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Consolidated Balance Sheet (unaudited) - USD ($)
$ in Millions
Jun. 30, 2025
Dec. 31, 2024
Assets    
Cash and due from banks, net of allowance for credit losses of $28 and $23 $ 5,699 $ 4,178
Interest-bearing deposits with the Federal Reserve and other central banks 135,602 89,546
Interest-bearing deposits with banks, net of allowance for credit losses of $3 and $1 (includes restricted of $2,615 and $1,399) 12,069 9,612
Federal funds sold and securities purchased under resale agreements 45,547 41,146
Securities:    
Held-to-maturity, at amortized cost, net of allowance for credit losses of less than $1 and less than $1 (fair value of $44,962 and $44,020) 48,397 48,596
Available-for-sale, at fair value (amortized cost of $99,652 and $89,627, net of allowance for credit losses of $— and $—) 98,671 88,031
Total securities 147,068 136,627
Trading assets 12,610 13,981
Loans 73,096 71,570
Allowance for credit losses (275) (294)
Net loans 72,821 71,276
Premises and equipment 3,289 3,266
Accrued interest receivable 1,348 1,293
Goodwill 16,823 16,598
Intangible assets 2,849 2,851
Other assets, net of allowance for credit losses on accounts receivable of $3 and $2 (includes $1,753 and $2,151, at fair value) 30,056 25,690
Total assets 485,781 416,064
Deposits:    
Noninterest-bearing deposits (principally U.S. offices) 67,724 58,267
Interest-bearing deposits in U.S. offices 173,384 139,109
Interest-bearing deposits in non-U.S. offices 105,285 92,148
Total deposits 346,393 289,524
Federal funds purchased and securities sold under repurchase agreements 15,492 14,064
Trading liabilities 6,134 4,865
Payables to customers and broker-dealers 21,273 20,073
Commercial paper 2,361 301
Other borrowed funds 293 225
Accrued taxes and other expenses 4,634 5,270
Other liabilities (including allowance for credit losses on lending-related commitments of $70 and $72, also includes $1,185 and $422, at fair value) 11,233 9,124
Long-term debt 33,429 30,854
Total liabilities 441,242 374,300
Temporary equity    
Redeemable noncontrolling interests 111 87
Permanent equity    
Preferred stock – par value $0.01 per share; authorized 100,000,000 shares; issued 53,826 and 43,826 shares 5,331 4,343
Common stock – par value $0.01 per share; authorized 3,500,000,000 shares; issued 1,416,245,627 and 1,409,633,842 shares 14 14
Additional paid-in capital 29,659 29,321
Retained earnings 44,388 42,537
Accumulated other comprehensive loss, net of tax (3,549) (4,656)
Less: Treasury stock of 711,004,811 and 691,953,574 common shares, at cost (31,893) (30,241)
Total The Bank of New York Mellon Corporation shareholders’ equity 43,950 41,318
Nonredeemable noncontrolling interests of consolidated investment management funds 478 359
Total permanent equity 44,428 [1] 41,677
Total liabilities, temporary equity and permanent equity $ 485,781 $ 416,064
[1] Includes total The Bank of New York Mellon Corporation common shareholders’ equity of $38,619 million at June 30, 2025, $37,788 million at March 31, 2025 and $36,500 million at June 30, 2024.