A-1, Class I-A-2, Class I-A-3 and Class I-A-4 Certificates, in that order, the Class I-A Principal Distribution Amount for such Distribution Date, in each case until the Certificate Principal Balance thereof is reduced to zero;
 
(2)  From the Group II Principal Distribution Amount for such Distribution Date, to the Class II-A Certificates, the Class II-A Principal Distribution Amount for such Distribution Date, until the Certificate Principal Balances thereof are reduced to zero; and
 
(3)  From the Group III Principal Distribution Amount for such Distribution Date, to the Class III-A Certificates, the Class III-A Principal Distribution Amount for such Distribution Date, until the Certificate Principal Balances thereof are reduced to zero;
 
(ii)  
To the Class M-1 Certificates, from any remaining Principal Distribution Amount in respect of all Loan Groups for such Distribution Date, the Class M-1 Principal Distribution Amount, until the Certificate Principal Balance thereof is reduced to zero;
 
(iii)  
To the Class M-2 Certificates, from any remaining Principal Distribution Amount in respect of all Loan Groups for such Distribution Date, the Class M-2 Principal Distribution Amount, until the Certificate Principal Balance thereof is reduced to zero;
 
(iv)  
To the Class M-3 Certificates, from any remaining Principal Distribution Amount in respect of all Loan Groups for such Distribution Date, the Class M-3 Principal Distribution Amount, until the Certificate Principal Balance thereof is reduced to zero;
 
(v)  
To the Class M-4 Certificates, from any remaining Principal Distribution Amount in respect of all Loan Groups for such Distribution Date, the Class M-4 Principal Distribution Amount, until the Certificate Principal Balance thereof is reduced to zero;
 
(vi)  
To the Class M-5 Certificates, from any remaining Principal Distribution Amount in respect of all Loan Groups for such Distribution Date, the Class M-5 Principal Distribution Amount, until the Certificate Principal Balance thereof is reduced to zero;
 
(vii)  
To the Class M-6 Certificates, from any remaining Principal Distribution Amount in respect of all Loan Groups for such Distribution Date, the Class M-6 Principal Distribution Amount, until the Certificate Principal Balance thereof is reduced to zero;
 
(viii)  
To the Class M-7 Certificates, from any remaining Principal Distribution Amount in respect of all Loan Groups for such Distribution Date, the Class M-7 Principal Distribution Amount, until the Certificate Principal Balance thereof is reduced to zero;
 
(ix)  
To the Class M-8 Certificates, from any remaining Principal Distribution Amount in respect of all Loan Groups for such Distribution Date, the Class M-8 Principal Distribution Amount, until the Certificate Principal Balance thereof is reduced to zero; and
 
(x)  
To the Class M-9 Certificates, from any remaining Principal Distribution Amount in respect of all Loan Groups for such Distribution Date, the Class M-9 Principal Distribution Amount, until the Certificate Principal Balance thereof is reduced to zero.
 
(3)  Notwithstanding the provisions of clauses (2)(A) and (B) above, if on any Distribution Date the Class A Certificates related to a Loan Group are no longer outstanding, the pro rata portion of the applicable Principal Distribution Amount or the applicable Class A Principal Distribution Amount, as applicable, otherwise allocable to such Class A Certificates will be allocated to the remaining groups of Class A Certificates in the same manner and order of priority described above; and
 
                      (4)  Any Excess Cashflow shall be distributed in the following manner and order of priority:
 
(A)  To the Class A Certificates, (a) first, any remaining Interest Carry Forward Amount for such Classes, on a pro rata basis, in accordance with the Interest Carry Forward Amount due with respect to each such Class, to the extent not fully paid pursuant to clause (1) (A) above and Section 3.21(d) and (b) second, any Unpaid Realized Loss Amount for such Classes for such Distribution Date, on a pro rata basis, in accordance with the Applied Realized Loss Amount allocated to each such Class;
 
(B)  From any remaining Excess Cashflow, sequentially, to the Class M-1, Class M-2, Class M-3, Class M-4, Class M-5, Class M-6, Class M-7, Class M-8 and Class M-9 Certificates, in that order, an amount equal to the Interest Carry Forward Amount for each such Class for such Distribution Date to the extent not fully paid pursuant to Section 3.21(d);
 
(C)  From any remaining Excess Cashflow otherwise distributable to the Class CE Interest and the Class CE Certificates, to the Reserve Fund, (i) first, to pay to the Classes of Class I-A, Class II-A and Class III-A Certificates, any Basis Risk Shortfall Carry Forward Amount for such Classes for such Distribution Date, on a pro rata basis, based on the amount of the Basis Risk Shortfall Carry Forward Amount for each such Class to the extent not paid pursuant to Section 3.21(d) and to the extent such amount exceeds the amounts then on deposit in the Reserve Fund, and (ii) second, to maintain a balance in the Reserve Fund equal to the Reserve Fund Deposit;
 
(D)  From any remaining Excess Cashflow otherwise distributable to the Class CE Interest and the Class CE Certificates, to the Reserve Fund, (i) first, to pay to the Class M-1, Class M-2, Class M-3, Class M-4, Class M-5, Class M-6, Class M-7, Class M-8 and Class M-9 Certificates, sequentially in that order, any Basis Risk Shortfall Carry Forward Amount for each such Class for such Distribution Date, if any, in each case to the extent not paid pursuant to Section 3.21(d) and to the extent such amount exceeds the amounts then on deposit in the Reserve Fund, and (ii) second, to maintain a balance in the Reserve Fund equal to the Reserve Fund Deposit;
 
(E)  From any remaining Excess Cashflow, to the Class A Certificates, on a pro rata basis, based on the entitlement of each such Class, and then sequentially to the Class M-1, Class M-2, Class M-3, Class M-4, Class M-5, Class M-6, Class M-7, Class M-8 and Class M-9 Certificates, in that order, the amount of Relief Act Shortfalls and any Prepayment Interest Shortfalls allocated to such Classes of Certificates, to the extent not previously reimbursed;
 
(F)  From any remaining Excess Cashflow, to the Swap Administrator for payment to the Swap Provider, any Swap Termination Payments due to a Swap Provider Trigger Event owed by the Trust Fund (other than to the extent already paid by the Swap Administrator from any upfront payment received pursuant to any replacement interest rate swap agreement that may be entered into by the Supplemental Interest Trust Trustee);
 
(G)  From any remaining Excess Cashflow, to the Class CE Interest and Class CE Certificates, an amount equal to the Class CE Distribution Amount reduced by amounts distributed in clauses (C) and (D) above; and
 
(H)  From any remaining Excess Cashflow, to each of the Class R-1, Class R-2, Class R-3 and Class RX Certificates, based on the related REMIC in which such amounts remain.
 
On each Distribution Date, all amounts with respect to Prepayment Charges shall be distributed to the Holders of the Class P Interest and the Class P Certificates, provided that such distributions shall not be in reduction of the principal balance thereof. On the Distribution Date immediately following the expiration of the latest Prepayment Charge term as identified on the Mortgage Loan Schedule, any amount on deposit in the Class P Certificate Account will be distributed to the Holders of the Class P Interest and the Class P Certificates in reduction of the Certificate Principal Balance thereof.
 
In addition, notwithstanding the foregoing, on any Distribution Date after the Distribution Date on which the Certificate Principal Balance of a Class of Class A Certificates or Class M Certificates has been reduced to zero, that Class of Certificates will be retired and will no longer be entitled to distributions, including distributions in respect of Prepayment Interest Shortfalls or Basis Risk Shortfall Carry Forward Amounts.
 
In addition, notwithstanding the foregoing clause (a)(2), to the extent a Class IO Distribution Amount is payable from principal collections, Principal Distribution Amounts will be deemed paid to the most subordinate Class of Regular Certificates (other than the Class P Certificates), until the Certificate Principal Balance thereof has been reduced to zero, and such amount will be paid pursuant to Section 3.21(f).
 
(b)  In addition to the foregoing distributions, with respect to any Subsequent Recoveries, the Master Servicer shall deposit such funds into the Protected Account pursuant to Section 4.01(b)(iii). If, after taking into account such Subsequent Recoveries, the amount of a Realized Loss is reduced, the amount of such Subsequent Recoveries will be applied to increase the Certificate Principal Balance of the Class of Certificates with the highest payment priority to which Realized Losses have been allocated, but not by more than the amount of Realized Losses previously allocated to that Class of Certificates pursuant to Section 5.05; provided, however, to the extent that no reductions to a Certificate Principal Balance of any Class of Certificates currently exists as the result of a prior allocation of a Realized Loss, such Subsequent Recoveries will be applied as Excess Spread. The amount of any remaining Subsequent Recoveries will be applied to increase the Certificate Principal Balance of the Class of Certificates with the next highest payment priority, up to the amount of such Realized Losses previously allocated to that Class of Certificates pursuant to Section 5.05, and so on. Holders of such Certificates will not be entitled to any payment in respect of Current Interest on the amount of such increases for any Accrual Period preceding the Distribution Date on which such increase occurs. Any such increases shall be applied to the Certificate Principal Balance of each Certificate of such Class in accordance with its respective Percentage Interest.
 
(c)  Subject to Section 10.02 hereof respecting the final distribution, on each Distribution Date the Trustee shall make distributions to each Certificateholder of record on the preceding Record Date either by wire transfer in immediately available funds to the account of such Holder at a bank or other entity having appropriate facilities therefor, if such Holder has so notified the Trustee at least 5 Business Days prior to the related Record Date, or, if not, by check mailed by first class mail to such Certificateholder at the address of such Holder appearing in the Certificate Register. Notwithstanding the foregoing, but subject to Section 10.02 hereof respecting the final distribution, distributions with respect to Certificates registered in the name of a Depository shall be made to such Depository in immediately available funds.
 
(d)  On or before 5:00 p.m. Eastern time on the fifth Business Day immediately preceding each Distribution Date, the Master Servicer shall deliver a report to the Trustee in electronic form (or by such other means as the Master Servicer and the Trustee may agree from time to time) containing such data and information, as agreed to by the Master Servicer and the Trustee such as to permit the Trustee to prepare the Monthly Statement to Certificateholders and to make the required distributions for the related Distribution Date.
 
Section 5.05  Allocation of Realized Losses. 
 
(a)  All Realized Losses on the Mortgage Loans allocated to any REMIC II Regular Interest pursuant to Section 5.05(c) shall be allocated by the Trustee on each Distribution Date as follows: first, to Excess Spread through an increased distribution of the Extra Principal Distribution Amount for such Distribution Date; second, to the Class CE Interest and Class CE Certificates, until the Certificate Principal Balance or Uncertificated Principal Balance thereof, as applicable, has been reduced to zero; third, to the Class M-9 Certificates, until the Certificate Principal Balance thereof has been reduced to zero; fourth, to the Class M-8 Certificates, until the Certificate Principal Balance thereof has been reduced to zero; fifth, to the Class M-7 Certificates, until the Certificate Principal Balance thereof has been reduced to zero; sixth, to the Class M-6 Certificates, until the Certificate Principal Balance thereof has been reduced to zero; seventh, to the Class M-5 Certificates, until the Certificate Principal Balance thereof has been reduced to zero; eighth, to the Class M-4 Certificates, until the Certificate Principal Balance thereof has been reduced to zero; ninth, to the Class M-3 Certificates, until the Certificate Principal Balance thereof has been reduced to zero; tenth, to the Class M-2 Certificates, until the Certificate Principal Balance thereof has been reduced to zero; eleventh, to the Class M-1 Certificates, until the Certificate Principal Balance thereof has been reduced to zero; twelfth, to the related Class or Classes of Class A Certificates, on a pro rata basis, until the Certificate Principal Balances thereof have been reduced to zero; and thirteenth, to the unrelated Class or Classes of Class A Certificates, on a pro rata basis, until the Certificate Principal Balances thereof have been reduced to zero. All Realized Losses to be allocated to the Certificate Principal Balances of all Classes on any Distribution Date shall be so allocated after the actual distributions to be made on such date as provided above. All references above to the Certificate Principal Balance of any Class of Certificates shall be to the Certificate Principal Balance of such Class immediately prior to the relevant Distribution Date, before reduction thereof by any Realized Losses, in each case to be allocated to such Class of Certificates, on such Distribution Date.
 
(b)  Any allocation of Realized Losses to a Class of Certificates or to a Class CE Interest on any Distribution Date shall be made by reducing the Certificate Principal Balance or Uncertificated Principal Balance thereof by the amount so allocated; any allocation of Realized Losses to Excess Spread shall be made by reducing the amount otherwise payable in respect of the Class CE Interest and the Class CE Certificates pursuant to clause (G) of Section 5.04(a)(4). No allocations of any Realized Losses shall be made to the Certificate Principal Balance or Uncertificated Principal Balance, as applicable, of the Class P Interest and the Class P Certificates.
 
Notwithstanding the foregoing, no such allocation of any Realized Loss shall be made on a Distribution Date to any Class of Certificates to the extent that such allocation would result in the reduction of the aggregate Certificate Principal Balance of all the Certificates as of such Distribution Date, (other than the Class CE Certificates and Class P Certificates) after giving effect to all distributions and prior allocations of Realized Losses on the Mortgage Loans on such date, to an amount less than the aggregate Stated Principal Balance of all of the Mortgage Loans as of the first day of the month of such Distribution Date (such limitation, the “Loss Allocation Limitation”). In addition in no event will the Certificate Principal Balance of any Certificate be reduced more than once in respect of any particular amount both (i) allocable to such Certificate in respect of Realized Losses and (ii) payable as principal to the Holder of such Certificate from Remaining Excess Spread.
 
As used herein, an allocation of a Realized Loss on a “pro rata basis” among two or more specified Classes of Certificates means an allocation on a pro rata basis, among the various Classes so specified, to each such Class of Certificates on the basis of their then outstanding Certificate Principal Balances prior to giving effect to distributions to be made on such Distribution Date. All Realized Losses and all other losses allocated to a Class of Certificates hereunder will be allocated among the Certificates of such Class in proportion to the Percentage Interests evidenced thereby.
 
(c)  (i) All Realized Losses on the Group I Loans shall be allocated on each Distribution Date to REMIC I Regular Interest I-1-A through REMIC I Regular Interest I-60-B, starting with the lowest numerical denomination, until the Uncertificated Principal Balance of each such REMIC I Regular Interest has been reduced to zero, provided that, for REMIC I Group I Regular Interests with the same numerical denomination, such Realized Losses shall be allocated on a pro rata basis between such REMIC I Regular Interests. All Realized Losses on the Group II Loans shall be allocated on each Distribution Date to REMIC I Regular Interest II-1-A through REMIC I Regular Interest II-60-B, starting with the lowest numerical denomination, until the Uncertificated Principal Balance of each such REMIC I Regular Interest has been reduced to zero, provided that, for REMIC I Group II Regular Interests with the same numerical denomination, such Realized Losses shall be allocated ona pro rata basis between such REMIC I Regular Interests. All Realized Losses on the Group III Loans shall be allocated on each Distribution Date to REMIC I Regular Interest III-1-A through REMIC I Regular Interest III-60-B, starting with the lowest numerical denomination, until the Uncertificated Principal Balance of each such REMIC I Regular Interest has been reduced to zero, provided that, for REMIC I Group III Regular Interests with the same numerical denomination, such Realized Losses shall be allocated on a pro rata basis between such REMIC I Regular Interests.
 
(ii)  The REMIC II Marker Percentage of all Realized Losses on the Mortgage Loans shall be allocated by the Trustee on each Distribution Date to the following REMIC II Regular Interests in the following specified percentages: first, to Uncertificated Accrued Interest payable to the REMIC II Regular Interest AA and REMIC II Regular Interest ZZ up to an aggregate amount equal to the REMIC II Interest Loss Allocation Amount (without duplication of shortfalls allocated pursuant to Section 1.02), 98.00% and 2.00%, respectively; second, to the Uncertificated Principal Balances of the REMIC II Regular Interest AA and REMIC II Regular Interest ZZ up to an aggregate amount equal to the REMIC II Principal Loss Allocation Amount, 98.00% and 2.00%, respectively; third, to the Uncertificated Principal Balances of REMIC II Regular Interest AA, REMIC II Regular Interest M-9 and REMIC II Regular Interest ZZ, 98.00%, 1.00% and 1.00%, respectively, until the Uncertificated Principal Balance of REMIC II Regular Interest M-9 has been reduced to zero; fourth, to the Uncertificated Principal Balances of REMIC II Regular Interest AA, REMIC II Regular Interest M-8 and REMIC II Regular Interest ZZ, 98.00%, 1.00% and 1.00%, respectively, until the Uncertificated Principal Balance of REMIC II Regular Interest M-8 has been reduced to zero; fifth, to the Uncertificated Principal Balances of REMIC II Regular Interest AA, REMIC II Regular Interest M-7 and REMIC II Regular Interest ZZ, 98.00%, 1.00% and 1.00%, respectively, until the Uncertificated Principal Balance of REMIC II Regular Interest M-7 has been reduced to zero; sixth, to the Uncertificated Principal Balances of REMIC II Regular Interest AA, REMIC II Regular Interest M-6 and REMIC II Regular Interest ZZ, 98.00%, 1.00% and 1.00%, respectively, until the Uncertificated Principal Balance of REMIC II Regular Interest M-6 has been reduced to zero; seventh, to the Uncertificated Principal Balances of REMIC II Regular Interest AA, REMIC II Regular Interest M-5 and REMIC II Regular Interest ZZ, 98.00%, 1.00% and 1.00%, respectively, until the Uncertificated Principal Balance of REMIC II Regular Interest M-5 has been reduced to zero; eighth, to the Uncertificated Principal Balances of REMIC II Regular Interest AA, REMIC II Regular Interest M-4 and REMIC II Regular Interest ZZ, 98.00%, 1.00% and 1.00%, respectively, until the Uncertificated Principal Balance of REMIC II Regular Interest M-4 has been reduced to zero; ninth, to the Uncertificated Principal Balances of REMIC II Regular Interest AA, REMIC II Regular Interest M-3 and REMIC II Regular Interest ZZ, 98.00%, 1.00% and 1.00%, respectively, until the Uncertificated Principal Balance of REMIC II Regular Interest M-3 has been reduced to zero; tenth, to the Uncertificated Principal Balances of REMIC II Regular Interest AA, REMIC II Regular Interest M-2 and REMIC II Regular Interest ZZ, 98.00%, 1.00% and 1.00%, respectively, until the Uncertificated Principal Balance of REMIC II Regular Interest M-2 has been reduced to zero; eleventh, to the Uncertificated Principal Balances of REMIC II Regular Interest AA, REMIC II Regular Interest M-1 and REMIC II Regular Interest ZZ, 98.00%, 1.00% and 1.00%, respectively, until the Uncertificated Principal Balance of REMIC II Regular Interest M-1 has been reduced to zero; twelfth, to the Uncertificated Principal Balance of REMIC II Regular Interest AA, 98.00%, to the Uncertificated Principal Balances of the related REMIC II Regular Interests I-A-1, I-A-2, I-A-3, I-A-4, II-A and III-A, 1.00% on a pro rata basis, and to the Uncertificated Principal Balance of REMIC II Regular Interest ZZ, 1.00%, until the Uncertificated Principal Balances of such REMIC II Regular Interests I-A-1, I-A-2, I-A-3, I-A-4, II-A and III-A have been reduced to zero; and thirteenth, to the Uncertificated Principal Balance of REMIC II Regular Interest AA, 98.00%, to the Uncertificated Principal Balances of the unrelated REMIC II Regular Interests I-A-1, I-A-2, I-A-3, I-A-4, II-A and III-A, 1.00% on a pro rata basis, and to the Uncertificated Principal Balance of REMIC II Regular Interest ZZ, 1.00%, until the Uncertificated Principal Balances of such REMIC II Regular Interests I-A-1, I-A-2, I-A-3, I-A-4, II-A and III-A have been reduced to zero.
 
(iii)  The REMIC II Sub WAC Allocation Percentage of all Realized Losses on the Mortgage Loans shall be allocated by the Trustee on each Distribution Date after all distributions have been made on each Distribution Date first, so as to keep the Uncertificated Principal Balance of each REMIC II Regular Interest ending with the designation “Grp” equal to 0.01% of the aggregate Stated Principal Balance of the Mortgage Loans in the related Loan Group; second, to each REMIC II Regular Interest ending with the designation “Sub”, so that the Uncertificated Principal Balance of each such REMIC II Regular Interest is equal to 0.01% of the excess of (x) the aggregate Stated Principal Balance of the Mortgage Loans in the related Loan Group over (y) the current aggregate Certificate Principal Balance of the Class A Certificates related to such Loan Group (except that if any such excess is a larger number than in the preceding distribution period, the least amount of Realized Losses shall be applied to such REMIC II Regular Interests such that the REMIC II Subordinated Balance Ratio is maintained); and third, to REMIC II Regular Interest XX.
 
Section 5.06  Monthly Statements to Certificateholders. 
 
(a)  Not later than each Distribution Date, the Trustee shall prepare and make available to each Holder of Certificates, the Master Servicer, the Swap Provider and the Depositor a statement setting forth for the Certificates:
 
(i)  the applicable record dates, accrual periods, determination dates for calculating distributions and general Distribution Dates;
 
(ii)  the total cash flows received and the general sources thereof;
 
(iii)  the amount, if any, of fees or expenses accrued and paid, with an identification of the payee and the general purpose of such fees including the related amount of the Servicing Fees paid to or retained by the Master Servicer for the related Due Period;
 
(iv)  the amount of any Net Swap Payment payable to the Trust, any Net Swap Payment payable to the Swap Provider, any Swap Termination Payment payable to the Trust and any Swap Termination Payment payable to the Swap Provider;
 
(v)  the amount of the related distribution to Holders of the Class A Certificates and Class M Certificates (by Class) allocable to principal, separately identifying (A) the aggregate amount of any Principal Prepayments included therein, (B) the aggregate of all scheduled payments of principal included therein and (C) the Extra Principal Distribution Amount (if any);
 
(vi)  the amount of such distribution to Holders of each Class of Class A Certificates and Class M Certificates allocable to interest and the portion thereof, if any, provided by the Swap Agreement and the amount of coverage remaining under either credit enhancement;
 
(vii)  the Interest Carry Forward Amounts and any Basis Risk Shortfall Carry Forward Amounts for each Class of Certificates (if any);
 
(viii)  the Pass-Through Rate for each Class of Class A Certificates and Class M Certificates with respect to the current Accrual Period, and, if applicable, whether such Pass-Through Rate was limited by the related Net Rate Cap;
 
(ix)  the number and aggregate Stated Principal Balance of all of the Mortgage Loans for the following Distribution Date, together with updated pool composition information including the following: weighted average mortgage rate and weighted average remaining term;
 
(x)   the Certificate Principal Balance of the Class A Certificates and Class M Certificates before and after giving effect (i) to all distributions allocable to principal on such Distribution Date and (ii) the allocation of any Applied Realized Loss Amounts for such Distribution Date;
 
(xi)  the number and aggregate Stated Principal Balance of the Mortgage Loans in each Loan Group (A) Delinquent (exclusive of Mortgage Loans in foreclosure and bankruptcy) (1) 30 days Delinquent, (2) 60 days Delinquent and (3) 90 days or more Delinquent, (B) in foreclosure and Delinquent (1) 30 days Delinquent, (2) 60 days Delinquent and (3) 90 days or more Delinquent and (C) in bankruptcy and Delinquent (1) 30 days Delinquent, (2) 60 days Delinquent and (3) 90 days or more Delinquent, in each case as of the close of business on the last day of the calendar month preceding such Distribution Date and separately identifying such information for the (1) first lien Mortgage Loans, (2) second lien Mortgage Loans, and (3) Adjustable Rate Mortgage Loans, in each such Loan Group;
 
(xii)  the amount of aggregate Advances included in the distribution on such Distribution Date (including the general purpose of such Advances), the aggregate amount of unreimbursed Advances as of the end of the Due Period, and the general source of funds for reimbursements;
 
(xiii)  the amount, if any, of excess cashflow or excess spread and the application of such excess cashflow;
 
(xiv)  the cumulative Realized Losses through the end of the preceding month;
 
(xv)  if applicable, material modifications, extensions or waivers to Mortgage Loan terms, fees, penalties or payments during the preceding calendar month or that have become material over time;
 
(xvi)  with respect to any Mortgage Loan that was liquidated during the preceding calendar month, the aggregate Stated Principal Balance of, and Realized Loss on, such Mortgage Loans as of the close of business on the prior calendar month;
 
(xvii)  the total number and principal balance of any real estate owned or REO Properties as of the end of the related calendar month;
 
(xviii)  with respect to each Loan Group, material breaches of pool asset representation or warranties or transaction covenants;
 
(xix)  the three month rolling average of the percent equivalent of a fraction, the numerator of which is the aggregate Stated Principal Balance of the Mortgage Loans that are 60 days or more Delinquent or are in bankruptcy or foreclosure or are REO Properties, and the denominator of which is the aggregate Stated Principal Balance of all of the Mortgage Loans and separately identifying such information for the (1) first lien Mortgage Loans, and (2) Adjustable Rate Mortgage Loans, in each case as of the end of the Prepayment Period;
 
(xx)  whether a Trigger Event exists;
 
(xxi)  the amount of the distribution made on such Distribution Date to the Holders of the Class P Certificates allocable to Prepayment Charges;
 
(xxii)  information on loss, delinquency or other tests used for determining early amortization, liquidation, stepdowns or other performance triggers and whether the trigger was met;
 
(xxiii)  the amount of the Prepayment Charges remitted by the Master Servicer and the amount on deposit in the Reserve Fund;
 
(xxiv)  updated pool composition data including the following: weighted average mortgage rate and weighted average remaining term;
 
(xxv)  information regarding any new issuance of securities backed by the same asset pool, any pool asset changes, such as additions or removals of Mortgage Loans from the Trust Fund, if applicable; and
 
(xxvi)  any material changes in the solicitation, credit-granting, underwriting, origination, acquisition or Mortgage Loan selection criteria or procedures, as applicable, used to originate, acquire or select Mortgage Loans for the Trust Fund.
 
The Depositor covenants that if there is a material change in the solicitation, credit-granting, underwriting, origination, acquisition or Mortgage Loan selection criteria or procedures, as applicable, used to originate, acquire or select Mortgage Loans for the Trust Fund that it will notify the Trustee five calendar days before each Distribution Date, and if no such notification occurs, the Trustee has no obligation to report with respect to (xxvi). The Depositor covenants to the Trustee that there will be no new issuance of securities backed by the same asset pool, so the Trustee will only be responsible in (xxv) above for reporting any pool asset changes, such as additions or removals of Mortgage Loans from the Trust Fund.
 
The Trustee may make the foregoing Monthly Statement (and, at its option, any additional files containing the same information in an alternative format) available each month to Certificateholders via the Trustee’s internet website. The Trustee’s internet website shall initially be located at “www.etrustee.net”. Assistance in using the website can be obtained by calling the the Trustee at (312) 992-4855. Parties that are unable to use the above distribution options are entitled to have a paper copy mailed to them via first class mail by calling the Trustee and indicating such. The Trustee may change the way Monthly Statements are distributed in order to make such distributions more convenient or more accessible to the above parties.
 
(b)  The Trustee’s responsibility for making the above information available to the Certificateholders is limited to the availability, timeliness and accuracy of the information derived from the parties providing the information to the Trustee. The Trustee will make available a copy of each statement provided pursuant to this Section 5.06 to each Rating Agency.
 
(c)  Within a reasonable period of time after the end of each calendar year, the Trustee shall cause to be furnished upon request to each Person who at any time during the calendar year was a Certificateholder, a statement containing the information (only with respect to principal and interest) set forth in clauses (a)(v) and (a)(vi) of this Section 5.06 aggregated for such calendar year or applicable portion thereof during which such Person was a Certificateholder. Such obligation of the Trustee shall be deemed to have been satisfied to the extent that substantially comparable information shall be provided by the Trustee pursuant to any requirements of the Code as from time to time in effect.
 
(d)  Upon filing with the Internal Revenue Service, the Trustee shall furnish to the Holders of the Residual Certificates the applicable Form 1066 and each applicable Form 1066Q and shall respond promptly to written requests made not more frequently than quarterly by any Holder of a Residual Certificate with respect to the following matters:
 
(i)  The original projected principal and interest cash flows on the Closing Date on each class of Regular Interests and Residual Interests created hereunder and on the Mortgage Loans, based on the Prepayment Assumption;
 
(ii)  The projected remaining principal and interest cash flows as of the end of any calendar quarter with respect to each class of Regular Interests and Residual Interests created hereunder and the Mortgage Loans, based on the Prepayment Assumption;
 
(iii)  The applicable Prepayment Assumption and any interest rate assumptions used in determining the projected principal and interest cash flows described above;
 
(iv)  The original issue discount (or, in the case of the Mortgage Loans, market discount) or premium accrued or amortized through the end of such calendar quarter with respect to each class of Regular Interests or Residual Interests created hereunder and to the Mortgage Loans, together with each constant yield to maturity used in computing the same;
 
(v)  The treatment of Realized Losses with respect to the Mortgage Loans or the Regular Interests created hereunder, including the timing and amount of any cancellation of indebtedness income of a REMIC with respect to such Regular Interests or bad debt deductions claimed with respect to the Mortgage Loans;
 
(vi)  The amount and timing of any non-interest expenses of a REMIC; and
 
(vii)  Any taxes (including penalties and interest) imposed on the REMIC, including, without limitation, taxes on “prohibited transactions,” “contributions” or “net income from foreclosure property” or state or local income or franchise taxes.
 
The information pursuant to clauses (i), (ii), (iii) and (iv) above shall be provided by the Depositor pursuant to Section 9.12.
 
Section 5.07  REMIC Designations and REMIC Distributions. 
 
(a)  The Trustee shall elect that each of REMIC I, REMIC II, REMIC III, REMIC IV, REMIC V and REMIC VI shall be treated as a REMIC under Section 860D of the Code. Any inconsistencies or ambiguities in this Agreement or in the administration of this Agreement shall be resolved in a manner that preserves the validity of such REMIC elections. The assets of REMIC I shall include the Mortgage Loans and all interest owing in respect of and principal due thereon, the Distribution Account, the Protected Account, any REO Property, any proceeds of the foregoing and any other assets subject to this Agreement (other than the Reserve Fund, any Prepayment Charge Waiver Amounts and, for the avoidance of doubt, the Supplemental Interest Trust, the Swap Agreement, the Swap Account, the Swap Collateral Account and any rights or obligations in respect of the Swap Administration Agreement). The REMIC I Regular Interests shall constitute the assets of REMIC II. The REMIC II Regular Interests shall constitute the assets of REMIC III. The Class CE Interest shall constitute the assets of REMIC IV. The Class P Interest shall constitute the assets of REMIC V. The Class IO Interest shall constitute the assets of REMIC VI.
 
(b)  (1)On each Distribution Date, the following amounts with respect to Loan Group I, in the following order of priority, shall be distributed by REMIC I to REMIC II on account of REMIC I Regular Interests I-1-A through I-60-B or withdrawn from the Distribution Account and distributed to the Holders of the Class R-1 Certificates, as the case may be:
 
(i)  from Interest Funds and Principal Funds for Loan Group I, in each case, determined without regard to the related clause (2)(ii) of the definitions thereof, to holders of each of the REMIC I Regular Interests I-1-A through I-60-B, on a pro rata basis, in an amount equal to (A) the Uncertificated Accrued Interest for such REMIC I Regular Interests for such Distribution Date, plus (B) any amounts payable in respect thereof remaining unpaid from previous Distribution Dates;
 
(ii)  to the extent of Interest Funds and Principal Funds for Loan Group I, in each case, determined without regard to the related clause (2)(ii) of the definitions thereof, remaining after the distribution made pursuant to clause (i) above, to REMIC I Regular Interests I-1-A through I-60-B, starting with the lowest numerical denomination, until the Uncertificated Principal Balance of each such REMIC I Regular Interest is reduced to zero, provided that, for REMIC I Group I Regular Interests with the same numerical denomination, such payments of principal shall be allocated on a pro rata basis between such REMIC I Regular Interests; and
 
(iii)   any remaining amount to the Holders of the Class R-1 Certificates.
          (2)  On each Distribution Date, the following amounts with respect to Loan Group II, in the following order of priority, shall be distributed by REMIC I to REMIC II on account of REMIC I Regular Interests II-1-A through II-60-B or withdrawn from the Distribution Account and distributed to the Holders of the Class R-1 Certificates, as the case may be:
 
(i)  from Interest Funds and Principal Funds for Loan Group II, in each case, determined without regard to the related clause (2)(ii) of the definitions thereof, to the holders of each of the REMIC I Regular Interests II-1-A through II-60-B, on a pro rata basis, in an amount equal to (A) the Uncertificated Accrued Interest for such REMIC I Regular Interests for such Distribution Date, plus (B) any amounts payable in respect thereof remaining unpaid from previous Distribution Dates;
 
(ii)  to the extent of Interest Funds and Principal Funds for Loan Group II, in each case, determined without regard to the related clause (2)(ii) of the definitions thereof, remaining after the distribution made pursuant to clause (i) above, to REMIC I Regular Interests II-1-A through II-60-B, starting with the lowest numerical denomination, until the Uncertificated Principal Balance of each such REMIC I Regular Interest is reduced to zero, provided that, for REMIC I Group II Regular Interests with the same numerical denomination, such payments of principal shall be allocated on a pro rata basis between such REMIC I Regular Interests; and
 
(iii)  any remaining amount to the Holders of the Class R-1 Certificates.
 
(3) On each Distribution Date, the following amounts with respect to Loan Group III, in the following order of priority, shall be distributed by REMIC I to REMIC II on account of REMIC I Regular Interests III-1-A through III-60-B or withdrawn from the Distribution Account and distributed to the Holders of the Class R-1 Certificates, as the case may be:
 
      (i) from Interest Funds and Principal Funds for Loan Group III, in each case, determined without regard to the related clause (2)(ii) of the definitions thereof, to the holders of each of the REMIC I Regular Interests III-1-A through III-60-B, on a pro rata basis, in an amount equal to (A) the Uncertificated Accrued Interest for such REMIC I Regular Interests for such Distribution Date, plus (B) any amounts payable in respect thereof remaining unpaid from previous Distribution Dates;
 
      (ii) to the extent of Interest Funds and Principal Funds for Loan Group III, in each case, determined without regard to the related clause (2)(ii) of the definitions thereof, remaining after the distribution made pursuant to clause (i) above, to REMIC I Regular Interests III-1-A through III-60-B, starting with the lowest numerical denomination, until the Uncertificated Principal Balance of each such REMIC I Regular Interest is reduced to zero, provided that, for REMIC I Group III Regular Interests with the same numerical denomination, such payments of principal shall be allocated on a pro rata basis between such REMIC I Regular Interests; and
 
      (iii) any remaining amount to the Holders of the Class R-1 Certificates.
 
(4) On each Distribution Date, amounts representing Prepayment Charges on the Mortgage loans shall be deemed distributed to REMIC I Regular Interest P, provided that such amounts shall not reduce the Uncertificated Principal Balance of REMIC I Regular Interest P. On the Distribution Date immediately following the expiration of the latest Prepayment Charge term as identified on the Mortgage Loan Schedule, $100 shall be deemed distributed in respect of REMIC I Regular Interest P in reduction of the Uncertificated Principal Balance thereof.
 
(c)   (1)    On each Distribution Date, the following amounts, in the following order of priority, shall be distributed by REMIC II to REMIC III on account of the REMIC II Regular Interests (other than REMIC II Regular Interest P) or withdrawn from the Distribution Account and distributed to the Holders of the Class R-2 Certificates, as the case may be:
 
(i)  from Interest Funds and Principal Funds for all Loan Groups, in each case, determined without regard to the related clause (2)(ii) of the definitions thereof, to the holders of REMIC II Regular Interest IO, in an amount equal to (A) the Uncertificated Accrued Interest for such REMIC II Regular Interest for such Distribution Date, plus (B) any amounts in respect thereof remaining unpaid from previous Distribution Dates;
 
(ii)  to the extent of the REMIC II Marker Allocation Percentage of the Interest Funds and Principal Funds for all Loan Groups, in each case, determined without regard to the related clause (2)(ii) of the definitions thereof, remaining after the distribution pursuant to clause (i), to the holders of each REMIC II Regular Interest (other than REMIC II Regular Interests IO, 1-Sub, 1-Grp, 2-Sub, 2-Grp, 3-Sub, 3-Grp, XX and P), on a pro rata basis, in an amount equal to (A) the Uncertificated Accrued Interest for such REMIC II Regular Interest for such Distribution Date, plus (B) any amounts in respect thereof remaining unpaid from previous Distribution Dates. Amounts payable as Uncertificated Accrued Interest in respect of REMIC II Regular Interest ZZ shall be reduced when the REMIC II Overcollateralization Amount is less than the REMIC II Required Overcollateralization Amount, by the lesser of (x) the amount of such difference and (y) the Maximum Uncertificated Accrued Interest Deferral Amount, and such amount will be payable to the holders of each REMIC II Regular Interest for which a Class A Certificate or Class M Certificate is the Corresponding Certificate in the same proportion as the Extra Principal Distribution Amount is allocated to the Corresponding Certificates for each such REMIC II Regular Interest, and the Uncertificated Principal Balance of REMIC II Regular Interest ZZ shall be increased by such amount;
 
(iii)  to the extent of the REMIC II Sub WAC Allocation Percentage of the Interest Funds and Principal Funds for all Loan Groups, in each case, determined without regard to the related clause (2)(ii) of the definitions thereof, remaining after the distribution pursuant to clause (i), to the holders of REMIC II Regular Interest 1-Sub, REMIC II Regular Interest 1-Grp, REMIC II Regular Interest 2-Sub, REMIC II Regular Interest 2-Grp, REMIC II Regular Interest 3-Sub, REMIC II Regular Interest 3-Grp and REMIC II Regular Interest XX, on a pro rata basis, an amount equal to (A) the Uncertificated Accrued Interest for such Distribution Date, plus (B) any amounts in respect thereof remaining unpaid from previous Distribution Dates;
 
(iv)  to the holders of REMIC II Regular Interests (other than REMIC II Regular Interests IO, 1-Sub, 1-Grp, 2-Sub, 2-Grp, 3-Sub, 3-Grp, XX and P) in an amount equal to the REMIC II Marker Allocation Percentage of the remainder of the Interest Funds and Principal Funds for all Loan Groups, in each case, determined without regard to the related clause (2)(ii) of the definitions thereof, after the distributions made pursuant to clauses (i), (ii) and (iii) above, allocated as follows:
 
(A)  98% of such remainder to the holders of REMIC II Regular Interest AA, until the Uncertificated Principal Balance of such REMIC II Regular Interest is reduced to zero;
 
(B)  2% of such remainder, first, to the holders of each REMIC II Regular Interest for which a Class A Certificate or Class M Certificate is the Corresponding Certificate, in an aggregate amount equal to 1% of and in the same proportion as principal payments are allocated to the Corresponding Certificates for each such REMIC II Regular Interest, until the Uncertificated Principal Balances of such REMIC II Regular Interests are reduced to zero, and second, to the holders of REMIC II Regular Interest ZZ, until the Uncertificated Principal Balance of such REMIC II Regular Interest is reduced to zero; and
 
(C)  any remaining amount to the Holders of the Class R-2 Certificates;
 
(v)  to the holders of REMIC II Regular Interest 1-Sub, REMIC II Regular Interest 1-Grp, REMIC II Regular Interest 2-Sub, REMIC II Regular Interest 2-Grp, REMIC II Regular Interest 3-Sub, REMIC II Regular Interest 3-Grp and REMIC II Regular Interest XX, in an amount equal to the REMIC II Sub WAC Allocation Percentage of the remainder of the Interest Funds and Principal Funds for all Loan Groups, in each case, determined without regard to the related clause (2)(ii) of the definitions thereof, after the distributions made pursuant to clauses (i), (ii) and (iii) above, first, so as to keep the Uncertificated Principal Balance of each REMIC II Regular Interest ending with the designation “Grp” equal to 0.01% of the aggregate Stated Principal Balance of the Mortgage Loans in the related Loan Group; second, to each REMIC II Regular Interest ending with the designation “Sub”, so that the Uncertificated Principal Balance of each such REMIC II Regular Interest is equal to 0.01% of the excess of (x) the aggregate Stated Principal Balance of the Mortgage Loans in the related Loan Group over (y) the current aggregate Certificate Principal Balance of the Class A Certificates related to such Loan Group (except that if any such excess is a larger number than in the preceding distribution period, the least amount of principal shall be distributed to such REMIC II Regular Interests such that the REMIC II Subordinated Balance Ratio is maintained); third, to REMIC II Regular Interest XX, until the Uncertificated Principal Balance of such REMIC II Regular Interest is reduced to zero; and fourth, any remaining amount to the Holders of the Class R-2 Certificates.
 
(2) On each Distribution Date, amounts representing Prepayment Charges on the Mortgage loans deemed distributed in respect of REMIC I Regular Interest P shall be deemed to be distributed to REMIC II Regular Interest P, provided that such amounts shall not reduce the Uncertificated Principal Balance of REMIC II Regular Interest P. On the Distribution Date immediately following the expiration of the latest Prepayment Charge term as identified on the Mortgage Loan Schedule, an amount equal to $100 deemed distributed in respect of REMIC I Regular Interest P in reduction of the Uncertificated Principal Balance thereof shall be deemed to be distributed to REMIC II Regular Interest P in reduction of the Uncertificated Principal Balance thereof.
 
(d)  On each Distribution Date, interest shall be deemed payable from REMIC III to the holders of each REMIC III Regular Interest the ownership of which is represented by the Class A Certificates and Class M Certificates at a pass-through rate equal to the lesser of (i) the One-Month LIBOR Pass-Through Rate for the Corresponding Certificate and (ii) the Net Rate Cap for the REMIC III Regular Interest the ownership of which is represented by the Corresponding Certificate for such Distribution Date, in each case on a principal balance equal to the Certificate Principal Balance of the Corresponding Certificate for such Distribution Date. For the avoidance of doubt, principal shall be payable to, and shortfalls, losses and prepayments shall be allocable to, the REMIC III Regular Interests the ownership of which is represented by the Class A Certificates and Class M Certificates as such amounts are payable and allocable to the Corresponding Certificates.
 
(e)  On each Distribution Date, an amount equal to the amounts distributed pursuant to Sections 5.04(a)(4)(C), (D) and (G) on such date shall be deemed distributed from REMIC III to REMIC IV in respect of the Class CE Distribution Amount distributable to the Class CE Interest.
 
(f)  On each Distribution Date, 100% of the amounts deemed distributed on REMIC II Regular Interest P shall be deemed distributed by REMIC III to REMIC V in respect of the Class P Interest.
 
(g)  On each Distribution Date, 100% of the amounts deemed distributed on REMIC II Regular Interest IO shall be deemed distributed by REMIC III to REMIC VI in respect of the Class IO Interest. Such amounts shall be deemed distributed by REMIC VI in respect of REMIC VI Regular Interest IO for deposit into the Supplemental Interest Trust.
 
ARTICLE VI
 



 



THE CERTIFICATES
 
Section 6.01  The Certificates. 
 
The Certificates shall be substantially in the forms attached hereto as Exhibits A-1 through A-5. The Certificates shall be issuable in registered form, in the minimum dollar denominations, integral dollar multiples in excess thereof (except that one Certificate of each Class may be issued in a different amount which must be in excess of the applicable minimum dollar denomination) and aggregate dollar denominations as set forth in the following table:
 
Class
Minimum Denomination
Integral Multiple
 in Excess of Minimum
Original Certificate Principal Balance or Notional Amount
I-A-1
$ 100,000
$1.00
$254,726,000.00
I-A-2
$ 100,000
$1.00
$112,901,000.00
I-A-3
$ 100,000
$1.00
$69,694,000.00
I-A-4
$ 100,000
$1.00
$56,400,000.00
II-A
$ 100,000
$1.00
$131,715,000.00
III-A
$ 100,000
$1.00
$90,354,000.00
M-1
$ 100,000
$1.00
$50,955,000.00
M-2
$ 100,000
$1.00
$47,072,000.00
M-3
$ 100,000
$1.00
$17,955,000.00
M-4
$ 100,000
$1.00
$18,441,000.00
M-5
$ 100,000
$1.00
$17,955,000.00
M-6
$ 100,000
$1.00
$11,647,000.00
M-7
$ 100,000
$1.00
$12,617,000.00
M-8
$ 100,000
$1.00
$11,161,000.00
M-9
$ 100,000
$1.00
$13,103,000.00
CE
       10%
              1%
$970,562,290.83(1)
P
$ 100.00
             N/A
$100.00
R-1
      100%
             N/A
N/A
R-2
      100%
             N/A
N/A
R-3
      100%
             N/A
N/A
RX
      100%
             N/A
N/A
 
(1) This is a Notional Amount.

The Certificates shall be executed by manual or facsimile signature on behalf of the Trustee by an authorized officer. Certificates bearing the manual or facsimile signatures of individuals who were, at the time when such signatures were affixed, authorized to sign on behalf of the Trustee shall bind the Trustee, notwithstanding that such individuals or any of them have ceased to be so authorized prior to the authentication and delivery of such Certificates or did not hold such offices at the date of such authentication and delivery. No Certificate shall be entitled to any benefit under this Agreement, or be valid for any purpose, unless there appears on such Certificate the countersignature of the Trustee by manual signature, and such countersignature upon any Certificate shall be conclusive evidence, and the only evidence, that such Certificate has been duly countersigned and delivered hereunder. All Certificates shall be dated the date of their countersignature. On the Closing Date, the Trustee shall authenticate the Certificates to be issued at the written direction of the Depositor, or any affiliate thereof.
 
The Depositor shall provide, or cause to be provided, to the Trustee on a continuous basis, an adequate inventory of Certificates to facilitate transfers.
 
Section 6.02  Certificate Register; Registration of Transfer and Exchange of Certificates. 
 
(a)  The Trustee shall maintain, or cause to be maintained in accordance with the provisions of Section 6.09 hereof, a Certificate Register for the Trust Fund in which, subject to the provisions of subsections (b) and (c) below and to such reasonable regulations as it may prescribe, the Trustee shall provide for the registration of Certificates and of Transfers and exchanges of Certificates as herein provided. Upon surrender for registration of Transfer of any Certificate, the Trustee shall authenticate and deliver, in the name of the designated transferee or transferees, one or more new Certificates of the same Class and of like aggregate Percentage Interest.
 
At the option of a Certificateholder, Certificates may be exchanged for other Certificates of the same Class in authorized denominations and evidencing the same aggregate Percentage Interest upon surrender of the Certificates to be exchanged at the office or agency of the Trustee. Whenever any Certificates are so surrendered for exchange, the Trustee shall execute, authenticate, and deliver the Certificates that the Certificateholder making the exchange is entitled to receive. Every Certificate presented or surrendered for registration of Transfer or exchange shall be accompanied by a written instrument of Transfer in form satisfactory to the Trustee duly executed by the Holder thereof or his attorney duly authorized in writing.
 
No service charge to the Certificateholders shall be made for any registration of Transfer or exchange of Certificates, but payment of a sum sufficient to cover any tax or governmental charge that may be imposed in connection with any Transfer or exchange of Certificates may be required.
 
All Certificates surrendered for registration of Transfer or exchange shall be canceled and subsequently destroyed by the Trustee in accordance with the Trustee’s customary procedures.
 
(b)  Subject to Section 6.07 and, in the case of any Global Certificate or Private Certificate upon the satisfaction of the conditions set forth below, upon surrender for registration of transfer of any Certificate at any office or agency of the Trustee maintained for such purpose, the Trustee shall sign, countersign and shall deliver, in the name of the designated transferee or transferees, a new Certificate of a like Class and aggregate Percentage Interest, but bearing a different number.
 
(c)  Subject to subsection 6.02(g), so long as a Global Certificate of such Class is outstanding and is held by or on behalf of the Depository, transfers of beneficial interests in such Global Certificate, or transfers by Holders of Individual Certificates of such Class to transferees that take delivery in the form of beneficial interests in the Global Certificate, may be made only in accordance with this subsection 6.02(c) and in accordance with the rules of the Depository:
 
(i)  In the case of a beneficial interest in the Global Certificate being transferred to an Institutional Accredited Investor, such transferee shall be required to take delivery in the form of an Individual Certificate or Certificates and the Trustee shall register such transfer only upon compliance with the provisions of subsection 6.02(h).
 
(ii)  In the case of a beneficial interest in a Class of Global Certificates being transferred to a transferee that takes delivery in the form of an Individual Certificate or Certificates of such Class, except as set forth in clause (i) above, the Trustee shall register such transfer only upon compliance with the provisions of subsection 6.02(h).
 
(iii)  In the case of an Individual Certificate of a Class being transferred to a transferee that takes delivery in the form of a beneficial interest in a Global Certificate of such Class, the Trustee shall register such transfer if the transferee has provided the Trustee with a Rule 144A and Related Matters Certificate or comparable evidence as to its QIB status.
 
(iv)  No restrictions shall apply with respect to the transfer or registration of transfer of a beneficial interest in the Global Certificate of a Class to a transferee that takes delivery in the form of a beneficial interest in the Global Certificate of such Class; provided that each such transferee shall be deemed to have made such representations and warranties contained in the Rule 144A and Related Matters Certificate as are sufficient to establish that it is a QIB.
 
(d)  Subject to subsection 6.02(g), an exchange of a beneficial interest in a Global Certificate of a Class for an Individual Certificate or Certificates of such Class, an exchange of an Individual Certificate or Certificates of a Class for a beneficial interest in the Global Certificate of such Class and an exchange of an Individual Certificate or Certificates of a Class for another Individual Certificate or Certificates of such Class (in each case, whether or not such exchange is made in anticipation of subsequent transfer, and, in the case of the Global Certificate of such Class, so long as such Certificate is outstanding and is held by or on behalf of the Depository) may be made only in accordance with this subsection 6.02(d) and in accordance with the rules of the Depository:
 
(i)  A Holder of a beneficial interest in a Global Certificate of a Class may at any time exchange such beneficial interest for an Individual Certificate or Certificates of such Class.
 
(ii)  A Holder of an Individual Certificate or Certificates of a Class may exchange such Certificate or Certificates for a beneficial interest in the Global Certificate of such Class if such holder furnishes to the Trustee a Rule 144A and Related Matters Certificate or comparable evidence as to its QIB status.
 
(iii)  A Holder of an Individual Certificate of a Class may exchange such Certificate for an equal aggregate principal amount of Individual Certificates of such Class in different authorized denominations without any certification.
 
(e)  (i)Upon acceptance for exchange or transfer of an Individual Certificate of a Class for a beneficial interest in a Global Certificate of such Class as provided herein, the Trustee shall cancel such Individual Certificate and shall (or shall request the Depository to) endorse on the schedule affixed to the applicable Global Certificate (or on a continuation of such schedule affixed to the Global Certificate and made a part thereof) or otherwise make in its books and records an appropriate notation evidencing the date of such exchange or transfer and an increase in the certificate balance of the Global Certificate equal to the certificate balance of such Individual Certificate exchanged or transferred therefor.
 
(ii)  Upon acceptance for exchange or transfer of a beneficial interest in a Global Certificate of a Class for an Individual Certificate of such Class as provided herein, the Trustee shall (or shall request the Depository to) endorse on the schedule affixed to such Global Certificate (or on a continuation of such schedule affixed to such Global Certificate and made a part thereof) or otherwise make in its books and records an appropriate notation evidencing the date of such exchange or transfer and a decrease in the certificate balance of such Global Certificate equal to the certificate balance of such Individual Certificate issued in exchange therefor or upon transfer thereof.
 
(f)  Any Individual Certificate issued in exchange for or upon transfer of another Individual Certificate or of a beneficial interest in a Global Certificate shall bear the applicable legends set forth in Exhibit A-2.
 
(g)  Subject to the restrictions on transfer and exchange set forth in this Section 6.02, the Holder of any Individual Certificate may transfer or exchange the same in whole or in part (in an initial certificate balance equal to the minimum authorized denomination set forth in Section 6.01 above or any integral multiple of $1.00 in excess thereof) by surrendering such Certificate at the Corporate Trust Office, or at the office of any transfer agent, together with an executed instrument of assignment and transfer satisfactory in form and substance to the Trustee in the case of transfer and a written request for exchange in the case of exchange. The Holder of a beneficial interest in a Global Certificate may, subject to the rules and procedures of the Depository, cause the Depository (or its nominee) to notify the Trustee in writing of a request for transfer or exchange of such beneficial interest for an Individual Certificate or Certificates. Following a proper request for transfer or exchange, the Trustee shall, within a reasonable time period of such request made at the Corporate Trust Office, sign, countersign and deliver at the Corporate Trust Office, to the transferee (in the case of transfer) or Holder (in the case of exchange) or send by first class mail at the risk of the transferee (in the case of transfer) or Holder (in the case of exchange) to such address as the transferee or Holder, as applicable, may request, an Individual Certificate or Certificates, as the case may require, for a like aggregate Percentage Interest and in such authorized denomination or denominations as may be requested. The presentation for transfer or exchange of any Individual Certificate shall not be valid unless made at the Corporate Trust Office by the registered Holder in person, or by a duly authorized attorney-in-fact.
 
(h)  No Transfer of a Private Certificate shall be made unless such Transfer is made pursuant to an effective registration statement under the Securities Act and any applicable state securities laws or is exempt from the registration requirements under the Securities Act and such state securities laws. In the event that a Transfer is to be made in reliance upon an exemption from the Securities Act and such laws, in order to assure compliance with the Securities Act and such laws, the Certificateholder desiring to effect such Transfer and such Certificateholder’s prospective transferee shall each certify to the Trustee in writing the facts surrounding the Transfer by (x)(i) the delivery to the Trustee by the Certificateholder desiring to effect such transfer of a certificate substantially in the form set forth in Exhibit D (the “Transferor Certificate”) and (ii) the delivery by the Certificateholder’s prospective transferee of (A) a letter in substantially the form of Exhibit E (the “Investment Letter”) if the prospective transferee is an Institutional Accredited Investor or (B) a letter in substantially the form of Exhibit F (the “Rule 144A and Related Matters Certificate”) if the prospective transferee is a QIB or (y) there shall be delivered to the Trustee an Opinion of Counsel addressed to the Trustee that such Transfer may be made pursuant to an exemption from the Securities Act, which Opinion of Counsel shall not be an expense of the Depositor, the Sellers, the Master Servicer or the Trustee; provided, however, that such representation letters will not be required in connection with any transfer of any such Certificate by the Depositor to an affiliate of the Depositor and the Trustee and the Trustee shall be entitled to conclusively rely upon a representation (which, upon the request of the Trustee, shall be a written representation) from the Depositor of the status of such transferee as an affiliate of the Depositor. Notwithstanding the provisions of the immediately preceding sentence, no restrictions shall apply with respect to the transfer or registration of transfer of a beneficial interest in any Certificate that is a Global Certificate of a Class to a transferee that takes delivery in the form of a beneficial interest in the Global Certificate of such Class provided that each such transferee shall be deemed to have made such representations and warranties contained in the Rule 144A and Related Matters Certificate as are sufficient to establish that it is a QIB. The Depositor shall provide to any Holder of a Private Certificate and any prospective transferee designated by any such Holder, information regarding the related Certificates and the Mortgage Loans and such other information as shall be necessary to satisfy the condition to eligibility set forth in Rule 144A(d)(4) for Transfer of any such Certificate without registration thereof under the Securities Act pursuant to the registration exemption provided by Rule 144A. The Trustee and the Master Servicer shall cooperate with the Depositor in providing the Rule 144A information referenced in the preceding sentence, including providing to the Depositor such information regarding the Certificates, the Mortgage Loans and other matters regarding the Trust Fund as the Depositor shall reasonably request to meet its obligation under the preceding sentence. Each Holder of a Private Certificate desiring to effect such Transfer shall, and does hereby agree to, indemnify the Trustee, the Depositor, the Sellers and the Master Servicer against any liability that may result if the Transfer is not so exempt or is not made in accordance with such federal and state laws.
 
No transfer of any Class CE Certificate shall be made unless the proposed transferee of such Class CE Certificate (1) provides to the Trustee the appropriate tax certification form that would eliminate any withholding or deduction for taxes from amounts payable by the Swap Provider, pursuant to the Swap Agreement, to the Swap Administrator on behalf of the Supplemental Interest Trust (i.e., IRS Form W-9 or IRS Form W-8BEN, W-8IMY, W-8EXP or W-8ECI, as applicable (or any successor form thereto), together with any applicable attachments) and (2) agrees to update such form (a) upon expiration of any such form, (b) as required under then applicable U.S. Treasury regulations and (c) promptly upon learning that such form has become obsolete or incorrect, each as a condition to such transfer. In addition, no transfer of any Class CE Certificate shall be made if such transfer would cause the Supplemental Interest Trust to be beneficially owned by two or more persons for federal income tax purposes, or continue to be so treated, unless (i) each proposed transferee of such Class CE Certificate complies with the foregoing conditions and (ii) the proposed majority holder of the Class CE Certificates (or each holder, if there is or would be no majority holder) (A) provides, or causes to be provided, on behalf of the Supplemental Interest Trust, if applicable, to the Trustee, the appropriate tax certification form that would be required from the Supplemental Interest Trust to eliminate any withholding or deduction for taxes from amounts payable by the Swap Provider, pursuant to the Swap Agreement, to the Swap Administrator on behalf of the Supplemental Interest Trust (i.e., IRS Form W-9 or IRS Form W-8BEN, W-8IMY, W-8EXP or W-8ECI, as applicable (or any successor form thereto), together with any applicable attachments) and (B) agrees to update such form (x) upon expiration of any such form, (y) as required under then applicable U.S. Treasury regulations and (z) promptly upon learning that such form has become obsolete or incorrect. If, under applicable U.S. Treasury regulations, such tax certification form may only be signed by a trustee acting on behalf of the Supplemental Interest Trust, then the Supplemental Interest Trust Trustee shall sign such certification form if so requested by a holder of the Class CE Certificates. Upon receipt of any tax certification form pursuant to the conditions set forth in this paragraph from a holder of any Class CE Certificate, the Trustee shall forward such tax certification form to the Supplemental Interest Trust Trustee. The Supplemental Interest Trust Trustee shall forward such tax certification form provided to it to the Swap Provider. Each holder of a Class CE Certificate and each transferee thereof shall be deemed to have consented to the Supplemental Interest Trust Trustee forwarding to the Swap Provider any tax certification form it has provided and updated in accordance with these transfer restrictions. Any purported sales or transfers of any Class CE Certificate to a transferee which does not comply with the requirements of this paragraph shall be deemed null and void under this Agreement.
 
Prior to the termination of the Supplemental Interest Trust, each beneficial owner of a Class A Certificate or Class M Certificate or any interest therein, shall be deemed to have represented by virtue of its acquisition or holding of the Offered Certificate, or interest therein that either (i) such transferee is not an employee benefit plan subject to Section 406 of ERISA or a plan subject to Section 4975 of the Code (either a “Plan”), or a Person acting on behalf of a Plan or using the assets of a Plan, or (ii) the transferee provides a representation, or is deemed to represent in the case of the Global Certificate that (A) such plan is an accredited investor within the meaning of the Exemption and (B) the proposed transfer or holding of such Certificate and the separate right to receive payments from the Supplemental Interest Trust are eligible for exemptive relief under Prohibited Transaction Class Exemption (“PTCE”) 84-14, PTCE 91-38, PTCE 90-1, PTCE 95-60 or PTCE 96-23.
 
Subsequent to the termination of the Supplemental Interest Trust, each beneficial owner of a Class M Certificate or any interest therein shall be deemed to have represented, by virtue of its acquisition or holding of that certificate or interest therein, that either (a)(i) it is not a Plan or investing with “Plan Assets”, (ii) it has acquired and is holding such certificate in reliance on the Exemption, and that it understands that there are certain conditions to the availability of the Exemption, including that the certificate must be rated, at the time of purchase, not lower than “BBB-” (or its equivalent) by S&P, Fitch, Dominion Bond Rating Service Limited (known as DBRS Limited), Dominion Bond Rating Service, Inc. (known as DBRS, Inc.) or Moody’s, and the certificate is so rated or (iii) (1) it is an insurance company, (2) the source of funds used to acquire or hold the certificate or interest therein is an “insurance company general account,” as such term is defined in PTCE 95-60, and (3) the conditions in Sections I and III of PTCE 95-60 have been satisfied.
 
Neither the Trustee nor the Master Servicer will be required to monitor, determine or inquire as to compliance with the transfer restrictions with respect to the Global Certificates. Any attempted or purported transfer of any Certificate in violation of the provisions of this Section 6.02 shall be void ab initio and such Certificate shall be considered to have been held continuously by the prior permitted Certificateholder. Any transferor of any Certificate in violation of such provisions, shall indemnify and hold harmless the Trustee and the Master Servicer from and against any and all liabilities, claims, costs or expenses incurred by the Trustee or the Master Servicer as a result of such attempted or purported transfer. Neither the Trustee nor the Master Servicer shall have any liability for transfer of any such Global Certificates in or through book-entry facilities of any Depository or between or among Depository Participants or Certificate Owners made in violation of the transfer restrictions set forth herein. Neither the Trustee nor the Master Servicer shall be required to monitor, determine or inquire as to compliance with the transfer restrictions with respect to any ERISA Restricted Certificate that is a Book-Entry Certificate, and neither the Trustee nor the Master Servicer shall have any liability for transfers of any such Book-Entry Certificates made through the book-entry facilities of any Depository or between or among participants of the Depository or Certificate Owners made in violation of the transfer restrictions set forth herein. Neither the Trustee nor the Master Servicer shall be under any liability to any Person for any registration or transfer of any ERISA Restricted Certificate that is in fact not permitted by this Section 6.02(h) or for making any payments due on such Certificate to the Holder thereof or taking any other action with respect to such Holder under the provisions of this Agreement. The Trustee shall be entitled, but not obligated, to recover from any Holder of any ERISA Restricted Certificate that was in fact a Plan or a Person acting on behalf of a Plan at the time it became a Holder or, at such subsequent time as it became a Plan or Person acting on behalf of a Plan, all payments made on such ERISA Restricted Certificate at and after either such time. Any such payments so recovered by the Trustee shall be paid and delivered by the Trustee to the last preceding Holder of such Certificate that is not a Plan or Person acting on behalf of a Plan.
 
No Transfer of a Class CE, Class P or Residual Certificate shall be made unless either (i) the transferee of such Certificate provides a representation, or is deemed to represent in the case of a Global Certificate, to the Trustee and the Master Servicer acceptable to and in form and substance satisfactory to the Trustee and the Master Servicer, to the effect that such transferee is not a Plan, or a Person acting on behalf of a Plan or using the assets of a Plan, or (ii) in the case of any such Certificate presented for registration in the name of a Plan, or a trustee of a Plan or any other person acting on behalf of a Plan, the Trustee shall have received an Opinion of Counsel for the benefit of the Trustee and the Master Servicer and on which they may rely, satisfactory to the Trustee, to the effect that the purchase and holding of such Certificate are permissible under applicable law, will not result in any prohibited transactions under ERISA or Section 4975 of the Code and will not subject the Trustee, the Master Servicer or the Depositor to any obligation in addition to those expressly undertaken in this Agreement, which Opinion of Counsel shall not be an expense of the Trustee, the Master Servicer or the Depositor.
 
(i)  Each Person who has or who acquires any Ownership Interest in a Residual Certificate shall be deemed by the acceptance or acquisition of such Ownership Interest to have agreed to be bound by the following provisions, and the rights of each Person acquiring any Ownership Interest in a Residual Certificate are expressly subject to the following provisions:
 
(i)  Each Person holding or acquiring any Ownership Interest in a Residual Certificate shall be a Permitted Transferee and shall promptly notify the Trustee of any change or impending change in its status as a Permitted Transferee.
 
(ii)  No Ownership Interest in a Residual Certificate may be registered on the Closing Date or thereafter transferred, and the Trustee shall not register the Transfer of any Residual Certificate unless, in addition to the certificates required to be delivered to the Trustee under subsection (h) above, the Trustee shall have been furnished with an affidavit and agreement of the initial owner or the proposed transferee in the form attached hereto as Exhibit C (a “Transferee Affidavit”) and an affidavit of the transferor in the form attached hereto as Exhibit Q (a “Transferor Affidavit”).
 
(iii)  Each Person holding or acquiring any Ownership Interest in a Residual Certificate shall agree (A) to obtain a Transferee Affidavit from any other Person to whom such Person attempts to Transfer its Ownership Interest in a Residual Certificate, (B) to obtain a Transferee Affidavit from any Person for whom such Person is acting as nominee, trustee or agent in connection with any Transfer of a Residual Certificate, (C) not to Transfer its Ownership Interest in a Residual Certificate or to cause the Transfer of an Ownership Interest in a Residual Certificate to any other Person if it has actual knowledge that such Person is not a Permitted Transferee and (D) to provide the Trustee and the Depositor with a Tranferor Affidavit.
 
(iv)  Any attempted or purported Transfer of any Ownership Interest in a Residual Certificate in violation of the provisions of this Section 6.02(i) shall be absolutely null and void and shall vest no rights in the purported transferee. If any purported transferee shall become a Holder of a Residual Certificate in violation of the provisions of this Section 6.02(i), then the last preceding Permitted Transferee shall be restored to all rights as Holder thereof retroactive to the date of registration of Transfer of such Residual Certificate. The Trustee shall be under no liability to any Person for any registration of Transfer of a Residual Certificate that is in fact not permitted by Section 6.02(h) and this Section 6.02(i) or for making any payments due on such Certificate to the Holder thereof or taking any other action with respect to such Holder under the provisions of this Agreement so long as the Transfer was registered after receipt of the related Transferee Affidavit and Transferor Affidavit. The Trustee shall be entitled but not obligated to recover from any Holder of a Residual Certificate that was in fact not a Permitted Transferee at the time it became a Holder or, at such subsequent time as it became other than a Permitted Transferee, all payments made on such Residual Certificate at and after either such time. Any such payments so recovered by the Trustee shall be paid and delivered by the Trustee to the last preceding Permitted Transferee of such Certificate.
 
(v)  The Master Servicer shall make available within 60 days of written request from the Trustee, all information necessary to compute any tax imposed under Section 860E(e) of the Code as a result of a Transfer of an Ownership Interest in a Residual Certificate to any Holder who is not a Permitted Transferee.
 
The restrictions on Transfers of a Residual Certificate set forth in this Section 6.02(i) shall cease to apply (and the applicable portions of the legend on a Residual Certificate may be deleted) with respect to Transfers occurring after delivery to the Trustee of an Opinion of Counsel addressed to the Trustee, which Opinion of Counsel shall not be an expense of the Trustee, the Sellers or the Master Servicer to the effect that the elimination of such restrictions, or any Transfer allowed by the elimination of such restrictions, will not cause REMIC I, REMIC II, REMIC III, REMIC IV, REMIC V or REMIC VI, as applicable, to fail to qualify as a REMIC at any time that the Certificates are outstanding or result in the imposition of any tax on the Trust Fund, a Certificateholder or another Person. Each Person holding or acquiring any Ownership Interest in a Residual Certificate hereby consents to any amendment of this Agreement that, based on an Opinion of Counsel addressed to the Trustee and furnished to the Trustee, is reasonably necessary (a) to ensure that the record ownership of, or any beneficial interest in, a Residual Certificate is not transferred, directly or indirectly, to a Person that is not a Permitted Transferee and (b) to provide for a means to compel the Transfer of a Residual Certificate that is held by a Person that is not a Permitted Transferee to a Holder that is a Permitted Transferee.
 
(j)  The preparation and delivery of all certificates and opinions referred to above in this Section 6.02 shall not be an expense of the Trust Fund, the Trustee, the Depositor, the Sellers or the Master Servicer.
 
Section 6.03  Mutilated, Destroyed, Lost or Stolen Certificates. 
 
If (a) any mutilated Certificate is surrendered to the Trustee, or the Trustee receives evidence to its satisfaction of the destruction, loss or theft of any Certificate and of the ownership thereof and (b) there is delivered to the Trustee such security or indemnity as may be required by them to save each of them harmless, then, in the absence of notice to the Trustee that such Certificate has been acquired by a bona fide purchaser, the Trustee shall execute, authenticate and deliver, in exchange for or in lieu of any such mutilated, destroyed, lost or stolen Certificate, a new Certificate of like Class, tenor and Percentage Interest. In connection with the issuance of any new Certificate under this Section 6.03, the Trustee may require the payment of a sum sufficient to cover any tax or other governmental charge that may be imposed in relation thereto and any other expenses (including the fees and expenses of the Trustee) connected therewith. Any replacement Certificate issued pursuant to this Section 6.03 shall constitute complete and indefeasible evidence of ownership in the Trust Fund, as if originally issued, whether or not the lost, stolen or destroyed Certificate shall be found at any time. All Certificates surrendered to the Trustee under the terms of this Section 6.03 shall be canceled and destroyed by the Trustee in accordance with its standard procedures without liability on its part.
 
Section 6.04  Persons Deemed Owners. 
 
The Trustee and any agent of the Trustee may treat the person in whose name any Certificate is registered as the owner of such Certificate for the purpose of receiving distributions as provided in this Agreement and for all other purposes whatsoever, and neither the Trustee nor any agent of the Trustee shall be affected by any notice to the contrary.
 
Section 6.05  Access to List of Certificateholders’ Names and Addresses. 
 
If three or more Certificateholders (a) request such information in writing from the Trustee, (b) state that such Certificateholders desire to communicate with other Certificateholders with respect to their rights under this Agreement or under the Certificates, and (c) provide a copy of the communication that such Certificateholders propose to transmit or if the Depositor or the Master Servicer shall request such information in writing from the Trustee, then the Trustee shall, within ten Business Days after the receipt of such request, provide the Depositor, the Master Servicer or such Certificateholders at such recipients’ expense the most recent list of the Certificateholders of the Trust Fund held by the Trustee, if any. The Depositor and every Certificateholder, by receiving and holding a Certificate, agree that the Trustee shall not be held accountable by reason of the disclosure of any such information as to the list of the Certificateholders hereunder, regardless of the source from which such information was derived.
 
Section 6.06  Book-Entry Certificates. 
 
The Regular Certificates (other than the Class CE Certificates and Class P Certificates), upon original issuance, shall be issued in the form of one or more typewritten Certificates representing the Book-Entry Certificates, to be delivered to the Depository by or on behalf of the Depositor. Such Certificates shall initially be registered on the Certificate Register in the name of the Depository or its nominee, and no Certificate Owner of such Certificates will receive a definitive certificate representing such Certificate Owner’s interest in such Certificates, except as provided in Section 6.08. Unless and until definitive, fully registered Certificates (“Definitive Certificates”) have been issued to the Certificate Owners of such Certificates pursuant to Section 6.08:
 
(a)  the provisions of this Section shall be in full force and effect;
 
(b)  the Depositor and the Trustee may deal with the Depository and the Depository Participants for all purposes (including the making of distributions) as the authorized representative of the respective Certificate Owners of such Certificates;
 
(c)  registration of the Book-Entry Certificates may not be transferred by the Trustee except to another Depository;
 
(d)  the rights of the respective Certificate Owners of such Certificates shall be exercised only through the Depository and the Depository Participants and shall be limited to those established by law and agreements between the Owners of such Certificates and the Depository and/or the Depository Participants. Pursuant to the Depository Agreement, unless and until Definitive Certificates are issued pursuant to Section 6.08, the Depository will make book-entry transfers among the Depository Participants and receive and transmit distributions of principal and interest on the related Certificates to such Depository Participants;
 
(e)  the Depository may collect its usual and customary fees, charges and expenses from its Depository Participants;
 
(f)  the Trustee may rely and shall be fully protected in relying upon information furnished by the Depository with respect to its Depository Participants; and
 
(g)  to the extent that the provisions of this Section conflict with any other provisions of this Agreement, the provisions of this Section shall control.
 
For purposes of any provision of this Agreement requiring or permitting actions with the consent of, or at the direction of, Certificateholders evidencing a specified percentage of the aggregate unpaid principal amount of any Class of Certificates, such direction or consent may be given by Certificate Owners (acting through the Depository and the Depository Participants) owning Book-Entry Certificates evidencing the requisite percentage of principal amount of such Class of Certificates.
 
The Private Certificates shall initially be held in fully registered certificated form. If at any time the Holders of all of the Certificates of one or more such Classes request that the Trustee cause such Class to become Global Certificates, the Depositor (with the assistance of the Trustee) will take such action as may be reasonably required to cause the Depository to accept such Class or Classes for trading if it may legally be so traded. If at anytime there are to be Global Certificates, the Global Certificates shall be delivered to the Depository by the Depositor or deposited with the Trustee as custodian for the Depository.
 
All transfers by Certificate Owners of such respective Classes of Book-Entry Certificates and any Global Certificates shall be made in accordance with the procedures established by the Depository Participant or brokerage firm representing such Certificate Owners. Each Depository Participant shall only transfer Book-Entry Certificates of Certificate Owners it represents or of brokerage firms for which it acts as agent in accordance with the Depository’s normal procedures.
 
Section 6.07  Notices to Depository. 
 
Whenever any notice or other communication is required to be given to Certificateholders of a Class with respect to which Book-Entry Certificates have been issued, unless and until Definitive Certificates shall have been issued to the related Certificate Owners, the Trustee shall give all such notices and communications to the Depository.
 
Section 6.08  Definitive Certificates. 
 
If, after Book-Entry Certificates have been issued with respect to any Certificates, (a) the Depositor or the Depository advises the Trustee that the Depository is no longer willing or able to discharge properly its responsibilities under the Depository Agreement with respect to such Certificates and the Depositor is unable to locate a qualified successor or (b) the Depositor, with the consent of Depository Participants, advises the Trustee that it elects to terminate the book-entry system with respect to such Certificates through the Depository, then the Trustee shall notify all Certificate Owners of such Certificates, through the Depository, of the occurrence of any such event and of the availability of Definitive Certificates to applicable Certificate Owners requesting the same. The Depositor shall provide the Trustee with an adequate inventory of certificates to facilitate the issuance and transfer of Definitive Certificates. Upon surrender to the Trustee of any such Certificates by the Depository, accompanied by registration instructions from the Depository for registration, the Trustee shall countersign and deliver such Definitive Certificates. Neither the Depositor nor the Trustee shall be liable for any delay in delivery of such instructions and each may conclusively rely on, and shall be protected in relying on, such instructions.
 
In addition, if an Event of Default has occurred and is continuing, each Certificate Owner materially adversely affected thereby may at its option request a Definitive Certificate evidencing such Certificate Owner’s Voting Rights in the related Class of Certificates. In order to make such request, such Certificate Owner shall, subject to the rules and procedures of the Depository, provide the Depository or the related Depository Participant with directions for the Trustee to exchange or cause the exchange of the Certificate Owner’s interest in such Class of Certificates for an equivalent Voting Right in fully registered definitive form. Upon receipt by the Trustee of instructions from the Depository directing the Trustee to effect such exchange (such instructions to contain information regarding the Class of Certificates and the Certificate Principal Balance being exchanged, the Depository Participant account to be debited with the decrease, the registered Holder of and delivery instructions for the definitive Certificate, and any other information reasonably required by the Trustee), (i) the Trustee shall instruct the Depository to reduce the related Depository Participant’s account by the aggregate Certificate Principal Balance of the definitive Certificate, (ii) the Trustee shall execute, authenticate and deliver, in accordance with the registration and delivery instructions provided by the Depository, a definitive Certificate evidencing such Certificate Owner’s Voting Rights in such Class of Certificates and (iii) the Trustee shall execute and authenticate a new Book-Entry Certificate reflecting the reduction in the Certificate Principal Balance of such Class of Certificates by the amount of the definitive Certificates.
 
Section 6.09  Maintenance of Office or Agency. 
 
The Trustee will maintain or cause to be maintained at its expense an office or offices or agency or agencies at the Corporate Trust Office where Certificates may be surrendered for registration of transfer or exchange. The Trustee initially designates its Corporate Trust Office, as the office for such purposes. The Trustee will give prompt written notice to the Certificateholders of any change in such location of any such office or agency.
 
ARTICLE VII
 



 



THE DEPOSITOR AND THE MASTER SERVICER
 
Section 7.01  Liabilities of the Depositor and the Master Servicer. 
 
Each of the Depositor, and the Master Servicer shall be liable in accordance herewith only to the extent of the obligations specifically imposed upon and undertaken by it herein.
 
Section 7.02  Merger or Consolidation of the Depositor or the Master Servicer. 
 
(a)  Each of the Depositor and the Master Servicer will keep in full force and effect its existence, rights and franchises as a corporation under the laws of the state of its incorporation, and will obtain and preserve its qualification to do business as a foreign corporation in each jurisdiction in which such qualification is or shall be necessary to protect the validity and enforceability of this Agreement, the Certificates or any of the Mortgage Loans and to perform its duties under this Agreement.
 
(b)  Any Person into which the Depositor or the Master Servicer may be merged or consolidated, or any corporation resulting from any merger or consolidation to which the Depositor or the Master Servicer shall be a party, or any Person succeeding to the business of the Depositor or the Master Servicer, shall be the successor of the Depositor or the Master Servicer hereunder, without the execution or filing of any paper or further act on the part of any of the parties hereto, anything herein to the contrary notwithstanding.
 
Section 7.03  Indemnification of the Trustee and the Master Servicer. 
 
(a)  The Master Servicer agrees to indemnify the Indemnified Persons including LaSalle Bank National Association as Trustee and in its individual capacity only to the extent of its performance of its duties hereunder, and to hold them harmless against, any loss, liability or expense (including reasonable legal fees and disbursements of counsel) incurred on their part that may be sustained in connection with, arising out of, or relating to, any claim or legal action (including any pending or threatened claim or legal action) relating to this Agreement, including any powers of attorney delivered pursuant to this Agreement, the Custodial Agreement or the Certificates (i) related to the Master Servicer’s failure to perform its duties in compliance with this Agreement (except as any such loss, liability or expense shall be otherwise reimbursable pursuant to this Agreement) or (ii) incurred by reason of the Master Servicer’s willful misfeasance, bad faith or gross negligence in the performance of duties hereunder or by reason of reckless disregard of obligations and duties hereunder, provided, in each case, that with respect to any such claim or legal action (or pending or threatened claim or legal action), the Trustee shall have given the Master Servicer and the Seller written notice thereof promptly after the Trustee shall have with respect to such claim or legal action knowledge thereof; provided, however that the failure to give such notice shall not relieve the Master Servicer of its indemnification obligations hereunder. This indemnity shall survive the resignation or removal of the Trustee or Master Servicer and the termination of this Agreement.
 
(b)  The Seller will indemnify any Indemnified Person including LaSalle Bank National Association as Trustee and in its individual capacity only to the extent of its performance of its duties hereunder for any loss, liability or expense of any Indemnified Person not otherwise paid or covered pursuant to subsection (a) above.
 
Section 7.04  Limitations on Liability of the Depositor, the Master Servicer and Others. Subject to the obligation of the Master Servicer to indemnify the Indemnified Persons pursuant to Section 7.03:
 
(a)  Neither the Depositor, the Master Servicer nor any of the directors, officers, employees or agents of the Depositor and the Master Servicer shall be under any liability to the Indemnified Persons, the Trust Fund or the Certificateholders for taking any action or for refraining from taking any action in good faith pursuant to this Agreement, or for errors in judgment; provided, however, that this provision shall not protect the Depositor, the Master Servicer or any such Person against any breach of warranties or representations made herein or any liability which would otherwise be imposed by reason of such Person’s willful misfeasance, bad faith or gross negligence in the performance of duties or by reason of reckless disregard of obligations and duties hereunder.
 
(b)  The Depositor, the Master Servicer and any director, officer, employee or agent of the Depositor and the Master Servicer may rely in good faith on any document of any kind prima facie properly executed and submitted by any Person respecting any matters arising hereunder.
 
(c)  The Depositor, the Master Servicer, LaSalle Bank National Association as Trustee and in its individual capacity only to the extent of its performance of its duties hereunder, the Custodian and any director, officer, employee or agent of the Depositor, the Master Servicer, the Trustee, the Custodian shall be indemnified by the Trust and held harmless thereby against any loss, liability or expense (including reasonable legal fees and disbursements of counsel) incurred on their part that may be sustained in connection with, arising out of, or related to, any claim or legal action (including any pending or threatened claim or legal action) relating to this Agreement, the Custodial Agreement or the Certificates, other than (i) in the case of the Master Servicer, (x) any such loss, liability or expense related to the Master Servicer’s failure to perform its duties in compliance with this Agreement (except as any such loss, liability or expense shall be otherwise reimbursable pursuant to this Agreement) or (y) any such loss, liability or expense incurred by reason of the Master Servicer’s willful misfeasance, bad faith or gross negligence in the performance of duties hereunder, or by reason of reckless disregard of obligations and duties hereunder, (ii) in the case of the Trustee, any such loss, liability or expense incurred by reason of the Trustee’s willful misfeasance, bad faith or negligence in the performance of its duties hereunder, or by reason of its reckless disregard of obligations and duties hereunder and (iii) in the case of the Custodian, any such loss, liability or expense incurred by reason of the Custodian’s willful misfeasance, bad faith or negligence in the performance of its duties under the Custodial Agreement, or by reason of its reckless disregard of obligations and duties thereunder.
 
(d)  Neither the Depositor nor the Master Servicer shall be under any obligation to appear in, prosecute or defend any legal action that is not incidental to its duties under this Agreement and that in its opinion may involve it in any expense or liability; provided, however, the Master Servicer may in its discretion, with the consent of the Trustee (which consent shall not be unreasonably withheld), undertake any such action which it may deem necessary or desirable with respect to this Agreement and the rights and duties of the parties hereto and the interests of the Certificateholders hereunder. In such event, the legal expenses and costs of such action and any liability resulting therefrom (expect any loss, liability or expense incurred by reason of reckless disregard of obligations and duties hereunder) shall be expenses, costs and liabilities of the Trust Fund, and the Master Servicer shall be entitled to be reimbursed therefor out of the Protected Account as provided by Section 4.02. Nothing in this subsection 7.04(d) shall affect the Master Servicer’s obligation to service and administer the Mortgage Loans pursuant to Article III.
 
(e)  In taking or recommending any course of action pursuant to this Agreement, unless specifically required to do so pursuant to this Agreement, the Master Servicer shall not be required to investigate or make recommendations concerning potential liabilities which the Trust might incur as a result of such course of action by reason of the condition of the Mortgaged Properties but shall give notice to the Trustee if it has notice of such potential liabilities.
 
Section 7.05  Master Servicer Not to Resign. Except as provided in Section 7.07, the Master Servicer shall not resign from the obligations and duties hereby imposed on it except (i) with the prior consent of the Trustee (which consents shall not be unreasonably withheld) or (ii) upon a determination that any such duties hereunder are no longer permissible under applicable law and such impermissibility cannot be cured. Any such determination permitting the resignation of the Master Servicer shall be evidenced by an Opinion of Counsel, addressed to and delivered to, the Trustee. No such resignation by the Master Servicer shall become effective until the Trustee or a successor to the Master Servicer reasonably satisfactory to the Trustee shall have assumed the responsibilities and obligations of the Master Servicer in accordance with Section 8.02 hereof. The Trustee shall notify the Rating Agencies of the resignation of the Master Servicer.
 
Section 7.06  Successor Master Servicer. In connection with the appointment of any Successor Master Servicer or the assumption of the duties of the Master Servicer, the Trustee may make such arrangements for the compensation of such Successor Master Servicer out of payments on the Mortgage Loans as the Trustee and such Successor Master Servicer shall agree. If the Successor Master Servicer does not agree that such market value is a fair price, such Successor Master Servicer shall obtain two quotations of market value from third parties actively engaged in the servicing of single family mortgage loans. In no event shall the compensation of any Successor Master Servicer exceed that permitted the Master Servicer hereunder without the consent of all of the Certificateholders.
 
Section 7.07  Sale and Assignment of Master Servicing. The Master Servicer may sell and assign its rights and delegate its duties and obligations in its entirety as Master Servicer under this Agreement; provided, however, that: (i) the purchaser or transferee accepting such assignment and delegation (a) shall be a Person which shall be qualified to service mortgage loans for Fannie Mae or Freddie Mac; (b) shall have a net worth of not less than $15,000,000 (unless otherwise approved by each Rating Agency pursuant to clause (ii) below); (c) shall be reasonably satisfactory to the Trustee (as evidenced in a writing signed by the Trustee); and (d) shall execute and deliver to the Trustee an agreement, in form and substance reasonably satisfactory to the Trustee, which contains an assumption by such Person of the due and punctual performance and observance of each covenant and condition to be performed or observed by it as master servicer under this Agreement, any custodial agreement from and after the effective date of such agreement; (ii) each Rating Agency shall be given prior written notice of the identity of the proposed successor to the Master Servicer and each Rating Agency’s rating of the Certificates in effect immediately prior to such assignment, sale and delegation will not be downgraded, qualified or withdrawn as a result of such assignment, sale and delegation, as evidenced by a letter to such effect delivered to the Master Servicer and the Trustee (at the expense of the Master Servicer); and (iii) the Master Servicer assigning and selling the master servicing shall deliver to the Trustee an Officer’s Certificate and an Opinion of Counsel addressed to the Trustee, each stating that all conditions precedent to such action under this Agreement have been completed and such action is permitted by and complies with the terms of this Agreement. No such assignment or delegation shall affect any liability of the Master Servicer arising prior to the effective date thereof.
 
ARTICLE VIII
 



 



DEFAULT; TERMINATION OF MASTER SERVICER
 
Section 8.01  Events of Default. 
 
“Event of Default,” wherever used herein, means any one of the following events:
 
(i)  any failure by the Master Servicer to remit to the Trustee any amounts received or collected by the Master Servicer in respect of the Mortgage Loans and required to be remitted by it hereunder (other than any Advance), which failure shall continue unremedied for one Business Day after the date on which written notice of such failure shall have been given to the Master Servicer by the Trustee or the Depositor, or to the Trustee and the Master Servicer by the Holders of Certificates evidencing not less than 25% of the Voting Rights evidenced by the Certificates;
 
(ii)  other than with respect to clause (vii) below, any failure by the Master Servicer to observe or perform in any material respect any other of the covenants or agreements on the part of the Master Servicer contained in this Agreement or any breach of a representation or warranty by the Master Servicer, which failure or breach shall continue unremedied for a period of 60 days after the date on which written notice of such failure shall have been given to Master Servicer by the Trustee or the Depositor, or to the Trustee and the Master Servicer by the Holders of Certificates evidencing not less than 25% of the Voting Rights evidenced by the Certificates;
 
(iii)  a decree or order of a court or agency or supervisory authority having jurisdiction in the premises for the appointment of a receiver or liquidator in any insolvency, readjustment of debt, marshalling of assets and liabilities or similar proceedings, or for the winding-up or liquidation of its affairs, shall have been entered against the Master Servicer and such decree or order shall have remained in force undischarged or unstayed for a period of 60 consecutive days;
 
(iv)  the Master Servicer shall consent to the appointment of a receiver or liquidator in any insolvency, readjustment of debt, marshalling of assets and liabilities or similar proceedings of or relating to the Master Servicer or all or substantially all of the property of the Master Servicer;
 
(v)  the Master Servicer shall admit in writing its inability to pay its debts generally as they become due, file a petition to take advantage of, or commence a voluntary case under, any applicable insolvency or reorganization statute, make an assignment for the benefit of its creditors, or voluntarily suspend payment of its obligations;
 
(vi)  the Master Servicer assigns or delegates its duties or rights under this Agreement in contravention of the provisions permitting such assignment or delegation under Sections 7.05 or 7.07;
 
(vii)  failure by the Master Servicer to duly perform, within the required time period, its obligations under Sections 3.13, 3.14 or 3.16; or
 
(viii)  The Master Servicer fails to deposit, or cause to be deposited, in the Distribution Account any Advance (other than a Nonrecoverable Advance) by 5:00 p.m. New York City time on the Distribution Account Deposit Date.
 
If an Event of Default shall occur, then, and in the case of an Event of Default described in clauses (i) through (vii) above, so long as such Event of Default shall not have been remedied, the Trustee may, and, at the direction of the Holders of Certificates evidencing not less than 25% of the Voting Rights evidenced by the Certificates shall, by notice in writing to the Master Servicer and the Swap Provider (with a copy to each Rating Agency), terminate all of the rights and obligations of the Master Servicer under this Agreement and in and to the Mortgage Loans and the proceeds thereof, other than its rights as a Certificateholder hereunder. Notwithstanding anything to the contrary contained in this Agreement, the Trustee shall only terminate the Master Servicer for an Event of Default as described in clause (vii) above upon direction from the Depositor. If an Event of Default described in clause (viii) of this Section 8.01 shall occur, the Trustee shall, by notice in writing to the Master Servicer, which may be delivered by telecopy, immediately terminate all of the rights and obligations of the Master Servicer thereafter arising under this Agreement, but without prejudice to any rights it may have as a Certificateholder or to reimbursement of Advances and other advances of its own funds, and the Trustee shall act as provided in Section 8.02 to carry out the duties of the Master Servicer, including the obligation to make any Advance the nonpayment of which was an Event of Default described in clause (viii) of this Section 8.01. Any such action taken by the Trustee must be prior to the distribution on the relevant Distribution Date.
 
On or after the receipt by the Master Servicer of such written notice, all authority and power of the Master Servicer hereunder, whether with respect to the Mortgage Loans or otherwise, shall pass to and be vested in the Trustee, or any successor appointed pursuant to Section 8.02 (a “Successor Master Servicer”). Such Successor Master Servicer shall thereupon if such Successor Master Servicer is a successor to the Master Servicer, make any Advance required by Article V, subject, in the case of the Trustee, to Section 8.02. The Trustee is hereby authorized and empowered to execute and deliver, on behalf of the terminated Master Servicer, as attorney- in-fact or otherwise, any and all documents and other instruments, and to do or accomplish all other acts or things necessary or appropriate to effect the purposes of such notice of termination, whether to complete the transfer and endorsement or assignment of any Mortgage Loans and related documents, or otherwise. Unless expressly provided in such written notice, no such termination shall affect any obligation of the Master Servicer to pay amounts owed pursuant to Article VII or Article IX. The Master Servicer agrees to cooperate with the Trustee in effecting the termination of the Master Servicer’s responsibilities and rights hereunder, including, without limitation, the transfer to the applicable Successor Master Servicer of all cash amounts which shall at the time be credited to the Protected Account maintained pursuant to Section 4.02, or thereafter be received with respect to the applicable Mortgage Loans. The Trustee shall promptly notify the Rating Agencies of the occurrence of an Event of Default known to the Trustee.
 
Notwithstanding any termination of the activities of the Master Servicer hereunder, the Master Servicer shall be entitled to receive, out of any late collection of a Scheduled Payment on a Mortgage Loan that was due prior to the notice terminating the Master Servicer’s rights and obligations as Master Servicer hereunder and received after such notice, that portion thereof to which the Master Servicer would have been entitled pursuant to Sections 4.02 and to receive any other amounts payable to the Master Servicer hereunder the entitlement to which arose prior to the termination of its activities hereunder.
 
Section 8.02  Trustee to Act; Appointment of Successor. 
 
On and after the time the Master Servicer receives a notice of termination pursuant to Section 8.01 hereof the Trustee shall automatically become the successor to the Master Servicer with respect to the transactions set forth or provided for herein and after a transition period (not to exceed 90 days), shall be subject to all the responsibilities, duties and liabilities relating thereto placed on the Master Servicer by the terms and provisions hereof; provided, however that, pursuant to Article V hereof, the Trustee in its capacity as Successor Master Servicer shall be responsible for making any Advances required to be made by the Master Servicer immediately upon the termination of the Master Servicer and any such Advance shall be made on the Distribution Date on which such Advance was required to be made by the predecessor Master Servicer. Effective on the date of such notice of termination, as compensation therefor, the Trustee shall be entitled to all compensation, reimbursement of expenses and indemnification that the Master Servicer would have been entitled to if it had continued to act hereunder, provided, however, that the Trustee shall not be (i) liable for any acts or omissions of the Master Servicer, (ii) obligated to make Advances if it is prohibited from doing so under applicable law, (iii) responsible for expenses of the Master Servicer pursuant to Section 2.03 or (iv) obligated to deposit losses on any Permitted Investment directed by the Master Servicer. Notwithstanding the foregoing, the Trustee may, if it shall be unwilling to so act, or shall, if it is prohibited by applicable law from making Advances pursuant to Article V or if it is otherwise unable to so act, appoint, or petition a court of competent jurisdiction to appoint, any established mortgage loan servicing institution the appointment of which does not adversely affect the then current rating of the Certificates by each Rating Agency as the successor to the Master Servicer hereunder in the assumption of all or any part of the responsibilities, duties or liabilities of the Master Servicer hereunder. Any Successor Master Servicer shall (i) be an institution that is a Fannie Mae and Freddie Mac approved seller/servicer in good standing, that has a net worth of at least $15,000,000, (ii) be acceptable to the Trustee (which consent shall not be unreasonably withheld) and (iii) be willing to act as successor servicer of any Mortgage Loans under this Agreement, and shall have executed and delivered to the Depositor and the Trustee an agreement accepting such delegation and assignment, that contains an assumption by such Person of the rights, powers, duties, responsibilities, obligations and liabilities of the Master Servicer (other than any liabilities of the Master Servicer hereof incurred prior to termination of the Master Servicer under Section 8.01 or as otherwise set forth herein), with like effect as if originally named as a party to this Agreement, provided that each Rating Agency shall have acknowledged in writing that its rating of the Certificates in effect immediately prior to such assignment and delegation will not be qualified or reduced as a result of such assignment and delegation. If the Trustee assumes the duties and responsibilities of the Master Servicer in accordance with this Section 8.02, the Trustee shall not resign as Master Servicer until a Successor Master Servicer has been appointed and has accepted such appointment. Pending appointment of a successor to the Master Servicer hereunder, the Trustee, unless the Trustee is prohibited by law from so acting, shall act in such capacity as hereinabove provided. In connection with such appointment and assumption, the Trustee may make such arrangements for the compensation of such successor out of payments on Mortgage Loans or otherwise as it and such successor shall agree; provided that no such compensation unless agreed to by the Certificateholders shall be in excess of that permitted the Master Servicer hereunder. The Trustee and such successor shall take such action, consistent with this Agreement, as shall be necessary to effectuate any such succession. Neither the Trustee nor any other Successor Master Servicer shall be deemed to be in default hereunder by reason of any failure to make, or any delay in making, any distribution hereunder or any portion thereof or any failure to perform, or any delay in performing, any duties or responsibilities hereunder, in either case caused by the failure of the Master Servicer to deliver or provide, or any delay in delivering or providing, any cash, information, documents or records to it.
 
The costs and expenses of the Trustee in connection with the termination of the Master Servicer, appointment of a Successor Master Servicer and, if applicable, any transfer of servicing, including, without limitation, all costs and expenses associated with the complete transfer of all servicing data and the completion, correction or manipulation of such servicing data as may be required by the Trustee to correct any errors or insufficiencies in the servicing data or otherwise to enable the Trustee or the Successor Master Servicer to service the Mortgage Loans properly and effectively, to the extent not paid by the terminated Master Servicer, shall be payable to the Trustee pursuant to Section 9.05. Any successor to the Master Servicer as successor servicer under any Subservicing Agreement shall give notice to the applicable Mortgagors of such change of servicer and shall, during the term of its service as successor servicer maintain in force the policy or policies that the Master Servicer is required to maintain pursuant to Section 3.08.
 
Section 8.03  Notification to Certificateholders. 
 
(a)  Upon any termination of or appointment of a successor to the Master Servicer, the Trustee shall give prompt written notice thereof to Certificateholders, the Swap Provider and to each Rating Agency.
 
(b)  Within 60 days after the occurrence of any Event of Default, the Trustee shall transmit by mail to all Certificateholders and the Swap Provider notice of each such Event of Default hereunder actually known to a Responsible Officer of the Trustee, unless such Event of Default shall have been cured or waived.
 
Section 8.04  Waiver of Defaults. 
 
The Trustee shall transmit by mail to all Certificateholders and the Swap Provider, within 60 days after the occurrence of any Event of Default actually known to a Responsible Officer of the Trustee, unless such Event of Default shall have been cured, notice of each such Event of Default hereunder known to the Trustee. The Holders of Certificates evidencing over 50% of the Voting Rights may, on behalf of all Certificateholders, waive any default by the Master Servicer in the performance of its obligations hereunder and the consequences thereof, except a default in the making of or the causing to be made of any required distribution on the Certificates. Upon any such waiver of a past default, such default shall be deemed to cease to exist, and any Event of Default arising therefrom shall be deemed to have been timely remedied for every purpose of this Agreement. No such waiver shall extend to any subsequent or other default or impair any right consequent thereon except to the extent expressly so waived. The Trustee shall give notice of any such waiver to the Rating Agencies.
 
ARTICLE IX
 



 



CONCERNING THE TRUSTEE
 
Section 9.01  Duties of Trustee.
 
(a)  The Trustee, prior to the occurrence of an Event of Default and after the curing or waiver of all Events of Default which may have occurred, undertakes to perform such duties and only such duties as are specifically set forth in this Agreement as duties of the Trustee. If an Event of Default has occurred and has not been cured or waived, the Trustee shall exercise such of the rights and powers vested in it by this Agreement, and the same degree of care and skill in their exercise, as a prudent person would exercise under the circumstances in the conduct of such Person’s own affairs.
 
(b)  Upon receipt of all resolutions, certificates, statements, opinions, reports, documents, orders or other instruments which are specifically required to be furnished to the Trustee pursuant to any provision of this Agreement, the Trustee shall examine them to determine whether they are in the form required by this Agreement; provided, however, that the Trustee shall not be responsible for the accuracy or content of any resolution, certificate, statement, opinion, report, document, order or other instrument furnished by the Master Servicer; provided, further, that the Trustee shall not be responsible for the accuracy or verification of any calculation provided to it pursuant to this Agreement.
 
(c)  On each Distribution Date, the Trustee shall make monthly distributions and the final distribution to the Certificateholders from funds in the Distribution Account as provided in Sections 5.04 and 10.01 herein.
 
(d)  No provision of this Agreement shall be construed to relieve the Trustee from liability for its own negligent action, its own negligent failure to act or its own willful misconduct; provided, however, that:
 
(i)  Prior to the occurrence of an Event of Default, and after the curing or waiver of all such Events of Default which may have occurred, the duties and obligations of the Trustee shall be determined solely by the express provisions of this Agreement, the Trustee shall not be liable except for the performance of their respective duties and obligations as are specifically set forth in this Agreement, no implied covenants or obligations shall be read into this Agreement against the Trustee and, in the absence of bad faith on the part of the Trustee, the Trustee may conclusively rely, as to the truth of the statements and the correctness of the opinions expressed therein, upon any certificates or opinions furnished to the Trustee and conforming to the requirements of this Agreement;
 
(ii)  The Trustee shall not be liable in its individual capacity for an error of judgment made in good faith by a Responsible Officer or Responsible Officers of the Trustee unless it shall be proved that the Trustee was negligent in ascertaining the pertinent facts;
 
(iii)  The Trustee shall not be liable with respect to any action taken, suffered or omitted to be taken by it in good faith in accordance with the directions of the Holders of Certificates evidencing not less than 25% of the aggregate Voting Rights of the Certificates (or such other percentage as specifically set forth herein), if such action or non-action relates to the time, method and place of conducting any proceeding for any remedy available to the Trustee or exercising any trust or other power conferred upon the Trustee under this Agreement;
 
(iv)  The Trustee shall not be required to take notice or be deemed to have notice or knowledge of any default or Event of Default unless a Responsible Officer of the Trustee shall have actual knowledge thereof. In the absence of such knowledge, the Trustee may conclusively assume there is no such default or Event of Default;
 
(v)  The Trustee shall not in any way be liable by reason of any insufficiency in any Account held by or in the name of Trustee unless it is determined by a court of competent jurisdiction in a non-appealable judgment that the Trustee’s negligence or willful misconduct was the primary cause of such insufficiency (except to the extent that the Trustee is obligor and has defaulted thereon);
 
(vi)  Anything in this Agreement to the contrary notwithstanding, in no event shall the Trustee be liable for special, indirect or consequential loss or damage of any kind whatsoever (including but not limited to lost profits), even if the Trustee has been advised of the likelihood of such loss or damage and regardless of the form of action; and
 
(vii)  None of the Master Servicer, the Seller, the Depositor or the Trustee shall be responsible for the acts or omissions of the other, it being understood that this Agreement shall not be construed to render them partners, joint venturers or agents of one another.
 
The Trustee shall not be required to expend or risk its own funds or otherwise incur financial liability in the performance of any of its duties hereunder, or in the exercise of any of its rights or powers, if there is reasonable ground for believing that the repayment of such funds or adequate indemnity against such risk or liability is not reasonably assured to it, and none of the provisions contained in this Agreement shall in any event require the Trustee to perform, or be responsible for the manner of performance of, any of the obligations of the Master Servicer.
 
(e)  All funds received by the Trustee and required to be deposited in the Distribution Account pursuant to this Agreement will be promptly so deposited by the Trustee.
 
Section 9.02  Certain Matters Affecting the Trustee.
 
(a)  Except as otherwise provided in Section 9.01:
 
(i)  The Trustee may rely and shall be protected in acting or refraining from acting in reliance on any resolution or certificate of the Seller or the Master Servicer, any certificates of auditors or any other certificate, statement, instrument, opinion, report, notice, request, consent, order, appraisal, bond or other paper or document believed by it to be genuine and to have been signed or presented by the proper party or parties;
 
(ii)  The Trustee may consult with counsel and any advice of such counsel or any Opinion of Counsel shall be full and complete authorization and protection with respect to any action taken or suffered or omitted by it hereunder in good faith and in accordance with such advice or Opinion of Counsel;
 
(iii)  The Trustee shall not be under any obligation to exercise any of the trusts or powers vested in it by this Agreement, other than its obligation to give notices pursuant to this Agreement, or to institute, conduct or defend any litigation hereunder or in relation hereto at the request, order or direction of any of the Certificateholders pursuant to the provisions of this Agreement, unless such Certificateholders shall have offered to the Trustee reasonable security or indemnity against the costs, expenses and liabilities which may be incurred therein or thereby. Nothing contained herein shall, however, relieve the Trustee of the obligation, upon the occurrence of an Event of Default of which a Responsible Officer of the Trustee has actual knowledge (which has not been cured or waived), to exercise such of the rights and powers vested in it by this Agreement, and to use the same degree of care and skill in their exercise, as a prudent person would exercise under the circumstances in the conduct of his own affairs;
 
(iv)  The Trustee shall not be liable in its individual capacity for any action taken, suffered or omitted by it in good faith and believed by it to be authorized or within the discretion or rights or powers conferred upon it by this Agreement;
 
(v)  The Trustee shall not be bound to make any investigation into the facts or matters stated in any resolution, certificate, statement, instrument, opinion, report, notice, request, consent, order, approval, bond or other paper or document, unless requested in writing to do so by Holders of Certificates evidencing not less than 25% of the aggregate Voting Rights of the Certificates and provided that the payment within a reasonable time to the Trustee of the costs, expenses or liabilities likely to be incurred by it in the making of such investigation is, in the opinion of the Trustee reasonably assured to the Trustee by the security afforded to it by the terms of this Agreement. The Trustee may require reasonable indemnity against such expense or liability as a condition to taking any such action. The reasonable expense of every such examination shall be paid by the Certificateholders requesting the investigation;
 
(vi)  The Trustee may execute any of the trusts or powers hereunder or perform any duties hereunder either directly or through Affiliates, agents or attorneys; provided, however, that the Trustee may not appoint any paying agent to perform any paying agent functions under this Agreement without the express written consent of the Master Servicer, which consents will not be unreasonably withheld. The Trustee shall not be liable or responsible for the misconduct or negligence of any of the Trustee’s agents or attorneys or paying agent appointed hereunder by the Trustee with due care and, when required, with the consent of the Master Servicer;
 
(vii)  Should the Trustee deem the nature of any action required on its part to be unclear, the Trustee may require prior to such action that it be provided by the Depositor with reasonable further instructions; the right of the Trustee to perform any discretionary act enumerated in this Agreement shall not be construed as a duty, and the Trustee shall not be accountable for other than its negligence or willful misconduct in the performance of any such act;
 
(viii)  The Trustee shall not be required to give any bond or surety with respect to the execution of the trust created hereby or the powers granted hereunder, except as provided in subsection 9.07; and
 
(ix)  The Trustee shall not have any duty to conduct any affirmative investigation as to the occurrence of any condition requiring the repurchase of any Mortgage Loan by any Person pursuant to this Agreement, or the eligibility of any Mortgage Loan for purposes of this Agreement.
 
(b)  The Trustee, the Swap Administrator and the Supplemental Interest Trust Trustee are hereby directed by the Depositor to execute, deliver and perform its respective obligations under the Swap Administration Agreement and to perform the obligations of the Trustee, the Swap Administrator and the Supplemental Interest Trust Trustee, respectively, thereunder on the Closing Date and thereafter on behalf of the Holders of the Certificates (and any amendments or supplements to the Swap Administration Agreement as may be requested by the Majority Class CE Certificateholder regarding the distributions to be made to it or its designees thereunder). The Seller, the Master Servicer, the Depositor and the Certificateholders by acceptance of their Certificates acknowledge and agree that the Trustee, the Swap Administrator and the Supplemental Interest Trust Trustee shall execute, deliver and perform its respective obligations under the Swap Administration Agreement and shall do so solely in its capacity as Trustee, the Swap Administrator and the Supplemental Interest Trust Trustee and not in its individual capacity. Amounts payable by the Trustee on any Distribution Date to the Swap Administrator shall be paid by the Trustee as provided herein. The Trustee, the Swap Administrator and the Supplemental Interest Trust Trustee in its individual capacity shall have no responsibility for any of the undertakings, agreements or representations by it with respect to the Swap Administration Agreement, including, without limitation, for making any payments thereunder.
 
It is acknowledged and agreed that the Person serving as Trustee hereunder shall also serve as Swap Administrator under the Swap Administration Agreement and act as Supplemental Interest Trust Trustee under the Swap Agreement. The Swap Administrator shall not have any liability for any failure or delay in payments to the Trust which are required under the Swap Administration Agreement where such failure or delay is due to the failure or delay of the Swap Provider in making such payment to the Swap Administrator. LaSalle Bank National Association in its individual capacity and as Swap Administrator, the Trustee and the Supplemental Interest Trust Trustee shall be entitled to be indemnified and held harmless by the Trust from and against any and all losses, claims, expenses or other liabilities that arise by reason of or in connection with the performance or observance by each of the Swap Administrator, the Trustee and the Supplemental Interest Trust Trustee of its duties or obligations under the Swap Agreement or the Swap Administration Agreement, except to the extent that the same is due to the Swap Administrator’s, the Trustee’s or the Supplemental Interest Trust Trustee’s gross negligence, willful misconduct or fraud. Any Person appointed as successor trustee pursuant to Section 9.09 shall also be required to serve as successor Swap Administrator and successor supplemental interest trust trustee under the Swap Agreement and the Swap Administration Agreement.
 
Section 9.03  Trustee Not Liable for Certificates or Mortgage Loans. 
 
The recitals contained herein and in the Certificates (other than the signature and countersignature of the Trustee on the Certificates) shall be taken as the statements of the Depositor, and the Trustee shall not have any responsibility for their correctness. The Trustee makes no representation as to the validity or sufficiency of the Certificates (other than the signature and countersignature of the Trustee on the Certificates) or of any Mortgage Loan except as expressly provided in Sections 2.02 and 2.06 hereof; provided, however, that the foregoing shall not relieve the Trustee, or the Custodian on its behalf, of the obligation to review the Mortgage Files pursuant to Section 2.02 of this Agreement. The Trustee’s signature and countersignature (or countersignature of its agent) on the Certificates shall be solely in its capacity as Trustee and shall not constitute the Certificates an obligation of the Trustee in any other capacity. The Trustee shall not be accountable for the use or application by the Depositor of any of the Certificates or of the proceeds of such Certificates, or for the use or application of any funds paid to the Depositor with respect to the Mortgage Loans. Subject to Section 2.06, the Trustee shall not be responsible for the legality or validity of this Agreement or any document or instrument relating to this Agreement, the validity of the execution of this Agreement or of any supplement hereto or instrument of further assurance, or the validity, priority, perfection or sufficiency of the security for the Certificates issued hereunder or intended to be issued hereunder. The Trustee shall not at any time have any responsibility or liability for or with respect to the legality, validity and enforceability of any Mortgage or any Mortgage Loan, or the perfection and priority of any Mortgage or the maintenance of any such perfection and priority, or for or with respect to the sufficiency of the Trust Fund or its ability to generate the payments to be distributed to Certificateholders, under this Agreement. The Trustee shall not be responsible for filing any financing or continuation statement in any public office at any time or to otherwise perfect or maintain the perfection of any security interest or lien granted to it hereunder or to record this Agreement.
 
Section 9.04  Trustee May Own Certificates. 
 
The Trustee in its individual capacity or in any capacity other than as Trustee hereunder may become the owner or pledgee of any Certificates with the same rights it would have if it were not the Trustee and may otherwise deal with the parties hereto.
 
Section 9.05  Trustee’s Expenses. 
 
The Trustee will be entitled to recover from the Distribution Account pursuant to Section 4.05, all reasonable out of pocket expenses, disbursements and advances and the expenses of the Trustee in connection with any Event of Default (or anything related thereto, including any determination that an Event of Default does or does not exist), any breach of this Agreement or any claim or legal action (including any pending or threatened claim or legal action) incurred or made by the Trustee in the administration of the trusts hereunder (including the reasonable compensation, expenses and disbursements of its counsel) except any such expense, disbursement or advance as may arise from its negligence or intentional misconduct or which is the responsibility of the Certificateholders hereunder. If funds in the Distribution Account are insufficient therefor, the Trustee shall recover such expenses, disbursements or advances from the Depositor and the Depositor hereby agrees to pay such expenses, disbursements or advances. Such compensation and reimbursement obligation shall not be limited by any provision of law in regard to the compensation of a trustee of an express trust.
 
Section 9.06  Eligibility Requirements for Trustee. 
 
The Trustee and any successor Trustee shall during the entire duration of this Agreement be a state bank or trust company or a national banking association organized and doing business under the laws of a state or the United States of America, authorized under such laws to exercise corporate trust powers, having a combined capital and surplus and undivided profits of at least $50,000,000, subject to supervision or examination by federal or state authority and rated “BBB” or higher by Fitch with respect to their long-term rating and rated “BBB” or higher by S&P and “Baa2” or higher by Moody’s with respect to any outstanding long-term unsecured unsubordinated debt, and, in the case of a successor Trustee other than pursuant to Section 9.10, rated in one of the two highest long-term debt categories by each Rating Agency (at least “AA-” in the case of S&P) or otherwise acceptable to, each of the Rating Agencies and have a short-term debt rating of at least “A-1” from S&P, or otherwise acceptable to, S&P. The Trustee shall not be an Affiliate of the Master Servicer. If the Trustee publishes reports of condition at least annually, pursuant to law or to the requirements of the aforesaid supervising or examining authority, then for the purposes of this Section 9.06 the combined capital and surplus of such corporation shall be deemed to be its total equity capital (combined capital and surplus) as set forth in its most recent report of condition so published. In case at any time the Trustee shall cease to be eligible in accordance with the provisions of this Section 9.06, the Trustee shall resign immediately in the manner and with the effect specified in Section 9.08.
 
Section 9.07  Insurance. 
 
The Trustee, at its own expense, shall at all times maintain and keep in full force and effect: (i) fidelity insurance, (ii) theft of documents insurance and (iii) forgery insurance (which may be collectively satisfied by a “Financial Institution Bond” and/or a “Bankers’ Blanket Bond”); provided, that such insurance may be provided through self-insurance so long as the Trustee is rated “A” or better by S&P and “A1” or better by Moody’s. All such insurance shall be in amounts, with standard coverage and subject to deductibles, as are customary for insurance typically maintained by banks or their affiliates which act as custodians for investor-owned mortgage pools. A certificate of an officer of the Trustee as to the Trustee’s compliance with this Section 9.07 shall be furnished to any Certificateholder upon reasonable written request.
 
Section 9.08  Resignation and Removal of Trustee. 
 
The Trustee may at any time resign and be discharged from the Trust hereby created by giving written notice thereof to the Depositor, the Seller and the Master Servicer, with a copy to the Rating Agencies and the Swap Provider. Upon receiving such notice of resignation, the Depositor shall promptly appoint a successor trustee by written instrument, in triplicate, one copy of which instrument shall be delivered to each of the resigning Trustee and the successor trustee. If no successor trustee shall have been so appointed and have accepted appointment within 30 days after the giving of such notice of resignation, the resigning Trustee may petition any court of competent jurisdiction for the appointment of a successor trustee.
 
If at any time (i) the Trustee shall cease to be eligible in accordance with the provisions of Section 9.06 hereof and shall fail to resign after written request thereto by the Depositor, (ii) the Trustee shall become incapable of acting, or shall be adjudged as bankrupt or insolvent, or a receiver of the Trustee or of its property shall be appointed, or any public officer shall take charge or control of the Trustee or of its property or affairs for the purpose of rehabilitation, conservation or liquidation, or (iii)(A) a tax is imposed with respect to the Trust Fund by any state in which the Trustee or the Trust Fund is located, (B) the imposition of such tax would be avoided by the appointment of a different trustee and (C) the Trustee fails to indemnify the Trust Fund against such tax, then the Depositor or the Master Servicer may remove the Trustee and appoint a successor trustee by written instrument, in multiple copies, a copy of which instrument shall be delivered to the Trustee, the Master Servicer and the successor trustee.
 
The Holders evidencing more than 50% of the Voting Rights of each Class of Certificates may at any time remove the Trustee and appoint a successor trustee by written instrument or instruments, in multiple copies, signed by such Holders or their attorneys-in-fact duly authorized, one complete set of which instruments shall be delivered by the successor trustee to the Master Servicer, the Trustee so removed and the successor trustee so appointed. Notice of any removal of the Trustee shall be given to each Rating Agency by the Trustee or successor trustee.
 
Any resignation or removal of LaSalle Bank National Association as Trustee shall also result in the resignation or removal, as applicable, of LaSalle Bank National Association as Swap Administrator. Any resignation or removal of the Trustee and appointment of a successor trustee pursuant to any of the provisions of this Section 9.08 shall become effective upon acceptance of appointment by the successor trustee as provided in Section 9.09 hereof and upon acceptance of appointment by a successor swap administrator under the Swap Administration Agreement.
 
Section 9.09  Successor Trustee. 
 
Any successor trustee appointed as provided in Section 9.08 hereof shall execute, acknowledge and deliver to the Depositor, to its predecessor trustee, the Master Servicer an instrument accepting such appointment hereunder and thereupon the resignation or removal of the predecessor trustee shall become effective and such successor trustee without any further act, deed or conveyance, shall become fully vested with all the rights, powers, duties and obligations of its predecessor hereunder, with the like effect as if originally named as trustee herein.
 
No successor trustee shall accept appointment as provided in this Section 9.09 unless at the time of such acceptance such successor trustee shall be eligible under the provisions of Section 9.07 hereof and its appointment shall not adversely affect the then current rating of the Certificates.
 
Upon acceptance of appointment by a successor trustee as provided in this Section 9.09, the successor trustee shall mail notice of the succession of such trustee hereunder to all Holders of Certificates. If the successor trustee fails to mail such notice within ten days after acceptance of appointment, the Depositor shall cause such notice to be mailed at the expense of the Trust Fund.
 
Section 9.10  Merger or Consolidation of Trustee. 
 
Any corporation, state bank or national banking association into which the Trustee may be merged or converted or with which it may be consolidated or any corporation, state bank or national banking association resulting from any merger, conversion or consolidation to which the Trustee shall be a party, or any corporation, state bank or national banking association succeeding to substantially all of the corporate trust business of the Trustee, shall be the successor of the Trustee hereunder, provided that such corporation shall be eligible under the provisions of Section 9.06 hereof without the execution or filing of any paper or further act on the part of any of the parties hereto, anything herein to the contrary notwithstanding.
 
Section 9.11  Appointment of Co-Trustee or Separate Trustee. 
 
Notwithstanding any other provisions of this Agreement, at any time, for the purpose of meeting any legal requirements of any jurisdiction in which any part of the Trust Fund or property securing any Mortgage Note may at the time be located, the Master Servicer and the Trustee acting jointly shall have the power and shall execute and deliver all instruments to appoint one or more Persons approved by the Trustee to act as co-trustee or co-trustees jointly with the Trustee, or separate trustee or separate trustees, of all or any part of the Trust Fund, and to vest in such Person or Persons, in such capacity and for the benefit of the Certificateholders, such title to the Trust Fund or any part thereof, whichever is applicable, and, subject to the other provisions of this Section 9.11, such powers, duties, obligations, rights and trusts as the Master Servicer and the Trustee may consider necessary or desirable. If the Master Servicer shall not have joined in such appointment within 15 days after the receipt by it of a request to do so, or in the case an Event of Default shall have occurred and be continuing, the Trustee alone shall have the power to make such appointment. No co-trustee or separate trustee hereunder shall be required to meet the terms of eligibility as a successor trustee under Section 9.06 and no notice to Certificateholders of the appointment of any co-trustee or separate trustee shall be required under Section 9.09.
 
Every separate trustee and co-trustee shall, to the extent permitted by law, be appointed and act subject to the following provisions and conditions:
 
(i)  All rights, powers, duties and obligations conferred or imposed upon the Trustee, except for the obligation of the Trustee under this Agreement to advance funds on behalf of the Master Servicer, shall be conferred or imposed upon and exercised or performed by the Trustee and such separate trustee or co-trustee jointly (it being understood that such separate trustee or co-trustee is not authorized to act separately without the Trustee joining in such act), except to the extent that under any law of any jurisdiction in which any particular act or acts are to be performed (whether a Trustee hereunder or as a Successor Master Servicer hereunder), the Trustee shall be incompetent or unqualified to perform such act or acts, in which event such rights, powers, duties and obligations (including the holding of title to the Trust Fund or any portion thereof in any such jurisdiction) shall be exercised and performed singly by such separate trustee or co-trustee, but solely at the direction of the Trustee;
 
(ii)  No trustee hereunder shall be held personally liable by reason of any act or omission of any other trustee hereunder; and
 
(iii)  The Trustee may at any time accept the resignation of or remove any separate trustee or co-trustee.
 
Any notice, request or other writing given to the Trustee shall be deemed to have been given to each of the then separate trustees and co-trustees, as effectively as if given to each of them. Every instrument appointing any separate trustee or co-trustee shall refer to this Agreement and the conditions of this Article IX. Each separate trustee and co-trustee, upon its acceptance of the trusts conferred, shall be vested with the estates or property specified in its instrument of appointment, either jointly with the Trustee or separately, as may be provided therein, subject to all the provisions of this Agreement, specifically including every provision of this Agreement relating to the conduct of, affecting the liability of, or affording protection to, the Trustee. Every such instrument shall be filed with the Trustee and a copy thereof given to the Master Servicer and the Depositor.
 
Any separate trustee or co-trustee may, at any time, constitute the Trustee its agent or attorney-in-fact, with full power and authority, to the extent not prohibited by law, to do any lawful act under or in respect of this Agreement on its behalf and in its name. If any separate trustee or co- trustee shall die, become incapable of acting, resign or be removed, all of its estates, properties, rights, remedies and trusts shall vest in and be exercised by the Trustee, to the extent permitted by law, without the appointment of a new or successor trustee.
 
Section 9.12  Tax Matters. 
 
It is intended that the Trust Fund shall constitute, and that the affairs of the Trust Fund shall be conducted so that each REMIC formed hereunder qualifies as, a “real estate mortgage investment conduit” as defined in and in accordance with the REMIC Provisions. In furtherance of such intention, the Trustee covenants and agrees that it shall act as agent (and the Trustee is hereby appointed to act as agent) on behalf of the Trust Fund. The Trustee, as agent on behalf of the Trust Fund, shall do or refrain from doing, as applicable, the following: (a) the Trustee shall prepare and file, or cause to be prepared and filed, in a timely manner, U.S. Real Estate Mortgage Investment Conduit Income Tax Returns (Form 1066 or any successor form adopted by the Internal Revenue Service) and prepare and file or cause to be prepared and filed with the Internal Revenue Service and applicable state or local tax authorities income tax or information returns for each taxable year with respect to each such REMIC containing such information and at the times and in the manner as may be required by the Code or state or local tax laws, regulations, or rules, and furnish or cause to be furnished to Certificateholders the schedules, statements or information at such times and in such manner as may be required thereby; (b) the Trustee shall apply for an employer identification number with the Internal Revenue Service via a Form SS-4 or other comparable method for each REMIC that is or becomes a taxable entity, and within thirty days of the Closing Date, furnish or cause to be furnished to the Internal Revenue Service, on Forms 8811 or as otherwise may be required by the Code, the name, title, address, and telephone number of the Person that the Holders of the Certificates may contact for tax information relating thereto, together with such additional information as may be required by such Form, and update such information at the time or times in the manner required by the Code for the Trust Fund; (c) the Trustee shall make or cause to be made elections, on behalf of each REMIC formed hereunder to be treated as a REMIC on the federal tax return of such REMIC for its first taxable year (and, if necessary, under applicable state law); (d) the Trustee shall prepare and forward, or cause to be prepared and forwarded, to the Certificateholders and to the Internal Revenue Service and, if necessary, state tax authorities, all information returns and reports as and when required to be provided to them in accordance with the REMIC Provisions, including without limitation, the calculation of any original issue discount using the Prepayment Assumption; (e) the Trustee shall provide information necessary for the computation of tax imposed on the Transfer of a Residual Certificate to a Person that is not a Permitted Transferee, or an agent (including a broker, nominee or other middleman) of a Person that is not a Permitted Transferee, or a pass-through entity in which a Person that is not a Permitted Transferee is the record Holder of an interest (the reasonable cost of computing and furnishing such information may be charged to the Person liable for such tax); (f) the Trustee shall, to the extent under its control, conduct the affairs of the Trust Fund at all times that any Certificates are outstanding so as to maintain the status of each REMIC formed hereunder as a REMIC under the REMIC Provisions; (g) the Trustee shall not knowingly or intentionally take any action or omit to take any action that could (i) cause the termination of the REMIC status of any REMIC formed hereunder or (ii) result in the imposition of a tax upon the Trust Fund (including but not limited to the tax on prohibited transactions as defined in Section 860F(a)(2) of the Code and the tax on contributions to a REMIC set forth in Section 860G(d) of the Code); (h) the Trustee shall pay, from the sources specified in this Section 9.12, the amount of any federal, state and local taxes, including prohibited transaction taxes as described below, imposed on any REMIC formed hereunder prior to the termination of the Trust Fund when and as the same shall be due and payable (but such obligation shall not prevent the Trustee or any other appropriate Person from contesting any such tax in appropriate proceedings and shall not prevent the Trustee from withholding payment of such tax, if permitted by law, pending the outcome of such proceedings); (i) the Trustee shall sign or cause to be signed federal, state or local income tax or information returns or any other document prepared pursuant to this Section 9.12 requiring a signature thereon by the relevant tax authorities or other governmental entity; (j) the Trustee shall maintain records relating to each REMIC formed hereunder including but not limited to the income, expenses, assets and liabilities of each such REMIC and adjusted basis of the Trust Fund property determined at such intervals as may be required by the Code, as may be necessary to prepare the foregoing returns, schedules, statements or information; (k) the Trustee shall, for federal income tax purposes, maintain books and records with respect to the REMICs on a calendar year and on an accrual basis; (l) the Trustee shall not enter into any arrangement not otherwise provided for in this Agreement by which the REMICs will receive a fee or other compensation for services nor permit the REMICs to receive any income from assets other than “qualified mortgages” as defined in Section 860G(a)(3) of the Code or “permitted investments” as defined in Section 860G(a)(5) of the Code; and (m) as and when necessary and appropriate, the Trustee, at the expense of the Trust Fund, shall represent the Trust Fund in any administrative or judicial proceedings relating to an examination or audit by any governmental taxing authority, request an administrative adjustment as to any taxable year of any REMIC formed hereunder, enter into settlement agreements with any governmental taxing agency, extend any statute of limitations relating to any tax item of the Trust Fund, and otherwise act on behalf of each REMIC formed hereunder in relation to any tax matter involving any such REMIC.
 
In order to enable the Trustee to perform its duties as set forth herein, the Depositor shall provide, or cause to be provided, to the Trustee within 10 days after the Closing Date all information or data that the Trustee requests in writing and determines to be relevant for tax purposes to the valuations and offering prices of the Certificates, including, without limitation, the price, yield, prepayment assumption and projected cash flows of the Certificates and the Mortgage Loans. Thereafter, the Depositor shall provide to the Trustee promptly upon written request therefor, any such additional information or data that the Trustee may, from time to time, request in order to enable the Trustee to perform its duties as set forth herein. The Depositor hereby indemnifies the Trustee for any losses, liabilities, damages, claims or expenses of the Trustee arising from any errors or miscalculations of the Trustee that result from any failure of the Depositor to provide, or to cause to be provided, accurate information or data to the Trustee on a timely basis.
 
In the event that any tax is imposed on “prohibited transactions” of any of REMIC I, REMIC II, REMIC III, REMIC IV, REMIC V or REMIC VI as defined in Section 860F(a)(2) of the Code, on the “net income from foreclosure property” of the Trust Fund as defined in Section 860G(c) of the Code, on any contribution to any of REMIC I, REMIC II, REMIC III, REMIC IV, REMIC V or REMIC VI after the Startup Day pursuant to Section 860G(d) of the Code, or any other tax is imposed, including, without limitation, any federal, state or local tax or minimum tax imposed upon any of REMIC I, REMIC II, REMIC III, REMIC IV, REMIC V or REMIC VI and is not paid as otherwise provided for herein, such tax shall be paid (i) by the Master Servicer or Trustee, if any such tax arises out of or results from a breach by the Master Servicer or Trustee of any of its obligations under this Agreement, provided, however, in no event shall the Master Servicer have any liability (1) for any action or omission that is taken in accordance with and compliance with the express terms of, or which is expressly permitted by the terms of, this Agreement, (2) for any losses other than those arising out of a negligent performance by the Master Servicer of its duties and obligations set forth herein, or (3) for any special or consequential damages to Certificateholders (in addition to payment of principal and interest on the Certificates), (ii) by any party hereto (other than the Master Servicer or Trustee) to the extent any such tax arises out of or results from a breach by such other party of any of its obligations under this Agreement or (iii) in all other cases, or in the event that any liable party hereto fails to honor its obligations under the preceding clauses (i) or (ii), first with amounts otherwise to be distributed to the Class R Certificateholders, and second with amounts otherwise to be distributed to the Holders of the following other Certificates in the following order of priority: first, to the Class M-9 Certificates, second, to the Class M-8 Certificates, third, to the Class M-7 Certificates, fourth, to the Class M-6 Certificates, fifth, to the Class M-5 Certificates, sixth, to the Class M-4 Certificates, seventh, to the Class M-3 Certificates, eighth, to the Class M-2 Certificates, ninth, to the Class M-1 Certificates, and tenth, to the Class A Certificates (on a pro rata basis based on the amounts to be distributed). Notwithstanding anything to the contrary contained herein, to the extent that such tax is payable by the Holder of any such Certificates, the Trustee is hereby authorized to retain on any Distribution Date, from the Holders of the Class R Certificates (and, if necessary, second, from the Holders of the other relevant Certificates in the priority specified in the preceding sentence), funds otherwise distributable to such Holders in an amount sufficient to pay such tax. The Trustee shall include in its Monthly Statement amounts allocated to the relevant Certificates, taking into account the priorities described in the second preceding sentence. The Trustee shall promptly notify in writing the party liable for any such tax of the amount thereof and the due date for the payment thereof.
 
The Trustee and the Master Servicer agree that, in the event it should obtain any information necessary for the other party to perform its obligations pursuant to this Section 9.12, it will promptly notify and provide such information to such other party.
 
Notwithstanding any other provision of this Agreement, the Trustee shall comply with all federal withholding requirements respecting payments to Certificateholders of interest or original issue discount that the Trustee reasonably believes are applicable under the Code. The consent of Certificateholders shall not be required for such withholding. In the event the Trustee does withhold any amount from interest or original issue discount payments or advances thereof to any Certificateholder pursuant to federal withholding requirements, the Trustee shall indicate the amount withheld to such Certificateholders.
 
For as long as each REMIC shall exist, the Trustee and the Master Servicer shall act in accordance herewith to assure continuing treatment of such REMIC as a REMIC, and the Trustee shall comply with any directions of the Seller or the Master Servicer to assure such continuing treatment. In furtherance, but not in limitation, of the foregoing, the Trustee and Master Servicer shall not (unless expressly permitted under the terms of this Agreement) (a) sell or permit the sale of all or any portion of the Mortgage Loans or of any investment of deposits in an Account unless such sale is as a result of a repurchase of the Mortgage Loans pursuant to this Agreement or the Trustee has received a REMIC Opinion addressed to the Trustee prepared at the expense of the Trust Fund; (b) other than with respect to a substitution pursuant to the Mortgage Loan Purchase Agreement or Section 2.03 of this Agreement, as applicable, accept any contribution to any REMIC after the Startup Day without receipt of a REMIC Opinion; or (c) acquire any assets for any REMIC other than any REO Property after the Startup Day without receipt of a REMIC Opinion.
 
For the avoidance of doubt, notwithstanding anything stated to the contrary herein, neither the Supplemental Interest Trust Trustee nor the Swap Administrator nor the Trustee shall have any responsibility for the entity-level tax filing or tax preparation of the Supplemental Interest Trust.

 

 
ARTICLE X
 



 



TERMINATION
 
Section 10.01  Termination upon Liquidation or Repurchase of all Mortgage Loans. 
 
(a)  Subject to Section 10.03, the obligations and responsibilities of the Depositor, the Master Servicer, the Seller and the Trustee created hereby with respect to the Trust Fund shall terminate upon the earlier of (a) the exercise of the Majority Class CE Certificateholder (or its designee) or the Master Servicer, as applicable, pursuant to clause (b) below of its right to repurchase all of the Mortgage Loans (and REO Properties) remaining in the Trust Fund at a price (the “Mortgage Loan Purchase Price”) equal to the sum of (i) 100% of the Stated Principal Balance of each Mortgage Loan (other than in respect of REO Property), (ii) accrued interest thereon at the applicable Mortgage Rate to, but not including, the first day of the month of such purchase, (iii) the appraised value of any REO Property in the Trust Fund (up to the Stated Principal Balance of the related Mortgage Loan), such appraisal to be conducted by an appraiser mutually agreed upon by the Master Servicer and the Trustee, (iv) unreimbursed out-of pocket costs of the Master Servicer, including unreimbursed Servicing Advances and the principal portion of any unreimbursed Advances, made on the Mortgage Loans prior to the exercise of such repurchase right, (v) any unreimbursed costs and expenses of the Trustee payable pursuant to Section 9.05 or of the Custodian pursuant to the Custodial Agreement, (vi) any Swap Termination Payment (which shall include any Net Swap Payment payable to the Trust Fund for the final Distribution Date) payable to the Swap Provider which remains unpaid or which is due to the exercise of such option (the “Swap Optional Termination Payment”) and (b) the later of (i) the maturity or other liquidation (or any Advance with respect thereto) of the last Mortgage Loan remaining in the Trust Fund and the disposition of all REO Property and (ii) the distribution to Certificateholders of all amounts required to be distributed to them pursuant to this Agreement, as applicable. In no event shall the Trust Fund created hereby continue beyond the earlier of (i) the expiration of 21 years from the death of the last survivor of the descendants of Joseph P. Kennedy, the late Ambassador of the United States to the Court of St. James, living on the date hereof and (ii) the Latest Possible Maturity Date.
 
(b) The Majority Class CE Certificateholder shall have right to repurchase all Mortgage Loans and related REO Properties at any time at which the aggregate Stated Principal Balance of all of the Mortgage Loans in the Trust Fund is not more than 10% of the aggregate Cut-off Date Principal Balance of all of the Mortgage Loans. If the Majority Class CE Certificateholder does not exercise this option, the Master Servicer has the right to repurchase all Mortgage Loans and related REO Properties pursuant to clause (a) in Section 10.01(a), conditioned upon the Stated Principal Balance of all of the Mortgage Loans in the Trust Fund, at the time of any such repurchase, aggregating 5% or less of the aggregate Cut-off Date Principal Balance of all of the Mortgage Loans. If the Majority Class CE Certificateholder or the Master Servicer elects to terminate the Trust Fund pursuant to this Section 10.01 (such termination, an “Optional Termination”), the Majority Class CE Certificateholder or the Master Servicer, as applicable, shall, at least 20 days prior to the last date on which notice of such Optional Termination is required to be mailed to the Certificateholders pursuant to 10.02(ii), notify in writing (which may be done in electronic format) the Depositor, the Master Servicer, the Trustee and the Swap Provider of the final Distribution Date on which the Majority Class CE Certificateholder or the Master Servicer, as applicable, intends to terminate the Trust Fund.
 
(c) In connection with any Optional Termination, four Business Days prior to the final Distribution Date specified in the notice required pursuant to Section 10.01(b), the Trustee shall, no later than 4:00 pm New York City time on such day, request in writing (which may be done by facsimile) and by phone from the Swap Provider the amount of the Estimated Swap Termination Payment (as defined in the Swap Agreement) and otherwise in accordance with the notice requirements of Part 5(c)(v) of the Swap Agreement. The Swap Provider shall, no later than 2:00 pm on the following Business Day, notify in writing (which may be done in electronic format) the Trustee of the amount of the Estimated Swap Termination Payment (as defined in the Swap Agreement) the Trustee shall promptly on the same day notify the Majority Class CE Certificateholder or the Master Servicer, as applicable, of the amount of the Estimated Swap Termination Payment.
 
(d) Two Business Days prior to the final Distribution Date specified in the notice required pursuant to Section 10.01(b), (i) the Majority Class CE Certificateholder or the Master Servicer, as applicable, shall, no later than 1:00 pm New York City time on such day, deposit funds in the Distribution Account in an amount equal to the sum of the Mortgage Loan Purchase Price (other than the Swap Optional Termination Payment) and the Estimated Swap Termination Payment, and (ii) if the Trustee shall have determined that the aggregate Stated Principal Balance of all of the Mortgage Loans in the Trust Fund as of the related Determination Date is not more than 10% of the aggregate Cut-off Date Principal Balance of all of the Mortgage Loans or 5% of the aggregate Cut-off Date Principal Balance of all of the Mortgage Loans, as applicable, and that all other requirements of the Optional Termination have been met, including without limitation, the deposit required pursuant to this clause (d) as well as the requirements specified in Section 10.03, then the Trustee shall, on the same Business Day, provide written notice to the Majority Class CE Certificateholder, the Depositor, the Master Servicer, the Supplemental Interest Trust Trustee, the Trustee, the Custodian and the Swap Provider (in accordance with the applicable provision of the Swap Agreement) confirming (a) its receipt of the Mortgage Loan Purchase Price (other than the Swap Optional Termination Payment) and the Estimated Swap Termination Payment and (b) that all other requirements of the Optional Termination have been met. Upon the Trustee’s providing the notice described in the preceding sentence, the Optional Termination shall become irrevocable, the notice to Certificateholders of such Optional Termination provided pursuant to the second paragraph of Section 10.02 shall become unrescindable, the Swap Provider shall determine the Swap Optional Termination Payment in accordance with the Swap Agreement, and the Swap Provider shall provide to the Trustee written notice of the amount of the Swap Optional Termination Payment not later than one Business Day prior to the final Distribution Date specified in the notice required pursuant to Section 10.02(ii) and in the event that the Trustee fails to provide the notice described in the preceding sentence, any notice provided under Section 10.01(b) shall be deemed rescinded.
 
(e) In connection with any Optional Termination, only an amount equal to the Mortgage Loan Purchase Price less any Swap Optional Termination Payment shall be made available for distribution to the Regular Certificates. Any Estimated Swap Termination Payment deposited into the Distribution Account by the Majority Class CE Certificateholder or the Master Servicer, as applicable, shall be withdrawn by the Trustee from the Distribution Account on the related final Distribution Date and distributed as follows: (i) to the Supplemental Interest Trust for payment to the Swap Provider in accordance with Section 3.21(c), an amount equal to the Swap Optional Termination Amount calculated pursuant to the Swap Agreement, provided that in no event shall the amount distributed to the Swap Provider in respect of the Swap Optional Termination Amount exceed the Estimated Swap Termination Payment, and (ii) to the Majority Class CE Certificateholder or the Master Servicer, as applicable, an amount equal to the excess, if any, of the Estimated Swap Termination Payment over the Swap Optional Termination Payment. The Swap Optional Termination Payment shall not be part of any REMIC and shall not be paid into any account which is part of any REMIC.
 
(f) Upon receipt by the Custodian of notice from the Trustee pursuant to Section 10.01(d) and the receipt by the Custodian of a Request for Release therefor, the Custodian shall promptly release to the Master Servicer, as applicable the Mortgage Files for the Mortgage Loans and the Trustee shall execute and deliver any documents prepared and delivered to it which are necessary to transfer any REO Property.
 
(g)  Notwithstanding the foregoing, the provisions of Section 7.03 hereof shall survive the termination of this Agreement.
 
Section 10.02  Final Distribution on the Certificates. 
 
(i) If on any Determination Date, (i) the Master Servicer determines that there are no Outstanding Mortgage Loans and no other funds or assets in the Trust Fund other than the funds in the Protected Account, the Master Servicer shall direct the Trustee to send a final distribution notice promptly to each Certificateholder or (ii) the Trustee determines that a Class of Certificates shall be retired after a final distribution on such Class, the Trustee shall notify the Certificateholders within five (5) Business Days after such Determination Date that the final distribution in retirement of such Class of Certificates is scheduled to be made on the immediately following Distribution Date. Any final distribution made pursuant to the immediately preceding sentence will be made only upon presentation and surrender of the related Certificates at the Corporate Trust Office of the Trustee. If the Majority Class CE Certificateholder or the Master Servicer, as applicable, elects to terminate the Trust Fund pursuant to Section 10.01, at least 20 days prior to the date notice is to be mailed to the Certificateholders, the Majority Class CE Certificateholder or the Master Servicer, as applicable, shall notify the Depositor, the Swap Provider and the Trustee of the date the Majority Class CE Certificateholder or the Master Servicer, as applicable, intends to terminate the Trust Fund. The Majority Class CE Certificateholder or the Master Servicer, as applicable, shall remit the Mortgage Loan Purchase Price to the Trustee two Business Days prior to the Distribution Date for such Optional Termination by the Majority Class CE Certificateholder or the Master Servicer, as applicable.
 
(ii) Notice of any termination of the Trust Fund, specifying the Distribution Date on which Certificateholders may surrender their Certificates for payment of the final distribution and cancellation, shall be given promptly by the Trustee by letter to Certificateholders mailed not later than two Business Days after the Determination Date in the month of such final distribution. Any such notice shall specify (a) the Distribution Date upon which final distribution on the Certificates will be made upon presentation and surrender of Certificates at the office therein designated, (b) the amount of such final distribution, (c) the location of the office or agency at which such presentation and surrender must be made and (d) that the Record Date otherwise applicable to such Distribution Date is not applicable, distributions being made only upon presentation and surrender of the Certificates at the office therein specified. The Trustee will give such notice to each Rating Agency at the time such notice is given to Certificateholders.
 
(iii) In the event such notice is given, the Master Servicer shall cause all funds in the Protected Account to be remitted to the Trustee for deposit in the Distribution Account two Business Days prior to the applicable Distribution Date in an amount equal to the final distribution in respect of the Certificates. Upon such final deposit with respect to the Trust Fund and the receipt by the Trustee of a Request for Release therefor, the Trustee or the Custodian shall promptly release to the Seller as applicable the Mortgage Files for the Mortgage Loans and the Trustee shall execute and deliver any documents prepared and delivered to it which are necessary to transfer any REO Property.
 
(iv) Upon presentation and surrender of the related Certificates, the Trustee shall cause to be distributed to Certificateholders of each Class the amounts allocable to such Certificates held in the Distribution Account in the order and priority set forth in Section 5.04 hereof on the final Distribution Date and in proportion to their respective Percentage Interests.
 
(v) In the event that any affected Certificateholders shall not surrender Certificates for cancellation within six months after the date specified in the above mentioned written notice, the Trustee shall give a second written notice to the remaining Certificateholders to surrender their Certificates for cancellation and receive the final distribution with respect thereto. If within six months after the second notice all the applicable Certificates shall not have been surrendered for cancellation, the Trustee may take appropriate steps, or may appoint an agent to take appropriate steps, to contact the remaining Certificateholders concerning surrender of their Certificates, and the cost thereof shall be paid out of the funds and other assets that remain a part of the Trust Fund. If within one year after the second notice all Certificates shall not have been surrendered for cancellation, the Class R Certificateholders shall be entitled to all unclaimed funds and other assets of the Trust Fund that remain subject hereto.
 
Section 10.03  Additional Termination Requirements. 
 
(a)  Upon exercise by the Majority Class CE Certificateholder or the Master Servicer, as applicable, of its purchase option as provided in Section 10.01, the Trust Fund shall be terminated in accordance with the following additional requirements, unless the Trustee has been supplied with an Opinion of Counsel addressed to the Trustee, at the expense of the Majority Class CE Certificateholder or the Master Servicer, as applicable, to the effect that the failure of the Trust Fund to comply with the requirements of this Section 10.03 will not (i) result in the imposition of taxes on “prohibited transactions” of a REMIC, or (ii) cause a REMIC to fail to qualify as a REMIC at any time that any Certificates are outstanding:
 
(1)  The Majority Class CE Certificateholder or the Master Servicer, as applicable, shall establish a 90-day liquidation period and notify the Trustee thereof, and the Trustee shall in turn specify the first day of such period in a statement attached to the tax return for each of REMIC I, REMIC II, REMIC III, REMIC IV, REMIC V and REMIC VI pursuant to Treasury Regulation Section 1.860F-1. The Majority Class CE Certificateholder or the Master Servicer, as applicable, shall satisfy all the requirements of a qualified liquidation under Section 860F of the Code and any regulations thereunder, as evidenced by an Opinion of Counsel addressed to the Trustee obtained at the expense of the Majority Class CE Certificateholder or the Master Servicer, as applicable;
 
(2)  During such 90-day liquidation period, and at or prior to the time of making the final payment on the Certificates, the Trustee shall sell all of the assets of REMIC I for cash; and
 
(3)  At the time of the making of the final payment on the Certificates, the Trustee shall distribute or credit, or cause to be distributed or credited, to the Holders of the Residual Certificates all cash on hand (other than cash retained to meet claims), and REMIC I shall terminate at that time.
 
(b)  By their acceptance of the Certificates, the Holders thereof hereby authorize the adoption of a 90-day liquidation period and the adoption of a plan of complete liquidation for REMIC I, REMIC II, REMIC III, REMIC IV, REMIC V and REMIC VI, which authorization shall be binding upon all successor Certificateholders.
 
(c)  The Trustee as agent for each REMIC hereby agrees to adopt and sign such a plan of complete liquidation meeting the requirements for a qualified liquidation under Section 860F of the Code and any regulations thereunder upon the written request of the Majority Class CE Certificateholder or the Master Servicer, as applicable, and the receipt of the Opinion of Counsel referred to in Section 10.03(a)(1) and to take such other action in connection therewith as may be reasonably requested by the Majority Class CE Certificateholder or the Master Servicer, as applicable.
 
ARTICLE XI
 



 



MISCELLANEOUS PROVISIONS
 
Section 11.01  Amendment. 
 
This Agreement may be amended from time to time by parties hereto without the consent of any of the Certificateholders to cure any ambiguity, to conform to the language in the Prospectus Supplement, to correct or supplement any provisions herein (including to give effect to the expectations of investors), to comply with any changes in the Code, to revise any provisions to reflect the obligations of the parties to this Agreement as they relate to Regulation AB, to change the manner in which the Protected Account is maintained or to make such other provisions with respect to matters or questions arising under this Agreement as shall not be inconsistent with any other provisions herein if such action shall not, as evidenced by an Opinion of Counsel addressed to the Trustee, which opinion shall be an expense of the party requesting such opinion, but in any case shall not be an expense of the Trustee or the Trust Fund, adversely affect in any material respect the interests of any Certificateholder; provided that any such amendment shall be deemed not to adversely affect in any material respect the interests of the Certificateholders and no such Opinion of Counsel shall be required if the Person requesting such amendment obtains a letter from each Rating Agency stating that such amendment would not result in the downgrading or withdrawal of the respective ratings then assigned to the Certificates or if the purpose of such amendment is to conform to the language in the Prospectus Supplement.
 
Notwithstanding the foregoing, without the consent of the Certificateholders, the parties hereto may at any time and from time to time amend this Agreement to modify, eliminate or add to any of its provisions to such extent as shall be necessary or appropriate to maintain the qualification of any of REMIC I, REMIC II, REMIC III, REMIC IV, REMIC V or REMIC VI as a REMIC under the Code or to avoid or minimize the risk of the imposition of any tax on any of REMIC I, REMIC II, REMIC III, REMIC IV, REMIC V or REMIC VI pursuant to the Code that would be a claim against any of REMIC I, REMIC II, REMIC III, REMIC IV, REMIC V or REMIC VI at any time prior to the final redemption of the Certificates, provided that the Trustee has been provided an Opinion of Counsel addressed to the Trustee, which opinion shall be an expense of the party requesting such opinion but in any case shall not be an expense of the Trustee or the Trust Fund, to the effect that such action is necessary or appropriate to maintain such qualification or to avoid or minimize the risk of the imposition of such a tax.
 
This Agreement may also be amended from time to time by the parties hereto with the consent of Holders of the Certificates evidencing over 50% of the Voting Rights, or with the consent of Holders of each Class of Certificates affected thereby, evidencing over 50% of the Voting Rights of that Class, as applicable, for the purpose of adding any provisions to or changing in any manner or eliminating any of the provisions of this Agreement or of modifying in any manner the rights of the Holders of Certificates; provided that no such amendment shall (i) reduce in any manner the amount of, or delay the timing of, payments required to be distributed on any Certificate without the consent of the Holder of such Certificate, (ii) cause any of REMIC I, REMIC II, REMIC III, REMIC IV, REMIC or REMIC VI to cease to qualify as a REMIC or (iii) reduce the aforesaid percentages of Certificates of each Class the Holders of which are required to consent to any such amendment without the consent of the Holders of all Certificates of such Class then outstanding.
 
Notwithstanding any contrary provision of this Agreement, the Trustee shall not consent to any amendment to this Agreement unless it shall have first received an Opinion of Counsel addressed to the Trustee, which opinion shall be an expense of the party requesting such amendment but in any case shall not be an expense of the Trustee, to the effect that such amendment will not (other than an amendment pursuant to clause (ii) of, and in accordance with, the preceding paragraph) cause the imposition of any tax on any of REMIC I, REMIC II, REMIC III, REMIC IV, REMIC V or REMIC VI or the Certificateholders or cause any of REMIC I, REMIC II, REMIC III, REMIC IV, REMIC V or REMIC VI to cease to qualify as a REMIC at any time that any Certificates are outstanding. Further, nothing in this Agreement shall require the Trustee to enter into an amendment without receiving an Opinion of Counsel, satisfactory to the Trustee that (i) such amendment is permitted and is not prohibited by this Agreement and that all requirements for amending this Agreement (including any consent of the applicable Certificateholders) have been complied with.
 
Notwithstanding any of the other provisions of this Section 11.01, none of the Depositor, the Master Servicer or the Trustee shall enter into any amendment that could reasonably be expected to have a material adverse effect on the interests of the related Swap Provider (excluding, for the avoidance of doubt, any amendment to this Agreement that is entered into solely for the purpose of appointing a successor servicer, master servicer, trustee or other service provider) without the prior written consent of the related Swap Provider, which consent shall not be unreasonably withheld, conditioned or delayed.
 
Promptly after the execution of any amendment to this Agreement requiring the consent of Certificateholders, the Trustee shall furnish written notification of the substance of such amendment to each Certificateholder, the Swap Provider and each Rating Agency.
 
It shall not be necessary for the consent of Certificateholders under this Section to approve the particular form of any proposed amendment, but it shall be sufficient if such consent shall approve the substance thereof. The manner of obtaining such consents and of evidencing the authorization of the execution thereof by Certificateholders shall be subject to such reasonable regulations as the Trustee may prescribe.
 
Section 11.02  Recordation of Agreement; Counterparts. 
 
To the extent permitted by applicable law, this Agreement is subject to recordation in all appropriate public offices for real property records in all of the counties or other comparable jurisdictions in which any or all of the Mortgaged Properties are situated, and in any other appropriate public recording office or elsewhere. The Master Servicer shall effect such recordation at the Trust’s expense upon the request in writing of a Certificateholder, but only if such direction is accompanied by an Opinion of Counsel (provided at the expense of the Certificateholder requesting recordation) to the effect that such recordation would materially and beneficially affect the interests of the Certificateholders or is required by law.
 
For the purpose of facilitating the recordation of this Agreement as herein provided and for other purposes, this Agreement may be executed simultaneously in any number of counterparts, each of which counterparts shall be deemed to be an original, and such counterparts shall constitute but one and the same instrument.
 
Section 11.03  Governing Law. 
 
THIS AGREEMENT SHALL BE CONSTRUED IN ACCORDANCE WITH AND GOVERNED BY THE SUBSTANTIVE LAWS OF THE STATE OF NEW YORK APPLICABLE TO AGREEMENTS MADE AND TO BE PERFORMED IN THE STATE OF NEW YORK AND THE OBLIGATIONS, RIGHTS AND REMEDIES OF THE PARTIES HERETO AND THE CERTIFICATEHOLDERS SHALL BE DETERMINED IN ACCORDANCE WITH SUCH LAWS WITHOUT REGARD TO THE CONFLICTS OF LAWS PRINCIPLES THEREOF (OTHER THAN SECTION 5-1401 OF THE GENERAL OBLIGATIONS LAWS).
 
Section 11.04  Intention of Parties. 
 
It is the express intent of the parties hereto that the conveyance of the Mortgage Notes, Mortgages, assignments of Mortgages, title insurance policies and any modifications, extensions and/or assumption agreements and private mortgage insurance policies relating to the Mortgage Loans by the Sellers to the Depositor, and by the Depositor to the Trustee be, and be construed as, an absolute sale thereof to the Depositor or the Trustee, as applicable. It is, further, not the intention of the parties that such conveyance be deemed a pledge thereof by the Seller to the Depositor, or by the Depositor to the Trustee. However, in the event that, notwithstanding the intent of the parties, such assets are held to be the property of the Sellers or the Depositor, as applicable, or if for any other reason the Mortgage Loan Purchase Agreement or this Agreement is held or deemed to create a security interest in such assets, then (i) the Mortgage Loan Purchase Agreement and this Agreement shall each be deemed to be a security agreement within the meaning of the Uniform Commercial Code of the State of New York and (ii) the conveyance provided for in the Mortgage Loan Purchase Agreement from the Sellers to the Depositor, and the conveyance provided for in this Agreement from the Depositor to the Trustee, shall be deemed to be an assignment and a grant by the Sellers or the Depositor, as applicable, for the benefit of the Certificateholders of a security interest in all of the assets that constitute the Trust Fund, whether now owned or hereafter acquired.
 
The Depositor for the benefit of the Certificateholders shall, to the extent consistent with this Agreement, take such actions as may be necessary to ensure that, if this Agreement were deemed to create a security interest in the assets of the Trust Fund, such security interest would be deemed to be a perfected security interest of first priority under applicable law and will be maintained as such throughout the term of the Agreement.
 
Section 11.05  Notices. 
 
(a)  The Trustee shall use its best efforts to promptly provide notice to each Rating Agency with respect to each of the following of which a Responsible Officer of the Trustee has actual knowledge:
 
(i)  Any material change or amendment to this Agreement;
 
(ii)  The occurrence of any Event of Default that has not been cured;
 
(iii)  The resignation or termination of the Master Servicer or the Trustee and the appointment of any successor;
 
(iv)  The repurchase or substitution of Mortgage Loans pursuant to Sections 2.02, 2.03, 3.19 and 10.01; and
 
(v)  The final payment to Certificateholders.
 
(b)  All directions, demands and notices hereunder shall be in writing and shall be deemed to have been duly given when delivered at or mailed by registered mail, return receipt requested, postage prepaid, or by recognized overnight courier, or by facsimile transmission to a number provided by the appropriate party if receipt of such transmission is confirmed to (i) in the case of the Depositor, Bear Stearns Asset Backed Securities I LLC, 383 Madison Avenue, New York, New York 10179, Attention: Chief Counsel, and with respect to Regulation AB notifications to the Depositor at regabnotifications@bear.com; (ii) in the case of the Seller or the Master Servicer, EMC Mortgage Corporation, 2780 Lake Vista Drive, Lewisville, Texas 75067 (Facsimile: (469) 759-4714), attention: General Counsel, or such other address as may be hereafter furnished to the other parties hereto by the Master Servicer in writing; (iii) in the case of the Trustee, at each Corporate Trust Office or such other address as the Trustee may hereafter furnish to the other parties hereto, (iv) in the case of the Swap Provider, Wachovia Bank, National Association, 301 South College Street, DC-8, Charlotte, NC 28202-0600, Attention: Bruce M. Young and (v) in the case of the Rating Agencies, (x) Moody’s Investors Service, Inc., 99 Church Street, New York, New York 10007, Attention: Home Equity Monitoring and (y) Standard & Poor’s, 55 Water Street, 41st Floor, New York, New York 10041, the Master Servicer or the Trustee under this Agreement shall be effective only upon receipt. Any notice required or permitted to be mailed to a Certificateholder, unless otherwise provided herein, shall be given by first-class mail, postage prepaid, at the address of such Certificateholder as shown in the Certificate Register; any notice so mailed within the time prescribed in this Agreement shall be conclusively presumed to have been duly given, whether or not the Certificateholder receives such notice.
 
Section 11.06  Severability of Provisions. 
 
If any one or more of the covenants, agreements, provisions or terms of this Agreement shall be for any reason whatsoever held invalid, then such covenants, agreements, provisions or terms shall be deemed severable from the remaining covenants, agreements, provisions or terms of this Agreement and shall in no way affect the validity or enforceability of the other provisions of this Agreement or of the Certificates or the rights of the Holders thereof.
 
Section 11.07  Assignment. 
 
Notwithstanding anything to the contrary contained herein, except as provided pursuant to Section 7.02, this Agreement may not be assigned by the Master Servicer, EMC (on its own behalf as Seller and on behalf of Master Funding) or the Depositor.
 
Section 11.08  Limitation on Rights of Certificateholders. 
 
The death or incapacity of any Certificateholder shall not operate to terminate this Agreement or the Trust Fund, nor entitle such Certificateholder’s legal representative or heirs to claim an accounting or to take any action or commence any proceeding in any court for a petition or winding up of the Trust Fund, or otherwise affect the rights, obligations and liabilities of the parties hereto or any of them.
 
No Certificateholder shall have any right to vote (except as provided herein) or in any manner otherwise control the operation and management of the Trust Fund, or the obligations of the parties hereto, nor shall anything herein set forth or contained in the terms of the Certificates be construed so as to constitute the Certificateholders from time to time as partners or members of an association; nor shall any Certificateholder be under any liability to any third party by reason of any action taken by the parties to this Agreement pursuant to any provision hereof.
 
No Certificateholder shall have any right by virtue or by availing itself of any provisions of this Agreement to institute any suit, action or proceeding in equity or at law upon or under or with respect to this Agreement, unless such Holder previously shall have given to the Trustee a written notice of an Event of Default and of the continuance thereof, as hereinbefore provided, the Holders of Certificates evidencing not less than 25% of the Voting Rights evidenced by the Certificates shall also have made written request to the Trustee to institute such action, suit or proceeding in its own name as Trustee hereunder and shall have offered to the Trustee such reasonable indemnity as it may require against the costs, expenses, and liabilities to be incurred therein or thereby, and the Trustee for 60 days after its receipt of such notice, request and offer of indemnity shall have neglected or refused to institute any such action, suit or proceeding; it being understood and intended, and being expressly covenanted by each Certificateholder with every other Certificateholder and the Trustee, that no one or more Holders of Certificates shall have any right in any manner whatever by virtue or by availing itself or themselves of any provisions of this Agreement to affect, disturb or prejudice the rights of the Holders of any other of the Certificates, or to obtain or seek to obtain priority over or preference to any other such Holder or to enforce any right under this Agreement, except in the manner herein provided and for the common benefit of all Certificateholders. For the protection and enforcement of the provisions of this Section 11.08, each and every Certificateholder or the Trustee shall be entitled to such relief as can be given either at law or in equity.
 
Section 11.09  Inspection and Audit Rights. 
 
The Master Servicer agrees that, on reasonable prior notice, it will permit any representative of the Depositor or the Trustee during the Master Servicer’s normal business hours, to examine all the books of account, records, reports and other papers of the Master Servicer relating to the Mortgage Loans, to make copies and extracts therefrom, to cause such books to be audited by independent certified public accountants selected by the Depositor and the Trustee and to discuss its affairs, finances and accounts relating to such Mortgage Loans with its officers, employees and independent public accountants (and by this provision the Master Servicer hereby authorizes such accountants to discuss with such representative such affairs, finances and accounts), all at such reasonable times and as often as may be reasonably requested. Any out-of-pocket expense incident to the exercise by the Depositor or the Trustee of any right under this Section 11.09 shall be borne by the party requesting such inspection, subject to such party’s right to reimbursement hereunder (in the case of the Trustee, pursuant to Section 9.05 hereof.
 
Section 11.10  Certificates Nonassessable and Fully Paid. 
 
It is the intention of the Depositor that Certificateholders shall not be personally liable for obligations of the Trust Fund, that the interests in the Trust Fund represented by the Certificates shall be nonassessable for any reason whatsoever, and that the Certificates, upon due authentication thereof by the Trustee pursuant to this Agreement, are and shall be deemed fully paid.
 
Section 11.11  Third Party Rights. 
 
The Swap Provider shall be an express third-party beneficiary of this Agreement to the extent of its express rights to receive any payments under this Agreement or any other express rights of the Swap Provider explicitly stated in this Agreement, and shall have the right to enforce such rights under this Agreement as if it were a party hereto. The Swap Administrator shall be an express third-party beneficiary of this Agreement to the extent of its express rights to receive any payments under this Agreement or any other express rights of the Swap Administrator explicitly stated in this Agreement, and shall have the right to enforce such rights under this Agreement as if it were a party hereto.
 
* * *

 

IN WITNESS WHEREOF, the Depositor, the Master Servicer, the Seller and the Trustee have caused their names to be signed hereto by their respective officers thereunto duly authorized as of the day and year first above written.
 
 

BEAR STEARNS ASSET BACKED SECURITIES I LLC,
as Depositor
 
By:  
 
 /s/ Joseph T. Jurkowski, Jr.
 
Name:
  Joseph T. Jurkowski, Jr.
 
Title:
  Vice President
 

 
 
EMC MORTGAGE CORPORATION,
as Seller and as Master Servicer
 
By:
 
/s/ Jenna Kemp
 
Name:
 Jenna Kemp
 
Title:
 Executive Vice President
 

 
 
LASALLE BANK NATIONAL ASSOCIATION,
as Trustee
 
By:
 
/s/ Susan L. Feld
 
Name:
 Susan L. Feld
 
Title:
 Vice President
 
 




STATE OF NEW YORK                     )
) ss.:
COUNTY OF NEW YORK                 )
 
On this 30th day of March, 2007, before me, a notary public in and for said State, appeared Joseph T. Jurkowski, Jr., personally known to me on the basis of satisfactory evidence to be an authorized representative of Bear Stearns Asset Backed Securities I LLC, one of the companies that executed the within instrument, and also known to me to be the person who executed it on behalf of such limited liability company and acknowledged to me that such limited liability company executed the within instrument.
 
IN WITNESS WHEREOF, I have hereunto set my hand and affixed my official seal the day and year in this certificate first above written.
 
 

 
_________________________________________
Notary Public
 
 
[Notarial Seal]
 




STATE OF TEXAS                              )
) ss.:
COUNTY OF DALLAS                       )
 
On this 30th day of March, 2007, before me, a notary public in and for said State, appeared ________________, personally known to me on the basis of satisfactory evidence to be an authorized representative of EMC Mortgage Corporation, one of the corporations that executed the within instrument, and also known to me to be the person who executed it on behalf of such corporation and acknowledged to me that such corporation executed the within instrument.
 
IN WITNESS WHEREOF, I have hereunto set my hand and affixed my official seal the day and year in this certificate first above written.
 
__________________________________________
Notary Public
 
[Notarial Seal]
 




STATE OF ILLINOIS                          )
) ss.:
COUNTY OF COOK                            )
 
On this 30th day of March, 2007, before me, a notary public in and for said State, appeared ______________, personally known to me on the basis of satisfactory evidence to be an authorized representative of LaSalle Bank National Association that executed the within instrument, and also known to me to be the person who executed it on behalf of such corporation, and acknowledged to me that such corporation executed the within instrument.
 
IN WITNESS WHEREOF, I have hereunto set my hand and affixed my official seal the day and year in this certificate first above written.
 
____________________________________________
Notary Public
 
[Notarial Seal]
 

 

 

EXHIBIT A-1
 
Form of Class A Certificates
 
SOLELY FOR U.S. FEDERAL INCOME TAX PURPOSES, THIS CERTIFICATE REPRESENTS A “REGULAR INTEREST” IN A “REAL ESTATE MORTGAGE INVESTMENT CONDUIT,” AS THOSE TERMS ARE DEFINED, RESPECTIVELY, IN SECTIONS 860G AND 860D OF THE INTERNAL REVENUE CODE OF 1986 (THE “CODE”).
 
THE CERTIFICATE PRINCIPAL BALANCE OF THIS CERTIFICATE WILL BE DECREASED BY THE PRINCIPAL PAYMENTS HEREON AND REALIZED LOSSES ALLOCABLE HERETO. ACCORDINGLY, FOLLOWING THE INITIAL ISSUANCE OF THE CERTIFICATES, THE CERTIFICATE PRINCIPAL BALANCE OF THIS CERTIFICATE WILL BE DIFFERENT FROM THE DENOMINATION SHOWN BELOW. ANYONE ACQUIRING THIS CERTIFICATE MAY ASCERTAIN ITS CERTIFICATE PRINCIPAL BALANCE BY INQUIRY OF THE TRUSTEE NAMED HEREIN.
 
UNLESS THIS CERTIFICATE IS PRESENTED BY AN AUTHORIZED REPRESENTATIVE OF THE DEPOSITORY TRUST COMPANY TO THE DEPOSITOR OR ITS AGENT FOR REGISTRATION OF TRANSFER, EXCHANGE OR PAYMENT, AND ANY CERTIFICATE ISSUED IS REGISTERED IN THE NAME OF CEDE & CO. OR SUCH OTHER NAME AS REQUESTED BY AN AUTHORIZED REPRESENTATIVE OF THE DEPOSITORY TRUST COMPANY AND ANY PAYMENT IS MADE TO CEDE & CO., ANY TRANSFER, PLEDGE OR OTHER USE HEREOF FOR VALUE OR OTHERWISE BY OR TO ANY PERSON IS WRONGFUL SINCE THE REGISTERED OWNER HEREOF, CEDE & CO., HAS AN INTEREST HEREIN.
 
PRIOR TO THE TERMINATION OF THE SUPPLEMENTAL INTEREST TRUST, ANY PERSON ACQUIRING A CERTIFICATE SHALL BE DEEMED TO HAVE MADE THE REPRESENTATIONS IN SECTION 6.02(h) OF THE POOLING AND SERVICING AGREEMENT.
 




 
Certificate No. 1
Adjustable Rate
   
Class [I-A-1][I-A-2][I-A-3][I-A-4][II-A][III-A] Senior
 
   
Date of Pooling and Servicing Agreement
and Cut-off Date:
March 1, 2007
Aggregate Initial Certificate Principal Balance of this Certificate as of the Cut-off Date:
$[__________]
   
First Distribution Date:
April 25, 2007
Initial Certificate Principal Balance of this Certificate as of the Cut-off Date:
$[__________]
   
Master Servicer:
EMC Mortgage Corporation
CUSIP: [_________]
   
Last Scheduled Distribution Date:
[__________, __]
 

ASSET-BACKED CERTIFICATE
SERIES 2007-HE3
 
evidencing a fractional undivided interest in the distributions allocable to the Class [I-A-1][I-A-2][I-A-3][I-A-4][II-A][III-A] Certificates with respect to a Trust Fund consisting primarily of a pool of conventional, closed-end, first and second lien, subprime, one- to four-family fixed and adjustable interest rate mortgage loans sold by BEAR STEARNS ASSET BACKED SECURITIES I LLC.
 
This Certificate is payable solely from the assets of the Trust Fund, and does not represent an obligation of or interest in Bear Stearns Asset Backed Securities I LLC, the Master Servicer or the Trustee referred to below or any of their affiliates or any other person. Neither this Certificate nor the underlying Mortgage Loans are guaranteed or insured by any governmental entity or by Bear Stearns Asset Backed Securities I LLC, the Master Servicer or the Trustee or any of their affiliates or any other person. None of Bear Stearns Asset Backed Securities I LLC, the Master Servicer or any of their affiliates will have any obligation with respect to any certificate or other obligation secured by or payable from payments on the Certificates.
 
This certifies that Cede & Co. is the registered owner of the Percentage Interest evidenced hereby in the beneficial ownership interest of Certificates of the same Class as this Certificate in a trust (the “Trust Fund”) generally consisting of conventional, closed-end, first and second lien, subprime, fixed and adjustable rate mortgage loans secured by one- to four- family residences (collectively, the “Mortgage Loans”) sold by Bear Stearns Asset Backed Securities I LLC (“BSABS I”). The Mortgage Loans were sold by EMC Mortgage Corporation (“EMC”) and Master Funding LLC to BSABS I. EMC will act as master servicer of the Mortgage Loans (in that capacity, the “Master Servicer,” which term includes any successors thereto under the Agreement referred to below). The Trust Fund was created pursuant to the Pooling and Servicing Agreement, dated as of the Cut-off Date specified above (the “Agreement”), among BSABS I, as depositor (the “Depositor”), EMC Mortgage Corporation, as seller and as Master Servicer, and LaSalle Bank National Association, as trustee (the “Trustee”), a summary of certain of the pertinent provisions of which is set forth hereafter. To the extent not defined herein, capitalized terms used herein shall have the meaning ascribed to them in the Agreement. This Certificate is issued under and is subject to the terms, provisions and conditions of the Agreement, to which Agreement the Holder of this Certificate by virtue of its acceptance hereof assents and by which such Holder is bound.
 
Interest on this Certificate will accrue from and including the immediately preceding Distribution Date (or with respect to the First Distribution Date, the Closing Date) to and including the day prior to the current Distribution Date on the Certificate Principal Balance hereof at a per annum rate equal to the Pass-Through Rate set forth above. The Trustee will distribute on the 25th day of each month, or, if such 25th day is not a Business Day, the immediately following Business Day (each, a “Distribution Date”), commencing on the First Distribution Date specified above, to the Person in whose name this Certificate is registered at the close of business on the Business Day immediately preceding such Distribution Date so long as such Certificate remains in book-entry form (and otherwise, the close of business on the last Business Day of the month immediately preceding the month of such Distribution Date), an amount equal to the product of the Percentage Interest evidenced by this Certificate and the amount (of interest and principal, if any) required to be distributed to the Holders of Certificates of the same Class as this Certificate. The Assumed Final Distribution Date is the Distribution Date in the month following the latest scheduled maturity date of any Mortgage Loan.
 
Distributions on this Certificate will be made by the Trustee by check mailed to the address of the Person entitled thereto as such name and address shall appear on the Certificate Register or by wire transfer, if such Person so requests by notifying the Trustee in writing as specified in the Agreement. Notwithstanding the above, the final distribution on this Certificate will be made after due notice by the Trustee of the pendency of such distribution and only upon presentation and surrender of this Certificate at the office or agency appointed by the Trustee for that purpose and designated in such notice. The initial Certificate Principal Balance of this Certificate is set forth above. The Certificate Principal Balance hereof will be reduced to the extent of distributions allocable to principal hereon and any Realized Losses allocable hereto.
 
This Certificate is one of a duly authorized issue of Certificates designated as set forth on the face hereof (the “Certificates”). The Certificates, in the aggregate, evidence the entire beneficial ownership interest in the Trust Fund formed pursuant to the Agreement.
 
The Certificateholder, by its acceptance of this Certificate, agrees that it will look solely to the Trust Fund for payment hereunder and that the Trustee is not liable to the Certificateholders for any amount payable under this Certificate or the Agreement or, except as expressly provided in the Agreement, subject to any liability under the Agreement.
 
This Certificate does not purport to summarize the Agreement and reference is made to the Agreement for the interests, rights and limitations of rights, benefits, obligations and duties evidenced hereby, and the rights, duties and immunities of the Trustee.
 
The Agreement permits, with certain exceptions therein provided, the amendment thereof and the modification of the rights and obligations of the Depositor and the rights of the Certificateholders under the Agreement from time to time by the parties thereto with the consent of the Holders of Certificates, evidencing over 50% of the Voting Rights of the Certificates, or with the consent of the Holders of each Class of Certificates affected thereby evidencing over 50% of the Voting Rights of such Class or Classes, as applicable. Any such consent by the Holder of this Certificate shall be conclusive and binding on such Holder and upon all future Holders of this Certificate and of any Certificate issued upon the transfer hereof or in lieu hereof whether or not notation of such consent is made upon this Certificate. The Agreement also permits the amendment thereof, in certain limited circumstances, without the consent of the Holders of any of the Certificates.

As provided in the Agreement and subject to certain limitations therein set forth, the transfer of this Certificate is registrable with the Trustee upon surrender of this Certificate for registration of transfer at the offices or agencies maintained by the Trustee for such purposes, duly endorsed by, or accompanied by a written instrument of transfer in form satisfactory to the Trustee duly executed by the Holder hereof or such Holder’s attorney duly authorized in writing, and thereupon one or more new Certificates in authorized denominations representing a like aggregate Percentage Interest will be issued to the designated transferee.

Prior to the termination of the Supplemental Interest Trust, any transferee of this Certificate shall be deemed to make the representations in Section 6.02(h) of the Agreement.
 
The Certificates are issuable only as registered Certificates without coupons in the Classes and denominations specified in the Agreement. As provided in the Agreement and subject to certain limitations therein set forth, this Certificate is exchangeable for one or more new Certificates evidencing the same Class and in the same aggregate Percentage Interest, as requested by the Holder surrendering the same.
 
No service charge will be made to the Certificateholders for any such registration of transfer, but the Trustee may require payment of a sum sufficient to cover any tax or other governmental charge payable in connection therewith. The Depositor, the Master Servicer, the Trustee and any agent of any of them may treat the Person in whose name this Certificate is registered as the owner hereof for all purposes, and none of Depositor, the Master Servicer, the Trustee or any such agent shall be affected by notice to the contrary.
 
The obligations created by the Agreement and the Trust Fund created thereby (other than the obligations to make payments to Certificateholders with respect to the termination of the Agreement) shall terminate upon the earlier of (i) the later of (A) the maturity or other liquidation (or Advance with respect thereto) of the last Mortgage Loan remaining in the Trust Fund and disposition of all property acquired upon foreclosure or deed in lieu of foreclosure of any Mortgage Loan and (B) the remittance of all funds due under the Agreement, or (ii) the optional repurchase by the party named in the Agreement of all the Mortgage Loans and other assets of the Trust Fund in accordance with the terms of the Agreement. Such optional repurchase may be made only on or after the first Distribution Date on which the aggregate Stated Principal Balance of the Mortgage Loans is less than or equal to a certain percentage of the aggregate Stated Principal Balance of the Mortgage Loans as of the Cut-off Date as set forth in the Agreement. The exercise of such right will effect the early retirement of the Certificates. In no event, however, will the Trust created by the Agreement continue beyond the earlier of (i) the expiration of 21 years after the death of certain persons identified in the Agreement and (ii) the Latest Possible Maturity Date (as defined in the Agreement).
 
Unless this Certificate has been countersigned by an authorized signatory of the Trustee by manual signature, this Certificate shall not be entitled to any benefit under the Agreement, or be valid for any purpose.
 



IN WITNESS WHEREOF, the Trustee has caused this Certificate to be duly executed.
Dated: _________, ____
   
LASALLE BANK NATIONAL ASSOCIATION,
not in its individual capacity but solely as Trustee
                           
                           
             
By:
 
               
Authorized Signatory

 
CERTIFICATE OF AUTHENTICATION
 
This is one of the Class [I-A-1][I-A-2][I-A-3][I-A-4][II-A][III-A] Certificates referred to in the within-mentioned Agreement.
 
     
LASALLE BANK NATIONAL ASSOCIATION
Authorized signatory of LaSalle Bank National Association, not in its individual capacity but solely as Trustee
                           
                           
             
By:
 
               
Authorized Signatory

 



ASSIGNMENT
 
FOR VALUE RECEIVED, the undersigned hereby sell(s), assign(s) and transfer(s) unto __________________________________ (Please print or typewrite name and address including postal zip code of assignee) a Percentage Interest evidenced by the within Asset-Backed Certificate and hereby authorizes the transfer of registration of such interest to assignee on the Certificate Register of the Trust Fund.
 
I (We) further direct the Certificate Registrar to issue a new Certificate of a like denomination and Class, to the above named assignee and deliver such Certificate to the following address:
 
   
.
     

 
Dated:
 
 
Signature by or on behalf of assignor
   
   
 
Signature Guaranteed

 
DISTRIBUTION INSTRUCTIONS
 
The assignee should include the following for purposes of distribution:
 
Distributions shall be made, by wire transfer or otherwise, in immediately available
funds to
 
 
for the account of
 
account number
 
or, if mailed by check, to
 
Applicable statements should be mailed to
 
 
 
This information is provided by
 
assignee named above, or
 
its agent.
 


 


EXHIBIT A-2
 
Form of Class M Certificates
 
THIS CERTIFICATE IS SUBORDINATED IN RIGHT OF PAYMENT TO THE SENIOR CERTIFICATES [,] [AND] [CLASS M-1 CERTIFICATES] [,] [AND] [CLASS M-2 CERTIFICATES] [,] [AND] [CLASS M-3 CERTIFICATES] [,] [AND] [CLASS M-4 CERTIFICATES] [,] [AND] [CLASS M-5 CERTIFICATES] [,] [AND] [CLASS M-6 CERTIFICATES] [,] [AND] [CLASS M-7 CERTIFICATES] [AND] [CLASS M-8 CERTIFICATES] AS DESCRIBED IN THE AGREEMENT (AS DEFINED BELOW).
 
SOLELY FOR U.S. FEDERAL INCOME TAX PURPOSES, THIS CERTIFICATE REPRESENTS A “REGULAR INTEREST” IN A “REAL ESTATE MORTGAGE INVESTMENT CONDUIT,” AS THOSE TERMS ARE DEFINED, RESPECTIVELY, IN SECTIONS 860G AND 860D OF THE INTERNAL REVENUE CODE OF 1986 (THE “CODE”).
 
THE CERTIFICATE PRINCIPAL BALANCE OF THIS CERTIFICATE WILL BE DECREASED BY THE PRINCIPAL PAYMENTS HEREON AND REALIZED LOSSES ALLOCABLE HERETO. ACCORDINGLY, FOLLOWING THE INITIAL ISSUANCE OF THE CERTIFICATES, THE CERTIFICATE PRINCIPAL BALANCE OF THIS CERTIFICATE WILL BE DIFFERENT FROM THE DENOMINATION SHOWN BELOW. ANYONE ACQUIRING THIS CERTIFICATE MAY ASCERTAIN ITS CERTIFICATE PRINCIPAL BALANCE BY INQUIRY OF THE TRUSTEE NAMED HEREIN.
 
EACH HOLDER OF A CERTIFICATE OR BENEFICIAL OWNERSHIP SHALL BE DEEMED TO HAVE MADE THE REPRESENTATIONS SET FORTH IN SECTION 6.02(h) OF THE POOLING AND SERVICING AGREEMENT.
 
UNLESS THIS CERTIFICATE IS PRESENTED BY AN AUTHORIZED REPRESENTATIVE OF THE DEPOSITORY TRUST COMPANY TO THE DEPOSITOR OR ITS AGENT FOR REGISTRATION OF TRANSFER, EXCHANGE OR PAYMENT, AND ANY CERTIFICATE ISSUED IS REGISTERED IN THE NAME OF CEDE & CO. OR SUCH OTHER NAME AS REQUESTED BY AN AUTHORIZED REPRESENTATIVE OF THE DEPOSITORY TRUST COMPANY AND ANY PAYMENT IS MADE TO CEDE & CO., ANY TRANSFER, PLEDGE OR OTHER USE HEREOF FOR VALUE OR OTHERWISE BY OR TO ANY PERSON IS WRONGFUL SINCE THE REGISTERED OWNER HEREOF, CEDE & CO., HAS AN INTEREST HEREIN.
 

 

Certificate No.1
Adjustable Rate
   
Class [M-1][M-2][M-3][M-4][M-5][M-6][M-7][M-8][M-9] Subordinate
 
   
Date of Pooling and Servicing Agreement
and Cut-off Date:
March 1, 2007
Aggregate Initial Certificate Principal Balance of this Certificate as of the Cut-off Date:
$[__________]
   
First Distribution Date:
April 25, 2007
Initial Certificate Principal Balance of this Certificate as of the Cut-off Date:
$[__________]
   
Master Servicer:
EMC Mortgage Corporation
CUSIP: [________]
   
Last Scheduled Distribution Date:
April 25, 2037
 
   

ASSET-BACKED CERTIFICATE
SERIES 2007-HE3
 
evidencing a fractional undivided interest in the distributions allocable to the Class [M-1][M-2][M-3][M-4][M-5][M-6][M-7][M-8][M-9] Certificates with respect to a Trust Fund consisting primarily of a pool of conventional, closed-end, first and second lien, subprime, one- to four-family fixed and adjustable interest rate mortgage loans sold by BEAR STEARNS ASSET BACKED SECURITIES I LLC.
 
This Certificate is payable solely from the assets of the Trust Fund, and does not represent an obligation of or interest in Bear Stearns Asset Backed Securities I LLC, the Master Servicer or the Trustee referred to below or any of their affiliates or any other person. Neither this Certificate nor the underlying Mortgage Loans are guaranteed or insured by any governmental entity or by Bear Stearns Asset Backed Securities I LLC, the Master Servicer or the Trustee or any of their affiliates or any other person. None of Bear Stearns Asset Backed Securities I LLC, the Master Servicer or any of their affiliates will have any obligation with respect to any certificate or other obligation secured by or payable from payments on the Certificates.
 
This certifies that Cede & Co. is the registered owner of the Percentage Interest evidenced hereby in the beneficial ownership interest of Certificates of the same Class as this Certificate in a trust (the “Trust Fund”) generally consisting of conventional, closed-end, first and second lien, subprime, fixed and adjustable rate mortgage loans secured by one- to four- family residences (collectively, the “Mortgage Loans”) sold by Bear Stearns Asset Backed Securities I LLC (“BSABS I”). The Mortgage Loans were sold by EMC Mortgage Corporation (“EMC”) and Master Funding LLC to BSABS I. EMC will act as master servicer of the Mortgage Loans (in that capacity, the “Master Servicer,” which term includes any successors thereto under the Agreement referred to below). The Trust Fund was created pursuant to the Pooling and Servicing Agreement, dated as of the Cut-off Date specified above (the “Agreement”), among BSABS I, as depositor (the “Depositor”), EMC Mortgage Corporation, as seller and as Master Servicer, and LaSalle Bank National Association, as trustee (the “Trustee”), a summary of certain of the pertinent provisions of which is set forth hereafter. To the extent not defined herein, capitalized terms used herein shall have the meaning ascribed to them in the Agreement. This Certificate is issued under and is subject to the terms, provisions and conditions of the Agreement, to which Agreement the Holder of this Certificate by virtue of its acceptance hereof assents and by which such Holder is bound.
 
Interest on this Certificate will accrue from and including the immediately preceding Distribution Date (or with respect to the First Distribution Date, the Closing Date) to and including the day prior to the current Distribution Date on the Certificate Principal Balance hereof at a per annum rate equal to the Pass-Through Rate set forth above. The Trustee will distribute on the 25th day of each month, or, if such 25th day is not a Business Day, the immediately following Business Day (each, a “Distribution Date”), commencing on the First Distribution Date specified above, to the Person in whose name this Certificate is registered at the close of business on the Business Day immediately preceding such Distribution Date so long as such Certificate remains in book-entry form (and otherwise, the close of business on the last Business Day of the month immediately preceding the month of such Distribution Date), an amount equal to the product of the Percentage Interest evidenced by this Certificate and the amount (of interest and principal, if any) required to be distributed to the Holders of Certificates of the same Class as this Certificate. The Assumed Final Distribution Date is the Distribution Date in the month following the latest scheduled maturity date of any Mortgage Loan.
 
Distributions on this Certificate will be made by the Trustee by check mailed to the address of the Person entitled thereto as such name and address shall appear on the Certificate Register or by wire transfer, if such Person so requests by notifying the Trustee in writing as specified in the Agreement. Notwithstanding the above, the final distribution on this Certificate will be made after due notice by the Trustee of the pendency of such distribution and only upon presentation and surrender of this Certificate at the office or agency appointed by the Trustee for that purpose and designated in such notice. The initial Certificate Principal Balance of this Certificate is set forth above. The Certificate Principal Balance hereof will be reduced to the extent of distributions allocable to principal hereon and any Realized Losses allocable hereto
 
This Certificate is one of a duly authorized issue of Certificates designated as set forth on the face hereof (the “Certificates”). The Certificates, in the aggregate, evidence the entire beneficial ownership interest in the Trust Fund formed pursuant to the Agreement.
 
The Certificateholder, by its acceptance of this Certificate, agrees that it will look solely to the Trust Fund for payment hereunder and that the Trustee is not liable to the Certificateholders for any amount payable under this Certificate or the Agreement or, except as expressly provided in the Agreement, subject to any liability under the Agreement.
 
This Certificate does not purport to summarize the Agreement and reference is made to the Agreement for the interests, rights and limitations of rights, benefits, obligations and duties evidenced hereby, and the rights, duties and immunities of the Trustee.
 
The Agreement permits, with certain exceptions therein provided, the amendment thereof and the modification of the rights and obligations of the Depositor and the rights of the Certificateholders under the Agreement from time to time by the parties thereto with the consent of the Holders of Certificates, evidencing over 50% of the Voting Rights of the Certificates, or with the consent of the Holders of each Class of Certificates affected thereby evidencing over 50% of the Voting Rights of such Class or Classes, as applicable. Any such consent by the Holder of this Certificate shall be conclusive and binding on such Holder and upon all future Holders of this Certificate and of any Certificate issued upon the transfer hereof or in lieu hereof whether or not notation of such consent is made upon this Certificate. The Agreement also permits the amendment thereof, in certain limited circumstances, without the consent of the Holders of any of the Certificates.
 
As provided in the Agreement and subject to certain limitations therein set forth, the transfer of this Certificate is registrable with the Trustee upon surrender of this Certificate for registration of transfer at the offices or agencies maintained by the Trustee for such purposes, duly endorsed by, or accompanied by a written instrument of transfer in form satisfactory to the Trustee duly executed by the Holder hereof or such Holder’s attorney duly authorized in writing, and thereupon one or more new Certificates in authorized denominations representing a like aggregate Percentage Interest will be issued to the designated transferee.
 
Each holder of a Certificate or beneficial ownership shall be deemed to have made the representations set forth in Section 6.02(h) of the Pooling and Servicing Agreement.
 
The Certificates are issuable only as registered Certificates without coupons in the Classes and denominations specified in the Agreement. As provided in the Agreement and subject to certain limitations therein set forth, this Certificate is exchangeable for one or more new Certificates evidencing the same Class and in the same aggregate Percentage Interest, as requested by the Holder surrendering the same.
 
No service charge will be made to the Certificateholders for any such registration of transfer, but the Trustee may require payment of a sum sufficient to cover any tax or other governmental charge payable in connection therewith. The Depositor, the Master Servicer, the Trustee and any agent of any of them may treat the Person in whose name this Certificate is registered as the owner hereof for all purposes, and none of the Depositor, the Master Servicer, the Trustee or any such agent shall be affected by notice to the contrary.
 
The obligations created by the Agreement and the Trust Fund created thereby (other than the obligations to make payments to Certificateholders with respect to the termination of the Agreement) shall terminate upon the earlier of (i) the later of (A) the maturity or other liquidation (or Advance with respect thereto) of the last Mortgage Loan remaining in the Trust Fund and disposition of all property acquired upon foreclosure or deed in lieu of foreclosure of any Mortgage Loan and (B) the remittance of all funds due under the Agreement, or (ii) the optional repurchase by the party named in the Agreement of all the Mortgage Loans and other assets of the Trust Fund in accordance with the terms of the Agreement. Such optional repurchase may be made only on or after the first Distribution Date on which the aggregate Stated Principal Balance of the Mortgage Loans is less than or equal to a certain percentage of the aggregate Stated Principal Balance of the Mortgage Loans as of the Cut-off Date as set forth in the Agreement. The exercise of such right will effect the early retirement of the Certificates. In no event, however, will the Trust created by the Agreement continue beyond the earlier of (i) the expiration of 21 years after the death of certain persons identified in the Agreement and (ii) the Latest Possible Maturity Date (as defined in the Agreement).
 
Unless this Certificate has been countersigned by an authorized signatory of the Trustee by manual signature, this Certificate shall not be entitled to any benefit under the Agreement, or be valid for any purpose.
 

 



IN WITNESS WHEREOF, the Trustee has caused this Certificate to be duly executed.
 
Dated: _________, ____
   
LASALLE BANK NATIONAL ASSOCIATION,
not in its individual capacity but solely as Trustee
                           
                           
             
By:
 
               
Authorized Signatory

 
CERTIFICATE OF AUTHENTICATION
 
This is one of the Class [M-1][M-2][M-3][M-4][M-5][M-6][M-7][M-8][M-9] Certificates referred to in the within-mentioned Agreement.
 
     
LASALLE BANK NATIONAL ASSOCIATION
Authorized signatory of LaSalle Bank National Association, not in its individual capacity but solely as Trustee
                           
                           
             
By:
 
               
Authorized Signatory

 



ASSIGNMENT
 
FOR VALUE RECEIVED, the undersigned hereby sell(s), assign(s) and transfer(s) unto __________________________________ (Please print or typewrite name and address including postal zip code of assignee) a Percentage Interest evidenced by the within Asset-Backed Certificate and hereby authorizes the transfer of registration of such interest to assignee on the Certificate Register of the Trust Fund.
 
I (We) further direct the Certificate Registrar to issue a new Certificate of a like denomination and Class, to the above named assignee and deliver such Certificate to the following address:
 
Dated:
 
 
Signature by or on behalf of assignor
   
   
 
Signature Guaranteed

 
DISTRIBUTION INSTRUCTIONS
 
The assignee should include the following for purposes of distribution:
 
Distributions shall be made, by wire transfer or otherwise, in immediately available
funds to
 
 
for the account of
 
account number
 
or, if mailed by check, to
 
Applicable statements should be mailed to
 
 
 
This information is provided by
 
assignee named above, or
 
its agent.
 


 
 

EXHIBIT A-3
 
Form of Class P Certificate
 
SOLELY FOR U.S. FEDERAL INCOME TAX PURPOSES, THIS CERTIFICATE REPRESENTS A “REGULAR INTEREST” IN A “REAL ESTATE MORTGAGE INVESTMENT CONDUIT,” AS THOSE TERMS ARE DEFINED, RESPECTIVELY, IN SECTIONS 860G AND 860D OF THE INTERNAL REVENUE CODE OF 1986 (THE “CODE”).
 
THE CERTIFICATE PRINCIPAL BALANCE OF THIS CERTIFICATE WILL BE DECREASED BY THE PRINCIPAL PAYMENTS HEREON. ACCORDINGLY, FOLLOWING THE INITIAL ISSUANCE OF THE CERTIFICATES, THE CERTIFICATE PRINCIPAL BALANCE OF THIS CERTIFICATE WILL BE DIFFERENT FROM THE DENOMINATION SHOWN BELOW. ANYONE ACQUIRING THIS CERTIFICATE MAY ASCERTAIN ITS CERTIFICATE PRINCIPAL BALANCE BY INQUIRY OF THE TRUSTEE NAMED HEREIN.
 
THIS CERTIFICATE HAS NOT BEEN AND WILL NOT BE REGISTERED UNDER THE SECURITIES ACT OF 1933, AS AMENDED (THE “SECURITIES ACT”), OR UNDER ANY STATE SECURITIES LAWS. THE HOLDER HEREOF, BY PURCHASING THIS CERTIFICATE, AGREES THAT THIS CERTIFICATE MAY BE REOFFERED, RESOLD, PLEDGED OR OTHERWISE TRANSFERRED ONLY IN COMPLIANCE WITH THE SECURITIES ACT AND OTHER APPLICABLE LAWS AND ONLY (1) PURSUANT TO RULE 144A UNDER THE SECURITIES ACT (“RULE 144A”) TO A PERSON THAT THE HOLDER REASONABLY BELIEVES IS A QUALIFIED INSTITUTIONAL BUYER WITHIN THE MEANING OF RULE 144A (A “QIB”), PURCHASING FOR ITS OWN ACCOUNT OR A QIB PURCHASING FOR THE ACCOUNT OF A QIB, WHOM THE HOLDER HAS INFORMED, IN EACH CASE, THAT THE REOFFER, RESALE, PLEDGE OR OTHER TRANSFER IS BEING MADE IN RELIANCE ON RULE 144A, (2) PURSUANT TO AN EXEMPTION FROM REGISTRATION PROVIDED BY RULE 144 UNDER THE SECURITIES ACT (IF AVAILABLE) OR (3) IN CERTIFICATED FORM TO AN “INSTITUTIONAL ACCREDITED INVESTOR” WITHIN THE MEANING THEREOF IN RULE 501(a)(1), (2), (3) or (7) OF REGULATION D UNDER THE ACT OR ANY ENTITY IN WHICH ALL OF THE EQUITY OWNERS COME WITHIN SUCH PARAGRAPHS PURCHASING NOT FOR DISTRIBUTION IN VIOLATION OF THE SECURITIES ACT, SUBJECT TO (A) THE RECEIPT BY THE TRUSTEE OF A LETTER SUBSTANTIALLY IN THE FORM PROVIDED IN THE AGREEMENT AND (B) THE RECEIPT BY THE TRUSTEE OF SUCH OTHER EVIDENCE ACCEPTABLE TO THE TRUSTEE THAT SUCH REOFFER, RESALE, PLEDGE OR TRANSFER IS IN COMPLIANCE WITH THE SECURITIES ACT AND OTHER APPLICABLE LAWS OR IN EACH CASE IN ACCORDANCE WITH ALL APPLICABLE SECURITIES LAWS OF THE UNITED STATES AND ANY OTHER APPLICABLE JURISDICTION.
 
NO TRANSFER OF THIS CERTIFICATE MAY BE MADE TO ANY PERSON, UNLESS THE TRANSFEREE PROVIDES EITHER A CERTIFICATION PURSUANT TO SECTION 6.02(h) OF THE AGREEMENT OR AN OPINION OF COUNSEL SATISFACTORY TO THE TRUSTEE THAT THE PURCHASE AND HOLDING OF THIS CERTIFICATE ARE PERMISSIBLE UNDER APPLICABLE LAW, WILL NOT CONSTITUTE OR RESULT IN ANY NON-EXEMPT PROHIBITED TRANSACTIONS UNDER SECTION 406 OF THE EMPLOYEE RETIREMENT INCOME SECURITY ACT OF 1974, AS AMENDED (“ERISA”) OR SECTION 4975 OF THE CODE AND WILL NOT SUBJECT THE TRUSTEE, MASTER SERVICER OR THE DEPOSITOR TO ANY OBLIGATION OR LIABILITY IN ADDITION TO THOSE UNDERTAKEN IN THE AGREEMENT.
 




Certificate No.1
Percentage Interest: 100%
   
Class P
 
   
Date of Pooling and Servicing Agreement and Cut-off Date:
March 1, 2007
Aggregate Initial Certificate Principal Balance of this Certificate as of the Cut-off Date:
$100.00
   
First Distribution Date:
April 25, 2007
Initial Certificate Principal Balance of this Certificate as of the Cut-off Date:
$100.00
   
Master Servicer:
EMC Mortgage Corporation
CUSIP: [______]
   
Last Scheduled Distribution Date:
April 25, 2037
 
   

ASSET-BACKED CERTIFICATE
SERIES 2007-HE3
 
evidencing a fractional undivided interest in the distributions allocable to the Class P Certificates with respect to a Trust Fund consisting primarily of a pool of conventional, closed-end, first and second lien, subprime, one- to four-family fixed and adjustable interest rate mortgage loans sold by BEAR STEARNS ASSET BACKED SECURITIES I LLC.
 
This Certificate is payable solely from the assets of the Trust Fund, and does not represent an obligation of or interest in Bear Stearns Asset Backed Securities I LLC, the Master Servicer or the Trustee referred to below or any of their affiliates or any other person. Neither this Certificate nor the underlying Mortgage Loans are guaranteed or insured by any governmental entity or by Bear Stearns Asset Backed Securities I LLC, the Master Servicer or the Trustee or any of their affiliates or any other person. None of Bear Stearns Asset Backed Securities I LLC, the Master Servicer or any of their affiliates will have any obligation with respect to any certificate or other obligation secured by or payable from payments on the Certificates.
 
This certifies that Bear, Stearns Securities Corp. is the registered owner of the Percentage Interest evidenced hereby in the beneficial ownership interest of Certificates of the same Class as this Certificate in a trust (the “Trust Fund”) generally consisting of conventional, closed-end, first and second lien, subprime, fixed and adjustable rate mortgage loans secured by one- to four-family residences (collectively, the “Mortgage Loans”) sold by Bear Stearns Asset Backed Securities I LLC (“BSABS I”). The Mortgage Loans were sold by EMC Mortgage Corporation (“EMC”) and Master Funding LLC (“Master Funding LLC”, and together with EMC, the “Sellers”) to BSABS I. EMC will act as master servicer of the Mortgage Loans (in that capacity, the “Master Servicer,” which term includes any successors thereto under the Agreement referred to below). The Trust Fund was created pursuant to the Pooling and Servicing Agreement, dated as of the Cut-off Date specified above (the “Agreement”), among BSABS I, as depositor (the “Depositor”), EMC Mortgage Corporation, as seller and as Master Servicer, and LaSalle Bank National Association, as trustee (the “Trustee”), a summary of certain of the pertinent provisions of which is set forth hereafter. To the extent not defined herein, capitalized terms used herein shall have the meaning ascribed to them in the Agreement. This Certificate is issued under and is subject to the terms, provisions and conditions of the Agreement, to which Agreement the Holder of this Certificate by virtue of its acceptance hereof assents and by which such Holder is bound.
 
The Trustee will distribute on the 25th day of each month, or, if such 25th day is not a Business Day, the immediately following Business Day (each, a “Distribution Date”), commencing on the First Distribution Date specified above, to the Person in whose name this Certificate is registered at the close of business on the last day (or if such last day is not a Business Day, the Business Day immediately preceding such last day) of the calendar month immediately preceding the month in which the Distribution Date occurs, an amount equal to the product of the Percentage Interest evidenced by this Certificate and the amounts required to be distributed to the Holders of Certificates of the same Class as this Certificate.
 
Distributions on this Certificate will be made by the Trustee by check mailed to the address of the Person entitled thereto as such name and address shall appear on the Certificate Register or by wire transfer, if such Person so requests by notifying the Trustee in writing as specified in the Agreement. Notwithstanding the above, the final distribution on this Certificate will be made after due notice by the Trustee of the pendency of such distribution and only upon presentation and surrender of this Certificate at the office or agency appointed by the Trustee for that purpose and designated in such notice.
 
No transfer of this Certificate shall be made unless the transfer is made pursuant to an effective registration statement under the Securities Act of 1933, as amended (the “1933 Act”), and an effective registration or qualification under applicable state securities laws, or is made in a transaction that does not require such registration or qualification. In the event that such a transfer of this Certificate is to be made without registration or qualification, the Trustee shall require receipt of (i) if such transfer is purportedly being made in reliance upon Rule 144A under the 1933 Act, written certifications from the Holder of the Certificate desiring to effect the transfer, and from such Holder’s prospective transferee, substantially in the forms attached to the Agreement as Exhibit D and either Exhibit E or Exhibit F, as applicable, and (ii) in all other cases, an Opinion of Counsel satisfactory to it that such transfer may be made without such registration or qualification (which Opinion of Counsel shall not be an expense of the Trust Fund or of the Depositor, the Trustee or the Master Servicer in their respective capacities as such), together with copies of the written certification(s) of the Holder of the Certificate desiring to effect the transfer and/or such Holder’s prospective transferee upon which such Opinion of Counsel is based. Neither the Depositor nor the Trustee is obligated to register or qualify the Class of Certificates specified on the face hereof under the 1933 Act or any other securities law or to take any action not otherwise required under the Agreement to permit the transfer of such Certificates without registration or qualification. Any Holder desiring to effect a transfer of this Certificate shall be required to indemnify the Trustee, the Depositor, the Sellers and the Master Servicer against any liability that may result if the transfer is not so exempt or is not made in accordance with such federal and state laws.
 
No transfer of this Class P Certificate will be made unless the Trustee shall have received either (i) the Opinion of Counsel set forth in Section 6.02(h) of the Agreement or (ii) a representation letter under Section 6.02(h) of the Agreement, in the form as described by the Agreement, stating that the transferee is not an employee benefit or other plan subject to the prohibited transaction provisions of ERISA or Section 4975 of the Code (a “Plan”), or any other person (including an investment manager, a named fiduciary or a trustee of any Plan) acting, directly or indirectly, on behalf of or purchasing any Certificate with “plan assets” of any Plan.
 
This Certificate is one of a duly authorized issue of Certificates designated as set forth on the face hereof (the “Certificates”). The Certificates, in the aggregate, evidence the entire beneficial ownership interest in the Trust Fund formed pursuant to the Agreement.
 
The Certificateholder, by its acceptance of this Certificate, agrees that it will look solely to the Trust Fund for payment hereunder and that the Trustee is not liable to the Certificateholders for any amount payable under this Certificate or the Agreement or, except as expressly provided in the Agreement, subject to any liability under the Agreement.
 
This Certificate does not purport to summarize the Agreement and reference is made to the Agreement for the interests, rights and limitations of rights, benefits, obligations and duties evidenced hereby, and the rights, duties and immunities of the Trustee.
 
The Agreement permits, with certain exceptions therein provided, the amendment thereof and the modification of the rights and obligations of the Depositor and the rights of the Certificateholders under the Agreement from time to time by the parties thereto with the consent of the Holders of Certificates, evidencing over 50% of the Voting Rights of the Certificates, or with the consent of the Holders of each Class of Certificates affected thereby evidencing over 50% of the Voting Rights of such Class or Classes, as applicable. Any such consent by the Holder of this Certificate shall be conclusive and binding on such Holder and upon all future Holders of this Certificate and of any Certificate issued upon the transfer hereof or in lieu hereof whether or not notation of such consent is made upon this Certificate. The Agreement also permits the amendment thereof, in certain limited circumstances, without the consent of the Holders of any of the Certificates.
 
As provided in the Agreement and subject to certain limitations therein set forth, the transfer of this Certificate is registrable with the Trustee upon surrender of this Certificate for registration of transfer at the offices or agencies maintained by the Trustee for such purposes, duly endorsed by, or accompanied by a written instrument of transfer in form satisfactory to the Trustee duly executed by the Holder hereof or such Holder’s attorney duly authorized in writing, and thereupon one or more new Certificates in authorized denominations representing a like aggregate Percentage Interest will be issued to the designated transferee.
 
The Certificates are issuable only as registered Certificates without coupons in the Classes and denominations specified in the Agreement. As provided in the Agreement and subject to certain limitations therein set forth, this Certificate is exchangeable for one or more new Certificates evidencing the same Class and in the same aggregate Percentage Interest, as requested by the Holder surrendering the same.
 
No service charge will be made to the Certificateholders for any such registration of transfer, but the Trustee may require payment of a sum sufficient to cover any tax or other governmental charge payable in connection therewith. The Depositor, the Master Servicer, the Trustee and any agent of any of them may treat the Person in whose name this Certificate is registered as the owner hereof for all purposes, and none of the Depositor, the Master Servicer, the Trustee or any such agent shall be affected by notice to the contrary.
 
The obligations created by the Agreement and the Trust Fund created thereby (other than the obligations to make payments to Certificateholders with respect to the termination of the Agreement) shall terminate upon the earlier of (i) the later of (A) the maturity or other liquidation (or Advance with respect thereto) of the last Mortgage Loan remaining in the Trust Fund and disposition of all property acquired upon foreclosure or deed in lieu of foreclosure of any Mortgage Loan and (B) the remittance of all funds due under the Agreement, or (ii) the optional repurchase by the party named in the Agreement of all the Mortgage Loans and other assets of the Trust Fund in accordance with the terms of the Agreement. Such optional repurchase may be made only on or after the first Distribution Date on which the aggregate Stated Principal Balance of the Mortgage Loans is less than or equal to a certain percentage of the aggregate Stated Principal Balance of the Mortgage Loans as of the Cut-off Date as set forth in the Agreement. The exercise of such right will effect the early retirement of the Certificates. In no event, however, will the Trust created by the Agreement continue beyond the earlier of (i) the expiration of 21 years after the death of certain persons identified in the Agreement and (ii) the Latest Possible Maturity Date (as defined in the Agreement).
 
Unless this Certificate has been countersigned by an authorized signatory of the Trustee by manual signature, this Certificate shall not be entitled to any benefit under the Agreement, or be valid for any purpose.
 



IN WITNESS WHEREOF, the Trustee has caused this Certificate to be duly
executed.
 
Dated: _________, ____
   
LASALLE BANK NATIONAL ASSOCIATION,
not in its individual capacity but solely as Trustee
                           
                           
             
By:
 
               
Authorized Signatory

 
CERTIFICATE OF AUTHENTICATION
 
This is one of the Class P Certificates referred to in the within-mentioned Agreement.
 
     
LASALLE BANK NATIONAL ASSOCIATION
Authorized signatory of LaSalle Bank National Association, not in its individual capacity but solely as Trustee
                           
                           
             
By:
 
               
Authorized Signatory



ASSIGNMENT
 
FOR VALUE RECEIVED, the undersigned hereby sell(s), assign(s) and transfer(s) unto __________________________________ (Please print or typewrite name and address including postal zip code of assignee) a Percentage Interest evidenced by the within Asset-Backed Certificate and hereby authorizes the transfer of registration of such interest to assignee on the Certificate Register of the Trust Fund.
 
I (We) further direct the Certificate Registrar to issue a new Certificate of a like denomination and Class, to the above named assignee and deliver such Certificate to the following address:
 
     
   
.

 
Dated:
 
 
Signature by or on behalf of assignor
   
   
 
Signature Guaranteed

DISTRIBUTION INSTRUCTIONS
 
The assignee should include the following for purposes of distribution:
 
Distributions shall be made, by wire transfer or otherwise, in immediately available
funds to
 
 
for the account of
 
account number
 
or, if mailed by check, to
 
Applicable statements should be mailed to
 
 
 
This information is provided by
 
assignee named above, or
 
its agent.
 


 


EXHIBIT A-4
 
Form of Class CE Certificates
 
THIS CERTIFICATE IS SUBORDINATED IN RIGHT OF PAYMENT TO THE SENIOR CERTIFICATES AND THE CLASS M CERTIFICATES AS DESCRIBED IN THE AGREEMENT (AS DEFINED BELOW).
 
SOLELY FOR U.S. FEDERAL INCOME TAX PURPOSES, THIS CERTIFICATE REPRESENTS A “REGULAR INTEREST” IN A “REAL ESTATE MORTGAGE INVESTMENT CONDUIT,” AS THOSE TERMS ARE DEFINED, RESPECTIVELY, IN SECTIONS 860G AND 860D OF THE INTERNAL REVENUE CODE OF 1986 (THE “CODE”).
 
THIS CERTIFICATE HAS NOT BEEN AND WILL NOT BE REGISTERED UNDER THE SECURITIES ACT OF 1933, AS AMENDED (THE “SECURITIES ACT”), OR UNDER ANY STATE SECURITIES LAWS. THE HOLDER HEREOF, BY PURCHASING THIS CERTIFICATE, AGREES THAT THIS CERTIFICATE MAY BE REOFFERED, RESOLD, PLEDGED OR OTHERWISE TRANSFERRED ONLY IN COMPLIANCE WITH THE SECURITIES ACT AND OTHER APPLICABLE LAWS AND ONLY (1) PURSUANT TO RULE 144A UNDER THE SECURITIES ACT (“RULE 144A”) TO A PERSON THAT THE HOLDER REASONABLY BELIEVES IS A QUALIFIED INSTITUTIONAL BUYER WITHIN THE MEANING OF RULE 144A (A “QIB”), PURCHASING FOR ITS OWN ACCOUNT OR A QIB PURCHASING FOR THE ACCOUNT OF A QIB, WHOM THE HOLDER HAS INFORMED, IN EACH CASE, THAT THE REOFFER, RESALE, PLEDGE OR OTHER TRANSFER IS BEING MADE IN RELIANCE ON RULE 144A, (2) PURSUANT TO AN EXEMPTION FROM REGISTRATION PROVIDED BY RULE 144 UNDER THE SECURITIES ACT (IF AVAILABLE) OR (3) IN CERTIFICATED FORM TO AN “INSTITUTIONAL ACCREDITED INVESTOR” WITHIN THE MEANING THEREOF IN RULE 501(a)(1), (2), (3) or (7) OF REGULATION D UNDER THE ACT OR ANY ENTITY IN WHICH ALL OF THE EQUITY OWNERS COME WITHIN SUCH PARAGRAPHS PURCHASING NOT FOR DISTRIBUTION IN VIOLATION OF THE SECURITIES ACT, SUBJECT TO (A) THE RECEIPT BY THE TRUSTEE OF A LETTER SUBSTANTIALLY IN THE FORM PROVIDED IN THE AGREEMENT AND (B) THE RECEIPT BY THE TRUSTEE OF SUCH OTHER EVIDENCE ACCEPTABLE TO THE TRUSTEE THAT SUCH REOFFER, RESALE, PLEDGE OR TRANSFER IS IN COMPLIANCE WITH THE SECURITIES ACT AND OTHER APPLICABLE LAWS OR IN EACH CASE IN ACCORDANCE WITH ALL APPLICABLE SECURITIES LAWS OF THE UNITED STATES AND ANY OTHER APPLICABLE JURISDICTION.
 
NO TRANSFER OF THIS CERTIFICATE MAY BE MADE TO ANY PERSON, UNLESS THE TRANSFEREE PROVIDES EITHER A CERTIFICATION PURSUANT TO SECTION 6.02(h) OF THE AGREEMENT OR AN OPINION OF COUNSEL SATISFACTORY TO THE TRUSTEE THAT THE PURCHASE AND HOLDING OF THIS CERTIFICATE ARE PERMISSIBLE UNDER APPLICABLE LAW, WILL NOT CONSTITUTE OR RESULT IN ANY NON-EXEMPT PROHIBITED TRANSACTIONS UNDER SECTION 406 OF THE EMPLOYEE RETIREMENT INCOME SECURITY ACT OF 1974, AS AMENDED (“ERISA”) OR SECTION 4975 OF THE CODE AND WILL NOT SUBJECT THE TRUSTEE, MASTER SERVICER OR THE DEPOSITOR TO ANY OBLIGATION OR LIABILITY IN ADDITION TO THOSE UNDERTAKEN IN THE AGREEMENT.
 
NO TRANSFER OF THIS CERTIFICATE SHALL BE MADE UNLESS THE PROPOSED TRANSFEREE OF SUCH CERTIFICATE (1) PROVIDES TO THE TRUSTEE THE APPROPRIATE TAX CERTIFICATION FORM THAT WOULD ELIMINATE ANY WITHHOLDING OR DEDUCTION FOR TAXES FROM AMOUNTS PAYABLE BY THE RELATED SWAP PROVIDER, PURSUANT TO THE RELATED SWAP AGREEMENT, TO THE SWAP ADMINISTRATOR ON BEHALF OF THE RELATED SUPPLEMENTAL INTEREST TRUST (I.E., IRS FORM W-9 OR IRS FORM W-8BEN, W-8IMY, W-8EXP OR W-8ECI, AS APPLICABLE (OR ANY SUCCESSOR FORM THERETO), TOGETHER WITH ANY APPLICABLE ATTACHMENTS) AND (2) AGREES TO UPDATE SUCH FORM (A) UPON EXPIRATION OF ANY SUCH FORM, (B) AS REQUIRED UNDER THEN APPLICABLE U.S. TREASURY REGULATIONS AND (C) PROMPTLY UPON LEARNING THAT SUCH FORM HAS BECOME OBSOLETE OR INCORRECT, EACH AS A CONDITION TO SUCH TRANSFER. IN ADDITION, NO TRANSFER OF THIS CERTIFICATE SHALL BE MADE IF SUCH TRANSFER WOULD CAUSE THE RELATED SUPPLEMENTAL INTEREST TRUST TO BE BENEFICIALLY OWNED BY TWO OR MORE PERSONS FOR FEDERAL INCOME TAX PURPOSES, OR CONTINUE TO BE SO TREATED, UNLESS (I) EACH PROPOSED TRANSFEREE OF SUCH CERTIFICATE COMPLIES WITH THE FOREGOING CONDITIONS, (II) THE PROPOSED MAJORITY HOLDER OF THE CLASS I-CE CERTIFICATES (OR EACH HOLDER, IF THERE IS OR WOULD BE NO MAJORITY HOLDER) (X) PROVIDES, OR CAUSES TO BE PROVIDED, ON BEHALF OF THE RELATED SUPPLEMENTAL INTEREST TRUST, IF APPLICABLE, TO THE TRUSTEE, THE APPROPRIATE TAX CERTIFICATION FORM THAT WOULD BE REQUIRED FROM THE RELATED SUPPLEMENTAL INTEREST TRUST TO ELIMINATE ANY WITHHOLDING OR DEDUCTION FOR TAXES FROM AMOUNTS PAYABLE BY THE RELATED SWAP PROVIDER, PURSUANT TO THE RELATED SWAP AGREEMENT, TO THE SWAP ADMINISTRATOR ON BEHALF OF THE RELATED SUPPLEMENTAL INTEREST TRUST (I.E., IRS FORM W-9 OR IRS FORM W-8BEN, W-8IMY, W-8EXP OR W-8ECI, AS APPLICABLE (OR ANY SUCCESSOR FORM THERETO), TOGETHER WITH ANY APPLICABLE ATTACHMENTS) AND (Y) AGREES TO UPDATE SUCH FORM (A) UPON EXPIRATION OF SUCH FORM, (B) AS REQUIRED UNDER THEM APPLICABLE U.S. TREASURY REGULATIONS AND (C) PROMPTLY UPON LEARNING THAT SUCH FORM HAS BECOME OBSOLETE OR INCORRECT. UNDER THE AGREEMENT, UPON RECEIPT OF ANY TAX CERTIFICATION FORM PURSUANT TO THESE TRANSFER RESTRICTIONS FROM A HOLDER OF THIS CERTIFICATE, THE TRUSTEE SHALL FORWARD SUCH TAX CERTIFICATION FORM TO THE RELATED SUPPLEMENTAL INTEREST TRUST TRUSTEE. THE RELATED SUPPLEMENTAL INTEREST TRUST TRUSTEE SHALL FORWARD SUCH TAX CERTIFICATION FORM PROVIDED TO IT TO THE RELATED SWAP PROVIDER. EACH HOLDER OF THIS CERTIFICATE AND EACH TRANSFEREE THEREOF SHALL BE DEEMED TO HAVE CONSENTED TO THE RELATED SUPPLEMENTAL INTEREST TRUST TRUSTEE FORWARDING TO THE RELATED SWAP PROVIDER ANY TAX CERTIFICATION FORM IT HAS PROVIDED AND UPDATED IN ACCORDANCE WITH THESE TRANSFER RESTRICTIONS. ANY PURPORTED SALES OR TRANSFERS OF THIS CERTIFICATE TO A TRANSFEREE WHICH DOES NOT COMPLY WITH THESE REQUIREMENTS SHALL BE DEEMED NULL AND VOID UNDER THE AGREEMENT.

 




Certificate No. 1
Percentage Interest: 100%
   
Class CE
 
   
Date of Pooling and Servicing Agreement
and Cut-off Date:
March 1, 2007
Initial Certificate Notional Amount of this Certificate as of the Cut-off Date:
$[__________]
   
First Distribution Date:
April 25, 2007
Aggregate Certificate Notional Amount of this Certificate as of the Cut-off Date:
$[__________]
   
Master Servicer:
EMC Mortgage Corporation
CUSIP: [_____]
   
Last Scheduled Distribution Date:
April 25, 2037
 
   

ASSET-BACKED CERTIFICATE
SERIES 2007-HE3
 
evidencing a fractional undivided interest in the distributions allocable to the Class CE Certificates with respect to a Trust Fund consisting primarily of a pool of conventional, closed-end, first and second lien, subprime, one-to-four family fixed and adjustable interest rate mortgage loans sold by BEAR STEARNS ASSET BACKED SECURITIES I LLC.
 
This Certificate is payable solely from the assets of the Trust Fund, and does not represent an obligation of or interest in Bear Stearns Asset Backed Securities I LLC, the Master Servicer or the Trustee referred to below or any of their affiliates or any other person. Neither this Certificate nor the underlying Mortgage Loans are guaranteed or insured by any governmental entity or by Bear Stearns Asset Backed Securities I LLC, the Master Servicer or the Trustee or any of their affiliates or any other person. None of Bear Stearns Asset Backed Securities I LLC, the Master Servicer or any of their affiliates will have any obligation with respect to any certificate or other obligation secured by or payable from payments on the Certificates.
 
This certifies that Bear, Stearns Securities Corp. is the registered owner of the Percentage Interest evidenced hereby in the beneficial ownership interest of Certificates of the same Class as this Certificate in a trust (the “Trust Fund”) generally consisting conventional, closed-end, first and second lien, fixed and adjustable rate mortgage loans secured by one- to four-family residences (collectively, the “Mortgage Loans”) sold by Bear Stearns Asset Backed Securities I LLC (“BSABS I”). The Mortgage Loans were sold by EMC Mortgage Corporation (“EMC”) and Master Funding LLC (“Master Funding LLC”, and together with EMC, the “Sellers”) to BSABS I. EMC will act as master servicer of the Mortgage Loans (in that capacity, the “Master Servicer,” which term includes any successors thereto under the Agreement referred to below). The Trust Fund was created pursuant to the Pooling and Servicing Agreement, dated as of the Cut-off Date specified above (the “Agreement”), among BSABS I, as depositor (the “Depositor”), EMC Mortgage Corporation, as seller and as Master Servicer, and LaSalle Bank National Association, as trustee (the “Trustee”), a summary of certain of the pertinent provisions of which is set forth hereafter. To the extent not defined herein, capitalized terms used herein shall have the meaning ascribed to them in the Agreement. This Certificate is issued under and is subject to the terms, provisions and conditions of the Agreement, to which Agreement the Holder of this Certificate by virtue of its acceptance hereof assents and by which such Holder is bound.
 
