Consolidated Balance Sheets - USD ($) $ in Thousands	Jun. 30, 2015	Dec. 31, 2014
ASSETS
Cash and due from banks	$ 28,107	$ 23,598
Federal funds sold	899	919
Total cash and cash equivalents	29,006	24,517
Securities available-for-sale, at fair value	34,581	41,079
Nonmarketable equity securities	3,385	2,571
Loans held for sale, at fair value	65,759	42,881
Loans and leases, net of unearned income	582,702	552,917
Allowance for credit losses	(4,199)	(3,602)
Net loans and leases	578,503	549,315
Bank premises and equipment, net	16,108	12,122
Core deposit intangible	1,224	1,391
Bank owned life insurance	11,834	11,659
Other real estate owned	2,480	2,472
Interest receivable and other assets	4,001	3,409
Total assets	746,881	691,416
LIABILITIES
Noninterest-bearing deposits	148,928	142,727
Interest-bearing deposits	426,788	411,312
Total deposits	575,716	554,039
Short-term borrowings	52,025	48,628
Long-term borrowings	27,500	19,000
Deferred tax liability	3,330	4,686
Accrued expenses and other liabilities	3,683	5,420
Total liabilities	$ 662,254	$ 631,773
COMMITMENTS AND CONTINGENCIES
SHAREHOLDERS' EQUITY
Preferred stock—par value $0.01 (liquidation preference of $1,000 per share) authorized 5,000,000; shares issued and outstanding 12,562 series AA at June 30, 2015 and December 31, 2014	$ 12,562	$ 12,562
Common stock - par value of $0.01 authorized 10,000,000 shares; issued and outstanding 6,358,778 shares at June 30, 2015 and 4,145,547 at December 31, 2014	64	41
Capital surplus	61,919	38,360
Retained earnings	10,073	8,696
Accumulated other comprehensive income (loss)	9	(16)
Total shareholders’ equity	84,627	59,643
Total liabilities and shareholders' equity	$ 746,881	$ 691,416