The Trustee will distribute on the 25th day of each month, or, if such 25th day is not a Business Day, the immediately following Business Day (each, a “Distribution Date”), commencing on the First Distribution Date specified above, to the Person in whose name this Certificate is registered at the close of business on the last day (or if such last day is not a Business Day, the Business Day immediately preceding such last day) of the calendar month immediately preceding the month in which the Distribution Date occurs, an amount equal to the product of the Percentage Interest evidenced by this Certificate and the amounts required to be distributed to the Holders of Certificates of the same Class as this Certificate.
 
Distributions on this Certificate will be made by the Trustee by check mailed to the address of the Person entitled thereto as such name and address shall appear on the Certificate Register or by wire transfer, if such Person so requests by notifying the Trustee in writing as specified in the Agreement. Notwithstanding the above, the final distribution on this Certificate will be made after due notice by the Trustee of the pendency of such distribution and only upon presentation and surrender of this Certificate at the office or agency appointed by the Trustee for that purpose and designated in such notice.
 
No transfer of this Certificate shall be made unless the transfer is made pursuant to an effective registration statement under the Securities Act of 1933, as amended (the “1933 Act”), and an effective registration or qualification under applicable state securities laws, or is made in a transaction that does not require such registration or qualification. In the event that such a transfer of this Certificate is to be made without registration or qualification, the Trustee shall require receipt of (i) if such transfer is purportedly being made in reliance upon Rule 144A under the 1933 Act, written certifications from the Holder of the Certificate desiring to effect the transfer, and from such Holder’s prospective transferee, substantially in the forms attached to the Agreement as Exhibit D and either Exhibit E or Exhibit F, as applicable, and (ii) in all other cases, an Opinion of Counsel satisfactory to it that such transfer may be made without such registration or qualification (which Opinion of Counsel shall not be an expense of the Trust Fund or of the Depositor, the Trustee, or the Master Servicer in their respective capacities as such), together with copies of the written certification(s) of the Holder of the Certificate desiring to effect the transfer and/or such Holder’s prospective transferee upon which such Opinion of Counsel is based. Neither the Depositor nor the Trustee is obligated to register or qualify the Class of Certificates specified on the face hereof under the 1933 Act or any other securities law or to take any action not otherwise required under the Agreement to permit the transfer of such Certificates without registration or qualification. Any Holder desiring to effect a transfer of this Certificate shall be required to indemnify the Trustee, the Depositor, the Sellers and the Master Servicer against any liability that may result if the transfer is not so exempt or is not made in accordance with such federal and state laws.
 
No transfer of this Class CE Certificate will be made unless the Trustee shall have received either (i) the Opinion of Counsel set forth in Section 6.02(h) of the Agreement or (ii) a representation letter under Section 6.02(h) of the Agreement, in the form as described by the Agreement, stating that the transferee is not an employee benefit or other plan subject to the prohibited transaction provisions of ERISA or Section 4975 of the Code (a “Plan”), or any other person (including an investment manager, a named fiduciary or a trustee of any Plan) acting, directly or indirectly, on behalf of or purchasing any Certificate with “plan assets” of any Plan.
 
This Certificate is one of a duly authorized issue of Certificates designated as set forth on the face hereof (the “Certificates”). The Certificates, in the aggregate, evidence the entire beneficial ownership interest in the Trust Fund formed pursuant to the Agreement.
 
The Certificateholder, by its acceptance of this Certificate, agrees that it will look solely to the Trust Fund for payment hereunder and that the Trustee is not liable to the Certificateholders for any amount payable under this Certificate or the Agreement or, except as expressly provided in the Agreement, subject to any liability under the Agreement.
 
This Certificate does not purport to summarize the Agreement and reference is made to the Agreement for the interests, rights and limitations of rights, benefits, obligations and duties evidenced hereby, and the rights, duties and immunities of the Trustee.
 
The Agreement permits, with certain exceptions therein provided, the amendment thereof and the modification of the rights and obligations of the Depositor and the rights of the Certificateholders under the Agreement from time to time by the parties thereto with the consent of the Holders of Certificates, evidencing over 50% of the Voting Rights of the Certificates, or with the consent of the Holders of each Class of Certificates affected thereby evidencing over 50% of the Voting Rights of such Class or Classes, as applicable. Any such consent by the Holder of this Certificate shall be conclusive and binding on such Holder and upon all future Holders of this Certificate and of any Certificate issued upon the transfer hereof or in lieu hereof whether or not notation of such consent is made upon this Certificate. The Agreement also permits the amendment thereof, in certain limited circumstances, without the consent of the Holders of any of the Certificates.
 
As provided in the Agreement and subject to certain limitations therein set forth, the transfer of this Certificate is registrable with the Trustee upon surrender of this Certificate for registration of transfer at the offices or agencies maintained by the Trustee for such purposes, duly endorsed by, or accompanied by a written instrument of transfer in form satisfactory to the Trustee duly executed by the Holder hereof or such Holder’s attorney duly authorized in writing, and thereupon one or more new Certificates in authorized denominations representing a like aggregate Percentage Interest will be issued to the designated transferee.
 
The Certificates are issuable only as registered Certificates without coupons in the Classes and denominations specified in the Agreement. As provided in the Agreement and subject to certain limitations therein set forth, this Certificate is exchangeable for one or more new Certificates evidencing the same Class and in the same aggregate Percentage Interest, as requested by the Holder surrendering the same.
 
No service charge will be made to the Certificateholders for any such registration of transfer, but the Trustee may require payment of a sum sufficient to cover any tax or other governmental charge payable in connection therewith. The Depositor, the Master Servicer, the Trustee and any agent of any of them may treat the Person in whose name this Certificate is registered as the owner hereof for all purposes, and none of the Depositor, the Master Servicer, the Trustee or any such agent shall be affected by notice to the contrary.
 
The obligations created by the Agreement and the Trust Fund created thereby (other than the obligations to make payments to Certificateholders with respect to the termination of the Agreement) shall terminate upon the earlier of (i) the later of (A) the maturity or other liquidation (or Advance with respect thereto) of the last Mortgage Loan remaining in the Trust Fund and disposition of all property acquired upon foreclosure or deed in lieu of foreclosure of any Mortgage Loan and (B) the remittance of all funds due under the Agreement, or (ii) the optional repurchase by the party named in the Agreement of all the Mortgage Loans and other assets of the Trust Fund in accordance with the terms of the Agreement. Such optional repurchase may be made only on or after the first Distribution Date on which the aggregate Stated Principal Balance of the Mortgage Loans is less than or equal to a certain percentage of the aggregate Stated Principal Balance of the Mortgage Loans as of the Cut-off Date as set forth in the Agreement. The exercise of such right will effect the early retirement of the Certificates. In no event, however, will the Trust created by the Agreement continue beyond the earlier of (i) the expiration of 21 years after the death of certain persons identified in the Agreement and (ii) the Latest Possible Maturity Date (as defined in the Agreement).
 
Unless this Certificate has been countersigned by an authorized signatory of the Trustee by manual signature, this Certificate shall not be entitled to any benefit under the Agreement, or be valid for any purpose.
 



IN WITNESS WHEREOF, the Trustee has caused this Certificate to be duly executed.
 
Dated: _________, ____
   
LASALLE BANK NATIONAL ASSOCIATION,
not in its individual capacity but solely as Trustee
                           
                           
             
By:
 
               
Authorized Signatory

 
CERTIFICATE OF AUTHENTICATION
 
This is one of the Class CE Certificates referred to in the within-mentioned Agreement.
 
     
LASALLE BANK NATIONAL ASSOCIATION
Authorized signatory of LaSalle Bank National Association, not in its individual capacity but solely as Trustee
                           
                           
             
By:
 
               
Authorized Signatory

 



ASSIGNMENT
 
FOR VALUE RECEIVED, the undersigned hereby sell(s), assign(s) and transfer(s) unto __________________________________ (Please print or typewrite name and address including postal zip code of assignee) a Percentage Interest evidenced by the within Asset-Backed Certificate and hereby authorizes the transfer of registration of such interest to assignee on the Certificate Register of the Trust Fund.
 
I (We) further direct the Certificate Registrar to issue a new Certificate of a like denomination and Class, to the above named assignee and deliver such Certificate to the following address:
 
     
   
.

 
Dated:
 
 
Signature by or on behalf of assignor
   
   
 
Signature Guaranteed

 
DISTRIBUTION INSTRUCTIONS
 
The assignee should include the following for purposes of distribution:
 
Distributions shall be made, by wire transfer or otherwise, in immediately available
funds to
 
 
for the account of
 
account number
 
or, if mailed by check, to
 
Applicable statements should be mailed to
 
 
 
This information is provided by
 
assignee named above, or
 
its agent.
 


 


EXHIBIT A-5
 
Form of Class R Certificates
 
THIS CERTIFICATE MAY NOT BE HELD BY OR TRANSFERRED TO A NON-UNITED STATES PERSON OR A DISQUALIFIED ORGANIZATION (AS DEFINED BELOW).
 
SOLELY FOR U.S. FEDERAL INCOME TAX PURPOSES, THIS CERTIFICATE IS A “RESIDUAL INTEREST” IN A “REAL ESTATE MORTGAGE INVESTMENT CONDUIT” AS THOSE TERMS ARE DEFINED, RESPECTIVELY, IN SECTIONS 860G AND 860D OF THE INTERNAL REVENUE CODE OF 1986 (THE “CODE”).
 
NO TRANSFER OF THIS CERTIFICATE MAY BE MADE TO ANY PERSON, UNLESS THE TRANSFEREE PROVIDES EITHER A CERTIFICATION PURSUANT TO SECTION 6.02(h) OF THE AGREEMENT OR AN OPINION OF COUNSEL SATISFACTORY TO THE TRUSTEE THAT THE PURCHASE AND HOLDING OF THIS CERTIFICATE ARE PERMISSIBLE UNDER APPLICABLE LAW, WILL NOT CONSTITUTE OR RESULT IN ANY NON-EXEMPT PROHIBITED TRANSACTIONS UNDER SECTION 406 OF THE EMPLOYEE RETIREMENT INCOME SECURITY ACT OF 1974, AS AMENDED (“ERISA”) OR SECTION 4975 OF THE CODE AND WILL NOT SUBJECT THE TRUSTEE, MASTER SERVICER OR THE DEPOSITOR TO ANY OBLIGATION OR LIABILITY IN ADDITION TO THOSE UNDERTAKEN IN THE AGREEMENT.
 
ANY RESALE, TRANSFER OR OTHER DISPOSITION OF THIS CERTIFICATE MAY BE MADE ONLY IF THE PROPOSED TRANSFEREE PROVIDES A TRANSFER AFFIDAVIT TO THE MASTER SERVICER AND THE TRUSTEE THAT (1) SUCH TRANSFEREE IS NOT (A) THE UNITED STATES, ANY STATE OR POLITICAL SUBDIVISION THEREOF, ANY POSSESSION OF THE UNITED STATES, OR ANY AGENCY OR INSTRUMENTALITY OF ANY OF THE FOREGOING (OTHER THAN AN INSTRUMENTALITY WHICH IS A CORPORATION IF ALL OF ITS ACTIVITIES ARE SUBJECT TO TAX AND EXCEPT FOR FREDDIE MAC, A MAJORITY OF ITS BOARD OF DIRECTORS IS NOT SELECTED BY SUCH GOVERNMENTAL UNIT), (B) A FOREIGN GOVERNMENT, ANY INTERNATIONAL ORGANIZATION, OR ANY AGENCY OR INSTRUMENTALITY OF EITHER OF THE FOREGOING, (C) ANY ORGANIZATION (OTHER THAN CERTAIN FARMERS’ COOPERATIVES DESCRIBED IN SECTION 521 OF THE CODE) WHICH IS EXEMPT FROM THE TAX IMPOSED BY CHAPTER 1 OF THE CODE UNLESS SUCH ORGANIZATION IS SUBJECT TO THE TAX IMPOSED BY SECTION 511 OF THE CODE (INCLUDING THE TAX IMPOSED BY SECTION 511 OF THE CODE ON UNRELATED BUSINESS TAXABLE INCOME), (D) RURAL ELECTRIC AND TELEPHONE COOPERATIVES DESCRIBED IN SECTION 1381(a)(2)(C) OF THE CODE, (E) AN ELECTING LARGE PARTNERSHIP UNDER SECTION 775(a) OF THE CODE (ANY SUCH PERSON DESCRIBED IN THE FOREGOING CLAUSES (A), (B), (C), (D) OR (E) BEING HEREIN REFERRED TO AS A “DISQUALIFIED ORGANIZATION”), OR (F) AN AGENT OF A DISQUALIFIED ORGANIZATION, (2) SUCH TRANSFEREE IS A UNITED STATES PERSON UNDER SECTION 7701 OF THE CODE, (3) NO PURPOSE OF SUCH TRANSFER IS TO IMPEDE THE ASSESSMENT OR COLLECTION OF TAX AND (4) SUCH TRANSFEREE SATISFIES CERTAIN ADDITIONAL CONDITIONS RELATING TO THE FINANCIAL CONDITION OF THE PROPOSED TRANSFEREE. NOTWITHSTANDING THE REGISTRATION IN THE CERTIFICATE REGISTER OR ANY TRANSFER, SALE OR OTHER DISPOSITION OF THIS CERTIFICATE TO A DISQUALIFIED ORGANIZATION OR AN AGENT OF A DISQUALIFIED ORGANIZATION, SUCH REGISTRATION SHALL BE DEEMED TO BE OF NO LEGAL FORCE OR EFFECT WHATSOEVER AND SUCH PERSON SHALL NOT BE DEEMED TO BE A CERTIFICATEHOLDER FOR ANY PURPOSE HEREUNDER, INCLUDING, BUT NOT LIMITED TO, THE RECEIPT OF DISTRIBUTIONS ON THIS CERTIFICATE. EACH HOLDER OF THIS CERTIFICATE BY ACCEPTANCE OF THIS CERTIFICATE SHALL BE DEEMED TO HAVE CONSENTED TO THE PROVISIONS OF THIS PARAGRAPH.
 




Certificate No.1
 
   
Class [R-1][R-2][R-3][RX]
Percentage Interest: 100%
   
Date of Pooling and Servicing Agreement and Cut-off Date:
March 1, 2007
 
   
First Distribution Date:
April 25, 2007
 
   
Master Servicer:
EMC Mortgage Corporation
CUSIP: [_____]
   
Last Scheduled Distribution Date:
[__________, __]
 
   

ASSET-BACKED CERTIFICATE
SERIES 2007-HE3
 
evidencing a fractional undivided interest in the distributions allocable to the Class [R-1][R-2][R-3][RX] Certificates with respect to a Trust Fund consisting primarily of a pool of conventional, closed-end, first and second lien, subprime, one- to four-family fixed and adjustable interest rate mortgage loans sold by BEAR STEARNS ASSET BACKED SECURITIES I LLC.
 
This Certificate is payable solely from the assets of the Trust Fund, and does not represent an obligation of or interest in Bear Stearns Asset Backed Securities I LLC, the Master Servicer or the Trustee referred to below or any of their affiliates or any other person. Neither this Certificate nor the underlying Mortgage Loans are guaranteed or insured by any governmental entity or by Bear Stearns Asset Backed Securities I LLC, the Master Servicer, the Trustee or any of their affiliates or any other person. None of Bear Stearns Asset Backed Securities I LLC, the Master Servicer or any of their affiliates will have any obligation with respect to any certificate or other obligation secured by or payable from payments on the Certificates.
 
This certifies that Bear, Stearns Securities Corp. is the registered owner of the Percentage Interest evidenced hereby in the beneficial ownership interest of Certificates of the same Class as this Certificate in a trust (the “Trust Fund”) generally consisting of conventional, closed-end, first and second lien, subprime, fixed and adjustable rate mortgage loans secured by one- to four- family residences (collectively, the “Mortgage Loans”) sold by Bear Stearns Asset Backed Securities I LLC (“BSABS I”). The Mortgage Loans were sold by EMC Mortgage Corporation (“EMC”) and Master Funding LLC to BSABS I. EMC will act as master servicer of the Mortgage Loans (in that capacity, the “Master Servicer,” which term includes any successors thereto under the Agreement referred to below). The Trust Fund was created pursuant to the Pooling and Servicing Agreement, dated as of the Cut-off Date specified above (the “Agreement”), among BSABS I, as depositor (the “Depositor”), EMC Mortgage Corporation, as seller and as Master Servicer, and LaSalle Bank National Association, as trustee (the “Trustee”), a summary of certain of the pertinent provisions of which is set forth hereafter. To the extent not defined herein, capitalized terms used herein shall have the meaning ascribed to them in the Agreement. This Certificate is issued under and is subject to the terms, provisions and conditions of the Agreement, to which Agreement the Holder of this Certificate by virtue of its acceptance hereof assents and by which such Holder is bound.
 
Each Holder of this Certificate will be deemed to have agreed to be bound by the
restrictions set forth in the Agreement to the effect that (i) each person holding or acquiring any Ownership Interest in this Certificate must be a Permitted Transferee, (ii) the transfer of any Ownership Interest in this Certificate will be conditioned upon the delivery to the Trustee of, among other things, an affidavit to the effect that it is a Permitted Transferee, (iii) any attempted or purported transfer of any Ownership Interest in this Certificate in violation of such restrictions will be absolutely null and void and will vest no rights in the purported transferee, and (iv) if any person other than a Permitted Transferee acquires any Ownership Interest in this Certificate in violation of such restrictions, then the Depositor will have the right, in its sole discretion and without notice to the Holder of this Certificate, to sell this Certificate to a purchaser selected by the Depositor, which purchaser may be the Depositor, or any affiliate of the Depositor, on such terms and conditions as the Depositor may choose.
 
The Trustee will distribute on the 25th day of each month, or, if such 25th day is not a Business Day, the immediately following Business Day (each, a “Distribution Date”), commencing on the First Distribution Date specified above, to the Person in whose name this Certificate is registered at the close of business on the last day (or if such last day is not a Business Day, the Business Day immediately preceding such last day) of the calendar month immediately preceding the month in which the Distribution Date occurs, an amount equal to the product of the Percentage Interest evidenced by this Certificate and the amounts required to be distributed to the Holders of Certificates of the same Class as this Certificate.
 
Distributions on this Certificate will be made by the Trustee by check mailed to the address of the Person entitled thereto as such name and address shall appear on the Certificate Register or, if such Person so requests by notifying the Trustee in writing as specified in the Agreement. Notwithstanding the above, the final distribution on this Certificate will be made after due notice by the Trustee of the pendency of such distribution and only upon presentation and surrender of this Certificate at the office or agency appointed by the Trustee for that purpose and designated in such notice.
 
No transfer of this Class [R-1][R-2][R-3][RX] Certificate will be made unless the Trustee shall have received either (i) the Opinion of Counsel set forth in Section 6.02(h) of the Agreement or (ii) a representation letter under Section 6.02(h) of the Agreement, in the form as described by the Agreement, stating that the transferee is not an employee benefit or other plan subject to the prohibited transaction provisions of ERISA or Section 4975 of the Code (a “Plan”), or any other person (including an investment manager, a named fiduciary or a trustee of any Plan) acting, directly or indirectly, on behalf of or purchasing any Certificate with “plan assets” of any Plan.
 
This Certificate is one of a duly authorized issue of Certificates designated as set forth on the face hereof (the “Certificates”). The Certificates, in the aggregate, evidence the entire beneficial ownership interest in the Trust Fund formed pursuant to the Agreement.
 
The Certificateholder, by its acceptance of this Certificate, agrees that it will look solely to the Trust Fund for payment hereunder and that the Trustee is not liable to the Certificateholders for any amount payable under this Certificate or the Agreement or, except as expressly provided in the Agreement, subject to any liability under the Agreement.
 
This Certificate does not purport to summarize the Agreement and reference is made to the Agreement for the interests, rights and limitations of rights, benefits, obligations and duties evidenced hereby, and the rights, duties and immunities of the Trustee.
 
The Agreement permits, with certain exceptions therein provided, the amendment thereof and the modification of the rights and obligations of the Depositor and the rights of the Certificateholders under the Agreement from time to time by the parties thereto with the consent of the Holders of Certificates, evidencing over 50% of the Voting Rights of the Certificates, or with the consent of the Holders of each Class of Certificates affected thereby evidencing over 50% of the Voting Rights of such Class or Classes, as applicable. Any such consent by the Holder of this Certificate shall be conclusive and binding on such Holder and upon all future Holders of this Certificate and of any Certificate issued upon the transfer hereof or in lieu hereof whether or not notation of such consent is made upon this Certificate. The Agreement also permits the amendment thereof, in certain limited circumstances, without the consent of the Holders of any of the Certificates.
 
As provided in the Agreement and subject to certain limitations therein set forth, the transfer of this Certificate is registrable with the Trustee upon surrender of this Certificate for registration of transfer at the offices or agencies maintained by the Trustee for such purposes, duly endorsed by, or accompanied by a written instrument of transfer in form satisfactory to the Trustee duly executed by the Holder hereof or such Holder’s attorney duly authorized in writing, and thereupon one or more new Certificates in authorized denominations representing a like aggregate Percentage Interest will be issued to the designated transferee.
 
The Certificates are issuable only as registered Certificates without coupons in the Classes and denominations specified in the Agreement. As provided in the Agreement and subject to certain limitations therein set forth, this Certificate is exchangeable for one or more new Certificates evidencing the same Class and in the same aggregate Percentage Interest, as requested by the Holder surrendering the same.
 
No service charge will be made to the Certificateholders for any such registration of transfer, but the Trustee may require payment of a sum sufficient to cover any tax or other governmental charge payable in connection therewith. The Depositor, the Master Servicer, the Trustee and any agent of any of them may treat the Person in whose name this Certificate is registered as the owner hereof for all purposes, and none of Depositor, the Master Servicer, the Trustee or any such agent shall be affected by notice to the contrary.
 
The obligations created by the Agreement and the Trust Fund created thereby (other than the obligations to make payments to Certificateholders with respect to the termination of the Agreement) shall terminate upon the earlier of (i) the later of (A) the maturity or other liquidation (or Advance with respect thereto) of the last Mortgage Loan remaining in the Trust Fund and disposition of all property acquired upon foreclosure or deed in lieu of foreclosure of any Mortgage Loan and (B) the remittance of all funds due under the Agreement, or (ii) the optional repurchase by the party named in the Agreement of all the Mortgage Loans and other assets of the Trust Fund in accordance with the terms of the Agreement. Such optional repurchase may be made only on or after the first Distribution Date on which the aggregate Stated Principal Balance of the Mortgage Loans is less than or equal to a certain percentage of the aggregate Stated Principal Balance of the Mortgage Loans as of the Cut-off Date as set forth in the Agreement. The exercise of such right will effect the early retirement of the Certificates. In no event, however, will the Trust created by the Agreement continue beyond the earlier of (i) the expiration of 21 years after the death of certain persons identified in the Agreement and (ii) the Latest Possible Maturity Date (as defined in the Agreement).
 
Unless this Certificate has been countersigned by an authorized signatory of the Trustee by manual signature, this Certificate shall not be entitled to any benefit under the Agreement, or be valid for any purpose.
 



IN WITNESS WHEREOF, the Trustee has caused this Certificate to be duly executed.
 
Dated: _________, ____
   
LASALLE BANK NATIONAL ASSOCIATION,
not in its individual capacity but solely as Trustee
                           
                           
             
By:
 
               
Authorized Signatory

 
CERTIFICATE OF AUTHENTICATION
 
This is one of the Class [R-1][R-2][R-3][RX] Certificates referred to in the within-mentioned Agreement.
 
     
LASALLE BANK NATIONAL ASSOCIATION
Authorized signatory of LaSalle Bank National Association, not in its individual capacity but solely as Trustee
                           
                           
             
By:
 
               
Authorized Signatory

 



ASSIGNMENT
 
FOR VALUE RECEIVED, the undersigned hereby sell(s), assign(s) and transfer(s) unto __________________________________ (Please print or typewrite name and address including postal zip code of assignee) a Percentage Interest evidenced by the within Asset-Backed Certificate and hereby authorizes the transfer of registration of such interest to assignee on the Certificate Register of the Trust Fund.
 
I (We) further direct the Certificate Registrar to issue a new Certificate of a like denomination and Class, to the above named assignee and deliver such Certificate to the following address:
 
     
   
.

 
Dated:
 
 
Signature by or on behalf of assignor
   
   
 
Signature Guaranteed

 
DISTRIBUTION INSTRUCTIONS
 
The assignee should include the following for purposes of distribution:
 
Distributions shall be made, by wire transfer or otherwise, in immediately available
funds to
 
 
for the account of
 
account number
 
or, if mailed by check, to
 
Applicable statements should be mailed to
 
 
 
This information is provided by
 
assignee named above, or
 
its agent.
 


 



EXHIBIT B
 
MORTGAGE LOAN SCHEDULE
 
STATEMENT REGARDING FREE WRITING PROSPECTUS
The issuer has filed a registration statement (including a prospectus) with the SEC for the offering to which this free writing prospectus relates. Before you invest, you should read the prospectus in the registration statement and other documents the depositor has filed with the SEC for more complete information about the depositor, the issuer and this offering. You may get these documents for free by visiting EDGAR on the SEC Web site at www.sec.gov. Alternatively, the depositor, any underwriter or any dealer participating in the offering will arrange to send you the prospectus you request it by calling toll free 1-866-803-9204. This free writing prospectus does not contain all information that is required to be included in the base prospectus and the prospectus supplement. Please click here http://www.bearstearns.com/prospectus/bsabs or visit the following website: www.bearstearns.com/prospectus/bsabs  for a copy of the base prospectus applicable to this offering.
This free writing prospectus is not an offer to sell or solicitation of an offer to buy these securities in any state where such offer, solicitation or sale is not permitted.

The Information in this free writing prospectus supersedes information contained in any prior similar free writing prospectus relating to these securities prior to the time of your commitment to purchase.

This free writing prospectus is being delivered to you solely to provide you with information about the offering of the Certificates referred to in this free writing prospectus and to solicit an offer to purchase the Certificates, when, as and if issued. Any such offer to purchase made by you will not be accepted and will not constitute a contractual commitment by you to purchase any of the Certificates until we have accepted your offer to purchase Certificates. We will not accept any offer by you to purchase Certificates, and you will not have any contractual commitment to purchase any of the Certificates until after you have received the preliminary prospectus. You may withdraw your offer to purchase Certificates at any time prior to our acceptance of your offer
 
MATURITY            FIRST_PAY           ORIGINAL_          PAYMENT            CURRENT_            STATE1
_DATE               _DATE               BALANCE                               BALANCE
--------------------------------------------------------------------------------------------------------------------------
      20361101            20061201              88000             717.99            87935.94      Florida
      20361201            20070101             593000            4415.04           592575.46      California
      20361101            20061201             155200             1073.3           154990.92      California
      20211101            20061201              38800             391.65            38743.95      California
      20361201            20070101             139315              994.9            139202.9      Florida
      20361201            20070101             165750            1321.75           165404.05      California
      20361201            20070101             133450              993.2           133187.67      Florida
      20361201            20070101             139500            1142.58           139279.08      Ohio
      20211201            20070101              72000             726.78            71929.87      California
      20370101            20070201             300000            2029.86           299814.68      Washington
      20370101            20070201             170010            1298.32            169934.9      Florida
      20220101            20070201              75000             727.88               74949      Washington
      20361201            20070101             316000            2244.75           315741.99      California
      20211201            20070101              79000                812            78931.35      California
      20370101            20070201             370800            2803.25           370631.28      Florida
      20361201            20070101             104500             794.03           104429.46      Michigan
      20361201            20070101             256000             1572.3           255697.37      California
      20211201            20070101              64000             624.04            63935.28      California
      20211201            20070101              59980             593.98            59921.91      Nevada
      20361201            20070101             239920            1666.39           239711.24      Nevada
      20370101            20070201             105000             805.89            104954.3      Florida
      20370101            20070201             259200               1782              259200      California
      20220101            20070201              64800             616.62            64753.47      California
      20370101            20070201             216000            1550.71           215886.19      Florida
      20361201            20070101             380800             2283.9           380324.05      California
      20370101            20070201             310500            2288.07           310347.94      Florida
      20361201            20070101             179200             1212.5           179033.43      Arizona
      20211201            20070101              44800             434.78            44754.11      Arizona
      20361201            20070101             252800             1611.6              252800      California
      20211201            20070101              63200             601.39            63131.63      California
      20370101            20070201             176000            1132.28           175874.96      Florida
      20220101            20070201              44000             437.41            43970.86      Florida
      20370101            20070201             423200            3006.26           422970.44      California
      20361201            20070101             148000            1079.35           147887.66      Idaho
      20220101            20070201             105800            1067.96           105735.69      California
      20370101            20070201             157225            1092.02           157126.34      Missouri
      20370101            20070201             127500            1052.71           127455.65      California
      20370101            20070201             120700             848.31           120632.61      Michigan
      20370101            20070201             132299            1069.27           132155.43      Pennsylvania
      20370101            20070201             124400             844.41            124202.8      Florida
      20370101            20070201             207000             1517.5           206897.14      California
      20361201            20070101             422750            3386.34           422044.78      California
      20370101            20070201             225000            1589.83           224876.18      California
      20361201            20070101             192000               1168              192000      Florida
      20211201            20070101              48000             448.07             47945.3      Florida
      20361201            20070101             159210             1246.5           159111.69      Oregon
      20370101            20070201             153000            1086.86              152917      Florida
      20370101            20070201             240000            1526.43           239826.62      Arizona
      20220101            20070201              60000             573.66            59957.49      Arizona
      20370101            20070201             589600            3807.83              589600      California
      20220101            20070201             147400            1487.87           147310.41      California
      20370101            20070201             214400            1450.67           214267.57      Washington
      20220101            20070201              53600             520.19            53563.55      Washington
      20370101            20070201             119225             811.14           119152.41      Florida
      20370101            20070201             112500             758.44              112500      Oregon
      20370101            20070201             198000            1557.85           197811.82      Florida
      20361201            20070101             104000             631.24           103873.57      Florida
      20370101            20070201             112500             846.19           112444.22      Michigan
      20370101            20070201             244036            1694.98           243895.32      Washington
      20370101            20070201             163200            1049.93           163085.39      Florida
      20220101            20070201              40800              413.4            40775.48      Florida
      20370101            20070201             546250            3794.04           545934.13      California
      20370101            20070201             154850            1236.34           154790.17      Colorado
      20370101            20070201             138150            1070.96           138091.62      Oregon
      20370101            20070201             436000            3028.29           435748.65      California
      20220101            20070201             109000            1079.42           108929.99      California
      20370101            20070201             171000            1221.18           170908.58      Washington
      20370101            20070201             265000            2115.78           264897.63      Florida
      20370101            20070201             277200            1925.32           276943.94      California
      20370101            20070201             160200             1223.4           160129.24      Wisconsin
      20370101            20070201             247000            1773.26           246869.87      Nevada
      20370101            20070201             245000            1643.54              245000      Florida
      20370101            20070201             210960            1303.32           210796.51      Arizona
      20220101            20070201              52740             470.64            52695.11      Arizona
      20370101            20070201              77130              648.9            77104.74      Ohio
      20370101            20070201             121500             890.71           121439.61      Colorado
      20370101            20070201             328841             2561.9            328704.1      Arizona
      20370101            20070201              85500             676.01            85465.97      Florida
      20370101            20070201             244000            1578.71           243751.64      California
      20220101            20070201              61000             604.08            60930.33      California
      20370101            20070201              66690             529.42            66587.79      Missouri
      20370101            20070201             384000            2727.79           383791.71      California
      20370101            20070201             126000            1015.78           125952.75      North Carolina
      20220101            20070201              96000             950.68            95938.35      California
      20370101            20070201             200000            1466.19           199900.61      California
      20370101            20070201              82800             651.46            82766.55      Mississippi
      20370101            20070201             166250            1218.77           166167.37      Texas
      20370101            20070201             148500            1048.52           148231.47      Florida
      20370101            20070201             280000            2042.02            279858.8      California
      20220101            20070201              70000             706.59            69957.45      California
      20370101            20070201             576000            4222.62           575713.75      California
      20370101            20070201             188000            1305.78           187891.62      Arizona
      20220101            20070201              47000             447.24            46966.25      Arizona
      20370101            20070201             143650            1310.62            143614.3      Missouri
      20370101            20070201             272000            1983.68           271862.82      Florida
      20220101            20070201              68000              686.4            67958.66      Florida
      20370101            20070201             203150            1528.03            203056.2      Florida
      20370101            20070201             109800             907.28            109686.9      North Carolina
      20370101            20070201             129600             910.86           129527.64      Texas
      20370101            20070201             344500            2549.12           344333.26      California
      20370101            20070201             355000            2492.36           354801.19      California
      20370101            20070201             164000             983.61           163863.74      Florida
      20220101            20070201              41000             390.14            40970.57      Florida
      20370101            20070201              87200             669.27            87161.37      Florida
      20370101            20070201             100000            1027.84            99942.37      Mississippi
      20370101            20070201             448000            2622.85           447606.57      California
      20220101            20070201             112000            1065.76           111919.58      California
      20370101            20070201             244800             2059.5           244719.87      Florida
      20370101            20070201             205600            1421.85            205480.1      Florida
      20370101            20070201             179910            1244.19           179805.08      California
      20220101            20070201              51400             518.84            51368.75      Florida
      20370101            20070201             144000             963.62           143908.47      Arizona
      20220101            20070201              36000             337.41            35973.06      Arizona
      20370101            20070201             564960            3107.28              564960      California
      20220101            20070201             141240            1425.69           141154.16      California
      20370101            20070201             133200             871.63           133106.97      Washington
      20370101            20070201             190000            1248.93           189873.58      California
      20370101            20070201             166500            1239.64           166420.81      Florida
      20370101            20070201             206400            1215.74           206221.23      California
      20220101            20070201              51600             473.94            51559.24      California
      20370101            20070201             222400            1410.42           222238.21      Nevada
      20220101            20070201              55600             510.67             55556.1      Nevada
      20220101            20070201              62200             615.96            62155.97      Florida
      20370101            20070201             248800            1637.92           248797.93      Florida
      20370101            20070201             156880             882.45              156880      Washington
      20220101            20070201              39220             344.18            39185.16      Washington
      20370101            20070201             460000            2976.26           459681.51      California
      20370101            20070201             123250             904.36           123084.07      Texas
      20370101            20070201             508000            3437.23            507686.2      California
      20370101            20070201             144000            1112.34            143826.7      Florida
      20220101            20070201             127000            1208.49           126908.82      California
      20370101            20070201             480000            2982.87           479633.19      California
      20220101            20070201             120000            1141.88           119913.85      California
      20370101            20070201             408000            2684.93            407729.3      Florida
      20220101            20070201             102000             989.91           101930.66      Florida
      20370101            20070201             760000            4717.36           759334.47      California
      20220101            20070201             142500            1261.08           142235.99      California
      20370101            20070201             558400               3141              558400      California
      20220101            20070201             139600            1250.96           139482.42      California
      20370101            20070201             125100             955.35           125044.75      Tennessee
      20370101            20070201             127200             841.77            127116.8      Arkansas
      20370101            20070201              81000             663.43            80914.81      Michigan
      20370101            20070201             280250            2043.49              280250      Virginia
      20370101            20070201             212400            1350.89           212246.56      Utah
      20370101            20070201             134400              820.6            134292.9      Arkansas
      20370101            20070201             210720            1425.77           210589.84      Oregon
      20220101            20070201              52680             511.26            52644.19      Oregon
      20370101            20070201             225000            1908.81           224928.34      Washington
      20370101            20070201             296250            2422.88           296143.82      Virginia
      20370101            20070201             212500            1541.68           212391.26      Nevada
      20370101            20070201             461550             3243.9           461292.26      California
      20370101            20070201             422875            3164.57           422676.83      California
      20370101            20070201             176000            1250.24           175904.53      Arizona
      20370101            20070201             263200            1597.51           262987.32      California
      20220101            20070201              65800             654.12            65758.21      California
      20370101            20070201             200000            1428.28           199893.07      Florida
      20220101            20070201              50000             485.25               49966      Florida
      20370101            20070201             196500            1531.85           196268.35      Oklahoma
      20370101            20070201             643500            4717.46           642946.01      Arizona
      20370101            20070201             255000            1932.69           254884.82      Arizona
      20370101            20070201             191750            1327.64           191458.74      California
      20370101            20070201             150300            1153.57           150234.59      Pennsylvania
      20370101            20070201             130000              845.9           129911.26      Wyoming
      20370101            20070201             220000            1264.57           219798.23      New Hampshire
      20370101            20070201              98400             715.18             98264.8      Michigan
      20370101            20070201             399960            2629.06           399693.89      Washington
      20220101            20070201              99990             990.19            99925.79      Washington
      20370101            20070201              95200             595.06            95128.27      Michigan
      20370101            20070201             133200             921.16           133122.32      Texas
      20370101            20070201             118750             913.08           118605.63      Ohio
      20370101            20070201             180000               1260              180000      Florida
      20370101            20070201             158296             977.96           158173.32      Virginia
      20220101            20070201              39574             385.87            39547.45      Virginia
      20370101            20070201             207000            1431.53            206879.3      Nevada
      20370101            20070201             168000            1130.47           167894.72      Nevada
      20220101            20070201              42000             423.95            41974.48      Nevada
      20370101            20070201             548000            4222.84            547764.3      Oregon
      20370101            20070201             234000            1505.41           233835.68      Florida
      20220101            20070201              58500             581.55            58462.84      Florida
      20370101            20070201             743750            4541.09           743098.03      Arizona
      20370101            20070201             148500             1220.3           148447.57      Florida
      20370101            20070201             334400            2322.61           334207.24      Minnesota
      20370101            20070201             511200             2641.2              511200      California
      20220101            20070201              83600              740.7            83527.51      Minnesota
      20220101            20070201             127800            1130.99           127688.85      California
      20370101            20070201             180405            1464.58           180211.25      Michigan
      20370101            20070201             356000            2395.52           355776.91      Florida
      20220101            20070201              89000             898.37            88945.91      Florida
      20370101            20070201             106155             838.92           106033.66      Texas
      20370101            20070201             122000             807.36           121919.55      California
      20370101            20070201             241300            1907.86           241203.95      Alabama
      20370101            20070201             133950            1126.32           133817.72      Tennessee
      20370101            20070201             209000            1540.12           208897.65      Florida
      20370101            20070201              83125             692.82            83096.95      Pennsylvania
      20370101            20070201             145350             1043.5           145273.41      Colorado
      20370101            20070201             351405            2415.91              351405      Maryland
      20361001            20061101             168000            1459.61           167874.83      California
      20361001            20061101             225000            1639.22            224223.4      California
      20361001            20061101             315000            2533.12           314999.99      California
      20361001            20061101             170400            1152.96           170134.16      Nevada
      20211001            20061101              42600             492.98            42557.01      Nevada
      20361001            20061101             329600            2510.73           329229.23      California
      20211001            20061101              82400             903.46            82301.01      California
      20361001            20061101             395650            2712.46           394103.35      California
      20361101            20061201             462000            3070.37              462000      California
      20361101            20061201             164720            1389.02           164612.07      California
      20211101            20061201              41180              439.5            41137.17      California
      20361101            20061201             220000               1697           219809.87      California
      20361101            20061201             140000             968.19           139835.62      Arizona
      20361101            20061201             357000            2490.09            355924.9      California
      20361101            20061201             260000            1749.54           259672.04      California
      20361101            20061201             160000            1270.17           159575.21      Arizona
      20361101            20061201             185500            1193.39            185237.9      Nevada
      20361201            20070101             288000            2113.24            287416.4      Washington
      20361201            20070101             242000            1767.28           241504.64      Nevada
      20361201            20070101             154000            1065.01           153864.82      Nevada
      20211201            20070101              38500             418.38            38471.74      Nevada
      20361201            20070101             112000                714              112000      Nevada
      20211201            20070101              28000             304.27            27979.48      Nevada
      20361001            20061101             126400             971.91           126011.64      Connecticut
      20361001            20061101             367000             2626.7            365685.4      New Jersey
      20361201            20070101             312000            2021.77           311861.82      New Jersey
      20361101            20061201             285000            2143.69           284734.87      Maryland
      20370101            20070201             146000            1232.98           145857.31      New York
      20370101            20070201             335000            2315.09           334919.97      New York
      20370101            20070201             180200            1448.63              180002      Illinois
      20370101            20070201             395200            2837.22           394991.78      New York
      20370101            20070201             240000             1853.9           239711.17      New Jersey
      20370101            20070201             211500            1805.47           211298.69      Florida
      20370101            20070201             126100             956.23           125926.78      New York
      20370101            20070201             280000            2333.99           279717.58      New Jersey
      20370101            20070201             245000            1997.83           244739.61      New Jersey
      20370201            20070301             260000            1944.16           259832.51      New Jersey
      20370101            20070201             450000            3572.34           449490.95      New York
      20370101            20070201             531000            3879.77           530880.33      New York
      20370101            20070201             617500            4679.23           617393.35      New York
      20370201            20070301             356000            2705.01           355920.49      New York
      20370101            20070201             346750             2890.4           346385.14      Pennsylvania
      20370201            20070301             138966            1039.12           138876.48      New York
      20370101            20070201             486000            2949.82           485607.25      New York
      20370101            20070201             405000            3275.58            404945.5      New York
      20370201            20070301             270000            2290.57           269957.18      New Jersey
      20370201            20070301             289800            1860.41           289545.57      Florida
      20370201            20070301             585000            3452.86           584886.52      New York
      20370201            20070301             225000            1572.66           224974.22      New York
      20370201            20070301             255000             2486.4           254914.85      New Jersey
      20370201            20070301             446250            3027.76           446193.52      New York
      20370201            20070301             550000            4348.63           549890.95      New York
      20370201            20070301             245100            1945.73           244961.88      New Jersey
      20370201            20070301             308750            2144.46            308661.3      New Jersey
      20370101            20070201             280000            1944.77           279838.59      Florida
      20370101            20070201             189000            1480.12           188779.46      New Jersey
      20370201            20070301             617500            5259.99           617205.74      Florida
      20370101            20070201             440000            2694.44           439651.79      New York
      20370101            20070201             110000            1006.21            109897.2      New York
      20370101            20070201             311600            1934.71           311495.43      New Jersey
      20370101            20070201             390000            2509.02           389726.13      New Jersey
      20370101            20070201             423500            2292.17           423291.29      New York
      20370201            20070301             187000            1196.19            186933.6      Florida
      20370201            20070301             275000            1427.33           274924.75      New York
      20370201            20070301             266000            2007.16           265976.76      Maryland
      20370201            20070301             360000            2680.29           359914.71      New York
      20370101            20070201             382500            2446.75           382227.56      New York
      20370101            20070201             620000            3495.04           619725.84      New York
      20370201            20070301             247500             1976.8           247482.58      New York
      20370201            20070301             292000            1723.48           291943.35      New York
      20370201            20070301             345000            2168.72           344944.41      New Jersey
      20361101            20061201             100000             873.88            99818.92      Illinois
      20370101            20070201             172500            1451.24           172443.54      Colorado
      20370201            20070301             100000             801.03             99944.8      New York
      20370201            20070301             573750            4421.28           573627.06      New York
      20370201            20070301             249900            1694.61           249702.71      Wyoming
      20370201            20070301             132000             918.45           131901.05      California
      20370201            20070301             197600            1522.69           197557.66      Delaware
      20370201            20070301             116250             972.41           116192.09      Virginia
      20370201            20070301             468000            2958.08           467576.92      California
      20370201            20070301             133000              815.9           132947.74      Nevada
      20370201            20070301             423350            2479.42           423266.04      California
      20220201            20070301              50080             605.89            49981.17      North Carolina
      20370201            20070301             616250            5184.52           616149.54      Nevada
      20370201            20070301             120000             960.38           119933.62      Virginia
      20370201            20070301             450000            2844.31           449593.19      California
      20370201            20070301              80750             703.58            80713.62      Indiana
      20370201            20070301             648000            3943.65           647884.95      Nevada
      20370201            20070301             380000            2785.76           379905.91      New York
      20370201            20070301             163200            1168.06           163084.58      Virginia
      20370201            20070301             456000            3051.48           455855.52      California
      20370201            20070301             114000            1172.62           113967.38      California
      20370201            20070301             213750            1375.14           213675.17      Florida
      20370201            20070301             109250             850.91           109185.69      Kentucky
      20370201            20070301              76500             662.88            76465.06      Maryland
      20370201            20070301             224000            1614.93           223941.87      New Jersey
      20370201            20070301              71920             596.37            71883.41      New York
      20370201            20070301             192000            1382.56           191865.92      North Carolina
      20370201            20070301             440800            3061.63           440673.36      California
      20370201            20070301             315000            2072.49           314736.14      California
      20370201            20070301             588000            3804.44           587797.06      California
      20370201            20070301             128800            1035.43            128729.5      Florida
      20370201            20070301             198750            1289.09           198578.88      North Carolina
      20370201            20070301             244000             1585.9           243916.73      New York
      20370201            20070301             167500            1259.89           167461.46      Maryland
      20370201            20070301             140000            1055.72           139911.45      Maryland
      20370201            20070301             369000            2931.83           368927.92      Illinois
      20370201            20070301             220500            1772.61            220379.3      Florida
      20370201            20070301             156000            1117.61           155839.89      New Jersey
      20370201            20070301             270000            1627.13           269889.37      Nevada
      20370201            20070301             624750            4042.22           624476.59      California
      20370201            20070301             141550            1137.93           141472.52      New Mexico
      20370201            20070301              54000             439.95            53971.35      Indiana
      20370201            20070301             345000            3400.73           344888.27      California
      20370201            20070301              75000             514.18            74942.07      Florida
      20370201            20070301             357500            3347.95           357366.57      Georgia
      20370201            20070301              95700             704.89             95636.3      North Carolina
      20370201            20070301             131000             884.79           130879.75      District of Columbia
      20370201            20070301             103500             759.45           103430.55      Pennsylvania
      20370201            20070301             113900             1097.4           113888.45      North Carolina
      20370201            20070301             199750            1436.56           199610.15      Massachusetts
      20370201            20070301             224000            1392.01           223914.66      Illinois
      20370201            20070301             430950            3712.03           430750.21      New Jersey
      20370201            20070301             389500            3218.45           389300.18      Illinois
      20370201            20070301             136800            1038.82           136714.79      Pennsylvania
      20370201            20070301             237500            1786.41           237445.36      Illinois
      20370201            20070301             258000            2018.65            257849.7      New York
      20370201            20070301             308000            2606.92           307982.85      Illinois
      20370201            20070301             105400             825.63              105400      Indiana
      20370201            20070301             260000            1622.84              260000      California
      20370201            20070301              65000              643.2            64979.18      California
      20370201            20070301             212250            1317.45           212168.91      Arizona
      20370201            20070301             154500            1128.29           154395.27      Florida
      20370201            20070301             130000             944.85           129910.98      California
      20370201            20070301             584250            4211.47              584250      Pennsylvania
      20370201            20070301              88200             736.52            88194.81      Florida
      20220201            20070301             268800            2459.85           267973.11      Florida
      20370201            20070301             130000              947.1           129967.23      Arizona
      20370201            20070301             241500            1695.23            241322.2      New Jersey
      20370201            20070301             133500            1198.41           133482.51      California
      20370201            20070301             216000            1314.55           215961.65      Virginia
      20370201            20070301             187000            1520.64           186966.01      Oregon
      20370201            20070301             200000            1329.27           199835.73      New Mexico
      20370201            20070301             150000            1276.64           149928.36      Georgia
      20370201            20070301             147250            1238.16           147177.57      California
      20370201            20070301             170000             1170.1           169869.73      Maryland
      20370201            20070301              83300             768.22             83267.6      North Carolina
      20370201            20070301             175000            1163.11           174856.27      New York
      20370201            20070301             119000             836.37           118966.88      North Carolina
      20370201            20070301             296000            2057.53           295777.67      Florida
      20370201            20070301              74000             732.82            73976.35      Florida
      20370201            20070301             594000            3686.99           593773.06      California
      20370201            20070301             191250            1648.76           191161.22      Illinois
      20370201            20070301              69600             615.43            69569.79      Maryland
      20370201            20070301              81600             668.21            81594.79      Missouri
      20370201            20070301             617500            5197.29              617500      Illinois
      20370201            20070301             216000            1501.44           215837.76      Massachusetts
      20370201            20070301             185600            1547.11           185506.76      Wisconsin
      20370201            20070301             157600            1155.32           157494.03      Tennessee
      20220201            20070301              39400             472.87            39321.13      Tennessee
      20370201            20070301             250000            1579.07           249908.43      California
      20370201            20070301             480000               2716              480000      California
      20370201            20070301             188000            1342.59           187949.91      New Jersey
      20370201            20070301             325000            2289.17           324762.39      California
      20370201            20070301             210000            1841.35            209906.9      Florida
      20370201            20070301             361000            2483.03           360893.55      California
      20370201            20070301             301500            2323.34            301435.4      New York
      20370201            20070301             374000            2107.55           373821.67      California
      20370201            20070301             139500             870.96           139447.44      Florida
      20370201            20070301             232500            1791.63           232450.18      New Jersey
      20370201            20070301             251750            1638.12           251664.34      New Jersey
      20370201            20070301             150000             967.92           149869.58      California
      20370201            20070301             510000            3619.01           509861.74      Massachusetts
      20370201            20070301              65250             622.63            65226.85      North Carolina
      20370201            20070301             123500             949.61           123425.18      Pennsylvania
      20370201            20070301             148800            1050.64           148691.76      Florida
      20370201            20070301             252000            2200.32           251887.08      Illinois
      20370201            20070301             892500            4797.19              892500      California
      20370201            20070301              75000             539.91            74947.59      Washington
      20270201            20070301              25000             266.61            24972.97      Washington
      20370201            20070301             275500            2098.87           275329.63      Florida
      20370201            20070301             147700            1098.22           147603.68      Virginia
      20220201            20070301              65000             613.32            64808.64      North Carolina
      20370201            20070301             198000            1508.44              197786      Utah
      20370201            20070301             108000             892.41           107944.59      Texas
      20370201            20070301             172250            1379.78           172154.92      New Jersey
      20370201            20070301              99000             548.17            98950.96      New York
      20370201            20070301              33000             283.53             32984.6      New York
      20370201            20070301              65700             549.57            65667.27      Pennsylvania
      20370201            20070301             748000            6081.39           747863.96      California
      20370201            20070301             230000            1567.45           229820.22      Nevada
      20370201            20070301             252000            2246.95           251892.95      Maryland
      20370201            20070301             216750            1682.01           216621.37      Virginia
      20370201            20070301             361000            2403.66              361000      Virginia
      20370201            20070301             243000            1561.54           242914.69      New Jersey
      20370201            20070301             134400             999.33           134312.35      Illinois
      20370201            20070301             208000             1280.7           207802.63      Illinois
      20370201            20070301             148200            1130.63           148167.29      Illinois
      20220201            20070301              33600             345.36            33590.36      Illinois
      20370201            20070301             132000             771.87           131942.03      Illinois
      20370201            20070301             425500            2478.54              425500      New Mexico
      20370201            20070301             212000            1480.89           211842.34      California
      20370201            20070301             570000            4194.25              570000      California
      20370201            20070301              53000             504.34            52981.05      California
      20370201            20070301             136500            1218.11           136442.14      Illinois
      20370201            20070301              61000             477.28            60964.46      Minnesota
      20370201            20070301             127200             942.19           127169.41      California
      20370201            20070301             187000            1716.16           186926.32      Illinois
      20370201            20070301             144500            1039.22           144398.83      Kentucky
      20370201            20070301             182000            1151.15              182000      New Jersey
      20370201            20070301             175000            1382.98           174900.35      New York
      20370201            20070301             144000            1085.88           143908.92      Maryland
      20370201            20070301             130500             979.49           130416.61      Illinois
      20370201            20070301             223200             1834.6           223084.04      Illinois
      20370201            20070301             260000            2243.36           259879.97      Florida
      20370201            20070301             476000            3217.17           475853.03      New Jersey
      20370201            20070301             236000            1839.79           235861.38      Illinois
      20370201            20070301             132000             922.97           131902.03      Pennsylvania
      20370201            20070301             195000            1355.47           194853.53      Illinois
      20370201            20070301             208000            1356.01           207822.66      Florida
      20370201            20070301             102000             885.72           101953.66      New Mexico
      20370201            20070301             138000            1303.08           137984.92      Nevada
      20370201            20070301             267000            1573.89           266948.01      Oregon
      20370201            20070301              62000             490.64             61964.8      Indiana
      20370201            20070301             130000             887.25              130000      New Hampshire
      20370201            20070301             195300            1350.89           195151.83      Massachusetts
      20370201            20070301              55000             386.08             54959.5      Virginia
      20370201            20070301             115040            1156.82           115004.82      Missouri
      20370201            20070301             310400            2033.17           310355.98      California
      20370201            20070301              77600             810.17            77578.76      California
      20370201            20070301             305500            2030.45           305249.09      California
      20370201            20070301             473250            4097.27           473033.38      Maryland
      20370201            20070301             247000             1605.5              247000      Florida
      20370201            20070301              56800             500.15            56775.08      South Carolina
      20370201            20070301             142000            1086.83           141913.09      California
      20370201            20070301              55800             578.27            55784.38      Illinois
      20370201            20070301             294300            1948.12           294056.37      Maryland
      20370201            20070301             378000            2642.85              378000      Maryland
      20370201            20070301             270000            1958.85           269931.15      California
      20370201            20070301              76900             629.86            76859.71      Texas
      20370201            20070301             500000            2791.67              500000      California
      20370201            20070301             225000            1611.93            224841.2      Florida
      20370201            20070301              65450             545.58            65417.11      Wisconsin
      20370201            20070301             250000            1845.11           249939.27      Maryland
      20370201            20070301             344000            2363.53           343898.27      New York
      20370201            20070301             367500             2281.1           367359.59      California
      20370201            20070301              81250             585.46            81193.34      Illinois
      20370201            20070301              86000             871.39            85974.28      New York
      20370201            20070301             124000             856.61           123963.86      California
      20370201            20070301              90430             704.33            90376.77      New York
      20370201            20070301             210000            1504.47           209851.78      Maryland
      20370201            20070301             228000            1712.89           227854.61      New York
      20220201            20070301              31000             329.41            30991.96      California
      20370201            20070301             100000             865.78            99954.22      Connecticut
      20370201            20070301             238500            1703.23           238436.46      New Jersey
      20370201            20070301             103700             752.98           103628.85      Wisconsin
      20370201            20070301              32200             317.65            32189.59      Illinois
      20370201            20070301             280500            2313.77           280451.27      Pennsylvania
      20370201            20070301             275400            1925.64           275195.61      Florida
      20370201            20070301              96050             864.28            96010.15      Wisconsin
      20370201            20070301             175000            1282.87           174882.34      Maryland
      20370201            20070301             187000            1406.56           186956.98      Minnesota
      20370201            20070301             880000            4960.71           879805.96      California
      20220201            20070301             220000            2078.51           219919.82      California
      20370201            20070301             255000            1666.79           254914.21      New York
      20370201            20070301             261000            2006.87           260841.88      North Carolina
      20370201            20070301             119200             873.82           119118.67      Maryland
      20370201            20070301              90500             619.83            90429.96      Maryland
      20370201            20070301             304500            1903.13              304500      Arizona
      20370201            20070301              95000             926.31            94968.27      New York
      20370201            20070301              79600             642.78            79556.87      Oklahoma
      20370201            20070301             297000            2009.57           296908.56      California
      20370201            20070301             208000            1194.23           207994.27      Tennessee
      20370201            20070301             248000            1543.15           247769.18      Illinois
      20370201            20070301             336000            2776.82           335941.98      California
      20370201            20070301             165000             933.62              165000      Arizona
      20370201            20070301             350550            2701.31           350474.89      Florida
      20370201            20070301             164000              840.5              164000      California
      20370201            20070301             226000            1743.28           225951.72      California
      20370201            20070301             283000            1606.71           282867.25      California
      20370201            20070301             232000            1408.15           231906.52      Maryland
      20370201            20070301             333000             2120.1              333000      Maryland
      20370201            20070301              86100             513.31            86063.83      Virginia
      20370201            20070301             184800            1702.89           184727.97      Virginia
      20370201            20070301              54300             373.49            54283.99      Pennsylvania
      20370201            20070301              73000             665.46            72990.39      Indiana
      20370201            20070301             100000             644.62            99912.88      Florida
      20370201            20070301             368000            2583.64           367897.29      New York
      20370201            20070301             540000            4290.48           539894.52      Illinois
      20220201            20070301              92000              918.1            91971.23      New York
      20370201            20070301             276000            1956.36           275800.84      New Jersey
      20220201            20070301              69000             701.79            68979.59      New Jersey
      20370201            20070301             101320             858.62            101271.1      Pennsylvania
      20370201            20070301             477000            2738.44           476781.71      California
      20370201            20070301             475000            2862.53           474805.39      Pennsylvania
      20370201            20070301             452000            2707.69           451812.21      California
      20220201            20070301             113000            1127.66           112964.67      California
      20370201            20070301             301750            2559.93           301702.14      California
      20370201            20070301             403000            2968.77              403000      New York
      20370201            20070301             220000            1914.43           219900.57      Illinois
      20370201            20070301             350000            2565.74           349764.68      California
      20370201            20070301             718000            4652.68           717894.65      Illinois
      20370201            20070301             268000            1911.87            267928.4      California
      20370201            20070301             456000            3204.89           455873.11      New York
      20370201            20070301             935000            7051.46              935000      California
      20370201            20070301             232000               1595              232000      Illinois
      20370201            20070301              86000             606.64            85937.31      Florida
      20370201            20070301             200000            1537.83           199878.84      Illinois
      20370201            20070301             166500            1357.71           166411.85      Illinois
      20370201            20070301             205000            1272.45           203361.35      California
      20370201            20070301             293250            1793.71              293250      California
      20370201            20070301             150000            1036.22           149956.28      California
      20370201            20070301             173400            1534.93           173324.95      Illinois
      20370201            20070301             169650            1136.66              169650      Florida
      20370201            20070301             403750            3236.11           403573.23      California
      20370201            20070301              86700             635.57            86641.71      Florida
      20370201            20070301             252000            1821.06           251825.34      California
      20370201            20070301             160000             987.33              159938      Florida
      20370201            20070301             167400             1395.4            167315.9      Pennsylvania
      20370201            20070301             160000            1294.86           159970.47      Florida
      20370201            20070301             170654             1168.8           170521.92      California
      20370201            20070301             100000             759.84            99977.66      Nevada
      20370201            20070301             210000            1652.08           209879.17      Delaware
      20370201            20070301             198000            1663.45            197902.4      New York
      20370201            20070301              68000             634.26            67974.34      South Carolina
      20370201            20070301             465000             2794.3           464914.33      New York
      20370201            20070301             144000            1101.12           143911.68      Tennessee
      20370201            20070301              85595             700.46            85550.06      New York
      20220201            20070301              46500             458.72            46484.97      Illinois
      20370201            20070301             376550            3047.36           376480.52      California
      20370201            20070301             570000            3035.25              570000      California
      20370201            20070301             131000             997.09           130918.82      Illinois
      20370201            20070301              58000             601.07            57983.76      Illinois
      20370201            20070301             182750            1550.02           182661.98      Oklahoma
      20370201            20070301             208000            1144.45              207890      Massachusetts
      20370201            20070301             118800             862.62           118718.49      Texas
      20370201            20070301             125000            1096.97            124944.7      Florida
      20370201            20070301             161500            1473.08           161435.33      Kansas
      20370201            20070301             100000             865.78            99954.22      Iowa
      20370201            20070301              50000             390.32            49970.72      Texas
      20370201            20070301             333000            2643.22           332934.76      New Mexico
      20370201            20070301             155000            1170.62           154964.76      New York
      20370201            20070301              72250             501.83            72229.23      Connecticut
      20370201            20070301              80000             761.26            79971.41      Missouri
      20370201            20070301             241200            1425.09              241200      Maryland
      20370201            20070301             216000            1542.54           215942.46      Washington
      20370201            20070301             445500            3605.36            445417.8      California
      20370201            20070301             105000             740.66           104923.47      Florida
      20370201            20070301             273000            1382.06              273000      California
      20370201            20070301             117000             860.92           116988.79      Virginia
      20370201            20070301             130000             991.78            129971.3      Florida
      20370201            20070301             104500             660.52           104405.52      California
      20370201            20070301             279000            2119.94           278937.69      California
      20370201            20070301             174600             1193.1           174547.62      New Mexico
      20370201            20070301             189000            1538.38           188965.75      Arizona
      20370201            20070301             247500            1526.25              247500      California
      20270201            20070301             190000            1536.45           189658.97      California
      20370201            20070301             150000             996.95            149876.8      Nevada
      20370201            20070301             550000            3203.75              550000      California
      20370201            20070301             153000            1229.98           152916.25      New York
      20370201            20070301             130000             913.44           129904.48      Maryland
      20370201            20070301             296000            2108.33           295788.54      New York
      20370201            20070301             121800             773.78           121756.01      Florida
      20370201            20070301             270000            1743.75              270000      Illinois
      20370201            20070301             152800             890.06              152800      Florida
      20370201            20070301              38200             406.22            38190.11      Florida
      20370201            20070301             100000             833.33              100000      California
      20370201            20070301             202500            1414.53           202349.41      Arizona
      20370201            20070301             532500            4376.89           532223.36      California
      20370201            20070301             152000            1446.39           151945.68      Florida
      20370201            20070301             190000            1611.89           189969.86      Maryland
      20370201            20070301             125000            1004.88           124931.58      Missouri
      20370201            20070301             475000            3196.27           474851.65      California
      20370201            20070301             180000            1299.08           179953.42      California
      20370201            20070301             171000            1499.39           170924.19      California
      20370201            20070301              74000             718.74            73975.01      New York
      20370201            20070301             150750             860.04           150717.83      Florida
      20370201            20070301             153000            1191.98           152968.25      Florida
      20220201            20070301              52000              427.8            51970.83      Massachusetts
      20370201            20070301             336000             1705.2              336000      California
      20370201            20070301             192000            1518.07           191961.93      Pennsylvania
      20220201            20070301              84000             841.48            83974.02      California
      20370201            20070301             208000            1368.79           207931.21      Florida
      20370201            20070301             370000            2509.83              370000      Virginia
      20370201            20070301             123250             783.89           123205.61      Arizona
      20370201            20070301             262000            1843.62           261808.07      District of Columbia
      20370201            20070301             160000            1123.13            159882.2      Florida
      20370201            20070301             208250            1315.37           208173.72      Illinois
      20370201            20070301             140400            1149.96           140326.44      Maine
      20370201            20070301             187000            1370.89           186953.69      California
      20370201            20070301             187200            1422.41           187158.19      Nevada
      20220201            20070301              46800             481.04            46786.57      Nevada
      20370201            20070301             830000            5764.86           829761.56      Virginia
      20370201            20070301             685000            4672.91           684465.63      California
      20370201            20070301             431250            3161.47           431143.22      New York
      20370201            20070301             100800             781.51           100740.05      Illinois
      20370201            20070301             138552            1054.57           138466.14      Texas
      20270201            20070301              34638             333.12            34592.09      Texas
      20370201            20070301             278000            1930.89           277920.13      California
      20370201            20070301             190000            1391.44           189952.81      Wisconsin
      20370201            20070301             147600             1145.4            147512.4      Louisiana
      20370201            20070301             310000            1524.17              310000      California
      20370201            20070301             198000            1406.52           197946.48      Illinois
      20370201            20070301             226400            1918.58           226290.73      New York
      20370201            20070301             333000            2476.73           332920.87      California
      20370201            20070301             202500            1552.66           202455.97      Georgia
      20370201            20070301             225000            1682.06            224947.2      Maryland
      20370201            20070301             428000            2700.24           427842.79      New York
      20370201            20070301             580500            4015.31            580059.6      California
      20370201            20070301             107000            1039.25           106963.88      New York
      20370201            20070301             414000            2963.55              414000      California
      20370201            20070301             237000            1557.88            236921.4      Maryland
      20370201            20070301             132300            1106.67           132234.09      Iowa
      20370201            20070301             537000            3955.31           536642.59      Arizona
      20370201            20070301             232000            1612.66           231825.74      New Mexico
      20370201            20070301             119700              970.9           119635.83      Virginia
      20370201            20070301             296000            2379.56           295837.97      Illinois
      20370201            20070301             212000            1554.11           211857.46      Illinois
      20370201            20070301             196000            1271.26           195831.24      New Jersey
      20220201            20070301              53000             524.86            52983.06      Illinois
      20370201            20070301              67500             528.14            67460.67      Texas
      20370201            20070301             125000             775.89           124952.24      California
      20370201            20070301              98100             833.84            98036.84      Missouri
      20370201            20070301             180000             1434.1            179899.4      Arizona
      20370201            20070301             236000            1552.72           235802.31      New Jersey
      20220201            20070301              59000             638.86            58985.56      New Jersey
      20370201            20070301             199500            1276.15           199429.16      Washington
      20370201            20070301             544000             4512.8            543907.2      California
      20370201            20070301             523000            3651.43           522939.84      California
      20370201            20070301             105000             663.98           104961.65      Arizona
      20370201            20070301             235800            1508.35           235716.28      Nevada
      20370201            20070301             120000             921.85           119927.15      Maryland
      20370201            20070301             110000             904.95           109942.97      Florida
      20370201            20070301             225250            1820.53           225128.23      Maryland
      20370201            20070301             194000            1563.98           193963.77      Virginia
      20370201            20070301              50000              500.5             49984.5      Tennessee
      20370201            20070301             138975            1037.57           138962.37      Maryland
      20370201            20070301              65250             540.78            65238.83      Missouri
      20370201            20070301              76500             667.96            76465.72      Tennessee
      20370201            20070301             136500             962.86           136335.86      Virginia
      20370201            20070301             268000            1567.12           267882.31      Florida
      20370201            20070301             630000            4399.39           629821.61      New York
      20370201            20070301             181500            1147.21           181335.92      Illinois
      20370201            20070301             190000            1442.23           189957.44      California
      20370201            20070301             135000            1018.01           134914.61      Virginia
      20370201            20070301             129500            1239.63           129454.47      Florida
      20370201            20070301             119000            1030.27           118945.53      New York
      20370201            20070301             500000            2835.18           499764.82      California
      20370201            20070301             136800              924.6           136757.76      New Mexico
      20370201            20070301             129600            1108.71           129538.89      New Mexico
      20370201            20070301             192000            1263.23           191839.17      South Carolina
      20370201            20070301             280800             2176.8            280740.9      Washington
      20370201            20070301              48000             473.51            47984.49      South Carolina
      20370201            20070301             134500             985.98           134409.57      Florida
      20370201            20070301             169800            1227.05           169682.31      Florida
      20370201            20070301             261250            1764.51            261042.1      New Jersey
      20370201            20070301             355500            2739.46           355423.83      Maryland
      20370201            20070301             378000            2768.85              378000      New York
      20370201            20070301             118000             987.91           117941.34      Massachusetts
      20370201            20070301             152750            1329.22           152680.97      Nevada
      20370201            20070301              85690             719.91            85647.76      Texas
      20370201            20070301             168750            1145.46           168617.04      Florida
      20370201            20070301             175500            1374.04           175464.15      California
      20370201            20070301             297500            2338.41           297439.94      Maryland
      20370201            20070301              85000             643.97            84946.78      Florida
      20370201            20070301             184000            1382.34           183882.66      Maryland
      20370201            20070301             170800             930.82           170758.76      Maryland
      20370201            20070301             555000            3838.18            554838.7      New York
      20370201            20070301             415000            2758.22           411884.87      Florida
      20370201            20070301             481500            3460.74           481449.89      Florida
      20370201            20070301             194800            1231.15           194623.85      Texas
      20370201            20070301             104000             740.77            103925.7      Iowa
      20370201            20070301             296100            2375.58           296043.87      Illinois
      20370201            20070301             288000             1387.2              288000      California
      20370201            20070301             101600             756.16           101533.87      Georgia
      20370201            20070301              25400             275.04            25393.78      Georgia
      20370201            20070301             176000            1138.75           175939.25      California
      20370201            20070301             172000            1457.58           170447.76      Florida
      20370201            20070301             635000             3869.4           634887.68      California
      20370201            20070301             595000            3694.33           594900.46      Maryland
      20370201            20070301             285600            2443.27           285465.33      Florida
      20370201            20070301             199750             1632.1           199714.24      Illinois
      20370201            20070301              61750             539.17            61721.85      Virginia
      20370201            20070301             400000               2680              400000      New Jersey
      20370201            20070301             240300            1544.19           240215.63      North Carolina
      20370201            20070301              80000             650.54            79985.46      Florida
      20370201            20070301             285000            1839.05            284752.2      Florida
      20370201            20070301             130000             807.87           129950.46      Florida
      20370201            20070301             225000             1259.9           224949.48      California
      20370201            20070301             216000             1402.2              216000      California
      20370201            20070301             230000            1396.01           229907.32      California
      20370201            20070301              54000             534.76            53982.74      California
      20370201            20070301             165000            1168.75              165000      Oregon
      20370201            20070301              75200             556.52            75150.45      New York
      20370201            20070301             168000            1117.71           167862.29      Florida
      20370201            20070301              60800             377.39            60776.77      Idaho
      20370201            20070301             235500            1558.89           235305.05      California
      20370201            20070301             507000            4170.97           506737.16      Florida
      20370201            20070301             456000               2622              456000      California
      20370201            20070301             114000            1084.79           113959.26      California
      20370201            20070301             157500            1193.23            157401.4      Maryland
      20370201            20070301             280000            1733.13           279736.87      Delaware
      20370201            20070301             289110             2152.5            289041.5      Nevada
      20370201            20070301             248400            2007.63           248265.72      Pennsylvania
      20370201            20070301             151200            1309.05           151130.79      Arizona
      20370201            20070301             208000            1468.64           207848.69      Washington
      20370201            20070301              52000             507.04            51982.63      Washington
      20370201            20070301             126650             870.18           126612.54      Illinois
      20370201            20070301             320000            1757.33              320000      California
      20370201            20070301              63000             536.65            62969.98      Mississippi
      20370201            20070301             219300             1368.8              219300      Washington
      20370201            20070301             450000            2875.23           449839.77      New Jersey
      20370201            20070301             382500            3047.46           382286.23      New Jersey
      20370201            20070301             256000            1576.24           255657.09      Colorado
      20370201            20070301             340000            2672.36           339803.97      Illinois
      20370201            20070301             270000            1979.29           269818.46      Florida
      20370201            20070301             198000            1542.14           197883.46      Arizona
      20370201            20070301             160000            1066.33              159950      Florida
      20370201            20070301              40000             406.84            39988.16      Florida
      20370201            20070301             318250            2115.19           317988.62      Florida
      20370201            20070301             318250            2119.01              318250      California
      20370201            20070301             420700            3212.77           420607.42      California
      20370201            20070301             521100             3979.5           520985.33      California
      20370201            20070301             198000             1489.3           197954.45      Arizona
      20370201            20070301              64000             628.91            63979.09      Missouri
      20370201            20070301             486000            3438.45              486000      California
      20370201            20070301             196000               1478           195876.03      Nevada
      20370201            20070301             260000            1817.96           259807.04      Virginia
      20370201            20070301              82400             763.01            82368.29      Tennessee
      20370201            20070301             110500             989.38           110453.55      Pennsylvania
      20370201            20070301             116000             695.03              116000      Florida
      20370201            20070301             267200             2026.2           267033.07      Illinois
      20220201            20070301              85000             838.51            84972.53      Illinois
      20370201            20070301             328000            2156.05           327891.22      Florida
      20370201            20070301             224250            1828.63           224131.28      Maryland
      20370201            20070301              82000             842.84            81976.48      Florida
      20370201            20070301             613900            3320.18              613900      Maryland
      20370201            20070301             410000            2327.74           409807.68      New Jersey
      20370201            20070301              86000              673.5               85950      Virginia
      20370201            20070301             228750            1906.57           228711.56      Maryland
      20370201            20070301             436000            3497.99           435917.34      New Jersey
      20370201            20070301             211500            1400.02           211324.92      Florida
      20370201            20070301             478400            2914.55           477937.25      California
      20370201            20070301             487900            2961.35           487703.42      California
      20370201            20070301             244800            1878.84           244651.08      Florida
      20370201            20070301             669750            4492.91              669750      California
      20370201            20070301             432000            3415.66           431914.34      California
      20370201            20070301             316000               2133              316000      California
      20370201            20070301             111000             683.45           110894.68      Florida
      20370201            20070301             336000            2068.81           335681.19      Georgia
      20220201            20070301              66800             635.65            66776.13      Illinois
      20370201            20070301             150000             991.55           149950.95      California
      20370201            20070301             124800             851.36           124702.64      Florida
      20370201            20070301              31200             331.78            31191.92      Florida
      20370201            20070301              84000             808.86            83970.94      Georgia
      20370201            20070301             240500            1564.92           240418.16      Florida
      20370201            20070301             527000            3201.53              527000      Illinois
      20370201            20070301             495000               2970              495000      California
      20370201            20070301             304800            1810.66           304741.94      California
      20370201            20070301              76500             576.88            76451.61      Florida
      20370201            20070301             106400             802.35            106332.7      Illinois
      20370201            20070301              76200              810.3            76180.28      California
      20370201            20070301             114000             937.85            113940.9      Florida
      20370201            20070301              94000             584.91            93912.51      Virginia
      20370201            20070301             131250             872.33            131142.2      Florida
      20370201            20070301             242400            1855.27           242251.63      Texas
      20370201            20070301             212000            1323.24              212000      Florida
      20370201            20070301              53000             553.34            52985.49      Florida
      20220201            20070301              50040             550.05            49923.63      Mississippi
      20370201            20070301             168300            1232.52            168258.2      Illinois
      20370201            20070301             107250            1008.43           107210.39      Minnesota
      20370201            20070301             161000             958.69           160932.18      California
      20370201            20070301             187000            1223.69           186937.27      Arizona
      20370201            20070301             136500             1298.9           136451.21      Maryland
      20370201            20070301             418000            2435.38           417915.87      California
      20220201            20070301              52000             614.09               51887      Tennessee
      20370201            20070301             243000            1821.97           242978.26      Maryland
      20370201            20070301             701000            5111.46              701000      California
      20370201            20070301             464000            2749.65           463802.35      California
      20370201            20070301             237000            1479.69           236910.71      California
      20370201            20070301             327200            1905.94              327200      California
      20370201            20070301             314000            2349.81           313926.69      California
      20370201            20070301              81800             828.84            81775.53      California
      20370201            20070301             127500            1221.45           127455.27      Virginia
      20370201            20070301             272000            1866.87           271966.86      California
      20370201            20070301             349600            1951.93              349600      Virginia
      20370201            20070301             400000            2778.25           399885.08      California
      20370201            20070301             108500             714.59           108409.29      New Mexico
      20370201            20070301             455000             3913.7           454906.05      New York
      20220201            20070301             370800            3493.44           369705.95      New York
      20370201            20070301             157500            1255.97           157412.16      Virginia
      20370201            20070301             440000            3188.85           439887.48      New York
      20370201            20070301              69700             547.84            69659.81      Maryland
      20370201            20070301             239000            1347.29           238947.29      Maryland
      20370201            20070301             110000             1161.2           109970.88      New York
      20370201            20070301             226000            1810.33           225875.25      Illinois
      20220201            20070301             362000            3556.28           360995.82      New York
      20370201            20070301              63900             431.16            63849.05      West Virginia
      20370201            20070301             400000            2990.33           399906.34      New Mexico
      20370201            20070301             255000            1851.59           254825.04      Maryland
      20370201            20070301             235000            1503.23           234916.56      New Jersey
      20370201            20070301             205000            1423.86            204941.1      Florida
      20370201            20070301             141000            1253.04           140939.59      Alabama
      20370201            20070301             170000            1112.81           169856.19      New York
      20370201            20070301             236300            1909.84           236172.26      Arizona
      20370201            20070301             360000               2400              360000      New York
      20370201            20070301             150300            1246.83           150274.36      West Virginia
      20370201            20070301              75000             658.18            74966.82      New York
      20370201            20070301             103000             942.19           102959.06      Virginia
      20370201            20070301              90000             964.03            89977.22      New York
      20370201            20070301             381000            2448.33           380866.25      California
      20370201            20070301             278400            2118.99           278227.49      Massachusetts
      20220201            20070301              69600             828.62            69458.68      Massachusetts
      20370201            20070301             131000            1246.56           130953.18      California
      20370201            20070301             468000             2320.5              468000      California
      20370201            20070301             244000            1548.68           243781.12      Indiana
      20370201            20070301             150000            1059.12           149890.88      California
      20370201            20070301              75000             541.99               74940      California
      20370201            20070301             242280            2035.46           242160.57      Florida
      20370201            20070301              96400             906.41             96364.4      Florida
      20370201            20070301             228600            1604.68           228431.69      Illinois
      20370201            20070301             211500               1687           211459.18      Illinois
      20370201            20070301             208000             1511.5           207979.17      Florida
      20370201            20070301              82800             779.16            82769.49      Florida
      20370201            20070301             250639            1970.08            250588.4      Maryland
      20370201            20070301             427000            2312.92              427000      California
      20370201            20070301             173500            1452.86           173471.29      Florida
      20370201            20070301              84000             845.66            83974.39      Florida
      20370201            20070301             163800            1413.32           163724.38      California
      20370201            20070301             465000            3392.58           464684.17      Massachusetts
      20370201            20070301             180000               1011              180000      Maryland
      20370201            20070301             393000            2210.63              393000      California
      20370201            20070301             340000            2685.62           339932.38      Virginia
      20370201            20070301              45000             462.53             44987.1      Maryland
      20370201            20070301             659000            3951.04           658343.96      California
      20370201            20070301             308750            2345.99           308681.04      Illinois
      20370201            20070301             598500            4360.33           598092.26      Florida
      20370201            20070301             377000            2649.66           376895.09      California
      20370201            20070301             306000            2570.79           305849.16      Pennsylvania
      20370201            20070301             405000            3012.24           404903.76      New York
      20370201            20070301             320000             2041.6           319715.73      Virginia
      20370201            20070301             200000            1865.46           199924.54      Florida
      20370201            20070301             492000            3542.87            491496.5      Hawaii
      20370201            20070301             508000            3193.84           507811.83      California
      20370201            20070301              80500             634.93            80483.91      Missouri
      20370201            20070301             180000            1578.97           179920.28      West Virginia
      20370201            20070301             153551            1020.55           153424.88      Texas
      20370201            20070301             300000            1995.91           299754.09      California
      20370201            20070301             212075            1591.76           211939.49      Maryland
      20370201            20070301             531000            3514.95           530560.43      Georgia
      20370201            20070301             504000             2935.8              504000      California
      20370201            20070301              93500             724.91            93444.39      Iowa
      20220201            20070301             126000            1198.98           125954.97      California
      20370201            20070301             436000            2744.14           435929.99      California
      20370201            20070301             166250            1001.89           166181.88      Florida
      20370201            20070301             143000            1038.34           142901.89      California
      20370201            20070301             114400             859.45           114327.05      Illinois
      20370201            20070301              75000             514.18            74942.07      Virginia
      20370201            20070301             198000            1345.62           197939.73      Florida
      20370201            20070301             391500             2896.9           391405.59      Illinois
      20370201            20070301             310000            2439.06           309937.61      Illinois
      20370201            20070301             790500            5490.51            790272.9      California
      20370201            20070301             280000            1944.78           279919.55      Nevada
      20370201            20070301             140600             972.34           140559.14      Virginia
      20370201            20070301              50350             421.17            50324.92      Pennsylvania
      20370201            20070301             154000            1477.07           153946.15      Virginia
      20370201            20070301             200000            1091.67              200000      California
      20370201            20070301             100000             747.06            99935.44      Florida
      20370201            20070301             178000             1164.8           177940.28      New Jersey
      20370201            20070301             190000            1420.41           189955.51      California
      20370201            20070301             112000             983.25           111984.15      Virginia
      20370201            20070301              67500             598.11            67470.86      Alabama
      20370201            20070301             150000            1136.66           149987.09      Virginia
      20370201            20070301             318000            2644.97           317839.41      Illinois
      20370201            20070301             138800             974.48           138761.26      California
      20370201            20070301             266400             1993.6            266337.8      California
      20370201            20070301             234000            1616.51           233931.79      California
      20370201            20070301             602500            3835.92              602500      Virginia
      20370201            20070301             275000            2411.29           274878.09      California
      20370201            20070301             212500            1319.41           212464.44      Washington
      20370201            20070301             247000            1903.37           246947.07      California
      20370201            20070301             126900             959.37           126871.23      California
      20370201            20070301             387000            2444.72           386938.56      Maryland
      20370201            20070301             221000            1534.99            220936.5      Illinois
      20370201            20070301             272000            2316.96           271870.37      Maryland
      20370201            20070301             224000            1390.38           223914.42      New Jersey
      20370201            20070301             389700            2859.49           389438.51      New Jersey
      20370201            20070301             100000              691.7            99924.13      New Jersey
      20370201            20070301             525000            3358.28            524813.6      New York
      20220201            20070301             125000            1214.08            124957.8      New York
      20370201            20070301             320000             1970.3           319696.37      Florida
      20370201            20070301             159250            1016.02           159108.53      Arizona
      20370201            20070301             332000            2036.68           331869.55      Maryland
      20370201            20070301             220000             1555.1           219975.73      California
      20370201            20070301             585000            4462.99           584870.89      California
      20370201            20070301             158250            1405.16           158182.05      Illinois
      20370201            20070301              64000             449.26            63952.87      Indiana
      20370201            20070301             531250            2895.17           531121.76      California
      20370201            20070301             340500            2427.63           340257.25      California
      20370201            20070301              83000             853.75            82976.25      Maryland
      20370201            20070301             135000              978.4           134965.48      Utah
      20370201            20070301             560000             3433.9           559902.77      California
      20370201            20070301             552150            4005.84           552009.21      California
      20370201            20070301              54600             382.34            54559.59      Georgia
      20370201            20070301             297500            2619.58            297369.5      Illinois
      20370201            20070301             225000            1690.35           224856.53      Illinois
      20370201            20070301             492000            3384.07           491854.93      New York
      20370201            20070301             391200            2343.47           391037.47      Maryland
      20220201            20070301              50000             480.43            49856.65      California
      20370201            20070301              97800             964.78             97768.4      Maryland
      20370201            20070301             260000            1680.33              259910      Virginia
      20370201            20070301             246000               1681            245926.2      Arizona
      20370201            20070301             110000             794.91           109923.76      California
      20370201            20070301             627000            3891.83           626760.45      Arizona
      20370201            20070301              75000             602.93            74958.95      Oregon
      20370201            20070301             160000            1212.17           159899.83      Florida
      20370201            20070301             104000             648.94           103982.86      Illinois
      20370201            20070301             217500            1907.12           217403.57      California
      20370201            20070301             127000            1091.13           126940.75      California
      20370201            20070301             305000            2889.75           304967.08      New Jersey
      20370201            20070301             380000            2057.84           379909.78      New Jersey
      20370201            20070301             212250            1582.69           212199.93      California
      20370201            20070301             510000            3526.97           509851.78      New York
      20370201            20070301             240000            1894.95           239863.05      California
      20370201            20070301             250250            1738.14           250178.11      Nevada
      20370201            20070301             253000            1922.99           252842.66      Georgia
      20370201            20070301             348000            2421.37           347739.13      Virginia
      20370201            20070301             292000            1944.23              292000      California
      20370201            20070301             472000            2531.99              471800      California
      20370201            20070301             446500            2972.95              446500      California
      20370201            20070301             253600            1592.94           253368.05      Alabama
      20220201            20070301              73000             748.08            72978.88      California
      20370201            20070301             281000            1930.67           280916.91      California
      20370201            20070301             300000            1862.69           299949.81      California
      20370201            20070301             230350            1679.93           230292.12      California
      20370201            20070301             376000            2154.17              376000      California
      20220201            20070301              94000             842.34            93960.58      California
      20370201            20070301             144000            1102.14           143911.86      Florida
      20270201            20070301              84000             755.23            83874.07      New Jersey
      20370201            20070301             278500            1947.32           278293.31      Maryland
      20370201            20070301             216000            1395.96           215925.24      Connecticut
      20370201            20070301             187000            1516.77           186899.76      New Hampshire
      20370201            20070301             159300            1024.84            159276.1      Florida
      20370201            20070301              67500             537.79            67462.27      Illinois
      20370201            20070301             267750            1617.66              267750      Illinois
      20370201            20070301             190400            1350.92           190262.88      Florida
      20370201            20070301             114000             937.03           113940.77      Virginia
      20370201            20070301             114500              781.1           114410.67      Virginia
      20370201            20070301             119700             933.15           119629.69      North Carolina
      20370201            20070301             296000            1847.53              296000      Florida
      20370201            20070301             204000            1590.33           203880.17      Maryland
      20370201            20070301              85500             740.87            85460.94      Tennessee
      20370201            20070301             401250            2653.38           400917.18      California
      20270201            20070301              74000             804.51            73923.16      Florida
      20370201            20070301             218000            1544.17              218000      California
      20370201            20070301              67500             502.37            67456.07      Tennessee
      20370201            20070301             215920            1539.43           215766.06      Connecticut
      20370201            20070301             264225            1690.18           264131.18      California
      20370201            20070301             225000             1873.9           224886.73      California
      20370201            20070301              53980              503.9            53959.67      Connecticut
      20370201            20070301             148500            1113.43           148486.71      North Carolina
      20370201            20070301             204250            1506.34              204250      California
      20370201            20070301             166250            1336.49              166159      Florida
      20370201            20070301             177300            1220.35           177164.14      Iowa
      20370201            20070301             200000             1297.2            199827.8      Georgia
      20370201            20070301             139500            1042.14           139409.95      Illinois
      20370201            20070301             396000               2013              396000      California
      20370201            20070301             258400            2091.19           258352.32      California
      20370201            20070301             400000            3072.82           399757.18      Florida
      20370201            20070301             312000            2669.12           311852.88      Florida
      20370201            20070301             403325            2503.46           402970.91      Maryland
      20370201            20070301             191200            1274.67              191200      California
      20370201            20070301             268200            2120.56           268146.82      Illinois
      20370201            20070301             224000            1642.08           223849.39      California
      20370201            20070301              85000              674.7            84983.34      Florida
      20370201            20070301             506000            3132.01           505524.49      California
      20370201            20070301             122500             861.07           122486.22      Florida
      20220201            20070301             111500              978.5           111450.67      California
      20370201            20070301             100000             840.86            99950.81      Florida
      20220201            20070301              47800             471.54            47784.55      California
      20370201            20070301             145600            1011.29           145558.16      California
      20370201            20070301             145800              996.3           145756.26      Florida
      20370201            20070301             179000            1379.36           178961.65      Illinois
      20370201            20070301             173000            1232.23           172876.41      Florida
      20370201            20070301             132000             869.77           131981.63      Florida
      20370201            20070301             191200            1421.67            191075.3      Illinois
      20370201            20070301             232475            1441.64           232435.96      Nevada
      20370201            20070301             547500            4800.66           547257.28      Utah
      20370201            20070301             157500            1306.56           157473.13      Florida
      20370201            20070301             208000            1702.13            207890.8      Maine
      20370201            20070301             140000            1306.88           139947.29      Alabama
      20370201            20070301             120000             825.39           119964.61      Washington
      20370201            20070301             729000            5567.17           728839.58      California
      20370201            20070301             348000             2534.6              348000      California
      20370201            20070301              90000             520.27            89981.48      Virginia
      20370201            20070301              95400             854.89            95359.99      North Carolina
      20370201            20070301             177500             912.65              177500      Maryland
      20220201            20070301              47800             495.36            47786.62      Illinois
      20370201            20070301              81600             734.26            81566.14      North Carolina
      20370201            20070301             100000             994.11            99968.39      New Jersey
      20370201            20070301             100000             858.43            99953.24      Illinois
      20370201            20070301              57800             506.81            57774.38      New York
      20370201            20070301             227500            1580.13           227434.64      Illinois
      20370201            20070301             282000            1736.33           281732.42      New York
      20370201            20070301             307000            2225.75              307000      Illinois
      20370201            20070301             156000            1161.03           155898.47      New York
      20370201            20070301             238500            1608.84           238469.24      Florida
      20370201            20070301             222700            1647.87           222646.29      Pennsylvania
      20370201            20070301             320000            2723.49           319847.18      California
      20370201            20070301             503000            3312.76           502579.49      New Jersey
      20370201            20070301             391000            3515.39           390837.44      Illinois
      20370201            20070301             183000            1539.58           182970.17      Connecticut
      20370201            20070301             405000            2892.27           404892.11      California
      20370201            20070301             257450            1737.79              257450      Florida
      20370201            20070301              97750              797.1            97698.24      Indiana
      20370201            20070301             512000            2906.83           511759.84      Virginia
      20370201            20070301             180000             1553.1            179916.9      Mississippi
      20370201            20070301             520000            2857.49           519738.18      Virginia
      20370201            20070301             245000            1755.22           244327.07      New Jersey
      20370201            20070301             130000            1145.65            129943.1      Virginia
      20370201            20070301             305000            2247.55           304925.58      Alabama
      20370201            20070301             107350             839.93           107287.46      Kentucky
      20370201            20070301             128000            1147.01           127946.32      Virginia
      20370201            20070301             169500            1286.62           169462.03      Virginia
      20370201            20070301             272000             2101.1            271836.9      Georgia
      20370201            20070301             149500            1055.23           149458.88      Florida
      20370201            20070301             263500            1753.53            263415.3      California
      20370201            20070301             323000            2099.36           322889.78      Maryland
      20370201            20070301             348500            2655.01           348284.49      New Jersey
      20370201            20070301             201600            1470.85           201463.07      Illinois
      20370201            20070301             111200             830.73           111128.21      Florida
      20370201            20070301             157500            1233.12           157467.82      New Jersey
      20370201            20070301              85000             632.02            84944.56      Virginia
      20370201            20070301              27800             298.86            27793.04      Florida
      20370201            20070301             324000            1887.71           323934.79      Illinois
      20370201            20070301              94500             723.28            94442.16      New York
      20370201            20070301             146200            1126.61           146168.67      Florida
      20370201            20070301             125700              843.9           125598.78      Florida
      20370201            20070301              96000             764.86            95946.34      Georgia
      20370201            20070301             174470            1453.06           174382.17      Florida
      20370201            20070301             121500             923.49           121417.97      North Carolina
      20370201            20070301             100000             627.98            99962.85      Indiana
      20220201            20070301              25000             246.62            24991.92      Indiana
      20370201            20070301              25000             259.08               24993      Georgia
      20370201            20070301             291500            2246.28           291437.54      Connecticut
      20370201            20070301             264000            1776.46           263917.54      California
      20370201            20070301             296000             2337.1            295831.1      Maryland
      20370201            20070301              76500             662.32            76464.98      New Mexico
      20370201            20070301             383200            2391.81              383200      California
      20370201            20070301              90000              688.2             89944.8      Florida
      20370201            20070301             320000            2035.24           319884.76      Florida
      20370201            20070301             351000            2773.87           350800.13      Iowa
      20220201            20070301              95800             937.76            95768.35      California
      20370201            20070301             750000             5469.7           749811.55      New Jersey
      20370201            20070301             254000            1595.45           253767.68      California
      20370201            20070301             300000            2427.86           299944.64      California
      20370201            20070301             268000            1585.67              268000      Washington
      20370201            20070301             139200            1070.33           139115.67      Florida
      20370201            20070301             465490            3426.66           465376.08      Delaware
      20370201            20070301              81600             703.47            81562.25      Pennsylvania
      20370201            20070301             184500             1221.3           184347.26      California
      20370201            20070301             260000            1718.68           259914.99      Illinois
      20370201            20070301              54400             487.08            54377.13      Indiana
      20370201            20070301             272000            1935.73              272000      Arizona
      20370201            20070301             130500             885.43           130483.48      Delaware
      20370201            20070301              70000             518.04            69953.88      Maine
      20370201            20070301              68000             657.88            67976.79      Arizona
      20370201            20070301             166400            1343.69           166309.86      Maryland
      20370201            20070301             172800            1350.18           172699.02      Texas
      20370201            20070301             135850             1106.8           135777.92      Georgia
      20370201            20070301             221500            1860.88           221390.82      Maryland
      20370201            20070301             237000            1647.89           236932.11      Georgia
      20370201            20070301             412250            3085.06           412153.75      New Jersey
      20370201            20070301             202500             1353.6           202435.65      Illinois
      20370201            20070301             311000            1829.65            310865.3      California
      20370201            20070301             302500            1760.15           302438.89      Florida
      20370201            20070301             320000            2540.34           319819.66      Illinois
      20370201            20070301             114400             838.63           114323.08      North Carolina
      20370201            20070301             330000            2279.69           329903.81      Maryland
      20370201            20070301             340000             2480.6           339769.07      Texas
      20370201            20070301             150000            1223.16           149920.59      Maryland
      20370201            20070301             351000            2414.25            350896.5      Florida
      20220201            20070301              28600             304.13             28592.6      North Carolina
      20370201            20070301             225000            1453.12              225000      California
      20370201            20070301             123300            1095.74           123147.17      Texas
      20370201            20070301             489000            2738.18            488890.2      California
      20370201            20070301             153000            1390.98           152938.21      North Carolina
      20370201            20070301             475000            3558.54              475000      Virginia
      20370201            20070301             360000            2894.06           359802.94      Indiana
      20370201            20070301             337250            2599.64              337250      California
      20370201            20070301             493000               2958              493000      California
      20370201            20070301             171000             1259.7              171000      Florida
      20370201            20070301             238000            1724.88           237939.14      Florida
      20370201            20070301              84000             653.35             83950.4      Florida
      20370201            20070301             178600            1265.09              178600      Florida
      20370201            20070301             396150            3088.27           395917.31      Massachusetts
      20370201            20070301             545400             4270.1           545288.58      Florida
      20370201            20070301             133450             878.01           133338.22      New York
      20370201            20070301             382000            2720.88            381727.1      Illinois
      20370201            20070301             513000            4109.28           512716.85      Illinois
      20370201            20070301              94500             828.61             94458.1      Pennsylvania
      20370201            20070301             191920            1254.47           191855.43      Florida
      20370201            20070301             434400            3019.57           434073.71      District of Columbia
      20370201            20070301             125000              882.6           124026.47      Georgia
      20370201            20070301              66500             508.98            66459.29      Pennsylvania
      20370201            20070301              47980             447.89            47961.93      Florida
      20370201            20070301              93000              599.5            92918.98      Illinois
      20370201            20070301             294049            1858.59           293783.18      New York
      20370201            20070301             128180             957.58           128097.25      Wisconsin
      20370201            20070301             185400            1391.55           185281.53      Virginia
      20370201            20070301             104000             745.07            103926.6      Maryland
      20370201            20070301             208000            1093.39           207944.88      Washington
      20370201            20070301              94000             673.43            93933.65      Texas
      20370201            20070301             227050            1849.82           226929.54      Illinois
      20270201            20070301              25000             240.43            24966.86      Texas
      20370201            20070301              52000             512.97             51983.2      Washington
      20370201            20070301             450000            3959.42           449936.83      New York
      20370201            20070301             262000            1702.89           261910.59      Florida
      20370201            20070301             153000            1149.44           152902.44      Connecticut
      20370201            20070301             165000            1159.67           164954.08      New Jersey
      20370201            20070301              89250             743.96            89205.17      Pennsylvania
      20370201            20070301             175000            1060.92           174929.29      Florida
      20370201            20070301             225000             1504.5           224817.38      Florida
      20370201            20070301              50000             357.07            49986.68      South Carolina
      20370201            20070301             225000             1579.4           224834.35      New Jersey
      20370201            20070301             131200             973.24              131114      Georgia
      20370201            20070301             163200            1546.26           163182.38      Virginia
      20370201            20070301             328500            2888.06              328500      New York
      20370201            20070301             283000               1446           282919.48      Florida
      20370201            20070301             228000             1671.4            227846.7      California
      20370201            20070301              32800             329.83            32789.97      Georgia
      20370201            20070301             398700            2359.83            398529.7      Washington
      20370201            20070301             533000            2886.47           532887.08      Arizona
      20370201            20070301             382500            2195.92           382324.96      California
      20370201            20070301              75000             632.84            74963.41      Illinois
      20370201            20070301             400500            2978.77           400404.83      California
      20370201            20070301             200080            1135.94           199986.14      Arizona
      20370201            20070301             400000            2821.56           399708.44      Florida
      20370201            20070301             412500            2791.06              412373      California
      20370201            20070301              65000              691.2            64983.18      Illinois
      20370201            20070301             202500            1252.11           202309.33      California
      20370201            20070301             120000            1014.27           119980.73      Maryland
      20370201            20070301             231000            1735.75            230946.7      Illinois
      20370201            20070301             147000            1026.84           146890.69      Florida
      20370201            20070301             183750            1048.91              183750      California
      20370201            20070301             125000             868.21           124964.08      California
      20370201            20070301             645000            4356.01           644917.12      California
      20370201            20070301             232200            1622.99           232173.39      Florida
      20370201            20070301             210000            1452.29           209938.96      Florida
      20370201            20070301             135000            1038.04           134918.21      New Jersey
      20370201            20070301             106200             812.83              106135      Virginia
      20370201            20070301             194750            1551.62           194641.15      Illinois
      20370201            20070301             258500            1873.45            258433.9      Connecticut
      20370201            20070301              82460             681.37             82417.7      New York
      20370201            20070301             285350            2042.32           285148.19      California
      20370201            20070301             265500            2017.36            265440.7      Illinois
      20370201            20070301             110000             806.38           109926.04      West Virginia
      20370201            20070301             328000            1855.94              328000      Maryland
      20370201            20070301             128000             986.36           127972.57      Arizona
      20370201            20070301             312000            2096.74           311749.26      California
      20220201            20070301              78000             745.77            77972.48      California
      20370201            20070301              83100              816.6            83072.85      Florida
      20370201            20070301             427500            3196.66           427224.59      Massachusetts
      20370201            20070301             271000            1967.77           270814.06      New Jersey
      20370201            20070301             135000             983.53           134965.97      Nevada
      20370201            20070301             150500            1389.89           150482.17      New Jersey
      20370201            20070301             184000            1222.93           183848.87      Georgia
      20370201            20070301             190400            1373.94           190267.63      Florida
      20370201            20070301              46000             453.78            45985.14      Georgia
      20370201            20070301             279960            1799.04           279861.72      California
      20220201            20070301              69990             730.72            69970.85      California
      20370201            20070301             128300            1296.55           128261.32      Georgia
      20370201            20070301             348000            2037.39           347847.61      California
      20370201            20070301             260000            1622.83              260000      California
      20370201            20070301             396000            3146.35           395922.65      California
      20370201            20070301             176000            1147.39           175849.94      Florida
      20370201            20070301             495000            3295.88              495000      Nevada
      20370201            20070301             132800             900.83              132800      Washington
      20370201            20070301              33200             356.91            33191.69      Washington
      20220201            20070301              44000             427.36            43985.14      Florida
      20370201            20070301             137750             985.91           137652.58      Washington
      20370201            20070301             279000            2149.96           278940.22      California
      20370201            20070301             399920            2416.18              399920      California
      20370201            20070301             300000            1965.78           299746.72      California
      20370201            20070301              99980             974.87            99946.61      California
      20370201            20070301             504000            3483.01           503939.99      California
      20370201            20070301            1500000            9104.38          1499395.62      California
      20370201            20070301             170000            1174.39           169950.44      Arizona
      20370201            20070301             209000            1533.57           208859.76      Florida
      20370201            20070301             114000             742.44           113902.61      Florida
      20370201            20070301             267900            1947.12           267716.56      Massachusetts
      20370201            20070301             216000            1510.31           215839.69      Illinois
      20370201            20070301             219300            1788.26            219183.9      Florida
      20370201            20070301             162000            1187.57           161891.08      Florida
      20370201            20070301             400000            2396.67              400000      California
      20370201            20070301             335000            2069.64           334870.57      California
      20370201            20070301             176000            1553.45           175975.55      Minnesota
      20370201            20070301             233000            1931.06           232960.12      Illinois
      20370201            20070301             456000            2883.55           455833.45      California
      20370201            20070301             310000            2062.97           309900.36      California
      20370201            20070301             284000             1654.3              284000      California
      20370201            20070301             199999            1135.48            198769.7      Oregon
      20370201            20070301             255000            1700.17           254965.83      Florida
      20370201            20070301             284000            1695.77           283679.35      Maryland
      20370201            20070301             175500            1152.92           175352.55      California
      20370201            20070301             313600             2478.3           313421.43      Maryland
      20370201            20070301             189550            1168.15           189517.57      Washington
      20370201            20070301             231000            1809.04           230865.71      Florida
      20370201            20070301             210000            1303.49           209919.76      Florida
      20370201            20070301             149500               1029           149385.44      California
      20370201            20070301             193500            1675.27           193411.43      New Jersey
      20370201            20070301             442500            3688.54           442277.71      New York
      20370201            20070301             530000            4047.47           529883.36      California
      20370201            20070301             148000            1054.17           147894.26      Arizona
      20370201            20070301             109000             888.05           108942.17      Virginia
      20370201            20070301              66400              533.8            66363.65      Pennsylvania
      20370201            20070301             252800            1690.39           252594.81      California
      20370201            20070301             248000            1469.64           247894.36      Arizona
      20220201            20070301              63200             613.84            63178.66      California
      20370201            20070301             123000             768.75              123000      Maryland
      20370201            20070301              64800             577.79            64772.47      Oklahoma
      20370201            20070301             181600            1479.53           181503.66      Maryland
      20370201            20070301              45400             479.26            45387.98      Maryland
      20370201            20070301              58500             543.89            58477.74      Pennsylvania
      20370201            20070301             232050             1570.1           231978.56      Nevada
      20370201            20070301             255000            2218.99           254884.76      Illinois
      20370201            20070301              82875             629.72            82856.48      Idaho
      20370201            20070301             165000            1428.53           164924.47      Illinois
      20370201            20070301             127000             927.46           126913.92      Florida
      20370201            20070301             319200               1995              319200      California
      20370201            20070301             652500            5151.88           652127.68      Maryland
      20370201            20070301             312000            2115.71           311753.69      Arizona
      20220201            20070301              79800             744.92            79769.96      California
      20370201            20070301             279000            2531.29              278418      Arizona
      20370201            20070301             412250            2832.45           412128.09      California
      20370201            20070301             113390             788.19           113304.83      Illinois
      20370201            20070301             136000            1321.23           135986.64      West Virginia
      20370201            20070301             160000             1442.7           159933.97      Florida
      20370201            20070301             221000            1686.02           220951.22      New Jersey
      20370201            20070301             156000             1026.6            155948.4      Florida
      20370201            20070301             352000             1611.5              351600      California
      20370201            20070301              50000             401.96            49972.62      Kansas
      20370201            20070301              88000             707.44            87951.83      California
      20370201            20070301             531250            3624.07           530835.57      California
      20370201            20070301             255900             1585.6           255801.82      Florida
      20370201            20070301             250000               1425              250000      California
      20370201            20070301             327250            1931.54           327186.51      Florida
      20370201            20070301             420300             2835.9           419964.89      California
      20370201            20070301             135200             923.87           135159.44      Washington
      20370201            20070301             138600            1029.25           138587.15      Illinois
      20370201            20070301              98100             608.92            98062.51      Virginia
      20370201            20070301             310650            2239.27              310650      Virginia
      20370201            20070301             265000            1761.28           264782.35      Maryland
      20370201            20070301             364000            2528.21           363895.42      Florida
      20370201            20070301             153900            1177.91            153805.8      Texas
      20370201            20070301             133000             974.01           132966.97      Florida
      20370201            20070301             188000            1683.28           187920.99      Virginia
      20370201            20070301             113320             781.91           113233.59      Georgia
      20370201            20070301              65450             565.93            65419.94      New York
      20370201            20070301             228000            1602.45           227936.55      Maryland
      20270201            20070301              28330             301.15            28299.17      Georgia
      20370201            20070301             165000            1024.17           164636.96      Florida
      20370201            20070301             123750             872.92           123606.36      Florida
      20370201            20070301             189000            1179.67              189000      New Jersey
      20370201            20070301             224000            1488.78           223816.02      Maryland
      20370201            20070301             148500            1186.86           148417.61      Florida
      20370201            20070301             220500            1812.76           220486.15      Minnesota
      20370201            20070301             332000            2307.77           331750.63      Maryland
      20370201            20070301             128000             903.48           127964.79      Florida
      20370201            20070301              36500             360.07             36488.2      Maryland
      20370201            20070301              78000             859.79            77981.96      Arizona
      20370201            20070301             252000            1536.81           251899.59      California
      20370201            20070301             202400            1010.31              202400      Florida
      20370201            20070301             300000               1785              300000      Florida
      20370201            20070301             106250              860.7           106230.45      Arizona
      20370201            20070301             205600            1522.91           205550.56      Maryland
      20370201            20070301             256000            1478.76           255884.44      California
      20370201            20070301             100000             661.03             99967.3      Arizona
      20370201            20070301             399500            3225.98           399283.59      Georgia
      20370201            20070301             152000            1098.52           151984.48      Florida
      20370201            20070301             194400            1562.79           194293.59      Maryland
      20370201            20070301             516000            3261.48           515533.52      Maryland
      20370201            20070301             314500            1831.96              314500      New Jersey
      20370201            20070301             100000             785.99            99942.34      Kansas
      20370201            20070301             301000            1654.05           300848.44      Arizona
      20370201            20070301             268000            1901.76           267927.34      Kansas
      20370201            20070301             326000            2071.28           325708.14      Florida
      20370201            20070301              68850             568.91            68814.68      Georgia
      20370201            20070301             160000            1293.16           159895.17      Arizona
      20370201            20070301             425000            3059.45           424703.05      New York
      20370201            20070301             463500            3101.67           463353.14      Florida
      20370201            20070301             362500            2161.74            362097.4      California
      20370201            20070301             236000            1464.87           235909.83      California
      20370201            20070301              59000              528.7            58975.26      California
      20370201            20070301             304000            1640.98           303841.02      California
      20370201            20070301             270750            1786.13           270712.46      California
      20370201            20070301             229500            1145.57              229496      Arizona
      20370201            20070301             382500            2857.48           382253.08      Florida
      20370201            20070301             164800             975.07              164800      Arizona
      20370201            20070301             159000             1418.9            158932.6      Florida
      20370201            20070301             252700            1810.38           252521.64      Florida
      20370201            20070301              41200              384.6            41184.48      Arizona
      20370201            20070301             252000            2000.28           251950.62      Maryland
      20370201            20070301             178500            1048.81           178464.92      Illinois
      20370201            20070301             356000            2209.72           355863.98      Nevada
      20220201            20070301              89000             864.43            88969.95      Nevada
      20370201            20070301             208500            1511.08           208446.68      Illinois
      20370201            20070301              96000             860.64            95987.36      South Carolina
      20370201            20070301             640000            4582.59           639830.74      California
      20370201            20070301             500000            4007.57           499904.93      California
      20370201            20070301              88200             737.78            88156.06      Maryland
      20370201            20070301             142200            1143.16           142122.16      North Carolina
      20370201            20070301              50000             449.54            49979.21      Oklahoma
      20370201            20070301             178500            1578.35           178422.54      Florida
      20370201            20070301              80000             663.65            79986.35      New Jersey
      20370201            20070301             115200             692.27           115178.77      Virginia
      20370201            20070301             219000            1637.59           218858.91      Illinois
      20370201            20070301              88000             791.19            87963.41      Texas
      20370201            20070301             306900            2292.71           306701.88      Alabama
      20370201            20070301             126000             906.17           125911.78      Illinois
      20370201            20070301              90000             656.63            89938.87      Virginia
      20370201            20070301             123250             990.82           123182.53      New York
      20370201            20070301             266000            1750.47           265912.03      Washington
      20370201            20070301             600300            4457.94           600156.72      New York
      20370201            20070301             225150            1723.24           225012.19      Florida
      20370201            20070301             277500            1753.99           277249.14      California
      20370201            20070301             239200            1697.39           239135.15      Florida
      20370201            20070301             588000               3773              588000      California
      20370201            20070301              60000             495.35            59969.15      Pennsylvania
      20370201            20070301             253500            1585.66           253266.34      California
      20370201            20070301              59800             635.91            59784.52      Florida
      20370201            20070301             173500            1109.84           173438.39      Florida
      20370201            20070301             221000            1418.75           220748.25      Maryland
      20370201            20070301             230000            1873.85           229877.98      Maryland
      20370201            20070301              50400             470.48            50381.02      Illinois
      20370201            20070301             165000            1209.57           164889.06      Maryland
      20370201            20070301             420000            2523.88           419922.62      California
      20370201            20070301             232200            1623.58           232027.67      Maryland
      20370201            20070301             216000            1492.72           215974.28      Virginia
      20370201            20070301             386750            2177.27            386664.4      Florida
      20220201            20070301             135000            1349.26           134635.12      Minnesota
      20370201            20070301             111350             976.22           111334.17      Pennsylvania
      20370201            20070301             265000            1631.66           264748.55      California
      20370201            20070301             183600            1216.95           183574.92      Delaware
      20370201            20070301             391500            2966.67           391466.32      California
      20370201            20070301             195000            1709.83           194913.55      Delaware
      20370201            20070301              50000             431.97            49976.99      Georgia
      20370201            20070301             386750            3491.58           386590.92      California
      20370201            20070301             117360             914.07           117290.92      Pennsylvania
      20370201            20070301             195000            1422.13              194951      Illinois
      20370201            20070301             276300            2257.57           276250.53      Georgia
      20370201            20070301             162000             1176.3           161888.85      New York
      20370201            20070301             305892            2036.73              305892      Georgia
      20370201            20070301             188800            1440.37           188758.32      Arizona
      20370201            20070301             323000            2629.21           322828.28      Maryland
      20370201            20070301              51300             434.74            51275.23      Missouri
      20370201            20070301             335700            2642.88           335507.17      Illinois
      20370201            20070301             175100            1504.38           175018.31      Georgia
      20370201            20070301             144000            1096.03           143910.77      Florida
      20370201            20070301             315000            2563.96           314942.91      Washington
      20370201            20070301              52000             322.77            51980.13      Maryland
      20370201            20070301             477000            3062.18            476581.2      California
      20370201            20070301             199800            1246.72           199767.07      California
      20370201            20070301             215000            1501.84           214840.12      Arizona
      20370201            20070301             268110             2143.4           267961.34      Illinois
      20370201            20070301             578000            4391.84           577870.91      California
      20370201            20070301              93100             748.44            93049.03      Nevada
      20370201            20070301              98000              831.2             97952.8      Maryland
      20370201            20070301             175000            1182.79           174945.96      Florida
      20370201            20070301             240000            2148.86           239899.14      Arizona
      20370201            20070301             110800             777.77           110718.42      Georgia
      20370201            20070301              27700             278.55            27691.53      Georgia
      20370201            20070301             616250            3919.42           616028.08      California
      20370201            20070301             167400            1287.17           167298.58      North Carolina
      20370201            20070301             499750            3087.47           499556.92      California
      20370201            20070301             123750              940.3           123722.36      Virginia
      20370201            20070301              66000             590.94            65972.26      Virginia
      20270201            20070301             171000            1408.05           170702.03      Virginia
      20370201            20070301             360500            2963.14           360312.71      Florida
      20370201            20070301             187500            1084.41           187415.59      Florida
      20370201            20070301             299000            2373.34           298941.42      Illinois
      20370201            20070301             399200            2666.63           398875.34      Florida
      20370201            20070301              99800            1011.22            99770.15      Florida
      20370201            20070301             161000            1323.35           160916.35      Virginia
      20370201            20070301             250000            1419.35           249882.73      California
      20370201            20070301             210000            1835.15            209906.1      Illinois
      20370201            20070301             428000            2673.94           427929.73      California
      20370201            20070301             165000            1203.34           164958.54      Florida
      20370201            20070301             155325             936.05           155261.36      Oregon
      20370201            20070301             130150            1083.95           130084.47      South Carolina
      20370201            20070301             308750            2174.11              308750      Florida
      20370201            20070301             175050            1271.06           174929.89      Virginia
      20370201            20070301             337000            2116.29           336874.82      New Jersey
      20370201            20070301              82400             665.98            82355.45      North Carolina
      20370201            20070301              72000             659.96            71971.54      South Carolina
      20370201            20070301             180000             1578.3            179920.2      West Virginia
      20370201            20070301             255000            1522.61           254952.14      Washington
      20370201            20070301             371450            2705.39              371450      California
      20370201            20070301             810000            5520.14           809366.86      California
      20370201            20070301             212000            1963.07           211918.43      New Jersey
      20370201            20070301             348650            2619.78           348569.55      Nevada
      20370201            20070301             481500            3176.44           481433.25      Maryland
      20370201            20070301             475000            2789.39           474790.63      Hawaii
      20370201            20070301             217000            1487.69           216832.39      Virginia
      20370201            20070301             506250            3605.87           505887.46      Florida
      20370201            20070301             335000            2376.88           334758.75      Maryland
      20370201            20070301             416500            2313.45           416404.41      California
      20370201            20070301             202350            1483.42           202299.89      Alabama
      20370201            20070301             225000               1504            224928.5      Florida
      20370201            20070301             391500            2585.53              391500      California
      20370201            20070301             423700            2898.45           423573.25      Washington
      20370201            20070301             101100             860.45           101051.72      New Jersey
      20370201            20070301             132000            1001.97           131970.43      District of Columbia
      20370201            20070301             220000            1629.57            219947.1      California
      20370201            20070301             256000            1610.67              256000      Florida
      20370201            20070301             117750            1045.55           117699.44      Virginia
      20370201            20070301             386000             2652.1           385885.85      California
      20370201            20070301             232000            1464.88           231789.85      Maryland
      20370201            20070301             215000            1428.96           214823.42      Georgia
      20370201            20070301             350000            2565.83           349913.34      California
      20370201            20070301             218700            1720.52           218574.17      Illinois
      20370201            20070301             206500            1543.76           206451.64      Florida
      20370201            20070301             285000             1896.6            284908.4      California
      20370201            20070301             337500            2604.66           337297.22      New York
      20370201            20070301             148000            1083.91           147900.29      Florida
      20370201            20070301             395000            2408.89           394842.61      California
      20370201            20070301             104000             675.13              104000      Georgia
      20370201            20070301              26000             256.49            25991.59      Georgia
      20370201            20070301             226900            1625.54           226739.86      Georgia
      20370201            20070301             189000            1256.35           188939.08      Florida
      20370201            20070301             176000            1291.43            175881.9      Virginia
      20370201            20070301             255550            1437.47              255550      Arizona
      20370201            20070301             312300            2053.37              312300      Illinois
      20370201            20070301             208000            1389.43           207830.84      Texas
      20370201            20070301             250000            1580.18           249773.99      Florida
      20370201            20070301             630000            4281.49           629808.26      Massachusetts
      20370201            20070301             240350            1669.38           240280.95      Arizona
      20370201            20070301             183500            1422.68           183390.87      Florida
      20370201            20070301             210000             1596.9            209869.6      Illinois
      20370201            20070301             318000            2030.94           317718.06      California
      20370201            20070301             242100            1904.61            241960.7      California
      20370201            20070301              91000              648.8            90935.12      Florida
      20370201            20070301              56000             470.88            55972.45      Indiana
      20370201            20070301             403000            2693.82           402871.95      California
      20370201            20070301             210000            1547.49           209948.76      Florida
      20370201            20070301             137702               1107           137626.62      Texas
      20370201            20070301             331500            2125.92           331208.38      Florida
      20370201            20070301             276250            2023.08           276181.39      California
      20370201            20070301             292500            1764.82           292380.49      California
      20370201            20070301              76500              687.8            76468.19      Idaho
      20370201            20070301             350000            2577.95           349767.05      California
      20370201            20070301             153000            1046.65           152954.23      Mississippi
      20370201            20070301             280000            1609.46           279872.21      Florida
      20370201            20070301             141500             828.43           141438.03      Connecticut
      20370201            20070301             247500            1379.81           247499.97      California
      20370201            20070301             340000            2477.02           339914.31      New York
      20370201            20070301             126500            1016.94           126430.76      Florida
      20370201            20070301             341250            2083.56           341114.41      California
      20370201            20070301             137000             782.64           136936.61      Illinois
      20370201            20070301             136000            1021.73           135913.27      Illinois
      20370201            20070301             427000            2971.21              427000      New York
      20370201            20070301              71250                596             71214.5      Florida
      20370201            20070301             265000            1736.44           264776.27      New Jersey
      20370201            20070301             234000            1410.18           233904.12      New Jersey
      20370201            20070301              85000              539.5            84923.75      Florida
      20370201            20070301             227500             1522.4           227427.91      Florida
      20370201            20070301             288000            2243.72           287940.28      California
      20370201            20070301             126650             842.83           126609.29      Florida
      20370201            20070301             150000            1137.47           149906.28      New York
      20370201            20070301             246500            2054.75           246376.17      Maryland
      20370201            20070301             264000            1780.86           263965.94      Florida
      20370201            20070301             371000            2090.65           370823.09      California
      20370201            20070301             488000            3371.17           487857.76      New York
      20370201            20070301             215000            1555.18           214851.28      Arizona
      20370201            20070301             133000             736.43           132934.11      Arizona
      20370201            20070301             242250            1711.72           242183.56      Washington
      20370201            20070301             122000            1226.81           121962.69      New York
      20370201            20070301             399200            1926.14              399200      California
      20370201            20070301             113000             809.55           112920.24      Minnesota
      20370201            20070301             176000             1025.2              176000      Nevada
      20370201            20070301             275000            1489.58              275000      New Jersey
      20220201            20070301              99800            1045.81            99772.98      California
      20370201            20070301             186900            1433.05           186859.36      Virginia
      20370201            20070301             108750             711.64           108713.52      New Jersey
      20370201            20070301           245090.5            1926.46           244914.55      Arizona
      20370201            20070301             259200            1534.16           259089.28      California
      20370201            20070301             243000            1525.99           242909.74      California
      20370201            20070301             153000            1150.83            152964.8      Illinois
      20220201            20070301              64800              604.9             64775.6      California
      20370201            20070301             125000            1218.83           124958.25      South Carolina
      20370201            20070301             105000             675.51           104963.24      California
      20370201            20070301             328000            2006.27              328000      Maryland
      20370201            20070301             476000            3580.34           475890.49      New York
      20370201            20070301              82000             827.72             81975.2      Maryland
      20370201            20070301             456000             2580.2              456000      California
      20370201            20070301             123000             888.85           122914.75      Florida
      20370201            20070301              76570             664.62            76535.17      Arkansas
      20370201            20070301             237500            1620.17           237314.73      Pennsylvania
      20370201            20070301             236000             1974.1           235882.43      Florida
      20370201            20070301             255000            1666.79           254914.21      New Jersey
      20370201            20070301             101600             839.53           101547.87      Illinois
      20370201            20070301             191250            1098.33           191209.92      Illinois
      20370201            20070301             210000            1592.45            209868.8      Illinois
      20370201            20070301              89000             712.28            88950.77      Illinois
      20370201            20070301             216000            1631.31           215950.89      Illinois
      20370201            20070301             281350            1909.78           281128.32      California
      20370201            20070301             181710            1467.32           181611.56      New York
      20370201            20070301              80000             699.11            79964.22      Oklahoma
      20370201            20070301             195000            1277.76           194835.37      California
      20370201            20070301             380000            2469.84           379870.33      California
      20370201            20070301             318750            2599.45           318692.58      Illinois
      20370201            20070301             165750            1297.71           165716.13      Florida
      20370201            20070301             232000            1353.33              232000      California
      20370201            20070301             475000            2854.39           474912.49      Nevada
      20370201            20070301              95000             955.31            94970.94      California
      20370201            20070301              51000             471.87            50980.33      Oklahoma
      20370201            20070301             120000             745.08           119979.92      Colorado
      20220201            20070301              58000             526.22            57976.45      California
      20370201            20070301             323000             2138.1           322732.61      Maryland
      20370201            20070301             111600             853.37           111531.55      Georgia
      20370201            20070301             284000             1442.8           283918.03      Florida
      20370201            20070301             275400             1973.7              275400      California
      20370201            20070301             297500            1977.58           297404.11      Washington
      20370201            20070301             225000            1761.59           224954.04      California
      20370201            20070301              97200             847.56            97185.93      New Jersey
      20370201            20070301             290000            2071.01           289922.74      California
      20370201            20070301             144000            1143.19           143989.61      Indiana
      20370201            20070301             535000            3958.73           534870.98      California
      20370201            20070301             388000            2811.99           387900.78      Florida
      20370201            20070301              97000            1005.23            96972.85      Florida
      20370201            20070301             539100            2920.12              539100      California
      20370201            20070301             320000            2515.16           319815.51      New Jersey
      20370201            20070301             181000            1264.34            180865.4      New Jersey
      20370201            20070301             109800              903.3           109743.08      South Carolina
      20370201            20070301             160000            1234.81           159903.86      Illinois
      20370201            20070301             323000            2197.53           322901.97      Illinois
      20370201            20070301              27900             289.14            27892.19      Georgia
      20370201            20070301             592000            4999.47           591711.86      Illinois
      20370201            20070301             144400            1089.02              144400      Virginia
      20370201            20070301             165000            1222.24           164863.75      Illinois
      20370201            20070301             256500            2047.92           256450.64      New Jersey
      20370201            20070301             236000             1805.9           235948.37      Illinois
      20370201            20070301             414900            2932.77           414854.24      California
      20370201            20070301             220000             1904.7            219899.3      Illinois
      20370201            20070301             167400            1225.93           167358.43      Pennsylvania
      20370201            20070301             504000            3694.67           503661.13      California
      20370201            20070301              63000             621.49            62979.64      California
      20370201            20070301             104800             899.63              104751      Missouri
      20370201            20070301              83300             688.31            83257.27      New York
      20220201            20070301              59000             609.16             58983.3      Illinois
      20370201            20070301             295000            2000.43           294767.03      Florida
      20370201            20070301             212000            1554.16           211947.51      Nevada
      20370201            20070301             198000            1350.71           197845.54      California
      20370201            20070301             229500            1743.82           229448.74      Florida
      20220201            20070301              49500             471.41            49482.34      California
      20370201            20070301             218700            1650.72           218561.96      Illinois
      20370201            20070301             307800            2247.81           307591.37      Maryland
      20370201            20070301             178000            1512.33           177914.64      Florida
      20370201            20070301             348000             2339.1              347891      Virginia
      20370201            20070301              72000             604.89            71964.51      Indiana
      20370201            20070301             584224            4649.45              584224      California
      20370201            20070301             191920            1125.93              191920      Georgia
      20370201            20070301             144900            1103.91           144810.39      Virginia
      20370201            20070301             125900             748.34           125846.73      Maryland
      20370201            20070301             319500            2019.46           319211.17      California
      20370201            20070301             332500            2255.46              332500      Maryland
      20370201            20070301              99750             731.27            99725.29      Indiana
      20370201            20070301             360000            2798.77           359787.23      New York
      20370201            20070301             441000            3200.45           440887.65      California
      20370201            20070301             266000            1671.37              266000      Florida
      20370201            20070301             197253            1311.21           197189.42      Arizona
      20220201            20070301              64000             636.23            63979.77      California
      20370201            20070301              70000             394.08             69984.5      Florida
      20370201            20070301             202500            1080.97            202448.4      Florida
      20370201            20070301             441000            2862.82              441000      New Jersey
      20370201            20070301             226000            1382.37              226000      Florida
      20370201            20070301             232750            1352.72           232646.37      Florida
      20370201            20070301             382500            2775.03           382402.47      California
      20370201            20070301             378000            2417.96           377865.79      California
      20370201            20070301             300000            2035.47           299962.03      Florida
      20370201            20070301             165000            1146.03           164952.59      New Mexico
      20370201            20070301             364500             2473.1           364453.86      California
      20370201            20070301             149600            1194.42           149571.21      California
      20370201            20070301             100800             620.65           100704.35      Florida
      20370201            20070301             216750            1857.56           216716.75      California
      20370201            20070301             432000               2952              432000      California
      20370201            20070301             130500             857.82           130456.72      Illinois
      20370201            20070301              56000              430.2               55966      Oregon
      20370201            20070301             115200             753.85           115161.35      California
      20220201            20070301              28800             280.82            28790.38      California
      20370201            20070301             292000            1581.67              292000      Maryland
      20370201            20070301             107200             846.41           107138.83      Pennsylvania
      20370201            20070301             163000            1263.75           162903.06      New Jersey
      20370201            20070301             155700            1111.92           155658.52      Virginia
      20370201            20070301             210000            1442.85            209937.9      District of Columbia
      20370201            20070301             222000            1722.75           221868.25      New Jersey
      20370201            20070301             140000            1089.62           139970.88      Illinois
      20370201            20070301             220000            2126.76           219924.74      Florida
      20370201            20070301              52500             427.73            52472.15      Kansas
      20370201            20070301             283100            1894.46            283010.3      West Virginia
      20370201            20070301             135000            1085.27           134926.11      Missouri
      20370201            20070301             118800             947.36           118733.74      Indiana
      20370201            20070301             144000            1060.64           143904.16      New York
      20370201            20070301             113900             970.23           113845.72      Missouri
      20370201            20070301             116910              928.1           116844.11      New Jersey
      20370201            20070301              80000             677.95            79961.38      New York
      20370201            20070301             146400             892.82           146341.66      Georgia
      20370201            20070301             413600            2409.22              413600      Washington
      20370201            20070301              36600             348.56            36586.94      Georgia
      20370201            20070301             442000            2905.41           441853.41      New Jersey
      20370201            20070301             366700            2150.43           366627.54      California
      20370201            20070301              91000             674.09            90940.16      Florida
      20370201            20070301             495000            3856.87              495000      California
      20370201            20070301             229500            1423.19           229461.46      Maryland
      20370201            20070301              77550             679.99            77515.61      Washington
      20370201            20070301             715000            5897.83            714875.8      California
      20370201            20070301             348500            2704.41           348293.17      California
      20370201            20070301             450000            3146.25              450000      Virginia
      20370201            20070301             260000            1894.19           259934.48      New Jersey
      20220201            20070301             232000            1989.23            231219.1      California
      20370201            20070301             157000              825.3            156958.1      California
      20370201            20070301             376000               2162              376000      California
      20370201            20070301             398350            2662.74           398223.42      California
      20370201            20070301             192000            1389.32           191950.68      California
      20370201            20070301             171000            1365.28            170967.1      California
      20220201            20070301              94000             852.84            93961.83      California
      20370201            20070301             247500            1797.13           247330.18      Florida
      20370201            20070301             136000             940.71           135896.82      Virginia
      20370201            20070301             916000            5602.87              916000      California
      20220201            20070301              48000             506.71            47987.29      California
      20370201            20070301             435728            3029.67           435603.18      District of Columbia
      20370201            20070301             150000            1299.77           149931.48      Maryland
      20370201            20070301             230500            1600.97           230433.78      Illinois
      20370201            20070301              73100             678.01            73091.46      Pennsylvania
      20270201            20070301              50000             424.16            49917.09      Louisiana
      20370201            20070301             256500            2062.02           256359.59      Illinois
      20370201            20070301             322050            2428.52           321846.31      Maryland
      20370201            20070301             553000            3977.06           552612.83      Maryland
      20370201            20070301             149600            1419.03           149546.07      Florida
      20370201            20070301              50000             416.43            49974.82      Louisiana
      20370201            20070301             210000            1488.54           209848.46      Illinois
      20370201            20070301             472500            3960.95           472472.61      California
      20370201            20070301             883500            6276.06           883261.19      Colorado
      20370201            20070301             203000            1588.32           202881.74      Illinois
      20370201            20070301             138600            1052.07           138568.95      Illinois
      20370201            20070301             247000             2027.8           246956.43      Illinois
      20370201            20070301             495000            3438.08            494857.8      New Jersey
      20370201            20070301             612000            3677.65           611887.25      California
      20370201            20070301             285000             1866.8           284959.58      Maryland
      20370201            20070301             504000            3419.59           503936.21      California
      20370201            20070301             336000               2282              336000      Washington
      20370201            20070301             137500             779.68           137435.32      Illinois
      20370201            20070301             472500            2279.81              472500      California
      20370201            20070301             206800            1283.62           206720.99      Wisconsin
      20370201            20070301             470250            3272.16              470250      Florida
      20370201            20070301             292000             1642.5              292000      California
      20370201            20070301             148500            1115.64            148405.3      Florida
      20370201            20070301             292000            1709.54           291872.13      California
      20370201            20070301             250000            2011.56           249863.44      California
      20370201            20070301             493000            2962.56           492909.17      California
      20370201            20070301             450000            3091.82           449866.93      New York
      20370201            20070301             248000            1648.29           247796.31      Maryland
      20370201            20070301             268500            1895.82           268304.68      New York
      20370201            20070301              62000             562.51            61974.82      Maryland
      20370201            20070301             117300              835.5            117216.2      Pennsylvania
      20370201            20070301             167000            1342.52           166908.59      Maryland
      20370201            20070301             121600             891.42           121518.23      New York
      20370201            20070301             463000            2642.96              463000      California
      20370201            20070301              84000             765.73            83989.57      Indiana
      20370201            20070301             332000            2072.23              332000      California
      20370201            20070301             225000            1673.47           224946.53      Connecticut
      20220201            20070301              83000                841            82975.17      California
      20370201            20070301             234600            1483.81           234562.89      Florida
      20370201            20070301             100000             775.31            99940.52      New York
      20370201            20070301             618964            4900.13              618964      California
      20370201            20070301             134500             894.84           134389.74      California
      20370201            20070301             363000            2931.24           362803.36      California
      20370201            20070301              57240             460.16            57208.66      Pennsylvania
      20370201            20070301             273000            1549.24           272940.89      California
      20370201            20070301             500000            3616.68           499654.15      Virginia
      20370201            20070301             225000            1364.04           224909.09      Illinois
      20370201            20070301             312650            1974.11           312366.81      Maryland
      20220201            20070301              40000             425.36            39989.64      Illinois
      20370201            20070301             405000            2433.74           404925.39      California
      20370201            20070301             768800            4414.19              768800      California
      20370201            20070301             310000            2439.06           309937.61      Illinois
      20370201            20070301             307750            2162.95           307664.36      California
      20370201            20070301             325000            2151.34           324730.95      Virginia
      20370201            20070301             300000            1842.55           299882.45      California
      20370201            20070301             204000            1639.97           203888.33      Nevada
      20370201            20070301             196000            1305.04              196000      Washington
      20370201            20070301             210000               1586           209952.25      Florida
      20370201            20070301             368000            2772.22           367915.71      Illinois
      20370201            20070301              90000             714.47            89949.28      Florida
      20370201            20070301             323000             2483.6           322804.32      Illinois
      20370201            20070301             177300            1422.14           177202.44      Idaho
      20370201            20070301             295830            2243.31           295645.17      Kansas
      20370201            20070301             277000            1878.37           276781.32      Virginia
      20370201            20070301             663000            4538.79              663000      California
      20370201            20070301             280500            2387.31           280366.04      Illinois
      20370201            20070301              80000             480.74            79985.26      California
      20370201            20070301             734350            5161.21           734145.65      Wisconsin
      20370201            20070301             266000            1970.39           265825.11      Florida
      20370201            20070301             370500            3041.19              370500      California
      20370201            20070301             534600             2980.4              534600      California
      20370201            20070301             116000             724.83           115892.87      Maryland
      20370201            20070301             133650            1201.62           133594.43      California
      20370201            20070301             112000             687.89              111944      Idaho
      20370201            20070301             320000               2040              320000      California
      20370201            20070301             166250            1373.73           166164.71      Illinois
      20370201            20070301              82000             780.29            81970.69      Maryland
      20370201            20070301             440000            3194.89           439698.11      California
      20370201            20070301             380000            2454.17              380000      California
      20370201            20070301              89250             714.28            89200.63      Virginia
      20370201            20070301             420000             2362.5              420000      California
      20370201            20070301             527000            4040.75            526885.4      California
      20370201            20070301             189360            1427.93           189240.23      Indiana
      20370201            20070301             459000            3364.91           458886.34      California
      20370201            20070301             188000             955.09           187945.74      Maryland
      20370201            20070301             102000             747.73           101931.42      Oklahoma
      20370201            20070301             400000            3189.76           399776.91      California
      20370201            20070301             225000            1798.17           224860.72      California
      20370201            20070301             237000            1577.18           236923.82      Illinois
      20370201            20070301             300000            1960.93           299899.07      California
      20370201            20070301             566900            4351.04           566777.09      California
      20370201            20070301             348000             1824.1              348000      California
      20220201            20070301              87000             769.93            86962.32      California
      20370201            20070301             165750            1020.56           165592.72      California
      20370201            20070301             193800            1238.27           193730.99      New Jersey
      20370201            20070301             170150            1068.28           170122.47      Illinois
      20370201            20070301             250000            1371.77           249940.73      California
      20370201            20070301             191000            1083.04           190910.16      Illinois
      20370201            20070301             596000            3202.23           595763.54      California
      20370201            20070301             264000            1784.32           263918.48      California
      20370201            20070301             420750            2279.06              420750      New York
      20370201            20070301             181600            1546.91           181513.46      New Hampshire
      20370201            20070301             235000            2025.92           234891.29      Alabama
      20370201            20070301             218700            1639.77           218680.43      Virginia
      20370201            20070301             196800            1408.54           196660.82      Florida
      20370201            20070301              49200             500.41            49185.44      Florida
      20370201            20070301             213000            1322.11           212918.62      Illinois
      20370201            20070301             112000             909.25           111940.08      Maryland
      20370201            20070301              82500             637.28            82449.94      Illinois
      20370201            20070301             284000            2173.66           283826.17      Illinois
      20370201            20070301              75650             641.79               75638      Pennsylvania
      20370201            20070301             504000            2955.59           503900.41      Maryland
      20370201            20070301             175000            1368.78           174964.14      Florida
      20370201            20070301             588000             4011.2            587541.3      California
      20370201            20070301             297000            2461.47           296949.18      Illinois
      20220201            20070301             147000            1523.39           146958.86      California
      20370201            20070301             307000            1950.73              307000      Hawaii
      20370201            20070301             121000             969.84           120976.99      Arizona
      20370201            20070301             380475            2901.39           380443.03      Illinois
      20370201            20070301             571500            3718.71           571305.54      Illinois
      20370201            20070301             161250            1262.81           161156.25      Florida
      20370201            20070301             255000            1792.21           254929.04      California
      20370201            20070301             369000            2608.32           368959.31      California
      20370201            20070301             189000             992.25              189000      California
      20370201            20070301             342000            2288.61           341891.64      New Jersey
      20370201            20070301             150300            1178.66           150212.89      West Virginia
      20370201            20070301             260000            1798.07           259924.43      California
      20370201            20070301             172000            1272.72           171958.51      West Virginia
      20370201            20070301              43000             457.26            42988.87      West Virginia
      20370201            20070301             197600            1078.57              197600      Florida
      20370201            20070301             227700            1581.52           227634.58      New Jersey
      20370201            20070301             484000            2972.64           483810.36      California
      20370201            20070301             150000            1099.65           149962.85      Florida
      20370201            20070301             121000            1152.32           120956.85      California
      20370201            20070301             157248            1013.38           157193.18      Florida
      20370201            20070301             128250              981.6           128171.49      Iowa
      20370201            20070301             255000            1725.39           254921.48      Florida
      20370201            20070301             468000             2921.1              468000      California
      20370201            20070301              39312             383.32            39298.87      Florida
      20370201            20070301             117000            1154.18            116962.2      California
      20370201            20070301             185000            1487.23           184898.73      Florida
      20370201            20070301             399000            3074.67           398914.51      Illinois
      20370201            20070301             225000            2070.74           224973.01      New Jersey
      20370201            20070301             267000            2157.96           266855.67      Illinois
      20370201            20070301             446250            2920.17            446100.3      New Jersey
      20370201            20070301             187650            1275.28           187592.88      Alabama
      20370201            20070301              62000             516.82            61968.85      Arizona
      20370201            20070301             409500            3014.49           409399.79      New Jersey
      20370201            20070301             242250            2225.02           242154.76      Florida
      20370201            20070301             328500            2283.08              328500      California
      20370201            20070301             340000               2125              340000      California
      20370201            20070301              85000                858            84974.29      California
      20370201            20070301             321300            2318.85           321216.86      California
      20370201            20070301             193500            1233.56              193500      New Mexico
      20370201            20070301             740000            4933.33              740000      California
      20220201            20070301             185000            1844.76           184942.03      California
      20370201            20070301             413250            3347.31           413222.47      California
      20370201            20070301             273000            1625.61           272884.99      Florida
      20370201            20070301             360000            2629.02           359755.98      Illinois
      20370201            20070301             304000             1770.8              304000      California
      20370201            20070301             202500             1530.9            202454.1      Arizona
      20370201            20070301              76000             726.64            75973.19      California
      20370201            20070301             416500            3273.78           416415.92      California
      20370201            20070301             121500             937.68              121427      Wisconsin
      20370201            20070301             355500            2536.08           355405.02      California
      20370201            20070301             196000            1364.55           195977.23      Maryland
      20370201            20070301             351000            2332.86           350711.72      West Virginia
      20370201            20070301             304000            2133.95           303776.18      Maryland
      20370201            20070301             248900            2387.28           248812.39      Maryland
      20370201            20070301             160000            1011.31           159855.36      District of Columbia
      20370201            20070301              92000             932.19            91972.48      Illinois
      20370201            20070301             156000            1192.88           155904.32      District of Columbia
      20370201            20070301              73000             553.06            72954.29      Texas
      20270201            20070301              25000             240.43            24966.86      Texas
      20370201            20070301             272000            1757.88           271905.85      Maryland
      20370201            20070301             243200            1753.35           243136.89      Nevada
      20370201            20070301              81030             704.01            81018.12      North Carolina
      20370201            20070301             146000            1384.88           145947.37      Maryland
      20370201            20070301             260000            1616.12           259757.55      New Jersey
      20370201            20070301             264000            1990.78           263833.02      Illinois
      20370201            20070301             136600             978.62           136503.59      Indiana
      20370201            20070301             405000            3331.84           404790.04      Illinois
      20370201            20070301             189600            1426.12           189556.38      Illinois
      20370201            20070301             300000            2016.47           299906.03      California
      20370201            20070301             279000            1415.35            278919.2      California
      20370201            20070301             148000            1130.24           147967.43      Oregon
      20220201            20070301              75000             759.94            74977.56      California
      20370201            20070301             595000            3651.81              595000      California
      20370201            20070301             248000            1459.01           247892.59      California
      20370201            20070301             138000             932.07           137890.18      Pennsylvania
      20370201            20070301             206250            1311.78           206175.72      Arizona
      20370201            20070301             378000             2988.7           377925.05      Illinois
      20370201            20070301             180000            1243.47           179947.53      Illinois
      20370201            20070301             193500            1315.03           193441.11      Illinois
      20370201            20070301             515700            3839.52           515577.82      California
      20370201            20070301              62000             578.76            61976.66      California
      20370201            20070301             320000            2406.95           319926.38      California
      20370201            20070301             238000            1366.81           237950.12      Florida
      20370201            20070301             437000            2481.03           436795.01      Arizona
      20370201            20070301             112500             892.28           112436.47      Florida
      20370201            20070301             205000            1439.26           204942.78      California
      20370201            20070301             140000            1021.43            139904.9      New York
      20370201            20070301             556000             2891.2              556000      California
      20370201            20070301             134300            1008.96           134214.35      Pennsylvania
      20370201            20070301             218450            1756.13           218330.42      Nevada
      20370201            20070301             289000            2074.87           288969.81      Virginia
      20370201            20070301             476000            3021.18           475573.02      Connecticut
      20370201            20070301             150500            1404.89           150443.34      Florida
      20370201            20070301             156000             1310.6            155923.1      Illinois
      20370201            20070301             600000            4936.06           599688.94      Virginia
      20370201            20070301             446500            3001.18           446360.14      California
      20370201            20070301             199750            1424.99           199696.63      Illinois
      20370201            20070301             109600             792.78           109523.97      New Mexico
      20370201            20070301             187000            1497.93           186896.78      California
      20370201            20070301             200000            1286.68           199929.99      California
      20370201            20070301             214220            1390.64              214220      California
      20370201            20070301             262500            1474.38              262500      Florida
      20370201            20070301             148750             1115.3           148736.69      Florida
      20370201            20070301             182750            1171.12              182750      California
      20370201            20070301             384000            2771.36           383900.64      California
      20370201            20070301             130000             806.92           129950.33      Pennsylvania
      20370201            20070301             160000             1296.1           159970.57      Florida
      20370201            20070301             283100            2002.93              283100      California
      20370201            20070301             124000            1086.15           123982.32      New Mexico
      20370201            20070301             195000               1300              195000      Nevada
      20370201            20070301             425000            3373.48           424916.73      California
      20370201            20070301             162000            1436.28           161977.85      Florida
      20370201            20070301             189000            1372.35           188870.33      Illinois
      20370201            20070301             205000            1301.14           204816.11      New Jersey
      20370201            20070301             199750            1679.61           199651.74      New York
      20370201            20070301             319900            2130.01              319900      Illinois
      20370201            20070301             310500            2168.94            310269.1      Illinois
      20370201            20070301             110500             860.64           110434.96      Texas
      20370201            20070301             182400            1323.31           182353.49      Georgia
      20370201            20070301              68000             508.36            67984.07      Florida
      20370201            20070301             450000            2945.67           449619.33      New Jersey
      20370201            20070301             171500               1141           171359.42      Virginia
      20370201            20070301             313500            2608.68           313341.85      Illinois
      20370201            20070301             578000            3776.27              578000      Illinois
      20370201            20070301             217600            1511.37           217537.48      New York
      20370201            20070301             183825            1405.65           183712.25      Alabama
      20370201            20070301              54400             559.15             54384.4      New York
      20370201            20070301             300000               1935              300000      Illinois
      20370201            20070301             225000            1698.27           224857.98      New York
      20370201            20070301             288000             1617.6              288000      Virginia
      20370201            20070301             500000            3661.67           499875.83      District of Columbia
      20370201            20070301             124200            1043.93           124085.14      Maryland
      20370201            20070301             604800            4155.41           604621.15      California
      20370201            20070301             181450            1294.44           181401.52      Illinois
      20370201            20070301              72000             685.13            71974.27      Virginia
      20370201            20070301             352000            2637.07              352000      California
      20370201            20070301             472000            3460.21           471883.12      California
      20370201            20070301              88000             891.66            87973.67      California
      20370201            20070301             153900             916.99              153900      Maryland
      20370201            20070301             122400            1004.87           122378.41      Georgia
      20370201            20070301             224000             1311.9           223955.57      Florida
      20370201            20070301             250000             1624.9           249740.68      Maryland
      20370201            20070301             274000            1632.58              274000      Illinois
      20370201            20070301             289000            1843.82           288743.27      New Jersey
      20370201            20070301             414400            2205.44           414176.77      California
      20370201            20070301             102000             819.99           101944.16      North Carolina
      20370201            20070301             240000             1972.2            239957.8      Maryland
      20370201            20070301             335000            1935.09           334848.79      Arizona
      20370201            20070301             171950            1471.01           171868.92      Wisconsin
      20370201            20070301             250000            1746.33           249814.09      Florida
      20370201            20070301             355000            2333.53           354882.26      Illinois
      20170201            20070301             108000            1212.63           107349.87      Oregon
      20370201            20070301             405000            3539.21           404818.92      Florida
      20370201            20070301             464000            3522.07           463896.06      California
      20370201            20070301             310000            2572.79           309842.63      Illinois
      20370201            20070301             186750            1159.53           186718.75      Florida
      20370201            20070301             482800            3389.62           482665.26      California
      20370201            20070301             514400            3275.01              514400      Georgia
      20370201            20070301             128600            1367.51           128566.72      Georgia
      20370201            20070301             100800             785.09           100740.67      Iowa
      20370201            20070301             450000            3174.25              449672      Illinois
      20370201            20070301             145000             790.22           144964.99      Florida
      20370201            20070301             265500            2045.93           265443.11      Illinois
      20370201            20070301             227920            1471.99              227920      Florida
      20370201            20070301              56980             564.27            56961.79      Florida
      20370201            20070301             207200            1513.15           206990.86      Illinois
      20370201            20070301             179500            1219.89           179445.36      Maryland
      20220201            20070301              35000             365.42            34990.41      Illinois
      20370201            20070301             452000            3313.47            451696.1      New York
      20370201            20070301             185250            1325.88           185118.98      Wisconsin
      20370201            20070301             369750            2668.51           369654.33      Florida
      20370201            20070301             105000              916.8           104952.95      New Mexico
      20370201            20070301             151200            1526.23           151154.27      California
      20370201            20070301              51850             472.36            51829.17      North Carolina
      20370201            20070301             199750            1300.61           199721.13      Florida
      20370201            20070301              58650             521.21            58624.87      North Carolina
      20370201            20070301             154100            1129.66           153996.39      West Virginia
      20370201            20070301             413000            3406.72           412928.26      California
      20320201            20070301             202000             1343.8           201723.43      California
      20370201            20070301             405750               3117           405503.68      Georgia
      20370201            20070301             476000            3653.37            475896.8      California
      20370201            20070301             332500            2047.65              332500      California
      20370201            20070301             105000             663.68           104905.07      California
      20370201            20070301             160000             1263.3            159908.7      New Jersey
      20370201            20070301             192000            1005.74           191948.66      Maryland
      20370201            20070301              80000             534.94            79935.06      Virginia
      20370201            20070301             170000            1106.91           169975.42      Florida
      20370201            20070301              69300             631.33            69272.16      Alabama
      20370201            20070301             388000            2837.03           387903.22      Florida
      20370201            20070301             322000            2487.33           321806.92      Illinois
      20370201            20070301             120000             962.75           119977.25      California
      20370201            20070301             208000            1605.25           207875.02      Maryland
      20370201            20070301             165000            1215.89           164959.74      Florida
      20370201            20070301             621000            4552.35           620582.48      Florida
      20370201            20070301             271600            1927.05            271404.4      Maryland
      20370201            20070301             242250            1664.43           242178.36      Maryland
      20370201            20070301             614650            4046.45              614650      California
      20370201            20070301              56000             412.87             55962.8      Florida
      20370201            20070301             250000             1539.3           249762.78      California
      20370201            20070301             144000            1149.71           143972.29      Florida
      20370201            20070301             166500            1221.72           166388.28      Oklahoma
      20370201            20070301              75000             572.18            74983.45      Pennsylvania
      20370201            20070301             148000            1028.77           147888.83      Pennsylvania
      20370201            20070301             121550            1036.92           121531.06      Georgia
      20370201            20070301             105000              882.9           104948.35      Florida
      20370201            20070301             288000            1989.55           287916.05      Florida
      20370201            20070301             231250            1410.27           231157.78      Georgia
      20370201            20070301             152000            1031.31           151980.76      Florida
      20370201            20070301             256000            2202.26           255880.94      Illinois
      20370201            20070301             117000            1114.22           116958.28      California
      20370201            20070301              80000             565.28            79978.05      Virginia
      20370201            20070301             423900            3419.89           423871.31      Maryland
      20370201            20070301             216000             1379.7              216000      California
      20370201            20070301             180000            1447.03           179901.47      New Jersey
      20370201            20070301              54000             547.16            53983.84      California
      20370201            20070301             391000            2201.19           390913.47      Florida
      20370201            20070301             423000            2874.72           422871.26      Arizona
      20370201            20070301             340000            1888.53           339921.97      California
      20370201            20070301             210000            1418.24           209973.01      California
      20370201            20070301             295000             2080.9           294784.98      California
      20370201            20070301             510000            3836.07           509882.68      New York
      20370201            20070301             267000            1731.76           266770.12      Florida
      20370201            20070301             160000            1107.81           159878.86      Maryland
      20370201            20070301              55200             437.82            55168.82      Missouri
      20370201            20070301             202750            1998.54           202684.34      Texas
      20220201            20070301             200000            1882.56           199409.11      Virginia
      20370201            20070301             185600            1185.88           185519.79      New Jersey
      20370201            20070301             285000            1802.63              285000      Maryland
      20370201            20070301             140000             895.55           139950.28      Illinois
      20370201            20070301             118400             995.58           118337.33      North Carolina
      20370201            20070301             120000             947.48           119931.52      Florida
      20370201            20070301             308000            1839.07            307942.2      California
      20370201            20070301             356400            2465.22           356129.61      Florida
      20370201            20070301             148750            1164.15           148738.66      Florida
      20370201            20070301             254600            1835.24              254600      Illinois
      20370201            20070301             332000            2264.83              331741      California
      20370201            20070301              83000             774.79            82968.75      California
      20370201            20070301             425000            3563.88           424929.97      Massachusetts
      20370201            20070301             366259            2612.84           366161.14      New Jersey
      20370201            20070301             251750            1803.57           251572.32      Maine
      20370201            20070301             100000             672.16            99968.67      California
      20370201            20070301             144900            1134.76           144815.77      Virginia
      20370201            20070301             166500            1332.52           166407.91      Wisconsin
      20370201            20070301             518500            4236.51           518407.17      Georgia
      20370201            20070301             150000             997.96           149877.04      California
      20370201            20070301             180000            1479.15           179968.35      Florida
      20370201            20070301             337000             2365.6           336751.88      California
      20370201            20070301             337500            2497.33           337418.61      California
      20370201            20070301              87550              823.2            87517.67      North Carolina
      20220201            20070301             139400            1482.36           139363.92      California
      20370201            20070301             330000            2239.02           329958.23      California
      20370201            20070301             107100             891.98           107046.08      Illinois
      20370201            20070301              76000             591.94            75955.26      Oklahoma
      20370201            20070301             180000            1319.53           179878.97      Massachusetts
      20370201            20070301             117000                949           116937.28      South Carolina
      20370201            20070301             544000             3032.8              544000      Maryland
      20370201            20070301             360050            2500.77           359946.56      Maryland
      20220201            20070301              35000             317.55            34985.78      Illinois
      20370201            20070301             555750            3843.94              555750      California
      20370201            20070301             246500            1435.86              246500      Arizona
      20370201            20070301              91000             702.94            90945.44      Florida
      20370201            20070301             442000            2631.93            441813.8      California
      20370201            20070301             331200            2275.58           331102.06      Florida
      20220201            20070301              82800             826.29            82774.11      Florida
      20370201            20070301             461000            2991.31           460792.66      California
      20370201            20070301             228000            1623.98           227837.12      New York
      20370201            20070301             172800            1254.72           172681.44      New Jersey
      20370201            20070301             139000            1138.49           138927.18      Florida
      20370201            20070301             369000            3416.84           368858.04      Illinois
      20370201            20070301             352000            2744.09           351692.64      District of Columbia
      20370201            20070301             484000            2626.02           483749.61      California
      20220201            20070301             121000            1263.29           120966.88      California
      20370201            20070301             238000            1348.83           237948.27      Oregon
      20370201            20070301             123000             881.19           122913.18      Maryland
      20370201            20070301             112500             720.94              112500      North Carolina
      20370201            20070301             198000            1205.01           197964.84      Florida
      20370201            20070301             170910            1255.56           170893.54      Florida
      20370201            20070301             136000             741.17           135967.16      Florida
      20370201            20070301             168000            1419.98           167973.02      New Jersey
      20370201            20070301             153000            1043.73           152880.65      Florida
      20370201            20070301             208000            1605.25           207875.02      Florida
      20370201            20070301             229500            1531.95           229469.36      Oregon
      20370201            20070301             391500            2719.21           391387.53      Illinois
      20370201            20070301             435000            2782.58           434845.55      California
      20370201            20070301             370000            2554.06           369955.77      California
      20370201            20070301             426500            3111.69           426210.32      California
      20370201            20070301             164700            1187.41           164657.26      Florida
      20370201            20070301             153000            1268.69           152922.16      Illinois
      20370201            20070301             361600            2400.12              361600      Nevada
      20370201            20070301             204000            1603.42           203882.38      Florida
      20370201            20070301              90400              961.3             90376.6      Nevada
      20370201            20070301             562500            4217.51           562449.68      Florida
      20370201            20070301             283000            1940.17           282781.41      California
      20370201            20070301             128000             921.44           127910.56      Florida
      20370201            20070301             144000             957.07           143881.73      Kentucky
      20370201            20070301             220500            1283.09            220402.1      Oregon
      20370201            20070301             172400             953.95              172400      California
      20370201            20070301             193000             1055.2           192901.76      Arizona
      20220201            20070301              75000             754.19            74977.06      Illinois
      20370201            20070301             170000             984.02           169965.15      Florida
      20370201            20070301             131750            1169.86           131693.43      Florida
      20370201            20070301             280500            1982.75           280469.06      Maryland
      20370201            20070301             395250             3109.8           395170.45      Illinois
      20370201            20070301             197600            1029.17              197600      Arizona
      20370201            20070301             180000             980.96           179956.54      California
      20370201            20070301             456000            3968.08           455793.92      Illinois
      20370201            20070301             270000            2070.22           269941.28      Connecticut
      20370201            20070301             117900             890.43           117873.19      Georgia
      20370201            20070301             400000            2796.86           399703.14      California
      20370201            20070301             297500            1787.75           297445.19      Florida
      20370201            20070301             108000             765.54           107922.06      Florida
      20370201            20070301             103600             909.17           103554.16      California
      20370201            20070301             382500            2888.77           382413.04      Mississippi
      20370201            20070301             183920             1224.6              183920      Florida
      20220201            20070301              45980              476.5            45967.13      Florida
      20370201            20070301             112000             900.38           111938.69      Wisconsin
      20370201            20070301             156000              960.7              156000      Virginia
      20370201            20070301              39000             364.06            38985.31      Virginia
      20370201            20070301             182800             1243.8              182800      Florida
      20370201            20070301              45700              498.4            45689.07      Florida
      20370201            20070301             160000            1156.23            159889.1      Illinois
      20370201            20070301             152460            1289.21           152386.02      Florida
      20361001            20061101             245000            1458.88           244478.19      California
      20370201            20070301             131250            1196.45           131233.71      Montana
      20370101            20070201             167400            1643.72            167272.4      New Mexico
      20370301            20070401             377600            1979.26              377600      California
      20370301            20070401             299000            2088.61              299000      Utah
      20370201            20070301             148000            1132.76           147909.41      Illinois
      20370201            20070301             324000            2520.04           323808.71      California
      20370301            20070401              76000              597.9               76000      Illinois
      20370301            20070401              86700             719.23               86700      Florida
      20370201            20070301             157500            1253.23           157469.36      Florida
      20370301            20070401             209600            1665.66              209600      Nevada
      20370201            20070301             720000               5604              720000      California
      20370301            20070401             689600            3907.74              689600      California
      20370301            20070401              88000             762.53               88000      Illinois
      20370201            20070301             345000            2411.78            344902.6      California
      20370301            20070401             210000            1481.32              210000      Arizona
      20370301            20070401             182200            1226.03              182200      California
      20370301            20070401             388000             2793.1              388000      New York
      20370301            20070401              97500             946.98               97500      Florida
      20370301            20070401             114000              664.2              114000      California
      20370301            20070401             204850            1608.08              204850      Virginia
      20370301            20070401             175500            1335.79              175500      Utah
      20370301            20070401             160000            1129.35              160000      Nevada
      20370301            20070401             528000               3190              528000      California
      20370301            20070401             132000             1352.7              132000      California
      20370301            20070401             337250            2588.45              337250      Illinois
      20220301            20070401              97000             945.81               97000      New York
      20220301            20070401              38300             399.87               38300      Illinois
      20370301            20070401             102850             817.18              102850      Alabama
      20370201            20070301             328500            2822.33           328346.73      California
      20370301            20070401             326000            2242.29              326000      California
      20370301            20070401             418000               2926              418000      California
      20370301            20070401             120000             923.98              120000      Florida
      20370201            20070301             311500            1777.13           311433.52      Virginia
      20370201            20070301              96900             826.48            96853.97      Tennessee
      20370301            20070401             185250            1762.78              185250      Connecticut
      20370201            20070301             220000            1604.45           219944.72      Utah
      20370301            20070401             233750             1669.3              233750      Florida
      20370301            20070401             223500            1601.19              223500      Illinois
      20370301            20070401             332000            2599.33              332000      Virginia
      20370201            20070301             441750            3300.11           441464.83      Illinois
      20370301            20070401             352000             2434.3              352000      California
      20370301            20070401             436000            3602.68              436000      New Jersey
      20370201            20070301             154500            1335.92           154429.05      Florida
      20370301            20070401             135000            1187.83              135000      Georgia
      20370301            20070401             304300            2413.52              304300      Illinois
      20370301            20070401              60350             509.22               60350      Georgia
      20370301            20070401             109800             943.36              109800      Iowa
      20370301            20070401             223250            1893.97              223250      Illinois
      20370301            20070401             297500            2477.25              297500      Connecticut
      20370301            20070401             229500            1761.45              229500      Arizona
      20370301            20070401              86400             855.62               86400      Missouri
      20370201            20070301             720000            5054.94           719799.06      California
      20370301            20070401             196000             1662.4              196000      Rhode Island
      20370301            20070401              65000             641.22               65000      Florida
      20370301            20070401             143500            1116.86              143500      Florida
      20370301            20070401             584250             4891.4              584250      Indiana
      20220301            20070401              69800                627               69800      Virginia
      20370301            20070401             380000            3451.67              380000      California
      20370301            20070401             150000             942.93              150000      California
      20370301            20070401             252000            2070.81              252000      New Jersey
      20370301            20070401              55000             380.44               55000      California
      20370301            20070401             138080            1042.83              138080      Maryland
      20370301            20070401             192600             1520.7              192600      New Jersey
      20370301            20070401             166000            1469.06              166000      Illinois
      20370301            20070401             675000            4820.44              675000      California
      20370301            20070401             204000            1540.68              204000      California
      20370301            20070401             124100             979.85              124100      South Carolina
      20370301            20070401             397000             2262.9              397000      Florida
      20370201            20070301             333750             2293.1           333651.31      Illinois
      20370301            20070401             234000             1528.8              234000      Arizona
      20370301            20070401             144000              958.8              144000      Florida
      20370301            20070401             100240             752.37              100240      Idaho
      20370301            20070401              25060             258.74               25060      Idaho
      20370301            20070401             348500            2150.52              348500      Florida
      20370301            20070401             132000              691.9              132000      Maryland
      20370301            20070401             158650            1184.46              158650      North Carolina
      20370301            20070401             420000            3285.06              420000      Virginia
      20370301            20070401             202000            1275.89              202000      Illinois
      20370301            20070401             492000            4172.95              492000      Florida
      20370301            20070401             160000            1269.02              160000      Florida
      20370301            20070401             111350             816.31              111350      Missouri
      20370301            20070401             123000             725.05              123000      Illinois
      20370301            20070401             130000             996.77              130000      Oregon
      20370301            20070401             290000            2146.15              290000      California
      20370301            20070401             107900            1007.23              107900      Louisiana
      20370301            20070401             600000               2870              600000      California
      20370301            20070401             485000            2788.75              485000      Maryland
      20370301            20070401             297000            1952.28              297000      Illinois
      20370301            20070401             238500             1618.2              238500      Florida
      20370301            20070401             223250            1794.72              223250      Nevada
      20220301            20070401              39000             341.97               39000      Illinois
      20370301            20070401             161000            1044.25              161000      New Jersey
      20370301            20070401             315000            2478.11              315000      Minnesota
      20370301            20070401             201400            1490.26              201400      Illinois
      20370301            20070401             120000             990.79              120000      Illinois
      20370301            20070401             135000            1018.13              135000      Florida
      20370301            20070401             408000            2727.24              408000      California
      20220301            20070401             102000            1017.11              102000      California
      20370301            20070401             220150            1696.46              220150      Oregon
      20370301            20070401             382850            2951.14              382850      New Jersey
      20370301            20070401             190000                988              190000      Illinois
      20370301            20070401             297000            2472.53              297000      Illinois
      20370301            20070401             100000             884.62              100000      New Mexico
      20370301            20070401             412000            3151.08              412000      California
      20370301            20070401             153900            1175.74              153900      New York
      20370301            20070401             240000            1849.43              240000      Colorado
      20370301            20070401             171000            1234.12              171000      Florida
      20370301            20070401             453200            3993.91              453200      Minnesota
      20370301            20070401             109000            1062.82              109000      Florida
      20370301            20070401             221000            1312.85              221000      Florida
      20370301            20070401             171200            1420.21              171200      Florida
      20370301            20070401             348500            2605.33              348500      Pennsylvania
      20370301            20070401              40000             349.56               40000      Oklahoma
      20370301            20070401             332500            1871.86              332500      Florida
      20370301            20070401              52500             458.79               52500      Pennsylvania
      20370301            20070401              77000             715.89               77000      Pennsylvania
      20370301            20070401             238500            1739.37              238500      Florida
      20370101            20070201             107000             954.86           106908.89      Oklahoma
      20361201            20070101             254000            1682.75              254000      Washington
      20361001            20061101              89600             695.31            89330.27      Missouri
      20361201            20070101              97600             813.57            97451.73      Tennessee
      20361001            20061101             233700            1690.44           232871.28      Missouri
      20211201            20070101             360000            3132.69           359507.89      New Jersey
      20361201            20070101             112000             859.62           111926.59      Missouri
      20361201            20070101              72000             647.88            71909.59      Michigan
      20370101            20070201             100000             797.44            99888.04      Tennessee
      20361101            20061201             237500            1902.45           236969.72      Oregon
      20361201            20070101              79800             676.84            79683.75      Mississippi
      20370101            20070201              67023             536.18               67023      Arkansas
      20370101            20070201             112000             853.26              111861      Illinois
      20361201            20070101             114750             849.97           114665.15      Washington
      20361201            20070101             800000            5898.03            798395.2      New Mexico
      20211201            20070101             216815            1694.09            216330.7      New Jersey
      20370101            20070201              35000             259.27             34953.8      Virginia
      20361201            20070101             130000              982.8           129910.95      Washington
      20370101            20070201              51000             464.62            50958.83      Michigan
      20361201            20070101              62900             649.42            62846.06      Pennsylvania
      20370101            20070201              94400             804.12            94309.66      Indiana
      20361201            20070101             123600             902.63           123346.99      North Carolina
      20361201            20070101             291600            2542.86           291203.48      California
      20361201            20070101             168000            1268.04           167679.67      Mississippi
      20370101            20070201             190000            1518.55           189788.37      Idaho
      20361201            20070101             100000             888.68            99768.67      Tennessee
      20361201            20070101             241000            1861.63           240563.39      California
      20361201            20070101             200000            1247.74           199441.32      Massachusetts
      20370101            20070201              42500             369.84            42461.41      North Carolina
      20370101            20070201              41250             358.96            41212.55      North Carolina
      20370101            20070201             928000               5626              928000      California
      20361201            20070101             134800            1118.75            134593.1      Tennessee
      20361201            20070101             109000             796.01           108776.88      Texas
      20370101            20070201             250100            1931.93              249799      Illinois
      20361201            20070101             110500             849.65           110297.75      Oklahoma
      20361201            20070101             267750            2496.19           267657.17      Texas
      20361201            20070101             115600            1144.78           115488.09      Michigan
      20361201            20070101             151990            1410.92           151936.48      North Carolina
      20370101            20070201             228000            1714.95           227894.72      Massachusetts
      20361201            20070101             236550            1954.62            236183.1      Utah
      20361201            20070101              72000                569             71876.1      Delaware
      20361201            20070101             104000             745.07           103778.37      Maine
      20361201            20070101             110000             822.53           109776.83      Louisiana
      20370101            20070201              75000             509.37               75000      Indiana
      20361201            20070101             109200             767.29           108955.66      Texas
      20361201            20070101             103000             942.19            102876.1      Maryland
      20361201            20070101             105000             505.31              105000      Maryland
      20361201            20070101              97600             760.38             97538.8      Pennsylvania
      20361201            20070101             238500            1970.73           238130.09      Minnesota
      20370101            20070201             194000            1343.22           193705.32      District of Columbia
      20361201            20070101             112500            1010.21              112358      Georgia
      20361201            20070101             199500            1662.78           199398.59      Utah
      20370101            20070201             156000               1105              156000      Louisiana
      20370101            20070201             274998            1932.26            274592.6      Washington
      20361201            20070101             136000            1133.66           135793.41      Minnesota
      20370101            20070201             252353            1755.86           251973.49      New Jersey
      20361201            20070101             112000             756.46           111727.44      Tennessee
      20361201            20070101              30000             245.18            29952.22      Alabama
      20361201            20070101             147250            1291.14           147052.52      Missouri
      20361201            20070101             204000            1461.49           203565.23      Maryland
      20361201            20070101             237500            2075.47           237178.75      Michigan
      20370101            20070201              79500             697.67            79428.05      Indiana
      20361201            20070101             133000            1055.83           132773.48      Missouri
      20361201            20070101             252000            2051.17            251861.9      Nevada
      20361201            20070101             144000                822              144000      Idaho
      20361201            20070101             154000            1368.57           153800.36      Michigan
      20361201            20070101              79200             660.19            79078.87      Michigan
      20361201            20070101             133120            1125.97              133120      Nevada
      20361201            20070101             103920             802.75            103725.6      Idaho
      20370101            20070201              51600             405.94             51540.4      Oklahoma
      20361201            20070101             180000             1553.1           179748.66      Michigan
      20370101            20070201              86000             670.43            85898.61      Idaho
      20361201            20070101              90000             841.83            89897.98      Michigan
      20361201            20070101             436050            2543.62              436050      Arizona
      20361201            20070101             342000            2106.69           341598.49      Nevada
      20370101            20070201              47500             438.95            47463.08      Ohio
      20370101            20070201             218400            1884.42           218197.54      Wisconsin
      20361201            20070101             477000            2742.58              476970      Nevada
      20370101            20070201             119000             942.08              119000      Tennessee
      20370101            20070201             129500            1070.07            129366.6      Georgia
      20361201            20070101              71000             581.53            70887.55      Indiana
      20370101            20070201             113000             979.16           112896.34      Michigan
      20370101            20070201              76000             524.92            75883.97      Maine
      20361201            20070101             305370            1431.42              305370      New York
      20370101            20070201             101250             794.68           101208.76      Virginia
      20220101            20070201              85000             844.52            84534.71      Pennsylvania
      20370101            20070201             945000            5315.63              945000      California
      20361201            20070101              50261             347.15            50145.53      Indiana
      20370101            20070201             136500            1068.98           136340.71      Maryland
      20361201            20070101             109000              754.7           108750.87      Idaho
      20361201            20070101             258000             1940.6              257820      Maryland
      20370101            20070201              38700             328.95            38662.77      Ohio
      20361201            20070101             189000            1459.95           188616.98      Oklahoma
      20370101            20070201              36900             318.39            36865.78      Ohio
      20361201            20070101              50478             347.78            50361.48      South Carolina
      20361201            20070101              95000             993.67            94921.63      Indiana
      20361201            20070101             153750            1118.37           153632.42      Maryland
      20370101            20070201             330000            2381.29           329539.67      Minnesota
      20370101            20070201             133000            1065.37           132852.63      Georgia
      20361201            20070101             119920             805.91           119629.14      Idaho
      20370101            20070201             188000            1762.02           187859.33      Tennessee
      20370101            20070201             104215             904.95           104119.92      Tennessee
      20370101            20070201              51800             469.97            51757.74      Ohio
      20370101            20070201             117000             903.78           116859.19      Oregon
      20361201            20070101             111920             741.47              111920      Nebraska
      20361201            20070101             140000             817.01           139559.36      Massachusetts
      20361201            20070101             143120            1050.17           142829.96      Tennessee
      20361201            20070101             304000            1735.33              304000      Maryland
      20361201            20070101             117520             837.88           117267.01      Maryland
      20361201            20070101             201400             1588.5           201278.35      North Carolina
      20361201            20070101             234000            1840.88           233593.16      Washington
      20370101            20070201              70000             559.47            69922.02      New Jersey
      20361201            20070101             209700            1809.36           209407.19      Tennessee
      20361201            20070101             218700            1514.24           218200.16      Idaho
      20361201            20070101              96800             831.67            96663.39      Texas
      20370101            20070201             223600            1499.98              223600      Idaho
      20370101            20070201             141600             942.07           141367.18      Texas
      20361201            20070101             124800            1197.94           124668.11      Ohio
      20361201            20070101             143200              828.2           143005.56      Florida
      20370101            20070201             115000             919.12           114871.91      Delaware
      20361201            20070101             165665            1466.09           165447.96      Tennessee
      20361201            20070101              67600             526.75            67479.89      Kansas
      20370101            20070201             316000            2662.87           315689.53      Washington
      20370101            20070201             110000              829.5           109949.57      Washington
      20370101            20070201             176310            1579.92           176161.49      Georgia
      20361201            20070101             119000             805.18           118889.37      Florida
      20370101            20070201             204999            1463.98            204889.4      Arizona
      20370101            20070201             336000               1750              336000      Maryland
      20361201            20070101             122170             1172.7           122040.93      Arkansas
      20361201            20070101             113400            1003.56           113251.43      Wisconsin
      20370101            20070201              63619             649.51            63581.57      Indiana
      20370101            20070201             161600             1224.8              161527      Idaho
      20370101            20070201              81000             791.34            80945.94      Indiana
      20370101            20070201              87200             781.41            87126.53      Virginia
      20370101            20070201             153600            1230.38           153429.81      Texas
      20370101            20070201              99920              775.4            99800.96      Texas
      20361201            20070101             101000             942.82           100882.67      Indiana
      20370101            20070201             204000            1678.26           203787.66      New Jersey
      20370101            20070201              52000             414.67            51941.78      Kentucky
      20370101            20070201              55100             483.55            55051.03      Oklahoma
      20370101            20070201             207000            1584.33            206745.7      Michigan
      20370101            20070201             115000            1095.18            114917.6      Tennessee
      20370101            20070201             227600            1561.22           227464.37      Montana
      20370101            20070201             205200            1547.39           205105.93      Montana
      20370101            20070201             280200            2427.96           279942.98      Virginia
      20370101            20070201             107100             979.69            107014.5      Wyoming
      20370101            20070201              52000             401.68            51937.42      Missouri
      20370101            20070201             205000            1255.57           204606.18      Arizona
      20370101            20070201             231000            1333.06              231000      Washington
      20370101            20070201             250750            1809.68           250619.79      Pennsylvania
      20370101            20070201             214999            1323.79           214589.93      Maryland
      20370101            20070201             133950             1111.7           133813.46      New Mexico
      20370101            20070201             158000            1164.87           157789.39      Maine
      20370101            20070201              71000             629.65            70938.57      North Carolina
      20220101            20070201              29000             249.45            28805.09      Georgia
      20370101            20070201             138465            1189.63           138335.27      Georgia
      20370101            20070201             131920             805.46           131814.87      Virginia
      20370101            20070201             153000            1264.25           152842.39      North Carolina
      20370101            20070201             694400            4867.37           694009.42      Utah
      20370101            20070201             184000            1190.51           183872.59      Wyoming
      20370101            20070201             298900            2644.12           298817.24      Mississippi
      20370101            20070201             102075             847.16           101970.94      Montana
      20370101            20070201             272000             1860.7           271836.73      Montana
      20370101            20070201             127500            1147.28           127393.73      Idaho
      20370101            20070201             120000              980.7           119873.12      Delaware
      20370101            20070201             414000            3098.16           413805.98      Montana
      20370101            20070201             210000            1519.01           209708.53      Virginia
      20370101            20070201             120000             879.69           119838.08      Idaho
      20270101            20070201              90000             775.36            89708.26      Virginia
      20370101            20070201             113815             867.09           113673.74      South Carolina
      20370101            20070201              39950             327.22            39907.97      North Carolina
      20370101            20070201             178000            1090.03           177859.12      Wyoming
      20370101            20070201              46000             407.94             45960.2      Wisconsin
      20370101            20070201             176000            1158.67              176000      Florida
      20370101            20070201             487350            4044.68           486853.25      Maryland
      20370101            20070201             650000            4291.78            648915.4      Oregon
      20370101            20070201             298000            1854.27           297443.83      Arizona
      20370101            20070201             250051            2025.48           249781.04      Georgia
      20370101            20070201             128700            1189.59           128669.46      Indiana
      20370101            20070201             255000             1800.5           254627.83      Oregon
      20370101            20070201              79800             709.08            79778.25      Michigan
      20370101            20070201              59400             525.68            59348.32      Michigan
      20370101            20070201             276000             2025.2           275628.37      Arizona
      20370101            20070201             190000            1400.79           189746.74      Missouri
      20370101            20070201             151312             958.31              151312      Utah
      20370101            20070201             100000             702.65            99852.57      Michigan
      20370101            20070201             620000            3878.14           618854.01      Connecticut
      20370101            20070201             156600            1121.31           156516.87      Idaho
      20370101            20070201              72900             541.29            72804.28      Maryland
      20370101            20070201             288000            2089.44           287852.61      Pennsylvania
      20370101            20070201              56100             496.27            56084.47      Mississippi
      20370101            20070201             530156            4007.98           529914.78      Ohio
      20370101            20070201             120000             901.53           119846.41      Michigan
      20370101            20070201             503000            2923.69              503000      Nevada
      20370101            20070201             145600             1089.6           145531.75      Kentucky
      20370101            20070201             120400              942.9           120259.49      Idaho
      20370101            20070201             116271             1172.6           116251.12      North Carolina
      20370101            20070201             620000            3807.38           618814.67      Connecticut
      20370101            20070201              71000             681.52            70950.23      South Carolina
      20220101            20070201             109500             999.59            108821.9      Ohio
      20370101            20070201             176000             938.67              176000      Tennessee
      20370101            20070201             105200             791.29           105151.41      Georgia
      20370101            20070201              64600             494.44            64520.62      Pennsylvania
      20370101            20070201             239900            1789.25              239900      Pennsylvania
      20370101            20070201             380000            2657.02            379434.2      Pennsylvania
      20370101            20070201              44200             362.03             44153.5      Michigan
      20370101            20070201             485000            3780.92           484428.19      Arkansas
      20370101            20070201             159200            1224.12           159006.41      Georgia
      20370101            20070201             235848            1316.82              235848      Arizona
      20361001            20061101             206500            2044.96           206163.61      Rhode Island
      20361201            20070101             375200             2531.7            374848.7      Washington
      20361101            20061201              80750             681.94            80590.31      Montana
      20361101            20061201             565000            3896.75           564331.83      California
      20370101            20070201             300000               1750              300000      California
      20220101            20070201              75000             672.08            74936.83      California
      20370101            20070201             365366            2333.78              365366      California
      20361201            20070101             410000            3123.54           409234.05      California
      20370101            20070201             283500            1887.63           283498.64      California
      20220101            20070201              93000             799.02            92912.86      California
      20370101            20070201             775000            4488.54              775000      California
      20220101            20070201              72000             693.85            71950.07      California
      20220101            20070201             148000            1454.35           147902.84      California
      20370101            20070201             340800             1973.8              340800      California
      20220101            20070201              85200                754            85125.89      California
      20370101            20070201             550000             3987.5              550000      California
      20370101            20070201             488000            3151.67              488000      California
      20220101            20070201             122000            1198.86            121919.9      California
      20370101            20070201             623292            3895.58              623292      California
      20220101            20070201              97800             923.99             97728.4      California
      20370101            20070201             741000            5551.32              741000      California
      20370101            20070201             350000            2293.41           349407.33      California
      20370101            20070201             512000               2880              512000      California
      20370101            20070201             481000            2605.42              481000      California
      20370101            20070201             304000               1615              304000      California
      20370101            20070201             320000            1773.33              320000      Illinois
      20220101            20070201              80000             770.94            79944.53      Illinois
      20370101            20070201             490000            3511.67              490000      California
      20361201            20070101             247500            2036.72              247500      California
      20361201            20070101             484500             3714.5              484500      Colorado
      20370101            20070201             515000            3969.79              515000      California
      20370101            20070201             493000            2916.92              493000      California
      20361201            20070101             562500            3276.56              562500      California
      20370101            20070201             697000            4640.86              697000      California
      20220101            20070201              82000             812.04            81947.33      California
      20370101            20070201             559200             3401.8              559200      California
      20220101            20070201             139800            1347.22           139703.07      California
      20370101            20070201             520000             3087.5              520000      California
      20220101            20070201             130000            1213.53           129901.67      California
      20370101            20070201             200000            1258.33              200000      California
      20370101            20070201             360000            3077.11           359658.41      California
      20370101            20070201             402000            2663.25              402000      California
      20370101            20070201             540000            3683.76           539154.94      California
      20220101            20070201              63980             608.82            63934.05      California
      20370101            20070201             232750            1471.14           232328.04      Arizona
      20220101            20070201              99000             879.79            98914.82      California
      20370101            20070201             722500            4064.06              722500      California
      20220101            20070201             127500            1252.91           127416.28      California
      20370101            20070201             318250            1922.76              318250      California
      20370101            20070201              97750             746.49            97706.82      Michigan
      20370101            20070201             575000            4307.71              575000      California
      20370101            20070201             629000            4586.46              629000      California
      20370101            20070201             800000            4966.67              800000      California
      20220101            20070201             200000            1829.48           199840.34      California
      20370101            20070201             450000            2844.31           449184.18      California
      20370101            20070201             316000             2172.5              316000      California
      20370101            20070201             391200            2278.74              391200      California
      20220101            20070201              97800             869.13            97715.84      California
      20370101            20070201             655000            4170.25           653828.56      California
      20370101            20070201             401000            3004.15           400999.16      California
      20220101            20070201             130000            1179.46           129893.96      California
      20220101            20070201              89850             872.68            89789.04      California
      20370101            20070201             432250            2985.45           431590.16      California
      20220101            20070201              72500             649.68            72438.92      California
      20370101            20070201             560000            3383.33              560000      California
      20220101            20070201             140000            1349.15           139902.91      California
      20220101            20070201              90000             799.81            89922.55      California
      20370101            20070201             384000               2992              384000      California
      20220101            20070201             119000            1066.37           118899.75      California
      20370101            20070201             435000            3534.38              435000      California
      20370101            20070201             324800            2097.67              324800      California
      20220101            20070201              81200             767.16            81140.55      California
      20370101            20070201             488000             2897.5              488000      California
      20370101            20070201             345000            2486.87              345000      California
      20220101            20070201              76800             725.59            76743.77      California
      20370101            20070201             308000             1794.1              308000      California
      20220101            20070201              77000                713            76940.49      California
      20370101            20070201             356000            2150.83              356000      California
      20220101            20070201              89000             840.85            88934.84      California
      20370101            20070201             333000            2081.25              333000      California
      20370101            20070201             739500            4005.62           739499.63      California
      20220101            20070201              99800             924.13            99722.85      California
      20220101            20070201             130500            1292.34           130416.18      California
      20370101            20070201             545000            4537.13              545000      California
      20220101            20070201              63000             607.12            62956.31      California
      20220101            20070201             125000            1237.87           124919.71      California
      20370101            20070201             180000            1117.27           179862.06      Colorado
      20220101            20070201              45000             433.66            44968.79      Colorado
      20370101            20070201             202500            1434.37              202500      Colorado
      20370101            20070201              50400             414.63            50347.54      Colorado
      20370101            20070201             535500            3424.97              535500      Utah
      20220101            20070201              94500              839.8            94418.68      Utah
      20220101            20070201              39098             384.21            39072.32      Colorado
      20370101            20070201             298929            2134.77           298769.19      Colorado
      20370101            20070201             408000            2824.91           407380.28      Utah
      20220101            20070201             102000             963.68            101925.3      Utah
      20370101            20070201             130700            1068.93           130653.15      South Dakota
      20370101            20070201             217800             1674.7           217535.17      Colorado
      20220101            20070201              24000             193.11            23973.68      Texas
      20220101            20070201              34600             342.65            34577.76      Missouri
      20220101            20070201              14500             116.68            14484.08      Texas
      20220101            20070201              22000             212.01            21943.74      Missouri
      20220101            20070201              44250             356.05            44201.47      Texas
      20220101            20070201              20600             204.01            20586.75      Missouri
      20220101            20070201              65467             613.59               65418      New Mexico
      20220101            20070201              65000             626.39            64954.93      Arizona
      20370101            20070201              91000             771.83            90911.99      Missouri
      20361201            20070101             128000             988.75            127768.1      Texas
      20361201            20070101             160659            1173.27           160330.12      Texas
      20361201            20070101             105000             814.82           104811.69      Texas
      20370101            20070201             215304            1396.46           214932.21      Texas
      20220101            20070201              53826              433.1            53766.97      Texas
      20361201            20070101             101700             796.45           101521.34      Texas
      20361201            20070101             119400             911.83           119320.58      Texas
      20370101            20070201             204000            1377.83           203674.37      Texas
      20220101            20070201              36000             289.67            35960.18      Texas
      20220101            20070201              26934             216.72            26904.18      Texas
      20370101            20070201              76300             641.58            76119.37      Texas
      20220101            20070201              20400             164.15            20377.62      Texas
      20370101            20070201              75000             644.37            74929.73      Texas
      20361201            20070101             105000             871.43           104838.54      Texas
      20220101            20070201              16800             135.18            16781.57      Texas
      20361201            20070101             179550            1316.23           179184.63      Texas
      20370101            20070201             467000            3064.69              467000      Texas
      20361201            20070101              92000             633.86            91787.63      Texas
      20370101            20070201              73600             643.18             73533.9      Texas
      20370101            20070201             109000                993           108912.04      Texas
      20370101            20070201             108000             822.79           107865.95      Texas
      20220101            20070201              50000             402.32            49945.16      Texas
      20220101            20070201              28200             271.76            28180.44      Missouri
      20370101            20070201             123000            1025.29           122875.94      Texas
      20220101            20070201              50200             403.93            50144.93      Texas
      20220101            20070201              27900             224.49            27869.41      Texas
      20370101            20070201             161660            1341.67           161495.22      Texas
      20370101            20070201             252142            1577.17           251675.94      Texas
      20220101            20070201              28400             228.52            28368.84      Texas
      20220101            20070201              26000             247.61            25781.36      Louisiana
      20370101            20070201             236000            1579.28           235849.96      Texas
      20220101            20070201              59000             474.73             58935.3      Texas
      20220101            20070201              19900             160.12               19838      Texas
      20370101            20070201              97850             707.79            97714.18      Texas
      20370101            20070201             161231            1251.18           161038.93      Texas
      20220101            20070201              28400             228.52            28368.84      Texas
      20370101            20070201              73305             654.17            73242.58      Texas
      20370101            20070201             225000            1714.14           224720.75      Texas
      20370101            20070201              57600             422.25            57428.53      Texas
      20220101            20070201              14400             115.87             14384.2      Texas
      20370201            20070301             130000            1045.08           129928.84      Texas
      20370101            20070201             140900            1032.93           140829.98      Texas
      20370101            20070201              77200             545.09            77087.33      Texas
      20370101            20070201              86000             679.64             85901.7      Texas
      20220101            20070201              19300              155.3            19278.82      Texas
      20220101            20070201              19600              198.8            19496.01      Texas
      20220101            20070201              33500             269.55            33463.26      Texas
      20370101            20070201             151490            1217.84           151323.52      Texas
      20220101            20070201              52980             426.29             52921.9      Texas
      20370101            20070201             138990            1108.36           138833.74      Texas
      20370101            20070201             184000            1479.19            183797.8      New Mexico
      20220101            20070201              26015             209.33            25986.46      Texas
      20370101            20070201             318000            2524.46           317640.26      Texas
      20370101            20070201              63300             508.88            63230.42      Texas
      20220101            20070201              24700             198.75             24672.9      Texas
      20370101            20070201             132498            1009.42           132333.56      Texas
      20220101            20070201              26190             210.74            26161.01      Texas
      20370101            20070201             232486            1787.62           232203.32      Texas
      20370101            20070201             170000            1398.55           169823.06      Texas
      20370101            20070201             101900             801.65           101782.31      Texas
      20370101            20070201             144500            1095.76           144318.81      Texas
      20370101            20070201              57600             424.66            57523.22      Texas
      20370101            20070201             132000            1124.41           131873.67      Texas
      20220101            20070201              50377             405.35            50321.75      Texas
      20370101            20070201             243000            1885.71           242710.55      Texas
      20370101            20070201              97187             640.08            97024.03      Texas
      20220101            20070201              24296              195.5            24269.34      Texas
      20370101            20070201              92000             740.26             91899.1      Texas
      20370101            20070201             208000            1475.79           207699.47      Oklahoma
      20220101            20070201              52000             491.29            51961.91      Oklahoma
      20220101            20070201              29948             240.97            29915.16      Texas
      20370101            20070201             110500             853.57           110367.01      Texas
      20370101            20070201             120680             842.99           120499.94      Texas
      20220101            20070201              30170             242.76            30136.91      Texas
      20370101            20070201              75743             519.28            75625.62      Texas
      20220101            20070201              18936             152.37            18915.22      Texas
      20370101            20070201              88900             757.27            88814.92      Texas
      20220101            20070201              30800             247.83            30766.21      Texas
      20370101            20070201             240000            1879.52           239719.93      Texas
      20370101            20070201             158000            1248.64            157819.4      Texas
      20220101            20070201              31000             249.44            30965.99      Texas
      20370101            20070201              81000             663.44            80914.79      Texas
      20220101            20070201              83100             842.37            82658.73      Texas
      20220101            20070201              24600             197.94            24570.94      Texas
      20370101            20070201             129000            1056.59            128864.3      Texas
      20370101            20070201             160000            1345.37           159841.97      Texas
      20370101            20070201              92000             746.89            91901.18      Texas
      20220101            20070201              25700             206.79            25671.81      Texas
      20370101            20070201             107200              646.8           107112.15      Texas
      20220101            20070201              26000             209.21            25971.47      Texas
      20370101            20070201             163000            1213.13           162736.76      Texas
      20370101            20070201              99900             778.79            99782.22      Texas
      20370101            20070201             309500            2195.95            309052.8      Texas
      20370101            20070201             195000            1414.57           194730.98      Texas
      20370101            20070201             240000            1595.12           239603.73      Texas
      20370101            20070201             143000            1181.62           142852.69      Texas
      20370101            20070201              87500             713.51               87407      Texas
      20370101            20070201              80250             671.86             80169.9      Texas
      20220101            20070201              10000              80.47             9989.02      Texas
      20220101            20070201              22800             183.46            22774.99      Texas
      20370101            20070201              99200             752.25            99072.84      Texas
      20370101            20070201             118000             966.49           117872.35      Texas
      20370101            20070201             116200             955.95           116079.05      Texas
      20220101            20070201              18661             150.16            18640.52      Texas
      20370101            20070201             139900            1110.61           139741.72      Texas
      20370101            20070201             250825            2000.18           250544.18      Texas
      20220101            20070201              19900             160.12            19878.18      Texas
      20370101            20070201              57200             386.34            57108.69      Texas
      20220101            20070201              20300             163.34            20277.07      Texas
      20220101            20070201              14300             115.07             14284.3      Texas
      20370101            20070201             131021            1077.88            130884.5      Texas
      20370101            20070201             142265             899.22           142007.07      Texas
      20220101            20070201              35567             286.19            35527.98      Texas
      20220101            20070201              31800             255.88            31765.11      Texas
      20370101            20070201             165000            1262.87            164797.3      Texas
      20370101            20070201              73600             527.28            73495.77      Texas
      20220101            20070201              18400             148.06             18379.8      Texas
      20370101            20070201             144000            1200.34           143854.75      Texas
      20220101            20070201              26431             212.67            26402.01      Texas
      20370101            20070201             137190            1084.18           137001.43      Texas
      20370201            20070301             101500             860.89           101451.11      Texas
      20220201            20070301              22400             180.24            22387.76      Texas
      20370101            20070201             160049            1293.56            159875.3      Texas
      20370201            20070301              94905             763.63            94853.16      Texas
      20370101            20070201             147322            1122.36           147139.15      Texas
      20370201            20070301              75000             622.45            74961.93      Texas
      20361101            20061201              52650             444.64            52387.14      Texas
      20370101            20070201             122372             772.67           122149.72      Texas
      20220101            20070201              30593             246.16            30559.45      Texas
      20261201            20070101             124000            1076.11           123402.45      Texas
      20220101            20070201              28400             228.52            28318.66      Texas
      20211101            20061201              14100             113.36            14068.74      Tennessee
      20211201            20070101              18675             150.27            18644.15      Texas
      20370101            20070201              55000             486.74            54952.16      Oklahoma
      20361201            20070101             135000            1066.88           134759.45      Tennessee
      20370101            20070201              58400              493.2            58342.91      New Mexico
      20361201            20070101             195500            1366.68           195333.29      Texas
      20361201            20070101             246891            2094.04           246530.44      Texas
      20220101            20070201              12150              97.77            12136.66      Texas
      20370101            20070201             113000             946.05           112887.21      Texas
      20220101            20070201              17250              138.8            17231.08      Texas
      20370101            20070201             165400            1313.04           165212.89      Texas
      20361201            20070101             278000            1943.82           277377.16      Texas
      20370101            20070201             118000              909.3           117949.25      Texas
      20370101            20070201             103500             719.65            103439.8      Texas
      20370101            20070201             168031            1333.92           167840.84      Texas
      20361201            20070101             250500            1725.88           249921.77      Texas
      20370101            20070201             270469             2171.4           270170.85      Texas
      20370101            20070201             111300             854.25           111251.54      Texas
      20370201            20070301             145350            1153.87           145268.09      Arkansas
      20370101            20070201              75000             598.08            74916.03      Texas
      20361201            20070101             148900            1118.64           148613.18      Texas
      20370101            20070201              58495             449.78            58423.87      Tennessee
      20220101            20070201              10000               79.1             9988.59      Tennessee
      20370101            20070201             224000            1642.14           223888.66      Tennessee
      20370101            20070201             145000            1140.72           144832.53      Arkansas
      20370101            20070201             112900              941.1           112786.12      Arkansas
      20370101            20070201             112000             966.37           111896.17      Texas
      20361201            20070101              88900             699.38            88744.81      Texas
      20370101            20070201             107200             712.49           107023.39      Texas
      20220101            20070201              26800             215.64            26770.61      Texas
      20370101            20070201              78625             604.56             78529.4      Texas
      20220101            20070201              13875             111.65            13859.77      Texas
      20370101            20070201              68940             579.69            68871.91      Tennessee
      20370101            20070201             284750            1971.56           284317.47      Arkansas
      20220101            20070201              54675                436            54613.79      Tennessee
      20370101            20070201             133990            1030.27           133827.08      Texas
      20370101            20070201             107000             722.69           106829.19      Florida
      20370101            20070201              97600             690.81            97458.27      Texas
      20220101            20070201              24400             196.33            24373.24      Texas
      20370101            20070201             102000             831.75           101891.59      Mississippi
      20370101            20070201             130000             871.98           129984.11      Oklahoma
      20370101            20070201             160882            1288.71           160703.74      Texas
      20370101            20070201             239875             1749.4           239754.02      Texas
      20370101            20070201             117500             970.91           117378.97      Texas
      20220101            20070201              28500             229.32            28468.74      Texas
      20220101            20070201              44900             361.28            44850.76      Texas
      20220101            20070201              46000             425.95            45964.39      Mississippi
      20370101            20070201             102000             850.24           101897.12      Oklahoma
      20220101            20070201              33664             270.87            33627.08      Texas
      20370101            20070201             113000             929.63           112882.37      Texas
      20370101            20070201             104000              885.9           103900.46      Texas
      20370101            20070201             342900            2362.49           342373.94      Florida
      20370101            20070201              88900             730.72            88807.26      Texas
      20370101            20070201              87000             703.16            86905.58      Texas
      20370101            20070201             112000             648.67              112000      Texas
      20220101            20070201              28000              225.3            27969.29      Texas
      20220101            20070201              33000             265.53            32893.81      Texas
      20370101            20070201             153000            1341.56           152863.77      Oklahoma
      20370101            20070201             263500            1504.41           262927.24      Virginia
      20220101            20070201              29286             235.65            29189.04      Texas
      20370101            20070201              97000             744.49            96957.78      Texas
      20220101            20070201              33000             265.53             32963.8      Texas
      20370101            20070201             108775             794.37           108627.04      Texas
      20370101            20070201             232900            1916.02           232657.57      Kentucky
      20370101            20070201             103500             832.04           103383.83      Texas
      20220101            20070201              42000             337.95            41953.93      Texas
      20370101            20070201             186000            1108.25              186000      Mississippi
      20220101            20070201              25677             206.61            25648.83      Texas
      20370101            20070201              67488             507.02            67401.62      Texas
      20220101            20070201              12654             101.82            12640.12      Texas
      20370101            20070201              68800             516.88            68711.94      Texas
      20220101            20070201              12900              103.8            12885.85      Texas
      20370101            20070201             102000             802.44           101882.19      Texas
      20370101            20070201             147500            1077.17           147299.38      Kentucky
      20370101            20070201             173920            1186.45           173647.82      Texas
      20220101            20070201              43480             349.85            43432.32      Texas
      20370101            20070201             135450            1075.28           135296.76      Texas
      20370101            20070201              68000             596.25            67939.45      Texas
      20370101            20070201             169185             1422.6            169017.9      Texas
      20370101            20070201             260000            2064.02           259705.88      Texas
      20370101            20070201             101900             794.39            101774.2      Tennessee
      20370101            20070201             109382             692.75              109382      Texas
      20220101            20070201              27346             220.04               27316      Texas
      20370101            20070201             270000            1794.51           269555.19      Texas
      20370101            20070201             194700            1552.62           194482.01      Texas
      20220101            20070201              55819             449.14            55757.77      Texas
      20370101            20070201              50400             387.54             50338.7      Texas
      20370101            20070201              70000             489.46            69895.76      Texas
      20220101            20070201              27000             217.25            26787.64      Texas
      20220101            20070201              23980             192.95             23953.7      Texas
      20370101            20070201             109052             882.17            108933.9      Texas
      20370201            20070301             110000              884.3           109939.78      Texas
      20370101            20070201              74900             602.13            74817.69      Texas
      20370101            20070201             160200            1024.76           160085.89      Texas
      20370101            20070201             153865            1243.58           153698.01      Texas
      20220101            20070201              37780             303.99            37738.57      Texas
      20370101            20070201             147060             866.22           146932.62      Texas
      20220101            20070201              36766             295.83            36725.68      Texas
      20220101            20070201              21400             172.19            21376.53      Texas
      20370101            20070201             328000            2349.84           327535.49      Texas
      20220201            20070301              35998             289.65            35978.34      Texas
      20370101            20070201              73500             604.67            73423.49      Indiana
      20370101            20070201              78000             670.15             77926.9      Tennessee
      20370101            20070201             115200             865.46           115052.57      Georgia
      20370101            20070201             114000             783.75              114000      Georgia
      20370101            20070201             112000             752.68           111350.38      Texas
      20370101            20070201             142950            1186.39           142776.97      Texas
      20370101            20070201             120000              859.7           119830.05      Texas
      20220101            20070201              30000             241.39             29967.1      Texas
      20370101            20070201              58950             473.91            58885.11      Kentucky
      20370101            20070201             336000            2233.17           335446.45      Texas
      20220101            20070201              84000             675.89            83907.88      Texas
      20370101            20070201             136350            1121.72           136208.08      Georgia
      20370101            20070201             123750             973.55           123607.06      Texas
      20370201            20070301              99500             797.03            99445.07      Texas
      20370101            20070201             157600            1047.46           157340.37      Texas
      20220101            20070201              39400             317.03            39323.56      Texas
      20370101            20070201             174502            1126.03            174197.7      Texas
      20220101            20070201              30795             247.79            30761.22      Texas
      20370101            20070201             125200                945           125041.39      Texas
      20220101            20070201              19186             154.38            19164.96      Texas
      20370101            20070201             150679             1239.6            150521.2      Texas
      20370101            20070201             106000             926.32            105904.8      North Carolina
      20220201            20070301              29998             241.38            29981.61      Texas
      20370101            20070201             179500            1476.71           179313.15      Texas
      20370101            20070201              91200             750.29            91105.06      Texas
      20370101            20070201             162000            1297.67           161820.49      Texas
      20370101            20070201             271200            1877.74           270788.05      Texas
      20220101            20070201              67800             545.54            67725.64      Texas
      20370101            20070201             114900             945.26           114779.65      Texas
      20370101            20070201             242000            1990.88           241748.11      Texas
      20370101            20070201              90640             624.49            90500.94      Texas
      20220101            20070201              22660             182.33            22635.15      Texas
      20220101            20070201              38180             307.21            38138.12      Texas
      20370201            20070301             147155            1018.88           147043.58      Texas
      20370101            20070201             392000            2576.48           391340.09      Washington
      20220101            20070201              98000             944.41            97932.03      Washington
      20370101            20070201             154800             1262.3           154635.48      Iowa
      20370101            20070201             500000            4186.05           499500.94      Texas
      20220101            20070201              27450             264.53             27359.7      Washington
      20370101            20070201              87200             522.81            87025.95      Texas
      20361201            20070101             218500            1374.61           218481.62      Washington
      20370101            20070201             167000            1190.65            166761.1      Kansas
      20370101            20070201             300000            2566.46           299715.94      Louisiana
      20370101            20070201             111600             971.14            111498.7      Texas
      20370101            20070201              60000              517.7            59944.37      Texas
      20361201            20070101             418500            2878.52           418127.37      Iowa
      20370101            20070201              96000             755.24            95889.12      Nebraska
      20370101            20070201              80000             690.27            79925.82      Texas
      20361201            20070101             159900            1275.11           159630.46      Louisiana
      20370101            20070201              58410             497.55             58354.1      Texas
      20361201            20070101             156750            1161.13           156438.71      Illinois
      20370101            20070201             116600             894.93           116539.06      Texas
      20370101            20070201              93500             803.31             93412.4      Iowa
      20370101            20070201             133000            1065.37           132817.74      Tennessee
      20370101            20070201             100937             837.71           100834.12      Missouri
      20370101            20070201             138400             870.24           138146.64      Missouri
      20370101            20070201              72300             642.52            72237.78      Iowa
      20361201            20070101              90000             704.82             89841.9      Tennessee
      20370101            20070201              52000             439.15            51949.16      Missouri
      20370101            20070201              91500             806.37            91419.55      Iowa
      20370101            20070201              80000             658.15            79916.72      Iowa
      20370101            20070201             150700            1316.94           150564.67      Texas
      20370101            20070201             197100             1425.7           196826.43      Missouri
      20370101            20070201             225000            1610.38           224680.71      Missouri
      20370101            20070201              78750             682.38            78677.58      Indiana
      20370101            20070201              62000             494.42            61930.57      Oklahoma
      20370101            20070201             113000             694.48              113000      Washington
      20370101            20070201             295000            1953.05           294800.38      Texas
      20361201            20070101             152000            1356.43           151805.06      Iowa
      20370101            20070201              91800             778.62            91711.21      Missouri
      20220101            20070201              28295             272.68            28275.37      Washington
      20370101            20070201              70400             433.47            70266.05      Texas
      20370101            20070201              96300             673.35            96156.61      New Mexico
      20370101            20070201              68000             518.05            67915.61      Oklahoma
      20370101            20070201             256000            1789.99           255618.83      New Jersey
      20370101            20070201              96300             823.84            96208.81      Iowa
      20370101            20070201             123000            1074.88           122889.54      Oklahoma
      20370101            20070201              89000             758.12            88914.84      Mississippi
      20370101            20070201             114000             880.61           113862.79      Missouri
      20370101            20070201             128000            1085.65           127875.85      Iowa
      20370101            20070201              82400             559.33            82269.75      Missouri
      20370101            20070201             157940            1339.59           157787.25      Texas
      20370101            20070201              87400             696.97            87301.77      Iowa
      20370101            20070201              59850             481.57            59535.52      Iowa
      20370101            20070201              84000             678.91            83908.84      Texas
      20370101            20070201             130500            1092.56           130369.74      South Carolina
      20370101            20070201              50000             400.52            49944.59      Illinois
      20370101            20070201             152000            1244.97           151840.11      Iowa
      20370101            20070201              67000             531.89             66924.2      Missouri
      20370101            20070201              58500             460.22            58432.44      Missouri
      20370101            20070201             155800            1074.54           155708.48      Missouri
      20220101            20070201              47250             455.34            47212.53      Nevada
      20370101            20070201             174250             943.85              174250      Washington
      20370101            20070201              58500             519.88            58448.34      Iowa
      20370101            20070201             515950            3150.22           515538.81      Oregon
      20370101            20070201              70000             591.16            69931.57      Missouri
      20220101            20070201              30000             289.11            29964.59      Washington
      20370101            20070201              96800              641.3               96800      Florida
      20370101            20070201              74400             641.95            74329.77      Kansas
      20220101            20070201              24200             211.48            24178.27      Florida
      20370101            20070201              88000             588.43            87843.57      Missouri
      20220101            20070201              21300             193.25            21275.82      Washington
      20370101            20070201              76500             615.54            76416.11      Illinois
      20370101            20070201             187420            1307.27           187139.53      Oregon
      20370101            20070201             132000             950.23           131814.94      Kansas
      20220101            20070201              20830             200.74            20815.55      Oregon
      20370101            20070201              76320             616.84            76237.17      Kansas
      20370101            20070201              82650             569.44            82512.82      Nebraska
      20370101            20070201              70000             535.77            69913.99      Iowa
      20370101            20070201              94400             735.92             94288.7      Illinois
      20370101            20070201              53000             451.47            52949.28      Indiana
      20370101            20070201              77000             633.47            76919.84      Iowa
      20370101            20070201             122800             970.46           122659.63      Kansas
      20370101            20070201             263920            1605.51              263920      Oregon
      20370201            20070301             151000            1097.48            150896.6      Oregon
      20370101            20070201             139100             1200.2           138971.04      Texas
      20370101            20070201              72250             631.38             72156.6      Iowa
      20220101            20070201              78000             683.76            77489.08      Iowa
      20370101            20070201              65000             488.33            64916.81      Arkansas
      20220101            20070201              65980             610.96               65929      Oregon
      20370101            20070201              68000             576.75            67934.24      Florida
      20370101            20070201             261868            1885.12           261500.85      New Mexico
      20370201            20070301              67500             478.93            67451.38      Texas
      20370101            20070201             225000             1787.7           224911.76      Missouri
      20370201            20070301             110000             830.27           109930.56      Missouri
      20370101            20070201             224000            1964.11           223763.47      Texas
      20370101            20070201              73500             626.09            73411.61      Iowa
      20370101            20070201             131798            1089.05           131662.24      Texas
      20370101            20070201              67000             534.29            66924.98      Arkansas
      20370101            20070201             111000             873.24           110871.81      Kansas
      20370101            20070201              84000             724.78            83922.12      Missouri
      20370101            20070201             544500            4128.99           543817.28      Kansas
      20370101            20070201             170000            1168.75              170000      Washington
      20220101            20070201              12597             101.36            12583.19      Texas
      20370101            20070201             538200             4466.7           537651.42      Illinois
      20370101            20070201              75150             631.91            75075.76      Oklahoma
      20220101            20070201              13099              105.4            13084.63      Texas
      20370101            20070201           119922.9            1047.99            119815.2      Texas
      20370101            20070201             296000            1825.33              296000      New Hampshire
      20220101            20070201              47200             433.53            47162.71      Louisiana
      20370101            20070201             253168            1276.39              253168      California
      20220101            20070201              54000             520.39            53961.93      Nevada
      20220101            20070201              63292             609.93            63248.12      California
      20370101            20070201             753750            5496.09              753750      California
      20370101            20070201             280500            1692.42           280270.14      Oregon
      20370101            20070201             676000            3533.55           675635.66      California
      20220101            20070201              48047              412.8            48001.98      Arizona
      20370101            20070201             208000            1564.52           207903.46      Colorado
      20220101            20070201              54000             493.96            53956.89      California
      20370101            20070201             432000             2257.6           431515.67      California
      20220101            20070201              85500              813.6             85438.6      California
      20370101            20070201             510000             3782.5              510000      California
      20370201            20070301             540000            3244.99           539900.51      California
      20370101            20070201             408000             2167.5              408000      California
      20370101            20070201             570000            3918.75              570000      California
      20370101            20070201             315000             2362.5              315000      Washington
      20220101            20070201             108000            1040.77           107925.11      California
      20370101            20070201             397134            2578.06              397134      California
      20370101            20070201             295000            2121.54           294999.99      California
      20370101            20070201             251912            1128.36              251912      California
      20370101            20070201             240000               1420              240000      Washington
      20370101            20070201             535000            4297.04           534407.91      New Jersey
      20370101            20070201             560000            2636.67              560000      California
      20370101            20070201             532000            3324.21           531014.76      California
      20220101            20070201              62978             506.74            62908.94      California
      20370101            20070201             175984            1397.06           175784.91      Arizona
      20220101            20070201              66500             640.85            66453.88      California
      20370101            20070201             350000            1839.84           349814.02      Nevada
      20370101            20070201             185400             1297.8              185400      Washington
      20220101            20070201             102000             982.95           101929.27      California
      20370101            20070201             161022            1312.07           161000.96      Arizona
      20370101            20070201             100800             670.63           100634.26      Washington
      20370101            20070201             297600             1835.2              297600      California
      20220101            20070201              47000             444.05            46965.58      Colorado
      20220101            20070201              74400             688.93            74342.49      California
      20370101            20070201             257850            1778.09           257849.99      Arizona
      20370101            20070201             103000             873.61           102898.77      South Dakota
      20370101            20070201             266000            1740.08           265999.99      California
      20370101            20070201             667250            4527.22           667080.54      California
      20220101            20070201              90980             900.97            90921.56      California
      20370101            20070201             506500            2996.14           505464.67      California
      20370101            20070201             528000               2992              528000      California
      20220101            20070201              14400             148.13             14391.7      Colorado
      20370101            20070201             396800            2298.13              396800      California
      20370101            20070201             185000            1318.13              185000      Arizona
      20370101            20070201             655500            4435.25           655080.23      California
      20370101            20070201             288000               1632              288000      California
      20220101            20070201              99200             869.82            99111.67      California
      20370101            20070201             260000            1731.17              260000      California
      20370101            20070201             365000            2307.05           364338.28      California
      20220101            20070201              65000             618.52            64953.33      California
      20220101            20070201              72000              645.2            71939.34      California
      20220101            20070201              40130             389.77            40102.77      Arizona
      20370101            20070201             603000            3580.31           602999.99      California
      20370101            20070201             236000            1150.01              235900      California
      20370101            20070201             205500            1477.02           205457.06      Colorado
      20370101            20070201             212000            1121.83           211999.99      Washington
      20370101            20070201             152000            1189.59           151976.73      Nevada
      20370101            20070201             396000            2342.49           395190.54      California
      20220101            20070201              53000             490.77            52959.03      Washington
      20370101            20070201             441000            2076.37           440999.99      California
      20220101            20070201              56000             539.66            55961.16      Nevada
      20220101            20070201              99000             832.45            98902.21      California
      20370101            20070201             385000            2245.83           384999.99      California
      20220101            20070201             111800             993.54            111703.8      California
      20220101            20070201              67000              585.5            66939.83      California
      20370101            20070201             456000               2508              456000      California
      20370101            20070201             262080             2074.8              262080      Arizona
      20370101            20070201             370600            2186.33           369523.65      California
      20370101            20070201             120150              886.1           120149.11      Washington
      20370101            20070201             396000             3052.5              396000      California
      20370101            20070201             218285            1682.61           218284.99      Arizona
      20220101            20070201              35700             313.03            35668.21      Washington
      20220101            20070201             114000            1034.29           113907.02      California
      20370201            20070301             127300             880.36              127263      Utah
      20370101            20070201             658000            3495.63              658000      California
      20370101            20070201             500000               3125              500000      Arizona
      20220101            20070201             164500            1442.39           164353.54      California
      20370101            20070201             740000            4099.73           739800.83      California
      20220101            20070201             125000             1204.6           124913.32      Arizona
      20370101            20070201             486000            2905.62           485804.81      California
      20220101            20070201             185000             1775.8           184759.29      California
      20220101            20070201              54000             513.85            53948.27      California
      20220101            20070201              43438             418.61             43196.6      Arizona
      20370101            20070201             346703            2307.52           346609.24      Washington
      20370101            20070201             236000             1374.7              236000      California
      20220101            20070201              50000             491.34            49967.16      Arizona
      20220101            20070201              59000             568.57            58930.39      California
      20370101            20070201             520000               3029              520000      California
      20370101            20070201             225250            1353.58           225166.76      Colorado
      20370101            20070201             274500            1888.07           274337.58      Colorado
      20370101            20070201             824000            4286.94           823091.67      California
      20370101            20070201             210000            1576.22           209962.42      Arizona
      20370101            20070201             312000               1989              312000      California
      20220101            20070201              39250             381.23            39223.35      Colorado
      20220101            20070201             101000             905.07           100914.92      California
      20220101            20070201              78000             742.23            77943.98      California
      20370101            20070201             318000               2279              318000      Arizona
      20370101            20070201             370000            2421.21           369750.97      California
      20220101            20070201              36750             347.21            36723.08      California
      20220101            20070201              78000             664.42            77925.36      Colorado
      20370101            20070201             152000                950              152000      California
      20370101            20070201             142200              924.3              142200      Arizona
      20220101            20070201              38000              361.6            37972.71      California
      20370101            20070201             157600            1037.96           157335.72      California
      20220101            20070201              39400             360.41            39368.54      California
      20370201            20070301             632000             4342.7            631923.3      Nevada
      20220101            20070201             149850            1472.53           149751.62      Arizona
      20220201            20070301             158000            1522.61           157945.47      Nevada
      20370101            20070201             600000               3150              600000      California
      20370101            20070201             324000             1957.5              324000      California
      20370101            20070201             900000             5737.5              900000      Washington
      20370101            20070201             180000             1012.5              180000      California
      20220101            20070201              81000             786.73            80945.04      California
      20220101            20070201              45000             383.32            44839.32      California
      20370201            20070301             868000            4729.72           867790.39      California
      20370101            20070201             269000             1880.2           268938.14      Washington
      20370101            20070201             630000            4405.06           629061.96      California
      20370101            20070201             500000            3329.17              500000      California
      20370101            20070201             400000            3583.33           399999.99      California
      20370101            20070201             363200            2514.73           362648.31      Colorado
      20220101            20070201              90800             806.92            90721.86      Colorado
      20220101            20070201              67800             602.53            67741.65      California
      20370101            20070201             274500            1827.71              274500      Colorado
      20370101            20070201             356810            2123.02              356810      California
      20220101            20070201              30500             293.93            30478.84      Colorado
      20370101            20070201             214000            1184.93           213787.44      Washington
      20370101            20070201             283500            2154.13            283372.9      California
      20370101            20070201             403000            2199.71              403000      California
      20370101            20070201             138400              951.5              138400      Colorado
      20370101            20070201             273600            2094.06            273263.9      Nevada
      20370101            20070201             539100             3234.6              539100      California
      20220101            20070201              34600              326.9            34574.65      Colorado
      20220101            20070201              59900             536.77            59849.54      California
      20370101            20070201             461600             2596.5              461600      California
      20370101            20070201             160077            1328.54           159913.82      Arizona
      20220101            20070201              34400             331.51            34376.13      Colorado
      20370101            20070201             298000             2059.4            297928.8      California
      20370101            20070201             650000            4373.96              650000      Washington
      20370101            20070201             636000            3561.32           635713.59      Washington
      20370101            20070201             235000            1334.19           234653.31      Washington
      20370101            20070201             183120            1030.05              183120      Oregon
      20220101            20070201              45780             413.65            45742.24      Oregon
      20220101            20070201              50000             487.54            49941.82      California
      20370101            20070201             310000            1738.19           309700.34      California
      20220101            20070201              39400             387.18            39374.12      Colorado
      20370101            20070201             194400             1223.1              194400      Washington
      20370101            20070201             516750            3131.48            515738.1      California
      20220201            20070301              37990             370.43            37977.31      Washington
      20370101            20070201             697600            4214.67              697600      California
      20220101            20070201             174400            1595.31           174260.77      California
      20220101            20070201              60500             583.03            60458.04      California
      20370101            20070201             389900            2595.42           389799.99      California
      20370101            20070201              85500             744.02            85422.39      Colorado
      20370101            20070201             255000            1476.87              255000      Oregon
      20370101            20070201              88000             739.96            87913.07      Colorado
      20220101            20070201              11000             113.15            10993.67      Colorado
      20370101            20070201             285000            2017.22           284585.62      Washington
      20370101            20070201             420000               2975              420000      Arizona
      20220101            20070201              68000              655.3            67952.85      California
      20370201            20070301             330000            2490.09           329971.16      California
      20370101            20070201             512000            2773.33              512000      California
      20220101            20070201              52000             475.67            51958.15      California
      20220101            20070201             128000            1267.58           127917.78      California
      20370101            20070201             447000            2976.27              447000      California
      20370101            20070201             472000            2969.67              472000      Colorado
      20370101            20070201             336000               1834              336000      California
      20220101            20070201              84000             768.39            83932.93      California
      20370101            20070201             341600            1949.97              341600      California
      20370101            20070201             220500            1387.31           220499.99      Oregon
      20220101            20070201              85400             812.64            85338.68      California
      20220101            20070201              24500              210.5            24477.03      Oregon
      20370101            20070201             494000            3124.47           493843.24      California
      20370101            20070201             257450            1808.96           257070.47      Washington
      20370101            20070201             205000            1662.15           204972.67      Washington
      20220101            20070201             118000            1070.59           117903.74      Colorado
      20370101            20070201             416000            2270.67              416000      California
      20220101            20070201             104000             963.02            103919.6      California
      20370101            20070201             600000               3950              600000      California
      20370101            20070201             444000             2608.5              444000      California
      20220101            20070201             111000            1007.08           110909.45      California
      20370101            20070201             124000             733.51           123746.52      Washington
      20370101            20070201             448000            3322.67              448000      California
      20220101            20070201             120000            1120.18           119909.24      California
      20370101            20070201             561000            3506.25              561000      California
      20220101            20070201              99000             916.72            98923.48      California
      20370101            20070201             190000            1394.16           189744.17      California
      20370101            20070201             476000            2875.83           475999.99      California
      20220101            20070201              28861             272.68            28839.53      Washington
      20220101            20070201             119000            1132.37           118914.55      California
      20370101            20070201             543150            3055.22              543150      California
      20220101            20070201              95850              823.5             95760.2      California
      20370101            20070201             350000            2858.33           349999.99      California
      20370101            20070201             825350            5485.54            823990.3      California
      20220101            20070201             104400             935.53           104312.07      California
      20370101            20070201             440500            3377.17              440500      California
      20370101            20070201             600000               4495              600000      Colorado
      20220101            20070201             187500            1927.21           187391.92      Colorado
      20370201            20070301             220000            1354.58           219791.25      Washington
      20370101            20070201             550000            4239.58              550000      California
      20370101            20070201             306000            2171.12           305557.86      California
      20370101            20070201             575000            4552.08           574999.99      California
      20220101            20070201              68200             644.34            68150.06      California
      20220101            20070201              43200             411.08            43168.98      Virginia
      20370101            20070201             211000            1622.41           210743.44      California
      20370101            20070201             456000            2570.55           455798.36      California
      20220101            20070201             114000            1098.59           113920.95      California
      20370101            20070201             262000             1855.8           261995.83      California
      20370101            20070201             650000            5145.83              650000      California
      20220101            20070201             149800            1425.45           149692.45      California
      20370101            20070201             392000             2283.4              392000      California
      20220101            20070201              98000             896.45            97921.76      California
      20220101            20070201              21500             220.99             21487.6      Nevada
      20370101            20070201             607750            4330.21           607749.22      California
      20370101            20070201             600000            3459.45           599454.66      California
      20370101            20070201             154000            1279.76            153981.4      California
      20220101            20070201              69000             678.05            68954.69      California
      20370101            20070201             530000            3067.81           529782.11      California
      20220101            20070201              46600             478.98            46573.13      California
      20370101            20070201             255000            2122.88              255000      California
      20370101            20070201             372792             1646.5              372792      California
      20220101            20070201              93198              817.2               93115      California
      20370101            20070201             448000            2703.04           447632.89      California
      20370101            20070201             279000            2109.24           278873.06      California
      20220101            20070201              28350             280.75            28331.79      California
      20220101            20070201             101000             984.82           100932.21      California
      20220101            20070201              69000             664.94            68952.15      California
      20370101            20070201             352750            2914.78           352386.66      Illinois
      20361101            20061201             548250            3643.84           546433.07      Maryland
      20370101            20070201             518700             3630.9              518700      Minnesota
      20361201            20070101             169110            1199.86           168742.32      North Carolina
      20220101            20070201             100000             925.98            99918.64      Illinois
      20370101            20070201              76800             642.98            76672.95      Michigan
      20370101            20070201             545000            3892.06           544708.64      New Jersey
      20370101            20070201              87550             665.24             85676.9      Illinois
      20370101            20070201             582250            3391.61              582250      New York
      20361201            20070101             185000            1399.61           184649.06      Delaware
      20361201            20070101             688500            4980.17           687061.94      New York
      20211201            20070101              81000             728.86             80898.3      New York
      20370101            20070201             163000             1370.6              162839      North Carolina
      20361201            20070101             587000            3907.81           586905.29      New York
      20370101            20070201             320000               1920              320000      New Hampshire
      20220101            20070201              80000             716.89             79932.6      New Hampshire
      20370101            20070201             363750            1970.31              363750      New York
      20220101            20070201             121250            1168.46           121165.92      New York
      20370101            20070201             408500            2794.47            408254.8      Maryland
      20361201            20070101             155000            1337.39           154783.57      Illinois
      20220101            20070201              59000             524.32            58949.23      Virginia
      20370101            20070201             556700            3525.77              556700      Maryland
      20370101            20070201             495000            3004.45           494599.53      New York
      20370101            20070201             142293            1179.91           142147.64      North Carolina
      20370101            20070201             140000             1067.6           139976.37      Virginia
      20370101            20070201              85000             647.57            84892.05      Maine
      20370101            20070201             475000             3370.2           474313.67      Pennsylvania
      20220101            20070201              66000              598.8            65946.17      Massachusetts
      20370101            20070201             684000            4640.87           683826.28      Maryland
      20220101            20070201              76000              732.4            75947.29      Maryland
      20370101            20070201             261000            2000.76           260956.82      North Carolina
      20370101            20070201             396000            2823.33           395433.53      New York
      20370101            20070201             276000            2083.21           275650.38      Illinois
      20370101            20070201             349000            2998.45           348673.03      New Hampshire
      20370101            20070201             485000            3848.46           484450.77      Maryland
      20220101            20070201              34500             341.66            34477.83      Illinois
      20370101            20070201             193500            1352.49           193455.49      Maryland
      20370101            20070201              94000             746.87            93963.12      North Carolina
      20370101            20070201             125050             939.46           124889.97      North Carolina
      20220101            20070201              69980             674.38            69931.48      Maryland
      20370101            20070201             130150             883.94              130150      Maine
      20211101            20061201              30600             289.11             30548.7      Florida
      20370101            20070201             306000             2277.4           305600.35      Maryland
      20370101            20070201             225000            1381.91           224823.17      New York
      20370101            20070201             297000            1995.94           296520.19      Maryland
      20370101            20070201             680000             5325.3           679206.53      New York
      20370101            20070201             153500             1016.1            153245.1      Maine
      20370201            20070301             212000             1630.1           211871.57      Virginia
      20370101            20070201              30000             297.09            29980.73      Rhode Island
      20370101            20070201             670000            3629.17              670000      New York
      20370101            20070201             370000             2290.2           369302.77      New Hampshire
      20370101            20070201             304000            2193.99           303842.14      New Jersey
      20370101            20070201             235000            1890.87            234733.1      North Carolina
      20370101            20070201             292500            2197.46           292125.67      New York
      20370101            20070201             600000            4503.47           599892.66      Maryland
      20370101            20070201             135745            1000.79           135564.06      North Carolina
      20370101            20070201             275000            2222.62           274701.56      Massachusetts
      20370101            20070201             186200            1301.94           185922.76      Pennsylvania
      20370101            20070201             558000            3692.67           557635.02      New York
      20370101            20070201             268000            1883.08           267604.94      New Hampshire
      20370101            20070201             368000            2256.56           367871.83      New York
      20370101            20070201              92000              851.9            91928.89      New York
      20370101            20070201             605000            4694.88           604279.33      New Jersey
      20370101            20070201              84000             715.53            83919.14      North Carolina
      20370101            20070201             615000            4087.49           613986.41      New York
      20370101            20070201             206000            1754.75           205802.86      Massachusetts
      20370101            20070201             357000            3001.85           356647.41      Massachusetts
      20370101            20070201             329000            2576.51           328616.09      New Jersey
      20370101            20070201             600000            4113.43           599070.32      New York
      20220101            20070201             150000            1445.52           149895.98      New York
      20370101            20070201             465000            3460.76           464392.68      New York
      20370101            20070201             127900            1121.47           127786.13      North Carolina
      20370101            20070201             320000            2528.88           319634.24      Maryland
      20370101            20070201             275000            2282.32           274719.69      Massachusetts
      20220101            20070201              91070             887.99            91008.89      Maryland
      20370101            20070201              97500             854.92            97413.18      Virginia
      20370201            20070301             450000            3669.48           449761.77      New Jersey
      20370201            20070301             434000            2588.12            433563.8      Massachusetts
      20370101            20070201             202500            1415.91           202198.26      New Hampshire
      20361201            20070101             155700            1251.68           155442.39      Minnesota
      20361201            20070101             220400            1657.79           220246.55      Florida
      20361201            20070101             302000            2168.12           301760.48      Minnesota
      20370101            20070201             111000             847.68           110950.96      Michigan
      20361201            20070101             300000             2337.5              300000      Illinois
      20370101            20070201             275000            2016.67              275000      Illinois
      20220101            20070201              53000             520.82             52965.2      Florida
      20370101            20070201             152500             1216.1           152329.25      Georgia
      20220101            20070201              30780             279.26            30754.89      Missouri
      20370101            20070201             108800             902.97           108689.09      Illinois
      20220101            20070201              13600             134.68            13591.26      Illinois
      20370101            20070201             104800             869.77           104693.18      Illinois
      20220101            20070201              13100             129.73            13091.58      Illinois
      20370101            20070201             109600             909.61           109488.28      Illinois
      20220101            20070201              13700             135.67             13691.2      Illinois
      20370101            20070201             158175            1238.72           157990.43      Illinois
      20220101            20070201              49000             485.25            48968.52      Illinois
      20370101            20070201             305100            2084.85              305100      Illinois
      20370101            20070201             127500             988.51           127347.81      Michigan
      20370101            20070201             276800            1701.17              276800      Minnesota
      20220101            20070201              69200             618.87            69141.41      Minnesota
      20370101            20070201             119700             971.76           119571.45      North Carolina
      20370201            20070301             765000            5322.83           764426.55      Minnesota
      20370101            20070201             549000            4182.49           548318.64      Illinois
      20220101            20070201              61000             604.08            60960.82      Illinois
      20220101            20070201              50000             447.16            49957.67      Minnesota
      20370101            20070201             112500             893.09           112372.73      Michigan
      20361201            20070101             235000            1905.39           234952.83      Florida
      20361201            20070101             180500            1290.18           180442.12      Illinois
      20370101            20070201             358400            2518.27           357871.67      Illinois
      20220101            20070201              89600             802.91            89524.53      Illinois
      20370101            20070201             212000            1396.24            211644.5      Illinois
      20370101            20070201              53000             510.75            52963.25      Illinois
      20370101            20070201             207400             1335.9           207337.79      Minnesota
      20370101            20070201             156000            1027.42           155738.41      Florida
      20370101            20070201              85000             724.05            84918.66      North Carolina
      20370101            20070201             322500             2182.1           322300.78      Georgia
      20361201            20070101             450000            3371.25              450000      Georgia
      20370101            20070201             320000            2733.33           319999.99      Illinois
      20370101            20070201             395000            3043.84            394830.1      Georgia
      20370101            20070201             190000             1426.1           189966.01      Illinois
      20370101            20070201             180000            1392.82           179971.25      Florida
      20370101            20070201             100700             876.29            100608.6      Illinois
      20370101            20070201             126000            1045.72           125871.56      Michigan
      20370101            20070201             324000            2036.72           323895.24      Illinois
      20220101            20070201              81000             780.58            80943.84      Illinois
      20370101            20070201             184000            1434.41           183783.06      Florida
      20220101            20070201              37000             317.89            36965.33      Minnesota
      20370101            20070201             395100            3045.56           395099.99      Florida
      20370101            20070201             369000            3008.97           368607.83      Illinois
      20370101            20070201             202500            1484.52           202399.35      Illinois
      20370101            20070201             132500            1000.09           132332.16      Florida
      20370101            20070201             172550             1369.8            172354.8      Illinois
      20370101            20070201             330000            2537.42           329598.74      Georgia
      20370101            20070201             400000            2541.44           399281.83      Washington
      20370101            20070201             550000            3931.28           549882.86      Florida
      20370101            20070201              93000             775.22            92906.09      Illinois
      20220101            20070201              39000             346.59            38966.43      Florida
      20370101            20070201             289000            2088.63           288940.78      Florida
      20220101            20070201              34000                338             33978.4      Florida
      20370201            20070301             203000            1631.93           202888.88      Illinois
      20370101            20070201             242054            2106.34           241834.31      South Carolina
      20370101            20070201             230000            1427.92              230000      Florida
      20370101            20070201              80000             701.47            79928.23      Michigan
      20370101            20070201             368000            2764.67           367529.05      Illinois
      20370101            20070201             260000            1768.91           259841.67      Florida
      20370101            20070201             264000            1727.56           263822.33      Illinois
      20370101            20070201             560000            3820.19           559123.64      Michigan
      20220101            20070201             140000             1332.2           139884.34      Michigan
      20370101            20070201             260000            2233.81           259756.39      Georgia
      20370101            20070201             196000            1431.36            195733.4      Illinois
      20370101            20070201             167360            1401.16            167192.1      North Dakota
      20220101            20070201              49000             453.73            48962.13      Illinois
      20370101            20070201             228900            1975.02            228687.8      Florida
      20370101            20070201             160550            1200.52           160342.43      Illinois
      20370101            20070201             300000            2566.46           299715.94      Illinois
      20370101            20070201             106500             958.31           106411.26      Minnesota
      20370101            20070201             126400             863.57           126368.62      Illinois
      20370101            20070201             225000            1557.86           224658.23      Minnesota
      20370101            20070201              67500             509.48             67414.5      Minnesota
      20370101            20070201              71000             561.37            70971.73      Indiana
      20370101            20070201              54000             461.97            53948.85      Michigan
      20220101            20070201              31600             298.55            31576.86      Illinois
      20370101            20070201             697500            5338.48           696643.16      Illinois
      20220101            20070201              77500             746.85            77446.26      Illinois
      20370101            20070201             722500            4758.39            721288.5      Illinois
      20370101            20070201              77600             646.85            77521.73      Illinois
      20220101            20070201              10000              98.27             9993.43      Indiana
      20370101            20070201             421600            2706.53           420857.63      Michigan
      20370101            20070201             360000            2832.13           359584.23      Indiana
      20370101            20070201             209000            1490.09           208701.03      Minnesota
      20220101            20070201              41200             353.98            41161.38      Minnesota
      20370101            20070201             280000            2044.79           279619.16      Illinois
      20220101            20070201              70000             648.19            69945.88      Illinois
      20370101            20070201             235000            1941.81           234757.95      Illinois
      20370201            20070301             209000            1621.87           208875.96      Illinois
      20370101            20070201             188000            1629.04           187827.55      Illinois
      20370101            20070201             160000             1111.3           159907.76      Michigan
      20370101            20070201             247000            1996.32           246731.93      Minnesota
      20220101            20070201              23500             232.72            23484.91      Illinois
      20370101            20070201             454500            3162.56              454500      Illinois
      20370101            20070201             245700            1701.18           245326.79      Illinois
      20370101            20070201             163500            1337.19           163441.39      Illinois
      20370201            20070301             199500            1346.63              199500      Minnesota
      20220201            20070301              31417             276.62            31403.21      Minnesota
      20370101            20070201              79200             663.07            79108.93      Michigan
      20220101            20070201              41750             373.38            41714.65      Minnesota
      20370101            20070201             297000            2551.69           296721.74      Illinois
      20370201            20070301             877500             5926.7           876801.74      Illinois
      20370201            20070301             375250            2876.92              375250      Illinois
      20370201            20070301             964800            6440.18           964671.22      Illinois
      20220201            20070301             241200            2260.63           241110.17      Illinois
      20220101            20070201             190000            1867.08           189875.25      California
      20370101            20070201             157500             984.38              157500      Arizona
      20370101            20070201             195500            1425.52              195500      Nevada
      20361201            20070101             285000            2427.69           284589.27      Arizona
      20220101            20070201              53450             515.09            53412.93      Arizona
      20370101            20070201             287900            1619.44              287900      Arizona
      20370101            20070201             363500            3257.33           363193.83      Arizona
      20220101            20070201              53950             530.15            53914.59      Arizona
      20361201            20070101             171000            1314.85              170687      Missouri
      20370101            20070201              85500             715.82            85414.65      Missouri
      20361201            20070101             145600            1218.98           145381.15      Kansas
      20370101            20070201              75000             611.58            74920.29      Illinois
      20361201            20070101              52700             454.72            52625.65      Missouri
      20361201            20070101             125000            1037.42           124808.13      Missouri
      20370101            20070201             121600             947.96           121456.63      Iowa
      20361201            20070101             169100            1207.61           168963.92      Kansas
      20370101            20070201             158000            1270.17           157825.54      Kansas
      20370101            20070201             324120            2457.83           323713.61      Kansas
      20370101            20070201              82000              674.6            81914.64      Missouri
      20370101            20070201             140500            1083.77           140404.71      Nebraska
      20370101            20070201             228500            1618.54              228500      Kansas
      20370101            20070201              68850             561.43            68774.15      Kansas
      20370101            20070201              50150             438.26            50104.95      Missouri
      20370101            20070201             220050            1703.55              220050      Missouri
      20370101            20070201             144000            1242.48            143866.5      Missouri
      20370101            20070201             369900            2373.52              369900      Missouri
      20370101            20070201              74250             616.23            74174.31      Missouri
      20370101            20070201              90000             776.55            89916.56      Iowa
      20370101            20070201             113000             805.13              113000      Iowa
      20370101            20070201              99900             865.65             99807.9      Indiana
      20370101            20070201             107100             837.98           106974.75      Missouri
      20370101            20070201             126000             1091.8           125884.43      Missouri
      20370101            20070201              69000              597.9            68934.58      Nebraska
      20370101            20070201             153000            1225.58           152830.47      Kansas
      20370101            20070201             125000            1027.19           124955.86      Missouri
      20370201            20070301             104400             745.57           104372.18      Kansas
      20370101            20070201              58500             479.15            58438.47      Missouri
      20370101            20070201              63000             552.88            62944.01      Missouri
      20370101            20070201              76950             627.49            76868.19      Iowa
      20370101            20070201             145320            1211.35           145173.41      Kansas
      20370101            20070201             200000            1667.14           199798.27      Missouri
      20370101            20070201              60000              508.9            59941.97      Kansas
      20370101            20070201              76000             661.35            75931.02      Iowa
      20370101            20070201             335000            2342.37           334501.21      Kansas
      20370101            20070201              72000             613.32            71880.68      Kansas
      20370101            20070201              83500             653.75            83465.75      Missouri
      20370101            20070201              86000                720            85914.16      Nebraska
      20370101            20070201             105000             871.43           104892.98      Missouri
      20370101            20070201              69900             575.06            69827.22      Missouri
      20370101            20070201              75000             630.65            74925.91      Missouri
      20370101            20070201             135000             1012.5              135000      Missouri
      20370101            20070201              99950             829.52            99848.12      Iowa
      20370101            20070201             108000             908.13           107893.32      Missouri
      20370101            20070201              55000             442.55            54939.67      Missouri
      20370101            20070201             111000             963.87           110898.72      Iowa
      20370201            20070301             135000            1120.41           134931.47      Iowa
      20370101            20070201             332000               2241              332000      Missouri
      20370201            20070301             225000            1786.18            224873.2      Missouri
      20370101            20070201             366700            2652.47           366191.06      Missouri
      20370101            20070201              89900             739.59            89806.42      Missouri
      20370101            20070201              76500              665.7            76430.07      Missouri
      20370101            20070201             289500             1965.1           289042.43      Oregon
      20211101            20061201              45600              442.9            45537.53      Washington
      20220101            20070201              54990             472.45            54938.48      Washington
      20220101            20070201              44000             427.36            43970.14      Washington
      20370101            20070201             565000            3860.83              565000      Washington
      20361201            20070101             170700            1318.59           170390.75      Montana
      20370101            20070201             500000            2770.83           499999.83      Washington
      20370101            20070201             252000            1592.82           251543.13      Oregon
      20220101            20070201              45000             433.66            44968.79      Idaho
      20220101            20070201              39400             387.18            39374.12      Washington
      20370101            20070201             245600            1391.73              245600      Washington
      20220101            20070201              61400             545.65            61347.16      Washington
      20370101            20070201             148500            1100.02           148295.09      Washington
      20370101            20070201             171000            1266.68           170774.38      Washington
      20370101            20070201              87000             569.31            86941.45      Washington
      20370101            20070201             232000            1350.01           231793.43      Washington
      20220101            20070201              58000             558.94            57959.77      Washington
      20370101            20070201             264950            1755.29              264950      Washington
      20370101            20070201             172000             951.73              172000      Oregon
      20370101            20070201             468500            2756.41            467533.2      California
      20370101            20070201             254000            1620.52           253547.48      Washington
      20370101            20070201             173600            1047.43           173455.67      Washington
      20220101            20070201              43400             418.24            43367.36      Washington
      20220101            20070201              47100              453.9            47067.33      Washington
      20370101            20070201             125100              828.1           124892.28      Washington
      20370101            20070201             279000            1903.28           278369.36      Washington
      20370101            20070201             212000             1518.8           211699.77      Oregon
      20220101            20070201              39750             375.55            39720.89      Oregon
      20370101            20070201             172000            1138.56           171714.39      Oregon
      20370101            20070201             118200             778.47           118001.79      Oregon
      20370101            20070201             197000            1620.68           196794.93      Oregon
      20220101            20070201              35250              339.7            35225.55      Washington
      20370101            20070201             384500            2519.48           383848.89      Oregon
      20220101            20070201              97350             964.05            97287.48      California
      20361201            20070101             549000            3911.63              549000      California
      20370101            20070201             265500            2135.06              265500      California
      20220101            20070201              87990             831.31            87925.57      California
      20370101            20070201             665000             4322.5              665000      California
      20220101            20070201              72000             699.31            71951.15      California
      20220101            20070201              99400             890.73            99316.27      California
      20370101            20070201             570000            3776.25              570000      California
      20370101            20070201             210900            1284.87           210490.94      California
      20370101            20070201             416000            2296.67              416000      California
      20220101            20070201             104000             963.02            103919.6      California
      20220101            20070201              84000             831.85            83946.04      California
      20220101            20070201              52000             510.99            51965.86      California
      20370101            20070201             312000            2065.28           311481.94      California
      20220101            20070201              75000             708.59            74945.07      California
      20220101            20070201              65000             638.74            64957.32      California
      20220101            20070201              95000             869.01            94924.15      California
      20370101            20070201             608000            4306.67              608000      California
      20370101            20070201             527000            2832.62           526999.96      California
      20220101            20070201              93000             833.38            92921.66      California
      20370101            20070201             515000            3250.94              515000      California
      20370101            20070201             317000            1898.54           316366.06      California
      20370101            20070201             650000            3571.86           649343.81      California
      20370101            20070201             346500            2422.78           345984.09      California
      20220101            20070201              38500             352.18            38469.26      California
      20370101            20070201             399000            2743.13              399000      California
      20370101            20070201             750000            5618.75              750000      California
      20370101            20070201             425000            3408.85              425000      California
      20370101            20070201             585000            4143.75              585000      California
      20370101            20070201             418500            3103.87              418500      California
      20370101            20070201             800000            4566.67              800000      California
      20370101            20070201             191700            1420.18              191700      Indiana
      20361101            20061201             147000            1101.27              147000      Pennsylvania
      20361201            20070101              83000             559.56               83000      Pennsylvania
      20370101            20070201             485500            3798.65           484932.31      California
      20370101            20070201             412500             3405.5           412074.24      New York
      20361201            20070101              90000             876.88            89908.77      Florida
      20370101            20070201              99100             935.53            99027.28      Arkansas
      20370101            20070201             116000             983.02           115824.37      Pennsylvania
      20361201            20070101             110250             983.04           110108.31      Tennessee
      20370101            20070201             339000            2257.17              339000      California
      20370101            20070201             108000              883.8           107886.17      Missouri
      20370101            20070201             116800             930.57           116668.97      Oklahoma
      20370101            20070201             240000            2051.41           239772.26      Georgia
      20361201            20070101              90900             783.65             90772.8      Indiana
      20370101            20070201             215050            1713.35           214808.73      Connecticut
      20361201            20070101              87000             680.71            86846.85      Louisiana
      20370101            20070201             221900            2145.13           221747.47      Florida
      20220101            20070201              29200             357.33            29190.47      Oklahoma
      20370101            20070201             150000            1205.86           149835.16      Minnesota
      20370101            20070201              82100             713.82            82025.33      Georgia
      20370101            20070201              71250              635.3            71189.21      Tennessee
      20370101            20070201             127200            1013.43           127057.29      Pennsylvania
      20370101            20070201             140600            1170.75           140552.43      Michigan
      20370101            20070201             112000             916.54           111881.94      California
      20370101            20070201             198000             1620.3            197791.3      Florida
      20370101            20070201             310000            2787.14           309741.11      California
      20370101            20070201             245000            2130.17           244777.16      Virginia
      20370101            20070201             261000            2091.95           260900.36      Maryland
      20370101            20070201             112500             927.19              112500      New York
      20370101            20070201              94800             880.67            94727.36      Wyoming
      20370101            20070201             105700             880.32           105593.15      Pennsylvania
      20370101            20070201             168000            1448.32           167843.93      Nevada
      20370101            20070201             172550            1412.04           172368.12      Connecticut
      20370101            20070201             209000            1269.68              209000      California
      20370101            20070201             116200             950.91           116077.51      California
      20361101            20061201             160000            1206.52           159591.03      Mississippi
      20361101            20061201             325000            2162.23           323925.04      North Carolina
      20361201            20070101             117900             922.48           117692.45      Mississippi
      20361201            20070101             105000             865.38              105000      New York
      20370101            20070201             250000             2247.7           249791.21      Arkansas
      20370101            20070201             117800             892.34              117800      Michigan
      20361201            20070101             242200               2088           241861.11      Pennsylvania
      20361201            20070101             170000            1199.16           169625.92      California
      20370101            20070201             125600             899.09              125600      Oregon
      20370101            20070201             220000             1556.5              220000      Florida
      20370101            20070201             160000            1172.91           159784.13      Florida
      20370101            20070201             463000            3044.23              463000      Nevada
      20361201            20070101             162000               1314           161737.47      Georgia
      20370101            20070201             121500             976.75           121366.48      Wisconsin
      20370101            20070201             247500            1918.87           247204.58      Tennessee
      20370101            20070201             114750             955.69           114634.01      New York
      20370101            20070201             270000            2461.25            269932.7      Pennsylvania
      20370101            20070201             147250            1342.29            147213.3      Tennessee
      20361201            20070101             163000            1575.74           162781.95      New Hampshire
      20361201            20070101             267750            2387.38           267405.89      Pennsylvania
      20370101            20070201              80000             743.18            79936.87      Oklahoma
      20370101            20070201             100000             884.23            99912.84      Colorado
      20370101            20070201             121600            1138.78           121508.81      Georgia
      20370101            20070201             129000            1198.38           128901.15      Alabama
      20370101            20070201             185250             1804.9            185125.4      Pennsylvania
      20361201            20070101             138000            1099.48           137766.89      Virginia
      20361201            20070101             168300            1258.17           168180.96      Maryland
      20370101            20070201             382000            2720.88           381452.46      Virginia
      20361201            20070101             114700             832.85           114461.19      Tennessee
      20370101            20070201             220900            2035.54           220727.05      Arizona
      20370101            20070201             113000            1152.77           112933.42      New York
      20361201            20070101             101000              863.3           100855.67      New York
      20370101            20070201             500000            4200.63           499505.12      California
      20361201            20070101             108500            1081.93           108397.01      Maryland
      20370101            20070201             162000            1420.47           161855.76      Maryland
      20370101            20070201             123500            1069.23           123386.48      Arizona
      20370101            20070201             164000             1462.3           163860.08      Delaware
      20370101            20070201             240000            2157.79           239799.56      California
      20360901            20061001             119000             851.71           118981.03      Connecticut
      20361001            20061101             247100             1847.7           246293.13      Florida
      20361201            20070101             200000            1419.03           199565.15      Florida
      20361201            20070101             222000            1590.44           221526.89      Texas
      20361201            20070101             173100            1391.56           172813.61      Texas
      20361201            20070101             149200            1163.12           148935.19      Texas
      20361001            20061101             207200            1772.56           206703.58      Georgia
      20360901            20061001             202700            1763.88           202138.91      Indiana
      20361001            20061101             137900            1194.91           137579.79      Texas
      20361201            20070101             165400            1023.78           164931.25      Texas
      20361201            20070101             134900             808.79           134495.11      Arizona
      20361201            20070101             152800            1210.27           152538.43      Texas
      20370101            20070201             241200            1893.22              240920      Texas
      20361201            20070101             203700            1459.33            203265.9      Texas
      20361201            20070101             137000            1092.49           136769.08      Georgia
      20361201            20070101             213200            1487.08           212719.96      Texas
      20361201            20070101             172400            1511.66            172168.8      Indiana
      20370101            20070201             157000            1418.56           156870.58      Texas
      20370101            20070201             170000            1444.98           169836.47      Ohio
      20361201            20070101             192000            1435.69           191626.38      Texas
      20361201            20070101             119700             933.14           119487.57      Texas
      20361201            20070101             108100             838.87           107906.16      Texas
      20370101            20070201             125900             954.71           125742.14      Georgia
      20370101            20070201             124300             901.26           124128.36      Texas
      20370101            20070201             401400            3519.61           401042.61      Delaware
      20211001            20061101              61700             541.01            61560.91      Florida
      20211201            20070101              50000             543.35            49963.31      Florida
      20211201            20070101              41600             363.53            41543.74      Texas
      20211201            20070101              37300             325.96            37249.54      Texas
      20211201            20070101              41300             360.91            41244.15      Texas
      20220101            20070201              70000             613.78            69937.68      Georgia
      20220101            20070201              60300             528.73            60246.31      Texas
      20211201            20070101              50900              444.8            50831.18      Texas
      20211201            20070101              53300             465.78            53227.91      Texas
      20211201            20070101              87500             767.23            87382.65      Georgia
      20211201            20070101              48000             419.46            47935.08      Texas
      20211201            20070101              29900             261.29            29859.56      Texas
      20211201            20070101              27000             235.95            26963.67      Texas
      20220101            20070201              31000             260.44            30969.32      Texas
      20361001            20061101             249800            2079.58           249799.59      Georgia
      20370101            20070201             279900            2180.89              279900      Georgia
      20361201            20070101             350000            2493.75              350000      Georgia
      20361201            20070101             230300            1725.33              230300      Texas
      20361201            20070101             128684             982.64           128444.81      Texas
      20361201            20070101              78475             597.86            78328.38      Texas
      20211201            20070101              32171             281.14            32127.47      Texas
      20360901            20061001              82400             674.91            74520.03      Texas
      20361201            20070101              66500             605.82            66419.15      Texas
      20361201            20070101             175992            1365.72           175676.42      Texas
      20361201            20070101             150300            1403.03            150128.7      Texas
      20210901            20061001              20600             180.02            15458.98      Texas
      20211201            20070101              43998             384.49            43938.49      Texas
      20370101            20070201             145800            1241.96           145660.48      Texas
      20360801            20060901              71200             672.68            70981.68      Missouri
      20361101            20061201              88400             788.87            88238.03      Texas
      20361101            20061201             124000            1051.72           123757.67      Texas
      20361201            20070101             105750             908.56           105600.77      Texas
      20361101            20061201             133200             1243.4           132997.62      Texas
      20361101            20061201             132905            1295.91           132724.92      Texas
      20361101            20061201              87295             759.64            87135.21      Texas
      20361201            20070101             140250            1113.38           140011.13      Texas
      20361201            20070101              92000             843.33               92000      Texas
      20361201            20070101             118380             920.75           118168.81      Colorado
      20361201            20070101              64800             644.19            64737.93      Texas
      20370101            20070201              77500             651.67            77423.44      Texas
      20361201            20070101             232800            1343.45              232800      Texas
      20361201            20070101             193500            1529.19              193167      Texas
      20361201            20070101              83000             796.71            82912.31      Texas
      20361201            20070101             138400             1088.8           138159.36      Texas
      20361201            20070101             104400             756.98           104183.02      Texas
      20361201            20070101              97000             912.78            96891.81      Texas
      20361201            20070101             210400            1658.98           210036.06      Texas
      20370101            20070201             163425            1291.51            163238.2      Texas
      20370101            20070201              98100             931.49            98029.15      Texas
      20370101            20070201             148200            1322.73           148160.22      Texas
      20370101            20070201             102800             875.68           102701.61      Texas
      20211201            20070101              29595             297.61            29567.55      Colorado
      20211201            20070101              58200              508.6            58120.87      Texas
      20211201            20070101              34600             302.37            34553.17      Texas
      20211201            20070101              26100             228.09            26064.68      Texas
      20211201            20070101              52600             459.67            52528.83      Texas
      20220101            20070201              25700             224.59            25676.92      Texas
      20361101            20061201             131250            1091.67           130981.42      Florida
      20361001            20061101             206000            1910.64           205877.88      Florida
      20361101            20061201             166500            1390.98           166387.58      Florida
      20361101            20061201              90250              641.1            90151.42      Florida
      20361201            20070101             107000              726.3           106745.58      Florida
      20361101            20061201              82000             551.07            81734.04      Florida
      20361201            20070101             193000            1411.31              193000      Florida
      20361201            20070101             299700            2563.89           299272.62      Florida
      20361201            20070101             157250            1377.08           157038.43      Florida
      20361201            20070101             135000            1130.47           134932.42      Florida
      20361201            20070101             150000             981.57            149848.1      Florida
      20370101            20070201             229500            1780.95           229149.67      Florida
      20211201            20070101              57550             645.63            57511.84      Florida
      20361201            20070101             156000             1123.2              156000      Florida
      20361201            20070101             230250             1688.5              230250      Florida
      20361101            20061201             303000            2726.46           302490.65      Arizona
      20361201            20070101              56000             514.35            55923.26      Tennessee
      20361201            20070101             144950            1083.87           144667.94      Arizona
      20361201            20070101             268225               2340           267860.69      Colorado
      20361201            20070101             147100            1070.56           146549.24      Texas
      20361201            20070101             306000            2685.14           305590.43      Nevada
      20361201            20070101             358000            2955.83            357812.5      Colorado
      20361201            20070101              65500             580.87            65414.65      Texas
      20361201            20070101              80000             513.57            79788.11      Arizona
      20370101            20070201             149600             937.82           149488.07      Arizona
      20361201            20070101             101150             774.17           100355.52      Texas
      20361201            20070101              98100             716.41            97899.18      Texas
      20370101            20070201             166500            1233.28           166419.65      Arizona
      20370101            20070201             208800            1570.53           208703.59      Arizona
      20370101            20070201             156750            1380.43           156705.95      Texas
      20361201            20070101             123300             991.62           123229.85      Texas
      20370101            20070201             170250            1309.08           170042.99      Arizona
      20211201            20070101              36775             321.37            36725.26      Texas
      20220101            20070201              37400             359.85            37373.95      Arizona
      20370101            20070201             549500            3457.27              549500      Nevada
      20361201            20070101             175200            1356.46           174884.22      Florida
      20361201            20070101             151300            1114.93           151188.45      Florida
      20211101            20061201              41000             435.99            40956.84      Florida
      20211201            20070101              43800             463.21            43765.08      Florida
      20361101            20061201             164000            1021.58           163999.16      Florida
      20361201            20070101             344250            2556.46           344001.74      California
      20361201            20070101             255000            2237.81           254658.74      California
      20361201            20070101             336000             2459.6           335315.67      Washington
      20370101            20070201             262500            2110.25           262211.55      California
      20370101            20070201             292500            1941.09           292310.04      California
      20361201            20070101             268000            1939.25           267792.06      California
      20370101            20070201             127900              915.8           127832.12      California
      20370101            20070201             250600            1626.02           250427.73      California
      20210501            20060601             106000            1045.67           105642.38      California
      20211101            20061201              81400             875.07            81317.23      California
      20211201            20070101             130000            1250.31           129863.44      California
      20211201            20070101              84000              896.5            83934.83      Washington
      20211201            20070101              60000              546.6            59927.07      California
      20211201            20070101              92800             933.18            92714.02      California
      20211201            20070101              38000             371.97            37961.96      California
      20220101            20070201              31950             340.99            31933.56      California
      20360501            20060601             424000               2809              424000      California
      20361101            20061201             325600            2167.95              325600      California
      20361201            20070101             318400            2521.93           317854.78      California
      20361201            20070101             520000             3022.5              520000      California
      20361201            20070101             540000             3487.5              540000      California
      20361201            20070101             245500            1805.45              245500      California
      20361201            20070101             240000               1290              240000      California
      20361201            20070101             371200            2304.53              371200      California
      20361201            20070101             152000             885.39           151998.39      California
      20370101            20070201             210000            1299.38              210000      California
      20360901            20061001             204425            1571.85           203668.68      Illinois
      20360801            20060901             144000            1200.34           143481.56      Wisconsin
      20360901            20061001              57950             562.85            57829.65      Michigan
      20360901            20061001             208000            1482.96           207095.85      Minnesota
      20361201            20070101             170000            1544.28           169935.34      Michigan
      20361201            20070101             392000             2542.5           390981.79      Illinois
      20361101            20061201             207000            1664.08           206541.67      Minnesota
      20361101            20061201             342000            2813.55           341282.56      Illinois
      20361101            20061201             129600            1041.86           129313.03      Ohio
      20361201            20070101              82025             710.75            81911.69      Michigan
      20361201            20070101             155000            1417.85           154813.43      Michigan
      20361201            20070101             373500            2878.16           373258.13      Illinois
      20361201            20070101              95000             791.89            94855.71      Michigan
      20361201            20070101             113400              952.7           113230.99      Michigan
      20361201            20070101              92000             780.49            91916.52      Michigan
      20361201            20070101             146400            1154.87           146147.03      Ohio
      20361201            20070101             202000            1336.77            201801.2      Minnesota
      20361201            20070101             175200            1249.11           174822.86      Minnesota
      20361201            20070101             420000            3889.08           419510.95      Illinois
      20361201            20070101             108000             758.85           107760.45      Michigan
      20361201            20070101              71550             575.19            71431.64      Ohio
      20361201            20070101             544000            4514.83           543165.05      Michigan
      20370101            20070201              90900             705.39            90791.12      Michigan
      20370101            20070201              82350             665.57            82260.64      Michigan
      20361201            20070101             156000            1108.17           155872.62      Illinois
      20370101            20070201             225000            1718.26           224900.61      Illinois
      20370101            20070201             427500            3281.12           427313.95      Illinois
      20210901            20061001              52000             484.63            51879.34      Minnesota
      20211001            20061101              39000             371.11            38929.05      Illinois
      20211201            20070101              62325             561.97            62247.18      Illinois
      20211101            20061201              42200             380.79            42129.58      Minnesota
      20211201            20070101              27450             279.72            27425.52      Ohio
      20211201            20070101              41000             366.94            40946.59      Minnesota
      20211201            20070101              39000             392.18            38963.86      Illinois
      20220101            20070201              54530             487.67            54483.84      Minnesota
      20361001            20061101             156000             1038.7              156000      Illinois
      20361101            20061201             103000             793.96              103000      Illinois
      20361101            20061201             168800            1107.75              168800      Minnesota
      20361201            20070101             144000             1078.8              144000      Illinois
      20361201            20070101             309600            2061.42              309600      Illinois
      20361201            20070101             183600            1375.47              183600      Illinois
      20361201            20070101             157000            1079.38              157000      Michigan
      20361201            20070101             164000            1031.83              164000      Minnesota
      20370101            20070201             218120            1272.37              218120      Minnesota
      20360901            20061001              88200             806.14            87973.97      Pennsylvania
      20360901            20061001             162000               1361           161511.32      Pennsylvania
      20361101            20061201             342000            2971.36           341796.97      Rhode Island
      20361101            20061201              52200             457.71            52106.26      Pennsylvania
      20370101            20070201             389500            3600.19           389407.58      Rhode Island
      20370101            20070201              93500             761.05            93465.97      Pennsylvania
      20361201            20070101             219948             1652.4           219524.33      Connecticut
      20370101            20070201             108000             857.36           107877.83      Pennsylvania
      20361201            20070101             180800            1386.99           180463.97      Connecticut
      20370101            20070201              55000             444.52            54940.32      Pennsylvania
      20361201            20070101             181450            1473.06            181156.6      Connecticut
      20370101            20070201              76500                677            76433.48      Pennsylvania
      20370101            20070201              81500             754.67               81437      Pennsylvania
      20370101            20070201             117000             907.93           116860.64      Pennsylvania
      20211201            20070101              54987             528.85            54929.25      Connecticut
      20211201            20070101              45200             454.52            45157.16      Connecticut
      20361201            20070101             305600            1899.09           305248.69      California
      20211201            20070101              76400             771.19               76330      California
      20210801            20060901              72000              795.9            69895.12      Maryland
      20360901            20061001             216000            1830.92            215362.3      Texas
      20210901            20061001              45000             490.77            43562.44      Florida
      20361101            20061201             289000            2118.64           288710.72      Florida
      20360901            20061001             233800            1879.53            233017.6      California
      20360901            20061001              45500             345.83            45327.34      North Carolina
      20361201            20070101             212400            1460.25              212400      California
      20361101            20061201             336000               2254              336000      California
      20211101            20061201              84000             792.03             83875.2      California
      20361101            20061201             320450            2636.26           319777.77      Florida
      20361201            20070101             120000             944.04           119791.37      California
      20361101            20061201             187650            1692.01           187336.23      Kentucky
      20361201            20070101             252000            1805.36           251462.97      California
      20361201            20070101             126000              775.8           125639.48      Florida
      20361201            20070101             119700            1021.82           119528.22      California
      20361201            20070101             274500            2228.47           274056.12      Florida
      20361201            20070101             480000            3518.85           479640.92      Nevada
      20211201            20070101             160000            1584.47           159845.11      Nevada
      20361201            20070101             321300            2324.93            321050.7      California
      20370101            20070201             250000            1796.88              250000      California
      20370101            20070201             103500             956.66           103475.45      Florida
      20360801            20060901             102400             925.23           102098.06      Pennsylvania
      20360501            20060601             132000             957.66           131652.61      Michigan
      20360601            20060701             258000            1660.54           255925.55      Delaware
      20360601            20060701             319500            2675.44           319008.17      Michigan
      20360701            20060801             346750            2953.69           345390.26      Maryland
      20360801            20060901              73800             607.13            73525.94      Michigan
      20360801            20060901             177200            1401.05           176948.31      Arizona
      20360901            20061001             464000            3222.76           463186.82      New York
      20210901            20061001             116000            1193.19           115795.81      New York
      20360901            20061001             487500            4063.64           486001.59      Virginia
      20360801            20060901             460000             2932.5              460000      California
      20210801            20060901             115000            1200.64           114772.86      California
      20360901            20061001             486000            4139.85           484582.17      Maryland
      20360901            20061001             129600            1019.68           129440.49      Illinois
      20210901            20061001              32400             349.57             32350.6      Illinois
      20361001            20061101             178500            1187.87           178185.01      California
      20211001            20061101              65000             719.03            64924.06      Florida
      20361201            20070101             382500            3356.71           381988.13      Illinois
      20361201            20070101             133200            1183.72           133027.33      Louisiana
      20370101            20070201             198900            1526.59           198813.42      Florida
      20361201            20070101             676800               4794              676800      Florida
      20211201            20070101             169200             1649.8            169028.9      Florida
      20361201            20070101             161600            1093.42           161449.78      Arizona
      20361201            20070101             285000             2242.1           284504.49      Illinois
      20361201            20070101             257400            2164.36           257017.16      Hawaii
      20370101            20070201             300000             2210.7           299853.08      California
      20361201            20070101             122400             996.28           122332.93      Florida
      20361201            20070101             247500            1816.07           246907.05      New Jersey
      20361201            20070101             252000            1719.08           251406.69      Florida
      20220201            20070301             134500            1422.43            134464.6      California
      20361201            20070101             260000            1817.96           259417.49      Florida
      20370101            20070201             501500            3970.21              501500      Florida
      20370101            20070201             160650            1560.33           160541.02      Florida
      20370101            20070201             174000            1520.55           173843.75      Florida
      20370101            20070201             174250            1692.42           174131.79      Florida
      20370101            20070201             198750            1556.47            198518.1      Rhode Island
      20361201            20070101             215960            1583.19           215798.45      California
      20211201            20070101              53990             554.93             53943.1      California
      20370101            20070201             304000            2153.33              304000      Nevada
      20220101            20070201              76000             784.09            75956.67      Nevada
      20370101            20070201             432000            3386.21           431496.96      Virginia
      20220101            20070201             108000            1053.06           107927.54      Virginia
      20220101            20070201              75000             762.81            74955.41      California
      20370101            20070201             301750            2269.67           301610.67      Illinois
      20361201            20070101             184000            1303.33              184000      California
      20211201            20070101              46000             472.81            45960.02      California
      20370101            20070201             178400            1307.84           178311.34      Arizona
      20220101            20070201              44600                476            44577.04      Arizona
      20370101            20070201             213750            1704.52            213510.7      Florida
      20370201            20070301             108000            1014.66           107960.04      Illinois
      20370101            20070201             174400            1311.79           174319.46      Arizona
      20370101            20070201             205200            1426.37           204890.78      Florida
      20370101            20070201             115600             982.59           115488.79      Florida
      20220101            20070201              28900             296.71            28883.29      Florida
      20370101            20070201             281250            1931.99           280815.95      Florida
      20220101            20070201              93750            1000.55            93701.77      Florida
      20370101            20070201             325000            2891.81           324721.25      Rhode Island
      20370101            20070201             236000             1563.5              236000      California
      20370101            20070201             252000            1750.29           251854.74      California
      20220101            20070201              63000             641.97            62962.75      California
      20370101            20070201             111900             826.66              111900      Florida
      20220101            20070201              28000              296.1            27985.18      Florida
      20370101            20070201             148000            1068.12           147923.16      Arizona
      20220101            20070201              37000             379.16            36978.49      Arizona
      20370101            20070201             109400             933.49           109295.76      Virginia
      20370101            20070201             103650             884.43           102674.77      Virginia
      20370101            20070201             365000            2442.52           361700.94      Florida
      20370101            20070201             192000            1375.51            191728.1      Florida
      20220101            20070201              36000             369.61            35979.18      Florida
      20370101            20070201             168000            1279.74           167925.24      Arizona
      20370101            20070201             123000             855.83           122815.02      California
      20370101            20070201             311250            2135.01           311064.53      Illinois
      20220101            20070201              83000             853.11            82952.16      Illinois
      20370201            20070301             272000            1733.93            271902.6      Florida
      20220201            20070301              68000             694.23             67980.1      Florida
      20370101            20070201             280500            2056.25           280121.57      Washington
      20370101            20070201             357500            2445.59           357285.42      California
      20370201            20070301             456000            3628.14           455744.36      California
      20220201            20070301              68000             698.93             67980.5      Florida
      20370201            20070301             310000            2005.74           309893.01      California
      20370201            20070301             127200             918.01           127167.09      Florida
      20220201            20070301              31800             319.77            31790.28      Florida
      20370101            20070201             156800            1196.23           156730.54      Illinois
      20370201            20070301             319000            2208.69           318757.66      California
      20370201            20070301             140000             968.19           139959.31      California
      20220201            20070301              35000             339.94            34988.19      California
      20361101            20061201             272000            2427.68           271852.68      California
      20370101            20070201             180000            1326.42           179911.85      California
      20361201            20070101             242000            1552.83              242000      Montana
      20361201            20070101              60500             666.89            60454.28      Montana
      20361201            20070101             207137          #N/A                #N/A           California
      20361201            20070101              51784          #N/A                #N/A           California
      20361101            20061201             206400               1161              206400      California
      20361101            20061201              38700             397.78            38654.92      California
      20361101            20061201             392000            2433.67              392000      California
      20361101            20061201              98000            1064.96            97903.64      California
      20361201            20070101             131600            1424.97           131502.37      California
      20361201            20070101             406400            3432.07           405801.86      California
      20361201            20070101             287920             1801.9              287920      California
      20361201            20070101              71980              779.4             71926.6      California
      20370101            20070201             285000            2386.54           284905.28      California
      20361201            20070101             344000            2164.33              344000      California
      20361201            20070101              86000             815.75            85906.15      California
      20361201            20070101             399200          #N/A                #N/A           California
      20361201            20070101              99800          #N/A                #N/A           California
      20370101            20070201             240000               1546              240000      California
      20370101            20070201             175000          #N/A                #N/A           California
      20370101            20070201             265500            2124.93           265398.18      California
      20370101            20070201             720000               4770              720000      California
      20361201            20070101             176000            1318.44           175987.06      California
      20370101            20070201             164720               1105              164720      Utah
      20370101            20070201              59800             652.17            59771.24      California
      20370101            20070201              95000              624.4            94840.08      Washington
      20370101            20070201             150000            1155.89           149935.48      Oregon
      20370101            20070201             148000             901.84           147947.34      Colorado
      20370101            20070201              37000             394.89            36980.85      Colorado
      20370101            20070201             178000            1423.27           176368.09      California
      20370101            20070201             515000            4227.29              515000      California
      20370101            20070201             352000            2238.76           351745.72      California
      20370101            20070201             308000            2545.01           307682.76      Washington
      20370101            20070201             298300             2395.9           297971.53      California
      20370101            20070201             112000          #N/A                #N/A           Illinois
      20370101            20070201             184000            1187.31           183679.15      Nevada
      20370101            20070201             306000          #N/A                #N/A           California
      20370101            20070201             304000            1917.92           303776.03      California
      20370101            20070201              76000             811.12            75960.89      California
      20370101            20070201             526500            4048.33           525859.83      California
      20370101            20070201             220000             1472.2           219860.16      California
      20370101            20070201              98600          #N/A                #N/A           California
      20370101            20070201             394400          #N/A                #N/A           California
      20370101            20070201             175000            1229.62           174742.03      Washington
      20370101            20070201             576000             3921.6            575999.6      California
      20370101            20070201             144000            1536.85           143924.75      California
      20370101            20070201             264000            1710.73           263922.29      California
      20370101            20070201              66000             704.39            65966.04      California
      20370101            20070201             180000            1136.25              180000      Colorado
      20370101            20070201              45000             480.27            44976.84      Colorado
      20370101            20070201             216000            1334.45           215832.62      California
      20370101            20070201             229200            1560.47              229200      California
      20370101            20070201              57300             611.54            57270.52      California
      20370101            20070201             334500            2030.27            334229.7      California
      20370101            20070201             197200            1658.16           197005.25      California
      20370101            20070201             267200          #N/A                #N/A           California
      20370101            20070201              66800          #N/A                #N/A           California
      20370101            20070201             101500             715.27           101351.27      Arizona
      20370101            20070201             471200            2826.08           470808.49      California
      20370101            20070201             117800            1207.17            117731.5      California
      20370101            20070201             230400               1392              230400      Utah
      20370101            20070201             120000                640              120000      Utah
      20370101            20070201             294400          #N/A                #N/A           California
      20370101            20070201              73600          #N/A                #N/A           California
      20370101            20070201             476000            2794.52              476000      California
      20370101            20070201             119000            1270.04           118938.77      California
      20370101            20070201             446250            3431.28            445707.4      New Jersey
      20370101            20070201             300000            2097.65           299553.31      Connecticut
      20361201            20070101             133000            1179.48           132826.67      Connecticut
      20370101            20070201             382500             2941.1            382034.9      Connecticut
      20361101            20061201             229600            1847.42           228645.84      New Jersey
      20370101            20070201             283500            2360.14              283500      New York
      20361101            20061201             330000            2508.24           329170.91      New Jersey
      20361201            20070101             259700            1883.01           259160.29      Florida
      20361201            20070101             285000             2242.1           284504.49      Delaware
      20370101            20070201             127200            1081.19           127077.63      Connecticut
      20361201            20070101             154800            1095.67           154461.73      Pennsylvania
      20361201            20070101              67500             525.01            67379.58      Ohio
      20361201            20070101              69600              578.9            69493.73      Ohio
      20370101            20070201             269000            2092.26           268681.22      Ohio
      20370101            20070201              94200             683.02            94069.91      Pennsylvania
      20370101            20070201             168000            1458.83           167846.71      Pennsylvania
      20370101            20070201              51000             405.78            50942.61      Michigan
      20270101            20070201             155000            1345.13           154423.71      Michigan
      20361201            20070101             180000            1181.25              180000      Massachusetts
      20361201            20070101              45000             475.91            44964.09      Massachusetts
      20370101            20070201              82800             651.39            82704.37      Ohio
      20370101            20070201             335000            2693.08           334624.91      New Jersey
      20370101            20070201             217500            1428.83           217133.48      Rhode Island
      20370101            20070201             423000            3327.75           422511.48      New York
      20370101            20070201             187000            1675.71           186842.49      Virginia
      20370101            20070201             164500            1192.74           164272.84      Pennsylvania
      20370101            20070201             285000            2318.86            284695.5      Virginia
      20370101            20070201             301500             2210.2           301093.23      Connecticut
      20370101            20070201             245000             1734.1           244644.21      Connecticut
      20370101            20070201             240000             1866.7           239715.58      New Jersey
      20370101            20070201              63750             541.87            63688.67      Ohio
      20370101            20070201             120375            1045.28           120265.17      Ohio
      20370101            20070201             340000             2797.1            339646.1      Connecticut
      20370101            20070201             211215            1605.39           210951.51      Florida
      20370101            20070201             161000            1180.24           160782.78      Florida
      20370101            20070201             255000            1696.53           254580.72      Florida
      20370101            20070201             133600            1171.45           133481.05      Florida
      20370101            20070201             238500            1748.37           238178.21      Florida
      20370101            20070201             361800            3141.69           361469.89      South Carolina
      20370101            20070201             139000            1068.79           138830.99      Georgia
      20370101            20070201              62250             495.29            62179.94      South Carolina
      20370101            20070201              20750             219.45            20739.01      South Carolina
      20370101            20070201             240730            1981.01              240730      Florida
      20370101            20070201              84000             594.55            83878.01      Florida
      20370101            20070201             166600            1251.62           166386.78      Florida
      20370101            20070201             220500            1772.61            220257.7      New Jersey
      20370101            20070201             136000             1033.7           135830.35      Florida
      20370101            20070201             484500            4162.61           484046.07      New Jersey
      20370101            20070201             130000            1034.34            129853.7      Florida
      20361001            20061101             187500            1525.57           187096.27      New York
      20361201            20070101              93000             715.09            92829.78      Florida
      20370101            20070201             260000            2068.68            259707.4      Maryland
      20370101            20070201             360000            2641.56           359515.27      New Jersey
      20361001            20061101             220000            1764.58              220000      Michigan
      20370101            20070201             153000            1231.08           152832.21      Michigan
      20361001            20061101             223550            1859.38           222976.62      Georgia
      20361201            20070101             360000            2800.05           359357.75      Nevada
      20370101            20070201             249300            1700.67           248909.86      Florida
      20370101            20070201             198400               1302              198400      Washington
      20220101            20070201              49600             505.43            49570.66      Washington
      20370101            20070201             255000            1779.69              255000      California
      20370101            20070201             293600            2199.55              293600      California
      20370101            20070201             138000             819.38              138000      Washington
      20370101            20070201             251950            1718.75           251555.36      Washington
      20370101            20070201             128000                840              128000      Missouri
      20220101            20070201              32000             338.43            31983.05      Missouri
      20370101            20070201             330000            2335.72            329520.8      California
      20361201            20070101             270000             2052.2           269290.21      California
      20370101            20070201             251200            1463.24              251200      California
      20220101            20070201              62800             633.91            62761.83      California
      20370101            20070201             405000            3007.12           404468.34      Oregon
      20361201            20070101             352550            2465.09           351760.13      California
      20370101            20070201             391850            2978.35           391361.18      California
      20370101            20070201             318000            2169.33           317502.34      California
      20370101            20070201             328000            2118.33              328000      California
      20360901            20061001             121000             877.34           120492.06      Pennsylvania
      20360801            20060901             465000            3303.19           464101.94      California
      20360901            20061001             292500             2031.6            291412.7      Colorado
      20370101            20070201             131400            1263.78           131308.39      Virginia
      20370101            20070201             432000               2947           431323.96      California
      20370101            20070201            1300000            7420.83             1300000      California
      20361001            20061101             214000            1376.75           212540.43      California
      20361101            20061201             167000            1224.27           166830.61      Nevada
      20361001            20061101              21400             203.64            21361.04      New Mexico
      20361201            20070101             100000             676.62            99907.03      Hawaii
      20361001            20061101              85600             659.63             85506.9      New Mexico
      20361001            20061101             340000            2428.07           339540.88      California
      20361201            20070101             412500               3166           412229.68      California
      20361101            20061201             252000            2041.36           251812.34      California
      20370101            20070201             142500            1099.19           142437.27      Hawaii
      20361201            20070101             182000            1733.23           181803.52      Florida
      20361101            20061201             172800            1234.03           172613.96      New Mexico
      20361201            20070101             574750            4633.48           574425.49      California
      20370101            20070201             261250            1995.09            261134.6      New Mexico
      20361201            20070101             189875            1666.29            189620.9      Arizona
      20361201            20070101             171000            1188.98           170852.08      Arizona
      20361101            20061201             225250            1407.81              225250      California
      20361101            20061201             292500            2312.68           292265.34      California
      20370101            20070201             247100             1699.6            246953.8      Florida
      20361201            20070101              85000             653.58            84844.41      Tennessee
      20361201            20070101             190000            1180.72           189781.57      Hawaii
      20370101            20070201              85000             652.39               84963      Mississippi
      20370101            20070201             165750            1210.44           165524.56      Arizona
      20370101            20070201             192950            1316.26           192648.05      New Mexico
      20370101            20070201             106250             798.22           106113.63      Arizona
      20370101            20070201             206000            1302.06           205626.53      California
      20370101            20070201             109000              753.8           108936.45      California
      20361201            20070101             266250            2336.53           265893.71      California
      20370101            20070201             344000            2512.17           343532.12      California
      20361201            20070101             474952            3645.26              474952      California
      20370101            20070201             302000            1714.57           301715.96      California
      20370101            20070201             252000            1705.08           251844.34      Oregon
      20370101            20070201             140000            1101.38           139837.69      Arizona
      20361201            20070101             123500             858.71           123393.16      Washington
      20370101            20070201             306850            2032.88              306850      Oregon
      20370101            20070201             170000             995.28            169850.7      Arizona
      20361201            20070101             184000            1383.99           183872.11      Arizona
      20370101            20070201             585000            4738.86           584783.93      California
      20370101            20070201             165000            1209.61           164917.99      Florida
      20370101            20070201             200000            1581.32           199920.39      California
      20370101            20070201             279000            1569.38              279000      California
      20370101            20070201             182750            1395.61           182669.27      Arizona
      20370101            20070201             101700             614.44              101700      New Mexico
      20361201            20070101             210000            1611.78           209862.39      Idaho
      20361201            20070101             102600             717.39           102370.15      Washington
      20361201            20070101              90000             676.14            89826.65      Washington
      20370101            20070201              90250             649.68            90122.84      Washington
      20370101            20070201             361000            2462.66           360435.06      Washington
      20370101            20070201             820000            6293.62            819643.1      California
      20370101            20070201             186000            1506.71           185931.31      California
      20370101            20070201             300000             1687.5              300000      California
      20370101            20070201             251250            2298.28           251049.44      California
      20361201            20070101             198050            1474.53           197908.22      New Mexico
      20370101            20070201             495000            3093.75              495000      California
      20370101            20070201             200000            1620.12           199926.13      California
      20361201            20070101             416000            2755.99           415998.68      California
      20370101            20070201             221400            1531.12           221270.89      Florida
      20370101            20070201             375000            2370.26           374319.64      California
      20361201            20070101             159800            1141.19           159671.23      Florida
      20361201            20070101             204000            1565.73           203866.32      California
      20370101            20070201             510000            3251.25              510000      California
      20361201            20070101             365500            2555.63           364681.14      Nevada
      20361201            20070101             318000            2278.19           317322.32      California
      20361201            20070101             217500            1672.39            217101.9      Hawaii
      20370101            20070201             548000             3505.4           547609.69      California
      20370101            20070201             129000             944.71           128935.42      Arizona
      20370101            20070201             525000            2843.75              525000      Hawaii
      20370101            20070201             459000            3522.89           458800.23      California
      20361201            20070101             441750            2779.34           441749.34      Nevada
      20361201            20070101             180000             1162.5              180000      Nevada
      20361201            20070101             231000            1900.38           230637.96      California
      20370101            20070201             147050             919.06              147050      New Mexico
      20361201            20070101             116000             687.41           115850.96      California
      20370101            20070201             192000               1100              192000      Nevada
      20370101            20070201             318500            2551.27           318147.11      California
      20370101            20070201             124000             951.72           123945.74      California
      20370101            20070201             272650             1947.1           272504.24      Washington
      20370101            20070201             135000             967.16           134742.93      Arizona
      20370101            20070201             170000             1377.1           169937.22      Arizona
      20370101            20070201             162350             1056.4           162239.18      Florida
      20361201            20070101             132000             992.87           131908.09      California
      20370101            20070201             161000             1235.7           160929.92      Washington
      20370101            20070201             351000            2193.75              351000      Washington
      20370101            20070201             147250             996.32           147159.05      Arizona
      20361201            20070101             751500            6046.74           750259.27      California
      20370101            20070201             370500            2315.63              370500      California
      20370101            20070201             259000            1791.15           258848.96      Oregon
      20370101            20070201             712500            4453.13              712500      California
      20361201            20070101             153000            1149.44           152705.29      Florida
      20370101            20070201             422750            2906.41              422750      California
      20370101            20070201             175750            1351.37           175435.95      Arizona
      20370101            20070201             172000            1260.92           171914.52      Arizona
      20370101            20070201             238500            1570.76           238100.09      Washington
      20370101            20070201             124000             980.42           123950.63      Washington
      20370101            20070201             174000            1170.84           173890.97      Nevada
      20370101            20070201             288000             2277.1           287885.36      Nevada
      20361201            20070101             333000             2697.5            332814.8      Nevada
      20370101            20070201             167000            1154.91           166902.61      California
      20370101            20070201             180000            1285.45           179903.77      Arizona
      20370101            20070201             530000            2981.25              530000      Hawaii
      20370101            20070201             136800            1049.96           136740.46      Idaho
      20370101            20070201             142500             979.69              142500      Arizona
      20370101            20070201             420000            3320.77           419832.82      California
      20370101            20070201             499500            3379.72           499191.44      California
      20370101            20070201             234000            1895.54           233913.58      Hawaii
      20370101            20070201              97750              946.5            97730.45      New Mexico
      20370101            20070201             161500            1214.76           161425.42      Florida
      20370101            20070201             223250            1469.14           223101.88      Arizona
      20370101            20070201              92000             651.67               92000      New Mexico
      20370101            20070201             544500            3765.56           544182.46      California
      20370101            20070201             127500             934.69           127436.65      Arizona
      20370101            20070201             100000             686.13               99800      New Mexico
      20370101            20070201             128250             810.63           128017.49      Arizona
      20370101            20070201              95000             696.44            94952.79      Arizona
      20370101            20070201             195500            1396.14           195395.48      Arizona
      20370101            20070201             204000            1495.51           203889.61      Nevada
      20370101            20070201             346500            2021.25              346500      Nevada
      20370101            20070201             100300             754.43           100253.68      New Mexico
      20220101            20070201             254000            2283.02           252392.62      California
      20370101            20070201             130000             738.06           129877.73      Nevada
      20370101            20070201             352750            2653.28           352587.12      Nevada
      20370101            20070201             446000            3423.11            445805.9      Arizona
      20370101            20070201             477000            3298.75           476721.84      California
      20370101            20070201             139000            1019.93           138811.78      California
      20370101            20070201             161500            1121.72           161406.89      California
      20370101            20070201             142500            1093.71           142437.97      California
      20370101            20070201             374000            2463.16           373372.88      California
      20370101            20070201             238500            1748.43           238381.48      Arizona
      20370101            20070201             180000            1086.04           179852.51      Oregon
      20370101            20070201             227500            1922.88           227426.64      Washington
      20370101            20070201             123000              786.8           122912.39      Arizona
      20370101            20070201             315000             2650.1           314896.88      California
      20370101            20070201             180500            1324.45           179206.05      California
      20370101            20070201             283500            1918.22           283324.87      Nevada
      20370101            20070201             157500            1239.05           157318.11      Nevada
      20370101            20070201             185250            1322.94           185150.96      Arizona
      20370101            20070201             459000            3105.69           458716.46      Hawaii
      20370101            20070201             161000            1153.42           160772.01      Idaho
      20370101            20070201             180000            1184.53           179880.57      Arizona
      20370101            20070201             187500            1171.88              187500      Arizona
      20370101            20070201             579500            4138.43            579190.2      California
      20370101            20070201             292000            2041.71           291565.23      California
      20370101            20070201             310250            2333.61           310106.74      California
      20370101            20070201             175500            1286.58           175412.79      New Mexico
      20370101            20070201             403750            2883.34           403534.14      Arizona
      20370101            20070201             135000             863.56           134817.89      New Mexico
      20370101            20070201             206250            1289.06              206250      Arizona
      20370101            20070201             278800            1912.42           278633.87      Arizona
      20370101            20070201             205000            1452.08              205000      Arizona
      20370101            20070201             636750            4308.38           636356.66      California
      20370101            20070201             274500            2170.36           274390.74      Washington
      20370101            20070201             515000            3433.33              515000      California
      20370101            20070201             135000              888.4           134910.42      California
      20370101            20070201             560500            3876.21           560173.12      California
      20370101            20070201             100000             767.51            99953.97      Arizona
      20370101            20070201             165000              962.5              165000      Arizona
      20370101            20070201             157250            1237.09           157068.38      Arizona
      20370101            20070201             218500            1517.62           218374.04      Florida
      20370101            20070201             293250             2149.8           293104.26      Arizona
      20370101            20070201             357000            2891.92           356868.14      California
      20370101            20070201             228000            1585.31           227868.25      California
      20370101            20070201             252000               1470              252000      Arizona
      20370101            20070201             235450            1549.43           235293.78      Washington
      20370101            20070201             216000            1583.48           215892.66      Washington
      20370101            20070201             674500            5176.88           674206.45      California
      20370101            20070201             484500            3644.27           484276.27      California
      20370101            20070201             432250            2989.28           431997.92      California
      20370101            20070201             108500             694.04           108422.73      Arizona
      20370101            20070201             217500            1989.56           217326.37      California
      20370101            20070201             207000            1478.27           206889.34      California
      20370101            20070201             160000            1258.72           159815.23      Arizona
      20370101            20070201             369000            2519.43           366463.12      California
      20370101            20070201             260300            1735.33              260300      Nevada
      20370101            20070201             228000            1671.45            227886.7      California
      20370101            20070201             135850             970.16           135777.37      New Mexico
      20370101            20070201             130500             882.99           130419.38      Arizona
      20370101            20070201             561000            3973.75              561000      Nevada
      20370101            20070201             296000            2113.85           295841.76      Arizona
      20370101            20070201             195000            1135.88              195000      Nevada
      20370101            20070201             192000            1473.63           191916.43      California
      20370101            20070201             127500             848.26           127290.37      California
      20370101            20070201             100000             665.83            99999.98      Arizona
      20370101            20070201             236250            1611.64           235880.29      Nevada
      20370101            20070201             182700            1304.73           182602.33      Oregon
      20370101            20070201             208000            1758.06           207932.94      California
      20370101            20070201             471750            3368.95            471497.8      California
      20370101            20070201             343000            2358.13              343000      California
      20370101            20070201             149400            1196.74           149234.46      Florida
      20370101            20070201             154350            1189.41           154283.61      Florida
      20370101            20070201             351000            2348.83           350559.34      California
      20370101            20070201             135000             843.75              135000      Arizona
      20370101            20070201             127500             959.02           127441.12      Arizona
      20370101            20070201             311500             2495.2           311154.86      California
      20370101            20070201             123250              998.4           123204.48      Arizona
      20370101            20070201             448000            3444.73           447455.28      California
      20370101            20070201             370500            2506.88           370271.13      Arizona
      20370101            20070201             179000            1376.36           178782.35      California
      20370101            20070201             157250            1182.79           157177.38      Arizona
      20370101            20070201             450500            3048.17           450221.72      California
      20370101            20070201             300000            2403.08           299667.61      California
      20370101            20070201             100000             621.43            99923.58      California
      20370101            20070201             280000            2159.81           279879.93      California
      20370101            20070201             182750            1374.59           182665.62      Arizona
      20370101            20070201             225250             1608.6           225129.57      Arizona
      20370101            20070201             123000             924.06            122842.6      Nevada
      20370101            20070201             220000            1691.61            219732.5      Nevada
      20370101            20070201             179550            1148.53           179422.12      Arizona
      20370101            20070201             157500            1101.26           157263.68      California
      20370101            20070201             161500            1043.02              161500      Nevada
      20370101            20070201             361250            2579.83           361056.86      Nevada
      20370101            20070201             267000            1563.17           266765.53      California
      20370101            20070201             234000            1539.89           233844.74      Arizona
      20370101            20070201             101250             760.66           101120.42      California
      20370101            20070201             100000             666.67              100000      New Mexico
      20370101            20070201             517500            3793.76           517242.83      Nevada
      20370101            20070201             128250             896.74           128059.05      Arizona
      20370101            20070201             320000            2406.95           319852.23      California
      20370101            20070201             107000             880.26           106888.63      Nevada
      20370101            20070201             263500            1537.08              263500      Nevada
      20370101            20070201              23000             222.52            22984.22      New Mexico
      20370101            20070201             100000             632.07            99818.71      California
      20370101            20070201             365500            2805.27           365340.91      California
      20370101            20070201            1416000              10030             1416000      California
      20370101            20070201             265500            2782.17           265355.55      California
      20370101            20070201             156000             997.89           155734.05      Arizona
      20370101            20070201             445500            2877.19              445500      California
      20370101            20070201             160000            1203.47           159926.13      Nevada
      20370101            20070201             190500             1508.1           190496.24      Hawaii
      20370101            20070201             252000             1467.9              252000      California
      20360201            20060301             985000            7399.98            976489.2      California
      20361201            20070101             900000            8906.25              900000      Michigan
      20361201            20070101             157200            1424.63              157200      Florida
      20370101            20070201             110000             978.52           109997.51      California
      20370101            20070201             224000            2081.33              224000      Florida
      20361201            20070101             387000            3466.87              387000      California
      20370101            20070201             152000            1298.33              152000      California
      20361101            20061201              60000             535.44            59896.93      Michigan
      20361201            20070101             125800             915.07           125703.78      Illinois
      20370101            20070201             278850            2313.23           278754.47      Michigan
      20370101            20070201             191250            1427.56           191014.31      Michigan
      20361201            20070101             222150             1843.7           221809.01      Michigan
      20370101            20070201             101100             828.07           100993.65      Michigan
      20361101            20061201              72600             571.15            72341.39      Mississippi
      20361201            20070101             243000            2069.93           242649.78      Michigan
      20361201            20070101             255000            2095.46           254864.41      Michigan
      20361101            20061201             117750            1013.76           117677.93      Michigan
      20361201            20070101             261600            1967.68           261411.13      Michigan
      20361201            20070101              85000             663.85            84947.11      Michigan
      20261201            20070101              65400             648.56            65149.67      Michigan
      20361101            20061201             140250            1197.25           139965.47      Ohio
      20361201            20070101              60500              556.8            60478.03      Pennsylvania
      20361101            20061201             154700            1268.23           154589.04      Ohio
      20370101            20070201             315000            2172.53           314814.95      New Jersey
      20370101            20070201             152000            1206.66           151828.05      Arizona
      20270101            20070201              38000             396.12            37913.52      Arizona
      20370101            20070201             357000            2891.92           356868.14      Pennsylvania
      20370101            20070201             137700            1053.92           137530.84      Tennessee
      20370101            20070201             213500            1729.41            213269.5      New Jersey
      20370101            20070201             114750             815.15           114687.73      Maryland
      20370101            20070201             140800            1100.15           140634.84      North Carolina
      20370101            20070201             168000            1452.65           167845.07      Michigan
      20370101            20070201              62475             474.71            62446.98      North Dakota
      20361201            20070101              83000             644.09            82851.16      Texas
      20361101            20061201             143500            1098.31           143144.95      Michigan
      20361201            20070101              67150             599.24            67063.88      Oklahoma
      20361101            20061201              52550              407.8            52423.88      North Carolina
      20361101            20061201              80000             615.14            79804.04      Ohio
      20361201            20070101             183600            1547.16           183328.35      Oklahoma
      20361101            20061201             145000            1038.25              144845      California
      20361001            20061101             497700            4285.16           496526.13      Virginia
      20361101            20061201             146000            1285.77           145917.19      Ohio
      20361101            20061201             153000            1303.29           152704.81      Ohio
      20361101            20061201             110400             850.84           110130.99      Ohio
      20361201            20070101              58800             427.71            58755.03      Oklahoma
      20361201            20070101             122500             954.48              122500      Maryland
      20361101            20061201             157000            1115.27            156828.5      Ohio
      20361201            20070101              73500             608.67            73386.58      Oklahoma
      20361201            20070101              61600             473.98            61559.92      Michigan
      20361101            20061201             179200            1510.09           178845.04      Ohio
      20361201            20070101             207000            1443.19           206774.28      Mississippi
      20361101            20061201             120000             1056.8           119931.92      Mississippi
      20361201            20070101             148100            1112.63           147814.72      Louisiana
      20361101            20061201             228000            1708.89            227409.4      Florida
      20370101            20070201             153000            1133.29           152926.16      Florida
      20361201            20070101             101650             728.24           100483.27      Michigan
      20361201            20070101              95000             732.16            94801.81      Michigan
      20361201            20070101             104000             804.22           103931.76      Michigan
      20361201            20070101              72100             655.49            72011.88      Oklahoma
      20361201            20070101             109500             840.43           108907.13      Indiana
      20361101            20061201             144000            1274.36           143721.55      Georgia
      20370101            20070201              85500             694.12            85408.16      New York
      20361201            20070101             272000            2066.75            271816.4      New Jersey
      20361201            20070101             300000            2308.32           299804.84      New Jersey
      20361201            20070101             107200             731.34           107102.44      Alabama
      20361201            20070101             214000            1382.08              214000      Michigan
      20361101            20061201              95000             757.57            94785.68      Pennsylvania
      20361201            20070101             213600            1688.86           213471.93      Florida
      20361201            20070101             180000               1410              180000      Nevada
      20361201            20070101             210800            1282.37              210800      Florida
      20370101            20070201             100000             876.71            99971.16      Tennessee
      20370101            20070201             128000             959.38           127835.34      Mississippi
      20361201            20070101             197000            1445.52           196490.74      New Jersey
      20361201            20070101              65450             564.73            65358.59      Michigan
      20361201            20070101              85000             671.74            84853.71      North Carolina
      20361201            20070101             264500            2132.99           264022.58      New York
      20361201            20070101             180000            1258.32           179846.52      Washington
      20361201            20070101              94500             724.95            94326.15      Pennsylvania
      20370101            20070201             164000            1271.35            163930.7      Michigan
      20370101            20070201             261600            2142.65           261324.85      Florida
      20370101            20070201              79200              644.4            79115.38      Indiana
      20361201            20070101              75950             633.02             75911.4      Alabama
      20361201            20070101              67800             528.21            67757.23      Pennsylvania
      20361201            20070101             196000            1608.83              196000      New Mexico
      20361201            20070101              92000             783.68            91820.78      Florida
      20361201            20070101             105100             813.73           104707.68      Mississippi
      20361201            20070101             187000            1540.32           186901.31      Mississippi
      20361201            20070101             213750            1799.06              213750      Tennessee
      20370101            20070201             165750            1394.46           165621.11      Utah
      20361201            20070101             104500             883.89           104499.79      Colorado
      20361201            20070101             340000               2708           339800.71      Pennsylvania
      20370101            20070201             231100            1559.37           230956.21      Connecticut
      20370101            20070201             226000            1721.76           225708.98      Michigan
      20361201            20070101              81000             649.86            80953.56      Illinois
      20361201            20070101             124800             926.64           124553.42      Michigan
      20361201            20070101              98250             826.14            98096.48      Pennsylvania
      20370101            20070201             216500            1753.79           216420.02      Florida
      20370101            20070201             202300            1611.26           202221.25      Nevada
      20361201            20070101              78000             667.28            77888.76      New York
      20370101            20070201             151000            1240.85           150946.67      Virginia
      20361201            20070101             196000            1534.54           195878.96      Washington
      20370101            20070201              91000             667.12            90954.76      Illinois
      20370101            20070201              81000             672.25            80917.43      Iowa
      20361201            20070101             299200            2423.71           299033.56      Virginia
      20361201            20070101             180000            1391.92           179884.62      Wyoming
      20370101            20070201              75200             648.85            75130.28      Virginia
      20370101            20070201             257600            2086.72           257504.85      Delaware
      20370101            20070201             159000            1282.22           158826.54      Pennsylvania
      20370101            20070201              76500              590.1            76467.18      Michigan
      20361201            20070101             271700            2286.81              271700      North Carolina
      20361201            20070101             144500             1225.6           144289.53      Virginia
      20370101            20070201             149200            1165.25           149138.35      Wisconsin
      20361201            20070101             151300            1163.37           151023.07      Tennessee
      20370101            20070201             184000             1352.4              183904      Maryland
      20370101            20070201             117300             950.16           117173.36      Kentucky
      20361201            20070101             127025             933.63           126930.67      Michigan
      20370101            20070201             136000            1070.04           135893.86      Wyoming
      20370101            20070201             190550            1396.92           190455.28      California
      20370101            20070201              68000             572.09            67945.13      Michigan
      20370101            20070201             250000            1847.02            249872.3      New York
      20361201            20070101             119000            1066.37           118848.98      Michigan
      20370101            20070201              90000             745.31            89899.27      Arkansas
      20370101            20070201             225000            1870.91           224923.49      Virginia
      20370101            20070201              95000             646.33            94942.15      Pennsylvania
      20370101            20070201             117600             997.44           117486.27      Virginia
      20361201            20070101             230800            1691.99           230627.31      North Carolina
      20370101            20070201             146050            1180.41           145891.51      North Carolina
      20370101            20070201             140250            1197.25           140110.98      Florida
      20361201            20070101             227000            1879.83           226649.74      Michigan
      20361201            20070101             209000            1759.08              209000      Wyoming
      20370101            20070201             310000            2409.14           309869.99      Virginia
      20370101            20070201             226800            1555.74           226664.83      Vermont
      20361201            20070101             182000            1421.42           181832.77      New Jersey
      20370101            20070201             128500             942.03           128436.13      Florida
      20370101            20070201             375000            2732.04           374487.36      Virginia
      20370101            20070201             122000             940.24           121836.54      Indiana
      20370101            20070201             172900            1441.07           172841.66      Pennsylvania
      20370101            20070201             166250            1267.66              166250      Kentucky
      20370101            20070201             234000            1973.23           233923.97      Pennsylvania
      20370101            20070201              85000             708.54            84914.25      Indiana
      20261101            20061201              27600              297.2            27481.29      Ohio
      20261201            20070101              15400             173.89            15355.27      Michigan
      20261101            20061201              57000             594.18            56738.17      Florida
      20261201            20070101              26800             288.58            26713.98      Alabama
      20261201            20070101              31200             325.24            31092.99      Michigan
      20270101            20070201              41000             434.42            40909.73      Michigan
      20261201            20070101              31775             342.15            31673.01      Michigan
      20270101            20070201              46000              448.5            45880.66      Maryland
      20361101            20061201              62000             541.12            61963.72      Arkansas
      20361201            20070101             102400             744.86           102321.67      North Carolina
      20361101            20061201             108500             796.14           108205.85      Ohio
      20361001            20061101             210000             1382.5              210000      Florida
      20361201            20070101             134100             832.54              134100      Michigan
      20361101            20061201             126000             942.92           125881.04      Ohio
      20370101            20070201             241600            1660.45            241227.5      New Jersey
      20361101            20061201             112100             910.81              112100      Georgia
      20361201            20070101             328700            2369.16           328669.38      New Jersey
      20370101            20070201             131750             957.57           131367.65      Pennsylvania
      20361201            20070101             360000             2452.5              360000      Maryland
      20361201            20070101             261600            1843.52           261381.72      Washington
      20361201            20070101             395800            3191.82           395149.92      Arizona
      20370101            20070201             394000            3571.27           393899.77      California
      20370101            20070201             190625            1441.13           190538.26      Texas
      20370101            20070201             145500             999.98           145275.67      South Carolina
      20361201            20070101             227000             1681.5           226542.15      Michigan
      20361201            20070101             102000              786.1           101814.27      Michigan
      20370101            20070201              88000             661.12            87887.37      Florida
      20261201            20070101              25600             269.05            25513.64      North Carolina
      20270101            20070201              60400             650.38            60271.38      New Jersey
      20261201            20070101              90000             969.11            89711.13      Maryland
      20370101            20070201              97600             660.39            97539.69      Michigan
      20361201            20070101             490000            3416.23           489579.13      New Jersey
      20361001            20061101             127000             994.58           126625.46      Michigan
      20370101            20070201             260000             2146.7           259909.57      New Jersey
      20361101            20061201              98400             900.11            98241.49      North Carolina
      20361201            20070101             525000            3739.32           524574.45      Florida
      20370101            20070201             195150            1601.92           194945.81      Michigan
      20361201            20070101             142500            1071.85           142400.91      Pennsylvania
      20361201            20070101             122000              957.6           121786.78      New Jersey
      20361201            20070101             131750            1013.74           130650.54      Louisiana
      20361201            20070101             150300            1266.55           150077.61      Kentucky
      20370101            20070201             334000            2699.12           333875.69      New Jersey
      20361201            20070101              75500             478.02            75476.09      Tennessee
      20370101            20070201              80000              624.8            79966.94      Michigan
      20361201            20070101             158700            1097.19           158629.63      Pennsylvania
      20370101            20070201             200000            1366.67              200000      Arizona
      20361201            20070101             115200              775.2              115200      Georgia
      20370101            20070201             166500            1186.31              166500      Michigan
      20370101            20070201             135000            1059.57           134945.03      Michigan
      20261201            20070101              28800             290.45            28694.52      Georgia
      20270101            20070201              24400             254.35            24344.48      Michigan
      20361201            20070101              70000              548.2             69876.2      Michigan
      20361101            20061201              60200             515.01            60085.05      Michigan
      20361101            20061201             339750            2881.63           339087.58      Michigan
      20361201            20070101             299000            2217.58              299000      Michigan
      20370101            20070201             150875            1263.41           150824.84      Michigan
      20361201            20070101             154625            1046.23           154481.24      Michigan
      20361201            20070101              97600             752.19            97422.28      Michigan
      20361201            20070101              96300             757.69            96241.38      Michigan
      20370101            20070201              93275             631.12            93217.38      Michigan
      20370101            20070201             104100             888.66            104000.9      Michigan
      20270101            20070201              24400             266.97            24349.75      Michigan
      20270101            20070201              23325             239.18            23270.13      Michigan
      20261201            20070101              38675              364.3            38513.84      Michigan
      20370101            20070201             436500            3482.91              436500      California
      20370101            20070201             202950            1411.14           202833.33      Arizona
      20370101            20070201             630000            5250.85           629787.44      California
      20370101            20070201             304800             1930.4              304800      Arizona
      20220101            20070201              76200             748.79            76149.98      Arizona
      20370101            20070201             621000            4236.54           620624.58      California
      20370101            20070201             260000            2106.16           259903.96      California
      20370101            20070201             891000            6599.73           890569.73      California
      20370101            20070201             603000            3638.24           602505.89      California
      20370101            20070201            1200000            8501.72          1199344.33      Colorado
      20370101            20070201             225000            1730.06           224726.41      California
      20370101            20070201             960000            6335.22           959201.77      Colorado
      20370101            20070201             260000            1476.12           259755.46      California
      20370101            20070201             700000            3631.25              700000      California
      20370101            20070201             825000            6110.86           824601.86      California
      20370101            20070201             148000             863.33              148000      Colorado
      20220101            20070201              27000             265.39            26931.79      Colorado
      20370101            20070201             250100             1737.1           249955.82      California
      20370101            20070201             180000             1360.8            179918.1      Arizona
      20370101            20070201             239200            1708.22           239072.12      Arizona
      20220101            20070201              59800             560.47            59755.26      Arizona
      20370101            20070201             340000               2380              340000      Arizona
      20370101            20070201             120000                775              120000      Arizona
      20370101            20070201             785330            6574.85           784546.17      California
      20370101            20070201             196000            1289.82           195869.95      California
      20370201            20070301             950000             5766.1           949617.23      California
      20370101            20070201             747000            5834.05           746691.35      California
      20370101            20070201             524800               3280              524800      California
      20220101            20070201             131200            1289.26           131113.87      California
      20370101            20070201             244000             1433.5              244000      California
      20220101            20070201              61000             544.36            60948.06      California
      20370101            20070201             960000             7037.7           959522.92      California
      20370101            20070201             114750             731.53              114750      Colorado
      20370101            20070201             128000            1045.85           127865.28      Colorado
      20370101            20070201             229600            1391.95              229600      Arizona
      20370101            20070201             215000            1559.82           214889.98      California
      20370101            20070201             465600            4276.44           465232.31      California
      20370101            20070201             200000            1604.58           199923.88      California
      20370101            20070201             394250            2916.64           394059.08      Colorado
      20370101            20070201             480000               3310              480000      California
      20220101            20070201             120000            1248.21           119933.24      California
      20370101            20070201             116755             807.43           116684.81      Colorado
      20370101            20070201             200000            1439.74           199719.61      California
      20370101            20070201             105500              721.7           105436.69      California
      20370101            20070201             679200            4457.25              679200      California
      20220101            20070201             169800            1668.57           169688.53      California
      20370101            20070201             200000            1466.19            199900.6      California
      20370101            20070201             423500            2786.93           423219.02      California
      20370101            20070201             397500            2455.77           397191.95      California
      20370101            20070201             372800            2252.33              372800      California
      20370201            20070301             276250            2152.18           276192.72      California
      20370101            20070201             720000               3810              720000      California
      20370101            20070201             560800            3878.28           560472.96      California
      20370201            20070301             279600            1875.65              279600      California
      20220201            20070301              69900             623.78            69870.37      California
      20370101            20070201             357000            3392.42           356923.43      California
      20370201            20070301             296400            2464.61           296349.82      California
      20370101            20070201             145000            1248.36           144956.01      Arizona
      20370201            20070301             138750            1142.88           138725.79      Arizona




MATURITY            STATED_             CITY1                                      SERV_FEE           MSERV           LPMI
_DATE               REM_TERM
-----------------------------------------------------------------------------------------------------------------------------
      20361101                 356      GRETNA                                               0.5               0           0
      20361201                 357      SOUTH EL MONTE                                       0.5               0           0
      20361101                 356      AVENAL                                               0.5               0           0
      20211101                 176      AVENAL                                               0.5               0           0
      20361201                 357      ORANGE CITY                                          0.5               0           0
      20361201                 357      BAKERSFIELD ARE                                      0.5               0           0
      20361201                 357      JACKSONVILLE                                         0.5               0           0
      20361201                 357      MAINEVILLE                                           0.5               0           0
      20211201                 177      TEMECULA                                             0.5               0           0
      20370101                 358      BELLINGHAM                                           0.5               0           0
      20370101                 358      MARGATE                                              0.5               0           0
      20220101                 178      BELLINGHAM                                           0.5               0           0
      20361201                 357      CONCORD                                              0.5               0           0
      20211201                 177      CONCORD                                              0.5               0           0
      20370101                 358      PONTE VEDRA                                          0.5               0           0
      20361201                 357      DETROIT                                              0.5               0           0
      20361201                 357      TUSTIN                                               0.5               0           0
      20211201                 177      TUSTIN                                               0.5               0           0
      20211201                 177      LAS VEGAS                                            0.5               0           0
      20361201                 357      LAS VEGAS                                            0.5               0           0
      20370101                 358      TAMPA                                                0.5               0           0
      20370101                 358      CITRUS HEIGHTS                                       0.5               0           0
      20220101                 178      CITRUS HEIGHTS                                       0.5               0           0
      20370101                 358      ORLANDO                                              0.5               0           0
      20361201                 357      TEMECULA                                             0.5               0           0
      20370101                 358      FORT MYERS                                           0.5               0           0
      20361201                 357      PHOENIX                                              0.5               0           0
      20211201                 177      PHOENIX                                              0.5               0           0
      20361201                 357      LODI                                                 0.5               0           0
      20211201                 177      LODI                                                 0.5               0           0
      20370101                 358      PALM COAST                                           0.5               0           0
      20220101                 178      PALM COAST                                           0.5               0           0
      20370101                 358      WINNETKA AREA                                        0.5               0           0
      20361201                 357      NAMPA                                                0.5               0           0
      20220101                 178      WINNETKA AREA                                        0.5               0           0
      20370101                 358      LEBANON                                              0.5               0           0
      20370101                 358      BAKERSFIELD ARE                                      0.5               0           0
      20370101                 358      CLARE                                                0.5               0           0
      20370101                 358      PHILADELPHIA                                         0.5               0           0
      20370101                 358      JACKSONVILLE                                         0.5               0           0
      20370101                 358      LOS ANGELES                                          0.5               0           0
      20361201                 357      ANTELOPE                                             0.5               0           0
      20370101                 358      STOCKTON                                             0.5               0           0
      20361201                 357      CAPE CORAL                                           0.5               0           0
      20211201                 177      CAPE CORAL                                           0.5               0           0
      20361201                 357      PORTLAND                                             0.5               0           0
      20370101                 358      TAMPA                                                0.5               0           0
      20370101                 358      GOODYEAR                                             0.5               0           0
      20220101                 178      GOODYEAR                                             0.5               0           0
      20370101                 358      ANAHEIM                                              0.5               0           0
      20220101                 178      ANAHEIM                                              0.5               0           0
      20370101                 358      PUYALLUP                                             0.5               0           0
      20220101                 178      PUYALLUP                                             0.5               0           0
      20370101                 358      ORANGE PARK                                          0.5               0           0
      20370101                 358      LEBANON                                              0.5               0           0
      20370101                 358      ORLANDO                                              0.5               0           0
      20361201                 357      JACKSONVILLE                                         0.5               0           0
      20370101                 358      DETROIT                                              0.5               0           0
      20370101                 358      EVERETT                                              0.5               0           0
      20370101                 358      LAKELAND                                             0.5               0           0
      20220101                 178      LAKELAND                                             0.5               0           0
      20370101                 358      LIVERMORE                                            0.5               0           0
      20370101                 358      COLORADO SPRING                                      0.5               0           0
      20370101                 358      MONROE                                               0.5               0           0
      20370101                 358      STOCKTON                                             0.5               0           0
      20220101                 178      STOCKTON                                             0.5               0           0
      20370101                 358      TACOMA                                               0.5               0           0
      20370101                 358      JACKSONVILLE                                         0.5               0           0
      20370101                 358      MONTROSE                                             0.5               0           0
      20370101                 358      MONONA                                               0.5               0           0
      20370101                 358      NORTH LAS VEGAS                                      0.5               0           0
      20370101                 358      HOLLYWOOD                                            0.5               0           0
      20370101                 358      QUEEN CREEK                                          0.5               0           0
      20220101                 178      QUEEN CREEK                                          0.5               0           0
      20370101                 358      NEW CARLISLE                                         0.5               0           0
      20370101                 358      AURORA                                               0.5               0           0
      20370101                 358      LAVEEN                                               0.5               0           0
      20370101                 358      JACKSONVILLE                                         0.5               0           0
      20370101                 358      STOCKTON                                             0.5               0           0
      20220101                 178      STOCKTON                                             0.5               0           0
      20370101                 358      SAINT LOUIS                                          0.5               0           0
      20370101                 358      MORENO VALLEY                                        0.5               0           0
      20370101                 358      CHARLOTTE                                            0.5               0           0
      20220101                 178      MORENO VALLEY                                        0.5               0           0
      20370101                 358      STOCKTON                                             0.5               0           0
      20370101                 358      TUPELO                                               0.5               0           0
      20370101                 358      HOUSTON                                              0.5               0           0
      20370101                 358      DELTONA                                              0.5               0           0
      20370101                 358      SAN DIEGO                                            0.5               0           0
      20220101                 178      SAN DIEGO                                            0.5               0           0
      20370101                 358      LONG BEACH                                           0.5               0           0
      20370101                 358      MESA                                                 0.5               0           0
      20220101                 178      MESA                                                 0.5               0           0
      20370101                 358      FLORISSANT                                           0.5               0           0
      20370101                 358      OAKLAND                                              0.5               0           0
      20220101                 178      OAKLAND                                              0.5               0           0
      20370101                 358      PORT SAINT LUCI                                      0.5               0           0
      20370101                 358      THOMASVILLE                                          0.5               0           0
      20370101                 358      CYPRESS                                              0.5               0           0
      20370101                 358      LOMITA                                               0.5               0           0
      20370101                 358      SANTA ANA                                            0.5               0           0
      20370101                 358      MARGATE                                              0.5               0           0
      20220101                 178      MARGATE                                              0.5               0           0
      20370101                 358      ORLANDO                                              0.5               0           0
      20370101                 358      RAYMOND                                              0.5               0           0
      20370101                 358      MANTECA                                              0.5               0           0
      20220101                 178      MANTECA                                              0.5               0           0
      20370101                 358      MIRAMAR                                              0.5               0           0
      20370101                 358      HOLLYWOOD                                            0.5               0           0
      20370101                 358      FRESNO                                               0.5               0           0
      20220101                 178      HOLLYWOOD                                            0.5               0           0
      20370101                 358      PHOENIX                                              0.5               0           0
      20220101                 178      PHOENIX                                              0.5               0           0
      20370101                 358      ALISO VIEJO                                          0.5               0           0
      20220101                 178      ALISO VIEJO                                          0.5               0           0
      20370101                 358      PUYALLUP                                             0.5               0           0
      20370101                 358      LODI                                                 0.5               0           0
      20370101                 358      BRADENTON                                            0.5               0           0
      20370101                 358      LODI                                                 0.5               0           0
      20220101                 178      LODI                                                 0.5               0           0
      20370101                 358      NORTH LAS VEGAS                                      0.5               0           0
      20220101                 178      NORTH LAS VEGAS                                      0.5               0           0
      20220101                 178      LEHIGH ACRES                                         0.5               0           0
      20370101                 358      LEHIGH ACRES                                         0.5               0           0
      20370101                 358      LAKEWOOD                                             0.5               0           0
      20220101                 178      LAKEWOOD                                             0.5               0           0
      20370101                 358      LA PUENTE                                            0.5               0           0
      20370101                 358      HOUSTON                                              0.5               0           0
      20370101                 358      ANAHEIM                                              0.5               0           0
      20370101                 358      MASCOTTE                                             0.5               0           0
      20220101                 178      ANAHEIM                                              0.5               0           0
      20370101                 358      LAWNDALE                                             0.5               0           0
      20220101                 178      LAWNDALE                                             0.5               0           0
      20370101                 358      BOYNTON BEACH                                        0.5               0           0
      20220101                 178      BOYNTON BEACH                                        0.5               0           0
      20370101                 358      REDWOOD CITY                                         0.5               0           0
      20220101                 178      REDWOOD CITY                                         0.5               0           0
      20370101                 358      SIGNAL HILL                                          0.5               0           0
      20220101                 178      SIGNAL HILL                                          0.5               0           0
      20370101                 358      MEMPHIS                                              0.5               0           0
      20370101                 358      SHERWOOD                                             0.5               0           0
      20370101                 358      DETROIT                                              0.5               0           0
      20370101                 358      RUTHER GLEN                                          0.5               0           0
      20370101                 358      TAYLORSVILLE                                         0.5               0           0
      20370101                 358      HOT SPRINGS                                          0.5               0           0
      20370101                 358      CANBY                                                0.5               0           0
      20220101                 178      CANBY                                                0.5               0           0
      20370101                 358      PUYALLUP                                             0.5               0           0
      20370101                 358      WOODBRIDGE                                           0.5               0           0
      20370101                 358      LAS VEGAS                                            0.5               0           0
      20370101                 358      LONG BEACH                                           0.5               0           0
      20370101                 358      COVINA                                               0.5               0           0
      20370101                 358      PHOENIX                                              0.5               0           0
      20370101                 358      RIALTO                                               0.5               0           0
      20220101                 178      RIALTO                                               0.5               0           0
      20370101                 358      MIAMI                                                0.5               0           0
      20220101                 178      MIAMI                                                0.5               0           0
      20370101                 358      GUTHRIE                                              0.5               0           0
      20370101                 358      GOODYEAR                                             0.5               0           0
      20370101                 358      PHOENIX                                              0.5               0           0
      20370101                 358      HESPERIA                                             0.5               0           0
      20370101                 358      NORTHAMPTON                                          0.5               0           0
      20370101                 358      GILLETTE                                             0.5               0           0
      20370101                 358      NORTHFIELD                                           0.5               0           0
      20370101                 358      DEARBORN                                             0.5               0           0
      20370101                 358      SEATTLE                                              0.5               0           0
      20220101                 178      SEATTLE                                              0.5               0           0
      20370101                 358      DETROIT                                              0.5               0           0
      20370101                 358      PHARR                                                0.5               0           0
      20370101                 358      ELIDA                                                0.5               0           0
      20370101                 358      BOCA RATON                                           0.5               0           0
      20370101                 358      NEWPORT NEWS                                         0.5               0           0
      20220101                 178      NEWPORT NEWS                                         0.5               0           0
      20370101                 358      LAS VEGAS                                            0.5               0           0
      20370101                 358      LAS VEGAS                                            0.5               0           0
      20220101                 178      LAS VEGAS                                            0.5               0           0
      20370101                 358      BEND                                                 0.5               0           0
      20370101                 358      TAMARAC                                              0.5               0           0
      20220101                 178      TAMARAC                                              0.5               0           0
      20370101                 358      SCOTTSDALE                                           0.5               0           0
      20370101                 358      FORT WALTON BEA                                      0.5               0           0
      20370101                 358      BUFFALO                                              0.5               0           0
      20370101                 358      GARDEN GROVE                                         0.5               0           0
      20220101                 178      BUFFALO                                              0.5               0           0
      20220101                 178      GARDEN GROVE                                         0.5               0           0
      20370101                 358      LATHRUP VILLAGE                                      0.5               0           0
      20370101                 358      BOYNTON BEACH                                        0.5               0           0
      20220101                 178      BOYNTON BEACH                                        0.5               0           0
      20370101                 358      EL PASO                                              0.5               0           0
      20370101                 358      FRESNO                                               0.5               0           0
      20370101                 358      MONTGOMERY                                           0.5               0           0
      20370101                 358      ANTIOCH                                              0.5               0           0
      20370101                 358      TAMARAC                                              0.5               0           0
      20370101                 358      ERIE                                                 0.5               0           0
      20370101                 358      DENVER                                               0.5               0           0
      20370101                 358      EDGEWATER                                            0.5               0           0
      20361001                 355      SALTON CITY                                          0.5               0           0
      20361001                 355      TEMECULA                                             0.5               0           0
      20361001                 355      STOCKTON                                             0.5               0           0
      20361001                 355      LAS VEGAS                                            0.5               0           0
      20211001                 175      LAS VEGAS                                            0.5               0           0
      20361001                 355      SAN JACINTO                                          0.5               0           0
      20211001                 175      SAN JACINTO                                          0.5               0           0
      20361001                 355      LOS ANGELES                                          0.5               0           0
      20361101                 356      FONTANA                                              0.5               0           0
      20361101                 356      SUN CITY                                             0.5               0           0
      20211101                 176      SUN CITY                                             0.5               0           0
      20361101                 356      LOS ANGELES                                          0.5               0           0
      20361101                 356      SCOTTSDALE                                           0.5               0           0
      20361101                 356      RIALTO                                               0.5               0           0
      20361101                 356      SOUTH GATE                                           0.5               0           0
      20361101                 356      PHOENIX                                              0.5               0           0
      20361101                 356      HENDERSON                                            0.5               0           0
      20361201                 357      YAKIMA                                               0.5               0           0
      20361201                 357      NORTH LAS VEGAS                                      0.5               0           0
      20361201                 357      LAS VEGAS                                            0.5               0           0
      20211201                 177      LAS VEGAS                                            0.5               0           0
      20361201                 357      LAS VEGAS                                            0.5               0           0
      20211201                 177      LAS VEGAS                                            0.5               0           0
      20361001                 355      WATERBURY                                            0.5               0           0
      20361001                 355      EDISON                                               0.5               0           0
      20361201                 357      PASSAIC                                              0.5               0           0
      20361101                 356      CAPITOL HEIGHTS                                      0.5               0           0
      20370101                 358      KINGSTON                                             0.5               0           0
      20370101                 358      BRONX                                                0.5               0           0
      20370101                 358      PEIORIA                                              0.5               0           0
      20370101                 358      BRENTWOOD                                            0.5               0           0
      20370101                 358      HOWELL                                               0.5               0           0
      20370101                 358      KISSIMMEE                                            0.5               0           0
      20370101                 358      GREENWOOD LAKE                                       0.5               0           0
      20370101                 358      POINT PLEASANT                                       0.5               0           0
      20370101                 358      JACKSON                                              0.5               0           0
      20370201                 359      TOMS RIVER                                           0.5               0           0
      20370101                 358      HARRISON                                             0.5               0           0
      20370101                 358      BRO0KLYN                                             0.5               0           0
      20370101                 358      BROOKLYN                                             0.5               0           0
      20370201                 359      TUXDEO PARK                                          0.5               0           0
      20370101                 358      FEASTERVILLE                                         0.5               0           0
      20370201                 359      SCHENECTADY                                          0.5               0           0
      20370101                 358      STATEN ISLAND                                        0.5               0           0
      20370101                 358      SELDEN                                               0.5               0           0
      20370201                 359      PLAINFIELD                                           0.5               0           0
      20370201                 359      FORT WALTON BEA                                      0.5               0           0
      20370201                 359      HOWARD BEACH                                         0.5               0           0
      20370201                 359      CORAM                                                0.5               0           0
      20370201                 359      NEWARK                                               0.5               0           0
      20370201                 359      S. OZONE                                             0.5               0           0
      20370201                 359      HOLLIS                                               0.5               0           0
      20370201                 359      UPPER IRVINGTON                                      0.5               0           0
      20370201                 359      VOORHEES                                             0.5               0           0
      20370101                 358      CORAL SPRINGS                                        0.5               0           0
      20370101                 358      UNION CITY                                           0.5               0           0
      20370201                 359      DELRAY BEACH                                         0.5               0           0
      20370101                 358      SPRINGFIELD GAR                                      0.5               0           0
      20370101                 358      SPRINGFIELD GAR                                      0.5               0           0
      20370101                 358      PLAINFIELD                                           0.5               0           0
      20370101                 358      UNION CITY                                           0.5               0           0
      20370101                 358      BROOKLYN                                             0.5               0           0
      20370201                 359      INVERNESS                                            0.5               0           0
      20370201                 359      EAST SETAUKET                                        0.5               0           0
      20370201                 359      BALTIMORE                                            0.5               0           0
      20370201                 359      BRONX                                                0.5               0           0
      20370101                 358      HEMPSTEAD                                            0.5               0           0
      20370101                 358      CORONA                                               0.5               0           0
      20370201                 359      STATEN ISLAND                                        0.5               0           0
      20370201                 359      QUEENS VILLAGE                                       0.5               0           0
      20370201                 359      LONG BEACH                                           0.5               0           0
      20361101                 356      CHICAGO                                              0.5               0           0
      20370101                 358      BELLVUE                                              0.5               0           0
      20370201                 359      BRONX                                                0.5               0           0
      20370201                 359      BROOKLYN                                             0.5               0           0
      20370201                 359      ALPINE                                               0.5               0           0
      20370201                 359      COLTON                                               0.5               0           0
      20370201                 359      NEWARK                                               0.5               0           0
      20370201                 359      RICHMOND                                             0.5               0           0
      20370201                 359      FAIRFIELD                                            0.5               0           0
      20370201                 359      LAS VEGAS                                            0.5               0           0
      20370201                 359      VENTURA                                              0.5               0           0
      20220201                 179      HICKORY                                              0.5               0           0
      20370201                 359      LAS VEGAS                                            0.5               0           0
      20370201                 359      CHESAPEAKE                                           0.5               0           0
      20370201                 359      ANAHEIM                                              0.5               0           0
      20370201                 359      EAST CHICAGO                                         0.5               0           0
      20370201                 359      LAS VEGAS                                            0.5               0           0
      20370201                 359      BRONX                                                0.5               0           0
      20370201                 359      RICHMOND                                             0.5               0           0
      20370201                 359      BURBANK                                              0.5               0           0
      20370201                 359      BURBANK                                              0.5               0           0
      20370201                 359      WEST PALM BEACH                                      0.5               0           0
      20370201                 359      LOUISVILLE                                           0.5               0           0
      20370201                 359      BALTIMORE                                            0.5               0           0
      20370201                 359      BROWNS MILLS                                         0.5               0           0
      20370201                 359      SYRACUSE                                             0.5               0           0
      20370201                 359      WILMINGTON                                           0.5               0           0
      20370201                 359      TRACY                                                0.5               0           0
      20370201                 359      LANCASTER                                            0.5               0           0
      20370201                 359      ANAHEIM                                              0.5               0           0
      20370201                 359      FERNANDINA BEACH                                     0.5               0           0
      20370201                 359      ASHEVILLE                                            0.5               0           0
      20370201                 359      ELMIRA                                               0.5               0           0
      20370201                 359      GRASONVILLE                                          0.5               0           0
      20370201                 359      BALTIMORE                                            0.5               0           0
      20370201                 359      LYNWOOD                                              0.5               0           0
      20370201                 359      MIRAMAR                                              0.5               0           0
      20370201                 359      LAWNSIDE                                             0.5               0           0
      20370201                 359      LAS VEGAS                                            0.5               0           0
      20370201                 359      CLOVIS                                               0.5               0           0
      20370201                 359      ALBUQUERQUE                                          0.5               0           0
      20370201                 359      KOKOMO                                               0.5               0           0
      20370201                 359      SACRAMENTO                                           0.5               0           0
      20370201                 359      SAINT PETERSBURG                                     0.5               0           0
      20370201                 359      ATLANTA                                              0.5               0           0
      20370201                 359      LENOIR                                               0.5               0           0
      20370201                 359      WASHINGTON                                           0.5               0           0
      20370201                 359      ROYERSFORD                                           0.5               0           0
      20370201                 359      OXFORD                                               0.5               0           0
      20370201                 359      AMESBURY                                             0.5               0           0
      20370201                 359      CHICAGO                                              0.5               0           0
      20370201                 359      ELIZABETH                                            0.5               0           0
      20370201                 359      SCHILLER PARK                                        0.5               0           0
      20370201                 359      PITTSBURGH                                           0.5               0           0
      20370201                 359      CHICAGO                                              0.5               0           0
      20370201                 359      WEST HEMPSTEAD                                       0.5               0           0
      20370201                 359      LOMBARD                                              0.5               0           0
      20370201                 359      INDIANAPOLIS                                         0.5               0           0
      20370201                 359      SANTA ANA                                            0.5               0           0
      20370201                 359      SANTA ANA                                            0.5               0           0
      20370201                 359      SUN CITY WEST                                        0.5               0           0
      20370201                 359      TAMPA                                                0.5               0           0
      20370201                 359      PORTERVILLE                                          0.5               0           0
      20370201                 359      DOWNINGTOWN                                          0.5               0           0
      20370201                 359      JACKSONVILLE                                         0.5               0           0
      20220201                 179      DEERFIELD BEACH                                      0.5               0           0
      20370201                 359      TUCSON                                               0.5               0           0
      20370201                 359      HADDONFIELD                                          0.5               0           0
      20370201                 359      FRESNO                                               0.5               0           0
      20370201                 359      VIRGINIA BEACH                                       0.5               0           0
      20370201                 359      SPRINGFIELD                                          0.5               0           0
      20370201                 359      ALBUQUERQUE                                          0.5               0           0
      20370201                 359      DECATUR                                              0.5               0           0
      20370201                 359      BARSTOW                                              0.5               0           0
      20370201                 359      CLEAR SPRING                                         0.5               0           0
      20370201                 359      FUQUAY VARINA                                        0.5               0           0
      20370201                 359      TICONDEROGA                                          0.5               0           0
      20370201                 359      ELIZABETH CITY                                       0.5               0           0
      20370201                 359      HIALEAH                                              0.5               0           0
      20370201                 359      HIALEAH                                              0.5               0           0
      20370201                 359      LOS ANGELES                                          0.5               0           0
      20370201                 359      OAK LAWN                                             0.5               0           0
      20370201                 359      BALTIMORE                                            0.5               0           0
      20370201                 359      SAINT LOUIS                                          0.5               0           0
      20370201                 359      LOMBARD                                              0.5               0           0
      20370201                 359      AUBURN                                               0.5               0           0
      20370201                 359      MEQUON                                               0.5               0           0
      20370201                 359      OOLTEWAH                                             0.5               0           0
      20220201                 179      OOLTEWAH                                             0.5               0           0
      20370201                 359      LONG BEACH                                           0.5               0           0
      20370201                 359      LA PUENTE                                            0.5               0           0
      20370201                 359      FRANKLIN                                             0.5               0           0
      20370201                 359      AMERICAN CANYON                                      0.5               0           0
      20370201                 359      MIAMI                                                0.5               0           0
      20370201                 359      FONTANA                                              0.5               0           0
      20370201                 359      WAPPINGERS FALLS                                     0.5               0           0
      20370201                 359      LOS ANGELES                                          0.5               0           0
      20370201                 359      SEMINOLE                                             0.5               0           0
      20370201                 359      MONROE TOWNSHIP                                      0.5               0           0
      20370201                 359      MILLVILLE                                            0.5               0           0
      20370201                 359      VISTA                                                0.5               0           0
      20370201                 359      DORCHESTER                                           0.5               0           0
      20370201                 359      WADESBORO                                            0.5               0           0
      20370201                 359      PLYMOUTH                                             0.5               0           0
      20370201                 359      AVON PARK                                            0.5               0           0
      20370201                 359      CHICAGO                                              0.5               0           0
      20370201                 359      OAK HILLS                                            0.5               0           0
      20370201                 359      SPOKANE                                              0.5               0           0
      20270201                 239      SPOKANE                                              0.5               0           0
      20370201                 359      LABELLE                                              0.5               0           0
      20370201                 359      VIRGINIA BEACH                                       0.5               0           0
      20220201                 179      WENDELL                                              0.5               0           0
      20370201                 359      LEHI                                                 0.5               0           0
      20370201                 359      SAN BENITO                                           0.5               0           0
      20370201                 359      OLD BRIDGE TWP                                       0.5               0           0
      20370201                 359      PORT JERVIS                                          0.5               0           0
      20370201                 359      PORT JERVIS                                          0.5               0           0
      20370201                 359      READING                                              0.5               0           0
      20370201                 359      FOSTER CITY                                          0.5               0           0
      20370201                 359      NORTH LAS VEGAS                                      0.5               0           0
      20370201                 359      UPPER MARLBORO                                       0.5               0           0
      20370201                 359      RICHMOND                                             0.5               0           0
      20370201                 359      SUFFOLK                                              0.5               0           0
      20370201                 359      MINE HILL                                            0.5               0           0
      20370201                 359      AURORA                                               0.5               0           0
      20370201                 359      ALGONQUIN                                            0.5               0           0
      20370201                 359      LAKEMOOR                                             0.5               0           0
      20220201                 179      AURORA                                               0.5               0           0
      20370201                 359      ZION                                                 0.5               0           0
      20370201                 359      ALBUQUERQUE                                          0.5               0           0
      20370201                 359      BAKERSFIELD                                          0.5               0           0
      20370201                 359      OCEANSIDE                                            0.5               0           0
      20370201                 359      BAKERSFIELD                                          0.5               0           0
      20370201                 359      CHICAGO                                              0.5               0           0
      20370201                 359      TRACY                                                0.5               0           0
      20370201                 359      EL CENTRO                                            0.5               0           0
      20370201                 359      PLAINFIELD                                           0.5               0           0
      20370201                 359      LEXINGTON                                            0.5               0           0
      20370201                 359      WILLINGBORO                                          0.5               0           0
      20370201                 359      BROOKLYN                                             0.5               0           0
      20370201                 359      BALTIMORE                                            0.5               0           0
      20370201                 359      HEYWORTH                                             0.5               0           0
      20370201                 359      FRANKLIN PARK                                        0.5               0           0
      20370201                 359      ODESSA                                               0.5               0           0
      20370201                 359      VAUXHALL                                             0.5               0           0
      20370201                 359      CHICAGO                                              0.5               0           0
      20370201                 359      LITTLESTOWN                                          0.5               0           0
      20370201                 359      BELLWOOD                                             0.5               0           0
      20370201                 359      PEMBROKE PINES                                       0.5               0           0
      20370201                 359      ALBUQUERQUE                                          0.5               0           0
      20370201                 359      NORTH LAS VEGAS                                      0.5               0           0
      20370201                 359      SHADY COVE                                           0.5               0           0
      20370201                 359      HAMMOND                                              0.5               0           0
      20370201                 359      INTERVALE                                            0.5               0           0
      20370201                 359      SPRINGFIELD                                          0.5               0           0
      20370201                 359      NORFOLK                                              0.5               0           0
      20370201                 359      PACIFIC                                              0.5               0           0
      20370201                 359      MOUNTAIN VIEW                                        0.5               0           0
      20370201                 359      MOUNTAIN VIEW                                        0.5               0           0
      20370201                 359      WHITTIER                                             0.5               0           0
      20370201                 359      UPPER MARLBORO                                       0.5               0           0
      20370201                 359      VALRICO                                              0.5               0           0
      20370201                 359      CONWAY                                               0.5               0           0
      20370201                 359      HEMET                                                0.5               0           0
      20370201                 359      FRANKLIN PARK                                        0.5               0           0
      20370201                 359      DISTRICT HEIGHTS                                     0.5               0           0
      20370201                 359      LANHAM                                               0.5               0           0
      20370201                 359      SACRAMENTO                                           0.5               0           0
      20370201                 359      SAN ANTONIO                                          0.5               0           0
      20370201                 359      SUNLAND                                              0.5               0           0
      20370201                 359      MIAMI                                                0.5               0           0
      20370201                 359      RACINE                                               0.5               0           0
      20370201                 359      GLEN BURNIE                                          0.5               0           0
      20370201                 359      BRONX                                                0.5               0           0
      20370201                 359      LOS ANGELES                                          0.5               0           0
      20370201                 359      CHICAGO                                              0.5               0           0
      20370201                 359      BRONX                                                0.5               0           0
      20370201                 359      CABAZON                                              0.5               0           0
      20370201                 359      HILTON                                               0.5               0           0
      20370201                 359      LAUREL                                               0.5               0           0
      20370201                 359      STATEN ISLAND                                        0.5               0           0
      20220201                 179      CABAZON                                              0.5               0           0
      20370201                 359      STAMFORD                                             0.5               0           0
      20370201                 359      DEPTFORD                                             0.5               0           0
      20370201                 359      VAN DYNE                                             0.5               0           0
      20370201                 359      ZION                                                 0.5               0           0
      20370201                 359      PHILADELPHIA                                         0.5               0           0
      20370201                 359      WEST PALM BEACH                                      0.5               0           0
      20370201                 359      BELOIT                                               0.5               0           0
      20370201                 359      UPPER MARLBORO                                       0.5               0           0
      20370201                 359      INVER GROVE HEIGHT                                   0.5               0           0
      20370201                 359      LOOMIS                                               0.5               0           0
      20220201                 179      LOOMIS                                               0.5               0           0
      20370201                 359      BAY SHORE                                            0.5               0           0
      20370201                 359      CHARLOTTE                                            0.5               0           0
      20370201                 359      HEBRON                                               0.5               0           0
      20370201                 359      TEMPLE HILLS                                         0.5               0           0
      20370201                 359      TUCSON                                               0.5               0           0
      20370201                 359      BRONX                                                0.5               0           0
      20370201                 359      SAND SPRINGS                                         0.5               0           0
      20370201                 359      INGLEWOOD                                            0.5               0           0
      20370201                 359      ATHENS                                               0.5               0           0
      20370201                 359      PLAINFIELD                                           0.5               0           0
      20370201                 359      NORWALK                                              0.5               0           0
      20370201                 359      PHOENIX                                              0.5               0           0
      20370201                 359      MIAMI                                                0.5               0           0
      20370201                 359      OXNARD                                               0.5               0           0
      20370201                 359      LAKE FOREST                                          0.5               0           0
      20370201                 359      LOS ANGELES                                          0.5               0           0
      20370201                 359      FREDERICK                                            0.5               0           0
      20370201                 359      PARKVILLE                                            0.5               0           0
      20370201                 359      VIRGINIA BEACH                                       0.5               0           0
      20370201                 359      RICHMOND                                             0.5               0           0
      20370201                 359      PHILADELPHIA                                         0.5               0           0
      20370201                 359      GARY                                                 0.5               0           0
      20370201                 359      ORLANDO                                              0.5               0           0
      20370201                 359      YONKERS                                              0.5               0           0
      20370201                 359      BIG ROCK                                             0.5               0           0
      20220201                 179      YONKERS                                              0.5               0           0
      20370201                 359      HOWELL                                               0.5               0           0
      20220201                 179      HOWELL                                               0.5               0           0
      20370201                 359      MONTOURSVILLE                                        0.5               0           0
      20370201                 359      OCEANSIDE                                            0.5               0           0
      20370201                 359      PIPERSVILLE                                          0.5               0           0
      20370201                 359      INGLEWOOD                                            0.5               0           0
      20220201                 179      INGLEWOOD                                            0.5               0           0
      20370201                 359      SACRAMENTO                                           0.5               0           0
      20370201                 359      BROOKLYN                                             0.5               0           0
      20370201                 359      CHICAGO                                              0.5               0           0
      20370201                 359      FALL RIVER MILLS                                     0.5               0           0
      20370201                 359      PALOS PARK                                           0.5               0           0
      20370201                 359      PERRIS                                               0.5               0           0
      20370201                 359      BROOKLYN                                             0.5               0           0
      20370201                 359      NORCO                                                0.5               0           0
      20370201                 359      MARKHAM                                              0.5               0           0
      20370201                 359      SAINT PETERSBURG                                     0.5               0           0
      20370201                 359      CHICAGO                                              0.5               0           0
      20370201                 359      CHICAGO                                              0.5               0           0
      20370201                 359      RIVERSIDE                                            0.5               0           0
      20370201                 359      PALMDALE                                             0.5               0           0
      20370201                 359      SAN BERNARDINO                                       0.5               0           0
      20370201                 359      CHICAGO                                              0.5               0           0
      20370201                 359      JACKSONVILLE                                         0.5               0           0
      20370201                 359      LOS ANGELES                                          0.5               0           0
      20370201                 359      MILTON                                               0.5               0           0
      20370201                 359      RIVERSIDE                                            0.5               0           0
      20370201                 359      HOLLYWOOD                                            0.5               0           0
      20370201                 359      EAST STROUDSBURG                                     0.5               0           0
      20370201                 359      SPRING HILL                                          0.5               0           0
      20370201                 359      CARSON                                               0.5               0           0
      20370201                 359      NORTH LAS VEGAS                                      0.5               0           0
      20370201                 359      NEW CASTLE                                           0.5               0           0
      20370201                 359      GLASCO                                               0.5               0           0
      20370201                 359      HARTSVILLE                                           0.5               0           0
      20370201                 359      DEER PARK                                            0.5               0           0
      20370201                 359      HIXSON                                               0.5               0           0
      20370201                 359      SCHENECTADY                                          0.5               0           0
      20220201                 179      PLAINFIELD                                           0.5               0           0
      20370201                 359      HEMET                                                0.5               0           0
      20370201                 359      THOUSAND OAKS                                        0.5               0           0
      20370201                 359      CHICAGO                                              0.5               0           0
      20370201                 359      MARKHAM                                              0.5               0           0
      20370201                 359      TULSA                                                0.5               0           0
      20370201                 359      LEOMISTER                                            0.5               0           0
      20370201                 359      MISSOURI CITY                                        0.5               0           0
      20370201                 359      COCOA                                                0.5               0           0
      20370201                 359      FAIRWAY                                              0.5               0           0
      20370201                 359      CARTER LAKE                                          0.5               0           0
      20370201                 359      LYTLE                                                0.5               0           0
      20370201                 359      ALBUQUERQUE                                          0.5               0           0
      20370201                 359      LOCKPORT                                             0.5               0           0
      20370201                 359      BRIDGEPORT                                           0.5               0           0
      20370201                 359      KANSAS CITY                                          0.5               0           0
      20370201                 359      DISTRICT HEIGHTS                                     0.5               0           0
      20370201                 359      VANCOUVER                                            0.5               0           0
      20370201                 359      LOS ANGELES                                          0.5               0           0
      20370201                 359      SUMMERFIELD                                          0.5               0           0
      20370201                 359      PERRIS                                               0.5               0           0
      20370201                 359      NORFOLK                                              0.5               0           0
      20370201                 359      HIALEAH GARDENS                                      0.5               0           0
      20370201                 359      ANDERSON                                             0.5               0           0
      20370201                 359      SAN BERNARDINO                                       0.5               0           0
      20370201                 359      SANTA FE                                             0.5               0           0
      20370201                 359      TUCSON                                               0.5               0           0
      20370201                 359      HEMET                                                0.5               0           0
      20270201                 239      WILMINGTON                                           0.5               0           0
      20370201                 359      LAS VEGAS                                            0.5               0           0
      20370201                 359      LOS ANGELES                                          0.5               0           0
      20370201                 359      SOUTH GLENS FALLS                                    0.5               0           0
      20370201                 359      MOUNT RAINIER                                        0.5               0           0
      20370201                 359      MOUNT VERNON                                         0.5               0           0
      20370201                 359      TAMPA                                                0.5               0           0
      20370201                 359      PALOS HEIGHTS                                        0.5               0           0
      20370201                 359      NORTH PORT                                           0.5               0           0
      20370201                 359      NORTH PORT                                           0.5               0           0
      20370201                 359      LOMA LINDA                                           0.5               0           0
      20370201                 359      TUCSON                                               0.5               0           0
      20370201                 359      ROHNERT PARK                                         0.5               0           0
      20370201                 359      PALM BAY                                             0.5               0           0
      20370201                 359      BOWIE                                                0.5               0           0
      20370201                 359      SPRINGFIELD                                          0.5               0           0
      20370201                 359      WHITTIER AREA                                        0.5               0           0
      20370201                 359      BAKERSFIELD                                          0.5               0           0
      20370201                 359      STOCKTON                                             0.5               0           0
      20370201                 359      MOUNT VERNON                                         0.5               0           0
      20370201                 359      JACKSONVILLE                                         0.5               0           0
      20370201                 359      APOPKA                                               0.5               0           0
      20220201                 179      LEOMISTER                                            0.5               0           0
      20370201                 359      PERRIS                                               0.5               0           0
      20370201                 359      LEVITTOWN                                            0.5               0           0
      20220201                 179      PERRIS                                               0.5               0           0
      20370201                 359      FORT MYERS                                           0.5               0           0
      20370201                 359      CHESAPEAKE                                           0.5               0           0
      20370201                 359      PHOENIX                                              0.5               0           0
      20370201                 359      WASHINGTON                                           0.5               0           0
      20370201                 359      BRADENTON                                            0.5               0           0
      20370201                 359      CHICAGO                                              0.5               0           0
      20370201                 359      RUMFORD                                              0.5               0           0
      20370201                 359      SANGER                                               0.5               0           0
      20370201                 359      LAS VEGAS                                            0.5               0           0
      20220201                 179      LAS VEGAS                                            0.5               0           0
      20370201                 359      TRIANGLE                                             0.5               0           0
      20370201                 359      SAN PEDRO                                            0.5               0           0
      20370201                 359      MOUNT VERNON                                         0.5               0           0
      20370201                 359      DES PLAINES                                          0.5               0           0
      20370201                 359      GRAND PRAIRIE                                        0.5               0           0
      20270201                 239      GRAND PRAIRIE                                        0.5               0           0
      20370201                 359      PACOIMA AREA                                         0.5               0           0
      20370201                 359      ELLISON BAY                                          0.5               0           0
      20370201                 359      BAKER                                                0.5               0           0
      20370201                 359      MODESTO                                              0.5               0           0
      20370201                 359      BOLINGBROOK                                          0.5               0           0
      20370201                 359      HADLEY                                               0.5               0           0
      20370201                 359      HESPERIA                                             0.5               0           0
      20370201                 359      LAWRENCEVILLE                                        0.5               0           0
      20370201                 359      WALDORF                                              0.5               0           0
      20370201                 359      BRONX                                                0.5               0           0
      20370201                 359      NORTH HOLLYWOOD                                      0.5               0           0
      20370201                 359      BRONX                                                0.5               0           0
      20370201                 359      RIALTO                                               0.5               0           0
      20370201                 359      UPPER MARLBORO                                       0.5               0           0
      20370201                 359      CEDAR RAPIDS                                         0.5               0           0
      20370201                 359      SCOTTSDALE                                           0.5               0           0
      20370201                 359      SANTA FE                                             0.5               0           0
      20370201                 359      HOPEWELL                                             0.5               0           0
      20370201                 359      ANTIOCH                                              0.5               0           0
      20370201                 359      PRINCETON                                            0.5               0           0
      20370201                 359      PLAINFIELD                                           0.5               0           0
      20220201                 179      PRINCETON                                            0.5               0           0
      20370201                 359      HOUSTON                                              0.5               0           0
      20370201                 359      FRESNO                                               0.5               0           0
      20370201                 359      SAINT LOUIS                                          0.5               0           0
      20370201                 359      YUCCA                                                0.5               0           0
      20370201                 359      EGG HARBOR TOWNSHI                                   0.5               0           0
      20220201                 179      EGG HARBOR TOWNSHI                                   0.5               0           0
      20370201                 359      OLYMPIA                                              0.5               0           0
      20370201                 359      COMPTON                                              0.5               0           0
      20370201                 359      SAN GABRIEL                                          0.5               0           0
      20370201                 359      TUCSON                                               0.5               0           0
      20370201                 359      LAS VEGAS                                            0.5               0           0
      20370201                 359      BRANDYWINE                                           0.5               0           0
      20370201                 359      LARGO                                                0.5               0           0
      20370201                 359      DISTRICT HEIGHTS                                     0.5               0           0
      20370201                 359      SPERRYVILLE                                          0.5               0           0
      20370201                 359      MEMPHIS                                              0.5               0           0
      20370201                 359      ESSEX                                                0.5               0           0
      20370201                 359      AURORA                                               0.5               0           0
      20370201                 359      MEMPHIS                                              0.5               0           0
      20370201                 359      RICHMOND                                             0.5               0           0
      20370201                 359      HIALEAH                                              0.5               0           0
      20370201                 359      BROOKLYN                                             0.5               0           0
      20370201                 359      CHICAGO                                              0.5               0           0
      20370201                 359      FRESNO                                               0.5               0           0
      20370201                 359      VIRIGINIA BEACH                                      0.5               0           0
      20370201                 359      PORT CHARLOTTE                                       0.5               0           0
      20370201                 359      JOHNSON CITY                                         0.5               0           0
      20370201                 359      LOS ANGELES                                          0.5               0           0
      20370201                 359      CORRALES                                             0.5               0           0
      20370201                 359      LOS LUNAS                                            0.5               0           0
      20370201                 359      NORTH CHARLESTON                                     0.5               0           0
      20370201                 359      TACOMA                                               0.5               0           0
      20370201                 359      NORTH CHARLESTON                                     0.5               0           0
      20370201                 359      ORLANDO                                              0.5               0           0
      20370201                 359      LEHIGH ACRES                                         0.5               0           0
      20370201                 359      BURLINGTON                                           0.5               0           0
      20370201                 359      FREDERICK                                            0.5               0           0
      20370201                 359      BAY SHORE                                            0.5               0           0
      20370201                 359      DEDHAM                                               0.5               0           0
      20370201                 359      LAS VEGAS                                            0.5               0           0
      20370201                 359      ARANSAS PASS                                         0.5               0           0
      20370201                 359      TAMPA                                                0.5               0           0
      20370201                 359      TAFT                                                 0.5               0           0
      20370201                 359      RIVERDALE                                            0.5               0           0
      20370201                 359      HOMESTEAD                                            0.5               0           0
      20370201                 359      BALTIMORE                                            0.5               0           0
      20370201                 359      BOONSBORO                                            0.5               0           0
      20370201                 359      EAST ELMHURST                                        0.5               0           0
      20370201                 359      HOMESTEAD                                            0.5               0           0
      20370201                 359      FORT LAUDERDALE                                      0.5               0           0
      20370201                 359      GREGORY                                              0.5               0           0
      20370201                 359      DES MOINES                                           0.5               0           0
      20370201                 359      NORTHLAKE                                            0.5               0           0
      20370201                 359      PERRIS                                               0.5               0           0
      20370201                 359      SAVANNAH                                             0.5               0           0
      20370201                 359      SAVANNAH                                             0.5               0           0
      20370201                 359      ROSEMEAD                                             0.5               0           0
      20370201                 359      SPRING HILL                                          0.5               0           0
      20370201                 359      VAN NUYS                                             0.5               0           0
      20370201                 359      HAMPSTEAD                                            0.5               0           0
      20370201                 359      HIALEAH                                              0.5               0           0
      20370201                 359      BELLWOOD                                             0.5               0           0
      20370201                 359      RICHMOND                                             0.5               0           0
      20370201                 359      UNION                                                0.5               0           0
      20370201                 359      ARDEN                                                0.5               0           0
      20370201                 359      NORTH PORT                                           0.5               0           0
      20370201                 359      MELBOURNE                                            0.5               0           0
      20370201                 359      CLEARWATER                                           0.5               0           0
      20370201                 359      HEMET                                                0.5               0           0
      20370201                 359      DESERT HOT SPRINGS                                   0.5               0           0
      20370201                 359      ONTARIO                                              0.5               0           0
      20370201                 359      DESERT HOT SPRINGS                                   0.5               0           0
      20370201                 359      MILWAUKIE                                            0.5               0           0
      20370201                 359      BATAVIA                                              0.5               0           0
      20370201                 359      CLEARWATER                                           0.5               0           0
      20370201                 359      HEYBURN                                              0.5               0           0
      20370201                 359      HESPERIA                                             0.5               0           0
      20370201                 359      MIAMI                                                0.5               0           0
      20370201                 359      SANTA ROSA                                           0.5               0           0
      20370201                 359      SANTA ROSA                                           0.5               0           0
      20370201                 359      ADELPHI                                              0.5               0           0
      20370201                 359      FRANKFORD                                            0.5               0           0
      20370201                 359      HENDERSON                                            0.5               0           0
      20370201                 359      EASTON                                               0.5               0           0
      20370201                 359      SPRINGERVILLE                                        0.5               0           0
      20370201                 359      PUYALLUP                                             0.5               0           0
      20370201                 359      PUYALLUP                                             0.5               0           0
      20370201                 359      DOLTON                                               0.5               0           0
      20370201                 359      VICTORVILLE                                          0.5               0           0
      20370201                 359      JACKSON                                              0.5               0           0
      20370201                 359      CHIMACUM                                             0.5               0           0
      20370201                 359      JERSEY CITY                                          0.5               0           0
      20370201                 359      OLD BRIDGE                                           0.5               0           0
      20370201                 359      DENVER                                               0.5               0           0
      20370201                 359      SAINT CHARLES                                        0.5               0           0
      20370201                 359      PORT SAINT LUCIE                                     0.5               0           0
      20370201                 359      PHOENIX                                              0.5               0           0
      20370201                 359      BOYNTON BEACH                                        0.5               0           0
      20370201                 359      BOYNTON BEACH                                        0.5               0           0
      20370201                 359      MIDDLEBURG                                           0.5               0           0
      20370201                 359      HEMET                                                0.5               0           0
      20370201                 359      NORWALK                                              0.5               0           0
      20370201                 359      NORWALK                                              0.5               0           0
      20370201                 359      MESA                                                 0.5               0           0
      20370201                 359      SPRINGFIELD                                          0.5               0           0
      20370201                 359      ANAHEIM                                              0.5               0           0
      20370201                 359      LAS VEGAS                                            0.5               0           0
      20370201                 359      STAFFORD                                             0.5               0           0
      20370201                 359      MEMPHIS                                              0.5               0           0
      20370201                 359      PITTSBURGH                                           0.5               0           0
      20370201                 359      CLEARWATER                                           0.5               0           0
      20370201                 359      MORTON GROVE                                         0.5               0           0
      20220201                 179      SAINT CHARLES                                        0.5               0           0
      20370201                 359      HIALEAH                                              0.5               0           0
      20370201                 359      CAPITOL HEIGHTS                                      0.5               0           0
      20370201                 359      HIALEAH                                              0.5               0           0
      20370201                 359      UPPER MARLBORO                                       0.5               0           0
      20370201                 359      BLOOMFIELD                                           0.5               0           0
      20370201                 359      HIGHLAND SPRINGS                                     0.5               0           0
      20370201                 359      HALETHORPE                                           0.5               0           0
      20370201                 359      NEWTON                                               0.5               0           0
      20370201                 359      MIAMI                                                0.5               0           0
      20370201                 359      SAN JOSE                                             0.5               0           0
      20370201                 359      SANTA PAULA                                          0.5               0           0
      20370201                 359      PORT CHARLOTTE                                       0.5               0           0
      20370201                 359      LAKEWOOD                                             0.5               0           0
      20370201                 359      STOCKTON                                             0.5               0           0
      20370201                 359      LOS ANGELES                                          0.5               0           0
      20370201                 359      FORT MYERS                                           0.5               0           0
      20370201                 359      POWDER SPRINGS                                       0.5               0           0
      20220201                 179      MORTON GROVE                                         0.5               0           0
      20370201                 359      LOS ANGELES                                          0.5               0           0
      20370201                 359      ORLANDO                                              0.5               0           0
      20370201                 359      ORLANDO                                              0.5               0           0
      20370201                 359      CONLEY                                               0.5               0           0
      20370201                 359      PALM COAST                                           0.5               0           0
      20370201                 359      DUNDEE                                               0.5               0           0
      20370201                 359      VACAVILLE                                            0.5               0           0
      20370201                 359      STOCKTON                                             0.5               0           0
      20370201                 359      OCALA                                                0.5               0           0
      20370201                 359      BELLEVILLE                                           0.5               0           0
      20370201                 359      STOCKTON                                             0.5               0           0
      20370201                 359      LAUDERHILL                                           0.5               0           0
      20370201                 359      RICHMOND                                             0.5               0           0
      20370201                 359      PANAMA CITY                                          0.5               0           0
      20370201                 359      CANYON                                               0.5               0           0
      20370201                 359      MIAMI                                                0.5               0           0
      20370201                 359      MIAMI                                                0.5               0           0
      20220201                 179      GREENVILLE                                           0.5               0           0
      20370201                 359      LYNWOOD                                              0.5               0           0
      20370201                 359      PINE CITY                                            0.5               0           0
      20370201                 359      BAKERSFIELD                                          0.5               0           0
      20370201                 359      PHOENIX                                              0.5               0           0
      20370201                 359      BALTIMORE                                            0.5               0           0
      20370201                 359      NAPA                                                 0.5               0           0
      20220201                 179      ATHENS                                               0.5               0           0
      20370201                 359      PASADENA                                             0.5               0           0
      20370201                 359      TRACY                                                0.5               0           0
      20370201                 359      SAN PEDRO                                            0.5               0           0
      20370201                 359      LOS ANGELES                                          0.5               0           0
      20370201                 359      LOS ANGELES                                          0.5               0           0
      20370201                 359      SAN BERNARDINO                                       0.5               0           0
      20370201                 359      LOS ANGELES                                          0.5               0           0
      20370201                 359      RICHMOND                                             0.5               0           0
      20370201                 359      ONTARIO                                              0.5               0           0
      20370201                 359      ANNANDALE                                            0.5               0           0
      20370201                 359      LOS ANGELES                                          0.5               0           0
      20370201                 359      ALBUQUERQUE                                          0.5               0           0
      20370201                 359      BROOKLYN                                             0.5               0           0
      20220201                 179      REGO PARK                                            0.5               0           0
      20370201                 359      LOUISA                                               0.5               0           0
      20370201                 359      WOODHAVEN                                            0.5               0           0
      20370201                 359      BALTIMORE                                            0.5               0           0
      20370201                 359      DISTRICT HEIGHTS                                     0.5               0           0
      20370201                 359      WOODHAVEN                                            0.5               0           0
      20370201                 359      CHICAGO                                              0.5               0           0
      20220201                 179      BRONX                                                0.5               0           0
      20370201                 359      RANSON                                               0.5               0           0
      20370201                 359      FARMINGTON                                           0.5               0           0
      20370201                 359      CAPITOL HEIGHTS                                      0.5               0           0
      20370201                 359      ATLANTIC CITY                                        0.5               0           0
      20370201                 359      DEERFIELD BEACH                                      0.5               0           0
      20370201                 359      FORT PAYNE                                           0.5               0           0
      20370201                 359      FLORAL PARK                                          0.5               0           0
      20370201                 359      LAKE HAVASU CITY                                     0.5               0           0
      20370201                 359      GREENLAWN                                            0.5               0           0
      20370201                 359      WARDENSVILLE                                         0.5               0           0
      20370201                 359      TROY                                                 0.5               0           0
      20370201                 359      RICHMOND                                             0.5               0           0
      20370201                 359      GREENLAWN                                            0.5               0           0
      20370201                 359      LOS ANGELES                                          0.5               0           0
      20370201                 359      SOMMERVILLE                                          0.5               0           0
      20220201                 179      SOMMERVILLE                                          0.5               0           0
      20370201                 359      VISTA                                                0.5               0           0
      20370201                 359      LOS ANGELES                                          0.5               0           0
      20370201                 359      HAUBSTADT                                            0.5               0           0
      20370201                 359      SANTA CRUZ                                           0.5               0           0
      20370201                 359      HANFORD                                              0.5               0           0
      20370201                 359      PENSACOLA                                            0.5               0           0
      20370201                 359      NORTH MIAMI                                          0.5               0           0
      20370201                 359      WINFIELD                                             0.5               0           0
      20370201                 359      CHICAGO                                              0.5               0           0
      20370201                 359      OVIEDO                                               0.5               0           0
      20370201                 359      NORTH MIAMI                                          0.5               0           0
      20370201                 359      CAPITOL HEIGHTS                                      0.5               0           0
      20370201                 359      SUN CITY AREA                                        0.5               0           0
      20370201                 359      TAMPA                                                0.5               0           0
      20370201                 359      HOLIDAY                                              0.5               0           0
      20370201                 359      FRESNO                                               0.5               0           0
      20370201                 359      MILLIS                                               0.5               0           0
      20370201                 359      WINDSOR MILL                                         0.5               0           0
      20370201                 359      WHITTIER                                             0.5               0           0
      20370201                 359      MANASSAS                                             0.5               0           0
      20370201                 359      WINDSOR MILL                                         0.5               0           0
      20370201                 359      SANTA BARBARA                                        0.5               0           0
      20370201                 359      BERWYN                                               0.5               0           0
      20370201                 359      LONGWOOD                                             0.5               0           0
      20370201                 359      LOS ANGELES                                          0.5               0           0
      20370201                 359      PLYMOUTH MEETING                                     0.5               0           0
      20370201                 359      SPRINGFIELD GARDEN                                   0.5               0           0
      20370201                 359      ARLINGTON                                            0.5               0           0
      20370201                 359      MINNEOLA                                             0.5               0           0
      20370201                 359      WAILUKU                                              0.5               0           0
      20370201                 359      BELL                                                 0.5               0           0
      20370201                 359      SAINT LOUIS                                          0.5               0           0
      20370201                 359      MARTINSBURG                                          0.5               0           0
      20370201                 359      HUMBLE                                               0.5               0           0
      20370201                 359      PARAMOUNT                                            0.5               0           0
      20370201                 359      CAPITOL HEIGHTS                                      0.5               0           0
      20370201                 359      DACULA                                               0.5               0           0
      20370201                 359      UPLAND                                               0.5               0           0
      20370201                 359      CEDAR RAPIDS                                         0.5               0           0
      20220201                 179      UPLAND                                               0.5               0           0
      20370201                 359      HAWAIIAN GARDENS                                     0.5               0           0
      20370201                 359      EDGEWATER                                            0.5               0           0
      20370201                 359      VISALIA                                              0.5               0           0
      20370201                 359      DOLTON                                               0.5               0           0
      20370201                 359      PORTSMOUTH                                           0.5               0           0
      20370201                 359      MARY ESTHER                                          0.5               0           0
      20370201                 359      CHICAGO                                              0.5               0           0
      20370201                 359      ELK GROVE VILLAGE                                    0.5               0           0
      20370201                 359      MONTEBELLO                                           0.5               0           0
      20370201                 359      HENDERSON                                            0.5               0           0
      20370201                 359      CHESAPEAKE                                           0.5               0           0
      20370201                 359      PITTSBURGH                                           0.5               0           0
      20370201                 359      HAMPTON                                              0.5               0           0
      20370201                 359      RANCHO CUCAMONGA                                     0.5               0           0
      20370201                 359      MIAMI                                                0.5               0           0
      20370201                 359      CAPE MAY COURT HOU                                   0.5               0           0
      20370201                 359      LOS ANGELES                                          0.5               0           0
      20370201                 359      RICHMOND                                             0.5               0           0
      20370201                 359      BIRMINGHAM                                           0.5               0           0
      20370201                 359      GROTTOES                                             0.5               0           0
      20370201                 359      GLEN ELLYN                                           0.5               0           0
      20370201                 359      CORCORAN                                             0.5               0           0
      20370201                 359      YUCAIPA                                              0.5               0           0
      20370201                 359      VICTORVILLE                                          0.5               0           0
      20370201                 359      CARROLLTON                                           0.5               0           0
      20370201                 359      LOS ANGELES                                          0.5               0           0
      20370201                 359      COVINGTON                                            0.5               0           0
      20370201                 359      COMPTON                                              0.5               0           0
      20370201                 359      PORTERVILLE                                          0.5               0           0
      20370201                 359      HYATTSVILLE                                          0.5               0           0
      20370201                 359      BERWYN                                               0.5               0           0
      20370201                 359      HYATTSVILLE                                          0.5               0           0
      20370201                 359      PLAINFIELD                                           0.5               0           0
      20370201                 359      VENTNOR CITY                                         0.5               0           0
      20370201                 359      CAMDEN                                               0.5               0           0
      20370201                 359      BROOKLYN                                             0.5               0           0
      20220201                 179      BROOKLYN                                             0.5               0           0
      20370201                 359      MARGATE                                              0.5               0           0
      20370201                 359      PHOENIX                                              0.5               0           0
      20370201                 359      CLINTON                                              0.5               0           0
      20370201                 359      NORWALK                                              0.5               0           0
      20370201                 359      BREA                                                 0.5               0           0
      20370201                 359      CHICAGO                                              0.5               0           0
      20370201                 359      LINTON                                               0.5               0           0
      20370201                 359      SANTA ANA                                            0.5               0           0
      20370201                 359      TEHACHAPI                                            0.5               0           0
      20370201                 359      CLINTON                                              0.5               0           0
      20370201                 359      WEST VALLEY CITY                                     0.5               0           0
      20370201                 359      ANAHEIM                                              0.5               0           0
      20370201                 359      NEWARK                                               0.5               0           0
      20370201                 359      TOCCOA                                               0.5               0           0
      20370201                 359      ELMWOOD PARK                                         0.5               0           0
      20370201                 359      MELROSE PARK                                         0.5               0           0
      20370201                 359      HOLBROOK                                             0.5               0           0
      20370201                 359      LAUREL                                               0.5               0           0
      20220201                 179      VICTORVILLE                                          0.5               0           0
      20370201                 359      LAUREL                                               0.5               0           0
      20370201                 359      WOODBRIDGE                                           0.5               0           0
      20370201                 359      MESA                                                 0.5               0           0
      20370201                 359      FONTANA                                              0.5               0           0
      20370201                 359      PHOENIX                                              0.5               0           0
      20370201                 359      PORTLAND                                             0.5               0           0
      20370201                 359      TAMARAC                                              0.5               0           0
      20370201                 359      EVANSTON                                             0.5               0           0
      20370201                 359      BAKERSFIELD                                          0.5               0           0
      20370201                 359      BELL                                                 0.5               0           0
      20370201                 359      IRVINGTON                                            0.5               0           0
      20370201                 359      MAHWAH                                               0.5               0           0
      20370201                 359      HEMET                                                0.5               0           0
      20370201                 359      SOUTH RICHMOND HIL                                   0.5               0           0
      20370201                 359      GARDEN GROVE                                         0.5               0           0
      20370201                 359      NORTH LAS VEGAS                                      0.5               0           0
      20370201                 359      UNION CITY                                           0.5               0           0
      20370201                 359      FAIRFAX                                              0.5               0           0
      20370201                 359      LANCASTER                                            0.5               0           0
      20370201                 359      INGLEWOOD                                            0.5               0           0
      20370201                 359      LINCOLN                                              0.5               0           0
      20370201                 359      COTTONDALE                                           0.5               0           0
      20220201                 179      LANCASTER                                            0.5               0           0
      20370201                 359      LOS ANGELES                                          0.5               0           0
      20370201                 359      HESPERIA                                             0.5               0           0
      20370201                 359      SAN BERNARDINO                                       0.5               0           0
      20370201                 359      MORENO VALLEY                                        0.5               0           0
      20220201                 179      MORENO VALLEY                                        0.5               0           0
      20370201                 359      CORAL SPRINGS                                        0.5               0           0
      20270201                 239      BROWNS MILLS                                         0.5               0           0
      20370201                 359      WESTMINSTER                                          0.5               0           0
      20370201                 359      NEW HAVEN                                            0.5               0           0
      20370201                 359      MOULTONBOROUGH                                       0.5               0           0
      20370201                 359      FORT PIERCE                                          0.5               0           0
      20370201                 359      ROCKFORD                                             0.5               0           0
      20370201                 359      CARY                                                 0.5               0           0
      20370201                 359      NEW PORT RICHEY                                      0.5               0           0
      20370201                 359      HAMPTON                                              0.5               0           0
      20370201                 359      VIRGINIA BEACH                                       0.5               0           0
      20370201                 359      CHARLOTTE                                            0.5               0           0
      20370201                 359      MIAMI                                                0.5               0           0
      20370201                 359      SEVERN                                               0.5               0           0
      20370201                 359      TOWNSEND                                             0.5               0           0
      20370201                 359      RANCHO CUCAMONGA                                     0.5               0           0
      20270201                 239      MIAMI                                                0.5               0           0
      20370201                 359      BAKERSFIELD                                          0.5               0           0
      20370201                 359      MEMPHIS                                              0.5               0           0
      20370201                 359      BRIDGEPORT                                           0.5               0           0
      20370201                 359      WINNETKA                                             0.5               0           0
      20370201                 359      LEMON GROVE                                          0.5               0           0
      20370201                 359      BRIDGEPORT                                           0.5               0           0
      20370201                 359      CHARLOTTE                                            0.5               0           0
      20370201                 359      STOCKTON                                             0.5               0           0
      20370201                 359      FRUITLAND PARK                                       0.5               0           0
      20370201                 359      WAUKEE                                               0.5               0           0
      20370201                 359      JACKSON                                              0.5               0           0
      20370201                 359      CREST HILL                                           0.5               0           0
      20370201                 359      CAMERON PARK                                         0.5               0           0
      20370201                 359      ANDERSON                                             0.5               0           0
      20370201                 359      HOLLYWOOD                                            0.5               0           0
      20370201                 359      GROVELAND                                            0.5               0           0
      20370201                 359      THURMONT                                             0.5               0           0
      20370201                 359      SUN VALLEY AREA                                      0.5               0           0
      20370201                 359      CHICAGO                                              0.5               0           0
      20370201                 359      MODESTO                                              0.5               0           0
      20370201                 359      OCALA                                                0.5               0           0
      20370201                 359      BURBANK                                              0.5               0           0
      20370201                 359      TAMPA                                                0.5               0           0
      20220201                 179      BURBANK                                              0.5               0           0
      20370201                 359      TRENTON                                              0.5               0           0
      20220201                 179      SUN VALLEY AREA                                      0.5               0           0
      20370201                 359      WOODLAKE                                             0.5               0           0
      20370201                 359      FORT MYERS                                           0.5               0           0
      20370201                 359      CHICAGO                                              0.5               0           0
      20370201                 359      KISSIMMEE                                            0.5               0           0
      20370201                 359      TAMPA                                                0.5               0           0
      20370201                 359      PLAINFIELD                                           0.5               0           0
      20370201                 359      LAS VEGAS                                            0.5               0           0
      20370201                 359      HURRICANE                                            0.5               0           0
      20370201                 359      PANAMA CITY                                          0.5               0           0
      20370201                 359      LEBANON                                              0.5               0           0
      20370201                 359      FAIRHOPE                                             0.5               0           0
      20370201                 359      DARRINGTON                                           0.5               0           0
      20370201                 359      LOS ANGELES                                          0.5               0           0
      20370201                 359      POMONA                                               0.5               0           0
      20370201                 359      MANASSAS                                             0.5               0           0
      20370201                 359      GARNER                                               0.5               0           0
      20370201                 359      WALDORF                                              0.5               0           0
      20220201                 179      PLAINFIELD                                           0.5               0           0
      20370201                 359      RALEIGH                                              0.5               0           0
      20370201                 359      UNION                                                0.5               0           0
      20370201                 359      AURORA                                               0.5               0           0
      20370201                 359      BUFFALO                                              0.5               0           0
      20370201                 359      SCHILLER PARK                                        0.5               0           0
      20370201                 359      MASTIC                                               0.5               0           0
      20370201                 359      BOLINGBROOK                                          0.5               0           0
      20370201                 359      ALTAMONT                                             0.5               0           0
      20370201                 359      ORLANDO                                              0.5               0           0
      20370201                 359      DREXEL HILL                                          0.5               0           0
      20370201                 359      ONTARIO                                              0.5               0           0
      20370201                 359      HILLSDALE                                            0.5               0           0
      20370201                 359      BARRINGTON                                           0.5               0           0
      20370201                 359      BRIDGEPORT                                           0.5               0           0
      20370201                 359      LOS ANGELES                                          0.5               0           0
      20370201                 359      ORLANDO                                              0.5               0           0
      20370201                 359      INDIANAPOLIS                                         0.5               0           0
      20370201                 359      ASHBURN                                              0.5               0           0
      20370201                 359      OLIVE BRANCH                                         0.5               0           0
      20370201                 359      FREDERICKSBURG                                       0.5               0           0
      20370201                 359      UNION                                                0.5               0           0
      20370201                 359      FREDERICKSBURG                                       0.5               0           0
      20370201                 359      FLORENCE                                             0.5               0           0
      20370201                 359      LOUISVILLE                                           0.5               0           0
      20370201                 359      ASHBURN                                              0.5               0           0
      20370201                 359      VIRGINIA BEACH                                       0.5               0           0
      20370201                 359      ATLANTA                                              0.5               0           0
      20370201                 359      FORT LAUDERDALE                                      0.5               0           0
      20370201                 359      VICTORVILLE                                          0.5               0           0
      20370201                 359      UPPER MARLBORO                                       0.5               0           0
      20370201                 359      PLAINFIELD                                           0.5               0           0
      20370201                 359      MCHENRY                                              0.5               0           0
      20370201                 359      TARPON SPRINGS                                       0.5               0           0
      20370201                 359      PENNSVILLE                                           0.5               0           0
      20370201                 359      RICHMOND                                             0.5               0           0
      20370201                 359      TARPON SPRINGS                                       0.5               0           0
      20370201                 359      CHICAGO                                              0.5               0           0
      20370201                 359      AMSTERDAM                                            0.5               0           0
      20370201                 359      FORT MYERS                                           0.5               0           0
      20370201                 359      JACKSONVILLE                                         0.5               0           0
      20370201                 359      NORCROSS                                             0.5               0           0
      20370201                 359      HASTINGS                                             0.5               0           0
      20370201                 359      GREENSBORO                                           0.5               0           0
      20370201                 359      CICERO                                               0.5               0           0
      20220201                 179      CICERO                                               0.5               0           0
      20370201                 359      NORCROSS                                             0.5               0           0
      20370201                 359      NEW HAVEN                                            0.5               0           0
      20370201                 359      APPLE VALLEY                                         0.5               0           0
      20370201                 359      ODENTON                                              0.5               0           0
      20370201                 359      ALAMOGORDO                                           0.5               0           0
      20370201                 359      LONG BEACH                                           0.5               0           0
      20370201                 359      JACKSONVILLE                                         0.5               0           0
      20370201                 359      HIALEAH                                              0.5               0           0
      20370201                 359      ANKENY                                               0.5               0           0
      20220201                 179      LONG BEACH                                           0.5               0           0
      20370201                 359      MOORESTOWN                                           0.5               0           0
      20370201                 359      FAIR OAKS                                            0.5               0           0
      20370201                 359      LOS ANGELES                                          0.5               0           0
      20370201                 359      CUSTER                                               0.5               0           0
      20370201                 359      NEW PORT RICHEY                                      0.5               0           0
      20370201                 359      TOWNSEND                                             0.5               0           0
      20370201                 359      BULGAR                                               0.5               0           0
      20370201                 359      BAKERSFIELD                                          0.5               0           0
      20370201                 359      ROSELLE                                              0.5               0           0
      20370201                 359      GARY                                                 0.5               0           0
      20370201                 359      SURPRISE                                             0.5               0           0
      20370201                 359      WILMINGTON                                           0.5               0           0
      20370201                 359      JONESPORT                                            0.5               0           0
      20370201                 359      SURPRISE                                             0.5               0           0
      20370201                 359      BALTIMORE                                            0.5               0           0
      20370201                 359      KATY                                                 0.5               0           0
      20370201                 359      DOUGLASVILLE                                         0.5               0           0
      20370201                 359      BELAIR                                               0.5               0           0
      20370201                 359      ATLANTA                                              0.5               0           0
      20370201                 359      SOUTH ORANGE                                         0.5               0           0
      20370201                 359      MELROSE PARK                                         0.5               0           0
      20370201                 359      LOS ANGELES                                          0.5               0           0
      20370201                 359      LAUDERHILL                                           0.5               0           0
      20370201                 359      CHICAGO                                              0.5               0           0
      20370201                 359      GOLDSBORO                                            0.5               0           0
      20370201                 359      CLINTON                                              0.5               0           0
      20370201                 359      SUGAR LAND                                           0.5               0           0
      20370201                 359      CAPITOL HEIGHTS                                      0.5               0           0
      20370201                 359      SAINT AUGUSTINE                                      0.5               0           0
      20220201                 179      GOLDSBORO                                            0.5               0           0
      20370201                 359      PERRIS                                               0.5               0           0
      20370201                 359      KATY                                                 0.5               0           0
      20370201                 359      ELK GROVE                                            0.5               0           0
      20370201                 359      WINSTON SALEM                                        0.5               0           0
      20370201                 359      MECHANICSVILLE                                       0.5               0           0
      20370201                 359      INDIANAPOLIS                                         0.5               0           0
      20370201                 359      TEHACHAPI                                            0.5               0           0
      20370201                 359      AREA OF HEMET                                        0.5               0           0
      20370201                 359      WINTER GARDEN                                        0.5               0           0
      20370201                 359      HOMESTEAD                                            0.5               0           0
      20370201                 359      SAINT PETERSBURG                                     0.5               0           0
      20370201                 359      ORLANDO                                              0.5               0           0
      20370201                 359      CHELSEA                                              0.5               0           0
      20370201                 359      WINDERMERE                                           0.5               0           0
      20370201                 359      WALWORTH                                             0.5               0           0
      20370201                 359      HICKORY HILLS                                        0.5               0           0
      20370201                 359      CHICAGO                                              0.5               0           0
      20370201                 359      ERIE                                                 0.5               0           0
      20370201                 359      DELTONA                                              0.5               0           0
      20370201                 359      WASHINGTON                                           0.5               0           0
      20370201                 359      ROME                                                 0.5               0           0
      20370201                 359      ALTOONA                                              0.5               0           0
      20370201                 359      DELTONA                                              0.5               0           0
      20370201                 359      CALUMET CITY                                         0.5               0           0
      20370201                 359      POUGHKEEPSIE                                         0.5               0           0
      20370201                 359      MILWAUKEE                                            0.5               0           0
      20370201                 359      MIDLOTHIAN                                           0.5               0           0
      20370201                 359      EDGEWOOD                                             0.5               0           0
      20370201                 359      WASHOUGAL                                            0.5               0           0
      20370201                 359      WATAUGA                                              0.5               0           0
      20370201                 359      CHICAGO                                              0.5               0           0
      20270201                 239      WATAUGA                                              0.5               0           0
      20370201                 359      WASHOUGAL                                            0.5               0           0
      20370201                 359      SOMERS                                               0.5               0           0
      20370201                 359      MIAMI                                                0.5               0           0
      20370201                 359      WATERBURY                                            0.5               0           0
      20370201                 359      JERSEY CITY                                          0.5               0           0
      20370201                 359      ALLENTOWN                                            0.5               0           0
      20370201                 359      RIVERVIEW                                            0.5               0           0
      20370201                 359      ROYAL PALM BEACH                                     0.5               0           0
      20370201                 359      RICHLAND                                             0.5               0           0
      20370201                 359      PLAINFIELD                                           0.5               0           0
      20370201                 359      DOUGLASVILLE                                         0.5               0           0
      20370201                 359      FRANKLIN                                             0.5               0           0
      20370201                 359      STATEN ISLAND                                        0.5               0           0
      20370201                 359      OCALA                                                0.5               0           0
      20370201                 359      RIVERSIDE                                            0.5               0           0
      20370201                 359      DOUGLASVILLE                                         0.5               0           0
      20370201                 359      POULSBO                                              0.5               0           0
      20370201                 359      CHANDLER                                             0.5               0           0
      20370201                 359      LOS ANGELES                                          0.5               0           0
      20370201                 359      WONDER LAKE                                          0.5               0           0
      20370201                 359      HEMET                                                0.5               0           0
      20370201                 359      PEORIA                                               0.5               0           0
      20370201                 359      HAINES CITY                                          0.5               0           0
      20370201                 359      LA MIRADA                                            0.5               0           0
      20370201                 359      ROSELLE                                              0.5               0           0
      20370201                 359      REDDING                                              0.5               0           0
      20370201                 359      BALTIMORE                                            0.5               0           0
      20370201                 359      CHICAGO                                              0.5               0           0
      20370201                 359      SARASOTA                                             0.5               0           0
      20370201                 359      BARSTOW                                              0.5               0           0
      20370201                 359      INDIAN WELLS                                         0.5               0           0
      20370201                 359      EUREKA                                               0.5               0           0
      20370201                 359      JACKSONVILLE                                         0.5               0           0
      20370201                 359      MIRAMAR                                              0.5               0           0
      20370201                 359      MULLICA HILL                                         0.5               0           0
      20370201                 359      RICHMOND                                             0.5               0           0
      20370201                 359      ISLAND LAKE                                          0.5               0           0
      20370201                 359      BRIDGEPORT                                           0.5               0           0
      20370201                 359      TONAWANDA                                            0.5               0           0
      20370201                 359      WOODLAND                                             0.5               0           0
      20370201                 359      CHICAGO                                              0.5               0           0
      20370201                 359      MARTINSBURG                                          0.5               0           0
      20370201                 359      LAUREL                                               0.5               0           0
      20370201                 359      TUCSON                                               0.5               0           0
      20370201                 359      RIVERSIDE                                            0.5               0           0
      20220201                 179      RIVERSIDE                                            0.5               0           0
      20370201                 359      JACKSONVILLE                                         0.5               0           0
      20370201                 359      EVERETT                                              0.5               0           0
      20370201                 359      WEST LONG BRANCH                                     0.5               0           0
      20370201                 359      LAS VEGAS                                            0.5               0           0
      20370201                 359      VINELAND                                             0.5               0           0
      20370201                 359      AUSTELL                                              0.5               0           0
      20370201                 359      WINTER SPRINGS                                       0.5               0           0
      20370201                 359      AUSTELL                                              0.5               0           0
      20370201                 359      FRESNO                                               0.5               0           0
      20220201                 179      FRESNO                                               0.5               0           0
      20370201                 359      SNELLVILLE                                           0.5               0           0
      20370201                 359      GARDEN GROVE                                         0.5               0           0
      20370201                 359      SACRAMENTO                                           0.5               0           0
      20370201                 359      LA PUENTE                                            0.5               0           0
      20370201                 359      PANAMA CITY                                          0.5               0           0
      20370201                 359      LAS VEGAS                                            0.5               0           0
      20370201                 359      FEDERAL WAY                                          0.5               0           0
      20370201                 359      FEDERAL WAY                                          0.5               0           0
      20220201                 179      PANAMA CITY                                          0.5               0           0
      20370201                 359      SPOKANE VALLEY                                       0.5               0           0
      20370201                 359      HESPERIA                                             0.5               0           0
      20370201                 359      DUARTE                                               0.5               0           0
      20370201                 359      LIVE OAK                                             0.5               0           0
      20370201                 359      DUARTE                                               0.5               0           0
      20370201                 359      OXNARD                                               0.5               0           0
      20370201                 359      ESCONDIDO                                            0.5               0           0
      20370201                 359      PHOENIX                                              0.5               0           0
      20370201                 359      HAINES CITY                                          0.5               0           0
      20370201                 359      SAINT PETERSBURG                                     0.5               0           0
      20370201                 359      SOMERSET                                             0.5               0           0
      20370201                 359      POSEN                                                0.5               0           0
      20370201                 359      DAYTONA BEACH                                        0.5               0           0
      20370201                 359      MIAMI GARDENS                                        0.5               0           0
      20370201                 359      ONTARIO                                              0.5               0           0
      20370201                 359      WILDOMAR                                             0.5               0           0
      20370201                 359      SAINT PAUL                                           0.5               0           0
      20370201                 359      CHICAGO                                              0.5               0           0
      20370201                 359      LOS ANGELES                                          0.5               0           0
      20370201                 359      LATHROP                                              0.5               0           0
      20370201                 359      GROVER BEACH                                         0.5               0           0
      20370201                 359      CORVALLIS                                            0.5               0           0
      20370201                 359      ROTONDA WEST                                         0.5               0           0
      20370201                 359      CHEVERLY                                             0.5               0           0
      20370201                 359      HESPERIA                                             0.5               0           0
      20370201                 359      BALTIMORE                                            0.5               0           0
      20370201                 359      VANCOUVER                                            0.5               0           0
      20370201                 359      BRADENTON                                            0.5               0           0
      20370201                 359      LOXAHATCHEE                                          0.5               0           0
      20370201                 359      EL CENTRO                                            0.5               0           0
      20370201                 359      EAST BRUNSWICK                                       0.5               0           0
      20370201                 359      BRONX                                                0.5               0           0
      20370201                 359      BRENTWOOD                                            0.5               0           0
      20370201                 359      GLENDALE                                             0.5               0           0
      20370201                 359      TOMS BROOK                                           0.5               0           0
      20370201                 359      PHILADELPHIA                                         0.5               0           0
      20370201                 359      INGLEWOOD                                            0.5               0           0
      20370201                 359      MESA                                                 0.5               0           0
      20220201                 179      INGLEWOOD                                            0.5               0           0
      20370201                 359      ABERDEEN                                             0.5               0           0
      20370201                 359      SALLISAW                                             0.5               0           0
      20370201                 359      BALTIMORE                                            0.5               0           0
      20370201                 359      BALTIMORE                                            0.5               0           0
      20370201                 359      PITTSBURGH                                           0.5               0           0
      20370201                 359      NORTH LAS VEGAS                                      0.5               0           0
      20370201                 359      ROSELLE                                              0.5               0           0
      20370201                 359      IDAHO FALLS                                          0.5               0           0
      20370201                 359      BERWYN                                               0.5               0           0
      20370201                 359      JACKSONVILLE                                         0.5               0           0
      20370201                 359      HAWTHORNE                                            0.5               0           0
      20370201                 359      NORTH EAST                                           0.5               0           0
      20370201                 359      PHOENIX                                              0.5               0           0
      20220201                 179      HAWTHORNE                                            0.5               0           0
      20370201                 359      PHOENIX                                              0.5               0           0
      20370201                 359      RANCHO CUCAMONGA                                     0.5               0           0
      20370201                 359      HAZEL CREST                                          0.5               0           0
      20370201                 359      SALEM                                                0.5               0           0
      20370201                 359      WEST PALM BEACH                                      0.5               0           0
      20370201                 359      JERSEY CITY                                          0.5               0           0
      20370201                 359      PORT CHARLOTTE                                       0.5               0           0
      20370201                 359      EL MONTE                                             0.5               0           0
      20370201                 359      ARKANSAS CITY                                        0.5               0           0
      20370201                 359      EL MONTE                                             0.5               0           0
      20370201                 359      RIO VISTA                                            0.5               0           0
      20370201                 359      ORLANDO                                              0.5               0           0
      20370201                 359      OXNARD                                               0.5               0           0
      20370201                 359      MIRAMAR                                              0.5               0           0
      20370201                 359      COTTONWOOD                                           0.5               0           0
      20370201                 359      OTIS ORCHARDS                                        0.5               0           0
      20370201                 359      DOLTON                                               0.5               0           0
      20370201                 359      RICHMOND                                             0.5               0           0
      20370201                 359      RICHMOND                                             0.5               0           0
      20370201                 359      MECHANICSVILLE                                       0.5               0           0
      20370201                 359      WESTON                                               0.5               0           0
      20370201                 359      RICHMOND                                             0.5               0           0
      20370201                 359      MIAMI                                                0.5               0           0
      20370201                 359      RICHMOND                                             0.5               0           0
      20370201                 359      DALLAS                                               0.5               0           0
      20370201                 359      NIAGARA FALLS                                        0.5               0           0
      20370201                 359      CAPITOL HEIGHTS                                      0.5               0           0
      20270201                 239      DALLAS                                               0.5               0           0
      20370201                 359      MIAMI                                                0.5               0           0
      20370201                 359      PALM BAY                                             0.5               0           0
      20370201                 359      PENNSAUKEN                                           0.5               0           0
      20370201                 359      GLEN BURNIE                                          0.5               0           0
      20370201                 359      SANFORD                                              0.5               0           0
      20370201                 359      BIG LAKE                                             0.5               0           0
      20370201                 359      LEXINGTON PARK                                       0.5               0           0
      20370201                 359      CLERMONT                                             0.5               0           0
      20370201                 359      GLEN BURNIE                                          0.5               0           0
      20370201                 359      PHOENIX                                              0.5               0           0
      20370201                 359      PALMDALE                                             0.5               0           0
      20370201                 359      STARKE                                               0.5               0           0
      20370201                 359      ORLANDO                                              0.5               0           0
      20370201                 359      PHOENIX                                              0.5               0           0
      20370201                 359      BALTIMORE                                            0.5               0           0
      20370201                 359      HESPERIA                                             0.5               0           0
      20370201                 359      PHOENIX                                              0.5               0           0
      20370201                 359      DAWSONVILLE                                          0.5               0           0
      20370201                 359      TAMPA                                                0.5               0           0
      20370201                 359      PRINCESS ANNE                                        0.5               0           0
      20370201                 359      BETHESDA                                             0.5               0           0
      20370201                 359      UNION                                                0.5               0           0
      20370201                 359      GARDNER                                              0.5               0           0
      20370201                 359      PEORIA                                               0.5               0           0
      20370201                 359      LENEXA                                               0.5               0           0
      20370201                 359      WINTER PARK                                          0.5               0           0
      20370201                 359      SAVANNAH                                             0.5               0           0
      20370201                 359      ARIZONA CITY                                         0.5               0           0
      20370201                 359      LINDENHURST                                          0.5               0           0
      20370201                 359      ROYAL PALM BEACH                                     0.5               0           0
      20370201                 359      SAN DIEGO                                            0.5               0           0
      20370201                 359      EL CENTRO                                            0.5               0           0
      20370201                 359      EL CENTRO                                            0.5               0           0
      20370201                 359      LIVINGSTON                                           0.5               0           0
      20370201                 359      SAN BERNARDINO                                       0.5               0           0
      20370201                 359      TUCSON                                               0.5               0           0
      20370201                 359      NAPLES                                               0.5               0           0
      20370201                 359      GLENDALE                                             0.5               0           0
      20370201                 359      MIAMI                                                0.5               0           0
      20370201                 359      ORLANDO                                              0.5               0           0
      20370201                 359      GLENDALE                                             0.5               0           0
      20370201                 359      STEVENSVILLE                                         0.5               0           0
      20370201                 359      ISLAND LAKE                                          0.5               0           0
      20370201                 359      NORTH LAS VEGAS                                      0.5               0           0
      20220201                 179      NORTH LAS VEGAS                                      0.5               0           0
      20370201                 359      WEST CHICAGO                                         0.5               0           0
      20370201                 359      LITTLE RIVER                                         0.5               0           0
      20370201                 359      LOS ANGELES                                          0.5               0           0
      20370201                 359      GUALALA                                              0.5               0           0
      20370201                 359      MARDELA SPRINGS                                      0.5               0           0
      20370201                 359      LOUISBURG                                            0.5               0           0
      20370201                 359      VIAN                                                 0.5               0           0
      20370201                 359      ORLANDO                                              0.5               0           0
      20370201                 359      UNION BEACH                                          0.5               0           0
      20370201                 359      HOPEWELL                                             0.5               0           0
      20370201                 359      ELGIN                                                0.5               0           0
      20370201                 359      NEEDVILLE                                            0.5               0           0
      20370201                 359      TRINITY                                              0.5               0           0
      20370201                 359      CASEYVILLE                                           0.5               0           0
      20370201                 359      PETERSBURG                                           0.5               0           0
      20370201                 359      SODUS POINT                                          0.5               0           0
      20370201                 359      SPANAWAY                                             0.5               0           0
      20370201                 359      WOODHAVEN                                            0.5               0           0
      20370201                 359      MIRAMAR                                              0.5               0           0
      20370201                 359      RIVERSIDE                                            0.5               0           0
      20370201                 359      PORT SAINT LUCIE                                     0.5               0           0
      20370201                 359      REEDLEY                                              0.5               0           0
      20370201                 359      BEAVER                                               0.5               0           0
      20370201                 359      FONTANA                                              0.5               0           0
      20370201                 359      PORT SAINT LUCIE                                     0.5               0           0
      20370201                 359      WEST PALM BEACH                                      0.5               0           0
      20370201                 359      GAITHERSBURG                                         0.5               0           0
      20370201                 359      GAITHERSBURG                                         0.5               0           0
      20370201                 359      MCHENRY                                              0.5               0           0
      20370201                 359      BOWIE                                                0.5               0           0
      20370201                 359      LAKEWOOD                                             0.5               0           0
      20370201                 359      BALITMORE                                            0.5               0           0
      20370201                 359      RICHMOND                                             0.5               0           0
      20370201                 359      MIRAMAR                                              0.5               0           0
      20220201                 179      BUFFALO                                              0.5               0           0
      20370201                 359      MONROEVILLE                                          0.5               0           0
      20370201                 359      LANCASTER                                            0.5               0           0
      20370201                 359      NEW CASTLE                                           0.5               0           0
      20370201                 359      MORENO VALLEY                                        0.5               0           0
      20370201                 359      NEWARK                                               0.5               0           0
      20370201                 359      MARIETTA                                             0.5               0           0
      20370201                 359      FONTANA                                              0.5               0           0
      20370201                 359      PHILADELPHIA                                         0.5               0           0
      20370201                 359      EVERGREEN PARK                                       0.5               0           0
      20370201                 359      CONYERS                                              0.5               0           0
      20370201                 359      NORTH TONAWANDA                                      0.5               0           0
      20370201                 359      BUFORD                                               0.5               0           0
      20370201                 359      GLENDALE                                             0.5               0           0
      20370201                 359      FORT WASHINGTON                                      0.5               0           0
      20370201                 359      KANSAS CITY                                          0.5               0           0
      20370201                 359      LOMBARD                                              0.5               0           0
      20370201                 359      VILLA RICA                                           0.5               0           0
      20370201                 359      DELTONA                                              0.5               0           0
      20370201                 359      OCEAN SHORES                                         0.5               0           0
      20370201                 359      SALISBURY                                            0.5               0           0
      20370201                 359      EL MONTE                                             0.5               0           0
      20370201                 359      VISALIA                                              0.5               0           0
      20370201                 359      TUCSON                                               0.5               0           0
      20370201                 359      CHICAGO                                              0.5               0           0
      20370201                 359      CORONA                                               0.5               0           0
      20370201                 359      LAS VEGAS                                            0.5               0           0
      20370201                 359      BALTIMORE                                            0.5               0           0
      20370201                 359      CAPE CORAL                                           0.5               0           0
      20370201                 359      CHANDLER                                             0.5               0           0
      20370201                 359      POWDER SPRINGS                                       0.5               0           0
      20370201                 359      POWDER SPRINGS                                       0.5               0           0
      20370201                 359      OCEANSIDE                                            0.5               0           0
      20370201                 359      MURPHY                                               0.5               0           0
      20370201                 359      LOS ANGELES                                          0.5               0           0
      20370201                 359      RICHMOND                                             0.5               0           0
      20370201                 359      RICHMOND                                             0.5               0           0
      20270201                 239      CHESAPEAKE                                           0.5               0           0
      20370201                 359      OKEECHOBEE                                           0.5               0           0
      20370201                 359      HOMESTEAD                                            0.5               0           0
      20370201                 359      CHICAGO                                              0.5               0           0
      20370201                 359      MIAMI                                                0.5               0           0
      20370201                 359      MIAMI                                                0.5               0           0
      20370201                 359      PORTSMOUTH                                           0.5               0           0
      20370201                 359      LOS ANGELES                                          0.5               0           0
      20370201                 359      NAPERVILLE                                           0.5               0           0
      20370201                 359      ORANGE                                               0.5               0           0
      20370201                 359      KISSIMMEE                                            0.5               0           0
      20370201                 359      ALBANY                                               0.5               0           0
      20370201                 359      FLORENCE                                             0.5               0           0
      20370201                 359      MIAMI                                                0.5               0           0
      20370201                 359      MIDLOTHIAN                                           0.5               0           0
      20370201                 359      ELIZABETH                                            0.5               0           0
      20370201                 359      GREENVILLE                                           0.5               0           0
      20370201                 359      SENECA                                               0.5               0           0
      20370201                 359      FALLING WATERS                                       0.5               0           0
      20370201                 359      PORT ANGELES                                         0.5               0           0
      20370201                 359      CYPRESS                                              0.5               0           0
      20370201                 359      VAN NUYS                                             0.5               0           0
      20370201                 359      PATERSON                                             0.5               0           0
      20370201                 359      NORTH LAS VEGAS                                      0.5               0           0
      20370201                 359      BURTONSVILLE                                         0.5               0           0
      20370201                 359      KEALAKEKUA                                           0.5               0           0
      20370201                 359      BUMPASS                                              0.5               0           0
      20370201                 359      MIAMI                                                0.5               0           0
      20370201                 359      WALDORF                                              0.5               0           0
      20370201                 359      PITTSBURG                                            0.5               0           0
      20370201                 359      BESSEMER                                             0.5               0           0
      20370201                 359      TAMPA                                                0.5               0           0
      20370201                 359      COMPTON                                              0.5               0           0
      20370201                 359      TACOMA                                               0.5               0           0
      20370201                 359      MILLVILLE                                            0.5               0           0
      20370201                 359      WASHINGTON                                           0.5               0           0
      20370201                 359      WEST COVINA                                          0.5               0           0
      20370201                 359      HIALEAH                                              0.5               0           0
      20370201                 359      RICHMOND                                             0.5               0           0
      20370201                 359      PITTSBURG                                            0.5               0           0
      20370201                 359      HYATTSVILLE                                          0.5               0           0
      20370201                 359      POOLER                                               0.5               0           0
      20370201                 359      BELL                                                 0.5               0           0
      20370201                 359      MONEE                                                0.5               0           0
      20370201                 359      MIAMI GARDENS                                        0.5               0           0
      20370201                 359      SAN FERNANDO                                         0.5               0           0
      20370201                 359      LAKEVIEW                                             0.5               0           0
      20370201                 359      GAINESVILLE                                          0.5               0           0
      20370201                 359      CUDAHY                                               0.5               0           0
      20370201                 359      RIVERDALE                                            0.5               0           0
      20370201                 359      RIVERDALE                                            0.5               0           0
      20370201                 359      FLOWERY BRANCH                                       0.5               0           0
      20370201                 359      MIAMI                                                0.5               0           0
      20370201                 359      PORTSMOUTH                                           0.5               0           0
      20370201                 359      GLENDALE                                             0.5               0           0
      20370201                 359      PLAINFIELD                                           0.5               0           0
      20370201                 359      LUBBOCK                                              0.5               0           0
      20370201                 359      MIAMI                                                0.5               0           0
      20370201                 359      WENHAM                                               0.5               0           0
      20370201                 359      CHANDLER                                             0.5               0           0
      20370201                 359      MIAMI GARDENS                                        0.5               0           0
      20370201                 359      CHICAGO                                              0.5               0           0
      20370201                 359      INGLEWOOD                                            0.5               0           0
      20370201                 359      EUREKA                                               0.5               0           0
      20370201                 359      DANIA                                                0.5               0           0
      20370201                 359      SOUTH BEND                                           0.5               0           0
      20370201                 359      LOS ANGELES                                          0.5               0           0
      20370201                 359      MIAMI                                                0.5               0           0
      20370201                 359      LEANDER                                              0.5               0           0
      20370201                 359      MIAMI                                                0.5               0           0
      20370201                 359      LONG BEACH                                           0.5               0           0
      20370201                 359      LOS ANGELES                                          0.5               0           0
      20370201                 359      IDAHO FALLS                                          0.5               0           0
      20370201                 359      CHINO                                                0.5               0           0
      20370201                 359      PICAYUNE                                             0.5               0           0
      20370201                 359      MOUNT DORA                                           0.5               0           0
      20370201                 359      BRANFORD                                             0.5               0           0
      20370201                 359      LANCASTER                                            0.5               0           0
      20370201                 359      BROOKLYN                                             0.5               0           0
      20370201                 359      APOPKA                                               0.5               0           0
      20370201                 359      POMONA                                               0.5               0           0
      20370201                 359      CHICAGO                                              0.5               0           0
      20370201                 359      WAUKEGAN                                             0.5               0           0
      20370201                 359      CAMBRIA HEIGHTS                                      0.5               0           0
      20370201                 359      MIAMI                                                0.5               0           0
      20370201                 359      LAKE COMO                                            0.5               0           0
      20370201                 359      NEWARK                                               0.5               0           0
      20370201                 359      OVIEDO                                               0.5               0           0
      20370201                 359      MIAMI                                                0.5               0           0
      20370201                 359      RIALTO                                               0.5               0           0
      20370201                 359      GAINESVILLE                                          0.5               0           0
      20370201                 359      WILTON                                               0.5               0           0
      20370201                 359      MONTGOMERY VILLAGE                                   0.5               0           0
      20370201                 359      MIAMI                                                0.5               0           0
      20370201                 359      LYNWOOD                                              0.5               0           0
      20370201                 359      HUNTINGTON STATION                                   0.5               0           0
      20370201                 359      CHANDLER                                             0.5               0           0
      20370201                 359      PHOENIX                                              0.5               0           0
      20370201                 359      LACEY                                                0.5               0           0
      20370201                 359      HUNTINGTON STATION                                   0.5               0           0
      20370201                 359      INGLEWOOD                                            0.5               0           0
      20370201                 359      BLOOMINGTON                                          0.5               0           0
      20370201                 359      LOGANDALE                                            0.5               0           0
      20370201                 359      CALDWELL                                             0.5               0           0
      20220201                 179      INGLEWOOD                                            0.5               0           0
      20370201                 359      HAMPTON                                              0.5               0           0
      20370201                 359      PAULSBORO                                            0.5               0           0
      20370201                 359      TOLLESON                                             0.5               0           0
      20370201                 359      PENN VALLEY                                          0.5               0           0
      20370201                 359      FRESNO                                               0.5               0           0
      20370201                 359      EVERGREEN PARK                                       0.5               0           0
      20220201                 179      PENN VALLEY                                          0.5               0           0
      20370201                 359      YORK                                                 0.5               0           0
      20370201                 359      WASCO                                                0.5               0           0
      20370201                 359      GERMANTOWN                                           0.5               0           0
      20370201                 359      CARMEL                                               0.5               0           0
      20370201                 359      GERMANTOWN                                           0.5               0           0
      20370201                 359      LOS ANGELES                                          0.5               0           0
      20370201                 359      ALTAMONTE SPRINGS                                    0.5               0           0
      20370201                 359      FORREST CITY                                         0.5               0           0
      20370201                 359      KUTZTOWN                                             0.5               0           0
      20370201                 359      MIAMI                                                0.5               0           0
      20370201                 359      NEWTON                                               0.5               0           0
      20370201                 359      CALUMET CITY                                         0.5               0           0
      20370201                 359      SOUTH HOLLAND                                        0.5               0           0
      20370201                 359      CHICAGO                                              0.5               0           0
      20370201                 359      ROLLING MEADOWS                                      0.5               0           0
      20370201                 359      EVERGREEN PARK                                       0.5               0           0
      20370201                 359      PALMDALE                                             0.5               0           0
      20370201                 359      MIDDLETOWN                                           0.5               0           0
      20370201                 359      MOORE                                                0.5               0           0
      20370201                 359      SAN BERNARDINO                                       0.5               0           0
      20370201                 359      EL MONTE                                             0.5               0           0
      20370201                 359      CHICAGO                                              0.5               0           0
      20370201                 359      NORTH PORT                                           0.5               0           0
      20370201                 359      SANTA CLARITA                                        0.5               0           0
      20370201                 359      HENDERSON                                            0.5               0           0
      20370201                 359      EL MONTE                                             0.5               0           0
      20370201                 359      MULDROW                                              0.5               0           0
      20370201                 359      DENVER                                               0.5               0           0
      20220201                 179      SANTA CLARITA                                        0.5               0           0
      20370201                 359      FORT WASHINGTON                                      0.5               0           0
      20370201                 359      CUMMING                                              0.5               0           0
      20370201                 359      ORLANDO                                              0.5               0           0
      20370201                 359      BAKERSFIELD                                          0.5               0           0
      20370201                 359      \ENTRALIA                                            0.5               0           0
      20370201                 359      ADELANTO                                             0.5               0           0
      20370201                 359      BRIDGETON                                            0.5               0           0
      20370201                 359      LONG BEACH                                           0.5               0           0
      20370201                 359      MERRILLVILLE                                         0.5               0           0
      20370201                 359      LOS ANGELES                                          0.5               0           0
      20370201                 359      MIAMI                                                0.5               0           0
      20370201                 359      MIAMI                                                0.5               0           0
      20370201                 359      ANAHEIM                                              0.5               0           0
      20370201                 359      PATERSON                                             0.5               0           0
      20370201                 359      MANCHESTER TOWNSHI                                   0.5               0           0
      20370201                 359      COLUMBIA                                             0.5               0           0
      20370201                 359      ROUND LAKE BEACH                                     0.5               0           0
      20370201                 359      EVANSTON                                             0.5               0           0
      20370201                 359      CUMMING                                              0.5               0           0
      20370201                 359      SOUTH ELGIN                                          0.5               0           0
      20370201                 359      HOPEWELL                                             0.5               0           0
      20370201                 359      OAK FOREST                                           0.5               0           0
      20370201                 359      EAST ORANGE                                          0.5               0           0
      20370201                 359      BOLINGBROOK                                          0.5               0           0
      20370201                 359      POMONA                                               0.5               0           0
      20370201                 359      MCHENRY                                              0.5               0           0
      20370201                 359      WHITEHALL                                            0.5               0           0
      20370201                 359      LOS ANGELES                                          0.5               0           0
      20370201                 359      PALMDALE                                             0.5               0           0
      20370201                 359      FLORISSANT                                           0.5               0           0
      20370201                 359      ROCHESTER                                            0.5               0           0
      20220201                 179      BOLINGBROOK                                          0.5               0           0
      20370201                 359      WINTER GARDEN                                        0.5               0           0
      20370201                 359      LAS VEGAS                                            0.5               0           0
      20370201                 359      BIGGS                                                0.5               0           0
      20370201                 359      CAPE CORAL                                           0.5               0           0
      20220201                 179      BIGGS                                                0.5               0           0
      20370201                 359      NAPERVILLE                                           0.5               0           0
      20370201                 359      SUITLAND                                             0.5               0           0
      20370201                 359      WEST PALM BEACH                                      0.5               0           0
      20370201                 359      WOODBRIDGE                                           0.5               0           0
      20370201                 359      ANDERSON                                             0.5               0           0
      20370201                 359      RIVERSIDE                                            0.5               0           0
      20370201                 359      NEWNAN                                               0.5               0           0
      20370201                 359      PORTSMOUTH                                           0.5               0           0
      20370201                 359      BALTIMORE                                            0.5               0           0
      20370201                 359      RIALTO                                               0.5               0           0
      20370201                 359      BALTIMORE                                            0.5               0           0
      20370201                 359      LAFAYETTE                                            0.5               0           0
      20370201                 359      PENFIELD                                             0.5               0           0
      20370201                 359      LOS ANGELES                                          0.5               0           0
      20370201                 359      FORT LAUDERDALE                                      0.5               0           0
      20370201                 359      LAVEEN                                               0.5               0           0
      20220201                 179      HESPERIA                                             0.5               0           0
      20370201                 359      TAMPA                                                0.5               0           0
      20370201                 359      LIGHTHOUSE POINT                                     0.5               0           0
      20370201                 359      FLEMINGTON                                           0.5               0           0
      20370201                 359      SARASOTA                                             0.5               0           0
      20370201                 359      BOYNTON BEACH                                        0.5               0           0
      20370201                 359      LOS ANGELES                                          0.5               0           0
      20370201                 359      LANCASTER                                            0.5               0           0
      20370201                 359      HIALEAH                                              0.5               0           0
      20370201                 359      ALBUQUERQUE                                          0.5               0           0
      20370201                 359      HESPERIA                                             0.5               0           0
      20370201                 359      TULARE                                               0.5               0           0
      20370201                 359      SPRING HILL                                          0.5               0           0
      20370201                 359      RIO LINDA                                            0.5               0           0
      20370201                 359      CORONA                                               0.5               0           0
      20370201                 359      OAK LAWN                                             0.5               0           0
      20370201                 359      ALOHA                                                0.5               0           0
      20370201                 359      TAFT                                                 0.5               0           0
      20220201                 179      TAFT                                                 0.5               0           0
      20370201                 359      FAULKNER                                             0.5               0           0
      20370201                 359      HERMITAGE                                            0.5               0           0
      20370201                 359      PENNINGTON                                           0.5               0           0
      20370201                 359      NEWPORT NEWS                                         0.5               0           0
      20370201                 359      WASHINGTON                                           0.5               0           0
      20370201                 359      EDISON                                               0.5               0           0
      20370201                 359      MINOOKA                                              0.5               0           0
      20370201                 359      MACCLENNY                                            0.5               0           0
      20370201                 359      WESTMORELAND                                         0.5               0           0
      20370201                 359      BUNKER HILL                                          0.5               0           0
      20370201                 359      BALLWIN                                              0.5               0           0
      20370201                 359      INDIANAPOLIS                                         0.5               0           0
      20370201                 359      ORISKANY                                             0.5               0           0
      20370201                 359      BALLWIN                                              0.5               0           0
      20370201                 359      SICKLERVILLE                                         0.5               0           0
      20370201                 359      LORRAINE                                             0.5               0           0
      20370201                 359      LITHONIA                                             0.5               0           0
      20370201                 359      PUYALLUP                                             0.5               0           0
      20370201                 359      LITHONIA                                             0.5               0           0
      20370201                 359      EGG HARBOR TOWNSHI                                   0.5               0           0
      20370201                 359      FAIRFIELD                                            0.5               0           0
      20370201                 359      OCALA                                                0.5               0           0
      20370201                 359      LOS ANGELES                                          0.5               0           0
      20370201                 359      GERMANTOWN                                           0.5               0           0
      20370201                 359      PUYALLUP                                             0.5               0           0
      20370201                 359      SAN JOSE                                             0.5               0           0
      20370201                 359      RIALTO                                               0.5               0           0
      20370201                 359      CHESAPEAKE                                           0.5               0           0
      20370201                 359      EAST ORANGE                                          0.5               0           0
      20220201                 179      LOS ANGELES                                          0.5               0           0
      20370201                 359      SHAFTER                                              0.5               0           0
      20370201                 359      LAKE ELSINORE                                        0.5               0           0
      20370201                 359      POMONA                                               0.5               0           0
      20370201                 359      SHAFTER                                              0.5               0           0
      20370201                 359      TAFT                                                 0.5               0           0
      20220201                 179      LAKE ELSINORE                                        0.5               0           0
      20370201                 359      CAPE CORAL                                           0.5               0           0
      20370201                 359      NEWPORT NEWS                                         0.5               0           0
      20370201                 359      SANTA BARBARA                                        0.5               0           0
      20220201                 179      SHAFTER                                              0.5               0           0
      20370201                 359      WASHINGTON                                           0.5               0           0
      20370201                 359      HYATTSVILLE                                          0.5               0           0
      20370201                 359      BENSENVILLE                                          0.5               0           0
      20370201                 359      PHILADELPHIA                                         0.5               0           0
      20270201                 239      SLIDELL                                              0.5               0           0
      20370201                 359      CAROL STREAM                                         0.5               0           0
      20370201                 359      WALDORF                                              0.5               0           0
      20370201                 359      BOWIE                                                0.5               0           0
      20370201                 359      TAMPA                                                0.5               0           0
      20370201                 359      BATON ROUGE                                          0.5               0           0
      20370201                 359      EVANSTON                                             0.5               0           0
      20370201                 359      LANCASTER                                            0.5               0           0
      20370201                 359      DENVER                                               0.5               0           0
      20370201                 359      SCHILLER PARK                                        0.5               0           0
      20370201                 359      RIVERDALE                                            0.5               0           0
      20370201                 359      MARKHAM                                              0.5               0           0
      20370201                 359      EGG HARBOR                                           0.5               0           0
      20370201                 359      MURRIETA                                             0.5               0           0
      20370201                 359      GLEN BURNIE                                          0.5               0           0
      20370201                 359      WHITTIER                                             0.5               0           0
      20370201                 359      HOQUIAM                                              0.5               0           0
      20370201                 359      MAYWOOD                                              0.5               0           0
      20370201                 359      LA MIRADA                                            0.5               0           0
      20370201                 359      WATERTOWN                                            0.5               0           0
      20370201                 359      JACKSONVILLE                                         0.5               0           0
      20370201                 359      LOS ANGELES                                          0.5               0           0
      20370201                 359      FORT MYERS                                           0.5               0           0
      20370201                 359      SYLMAR AREA                                          0.5               0           0
      20370201                 359      LOS ANGELES                                          0.5               0           0
      20370201                 359      FULLERTON                                            0.5               0           0
      20370201                 359      VALLEY STREAM                                        0.5               0           0
      20370201                 359      BISHOPVILLE                                          0.5               0           0
      20370201                 359      POUGHKEEPSIE                                         0.5               0           0
      20370201                 359      BISHOPVILLE                                          0.5               0           0
      20370201                 359      YORK HAVEN                                           0.5               0           0
      20370201                 359      DUNDALK                                              0.5               0           0
      20370201                 359      JOHNSON CITY                                         0.5               0           0
      20370201                 359      LANCASTER                                            0.5               0           0
      20370201                 359      LEBANON                                              0.5               0           0
      20370201                 359      MORENO VALLEY                                        0.5               0           0
      20370201                 359      BRISTOL                                              0.5               0           0
      20220201                 179      MORENO VALLEY                                        0.5               0           0
      20370201                 359      LONGWOOD                                             0.5               0           0
      20370201                 359      LANCASTER                                            0.5               0           0
      20370201                 359      OCEANSIDE                                            0.5               0           0
      20370201                 359      EL CENTRO                                            0.5               0           0
      20370201                 359      BELLFLOWER                                           0.5               0           0
      20370201                 359      EIGHTY FOUR                                          0.5               0           0
      20370201                 359      TURLOCK                                              0.5               0           0
      20370201                 359      MANASSAS                                             0.5               0           0
      20370201                 359      LAKE IN THE HILLS                                    0.5               0           0
      20370201                 359      SILVER SPRING                                        0.5               0           0
      20220201                 179      ROUND LAKE BEACH                                     0.5               0           0
      20370201                 359      LOS ANGELES                                          0.5               0           0
      20370201                 359      SANTA CRUZ                                           0.5               0           0
      20370201                 359      BERWYN                                               0.5               0           0
      20370201                 359      SACRAMENTO                                           0.5               0           0
      20370201                 359      WOODBRIDGE                                           0.5               0           0
      20370201                 359      ONTARIO                                              0.5               0           0
      20370201                 359      LAS VEGAS                                            0.5               0           0
      20370201                 359      REDMOND                                              0.5               0           0
      20370201                 359      WINTER SPRINGS                                       0.5               0           0
      20370201                 359      CRETE                                                0.5               0           0
      20370201                 359      HIGHLAND CITY                                        0.5               0           0
      20370201                 359      CHICAGO                                              0.5               0           0
      20370201                 359      BOISE                                                0.5               0           0
      20370201                 359      GODDARD                                              0.5               0           0
      20370201                 359      WINCHESTER                                           0.5               0           0
      20370201                 359      UPLAND                                               0.5               0           0
      20370201                 359      CHICAGO                                              0.5               0           0
      20370201                 359      LOS ANGELES                                          0.5               0           0
      20370201                 359      MCFARLAND                                            0.5               0           0
      20370201                 359      PORT CHARLOTTE                                       0.5               0           0
      20370201                 359      APPLE VALLEY                                         0.5               0           0
      20370201                 359      LOS ANGELES                                          0.5               0           0
      20370201                 359      ESSEX                                                0.5               0           0
      20370201                 359      LOS ANGELES                                          0.5               0           0
      20370201                 359      CALDWELL                                             0.5               0           0
      20370201                 359      REDWOOD VALLEY                                       0.5               0           0
      20370201                 359      WHEELING                                             0.5               0           0
      20370201                 359      LAUREL                                               0.5               0           0
      20370201                 359      NORTH HILLS                                          0.5               0           0
      20370201                 359      SAN DIEGO                                            0.5               0           0
      20370201                 359      SUFFOLK                                              0.5               0           0
      20370201                 359      CHATSWORTH                                           0.5               0           0
      20370201                 359      LONG BEACH                                           0.5               0           0
      20370201                 359      MUNSTER                                              0.5               0           0
      20370201                 359      RESEDA                                               0.5               0           0
      20370201                 359      CAPITOL HEIGHTS                                      0.5               0           0
      20370201                 359      OKLAHOMA CITY                                        0.5               0           0
      20370201                 359      WHITTIER                                             0.5               0           0
      20370201                 359      LOS ANGELES                                          0.5               0           0
      20370201                 359      BUFFALO GROVE                                        0.5               0           0
      20370201                 359      NORCO                                                0.5               0           0
      20370201                 359      COVINA                                               0.5               0           0
      20370201                 359      LA PUENTE AREA                                       0.5               0           0
      20220201                 179      LA PUENTE AREA                                       0.5               0           0
      20370201                 359      LINDSAY                                              0.5               0           0
      20370201                 359      PATERSON                                             0.5               0           0
      20370201                 359      CHICAGO                                              0.5               0           0
      20370201                 359      FAIR OAKS                                            0.5               0           0
      20370201                 359      CHICAGO                                              0.5               0           0
      20370201                 359      CONCORD                                              0.5               0           0
      20370201                 359      ELVERTA                                              0.5               0           0
      20370201                 359      THIELLS                                              0.5               0           0
      20370201                 359      CROYDON                                              0.5               0           0
      20370201                 359      HOMEWOOD                                             0.5               0           0
      20370201                 359      RICHMOND                                             0.5               0           0
      20370201                 359      LEESBURG                                             0.5               0           0
      20370201                 359      LEESBURG                                             0.5               0           0
      20370201                 359      CHICAGO                                              0.5               0           0
      20370201                 359      BALTIMORE                                            0.5               0           0
      20370201                 359      HARVEY                                               0.5               0           0
      20370201                 359      HOFFMAN ESTATES                                      0.5               0           0
      20370201                 359      PHILADELPHIA                                         0.5               0           0
      20370201                 359      SILVER SPRING                                        0.5               0           0
      20370201                 359      ORLANDO                                              0.5               0           0
      20370201                 359      ORANGE                                               0.5               0           0
      20370201                 359      ELMWOOD PARK                                         0.5               0           0
      20220201                 179      ORANGE                                               0.5               0           0
      20370201                 359      EWA BEACH                                            0.5               0           0
      20370201                 359      EL MIRAGE                                            0.5               0           0
      20370201                 359      BLOOMINGDALE                                         0.5               0           0
      20370201                 359      HIGHLAND PARK                                        0.5               0           0
      20370201                 359      TAMPA                                                0.5               0           0
      20370201                 359      PALMDALE                                             0.5               0           0
      20370201                 359      HESPERIA                                             0.5               0           0
      20370201                 359      BALDWIN PARK                                         0.5               0           0
      20370201                 359      JERSEY CITY                                          0.5               0           0
      20370201                 359      MARTINSBURG                                          0.5               0           0
      20370201                 359      PACOIMA AREA                                         0.5               0           0
      20370201                 359      MARTINSBURG                                          0.5               0           0
      20370201                 359      MARTINSBURG                                          0.5               0           0
      20370201                 359      SAINT CLOUD                                          0.5               0           0
      20370201                 359      PALMYRA                                              0.5               0           0
      20370201                 359      GARDENA                                              0.5               0           0
      20370201                 359      FORT LAUDERDALE                                      0.5               0           0
      20370201                 359      GARDENA                                              0.5               0           0
      20370201                 359      SAINT PETERSBURG                                     0.5               0           0
      20370201                 359      DAVENPORT                                            0.5               0           0
      20370201                 359      WEST PALM BEACH                                      0.5               0           0
      20370201                 359      SANTA ANA                                            0.5               0           0
      20370201                 359      SAINT PETERSBURG                                     0.5               0           0
      20370201                 359      SANTA ANA                                            0.5               0           0
      20370201                 359      JACKSONVILLE                                         0.5               0           0
      20370201                 359      MANHATTAN                                            0.5               0           0
      20370201                 359      SOUTH BOUND BROOK                                    0.5               0           0
      20370201                 359      AURORA                                               0.5               0           0
      20370201                 359      JERSEY CITY                                          0.5               0           0
      20370201                 359      MADISON                                              0.5               0           0
      20370201                 359      MESA                                                 0.5               0           0
      20370201                 359      HOWELL                                               0.5               0           0
      20370201                 359      MIAMI                                                0.5               0           0
      20370201                 359      EL DORADO                                            0.5               0           0
      20370201                 359      VICTORVILLE                                          0.5               0           0
      20370201                 359      VICTORVILLE                                          0.5               0           0
      20370201                 359      VICTORVILLE                                          0.5               0           0
      20370201                 359      ALBUQUERQUE                                          0.5               0           0
      20370201                 359      YORBA LINDA                                          0.5               0           0
      20220201                 179      YORBA LINDA                                          0.5               0           0
      20370201                 359      FONTANA                                              0.5               0           0
      20370201                 359      NAPLES                                               0.5               0           0
      20370201                 359      FLOSSMOOR                                            0.5               0           0
      20370201                 359      ONTARIO                                              0.5               0           0
      20370201                 359      MESA                                                 0.5               0           0
      20370201                 359      ONTARIO                                              0.5               0           0
      20370201                 359      CORONA AREA                                          0.5               0           0
      20370201                 359      BEAVER DAM                                           0.5               0           0
      20370201                 359      LANCASTER                                            0.5               0           0
      20370201                 359      HAGERSTOWN                                           0.5               0           0
      20370201                 359      MARTINSBURG                                          0.5               0           0
      20370201                 359      FORT WASHINGTON                                      0.5               0           0
      20370201                 359      UPPER MARLBORO                                       0.5               0           0
      20370201                 359      WASHINGTON                                           0.5               0           0
      20370201                 359      CRETE                                                0.5               0           0
      20370201                 359      WASHINGTON                                           0.5               0           0
      20370201                 359      CONROE                                               0.5               0           0
      20270201                 239      CONROE                                               0.5               0           0
      20370201                 359      RANDALLSTOWN                                         0.5               0           0
      20370201                 359      NORTH LAS VEGAS                                      0.5               0           0
      20370201                 359      NEW BERN                                             0.5               0           0
      20370201                 359      ELKTON                                               0.5               0           0
      20370201                 359      EGG HARBOR CITY                                      0.5               0           0
      20370201                 359      BERWYN                                               0.5               0           0
      20370201                 359      INDIANAPOLIS                                         0.5               0           0
      20370201                 359      LINDENHURST                                          0.5               0           0
      20370201                 359      BELLWOOD                                             0.5               0           0
      20370201                 359      OXNARD                                               0.5               0           0
      20370201                 359      LANCASTER                                            0.5               0           0
      20370201                 359      PORTLAND                                             0.5               0           0
      20220201                 179      OXNARD                                               0.5               0           0
      20370201                 359      MORGAN HILL                                          0.5               0           0
      20370201                 359      PALMDALE                                             0.5               0           0
      20370201                 359      WILLOW STREET                                        0.5               0           0
      20370201                 359      TUCSON                                               0.5               0           0
      20370201                 359      NAPERVILLE                                           0.5               0           0
      20370201                 359      CHICAGO                                              0.5               0           0
      20370201                 359      AURORA                                               0.5               0           0
      20370201                 359      LONG BEACH                                           0.5               0           0
      20370201                 359      PALMDALE                                             0.5               0           0
      20370201                 359      LOS ANGELES                                          0.5               0           0
      20370201                 359      MIAMI                                                0.5               0           0
      20370201                 359      CAVE CREEK                                           0.5               0           0
      20370201                 359      LAKE WALES                                           0.5               0           0
      20370201                 359      SANTA ANA                                            0.5               0           0
      20370201                 359      BRONX                                                0.5               0           0
      20370201                 359      SANTA ANA                                            0.5               0           0
      20370201                 359      MIDDLETOWN                                           0.5               0           0
      20370201                 359      LAS VEGAS                                            0.5               0           0
      20370201                 359      WOODBRIDGE                                           0.5               0           0
      20370201                 359      LAKEVILLE                                            0.5               0           0
      20370201                 359      OCALA                                                0.5               0           0
      20370201                 359      FLOSSMOOR                                            0.5               0           0
      20370201                 359      SPRINGFIELD                                          0.5               0           0
      20370201                 359      NORWALK                                              0.5               0           0
      20370201                 359      CHICAGO                                              0.5               0           0
      20370201                 359      ALBUQUERQUE                                          0.5               0           0
      20370201                 359      HANFORD                                              0.5               0           0
      20370201                 359      PALM SPRINGS                                         0.5               0           0
      20370201                 359      MODESTO                                              0.5               0           0
      20370201                 359      LADY LAKE                                            0.5               0           0
      20370201                 359      DELRAY BEACH                                         0.5               0           0
      20370201                 359      MENDOTA                                              0.5               0           0
      20370201                 359      ONTARIO                                              0.5               0           0
      20370201                 359      BUSHKILL                                             0.5               0           0
      20370201                 359      MIAMI                                                0.5               0           0
      20370201                 359      MODESTO                                              0.5               0           0
      20370201                 359      ALBUQUERQUE                                          0.5               0           0
      20370201                 359      SPARKS                                               0.5               0           0
      20370201                 359      UNION CITY                                           0.5               0           0
      20370201                 359      PALM SPRINGS                                         0.5               0           0
      20370201                 359      CHICAGO                                              0.5               0           0
      20370201                 359      WEST ORANGE                                          0.5               0           0
      20370201                 359      NEWBURGH                                             0.5               0           0
      20370201                 359      MOUNT PROSPECT                                       0.5               0           0
      20370201                 359      SCHAUMBURG                                           0.5               0           0
      20370201                 359      IRVING                                               0.5               0           0
      20370201                 359      MABLETON                                             0.5               0           0
      20370201                 359      TAMPA                                                0.5               0           0
      20370201                 359      CLIFTON                                              0.5               0           0
      20370201                 359      LOCUST GROVE                                         0.5               0           0
      20370201                 359      SOUTH ELGIN                                          0.5               0           0
      20370201                 359      GLENVIEW                                             0.5               0           0
      20370201                 359      RHINEBECK                                            0.5               0           0
      20370201                 359      ENTERPRISE                                           0.5               0           0
      20370201                 359      RHINEBECK                                            0.5               0           0
      20370201                 359      CHICAGO                                              0.5               0           0
      20370201                 359      ROOSEVELT                                            0.5               0           0
      20370201                 359      FRONT ROYAL                                          0.5               0           0
      20370201                 359      WASHINGTON                                           0.5               0           0
      20370201                 359      NEW CARROLLTON                                       0.5               0           0
      20370201                 359      SAN RAMON                                            0.5               0           0
      20370201                 359      HANOVER PARK                                         0.5               0           0
      20370201                 359      FRONT ROYAL                                          0.5               0           0
      20370201                 359      VACAVILLE                                            0.5               0           0
      20370201                 359      LOS ANGELES                                          0.5               0           0
      20370201                 359      VACAVILLE                                            0.5               0           0
      20370201                 359      SALISBURY                                            0.5               0           0
      20370201                 359      LITHONIA                                             0.5               0           0
      20370201                 359      BOYNTON BEACH                                        0.5               0           0
      20370201                 359      TEMPLE HILLS                                         0.5               0           0
      20370201                 359      MOUNT PROSPECT                                       0.5               0           0
      20370201                 359      JERSEY CITY                                          0.5               0           0
      20370201                 359      LOS ANGELES                                          0.5               0           0
      20370201                 359      CHARLOTTE                                            0.5               0           0
      20370201                 359      OXON HILL                                            0.5               0           0
      20370201                 359      SCOTTSDALE                                           0.5               0           0
      20370201                 359      ARLINGTON                                            0.5               0           0
      20370201                 359      NAPLES                                               0.5               0           0
      20370201                 359      ADDISON                                              0.5               0           0
      20170201                 119      PORTLAND                                             0.5               0           0
      20370201                 359      HALLANDALE BEACH                                     0.5               0           0
      20370201                 359      FALLBROOK                                            0.5               0           0
      20370201                 359      CHICAGO                                              0.5               0           0
      20370201                 359      AUBURNDALE                                           0.5               0           0
      20370201                 359      TORRANCE                                             0.5               0           0
      20370201                 359      BUFORD                                               0.5               0           0
      20370201                 359      BUFORD                                               0.5               0           0
      20370201                 359      CEDAR RAPIDS                                         0.5               0           0
      20370201                 359      LISLE                                                0.5               0           0
      20370201                 359      MIAMI                                                0.5               0           0
      20370201                 359      ALGONQUIN                                            0.5               0           0
      20370201                 359      CORAL SPRINGS                                        0.5               0           0
      20370201                 359      CORAL SPRINGS                                        0.5               0           0
      20370201                 359      ROUND LAKE                                           0.5               0           0
      20370201                 359      HYATTSVILLE                                          0.5               0           0
      20220201                 179      MINOOKA                                              0.5               0           0
      20370201                 359      STATEN ISLAND                                        0.5               0           0
      20370201                 359      WEST ALLIS                                           0.5               0           0
      20370201                 359      CORAL SPRINGS                                        0.5               0           0
      20370201                 359      ALBUQUERQUE                                          0.5               0           0
      20370201                 359      SAN RAMON                                            0.5               0           0
      20370201                 359      RALEIGH                                              0.5               0           0
      20370201                 359      DEERFIELD BEACH                                      0.5               0           0
      20370201                 359      RALEIGH                                              0.5               0           0
      20370201                 359      HARPERS FERRY                                        0.5               0           0
      20370201                 359      ANAHEIM                                              0.5               0           0
      20320201                 299      LAWNDALE                                             0.5               0           0
      20370201                 359      ATLANTA                                              0.5               0           0
      20370201                 359      SAN FERNANDO                                         0.5               0           0
      20370201                 359      MORENO VALLEY                                        0.5               0           0
      20370201                 359      BAKERSFIELD                                          0.5               0           0
      20370201                 359      MOUNT HOLLY                                          0.5               0           0
      20370201                 359      CAPITOL HEIGHTS                                      0.5               0           0
      20370201                 359      POWHATAN                                             0.5               0           0
      20370201                 359      ORLANDO                                              0.5               0           0
      20370201                 359      SELMA                                                0.5               0           0
      20370201                 359      MIAMI                                                0.5               0           0
      20370201                 359      FRANKFORT                                            0.5               0           0
      20370201                 359      ORLAND                                               0.5               0           0
      20370201                 359      PRINCE FREDERICK                                     0.5               0           0
      20370201                 359      TAMPA                                                0.5               0           0
      20370201                 359      HERNANDO                                             0.5               0           0
      20370201                 359      KEEDYSVILLE                                          0.5               0           0
      20370201                 359      BALTIMORE                                            0.5               0           0
      20370201                 359      TUSTIN                                               0.5               0           0
      20370201                 359      OCALA                                                0.5               0           0
      20370201                 359      SANTA ANA                                            0.5               0           0
      20370201                 359      LAKELAND                                             0.5               0           0
      20370201                 359      OKLAHOMA CITY                                        0.5               0           0
      20370201                 359      PHILADELPHIA                                         0.5               0           0
      20370201                 359      WYOMISSING                                           0.5               0           0
      20370201                 359      LITHONIA                                             0.5               0           0
      20370201                 359      LAKE WORTH                                           0.5               0           0
      20370201                 359      ROCKLEDGE                                            0.5               0           0
      20370201                 359      LAWRENCEVILLE                                        0.5               0           0
      20370201                 359      LAKELAND                                             0.5               0           0
      20370201                 359      CICERO                                               0.5               0           0
      20370201                 359      LOS ANGELES                                          0.5               0           0
      20370201                 359      CHESAPEAKE                                           0.5               0           0
      20370201                 359      HYATTSVILLE                                          0.5               0           0
      20370201                 359      SACRAMENTO                                           0.5               0           0
      20370201                 359      EGG HARBOR TWP                                       0.5               0           0
      20370201                 359      SACRAMENTO                                           0.5               0           0
      20370201                 359      SAINT PETERSBURG                                     0.5               0           0
      20370201                 359      LITCHFIELD PARK                                      0.5               0           0
      20370201                 359      SIMI VALLEY                                          0.5               0           0
      20370201                 359      POMONA                                               0.5               0           0
      20370201                 359      LOS ANGELES                                          0.5               0           0
      20370201                 359      BROOKLYN                                             0.5               0           0
      20370201                 359      HALLANDALE BEACH                                     0.5               0           0
      20370201                 359      WESTOVER                                             0.5               0           0
      20370201                 359      SAINT LOUIS                                          0.5               0           0
      20370201                 359      THE COLONY                                           0.5               0           0
      20220201                 179      MANQUIN                                              0.5               0           0
      20370201                 359      SEWAREN                                              0.5               0           0
      20370201                 359      GLEN BURNIE                                          0.5               0           0
      20370201                 359      ZION                                                 0.5               0           0
      20370201                 359      NEWPORT                                              0.5               0           0
      20370201                 359      SAINT PETERSBURG                                     0.5               0           0
      20370201                 359      WILMINGTON                                           0.5               0           0
      20370201                 359      GAINESVILLE                                          0.5               0           0
      20370201                 359      WEST PALM BEACH                                      0.5               0           0
      20370201                 359      LINDENHURST                                          0.5               0           0
      20370201                 359      BIG BEAR LAKE                                        0.5               0           0
      20370201                 359      BIG BEAR LAKE                                        0.5               0           0
      20370201                 359      SHARON                                               0.5               0           0
      20370201                 359      GARWOOD                                              0.5               0           0
      20370201                 359      STANDISH                                             0.5               0           0
      20370201                 359      SACRAMENTO                                           0.5               0           0
      20370201                 359      WEST POINT                                           0.5               0           0
      20370201                 359      TREVOR                                               0.5               0           0
      20370201                 359      MARIETTA                                             0.5               0           0
      20370201                 359      PALMDALE                                             0.5               0           0
      20370201                 359      PINELLAS PARK                                        0.5               0           0
      20370201                 359      SAN FRANCISCO                                        0.5               0           0
      20370201                 359      SAN LEANDRO                                          0.5               0           0
      20370201                 359      NORTH WILKESBORO                                     0.5               0           0
      20220201                 179      SANTA ANA                                            0.5               0           0
      20370201                 359      PICO RIVERA                                          0.5               0           0
      20370201                 359      RICHTON PARK                                         0.5               0           0
      20370201                 359      CHELSEA                                              0.5               0           0
      20370201                 359      LOWELL                                               0.5               0           0
      20370201                 359      GREENVILLE                                           0.5               0           0
      20370201                 359      SEVERN                                               0.5               0           0
      20370201                 359      DISTRICT HEIGHTS                                     0.5               0           0
      20220201                 179      ZION                                                 0.5               0           0
      20370201                 359      RIVERSIDE                                            0.5               0           0
      20370201                 359      CHANDLER                                             0.5               0           0
      20370201                 359      TAMPA                                                0.5               0           0
      20370201                 359      HUNTINGTON PARK                                      0.5               0           0
      20370201                 359      DOVER                                                0.5               0           0
      20220201                 179      DOVER                                                0.5               0           0
      20370201                 359      WHITTIER                                             0.5               0           0
      20370201                 359      POUGHKEEPSIE                                         0.5               0           0
      20370201                 359      SWEDESBORO                                           0.5               0           0
      20370201                 359      OCALA                                                0.5               0           0
      20370201                 359      HARWOOD HEIGHTS                                      0.5               0           0
      20370201                 359      WASHINGTON                                           0.5               0           0
      20370201                 359      SALINAS                                              0.5               0           0
      20220201                 179      SALINAS                                              0.5               0           0
      20370201                 359      MILWAUKIE                                            0.5               0           0
      20370201                 359      BALTIMORE                                            0.5               0           0
      20370201                 359      STATESVILLE                                          0.5               0           0
      20370201                 359      MIAMI                                                0.5               0           0
      20370201                 359      SPRING HILL                                          0.5               0           0
      20370201                 359      DELRAY BEACH                                         0.5               0           0
      20370201                 359      COLLINGSWOOD                                         0.5               0           0
      20370201                 359      SAINT PETERSBURG                                     0.5               0           0
      20370201                 359      MIAMI                                                0.5               0           0
      20370201                 359      BEAVERTON                                            0.5               0           0
      20370201                 359      WOODSTOCK                                            0.5               0           0
      20370201                 359      GARDENA                                              0.5               0           0
      20370201                 359      MANTECA                                              0.5               0           0
      20370201                 359      INGLEWOOD                                            0.5               0           0
      20370201                 359      SAINT PETERSBURG                                     0.5               0           0
      20370201                 359      CHICAGO                                              0.5               0           0
      20370201                 359      HENDERSON                                            0.5               0           0
      20370201                 359      MIAMI                                                0.5               0           0
      20370201                 359      HENDERSON                                            0.5               0           0
      20370201                 359      WINDERMERE                                           0.5               0           0
      20370201                 359      FAIRFIELD                                            0.5               0           0
      20370201                 359      SAINT PETERSBURG                                     0.5               0           0
      20370201                 359      LOUISVILLE                                           0.5               0           0
      20370201                 359      GRESHAM                                              0.5               0           0
      20370201                 359      BARSTOW                                              0.5               0           0
      20370201                 359      PHOENIX                                              0.5               0           0
      20220201                 179      CHICAGO                                              0.5               0           0
      20370201                 359      CLEARWATER                                           0.5               0           0
      20370201                 359      PORT CHARLOTTE                                       0.5               0           0
      20370201                 359      KEEDYSVILLE                                          0.5               0           0
      20370201                 359      HINSDALE                                             0.5               0           0
      20370201                 359      CHANDLER                                             0.5               0           0
      20370201                 359      LOS ANGELES                                          0.5               0           0
      20370201                 359      ARLINGTON HEIGHTS                                    0.5               0           0
      20370201                 359      BROOKFIELD                                           0.5               0           0
      20370201                 359      ATLANTA                                              0.5               0           0
      20370201                 359      TEMECULA                                             0.5               0           0
      20370201                 359      MIAMI                                                0.5               0           0
      20370201                 359      OPA LOCKA                                            0.5               0           0
      20370201                 359      LOS ANGELES                                          0.5               0           0
      20370201                 359      FAYETTE                                              0.5               0           0
      20370201                 359      OVIEDO                                               0.5               0           0
      20220201                 179      OVIEDO                                               0.5               0           0
      20370201                 359      MILWAUKEE                                            0.5               0           0
      20370201                 359      KING GEORGE                                          0.5               0           0
      20370201                 359      KING GEORGE                                          0.5               0           0
      20370201                 359      MINNEOLA                                             0.5               0           0
      20370201                 359      MINNEOLA                                             0.5               0           0
      20370201                 359      CHICAGO                                              0.5               0           0
      20370201                 359      ORLANDO                                              0.5               0           0
      20361001                 355      MORENO VALLEY                                        0.5               0           0
      20370201                 359      LIVINGSTON                                           0.5               0           0
      20370101                 358      LAS CRUCES                                           0.5               0           0
      20370301                 360      PICO RIVERA                                          0.5               0           0
      20370301                 360      DRAPER                                               0.5               0           0
      20370201                 359      MARKHAM                                              0.5               0           0
      20370201                 359      MIRA LOMA                                            0.5               0           0
      20370301                 360      ROBBINS                                              0.5               0           0
      20370301                 360      JACKSONVILLE                                         0.5               0           0
      20370201                 359      LEESBURG                                             0.5               0           0
      20370301                 360      LAS VEGAS                                            0.5               0           0
      20370201                 359      LIVERMORE                                            0.5               0           0
      20370301                 360      LOS ANGELES                                          0.5               0           0
      20370301                 360      CHICAGO                                              0.5               0           0
      20370201                 359      PALM SPRINGS                                         0.5               0           0
      20370301                 360      MESA                                                 0.5               0           0
      20370301                 360      FRESNO                                               0.5               0           0
      20370301                 360      SPRINGFIELD GARDEN                                   0.5               0           0
      20370301                 360      ARCADIA                                              0.5               0           0
      20370301                 360      LOS ANGELES                                          0.5               0           0
      20370301                 360      HAMPTON                                              0.5               0           0
      20370301                 360      BOUNTIFUL                                            0.5               0           0
      20370301                 360      LAS VEGAS                                            0.5               0           0
      20370301                 360      CORONA                                               0.5               0           0
      20370301                 360      CORONA                                               0.5               0           0
      20370301                 360      ROSELLE                                              0.5               0           0
      20220301                 180      SPRINGFIELD GARDEN                                   0.5               0           0
      20220301                 180      WINTHROP HARBOR                                      0.5               0           0
      20370301                 360      BIRMINGHAM                                           0.5               0           0
      20370201                 359      SACRAMENTO                                           0.5               0           0
      20370301                 360      LOS ANGELES                                          0.5               0           0
      20370301                 360      VICTORVILLE                                          0.5               0           0
      20370301                 360      MIAMI                                                0.5               0           0
      20370201                 359      WARRENTON                                            0.5               0           0
      20370201                 359      CLEVELAND                                            0.5               0           0
      20370301                 360      NEW HAVEN                                            0.5               0           0
      20370201                 359      OREM                                                 0.5               0           0
      20370301                 360      LAKELAND                                             0.5               0           0
      20370301                 360      DES PLAINES                                          0.5               0           0
      20370301                 360      WOODBRIDGE                                           0.5               0           0
      20370201                 359      ORLAND PARK                                          0.5               0           0
      20370301                 360      NORWALK                                              0.5               0           0
      20370301                 360      LONG BRANCH                                          0.5               0           0
      20370201                 359      JACKSONVILLE                                         0.5               0           0
      20370301                 360      ATLANTA                                              0.5               0           0
      20370301                 360      BERWYN                                               0.5               0           0
      20370301                 360      AUSTELL                                              0.5               0           0
      20370301                 360      BOONE                                                0.5               0           0
      20370301                 360      OAK FOREST                                           0.5               0           0
      20370301                 360      BRIDGEPORT                                           0.5               0           0
      20370301                 360      PHOENIX                                              0.5               0           0
      20370301                 360      ST. LOUIS                                            0.5               0           0
      20370201                 359      LOS ANGELES                                          0.5               0           0
      20370301                 360      TIVERTON                                             0.5               0           0
      20370301                 360      EUSTIS                                               0.5               0           0
      20370301                 360      TAMPA                                                0.5               0           0
      20370301                 360      FISHERS                                              0.5               0           0
      20220301                 180      HAMPTON                                              0.5               0           0
      20370301                 360      MONTCLAIR                                            0.5               0           0
      20370301                 360      HEMET                                                0.5               0           0
      20370301                 360      MONMOUTH JUNCTION                                    0.5               0           0
      20370301                 360      LATHROP                                              0.5               0           0
      20370301                 360      BALTIMORE                                            0.5               0           0
      20370301                 360      VINELAND                                             0.5               0           0
      20370301                 360      CHICAGO                                              0.5               0           0
      20370301                 360      GLENDORA                                             0.5               0           0
      20370301                 360      OROSI                                                0.5               0           0
      20370301                 360      COLUMBIA                                             0.5               0           0
      20370301                 360      DAVIE                                                0.5               0           0
      20370201                 359      BARTLETT                                             0.5               0           0
      20370301                 360      GILBERT                                              0.5               0           0
      20370301                 360      SUNNY HILLS                                          0.5               0           0
      20370301                 360      CHUBBUCK                                             0.5               0           0
      20370301                 360      CHUBBUCK                                             0.5               0           0
      20370301                 360      LAUDERHILL                                           0.5               0           0
      20370301                 360      FREDERICK                                            0.5               0           0
      20370301                 360      CHARLOTTE                                            0.5               0           0
      20370301                 360      STERLING                                             0.5               0           0
      20370301                 360      MELROSE PARK                                         0.5               0           0
      20370301                 360      HIALEAH                                              0.5               0           0
      20370301                 360      TAMPA                                                0.5               0           0
      20370301                 360      SAINT LOUIS                                          0.5               0           0
      20370301                 360      MAYWOOD                                              0.5               0           0
      20370301                 360      SALEM                                                0.5               0           0
      20370301                 360      CUDAHY                                               0.5               0           0
      20370301                 360      BATON ROUGE                                          0.5               0           0
      20370301                 360      LONG BEACH                                           0.5               0           0
      20370301                 360      WALDORF                                              0.5               0           0
      20370301                 360      CHICAGO                                              0.5               0           0
      20370301                 360      ROYAL PALM BEACH                                     0.5               0           0
      20370301                 360      LAS VEGAS                                            0.5               0           0
      20220301                 180      VERNON HIILLS                                        0.5               0           0
      20370301                 360      HOPATCONG                                            0.5               0           0
      20370301                 360      MINNETONKA                                           0.5               0           0
      20370301                 360      GLENWOOD                                             0.5               0           0
      20370301                 360      CHICAGO                                              0.5               0           0
      20370301                 360      KISSIMMEE                                            0.5               0           0
      20370301                 360      WINCHESTER                                           0.5               0           0
      20220301                 180      WINCHESTER                                           0.5               0           0
      20370301                 360      KEIZER                                               0.5               0           0
      20370301                 360      PATERSON                                             0.5               0           0
      20370301                 360      BLOOMINGDALE                                         0.5               0           0
      20370301                 360      CHICAGO                                              0.5               0           0
      20370301                 360      ALBUQUERQUE                                          0.5               0           0
      20370301                 360      VALYERMO                                             0.5               0           0
      20370301                 360      HORSEHEADS                                           0.5               0           0
      20370301                 360      FORT COLLINS                                         0.5               0           0
      20370301                 360      DELTONA                                              0.5               0           0
      20370301                 360      EXCELSIOR                                            0.5               0           0
      20370301                 360      FORT PIERCE                                          0.5               0           0
      20370301                 360      NORTH PORT                                           0.5               0           0
      20370301                 360      COCOA                                                0.5               0           0
      20370301                 360      PHILADELPHIA                                         0.5               0           0
      20370301                 360      TULSA                                                0.5               0           0
      20370301                 360      NORTH MIAMI BEACH                                    0.5               0           0
      20370301                 360      PITTSBURGH                                           0.5               0           0
      20370301                 360      CANONSBURG                                           0.5               0           0
      20370301                 360      TAMPA                                                0.5               0           0
      20370101                 358      OKLAHOMA CITY                                        0.5               0           0
      20361201                 357      KENT                                                 0.5               0           0
      20361001                 355      BLUE SPRINGS                                         0.5               0           0
      20361201                 357      TELFORD                                              0.5               0           0
      20361001                 355      LEES SUMMIT                                          0.5               0           0
      20211201                 177      MAPLEWOOD                                            0.5               0           0
      20361201                 357      SAINT JOSEPH                                         0.5               0           0
      20361201                 357      WESTLAND                                             0.5               0           0
      20370101                 358      CROSSVILLE                                           0.5               0           0
      20361101                 356      PORTLAND                                             0.5               0           0
      20361201                 357      SOUTHAVEN                                            0.5               0           0
      20370101                 358      SILOAM SPRINGS                                       0.5               0           0
      20370101                 358      BELVIDERE                                            0.5               0           0
      20361201                 357      BURIEN                                               0.5               0           0
      20361201                 357      GALLUP                                               0.5               0           0
      20211201                 177      LINDEN                                               0.5               0           0
      20370101                 358      CLIFTON FORGE                                        0.5               0           0
      20361201                 357      FEDERAL WAY                                          0.5               0           0
      20370101                 358      FLINT                                                0.5               0           0
      20361201                 357      ALLENTOWN                                            0.5               0           0
      20370101                 358      KOKOMO                                               0.5               0           0
      20361201                 357      HOPE MILLS                                           0.5               0           0
      20361201                 357      SAN BERNARDINO                                       0.5               0           0
      20361201                 357      LAMAR                                                0.5               0           0
      20370101                 358      BURLEY                                               0.5               0           0
      20361201                 357      KNOXVILLE                                            0.5               0           0
      20361201                 357      MARYSVILLE                                           0.5               0           0
      20361201                 357      SALEM                                                0.5               0           0
      20370101                 358      GREENSBORO                                           0.5               0           0
      20370101                 358      GREENSBORO                                           0.5               0           0
      20370101                 358      STUDIO CITY                                          0.5               0           0
      20361201                 357      COOKEVILLE                                           0.5               0           0
      20361201                 357      HOUSTON                                              0.5               0           0
      20370101                 358      JOLIET                                               0.5               0           0
      20361201                 357      SEMINOLE                                             0.5               0           0
      20361201                 357      SAN ANGELO                                           0.5               0           0
      20361201                 357      CADILLAC                                             0.5               0           0
      20361201                 357      CHARLOTTE                                            0.5               0           0
      20370101                 358      ARLINGTON                                            0.5               0           0
      20361201                 357      SANDY                                                0.5               0           0
      20361201                 357      NEW CASTLE                                           0.5               0           0
      20361201                 357      LEWISTON                                             0.5               0           0
      20361201                 357      SLIDELL                                              0.5               0           0
      20370101                 358      KNIGHTSTOWN                                          0.5               0           0
      20361201                 357      DALLAS                                               0.5               0           0
      20361201                 357      WILLARDS                                             0.5               0           0
      20361201                 357      HYATTSVILLE                                          0.5               0           0
      20361201                 357      BUSHKILL                                             0.5               0           0
      20361201                 357      PEQUOT LAKES                                         0.5               0           0
      20370101                 358      WASHINGTON                                           0.5               0           0
      20361201                 357      PORT WENTWORTH                                       0.5               0           0
      20361201                 357      ROY                                                  0.5               0           0
      20370101                 358      BATON ROUGE                                          0.5               0           0
      20370101                 358      STANWOOD                                             0.5               0           0
      20361201                 357      SHEVLIN                                              0.5               0           0
      20370101                 358      PATERSON                                             0.5               0           0
      20361201                 357      SIGNAL MOUNTAIN                                      0.5               0           0
      20361201                 357      BIRMINGHAM                                           0.5               0           0
      20361201                 357      GRAIN VALLEY                                         0.5               0           0
      20361201                 357      WINDSOR MILL                                         0.5               0           0
      20361201                 357      CHINA                                                0.5               0           0
      20370101                 358      INDIANAPOLIS                                         0.5               0           0
      20361201                 357      INDEPENDECE                                          0.5               0           0
      20361201                 357      NORTH LAS VEGAS                                      0.5               0           0
      20361201                 357      POST FALLS                                           0.5               0           0
      20361201                 357      MADISON HEIGHTS                                      0.5               0           0
      20361201                 357      KALAMAZOO                                            0.5               0           0
      20361201                 357      LAS VEGAS                                            0.5               0           0
      20361201                 357      POCATELLO                                            0.5               0           0
      20370101                 358      GUTHRIE                                              0.5               0           0
      20361201                 357      GOBLES                                               0.5               0           0
      20370101                 358      TWIN FALLS                                           0.5               0           0
      20361201                 357      HOWELL                                               0.5               0           0
      20361201                 357      CHANDLER                                             0.5               0           0
      20361201                 357      LAS VEGAS                                            0.5               0           0
      20370101                 358      LANCASTER                                            0.5               0           0
      20370101                 358      SHOREWOOD                                            0.5               0           0
      20361201                 357      HENDERSON                                            0.5               0           0
      20370101                 358      SNEEDVILLE                                           0.5               0           0
      20370101                 358      MURRAYVILLE                                          0.5               0           0
      20361201                 357      INDIANAPOLIS                                         0.5               0           0
      20370101                 358      BEAVERTON                                            0.5               0           0
      20370101                 358      JAY                                                  0.5               0           0
      20361201                 357      ROOSEVELT                                            0.5               0           0
      20370101                 358      VIRGINIA BEACH                                       0.5               0           0
      20220101                 178      SOUTH PARK                                           0.5               0           0
      20370101                 358      SAN JOSE                                             0.5               0           0
      20361201                 357      BROWNSTOWN                                           0.5               0           0
      20370101                 358      SHARPTOWN                                            0.5               0           0
      20361201                 357      CALDWELL                                             0.5               0           0
      20361201                 357      UPPER MARLBORO                                       0.5               0           0
      20370101                 358      BUTLER                                               0.5               0           0
      20361201                 357      BROKEN ARROW                                         0.5               0           0
      20370101                 358      AKRON                                                0.5               0           0
      20361201                 357      COLUMBIA                                             0.5               0           0
      20361201                 357      INDIANAPOLIS                                         0.5               0           0
      20361201                 357      GAITHERSBURG                                         0.5               0           0
      20370101                 358      ST LOUIS PARK                                        0.5               0           0
      20370101                 358      REX                                                  0.5               0           0
      20361201                 357      BOISE                                                0.5               0           0
      20370101                 358      MIDWAY                                               0.5               0           0
      20370101                 358      MEMPHIS                                              0.5               0           0
      20370101                 358      TOLEDO                                               0.5               0           0
      20370101                 358      SALEM                                                0.5               0           0
      20361201                 357      SCOTTSBLUFF                                          0.5               0           0
      20361201                 357      HOLYOKE                                              0.5               0           0
      20361201                 357      MURFREESBORO                                         0.5               0           0
      20361201                 357      UPPERMARLBORO                                        0.5               0           0
      20361201                 357      BALTIMORE                                            0.5               0           0
      20361201                 357      GREENSBORO                                           0.5               0           0
      20361201                 357      WASHOUGAL                                            0.5               0           0
      20370101                 358      PT PLEASANT                                          0.5               0           0
      20361201                 357      ANTIOCH                                              0.5               0           0
      20361201                 357      MIDDLETON                                            0.5               0           0
      20361201                 357      POTTSBORO                                            0.5               0           0
      20370101                 358      VICTOR                                               0.5               0           0
      20370101                 358      DESOTO                                               0.5               0           0
      20361201                 357      HILLIARD                                             0.5               0           0
      20361201                 357      EDGEWATER                                            0.5               0           0
      20370101                 358      SEAFORD                                              0.5               0           0
      20361201                 357      MEMPHIS                                              0.5               0           0
      20361201                 357      EL DORADO                                            0.5               0           0
      20370101                 358      TACOMA                                               0.5               0           0
      20370101                 358      TACOMA                                               0.5               0           0
      20370101                 358      LOCUST GROVE                                         0.5               0           0
      20361201                 357      TITUSVILLE                                           0.5               0           0
      20370101                 358      PHOENIX                                              0.5               0           0
      20370101                 358      DISTRICT HEIGHT                                      0.5               0           0
      20361201                 357      WEST MEMPHIS                                         0.5               0           0
      20361201                 357      MOSINEE                                              0.5               0           0
      20370101                 358      FRANKLIN                                             0.5               0           0
      20370101                 358      NAMPA                                                0.5               0           0
      20370101                 358      ELWOOD                                               0.5               0           0
      20370101                 358      HILLSVILLE                                           0.5               0           0
      20370101                 358      IOWA PARK                                            0.5               0           0
      20370101                 358      FORNEY                                               0.5               0           0
      20361201                 357      ROCHESTER                                            0.5               0           0
      20370101                 358      EAST ORANGE                                          0.5               0           0
      20370101                 358      NEWPORT                                              0.5               0           0
      20370101                 358      SHAWNEE                                              0.5               0           0
      20370101                 358      BRIGHTON                                             0.5               0           0
      20370101                 358      HIXSON                                               0.5               0           0
      20370101                 358      BOZEMAN                                              0.5               0           0
      20370101                 358      BOZEMAN                                              0.5               0           0
      20370101                 358      VIRGINIA BEACH                                       0.5               0           0
      20370101                 358      ROCK SPRINGS                                         0.5               0           0
      20370101                 358      KANSAS CITY                                          0.5               0           0
      20370101                 358      PRESCOTT                                             0.5               0           0
      20370101                 358      SEATTLE                                              0.5               0           0
      20370101                 358      DOVER                                                0.5               0           0
      20370101                 358      INDIAN HEAD                                          0.5               0           0
      20370101                 358      ALBUQUERQUE                                          0.5               0           0
      20370101                 358      BRUNSWICK                                            0.5               0           0
      20370101                 358      ERWIN                                                0.5               0           0
      20220101                 178      RIVERDALE                                            0.5               0           0
      20370101                 358      DOUGLASVILLE                                         0.5               0           0
      20370101                 358      NORFOLK                                              0.5               0           0
      20370101                 358      DURHAM                                               0.5               0           0
      20370101                 358      BLUFFDALE                                            0.5               0           0
      20370101                 358      CASPER                                               0.5               0           0
      20370101                 358      OLIVE BRANCH                                         0.5               0           0
      20370101                 358      BILLINGS                                             0.5               0           0
      20370101                 358      BOZEMAN                                              0.5               0           0
      20370101                 358      NAMPA                                                0.5               0           0
      20370101                 358      GEORGETOWN                                           0.5               0           0
      20370101                 358      BOZEMAN                                              0.5               0           0
      20370101                 358      CHESAPEAKE                                           0.5               0           0
      20370101                 358      EMMETT                                               0.5               0           0
      20270101                 238      EMPORIA                                              0.5               0           0
      20370101                 358      PIEDMONT                                             0.5               0           0
      20370101                 358      MOUNT AIRY                                           0.5               0           0
      20370101                 358      BAR NUNN                                             0.5               0           0
      20370101                 358      NEKOOSA                                              0.5               0           0
      20370101                 358      KISSIMMEE                                            0.5               0           0
      20370101                 358      BOWIE                                                0.5               0           0
      20370101                 358      REDMOND                                              0.5               0           0
      20370101                 358      PHOENIX                                              0.5               0           0
      20370101                 358      DUNWOODY                                             0.5               0           0
      20370101                 358      FT WAYNE                                             0.5               0           0
      20370101                 358      PORTLAND                                             0.5               0           0
      20370101                 358      INKSTER                                              0.5               0           0
      20370101                 358      DETROIT                                              0.5               0           0
      20370101                 358      GLENDALE                                             0.5               0           0
      20370101                 358      KANSAS CITY                                          0.5               0           0
      20370101                 358      ROOSEVELT                                            0.5               0           0
      20370101                 358      SPARTA                                               0.5               0           0
      20370101                 358      STAMFORD                                             0.5               0           0
      20370101                 358      CALDWELL                                             0.5               0           0
      20370101                 358      CROWNSVILLE                                          0.5               0           0
      20370101                 358      PHILADELPHIA                                         0.5               0           0
      20370101                 358      MERIDIAN                                             0.5               0           0
      20370101                 358      MASON                                                0.5               0           0
      20370101                 358      OWOSSO                                               0.5               0           0
      20370101                 358      HENDERSON                                            0.5               0           0
      20370101                 358      TAYLORSVILLE                                         0.5               0           0
      20370101                 358      POCARELLO                                            0.5               0           0
      20370101                 358      CHARLOTTE                                            0.5               0           0
      20370101                 358      SOUTHBURY                                            0.5               0           0
      20370101                 358      DARLINGTON                                           0.5               0           0
      20220101                 178      NORTH RIDGEVILL                                      0.5               0           0
      20370101                 358      MURFREESBORO                                         0.5               0           0
      20370101                 358      MCDONOUGH                                            0.5               0           0
      20370101                 358      ERIE                                                 0.5               0           0
      20370101                 358      DREXEL HILL                                          0.5               0           0
      20370101                 358      STROUDSBURG                                          0.5               0           0
      20370101                 358      FLINT                                                0.5               0           0
      20370101                 358      BENTON                                               0.5               0           0
      20370101                 358      NEWMAN                                               0.5               0           0
      20370101                 358      PHOENIX                                              0.5               0           0
      20361001                 355      PROVIDENCE                                           0.5               0           0
      20361201                 357      BREMERTON                                            0.5               0           0
      20361101                 356      ANACONDA                                             0.5               0           0
      20361101                 356      MERCED                                               0.5               0           0
      20370101                 358      CHICO                                                0.5               0           0
      20220101                 178      CHICO                                                0.5               0           0
      20370101                 358      HEBER                                                0.5               0           0
      20361201                 357      REDDING                                              0.5               0           0
      20370101                 358      CHICO                                                0.5               0           0
      20220101                 178      STOCKTON                                             0.5               0           0
      20370101                 358      LINCOLN                                              0.5               0           0
      20220101                 178      SAN DIEGO                                            0.5               0           0
      20220101                 178      HAYWARD                                              0.5               0           0
      20370101                 358      CHULA VISTA                                          0.5               0           0
      20220101                 178      CHULA VISTA                                          0.5               0           0
      20370101                 358      RICHMOND                                             0.5               0           0
      20370101                 358      SPRING VALLEY                                        0.5               0           0
      20220101                 178      SPRING VALLEY                                        0.5               0           0
      20370101                 358      PLACERVILLE                                          0.5               0           0
      20220101                 178      OCEANSIDE                                            0.5               0           0
      20370101                 358      ALISO VIEJO                                          0.5               0           0
      20370101                 358      SAN DIEGO                                            0.5               0           0
      20370101                 358      MURRIETA                                             0.5               0           0
      20370101                 358      CORONA                                               0.5               0           0
      20370101                 358      SAN DIEGO                                            0.5               0           0
      20370101                 358      DOWNERS GROVE                                        0.5               0           0
      20220101                 178      DOWNERS GROVE                                        0.5               0           0
      20370101                 358      MIRA LOMA                                            0.5               0           0
      20361201                 357      PHELAN AREA                                          0.5               0           0
      20361201                 357      AURORA                                               0.5               0           0
      20370101                 358      CORONA                                               0.5               0           0
      20370101                 358      CORONA                                               0.5               0           0
      20361201                 357      RIVERSIDE                                            0.5               0           0
      20370101                 358      LOS ANGELES                                          0.5               0           0
      20220101                 178      LOS ANGELES                                          0.5               0           0
      20370101                 358      CORONA                                               0.5               0           0
      20220101                 178      CORONA                                               0.5               0           0
      20370101                 358      DOWNEY                                               0.5               0           0
      20220101                 178      DOWNEY                                               0.5               0           0
      20370101                 358      SAN BERNARDINO                                       0.5               0           0
      20370101                 358      LOS ANGELES                                          0.5               0           0
      20370101                 358      RIVERSIDE                                            0.5               0           0
      20370101                 358      ANAHEIM                                              0.5               0           0
      20220101                 178      ANAHEIM                                              0.5               0           0
      20370101                 358      CHANDLER                                             0.5               0           0
      20220101                 178      SANTA ANA                                            0.5               0           0
      20370101                 358      ANAHEIM                                              0.5               0           0
      20220101                 178      ANAHEIM                                              0.5               0           0
      20370101                 358      HESPERIA                                             0.5               0           0
      20370101                 358      EAST JORDAN                                          0.5               0           0
      20370101                 358      WHITTIER AREA                                        0.5               0           0
      20370101                 358      LOS ANGELES                                          0.5               0           0
      20370101                 358      WALNUT                                               0.5               0           0
      20220101                 178      WALNUT                                               0.5               0           0
      20370101                 358      RIVERSIDE                                            0.5               0           0
      20370101                 358      PERRIS                                               0.5               0           0
      20370101                 358      LA PUENTE AREA                                       0.5               0           0
      20220101                 178      LA PUENTE AREA                                       0.5               0           0
      20370101                 358      FULLERTON                                            0.5               0           0
      20370101                 358      POMONA                                               0.5               0           0
      20220101                 178      ANAHEIM                                              0.5               0           0
      20220101                 178      ANAHEIM                                              0.5               0           0
      20370101                 358      SUISUN CITY                                          0.5               0           0
      20220101                 178      SANTA ANA                                            0.5               0           0
      20370101                 358      CORONA AREA                                          0.5               0           0
      20220101                 178      CORONA AREA                                          0.5               0           0
      20220101                 178      FONTANA AREA                                         0.5               0           0
      20370101                 358      COACHELLA                                            0.5               0           0
      20220101                 178      RIVERSIDE                                            0.5               0           0
      20370101                 358      SOUTH GATE                                           0.5               0           0
      20370101                 358      RIVERSIDE                                            0.5               0           0
      20220101                 178      RIVERSIDE                                            0.5               0           0
      20370101                 358      LOS ANGELES                                          0.5               0           0
      20370101                 358      ORANGE                                               0.5               0           0
      20220101                 178      HIGHLAND                                             0.5               0           0
      20370101                 358      HESPERIA                                             0.5               0           0
      20220101                 178      HESPERIA                                             0.5               0           0
      20370101                 358      RIVERSIDE                                            0.5               0           0
      20220101                 178      RIVERSIDE                                            0.5               0           0
      20370101                 358      WHITTIER                                             0.5               0           0
      20370101                 358      SANTA ANA                                            0.5               0           0
      20220101                 178      LOS ANGELES                                          0.5               0           0
      20220101                 178      SANTA ANA                                            0.5               0           0
      20370101                 358      SANTA ANA                                            0.5               0           0
      20220101                 178      HESPERIA                                             0.5               0           0
      20220101                 178      ORANGE                                               0.5               0           0
      20370101                 358      GOLDEN                                               0.5               0           0
      20220101                 178      GOLDEN                                               0.5               0           0
      20370101                 358      AURORA                                               0.5               0           0
      20370101                 358      YUMA                                                 0.5               0           0
      20370101                 358      DRAPER                                               0.5               0           0
      20220101                 178      DRAPER                                               0.5               0           0
      20220101                 178      DENVER                                               0.5               0           0
      20370101                 358      BRIGHTON                                             0.5               0           0
      20370101                 358      LAYTON                                               0.5               0           0
      20220101                 178      LAYTON                                               0.5               0           0
      20370101                 358      BOX ELDER                                            0.5               0           0
      20370101                 358      EDGEWATER                                            0.5               0           0
      20220101                 178      GRAND PRAIRIE                                        0.5               0           0
      20220101                 178      CHILLICOTHE                                          0.5               0           0
      20220101                 178      FORT WORTH                                           0.5               0           0
      20220101                 178      RAYTOWN                                              0.5               0           0
      20220101                 178      GRANBURY                                             0.5               0           0
      20220101                 178      KANSAS CITY                                          0.5               0           0
      20220101                 178      ALBUQUERQUE                                          0.5               0           0
      20220101                 178      SAHUARITA                                            0.5               0           0
      20370101                 358      DEXTER                                               0.5               0           0
      20361201                 357      CEDAR PARK                                           0.5               0           0
      20361201                 357      STAFFORD                                             0.5               0           0
      20361201                 357      BROWNSVILLE                                          0.5               0           0
      20370101                 358      RICHMOND                                             0.5               0           0
      20220101                 178      RICHMOND                                             0.5               0           0
      20361201                 357      LAREDO                                               0.5               0           0
      20361201                 357      KATY                                                 0.5               0           0
      20370101                 358      KATY                                                 0.5               0           0
      20220101                 178      KATY                                                 0.5               0           0
      20220101                 178      HOUSTON                                              0.5               0           0
      20370101                 358      BAYTOWN                                              0.5               0           0
      20220101                 178      HOUSTON                                              0.5               0           0
      20370101                 358      EAGLE LAKE                                           0.5               0           0
      20361201                 357      BAYTOWN                                              0.5               0           0
      20220101                 178      HIDALGO                                              0.5               0           0
      20361201                 357      VICTORIA                                             0.5               0           0
      20370101                 358      HOUSTON                                              0.5               0           0
      20361201                 357      LAREDO                                               0.5               0           0
      20370101                 358      DEER PARK                                            0.5               0           0
      20370101                 358      HUMBLE                                               0.5               0           0
      20370101                 358      HOUSTON                                              0.5               0           0
      20220101                 178      ROCKPORT                                             0.5               0           0
      20220101                 178      BRANSON                                              0.5               0           0
      20370101                 358      HOCKLEY                                              0.5               0           0
      20220101                 178      LEAGUE CITY                                          0.5               0           0
      20220101                 178      MISSOURI CITY                                        0.5               0           0
      20370101                 358      BEAUMONT                                             0.5               0           0
      20370101                 358      HOUSTON                                              0.5               0           0
      20220101                 178      SEABROOK                                             0.5               0           0
      20220101                 178      LAKE CHARLES                                         0.5               0           0
      20370101                 358      AUSTIN                                               0.5               0           0
      20220101                 178      AUSTIN                                               0.5               0           0
      20220101                 178      LAREDO                                               0.5               0           0
      20370101                 358      BROWNSVILLE                                          0.5               0           0
      20370101                 358      HUMBLE                                               0.5               0           0
      20220101                 178      MAGNOLIA                                             0.5               0           0
      20370101                 358      BROWNSVILLE                                          0.5               0           0
      20370101                 358      HUMBLE                                               0.5               0           0
      20370101                 358      SPRINGTOWN                                           0.5               0           0
      20220101                 178      SPRINGTOWN                                           0.5               0           0
      20370201                 359      SPRING                                               0.5               0           0
      20370101                 358      HOUSTON                                              0.5               0           0
      20370101                 358      SAN ANTONIO                                          0.5               0           0
      20370101                 358      HOUSTON                                              0.5               0           0
      20220101                 178      SAN ANTONIO                                          0.5               0           0
      20220101                 178      EDINBURG                                             0.5               0           0
      20220101                 178      MCALLEN                                              0.5               0           0
      20370101                 358      MISSOURI CITY                                        0.5               0           0
      20220101                 178      KINGWOOD                                             0.5               0           0
      20370101                 358      HOUSTON                                              0.5               0           0
      20370101                 358      ALBUQUERQUE                                          0.5               0           0
      20220101                 178      CYPRESS                                              0.5               0           0
      20370101                 358      ALICE                                                0.5               0           0
      20370101                 358      SAN ANTONIO                                          0.5               0           0
      20220101                 178      HOUSTON                                              0.5               0           0
      20370101                 358      HOUSTON                                              0.5               0           0
      20220101                 178      KATY                                                 0.5               0           0
      20370101                 358      SAN ANTONIO                                          0.5               0           0
      20370101                 358      PASADENA                                             0.5               0           0
      20370101                 358      HOUSTON                                              0.5               0           0
      20370101                 358      BROWNSVILLE                                          0.5               0           0
      20370101                 358      SAN ANTONIO                                          0.5               0           0
      20370101                 358      AUSTIN                                               0.5               0           0
      20220101                 178      SPRING                                               0.5               0           0
      20370101                 358      NEDERLAND                                            0.5               0           0
      20370101                 358      CYPRESS                                              0.5               0           0
      20220101                 178      CYPRESS                                              0.5               0           0
      20370101                 358      KATY                                                 0.5               0           0
      20370101                 358      TULSA                                                0.5               0           0
      20220101                 178      TULSA                                                0.5               0           0
      20220101                 178      KATY                                                 0.5               0           0
      20370101                 358      MISSOURI CITY                                        0.5               0           0
      20370101                 358      HOUSTON                                              0.5               0           0
      20220101                 178      HOUSTON                                              0.5               0           0
      20370101                 358      LAREDO                                               0.5               0           0
      20220101                 178      LAREDO                                               0.5               0           0
      20370101                 358      HOCKLEY                                              0.5               0           0
      20220101                 178      LAREDO                                               0.5               0           0
      20370101                 358      MANVEL                                               0.5               0           0
      20370101                 358      HUMBLE                                               0.5               0           0
      20220101                 178      NEW BRAUNFELS                                        0.5               0           0
      20370101                 358      BUNA                                                 0.5               0           0
      20220101                 178      PASADENA                                             0.5               0           0
      20220101                 178      CYPRESS                                              0.5               0           0
      20370101                 358      NEW BRAUNFELS                                        0.5               0           0
      20370101                 358      HOUSTON                                              0.5               0           0
      20370101                 358      BROWNSVILLE                                          0.5               0           0
      20220101                 178      MONTGOMERY                                           0.5               0           0
      20370101                 358      SPRING                                               0.5               0           0
      20220101                 178      SPRING                                               0.5               0           0
      20370101                 358      CONROE                                               0.5               0           0
      20370101                 358      HOUSTON                                              0.5               0           0
      20370101                 358      KATY                                                 0.5               0           0
      20370101                 358      LAREDO                                               0.5               0           0
      20370101                 358      RED OAK                                              0.5               0           0
      20370101                 358      HOUSTON                                              0.5               0           0
      20370101                 358      HOUSTON                                              0.5               0           0
      20370101                 358      ROUND ROCK                                           0.5               0           0
      20220101                 178      ROUND ROCK                                           0.5               0           0
      20220101                 178      HOUSTON                                              0.5               0           0
      20370101                 358      DEER PARK                                            0.5               0           0
      20370101                 358      KATY                                                 0.5               0           0
      20370101                 358      CONROE                                               0.5               0           0
      20220101                 178      MANOR                                                0.5               0           0
      20370101                 358      CHANNELVIEW                                          0.5               0           0
      20370101                 358      CYPRESS                                              0.5               0           0
      20220101                 178      HOUSTON                                              0.5               0           0
      20370101                 358      BEAUMONT                                             0.5               0           0
      20220101                 178      HOUSTON                                              0.5               0           0
      20220101                 178      BEAUMONT                                             0.5               0           0
      20370101                 358      HOUSTON                                              0.5               0           0
      20370101                 358      KATY                                                 0.5               0           0
      20220101                 178      KATY                                                 0.5               0           0
      20220101                 178      BROWNSVILLE                                          0.5               0           0
      20370101                 358      BAYTOWN                                              0.5               0           0
      20370101                 358      HOUSTON                                              0.5               0           0
      20220101                 178      HOUSTON                                              0.5               0           0
      20370101                 358      HUMBLE                                               0.5               0           0
      20220101                 178      CROSBY                                               0.5               0           0
      20370101                 358      KATY                                                 0.5               0           0
      20370201                 359      HOUSTON                                              0.5               0           0
      20220201                 179      PFLUGERVILLE                                         0.5               0           0
      20370101                 358      RICHMOND                                             0.5               0           0
      20370201                 359      KATY                                                 0.5               0           0
      20370101                 358      FRESNO                                               0.5               0           0
      20370201                 359      CONROE                                               0.5               0           0
      20361101                 356      GARLAND                                              0.5               0           0
      20370101                 358      HALTOM CITY                                          0.5               0           0
      20220101                 178      HALTOM CITY                                          0.5               0           0
      20261201                 237      CARROLLTON                                           0.5               0           0
      20220101                 178      HASLET                                               0.5               0           0
      20211101                 176      MEMPHIS                                              0.5               0           0
      20211201                 177      FORT WORTH                                           0.5               0           0
      20370101                 358      TULSA                                                0.5               0           0
      20361201                 357      MOSCOW                                               0.5               0           0
      20370101                 358      CLOVIS                                               0.5               0           0
      20361201                 357      EULESS                                               0.5               0           0
      20361201                 357      ROWLETT                                              0.5               0           0
      20220101                 178      DALLAS                                               0.5               0           0
      20370101                 358      GARLAND                                              0.5               0           0
      20220101                 178      SAN ANTONIO                                          0.5               0           0
      20370101                 358      PROVIDENCE VILL                                      0.5               0           0
      20361201                 357      EULESS                                               0.5               0           0
      20370101                 358      GARLAND                                              0.5               0           0
      20370101                 358      BROWNSVILLE                                          0.5               0           0
      20370101                 358      FORT WORTH                                           0.5               0           0
      20361201                 357      MCKINNEY                                             0.5               0           0
      20370101                 358      RED OAK                                              0.5               0           0
      20370101                 358      BROWNSVILLE                                          0.5               0           0
      20370201                 359      NORTH LITTLE RO                                      0.5               0           0
      20370101                 358      DALLAS                                               0.5               0           0
      20361201                 357      HORIZON CITY                                         0.5               0           0
      20370101                 358      MEMPHIS                                              0.5               0           0
      20220101                 178      MEMPHIS                                              0.5               0           0
      20370101                 358      MEMPHIS                                              0.5               0           0
      20370101                 358      NORTH LITTLE RO                                      0.5               0           0
      20370101                 358      JUDSONIA                                             0.5               0           0
      20370101                 358      MESQUITE                                             0.5               0           0
      20361201                 357      SAN ANTONIO                                          0.5               0           0
      20370101                 358      KATY                                                 0.5               0           0
      20220101                 178      KATY                                                 0.5               0           0
      20370101                 358      MESQUITE                                             0.5               0           0
      20220101                 178      MESQUITE                                             0.5               0           0
      20370101                 358      CHATTANOOGA                                          0.5               0           0
      20370101                 358      FAYETTEVILLE                                         0.5               0           0
      20220101                 178      JACKSON                                              0.5               0           0
      20370101                 358      LITTLE ELM                                           0.5               0           0
      20370101                 358      PALM BAY                                             0.5               0           0
      20370101                 358      FORT WORTH                                           0.5               0           0
      20220101                 178      FORT WORTH                                           0.5               0           0
      20370101                 358      NATCHEZ                                              0.5               0           0
      20370101                 358      HOMINY                                               0.5               0           0
      20370101                 358      FORNEY                                               0.5               0           0
      20370101                 358      MCKINNEY                                             0.5               0           0
      20370101                 358      EL PASO                                              0.5               0           0
      20220101                 178      FAIRFIELD                                            0.5               0           0
      20220101                 178      EL PASO                                              0.5               0           0
      20220101                 178      OLIVE BRANCH                                         0.5               0           0
      20370101                 358      TULSA                                                0.5               0           0
      20220101                 178      HUMBLE                                               0.5               0           0
      20370101                 358      CEDAR HILL                                           0.5               0           0
      20370101                 358      DALLAS                                               0.5               0           0
      20370101                 358      WEST MELBOURNE                                       0.5               0           0
      20370101                 358      MESQUITE                                             0.5               0           0
      20370101                 358      FOREST HILL                                          0.5               0           0
      20370101                 358      CEDAR HILL                                           0.5               0           0
      20220101                 178      CEDAR HILL                                           0.5               0           0
      20220101                 178      EULESS                                               0.5               0           0
      20370101                 358      YUKON                                                0.5               0           0
      20370101                 358      LORTON                                               0.5               0           0
      20220101                 178      GRANBURY                                             0.5               0           0
      20370101                 358      DUNCANVILLE                                          0.5               0           0
      20220101                 178      ARLINGTON                                            0.5               0           0
      20370101                 358      FLINT                                                0.5               0           0
      20370101                 358      VINE GROVE                                           0.5               0           0
      20370101                 358      GREENVILLE                                           0.5               0           0
      20220101                 178      HOUSTON                                              0.5               0           0
      20370101                 358      SOUTHAVEN                                            0.5               0           0
      20220101                 178      KATY                                                 0.5               0           0
      20370101                 358      EL PASO                                              0.5               0           0
      20220101                 178      EL PASO                                              0.5               0           0
      20370101                 358      EL PASO                                              0.5               0           0
      20220101                 178      EL PASO                                              0.5               0           0
      20370101                 358      GARLAND                                              0.5               0           0
      20370101                 358      MOUNT STERLING                                       0.5               0           0
      20370101                 358      ROWLETT                                              0.5               0           0
      20220101                 178      ROWLETT                                              0.5               0           0
      20370101                 358      BEDFORD                                              0.5               0           0
      20370101                 358      LONGVIEW                                             0.5               0           0
      20370101                 358      RED OAK                                              0.5               0           0
      20370101                 358      FORNEY                                               0.5               0           0
      20370101                 358      MIDDLETON                                            0.5               0           0
      20370101                 358      ROUND ROCK                                           0.5               0           0
      20220101                 178      ROUND ROCK                                           0.5               0           0
      20370101                 358      FLOWER MOUND                                         0.5               0           0
      20370101                 358      ARLINGTON                                            0.5               0           0
      20220101                 178      CEDAR PARK                                           0.5               0           0
      20370101                 358      ANDREWS                                              0.5               0           0
      20370101                 358      DALLAS                                               0.5               0           0
      20220101                 178      WYLIE                                                0.5               0           0
      20220101                 178      DALLAS                                               0.5               0           0
      20370101                 358      DALLAS                                               0.5               0           0
      20370201                 359      PASADENA                                             0.5               0           0
      20370101                 358      FORT WORTH                                           0.5               0           0
      20370101                 358      GRAPEVINE                                            0.5               0           0
      20370101                 358      GRAND PRAIRIE                                        0.5               0           0
      20220101                 178      DESOTO                                               0.5               0           0
      20370101                 358      GLENN HEIGHTS                                        0.5               0           0
      20220101                 178      GLENN HEIGHTS                                        0.5               0           0
      20220101                 178      EL PASO                                              0.5               0           0
      20370101                 358      IRVING                                               0.5               0           0
      20220201                 179      BUDA                                                 0.5               0           0
      20370101                 358      INDIANAPOLIS                                         0.5               0           0
      20370101                 358      COLUMBIA                                             0.5               0           0
      20370101                 358      RIVERDALE                                            0.5               0           0
      20370101                 358      DECATUR                                              0.5               0           0
      20370101                 358      IRVING                                               0.5               0           0
      20370101                 358      GLENN HEIGHTS                                        0.5               0           0
      20370101                 358      HICKORY CREEK                                        0.5               0           0
      20220101                 178      HICKORY CREEK                                        0.5               0           0
      20370101                 358      WINGO                                                0.5               0           0
      20370101                 358      CROWLEY                                              0.5               0           0
      20220101                 178      CROWLEY                                              0.5               0           0
      20370101                 358      CHICKAMAUGA                                          0.5               0           0
      20370101                 358      MANSFIELD                                            0.5               0           0
      20370201                 359      NORTH RICHLAND                                       0.5               0           0
      20370101                 358      KATY                                                 0.5               0           0
      20220101                 178      KATY                                                 0.5               0           0
      20370101                 358      ARLINGTON                                            0.5               0           0
      20220101                 178      ARLINGTON                                            0.5               0           0
      20370101                 358      HORIZON CITY                                         0.5               0           0
      20220101                 178      AMARILLO                                             0.5               0           0
      20370101                 358      FORT WORTH                                           0.5               0           0
      20370101                 358      CHARLOTTE                                            0.5               0           0
      20220201                 179      BURLESON                                             0.5               0           0
      20370101                 358      MANSFIELD                                            0.5               0           0
      20370101                 358      FORT WORTH                                           0.5               0           0
      20370101                 358      ARLINGTON                                            0.5               0           0
      20370101                 358      CARROLLTON                                           0.5               0           0
      20220101                 178      CARROLLTON                                           0.5               0           0
      20370101                 358      DALLAS                                               0.5               0           0
      20370101                 358      FATE                                                 0.5               0           0
      20370101                 358      DESOTO                                               0.5               0           0
      20220101                 178      DESOTO                                               0.5               0           0
      20220101                 178      FORT WORTH                                           0.5               0           0
      20370201                 359      MESQUITE                                             0.5               0           0
      20370101                 358      PORT ORCHARD                                         0.5               0           0
      20220101                 178      PORT ORCHARD                                         0.5               0           0
      20370101                 358      PANORA                                               0.5               0           0
      20370101                 358      LANTANA                                              0.5               0           0
      20220101                 178      MONTESANO                                            0.5               0           0
      20370101                 358      HUMBLE                                               0.5               0           0
      20361201                 357      ROCHESTER                                            0.5               0           0
      20370101                 358      AUGUSTA                                              0.5               0           0
      20370101                 358      MADISONVILLE                                         0.5               0           0
      20370101                 358      FORT WORTH                                           0.5               0           0
      20370101                 358      BOWIE                                                0.5               0           0
      20361201                 357      DENVER                                               0.5               0           0
      20370101                 358      YUTAN                                                0.5               0           0
      20370101                 358      FORT WORTH TEXA                                      0.5               0           0
      20361201                 357      SLIDELL                                              0.5               0           0
      20370101                 358      BALCH SPRINGS                                        0.5               0           0
      20361201                 357      SOUTH HOLLAND                                        0.5               0           0
      20370101                 358      MEXIA                                                0.5               0           0
      20370101                 358      FORT DODGE                                           0.5               0           0
      20370101                 358      COLLIERVILLE                                         0.5               0           0
      20370101                 358      SPRINGFIELD                                          0.5               0           0
      20370101                 358      CHILLICOTHE                                          0.5               0           0
      20370101                 358      CRESCO                                               0.5               0           0
      20361201                 357      NASHVILLE                                            0.5               0           0
      20370101                 358      SPRINGFIELD                                          0.5               0           0
      20370101                 358      MARTELLE                                             0.5               0           0
      20370101                 358      MAQUOKETA                                            0.5               0           0
      20370101                 358      KELLER                                               0.5               0           0
      20370101                 358      BELTON                                               0.5               0           0
      20370101                 358      DESOTO                                               0.5               0           0
      20370101                 358      ROSSVILLE                                            0.5               0           0
      20370101                 358      SPIRO                                                0.5               0           0
      20370101                 358      ANACORTES                                            0.5               0           0
      20370101                 358      RHOME                                                0.5               0           0
      20361201                 357      SIOUX CITY                                           0.5               0           0
      20370101                 358      INDEPENDENCE                                         0.5               0           0
      20220101                 178      BONNEY LAKE                                          0.5               0           0
      20370101                 358      HOUSTON                                              0.5               0           0
      20370101                 358      HOBBS                                                0.5               0           0
      20370101                 358      IDABEL                                               0.5               0           0
      20370101                 358      RIDGEFIELD PARK                                      0.5               0           0
      20370101                 358      CEDAR RAPIDS                                         0.5               0           0
      20370101                 358      LAWTON                                               0.5               0           0
      20370101                 358      BATESVILLE                                           0.5               0           0
      20370101                 358      KANSAS CITY                                          0.5               0           0
      20370101                 358      DEWITT                                               0.5               0           0
      20370101                 358      KANSAS CITY                                          0.5               0           0
      20370101                 358      RICHMOND                                             0.5               0           0
      20370101                 358      CHARITON                                             0.5               0           0
      20370101                 358      OTTUMWA                                              0.5               0           0
      20370101                 358      NORTH RICHLAND                                       0.5               0           0
      20370101                 358      COLUMBIA                                             0.5               0           0
      20370101                 358      STERLING                                             0.5               0           0
      20370101                 358      ELDRIDGE                                             0.5               0           0
      20370101                 358      MORLEY                                               0.5               0           0
      20370101                 358      LINCOLN                                              0.5               0           0
      20370101                 358      LEES SUMMIT                                          0.5               0           0
      20220101                 178      LAS VEGAS                                            0.5               0           0
      20370101                 358      TACOMA                                               0.5               0           0
      20370101                 358      EAGLE GROVE                                          0.5               0           0
      20370101                 358      DALLAS                                               0.5               0           0
      20370101                 358      JOPLIN                                               0.5               0           0
      20220101                 178      TACOMA                                               0.5               0           0
      20370101                 358      MIAMI                                                0.5               0           0
      20370101                 358      MCPHERSON                                            0.5               0           0
      20220101                 178      MIAMI                                                0.5               0           0
      20370101                 358      RAYTOWN                                              0.5               0           0
      20220101                 178      SPOKANE                                              0.5               0           0
      20370101                 358      EAST MOLINE                                          0.5               0           0
      20370101                 358      JEFFERSON                                            0.5               0           0
      20370101                 358      VALLEY CENTER                                        0.5               0           0
      20220101                 178      JEFFERSON                                            0.5               0           0
      20370101                 358      LINWOOD                                              0.5               0           0
      20370101                 358      COZAD                                                0.5               0           0
      20370101                 358      WEBSTER CITY                                         0.5               0           0
      20370101                 358      MOLINE                                               0.5               0           0
      20370101                 358      SAINT PAUL                                           0.5               0           0
      20370101                 358      BELLE PLAINE                                         0.5               0           0
      20370101                 358      JUNCTION CITY                                        0.5               0           0
      20370101                 358      WOOD VILLAGE                                         0.5               0           0
      20370201                 359      RAINIER                                              0.5               0           0
      20370101                 358      HUMBLE                                               0.5               0           0
      20370101                 358      DES MOINES                                           0.5               0           0
      20220101                 178      SIOUX CITY                                           0.5               0           0
      20370101                 358      FORT SMITH                                           0.5               0           0
      20220101                 178      WOOD VILLAGE                                         0.5               0           0
      20370101                 358      OKEECHOBEE                                           0.5               0           0
      20370101                 358      ALBUQUERQUE                                          0.5               0           0
      20370201                 359      HOUSTON                                              0.5               0           0
      20370101                 358      KANSAS CITY                                          0.5               0           0
      20370201                 359      INDEPENDENCE                                         0.5               0           0
      20370101                 358      HOUSTON                                              0.5               0           0
      20370101                 358      OSKALOOSA                                            0.5               0           0
      20370101                 358      HOUSTON                                              0.5               0           0
      20370101                 358      SHERWOOD                                             0.5               0           0
      20370101                 358      MCPHERSON                                            0.5               0           0
      20370101                 358      SPRINGFIELD                                          0.5               0           0
      20370101                 358      MCPHERSON                                            0.5               0           0
      20370101                 358      SPOKANE VALLEY                                       0.5               0           0
      20220101                 178      HOUSTON                                              0.5               0           0
      20370101                 358      NORTHBROOK                                           0.5               0           0
      20370101                 358      ROLAND                                               0.5               0           0
      20220101                 178      KATY                                                 0.5               0           0
      20370101                 358      HUMBLE                                               0.5               0           0
      20370101                 358      DOVER                                                0.5               0           0
      20220101                 178      MONROE                                               0.5               0           0
      20370101                 358      PATTERSON                                            0.5               0           0
      20220101                 178      NORTH LAS VEGAS                                      0.5               0           0
      20220101                 178      PATTERSON                                            0.5               0           0
      20370101                 358      LOS ANGELES                                          0.5               0           0
      20370101                 358      SANDY                                                0.5               0           0
      20370101                 358      SOUTH LAKE TAHO                                      0.5               0           0
      20220101                 178      QUEEN CREEK                                          0.5               0           0
      20370101                 358      LAKEWOOD                                             0.5               0           0
      20220101                 178      NORWALK                                              0.5               0           0
      20370101                 358      HELENDALE AREA                                       0.5               0           0
      20220101                 178      COPPEROPOLIS                                         0.5               0           0
      20370101                 358      SACRAMENTO                                           0.5               0           0
      20370201                 359      LOS ANGELES                                          0.5               0           0
      20370101                 358      SPRING VALLEY                                        0.5               0           0
      20370101                 358      LOS ANGELES                                          0.5               0           0
      20370101                 358      PUYALLUP                                             0.5               0           0
      20220101                 178      HELENDALE AREA                                       0.5               0           0
      20370101                 358      HEBER                                                0.5               0           0
      20370101                 358      HESPERIA                                             0.5               0           0
      20370101                 358      PLUMAS LAKE                                          0.5               0           0
      20370101                 358      PUYALLUP                                             0.5               0           0
      20370101                 358      NEWARK                                               0.5               0           0
      20370101                 358      LONG BEACH                                           0.5               0           0
      20370101                 358      BONITA                                               0.5               0           0
      20220101                 178      PLUMAS LAKE                                          0.5               0           0
      20370101                 358      QUEEN CREEK                                          0.5               0           0
      20220101                 178      BONITA                                               0.5               0           0
      20370101                 358      INCLINE VILLAGE                                      0.5               0           0
      20370101                 358      TUKWILA                                              0.5               0           0
      20220101                 178      SPRING VALLEY                                        0.5               0           0
      20370101                 358      CASA GRANDE                                          0.5               0           0
      20370101                 358      HOQUIAM                                              0.5               0           0
      20370101                 358      RIALTO                                               0.5               0           0
      20220101                 178      ARVADA                                               0.5               0           0
      20220101                 178      RIALTO                                               0.5               0           0
      20370101                 358      MESA                                                 0.5               0           0
      20370101                 358      RAPID CITY                                           0.5               0           0
      20370101                 358      VICTORVILLE                                          0.5               0           0
      20370101                 358      LOS ANGELES                                          0.5               0           0
      20220101                 178      ALPINE                                               0.5               0           0
      20370101                 358      LOS ANGELES                                          0.5               0           0
      20370101                 358      FAIRFIELD                                            0.5               0           0
      20220101                 178      GREELEY                                              0.5               0           0
      20370101                 358      RIVERSIDE                                            0.5               0           0
      20370101                 358      LAKE HAVASU CIT                                      0.5               0           0
      20370101                 358      LAGUNA NIGUEL                                        0.5               0           0
      20370101                 358      PALMDALE                                             0.5               0           0
      20220101                 178      RIVERSIDE                                            0.5               0           0
      20370101                 358      STOCKTON                                             0.5               0           0
      20370101                 358      LONG BEACH                                           0.5               0           0
      20220101                 178      STOCKTON                                             0.5               0           0
      20220101                 178      PALMDALE                                             0.5               0           0
      20220101                 178      QUEEN CREEK                                          0.5               0           0
      20370101                 358      SANTA CLARA                                          0.5               0           0
      20370101                 358      WOODBRIDGE                                           0.5               0           0
      20370101                 358      AURORA                                               0.5               0           0
      20370101                 358      SPANAWAY                                             0.5               0           0
      20370101                 358      LAS VEGAS                                            0.5               0           0
      20370101                 358      SAN DIEGO                                            0.5               0           0
      20220101                 178      SPANAWAY                                             0.5               0           0
      20370101                 358      BRENTWOOD                                            0.5               0           0
      20220101                 178      PAHRUMP                                              0.5               0           0
      20220101                 178      SAN DIEGO                                            0.5               0           0
      20370101                 358      LINCOLN                                              0.5               0           0
      20220101                 178      BELLFLOWER                                           0.5               0           0
      20220101                 178      SANTA CLARA                                          0.5               0           0
      20370101                 358      ESCONDIDO                                            0.5               0           0
      20370101                 358      TOLLESON                                             0.5               0           0
      20370101                 358      LANCASTER                                            0.5               0           0
      20370101                 358      CENTRALIA                                            0.5               0           0
      20370101                 358      HEMET                                                0.5               0           0
      20370101                 358      QUEEN CREEK                                          0.5               0           0
      20220101                 178      FEDERAL WAY                                          0.5               0           0
      20220101                 178      ESCONDIDO                                            0.5               0           0
      20370201                 359      SALT LAKE CITY                                       0.5               0           0
      20370101                 358      WATSONVILLE                                          0.5               0           0
      20370101                 358      NEW RIVER                                            0.5               0           0
      20220101                 178      WATSONVILLE                                          0.5               0           0
      20370101                 358      FOLSOM                                               0.5               0           0
      20220101                 178      NEW RIVER                                            0.5               0           0
      20370101                 358      LOS ANGELES                                          0.5               0           0
      20220101                 178      FOLSOM                                               0.5               0           0
      20220101                 178      LOS ANGELES                                          0.5               0           0
      20220101                 178      QUEEN CREEK                                          0.5               0           0
      20370101                 358      ORTING                                               0.5               0           0
      20370101                 358      CHICO                                                0.5               0           0
      20220101                 178      PHOENIX                                              0.5               0           0
      20220101                 178      CHICO                                                0.5               0           0
      20370101                 358      AUBURN                                               0.5               0           0
      20370101                 358      FOUNTAIN                                             0.5               0           0
      20370101                 358      BRUSH                                                0.5               0           0
      20370101                 358      EL DORADO HILLS                                      0.5               0           0
      20370101                 358      QUEEN CREEK                                          0.5               0           0
      20370101                 358      CHULA VISTA                                          0.5               0           0
      20220101                 178      FOUNTAIN                                             0.5               0           0
      20220101                 178      CORONA                                               0.5               0           0
      20220101                 178      CHULA VISTA                                          0.5               0           0
      20370101                 358      CHANDLER                                             0.5               0           0
      20370101                 358      FONTANA                                              0.5               0           0
      20220101                 178      HEMET                                                0.5               0           0
      20220101                 178      EAGLE                                                0.5               0           0
      20370101                 358      OROVILLE                                             0.5               0           0
      20370101                 358      PHOENIX                                              0.5               0           0
      20220101                 178      OROVILLE                                             0.5               0           0
      20370101                 358      PARADISE                                             0.5               0           0
      20220101                 178      PARADISE                                             0.5               0           0
      20370201                 359      LAS VEGAS                                            0.5               0           0
      20220101                 178      BULLHEAD CITY                                        0.5               0           0
      20220201                 179      LAS VEGAS                                            0.5               0           0
      20370101                 358      CHINO                                                0.5               0           0
      20370101                 358      LAGUNA HILLS                                         0.5               0           0
      20370101                 358      FEDERAL WAY                                          0.5               0           0
      20370101                 358      OROVILLE                                             0.5               0           0
      20220101                 178      LAGUNA HILLS                                         0.5               0           0
      20220101                 178      OROVILLE                                             0.5               0           0
      20370201                 359      MURRIETA                                             0.5               0           0
      20370101                 358      PUYALLUP                                             0.5               0           0
      20370101                 358      CHINO HILLS                                          0.5               0           0
      20370101                 358      EL CAJON                                             0.5               0           0
      20370101                 358      SACRAMENTO                                           0.5               0           0
      20370101                 358      AURORA                                               0.5               0           0
      20220101                 178      AURORA                                               0.5               0           0
      20220101                 178      CAMPBELL                                             0.5               0           0
      20370101                 358      CENTENNIAL                                           0.5               0           0
      20370101                 358      HEBER                                                0.5               0           0
      20220101                 178      CENTENNIAL                                           0.5               0           0
      20370101                 358      AUBURN                                               0.5               0           0
      20370101                 358      VISTA                                                0.5               0           0
      20370101                 358      LOS ANGELES                                          0.5               0           0
      20370101                 358      DENVER                                               0.5               0           0
      20370101                 358      LAS VEGAS                                            0.5               0           0
      20370101                 358      CORONA                                               0.5               0           0
      20220101                 178      DENVER                                               0.5               0           0
      20220101                 178      CORONA                                               0.5               0           0
      20370101                 358      ANAHEIM                                              0.5               0           0
      20370101                 358      MARICOPA                                             0.5               0           0
      20220101                 178      FREDERICK                                            0.5               0           0
      20370101                 358      INDIO                                                0.5               0           0
      20370101                 358      BONNEY LAKE                                          0.5               0           0
      20370101                 358      BUCKLEY                                              0.5               0           0
      20370101                 358      MAPLE VALLEY                                         0.5               0           0
      20370101                 358      CANBY                                                0.5               0           0
      20220101                 178      CANBY                                                0.5               0           0
      20220101                 178      DOS PALOS                                            0.5               0           0
      20370101                 358      RIALTO                                               0.5               0           0
      20220101                 178      COLORADO SPRING                                      0.5               0           0
      20370101                 358      TACOMA                                               0.5               0           0
      20370101                 358      ROCKLIN                                              0.5               0           0
      20220201                 179      TACOMA                                               0.5               0           0
      20370101                 358      CORONA                                               0.5               0           0
      20220101                 178      CORONA                                               0.5               0           0
      20220101                 178      AZUSA                                                0.5               0           0
      20370101                 358      PALMDALE                                             0.5               0           0
      20370101                 358      DENVER                                               0.5               0           0
      20370101                 358      PORTLAND                                             0.5               0           0
      20370101                 358      DENVER                                               0.5               0           0
      20220101                 178      DENVER                                               0.5               0           0
      20370101                 358      MARYSVILLE                                           0.5               0           0
      20370101                 358      LAKE HAVASU CIT                                      0.5               0           0
      20220101                 178      FONTANA AREA                                         0.5               0           0
      20370201                 359      CORONA                                               0.5               0           0
      20370101                 358      APPLE VALLEY                                         0.5               0           0
      20220101                 178      SOUTH GATE                                           0.5               0           0
      20220101                 178      APPLE VALLEY                                         0.5               0           0
      20370101                 358      UPLAND                                               0.5               0           0
      20370101                 358      CASTLE ROCK                                          0.5               0           0
      20370101                 358      LAGUNA HILLS                                         0.5               0           0
      20220101                 178      LAGUNA HILLS                                         0.5               0           0
      20370101                 358      (LOS ANGELES AR                                      0.5               0           0
      20370101                 358      PORTLAND                                             0.5               0           0
      20220101                 178      (LOS ANGELES AR                                      0.5               0           0
      20220101                 178      PORTLAND                                             0.5               0           0
      20370101                 358      LOS ANGELES                                          0.5               0           0
      20370101                 358      BONNEY LAKE                                          0.5               0           0
      20370101                 358      TACOMA                                               0.5               0           0
      20220101                 178      CASTLE ROCK                                          0.5               0           0
      20370101                 358      MISSION VIEJO                                        0.5               0           0
      20220101                 178      MISSION VIEJO                                        0.5               0           0
      20370101                 358      ALTADENA AREA                                        0.5               0           0
      20370101                 358      LAKEWOOD                                             0.5               0           0
      20220101                 178      LAKEWOOD                                             0.5               0           0
      20370101                 358      FEDERAL WAY                                          0.5               0           0
      20370101                 358      LOS ANGELES                                          0.5               0           0
      20220101                 178      SIMI VALLEY                                          0.5               0           0
      20370101                 358      CUDAHY                                               0.5               0           0
      20220101                 178      CUDAHY                                               0.5               0           0
      20370101                 358      SUN VALLEY                                           0.5               0           0
      20370101                 358      YORBA LINDA                                          0.5               0           0
      20220101                 178      DUPONT                                               0.5               0           0
      20220101                 178      YORBA LINDA                                          0.5               0           0
      20370101                 358      LONG BEACH                                           0.5               0           0
      20220101                 178      LONG BEACH                                           0.5               0           0
      20370101                 358      MORENO VALLEY                                        0.5               0           0
      20370101                 358      BIG BEAR LAKE                                        0.5               0           0
      20220101                 178      RESEDA AREA                                          0.5               0           0
      20370101                 358      LOS ANGELES                                          0.5               0           0
      20370101                 358      LITTLETON                                            0.5               0           0
      20220101                 178      LITTLETON                                            0.5               0           0
      20370201                 359      SHELTON                                              0.5               0           0
      20370101                 358      LOS ANGELES                                          0.5               0           0
      20370101                 358      RIALTO                                               0.5               0           0
      20370101                 358      SOUTH GATE                                           0.5               0           0
      20220101                 178      FONTANA                                              0.5               0           0
      20220101                 178      RICHMOND                                             0.5               0           0
      20370101                 358      RIDGECREST                                           0.5               0           0
      20370101                 358      SAN BERNARDINO                                       0.5               0           0
      20220101                 178      SAN BERNARDINO                                       0.5               0           0
      20370101                 358      SAN BERNARDINO                                       0.5               0           0
      20370101                 358      ANAHEIM                                              0.5               0           0
      20220101                 178      BURBANK                                              0.5               0           0
      20370101                 358      BANNING                                              0.5               0           0
      20220101                 178      BANNING                                              0.5               0           0
      20220101                 178      LAS VEGAS                                            0.5               0           0
      20370101                 358      WEST HILLS AREA                                      0.5               0           0
      20370101                 358      WHITTIER                                             0.5               0           0
      20370101                 358      YUCCA VALLEY                                         0.5               0           0
      20220101                 178      FONTANA                                              0.5               0           0
      20370101                 358      MURRIETA                                             0.5               0           0
      20220101                 178      BAKERSFIELD                                          0.5               0           0
      20370101                 358      SAN BERNARDINO                                       0.5               0           0
      20370101                 358      LAKE ELSINORE                                        0.5               0           0
      20220101                 178      LAKE ELSINORE                                        0.5               0           0
      20370101                 358      LOS ANGELES                                          0.5               0           0
      20370101                 358      HESPERIA                                             0.5               0           0
      20220101                 178      SAN JACINTO                                          0.5               0           0
      20220101                 178      PACOIMA AREA                                         0.5               0           0
      20220101                 178      MORENO VALLEY                                        0.5               0           0
      20370101                 358      CRYSTAL LAKE                                         0.5               0           0
      20361101                 356      CENTREVILLE                                          0.5               0           0
      20370101                 358      FOREST LAKE                                          0.5               0           0
      20361201                 357      SANFORD                                              0.5               0           0
      20220101                 178      CHICAGO                                              0.5               0           0
      20370101                 358      PORTAGE                                              0.5               0           0
      20370101                 358      JACKSON                                              0.5               0           0
      20370101                 358      GRANITE CITY                                         0.5               0           0
      20370101                 358      BROOKLYN                                             0.5               0           0
      20361201                 357      NEW CASTLE                                           0.5               0           0
      20361201                 357      EAST ELMHURST                                        0.5               0           0
      20211201                 177      EAST ELMHURST                                        0.5               0           0
      20370101                 358      FAYETTEVILLE                                         0.5               0           0
      20361201                 357      BELLMORE                                             0.5               0           0
      20370101                 358      MANCHESTER                                           0.5               0           0
      20220101                 178      MANCHESTER                                           0.5               0           0
      20370101                 358      BRENTWOOD                                            0.5               0           0
      20220101                 178      BRENTWOOD                                            0.5               0           0
      20370101                 358      SILVER SPRING                                        0.5               0           0
      20361201                 357      CHICAGO                                              0.5               0           0
      20220101                 178      FREDERICKSBURG                                       0.5               0           0
      20370101                 358      MARRIOTTSVILLE                                       0.5               0           0
      20370101                 358      SOUTH OZONE PAR                                      0.5               0           0
      20370101                 358      MIDDLESEX                                            0.5               0           0
      20370101                 358      AMHERST                                              0.5               0           0
      20370101                 358      MARS HILL                                            0.5               0           0
      20370101                 358      DOYLESTOWN                                           0.5               0           0
      20220101                 178      DORCHESTER                                           0.5               0           0
      20370101                 358      WALDORF                                              0.5               0           0
      20220101                 178      WALDORF                                              0.5               0           0
      20370101                 358      MOUNT HOLLY                                          0.5               0           0
      20370101                 358      COPIAGUE                                             0.5               0           0
      20370101                 358      CHICAGO                                              0.5               0           0
      20370101                 358      EXETER                                               0.5               0           0
      20370101                 358      ROCKVILLE                                            0.5               0           0
      20220101                 178      CHICAGO                                              0.5               0           0
      20370101                 358      BALTIMORE                                            0.5               0           0
      20370101                 358      CLAYTON                                              0.5               0           0
      20370101                 358      REIDSVILLE                                           0.5               0           0
      20220101                 178      CLINTON                                              0.5               0           0
      20370101                 358      MARS HILL                                            0.5               0           0
      20211101                 176      CRESTVIEW                                            0.5               0           0
      20370101                 358      PASADENA                                             0.5               0           0
      20370101                 358      COLONIE                                              0.5               0           0
      20370101                 358      BALTIMORE                                            0.5               0           0
      20370101                 358      JAMAICA                                              0.5               0           0
      20370101                 358      NORTH WATERBORO                                      0.5               0           0
      20370201                 359      HAMPTON                                              0.5               0           0
      20370101                 358      PAWTUCKET                                            0.5               0           0
      20370101                 358      BROOKLYN                                             0.5               0           0
      20370101                 358      BRENTWOOD                                            0.5               0           0
      20370101                 358      NEWARK                                               0.5               0           0
      20370101                 358      SNEADS FERRY                                         0.5               0           0
      20370101                 358      VALLEY STREAM                                        0.5               0           0
      20370101                 358      ELKRIDGE                                             0.5               0           0
      20370101                 358      CHARLOTTE                                            0.5               0           0
      20370101                 358      LOWELL                                               0.5               0           0
      20370101                 358      TOBYHANNA                                            0.5               0           0
      20370101                 358      BROOKLYN                                             0.5               0           0
      20370101                 358      DEERFIELD                                            0.5               0           0
      20370101                 358      BROOKLYN                                             0.5               0           0
      20370101                 358      BROOKLYN                                             0.5               0           0
      20370101                 358      SAYREVILLE                                           0.5               0           0
      20370101                 358      GREENSBORO                                           0.5               0           0
      20370101                 358      COMMACK                                              0.5               0           0
      20370101                 358      LOWELL                                               0.5               0           0
      20370101                 358      LOWELL                                               0.5               0           0
      20370101                 358      IRVINGTON                                            0.5               0           0
      20370101                 358      OCEANSIDE                                            0.5               0           0
      20220101                 178      OCEANSIDE                                            0.5               0           0
      20370101                 358      SAINT ALBANS                                         0.5               0           0
      20370101                 358      HUNTERSVILLE                                         0.5               0           0
      20370101                 358      UPPER MARLBORO                                       0.5               0           0
      20370101                 358      CHELSEA                                              0.5               0           0
      20220101                 178      UPPER MARLBORO                                       0.5               0           0
      20370101                 358      PETERSBURG                                           0.5               0           0
      20370201                 359      ENGLEWOOD                                            0.5               0           0
      20370201                 359      LYNNFIELD                                            0.5               0           0
      20370101                 358      MANCHESTER                                           0.5               0           0
      20361201                 357      MINNEAPOLIS                                          0.5               0           0
      20361201                 357      ORLANDO                                              0.5               0           0
      20361201                 357      SAVAGE                                               0.5               0           0
      20370101                 358      MUSKEGON                                             0.5               0           0
      20361201                 357      BARTLETT                                             0.5               0           0
      20370101                 358      CHICAGO                                              0.5               0           0
      20220101                 178      CAPE CORAL                                           0.5               0           0
      20370101                 358      ELLENWOOD                                            0.5               0           0
      20220101                 178      PECULIAR                                             0.5               0           0
      20370101                 358      ZION                                                 0.5               0           0
      20220101                 178      ZION                                                 0.5               0           0
      20370101                 358      ZION                                                 0.5               0           0
      20220101                 178      ZION                                                 0.5               0           0
      20370101                 358      ZION                                                 0.5               0           0
      20220101                 178      ZION                                                 0.5               0           0
      20370101                 358      CHICAGO                                              0.5               0           0
      20220101                 178      SUMMIT ARGO                                          0.5               0           0
      20370101                 358      CHICAGO                                              0.5               0           0
      20370101                 358      EASTPOINTE                                           0.5               0           0
      20370101                 358      MINNEAPOLIS                                          0.5               0           0
      20220101                 178      MINNEAPOLIS                                          0.5               0           0
      20370101                 358      LINCOLNTON                                           0.5               0           0
      20370201                 359      EXCELSIOR                                            0.5               0           0
      20370101                 358      CHICAGO                                              0.5               0           0
      20220101                 178      CHICAGO                                              0.5               0           0
      20220101                 178      MAPLE GROVE                                          0.5               0           0
      20370101                 358      DETROIT                                              0.5               0           0
      20361201                 357      KISSIMMEE                                            0.5               0           0
      20361201                 357      CHICAGO                                              0.5               0           0
      20370101                 358      CHICAGO                                              0.5               0           0
      20220101                 178      CHICAGO                                              0.5               0           0
      20370101                 358      CHICAGO                                              0.5               0           0
      20370101                 358      CHICAGO                                              0.5               0           0
      20370101                 358      ROBBINSDALE                                          0.5               0           0
      20370101                 358      OPA LOCKA                                            0.5               0           0
      20370101                 358      YADKINVILLE                                          0.5               0           0
      20370101                 358      GRIFFIN                                              0.5               0           0
      20361201                 357      ATLANTA                                              0.5               0           0
      20370101                 358      HARWOOD HEIGHTS                                      0.5               0           0
      20370101                 358      ATLANTA                                              0.5               0           0
      20370101                 358      SOUTH HOLLAND                                        0.5               0           0
      20370101                 358      SAINT PETERSBUR                                      0.5               0           0
      20370101                 358      LEWISTOWN                                            0.5               0           0
      20370101                 358      REDFORD                                              0.5               0           0
      20370101                 358      CHICAGO                                              0.5               0           0
      20220101                 178      CHICAGO                                              0.5               0           0
      20370101                 358      PLANT CITY                                           0.5               0           0
      20220101                 178      CHASKA                                               0.5               0           0
      20370101                 358      ROYAL PALM BEAC                                      0.5               0           0
      20370101                 358      BUFFALO GROVE                                        0.5               0           0
      20370101                 358      FOX LAKE                                             0.5               0           0
      20370101                 358      TAMPA                                                0.5               0           0
      20370101                 358      CHICAGO                                              0.5               0           0
      20370101                 358      COVINGTON                                            0.5               0           0
      20370101                 358      SEATTLE                                              0.5               0           0
      20370101                 358      FORT LAUDERDALE                                      0.5               0           0
      20370101                 358      SOUTH CHICAGO H                                      0.5               0           0
      20220101                 178      OPA LOCKA                                            0.5               0           0
      20370101                 358      TAMPA                                                0.5               0           0
      20220101                 178      TAMPA                                                0.5               0           0
      20370201                 359      HOMEWOOD                                             0.5               0           0
      20370101                 358      LADSON                                               0.5               0           0
      20370101                 358      SPRING HILL                                          0.5               0           0
      20370101                 358      DETROIT                                              0.5               0           0
      20370101                 358      GRAYSLAKE                                            0.5               0           0
      20370101                 358      CAPE CORAL                                           0.5               0           0
      20370101                 358      SCHAUMBURG                                           0.5               0           0
      20370101                 358      MILAN                                                0.5               0           0
      20220101                 178      MILAN                                                0.5               0           0
      20370101                 358      ATLANTA                                              0.5               0           0
      20370101                 358      GLEN ELLYN                                           0.5               0           0
      20370101                 358      BISMARCK                                             0.5               0           0
      20220101                 178      GLEN ELLYN                                           0.5               0           0
      20370101                 358      PORT SAINT LUCI                                      0.5               0           0
      20370101                 358      BOLINGBROOK                                          0.5               0           0
      20370101                 358      CHICAGO                                              0.5               0           0
      20370101                 358      ALVARADO                                             0.5               0           0
      20370101                 358      CARPENTERSVILLE                                      0.5               0           0
      20370101                 358      FARMINGTON                                           0.5               0           0
      20370101                 358      MINNEAPOLIS                                          0.5               0           0
      20370101                 358      EAST CHICAGO                                         0.5               0           0
      20370101                 358      DETROIT                                              0.5               0           0
      20220101                 178      CARPENTERSVILLE                                      0.5               0           0
      20370101                 358      CHICAGO                                              0.5               0           0
      20220101                 178      CHICAGO                                              0.5               0           0
      20370101                 358      FLOSSMOOR                                            0.5               0           0
      20370101                 358      SOUTH CHICAGO                                        0.5               0           0
      20220101                 178      EAST CHICAGO                                         0.5               0           0
      20370101                 358      SALINE                                               0.5               0           0
      20370101                 358      INDIANAPOLIS                                         0.5               0           0
      20370101                 358      BROOKLYN CENTER                                      0.5               0           0
      20220101                 178      WEST SAINT PAUL                                      0.5               0           0
      20370101                 358      CHICAGO                                              0.5               0           0
      20220101                 178      CHICAGO                                              0.5               0           0
      20370101                 358      MOKENA                                               0.5               0           0
      20370201                 359      LYNWOOD                                              0.5               0           0
      20370101                 358      CHICAGO                                              0.5               0           0
      20370101                 358      WATERFORD                                            0.5               0           0
      20370101                 358      MINNEAPOLIS                                          0.5               0           0
      20220101                 178      CHICAGO                                              0.5               0           0
      20370101                 358      CHICAGO                                              0.5               0           0
      20370101                 358      BLOOMINGDALE                                         0.5               0           0
      20370101                 358      AURORA                                               0.5               0           0
      20370201                 359      ZIMMERMAN                                            0.5               0           0
      20220201                 179      MONTICELLO                                           0.5               0           0
      20370101                 358      LINCOLN PARK                                         0.5               0           0
      20220101                 178      BROOKLYN PARK                                        0.5               0           0
      20370101                 358      LOMBARD                                              0.5               0           0
      20370201                 359      NAPERVILLE                                           0.5               0           0
      20370201                 359      CHICAGO                                              0.5               0           0
      20370201                 359      NAPERVILLE                                           0.5               0           0
      20220201                 179      NAPERVILLE                                           0.5               0           0
      20220101                 178      MILL VALLEY                                          0.5               0           0
      20370101                 358      TUCSON                                               0.5               0           0
      20370101                 358      LAS VEGAS                                            0.5               0           0
      20361201                 357      PEORIA                                               0.5               0           0
      20220101                 178      QUEEN CREEK                                          0.5               0           0
      20370101                 358      SURPRISE                                             0.5               0           0
      20370101                 358      BUCKEYE                                              0.5               0           0
      20220101                 178      SURPRISE                                             0.5               0           0
      20361201                 357      ST. LOUIS                                            0.5               0           0
      20370101                 358      SAINT LOUIS                                          0.5               0           0
      20361201                 357      WICHITA                                              0.5               0           0
      20370101                 358      EAST SAINT LOUI                                      0.5               0           0
      20361201                 357      SAINT LOUIS                                          0.5               0           0
      20361201                 357      RAYTOWN                                              0.5               0           0
      20370101                 358      CEDAR RAPIDS                                         0.5               0           0
      20361201                 357      OLATHE                                               0.5               0           0
      20370101                 358      ENTERPRISE                                           0.5               0           0
      20370101                 358      OLATHE                                               0.5               0           0
      20370101                 358      CENTRALIA                                            0.5               0           0
      20370101                 358      BELLEVUE                                             0.5               0           0
      20370101                 358      ROSE HILL                                            0.5               0           0
      20370101                 358      MCPHERSON                                            0.5               0           0
      20370101                 358      KANSAS CITY                                          0.5               0           0
      20370101                 358      GRAIN VALLEY                                         0.5               0           0
      20370101                 358      O FALLON                                             0.5               0           0
      20370101                 358      PACIFIC                                              0.5               0           0
      20370101                 358      KANSAS CITY                                          0.5               0           0
      20370101                 358      COUNCIL BLUFFS                                       0.5               0           0
      20370101                 358      CLEAR LAKE                                           0.5               0           0
      20370101                 358      HOBART                                               0.5               0           0
      20370101                 358      HARRISONVILLE                                        0.5               0           0
      20370101                 358      KANSAS CITY                                          0.5               0           0
      20370101                 358      OMAHA                                                0.5               0           0
      20370101                 358      FAIRWAY                                              0.5               0           0
      20370101                 358      HOLDEN                                               0.5               0           0
      20370201                 359      BONNER SPRINGS                                       0.5               0           0
      20370101                 358      SAINT JOSEPH                                         0.5               0           0
      20370101                 358      SAINT LOUIS                                          0.5               0           0
      20370101                 358      FORT MADISON                                         0.5               0           0
      20370101                 358      WICHITA                                              0.5               0           0
      20370101                 358      LEE'S SUMMIT                                         0.5               0           0
      20370101                 358      EMPORIA                                              0.5               0           0
      20370101                 358      HIAWATHA                                             0.5               0           0
      20370101                 358      OLATHE                                               0.5               0           0
      20370101                 358      KANSAS CITY                                          0.5               0           0
      20370101                 358      KANSAS CITY                                          0.5               0           0
      20370101                 358      OMAHA                                                0.5               0           0
      20370101                 358      FERGUSON                                             0.5               0           0
      20370101                 358      SAINT JOSEPH                                         0.5               0           0
      20370101                 358      SEDALIA                                              0.5               0           0
      20370101                 358      KANSAS CITY                                          0.5               0           0
      20370101                 358      COUNCIL BLUFFS                                       0.5               0           0
      20370101                 358      KANSAS CITY                                          0.5               0           0
      20370101                 358      GRANDVIEW                                            0.5               0           0
      20370101                 358      DES MOINES                                           0.5               0           0
      20370201                 359      DES MOINES                                           0.5               0           0
      20370101                 358      LEE'S SUMMIT                                         0.5               0           0
      20370201                 359      LEE'S SUMMIT                                         0.5               0           0
      20370101                 358      RAYMORE                                              0.5               0           0
      20370101                 358      RAYTOWN                                              0.5               0           0
      20370101                 358      ST. JOSEPH                                           0.5               0           0
      20370101                 358      SEASIDE                                              0.5               0           0
      20211101                 176      TACOMA                                               0.5               0           0
      20220101                 178      MOUNTLAKE TERRA                                      0.5               0           0
      20220101                 178      BELFAIR                                              0.5               0           0
      20370101                 358      TACOMA                                               0.5               0           0
      20361201                 357      CORVALLIS                                            0.5               0           0
      20370101                 358      SILVERDALE                                           0.5               0           0
      20370101                 358      DEXTER                                               0.5               0           0
      20220101                 178      WEISER                                               0.5               0           0
      20220101                 178      AUBURN                                               0.5               0           0
      20370101                 358      AUBURN                                               0.5               0           0
      20220101                 178      AUBURN                                               0.5               0           0
      20370101                 358      WILBUR                                               0.5               0           0
      20370101                 358      WENATCHEE                                            0.5               0           0
      20370101                 358      LONGVIEW                                             0.5               0           0
      20370101                 358      FEDERAL WAY                                          0.5               0           0
      20220101                 178      FEDERAL WAY                                          0.5               0           0
      20370101                 358      LAKEWOOD                                             0.5               0           0
      20370101                 358      GRESHAM                                              0.5               0           0
      20370101                 358      GRANADA HILLS                                        0.5               0           0
      20370101                 358      EDMONDS                                              0.5               0           0
      20370101                 358      BREMERTON                                            0.5               0           0
      20220101                 178      BREMERTON                                            0.5               0           0
      20220101                 178      PORT ORCHARD                                         0.5               0           0
      20370101                 358      GRANDVIEW                                            0.5               0           0
      20370101                 358      PUYALLUP                                             0.5               0           0
      20370101                 358      PORTLAND                                             0.5               0           0
      20220101                 178      PORTLAND                                             0.5               0           0
      20370101                 358      HILLSBORO                                            0.5               0           0
      20370101                 358      ROSEBURG                                             0.5               0           0
      20370101                 358      TUALATIN                                             0.5               0           0
      20220101                 178      TACOMA                                               0.5               0           0
      20370101                 358      TUALATIN                                             0.5               0           0
      20220101                 178      CORONA                                               0.5               0           0
      20361201                 357      LOS ANGELES                                          0.5               0           0
      20370101                 358      LANCASTER                                            0.5               0           0
      20220101                 178      SYLMAR AREA (LO                                      0.5               0           0
      20370101                 358      (ENCINO AREA)                                        0.5               0           0
      20220101                 178      LANCASTER                                            0.5               0           0
      20220101                 178      UNICORP AREA OF                                      0.5               0           0
      20370101                 358      LOS ANGELES                                          0.5               0           0
      20370101                 358      MISSION HILLS                                        0.5               0           0
      20370101                 358      VENTURA                                              0.5               0           0
      20220101                 178      VENTURA                                              0.5               0           0
      20220101                 178      LONG BEACH                                           0.5               0           0
      20220101                 178      LANCASTER                                            0.5               0           0
      20370101                 358      RIALTO                                               0.5               0           0
      20220101                 178      ROSEMEAD                                             0.5               0           0
      20220101                 178      PANORAMA CITY A                                      0.5               0           0
      20220101                 178      ROSEMEAD                                             0.5               0           0
      20370101                 358      NORCO                                                0.5               0           0
      20370101                 358      OXNARD                                               0.5               0           0
      20220101                 178      OXNARD                                               0.5               0           0
      20370101                 358      WILMINGTON AREA                                      0.5               0           0
      20370101                 358      SOLEDAD                                              0.5               0           0
      20370101                 358      SEASIDE                                              0.5               0           0
      20370101                 358      PALMDALE                                             0.5               0           0
      20220101                 178      PALMDALE                                             0.5               0           0
      20370101                 358      LONG BEACH                                           0.5               0           0
      20370101                 358      OXNARD                                               0.5               0           0
      20370101                 358      LANCASTER                                            0.5               0           0
      20370101                 358      LOS ANGELES                                          0.5               0           0
      20370101                 358      COMPTON                                              0.5               0           0
      20370101                 358      TORRANCE                                             0.5               0           0
      20370101                 358      MUNSTER                                              0.5               0           0
      20361101                 356      MOUNT JOY                                            0.5               0           0
      20361201                 357      PHILADELPHIA                                         0.5               0           0
      20370101                 358      LAKEWOOD                                             0.5               0           0
      20370101                 358      MERRICK                                              0.5               0           0
      20361201                 357      SANTA ROSA BEAC                                      0.5               0           0
      20370101                 358      LITTLE ROCK                                          0.5               0           0
      20370101                 358      HALIFAX                                              0.5               0           0
      20361201                 357      MEMPHIS                                              0.5               0           0
      20370101                 358      COLTON                                               0.5               0           0
      20370101                 358      SAINT LOUIS                                          0.5               0           0
      20370101                 358      EDMOND                                               0.5               0           0
      20370101                 358      OXFORD                                               0.5               0           0
      20361201                 357      JEFFERSONVILLE                                       0.5               0           0
      20370101                 358      MILFORD                                              0.5               0           0
      20361201                 357      BATON ROUGE                                          0.5               0           0
      20370101                 358      MIDDLEBURG                                           0.5               0           0
      20220101                 178      EDMOND                                               0.5               0           0
      20370101                 358      SHOREVIEW                                            0.5               0           0
      20370101                 358      TRION                                                0.5               0           0
      20370101                 358      NASHVILLE                                            0.5               0           0
      20370101                 358      BETHLEHEM                                            0.5               0           0
      20370101                 358      DEARBORN                                             0.5               0           0
      20370101                 358      MCFARLAND                                            0.5               0           0
      20370101                 358      TAMPA                                                0.5               0           0
      20370101                 358      PALMDALE                                             0.5               0           0
      20370101                 358      MIDLAND                                              0.5               0           0
      20370101                 358      CAPITOL HEIGHTS                                      0.5               0           0
      20370101                 358      SCHENECTADY                                          0.5               0           0
      20370101                 358      SHERIDAN                                             0.5               0           0
      20370101                 358      PHILADELPHIA                                         0.5               0           0
      20370101                 358      LAS VEGAS                                            0.5               0           0
      20370101                 358      SOUTH MERIDEN                                        0.5               0           0
      20370101                 358      SACRAMENTO                                           0.5               0           0
      20370101                 358      LINDSAY                                              0.5               0           0
      20361101                 356      MISSISSIPPI                                          0.5               0           0
      20361101                 356      MOORESVILLE                                          0.5               0           0
      20361201                 357      PICAYUNE                                             0.5               0           0
      20361201                 357      LAKE PLACID                                          0.5               0           0
      20370101                 358      HEBER SPRINGS                                        0.5               0           0
      20370101                 358      LINCOLN PARK                                         0.5               0           0
      20361201                 357      PHILADELPHIA                                         0.5               0           0
      20361201                 357      WASCO                                                0.5               0           0
      20370101                 358      BRIGHTWOOD                                           0.5               0           0
      20370101                 358      FORT MYERS                                           0.5               0           0
      20370101                 358      LEHIGH ACRES                                         0.5               0           0
      20370101                 358      LAS VEGAS                                            0.5               0           0
      20361201                 357      LAWRENCEVILLE                                        0.5               0           0
      20370101                 358      MILWAUKEE                                            0.5               0           0
      20370101                 358      LEBANON                                              0.5               0           0
      20370101                 358      WEST SENECA                                          0.5               0           0
      20370101                 358      MARYSVILLE                                           0.5               0           0
      20370101                 358      NASHVILLE                                            0.5               0           0
      20361201                 357      NASHUA                                               0.5               0           0
      20361201                 357      HATBORO                                              0.5               0           0
      20370101                 358      OKLAHOMA CITY                                        0.5               0           0
      20370101                 358      PARACHUTE                                            0.5               0           0
      20370101                 358      EAST POINT                                           0.5               0           0
      20370101                 358      BIRMINGHAM                                           0.5               0           0
      20370101                 358      PALMYRA                                              0.5               0           0
      20361201                 357      RUTHER GLEN                                          0.5               0           0
      20361201                 357      BALTIMORE                                            0.5               0           0
      20370101                 358      ROUND HILL                                           0.5               0           0
      20361201                 357      WOODLAWN                                             0.5               0           0
      20370101                 358      PHOENIX                                              0.5               0           0
      20370101                 358      NIVERVILLE                                           0.5               0           0
      20361201                 357      BINGHAMTON                                           0.5               0           0
      20370101                 358      VACAVILLE                                            0.5               0           0
      20361201                 357      MIDDLE RIVER                                         0.5               0           0
      20370101                 358      SILVER SPRING                                        0.5               0           0
      20370101                 358      PHOENIX                                              0.5               0           0
      20370101                 358      WILMINGTON                                           0.5               0           0
      20370101                 358      STOCKTON                                             0.5               0           0
      20360901                 354      GROTON                                               0.5               0           0
      20361001                 355      APOKA                                                0.5               0           0
      20361201                 357      CASSELBERRY                                          0.5               0           0
      20361201                 357      CEDAR PARK                                           0.5               0           0
      20361201                 357      SAN ANTONIO                                          0.5               0           0
      20361201                 357      GLENN HEIGHTS                                        0.5               0           0
      20361001                 355      DOUGLASVILLE                                         0.5               0           0
      20360901                 354      INDIANAPOLIS                                         0.5               0           0
      20361001                 355      RICHMOND                                             0.5               0           0
      20361201                 357      PFLUGERVILLE                                         0.5               0           0
      20361201                 357      CASA GRANDE                                          0.5               0           0
      20361201                 357      SAN ANTONIO                                          0.5               0           0
      20370101                 358      AUSTIN                                               0.5               0           0
      20361201                 357      MISSOURI CITY                                        0.5               0           0
      20361201                 357      DALLAS                                               0.5               0           0
      20361201                 357      BUDA                                                 0.5               0           0
      20361201                 357      INDIANAPOLIS                                         0.5               0           0
      20370101                 358      CEDAR PARK                                           0.5               0           0
      20370101                 358      AMELIA                                               0.5               0           0
      20361201                 357      PASADENA                                             0.5               0           0
      20361201                 357      HOUSTON                                              0.5               0           0
      20361201                 357      AUSTIN                                               0.5               0           0
      20370101                 358      DALLAS                                               0.5               0           0
      20370101                 358      SPRING                                               0.5               0           0
      20370101                 358      TOWNSEND                                             0.5               0           0
      20211001                 175      APOKA                                                0.5               0           0
      20211201                 177      CASSELBERRY                                          0.5               0           0
      20211201                 177      CEDAR PARK                                           0.5               0           0
      20211201                 177      GLENN HEIGHTS                                        0.5               0           0
      20211201                 177      PFLUGERVILLE                                         0.5               0           0
      20220101                 178      STONE MOUNTAIN                                       0.5               0           0
      20220101                 178      AUSTIN                                               0.5               0           0
      20211201                 177      MISSOURI CITY                                        0.5               0           0
      20211201                 177      BUDA                                                 0.5               0           0
      20211201                 177      LITHONIA                                             0.5               0           0
      20211201                 177      PASADENA                                             0.5               0           0
      20211201                 177      HOUSTON                                              0.5               0           0
      20211201                 177      AUSTIN                                               0.5               0           0
      20220101                 178      SPRING                                               0.5               0           0
      20361001                 355      DOUGLASVILLE                                         0.5               0           0
      20370101                 358      STONE MOUNTAIN                                       0.5               0           0
      20361201                 357      LITHONIA                                             0.5               0           0
      20361201                 357      MISSOURI CITY                                        0.5               0           0
      20361201                 357      CONVERSE                                             0.5               0           0
      20361201                 357      SAN ANTONIO                                          0.5               0           0
      20211201                 177      CONVERSE                                             0.5               0           0
      20360901                 354      BROWNSVILLE                                          0.5               0           0
      20361201                 357      SAN ANTONIO                                          0.5               0           0
      20361201                 357      SAN ANTONIO                                          0.5               0           0
      20361201                 357      HOUSTON                                              0.5               0           0
      20210901                 174      BROWNSVILLE                                          0.5               0           0
      20211201                 177      SAN ANTONIO                                          0.5               0           0
      20370101                 358      HUMBLE                                               0.5               0           0
      20360801                 353      KANSAS CITY                                          0.5               0           0
      20361101                 356      GRAND PRAIRIE                                        0.5               0           0
      20361101                 356      LANCASTER                                            0.5               0           0
      20361201                 357      KRUM                                                 0.5               0           0
      20361101                 356      CARROLLTON                                           0.5               0           0
      20361101                 356      MESQUITE                                             0.5               0           0
      20361101                 356      DESOTO                                               0.5               0           0
      20361201                 357      DALLAS                                               0.5               0           0
      20361201                 357      DALLAS                                               0.5               0           0
      20361201                 357      LAKEWOOD                                             0.5               0           0
      20361201                 357      GARLAND                                              0.5               0           0
      20370101                 358      GRAND PRAIRIE                                        0.5               0           0
      20361201                 357      DESOTO                                               0.5               0           0
      20361201                 357      WYLIE                                                0.5               0           0
      20361201                 357      BALCH SPRINGS                                        0.5               0           0
      20361201                 357      CARROLLTON                                           0.5               0           0
      20361201                 357      CARROLLTON                                           0.5               0           0
      20361201                 357      SUGAR LAND                                           0.5               0           0
      20361201                 357      ANNA                                                 0.5               0           0
      20370101                 358      HUMBLE                                               0.5               0           0
      20370101                 358      LEWISVILLE                                           0.5               0           0
      20370101                 358      LUBBOCK                                              0.5               0           0
      20370101                 358      LANCASTER                                            0.5               0           0
      20211201                 177      LAKEWOOD                                             0.5               0           0
      20211201                 177      DESOTO                                               0.5               0           0
      20211201                 177      CARROLLTON                                           0.5               0           0
      20211201                 177      CARROLLTON                                           0.5               0           0
      20211201                 177      ANNA                                                 0.5               0           0
      20220101                 178      LANCASTER                                            0.5               0           0
      20361101                 356      MIAMI                                                0.5               0           0
      20361001                 355      WEST PALM BEACH                                      0.5               0           0
      20361101                 356      COCONUT CREEK                                        0.5               0           0
      20361101                 356      WINTER HAVEN                                         0.5               0           0
      20361201                 357      PALM BAY                                             0.5               0           0
      20361101                 356      PORT CHARLOTTE                                       0.5               0           0
      20361201                 357      NORTH LAUDERDAL                                      0.5               0           0
      20361201                 357      NORTH PALM BEAC                                      0.5               0           0
      20361201                 357      HOLIDAY                                              0.5               0           0
      20361201                 357      WEST PALM BEACH                                      0.5               0           0
      20361201                 357      MIAMI                                                0.5               0           0
      20370101                 358      LAUDERDALE LAKE                                      0.5               0           0
      20211201                 177      LAKE WORTH                                           0.5               0           0
      20361201                 357      MIAMI                                                0.5               0           0
      20361201                 357      LAKE WORTH                                           0.5               0           0
      20361101                 356      CHANDLER                                             0.5               0           0
      20361201                 357      MEMPHIS                                              0.5               0           0
      20361201                 357      PHOENIX                                              0.5               0           0
      20361201                 357      GRAND JUNCTION                                       0.5               0           0
      20361201                 357      SPRING                                               0.5               0           0
      20361201                 357      LAS VEGAS                                            0.5               0           0
      20361201                 357      LITTLETON                                            0.5               0           0
      20361201                 357      MAGNOLIA                                             0.5               0           0
      20361201                 357      PHOENIX                                              0.5               0           0
      20370101                 358      PHOENIX                                              0.5               0           0
      20361201                 357      HOUSTON                                              0.5               0           0
      20361201                 357      LA PORTE                                             0.5               0           0
      20370101                 358      AVONDALE                                             0.5               0           0
      20370101                 358      PHOENIX                                              0.5               0           0
      20370101                 358      CONROE                                               0.5               0           0
      20361201                 357      CONROE                                               0.5               0           0
      20370101                 358      PHOENIX                                              0.5               0           0
      20211201                 177      SPRING                                               0.5               0           0
      20220101                 178      PHOENIX                                              0.5               0           0
      20370101                 358      LAS VEGAS                                            0.5               0           0
      20361201                 357      NORTH LAUDERDAL                                      0.5               0           0
      20361201                 357      SANFORD                                              0.5               0           0
      20211101                 176      KISSIMMEE                                            0.5               0           0
      20211201                 177      NORTH LAUDERDAL                                      0.5               0           0
      20361101                 356      KISSIMMEE                                            0.5               0           0
      20361201                 357      DESERT HOT SPRI                                      0.5               0           0
      20361201                 357      HEMET AREA                                           0.5               0           0
      20361201                 357      MONROE                                               0.5               0           0
      20370101                 358      APPLE VALLEY                                         0.5               0           0
      20370101                 358      REDLANDS                                             0.5               0           0
      20361201                 357      FONTANA                                              0.5               0           0
      20370101                 358      THERMAL                                              0.5               0           0
      20370101                 358      SAN BERNARDINO                                       0.5               0           0
      20210501                 170      LOS ANGELES                                          0.5               0           0
      20211101                 176      LAKE ELSINORE                                        0.5               0           0
      20211201                 177      SANTA ANA                                            0.5               0           0
      20211201                 177      MONROE                                               0.5               0           0
      20211201                 177      CATHEDRAL CITY                                       0.5               0           0
      20211201                 177      CORONA                                               0.5               0           0
      20211201                 177      SALTON CITY                                          0.5               0           0
      20220101                 178      THERMAL                                              0.5               0           0
      20360501                 350      LOS ANGELES                                          0.5               0           0
      20361101                 356      LAKE ELSINORE                                        0.5               0           0
      20361201                 357      CATHEDRAL CITY                                       0.5               0           0
      20361201                 357      SANTA ANA                                            0.5               0           0
      20361201                 357      CHULA VISTA                                          0.5               0           0
      20361201                 357      INDIO                                                0.5               0           0
      20361201                 357      CATHEDRAL CITY                                       0.5               0           0
      20361201                 357      CORONA                                               0.5               0           0
      20361201                 357      SALTON CITY                                          0.5               0           0
      20370101                 358      COACHELLA                                            0.5               0           0
      20360901                 354      CHICAGO                                              0.5               0           0
      20360801                 353      MADISON                                              0.5               0           0
      20360901                 354      FLINT                                                0.5               0           0
      20360901                 354      ELK RIVER                                            0.5               0           0
      20361201                 357      WARREN                                               0.5               0           0
      20361201                 357      GURNEE                                               0.5               0           0
      20361101                 356      COTTAGE GROVE                                        0.5               0           0
      20361101                 356      MELROSE PARK                                         0.5               0           0
      20361101                 356      LAKEWOOD                                             0.5               0           0
      20361201                 357      GRAND RAPIDS                                         0.5               0           0
      20361201                 357      REDFORD                                              0.5               0           0
      20361201                 357      COUNTRY CLUB HI                                      0.5               0           0
      20361201                 357      CEDAR SPRINGS                                        0.5               0           0
      20361201                 357      GREENVILLE                                           0.5               0           0
      20361201                 357      ANN ARBOR                                            0.5               0           0
      20361201                 357      VALLEY VIEW                                          0.5               0           0
      20361201                 357      RICHFIELD                                            0.5               0           0
      20361201                 357      SAUK RAPIDS                                          0.5               0           0
      20361201                 357      YORKVILLE                                            0.5               0           0
      20361201                 357      GRAND RAPIDS                                         0.5               0           0
      20361201                 357      YOUNGSTOWN                                           0.5               0           0
      20361201                 357      GRAND BLANC                                          0.5               0           0
      20370101                 358      MIDDLEVILLE                                          0.5               0           0
      20370101                 358      SPRING LAKE                                          0.5               0           0
      20361201                 357      MAPLE PARK                                           0.5               0           0
      20370101                 358      BERWYN                                               0.5               0           0
      20370101                 358      WESTCHESTER                                          0.5               0           0
      20210901                 174      ELK RIVER                                            0.5               0           0
      20211001                 175      CHICAGO                                              0.5               0           0
      20211201                 177      GURNEE                                               0.5               0           0
      20211101                 176      BIG LAKE                                             0.5               0           0
      20211201                 177      VALLEY VIEW                                          0.5               0           0
      20211201                 177      BURNSVILLE                                           0.5               0           0
      20211201                 177      MAPLE PARK                                           0.5               0           0
      20220101                 178      MINNEAPOLIS                                          0.5               0           0
      20361001                 355      CHICAGO                                              0.5               0           0
      20361101                 356      GENEVA                                               0.5               0           0
      20361101                 356      BIG LAKE                                             0.5               0           0
      20361201                 357      AURORA                                               0.5               0           0
      20361201                 357      CHICAGO                                              0.5               0           0
      20361201                 357      HOFFMAN ESTATES                                      0.5               0           0
      20361201                 357      TEMPERANCE                                           0.5               0           0
      20361201                 357      BURNSVILLE                                           0.5               0           0
      20370101                 358      MINNEAPOLIS                                          0.5               0           0
      20360901                 354      PHILADELPHIA                                         0.5               0           0
      20360901                 354      PHILADELPHIA                                         0.5               0           0
      20361101                 356      PAWTUCKET                                            0.5               0           0
      20361101                 356      PITTSBURGH                                           0.5               0           0
      20370101                 358      NORTH KINGSTOWN                                      0.5               0           0
      20370101                 358      PHILADELPHIA                                         0.5               0           0
      20361201                 357      EAST HARTFORD                                        0.5               0           0
      20370101                 358      HUSTONTOWN                                           0.5               0           0
      20361201                 357      PLYMOUTH                                             0.5               0           0
      20370101                 358      PHILADELPHIA                                         0.5               0           0
      20361201                 357      NORTH WINDHAM                                        0.5               0           0
      20370101                 358      CORAOPOLIS                                           0.5               0           0
      20370101                 358      PHILADELPHIA                                         0.5               0           0
      20370101                 358      PITTSBURGH                                           0.5               0           0
      20211201                 177      EAST HARTFORD                                        0.5               0           0
      20211201                 177      PLYMOUTH                                             0.5               0           0
      20361201                 357      MORENO VALLEY                                        0.5               0           0
      20211201                 177      MORENO VALLEY                                        0.5               0           0
      20210801                 173      POTOMAC                                              0.5               0           0
      20360901                 354      RICHMOND                                             0.5               0           0
      20210901                 174      TAMPA                                                0.5               0           0
      20361101                 356      HALLANDALE                                           0.5               0           0
      20360901                 354      MORENO VALLEY                                        0.5               0           0
      20360901                 354      MEBANE                                               0.5               0           0
      20361201                 357      BAKERSFIELD                                          0.5               0           0
      20361101                 356      LOS ANGELES                                          0.5               0           0
      20211101                 176      LOS ANGELES                                          0.5               0           0
      20361101                 356      MIAMI                                                0.5               0           0
      20361201                 357      YUCCA VALLEY                                         0.5               0           0
      20361101                 356      LOUISVILLE                                           0.5               0           0
      20361201                 357      BAKERSFIELD                                          0.5               0           0
      20361201                 357      PALM COAST                                           0.5               0           0
      20361201                 357      EARLIMART                                            0.5               0           0
      20361201                 357      MARGATE                                              0.5               0           0
      20361201                 357      LAS VEGAS                                            0.5               0           0
      20211201                 177      LAS VEGAS                                            0.5               0           0
      20361201                 357      SAN JACINTO                                          0.5               0           0
      20370101                 358      LOS ANGELES                                          0.5               0           0
      20370101                 358      INVERNESS                                            0.5               0           0
      20360801                 353      HARRISBURG                                           0.5               0           0
      20360501                 350      SOUTHFIELD                                           0.5               0           0
      20360601                 351      DAGSBORO                                             0.5               0           0
      20360601                 351      FOWLERVILLE                                          0.5               0           0
      20360701                 352      UPPER MARLBORO                                       0.5               0           0
      20360801                 353      DETROIT                                              0.5               0           0
      20360801                 353      MESA                                                 0.5               0           0
      20360901                 354      EAST ELMHURST                                        0.5               0           0
      20210901                 174      EAST ELMHURST                                        0.5               0           0
      20360901                 354      BUMPASS                                              0.5               0           0
      20360801                 353      SALINAS                                              0.5               0           0
      20210801                 173      SALINAS                                              0.5               0           0
      20360901                 354      LAUREL                                               0.5               0           0
      20360901                 354      AURORA                                               0.5               0           0
      20210901                 174      AURORA                                               0.5               0           0
      20361001                 355      RIO LINDA                                            0.5               0           0
      20211001                 175      NORTH LAUDERDALE                                     0.5               0           0
      20361201                 357      CHICAGO                                              0.5               0           0
      20361201                 357      BATON ROUGE                                          0.5               0           0
      20370101                 358      FORT LAUDERDALE                                      0.5               0           0
      20361201                 357      MIAMI BEACH                                          0.5               0           0
      20211201                 177      MIAMI BEACH                                          0.5               0           0
      20361201                 357      MESA                                                 0.5               0           0
      20361201                 357      CHICAGO                                              0.5               0           0
      20361201                 357      PAHOA                                                0.5               0           0
      20370101                 358      LANCASTER                                            0.5               0           0
      20361201                 357      TAMPA                                                0.5               0           0
      20361201                 357      RAHWAY                                               0.5               0           0
      20361201                 357      FORT MYERS                                           0.5               0           0
      20220201                 179      SUN VALLEY                                           0.5               0           0
      20361201                 357      LEHIGH ACRES                                         0.5               0           0
      20370101                 358      MIAMI                                                0.5               0           0
      20370101                 358      ORANGE PARK                                          0.5               0           0
      20370101                 358      LARGO                                                0.5               0           0
      20370101                 358      ORANGE PARK                                          0.5               0           0
      20370101                 358      WEST WARWICK                                         0.5               0           0
      20361201                 357      STOCKTON                                             0.5               0           0
      20211201                 177      STOCKTON                                             0.5               0           0
      20370101                 358      LAS VEGAS                                            0.5               0           0
      20220101                 178      LAS VEGAS                                            0.5               0           0
      20370101                 358      DUMFRIES                                             0.5               0           0
      20220101                 178      DUMFRIES                                             0.5               0           0
      20220101                 178      LANCASTER                                            0.5               0           0
      20370101                 358      CHICAGO                                              0.5               0           0
      20361201                 357      LONG BEACH                                           0.5               0           0
      20211201                 177      LONG BEACH                                           0.5               0           0
      20370101                 358      QUEEN CREEK                                          0.5               0           0
      20220101                 178      QUEEN CREEK                                          0.5               0           0
      20370101                 358      NORTH LAUDERDALE                                     0.5               0           0
      20370201                 359      CHICAGO                                              0.5               0           0
      20370101                 358      MESA                                                 0.5               0           0
      20370101                 358      ORLANDO                                              0.5               0           0
      20370101                 358      MIAMI                                                0.5               0           0
      20220101                 178      MIAMI                                                0.5               0           0
      20370101                 358      SUNRISE                                              0.5               0           0
      20220101                 178      SUNRISE                                              0.5               0           0
      20370101                 358      PROVIDENCE                                           0.5               0           0
      20370101                 358      YUBA CITY                                            0.5               0           0
      20370101                 358      NORTH HIGHLANDS                                      0.5               0           0
      20220101                 178      NORTH HIGHLANDS                                      0.5               0           0
      20370101                 358      MIAMI                                                0.5               0           0
      20220101                 178      MIAMI                                                0.5               0           0
      20370101                 358      PHOENIX                                              0.5               0           0
      20220101                 178      PHOENIX                                              0.5               0           0
      20370101                 358      NORFOLK                                              0.5               0           0
      20370101                 358      NORFOLK                                              0.5               0           0
      20370101                 358      MIAMI LAKES                                          0.5               0           0
      20370101                 358      WEST PARK                                            0.5               0           0
      20220101                 178      WEST PARK                                            0.5               0           0
      20370101                 358      GLENDALE                                             0.5               0           0
      20370101                 358      VISALIA                                              0.5               0           0
      20370101                 358      ANTIOCH                                              0.5               0           0
      20220101                 178      ANTIOCH                                              0.5               0           0
      20370201                 359      NORTH MIAMI                                          0.5               0           0
      20220201                 179      NORTH MIAMI                                          0.5               0           0
      20370101                 358      EVERETT                                              0.5               0           0
      20370101                 358      PLACERVILLE                                          0.5               0           0
      20370201                 359      LOS ANGELES                                          0.5               0           0
      20220201                 179      NAPLES                                               0.5               0           0
      20370201                 359      SACRAMENTO                                           0.5               0           0
      20370201                 359      MIAMI                                                0.5               0           0
      20220201                 179      MIAMI                                                0.5               0           0
      20370101                 358      MONTGOMERY                                           0.5               0           0
      20370201                 359      LANCASTER                                            0.5               0           0
      20370201                 359      FRESNO                                               0.5               0           0
      20220201                 179      FRESNO                                               0.5               0           0
      20361101                 356      STOCKTON                                             0.5               0           0
      20370101                 358      DELHI                                                0.5               0           0
      20361201                 357      CORVALLIS                                            0.5               0           0
      20361201                 357      CORVALLIS                                            0.5               0           0
      20361201                 357      MADERA                                               0.5               0           0
      20361201                 357      MADERA                                               0.5               0           0
      20361101                 356      SACRAMENTO                                           0.5               0           0
      20361101                 356      SACRAMENTO                                           0.5               0           0
      20361101                 356      PALMDALE                                             0.5               0           0
      20361101                 356      PALMDALE                                             0.5               0           0
      20361201                 357      ANTELOPE                                             0.5               0           0
      20361201                 357      NEVADA CITY                                          0.5               0           0
      20361201                 357      HEMET                                                0.5               0           0
      20361201                 357      HEMET                                                0.5               0           0
      20370101                 358      TURLOCK                                              0.5               0           0
      20361201                 357      TURLOCK                                              0.5               0           0
      20361201                 357      TURLOCK                                              0.5               0           0
      20361201                 357      ANAHEIM                                              0.5               0           0
      20361201                 357      ANAHEIM                                              0.5               0           0
      20370101                 358      SACRAMENTO                                           0.5               0           0
      20370101                 358      STOCKTON                                             0.5               0           0
      20370101                 358      LANCASTER                                            0.5               0           0
      20370101                 358      REDWOOD CITY                                         0.5               0           0
      20361201                 357      SACRAMENTO                                           0.5               0           0
      20370101                 358      WEST VALLEY CIT                                      0.5               0           0
      20370101                 358      SAN DIEGO                                            0.5               0           0
      20370101                 358      CHEHALIS                                             0.5               0           0
      20370101                 358      BEAVERTON                                            0.5               0           0
      20370101                 358      COLORADO SPRING                                      0.5               0           0
      20370101                 358      COLORADO SPRING                                      0.5               0           0
      20370101                 358      PORTERVILLE                                          0.5               0           0
      20370101                 358      ESCONDIDO                                            0.5               0           0
      20370101                 358      ANTELOPE                                             0.5               0           0
      20370101                 358      RENTON                                               0.5               0           0
      20370101                 358      MOUNT SHASTA                                         0.5               0           0
      20370101                 358      CHICAGO                                              0.5               0           0
      20370101                 358      LAS VEGAS                                            0.5               0           0
      20370101                 358      CLOVIS                                               0.5               0           0
      20370101                 358      SAN JACINTO                                          0.5               0           0
      20370101                 358      SAN JACINTO                                          0.5               0           0
      20370101                 358      DIAMOND BAR                                          0.5               0           0
      20370101                 358      CERES                                                0.5               0           0
      20370101                 358      ARROYO GRANDE                                        0.5               0           0
      20370101                 358      ARROYO GRANDE                                        0.5               0           0
      20370101                 358      PORT HADLOCK                                         0.5               0           0
      20370101                 358      SACRAMENTO                                           0.5               0           0
      20370101                 358      SACRAMENTO                                           0.5               0           0
      20370101                 358      ELK GROVE                                            0.5               0           0
      20370101                 358      ELK GROVE                                            0.5               0           0
      20370101                 358      DENVER                                               0.5               0           0
      20370101                 358      DENVER                                               0.5               0           0
      20370101                 358      MADERA                                               0.5               0           0
      20370101                 358      HEMET                                                0.5               0           0
      20370101                 358      HEMET                                                0.5               0           0
      20370101                 358      SACRAMENTO                                           0.5               0           0
      20370101                 358      STOCKTON                                             0.5               0           0
      20370101                 358      CARMICHAEL                                           0.5               0           0
      20370101                 358      CARMICHAEL                                           0.5               0           0
      20370101                 358      TUCSON                                               0.5               0           0
      20370101                 358      ROCKLIN                                              0.5               0           0
      20370101                 358      ROCKLIN                                              0.5               0           0
      20370101                 358      SOUTH JORDAN                                         0.5               0           0
      20370101                 358      SPANISH FORK                                         0.5               0           0
      20370101                 358      ROCKLIN                                              0.5               0           0
      20370101                 358      ROCKLIN                                              0.5               0           0
      20370101                 358      UNION CITY                                           0.5               0           0
      20370101                 358      UNION CITY                                           0.5               0           0
      20370101                 358      TEANECK                                              0.5               0           0
      20370101                 358      SHELTON                                              0.5               0           0
      20361201                 357      BRIDGEPORT                                           0.5               0           0
      20370101                 358      MADISON                                              0.5               0           0
      20361101                 356      ELIZABETH                                            0.5               0           0
      20370101                 358      SHIRLEY                                              0.5               0           0
      20361101                 356      UNION                                                0.5               0           0
      20361201                 357      STUART                                               0.5               0           0
      20361201                 357      WILMINGTON                                           0.5               0           0
      20370101                 358      NEW BRITAIN                                          0.5               0           0
      20361201                 357      BOROUGH OF ADAMSBURG                                 0.5               0           0
      20361201                 357      CLEVELAND                                            0.5               0           0
      20361201                 357      CLEVELAND                                            0.5               0           0
      20370101                 358      CITY OF RICHMOND HEIGHTS                             0.5               0           0
      20370101                 358      CHAMBERSBURG                                         0.5               0           0
      20370101                 358      PHILADELPHIA                                         0.5               0           0
      20370101                 358      DETROIT                                              0.5               0           0
      20270101                 238      DETROIT                                              0.5               0           0
      20361201                 357      BLACKSTONE                                           0.5               0           0
      20361201                 357      BLACKSTONE                                           0.5               0           0
      20370101                 358      CLEVELAND                                            0.5               0           0
      20370101                 358      LITTLE FALLS                                         0.5               0           0
      20370101                 358      PROVIDENCE                                           0.5               0           0
      20370101                 358      BAY SHORE                                            0.5               0           0
      20370101                 358      ALEXANDRIA                                           0.5               0           0
      20370101                 358      PHILADELPHIA                                         0.5               0           0
      20370101                 358      CENTREVILLE                                          0.5               0           0
      20370101                 358      DANBURY                                              0.5               0           0
      20370101                 358      BRIDGEPORT                                           0.5               0           0
      20370101                 358      PASSAIC                                              0.5               0           0
      20370101                 358      AKRON                                                0.5               0           0
      20370101                 358      SOUTH EUCLID                                         0.5               0           0
      20370101                 358      WATERBURY                                            0.5               0           0
      20370101                 358      LAKE MARY                                            0.5               0           0
      20370101                 358      SUNRISE                                              0.5               0           0
      20370101                 358      TAMARAC                                              0.5               0           0
      20370101                 358      ROYAL PALM BEACH                                     0.5               0           0
      20370101                 358      SUNRISE                                              0.5               0           0
      20370101                 358      BLUFFTON                                             0.5               0           0
      20370101                 358      RIVERDALE                                            0.5               0           0
      20370101                 358      COLUMBIA                                             0.5               0           0
      20370101                 358      COLUMBIA                                             0.5               0           0
      20370101                 358      OVIEDO                                               0.5               0           0
      20370101                 358      LAUDERHILL                                           0.5               0           0
      20370101                 358      OCALA                                                0.5               0           0
      20370101                 358      BARRINGTON                                           0.5               0           0
      20370101                 358      NEW PORT RICHEY                                      0.5               0           0
      20370101                 358      WEST MILFORD                                         0.5               0           0
      20370101                 358      JUPITER                                              0.5               0           0
      20361001                 355      HOPEWELL JUNCTION                                    0.5               0           0
      20361201                 357      CLEARWATER                                           0.5               0           0
      20370101                 358      MOUNT RAINIER                                        0.5               0           0
      20370101                 358      SHREWSBURY                                           0.5               0           0
      20361001                 355      FARMINGTON HILLS                                     0.5               0           0
      20370101                 358      YPSILANTI                                            0.5               0           0
      20361001                 355      LITHONIA                                             0.5               0           0
      20361201                 357      HENDERSON                                            0.5               0           0
      20370101                 358      TAMPA                                                0.5               0           0
      20370101                 358      TACOMA                                               0.5               0           0
      20220101                 178      TACOMA                                               0.5               0           0
      20370101                 358      LONG BEACH                                           0.5               0           0
      20370101                 358      IRVINE                                               0.5               0           0
      20370101                 358      TACOMA                                               0.5               0           0
      20370101                 358      TACOMA                                               0.5               0           0
      20370101                 358      BOONVILLE                                            0.5               0           0
      20220101                 178      BOONVILLE                                            0.5               0           0
      20370101                 358      SAN DIEGO                                            0.5               0           0
      20361201                 357      SAN JOSE                                             0.5               0           0
      20370101                 358      RICHMOND                                             0.5               0           0
      20220101                 178      RICHMOND                                             0.5               0           0
      20370101                 358      HILLSBORO                                            0.5               0           0
      20361201                 357      RANCHO CUCAMONGA                                     0.5               0           0
      20370101                 358      COMPTON                                              0.5               0           0
      20370101                 358      COMPTON                                              0.5               0           0
      20370101                 358      RANCHO MIRAGE                                        0.5               0           0
      20360901                 354      FENELTON                                             0.5               0           0
      20360801                 353      ESCONDIDO                                            0.5               0           0
      20360901                 354      DENVER                                               0.5               0           0
      20370101                 358      RICHMOND                                             0.5               0           0
      20370101                 358      APPLE VALLEY                                         0.5               0           0
      20370101                 358      SANTA CLARITA                                        0.5               0           0
      20361001                 355      WILSEYVILLE                                          0.5               0           0
      20361101                 356      NORTH LAS VEGAS                                      0.5               0           0
      20361001                 355      FARMINGTON                                           0.5               0           0
      20361201                 357      PAHOA                                                0.5               0           0
      20361001                 355      FARMINGTON                                           0.5               0           0
      20361001                 355      LANCASTER                                            0.5               0           0
      20361201                 357      SAN DIEGO                                            0.5               0           0
      20361101                 356      BAKERSFIELD                                          0.5               0           0
      20370101                 358      MOUNTAIN VIEW                                        0.5               0           0
      20361201                 357      PALM BAY                                             0.5               0           0
      20361101                 356      CARLSBAD                                             0.5               0           0
      20361201                 357      MOUNTAIN HOUSE                                       0.5               0           0
      20370101                 358      LOS LUNAS                                            0.5               0           0
      20361201                 357      TUCSON                                               0.5               0           0
      20361201                 357      TUCSON                                               0.5               0           0
      20361101                 356      GARDENA                                              0.5               0           0
      20361101                 356      HEMET                                                0.5               0           0
      20370101                 358      MIAMI                                                0.5               0           0
      20361201                 357      DUNLAP                                               0.5               0           0
      20361201                 357      EWA BEACH                                            0.5               0           0
      20370101                 358      JACKSON                                              0.5               0           0
      20370101                 358      CASA GRANDE                                          0.5               0           0
      20370101                 358      PECOS                                                0.5               0           0
      20370101                 358      AMADO                                                0.5               0           0
      20370101                 358      DELANO                                               0.5               0           0
      20370101                 358      BARSTOW                                              0.5               0           0
      20361201                 357      PATTERSON                                            0.5               0           0
      20370101                 358      PALMDALE                                             0.5               0           0
      20361201                 357      SHAFTER                                              0.5               0           0
      20370101                 358      WHITTIER                                             0.5               0           0
      20370101                 358      PORTLAND                                             0.5               0           0
      20370101                 358      PHOENIX                                              0.5               0           0
      20361201                 357      TOPPENISH                                            0.5               0           0
      20370101                 358      HILLSBORO                                            0.5               0           0
      20370101                 358      PHOENIX                                              0.5               0           0
      20361201                 357      GLENDALE                                             0.5               0           0
      20370101                 358      OAKLAND                                              0.5               0           0
      20370101                 358      JACKSONVILLE                                         0.5               0           0
      20370101                 358      BAKERSFIELD                                          0.5               0           0
      20370101                 358      HEMET                                                0.5               0           0
      20370101                 358      FLAGSTAFF                                            0.5               0           0
      20370101                 358      HOBBS                                                0.5               0           0
      20361201                 357      COEUR D' ALENE                                       0.5               0           0
      20361201                 357      KENNEWICK                                            0.5               0           0
      20361201                 357      KENNEWICK                                            0.5               0           0
      20370101                 358      TOPPENISH                                            0.5               0           0
      20370101                 358      SPANAWAY                                             0.5               0           0
      20370101                 358      OAKLAND                                              0.5               0           0
      20370101                 358      POMONA                                               0.5               0           0
      20370101                 358      DUARTE                                               0.5               0           0
      20370101                 358      PALMDALE                                             0.5               0           0
      20361201                 357      ALBUQUERQUE                                          0.5               0           0
      20370101                 358      CARSON                                               0.5               0           0
      20370101                 358      COMPTON                                              0.5               0           0
      20361201                 357      RIVERSIDE                                            0.5               0           0
      20370101                 358      FORT LAUDERDALE                                      0.5               0           0
      20370101                 358      OCEANSIDE                                            0.5               0           0
      20361201                 357      SAINT PETERSBUR                                      0.5               0           0
      20361201                 357      SAN DIEGO                                            0.5               0           0
      20370101                 358      CANYON COUNTRY                                       0.5               0           0
      20361201                 357      NORTH LAS VEGAS                                      0.5               0           0
      20361201                 357      RUNNING SPRINGS                                      0.5               0           0
      20361201                 357      PEPEEKEO                                             0.5               0           0
      20370101                 358      BREA                                                 0.5               0           0
      20370101                 358      TUCSON                                               0.5               0           0
      20370101                 358      HONOLULU                                             0.5               0           0
      20370101                 358      PALMDALE                                             0.5               0           0
      20361201                 357      NORTH LAS VEGAS                                      0.5               0           0
      20361201                 357      LAS VEGAS                                            0.5               0           0
      20361201                 357      THOUSAND PALMS                                       0.5               0           0
      20370101                 358      ALBUQUERQUE                                          0.5               0           0
      20361201                 357      LYTLE CREEK                                          0.5               0           0
      20370101                 358      LAS VEGAS                                            0.5               0           0
      20370101                 358      BUENA PARK                                           0.5               0           0
      20370101                 358      LINDSAY                                              0.5               0           0
      20370101                 358      FERNDALE                                             0.5               0           0
      20370101                 358      BISBEE                                               0.5               0           0
      20370101                 358      EL MIRAGE                                            0.5               0           0
      20370101                 358      CASSELBERRY                                          0.5               0           0
      20361201                 357      PARLIER                                              0.5               0           0
      20370101                 358      TACOMA                                               0.5               0           0
      20370101                 358      SILVERDALE                                           0.5               0           0
      20370101                 358      RIO RICO                                             0.5               0           0
      20361201                 357      RIVERSIDE                                            0.5               0           0
      20370101                 358      UKIAH                                                0.5               0           0
      20370101                 358      ALOHA                                                0.5               0           0
      20370101                 358      ANAHEIM                                              0.5               0           0
      20361201                 357      SANFORD                                              0.5               0           0
      20370101                 358      EL CAJON                                             0.5               0           0
      20370101                 358      TUCSON                                               0.5               0           0
      20370101                 358      MESA                                                 0.5               0           0
      20370101                 358      BREMERTON                                            0.5               0           0
      20370101                 358      UNIVERSITY PLAC                                      0.5               0           0
      20370101                 358      LAS VEGAS                                            0.5               0           0
      20370101                 358      LAS VEGAS                                            0.5               0           0
      20361201                 357      NORTH LAS VEGAS                                      0.5               0           0
      20370101                 358      LOS ANGELES                                          0.5               0           0
      20370101                 358      ELOY                                                 0.5               0           0
      20370101                 358      HONOLULU                                             0.5               0           0
      20370101                 358      RATHDRUM                                             0.5               0           0
      20370101                 358      YUMA                                                 0.5               0           0
      20370101                 358      MORENO VALLEY                                        0.5               0           0
      20370101                 358      LYNWOOD                                              0.5               0           0
      20370101                 358      AIEA                                                 0.5               0           0
      20370101                 358      ALBUQUERQUE                                          0.5               0           0
      20370101                 358      ORLANDO                                              0.5               0           0
      20370101                 358      PHOENIX                                              0.5               0           0
      20370101                 358      LAS CRUCES                                           0.5               0           0
      20370101                 358      TEMECULA                                             0.5               0           0
      20370101                 358      PHOENIX                                              0.5               0           0
      20370101                 358      ALBUQUERQUE                                          0.5               0           0
      20370101                 358      SAINT JOHNS                                          0.5               0           0
      20370101                 358      STANFIELD                                            0.5               0           0
      20370101                 358      MESA                                                 0.5               0           0
      20370101                 358      LAS VEGAS                                            0.5               0           0
      20370101                 358      HENDERSON                                            0.5               0           0
      20370101                 358      LOS LUNAS                                            0.5               0           0
      20220101                 178      PERRIS                                               0.5               0           0
      20370101                 358      DAYTON                                               0.5               0           0
      20370101                 358      HENDERSON                                            0.5               0           0
      20370101                 358      QUEEN CREEK                                          0.5               0           0
      20370101                 358      BLOOMINGTON                                          0.5               0           0
      20370101                 358      LANCASTER                                            0.5               0           0
      20370101                 358      PORTERVILLE                                          0.5               0           0
      20370101                 358      FRESNO                                               0.5               0           0
      20370101                 358      APPLE VALLEY                                         0.5               0           0
      20370101                 358      LAKE HAVASU CIT                                      0.5               0           0
      20370101                 358      EUGENE                                               0.5               0           0
      20370101                 358      EVERETT                                              0.5               0           0
      20370101                 358      MESA                                                 0.5               0           0
      20370101                 358      LOS ANGELES                                          0.5               0           0
      20370101                 358      RIDGECREST                                           0.5               0           0
      20370101                 358      RENO                                                 0.5               0           0
      20370101                 358      LAS VEGAS                                            0.5               0           0
      20370101                 358      EL MIRAGE                                            0.5               0           0
      20370101                 358      WAIPAHU                                              0.5               0           0
      20370101                 358      HAYDEN                                               0.5               0           0
      20370101                 358      TUCSON                                               0.5               0           0
      20370101                 358      PHOENIX                                              0.5               0           0
      20370101                 358      ANAHEIM                                              0.5               0           0
      20370101                 358      BEAUMONT                                             0.5               0           0
      20370101                 358      SAN BERNARDINO                                       0.5               0           0
      20370101                 358      SANTA FE                                             0.5               0           0
      20370101                 358      GILBERT                                              0.5               0           0
      20370101                 358      TAOS                                                 0.5               0           0
      20370101                 358      MESA                                                 0.5               0           0
      20370101                 358      GILBERT                                              0.5               0           0
      20370101                 358      PHOENIX                                              0.5               0           0
      20370101                 358      TARZANA                                              0.5               0           0
      20370101                 358      MOUNTLAKE TERRA                                      0.5               0           0
      20370101                 358      TRABUCO CANYON                                       0.5               0           0
      20370101                 358      LINDSAY                                              0.5               0           0
      20370101                 358      TEMECULA                                             0.5               0           0
      20370101                 358      SOMERTON                                             0.5               0           0
      20370101                 358      TUCSON                                               0.5               0           0
      20370101                 358      CASHION                                              0.5               0           0
      20370101                 358      MASCOTTE                                             0.5               0           0
      20370101                 358      GOODYEAR                                             0.5               0           0
      20370101                 358      RIALTO                                               0.5               0           0
      20370101                 358      PALMDALE                                             0.5               0           0
      20370101                 358      TEMPE                                                0.5               0           0
      20370101                 358      OAK HARBOR                                           0.5               0           0
      20370101                 358      TACOMA                                               0.5               0           0
      20370101                 358      CHULA VISTA                                          0.5               0           0
      20370101                 358      CHULA VISTA                                          0.5               0           0
      20370101                 358      ONTARIO                                              0.5               0           0
      20370101                 358      AVONDALE                                             0.5               0           0
      20370101                 358      QUAIL VALLEY                                         0.5               0           0
      20370101                 358      LOS ANGELES                                          0.5               0           0
      20370101                 358      TUCSON                                               0.5               0           0
      20370101                 358      APPLE VALLEY                                         0.5               0           0
      20370101                 358      LAS VEGAS                                            0.5               0           0
      20370101                 358      ONTARIO                                              0.5               0           0
      20370101                 358      ALBUQUERQUE                                          0.5               0           0
      20370101                 358      GLENDALE                                             0.5               0           0
      20370101                 358      FALLON                                               0.5               0           0
      20370101                 358      CHANDLER                                             0.5               0           0
      20370101                 358      LAS VEGAS                                            0.5               0           0
      20370101                 358      FRESNO                                               0.5               0           0
      20370101                 358      SACRAMENTO                                           0.5               0           0
      20370101                 358      TUCSON                                               0.5               0           0
      20370101                 358      LAS VEGAS                                            0.5               0           0
      20370101                 358      WOOD VILLAGE                                         0.5               0           0
      20370101                 358      LOS BANOS                                            0.5               0           0
      20370101                 358      POMONA                                               0.5               0           0
      20370101                 358      STOCKTON                                             0.5               0           0
      20370101                 358      JACKSONVILLE                                         0.5               0           0
      20370101                 358      MIDDLEBURG                                           0.5               0           0
      20370101                 358      SYLMAR                                               0.5               0           0
      20370101                 358      MESA                                                 0.5               0           0
      20370101                 358      TUCSON                                               0.5               0           0
      20370101                 358      SAN YSIDRO                                           0.5               0           0
      20370101                 358      PEORIA                                               0.5               0           0
      20370101                 358      RIVERSIDE                                            0.5               0           0
      20370101                 358      HIGLEY                                               0.5               0           0
      20370101                 358      WEST HILLS                                           0.5               0           0
      20370101                 358      PHOENIX                                              0.5               0           0
      20370101                 358      OAKLAND                                              0.5               0           0
      20370101                 358      COMPTON                                              0.5               0           0
      20370101                 358      LOS ANGELES                                          0.5               0           0
      20370101                 358      HANFORD                                              0.5               0           0
      20370101                 358      QUEEN CREEK                                          0.5               0           0
      20370101                 358      GOLD CANYON                                          0.5               0           0
      20370101                 358      LAS VEGAS                                            0.5               0           0
      20370101                 358      LAS VEGAS                                            0.5               0           0
      20370101                 358      PHOENIX                                              0.5               0           0
      20370101                 358      MC FARLAND                                           0.5               0           0
      20370101                 358      LAS VEGAS                                            0.5               0           0
      20370101                 358      LAS VEGAS                                            0.5               0           0
      20370101                 358      ALISO VIEJO                                          0.5               0           0
      20370101                 358      SURPRISE                                             0.5               0           0
      20370101                 358      FONTANA                                              0.5               0           0
      20370101                 358      ALBUQUERQUE                                          0.5               0           0
      20370101                 358      HENDERSON                                            0.5               0           0
      20370101                 358      MAYER                                                0.5               0           0
      20370101                 358      STOCKTON                                             0.5               0           0
      20370101                 358      HENDERSON                                            0.5               0           0
      20370101                 358      LAS VEGAS                                            0.5               0           0
      20370101                 358      LAS CRUCES                                           0.5               0           0
      20370101                 358      COMPTON                                              0.5               0           0
      20370101                 358      MODESTO                                              0.5               0           0
      20370101                 358      CORONA DEL MAR                                       0.5               0           0
      20370101                 358      CORONA DEL MAR                                       0.5               0           0
      20370101                 358      COTTONWOOD                                           0.5               0           0
      20370101                 358      PICO RIVERA                                          0.5               0           0
      20370101                 358      NORTH LAS VEGAS                                      0.5               0           0
      20370101                 358      KANEOHE                                              0.5               0           0
      20370101                 358      HANFORD                                              0.5               0           0
      20360201                 347      FULLERTON                                            0.5               0           0
      20361201                 357      LELAND                                               0.5               0           0
      20361201                 357      DAVIE                                                0.5               0           0
      20370101                 358      RIALTO                                               0.5               0           0
      20370101                 358      MIAMI                                                0.5               0           0
      20361201                 357      STANTON                                              0.5               0           0
      20370101                 358      SAN BERNARDINO                                       0.5               0           0
      20361101                 356      DETROIT                                              0.5               0           0
      20361201                 357      PARK FOREST                                          0.5               0           0
      20370101                 358      BRANDON TWP.                                         0.5               0           0
      20370101                 358      GRASS LAKE                                           0.5               0           0
      20361201                 357      WOLVERINE LAKE                                       0.5               0           0
      20370101                 358      HARPER WOODS                                         0.5               0           0
      20361101                 356      LAKE                                                 0.5               0           0
      20361201                 357      CLARKSTON                                            0.5               0           0
      20361201                 357      ORTONVILLE                                           0.5               0           0
      20361101                 356      DETROIT                                              0.5               0           0
      20361201                 357      WHITE LAKE                                           0.5               0           0
      20361201                 357      PONTIAC                                              0.5               0           0
      20261201                 237      WHITE LAKE                                           0.5               0           0
      20361101                 356      BROOKLYN                                             0.5               0           0
      20361201                 357      BRADFORD                                             0.5               0           0
      20361101                 356      AMHERST                                              0.5               0           0
      20370101                 358      DUNELLEN BOROUG                                      0.5               0           0
      20370101                 358      BUCKEYE                                              0.5               0           0
      20270101                 238      BUCKEYE                                              0.5               0           0
      20370101                 358      SQUIRREL HILL                                        0.5               0           0
      20370101                 358      CHATTANOOGA                                          0.5               0           0
      20370101                 358      OAKLYN                                               0.5               0           0
      20370101                 358      CHESTERTOWN                                          0.5               0           0
      20370101                 358      OLD FORT                                             0.5               0           0
      20370101                 358      LA SALLE                                             0.5               0           0
      20370101                 358      WALHALLA                                             0.5               0           0
      20361201                 357      FORT WORTH                                           0.5               0           0
      20361101                 356      WESTLAND                                             0.5               0           0
      20361201                 357      WYANDOTTE                                            0.5               0           0
      20361101                 356      ZEBULON                                              0.5               0           0
      20361101                 356      CELINA                                               0.5               0           0
      20361201                 357      BLANCHARD                                            0.5               0           0
      20361101                 356      CATHEDRAL CITY                                       0.5               0           0
      20361001                 355      CULPEPER                                             0.5               0           0
      20361101                 356      MEDINA                                               0.5               0           0
      20361101                 356      BELLAIRE                                             0.5               0           0
      20361101                 356      OAK HARBOR                                           0.5               0           0
      20361201                 357      MAUD                                                 0.5               0           0
      20361201                 357      BALTIMORE                                            0.5               0           0
      20361101                 356      WICKLIFFE                                            0.5               0           0
      20361201                 357      LUTHER                                               0.5               0           0
      20361201                 357      DETROIT                                              0.5               0           0
      20361101                 356      NORTH ROYALTON                                       0.5               0           0
      20361201                 357      PICAYUNE                                             0.5               0           0
      20361101                 356      COLUMBIA                                             0.5               0           0
      20361201                 357      DENHAM SPRINGS                                       0.5               0           0
      20361101                 356      TAMPA                                                0.5               0           0
      20370101                 358      SAINT PETERSBUR                                      0.5               0           0
      20361201                 357      CLARKSVILLE                                          0.5               0           0
      20361201                 357      MOUNT MORRIS                                         0.5               0           0
      20361201                 357      TOWNSHIP OF EMM                                      0.5               0           0
      20361201                 357      WELLSTON                                             0.5               0           0
      20361201                 357      EVANSVILLE                                           0.5               0           0
      20361101                 356      MONROE                                               0.5               0           0
      20370101                 358      BUFFALO                                              0.5               0           0
      20361201                 357      VENTNOR CITY                                         0.5               0           0
      20361201                 357      WINSLOW TWP.                                         0.5               0           0
      20361201                 357      MONTGOMERY                                           0.5               0           0
      20361201                 357      ARMADA TWP                                           0.5               0           0
      20361101                 356      MONTROSE                                             0.5               0           0
      20361201                 357      BRADENTON                                            0.5               0           0
      20361201                 357      NORTH LAS VEGAS                                      0.5               0           0
      20361201                 357      MIAMI                                                0.5               0           0
      20370101                 358      JAMESTOWN                                            0.5               0           0
      20370101                 358      SAUCIER                                              0.5               0           0
      20361201                 357      HILLSBOROUGH                                         0.5               0           0
      20361201                 357      CEMENT CITY                                          0.5               0           0
      20361201                 357      BOONVILLE                                            0.5               0           0
      20361201                 357      GERMANTOWN                                           0.5               0           0
      20361201                 357      OLYMPIA                                              0.5               0           0
      20361201                 357      MAIDENCREEK TWP                                      0.5               0           0
      20370101                 358      MUSKEGON                                             0.5               0           0
      20370101                 358      HIGH SPRINGS                                         0.5               0           0
      20370101                 358      BEDFORD                                              0.5               0           0
      20361201                 357      HARVEST                                              0.5               0           0
      20361201                 357      PHILADELPHIA                                         0.5               0           0
      20361201                 357      CLOVIS                                               0.5               0           0
      20361201                 357      CHIEFLAND                                            0.5               0           0
      20361201                 357      GULFPORT                                             0.5               0           0
      20361201                 357      TUPELO                                               0.5               0           0
      20361201                 357      SPRINGHILL                                           0.5               0           0
      20370101                 358      SALT LAKE CITY                                       0.5               0           0
      20361201                 357      PUEBLO                                               0.5               0           0
      20361201                 357      HAWLEY                                               0.5               0           0
      20370101                 358      NEW HAVEN                                            0.5               0           0
      20370101                 358      IRA                                                  0.5               0           0
      20361201                 357      CHENOA                                               0.5               0           0
      20361201                 357      STERLING HEIGHT                                      0.5               0           0
      20361201                 357      PHILADELPHIA                                         0.5               0           0
      20370101                 358      JACKSONVILLE                                         0.5               0           0
      20370101                 358      RENO                                                 0.5               0           0
      20361201                 357      BERNE                                                0.5               0           0
      20370101                 358      TAZEWELL                                             0.5               0           0
      20361201                 357      TACOMA                                               0.5               0           0
      20370101                 358      ROCK ISLAND                                          0.5               0           0
      20370101                 358      TAMA                                                 0.5               0           0
      20361201                 357      MECHANICSVILLE                                       0.5               0           0
      20361201                 357      CARPENTER                                            0.5               0           0
      20370101                 358      DANVILLE                                             0.5               0           0
      20370101                 358      WILMINGTON                                           0.5               0           0
      20370101                 358      ROCHESTER                                            0.5               0           0
      20370101                 358      HOWARD CITY                                          0.5               0           0
      20361201                 357      FUQUAY VARINA                                        0.5               0           0
      20361201                 357      LONG ISLAND                                          0.5               0           0
      20370101                 358      GRESHAM                                              0.5               0           0
      20361201                 357      MURFREESBORO                                         0.5               0           0
      20370101                 358      BALTIMORE                                            0.5               0           0
      20370101                 358      LOUISVILLE                                           0.5               0           0
      20361201                 357      STERLING HEIGHT                                      0.5               0           0
      20370101                 358      LARAMIE                                              0.5               0           0
      20370101                 358      NORTH HIGHLANDS                                      0.5               0           0
      20370101                 358      DETROIT                                              0.5               0           0
      20370101                 358      LEVITTOWN                                            0.5               0           0
      20361201                 357      TAYLOR                                               0.5               0           0
      20370101                 358      BENTONVILLE                                          0.5               0           0
      20370101                 358      RICHMOND                                             0.5               0           0
      20370101                 358      SAYRE                                                0.5               0           0
      20370101                 358      COLONIAL HEIGHT                                      0.5               0           0
      20361201                 357      ELIZABETH CITY                                       0.5               0           0
      20370101                 358      RALEIGH                                              0.5               0           0
      20370101                 358      KISSIMMEE                                            0.5               0           0
      20361201                 357      ZELAND                                               0.5               0           0
      20361201                 357      ROCK SPRINGS                                         0.5               0           0
      20370101                 358      VIRGINIA BEACH                                       0.5               0           0
      20370101                 358      SHELBURNE                                            0.5               0           0
      20361201                 357      PLEASANTVILLE C                                      0.5               0           0
      20370101                 358      PALM BAY                                             0.5               0           0
      20370101                 358      NORFOLK                                              0.5               0           0
      20370101                 358      MONTICELLO                                           0.5               0           0
      20370101                 358      WATERFALL                                            0.5               0           0
      20370101                 358      ELIZABETHTOWN                                        0.5               0           0
      20370101                 358      EASTON                                               0.5               0           0
      20370101                 358      HOBART                                               0.5               0           0
      20261101                 236      OAK HARBOR                                           0.5               0           0
      20261201                 237      DETROIT                                              0.5               0           0
      20261101                 236      TAMPA                                                0.5               0           0
      20261201                 237      MONTGOMERY                                           0.5               0           0
      20261201                 237      STERLING HEIGHT                                      0.5               0           0
      20270101                 238      MUSKEGON                                             0.5               0           0
      20261201                 237      STERLING HEIGHT                                      0.5               0           0
      20270101                 238      BALTIMORE                                            0.5               0           0
      20361101                 356      CONWAY                                               0.5               0           0
      20361201                 357      FAYETTEVILLE                                         0.5               0           0
      20361101                 356      MAPLE HEIGHTS                                        0.5               0           0
      20361001                 355      OCALA                                                0.5               0           0
      20361201                 357      PORT HURON TWP.                                      0.5               0           0
      20361101                 356      MEDINA                                               0.5               0           0
      20370101                 358      NEPTUNE TWP.                                         0.5               0           0
      20361101                 356      BRUNSWICK                                            0.5               0           0
      20361201                 357      UNION                                                0.5               0           0
      20370101                 358      SHICKSHINNY                                          0.5               0           0
      20361201                 357      ROCKVILLE                                            0.5               0           0
      20361201                 357      SNOHOMISH                                            0.5               0           0
      20361201                 357      GLENDALE                                             0.5               0           0
      20370101                 358      LOS BANOS                                            0.5               0           0
      20370101                 358      ROUND ROCK                                           0.5               0           0
      20370101                 358      CHARLESTON                                           0.5               0           0
      20361201                 357      AUGUSTA TOWNSHI                                      0.5               0           0
      20361201                 357      CLINTON TOWNSHI                                      0.5               0           0
      20370101                 358      MINNEOLA                                             0.5               0           0
      20261201                 237      FAYETTEVILLE                                         0.5               0           0
      20270101                 238      NEPTUNE TWP.                                         0.5               0           0
      20261201                 237      ROCKVILLE                                            0.5               0           0
      20370101                 358      WESTLAND                                             0.5               0           0
      20361201                 357      RIVER VALE                                           0.5               0           0
      20361001                 355      DETROIT                                              0.5               0           0
      20370101                 358      KEANSBURG                                            0.5               0           0
      20361101                 356      BENSON                                               0.5               0           0
      20361201                 357      PUNTA GORDA                                          0.5               0           0
      20370101                 358      BELLEVUE                                             0.5               0           0
      20361201                 357      POCONO LAKE                                          0.5               0           0
      20361201                 357      LOWER ALLOWAYS                                       0.5               0           0
      20361201                 357      BREAUX BRIDGE                                        0.5               0           0
      20361201                 357      UNION                                                0.5               0           0
      20370101                 358      HOWELL TWP.                                          0.5               0           0
      20361201                 357      NASHVILLE                                            0.5               0           0
      20370101                 358      TROY                                                 0.5               0           0
      20361201                 357      PROSPECT PARK                                        0.5               0           0
      20370101                 358      KINGMAN                                              0.5               0           0
      20361201                 357      JASPER                                               0.5               0           0
      20370101                 358      BROWNSTOWN                                           0.5               0           0
      20370101                 358      INDEPENDENCE TO                                      0.5               0           0
      20261201                 237      JASPER                                               0.5               0           0
      20270101                 238      WESTLAND                                             0.5               0           0
      20361201                 357      HAMTRAMCK                                            0.5               0           0
      20361101                 356      DETROIT                                              0.5               0           0
      20361101                 356      BLOOMFIELD                                           0.5               0           0
      20361201                 357      PINCKNEY                                             0.5               0           0
      20370101                 358      CHESTERFIELD TW                                      0.5               0           0
      20361201                 357      CLINTON TOWNSHI                                      0.5               0           0
      20361201                 357      DETROIT                                              0.5               0           0
      20361201                 357      JACKSON                                              0.5               0           0
      20370101                 358      WATERFORD TOWNS                                      0.5               0           0
      20370101                 358      REDFORD                                              0.5               0           0
      20270101                 238      DETROIT                                              0.5               0           0
      20270101                 238      WATERFORD TOWNS                                      0.5               0           0
      20261201                 237      CLINTON TOWNSHI                                      0.5               0           0
      20370101                 358      COMPTON                                              0.5               0           0
      20370101                 358      SURPRISE                                             0.5               0           0
      20370101                 358      SAN LORENZO                                          0.5               0           0
      20370101                 358      SCOTTSDALE                                           0.5               0           0
      20220101                 178      SCOTTSDALE                                           0.5               0           0
      20370101                 358      ESCONDIDO                                            0.5               0           0
      20370101                 358      SAN DIEGO                                            0.5               0           0
      20370101                 358      FRESNO                                               0.5               0           0
      20370101                 358      DIAMOND BAR                                          0.5               0           0
      20370101                 358      BOULDER                                              0.5               0           0
      20370101                 358      MARYSVILLE                                           0.5               0           0
      20370101                 358      BAILEY                                               0.5               0           0
      20370101                 358      MORENO VALLEY                                        0.5               0           0
      20370101                 358      SHINGLE SPRINGS                                      0.5               0           0
      20370101                 358      LOS ANGELES                                          0.5               0           0
      20370101                 358      COMMERCE CITY                                        0.5               0           0
      20220101                 178      COMMERCE CITY                                        0.5               0           0
      20370101                 358      OAKLAND                                              0.5               0           0
      20370101                 358      PHOENIX                                              0.5               0           0
      20370101                 358      MESA                                                 0.5               0           0
      20220101                 178      MESA                                                 0.5               0           0
      20370101                 358      SURPRISE                                             0.5               0           0
      20370101                 358      COOLIDGE                                             0.5               0           0
      20370101                 358      TUSTIN                                               0.5               0           0
      20370101                 358      KERMAN                                               0.5               0           0
      20370201                 359      SACRAMENTO                                           0.5               0           0
      20370101                 358      SANTA MONICA                                         0.5               0           0
      20370101                 358      SALINAS                                              0.5               0           0
      20220101                 178      SALINAS                                              0.5               0           0
      20370101                 358      PERRIS                                               0.5               0           0
      20220101                 178      PERRIS                                               0.5               0           0
      20370101                 358      PALM DESERT                                          0.5               0           0
      20370101                 358      DENVER                                               0.5               0           0
      20370101                 358      THORNTON                                             0.5               0           0
      20370101                 358      PHOENIX                                              0.5               0           0
      20370101                 358      COMPTON                                              0.5               0           0
      20370101                 358      LYNWOOD                                              0.5               0           0
      20370101                 358      CLOVIS                                               0.5               0           0
      20370101                 358      LOVELAND                                             0.5               0           0
      20370101                 358      SANTA MARIA                                          0.5               0           0
      20220101                 178      SANTA MARIA                                          0.5               0           0
      20370101                 358      NORTHGLENN                                           0.5               0           0
      20370101                 358      SONORA                                               0.5               0           0
      20370101                 358      FRESNO                                               0.5               0           0
      20370101                 358      PASADENA                                             0.5               0           0
      20220101                 178      PASADENA                                             0.5               0           0
      20370101                 358      ONTARIO                                              0.5               0           0
      20370101                 358      RICHMOND                                             0.5               0           0
      20370101                 358      RIVERSIDE                                            0.5               0           0
      20370101                 358      BRENTWOOD                                            0.5               0           0
      20370201                 359      FRESNO                                               0.5               0           0
      20370101                 358      LOS GATOS                                            0.5               0           0
      20370101                 358      SAN MARCOS                                           0.5               0           0
      20370201                 359      LAKE ELSINORE                                        0.5               0           0
      20220201                 179      LAKE ELSINORE                                        0.5               0           0
      20370101                 358      SANTA CLARITA                                        0.5               0           0
      20370201                 359      SACRAMENTO                                           0.5               0           0
      20370101                 358      PHOENIX                                              0.5               0           0
      20370201                 359      PHOENIX                                              0.5               0           0






MATURITY            ZIP_CODE           STATED_                   PROPTYPE                     LIEN
_DATE                                  ORIGINAL_TERM
----------------------------------------------------------------------------------------------------------------
      20361101              32332                       360      Single Family                First Lien
      20361201              91733                       360      2-4 Family                   First Lien
      20361101              93204                       360      Single Family                First Lien
      20211101              93204                       180      Single Family                Second Lien
      20361201              32763                       360      Single Family                First Lien
      20361201              93307                       360      Single Family                First Lien
      20361201              32211                       360      Single Family                First Lien
      20361201              45039                       360      PUD                          First Lien
      20211201              92591                       180      Single Family                Second Lien
      20370101              98229                       360      PUD                          First Lien
      20370101              33063                       360      Condominium                  First Lien
      20220101              98229                       180      PUD                          Second Lien
      20361201              94520                       360      Condominium                  First Lien
      20211201              94520                       180      Condominium                  Second Lien
      20370101              32081                       360      PUD                          First Lien
      20361201              48210                       360      2-4 Family                   First Lien
      20361201              92782                       360      Condominium                  First Lien
      20211201              92782                       180      Condominium                  Second Lien
      20211201              89104                       180      Single Family                Second Lien
      20361201              89104                       360      Single Family                First Lien
      20370101              33607                       360      Single Family                First Lien
      20370101              95621                       360      Single Family                First Lien
      20220101              95621                       180      Single Family                Second Lien
      20370101              32803                       360      Single Family                First Lien
      20361201              92592                       360      PUD                          First Lien
      20370101              33905                       360      Single Family                First Lien
      20361201              85051                       360      Single Family                First Lien
      20211201              85051                       180      Single Family                Second Lien
      20361201              95240                       360      Single Family                First Lien
      20211201              95240                       180      Single Family                Second Lien
      20370101              32164                       360      Single Family                First Lien
      20220101              32164                       180      Single Family                Second Lien
      20370101              91306                       360      Single Family                First Lien
      20361201              83651                       360      PUD                          First Lien
      20220101              91306                       180      Single Family                Second Lien
      20370101              65536                       360      Single Family                First Lien
      20370101              93304                       360      Single Family                First Lien
      20370101              48617                       360      Single Family                First Lien
      20370101              19145                       360      Single Family                First Lien
      20370101              32221                       360      Single Family                First Lien
      20370101              90011                       360      2-4 Family                   First Lien
      20361201              95843                       360      Single Family                First Lien
      20370101              95206                       360      Single Family                First Lien
      20361201              33993                       360      Single Family                First Lien
      20211201              33993                       180      Single Family                Second Lien
      20361201              97233                       360      Single Family                First Lien
      20370101              33612                       360      Single Family                First Lien
      20370101              85338                       360      PUD                          First Lien
      20220101              85338                       180      PUD                          Second Lien
      20370101              92801                       360      Single Family                First Lien
      20220101              92801                       180      Single Family                Second Lien
      20370101              98375                       360      Single Family                First Lien
      20220101              98375                       180      Single Family                Second Lien
      20370101              32073                       360      Condominium                  First Lien
      20370101              97355                       360      Single Family                First Lien
      20370101              32809                       360      Single Family                First Lien
      20361201              32277                       360      Single Family                First Lien
      20370101              48224                       360      Single Family                First Lien
      20370101              98203                       360      Single Family                First Lien
      20370101              33810                       360      PUD                          First Lien
      20220101              33810                       180      PUD                          Second Lien
      20370101              94551                       360      Single Family                First Lien
      20370101              80911                       360      Single Family                First Lien
      20370101              97456                       360      Single Family                First Lien
      20370101              95212                       360      Single Family                First Lien
      20220101              95212                       180      Single Family                Second Lien
      20370101              98404                       360      Single Family                First Lien
      20370101              32218                       360      PUD                          First Lien
      20370101              91020                       360      Single Family                First Lien
      20370101              53716                       360      Single Family                First Lien
      20370101              89031                       360      PUD                          First Lien
      20370101              33021                       360      Single Family                First Lien
      20370101              85242                       360      PUD                          First Lien
      20220101              85242                       180      PUD                          Second Lien
      20370101              45344                       360      Single Family                First Lien
      20370101              80013                       360      PUD                          First Lien
      20370101              85339                       360      PUD                          First Lien
      20370101              32216                       360      Condominium                  First Lien
      20370101              95205                       360      Single Family                First Lien
      20220101              95205                       180      Single Family                Second Lien
      20370101              63130                       360      Single Family                First Lien
      20370101              92557                       360      Single Family                First Lien
      20370101              28216                       360      Single Family                First Lien
      20220101              92557                       180      Single Family                Second Lien
      20370101              95205                       360      Single Family                First Lien
      20370101              38804                       360      Single Family                First Lien
      20370101              77008                       360      Single Family                First Lien
      20370101              32725                       360      Single Family                First Lien
      20370101              92116                       360      Condominium                  First Lien
      20220101              92116                       180      Condominium                  Second Lien
      20370101              90802                       360      Single Family                First Lien
      20370101              85202                       360      Single Family                First Lien
      20220101              85202                       180      Single Family                Second Lien
      20370101              63031                       360      Single Family                First Lien
      20370101              34787                       360      PUD                          First Lien
      20220101              34787                       180      PUD                          Second Lien
      20370101              34986                       360      Single Family                First Lien
      20370101              27360                       360      Single Family                First Lien
      20370101              77429                       360      Single Family                First Lien
      20370101              90717                       360      Single Family                First Lien
      20370101              92704                       360      Single Family                First Lien
      20370101              33063                       360      PUD                          First Lien
      20220101              33063                       180      PUD                          Second Lien
      20370101              32839                       360      Single Family                First Lien
      20370101              39154                       360      Single Family                First Lien
      20370101              95336                       360      Single Family                First Lien
      20220101              95336                       180      Single Family                Second Lien
      20370101              33025                       360      PUD                          First Lien
      20370101              33020                       360      Single Family                First Lien
      20370101              93702                       360      Single Family                First Lien
      20220101              33020                       180      Single Family                Second Lien
      20370101              85009                       360      Single Family                First Lien
      20220101              85009                       180      Single Family                Second Lien
      20370101              92656                       360      Single Family                First Lien
      20220101              92656                       180      Single Family                Second Lien
      20370101              98374                       360      Condominium                  First Lien
      20370101              95240                       360      Single Family                First Lien
      20370101              34207                       360      Single Family                First Lien
      20370101              95240                       360      Single Family                First Lien
      20220101              95240                       180      Single Family                Second Lien
      20370101              89031                       360      Single Family                First Lien
      20220101              89031                       180      Single Family                Second Lien
      20220101              33936                       180      2-4 Family                   Second Lien
      20370101              33936                       360      2-4 Family                   First Lien
      20370101              98498                       360      Single Family                First Lien
      20220101              98498                       180      Single Family                Second Lien
      20370101              91744                       360      Single Family                First Lien
      20370101              77095                       360      PUD                          First Lien
      20370101              92804                       360      Single Family                First Lien
      20370101              34753                       360      Single Family                First Lien
      20220101              92804                       180      Single Family                Second Lien
      20370101              90260                       360      Single Family                First Lien
      20220101              90260                       180      Single Family                Second Lien
      20370101              33436                       360      PUD                          First Lien
      20220101              33436                       180      PUD                          Second Lien
      20370101              94062                       360      Single Family                First Lien
      20220101              94062                       180      Single Family                Second Lien
      20370101              90755                       360      Condominium                  First Lien
      20220101              90755                       180      Condominium                  Second Lien
      20370101              38119                       360      Single Family                First Lien
      20370101              72120                       360      Single Family                First Lien
      20370101              48224                       360      Single Family                First Lien
      20370101              22546                       360      PUD                          First Lien
      20370101              84118                       360      Single Family                First Lien
      20370101              71901                       360      Single Family                First Lien
      20370101              97013                       360      PUD                          First Lien
      20220101              97013                       180      PUD                          Second Lien
      20370101              98372                       360      Single Family                First Lien
      20370101              22191                       360      Single Family                First Lien
      20370101              89101                       360      Single Family                First Lien
      20370101              90815                       360      Single Family                First Lien
      20370101              91722                       360      Single Family                First Lien
      20370101              85033                       360      Single Family                First Lien
      20370101              92376                       360      Single Family                First Lien
      20220101              92376                       180      Single Family                Second Lien
      20370101              33168                       360      Single Family                First Lien
      20220101              33168                       180      Single Family                Second Lien
      20370101              73044                       360      Single Family                First Lien
      20370101              85338                       360      PUD                          First Lien
      20370101              85042                       360      Single Family                First Lien
      20370101              92345                       360      Single Family                First Lien
      20370101              18067                       360      Single Family                First Lien
      20370101              82716                       360      Single Family                First Lien
      20370101               3276                       360      Single Family                First Lien
      20370101              48124                       360      Single Family                First Lien
      20370101              98144                       360      Single Family                First Lien
      20220101              98144                       180      Single Family                Second Lien
      20370101              48224                       360      Single Family                First Lien
      20370101              78577                       360      Single Family                First Lien
      20370101              45807                       360      Single Family                First Lien
      20370101              33432                       360      Condominium                  First Lien
      20370101              23608                       360      Condominium                  First Lien
      20220101              23608                       180      Condominium                  Second Lien
      20370101              89122                       360      PUD                          First Lien
      20370101              89108                       360      PUD                          First Lien
      20220101              89108                       180      PUD                          Second Lien
      20370101              97701                       360      Single Family                First Lien
      20370101              33321                       360      PUD                          First Lien
      20220101              33321                       180      PUD                          Second Lien
      20370101              85262                       360      Single Family                First Lien
      20370101              32548                       360      Single Family                First Lien
      20370101              55313                       360      Single Family                First Lien
      20370101              92840                       360      Single Family                First Lien
      20220101              55313                       180      Single Family                Second Lien
      20220101              92840                       180      Single Family                Second Lien
      20370101              48076                       360      Single Family                First Lien
      20370101              33436                       360      PUD                          First Lien
      20220101              33436                       180      PUD                          Second Lien
      20370101              79928                       360      Single Family                First Lien
      20370101              93705                       360      Condominium                  First Lien
      20370101              36116                       360      Single Family                First Lien
      20370101              37013                       360      Condominium                  First Lien
      20370101              33309                       360      PUD                          First Lien
      20370101              16508                       360      Single Family                First Lien
      20370101              80223                       360      Single Family                First Lien
      20370101              21037                       360      Single Family                First Lien
      20361001              92275                       360      Single Family                First Lien
      20361001              92592                       360      PUD                          First Lien
      20361001              95204                       360      Single Family                First Lien
      20361001              89106                       360      Single Family                First Lien
      20211001              89106                       180      Single Family                Second Lien
      20361001              92583                       360      Single Family                First Lien
      20211001              92583                       180      Single Family                Second Lien
      20361001              90043                       360      Single Family                First Lien
      20361101              92336                       360      Single Family                First Lien
      20361101              92586                       360      Single Family                First Lien
      20211101              92586                       180      Single Family                Second Lien
      20361101              90031                       360      Single Family                First Lien
      20361101              85250                       360      Single Family                First Lien
      20361101              92376                       360      Single Family                First Lien
      20361101              90280                       360      Single Family                First Lien
      20361101              85009                       360      Single Family                First Lien
      20361101              89014                       360      Single Family                First Lien
      20361201              98901                       360      Single Family                First Lien
      20361201              89031                       360      Single Family                First Lien
      20361201              89104                       360      Single Family                First Lien
      20211201              89104                       180      Single Family                Second Lien
      20361201              89108                       360      PUD                          First Lien
      20211201              89108                       180      PUD                          Second Lien
      20361001               6704                       360      Single Family                First Lien
      20361001               8817                       360      Single Family                First Lien
      20361201               7055                       360      2-4 Family                   First Lien
      20361101              20743                       360      Single Family                First Lien
      20370101              12401                       360      Single Family                First Lien
      20370101              10473                       360      Single Family                First Lien
      20370101              61615                       360      Single Family                First Lien
      20370101              11717                       360      Single Family                First Lien
      20370101               7731                       360      Single Family                First Lien
      20370101              34741                       360      Condominium                  First Lien
      20370101              10925                       360      Single Family                First Lien
      20370101               8742                       360      Single Family                First Lien
      20370101               8527                       360      Single Family                First Lien
      20370201               8753                       360      Single Family                First Lien
      20370101              10528                       360      Single Family                First Lien
      20370101              11208                       360      2-4 Family                   First Lien
      20370101              11221                       360      2-4 Family                   First Lien
      20370201              10987                       360      Single Family                First Lien
      20370101              19053                       360      Single Family                First Lien
      20370201              12308                       360      2-4 Family                   First Lien
      20370101              10310                       360      Single Family                First Lien
      20370101              11784                       360      Single Family                First Lien
      20370201               7063                       360      Single Family                First Lien
      20370201              32547                       360      Single Family                First Lien
      20370201              11414                       360      2-4 Family                   First Lien
      20370201              11727                       360      Single Family                First Lien
      20370201               7018                       360      Single Family                First Lien
      20370201              11420                       360      2-4 Family                   First Lien
      20370201              11423                       360      2-4 Family                   First Lien
      20370201               7111                       360      Single Family                First Lien
      20370201               8043                       360      Single Family                First Lien
      20370101              33076                       360      Single Family                First Lien
      20370101               7087                       360      Condominium                  First Lien
      20370201              33483                       360      Condominium                  First Lien
      20370101              11413                       360      Single Family                First Lien
      20370101              11413                       360      Single Family                Second Lien
      20370101               7060                       360      Single Family                First Lien
      20370101               7087                       360      2-4 Family                   First Lien
      20370101              11221                       360      2-4 Family                   First Lien
      20370201              34450                       360      Single Family                First Lien
      20370201              11733                       360      Single Family                First Lien
      20370201              21234                       360      Single Family                First Lien
      20370201              10472                       360      Single Family                First Lien
      20370101              11550                       360      Single Family                First Lien
      20370101              11368                       360      2-4 Family                   First Lien
      20370201              10312                       360      PUD                          First Lien
      20370201              11427                       360      Single Family                First Lien
      20370201               7740                       360      Single Family                First Lien
      20361101              60619                       360      PUD                          First Lien
      20370101              80512                       360      Single Family                First Lien
      20370201              10462                       360      Condominium                  First Lien
      20370201              11236                       360      2-4 Family                   First Lien
      20370201              83128                       360      Single Family                First Lien
      20370201              92324                       360      Single Family                First Lien
      20370201              19711                       360      Single Family                First Lien
      20370201              23234                       360      Single Family                First Lien
      20370201              94534                       360      Single Family                First Lien
      20370201              89104                       360      Single Family                First Lien
      20370201              93001                       360      PUD                          First Lien
      20220201              28601                       180      Single Family                First Lien
      20370201              89148                       360      PUD                          First Lien
      20370201              23321                       360      Single Family                First Lien
      20370201              92804                       360      Single Family                First Lien
      20370201              46312                       360      2-4 Family                   First Lien
      20370201              89129                       360      PUD                          First Lien
      20370201              10457                       360      2-4 Family                   First Lien
      20370201              23223                       360      Single Family                First Lien
      20370201              91504                       360      Condominium                  First Lien
      20370201              91504                       360      Condominium                  Second Lien
      20370201              33406                       360      Single Family                First Lien
      20370201              40272                       360      Single Family                First Lien
      20370201              21216                       360      Single Family                First Lien
      20370201               8015                       360      Single Family                First Lien
      20370201              13207                       360      Single Family                First Lien
      20370201              28409                       360      Single Family                First Lien
      20370201              95376                       360      Single Family                First Lien
      20370201              93535                       360      Single Family                First Lien
      20370201              92805                       360      Single Family                First Lien
      20370201              32034                       360      Single Family                First Lien
      20370201              28803                       360      Single Family                First Lien
      20370201              14903                       360      Single Family                First Lien
      20370201              21638                       360      Single Family                First Lien
      20370201              21214                       360      Single Family                First Lien
      20370201              60411                       360      Single Family                First Lien
      20370201              33025                       360      Single Family                First Lien
      20370201               8045                       360      Single Family                First Lien
      20370201              89122                       360      PUD                          First Lien
      20370201              93619                       360      Single Family                First Lien
      20370201              87114                       360      Single Family                First Lien
      20370201              46901                       360      Single Family                First Lien
      20370201              95823                       360      2-4 Family                   First Lien
      20370201              33705                       360      Single Family                First Lien
      20370201              30324                       360      Single Family                First Lien
      20370201              28645                       360      Single Family                First Lien
      20370201              20019                       360      Single Family                First Lien
      20370201              19468                       360      Single Family                First Lien
      20370201              27565                       360      Single Family                First Lien
      20370201               1913                       360      Condominium                  First Lien
      20370201              60624                       360      2-4 Family                   First Lien
      20370201               7202                       360      2-4 Family                   First Lien
      20370201              60176                       360      Single Family                First Lien
      20370201              15237                       360      Single Family                First Lien
      20370201              60649                       360      2-4 Family                   First Lien
      20370201              11552                       360      Single Family                First Lien
      20370201              60148                       360      Single Family                First Lien
      20370201              46228                       360      Single Family                First Lien
      20370201              92701                       360      Condominium                  First Lien
      20370201              92701                       360      Condominium                  Second Lien
      20370201              85375                       360      PUD                          First Lien
      20370201              33624                       360      PUD                          First Lien
      20370201              93257                       360      Single Family                First Lien
      20370201              19335                       360      Single Family                First Lien
      20370201              32208                       360      Single Family                First Lien
      20220201              33442                       180      PUD                          First Lien
      20370201              85745                       360      Single Family                First Lien
      20370201               8033                       360      Single Family                First Lien
      20370201              93710                       360      Condominium                  First Lien
      20370201              23464                       360      Single Family                First Lien
      20370201              97477                       360      Single Family                First Lien
      20370201              87111                       360      Single Family                First Lien
      20370201              30035                       360      Single Family                First Lien
      20370201              92311                       360      Single Family                First Lien
      20370201              21722                       360      Single Family                First Lien
      20370201              27526                       360      Single Family                First Lien
      20370201              12883                       360      Single Family                First Lien
      20370201              27909                       360      Single Family                First Lien
      20370201              33013                       360      Single Family                First Lien
      20370201              33013                       360      Single Family                Second Lien
      20370201              90007                       360      Single Family                First Lien
      20370201              60453                       360      Single Family                First Lien
      20370201              21223                       360      Single Family                First Lien
      20370201              63138                       360      Single Family                First Lien
      20370201              60148                       360      Single Family                First Lien
      20370201               1501                       360      Single Family                First Lien
      20370201              53092                       360      Condominium                  First Lien
      20370201              37363                       360      Single Family                First Lien
      20220201              37363                       180      Single Family                Second Lien
      20370201              90805                       360      Single Family                First Lien
      20370201              91746                       360      PUD                          First Lien
      20370201               7416                       360      Single Family                First Lien
      20370201              94503                       360      Single Family                First Lien
      20370201              33177                       360      PUD                          First Lien
      20370201              92336                       360      Single Family                First Lien
      20370201              12590                       360      Single Family                First Lien
      20370201              90059                       360      Single Family                First Lien
      20370201              33777                       360      PUD                          First Lien
      20370201               8094                       360      Single Family                First Lien
      20370201               8332                       360      Single Family                First Lien
      20370201              92083                       360      Single Family                First Lien
      20370201               2121                       360      2-4 Family                   First Lien
      20370201              28170                       360      Single Family                First Lien
      20370201              18651                       360      Single Family                First Lien
      20370201              33825                       360      Single Family                First Lien
      20370201              60619                       360      Single Family                First Lien
      20370201              92344                       360      Single Family                First Lien
      20370201              99202                       360      Single Family                First Lien
      20270201              99202                       240      Single Family                Second Lien
      20370201              33935                       360      Single Family                First Lien
      20370201              23453                       360      PUD                          First Lien
      20220201              27591                       180      Single Family                First Lien
      20370201              84005                       360      PUD                          First Lien
      20370201              78586                       360      Single Family                First Lien
      20370201               8879                       360      Single Family                First Lien
      20370201              12771                       360      Single Family                First Lien
      20370201              12771                       360      Single Family                Second Lien
      20370201              19601                       360      Single Family                First Lien
      20370201              94404                       360      Single Family                First Lien
      20370201              89031                       360      PUD                          First Lien
      20370201              20772                       360      Condominium                  First Lien
      20370201              23231                       360      PUD                          First Lien
      20370201              23434                       360      Single Family                First Lien
      20370201               7803                       360      Single Family                First Lien
      20370201              60504                       360      Single Family                First Lien
      20370201              60102                       360      Single Family                First Lien
      20370201              60051                       360      Single Family                First Lien
      20220201              60504                       180      Single Family                Second Lien
      20370201              60099                       360      Single Family                First Lien
      20370201              87122                       360      Single Family                First Lien
      20370201              93305                       360      2-4 Family                   First Lien
      20370201              92054                       360      Single Family                First Lien
      20370201              93305                       360      2-4 Family                   Second Lien
      20370201              60624                       360      2-4 Family                   First Lien
      20370201              56175                       360      Single Family                First Lien
      20370201              92243                       360      Single Family                First Lien
      20370201              60544                       360      Single Family                First Lien
      20370201              40514                       360      Single Family                First Lien
      20370201               8046                       360      Single Family                First Lien
      20370201              11210                       360      Single Family                First Lien
      20370201              21239                       360      Single Family                First Lien
      20370201              61745                       360      Single Family                First Lien
      20370201              60131                       360      Single Family                First Lien
      20370201              33556                       360      Single Family                First Lien
      20370201               7088                       360      2-4 Family                   First Lien
      20370201              60609                       360      2-4 Family                   First Lien
      20370201              17340                       360      Single Family                First Lien
      20370201              60104                       360      Single Family                First Lien
      20370201              33028                       360      PUD                          First Lien
      20370201              87121                       360      Single Family                First Lien
      20370201              89032                       360      PUD                          First Lien
      20370201              97539                       360      Single Family                First Lien
      20370201              46320                       360      Single Family                First Lien
      20370201               3845                       360      Condominium                  First Lien
      20370201               1108                       360      Single Family                First Lien
      20370201              23513                       360      PUD                          First Lien
      20370201              63069                       360      Single Family                First Lien
      20370201              94040                       360      Condominium                  First Lien
      20370201              94040                       360      Condominium                  Second Lien
      20370201              90604                       360      Single Family                First Lien
      20370201              20774                       360      Single Family                First Lien
      20370201              33594                       360      Single Family                First Lien
      20370201              29527                       360      Single Family                First Lien
      20370201              92545                       360      Single Family                First Lien
      20370201              60131                       360      Single Family                Second Lien
      20370201              20747                       360      Single Family                First Lien
      20370201              20706                       360      Single Family                First Lien
      20370201              95827                       360      Single Family                First Lien
      20370201              78239                       360      Single Family                First Lien
      20370201              91040                       360      Single Family                First Lien
      20370201              33155                       360      Single Family                First Lien
      20370201              53404                       360      Single Family                First Lien
      20370201              21061                       360      Single Family                First Lien
      20370201              10467                       360      Single Family                First Lien
      20370201              90059                       360      Single Family                First Lien
      20370201              60609                       360      Single Family                First Lien
      20370201              10467                       360      Single Family                Second Lien
      20370201              92230                       360      Single Family                First Lien
      20370201              14468                       360      Single Family                First Lien
      20370201              20707                       360      Single Family                First Lien
      20370201              10306                       360      Condominium                  First Lien
      20220201              92230                       180      Single Family                Second Lien
      20370201               6905                       360      Single Family                First Lien
      20370201               8096                       360      Single Family                First Lien
      20370201              54979                       360      Single Family                First Lien
      20370201              60099                       360      Single Family                Second Lien
      20370201              19106                       360      Condominium                  First Lien
      20370201              33414                       360      PUD                          First Lien
      20370201              53511                       360      Single Family                First Lien
      20370201              20774                       360      PUD                          First Lien
      20370201              55076                       360      Single Family                First Lien
      20370201              95650                       360      Single Family                First Lien
      20220201              95650                       180      Single Family                Second Lien
      20370201              11706                       360      Single Family                First Lien
      20370201              28215                       360      Single Family                First Lien
      20370201              21830                       360      Single Family                First Lien
      20370201              20748                       360      Condominium                  First Lien
      20370201              85749                       360      Single Family                First Lien
      20370201              10457                       360      2-4 Family                   Second Lien
      20370201              74063                       360      Single Family                First Lien
      20370201              90303                       360      Single Family                First Lien
      20370201              37303                       360      Single Family                First Lien
      20370201              60586                       360      Single Family                First Lien
      20370201              90650                       360      Condominium                  First Lien
      20370201              85033                       360      Single Family                First Lien
      20370201              33162                       360      Single Family                First Lien
      20370201              93030                       360      Single Family                First Lien
      20370201              92630                       360      Condominium                  First Lien
      20370201              90065                       360      Single Family                First Lien
      20370201              21701                       360      PUD                          First Lien
      20370201              21234                       360      Single Family                First Lien
      20370201              23462                       360      Single Family                First Lien
      20370201              23223                       360      Single Family                First Lien
      20370201              19143                       360      Single Family                First Lien
      20370201              46408                       360      Single Family                First Lien
      20370201              32825                       360      Single Family                First Lien
      20370201              10705                       360      Single Family                First Lien
      20370201              60511                       360      Single Family                First Lien
      20220201              10705                       180      Single Family                Second Lien
      20370201               7731                       360      Single Family                First Lien
      20220201               7731                       180      Single Family                Second Lien
      20370201              17754                       360      Single Family                First Lien
      20370201              92057                       360      PUD                          First Lien
      20370201              18947                       360      Single Family                First Lien
      20370201              90305                       360      Single Family                First Lien
      20220201              90305                       180      Single Family                Second Lien
      20370201              95827                       360      Single Family                First Lien
      20370201              11220                       360      2-4 Family                   First Lien
      20370201              60609                       360      2-4 Family                   First Lien
      20370201              96028                       360      Single Family                First Lien
      20370201              60464                       360      Single Family                First Lien
      20370201              92571                       360      Single Family                First Lien
      20370201              11210                       360      Single Family                First Lien
      20370201              92860                       360      Single Family                First Lien
      20370201              60428                       360      Single Family                First Lien
      20370201              33705                       360      Single Family                First Lien
      20370201              60612                       360      2-4 Family                   First Lien
      20370201              60617                       360      Single Family                First Lien
      20370201              92504                       360      Single Family                First Lien
      20370201              93550                       360      Single Family                First Lien
      20370201              92404                       360      Single Family                First Lien
      20370201              60619                       360      Single Family                First Lien
      20370201              32218                       360      PUD                          First Lien
      20370201              90044                       360      Single Family                First Lien
      20370201              32570                       360      Single Family                First Lien
      20370201              92509                       360      Single Family                First Lien
      20370201              33024                       360      Single Family                First Lien
      20370201              18301                       360      Single Family                First Lien
      20370201              34609                       360      Single Family                First Lien
      20370201              90745                       360      Condominium                  First Lien
      20370201              89030                       360      Single Family                First Lien
      20370201              19720                       360      Single Family                First Lien
      20370201              12432                       360      Single Family                First Lien
      20370201              29550                       360      Single Family                First Lien
      20370201              11729                       360      Single Family                First Lien
      20370201              37343                       360      Single Family                First Lien
      20370201              12304                       360      Single Family                First Lien
      20220201              60586                       180      Single Family                Second Lien
      20370201              92544                       360      2-4 Family                   First Lien
      20370201              91320                       360      Single Family                First Lien
      20370201              60619                       360      Single Family                First Lien
      20370201              60428                       360      Single Family                Second Lien
      20370201              74114                       360      Single Family                First Lien
      20370201               1453                       360      Single Family                First Lien
      20370201              77489                       360      Single Family                First Lien
      20370201              32926                       360      Single Family                First Lien
      20370201              66205                       360      Single Family                First Lien
      20370201              51510                       360      Single Family                First Lien
      20370201              78052                       360      Single Family                First Lien
      20370201              87107                       360      Single Family                First Lien
      20370201              14094                       360      Single Family                First Lien
      20370201               6610                       360      Condominium                  First Lien
      20370201              64131                       360      Single Family                First Lien
      20370201              20747                       360      Single Family                First Lien
      20370201              98682                       360      Single Family                First Lien
      20370201              90062                       360      Single Family                First Lien
      20370201              34491                       360      Single Family                First Lien
      20370201              92570                       360      Single Family                First Lien
      20370201              23513                       360      Single Family                First Lien
      20370201              33016                       360      Condominium                  First Lien
      20370201              96007                       360      Single Family                First Lien
      20370201              92411                       360      Single Family                First Lien
      20370201              87507                       360      PUD                          First Lien
      20370201              85730                       360      Single Family                First Lien
      20370201              92543                       360      Single Family                First Lien
      20270201              90744                       240      Single Family                First Lien
      20370201              89108                       360      PUD                          First Lien
      20370201              91342                       360      Single Family                First Lien
      20370201              12803                       360      Single Family                First Lien
      20370201              20712                       360      Single Family                First Lien
      20370201              10550                       360      Single Family                First Lien
      20370201              33604                       360      Single Family                First Lien
      20370201              60463                       360      Condominium                  First Lien
      20370201              34287                       360      Single Family                First Lien
      20370201              34287                       360      Single Family                Second Lien
      20370201              92354                       360      Single Family                First Lien
      20370201              85735                       360      Single Family                First Lien
      20370201              94928                       360      Single Family                First Lien
      20370201              32909                       360      Single Family                First Lien
      20370201              20716                       360      Single Family                First Lien
      20370201              65810                       360      Single Family                First Lien
      20370201              90606                       360      Single Family                First Lien
      20370201              93307                       360      Single Family                First Lien
      20370201              95205                       360      Single Family                First Lien
      20370201              10550                       360      Single Family                Second Lien
      20370201              32225                       360      Single Family                First Lien
      20370201              32712                       360      Single Family                First Lien
      20220201               1453                       180      Single Family                Second Lien
      20370201              92571                       360      Single Family                First Lien
      20370201              19055                       360      Single Family                First Lien
      20220201              92571                       180      Single Family                Second Lien
      20370201              33905                       360      Single Family                First Lien
      20370201              23321                       360      Single Family                First Lien
      20370201              85009                       360      Single Family                First Lien
      20370201              20001                       360      2-4 Family                   First Lien
      20370201              34209                       360      Single Family                First Lien
      20370201              60625                       360      Condominium                  First Lien
      20370201               4276                       360      Single Family                First Lien
      20370201              93657                       360      Single Family                First Lien
      20370201              89121                       360      Single Family                First Lien
      20220201              89121                       180      Single Family                Second Lien
      20370201              22172                       360      PUD                          First Lien
      20370201              90732                       360      Single Family                First Lien
      20370201              10553                       360      2-4 Family                   First Lien
      20370201              60016                       360      Condominium                  First Lien
      20370201              75052                       360      PUD                          First Lien
      20270201              75052                       240      PUD                          Second Lien
      20370201              91331                       360      Single Family                First Lien
      20370201              54210                       360      Single Family                First Lien
      20370201              70714                       360      Single Family                First Lien
      20370201              95358                       360      Single Family                First Lien
      20370201              60440                       360      Single Family                First Lien
      20370201              12835                       360      Single Family                First Lien
      20370201              92345                       360      Single Family                First Lien
      20370201              30045                       360      PUD                          First Lien
      20370201              20603                       360      PUD                          First Lien
      20370201              10462                       360      2-4 Family                   First Lien
      20370201              91606                       360      Single Family                First Lien
      20370201              10462                       360      2-4 Family                   Second Lien
      20370201              92376                       360      Single Family                First Lien
      20370201              20774                       360      Single Family                First Lien
      20370201              52402                       360      Single Family                First Lien
      20370201              85260                       360      PUD                          First Lien
      20370201              87505                       360      Single Family                First Lien
      20370201              23860                       360      Single Family                First Lien
      20370201              60002                       360      Single Family                First Lien
      20370201              61356                       360      Single Family                First Lien
      20370201               7060                       360      Single Family                First Lien
      20220201              61356                       180      Single Family                Second Lien
      20370201              77023                       360      Single Family                First Lien
      20370201              93725                       360      Single Family                First Lien
      20370201              63139                       360      Single Family                First Lien
      20370201              86438                       360      Single Family                First Lien
      20370201               8234                       360      Single Family                First Lien
      20220201               8234                       180      Single Family                Second Lien
      20370201              98512                       360      Single Family                First Lien
      20370201              90220                       360      2-4 Family                   First Lien
      20370201              91775                       360      Single Family                First Lien
      20370201              85713                       360      Single Family                First Lien
      20370201              89144                       360      PUD                          First Lien
      20370201              20613                       360      Single Family                First Lien
      20370201              33770                       360      Single Family                First Lien
      20370201              20747                       360      Single Family                First Lien
      20370201              22740                       360      Single Family                First Lien
      20370201              38122                       360      Single Family                First Lien
      20370201              21221                       360      Single Family                First Lien
      20370201              65605                       360      Single Family                First Lien
      20370201              38128                       360      Single Family                First Lien
      20370201              23231                       360      PUD                          First Lien
      20370201              33013                       360      Single Family                First Lien
      20370201              11203                       360      2-4 Family                   First Lien
      20370201              60624                       360      2-4 Family                   First Lien
      20370201              93705                       360      Single Family                First Lien
      20370201              23454                       360      Single Family                First Lien
      20370201              33948                       360      Single Family                First Lien
      20370201              13790                       360      2-4 Family                   First Lien
      20370201              90022                       360      2-4 Family                   First Lien
      20370201              87048                       360      Single Family                First Lien
      20370201              87031                       360      PUD                          First Lien
      20370201              29406                       360      Single Family                First Lien
      20370201              98446                       360      Single Family                First Lien
      20370201              29406                       360      Single Family                Second Lien
      20370201              32808                       360      Single Family                First Lien
      20370201              33971                       360      Single Family                First Lien
      20370201               8016                       360      Single Family                First Lien
      20370201              21704                       360      PUD                          First Lien
      20370201              11706                       360      Single Family                First Lien
      20370201               2026                       360      Single Family                First Lien
      20370201              89101                       360      Single Family                First Lien
      20370201              78336                       360      Single Family                First Lien
      20370201              33615                       360      PUD                          First Lien
      20370201              93268                       360      Single Family                First Lien
      20370201              20737                       360      Single Family                First Lien
      20370201              33032                       360      Single Family                First Lien
      20370201              21218                       360      Single Family                First Lien
      20370201              21713                       360      Single Family                First Lien
      20370201              11369                       360      Single Family                First Lien
      20370201              33030                       360      Single Family                First Lien
      20370201              33312                       360      Single Family                First Lien
      20370201              78359                       360      Single Family                First Lien
      20370201              50317                       360      Single Family                First Lien
      20370201              60164                       360      Single Family                First Lien
      20370201              92571                       360      Single Family                First Lien
      20370201              31404                       360      Single Family                First Lien
      20370201              31404                       360      Single Family                Second Lien
      20370201              91770                       360      Single Family                First Lien
      20370201              34608                       360      Single Family                First Lien
      20370201              91401                       360      Single Family                First Lien
      20370201              21074                       360      Single Family                First Lien
      20370201              33015                       360      Single Family                First Lien
      20370201              60104                       360      Single Family                First Lien
      20370201              23225                       360      Single Family                First Lien
      20370201               7083                       360      2-4 Family                   First Lien
      20370201              28704                       360      Single Family                First Lien
      20370201              34287                       360      Single Family                First Lien
      20370201              32940                       360      PUD                          First Lien
      20370201              33759                       360      Single Family                First Lien
      20370201              92543                       360      Single Family                First Lien
      20370201              92240                       360      Single Family                First Lien
      20370201              91761                       360      2-4 Family                   First Lien
      20370201              92240                       360      Single Family                Second Lien
      20370201              97222                       360      Single Family                First Lien
      20370201              14020                       360      Single Family                First Lien
      20370201              33755                       360      Single Family                First Lien
      20370201              83336                       360      Single Family                First Lien
      20370201              92345                       360      Single Family                First Lien
      20370201              33186                       360      Single Family                First Lien
      20370201              95401                       360      Single Family                First Lien
      20370201              95401                       360      Single Family                Second Lien
      20370201              20783                       360      Condominium                  First Lien
      20370201              19945                       360      Condominium                  First Lien
      20370201              89002                       360      Single Family                First Lien
      20370201              18045                       360      Single Family                First Lien
      20370201              85938                       360      Single Family                First Lien
      20370201              98374                       360      Single Family                First Lien
      20370201              98374                       360      Single Family                Second Lien
      20370201              60419                       360      Single Family                First Lien
      20370201              92392                       360      Single Family                First Lien
      20370201              39206                       360      Single Family                First Lien
      20370201              98325                       360      Single Family                First Lien
      20370201               7304                       360      2-4 Family                   First Lien
      20370201               8857                       360      Single Family                First Lien
      20370201              80211                       360      Single Family                First Lien
      20370201              60174                       360      Single Family                First Lien
      20370201              34953                       360      Single Family                First Lien
      20370201              85008                       360      Single Family                First Lien
      20370201              33436                       360      Condominium                  First Lien
      20370201              33436                       360      Condominium                  Second Lien
      20370201              32068                       360      Single Family                First Lien
      20370201              92544                       360      Single Family                First Lien
      20370201              90650                       360      Single Family                First Lien
      20370201              90650                       360      Single Family                First Lien
      20370201              85207                       360      Single Family                First Lien
      20370201              65807                       360      Single Family                First Lien
      20370201              92805                       360      Single Family                First Lien
      20370201              89107                       360      Single Family                First Lien
      20370201              22554                       360      Single Family                First Lien
      20370201              38117                       360      Single Family                First Lien
      20370201              15239                       360      Single Family                First Lien
      20370201              33761                       360      Condominium                  First Lien
      20370201              60053                       360      Condominium                  First Lien
      20220201              60174                       180      Single Family                Second Lien
      20370201              33012                       360      Single Family                First Lien
      20370201              20743                       360      Single Family                First Lien
      20370201              33012                       360      Single Family                Second Lien
      20370201              20772                       360      Single Family                First Lien
      20370201               7003                       360      2-4 Family                   First Lien
      20370201              23075                       360      Single Family                First Lien
      20370201              21227                       360      Single Family                First Lien
      20370201               7860                       360      Single Family                First Lien
      20370201              33150                       360      Single Family                First Lien
      20370201              95148                       360      Single Family                First Lien
      20370201              93060                       360      Single Family                First Lien
      20370201              33952                       360      Single Family                First Lien
      20370201              90712                       360      Single Family                First Lien
      20370201              95212                       360      Single Family                First Lien
      20370201              90059                       360      Single Family                First Lien
      20370201              33916                       360      Single Family                First Lien
      20370201              30127                       360      Single Family                First Lien
      20220201              60053                       180      Condominium                  Second Lien
      20370201              90043                       360      Single Family                First Lien
      20370201              32811                       360      Single Family                First Lien
      20370201              32811                       360      Single Family                Second Lien
      20370201              30288                       360      Single Family                First Lien
      20370201              32164                       360      Single Family                First Lien
      20370201              60118                       360      Single Family                First Lien
      20370201              95687                       360      Single Family                First Lien
      20370201              95209                       360      Single Family                First Lien
      20370201              34482                       360      Single Family                First Lien
      20370201              62226                       360      Single Family                First Lien
      20370201              95209                       360      Single Family                Second Lien
      20370201              33319                       360      Condominium                  First Lien
      20370201              23224                       360      PUD                          First Lien
      20370201              32404                       360      Single Family                First Lien
      20370201              79015                       360      Single Family                First Lien
      20370201              33142                       360      Single Family                First Lien
      20370201              33142                       360      Single Family                Second Lien
      20220201              38703                       180      Single Family                First Lien
      20370201              60411                       360      Single Family                First Lien
      20370201              55063                       360      Single Family                First Lien
      20370201              93309                       360      Single Family                First Lien
      20370201              85023                       360      Single Family                First Lien
      20370201              21206                       360      Single Family                First Lien
      20370201              94558                       360      Single Family                First Lien
      20220201              37303                       180      Single Family                Second Lien
      20370201              21122                       360      PUD                          First Lien
      20370201              95304                       360      Single Family                First Lien
      20370201              90731                       360      2-4 Family                   First Lien
      20370201              90023                       360      Single Family                First Lien
      20370201              90011                       360      Single Family                First Lien
      20370201              92407                       360      Single Family                First Lien
      20370201              90011                       360      Single Family                Second Lien
      20370201              23224                       360      Single Family                First Lien
      20370201              91762                       360      Single Family                First Lien
      20370201              22003                       360      Condominium                  First Lien
      20370201              90001                       360      2-4 Family                   First Lien
      20370201              87108                       360      Single Family                First Lien
      20370201              11207                       360      2-4 Family                   First Lien
      20220201              11374                       180      2-4 Family                   First Lien
      20370201              23093                       360      Single Family                First Lien
      20370201              11421                       360      Single Family                First Lien
      20370201              21216                       360      Single Family                First Lien
      20370201              20747                       360      Single Family                First Lien
      20370201              11421                       360      Single Family                Second Lien
      20370201              60624                       360      2-4 Family                   First Lien
      20220201              10469                       180      2-4 Family                   First Lien
      20370201              25438                       360      Single Family                First Lien
      20370201              87401                       360      Single Family                First Lien
      20370201              20743                       360      Single Family                First Lien
      20370201               8401                       360      Condominium                  First Lien
      20370201              33442                       360      PUD                          First Lien
      20370201              35967                       360      Single Family                First Lien
      20370201              11001                       360      Single Family                First Lien
      20370201              86403                       360      Single Family                First Lien
      20370201              11740                       360      Single Family                First Lien
      20370201              26851                       360      Single Family                First Lien
      20370201              12182                       360      Single Family                First Lien
      20370201              23222                       360      Single Family                First Lien
      20370201              11740                       360      Single Family                Second Lien
      20370201              90007                       360      Single Family                First Lien
      20370201               2145                       360      PUD                          First Lien
      20220201               2145                       180      PUD                          Second Lien
      20370201              92084                       360      Single Family                First Lien
      20370201              90042                       360      Single Family                First Lien
      20370201              47639                       360      Single Family                First Lien
      20370201              95065                       360      Single Family                First Lien
      20370201              93230                       360      Single Family                First Lien
      20370201              32526                       360      Single Family                First Lien
      20370201              33161                       360      Condominium                  First Lien
      20370201              60190                       360      Single Family                First Lien
      20370201              60651                       360      Single Family                First Lien
      20370201              32765                       360      Single Family                First Lien
      20370201              33161                       360      Condominium                  First Lien
      20370201              20743                       360      Single Family                First Lien
      20370201              92585                       360      Single Family                First Lien
      20370201              33614                       360      Single Family                First Lien
      20370201              34691                       360      Single Family                First Lien
      20370201              93726                       360      Single Family                First Lien
      20370201               2054                       360      Single Family                First Lien
      20370201              21244                       360      PUD                          First Lien
      20370201              90604                       360      Single Family                First Lien
      20370201              20111                       360      Single Family                First Lien
      20370201              21244                       360      PUD                          Second Lien
      20370201              93111                       360      Single Family                First Lien
      20370201              60402                       360      2-4 Family                   First Lien
      20370201              32779                       360      PUD                          First Lien
      20370201              90044                       360      2-4 Family                   First Lien
      20370201              19462                       360      Single Family                First Lien
      20370201              11413                       360      2-4 Family                   First Lien
      20370201              22207                       360      Single Family                First Lien
      20370201              34715                       360      PUD                          First Lien
      20370201              96793                       360      Single Family                First Lien
      20370201              90201                       360      2-4 Family                   First Lien
      20370201              63114                       360      Single Family                First Lien
      20370201              25401                       360      Single Family                First Lien
      20370201              77338                       360      Single Family                First Lien
      20370201              90723                       360      Condominium                  First Lien
      20370201              20743                       360      PUD                          First Lien
      20370201              30019                       360      PUD                          First Lien
      20370201              91786                       360      Single Family                First Lien
      20370201              52403                       360      Single Family                First Lien
      20220201              91786                       180      Single Family                Second Lien
      20370201              90716                       360      Single Family                First Lien
      20370201              32132                       360      Single Family                First Lien
      20370201              93292                       360      Single Family                First Lien
      20370201              60419                       360      Single Family                First Lien
      20370201              23703                       360      Single Family                First Lien
      20370201              32569                       360      Single Family                First Lien
      20370201              60647                       360      2-4 Family                   First Lien
      20370201              60007                       360      Single Family                First Lien
      20370201              90640                       360      Single Family                First Lien
      20370201              89044                       360      PUD                          First Lien
      20370201              23321                       360      Condominium                  First Lien
      20370201              15221                       360      Single Family                First Lien
      20370201              23663                       360      Condominium                  First Lien
      20370201              91739                       360      Single Family                First Lien
      20370201              33126                       360      Condominium                  First Lien
      20370201               8210                       360      Single Family                First Lien
      20370201              90001                       360      Single Family                First Lien
      20370201              23234                       360      Single Family                First Lien
      20370201              35206                       360      Single Family                First Lien
      20370201              24441                       360      Single Family                First Lien
      20370201              60137                       360      Single Family                First Lien
      20370201              93212                       360      Single Family                First Lien
      20370201              92399                       360      Single Family                First Lien
      20370201              92394                       360      Single Family                First Lien
      20370201              23314                       360      PUD                          First Lien
      20370201              90003                       360      2-4 Family                   First Lien
      20370201              98042                       360      PUD                          First Lien
      20370201              90222                       360      Single Family                First Lien
      20370201              93257                       360      Single Family                First Lien
      20370201              20785                       360      PUD                          First Lien
      20370201              60402                       360      Single Family                First Lien
      20370201              20785                       360      Single Family                First Lien
      20370201               7062                       360      Single Family                First Lien
      20370201               8406                       360      Single Family                First Lien
      20370201               8103                       360      PUD                          First Lien
      20370201              11221                       360      2-4 Family                   First Lien
      20220201              11221                       180      2-4 Family                   Second Lien
      20370201              33063                       360      PUD                          First Lien
      20370201              85041                       360      Single Family                First Lien
      20370201              20735                       360      Single Family                First Lien
      20370201              90650                       360      Single Family                First Lien
      20370201              92823                       360      Single Family                First Lien
      20370201              60645                       360      Condominium                  First Lien
      20370201              47441                       360      Single Family                First Lien
      20370201              92706                       360      Single Family                First Lien
      20370201              93561                       360      Single Family                First Lien
      20370201              20735                       360      Single Family                Second Lien
      20370201              84120                       360      Single Family                First Lien
      20370201              92806                       360      Single Family                First Lien
      20370201              94560                       360      Single Family                First Lien
      20370201              30577                       360      Single Family                First Lien
      20370201              60707                       360      Single Family                First Lien
      20370201              60160                       360      Single Family                First Lien
      20370201              11741                       360      Single Family                First Lien
      20370201              20723                       360      Single Family                First Lien
      20220201              92394                       180      Single Family                First Lien
      20370201              20723                       360      Single Family                Second Lien
      20370201              22193                       360      Single Family                First Lien
      20370201              85204                       360      Single Family                First Lien
      20370201              92337                       360      Single Family                First Lien
      20370201              85032                       360      Single Family                First Lien
      20370201              97211                       360      Single Family                First Lien
      20370201              33319                       360      Condominium                  First Lien
      20370201              60201                       360      Single Family                First Lien
      20370201              93307                       360      Single Family                First Lien
      20370201              90201                       360      2-4 Family                   Second Lien
      20370201               7111                       360      2-4 Family                   First Lien
      20370201               7430                       360      Single Family                First Lien
      20370201              92543                       360      Single Family                First Lien
      20370201              11419                       360      2-4 Family                   First Lien
      20370201              92843                       360      Condominium                  First Lien
      20370201              89084                       360      PUD                          First Lien
      20370201              30291                       360      PUD                          First Lien
      20370201              22032                       360      Single Family                First Lien
      20370201              93535                       360      Single Family                First Lien
      20370201              90302                       360      2-4 Family                   First Lien
      20370201              95648                       360      PUD                          First Lien
      20370201              35453                       360      Single Family                First Lien
      20220201              93535                       180      Single Family                Second Lien
      20370201              90002                       360      Single Family                First Lien
      20370201              92345                       360      Single Family                First Lien
      20370201              92411                       360      Single Family                First Lien
      20370201              92555                       360      PUD                          First Lien
      20220201              92555                       180      PUD                          Second Lien
      20370201              33065                       360      Condominium                  First Lien
      20270201               8015                       240      Single Family                First Lien
      20370201              21158                       360      Single Family                First Lien
      20370201               6511                       360      2-4 Family                   First Lien
      20370201               3254                       360      Single Family                First Lien
      20370201              34951                       360      Single Family                First Lien
      20370201              61104                       360      Single Family                First Lien
      20370201              60013                       360      Single Family                First Lien
      20370201              34655                       360      Single Family                First Lien
      20370201              23666                       360      Single Family                First Lien
      20370201              23464                       360      Single Family                First Lien
      20370201              28273                       360      PUD                          First Lien
      20370201              33196                       360      PUD                          First Lien
      20370201              21144                       360      Single Family                First Lien
      20370201              37882                       360      Single Family                First Lien
      20370201              91737                       360      Single Family                First Lien
      20270201              33196                       240      PUD                          Second Lien
      20370201              93305                       360      Single Family                First Lien
      20370201              38114                       360      Single Family                First Lien
      20370201               6606                       360      Single Family                First Lien
      20370201              91306                       360      Condominium                  First Lien
      20370201              91945                       360      2-4 Family                   First Lien
      20370201               6606                       360      Single Family                Second Lien
      20370201              28205                       360      Single Family                First Lien
      20370201              95205                       360      Single Family                First Lien
      20370201              34731                       360      Single Family                First Lien
      20370201              50263                       360      Single Family                First Lien
      20370201              30233                       360      Single Family                First Lien
      20370201              60403                       360      Single Family                First Lien
      20370201              95682                       360      Single Family                First Lien
      20370201              96007                       360      Single Family                First Lien
      20370201              33020                       360      Single Family                First Lien
      20370201              34736                       360      Single Family                First Lien
      20370201              21788                       360      Single Family                First Lien
      20370201              91352                       360      Condominium                  First Lien
      20370201              60608                       360      2-4 Family                   First Lien
      20370201              95351                       360      Single Family                First Lien
      20370201              34482                       360      Single Family                First Lien
      20370201              91506                       360      Single Family                First Lien
      20370201              33637                       360      Single Family                First Lien
      20220201              91506                       180      Single Family                Second Lien
      20370201              32693                       360      Single Family                First Lien
      20220201              91352                       180      Condominium                  Second Lien
      20370201              93286                       360      Single Family                First Lien
      20370201              33919                       360      Single Family                First Lien
      20370201              60637                       360      Single Family                First Lien
      20370201              34746                       360      Single Family                First Lien
      20370201              33619                       360      Single Family                First Lien
      20370201              60586                       360      PUD                          First Lien
      20370201              89144                       360      PUD                          First Lien
      20370201              84737                       360      Single Family                First Lien
      20370201              32405                       360      Single Family                First Lien
      20370201               4027                       360      Single Family                First Lien
      20370201              36532                       360      Single Family                First Lien
      20370201              98241                       360      Single Family                First Lien
      20370201              90026                       360      2-4 Family                   First Lien
      20370201              91766                       360      Single Family                First Lien
      20370201              20111                       360      PUD                          First Lien
      20370201              27529                       360      Single Family                First Lien
      20370201              20602                       360      PUD                          First Lien
      20220201              60586                       180      PUD                          Second Lien
      20370201              27610                       360      2-4 Family                   First Lien
      20370201               7083                       360      2-4 Family                   Second Lien
      20370201              60506                       360      Single Family                First Lien
      20370201              14220                       360      2-4 Family                   First Lien
      20370201              60176                       360      Single Family                First Lien
      20370201              11950                       360      Single Family                First Lien
      20370201              60440                       360      PUD                          First Lien
      20370201              12009                       360      Single Family                First Lien
      20370201              32835                       360      Single Family                First Lien
      20370201              19026                       360      Single Family                First Lien
      20370201              91761                       360      Single Family                First Lien
      20370201               7642                       360      Single Family                First Lien
      20370201              60010                       360      Single Family                First Lien
      20370201               6605                       360      Single Family                First Lien
      20370201              90744                       360      Single Family                First Lien
      20370201              32824                       360      PUD                          First Lien
      20370201              46205                       360      Single Family                First Lien
      20370201              20147                       360      PUD                          First Lien
      20370201              38654                       360      Single Family                First Lien
      20370201              22406                       360      PUD                          First Lien
      20370201               7083                       360      Single Family                First Lien
      20370201              22406                       360      PUD                          Second Lien
      20370201              35634                       360      Single Family                First Lien
      20370201              40272                       360      Single Family                First Lien
      20370201              20147                       360      PUD                          Second Lien
      20370201              23455                       360      Single Family                First Lien
      20370201              30317                       360      Single Family                First Lien
      20370201              33311                       360      Single Family                First Lien
      20370201              92394                       360      Single Family                First Lien
      20370201              20772                       360      Single Family                First Lien
      20370201               7060                       360      2-4 Family                   First Lien
      20370201              60050                       360      Single Family                First Lien
      20370201              34688                       360      Condominium                  First Lien
      20370201               8070                       360      Single Family                First Lien
      20370201              23220                       360      Single Family                First Lien
      20370201              34688                       360      Condominium                  Second Lien
      20370201              60634                       360      Single Family                First Lien
      20370201              12010                       360      Single Family                First Lien
      20370201              33905                       360      Single Family                First Lien
      20370201              32208                       360      Single Family                First Lien
      20370201              30093                       360      Single Family                First Lien
      20370201              32145                       360      Single Family                First Lien
      20370201              27455                       360      Single Family                First Lien
      20370201              46034                       360      Single Family                First Lien
      20220201              46034                       180      Single Family                Second Lien
      20370201              30093                       360      Single Family                Second Lien
      20370201               6513                       360      2-4 Family                   First Lien
      20370201              92307                       360      Single Family                First Lien
      20370201              21113                       360      PUD                          First Lien
      20370201              88310                       360      Single Family                First Lien
      20370201              90807                       360      Single Family                First Lien
      20370201              32205                       360      Single Family                First Lien
      20370201              33013                       360      Single Family                First Lien
      20370201              50021                       360      Single Family                First Lien
      20220201              90807                       180      Single Family                Second Lien
      20370201               8057                       360      Single Family                First Lien
      20370201              95628                       360      2-4 Family                   First Lien
      20370201              90016                       360      2-4 Family                   First Lien
      20370201              98240                       360      Single Family                First Lien
      20370201              34652                       360      Single Family                First Lien
      20370201              19734                       360      Single Family                First Lien
      20370201              15019                       360      Single Family                First Lien
      20370201              93306                       360      Single Family                First Lien
      20370201              60172                       360      Single Family                First Lien
      20370201              46406                       360      Single Family                First Lien
      20370201              85374                       360      PUD                          First Lien
      20370201              19805                       360      Single Family                First Lien
      20370201               4649                       360      Single Family                First Lien
      20370201              85374                       360      PUD                          Second Lien
      20370201              21214                       360      Single Family                First Lien
      20370201              77449                       360      PUD                          First Lien
      20370201              30134                       360      Single Family                First Lien
      20370201              21015                       360      Single Family                First Lien
      20370201              30319                       360      Single Family                First Lien
      20370201               7079                       360      Single Family                First Lien
      20370201              60164                       360      Single Family                First Lien
      20370201              90011                       360      Single Family                First Lien
      20370201              33351                       360      Single Family                First Lien
      20370201              60637                       360      2-4 Family                   First Lien
      20370201              27534                       360      Single Family                First Lien
      20370201              20735                       360      Single Family                First Lien
      20370201              77479                       360      PUD                          First Lien
      20370201              20743                       360      Single Family                First Lien
      20370201              32080                       360      PUD                          First Lien
      20220201              27534                       180      Single Family                Second Lien
      20370201              92570                       360      Single Family                First Lien
      20370201              77449                       360      PUD                          First Lien
      20370201              95757                       360      Single Family                First Lien
      20370201              27103                       360      Single Family                First Lien
      20370201              23116                       360      PUD                          First Lien
      20370201              46202                       360      Single Family                First Lien
      20370201              93561                       360      Single Family                First Lien
      20370201              92544                       360      Single Family                First Lien
      20370201              34787                       360      PUD                          First Lien
      20370201              33032                       360      Single Family                First Lien
      20370201              33713                       360      Single Family                First Lien
      20370201              32811                       360      Single Family                First Lien
      20370201               2150                       360      2-4 Family                   First Lien
      20370201              34786                       360      PUD                          First Lien
      20370201              14568                       360      Single Family                First Lien
      20370201              60457                       360      Single Family                First Lien
      20370201              60612                       360      Single Family                First Lien
      20370201              16509                       360      Single Family                First Lien
      20370201              32725                       360      Single Family                First Lien
      20370201              20009                       360      Single Family                First Lien
      20370201              30161                       360      Single Family                First Lien
      20370201              16601                       360      Single Family                First Lien
      20370201              32725                       360      Single Family                Second Lien
      20370201              60409                       360      Single Family                First Lien
      20370201              12603                       360      Single Family                First Lien
      20370201              53218                       360      Single Family                First Lien
      20370201              23112                       360      Single Family                First Lien
      20370201              21040                       360      Condominium                  First Lien
      20370201              98671                       360      Single Family                First Lien
      20370201              76148                       360      Single Family                First Lien
      20370201              60624                       360      Single Family                First Lien
      20270201              76148                       240      Single Family                Second Lien
      20370201              98671                       360      Single Family                Second Lien
      20370201              10589                       360      Single Family                First Lien
      20370201              33162                       360      2-4 Family                   First Lien
      20370201               6708                       360      2-4 Family                   First Lien
      20370201               7305                       360      Single Family                First Lien
      20370201              18102                       360      Single Family                First Lien
      20370201              33569                       360      Single Family                First Lien
      20370201              33411                       360      Single Family                First Lien
      20370201              29675                       360      Single Family                First Lien
      20370201               7060                       360      Single Family                First Lien
      20370201              30135                       360      PUD                          First Lien
      20370201              23851                       360      Single Family                First Lien
      20370201              10303                       360      Single Family                First Lien
      20370201              34476                       360      Single Family                First Lien
      20370201              92508                       360      Single Family                First Lien
      20370201              30135                       360      PUD                          Second Lien
      20370201              98370                       360      Single Family                First Lien
      20370201              85249                       360      PUD                          First Lien
      20370201              90003                       360      Single Family                First Lien
      20370201              60097                       360      Single Family                First Lien
      20370201              92544                       360      Single Family                First Lien
      20370201              85345                       360      Single Family                First Lien
      20370201              33844                       360      PUD                          First Lien
      20370201              90638                       360      Single Family                First Lien
      20370201              60172                       360      Single Family                Second Lien
      20370201              96002                       360      Single Family                First Lien
      20370201              21206                       360      Single Family                First Lien
      20370201              60634                       360      Single Family                First Lien
      20370201              34234                       360      Single Family                First Lien
      20370201              92311                       360      Single Family                First Lien
      20370201              92210                       360      Condominium                  First Lien
      20370201              95503                       360      Single Family                First Lien
      20370201              32244                       360      PUD                          First Lien
      20370201              33023                       360      Single Family                First Lien
      20370201               8062                       360      Single Family                First Lien
      20370201              23234                       360      Single Family                First Lien
      20370201              60042                       360      Single Family                First Lien
      20370201               6604                       360      2-4 Family                   First Lien
      20370201              14223                       360      Single Family                First Lien
      20370201              95776                       360      Single Family                First Lien
      20370201              60639                       360      Single Family                First Lien
      20370201              25401                       360      Single Family                First Lien
      20370201              20707                       360      Single Family                First Lien
      20370201              85745                       360      2-4 Family                   First Lien
      20370201              92504                       360      Single Family                First Lien
      20220201              92504                       180      Single Family                Second Lien
      20370201              32211                       360      Single Family                First Lien
      20370201               2149                       360      2-4 Family                   First Lien
      20370201               7764                       360      Single Family                First Lien
      20370201              89101                       360      Single Family                First Lien
      20370201               8360                       360      Single Family                First Lien
      20370201              30168                       360      PUD                          First Lien
      20370201              32708                       360      PUD                          First Lien
      20370201              30168                       360      PUD                          Second Lien
      20370201              93705                       360      Single Family                First Lien
      20220201              93705                       180      Single Family                Second Lien
      20370201              30039                       360      Single Family                First Lien
      20370201              92840                       360      Single Family                First Lien
      20370201              95823                       360      Single Family                First Lien
      20370201              91744                       360      Single Family                First Lien
      20370201              32404                       360      Single Family                First Lien
      20370201              89117                       360      PUD                          First Lien
      20370201              98003                       360      Condominium                  First Lien
      20370201              98003                       360      Condominium                  Second Lien
      20220201              32404                       180      Single Family                Second Lien
      20370201              99206                       360      Single Family                First Lien
      20370201              92345                       360      Single Family                First Lien
      20370201              91010                       360      Single Family                First Lien
      20370201              95953                       360      Single Family                First Lien
      20370201              91010                       360      Single Family                Second Lien
      20370201              93033                       360      Single Family                First Lien
      20370201              92029                       360      Single Family                First Lien
      20370201              85037                       360      Single Family                First Lien
      20370201              33844                       360      PUD                          First Lien
      20370201              33705                       360      Single Family                First Lien
      20370201               2726                       360      Single Family                First Lien
      20370201              60469                       360      Single Family                First Lien
      20370201              32124                       360      PUD                          First Lien
      20370201              33056                       360      Single Family                First Lien
      20370201              91764                       360      Single Family                First Lien
      20370201              92595                       360      Single Family                First Lien
      20370201              55106                       360      Single Family                First Lien
      20370201              60641                       360      Single Family                First Lien
      20370201              90047                       360      Single Family                First Lien
      20370201              95330                       360      Single Family                First Lien
      20370201              93433                       360      Single Family                First Lien
      20370201              97330                       360      Single Family                First Lien
      20370201              33947                       360      Single Family                First Lien
      20370201              20785                       360      Single Family                First Lien
      20370201              92345                       360      Single Family                First Lien
      20370201              21206                       360      PUD                          First Lien
      20370201              98662                       360      Single Family                First Lien
      20370201              34203                       360      Single Family                First Lien
      20370201              33470                       360      Single Family                First Lien
      20370201              92243                       360      Single Family                First Lien
      20370201               8816                       360      Condominium                  First Lien
      20370201              10469                       360      2-4 Family                   First Lien
      20370201              94513                       360      Single Family                First Lien
      20370201              85306                       360      Single Family                First Lien
      20370201              22660                       360      Single Family                First Lien
      20370201              19146                       360      Single Family                First Lien
      20370201              90302                       360      Condominium                  First Lien
      20370201              85213                       360      Single Family                First Lien
      20220201              90302                       180      Condominium                  Second Lien
      20370201              21001                       360      Single Family                First Lien
      20370201              74955                       360      Single Family                First Lien
      20370201              21206                       360      Single Family                First Lien
      20370201              21206                       360      Single Family                Second Lien
      20370201              15221                       360      Single Family                First Lien
      20370201              89032                       360      Single Family                First Lien
      20370201              60172                       360      Single Family                First Lien
      20370201              83401                       360      Single Family                First Lien
      20370201              60402                       360      Single Family                First Lien
      20370201              32225                       360      Single Family                First Lien
      20370201              90250                       360      Condominium                  First Lien
      20370201              21901                       360      Single Family                First Lien
      20370201              85048                       360      Single Family                First Lien
      20220201              90250                       180      Condominium                  Second Lien
      20370201              85050                       360      Condominium                  First Lien
      20370201              91730                       360      Single Family                First Lien
      20370201              60429                       360      Single Family                First Lien
      20370201              26426                       360      Single Family                First Lien
      20370201              33415                       360      Single Family                First Lien
      20370201               7306                       360      Single Family                First Lien
      20370201              33952                       360      Single Family                First Lien
      20370201              91731                       360      Single Family                First Lien
      20370201              67005                       360      Single Family                First Lien
      20370201              91731                       360      Single Family                Second Lien
      20370201              94571                       360      PUD                          First Lien
      20370201              32826                       360      PUD                          First Lien
      20370201              93033                       360      Single Family                First Lien
      20370201              33027                       360      PUD                          First Lien
      20370201              96022                       360      Single Family                First Lien
      20370201              99027                       360      Single Family                First Lien
      20370201              60419                       360      Single Family                First Lien
      20370201              23234                       360      Single Family                First Lien
      20370201              23235                       360      Single Family                First Lien
      20370201              20659                       360      PUD                          First Lien
      20370201              33327                       360      PUD                          First Lien
      20370201              77469                       360      PUD                          First Lien
      20370201              33169                       360      Condominium                  First Lien
      20370201              23231                       360      Single Family                First Lien
      20370201              30157                       360      Single Family                First Lien
      20370201              14305                       360      Single Family                First Lien
      20370201              20743                       360      Single Family                First Lien
      20270201              30157                       240      Single Family                Second Lien
      20370201              33185                       360      PUD                          First Lien
      20370201              32907                       360      Single Family                First Lien
      20370201               8110                       360      2-4 Family                   First Lien
      20370201              21061                       360      Single Family                First Lien
      20370201              32773                       360      Single Family                First Lien
      20370201              55309                       360      Single Family                First Lien
      20370201              20653                       360      Single Family                First Lien
      20370201              34711                       360      PUD                          First Lien
      20370201              21061                       360      Single Family                Second Lien
      20370201              85048                       360      Single Family                Second Lien
      20370201              93550                       360      Single Family                First Lien
      20370201              32091                       360      Single Family                First Lien
      20370201              32835                       360      PUD                          First Lien
      20370201              85008                       360      Condominium                  First Lien
      20370201              21244                       360      PUD                          First Lien
      20370201              92345                       360      Single Family                First Lien
      20370201              85017                       360      Single Family                First Lien
      20370201              30534                       360      PUD                          First Lien
      20370201              33603                       360      Single Family                First Lien
      20370201              21853                       360      Single Family                First Lien
      20370201              20814                       360      Single Family                First Lien
      20370201               7083                       360      Single Family                First Lien
      20370201              66030                       360      Single Family                First Lien
      20370201              85345                       360      PUD                          First Lien
      20370201              66219                       360      PUD                          First Lien
      20370201              32792                       360      Single Family                First Lien
      20370201              31405                       360      Single Family                First Lien
      20370201              85223                       360      Single Family                First Lien
      20370201              11757                       360      Single Family                First Lien
      20370201              33414                       360      PUD                          First Lien
      20370201              92139                       360      Single Family                First Lien
      20370201              92243                       360      Single Family                First Lien
      20370201              92243                       360      Single Family                Second Lien
      20370201              95334                       360      Single Family                First Lien
      20370201              92411                       360      Single Family                First Lien
      20370201              85715                       360      Single Family                First Lien
      20370201              34105                       360      Condominium                  First Lien
      20370201              85303                       360      Single Family                First Lien
      20370201              33177                       360      PUD                          First Lien
      20370201              32824                       360      PUD                          First Lien
      20370201              85303                       360      Single Family                Second Lien
      20370201              21666                       360      Single Family                First Lien
      20370201              60042                       360      Single Family                First Lien
      20370201              89032                       360      PUD                          First Lien
      20220201              89032                       180      PUD                          Second Lien
      20370201              60185                       360      Single Family                First Lien
      20370201              29566                       360      Condominium                  First Lien
      20370201              90004                       360      Single Family                First Lien
      20370201              95445                       360      Single Family                First Lien
      20370201              21837                       360      Single Family                First Lien
      20370201              27549                       360      PUD                          First Lien
      20370201              74962                       360      Single Family                First Lien
      20370201              32839                       360      Single Family                First Lien
      20370201               7735                       360      Single Family                First Lien
      20370201              23860                       360      Single Family                First Lien
      20370201              60120                       360      Single Family                First Lien
      20370201              77461                       360      Single Family                First Lien
      20370201              35673                       360      Single Family                First Lien
      20370201              62232                       360      Single Family                First Lien
      20370201              23805                       360      Single Family                First Lien
      20370201              14555                       360      Single Family                First Lien
      20370201              98387                       360      PUD                          First Lien
      20370201              11421                       360      2-4 Family                   First Lien
      20370201              33025                       360      PUD                          First Lien
      20370201              92503                       360      Single Family                First Lien
      20370201              34953                       360      Single Family                First Lien
      20370201              93654                       360      Single Family                First Lien
      20370201              15009                       360      Single Family                First Lien
      20370201              92335                       360      Single Family                First Lien
      20370201              34953                       360      Single Family                Second Lien
      20370201              33415                       360      PUD                          First Lien
      20370201              20879                       360      PUD                          First Lien
      20370201              20879                       360      PUD                          First Lien
      20370201              60050                       360      Single Family                Second Lien
      20370201              20721                       360      Condominium                  First Lien
      20370201              90715                       360      Single Family                First Lien
      20370201              21225                       360      Single Family                First Lien
      20370201              23235                       360      Single Family                First Lien
      20370201              33027                       360      PUD                          First Lien
      20220201              55313                       180      Single Family                First Lien
      20370201              15146                       360      Single Family                First Lien
      20370201              93534                       360      Single Family                First Lien
      20370201              19720                       360      Single Family                First Lien
      20370201              92555                       360      Single Family                First Lien
      20370201              19702                       360      Single Family                First Lien
      20370201              30060                       360      Single Family                First Lien
      20370201              92337                       360      Single Family                First Lien
      20370201              19151                       360      Single Family                First Lien
      20370201              60805                       360      Single Family                First Lien
      20370201              30012                       360      Single Family                First Lien
      20370201              14120                       360      Single Family                First Lien
      20370201              30519                       360      PUD                          First Lien
      20370201              85307                       360      PUD                          First Lien
      20370201              20744                       360      Single Family                First Lien
      20370201              64128                       360      Single Family                First Lien
      20370201              60148                       360      Single Family                First Lien
      20370201              30180                       360      Single Family                First Lien
      20370201              32738                       360      Single Family                First Lien
      20370201              98569                       360      Single Family                First Lien
      20370201              21804                       360      Single Family                First Lien
      20370201              91731                       360      Single Family                First Lien
      20370201              93292                       360      Single Family                First Lien
      20370201              85750                       360      PUD                          First Lien
      20370201              60634                       360      Single Family                First Lien
      20370201              92880                       360      Single Family                First Lien
      20370201              89101                       360      Condominium                  First Lien
      20370201              21213                       360      Single Family                First Lien
      20370201              33990                       360      Single Family                First Lien
      20370201              85225                       360      PUD                          First Lien
      20370201              30127                       360      Single Family                First Lien
      20370201              30127                       360      Single Family                Second Lien
      20370201              92056                       360      Single Family                First Lien
      20370201              28906                       360      Single Family                First Lien
      20370201              90037                       360      2-4 Family                   First Lien
      20370201              23225                       360      Single Family                First Lien
      20370201              23223                       360      Single Family                First Lien
      20270201              23324                       240      Single Family                First Lien
      20370201              34974                       360      Single Family                First Lien
      20370201              33032                       360      Single Family                First Lien
      20370201              60612                       360      Single Family                First Lien
      20370201              33179                       360      Single Family                First Lien
      20370201              33179                       360      Single Family                Second Lien
      20370201              23703                       360      Single Family                First Lien
      20370201              90003                       360      Single Family                First Lien
      20370201              60564                       360      PUD                          First Lien
      20370201              92869                       360      Single Family                First Lien
      20370201              34758                       360      PUD                          First Lien
      20370201              97322                       360      Single Family                First Lien
      20370201              29505                       360      Single Family                First Lien
      20370201              33131                       360      Condominium                  First Lien
      20370201              23112                       360      PUD                          First Lien
      20370201               7202                       360      Single Family                First Lien
      20370201              27834                       360      Single Family                First Lien
      20370201              29678                       360      Single Family                First Lien
      20370201              25419                       360      Single Family                First Lien
      20370201              98362                       360      PUD                          First Lien
      20370201              90630                       360      PUD                          First Lien
      20370201              91406                       360      Single Family                First Lien
      20370201               7504                       360      Single Family                First Lien
      20370201              89031                       360      PUD                          First Lien
      20370201              20866                       360      PUD                          First Lien
      20370201              96750                       360      PUD                          First Lien
      20370201              23024                       360      Single Family                First Lien
      20370201              33179                       360      Single Family                First Lien
      20370201              20603                       360      PUD                          First Lien
      20370201              94565                       360      Single Family                First Lien
      20370201              35022                       360      Single Family                First Lien
      20370201              33615                       360      PUD                          First Lien
      20370201              90220                       360      Single Family                First Lien
      20370201              98422                       360      PUD                          First Lien
      20370201               8332                       360      Single Family                First Lien
      20370201              20019                       360      Single Family                First Lien
      20370201              91791                       360      Single Family                First Lien
      20370201              33015                       360      PUD                          First Lien
      20370201              23222                       360      Single Family                First Lien
      20370201              94565                       360      PUD                          First Lien
      20370201              20785                       360      Single Family                First Lien
      20370201              31322                       360      PUD                          First Lien
      20370201              90201                       360      Single Family                First Lien
      20370201              60449                       360      Single Family                First Lien
      20370201              33056                       360      Single Family                First Lien
      20370201              91340                       360      Single Family                First Lien
      20370201              14085                       360      Single Family                First Lien
      20370201              32605                       360      Single Family                First Lien
      20370201              90201                       360      Condominium                  First Lien
      20370201              30274                       360      Single Family                First Lien
      20370201              30274                       360      Single Family                Second Lien
      20370201              30542                       360      PUD                          First Lien
      20370201              33170                       360      Single Family                First Lien
      20370201              23703                       360      Single Family                First Lien
      20370201              85303                       360      Single Family                First Lien
      20370201              60586                       360      PUD                          First Lien
      20370201              79413                       360      Single Family                First Lien
      20370201              33186                       360      PUD                          First Lien
      20370201               1984                       360      Single Family                First Lien
      20370201              85226                       360      Single Family                First Lien
      20370201              33056                       360      Single Family                First Lien
      20370201              60639                       360      Single Family                First Lien
      20370201              90305                       360      Condominium                  First Lien
      20370201              95503                       360      Single Family                First Lien
      20370201              33004                       360      Single Family                First Lien
      20370201              46628                       360      Single Family                First Lien
      20370201              90042                       360      Single Family                First Lien
      20370201              33165                       360      Single Family                First Lien
      20370201              78641                       360      PUD                          First Lien
      20370201              33015                       360      Single Family                First Lien
      20370201              90805                       360      Single Family                First Lien
      20370201              90043                       360      Single Family                First Lien
      20370201              83404                       360      Single Family                First Lien
      20370201              91710                       360      Single Family                First Lien
      20370201              39466                       360      Single Family                First Lien
      20370201              32757                       360      Single Family                First Lien
      20370201               6405                       360      Condominium                  First Lien
      20370201              93535                       360      Single Family                First Lien
      20370201              11210                       360      Single Family                First Lien
      20370201              32703                       360      PUD                          First Lien
      20370201              91768                       360      Single Family                First Lien
      20370201              60624                       360      2-4 Family                   First Lien
      20370201              60085                       360      Single Family                First Lien
      20370201              11411                       360      Single Family                First Lien
      20370201              33179                       360      Condominium                  First Lien
      20370201               7719                       360      Single Family                First Lien
      20370201               7108                       360      2-4 Family                   First Lien
      20370201              32765                       360      PUD                          First Lien
      20370201              33161                       360      Single Family                First Lien
      20370201              92376                       360      Single Family                First Lien
      20370201              32609                       360      Single Family                First Lien
      20370201              12831                       360      2-4 Family                   First Lien
      20370201              20886                       360      PUD                          First Lien
      20370201              33177                       360      Single Family                First Lien
      20370201              90262                       360      Single Family                First Lien
      20370201              11746                       360      Single Family                First Lien
      20370201              85225                       360      PUD                          First Lien
      20370201              85009                       360      Single Family                First Lien
      20370201              98503                       360      Single Family                First Lien
      20370201              11746                       360      Single Family                Second Lien
      20370201              90304                       360      Single Family                First Lien
      20370201              55438                       360      Condominium                  First Lien
      20370201              89021                       360      Single Family                First Lien
      20370201               7006                       360      Single Family                First Lien
      20220201              90304                       180      Single Family                Second Lien
      20370201              23666                       360      Single Family                First Lien
      20370201               8066                       360      Single Family                First Lien
      20370201              85353                       360      PUD                          First Lien
      20370201              95946                       360      PUD                          First Lien
      20370201              93722                       360      Single Family                First Lien
      20370201              60805                       360      Single Family                First Lien
      20220201              95946                       180      PUD                          Second Lien
      20370201              29745                       360      Single Family                First Lien
      20370201              93280                       360      Single Family                First Lien
      20370201              20874                       360      Condominium                  First Lien
      20370201              10512                       360      Single Family                First Lien
      20370201              20874                       360      Condominium                  Second Lien
      20370201              90044                       360      2-4 Family                   First Lien
      20370201              32714                       360      Condominium                  First Lien
      20370201              72335                       360      Single Family                First Lien
      20370201              19530                       360      Single Family                First Lien
      20370201              33147                       360      Single Family                First Lien
      20370201               7860                       360      Single Family                First Lien
      20370201              60409                       360      Single Family                First Lien
      20370201              60473                       360      Single Family                First Lien
      20370201              60649                       360      2-4 Family                   First Lien
      20370201              60008                       360      Condominium                  First Lien
      20370201              60805                       360      Single Family                First Lien
      20370201              93550                       360      Single Family                First Lien
      20370201              10940                       360      Single Family                First Lien
      20370201              73160                       360      Single Family                First Lien
      20370201              92410                       360      Single Family                First Lien
      20370201              91733                       360      Single Family                First Lien
      20370201              60651                       360      2-4 Family                   First Lien
      20370201              34286                       360      Single Family                First Lien
      20370201              91350                       360      Condominium                  First Lien
      20370201              89074                       360      PUD                          First Lien
      20370201              91733                       360      Single Family                Second Lien
      20370201              74948                       360      Single Family                First Lien
      20370201              80204                       360      Single Family                First Lien
      20220201              91350                       180      Condominium                  Second Lien
      20370201              20744                       360      Single Family                First Lien
      20370201              30040                       360      Single Family                First Lien
      20370201              32839                       360      PUD                          First Lien
      20370201              93304                       360      Single Family                First Lien
      20370201              98531                       360      Single Family                First Lien
      20370201              92301                       360      Single Family                First Lien
      20370201               8302                       360      2-4 Family                   First Lien
      20370201              90805                       360      2-4 Family                   First Lien
      20370201              46410                       360      Single Family                First Lien
      20370201              90043                       360      Single Family                First Lien
      20370201              33175                       360      Single Family                First Lien
      20370201              33175                       360      Single Family                Second Lien
      20370201              92804                       360      Single Family                First Lien
      20370201               7524                       360      2-4 Family                   First Lien
      20370201               8759                       360      Single Family                First Lien
      20370201              29223                       360      Single Family                First Lien
      20370201              60073                       360      Single Family                First Lien
      20370201              60202                       360      Single Family                First Lien
      20370201              30040                       360      Single Family                Second Lien
      20370201              60177                       360      Single Family                First Lien
      20370201              23860                       360      Single Family                First Lien
      20370201              60452                       360      Single Family                First Lien
      20370201               7017                       360      Single Family                First Lien
      20370201              60440                       360      Single Family                First Lien
      20370201              91767                       360      Condominium                  First Lien
      20370201              60050                       360      Single Family                First Lien
      20370201              18052                       360      Single Family                First Lien
      20370201              90043                       360      Single Family                First Lien
      20370201              93550                       360      Single Family                Second Lien
      20370201              63031                       360      Single Family                First Lien
      20370201              14615                       360      Single Family                First Lien
      20220201              60440                       180      Single Family                Second Lien
      20370201              34787                       360      PUD                          First Lien
      20370201              89032                       360      Single Family                First Lien
      20370201              95917                       360      Single Family                First Lien
      20370201              33993                       360      Single Family                First Lien
      20220201              95917                       180      Single Family                Second Lien
      20370201              60563                       360      Condominium                  First Lien
      20370201              20746                       360      Single Family                First Lien
      20370201              33406                       360      Single Family                First Lien
      20370201              22192                       360      PUD                          First Lien
      20370201              46013                       360      Single Family                First Lien
      20370201              92503                       360      PUD                          First Lien
      20370201              30265                       360      PUD                          First Lien
      20370201              23707                       360      Single Family                First Lien
      20370201              21239                       360      Single Family                First Lien
      20370201              92376                       360      Single Family                First Lien
      20370201              21212                       360      Single Family                First Lien
      20370201              47909                       360      Single Family                First Lien
      20370201              14580                       360      Single Family                First Lien
      20370201              90047                       360      Single Family                First Lien
      20370201              33309                       360      Single Family                First Lien
      20370201              85339                       360      PUD                          First Lien
      20220201              92345                       180      Single Family                Second Lien
      20370201              33614                       360      Single Family                First Lien
      20370201              33064                       360      Single Family                First Lien
      20370201               8822                       360      Single Family                First Lien
      20370201              34243                       360      PUD                          First Lien
      20370201              33426                       360      PUD                          First Lien
      20370201              90044                       360      Single Family                First Lien
      20370201              93536                       360      Single Family                First Lien
      20370201              33010                       360      Single Family                First Lien
      20370201              87112                       360      Single Family                First Lien
      20370201              92345                       360      Single Family                First Lien
      20370201              93274                       360      Single Family                First Lien
      20370201              34608                       360      Single Family                First Lien
      20370201              95673                       360      Single Family                First Lien
      20370201              92883                       360      PUD                          First Lien
      20370201              60453                       360      Condominium                  First Lien
      20370201              97007                       360      Single Family                First Lien
      20370201              93268                       360      Single Family                First Lien
      20220201              93268                       180      Single Family                Second Lien
      20370201              20632                       360      Single Family                First Lien
      20370201              16148                       360      Single Family                First Lien
      20370201               8534                       360      Single Family                First Lien
      20370201              23607                       360      Single Family                First Lien
      20370201              20019                       360      Single Family                First Lien
      20370201               8820                       360      Single Family                First Lien
      20370201              60447                       360      PUD                          First Lien
      20370201              32063                       360      Single Family                First Lien
      20370201              66549                       360      Single Family                First Lien
      20370201              25413                       360      Single Family                First Lien
      20370201              63021                       360      Single Family                First Lien
      20370201              46226                       360      Single Family                First Lien
      20370201              13424                       360      Single Family                First Lien
      20370201              63021                       360      Single Family                First Lien
      20370201               8081                       360      PUD                          First Lien
      20370201              13659                       360      Single Family                First Lien
      20370201              30038                       360      Single Family                First Lien
      20370201              98374                       360      Single Family                First Lien
      20370201              30038                       360      Single Family                Second Lien
      20370201               8234                       360      Single Family                First Lien
      20370201              94533                       360      Single Family                First Lien
      20370201              34472                       360      Single Family                First Lien
      20370201              90018                       360      Single Family                First Lien
      20370201              20874                       360      Condominium                  First Lien
      20370201              98374                       360      Single Family                Second Lien
      20370201              95124                       360      Single Family                First Lien
      20370201              92376                       360      Single Family                First Lien
      20370201              23322                       360      Single Family                First Lien
      20370201               7017                       360      Single Family                First Lien
      20220201              90039                       180      Single Family                First Lien
      20370201              93263                       360      Single Family                First Lien
      20370201              92530                       360      Single Family                First Lien
      20370201              91766                       360      2-4 Family                   First Lien
      20370201              93263                       360      Single Family                First Lien
      20370201              93268                       360      2-4 Family                   First Lien
      20220201              92530                       180      Single Family                Second Lien
      20370201              33909                       360      Single Family                First Lien
      20370201              23601                       360      Single Family                First Lien
      20370201              93103                       360      Single Family                First Lien
      20220201              93263                       180      Single Family                Second Lien
      20370201              20018                       360      Single Family                First Lien
      20370201              20784                       360      Single Family                First Lien
      20370201              60106                       360      Single Family                First Lien
      20370201              19137                       360      Single Family                First Lien
      20270201              70460                       240      Single Family                First Lien
      20370201              60188                       360      Single Family                First Lien
      20370201              20603                       360      PUD                          First Lien
      20370201              20716                       360      Single Family                First Lien
      20370201              33611                       360      Condominium                  First Lien
      20370201              70805                       360      Single Family                First Lien
      20370201              60201                       360      Single Family                First Lien
      20370201              93536                       360      Single Family                First Lien
      20370201              80231                       360      Single Family                First Lien
      20370201              60176                       360      Single Family                First Lien
      20370201              60827                       360      Single Family                First Lien
      20370201              60428                       360      Single Family                First Lien
      20370201               8234                       360      Single Family                First Lien
      20370201              92563                       360      Single Family                First Lien
      20370201              21061                       360      Single Family                First Lien
      20370201              90601                       360      Single Family                First Lien
      20370201              98550                       360      Single Family                First Lien
      20370201              60153                       360      Single Family                First Lien
      20370201              90638                       360      Single Family                First Lien
      20370201              53098                       360      Single Family                First Lien
      20370201              32223                       360      Single Family                First Lien
      20370201              90042                       360      Single Family                First Lien
      20370201              33907                       360      2-4 Family                   First Lien
      20370201              91342                       360      Single Family                First Lien
      20370201              90018                       360      Single Family                First Lien
      20370201              92833                       360      Single Family                First Lien
      20370201              11580                       360      Single Family                First Lien
      20370201              21813                       360      Single Family                First Lien
      20370201              12601                       360      Single Family                First Lien
      20370201              21813                       360      Single Family                Second Lien
      20370201              17370                       360      Single Family                First Lien
      20370201              21222                       360      Single Family                First Lien
      20370201              13790                       360      Single Family                First Lien
      20370201              93536                       360      Single Family                First Lien
      20370201              46052                       360      Single Family                First Lien
      20370201              92557                       360      Single Family                First Lien
      20370201               6010                       360      2-4 Family                   First Lien
      20220201              92557                       180      Single Family                Second Lien
      20370201              32750                       360      PUD                          First Lien
      20370201              14086                       360      Single Family                First Lien
      20370201              92057                       360      Single Family                First Lien
      20370201              92243                       360      Single Family                First Lien
      20370201              90706                       360      Single Family                First Lien
      20370201              15330                       360      Single Family                First Lien
      20370201              95382                       360      Single Family                First Lien
      20370201              20112                       360      PUD                          First Lien
      20370201              60156                       360      Single Family                First Lien
      20370201              20904                       360      Single Family                First Lien
      20220201              60073                       180      Single Family                Second Lien
      20370201              90018                       360      Single Family                First Lien
      20370201              95062                       360      Single Family                First Lien
      20370201              60402                       360      2-4 Family                   First Lien
      20370201              95832                       360      Single Family                First Lien
      20370201              22193                       360      PUD                          First Lien
      20370201              91764                       360      Single Family                First Lien
      20370201              89147                       360      Single Family                First Lien
      20370201              98052                       360      Condominium                  First Lien
      20370201              32708                       360      PUD                          First Lien
      20370201              60417                       360      Single Family                First Lien
      20370201              33846                       360      Single Family                First Lien
      20370201              60707                       360      Single Family                First Lien
      20370201              83709                       360      2-4 Family                   First Lien
      20370201              67052                       360      Single Family                First Lien
      20370201              22602                       360      PUD                          First Lien
      20370201              91784                       360      Single Family                First Lien
      20370201              60645                       360      Single Family                First Lien
      20370201              90059                       360      Single Family                First Lien
      20370201              53558                       360      Single Family                First Lien
      20370201              33953                       360      Single Family                First Lien
      20370201              92307                       360      Single Family                First Lien
      20370201              90065                       360      Single Family                First Lien
      20370201              21221                       360      Single Family                First Lien
      20370201              90065                       360      Single Family                Second Lien
      20370201              83607                       360      PUD                          First Lien
      20370201              95470                       360      Single Family                First Lien
      20370201              60090                       360      PUD                          First Lien
      20370201              20707                       360      Single Family                Second Lien
      20370201              91343                       360      Single Family                First Lien
      20370201              92113                       360      Single Family                First Lien
      20370201              23434                       360      Single Family                First Lien
      20370201              91311                       360      Single Family                First Lien
      20370201              90805                       360      2-4 Family                   First Lien
      20370201              46321                       360      Single Family                First Lien
      20370201              91335                       360      Single Family                First Lien
      20370201              20743                       360      Single Family                First Lien
      20370201              73141                       360      Single Family                First Lien
      20370201              90602                       360      Single Family                First Lien
      20370201              90008                       360      Single Family                First Lien
      20370201              60089                       360      Single Family                First Lien
      20370201              92860                       360      Single Family                First Lien
      20370201              91723                       360      2-4 Family                   First Lien
      20370201              91744                       360      Single Family                First Lien
      20220201              91744                       180      Single Family                Second Lien
      20370201              93247                       360      Single Family                First Lien
      20370201               7501                       360      Condominium                  First Lien
      20370201              60619                       360      Single Family                First Lien
      20370201              95628                       360      Single Family                First Lien
      20370201              60651                       360      2-4 Family                   First Lien
      20370201              94518                       360      Single Family                First Lien
      20370201              95626                       360      Single Family                First Lien
      20370201              10984                       360      Single Family                First Lien
      20370201               3773                       360      Single Family                First Lien
      20370201              35209                       360      Condominium                  First Lien
      20370201              23235                       360      Single Family                First Lien
      20370201              34748                       360      PUD                          First Lien
      20370201              34748                       360      PUD                          Second Lien
      20370201              60646                       360      Single Family                First Lien
      20370201              21213                       360      Single Family                First Lien
      20370201              60426                       360      Single Family                First Lien
      20370201              60194                       360      Single Family                First Lien
      20370201              19124                       360      Single Family                First Lien
      20370201              20904                       360      PUD                          First Lien
      20370201              32809                       360      Single Family                First Lien
      20370201              92869                       360      Single Family                First Lien
      20370201              60707                       360      Single Family                First Lien
      20220201              92869                       180      Single Family                Second Lien
      20370201              96706                       360      Single Family                First Lien
      20370201              85335                       360      Single Family                First Lien
      20370201              60108                       360      Single Family                First Lien
      20370201              60035                       360      Single Family                First Lien
      20370201              33604                       360      Single Family                First Lien
      20370201              93591                       360      Single Family                First Lien
      20370201              92345                       360      Single Family                First Lien
      20370201              91706                       360      Single Family                First Lien
      20370201               7305                       360      2-4 Family                   First Lien
      20370201              25401                       360      Single Family                First Lien
      20370201              91331                       360      Condominium                  First Lien
      20370201              25404                       360      Single Family                First Lien
      20370201              25404                       360      Single Family                Second Lien
      20370201              34772                       360      Single Family                First Lien
      20370201               8065                       360      2-4 Family                   First Lien
      20370201              90248                       360      Single Family                First Lien
      20370201              33311                       360      Single Family                First Lien
      20370201              90248                       360      Single Family                Second Lien
      20370201              33709                       360      Single Family                First Lien
      20370201              52804                       360      Single Family                First Lien
      20370201              33409                       360      PUD                          First Lien
      20370201              92703                       360      Single Family                First Lien
      20370201              33709                       360      Single Family                Second Lien
      20370201              92703                       360      Single Family                Second Lien
      20370201              32225                       360      PUD                          First Lien
      20370201              60442                       360      Single Family                First Lien
      20370201               8880                       360      Single Family                First Lien
      20370201              60503                       360      PUD                          First Lien
      20370201               7305                       360      2-4 Family                   First Lien
      20370201              35757                       360      Single Family                First Lien
      20370201              85213                       360      Single Family                Second Lien
      20370201               7731                       360      Single Family                First Lien
      20370201              33168                       360      2-4 Family                   First Lien
      20370201              95623                       360      PUD                          First Lien
      20370201              92392                       360      Single Family                First Lien
      20370201              92392                       360      Single Family                Second Lien
      20370201              92392                       360      Single Family                First Lien
      20370201              87110                       360      Single Family                First Lien
      20370201              92886                       360      PUD                          First Lien
      20220201              92886                       180      PUD                          Second Lien
      20370201              92335                       360      Single Family                First Lien
      20370201              34120                       360      Single Family                First Lien
      20370201              60422                       360      Single Family                First Lien
      20370201              91762                       360      Single Family                First Lien
      20370201              85212                       360      PUD                          First Lien
      20370201              91762                       360      Single Family                Second Lien
      20370201              92882                       360      Single Family                First Lien
      20370201              53916                       360      Single Family                First Lien
      20370201              93535                       360      Single Family                First Lien
      20370201              21740                       360      Single Family                First Lien
      20370201              25401                       360      Single Family                First Lien
      20370201              20744                       360      Single Family                First Lien
      20370201              20774                       360      Condominium                  First Lien
      20370201              20019                       360      Single Family                First Lien
      20370201              60417                       360      Single Family                Second Lien
      20370201              20002                       360      Single Family                First Lien
      20370201              77385                       360      PUD                          First Lien
      20270201              77385                       240      PUD                          Second Lien
      20370201              21133                       360      Single Family                First Lien
      20370201              89031                       360      PUD                          First Lien
      20370201              28560                       360      Single Family                First Lien
      20370201              21921                       360      Single Family                First Lien
      20370201               8215                       360      Single Family                First Lien
      20370201              60402                       360      2-4 Family                   First Lien
      20370201              46237                       360      PUD                          First Lien
      20370201              60046                       360      Single Family                First Lien
      20370201              60104                       360      Single Family                First Lien
      20370201              93035                       360      PUD                          First Lien
      20370201              93535                       360      Single Family                First Lien
      20370201              97206                       360      Single Family                First Lien
      20220201              93036                       180      PUD                          Second Lien
      20370201              95037                       360      Single Family                First Lien
      20370201              93550                       360      Single Family                First Lien
      20370201              17584                       360      Single Family                First Lien
      20370201              85743                       360      PUD                          First Lien
      20370201              60565                       360      Single Family                First Lien
      20370201              60653                       360      Single Family                First Lien
      20370201              60506                       360      Single Family                First Lien
      20370201              90806                       360      2-4 Family                   First Lien
      20370201              93550                       360      Single Family                Second Lien
      20370201              90059                       360      Single Family                First Lien
      20370201              33168                       360      Single Family                First Lien
      20370201              85331                       360      Single Family                First Lien
      20370201              33853                       360      Single Family                First Lien
      20370201              92701                       360      Condominium                  First Lien
      20370201              10459                       360      Condominium                  First Lien
      20370201              92707                       360      Single Family                First Lien
      20370201              17057                       360      Single Family                First Lien
      20370201              89108                       360      Single Family                First Lien
      20370201              22191                       360      Single Family                First Lien
      20370201               6039                       360      Single Family                First Lien
      20370201              34474                       360      Single Family                First Lien
      20370201              60422                       360      Single Family                First Lien
      20370201              22151                       360      Single Family                First Lien
      20370201              90650                       360      Single Family                First Lien
      20370201              60609                       360      2-4 Family                   First Lien
      20370201              87105                       360      Single Family                First Lien
      20370201              93230                       360      Single Family                First Lien
      20370201              92262                       360      Single Family                First Lien
      20370201              95355                       360      Single Family                First Lien
      20370201              32159                       360      PUD                          First Lien
      20370201              33484                       360      Condominium                  First Lien
      20370201              93640                       360      Single Family                First Lien
      20370201              91761                       360      Single Family                First Lien
      20370201              18324                       360      PUD                          First Lien
      20370201              33150                       360      Single Family                First Lien
      20370201              95351                       360      Single Family                First Lien
      20370201              87121                       360      Single Family                First Lien
      20370201              89431                       360      Single Family                First Lien
      20370201              94587                       360      Single Family                First Lien
      20370201              33461                       360      PUD                          First Lien
      20370201              60624                       360      Single Family                First Lien
      20370201               7052                       360      Single Family                First Lien
      20370201              12550                       360      Single Family                First Lien
      20370201              60056                       360      Single Family                First Lien
      20370201              60193                       360      Single Family                First Lien
      20370201              75061                       360      Single Family                First Lien
      20370201              30126                       360      Single Family                First Lien
      20370201              33604                       360      Single Family                First Lien
      20370201               7013                       360      2-4 Family                   First Lien
      20370201              22508                       360      Single Family                First Lien
      20370201              60177                       360      Single Family                First Lien
      20370201              60025                       360      Single Family                First Lien
      20370201              12572                       360      Single Family                First Lien
      20370201              36330                       360      Single Family                First Lien
      20370201              12572                       360      Single Family                Second Lien
      20370201              60647                       360      Condominium                  First Lien
      20370201              11575                       360      Single Family                First Lien
      20370201              22630                       360      PUD                          First Lien
      20370201              20001                       360      Single Family                First Lien
      20370201              20784                       360      Condominium                  First Lien
      20370201              94583                       360      Single Family                First Lien
      20370201              60133                       360      Single Family                First Lien
      20370201              22630                       360      PUD                          Second Lien
      20370201              95687                       360      Single Family                First Lien
      20370201              90003                       360      2-4 Family                   First Lien
      20370201              95687                       360      Single Family                Second Lien
      20370201              21801                       360      Single Family                First Lien
      20370201              30058                       360      Single Family                First Lien
      20370201              33435                       360      Single Family                First Lien
      20370201              20748                       360      Single Family                First Lien
      20370201              60056                       360      Single Family                First Lien
      20370201               7307                       360      2-4 Family                   First Lien
      20370201              90032                       360      Single Family                First Lien
      20370201              28269                       360      PUD                          First Lien
      20370201              20745                       360      Single Family                First Lien
      20370201              85262                       360      Single Family                First Lien
      20370201              53911                       360      Single Family                First Lien
      20370201              33928                       360      Single Family                First Lien
      20370201              60101                       360      Single Family                First Lien
      20170201              97217                       120      Single Family                First Lien
      20370201              33009                       360      2-4 Family                   First Lien
      20370201              92028                       360      Single Family                First Lien
      20370201              60644                       360      2-4 Family                   First Lien
      20370201              33823                       360      Single Family                First Lien
      20370201              90502                       360      Single Family                First Lien
      20370201              30519                       360      PUD                          First Lien
      20370201              30519                       360      PUD                          Second Lien
      20370201              52403                       360      Single Family                First Lien
      20370201              60532                       360      Single Family                First Lien
      20370201              33173                       360      Condominium                  First Lien
      20370201              60102                       360      Single Family                First Lien
      20370201              33065                       360      Single Family                First Lien
      20370201              33065                       360      Single Family                Second Lien
      20370201              60073                       360      Single Family                First Lien
      20370201              20785                       360      Single Family                First Lien
      20220201              60447                       180      PUD                          Second Lien
      20370201              10309                       360      2-4 Family                   First Lien
      20370201              53219                       360      Single Family                First Lien
      20370201              33071                       360      Single Family                First Lien
      20370201              87121                       360      Single Family                First Lien
      20370201              94583                       360      Single Family                Second Lien
      20370201              27601                       360      Single Family                First Lien
      20370201              33441                       360      Single Family                First Lien
      20370201              27610                       360      Single Family                First Lien
      20370201              25425                       360      Single Family                First Lien
      20370201              92801                       360      Single Family                First Lien
      20320201              90260                       300      Single Family                First Lien
      20370201              30327                       360      Single Family                First Lien
      20370201              91340                       360      Single Family                First Lien
      20370201              92557                       360      Single Family                First Lien
      20370201              93304                       360      Single Family                First Lien
      20370201               8060                       360      Single Family                First Lien
      20370201              20743                       360      Single Family                First Lien
      20370201              23139                       360      Single Family                First Lien
      20370201              32824                       360      PUD                          First Lien
      20370201              36701                       360      Single Family                First Lien
      20370201              33196                       360      Single Family                First Lien
      20370201              60423                       360      Single Family                First Lien
      20370201              95963                       360      Single Family                First Lien
      20370201              20678                       360      Single Family                First Lien
      20370201              33625                       360      Single Family                First Lien
      20370201              34442                       360      PUD                          First Lien
      20370201              21756                       360      Single Family                First Lien
      20370201              21244                       360      Single Family                First Lien
      20370201              92780                       360      PUD                          First Lien
      20370201              34470                       360      Condominium                  First Lien
      20370201              92703                       360      2-4 Family                   First Lien
      20370201              33811                       360      Single Family                First Lien
      20370201              73120                       360      Single Family                First Lien
      20370201              19145                       360      Single Family                First Lien
      20370201              19610                       360      Single Family                First Lien
      20370201              30058                       360      PUD                          First Lien
      20370201              33460                       360      Single Family                First Lien
      20370201              32955                       360      PUD                          First Lien
      20370201              30043                       360      PUD                          First Lien
      20370201              33803                       360      Single Family                First Lien
      20370201              60804                       360      2-4 Family                   First Lien
      20370201              90042                       360      Single Family                Second Lien
      20370201              23321                       360      Single Family                First Lien
      20370201              20783                       360      Single Family                First Lien
      20370201              95828                       360      Single Family                First Lien
      20370201               8234                       360      Single Family                First Lien
      20370201              95828                       360      Single Family                Second Lien
      20370201              33715                       360      Condominium                  First Lien
      20370201              85340                       360      PUD                          First Lien
      20370201              93065                       360      Condominium                  First Lien
      20370201              91767                       360      Single Family                First Lien
      20370201              90011                       360      Single Family                First Lien
      20370201              11226                       360      2-4 Family                   First Lien
      20370201              33009                       360      Single Family                First Lien
      20370201              21871                       360      Single Family                First Lien
      20370201              63147                       360      Single Family                First Lien
      20370201              75056                       360      PUD                          First Lien
      20220201              23106                       180      Single Family                First Lien
      20370201               7077                       360      Single Family                First Lien
      20370201              21060                       360      Single Family                First Lien
      20370201              60099                       360      Single Family                First Lien
      20370201              28570                       360      Single Family                First Lien
      20370201              33705                       360      Single Family                First Lien
      20370201              90744                       360      Single Family                First Lien
      20370201              32608                       360      PUD                          First Lien
      20370201              33415                       360      Single Family                First Lien
      20370201              60046                       360      Single Family                First Lien
      20370201              92315                       360      Single Family                First Lien
      20370201              92315                       360      Single Family                Second Lien
      20370201               2067                       360      Single Family                First Lien
      20370201               7027                       360      Single Family                First Lien
      20370201               4084                       360      Single Family                First Lien
      20370201              95828                       360      Single Family                First Lien
      20370201              23181                       360      Single Family                First Lien
      20370201              53179                       360      Single Family                First Lien
      20370201              30067                       360      PUD                          First Lien
      20370201              93551                       360      Single Family                First Lien
      20370201              33782                       360      Single Family                First Lien
      20370201              94115                       360      Single Family                First Lien
      20370201              94577                       360      Single Family                First Lien
      20370201              28659                       360      Single Family                First Lien
      20220201              92707                       180      Single Family                Second Lien
      20370201              90660                       360      Single Family                First Lien
      20370201              60471                       360      Single Family                First Lien
      20370201              74016                       360      Single Family                First Lien
      20370201               1850                       360      Single Family                First Lien
      20370201              29611                       360      Single Family                First Lien
      20370201              21144                       360      Single Family                First Lien
      20370201              20747                       360      PUD                          First Lien
      20220201              60099                       180      Single Family                Second Lien
      20370201              92508                       360      Single Family                First Lien
      20370201              85224                       360      Single Family                First Lien
      20370201              33610                       360      Single Family                First Lien
      20370201              90255                       360      Single Family                First Lien
      20370201              33527                       360      Single Family                First Lien
      20220201              33527                       180      Single Family                Second Lien
      20370201              90602                       360      Single Family                First Lien
      20370201              12601                       360      Single Family                First Lien
      20370201               8085                       360      PUD                          First Lien
      20370201              34473                       360      Single Family                First Lien
      20370201              60706                       360      Single Family                First Lien
      20370201              20011                       360      Single Family                First Lien
      20370201              93906                       360      Single Family                First Lien
      20220201              93906                       180      Single Family                Second Lien
      20370201              97267                       360      Single Family                First Lien
      20370201              21211                       360      PUD                          First Lien
      20370201              28677                       360      Single Family                First Lien
      20370201              33145                       360      Single Family                First Lien
      20370201              34608                       360      Single Family                First Lien
      20370201              33444                       360      Single Family                First Lien
      20370201               8108                       360      Single Family                First Lien
      20370201              33702                       360      Single Family                First Lien
      20370201              33169                       360      Single Family                First Lien
      20370201              97008                       360      Single Family                First Lien
      20370201              60098                       360      Single Family                First Lien
      20370201              90249                       360      Single Family                First Lien
      20370201              95336                       360      Single Family                First Lien
      20370201              90303                       360      Single Family                First Lien
      20370201              33707                       360      Single Family                First Lien
      20370201              60620                       360      Single Family                First Lien
      20370201              89052                       360      PUD                          First Lien
      20370201              33167                       360      Single Family                First Lien
      20370201              89052                       360      PUD                          Second Lien
      20370201              34786                       360      PUD                          First Lien
      20370201              94533                       360      Single Family                First Lien
      20370201              33713                       360      Single Family                First Lien
      20370201              40216                       360      Single Family                First Lien
      20370201              97030                       360      Single Family                First Lien
      20370201              92311                       360      Single Family                First Lien
      20370201              85032                       360      Single Family                First Lien
      20220201              60647                       180      Condominium                  Second Lien
      20370201              33763                       360      Single Family                First Lien
      20370201              33952                       360      Single Family                First Lien
      20370201              21756                       360      Single Family                First Lien
      20370201              60521                       360      Single Family                First Lien
      20370201              85225                       360      Single Family                First Lien
      20370201              90043                       360      Single Family                First Lien
      20370201              60004                       360      Single Family                First Lien
      20370201               6804                       360      Single Family                First Lien
      20370201              30349                       360      PUD                          First Lien
      20370201              92592                       360      Single Family                First Lien
      20370201              33196                       360      Single Family                First Lien
      20370201              33054                       360      Single Family                First Lien
      20370201              90032                       360      Single Family                Second Lien
      20370201              39069                       360      Single Family                First Lien
      20370201              32765                       360      Single Family                First Lien
      20220201              32765                       180      Single Family                Second Lien
      20370201              53218                       360      2-4 Family                   First Lien
      20370201              22485                       360      Single Family                First Lien
      20370201              22485                       360      Single Family                Second Lien
      20370201              34715                       360      PUD                          First Lien
      20370201              34715                       360      PUD                          Second Lien
      20370201              60637                       360      2-4 Family                   First Lien
      20370201              32822                       360      Condominium                  First Lien
      20361001              92551                       360      Single Family                First Lien
      20370201              59047                       360      Single Family                First Lien
      20370101              88005                       360      Single Family                First Lien
      20370301              90660                       360      Single Family                First Lien
      20370301              84020                       360      Single Family                First Lien
      20370201              60428                       360      Single Family                First Lien
      20370201              91752                       360      Single Family                First Lien
      20370301              60472                       360      Single Family                First Lien
      20370301              32208                       360      Single Family                First Lien
      20370201              34748                       360      Single Family                First Lien
      20370301              89110                       360      Single Family                First Lien
      20370201              94550                       360      Single Family                First Lien
      20370301              90016                       360      2-4 Family                   First Lien
      20370301              60649                       360      PUD                          First Lien
      20370201              92262                       360      Single Family                First Lien
      20370301              85207                       360      Single Family                First Lien
      20370301              93722                       360      Single Family                First Lien
      20370301              11413                       360      2-4 Family                   First Lien
      20370301              34266                       360      Single Family                First Lien
      20370301              90044                       360      Single Family                First Lien
      20370301              23666                       360      Single Family                First Lien
      20370301              84010                       360      Single Family                First Lien
      20370301              89108                       360      Single Family                First Lien
      20370301              92883                       360      PUD                          First Lien
      20370301              92883                       360      PUD                          Second Lien
      20370301              60172                       360      PUD                          First Lien
      20220301              11413                       180      2-4 Family                   Second Lien
      20220301              60096                       180      Single Family                Second Lien
      20370301              35215                       360      Single Family                First Lien
      20370201              95821                       360      Single Family                First Lien
      20370301              90062                       360      Single Family                First Lien
      20370301              92392                       360      Single Family                First Lien
      20370301              33176                       360      Single Family                First Lien
      20370201              20187                       360      Single Family                First Lien
      20370201              37323                       360      Single Family                First Lien
      20370301               6512                       360      2-4 Family                   First Lien
      20370201              84057                       360      Single Family                First Lien
      20370301              33810                       360      PUD                          First Lien
      20370301              60018                       360      Single Family                First Lien
      20370301              22193                       360      Single Family                First Lien
      20370201              60462                       360      Single Family                First Lien
      20370301              90650                       360      Single Family                First Lien
      20370301               7740                       360      Condominium                  First Lien
      20370201              32244                       360      PUD                          First Lien
      20370301              30312                       360      Condominium                  First Lien
      20370301              60402                       360      Single Family                First Lien
      20370301              30168                       360      Single Family                First Lien
      20370301              50036                       360      Single Family                First Lien
      20370301              60452                       360      Single Family                First Lien
      20370301               6610                       360      2-4 Family                   First Lien
      20370301              85029                       360      Single Family                First Lien
      20370301              63111                       360      Single Family                First Lien
      20370201              91306                       360      Single Family                First Lien
      20370301               2878                       360      Single Family                First Lien
      20370301              32726                       360      PUD                          Second Lien
      20370301              33610                       360      Single Family                First Lien
      20370301              46037                       360      PUD                          First Lien
      20220301              23661                       180      Single Family                First Lien
      20370301              91763                       360      Single Family                First Lien
      20370301              92545                       360      Single Family                First Lien
      20370301               8852                       360      Condominium                  First Lien
      20370301              95330                       360      Single Family                First Lien
      20370301              21220                       360      Single Family                First Lien
      20370301               8360                       360      Single Family                First Lien
      20370301              60624                       360      2-4 Family                   First Lien
      20370301              91741                       360      Single Family                First Lien
      20370301              93647                       360      Single Family                First Lien
      20370301              29212                       360      Single Family                First Lien
      20370301              33331                       360      PUD                          First Lien
      20370201              60103                       360      PUD                          First Lien
      20370301              85296                       360      PUD                          First Lien
      20370301              32428                       360      Single Family                First Lien
      20370301              83202                       360      Single Family                First Lien
      20370301              83202                       360      Single Family                Second Lien
      20370301              33319                       360      Single Family                First Lien
      20370301              21702                       360      Condominium                  First Lien
      20370301              28214                       360      Single Family                First Lien
      20370301              20164                       360      PUD                          First Lien
      20370301              60164                       360      Single Family                First Lien
      20370301              33015                       360      PUD                          First Lien
      20370301              33614                       360      Single Family                First Lien
      20370301              63138                       360      Single Family                First Lien
      20370301              60153                       360      Single Family                First Lien
      20370301              97301                       360      Single Family                First Lien
      20370301              90201                       360      Single Family                First Lien
      20370301              70810                       360      Single Family                First Lien
      20370301              90808                       360      Single Family                First Lien
      20370301              20602                       360      PUD                          First Lien
      20370301              60623                       360      2-4 Family                   First Lien
      20370301              33411                       360      Single Family                First Lien
      20370301              89117                       360      Condominium                  First Lien
      20220301              60061                       180      Condominium                  Second Lien
      20370301               7843                       360      Single Family                First Lien
      20370301              55345                       360      Single Family                First Lien
      20370301              60425                       360      Single Family                First Lien
      20370301              60643                       360      Single Family                First Lien
      20370301              34746                       360      Single Family                First Lien
      20370301              92596                       360      Single Family                First Lien
      20220301              92596                       180      Single Family                Second Lien
      20370301              97303                       360      2-4 Family                   First Lien
      20370301               7502                       360      Single Family                First Lien
      20370301              60108                       360      Single Family                First Lien
      20370301              60615                       360      Single Family                First Lien
      20370301              87106                       360      Single Family                First Lien
      20370301              93563                       360      Single Family                First Lien
      20370301              14845                       360      Single Family                First Lien
      20370301              80524                       360      Single Family                First Lien
      20370301              32738                       360      Single Family                First Lien
      20370301              55331                       360      Single Family                First Lien
      20370301              34951                       360      PUD                          First Lien
      20370301              34288                       360      Single Family                First Lien
      20370301              32927                       360      Single Family                First Lien
      20370301              19104                       360      Single Family                First Lien
      20370301              74127                       360      Single Family                First Lien
      20370301              33162                       360      Single Family                First Lien
      20370301              15210                       360      Single Family                First Lien
      20370301              15317                       360      Single Family                First Lien
      20370301              33624                       360      PUD                          First Lien
      20370101              73170                       360      Single Family                First Lien
      20361201              98030                       360      Single Family                First Lien
      20361001              64014                       360      Single Family                First Lien
      20361201              37690                       360      Single Family                First Lien
      20361001              64082                       360      PUD                          First Lien
      20211201               7040                       180      2-4 Family                   First Lien
      20361201              64501                       360      Single Family                First Lien
      20361201              48185                       360      Condominium                  First Lien
      20370101              38572                       360      Single Family                First Lien
      20361101              97202                       360      Single Family                First Lien
      20361201              38671                       360      Single Family                First Lien
      20370101              72761                       360      Single Family                First Lien
      20370101              61008                       360      Single Family                First Lien
      20361201              98148                       360      Condominium                  First Lien
      20361201              87301                       360      Single Family                First Lien
      20211201               7036                       180      Single Family                First Lien
      20370101              24422                       360      Single Family                First Lien
      20361201              98003                       360      Condominium                  First Lien
      20370101              48507                       360      Single Family                First Lien
      20361201              18102                       360      Single Family                First Lien
      20370101              46902                       360      Single Family                First Lien
      20361201              28348                       360      Single Family                First Lien
      20361201              92410                       360      Single Family                First Lien
      20361201              38642                       360      Single Family                First Lien
      20370101              83318                       360      Single Family                First Lien
      20361201              37918                       360      Single Family                First Lien
      20361201              95901                       360      Single Family                First Lien
      20361201               1970                       360      Single Family                First Lien
      20370101              27403                       360      Single Family                First Lien
      20370101              27403                       360      Single Family                First Lien
      20370101              91604                       360      Single Family                First Lien
      20361201              38506                       360      Single Family                First Lien
      20361201              77083                       360      PUD                          First Lien
      20370101              60431                       360      Single Family                First Lien
      20361201              74868                       360      Single Family                First Lien
      20361201              76904                       360      Single Family                First Lien
      20361201              49601                       360      Single Family                First Lien
      20361201              28215                       360      Single Family                First Lien
      20370101               2474                       360      Condominium                  First Lien
      20361201              84094                       360      Single Family                First Lien
      20361201              19720                       360      Single Family                First Lien
      20361201               4240                       360      Single Family                First Lien
      20361201              70460                       360      Single Family                First Lien
      20370101              46148                       360      Single Family                First Lien
      20361201              75218                       360      Single Family                First Lien
      20361201              21874                       360      Single Family                First Lien
      20361201              20785                       360      Single Family                First Lien
      20361201              18324                       360      Single Family                First Lien
      20361201              56472                       360      Single Family                First Lien
      20370101              20018                       360      Condominium                  First Lien
      20361201              31407                       360      Single Family                First Lien
      20361201              84067                       360      Single Family                First Lien
      20370101              70820                       360      Condominium                  First Lien
      20370101              98292                       360      Single Family                First Lien
      20361201              56676                       360      Single Family                First Lien
      20370101               7504                       360      Single Family                First Lien
      20361201              37377                       360      Single Family                First Lien
      20361201              35242                       360      Single Family                First Lien
      20361201              64029                       360      Single Family                First Lien
      20361201              21244                       360      Single Family                First Lien
      20361201              48054                       360      Single Family                First Lien
      20370101              46268                       360      PUD                          First Lien
      20361201              64056                       360      Single Family                First Lien
      20361201              89031                       360      Single Family                First Lien
      20361201              83854                       360      Single Family                First Lien
      20361201              48071                       360      Single Family                First Lien
      20361201              49007                       360      Single Family                First Lien
      20361201              89103                       360      Condominium                  First Lien
      20361201              83201                       360      Single Family                First Lien
      20370101              73044                       360      Single Family                First Lien
      20361201              49055                       360      Single Family                First Lien
      20370101              83301                       360      Single Family                First Lien
      20361201              48843                       360      Single Family                First Lien
      20361201              85249                       360      Single Family                First Lien
      20361201              89110                       360      Single Family                First Lien
      20370101              43130                       360      Single Family                First Lien
      20370101              53211                       360      Single Family                First Lien
      20361201              89074                       360      PUD                          First Lien
      20370101              37869                       360      Single Family                First Lien
      20370101              30564                       360      Single Family                First Lien
      20361201              46237                       360      Single Family                First Lien
      20370101              48612                       360      Single Family                First Lien
      20370101               4239                       360      Single Family                First Lien
      20361201              11575                       360      Single Family                First Lien
      20370101              23452                       360      Single Family                First Lien
      20220101              15129                       180      Single Family                First Lien
      20370101              95125                       360      Single Family                First Lien
      20361201              47220                       360      Single Family                First Lien
      20370101              21861                       360      Single Family                First Lien
      20361201              83607                       360      Single Family                First Lien
      20361201              20774                       360      PUD                          First Lien
      20370101              44822                       360      Single Family                First Lien
      20361201              74014                       360      Single Family                First Lien
      20370101              44303                       360      Single Family                First Lien
      20361201              29201                       360      Single Family                First Lien
      20361201              46217                       360      PUD                          First Lien
      20361201              20877                       360      Condominium                  First Lien
      20370101              55426                       360      Single Family                First Lien
      20370101              30273                       360      Single Family                First Lien
      20361201              83713                       360      Single Family                First Lien
      20370101              37809                       360      Single Family                First Lien
      20370101              38016                       360      Single Family                First Lien
      20370101              43605                       360      Single Family                First Lien
      20370101              97301                       360      Single Family                First Lien
      20361201              69361                       360      Single Family                First Lien
      20361201               1040                       360      Single Family                First Lien
      20361201              37129                       360      Single Family                First Lien
      20361201              20774                       360      Single Family                First Lien
      20361201              21206                       360      Single Family                First Lien
      20361201              27410                       360      Single Family                First Lien
      20361201              98671                       360      Single Family                First Lien
      20370101               8742                       360      Single Family                First Lien
      20361201              37013                       360      Single Family                First Lien
      20361201              83644                       360      Single Family                First Lien
      20361201              75076                       360      Single Family                First Lien
      20370101              83455                       360      Single Family                First Lien
      20370101              75115                       360      Single Family                First Lien
      20361201              43026                       360      Single Family                First Lien
      20361201              32141                       360      Single Family                First Lien
      20370101              19973                       360      Single Family                First Lien
      20361201              38112                       360      Single Family                First Lien
      20361201              67042                       360      Single Family                First Lien
      20370101              98406                       360      Single Family                First Lien
      20370101              98422                       360      Single Family                First Lien
      20370101              30248                       360      PUD                          First Lien
      20361201              32796                       360      Single Family                First Lien
      20370101              85041                       360      Single Family                First Lien
      20370101              20747                       360      Single Family                First Lien
      20361201              72301                       360      Single Family                First Lien
      20361201              54455                       360      Single Family                First Lien
      20370101              46131                       360      Single Family                First Lien
      20370101              83686                       360      Single Family                First Lien
      20370101              46036                       360      Single Family                First Lien
      20370101              24343                       360      Single Family                First Lien
      20370101              76367                       360      Single Family                First Lien
      20370101              75126                       360      Single Family                First Lien
      20361201              46975                       360      Single Family                First Lien
      20370101               7018                       360      Single Family                First Lien
      20370101              41071                       360      Single Family                First Lien
      20370101              74801                       360      Single Family                First Lien
      20370101              48116                       360      Single Family                First Lien
      20370101              37343                       360      Single Family                First Lien
      20370101              59718                       360      Single Family                First Lien
      20370101              59718                       360      Single Family                First Lien
      20370101              23464                       360      Single Family                First Lien
      20370101              82901                       360      Single Family                First Lien
      20370101              64127                       360      Single Family                First Lien
      20370101              86301                       360      Single Family                First Lien
      20370101              98186                       360      Single Family                First Lien
      20370101              17315                       360      Single Family                First Lien
      20370101              20640                       360      Single Family                First Lien
      20370101              87120                       360      Single Family                First Lien
      20370101               4011                       360      Single Family                First Lien
      20370101              28339                       360      Single Family                First Lien
      20220101              30274                       180      Single Family                First Lien
      20370101              30134                       360      Single Family                First Lien
      20370101              23505                       360      Single Family                First Lien
      20370101              27707                       360      Single Family                First Lien
      20370101              84065                       360      Single Family                First Lien
      20370101              82601                       360      Single Family                First Lien
      20370101              38654                       360      Single Family                First Lien
      20370101              59102                       360      Single Family                First Lien
      20370101              59718                       360      Single Family                First Lien
      20370101              83651                       360      PUD                          First Lien
      20370101              19947                       360      Single Family                First Lien
      20370101              59718                       360      Single Family                First Lien
      20370101              23322                       360      Single Family                First Lien
      20370101              83617                       360      Single Family                First Lien
      20270101              23847                       240      Single Family                First Lien
      20370101              29673                       360      Single Family                First Lien
      20370101              27030                       360      Single Family                First Lien
      20370101              82601                       360      Single Family                First Lien
      20370101              54457                       360      Single Family                First Lien
      20370101              34758                       360      Single Family                First Lien
      20370101              20720                       360      Condominium                  First Lien
      20370101              97756                       360      Single Family                First Lien
      20370101              85044                       360      Single Family                First Lien
      20370101              30338                       360      Single Family                First Lien
      20370101              46815                       360      Single Family                First Lien
      20370101              97229                       360      Single Family                First Lien
      20370101              48141                       360      Single Family                First Lien
      20370101              48213                       360      Single Family                First Lien
      20370101              85310                       360      Single Family                First Lien
      20370101              64133                       360      Single Family                First Lien
      20370101              84066                       360      Single Family                First Lien
      20370101              49345                       360      Single Family                First Lien
      20370101               6903                       360      Single Family                First Lien
      20370101              83605                       360      Single Family                First Lien
      20370101              21032                       360      Single Family                First Lien
      20370101              19130                       360      Single Family                First Lien
      20370101              39301                       360      Single Family                First Lien
      20370101              45040                       360      PUD                          First Lien
      20370101              48867                       360      Single Family                First Lien
      20370101              89044                       360      Single Family                First Lien
      20370101              40071                       360      Single Family                First Lien
      20370101              83201                       360      Single Family                First Lien
      20370101              28213                       360      Single Family                First Lien
      20370101               6488                       360      Single Family                First Lien
      20370101              29532                       360      Single Family                First Lien
      20220101              44039                       180      Single Family                First Lien
      20370101              37128                       360      Single Family                First Lien
      20370101              30253                       360      PUD                          First Lien
      20370101              16505                       360      Single Family                First Lien
      20370101              19026                       360      Single Family                First Lien
      20370101              18360                       360      Single Family                First Lien
      20370101              48505                       360      Single Family                First Lien
      20370101              72015                       360      Single Family                First Lien
      20370101              30265                       360      Single Family                First Lien
      20370101              85041                       360      Single Family                First Lien
      20361001               2909                       360      2-4 Family                   First Lien
      20361201              98312                       360      Single Family                First Lien
      20361101              59711                       360      Single Family                First Lien
      20361101              95348                       360      Single Family                First Lien
      20370101              95928                       360      PUD                          First Lien
      20220101              95928                       180      PUD                          Second Lien
      20370101              92249                       360      Single Family                First Lien
      20361201              96003                       360      Single Family                First Lien
      20370101              95926                       360      Single Family                First Lien
      20220101              95209                       180      Single Family                Second Lien
      20370101              95648                       360      Single Family                First Lien
      20220101              92131                       180      Condominium                  Second Lien
      20220101              94541                       180      Single Family                Second Lien
      20370101              91911                       360      Single Family                First Lien
      20220101              91911                       180      Single Family                Second Lien
      20370101              94804                       360      Single Family                First Lien
      20370101              91977                       360      Single Family                First Lien
      20220101              91977                       180      Single Family                Second Lien
      20370101              95667                       360      Single Family                First Lien
      20220101              92056                       180      Single Family                Second Lien
      20370101              92656                       360      Single Family                First Lien
      20370101              92126                       360      Single Family                First Lien
      20370101              92563                       360      Single Family                First Lien
      20370101              92882                       360      Single Family                First Lien
      20370101              92103                       360      Condominium                  First Lien
      20370101              60515                       360      Single Family                First Lien
      20220101              60515                       180      Single Family                Second Lien
      20370101              91752                       360      Single Family                First Lien
      20361201              92371                       360      Single Family                First Lien
      20361201              80015                       360      PUD                          First Lien
      20370101              92882                       360      Single Family                First Lien
      20370101              92882                       360      Single Family                First Lien
      20361201              92508                       360      Single Family                First Lien
      20370101              90016                       360      2-4 Family                   First Lien
      20220101              90016                       180      2-4 Family                   Second Lien
      20370101              92882                       360      Single Family                First Lien
      20220101              92882                       180      Single Family                Second Lien
      20370101              90241                       360      Single Family                First Lien
      20220101              90241                       180      Single Family                Second Lien
      20370101              92405                       360      Single Family                First Lien
      20370101              90044                       360      Single Family                First Lien
      20370101              92503                       360      Single Family                First Lien
      20370101              92801                       360      Single Family                First Lien
      20220101              92804                       180      Condominium                  Second Lien
      20370101              85224                       360      Single Family                First Lien
      20220101              92704                       180      Single Family                Second Lien
      20370101              92802                       360      Single Family                First Lien
      20220101              92802                       180      Single Family                Second Lien
      20370101              92345                       360      Single Family                First Lien
      20370101              49727                       360      Single Family                First Lien
      20370101              90604                       360      Single Family                First Lien
      20370101              90016                       360      Single Family                First Lien
      20370101              91789                       360      Single Family                First Lien
      20220101              91789                       180      Single Family                Second Lien
      20370101              92506                       360      Single Family                First Lien
      20370101              92571                       360      Single Family                First Lien
      20370101              91744                       360      Single Family                First Lien
      20220101              91744                       180      Single Family                Second Lien
      20370101              92833                       360      Single Family                First Lien
      20370101              91766                       360      Single Family                First Lien
      20220101              92805                       180      2-4 Family                   Second Lien
      20220101              92804                       180      Single Family                Second Lien
      20370101              94585                       360      Single Family                First Lien
      20220101              92703                       180      2-4 Family                   Second Lien
      20370101              92880                       360      Single Family                First Lien
      20220101              92880                       180      Single Family                Second Lien
      20220101              92335                       180      Single Family                Second Lien
      20370101              92236                       360      Single Family                First Lien
      20220101              92503                       180      Single Family                Second Lien
      20370101              90280                       360      Single Family                First Lien
      20370101              92509                       360      Single Family                First Lien
      20220101              92509                       180      Single Family                Second Lien
      20370101              90003                       360      2-4 Family                   First Lien
      20370101              92866                       360      Condominium                  First Lien
      20220101              92346                       180      Single Family                Second Lien
      20370101              92345                       360      Single Family                First Lien
      20220101              92345                       180      Single Family                Second Lien
      20370101              92503                       360      Single Family                First Lien
      20220101              92503                       180      Single Family                Second Lien
      20370101              90603                       360      Condominium                  First Lien
      20370101              92704                       360      Single Family                First Lien
      20220101              90062                       180      Single Family                Second Lien
      20220101              92704                       180      Single Family                Second Lien
      20370101              92703                       360      Single Family                First Lien
      20220101              92345                       180      Single Family                Second Lien
      20220101              92869                       180      Single Family                Second Lien
      20370101              80403                       360      Single Family                First Lien
      20220101              80403                       180      Single Family                Second Lien
      20370101              80017                       360      Single Family                First Lien
      20370101              80759                       360      Single Family                First Lien
      20370101              84020                       360      Single Family                First Lien
      20220101              84020                       180      Single Family                Second Lien
      20220101              80219                       180      Single Family                Second Lien
      20370101              80603                       360      Single Family                First Lien
      20370101              84040                       360      Single Family                First Lien
      20220101              84040                       180      Single Family                Second Lien
      20370101              57719                       360      Single Family                First Lien
      20370101              80214                       360      Single Family                First Lien
      20220101              75052                       180      PUD                          Second Lien
      20220101              64601                       180      Single Family                Second Lien
      20220101              76247                       180      PUD                          Second Lien
      20220101              64138                       180      Single Family                Second Lien
      20220101              76048                       180      Single Family                Second Lien
      20220101              64133                       180      Single Family                Second Lien
      20220101              87114                       180      PUD                          Second Lien
      20220101              85629                       180      PUD                          Second Lien
      20370101              63841                       360      Single Family                First Lien
      20361201              78613                       360      PUD                          First Lien
      20361201              77477                       360      PUD                          First Lien
      20361201              78520                       360      2-4 Family                   First Lien
      20370101              77469                       360      PUD                          First Lien
      20220101              77469                       180      PUD                          Second Lien
      20361201              78046                       360      Single Family                First Lien
      20361201              77449                       360      PUD                          First Lien
      20370101              77493                       360      PUD                          First Lien
      20220101              77493                       180      PUD                          Second Lien
      20220101              77066                       180      PUD                          Second Lien
      20370101              77521                       360      Single Family                First Lien
      20220101              77067                       180      PUD                          Second Lien
      20370101              77434                       360      Single Family                First Lien
      20361201              77521                       360      Single Family                First Lien
      20220101              78557                       180      Single Family                Second Lien
      20361201              77904                       360      Single Family                First Lien
      20370101              77082                       360      PUD                          First Lien
      20361201              78041                       360      Single Family                First Lien
      20370101              77536                       360      Single Family                First Lien
      20370101              77396                       360      PUD                          First Lien
      20370101              77084                       360      PUD                          First Lien
      20220101              78382                       180      Single Family                Second Lien
      20220101              65616                       180      Single Family                Second Lien
      20370101              77447                       360      PUD                          First Lien
      20220101              77573                       180      PUD                          Second Lien
      20220101              77489                       180      PUD                          Second Lien
      20370101              77713                       360      PUD                          First Lien
      20370101              77049                       360      PUD                          First Lien
      20220101              77586                       180      Single Family                Second Lien
      20220101              70611                       180      Single Family                Second Lien
      20370101              78736                       360      Single Family                First Lien
      20220101              78736                       180      Single Family                Second Lien
      20220101              78046                       180      Single Family                Second Lien
      20370101              78526                       360      Single Family                First Lien
      20370101              77396                       360      PUD                          First Lien
      20220101              77354                       180      PUD                          Second Lien
      20370101              78521                       360      2-4 Family                   First Lien
      20370101              77346                       360      PUD                          First Lien
      20370101              76082                       360      Single Family                First Lien
      20220101              76082                       180      Single Family                Second Lien
      20370201              77379                       360      PUD                          First Lien
      20370101              77017                       360      Single Family                First Lien
      20370101              78211                       360      Single Family                First Lien
      20370101              77020                       360      Single Family                First Lien
      20220101              78211                       180      Single Family                Second Lien
      20220101              78539                       180      Single Family                Second Lien
      20220101              78504                       180      Single Family                Second Lien
      20370101              77459                       360      PUD                          First Lien
      20220101              77345                       180      PUD                          Second Lien
      20370101              77060                       360      PUD                          First Lien
      20370101              87114                       360      PUD                          First Lien
      20220101              77433                       180      PUD                          Second Lien
      20370101              78332                       360      Single Family                First Lien
      20370101              78214                       360      Single Family                First Lien
      20220101              77089                       180      PUD                          Second Lien
      20370101              77089                       360      PUD                          First Lien
      20220101              77450                       180      PUD                          Second Lien
      20370101              78259                       360      PUD                          First Lien
      20370101              77505                       360      PUD                          First Lien
      20370101              77084                       360      PUD                          First Lien
      20370101              78521                       360      Single Family                First Lien
      20370101              78201                       360      Single Family                First Lien
      20370101              78744                       360      Single Family                First Lien
      20220101              77379                       180      PUD                          Second Lien
      20370101              77627                       360      Single Family                First Lien
      20370101              77433                       360      PUD                          First Lien
      20220101              77433                       180      PUD                          Second Lien
      20370101              77493                       360      PUD                          First Lien
      20370101              74105                       360      2-4 Family                   First Lien
      20220101              74105                       180      2-4 Family                   Second Lien
      20220101              77449                       180      PUD                          Second Lien
      20370101              77459                       360      PUD                          First Lien
      20370101              77035                       360      PUD                          First Lien
      20220101              77035                       180      PUD                          Second Lien
      20370101              78045                       360      Single Family                First Lien
      20220101              78045                       180      Single Family                Second Lien
      20370101              77447                       360      PUD                          First Lien
      20220101              78045                       180      Single Family                Second Lien
      20370101              77578                       360      PUD                          First Lien
      20370101              77346                       360      PUD                          First Lien
      20220101              78130                       180      Single Family                Second Lien
      20370101              77612                       360      Single Family                First Lien
      20220101              77506                       180      Single Family                First Lien
      20220101              77429                       180      PUD                          Second Lien
      20370101              78130                       360      Single Family                First Lien
      20370101              77090                       360      PUD                          First Lien
      20370101              78521                       360      Single Family                First Lien
      20220101              77356                       180      PUD                          Second Lien
      20370101              77373                       360      PUD                          First Lien
      20220101              77373                       180      PUD                          Second Lien
      20370101              77303                       360      PUD                          First Lien
      20370101              77072                       360      PUD                          First Lien
      20370101              77494                       360      PUD                          First Lien
      20370101              78045                       360      Single Family                First Lien
      20370101              75154                       360      PUD                          First Lien
      20370101              77084                       360      PUD                          First Lien
      20370101              77040                       360      PUD                          First Lien
      20370101              78681                       360      Single Family                First Lien
      20220101              78681                       180      Single Family                Second Lien
      20220101              77072                       180      PUD                          Second Lien
      20370101              77536                       360      Single Family                First Lien
      20370101              77449                       360      PUD                          First Lien
      20370101              77384                       360      Single Family                First Lien
      20220101              78653                       180      PUD                          Second Lien
      20370101              77530                       360      PUD                          First Lien
      20370101              77433                       360      PUD                          First Lien
      20220101              77083                       180      PUD                          Second Lien
      20370101              77706                       360      Condominium                  First Lien
      20220101              77075                       180      Single Family                Second Lien
      20220101              77706                       180      Condominium                  Second Lien
      20370101              77048                       360      PUD                          First Lien
      20370101              77494                       360      PUD                          First Lien
      20220101              77494                       180      PUD                          Second Lien
      20220101              78521                       180      Single Family                Second Lien
      20370101              77521                       360      Single Family                First Lien
      20370101              77066                       360      PUD                          First Lien
      20220101              77066                       180      PUD                          Second Lien
      20370101              77346                       360      PUD                          First Lien
      20220101              77532                       180      PUD                          Second Lien
      20370101              77449                       360      PUD                          First Lien
      20370201              77083                       360      PUD                          First Lien
      20220201              78660                       180      PUD                          Second Lien
      20370101              77469                       360      PUD                          First Lien
      20370201              77449                       360      PUD                          First Lien
      20370101              77545                       360      PUD                          First Lien
      20370201              77301                       360      Single Family                First Lien
      20361101              75040                       360      Condominium                  First Lien
      20370101              76117                       360      PUD                          First Lien
      20220101              76117                       180      PUD                          Second Lien
      20261201              75006                       240      Single Family                First Lien
      20220101              76052                       180      PUD                          Second Lien
      20211101              38141                       180      Single Family                Second Lien
      20211201              76148                       180      Single Family                Second Lien
      20370101              74106                       360      Single Family                First Lien
      20361201              38057                       360      Single Family                First Lien
      20370101              88101                       360      Single Family                First Lien
      20361201              76040                       360      PUD                          First Lien
      20361201              75089                       360      PUD                          First Lien
      20220101              75215                       180      Single Family                Second Lien
      20370101              75040                       360      Single Family                First Lien
      20220101              78230                       180      PUD                          Second Lien
      20370101              76227                       360      PUD                          First Lien
      20361201              76039                       360      PUD                          First Lien
      20370101              75044                       360      Single Family                First Lien
      20370101              78526                       360      PUD                          First Lien
      20370101              76248                       360      PUD                          First Lien
      20361201              75070                       360      PUD                          First Lien
      20370101              75154                       360      PUD                          First Lien
      20370101              78526                       360      PUD                          First Lien
      20370201              72116                       360      Single Family                First Lien
      20370101              75216                       360      Single Family                First Lien
      20361201              79928                       360      Single Family                First Lien
      20370101              38128                       360      Single Family                First Lien
      20220101              38128                       180      Single Family                Second Lien
      20370101              38125                       360      PUD                          First Lien
      20370101              72117                       360      Single Family                First Lien
      20370101              72081                       360      Single Family                First Lien
      20370101              75149                       360      Single Family                First Lien
      20361201              78201                       360      Single Family                First Lien
      20370101              77493                       360      PUD                          First Lien
      20220101              77493                       180      PUD                          Second Lien
      20370101              75149                       360      Single Family                First Lien
      20220101              75149                       180      Single Family                Second Lien
      20370101              37411                       360      Single Family                First Lien
      20370101              72704                       360      Single Family                First Lien
      20220101              38305                       180      Single Family                Second Lien
      20370101              75068                       360      PUD                          First Lien
      20370101              32905                       360      Condominium                  First Lien
      20370101              76123                       360      Single Family                First Lien
      20220101              76123                       180      Single Family                Second Lien
      20370101              39120                       360      Single Family                First Lien
      20370101              74035                       360      Single Family                First Lien
      20370101              75126                       360      PUD                          First Lien
      20370101              75070                       360      PUD                          First Lien
      20370101              79924                       360      Single Family                First Lien
      20220101              75840                       180      Single Family                Second Lien
      20220101              79912                       180      Single Family                Second Lien
      20220101              38654                       180      Single Family                Second Lien
      20370101              74127                       360      Single Family                First Lien
      20220101              77396                       180      PUD                          Second Lien
      20370101              75104                       360      Single Family                First Lien
      20370101              75211                       360      Single Family                First Lien
      20370101              32904                       360      PUD                          First Lien
      20370101              75150                       360      Single Family                First Lien
      20370101              76119                       360      Single Family                First Lien
      20370101              75104                       360      Single Family                First Lien
      20220101              75104                       180      Single Family                Second Lien
      20220101              76039                       180      Single Family                Second Lien
      20370101              73099                       360      PUD                          First Lien
      20370101              22079                       360      PUD                          First Lien
      20220101              76049                       180      Single Family                Second Lien
      20370101              75116                       360      Single Family                First Lien
      20220101              76010                       180      Single Family                Second Lien
      20370101              75762                       360      Single Family                First Lien
      20370101              40175                       360      Single Family                First Lien
      20370101              75402                       360      Single Family                First Lien
      20220101              77095                       180      PUD                          Second Lien
      20370101              38671                       360      PUD                          First Lien
      20220101              77449                       180      PUD                          Second Lien
      20370101              79936                       360      Single Family                First Lien
      20220101              79936                       180      Single Family                Second Lien
      20370101              79935                       360      Single Family                First Lien
      20220101              79935                       180      Single Family                Second Lien
      20370101              75043                       360      Single Family                First Lien
      20370101              40353                       360      Single Family                First Lien
      20370101              75089                       360      PUD                          First Lien
      20220101              75089                       180      PUD                          Second Lien
      20370101              76022                       360      Single Family                First Lien
      20370101              75602                       360      Single Family                First Lien
      20370101              75154                       360      PUD                          First Lien
      20370101              75126                       360      Single Family                First Lien
      20370101              38052                       360      Single Family                First Lien
      20370101              78664                       360      Single Family                First Lien
      20220101              78664                       180      Single Family                Second Lien
      20370101              75028                       360      PUD                          First Lien
      20370101              76002                       360      PUD                          First Lien
      20220101              78613                       180      PUD                          Second Lien
      20370101              79714                       360      Single Family                First Lien
      20370101              75209                       360      Condominium                  First Lien
      20220101              75098                       180      Single Family                Second Lien
      20220101              75208                       180      Single Family                Second Lien
      20370101              75211                       360      Single Family                First Lien
      20370201              77502                       360      Single Family                First Lien
      20370101              76123                       360      Single Family                First Lien
      20370101              76051                       360      Single Family                First Lien
      20370101              75051                       360      PUD                          First Lien
      20220101              75115                       180      PUD                          Second Lien
      20370101              75154                       360      PUD                          First Lien
      20220101              75154                       180      PUD                          Second Lien
      20220101              79925                       180      Single Family                Second Lien
      20370101              75039                       360      PUD                          First Lien
      20220201              78610                       180      PUD                          Second Lien
      20370101              46241                       360      Single Family                First Lien
      20370101              38401                       360      Single Family                First Lien
      20370101              30274                       360      Single Family                First Lien
      20370101              30034                       360      Single Family                First Lien
      20370101              75060                       360      Single Family                First Lien
      20370101              75154                       360      PUD                          First Lien
      20370101              75065                       360      Single Family                First Lien
      20220101              75065                       180      Single Family                Second Lien
      20370101              42088                       360      Single Family                First Lien
      20370101              76036                       360      Single Family                First Lien
      20220101              76036                       180      Single Family                Second Lien
      20370101              30707                       360      Single Family                First Lien
      20370101              76063                       360      Single Family                First Lien
      20370201              76180                       360      Single Family                First Lien
      20370101              77493                       360      PUD                          First Lien
      20220101              77493                       180      PUD                          Second Lien
      20370101              76002                       360      PUD                          First Lien
      20220101              76002                       180      PUD                          Second Lien
      20370101              79928                       360      PUD                          First Lien
      20220101              79106                       180      Single Family                Second Lien
      20370101              76120                       360      Single Family                First Lien
      20370101              28214                       360      Single Family                First Lien
      20220201              76028                       180      PUD                          Second Lien
      20370101              76063                       360      Single Family                First Lien
      20370101              76108                       360      Single Family                First Lien
      20370101              76018                       360      Single Family                First Lien
      20370101              75007                       360      PUD                          First Lien
      20220101              75007                       180      PUD                          Second Lien
      20370101              75243                       360      Single Family                First Lien
      20370101              75132                       360      PUD                          First Lien
      20370101              75115                       360      Single Family                First Lien
      20220101              75115                       180      Single Family                Second Lien
      20220101              76137                       180      Single Family                Second Lien
      20370201              75181                       360      PUD                          First Lien
      20370101              98367                       360      Single Family                First Lien
      20220101              98367                       180      Single Family                Second Lien
      20370101              50216                       360      Single Family                First Lien
      20370101              76226                       360      PUD                          First Lien
      20220101              98503                       180      Single Family                Second Lien
      20370101              77338                       360      PUD                          First Lien
      20361201              98579                       360      Single Family                First Lien
      20370101              67010                       360      Single Family                First Lien
      20370101              70447                       360      PUD                          First Lien
      20370101              76120                       360      Single Family                First Lien
      20370101              76230                       360      Single Family                First Lien
      20361201              50622                       360      Single Family                First Lien
      20370101              68073                       360      Single Family                First Lien
      20370101              76109                       360      Single Family                First Lien
      20361201              70460                       360      Single Family                First Lien
      20370101              75180                       360      Single Family                First Lien
      20361201              60473                       360      Single Family                First Lien
      20370101              76667                       360      Single Family                First Lien
      20370101              50501                       360      Single Family                First Lien
      20370101              38017                       360      Single Family                First Lien
      20370101              65807                       360      Single Family                First Lien
      20370101              64601                       360      Single Family                First Lien
      20370101              52136                       360      Single Family                First Lien
      20361201              37214                       360      Condominium                  First Lien
      20370101              65803                       360      Single Family                First Lien
      20370101              52305                       360      Single Family                First Lien
      20370101              52060                       360      Single Family                First Lien
      20370101              76248                       360      2-4 Family                   First Lien
      20370101              64012                       360      Single Family                First Lien
      20370101              63020                       360      Single Family                First Lien
      20370101              46065                       360      Single Family                First Lien
      20370101              74959                       360      Single Family                First Lien
      20370101              98221                       360      Single Family                First Lien
      20370101              76078                       360      Single Family                First Lien
      20361201              51106                       360      Single Family                First Lien
      20370101              64055                       360      Single Family                First Lien
      20220101              98391                       180      Single Family                Second Lien
      20370101              77016                       360      Single Family                First Lien
      20370101              88240                       360      Single Family                First Lien
      20370101              74745                       360      Single Family                First Lien
      20370101               7660                       360      2-4 Family                   First Lien
      20370101              52404                       360      Single Family                First Lien
      20370101              73505                       360      Single Family                First Lien
      20370101              38606                       360      Single Family                First Lien
      20370101              64138                       360      Single Family                First Lien
      20370101              52742                       360      Single Family                First Lien
      20370101              64133                       360      Single Family                First Lien
      20370101              77469                       360      PUD                          First Lien
      20370101              50049                       360      Single Family                First Lien
      20370101              52501                       360      Single Family                First Lien
      20370101              76117                       360      Single Family                First Lien
      20370101              29204                       360      Single Family                First Lien
      20370101              61081                       360      Single Family                First Lien
      20370101              52748                       360      Single Family                First Lien
      20370101              63767                       360      Single Family                First Lien
      20370101              65338                       360      Single Family                First Lien
      20370101              64081                       360      Single Family                First Lien
      20220101              89128                       180      Single Family                Second Lien
      20370101              98404                       360      Single Family                First Lien
      20370101              50533                       360      Single Family                First Lien
      20370101              97338                       360      Single Family                First Lien
      20370101              64801                       360      Single Family                First Lien
      20220101              98404                       180      Single Family                Second Lien
      20370101              33142                       360      Single Family                First Lien
      20370101              67460                       360      Single Family                First Lien
      20220101              33142                       180      Single Family                Second Lien
      20370101              64138                       360      Single Family                First Lien
      20220101              99212                       180      Single Family                Second Lien
      20370101              61265                       360      Single Family                First Lien
      20370101              97352                       360      Single Family                First Lien
      20370101              67147                       360      Single Family                First Lien
      20220101              97352                       180      Single Family                Second Lien
      20370101              66052                       360      Single Family                First Lien
      20370101              69130                       360      Single Family                First Lien
      20370101              50595                       360      Single Family                First Lien
      20370101              61265                       360      Single Family                First Lien
      20370101              47272                       360      Single Family                First Lien
      20370101              52208                       360      Single Family                First Lien
      20370101              66441                       360      Single Family                First Lien
      20370101              97060                       360      Single Family                First Lien
      20370201              97048                       360      Single Family                First Lien
      20370101              77338                       360      PUD                          First Lien
      20370101              50316                       360      Single Family                First Lien
      20220101              51106                       180      Single Family                First Lien
      20370101              72904                       360      Single Family                First Lien
      20220101              97060                       180      Single Family                Second Lien
      20370101              34974                       360      2-4 Family                   First Lien
      20370101              87114                       360      PUD                          First Lien
      20370201              77037                       360      Single Family                First Lien
      20370101              64111                       360      Single Family                First Lien
      20370201              64055                       360      Single Family                First Lien
      20370101              77020                       360      PUD                          First Lien
      20370101              52577                       360      Single Family                First Lien
      20370101              77073                       360      PUD                          First Lien
      20370101              72120                       360      Single Family                First Lien
      20370101              67460                       360      Single Family                First Lien
      20370101              65803                       360      Single Family                First Lien
      20370101              67460                       360      Single Family                First Lien
      20370101              99212                       360      Single Family                First Lien
      20220101              77044                       180      PUD                          Second Lien
      20370101              60062                       360      Single Family                First Lien
      20370101              74954                       360      Single Family                First Lien
      20220101              77449                       180      PUD                          Second Lien
      20370101              77338                       360      PUD                          First Lien
      20370101               3820                       360      Single Family                First Lien
      20220101              71203                       180      Single Family                Second Lien
      20370101              95363                       360      PUD                          First Lien
      20220101              89084                       180      PUD                          Second Lien
      20220101              95363                       180      PUD                          Second Lien
      20370101              90019                       360      Single Family                First Lien
      20370101              97055                       360      Single Family                First Lien
      20370101              96150                       360      PUD                          First Lien
      20220101              85243                       180      PUD                          Second Lien
      20370101              80215                       360      Single Family                First Lien
      20220101              90650                       180      Single Family                Second Lien
      20370101              92342                       360      PUD                          First Lien
      20220101              95228                       180      PUD                          Second Lien
      20370101              95833                       360      Single Family                First Lien
      20370201              90067                       360      Condominium                  First Lien
      20370101              91977                       360      Single Family                First Lien
      20370101              90011                       360      2-4 Family                   First Lien
      20370101              98374                       360      Single Family                First Lien
      20220101              92342                       180      PUD                          Second Lien
      20370101              92249                       360      Single Family                First Lien
      20370101              92345                       360      Single Family                First Lien
      20370101              95961                       360      Single Family                First Lien
      20370101              98374                       360      Single Family                First Lien
      20370101               7103                       360      2-4 Family                   First Lien
      20370101              90802                       360      Single Family                First Lien
      20370101              91902                       360      Single Family                First Lien
      20220101              95961                       180      Single Family                Second Lien
      20370101              85242                       360      PUD                          First Lien
      20220101              91902                       180      Single Family                Second Lien
      20370101              89451                       360      Condominium                  First Lien
      20370101              98188                       360      Condominium                  First Lien
      20220101              91977                       180      Single Family                Second Lien
      20370101              85222                       360      PUD                          First Lien
      20370101              98550                       360      Single Family                First Lien
      20370101              92376                       360      Single Family                First Lien
      20220101              80003                       180      Single Family                Second Lien
      20220101              92376                       180      Single Family                Second Lien
      20370101              85204                       360      Single Family                First Lien
      20370101              57701                       360      Single Family                First Lien
      20370101              92392                       360      Single Family                First Lien
      20370101              90008                       360      2-4 Family                   First Lien
      20220101              91901                       180      Single Family                Second Lien
      20370101              90066                       360      Single Family                First Lien
      20370101              94534                       360      Single Family                First Lien
      20220101              80631                       180      Single Family                Second Lien
      20370101              92509                       360      PUD                          First Lien
      20370101              86406                       360      Single Family                First Lien
      20370101              92677                       360      PUD                          First Lien
      20370101              93552                       360      Single Family                First Lien
      20220101              92509                       180      PUD                          Second Lien
      20370101              95205                       360      2-4 Family                   First Lien
      20370101              90805                       360      Single Family                First Lien
      20220101              95205                       180      2-4 Family                   Second Lien
      20220101              93552                       180      Single Family                Second Lien
      20220101              85242                       180      PUD                          Second Lien
      20370101              95051                       360      Single Family                First Lien
      20370101              95258                       360      Single Family                First Lien
      20370101              80012                       360      Single Family                First Lien
      20370101              98387                       360      PUD                          First Lien
      20370101              89102                       360      Condominium                  First Lien
      20370101              92115                       360      Single Family                First Lien
      20220101              98387                       180      PUD                          Second Lien
      20370101              94513                       360      Single Family                First Lien
      20220101              89048                       180      2-4 Family                   Second Lien
      20220101              92115                       180      Single Family                Second Lien
      20370101              95648                       360      PUD                          First Lien
      20220101              90706                       180      Single Family                Second Lien
      20220101              95051                       180      Single Family                Second Lien
      20370101              92027                       360      Single Family                First Lien
      20370101              85353                       360      PUD                          First Lien
      20370101              93536                       360      Single Family                First Lien
      20370101              98531                       360      Single Family                First Lien
      20370101              92545                       360      PUD                          First Lien
      20370101              85242                       360      PUD                          First Lien
      20220101              98023                       180      PUD                          Second Lien
      20220101              92027                       180      Single Family                Second Lien
      20370201              84104                       360      Single Family                First Lien
      20370101              95076                       360      Single Family                First Lien
      20370101              85087                       360      Single Family                First Lien
      20220101              95076                       180      Single Family                Second Lien
      20370101              95630                       360      PUD                          First Lien
      20220101              85087                       180      Single Family                Second Lien
      20370101              90037                       360      2-4 Family                   First Lien
      20220101              95630                       180      PUD                          Second Lien
      20220101              90037                       180      2-4 Family                   Second Lien
      20220101              85243                       180      PUD                          Second Lien
      20370101              98360                       360      PUD                          First Lien
      20370101              95926                       360      Single Family                First Lien
      20220101              85044                       180      Single Family                Second Lien
      20220101              95926                       180      Single Family                Second Lien
      20370101              95603                       360      Single Family                First Lien
      20370101              80817                       360      Single Family                First Lien
      20370101              80723                       360      Single Family                First Lien
      20370101              95762                       360      PUD                          First Lien
      20370101              85242                       360      PUD                          First Lien
      20370101              91911                       360      Condominium                  First Lien
      20220101              80817                       180      Single Family                Second Lien
      20220101              92882                       180      Single Family                Second Lien
      20220101              91911                       180      Condominium                  Second Lien
      20370101              85224                       360      PUD                          First Lien
      20370101              92335                       360      Single Family                First Lien
      20220101              92544                       180      Single Family                Second Lien
      20220101              81631                       180      PUD                          Second Lien
      20370101              95965                       360      Single Family                First Lien
      20370101              85041                       360      Single Family                First Lien
      20220101              95965                       180      Single Family                Second Lien
      20370101              95969                       360      Single Family                First Lien
      20220101              95969                       180      Single Family                Second Lien
      20370201              89183                       360      PUD                          First Lien
      20220101              86442                       180      Single Family                Second Lien
      20220201              89183                       180      PUD                          Second Lien
      20370101              91710                       360      Single Family                First Lien
      20370101              92653                       360      Condominium                  First Lien
      20370101              98023                       360      Single Family                First Lien
      20370101              95965                       360      Single Family                First Lien
      20220101              92653                       180      Condominium                  Second Lien
      20220101              95965                       180      Single Family                Second Lien
      20370201              92562                       360      Single Family                First Lien
      20370101              98374                       360      PUD                          First Lien
      20370101              91709                       360      Single Family                First Lien
      20370101              92021                       360      2-4 Family                   First Lien
      20370101              95817                       360      2-4 Family                   First Lien
      20370101              80016                       360      PUD                          First Lien
      20220101              80016                       180      PUD                          Second Lien
      20220101              95008                       180      PUD                          Second Lien
      20370101              80015                       360      PUD                          First Lien
      20370101              92249                       360      Single Family                First Lien
      20220101              80015                       180      PUD                          Second Lien
      20370101              98001                       360      Single Family                First Lien
      20370101              92084                       360      Condominium                  First Lien
      20370101              90003                       360      Single Family                First Lien
      20370101              80221                       360      Single Family                First Lien
      20370101              89129                       360      Single Family                First Lien
      20370101              92882                       360      Single Family                First Lien
      20220101              80221                       180      Single Family                Second Lien
      20220101              92882                       180      Single Family                Second Lien
      20370101              92804                       360      Single Family                First Lien
      20370101              85239                       360      PUD                          First Lien
      20220101              80530                       180      Single Family                Second Lien
      20370101              92201                       360      Single Family                First Lien
      20370101              98391                       360      PUD                          First Lien
      20370101              98321                       360      Single Family                First Lien
      20370101              98038                       360      PUD                          First Lien
      20370101              97013                       360      Single Family                First Lien
      20220101              97013                       180      Single Family                Second Lien
      20220101              93620                       180      Single Family                Second Lien
      20370101              92376                       360      Single Family                First Lien
      20220101              80907                       180      Single Family                Second Lien
      20370101              98405                       360      Single Family                First Lien
      20370101              95765                       360      PUD                          First Lien
      20220201              98418                       180      Single Family                Second Lien
      20370101              92881                       360      Single Family                First Lien
      20220101              92881                       180      Single Family                Second Lien
      20220101              91702                       180      Condominium                  Second Lien
      20370101              93551                       360      Single Family                First Lien
      20370101              80219                       360      Single Family                First Lien
      20370101              97213                       360      Single Family                First Lien
      20370101              80219                       360      Single Family                First Lien
      20220101              80219                       180      Single Family                Second Lien
      20370101              98270                       360      Single Family                First Lien
      20370101              86403                       360      Condominium                  First Lien
      20220101              92335                       180      Single Family                Second Lien
      20370201              92879                       360      Single Family                First Lien
      20370101              92307                       360      Single Family                First Lien
      20220101              90280                       180      Single Family                Second Lien
      20220101              92307                       180      Single Family                Second Lien
      20370101              91786                       360      Single Family                First Lien
      20370101              80104                       360      PUD                          First Lien
      20370101              92653                       360      Condominium                  First Lien
      20220101              92653                       180      Condominium                  Second Lien
      20370101              90001                       360      Single Family                First Lien
      20370101              97218                       360      Single Family                First Lien
      20220101              90001                       180      Single Family                Second Lien
      20220101              97218                       180      Single Family                Second Lien
      20370101              90032                       360      2-4 Family                   First Lien
      20370101              98391                       360      Single Family                First Lien
      20370101              98409                       360      Single Family                First Lien
      20220101              80104                       180      PUD                          Second Lien
      20370101              92692                       360      Condominium                  First Lien
      20220101              92692                       180      Condominium                  Second Lien
      20370101              91001                       360      Single Family                First Lien
      20370101              90712                       360      Single Family                First Lien
      20220101              90712                       180      Single Family                Second Lien
      20370101              98023                       360      Single Family                First Lien
      20370101              90037                       360      2-4 Family                   First Lien
      20220101              93063                       180      Single Family                Second Lien
      20370101              90201                       360      2-4 Family                   First Lien
      20220101              90201                       180      2-4 Family                   Second Lien
      20370101              91352                       360      Condominium                  First Lien
      20370101              92886                       360      Single Family                First Lien
      20220101              98327                       180      PUD                          Second Lien
      20220101              92886                       180      Single Family                Second Lien
      20370101              90815                       360      Single Family                First Lien
      20220101              90815                       180      Single Family                Second Lien
      20370101              92553                       360      Single Family                First Lien
      20370101              92315                       360      Single Family                First Lien
      20220101              91335                       180      Single Family                Second Lien
      20370101              90063                       360      Single Family                First Lien
      20370101              80125                       360      PUD                          First Lien
      20220101              80125                       180      PUD                          Second Lien
      20370201              98584                       360      Single Family                First Lien
      20370101              90061                       360      2-4 Family                   First Lien
      20370101              92376                       360      Single Family                First Lien
      20370101              90280                       360      Single Family                First Lien
      20220101              92336                       180      Single Family                Second Lien
      20220101              23231                       180      Single Family                Second Lien
      20370101              93555                       360      Single Family                First Lien
      20370101              92407                       360      Single Family                First Lien
      20220101              92407                       180      Single Family                Second Lien
      20370101              92405                       360      Single Family                First Lien
      20370101              92805                       360      Single Family                First Lien
      20220101              91501                       180      Single Family                Second Lien
      20370101              92220                       360      2-4 Family                   First Lien
      20220101              92220                       180      2-4 Family                   Second Lien
      20220101              89115                       180      Condominium                  Second Lien
      20370101              91307                       360      Single Family                First Lien
      20370101              90602                       360      2-4 Family                   First Lien
      20370101              92284                       360      Single Family                First Lien
      20220101              92335                       180      Single Family                Second Lien
      20370101              92562                       360      Single Family                First Lien
      20220101              93309                       180      Single Family                Second Lien
      20370101              92404                       360      Single Family                First Lien
      20370101              92532                       360      PUD                          First Lien
      20220101              92532                       180      PUD                          Second Lien
      20370101              90047                       360      Single Family                First Lien
      20370101              92345                       360      Single Family                First Lien
      20220101              92583                       180      Single Family                Second Lien
      20220101              91331                       180      Single Family                Second Lien
      20220101              92553                       180      Single Family                Second Lien
      20370101              60012                       360      Single Family                First Lien
      20361101              21617                       360      Single Family                First Lien
      20370101              55025                       360      Single Family                First Lien
      20361201              27330                       360      PUD                          First Lien
      20220101              60639                       180      2-4 Family                   Second Lien
      20370101              49002                       360      Single Family                First Lien
      20370101               8527                       360      Single Family                First Lien
      20370101              62040                       360      Single Family                First Lien
      20370101              11236                       360      2-4 Family                   First Lien
      20361201              19720                       360      Single Family                First Lien
      20361201              11370                       360      2-4 Family                   First Lien
      20211201              11370                       180      2-4 Family                   Second Lien
      20370101              28306                       360      PUD                          First Lien
      20361201              11710                       360      Single Family                First Lien
      20370101               3103                       360      2-4 Family                   First Lien
      20220101               3103                       180      2-4 Family                   Second Lien
      20370101              11717                       360      Single Family                First Lien
      20220101              11717                       180      Single Family                Second Lien
      20370101              20901                       360      PUD                          First Lien
      20361201              60609                       360      2-4 Family                   First Lien
      20220101              22407                       180      Single Family                Second Lien
      20370101              21104                       360      Single Family                First Lien
      20370101              11420                       360      Single Family                First Lien
      20370101              27557                       360      Single Family                First Lien
      20370101              24521                       360      Single Family                First Lien
      20370101               4758                       360      Single Family                First Lien
      20370101              18901                       360      Single Family                First Lien
      20220101               2124                       180      Condominium                  Second Lien
      20370101              20603                       360      Single Family                First Lien
      20220101              20603                       180      Single Family                Second Lien
      20370101              28120                       360      PUD                          First Lien
      20370101              11726                       360      Single Family                First Lien
      20370101              60612                       360      Single Family                First Lien
      20370101               3833                       360      2-4 Family                   First Lien
      20370101              20850                       360      PUD                          First Lien
      20220101              60612                       180      Single Family                Second Lien
      20370101              21244                       360      PUD                          First Lien
      20370101              27520                       360      Single Family                First Lien
      20370101              27320                       360      Single Family                First Lien
      20220101              20735                       180      Single Family                Second Lien
      20370101               4758                       360      Single Family                First Lien
      20211101              32536                       180      Single Family                Second Lien
      20370101              21122                       360      Single Family                First Lien
      20370101              12205                       360      Single Family                First Lien
      20370101              21215                       360      PUD                          First Lien
      20370101              11435                       360      2-4 Family                   First Lien
      20370101               4061                       360      Single Family                First Lien
      20370201              23666                       360      Single Family                First Lien
      20370101               2860                       360      2-4 Family                   Second Lien
      20370101              11209                       360      2-4 Family                   First Lien
      20370101               3833                       360      Single Family                First Lien
      20370101               7108                       360      2-4 Family                   First Lien
      20370101              28460                       360      PUD                          First Lien
      20370101              11580                       360      Single Family                First Lien
      20370101              21075                       360      PUD                          First Lien
      20370101              28214                       360      PUD                          First Lien
      20370101               1852                       360      Single Family                First Lien
      20370101              18466                       360      Single Family                First Lien
      20370101              11236                       360      2-4 Family                   First Lien
      20370101               3037                       360      Single Family                First Lien
      20370101              11203                       360      Single Family                First Lien
      20370101              11203                       360      Single Family                Second Lien
      20370101               8872                       360      Single Family                First Lien
      20370101              27405                       360      Single Family                First Lien
      20370101              11725                       360      Single Family                First Lien
      20370101               1851                       360      Single Family                First Lien
      20370101               1852                       360      2-4 Family                   First Lien
      20370101               7111                       360      2-4 Family                   First Lien
      20370101              11572                       360      Single Family                First Lien
      20220101              11572                       180      Single Family                Second Lien
      20370101              11412                       360      Single Family                First Lien
      20370101              28078                       360      Single Family                First Lien
      20370101              20772                       360      Single Family                First Lien
      20370101               2150                       360      Condominium                  First Lien
      20220101              20774                       180      PUD                          Second Lien
      20370101              23803                       360      Single Family                First Lien
      20370201               7631                       360      Single Family                First Lien
      20370201               1940                       360      Single Family                First Lien
      20370101               3103                       360      Single Family                First Lien
      20361201              55412                       360      Single Family                First Lien
      20361201              32818                       360      Single Family                First Lien
      20361201              55378                       360      Single Family                First Lien
      20370101              49441                       360      Single Family                First Lien
      20361201              60103                       360      Single Family                First Lien
      20370101              60608                       360      Single Family                First Lien
      20220101              33991                       180      Single Family                Second Lien
      20370101              30294                       360      Single Family                First Lien
      20220101              64078                       180      Single Family                Second Lien
      20370101              60099                       360      Single Family                First Lien
      20220101              60099                       180      Single Family                Second Lien
      20370101              60099                       360      Single Family                First Lien
      20220101              60099                       180      Single Family                Second Lien
      20370101              60099                       360      Single Family                First Lien
      20220101              60099                       180      Single Family                Second Lien
      20370101              60619                       360      Single Family                First Lien
      20220101              60501                       180      Single Family                Second Lien
      20370101              60618                       360      Single Family                First Lien
      20370101              48021                       360      Single Family                First Lien
      20370101              55408                       360      2-4 Family                   First Lien
      20220101              55408                       180      2-4 Family                   Second Lien
      20370101              28092                       360      Single Family                First Lien
      20370201              55331                       360      Single Family                First Lien
      20370101              60612                       360      2-4 Family                   First Lien
      20220101              60612                       180      2-4 Family                   Second Lien
      20220101              55369                       180      Single Family                Second Lien
      20370101              48228                       360      2-4 Family                   First Lien
      20361201              34743                       360      PUD                          First Lien
      20361201              60625                       360      Condominium                  First Lien
      20370101              60618                       360      2-4 Family                   First Lien
      20220101              60618                       180      2-4 Family                   Second Lien
      20370101              60634                       360      Single Family                First Lien
      20370101              60634                       360      Single Family                Second Lien
      20370101              55422                       360      Single Family                First Lien
      20370101              33054                       360      Single Family                First Lien
      20370101              27055                       360      Single Family                First Lien
      20370101              30223                       360      Single Family                First Lien
      20361201              30316                       360      Single Family                First Lien
      20370101              60706                       360      Single Family                First Lien
      20370101              30314                       360      2-4 Family                   First Lien
      20370101              60473                       360      Single Family                First Lien
      20370101              33710                       360      Single Family                First Lien
      20370101              61542                       360      Single Family                First Lien
      20370101              48239                       360      Single Family                First Lien
      20370101              60634                       360      Single Family                First Lien
      20220101              60634                       180      Single Family                Second Lien
      20370101              33563                       360      PUD                          First Lien
      20220101              55318                       180      Single Family                Second Lien
      20370101              33411                       360      PUD                          First Lien
      20370101              60089                       360      Single Family                First Lien
      20370101              60020                       360      Single Family                First Lien
      20370101              33612                       360      Single Family                First Lien
      20370101              60644                       360      Single Family                First Lien
      20370101              30014                       360      Single Family                First Lien
      20370101              98178                       360      Single Family                First Lien
      20370101              33312                       360      Condominium                  First Lien
      20370101              60411                       360      Single Family                First Lien
      20220101              33054                       180      Single Family                Second Lien
      20370101              33604                       360      2-4 Family                   First Lien
      20220101              33604                       180      2-4 Family                   Second Lien
      20370201              60430                       360      Single Family                First Lien
      20370101              29456                       360      PUD                          First Lien
      20370101              34608                       360      Single Family                First Lien
      20370101              48227                       360      Single Family                First Lien
      20370101              60030                       360      Single Family                First Lien
      20370101              33909                       360      Single Family                First Lien
      20370101              60193                       360      Single Family                First Lien
      20370101              48160                       360      Single Family                First Lien
      20220101              48160                       180      Single Family                Second Lien
      20370101              30315                       360      Single Family                First Lien
      20370101              60137                       360      Single Family                First Lien
      20370101              58503                       360      Single Family                First Lien
      20220101              60137                       180      Single Family                Second Lien
      20370101              34953                       360      Single Family                First Lien
      20370101              60440                       360      Single Family                First Lien
      20370101              60611                       360      Condominium                  First Lien
      20370101              56710                       360      Single Family                First Lien
      20370101              60110                       360      Single Family                First Lien
      20370101              55024                       360      Single Family                First Lien
      20370101              55411                       360      Single Family                First Lien
      20370101              46312                       360      2-4 Family                   First Lien
      20370101              48213                       360      Single Family                First Lien
      20220101              60110                       180      Single Family                Second Lien
      20370101              60610                       360      Condominium                  First Lien
      20220101              60610                       180      Condominium                  Second Lien
      20370101              60422                       360      Single Family                First Lien
      20370101              60411                       360      Condominium                  First Lien
      20220101              46312                       180      2-4 Family                   Second Lien
      20370101              48176                       360      Single Family                First Lien
      20370101              46202                       360      Single Family                First Lien
      20370101              55430                       360      Single Family                First Lien
      20220101              55118                       180      Single Family                Second Lien
      20370101              60644                       360      2-4 Family                   First Lien
      20220101              60644                       180      2-4 Family                   Second Lien
      20370101              60448                       360      Condominium                  First Lien
      20370201              60411                       360      Single Family                First Lien
      20370101              60625                       360      Condominium                  First Lien
      20370101              48329                       360      Single Family                First Lien
      20370101              55408                       360      2-4 Family                   First Lien
      20220101              60625                       180      Condominium                  Second Lien
      20370101              60639                       360      2-4 Family                   First Lien
      20370101              60108                       360      Single Family                First Lien
      20370101              60506                       360      Single Family                First Lien
      20370201              55398                       360      Single Family                First Lien
      20220201              55362                       180      Single Family                Second Lien
      20370101              48146                       360      Single Family                First Lien
      20220101              55445                       180      PUD                          Second Lien
      20370101              60148                       360      Single Family                First Lien
      20370201              60565                       360      Single Family                First Lien
      20370201              60639                       360      2-4 Family                   First Lien
      20370201              60565                       360      Single Family                First Lien
      20220201              60565                       180      Single Family                Second Lien
      20220101              94941                       180      Single Family                Second Lien
      20370101              85711                       360      Single Family                First Lien
      20370101              89101                       360      2-4 Family                   First Lien
      20361201              85345                       360      Single Family                First Lien
      20220101              85243                       180      PUD                          Second Lien
      20370101              85379                       360      PUD                          First Lien
      20370101              85326                       360      PUD                          First Lien
      20220101              85379                       180      PUD                          Second Lien
      20361201              63116                       360      Single Family                First Lien
      20370101              63135                       360      Single Family                First Lien
      20361201              67207                       360      2-4 Family                   First Lien
      20370101              62205                       360      Single Family                First Lien
      20361201              63114                       360      Single Family                First Lien
      20361201              64138                       360      Single Family                First Lien
      20370101              52402                       360      Single Family                First Lien
      20361201              66061                       360      Single Family                First Lien
      20370101              67441                       360      Single Family                First Lien
      20370101              66061                       360      Single Family                First Lien
      20370101              65240                       360      Single Family                First Lien
      20370101              68123                       360      Single Family                First Lien
      20370101              67133                       360      Single Family                First Lien
      20370101              67460                       360      Single Family                First Lien
      20370101              64130                       360      Single Family                First Lien
      20370101              64029                       360      Single Family                First Lien
      20370101              63366                       360      Single Family                First Lien
      20370101              63069                       360      Single Family                First Lien
      20370101              64138                       360      Single Family                First Lien
      20370101              51501                       360      Single Family                First Lien
      20370101              50428                       360      Single Family                First Lien
      20370101              46342                       360      Single Family                First Lien
      20370101              64071                       360      Single Family                First Lien
      20370101              64155                       360      Single Family                First Lien
      20370101              68108                       360      Single Family                First Lien
      20370101              66205                       360      Single Family                First Lien
      20370101              64040                       360      Single Family                First Lien
      20370201              66012                       360      Single Family                First Lien
      20370101              64503                       360      Single Family                First Lien
      20370101              63121                       360      Single Family                First Lien
      20370101              52627                       360      Single Family                First Lien
      20370101              67220                       360      PUD                          First Lien
      20370101              64082                       360      PUD                          First Lien
      20370101              66801                       360      Single Family                First Lien
      20370101              52233                       360      Single Family                First Lien
      20370101              66062                       360      PUD                          First Lien
      20370101              66104                       360      Single Family                First Lien
      20370101              64124                       360      Single Family                First Lien
      20370101              68111                       360      Single Family                First Lien
      20370101              63135                       360      Single Family                First Lien
      20370101              64504                       360      Single Family                First Lien
      20370101              65301                       360      Single Family                First Lien
      20370101              64109                       360      2-4 Family                   First Lien
      20370101              51503                       360      Single Family                First Lien
      20370101              64137                       360      Single Family                First Lien
      20370101              64030                       360      Single Family                First Lien
      20370101              50316                       360      Single Family                First Lien
      20370201              50315                       360      Single Family                First Lien
      20370101              64064                       360      Single Family                First Lien
      20370201              64081                       360      PUD                          First Lien
      20370101              64083                       360      PUD                          First Lien
      20370101              64138                       360      Single Family                First Lien
      20370101              64501                       360      Single Family                First Lien
      20370101              97138                       360      Single Family                First Lien
      20211101              98404                       180      Single Family                Second Lien
      20220101              98043                       180      Single Family                Second Lien
      20220101              98528                       180      Single Family                Second Lien
      20370101              98422                       360      PUD                          First Lien
      20361201              59828                       360      Single Family                First Lien
      20370101              98383                       360      Single Family                First Lien
      20370101              97431                       360      Single Family                First Lien
      20220101              83672                       180      Single Family                Second Lien
      20220101              98002                       180      Single Family                Second Lien
      20370101              98001                       360      Single Family                First Lien
      20220101              98001                       180      Single Family                Second Lien
      20370101              99185                       360      Single Family                First Lien
      20370101              98801                       360      Single Family                First Lien
      20370101              98632                       360      Single Family                First Lien
      20370101              98003                       360      Single Family                First Lien
      20220101              98003                       180      Single Family                Second Lien
      20370101              98498                       360      Single Family                First Lien
      20370101              97030                       360      Single Family                First Lien
      20370101              91344                       360      Single Family                First Lien
      20370101              98026                       360      Single Family                First Lien
      20370101              98312                       360      Single Family                First Lien
      20220101              98312                       180      Single Family                Second Lien
      20220101              98366                       180      Single Family                Second Lien
      20370101              98930                       360      Single Family                First Lien
      20370101              98372                       360      Single Family                First Lien
      20370101              97266                       360      2-4 Family                   First Lien
      20220101              97236                       180      2-4 Family                   Second Lien
      20370101              97123                       360      PUD                          First Lien
      20370101              97470                       360      Single Family                First Lien
      20370101              97062                       360      Condominium                  First Lien
      20220101              98418                       180      Single Family                Second Lien
      20370101              97062                       360      Single Family                First Lien
      20220101              92882                       180      PUD                          Second Lien
      20361201              90003                       360      2-4 Family                   First Lien
      20370101              93535                       360      Single Family                First Lien
      20220101              91342                       180      Condominium                  Second Lien
      20370101              91316                       360      Single Family                First Lien
      20220101              93536                       180      Single Family                Second Lien
      20220101              92065                       180      PUD                          Second Lien
      20370101              90061                       360      2-4 Family                   First Lien
      20370101              91345                       360      Single Family                First Lien
      20370101              93003                       360      Single Family                First Lien
      20220101              93003                       180      Single Family                Second Lien
      20220101              90810                       180      Single Family                Second Lien
      20220101              93534                       180      Single Family                Second Lien
      20370101              92376                       360      Single Family                First Lien
      20220101              91770                       180      Single Family                Second Lien
      20220101              91402                       180      Condominium                  Second Lien
      20220101              91770                       180      Single Family                Second Lien
      20370101              92860                       360      Single Family                First Lien
      20370101              93033                       360      PUD                          First Lien
      20220101              93033                       180      PUD                          Second Lien
      20370101              90744                       360      Single Family                First Lien
      20370101              93960                       360      Single Family                First Lien
      20370101              93955                       360      Single Family                First Lien
      20370101              93552                       360      Single Family                First Lien
      20220101              93552                       180      Single Family                Second Lien
      20370101              90804                       360      Condominium                  First Lien
      20370101              93035                       360      Condominium                  First Lien
      20370101              93536                       360      Single Family                First Lien
      20370101              90002                       360      Single Family                First Lien
      20370101              90221                       360      Single Family                First Lien
      20370101              90505                       360      Single Family                First Lien
      20370101              46321                       360      Single Family                First Lien
      20361101              17552                       360      Single Family                First Lien
      20361201              19153                       360      Single Family                First Lien
      20370101              90712                       360      Single Family                First Lien
      20370101              11566                       360      Single Family                First Lien
      20361201              32459                       360      Single Family                First Lien
      20370101              72205                       360      Single Family                First Lien
      20370101              17032                       360      Single Family                First Lien
      20361201              38115                       360      Single Family                First Lien
      20370101              92324                       360      Single Family                First Lien
      20370101              63104                       360      Single Family                First Lien
      20370101              73003                       360      PUD                          First Lien
      20370101              30054                       360      Single Family                First Lien
      20361201              47130                       360      Single Family                First Lien
      20370101               6461                       360      Condominium                  First Lien
      20361201              70817                       360      Single Family                First Lien
      20370101              32068                       360      Single Family                First Lien
      20220101              73003                       180      PUD                          Second Lien
      20370101              55126                       360      Single Family                First Lien
      20370101              30753                       360      Single Family                First Lien
      20370101              37218                       360      Single Family                First Lien
      20370101              18015                       360      Single Family                First Lien
      20370101              48124                       360      Single Family                First Lien
      20370101              93250                       360      Single Family                First Lien
      20370101              33647                       360      PUD                          First Lien
      20370101              93551                       360      Single Family                First Lien
      20370101              22728                       360      Single Family                First Lien
      20370101              20743                       360      Single Family                First Lien
      20370101              12304                       360      Single Family                First Lien
      20370101              82801                       360      Single Family                First Lien
      20370101              19150                       360      Single Family                First Lien
      20370101              89102                       360      Single Family                First Lien
      20370101               6451                       360      Single Family                First Lien
      20370101              95823                       360      Single Family                First Lien
      20370101              93247                       360      Single Family                First Lien
      20361101              39631                       360      Single Family                First Lien
      20361101              28115                       360      PUD                          First Lien
      20361201              39466                       360      Single Family                First Lien
      20361201              12946                       360      Single Family                First Lien
      20370101              72543                       360      Single Family                First Lien
      20370101              48146                       360      Single Family                First Lien
      20361201              19145                       360      Single Family                First Lien
      20361201              93280                       360      Single Family                First Lien
      20370101              97011                       360      Single Family                First Lien
      20370101              33901                       360      Single Family                First Lien
      20370101              33972                       360      Single Family                First Lien
      20370101              89146                       360      PUD                          First Lien
      20361201              30043                       360      Single Family                First Lien
      20370101              53207                       360      Single Family                First Lien
      20370101              37090                       360      Single Family                First Lien
      20370101              14224                       360      Single Family                First Lien
      20370101              17053                       360      Single Family                First Lien
      20370101              37211                       360      PUD                          First Lien
      20361201               3060                       360      Single Family                First Lien
      20361201              19040                       360      Single Family                First Lien
      20370101              73120                       360      Single Family                First Lien
      20370101              81635                       360      PUD                          First Lien
      20370101              30344                       360      Single Family                First Lien
      20370101              35226                       360      Single Family                First Lien
      20370101              17078                       360      Single Family                First Lien
      20361201              22546                       360      PUD                          First Lien
      20361201              21206                       360      Single Family                First Lien
      20370101              20141                       360      Single Family                First Lien
      20361201              37191                       360      Single Family                First Lien
      20370101              85041                       360      PUD                          First Lien
      20370101              12130                       360      Single Family                First Lien
      20361201              13903                       360      Single Family                First Lien
      20370101              95688                       360      Single Family                First Lien
      20361201              21220                       360      Single Family                First Lien
      20370101              20903                       360      Single Family                First Lien
      20370101              85037                       360      Single Family                First Lien
      20370101              19809                       360      Single Family                First Lien
      20370101              95210                       360      Single Family                First Lien
      20360901               6340                       360      Condominium                  First Lien
      20361001              32712                       360      Single Family                First Lien
      20361201              32707                       360      PUD                          First Lien
      20361201              78613                       360      PUD                          First Lien
      20361201              78260                       360      PUD                          First Lien
      20361201              75154                       360      Single Family                First Lien
      20361001              30135                       360      Single Family                First Lien
      20360901              46217                       360      PUD                          First Lien
      20361001              77469                       360      PUD                          First Lien
      20361201              78660                       360      Single Family                First Lien
      20361201              85222                       360      Single Family                First Lien
      20361201              78261                       360      PUD                          First Lien
      20370101              78735                       360      Single Family                First Lien
      20361201              77459                       360      PUD                          First Lien
      20361201              30132                       360      PUD                          First Lien
      20361201              78610                       360      Single Family                First Lien
      20361201              46229                       360      Single Family                First Lien
      20370101              78613                       360      Single Family                First Lien
      20370101              45102                       360      Single Family                First Lien
      20361201              77504                       360      Single Family                First Lien
      20361201              77083                       360      Single Family                First Lien
      20361201              78725                       360      Single Family                First Lien
      20370101              30132                       360      PUD                          First Lien
      20370101              77373                       360      Single Family                First Lien
      20370101              19734                       360      PUD                          First Lien
      20211001              32712                       180      Single Family                Second Lien
      20211201              32707                       180      PUD                          Second Lien
      20211201              78613                       180      PUD                          Second Lien
      20211201              75154                       180      Single Family                Second Lien
      20211201              78660                       180      Single Family                Second Lien
      20220101              30087                       180      Single Family                Second Lien
      20220101              78735                       180      Single Family                Second Lien
      20211201              77459                       180      PUD                          Second Lien
      20211201              78610                       180      Single Family                Second Lien
      20211201              30038                       180      PUD                          Second Lien
      20211201              77504                       180      Single Family                Second Lien
      20211201              77083                       180      Single Family                Second Lien
      20211201              78725                       180      Single Family                Second Lien
      20220101              77373                       180      Single Family                Second Lien
      20361001              30135                       360      PUD                          First Lien
      20370101              30087                       360      Single Family                First Lien
      20361201              30038                       360      PUD                          First Lien
      20361201              77459                       360      Single Family                First Lien
      20361201              78109                       360      Single Family                First Lien
      20361201              78247                       360      Single Family                First Lien
      20211201              78109                       180      Single Family                Second Lien
      20360901              78526                       360      Single Family                First Lien
      20361201              78211                       360      Single Family                First Lien
      20361201              78258                       360      Single Family                First Lien
      20361201              77055                       360      Single Family                First Lien
      20210901              78526                       180      Single Family                Second Lien
      20211201              78258                       180      Single Family                Second Lien
      20370101              77338                       360      Single Family                First Lien
      20360801              64124                       360      Single Family                First Lien
      20361101              75051                       360      Single Family                First Lien
      20361101              75134                       360      Single Family                First Lien
      20361201              76249                       360      Single Family                First Lien
      20361101              75007                       360      Single Family                First Lien
      20361101              75181                       360      Single Family                First Lien
      20361101              75115                       360      Single Family                First Lien
      20361201              75218                       360      Single Family                First Lien
      20361201              75241                       360      Single Family                First Lien
      20361201              80227                       360      PUD                          First Lien
      20361201              75040                       360      Single Family                First Lien
      20370101              75052                       360      Single Family                First Lien
      20361201              75115                       360      PUD                          First Lien
      20361201              75098                       360      Single Family                First Lien
      20361201              75180                       360      Single Family                First Lien
      20361201              75006                       360      Single Family                First Lien
      20361201              75007                       360      Single Family                First Lien
      20361201              77478                       360      Single Family                First Lien
      20361201              75409                       360      Single Family                First Lien
      20370101              77396                       360      Single Family                First Lien
      20370101              75067                       360      Single Family                First Lien
      20370101              79407                       360      Single Family                First Lien
      20370101              75146                       360      Single Family                First Lien
      20211201              80227                       180      PUD                          Second Lien
      20211201              75115                       180      PUD                          Second Lien
      20211201              75006                       180      Single Family                Second Lien
      20211201              75007                       180      Single Family                Second Lien
      20211201              75409                       180      Single Family                Second Lien
      20220101              75146                       180      Single Family                Second Lien
      20361101              33150                       360      Single Family                First Lien
      20361001              33415                       360      Single Family                First Lien
      20361101              33066                       360      Condominium                  First Lien
      20361101              33881                       360      Single Family                First Lien
      20361201              32907                       360      Single Family                First Lien
      20361101              33952                       360      Single Family                First Lien
      20361201              33368                       360      PUD                          First Lien
      20361201              33408                       360      Single Family                First Lien
      20361201              34691                       360      Single Family                First Lien
      20361201              33407                       360      Single Family                First Lien
      20361201              33176                       360      Single Family                First Lien
      20370101              33309                       360      Single Family                First Lien
      20211201              33461                       180      PUD                          Second Lien
      20361201              33147                       360      Single Family                First Lien
      20361201              33461                       360      PUD                          First Lien
      20361101              85224                       360      Single Family                First Lien
      20361201              38115                       360      Single Family                First Lien
      20361201              85035                       360      Single Family                First Lien
      20361201              81504                       360      PUD                          First Lien
      20361201              77373                       360      PUD                          First Lien
      20361201              89145                       360      Single Family                First Lien
      20361201              80127                       360      Single Family                First Lien
      20361201              77354                       360      PUD                          First Lien
      20361201              85042                       360      Single Family                First Lien
      20370101              85037                       360      Single Family                First Lien
      20361201              77064                       360      PUD                          First Lien
      20361201              77571                       360      Single Family                First Lien
      20370101              85323                       360      Single Family                First Lien
      20370101              85035                       360      Single Family                First Lien
      20370101              77303                       360      PUD                          First Lien
      20361201              77303                       360      PUD                          First Lien
      20370101              85041                       360      Single Family                First Lien
      20211201              77373                       180      PUD                          Second Lien
      20220101              85037                       180      Single Family                Second Lien
      20370101              89141                       360      PUD                          First Lien
      20361201              33068                       360      Single Family                First Lien
      20361201              32771                       360      Single Family                First Lien
      20211101              34743                       180      PUD                          Second Lien
      20211201              33068                       180      Single Family                Second Lien
      20361101              34743                       360      PUD                          First Lien
      20361201              92240                       360      Single Family                First Lien
      20361201              92544                       360      Single Family                First Lien
      20361201              98272                       360      Single Family                First Lien
      20370101              92308                       360      Single Family                First Lien
      20370101              92374                       360      Single Family                First Lien
      20361201              92336                       360      Single Family                First Lien
      20370101              92275                       360      Single Family                First Lien
      20370101              92346                       360      Single Family                First Lien
      20210501              90011                       180      2-4 Family                   Second Lien
      20211101              92530                       180      Single Family                Second Lien
      20211201              92701                       180      Single Family                Second Lien
      20211201              98272                       180      Single Family                Second Lien
      20211201              92234                       180      Single Family                Second Lien
      20211201              92879                       180      Single Family                Second Lien
      20211201              92275                       180      Single Family                Second Lien
      20220101              92275                       180      Single Family                Second Lien
      20360501              90011                       360      2-4 Family                   First Lien
      20361101              92530                       360      Single Family                First Lien
      20361201              92234                       360      Single Family                First Lien
      20361201              92701                       360      Single Family                First Lien
      20361201              91913                       360      Single Family                First Lien
      20361201              92201                       360      2-4 Family                   First Lien
      20361201              92234                       360      Single Family                First Lien
      20361201              92879                       360      Single Family                First Lien
      20361201              92275                       360      Single Family                First Lien
      20370101              92236                       360      Single Family                First Lien
      20360901              60609                       360      2-4 Family                   First Lien
      20360801              53711                       360      Condominium                  First Lien
      20360901              48506                       360      Single Family                First Lien
      20360901              55330                       360      Single Family                First Lien
      20361201              48091                       360      Single Family                First Lien
      20361201              60031                       360      Single Family                First Lien
      20361101              55016                       360      Single Family                First Lien
      20361101              60160                       360      Single Family                First Lien
      20361101              44107                       360      Single Family                First Lien
      20361201              49507                       360      2-4 Family                   First Lien
      20361201              48239                       360      Single Family                First Lien
      20361201              60478                       360      Single Family                First Lien
      20361201              49319                       360      Single Family                First Lien
      20361201              48838                       360      Single Family                First Lien
      20361201              48103                       360      Single Family                First Lien
      20361201              44125                       360      Single Family                First Lien
      20361201              55423                       360      Single Family                First Lien
      20361201              56379                       360      Single Family                First Lien
      20361201              60560                       360      Single Family                First Lien
      20361201              49525                       360      Single Family                First Lien
      20361201              44512                       360      Single Family                First Lien
      20361201              48439                       360      Single Family                First Lien
      20370101              49333                       360      Single Family                First Lien
      20370101              49456                       360      Single Family                First Lien
      20361201              60151                       360      Single Family                First Lien
      20370101              60402                       360      Single Family                First Lien
      20370101              60154                       360      2-4 Family                   First Lien
      20210901              55330                       180      Single Family                Second Lien
      20211001              60608                       180      2-4 Family                   Second Lien
      20211201              60031                       180      Single Family                Second Lien
      20211101              55309                       180      Single Family                Second Lien
      20211201              44125                       180      Single Family                Second Lien
      20211201              55337                       180      Single Family                Second Lien
      20211201              60151                       180      Single Family                Second Lien
      20220101              55427                       180      Single Family                Second Lien
      20361001              60608                       360      2-4 Family                   First Lien
      20361101              60134                       360      Single Family                First Lien
      20361101              55309                       360      Single Family                First Lien
      20361201              60505                       360      Single Family                First Lien
      20361201              60634                       360      Single Family                First Lien
      20361201              60194                       360      Single Family                First Lien
      20361201              48182                       360      Single Family                First Lien
      20361201              55337                       360      Single Family                First Lien
      20370101              55427                       360      Single Family                First Lien
      20360901              19143                       360      2-4 Family                   First Lien
      20360901              19150                       360      2-4 Family                   First Lien
      20361101               2860                       360      2-4 Family                   First Lien
      20361101              15206                       360      Single Family                First Lien
      20370101               2852                       360      Single Family                First Lien
      20370101              19138                       360      Single Family                First Lien
      20361201               6118                       360      Single Family                First Lien
      20370101              17229                       360      Single Family                First Lien
      20361201               6786                       360      Single Family                First Lien
      20370101              19142                       360      Single Family                First Lien
      20361201               6256                       360      Single Family                First Lien
      20370101              15108                       360      Single Family                First Lien
      20370101              19125                       360      Single Family                First Lien
      20370101              15236                       360      Single Family                First Lien
      20211201               6118                       180      Single Family                Second Lien
      20211201               6786                       180      Single Family                Second Lien
      20361201              92557                       360      Single Family                First Lien
      20211201              92557                       180      Single Family                Second Lien
      20210801              20854                       180      Single Family                Second Lien
      20360901              77469                       360      Single Family                First Lien
      20210901              33604                       180      Single Family                Second Lien
      20361101              33009                       360      Condominium                  First Lien
      20360901              92553                       360      Single Family                First Lien
      20360901              27302                       360      Single Family                First Lien
      20361201              93313                       360      Single Family                First Lien
      20361101              90003                       360      Single Family                First Lien
      20211101              90003                       180      Single Family                Second Lien
      20361101              33162                       360      Single Family                First Lien
      20361201              92284                       360      Single Family                First Lien
      20361101              40299                       360      Single Family                First Lien
      20361201              93313                       360      Single Family                First Lien
      20361201              32137                       360      Single Family                First Lien
      20361201              93219                       360      Single Family                First Lien
      20361201              33068                       360      Single Family                First Lien
      20361201              89148                       360      PUD                          First Lien
      20211201              89148                       180      PUD                          Second Lien
      20361201              92582                       360      Single Family                First Lien
      20370101              90062                       360      Single Family                First Lien
      20370101              34452                       360      Single Family                First Lien
      20360801              17103                       360      Single Family                First Lien
      20360501              48076                       360      Single Family                First Lien
      20360601              19939                       360      Single Family                First Lien
      20360601              48836                       360      Single Family                First Lien
      20360701              20772                       360      Single Family                First Lien
      20360801              48219                       360      Single Family                First Lien
      20360801              85201                       360      Single Family                First Lien
      20360901              11369                       360      Single Family                First Lien
      20210901              11369                       180      Single Family                Second Lien
      20360901              23024                       360      Single Family                First Lien
      20360801              93906                       360      Single Family                First Lien
      20210801              93906                       180      Single Family                Second Lien
      20360901              20708                       360      PUD                          First Lien
      20360901              60505                       360      Single Family                First Lien
      20210901              60505                       180      Single Family                Second Lien
      20361001              95673                       360      Single Family                First Lien
      20211001              33068                       180      Single Family                Second Lien
      20361201              60634                       360      Single Family                First Lien
      20361201              70816                       360      Single Family                First Lien
      20370101              33311                       360      Single Family                First Lien
      20361201              33139                       360      Single Family                First Lien
      20211201              33139                       180      Single Family                Second Lien
      20361201              85204                       360      Single Family                First Lien
      20361201              60625                       360      2-4 Family                   First Lien
      20361201              96778                       360      Single Family                First Lien
      20370101              93535                       360      Single Family                First Lien
      20361201              33619                       360      Single Family                First Lien
      20361201               7065                       360      Single Family                First Lien
      20361201              33912                       360      Single Family                First Lien
      20220201              91352                       180      Single Family                Second Lien
      20361201              33936                       360      Single Family                First Lien
      20370101              33130                       360      Condominium                  First Lien
      20370101              32073                       360      Single Family                First Lien
      20370101              33770                       360      Single Family                First Lien
      20370101              32065                       360      Single Family                First Lien
      20370101               2893                       360      2-4 Family                   First Lien
      20361201              95215                       360      Single Family                First Lien
      20211201              95215                       180      Single Family                Second Lien
      20370101              89123                       360      PUD                          First Lien
      20220101              89123                       180      PUD                          Second Lien
      20370101              22025                       360      PUD                          First Lien
      20220101              22025                       180      PUD                          Second Lien
      20220101              93535                       180      Single Family                Second Lien
      20370101              60639                       360      Single Family                First Lien
      20361201              90802                       360      Condominium                  First Lien
      20211201              90802                       180      Condominium                  Second Lien
      20370101              85242                       360      PUD                          First Lien
      20220101              85242                       180      PUD                          Second Lien
      20370101              33068                       360      Townhouse                    First Lien
      20370201              60628                       360      Single Family                First Lien
      20370101              85204                       360      Single Family                First Lien
      20370101              32839                       360      Condominium                  First Lien
      20370101              33161                       360      Condominium                  First Lien
      20220101              33161                       180      Condominium                  Second Lien
      20370101              33323                       360      Single Family                First Lien
      20220101              33323                       180      Single Family                Second Lien
      20370101               2907                       360      2-4 Family                   First Lien
      20370101              95991                       360      Single Family                First Lien
      20370101              95660                       360      Single Family                First Lien
      20220101              95660                       180      Single Family                Second Lien
      20370101              33015                       360      Condominium                  First Lien
      20220101              33015                       180      Condominium                  Second Lien
      20370101              85019                       360      Single Family                First Lien
      20220101              85019                       180      Single Family                Second Lien
      20370101              23504                       360      Single Family                First Lien
      20370101              23504                       360      Single Family                First Lien
      20370101              33014                       360      Single Family                First Lien
      20370101              33023                       360      Single Family                First Lien
      20220101              33023                       180      Single Family                Second Lien
      20370101              85302                       360      Single Family                First Lien
      20370101              93277                       360      Single Family                First Lien
      20370101              60002                       360      Single Family                First Lien
      20220101              60002                       180      Single Family                Second Lien
      20370201              33161                       360      Single Family                First Lien
      20220201              33161                       180      Single Family                Second Lien
      20370101              98204                       360      Single Family                First Lien
      20370101              95667                       360      Single Family                First Lien
      20370201              90001                       360      2-4 Family                   First Lien
      20220201              34120                       180      Single Family                Second Lien
      20370201              95826                       360      Single Family                First Lien
      20370201              33179                       360      Condominium                  First Lien
      20220201              33179                       180      Condominium                  Second Lien
      20370101              60538                       360      Single Family                First Lien
      20370201              93535                       360      Single Family                First Lien
      20370201              93706                       360      Single Family                First Lien
      20220201              93706                       180      Single Family                Second Lien
      20361101              95205                       360      Single Family                First Lien
      20370101              95315                       360      Single Family                First Lien
      20361201              59828                       360      Single Family                First Lien
      20361201              59828                       360      Single Family                Second Lien
      20361201              93637                       360      Single Family                First Lien
      20361201              93637                       360      Single Family                Second Lien
      20361101              95823                       360      Single Family                First Lien
      20361101              95823                       360      Single Family                Second Lien
      20361101              93552                       360      Single Family                First Lien
      20361101              93552                       360      Single Family                Second Lien
      20361201              95843                       360      Single Family                Second Lien
      20361201              95959                       360      Single Family                First Lien
      20361201              92545                       360      Single Family                First Lien
      20361201              92545                       360      Single Family                Second Lien
      20370101              95382                       360      Single Family                First Lien
      20361201              95380                       360      Single Family                First Lien
      20361201              95380                       360      Single Family                Second Lien
      20361201              92807                       360      PUD                          First Lien
      20361201              92807                       360      PUD                          Second Lien
      20370101              95838                       360      Single Family                First Lien
      20370101              95205                       360      Single Family                First Lien
      20370101              93535                       360      Single Family                First Lien
      20370101              94063                       360      2-4 Family                   First Lien
      20361201              95842                       360      Single Family                First Lien
      20370101              84120                       360      2-4 Family                   First Lien
      20370101              92113                       360      Single Family                Second Lien
      20370101              98532                       360      Single Family                First Lien
      20370101              97007                       360      Condominium                  First Lien
      20370101              80915                       360      Single Family                First Lien
      20370101              80915                       360      Single Family                Second Lien
      20370101              93257                       360      Single Family                First Lien
      20370101              92025                       360      Single Family                First Lien
      20370101              95843                       360      Single Family                First Lien
      20370101              98055                       360      Single Family                First Lien
      20370101              96067                       360      Single Family                First Lien
      20370101              60636                       360      2-4 Family                   First Lien
      20370101              89147                       360      PUD                          First Lien
      20370101              93612                       360      Single Family                First Lien
      20370101              92582                       360      Single Family                First Lien
      20370101              92582                       360      Single Family                Second Lien
      20370101              91765                       360      Single Family                First Lien
      20370101              95307                       360      Single Family                First Lien
      20370101              93420                       360      Single Family                Second Lien
      20370101              93420                       360      Single Family                First Lien
      20370101              98339                       360      Single Family                First Lien
      20370101              95829                       360      Single Family                First Lien
      20370101              95829                       360      Single Family                Second Lien
      20370101              95758                       360      PUD                          First Lien
      20370101              95758                       360      PUD                          Second Lien
      20370101              80239                       360      Single Family                First Lien
      20370101              80239                       360      Single Family                Second Lien
      20370101              93638                       360      Single Family                First Lien
      20370101              92545                       360      Single Family                First Lien
      20370101              92545                       360      Single Family                Second Lien
      20370101              95826                       360      Single Family                First Lien
      20370101              95206                       360      Single Family                First Lien
      20370101              95608                       360      Single Family                First Lien
      20370101              95608                       360      Single Family                Second Lien
      20370101              85713                       360      Single Family                First Lien
      20370101              95677                       360      Single Family                First Lien
      20370101              95677                       360      Single Family                Second Lien
      20370101              84095                       360      Single Family                First Lien
      20370101              84660                       360      Single Family                First Lien
      20370101              95677                       360      Single Family                First Lien
      20370101              95677                       360      Single Family                Second Lien
      20370101              94587                       360      Single Family                First Lien
      20370101              94587                       360      Single Family                Second Lien
      20370101               7666                       360      2-4 Family                   First Lien
      20370101               6484                       360      Single Family                First Lien
      20361201               6606                       360      Condominium                  First Lien
      20370101               6443                       360      Single Family                First Lien
      20361101               7201                       360      2-4 Family                   First Lien
      20370101              11967                       360      Single Family                First Lien
      20361101               7083                       360      Single Family                First Lien
      20361201              34997                       360      Single Family                First Lien
      20361201              19803                       360      Single Family                First Lien
      20370101               6051                       360      2-4 Family                   First Lien
      20361201              15611                       360      Single Family                First Lien
      20361201              44108                       360      Single Family                First Lien
      20361201              44105                       360      2-4 Family                   First Lien
      20370101              44143                       360      Single Family                First Lien
      20370101              17201                       360      Single Family                First Lien
      20370101              19141                       360      2-4 Family                   First Lien
      20370101              48234                       360      Single Family                First Lien
      20270101              48215                       240      Single Family                First Lien
      20361201               1504                       360      Single Family                First Lien
      20361201               1504                       360      Condominium                  Second Lien
      20370101              44110                       360      Single Family                First Lien
      20370101               7424                       360      Single Family                First Lien
      20370101               2909                       360      2-4 Family                   First Lien
      20370101              11706                       360      Single Family                First Lien
      20370101              22306                       360      Condominium                  First Lien
      20370101              19135                       360      Single Family                First Lien
      20370101              20121                       360      PUD                          First Lien
      20370101               6810                       360      Single Family                First Lien
      20370101               6605                       360      2-4 Family                   First Lien
      20370101               7055                       360      2-4 Family                   First Lien
      20370101              44306                       360      Single Family                First Lien
      20370101              44121                       360      Single Family                First Lien
      20370101               6708                       360      Single Family                First Lien
      20370101              32746                       360      PUD                          First Lien
      20370101              33351                       360      PUD                          First Lien
      20370101              33321                       360      PUD                          First Lien
      20370101              33411                       360      Condominium                  First Lien
      20370101              33351                       360      PUD                          First Lien
      20370101              29910                       360      Single Family                First Lien
      20370101              30296                       360      Single Family                First Lien
      20370101              29203                       360      Single Family                First Lien
      20370101              29203                       360      Single Family                Second Lien
      20370101              32765                       360      Condominium                  First Lien
      20370101              33313                       360      Condominium                  First Lien
      20370101              34470                       360      Single Family                First Lien
      20370101               8007                       360      Single Family                First Lien
      20370101              34653                       360      Single Family                First Lien
      20370101               7480                       360      Single Family                First Lien
      20370101              33458                       360      PUD                          First Lien
      20361001              12533                       360      Single Family                First Lien
      20361201              33765                       360      Condominium                  First Lien
      20370101              20712                       360      Single Family                First Lien
      20370101               7702                       360      Single Family                First Lien
      20361001              48334                       360      Single Family                First Lien
      20370101              48198                       360      Single Family                First Lien
      20361001              30058                       360      PUD                          First Lien
      20361201              89074                       360      Single Family                First Lien
      20370101              33612                       360      Single Family                First Lien
      20370101              98418                       360      Single Family                First Lien
      20220101              98418                       180      Single Family                Second Lien
      20370101              90802                       360      Condominium                  First Lien
      20370101              92618                       360      Condominium                  First Lien
      20370101              98404                       360      Single Family                First Lien
      20370101              98444                       360      PUD                          First Lien
      20370101              65233                       360      Single Family                First Lien
      20220101              65233                       180      Single Family                Second Lien
      20370101              92105                       360      Single Family                First Lien
      20361201              95127                       360      Single Family                First Lien
      20370101              94806                       360      Single Family                First Lien
      20220101              94806                       180      Single Family                Second Lien
      20370101              97124                       360      PUD                          First Lien
      20361201              91730                       360      Single Family                First Lien
      20370101              90221                       360      Single Family                First Lien
      20370101              90220                       360      Single Family                First Lien
      20370101              92270                       360      PUD                          First Lien
      20360901              16034                       360      Single Family                First Lien
      20360801              92027                       360      Single Family                First Lien
      20360901              80222                       360      Single Family                First Lien
      20370101              23222                       360      2-4 Family                   First Lien
      20370101              92307                       360      Single Family                First Lien
      20370101              91387                       360      Single Family                First Lien
      20361001              95257                       360      Single Family                First Lien
      20361101              89030                       360      Single Family                First Lien
      20361001              87401                       360      Single Family                Second Lien
      20361201              96778                       360      PUD                          First Lien
      20361001              87401                       360      Single Family                First Lien
      20361001              93535                       360      Single Family                First Lien
      20361201              92173                       360      Single Family                First Lien
      20361101              93309                       360      Single Family                First Lien
      20370101              96771                       360      Single Family                First Lien
      20361201              32909                       360      Single Family                First Lien
      20361101              88220                       360      Single Family                First Lien
      20361201              95391                       360      Single Family                First Lien
      20370101              87031                       360      Single Family                First Lien
      20361201              85730                       360      Single Family                First Lien
      20361201              85746                       360      Single Family                First Lien
      20361101              90249                       360      Condominium                  First Lien
      20361101              92543                       360      Single Family                First Lien
      20370101              33143                       360      Single Family                First Lien
      20361201              37327                       360      Single Family                First Lien
      20361201              96706                       360      PUD                          First Lien
      20370101              39212                       360      Single Family                First Lien
      20370101              85222                       360      Single Family                First Lien
      20370101              87552                       360      Single Family                First Lien
      20370101              85645                       360      Single Family                First Lien
      20370101              93215                       360      Single Family                First Lien
      20370101              92311                       360      Single Family                First Lien
      20361201              95363                       360      2-4 Family                   First Lien
      20370101              93550                       360      Single Family                First Lien
      20361201              93263                       360      Single Family                First Lien
      20370101              90603                       360      Single Family                First Lien
      20370101              97233                       360      Single Family                First Lien
      20370101              85009                       360      Single Family                First Lien
      20361201              98948                       360      Single Family                First Lien
      20370101              97123                       360      Single Family                First Lien
      20370101              85037                       360      Single Family                First Lien
      20361201              85307                       360      Single Family                First Lien
      20370101              94607                       360      2-4 Family                   First Lien
      20370101              32225                       360      PUD                          First Lien
      20370101              93307                       360      Single Family                First Lien
      20370101              92544                       360      Single Family                First Lien
      20370101              86004                       360      Condominium                  First Lien
      20370101              88242                       360      Single Family                First Lien
      20361201              83814                       360      Single Family                First Lien
      20361201              99336                       360      Single Family                First Lien
      20361201              99336                       360      Single Family                First Lien
      20370101              98948                       360      Single Family                First Lien
      20370101              98387                       360      PUD                          First Lien
      20370101              94607                       360      2-4 Family                   First Lien
      20370101              91767                       360      Single Family                First Lien
      20370101              91010                       360      Single Family                First Lien
      20370101              93552                       360      Single Family                First Lien
      20361201              87123                       360      PUD                          First Lien
      20370101              90745                       360      Single Family                First Lien
      20370101              90222                       360      Single Family                First Lien
      20361201              92509                       360      Single Family                First Lien
      20370101              33311                       360      Single Family                First Lien
      20370101              92056                       360      Single Family                First Lien
      20361201              33712                       360      Single Family                First Lien
      20361201              92105                       360      Single Family                First Lien
      20370101              91351                       360      Single Family                First Lien
      20361201              89031                       360      Single Family                First Lien
      20361201              92382                       360      Single Family                First Lien
      20361201              96783                       360      Single Family                First Lien
      20370101              92821                       360      Single Family                First Lien
      20370101              85706                       360      Single Family                First Lien
      20370101              96821                       360      Single Family                First Lien
      20370101              93551                       360      PUD                          First Lien
      20361201              89081                       360      PUD                          First Lien
      20361201              89110                       360      Single Family                First Lien
      20361201              92276                       360      Single Family                First Lien
      20370101              87110                       360      Single Family                First Lien
      20361201              92358                       360      Single Family                First Lien
      20370101              89110                       360      Single Family                First Lien
      20370101              90621                       360      PUD                          First Lien
      20370101              93247                       360      Single Family                First Lien
      20370101              98248                       360      Single Family                First Lien
      20370101              85603                       360      Single Family                First Lien
      20370101              85335                       360      Single Family                First Lien
      20370101              32707                       360      Single Family                First Lien
      20361201              93648                       360      Single Family                First Lien
      20370101              98446                       360      Single Family                First Lien
      20370101              98383                       360      2-4 Family                   First Lien
      20370101              85648                       360      Single Family                First Lien
      20361201              92508                       360      PUD                          First Lien
      20370101              95482                       360      Single Family                First Lien
      20370101              97006                       360      Single Family                First Lien
      20370101              92805                       360      Single Family                First Lien
      20361201              32771                       360      Single Family                First Lien
      20370101              92021                       360      Single Family                First Lien
      20370101              85730                       360      Single Family                First Lien
      20370101              85207                       360      Single Family                First Lien
      20370101              98312                       360      Single Family                First Lien
      20370101              98466                       360      Condominium                  First Lien
      20370101              89129                       360      Single Family                First Lien
      20370101              89120                       360      Single Family                First Lien
      20361201              89032                       360      Single Family                First Lien
      20370101              90047                       360      2-4 Family                   First Lien
      20370101              85231                       360      PUD                          First Lien
      20370101              96818                       360      Single Family                First Lien
      20370101              83858                       360      Single Family                First Lien
      20370101              85364                       360      Single Family                First Lien
      20370101              92555                       360      Single Family                First Lien
      20370101              90262                       360      Single Family                First Lien
      20370101              96701                       360      Condominium                  First Lien
      20370101              87105                       360      Single Family                First Lien
      20370101              32808                       360      Single Family                First Lien
      20370101              85023                       360      PUD                          First Lien
      20370101              88001                       360      Single Family                First Lien
      20370101              92592                       360      PUD                          First Lien
      20370101              85035                       360      Single Family                First Lien
      20370101              87121                       360      PUD                          First Lien
      20370101              85936                       360      Single Family                First Lien
      20370101              85272                       360      Single Family                First Lien
      20370101              85202                       360      Single Family                First Lien
      20370101              89108                       360      Single Family                First Lien
      20370101              89074                       360      Single Family                First Lien
      20370101              87031                       360      Single Family                First Lien
      20220101              92570                       180      Single Family                First Lien
      20370101              89403                       360      Single Family                First Lien
      20370101              89044                       360      PUD                          First Lien
      20370101              85242                       360      Single Family                First Lien
      20370101              92316                       360      Single Family                First Lien
      20370101              93535                       360      Single Family                First Lien
      20370101              93257                       360      Single Family                First Lien
      20370101              93703                       360      Single Family                First Lien
      20370101              92308                       360      Single Family                First Lien
      20370101              86403                       360      Single Family                First Lien
      20370101              97404                       360      Single Family                First Lien
      20370101              98208                       360      Single Family                First Lien
      20370101              85210                       360      Single Family                First Lien
      20370101              90059                       360      Single Family                First Lien
      20370101              93555                       360      Single Family                First Lien
      20370101              89502                       360      PUD                          First Lien
      20370101              89108                       360      Condominium                  First Lien
      20370101              85335                       360      Single Family                First Lien
      20370101              96797                       360      Single Family                First Lien
      20370101              83835                       360      Single Family                First Lien
      20370101              85704                       360      Condominium                  First Lien
      20370101              85008                       360      Single Family                First Lien
      20370101              92804                       360      Single Family                First Lien
      20370101              92223                       360      Single Family                First Lien
      20370101              92407                       360      Single Family                First Lien
      20370101              87507                       360      Single Family                First Lien
      20370101              85297                       360      PUD                          First Lien
      20370101              87571                       360      Single Family                First Lien
      20370101              85207                       360      Single Family                First Lien
      20370101              85233                       360      PUD                          First Lien
      20370101              85015                       360      Single Family                First Lien
      20370101              91356                       360      Single Family                First Lien
      20370101              98043                       360      Single Family                First Lien
      20370101              92679                       360      PUD                          First Lien
      20370101              93247                       360      Single Family                First Lien
      20370101              92592                       360      PUD                          First Lien
      20370101              85350                       360      Single Family                First Lien
      20370101              85713                       360      Single Family                First Lien
      20370101              85329                       360      Single Family                First Lien
      20370101              34753                       360      Single Family                First Lien
      20370101              85338                       360      PUD                          First Lien
      20370101              92376                       360      Single Family                First Lien
      20370101              93552                       360      Single Family                First Lien
      20370101              85283                       360      Single Family                First Lien
      20370101              98277                       360      Single Family                First Lien
      20370101              98409                       360      Single Family                First Lien
      20370101              91915                       360      PUD                          First Lien
      20370101              91910                       360      Single Family                First Lien
      20370101              91761                       360      PUD                          First Lien
      20370101              85323                       360      Single Family                First Lien
      20370101              92587                       360      Single Family                First Lien
      20370101              90047                       360      Single Family                First Lien
      20370101              85706                       360      Single Family                First Lien
      20370101              92308                       360      Single Family                First Lien
      20370101              89108                       360      Single Family                First Lien
      20370101              91761                       360      Condominium                  First Lien
      20370101              87121                       360      PUD                          First Lien
      20370101              85301                       360      Condominium                  First Lien
      20370101              89406                       360      Single Family                First Lien
      20370101              85224                       360      PUD                          First Lien
      20370101              89183                       360      PUD                          First Lien
      20370101              93704                       360      Single Family                First Lien
      20370101              95824                       360      Single Family                First Lien
      20370101              85746                       360      PUD                          First Lien
      20370101              89121                       360      Single Family                First Lien
      20370101              97060                       360      Single Family                First Lien
      20370101              93635                       360      Single Family                First Lien
      20370101              91766                       360      Single Family                First Lien
      20370101              95212                       360      Single Family                First Lien
      20370101              32244                       360      PUD                          First Lien
      20370101              32068                       360      PUD                          First Lien
      20370101              91342                       360      Single Family                First Lien
      20370101              85207                       360      Single Family                First Lien
      20370101              85706                       360      Single Family                First Lien
      20370101              92173                       360      Single Family                First Lien
      20370101              85345                       360      PUD                          First Lien
      20370101              92504                       360      Single Family                First Lien
      20370101              85236                       360      PUD                          First Lien
      20370101              91307                       360      Single Family                First Lien
      20370101              85015                       360      Single Family                First Lien
      20370101              94621                       360      Single Family                First Lien
      20370101              90220                       360      2-4 Family                   First Lien
      20370101              90011                       360      2-4 Family                   First Lien
      20370101              93230                       360      Single Family                First Lien
      20370101              85242                       360      PUD                          First Lien
      20370101              85218                       360      PUD                          First Lien
      20370101              89144                       360      Condominium                  First Lien
      20370101              89103                       360      Single Family                First Lien
      20370101              85023                       360      Condominium                  First Lien
      20370101              93250                       360      Single Family                First Lien
      20370101              89128                       360      Condominium                  First Lien
      20370101              89113                       360      Single Family                First Lien
      20370101              92656                       360      Single Family                First Lien
      20370101              85379                       360      PUD                          First Lien
      20370101              92335                       360      Single Family                First Lien
      20370101              87121                       360      Single Family                First Lien
      20370101              89015                       360      Single Family                First Lien
      20370101              86333                       360      Single Family                First Lien
      20370101              95209                       360      Single Family                First Lien
      20370101              89011                       360      Single Family                First Lien
      20370101              89103                       360      Single Family                First Lien
      20370101              88001                       360      Single Family                Second Lien
      20370101              90220                       360      Single Family                First Lien
      20370101              95357                       360      Single Family                First Lien
      20370101              92625                       360      Condominium                  First Lien
      20370101              92625                       360      Condominium                  Second Lien
      20370101              86326                       360      Single Family                First Lien
      20370101              90660                       360      Single Family                First Lien
      20370101              89030                       360      Single Family                First Lien
      20370101              96744                       360      Single Family                First Lien
      20370101              93230                       360      PUD                          First Lien
      20360201              92832                       360      Single Family                First Lien
      20361201              49654                       360      Single Family                First Lien
      20361201              33314                       360      Single Family                First Lien
      20370101              92376                       360      Single Family                First Lien
      20370101              33161                       360      2-4 Family                   First Lien
      20361201              90680                       360      Single Family                First Lien
      20370101              92410                       360      2-4 Family                   First Lien
      20361101              48227                       360      Single Family                First Lien
      20361201              60466                       360      Single Family                First Lien
      20370101              48462                       360      Single Family                First Lien
      20370101              49240                       360      Single Family                First Lien
      20361201              48390                       360      Single Family                First Lien
      20370101              48225                       360      Single Family                First Lien
      20361101              39092                       360      Single Family                First Lien
      20361201              48348                       360      Single Family                First Lien
      20361201              48462                       360      Single Family                First Lien
      20361101              48221                       360      Single Family                First Lien
      20361201              48386                       360      Single Family                First Lien
      20361201              48341                       360      Single Family                First Lien
      20261201              48386                       240      Single Family                Second Lien
      20361101              44144                       360      Single Family                First Lien
      20361201              16701                       360      Single Family                First Lien
      20361101              44001                       360      Single Family                First Lien
      20370101               8812                       360      Single Family                First Lien
      20370101              85326                       360      PUD                          First Lien
      20270101              85326                       240      PUD                          Second Lien
      20370101              15217                       360      PUD                          First Lien
      20370101              37421                       360      Single Family                First Lien
      20370101               8107                       360      Single Family                First Lien
      20370101              21620                       360      Single Family                First Lien
      20370101              28762                       360      Single Family                First Lien
      20370101              48145                       360      Single Family                First Lien
      20370101              58282                       360      Single Family                First Lien
      20361201              76123                       360      PUD                          First Lien
      20361101              48185                       360      Single Family                First Lien
      20361201              74370                       360      Single Family                First Lien
      20361101              27597                       360      Single Family                First Lien
      20361101              45822                       360      Single Family                First Lien
      20361201              73010                       360      Single Family                First Lien
      20361101              92234                       360      Single Family                First Lien
      20361001              22701                       360      PUD                          First Lien
      20361101              44256                       360      Single Family                First Lien
      20361101              43906                       360      Single Family                First Lien
      20361101              43449                       360      Single Family                First Lien
      20361201              74854                       360      Single Family                First Lien
      20361201              21224                       360      Single Family                First Lien
      20361101              44092                       360      Single Family                First Lien
      20361201              73054                       360      Single Family                First Lien
      20361201              48228                       360      Single Family                First Lien
      20361101              44133                       360      Single Family                First Lien
      20361201              39466                       360      Single Family                First Lien
      20361101              39429                       360      Single Family                First Lien
      20361201              70726                       360      Single Family                First Lien
      20361101              33626                       360      PUD                          First Lien
      20370101              33714                       360      Single Family                First Lien
      20361201              48815                       360      Single Family                First Lien
      20361201              48458                       360      Single Family                First Lien
      20361201              49014                       360      Single Family                First Lien
      20361201              74881                       360      Single Family                First Lien
      20361201              47715                       360      Single Family                First Lien
      20361101              30656                       360      Single Family                First Lien
      20370101              14220                       360      2-4 Family                   First Lien
      20361201               8406                       360      Single Family                First Lien
      20361201               8081                       360      Single Family                First Lien
      20361201              36117                       360      Single Family                First Lien
      20361201              48005                       360      Single Family                First Lien
      20361101              18801                       360      Single Family                First Lien
      20361201              34208                       360      PUD                          First Lien
      20361201              89030                       360      Single Family                First Lien
      20361201              33157                       360      Single Family                First Lien
      20370101              38556                       360      Single Family                First Lien
      20370101              39574                       360      Single Family                First Lien
      20361201               8844                       360      PUD                          First Lien
      20361201              49233                       360      Single Family                First Lien
      20361201              27011                       360      Single Family                First Lien
      20361201              12526                       360      Single Family                First Lien
      20361201              98503                       360      Single Family                First Lien
      20361201              19510                       360      Single Family                First Lien
      20370101              49442                       360      Single Family                First Lien
      20370101              32643                       360      Single Family                First Lien
      20370101              47421                       360      Single Family                First Lien
      20361201              35749                       360      Single Family                First Lien
      20361201              19138                       360      Single Family                First Lien
      20361201              88101                       360      Single Family                First Lien
      20361201              32626                       360      Single Family                First Lien
      20361201              39503                       360      Single Family                First Lien
      20361201              38801                       360      Single Family                First Lien
      20361201              37174                       360      Single Family                First Lien
      20370101              84128                       360      Single Family                First Lien
      20361201              81003                       360      Single Family                First Lien
      20361201              18428                       360      PUD                          First Lien
      20370101               6513                       360      PUD                          First Lien
      20370101              48023                       360      Single Family                First Lien
      20361201              61726                       360      Single Family                First Lien
      20361201              48313                       360      Single Family                First Lien
      20361201              19134                       360      Single Family                First Lien
      20370101              32246                       360      PUD                          First Lien
      20370101              89503                       360      Single Family                First Lien
      20361201              12023                       360      Single Family                First Lien
      20370101              24651                       360      Single Family                First Lien
      20361201              98444                       360      Single Family                First Lien
      20370101              61201                       360      Single Family                First Lien
      20370101              52339                       360      Single Family                First Lien
      20361201              23116                       360      PUD                          First Lien
      20361201              82054                       360      Single Family                First Lien
      20370101              24540                       360      Single Family                First Lien
      20370101              19808                       360      PUD                          First Lien
      20370101              15074                       360      Single Family                First Lien
      20370101              49329                       360      Single Family                First Lien
      20361201              27526                       360      PUD                          First Lien
      20361201              24569                       360      Single Family                First Lien
      20370101              54128                       360      Single Family                First Lien
      20361201              37127                       360      Single Family                First Lien
      20370101              21215                       360      Single Family                First Lien
      20370101              40216                       360      Single Family                First Lien
      20361201              48313                       360      Condominium                  First Lien
      20370101              82070                       360      Single Family                First Lien
      20370101              95660                       360      Single Family                First Lien
      20370101              48234                       360      Single Family                First Lien
      20370101              11756                       360      Single Family                First Lien
      20361201              48180                       360      Single Family                First Lien
      20370101              72712                       360      Single Family                First Lien
      20370101              23237                       360      Single Family                First Lien
      20370101              18840                       360      Single Family                First Lien
      20370101              23834                       360      Single Family                First Lien
      20361201              27909                       360      Single Family                First Lien
      20370101              27603                       360      Single Family                First Lien
      20370101              34759                       360      PUD                          First Lien
      20361201              49464                       360      Single Family                First Lien
      20361201              82901                       360      Single Family                First Lien
      20370101              23451                       360      Single Family                First Lien
      20370101               5482                       360      Single Family                First Lien
      20361201               8232                       360      Single Family                First Lien
      20370101              32905                       360      Single Family                First Lien
      20370101              23502                       360      Single Family                First Lien
      20370101              47960                       360      Single Family                First Lien
      20370101              16689                       360      Single Family                First Lien
      20370101              42701                       360      Single Family                First Lien
      20370101              18045                       360      Single Family                First Lien
      20370101              46342                       360      Single Family                First Lien
      20261101              43449                       240      Single Family                Second Lien
      20261201              48228                       240      Single Family                Second Lien
      20261101              33626                       240      PUD                          Second Lien
      20261201              36117                       240      Single Family                Second Lien
      20261201              48313                       240      Single Family                Second Lien
      20270101              49442                       240      Single Family                Second Lien
      20261201              48313                       240      Condominium                  Second Lien
      20270101              21215                       240      Single Family                Second Lien
      20361101              72034                       360      Single Family                First Lien
      20361201              28304                       360      Single Family                First Lien
      20361101              44137                       360      Single Family                First Lien
      20361001              34470                       360      Condominium                  First Lien
      20361201              48060                       360      Single Family                First Lien
      20361101              44256                       360      Single Family                First Lien
      20370101               7753                       360      Single Family                First Lien
      20361101              31525                       360      Single Family                First Lien
      20361201               7083                       360      Single Family                First Lien
      20370101              18655                       360      Single Family                First Lien
      20361201              20853                       360      Single Family                First Lien
      20361201              98290                       360      Single Family                First Lien
      20361201              85306                       360      Single Family                First Lien
      20370101              93635                       360      Single Family                First Lien
      20370101              78664                       360      PUD                          First Lien
      20370101              29414                       360      PUD                          First Lien
      20361201              48191                       360      Single Family                First Lien
      20361201              48035                       360      Single Family                First Lien
      20370101              34715                       360      Single Family                First Lien
      20261201              28304                       240      Single Family                Second Lien
      20270101               7753                       240      Single Family                Second Lien
      20261201              20853                       240      Single Family                Second Lien
      20370101              48186                       360      Single Family                First Lien
      20361201               7675                       360      Single Family                First Lien
      20361001              48227                       360      Single Family                First Lien
      20370101               7734                       360      Single Family                First Lien
      20361101              27504                       360      Single Family                First Lien
      20361201              33950                       360      Single Family                First Lien
      20370101              49021                       360      Single Family                First Lien
      20361201              18347                       360      PUD                          First Lien
      20361201               8079                       360      Single Family                First Lien
      20361201              70517                       360      Single Family                First Lien
      20361201              41091                       360      Single Family                First Lien
      20370101               7731                       360      PUD                          First Lien
      20361201              37216                       360      Single Family                First Lien
      20370101              48083                       360      Single Family                First Lien
      20361201              19076                       360      Single Family                First Lien
      20370101              86401                       360      Single Family                First Lien
      20361201              30143                       360      Single Family                First Lien
      20370101              48183                       360      Single Family                First Lien
      20370101              48346                       360      Single Family                First Lien
      20261201              30143                       240      Single Family                Second Lien
      20270101              48186                       240      Single Family                Second Lien
      20361201              48212                       360      2-4 Family                   First Lien
      20361101              48210                       360      Single Family                First Lien
      20361101              48034                       360      Single Family                First Lien
      20361201              48169                       360      Single Family                First Lien
      20370101              48051                       360      Condominium                  First Lien
      20361201              48035                       360      Single Family                First Lien
      20361201              48228                       360      Single Family                First Lien
      20361201              49202                       360      2-4 Family                   First Lien
      20370101              48327                       360      Condominium                  First Lien
      20370101              48239                       360      Single Family                First Lien
      20270101              48228                       240      Single Family                Second Lien
      20270101              48327                       240      Condominium                  Second Lien
      20261201              48035                       240      Single Family                Second Lien
      20370101              90221                       360      Single Family                First Lien
      20370101              85388                       360      Single Family                First Lien
      20370101              94580                       360      Single Family                First Lien
      20370101              85251                       360      Single Family                First Lien
      20220101              85251                       180      Single Family                Second Lien
      20370101              92025                       360      Single Family                First Lien
      20370101              92105                       360      2-4 Family                   First Lien
      20370101              93711                       360      Single Family                First Lien
      20370101              91765                       360      Single Family                First Lien
      20370101              80302                       360      Single Family                First Lien
      20370101              95901                       360      Single Family                First Lien
      20370101              80421                       360      Single Family                First Lien
      20370101              92530                       360      Single Family                First Lien
      20370101              95682                       360      Single Family                First Lien
      20370101              90029                       360      2-4 Family                   First Lien
      20370101              80022                       360      Condominium                  First Lien
      20220101              80022                       180      Condominium                  Second Lien
      20370101              94603                       360      Single Family                First Lien
      20370101              85006                       360      Single Family                First Lien
      20370101              85204                       360      Single Family                First Lien
      20220101              85204                       180      Single Family                Second Lien
      20370101              85388                       360      PUD                          First Lien
      20370101              85228                       360      Single Family                First Lien
      20370101              92780                       360      Single Family                First Lien
      20370101              93630                       360      Single Family                First Lien
      20370201              95835                       360      PUD                          First Lien
      20370101              90403                       360      Condominium                  First Lien
      20370101              93901                       360      Single Family                First Lien
      20220101              93901                       180      Single Family                Second Lien
      20370101              92571                       360      Single Family                First Lien
      20220101              92571                       180      Single Family                Second Lien
      20370101              92260                       360      Single Family                First Lien
      20370101              80219                       360      Single Family                First Lien
      20370101              80229                       360      Single Family                First Lien
      20370101              85048                       360      Single Family                First Lien
      20370101              90222                       360      Single Family                First Lien
      20370101              90262                       360      2-4 Family                   First Lien
      20370101              93612                       360      Single Family                First Lien
      20370101              80538                       360      PUD                          First Lien
      20370101              93454                       360      Single Family                First Lien
      20220101              93454                       180      Single Family                Second Lien
      20370101              80233                       360      PUD                          First Lien
      20370101              95370                       360      Single Family                First Lien
      20370101              93701                       360      Single Family                First Lien
      20370101              91107                       360      Single Family                First Lien
      20220101              91107                       180      Single Family                Second Lien
      20370101              91764                       360      Condominium                  First Lien
      20370101              94806                       360      PUD                          First Lien
      20370101              92506                       360      Single Family                First Lien
      20370101              94513                       360      PUD                          First Lien
      20370201              93710                       360      Single Family                First Lien
      20370101              95032                       360      Single Family                First Lien
      20370101              92078                       360      PUD                          First Lien
      20370201              92530                       360      Single Family                First Lien
      20220201              92530                       180      Single Family                Second Lien
      20370101              91350                       360      Single Family                First Lien
      20370201              95833                       360      Single Family                First Lien
      20370101              85017                       360      Single Family                First Lien
      20370201              85009                       360      Single Family                First Lien






MATURITY            CURRENT_                    CURRENT_               MI                       BALLOON           AMORT_
_DATE               GROSS_COUPON                NET_COUPON                                                        TERM1
------------------------------------------------------------------------------------------------------------------------------
      20361101                       9.075                  8.575      No MI                    Yes                       480
      20361201                        8.15                   7.65      No MI                    Yes                       480
      20361101                        7.45                   6.95      No MI                    Yes                       480
      20211101                       11.25                  10.75      No MI                    Yes                       360
      20361201                        7.75                   7.25      No MI                    Yes                       480
      20361201                         8.4                    7.9      No MI                    No                        360
      20361201                        7.65                   7.15      No MI                    No                        360
      20361201                         8.7                    8.2      No MI                    No                        360
      20211201                       11.25                  10.75      No MI                    Yes                       360
      20370101                        7.25                   6.75      No MI                    Yes                       480
      20370101                         8.4                    7.9      No MI                    Yes                       480
      20220101                       10.74                  10.24      No MI                    Yes                       360
      20361201                         7.7                    7.2      No MI                    Yes                       480
      20211201                       11.49                  10.99      No MI                    Yes                       360
      20370101                         8.3                    7.8      No MI                    Yes                       480
      20361201                        8.35                   7.85      No MI                    Yes                       480
      20361201                         6.4                    5.9      No MI                    Yes                       480
      20211201                        10.8                   10.3      No MI                    Yes                       360
      20211201                          11                   10.5      No MI                    Yes                       360
      20361201                        7.49                   6.99      No MI                    Yes                       480
      20370101                        8.45                   7.95      No MI                    Yes                       480
      20370101                        7.75                   7.25      No MI                    No                        360
      20220101                       10.49                   9.99      No MI                    Yes                       360
      20370101                         7.8                    7.3      No MI                    Yes                       480
      20361201                         6.2                    5.7      No MI                    Yes                       480
      20370101                        8.05                   7.55      No MI                    Yes                       480
      20361201                        7.25                   6.75      No MI                    Yes                       480
      20211201                       10.74                  10.24      No MI                    Yes                       360
      20361201                        7.15                   6.65      No MI                    No                        360
      20211201                       10.49                   9.99      No MI                    Yes                       360
      20370101                         6.8                    6.3      No MI                    Yes                       480
      20220101                       11.05                  10.55      No MI                    Yes                       360
      20370101                         7.7                    7.2      No MI                    Yes                       480
      20361201                        7.95                   7.45      No MI                    Yes                       480
      20220101                       11.25                  10.75      No MI                    Yes                       360
      20370101                        7.49                   6.99      No MI                    Yes                       480
      20370101                         9.2                    8.7      No MI                    Yes                       480
      20370101                         7.6                    7.1      No MI                    Yes                       480
      20370101                        8.55                   8.05      No MI                    No                        360
      20370101                         6.7                    6.2      No MI                    No                        360
      20370101                           8                    7.5      No MI                    Yes                       480
      20361201                        8.45                   7.95      No MI                    No                        360
      20370101                        7.65                   7.15      No MI                    Yes                       480
      20361201                         6.8                    6.3      No MI                    No                        360
      20211201                       10.25                   9.75      No MI                    Yes                       360
      20361201                        8.65                   8.15      No MI                    Yes                       480
      20370101                         7.7                    7.2      No MI                    Yes                       480
      20370101                         6.7                    6.2      No MI                    Yes                       480
      20220101                       10.55                  10.05      No MI                    Yes                       360
      20370101                        7.25                   6.75      No MI                    No                        360
      20220101                       11.25                  10.75      No MI                    Yes                       360
      20370101                        7.25                   6.75      No MI                    Yes                       480
      20220101                       10.74                  10.24      No MI                    Yes                       360
      20370101                         7.3                    6.8      No MI                    Yes                       480
      20370101                        7.59                   7.09      No MI                    No                        360
      20370101                         8.7                    8.2      No MI                    Yes                       480
      20361201                         6.3                    5.8      No MI                    Yes                       480
      20370101                        8.25                   7.75      No MI                    Yes                       480
      20370101                        7.49                   6.99      No MI                    Yes                       480
      20370101                         6.8                    6.3      No MI                    Yes                       480
      20220101                        11.3                   10.8      No MI                    Yes                       360
      20370101                        7.49                   6.99      No MI                    Yes                       480
      20370101                        8.85                   8.35      No MI                    Yes                       480
      20370101                        8.55                   8.05      No MI                    Yes                       480
      20370101                        7.49                   6.99      No MI                    Yes                       480
      20220101                          11                   10.5      No MI                    Yes                       360
      20370101                        7.75                   7.25      No MI                    Yes                       480
      20370101                        8.85                   8.35      No MI                    Yes                       480
      20370101                        7.49                   6.99      No MI                    Yes                       480
      20370101                         8.4                    7.9      No MI                    Yes                       480
      20370101                         7.8                    7.3      No MI                    Yes                       480
      20370101                        7.55                   7.05      No MI                    No                        360
      20370101                        6.45                   5.95      No MI                    Yes                       480
      20220101                         9.7                    9.2      No MI                    Yes                       360
      20370101                         9.4                    8.9      No MI                    Yes                       480
      20370101                           8                    7.5      No MI                    Yes                       480
      20370101                         8.6                    8.1      No MI                    Yes                       480
      20370101                        8.75                   8.25      No MI                    Yes                       480
      20370101                        6.85                   6.35      No MI                    Yes                       480
      20220101                          11                   10.5      No MI                    Yes                       360
      20370101                        8.35                   7.85      No MI                    No                        360
      20370101                         7.7                    7.2      No MI                    Yes                       480
      20370101                        8.95                   8.45      No MI                    Yes                       480
      20220101                          11                   10.5      No MI                    Yes                       360
      20370101                           8                    7.5      No MI                    Yes                       480
      20370101                         8.7                    8.2      No MI                    Yes                       480
      20370101                           8                    7.5      No MI                    Yes                       480
      20370101                         7.1                    6.6      No MI                    No                        360
      20370101                        7.95                   7.45      No MI                    Yes                       480
      20220101                       11.25                  10.75      No MI                    Yes                       360
      20370101                           8                    7.5      No MI                    Yes                       480
      20370101                        7.49                   6.99      No MI                    Yes                       480
      20220101                       10.49                   9.99      No MI                    Yes                       360
      20370101                        10.3                    9.8      No MI                    Yes                       480
      20370101                        7.95                   7.45      No MI                    Yes                       480
      20220101                       11.25                  10.75      No MI                    Yes                       360
      20370101                        8.25                   7.75      No MI                    Yes                       480
      20370101                         8.8                    8.3      No MI                    No                        360
      20370101                         7.6                    7.1      No MI                    Yes                       480
      20370101                        8.09                   7.59      No MI                    Yes                       480
      20370101                        7.59                   7.09      No MI                    Yes                       480
      20370101                         6.2                    5.7      No MI                    Yes                       480
      20220101                       10.49                   9.99      No MI                    Yes                       360
      20370101                        8.45                   7.95      No MI                    Yes                       480
      20370101                       11.49                  10.99      No MI                    No                        360
      20370101                           6                    5.5      No MI                    Yes                       480
      20220101                       10.49                   9.99      No MI                    Yes                       360
      20370101                         9.4                    8.9      No MI                    Yes                       480
      20370101                        7.45                   6.95      No MI                    Yes                       480
      20370101                        7.45                   6.95      No MI                    Yes                       480
      20220101                       11.25                  10.75      No MI                    Yes                       360
      20370101                        7.15                   6.65      No MI                    Yes                       480
      20220101                        10.3                    9.8      No MI                    Yes                       360
      20370101                         6.1                    5.6      No MI                    No                        360
      20220101                       11.25                  10.75      No MI                    Yes                       360
      20370101                        6.95                   6.45      No MI                    Yes                       480
      20370101                        6.99                   6.49      No MI                    Yes                       480
      20370101                        8.15                   7.65      No MI                    Yes                       480
      20370101                        6.05                   5.55      No MI                    Yes                       480
      20220101                       10.05                   9.55      No MI                    Yes                       360
      20370101                       6.675                  6.175      No MI                    Yes                       480
      20220101                       10.05                   9.55      No MI                    Yes                       360
      20220101                          11                   10.5      No MI                    Yes                       360
      20370101                         7.4                    6.9      No MI                    No                        360
      20370101                        6.25                   5.75      No MI                    No                        360
      20220101                         9.5                      9      No MI                    Yes                       360
      20370101                        6.85                   6.35      No MI                    Yes                       480
      20370101                         7.5                      7      No MI                    No                        360
      20370101                        7.25                   6.75      No MI                    Yes                       480
      20370101                        8.05                   7.55      No MI                    No                        360
      20220101                       10.49                   9.99      No MI                    Yes                       360
      20370101                         6.5                      6      No MI                    Yes                       480
      20220101                       10.49                   9.99      No MI                    Yes                       360
      20370101                           7                    6.5      No MI                    Yes                       480
      20220101                       10.74                  10.24      No MI                    Yes                       360
      20370101                        6.49                   5.99      No MI                    Yes                       480
      20220101                         9.6                    9.1      No MI                    Yes                       360
      20370101                        6.25                   5.75      No MI                    No                        360
      20220101                        9.75                   9.25      No MI                    Yes                       360
      20370101                         8.4                    7.9      No MI                    Yes                       480
      20370101                        7.05                   6.55      No MI                    Yes                       480
      20370101                         8.7                    8.2      No MI                    No                        360
      20370101                        8.25                   7.75      No MI                    No                        360
      20370101                         6.7                    6.2      No MI                    Yes                       480
      20370101                        6.35                   5.85      No MI                    Yes                       480
      20370101                        7.25                   6.75      No MI                    Yes                       480
      20220101                       10.74                  10.24      No MI                    Yes                       360
      20370101                        9.49                   8.99      No MI                    Yes                       480
      20370101                         9.1                    8.6      No MI                    Yes                       480
      20370101                         7.9                    7.4      No MI                    Yes                       480
      20370101                         7.6                    7.1      No MI                    Yes                       480
      20370101                         8.2                    7.7      No MI                    Yes                       480
      20370101                         7.7                    7.2      No MI                    Yes                       480
      20370101                         6.3                    5.8      No MI                    Yes                       480
      20220101                       11.05                  10.55      No MI                    Yes                       360
      20370101                        7.75                   7.25      No MI                    Yes                       480
      20220101                       10.74                  10.24      No MI                    Yes                       360
      20370101                        8.15                   7.65      No MI                    No                        360
      20370101                           8                    7.5      No MI                    Yes                       480
      20370101                       8.325                  7.825      No MI                    Yes                       480
      20370101                         6.9                    6.4      No MI                    No                        360
      20370101                        8.45                   7.95      No MI                    Yes                       480
      20370101                         6.9                    6.4      No MI                    Yes                       480
      20370101                        5.85                   5.35      No MI                    Yes                       480
      20370101                         7.4                    6.9      No MI                    No                        360
      20370101                        6.99                   6.49      No MI                    Yes                       480
      20220101                          11                   10.5      No MI                    Yes                       360
      20370101                        6.55                   6.05      No MI                    Yes                       480
      20370101                        7.45                   6.95      No MI                    Yes                       480
      20370101                           8                    7.5      No MI                    No                        360
      20370101                         7.9                    7.4      No MI                    No                        360
      20370101                        6.45                   5.95      No MI                    Yes                       480
      20220101                        10.8                   10.3      No MI                    Yes                       360
      20370101                        7.45                   6.95      No MI                    Yes                       480
      20370101                         7.2                    6.7      No MI                    Yes                       480
      20220101                       11.25                  10.75      No MI                    Yes                       360
      20370101                        8.49                   7.99      No MI                    Yes                       480
      20370101                         6.8                    6.3      No MI                    Yes                       480
      20220101                       11.05                  10.55      No MI                    Yes                       360
      20370101                        6.35                   5.85      No MI                    Yes                       480
      20370101                        9.15                   8.65      No MI                    Yes                       480
      20370101                        7.49                   6.99      No MI                    Yes                       480
      20370101                         5.7                    5.2      No MI                    No                        360
      20220101                       9.614                  9.114      No MI                    Yes                       360
      20220101                         9.6                    9.1      No MI                    Yes                       360
      20370101                         8.6                    8.1      No MI                    No                        360
      20370101                         7.2                    6.7      No MI                    Yes                       480
      20220101                       11.25                  10.75      No MI                    Yes                       360
      20370101                         8.3                    7.8      No MI                    No                        360
      20370101                        7.05                   6.55      No MI                    Yes                       480
      20370101                        8.75                   8.25      No MI                    Yes                       480
      20370101                           9                    8.5      No MI                    No                        360
      20370101                        8.05                   7.55      No MI                    Yes                       480
      20370101                         9.3                    8.8      No MI                    Yes                       480
      20370101                         7.8                    7.3      No MI                    Yes                       480
      20370101                        7.75                   7.25      No MI                    No                        360
      20361001                        9.75                   9.25      No MI                    Yes                       480
      20361001                       7.425                  6.925      No MI                    No                        360
      20361001                        9.15                   8.65      No MI                    No                        360
      20361001                        7.25                   6.75      No MI                    Yes                       480
      20211001                       13.15                  12.65      No MI                    Yes                       360
      20361001                       8.375                  7.875      No MI                    Yes                       480
      20211001                      12.375                 11.875      No MI                    Yes                       360
      20361001                         6.8                    6.3      No MI                    No                        360
      20361101                       7.475                  6.975      No MI                    No                        360
      20361101                       9.425                  8.925      No MI                    Yes                       480
      20211101                          12                   11.5      No MI                    Yes                       360
      20361101                         8.5                      8      No MI                    Yes                       480
      20361101                        7.45                   6.95      No MI                    Yes                       480
      20361101                       6.975                  6.475      No MI                    No                        360
      20361101                         7.2                    6.7      No MI                    Yes                       480
      20361101                        8.35                   7.85      No MI                    No                        360
      20361101                         6.8                    6.3      No MI                    Yes                       480
      20361201                         7.5                      7      No MI                    No                        360
      20361201                        7.45                   6.95      No MI                    No                        360
      20361201                        7.45                   6.95      No MI                    Yes                       480
      20211201                       12.25                  11.75      No MI                    Yes                       360
      20361201                        7.15                   6.65      No MI                    No                        360
      20211201                       12.25                  11.75      No MI                    Yes                       360
      20361001                           8                    7.5      No MI                    No                        360
      20361001                        7.24                   6.74      No MI                    No                        360
      20361201                         7.1                    6.6      No MI                    Yes                       600
      20361101                        8.25                   7.75      No MI                    Yes                       480
      20370101                        9.05                   8.55      No MI                    No                        360
      20370101                        7.65                   7.15      No MI                    Yes                       600
      20370101                        8.49                   7.99      No MI                    No                        360
      20370101                         7.8                    7.3      No MI                    Yes                       480
      20370101                        8.05                   7.55      No MI                    No                        360
      20370101                       9.175                  8.675      No MI                    No                        360
      20370101                        7.85                   7.35      No MI                    No                        360
      20370101                         8.9                    8.4      No MI                    No                        360
      20370101                        8.65                   8.15      No MI                    No                        360
      20370201                         7.7                    7.2      No MI                    No                        360
      20370101                        8.35                   7.85      No MI                    No                        360
      20370101                        8.15                   7.65      No MI                    Yes                       600
      20370101                        8.49                   7.99      No MI                    Yes                       600
      20370201                        8.35                   7.85      No MI                    Yes                       480
      20370101                         8.9                    8.4      No MI                    No                        360
      20370201                         7.7                    7.2      No MI                    No                        360
      20370101                         6.3                    5.8      No MI                    Yes                       480
      20370101                       9.125                  8.625      No MI                    Yes                       600
      20370201                        9.49                   8.99      No MI                    Yes                       480
      20370201                        6.15                   5.65      No MI                    No                        360
      20370201                        6.35                   5.85      No MI                    Yes                       600
      20370201                        7.75                   7.25      No MI                    Yes                       600
      20370201                        10.8                   10.3      No MI                    No                        360
      20370201                        7.49                   6.99      No MI                    Yes                       600
      20370201                        8.75                   8.25      No MI                    Yes                       480
      20370201                        8.35                   7.85      No MI                    No                        360
      20370201                        7.49                   6.99      No MI                    Yes                       480
      20370101                        7.49                   6.99      No MI                    Yes                       480
      20370101                         8.2                    7.7      No MI                    No                        360
      20370201                        9.15                   8.65      No MI                    No                        360
      20370101                       6.375                  5.875      No MI                    Yes                       480
      20370101                          10                    9.5      No MI                    No                        360
      20370101                        6.75                   6.25      No MI                    Yes                       600
      20370101                         6.8                    6.3      No MI                    Yes                       480
      20370101                         5.7                    5.2      No MI                    Yes                       600
      20370201                        6.75                   6.25      No MI                    Yes                       480
      20370201                         5.4                    4.9      No MI                    Yes                       600
      20370201                        8.45                   7.95      No MI                    Yes                       600
      20370201                        8.15                   7.65      No MI                    Yes                       480
      20370101                        6.75                   6.25      No MI                    Yes                       480
      20370101                           6                    5.5      No MI                    Yes                       600
      20370201                           9                    8.5      No MI                    Yes                       600
      20370201                        6.35                   5.85      No MI                    Yes                       600
      20370201                        6.85                   6.35      No MI                    Yes                       600
      20361101                        9.45                   8.95      No MI                    No                        360
      20370101                         9.4                    8.9      No MI                    Yes                       480
      20370201                        8.45                   7.95      No MI                    No                        360
      20370201                        8.49                   7.99      No MI                    Yes                       480
      20370201                        6.69                   6.19      No MI                    No                        360
      20370201                        6.95                   6.45      No MI                    No                        360
      20370201                        8.49                   7.99      No MI                    Yes                       480
      20370201                        8.94                   8.44      No MI                    No                        360
      20370201                           6                    5.5      No MI                    No                        360
      20370201                        6.39                   5.89      No MI                    Yes                       480
      20370201                        6.29                   5.79      No MI                    Yes                       600
      20220201                       11.65                  11.15      No MI                    No                        180
      20370201                         9.4                    8.9      No MI                    Yes                       480
      20370201                        8.44                   7.94      No MI                    No                        360
      20370201                           6                    5.5      No MI                    No                        360
      20370201                       9.415                  8.915      No MI                    No                        360
      20370201                        6.59                   6.09      No MI                    Yes                       600
      20370201                           8                    7.5      No MI                    Yes                       480
      20370201                        7.24                   6.74      No MI                    No                        360
      20370201                        7.15                   6.65      No MI                    Yes                       480
      20370201                        11.5                     11      No MI                    No                        360
      20370201                         6.8                    6.3      No MI                    Yes                       480
      20370201                        8.14                   7.64      No MI                    No                        360
      20370201                        9.35                   8.85      No MI                    No                        360
      20370201                        7.84                   7.34      No MI                    Yes                       480
      20370201                        8.84                   8.34      No MI                    No                        360
      20370201                       7.303                  6.803      No MI                    No                        360
      20370201                        7.49                   6.99      No MI                    Yes                       480
      20370201                        6.39                   5.89      No MI                    No                        360
      20370201                        6.85                   6.35      No MI                    Yes                       480
      20370201                        8.49                   7.99      No MI                    No                        360
      20370201                        6.25                   5.75      No MI                    No                        360
      20370201                        6.89                   6.39      No MI                    Yes                       480
      20370201                        8.25                   7.75      No MI                    Yes                       480
      20370201                        7.79                   7.29      No MI                    No                        360
      20370201                         8.8                    8.3      No MI                    Yes                       480
      20370201                        8.49                   7.99      No MI                    No                        360
      20370201                        7.25                   6.75      No MI                    No                        360
      20370201                        6.24                   5.74      No MI                    Yes                       480
      20370201                        6.85                   6.35      No MI                    Yes                       480
      20370201                        8.49                   7.99      No MI                    No                        360
      20370201                        8.64                   8.14      No MI                    No                        360
      20370201                       10.94                  10.44      No MI                    No                        360
      20370201                         6.8                    6.3      No MI                    No                        360
      20370201                       10.29                   9.79      No MI                    No                        360
      20370201                        7.54                   7.04      No MI                    No                        360
      20370201                        6.65                   6.15      No MI                    No                        360
      20370201                         7.5                      7      No MI                    No                        360
      20370201                       10.94                  10.44      No MI                    Yes                       480
      20370201                        7.29                   6.79      No MI                    No                        360
      20370201                         6.5                      6      No MI                    Yes                       480
      20370201                        9.28                   8.78      No MI                    No                        360
      20370201                         8.8                    8.3      No MI                    No                        360
      20370201                       7.865                  7.365      No MI                    No                        360
      20370201                        8.25                   7.75      No MI                    Yes                       480
      20370201                        8.19                   7.69      No MI                    No                        360
      20370201                        9.59                   9.09      No MI                    Yes                       600
      20370201                         8.9                    8.4      No MI                    No                        360
      20370201                        6.99                   6.49      No MI                    No                        360
      20370201                       10.99                  10.49      No MI                    No                        360
      20370201                        6.49                   5.99      No MI                    Yes                       480
      20370201                        7.45                   6.95      No MI                    No                        360
      20370201                         7.4                    6.9      No MI                    No                        360
      20370201                        8.15                   7.65      No MI                    No                        360
      20370201                        9.45                   8.95      No MI                    Yes                       600
      20220201                        6.79                   6.29      No MI                    No                        180
      20370201                        7.94                   7.44      No MI                    Yes                       480
      20370201                        7.04                   6.54      No MI                    No                        360
      20370201                      10.115                  9.615      No MI                    Yes                       480
      20370201                        6.59                   6.09      No MI                    Yes                       600
      20370201                        9.04                   8.54      No MI                    Yes                       480
      20370201                        6.49                   5.99      No MI                    No                        360
      20370201                        9.14                   8.64      No MI                    No                        360
      20370201                           9                    8.5      No MI                    No                        360
      20370201                        6.84                   6.34      No MI                    No                        360
      20370201                        10.1                    9.6      No MI                    No                        360
      20370201                        6.49                   5.99      No MI                    No                        360
      20370201                         7.6                    7.1      No MI                    Yes                       480
      20370201                        6.94                   6.44      No MI                    No                        360
      20370201                          11                   10.5      No MI                    No                        360
      20370201                        6.49                   5.99      No MI                    Yes                       480
      20370201                        9.29                   8.79      No MI                    No                        360
      20370201                        9.59                   9.09      No MI                    No                        360
      20370201                        9.25                   8.75      No MI                    Yes                       600
      20370201                         9.6                    9.1      No MI                    No                        360
      20370201                        6.94                   6.44      No MI                    No                        360
      20370201                         8.9                    8.4      No MI                    No                        360
      20370201                        7.49                   6.99      No MI                    No                        360
      20220201                        11.5                     11      No MI                    No                        180
      20370201                        6.64                   6.14      No MI                    Yes                       480
      20370201                        6.29                   5.79      No MI                    No                        360
      20370201                        7.75                   7.25      No MI                    Yes                       480
      20370201                       7.075                  6.575      No MI                    No                        360
      20370201                        9.49                   8.99      No MI                    No                        360
      20370201                         7.4                    6.9      No MI                    Yes                       480
      20370201                        8.49                   7.99      No MI                    No                        480
      20370201                        5.69                   5.19      No MI                    Yes                       480
      20370201                        6.54                   6.04      No MI                    Yes                       480
      20370201                        8.49                   7.99      No MI                    Yes                       480
      20370201                         6.9                    6.4      No MI                    Yes                       480
      20370201                         6.2                    5.7      No MI                    No                        360
      20370201                        7.69                   7.19      No MI                    Yes                       480
      20370201                      10.525                 10.025      No MI                    No                        360
      20370201                           8                    7.5      No MI                    No                        360
      20370201                         7.1                    6.6      No MI                    No                        360
      20370201                        9.44                   8.94      No MI                    No                        360
      20370201                        5.95                   5.45      No MI                    No                        360
      20370201                         7.3                    6.8      No MI                    No                        360
      20270201                          11                   10.5      No MI                    No                        240
      20370201                         7.9                    7.4      No MI                    No                        360
      20370201                        7.64                   7.14      No MI                    No                        360
      20220201                        7.29                   6.79      No MI                    No                        180
      20370201                         7.9                    7.4      No MI                    No                        360
      20370201                         8.8                    8.3      No MI                    No                        360
      20370201                        8.45                   7.95      No MI                    No                        360
      20370201                        5.55                   5.05      No MI                    Yes                       480
      20370201                        9.25                   8.75      No MI                    No                        360
      20370201                        8.94                   8.44      No MI                    No                        360
      20370201                       9.038                  8.538      No MI                    Yes                       480
      20370201                        6.74                   6.24      No MI                    No                        360
      20370201                        9.69                   9.19      No MI                    No                        360
      20370201                         8.1                    7.6      No MI                    No                        360
      20370201                        7.49                   6.99      No MI                    No                        360
      20370201                        6.79                   6.29      No MI                    Yes                       480
      20370201                        7.64                   7.14      No MI                    No                        360
      20370201                        5.75                   5.25      No MI                    No                        360
      20370201                        8.39                   7.89      No MI                    Yes                       480
      20220201                       11.49                  10.99      No MI                    Yes                       360
      20370201                        5.99                   5.49      No MI                    Yes                       480
      20370201                        6.49                   5.99      No MI                    No                        360
      20370201                        6.99                   6.49      No MI                    No                        360
      20370201                        8.33                   7.83      No MI                    No                        360
      20370201                       10.49                   9.99      No MI                    No                        360
      20370201                         9.7                    9.2      No MI                    No                        360
      20370201                        8.19                   7.69      No MI                    No                        360
      20370201                         8.1                    7.6      No MI                    Yes                       480
      20370201                       10.04                   9.54      No MI                    No                        360
      20370201                        7.29                   6.79      No MI                    No                        360
      20370201                        7.09                   6.59      No MI                    No                        360
      20370201                         8.3                    7.8      No MI                    No                        360
      20370201                        7.79                   7.29      No MI                    No                        360
      20370201                        7.74                   7.24      No MI                    No                        360
      20370201                        8.74                   8.24      No MI                    No                        360
      20370201                         9.3                    8.8      No MI                    No                        360
      20370201                        7.24                   6.74      No MI                    Yes                       480
      20370201                        8.15                   7.65      No MI                    No                        360
      20370201                           7                    6.5      No MI                    No                        360
      20370201                        6.94                   6.44      No MI                    No                        360
      20370201                         6.3                    5.8      No MI                    No                        360
      20370201                       9.375                  8.875      No MI                    No                        360
      20370201                        10.7                   10.2      No MI                    Yes                       480
      20370201                        6.34                   5.84      No MI                    Yes                       600
      20370201                       8.315                  7.815      No MI                    No                        360
      20370201                        7.69                   7.19      No MI                    No                        360
      20370201                        6.89                   6.39      No MI                    No                        360
      20370201                        7.04                   6.54      No MI                    No                        360
      20370201                        11.2                   10.7      No MI                    No                        360
      20370201                        7.19                   6.69      No MI                    Yes                       600
      20370201                        11.7                   11.2      No MI                    No                        360
      20370201                        6.49                   5.99      No MI                    No                        360
      20370201                        9.34                   8.84      No MI                    No                        360
      20370201                         7.3                    6.8      No MI                    No                        360
      20370201                        9.54                   9.04      No MI                    No                        360
      20370201                        7.95                   7.45      No MI                    No                        360
      20370201                        11.6                   11.1      No MI                    No                        360
      20370201                        6.45                   5.95      No MI                    No                        360
      20370201                        7.89                   7.39      No MI                    No                        360
      20370201                         7.9                    7.4      No MI                    Yes                       480
      20370201                         8.7                    8.2      No MI                    No                        360
      20370201                         6.2                    5.7      No MI                    No                        360
      20370201                        7.25                   6.75      No MI                    No                        360
      20370201                         8.9                    8.4      No MI                    No                        360
      20370201                       8.065                  7.565      No MI                    Yes                       480
      20370201                        7.39                   6.89      No MI                    Yes                       480
      20370201                        6.49                   5.99      No MI                    Yes                       480
      20370201                        7.31                   6.81      No MI                    No                        360
      20370201                        11.3                   10.8      No MI                    No                        360
      20370201                        7.44                   6.94      No MI                    Yes                       480
      20370201                        8.14                   7.64      No MI                    No                        360
      20370201                        7.25                   6.75      No MI                    No                        360
      20370201                        7.75                   7.25      No MI                    No                        360
      20220201                       11.94                  11.44      No MI                    Yes                       360
      20370201                        9.34                   8.84      No MI                    No                        360
      20370201                        7.75                   7.25      No MI                    Yes                       480
      20370201                        7.39                   6.89      No MI                    No                        360
      20370201                       10.95                  10.45      No MI                    No                        360
      20370201                        9.19                   8.69      No MI                    Yes                       480
      20370201                           7                    6.5      No MI                    No                        360
      20370201                         9.8                    9.3      No MI                    No                        360
      20370201                        7.49                   6.99      No MI                    No                        360
      20370201                        8.25                   7.75      No MI                    Yes                       480
      20370201                           6                    5.5      No MI                    Yes                       600
      20220201                        10.4                    9.9      No MI                    Yes                       360
      20370201                        6.94                   6.44      No MI                    Yes                       480
      20370201                           8                    7.5      No MI                    No                        360
      20370201                        7.49                   6.99      No MI                    No                        360
      20370201                        6.79                   6.29      No MI                    No                        360
      20370201                           7                    6.5      No MI                    No                        360
      20370201                        10.8                   10.3      No MI                    No                        360
      20370201                        8.54                   8.04      No MI                    No                        360
      20370201                        7.25                   6.75      No MI                    Yes                       480
      20370201                        6.39                   5.89      No MI                    No                        360
      20370201                        5.85                   5.35      No MI                    No                        360
      20370201                        9.21                   8.71      No MI                    Yes                       480
      20370201                        6.29                   5.79      No MI                    No                        360
      20370201                        8.49                   7.99      No MI                    Yes                       480
      20370201                        5.65                   5.15      No MI                    No                        360
      20370201                         8.5                      8      No MI                    Yes                       480
      20370201                        5.75                   5.25      No MI                    Yes                       480
      20370201                         6.3                    5.8      No MI                    Yes                       480
      20370201                        7.14                   6.64      No MI                    No                        360
      20370201                        6.15                   5.65      No MI                    Yes                       480
      20370201                       10.09                   9.59      No MI                    No                        360
      20370201                         7.4                    6.9      No MI                    Yes                       480
      20370201                       10.29                   9.79      No MI                    Yes                       480
      20370201                        6.19                   5.69      No MI                    No                        360
      20370201                        7.59                   7.09      No MI                    No                        480
      20370201                         8.8                    8.3      No MI                    Yes                       480
      20220201                        11.1                   10.6      No MI                    Yes                       360
      20370201                        7.14                   6.64      No MI                    No                        360
      20220201                       11.35                  10.85      No MI                    Yes                       360
      20370201                        9.09                   8.59      No MI                    No                        360
      20370201                        5.84                   5.34      No MI                    Yes                       480
      20370201                        6.24                   5.74      No MI                    Yes                       480
      20370201                        6.19                   5.69      No MI                    Yes                       480
      20220201                        11.1                   10.6      No MI                    Yes                       360
      20370201                        9.49                   8.99      No MI                    Yes                       480
      20370201                        8.34                   7.84      No MI                    No                        360
      20370201                         9.4                    8.9      No MI                    No                        360
      20370201                        7.49                   6.99      No MI                    No                        360
      20370201                         7.1                    6.6      No MI                    Yes                       600
      20370201                        7.74                   7.24      No MI                    Yes                       480
      20370201                         7.6                    7.1      No MI                    Yes                       480
      20370201                        8.55                   8.05      No MI                    No                        360
      20370201                        7.75                   7.25      No MI                    No                        360
      20370201                        7.09                   6.59      No MI                    No                        360
      20370201                           8                    7.5      No MI                    No                        360
      20370201                        8.65                   8.15      No MI                    No                        360
      20370201                        6.49                   5.99      No MI                    Yes                       480
      20370201                        6.84                   6.34      No MI                    No                        360
      20370201                        7.44                   6.94      No MI                    Yes                       480
      20370201                       9.603                  9.103      No MI                    No                        360
      20370201                        7.54                   7.04      No MI                    No                        360
      20370201                        8.89                   8.39      No MI                    Yes                       480
      20370201                        7.49                   6.99      No MI                    No                        360
      20370201                        7.34                   6.84      No MI                    No                        360
      20370201                        6.44                   5.94      No MI                    Yes                       480
      20370201                         8.9                    8.4      No MI                    No                        360
      20370201                        8.99                   8.49      No MI                    Yes                       480
      20370201                        6.79                   6.29      No MI                    No                        360
      20370201                        8.35                   7.85      No MI                    Yes                       480
      20370201                        8.25                   7.75      No MI                    No                        360
      20370201                        8.99                   8.49      No MI                    No                        360
      20370201                       10.24                   9.74      No MI                    No                        360
      20370201                        6.49                   5.99      No MI                    Yes                       600
      20370201                        7.94                   7.44      No MI                    No                        360
      20370201                        8.69                   8.19      No MI                    No                        360
      20220201                       10.95                  10.45      No MI                    Yes                       360
      20370201                        8.99                   8.49      No MI                    Yes                       480
      20370201                        5.89                   5.39      No MI                    No                        360
      20370201                        7.89                   7.39      No MI                    No                        360
      20370201                        11.6                   11.1      No MI                    No                        360
      20370201                         9.1                    8.6      No MI                    No                        360
      20370201                         5.5                      5      No MI                    Yes                       480
      20370201                        7.39                   6.89      No MI                    No                        360
      20370201                         9.5                      9      No MI                    No                        360
      20370201                       9.965                  9.465      No MI                    No                        360
      20370201                        9.34                   8.84      No MI                    No                        360
      20370201                       8.165                  7.665      No MI                    No                        360
      20370201                        8.79                   8.29      No MI                    Yes                       480
      20370201                        8.29                   7.79      No MI                    Yes                       480
      20370201                        7.49                   6.99      No MI                    Yes                       480
      20370201                       10.49                   9.99      No MI                    No                        360
      20370201                        6.59                   6.09      No MI                    No                        360
      20370201                        7.75                   7.25      No MI                    Yes                       480
      20370201                        8.99                   8.49      No MI                    Yes                       480
      20370201                        7.09                   6.59      No MI                    No                        360
      20370201                       5.575                  5.075      No MI                    No                        360
      20370201                       8.215                  7.715      No MI                    Yes                       600
      20370201                        8.39                   7.89      No MI                    Yes                       480
      20370201                           6                    5.5      No MI                    No                        360
      20370201                        8.35                   7.85      No MI                    Yes                       480
      20370201                        7.34                   6.84      No MI                    Yes                       480
      20370201                        9.05                   8.55      No MI                    Yes                       480
      20370201                         6.9                    6.4      No MI                    No                        360
      20270201                        7.05                   6.55      No MI                    No                        240
      20370201                        6.49                   5.99      No MI                    No                        360
      20370201                        6.49                   5.99      No MI                    No                        360
      20370201                        8.49                   7.99      No MI                    No                        360
      20370201                        7.05                   6.55      No MI                    No                        360
      20370201                        7.19                   6.69      No MI                    No                        360
      20370201                        6.69                   6.19      No MI                    Yes                       480
      20370201                        7.25                   6.75      No MI                    No                        360
      20370201                        6.49                   5.99      No MI                    No                        360
      20370201                       11.95                  11.45      No MI                    No                        360
      20370201                         9.5                      9      No MI                    No                        360
      20370201                        6.99                   6.49      No MI                    No                        360
      20370201                        8.74                   8.24      No MI                    No                        360
      20370201                       10.49                   9.99      No MI                    No                        360
      20370201                        9.49                   8.99      No MI                    Yes                       480
      20370201                        8.49                   7.99      No MI                    No                        360
      20370201                         7.2                    6.7      No MI                    Yes                       480
      20370201                        7.85                   7.35      No MI                    Yes                       480
      20370201                        9.49                   8.99      No MI                    No                        360
      20370201                       10.75                  10.25      No MI                    No                        360
      20370201                        6.09                   5.59      No MI                    Yes                       600
      20370201                         8.6                    8.1      No MI                    Yes                       480
      20220201                        8.75                   8.25      No MI                    Yes                       360
      20370201                        5.59                   5.09      No MI                    No                        360
      20370201                        8.75                   8.25      No MI                    Yes                       480
      20220201                       11.15                  10.65      No MI                    Yes                       360
      20370201                           7                    6.5      No MI                    Yes                       480
      20370201                        7.64                   7.14      No MI                    No                        360
      20370201                         6.7                    6.2      No MI                    Yes                       480
      20370201                       7.065                  6.565      No MI                    No                        360
      20370201                        7.04                   6.54      No MI                    No                        360
      20370201                        6.64                   6.14      No MI                    Yes                       480
      20370201                         8.7                    8.2      No MI                    No                        360
      20370201                           8                    7.5      No MI                    Yes                       480
      20370201                        8.35                   7.85      No MI                    Yes                       480
      20220201                       11.49                  10.99      No MI                    Yes                       360
      20370201                        7.49                   6.99      No MI                    Yes                       480
      20370201                        6.75                   6.25      No MI                    No                        360
      20370201                           8                    7.5      No MI                    Yes                       480
      20370201                        8.09                   7.59      No MI                    No                        360
      20370201                        7.89                   7.39      No MI                    No                        360
      20270201                        9.45                   8.95      No MI                    No                        240
      20370201                        7.49                   6.99      No MI                    Yes                       480
      20370201                        7.99                   7.49      No MI                    Yes                       480
      20370201                         8.1                    7.6      No MI                    No                        360
      20370201                         5.4                    4.9      No MI                    No                        360
      20370201                         7.7                    7.2      No MI                    Yes                       480
      20370201                        9.09                   8.59      No MI                    No                        360
      20370201                        8.14                   7.64      No MI                    Yes                       480
      20370201                        8.44                   7.94      No MI                    Yes                       480
      20370201                        8.19                   7.69      No MI                    Yes                       480
      20370201                        6.63                   6.13      No MI                    No                        480
      20370201                        6.89                   6.39      No MI                    No                        360
      20370201                       10.75                  10.25      No MI                    No                        360
      20370201                        8.09                   7.59      No MI                    No                        360
      20370201                        6.99                   6.49      No MI                    Yes                       480
      20370201                        8.94                   8.44      No MI                    No                        360
      20370201                        7.54                   7.04      No MI                    No                        360
      20370201                        6.94                   6.44      No MI                    No                        360
      20370201                        8.59                   8.09      No MI                    No                        360
      20370201                        8.49                   7.99      No MI                    No                        360
      20370201                        7.49                   6.99      No MI                    No                        360
      20370201                        6.25                   5.75      No MI                    No                        360
      20220201                          11                   10.5      No MI                    Yes                       360
      20370201                        8.19                   7.69      No MI                    No                        360
      20370201                        6.49                   5.99      No MI                    Yes                       480
      20370201                       9.125                  8.625      No MI                    No                        360
      20370201                        8.39                   7.89      No MI                    No                        360
      20370201                        6.39                   5.89      No MI                    No                        360
      20220201                        12.2                   11.7      No MI                    Yes                       360
      20370201                        6.75                   6.25      No MI                    Yes                       480
      20370201                        9.25                   8.75      No MI                    Yes                       480
      20370201                        7.74                   7.24      No MI                    Yes                       600
      20370201                        6.65                   6.15      No MI                    Yes                       480
      20370201                        6.75                   6.25      No MI                    Yes                       480
      20370201                        7.99                   7.49      No MI                    No                        360
      20370201                        8.75                   8.25      No MI                    No                        360
      20370201                        8.55                   8.05      No MI                    No                        360
      20370201                        8.95                   8.45      No MI                    Yes                       480
      20370201                       11.14                  10.64      No MI                    No                        360
      20370201                        8.35                   7.85      No MI                    Yes                       600
      20370201                        9.24                   8.74      No MI                    Yes                       480
      20370201                        9.44                   8.94      No MI                    No                        360
      20370201                        7.09                   6.59      No MI                    No                        360
      20370201                        5.99                   5.49      No MI                    Yes                       480
      20370201                        7.54                   7.04      No MI                    Yes                       480
      20370201                           6                    5.5      No MI                    No                        360
      20370201                        8.34                   7.84      No MI                    Yes                       480
      20370201                        7.79                   7.29      No MI                    No                        360
      20370201                      10.565                 10.065      No MI                    No                        360
      20370201                        9.34                   8.84      No MI                    No                        360
      20370201                        5.74                   5.24      No MI                    Yes                       480
      20370201                        7.24                   6.74      No MI                    Yes                       480
      20370201                         9.2                    8.7      No MI                    No                        360
      20370201                        6.39                   5.89      No MI                    No                        360
      20370201                        8.55                   8.05      No MI                    Yes                       480
      20370201                       10.95                  10.45      No MI                    No                        360
      20370201                        7.49                   6.99      No MI                    No                        360
      20370201                        7.34                   6.84      No MI                    No                        360
      20370201                        6.65                   6.15      No MI                    No                        360
      20370201                        8.49                   7.99      No MI                    Yes                       480
      20370201                        8.29                   7.79      No MI                    No                        360
      20370201                        8.95                   8.45      No MI                    No                        360
      20370201                         9.4                    8.9      No MI                    No                        360
      20370201                        8.99                   8.49      No MI                    No                        360
      20370201                         6.7                    6.2      No MI                    No                        360
      20370201                        8.65                   8.15      No MI                    Yes                       480
      20370201                        8.69                   8.19      No MI                    Yes                       480
      20370201                        7.84                   7.34      No MI                    No                        360
      20370201                        7.75                   7.25      No MI                    No                        360
      20370201                        5.75                   5.25      No MI                    Yes                       600
      20370201                        7.45                   6.95      No MI                    No                        480
      20370201                        6.49                   5.99      No MI                    No                        360
      20370201                           8                    7.5      No MI                    Yes                       600
      20370201                       5.999                  5.499      No MI                    No                        360
      20370201                        7.19                   6.69      No MI                    No                        360
      20370201                         8.9                    8.4      No MI                    Yes                       480
      20370201                        5.28                   4.78      No MI                    No                        360
      20370201                        7.65                   7.15      No MI                    No                        360
      20370201                        12.2                   11.7      No MI                    No                        360
      20370201                        6.85                   6.35      No MI                    Yes                       480
      20370201                        9.09                   8.59      No MI                    No                        360
      20370201                         6.6                    6.1      No MI                    Yes                       600
      20370201                        6.75                   6.25      No MI                    Yes                       600
      20370201                         9.2                    8.7      No MI                    No                        360
      20370201                        9.09                   8.59      No MI                    Yes                       480
      20370201                        9.44                   8.94      No MI                    No                        360
      20370201                        7.54                   7.04      No MI                    No                        360
      20370201                        6.79                   6.29      No MI                    Yes                       480
      20370201                        9.04                   8.54      No MI                    Yes                       480
      20370201                         6.2                    5.7      No MI                    No                        360
      20370201                         6.5                      6      No MI                    Yes                       480
      20370201                        5.95                   5.45      No MI                    Yes                       600
      20370201                        7.29                   6.79      No MI                    No                        360
      20370201                         6.3                    5.8      No MI                    Yes                       480
      20370201                          11                   10.5      No MI                    No                        360
      20370201                           8                    7.5      No MI                    No                        360
      20370201                        7.59                   7.09      No MI                    No                        360
      20370201                         6.5                      6      No MI                    No                        360
      20370201                        6.49                   5.99      No MI                    Yes                       480
      20370201                        6.45                   5.95      No MI                    No                        360
      20370201                        8.75                   8.25      No MI                    No                        360
      20370201                         6.4                    5.9      No MI                    No                        360
      20370201                       10.49                   9.99      No MI                    No                        360
      20370201                        7.84                   7.34      No MI                    No                        360
      20370201                         5.8                    5.3      No MI                    No                        360
      20370201                        8.15                   7.65      No MI                    Yes                       480
      20370201                        8.55                   8.05      No MI                    No                        360
      20370201                        9.34                   8.84      No MI                    No                        360
      20370201                         7.1                    6.6      No MI                    No                        360
      20370201                        10.8                   10.3      No MI                    No                        360
      20370201                        7.39                   6.89      No MI                    Yes                       480
      20370201                        6.09                   5.59      No MI                    No                        360
      20370201                        9.15                   8.65      No MI                    No                        360
      20370201                        6.99                   6.49      No MI                    No                        360
      20370201                        6.74                   6.24      No MI                    Yes                       480
      20370201                        8.39                   7.89      No MI                    No                        360
      20370201                        5.75                   5.25      No MI                    No                        360
      20370201                        8.24                   7.74      No MI                    No                        360
      20370201                        7.49                   6.99      No MI                    No                        360
      20370201                        8.14                   7.64      No MI                    No                        360
      20370201                         7.5                      7      No MI                    No                        360
      20370201                       11.35                  10.85      No MI                    No                        360
      20370201                        6.49                   5.99      No MI                    No                        360
      20370201                        7.49                   6.99      No MI                    No                        360
      20370201                         8.4                    7.9      No MI                    Yes                       480
      20370201                         8.4                    7.9      No MI                    Yes                       480
      20370201                        8.25                   7.75      No MI                    Yes                       480
      20370201                        10.9                   10.4      No MI                    No                        360
      20370201                        7.99                   7.49      No MI                    No                        360
      20370201                        7.79                   7.29      No MI                    No                        360
      20370201                           7                    6.5      No MI                    No                        360
      20370201                       10.15                   9.65      No MI                    No                        360
      20370201                        9.74                   9.24      No MI                    No                        360
      20370201                        6.69                   6.19      No MI                    No                        360
      20370201                        7.85                   7.35      No MI                    No                        360
      20220201                       10.95                  10.45      No MI                    Yes                       360
      20370201                        6.99                   6.49      No MI                    Yes                       480
      20370201                        8.65                   8.15      No MI                    No                        360
      20370201                       11.49                  10.99      No MI                    No                        360
      20370201                        5.99                   5.49      No MI                    No                        360
      20370201                        5.75                   5.25      No MI                    Yes                       480
      20370201                         8.2                    7.7      No MI                    No                        360
      20370201                         9.3                    8.8      No MI                    Yes                       480
      20370201                         8.9                    8.4      No MI                    Yes                       480
      20370201                        6.45                   5.95      No MI                    No                        360
      20370201                        5.65                   5.15      No MI                    No                        360
      20370201                         6.3                    5.8      No MI                    Yes                       480
      20370201                        7.98                   7.48      No MI                    No                        360
      20370201                        7.55                   7.05      No MI                    No                        360
      20370201                        8.75                   8.25      No MI                    Yes                       480
      20370201                         7.6                    7.1      No MI                    No                        360
      20370201                        5.75                   5.25      No MI                    No                        360
      20370201                        5.75                   5.25      No MI                    No                        360
      20220201                       10.49                   9.99      No MI                    Yes                       360
      20370201                        7.04                   6.54      No MI                    Yes                       480
      20370201                        6.75                   6.25      No MI                    No                        360
      20370201                       11.95                  11.45      No MI                    No                        360
      20370201                       10.64                  10.14      No MI                    No                        360
      20370201                         6.9                    6.4      No MI                    Yes                       480
      20370201                        6.79                   6.29      No MI                    No                        360
      20370201                         6.7                    6.2      No MI                    No                        360
      20370201                         6.4                    5.9      No MI                    Yes                       600
      20370201                        7.79                   7.29      No MI                    No                        360
      20370201                        7.79                   7.29      No MI                    No                        360
      20370201                       11.95                  11.45      No MI                    No                        360
      20370201                        8.75                   8.25      No MI                    No                        360
      20370201                        5.85                   5.35      No MI                    No                        360
      20370201                        6.49                   5.99      No MI                    No                        360
      20370201                        7.95                   7.45      No MI                    No                        360
      20370201                        6.99                   6.49      No MI                    No                        360
      20370201                        11.7                   11.2      No MI                    No                        360
      20220201                         9.9                    9.4      No MI                    No                        180
      20370201                        7.99                   7.49      No MI                    Yes                       480
      20370201                       10.34                   9.84      No MI                    No                        360
      20370201                        6.14                   5.64      No MI                    Yes                       480
      20370201                        6.95                   6.45      No MI                    Yes                       480
      20370201                       10.49                   9.99      No MI                    No                        360
      20370201                        6.25                   5.75      No MI                    Yes                       600
      20220201                        11.2                   10.7      No MI                    No                        180
      20370201                        8.39                   7.89      No MI                    Yes                       600
      20370201                        8.25                   7.75      No MI                    No                        360
      20370201                         6.1                    5.6      No MI                    Yes                       480
      20370201                        6.54                   6.04      No MI                    Yes                       480
      20370201                        6.49                   5.99      No MI                    No                        360
      20370201                         8.2                    7.7      No MI                    Yes                       480
      20370201                        11.3                   10.8      No MI                    No                        360
      20370201                      10.575                 10.075      No MI                    No                        360
      20370201                        7.59                   7.09      No MI                    Yes                       600
      20370201                         6.2                    5.7      No MI                    No                        360
      20370201                        7.49                   6.99      No MI                    Yes                       480
      20370201                         6.4                    5.9      No MI                    No                        360
      20370201                        9.64                   9.14      No MI                    No                        480
      20220201                       7.265                  6.765      No MI                    No                        180
      20370201                         8.4                    7.9      No MI                    No                        360
      20370201                        7.89                   7.39      No MI                    Yes                       480
      20370201                        8.24                   7.74      No MI                    No                        360
      20370201                           6                    5.5      No MI                    Yes                       600
      20370201                       11.85                  11.35      No MI                    No                        360
      20370201                        8.45                   7.95      No MI                    No                        360
      20220201                        7.96                   7.46      No MI                    No                        180
      20370201                        6.64                   6.14      No MI                    No                        360
      20370201                        8.19                   7.69      No MI                    Yes                       480
      20370201                        7.39                   6.89      No MI                    No                        360
      20370201                        6.75                   6.25      No MI                    Yes                       480
      20370201                        7.49                   6.99      No MI                    Yes                       480
      20370201                        9.65                   9.15      No MI                    No                        360
      20370201                        6.34                   5.84      No MI                    No                        360
      20370201                        8.55                   8.05      No MI                    No                        360
      20370201                         7.5                      7      No MI                    No                        360
      20370201                        9.25                   8.75      No MI                    Yes                       480
      20370201                         9.5                      9      No MI                    No                        360
      20370201                          10                    9.5      No MI                    No                        360
      20370201                       12.05                  11.55      No MI                    No                        360
      20370201                        6.79                   6.29      No MI                    Yes                       480
      20370201                        7.89                   7.39      No MI                    No                        360
      20220201                       11.35                  10.85      No MI                    No                        180
      20370201                       10.49                   9.99      No MI                    No                        360
      20370201                        5.45                   4.95      No MI                    No                        360
      20370201                        6.04                   5.54      No MI                    No                        360
      20370201                         7.1                    6.6      No MI                    No                        360
      20370201                        7.34                   6.84      No MI                    No                        360
      20370201                        8.99                   8.49      No MI                    No                        360
      20370201                       10.34                   9.84      No MI                    No                        360
      20370201                        7.04                   6.54      No MI                    No                        360
      20370201                        8.84                   8.34      No MI                    Yes                       480
      20370201                         8.1                    7.6      No MI                    Yes                       600
      20370201                       10.35                   9.85      No MI                    No                        360
      20370201                        8.69                   8.19      No MI                    Yes                       480
      20370201                           6                    5.5      No MI                    No                        360
      20370201                        9.35                   8.85      No MI                    Yes                       480
      20370201                      11.215                 10.715      No MI                    No                        360
      20370201                         9.3                    8.8      No MI                    No                        360
      20370201                        7.44                   6.94      No MI                    No                        360
      20370201                        6.24                   5.74      No MI                    No                        360
      20370201                        6.25                   5.75      No MI                    No                        360
      20370201                        8.74                   8.24      No MI                    Yes                       480
      20370201                       11.49                  10.99      No MI                    No                        360
      20370201                         5.5                      5      No MI                    No                        360
      20370201                        8.35                   7.85      No MI                    Yes                       480
      20370201                       7.425                  6.925      No MI                    No                        360
      20370201                         7.6                    7.1      No MI                    Yes                       480
      20370201                        8.99                   8.49      No MI                    No                        360
      20370201                        8.14                   7.64      No MI                    No                        480
      20370201                        6.09                   5.59      No MI                    No                        360
      20370201                       10.24                   9.74      No MI                    No                        360
      20370201                        8.15                   7.65      No MI                    No                        360
      20370201                         6.6                    6.1      No MI                    Yes                       480
      20370201                       8.725                  8.225      No MI                    Yes                       480
      20370201                       9.495                  8.995      No MI                    No                        360
      20370201                        6.49                   5.99      No MI                    No                        360
      20370201                         6.5                      6      No MI                    No                        360
      20370201                        7.74                   7.24      No MI                    No                        360
      20370201                        6.45                   5.95      No MI                    No                        360
      20370201                        6.49                   5.99      No MI                    No                        360
      20370201                        8.09                   7.59      No MI                    No                        360
      20220201                       10.49                   9.99      No MI                    Yes                       360
      20370201                        6.86                   6.36      No MI                    Yes                       600
      20370201                        6.24                   5.74      No MI                    Yes                       480
      20370201                        7.39                   6.89      No MI                    No                        360
      20370201                        7.75                   7.25      No MI                    No                        360
      20370201                         6.8                    6.3      No MI                    No                        360
      20370201                        7.29                   6.79      No MI                    Yes                       480
      20370201                        8.09                   7.59      No MI                    Yes                       480
      20370201                         8.7                    8.2      No MI                    Yes                       480
      20370201                        7.49                   6.99      No MI                    Yes                       480
      20370201                        7.49                   6.99      No MI                    Yes                       480
      20370201                        7.45                   6.95      No MI                    Yes                       480
      20370201                        8.94                   8.44      No MI                    No                        360
      20370201                       10.59                  10.09      No MI                    No                        360
      20370201                        6.05                   5.55      No MI                    No                        360
      20370201                        7.69                   7.19      No MI                    No                        360
      20370201                        6.95                   6.45      No MI                    Yes                       480
      20370201                        8.19                   7.69      No MI                    Yes                       480
      20370201                       9.865                  9.365      No MI                    Yes                       480
      20370201                       9.615                  9.115      No MI                    No                        360
      20370201                        8.49                   7.99      No MI                    Yes                       600
      20370201                       8.875                  8.375      No MI                    No                        360
      20370201                        7.59                   7.09      No MI                    Yes                       480
      20370201                         8.2                    7.7      No MI                    Yes                       480
      20370201                        7.44                   6.94      No MI                    Yes                       480
      20370201                        7.14                   6.64      No MI                    No                        360
      20370201                        9.49                   8.99      No MI                    No                        360
      20370201                        6.75                   6.25      No MI                    Yes                       600
      20370201                        8.49                   7.99      No MI                    Yes                       480
      20370201                         8.3                    7.8      No MI                    Yes                       480
      20370201                        6.89                   6.39      No MI                    Yes                       600
      20370201                        7.49                   6.99      No MI                    Yes                       480
      20370201                        9.15                   8.65      No MI                    No                        360
      20370201                        6.49                   5.99      No MI                    Yes                       480
      20370201                         7.5                      7      No MI                    No                        360
      20370201                        6.89                   6.39      No MI                    No                        360
      20370201                        6.75                   6.25      No MI                    No                        480
      20220201                       10.75                  10.25      No MI                    Yes                       360
      20370201                        5.75                   5.25      No MI                    No                        360
      20370201                        6.09                   5.59      No MI                    No                        360
      20370201                        6.39                   5.89      No MI                    Yes                       480
      20370201                        7.85                   7.35      No MI                    Yes                       600
      20370201                        8.39                   7.89      No MI                    Yes                       480
      20370201                        9.64                   9.14      No MI                    No                        360
      20370201                        7.04                   6.54      No MI                    No                        360
      20370201                        5.75                   5.25      No MI                    Yes                       600
      20370201                         7.2                    6.7      No MI                    No                        360
      20370201                        11.5                     11      No MI                    No                        360
      20370201                        7.89                   7.39      No MI                    No                        480
      20370201                        6.65                   6.15      No MI                    Yes                       600
      20370201                         7.9                    7.4      No MI                    Yes                       480
      20370201                       7.015                  6.515      No MI                    No                        360
      20370201                        9.54                   9.04      No MI                    No                        360
      20370201                        7.75                   7.25      No MI                    No                        360
      20370201                         7.4                    6.9      No MI                    Yes                       480
      20370201                        6.19                   5.69      No MI                    Yes                       480
      20220201                        7.59                   7.09      No MI                    No                        180
      20370201                       10.95                  10.45      No MI                    No                        360
      20370201                        6.84                   6.34      No MI                    Yes                       480
      20370201                        7.34                   6.84      No MI                    Yes                       480
      20370201                        7.34                   6.84      No MI                    No                        360
      20370201                        6.49                   5.99      No MI                    Yes                       480
      20370201                        8.49                   7.99      No MI                    No                        360
      20370201                        7.84                   7.34      No MI                    No                        360
      20370201                        6.79                   6.29      No MI                    Yes                       600
      20370201                        9.49                   8.99      No MI                    No                        360
      20370201                        9.25                   8.75      No MI                    No                        360
      20370201                       10.74                  10.24      No MI                    Yes                       480
      20370201                           6                    5.5      No MI                    No                        360
      20370201                       8.165                  7.665      No MI                    Yes                       480
      20370201                        7.45                   6.95      No MI                    Yes                       480
      20370201                        8.29                   7.79      No MI                    No                        360
      20370201                        7.49                   6.99      No MI                    Yes                       480
      20370201                       7.875                  7.375      No MI                    No                        360
      20370201                        6.95                   6.45      No MI                    No                        360
      20370201                        7.49                   6.99      No MI                    No                        360
      20370201                        5.94                   5.44      No MI                    No                        360
      20370201                        7.49                   6.99      No MI                    No                        360
      20370201                        5.94                   5.44      No MI                    No                        360
      20220201                       11.45                  10.95      No MI                    Yes                       360
      20370201                        7.39                   6.89      No MI                    Yes                       480
      20370201                        6.75                   6.25      No MI                    Yes                       600
      20370201                        7.95                   7.45      No MI                    Yes                       480
      20370201                       6.375                  5.875      No MI                    No                        360
      20220201                        9.75                   9.25      No MI                    Yes                       360
      20370201                        7.95                   7.45      No MI                    No                        360
      20270201                        8.49                   7.99      No MI                    No                        240
      20370201                           7                    6.5      No MI                    No                        360
      20370201                        6.84                   6.34      No MI                    Yes                       480
      20370201                        8.59                   8.09      No MI                    No                        360
      20370201                        7.04                   6.54      No MI                    Yes                       600
      20370201                        8.39                   7.89      No MI                    No                        360
      20370201                        6.75                   6.25      No MI                    No                        360
      20370201                        7.15                   6.65      No MI                    No                        360
      20370201                        8.74                   8.24      No MI                    No                        360
      20370201                        6.75                   6.25      No MI                    No                        360
      20370201                        8.15                   7.65      No MI                    No                        360
      20370201                        6.99                   6.49      No MI                    No                        360
      20370201                        8.15                   7.65      No MI                    No                        360
      20370201                        9.35                   8.85      No MI                    No                        360
      20370201                        6.44                   5.94      No MI                    No                        360
      20270201                        11.3                   10.8      No MI                    No                        240
      20370201                           8                    7.5      No MI                    No                        360
      20370201                        7.65                   7.15      No MI                    No                        360
      20370201                         7.2                    6.7      No MI                    No                        360
      20370201                        6.75                   6.25      No MI                    Yes                       480
      20370201                        8.89                   8.39      No MI                    No                        360
      20370201                       10.25                   9.75      No MI                    No                        360
      20370201                        8.39                   7.89      No MI                    Yes                       600
      20370201                        8.35                   7.85      No MI                    No                        360
      20370201                        8.49                   7.99      No MI                    No                        360
      20370201                        6.84                   6.34      No MI                    No                        360
      20370201                        6.25                   5.75      No MI                    No                        360
      20370201                        7.69                   7.19      No MI                    No                        360
      20370201                         5.6                    5.1      No MI                    No                        360
      20370201                        8.99                   8.49      No MI                    Yes                       480
      20370201                        7.99                   7.49      No MI                    No                        360
      20370201                         9.2                    8.7      No MI                    No                        360
      20370201                        6.49                   5.99      No MI                    Yes                       480
      20370201                         7.5                      7      No MI                    No                        360
      20370201                        8.75                   8.25      No MI                    Yes                       480
      20370201                        7.49                   6.99      No MI                    No                        360
      20370201                        8.79                   8.29      No MI                    Yes                       480
      20370201                         5.8                    5.3      No MI                    No                        360
      20370201                         7.8                    7.3      No MI                    Yes                       600
      20220201                         9.5                      9      No MI                    Yes                       360
      20370201                           9                    8.5      No MI                    No                        360
      20220201                       10.95                  10.45      No MI                    Yes                       360
      20370201                        7.49                   6.99      No MI                    Yes                       480
      20370201                        7.34                   6.84      No MI                    Yes                       480
      20370201                        8.49                   7.99      No MI                    Yes                       480
      20370201                        7.19                   6.69      No MI                    No                        360
      20370201                        7.24                   6.74      No MI                    Yes                       600
      20370201                        7.64                   7.14      No MI                    No                        360
      20370201                        6.74                   6.24      No MI                    Yes                       600
      20370201                        9.49                   8.99      No MI                    No                        360
      20370201                        9.25                   8.75      No MI                    Yes                       480
      20370201                        8.69                   8.19      No MI                    No                        360
      20370201                       10.25                   9.75      No MI                    No                        360
      20370201                         7.4                    6.9      No MI                    Yes                       480
      20370201                         8.4                    7.9      No MI                    Yes                       480
      20370201                        8.24                   7.74      No MI                    No                        360
      20370201                        6.19                   5.69      No MI                    Yes                       600
      20370201                        9.75                   9.25      No MI                    No                        360
      20370201                        5.67                   5.17      No MI                    No                        360
      20220201                        11.6                   11.1      No MI                    Yes                       360
      20370201                         9.8                    9.3      No MI                    No                        360
      20370201                       11.05                  10.55      No MI                    No                        360
      20370201                        9.24                   8.74      No MI                    No                        360
      20370201                        9.49                   8.99      No MI                    No                        360
      20370201                        7.49                   6.99      No MI                    Yes                       480
      20370201                        5.75                   5.25      No MI                    No                        360
      20370201                         8.2                    7.7      No MI                    No                        360
      20370201                        7.65                   7.15      No MI                    No                        360
      20370201                        7.44                   6.94      No MI                    Yes                       600
      20370201                        8.09                   7.59      No MI                    Yes                       480
      20370201                        9.14                   8.64      No MI                    No                        360
      20370201                         6.4                    5.9      No MI                    No                        360
      20370201                        9.79                   9.29      No MI                    No                        360
      20370201                         9.4                    8.9      No MI                    Yes                       480
      20370201                        7.75                   7.25      No MI                    Yes                       480
      20370201                         7.6                    7.1      No MI                    No                        360
      20370201                        8.65                   8.15      No MI                    No                        360
      20370201                        5.75                   5.25      No MI                    Yes                       480
      20370201                         9.3                    8.8      No MI                    No                        360
      20370201                        5.49                   4.99      No MI                    Yes                       480
      20370201                        7.25                   6.75      No MI                    No                        360
      20370201                        9.55                   9.05      No MI                    No                        360
      20370201                        8.05                   7.55      No MI                    Yes                       480
      20370201                        8.19                   7.69      No MI                    No                        360
      20370201                        9.75                   9.25      No MI                    No                        360
      20370201                        8.34                   7.84      No MI                    Yes                       480
      20370201                        8.05                   7.55      No MI                    No                        360
      20370201                        7.64                   7.14      No MI                    Yes                       480
      20370201                         7.1                    6.6      No MI                    Yes                       480
      20370201                        6.89                   6.39      No MI                    Yes                       480
      20370201                         7.9                    7.4      No MI                    No                        360
      20370201                        7.44                   6.94      No MI                    No                        360
      20370201                        7.69                   7.19      No MI                    No                        360
      20370201                        8.65                   8.15      No MI                    Yes                       480
      20370201                        7.64                   7.14      No MI                    No                        360
      20370201                        12.1                   11.6      No MI                    No                        360
      20370201                        6.25                   5.75      No MI                    Yes                       600
      20370201                        7.95                   7.45      No MI                    No                        360
      20370201                        8.49                   7.99      No MI                    Yes                       480
      20370201                        6.59                   6.09      No MI                    No                        360
      20370201                        8.39                   7.89      No MI                    No                        360
      20370201                        8.89                   8.39      No MI                    No                        360
      20370201                       7.875                  7.375      No MI                    No                        360
      20370201                        6.59                   6.09      No MI                    Yes                       480
      20220201                       10.95                  10.45      No MI                    Yes                       360
      20370201                        11.6                   11.1      No MI                    No                        360
      20370201                        8.49                   7.99      No MI                    Yes                       480
      20370201                         7.2                    6.7      No MI                    Yes                       480
      20370201                        8.29                   7.79      No MI                    No                        360
      20370201                        9.34                   8.84      No MI                    No                        360
      20370201                        6.99                   6.49      No MI                    No                        360
      20370201                        7.94                   7.44      No MI                    No                        360
      20370201                         6.7                    6.2      No MI                    Yes                       480
      20370201                         8.3                    7.8      No MI                    No                        360
      20220201                       10.85                  10.35      No MI                    Yes                       360
      20370201                        7.95                   7.45      No MI                    Yes                       480
      20370201                        5.94                   5.44      No MI                    No                        360
      20370201                        8.99                   8.49      No MI                    Yes                       480
      20370201                         6.6                    6.1      No MI                    No                        360
      20370201                           8                    7.5      No MI                    No                        360
      20370201                        8.04                   7.54      No MI                    Yes                       480
      20370201                        9.29                   8.79      No MI                    No                        360
      20370201                        6.45                   5.95      No MI                    No                        360
      20370201                        7.04                   6.54      No MI                    Yes                       480
      20370201                        9.74                   9.24      No MI                    No                        360
      20370201                        8.04                   7.54      No MI                    No                        360
      20370201                        7.49                   6.99      No MI                    Yes                       600
      20370201                        7.59                   7.09      No MI                    No                        360
      20370201                        10.7                   10.2      No MI                    No                        360
      20370201                        8.54                   8.04      No MI                    No                        360
      20370201                       8.175                  7.675      No MI                    No                        360
      20370201                        8.64                   8.14      No MI                    No                        360
      20370201                        8.99                   8.49      No MI                    No                        360
      20370201                         7.5                      7      No MI                    Yes                       480
      20370201                         8.2                    7.7      No MI                    Yes                       480
      20370201                        7.14                   6.64      No MI                    Yes                       480
      20370201                        6.04                   5.54      No MI                    Yes                       480
      20370201                        6.24                   5.74      No MI                    Yes                       600
      20370201                        8.35                   7.85      No MI                    No                        360
      20370201                        7.49                   6.99      No MI                    No                        360
      20370201                        7.44                   6.94      No MI                    Yes                       480
      20370201                        7.44                   6.94      No MI                    No                        360
      20370201                        8.65                   8.15      No MI                    No                        360
      20370201                         7.4                    6.9      No MI                    Yes                       480
      20220201                       11.95                  11.45      No MI                    Yes                       360
      20370201                        7.25                   6.75      No MI                    No                        360
      20370201                        9.65                   9.15      No MI                    No                        360
      20370201                        5.95                   5.45      No MI                    Yes                       600
      20370201                       9.925                  9.425      No MI                    No                        360
      20370201                        8.49                   7.99      No MI                    No                        360
      20370201                        8.49                   7.99      No MI                    No                        360
      20370201                        8.75                   8.25      No MI                    No                        360
      20370201                         6.7                    6.2      No MI                    No                        360
      20370201                        8.34                   7.84      No MI                    No                        360
      20370201                        7.89                   7.39      No MI                    Yes                       480
      20370201                       8.125                  7.625      No MI                    No                        360
      20370201                           8                    7.5      No MI                    No                        360
      20370201                        8.15                   7.65      No MI                    No                        360
      20370201                        8.65                   8.15      No MI                    Yes                       480
      20370201                        6.39                   5.89      No MI                    No                        360
      20370201                        7.19                   6.69      No MI                    No                        360
      20370201                        8.45                   7.95      No MI                    No                        360
      20370201                        9.49                   8.99      No MI                    No                        360
      20370201                        6.94                   6.44      No MI                    Yes                       480
      20370201                        6.94                   6.44      No MI                    No                        360
      20370201                         7.1                    6.6      No MI                    No                        360
      20370201                        7.95                   7.45      No MI                    No                        360
      20370201                       10.25                   9.75      No MI                    No                        360
      20370201                        6.19                   5.69      No MI                    No                        360
      20370201                           6                    5.5      No MI                    No                        360
      20370201                        7.69                   7.19      No MI                    No                        360
      20370201                        7.74                   7.24      No MI                    No                        360
      20370201                        7.25                   6.75      No MI                    No                        360
      20370201                        5.49                   4.99      No MI                    Yes                       600
      20370201                        7.25                   6.75      No MI                    No                        360
      20370201                        8.64                   8.14      No MI                    No                        360
      20270201                        9.45                   8.95      No MI                    No                        240
      20370201                       10.95                  10.45      No MI                    No                        360
      20370201                        9.89                   9.39      No MI                    Yes                       480
      20370201                        6.89                   6.39      No MI                    Yes                       480
      20370201                        7.75                   7.25      No MI                    No                        360
      20370201                         7.6                    7.1      No MI                    Yes                       480
      20370201                         8.9                    8.4      No MI                    No                        360
      20370201                        6.29                   5.79      No MI                    Yes                       480
      20370201                        6.55                   6.05      No MI                    No                        360
      20370201                        7.75                   7.25      No MI                    Yes                       480
      20370201                        7.04                   6.54      No MI                    No                        360
      20370201                       7.615                  7.115      No MI                    No                        360
      20370201                       10.74                  10.24      No MI                    Yes                       480
      20370201                       10.05                   9.55      No MI                    No                        360
      20370201                        5.29                   4.79      No MI                    Yes                       600
      20370201                        7.49                   6.99      No MI                    No                        360
      20370201                        11.2                   10.7      No MI                    No                        360
      20370201                        6.09                   5.59      No MI                    Yes                       480
      20370201                           6                    5.5      No MI                    No                        360
      20370201                        5.84                   5.34      No MI                    Yes                       480
      20370201                        9.04                   8.54      No MI                    No                        360
      20370201                        8.14                   7.64      No MI                    Yes                       480
      20370201                        5.75                   5.25      No MI                    Yes                       480
      20370201                        7.09                   6.59      No MI                    No                        360
      20370201                        7.25                   6.75      No MI                    Yes                       480
      20370201                       11.95                  11.45      No MI                    No                        360
      20370201                        5.79                   5.29      No MI                    No                        360
      20370201                        9.45                   8.95      No MI                    Yes                       480
      20370201                        8.24                   7.74      No MI                    Yes                       480
      20370201                        6.99                   6.49      No MI                    No                        360
      20370201                        6.35                   5.85      No MI                    No                        360
      20370201                        7.49                   6.99      No MI                    Yes                       480
      20370201                        7.45                   6.95      No MI                    Yes                       600
      20370201                        7.75                   7.25      No MI                    Yes                       600
      20370201                        7.45                   6.95      No MI                    Yes                       480
      20370201                           8                    7.5      No MI                    No                        360
      20370201                        7.95                   7.45      No MI                    No                        360
      20370201                        8.39                   7.89      No MI                    No                        360
      20370201                        7.89                   7.39      No MI                    Yes                       480
      20370201                         8.8                    8.3      No MI                    No                        360
      20370201                        7.24                   6.74      No MI                    No                        360
      20370201                        8.35                   7.85      No MI                    Yes                       480
      20370201                        7.49                   6.99      No MI                    No                        360
      20370201                        6.29                   5.79      No MI                    No                        360
      20370201                        8.49                   7.99      No MI                    Yes                       480
      20370201                         6.6                    6.1      No MI                    No                        360
      20220201                       10.55                  10.05      No MI                    Yes                       360
      20370201                        10.9                   10.4      No MI                    No                        360
      20370201                         7.7                    7.2      No MI                    No                        360
      20370201                        7.39                   6.89      No MI                    No                        360
      20370201                        7.94                   7.44      No MI                    Yes                       480
      20370201                       10.44                   9.94      No MI                    Yes                       480
      20370201                        6.49                   5.99      No MI                    No                        360
      20370201                       7.325                  6.825      No MI                    No                        360
      20370201                       10.95                  10.45      No MI                    No                        360
      20370201                        6.79                   6.29      No MI                    Yes                       480
      20220201                        11.7                   11.2      No MI                    Yes                       360
      20370201                      11.265                 10.765      No MI                    No                        360
      20370201                           6                    5.5      No MI                    Yes                       480
      20370201                        6.99                   6.49      No MI                    No                        360
      20370201                         8.8                    8.3      No MI                    Yes                       480
      20370201                         6.3                    5.8      No MI                    No                        360
      20370201                        7.49                   6.99      No MI                    No                        360
      20370201                        7.64                   7.14      No MI                    No                        360
      20370201                        12.1                   11.6      No MI                    No                        360
      20220201                       10.75                  10.25      No MI                    Yes                       360
      20370201                        7.24                   6.74      No MI                    No                        360
      20370201                        8.49                   7.99      No MI                    Yes                       480
      20370201                        6.75                   6.25      No MI                    No                        360
      20370201                        6.35                   5.85      No MI                    No                        360
      20370201                        10.8                   10.3      No MI                    No                        360
      20370201                        7.65                   7.15      No MI                    Yes                       600
      20370201                         6.3                    5.8      No MI                    Yes                       480
      20370201                        7.44                   6.94      No MI                    Yes                       480
      20370201                         7.5                      7      No MI                    No                        360
      20370201                        6.29                   5.79      No MI                    No                        360
      20370201                         7.4                    6.9      No MI                    No                        360
      20370201                           7                    6.5      No MI                    No                        360
      20370201                        8.65                   8.15      No MI                    No                        360
      20370201                        7.49                   6.99      No MI                    No                        360
      20370201                        6.69                   6.19      No MI                    No                        360
      20370201                        6.45                   5.95      No MI                    Yes                       480
      20370201                       9.925                  9.425      No MI                    Yes                       480
      20370201                        9.24                   8.74      No MI                    Yes                       480
      20370201                        6.65                   6.15      No MI                    Yes                       480
      20370201                         7.1                    6.6      No MI                    Yes                       480
      20370201                        6.49                   5.99      No MI                    No                        360
      20370201                        5.75                   5.25      No MI                    Yes                       480
      20370201                        7.34                   6.84      No MI                    Yes                       600
      20370201                        6.44                   5.94      No MI                    Yes                       600
      20370201                       6.375                  5.875      No MI                    No                        360
      20370201                         8.3                    7.8      No MI                    No                        360
      20370201                        6.69                   6.19      No MI                    Yes                       600
      20370201                         8.2                    7.7      No MI                    No                        360
      20370201                        6.49                   5.99      No MI                    Yes                       480
      20370201                        6.84                   6.34      No MI                    No                        360
      20370201                        9.34                   8.84      No MI                    No                        360
      20370201                         8.9                    8.4      No MI                    No                        360
      20370201                         8.4                    7.9      No MI                    Yes                       480
      20370201                        7.19                   6.69      No MI                    No                        360
      20370201                        8.64                   8.14      No MI                    No                        360
      20370201                        8.49                   7.99      No MI                    No                        360
      20370201                        6.55                   6.05      No MI                    No                        360
      20370201                         6.1                    5.6      No MI                    Yes                       480
      20220201                       10.75                  10.25      No MI                    Yes                       360
      20370201                           7                    6.5      No MI                    No                        360
      20370201                        9.69                   9.19      No MI                    No                        360
      20370201                        8.64                   8.14      No MI                    No                        360
      20370201                       11.85                  11.35      No MI                    No                        360
      20370201                        10.2                    9.7      No MI                    No                        360
      20370201                        7.25                   6.75      No MI                    Yes                       480
      20370201                         9.4                    8.9      No MI                    No                        360
      20370201                        8.35                   7.85      No MI                    Yes                       480
      20370201                        9.34                   8.84      No MI                    No                        360
      20370201                        7.45                   6.95      No MI                    No                        360
      20370201                           7                    6.5      No MI                    No                        360
      20370201                        8.29                   7.79      No MI                    No                        360
      20370201                        6.69                   6.19      No MI                    No                        360
      20220201                       10.25                   9.75      No MI                    Yes                       360
      20370201                         9.9                    9.4      No MI                    No                        360
      20370201                        7.39                   6.89      No MI                    Yes                       480
      20370201                        6.94                   6.44      No MI                    No                        360
      20370201                       11.04                  10.54      No MI                    Yes                       480
      20370201                       9.825                  9.325      No MI                    No                        360
      20370201                        8.39                   7.89      No MI                    Yes                       480
      20370201                           7                    6.5      No MI                    Yes                       480
      20370201                           5                    4.5      No MI                    No                        360
      20370201                        8.49                   7.99      No MI                    No                        360
      20370201                        8.49                   7.99      No MI                    No                        360
      20370201                        6.75                   6.25      No MI                    No                        360
      20370201                       6.475                  5.975      No MI                    Yes                       480
      20370201                        6.34                   5.84      No MI                    No                        360
      20370201                        6.35                   5.85      No MI                    Yes                       600
      20370201                        6.64                   6.14      No MI                    No                        360
      20370201                        7.34                   6.84      No MI                    Yes                       480
      20370201                         8.3                    7.8      No MI                    Yes                       600
      20370201                        6.49                   5.99      No MI                    Yes                       480
      20370201                        8.15                   7.65      No MI                    No                        360
      20370201                        6.49                   5.99      No MI                    No                        360
      20370201                        7.49                   6.99      No MI                    Yes                       480
      20370201                        7.95                   7.45      No MI                    No                        360
      20370201                        7.99                   7.49      No MI                    Yes                       480
      20370201                        9.74                   9.24      No MI                    No                        360
      20370201                       6.865                  6.365      No MI                    No                        360
      20370201                       9.325                  8.825      No MI                    No                        360
      20370201                         7.6                    7.1      No MI                    Yes                       480
      20270201                       10.95                  10.45      No MI                    No                        240
      20370201                        6.49                   5.99      No MI                    Yes                       480
      20370201                        7.09                   6.59      No MI                    No                        360
      20370201                        6.99                   6.49      No MI                    No                        360
      20370201                        6.49                   5.99      No MI                    No                        360
      20370201                       8.425                  7.925      No MI                    No                        360
      20370201                        9.29                   8.79      No MI                    Yes                       600
      20370201                        6.94                   6.44      No MI                    No                        360
      20370201                        7.64                   7.14      No MI                    Yes                       480
      20370201                       10.95                  10.45      No MI                    No                        360
      20370201                       12.45                  11.95      No MI                    No                        360
      20370201                        6.34                   5.84      No MI                    Yes                       480
      20370201                        5.49                   4.99      No MI                    No                        360
      20370201                        6.64                   6.14      No MI                    No                        360
      20370201                           9                    8.5      No MI                    Yes                       480
      20370201                         8.1                    7.6      No MI                    Yes                       480
      20370201                        5.89                   5.39      No MI                    Yes                       480
      20370201                        7.04                   6.54      No MI                    Yes                       480
      20370201                        8.54                   8.04      No MI                    No                        360
      20370201                        8.05                   7.55      No MI                    Yes                       600
      20370201                        8.49                   7.99      No MI                    No                        360
      20370201                           6                    5.5      No MI                    No                        360
      20370201                        6.49                   5.99      No MI                    No                        360
      20370201                        8.24                   7.74      No MI                    No                        360
      20370201                        5.49                   4.99      No MI                    Yes                       480
      20370201                        7.69                   7.19      No MI                    No                        480
      20370201                        6.05                   5.55      No MI                    No                        360
      20370201                         8.8                    8.3      No MI                    No                        360
      20370201                        8.55                   8.05      No MI                    No                        360
      20370201                         7.3                    6.8      No MI                    No                        360
      20370201                        7.15                   6.65      No MI                    Yes                       480
      20370201                        5.45                   4.95      No MI                    No                        360
      20370201                        6.49                   5.99      No MI                    Yes                       480
      20370201                        9.75                   9.25      No MI                    No                        360
      20370201                        5.35                   4.85      No MI                    Yes                       480
      20370201                        7.25                   6.75      No MI                    Yes                       600
      20370201                        5.49                   4.99      No MI                    No                        360
      20370201                        7.69                   7.19      No MI                    No                        360
      20370201                         6.6                    6.1      No MI                    No                        360
      20370201                         9.7                    9.2      No MI                    No                        360
      20370201                        7.25                   6.75      No MI                    No                        360
      20370201                       10.25                   9.75      No MI                    No                        360
      20370201                        8.79                   8.29      No MI                    Yes                       480
      20370201                       6.315                  5.815      No MI                    Yes                       600
      20370201                        6.49                   5.99      No MI                    Yes                       480
      20220201                       10.75                  10.25      No MI                    Yes                       360
      20370201                        7.89                   7.39      No MI                    Yes                       480
      20370201                        10.1                    9.6      No MI                    Yes                       480
      20370201                       7.775                  7.275      No MI                    Yes                       480
      20370201                        8.89                   8.39      No MI                    Yes                       480
      20370201                        8.94                   8.44      No MI                    No                        360
      20370201                        8.49                   7.99      No MI                    No                        360
      20370201                        9.79                   9.29      No MI                    No                        360
      20370201                        9.59                   9.09      No MI                    No                        360
      20370201                        9.25                   8.75      No MI                    Yes                       480
      20370201                        6.49                   5.99      No MI                    Yes                       600
      20370201                         7.7                    7.2      No MI                    No                        360
      20370201                        9.79                   9.29      No MI                    No                        360
      20370201                        7.69                   7.19      No MI                    No                        360
      20370201                        7.29                   6.79      No MI                    No                        360
      20370201                        7.44                   6.94      No MI                    No                        360
      20370201                        8.49                   7.99      No MI                    No                        360
      20370201                           7                    6.5      No MI                    Yes                       480
      20370201                       8.125                  7.625      No MI                    No                        480
      20370201                        7.95                   7.45      No MI                    No                        360
      20370201                           6                    5.5      No MI                    No                        360
      20370201                        7.69                   7.19      No MI                    Yes                       480
      20370201                         7.2                    6.7      No MI                    No                        360
      20370201                        8.79                   8.29      No MI                    No                        360
      20370201                         5.9                    5.4      No MI                    No                        360
      20370201                       11.95                  11.45      No MI                    No                        360
      20370201                        6.75                   6.25      No MI                    Yes                       480
      20370201                        6.15                   5.65      No MI                    No                        360
      20370201                        8.64                   8.14      No MI                    No                        360
      20370201                       10.25                   9.75      No MI                    No                        360
      20370201                        7.49                   6.99      No MI                    No                        360
      20370201                        6.49                   5.99      No MI                    Yes                       600
      20370201                           7                    6.5      No MI                    No                        360
      20370201                        7.65                   7.15      No MI                    Yes                       600
      20370201                        5.99                   5.49      No MI                    Yes                       600
      20220201                        8.25                   7.75      No MI                    No                        180
      20370201                        9.85                   9.35      No MI                    Yes                       480
      20370201                        5.75                   5.25      No MI                    No                        360
      20370201                        7.29                   6.79      No MI                    Yes                       600
      20370201                        8.49                   7.99      No MI                    Yes                       600
      20370201                        9.49                   8.99      No MI                    No                        360
      20370201                       9.315                  8.815      No MI                    No                        360
      20370201                        9.84                   9.34      No MI                    No                        360
      20370201                        8.14                   7.64      No MI                    No                        360
      20370201                        7.95                   7.45      No MI                    Yes                       480
      20370201                        9.09                   8.59      No MI                    Yes                       480
      20370201                        7.39                   6.89      No MI                    No                        360
      20370201                        7.49                   6.99      No MI                    No                        360
      20370201                        8.39                   7.89      No MI                    Yes                       480
      20370201                        8.63                   8.13      No MI                    No                        360
      20370201                        9.09                   8.59      No MI                    No                        360
      20370201                       8.258                  7.758      No MI                    No                        360
      20370201                        9.25                   8.75      No MI                    No                        360
      20370201                        7.89                   7.39      No MI                    No                        360
      20370201                        9.05                   8.55      No MI                    Yes                       480
      20370201                        6.49                   5.99      No MI                    Yes                       480
      20370201                        6.15                   5.65      No MI                    No                        360
      20370201                        6.79                   6.29      No MI                    Yes                       600
      20370201                        6.99                   6.49      No MI                    No                        360
      20370201                       8.428                  7.928      No MI                    No                        360
      20370201                        8.35                   7.85      No MI                    Yes                       480
      20370201                        8.49                   7.99      No MI                    No                        360
      20370201                         9.1                    8.6      No MI                    No                        360
      20370201                        7.24                   6.74      No MI                    Yes                       480
      20370201                        9.74                   9.24      No MI                    No                        360
      20370201                        7.04                   6.54      No MI                    No                        360
      20370201                        11.2                   10.7      No MI                    No                        360
      20370201                         6.7                    6.2      No MI                    Yes                       480
      20370201                           8                    7.5      No MI                    No                        360
      20370201                        6.45                   5.95      No MI                    Yes                       480
      20370201                        8.35                   7.85      No MI                    Yes                       480
      20370201                        9.74                   9.24      No MI                    No                        360
      20270201                        7.29                   6.79      No MI                    No                        240
      20370201                        8.74                   8.24      No MI                    No                        360
      20370201                         5.9                    5.4      No MI                    Yes                       480
      20370201                        8.79                   8.29      No MI                    Yes                       480
      20370201                        6.54                   6.04      No MI                    No                        360
      20370201                        11.3                   10.8      No MI                    No                        360
      20370201                        8.74                   8.24      No MI                    No                        360
      20370201                        5.75                   5.25      No MI                    Yes                       480
      20370201                        9.45                   8.95      No MI                    No                        360
      20370201                         6.8                    6.3      No MI                    Yes                       600
      20370201                        7.95                   7.45      No MI                    Yes                       480
      20370201                        6.24                   5.74      No MI                    Yes                       480
      20370201                        8.89                   8.39      No MI                    No                        360
      20370201                        7.95                   7.45      No MI                    No                        360
      20370201                        7.39                   6.89      No MI                    No                        360
      20370201                        6.59                   6.09      No MI                    Yes                       480
      20370201                        8.55                   8.05      No MI                    No                        360
      20370201                      10.025                  9.525      No MI                    No                        360
      20370201                        9.49                   8.99      No MI                    No                        360
      20370201                        6.44                   5.94      No MI                    Yes                       600
      20370201                        8.24                   7.74      No MI                    No                        360
      20370201                        6.74                   6.24      No MI                    No                        360
      20370201                       10.15                   9.65      No MI                    No                        360
      20370201                        8.24                   7.74      No MI                    Yes                       480
      20370201                        7.25                   6.75      No MI                    Yes                       600
      20370201                        6.55                   6.05      No MI                    No                        360
      20370201                         6.8                    6.3      No MI                    No                        360
      20370201                        7.19                   6.69      No MI                    No                        360
      20370201                        7.15                   6.65      No MI                    No                        360
      20370201                        5.89                   5.39      No MI                    Yes                       600
      20370201                           8                    7.5      No MI                    Yes                       480
      20370201                        7.14                   6.64      No MI                    Yes                       480
      20370201                       7.425                  6.925      No MI                    No                        360
      20370201                        7.35                   6.85      No MI                    Yes                       480
      20370201                        9.14                   8.64      No MI                    No                        360
      20370201                        8.34                   7.84      No MI                    Yes                       480
      20370201                         8.1                    7.6      No MI                    Yes                       480
      20370201                        7.05                   6.55      No MI                    No                        360
      20370201                        9.64                   9.14      No MI                    No                        360
      20370201                        7.39                   6.89      No MI                    Yes                       480
      20370201                        5.99                   5.49      No MI                    No                        360
      20370201                        6.49                   5.99      No MI                    No                        360
      20370201                           8                    7.5      No MI                    Yes                       480
      20370201                        8.25                   7.75      No MI                    No                        360
      20370201                        8.19                   7.69      No MI                    Yes                       480
      20370201                         7.1                    6.6      No MI                    Yes                       480
      20370201                        8.04                   7.54      No MI                    No                        360
      20370201                        7.48                   6.98      No MI                    No                        360
      20370201                        6.34                   5.84      No MI                    Yes                       480
      20370201                        7.29                   6.79      No MI                    No                        360
      20370201                       10.95                  10.45      No MI                    No                        360
      20370201                        7.25                   6.75      No MI                    No                        360
      20370201                        7.09                   6.59      No MI                    Yes                       480
      20370201                         7.5                      7      No MI                    No                        360
      20370201                        6.25                   5.75      No MI                    No                        360
      20370201                        7.39                   6.89      No MI                    No                        360
      20370201                        6.54                   6.04      No MI                    No                        360
      20370201                           6                    5.5      No MI                    No                        360
      20370201                        7.29                   6.79      No MI                    Yes                       480
      20370201                        7.49                   6.99      No MI                    Yes                       480
      20370201                        8.09                   7.59      No MI                    No                        360
      20370201                        7.88                   7.38      No MI                    No                        360
      20370201                         6.1                    5.6      No MI                    No                        360
      20370201                        8.25                   7.75      No MI                    No                        360
      20370201                         7.2                    6.7      No MI                    No                        360
      20370201                           9                    8.5      No MI                    No                        360
      20370201                        7.14                   6.64      No MI                    Yes                       480
      20370201                        8.05                   7.55      No MI                    Yes                       480
      20370201                        8.49                   7.99      No MI                    No                        360
      20370201                        6.14                   5.64      No MI                    No                        360
      20370201                        7.99                   7.49      No MI                    Yes                       480
      20370201                        6.25                   5.75      No MI                    Yes                       480
      20370201                        9.79                   9.29      No MI                    No                        360
      20370201                        7.54                   7.04      No MI                    No                        360
      20370201                        7.35                   6.85      No MI                    Yes                       480
      20370201                        5.85                   5.35      No MI                    Yes                       480
      20370201                           6                    5.5      No MI                    Yes                       480
      20370201                        6.19                   5.69      No MI                    No                        360
      20370201                        7.94                   7.44      No MI                    Yes                       480
      20370201                        8.49                   7.99      No MI                    No                        360
      20370201                        6.35                   5.85      No MI                    Yes                       480
      20370201                         5.8                    5.3      No MI                    Yes                       480
      20370201                        7.75                   7.25      No MI                    No                        360
      20370201                        7.85                   7.35      No MI                    No                        360
      20370201                        8.94                   8.44      No MI                    No                        360
      20370201                        6.35                   5.85      No MI                    No                        360
      20370201                        6.24                   5.74      No MI                    Yes                       480
      20370201                        6.04                   5.54      No MI                    No                        360
      20370201                        7.15                   6.65      No MI                    Yes                       480
      20370201                         8.6                    8.1      No MI                    Yes                       480
      20370201                         7.1                    6.6      No MI                    Yes                       480
      20370201                        7.85                   7.35      No MI                    No                        360
      20370201                         8.9                    8.4      No MI                    No                        360
      20370201                        7.44                   6.94      No MI                    Yes                       600
      20370201                        5.69                   5.19      No MI                    Yes                       480
      20370201                        7.44                   6.94      No MI                    Yes                       480
      20370201                        7.35                   6.85      No MI                    No                        360
      20370201                        5.55                   5.05      No MI                    Yes                       480
      20370201                        7.65                   7.15      No MI                    Yes                       480
      20370201                        11.2                   10.7      No MI                    No                        360
      20370201                        5.29                   4.79      No MI                    No                        360
      20370201                        7.25                   6.75      No MI                    No                        360
      20370201                        6.49                   5.99      No MI                    No                        360
      20370201                           6                    5.5      No MI                    No                        360
      20220201                       11.75                  11.25      No MI                    Yes                       360
      20370201                        8.44                   7.94      No MI                    Yes                       480
      20370201                        6.95                   6.45      No MI                    Yes                       480
      20370201                        8.69                   8.19      No MI                    Yes                       480
      20370201                        6.09                   5.59      No MI                    Yes                       480
      20370201                        6.59                   6.09      No MI                    Yes                       480
      20370201                        8.25                   7.75      No MI                    Yes                       480
      20220201                       10.25                   9.75      No MI                    Yes                       360
      20370201                        10.8                   10.3      No MI                    No                        360
      20370201                         6.8                    6.3      No MI                    Yes                       480
      20370201                        6.84                   6.34      No MI                    No                        360
      20370201                        8.25                   7.75      No MI                    No                        480
      20370201                       11.25                  10.75      No MI                    No                        360
      20370201                        6.29                   5.79      No MI                    No                        360
      20370201                        7.34                   6.84      No MI                    No                        360
      20370201                        9.37                   8.87      No MI                    No                        360
      20370201                        6.75                   6.25      No MI                    No                        360
      20370201                        8.94                   8.44      No MI                    No                        360
      20370201                        6.94                   6.44      No MI                    Yes                       480
      20370201                         8.8                    8.3      No MI                    No                        360
      20370201                        6.14                   5.64      No MI                    Yes                       600
      20370201                        7.85                   7.35      No MI                    No                        360
      20370201                        8.44                   7.94      No MI                    No                        360
      20370201                        8.29                   7.79      No MI                    Yes                       480
      20370201                         6.7                    6.2      No MI                    No                        360
      20370201                        8.54                   8.04      No MI                    No                        360
      20370201                        9.45                   8.95      No MI                    No                        360
      20370201                        6.35                   5.85      No MI                    No                        360
      20370201                        6.89                   6.39      No MI                    Yes                       480
      20370201                        9.07                   8.57      No MI                    Yes                       480
      20370201                        8.65                   8.15      No MI                    Yes                       480
      20370201                         6.5                      6      No MI                    No                        360
      20370201                        6.49                   5.99      No MI                    Yes                       600
      20370201                        11.2                   10.7      No MI                    No                        360
      20370201                       10.14                   9.64      No MI                    No                        360
      20370201                        6.75                   6.25      No MI                    Yes                       600
      20220201                         9.9                    9.4      No MI                    Yes                       360
      20370201                        6.45                   5.95      No MI                    No                        360
      20370201                        7.94                   7.44      No MI                    No                        360
      20370201                        5.25                   4.75      No MI                    Yes                       600
      20370201                         8.1                    7.6      No MI                    No                        360
      20370201                        7.09                   6.59      No MI                    Yes                       480
      20370201                        8.65                   8.15      No MI                    Yes                       480
      20370201                        9.79                   9.29      No MI                    Yes                       480
      20370201                        7.75                   7.25      No MI                    Yes                       480
      20370201                        8.94                   8.44      No MI                    Yes                       600
      20370201                        8.09                   7.59      No MI                    Yes                       480
      20370201                        7.89                   7.39      No MI                    Yes                       480
      20370201                        11.6                   11.1      No MI                    No                        360
      20370201                           6                    5.5      No MI                    No                        360
      20370201                        8.24                   7.74      No MI                    No                        360
      20370201                        6.99                   6.49      No MI                    No                        360
      20370201                        8.75                   8.25      No MI                    No                        360
      20370201                        8.04                   7.54      No MI                    No                        360
      20370201                         7.3                    6.8      No MI                    Yes                       480
      20370201                        11.6                   11.1      No MI                    No                        360
      20370201                        9.05                   8.55      No MI                    No                        360
      20370201                        8.55                   8.05      No MI                    No                        360
      20370201                         7.6                    7.1      No MI                    No                        360
      20370201                        8.85                   8.35      No MI                    Yes                       480
      20370201                        8.42                   7.92      No MI                    Yes                       480
      20370201                        7.85                   7.35      No MI                    Yes                       600
      20370201                        9.34                   8.84      No MI                    No                        360
      20370201                        7.99                   7.49      No MI                    Yes                       480
      20370201                        7.49                   6.99      No MI                    No                        360
      20370201                       10.95                  10.45      No MI                    No                        360
      20370201                        9.24                   8.74      No MI                    No                        360
      20370201                         8.8                    8.3      No MI                    No                        360
      20220201                       11.55                  11.05      No MI                    Yes                       360
      20370201                        6.69                   6.19      No MI                    No                        360
      20370201                           8                    7.5      No MI                    Yes                       480
      20370201                        6.75                   6.25      No MI                    No                        360
      20370201                        8.35                   7.85      No MI                    Yes                       480
      20220201                        10.5                     10      No MI                    Yes                       360
      20370201                         7.8                    7.3      No MI                    No                        360
      20370201                        7.45                   6.95      No MI                    No                        360
      20370201                        9.12                   8.62      No MI                    No                        360
      20370201                        7.19                   6.69      No MI                    Yes                       480
      20370201                        8.99                   8.49      No MI                    No                        360
      20370201                        9.05                   8.55      No MI                    No                        360
      20370201                        6.54                   6.04      No MI                    No                        360
      20370201                         7.9                    7.4      No MI                    No                        360
      20370201                       6.125                  5.625      No MI                    Yes                       480
      20370201                           6                    5.5      No MI                    No                        360
      20370201                        7.64                   7.14      No MI                    No                        360
      20370201                           8                    7.5      No MI                    Yes                       480
      20370201                        8.12                   7.62      No MI                    No                        360
      20370201                       7.903                  7.403      No MI                    Yes                       480
      20370201                        7.04                   6.54      No MI                    No                        360
      20370201                        7.09                   6.59      No MI                    Yes                       480
      20220201                       11.05                  10.55      No MI                    Yes                       360
      20370201                        5.99                   5.49      No MI                    Yes                       600
      20370201                         5.6                    5.1      No MI                    Yes                       600
      20370201                        7.29                   6.79      No MI                    No                        360
      20370201                        6.84                   6.34      No MI                    No                        360
      20370201                        5.94                   5.44      No MI                    Yes                       480
      20370201                         7.9                    7.4      No MI                    Yes                       480
      20370201                        6.75                   6.25      No MI                    Yes                       480
      20370201                        7.49                   6.99      No MI                    Yes                       600
      20370201                        7.49                   6.99      No MI                    Yes                       480
      20370201                        7.49                   6.99      No MI                    Yes                       600
      20370201                        8.85                   8.35      No MI                    Yes                       480
      20370201                        5.75                   5.25      No MI                    No                        360
      20370201                         9.6                    9.1      No MI                    Yes                       480
      20370201                         7.7                    7.2      No MI                    No                        360
      20370201                        6.99                   6.49      No MI                    Yes                       480
      20370201                        7.99                   7.49      No MI                    No                        360
      20370201                        6.95                   6.45      No MI                    Yes                       480
      20220201                        10.8                   10.3      No MI                    Yes                       360
      20370201                           6                    5.5      No MI                    No                        360
      20370201                        8.29                   7.79      No MI                    No                        360
      20370201                        8.09                   7.59      No MI                    No                        360
      20370201                        7.75                   7.25      No MI                    Yes                       480
      20370201                        7.39                   6.89      No MI                    Yes                       480
      20370201                         8.1                    7.6      No MI                    No                        360
      20370201                        8.59                   8.09      No MI                    Yes                       480
      20370201                       10.69                  10.19      No MI                    No                        360
      20370201                        8.64                   8.14      No MI                    No                        360
      20370201                        7.15                   6.65      No MI                    Yes                       480
      20370201                        8.49                   7.99      No MI                    No                        360
      20370201                         8.4                    7.9      No MI                    No                        360
      20370201                        7.54                   7.04      No MI                    No                        360
      20370201                        9.15                   8.65      No MI                    No                        360
      20370201                        8.35                   7.85      No MI                    No                        360
      20370201                        9.09                   8.59      No MI                    No                        360
      20370201                        6.34                   5.84      No MI                    Yes                       480
      20370201                        6.49                   5.99      No MI                    No                        360
      20370201                        10.5                     10      No MI                    No                        360
      20370201                        6.99                   6.49      No MI                    Yes                       480
      20370201                         6.3                    5.8      No MI                    Yes                       600
      20370201                         7.6                    7.1      No MI                    No                        360
      20370201                        8.85                   8.35      No MI                    No                        360
      20370201                        6.74                   6.24      No MI                    Yes                       600
      20370201                        9.49                   8.99      No MI                    No                        360
      20370201                        9.19                   8.69      No MI                    Yes                       480
      20370201                         8.1                    7.6      No MI                    No                        360
      20370201                        7.89                   7.39      No MI                    No                        360
      20370201                        7.94                   7.44      No MI                    Yes                       480
      20220201                        5.75                   5.25      No MI                    No                        180
      20370201                        5.49                   4.99      No MI                    Yes                       600
      20370201                         6.4                    5.9      No MI                    No                        360
      20370201                        7.14                   6.64      No MI                    Yes                       480
      20370201                       7.875                  7.375      No MI                    Yes                       480
      20370201                        8.85                   8.35      No MI                    Yes                       480
      20220201                         9.9                    9.4      No MI                    Yes                       360
      20370201                        7.39                   6.89      No MI                    No                        360
      20370201                        6.89                   6.39      No MI                    No                        360
      20370201                        6.84                   6.34      No MI                    No                        360
      20220201                       11.85                  11.35      No MI                    Yes                       360
      20370201                         7.5                      7      No MI                    Yes                       480
      20370201                        9.35                   8.85      No MI                    No                        360
      20370201                        7.49                   6.99      No MI                    Yes                       480
      20370201                       10.49                   9.99      No MI                    Yes                       480
      20270201                        7.69                   7.19      No MI                    No                        240
      20370201                        8.49                   7.99      No MI                    No                        360
      20370201                        7.79                   7.29      No MI                    No                        360
      20370201                        7.29                   6.79      No MI                    No                        360
      20370201                       10.45                   9.95      No MI                    No                        360
      20370201                        8.89                   8.39      No MI                    No                        360
      20370201                        7.14                   6.64      No MI                    No                        360
      20370201                        9.49                   8.99      No MI                    Yes                       600
      20370201                         7.7                    7.2      No MI                    Yes                       480
      20370201                        8.19                   7.69      No MI                    No                        360
      20370201                        8.34                   7.84      No MI                    Yes                       480
      20370201                        9.14                   8.64      No MI                    Yes                       480
      20370201                        7.49                   6.99      No MI                    Yes                       480
      20370201                        6.49                   5.99      No MI                    Yes                       600
      20370201                        7.19                   6.69      No MI                    Yes                       600
      20370201                        7.49                   6.99      No MI                    Yes                       600
      20370201                        7.65                   7.15      No MI                    No                        360
      20370201                        5.74                   5.24      No MI                    Yes                       480
      20370201                        5.29                   4.79      No MI                    No                        360
      20370201                        6.49                   5.99      No MI                    Yes                       480
      20370201                        7.85                   7.35      No MI                    No                        360
      20370201                        6.25                   5.75      No MI                    No                        360
      20370201                        7.75                   7.25      No MI                    No                        360
      20370201                           6                    5.5      No MI                    Yes                       480
      20370201                         8.5                      8      No MI                    No                        360
      20370201                        6.49                   5.99      No MI                    Yes                       600
      20370201                        7.39                   6.89      No MI                    No                        480
      20370201                        6.49                   5.99      No MI                    No                        360
      20370201                         7.1                    6.6      No MI                    No                        360
      20370201                         9.9                    9.4      No MI                    No                        360
      20370201                        7.19                   6.69      No MI                    No                        360
      20370201                        8.49                   7.99      No MI                    No                        360
      20370201                        7.49                   6.99      No MI                    No                        360
      20370201                        6.35                   5.85      No MI                    No                        360
      20370201                       10.29                   9.79      No MI                    Yes                       480
      20370201                        6.99                   6.49      No MI                    No                        360
      20370201                        8.14                   7.64      No MI                    Yes                       480
      20220201                        11.3                   10.8      No MI                    Yes                       360
      20370201                         6.9                    6.4      No MI                    Yes                       600
      20370201                        8.09                   7.59      No MI                    No                        360
      20370201                           9                    8.5      No MI                    No                        360
      20370201                         6.5                      6      No MI                    No                        360
      20370201                        8.54                   8.04      No MI                    No                        360
      20370201                        8.49                   7.99      No MI                    No                        360
      20370201                        6.05                   5.55      No MI                    Yes                       600
      20370201                        7.35                   6.85      No MI                    No                        360
      20370201                        6.29                   5.79      No MI                    Yes                       480
      20370201                        5.99                   5.49      No MI                    No                        360
      20220201                       11.95                  11.45      No MI                    Yes                       360
      20370201                        6.49                   5.99      No MI                    Yes                       600
      20370201                        6.39                   5.89      No MI                    No                        360
      20370201                         8.7                    8.2      No MI                    Yes                       480
      20370201                         7.6                    7.1      No MI                    Yes                       480
      20370201                        6.45                   5.95      No MI                    No                        360
      20370201                         6.4                    5.9      No MI                    Yes                       480
      20370201                        8.49                   7.99      No MI                    No                        360
      20370201                        7.49                   6.99      No MI                    No                        360
      20370201                        8.29                   7.79      No MI                    Yes                       480
      20370201                       8.265                  7.765      No MI                    Yes                       480
      20370201                        8.35                   7.85      No MI                    No                        360
      20370201                           8                    7.5      No MI                    No                        360
      20370201                       8.465                  7.965      No MI                    No                        360
      20370201                        7.85                   7.35      No MI                    No                        360
      20370201                        6.69                   6.19      No MI                    No                        360
      20370201                       7.715                  7.215      No MI                    No                        360
      20370201                        9.14                   8.64      No MI                    No                        360
      20370201                        6.49                   5.99      No MI                    Yes                       600
      20370201                         7.6                    7.1      No MI                    Yes                       480
      20370201                         7.6                    7.1      No MI                    No                        360
      20370201                        9.35                   8.85      No MI                    No                        360
      20370201                        6.19                   5.69      No MI                    No                        360
      20370201                        5.89                   5.39      No MI                    No                        360
      20370201                        9.79                   9.29      No MI                    No                        360
      20370201                         6.4                    5.9      No MI                    Yes                       480
      20370201                        7.15                   6.65      No MI                    No                        360
      20370201                         8.8                    8.3      No MI                    No                        360
      20370201                       10.49                   9.99      No MI                    No                        360
      20370201                        7.39                   6.89      No MI                    No                        360
      20370201                        7.25                   6.75      No MI                    No                        360
      20370201                        8.44                   7.94      No MI                    No                        360
      20370201                        6.25                   5.75      No MI                    No                        360
      20370201                        8.44                   7.94      No MI                    Yes                       480
      20370201                        7.79                   7.29      No MI                    No                        360
      20370201                           8                    7.5      No MI                    Yes                       480
      20370201                        5.25                   4.75      No MI                    Yes                       600
      20370201                        7.49                   6.99      No MI                    No                        360
      20370201                         8.4                    7.9      No MI                    No                        360
      20370201                        8.86                   8.36      No MI                    Yes                       480
      20370201                         7.1                    6.6      No MI                    Yes                       480
      20370201                        6.94                   6.44      No MI                    Yes                       480
      20370201                        8.45                   7.95      No MI                    Yes                       480
      20370201                        5.79                   5.29      No MI                    No                        360
      20220201                         9.6                    9.1      No MI                    Yes                       360
      20370201                        5.75                   5.25      No MI                    No                        360
      20370201                        6.74                   6.24      No MI                    Yes                       480
      20370201                        6.84                   6.34      No MI                    Yes                       600
      20370201                         5.8                    5.3      No MI                    Yes                       600
      20370201                        5.74                   5.24      No MI                    Yes                       480
      20370201                        5.95                   5.45      No MI                    No                        360
      20370201                        7.24                   6.74      No MI                    Yes                       480
      20370201                           6                    5.5      No MI                    No                        360
      20370201                        9.15                   8.65      No MI                    No                        360
      20370201                        9.29                   8.79      No MI                    No                        360
      20370201                        8.39                   7.89      No MI                    Yes                       600
      20370201                        7.24                   6.74      No MI                    No                        360
      20370201                       11.35                  10.85      No MI                    No                        360
      20370201                        6.49                   5.99      No MI                    Yes                       480
      20370201                         8.6                    8.1      No MI                    No                        360
      20370201                        8.05                   7.55      No MI                    No                        360
      20370201                        7.95                   7.45      No MI                    No                        360
      20370201                        9.49                   8.99      No MI                    Yes                       480
      20370201                         6.3                    5.8      No MI                    Yes                       600
      20370201                        8.64                   8.14      No MI                    Yes                       480
      20370201                        6.75                   6.25      No MI                    No                        360
      20370201                        9.24                   8.74      No MI                    Yes                       480
      20220201                        11.6                   11.1      No MI                    Yes                       360
      20370201                       7.125                  6.625      No MI                    No                        360
      20370201                        8.89                   8.39      No MI                    Yes                       480
      20370201                        8.55                   8.05      No MI                    Yes                       600
      20370201                         6.9                    6.4      No MI                    Yes                       480
      20370201                         8.2                    7.7      No MI                    No                        360
      20370201                         7.6                    7.1      No MI                    Yes                       480
      20370201                        7.85                   7.35      No MI                    Yes                       600
      20370201                         5.8                    5.3      No MI                    No                        360
      20370201                        7.15                   6.65      No MI                    Yes                       480
      20370201                       8.215                  7.715      No MI                    No                        360
      20370201                        7.45                   6.95      No MI                    Yes                       480
      20370201                        8.09                   7.59      No MI                    Yes                       480
      20370201                       11.95                  11.45      No MI                    No                        360
      20370201                        6.05                   5.55      No MI                    No                        360
      20370201                        7.49                   6.99      No MI                    Yes                       480
      20370201                         6.4                    5.9      No MI                    Yes                       480
      20370201                           8                    7.5      No MI                    Yes                       480
      20370201                        10.5                     10      No MI                    No                        360
      20370201                       6.815                  6.315      No MI                    Yes                       480
      20370201                        7.95                   7.45      No MI                    No                        360
      20370201                        7.25                   6.75      No MI                    Yes                       480
      20370201                        6.99                   6.49      No MI                    No                        360
      20370201                        10.8                   10.3      No MI                    No                        360
      20370201                       10.95                  10.45      No MI                    No                        360
      20370201                        8.49                   7.99      No MI                    No                        360
      20370201                        8.49                   7.99      No MI                    Yes                       480
      20370201                        10.4                    9.9      No MI                    Yes                       480
      20370201                        8.55                   8.05      No MI                    No                        360
      20370201                        6.95                   6.45      No MI                    Yes                       480
      20370201                        7.29                   6.79      No MI                    Yes                       480
      20370201                         8.9                    8.4      No MI                    No                        360
      20370201                        8.04                   7.54      No MI                    Yes                       480
      20370201                       10.05                   9.55      No MI                    No                        360
      20370201                        7.84                   7.34      No MI                    No                        360
      20370201                           7                    6.5      No MI                    No                        360
      20370201                       11.25                  10.75      No MI                    No                        360
      20370201                        7.85                   7.35      No MI                    Yes                       480
      20370201                        7.15                   6.65      No MI                    No                        360
      20370201                         7.5                      7      No MI                    No                        360
      20220201                       11.09                  10.59      No MI                    Yes                       360
      20370201                        9.14                   8.64      No MI                    Yes                       600
      20370201                        6.14                   5.64      No MI                    Yes                       480
      20370201                        7.45                   6.95      No MI                    No                        360
      20370201                        6.49                   5.99      No MI                    No                        360
      20370201                         8.3                    7.8      No MI                    Yes                       480
      20370201                       10.55                  10.05      No MI                    No                        360
      20370201                        8.69                   8.19      No MI                    Yes                       480
      20370201                        8.04                   7.54      No MI                    No                        360
      20370201                        7.74                   7.24      No MI                    Yes                       480
      20370201                       7.715                  7.215      No MI                    Yes                       600
      20370201                        6.49                   5.99      No MI                    No                        360
      20370201                        7.04                   6.54      No MI                    No                        360
      20370201                       10.59                  10.09      No MI                    No                        360
      20370201                           6                    5.5      No MI                    No                        360
      20370201                        11.3                   10.8      No MI                    No                        360
      20370201                        7.94                   7.44      No MI                    No                        360
      20370201                        7.84                   7.34      No MI                    No                        360
      20270201                        9.45                   8.95      No MI                    No                        240
      20370201                        6.84                   6.34      No MI                    Yes                       480
      20370201                        7.84                   7.34      No MI                    Yes                       480
      20370201                        9.75                   9.25      No MI                    Yes                       480
      20370201                       10.45                   9.95      No MI                    No                        360
      20370201                        5.84                   5.34      No MI                    No                        360
      20370201                        7.79                   7.29      No MI                    No                        360
      20370201                        7.25                   6.75      No MI                    No                        360
      20370201                        8.75                   8.25      No MI                    No                        360
      20370201                        8.25                   7.75      No MI                    Yes                       480
      20370201                        7.19                   6.69      No MI                    Yes                       480
      20370201                        5.24                   4.74      No MI                    Yes                       600
      20370201                         8.4                    7.9      No MI                    Yes                       480
      20220201                        11.3                   10.8      No MI                    Yes                       360
      20370201                       6.865                  6.365      No MI                    No                        360
      20370201                        6.04                   5.54      No MI                    Yes                       480
      20370201                        6.65                   6.15      No MI                    No                        360
      20370201                         6.7                    6.2      No MI                    Yes                       480
      20370201                        8.75                   8.25      No MI                    Yes                       480
      20370201                        7.44                   6.94      No MI                    Yes                       480
      20370201                        7.29                   6.79      No MI                    Yes                       480
      20370201                        8.15                   7.65      No MI                    Yes                       480
      20370201                       10.25                   9.75      No MI                    No                        360
      20370201                        8.25                   7.75      No MI                    Yes                       480
      20370201                        6.14                   5.64      No MI                    Yes                       600
      20370201                        5.75                   5.25      No MI                    Yes                       480
      20370201                        8.34                   7.84      No MI                    No                        360
      20370201                        7.59                   7.09      No MI                    Yes                       480
      20370201                        7.44                   6.94      No MI                    No                        360
      20370201                        5.74                   5.24      No MI                    No                        360
      20370201                        7.75                   7.25      No MI                    No                        360
      20370201                        8.49                   7.99      No MI                    No                        360
      20370201                        7.99                   7.49      No MI                    Yes                       600
      20370201                        6.04                   5.54      No MI                    No                        360
      20370201                       10.25                   9.75      No MI                    No                        360
      20370201                        8.99                   8.49      No MI                    No                        360
      20370201                        8.75                   8.25      No MI                    No                        360
      20370201                        7.19                   6.69      No MI                    Yes                       480
      20370201                        7.74                   7.24      No MI                    Yes                       480
      20370201                        7.35                   6.85      No MI                    No                        360
      20370201                        8.45                   7.95      No MI                    No                        360
      20370201                         6.8                    6.3      No MI                    Yes                       480
      20370201                        7.29                   6.79      No MI                    No                        360
      20370201                        6.24                   5.74      No MI                    No                        360
      20370201                        8.39                   7.89      No MI                    Yes                       600
      20370201                        7.19                   6.69      No MI                    No                        360
      20370201                        7.85                   7.35      No MI                    Yes                       480
      20370201                        6.49                   5.99      No MI                    Yes                       480
      20370201                           9                    8.5      No MI                    Yes                       480
      20370201                        7.99                   7.49      No MI                    No                        360
      20370201                        9.84                   9.34      No MI                    Yes                       480
      20370201                         7.5                      7      No MI                    No                        360
      20370201                        8.79                   8.29      No MI                    Yes                       480
      20370201                       9.975                  9.475      No MI                    Yes                       480
      20370201                        7.39                   6.89      No MI                    No                        360
      20370201                        6.04                   5.54      No MI                    No                        360
      20370201                           9                    8.5      No MI                    No                        360
      20370201                        7.49                   6.99      No MI                    No                        360
      20370201                        6.99                   6.49      No MI                    No                        360
      20370201                        8.14                   7.64      No MI                    No                        360
      20370201                         7.9                    7.4      No MI                    Yes                       480
      20370201                        8.19                   7.69      No MI                    Yes                       480
      20370201                        6.34                   5.84      No MI                    No                        360
      20370201                         6.5                      6      No MI                    No                        360
      20370201                        8.88                   8.38      No MI                    No                        360
      20370201                        7.34                   6.84      No MI                    No                        360
      20370201                        7.49                   6.99      No MI                    Yes                       480
      20370201                        7.94                   7.44      No MI                    No                        360
      20370201                       11.49                  10.99      No MI                    No                        360
      20370201                        7.24                   6.74      No MI                    No                        360
      20370201                         7.8                    7.3      No MI                    No                        360
      20370201                        6.24                   5.74      No MI                    No                        360
      20370201                        7.99                   7.49      No MI                    Yes                       480
      20370201                        9.39                   8.89      No MI                    Yes                       480
      20370201                        7.39                   6.89      No MI                    Yes                       480
      20370201                        7.74                   7.24      No MI                    Yes                       480
      20370201                       10.49                   9.99      No MI                    No                        360
      20370201                        8.49                   7.99      No MI                    No                        360
      20370201                           8                    7.5      No MI                    Yes                       480
      20370201                        11.3                   10.8      No MI                    No                        360
      20370201                        6.65                   6.15      No MI                    No                        360
      20370201                        9.14                   8.64      No MI                    Yes                       480
      20370201                        6.29                   5.79      No MI                    Yes                       600
      20370201                        6.89                   6.39      No MI                    Yes                       480
      20370201                        6.65                   6.15      No MI                    No                        360
      20370201                        6.09                   5.59      No MI                    No                        360
      20370201                        5.24                   4.74      No MI                    Yes                       480
      20370201                        8.49                   7.99      No MI                    No                        360
      20370201                        9.15                   8.65      No MI                    Yes                       480
      20370201                        5.89                   5.39      No MI                    Yes                       480
      20370201                         9.2                    8.7      No MI                    No                        360
      20370201                        6.99                   6.49      No MI                    No                        360
      20370201                        6.99                   6.49      No MI                    Yes                       480
      20170201                        5.75                   5.25      No MI                    No                        120
      20370201                        9.45                   8.95      No MI                    No                        360
      20370201                        8.34                   7.84      No MI                    Yes                       480
      20370201                        8.85                   8.35      No MI                    No                        360
      20370201                        6.75                   6.25      No MI                    Yes                       600
      20370201                        7.59                   7.09      No MI                    Yes                       480
      20370201                        7.14                   6.64      No MI                    No                        360
      20370201                       11.95                  11.45      No MI                    No                        360
      20370201                        8.14                   7.64      No MI                    No                        360
      20370201                        7.09                   6.59      No MI                    No                        360
      20370201                        5.75                   5.25      No MI                    Yes                       600
      20370201                        8.49                   7.99      No MI                    Yes                       480
      20370201                        7.25                   6.75      No MI                    No                        360
      20370201                          11                   10.5      No MI                    No                        360
      20370201                        7.45                   6.95      No MI                    No                        360
      20370201                        7.29                   6.79      No MI                    Yes                       480
      20220201                        11.7                   11.2      No MI                    Yes                       360
      20370201                        7.49                   6.99      No MI                    No                        360
      20370201                        7.24                   6.74      No MI                    No                        360
      20370201                        7.85                   7.35      No MI                    Yes                       480
      20370201                        9.44                   8.94      No MI                    No                        360
      20370201                       11.25                  10.75      No MI                    No                        360
      20370201                        9.95                   9.45      No MI                    No                        360
      20370201                        7.14                   6.64      No MI                    Yes                       600
      20370201                        9.65                   9.15      No MI                    No                        360
      20370201                        7.49                   6.99      No MI                    No                        360
      20370201                        9.19                   8.69      No MI                    Yes                       480
      20320201                        5.84                   5.34      No MI                    No                        300
      20370201                        7.99                   7.49      No MI                    No                        360
      20370201                        8.45                   7.95      No MI                    Yes                       480
      20370201                        6.89                   6.39      No MI                    No                        360
      20370201                           6                    5.5      No MI                    No                        360
      20370201                        8.29                   7.79      No MI                    No                        360
      20370201                       5.465                  4.965      No MI                    Yes                       600
      20370201                        6.55                   6.05      No MI                    No                        360
      20370201                        7.14                   6.64      No MI                    Yes                       600
      20370201                        9.95                   9.45      No MI                    No                        360
      20370201                       7.975                  7.475      No MI                    Yes                       480
      20370201                        8.05                   7.55      No MI                    No                        360
      20370201                         8.9                    8.4      No MI                    Yes                       480
      20370201                        8.04                   7.54      No MI                    No                        360
      20370201                        8.05                   7.55      No MI                    Yes                       480
      20370201                        7.49                   6.99      No MI                    No                        360
      20370201                        7.15                   6.65      No MI                    No                        360
      20370201                        7.39                   6.89      No MI                    Yes                       480
      20370201                         7.4                    6.9      No MI                    No                        360
      20370201                        7.55                   7.05      No MI                    No                        360
      20370201                        5.75                   5.25      No MI                    No                        360
      20370201                        8.85                   8.35      No MI                    Yes                       480
      20370201                         7.5                      7      No MI                    No                        360
      20370201                        8.39                   7.89      No MI                    Yes                       480
      20370201                        6.94                   6.44      No MI                    No                        360
      20370201                        9.55                   9.05      No MI                    Yes                       480
      20370201                           9                    8.5      No MI                    No                        360
      20370201                        7.44                   6.94      No MI                    Yes                       480
      20370201                        6.34                   5.84      No MI                    Yes                       480
      20370201                        7.49                   6.99      No MI                    Yes                       600
      20370201                       9.265                  8.765      No MI                    No                        360
      20370201                        10.5                     10      No MI                    No                        360
      20370201                        7.65                   7.15      No MI                    Yes                       480
      20370201                         9.1                    8.6      No MI                    Yes                       600
      20370201                       7.165                  6.665      No MI                    No                        360
      20370201                        8.49                   7.99      No MI                    No                        360
      20370201                        11.3                   10.8      No MI                    No                        360
      20370201                        5.99                   5.49      No MI                    Yes                       600
      20370201                        7.29                   6.79      No MI                    Yes                       480
      20370201                        5.89                   5.39      No MI                    Yes                       600
      20370201                        7.45                   6.95      No MI                    Yes                       600
      20370201                        7.09                   6.59      No MI                    No                        360
      20370201                        8.25                   7.75      No MI                    Yes                       480
      20370201                        6.25                   5.75      No MI                    No                        360
      20370201                         6.9                    6.4      No MI                    No                        360
      20370201                        8.34                   7.84      No MI                    No                        360
      20370201                       10.94                  10.44      No MI                    No                        360
      20220201                        7.25                   6.75      No MI                    No                        180
      20370201                        6.74                   6.24      No MI                    Yes                       480
      20370201                        7.09                   6.59      No MI                    No                        360
      20370201                        6.75                   6.25      No MI                    Yes                       480
      20370201                           9                    8.5      No MI                    No                        360
      20370201                        8.29                   7.79      No MI                    No                        360
      20370201                        6.44                   5.94      No MI                    Yes                       600
      20370201                        6.89                   6.39      No MI                    No                        360
      20370201                         8.8                    8.3      No MI                    Yes                       600
      20370201                        8.15                   7.65      No MI                    No                        360
      20370201                        6.75                   6.25      No MI                    No                        360
      20370201                       10.25                   9.75      No MI                    No                        360
      20370201                       9.365                  8.865      No MI                    Yes                       480
      20370201                        7.74                   7.24      No MI                    Yes                       480
      20370201                        7.25                   6.75      No MI                    No                        360
      20370201                        7.19                   6.69      No MI                    Yes                       480
      20370201                         8.2                    7.7      No MI                    No                        360
      20370201                        8.44                   7.94      No MI                    No                        360
      20370201                        9.09                   8.59      No MI                    Yes                       480
      20370201                         6.5                      6      No MI                    No                        360
      20370201                        9.15                   8.65      No MI                    Yes                       480
      20370201                        7.04                   6.54      No MI                    No                        360
      20370201                        8.09                   7.59      No MI                    Yes                       480
      20370201                       10.34                   9.84      No MI                    No                        360
      20220201                       11.95                  11.45      No MI                    Yes                       360
      20370201                        7.49                   6.99      No MI                    Yes                       600
      20370201                        8.89                   8.39      No MI                    No                        360
      20370201                        8.14                   7.64      No MI                    No                        360
      20370201                        7.49                   6.99      No MI                    No                        360
      20370201                        8.59                   8.09      No MI                    No                        360
      20370201                        6.19                   5.69      No MI                    No                        360
      20370201                        7.49                   6.99      No MI                    Yes                       480
      20220201                         9.9                    9.4      No MI                    Yes                       360
      20370201                         7.8                    7.3      No MI                    No                        360
      20370201                        6.49                   5.99      No MI                    No                        360
      20370201                        8.05                   7.55      No MI                    No                        360
      20370201                        6.14                   5.64      No MI                    Yes                       480
      20370201                        7.39                   6.89      No MI                    Yes                       480
      20220201                        11.1                   10.6      No MI                    Yes                       360
      20370201                        7.29                   6.79      No MI                    No                        360
      20370201                        7.19                   6.69      No MI                    No                        360
      20370201                        7.39                   6.89      No MI                    No                        360
      20370201                         8.7                    8.2      No MI                    No                        360
      20370201                       10.15                   9.65      No MI                    No                        360
      20370201                        8.15                   7.65      No MI                    No                        360
      20370201                        5.39                   4.89      No MI                    Yes                       480
      20220201                        11.7                   11.2      No MI                    Yes                       360
      20370201                        6.04                   5.54      No MI                    Yes                       600
      20370201                        7.25                   6.75      No MI                    No                        360
      20370201                        7.19                   6.69      No MI                    No                        360
      20370201                        6.59                   6.09      No MI                    Yes                       600
      20370201                         8.2                    7.7      No MI                    Yes                       600
      20370201                        5.75                   5.25      No MI                    Yes                       600
      20370201                        9.45                   8.95      No MI                    Yes                       480
      20370201                        6.75                   6.25      No MI                    No                        360
      20370201                        8.04                   7.54      No MI                    No                        360
      20370201                        7.35                   6.85      No MI                    Yes                       600
      20370201                        7.49                   6.99      No MI                    Yes                       480
      20370201                        6.75                   6.25      No MI                    Yes                       480
      20370201                        7.64                   7.14      No MI                    Yes                       600
      20370201                        7.44                   6.94      No MI                    No                        360
      20370201                        7.84                   7.34      No MI                    Yes                       480
      20370201                        8.84                   8.34      No MI                    No                        360
      20370201                       7.465                  6.965      No MI                    No                        360
      20370201                        8.24                   7.74      No MI                    No                        360
      20370201                       11.95                  11.45      No MI                    No                        360
      20370201                        8.39                   7.89      No MI                    Yes                       600
      20370201                         6.8                    6.3      No MI                    No                        360
      20370201                         7.3                    6.8      No MI                    No                        360
      20370201                        6.49                   5.99      No MI                    No                        360
      20370201                        5.95                   5.45      No MI                    Yes                       480
      20370201                        6.14                   5.64      No MI                    No                        360
      20370201                        5.45                   4.95      No MI                    Yes                       480
      20220201                        11.2                   10.7      No MI                    Yes                       360
      20370201                         6.2                    5.7      No MI                    Yes                       600
      20370201                        9.64                   9.14      No MI                    No                        360
      20370201                        7.85                   7.35      No MI                    Yes                       600
      20370201                         8.7                    8.2      No MI                    Yes                       480
      20370201                        5.75                   5.25      No MI                    No                        360
      20370201                        5.75                   5.25      No MI                    Yes                       600
      20370201                         9.4                    8.9      No MI                    No                        360
      20370201                        8.44                   7.94      No MI                    Yes                       480
      20370201                        8.29                   7.79      No MI                    Yes                       480
      20370201                           7                    6.5      No MI                    No                        360
      20370201                        6.49                   5.99      No MI                    Yes                       600
      20370201                        7.14                   6.64      No MI                    No                        360
      20370201                         9.5                      9      No MI                    No                        360
      20370201                        8.29                   7.79      No MI                    Yes                       480
      20370201                        7.49                   6.99      No MI                    No                        360
      20220201                        11.6                   11.1      No MI                    Yes                       360
      20370201                        8.49                   7.99      No MI                    No                        360
      20370201                        6.89                   6.39      No MI                    No                        360
      20370201                       10.25                   9.75      No MI                    No                        360
      20370201                       7.665                  7.165      No MI                    No                        360
      20370201                        12.3                   11.8      No MI                    No                        360
      20370201                        7.34                   6.84      No MI                    No                        360
      20370201                       9.065                  8.565      No MI                    No                        360
      20361001                        6.14                   5.64      No MI                    No                        480
      20370201                       10.29                   9.79      No MI                    Yes                       480
      20370101                       10.89                  10.39      No MI                    No                        360
      20370301                        5.79                   5.29      No MI                    No                        360
      20370301                        6.99                   6.49      No MI                    No                        360
      20370201                        7.95                   7.45      No MI                    No                        360
      20370201                       8.125                  7.625      No MI                    No                        360
      20370301                        8.25                   7.75      No MI                    No                        360
      20370301                        9.25                   8.75      No MI                    Yes                       480
      20370201                       8.815                  8.315      No MI                    Yes                       480
      20370301                        8.95                   8.45      No MI                    Yes                       600
      20370201                        8.84                   8.34      No MI                    No                        360
      20370301                         6.3                    5.8      No MI                    No                        360
      20370301                        9.35                   8.85      No MI                    No                        360
      20370201                        7.55                   7.05      No MI                    Yes                       480
      20370301                        7.09                   6.59      No MI                    No                        360
      20370301                         7.2                    6.7      No MI                    Yes                       480
      20370301                         7.3                    6.8      No MI                    No                        360
      20370301                       10.75                  10.25      No MI                    No                        360
      20370301                        6.25                   5.75      No MI                    Yes                       600
      20370301                        8.92                   8.42      No MI                    No                        360
      20370301                        7.89                   7.39      No MI                    No                        360
      20370301                        7.64                   7.14      No MI                    Yes                       480
      20370301                        6.75                   6.25      No MI                    No                        360
      20370301                       11.45                  10.95      No MI                    No                        360
      20370301                        8.45                   7.95      No MI                    Yes                       480
      20220301                        10.8                   10.3      No MI                    Yes                       360
      20220301                        11.7                   11.2      No MI                    Yes                       360
      20370301                         8.8                    8.3      No MI                    Yes                       480
      20370201                        9.25                   8.75      No MI                    No                        360
      20370301                         7.4                    6.9      No MI                    Yes                       480
      20370301                         7.9                    7.4      No MI                    No                        360
      20370301                       8.015                  7.515      No MI                    No                        360
      20370201                        6.09                   5.59      No MI                    Yes                       600
      20370201                       9.165                  8.665      No MI                    No                        360
      20370301                       10.49                   9.99      No MI                    No                        360
      20370201                        7.95                   7.45      No MI                    No                        480
      20370301                        7.75                   7.25      No MI                    Yes                       480
      20370301                        7.25                   6.75      No MI                    No                        360
      20370301                        8.65                   8.15      No MI                    Yes                       480
      20370201                        7.69                   7.19      No MI                    No                        360
      20370301                        7.45                   6.95      No MI                    Yes                       480
      20370301                         8.8                    8.3      No MI                    No                        360
      20370201                       9.325                  8.825      No MI                    No                        360
      20370301                        9.89                   9.39      No MI                    Yes                       480
      20370301                        8.34                   7.84      No MI                    No                        360
      20370301                        9.04                   8.54      No MI                    No                        360
      20370301                        9.25                   8.75      No MI                    No                        360
      20370301                        9.49                   8.99      No MI                    Yes                       480
      20370301                        9.29                   8.79      No MI                    Yes                       480
      20370301                        8.45                   7.95      No MI                    Yes                       480
      20370301                          11                   10.5      No MI                    No                        360
      20370201                        7.59                   7.09      No MI                    Yes                       480
      20370301                         9.1                    8.6      No MI                    No                        360
      20370301                       10.95                  10.45      No MI                    No                        360
      20370301                        8.59                   8.09      No MI                    Yes                       480
      20370301                        8.95                   8.45      No MI                    No                        360
      20220301                        6.49                   5.99      No MI                    No                        180
      20370301                        10.4                    9.9      No MI                    No                        360
      20370301                        6.85                   6.35      No MI                    Yes                       600
      20370301                        9.15                   8.65      No MI                    Yes                       480
      20370301                        6.89                   6.39      No MI                    No                        360
      20370301                        8.29                   7.79      No MI                    Yes                       480
      20370301                        8.29                   7.79      No MI                    No                        360
      20370301                         9.6                    9.1      No MI                    No                        360
      20370301                        7.75                   7.25      No MI                    Yes                       480
      20370301                        8.29                   7.79      No MI                    Yes                       480
      20370301                        8.29                   7.79      No MI                    No                        360
      20370301                        6.34                   5.84      No MI                    No                        360
      20370201                        7.39                   6.89      No MI                    Yes                       480
      20370301                        7.34                   6.84      No MI                    No                        360
      20370301                        7.49                   6.99      No MI                    No                        360
      20370301                        7.74                   7.24      No MI                    No                        360
      20370301                       11.55                  11.05      No MI                    No                        360
      20370301                        6.44                   5.94      No MI                    Yes                       480
      20370301                        5.79                   5.29      No MI                    No                        360
      20370301                        8.35                   7.85      No MI                    Yes                       600
      20370301                        8.64                   8.14      No MI                    Yes                       480
      20370301                        6.64                   6.14      No MI                    Yes                       480
      20370301                         9.1                    8.6      No MI                    No                        360
      20370301                        8.34                   7.84      No MI                    No                        360
      20370301                           8                    7.5      No MI                    Yes                       480
      20370301                        6.34                   5.84      No MI                    Yes                       600
      20370301                        8.44                   7.94      No MI                    Yes                       480
      20370301                        7.59                   7.09      No MI                    No                        360
      20370301                       10.25                   9.75      No MI                    No                        360
      20370301                        5.24                   4.74      No MI                    No                        360
      20370301                         6.4                    5.9      No MI                    No                        360
      20370301                        6.99                   6.49      No MI                    Yes                       480
      20370301                        7.49                   6.99      No MI                    Yes                       600
      20370301                        8.49                   7.99      No MI                    No                        360
      20220301                        9.49                   8.99      No MI                    Yes                       360
      20370301                        6.25                   5.75      No MI                    No                        360
      20370301                        8.25                   7.75      No MI                    No                        360
      20370301                        8.09                   7.59      No MI                    Yes                       480
      20370301                         9.2                    8.7      No MI                    Yes                       480
      20370301                        8.55                   8.05      No MI                    No                        360
      20370301                        7.14                   6.64      No MI                    Yes                       480
      20220301                       11.09                  10.59      No MI                    Yes                       360
      20370301                        8.49                   7.99      No MI                    Yes                       480
      20370301                        8.75                   8.25      No MI                    No                        360
      20370301                        5.74                   5.24      No MI                    No                        360
      20370301                        9.49                   8.99      No MI                    No                        360
      20370301                        9.95                   9.45      No MI                    Yes                       480
      20370301                       8.415                  7.915      No MI                    Yes                       480
      20370301                        7.93                   7.43      No MI                    No                        360
      20370301                        8.49                   7.99      No MI                    Yes                       480
      20370301                        7.85                   7.35      No MI                    Yes                       480
      20370301                        9.55                   9.05      No MI                    No                        360
      20370301                        10.8                   10.3      No MI                    No                        360
      20370301                         6.4                    5.9      No MI                    Yes                       600
      20370301                        9.25                   8.75      No MI                    Yes                       480
      20370301                        8.19                   7.69      No MI                    Yes                       480
      20370301                        9.45                   8.95      No MI                    No                        360
      20370301                        5.99                   5.49      No MI                    Yes                       600
      20370301                        9.45                   8.95      No MI                    No                        360
      20370301                        10.2                    9.7      No MI                    No                        360
      20370301                        7.95                   7.45      No MI                    Yes                       480
      20370101                         9.7                    9.2      No MI                    No                        360
      20361201                        7.45                   6.95      No MI                    No                        360
      20361001                         8.1                    7.6      No MI                    No                        360
      20361201                         8.9                    8.4      No MI                    No                        360
      20361001                        7.35                   6.85      No MI                    No                        360
      20211201                         9.4                    8.9      No MI                    Yes                       360
      20361201                        8.45                   7.95      No MI                    Yes                       480
      20361201                         9.8                    9.3      No MI                    No                        360
      20370101                         8.4                    7.9      No MI                    No                        360
      20361101                        8.45                   7.95      No MI                    No                        360
      20361201                         9.1                    8.6      No MI                    No                        360
      20370101                         9.1                    8.6      No MI                    No                        360
      20370101                         7.9                    7.4      No MI                    No                        360
      20361201                         8.1                    7.6      No MI                    Yes                       480
      20361201                        7.55                   7.05      No MI                    No                        360
      20211201                       8.175                  7.675      No MI                    Yes                       360
      20370101                         7.6                    7.1      No MI                    No                        360
      20361201                         8.3                    7.8      No MI                    Yes                       480
      20370101                        9.95                   9.45      No MI                    No                        360
      20361201                       11.55                  11.05      No MI                    No                        360
      20370101                        9.15                   8.65      No MI                    No                        360
      20361201                        7.45                   6.95      No MI                    No                        360
      20361201                       9.425                  8.925      No MI                    No                        360
      20361201                         7.8                    7.3      No MI                    No                        360
      20370101                       8.425                  7.925      No MI                    No                        360
      20361201                        9.65                   9.15      No MI                    No                        360
      20361201                        8.05                   7.55      No MI                    No                        360
      20361201                       5.875                  5.375      No MI                    No                        360
      20370101                         9.4                    8.9      No MI                    No                        360
      20370101                         9.4                    8.9      No MI                    No                        360
      20370101                       6.775                  6.275      No MI                    No                        360
      20361201                        8.85                   8.35      No MI                    No                        360
      20361201                        7.45                   6.95      No MI                    No                        360
      20370101                        8.05                   7.55      No MI                    No                        360
      20361201                           8                    7.5      No MI                    No                        360
      20361201                       10.55                  10.05      No MI                    Yes                       480
      20361201                          11                   10.5      No MI                    No                        360
      20361201                        10.5                     10      No MI                    Yes                       480
      20370101                        8.25                   7.75      No MI                    Yes                       480
      20361201                         8.8                    8.3      No MI                    No                        360
      20361201                         8.3                    7.8      No MI                    No                        360
      20361201                        7.25                   6.75      No MI                    No                        360
      20361201                         7.7                    7.2      No MI                    No                        360
      20370101                        7.65                   7.15      No MI                    No                        360
      20361201                        7.05                   6.55      No MI                    No                        360
      20361201                          10                    9.5      No MI                    No                        360
      20361201                       5.275                  4.775      No MI                    No                        360
      20361201                         8.6                    8.1      No MI                    Yes                       480
      20361201                         8.8                    8.3      No MI                    No                        360
      20370101                         6.9                    6.4      No MI                    No                        360
      20361201                       9.775                  9.275      No MI                    No                        360
      20361201                         9.3                    8.8      No MI                    Yes                       480
      20370101                           8                    7.5      No MI                    No                        360
      20370101                        7.05                   6.55      No MI                    No                        360
      20361201                         8.9                    8.4      No MI                    No                        360
      20370101                        6.95                   6.45      No MI                    No                        360
      20361201                        6.65                   6.15      No MI                    No                        360
      20361201                       8.675                  8.175      No MI                    No                        360
      20361201                        9.49                   8.99      No MI                    No                        360
      20361201                        7.25                   6.75      No MI                    No                        360
      20361201                        9.45                   8.95      No MI                    No                        360
      20370101                         9.5                      9      No MI                    No                        360
      20361201                        8.35                   7.85      No MI                    No                        360
      20361201                        9.05                   8.55      No MI                    Yes                       480
      20361201                        6.35                   5.85      No MI                    No                        360
      20361201                        9.65                   9.15      No MI                    No                        360
      20361201                         8.9                    8.4      No MI                    No                        360
      20361201                        9.65                   9.15      No MI                    No                        360
      20361201                        8.05                   7.55      No MI                    No                        360
      20370101                        8.25                   7.75      No MI                    No                        360
      20361201                         9.3                    8.8      No MI                    No                        360
      20370101                        8.15                   7.65      No MI                    No                        360
      20361201                      10.275                  9.775      No MI                    No                        360
      20361201                         6.5                      6      No MI                    No                        360
      20361201                       6.425                  5.925      No MI                    Yes                       480
      20370101                      10.125                  9.625      No MI                    No                        360
      20370101                         9.3                    8.8      No MI                    No                        360
      20361201                         6.4                    5.9      No MI                    No                        360
      20370101                           9                    8.5      No MI                    No                        360
      20370101                         8.8                    8.3      No MI                    No                        360
      20361201                         8.7                    8.2      No MI                    No                        360
      20370101                        9.35                   8.85      No MI                    No                        360
      20370101                       6.875                  6.375      No MI                    No                        360
      20361201                       5.125                  4.625      No MI                    No                        360
      20370101                       8.675                  8.175      No MI                    Yes                       480
      20220101                        8.15                   7.65      No MI                    No                        180
      20370101                        6.25                   5.75      No MI                    No                        360
      20361201                       6.875                  6.375      No MI                    No                        360
      20370101                         8.2                    7.7      No MI                    No                        360
      20361201                         6.9                    6.4      No MI                    No                        360
      20361201                        8.25                   7.75      No MI                    Yes                       480
      20370101                       9.125                  8.625      No MI                    No                        360
      20361201                        8.05                   7.55      No MI                    No                        360
      20370101                         9.3                    8.8      No MI                    No                        360
      20361201                        6.85                   6.35      No MI                    No                        360
      20361201                      11.725                 11.225      No MI                    No                        360
      20361201                       7.925                  7.425      No MI                    Yes                       480
      20370101                       7.325                  6.825      No MI                    No                        360
      20370101                        8.45                   7.95      No MI                    No                        360
      20361201                         6.6                    6.1      No MI                    No                        360
      20370101                        10.3                    9.8      No MI                    No                        360
      20370101                       9.375                  8.875      No MI                    No                        360
      20370101                         9.9                    9.4      No MI                    No                        360
      20370101                        8.05                   7.55      No MI                    No                        360
      20361201                        7.45                   6.95      No MI                    No                        360
      20361201                        5.25                   4.75      No MI                    No                        360
      20361201                         7.5                      7      No MI                    No                        360
      20361201                        6.35                   5.85      No MI                    No                        360
      20361201                         7.2                    6.7      No MI                    No                        360
      20361201                       8.725                  8.225      No MI                    Yes                       480
      20361201                        8.25                   7.75      No MI                    No                        360
      20370101                       8.425                  7.925      No MI                    No                        360
      20361201                         9.3                    8.8      No MI                    No                        360
      20361201                         6.9                    6.4      No MI                    No                        360
      20361201                        9.25                   8.75      No MI                    No                        360
      20370101                        7.55                   7.05      No MI                    No                        360
      20370101                         6.5                      6      No MI                    No                        360
      20361201                        10.6                   10.1      No MI                    No                        360
      20361201                         5.9                    5.4      No MI                    Yes                       480
      20370101                       8.425                  7.925      No MI                    No                        360
      20361201                         9.6                    9.1      No MI                    No                        360
      20361201                       8.145                  7.645      No MI                    No                        360
      20370101                       9.025                  8.525      No MI                    No                        360
      20370101                       8.275                  7.775      No MI                    Yes                       480
      20370101                        9.75                   9.25      No MI                    No                        360
      20361201                        7.25                   6.75      No MI                    Yes                       480
      20370101                        7.75                   7.25      No MI                    Yes                       480
      20370101                        5.75                   5.25      No MI                    No                        360
      20361201                        10.6                   10.1      No MI                    No                        360
      20361201                         9.6                    9.1      No MI                    No                        360
      20370101                        11.4                   10.9      No MI                    No                        360
      20370101                       8.325                  7.825      No MI                    Yes                       480
      20370101                      10.825                 10.325      No MI                    No                        360
      20370101                        9.75                   9.25      No MI                    No                        360
      20370101                        8.45                   7.95      No MI                    No                        360
      20370101                         8.1                    7.6      No MI                    No                        360
      20361201                       10.25                   9.75      No MI                    No                        360
      20370101                        8.75                   8.25      No MI                    No                        360
      20370101                         8.4                    7.9      No MI                    No                        360
      20370101                         9.5                      9      No MI                    No                        360
      20370101                        7.95                   7.45      No MI                    No                        360
      20370101                        10.5                     10      No MI                    No                        360
      20370101                       7.375                  6.875      No MI                    Yes                       480
      20370101                       8.275                  7.775      No MI                    Yes                       480
      20370101                        9.35                   8.85      No MI                    No                        360
      20370101                          10                    9.5      No MI                    No                        360
      20370101                        8.05                   7.55      No MI                    No                        360
      20370101                         5.7                    5.2      No MI                    No                        360
      20370101                       6.425                  5.925      No MI                    No                        360
      20370101                        7.85                   7.35      No MI                    Yes                       480
      20370101                        5.75                   5.25      No MI                    No                        360
      20370101                        8.85                   8.35      No MI                    No                        360
      20370101                        7.55                   7.05      No MI                    No                        360
      20370101                       9.625                  9.125      No MI                    No                        360
      20220101                         5.8                    5.3      No MI                    No                        180
      20370101                        9.25                   8.75      No MI                    No                        360
      20370101                        6.35                   5.85      No MI                    Yes                       480
      20370101                         8.8                    8.3      No MI                    No                        360
      20370101                       7.575                  7.075      No MI                    Yes                       480
      20370101                        6.85                   6.35      No MI                    Yes                       480
      20370101                        9.95                   9.45      No MI                    Yes                       480
      20370101                        8.85                   8.35      No MI                    No                        360
      20370101                        7.35                   6.85      No MI                    Yes                       480
      20370101                         9.8                    9.3      No MI                    No                        360
      20370101                       8.675                  8.175      No MI                    No                        360
      20370101                         8.2                    7.7      No MI                    Yes                       480
      20370101                        7.35                   6.85      No MI                    No                        360
      20370101                        7.49                   6.99      No MI                    No                        360
      20270101                         7.9                    7.4      No MI                    No                        240
      20370101                         7.9                    7.4      No MI                    No                        360
      20370101                         8.7                    8.2      No MI                    No                        360
      20370101                       6.375                  5.875      No MI                    Yes                       480
      20370101                       9.625                  9.125      No MI                    No                        360
      20370101                         7.4                    6.9      No MI                    No                        360
      20370101                        8.85                   8.35      No MI                    No                        360
      20370101                       6.425                  5.925      No MI                    No                        360
      20370101                        5.85                   5.35      No MI                    No                        360
      20370101                       8.575                  8.075      No MI                    No                        360
      20370101                       10.45                   9.95      No MI                    Yes                       480
      20370101                         7.1                    6.6      No MI                    No                        360
      20370101                          10                    9.5      No MI                    Yes                       480
      20370101                         9.6                    9.1      No MI                    No                        360
      20370101                         7.5                      7      No MI                    No                        360
      20370101                        7.55                   7.05      No MI                    No                        360
      20370101                         7.1                    6.6      No MI                    No                        360
      20370101                        7.05                   6.55      No MI                    No                        360
      20370101                         5.9                    5.4      No MI                    No                        360
      20370101                       7.775                  7.275      No MI                    Yes                       480
      20370101                       7.625                  7.125      No MI                    No                        360
      20370101                         7.9                    7.4      No MI                    Yes                       480
      20370101                        9.95                   9.45      No MI                    Yes                       480
      20370101                         8.3                    7.8      No MI                    Yes                       480
      20370101                        7.75                   7.25      No MI                    No                        360
      20370101                       6.475                  5.975      No MI                    No                        360
      20370101                         8.2                    7.7      No MI                    Yes                       480
      20370101                         8.2                    7.7      No MI                    No                        360
      20370101                        11.5                     11      No MI                    Yes                       480
      20370101                       5.725                  5.225      No MI                    No                        360
      20370101                        10.6                   10.1      No MI                    No                        360
      20220101                        6.75                   6.25      No MI                    No                        180
      20370101                         5.9                    5.4      No MI                    No                        360
      20370101                        8.25                   7.75      No MI                    Yes                       480
      20370101                        7.95                   7.45      No MI                    No                        360
      20370101                        8.45                   7.95      No MI                    No                        360
      20370101                           7                    6.5      No MI                    No                        360
      20370101                         8.7                    8.2      No MI                    No                        360
      20370101                        8.15                   7.65      No MI                    No                        360
      20370101                           8                    7.5      No MI                    No                        360
      20370101                         6.2                    5.7      No MI                    No                        360
      20361001                          11                   10.5      No MI                    No                        360
      20361201                       7.225                  6.725      No MI                    Yes                       480
      20361101                        9.05                   8.55      No MI                    No                        360
      20361101                       7.425                  6.925      No MI                    Yes                       480
      20370101                         6.5                      6      No MI                    No                        360
      20220101                        9.75                   9.25      No MI                    Yes                       360
      20370101                       7.165                  6.665      No MI                    No                        360
      20361201                         7.9                    7.4      No MI                    No                        360
      20370101                        7.49                   6.99      No MI                    No                        360
      20220101                        9.25                   8.75      No MI                    Yes                       360
      20370101                        6.45                   5.95      No MI                    No                        360
      20220101                       10.65                  10.15      No MI                    Yes                       360
      20220101                        10.9                   10.4      No MI                    Yes                       360
      20370101                        6.45                   5.95      No MI                    No                        360
      20220101                         9.6                    9.1      No MI                    Yes                       360
      20370101                         8.2                    7.7      No MI                    No                        360
      20370101                        7.25                   6.75      No MI                    No                        360
      20220101                        10.9                   10.4      No MI                    Yes                       360
      20370101                           7                    6.5      No MI                    No                        360
      20220101                        10.4                    9.9      No MI                    Yes                       360
      20370101                        8.49                   7.99      No MI                    No                        360
      20370101                        6.35                   5.85      No MI                    No                        360
      20370101                        6.25                   5.75      No MI                    No                        360
      20370101                           6                    5.5      No MI                    No                        360
      20370101                       5.875                  5.375      No MI                    No                        360
      20370101                        6.15                   5.65      No MI                    No                        360
      20220101                       10.65                  10.15      No MI                    Yes                       360
      20370101                         8.1                    7.6      No MI                    No                        360
      20361201                       9.375                  8.875      No MI                    No                        360
      20361201                         8.7                    8.2      No MI                    No                        360
      20370101                        8.75                   8.25      No MI                    No                        360
      20370101                         6.6                    6.1      No MI                    No                        360
      20361201                        6.49                   5.99      No MI                    No                        360
      20370101                        7.49                   6.99      No MI                    No                        360
      20220101                          11                   10.5      No MI                    Yes                       360
      20370101                         6.8                    6.3      No MI                    No                        360
      20220101                       10.65                  10.15      No MI                    Yes                       360
      20370101                       6.625                  6.125      No MI                    No                        360
      20220101                       10.25                   9.75      No MI                    Yes                       360
      20370101                        7.05                   6.55      No MI                    No                        360
      20370101                        9.19                   8.69      No MI                    No                        360
      20370101                        7.45                   6.95      No MI                    No                        360
      20370101                        6.75                   6.25      No MI                    No                        360
      20220101                       10.49                   9.99      No MI                    Yes                       360
      20370101                           6                    5.5      No MI                    No                        360
      20220101                        9.65                   9.15      No MI                    Yes                       360
      20370101                        6.25                   5.75      No MI                    No                        360
      20220101                        10.9                   10.4      No MI                    Yes                       360
      20370101                        6.75                   6.25      No MI                    No                        360
      20370101                         8.4                    7.9      No MI                    Yes                       480
      20370101                        8.49                   7.99      No MI                    No                        360
      20370101                        8.25                   7.75      No MI                    No                        360
      20370101                        6.95                   6.45      No MI                    No                        360
      20220101                          10                    9.5      No MI                    Yes                       360
      20370101                           6                    5.5      No MI                    No                        360
      20370101                        7.75                   7.25      No MI                    No                        360
      20370101                        6.49                   5.99      No MI                    No                        360
      20220101                        9.65                   9.15      No MI                    Yes                       360
      20370101                        6.07                   5.57      No MI                    No                        360
      20370101                        8.49                   7.99      No MI                    No                        360
      20220101                         9.9                    9.4      No MI                    Yes                       360
      20220101                       10.75                  10.25      No MI                    Yes                       360
      20370101                       6.875                  6.375      No MI                    No                        360
      20220101                        9.75                   9.25      No MI                    Yes                       360
      20370101                        6.75                   6.25      No MI                    No                        360
      20220101                       10.65                  10.15      No MI                    Yes                       360
      20220101                        9.65                   9.15      No MI                    Yes                       360
      20370101                        8.85                   8.35      No MI                    No                        360
      20220101                        9.75                   9.25      No MI                    Yes                       360
      20370101                        9.25                   8.75      No MI                    No                        360
      20370101                        7.25                   6.75      No MI                    No                        360
      20220101                        10.4                    9.9      No MI                    Yes                       360
      20370101                       6.625                  6.125      No MI                    No                        360
      20370101                        8.15                   7.65      No MI                    No                        360
      20220101                        10.4                    9.9      No MI                    Yes                       360
      20370101                        6.49                   5.99      No MI                    No                        360
      20220101                       10.15                   9.65      No MI                    Yes                       360
      20370101                        6.75                   6.25      No MI                    No                        360
      20220101                        10.4                    9.9      No MI                    Yes                       360
      20370101                           7                    6.5      No MI                    No                        360
      20370101                           6                    5.5      No MI                    No                        360
      20220101                       10.15                   9.65      No MI                    Yes                       360
      20220101                          11                   10.5      No MI                    Yes                       360
      20370101                        9.49                   8.99      No MI                    No                        360
      20220101                       10.65                  10.15      No MI                    Yes                       360
      20220101                          11                   10.5      No MI                    Yes                       360
      20370101                        6.49                   5.99      No MI                    Yes                       480
      20220101                       10.65                  10.15      No MI                    Yes                       360
      20370101                           8                    7.5      No MI                    No                        360
      20370101                        8.75                   8.25      No MI                    No                        360
      20370101                       7.175                  6.675      No MI                    No                        360
      20220101                        9.65                   9.15      No MI                    Yes                       360
      20220101                        10.9                   10.4      No MI                    Yes                       360
      20370101                        7.75                   7.25      No MI                    Yes                       480
      20370101                         6.9                    6.4      No MI                    No                        360
      20220101                        10.4                    9.9      No MI                    Yes                       360
      20370101                         9.1                    8.6      No MI                    Yes                       480
      20370101                           8                    7.5      No MI                    No                        360
      20220101                         8.5                      8      No MI                    Yes                       360
      20220101                          11                   10.5      No MI                    Yes                       360
      20220101                         8.5                      8      No MI                    Yes                       360
      20220101                       10.65                  10.15      No MI                    Yes                       360
      20220101                         8.5                      8      No MI                    Yes                       360
      20220101                          11                   10.5      No MI                    Yes                       360
      20220101                        10.3                    9.8      No MI                    Yes                       360
      20220101                       10.65                  10.15      No MI                    Yes                       360
      20370101                         9.1                    8.6      No MI                    No                        360
      20361201                        8.05                   7.55      No MI                    No                        360
      20361201                        7.45                   6.95      No MI                    No                        360
      20361201                         8.1                    7.6      No MI                    No                        360
      20370101                        6.25                   5.75      No MI                    No                        360
      20220101                         8.5                      8      No MI                    Yes                       360
      20361201                         8.2                    7.7      No MI                    No                        360
      20361201                         8.4                    7.9      No MI                    Yes                       480
      20370101                        6.65                   6.15      No MI                    No                        360
      20220101                         8.5                      8      No MI                    Yes                       360
      20220101                         8.5                      8      No MI                    Yes                       360
      20370101                           9                    8.5      No MI                    No                        360
      20220101                         8.5                      8      No MI                    Yes                       360
      20370101                        9.25                   8.75      No MI                    No                        360
      20361201                        8.85                   8.35      No MI                    No                        360
      20220101                         8.5                      8      No MI                    Yes                       360
      20361201                        7.49                   6.99      No MI                    No                        360
      20370101                       7.375                  6.875      No MI                    No                        360
      20361201                        6.85                   6.35      No MI                    No                        360
      20370101                        9.45                   8.95      No MI                    No                        360
      20370101                        9.95                   9.45      No MI                    No                        360
      20370101                         7.9                    7.4      No MI                    No                        360
      20220101                         8.5                      8      No MI                    Yes                       360
      20220101                       10.65                  10.15      No MI                    Yes                       360
      20370101                         8.9                    8.4      No MI                    No                        360
      20220101                         8.5                      8      No MI                    Yes                       360
      20220101                         8.5                      8      No MI                    Yes                       360
      20370101                        8.85                   8.35      No MI                    No                        360
      20370101                         5.9                    5.4      No MI                    No                        360
      20220101                         8.5                      8      No MI                    Yes                       360
      20220101                        10.5                     10      No MI                    Yes                       360
      20370101                        7.15                   6.65      No MI                    Yes                       480
      20220101                         8.5                      8      No MI                    Yes                       360
      20220101                         8.5                      8      No MI                    Yes                       360
      20370101                        7.35                   6.85      No MI                    No                        360
      20370101                         8.1                    7.6      No MI                    No                        360
      20220101                         8.5                      8      No MI                    Yes                       360
      20370101                         9.7                    9.2      No MI                    No                        360
      20370101                         7.9                    7.4      No MI                    No                        360
      20370101                        7.49                   6.99      No MI                    No                        360
      20220101                         8.5                      8      No MI                    Yes                       360
      20370201                        8.49                   7.99      No MI                    No                        360
      20370101                           8                    7.5      No MI                    Yes                       480
      20370101                         7.1                    6.6      No MI                    No                        360
      20370101                         8.3                    7.8      No MI                    No                        360
      20220101                         8.5                      8      No MI                    Yes                       360
      20220101                         8.5                      8      No MI                    No                        180
      20220101                         8.5                      8      No MI                    Yes                       360
      20370101                        8.49                   7.99      No MI                    No                        360
      20220101                         8.5                      8      No MI                    Yes                       360
      20370101                         8.4                    7.9      No MI                    No                        360
      20370101                        8.49                   7.99      No MI                    No                        360
      20220101                         8.5                      8      No MI                    Yes                       360
      20370101                        8.35                   7.85      No MI                    No                        360
      20370101                        8.49                   7.99      No MI                    No                        360
      20220101                         8.5                      8      No MI                    Yes                       360
      20370101                         7.9                    7.4      No MI                    No                        360
      20220101                         8.5                      8      No MI                    Yes                       360
      20370101                           8                    7.5      No MI                    No                        360
      20370101                        8.75                   8.25      No MI                    No                        360
      20370101                        8.25                   7.75      No MI                    No                        360
      20370101                        7.85                   7.35      No MI                    No                        360
      20370101                        7.55                   7.05      No MI                    No                        360
      20370101                        9.15                   8.65      No MI                    No                        360
      20220101                         8.5                      8      No MI                    Yes                       360
      20370101                         8.1                    7.6      No MI                    No                        360
      20370101                         6.4                    5.9      No MI                    No                        360
      20220101                         8.5                      8      No MI                    Yes                       360
      20370101                         8.5                      8      No MI                    No                        360
      20370101                        7.15                   6.65      No MI                    No                        360
      20220101                        10.4                    9.9      No MI                    Yes                       360
      20220101                         8.5                      8      No MI                    Yes                       360
      20370101                        8.05                   7.55      No MI                    No                        360
      20370101                        6.99                   6.49      No MI                    No                        360
      20220101                         8.5                      8      No MI                    Yes                       360
      20370101                         6.8                    6.3      No MI                    No                        360
      20220101                         8.5                      8      No MI                    Yes                       360
      20370101                        9.15                   8.65      No MI                    No                        360
      20220101                         8.5                      8      No MI                    Yes                       360
      20370101                         8.2                    7.7      No MI                    No                        360
      20370101                         8.3                    7.8      No MI                    No                        360
      20220101                         8.5                      8      No MI                    Yes                       360
      20370101                         8.7                    8.2      No MI                    No                        360
      20220101                        8.49                   7.99      No MI                    No                        180
      20220101                         8.5                      8      No MI                    Yes                       360
      20370101                         8.7                    8.2      No MI                    No                        360
      20370101                           9                    8.5      No MI                    No                        360
      20370101                         8.6                    8.1      No MI                    No                        360
      20220101                         8.5                      8      No MI                    Yes                       360
      20370101                        6.25                   5.75      No MI                    Yes                       480
      20220101                         8.5                      8      No MI                    Yes                       360
      20370101                        7.65                   7.15      No MI                    No                        360
      20370101                        8.15                   7.65      No MI                    No                        360
      20370101                        7.15                   6.65      No MI                    No                        360
      20370101                        7.38                   6.88      No MI                    No                        360
      20370101                        6.49                   5.99      No MI                    No                        360
      20370101                         8.8                    8.3      No MI                    No                        360
      20370101                        8.65                   8.15      No MI                    No                        360
      20370101                        8.95                   8.45      No MI                    No                        360
      20220101                         8.5                      8      No MI                    Yes                       360
      20220101                         8.5                      8      No MI                    Yes                       360
      20370101                        7.85                   7.35      No MI                    No                        360
      20370101                         8.7                    8.2      No MI                    No                        360
      20370101                        8.75                   8.25      No MI                    No                        360
      20220101                         8.5                      8      No MI                    Yes                       360
      20370101                        8.35                   7.85      No MI                    No                        360
      20370101                         8.4                    7.9      No MI                    No                        360
      20220101                         8.5                      8      No MI                    Yes                       360
      20370101                        6.65                   6.15      No MI                    No                        360
      20220101                         8.5                      8      No MI                    Yes                       360
      20220101                         8.5                      8      No MI                    Yes                       360
      20370101                        8.75                   8.25      No MI                    No                        360
      20370101                           6                    5.5      No MI                    No                        360
      20220101                         8.5                      8      No MI                    Yes                       360
      20220101                         8.5                      8      No MI                    Yes                       360
      20370101                        7.95                   7.45      No MI                    No                        360
      20370101                        7.25                   6.75      No MI                    No                        360
      20220101                         8.5                      8      No MI                    Yes                       360
      20370101                         8.9                    8.4      No MI                    No                        360
      20220101                         8.5                      8      No MI                    Yes                       360
      20370101                         8.3                    7.8      No MI                    No                        360
      20370201                         9.1                    8.6      No MI                    No                        360
      20220201                         8.5                      8      No MI                    Yes                       360
      20370101                        8.55                   8.05      No MI                    No                        360
      20370201                         8.5                      8      No MI                    No                        360
      20370101                         7.9                    7.4      No MI                    No                        360
      20370201                        8.85                   8.35      No MI                    No                        360
      20361101                        9.05                   8.55      No MI                    No                        360
      20370101                        5.99                   5.49      No MI                    No                        360
      20220101                         8.5                      8      No MI                    Yes                       360
      20261201                           8                    7.5      No MI                    No                        240
      20220101                         8.5                      8      No MI                    Yes                       360
      20211101                        8.49                   7.99      No MI                    Yes                       360
      20211201                         8.5                      8      No MI                    Yes                       360
      20370101                         9.6                    9.1      No MI                    No                        360
      20361201                         8.3                    7.8      No MI                    No                        360
      20370101                        9.05                   8.55      No MI                    No                        360
      20361201                        7.55                   7.05      No MI                    Yes                       480
      20361201                         9.1                    8.6      No MI                    No                        360
      20220101                         8.5                      8      No MI                    Yes                       360
      20370101                        8.95                   8.45      No MI                    No                        360
      20220101                         8.5                      8      No MI                    Yes                       360
      20370101                        8.35                   7.85      No MI                    No                        360
      20361201                           7                    6.5      No MI                    No                        360
      20370101                        8.49                   7.99      No MI                    Yes                       480
      20370101                         7.5                      7      No MI                    Yes                       480
      20370101                        8.35                   7.85      No MI                    No                        360
      20361201                        6.85                   6.35      No MI                    No                        360
      20370101                       8.475                  7.975      No MI                    No                        360
      20370101                        8.45                   7.95      No MI                    Yes                       480
      20370201                        8.35                   7.85      No MI                    No                        360
      20370101                         8.4                    7.9      No MI                    No                        360
      20361201                        7.75                   7.25      No MI                    No                        360
      20370101                           8                    7.5      No MI                    No                        360
      20220101                        8.31                   7.81      No MI                    Yes                       360
      20370101                           8                    7.5      No MI                    Yes                       480
      20370101                        8.25                   7.75      No MI                    No                        360
      20370101                         8.9                    8.4      No MI                    No                        360
      20370101                         9.3                    8.8      No MI                    No                        360
      20361201                        8.25                   7.75      No MI                    No                        360
      20370101                        6.49                   5.99      No MI                    No                        360
      20220101                         8.5                      8      No MI                    Yes                       360
      20370101                           8                    7.5      No MI                    No                        360
      20220101                         8.5                      8      No MI                    Yes                       360
      20370101                           9                    8.5      No MI                    No                        360
      20370101                         6.9                    6.4      No MI                    No                        360
      20220101                         8.4                    7.9      No MI                    Yes                       360
      20370101                           8                    7.5      No MI                    No                        360
      20370101                        6.65                   6.15      No MI                    No                        360
      20370101                       7.125                  6.625      No MI                    No                        360
      20220101                         8.5                      8      No MI                    Yes                       360
      20370101                        8.65                   8.15      No MI                    No                        360
      20370101                        7.55                   7.05      No MI                    No                        360
      20370101                        8.45                   7.95      No MI                    No                        360
      20370101                        7.95                   7.45      No MI                    Yes                       480
      20370101                         8.8                    8.3      No MI                    No                        360
      20220101                         8.5                      8      No MI                    Yes                       360
      20220101                         8.5                      8      No MI                    Yes                       360
      20220101                       10.15                   9.65      No MI                    Yes                       360
      20370101                         8.9                    8.4      No MI                    No                        360
      20220101                         8.5                      8      No MI                    Yes                       360
      20370101                        8.75                   8.25      No MI                    No                        360
      20370101                        9.15                   8.65      No MI                    No                        360
      20370101                        6.85                   6.35      No MI                    No                        360
      20370101                        8.74                   8.24      No MI                    No                        360
      20370101                        8.55                   8.05      No MI                    No                        360
      20370101                        6.45                   5.95      No MI                    No                        360
      20220101                         8.5                      8      No MI                    Yes                       360
      20220101                         8.5                      8      No MI                    Yes                       360
      20370101                        9.49                   8.99      No MI                    No                        360
      20370101                        5.05                   4.55      No MI                    No                        360
      20220101                         8.5                      8      No MI                    Yes                       360
      20370101                        8.45                   7.95      No MI                    Yes                       480
      20220101                         8.5                      8      No MI                    Yes                       360
      20370101                        7.45                   6.95      No MI                    No                        360
      20370101                        8.75                   8.25      No MI                    No                        360
      20370101                        8.49                   7.99      No MI                    No                        360
      20220101                         8.5                      8      No MI                    Yes                       360
      20370101                        6.65                   6.15      No MI                    No                        360
      20220101                         8.5                      8      No MI                    Yes                       360
      20370101                        7.75                   7.25      No MI                    No                        360
      20220101                         8.5                      8      No MI                    Yes                       360
      20370101                        7.75                   7.25      No MI                    No                        360
      20220101                         8.5                      8      No MI                    Yes                       360
      20370101                        8.25                   7.75      No MI                    No                        360
      20370101                        7.45                   6.95      No MI                    No                        360
      20370101                        6.75                   6.25      No MI                    No                        360
      20220101                         8.5                      8      No MI                    Yes                       360
      20370101                        8.35                   7.85      No MI                    No                        360
      20370101                        9.49                   8.99      No MI                    No                        360
      20370101                           9                    8.5      No MI                    No                        360
      20370101                        8.35                   7.85      No MI                    No                        360
      20370101                        8.15                   7.65      No MI                    No                        360
      20370101                         7.1                    6.6      No MI                    No                        360
      20220101                         8.5                      8      No MI                    Yes                       360
      20370101                        6.49                   5.99      No MI                    No                        360
      20370101                         8.4                    7.9      No MI                    No                        360
      20220101                         8.5                      8      No MI                    Yes                       360
      20370101                           8                    7.5      No MI                    No                        360
      20370101                           7                    6.5      No MI                    No                        360
      20220101                         8.5                      8      No MI                    Yes                       360
      20220101                         8.5                      8      No MI                    Yes                       360
      20370101                        8.56                   8.06      No MI                    No                        360
      20370201                        8.49                   7.99      No MI                    No                        360
      20370101                        8.49                   7.99      No MI                    No                        360
      20370101                        6.75                   6.25      No MI                    Yes                       480
      20370101                        8.55                   8.05      No MI                    No                        360
      20220101                         8.5                      8      No MI                    Yes                       360
      20370101                        6.05                   5.55      No MI                    Yes                       480
      20220101                         8.5                      8      No MI                    Yes                       360
      20220101                         8.5                      8      No MI                    Yes                       360
      20370101                        7.25                   6.75      No MI                    No                        360
      20220201                         8.5                      8      No MI                    Yes                       360
      20370101                        8.75                   8.25      No MI                    No                        360
      20370101                        9.25                   8.75      No MI                    No                        360
      20370101                        7.75                   7.25      No MI                    No                        360
      20370101                        7.75                   7.25      No MI                    No                        360
      20370101                         6.6                    6.1      No MI                    No                        360
      20370101                        8.85                   8.35      No MI                    No                        360
      20370101                        7.25                   6.75      No MI                    No                        360
      20220101                         8.5                      8      No MI                    Yes                       360
      20370101                        8.49                   7.99      No MI                    No                        360
      20370101                        6.49                   5.99      No MI                    No                        360
      20220101                         8.5                      8      No MI                    Yes                       360
      20370101                        8.75                   8.25      No MI                    No                        360
      20370101                        8.25                   7.75      No MI                    No                        360
      20370201                        8.45                   7.95      No MI                    No                        360
      20370101                        6.49                   5.99      No MI                    No                        360
      20220101                         8.5                      8      No MI                    Yes                       360
      20370101                         6.2                    5.7      No MI                    No                        360
      20220101                         8.5                      8      No MI                    Yes                       360
      20370101                         7.8                    7.3      No MI                    No                        360
      20220101                         8.5                      8      No MI                    Yes                       360
      20370101                        8.75                   8.25      No MI                    No                        360
      20370101                        9.45                   8.95      No MI                    No                        360
      20220201                         8.5                      8      No MI                    Yes                       360
      20370101                        8.75                   8.25      No MI                    No                        360
      20370101                        8.75                   8.25      No MI                    No                        360
      20370101                        8.45                   7.95      No MI                    No                        360
      20370101                         6.9                    6.4      No MI                    No                        360
      20220101                         8.5                      8      No MI                    Yes                       360
      20370101                        8.75                   8.25      No MI                    No                        360
      20370101                        8.75                   8.25      No MI                    No                        360
      20370101                        6.85                   6.35      No MI                    No                        360
      20220101                         8.5                      8      No MI                    Yes                       360
      20220101                         8.5                      8      No MI                    Yes                       360
      20370201                         6.9                    6.4      No MI                    No                        360
      20370101                        6.38                   5.88      No MI                    No                        360
      20220101                       10.65                  10.15      No MI                    Yes                       360
      20370101                        8.65                   8.15      No MI                    No                        360
      20370101                        8.95                   8.45      No MI                    No                        360
      20220101                       10.65                  10.15      No MI                    Yes                       360
      20370101                         5.5                      5      No MI                    No                        360
      20361201                        7.05                   6.55      No MI                    No                        360
      20370101                         7.2                    6.7      No MI                    No                        360
      20370101                         9.2                    8.7      No MI                    No                        360
      20370101                         9.4                    8.9      No MI                    No                        360
      20370101                         9.3                    8.8      No MI                    No                        360
      20361201                         7.4                    6.9      No MI                    Yes                       480
      20370101                        8.25                   7.75      No MI                    No                        360
      20370101                         9.3                    8.8      No MI                    No                        360
      20361201                         8.4                    7.9      No MI                    No                        360
      20370101                        9.15                   8.65      No MI                    No                        360
      20361201                         7.6                    7.1      No MI                    No                        360
      20370101                        8.45                   7.95      No MI                    Yes                       480
      20370101                        9.25                   8.75      No MI                    No                        360
      20370101                        8.45                   7.95      No MI                    No                        360
      20370101                        8.85                   8.35      No MI                    No                        360
      20370101                        5.95                   5.45      No MI                    No                        360
      20370101                        9.65                   9.15      No MI                    No                        360
      20361201                         8.2                    7.7      No MI                    No                        360
      20370101                        9.05                   8.55      No MI                    No                        360
      20370101                        9.55                   9.05      No MI                    No                        360
      20370101                        8.75                   8.25      No MI                    No                        360
      20370101                        9.45                   8.95      No MI                    No                        360
      20370101                        7.35                   6.85      No MI                    No                        360
      20370101                        7.24                   6.74      No MI                    No                        360
      20370101                        9.35                   8.85      No MI                    No                        360
      20370101                         8.4                    7.9      No MI                    No                        360
      20370101                       6.875                  6.375      No MI                    No                        360
      20370101                        7.45                   6.95      No MI                    No                        360
      20361201                         9.7                    9.2      No MI                    No                        360
      20370101                         9.1                    8.6      No MI                    No                        360
      20220101                       10.65                  10.15      No MI                    Yes                       360
      20370101                        5.75                   5.25      No MI                    No                        360
      20370101                           7                    6.5      No MI                    No                        360
      20370101                         7.9                    7.4      No MI                    No                        360
      20370101                           7                    6.5      No MI                    No                        360
      20370101                         9.2                    8.7      No MI                    No                        360
      20370101                        9.45                   8.95      No MI                    No                        360
      20370101                        9.15                   8.65      No MI                    No                        360
      20370101                        8.05                   7.55      No MI                    No                        360
      20370101                         9.1                    8.6      No MI                    No                        360
      20370101                         6.7                    6.2      No MI                    No                        360
      20370101                         9.1                    8.6      No MI                    No                        360
      20370101                         8.4                    7.9      No MI                    No                        360
      20370101                         8.5                      8      No MI                    No                        360
      20370101                        8.55                   8.05      No MI                    No                        360
      20370101                        8.95                   8.45      No MI                    No                        360
      20370101                        8.45                   7.95      No MI                    No                        360
      20370101                         8.7                    8.2      No MI                    No                        360
      20370101                        8.35                   7.85      No MI                    No                        360
      20370101                        8.25                   7.75      No MI                    No                        360
      20370101                       7.425                  6.925      No MI                    Yes                       480
      20220101                       10.65                  10.15      No MI                    Yes                       360
      20370101                           6                    5.5      No MI                    No                        360
      20370101                        9.65                   9.15      No MI                    No                        360
      20370101                        6.35                   5.85      No MI                    Yes                       480
      20370101                        9.05                   8.55      No MI                    No                        360
      20220101                       10.65                  10.15      No MI                    Yes                       360
      20370101                        7.45                   6.95      No MI                    No                        360
      20370101                         9.3                    8.8      No MI                    No                        360
      20220101                        9.45                   8.95      No MI                    Yes                       360
      20370101                        6.55                   6.05      No MI                    No                        360
      20220101                         9.9                    9.4      No MI                    Yes                       360
      20370101                         8.5                      8      No MI                    No                        360
      20370101                       6.975                  6.475      No MI                    No                        360
      20370101                         7.3                    6.8      No MI                    No                        360
      20220101                       10.65                  10.15      No MI                    Yes                       360
      20370101                        8.55                   8.05      No MI                    No                        360
      20370101                        6.85                   6.35      No MI                    No                        360
      20370101                        7.95                   7.45      No MI                    No                        360
      20370101                        8.15                   7.65      No MI                    No                        360
      20370101                        9.15                   8.65      No MI                    No                        360
      20370101                        8.75                   8.25      No MI                    No                        360
      20370101                         8.3                    7.8      No MI                    No                        360
      20370101                         6.8                    6.3      No MI                    No                        360
      20370201                         7.4                    6.9      No MI                    No                        360
      20370101                         9.3                    8.8      No MI                    No                        360
      20370101                        9.45                   8.95      No MI                    No                        360
      20220101                         6.1                    5.6      No MI                    No                        180
      20370101                        7.75                   7.25      No MI                    No                        360
      20220101                       10.15                   9.65      No MI                    Yes                       360
      20370101                         9.1                    8.6      No MI                    No                        360
      20370101                         7.3                    6.8      No MI                    No                        360
      20370201                        7.15                   6.65      No MI                    No                        360
      20370101                         8.8                    8.3      No MI                    Yes                       480
      20370201                         7.8                    7.3      No MI                    No                        360
      20370101                        9.49                   8.99      No MI                    No                        360
      20370101                        9.15                   8.65      No MI                    No                        360
      20370101                         8.8                    8.3      No MI                    No                        360
      20370101                         8.4                    7.9      No MI                    No                        360
      20370101                        8.25                   7.75      No MI                    No                        360
      20370101                         9.3                    8.8      No MI                    No                        360
      20370101                        7.85                   7.35      No MI                    No                        360
      20370101                        7.75                   7.25      No MI                    No                        360
      20220101                         8.5                      8      No MI                    Yes                       360
      20370101                        8.85                   8.35      No MI                    No                        360
      20370101                           9                    8.5      No MI                    No                        360
      20220101                         8.5                      8      No MI                    Yes                       360
      20370101                        9.45                   8.95      No MI                    No                        360
      20370101                         6.9                    6.4      No MI                    No                        360
      20220101                       10.05                   9.55      No MI                    Yes                       360
      20370101                        5.55                   5.05      No MI                    No                        360
      20220101                       10.65                  10.15      No MI                    Yes                       360
      20220101                       10.65                  10.15      No MI                    Yes                       360
      20370101                        8.25                   7.75      No MI                    No                        360
      20370101                        6.25                   5.75      No MI                    Yes                       480
      20370101                        5.45                   4.95      No MI                    Yes                       600
      20220101                        9.25                   8.75      No MI                    Yes                       360
      20370101                        8.25                   7.75      No MI                    Yes                       480
      20220101                          10                    9.5      No MI                    Yes                       360
      20370101                         5.1                    4.6      No MI                    Yes                       480
      20220101                       10.49                   9.99      No MI                    Yes                       360
      20370101                         8.4                    7.9      No MI                    No                        360
      20370201                        6.49                   5.99      No MI                    Yes                       600
      20370101                       5.875                  5.375      No MI                    No                        360
      20370101                        7.75                   7.25      No MI                    No                        360
      20370101                         8.5                      8      No MI                    No                        360
      20220101                       10.65                  10.15      No MI                    Yes                       360
      20370101                        7.29                   6.79      No MI                    No                        360
      20370101                        8.13                   7.63      No MI                    No                        360
      20370101                       4.875                  4.375      No MI                    No                        360
      20370101                         6.6                    6.1      No MI                    No                        360
      20370101                        8.48                   7.98      No MI                    No                        360
      20370101                        5.15                   4.65      No MI                    No                        360
      20370101                        5.89                   5.39      No MI                    No                        360
      20220101                         8.5                      8      No MI                    Yes                       360
      20370101                        8.35                   7.85      No MI                    No                        360
      20220101                       10.65                  10.15      No MI                    Yes                       360
      20370101                        5.49                   4.99      No MI                    Yes                       600
      20370101                         7.9                    7.4      No MI                    No                        360
      20220101                       10.65                  10.15      No MI                    Yes                       360
      20370101                         9.2                    8.7      No MI                    Yes                       600
      20370101                         6.5                      6      No MI                    No                        360
      20370101                         6.9                    6.4      No MI                    No                        360
      20220101                        10.4                    9.9      No MI                    Yes                       360
      20220101                       10.15                   9.65      No MI                    Yes                       360
      20370101                       7.775                  7.275      No MI                    No                        360
      20370101                         9.1                    8.6      No MI                    No                        360
      20370101                        7.35                   6.85      No MI                    No                        360
      20370101                        7.49                   6.99      No MI                    Yes                       600
      20220101                          11                   10.5      No MI                    Yes                       360
      20370101                       5.375                  4.875      No MI                    No                        360
      20370101                         6.3                    5.8      No MI                    No                        360
      20220101                        11.5                     11      No MI                    Yes                       360
      20370101                        6.45                   5.95      No MI                    No                        360
      20370101                        8.05                   7.55      No MI                    No                        360
      20370101                        7.25                   6.75      No MI                    Yes                       480
      20370101                         6.3                    5.8      No MI                    No                        360
      20220101                        9.49                   8.99      No MI                    Yes                       360
      20370101                        7.49                   6.99      No MI                    No                        360
      20370101                           6                    5.5      No MI                    No                        360
      20220101                       10.49                   9.99      No MI                    Yes                       360
      20220101                        9.75                   9.25      No MI                    Yes                       360
      20220101                       10.75                  10.25      No MI                    Yes                       360
      20370101                       6.625                  6.125      No MI                    No                        360
      20370101                        5.35                   4.85      No MI                    No                        360
      20370101                           8                    7.5      No MI                    Yes                       600
      20370101                        5.85                   5.35      No MI                    No                        360
      20370101                         8.8                    8.3      No MI                    Yes                       600
      20370101                       5.375                  4.875      No MI                    No                        360
      20220101                       10.15                   9.65      No MI                    Yes                       360
      20370101                        5.15                   4.65      No MI                    No                        360
      20220101                       10.65                  10.15      No MI                    Yes                       360
      20220101                           9                    8.5      No MI                    Yes                       360
      20370101                         6.5                      6      No MI                    No                        360
      20220101                        9.65                   9.15      No MI                    Yes                       360
      20220101                        9.45                   8.95      No MI                    Yes                       360
      20370101                         6.1                    5.6      No MI                    No                        360
      20370101                           9                    8.5      No MI                    No                        360
      20370101                        5.35                   4.85      No MI                    No                        360
      20370101                        8.35                   7.85      No MI                    No                        360
      20370101                        8.75                   8.25      No MI                    No                        360
      20370101                        8.75                   8.25      No MI                    No                        360
      20220101                        9.49                   8.99      No MI                    Yes                       360
      20220101                         9.9                    9.4      No MI                    Yes                       360
      20370201                        7.45                   6.95      No MI                    Yes                       480
      20370101                       5.875                  5.375      No MI                    No                        360
      20370101                           7                    6.5      No MI                    No                        360
      20220101                        9.49                   8.99      No MI                    Yes                       360
      20370101                        6.15                   5.65      No MI                    No                        360
      20220101                       10.65                  10.15      No MI                    Yes                       360
      20370101                        6.45                   5.95      No MI                    Yes                       600
      20220101                        10.6                   10.1      No MI                    Yes                       360
      20220101                       10.49                   9.99      No MI                    Yes                       360
      20220101                       10.65                  10.15      No MI                    Yes                       360
      20370101                       7.325                  6.825      No MI                    Yes                       600
      20370101                        6.49                   5.99      No MI                    No                        360
      20220101                        10.9                   10.4      No MI                    Yes                       360
      20220101                       10.65                  10.15      No MI                    Yes                       360
      20370101                        6.49                   5.99      No MI                    No                        360
      20370101                        6.49                   5.99      No MI                    Yes                       600
      20370101                         7.4                    6.9      No MI                    Yes                       480
      20370101                        5.75                   5.25      No MI                    No                        360
      20370101                         8.4                    7.9      No MI                    Yes                       600
      20370101                        7.15                   6.65      No MI                    No                        360
      20220101                       10.75                  10.25      No MI                    Yes                       360
      20220101                        9.75                   9.25      No MI                    Yes                       360
      20220101                       10.49                   9.99      No MI                    Yes                       360
      20370101                         8.1                    7.6      No MI                    No                        360
      20370101                        6.95                   6.45      No MI                    Yes                       480
      20220101                        10.4                    9.9      No MI                    Yes                       360
      20220101                        9.15                   8.65      No MI                    Yes                       360
      20370101                           7                    6.5      No MI                    No                        360
      20370101                         7.3                    6.8      No MI                    No                        360
      20220101                       10.49                   9.99      No MI                    Yes                       360
      20370101                         6.4                    5.9      No MI                    No                        360
      20220101                          10                    9.5      No MI                    Yes                       360
      20370201                         7.6                    7.1      No MI                    Yes                       600
      20220101                        10.9                   10.4      No MI                    Yes                       360
      20220201                       10.65                  10.15      No MI                    Yes                       360
      20370101                         5.8                    5.3      No MI                    No                        360
      20370101                        6.75                   6.25      No MI                    No                        360
      20370101                        7.15                   6.65      No MI                    No                        360
      20370101                        6.25                   5.75      No MI                    No                        360
      20220101                       10.75                  10.25      No MI                    Yes                       360
      20220101                        9.15                   8.65      No MI                    Yes                       360
      20370201                       5.749                  5.249      No MI                    Yes                       600
      20370101                        7.75                   7.25      No MI                    Yes                       600
      20370101                           7                    6.5      No MI                    No                        360
      20370101                        7.49                   6.99      No MI                    No                        360
      20370101                       10.25                   9.75      No MI                    No                        360
      20370101                         6.9                    6.4      No MI                    No                        360
      20220101                        9.65                   9.15      No MI                    Yes                       360
      20220101                        9.65                   9.15      No MI                    Yes                       360
      20370101                        7.49                   6.99      No MI                    No                        360
      20370101                        6.64                   6.14      No MI                    No                        360
      20220101                       10.65                  10.15      No MI                    Yes                       360
      20370101                        5.55                   5.05      No MI                    Yes                       480
      20370101                        8.35                   7.85      No MI                    Yes                       480
      20370101                        6.05                   5.55      No MI                    No                        360
      20370101                        7.75                   7.25      No MI                    No                        360
      20370101                        7.95                   7.45      No MI                    No                        360
      20370101                         6.7                    6.2      No MI                    No                        360
      20220101                        10.4                    9.9      No MI                    Yes                       360
      20220101                        9.75                   9.25      No MI                    Yes                       360
      20370101                        6.25                   5.75      No MI                    No                        360
      20370101                        8.85                   8.35      No MI                    No                        360
      20220101                       10.65                  10.15      No MI                    Yes                       360
      20370101                        7.65                   7.15      No MI                    Yes                       600
      20370101                       7.575                  7.075      No MI                    No                        360
      20370101                        5.95                   5.45      No MI                    Yes                       600
      20370101                        5.75                   5.25      No MI                    Yes                       480
      20370101                        6.25                   5.75      No MI                    No                        360
      20220101                        9.85                   9.35      No MI                    Yes                       360
      20220101                        10.8                   10.3      No MI                    Yes                       360
      20370101                        5.65                   5.15      No MI                    Yes                       480
      20220101                        10.9                   10.4      No MI                    Yes                       360
      20370101                        7.05                   6.55      No MI                    No                        360
      20370101                         5.6                    5.1      No MI                    No                        360
      20220201                        10.8                   10.3      No MI                    Yes                       360
      20370101                        6.75                   6.25      No MI                    No                        360
      20220101                          10                    9.5      No MI                    Yes                       360
      20220101                       10.65                  10.15      No MI                    Yes                       360
      20370101                        7.49                   6.99      No MI                    No                        360
      20370101                         9.4                    8.9      No MI                    No                        360
      20370101                        6.45                   5.95      No MI                    No                        360
      20370101                           9                    8.5      No MI                    No                        360
      20220101                        11.5                     11      No MI                    Yes                       360
      20370101                       7.125                  6.625      No MI                    No                        360
      20370101                           8                    7.5      No MI                    No                        360
      20220101                       10.65                  10.15      No MI                    Yes                       360
      20370201                        8.45                   7.95      No MI                    Yes                       600
      20370101                           6                    5.5      No MI                    No                        360
      20220101                          10                    9.5      No MI                    Yes                       360
      20220101                          11                   10.5      No MI                    Yes                       360
      20370101                        7.49                   6.99      No MI                    No                        360
      20370101                        7.05                   6.55      No MI                    No                        360
      20370101                        6.05                   5.55      No MI                    No                        360
      20220101                          10                    9.5      No MI                    Yes                       360
      20370101                        6.35                   5.85      No MI                    No                        360
      20370101                        7.05                   6.55      No MI                    No                        360
      20220101                       10.49                   9.99      No MI                    Yes                       360
      20220101                        9.25                   8.75      No MI                    Yes                       360
      20370101                         6.9                    6.4      No MI                    Yes                       600
      20370101                        7.05                   6.55      No MI                    No                        360
      20370101                        9.15                   8.65      No MI                    Yes                       600
      20220101                         9.9                    9.4      No MI                    Yes                       360
      20370101                        6.05                   5.55      No MI                    No                        360
      20220101                       10.15                   9.65      No MI                    Yes                       360
      20370101                         7.4                    6.9      No MI                    No                        360
      20370101                        6.55                   6.05      No MI                    No                        360
      20220101                         9.9                    9.4      No MI                    Yes                       360
      20370101                       5.375                  4.875      No MI                    No                        360
      20370101                         8.4                    7.9      No MI                    No                        360
      20220101                       10.25                   9.75      No MI                    Yes                       360
      20370101                           7                    6.5      No MI                    No                        360
      20220101                       10.15                   9.65      No MI                    Yes                       360
      20370101                         7.5                      7      No MI                    No                        360
      20370101                        6.75                   6.25      No MI                    No                        360
      20220101                        10.4                    9.9      No MI                    Yes                       360
      20220101                       10.49                   9.99      No MI                    Yes                       360
      20370101                        6.25                   5.75      No MI                    No                        360
      20220101                        9.25                   8.75      No MI                    Yes                       360
      20370101                         9.3                    8.8      No MI                    No                        360
      20370101                        6.49                   5.99      No MI                    No                        360
      20220101                        9.75                   9.25      No MI                    Yes                       360
      20370101                         8.7                    8.2      No MI                    No                        360
      20370101                        8.49                   7.99      No MI                    No                        360
      20220101                       11.49                  10.99      No MI                    Yes                       360
      20370201                        5.75                   5.25      No MI                    No                        360
      20370101                        8.75                   8.25      No MI                    No                        360
      20370101                        7.15                   6.65      No MI                    No                        360
      20370101                           9                    8.5      No MI                    No                        360
      20220101                        10.4                    9.9      No MI                    Yes                       360
      20220101                       10.49                   9.99      No MI                    Yes                       360
      20370101                           8                    7.5      No MI                    No                        360
      20370101                           6                    5.5      No MI                    Yes                       600
      20220101                       10.65                  10.15      No MI                    Yes                       360
      20370101                           8                    7.5      No MI                    No                        360
      20370101                           9                    8.5      No MI                    No                        360
      20220101                       10.49                   9.99      No MI                    Yes                       360
      20370101                        6.49                   5.99      No MI                    No                        360
      20220101                          10                    9.5      No MI                    Yes                       360
      20220101                       11.49                  10.99      No MI                    Yes                       360
      20370101                        8.05                   7.55      No MI                    No                        360
      20370101                       5.875                  5.375      No MI                    Yes                       480
      20370101                         9.4                    8.9      No MI                    Yes                       600
      20220101                        10.9                   10.4      No MI                    Yes                       360
      20370101                         6.2                    5.7      No MI                    Yes                       600
      20220101                       11.49                  10.99      No MI                    Yes                       360
      20370101                        9.49                   8.99      No MI                    No                        360
      20370101                         4.8                    4.3      No MI                    No                        360
      20220101                        9.49                   8.99      No MI                    Yes                       360
      20370101                        6.25                   5.75      No MI                    Yes                       480
      20370101                         8.3                    7.8      No MI                    Yes                       480
      20220101                          11                   10.5      No MI                    Yes                       360
      20220101                        10.8                   10.3      No MI                    Yes                       360
      20220101                       10.65                  10.15      No MI                    Yes                       360
      20370101                         8.8                    8.3      No MI                    No                        360
      20361101                        6.49                   5.99      No MI                    No                        360
      20370101                         7.9                    7.4      No MI                    No                        360
      20361201                        7.15                   6.65      No MI                    No                        360
      20220101                       10.15                   9.65      No MI                    Yes                       360
      20370101                        8.95                   8.45      No MI                    No                        360
      20370101                        7.75                   7.25      No MI                    Yes                       480
      20370101                        8.35                   7.85      No MI                    Yes                       480
      20370101                        6.49                   5.99      No MI                    No                        360
      20361201                       7.825                  7.325      No MI                    No                        360
      20361201                        7.35                   6.85      No MI                    No                        360
      20211201                         9.8                    9.3      No MI                    Yes                       360
      20370101                           9                    8.5      No MI                    No                        360
      20361201                        7.49                   6.99      No MI                    No                        360
      20370101                         6.7                    6.2      No MI                    No                        360
      20220101                        9.75                   9.25      No MI                    Yes                       360
      20370101                           6                    5.5      No MI                    No                        360
      20220101                       10.65                  10.15      No MI                    Yes                       360
      20370101                        7.35                   6.85      No MI                    Yes                       480
      20361201                         9.3                    8.8      No MI                    No                        360
      20220101                        9.65                   9.15      No MI                    Yes                       360
      20370101                         7.1                    6.6      No MI                    No                        360
      20370101                         6.3                    5.8      No MI                    Yes                       480
      20370101                        8.84                   8.34      No MI                    No                        360
      20370101                        8.55                   8.05      No MI                    Yes                       600
      20370101                         7.9                    7.4      No MI                    No                        360
      20370101                        7.15                   6.65      No MI                    No                        360
      20220101                         9.9                    9.4      No MI                    Yes                       360
      20370101                        7.49                   6.99      No MI                    Yes                       600
      20220101                       10.65                  10.15      No MI                    Yes                       360
      20370101                         8.6                    8.1      No MI                    Yes                       600
      20370101                         7.2                    6.7      No MI                    No                        360
      20370101                         7.8                    7.3      No MI                    No                        360
      20370101                        9.25                   8.75      No MI                    No                        360
      20370101                       8.345                  7.845      No MI                    No                        360
      20220101                          11                   10.5      No MI                    Yes                       360
      20370101                        7.75                   7.25      No MI                    Yes                       600
      20370101                         8.8                    8.3      No MI                    Yes                       480
      20370101                        7.75                   7.25      No MI                    No                        360
      20220101                       10.65                  10.15      No MI                    Yes                       360
      20370101                        7.65                   7.15      No MI                    No                        360
      20211101                        10.4                    9.9      No MI                    Yes                       360
      20370101                        7.65                   7.15      No MI                    No                        360
      20370101                         6.4                    5.9      No MI                    Yes                       480
      20370101                         6.6                    6.1      No MI                    No                        360
      20370101                         8.2                    7.7      No MI                    No                        360
      20370101                        6.45                   5.95      No MI                    No                        360
      20370201                           8                    7.5      No MI                    No                        360
      20370101                          11                   10.5      No MI                    No                        360
      20370101                           6                    5.5      No MI                    No                        360
      20370101                         5.8                    5.3      No MI                    No                        360
      20370101                        7.85                   7.35      No MI                    Yes                       480
      20370101                         8.5                      8      No MI                    No                        360
      20370101                        7.75                   7.25      No MI                    No                        360
      20370101                         8.4                    7.9      No MI                    Yes                       600
      20370101                        7.55                   7.05      No MI                    No                        360
      20370101                        8.55                   8.05      No MI                    No                        360
      20370101                           7                    6.5      No MI                    No                        360
      20370101                        7.05                   6.55      No MI                    Yes                       480
      20370101                        7.05                   6.55      No MI                    No                        360
      20370101                        6.65                   6.15      No MI                    Yes                       600
      20370101                       10.15                   9.65      No MI                    No                        360
      20370101                         8.1                    7.6      No MI                    No                        360
      20370101                        9.15                   8.65      No MI                    No                        360
      20370101                        6.49                   5.99      No MI                    No                        360
      20370101                        9.15                   8.65      No MI                    No                        360
      20370101                           9                    8.5      No MI                    No                        360
      20370101                         8.2                    7.7      No MI                    No                        360
      20370101                         6.8                    6.3      No MI                    No                        360
      20220101                       10.65                  10.15      No MI                    Yes                       360
      20370101                        7.65                   7.15      No MI                    No                        360
      20370101                        9.49                   8.99      No MI                    No                        360
      20370101                         8.3                    7.8      No MI                    No                        360
      20370101                        8.85                   8.35      No MI                    No                        360
      20220101                        10.8                   10.3      No MI                    Yes                       360
      20370101                        9.49                   8.99      No MI                    No                        360
      20370201                        8.65                   8.15      No MI                    No                        360
      20370201                        5.45                   4.95      No MI                    No                        360
      20370101                           7                    6.5      No MI                    No                        360
      20361201                        8.49                   7.99      No MI                    No                        360
      20361201                        8.25                   7.75      No MI                    Yes                       480
      20361201                         7.8                    7.3      No MI                    Yes                       480
      20370101                         8.4                    7.9      No MI                    Yes                       480
      20361201                        8.85                   8.35      No MI                    No                        360
      20370101                         8.3                    7.8      No MI                    No                        360
      20220101                        10.9                   10.4      No MI                    Yes                       360
      20370101                         8.4                    7.9      No MI                    No                        360
      20220101                         9.9                    9.4      No MI                    Yes                       360
      20370101                        8.85                   8.35      No MI                    No                        360
      20220101                          11                   10.5      No MI                    Yes                       360
      20370101                        8.85                   8.35      No MI                    No                        360
      20220101                          11                   10.5      No MI                    Yes                       360
      20370101                        8.85                   8.35      No MI                    No                        360
      20220101                          11                   10.5      No MI                    Yes                       360
      20370101                         8.2                    7.7      No MI                    No                        360
      20220101                          11                   10.5      No MI                    Yes                       360
      20370101                         7.7                    7.2      No MI                    No                        360
      20370101                        8.09                   7.59      No MI                    No                        360
      20370101                       6.875                  6.375      No MI                    No                        360
      20220101                       9.726                  9.226      No MI                    Yes                       360
      20370101                         8.6                    8.1      No MI                    No                        360
      20370201                        6.95                   6.45      No MI                    No                        360
      20370101                         7.9                    7.4      No MI                    No                        360
      20220101                          11                   10.5      No MI                    Yes                       360
      20220101                       9.726                  9.226      No MI                    Yes                       360
      20370101                        8.35                   7.85      No MI                    No                        360
      20361201                        9.15                   8.65      No MI                    Yes                       600
      20361201                        7.95                   7.45      No MI                    Yes                       600
      20370101                        7.05                   6.55      No MI                    No                        360
      20220101                        9.75                   9.25      No MI                    Yes                       360
      20370101                         6.4                    5.9      No MI                    No                        360
      20370101                       10.65                  10.15      No MI                    No                        360
      20370101                        7.05                   6.55      No MI                    Yes                       600
      20370101                         6.4                    5.9      No MI                    No                        360
      20370101                        9.15                   8.65      No MI                    No                        360
      20370101                        7.25                   6.75      No MI                    Yes                       480
      20361201                        8.49                   7.99      No MI                    No                        360
      20370101                        9.75                   9.25      No MI                    No                        360
      20370101                        8.49                   7.99      No MI                    Yes                       480
      20370101                         8.4                    7.9      No MI                    Yes                       600
      20370101                        8.69                   8.19      No MI                    Yes                       600
      20370101                         9.4                    8.9      No MI                    No                        360
      20370101                        8.85                   8.35      No MI                    No                        360
      20370101                        6.85                   6.35      No MI                    Yes                       600
      20220101                       10.65                  10.15      No MI                    Yes                       360
      20370101                        8.15                   7.65      No MI                    No                        360
      20220101                        9.25                   8.75      No MI                    Yes                       360
      20370101                        8.75                   8.25      No MI                    No                        360
      20370101                        8.65                   8.15      No MI                    No                        360
      20370101                           8                    7.5      No MI                    Yes                       480
      20370101                         7.8                    7.3      No MI                    No                        360
      20370101                        8.35                   7.85      No MI                    No                        360
      20370101                           8                    7.5      No MI                    No                        360
      20370101                        6.05                   5.55      No MI                    No                        360
      20370101                        7.95                   7.45      No MI                    Yes                       600
      20370101                         8.9                    8.4      No MI                    No                        360
      20220101                        9.65                   9.15      No MI                    Yes                       360
      20370101                        8.05                   7.55      No MI                    Yes                       600
      20220101                       11.05                  10.55      No MI                    Yes                       360
      20370201                        8.49                   7.99      No MI                    No                        360
      20370101                         9.4                    8.9      No MI                    No                        360
      20370101                        6.95                   6.45      No MI                    No                        360
      20370101                        9.49                   8.99      No MI                    No                        360
      20370101                        7.75                   7.25      No MI                    No                        360
      20370101                         7.3                    6.8      No MI                    Yes                       480
      20370101                        6.95                   6.45      No MI                    Yes                       480
      20370101                        6.75                   6.25      No MI                    No                        360
      20220101                       10.49                   9.99      No MI                    Yes                       360
      20370101                        9.25                   8.75      No MI                    No                        360
      20370101                        7.45                   6.95      No MI                    No                        360
      20370101                        8.95                   8.45      No MI                    No                        360
      20220101                       10.15                   9.65      No MI                    Yes                       360
      20370101                         9.3                    8.8      No MI                    No                        360
      20370101                         7.7                    7.2      No MI                    No                        360
      20370101                         9.2                    8.7      No MI                    No                        360
      20370101                         9.8                    9.3      No MI                    No                        360
      20370101                        7.55                   7.05      No MI                    Yes                       600
      20370101                         6.9                    6.4      No MI                    No                        360
      20370101                         7.8                    7.3      No MI                    No                        360
      20370101                        8.75                   8.25      No MI                    Yes                       480
      20370101                         9.2                    8.7      No MI                    No                        360
      20220101                        10.4                    9.9      No MI                    Yes                       360
      20370101                        7.95                   7.45      No MI                    No                        360
      20220101                       10.65                  10.15      No MI                    Yes                       360
      20370101                         6.4                    5.9      No MI                    No                        360
      20370101                         8.9                    8.4      No MI                    No                        360
      20220101                        10.9                   10.4      No MI                    Yes                       360
      20370101                        6.15                   5.65      No MI                    No                        360
      20370101                        8.25                   7.75      No MI                    No                        360
      20370101                         7.2                    6.7      No MI                    No                        360
      20220101                        9.25                   8.75      No MI                    Yes                       360
      20370101                        7.45                   6.95      No MI                    No                        360
      20220101                       10.15                   9.65      No MI                    Yes                       360
      20370101                         8.8                    8.3      No MI                    No                        360
      20370201                         8.1                    7.6      No MI                    No                        360
      20370101                        9.35                   8.85      No MI                    No                        360
      20370101                        7.49                   6.99      No MI                    Yes                       480
      20370101                        8.55                   8.05      No MI                    No                        360
      20220101                          11                   10.5      No MI                    Yes                       360
      20370101                        7.85                   7.35      No MI                    No                        360
      20370101                         6.9                    6.4      No MI                    No                        360
      20370101                         9.1                    8.6      No MI                    Yes                       480
      20370201                         7.6                    7.1      No MI                    No                        360
      20220201                       9.539                  9.039      No MI                    Yes                       360
      20370101                        8.95                   8.45      No MI                    No                        360
      20220101                       9.726                  9.226      No MI                    Yes                       360
      20370101                        9.25                   8.75      No MI                    No                        360
      20370201                        6.65                   6.15      No MI                    No                        360
      20370201                         8.7                    8.2      No MI                    No                        360
      20370201                        7.35                   6.85      No MI                    Yes                       600
      20220201                        10.3                    9.8      No MI                    Yes                       360
      20220101                        10.9                   10.4      No MI                    Yes                       360
      20370101                           7                    6.5      No MI                    No                        360
      20370101                        8.25                   7.75      No MI                    No                        360
      20361201                        9.15                   8.65      No MI                    No                        360
      20220101                       10.65                  10.15      No MI                    Yes                       360
      20370101                        6.25                   5.75      No MI                    No                        360
      20370101                        9.75                   9.25      No MI                    No                        360
      20220101                        10.9                   10.4      No MI                    Yes                       360
      20361201                           8                    7.5      No MI                    No                        360
      20370101                        8.95                   8.45      No MI                    No                        360
      20361201                        8.95                   8.45      No MI                    No                        360
      20370101                        8.65                   8.15      No MI                    No                        360
      20361201                         9.3                    8.8      No MI                    No                        360
      20361201                        8.85                   8.35      No MI                    No                        360
      20370101                        8.15                   7.65      No MI                    No                        360
      20361201                        7.75                   7.25      No MI                    Yes                       480
      20370101                        8.49                   7.99      No MI                    No                        360
      20370101                        7.85                   7.35      No MI                    No                        360
      20370101                        8.75                   8.25      No MI                    No                        360
      20370101                         8.5                      8      No MI                    Yes                       480
      20370101                           8                    7.5      No MI                    No                        360
      20370101                        8.65                   8.15      No MI                    No                        360
      20370101                        9.45                   8.95      No MI                    No                        360
      20370101                        8.79                   8.29      No MI                    No                        360
      20370101                         9.3                    8.8      No MI                    No                        360
      20370101                         7.2                    6.7      No MI                    No                        360
      20370101                        8.85                   8.35      No MI                    No                        360
      20370101                         9.3                    8.8      No MI                    No                        360
      20370101                        8.05                   7.55      No MI                    No                        360
      20370101                        9.35                   8.85      No MI                    No                        360
      20370101                        8.19                   7.69      No MI                    No                        360
      20370101                        9.35                   8.85      No MI                    No                        360
      20370101                        9.35                   8.85      No MI                    No                        360
      20370101                        8.45                   7.95      No MI                    No                        360
      20370101                        9.15                   8.65      No MI                    Yes                       480
      20370201                        7.75                   7.25      No MI                    Yes                       480
      20370101                         8.7                    8.2      No MI                    No                        360
      20370101                         9.5                      9      No MI                    No                        360
      20370101                        8.65                   8.15      No MI                    No                        360
      20370101                         8.9                    8.4      No MI                    No                        360
      20370101                         8.9                    8.4      No MI                    No                        360
      20370101                         9.1                    8.6      No MI                    No                        360
      20370101                         9.4                    8.9      No MI                    No                        360
      20370101                           7                    6.5      No MI                    No                        360
      20370101                        9.15                   8.65      No MI                    No                        360
      20370101                        8.65                   8.15      No MI                    Yes                       480
      20370101                        8.95                   8.45      No MI                    No                        360
      20370101                        8.85                   8.35      No MI                    No                        360
      20370101                        8.75                   8.25      No MI                    No                        360
      20370101                           9                    8.5      No MI                    No                        360
      20370101                         8.5                      8      No MI                    No                        360
      20370101                        8.85                   8.35      No MI                    No                        360
      20370101                           9                    8.5      No MI                    No                        360
      20370101                         8.5                      8      No MI                    No                        360
      20370101                       9.375                  8.875      No MI                    No                        360
      20370201                        8.85                   8.35      No MI                    No                        360
      20370101                         7.6                    7.1      No MI                    No                        360
      20370201                        8.35                   7.85      No MI                    No                        360
      20370101                        7.35                   6.85      No MI                    No                        360
      20370101                        8.75                   8.25      No MI                    No                        360
      20370101                         9.4                    8.9      No MI                    No                        360
      20370101                         6.7                    6.2      No MI                    No                        360
      20211101                       10.75                  10.25      No MI                    Yes                       360
      20220101                        9.25                   8.75      No MI                    Yes                       360
      20220101                       10.75                  10.25      No MI                    Yes                       360
      20370101                         7.7                    7.2      No MI                    No                        360
      20361201                        8.05                   7.55      No MI                    No                        360
      20370101                        6.15                   5.65      No MI                    No                        360
      20370101                           6                    5.5      No MI                    No                        360
      20220101                       10.65                  10.15      No MI                    Yes                       360
      20220101                        10.9                   10.4      No MI                    Yes                       360
      20370101                         6.3                    5.8      No MI                    No                        360
      20220101                        9.65                   9.15      No MI                    Yes                       360
      20370101                         7.6                    7.1      No MI                    No                        360
      20370101                         7.6                    7.1      No MI                    No                        360
      20370101                        6.95                   6.45      No MI                    Yes                       480
      20370101                        5.95                   5.45      No MI                    Yes                       480
      20220101                       10.65                  10.15      No MI                    Yes                       360
      20370101                        7.45                   6.95      No MI                    No                        360
      20370101                        6.14                   5.64      No MI                    No                        360
      20370101                       5.325                  4.825      No MI                    No                        360
      20370101                        6.09                   5.59      No MI                    No                        360
      20370101                        6.25                   5.75      No MI                    Yes                       480
      20220101                       10.65                  10.15      No MI                    Yes                       360
      20220101                       10.65                  10.15      No MI                    Yes                       360
      20370101                        6.45                   5.95      No MI                    No                        360
      20370101                        6.75                   6.25      No MI                    No                        360
      20370101                        7.25                   6.75      No MI                    No                        360
      20220101                        10.4                    9.9      No MI                    Yes                       360
      20370101                        6.45                   5.95      No MI                    No                        360
      20370101                         6.4                    5.9      No MI                    No                        360
      20370101                        8.75                   8.25      No MI                    No                        360
      20220101                       10.65                  10.15      No MI                    Yes                       360
      20370101                        6.35                   5.85      No MI                    No                        360
      20220101                          11                   10.5      No MI                    Yes                       360
      20361201                        8.05                   7.55      No MI                    No                        360
      20370101                        9.15                   8.65      No MI                    No                        360
      20220101                        10.4                    9.9      No MI                    Yes                       360
      20370101                         7.3                    6.8      No MI                    No                        360
      20220101                       10.75                  10.25      No MI                    Yes                       360
      20220101                        9.75                   9.25      No MI                    Yes                       360
      20370101                        7.45                   6.95      No MI                    No                        360
      20370101                        5.65                   5.15      No MI                    No                        360
      20370101                       6.125                  5.625      No MI                    No                        360
      20220101                       10.15                   9.65      No MI                    Yes                       360
      20220101                          11                   10.5      No MI                    Yes                       360
      20220101                        10.9                   10.4      No MI                    Yes                       360
      20370101                        6.45                   5.95      No MI                    No                        360
      20220101                        10.4                    9.9      No MI                    Yes                       360
      20220101                        10.9                   10.4      No MI                    Yes                       360
      20220101                          10                    9.5      No MI                    Yes                       360
      20370101                           8                    7.5      No MI                    No                        360
      20370101                        5.95                   5.45      No MI                    No                        360
      20220101                        9.75                   9.25      No MI                    Yes                       360
      20370101                       7.075                  6.575      No MI                    No                        360
      20370101                        5.49                   4.99      No MI                    No                        360
      20370101                        5.49                   4.99      No MI                    Yes                       480
      20370101                           7                    6.5      No MI                    No                        360
      20220101                          10                    9.5      No MI                    Yes                       360
      20370101                        7.75                   7.25      No MI                    No                        360
      20370101                        8.49                   7.99      No MI                    No                        360
      20370101                       9.125                  8.625      No MI                    No                        360
      20370101                           8                    7.5      No MI                    No                        360
      20370101                         8.4                    7.9      No MI                    No                        360
      20370101                        6.35                   5.85      No MI                    No                        360
      20370101                        8.39                   7.89      No MI                    No                        360
      20361101                        8.49                   7.99      No MI                    No                        360
      20361201                        7.59                   7.09      No MI                    No                        360
      20370101                        8.19                   7.69      No MI                    No                        360
      20370101                        8.79                   8.29      No MI                    No                        360
      20361201                       10.79                  10.29      No MI                    No                        360
      20370101                       10.39                   9.89      No MI                    No                        360
      20370101                        9.09                   8.59      No MI                    No                        360
      20361201                        9.69                   9.19      No MI                    No                        360
      20370101                        7.49                   6.99      No MI                    No                        360
      20370101                        8.69                   8.19      No MI                    No                        360
      20370101                        8.39                   7.89      No MI                    No                        360
      20370101                        9.19                   8.69      No MI                    No                        360
      20361201                        9.29                   8.79      No MI                    No                        360
      20370101                        8.39                   7.89      No MI                    No                        360
      20361201                        8.19                   7.69      No MI                    No                        360
      20370101                       10.69                  10.19      No MI                    No                        360
      20220101                       13.99                  13.49      No MI                    Yes                       360
      20370101                        8.49                   7.99      No MI                    No                        360
      20370101                        9.39                   8.89      No MI                    No                        360
      20370101                        9.69                   9.19      No MI                    No                        360
      20370101                        8.39                   7.89      No MI                    No                        360
      20370101                        9.29                   8.79      No MI                    Yes                       480
      20370101                        8.69                   8.19      No MI                    No                        360
      20370101                        8.69                   8.19      No MI                    No                        360
      20370101                        9.79                   9.29      No MI                    No                        360
      20370101                        9.39                   8.89      No MI                    No                        360
      20370101                        8.89                   8.39      No MI                    Yes                       480
      20370101                        9.39                   8.89      No MI                    No                        360
      20370101                       10.19                   9.69      No MI                    No                        360
      20370101                        8.89                   8.39      No MI                    No                        360
      20370101                        9.29                   8.79      No MI                    No                        360
      20370101                        8.69                   8.19      No MI                    No                        360
      20370101                        6.79                   6.29      No MI                    No                        360
      20370101                        8.69                   8.19      No MI                    No                        360
      20361101                        7.79                   7.29      No MI                    No                        360
      20361101                         6.5                      6      No MI                    No                        360
      20361201                        8.19                   7.69      No MI                    No                        360
      20361201                        9.39                   8.89      No MI                    No                        360
      20370101                        9.79                   9.29      No MI                    No                        360
      20370101                        8.59                   8.09      No MI                    No                        360
      20361201                        9.29                   8.79      No MI                    No                        360
      20361201                        7.09                   6.59      No MI                    No                        360
      20370101                        8.09                   7.59      No MI                    No                        360
      20370101                        7.99                   7.49      No MI                    No                        360
      20370101                        7.49                   6.99      No MI                    No                        360
      20370101                        7.39                   6.89      No MI                    No                        360
      20361201                        8.59                   8.09      No MI                    No                        360
      20370101                        8.49                   7.99      No MI                    No                        360
      20370101                        8.09                   7.59      No MI                    No                        360
      20370101                        8.89                   8.39      No MI                    No                        360
      20370101                       10.29                   9.79      No MI                    Yes                       480
      20370101                       10.29                   9.79      No MI                    Yes                       480
      20361201                       10.69                  10.19      No MI                    No                        360
      20361201                        9.69                   9.19      No MI                    No                        360
      20370101                       10.19                   9.69      No MI                    No                        360
      20370101                        9.59                   9.09      No MI                    No                        360
      20370101                       10.29                   9.79      No MI                    No                        360
      20370101                       10.19                   9.69      No MI                    No                        360
      20370101                       10.79                  10.29      No MI                    No                        360
      20361201                        8.39                   7.89      No MI                    No                        360
      20361201                        8.19                   7.69      No MI                    Yes                       480
      20370101                        7.19                   6.69      No MI                    No                        360
      20361201                        7.39                   6.89      No MI                    No                        360
      20370101                       10.09                   9.59      No MI                    No                        360
      20370101                       11.39                  10.89      No MI                    No                        360
      20361201                        9.19                   8.69      No MI                    No                        360
      20370101                        8.99                   8.49      No MI                    No                        360
      20361201                       11.09                  10.59      No MI                    No                        360
      20370101                        9.49                   8.99      No MI                    No                        360
      20370101                        9.34                   8.84      No MI                    No                        360
      20370101                        9.69                   9.19      No MI                    No                        360
      20370101                        9.79                   9.29      No MI                    No                        360
      20360901                        8.09                   7.59      No MI                    No                        360
      20361001                         7.7                    7.2      No MI                    No                        360
      20361201                        7.15                   6.65      No MI                    No                        360
      20361201                        7.25                   6.75      No MI                    No                        360
      20361201                        8.49                   7.99      No MI                    No                        360
      20361201                        8.15                   7.65      No MI                    No                        360
      20361001                         9.2                    8.7      No MI                    No                        360
      20360901                         9.4                    8.9      No MI                    No                        360
      20361001                        9.35                   8.85      No MI                    No                        360
      20361201                         5.8                    5.3      No MI                    No                        360
      20361201                         5.5                      5      No MI                    No                        360
      20361201                       8.325                  7.825      No MI                    No                        360
      20370101                       8.225                  7.725      No MI                    No                        360
      20361201                        7.25                   6.75      No MI                    No                        360
      20361201                         8.4                    7.9      No MI                    No                        360
      20361201                       6.975                  6.475      No MI                    No                        360
      20361201                        9.49                   8.99      No MI                    No                        360
      20370101                        9.85                   9.35      No MI                    No                        360
      20370101                       9.125                  8.625      No MI                    No                        360
      20361201                         7.7                    7.2      No MI                    No                        360
      20361201                        8.15                   7.65      No MI                    No                        360
      20361201                         8.1                    7.6      No MI                    No                        360
      20370101                        7.85                   7.35      No MI                    No                        360
      20370101                       7.375                  6.875      No MI                    No                        360
      20370101                        9.49                   8.99      No MI                    No                        360
      20211001                        9.49                   8.99      No MI                    Yes                       360
      20211201                       12.25                  11.75      No MI                    Yes                       360
      20211201                        9.45                   8.95      No MI                    Yes                       360
      20211201                        9.45                   8.95      No MI                    Yes                       360
      20211201                        9.45                   8.95      No MI                    Yes                       360
      20220101                        9.49                   8.99      No MI                    Yes                       360
      20220101                        9.49                   8.99      No MI                    Yes                       360
      20211201                        9.45                   8.95      No MI                    Yes                       360
      20211201                        9.45                   8.95      No MI                    Yes                       360
      20211201                        9.49                   8.99      No MI                    Yes                       360
      20211201                        9.45                   8.95      No MI                    Yes                       360
      20211201                        9.45                   8.95      No MI                    Yes                       360
      20211201                        9.45                   8.95      No MI                    Yes                       360
      20220101                        8.99                   8.49      No MI                    Yes                       360
      20361001                        9.49                   8.99      No MI                    No                        360
      20370101                        8.85                   8.35      No MI                    No                        360
      20361201                        8.05                   7.55      No MI                    No                        360
      20361201                        8.49                   7.99      No MI                    No                        360
      20361201                       7.925                  7.425      No MI                    No                        360
      20361201                         7.9                    7.4      No MI                    No                        360
      20211201                        9.45                   8.95      No MI                    Yes                       360
      20360901                         8.7                    8.2      No MI                    No                        360
      20361201                        9.95                   9.45      No MI                    No                        360
      20361201                         8.1                    7.6      No MI                    No                        360
      20361201                       10.25                   9.75      No MI                    No                        360
      20210901                        9.45                   8.95      No MI                    Yes                       360
      20211201                        9.45                   8.95      No MI                    Yes                       360
      20370101                        9.15                   8.65      No MI                    No                        360
      20360801                        10.4                    9.9      No MI                    No                        360
      20361101                         9.7                    9.2      No MI                    No                        360
      20361101                         9.1                    8.6      No MI                    No                        360
      20361201                        9.25                   8.75      No MI                    No                        360
      20361101                       10.25                   9.75      No MI                    No                        360
      20361101                        10.8                   10.3      No MI                    No                        360
      20361101                         9.4                    8.9      No MI                    No                        360
      20361201                        8.35                   7.85      No MI                    No                        360
      20361201                        10.5                     10      No MI                    Yes                       480
      20361201                       8.125                  7.625      No MI                    No                        360
      20361201                       11.05                  10.55      No MI                    No                        360
      20370101                           9                    8.5      No MI                    No                        360
      20361201                       6.425                  5.925      No MI                    No                        360
      20361201                         8.3                    7.8      No MI                    No                        360
      20361201                        10.6                   10.1      No MI                    No                        360
      20361201                        8.25                   7.75      No MI                    No                        360
      20361201                       7.375                  6.875      No MI                    No                        360
      20361201                       10.35                   9.85      No MI                    No                        360
      20361201                       8.275                  7.775      No MI                    No                        360
      20370101                         8.3                    7.8      No MI                    No                        360
      20370101                      10.463                  9.963      No MI                    No                        360
      20370101                       10.05                   9.55      No MI                    Yes                       480
      20370101                        9.15                   8.65      No MI                    No                        360
      20211201                        11.2                   10.7      No MI                    Yes                       360
      20211201                        9.45                   8.95      No MI                    Yes                       360
      20211201                        9.45                   8.95      No MI                    Yes                       360
      20211201                        9.45                   8.95      No MI                    Yes                       360
      20211201                        9.45                   8.95      No MI                    Yes                       360
      20220101                        9.45                   8.95      No MI                    Yes                       360
      20361101                       8.875                  8.375      No MI                    No                        360
      20361001                       10.49                   9.99      No MI                    Yes                       480
      20361101                       9.325                  8.825      No MI                    Yes                       480
      20361101                         7.7                    7.2      No MI                    Yes                       480
      20361201                         6.7                    6.2      No MI                    No                        360
      20361101                         6.6                    6.1      No MI                    No                        360
      20361201                       8.275                  7.775      No MI                    No                        360
      20361201                         9.2                    8.7      No MI                    No                        360
      20361201                       9.475                  8.975      No MI                    No                        360
      20361201                        9.35                   8.85      No MI                    Yes                       480
      20361201                        6.95                   6.45      No MI                    Yes                       480
      20370101                         8.1                    7.6      No MI                    No                        360
      20211201                        12.7                   12.2      No MI                    Yes                       360
      20361201                        8.14                   7.64      No MI                    No                        360
      20361201                         8.3                    7.8      No MI                    No                        360
      20361101                         9.8                    9.3      No MI                    No                        360
      20361201                       10.05                   9.55      No MI                    No                        360
      20361201                         7.7                    7.2      No MI                    No                        360
      20361201                        9.43                   8.93      No MI                    No                        360
      20361201                        7.93                   7.43      No MI                    Yes                       480
      20361201                       9.499                  8.999      No MI                    No                        360
      20361201                         9.2                    8.7      No MI                    Yes                       480
      20361201                       9.625                  9.125      No MI                    No                        360
      20361201                        6.15                   5.65      No MI                    No                        360
      20370101                       6.575                  6.075      No MI                    Yes                       480
      20361201                        7.95                   7.45      No MI                    No                        360
      20361201                        7.45                   6.95      No MI                    No                        360
      20370101                         8.1                    7.6      No MI                    Yes                       480
      20370101                        8.25                   7.75      No MI                    Yes                       480
      20370101                         9.9                    9.4      No MI                    Yes                       480
      20361201                       8.925                  8.425      No MI                    Yes                       480
      20370101                           8                    7.5      No MI                    No                        360
      20211201                        9.45                   8.95      No MI                    Yes                       360
      20220101                       10.63                  10.13      No MI                    Yes                       360
      20370101                        7.05                   6.55      No MI                    No                        360
      20361201                       8.075                  7.575      No MI                    No                        360
      20361201                        8.05                   7.55      No MI                    Yes                       480
      20211101                       11.95                  11.45      No MI                    Yes                       360
      20211201                      11.875                 11.375      No MI                    Yes                       360
      20361101                       6.975                  6.475      No MI                    No                        360
      20361201                       8.125                  7.625      No MI                    Yes                       480
      20361201                         9.5                      9      No MI                    No                        360
      20361201                       7.475                  6.975      No MI                    No                        360
      20370101                        8.49                   7.99      No MI                    No                        360
      20370101                       7.075                  6.575      No MI                    Yes                       480
      20361201                       7.875                  7.375      No MI                    Yes                       480
      20370101                       7.775                  7.275      No MI                    Yes                       480
      20370101                       6.875                  6.375      No MI                    Yes                       480
      20210501                       10.95                  10.45      No MI                    Yes                       360
      20211101                        12.1                   11.6      No MI                    Yes                       360
      20211201                      10.625                 10.125      No MI                    Yes                       360
      20211201                          12                   11.5      No MI                    Yes                       360
      20211201                        9.95                   9.45      No MI                    Yes                       360
      20211201                        11.2                   10.7      No MI                    Yes                       360
      20211201                       10.85                  10.35      No MI                    Yes                       360
      20220101                          12                   11.5      No MI                    Yes                       360
      20360501                        7.45                   6.95      No MI                    No                        360
      20361101                        7.49                   6.99      No MI                    No                        360
      20361201                       8.325                  7.825      No MI                    No                        360
      20361201                       6.475                  5.975      No MI                    No                        360
      20361201                        7.25                   6.75      No MI                    No                        360
      20361201                       8.325                  7.825      No MI                    No                        360
      20361201                        5.95                   5.45      No MI                    Yes                       480
      20361201                        6.95                   6.45      No MI                    No                        360
      20361201                        6.49                   5.99      No MI                    No                        360
      20370101                       6.925                  6.425      No MI                    No                        360
      20360901                           8                    7.5      No MI                    No                        360
      20360801                         8.9                    8.4      No MI                    No                        360
      20360901                       10.75                  10.25      No MI                    No                        360
      20360901                         7.2                    6.7      No MI                    No                        360
      20361201                       10.25                   9.75      No MI                    Yes                       480
      20361201                        6.25                   5.75      No MI                    No                        360
      20361101                        8.49                   7.99      No MI                    No                        360
      20361101                        8.75                   8.25      No MI                    No                        360
      20361101                        8.49                   7.99      No MI                    No                        360
      20361201                        9.35                   8.85      No MI                    No                        360
      20361201                          10                    9.5      No MI                    No                        360
      20361201                        8.49                   7.99      No MI                    Yes                       480
      20361201                         8.9                    8.4      No MI                    No                        360
      20361201                        8.99                   8.49      No MI                    No                        360
      20361201                        9.49                   8.99      No MI                    Yes                       480
      20361201                        8.28                   7.78      No MI                    No                        360
      20361201                        7.05                   6.55      No MI                    Yes                       480
      20361201                         7.2                    6.7      No MI                    No                        360
      20361201                       10.15                   9.65      No MI                    No                        360
      20361201                        7.05                   6.55      No MI                    No                        360
      20361201                        8.49                   7.99      No MI                    No                        360
      20361201                        8.85                   8.35      No MI                    No                        360
      20370101                         8.1                    7.6      No MI                    No                        360
      20370101                        8.55                   8.05      No MI                    No                        360
      20361201                         7.7                    7.2      No MI                    Yes                       480
      20370101                         8.4                    7.9      No MI                    Yes                       480
      20370101                        8.45                   7.95      No MI                    Yes                       480
      20210901                       10.23                   9.73      No MI                    Yes                       360
      20211001                       10.49                   9.99      No MI                    Yes                       360
      20211201                       9.825                  9.325      No MI                    Yes                       360
      20211101                       9.834                  9.334      No MI                    Yes                       360
      20211201                      11.375                 10.875      No MI                    Yes                       360
      20211201                       9.735                  9.235      No MI                    Yes                       360
      20211201                        11.2                   10.7      No MI                    Yes                       360
      20220101                       9.726                  9.226      No MI                    Yes                       360
      20361001                        7.49                   6.99      No MI                    No                        360
      20361101                        8.75                   8.25      No MI                    No                        360
      20361101                       7.375                  6.875      No MI                    No                        360
      20361201                        8.49                   7.99      No MI                    No                        360
      20361201                        7.49                   6.99      No MI                    No                        360
      20361201                        8.49                   7.99      No MI                    No                        360
      20361201                        7.75                   7.25      No MI                    No                        360
      20361201                        7.05                   6.55      No MI                    No                        360
      20370101                         6.5                      6      No MI                    No                        360
      20360901                        9.99                   9.49      No MI                    No                        360
      20360901                        8.99                   8.49      No MI                    No                        360
      20361101                        9.75                   9.25      No MI                    Yes                       480
      20361101                        9.49                   8.99      No MI                    No                        360
      20370101                       10.45                   9.95      No MI                    Yes                       480
      20370101                        9.05                   8.55      No MI                    Yes                       480
      20361201                        7.75                   7.25      No MI                    No                        360
      20370101                        8.35                   7.85      No MI                    No                        360
      20361201                       7.975                  7.475      No MI                    No                        360
      20370101                        8.55                   8.05      No MI                    No                        360
      20361201                         8.6                    8.1      No MI                    No                        360
      20370101                         9.6                    9.1      No MI                    No                        360
      20370101                       10.15                   9.65      No MI                    No                        360
      20370101                         8.1                    7.6      No MI                    No                        360
      20211201                      10.625                 10.125      No MI                    Yes                       360
      20211201                        11.2                   10.7      No MI                    Yes                       360
      20361201                         6.5                      6      No MI                    Yes                       480
      20211201                       11.25                  10.75      No MI                    Yes                       360
      20210801                       12.49                  11.99      No MI                    Yes                       360
      20360901                       9.093                  8.593      No MI                    No                        360
      20210901                        12.3                   11.8      No MI                    Yes                       360
      20361101                           8                    7.5      No MI                    Yes                       480
      20360901                        8.49                   7.99      No MI                    No                        360
      20360901                       7.875                  7.375      No MI                    No                        360
      20361201                        7.75                   7.25      No MI                    No                        360
      20361101                        7.55                   7.05      No MI                    No                        360
      20211101                      10.375                  9.875      No MI                    Yes                       360
      20361101                        8.75                   8.25      No MI                    No                        360
      20361201                        8.25                   7.75      No MI                    No                        360
      20361101                       9.825                  9.325      No MI                    No                        360
      20361201                        7.25                   6.75      No MI                    No                        360
      20361201                        5.75                   5.25      No MI                    No                        360
      20361201                       9.175                  8.675      No MI                    No                        360
      20361201                         8.6                    8.1      No MI                    No                        360
      20361201                           8                    7.5      No MI                    Yes                       480
      20211201                          11                   10.5      No MI                    Yes                       360
      20361201                       7.875                  7.375      No MI                    Yes                       480
      20370101                       8.125                  7.625      No MI                    No                        360
      20370101                       10.45                   9.95      No MI                    Yes                       480
      20360801                        9.85                   9.35      No MI                    No                        360
      20360501                         7.9                    7.4      No MI                    Yes                       480
      20360601                       6.175                  5.675      No MI                    No                        360
      20360601                        9.35                   8.85      No MI                    Yes                       480
      20360701                        9.15                   8.65      No MI                    No                        360
      20360801                        8.75                   8.25      No MI                    No                        360
      20360801                        8.75                   8.25      No MI                    Yes                       480
      20360901                        7.49                   6.99      No MI                    Yes                       480
      20210901                        11.5                     11      No MI                    Yes                       360
      20360901                         8.9                    8.4      No MI                    No                        360
      20360801                        7.15                   6.65      No MI                    No                        360
      20210801                        11.7                   11.2      No MI                    Yes                       360
      20360901                        9.15                   8.65      No MI                    No                        360
      20360901                         8.7                    8.2      No MI                    Yes                       480
      20210901                       12.15                  11.65      No MI                    Yes                       360
      20361001                         7.1                    6.6      No MI                    Yes                       480
      20211001                        12.5                     12      No MI                    Yes                       360
      20361201                         9.5                      9      No MI                    No                        360
      20361201                        9.65                   9.15      No MI                    No                        360
      20370101                        8.45                   7.95      No MI                    Yes                       480
      20361201                           8                    7.5      No MI                    No                        360
      20211201                        10.8                   10.3      No MI                    Yes                       360
      20361201                        7.25                   6.75      No MI                    Yes                       480
      20361201                        8.25                   7.75      No MI                    No                        360
      20361201                           9                    8.5      No MI                    No                        360
      20370101                        8.05                   7.55      No MI                    Yes                       480
      20361201                        9.05                   8.55      No MI                    Yes                       480
      20361201                         7.5                      7      No MI                    No                        360
      20361201                        6.75                   6.25      No MI                    No                        360
      20220201                      11.875                 11.375      No MI                    Yes                       360
      20361201                           7                    6.5      No MI                    No                        360
      20370101                           9                    8.5      No MI                    No                        360
      20370101                       10.75                  10.25      No MI                    No                        360
      20370101                        9.45                   8.95      No MI                    No                        360
      20370101                       10.75                  10.25      No MI                    No                        360
      20370101                         8.2                    7.7      No MI                    No                        360
      20361201                           8                    7.5      No MI                    Yes                       480
      20211201                       11.49                  10.99      No MI                    Yes                       360
      20370101                           8                    7.5      No MI                    No                        360
      20220101                       11.54                  11.04      No MI                    Yes                       360
      20370101                        8.21                   7.71      No MI                    No                        360
      20220101                        10.8                   10.3      No MI                    Yes                       360
      20220101                       11.35                  10.85      No MI                    Yes                       360
      20370101                        8.25                   7.75      No MI                    Yes                       480
      20361201                           8                    7.5      No MI                    No                        360
      20211201                       11.49                  10.99      No MI                    Yes                       360
      20370101                           8                    7.5      No MI                    Yes                       480
      20220101                          12                   11.5      No MI                    Yes                       360
      20370101                         8.4                    7.9      No MI                    No                        360
      20370201                       10.33                   9.83      No MI                    No                        360
      20370101                        8.25                   7.75      No MI                    Yes                       480
      20370101                        6.94                   6.44      No MI                    No                        360
      20370101                       9.125                  8.625      No MI                    No                        360
      20220101                      11.475                 10.975      No MI                    Yes                       360
      20370101                        6.82                   6.32      No MI                    No                        360
      20220101                          12                   11.5      No MI                    Yes                       360
      20370101                       9.665                  9.165      No MI                    No                        360
      20370101                        7.45                   6.95      No MI                    No                        360
      20370101                        7.49                   6.99      No MI                    Yes                       480
      20220101                      11.375                 10.875      No MI                    Yes                       360
      20370101                       8.365                  7.865      No MI                    No                        360
      20220101                      11.874                 11.374      No MI                    Yes                       360
      20370101                        7.85                   7.35      No MI                    Yes                       480
      20220101                       11.45                  10.95      No MI                    Yes                       360
      20370101                        9.17                   8.67      No MI                    No                        360
      20370101                        9.17                   8.67      No MI                    No                        360
      20370101                        7.15                   6.65      No MI                    Yes                       480
      20370101                        7.25                   6.75      No MI                    No                        360
      20220101                      11.475                 10.975      No MI                    Yes                       360
      20370101                       8.375                  7.875      No MI                    Yes                       480
      20370101                        6.95                   6.45      No MI                    No                        360
      20370101                       7.375                  6.875      No MI                    Yes                       480
      20220101                       11.49                  10.99      No MI                    Yes                       360
      20370201                        6.72                   6.22      No MI                    Yes                       480
      20220201                        11.4                   10.9      No MI                    Yes                       360
      20370101                        7.49                   6.99      No MI                    No                        360
      20370101                        7.35                   6.85      No MI                    Yes                       480
      20370201                       8.375                  7.875      No MI                    No                        360
      20220201                       11.49                  10.99      No MI                    Yes                       360
      20370201                        6.85                   6.35      No MI                    Yes                       480
      20370201                        7.85                   7.35      No MI                    Yes                       480
      20220201                        11.2                   10.7      No MI                    Yes                       360
      20370101                        8.39                   7.89      No MI                    Yes                       480
      20370201                         6.9                    6.4      No MI                    No                        360
      20370201                        7.45                   6.95      No MI                    Yes                       480
      20220201                       10.75                  10.25      No MI                    Yes                       360
      20361101                       10.05                   9.55      No MI                    Yes                       480
      20370101                        8.05                   7.55      No MI                    Yes                       480
      20361201                         7.2                    6.7      No MI                    No                        360
      20361201                       12.45                  11.95      No MI                    No                        360
      20361201                        5.95                   5.45      No MI                    No                        360
      20361201                       12.25                  11.75      No MI                    No                        360
      20361101                        6.25                   5.75      No MI                    No                        360
      20361101                       11.49                  10.99      No MI                    No                        360
      20361101                        6.95                   6.45      No MI                    No                        360
      20361101                       12.25                  11.75      No MI                    No                        360
      20361201                        12.2                   11.7      No MI                    No                        360
      20361201                        9.05                   8.55      No MI                    No                        360
      20361201                        7.01                   6.51      No MI                    No                        360
      20361201                        12.2                   11.7      No MI                    No                        360
      20370101                        9.35                   8.85      No MI                    Yes                       480
      20361201                        7.05                   6.55      No MI                    No                        360
      20361201                       10.45                   9.95      No MI                    No                        360
      20361201                       7.295                  6.795      No MI                    No                        360
      20361201                        12.2                   11.7      No MI                    No                        360
      20370101                        7.23                   6.73      No MI                    No                        360
      20370101                         5.8                    5.3      No MI                    No                        360
      20370101                       8.875                  8.375      No MI                    Yes                       480
      20370101                        7.45                   6.95      No MI                    No                        360
      20361201                        8.49                   7.99      No MI                    No                        360
      20370101                        7.55                   7.05      No MI                    No                        360
      20370101                        12.3                   11.8      No MI                    No                        360
      20370101                        6.38                   5.88      No MI                    No                        360
      20370101                        8.49                   7.99      No MI                    Yes                       480
      20370101                         6.6                    6.1      No MI                    Yes                       600
      20370101                          12                   11.5      No MI                    No                        360
      20370101                        8.43                   7.93      No MI                    No                        360
      20370101                        9.35                   8.85      No MI                    No                        360
      20370101                         6.7                    6.2      No MI                    Yes                       480
      20370101                         8.8                    8.3      No MI                    No                        360
      20370101                        8.48                   7.98      No MI                    No                        360
      20370101                        6.85                   6.35      No MI                    Yes                       480
      20370101                         6.2                    5.7      No MI                    No                        360
      20370101                        7.55                   7.05      No MI                    No                        360
      20370101                        6.63                   6.13      No MI                    Yes                       480
      20370101                          12                   11.5      No MI                    No                        360
      20370101                           8                    7.5      No MI                    No                        360
      20370101                        7.15                   6.65      No MI                    Yes                       480
      20370101                          12                   11.5      No MI                    No                        360
      20370101                       7.695                  7.195      No MI                    Yes                       600
      20370101                        7.05                   6.55      No MI                    No                        360
      20370101                        7.67                   7.17      No MI                    No                        360
      20370101                          12                   11.5      No MI                    No                        360
      20370101                         7.1                    6.6      No MI                    Yes                       600
      20370101                          12                   11.5      No MI                    No                        360
      20370101                       7.075                  6.575      No MI                    No                        360
      20370101                          12                   11.5      No MI                    No                        360
      20370101                        6.45                   5.95      No MI                    Yes                       480
      20370101                        7.67                   7.17      No MI                    No                        360
      20370101                          12                   11.5      No MI                    No                        360
      20370101                         6.3                    5.8      No MI                    Yes                       480
      20370101                           9                    8.5      No MI                    No                        360
      20370101                        6.45                   5.95      No MI                    Yes                       600
      20370101                       12.15                  11.65      No MI                    No                        360
      20370101                        7.08                   6.58      No MI                    No                        360
      20370101                         6.2                    5.7      No MI                    Yes                       480
      20370101                       11.45                  10.95      No MI                    No                        360
      20370101                        6.75                   6.25      No MI                    No                        360
      20370101                         5.9                    5.4      No MI                    No                        360
      20370101                        6.63                   6.13      No MI                    No                        360
      20370101                          12                   11.5      No MI                    No                        360
      20370101                       6.545                  6.045      No MI                    No                        360
      20370101                          12                   11.5      No MI                    No                        360
      20370101                           8                    7.5      No MI                    No                        360
      20370101                           7                    6.5      No MI                    No                        360
      20361201                       9.625                  9.125      No MI                    No                        360
      20370101                           8                    7.5      No MI                    No                        360
      20361101                         8.5                      8      No MI                    No                        360
      20370101                        9.49                   8.99      No MI                    No                        360
      20361101                       7.875                  7.375      No MI                    No                        360
      20361201                       7.375                  6.875      No MI                    No                        360
      20361201                        8.25                   7.75      No MI                    No                        360
      20370101                       9.125                  8.625      No MI                    No                        360
      20361201                       7.125                  6.625      No MI                    No                        360
      20361201                       8.125                  7.625      No MI                    No                        360
      20361201                       8.875                  8.375      No MI                    No                        360
      20370101                       8.125                  7.625      No MI                    No                        360
      20370101                       7.375                  6.875      No MI                    No                        360
      20370101                       9.375                  8.875      No MI                    No                        360
      20370101                       8.375                  7.875      No MI                    No                        360
      20270101                           8                    7.5      No MI                    No                        240
      20361201                       7.375                  6.875      No MI                    No                        360
      20361201                      11.875                 11.375      No MI                    No                        360
      20370101                        8.25                   7.75      No MI                    No                        360
      20370101                        8.49                   7.99      No MI                    No                        360
      20370101                       6.375                  5.875      No MI                    No                        360
      20370101                        8.25                   7.75      No MI                    No                        360
      20370101                        9.75                   9.25      No MI                    No                        360
      20370101                       7.375                  6.875      No MI                    No                        360
      20370101                       8.625                  8.125      No MI                    No                        360
      20370101                        7.49                   6.99      No MI                    No                        360
      20370101                       7.125                  6.625      No MI                    No                        360
      20370101                       8.125                  7.625      No MI                    No                        360
      20370101                       9.125                  8.625      No MI                    No                        360
      20370101                       9.375                  8.875      No MI                    No                        360
      20370101                        8.75                   8.25      No MI                    No                        360
      20370101                       7.875                  7.375      No MI                    No                        360
      20370101                        7.49                   6.99      No MI                    No                        360
      20370101                         6.5                      6      No MI                    No                        360
      20370101                        9.49                   8.99      No MI                    No                        360
      20370101                        7.49                   6.99      No MI                    No                        360
      20370101                       9.375                  8.875      No MI                    No                        360
      20370101                           8                    7.5      No MI                    No                        360
      20370101                       8.375                  7.875      No MI                    No                        360
      20370101                      11.875                 11.375      No MI                    No                        360
      20370101                       9.375                  8.875      No MI                    No                        360
      20370101                       7.125                  6.625      No MI                    No                        360
      20370101                        7.75                   7.25      No MI                    No                        360
      20370101                        8.49                   7.99      No MI                    No                        360
      20370101                       7.875                  7.375      No MI                    No                        360
      20370101                        9.25                   8.75      No MI                    No                        360
      20370101                       8.375                  7.875      No MI                    No                        360
      20361001                       8.625                  8.125      No MI                    No                        360
      20361201                           8                    7.5      No MI                    No                        360
      20370101                       8.375                  7.875      No MI                    No                        360
      20370101                         7.5                      7      No MI                    No                        360
      20361001                       9.125                  8.625      No MI                    No                        360
      20370101                         8.5                      8      No MI                    No                        360
      20361001                       8.875                  8.375      No MI                    No                        360
      20361201                       8.125                  7.625      No MI                    No                        360
      20370101                        6.75                   6.25      No MI                    No                        360
      20370101                       7.375                  6.875      No MI                    No                        360
      20220101                      11.375                 10.875      No MI                    Yes                       360
      20370101                       7.875                  7.375      No MI                    No                        360
      20370101                        8.49                   7.99      No MI                    No                        360
      20370101                       6.625                  6.125      No MI                    No                        360
      20370101                        6.75                   6.25      No MI                    No                        360
      20370101                       7.375                  6.875      No MI                    No                        360
      20220101                      11.875                 11.375      No MI                    Yes                       360
      20370101                       7.125                  6.625      No MI                    No                        360
      20361201                       7.875                  7.375      No MI                    No                        360
      20370101                        6.49                   5.99      No MI                    No                        360
      20220101                       11.25                  10.75      No MI                    Yes                       360
      20370101                       7.625                  7.125      No MI                    No                        360
      20361201                           7                    6.5      No MI                    No                        360
      20370101                       7.875                  7.375      No MI                    No                        360
      20370101                        6.75                   6.25      No MI                    No                        360
      20370101                        7.25                   6.75      No MI                    No                        360
      20360901                       7.375                  6.875      No MI                    No                        360
      20360801                         7.7                    7.2      No MI                    Yes                       480
      20360901                        7.49                   6.99      No MI                    Yes                       480
      20370101                      10.625                 10.125      No MI                    No                        360
      20370101                        6.75                   6.25      No MI                    No                        360
      20370101                        6.35                   5.85      No MI                    No                        360
      20361001                         6.8                    6.3      No MI                    No                        480
      20361101                           8                    7.5      No MI                    No                        480
      20361001                       10.49                   9.99      No MI                    No                        360
      20361201                        7.25                   6.75      No MI                    No                        480
      20361001                        8.49                   7.99      No MI                    No                        480
      20361001                        7.75                   7.25      No MI                    No                        480
      20361201                        8.45                   7.95      No MI                    No                        480
      20361101                           9                    8.5      No MI                    No                        480
      20370101                         8.5                      8      No MI                    No                        480
      20361201                        10.5                     10      No MI                    No                        360
      20361101                        7.75                   7.25      No MI                    No                        480
      20361201                        8.95                   8.45      No MI                    No                        480
      20370101                         8.4                    7.9      No MI                    No                        480
      20361201                         9.5                      9      No MI                    No                        360
      20361201                         7.5                      7      No MI                    No                        480
      20361101                           7                    6.5      No MI                    No                        360
      20361101                        8.75                   8.25      No MI                    No                        480
      20370101                         7.4                    6.9      No MI                    No                        480
      20361201                           8                    7.5      No MI                    No                        360
      20361201                         6.5                      6      No MI                    No                        480
      20370101                        8.45                   7.95      No MI                    No                        480
      20370101                        7.45                   6.95      No MI                    No                        360
      20370101                        6.75                   6.25      No MI                    No                        360
      20370101                        7.75                   7.25      No MI                    No                        360
      20370101                           6                    5.5      No MI                    No                        360
      20370101                        7.45                   6.95      No MI                    No                        480
      20361201                         9.5                      9      No MI                    No                        360
      20370101                        7.45                   6.95      No MI                    No                        360
      20361201                        8.71                   8.21      No MI                    No                        360
      20370101                        5.75                   5.25      No MI                    No                        480
      20370101                        7.25                   6.75      No MI                    No                        480
      20370101                        8.25                   7.75      No MI                    No                        360
      20361201                         7.5                      7      No MI                    No                        480
      20370101                        7.45                   6.95      No MI                    No                        360
      20370101                           6                    5.5      No MI                    No                        480
      20361201                        8.25                   7.75      No MI                    No                        480
      20370101                           9                    8.5      No MI                    No                        480
      20370101                           8                    7.5      No MI                    No                        480
      20370101                        8.75                   8.25      No MI                    No                        480
      20370101                        6.25                   5.75      No MI                    No                        360
      20370101                         8.4                    7.9      No MI                    No                        480
      20370101                        6.75                   6.25      No MI                    No                        360
      20361201                        8.45                   7.95      No MI                    No                        480
      20361201                           7                    6.5      No MI                    No                        360
      20361201                        7.75                   7.25      No MI                    No                        360
      20370101                         7.3                    6.8      No MI                    No                        360
      20370101                        6.75                   6.25      No MI                    No                        360
      20370101                        8.45                   7.95      No MI                    No                        480
      20370101                           9                    8.5      No MI                    No                        480
      20370101                        6.25                   5.75      No MI                    No                        360
      20370101                          10                    9.5      No MI                    No                        360
      20361201                        8.15                   7.65      No MI                    No                        480
      20370101                           7                    6.5      No MI                    No                        360
      20370101                           9                    8.5      No MI                    No                        480
      20361201                        7.45                   6.95      No MI                    No                        360
      20370101                        7.45                   6.95      No MI                    No                        480
      20370101                           6                    5.5      No MI                    No                        360
      20361201                        7.75                   7.25      No MI                    No                        480
      20361201                        8.45                   7.95      No MI                    No                        480
      20370101                        7.15                   6.65      No MI                    No                        360
      20361201                           7                    6.5      No MI                    No                        360
      20361201                        7.25                   6.75      No MI                    No                        360
      20361201                           8                    7.5      No MI                    No                        360
      20370101                        6.75                   6.25      No MI                    No                        480
      20370101                        7.99                   7.49      No MI                    No                        480
      20370101                           6                    5.5      No MI                    No                        360
      20370101                        8.45                   7.95      No MI                    No                        480
      20361201                        7.05                   6.55      No MI                    No                        360
      20361201                        7.25                   6.75      No MI                    No                        360
      20361201                        8.75                   8.25      No MI                    No                        360
      20370101                           7                    6.5      No MI                    No                        360
      20361201                         6.1                    5.6      No MI                    No                        480
      20370101                       6.375                  5.875      No MI                    No                        360
      20370101                        8.45                   7.95      No MI                    No                        360
      20370101                        8.45                   7.95      No MI                    No                        480
      20370101                        7.75                   7.25      No MI                    No                        480
      20370101                        7.25                   6.75      No MI                    No                        360
      20370101                           9                    8.5      No MI                    No                        480
      20370101                         6.9                    6.4      No MI                    No                        480
      20361201                        8.25                   7.75      No MI                    No                        480
      20370101                        8.45                   7.95      No MI                    No                        480
      20370101                           7                    6.5      No MI                    No                        360
      20370101                        7.25                   6.75      No MI                    No                        480
      20361201                         8.5                      8      No MI                    No                        360
      20370101                           7                    6.5      No MI                    No                        360
      20370101                        7.45                   6.95      No MI                    No                        480
      20370101                           7                    6.5      No MI                    No                        360
      20361201                        7.75                   7.25      No MI                    No                        360
      20370101                        7.75                   7.25      No MI                    No                        360
      20370101                           8                    7.5      No MI                    No                        360
      20370101                           8                    7.5      No MI                    No                        480
      20370101                         6.4                    5.9      No MI                    No                        360
      20370101                        8.75                   8.25      No MI                    No                        480
      20370101                         7.2                    6.7      No MI                    No                        480
      20370101                        8.75                   8.25      No MI                    No                        480
      20361201                           9                    8.5      No MI                    No                        480
      20370101                        7.45                   6.95      No MI                    No                        480
      20370101                        7.75                   7.25      No MI                    No                        480
      20370101                        6.25                   5.75      No MI                    No                        360
      20370101                        8.45                   7.95      No MI                    No                        480
      20370101                        7.75                   7.25      No MI                    No                        360
      20370101                        8.75                   8.25      No MI                    No                        480
      20370101                        7.25                   6.75      No MI                    No                        480
      20370101                           9                    8.5      No MI                    No                        480
      20370101                          11                   10.5      No MI                    No                        480
      20370101                        8.25                   7.75      No MI                    No                        480
      20370101                           7                    6.5      No MI                    No                        480
      20370101                           8                    7.5      No MI                    No                        360
      20370101                        7.45                   6.95      No MI                    No                        480
      20370101                           8                    7.5      No MI                    No                        480
      20370101                        7.75                   7.25      No MI                    No                        360
      20370101                           6                    5.5      No MI                    No                        360
      20370101                           8                    7.5      No MI                    No                        480
      20370101                        7.75                   7.25      No MI                    No                        480
      20370101                           8                    7.5      No MI                    No                        480
      20370101                         6.5                      6      No MI                    No                        360
      20370101                        8.25                   7.75      No MI                    No                        480
      20220101                         6.5                      6      No MI                    No                        180
      20370101                        5.75                   5.25      No MI                    No                        480
      20370101                        8.25                   7.75      No MI                    No                        480
      20370101                        8.45                   7.95      No MI                    No                        480
      20370101                        7.45                   6.95      No MI                    No                        480
      20370101                         7.5                      7      No MI                    No                        360
      20370101                        7.49                   6.99      No MI                    No                        480
      20370101                        8.45                   7.95      No MI                    No                        480
      20370101                         6.4                    5.9      No MI                    No                        360
      20370101                           8                    7.5      No MI                    No                        480
      20370101                        6.25                   5.75      No MI                    No                        480
      20370101                        9.45                   8.95      No MI                    No                        480
      20370101                        6.75                   6.25      No MI                    No                        480
      20370101                         9.4                    8.9      No MI                    No                        480
      20370101                         7.5                      7      No MI                    No                        360
      20370101                        7.25                   6.75      No MI                    No                        480
      20370101                        8.25                   7.75      No MI                    No                        360
      20370101                        7.75                   7.25      No MI                    No                        480
      20370101                        7.25                   6.75      No MI                    No                        480
      20370101                        7.25                   6.75      No MI                    No                        360
      20370101                           7                    6.5      No MI                    No                        480
      20370101                           7                    6.5      No MI                    No                        360
      20370101                        7.75                   7.25      No MI                    No                        480
      20370101                           7                    6.5      No MI                    No                        360
      20370101                        8.25                   7.75      No MI                    No                        480
      20370101                           8                    7.5      No MI                    No                        480
      20370101                        7.75                   7.25      No MI                    No                        480
      20370101                        6.75                   6.25      No MI                    No                        480
      20370101                           7                    6.5      No MI                    No                        360
      20370101                       7.375                  6.875      No MI                    No                        480
      20370101                           8                    7.5      No MI                    No                        360
      20370101                        7.25                   6.75      No MI                    No                        480
      20370101                        8.75                   8.25      No MI                    No                        480
      20370101                         7.5                      7      No MI                    No                        360
      20370101                           7                    6.5      No MI                    No                        480
      20370101                        7.45                   6.95      No MI                    No                        480
      20370101                        8.45                   7.95      No MI                    No                        480
      20370101                         6.5                      6      No MI                    No                        360
      20370101                        8.25                   7.75      No MI                    No                        360
      20370101                        7.49                   6.99      No MI                    No                        480
      20370101                           8                    7.5      No MI                    No                        480
      20370101                           9                    8.5      No MI                    No                        480
      20370101                         7.5                      7      No MI                    No                        480
      20370101                         6.5                      6      No MI                    No                        360
      20370101                           7                    6.5      No MI                    No                        480
      20370101                           8                    7.5      No MI                    No                        480
      20370101                        8.45                   7.95      No MI                    No                        480
      20370101                        8.25                   7.75      No MI                    No                        480
      20370101                        7.45                   6.95      No MI                    No                        480
      20370101                        6.75                   6.25      No MI                    No                        480
      20370101                          10                    9.5      No MI                    No                        360
      20370101                        7.75                   7.25      No MI                    No                        480
      20370101                        8.25                   7.75      No MI                    No                        360
      20370101                        7.75                   7.25      No MI                    No                        360
      20370101                         7.5                      7      No MI                    No                        360
      20370101                           8                    7.5      No MI                    No                        480
      20370101                        7.75                   7.25      No MI                    No                        480
      20370101                        7.25                   6.75      No MI                    No                        480
      20370101                           8                    7.5      No MI                    No                        360
      20370101                        7.75                   7.25      No MI                    No                        480
      20370101                        6.49                   5.99      No MI                    No                        360
      20370101                        8.45                   7.95      No MI                    No                        480
      20370101                         6.5                      6      No MI                    No                        360
      20370101                        7.49                   6.99      No MI                    No                        360
      20370101                        6.75                   6.25      No MI                    No                        360
      20370101                        7.75                   7.25      No MI                    No                        480
      20370101                        9.45                   8.95      No MI                    No                        480
      20370101                        7.75                   7.25      No MI                    No                        480
      20370101                        7.75                   7.25      No MI                    No                        360
      20370101                        8.45                   7.95      No MI                    No                        360
      20370101                        8.49                   7.99      No MI                    No                        480
      20370101                        7.15                   6.65      No MI                    No                        480
      20370101                           7                    6.5      No MI                    No                        360
      20370101                        8.25                   7.75      No MI                    No                        480
      20370101                        8.45                   7.95      No MI                    No                        360
      20370101                           9                    8.5      No MI                    No                        480
      20370101                           8                    7.5      No MI                    No                        360
      20370101                        7.25                   6.75      No MI                    No                        480
      20370101                           8                    7.5      No MI                    No                        360
      20370101                        8.25                   7.75      No MI                    No                        480
      20370101                        7.25                   6.75      No MI                    No                        480
      20370101                        8.45                   7.95      No MI                    No                        360
      20370101                         6.5                      6      No MI                    No                        480
      20370101                         8.5                      8      No MI                    No                        480
      20370101                        8.25                   7.75      No MI                    No                        480
      20370101                        7.75                   7.25      No MI                    No                        480
      20370101                        7.75                   7.25      No MI                    No                        360
      20370101                           8                    7.5      No MI                    No                        360
      20370101                        6.75                   6.25      No MI                    No                        480
      20370101                           7                    6.5      No MI                    No                        360
      20370101                        7.25                   6.75      No MI                    No                        360
      20370101                        7.75                   7.25      No MI                    No                        480
      20370101                           6                    5.5      No MI                    No                        480
      20370101                           7                    6.5      No MI                    No                        480
      20370101                        7.75                   7.25      No MI                    No                        360
      20370101                         7.5                      7      No MI                    No                        360
      20370101                           8                    7.5      No MI                    No                        480
      20370101                           7                    6.5      No MI                    No                        360
      20370101                        8.25                   7.75      No MI                    No                        480
      20370101                        8.75                   8.25      No MI                    No                        360
      20370101                         6.5                      6      No MI                    No                        360
      20370101                        10.7                   10.2      No MI                    No                        360
      20370101                           6                    5.5      No MI                    No                        360
      20370101                        8.45                   7.95      No MI                    No                        480
      20370101                           8                    7.5      No MI                    No                        360
      20370101                       11.75                  11.25      No MI                    No                        360
      20370101                        6.75                   6.25      No MI                    No                        480
      20370101                        7.25                   6.75      No MI                    No                        360
      20370101                        8.25                   7.75      No MI                    No                        480
      20370101                           9                    8.5      No MI                    No                        360
      20370101                        6.49                   5.99      No MI                    No                        360
      20360201                        7.75                   7.25      No MI                    No                        360
      20361201                      11.375                 10.875      No MI                    No                        360
      20361201                      10.375                  9.875      No MI                    No                        360
      20370101                      10.175                  9.675      No MI                    No                        360
      20370101                       10.65                  10.15      No MI                    No                        360
      20361201                       10.25                   9.75      No MI                    No                        360
      20370101                        9.75                   9.25      No MI                    No                        360
      20361101                         9.7                    9.2      No MI                    No                        360
      20361201                       7.925                  7.425      No MI                    Yes                       480
      20370101                        9.25                   8.75      No MI                    Yes                       480
      20370101                       8.175                  7.675      No MI                    Yes                       480
      20361201                        8.85                   8.35      No MI                    No                        360
      20370101                         8.7                    8.2      No MI                    No                        360
      20361101                        8.25                   7.75      No MI                    No                        360
      20361201                        9.15                   8.65      No MI                    No                        360
      20361201                        9.15                   8.65      No MI                    Yes                       480
      20361101                        9.65                   9.15      No MI                    Yes                       480
      20361201                        8.25                   7.75      No MI                    Yes                       480
      20361201                       8.625                  8.125      No MI                    Yes                       480
      20261201                         9.9                    9.4      No MI                    No                        240
      20361101                       9.175                  8.675      No MI                    No                        360
      20361201                        10.4                    9.9      No MI                    Yes                       480
      20361101                       9.125                  8.625      No MI                    Yes                       480
      20370101                       7.425                  6.925      No MI                    Yes                       480
      20370101                        8.35                   7.85      No MI                    No                        360
      20270101                       10.65                  10.15      No MI                    No                        240
      20370101                           9                    8.5      No MI                    Yes                       480
      20370101                        7.95                   7.45      No MI                    No                        360
      20370101                       8.575                  8.075      No MI                    No                        360
      20370101                         7.7                    7.2      No MI                    Yes                       480
      20370101                       8.175                  7.675      No MI                    No                        360
      20370101                       9.325                  8.825      No MI                    No                        360
      20370101                        8.35                   7.85      No MI                    Yes                       480
      20361201                         8.1                    7.6      No MI                    No                        360
      20361101                        7.95                   7.45      No MI                    No                        360
      20361201                         9.7                    9.2      No MI                    No                        360
      20361101                         8.1                    7.6      No MI                    No                        360
      20361101                           8                    7.5      No MI                    No                        360
      20361201                       9.025                  8.525      No MI                    No                        360
      20361101                       7.775                  7.275      No MI                    Yes                       480
      20361001                       9.275                  8.775      No MI                    No                        360
      20361101                         9.9                    9.4      No MI                    Yes                       480
      20361101                        9.15                   8.65      No MI                    No                        360
      20361101                       8.025                  7.525      No MI                    No                        360
      20361201                       7.925                  7.425      No MI                    Yes                       480
      20361201                        8.85                   8.35      No MI                    No                        360
      20361101                         7.7                    7.2      No MI                    Yes                       480
      20361201                       8.825                  8.325      No MI                    No                        360
      20361201                       8.475                  7.975      No MI                    Yes                       480
      20361101                       9.025                  8.525      No MI                    No                        360
      20361201                       7.525                  7.025      No MI                    Yes                       480
      20361101                         9.9                    9.4      No MI                    Yes                       480
      20361201                        7.75                   7.25      No MI                    No                        360
      20361101                       7.725                  7.225      No MI                    No                        360
      20370101                         8.1                    7.6      No MI                    Yes                       480
      20361201                        7.25                   6.75      No MI                    No                        360
      20361201                       8.025                  7.525      No MI                    No                        360
      20361201                       8.525                  8.025      No MI                    Yes                       480
      20361201                       9.925                  9.425      No MI                    No                        360
      20361201                        8.45                   7.95      No MI                    Yes                       480
      20361101                         9.6                    9.1      No MI                    No                        360
      20370101                         8.6                    8.1      No MI                    No                        360
      20361201                        8.35                   7.85      No MI                    Yes                       480
      20361201                       8.475                  7.975      No MI                    Yes                       480
      20361201                       7.325                  6.825      No MI                    Yes                       480
      20361201                        7.25                   6.75      No MI                    No                        360
      20361101                         8.4                    7.9      No MI                    No                        360
      20361201                        8.75                   8.25      No MI                    Yes                       480
      20361201                         8.9                    8.4      No MI                    No                        360
      20361201                         6.8                    6.3      No MI                    No                        360
      20370101                        9.85                   9.35      No MI                    Yes                       480
      20370101                       7.725                  7.225      No MI                    No                        360
      20361201                         7.5                      7      No MI                    No                        360
      20361201                         9.3                    8.8      No MI                    No                        360
      20361201                         8.3                    7.8      No MI                    No                        360
      20361201                       8.525                  8.025      No MI                    No                        360
      20361201                        7.55                   7.05      No MI                    Yes                       480
      20361201                       7.975                  7.475      No MI                    No                        360
      20370101                        8.55                   8.05      No MI                    Yes                       480
      20370101                         8.7                    8.2      No MI                    No                        360
      20370101                       8.625                  8.125      No MI                    No                        360
      20361201                         9.3                    8.8      No MI                    Yes                       480
      20361201                         8.6                    8.1      No MI                    Yes                       480
      20361201                        9.35                   8.85      No MI                    No                        360
      20361201                        9.15                   8.65      No MI                    No                        360
      20361201                       8.075                  7.575      No MI                    No                        360
      20361201                       9.175                  8.675      No MI                    Yes                       480
      20361201                         9.6                    9.1      No MI                    No                        360
      20370101                         9.4                    8.9      No MI                    Yes                       480
      20361201                        9.65                   9.15      No MI                    No                        360
      20361201                       8.825                  8.325      No MI                    Yes                       480
      20370101                       7.225                  6.725      No MI                    Yes                       480
      20370101                         7.9                    7.4      No MI                    No                        360
      20361201                         8.9                    8.4      No MI                    Yes                       480
      20361201                       7.625                  7.125      No MI                    No                        360
      20361201                           9                    8.5      No MI                    No                        360
      20370101                           9                    8.5      No MI                    Yes                       480
      20370101                       8.825                  8.325      No MI                    Yes                       480
      20361201                         9.2                    8.7      No MI                    No                        360
      20370101                        9.15                   8.65      No MI                    Yes                       480
      20361201                        8.65                   8.15      No MI                    Yes                       480
      20370101                           8                    7.5      No MI                    Yes                       480
      20370101                        8.85                   8.35      No MI                    No                        360
      20361201                           9                    8.5      No MI                    Yes                       480
      20361201                       8.525                  8.025      No MI                    Yes                       480
      20370101                         9.3                    8.8      No MI                    No                        360
      20370101                           9                    8.5      No MI                    Yes                       480
      20370101                       8.525                  8.025      No MI                    No                        360
      20370101                         8.5                      8      No MI                    Yes                       480
      20361201                         9.6                    9.1      No MI                    No                        360
      20361201                         9.1                    8.6      No MI                    No                        360
      20370101                       8.625                  8.125      No MI                    Yes                       480
      20361201                           8                    7.5      No MI                    No                        360
      20370101                       8.025                  7.525      No MI                    Yes                       480
      20370101                       8.575                  8.075      No MI                    No                        360
      20361201                       8.025                  7.525      No MI                    Yes                       480
      20370101                         8.7                    8.2      No MI                    Yes                       480
      20370101                           8                    7.5      No MI                    Yes                       480
      20370101                         9.4                    8.9      No MI                    Yes                       480
      20370101                       8.075                  7.575      No MI                    Yes                       480
      20361201                        9.75                   9.25      No MI                    No                        360
      20370101                       8.825                  8.325      No MI                    No                        360
      20370101                       9.275                  8.775      No MI                    Yes                       480
      20370101                         7.3                    6.8      No MI                    Yes                       480
      20370101                         9.1                    8.6      No MI                    No                        360
      20361201                           8                    7.5      No MI                    Yes                       480
      20370101                        8.55                   8.05      No MI                    No                        360
      20370101                       9.175                  8.675      No MI                    No                        360
      20361201                       8.825                  8.325      No MI                    No                        360
      20361201                         9.6                    9.1      No MI                    No                        360
      20370101                       8.575                  8.075      No MI                    Yes                       480
      20370101                       7.375                  6.875      No MI                    Yes                       480
      20361201                       8.625                  8.125      No MI                    Yes                       480
      20370101                           8                    7.5      No MI                    Yes                       480
      20370101                       7.425                  6.925      No MI                    No                        360
      20370101                       8.025                  7.525      No MI                    No                        360
      20370101                         9.3                    8.8      No MI                    Yes                       480
      20370101                        8.65                   8.15      No MI                    No                        360
      20370101                       9.425                  8.925      No MI                    Yes                       480
      20370101                         8.9                    8.4      No MI                    No                        360
      20261101                       11.15                  10.65      No MI                    No                        240
      20261201                        11.9                   11.4      No MI                    No                        240
      20261101                       10.65                  10.15      No MI                    No                        240
      20261201                       11.15                  10.65      No MI                    No                        240
      20261201                       10.65                  10.15      No MI                    No                        240
      20270101                        10.9                   10.4      No MI                    No                        240
      20261201                       11.15                  10.65      No MI                    No                        240
      20270101                        9.65                   9.15      No MI                    No                        240
      20361101                         9.8                    9.3      No MI                    Yes                       480
      20361201                       7.925                  7.425      No MI                    Yes                       480
      20361101                         7.5                      7      No MI                    No                        360
      20361001                         7.4                    6.9      No MI                    No                        360
      20361201                        6.95                   6.45      No MI                    No                        360
      20361101                         8.2                    7.7      No MI                    Yes                       480
      20370101                       6.825                  6.325      No MI                    No                        360
      20361101                        9.25                   8.75      No MI                    No                        360
      20361201                        8.15                   7.65      No MI                    No                        360
      20370101                         7.4                    6.9      No MI                    No                        360
      20361201                       7.675                  7.175      No MI                    No                        360
      20361201                       7.625                  7.125      No MI                    Yes                       480
      20361201                       8.525                  8.025      No MI                    No                        360
      20370101                      10.225                  9.725      No MI                    Yes                       480
      20370101                         8.3                    7.8      No MI                    Yes                       480
      20370101                       6.825                  6.325      No MI                    No                        360
      20361201                         7.6                    7.1      No MI                    No                        360
      20361201                       8.025                  7.525      No MI                    No                        360
      20370101                        7.75                   7.25      No MI                    No                        360
      20261201                      10.775                 10.275      No MI                    No                        240
      20270101                       11.15                  10.65      No MI                    No                        240
      20261201                       11.15                  10.65      No MI                    No                        240
      20370101                        7.25                   6.75      No MI                    Yes                       480
      20361201                       7.525                  7.025      No MI                    Yes                       480
      20361001                         8.2                    7.7      No MI                    No                        360
      20370101                         9.2                    8.7      No MI                    Yes                       480
      20361101                          10                    9.5      No MI                    No                        360
      20361201                       7.725                  7.225      No MI                    Yes                       480
      20370101                       8.725                  8.225      No MI                    No                        360
      20361201                        8.25                   7.75      No MI                    Yes                       480
      20361201                       8.225                  7.725      No MI                    No                        360
      20361201                       8.475                  7.975      No MI                    Yes                       480
      20361201                       9.025                  8.525      No MI                    No                        360
      20370101                       8.975                  8.475      No MI                    Yes                       480
      20361201                         7.1                    6.6      No MI                    No                        360
      20370101                       8.625                  8.125      No MI                    Yes                       480
      20361201                         7.8                    7.3      No MI                    No                        360
      20370101                         7.7                    7.2      No MI                    No                        360
      20361201                       7.575                  7.075      No MI                    No                        360
      20370101                        8.05                   7.55      No MI                    No                        360
      20370101                       8.675                  8.175      No MI                    Yes                       480
      20261201                       10.15                   9.65      No MI                    No                        240
      20270101                       10.65                  10.15      No MI                    No                        240
      20361201                         8.2                    7.7      No MI                    No                        360
      20361101                         9.2                    8.7      No MI                    No                        360
      20361101                         9.1                    8.6      No MI                    No                        360
      20361201                         8.4                    7.9      No MI                    No                        360
      20370101                        9.35                   8.85      No MI                    Yes                       480
      20361201                        7.25                   6.75      No MI                    Yes                       480
      20361201                       8.025                  7.525      No MI                    No                        360
      20361201                         8.7                    8.2      No MI                    Yes                       480
      20370101                        7.25                   6.75      No MI                    Yes                       480
      20370101                       9.175                  8.675      No MI                    No                        360
      20270101                        11.4                   10.9      No MI                    No                        240
      20270101                        10.4                    9.9      No MI                    No                        240
      20261201                        9.15                   8.65      No MI                    No                        240
      20370101                       9.075                  8.575      No MI                    No                        360
      20370101                         7.5                      7      No MI                    Yes                       480
      20370101                         9.3                    8.8      No MI                    Yes                       480
      20370101                         7.1                    6.6      No MI                    No                        360
      20220101                        10.9                   10.4      No MI                    Yes                       360
      20370101                       7.325                  6.825      No MI                    Yes                       480
      20370101                           9                    8.5      No MI                    Yes                       480
      20370101                         8.1                    7.6      No MI                    Yes                       480
      20370101                        6.25                   5.75      No MI                    Yes                       480
      20370101                       7.675                  7.175      No MI                    Yes                       480
      20370101                           8                    7.5      No MI                    No                        360
      20370101                       7.025                  6.525      No MI                    Yes                       480
      20370101                        5.75                   5.25      No MI                    Yes                       480
      20370101                       5.725                  5.225      No MI                    No                        360
      20370101                         8.1                    7.6      No MI                    Yes                       480
      20370101                         6.5                      6      No MI                    No                        360
      20220101                      11.325                 10.825      No MI                    Yes                       360
      20370101                        7.49                   6.99      No MI                    Yes                       480
      20370101                         8.3                    7.8      No MI                    Yes                       480
      20370101                        7.75                   7.25      No MI                    Yes                       480
      20220101                        10.3                    9.8      No MI                    Yes                       360
      20370101                         7.9                    7.4      No MI                    No                        360
      20370101                        7.25                   6.75      No MI                    No                        360
      20370101                        8.95                   8.45      No MI                    No                        360
      20370101                           7                    6.5      No MI                    Yes                       480
      20370201                         6.3                    5.8      No MI                    Yes                       480
      20370101                       8.625                  8.125      No MI                    Yes                       480
      20370101                           7                    6.5      No MI                    No                        360
      20220101                        10.9                   10.4      No MI                    Yes                       360
      20370101                        6.55                   6.05      No MI                    No                        360
      20220101                         9.7                    9.2      No MI                    Yes                       360
      20370101                           8                    7.5      No MI                    Yes                       480
      20370101                        7.15                   6.65      No MI                    No                        360
      20370101                        9.09                   8.59      No MI                    Yes                       480
      20370101                       6.775                  6.275      No MI                    No                        360
      20370101                         7.9                    7.4      No MI                    Yes                       480
      20370101                       10.05                   9.55      No MI                    No                        360
      20370101                         8.9                    8.4      No MI                    Yes                       480
      20370101                       8.088                  7.588      No MI                    Yes                       480
      20370101                       7.775                  7.275      No MI                    No                        360
      20220101                       11.65                  11.15      No MI                    Yes                       360
      20370101                        7.45                   6.95      No MI                    Yes                       480
      20370101                         7.3                    6.8      No MI                    No                        360
      20370101                        7.35                   6.85      No MI                    Yes                       480
      20370101                       7.375                  6.875      No MI                    No                        360
      20220101                        10.9                   10.4      No MI                    Yes                       360
      20370101                           8                    7.5      No MI                    Yes                       480
      20370101                           7                    6.5      No MI                    Yes                       480
      20370101                        6.45                   5.95      No MI                    Yes                       480
      20370101                        6.75                   6.25      No MI                    No                        360
      20370201                         8.6                    8.1      No MI                    Yes                       480
      20370101                        5.85                   5.35      No MI                    No                        360
      20370101                        7.45                   6.95      No MI                    Yes                       480
      20370201                        7.55                   7.05      No MI                    No                        360
      20220201                         9.7                    9.2      No MI                    Yes                       360
      20370101                      10.775                 10.275      No MI                    Yes                       480
      20370201                       9.275                  8.775      No MI                    Yes                       480
      20370101                        9.65                   9.15      No MI                    Yes                       480
      20370201                       9.175                  8.675      No MI                    Yes                       480




MATURITY            PP_DESC           IO_PERIOD
_DATE
-----------------------------------------------------
      20361101      No PP             NON-IO
      20361201      No PP             NON-IO
      20361101      No PP             NON-IO
      20211101      No PP             NON-IO
      20361201      No PP             NON-IO
      20361201      No PP             NON-IO
      20361201      No PP             NON-IO
      20361201      No PP             NON-IO
      20211201      No PP             NON-IO
      20370101      No PP             NON-IO
      20370101      No PP             NON-IO
      20220101      No PP             NON-IO
      20361201      No PP             NON-IO
      20211201      No PP             NON-IO
      20370101      No PP             NON-IO
      20361201      No PP             NON-IO
      20361201      No PP             NON-IO
      20211201      No PP             NON-IO
      20211201      No PP             NON-IO
      20361201      No PP             NON-IO
      20370101      No PP             NON-IO
      20370101      5Y PP             5 YEARS
      20220101      No PP             NON-IO
      20370101      No PP             NON-IO
      20361201      No PP             NON-IO
      20370101      No PP             NON-IO
      20361201      No PP             NON-IO
      20211201      No PP             NON-IO
      20361201      5Y PP             5 YEARS
      20211201      No PP             NON-IO
      20370101      No PP             NON-IO
      20220101      No PP             NON-IO
      20370101      No PP             NON-IO
      20361201      No PP             NON-IO
      20220101      No PP             NON-IO
      20370101      No PP             NON-IO
      20370101      No PP             NON-IO
      20370101      No PP             NON-IO
      20370101      No PP             NON-IO
      20370101      No PP             NON-IO
      20370101      No PP             NON-IO
      20361201      No PP             NON-IO
      20370101      No PP             NON-IO
      20361201      5Y PP             5 YEARS
      20211201      No PP             NON-IO
      20361201      No PP             NON-IO
      20370101      No PP             NON-IO
      20370101      No PP             NON-IO
      20220101      No PP             NON-IO
      20370101      5Y PP             5 YEARS
      20220101      No PP             NON-IO
      20370101      No PP             NON-IO
      20220101      No PP             NON-IO
      20370101      No PP             NON-IO
      20370101      5Y PP             5 YEARS
      20370101      No PP             NON-IO
      20361201      No PP             NON-IO
      20370101      No PP             NON-IO
      20370101      No PP             NON-IO
      20370101      No PP             NON-IO
      20220101      No PP             NON-IO
      20370101      No PP             NON-IO
      20370101      No PP             NON-IO
      20370101      No PP             NON-IO
      20370101      No PP             NON-IO
      20220101      No PP             NON-IO
      20370101      No PP             NON-IO
      20370101      No PP             NON-IO
      20370101      No PP             NON-IO
      20370101      No PP             NON-IO
      20370101      No PP             NON-IO
      20370101      5Y PP             5 YEARS
      20370101      No PP             NON-IO
      20220101      No PP             NON-IO
      20370101      No PP             NON-IO
      20370101      No PP             NON-IO
      20370101      No PP             NON-IO
      20370101      No PP             NON-IO
      20370101      No PP             NON-IO
      20220101      No PP             NON-IO
      20370101      No PP             NON-IO
      20370101      No PP             NON-IO
      20370101      No PP             NON-IO
      20220101      No PP             NON-IO
      20370101      No PP             NON-IO
      20370101      No PP             NON-IO
      20370101      No PP             NON-IO
      20370101      No PP             NON-IO
      20370101      No PP             NON-IO
      20220101      No PP             NON-IO
      20370101      No PP             NON-IO
      20370101      No PP             NON-IO
      20220101      No PP             NON-IO
      20370101      No PP             NON-IO
      20370101      No PP             NON-IO
      20220101      No PP             NON-IO
      20370101      No PP             NON-IO
      20370101      No PP             NON-IO
      20370101      No PP             NON-IO
      20370101      No PP             NON-IO
      20370101      No PP             NON-IO
      20370101      No PP             NON-IO
      20220101      No PP             NON-IO
      20370101      No PP             NON-IO
      20370101      No PP             NON-IO
      20370101      No PP             NON-IO
      20220101      No PP             NON-IO
      20370101      No PP             NON-IO
      20370101      No PP             NON-IO
      20370101      No PP             NON-IO
      20220101      No PP             NON-IO
      20370101      No PP             NON-IO
      20220101      No PP             NON-IO
      20370101      5Y PP             5 YEARS
      20220101      No PP             NON-IO
      20370101      No PP             NON-IO
      20370101      No PP             NON-IO
      20370101      No PP             NON-IO
      20370101      No PP             NON-IO
      20220101      No PP             NON-IO
      20370101      No PP             NON-IO
      20220101      No PP             NON-IO
      20220101      No PP             NON-IO
      20370101      5Y PP             5 YEARS
      20370101      5Y PP             5 YEARS
      20220101      No PP             NON-IO
      20370101      No PP             NON-IO
      20370101      No PP             NON-IO
      20370101      No PP             NON-IO
      20370101      No PP             NON-IO
      20220101      No PP             NON-IO
      20370101      No PP             NON-IO
      20220101      No PP             NON-IO
      20370101      No PP             NON-IO
      20220101      No PP             NON-IO
      20370101      No PP             NON-IO
      20220101      No PP             NON-IO
      20370101      5Y PP             5 YEARS
      20220101      No PP             NON-IO
      20370101      No PP             NON-IO
      20370101      No PP             NON-IO
      20370101      No PP             NON-IO
      20370101      5Y PP             5 YEARS
      20370101      No PP             NON-IO
      20370101      No PP             NON-IO
      20370101      No PP             NON-IO
      20220101      No PP             NON-IO
      20370101      No PP             NON-IO
      20370101      No PP             NON-IO
      20370101      No PP             NON-IO
      20370101      No PP             NON-IO
      20370101      No PP             NON-IO
      20370101      No PP             NON-IO
      20370101      No PP             NON-IO
      20220101      No PP             NON-IO
      20370101      No PP             NON-IO
      20220101      No PP             NON-IO
      20370101      No PP             NON-IO
      20370101      No PP             NON-IO
      20370101      No PP             NON-IO
      20370101      No PP             NON-IO
      20370101      No PP             NON-IO
      20370101      No PP             NON-IO
      20370101      No PP             NON-IO
      20370101      No PP             NON-IO
      20370101      No PP             NON-IO
      20220101      No PP             NON-IO
      20370101      No PP             NON-IO
      20370101      No PP             NON-IO
      20370101      No PP             NON-IO
      20370101      5Y PP             5 YEARS
      20370101      No PP             NON-IO
      20220101      No PP             NON-IO
      20370101      No PP             NON-IO
      20370101      No PP             NON-IO
      20220101      No PP             NON-IO
      20370101      No PP             NON-IO
      20370101      No PP             NON-IO
      20220101      No PP             NON-IO
      20370101      No PP             NON-IO
      20370101      No PP             NON-IO
      20370101      No PP             NON-IO
      20370101      5Y PP             5 YEARS
      20220101      No PP             NON-IO
      20220101      No PP             NON-IO
      20370101      No PP             NON-IO
      20370101      No PP             NON-IO
      20220101      No PP             NON-IO
      20370101      No PP             NON-IO
      20370101      No PP             NON-IO
      20370101      No PP             NON-IO
      20370101      No PP             NON-IO
      20370101      No PP             NON-IO
      20370101      No PP             NON-IO
      20370101      No PP             NON-IO
      20370101      5Y PP             5 YEARS
      20361001      No PP             NON-IO
      20361001      No PP             NON-IO
      20361001      5Y PP             5 YEARS
      20361001      No PP             NON-IO
      20211001      No PP             NON-IO
      20361001      No PP             NON-IO
      20211001      No PP             NON-IO
      20361001      No PP             NON-IO
      20361101      5Y PP             5 YEARS
      20361101      No PP             NON-IO
      20211101      No PP             NON-IO
      20361101      No PP             NON-IO
      20361101      No PP             NON-IO
      20361101      No PP             NON-IO
      20361101      No PP             NON-IO
      20361101      No PP             NON-IO
      20361101      No PP             NON-IO
      20361201      No PP             NON-IO
      20361201      No PP             NON-IO
      20361201      No PP             NON-IO
      20211201      No PP             NON-IO
      20361201      5Y PP             5 YEARS
      20211201      No PP             NON-IO
      20361001      No PP             NON-IO
      20361001      No PP             NON-IO
      20361201      No PP             NON-IO
      20361101      No PP             NON-IO
      20370101      No PP             NON-IO
      20370101      No PP             NON-IO
      20370101      No PP             NON-IO
      20370101      No PP             NON-IO
      20370101      No PP             NON-IO
      20370101      No PP             NON-IO
      20370101      No PP             NON-IO
      20370101      No PP             NON-IO
      20370101      No PP             NON-IO
      20370201      No PP             NON-IO
      20370101      No PP             NON-IO
      20370101      No PP             NON-IO
      20370101      No PP             NON-IO
      20370201      No PP             NON-IO
      20370101      No PP             NON-IO
      20370201      No PP             NON-IO
      20370101      No PP             NON-IO
      20370101      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370101      No PP             NON-IO
      20370101      No PP             NON-IO
      20370201      No PP             NON-IO
      20370101      No PP             NON-IO
      20370101      No PP             NON-IO
      20370101      No PP             NON-IO
      20370101      No PP             NON-IO
      20370101      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370101      No PP             NON-IO
      20370101      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20361101      No PP             NON-IO
      20370101      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20220201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      5Y PP             5 YEARS
      20370201      5Y PP             5 YEARS
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      5Y PP             5 YEARS
      20370201      No PP             NON-IO
      20220201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      5Y PP             5 YEARS
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20220201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      5Y PP             5 YEARS
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      5Y PP             5 YEARS
      20370201      No PP             NON-IO
      20270201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20220201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      5Y PP             5 YEARS
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20220201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      5Y PP             5 YEARS
      20370201      No PP             NON-IO
      20370201      5Y PP             5 YEARS
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      5Y PP             5 YEARS
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      5Y PP             5 YEARS
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      5Y PP             5 YEARS
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      5Y PP             5 YEARS
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      5Y PP             5 YEARS
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20220201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20220201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      5Y PP             5 YEARS
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      5Y PP             5 YEARS
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      5Y PP             5 YEARS
      20370201      No PP             NON-IO
      20370201      5Y PP             5 YEARS
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      5Y PP             5 YEARS
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20220201      No PP             NON-IO
      20370201      No PP             NON-IO
      20220201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20220201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      5Y PP             5 YEARS
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      5Y PP             5 YEARS
      20370201      5Y PP             5 YEARS
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      5Y PP             5 YEARS
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      5Y PP             5 YEARS
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20220201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      5Y PP             5 YEARS
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      5Y PP             5 YEARS
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      5Y PP             5 YEARS
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      5Y PP             5 YEARS
      20270201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      5Y PP             5 YEARS
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      5Y PP             5 YEARS
      20370201      5Y PP             5 YEARS
      20370201      No PP             NON-IO
      20370201      5Y PP             5 YEARS
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20220201      No PP             NON-IO
      20370201      5Y PP             5 YEARS
      20370201      No PP             NON-IO
      20220201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      5Y PP             5 YEARS
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20220201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20270201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      5Y PP             5 YEARS
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      5Y PP             5 YEARS
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20220201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20220201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      5Y PP             5 YEARS
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      5Y PP             5 YEARS
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      5Y PP             5 YEARS
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      5Y PP             5 YEARS
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      5Y PP             5 YEARS
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      5Y PP             5 YEARS
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      5Y PP             5 YEARS
      20370201      No PP             NON-IO
      20370201      5Y PP             5 YEARS
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      5Y PP             5 YEARS
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      5Y PP             5 YEARS
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      5Y PP             5 YEARS
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      5Y PP             5 YEARS
      20370201      No PP             NON-IO
      20220201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      5Y PP             5 YEARS
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      5Y PP             5 YEARS
      20370201      No PP             NON-IO
      20370201      5Y PP             5 YEARS
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20220201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      5Y PP             5 YEARS
      20370201      5Y PP             5 YEARS
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      5Y PP             5 YEARS
      20370201      No PP             NON-IO
      20220201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20220201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      5Y PP             5 YEARS
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      5Y PP             5 YEARS
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      5Y PP             5 YEARS
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20220201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20220201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      5Y PP             5 YEARS
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20220201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      5Y PP             5 YEARS
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      5Y PP             5 YEARS
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      5Y PP             5 YEARS
      20370201      5Y PP             5 YEARS
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      5Y PP             5 YEARS
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      5Y PP             5 YEARS
      20370201      No PP             NON-IO
      20220201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      5Y PP             5 YEARS
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      5Y PP             5 YEARS
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20220201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20220201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      5Y PP             5 YEARS
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      5Y PP             5 YEARS
      20370201      5Y PP             5 YEARS
      20370201      5Y PP             5 YEARS
      20370201      No PP             NON-IO
      20220201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      5Y PP             5 YEARS
      20220201      No PP             NON-IO
      20370201      No PP             NON-IO
      20270201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      5Y PP             5 YEARS
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      5Y PP             5 YEARS
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20270201      No PP             NON-IO
      20370201      5Y PP             5 YEARS
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      5Y PP             5 YEARS
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      5Y PP             5 YEARS
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      5Y PP             5 YEARS
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20220201      No PP             NON-IO
      20370201      No PP             NON-IO
      20220201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      5Y PP             5 YEARS
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      5Y PP             5 YEARS
      20220201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      5Y PP             5 YEARS
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      5Y PP             5 YEARS
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20220201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      5Y PP             5 YEARS
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20220201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      5Y PP             5 YEARS
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      5Y PP             5 YEARS
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20220201      No PP             NON-IO
      20370201      5Y PP             5 YEARS
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      5Y PP             5 YEARS
      20370201      No PP             NON-IO
      20370201      5Y PP             5 YEARS
      20370201      5Y PP             5 YEARS
      20370201      5Y PP             5 YEARS
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      5Y PP             5 YEARS
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20270201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      5Y PP             5 YEARS
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      5Y PP             5 YEARS
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      5Y PP             5 YEARS
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      5Y PP             5 YEARS
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20220201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20220201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      5Y PP             5 YEARS
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      5Y PP             5 YEARS
      20370201      5Y PP             5 YEARS
      20370201      No PP             NON-IO
      20220201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      5Y PP             5 YEARS
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      5Y PP             5 YEARS
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      5Y PP             5 YEARS
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20220201      No PP             NON-IO
      20370201      5Y PP             5 YEARS
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      5Y PP             5 YEARS
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20220201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      5Y PP             5 YEARS
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      5Y PP             5 YEARS
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      5Y PP             5 YEARS
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20270201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      5Y PP             5 YEARS
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      5Y PP             5 YEARS
      20370201      5Y PP             5 YEARS
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      5Y PP             5 YEARS
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      5Y PP             5 YEARS
      20370201      No PP             NON-IO
      20370201      5Y PP             5 YEARS
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20220201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      5Y PP             5 YEARS
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20220201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      5Y PP             5 YEARS
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20270201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      5Y PP             5 YEARS
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      5Y PP             5 YEARS
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      5Y PP             5 YEARS
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      5Y PP             5 YEARS
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      5Y PP             5 YEARS
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      5Y PP             5 YEARS
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      5Y PP             5 YEARS
      20370201      5Y PP             5 YEARS
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      5Y PP             5 YEARS
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      5Y PP             5 YEARS
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      5Y PP             5 YEARS
      20370201      No PP             NON-IO
      20370201      5Y PP             5 YEARS
      20370201      5Y PP             5 YEARS
      20220201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20220201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      5Y PP             5 YEARS
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      5Y PP             5 YEARS
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      5Y PP             5 YEARS
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20220201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      5Y PP             5 YEARS
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      5Y PP             5 YEARS
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      5Y PP             5 YEARS
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20220201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20220201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      5Y PP             5 YEARS
      20370201      5Y PP             5 YEARS
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      5Y PP             5 YEARS
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      5Y PP             5 YEARS
      20370201      No PP             NON-IO
      20220201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      5Y PP             5 YEARS
      20370201      5Y PP             5 YEARS
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      5Y PP             5 YEARS
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20220201      No PP             NON-IO
      20370201      5Y PP             5 YEARS
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      5Y PP             5 YEARS
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      5Y PP             5 YEARS
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      5Y PP             5 YEARS
      20370201      No PP             NON-IO
      20220201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      5Y PP             5 YEARS
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20220201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      5Y PP             5 YEARS
      20220201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20270201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      5Y PP             5 YEARS
      20370201      No PP             NON-IO
      20370201      5Y PP             5 YEARS
      20370201      No PP             NON-IO
      20370201      5Y PP             5 YEARS
      20370201      5Y PP             5 YEARS
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      5Y PP             5 YEARS
      20370201      No PP             NON-IO
      20370201      5Y PP             5 YEARS
      20370201      No PP             NON-IO
      20220201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      5Y PP             5 YEARS
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20220201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      5Y PP             5 YEARS
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      5Y PP             5 YEARS
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      5Y PP             5 YEARS
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      5Y PP             5 YEARS
      20370201      5Y PP             5 YEARS
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      5Y PP             5 YEARS
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      5Y PP             5 YEARS
      20370201      No PP             NON-IO
      20370201      5Y PP             5 YEARS
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      5Y PP             5 YEARS
      20220201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      5Y PP             5 YEARS
      20370201      No PP             NON-IO
      20370201      5Y PP             5 YEARS
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20220201      No PP             NON-IO
      20370201      5Y PP             5 YEARS
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      5Y PP             5 YEARS
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      5Y PP             5 YEARS
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      5Y PP             5 YEARS
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      5Y PP             5 YEARS
      20370201      5Y PP             5 YEARS
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      5Y PP             5 YEARS
      20370201      5Y PP             5 YEARS
      20220201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      5Y PP             5 YEARS
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20270201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20220201      No PP             NON-IO
      20370201      5Y PP             5 YEARS
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      5Y PP             5 YEARS
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      5Y PP             5 YEARS
      20370201      5Y PP             5 YEARS
      20370201      No PP             NON-IO
      20370201      5Y PP             5 YEARS
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      5Y PP             5 YEARS
      20370201      No PP             NON-IO
      20370201      5Y PP             5 YEARS
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      5Y PP             5 YEARS
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      5Y PP             5 YEARS
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      5Y PP             5 YEARS
      20370201      No PP             NON-IO
      20370201      5Y PP             5 YEARS
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      5Y PP             5 YEARS
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      5Y PP             5 YEARS
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      5Y PP             5 YEARS
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20170201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      5Y PP             5 YEARS
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      5Y PP             5 YEARS
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20220201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20320201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      5Y PP             5 YEARS
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      5Y PP             5 YEARS
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      5Y PP             5 YEARS
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20220201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      5Y PP             5 YEARS
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      5Y PP             5 YEARS
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20220201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      5Y PP             5 YEARS
      20370201      No PP             NON-IO
      20220201      No PP             NON-IO
      20370201      5Y PP             5 YEARS
      20370201      5Y PP             5 YEARS
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20220201      No PP             NON-IO
      20370201      5Y PP             5 YEARS
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20220201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      5Y PP             5 YEARS
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      5Y PP             5 YEARS
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      5Y PP             5 YEARS
      20370201      No PP             NON-IO
      20220201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      5Y PP             5 YEARS
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      5Y PP             5 YEARS
      20220201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      5Y PP             5 YEARS
      20370201      No PP             NON-IO
      20370201      5Y PP             5 YEARS
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20361001      No PP             NON-IO
      20370201      No PP             NON-IO
      20370101      No PP             NON-IO
      20370301      5Y PP             5 YEARS
      20370301      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370301      No PP             NON-IO
      20370301      No PP             NON-IO
      20370201      No PP             NON-IO
      20370301      No PP             NON-IO
      20370201      5Y PP             5 YEARS
      20370301      5Y PP             5 YEARS
      20370301      No PP             NON-IO
      20370201      No PP             NON-IO
      20370301      No PP             NON-IO
      20370301      No PP             NON-IO
      20370301      No PP             NON-IO
      20370301      No PP             NON-IO
      20370301      No PP             NON-IO
      20370301      5Y PP             5 YEARS
      20370301      No PP             NON-IO
      20370301      No PP             NON-IO
      20370301      5Y PP             5 YEARS
      20370301      No PP             NON-IO
      20370301      No PP             NON-IO
      20220301      No PP             NON-IO
      20220301      No PP             NON-IO
      20370301      No PP             NON-IO
      20370201      No PP             NON-IO
      20370301      No PP             NON-IO
      20370301      5Y PP             5 YEARS
      20370301      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370301      No PP             NON-IO
      20370201      No PP             NON-IO
      20370301      No PP             NON-IO
      20370301      No PP             NON-IO
      20370301      No PP             NON-IO
      20370201      No PP             NON-IO
      20370301      No PP             NON-IO
      20370301      No PP             NON-IO
      20370201      No PP             NON-IO
      20370301      No PP             NON-IO
      20370301      No PP             NON-IO
      20370301      No PP             NON-IO
      20370301      No PP             NON-IO
      20370301      No PP             NON-IO
      20370301      No PP             NON-IO
      20370301      No PP             NON-IO
      20370301      No PP             NON-IO
      20370201      No PP             NON-IO
      20370301      No PP             NON-IO
      20370301      No PP             NON-IO
      20370301      No PP             NON-IO
      20370301      No PP             NON-IO
      20220301      No PP             NON-IO
      20370301      5Y PP             5 YEARS
      20370301      No PP             NON-IO
      20370301      No PP             NON-IO
      20370301      No PP             NON-IO
      20370301      No PP             NON-IO
      20370301      No PP             NON-IO
      20370301      No PP             NON-IO
      20370301      No PP             NON-IO
      20370301      No PP             NON-IO
      20370301      No PP             NON-IO
      20370301      5Y PP             5 YEARS
      20370201      No PP             NON-IO
      20370301      5Y PP             5 YEARS
      20370301      5Y PP             5 YEARS
      20370301      No PP             NON-IO
      20370301      No PP             NON-IO
      20370301      No PP             NON-IO
      20370301      5Y PP             5 YEARS
      20370301      No PP             NON-IO
      20370301      No PP             NON-IO
      20370301      No PP             NON-IO
      20370301      No PP             NON-IO
      20370301      No PP             NON-IO
      20370301      No PP             NON-IO
      20370301      No PP             NON-IO
      20370301      No PP             NON-IO
      20370301      No PP             NON-IO
      20370301      No PP             NON-IO
      20370301      5Y PP             5 YEARS
      20370301      5Y PP             5 YEARS
      20370301      No PP             NON-IO
      20370301      No PP             NON-IO
      20370301      No PP             NON-IO
      20220301      No PP             NON-IO
      20370301      No PP             NON-IO
      20370301      No PP             NON-IO
      20370301      No PP             NON-IO
      20370301      No PP             NON-IO
      20370301      5Y PP             5 YEARS
      20370301      No PP             NON-IO
      20220301      No PP             NON-IO
      20370301      No PP             NON-IO
      20370301      5Y PP             5 YEARS
      20370301      5Y PP             5 YEARS
      20370301      5Y PP             5 YEARS
      20370301      No PP             NON-IO
      20370301      No PP             NON-IO
      20370301      No PP             NON-IO
      20370301      No PP             NON-IO
      20370301      No PP             NON-IO
      20370301      No PP             NON-IO
      20370301      No PP             NON-IO
      20370301      No PP             NON-IO
      20370301      No PP             NON-IO
      20370301      No PP             NON-IO
      20370301      No PP             NON-IO
      20370301      No PP             NON-IO
      20370301      No PP             NON-IO
      20370301      No PP             NON-IO
      20370301      No PP             NON-IO
      20370101      No PP             NON-IO
      20361201      5Y PP             5 YEARS
      20361001      No PP             NON-IO
      20361201      No PP             NON-IO
      20361001      No PP             NON-IO
      20211201      No PP             NON-IO
      20361201      No PP             NON-IO
      20361201      No PP             NON-IO
      20370101      No PP             NON-IO
      20361101      No PP             NON-IO
      20361201      No PP             NON-IO
      20370101      5Y PP             5 YEARS
      20370101      No PP             NON-IO
      20361201      No PP             NON-IO
      20361201      No PP             NON-IO
      20211201      No PP             NON-IO
      20370101      No PP             NON-IO
      20361201      No PP             NON-IO
      20370101      No PP             NON-IO
      20361201      No PP             NON-IO
      20370101      No PP             NON-IO
      20361201      No PP             NON-IO
      20361201      No PP             NON-IO
      20361201      No PP             NON-IO
      20370101      No PP             NON-IO
      20361201      No PP             NON-IO
      20361201      No PP             NON-IO
      20361201      No PP             NON-IO
      20370101      No PP             NON-IO
      20370101      No PP             NON-IO
      20370101      5Y PP             5 YEARS
      20361201      No PP             NON-IO
      20361201      No PP             NON-IO
      20370101      No PP             NON-IO
      20361201      No PP             NON-IO
      20361201      No PP             NON-IO
      20361201      No PP             NON-IO
      20361201      No PP             NON-IO
      20370101      No PP             NON-IO
      20361201      No PP             NON-IO
      20361201      No PP             NON-IO
      20361201      No PP             NON-IO
      20361201      No PP             NON-IO
      20370101      5Y PP             5 YEARS
      20361201      No PP             NON-IO
      20361201      No PP             NON-IO
      20361201      5Y PP             5 YEARS
      20361201      No PP             NON-IO
      20361201      No PP             NON-IO
      20370101      No PP             NON-IO
      20361201      No PP             NON-IO
      20361201      No PP             NON-IO
      20370101      5Y PP             5 YEARS
      20370101      No PP             NON-IO
      20361201      No PP             NON-IO
      20370101      No PP             NON-IO
      20361201      No PP             NON-IO
      20361201      No PP             NON-IO
      20361201      No PP             NON-IO
      20361201      No PP             NON-IO
      20361201      No PP             NON-IO
      20370101      No PP             NON-IO
      20361201      No PP             NON-IO
      20361201      No PP             NON-IO
      20361201      5Y PP             5 YEARS
      20361201      No PP             NON-IO
      20361201      No PP             NON-IO
      20361201      5Y PP             5 YEARS
      20361201      No PP             NON-IO
      20370101      No PP             NON-IO
      20361201      No PP             NON-IO
      20370101      No PP             NON-IO
      20361201      No PP             NON-IO
      20361201      5Y PP             5 YEARS
      20361201      No PP             NON-IO
      20370101      No PP             NON-IO
      20370101      No PP             NON-IO
      20361201      5Y PP             5 YEARS
      20370101      5Y PP             5 YEARS
      20370101      No PP             NON-IO
      20361201      No PP             NON-IO
      20370101      No PP             NON-IO
      20370101      No PP             NON-IO
      20361201      5Y PP             5 YEARS
      20370101      No PP             NON-IO
      20220101      No PP             NON-IO
      20370101      5Y PP             5 YEARS
      20361201      No PP             NON-IO
      20370101      No PP             NON-IO
      20361201      No PP             NON-IO
      20361201      No PP             NON-IO
      20370101      No PP             NON-IO
      20361201      No PP             NON-IO
      20370101      No PP             NON-IO
      20361201      No PP             NON-IO
      20361201      No PP             NON-IO
      20361201      No PP             NON-IO
      20370101      No PP             NON-IO
      20370101      No PP             NON-IO
      20361201      No PP             NON-IO
      20370101      No PP             NON-IO
      20370101      No PP             NON-IO
      20370101      No PP             NON-IO
      20370101      No PP             NON-IO
      20361201      5Y PP             5 YEARS
      20361201      No PP             NON-IO
      20361201      No PP             NON-IO
      20361201      5Y PP             5 YEARS
      20361201      No PP             NON-IO
      20361201      No PP             NON-IO
      20361201      No PP             NON-IO
      20370101      No PP             NON-IO
      20361201      No PP             NON-IO
      20361201      No PP             NON-IO
      20361201      No PP             NON-IO
      20370101      5Y PP             5 YEARS
      20370101      No PP             NON-IO
      20361201      No PP             NON-IO
      20361201      No PP             NON-IO
      20370101      No PP             NON-IO
      20361201      No PP             NON-IO
      20361201      No PP             NON-IO
      20370101      No PP             NON-IO
      20370101      No PP             NON-IO
      20370101      No PP             NON-IO
      20361201      No PP             NON-IO
      20370101      No PP             NON-IO
      20370101      5Y PP             5 YEARS
      20361201      No PP             NON-IO
      20361201      No PP             NON-IO
      20370101      No PP             NON-IO
      20370101      No PP             NON-IO
      20370101      No PP             NON-IO
      20370101      No PP             NON-IO
      20370101      No PP             NON-IO
      20370101      No PP             NON-IO
      20361201      No PP             NON-IO
      20370101      No PP             NON-IO
      20370101      No PP             NON-IO
      20370101      No PP             NON-IO
      20370101      No PP             NON-IO
      20370101      No PP             NON-IO
      20370101      No PP             NON-IO
      20370101      No PP             NON-IO
      20370101      No PP             NON-IO
      20370101      No PP             NON-IO
      20370101      No PP             NON-IO
      20370101      No PP             NON-IO
      20370101      5Y PP             5 YEARS
      20370101      No PP             NON-IO
      20370101      No PP             NON-IO
      20370101      No PP             NON-IO
      20370101      No PP             NON-IO
      20370101      No PP             NON-IO
      20220101      No PP             NON-IO
      20370101      No PP             NON-IO
      20370101      No PP             NON-IO
      20370101      No PP             NON-IO
      20370101      No PP             NON-IO
      20370101      No PP             NON-IO
      20370101      No PP             NON-IO
      20370101      No PP             NON-IO
      20370101      No PP             NON-IO
      20370101      No PP             NON-IO
      20370101      No PP             NON-IO
      20370101      No PP             NON-IO
      20370101      No PP             NON-IO
      20370101      No PP             NON-IO
      20270101      No PP             NON-IO
      20370101      No PP             NON-IO
      20370101      No PP             NON-IO
      20370101      No PP             NON-IO
      20370101      No PP             NON-IO
      20370101      5Y PP             5 YEARS
      20370101      No PP             NON-IO
      20370101      No PP             NON-IO
      20370101      No PP             NON-IO
      20370101      No PP             NON-IO
      20370101      No PP             NON-IO
      20370101      No PP             NON-IO
      20370101      No PP             NON-IO
      20370101      No PP             NON-IO
      20370101      No PP             NON-IO
      20370101      No PP             NON-IO
      20370101      5Y PP             5 YEARS
      20370101      No PP             NON-IO
      20370101      No PP             NON-IO
      20370101      No PP             NON-IO
      20370101      No PP             NON-IO
      20370101      No PP             NON-IO
      20370101      No PP             NON-IO
      20370101      No PP             NON-IO
      20370101      No PP             NON-IO
      20370101      5Y PP             5 YEARS
      20370101      No PP             NON-IO
      20370101      No PP             NON-IO
      20370101      No PP             NON-IO
      20370101      No PP             NON-IO
      20370101      No PP             NON-IO
      20220101      No PP             NON-IO
      20370101      5Y PP             5 YEARS
      20370101      No PP             NON-IO
      20370101      No PP             NON-IO
      20370101      5Y PP             5 YEARS
      20370101      No PP             NON-IO
      20370101      No PP             NON-IO
      20370101      No PP             NON-IO
      20370101      No PP             NON-IO
      20370101      5Y PP             5 YEARS
      20361001      No PP             NON-IO
      20361201      No PP             NON-IO
      20361101      No PP             NON-IO
      20361101      No PP             NON-IO
      20370101      5Y PP             5 YEARS
      20220101      No PP             NON-IO
      20370101      5Y PP             5 YEARS
      20361201      No PP             NON-IO
      20370101      5Y PP             5 YEARS
      20220101      No PP             NON-IO
      20370101      5Y PP             5 YEARS
      20220101      No PP             NON-IO
      20220101      No PP             NON-IO
      20370101      5Y PP             5 YEARS
      20220101      No PP             NON-IO
      20370101      5Y PP             5 YEARS
      20370101      5Y PP             5 YEARS
      20220101      No PP             NON-IO
      20370101      5Y PP             5 YEARS
      20220101      No PP             NON-IO
      20370101      5Y PP             5 YEARS
      20370101      No PP             NON-IO
      20370101      5Y PP             5 YEARS
      20370101      5Y PP             5 YEARS
      20370101      5Y PP             5 YEARS
      20370101      5Y PP             5 YEARS
      20220101      No PP             NON-IO
      20370101      5Y PP             5 YEARS
      20361201      5Y PP             5 YEARS
      20361201      5Y PP             5 YEARS
      20370101      5Y PP             5 YEARS
      20370101      5Y PP             5 YEARS
      20361201      5Y PP             5 YEARS
      20370101      5Y PP             5 YEARS
      20220101      No PP             NON-IO
      20370101      5Y PP             5 YEARS
      20220101      No PP             NON-IO
      20370101      5Y PP             5 YEARS
      20220101      No PP             NON-IO
      20370101      5Y PP             5 YEARS
      20370101      No PP             NON-IO
      20370101      5Y PP             5 YEARS
      20370101      No PP             NON-IO
      20220101      No PP             NON-IO
      20370101      No PP             NON-IO
      20220101      No PP             NON-IO
      20370101      5Y PP             5 YEARS
      20220101      No PP             NON-IO
      20370101      5Y PP             5 YEARS
      20370101      No PP             NON-IO
      20370101      5Y PP             5 YEARS
      20370101      5Y PP             5 YEARS
      20370101      5Y PP             5 YEARS
      20220101      No PP             NON-IO
      20370101      No PP             NON-IO
      20370101      5Y PP             5 YEARS
      20370101      5Y PP             5 YEARS
      20220101      No PP             NON-IO
      20370101      No PP             NON-IO
      20370101      5Y PP             5 YEARS
      20220101      No PP             NON-IO
      20220101      No PP             NON-IO
      20370101      No PP             NON-IO
      20220101      No PP             NON-IO
      20370101      5Y PP             5 YEARS
      20220101      No PP             NON-IO
      20220101      No PP             NON-IO
      20370101      5Y PP             5 YEARS
      20220101      No PP             NON-IO
      20370101      5Y PP             5 YEARS
      20370101      5Y PP             5 YEARS
      20220101      No PP             NON-IO
      20370101      5Y PP             5 YEARS
      20370101      5Y PP             5 YEARS
      20220101      No PP             NON-IO
      20370101      5Y PP             5 YEARS
      20220101      No PP             NON-IO
      20370101      5Y PP             5 YEARS
      20220101      No PP             NON-IO
      20370101      5Y PP             5 YEARS
      20370101      5Y PP             5 YEARS
      20220101      No PP             NON-IO
      20220101      No PP             NON-IO
      20370101      5Y PP             5 YEARS
      20220101      No PP             NON-IO
      20220101      No PP             NON-IO
      20370101      No PP             NON-IO
      20220101      No PP             NON-IO
      20370101      5Y PP             5 YEARS
      20370101      No PP             NON-IO
      20370101      5Y PP             5 YEARS
      20220101      No PP             NON-IO
      20220101      No PP             NON-IO
      20370101      No PP             NON-IO
      20370101      No PP             NON-IO
      20220101      No PP             NON-IO
      20370101      No PP             NON-IO
      20370101      No PP             NON-IO
      20220101      No PP             NON-IO
      20220101      No PP             NON-IO
      20220101      No PP             NON-IO
      20220101      No PP             NON-IO
      20220101      No PP             NON-IO
      20220101      No PP             NON-IO
      20220101      No PP             NON-IO
      20220101      No PP             NON-IO
      20370101      No PP             NON-IO
      20361201      No PP             NON-IO
      20361201      No PP             NON-IO
      20361201      No PP             NON-IO
      20370101      No PP             NON-IO
      20220101      No PP             NON-IO
      20361201      No PP             NON-IO
      20361201      No PP             NON-IO
      20370101      No PP             NON-IO
      20220101      No PP             NON-IO
      20220101      No PP             NON-IO
      20370101      No PP             NON-IO
      20220101      No PP             NON-IO
      20370101      No PP             NON-IO
      20361201      No PP             NON-IO
      20220101      No PP             NON-IO
      20361201      No PP             NON-IO
      20370101      5Y PP             5 YEARS
      20361201      No PP             NON-IO
      20370101      No PP             NON-IO
      20370101      No PP             NON-IO
      20370101      No PP             NON-IO
      20220101      No PP             NON-IO
      20220101      No PP             NON-IO
      20370101      No PP             NON-IO
      20220101      No PP             NON-IO
      20220101      No PP             NON-IO
      20370101      No PP             NON-IO
      20370101      No PP             NON-IO
      20220101      No PP             NON-IO
      20220101      No PP             NON-IO
      20370101      No PP             NON-IO
      20220101      No PP             NON-IO
      20220101      No PP             NON-IO
      20370101      No PP             NON-IO
      20370101      No PP             NON-IO
      20220101      No PP             NON-IO
      20370101      No PP             NON-IO
      20370101      No PP             NON-IO
      20370101      No PP             NON-IO
      20220101      No PP             NON-IO
      20370201      No PP             NON-IO
      20370101      No PP             NON-IO
      20370101      No PP             NON-IO
      20370101      No PP             NON-IO
      20220101      No PP             NON-IO
      20220101      No PP             NON-IO
      20220101      No PP             NON-IO
      20370101      No PP             NON-IO
      20220101      No PP             NON-IO
      20370101      No PP             NON-IO
      20370101      No PP             NON-IO
      20220101      No PP             NON-IO
      20370101      No PP             NON-IO
      20370101      No PP             NON-IO
      20220101      No PP             NON-IO
      20370101      No PP             NON-IO
      20220101      No PP             NON-IO
      20370101      No PP             NON-IO
      20370101      No PP             NON-IO
      20370101      No PP             NON-IO
      20370101      No PP             NON-IO
      20370101      No PP             NON-IO
      20370101      No PP             NON-IO
      20220101      No PP             NON-IO
      20370101      No PP             NON-IO
      20370101      No PP             NON-IO
      20220101      No PP             NON-IO
      20370101      No PP             NON-IO
      20370101      No PP             NON-IO
      20220101      No PP             NON-IO
      20220101      No PP             NON-IO
      20370101      No PP             NON-IO
      20370101      No PP             NON-IO
      20220101      No PP             NON-IO
      20370101      No PP             NON-IO
      20220101      No PP             NON-IO
      20370101      No PP             NON-IO
      20220101      No PP             NON-IO
      20370101      No PP             NON-IO
      20370101      No PP             NON-IO
      20220101      No PP             NON-IO
      20370101      No PP             NON-IO
      20220101      No PP             NON-IO
      20220101      No PP             NON-IO
      20370101      No PP             NON-IO
      20370101      No PP             NON-IO
      20370101      No PP             NON-IO
      20220101      No PP             NON-IO
      20370101      No PP             NON-IO
      20220101      No PP             NON-IO
      20370101      No PP             NON-IO
      20370101      No PP             NON-IO
      20370101      No PP             NON-IO
      20370101      No PP             NON-IO
      20370101      No PP             NON-IO
      20370101      No PP             NON-IO
      20370101      No PP             NON-IO
      20370101      No PP             NON-IO
      20220101      No PP             NON-IO
      20220101      No PP             NON-IO
      20370101      No PP             NON-IO
      20370101      No PP             NON-IO
      20370101      No PP             NON-IO
      20220101      No PP             NON-IO
      20370101      No PP             NON-IO
      20370101      No PP             NON-IO
      20220101      No PP             NON-IO
      20370101      No PP             NON-IO
      20220101      No PP             NON-IO
      20220101      No PP             NON-IO
      20370101      No PP             NON-IO
      20370101      No PP             NON-IO
      20220101      No PP             NON-IO
      20220101      No PP             NON-IO
      20370101      No PP             NON-IO
      20370101      No PP             NON-IO
      20220101      No PP             NON-IO
      20370101      No PP             NON-IO
      20220101      No PP             NON-IO
      20370101      No PP             NON-IO
      20370201      No PP             NON-IO
      20220201      No PP             NON-IO
      20370101      No PP             NON-IO
      20370201      No PP             NON-IO
      20370101      No PP             NON-IO
      20370201      No PP             NON-IO
      20361101      No PP             NON-IO
      20370101      No PP             NON-IO
      20220101      No PP             NON-IO
      20261201      No PP             NON-IO
      20220101      No PP             NON-IO
      20211101      No PP             NON-IO
      20211201      No PP             NON-IO
      20370101      No PP             NON-IO
      20361201      No PP             NON-IO
      20370101      No PP             NON-IO
      20361201      No PP             NON-IO
      20361201      No PP             NON-IO
      20220101      No PP             NON-IO
      20370101      No PP             NON-IO
      20220101      No PP             NON-IO
      20370101      No PP             NON-IO
      20361201      No PP             NON-IO
      20370101      No PP             NON-IO
      20370101      No PP             NON-IO
      20370101      No PP             NON-IO
      20361201      No PP             NON-IO
      20370101      No PP             NON-IO
      20370101      No PP             NON-IO
      20370201      No PP             NON-IO
      20370101      No PP             NON-IO
      20361201      No PP             NON-IO
      20370101      No PP             NON-IO
      20220101      No PP             NON-IO
      20370101      No PP             NON-IO
      20370101      No PP             NON-IO
      20370101      No PP             NON-IO
      20370101      No PP             NON-IO
      20361201      No PP             NON-IO
      20370101      No PP             NON-IO
      20220101      No PP             NON-IO
      20370101      No PP             NON-IO
      20220101      No PP             NON-IO
      20370101      No PP             NON-IO
      20370101      No PP             NON-IO
      20220101      No PP             NON-IO
      20370101      No PP             NON-IO
      20370101      No PP             NON-IO
      20370101      No PP             NON-IO
      20220101      No PP             NON-IO
      20370101      No PP             NON-IO
      20370101      5Y PP             5 YEARS
      20370101      No PP             NON-IO
      20370101      No PP             NON-IO
      20370101      No PP             NON-IO
      20220101      No PP             NON-IO
      20220101      No PP             NON-IO
      20220101      No PP             NON-IO
      20370101      No PP             NON-IO
      20220101      No PP             NON-IO
      20370101      No PP             NON-IO
      20370101      No PP             NON-IO
      20370101      No PP             NON-IO
      20370101      No PP             NON-IO
      20370101      No PP             NON-IO
      20370101      5Y PP             5 YEARS
      20220101      No PP             NON-IO
      20220101      No PP             NON-IO
      20370101      No PP             NON-IO
      20370101      No PP             NON-IO
      20220101      No PP             NON-IO
      20370101      No PP             NON-IO
      20220101      No PP             NON-IO
      20370101      No PP             NON-IO
      20370101      No PP             NON-IO
      20370101      No PP             NON-IO
      20220101      No PP             NON-IO
      20370101      5Y PP             5 YEARS
      20220101      No PP             NON-IO
      20370101      No PP             NON-IO
      20220101      No PP             NON-IO
      20370101      No PP             NON-IO
      20220101      No PP             NON-IO
      20370101      No PP             NON-IO
      20370101      No PP             NON-IO
      20370101      No PP             NON-IO
      20220101      No PP             NON-IO
      20370101      No PP             NON-IO
      20370101      No PP             NON-IO
      20370101      No PP             NON-IO
      20370101      No PP             NON-IO
      20370101      No PP             NON-IO
      20370101      5Y PP             5 YEARS
      20220101      No PP             NON-IO
      20370101      No PP             NON-IO
      20370101      No PP             NON-IO
      20220101      No PP             NON-IO
      20370101      No PP             NON-IO
      20370101      No PP             NON-IO
      20220101      No PP             NON-IO
      20220101      No PP             NON-IO
      20370101      No PP             NON-IO
      20370201      No PP             NON-IO
      20370101      No PP             NON-IO
      20370101      No PP             NON-IO
      20370101      No PP             NON-IO
      20220101      No PP             NON-IO
      20370101      No PP             NON-IO
      20220101      No PP             NON-IO
      20220101      No PP             NON-IO
      20370101      No PP             NON-IO
      20220201      No PP             NON-IO
      20370101      No PP             NON-IO
      20370101      No PP             NON-IO
      20370101      No PP             NON-IO
      20370101      5Y PP             5 YEARS
      20370101      No PP             NON-IO
      20370101      No PP             NON-IO
      20370101      No PP             NON-IO
      20220101      No PP             NON-IO
      20370101      No PP             NON-IO
      20370101      No PP             NON-IO
      20220101      No PP             NON-IO
      20370101      No PP             NON-IO
      20370101      No PP             NON-IO
      20370201      No PP             NON-IO
      20370101      No PP             NON-IO
      20220101      No PP             NON-IO
      20370101      No PP             NON-IO
      20220101      No PP             NON-IO
      20370101      No PP             NON-IO
      20220101      No PP             NON-IO
      20370101      No PP             NON-IO
      20370101      No PP             NON-IO
      20220201      No PP             NON-IO
      20370101      No PP             NON-IO
      20370101      No PP             NON-IO
      20370101      No PP             NON-IO
      20370101      No PP             NON-IO
      20220101      No PP             NON-IO
      20370101      No PP             NON-IO
      20370101      No PP             NON-IO
      20370101      No PP             NON-IO
      20220101      No PP             NON-IO
      20220101      No PP             NON-IO
      20370201      No PP             NON-IO
      20370101      No PP             NON-IO
      20220101      No PP             NON-IO
      20370101      No PP             NON-IO
      20370101      No PP             NON-IO
      20220101      No PP             NON-IO
      20370101      No PP             NON-IO
      20361201      5Y PP             5 YEARS
      20370101      No PP             NON-IO
      20370101      No PP             NON-IO
      20370101      No PP             NON-IO
      20370101      No PP             NON-IO
      20361201      No PP             NON-IO
      20370101      No PP             NON-IO
      20370101      No PP             NON-IO
      20361201      No PP             NON-IO
      20370101      No PP             NON-IO
      20361201      No PP             NON-IO
      20370101      No PP             NON-IO
      20370101      No PP             NON-IO
      20370101      No PP             NON-IO
      20370101      No PP             NON-IO
      20370101      No PP             NON-IO
      20370101      No PP             NON-IO
      20361201      No PP             NON-IO
      20370101      No PP             NON-IO
      20370101      No PP             NON-IO
      20370101      No PP             NON-IO
      20370101      No PP             NON-IO
      20370101      No PP             NON-IO
      20370101      No PP             NON-IO
      20370101      No PP             NON-IO
      20370101      No PP             NON-IO
      20370101      5Y PP             5 YEARS
      20370101      5Y PP             5 YEARS
      20361201      No PP             NON-IO
      20370101      No PP             NON-IO
      20220101      No PP             NON-IO
      20370101      No PP             NON-IO
      20370101      No PP             NON-IO
      20370101      No PP             NON-IO
      20370101      No PP             NON-IO
      20370101      No PP             NON-IO
      20370101      No PP             NON-IO
      20370101      No PP             NON-IO
      20370101      No PP             NON-IO
      20370101      No PP             NON-IO
      20370101      No PP             NON-IO
      20370101      No PP             NON-IO
      20370101      No PP             NON-IO
      20370101      No PP             NON-IO
      20370101      No PP             NON-IO
      20370101      No PP             NON-IO
      20370101      No PP             NON-IO
      20370101      No PP             NON-IO
      20370101      No PP             NON-IO
      20370101      No PP             NON-IO
      20370101      No PP             NON-IO
      20220101      No PP             NON-IO
      20370101      5Y PP             5 YEARS
      20370101      No PP             NON-IO
      20370101      No PP             NON-IO
      20370101      No PP             NON-IO
      20220101      No PP             NON-IO
      20370101      5Y PP             5 YEARS
      20370101      No PP             NON-IO
      20220101      No PP             NON-IO
      20370101      No PP             NON-IO
      20220101      No PP             NON-IO
      20370101      No PP             NON-IO
      20370101      No PP             NON-IO
      20370101      No PP             NON-IO
      20220101      No PP             NON-IO
      20370101      No PP             NON-IO
      20370101      No PP             NON-IO
      20370101      No PP             NON-IO
      20370101      No PP             NON-IO
      20370101      No PP             NON-IO
      20370101      No PP             NON-IO
      20370101      No PP             NON-IO
      20370101      5Y PP             5 YEARS
      20370201      No PP             NON-IO
      20370101      No PP             NON-IO
      20370101      No PP             NON-IO
      20220101      No PP             NON-IO
      20370101      No PP             NON-IO
      20220101      No PP             NON-IO
      20370101      No PP             NON-IO
      20370101      No PP             NON-IO
      20370201      No PP             NON-IO
      20370101      No PP             NON-IO
      20370201      No PP             NON-IO
      20370101      No PP             NON-IO
      20370101      No PP             NON-IO
      20370101      No PP             NON-IO
      20370101      No PP             NON-IO
      20370101      No PP             NON-IO
      20370101      No PP             NON-IO
      20370101      No PP             NON-IO
      20370101      5Y PP             5 YEARS
      20220101      No PP             NON-IO
      20370101      No PP             NON-IO
      20370101      No PP             NON-IO
      20220101      No PP             NON-IO
      20370101      No PP             NON-IO
      20370101      5Y PP             5 YEARS
      20220101      No PP             NON-IO
      20370101      5Y PP             5 YEARS
      20220101      No PP             NON-IO
      20220101      No PP             NON-IO
      20370101      5Y PP             5 YEARS
      20370101      No PP             NON-IO
      20370101      No PP             NON-IO
      20220101      No PP             NON-IO
      20370101      No PP             NON-IO
      20220101      No PP             NON-IO
      20370101      No PP             NON-IO
      20220101      No PP             NON-IO
      20370101      5Y PP             5 YEARS
      20370201      No PP             NON-IO
      20370101      5Y PP             5 YEARS
      20370101      5Y PP             5 YEARS
      20370101      5Y PP             5 YEARS
      20220101      No PP             NON-IO
      20370101      5Y PP             5 YEARS
      20370101      5Y PP             5 YEARS
      20370101      5Y PP             5 YEARS
      20370101      5Y PP             5 YEARS
      20370101      No PP             NON-IO
      20370101      5Y PP             5 YEARS
      20370101      No PP             NON-IO
      20220101      No PP             NON-IO
      20370101      No PP             NON-IO
      20220101      No PP             NON-IO
      20370101      No PP             NON-IO
      20370101      5Y PP             5 YEARS
      20220101      No PP             NON-IO
      20370101      No PP             NON-IO
      20370101      No PP             NON-IO
      20370101      5Y PP             5 YEARS
      20220101      No PP             NON-IO
      20220101      No PP             NON-IO
      20370101      5Y PP             5 YEARS
      20370101      No PP             NON-IO
      20370101      5Y PP             5 YEARS
      20370101      No PP             NON-IO
      20220101      No PP             NON-IO
      20370101      No PP             NON-IO
      20370101      5Y PP             5 YEARS
      20220101      No PP             NON-IO
      20370101      5Y PP             5 YEARS
      20370101      5Y PP             5 YEARS
      20370101      No PP             NON-IO
      20370101      5Y PP             5 YEARS
      20220101      No PP             NON-IO
      20370101      5Y PP             5 YEARS
      20370101      No PP             NON-IO
      20220101      No PP             NON-IO
      20220101      No PP             NON-IO
      20220101      No PP             NON-IO
      20370101      5Y PP             5 YEARS
      20370101      5Y PP             5 YEARS
      20370101      No PP             NON-IO
      20370101      5Y PP             5 YEARS
      20370101      No PP             NON-IO
      20370101      No PP             NON-IO
      20220101      No PP             NON-IO
      20370101      5Y PP             5 YEARS
      20220101      No PP             NON-IO
      20220101      No PP             NON-IO
      20370101      5Y PP             5 YEARS
      20220101      No PP             NON-IO
      20220101      No PP             NON-IO
      20370101      5Y PP             5 YEARS
      20370101      5Y PP             5 YEARS
      20370101      No PP             NON-IO
      20370101      5Y PP             5 YEARS
      20370101      5Y PP             5 YEARS
      20370101      5Y PP             5 YEARS
      20220101      No PP             NON-IO
      20220101      No PP             NON-IO
      20370201      No PP             NON-IO
      20370101      5Y PP             5 YEARS
      20370101      5Y PP             5 YEARS
      20220101      No PP             NON-IO
      20370101      5Y PP             5 YEARS
      20220101      No PP             NON-IO
      20370101      No PP             NON-IO
      20220101      No PP             NON-IO
      20220101      No PP             NON-IO
      20220101      No PP             NON-IO
      20370101      No PP             NON-IO
      20370101      5Y PP             5 YEARS
      20220101      No PP             NON-IO
      20220101      No PP             NON-IO
      20370101      5Y PP             5 YEARS
      20370101      No PP             NON-IO
      20370101      No PP             NON-IO
      20370101      5Y PP             5 YEARS
      20370101      No PP             NON-IO
      20370101      5Y PP             5 YEARS
      20220101      No PP             NON-IO
      20220101      No PP             NON-IO
      20220101      No PP             NON-IO
      20370101      5Y PP             5 YEARS
      20370101      No PP             NON-IO
      20220101      No PP             NON-IO
      20220101      No PP             NON-IO
      20370101      5Y PP             5 YEARS
      20370101      5Y PP             5 YEARS
      20220101      No PP             NON-IO
      20370101      No PP             NON-IO
      20220101      No PP             NON-IO
      20370201      No PP             NON-IO
      20220101      No PP             NON-IO
      20220201      No PP             NON-IO
      20370101      5Y PP             5 YEARS
      20370101      5Y PP             5 YEARS
      20370101      5Y PP             5 YEARS
      20370101      5Y PP             5 YEARS
      20220101      No PP             NON-IO
      20220101      No PP             NON-IO
      20370201      No PP             NON-IO
      20370101      No PP             NON-IO
      20370101      No PP             NON-IO
      20370101      5Y PP             5 YEARS
      20370101      5Y PP             5 YEARS
      20370101      No PP             NON-IO
      20220101      No PP             NON-IO
      20220101      No PP             NON-IO
      20370101      5Y PP             5 YEARS
      20370101      5Y PP             5 YEARS
      20220101      No PP             NON-IO
      20370101      No PP             NON-IO
      20370101      No PP             NON-IO
      20370101      5Y PP             5 YEARS
      20370101      5Y PP             5 YEARS
      20370101      No PP             NON-IO
      20370101      5Y PP             5 YEARS
      20220101      No PP             NON-IO
      20220101      No PP             NON-IO
      20370101      5Y PP             5 YEARS
      20370101      No PP             NON-IO
      20220101      No PP             NON-IO
      20370101      No PP             NON-IO
      20370101      5Y PP             5 YEARS
      20370101      No PP             NON-IO
      20370101      No PP             NON-IO
      20370101      5Y PP             5 YEARS
      20220101      No PP             NON-IO
      20220101      No PP             NON-IO
      20370101      No PP             NON-IO
      20220101      No PP             NON-IO
      20370101      5Y PP             5 YEARS
      20370101      No PP             NON-IO
      20220201      No PP             NON-IO
      20370101      5Y PP             5 YEARS
      20220101      No PP             NON-IO
      20220101      No PP             NON-IO
      20370101      5Y PP             5 YEARS
      20370101      No PP             NON-IO
      20370101      5Y PP             5 YEARS
      20370101      No PP             NON-IO
      20220101      No PP             NON-IO
      20370101      No PP             NON-IO
      20370101      5Y PP             5 YEARS
      20220101      No PP             NON-IO
      20370201      No PP             NON-IO
      20370101      5Y PP             5 YEARS
      20220101      No PP             NON-IO
      20220101      No PP             NON-IO
      20370101      5Y PP             5 YEARS
      20370101      5Y PP             5 YEARS
      20370101      5Y PP             5 YEARS
      20220101      No PP             NON-IO
      20370101      5Y PP             5 YEARS
      20370101      5Y PP             5 YEARS
      20220101      No PP             NON-IO
      20220101      No PP             NON-IO
      20370101      No PP             NON-IO
      20370101      No PP             NON-IO
      20370101      No PP             NON-IO
      20220101      No PP             NON-IO
      20370101      5Y PP             5 YEARS
      20220101      No PP             NON-IO
      20370101      5Y PP             5 YEARS
      20370101      5Y PP             5 YEARS
      20220101      No PP             NON-IO
      20370101      No PP             NON-IO
      20370101      5Y PP             5 YEARS
      20220101      No PP             NON-IO
      20370101      5Y PP             5 YEARS
      20220101      No PP             NON-IO
      20370101      No PP             NON-IO
      20370101      5Y PP             5 YEARS
      20220101      No PP             NON-IO
      20220101      No PP             NON-IO
      20370101      5Y PP             5 YEARS
      20220101      No PP             NON-IO
      20370101      5Y PP             5 YEARS
      20370101      No PP             NON-IO
      20220101      No PP             NON-IO
      20370101      5Y PP             5 YEARS
      20370101      5Y PP             5 YEARS
      20220101      No PP             NON-IO
      20370201      No PP             NON-IO
      20370101      5Y PP             5 YEARS
      20370101      No PP             NON-IO
      20370101      5Y PP             5 YEARS
      20220101      No PP             NON-IO
      20220101      No PP             NON-IO
      20370101      No PP             NON-IO
      20370101      No PP             NON-IO
      20220101      No PP             NON-IO
      20370101      5Y PP             5 YEARS
      20370101      5Y PP             5 YEARS
      20220101      No PP             NON-IO
      20370101      5Y PP             5 YEARS
      20220101      No PP             NON-IO
      20220101      No PP             NON-IO
      20370101      5Y PP             5 YEARS
      20370101      No PP             NON-IO
      20370101      No PP             NON-IO
      20220101      No PP             NON-IO
      20370101      No PP             NON-IO
      20220101      No PP             NON-IO
      20370101      5Y PP             5 YEARS
      20370101      5Y PP             5 YEARS
      20220101      No PP             NON-IO
      20370101      No PP             NON-IO
      20370101      No PP             NON-IO
      20220101      No PP             NON-IO
      20220101      No PP             NON-IO
      20220101      No PP             NON-IO
      20370101      No PP             NON-IO
      20361101      No PP             NON-IO
      20370101      5Y PP             5 YEARS
      20361201      No PP             NON-IO
      20220101      No PP             NON-IO
      20370101      No PP             NON-IO
      20370101      No PP             NON-IO
      20370101      No PP             NON-IO
      20370101      5Y PP             5 YEARS
      20361201      No PP             NON-IO
      20361201      No PP             NON-IO
      20211201      No PP             NON-IO
      20370101      No PP             NON-IO
      20361201      5Y PP             5 YEARS
      20370101      5Y PP             5 YEARS
      20220101      No PP             NON-IO
      20370101      5Y PP             5 YEARS
      20220101      No PP             NON-IO
      20370101      No PP             NON-IO
      20361201      No PP             NON-IO
      20220101      No PP             NON-IO
      20370101      5Y PP             5 YEARS
      20370101      No PP             NON-IO
      20370101      No PP             NON-IO
      20370101      No PP             NON-IO
      20370101      No PP             NON-IO
      20370101      No PP             NON-IO
      20220101      No PP             NON-IO
      20370101      No PP             NON-IO
      20220101      No PP             NON-IO
      20370101      No PP             NON-IO
      20370101      No PP             NON-IO
      20370101      No PP             NON-IO
      20370101      No PP             NON-IO
      20370101      No PP             NON-IO
      20220101      No PP             NON-IO
      20370101      No PP             NON-IO
      20370101      No PP             NON-IO
      20370101      No PP             NON-IO
      20220101      No PP             NON-IO
      20370101      5Y PP             5 YEARS
      20211101      No PP             NON-IO
      20370101      No PP             NON-IO
      20370101      No PP             NON-IO
      20370101      No PP             NON-IO
      20370101      No PP             NON-IO
      20370101      No PP             NON-IO
      20370201      No PP             NON-IO
      20370101      No PP             NON-IO
      20370101      5Y PP             5 YEARS
      20370101      No PP             NON-IO
      20370101      No PP             NON-IO
      20370101      No PP             NON-IO
      20370101      No PP             NON-IO
      20370101      No PP             NON-IO
      20370101      No PP             NON-IO
      20370101      No PP             NON-IO
      20370101      No PP             NON-IO
      20370101      No PP             NON-IO
      20370101      No PP             NON-IO
      20370101      No PP             NON-IO
      20370101      No PP             NON-IO
      20370101      No PP             NON-IO
      20370101      No PP             NON-IO
      20370101      No PP             NON-IO
      20370101      No PP             NON-IO
      20370101      No PP             NON-IO
      20370101      No PP             NON-IO
      20370101      No PP             NON-IO
      20220101      No PP             NON-IO
      20370101      No PP             NON-IO
      20370101      No PP             NON-IO
      20370101      No PP             NON-IO
      20370101      No PP             NON-IO
      20220101      No PP             NON-IO
      20370101      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370101      No PP             NON-IO
      20361201      No PP             NON-IO
      20361201      No PP             NON-IO
      20361201      No PP             NON-IO
      20370101      No PP             NON-IO
      20361201      5Y PP             5 YEARS
      20370101      5Y PP             5 YEARS
      20220101      No PP             NON-IO
      20370101      No PP             NON-IO
      20220101      No PP             NON-IO
      20370101      No PP             NON-IO
      20220101      No PP             NON-IO
      20370101      No PP             NON-IO
      20220101      No PP             NON-IO
      20370101      No PP             NON-IO
      20220101      No PP             NON-IO
      20370101      No PP             NON-IO
      20220101      No PP             NON-IO
      20370101      5Y PP             5 YEARS
      20370101      No PP             NON-IO
      20370101      5Y PP             5 YEARS
      20220101      No PP             NON-IO
      20370101      No PP             NON-IO
      20370201      No PP             NON-IO
      20370101      No PP             NON-IO
      20220101      No PP             NON-IO
      20220101      No PP             NON-IO
      20370101      No PP             NON-IO
      20361201      No PP             NON-IO
      20361201      No PP             NON-IO
      20370101      No PP             NON-IO
      20220101      No PP             NON-IO
      20370101      No PP             NON-IO
      20370101      No PP             NON-IO
      20370101      No PP             NON-IO
      20370101      No PP             NON-IO
      20370101      No PP             NON-IO
      20370101      No PP             NON-IO
      20361201      5Y PP             5 YEARS
      20370101      5Y PP             5 YEARS
      20370101      No PP             NON-IO
      20370101      No PP             NON-IO
      20370101      No PP             NON-IO
      20370101      No PP             NON-IO
      20370101      No PP             NON-IO
      20370101      No PP             NON-IO
      20220101      No PP             NON-IO
      20370101      No PP             NON-IO
      20220101      No PP             NON-IO
      20370101      5Y PP             5 YEARS
      20370101      No PP             NON-IO
      20370101      No PP             NON-IO
      20370101      No PP             NON-IO
      20370101      No PP             NON-IO
      20370101      No PP             NON-IO
      20370101      No PP             NON-IO
      20370101      No PP             NON-IO
      20370101      No PP             NON-IO
      20220101      No PP             NON-IO
      20370101      No PP             NON-IO
      20220101      No PP             NON-IO
      20370201      No PP             NON-IO
      20370101      No PP             NON-IO
      20370101      5Y PP             5 YEARS
      20370101      No PP             NON-IO
      20370101      No PP             NON-IO
      20370101      No PP             NON-IO
      20370101      No PP             NON-IO
      20370101      No PP             NON-IO
      20220101      No PP             NON-IO
      20370101      No PP             NON-IO
      20370101      No PP             NON-IO
      20370101      No PP             NON-IO
      20220101      No PP             NON-IO
      20370101      No PP             NON-IO
      20370101      No PP             NON-IO
      20370101      No PP             NON-IO
      20370101      No PP             NON-IO
      20370101      No PP             NON-IO
      20370101      No PP             NON-IO
      20370101      No PP             NON-IO
      20370101      No PP             NON-IO
      20370101      No PP             NON-IO
      20220101      No PP             NON-IO
      20370101      No PP             NON-IO
      20220101      No PP             NON-IO
      20370101      No PP             NON-IO
      20370101      No PP             NON-IO
      20220101      No PP             NON-IO
      20370101      No PP             NON-IO
      20370101      No PP             NON-IO
      20370101      No PP             NON-IO
      20220101      No PP             NON-IO
      20370101      No PP             NON-IO
      20220101      No PP             NON-IO
      20370101      No PP             NON-IO
      20370201      No PP             NON-IO
      20370101      No PP             NON-IO
      20370101      No PP             NON-IO
      20370101      No PP             NON-IO
      20220101      No PP             NON-IO
      20370101      5Y PP             5 YEARS
      20370101      No PP             NON-IO
      20370101      No PP             NON-IO
      20370201      5Y PP             5 YEARS
      20220201      No PP             NON-IO
      20370101      No PP             NON-IO
      20220101      No PP             NON-IO
      20370101      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      5Y PP             5 YEARS
      20370201      No PP             NON-IO
      20220201      No PP             NON-IO
      20220101      No PP             NON-IO
      20370101      5Y PP             5 YEARS
      20370101      5Y PP             5 YEARS
      20361201      No PP             NON-IO
      20220101      No PP             NON-IO
      20370101      5Y PP             5 YEARS
      20370101      No PP             NON-IO
      20220101      No PP             NON-IO
      20361201      No PP             NON-IO
      20370101      No PP             NON-IO
      20361201      No PP             NON-IO
      20370101      No PP             NON-IO
      20361201      No PP             NON-IO
      20361201      No PP             NON-IO
      20370101      No PP             NON-IO
      20361201      No PP             NON-IO
      20370101      No PP             NON-IO
      20370101      No PP             NON-IO
      20370101      No PP             NON-IO
      20370101      No PP             NON-IO
      20370101      5Y PP             5 YEARS
      20370101      No PP             NON-IO
      20370101      No PP             NON-IO
      20370101      5Y PP             5 YEARS
      20370101      No PP             NON-IO
      20370101      5Y PP             5 YEARS
      20370101      No PP             NON-IO
      20370101      No PP             NON-IO
      20370101      5Y PP             5 YEARS
      20370101      No PP             NON-IO
      20370101      No PP             NON-IO
      20370101      No PP             NON-IO
      20370101      No PP             NON-IO
      20370101      No PP             NON-IO
      20370101      No PP             NON-IO
      20370201      No PP             NON-IO
      20370101      No PP             NON-IO
      20370101      No PP             NON-IO
      20370101      No PP             NON-IO
      20370101      No PP             NON-IO
      20370101      No PP             NON-IO
      20370101      No PP             NON-IO
      20370101      No PP             NON-IO
      20370101      No PP             NON-IO
      20370101      No PP             NON-IO
      20370101      No PP             NON-IO
      20370101      No PP             NON-IO
      20370101      No PP             NON-IO
      20370101      No PP             NON-IO
      20370101      No PP             NON-IO
      20370101      5Y PP             5 YEARS
      20370101      No PP             NON-IO
      20370101      No PP             NON-IO
      20370101      No PP             NON-IO
      20370101      No PP             NON-IO
      20370201      No PP             NON-IO
      20370101      5Y PP             5 YEARS
      20370201      No PP             NON-IO
      20370101      No PP             NON-IO
      20370101      No PP             NON-IO
      20370101      No PP             NON-IO
      20370101      No PP             NON-IO
      20211101      No PP             NON-IO
      20220101      No PP             NON-IO
      20220101      No PP             NON-IO
      20370101      5Y PP             5 YEARS
      20361201      No PP             NON-IO
      20370101      5Y PP             5 YEARS
      20370101      No PP             NON-IO
      20220101      No PP             NON-IO
      20220101      No PP             NON-IO
      20370101      5Y PP             5 YEARS
      20220101      No PP             NON-IO
      20370101      No PP             NON-IO
      20370101      No PP             NON-IO
      20370101      No PP             NON-IO
      20370101      No PP             NON-IO
      20220101      No PP             NON-IO
      20370101      5Y PP             5 YEARS
      20370101      5Y PP             5 YEARS
      20370101      No PP             NON-IO
      20370101      No PP             NON-IO
      20370101      No PP             NON-IO
      20220101      No PP             NON-IO
      20220101      No PP             NON-IO
      20370101      No PP             NON-IO
      20370101      No PP             NON-IO
      20370101      No PP             NON-IO
      20220101      No PP             NON-IO
      20370101      No PP             NON-IO
      20370101      No PP             NON-IO
      20370101      No PP             NON-IO
      20220101      No PP             NON-IO
      20370101      No PP             NON-IO
      20220101      No PP             NON-IO
      20361201      5Y PP             5 YEARS
      20370101      5Y PP             5 YEARS
      20220101      No PP             NON-IO
      20370101      5Y PP             5 YEARS
      20220101      No PP             NON-IO
      20220101      No PP             NON-IO
      20370101      5Y PP             5 YEARS
      20370101      No PP             NON-IO
      20370101      5Y PP             5 YEARS
      20220101      No PP             NON-IO
      20220101      No PP             NON-IO
      20220101      No PP             NON-IO
      20370101      No PP             NON-IO
      20220101      No PP             NON-IO
      20220101      No PP             NON-IO
      20220101      No PP             NON-IO
      20370101      5Y PP             5 YEARS
      20370101      5Y PP             5 YEARS
      20220101      No PP             NON-IO
      20370101      5Y PP             5 YEARS
      20370101      No PP             NON-IO
      20370101      No PP             NON-IO
      20370101      No PP             NON-IO
      20220101      No PP             NON-IO
      20370101      5Y PP             5 YEARS
      20370101      5Y PP             5 YEARS
      20370101      5Y PP             5 YEARS
      20370101      5Y PP             5 YEARS
      20370101      5Y PP             5 YEARS
      20370101      5Y PP             5 YEARS
      20370101      5Y PP             5 YEARS
      20361101      5Y PP             5 YEARS
      20361201      5Y PP             5 YEARS
      20370101      No PP             NON-IO
      20370101      No PP             NON-IO
      20361201      No PP             NON-IO
      20370101      No PP             NON-IO
      20370101      No PP             NON-IO
      20361201      No PP             NON-IO
      20370101      5Y PP             5 YEARS
      20370101      No PP             NON-IO
      20370101      No PP             NON-IO
      20370101      No PP             NON-IO
      20361201      No PP             NON-IO
      20370101      No PP             NON-IO
      20361201      No PP             NON-IO
      20370101      No PP             NON-IO
      20220101      No PP             NON-IO
      20370101      No PP             NON-IO
      20370101      No PP             NON-IO
      20370101      No PP             NON-IO
      20370101      No PP             NON-IO
      20370101      No PP             NON-IO
      20370101      No PP             NON-IO
      20370101      No PP             NON-IO
      20370101      No PP             NON-IO
      20370101      No PP             NON-IO
      20370101      No PP             NON-IO
      20370101      5Y PP             5 YEARS
      20370101      No PP             NON-IO
      20370101      No PP             NON-IO
      20370101      No PP             NON-IO
      20370101      No PP             NON-IO
      20370101      5Y PP             5 YEARS
      20370101      No PP             NON-IO
      20361101      No PP             NON-IO
      20361101      No PP             NON-IO
      20361201      No PP             NON-IO
      20361201      5Y PP             5 YEARS
      20370101      No PP             NON-IO
      20370101      5Y PP             5 YEARS
      20361201      No PP             NON-IO
      20361201      No PP             NON-IO
      20370101      5Y PP             5 YEARS
      20370101      5Y PP             5 YEARS
      20370101      No PP             NON-IO
      20370101      5Y PP             5 YEARS
      20361201      No PP             NON-IO
      20370101      No PP             NON-IO
      20370101      No PP             NON-IO
      20370101      No PP             NON-IO
      20370101      No PP             NON-IO
      20370101      No PP             NON-IO
      20361201      No PP             NON-IO
      20361201      No PP             NON-IO
      20370101      No PP             NON-IO
      20370101      No PP             NON-IO
      20370101      No PP             NON-IO
      20370101      No PP             NON-IO
      20370101      No PP             NON-IO
      20361201      No PP             NON-IO
      20361201      No PP             NON-IO
      20370101      No PP             NON-IO
      20361201      No PP             NON-IO
      20370101      No PP             NON-IO
      20370101      No PP             NON-IO
      20361201      No PP             NON-IO
      20370101      No PP             NON-IO
      20361201      No PP             NON-IO
      20370101      No PP             NON-IO
      20370101      No PP             NON-IO
      20370101      No PP             NON-IO
      20370101      No PP             NON-IO
      20360901      5Y PP             5 YEARS
      20361001      No PP             NON-IO
      20361201      No PP             NON-IO
      20361201      No PP             NON-IO
      20361201      No PP             NON-IO
      20361201      No PP             NON-IO
      20361001      No PP             NON-IO
      20360901      No PP             NON-IO
      20361001      No PP             NON-IO
      20361201      No PP             NON-IO
      20361201      No PP             NON-IO
      20361201      No PP             NON-IO
      20370101      No PP             NON-IO
      20361201      No PP             NON-IO
      20361201      No PP             NON-IO
      20361201      No PP             NON-IO
      20361201      No PP             NON-IO
      20370101      No PP             NON-IO
      20370101      No PP             NON-IO
      20361201      No PP             NON-IO
      20361201      No PP             NON-IO
      20361201      No PP             NON-IO
      20370101      No PP             NON-IO
      20370101      No PP             NON-IO
      20370101      No PP             NON-IO
      20211001      No PP             NON-IO
      20211201      No PP             NON-IO
      20211201      No PP             NON-IO
      20211201      No PP             NON-IO
      20211201      No PP             NON-IO
      20220101      No PP             NON-IO
      20220101      No PP             NON-IO
      20211201      No PP             NON-IO
      20211201      No PP             NON-IO
      20211201      No PP             NON-IO
      20211201      No PP             NON-IO
      20211201      No PP             NON-IO
      20211201      No PP             NON-IO
      20220101      No PP             NON-IO
      20361001      5Y PP             5 YEARS
      20370101      5Y PP             5 YEARS
      20361201      5Y PP             5 YEARS
      20361201      5Y PP             5 YEARS
      20361201      No PP             NON-IO
      20361201      No PP             NON-IO
      20211201      No PP             NON-IO
      20360901      No PP             NON-IO
      20361201      No PP             NON-IO
      20361201      No PP             NON-IO
      20361201      No PP             NON-IO
      20210901      No PP             NON-IO
      20211201      No PP             NON-IO
      20370101      No PP             NON-IO
      20360801      No PP             NON-IO
      20361101      No PP             NON-IO
      20361101      No PP             NON-IO
      20361201      No PP             NON-IO
      20361101      No PP             NON-IO
      20361101      No PP             NON-IO
      20361101      No PP             NON-IO
      20361201      No PP             NON-IO
      20361201      5Y PP             5 YEARS
      20361201      No PP             NON-IO
      20361201      No PP             NON-IO
      20370101      No PP             NON-IO
      20361201      5Y PP             5 YEARS
      20361201      No PP             NON-IO
      20361201      No PP             NON-IO
      20361201      No PP             NON-IO
      20361201      No PP             NON-IO
      20361201      No PP             NON-IO
      20361201      No PP             NON-IO
      20370101      No PP             NON-IO
      20370101      No PP             NON-IO
      20370101      No PP             NON-IO
      20370101      No PP             NON-IO
      20211201      No PP             NON-IO
      20211201      No PP             NON-IO
      20211201      No PP             NON-IO
      20211201      No PP             NON-IO
      20211201      No PP             NON-IO
      20220101      No PP             NON-IO
      20361101      No PP             NON-IO
      20361001      No PP             NON-IO
      20361101      No PP             NON-IO
      20361101      No PP             NON-IO
      20361201      No PP             NON-IO
      20361101      No PP             NON-IO
      20361201      5Y PP             5 YEARS
      20361201      No PP             NON-IO
      20361201      No PP             NON-IO
      20361201      No PP             NON-IO
      20361201      No PP             NON-IO
      20370101      No PP             NON-IO
      20211201      No PP             NON-IO
      20361201      1Y PP             10 YEARS
      20361201      5Y PP             5 YEARS
      20361101      No PP             NON-IO
      20361201      No PP             NON-IO
      20361201      No PP             NON-IO
      20361201      No PP             NON-IO
      20361201      No PP             NON-IO
      20361201      No PP             NON-IO
      20361201      No PP             NON-IO
      20361201      No PP             NON-IO
      20361201      No PP             NON-IO
      20370101      No PP             NON-IO
      20361201      No PP             NON-IO
      20361201      No PP             NON-IO
      20370101      No PP             NON-IO
      20370101      No PP             NON-IO
      20370101      No PP             NON-IO
      20361201      No PP             NON-IO
      20370101      No PP             NON-IO
      20211201      No PP             NON-IO
      20220101      No PP             NON-IO
      20370101      1Y PP             10 YEARS
      20361201      No PP             NON-IO
      20361201      No PP             NON-IO
      20211101      No PP             NON-IO
      20211201      No PP             NON-IO
      20361101      1Y PP             10 YEARS
      20361201      No PP             NON-IO
      20361201      No PP             NON-IO
      20361201      No PP             NON-IO
      20370101      No PP             NON-IO
      20370101      No PP             NON-IO
      20361201      No PP             NON-IO
      20370101      No PP             NON-IO
      20370101      No PP             NON-IO
      20210501      No PP             NON-IO
      20211101      No PP             NON-IO
      20211201      No PP             NON-IO
      20211201      No PP             NON-IO
      20211201      No PP             NON-IO
      20211201      No PP             NON-IO
      20211201      No PP             NON-IO
      20220101      No PP             NON-IO
      20360501      5Y PP             5 YEARS
      20361101      5Y PP             5 YEARS
      20361201      No PP             NON-IO
      20361201      1Y PP             10 YEARS
      20361201      5Y PP             5 YEARS
      20361201      5Y PP             5 YEARS
      20361201      5Y PP             5 YEARS
      20361201      5Y PP             5 YEARS
      20361201      5Y PP             5 YEARS
      20370101      5Y PP             5 YEARS
      20360901      No PP             NON-IO
      20360801      No PP             NON-IO
      20360901      No PP             NON-IO
      20360901      No PP             NON-IO
      20361201      No PP             NON-IO
      20361201      No PP             NON-IO
      20361101      No PP             NON-IO
      20361101      No PP             NON-IO
      20361101      No PP             NON-IO
      20361201      No PP             NON-IO
      20361201      No PP             NON-IO
      20361201      No PP             NON-IO
      20361201      No PP             NON-IO
      20361201      No PP             NON-IO
      20361201      No PP             NON-IO
      20361201      No PP             NON-IO
      20361201      No PP             NON-IO
      20361201      No PP             NON-IO
      20361201      No PP             NON-IO
      20361201      No PP             NON-IO
      20361201      No PP             NON-IO
      20361201      No PP             NON-IO
      20370101      No PP             NON-IO
      20370101      No PP             NON-IO
      20361201      No PP             NON-IO
      20370101      No PP             NON-IO
      20370101      No PP             NON-IO
      20210901      No PP             NON-IO
      20211001      No PP             NON-IO
      20211201      No PP             NON-IO
      20211101      No PP             NON-IO
      20211201      No PP             NON-IO
      20211201      No PP             NON-IO
      20211201      No PP             NON-IO
      20220101      No PP             NON-IO
      20361001      5Y PP             5 YEARS
      20361101      5Y PP             5 YEARS
      20361101      5Y PP             5 YEARS
      20361201      5Y PP             5 YEARS
      20361201      5Y PP             5 YEARS
      20361201      5Y PP             5 YEARS
      20361201      5Y PP             5 YEARS
      20361201      5Y PP             5 YEARS
      20370101      5Y PP             5 YEARS
      20360901      No PP             NON-IO
      20360901      No PP             NON-IO
      20361101      No PP             NON-IO
      20361101      No PP             NON-IO
      20370101      No PP             NON-IO
      20370101      No PP             NON-IO
      20361201      No PP             NON-IO
      20370101      No PP             NON-IO
      20361201      No PP             NON-IO
      20370101      No PP             NON-IO
      20361201      No PP             NON-IO
      20370101      No PP             NON-IO
      20370101      No PP             NON-IO
      20370101      No PP             NON-IO
      20211201      No PP             NON-IO
      20211201      No PP             NON-IO
      20361201      No PP             NON-IO
      20211201      No PP             NON-IO
      20210801      No PP             NON-IO
      20360901      No PP             NON-IO
      20210901      No PP             NON-IO
      20361101      No PP             NON-IO
      20360901      No PP             NON-IO
      20360901      No PP             NON-IO
      20361201      1Y PP             10 YEARS
      20361101      5Y PP             5 YEARS
      20211101      No PP             NON-IO
      20361101      No PP             NON-IO
      20361201      No PP             NON-IO
      20361101      No PP             NON-IO
      20361201      No PP             NON-IO
      20361201      No PP             NON-IO
      20361201      No PP             NON-IO
      20361201      No PP             NON-IO
      20361201      No PP             NON-IO
      20211201      No PP             NON-IO
      20361201      No PP             NON-IO
      20370101      5Y PP             5 YEARS
      20370101      No PP             NON-IO
      20360801      No PP             NON-IO
      20360501      No PP             NON-IO
      20360601      No PP             NON-IO
      20360601      No PP             NON-IO
      20360701      No PP             NON-IO
      20360801      No PP             NON-IO
      20360801      No PP             NON-IO
      20360901      No PP             NON-IO
      20210901      No PP             NON-IO
      20360901      No PP             NON-IO
      20360801      5Y PP             5 YEARS
      20210801      No PP             NON-IO
      20360901      No PP             NON-IO
      20360901      No PP             NON-IO
      20210901      No PP             NON-IO
      20361001      No PP             NON-IO
      20211001      No PP             NON-IO
      20361201      No PP             NON-IO
      20361201      No PP             NON-IO
      20370101      No PP             NON-IO
      20361201      5Y PP             5 YEARS
      20211201      No PP             NON-IO
      20361201      No PP             NON-IO
      20361201      No PP             NON-IO
      20361201      No PP             NON-IO
      20370101      No PP             NON-IO
      20361201      No PP             NON-IO
      20361201      No PP             NON-IO
      20361201      No PP             NON-IO
      20220201      No PP             NON-IO
      20361201      No PP             NON-IO
      20370101      1Y PP             10 YEARS
      20370101      No PP             NON-IO
      20370101      No PP             NON-IO
      20370101      No PP             NON-IO
      20370101      No PP             NON-IO
      20361201      No PP             NON-IO
      20211201      No PP             NON-IO
      20370101      5Y PP             5 YEARS
      20220101      No PP             NON-IO
      20370101      No PP             NON-IO
      20220101      No PP             NON-IO
      20220101      No PP             NON-IO
      20370101      No PP             NON-IO
      20361201      5Y PP             5 YEARS
      20211201      No PP             NON-IO
      20370101      No PP             NON-IO
      20220101      No PP             NON-IO
      20370101      No PP             NON-IO
      20370201      No PP             NON-IO
      20370101      No PP             NON-IO
      20370101      No PP             NON-IO
      20370101      No PP             NON-IO
      20220101      No PP             NON-IO
      20370101      No PP             NON-IO
      20220101      No PP             NON-IO
      20370101      No PP             NON-IO
      20370101      5Y PP             5 YEARS
      20370101      No PP             NON-IO
      20220101      No PP             NON-IO
      20370101      5Y PP             5 YEARS
      20220101      No PP             NON-IO
      20370101      No PP             NON-IO
      20220101      No PP             NON-IO
      20370101      No PP             NON-IO
      20370101      No PP             NON-IO
      20370101      No PP             NON-IO
      20370101      No PP             NON-IO
      20220101      No PP             NON-IO
      20370101      No PP             NON-IO
      20370101      No PP             NON-IO
      20370101      No PP             NON-IO
      20220101      No PP             NON-IO
      20370201      No PP             NON-IO
      20220201      No PP             NON-IO
      20370101      No PP             NON-IO
      20370101      No PP             NON-IO
      20370201      No PP             NON-IO
      20220201      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20220201      No PP             NON-IO
      20370101      No PP             NON-IO
      20370201      No PP             NON-IO
      20370201      No PP             NON-IO
      20220201      No PP             NON-IO
      20361101      No PP             NON-IO
      20370101      No PP             NON-IO
      20361201      5Y PP             5 YEARS
      20361201      No PP             NON-IO
      20361201      5Y PP             5 YEARS
      20361201      No PP             NON-IO
      20361101      5Y PP             5 YEARS
      20361101      No PP             NON-IO
      20361101      5Y PP             5 YEARS
      20361101      No PP             NON-IO
      20361201      No PP             NON-IO
      20361201      No PP             NON-IO
      20361201      5Y PP             5 YEARS
      20361201      No PP             NON-IO
      20370101      No PP             NON-IO
      20361201      5Y PP             5 YEARS
      20361201      No PP             NON-IO
      20361201      5Y PP             5 YEARS
      20361201      No PP             NON-IO
      20370101      5Y PP             5 YEARS
      20370101      5Y PP             5 YEARS
      20370101      No PP             NON-IO
      20370101      5Y PP             5 YEARS
      20361201      5Y PP             5 YEARS
      20370101      5Y PP             5 YEARS
      20370101      No PP             NON-IO
      20370101      No PP             NON-IO
      20370101      No PP             NON-IO
      20370101      No PP             NON-IO
      20370101      No PP             NON-IO
      20370101      No PP             NON-IO
      20370101      5Y PP             5 YEARS
      20370101      No PP             NON-IO
      20370101      No PP             NON-IO
      20370101      No PP             NON-IO
      20370101      No PP             NON-IO
      20370101      No PP             NON-IO
      20370101      5Y PP             5 YEARS
      20370101      No PP             NON-IO
      20370101      No PP             NON-IO
      20370101      No PP             NON-IO
      20370101      No PP             NON-IO
      20370101      No PP             NON-IO
      20370101      No PP             NON-IO
      20370101      No PP             NON-IO
      20370101      5Y PP             5 YEARS
      20370101      No PP             NON-IO
      20370101      No PP             NON-IO
      20370101      No PP             NON-IO
      20370101      5Y PP             5 YEARS
      20370101      No PP             NON-IO
      20370101      No PP             NON-IO
      20370101      5Y PP             5 YEARS
      20370101      No PP             NON-IO
      20370101      No PP             NON-IO
      20370101      No PP             NON-IO
      20370101      No PP             NON-IO
      20370101      No PP             NON-IO
      20370101      No PP             NON-IO
      20370101      No PP             NON-IO
      20370101      No PP             NON-IO
      20370101      5Y PP             5 YEARS
      20370101      5Y PP             5 YEARS
      20370101      5Y PP             5 YEARS
      20370101      No PP             NON-IO
      20370101      5Y PP             5 YEARS
      20370101      No PP             NON-IO
      20370101      No PP             NON-IO
      20370101      No PP             NON-IO
      20361201      No PP             NON-IO
      20370101      No PP             NON-IO
      20361101      No PP             NON-IO
      20370101      5Y PP             5 YEARS
      20361101      No PP             NON-IO
      20361201      No PP             NON-IO
      20361201      No PP             NON-IO
      20370101      No PP             NON-IO
      20361201      No PP             NON-IO
      20361201      No PP             NON-IO
      20361201      No PP             NON-IO
      20370101      No PP             NON-IO
      20370101      No PP             NON-IO
      20370101      No PP             NON-IO
      20370101      No PP             NON-IO
      20270101      No PP             NON-IO
      20361201      5Y PP             5 YEARS
      20361201      No PP             NON-IO
      20370101      No PP             NON-IO
      20370101      No PP             NON-IO
      20370101      No PP             NON-IO
      20370101      No PP             NON-IO
      20370101      No PP             NON-IO
      20370101      No PP             NON-IO
      20370101      No PP             NON-IO
      20370101      No PP             NON-IO
      20370101      No PP             NON-IO
      20370101      No PP             NON-IO
      20370101      No PP             NON-IO
      20370101      No PP             NON-IO
      20370101      No PP             NON-IO
      20370101      No PP             NON-IO
      20370101      No PP             NON-IO
      20370101      No PP             NON-IO
      20370101      No PP             NON-IO
      20370101      No PP             NON-IO
      20370101      No PP             NON-IO
      20370101      No PP             NON-IO
      20370101      No PP             NON-IO
      20370101      No PP             NON-IO
      20370101      5Y PP             5 YEARS
      20370101      No PP             NON-IO
      20370101      No PP             NON-IO
      20370101      No PP             NON-IO
      20370101      No PP             NON-IO
      20370101      No PP             NON-IO
      20370101      No PP             NON-IO
      20361001      No PP             NON-IO
      20361201      No PP             NON-IO
      20370101      No PP             NON-IO
      20370101      No PP             NON-IO
      20361001      1Y PP             10 YEARS
      20370101      No PP             NON-IO
      20361001      No PP             NON-IO
      20361201      No PP             NON-IO
      20370101      No PP             NON-IO
      20370101      5Y PP             5 YEARS
      20220101      No PP             NON-IO
      20370101      5Y PP             5 YEARS
      20370101      5Y PP             5 YEARS
      20370101      5Y PP             5 YEARS
      20370101      No PP             NON-IO
      20370101      5Y PP             5 YEARS
      20220101      No PP             NON-IO
      20370101      No PP             NON-IO
      20361201      No PP             NON-IO
      20370101      5Y PP             5 YEARS
      20220101      No PP             NON-IO
      20370101      No PP             NON-IO
      20361201      No PP             NON-IO
      20370101      No PP             NON-IO
      20370101      No PP             NON-IO
      20370101      5Y PP             5 YEARS
      20360901      No PP             NON-IO
      20360801      No PP             NON-IO
      20360901      No PP             NON-IO
      20370101      No PP             NON-IO
      20370101      No PP             NON-IO
      20370101      5Y PP             5 YEARS
      20361001      No PP             NON-IO
      20361101      No PP             NON-IO
      20361001      No PP             NON-IO
      20361201      No PP             NON-IO
      20361001      No PP             NON-IO
      20361001      No PP             NON-IO
      20361201      No PP             NON-IO
      20361101      No PP             NON-IO
      20370101      No PP             NON-IO
      20361201      No PP             NON-IO
      20361101      No PP             NON-IO
      20361201      No PP             NON-IO
      20370101      No PP             NON-IO
      20361201      No PP             NON-IO
      20361201      No PP             NON-IO
      20361101      5Y PP             5 YEARS
      20361101      No PP             NON-IO
      20370101      No PP             NON-IO
      20361201      No PP             NON-IO
      20361201      No PP             NON-IO
      20370101      No PP             NON-IO
      20370101      No PP             NON-IO
      20370101      No PP             NON-IO
      20370101      No PP             NON-IO
      20370101      No PP             NON-IO
      20370101      No PP             NON-IO
      20361201      No PP             NON-IO
      20370101      No PP             NON-IO
      20361201      5Y PP             5 YEARS
      20370101      No PP             NON-IO
      20370101      No PP             NON-IO
      20370101      No PP             NON-IO
      20361201      No PP             NON-IO
      20370101      5Y PP             5 YEARS
      20370101      No PP             NON-IO
      20361201      No PP             NON-IO
      20370101      No PP             NON-IO
      20370101      No PP             NON-IO
      20370101      No PP             NON-IO
      20370101      5Y PP             5 YEARS
      20370101      No PP             NON-IO
      20370101      5Y PP             5 YEARS
      20361201      No PP             NON-IO
      20361201      No PP             NON-IO
      20361201      No PP             NON-IO
      20370101      No PP             NON-IO
      20370101      No PP             NON-IO
      20370101      No PP             NON-IO
      20370101      No PP             NON-IO
      20370101      5Y PP             5 YEARS
      20370101      No PP             NON-IO
      20361201      No PP             NON-IO
      20370101      5Y PP             5 YEARS
      20370101      No PP             NON-IO
      20361201      5Y PP             5 YEARS
      20370101      No PP             NON-IO
      20370101      No PP             NON-IO
      20361201      No PP             NON-IO
      20361201      No PP             NON-IO
      20370101      5Y PP             5 YEARS
      20361201      No PP             NON-IO
      20361201      No PP             NON-IO
      20361201      No PP             NON-IO
      20370101      No PP             NON-IO
      20370101      No PP             NON-IO
      20370101      5Y PP             5 YEARS
      20370101      No PP             NON-IO
      20361201      5Y PP             5 YEARS
      20361201      5Y PP             5 YEARS
      20361201      No PP             NON-IO
      20370101      5Y PP             5 YEARS
      20361201      No PP             NON-IO
      20370101      5Y PP             5 YEARS
      20370101      No PP             NON-IO
      20370101      No PP             NON-IO
      20370101      No PP             NON-IO
      20370101      No PP             NON-IO
      20370101      No PP             NON-IO
      20370101      No PP             NON-IO
      20361201      No PP             NON-IO
      20370101      No PP             NON-IO
      20370101      5Y PP             5 YEARS
      20370101      No PP             NON-IO
      20361201      No PP             NON-IO
      20370101      5Y PP             5 YEARS
      20370101      No PP             NON-IO
      20370101      5Y PP             5 YEARS
      20361201      No PP             NON-IO
      20370101      5Y PP             5 YEARS
      20370101      No PP             NON-IO
      20370101      No PP             NON-IO
      20370101      No PP             NON-IO
      20370101      No PP             NON-IO
      20370101      No PP             NON-IO
      20370101      No PP             NON-IO
      20361201      No PP             NON-IO
      20370101      No PP             NON-IO
      20370101      No PP             NON-IO
      20370101      5Y PP             5 YEARS
      20370101      No PP             NON-IO
      20370101      5Y PP             5 YEARS
      20370101      No PP             NON-IO
      20370101      No PP             NON-IO
      20370101      No PP             NON-IO
      20370101      No PP             NON-IO
      20370101      No PP             NON-IO
      20370101      No PP             NON-IO
      20370101      5Y PP             5 YEARS
      20370101      No PP             NON-IO
      20370101      No PP             NON-IO
      20370101      5Y PP             5 YEARS
      20370101      No PP             NON-IO
      20370101      No PP             NON-IO
      20370101      No PP             NON-IO
      20370101      No PP             NON-IO
      20370101      5Y PP             5 YEARS
      20370101      No PP             NON-IO
      20220101      No PP             NON-IO
      20370101      No PP             NON-IO
      20370101      No PP             NON-IO
      20370101      No PP             NON-IO
      20370101      No PP             NON-IO
      20370101      No PP             NON-IO
      20370101      No PP             NON-IO
      20370101      No PP             NON-IO
      20370101      No PP             NON-IO
      20370101      No PP             NON-IO
      20370101      No PP             NON-IO
      20370101      No PP             NON-IO
      20370101      No PP             NON-IO
      20370101      No PP             NON-IO
      20370101      No PP             NON-IO
      20370101      No PP             NON-IO
      20370101      No PP             NON-IO
      20370101      No PP             NON-IO
      20370101      No PP             NON-IO
      20370101      No PP             NON-IO
      20370101      No PP             NON-IO
      20370101      5Y PP             5 YEARS
      20370101      No PP             NON-IO
      20370101      No PP             NON-IO
      20370101      No PP             NON-IO
      20370101      No PP             NON-IO
      20370101      No PP             NON-IO
      20370101      No PP             NON-IO
      20370101      5Y PP             5 YEARS
      20370101      No PP             NON-IO
      20370101      5Y PP             5 YEARS
      20370101      No PP             NON-IO
      20370101      No PP             NON-IO
      20370101      5Y PP             5 YEARS
      20370101      No PP             NON-IO
      20370101      No PP             NON-IO
      20370101      No PP             NON-IO
      20370101      5Y PP             5 YEARS
      20370101      No PP             NON-IO
      20370101      No PP             NON-IO
      20370101      No PP             NON-IO
      20370101      No PP             NON-IO
      20370101      No PP             NON-IO
      20370101      5Y PP             5 YEARS
      20370101      No PP             NON-IO
      20370101      No PP             NON-IO
      20370101      No PP             NON-IO
      20370101      No PP             NON-IO
      20370101      No PP             NON-IO
      20370101      No PP             NON-IO
      20370101      No PP             NON-IO
      20370101      No PP             NON-IO
      20370101      No PP             NON-IO
      20370101      5Y PP             5 YEARS
      20370101      5Y PP             5 YEARS
      20370101      No PP             NON-IO
      20370101      No PP             NON-IO
      20370101      No PP             NON-IO
      20370101      5Y PP             5 YEARS
      20370101      No PP             NON-IO
      20370101      5Y PP             5 YEARS
      20370101      No PP             NON-IO
      20370101      No PP             NON-IO
      20370101      5Y PP             5 YEARS
      20370101      No PP             NON-IO
      20370101      No PP             NON-IO
      20370101      No PP             NON-IO
      20370101      No PP             NON-IO
      20370101      5Y PP             5 YEARS
      20370101      No PP             NON-IO
      20370101      No PP             NON-IO
      20370101      No PP             NON-IO
      20370101      5Y PP             5 YEARS
      20370101      No PP             NON-IO
      20370101      No PP             NON-IO
      20370101      No PP             NON-IO
      20370101      No PP             NON-IO
      20370101      No PP             NON-IO
      20370101      No PP             NON-IO
      20370101      No PP             NON-IO
      20370101      No PP             NON-IO
      20370101      No PP             NON-IO
      20370101      No PP             NON-IO
      20370101      No PP             NON-IO
      20370101      No PP             NON-IO
      20370101      No PP             NON-IO
      20370101      No PP             NON-IO
      20370101      No PP             NON-IO
      20370101      No PP             NON-IO
      20370101      No PP             NON-IO
      20370101      5Y PP             5 YEARS
      20370101      No PP             NON-IO
      20370101      No PP             NON-IO
      20370101      No PP             NON-IO
      20370101      No PP             NON-IO
      20370101      5Y PP             5 YEARS
      20370101      No PP             NON-IO
      20370101      No PP             NON-IO
      20370101      No PP             NON-IO
      20370101      No PP             NON-IO
      20370101      5Y PP             5 YEARS
      20370101      No PP             NON-IO
      20370101      No PP             NON-IO
      20370101      No PP             NON-IO
      20370101      5Y PP             5 YEARS
      20370101      No PP             NON-IO
      20370101      No PP             NON-IO
      20370101      5Y PP             5 YEARS
      20370101      No PP             NON-IO
      20370101      5Y PP             5 YEARS
      20370101      5Y PP             5 YEARS
      20360201      No PP             NON-IO
      20361201      5Y PP             5 YEARS
      20361201      5Y PP             5 YEARS
      20370101      5Y PP             5 YEARS
      20370101      5Y PP             5 YEARS
      20361201      5Y PP             5 YEARS
      20370101      5Y PP             5 YEARS
      20361101      No PP             NON-IO
      20361201      No PP             NON-IO
      20370101      No PP             NON-IO
      20370101      No PP             NON-IO
      20361201      No PP             NON-IO
      20370101      No PP             NON-IO
      20361101      No PP             NON-IO
      20361201      No PP             NON-IO
      20361201      No PP             NON-IO
      20361101      No PP             NON-IO
      20361201      No PP             NON-IO
      20361201      No PP             NON-IO
      20261201      No PP             NON-IO
      20361101      No PP             NON-IO
      20361201      No PP             NON-IO
      20361101      No PP             NON-IO
      20370101      No PP             NON-IO
      20370101      No PP             NON-IO
      20270101      No PP             NON-IO
      20370101      No PP             NON-IO
      20370101      No PP             NON-IO
      20370101      No PP             NON-IO
      20370101      No PP             NON-IO
      20370101      No PP             NON-IO
      20370101      No PP             NON-IO
      20370101      No PP             NON-IO
      20361201      No PP             NON-IO
      20361101      No PP             NON-IO
      20361201      No PP             NON-IO
      20361101      No PP             NON-IO
      20361101      No PP             NON-IO
      20361201      No PP             NON-IO
      20361101      No PP             NON-IO
      20361001      No PP             NON-IO
      20361101      No PP             NON-IO
      20361101      No PP             NON-IO
      20361101      No PP             NON-IO
      20361201      No PP             NON-IO
      20361201      5Y PP             5 YEARS
      20361101      No PP             NON-IO
      20361201      No PP             NON-IO
      20361201      No PP             NON-IO
      20361101      No PP             NON-IO
      20361201      No PP             NON-IO
      20361101      No PP             NON-IO
      20361201      No PP             NON-IO
      20361101      No PP             NON-IO
      20370101      No PP             NON-IO
      20361201      No PP             NON-IO
      20361201      No PP             NON-IO
      20361201      No PP             NON-IO
      20361201      No PP             NON-IO
      20361201      No PP             NON-IO
      20361101      No PP             NON-IO
      20370101      No PP             NON-IO
      20361201      No PP             NON-IO
      20361201      No PP             NON-IO
      20361201      No PP             NON-IO
      20361201      5Y PP             5 YEARS
      20361101      No PP             NON-IO
      20361201      No PP             NON-IO
      20361201      5Y PP             5 YEARS
      20361201      5Y PP             5 YEARS
      20370101      No PP             NON-IO
      20370101      No PP             NON-IO
      20361201      No PP             NON-IO
      20361201      No PP             NON-IO
      20361201      No PP             NON-IO
      20361201      No PP             NON-IO
      20361201      No PP             NON-IO
      20361201      No PP             NON-IO
      20370101      No PP             NON-IO
      20370101      No PP             NON-IO
      20370101      No PP             NON-IO
      20361201      No PP             NON-IO
      20361201      No PP             NON-IO
      20361201      5Y PP             5 YEARS
      20361201      No PP             NON-IO
      20361201      No PP             NON-IO
      20361201      No PP             NON-IO
      20361201      5Y PP             5 YEARS
      20370101      No PP             NON-IO
      20361201      5Y PP             5 YEARS
      20361201      No PP             NON-IO
      20370101      No PP             NON-IO
      20370101      No PP             NON-IO
      20361201      No PP             NON-IO
      20361201      No PP             NON-IO
      20361201      No PP             NON-IO
      20370101      No PP             NON-IO
      20370101      No PP             NON-IO
      20361201      No PP             NON-IO
      20370101      No PP             NON-IO
      20361201      No PP             NON-IO
      20370101      No PP             NON-IO
      20370101      No PP             NON-IO
      20361201      No PP             NON-IO
      20361201      No PP             NON-IO
      20370101      No PP             NON-IO
      20370101      No PP             NON-IO
      20370101      No PP             NON-IO
      20370101      No PP             NON-IO
      20361201      5Y PP             5 YEARS
      20361201      No PP             NON-IO
      20370101      No PP             NON-IO
      20361201      No PP             NON-IO
      20370101      No PP             NON-IO
      20370101      No PP             NON-IO
      20361201      No PP             NON-IO
      20370101      No PP             NON-IO
      20370101      No PP             NON-IO
      20370101      No PP             NON-IO
      20370101      No PP             NON-IO
      20361201      No PP             NON-IO
      20370101      No PP             NON-IO
      20370101      No PP             NON-IO
      20370101      No PP             NON-IO
      20370101      No PP             NON-IO
      20361201      No PP             NON-IO
      20370101      No PP             NON-IO
      20370101      No PP             NON-IO
      20361201      No PP             NON-IO
      20361201      5Y PP             5 YEARS
      20370101      No PP             NON-IO
      20370101      No PP             NON-IO
      20361201      No PP             NON-IO
      20370101      No PP             NON-IO
      20370101      No PP             NON-IO
      20370101      No PP             NON-IO
      20370101      No PP             NON-IO
      20370101      5Y PP             5 YEARS
      20370101      No PP             NON-IO
      20370101      No PP             NON-IO
      20261101      No PP             NON-IO
      20261201      No PP             NON-IO
      20261101      No PP             NON-IO
      20261201      No PP             NON-IO
      20261201      No PP             NON-IO
      20270101      No PP             NON-IO
      20261201      No PP             NON-IO
      20270101      No PP             NON-IO
      20361101      No PP             NON-IO
      20361201      No PP             NON-IO
      20361101      No PP             NON-IO
      20361001      5Y PP             5 YEARS
      20361201      5Y PP             5 YEARS
      20361101      No PP             NON-IO
      20370101      No PP             NON-IO
      20361101      5Y PP             5 YEARS
      20361201      5Y PP             5 YEARS
      20370101      No PP             NON-IO
      20361201      5Y PP             5 YEARS
      20361201      No PP             NON-IO
      20361201      No PP             NON-IO
      20370101      No PP             NON-IO
      20370101      No PP             NON-IO
      20370101      No PP             NON-IO
      20361201      No PP             NON-IO
      20361201      No PP             NON-IO
      20370101      No PP             NON-IO
      20261201      No PP             NON-IO
      20270101      No PP             NON-IO
      20261201      No PP             NON-IO
      20370101      No PP             NON-IO
      20361201      No PP             NON-IO
      20361001      No PP             NON-IO
      20370101      No PP             NON-IO
      20361101      No PP             NON-IO
      20361201      No PP             NON-IO
      20370101      No PP             NON-IO
      20361201      No PP             NON-IO
      20361201      No PP             NON-IO
      20361201      No PP             NON-IO
      20361201      No PP             NON-IO
      20370101      No PP             NON-IO
      20361201      5Y PP             5 YEARS
      20370101      No PP             NON-IO
      20361201      5Y PP             5 YEARS
      20370101      5Y PP             5 YEARS
      20361201      5Y PP             5 YEARS
      20370101      5Y PP             5 YEARS
      20370101      No PP             NON-IO
      20261201      No PP             NON-IO
      20270101      No PP             NON-IO
      20361201      No PP             NON-IO
      20361101      No PP             NON-IO
      20361101      No PP             NON-IO
      20361201      5Y PP             5 YEARS
      20370101      No PP             NON-IO
      20361201      No PP             NON-IO
      20361201      No PP             NON-IO
      20361201      No PP             NON-IO
      20370101      No PP             NON-IO
      20370101      No PP             NON-IO
      20270101      No PP             NON-IO
      20270101      No PP             NON-IO
      20261201      No PP             NON-IO
      20370101      1Y PP             10 YEARS
      20370101      No PP             NON-IO
      20370101      No PP             NON-IO
      20370101      1Y PP             10 YEARS
      20220101      No PP             NON-IO
      20370101      No PP             NON-IO
      20370101      No PP             NON-IO
      20370101      No PP             NON-IO
      20370101      No PP             NON-IO
      20370101      No PP             NON-IO
      20370101      No PP             NON-IO
      20370101      No PP             NON-IO
      20370101      No PP             NON-IO
      20370101      1Y PP             10 YEARS
      20370101      No PP             NON-IO
      20370101      1Y PP             10 YEARS
      20220101      5Y PP             5 YEARS
      20370101      No PP             NON-IO
      20370101      No PP             NON-IO
      20370101      No PP             NON-IO
      20220101      No PP             NON-IO
      20370101      1Y PP             10 YEARS
      20370101      1Y PP             10 YEARS
      20370101      No PP             NON-IO
      20370101      No PP             NON-IO
      20370201      No PP             NON-IO
      20370101      No PP             NON-IO
      20370101      1Y PP             10 YEARS
      20220101      No PP             NON-IO
      20370101      1Y PP             10 YEARS
      20220101      No PP             NON-IO
      20370101      No PP             NON-IO
      20370101      1Y PP             10 YEARS
      20370101      No PP             NON-IO
      20370101      1Y PP             10 YEARS
      20370101      No PP             NON-IO
      20370101      No PP             NON-IO
      20370101      No PP             NON-IO
      20370101      No PP             NON-IO
      20370101      1Y PP             10 YEARS
      20220101      No PP             NON-IO
      20370101      No PP             NON-IO
      20370101      No PP             NON-IO
      20370101      No PP             NON-IO
      20370101      1Y PP             10 YEARS
      20220101      No PP             NON-IO
      20370101      No PP             NON-IO
      20370101      No PP             NON-IO
      20370101      No PP             NON-IO
      20370101      1Y PP             10 YEARS
      20370201      No PP             NON-IO
      20370101      1Y PP             10 YEARS
      20370101      No PP             NON-IO
      20370201      1Y PP             10 YEARS
      20220201      No PP             NON-IO
      20370101      No PP             NON-IO
      20370201      No PP             NON-IO
      20370101      No PP             NON-IO
      20370201      No PP             NON-IO

 

 


EXHIBIT C
 
FORM OF TRANSFEREE AFFIDAVIT AND AGREEMENT
 
Affidavit pursuant to Section 860E(e)(4) of the Internal Revenue Code of 1986, as amended, and for other purposes

STATE OF NEW YORK
)
 
 
)
ss.:
COUNTY OF NEW YORK
)
 
 
The undersigned is the [Title of Officer] of [Name of Transferee] (the “Investor”), the proposed transferee of an Ownership Interest in the Bear Stearns Asset Backed Securities I LLC Asset-Backed Certificates, Series 2007-HE3, Class [R-1][R-2][R-3][RX] Certificates (the “Certificates”) issued pursuant to the Pooling and Servicing Agreement, dated as of March 1, 2007 (the “Agreement”), among Bear Stearns Asset Backed Securities I LLC, as depositor (the “Depositor”), EMC Mortgage Corporation, as seller and as master servicer, and LaSalle Bank National Association, as trustee (the “Trustee”), and makes this affidavit on behalf of the Investor for the benefit of the Depositor and the Trustee. Capitalized terms used, but not defined herein, shall have the meanings ascribed to such terms in the Agreement.
 
1.  The Investor is, as of the date hereof, and will be, as of the date of the Transfer, a Permitted Transferee. The Investor is not acquiring its ownership interest in the Certificates for the account of a Person other than a Permitted Transferee.
 
2.  The Investor has been advised and understands that (i) a tax will be imposed on Transfers of the Certificates to Persons that are not Permitted Transferees; (ii) such tax will be imposed on the transferor, or, if such Transfer is through an agent (which includes a broker, nominee or middleman) for a Person that is not a Permitted Transferee, on the agent; and (iii) the Person otherwise liable for the tax shall be relieved of liability for the tax if a subsequent transferee furnishes to such Person an affidavit that such subsequent transferee is a Permitted Transferee, and at the time of Transfer, such Person does not have actual knowledge that the affidavit is false.
 
3.  The Investor has been advised and understands that a tax will be imposed on a “pass-through entity” holding the Certificates if at any time during the taxable year of the pass-through entity a Person that is not a Permitted Transferee is the record holder of an interest in such entity. The Investor understands that such tax will not be imposed for any period with respect to which the record holder furnishes to the pass-through entity an affidavit that such record holder is a Permitted Transferee and the pass-through entity does not have actual knowledge that such affidavit is false. (For this purpose, a “pass-through entity” includes a regulated investment company, a real estate investment trust or common trust fund, a partnership, trust or estate, and certain cooperatives and, except as may be provided in Treasury regulations, Persons holding interests in pass-through entities as a nominee for another Person.)
 
4.  The Investor has reviewed the provisions of Section 6.02(i) of the Agreement and understands the legal consequences of the acquisition of an Ownership Interest in the Certificates, including, without limitation, the restrictions on subsequent Transfers and the provisions regarding voiding any prohibited Transfers and mandatory sales. The Investor expressly agrees to be bound by, and to abide by, such provisions of the Agreement and the restrictions noted on the face of the Certificates. The Investor understands and agrees that any breach of any of the representations included herein shall render the Transfer of the Certificates to the Investor contemplated hereby null and void. The Investor consents to any amendment of the Agreement that shall be deemed necessary by the Depositor (upon advice of nationally recognized counsel) to constitute a reasonable arrangement to ensure that the Certificates will not be owned directly or indirectly by a Person other than a Permitted Transferee.
 
5.  The Investor agrees not to Transfer the Certificates, or cause the Transfer of the Certificates by a Person for whom the Investor is acting as nominee, trustee or agent, in each case unless it has received an affidavit and agreement in substantially the same form as this affidavit and agreement containing these same representations and covenants from the subsequent transferee. In connection with any such Transfer by the Investor, the Investor agrees to deliver to the Trustee and the Depositor an affidavit substantially in the form set forth as Exhibit R to the Agreement to the effect that the Investor has no actual knowledge that the Person to which the Transfer is to be made is not a Permitted Transferee.
 
6.  The Investor has historically paid its debts as they have come due, intends to pay its debts as they come due in the future, and understands that the taxes associated with holder an ownership interest in the Certificates may exceed the cash flow with respect thereto in some or all periods and intends to pay such taxes as they become due. The Investor does not have the intention, and no purpose of the Transfer of the Certificates to the Investor is, to impede the assessment or collection of any tax legally required to be paid with respect to the Certificates.
 
7.  The Investor’s U.S. taxpayer identification number is [_____________].
 
8.  The Investor is a “United States person” within the meaning of Section 7701(a)(30) of the Code (a “United State Person”).
 
9.  The Investor is aware that the Certificates may be a “noneconomic residual interest” within the meaning of Treasury regulations promulgated under Section 860E of the Code and that the transferor of a noneconomic residual interest will remain liable for any taxes due with respect to the income on such residual interest, unless no significant purpose of the transfer was to impede the assessment or collection of tax.
 
10.  The Investor will not cause income from the Certificates to be attributable to a foreign permanent establishment or fixed base, within the meaning of an applicable income tax treaty, of the Investor or any other United States Person.
 
11.  Check one of the following:
 
[_]  The Transfer of the Certificates complies with U.S. Treasury Regulation Sections 1.860E-1(c)(7) and (8) and, accordingly:
 
(i) the present value of the anticipated tax liabilities associated with holding the Certificates does not exceed the sum of:
 
 
(a)
the present value of any consideration given to the Investor to acquire such Certificates;
 
 
(b)
the present value of the expected future distributions on such Certificates; and
 
 
(c)
the present value of the anticipated tax savings associated with holding such Certificates as the related REMIC generates losses; and
 
(ii) the Transfer of the Certificates will not result in such Certificates being held, directly or indirectly, by a foreign permanent establishment or fixed base, within the meaning of an applicable income tax treaty, of the Investor or any other United States Person.
 
For purposes of the calculation in clause (i) above, (x) the Investor is assumed to pay tax at the highest rate currently specified in Section 11(b)(1) of the Code (but the tax rate in Section 55(b)(1)(B) of the Code may be used in lieu of the highest rate specified in Section 11(b)(1) of the Code if the Investor has been subject to the alternative minimum tax under Section 55 of the Code in the preceding two years and will compute its taxable income in the current taxable year using the alternative minimum tax rate) and (y) present values are computed using a discount rate equal to the short-term Federal rate prescribed by Section 1274(d) of the Code for the month of the transfer and the compounding period used by the Investor.
 
[_]  The Transfer of the Certificates complies with U.S. Treasury Regulation Sections 1.860E-1(c)(5) and (6) and, accordingly:
 
 
(i)
the Investor is an “eligible corporation,” as defined in U.S. Treasury Regulation Section 1.860E-1(c)(6)(i), as to which income from the Certificates will only be taxed in the United States;
 
 
(ii)
at the time of the Transfer, and at the close of the Investor’s two fiscal years preceding the fiscal year of the transfer, the Investor had gross assets for financial reporting purposes (excluding any obligation of a “related person” to the Investor within the meaning of U.S. Treasury Regulation Section 1.860E-1(c)(6)(ii) and any other asset the principal purpose of which is to permit the Investor to satisfy the condition of this clause (ii)) in excess of $100 million and net assets in excess of $10 million;
 
 
(iii)
the Investor will transfer the Certificates only to another “eligible corporation,” as defined in U.S. Treasury Regulation Section 1.860E-1(c)(6)(i), in a transaction in which the requirements of U.S. Treasury Regulation Sections 1.860E-1(c)(4)(i), (ii) and (iii) and -1(c)(5) are satisfied and, accordingly, the subsequent transferee provides a similar affidavit with this box checked; and
 
 
(iv)
the Investor determined the consideration paid to it to acquire the Certificates based on reasonable market assumptions (including, but not limited to, borrowing and investment rates, prepayment and loss assumptions, expense and reinvestment assumptions, tax rates and other factors specific to the Investor) that it has determined in good faith and has concluded that such consideration, together with other assets of the Investor, will be sufficient to cover the taxes associated with the Certificates.
 
[_]  None of the above.



IN WITNESS WHEREOF, the Investor has caused this instrument to be executed on its behalf, pursuant to authority of its Board of Directors, by its [Title of Officer] this ____ day of _________, 20__.
 
           
[NAME OF INVESTOR]
                         
                         
           
By:
 
           
Name:
[Name of Officer]
           
Title:
[Title of Officer]
             
[Address of Investor for receipt of distributions]
               
             
Address of Investor for receipt of tax information:

 
Personally appeared before me the above-named [Name of Officer], known or proved to me to be the same person who executed the foregoing instrument and to be the [Title of Officer] of the Investor, and acknowledged to me that he/she executed the same as his/her free act and deed and the free act and deed of the Investor.
 
Subscribed and sworn before me this ___ day of _________, 20___.
 
NOTARY PUBLIC
 
COUNTY OF
 
STATE OF
 
My commission expires the ___ day of ___________________, 20___.
 



EXHIBIT D
 
FORM OF TRANSFEROR CERTIFICATE
 
______________, 200___
 
Bear Stearns Asset Backed Securities I LLC
383 Madison Avenue
New York, New York 10179
 
LaSalle Bank National Association
135 South LaSalle Street, Suite 1511
Chicago, Illinois 60603
 
Attention: Bear Stearns Asset Backed Securities Trust 2007-HE3
 
Re:
Bear Stearns Asset Backed Securities I Trust 2007-HE3, Asset-Backed Certificates, Series 2007-HE3 (the “Certificates”), including the Class ___ Certificates (the “Privately Offered Certificates”)
Ladies and Gentlemen:
 
In connection with the sale by ___________ (the “Seller”) to ________ (the “Purchaser”) of $_________ Initial Certificate Principal Balance of Asset-Backed Certificates, Series 2007-HE3, Class _____ (the “Certificates”), issued pursuant to the Pooling and Servicing Agreement (the “Pooling and Servicing Agreement”), dated as of March 1, 2007, among Bear Stearns Asset Backed Securities I LLC, as depositor (the “Depositor”), EMC Mortgage Corporation, as seller and as master servicer, and LaSalle Bank National Association, as trustee (the “Trustee”). The Seller hereby certifies, represents and warrants to, a covenants with, the Depositor and the Trustee that:
 
Neither the Seller nor anyone acting on its behalf (a) has offered, pledged, sold, disposed of or otherwise transferred any Certificate, any interest in any Certificate or any other similar security to any person in any manner, (b) has solicited any offer to buy or to accept a pledge, disposition or other transfer of any Certificate, any interest in any Certificate or any other similar security from any person in any manner, (c) has otherwise approached or negotiated with respect to any Certificate, any interest in any Certificate or any other similar security with any person in any manner, (d) has made any general solicitation by means of general advertising or in any other manner, or (e) has taken any other action, that (as to any of (a) through (e) above) would constitute a distribution of the Certificates under the Securities Act of 1933 (the “Act”), that would render the disposition of any Certificate a violation of Section 5 of the Act or any state securities law, or that would require registration or qualification pursuant thereto. The Seller will not act in any manner set forth in the foregoing sentence with respect to any Certificate. The Seller has not and will not sell or otherwise transfer any of the Certificates, except in compliance with the provisions of the Pooling and Servicing Agreement.
 
             
Very truly yours,
               
             
 
             
(Seller)
                 
                 
             
By:
 
             
Name:
 
             
Title:
 




EXHIBIT E
 
FORM OF INVESTMENT LETTER (NON RULE 144A)
 
[Date]
[SELLER]
 
Bear Stearns Asset Backed Securities I LLC
383 Madison Avenue
New York, New York 10179
 
LaSalle Bank National Association
135 South LaSalle Street, Suite 1511
Chicago, Illinois 60603
 
Re:
Bear Stearns Asset Backed Securities I Trust 2007-HE3, Asset-Backed Certificates, Series 2007-HE3 (the “Certificates”), including the Class ___
Certificates (the “Privately Offered Certificates”)
Dear Ladies and Gentlemen:
 
In connection with our purchase of Privately Offered Certificates, we confirm that:
 
(i)
we understand that the Privately Offered Certificates are not being registered under the Securities Act of 1933, as amended (the “Act”) or any applicable state securities or “Blue Sky” laws, and are being sold to us in a transaction that is exempt from the registration requirements of such laws;
   
(ii)
any information we desired concerning the Certificates, including the Privately Offered Certificates, the trust in which the Certificates represent the entire beneficial ownership interest (the “Trust”) or any other matter we deemed relevant to our decision to purchase Privately Offered Certificates has been made available to us;
   
(iii)
we are able to bear the economic risk of investment in Privately Offered Certificates; we are an institutional “accredited investor” as defined in Section 501(a) of Regulation D promulgated under the Act and a sophisticated institutional investor;
   
(iv)
we are acquiring Privately Offered Certificates for our own account, not as nominee for any other person, and not with a present view to any distribution or other disposition of the Privately Offered Certificates;
   
(v)
we agree the Privately Offered Certificates must be held indefinitely by us (and may not be sold, pledged, hypothecated or in any way disposed of) unless subsequently registered under the Act and any applicable state securities or “Blue Sky” laws or an exemption from the registration requirements of the Act and any applicable state securities or “Blue Sky” laws is available;
   
(vi)
we agree that in the event that at some future time we wish to dispose of or exchange any of the Privately Offered Certificates (such disposition or exchange not being currently foreseen or contemplated), we will not transfer or exchange any of the Privately Offered Certificates unless:
   
 
(A) (1) the sale is to an Eligible Purchaser (as defined below), (2) if required by the Pooling and Servicing Agreement (as defined below) a letter to substantially the same effect as either this letter or, if the Eligible Purchaser is a Qualified Institutional Buyer as defined under Rule 144A of the Act, the Rule 144A and Related Matters Certificate in the form attached to the Pooling and Servicing Agreement (as defined below) (or such other documentation as may be acceptable to the Trustee) is executed promptly by the purchaser and delivered to the addressees hereof and (3) all offers or solicitations in connection with the sale, whether directly or through any agent acting on our behalf, are limited only to Eligible Purchasers and are not made by means of any form of general solicitation or general advertising whatsoever; and
   
 
(B) if the Privately Offered Certificate is not registered under the Act (as to which we acknowledge you have no obligation), the Privately Offered Certificate is sold in a transaction that does not require registration under the Act and any applicable state securities or “blue sky” laws and, if LaSalle Bank National Association (the “Trustee”) so requests, a satisfactory Opinion of Counsel is furnished to such effect, which Opinion of Counsel shall be an expense of the transferor or the transferee;
   
(vii)
we agree to be bound by all of the terms (including those relating to restrictions on transfer) of the Pooling and Servicing, pursuant to which the Trust was formed; we have reviewed carefully and understand the terms of the Pooling and Servicing Agreement;
   
(viii)
we: (i) are not acquiring the Privately Offered Certificate directly or indirectly by, or on behalf of, an employee benefit plan or other retirement arrangement which is subject to Title I of the Employee Retirement Income Security Act of 1974, as amended, and/or section 4975 of the Internal Revenue Code of 1986, as amended, or (ii) in the case of the Privately Offered Certificates, have provided the Opinion of Counsel required by the Agreement.
   
(ix)
We understand that each of the Privately Offered Certificates bears, and will continue to bear, a legend to substantiate the following effect: THIS CERTIFICATE HAS NOT BEEN AND WILL NOT BE REGISTERED UNDER THE SECURITIES ACT OF 1933, AS AMENDED (THE “SECURITIES ACT”), OR UNDER ANY STATE SECURITIES LAWS. THE HOLDER HEREOF, BY PURCHASING THIS CERTIFICATE, AGREES THAT THIS CERTIFICATE MAY BE REOFFERED, RESOLD, PLEDGED OR OTHERWISE TRANSFERRED ONLY IN COMPLIANCE WITH THE SECURITIES ACT AND OTHER APPLICABLE LAWS AND ONLY (1) PURSUANT TO RULE 144A UNDER THE SECURITIES ACT (“RULE 144A”) TO A PERSON THAT THE HOLDER REASONABLY BELIEVES IS A QUALIFIED INSTITUTIONAL BUYER WITHIN THE MEANING OF RULE 144A (A “QIB”), PURCHASING FOR ITS OWN ACCOUNT OR A QIB PURCHASING FOR THE ACCOUNT OF A QIB, WHOM THE HOLDER HAS INFORMED, IN EACH CASE, THAT THE REOFFER, RESALE, PLEDGE OR OTHER TRANSFER IS BEING MADE IN RELIANCE ON RULE 144A, (2) PURSUANT TO AN EXEMPTION FROM REGISTRATION PROVIDED BY RULE 144 UNDER THE SECURITIES ACT (IF AVAILABLE) OR (3) IN CERTIFICATED FORM TO AN “INSTITUTIONAL ACCREDITED INVESTOR” WITHIN THE MEANING THEREOF IN RULE 501(a)(1), (2), (3) or (7) OF REGULATION D UNDER THE ACT OR ANY ENTITY IN WHICH ALL OF THE EQUITY OWNERS COME WITHIN SUCH PARAGRAPHS PURCHASING NOT FOR DISTRIBUTION IN VIOLATION OF THE SECURITIES ACT, SUBJECT TO (A) THE RECEIPT BY THE TRUSTEE OF A LETTER SUBSTANTIALLY IN THE FORM PROVIDED IN THE AGREEMENT AND (B) THE RECEIPT BY THE TRUSTEE OF SUCH OTHER EVIDENCE ACCEPTABLE TO THE TRUSTEE THAT SUCH REOFFER, RESALE, PLEDGE OR TRANSFER IS IN COMPLIANCE WITH THE SECURITIES ACT AND OTHER APPLICABLE LAWS OR IN EACH CASE IN ACCORDANCE WITH ALL APPLICABLE SECURITIES LAWS OF THE UNITED STATES AND ANY OTHER APPLICABLE JURISDICTION. NOTWITHSTANDING THE PREVIOUS PARAGRAPH, A CERTIFICATION WILL NOT BE REQUIRED WITH RESPECT TO THE TRANSFER OF THIS CERTIFICATE TO A DEPOSITORY, OR FOR ANY SUBSEQUENT TRANSFER OF THIS CERTIFICATE FOR SO LONG AS THIS CERTIFICATE IS A BOOK-ENTRY CERTIFICATE. ANY TRANSFEREE OF THIS CERTIFICATE WILL BE DEEMED TO HAVE REPRESENTED BY VIRTUE OF ITS PURCHASE OR HOLDING OF THIS CERTIFICATE (OR INTEREST HEREIN) THAT SUCH TRANSFEREE IS A “QUALIFIED INSTITUTIONAL BUYER” WITHIN THE MEANING OF RULE 144A UNDER THE 1933 ACT. 
   
 
[In the case of the Class P, Class CE and Class R Certificates]:
   
 
NO TRANSFER OF THIS CERTIFICATE MAY BE MADE TO ANY PERSON, UNLESS THE TRANSFEREE PROVIDES EITHER A CERTIFICATION PURSUANT TO SECTION 6.02(h) OF THE AGREEMENT OR AN OPINION OF COUNSEL SATISFACTORY TO THE TRUSTEE THAT THE PURCHASE AND HOLDING OF THIS CERTIFICATE ARE PERMISSIBLE UNDER APPLICABLE LAW, WILL NOT CONSTITUTE OR RESULT IN ANY NON-EXEMPT PROHIBITED TRANSACTIONS UNDER SECTION 406 OF THE EMPLOYEE RETIREMENT INCOME SECURITY ACT OF 1974, AS AMENDED (“ERISA”) OR SECTION 4975 OF THE CODE AND WILL NOT SUBJECT THE TRUSTEE, MASTER SERVICER OR THE DEPOSITOR TO ANY OBLIGATION OR LIABILITY IN ADDITION TO THOSE UNDERTAKEN IN THE AGREEMENT.
[In the case of the Class CE Certificates]: NO TRANSFER OF ANY CLASS CE CERTIFICATE SHALL BE MADE UNLESS THE PROPOSED TRANSFEREE OF SUCH CLASS CE CERTIFICATE (1) PROVIDES TO THE TRUSTEE THE APPROPRIATE TAX CERTIFICATION FORM THAT WOULD ELIMINATE ANY WITHHOLDING OR DEDUCTION FOR TAXES FROM AMOUNTS PAYABLE BY THE RELATED SWAP PROVIDER, PURSUANT TO THE RELATED SWAP AGREEMENT, TO THE SWAP ADMINISTRATOR ON BEHALF OF THE RELATED SUPPLEMENTAL INTEREST TRUST (I.E., IRS FORM W-9 OR IRS FORM W-8BEN, W-8IMY, W-8EXP OR W-8ECI, AS APPLICABLE (OR ANY SUCCESSOR FORM THERETO), TOGETHER WITH ANY APPLICABLE ATTACHMENTS) AND (2) AGREES TO UPDATE SUCH FORM (A) UPON EXPIRATION OF ANY SUCH FORM, (B) AS REQUIRED UNDER THEN APPLICABLE U.S. TREASURY REGULATIONS AND (C) PROMPTLY UPON LEARNING THAT SUCH FORM HAS BECOME OBSOLETE OR INCORRECT, EACH AS A CONDITION TO SUCH TRANSFER. IN ADDITION, NO TRANSFER OF ANY CLASS CE CERTIFICATE SHALL BE MADE IF SUCH TRANSFER WOULD CAUSE THE RELATED SUPPLEMENTAL INTEREST TRUST TO BE BENEFICIALLY OWNED BY TWO OR MORE PERSONS FOR FEDERAL INCOME TAX PURPOSES, OR CONTINUE TO BE SO TREATED, UNLESS (I) EACH PROPOSED TRANSFEREE OF SUCH CLASS CE CERTIFICATE COMPLIES WITH THE FOREGOING CONDITIONS, (II) THE PROPOSED MAJORITY HOLDER OF THE CLASS CE CERTIFICATES (OR EACH HOLDER, IF THERE IS OR WOULD BE NO MAJORITY HOLDER) (X) PROVIDES, OR CAUSES TO BE PROVIDED, ON BEHALF OF THE RELATED SUPPLEMENTAL INTEREST TRUST, IF APPLICABLE, TO THE TRUSTEE, THE APPROPRIATE TAX CERTIFICATION FORM THAT WOULD BE REQUIRED FROM THE RELATED SUPPLEMENTAL INTEREST TRUST TO ELIMINATE ANY WITHHOLDING OR DEDUCTION FOR TAXES FROM AMOUNTS PAYABLE BY THE RELATED SWAP PROVIDER, PURSUANT TO THE RELATED SWAP AGREEMENT, TO THE SWAP ADMINISTRATOR ON BEHALF OF THE RELATED SUPPLEMENTAL INTEREST TRUST (I.E., IRS FORM W-9 OR IRS FORM W-8BEN, W-8IMY, W-8EXP OR W-8ECI, AS APPLICABLE (OR ANY SUCCESSOR FORM THERETO), TOGETHER WITH ANY APPLICABLE ATTACHMENTS) AND (Y) AGREES TO UPDATE SUCH FORM (A) UPON EXPIRATION OF SUCH FORM, (B) AS REQUIRED UNDER THEM APPLICABLE U.S. TREASURY REGULATIONS AND (C) PROMPTLY UPON LEARNING THAT SUCH FORM HAS BECOME OBSOLETE OR INCORRECT. UNDER THE AGREEMENT, UPON RECEIPT OF ANY TAX CERTIFICATION FORM PURSUANT TO THESE TRANSFER RESTRICTIONS FROM A HOLDER OF ANY CLASS CE CERTIFICATE, THE TRUSTEE SHALL FORWARD SUCH TAX CERTIFICATION FORM TO THE RELATED SUPPLEMENTAL INTEREST TRUST TRUSTEE. THE RELATED SUPPLEMENTAL INTEREST TRUST TRUSTEE SHALL FORWARD SUCH TAX CERTIFICATION FORM PROVIDED TO IT TO THE RELATED SWAP PROVIDER. EACH HOLDER OF A CLASS CE CERTIFICATE AND EACH TRANSFEREE THEREOF SHALL BE DEEMED TO HAVE CONSENTED TO THE RELATED SUPPLEMENTAL INTEREST TRUST TRUSTEE FORWARDING TO THE RELATED SWAP PROVIDER ANY TAX CERTIFICATION FORM IT HAS PROVIDED AND UPDATED IN ACCORDANCE WITH THESE TRANSFER RESTRICTIONS. ANY PURPORTED SALES OR TRANSFERS OF ANY CLASS CE CERTIFICATE TO A TRANSFEREE WHICH DOES NOT COMPLY WITH THESE REQUIREMENTS SHALL BE DEEMED NULL AND VOID UNDER THE AGREEMENT.
   
Eligible Purchaser” means a corporation, partnership or other entity which we have reasonable grounds to believe and do believe (i) can make representations with respect to itself to substantially the same effect as the representations set forth herein, and (ii) is either a Qualified Institutional Buyer as defined under Rule 144A of the Act or an institutional “Accredited Investor” as defined under Rule 501 of the Act.
 
Terms not otherwise defined herein shall have the meanings assigned to them in the Pooling and Servicing Agreement, dated as of March 1, 2007, among Bear Stearns Asset Backed Securities I LLC, as depositor, EMC Mortgage Corporation, as seller and as master servicer, and LaSalle Bank National Association, as Trustee (the “Pooling and Servicing Agreement’).
 
If the Purchaser proposes that its Certificates be registered in the name of a nominee on its behalf, the Purchaser has identified such nominee below, and has caused such nominee to complete the Nominee Acknowledgment at the end of this letter.
 
Name of Nominee (if any):_________________________



IN WITNESS WHEREOF, this document has been executed by the undersigned who is duly authorized to do so on behalf of the undersigned Eligible Purchaser on the ___ day of ________, 20___.
 
             
Very truly yours,
               
             
[PURCHASER]
                 
                 
             
By:
 
               
(Authorized Officer)
                 
             
By:
 
               
(Attorney-in-fact)

 

 



Nominee Acknowledgment
 
The undersigned hereby acknowledges and agrees that as to the Certificates being registered in its name, the sole beneficial owner thereof is and shall be the Purchaser identified above, for whom the undersigned is acting as nominee.
 
             
[NAME OF NOMINEE]
                 
             
By:
 
               
(Authorized Officer)
                 
             
By:
 
               
(Attorney-in-fact)




 

EXHIBIT F
 
FORM OF RULE 144A AND RELATED MATTERS CERTIFICATE
 
[SELLER]
 
Bear Stearns Asset Backed Securities I LLC
383 Madison Avenue
New York, New York 10179
 
LaSalle Bank National Association
135 South LaSalle Street, Suite 1511
Chicago, Illinois 60603
 
Re:
Bear Stearns Asset Backed Securities I Trust 2007-HE3, Asset-Backed Certificates, Series 2007-HE3 (the “Certificates”), including the Class ___ Certificates (the “Privately Offered Certificates”)
 
Dear Ladies and Gentlemen:
 
In connection with our purchase of Privately Offered Certificates, the undersigned certifies to each of the parties to whom this letter is addressed that it is a qualified institutional buyer (as defined in Rule 144A under the Securities Act of 1933, as amended (the “Act”)) as follows:
 
1. It owned and/or invested on a discretionary basis eligible securities (excluding affiliate’s securities, bank deposit notes and CD’s, loan participations, repurchase agreements, securities owned but subject to a repurchase agreement and swaps), as described below:
 
Date: ______________, 20__ (must be on or after the close of its most recent fiscal year)
 
Amount: $ _____________________; and
 
2. The dollar amount set forth above is:
 
 
a.
greater than $100 million and the undersigned is one of the following entities:
 
(1)
[ ]
an insurance company as defined in Section 2(13) of the Act1 ; or
     
(2)
[ ]
an investment company registered under the Investment Company Act or any business development company as defined in Section 2(a)(48) of the Investment Company Act of 1940; or
     
(3)
[ ]
a Small Business Investment Company licensed by the U.S. Small Business Administration under Section 301(c) or (d) of the Small Business Investment Act of 1958; or
     
(4)
[ ]
a plan (i) established and maintained by a state, its political subdivisions, or any agency or instrumentality of a state or its political subdivisions, the laws of which permit the purchase of securities of this type, for the benefit of its employees and (ii) the governing investment guidelines of which permit the purchase of securities of this type; or
     
(5)
[ ]
a business development company as defined in Section 202(a)(22) of the Investment Advisers Act of 1940; or
     
(6)
[ ]
a corporation (other than a U.S. bank, savings and loan association or equivalent foreign institution), partnership, Massachusetts or similar business trust, or an organization described in Section 501(c)(3) of the Internal Revenue Code; or
     
(7)
[ ]
a U.S. bank, savings and loan association or equivalent foreign institution, which has an audited net worth of at least $25 million as demonstrated in its latest annual financial statements; or
     
(8)
[ ]
an investment adviser registered under the Investment Advisers Act; or

b.
[ ]
greater than $10 million, and the undersigned is a broker-dealer registered with the SEC; or
     
c.
[ ]
less than $10 million, and the undersigned is a broker-dealer registered with the SEC and will only purchase Rule 144A securities in transactions in which it acts as a riskless principal (as defined in Rule 144A); or
     
d.
[ ]
less than $100 million, and the undersigned is an investment company registered under the Investment Company Act of 1940, which, together with one or more registered investment companies having the same or an affiliated investment adviser, owns at least $100 million of eligible securities; or
     
e.
[ ]
less than $100 million, and the undersigned is an entity, all the equity owners of which are qualified institutional buyers.
     
The undersigned further certifies that it is purchasing a Privately Offered Certificate for its own account or for the account of others that independently qualify as “Qualified Institutional Buyers” as defined in Rule 144A. It is aware that the sale of the Privately Offered Certificates is being made in reliance on its continued compliance with Rule 144A. It is aware that the transferor may rely on the exemption from the provisions of Section 5 of the Act provided by Rule 144A. The undersigned understands that the Privately Offered Certificates may be resold, pledged or transferred only to (i) a person reasonably believed to be a Qualified Institutional Buyer that purchases for its own account or for the account of a Qualified Institutional Buyer to whom notice is given that the resale, pledge or transfer is being made in reliance in Rule 144A, or (ii) an institutional “accredited investor,” as such term is defined under Rule 501 of the Act in a transaction that otherwise does not constitute a public offering.
 
The undersigned agrees that if at some future time it wishes to dispose of or exchange any of the Privately Offered Certificates, it will not transfer or exchange any of the Privately Offered Certificates to a Qualified Institutional Buyer without first obtaining a Rule 144A and Related Matters Certificate in the form hereof from the transferee and delivering such certificate to the addressees hereof. Prior to making any transfer of Privately Offered Certificates, if the proposed Transferee is an institutional “accredited investor,” the transferor shall obtain from the transferee and deliver to the addressees hereof an Investment Letter in the form attached to the Pooling and Servicing Agreement, dated as of March 1, 2007, among Bear Stearns Asset Backed Securities I LLC, as depositor, EMC Mortgage Corporation, as seller and as master servicer, and LaSalle Bank National Association, as Trustee, pursuant to which the Certificates were issued.
 
The undersigned certifies that it: (i) is not acquiring the Privately Offered Certificate directly or indirectly by, or on behalf of, an employee benefit plan or other retirement arrangement which is subject to Title I of the Employee Retirement Income Security Act of 1974, as amended, and/or section 4975 of the Internal Revenue Code of 1986, as amended, or (ii) in the case of the Privately Offered Certificates, has provided the Opinion of Counsel required by the Agreement.

 
If the Purchaser proposes that its Certificates be registered in the name of a nominee on its behalf, the Purchaser has identified such nominee below, and has caused such nominee to complete the Nominee Acknowledgment at the end of this letter.
 
Name of Nominee (if any): _______________________________________
 
 


1 A purchase by an insurance company for one or more of its separate accounts, as defined by Section 2(a)(37) of the Investment Company Act of 1940, which are neither registered nor required to be registered thereunder, shall be deemed to be a purchase for the account of such insurance company.


IN WITNESS WHEREOF, this document has been executed by the undersigned who is duly authorized to do so on behalf of the undersigned Eligible Purchaser on the ____ day of ___________, 20___.
             
Very truly yours,
               
             
[PURCHASER]
                 
                 
             
By:
 
               
(Authorized Officer)
                 
             
By:
 
               
(Attorney-in-fact)

 

 



Nominee Acknowledgment

The undersigned hereby acknowledges and agrees that as to the Certificates being registered in its name, the sole beneficial owner thereof is and shall be the Purchaser identified above, for whom the undersigned is acting as nominee.
 
             
[NAME OF NOMINEE]
                 
             
By:
 
               
(Authorized Officer)
                 
             
By:
 
               
(Attorney-in-fact)

 




EXHIBIT G
 
FORM OF REQUEST FOR RELEASE
 
To:
LaSalle Bank National Association
 
135 South LaSalle Street, Suite 1511
 
Chicago, Illinois 60603
 
RE:
Pooling and Servicing Agreement, dated as of March 1, 2007, among Bear Stearns Asset Backed Securities I LLC, as Depositor, EMC Mortgage Corporation, as seller and as master servicer, and LaSalle Bank National Association, as Trustee

In connection with the administration of the Mortgage Loans held by you pursuant to the above-captioned Pooling and Servicing Agreement, we request the release, and hereby acknowledge receipt, of the Mortgage File for the Mortgage Loan described below, for the reason indicated.
 
Mortgagor’s Name, Address & Zip Code:
 
Mortgage Loan Number:
 
Reason for Requesting Documents (check one):
 
_____
1.
Mortgage Loan paid in full. ([The Master Servicer] [The Trustee] hereby certifies that all amounts received in connection therewith have been credited to ______________________________.)
     
_____
2.
Mortgage Loan in foreclosure.
     
_____
3.
Repurchase. (The [Master Servicer] [Trustee] hereby certifies that the repurchase price has been credited to ________________________.)
     
_____
4.
A Mortgage Loan liquidated by _________________________. ([The Master Servicer] [The Trustee] hereby certifies that all proceeds of the foreclosure, insurance, condemnation or other liquidation have been finally received and credited to ______________________.)
     
_____
5.
Other (explain)
 

             
By:
 
               
(authorized signer)
             
Issuer:
 
             
Address:
 
                 
             
Date:
 



EXHIBIT H
 
DTC Letter of Representations




EXHIBIT I
 
Schedule of Mortgage Loans with Lost Notes

[Provided Upon Request]




EXHIBIT J
 
FORM OF CUSTODIAL AGREEMENT
 
THIS CUSTODIAL AGREEMENT (as amended and supplemented from time to time, the “Agreement”), dated as of March 30, 2007, by and among LASALLE BANK NATIONAL ASSOCIATION, not individually but solely as trustee under the Pooling and Servicing Agreement defined below (in such capacity, including its successors under the Pooling and Servicing Agreement defined below, the “Trustee”) and as custodian (in such capacity, together with any successor in interest or any successor appointed hereunder, the “Custodian”), BEAR STEARNS ASSET BACKED SECURITIES I LLC, as depositor (together with any successor in interest, the “Depositor”), EMC MORTGAGE CORPORATION, as a seller (in such capacity, “EMC”) and as master servicer (in such capacity, together with any successor in interest or successor under the Pooling and Servicing Agreement referred to below, the “Master Servicer”) and Master Funding LLC, as a seller (“Master Funding”, and together with EMC, the “Sellers”).
 
WITNESSETH THAT:
 
WHEREAS, the Depositor, EMC, the Master Servicer and the Trustee have entered into a Pooling and Servicing Agreement, dated as of March 1, 2007, relating to the issuance of Bear Stearns Asset Backed Securities I Trust 2007-HE3, Asset-Backed Certificates, Series 2007-HE3 (as in effect on the date of this Agreement, the “Original Pooling and Servicing Agreement,” and as amended and supplemented from time to time, the “Pooling and Servicing Agreement”).
 
WHEREAS, the Custodian has agreed to act as agent for the Trustee on behalf of the Certificateholders for the purposes of receiving and holding certain documents and other instruments delivered by the Depositor, the Sellers or the Master Servicer under the Pooling and Servicing Agreement, all upon the terms, conditions and obligations and subject to the limitations hereinafter set forth. In the event any custodian terms, conditions and obligations are defined in the Pooling and Servicing Agreement, this custodial agreement shall supercede;
 
NOW, THEREFORE, in consideration of the premises and the mutual covenants and agreements hereinafter set forth, the Trustee, the Depositor, the Sellers, the Master Servicer and the Custodian hereby agree as follows:
 
ARTICLE I.
DEFINITIONS
 
Section 1.1  Definitions. For purposes of this Agreement, the following terms shall have the indicated meanings unless the context or use indicates another or different meaning and intent, the definitions of such terms are equally applicable to the singular and the plural forms of such terms, the words “herein,” “hereof” and “hereunder” and other words of similar import refer to this Agreement as a whole and not to any particular section or other subdivision, and section references refer to sections of this Agreement.
 
"Business Day" shall mean any day other than (i) a Saturday or a Sunday, or (ii) a day on which banking institutions in the cities of New York, Chicago, Illinois, Minneapolis, Minnesota or any city in which the Corporate Trust Office of the Trustee or the principal office of the Master Servicer is located are authorized or obligated by law or executive order to be closed.
 
Closing Date” shall mean March 30, 2007.
 
EMC Flow Loans” shall mean the Mortgage Loans purchased by EMC pursuant to a flow loan agreement.
 
MERS” shall mean Mortgage Electronic Registration Systems, Inc., a corporation organized and existing under the laws of the State of Delaware, or any successor thereto.
 
MERS Mortgage Loan” shall mean any Mortgage Loan registered with MERS on the MERS® system.
 
MERS® System” shall mean the system of recording transfers of Mortgages electronically maintained by MERS.
 
MIN” shall mean the Mortgage Identification Number for Mortgage Loans registered with MERS on the MERS System.
 
MOM Loan” shall mean with respect to any Mortgage Loan, MERS acting as the mortgagee of such Mortgage Loan, solely as nominee for the originator of such Mortgage Loan and its successors and assigns, at the origination thereof.
 
Mortgage” shall mean the mortgage, deed of trust or other instrument creating a first or second lien on or first or second priority ownership interest in an estate in fee simple in real property securing a Mortgage Note.
 
Mortgage Assignment” shall mean an assignment of the Mortgage in recordable form, sufficient under the laws of the jurisdiction wherein the related Mortgaged Property is located to reflect the sale of the Mortgage.
 
Mortgage File” shall have the meaning set forth in Section 2 hereof.
 
Mortgage Loan” shall mean a first or subordinate lien mortgage loan on a one-to-four family residential property.
 
Mortgage Loan Schedule” shall mean the electronic schedule of Mortgage Loans identified in Schedule A.
 
Mortgaged Property” shall mean the real property securing repayment of a Mortgage Loan.
 
Mortgagor” shall mean the obligor on a Mortgage Note.
 
Note” shall mean any promissory note or other evidence of indebtedness evidencing the indebtedness of a Mortgagor under a Mortgage Loan.
 
Servicer” shall mean the related servicer of the Mortgage Loans as designated by Owner.
 
Any capitalized terms used in this Agreement and not defined herein shall have the meanings assigned in the Original Pooling and Servicing Agreement, unless otherwise required by the context herein.
 
ARTICLE II.
CUSTODY OF MORTGAGE DOCUMENTS
 
Section 2.1  Custodian to Act as Agent: Acceptance of Mortgage Files. The Custodian, as the duly appointed custodial agent of the Trustee for these purposes, acknowledges (subject to any exceptions noted in the Initial Certification referred to in Section 2.3(a)) receipt of the Mortgage Files relating to the Mortgage Loans identified on the Schedule attached hereto (the “Mortgage Loan Schedule”) and declares that it holds and will hold such Mortgage Files as agent for the Trustee, in trust, for the use and benefit of all present and future Certificateholders.
 
Section 2.2  Recordation of Assignments. If any Mortgage File includes one or more assignments of Mortgage that have not been recorded and the related Mortgage Loan is not a MERS Loan or the Custodian has not received written instructions from the related Seller or the Trustee that the related Mortgaged Properties are located in jurisdictions under the laws of which the recordation of such assignment is not necessary to protect the Trustee’s interest therein, each such assignment shall be delivered by the Custodian to the related Seller for the purpose of recording it in the appropriate public office for real property records, and the Sellers, at no expense to the Custodian, shall promptly cause to be recorded in the appropriate public office for real property records each such assignment of Mortgage and, upon receipt thereof from such public office, shall return each such assignment of Mortgage to the Custodian.
 
Section 2.3  Review of Mortgage Files.
 
(a)  The documents set forth in the definition “Mortgage File” herein shall be delivered and released to the Custodian relating to each of the Mortgage Loans to be purchased on a Closing Date. The related Mortgage Loans shall be identified in the Mortgage Loan Schedule in electronic format which shall be delivered to the Custodian at least two Business Days prior to each Closing Date. On or prior to the Closing Date, the Custodian shall deliver to EMC and the Trustee an Initial Certification in the form annexed hereto as Exhibit One evidencing receipt (subject to any exceptions noted therein) of a Mortgage File for each of the Mortgage Loans listed on Schedule A attached hereto (the “Mortgage Loan Schedule”).
 
(b)  Within 90 days thereafter, the Custodian agrees, for the benefit of Certificateholders, to review each such document, and shall deliver to EMC, the Master Servicer and the Trustee an Interim Certification in the form annexed hereto as Exhibit Two to the effect that all such documents have been executed and received and that such documents relate to the Mortgage Loans identified on the Mortgage Loan Schedule, except for any exceptions listed on Schedule A attached to such Interim Certification. The Custodian shall be under no duty or obligation to inspect, review or examine said documents, instruments, certificates or other papers to determine that the same are genuine, enforceable, or appropriate for the represented purpose or that they have actually been recorded or that they are other than what they purport to be on their face.
 
(c)  Not later than 180 days after the Closing Date, the Custodian shall review, for the benefit of Certificateholders, the Mortgage Files and deliver to EMC, the Master Servicer and the Trustee a Final Certification in the form annexed hereto as Exhibit Three evidencing whether each document required to be recorded has been returned from the recording office with evidence of recording thereon and the Custodian has received either an original or a copy thereof. If the Custodian finds any document missing, or to be unrelated, determined on the basis of the mortgagor name, original principal balance and loan number, to the mortgage loans identified on the Mortgage Loan Schedule or to appear defective on its face, the Custodian shall note such defect in the exception report attached to the Final Certification and shall promptly notify the Trustee.
 
(d)  In reviewing the Mortgage Files as provided herein, the Custodian shall make no representation as to and shall not be responsible to verify (i) the validity, legality, enforceability, due authorization, recordability, sufficiency or genuineness of any of the documents included in any Mortgage File or (ii) the collectibility, insurability, effectiveness or suitability of any of the documents in any Mortgage File.
 
In performing any such review, the Custodian may conclusively rely on the purported due execution and genuineness of any such document and on the purported genuineness of any signature thereon.
 
Upon receipt of written request from the Trustee, the Custodian shall as soon as practicable supply the Trustee with a list of all of the documents relating to the Mortgage Loans missing from the Mortgage Files.
 
Section 2.4  Custodian to Cooperate: Release of Mortgage Files. Upon receipt of written notice per Exhibit Four or Electronic Release Request per Exhibit Six from the Trustee that EMC has repurchased a Mortgage Loan pursuant to Article II of the Pooling and Servicing Agreement, and a request for release (a “Request for Release”) confirming that the purchase price therefor has been paid as required under the Pooling and Servicing Agreement, then the Custodian agrees to promptly release to EMC the related Mortgage File.
 
Upon the Custodian’s receipt of a Request for Release substantially in the form of Exhibit Four attached hereto or Electronic Release Request per Exhibit Six, stating that it has received payment in full of a Mortgage Loan or that payment in full will be escrowed in a manner customary for such purposes, the Custodian agrees promptly to release to the Master Servicer, the related Mortgage File. The Depositor shall deliver to the Custodian and the Custodian agrees to review in accordance with the provisions of the Custodial Agreement the Mortgage Note and other documents constituting the Mortgage File with respect to any Replacement Mortgage Loan.
 
From time to time as is appropriate for the servicing or foreclosure of any Mortgage Loan, the Master Servicer shall deliver to the Custodian a Request for Release per Exhibit Four or Electronic Release Request per Exhibit Five requesting that possession of all of the Mortgage File be released to the Master Servicer and certifying as to the reason for such release. Upon receipt of the foregoing, the Custodian shall deliver the Mortgage File to the Master Servicer. All Mortgage Files so released to the Master Servicer shall be held by it in trust for the Trustee for the use and benefit of all present and future Certificateholders. The Master Servicer shall cause each Mortgage File or any document therein so released to be returned to the Custodian when the need therefore by the Master Servicer no longer exists, unless (i) the Mortgage Loan has been liquidated, or (ii) the Mortgage File or such document has been delivered to an attorney, or to a public trustee or other public official as required by law, for purposes of initiating or pursuing legal action or other proceedings for the foreclosure of the Mortgaged Property.
 
Section 2.5  Assumption Agreements. In the event that any assumption agreement, substitution of liability agreement or sale of servicing agreement is entered into with respect to any Mortgage Loan subject to this Agreement, the Master Servicer shall notify the Custodian that such assumption or substitution agreement has been completed by forwarding to the Custodian the original of such assumption or substitution agreement, which shall be added to the related Mortgage File and, for all purposes, shall be considered a part of such Mortgage File to the same extent as all other documents and instruments constituting parts thereof.
 
ARTICLE III.
CONCERNING THE CUSTODIAN
 
Section 3.1  Custodian a Bailee and Agent of the Trustee. With respect to each Mortgage Note, Mortgage and other documents constituting each Mortgage File which are delivered to the Custodian, the Custodian is exclusively the bailee and custodial agent of the Trustee and has no instructions to hold any Mortgage Note or Mortgage for the benefit of any person other than the Trustee and the Certificateholders and undertakes to perform such duties and only such duties as are specifically set forth in this Agreement. Except upon compliance with the provisions of Section 2.4 of this Agreement, no Mortgage Note, Mortgage or Mortgage File shall be delivered by the Custodian to the Sellers, the Depositor or the Master Servicer or otherwise released from the possession of the Custodian.
 
Section 3.2  Custodian May Own Certificates. The Custodian in its individual or any other capacity may become the owner or pledgee of interests in the Mortgage Loans with the same rights it would have if it were not Custodian.
 
Section 3.3  Trustee to Pay Custodian’s Fees. The Trustee covenants and agrees to pay to the Custodian from time to time, and the Custodian shall be entitled to, reasonable compensation for all services rendered by it in the exercise and performance of any of the powers and duties hereunder of the Custodian.
 
Section 3.4  Custodian May Resign; Trustee May Remove Custodian. The Custodian may resign from the obligations and duties hereby imposed upon it as such obligations and duties relate to its acting as Custodian of the Mortgage Loans. Upon receiving such written notice of resignation, the Trustee shall either take custody of the Mortgage Files itself and give prompt written notice thereof to the Depositor, the Master Servicer and the Custodian, or promptly appoint a successor Custodian by written instrument, in duplicate, one copy of which instrument shall be delivered to the resigning Custodian and one copy to the successor Custodian. If the Trustee shall not have taken custody of the Mortgage Files and no successor Custodian shall have been so appointed and have accepted appointment within 30 days after the giving of such written notice of resignation, the resigning Custodian may petition any court of competent jurisdiction for the appointment of a successor Custodian.
 
The Trustee may remove the Custodian at any time upon 60 days prior written notice to Custodian. In such event, the Trustee shall appoint, or petition a court of competent jurisdiction to appoint, a successor Custodian hereunder. Any successor Custodian shall be a depository institution subject to supervision or examination by federal or state authority shall be able to satisfy the other requirements contained in Section 3.6 and shall be unaffiliated with the Master Servicer and the Depositor.
 
Any resignation or removal of the Custodian and appointment of a successor Custodian pursuant to any of the provisions of this Section 3.4 shall become effective upon acceptance of appointment by the successor Custodian. The Trustee shall give prompt notice to the Depositor and the Master Servicer of the appointment of any successor Custodian. Notwithstanding anything to the contrary set forth herein, no successor Custodian shall be appointed by the Trustee without the prior approval of the Depositor and the Master Servicer.
 
Section 3.5  Merger or Consolidation of Custodian. Any Person into which the Custodian may be merged or converted or with which it may be consolidated, or any Person resulting from any merger, conversion or consolidation to which the Custodian shall be a party, or any Person succeeding to the business of the Custodian, shall be the successor of the Custodian hereunder, without the execution or filing of any paper or any further act on the part of any of the parties hereto, anything herein to the contrary notwithstanding; provided that such successor is a depository institution subject to supervision or examination by federal or state authority and is able to satisfy the other requirements contained in Section 3.6.
 
Section 3.6  Representations of the Custodian. The Custodian hereby represents that it is a depository institution subject to supervision or examination by a federal or state authority, has a combined capital and surplus of at least $15,000,000 and is qualified to do business in the jurisdictions in which it will hold any Mortgage File.
 
Section 3.7  Limitation on Liability. Neither the Custodian nor any of its directors, officers, agents or employees, shall be liable for any action taken or omitted to be taken by it or them hereunder or in connection herewith in good faith and believed (which belief may be based upon the opinion or advice of counsel selected by it in the exercise of reasonable care) by it or them to be within the purview of this Agreement, except for its or their own negligence, lack of good faith or willful misconduct.  The Custodian and any director, officer, employee or agent of the Custodian may rely in good faith on any document of any kind prima facie properly executed and submitted by any person respecting any matters arising hereunder. In no event shall the Custodian or its directors, officers, agents and employees be held liable for any special, indirect or consequential damages resulting from any action taken or omitted to be taken by it or them hereunder or in connection herewith even if advised of the possibility of such damages.
 
Notwithstanding anything herein to the contrary, the Custodian agrees to indemnify the Trust Fund, the Trustee and each of their respective officers, directors and agents for any and all liabilities, obligations, losses, damages, payments, costs or expenses of any kind whatsoever that may be imposed on, incurred by or asserted against the Trustee or the Trust Fund, due to any negligent performance by the Custodian of its duties and responsibilities under this Agreement; provided, however, that the Custodian shall not be liable to any of the foregoing Persons for any amount and any portion of any such amount resulting from the willful misfeasance, bad faith or negligence of such person or the Custodian’s reliance on instructions from the Trustee or the Master Servicer. The provisions of this Section 3.7 shall survive the termination of this Custodial Agreement.
 
LaSalle Bank National Association, as Custodian and in its individual capacity, and its directors, officers, employees and agents shall be entitled to indemnification and defense from the Trust Fund for any loss, liability or expense incurred without negligence, willful misconduct, bad faith on their part, arising out of, or in connection with, the acceptance or administration of the custodial arrangement created hereunder, including the costs and expenses of defending themselves against any claim or liability in connection with the exercise or performance of any of their powers or duties hereunder.
 
Section 3.8  Limitation of Duties. The Custodian in its capacity as such:
 
(a)  in the course of its review of the Mortgage Files, shall not be required to make determinations (1) of a legal nature or (2) as to the authority of any officer or agent of the Master Servicer, Trustee or other entity who has executed (or certified with respect to) any document which is part of the Mortgage File;
 
(b)  shall have no duties or obligations other than those specifically set forth herein or as may subsequently be agreed upon in writing by the parties hereto and shall use the same degree of care and skill as is reasonably expected of financial institutions acting in comparable capacities;
 
(c)  will be regarded as making no representations and having no responsibilities as to the validity, sufficiency, value, genuineness, ownership or transferability of any Mortgage Loans and will not be required to and will not make any representations as to the validity, value or genuineness of the Mortgage Loans;
 
(d)  shall not be obligated to take any legal action hereunder which might in its judgment involve any expense or liability unless it has been furnished with reasonable indemnity;
 
(e)  may rely on and shall be protected in acting upon any certificate, instrument, opinion, notice, letter, telegram or other document, or any security, delivered to it and reasonably believed by it to be genuine and to have been signed by the Master Servicer or the Trustee;
 
(f)  may rely on and shall be protected in acting upon the written instructions of the Master Servicer or the Trustee and such employees and representatives of the Master Servicer and the Trustee, as applicable, may hereinafter designate in writing;
 
(g)  may consult counsel satisfactory to it (including counsel for the Trustee or the Master Servicer) and the opinion of such counsel shall be full and complete authorization and protection in respect of any action taken, suffered, or omitted by it hereunder in good faith and in accordance with the opinion of such counsel (provided that the fees of such counsel in connection with such consultation and opinion shall be paid by the Custodian); and
 
(h)  shall not be liable for any error of judgment, or for any act done or step taken or omitted by it, in good faith, or for any mistake of fact or law, or for anything which it may do or refrain from doing in connection therewith, except in the case of a breach of any of the Custodian’s obligations hereunder, negligence or willful misconduct.
 
The Custodian shall be held to the same standard of conduct, and shall be entitled to the same protections, privileges and immunities as other custodians acting in a custodial capacity are generally afforded.
 
No covenant or agreement contained herein shall be deemed to be the covenant or agreement of any member of the Board of Directors, or any director, officer, agent, employee or representative of the Trustee, Master Servicer or the Custodian in his or her individual capacity and none of such persons shall be subject to any personal liability or accountability by reason of the execution of this Agreement, whether by virtue of any constitution, statute or rule of law or by the enforcement of any assessment or penalty, or otherwise.
 
ARTICLE IV.
Compliance with Regulation AB
 
Section 4.1  Intent of the Parties; Reasonableness. The parties hereto acknowledge and agree that the purpose of this Article IV is to facilitate compliance by the Depositor with the provisions of Regulation AB and related rules and regulations of the Commission. The Depositor shall not exercise its right to request delivery of information or other performance under these provisions other than in good faith, or for purposes other than compliance with the Securities Act, the Exchange Act and the rules and regulations of the Commission under the Securities Act and the Exchange Act. Each of the parties hereto acknowledges that interpretations of the requirements of Regulation AB may change over time, whether due to interpretive guidance provided by the Commission or its staff, consensus among participants in the mortgage-backed securities markets, advice of counsel, or otherwise, and agrees to comply with requests made by the Depositor in good faith for delivery of information under these provisions on the basis of evolving interpretations of Regulation AB. The Custodian shall cooperate reasonably with the Depositor to deliver to the Depositor (including any of its assignees or designees), any and all disclosure, statements, reports, certifications, records and any other information necessary in the reasonable, good faith determination of the Depositor to permit the Depositor to comply with the provisions of Regulation AB.
 
Section 4.2  Additional Representations and Warranties of the Custodian.
 
(a)  The Custodian shall be deemed to represent to the Depositor as of the date hereof and on each date on which information is provided to the Trustee under Section 4.3 that, except as disclosed in writing to the Depositor prior to such date: (i) there are no aspects of its financial condition that could have a material adverse effect on the performance by it of its Custodian obligations under this Agreement or any other Securitization Transaction as to which it is the custodian; (ii) there are no material legal or governmental proceedings pending (or known to be contemplated) against it; and (iii) there are no affiliations, relationships or transactions relating to the Custodian with respect to the Depositor or any sponsor, issuing entity, servicer, originator, significant obligor, enhancement or support provider or other material transaction party (other than the Trustee, which is the same entity as the Custodian) (as such terms are used in Regulation AB) relating to the Securitization Transaction contemplated by the Agreement, as identified by the Depositor to the Custodian in writing as of the Closing Date (each, a "Transaction Party").
 
(b)  If so requested by the Depositor on any date following the Closing Date, the Custodian shall, within five Business Days following such request, confirm in writing the accuracy of the representations and warranties set forth in paragraph (a) of this Section or, if any such representation and warranty is not accurate as of the date of such confirmation, provide reasonably adequate disclosure of the pertinent facts, in writing, to the requesting party. Any such request from the Depositor shall not be given more than once each calendar quarter, unless the Depositor shall have a reasonable basis for a determination that any of the representations and warranties may not be accurate.
 
Section 4.3  Additional Information to Be Provided by the Custodian. For so long as the Trust is subject to the reporting obligations under the Exchange Act, for the purpose of satisfying the Depositor 's reporting obligation under the Exchange Act with respect to any class of publicly offered Certificates, the Custodian shall (a) notify the Depositor in writing of any material litigation or governmental proceedings pending against the Custodian that would be material to Certificateholders, and (b) provide to the Depositor (and the Trustee) unless the Custodian and the Trustee are the same party a written description of such proceedings. Any notices and descriptions required under this Section 4.3 shall be given no later than five Business Days prior to the Determination Date following the month in which the Custodian has knowledge of the occurrence of the relevant event. As of the date the Trustee files each Report on Form 10-D or Form 10-K with respect to the Certificates, the Custodian will be deemed to represent that any information previously provided under this Section 4.3, if any, is materially correct and does not have any material omissions unless the Custodian has provided an update to such information.
 
Section 4.4  Report on Assessment of Compliance and Attestation. On or before March 15th of each calendar year beginning in 2008, the Custodian shall:
 
(a)  deliver to the Trustee, the Master Servicer and the Depositor a report regarding the Custodian’s assessment of compliance (an “Assessment of Compliance”) with the Servicing Criteria during the preceding calendar year, as required under Rules 13a-18 and 15d-18 of the Exchange Act and Item 1122 of Regulation AB. The Assessment of Compliance, as set forth in Regulation AB, must contain (i) a statement by such officer of its responsibility for assessing compliance with the Servicing Criteria applicable to the Custodian, (ii) a statement by such officer that the Custodian used the Servicing Criteria attached as Exhibit Five hereto, and which will also be attached to the Assessment of Compliance, to assess compliance with the Servicing Criteria applicable to the Custodian, (iii) an assessment by such officer of the Custodian’s compliance with the applicable Servicing Criteria for the period consisting of the preceding calendar year, including disclosure of any material instance of noncompliance with respect thereto during such period, which assessment shall be based on the activities the Custodian performs with respect to asset-based securities transactions taken as a whole involving the Custodian, that are backed by the same asset type as the Mortgage Loans, (iv) a statement that a registered public accounting firm has issued an attestation report on the Custodian’s Assessment of Compliance for the period consisting of the preceding calendar year, and (v) a statement as to which of the Servicing Criteria, if any, are not applicable to the Custodian, which statement shall be based on the activities the Custodian performs with respect to asset-backed securities transactions taken as a whole involving the Custodian, that are backed by the same asset type as the Mortgage Loans. Such report at a minimum shall address each of the Servicing Criteria specified on Exhibit Five hereto which are indicated as applicable to the Custodian; and
 
(b)  deliver to the Trustee, the Master Servicer and the Depositor an Attestation Report (an “Attestation Report”) by a registered public accounting firm that attests to, and reports on, the Assessment of Compliance made by the Custodian, as required by Rules 13a-18 and 15d-18 of the Exchange Act and Item 1122(b) of Regulation AB, which Attestation Report must be made in accordance with standards for attestation reports issued or adopted by the Public Company Accounting Oversight Board.
 
(c)  Notwithstanding the foregoing, an Assessment of Compliance is not required to be delivered by the Custodian unless it is required as part of a Form 10-K with respect to the Trust Fund.
 
Section 4.5  Indemnification; Remedies.
 
(a)  The Custodian shall indemnify the Depositor, each affiliate of the Depositor, the Master Servicer and each broker dealer acting as underwriter, placement agent or initial purchaser of the Certificates or each Person who controls any of such parties (within the meaning of Section 15 of the Securities Act and Section 20 of the Exchange Act); and the respective present and former directors, officers, employees and agents of each of the foregoing, and shall hold each of them harmless from and against any losses, damages, penalties, fines, forfeitures, legal fees and expenses and related costs, judgments, and any other costs, fees and expenses that any of them may sustain arising out of or based upon any failure by the Custodian to deliver any report on assessment of compliance or accountants’ attestation when and as required under this Article IV.
 
(b)  In the case of any failure of performance described in Section 4.5(a), the Custodian shall promptly reimburse the Depositor for all costs reasonably incurred by the Depositor in order to obtain the information, report, certification, accountants’ letter or other material not delivered as required by the Custodian.
 
ARTICLE V.
MISCELLANEOUS PROVISIONS
 
Section 5.1  Notices.  All notices, requests, consents and demands and other communications required under this Agreement or pursuant to any other instrument or document delivered hereunder shall be in writing and, unless otherwise specifically provided, may be delivered personally, by telegram or telex, or by registered or certified mail, postage prepaid, return receipt requested, at the addresses specified on the signature page hereof (unless changed by the particular party whose address is stated herein by similar notice in writing), in which case the notice will be deemed delivered when received.
 
Section 5.2  Amendments.  No modification or amendment of or supplement to this Agreement shall be valid or effective unless the same is in writing and signed by all parties hereto. The Trustee shall give prompt notice to the Custodian of any amendment or supplement to the Pooling and Servicing Agreement and furnish the Custodian with written copies thereof.
 
Section 5.3  GOVERNING LAW. THIS AGREEMENT SHALL BE GOVERNED BY, AND CONSTRUED IN ACCORDANCE WITH, THE LAWS OF THE STATE OF NEW YORK, WITHOUT REGARD TO CONFLICT OF LAWS PRINCIPLES THEREOF OTHER THAN SECTION 5-1401 OF THE NEW YORK GENERAL OBLIGATIONS LAW.
 
Section 5.4  Recordation of Agreement. To the extent permitted by applicable law, this Agreement is subject to recordation in all appropriate public offices for real property records in all the counties or other comparable jurisdictions in which any or all of the properties subject to the Mortgages are situated, and in any other appropriate public recording office or elsewhere, such recordation to be effected by the Depositor and at the Trust’s expense, but only upon direction accompanied by an Opinion of Counsel reasonably satisfactory to the Depositor to the effect that the failure to effect such recordation is likely to materially and adversely affect the interests of the Certificateholders.
 
For the purpose of facilitating the recordation of this Agreement as herein provided and for other purposes, this Agreement may be executed simultaneously in any number of counterparts, each of which counterparts shall be deemed to be an original, and such counterparts shall constitute but one and the same instrument.
 
Section 5.5  Severability of Provisions.  If any one or more of the covenants, agreements, provisions or terms of this Agreement shall be for any reason whatsoever held invalid, then such covenants, agreements, provisions or terms shall be deemed severable from the remaining covenants, agreements, provisions or terms of this Agreement and shall in no way affect the validity or enforceability of the other provisions of this Agreement or of the Certificates or the rights of the holders thereof.
 



IN WITNESS WHEREOF, this Agreement is executed as of the date first above written.
 

Address:
135 South LaSalle Street, Suite 1511
Chicago, Illinois 60603
Attention: Bear Stearns Asset Backed Securities I Trust, Series 2007-HE3
LASALLE BANK NATIONAL ASSOCIATION, not individually but solely as Trustee
By:__________________________________
Name: 
Title: 
   
Address:
2571 Busse Rd., Suite 200
Elk Grove Village, IL 60007
 
LASALLE BANK NATIONAL ASSOCIATION, as Custodian
By:__________________________________
Name: 
Title: 
   
Address:
383 Madison Avenue
New York, New York 10179
BEAR STEARNS ASSET BACKED SECURITIES I LLC
By:__________________________________
Name: 
Title: 
   
Address:
2780 Lake Vista Drive
Lewisville, Texas 75067
(Facsimile: (469) 759-4714)
Attention: General Counsel
EMC MORTGAGE CORPORATION
By:__________________________________
Name: 
Title: 
   
Address:
2780 Lake Vista Drive
Lewisville, TX 75067
Facsimile: (214) 626-4889
Attention: Mark Novachek
MASTER FUNDING LLC
By:__________________________________
Name: 
Title: 
   

 




 
)
 
 
)
ss.:
COUNTY OF COOK
)
 

 
On the 30th day of March, 2007 before me, a notary public in and for said State, personally appeared _________________, known to me to be an _______________ of LaSalle Bank National Association, one of the parties that executed the within agreement, and also known to me to be the person who executed the within agreement on behalf of said party and acknowledged to me that such party executed the within instrument.
 
IN WITNESS WHEREOF, I have hereunto set my hand and affixed my official seal the day and year in this certificate first above written.
 
   
 
Notary Public
[SEAL]
 





STATE OF ILLINOIS
)
 
 
)
ss.:
COUNTY OF COOK
)
 


On the 30th day of March, 2007 before me, a notary public in and for said State, personally appeared ____________________, known to me to be a(n) ____________________ of LaSalle Bank National Association, one of the parties that executed the within instrument, and also known to me to be the person who executed it on behalf of said party, and acknowledged to me that such party executed the within instrument.
 
IN WITNESS WHEREOF, I have hereunto set my hand and affixed my official seal the day and year in this certificate first above written.
 
   
 
Notary Public
[Notarial Seal]





STATE OF NEW YORK
)
 
 
)
ss.:
COUNTY OF NEW YORK
)
 


On the 30th day of March, 2007 before me, a notary public in and for said State, personally appeared _________________, known to me to be a(n) ______________ of Bear Stearns Asset Backed Securities I LLC, and also known to me to be the person who executed the within instrument on behalf of said party, and acknowledged to me that such party executed the within instrument.
 
IN WITNESS WHEREOF, I have hereunto set my hand and affixed my official seal the day and year in this certificate first above written.
 
   
 
Notary Public
[SEAL]
 





STATE OF TEXAS
)
 
 
)
ss.:
COUNTY OF DALLAS
)
 

On the 30th day of March, 2007 before me, a notary public in and for said State, personally appeared ____________________, known to me to be a(n) ____________________ of EMC Mortgage Corporation, one of the parties that executed the within instrument, and also known to me to be the person who executed the within instrument on behalf of said party, and acknowledged to me that such party executed the within instrument.
 
IN WITNESS WHEREOF, I have hereunto set my hand and affixed my official seal the day and year in this certificate first above written.
 
   
 
Notary Public
[Notarial Seal]
 

 




 
STATE OF TEXAS
)
 
 
)
ss.:
COUNTY OF DALLAS
)
 

 
On the 30th day of March, 2007 before me, a notary public in and for said State, personally appeared _____________________, known to me to be a(n) ____________________ of Master Funding LLC, one of the parties that executed the within instrument, and also known to me to be the person who executed the within instrument on behalf of said party, and acknowledged to me that such party executed the within instrument.
 
IN WITNESS WHEREOF, I have hereunto set my hand and affixed my official seal the day and year in this certificate first above written.
 
   
 
Notary Public
[Notarial Seal]
 


 

SCHEDULE A
 
(Provided upon Request)


 

EXHIBIT ONE
 
 
FORM OF CUSTODIAN INITIAL CERTIFICATION
 
[DATE]
 
LaSalle Bank National Association   
135 South LaSalle Street, Suite 1511    
Chicago, Illinois 60603     
 
EMC Mortgage Corporation
2780 Lake Vista Drive
Lewisville, Texas 75067
(Facsimile: (214) 626-3704)
Attention: Janan Weeks
 
Attention: Bear Stearns Asset Backed Securities I LLC, Series 2007-HE3
 
Re:
Custodial Agreement, dated as of March 30, 2007, by and among LaSalle Bank National Association, Bear Stearns Asset Backed Securities I LLC, EMC Mortgage Corporation and Master Funding LLC, relating to Bear Stearns Asset Backed Securities I Trust 2007-HE3, Asset-Backed Certificates, Series 2007-HE3
Ladies and Gentlemen:
 
In accordance with Section 2.3(a) of the above-captioned Custodial Agreement, the undersigned, as Custodian, hereby certifies that it has received the following documents with respect to each Mortgage Loan listed in the Mortgage Loan Schedule, with any exceptions listed on Schedule A attached hereto: (i) an original note, including any riders thereto, endorsed without recourse to the order of LaSalle Bank National Association, as Trustee for certificateholders of ___________________________ or to blank and showing an unbroken chain of endorsements from the original payee thereof to the person endorsing it to the Trustee; (ii) an original mortgage and, if the related mortgage loan is a MERS Loan, registered with MERS, noting the presence of the mortgage identification number and language indicating that such mortgage loan is a MERS Loan, which shall have been recorded (or, for Mortgage Loans other than the EMC Flow Loans, if the original is not available, a copy) with evidence of such recording indicated thereon (or if clause (x) in the proviso below applies, shall be in recordable form); (iii) unless the mortgage loan is a MERS Loan, the assignment (either an original or a copy, which may be in the form of a blanket assignment if permitted in the jurisdiction in which the mortgage property is located) to the Trustee of the mortgage with respect to each mortgage loan in the name of ___________________________, which shall have been recorded (of if clause (x) in the proviso below applies, shall be in recordable form); (iv) an original or a copy of all intervening assignments of the mortgage, if any, with evidence of recording thereon; (v) the original policy of title insurance or mortgagee’s certificate of title insurance or commitment or binder for title insurance, if available, or a copy thereof, or, in the event that such original title insurance policy is unavailable, a photocopy thereof, or in lieu thereof, a current lien search on the related mortgaged property; and (vi) originals or copies of all available assumption, modification or substitution agreements, if any; provided, however, that in lieu of the foregoing, the Sellers may deliver the following documents, under the circumstances set forth below: (x) if any mortgage (other than the mortgages related to the EMC Flow Loans), assignment thereof to the Trustee or intervening assignments thereof have been delivered or are being delivered to recording offices for recording and have not been returned in time to permit their delivery as specified above, the Depositor may deliver a true copy thereof with a certification, on the face of such copy, substantially as follows: “Certified to be a true and correct copy of the original”; and (y) in lieu of the mortgage notes relating to the Mortgage Loans identified in the list attached hereto, the Depositor may deliver a lost note affidavit and indemnity and a copy of the original note, if available.
 
Capitalized words and phrases used herein shall have the respective meanings assigned to them in the above-captioned Custodial Agreement.
 
LASALLE BANK NATIONAL ASSOCIATION
   
By:
 
Name:
 
Title:
 

 



SCHEDULE A

 


EXHIBIT TWO
 
FORM OF CUSTODIAN INTERIM CERTIFICATION
 
[DATE]
 
LaSalle Bank National Association   
135 South LaSalle Street, Suite 1511   
Chicago, Illinois 60603     
 
EMC Mortgage Corporation
2780 Lake Vista Drive
Lewisville, Texas 75067
(Facsimile: (214) 626-3704)
Attention: Janan Weeks
 
Attention: Bear Stearns Asset Backed Securities I LLC, Series 2007-HE3
 
Re:
Custodial Agreement, dated as of March 30, 2007, by and among LaSalle Bank National Association, Bear Stearns Asset Backed Securities I LLC, EMC Mortgage Corporation and Master Funding LLC, relating to Bear Stearns Asset Backed Securities I Trust 2007-HE3, Asset-Backed Certificates, Series 2007-HE3
Ladies and Gentlemen:
 
In accordance with Section 2.3(b) of the above-captioned Custodial Agreement, the undersigned, as Custodian, hereby certifies that it has received and reviewed the documents described in its initial certification dated March 30, 2007 and has determined that all documents have been executed and received and that such documents relate to the Mortgage Loans identified on the Mortgage Loan Schedule, with any exceptions listed on Schedule A attached hereto.
 
Capitalized words and phrases used herein shall have the respective meanings assigned to them in the above-captioned Custodial Agreement.
 
LASALLE BANK NATIONAL ASSOCIATION
   
By:
 
Name:
 
Title:
 




SCHEDULE A
(Provided upon Request)
 


 

EXHIBIT THREE
 
FORM OF CUSTODIAN FINAL CERTIFICATION
 
[DATE]
 
LaSalle Bank National Association   
135 South LaSalle Street, Suite 1511   
Chicago, Illinois 60603     
 
EMC Mortgage Corporation
2780 Lake Vista Drive
Lewisville, Texas 75067
(Facsimile: (214) 626-3704)
Attention: Janan Weeks
 
Attention: Bear Stearns Asset Backed Securities I LLC, Series 2007-HE3
 
Re:
Custodial Agreement, dated as of March 30, 2007, by and among LaSalle Bank National Association, Bear Stearns Asset Backed Securities I LLC, EMC Mortgage Corporation and Master Funding LLC, relating to Bear Stearns Asset Backed Securities I Trust 2007-HE3, Asset-Backed Certificates, Series 2007-HE3
Ladies and Gentlemen:
 
In accordance with Section 2.3(c) of the above-captioned Custodial Agreement, the undersigned, as Custodian, hereby certifies that it has received and reviewed the documents described in its initial certification dated March 30, 2007 and has determined that: all documents have been executed and received and that such documents relate to the Mortgage Loans identified on the Mortgage Loan Schedule, with any exceptions listed on Schedule A attached hereto.

Capitalized words and phrases used herein shall have the respective meanings assigned to them in the above-captioned Custodial Agreement.
 
LASALLE BANK NATIONAL ASSOCIATION
   
By:
 
Name:
 
Title:
 




SCHEDULE A
(Provided upon Request)
 


 

EXHIBIT FOUR
 
FORM OF REQUEST FOR RELEASE OF DOCUMENTS AND RECEIPT
 


To: [Name/Address of Owner]
 

Attention:
 
Re:
Custodial Agreement, dated as of March 30, 2007, by and among LaSalle Bank National Association, Bear Stearns Asset Backed Securities I LLC, EMC Mortgage Corporation and Master Funding LLC, relating to Bear Stearns Asset Backed Securities I Trust 2007-HE3, Asset-Backed Certificates, Series 2007-HE3
 
In connection with the Mortgage Files that you hold pursuant to the Custodial Agreement, we request the release, and acknowledge receipt of the Mortgage file/[specify document] for the Mortgage Loan described below, the reason indicated.

Mortgagor’s Name, Address and Zip Code:


Mortgage Loan Number:


Reason for Requesting Documents: (check one)

_____ 1. Mortgage Loan paid in full. ([The Master Servicer] [the Trustee] hereby certifies that all amounts received in connection therewith have been credited to __________________________________________________________________________.)

_____ 2. Mortgage Loan in foreclosure.

_____ 3. Repurchase. (The [Master Servicer] [Trustee] hereby certifies that the repurchase price has been credited to _____________________________________________.)

_____ 4. Mortgage Loan liquidated by _______________________________________. ([The Master Servicer] [The Trustee] hereby certifies that all proceeds of the foreclosure, insurance, condemnation or other liquidation have been finally received and credited to _____________________________________.

_____ 5. Other (explain):  



EXHIBIT FIVE

SERVICING CRITERIA TO BE ADDRESSED IN ASSESSMENT OF COMPLIANCE

The assessment of compliance to be delivered by the Custodian shall address, at a minimum, the criteria identified as below as “Applicable Servicing Criteria”;
 
 
Servicing Criteria
Applicable
Servicing Criteria
Reference
Criteria
 
 
General Servicing Considerations
 
 
1122(d)(1)(i)
Policies and procedures are instituted to monitor any performance or other triggers and events of default in accordance with the transaction agreements
 
 
1122(d)(1)(ii)
If any material servicing activities are outsourced to third parties, policies and procedures are instituted to monitor the third party’s performance and compliance with such servicing activities
 
 
1122(d)(1)(iii)
Any requirements in the transaction agreements to maintain a back-up servicer for the pool assets are maintained.
 
 
1122(d)(1)(iv)
A fidelity bond and errors and omissions policy is in effect on the party participating in the servicing function throughout the reporting period in the amount of coverage required by and otherwise in accordance with the terms of the transaction agreements.
 
 
 
Cash Collection and Administration
 
 
1122(d)(2)(i)
Payments on pool assets are deposited into the appropriate custodial bank accounts and related bank clearing accounts no more than two business days following receipt, or such other number of days specified in the transaction agreements.
 
 
1122(d)(2)(ii)
Disbursements made via wire transfer on behalf of an obligor or to an investor are made only by authorized personnel.
 
 
1122(d)(2)(iii)
Advances of funds or guarantees regarding collections, cash flows or distributions, and any interest or other fees charged for such advances are made, reviewed and approved as specified in the transaction agreements.
 
 
1122(d)(2)(iv)
The related accounts for the transaction, such as cash reserve accounts or accounts established as a form of overcollateralization, are separately maintained (e.g., with respect to commingling of cash) as set forth in the transaction agreements.
 
 
 
1122(d)(2)(v)
Each custodial account is maintained at a federally insured depository institution as set forth in the transaction agreements. For purposes of this criterion, “federally insured depository institutions” with respect to a foreign financial institution means a foreign financial institution that meets the requirements of Rule 13k-1(b)(1) of the Securities Exchange Act.
 
1122(d)(2)(vi)
Unissued checks are safeguarded so as to prevent unauthorized access.
 
 
 
 
 
 
1122(d)(2)(vii)
Reconciliations are prepared on a monthly basis for all asset-backed securities related bank accounts, including custodial accounts and related bank clearing accounts. These reconciliations are (A) mathematically accurate; (B) prepared within 30 calendar days after the bank statement cutoff date, or such other number of days specified in the transaction agreements; (C) reviewed and approved by someone other than the person who prepared the reconciliations; and (D) contain explanations for reconciling items, These reconciling items are resolved within 90 calendar days of their original identification, or such other number of days specified in the transaction agreements.
 
 
 
Investor Remittances and Reporting
 
 
 
 
 
1122(d)(3)(i)
Reports to investors, including those to be filed with the Commission, are maintained in accordance with the transaction agreements and applicable Commission requirements. Specifically, such reports (A) are prepared in accordance with timeframes and other terms set forth in the transaction agreements, (B) provide information calculated in accordance with the terms specified in the transaction agreements; (C) are filed with the Commission as required by its rules and regulations; and (D) agree with investors; or the trustee’s records as to the total unpaid principal balance and number of pool assets serviced by the servicer.
 
 
1122(d)(3)(ii)
Amounts due to investors are allocated and remitted in accordance with timeframes, distribution priority and other terms set forth in the transaction agreements.
 
 
1122(d)(3)(iii)
Disbursements made to an investor are posted within two business days to the servicer’s investor records, or such other number of days specified in the transaction agreements.
 
 
1122(d)(3)(iv)
Amounts remitted to investors per the investor reports agree with cancelled checks, or other form of payment, or custodial bank statements.
 
 
 
Pool Asset Administration
 
1122(d)(4)(i)
Collateral or security on pool assets is maintained as required by the transaction agreements or related asset pool documents.
1122(d)(4)(ii)
Pool assets and related documents are safeguarded as required by the transaction agreements.
 
1122(d)(4)(iii)
Any additions, removals or substitutions to the asset pool are made, reviewed and approved in accordance with any conditions or requirements in the transaction agreements
2 
 
 
1122(d)(4)(iv)
Payments on pool assets, including any payoffs, made in accordance with the related pool asset documents are posted to the servicer’s obligor records maintained no more than two business days after receipt, or such other number of days specified in the transaction agreements, and allocated to principal, interest or other items (e.g., escrow) in accordance with the related pool asset documents.
 
 
1122(d)(4)(v)
The servicer’s records regarding the pool assets agree with the servicer’s records with respect to an obligor’s unpaid principal balance.
 
 
1122(d)(4)(vi)
Changes with respect to the terms or status of an obligor’s pool asset (e.g., loan modifications or re-agings) are made, reviewed and approved by authorized personnel in accordance with the transaction agreements and related pool asset documents.
 
 
 
1122(d)(4)(vii)
Loss mitigation of recovery actions (e.g., forbearance plans, modifications and deed in lieu of foreclosure, foreclosures and repossessions, as applicable) are initiated, conducted and concluded in accordance with the timeframes or other requirements established by the transaction documents.
 
 
 
 
 
1122(d)(4)(viii)
Records documenting collection efforts are maintained during the period a pool asset is delinquent in accordance with the transaction agreements., Such records are maintained in at least a monthly basis, or such other period specified in the transaction agreements, and describe the entity’s activities in monitoring delinquent pool assets including, for example, phone calls, letters and payment rescheduling plans in cases where delinquency is deemed temporary (e.g., illness or unemployment).
 
 
1122(d)(4)(ix)
Adjustments to interest rates or rates of return for pool assets with variable rates are computed based on the related pool asset documents.
 
 
 
 
 
1122(d)(4)(x)
Regarding any funds held in trust for an obligor (such as escrow accounts); (A) such funds are analyzed, in accordance with the obligor’s pool asset documents, on at least an annual basis, or such other period specified in the transaction agreements; (B) interest on such funds is paid, or credited, to obligors in accordance with applicable pool asset documents and state laws; and (C) such funds are returned to the obligor within 3- calendar days of full repayment of the related pool asset, or such other number of days specified in the transaction agreements.
 
 
 
 
1122(d)(4)(xi)
Payments made on behalf of an obligor (such as tax ore insurance payments) are made on or before the related penalty or expiration dates, as indicated on the appropriate bills or notices for such payments, provided that such support has been received by the service at least 30 calendar days prior to these dates, or such other number of days specified in the transaction agreements.
 
 
1122(d)(4)(xii)
Any late payment penalties in connection with any payment to be made on behalf of an obligor are paid from the servicer’s funds and not charged to the obligor, unless the late payment was due to the obligor’s error or omission.
 
1122(d)(4)(xiii)
Disbursements made on behalf of an obligor are posted within two business days to the obligor’s records maintained by the servicer, or such other number of days specified in the transaction agreements.
 
1122(d)(4)(xiv)
Delinquencies, charge-offs and uncollectible funds are recognized and recorded in accordance with the transaction agreements.
 
1122(d)(4)(xv)
Any external enhancement or other support, identified in item 1114(a)(1) through (3) or item 1115 of Regulation AB, is maintained as set forth in the transaction agreements.
 




2 Only with respect to the logistics of adding, removing or substituting loan files.

 

EXHIBIT SIX

ELECTRONIC RELEASE REQUEST (Excel)
Collateral Release Tasks
 
 
 
Required Field Header
Description
 
 
Customer
Value can be constant of '1018'
 
 
Poolnum
pool number if available, can be left blank as well
 
 
Loaned
EMC loan#, required field
 
 
loc_code
Codes must be mutually agreed upon with custodian. Examples are PDPO= loans released for payoff, FORC = loans released for foreclosure, OLIQ= loans released for repurchase, NLIQ = loans released for non-liquidation/correction.
 
 
rel_code
Codes must be mutually agreed upon with custodian. Examples are
1 = payoff, 2 = foreclosure, 4 = repurchase, 5 = non-liquidation.
 
 
rel_doclist
Can be left blank
 
 
notation
"Name of Person File Being Released To @ Company Name" (i.e. Sharon Ayers@EMC)
 
 
reqstr
Can be left blank
 
 
reqstr_sig
Signatory code assigned to requestor, TBD
 
 
amend
0 = new release request, 1= amend an existing released record (ie. FORC to PDPO)






EXHIBIT K
 
FORM OF BACK-UP CERTIFICATION
 
 
Re:  The [         ] agreement dated as of [     ], 200[   ] (the “Agreement”), among [IDENTIFY PARTIES]
 
I, ________________________________, the _______________________ of [NAME OF COMPANY], certify to [the Purchaser], [the Depositor], and the [Master Servicer] [Trustee], and their officers, with the knowledge and intent that they will rely upon this certification, that:
 
(1) I have reviewed the servicer compliance statement of the Company provided in accordance with Item 1123 of Regulation AB (the “Compliance Statement”), the report on assessment of the Company’s compliance with the servicing criteria set forth in Item 1122(d) of Regulation AB (the “Servicing Criteria”), provided in accordance with Rules 13a-18 and 15d-18 under Securities Exchange Act of 1934, as amended (the “Exchange Act”) and Item 1122 of Regulation AB (the “Servicing Assessment”), the registered public accounting firm’s attestation report provided in accordance with Rules 13a-18 and 15d-18 under the Exchange Act and Section 1122(b) of Regulation AB (the Attestation Report”), and all servicing reports, officer’s certificates and other information relating to the servicing of the Mortgage Loans by the Company during 200[ ] that were delivered by the Company to the [Depositor] [Master Servicer] [Trustee] pursuant to the Agreement (collectively, the “Company Servicing Information”);
 
(2) Based on my knowledge, the Company Servicing Information, taken as a whole, does not contain any untrue statement of a material fact or omit to state a material fact necessary to make the statements made, in the light of the circumstances under which such statements were made, not misleading with respect to the period of time covered by the Company Servicing Information;
 
(3) Based on my knowledge, all of the Company Servicing Information required to be provided by the Company under the Agreement has been provided to the [Depositor] [Master Servicer] [Trustee];
 
(4) I am responsible for reviewing the activities performed by the Company as servicer under the Agreement, and based on my knowledge and the compliance review conducted in preparing the Compliance Statement and except as disclosed in the Compliance Statement, the Servicing Assessment or the Attestation Report, the Company has fulfilled its obligations under the Agreement in all material respects; and
 
(5) The Compliance Statement required to be delivered by the Company pursuant to the Agreement, and the Servicing Assessment and Attestation Report required to be provided by the Company and by any Subservicer or Subcontractor pursuant to the Agreement, have been provided to the [Depositor] [Master Servicer]. Any material instances of noncompliance described in such reports have been disclosed to the [Depositor] [Master Servicer]. Any material instance of noncompliance with the Servicing Criteria has been disclosed in such reports.
 

Date:
 
   
By:
 
Name:
 
Title:
 

 

 


EXHIBIT L

FORM OF MORTGAGE LOAN PURCHASE AGREEMENT
 
MORTGAGE LOAN PURCHASE AGREEMENT, dated as of March 30, 2007, as amended and supplemented by any and all amendments hereto (collectively, “this Agreement”), by and among EMC MORTGAGE CORPORATION, a Delaware corporation (“EMC” or a “Mortgage Loan Seller”), MASTER FUNDING LLC, a Delaware limited liability company (“Master Funding” or a “Mortgage Loan Seller”, and together with EMC, the “Mortgage Loan Sellers”) and BEAR STEARNS ASSET BACKED SECURITIES I LLC, a Delaware limited liability company (the “Purchaser”).
 
Upon the terms and subject to the conditions of this Agreement, each Mortgage Loan Seller agrees to sell, and the Purchaser agrees to purchase, certain conventional, closed-end, subprime, fixed rate and adjustable rate, first and second lien mortgage loans secured by one- to four-family residences (collectively, the “Mortgage Loans”) as described herein. The Purchaser intends to deposit the Mortgage Loans into a trust fund (the “Trust Fund”) and create Bear Stearns Asset Backed Securities I Trust 2007-HE3, Asset-Backed Certificates, Series 2007-HE3 (the “Certificates”), under a pooling and servicing agreement, to be dated as of March 1, 2007 (the “Pooling and Servicing Agreement”), among the Purchaser, as depositor, EMC, as seller and as master servicer (the “Master Servicer”), and LaSalle Bank National Association, as trustee (the “Trustee”).
 
The Purchaser has filed with the Securities and Exchange Commission (the “Commission”) a registration statement on Form S-3 (Number 333-131374) relating to its Asset-Backed Certificates and the offering of certain series thereof (including certain classes of the Certificates) from time to time in accordance with Rule 415 under the Securities Act of 1933, as amended, and the rules and regulations of the Commission promulgated thereunder (the “Securities Act”). Such registration statement, when it became effective under the Securities Act, and the prospectus relating to the public offering of certain classes of the Certificates by the Purchaser (the “Public Offering”), as each may be amended or supplemented from time to time pursuant to the Securities Act or otherwise, are referred to herein as the “Registration Statement” and the “Prospectus,” respectively. The “Free Writing Prospectus” shall mean the free writing prospectus, dated March 8, 2007, relating to certain classes of the Certificates. The “Prospectus Supplement” shall mean the final supplement, dated March 29, 2007, to the Prospectus, dated March 14, 2007, relating to certain classes of the Certificates. With respect to the Public Offering of certain classes of the Certificates, Bear, Stearns & Co. Inc. (“Bear Stearns”) and the Purchaser have entered into a terms agreement, dated as of March 8, 2007, to an underwriting agreement, dated April 13, 2006 (together, the “Underwriting Agreement”) between Bear Stearns and the Purchaser.
 
Now, therefore, in consideration of the premises and the mutual agreements set forth herein, the parties hereto agree as follows:
 
SECTION 1.  Definitions. Certain terms are defined herein. Capitalized terms used herein but not defined herein shall have the meanings specified in the Pooling and Servicing Agreement. The following other terms are defined as follows:
 
Acquisition Price: With respect to EMC and the sale of the EMC Mortgage Loans, cash in an amount equal to $          *              (plus $              *          in accrued interest). With respect to Master Funding and the sale of the Master Funding Mortgage Loans, cash in an amount equal to $           *              (plus $            *             in accrued interest).
 
Bear Stearns: Bear, Stearns & Co. Inc.
 
Closing Date: March 30, 2007.
 
Custodial Agreement: An agreement, dated as of March 30, 2007, among the Depositor, EMC, Master Funding, the Master Servicer, the Trustee and LaSalle Bank National Association as custodian (in such capacity, the “Custodian”).
 
Cut-off Date: March 1, 2007.
 
Cut-off Date Balance: Shall mean $970,562,290.83.
 
Deleted Mortgage Loan: A Mortgage Loan replaced or to be replaced by a Replacement Mortgage Loan.
 
Due Date: As to any Mortgage Loan, the date in each month on which the related Scheduled Payment is due, as set forth in the related Mortgage Note.
 
EMC: EMC Mortgage Corporation.
 
EMC Flow Loans: The Mortgage Loans purchased by EMC pursuant to a flow loan purchase agreement.
 
EMC Mortgage Loans: The Mortgage Loans identified as such on the Mortgage Loan Schedule for which EMC is the applicable Mortgage Loan Seller.
 
Group II Mortgage Loans: The Mortgage Loans with respect to Loan Group II.
 
Group III Mortgage Loans: The Mortgage Loans with respect to Loan Group III.
 
LaSalle: LaSalle Bank National Association, or its successors in interest.
 
Master Funding: Master Funding LLC.
 
Master Funding Mortgage Loan: The Mortgage Loans identified as such on the Mortgage Loan Schedule for which Master Funding is the applicable Mortgage Loan Seller.
 
MERS: Mortgage Electronic Registration Systems, Inc., a corporation organized and existing under the laws of the State of Delaware, or any successor thereto.
 
MERS® System: The system of recording transfers of Mortgages electronically maintained by MERS.


* Please contact Bear Stearns for pricing information.
 
 

Moody’s: Moody’s Investors Service, Inc., or its successors in interest.
 
Mortgage: The mortgage, deed of trust or other instrument creating a first or second lien on or first or second priority ownership interest in an estate in fee simple in real property securing a Mortgage Note.
 
Mortgage File: The items referred to in Exhibit 1 pertaining to a particular Mortgage Loan and any additional documents required to be added to such documents pursuant to this Agreement.
 
Mortgage Rate: The annual rate of interest borne by a Mortgage Note as stated herein.
 
Mortgagor: The obligor(s) on a Mortgage Note.
 
Net Mortgage Rate: As to each Mortgage Loan, and at any time, the per annum rate equal to the Mortgage Rate less the sum of (i) the Servicing Fee Rate, (ii) the Trustee Fee Rate and (iii) the rate at which the LPMI Fee is calculated, if any.
 
Opinion of Counsel: A written opinion of counsel, who may be counsel for the Mortgage Loan Sellers or the Purchaser, reasonably acceptable to the Trustee.
 
Person: Any legal person, including any individual, corporation, partnership, joint venture, association, joint stock company, trust, unincorporated organization or government or any agency or political subdivision thereof.
 
Piggyback Loan: A second lien Mortgage Loan originated by the same originator to the same borrower at the same time as the first lien Mortgage Loan, each secured by the same Mortgaged Property.
 
Purchase Price: With respect to any Mortgage Loan required to be purchased by EMC (on its own behalf as a Mortgage Loan Seller and on behalf of Master Funding) pursuant to the applicable provisions of this Agreement, an amount equal to the sum of (i) 100% of the principal remaining unpaid on such Mortgage Loan as of the date of purchase (including if a foreclosure has already occurred, the principal balance of the related Mortgage Loan at the time the Mortgaged Property was acquired), net of any Servicing Advances and Advances attributable to principal and payable to the purchaser of the Mortgage Loan if such purchaser is also the Master Servicer of such Mortgage Loan, (ii) accrued and unpaid interest thereon at the applicable Mortgage Rate through and including the last day of the month of such purchase, net of any portion of the Servicing Fee and any Servicing Advances and Advances attributable to interest that is payable to the purchaser of the Mortgage Loan if such purchaser is also the Master Servicer of such Mortgage Loan, plus (iii) any costs and damages (if any) incurred by the Trust in connection with any violation of such Mortgage Loan of any anti-predatory lending laws.
 
Rating Agencies: Standard & Poor’s and Moody’s, each a “Rating Agency.”
 
Replacement Mortgage Loan: A mortgage loan substituted for a Deleted Mortgage Loan which must meet on the date of such substitution the requirements stated herein and in the Pooling and Servicing Agreement; upon such substitution, such mortgage loan shall be a “Mortgage Loan” hereunder.
 
Securities Act: The Securities Act of 1933, as amended.
 
Standard & Poor’s: Standard & Poor’s, a division of The McGraw-Hill Companies, Inc. or its successors in interest.
 
Value: The value of the Mortgaged Property at the time of origination of the related Mortgage Loan, such value being the lesser of (i) the value of such property set forth in an appraisal accepted by the applicable originator of the Mortgage Loan or (ii) the sales price of such property at the time of origination.
 
SECTION 2.  Purchase and Sale of the Mortgage Loans and Related Rights.
 
(a)  Upon satisfaction of the conditions set forth in Section 11 hereof, each Mortgage Loan Seller agrees to sell, and the Purchaser agrees to purchase Mortgage Loans sold by such Mortgage Loan Seller having an aggregate outstanding principal balance as of the Cut-off Date equal to the Cut-off Date Balance, and each Mortgage Loan Seller’s interest in the Swap Agreements.
 
(b)  The closing for the purchase and sale of the Mortgage Loans and the closing for the issuance of the Certificates will take place on the Closing Date at the office of the Purchaser’s counsel in New York, New York or such other place as the parties shall agree.
 
(c)  Upon the satisfaction of the conditions set forth in Section 11 hereof, on the Closing Date, the Purchaser shall pay to each respective Mortgage Loan Seller the related Acquisition Price for the Mortgage Loans sold by such Mortgage Loan Seller in immediately available funds by wire transfer to such account or accounts as shall be designated by such Mortgage Loan Seller.
 
SECTION 3.  Mortgage Loan Schedule. EMC (on its own behalf as a Mortgage Loan Seller and on behalf of Master Funding) agrees to provide to the Purchaser as of the date hereof a listing of the Mortgage Loans (the “Mortgage Loan Schedule”) setting forth the information listed on Exhibit 2 to this Agreement with respect to each of the Mortgage Loans being sold by the respective Mortgage Loan Sellers. The Mortgage Loan Schedule shall be delivered to the Purchaser on the Closing Date and shall be in form and substance mutually agreed to by EMC (on its own behalf as a Mortgage Loan Seller and on behalf of Master Funding) and the Purchaser.
 
SECTION 4.  Mortgage Loan Transfer.
 
(a)  The Purchaser will be entitled to all scheduled payments of principal and interest on the Mortgage Loans due after the Cut-off Date (regardless of when actually collected) and all payments thereof. Each Mortgage Loan Seller will be entitled to all scheduled payments of principal and interest on the Mortgage Loans sold by it to the Purchaser due on or before the Cut-off Date (including payments collected after the Cut-off Date) and all payments thereof. Such principal amounts and any interest thereon belonging to the related Mortgage Loan Seller as described above will not be included in the aggregate outstanding principal balance of the Mortgage Loans as of the Cut-off Date as set forth on the Mortgage Loan Schedule.
 
(b)  Pursuant to various conveyancing documents to be executed on the Closing Date and pursuant to the Pooling and Servicing Agreement, the Purchaser will assign on the Closing Date all of its right, title and interest in and to the Mortgage Loans to the Trustee for the benefit of the Certificateholders. In connection with the transfer and assignment of the Mortgage Loans, each Mortgage Loan Seller has delivered or will deliver or cause to be delivered to the Trustee, or the Custodian on behalf of the Trustee, by the Closing Date or such later date as is agreed to by the Purchaser and such Mortgage Loan Seller (each of the Closing Date and such later date is referred to as a “Mortgage File Delivery Date”), the items of each Mortgage File, provided, however, that in lieu of the foregoing, each Mortgage Loan Seller may deliver the following documents, under the circumstances set forth below: (x) in lieu of the original Mortgage (other than the Mortgages related to the EMC Flow Loans), assignments to the Trustee or intervening assignments thereof which have been delivered, are being delivered or will upon receipt of recording information relating to the Mortgage required to be included thereon, be delivered to recording offices for recording and have not been returned in time to permit their delivery as specified above, the related Mortgage Loan Seller may deliver a true copy thereof with a certification, on the face of such copy, substantially as follows: “Certified to be a true and correct copy of the original;” (y) in lieu of the Mortgage (other than the Mortgages related to the EMC Flow Loans), assignments to the Trustee or intervening assignments thereof, if the applicable jurisdiction retains the originals of such documents or if the originals are lost (in each case, as evidenced by a certification from such Mortgage Loan Seller or the Master Servicer to such effect), such Mortgage Loan Seller may deliver photocopies of such documents containing an original certification by the judicial or other governmental authority of the jurisdiction where such documents were recorded; and (z) in lieu of the Mortgage Notes relating to the Mortgage Loans, each identified in the list delivered by the Purchaser to the Trustee on the Closing Date and attached hereto as Exhibit 5 the related Mortgage Loan Seller may deliver lost note affidavits and indemnities of such Mortgage Loan Seller; and provided further, however, that in the case of Mortgage Loans which have been prepaid in full after the Cut-off Date and prior to the Closing Date, such Mortgage Loan Seller, in lieu of delivering the above documents, may deliver to the Trustee a certification by such Mortgage Loan Seller or the Master Servicer to such effect. Each Mortgage Loan Seller shall deliver such original documents (including any original documents as to which certified copies had previously been delivered) or such certified copies to the Trustee, or the Custodian on behalf of the Trustee, promptly after they are received. EMC (on its own behalf as a Mortgage Loan Seller and on behalf of Master Funding) shall cause the Mortgage and intervening assignments, if any, and the assignment of the Mortgage to be recorded not later than 180 days after the Closing Date unless such assignment is not required to be recorded under the terms set forth in Section 6(a) hereof.
 
(c)  In connection with the assignment of any Mortgage Loan registered on the MERS® System, EMC (on its own behalf as a Mortgage Loan Seller and on behalf of Master Funding) further agrees that it will cause, at EMC’s own expense, within 30 days after the Closing Date, the MERS® System to indicate that such Mortgage Loans have been assigned by the related Mortgage Loan Seller to the Purchaser and by the Purchaser to the Trustee in accordance with this Agreement for the benefit of the Certificateholders by including (or deleting, in the case of Mortgage Loans which are repurchased in accordance with this Agreement) in such computer files (a) the code in the field which identifies the specific Trustee and (b) the code in the field “Pool Field” which identifies the series of the Certificates issued in connection with such Mortgage Loans. EMC (on its own behalf as a Mortgage Loan Seller and on behalf of Master Funding) further agrees that it will not, and will not permit the Master Servicer to, and the Master Servicer agrees that it will not, alter the codes referenced in this paragraph with respect to any Mortgage Loan during the term of the Pooling and Servicing Agreement unless and until such Mortgage Loan is repurchased in accordance with the terms of the Pooling and Servicing Agreement.
 
(d)  Each Mortgage Loan Seller and the Purchaser acknowledge hereunder that all of the Mortgage Loans will ultimately be assigned to LaSalle Bank National Association, as Trustee for the benefit of the Certificateholders, on the date hereof.
 
SECTION 5.  Examination of Mortgage Files.
 
(a)  On or before the Mortgage File Delivery Date, each Mortgage Loan Seller will have made the related Mortgage Files available to the Purchaser or its agent for examination which may be at the offices of the Trustee or such Mortgage Loan Seller and/or such Mortgage Loan Seller’s custodian. The fact that the Purchaser or its agent has conducted or has failed to conduct any partial or complete examination of the related Mortgage Files shall not affect the Purchaser’s rights to demand cure, repurchase, substitution or other relief as provided in this Agreement. In furtherance of the foregoing, each Mortgage Loan Seller shall make the related Mortgage Files available to the Purchaser or its agent from time to time so as to permit the Purchaser to confirm such Mortgage Loan Seller’s compliance with the delivery and recordation requirements of this Agreement and the Pooling and Servicing Agreement. In addition, upon request of the Purchaser, each Mortgage Loan Seller agrees to provide to the Purchaser, Bear Stearns and to any investors or prospective investors in the Certificates information regarding the Mortgage Loans and their servicing, to make the related Mortgage Files available to the Purchaser, Bear Stearns and to such investors or prospective investors (which may be at the offices of the related Mortgage Loan Seller and/or such Mortgage Loan Seller’s custodian) and to make available personnel knowledgeable about the related Mortgage Loans for discussions with the Purchaser, Bear Stearns and such investors or prospective investors, upon reasonable request during regular business hours, sufficient to permit the Purchaser, Bear Stearns and such investors or potential investors to conduct such due diligence as any such party reasonably believes is appropriate.
 
(b)  Pursuant to the Pooling and Servicing Agreement, on the Closing Date the Trustee (or the Custodian as obligated under the Custodial Agreement), for the benefit of the Certificateholders, will review items of the Mortgage Files as set forth on Exhibit 1 and will deliver to EMC (on its own behalf as a Mortgage Loan Seller and on behalf of Master Funding) an initial certification in the form attached as Exhibit One to the Custodial Agreement.
 
(c)  Within 90 days of the Closing Date, the Trustee or the Custodian on its behalf shall, in accordance with the provisions of Section 2.02 of the Pooling and Servicing Agreement, deliver to EMC (on its own behalf as a Mortgage Loan Seller and on behalf of Master Funding) and the Trustee an Interim Certification in the form attached as Exhibit Two to the Custodial Agreement to the effect that all such documents have been executed and received and that such documents relate to the Mortgage Loans identified on the Mortgage Loan Schedule, except for any exceptions listed on Schedule A attached to such Interim Certification. The Custodian shall be under no duty or obligation to inspect, review or examine said documents, instruments, certificates or other papers to determine that the same are genuine, enforceable, or appropriate for the represented purpose or that they have actually been recorded or that they are other than what they purport to be on their face.
 
(d)  The Trustee or the Custodian on its behalf will review the Mortgage Files within 180 days of the Closing Date and will deliver to EMC and the Master Servicer, and if reviewed by the Custodian, the Trustee, a final certification substantially in the form of Exhibit Three to the Custodial Agreement. If the Trustee or the Custodian on its behalf is unable to deliver a final certification with respect to the items listed in Exhibit 1 due to any document that is missing, has not been executed, is unrelated, determined on the basis of the Mortgagor name, original principal balance and loan number, to the Mortgage Loans identified in the Mortgage Loan Schedule (a “Material Defect”), the Trustee or the Custodian on its behalf shall notify EMC of such Material Defect. EMC (on its own behalf as a Mortgage Loan Seller and on behalf of Master Funding) shall correct or cure any such Material Defect within 90 days from the date of notice from the Trustee, the Depositor or the Master Servicer of the Material Defect and if EMC (on its own behalf as a Mortgage Loan Seller and on behalf of Master Funding) does not correct or cure such Material Defect within such period and such defect materially and adversely affects the interests of the Certificateholders in the related Mortgage Loan, EMC (on its own behalf as a Mortgage Loan Seller and on behalf of Master Funding) will, in accordance with the terms of the Pooling and Servicing Agreement, within 90 days of the date of notice, provide the Trustee with a Replacement Mortgage Loan (if within two years of the Closing Date) or purchase the related Mortgage Loan at the applicable Purchase Price; provided, however, that if such defect relates solely to the inability of EMC (on its own behalf as a Mortgage Loan Seller and on behalf of Master Funding) to deliver the original security instrument or intervening assignments thereof, or a certified copy because the originals of such documents, or a certified copy, have not been returned by the applicable jurisdiction, EMC shall not be required to purchase such Mortgage Loan if EMC (on its own behalf as a Mortgage Loan Seller and on behalf of Master Funding) delivers such original documents or certified copy promptly upon receipt, but in no event later than 360 days after the Closing Date. The foregoing repurchase obligation shall not apply in the event that EMC (on its own behalf as a Mortgage Loan Seller and on behalf of Master Funding) cannot deliver such original or copy of any document submitted for recording to the appropriate recording office in the applicable jurisdiction because such document has not been returned by such office; provided that EMC (on its own behalf as a Mortgage Loan Seller and on behalf of Master Funding) shall instead deliver a recording receipt of such recording office or, if such receipt is not available, a certificate of EMC (on its own behalf as a Mortgage Loan Seller and on behalf of Master Funding) or a Servicing Officer confirming that such documents have been accepted for recording, and delivery to the Trustee shall be effected by EMC (on its own behalf as a Mortgage Loan Seller and on behalf of Master Funding) within thirty days of its receipt of the original recorded document.
 
(e)  At the time of any substitution, EMC (on its own behalf as a Mortgage Loan Seller and on behalf of Master Funding) shall deliver or cause to be delivered the Replacement Mortgage Loan, the related Mortgage File and any other documents and payments required to be delivered in connection with a substitution pursuant to the Pooling and Servicing Agreement. At the time of any purchase or substitution, the Trustee shall (i) assign the selected Mortgage Loan to EMC (on its own behalf as a Mortgage Loan Seller and on behalf of Master Funding) and shall release or cause the Custodian to release the documents (including, but not limited to, the Mortgage, Mortgage Note and other contents of the Mortgage File) in the possession of the Trustee or the Custodian, as applicable relating to the Deleted Mortgage Loan and (ii) execute and deliver such instruments of transfer or assignment, in each case without recourse, as shall be necessary to vest in EMC (on its own behalf as a Mortgage Loan Seller and on behalf of Master Funding) title to such Deleted Mortgage Loan.
 
SECTION 6.  Recordation of Assignments of Mortgage.
 
(a)  EMC (on its own behalf as a Mortgage Loan Seller and on behalf of Master Funding) will, promptly after the Closing Date, cause each Mortgage and each assignment of Mortgage from the Mortgage Loan Sellers to the Trustee, and all unrecorded intervening assignments, if any, delivered on or prior to the Closing Date, to be recorded in all recording offices in the jurisdictions where the related Mortgaged Properties are located; provided, however, EMC (on its own behalf as a Mortgage Loan Seller or on behalf of Master Funding) need not cause to be recorded any assignment which relates to a Mortgage Loan that is a MOM Loan or for which the related Mortgaged Property is located in any jurisdiction under the laws of which, as evidenced by an Opinion of Counsel delivered by EMC (on its own behalf as a Mortgage Loan Seller and on behalf of Master Funding) to the Trustee and the Rating Agencies, the recordation of such assignment is not necessary to protect the Trustee’s interest in the related Mortgage Loan; provided, however, notwithstanding the delivery of any Opinion of Counsel, each assignment of Mortgage shall be submitted for recording by EMC (on its own behalf as a Mortgage Loan Seller and on behalf of Master Funding) in the manner described above, at no expense to the Trust Fund or Trustee, upon the earliest to occur of (i) reasonable direction by the Holders of Certificates evidencing Percentage Interests aggregating not less than 25% of the Trust, (ii) the occurrence of an Event of Default, (iii) the occurrence of a bankruptcy, insolvency or foreclosure relating to EMC under the Pooling and Servicing Agreement, (iv) the occurrence of a servicing transfer or an assignment of the servicing as described in Section 7.07 of the Pooling and Servicing Agreement or (iv) with respect to any one assignment of Mortgage, the occurrence of a bankruptcy, insolvency or foreclosure relating to the Mortgagor under the related Mortgage.
 
While each such Mortgage or assignment is being recorded, if necessary, EMC (on its own behalf as a Mortgage Loan Seller and on behalf of Master Funding) shall leave or cause to be left with the Trustee or the Custodian on its behalf a certified copy of such Mortgage or assignment. In the event that, within 180 days of the Closing Date, the Trustee has not been provided with an Opinion of Counsel as described above or received evidence of recording with respect to each Mortgage Loan delivered to the Purchaser pursuant to the terms hereof or as set forth above and the related Mortgage Loan is not a MOM Loan, the failure to provide evidence of recording or such Opinion of Counsel shall be considered a Material Defect, and the provisions of Section 5(c) and (d) shall apply. All customary recording fees and reasonable expenses relating to the recordation of the assignments of mortgage to the Trustee or the Opinion of Counsel, as the case may be, shall be borne by EMC.
 
(b)  It is the express intent of the parties hereto that the conveyance of the Mortgage Loans by each Mortgage Loan Seller to the Purchaser, as contemplated by this Agreement be, and be treated as, a sale. It is, further, not the intention of the parties that such conveyance be deemed a pledge of the Mortgage Loans by such Mortgage Loan Seller to the Purchaser to secure a debt or other obligation of that Mortgage Loan Seller. However, in the event that, notwithstanding the intent of the parties, the Mortgage Loans are held by a court to continue to be property of such Mortgage Loan Seller, then (a) this Agreement shall also be deemed to be a security agreement within the meaning of Articles 8 and 9 of the applicable Uniform Commercial Code; (b) the transfer of the Mortgage Loans provided for herein shall be deemed to be a grant by such Mortgage Loan Seller to the Purchaser of a security interest in all of such Mortgage Loan Seller’s right, title and interest in and to the Mortgage Loans and all amounts payable to the holders of the Mortgage Loans in accordance with the terms thereof and all proceeds of the conversion, voluntary or involuntary, of the foregoing into cash, instruments, securities or other property, to the extent the Purchaser would otherwise be entitled to own such Mortgage Loans and proceeds pursuant to Section 4 hereof, including all amounts, other than investment earnings, from time to time held or invested in any accounts created pursuant to the Pooling and Servicing Agreement, whether in the form of cash, instruments, securities or other property; (c) the possession by the Purchaser or the Trustee (or the Custodian on its behalf) of Mortgage Notes and such other items of property as constitute instruments, money, negotiable documents or chattel paper shall be deemed to be “possession by the secured party” for purposes of perfecting the security interest pursuant to Section 9-305 (or comparable provision) of the applicable Uniform Commercial Code; and (d) notifications to persons holding such property, and acknowledgments, receipts or confirmations from persons holding such property, shall be deemed notifications to, or acknowledgments, receipts or confirmations from, financial intermediaries, bailees or agents (as applicable) of the Purchaser for the purpose of perfecting such security interest under applicable law. Any assignment of the interest of the Purchaser pursuant to any provision hereof or pursuant to the Pooling and Servicing Agreement shall also be deemed to be an assignment of any security interest created hereby. EMC (on its own behalf as a Mortgage Loan Seller and on behalf of Master Funding) and the Purchaser shall, to the extent consistent with this Agreement, take such actions as may be reasonably necessary to ensure that, if this Agreement were deemed to create a security interest in the Mortgage Loans, such security interest would be deemed to be a perfected security interest of first priority under applicable law and will be maintained as such throughout the term of the Pooling and Servicing Agreement.
 
SECTION 7.  Representations and Warranties of EMC Concerning the Mortgage Loans. EMC hereby represents and warrants to the Purchaser as of the Closing Date or such other date as may be specified below with respect to each Mortgage Loan:
 
(a)  The information set forth in the Mortgage Loan Schedule hereto is true and correct in all material respects.
 
(b)  Immediately prior to the transfer to the Purchaser, the related Mortgage Loan Seller was the sole owner of beneficial title and holder of each Mortgage and Mortgage Note relating to the Mortgage Loans and is conveying the same free and clear of any and all liens, claims, encumbrances, participation interests, equities, pledges, charges or security interests of any nature and such Mortgage Loan Seller has full right and authority to sell or assign the same pursuant to this Agreement.
 
(c)  Each Mortgage Loan at the time it was made complied in all material respects with all applicable local, state and federal laws and regulations, including, without limitation, usury, equal credit opportunity, disclosure and recording laws and all applicable predatory, abusive and fair lending laws; and each Mortgage Loan has been serviced in all material respects in accordance with all applicable local, state and federal laws and regulations, including, without limitation, usury, equal credit opportunity, disclosure and recording laws and all applicable anti-predatory lending laws and the terms of the related Mortgage Note, the Mortgage and other loan documents.
 
(d)  There is no monetary default existing under any Mortgage or the related Mortgage Note and there is no material event which, with the passage of time or with notice and the expiration of any grace or cure period, would constitute a default, breach or event of acceleration; and neither the related Mortgage Loan Seller, any of its affiliates nor any servicer of any related Mortgage Loan has taken any action to waive any default, breach or event of acceleration; and no foreclosure action is threatened or has been commenced with respect to the Mortgage Loan.
 
(e)  The terms of the Mortgage Note and the Mortgage have not been impaired, waived, altered or modified in any respect, except by written instruments, (i) if required by law in the jurisdiction where the Mortgaged Property is located, or (ii) to protect the interests of the Trustee on behalf of the Certificateholders.
 
(f)  No selection procedure reasonably believed by the related Mortgage Loan Seller to be adverse to the interests of the Certificateholders was utilized in selecting the Mortgage Loans.
 
(g)  Each Mortgage is a valid and enforceable first or second lien on the property securing the related Mortgage Note and each Mortgaged Property is owned by the Mortgagor in fee simple (except with respect to common areas in the case of condominiums, PUDs and de minimis PUDs) or by leasehold for a term longer than the term of the related Mortgage, subject only to (i) the lien of current real property taxes and assessments, (ii) covenants, conditions and restrictions, rights of way, easements and other matters of public record as of the date of recording of such Mortgage, such exceptions being acceptable to mortgage lending institutions generally or specifically reflected in the appraisal obtained in connection with the origination of the related Mortgage Loan or referred to in the lender’s title insurance policy delivered to the originator of the related Mortgage Loan and (iii) other matters to which like properties are commonly subject which do not materially interfere with the benefits of the security intended to be provided by such Mortgage.
 
(h)  There is no mechanics’ lien or claim for work, labor or material affecting the premises subject to any Mortgage which is or may be a lien prior to, or equal with, the lien of such Mortgage except those which are insured against by the title insurance policy referred to in clause (m) below.
 
(i)  There was no delinquent tax or assessment lien against the property subject to any Mortgage, except where such lien was being contested in good faith and a stay had been granted against levying on the property.
 
(j)  There is no valid offset, defense or counterclaim to any Mortgage Note or Mortgage, including the obligation of the Mortgagor to pay the unpaid principal and interest on such Mortgage Note.
 
(k)  The physical property subject to any Mortgage is free of material damage and is in good repair and there is no proceeding pending or threatened for the total or partial condemnation of any Mortgaged Property.
 
(l)  The Mortgaged Property and all improvements thereon comply with all requirements of any applicable zoning and subdivision laws and ordinances.
 
(m)  With respect to any first lien Mortgage Loan, a lender’s title insurance policy (on an ALTA or CLTA form) or binder, or other assurance of title customary in the relevant jurisdiction therefor in a form acceptable to Fannie Mae or Freddie Mac, was issued on the date that each Mortgage Loan was created by a title insurance company which, to the best of the related Mortgage Loan Seller’s knowledge, was qualified to do business in the jurisdiction where the related Mortgaged Property is located, insuring such Mortgage Loan Seller and its successors and assigns that the Mortgage is a first priority lien on the related Mortgaged Property in the original principal amount of the Mortgage Loan. The related Mortgage Loan Seller is the sole insured under such lender’s title insurance policy, and such policy, binder or assurance is valid and remains in full force and effect, and each such policy, binder or assurance shall contain all applicable endorsements including a negative amortization endorsement, if applicable. With respect to any second lien Mortgage Loan, other than any Piggyback Loan that has an initial principal amount less than or equal to $200,000, (a) a lender’s title insurance policy or binder, or other assurance of title customary in the relevant jurisdiction therefore in a form acceptable to Fannie Mae or Freddie Mac, was issued on the date that each Mortgage Loan was created by a title insurance company which, to the best of the related Mortgage Loan Seller’s knowledge, was qualified to do business in the jurisdiction where the related Mortgaged Property is located, insuring the related seller and its successors and assigns. The related Mortgage Loan Seller is the sole insured under such lender’s title insurance policy, and such policy, binder or assurance is valid and remains in full force and effect, and each such policy, binder or assurance shall contain all applicable endorsements including a negative amortization endorsement, if applicable, or (b) a  lien search  was conducted at the time of origination with respect to the related Mortgaged Property.
 
(n)  At the time of origination, each Mortgaged Property was the subject of an appraisal which conformed to the underwriting requirements of the originator of the Mortgage Loan and, the appraisal is in a form acceptable to Fannie Mae or Freddie Mac.
 
(o)  The improvements on each Mortgaged Property securing a Mortgage Loan are insured (by an insurer which is acceptable to the related Mortgage Loan Seller) against loss by fire and such hazards as are covered under a standard extended coverage endorsement in the locale in which the Mortgaged Property is located, in an amount which is not less than the lesser of the maximum insurable value of the improvements securing such Mortgage Loan or the outstanding principal balance of the Mortgage Loan, but in no event in an amount less than an amount that is required to prevent the Mortgagor from being deemed to be a co-insurer thereunder; if the improvement on the Mortgaged Property is a condominium unit, it is included under the coverage afforded by a blanket policy for the condominium project; if upon origination of the related Mortgage Loan, the improvements on the Mortgaged Property were in an area identified as a federally designated flood area, a flood insurance policy is in effect in an amount representing coverage not less than the least of (i) the outstanding principal balance of the Mortgage Loan, (ii) the restorable cost of improvements located on such Mortgaged Property or (iii) the maximum coverage available under federal law; and each Mortgage obligates the Mortgagor thereunder to maintain the insurance referred to above at the Mortgagor’s cost and expense.
 
(p)  Each Mortgage Loan constitutes a “qualified mortgage” under Section 860G(a)(3)(A) of the Code and Treasury Regulation Section 1.860G-2(a)(1), (2), (4), (5), (6), (7) and (9) without reliance on the provisions of Treasury Regulation Section 1.860G-2(a)(3) or Treasury Regulation Section 1.860G-2(f)(2) or any other provision that would allow a Mortgage Loan to be treated as a “qualified mortgage” notwithstanding its failure to meet the requirements of Section 860G(a)(3)(A) of the Code and Treasury Regulation Section 1.860G-2(a)(1), (2), (4), (5), (6), (7) and (9).
 
(q)  None of the Mortgage Loans are (a) loans subject to 12 CFR Part 226.31, 12 CFR Part 226.32 or 12 CFR Part 226.34 of Regulation Z, the regulation implementing TILA, which implements the Home Ownership and Equity Protection Act of 1994, as amended or (b) “high cost home,” “covered” (excluding home loans defined as “covered home loans” in the New Jersey Home Ownership Security Act of 2002 that were originated between November 26, 2003 and July 7, 2004), “high risk home” or “predatory” loans under any applicable state, federal or local law (or a similarly classified loan using different terminology under a law imposing heightened regulatory scrutiny or additional legal liability for residential mortgage loans having high interest rates, points and/or fees).
 
(r)  The information set forth in Schedule A of the Prospectus Supplement with respect to the Mortgage Loans is true and correct in all material respects.
 
(s)  No Mortgage Loan (a) is a “high cost loan” or “covered loan” as applicable (as such terms are defined in the then current Standard & Poor’s LEVELS® Glossary, which is now Version 5.7, Appendix E, attached hereto as Exhibit 6) or (b) was originated on or after October 1, 2002 and before March 7, 2003, which is governed by the Georgia Fair Lending Act.
 
(t)  Each Mortgage Loan was originated in accordance with the underwriting guidelines of the related originator.
 
(u)  Each original Mortgage has been recorded or is in the process of being recorded in accordance with the requirements of Section 2.01 of the Pooling and Servicing Agreement in the appropriate jurisdictions wherein such recordation is required to perfect the lien thereof for the benefit of the Trust Fund.
 
(v)  The related Mortgage File contains each of the documents and instruments listed in Section 2.01 of the Pooling and Servicing Agreement, subject to any exceptions, substitutions and qualifications as are set forth in such Section.
 
(w)  The Mortgage Loans are currently being serviced in accordance with accepted servicing practices.
 
(x)  With respect to each Mortgage Loan that has a prepayment penalty feature, each such prepayment penalty is enforceable and will be enforced by the related Mortgage Loan Seller and each prepayment penalty is permitted pursuant to federal, state and local law. In addition, with respect to each Mortgage Loan (i) no Mortgage Loan will impose a prepayment penalty for a term in excess of five years from the date such Mortgage Loan was originated and (ii) such prepayment penalty is at least equal to the lesser of (A) the maximum amount permitted under applicable law and (B) six months interest at the related Mortgage Rate on the amount prepaid in excess of 20% of the original principal balance of such Mortgage Loan.
 
(y)  If any of the Mortgage Loans are secured by a leasehold interest, with respect to each leasehold interest: the use of leasehold estates for residential properties is an accepted practice in the area where the related Mortgaged Property is located; residential property in such area consisting of leasehold estates is readily marketable; the lease is recorded and no party is in any way in breach of any provision of such lease; the leasehold is in full force and effect and is not subject to any prior lien or encumbrance by which the leasehold could be terminated or subject to any charge or penalty; and the remaining term of the lease does not terminate less than ten years after the maturity date of such Mortgage Loan.
 
(z)  No Group II Mortgage Loan or Group III Mortgage Loan that is a “residential mortgage transaction” within the meaning of the Federal Truth in Lending Act, Regulation Z, 12 CFR Section 226.2, has either an “annual percentage rate” or “total points and fees” payable by the borrower that exceeds the applicable thresholds under HOEPA.
 
(aa)  No Group II Mortgage Loan or Group III Mortgage Loan is a balloon loan that has an original stated maturity of less than seven (7) years.
 
(bb)  No Group II Mortgage Loan or Group III Mortgage Loan that was originated on or after October 31, 2004 is subject to mandatory arbitration except when the terms of the arbitration also contain a waiver provision that provides that in the event of a sale or transfer of the Group II Mortgage Loan or Group III Mortgage Loan or interest in the Group II Mortgage Loan or Group III Mortgage Loan to Fannie Mae, the terms of the arbitration are null and void and cannot be reinstated. EMC hereby covenants that the seller or servicer of the Group II Mortgage Loan or Group III Mortgage Loan, as applicable, will notify the borrower in writing within 60 days of the sale or transfer of the Group II Mortgage Loan or Group III Mortgage Loan to Fannie Mae that the terms of arbitration are null and void.
 
(cc)  With respect to the Group II Mortgage Loans and the Group III Mortgage Loans, no borrower was encouraged or required to select a mortgage loan product which is a higher cost product designed for less creditworthy borrowers, unless at the time of the origination of the Group II Mortgage Loan or Group III Mortgage Loan, such borrower did not qualify taking into account credit history and debt-to-income ratios for a lower-cost credit product then offered by the originator of the Group II Mortgage Loan or Group III Mortgage Loan or any affiliate of that originator. If, at the time of loan application, the borrower may have qualified for a lower-cost product than offered by any mortgage lending affiliate of the originator of the Group II Mortgage Loan or Group III Mortgage Loan, the originator of the Group II Mortgage Loan or Group III Mortgage Loan referred the borrower’s application to such affiliate for underwriting consideration.
 
(dd)  There is no Group II Mortgage Loan or Group III Mortgage Loan that was originated on or after October 1, 2002 and before March 7, 2003, which is secured by property located in the State of Georgia. There is no Group II Mortgage Loan or Group III Mortgage Loan that was originated on or after March 7, 2003, which is a “high cost home loan” as defined under the Georgia Fair Lending Act.
 
(ee)  With respect to the Group II Mortgage Loans and Group III Mortgage Loans, the methodology used in underwriting the extension of credit for each such Mortgage Loan employs objective mathematical principles which relate the borrower’s income, assets and liabilities to the proposed payment and such underwriting methodology does not rely on the extent of the borrower’s equity in the collateral as the principal determining factor in approving such credit extension. Such underwriting methodology confirmed that at the time of origination (application/approval) the borrower had a reasonable ability to make timely payments on the Group II Mortgage Loan or Group III Mortgage Loan.
 
(ff)  With respect to the Group II Mortgage Loans and Group III Mortgage Loans that contains a provision permitting imposition of a premium upon a prepayment prior to maturity: (i) prior to the origination of the Group II Mortgage Loan or Group III Mortgage Loan, the borrower agreed to such premium in exchange for a monetary benefit, including but not limited to a rate or fee reduction, (ii) prior to the origination of the Group II Mortgage Loan or Group III Mortgage Loan, the borrower was offered the option of obtaining a mortgage loan that did not require payment of such a premium, (iii) the prepayment premium is disclosed to the borrower in the loan documents pursuant to applicable state and federal law and (iv) the duration of the prepayment period shall not exceed three (3) years from the date of the note, unless the Group II Mortgage Loan or Group III Mortgage Loan was modified to reduce the prepayment period to no more than three years from the date of the note and the borrower was notified in writing of such reduction in prepayment period.
 
(gg)  With respect to the Group II Mortgage Loans and Group III Mortgage Loans, no borrower was required to purchase any single premium credit insurance policy (e.g., life, mortgage, disability, accident unemployment or health insurance product) or debt cancellation agreement as a condition of obtaining the extension of credit. No borrower obtained a prepaid single-premium credit insurance policy (e.g., life, mortgage, disability, accident, unemployment or health insurance product) or debt cancellation agreement in connection with the origination of a Group II Mortgage Loan or Group III Mortgage Loan. No proceeds from any Group II Mortgage Loan or Group III Mortgage Loan were used to purchase single premium credit insurance policies or debt cancellation agreements as part of the origination of, or as a condition to closing, such Group II Mortgage Loan or Group III Mortgage Loan.
 
(hh)  All points and fees related to each Group II Mortgage Loan and Group III Mortgage Loan were disclosed in writing to the borrower in accordance with applicable state and federal law and regulation. No borrower was charged “points and fees” (whether or not financed) in an amount that exceeds the greater of (1) 5% of the principal amount of the Mortgage Loan or (2) $1,000; such limitation is calculated in accordance with Fannie Mae’s requirements as set forth in the Fannie Mae Selling Guide.
 
(ii)  All fees and charges (including finance charges) and whether or not financed, assessed, collected or to be collected in connection with the origination and servicing of each Group II Mortgage Loan and Group III Mortgage Loan has been disclosed in writing to the borrower in accordance with applicable state and federal law and regulation.
 
It is understood and agreed that the representations and warranties set forth in this Section 7 will inure to the benefit of the Purchaser, its successors and assigns, notwithstanding any restrictive or qualified endorsement on any Mortgage Note or assignment of Mortgage or the examination of any Mortgage File. Upon any substitution for a Mortgage Loan, the representations and warranties set forth above shall be deemed to be made by the related Mortgage Loan Seller as to any Replacement Mortgage Loan as of the date of substitution.
 
Upon discovery or receipt of notice by EMC, the Purchaser or the Trustee of a breach of any representation or warranty of EMC set forth in this Section 7 which materially and adversely affects the value of the interests of the Purchaser, the Certificateholders or the Trustee in any of the Mortgage Loans delivered to the Purchaser pursuant to this Agreement, the party discovering or receiving notice of such breach shall give prompt written notice to the others. In the case of any such breach of a representation or warranty set forth in this Section 7, within 90 days from the date of discovery by EMC, or the date EMC is notified by the party discovering or receiving notice of such breach (whichever occurs earlier), EMC will (i) cure such breach in all material respects, (ii) purchase the affected Mortgage Loan at the applicable Purchase Price or (iii) if within two years of the Closing Date, substitute a qualifying Replacement Mortgage Loan in exchange for such Mortgage Loan; provided that, (A) in the case of a breach of the representation and warranty concerning the Mortgage Loan Schedule contained in clause (a) of this Section 7, if such breach is material and relates to any field on the Mortgage Loan Schedule which identifies any Prepayment Charge or (B) in the case of a breach of the representation contained in clause (x) of this Section 7, then, in each case, in lieu of purchasing such Mortgage Loan from the Trust Fund at the Purchase Price, EMC shall pay the amount of the Prepayment Charge (net of any amount previously collected by or paid to the Trust Fund in respect of such Prepayment Charge) from its own funds and without reimbursement therefor, and EMC shall have no obligation to repurchase or substitute for such Mortgage Loan. The obligations of EMC to cure, purchase or substitute a qualifying Replacement Mortgage Loan shall constitute the Purchaser’s, the Trustee’s and the Certificateholder’s sole and exclusive remedy under this Agreement or otherwise respecting a breach of representations or warranties hereunder with respect to the Mortgage Loans, except for the obligation of EMC to indemnify the Purchaser for such breach as set forth in and limited by Section 14 hereof.
 
Any cause of action against EMC or relating to or arising out of a breach by EMC of any representations and warranties made in this Section 7 shall accrue as to any Mortgage Loan upon (i) discovery of such breach by EMC or notice thereof by the party discovering such breach and (ii) failure by EMC to cure such breach, purchase such Mortgage Loan or substitute a qualifying Replacement Mortgage Loan pursuant to the terms hereof.
 
SECTION 8.  Representations and Warranties Concerning EMC. As of the date hereof and as of the Closing Date, EMC represents and warrants to the Purchaser and Master Funding as to itself in the capacity indicated as follows:
 
(a)  EMC (i) is a corporation duly organized, validly existing and in good standing under the laws of the State of Delaware and (ii) is qualified and in good standing to do business in each jurisdiction where such qualification is necessary, except where the failure so to qualify would not reasonably be expected to have a material adverse effect on EMC’s business as presently conducted or on EMC’s ability to enter into this Agreement and to consummate the transactions contemplated hereby;
 
(b)  EMC has full power to own its property, to carry on its business as presently conducted and to enter into and perform its obligations under this Agreement;
 
(c)  The execution and delivery by EMC of this Agreement has been duly authorized by all necessary action on the part of EMC; and neither the execution and delivery of this Agreement, nor the consummation of the transactions herein contemplated, nor compliance with the provisions hereof or thereof, will conflict with or result in a breach of, or constitute a default under, any of the provisions of any law, governmental rule, regulation, judgment, decree or order binding on EMC or its properties or the charter or by-laws of EMC, except those conflicts, breaches or defaults which would not reasonably be expected to have a material adverse effect on EMC’s ability to enter into this Agreement and to consummate the transactions contemplated hereby;
 
(d)  The execution, delivery and performance by EMC of this Agreement and the consummation of the transactions contemplated hereby do not require the consent or approval of, the giving of notice to, the registration with, or the taking of any other action in respect of, any state, federal or other governmental authority or agency, except those consents, approvals, notices, registrations or other actions as have already been obtained, given or made and, in connection with the recordation of the Mortgages, powers of attorney or assignments of Mortgages not yet completed;
 
(e)  This Agreement has been duly executed and delivered by EMC and, assuming due authorization, execution and delivery by the Purchaser or the parties thereto, constitutes a valid and binding obligation of EMC enforceable against it in accordance with its terms (subject to applicable bankruptcy and insolvency laws and other similar laws affecting the enforcement of the rights of creditors generally);
 
(f)  There are no actions, suits or proceedings pending or, to the knowledge of EMC, threatened against EMC, before or by any court, administrative agency, arbitrator or governmental body (i) with respect to any of the transactions contemplated by this Agreement or (ii) with respect to any other matter which in the judgment of EMC could reasonably be expected to be determined adversely to EMC and if determined adversely to EMC materially and adversely affect EMC’s ability to perform its obligations under this Agreement; and EMC not in default with respect to any order of any court, administrative agency, arbitrator or governmental body so as to materially and adversely affect the transactions contemplated by this Agreement; and
 
(g)  The Mortgage Loan Seller’s Information (as defined in Section 14(a) hereof) does not include any untrue statement of a material fact or omit to state a material fact necessary in order to make the statements made, in light of the circumstances under which they were made, not misleading.
 
SECTION 9.  Representations and Warranties Concerning the Purchaser. As of the date hereof and as of the Closing Date, the Purchaser represents and warrants to the Mortgage Loan Sellers as follows:
 
(a)  The Purchaser (i) is a limited liability company duly organized, validly existing and in good standing under the laws of the State of Delaware and (ii) is qualified and in good standing to do business in each jurisdiction where such qualification is necessary, except where the failure so to qualify would not reasonably be expected to have a material adverse effect on the Purchaser’s business as presently conducted or on the Purchaser’s ability to enter into this Agreement and to consummate the transactions contemplated hereby;
 
(b)  The Purchaser has full power to own its property, to carry on its business as presently conducted and to enter into and perform its obligations under this Agreement;
 
(c)  The execution and delivery by the Purchaser of this Agreement has been duly authorized by all necessary action on the part of the Purchaser; and neither the execution and delivery of this Agreement, nor the consummation of the transactions herein contemplated, nor compliance with the provisions hereof, will conflict with or result in a breach of, or constitute a default under, any of the provisions of any law, governmental rule, regulation, judgment, decree or order binding on the Purchaser or its properties or the certificate of formation or limited liability company agreement of the Purchaser, except those conflicts, breaches or defaults which would not reasonably be expected to have a material adverse effect on the Purchaser’s ability to enter into this Agreement and to consummate the transactions contemplated hereby or thereby;
 
(d)  The execution, delivery and performance by the Purchaser of this Agreement and the consummation of the transactions contemplated hereby or thereby do not require the consent or approval of, the giving of notice to, the registration with, or the taking of any other action in respect of, any state, federal or other governmental authority or agency, except those consents, approvals, notices, registrations or other actions as have already been obtained, given or made;
 
(e)  This Agreement has been duly executed and delivered by the Purchaser and, assuming due authorization, execution and delivery by the Mortgage Loan Sellers, constitutes a valid and binding obligation of the Purchaser enforceable against it in accordance with its terms (subject to applicable bankruptcy and insolvency laws and other similar laws affecting the enforcement of the rights of creditors generally);
 
(f)  There are no actions, suits or proceedings pending or, to the knowledge of the Purchaser, threatened against the Purchaser, before or by any court, administrative agency, arbitrator or governmental body (i) with respect to any of the transactions contemplated by this Agreement or (ii) with respect to any other matter which in the judgment of the Purchaser could reasonably be expected to be determined adversely to the Purchaser and if determined adversely to the Purchaser materially and adversely affect the Purchaser’s ability to perform its obligations under this Agreement; and the Purchaser is not in default with respect to any order of any court, administrative agency, arbitrator or governmental body so as to materially and adversely affect the transactions contemplated by this Agreement; and
 
(g)  The Purchaser’s Information (as defined in Section 14(b) hereof) does not include any untrue statement of a material fact or omit to state a material fact necessary in order to make the statements made, in light of the circumstances under which they were made, not misleading.
 
SECTION 10.  Representations and Warranties Concerning Master Funding. As of the date hereof and as of the Closing Date, Master Funding represents and warrants to EMC and the Purchaser as follows:
 
(a)  Master Funding (i) is a limited liability company duly organized, validly existing and in good standing under the laws of the State of Delaware and (ii) is qualified and in good standing to do business in each jurisdiction where such qualification is necessary, except where the failure so to qualify would not reasonably be expected to have a material adverse effect on Master Funding’s business as presently conducted or on Master Funding’s ability to enter into this Agreement and to consummate the transactions contemplated hereby;
 
(b)  Master Funding has full power to own its property, to carry on its business as presently conducted and to enter into and perform its obligations under this Agreement;
 
(c)  The execution and delivery by Master Funding of this Agreement has been duly authorized by all necessary action on the part of Master Funding; and neither the execution and delivery of this Agreement, nor the consummation of the transactions herein contemplated, nor compliance with the provisions hereof or thereof, will conflict with or result in a breach of, or constitute a default under, any of the provisions of any law, governmental rule, regulation, judgment, decree or order binding on Master Funding or its properties or the written consent of the sole member or limited liability company agreement of Master Funding, except those conflicts, breaches or defaults which would not reasonably be expected to have a material adverse effect on Master Funding’s ability to enter into this Agreement and to consummate the transactions contemplated hereby;
 
(d)  The execution, delivery and performance by Master Funding of this Agreement and the consummation of the transactions contemplated hereby do not require the consent or approval of, the giving of notice to, the registration with, or the taking of any other action in respect of, any state, federal or other governmental authority or agency, except those consents, approvals, notices, registrations or other actions as have already been obtained, given or made and, in connection with the recordation of the Mortgages, powers of attorney or assignments of Mortgages not yet completed;
 
(e)  This Agreement has been duly executed and delivered by Master Funding and, assuming due authorization, execution and delivery by the Purchaser or the parties thereto, constitutes a valid and binding obligation of Master Funding enforceable against it in accordance with its terms (subject to applicable bankruptcy and insolvency laws and other similar laws affecting the enforcement of the rights of creditors generally); and
 
(f)  There are no actions, suits or proceedings pending or, to the knowledge of Master Funding, threatened against Master Funding, before or by any court, administrative agency, arbitrator or governmental body (i) with respect to any of the transactions contemplated by this Agreement or (ii) with respect to any other matter which in the judgment of Master Funding could reasonably be expected to be determined adversely to Master Funding and if determined adversely to Master Funding materially and adversely affect Master Funding’s ability to perform its obligations under this Agreement; and Master Funding is not in default with respect to any order of any court, administrative agency, arbitrator or governmental body so as to materially and adversely affect the transactions contemplated by this Agreement.
 
SECTION 11.  Conditions to Closing.
 
(a)  The obligations of the Purchaser under this Agreement will be subject to the satisfaction, on or prior to the Closing Date, of the following conditions:
 
(1)  Each of the obligations of each Mortgage Loan Seller required to be performed at or prior to the Closing Date pursuant to the terms of this Agreement shall have been duly performed and complied with in all material respects; all of the representations and warranties of each Mortgage Loan Seller under this Agreement shall be true and correct as of the date or dates specified in all material respects; and no event shall have occurred which, with notice or the passage of time, would constitute a default under this Agreement or the Pooling and Servicing Agreement; and the Purchaser shall have received certificates to that effect signed by authorized officers of each of the Mortgage Loan Sellers.
 
(2)  The Purchaser shall have received all of the following closing documents, in such forms as are agreed upon and reasonably acceptable to the Purchaser, duly executed by all signatories other than the Purchaser as required pursuant to the respective terms thereof:
 
(i)  The Pooling and Servicing Agreement, in form and substance reasonably satisfactory to the Trustee and the Purchaser, and all documents required thereby duly executed by all signatories;
 
(ii)  A certificate of an officer of EMC dated as of the Closing Date, in a form reasonably acceptable to the Purchaser, and attached thereto the resolutions of EMC authorizing the transactions contemplated by this Agreement, together with copies of the articles of incorporation, by-laws and certificate of good standing of EMC;
 
(iii)  A certificate of an officer of Master Funding dated as of the Closing Date, in a form reasonably acceptable to the Purchaser, and attached thereto the resolutions of Master Funding authorizing the transactions contemplated by this Agreement, together with copies of the written consent of the sole member, limited liability company agreement and certificate of good standing of Master Funding;
 
(iv)  One or more opinions of counsel from the Mortgage Loan Sellers’ counsel otherwise in form and substance reasonably satisfactory to the Purchaser, the Trustee and each Rating Agency;
 
(v)  A letter from each of the Rating Agencies giving each Class of Certificates set forth on Schedule A hereto the rating set forth therein; and
 
(vi)  Such other documents, certificates (including additional representations and warranties) and opinions as may be reasonably necessary to secure the intended ratings from each Rating Agency for the Certificates.
 
(3)  The Certificates to be sold to Bear Stearns pursuant to the Underwriting Agreement and the Purchase Agreement shall have been issued and sold to Bear Stearns.
 
(4)  Each Mortgage Loan Seller shall have furnished to the Purchaser such other certificates of its officers or others and such other documents and opinions of counsel to evidence fulfillment of the conditions set forth in this Agreement and the transactions contemplated hereby as the Purchaser and their respective counsel may reasonably request.
 
(b)  The obligations of each Mortgage Loan Seller under this Agreement shall be subject to the satisfaction, on or prior to the Closing Date, of the following conditions:
 
(1)  The obligations of the Purchaser required to be performed by it on or prior to the Closing Date pursuant to the terms of this Agreement shall have been duly performed and complied with in all material respects, and all of the representations and warranties of the Purchaser under this Agreement shall be true and correct in all material respects as of the date hereof and as of the Closing Date, and no event shall have occurred which would constitute a breach by it of the terms of this Agreement or the Pooling and Servicing Agreement, and each Mortgage Loan Seller shall have received a certificate to that effect signed by an authorized officer of the Purchaser.
 
(2)  Each Mortgage Loan Seller shall have received copies of all of the following closing documents, in such forms as are agreed upon and reasonably acceptable to each Mortgage Loan Seller, duly executed by all signatories other than the related Mortgage Loan Seller as required pursuant to the respective terms thereof:
 
(i)  The Pooling and Servicing Agreement, in form and substance reasonably satisfactory to EMC and the Trustee, and all documents required thereby duly executed by all signatories;
 
(ii)  A certificate of an officer of the Purchaser dated as of the Closing Date, in a form reasonably acceptable to each Mortgage Loan Seller, and attached thereto the written consent of the member of the Purchaser authorizing the transactions contemplated by this Agreement, the Pooling and Servicing Agreement, together with copies of the Purchaser’s certificate of formation, limited liability company agreement and evidence as to the good standing of the Purchaser dated as of a recent date;
 
(iii)  One or more opinions of counsel from the Purchaser’s counsel in form and substance reasonably satisfactory to each Mortgage Loan Seller, the Trustee and the Rating Agencies; and
 
(iv)  Such other documents, certificates (including additional representations and warranties) and opinions as may be reasonably necessary to secure the intended rating from each Rating Agency for the Certificates.
 
SECTION 12.  Fees and Expenses. Subject to Section 17 hereof, EMC (on its own behalf as a Mortgage Loan Seller and on behalf of Master Funding) shall pay on the Closing Date or such later date as may be agreed to by the Purchaser (i) the fees and expenses of the Mortgage Loan Sellers’ attorneys and the reasonable fees and expenses of the Purchaser’s attorneys, (ii) the fees and expenses of Deloitte & Touche LLP, (iii) the fee for the use of Purchaser’s Registration Statement based on the aggregate original principal amount of the Certificates and the filing fee of the Commission as in effect on the date on which the Registration Statement was declared effective, (iv) the fees and expenses including counsel’s fees and expenses in connection with any “blue sky” and legal investment matters, (v) the fees and expenses of the Trustee which shall include without limitation the fees and expenses of the Trustee (and the fees and disbursements of its counsel) with respect to (A) legal and document review of this Agreement, the Pooling and Servicing Agreement, the Certificates and related agreements, (B) attendance at the Closing and (C) review of the Mortgage Loans to be performed by the Trustee or the Custodian on its behalf, (vi) the expenses for printing or otherwise reproducing the Certificates, the Prospectus, the Free Writing Prospectus and the Prospectus Supplement, (vii) the fees and expenses of each Rating Agency (both initial and ongoing), (viii) the fees and expenses relating to the preparation and recordation of mortgage assignments (including intervening assignments, if any and if available, to evidence a complete chain of title from the originator to the Trustee) from each Mortgage Loan Seller to the Trustee or the expenses relating to the Opinion of Counsel referred to in Section 6(a) hereof, as the case may be and (ix) Mortgage File due diligence expenses and other out-of-pocket expenses incurred by the Purchaser in connection with the purchase of the Mortgage Loans and by Bear Stearns in connection with the sale of the Certificates. EMC (on its own behalf as a Mortgage Loan Seller and on behalf of Master Funding) additionally agrees to pay directly to any third party on a timely basis the fees provided for above which are charged by such third party and which are billed periodically.
 
SECTION 13.  Accountants’ Letters.
 
(a)  Deloitte & Touche LLP will review the characteristics of a sample of the Mortgage Loans described in the Mortgage Loan Schedule and will compare those characteristics to the description of the Mortgage Loans contained in the Free Writing Prospectus under the captions “Summary—The Mortgage Loans” and “The Mortgage Pool” and in Schedule A thereto. Deloitte & Touche LLP will review the characteristics of a sample of the Mortgage Loans described in the Mortgage Loan Schedule and will compare those characteristics to the description of the Mortgage Loans contained in the Prospectus Supplement under the captions “Summary—The Mortgage Loans” and “The Mortgage Pool” and in Schedule A thereto. EMC (on its own behalf as a Mortgage Loan Seller and on behalf of Master Funding) will cooperate with the Purchaser in making available all information and taking all steps reasonably necessary to permit such accountants to complete the review and to deliver the letters required of them under the Underwriting Agreement. Deloitte & Touche LLP will also confirm certain calculations as set forth under the caption “Yield, Prepayment and Maturity Considerations” in the Free Writing Prospectus and in the Prospectus Supplement.
 
(b)  To the extent statistical information with respect to EMC’s servicing portfolio is included in the Free Writing Prospectus and in the Prospectus Supplement under the caption “Servicing of the Mortgage Loans—The Master Servicer,” a letter from the certified public accountant for EMC will be delivered to the Purchaser dated the date of the Free Writing Prospectus and the Prospectus Supplement, respectively, in the form previously agreed to by EMC and the Purchaser, with respect to such statistical information.
 
SECTION 14.  Indemnification.
 
(a)  EMC (on its own behalf as a Mortgage Loan Seller and on behalf of Master Funding) shall indemnify and hold harmless the Purchaser and its directors, officers and controlling persons (as defined in Section 15 of the Securities Act) from and against any loss, claim, damage or liability or action in respect thereof, to which they or any of them may become subject, under the Securities Act or otherwise, insofar as such loss, claim, damage, liability or action arises out of, or is based upon any untrue statement of a material fact contained in the Mortgage Loan Seller’s Information as identified in Exhibit 3, the omission to state in the Free Writing Prospectus, the Prospectus Supplement or Prospectus (or any amendment thereof or supplement thereto approved by EMC (on its own behalf as a Mortgage Loan Seller and on behalf of Master Funding) and in which additional Mortgage Loan Seller’s Information is identified), in reliance upon and in conformity with Mortgage Loan Seller’s Information a material fact required to be stated therein or necessary to make the statements therein in light of the circumstances in which they were made, not misleading, and EMC (on its own behalf as a Mortgage Loan Seller and on behalf of Master Funding) shall reimburse the Purchaser and each other indemnified party for any legal and other expenses reasonably incurred by them in connection with investigating or defending or preparing to defend against any such loss, claim, damage, liability or action.
 
The foregoing indemnity agreement is in addition to any liability which EMC or Master Funding otherwise may have to the Purchaser or any other such indemnified party.
 
(b)  The Purchaser shall indemnify and hold harmless each Mortgage Loan Seller and its respective directors, officers and controlling persons (as defined in Section 15 of the Securities Act) from and against any loss, claim, damage or liability or action in respect thereof, to which they or any of them may become subject, under the Securities Act or otherwise, insofar as such loss, claim, damage, liability or action arises out of, or is based upon any untrue statement of a material fact contained in the Purchaser’s Information as identified in Exhibit 4, the omission to state in the Free Writing Prospectus, Prospectus Supplement or Prospectus (or any amendment thereof or supplement thereto approved by the Purchaser and in which additional Purchaser’s Information is identified), in reliance upon and in conformity with the Purchaser’s Information, a material fact required to be stated therein or necessary to make the statements therein in light of the circumstances in which they were made, not misleading, and the Purchaser shall reimburse each Mortgage Loan Seller, and each other indemnified party for any legal and other expenses reasonably incurred by them in connection with investigating or defending or preparing to defend any such loss, claim, damage, liability or action. The foregoing indemnity agreement is in addition to any liability which the Purchaser otherwise may have to the Mortgage Loan Sellers, or any other such indemnified party.
 
(c)  Promptly after receipt by an indemnified party under subsection (a) or (b) above of notice of the commencement of any action, such indemnified party shall, if a claim in respect thereof is to be made against the indemnifying party under such subsection, notify each party against whom indemnification is to be sought in writing of the commencement thereof (but the failure so to notify an indemnifying party shall not relieve it from any liability which it may have under this Section 14 except to the extent that it has been prejudiced in any material respect by such failure or from any liability which it may have otherwise). In case any such action is brought against any indemnified party, and it notifies an indemnifying party of the commencement thereof, the indemnifying party will be entitled to participate therein and, to the extent it may elect by written notice delivered to the indemnified party promptly (but, in any event, within 30 days) after receiving the aforesaid notice from such indemnified party, to assume the defense thereof with counsel reasonably satisfactory to such indemnified party. Notwithstanding the foregoing, the indemnified party or parties shall have the right to employ its or their own counsel in any such case, but the fees and expenses of such counsel shall be at the expense of such indemnified party or parties unless (i) the employment of such counsel shall have been authorized in writing by one of the indemnifying parties in connection with the defense of such action, (ii) the indemnifying parties shall not have employed counsel to have charge of the defense of such action within a reasonable time after notice of commencement of the action, or (iii) such indemnified party or parties shall have reasonably concluded that there is a conflict of interest between itself or themselves and the indemnifying party in the conduct of the defense of any claim or that the interests of the indemnified party or parties are not substantially co-extensive with those of the indemnifying party (in which case the indemnifying parties shall not have the right to direct the defense of such action on behalf of the indemnified party or parties), in any of which events such fees and expenses shall be borne by the indemnifying parties (provided, however, that the indemnifying party shall be liable only for the fees and expenses of one counsel in addition to one local counsel in the jurisdiction involved. Anything in this subsection to the contrary notwithstanding, an indemnifying party shall not be liable for any settlement or any claim or action effected without its written consent; provided, however, that such consent was not unreasonably withheld.
 
(d)  If the indemnification provided for in paragraphs (a) and (b) of this Section 14 shall for any reason be unavailable to an indemnified party in respect of any loss, claim, damage or liability, or any action in respect thereof, referred to in Section 14, then the indemnifying party shall in lieu of indemnifying the indemnified party contribute to the amount paid or payable by such indemnified party as a result of such loss, claim, damage or liability, or action in respect thereof, in such proportion as shall be appropriate to reflect the relative benefits received by the Mortgage Loan Sellers on the one hand and the Purchaser on the other from the purchase and sale of the Mortgage Loans, the offering of the Certificates and the other transactions contemplated hereunder. No person found liable for a fraudulent misrepresentation shall be entitled to contribution from any person who is not also found liable for such fraudulent misrepresentation.
 
(e)  The parties hereto agree that reliance by an indemnified party on any publicly available information or any information or directions furnished by an indemnifying party shall not constitute negligence, bad faith or willful misconduct by such indemnified party.
 
SECTION 15.  Notices. All demands, notices and communications hereunder shall be in writing but may be delivered by facsimile transmission subsequently confirmed in writing. Notices to EMC shall be directed to EMC Mortgage Corporation, 2780 Lake Vista Drive, Lewisville, Texas 75067, (Facsimile: (469-759-4714)) Attention: General Counsel; notices to Master Funding shall be directed to Master Funding LLC, 2780 Lake Vista Drive, Lewisville, Texas 75067 (Facsimile: (214-626-4889)) Attention: Mark Novachek; and notices to the Purchaser shall be directed to Bear Stearns Asset Backed Securities I LLC, 383 Madison Avenue, New York, New York 10179, (Telecopy: (212-272-7206)), Attention: Chief Counsel; or to any other address as may hereafter be furnished by one party to the other party by like notice.  Any such demand, notice or communication hereunder shall be deemed to have been received on the date received at the premises of the addressee (as evidenced, in the case of registered or certified mail, by the date noted on the return receipt) provided that it is received on a business day during normal business hours and, if received after normal business hours, then it shall be deemed to be received on the next business day.
 
SECTION 16.  Transfer of Mortgage Loans. The Purchaser retains the right to assign the Mortgage Loans and any or all of its interest under this Agreement to the Trustee without the consent of the Mortgage Loan Sellers, and, upon such assignment, the Trustee shall succeed to the applicable rights and obligations of the Purchaser hereunder; provided, however, the Purchaser shall remain entitled to the benefits set forth in Sections 12, 14 and 18 hereto and as provided in Section 2(a). Notwithstanding the foregoing, the sole and exclusive right and remedy of the Trustee with respect to a breach of representation or warranty of the Mortgage Loan Sellers shall be the cure, purchase or substitution obligations of EMC contained in Sections 5 and 7 hereof.
 
SECTION 17.  Termination. This Agreement may be terminated (a) by the mutual consent of the parties hereto prior to the Closing Date, (b) by the Purchaser, if the conditions to the Purchaser’s obligation to close set forth under Section 11(a) hereof are not fulfilled as and when required to be fulfilled or (c) by any Mortgage Loan Seller, if the conditions to the Mortgage Loan Sellers’ obligation to close set forth under Section 11(b) hereof are not fulfilled as and when required to be fulfilled. In the event of termination pursuant to clause (b), EMC (on its own behalf as a Mortgage Loan Seller and on behalf of Master Funding) shall pay, and in the event of termination pursuant to clause (c), the Purchaser shall pay, all reasonable out-of-pocket expenses incurred by the other in connection with the transactions contemplated by this Agreement. In the event of a termination pursuant to clause (a), each party shall be responsible for its own expenses.
 
SECTION 18.  Representations, Warranties and Agreements to Survive Delivery. All representations, warranties and agreements contained in this Agreement, or contained in certificates of officers of the Mortgage Loan Sellers submitted pursuant hereto, shall remain operative and in full force and effect and shall survive delivery of the Mortgage Loans to the Purchaser (and by the Purchaser to the Trustee). Subsequent to the delivery of the Mortgage Loans to the Purchaser, each of EMC’s representations and warranties contained herein with respect to the Mortgage Loans shall be deemed to relate to the Mortgage Loans actually delivered to the Purchaser and included in the Mortgage Loan Schedule and any Replacement Mortgage Loan.
 
SECTION 19.  Severability. If any provision of this Agreement shall be prohibited or invalid under applicable law, this Agreement shall be ineffective only to such extent, without invalidating the remainder of this Agreement.
 
SECTION 20.  Counterparts. This Agreement may be executed in counterparts, each of which will be an original, but which together shall constitute one and the same agreement.
 
SECTION 21.  Amendment. This Agreement cannot be amended or modified in any manner without the prior written consent of each party.
 
SECTION 22.  GOVERNING LAW. THIS AGREEMENT SHALL BE GOVERNED BY, AND CONSTRUED IN ACCORDANCE WITH, THE LAWS OF THE STATE OF NEW YORK, WITHOUT REGARD TO CONFLICT OF LAWS PRINCIPLES THEREOF OTHER THAN SECTION 5-1401 OF THE NEW YORK GENERAL OBLIGATIONS LAW.
 
SECTION 23.  Further Assurances. Each of the parties agrees to execute and deliver such instruments and take such actions as another party may, from time to time, reasonably request in order to effectuate the purpose and to carry out the terms of this Agreement including any amendments hereto which may be required by either Rating Agency.
 
SECTION 24.  Successors and Assigns. This Agreement shall bind and inure to the benefit of and be enforceable by each of the Mortgage Loan Sellers and the Purchaser and their permitted successors and assigns and, to the extent specified in Section 14 hereof, Bear Stearns, and their directors, officers and controlling persons (within the meaning of federal securities laws). The Mortgage Loan Sellers acknowledge and agree that the Purchaser may assign its rights under this Agreement (including, without limitation, with respect to EMC’s representations and warranties respecting the Mortgage Loans) to the Trustee. Any person into which any Mortgage Loan Seller may be merged or consolidated (or any person resulting from any merger or consolidation involving such Mortgage Loan Seller), any person resulting from a change in form of such Mortgage Loan Seller or any person succeeding to the business of such Mortgage Loan Seller, shall be considered the “successor” of such Mortgage Loan Seller, hereunder and shall be considered a party hereto without the execution or filing of any paper or any further act or consent on the part of any party hereto. Except as provided in the two preceding sentences, this Agreement cannot be assigned, pledged or hypothecated by either party hereto without the written consent of the other parties to this Agreement and any such assignment or purported assignment shall be deemed null and void.
 
SECTION 25.  The Mortgage Loan Sellers. EMC will keep in full force and effect its existence, all rights and franchises as a corporation under the laws of the State of its incorporation and will obtain and preserve its qualification to do business as a foreign corporation in each jurisdiction in which such qualification is necessary to perform its obligations under this Agreement. Master Funding will keep in full force and effect its existence, all rights and franchises as a limited liability company under the laws of the State of its formation and will obtain and preserve its qualification to do business as a foreign limited liability company in each jurisdiction in which such qualification is necessary to perform its obligations under this Agreement.
 
SECTION 26.  Entire Agreement. This Agreement contains the entire agreement and understanding between the parties with respect to the subject matter hereof, and supersedes all prior and contemporaneous agreements, understandings, inducements and conditions, express or implied, oral or written, of any nature whatsoever with respect to the subject matter hereof.
 
SECTION 27.  No Partnership. Nothing herein contained shall be deemed or construed to create a partnership or joint venture between the parties hereto.
 





IN WITNESS WHEREOF, the parties hereto have caused their names to be signed hereto by their respective duly authorized officers as of the date first above written.
 
EMC MORTGAGE CORPORATION
   
By:
 
Name:
 
Title:
 
 
 
BEAR STEARNS ASSET BACKED SECURITIES I LLC
   
By:
 
Name:
 
Title:
 
 
 
MASTER FUNDING LLC
   
By:
 
Name:
 
Title:
 

 

 

 






EXHIBIT 1
 
CONTENTS OF MORTGAGE FILE
 
With respect to each Mortgage Loan, the Mortgage File shall include each of the following items, which shall be available for inspection by the Purchaser or its designee, and which shall be delivered to the Purchaser or its designee pursuant to the terms of this Agreement.
 
(i)  The original Mortgage Note, including any riders thereto, endorsed without recourse to the order of blank or to “LaSalle Bank National Association, as Trustee for certificateholders of Bear Stearns Asset Backed Securities I LLC, Asset-Backed Certificates, Series 2007-HE3,” and showing to the extent available to the related Mortgage Loan Seller an unbroken chain of endorsements from the original payee thereof to the Person endorsing it to the Trustee;
 
(ii)  The original Mortgage and, if the related Mortgage Loan is a MOM Loan, noting the presence of the MIN and language indicating that such Mortgage Loan is a MOM Loan, which shall have been recorded (or, for Mortgage Loans other than the EMC Flow Loans, if the original is not available, a copy), with evidence of such recording indicated thereon (or if clause (x) in the proviso below applies, shall be in recordable form);
 
(iii)  Unless the Mortgage Loan is either a MOM Loan or has been assigned in the name of MERS, the assignment (either an original or a copy, which may be in the form of a blanket assignment if permitted in the jurisdiction in which the Mortgaged Property is located) to the Trustee of the Mortgage with respect to each Mortgage Loan in the name of “LaSalle Bank National Association, as Trustee for certificateholders of Bear Stearns Asset Backed Securities I LLC, Asset-Backed Certificates, Series 2007-HE3,” which shall have been recorded (or if clause (x) in the proviso below applies, shall be in recordable form);
 
(iv)  An original or a copy of all intervening assignments of the Mortgage, if any, to the extent available to the related Mortgage Loan Seller, with evidence of recording thereon;
 
(v)  The original policy of title insurance or mortgagee’s certificate of title insurance or commitment or binder for title insurance, if available, or a copy thereof, or, in the event that such original title insurance policy is unavailable, a photocopy thereof, or in lieu thereof, a current lien search on the related Mortgaged Property; and
 
(vi)  Originals or copies of all available assumption, modification or substitution agreements, if any;
 
provided, however, that in lieu of the foregoing, the related Mortgage Loan Seller may deliver the following documents, under the circumstances set forth below: (x) if any Mortgage (other than the Mortgages related to the EMC Flow Loans), assignment thereof to the Trustee or intervening assignments thereof have been delivered or are being delivered to recording offices for recording and have not been returned in time to permit their delivery as specified above, the related Mortgage Loan Seller may deliver a true copy thereof with a certification, on the face of such copy, substantially as follows: “Certified to be a true and correct copy of the original”; (y) in lieu of the Mortgage, assignments to the Trustee or intervening assignments thereof, if the applicable jurisdiction retains the originals of such documents or if the originals are lost (in each case, as evidenced by a certification from the related Mortgage Loan Seller or the Master Servicer to such effect), the related Mortgage Loan Seller may deliver photocopies of such documents containing an original certification by the judicial or other governmental authority of the jurisdiction where such documents were recorded; and (z) in lieu of the Mortgage Notes relating to the Mortgage Loans identified in the list set forth in Exhibit I to the Pooling and Servicing Agreement, the related Mortgage Loan Seller may deliver a lost note affidavit and indemnities of the related Mortgage Loan Seller; and provided, further, however, that in the case of Mortgage Loans which have been prepaid in full after the Cut-off Date and prior to the Closing Date, the related Mortgage Loan Seller, in lieu of delivering the above documents, may deliver to the Trustee a certification by the related Mortgage Loan Seller or the Master Servicer to such effect. In the case of the documents referred to in clause (x) above, the related Mortgage Loan Seller shall deliver such documents to the Trustee or its Custodian promptly after they are received. EMC (on its own behalf as a Mortgage Loan Seller and on behalf of Master Funding) shall cause, at its expense, the Mortgage and intervening assignments, if any, and to the extent required in accordance with the foregoing, the assignment of the Mortgage to the Trustee to be submitted for recording promptly after the Closing Date; provided that EMC (on its own behalf as a Mortgage Loan Seller and on behalf of Master Funding) need not cause to be recorded any assignment (a) in any jurisdiction under the laws of which, as evidenced by an Opinion of Counsel addressed to the Trustee delivered by EMC (on its own behalf as a Mortgage Loan Seller and on behalf of Master Funding) to the Trustee, and the Rating Agencies, the recordation of such assignment is not necessary to protect the Trustee’s interest in the related Mortgage Loan or (b) if MERS is identified on the Mortgage or on a properly recorded assignment of the Mortgage as mortgagee of record solely as nominee for EMC (on its own behalf as a Mortgage Loan Seller and on behalf of Master Funding) and its successors and assigns. In the event that EMC (on its own behalf as a Mortgage Loan Seller and on behalf of Master Funding), the Purchaser or the Master Servicer gives written notice to the Trustee that a court has recharacterized the sale of the Mortgage Loans as a financing, EMC (on its own behalf as a Mortgage Loan Seller and on behalf of Master Funding) shall submit or cause to be submitted for recording as specified above or, should EMC (on its own behalf as a Mortgage Loan Seller and on behalf of Master Funding) fail to perform such obligations, the Master Servicer shall cause each such previously unrecorded assignment to be submitted for recording as specified above at the expense of the Trust. In the event a Mortgage File is released to EMC (on its own behalf as a Mortgage Loan Seller and on behalf of Master Funding) or the Master Servicer as a result of such Person having completed a Request for Release, the Custodian shall, if not so completed, complete the assignment of the related Mortgage in the manner specified in clause (iii) above.
 



EXHIBIT 2
MORTGAGE LOAN SCHEDULE INFORMATION

The Mortgage Loan Schedule shall set forth the following information with respect to each Mortgage Loan:

(a)  the city, state and zip code of the Mortgaged Property;
(b)  the property type;
(c)  the Mortgage Rate;
(d)  the Servicing Fee Rate;
(e)  the Master Servicer’s Fee Rate;
(f)  the LPMI Fee, if applicable;
(g)  the Trustee Fee Rate, if applicable;
(h)  the Net Rate;
(i)  the maturity date;
(j)  the stated original term to maturity;
(k)  the stated remaining term to maturity;
(l)  the original Principal Balance;
(m)  the first payment date;
(n)  the principal and interest payment in effect as of the Cut-off Date;
(o)  the unpaid Principal Balance as of the Cut-off Date;
(p)  the Loan-to-Value Ratio at origination;
(q)  the insurer of any Primary Mortgage Insurance Policy;
(r)  the MIN with respect to each MOM Loan;
(s)  the Gross Margin, if applicable;
(t)  the next Adjustment Date, if applicable;
(u)  the Maximum Lifetime Mortgage Rate, if applicable;
(v)  the Minimum Lifetime Mortgage Rate, if applicable;
(w)  the Periodic Rate Cap, if applicable;
(x)  the Loan Group, if applicable;
(y)  a code indicating whether the Mortgage Loan is negatively amortizing;
(z)    
which Mortgage Loans adjust after an initial fixed-rate period of one, two, three, five, seven or ten years or any other period;
(aa)  the Prepayment Charge, if any;
(bb)  lien position (e.g., first lien or second lien);
(cc)  a code indicating whether the Mortgage Loan is has a balloon payment;
(dd)  a code indicating whether the Mortgage Loan is an interest-only loan;
(ee)  the interest-only term, if applicable;
(ff)  the Mortgage Loan Seller;
(gg)  the original amortization term; and
(hh)  a code indicating whether such Mortgage Loan is a loan which has been pre-funded.

Such schedule also shall set forth for all of the Mortgage Loans, the total number of Mortgage Loans, the total of each of the amounts described under (n) and (o) above, the weighted average by principal balance as of the Cut-off Date of each of the rates described under (c) through (h) above, and the weighted average remaining term to maturity by unpaid principal balance as of the Cut-off Date.
 




EXHIBIT 3
 
MORTGAGE LOAN SELLER’S INFORMATION
 
All information in the Free Writing Prospectus and Prospectus Supplement described under the following captions: “SUMMARY — The Mortgage Loans,” “THE MORTGAGE POOL”, “THE SPONSOR” and “SCHEDULE A — Mortgage Loan Statistical Data.”
 




EXHIBIT 4
 
PURCHASER’S INFORMATION
 
All information in the Free Writing Prospectus, Prospectus Supplement and the Prospectus, except the Mortgage Loan Seller’s Information.
 




EXHIBIT 5
 
SCHEDULE OF LOST NOTES
 
Available Upon Request

EXHIBIT 6
 
REVISED October 20, 2006

APPENDIX E - Standard & Poor’s Predatory Lending Categories
 
Standard & Poor’s has categorized loans governed by anti-predatory lending laws in the Jurisdictions listed below into three categories based upon a combination of factors that include (a) the risk exposure associated with the assignee liability and (b) the tests and thresholds set forth in those laws. Note that certain loans classified by the relevant statute as Covered are included in Standard & Poor’s High Cost Loan Category because they included thresholds and tests that are typical of what is generally considered High Cost by the industry.
 
 
Standard & Poor’s High Cost Loan Categorization
State/Jurisdiction
Name of Anti-Predatory Lending
Law/Effective Date
Category under
Applicable Anti-Predatory Lending Law
Arkansas
Arkansas Home Loan Protection Act, Ark. Code Ann. §§ 23-53-101 et seq.
Effective July 16, 2003
High Cost Home Loan
Cleveland Heights, OH
Ordinance No. 72-2003 (PSH), Mun. Code §§ 757.01 et seq.
Effective June 2, 2003
Covered Loan
Colorado
Consumer Equity Protection, Colo. Stat. Ann. §§ 5-3.5-101 et seq.
Effective for covered loans offered or entered into on or after January 1, 2003. Other provisions of the Act took effect on June 7, 2002
Covered Loan
Connecticut
Connecticut Abusive Home Loan Lending Practices Act, Conn. Gen. Stat. §§ 36a-746 et seq.
Effective October 1, 2001
High Cost Home Loan
District of Columbia
Home Loan Protection Act, D.C. Code §§ 26-1151.01 et seq.
Effective for loans closed on or after January 28, 2003
Covered Loan
Florida
Fair Lending Act, Fla. Stat. Ann. §§ 494.0078 et seq.
Effective October 2, 2002
High Cost Home Loan
Georgia (Oct. 1, 2002 - Mar. 6, 2003)
Georgia Fair Lending Act, Ga. Code Ann. §§ 7-6A-1 et seq. Effective October 1, 2002 - March 6, 2003
High Cost Home Loan
Georgia as amended (Mar. 7, 2003 - current)
Georgia Fair Lending Act, Ga. Code Ann. §§ 7-6A-1 et seq.
Effective for loans closed on or after March 7, 2003
High Cost Home Loan
HOEPA Section 32
Home Ownership and Equity Protection Act of 1994, 15 U.S.C. § 1639, 12 C.F.R. §§ 226.32 and 226.34
Effective October 1, 1995, amendments October 1, 2002
High Cost Loan
Illinois
High Risk Home Loan Act, Ill. Comp. Stat. tit. 815, §§ 137/5 et seq.
Effective January 1, 2004 (prior to this date, regulations under Residential Mortgage License Act effective from May 14, 2001)
High Risk Home Loan
Indiana
Indiana Home Loan Practices Act, Ind. Code Ann. §§ 24-9-1-1 et seq.
Effective January 1, 2005; amended by 2005 HB 1179, effective July 1, 2005.
High Cost Home Loans
Kansas
Consumer Credit Code, Kan. Stat. Ann. §§ 16a-1-101 et seq.
Sections 16a-1-301 and 16a-3-207 became effective April 14, 1999; Section 16a-3-308a became effective July 1, 1999
High Loan to Value Consumer Loan (id. § 16a-3-207) and;
High APR Consumer Loan (id. §16a-3-308a)
Kentucky
2003 KY H.B. 287 - High Cost Home Loan Act, Ky. Rev. Stat. §§ 360.100 et seq.
Effective June 24, 2003
High Cost Home Loan
Maine
Truth in Lending, Me. Rev. Stat. tit. 9-A, §§ 8-101 et seq.
Effective September 29, 1995 and as amended from time to time
High Rate High Fee Mortgage
Massachusetts
Part 40 and Part 32, 209 C.M.R. §§ 32.00 et seq. and 209 C.M.R. §§ 40.01 et seq.
Effective March 22, 2001 and amended from time to time
High Cost Home Loan
Nevada
Assembly Bill No. 284, Nev. Rev. Stat. §§ 598D.010 et seq.
Effective October 1, 2003
Home Loan
New Jersey
New Jersey Home Ownership Security Act of 2002, N.J. Rev. Stat. §§ 46:10B-22 et seq.
Effective for loans closed on or after November 27, 2003
High Cost Home Loan
New Mexico
Home Loan Protection Act, N.M. Rev. Stat. §§ 58-21A-1 et seq.
Effective as of January 1, 2004; Revised as of February 26, 2004
High Cost Home Loan
New York
N.Y. Banking Law Article 6-l
Effective for applications made on or after April 1, 2003
High Cost Home Loan
North Carolina
Restrictions and Limitations on High Cost Home Loans, N.C. Gen. Stat. §§ 24-1.1E et seq.
Effective July 1, 2000; amended October 1, 2003 (adding open-end lines of credit)
High Cost Home Loan
Ohio
H.B. 386 (codified in various sections of the Ohio Code), Ohio Rev. Code Ann. §§ 1349.25 et seq.
Effective May 24, 2002
Covered Loan
Oklahoma
Consumer Credit Code (codified in various sections of Title 14A)
Effective July 1, 2000; amended effective January 1, 2004
Subsection 10 Mortgage
Rhode Island
Rhode Island Home Loan Protection Act, R.I. Gen. Laws §§ 34-25.2-1 et seq.
Effective December 31, 2006.
High Cost Home Loan
South Carolina
South Carolina High Cost and Consumer Home Loans Act, S.C. Code Ann. §§ 37-23-10 et seq.
Effective for loans taken on or after January 1, 2004
High Cost Home Loan
Tennessee
Tennessee Home Loan Protection Act, Tenn. Code Ann. §§ 45-20-101 et seq.
Effective January 1, 2007.
High Cost Home Loan
West Virginia
West Virginia Residential Mortgage Lender, Broker and Servicer Act, W. Va. Code Ann. §§ 31-17-1 et seq.
Effective June 5, 2002
West Virginia Mortgage Loan Act Loan

Standard & Poor’s Covered Loan Categorization
State/Jurisdiction
Name of Anti-Predatory Lending
Law/Effective Date
Category under
Applicable Anti-Predatory Lending Law
Georgia (Oct. 1, 2002 - Mar. 6, 2003)
Georgia Fair Lending Act, Ga. Code Ann. §§ 7-6A-1 et seq.
Effective October 1, 2002 - March 6, 2003
Covered Loan
New Jersey
New Jersey Home Ownership Security Act of 2002, N.J. Rev. Stat. §§ 46:10B-22 et seq.
Effective November 27, 2003 - July 5, 2004
Covered Home Loan

Standard & Poor’s Home Loan Categorization
State/Jurisdiction
Name of Anti-Predatory Lending
Law/Effective Date
Category under
Applicable Anti-Predatory Lending Law
Georgia (Oct. 1, 2002 - Mar. 6, 2003)
Georgia Fair Lending Act, Ga. Code Ann. §§ 7-6A-1 et seq.
Effective October 1, 2002 - March 6, 2003
Home Loan
New Jersey
New Jersey Home Ownership Security Act of 2002, N.J. Rev. Stat. §§ 46:10B-22 et seq.
Effective for loans closed on or after November 27, 2003
Home Loan
New Mexico
Home Loan Protection Act, N.M. Rev. Stat. §§ 58-21A-1 et seq.
Effective as of January 1, 2004; Revised as of February 26, 2004
Home Loan
North Carolina
Restrictions and Limitations on High Cost Home Loans, N.C. Gen. Stat. §§ 24-1.1E et seq.
Effective July 1, 2000; amended October 1, 2003 (adding open-end lines of credit)
Consumer Home Loan
South Carolina
South Carolina High Cost and Consumer Home Loans Act, S.C. Code Ann. §§ 37-23-10 et seq.
Effective for loans taken on or after January 1, 2004
Consumer Home Loan
 
 

 

 



SCHEDULE A
 
REQUIRED RATINGS FOR EACH CLASS OF CERTIFICATES
 

Class
S&P
Moody’s
I-A-1
AAA
Aaa
I-A-2
AAA
Aaa
I-A-3
AAA
Aaa
I-A-4
AAA
Aaa
II-A
AAA
Aaa
III-A
AAA
Aaa
M-1
AA+
Aa1
M-2
AA
Aa2
M-3
AA-
Aa3
M-4
A+
A1
M-5
A
A2
M-6
A-
A3
M-7
BBB+
A3
M-8
BBB
Baa1
M-9
BBB-
Baa2
 
None of the above ratings has been lowered, qualified or withdrawn since the dates of issuance of such ratings by the Rating Agencies.
 
Private Certificates

Class
S&P
Moody’s
CE
Not Rated
Not Rated
P
Not Rated
Not Rated
R-1
Not Rated
Not Rated
R-2
Not Rated
Not Rated
R-3
Not Rated
Not Rated
RX
Not Rated
Not Rated
 
 





EXHIBIT M
 
SWAP AGREEMENT
 

 
 
SWAP TRANSACTION CONFIRMATION 

 
 
Date:
March 30, 2007
To:
LaSalle Bank National Association, not individually, but solely as Supplemental Interest Trust Trustee on behalf of the Supplemental Interest Trust (each as defined herein) with respect to the Bear Stearns Asset Backed Securities I Trust 2007-HE3, Asset-Backed Certificates, Series 2007-HE3
Phone:
312-992-4855
Fax:
312-904-1368
Attention:
Global Securities and Trust Services Group - Bear Stearns Asset Backed Securities I Trust 2007-HE3
From:
Wachovia Bank, N.A. 
Ref. No:
1822746

The purpose of this long-form confirmation (Confirmation) is to confirm the terms and conditions of the current Transaction entered into on the Trade Date specified below (the “Transaction”) between Wachovia Bank, N.A. (“Party A”) and LaSalle Bank National Association, not individually, but solely as supplemental interest trust trustee (the “Supplemental Interest Trust Trustee”) on behalf of the supplemental interest trust with respect to the Bear Stearns Asset Backed Securities I Trust 2007-HE3, Asset-Backed Certificates, Series 2007-HE3 (the “Supplemental Interest Trust”) (“Party B”) created under the Pooling and Servicing Agreement, dated as of March 1, 2007, among EMC Mortgage Corporation, as seller, EMC Mortgage Corporation, as master servicer, Bear Stearns Asset Backed Securities I LLC, as depositor and LaSalle Bank National Association, as trustee (the “Pooling and Servicing Agreement”) (the “Pooling and Servicing Agreement”). This Confirmation evidences a complete and binding agreement between you and us to enter into the Transaction on the terms set forth below and replaces any previous agreement between us with respect to the subject matter hereof. This Confirmation constitutes a “Confirmation” and also constitutes a “Schedule” as referred to in the ISDA Master Agreement, and Paragraph 13 of a Credit Support Annex to the Schedule.

1.            
This Confirmation shall supplement, form a part of, and be subject to an agreement in the form of the ISDA Master Agreement (Multicurrency - Cross Border) as published and copyrighted in 1992 by the International Swaps and Derivatives Association, Inc. (the “ISDA Master Agreement”), as if Party A and Party B had executed an agreement in such form on the date hereof, with a Schedule as set forth in Item 3 of this Confirmation, and an ISDA Credit Support Annex (Bilateral Form - ISDA Agreements Subject to New York Law Only version) as published and copyrighted in 1994 by the International Swaps and Derivatives Association, Inc., with Paragraph 13 thereof as set forth in Annex A hereto (the “Credit Support Annex”). For the avoidance of doubt, the Transaction described herein shall be the sole Transaction governed by such ISDA Master Agreement. In the event of any inconsistency among any of the following documents, the relevant document first listed shall govern: (i) this Confirmation, exclusive of the provisions set forth in Item 3 hereof and Annex A hereto; (ii) the provisions set forth in Item 3 hereof, which are incorporated by reference into the Schedule; (iii) the Credit Support Annex; (iv) the Definitions; and (v) the ISDA Master Agreement.

Each reference herein to a “Section” (unless specifically referencing the Pooling and Servicing Agreement) or to a “Section” “of this Agreement” will be construed as a reference to a Section of the ISDA Master Agreement; each herein reference to a “Part” will be construed as a reference to the provisions herein deemed incorporated in a Schedule to the ISDA Master Agreement; each reference herein to a “Paragraph” will be construed as a reference to a Paragraph of the Credit Support Annex.





2.
The terms of the particular Transaction to which this Confirmation relates are as follows:

Type of Transaction:
Interest Rate Swap
   
Notional Amount:
With respect to any Calculation Period, the amount set forth for such period on Schedule I attached hereto.
   
Trade Date:
March 8, 2007
   
Effective Date:
March 30, 2007
   
Termination Date:
March 25, 2012, subject to adjustment in accordance with the Business Day Convention; provided, however, that for the purpose of determining the final Fixed Rate Payer Period End Date, Termination Date shall be subject to No Adjustment.
   
Fixed Amounts:
 
   
Fixed Rate Payer:
Party B
   
Fixed Rate Payer
 
Period End Dates:
The 25th calendar day of each month during the Term of this Transaction, commencing April 25, 2007, and ending on the Termination Date, with No Adjustment.
   
Fixed Rate Payer
 
Payment Dates:
Early Payment shall be applicable. Each Fixed Rate Payer Payment Date shall be one Business Day prior to the related Fixed Rate Payer Period End Date.
   
Fixed Rate:
4.9240%
   
Fixed Amount:
To be determined in accordance with the following formula:
   
 
Scale Factor*Fixed Rate*Notional Amount*Fixed Rate Day Count Fraction
   
Fixed Rate Day
 
Count Fraction:
30/360
   
Floating Amounts:
 
   
Floating Rate Payer:
Party A
   
Floating Rate Payer
 
Period End Dates:
The 25th calendar day of each month during the Term of this Transaction, commencing April 25, 2007, and ending on the Termination Date, subject to adjustment in accordance with the Business Day Convention.
   
Floating Rate Payer
 
Payment Dates:
Early Payment shall be applicable. Each Floating Rate Payer Payment Date shall be one Business Day prior to the related Floating Rate Payer Period End Date.
   
Floating Rate Option:
USD-LIBOR-BBA
   
Floating Amount:
To be determined in accordance with the following formula:
   
 
Scale Factor*Floating Rate Option*Notional Amount*Floating Rate Day Count Fraction
   
Designated Maturity:
One month
   
Floating Rate Day
 
Count Fraction:
Actual/360
   
Scale Factor:
100
   
Reset Dates:
The first day of each Calculation Period.
   
Compounding:
Inapplicable
   
Business Days:
New York and Illinois
   
Business Day Convention:
Following
   
Calculation Agent:
Party A
   




3.
Provisions Deemed Incorporated in a separate Schedule to the ISDA Master Agreement and which for purposes of the ISDA Master will not constitute part of a Confirmation:

Part 1.
Termination Provisions.

For the purposes of this Agreement:-

(a)           “Specified Entity” will not apply to Party A or Party B for any purpose.

(b)
“Specified Transaction” will have the meaning specified in Section 14.

(c)
Events of Default.

The statement below that an Event of Default will apply to a specific party means that upon the occurrence of such an Event of Default with respect to such party, the other party shall have the rights of a Non-defaulting Party under Section 6 of this Agreement; conversely, the statement below that such event will not apply to a specific party means that the other party shall not have such rights.

(i)  
The “Failure to Pay or Deliver” provisions of Section 5(a)(i) will apply to Party A and will apply to Party B; provided, however, that Section 5(a)(i) is hereby amended by replacing the word “third” with the word “first”; provided, further, that notwithstanding anything to the contrary in Section 5(a)(i), any failure by Party A to comply with or perform any obligation to be complied with or performed by Party A under the Credit Support Annex shall not constitute an Event of Default under Section 5(a)(i) unless (A) a Required Ratings Downgrade Event has occurred and been continuing for 30 or more Local Business Days and (B) such failure is not remedied on or before the third Local Business Day after notice of such failure is given to Party A.

(ii)  
The “Breach of Agreement” provisions of Section 5(a)(ii) will apply to Party A and will not apply to Party B; provided, however, that Section 5(a)(ii) is hereby amended by inserting the words “or under the Item 1115 Agreement or the Credit Support Annex” immediately after “4(d)” and within the parenthetical contained therein.

(iii)  
The “Credit Support Default” provisions of Section 5(a)(iii) will apply to Party A and will not apply to Party B except that Section 5(a)(iii)(1) will apply to Party B solely in respect of Party B’s obligations under Paragraph 3(b) of the Credit Support Annex; provided, however, that notwithstanding anything to the contrary in Section 5(a)(iii)(1), any failure by Party A to comply with or perform any obligation to be complied with or performed by Party A under the Credit Support Annex shall not constitute an Event of Default under Section 5(a)(iii) unless (A) a Required Ratings Downgrade Event has occurred and been continuing for 30 or more Local Business Days and (B) such failure is not remedied on or before the third Local Business Day after notice of such failure is given to Party A.

(iv)  
The “Misrepresentation” provisions of Section 5(a)(iv) will apply to Party A and will not apply to Party B; provided, however, that Section 5(a)(iv) is hereby amended by inserting the words “or under the 1115 Agreement” immediately after “and (f)” and within the parenthetical contained therein.

(v)  
The “Default under Specified Transaction” provisions of Section 5(a)(v) will apply to Party A and will not apply to Party B.

(vi)  
The “Cross Default” provisions of Section 5(a)(vi) will apply to Party A and will not apply to Party B. For purposes of Section 5(a)(vi), solely with respect to Party A:

“Specified Indebtedness” will have the meaning specified in Section 14, except that such term shall not include obligations in respect of deposits received in the ordinary course of Party A’s banking business.

“Threshold Amount” means with respect to Party A an amount equal to three percent (3%) of the Shareholders’ Equity of Party A or, if applicable, the Eligible Guarantor.

“Shareholders’ Equity” means with respect to an entity, at any time, (1) if Party A is a national banking association, the Total Equity Capital of Party A (as shown in the most recently filed Consolidated Report of Condition and Income for a Bank with Domestic and Foreign Offices Only or other comparable filing (“Call Report”) Schedule RC - Balance Sheet of such entity) or (2) for any other entity, the sum (as shown in the most recent annual audited financial statements of such entity) of (i) its capital stock (including preferred stock) outstanding, taken at par value, (ii) its capital surplus and (iii) its retained earnings, minus (iv) treasury stock, each to be determined in accordance with generally accepted accounting principles.

(vii)  
The “Bankruptcy” provisions of Section 5(a)(vii) will apply to Party A and will apply to Party B except that the provisions of Section 5(a)(vii)(2), (6) (to the extent that such provisions refer to any appointment contemplated or effected by the Pooling and Servicing Agreement or any appointment to which Party B has not become subject), (7) and (9) will not apply to Party B; provided that, with respect to Party B only, Section 5(a)(vii)(4) is hereby amended by adding after the words “against it” the words “(excluding any proceeding or petition instituted or presented by Party A or its Affiliates)”, and Section 5(a)(vii)(8) is hereby amended by deleting the words “to (7) inclusive” and inserting lieu thereof “, (3), (4) as amended, (5), (6) as amended, or (7)”.

(viii)  
The “Merger Without Assumption” provisions of Section 5(a)(viii) will apply to Party A and will apply to Party B.

(d)           Termination Events.

The statement below that a Termination Event will apply to a specific party means that upon the occurrence of such a Termination Event, if such specific party is the Affected Party with respect to a Tax Event, the Burdened Party with respect to a Tax Event Upon Merger (except as noted below) or the non-Affected Party with respect to a Credit Event Upon Merger, as the case may be, such specific party shall have the right to designate an Early Termination Date in accordance with Section 6 of this Agreement; conversely, the statement below that such an event will not apply to a specific party means that such party shall not have such right; provided, however, with respect to “Illegality” the statement that such event will apply to a specific party means that upon the occurrence of such a Termination Event with respect to such party, either party shall have the right to designate an Early Termination Date in accordance with Section 6 of this Agreement.

(i)            The “Illegality” provisions of Section 5(b)(i) will apply to Party A and will apply to Party B.

 
(ii)
The “Tax Event” provisions of Section 5(b)(ii) will apply to Party A except that, for purposes of the application of Section 5(b)(ii) to Party A, Section 5(b)(ii) is hereby amended by deleting the words “(x) any action taken by a taxing authority, or brought in a court of competent jurisdiction, on or after the date on which a Transaction is entered into (regardless of whether such action is taken or brought with respect to a party to this Agreement) or (y)”, and the “Tax Event” provisions of Section 5(b)(ii) will apply to Party B.

 
(iii)
The “Tax Event Upon Merger” provisions of Section 5(b)(iii) will apply to Party A and will apply to Party B, provided that Party A shall not be entitled to designate an Early Termination Date by reason of a Tax Event upon Merger in respect of which it is the Affected Party.

 
(iv)
The “Credit Event Upon Merger” provisions of Section 5(b)(iv) will not apply to Party A and will not apply to Party B.

(e)
The “Automatic Early Termination” provision of Section 6(a) will not apply to Party A and will not apply to Party B.

(f)            Payments on Early Termination. For the purpose of Section 6(e) of this Agreement:

(i)  
Market Quotation will apply, provided, however, that, in the event of a Derivative Provider Trigger Event, the following provisions will apply:

 
(A)
The definition of Market Quotation in Section 14 shall be deleted in its entirety and replaced with the following:

“Market Quotation” means, with respect to one or more Terminated Transactions, a Firm Offer which is (1) made by a Reference Market-maker that is an Eligible Replacement, (2) for an amount that would be paid to Party B (expressed as a negative number) or by Party B (expressed as a positive number) in consideration of an agreement between Party B and such Reference Market-maker to enter into a Replacement Transaction, and (3) made on the basis that Unpaid Amounts in respect of the Terminated Transaction or group of Transactions are to be excluded but, without limitation, any payment or delivery that would, but for the relevant Early Termination Date, have been required (assuming satisfaction of each applicable condition precedent) after that Early Termination Date is to be included.  

 
(B)
The definition of Settlement Amount shall be deleted in its entirety and replaced with the following:

“Settlement Amount” means, with respect to any Early Termination Date, an amount (as determined by Party B) equal to:

 
(a)
If a Market Quotation for the relevant Terminated Transaction or group of Terminated Transactions is accepted by Party B so as to become legally binding on or before the day falling ten Local Business Days after the day on which the Early Termination Date is designated, or such later day as Party B may specify in writing to Party A, but in either case no later than one Local Business Day prior to the Early Termination Date (such day, the “Latest Settlement Amount Determination Day”), the Termination Currency Equivalent of the amount (whether positive or negative) of such Market Quotation;

 
(b)
If, on the Latest Settlement Amount Determination Day, no Market Quotation for the relevant Terminated Transaction or group of Terminated Transactions has been accepted by Party B so as to become legally binding and one or more Market Quotations from Approved Replacements have been made and remain capable of becoming legally binding upon acceptance, the Settlement Amount shall equal the Termination Currency Equivalent of the amount (whether positive or negative) of the lowest of such Market Quotations (for the avoidance of doubt, the lowest of such Market Quotations shall be the lowest Market Quotation of such Market Quotations expressed as a positive number or, if any of such Market Quotations is expressed as a negative number, the Market Quotation expressed as a negative number with the largest absolute value); or

 
(c)
If, on the Latest Settlement Amount Determination Day, no Market Quotation for the relevant Terminated Transaction or group of Terminated Transactions is accepted by Party B so as to become legally binding and no Market Quotation from an Approved Replacement remains capable of becoming legally binding upon acceptance, the Settlement Amount shall equal Party B’s Loss (whether positive or negative and without reference to any Unpaid Amounts) for the relevant Terminated Transaction or group of Terminated Transactions.

 
(C)
If Party B requests Party A in writing to obtain Market Quotations, Party A shall use its reasonable efforts to do so before the Latest Settlement Amount Determination Day.

 
(D)
If the Settlement Amount is a negative number, Section 6(e)(i)(3) shall be deleted in its entirety and replaced with the following:

“(3) Second Method and Market Quotation. If the Second Method and Market Quotation apply, (I) Party B shall pay to Party A an amount equal to the absolute value of the Settlement Amount in respect of the Terminated Transactions, (II) Party B shall pay to Party A the Termination Currency Equivalent of the Unpaid Amounts owing to Party A and (III) Party A shall pay to Party B the Termination Currency Equivalent of the Unpaid Amounts owing to Party B; provided, however, that (x) the amounts payable under the immediately preceding clauses (II) and (III) shall be subject to netting in accordance with Section 2(c) of this Agreement and (y) notwithstanding any other provision of this Agreement, any amount payable by Party A under the immediately preceding clause (III) shall not be netted-off against any amount payable by Party B under the immediately preceding clause (I).”
 
 
(E)
At any time on or before the Latest Settlement Amount Determination Day at which two or more Market Quotations (which for the avoidance of doubt may be obtained by Party A and/or Party B) from Approved Replacements remain capable of becoming legally binding upon acceptance, Party B shall be entitled to accept only the lowest of such Market Quotations (for the avoidance of doubt, the lowest of such Market Quotations shall be the lowest Market Quotation of such Market Quotations expressed as a positive number or, if any of such Market Quotations is expressed as a negative number, the Market Quotation expressed as a negative number with the largest absolute value).

(ii)  
The Second Method will apply.

(g)          “Termination Currency” means USD.

(h)           Additional Termination Events. Additional Termination Events will apply as provided in Part 5(c).



Part 2.  Tax Matters.

(a)           Tax Representations. 

 
(i)
Payer Representations. For the purpose of Section 3(e) of this Agreement:
 
(A)         Party A makes the following representation(s):

None.
     
(B)          Party B makes the following representation(s):

None.

(ii)           Payee Representations. For the purpose of Section 3(f) of this Agreement:
 
(A)          Party A makes the following representation(s):

None.
     
(B)           Party B makes the following representation(s):

None. 

(b)
Tax Provisions.

 
(i)
Gross Up. Section 2(d)(i)(4) shall not apply to Party B as X, and Section 2(d)(ii) shall not apply to Party B as Y, in each case such that Party B shall not be required to pay any additional amounts referred to therein.

 
(ii)
Indemnifiable Tax. The definition of “Indemnifiable Tax” in Section 14 is deleted in its entirety and replaced with the following:

“Indemnifiable Tax” means, in relation to payments by Party A, any Tax and, in relation to payments by Party B, no Tax.

 



Part 3.  Agreement to Deliver Documents.  

(a) For the purpose of Section 4(a)(i), tax forms, documents, or certificates to be delivered are:

Party required to deliver document
Form/Document/
Certificate
 
Date by which to
be delivered
Party A
A correct, complete and duly executed U.S. Internal Revenue Service Form W-9 (or successor thereto), together with appropriate attachments, that eliminates U.S. federal withholding and backup withholding Tax on payments to Party A under this Agreement.
 
(A) at closing, (B) promptly upon reasonable demand by the other party and (C) promptly upon learning that any such form previously provided by the party has become obsolete or incorrect.
       
Party B
A correct, complete and duly executed U.S. Internal Revenue Service Form W-9 (or successor thereto), together with appropriate attachments, that eliminates U.S. federal withholding and backup withholding Tax on payments to Party B under this Agreement, and such other tax forms relating to the beneficial owner of payments to Party B under this Agreement from time to time as appropriate that eliminates U.S. federal withholding and backup withholding Tax on payments to Party B under this Agreement.
 
(A) at closing, (B) promptly upon reasonable demand by the other party and (C) promptly upon learning that any such form previously provided by the party has become obsolete or incorrect.





(b) For the purpose of Section 4(a)(ii), other documents to be delivered are:

Party required to deliver document
Form/Document/
Certificate
 
Date by which to
be delivered
Covered by Section 3(d) Representation
Party A and
Party B
Any documents required by the receiving party to evidence the authority of the delivering party or its Credit Support Provider, if any, for it to execute and deliver the Agreement, this Confirmation, and any Credit Support Documents to which it is a party, and to evidence the authority of the delivering party or its Credit Support Provider to perform its obligations under the Agreement, this Confirmation and any Credit Support Document, as the case may be
 
Upon the execution and delivery of this Agreement
Yes
         
Party A and
Party B
A certificate of an authorized officer of the party, as to the incumbency and authority of the respective officers of the party signing the Agreement, this Confirmation, and any relevant Credit Support Document, as the case may be
 
Upon the execution and delivery of this Agreement
Yes
         
Party A
Quarterly Consolidated Report of Condition and Income for a Bank with Domestic and Foreign Offices Only (“Call Report”) of Party A or any report in replacement thereof
 
Promptly upon becoming publicly available to be posted on Party A’s internet site (currently http://wachovia.com)
Yes
         
Party A and
Party B
An opinion of counsel to such party with respect to the due authorization, execution and enforceability of this Agreement, acceptable to the other party.
 
Upon the execution and delivery of this Agreement
No

Part 4. Miscellaneous.

(a)
Address for Notices: For the purposes of Section 12(a) of this Agreement:

Address for notices or communications to Party A:

Address:
301 South College, DC-8
 
Charlotte, NC 28202-0600
Attention:
Derivatives Documentation Group
 
Senior Vice President, Risk Management
Facsimile:
(704) 383-0575
Phone:
(704) 383-8778

(For all purposes)

Address for notices or communications to Party B:

Address:
LaSalle Bank National Association
 
135 S. LaSalle Street, Suite 1511
 
Chicago, IL 60603
Attention:
Global Securities and Trust Services - BSABS 07-HE3
Facsimile:
(312) 904-1368
Phone:
(312) 992-4855

(For all purposes)

(b) Process Agent. For the purpose of Section 13(c):

Party A appoints as its Process Agent: Not applicable.

Party B appoints as its Process Agent: Not applicable.

(c)
Offices. The provisions of Section 10(a) will apply to this Agreement.

(d)
Multibranch Party. For the purpose of Section 10(c) of this Agreement:

Party A is not a Multibranch Party.

 
Party B is not a Multibranch Party.

(e)
Calculation Agent. The Calculation Agent is Party A.

(f)            Credit Support Document. 
 
Party A:
The Credit Support Annex, and any guarantee in support of Party A’s obligations under this Agreement.
   
Party B:
The Credit Support Annex, solely in respect of Party B’s obligations under Paragraph 3(b) of the Credit Support Annex.

(g)
Credit Support Provider.

Party A:
The guarantor under any guarantee in support of Party A’s obligations under this Agreement.
   
Party B:
None.

(h)
Governing Law. The parties to this Agreement hereby agree that the law of the State of New York shall govern their rights and duties in whole, without regard to the conflict of law provisions thereof other than New York General Obligations Law Sections 5-1401 and 5-1402.

(i)
Netting of Payments. The parties agree that subparagraph (ii) of Section 2(c) will apply to each Transaction hereunder.

(j)
Affiliate.“Affiliate” shall have the meaning assigned thereto in Section 14; provided, however, that Party B shall be deemed to have no Affiliates for purposes of this Agreement, including for purposes of Section 6(b)(ii).




Part 5.  Other Provisions.

(a)
Definitions. Unless otherwise specified in a Confirmation, this Agreement and each Transaction under this Agreement are subject to the 2000 ISDA Definitions as published and copyrighted in 2000 by the International Swaps and Derivatives Association, Inc. (the “Definitions”), and will be governed in all relevant respects by the provisions set forth in the Definitions, without regard to any amendment to the Definitions subsequent to the date hereof. The provisions of the Definitions are hereby incorporated by reference in and shall be deemed a part of this Agreement, except that (i) references in the Definitions to a “Swap Transaction” shall be deemed references to a “Transaction” for purposes of this Agreement, and (ii) references to a “Transaction” in this Agreement shall be deemed references to a “Swap Transaction” for purposes of the Definitions. Each term capitalized but not defined in this Agreement shall have the meaning assigned thereto in the Pooling and Servicing Agreement.
 
(b)          Amendments to ISDA Master Agreement.

 
(i)
Single Agreement. Section 1(c) is hereby amended by the adding the words “including, for the avoidance of doubt, the Credit Support Annex” after the words “Master Agreement”.

 
(ii)
[Reserved.]

 
(iii)
Change of Account. Section 2(b) is hereby amended by the addition of the following after the word “delivery” in the first line thereof:
 
“to another account in the same legal and tax jurisdiction as the original account”.

 
(iv)
Representations. Section 3 is hereby amended by adding at the end thereof the following subsection (g):

 
“(g)
Relationship Between Parties.

 
(1)
Nonreliance. (i) It is not relying on any statement or representation of the other party regarding the Transaction (whether written or oral), other than the representations expressly made in this Agreement or the Confirmation in respect of that Transaction and (ii) it has consulted with its own legal, regulatory, tax, business, investment, financial and accounting advisors to the extent it has deemed necessary, and it has made its own investment, hedging and trading decisions based upon its own judgment and upon any advice from such advisors as it has deemed necessary and not upon any view expressed by the other party.
 
 
(2)
Evaluation and Understanding. (i) It has the capacity to evaluate (internally or through independent professional advice) the Transaction and has made its own decision to enter into the Transaction and (ii) It understands the terms, conditions and risks of the Transaction and is willing and able to accept those terms and conditions and to assume those risks, financially and otherwise.

 
(3)
Purpose. It is entering into the Transaction for the purposes of managing its borrowings or investments, hedging its underlying assets or liabilities or in connection with a line of business.

 
(4)
Status of Parties. The other party is not acting as an agent, fiduciary or advisor for it in respect of the Transaction.

 
(5)
Eligible Contract Participant. It is an “eligible swap participant” as such term is defined in, Section 35.1(b)(2) of the regulations (17 C.F.R. 35) promulgated under, and an “eligible contract participant” as defined in Section 1(a)(12) of the Commodity Exchange Act, as amended.”

 
(v)
Transfer to Avoid Termination Event. Section 6(b)(ii) is hereby amended by (i) deleting the words “or if a Tax Event Upon Merger occurs and the Burdened Party is the Affected Party,” and (ii) by deleting the words “to transfer” and inserting the words “to effect a Permitted Transfer” in lieu thereof.

 
(vi)
Jurisdiction. Section 13(b) is hereby amended by: (i) deleting in the second line of subparagraph (i) thereof the word "non-", and (ii) deleting the final paragraph thereof.

 
(vii)
Local Business Day. The definition of Local Business Day in Section 14 is hereby amended by the addition of the words “or any Credit Support Document” after “Section 2(a)(i)” and the addition of the words “or Credit Support Document” after “Confirmation”.

(c)
Additional Termination Events. The following Additional Termination Events will apply:

(i)            
First Rating Trigger Collateral. If (A) it is not the case that a Moody’s Second Trigger Ratings Event has occurred and been continuing for 30 or more Local Business Days and (B) Party A has failed to comply with or perform any obligation to be complied with or performed by Party A in accordance with the Credit Support Annex, then an Additional Termination Event shall have occurred with respect to Party A and Party A shall be the sole Affected Party with respect to such Additional Termination Event.

(ii)           
Second Rating Trigger Replacement. If (A) a Required Ratings Downgrade Event has occurred and been continuing for 30 or more Local Business Days (or 10 Local Business Days if the Required Ratings Downgrade Event relates only to S&P ratings) and (B) (i) at least one Eligible Replacement has made a Firm Offer to be the transferee of all of Party A’s rights and obligations under this Agreement (and such Firm Offer remains an offer that will become legally binding upon such Eligible Replacement upon acceptance by the offeree) and/or (ii) an Eligible Guarantor has made a Firm Offer to provide an Eligible Guarantee (and such Firm Offer remains an offer that will become legally binding upon such Eligible Guarantor immediately upon acceptance by the offeree), then an Additional Termination Event shall have occurred with respect to Party A and Party A shall be the sole Affected Party with respect to such Additional Termination Event.

 
(iii)
Amendment of Pooling and Servicing Agreement. If, without the prior written consent of Party A where such consent is required under the Pooling and Servicing Agreement (such consent not to be unreasonably withheld), an amendment is made to the Pooling and Servicing Agreement which amendment could reasonably be expected to have a material adverse effect on the interests of Party A (excluding, for the avoidance of doubt, any amendment to the Pooling and Servicing Agreement that is entered into solely for the purpose of appointing a successor servicer, master servicer, securities administrator, trustee or other service provider) under this Agreement, an Additional Termination Event shall have occurred with respect to Party B and Party B shall be the sole Affected Party with respect to such Additional Termination Event.

 
(iv)
[Reserved.]

 
(v)
Optional Termination of Securitization. An Additional Termination Event shall occur upon the notice to Certificateholders of an Optional Termination becoming unrescindable in accordance with Article X of the Pooling and Servicing Agreement (such notice, the “Optional Termination Notice”). With respect to such Additional Termination Event: (A) Party B shall be the sole Affected Party; (B) notwithstanding anything to the contrary in Section 6(b)(iv) or Section 6(c)(i), the final Distribution Date specified in the Optional Termination Notice is hereby designated as the Early Termination Date for this Additional Termination Event in respect of all Affected Transactions; (C) Section 2(a)(iii)(2) shall not be applicable to any Affected Transaction in connection with the Early Termination Date resulting from this Additional Termination Event; notwithstanding anything to the contrary in Section 6(c)(ii), payments and deliveries under Section 2(a)(i) or Section 2(e) in respect of the Terminated Transactions resulting from this Additional Termination Event will be required to be made through and including the Early Termination Date designated as a result of this Additional Termination Event; provided, for the avoidance of doubt, that any such payments or deliveries that are made on or prior to such Early Termination Date will not be treated as Unpaid Amounts in determining the amount payable in respect of such Early Termination Date; (D) notwithstanding anything to the contrary in Section 6(d)(i), (I) if, no later than 4:00 pm New York City time on the day that is four Business Days prior to the final Distribution Date specified in the Optional Termination Notice, the Trustee requests from Party A in writing (which request shall reference this Part 5(c)(v) and shall be immediately followed with a telephone call by Trustee with an officer at Party A responsible for obtaining such estimate confirming receipt by Party A of such request and further referencing this Part 5(c)(v)) (collectively, “Written Notice”) the amount of the Estimated Swap Termination Payment, Party A shall provide to the Trustee in writing (which may be done in electronic format) the amount of the Estimated Swap Termination Payment no later than 2:00 pm New York City time on the following Business Day and (II) if the Trustee provides Written Notice to Party A no later than two Business Days prior to the final Distribution Date specified in the Optional Termination Notice that all requirements of the Optional Termination have been met, then Party A shall, no later than one Business Day prior to the final Distribution Date specified in the Optional Termination Notice, make the calculations contemplated by Section 6(e) of the ISDA Master Agreement (as amended herein) and provide to the Trustee in writing (which may be done in electronic format) the amount payable by either Party B or Party A in respect of the related Early Termination Date in connection with this Additional Termination Event; provided, however, that the amount payable by Party B, if any, in respect of the related Early Termination Date shall be the lesser of (x) the amount calculated to be due by Party B pursuant to Section 6(e) and (y) the Estimated Swap Termination Payment; and (E) notwithstanding anything to the contrary in this Agreement, any amount due from Party B to Party A in respect of this Additional Termination Event will be payable on the final Distribution Date specified in the Optional Termination Notice and any amount due from Party A to Party B in respect of this Additional Termination Event will be payable one Business Day prior to the final Distribution Date specified in the Optional Termination Notice.

The Trustee shall be an express third party beneficiary of this Agreement as if a party hereto to the extent of the Trustee’s rights specified herein.

(d)
Required Ratings Downgrade Event. If a Required Ratings Downgrade Event has occurred, then Party A shall, as soon as reasonably practicable and so long as a Required Ratings Downgrade Event is in effect, at its own expense, using commercially reasonable efforts, procure either (A) a Permitted Transfer or (B) an Eligible Guarantee from an Eligible Guarantor.

(e)
Item 1115 Agreement. Party A and Party B hereby agree that the terms of the Item 1115 Agreement, dated as of December 20, 2006 (the “Item 1115 Agreement”), among EMC Mortgage Corporation, Bear Stearns Asset Backed Securities I LLC and Structured Asset Mortgage Investments II Inc. and Wachovia Bank, National Association, shall be incorporated by reference into this Agreement and Party B shall be an express third party beneficiary of the Item 1115 Agreement. A copy of the Item 1115 Agreement is annexed hereto at Annex B.
 
(f)
Transfers. 
 
(i)            Section 7 is hereby amended to read in its entirety as follows:
 
“Except with respect to any Permitted Transfer pursuant to Section 6(b)(ii), Part 5(d), the Item 1115 Agreement or the succeeding sentence, neither Party A nor Party B is permitted to assign, novate or transfer (whether by way of security or otherwise) as a whole or in part any of its rights, obligations or interests under the Agreement or any Transaction unless (a) the prior written consent of the other party is obtained, and (b) the Rating Agency Condition has been satisfied with respect to S&P. At any time at which no Relevant Entity has credit ratings at least equal to the Approved Ratings Threshold, Party A may make a Permitted Transfer.”
 
 
(ii)
If an Approved Replacement has made a Firm Offer (which remains an offer that will become legally binding upon acceptance by Party B) to be the transferee pursuant to a Permitted Transfer, Party B shall, at Party A’s written request and at Party A’s expense, take any reasonable steps required to be taken by Party B to effect such transfer.
 
(g)
Non-Recourse. Party A acknowledges and agrees that, notwithstanding any provision in this Agreement to the contrary, the obligations of Party B hereunder are limited recourse obligations of Party B, payable solely from the Supplemental Interest Trust and the Swap Account and the proceeds thereof, in accordance with the priority of payments and other terms of the Pooling and Servicing Agreement and that Party A will not have any recourse to any of the directors, officers, agents, employees, shareholders or affiliates of the Party B with respect to any claims, losses, damages, liabilities, indemnities or other obligations in connection with any transactions contemplated hereby. In the event that the Supplemental Interest Trust and the Swap Account and the proceeds thereof, should be insufficient to satisfy all claims outstanding and following the realization of the account held by the Supplemental Interest Trust and the proceeds thereof, any claims against or obligations of Party B under the ISDA Master Agreement or any other confirmation thereunder still outstanding shall be extinguished and thereafter not revive. The Supplemental Interest Trust Trustee shall not have liability for any failure or delay in making a payment hereunder to Party A due to any failure or delay in receiving amounts in the account held by the Supplemental Interest Trust from the Trust created pursuant to the Pooling and Servicing Agreement. This provision will survive the termination of this Agreement.

(h)
Timing of Payments by Party B upon Early Termination. Notwithstanding anything to the contrary in Section 6(d)(ii), to the extent that all or a portion (in either case, the “Unfunded Amount”) of any amount that is calculated as being due in respect of any Early Termination Date under Section 6(e) from Party B to Party A will be paid by Party B from amounts other than any upfront payment paid to Party B by an Eligible Replacement that has entered a Replacement Transaction with Party B, then such Unfunded Amount shall be due on the next subsequent Distribution Date following the date on which the payment would have been payable as determined in accordance with Section 6(d)(ii), and on any subsequent Distribution Dates until paid in full (or if such Early Termination Date is the final Distribution Date, on such final Distribution Date); provided, however, that if the date on which the payment would have been payable as determined in accordance with Section 6(d)(ii) is a Distribution Date, such payment will be payable on such Distribution Date.

(i)
Rating Agency Notifications. Notwithstanding any other provision of this Agreement, no Early Termination Date shall be effectively designated hereunder by Party B and no transfer of any rights or obligations under this Agreement shall be made by either party unless each Swap Rating Agency has been given prior written notice of such designation or transfer.

(j)
No Set-off. Except as expressly provided for in Section 2(c), Section 6 or Part 1(f)(i)(D) hereof, and notwithstanding any other provision of this Agreement or any other existing or future agreement, each party irrevocably waives any and all rights it may have to set off, net, recoup or otherwise withhold or suspend or condition payment or performance of any obligation between it and the other party hereunder against any obligation between it and the other party under any other agreements. Section 6(e) shall be amended by deleting the following sentence: “The amount, if any, payable in respect of an Early Termination Date and determined pursuant to this Section will be subject to any Set-off.”.
 
(k)
Amendment. Notwithstanding any provision to the contrary in this Agreement, no amendment of either this Agreement or any Transaction under this Agreement shall be permitted by either party unless each of the Swap Rating Agencies has been provided prior written notice of the same and such amendment satisfies the Rating Agency Condition with respect to S&P.

(l)
Notice of Certain Events or Circumstances. Each Party agrees, upon learning of the occurrence or existence of any event or condition that constitutes (or that with the giving of notice or passage of time or both would constitute) an Event of Default or Termination Event with respect to such party, promptly to give the other Party and to each Swap Rating Agency notice of such event or condition; provided that failure to provide notice of such event or condition pursuant to this Part 5(l) shall not constitute an Event of Default or a Termination Event.
 
(m)          Proceedings. No Relevant Entity shall institute against, or cause any other person to institute against, or join any other person in instituting against Party B, the Supplemental Interest Trust Trustee, or the trust formed pursuant to the Pooling and Servicing Agreement, in any bankruptcy, reorganization, arrangement, insolvency or liquidation proceedings or other proceedings under any federal or state bankruptcy or similar law for a period of one year (or, if longer, the applicable preference period) and one day following payment in full of the Certificates and any Notes. This provision will survive the termination of this Agreement. 

(n)
Supplemental Interest Trust Trustee Liability Limitations. It is expressly understood and agreed by the parties hereto that (a) this Agreement is executed by LaSalle Bank National Association (“LaSalle”) not in its individual capacity, but solely as Supplemental Interest Trust Trustee under the Pooling and Servicing Agreement in the exercise of the powers and authority conferred and invested in it thereunder; (b) LaSalle has been directed pursuant to the Pooling and Servicing Agreement to enter into this Agreement and to perform its obligations hereunder; (c) each of the representations, undertakings and agreements herein made on behalf of the Supplemental Interest Trust is made and intended not as personal representations of the Supplemental Interest Trust Trustee but is made and intended for the purpose of binding only the Supplemental Interest Trust; and (d) under no circumstances shall LaSalle in its individual capacity be personally liable for any payments hereunder or for the breach or failure of any obligation, representation, warranty or covenant made or undertaken under this Agreement.

(o)
Severability. If any term, provision, covenant, or condition of this Agreement, or the application thereof to any party or circumstance, shall be held to be invalid or unenforceable (in whole or in part) in any respect, the remaining terms, provisions, covenants, and conditions hereof shall continue in full force and effect as if this Agreement had been executed with the invalid or unenforceable portion eliminated, so long as this Agreement as so modified continues to express, without material change, the original intentions of the parties as to the subject matter of this Agreement and the deletion of such portion of this Agreement will not substantially impair the respective benefits or expectations of the parties; provided, however, that this severability provision shall not be applicable if any provision of Section 2, 5, 6, or 13 (or any definition or provision in Section 14 to the extent it relates to, or is used in or in connection with any such Section) shall be so held to be invalid or unenforceable.

The parties shall endeavor to engage in good faith negotiations to replace any invalid or unenforceable term, provision, covenant or condition with a valid or enforceable term, provision, covenant or condition, the economic effect of which comes as close as possible to that of the invalid or unenforceable term, provision, covenant or condition.

(p)
Agent for Party B. Party A acknowledges that the Depositor has appointed the Swap Administrator as its agent under Swap Administration Agreement to carry out certain functions on behalf of Party B, and that the Swap Administrator shall be entitled to give notices and to perform and satisfy the obligations of Party B hereunder on behalf of Party B.
 
(q)
Escrow Payments. If (whether by reason of the time difference between the cities in which payments are to be made or otherwise) it is not possible for simultaneous payments to be made on any date on which both parties are required to make payments hereunder, either Party may at its option and in its sole discretion notify the other Party that payments on that date are to be made in escrow. In this case deposit of the payment due earlier on that date shall be made by 2:00 pm (local time at the place for the earlier payment) on that date with an escrow agent selected by the notifying party, accompanied by irrevocable payment instructions (i) to release the deposited payment to the intended recipient upon receipt by the escrow agent of the required deposit of any corresponding payment payable by the other party on the same date accompanied by irrevocable payment instructions to the same effect or (ii) if the required deposit of the corresponding payment is not made on that same date, to return the payment deposited to the party that paid it into escrow. The party that elects to have payments made in escrow shall pay all costs of the escrow arrangements.
 
(r)
Consent to Recording. Each party hereto consents to the monitoring or recording, at any time and from time to time, by the other party of any and all communications between officers and employees of the parties and their Affiliates, waives any further notice of such monitoring or recording, and agrees to notify its officers and employees of such monitoring or recording.

(s)
Waiver of Jury Trial. Each party waives any right it may have to a trial by jury in respect of any suit, action or proceeding relating to this Agreement or any Credit Support Document.

(t)
Form of ISDA Master Agreement. Party A and Party B hereby agree that the text of the body of the ISDA Master Agreement is intended to be the printed form of the ISDA Master Agreement (Multicurrency - Crossborder) as published and copyrighted in 1992 by the International Swaps and Derivatives Association, Inc.

(u)
Payment Instructions. Party A hereby agrees that, unless notified in writing by Party B or the Swap Administrator of other payment instructions, any and all amounts payable by Party A to Party B under this Agreement shall be paid to the account specified in Item 4 of this Confirmation, below. Party A shall be entitled to rely on any written notice or communication from Party B or the Swap Administrator to that effect which is delivered to Party A in accordance with Section 12.

(v)
Additional representations.

 
(i)
Representations of Party A. Party A represents to Party B on the date on which Party A enters into each Transaction that: Party A is a bank subject to the requirements of 12 U.S.C. § 1823(e), its execution, delivery and performance of this Agreement (including the Credit Support Annex and each Confirmation) have been approved by its board of directors or its loan committee, such approval is reflected in the minutes of said board of directors or loan committee, and this Agreement (including the Credit Support Annex and each Confirmation) will be maintained as one of its official records continuously from the time of its execution (or in the case of any Confirmation, continuously until such time as the relevant Transaction matures and the obligations therefor are satisfied in full).
 
 
(ii)
Capacity. Party A represents to Party B on the date on which Party A enters into this Agreement that it is entering into the Agreement and the Transaction as principal and not as agent of any person. Party B represents to Party A on the date on which Party B enters into this Agreement that it is entering into the Agreement and the Transaction in its capacity as Supplemental Interest Trust Trustee.
 
(w)
Bankruptcy Code. Subject to Part 5(m), without limiting the applicability if any, of any other provision of the U.S. Bankruptcy Code as amended (the “Bankruptcy Code”) (including without limitation Sections 362, 546, 556, and 560 thereof and the applicable definitions in Section 101 thereof), the parties acknowledge and agree that all Transactions entered into hereunder will constitute “forward contracts” or “swap agreements” as defined in Section 101 of the Bankruptcy Code or “commodity contracts” as defined in Section 761 of the Bankruptcy Code, that the rights of the parties under Section 6 of this Agreement will constitute contractual rights to liquidate Transactions, that any margin or collateral provided under any margin, collateral, security, pledge, or similar agreement related hereto will constitute a “margin payment” as defined in Section 101 of the Bankruptcy Code, and that the parties are entities entitled to the rights under, and protections afforded by, Sections 362, 546, 556, and 560 of the Bankruptcy Code.
 
(x)
[Reserved.]
 
(y)
[Reserved.]
 
(z)           Additional Definitions. 
 
As used in this Agreement, the following terms shall have the meanings set forth below, unless the context clearly requires otherwise:
 
“Approved Ratings Threshold” means each of the S&P Approved Ratings Threshold and the Moody’s First Trigger Ratings Threshold.

“Approved Replacement” means, with respect to a Market Quotation, an entity making such Market Quotation, which entity would satisfy conditions (a), (b), (c) and (d) of the definition of Permitted Transfer (as determined by Party B in its sole discretion, acting in a commercially reasonable manner) if such entity were a Transferee, as defined in the definition of Permitted Transfer.

“Derivative Provider Trigger Event” means (i) an Event of Default with respect to which Party A is a Defaulting Party, (ii) a Termination Event with respect to which Party A is the sole Affected Party or (iii) an Additional Termination Event with respect to which Party A is the sole Affected Party.

“Eligible Guarantee” means an unconditional and irrevocable guarantee of all present and future obligations (for the avoidance of doubt, not limited to payment obligations) of Party A or an Eligible Replacement to Party B under this Agreement that is provided by an Eligible Guarantor as principal debtor rather than surety and that is directly enforceable by Party B, the form and substance of which guarantee are subject to the Rating Agency Condition with respect to S&P, and either (A) a law firm has given a legal opinion confirming that none of the guarantor’s payments to Party B under such guarantee will be subject to Tax collected by withholding or (B) such guarantee provides that, in the event that any of such guarantor’s payments to Party B are subject to Tax collected by withholding, such guarantor is required to pay such additional amount as is necessary to ensure that the net amount actually received by Party B (free and clear of any Tax collected by withholding) will equal the full amount Party B would have received had no such withholding been required.

“Eligible Guarantor” means an entity that (A) has credit ratings from S&P at least equal to the S&P Approved Ratings Threshold and (B) has credit ratings from Moody’s at least equal to the Moody’s Second Trigger Ratings Threshold, provided, for the avoidance of doubt, that an Eligible Guarantee of an Eligible Guarantor with credit ratings below the Moody’s First Trigger Ratings Threshold will not cause a Collateral Event (as defined in the Credit Support Annex) not to occur or continue with respect to Moody’s.

“Eligible Replacement” means an entity (A) (i) (a) that has credit ratings from S&P at least equal to the S&P Approved Ratings Threshold, and (b) has credit ratings from Moody’s at least equal to the Moody’s Second Trigger Ratings Threshold, provided, for the avoidance of doubt, that an Eligible Replacement with credit ratings below the Moody’s First Trigger Ratings Threshold will not cause a Collateral Event (as defined in the Credit Support Annex) not to occur or continue with respect to Moody’s, or (ii) the present and future obligations (for the avoidance of doubt, not limited to payment obligations) of which entity to Party B under this Agreement are guaranteed pursuant to an Eligible Guarantee and (B) that has executed an Item 1115 Agreement or other Regulation AB provisions reasonably acceptable to Depositor.

“Estimated Swap Termination Payment” means, with respect to an Early Termination Date, an amount determined by Party A in good faith and in a commercially reasonable manner as the maximum payment that Party A believes could be owed by Party B to Party A in respect of such Early Termination Date pursuant to Section 6(e) of the ISDA Master Agreement, taking into account then current market conditions.

“Firm Offer” means (A) with respect to an Eligible Replacement, a quotation from such Eligible Replacement (i) in an amount equal to the actual amount payable by or to Party B in consideration of an agreement between Party B and such Eligible Replacement to replace Party A as the counterparty to this Agreement by way of novation or, if such novation is not possible, an agreement between Party B and such Eligible Replacement to enter into a Replacement Transaction (assuming that all Transactions hereunder become Terminated Transactions), and (ii) that constitutes an offer by such Eligible Replacement to replace Party A as the counterparty to this Agreement or enter a Replacement Transaction that will become legally binding upon such Eligible Replacement upon acceptance by Party B, and (B) with respect to an Eligible Guarantor, an offer by such Eligible Guarantor to provide an Eligible Guarantee that will become legally binding upon such Eligible Guarantor upon acceptance by the offeree.

“Moody’s” means Moody’s Investors Service, Inc., or any successor thereto.

“Moody’s First Trigger Ratings Event” means that no Relevant Entity has credit ratings from Moody’s at least equal to the Moody’s First Trigger Ratings Threshold. 

“Moody’s First Trigger Ratings Threshold” means, with respect to Party A, the guarantor under an Eligible Guarantee or an Eligible Replacement, (i) if such entity has a short-term unsecured and unsubordinated debt rating from Moody’s, a long-term unsecured and unsubordinated debt rating or counterparty rating from Moody’s of “A2” and a short-term unsecured and unsubordinated debt rating from Moody’s of “Prime-1”, or (ii) if such entity does not have a short-term unsecured and unsubordinated debt rating or counterparty rating from Moody’s, a long-term unsecured and unsubordinated debt rating or counterparty rating from Moody’s of “A1”.

“Moody’s Second Trigger Ratings Event” means that no Relevant Entity has credit ratings from Moody’s at least equal to the Moody’s Second Trigger Ratings Threshold.

“Moody’s Second Trigger Ratings Threshold” means, with respect to Party A, the guarantor under an Eligible Guarantee or an Eligible Replacement, (i) if such entity has a short-term unsecured and unsubordinated debt rating from Moody’s, a long-term unsecured and unsubordinated debt rating or counterparty rating from Moody’s of “A3” and a short-term unsecured and unsubordinated debt rating from Moody’s of “Prime-2”, or (ii) if such entity does not have a short-term unsecured and unsubordinated debt rating from Moody’s, a long-term unsecured and unsubordinated debt rating or counterparty rating from Moody’s of “A3”.

“Permitted Transfer” means a transfer by novation by Party A as transferor (the “Transferor”) to a transferee (the “Transferee”), pursuant to Section 6(b)(ii), Part 5(d), the Item 1115 Agreement or the second sentence of Section 7 (as amended herein), of all, but not less than all, of the rights, liabilities, duties and obligations that the Transferor would, but for the occurrence of such transfer, have had under this Agreement and all relevant Transactions after the date of such transfer (collectively, the “Transferred Interests”), and with respect to which transfer each of the following conditions is satisfied: (a) the Transferee is an Eligible Replacement; (b) Party A and the Transferee are both “dealers in notional principal contracts” within the meaning of Treasury regulations section 1.1001-4; (c) as of the date of such transfer the Transferee would not be required to withhold or deduct on account of Tax from any payments under this Agreement or would be required to gross up for such Tax under Section 2(d)(i)(4), (d) an Event of Default or Termination Event would not occur as a result of such transfer, (e) pursuant to a written instrument (the “Transfer Agreement”), the Transferee acquires and assumes the Transferred Interests, (f) Party B shall have determined, in its sole discretion, acting in a commercially reasonable manner, that such Transfer Agreement is effective to transfer to the Transferee the Transferred Interests; (g) the Transferor will be responsible for any costs or expenses incurred in connection with such transfer (including any replacement cost of entering into a replacement transaction); (h) either (A) Moody’s has been given prior written notice of such transfer and the Rating Agency Condition is satisfied with respect to S&P or (B) each Swap Rating Agency has been given prior written notice of such transfer and such transfer is in connection with the assignment and assumption of the Transferred Interests without modification of the terms of this Agreement, other than party names, dates relevant to the effective date of such transfer, tax representations (provided that the representations in Part 2(a)(i) are not modified) and any other representations regarding the status of the substitute counterparty of the type included in Part 5(b)(iv) or Part 5(v), notice information and account details; and (i) such transfer otherwise complies with the terms of the Pooling and Servicing Agreement.
 
“Rating Agency Condition” means, with respect to any particular proposed act or omission to act hereunder and each Swap Rating Agency specified in connection with such proposed act or omission, that the party acting or failing to act must consult with each of the specified Swap Rating Agencies and receive from each such Swap Rating Agency a prior written confirmation that the proposed action or inaction would not cause a downgrade or withdrawal of the then-current rating of any Certificates or Notes.

“Relevant Entity” means Party A and, to the extent applicable, a guarantor under an Eligible Guarantee.

“Replacement Transaction” means, with respect to any Terminated Transaction or group of Terminated Transactions, a transaction or group of transactions that (i) would have the effect of preserving for Party B the economic equivalent of any payment or delivery (whether the underlying obligation was absolute or contingent and assuming the satisfaction of each applicable condition precedent) by the parties under Section 2(a)(i) in respect of such Terminated Transaction or group of Terminated Transactions that would, but for the occurrence of the relevant Early Termination Date, have been required after that Date, and (ii) has terms which are substantially the same as this Agreement, including, without limitation, rating triggers, Regulation AB compliance, and credit support documentation, save for the exclusion of provisions relating to Transactions that are not Terminated Transaction, as determined by Party B in its sole discretion, acting in a commercially reasonable manner.

“Required Ratings Downgrade Event” means that no Relevant Entity has credit ratings at least equal to the Required Ratings Threshold.

“Required Ratings Threshold” means each of the S&P Required Ratings Threshold and the Moody’s Second Trigger Ratings Threshold.
 
“S&P” means Standard & Poor's Rating Services, a division of The McGraw-Hill Companies, Inc., or any successor thereto.

“S&P Approved Ratings Threshold” means, with respect to Party A, the guarantor under an Eligible Guarantee or an Eligible Replacement, a short-term unsecured and unsubordinated debt rating from S&P of “A-1”, or, if such entity does not have a short-term unsecured and unsubordinated debt rating from S&P, a long-term unsecured and unsubordinated debt rating or counterparty rating from S&P of “A+”.

“S&P Required Ratings Threshold” means, with respect to Party A, the guarantor under an Eligible Guarantee or an Eligible Replacement, a long-term unsecured and unsubordinated debt rating or counterparty rating from S&P of “BBB-”.

“Swap Rating Agencies” means, with respect to any date of determination, each of S&P and Moody’s, to the extent that each such rating agency is then providing a rating for any of the Bear Stearns Asset Backed Securities I Trust 2007-HE3, Asset-Backed Certificates, Series 2007-HE3 (the “Certificates”) or any notes backed by the Certificates (the “Notes”).



[Remainder of this page intentionally left blank.]
 



4. Account Details and Settlement Information:  
 

Payments to Party A:
Wachovia Bank, N.A.
 
CIB Group, ABA 053000219
 
Ref: Derivative Desk (Trade No: 1789094)
 
Account #: 04659360006116
   
Payments to Party B:
LaSalle Bank
 
ABA #071 000 505
 
LaSalle CHGO/CTR/BNF:/LaSalle Trust
 
Ref Trust A/C# 724586.2

This Agreement may be executed in several counterparts, each of which shall be deemed an original but all of which together shall constitute one and the same instrument. 






We are very pleased to have executed this Transaction with you and we look forward to completing other transactions with you in the near future.

Very truly yours,

Wachovia Bank, N.A.



By:
 
Name:
 
Title:
 


Party B, acting through its duly authorized signatory, hereby agrees to, accepts and confirms the terms of the foregoing as of the date hereof.

LaSalle Bank National Association, not individually, but solely as Supplemental Interest Trust Trustee on behalf of the Supplemental Interest Trust with respect to the Bear Stearns Asset Backed Securities I Trust 2007-HE3, Asset-Backed Certificates, Series 2007-HE3

By:
 
Name:
 
Title:
 









SCHEDULE I
(all such dates subject to No Adjustment with respect to Fixed Rate Payer Period End Dates and adjustment in accordance with the Following Business Day Convention with respect to Floating Rate Payer Period End Dates)

From and including
To but excluding
Notional Amount (USD)
Effective Date
4/25/2007
9,705,622.9083
4/25/2007
5/25/2007
9,616,345.0322
5/25/2007
6/25/2007
9,499,201.3728
6/25/2007
7/25/2007
9,354,171.1620
7/25/2007
8/25/2007
9,181,457.6918
8/25/2007
9/25/2007
8,981,519.8666
9/25/2007
10/25/2007
8,755,042.7892
10/25/2007
11/25/2007
8,502,986.3129
11/25/2007
12/25/2007
8,226,596.8850
12/25/2007
1/25/2008
7,927,537.5907
1/25/2008
2/25/2008
7,610,206.5248
2/25/2008
3/25/2008
7,290,899.2017
3/25/2008
4/25/2008
6,984,234.9987
4/25/2008
5/25/2008
6,690,849.6908
5/25/2008
6/25/2008
6,410,154.8223
6/25/2008
7/25/2008
6,141,588.4731
7/25/2008
8/25/2008
5,884,614.0467
8/25/2008
9/25/2008
5,638,719.2648
9/25/2008
10/25/2008
5,403,414.6004
10/25/2008
11/25/2008
5,178,233.0995
11/25/2008
12/25/2008
4,962,728.2475
12/25/2008
1/25/2009
4,756,475.0047
1/25/2009
2/25/2009
4,559,094.0270
2/25/2009
3/25/2009
4,370,298.3746
3/25/2009
4/25/2009
4,189,727.6382
4/25/2009
5/25/2009
4,016,857.1324
5/25/2009
6/25/2009
3,851,349.7659
6/25/2009
7/25/2009
3,692,883.5479
7/25/2009
8/25/2009
3,541,151.0331
8/25/2009
9/25/2009
3,395,871.7118
9/25/2009
10/25/2009
3,256,768.3437
10/25/2009
11/25/2009
3,123,552.7656
11/25/2009
12/25/2009
2,995,969.1331
12/25/2009
1/25/2010
2,873,773.2591
1/25/2010
2/25/2010
2,756,738.5784
2/25/2010
3/25/2010
2,644,640.2171
3/25/2010
4/25/2010
2,537,259.2745
4/25/2010
5/25/2010
2,434,388.3222
5/25/2010
6/25/2010
2,335,832.3815
6/25/2010
7/25/2010
2,241,405.2181
7/25/2010
8/25/2010
2,150,930.2975
8/25/2010
9/25/2010
2,064,236.1221
9/25/2010
10/25/2010
1,981,159.6170
10/25/2010
11/25/2010
1,901,544.8589
11/25/2010
12/25/2010
1,825,243.1554
12/25/2010
1/25/2011
1,752,112.3850
1/25/2011
2/25/2011
1,682,016.6451
2/25/2011
3/25/2011
1,614,826.0060
3/25/2011
4/25/2011
1,550,416.2830
4/25/2011
5/25/2011
1,488,668.6525
5/25/2011
6/25/2011
1,429,469.5505
6/25/2011
7/25/2011
1,372,710.3852
7/25/2011
8/25/2011
1,318,287.3220
8/25/2011
9/25/2011
1,266,101.0502
9/25/2011
10/25/2011
1,216,056.6054
10/25/2011
11/25/2011
1,168,063.1220
11/25/2011
12/25/2011
1,122,033.6523
12/25/2011
1/25/2012
1,077,884.1369
1/25/2012
2/25/2012
1,035,532.2061
2/25/2012
Termination Date
994,782.7525







Annex A

Paragraph 13 of the Credit Support Annex
 

 

ISDA®
CREDIT SUPPORT ANNEX
to the Schedule to the
ISDA Master Agreement
dated as of March 30, 2007 between
Wachovia Bank, N.A. (hereinafter referred to as “Party A” or “Pledgor”)
and
LaSalle Bank National Association, not individually, but solely as Supplemental Interest Trust Trustee on behalf of the supplemental interest trust with respect to the Bear Stearns Asset Backed Securities I Trust 2007-HE3, Asset-Backed Certificates, Series 2007-HE3 (the “Supplemental Interest Trust”)
(hereinafter referred to as “Party B” or “Secured Party”).

For the avoidance of doubt, and notwithstanding anything to the contrary that may be contained in the Agreement, this Credit Support Annex shall relate solely to the Transaction documented in the Confirmation dated March 30, 2007, between Party A and Party B, Reference Number 1789094.

 
Paragraph 13. Elections and Variables.
 
(a)  
Security Interest for “Obligations”. The term “Obligations as used in this Annex includes the following additional obligations:
 
With respect to Party A: not applicable.
 
With respect to Party B: not applicable.
 
(b)  
Credit Support Obligations.
 
(i)  
Delivery Amount, Return Amount and Credit Support Amount.
 
(A)  
“Delivery Amount has the meaning specified in Paragraph 3(a) as amended (I) by deleting the words “upon a demand made by the Secured Party on or promptly following a Valuation Date” and inserting in lieu thereof the words “not later than the close of business on each Valuation Date” and (II) by deleting in its entirety the sentence beginning “Unless otherwise specified in Paragraph 13” and ending “(ii) the Value as of that Valuation Date of all Posted Credit Support held by the Secured Party.” and inserting in lieu thereof the following:
 
The “Delivery Amount applicable to the Pledgor for any Valuation Date will equal the greatest of
 
(1)           the amount by which (a) the S&P Credit Support Amount for such Valuation Date exceeds (b) the S&P Value as of such Valuation Date of all Posted Credit Support held by the Secured Party,
 
(2)           the amount by which (a) the Moody’s First Trigger Credit Support Amount for such Valuation Date exceeds (b) the Moody’s First Trigger Value as of such Valuation Date of all Posted Credit Support held by the Secured Party, and
 
(3)           the amount by which (a) the Moody’s Second Trigger Credit Support Amount for such Valuation Date exceeds (b) the Moody’s Second Trigger Value as of such Valuation Date of all Posted Credit Support held by the Secured Party.
 
(B)  
“Return Amount” has the meaning specified in Paragraph 3(b) as amended by deleting in its entirety the sentence beginning “Unless otherwise specified in Paragraph 13” and ending “(ii) the Credit Support Amount.” and inserting in lieu thereof the following:
 
The “Return Amount” applicable to the Secured Party for any Valuation Date will equal the least of
 
(1)           the amount by which (a) the S&P Value as of such Valuation Date of all Posted Credit Support held by the Secured Party exceeds (b) the S&P Credit Support Amount for such Valuation Date,
 
(2)           the amount by which (a) the Moody’s First Trigger Value as of such Valuation Date of all Posted Credit Support held by the Secured Party exceeds (b) the Moody’s First Trigger Credit Support Amount for such Valuation Date, and
 
(3)           the amount by which (a) the Moody’s Second Trigger Value as of such Valuation Date of all Posted Credit Support held by the Secured Party exceeds (b) the Moody’s Second Trigger Credit Support Amount for such Valuation Date.
 
(C)  
“Credit Support Amount” shall not apply. For purposes of calculating any Delivery Amount or Return Amount for any Valuation Date, reference shall be made to the S&P Credit Support Amount, the Moody’s First Trigger Credit Support Amount, or the Moody’s Second Trigger Credit Support Amount, in each case for such Valuation Date, as provided in Paragraphs 13(b)(i)(A) and 13(b)(i)(B), above.
 
(ii)  
Eligible Collateral.
 
On any date, the following items will qualify as “Eligible Collateral” (for the avoidance of doubt, all Eligible Collateral to be denominated in USD):
 





 
ISDA Collateral Asset Definition (ICAD) Code
Remaining Maturity in Years
S&P
Valuation
Percentage
Moody’s
First Trigger Valuation Percentage
Moody’s
Second Trigger
Valuation
Percentage
(A) US-CASH
N/A
100%
100%
100%
(B) US-TBILL
  US-TNOTE
  US-TBOND
       
 
1 or less
98.6%
100%
100%
 
More than 1 but not more than 2
97.3%
100%
99%
 
More than 2 but not more than 3
95.8%
100%
98%
 
More than 3 but not more than 5
93.8%
100%
97%
 
More than 5 but not more than 7
91.4%
100%
95%
 
More than 7 but not more than 10
90.3%
100%
94%
 
More than 10 but not more than 20
87.9%
100%
89%
 
More than 20
84.6%
100%
87%
(C) US-GNMA
  US-FNMA
  US-FHLMC
       
 
1 or less
98.0%
100%
99%
 
More than 1 but not more than 2
96.8%
100%
98%
 
More than 2 but not more than 3
96.3%
100%
97%
 
More than 3 but not more than 5
92.5%
100%
96%
 
More than 5 but not more than 7
90.3%
100%
94%
 
More than 7 but not more than 10
86.9%
100%
93%
 
More than 10 but not more than 20
82.6%
100%
88%
 
More than 20
77.9%
100%
86%

The ISDA Collateral Asset Definition (ICAD) Codes used in this Paragraph 13(b)(ii) are taken from the Collateral Asset Definitions (First Edition - June 2003) as published and copyrighted in 2003 by the International Swaps and Derivatives Association, Inc.
 
(i)  
Other Eligible Support. 
 
The following items will qualify as “Other Eligible Support” for the party specified:
 
Not applicable.
 
(ii)  
Threshold.
 
(A)  
“Independent Amount” means zero with respect to Party A and Party B.
 
(B)  
“Threshold” means, with respect to Party A and any Valuation Date, zero if (i) a Collateral Event has occurred and been continuing and either (x) such Collateral Event has been continuing for at least 30 days or (y) no Relevant Entity has had credit ratings at least equal to the Approved Ratings Threshold since this Annex was executed, or (ii) a S&P Required Ratings Downgrade Event has occurred and is continuing; otherwise, infinity.
 
  “Threshold” means, with respect to Party B and any Valuation Date, infinity.
 
(C)  
“Minimum Transfer Amount” means USD 100,000 with respect to Party A and Party B (or, with respect to Party B, if the aggregate Value of Posted Collateral is less than $100,000, the aggregate Value of Posted Collateral); provided, however, that if the aggregate Certificate Principal Balance of any Certificates and the aggregate principal balance of any Notes rated by S&P ceases to be more than USD 50,000,000, the “Minimum Transfer Amount” shall be USD 50,000 (or, with respect to Party B, if the aggregate Value of Posted Collateral is less than $50,000, the aggregate Value of Posted Collateral).
 
(D)  
Rounding: The Delivery Amount will be rounded up to the nearest integral multiple of USD 10,000. The Return Amount will be rounded down to the nearest integral multiple of USD 10,000.
 
(b)  
Valuation and Timing.
 
(i)  
“Valuation Agent” means Party A in all circumstances.
 
(ii)  
“Valuation Date” means the first Local Business Day in each week on which any of the S&P Credit Support Amount, the Moody’s First Trigger Credit Support Amount or the Moody’s Second Trigger Credit Support Amount is greater than zero.
 
(iii)  
“Valuation Time” means the close of business in the city of the Valuation Agent on the Local Business Day immediately preceding the Valuation Date or date of calculation, as applicable; provided that the calculations of Value and Exposure will be made as of approximately the same time on the same date. The Valuation Agent will notify each party (or the other party, if the Valuation Agent is a party) of its calculations not later than the Notification Time on the applicable Valuation Date (or in the case of Paragraph 6(d), the Local Business Day following the day on which such relevant calculations are performed).
 
(iv)  
“Notification Time” means 11:00 a.m., New York time, on a Local Business Day.
 
(v)  
External Verification. Notwithstanding anything to the contrary in the definitions of Valuation Agent or Valuation Date, at any time at which Party A (or, to the extent applicable, its Credit Support Provider) does not have a long-term unsubordinated and unsecured debt rating of at least “BBB+” from S&P, the Valuation Agent shall (A) calculate the Secured Party’s Exposure and the S&P Value of Posted Credit Support on each Valuation Date based on internal marks and (B) verify such calculations with external marks monthly by obtaining on the last Local Business Day of each calendar month two external marks for each Transaction to which this Annex relates and for all Posted Credit Support; such verification of the Secured Party’s Exposure shall be based on the higher of the two external marks. Each external mark in respect of a Transaction shall be obtained from an independent Reference Market-maker that would be eligible and willing to enter into such Transaction in the absence of the current derivative provider, provided that an external mark may not be obtained from the same Reference Market-maker more than four times in any 12-month period. The Valuation Agent shall obtain these external marks directly or through an independent third party, in either case at no cost to Party B. The Valuation Agent shall calculate on each Valuation Date (for purposes of this paragraph, the last Local Business Day in each calendar month referred to above shall be considered a Valuation Date) the Secured Party’s Exposure based on the greater of the Valuation Agent’s internal marks and the external marks received. If the S&P Value on any such Valuation Date of all Posted Credit Support then held by the Secured Party is less than the S&P Credit Support Amount on such Valuation Date (in each case as determined pursuant to this paragraph), Party A shall, within three Local Business Days of such Valuation Date, Transfer to the Secured Party Eligible Credit Support having an S&P Value as of the date of Transfer at least equal to such deficiency.
 
(vi)  
Notice to S&P. At any time at which Party A (or, to the extent applicable, its Credit Support Provider) does not have a long-term unsubordinated and unsecured debt rating of at least “BBB+” from S&P, the Valuation Agent shall provide to S&P not later than the Notification Time on the Local Business Day following each Valuation Date its calculations of the Secured Party’s Exposure and the S&P Value of any Eligible Credit Support or Posted Credit Support for that Valuation Date. The Valuation Agent shall also provide to S&P any external marks received pursuant to the preceding paragraph.
 
(c)  
Conditions Precedent and Secured Party’s Rights and Remedies. The following Termination Events will be a “Specified Condition” for the party specified (that party being the Affected Party if the Termination Event occurs with respect to that party): With respect to Party A and Party B: None.
 
(d)  
Substitution.
 
(i)  
Substitution Date” has the meaning specified in Paragraph 4(d)(ii).
 
(ii)  
Consent. If specified here as applicable, then the Pledgor must obtain the Secured Party’s consent for any substitution pursuant to Paragraph 4(d): Inapplicable.
 
(e)  
Dispute Resolution.
 
(i)  
Resolution Time” means 1:00 p.m. New York time on the Local Business Day following the date on which the notice of the dispute is given under Paragraph 5.
 
(ii)  
Value. Notwithstanding anything to the contrary in Paragraph 12, for the purpose of Paragraphs 5(i)(C) and 5(ii), the S&P Value, Moody’s First Trigger Value, and Moody’s Second Trigger Value, on any date, of Eligible Collateral other than Cash will be calculated as follows:
 
For Eligible Collateral in the form of securities listed in Paragraph 13(b)(ii): the sum of (A) the product of (1)(x) the bid price at the Valuation Time for such securities on the principal national securities exchange on which such securities are listed, or (y) if such securities are not listed on a national securities exchange, the bid price for such securities quoted at the Valuation Time by any principal market maker for such securities selected by the Valuation Agent, or (z) if no such bid price is listed or quoted for such date, the bid price listed or quoted (as the case may be) at the Valuation Time for the day next preceding such date on which such prices were available and (2) the applicable Valuation Percentage for such Eligible Collateral, and (B) the accrued interest on such securities (except to the extent Transferred to the Pledgor pursuant to Paragraph 6(d)(ii) or included in the applicable price referred to in the immediately preceding clause (A)) as of such date.
 
(iii)  
Alternative. The provisions of Paragraph 5 will apply.
 
(f)  
Holding and Using Posted Collateral.
 
(i)  
Eligibility to Hold Posted Collateral; Custodians.  A Custodian will be entitled to hold Posted Collateral on behalf of Party B pursuant to Paragraph 6(b), provided that:
 
(A) Posted Collateral may be held only in the following jurisdiction: United States.
 
(B) The Custodian for Party B is either (1) the entity then serving as Swap Administrator or (2) any entity other than the entity then serving as Swap Administrator if such other entity (or, to the extent applicable, its parent company or credit support provider) shall then have a short-term unsecured and unsubordinated debt rating from S&P of at least “A-1”.
 
Initially, the Custodian for Party B is: The Swap Administrator.
 
(ii)  
Use of Posted Collateral. The provisions of Paragraph 6(c) will not apply to Party B.
 
(g)  
Distributions and Interest Amount.
 
(i)  
Interest Rate. The “Interest Rate” will be the actual interest rate earned on Posted Collateral in the form of Cash that is held by Party B or its Custodian. Posted Collateral in the form of Cash shall be invested in such overnight (or redeemable within two Local Business Days of demand) Permitted Investments rated at least (x) AAAm or AAAm-G by S&P and (y) Prime-1 by Moody’s or Aaa by Moody’s as directed by Party A (unless (x) an Event of Default or an Additional Termination Event has occurred with respect to which Party A is the defaulting or sole Affected Party or (y) an Early Termination Date has been designated, in which case such investment shall be held uninvested). In the absence of instructions from Party A, Posted Collateral in the form of Cash will be invested in investments as specified in part (viii) of the definition of Permitted Investments in the Pooling and Servicing Agreement, provided that such Permitted Investments are rated at least (x) AAAm or AAAm-G by S&P and (y) Prime-1 by Moody’s or Aaa by Moody’s. Gains and losses incurred in respect of any investment of Posted Collateral shall be for the account of Party A.
 
(ii)  
Transfer of Interest Amount. The Transfer of the Interest Amount will be made on the second Local Business Day following the end of each calendar month and on any other Local Business Day on which Posted Collateral in the form of Cash is Transferred to the Pledgor pursuant to Paragraph 3(b); provided, however, that the obligation of Party B to Transfer any Interest Amount to Party A shall be limited to the extent that Party B has earned and received such funds.
 
(iii)  
Alternative to Interest Amount. The provisions of Paragraph 6(d)(ii) will apply.
 
(h)  
Additional Representation(s). There are no additional representations by either party.
 
(i)  
Other Eligible Support and Other Posted Support.
 
(i)  
Value” with respect to Other Eligible Support and Other Posted Support means: not applicable.
 
(ii)  
Transfer” with respect to Other Eligible Support and Other Posted Support means: not applicable.
 
(j)  
Demands and Notices.All demands, specifications and notices under this Annex will be made pursuant to the Notices Section of this Agreement, except that any demand, specification or notice shall be given to or made at the following addresses, or at such other address as the relevant party may from time to time designate by giving notice (in accordance with the terms of this paragraph) to the other party:
 
If to Party A:             WACHOVIA BANK, NATIONAL ASSOCIATION
201 South College Street
9th Floor, Mail Code NC0672
Charlotte, NC 28288-0672
Attention: Collateral Management Group
Fax: (704) 383-3394
Phone: (704) 715-7663

If to Party B, at the address specified pursuant to the Notices Section of this Agreement.
 
If to Party B’s Custodian:       LaSalle Bank, National Association
135 S. LaSalle Street, Suite 1511
Chicago, IL 60603
Attention: Global Securities and Trust Services - BSABS 2007-HE3

 
(k)  
Address for Transfers. Each Transfer hereunder shall be made to the address specified below or to an address specified in writing from time to time by the party to which such Transfer will be made.
 
Party A’s account details:
 
Wachovia Bank, N.A.
ABA: 053000219
ACCT: 04659360000127
Attn: Derivative Collateral Mgmt

Party B’s Custodian account details:
 
LaSalle Bank  
ABA #071 000 505
LaSalle CHGO/CTR/BNF:/LaSalle Trust
Ref Trust A/C#  724586.3


(l)  
Other Provisions.
 
(i)  
Collateral Account. The Custodian, on Party B's behalf, shall open and maintain an Eligible Account segregated from the Swap Account and any other moneys of the Trustee held pursuant to the Pooling and Servicing Agreement, which account shall be an Eligible Account, in which all Posted Collateral shall be held.
 
(ii)  
Agreement as to Single Secured Party and Single Pledgor. Party A and Party B hereby agree that, notwithstanding anything to the contrary in this Annex, (a) the term “Secured Party” as used in this Annex means only Party B, (b) the term “Pledgor” as used in this Annex means only Party A, (c) only Party A makes the pledge and grant in Paragraph 2, the acknowledgement in the final sentence of Paragraph 8(a) and the representations in Paragraph 9.
 
(iii)  
Calculation of Value. Paragraph 4(c) is hereby amended by deleting the word “Value” and inserting in lieu thereof “S&P Value, Moody’s First Trigger Value, Moody’s Second Trigger Value”. Paragraph 4(d)(ii) is hereby amended by (A) deleting the words “a Value” and inserting in lieu thereof “an S&P Value, Moody’s First Trigger Value, and Moody’s Second Trigger Value” and (B) deleting the words “the Value” and inserting in lieu thereof “S&P Value, Moody’s First Trigger Value, and Moody’s Second Trigger Value”. Paragraph 5 (flush language) is hereby amended by deleting the word “Value” and inserting in lieu thereof “S&P Value, Moody’s First Trigger Value, or Moody’s Second Trigger Value”. Paragraph 5(i) (flush language) is hereby amended by deleting the word “Value” and inserting in lieu thereof “S&P Value, Moody’s First Trigger Value, and Moody’s Second Trigger Value”. Paragraph 5(i)(C) is hereby amended by deleting the word “the Value, if” and inserting in lieu thereof “any one or more of the S&P Value, Moody’s First Trigger Value, or Moody’s Second Trigger Value, as may be”. Paragraph 5(ii) is hereby amended by (1) deleting the first instance of the words “the Value” and inserting in lieu thereof “any one or more of the S&P Value, Moody’s First Trigger Value, or Moody’s Second Trigger Value” and (2) deleting the second instance of the words “the Value” and inserting in lieu thereof “such disputed S&P Value, Moody’s First Trigger Value, or Moody’s Second Trigger Value”. Each of Paragraph 8(b)(iv)(B) and Paragraph 11(a) is hereby amended by deleting the word “Value” and inserting in lieu thereof “least of the S&P Value, Moody’s First Trigger Value, and Moody’s Second Trigger Value”.
 
(iv)  
Form of Annex. Party A and Party B hereby agree that the text of Paragraphs 1 through 12, inclusive, of this Annex is intended to be the printed form of ISDA Credit Support Annex (Bilateral Form - ISDA Agreements Subject to New York Law Only version) as published and copyrighted in 1994 by the International Swaps and Derivatives Association, Inc.
 
(v)  
Events of Default. Paragraph 7 will not apply to cause any Event of Default to exist with respect to Party B except that Paragraph 7(i) will apply to Party B solely in respect of Party B’s obligations under Paragraph 3(b) of the Credit Support Annex. Notwithstanding anything to the contrary in Paragraph 7, any failure by Party A to comply with or perform any obligation to be complied with or performed by Party A under the Credit Support Annex shall only be an Event of Default if (A) a Required Ratings Downgrade Event has occurred and been continuing for 30 or more Local Business Days and (B) such failure is not remedied on or before the third Local Business Day after notice of such failure is given to Party A.
 
(vi)  
Expenses. Notwithstanding anything to the contrary in Paragraph 10, the Pledgor will be responsible for, and will reimburse the Secured Party for, all transfer and other taxes and other costs involved in any Transfer of Eligible Collateral.
 
(vii)  
Withholding. Paragraph 6(d)(ii) is hereby amended by inserting immediately after “the Interest Amount” in the fourth line thereof the words “less any applicable withholding taxes.”
 
(viii)  Additional Definitions. As used in this Annex:
 
“Collateral Event” means that no Relevant Entity has credit ratings at least equal to the Approved Ratings Threshold.
 
“DV01” means, with respect to a Transaction and any date of determination, the estimated change in the Secured Party’s Transaction Exposure with respect to such Transaction that would result from a one basis point change in the relevant swap curve on such date, as determined by the Valuation Agent in good faith and in a commercially reasonable manner. The Valuation Agent shall, upon request of Party B, provide to Party B a statement showing in reasonable detail such calculation.
 
“Exposure” has the meaning specified in Paragraph 12, except that after the word “Agreement” the words “(assuming, for this purpose only, that Part 1(f) of the Schedule is deleted)” shall be inserted.
 
Local Business Day” means, for purposes of this Annex: any day on which (A) commercial banks are open for business (including dealings in foreign exchange and foreign currency deposits) in New York and the location of Party A, Party B and any Custodian, and (B) in relation to a Transfer of Eligible Collateral, any day on which the clearance system agreed between the parties for the delivery of Eligible Collateral is open for acceptance and execution of settlement instructions (or in the case of a Transfer of Cash or other Eligible Collateral for which delivery is contemplated by other means a day on which commercial banks are open for business (including dealings in foreign exchange and foreign deposits) in New York and the location of Party A, Party B and any Custodian.
 
“Moody’s First Trigger Credit Support Amount” means, for any Valuation Date, the excess, if any, of
 
(I)            (A)         for any Valuation Date on which (I) a Moody’s First Trigger Ratings Event has occurred and has been continuing and either (x) such Moody’s First Trigger Ratings Event has been continuing for at least 30 Local Business Days or (y) no Relevant Entity has had credit ratings from Moody’s at least equal to the Moody’s First Trigger Ratings Threshold since this Annex was executed and (II) it is not the case that a Moody’s Second Trigger Ratings Event has occurred and been continuing for at least 30 Local Business Days, an amount equal to the greater of (a) zero and (b) the sum of (i) the Secured Party’s Exposure for such Valuation Date and (ii) the sum, for each Transaction to which this Annex relates, of the least of (x) the product of the Moody’s First Trigger DV01 Multiplier and DV01 for such Transaction and such Valuation Date, (y) the product of (i) Moody’s First Trigger Notional Amount Multiplier, (ii) the Scale Factor, and (iii) the Notional Amount for such Transaction for the Calculation Period for such Transaction (each as defined in the related Confirmation) which includes such Valuation Date, and (z) the product of the applicable Moody’s First Trigger Factor set forth in Table 1 and the Notional Amount for such Transaction for the Calculation Period for such Transaction (each as defined in the related Confirmation) which includes such Valuation Date; or
 
(B)          for any other Valuation Date, zero, over
 
(II)           the Threshold for Party A such Valuation Date.
 
“Moody’s First Trigger DV01 Multiplier” means 25.
 
“Moody’s First Trigger Value” means, on any date and with respect to any Eligible Collateral other than Cash, the bid price obtained by the Valuation Agent multiplied by the Moody’s First Trigger Valuation Percentage for such Eligible Collateral set forth in Paragraph 13(b)(ii).
 
“Moody’s First Trigger Notional Amount Multiplier” means 4%.
 
“Moody’s Second Trigger Credit Support Amount” means, for any Valuation Date, the excess, if any, of
 
(I)            (A)         for any Valuation Date on which it is the case that a Moody’s Second Trigger Ratings Event has occurred and been continuing for at least 30 Local Business Days, an amount equal to the greatest of (a) zero, (b) the aggregate amount of the Next Payment for all Next Payment Dates, and (c) the sum of (x) the Secured Party’s Exposure for such Valuation Date and (y) the sum, for each Transaction to which this Annex relates, of
 
(1)  if such Transaction is not a Transaction-Specific Hedge,
 
the least of (i) the product of the Moody’s Second Trigger DV01 Multiplier and DV01 for such Transaction and such Valuation Date, (ii) the product of (x) the Moody’s Second Trigger Notional Amount Multiplier, (y) the Scale Factor, and (z) the Notional Amount for such Transaction for the Calculation Period for such Transaction (each as defined in the related Confirmation) which includes such Valuation Date, and (iii) the product of the applicable Moody’s Second Trigger Factor set forth in Table 2 and the Notional Amount for such Transaction for the Calculation Period for such Transaction (each as defined in the related Confirmation) which includes such Valuation Date; or
 
(2)  if such Transaction is a Transaction-Specific Hedge,
 
the least of (i) the product of the Moody’s Second Trigger Transaction-Specific Hedge DV01 Multiplier and DV01 for such Transaction and such Valuation Date, (ii) the product of the (x) Moody’s Second Trigger Transaction-Specific Hedge Notional Amount Multiplier, (y) the Scale Factor, and (z) the Notional Amount for such Transaction for the Calculation Period for such Transaction (each as defined in the related Confirmation) which includes such Valuation Date, and (iii) the product of the applicable Moody’s Second Trigger Factor set forth in Table 3 and the Notional Amount for such Transaction for the Calculation Period for such Transaction (each as defined in the related Confirmation) which includes such Valuation Date; or
 
(B)           for any other Valuation Date, zero, over
 
(II)           the Threshold for Party A for such Valuation Date.
 
Moody’s Second Trigger DV01 Multiplier” means 60.
 
“Moody’s Second Trigger Notional Amount Multiplier” means 9%.
 
“Moody’s Second Trigger Transaction-Specific Hedge DV01 Multiplier” means 75.
 
“Moody’s Second Trigger Transaction-Specific Hedge Notional Amount Multiplier” means 11%.
 
“Moody’s Second Trigger Value” means, on any date and with respect to any Eligible Collateral other than Cash, the bid price obtained by the Valuation Agent multiplied by the Moody’s Second Trigger Valuation Percentage for such Eligible Collateral set forth in Paragraph 13(b)(ii).
 
“Next Payment” means, in respect of each Next Payment Date, the greater of (i) the amount of any payments due to be made by Party A under Section 2(a) on such Next Payment Date less any payments due to be made by Party B under Section 2(a) on such Next Payment Date (in each case, after giving effect to any applicable netting under Section 2(c)) and (ii) zero.
 
“Next Payment Date” means each date on which the next scheduled payment under any Transaction is due to be paid.
 
“Remaining Weighted Average Maturity” means, with respect to a Transaction, the expected weighted average maturity for such Transaction as determined by the Valuation Agent. 
 
“S&P Approved Ratings Downgrade Event” means that no Relevant Entity has credit ratings at least equal to the S&P Approved Ratings Threshold.
 
“S&P Credit Support Amount” means, for any Valuation Date, the excess, if any, of
 
(I)            (A)         for any Valuation Date on which (i) a S&P Approved Ratings Downgrade Event has occurred and been continuing for at least 30 days or (ii) a S&P Required Ratings Downgrade Event has occurred and is continuing, an amount equal to the sum of (1) 100.0% of the Secured Party’s Exposure for such Valuation Date and (2) the sum, for each Transaction to which this Annex relates, of the product of (i) the Volatility Buffer for such Transaction, (ii) the Scale Factor, and (iii) the Notional Amount of such Transaction for the Calculation Period for such Transaction (each as defined in the related Confirmation) which includes such Valuation Date, or
 
(B)           for any other Valuation Date, zero, over
 
(II) the Threshold for Party A for such Valuation Date.
 
“S&P Required Ratings Downgrade Event” means that no Relevant Entity has credit ratings at least equal to the S&P Required Ratings Threshold.
 
“S&P Value” means, on any date and with respect to any Eligible Collateral other than Cash, the product of (A) the bid price obtained by the Valuation Agent for such Eligible Collateral and (B) the S&P Valuation Percentage for such Eligible Collateral set forth in paragraph 13(b)(ii).
 
“Transaction Exposure” means, for any Transaction, Exposure determined as if such Transaction were the only Transaction between the Secured Party and the Pledgor.
 
“Transaction-Specific Hedge” means any Transaction that is (i) an interest rate swap in respect of which (x) the notional amount of the interest rate swap is “balance guaranteed” or (y) the notional amount of the interest rate swap for any Calculation Period (as defined in the related Confirmation) otherwise is not a specific dollar amount that is fixed at the inception of the Transaction, (ii) an interest rate cap, (iii) an interest rate floor or (iv) an interest rate swaption.  
 
“Valuation Percentage” shall mean, for purposes of determining the S&P Value, Moody’s First Trigger Value, or Moody’s Second Trigger Value with respect to any Eligible Collateral or Posted Collateral, the applicable S&P Valuation Percentage, Moody’s First Trigger Valuation Percentage, or Moody’s Second Trigger Valuation Percentage for such Eligible Collateral or Posted Collateral, respectively, in each case as set forth in Paragraph 13(b)(ii).
 
“Value” shall mean, in respect of any date, the related S&P Value, the related Moody’s First Trigger Value, and the related Moody’s Second Trigger Value.
 
“Volatility Buffer” means, for any Transaction, the related percentage set forth in the following table.
 
The higher of the S&P credit rating of (i) Party A and (ii) the Credit Support Provider of Party A, if applicable
Remaining Weighted Average Maturity of such Transaction
up to 3 years
Remaining Weighted Average Maturity of such Transaction
up to 5 years
Remaining Weighted Average Maturity of such Transaction
up to 10 years
Remaining Weighted Average Maturity of such Transaction
up to 30 years
A-2” or higher
2.75%
3.25%
4.00%
4.75%
A-3”
3.25%
4.00%
5.00%
6.25%
BB+” or lower
3.50%
4.50%
6.75%
7.50%

 

 

 
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Table 1
 
Moody’s First Trigger Factor

 
Remaining
Weighted Average Life
of Hedge in Years
Weekly
Collateral
Posting
1 or less
0.25%
More than 1 but not more than 2
0.50%
More than 2 but not more than 3
0.70%
More than 3 but not more than 4
1.00%
More than 4 but not more than 5
1.20%
More than 5 but not more than 6
1.40%
More than 6 but not more than 7
1.60%
More than 7 but not more than 8
1.80%
More than 8 but not more than 9
2.00%
More than 9 but not more than 10
2.20%
More than 10 but not more than 11
2.30%
More than 11 but not more than 12
2.50%
More than 12 but not more than 13
2.70%
More than 13 but not more than 14
2.80%
More than 14 but not more than 15
3.00%
More than 15 but not more than 16
3.20%
More than 16 but not more than 17
3.30%
More than 17 but not more than 18
3.50%
More than 18 but not more than 19
3.60%
More than 19 but not more than 20
3.70%
More than 20 but not more than 21
3.90%
More than 21 but not more than 22
4.00%
More than 22 but not more than 23
4.00%
More than 23 but not more than 24
4.00%
More than 24 but not more than 25
4.00%
More than 25 but not more than 26
4.00%
More than 26 but not more than 27
4.00%
More than 27 but not more than 28
4.00%
More than 28 but not more than 29
4.00%
More than 29
4.00%

 



Table 2
 
Moody’s Second Trigger Factor for Interest Rate Swaps with Fixed Notional Amounts

 
Remaining
Weighted Average Life
of Hedge in Years
Weekly
Collateral
Posting
1 or less
0.60%
More than 1 but not more than 2
1.20%
More than 2 but not more than 3
1.70%
More than 3 but not more than 4
2.30%
More than 4 but not more than 5
2.80%
More than 5 but not more than 6
3.30%
More than 6 but not more than 7
3.80%
More than 7 but not more than 8
4.30%
More than 8 but not more than 9
4.80%
More than 9 but not more than 10
5.30%
More than 10 but not more than 11
5.60%
More than 11 but not more than 12
6.00%
More than 12 but not more than 13
6.40%
More than 13 but not more than 14
6.80%
More than 14 but not more than 15
7.20%
More than 15 but not more than 16
7.60%
More than 16 but not more than 17
7.90%
More than 17 but not more than 18
8.30%
More than 18 but not more than 19
8.60%
More than 19 but not more than 20
9.00%
More than 20 but not more than 21
9.00%
More than 21 but not more than 22
9.00%
More than 22 but not more than 23
9.00%
More than 23 but not more than 24
9.00%
More than 24 but not more than 25
9.00%
More than 25 but not more than 26
9.00%
More than 26 but not more than 27
9.00%
More than 27 but not more than 28
9.00%
More than 28 but not more than 29
9.00%
More than 29
9.00%

 

 

 




Table 3
 
Moody’s Second Trigger Factor for Transaction-Specific Hedges

 
Remaining
Weighted Average Life
of Hedge in Years
Weekly
Collateral
Posting
1 or less
0.75%
More than 1 but not more than 2
1.50%
More than 2 but not more than 3
2.20%
More than 3 but not more than 4
2.90%
More than 4 but not more than 5
3.60%
More than 5 but not more than 6
4.20%
More than 6 but not more than 7
4.80%
More than 7 but not more than 8
5.40%
More than 8 but not more than 9
6.00%
More than 9 but not more than 10
6.60%
More than 10 but not more than 11
7.00%
More than 11 but not more than 12
7.50%
More than 12 but not more than 13
8.00%
More than 13 but not more than 14
8.50%
More than 14 but not more than 15
9.00%
More than 15 but not more than 16
9.50%
More than 16 but not more than 17
9.90%
More than 17 but not more than 18
10.40%
More than 18 but not more than 19
10.80%
More than 19 but not more than 20
11.00%
More than 20 but not more than 21
11.00%
More than 21 but not more than 22
11.00%
More than 22 but not more than 23
11.00%
More than 23 but not more than 24
11.00%
More than 24 but not more than 25
11.00%
More than 25 but not more than 26
11.00%
More than 26 but not more than 27
11.00%
More than 27 but not more than 28
11.00%
More than 28 but not more than 29
11.00%
More than 29
11.00%

 



IN WITNESS WHEREOF, the parties have executed this Annex by their duly authorized representatives as of the date of the Agreement.
 

 
Wachovia Bank, N.A.
 
LaSalle Bank National Association, not individually, but solely as Supplemental Interest Trust Trustee on behalf of the Supplemental Interest Trust with respect to the Bear Stearns Asset Backed Securities I Trust 2007-HE3, Asset-Backed Certificates, Series 2007-HE3
         
         
By:
   
By:
 
Name:
   
Name:
 
Title:
   
Title:
 
Date:
   
Date:
 

 



Annex B

ITEM 1115 AGREEMENT
 
Item 1115 Agreement (this “Agreement”), dated as of December 20, 2006, among EMC Mortgage Corporation (the “Sponsor”), Bear Stearns Asset Backed Securities I LLC, Structured Asset Mortgage Investments II Inc. (each, as applicable, the “Depositor”) and Wachovia Bank, National Association (the “Derivative Provider”).
 
RECITALS
 
WHEREAS, Depositor has filed a registration statement on Form S-3 (each, a “Registration Statement”) with the U.S. Securities and Exchange Commission (the “Commission”) for purposes of offering mortgage-backed or asset-backed notes and/or certificates (the “Securities”) through one or more special purpose vehicles (each, an “Issuing Entity”);
 
WHEREAS, from time to time, on or prior to the closing date of a securitization (the “Closing Date”) pursuant to which Securities are offered and for which the Derivative Provider has provided a letter in the form of Exhibit One to Addendum A (each, a “Securitization”), the Derivative Provider enters into certain derivative agreements with the Issuing Entity (or a trustee or securities or swap administrator or other person acting in a similar capacity in connection with such Securitization (each, an “Administrator”)), or the Derivative Provider enters into certain derivative agreements with the Sponsor or an affiliate of the Sponsor and such derivative agreements are assigned to the Issuing Entity or an Administrator (each such agreement entered into from and after the date hereof, in either case, a “Derivative Agreement”);
 
WHEREAS, the Derivative Provider agrees and acknowledges that the Sponsor and the Depositor are required under Regulation AB (as defined herein) to disclose certain financial data and/or financial statements with respect to the Derivative Provider, depending on the applicable “significance percentage” for each Derivative Agreement as calculated from time to time in accordance with Item 1115 of Regulation AB;
 
WHEREAS, the Sponsor, on behalf of itself and each Issuing Entity through which it effects Securitizations, the Depositor and the Derivative Provider, desire to set forth certain rights and obligations with regard to financial data and/or financial statements which the Sponsor and the Depositor are required to disclose in accordance with Regulation AB (as defined herein) and certain related matters.
 
NOW, THEREFORE, in consideration of the mutual agreements set forth herein and for other good and valuable consideration the receipt and adequacy of which is hereby acknowledged, the parties hereby agree as follows:
 
Section 1.  
Definitions.
 
Additional Termination Event: With respect to any Derivative Agreement, as defined in the related Master Agreement.
 
Affected Party: With respect to any Derivative Agreement, as defined in the related Master Agreement.
 
Business Day: Any day other than a Saturday, a Sunday or any day on which banking institutions in the states where the parties are located are authorized or obligated by law, executive order or governmental decree to be closed.
 
Company Information: As defined in Addendum A.
 
Company Financial Information: With respect to each Securitization, the financial data described in Item 1115(b)(1) of Regulation AB or the financial statements described in Item 1115(b)(2) of Regulation AB, in either case with respect to the Derivative Provider and any affiliated entities providing derivative instruments to the related Issuing Entity and/or Administrator; provided, that the Derivative Provider shall not be required to calculate the “significance percentage” for purposes of this Agreement.
 
GAAP: As defined in Section 3(c).
 
Exchange Act: The Securities Exchange Act of 1934, as amended, and the rules and regulations promulgated thereunder.
 
Exchange Act Reports: With respect to an Issuing Entity, all Distribution Reports on Form 10-D, Current Reports on Form 8-K and Annual Reports on Form 10-K and any amendments thereto, required to be filed with respect to such Issuing Entity pursuant to the Exchange Act.
 
Free Writing Prospectus: With respect to each Securitization, the free writing prospectus or prospectuses prepared in connection with the public offering and sale of the related Securities and used to price such Securities and referenced in Exhibit One to Addendum A.
 
Master Agreement: With respect to any Derivative Agreement, the ISDA Master Agreement referenced in such Derivative Agreement, together with any Schedule, Credit Support Annex and Confirmations forming a part thereof or incorporated therein by reference, or, if no such ISDA Master Agreement exists, the ISDA Master Agreement deemed to apply to such Derivative Agreement pursuant to its terms, together with any Schedule, Credit Support Annex and Confirmations deemed to form a part thereof or to be incorporated therein by reference.
 
Prospectus Supplement: With respect to each Securitization, the prospectus supplement prepared in connection with the public offering and sale of the related Securities and referenced in Exhibit One to Addendum A.
 
Regulation AB: Subpart 229.1100 - Asset Backed Securities (Regulation AB), 17 C.F.R. §§229.1100-229.1123, as such may be amended from time to time, and subject to such clarification and interpretation as have been provided by the Commission in the adopting release (Asset-Backed Securities, Securities Act Release No. 33-8518, 70 Fed. Reg. 1,506, 1,531 (Jan. 7, 2005)) or by the staff of the Commission, or as may be provided by the Commission or its staff from time to time.
 
Securities Act: The Securities Act of 1933, as amended, and the rules and regulations promulgated thereunder.
 
Section 2.  
Information to be Provided by the Derivative Provider.
 
(a)  
Prior to printing the Free Writing Prospectus and/or Prospectus Supplement relating to each Securitization, the Derivative Provider, at its own expense, shall:
 
(i)  
provide to the Depositor such information as is reasonably requested in writing (via fax or in electronic form or such other format as agreed upon by the Depositor and the Derivative Provider) by the Depositor for the purpose of compliance with Item 1115(a)(1) of Regulation AB or the Securities Act in respect of such Securitization, which information shall include:
 
(A)  
the Derivative Provider’s legal name (and any d/b/a),
 
(B)  
the organizational form of the Derivative Provider,
 
(C)  
a description of the general character of the business of the Derivative Provider,
 
(D)  
a description of any affiliation (as set forth in Item 1119(a)) between the Derivative Provider and any of the following parties:
 
(1)  
any servicer (or other person acting in a similar capacity) identified to the Derivative Provider by the Sponsor or the Depositor,
 
(2)  
any trustee (or other person acting in a similar capacity) identified to the Derivative Provider by the Sponsor or the Depositor,
 
(3)  
any originator identified to the Derivative Provider by the Sponsor or the Depositor,
 
(4)  
any enhancement or support provider identified to the Derivative Provider by the Sponsor or the Depositor, and
 
(5)  
any other material Securitization party identified to the Derivative Provider by the Sponsor; and
 
(E)  
any other information that is reasonably requested by the Depositor prior to printing the Free Writing Prospectus or Prospectus Supplement, which information is otherwise required for the purpose of compliance with the Securities Act as determined by the Depositor in its reasonable discretion; and
 
(ii)  
if reasonably requested by the Depositor for the purpose of compliance with Item 1115(b) of Regulation AB with respect to such Securitization, provide to the Depositor the Company Financial Information described in Item 1115(b)(1) of Regulation AB or Item 1115(b)(2) of Regulation AB (as specified by the Depositor).
 
(b)  
Following the Closing Date with respect to each Securitization and only for so long as the Depositor is required to file Exchange Act Reports in respect of the related Issuing Entity:
 
(i)  
the Derivative Provider, at its own expense, shall notify the Depositor in writing, no later than 20 days after the end of any calendar year for which the Depositor is required to file any Exchange Act Reports, of any affiliations that develop following the Closing Date between the Derivative Provider and any of the parties specified in Section 2(a)(i)(D), and provide to the Depositor a description of such affiliations;
 
(ii)  
if the Depositor provides written notice to the Derivative Provider that the “significance percentage” for any Derivative Agreement relating to such Securitization (calculated separately or in the aggregate with other Derivative Agreements for such Securitization, such aggregation as determined by the Depositor in its reasonable discretion), is (x) 10% or more (but less than 20%) or (y) 20% or more, in each case based on a reasonable good-faith determination by the Depositor of the “significance percentage” in accordance with Item 1115 of Regulation AB (the providing of such notice, a “Derivative Disclosure Event”), the Derivative Provider, at its own expense, shall within ten (10) Business Days (but, if such notice is given on a particular distribution date, within ten (10) calendar days of such distribution date) following receipt of such notice either:
 
(A)  
provide to the Depositor the Company Financial Information described in (x) Item 1115(b)(1) of Regulation AB or (y) Item 1115(b)(2) of Regulation AB, respectively,
 
(B)  
with respect to each Derivative Agreement entered into in connection with such Securitization, cause another entity to replace the Derivative Provider as a party to such Derivative Agreement or, if such replacement cannot be effected, to enter into a replacement derivative agreement on terms substantially identical to such Derivative Agreement (as determined by the Depositor in its reasonable discretion), which entity (1) meets or exceeds (or a guarantor, as applicable, for such entity meets or exceeds) any rating agency criteria set forth in, or otherwise applicable to, such Derivative Agreement (as determined by the Depositor in its reasonable discretion), (2) has entered into an agreement with Sponsor and Depositor substantially in the form of this Agreement, (3) has agreed to comply with the immediately preceding clause (A) and Section 2(b)(iii), and (4) has been approved by the Depositor (which approval shall not be unreasonably withheld),
 
(C)  
obtain a guaranty of the Derivative Provider’s obligations under the Derivative Agreement from an affiliate of the Derivative Provider, which affiliate (1) meets or exceeds any rating agency criteria set forth in, or otherwise applicable to, such Derivative Agreement (as determined by the Depositor in its reasonable discretion), (2) has entered into an agreement with the Sponsor and Depositor substantially in the form of this Agreement, (3) has agreed to comply with the immediately preceding clause (A) and Section 2(b)(iii) such that the information provided in respect of such affiliate will satisfy any requirements under Item 1115 of Regulation AB that are applicable to the Derivative Provider (as determined by the Depositor in its reasonable discretion), and (4) has been approved by the Depositor (which approval shall not be unreasonably withheld), or
 
(D)  
post collateral in an amount sufficient to reduce the “significance percentage” for purposes of Item 1115 of Regulation AB with respect to any Derivative Agreement relating to such Securitization, calculated separately or in the aggregate with other Derivative Agreements for such Securitization (such aggregation and calculation of the “significance percentage” as determined by the Depositor in its reasonable discretion) (1) to 8% if the Depositor has notified the Derivative Provider that the “significance percentage” is 10% or more (but less than 20%) or (2) to 18% if the Depositor has notified the Derivative Provider that the “significance percentage” is 20% or more; and
 
(iii)  
for so long (A) as the Depositor is required to file Exchange Act Reports in respect of the related Issuing Entity and (B) the “significance percentage” for any Derivative Agreement relating to such Securitization (calculated separately or in the aggregate with other Derivative Agreements for such Securitization) is (x) 10% or more (but less than 20%) or (y) 20% or more, in each case based on a reasonable good-faith determination by the Depositor of the significance percentage in accordance with Item 1115 of Regulation AB, if the Derivative Provider has provided Company Financial Information to the Depositor pursuant to Section 2(a)(ii) or Section 2(b)(ii), the Derivative Provider, at its own expense, shall within five (5) days of the release of any updated Company Financial Information, provide to the Depositor such updated Company Financial Information.
 
(c)  
The Derivative Provider shall provide all Company Financial Information provided pursuant to this Section 2 in Microsoft Word® format, Microsoft Excel® format or another format suitable for conversion to the format required for filing by the Depositor with the Commission via the Electronic Data Gathering and Retrieval System (EDGAR) (for avoidance of doubt, Company Financial Information shall not be provided in .pdf format); alternatively, if permitted by Regulation AB (as determined by the Sponsor in its reasonable discretion), the Derivative Provider may provide such Company Financial Information by providing to the Depositor written consent to incorporate by reference in Exchange Act Reports of the Depositor such Company Financial Information from reports filed by the Derivative Provider pursuant to the Exchange Act. In addition, the Derivative Provider shall also provide Company Financial Information provided pursuant to Section 2(a)(ii) in a format appropriate for use in the related Free Writing Prospectus and Prospectus Supplement. If any Company Financial Information provided pursuant to this Section 2 has been audited, the Derivative Provider shall cause, to the extent required by Regulation AB, its outside accounting firm to provide to the Depositor such accounting firm’s written consent to the filing or incorporation by reference in the Exchange Act Reports of the Depositor of such accounting firm’s report relating to its audits of such Company Financial Information. If any Company Financial Information provided pursuant to this Section 2 has not been audited, to the extent required by Regulation AB, the Derivative Provider shall provide to the Depositor an appropriate agreed-upon procedures letter from the Derivative Provider’s outside accounting firm in respect of such Company Financial Information.
 
Section 3.  
Representations, Warranties and Covenants of the Derivative Provider.
 
To the extent that Company Financial Information is provided by the Derivative Provider pursuant to Section 2(a)(ii), Section 2(b)(ii) or Section 2(b)(iii) of this Agreement, the Derivative Provider represents and warrants (to the extent that Company Financial Information is provided by the Derivative Provider pursuant to Section 2(a)(ii), as of the date of the related Free Writing Prospectus or Prospectus Supplement, as applicable), and covenants to the Depositor, as of the date on which the Derivative Provider first provides Company Financial Information to the Depositor under the above referenced sections, that, to the extent expressly required by Item 1115 of Regulation AB, except as disclosed in writing to the Depositor prior to such date:
 
(a)  
the outside accounting firm that certifies the financial statements and supporting schedules included in Company Financial Information, or which provides a procedures letter with respect to such Company Financial Information, (as applicable) will be an independent registered public accounting firm as required by the Securities Act;
 
(b)  
the selected financial data and summary financial information included in the Company Financial Information will present fairly the information shown therein and will be compiled on a basis consistent with that of the audited financial statements of the Derivative Provider;
 
(c)  
the financial statements included in the Company Financial Information will present fairly the consolidated financial position of the Derivative Provider (or the entity that consolidates the Derivative Provider) and its consolidated subsidiaries as of the dates indicated and the consolidated results of their operations and cash flows for the periods specified; except as otherwise stated in the Company Financial Information, such financial statements will be prepared in conformity with United States generally accepted accounting principles (“GAAP”) applied on a consistent basis; and the supporting schedules included in the Company Financial Information will present fairly in accordance with GAAP the information required to be stated therein; and
 
(d)  
the Company Financial Information and other Company Information included in any Free Writing Prospectus or Prospectus Supplement or referenced via a website link or incorporated by reference in the Registration Statement (including through filing on an Exchange Act Report), at the time they were or hereafter are filed with the Commission, will comply in all material respects with the requirements of Item 1115(b) of Regulation AB (in the case of the Company Financial Information), and will not contain an untrue statement of a material fact or omit to state a material fact required to be stated therein or necessary in order to make the statements therein, in the light of the circumstances under which they were made, not misleading.
 
Section 4.  
Third Party Beneficiaries.
 
The Derivative Provider agrees that the terms of this Agreement shall be incorporated by reference into any Derivative Agreement as it relates to such Derivative Agreement so that each Issuing Entity or Administrator that is a party to a Derivative Agreement shall be an express third party beneficiary of this Agreement to the extent that it relates to such Derivative Agreement.
 
Section 5.  
Indemnification.
 
(a)  
The indemnification set forth in Addendum A hereto is incorporated by reference herein.
 
(b)  
In connection with each Securitization that the Derivative Provider participates in, on or prior to the Closing Date of such Securitization, the Derivative Provider shall provide to the Depositor a letter signed by an authorized representative of the Derivative Provider, substantially in the form attached hereto as Exhibit One to Addendum A, incorporating into this Agreement and making a part of the indemnification provisions of this Agreement the Company Information provided by it for inclusion in the Free Writing Prospectus and the Prospectus Supplement relating to such Securitization, as of the date of such Free Writing Prospectus or Prospectus Supplement, as applicable. The Depositor acknowledges and agrees that the Derivative Provider will not participate in the preparation of the Free Writing Prospectus, the Prospectus Supplement or any other offering document prepared in connection with each Securitization, and the Derivative Provider will not review and is not responsible for any such information, other than the Company Information referenced in the preceding sentence.
 
Section 6.  
Additional Termination Events.
 
(a)  
(i) Any breach by the Derivative Provider of any covenant set forth in Section 3, (ii) any breach by the Derivative Provider of any representation or warranty set forth in Section 3 with respect to any information required under Section 2(a) as of the date of printing of the Free Writing Prospectus or Prospectus Supplement, as applicable, or (iii) any failure by the Derivative Provider to comply with the requirements of Section 2(a), Section 2(b)(ii) or so much of Section 2(b)(iii) as relates to Section 2(a) or 2(b)(ii), in each case with respect to any Securitization, shall immediately and automatically, without notice, constitute an Additional Termination Event under each Derivative Agreement entered into in connection with such Securitization, with respect to which the Derivative Provider shall be the sole Affected Party.
 
(b)  
In the event that a replacement entity or replacement derivative agreement has been secured in accordance with Section 2(b)(ii)(B), or a guarantor has been secured in accordance with Section 2(b)(ii)(C), the Derivative Provider shall promptly reimburse the Issuing Entity for all reasonable incidental expenses incurred by the Issuing Entity in connection with the replacement of the Derivative Provider or Derivative Agreement or addition of such guarantor. The provisions of this paragraph shall not limit whatever rights the Issuing Entity may have under other provisions of this Agreement or otherwise, whether in equity or at law, such as an action for damages, specific performance or injunctive relief.
 
Section 7.  
Miscellaneous.
 
(a)  
Construction. Throughout this Agreement, as the context requires, (i) the singular tense and number includes the plural, and the plural tense and number includes the singular, (ii) the past tense includes the present, and the present tense includes the past, and (iii) references to parties, sections, schedules, and exhibits mean the parties, sections, schedules, and exhibits of and to this Agreement. The section headings in this Agreement are inserted only as a matter of convenience, and in no way define, limit, extend, or interpret the scope of this Agreement or of any particular section.
 
(b)  
Assignment. No party to this Agreement may assign its rights under this Agreement without the prior written consent of the other parties hereto. Subject to the foregoing, this Agreement shall be binding on and inure to the benefit of the parties and their respective successors and permitted assigns.
 
(c)  
Notices. All notices and other communications hereunder will be in writing (including by facsimile) and effective only upon receipt, and, if sent to the Derivative Provider will be mailed or delivered to Wachovia Bank, National Association , 301 South College, DC-8, Charlotte, NC 28202-0600, Attention: Derivatives Documentation Group, facsimile: (704) 383-0575, if sent to the Sponsor will be mailed or delivered to EMC Mortgage Corporation, 2780 Lake Vista Drive, Lewisville, Texas 75067, Attention: President or General Counsel, facsimile number: (972) 444-2880, and if sent to the Depositor will be mailed or delivered to, if Depositor is Bear Stearns Asset Backed Securities I LLC, 383 Madison Avenue, New York, New York 10179, Attention: Chief Counsel and if Depositor is Structured Asset Mortgage Investments II Inc., 383 Madison Avenue, New York, New York 10179, telecopier number: (212) 272-5591, Attention: Vice President-Servicing.
 
(d)  
Governing Law. This Agreement shall be governed by and construed in accordance with the internal laws of the State of New York without regard to the conflict of laws principles thereof (other than Sections 5-1401 and 5-1402 of the New York General Obligations Law).
 
(e)  
Additional Documents. Each party hereto agrees to execute any and all further documents and writings and to perform such other actions which may be or become necessary or expedient to effectuate and carry out this Agreement.
 
(f)  
Suspension of Obligations. The Derivative Provider’s obligations under this Agreement with respect to any Securitization, including, without limitation, its obligations to provide Company Information, Company Financial Information or any other information required by Regulation AB, obtain a guaranty of it’s obligations, post collateral and secure another entity to replace the Derivative Provider as a party under the applicable Derivative Agreement, shall be terminated beginning in any such year in which the Derivative Provider receives notification from the Administrator that the trust fund’s obligation to file periodic reports under the Exchange Act with respect to such Securitization has been terminated; provided however, the indemnification obligations of the Derivative Provider set forth in this Agreement shall survive the suspension of the Derivative Provider’s other obligations under this Agreement only to the extent of any failure of the Derivative Provider to comply with this Agreement that occurred prior to such suspension of the Exchange Act reporting. This obligation with respect to any Securitization shall continue to be terminated unless the Administrator or the Depositor notify the Derivative Provider that the trust fund’s obligations to file reports under the Exchange Act with respect to such Securitization has resumed.
 
(g)  
Amendment and Waiver. This Agreement may not be modified or amended except by an instrument in writing signed by the parties hereto. No waiver of any provision of this Agreement or of any rights or obligations of any party under this Agreement shall be effective unless in writing and signed by the party or parties waiving compliance, and shall be effective only in the specific instance and for the specific purpose stated in that writing.
 
(h)  
Counterparts. This Agreement may be executed in one or more counterparts, each of which shall be deemed an original, all of which together shall constitute one and the same instrument.
 
(i)  
Severability. Any provision hereof which is prohibited or unenforceable shall be ineffective only to the extent of such prohibition or unenforceability without invalidating the remaining provisions hereof.
 
(j)  
Integration. This Agreement contains the entire understanding of the parties with respect to the subject matter hereof. There are no restrictions, agreements, promises, representations, warranties, covenants or undertakings with respect to the subject matter hereof other than those expressly set forth or referred to herein. This Agreement supersedes all prior agreements and understandings between the parties with respect to its subject matter.
 



IN WITNESS WHEREOF, the parties hereto have caused their names to be signed hereto by their respective officers thereunto duly authorized as of the day and year first above written.
 
EMC MORTGAGE CORPORATION
   
By:
 
Name:
 
Title:
 
 
 
BEAR STEARNS ASSET BACKED SECURITIES I LLC
   
By:
 
Name:
 
Title:
 
 
 
STRUCTURED ASSET MORTGAGE INVESTMENTS II INC.
   
By:
 
Name:
 
Title:
 
 
 
WACHOVIA BANK, NATIONAL ASSOCIATION
   
By:
 
Name:
 
Title:
 

 



ADDENDUM A
 
(a) The Derivative Provider agrees to indemnify and hold harmless the Depositor and each of its directors and officers and each person, if any, who controls the Depositor within the meaning of Section 15 of the Securities Act or Section 20 of the Exchange Act and not any assignee thereof, against (I) any and all actual losses, claims, expenses (including the reasonable fees and expenses of legal counsel), damages or liabilities to which the Depositor or any such director, officer or controlling person may become subject, under the Securities Act or otherwise, insofar as such losses, claims, expenses, damages or liabilities (or actions in respect thereof) arise out of or are based upon any untrue statement or alleged untrue statement of a material fact or omission of a material fact necessary in order to make the statements made, in light of the circumstances under which they were made, not misleading in the information provided pursuant to Section 2(a) of this Agreement by or on behalf of the Derivative Provider that is included in a Free Writing Prospectus and/or Prospectus Supplement related to the Securitization and identified in Exhibit One hereto (together, the “Company Information”) (as of the respective dates of such Free Writing Prospectus and Prospectus Supplement) or any Company Financial Information or any other information actually provided by the Derivative Provider pursuant to Section 2 of this Agreement, or (II) for any and all actual losses, claims, expenses, damages or liabilities incurred by the Depositor or any such director, officer or controlling person in connection with the failure of the Derivative Provider to comply with Section 2 of this Agreement; and will reimburse any such reasonable legal or other expenses actually incurred by the Depositor or any such director, officer or controlling person in connection with investigating or defending any such loss, claim, damage, liability or action. This indemnity agreement will be in addition to any liability which the Derivative Provider may otherwise have.
 
(b) The Depositor agrees to indemnify and hold harmless the Derivative Provider, each of its directors, each of its officers and each person, if any, who controls the Derivative Provider within the meaning of Section 15 of the Securities Act or Section 20 of the Exchange Act, against any and all actual losses, claims, expenses, damages or liabilities to which the Derivative Provider or any such director, officer or controlling person may become subject, under the Securities Act or otherwise, insofar as such losses, claims, expenses, damages or liabilities (or actions in respect thereof) arise out of or are based upon any untrue statement or alleged untrue statement of any material fact contained in the Free Writing Prospectus and/or Prospectus Supplement related to the Securitization other than with respect to the Company Information, or omission to state therein a material fact required to be stated therein or necessary to make the statements made therein not misleading; and will reimburse such reasonable legal or other expenses actually incurred by the Derivative Provider or any such director, officer or controlling person in connection with investigating or defending any such loss, claim, damage, liability or action. This indemnity agreement will be in addition to any liability which the Depositor may otherwise have.
 
(c) Promptly after receipt by an indemnified party under this Agreement of notice of the commencement of any action described therein, such indemnified party will, if a claim in respect thereof is to be made against the indemnifying party under this Agreement, notify the indemnifying party of the commencement thereof, but the omission so to notify the indemnifying party will not relieve the indemnifying party from any liability that it may have to any indemnified party (a) under this Agreement except to the extent that the omission to notify the indemnifying party with respect to this Agreement materially adversely affects the indemnifying party's ability to perform under this Agreement or (b) otherwise than under this Agreement. In case any such action is brought against any indemnified party, and it notifies the indemnifying party of the commencement thereof, the indemnifying party will be entitled to participate therein, and, to the extent that it may wish to do so, jointly with any other indemnifying party similarly notified, to assume the defense thereof, with counsel reasonably satisfactory to such indemnified party (who shall not, except with the consent of the indemnified party, be counsel to the indemnifying party), and, after notice from the indemnifying party to such indemnified party under this Agreement, such indemnifying party shall not be liable for any legal or other expenses subsequently incurred by such indemnified party in connection with the defense thereof other than reasonable costs of investigation.
 
Any indemnified party shall have the right to employ separate counsel in any such action and to participate in the defense thereof, but the fees and expenses of such counsel shall be at the expense of such indemnified party unless: (i) the employment thereof has been specifically authorized by the indemnifying party in writing; (ii) such indemnified party shall have been advised by such counsel that there may be one or more legal defenses available to it which are different from or additional to those available to the indemnifying party and in the reasonable judgment of such counsel it is advisable for such indemnified party to employ separate counsel; (iii) a conflict or potential conflict exists (based on advice of counsel to the indemnified party) between the indemnified party and the indemnifying party (in which case the indemnifying party will not have the right to direct the defense of such action on behalf of the indemnified party) or (iv) the indemnifying party has failed to assume the defense of such action and employ counsel reasonably satisfactory to the indemnified party, in which case, if such indemnified party notifies the indemnifying party in writing that it elects to employ separate counsel at the expense of the indemnifying party, the indemnifying party shall not have the right to assume the defense of such action on behalf of such indemnified party, it being understood, however, the indemnifying party shall not, in connection with any one such action or separate but substantially similar or related actions in the same jurisdiction arising out of the same general allegations or circumstances, be liable for the reasonable fees and expenses of more than one separate firm of attorneys (in addition to local counsel) at any time for all such indemnified parties, which firm shall be designated in writing by the indemnified party.
 
Each indemnified party, as a condition of the indemnity agreements contained in clause (a) and clause (b), shall use its best efforts to cooperate with the indemnifying party in the defense of any such action or claim. No indemnifying party shall be liable for any settlement of any such action or claim effected without its written consent (which consent shall not be unreasonably withheld), but if settled with its written consent or if there be a final judgment for the plaintiff in any such action, the indemnifying party agrees to indemnify and hold harmless any indemnified party from and against any loss or liability (to the extent set forth in clause (a) or clause (b) as applicable) by reason of such settlement or judgment.
 
(d) If the indemnification provided for in clause (a) or clause (b) is unavailable or insufficient to hold harmless an indemnified party under clause (a) or (b) above, then each indemnifying party, in lieu of indemnifying such indemnified party, shall contribute to the amount paid or payable by such indemnified party as a result of the losses, claims, expenses, damages or liabilities referred to in clause (a) or (b) above (i) in such proportion as is appropriate to reflect the relative benefits received by the Depositor on the one hand and the Derivative Provider on the other from the offering of the Offered Certificates and the Private Certificates or (ii) if the allocation provided by clause (i) above is not permitted by applicable law, in such proportion as is appropriate to reflect not only the relative benefits referred to in clause (i) above but also the relative fault of the Depositor on the one hand and the Derivative Provider on the other in connection with the statements or omissions which resulted in such losses, claims, expenses, damages or liabilities as well as any other relevant equitable considerations. The relative benefits received by the Depositor on the one hand and the Derivative Provider on the other shall be deemed to be in the same proportion as the total net proceeds from the offering (before deducting expenses) received by the Depositor bear to the total fees received by the Derivative Provider. The relative fault shall be determined by reference to, among other things, whether the untrue or alleged untrue statement of a material fact or the omission or alleged omission to state a material fact relates to information supplied by the Depositor or by the Derivative Provider and the parties' relative intent, knowledge, access to information and opportunity to correct or prevent such untrue statement or omission. The amount paid by an indemnified party as a result of the losses, claims, expenses, damages or liabilities referred to above in the first sentence of this clause (d) shall be deemed to include any legal or other expenses reasonably incurred by such indemnified party in connection with investigating or defending any action or claim, except where the indemnified party is required to bear such expenses, which is the subject of this clause (d). No person guilty of fraudulent misrepresentation (within the meaning of Section 11(f) of the Securities Act) shall be entitled to contribution from any person who was not guilty of such fraudulent misrepresentation. Notwithstanding the provisions of clause (d), the Derivative Provider shall not be required to contribute any amount in excess of the amount by which the maximum probable exposure of the Depositor, based on a reasonable determination made in good faith, exceeds the amount of any damages which the Derivative Provider has otherwise been required to pay by reason of such untrue or alleged untrue statement or omission or alleged omission.
 


[TPW: NYLEGAL:590116.6] 17297-00000 02/12/2007 12:04 PM



Exhibit One to Addendum A

[DEPOSITOR]
[TRUST]

Letter to the Depositor relating to the Company Information Pursuant to Item 1115 Agreement

 
[Date]

[Depositor Name and Address]

Ladies and Gentleman:

In accordance with Section 5(b) of the Item 1115 Agreement (the “Agreement”) dated as of November [ ], 2006 among EMC Mortgage Corporation as sponsor, Bear Stearns Asset Backed Securities I LLC [(the “Depositor”)] and Structured Asset Mortgage Investments II Inc., [the “Depositor”)], and [ ], (the “Derivative Provider”), the information provided by the Derivative Provider contained in the [Free Writing Prospectus, dated [ ], including any supplement or amendment thereto, under the captions “The Interest Rate Swap Agreement - the Swap Provider”, attached hereto as Exhibit A, and the [Prospectus Supplement, dated [ ], including any supplement or amendment thereto, under the captions “The Interest Rate Swap Agreement —The Swap Provider”, attached hereto as Exhibit A ([together], the “Company Information”) in connection with [SECURITIZATION] is hereby incorporated into the Agreement and made a part of the indemnification provisions of the Agreement as of the date of the related [Free Writing Prospectus and/or] Prospectus Supplement. The Company Information is the only information furnished by the Derivative Provider to the Depositor for inclusion in the [Free Writing Prospectus and the] Prospectus Supplement. The indemnification provisions of the Agreement shall be in full force and effect as it relates to the Company Information as they relate to any other information provided by the Derivative Provider pursuant to the Agreement.


[SIGNATURE PAGE FOLLOWS]

 


 





Very truly yours,
 
DERIVATIVE PROVIDER
   
By:
 
Name:
 
Title:
 








EXHIBIT A




EXHIBIT B





 




EXHIBIT N
 
SERVICING CRITERIA TO BE ADDRESSED
IN ASSESSMENT OF COMPLIANCE

Definitions
Master Servicer - aggregator of pool assets
Custodian - safe keeper of pool assets
Trustee - fiduciary of the transaction, waterfall calculator, paying agent

Where there are multiple checks for criteria the attesting party will identify in their management assertion that they are attesting only to the portion of the distribution chain they are responsible for in the related transaction agreements.

Key: X - obligation

Reg AB Reference
Servicing Criteria
Master Servicer
Trustee
Custodian
 
General Servicing Considerations
     
1122(d)(1)(i)
Policies and procedures are instituted to monitor any performance or other triggers and events of default in accordance with the transaction agreements.
X
X
 
1122(d)(1)(ii)
If any material servicing activities are outsourced to third parties, policies and procedures are instituted to monitor the third party’s performance and compliance with such servicing activities.
X
   
1122(d)(1)(iii)
Any requirements in the transaction agreements to maintain a back-up servicer for the Pool Assets are maintained.
     
1122(d)(1)(iv)
A fidelity bond and errors and omissions policy is in effect on the party participating in the servicing function throughout the reporting period in the amount of coverage required by and otherwise in accordance with the terms of the transaction agreements.
X
   
 
Cash Collection and Administration
     
1122(d)(2)(i)
Payments on pool assets are deposited into the appropriate custodial bank accounts and related bank clearing accounts no more than two business days following receipt, or such other number of days specified in the transaction agreements.
X
X
 
1122(d)(2)(ii)
Disbursements made via wire transfer on behalf of an obligor or to an investor are made only by authorized personnel.
X
X
 
1122(d)(2)(iii)
Advances of funds or guarantees regarding collections, cash flows or distributions, and any interest or other fees charged for such advances, are made, reviewed and approved as specified in the transaction agreements.
X
X
 
1122(d)(2)(iv)
The related accounts for the transaction, such as cash reserve accounts or accounts established as a form of over collateralization, are separately maintained (e.g., with respect to commingling of cash) as set forth in the transaction agreements.
X
X
 
1122(d)(2)(v)
Each custodial account is maintained at a federally insured depository institution as set forth in the transaction agreements. For purposes of this criterion, “federally insured depository institution” with respect to a foreign financial institution means a foreign financial institution that meets the requirements of Rule 13k-1(b)(1) of the Securities Exchange Act.
X
X
 
1122(d)(2)(vi)
Unissued checks are safeguarded so as to prevent unauthorized access.
X
   
1122(d)(2)(vii)
Reconciliations are prepared on a monthly basis for all asset-backed securities related bank accounts, including custodial accounts and related bank clearing accounts. These reconciliations are (A) mathematically accurate; (B) prepared within 30 calendar days after the bank statement cutoff date, or such other number of days specified in the transaction agreements; (C) reviewed and approved by someone other than the person who prepared the reconciliation; and (D) contain explanations for reconciling items. These reconciling items are resolved within 90 calendar days of their original identification, or such other number of days specified in the transaction agreements.
X
X
 
 
Investor Remittances and Reporting
     
1122(d)(3)(i)
Reports to investors, including those to be filed with the Commission, are maintained in accordance with the transaction agreements and applicable Commission requirements. Specifically, such reports (A) are prepared in accordance with timeframes and other terms set forth in the transaction agreements; (B) provide information calculated in accordance with the terms specified in the transaction agreements; (C) are filed with the Commission as required by its rules and regulations; and (D) agree with investors’ or the trustee’s records as to the total unpaid principal balance and number of Pool Assets serviced by the Servicer.
X
X
 
1122(d)(3)(ii)
Amounts due to investors are allocated and remitted in accordance with timeframes, distribution priority and other terms set forth in the transaction agreements.
X
X
 
1122(d)(3)(iii)
Disbursements made to an investor are posted within two business days to the Servicer’s investor records, or such other number of days specified in the transaction agreements.
X
X
 
1122(d)(3)(iv)
Amounts remitted to investors per the investor reports agree with cancelled checks, or other form of payment, or custodial bank statements.
X
X
 
 
Pool Asset Administration
     
1122(d)(4)(i)
Collateral or security on pool assets is maintained as required by the transaction agreements or related pool asset documents.
   
X
1122(d)(4)(ii)
Pool assets and related documents are safeguarded as required by the transaction agreements
   
X
1122(d)(4)(iii)
Any additions, removals or substitutions to the asset pool are made, reviewed and approved in accordance with any conditions or requirements in the transaction agreements.
X
X
X* 
1122(d)(4)(iv)
Payments on pool assets, including any payoffs, made in accordance with the related pool asset documents are posted to the Servicer’s obligor records maintained no more than two business days after receipt, or such other number of days specified in the transaction agreements, and allocated to principal, interest or other items (e.g., escrow) in accordance with the related pool asset documents.
X
   
1122(d)(4)(v)
The Servicer’s records regarding the pool assets agree with the Servicer’s records with respect to an obligor’s unpaid principal balance.
X
   
1122(d)(4)(vi)
Changes with respect to the terms or status of an obligor's pool assets (e.g., loan modifications or re-agings) are made, reviewed and approved by authorized personnel in accordance with the transaction agreements and related pool asset documents.
X
   
1122(d)(4)(vii)
Loss mitigation or recovery actions (e.g., forbearance plans, modifications and deeds in lieu of foreclosure, foreclosures and repossessions, as applicable) are initiated, conducted and concluded in accordance with the timeframes or other requirements established by the transaction agreements.
X
   
1122(d)(4)(viii)
Records documenting collection efforts are maintained during the period a pool asset is delinquent in accordance with the transaction agreements. Such records are maintained on at least a monthly basis, or such other period specified in the transaction agreements, and describe the entity’s activities in monitoring delinquent pool assets including, for example, phone calls, letters and payment rescheduling plans in cases where delinquency is deemed temporary (e.g., illness or unemployment).
X
   
1122(d)(4)(ix)
Adjustments to interest rates or rates of return for pool assets with variable rates are computed based on the related pool asset documents.
X
   
1122(d)(4)(x)
Regarding any funds held in trust for an obligor (such as escrow accounts): (A) such funds are analyzed, in accordance with the obligor’s pool asset documents, on at least an annual basis, or such other period specified in the transaction agreements; (B) interest on such funds is paid, or credited, to obligors in accordance with applicable pool asset documents and state laws; and (C) such funds are returned to the obligor within 30 calendar days of full repayment of the related pool assets, or such other number of days specified in the transaction agreements.
X
   
1122(d)(4)(xi)
Payments made on behalf of an obligor (such as tax or insurance payments) are made on or before the related penalty or expiration dates, as indicated on the appropriate bills or notices for such payments, provided that such support has been received by the servicer at least 30 calendar days prior to these dates, or such other number of days specified in the transaction agreements.
X
   
1122(d)(4)(xii)
Any late payment penalties in connection with any payment to be made on behalf of an obligor are paid from the Servicer’s funds and not charged to the obligor, unless the late payment was due to the obligor’s error or omission.
X
   
1122(d)(4)(xiii)
Disbursements made on behalf of an obligor are posted within two business days to the obligor’s records maintained by the servicer, or such other number of days specified in the transaction agreements.
X
   
1122(d)(4)(xiv)
Delinquencies, charge-offs and uncollectible accounts are recognized and recorded in accordance with the transaction agreements.
X
   
1122(d)(4)(xv)
Any external enhancement or other support, identified in Item 1114(a)(1) through (3) or Item 1115 of Regulation AB, is maintained as set forth in the transaction agreements.
 
X
 


 


* Only with respect to the logistics of adding, removing and substituting loan files.




EXHIBIT O
 
FORM 10-D, FORM 8-K AND FORM 10-K
REPORTING RESPONSIBILITY

As to each item described below, the entity indicated as the Responsible Party shall be primarily responsible for reporting the information to the party identified as responsible for preparing the Securities Exchange Act Reports pursuant to Section 3.16 of the Pooling and Servicing Agreement. The trustee in this transaction is responsible for all of the securities administrator functions.

Under Item 1 of Form 10-D: a) items marked “monthly statements to certificateholders” are required to be included in the periodic Distribution Date statement under Section 5.06 of the Pooling and Servicing Agreement, provided by the Trustee based on information received from the party providing such information; and b) items marked “Form 10-D report” are required to be in the Form 10-D report but not the monthly statements to certificateholders, provided by the party indicated. Information under all other Items of Form 10-D is to be included in the Form 10-D report. All such information and any other Items of Form 8-K and Form 10-K set forth in this exhibit shall be sent to the Trustee and the Depositor.


Form
Item
Description
Master Servicer
Trustee
Custodian
Depositor
Sponsor
10-D
Must be filed within 15 days of the distribution date for the asset-backed securities.
   
 
1
Distribution and Pool Performance Information
         
Item 1121(a) - Distribution and Pool Performance Information
         
(1) Any applicable record dates, accrual dates, determination dates for calculating distributions and actual distribution dates for the distribution period.
 
X
 
(monthly statements to certificateholders)
     
(2) Cash flows received and the sources thereof for distributions, fees and expenses.
 
X
 
(monthly statements to certificateholders)
     
(3) Calculated amounts and distribution of the flow of funds for the period itemized by type and priority of payment, including:
 
X
 
(monthly statements to certificateholders)
     
(i) Fees or expenses accrued and paid, with an identification of the general purpose of such fees and the party receiving such fees or expenses.
 
X
 
(monthly statements to certificateholders)
     
(ii) Payments accrued or paid with respect to enhancement or other support identified in Item 1114 of Regulation AB (such as insurance premiums or other enhancement maintenance fees), with an identification of the general purpose of such payments and the party receiving such payments.
 
X
 
(monthly statements to certificateholders)
     
(iii) Principal, interest and other distributions accrued and paid on the asset-backed securities by type and by class or series and any principal or interest shortfalls or carryovers.
 
X
 
(monthly statements to certificateholders)
     
(iv) The amount of excess cash flow or excess spread and the disposition of excess cash flow.
 
X
 
(monthly statements to certificateholders)
     
(4) Beginning and ending principal balances of the asset-backed securities.
 
X
 
(monthly statements to certificateholders)
     
(5) Interest rates applicable to the pool assets and the asset-backed securities, as applicable. Consider providing interest rate information for pool assets in appropriate distributional groups or incremental ranges.
 
X
 
(monthly statements to certificateholders)
     
(6) Beginning and ending balances of transaction accounts, such as reserve accounts, and material account activity during the period.
 
X
 
(monthly statements to certificateholders) (only with respect to the reserve accounts)
     
(7) Any amounts drawn on any credit enhancement or other support identified in Item 1114 of Regulation AB, as applicable, and the amount of coverage remaining under any such enhancement, if known and applicable.
 
X
 
(monthly statements to certificateholders)
     
(8) Number and amount of pool assets at the beginning and ending of each period, and updated pool composition information, such as weighted average coupon, weighted average remaining term, pool factors and prepayment amounts.
 
X
 
(monthly statements to certificateholders)
 
Updated pool composition information fields to be as specified by Depositor from time to time
 
(9) Delinquency and loss information for the period.
 
X
 
(monthly statements to certificateholders)
     
In addition, describe any material changes to the information specified in Item 1100(b)(5) of Regulation AB regarding the pool assets. (methodology)
X
       
(10) Information on the amount, terms and general purpose of any advances made or reimbursed during the period, including the general use of funds advanced and the general source of funds for reimbursements.
 
X
 
(monthly statements to certificateholders)
     
(11) Any material modifications, extensions or waivers to pool asset terms, fees, penalties or payments during the distribution period or that have cumulatively become material over time.
 
X
 
(monthly statements to certificateholders)
     
(12) Material breaches of pool asset representations or warranties or transaction covenants.
X
X
 
(if agreed upon by the parties)
 
X
 
(13) Information on ratio, coverage or other tests used for determining any early amortization, liquidation or other performance trigger and whether the trigger was met.
 
X
 
(monthly statements to certificateholders)
     
(14) Information regarding any new issuance of asset-backed securities backed by the same asset pool,
     
X
 
information regarding any pool asset changes (other than in connection with a pool asset converting into cash in accordance with its terms), such as additions or removals in connection with a prefunding or revolving period and pool asset substitutions and repurchases (and purchase rates, if applicable), and cash flows available for future purchases, such as the balances of any prefunding or revolving accounts, if applicable.
X
X
 
X
 
Disclose any material changes in the solicitation, credit-granting, underwriting, origination, acquisition or pool selection criteria or procedures, as applicable, used to originate, acquire or select the new pool assets.
     
X
X
Item 1121(b) - Pre-Funding or Revolving Period Information
 
Updated pool information as required under Item 1121(b).
     
X
 
2
Legal Proceedings
         
Item 1117 - Legal proceedings pending against the following entities, or their respective property, that is material to Certificateholders, including proceedings known to be contemplated by governmental authorities:
         
Sponsor (Seller)
       
X
Depositor
     
X
 
Trustee
 
X
     
Issuing entity
     
X
 
Master Servicer, affiliated Servicer, other Servicer servicing 20% or more of pool assets at time of report, other material servicers
X
       
Originator of 20% or more of pool assets as of the Cut-off Date
     
X
 
Custodian
   
X
   
 
3
Sales of Securities and Use of Proceeds
         
Information from Item 2(a) of Part II of Form 10-Q:
 
With respect to any sale of securities by the sponsor, depositor or issuing entity, that are backed by the same asset pool or are otherwise issued by the issuing entity, whether or not registered, provide the sales and use of proceeds information in Item 701 of Regulation S-K. Pricing information can be omitted if securities were not registered.
     
X
 
4
Defaults Upon Senior Securities
         
Information from Item 3 of Part II of Form 10-Q:
 
Report the occurrence of any Event of Default (after expiration of any grace period and provision of any required notice)
 
X
     
5
Submission of Matters to a Vote of Certificateholders
         
Information from Item 4 of Part II of Form 10-Q
 
X
     
6
Significant Obligors of Pool Assets
         
Item 1112(b) - Significant Obligor Financial Information*
     
X
 
*This information need only be reported on the Form 10-D for the distribution period in which updated information is required pursuant to the Item.
         
7
Significant Enhancement Provider Information
         
Item 1114(b)(2) - Credit Enhancement Provider Financial Information*
         
Determining applicable disclosure threshold
 
X
     
Requesting required financial information or effecting incorporation by reference
 
X
     
Item 1115(b) - Derivative Counterparty Financial Information*
         
Determining current maximum probable exposure
     
X
 
Determining current significance percentage
 
X
     
Requesting required financial information or effecting incorporation by reference
 
X
     
*This information need only be reported on the Form 10-D for the distribution period in which updated information is required pursuant to the Items.
         
8
Other Information
         
   
Disclose any information required to be reported on Form 8-K during the period covered by the Form 10-D but not reported
The Responsible Party for the applicable Form 8-K item as indicated below.
 
9
Exhibits
         
Distribution report
 
X
     
Exhibits required by Item 601 of Regulation S-K, such as material agreements
     
X
 
8-K
Must be filed within four business days of an event reportable on Form 8-K.
   
 
1.01
Entry into a Material Definitive Agreement
         
Disclosure is required regarding entry into or amendment of any definitive agreement that is material to the securitization, even if depositor is not a party.
 
Examples: servicing agreement, custodial agreement.
 
Note: disclosure not required as to definitive agreements that are fully disclosed in the prospectus
X
X 
 
X 
X 
1.02
Termination of a Material Definitive Agreement
X
X 
 
X 
X 
Disclosure is required regarding termination of any definitive agreement that is material to the securitization (other than expiration in accordance with its terms), even if depositor is not a party.
 
 
Examples: servicing agreement, custodial agreement.
X
X
X
X
X
1.03
Bankruptcy or Receivership
         
Disclosure is required regarding the bankruptcy or receivership, if known to the Master Servicer, with respect to any of the following:
 
Sponsor (Seller), Depositor, Master Servicer, affiliated Servicer, other Servicer servicing 20% or more of pool assets at time of report, other material servicers, Trustee, significant obligor, credit enhancer (10% or more), derivatives counterparty, Custodian
X
X 
X
X 
X 
2.04
Triggering Events that Accelerate or Increase a Direct Financial Obligation or an Obligation under an Off-Balance Sheet Arrangement [in this transaction there is no off-balance sheet arrangement]
         
Includes an early amortization, performance trigger or other event, including event of default, that would materially alter the payment priority/distribution of cash flows/amortization schedule.
 
Disclosure will be made of events other than waterfall triggers which are disclosed in the monthly statements to certificateholders [in this transaction there will be no events other than waterfall triggers]
 
X
     
3.03
Material Modification to Rights of Certificateholders
         
Disclosure is required of any material modification to documents defining the rights of Certificateholders, including the Pooling and Servicing Agreement
 
X
     
5.03
Amendments to Articles of Incorporation or Bylaws; Change in Fiscal Year
         
Disclosure is required of any amendment “to the governing documents of the issuing entity”
     
X
 
5.06
Change in Shell Company Status
         
[Not applicable to ABS issuers]
     
X
 
6.01
ABS Informational and Computational Material
         
[Not included in reports to be filed under Section 3.16]
     
X
 
6.02
Change of Servicer or Trustee
         
Requires disclosure of any removal, replacement, substitution or addition of any master servicer, affiliated servicer, other servicer servicing 10% or more of pool assets at time of report, other material servicers or trustee.
X
X
 
X
 
Reg AB disclosure about any new master servicer is also required.
X
       
Reg AB disclosure about any new trustee is also required.
 
X
     
6.03
Change in Credit Enhancement or Other External Support
         
Covers termination of any enhancement in manner other than by its terms, the addition of an enhancement, or a material change in the enhancement provided. Applies to external credit enhancements as well as derivatives.
 
X
 
X
 
Reg AB disclosure about any new enhancement provider is also required.
 
X
 
X
 
6.04
Failure to Make a Required Distribution
 
X
     
6.05
Securities Act Updating Disclosure
         
If any material pool characteristic differs by 5% or more at the time of issuance of the securities from the description in the final prospectus, provide updated Reg AB disclosure about the actual asset pool.
     
X
 
If there are any new servicers or originators required to be disclosed under Regulation AB as a result of the foregoing, provide the information called for in Items 1108 and 1110 respectively.
     
X
 
7.01
Regulation FD Disclosure
X
X
X
X
 
8.01
Other Events
         
Any event, with respect to which information is not otherwise called for in Form 8-K, that the registrant deems of importance to certificateholders.
     
X
 
 
9.01
Financial Statements and Exhibits
The Responsible Party applicable to reportable event.
10-K
 
Must be filed within 90 days of the fiscal year end for the registrant.
   
 
9B
Other Information
         
   
Disclose any information required to be reported on Form 8-K during the fourth quarter covered by the Form 10-K but not reported
The Responsible Party for the applicable Form 8-K as indicated above.
 
15
Exhibits and Financial Statement Schedules
         
Item 1112(b) - Significant Obligor Financial Information
     
X
 
Item 1114(b)(2) - Credit Enhancement Provider Financial Information
         
Determining applicable disclosure threshold
 
X
     
Requesting required financial information or effecting incorporation by reference
 
X
     
Item 1115(b) - Derivative Counterparty Financial Information
         
Determining current maximum probable exposure
     
X
 
   
Determining current significance percentage
 
X
     
Requesting required financial information or effecting incorporation by reference
 
X
     
Item 1117 - Legal proceedings pending against the following entities, or their respective property, that is material to Certificateholders, including proceedings known to be contemplated by governmental authorities:
         
Sponsor (Seller)
       
X
Depositor
     
X
 
Trustee
 
X
     
Issuing entity
     
X
 
Master Servicer, affiliated Servicer, other Servicer servicing 20% or more of pool assets at time of report, other material servicers
X
       
Originator of 20% or more of pool assets as of the Cut-off Date
     
X
 
Custodian
   
X
   
Item 1119 - Affiliations and relationships between the following entities, or their respective affiliates, that are material to Certificateholders:
         
Sponsor (Seller)
       
X
Depositor
     
X
 
Trustee
 
X
     
Master Servicer, affiliated Servicer, other Servicer servicing 20% or more of pool assets at time of report, other material servicers
X
       
Originator
     
X
 
Custodian
   
X
   
Credit Enhancer/Support Provider
     
X
 
Significant Obligor
     
X
 
Item 1122 - Assessment of Compliance with Servicing Criteria
X
X
X
   
Item 1123 - Servicer Compliance Statement
X
X
     

 




EXHIBIT P
 
ADDITIONAL DISCLOSURE NOTIFICATION
 
Bear Stearns Asset Backed Securities I LLC
383 Madison Avenue
New York, New York 10179
Fax: (212) 272-2000
E-mail: regabnotifications@bear.com

LaSalle Bank National Association as Trustee
135 S. LaSalle St., Suite 1511
Chicago, Illinois 60603
Fax: (312) 904-1368
E-mail: edgar@abnamro.com
Attn: Global Securities and Trust Services Group - BEAR STEARNS ASSET BACKED SECURITIES I TRUST 2007-HE3—SEC REPORT PROCESSING
 
RE: **Additional Form [         ] Disclosure**Required
 
Ladies and Gentlemen:
 
In accordance with Section 3.16(a)(iv) of the Pooling and Servicing Agreement, dated as of March 1, 2007, among Bear Stearns Asset Backed Securities I LLC, as depositor, EMC Mortgage Corporation, as seller and as master servicer, and LaSalle Bank National Association, as trustee. The Undersigned, as [Name of Party], hereby notifies you that certain events have come to our attention that [will][may] need to be disclosed on Form [ ].
 
Description of Additional Form [     ] Disclosure:
 
List of Any Attachments hereto to be included in the Additional Form [     ] Disclosure:
 

 
Any inquiries related to this notification should be directed to [     ], phone number: [     ]; email address: [     ].
 
[NAME OF PARTY]
as [role]
   
By:
 
Name:
 
Title:
 

 
 
 





EXHIBIT Q
 
FORM OF TRANSFEROR AFFIDAVIT
 
STATE OF NEW YORK
)
 
 
)
ss.:
COUNTY OF NEW YORK
)
 
 
The undersigned is the [Title of Officer] of [Name of Transferor] (the “Owner”), the proposed transferor of an Ownership Interest in the Bear Stearns Asset Backed Securities I LLC Asset-Backed Certificates, Series 2007-HE3, Class [R-1][R-2][R-3][RX] Certificate (the “Certificate”) issued pursuant to the Pooling and Servicing Agreement, dated as of March 1, 2007 (the “Agreement”), among Bear Stearns Asset Backed Securities I LLC, as depositor (the “Depositor”), EMC Mortgage Corporation, as seller and as master servicer, and LaSalle Bank National Association, as trustee (the “Trustee”), and makes this affidavit on behalf of the Owner for the benefit of the Depositor and the Trustee. Capitalized terms used, but not defined herein, shall have the meanings ascribed to such terms in the Agreement.
 
1.  The Owner is not transferring the Certificate to impede the assessment or collection of any tax.
 
2.  The Owner has no actual knowledge that the proposed transferee of the Certificate: (i) has insufficient assets to pay any taxes that would be owed by such transferee as Holder of the Certificate; (ii) may become insolvent or subject to a bankruptcy proceeding for so long as the Certificate remains outstanding; and (iii) is not a Permitted Transferee.
 
3.  The Owner understands that the proposed transferee has delivered to the Trustee and the Depositor a transfer affidavit and agreement in the form attached to the Agreement as Exhibit C. The Owner does not know or believe that any representation contained therein is false.
 
4.  At the time of transfer, the Owner has conducted a reasonable investigation of the financial condition of the proposed transferee as contemplated by Treasury Regulation Section 1.860E-1(c)(4)(i) and, as a result of that investigation, the Owner has determined that the proposed transferee has historically paid its debts as they became due and has found no significant evidence to indicate that the proposed transferee will not continue to pay its debts as they become due in the future. The Owner understands that the transfer of the Certificate may not be respected for U.S. federal income tax purposes (and the Owner may continue to be liable for U.S. federal income taxes associated therewith) unless the Owner has conducted such an investigation.
 

 


 

 

 
IN WITNESS WHEREOF, the Investor has caused this instrument to be executed on its behalf, pursuant to authority of its Board of Directors, by its [Title of Officer] this ____ day of _________, 20__.
 
           
[NAME OF OWNER]
                         
                         
           
By:
 
           
Name:
[Name of Officer]
           
Title:
[Title of Officer]
               
               
               

 
Personally appeared before me the above-named [Name of Officer], known or proved to me to be the same person who executed the foregoing instrument and to be the [Title of Officer] of the Owner, and acknowledged to me that he/she executed the same as his/her free act and deed and the free act and deed of the Owner.
 
Subscribed and sworn before me this ___ day of _________, 20___.
 
NOTARY PUBLIC
 
COUNTY OF
 
STATE OF
 
My commission expires the ___ day of ___________________, 20___.