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Consolidated Statements of Cash Flows (USD $)
In Thousands, unless otherwise specified
9 Months Ended
Sep. 30, 2012
Sep. 30, 2011
CASH FLOWS FROM OPERATING ACTIVITIES:    
Net income $ 1,182 $ 1,031
Adjustments to reconcile net income to net cash provided by operating activities:    
Provision for credit losses 650 740
Deferred income taxes 470 605
Provision for other real estate owned 48 393
Depreciation 381 343
Stock-based compensation 0 101
Net accretion of investment securities 32 172
Loans originated for sale (8,658) (1,655)
Proceeds from loans originated for sale 8,841 2,745
Gains on sales of loans (111) (18)
Loss on sales of other real estate owned, net 131 0
Decrease in interest receivable (62) (161)
Increase (decrease) in interest payable 10 (19)
Decrease in other assets 1,003 358
Increase in other liabilities 278 191
Net cash provided by operating activities 4,195 4,826
CASH FLOWS FROM INVESTING ACTIVITIES:    
Purchases of investment securities available-for-sale (44,018) (39,185)
Proceeds from maturities of investment securities available-for-sale 21,413 36,545
Net increase in loans and leases outstanding (25,358) (16,963)
Proceeds from the sale of other real estate owned 527 0
Purchase of premises and equipment (555) (415)
Net cash used in investing activities (47,991) (20,018)
CASH FLOWS FROM FINANCING ACTIVITIES:    
Net increase in noninterest-bearing deposits 17,890 8,985
Net increase in interest-bearing deposits 6,893 2,673
Net increase (decrease) in short-term borrowings 14,635 (1,843)
Proceeds from issuance of long-term debt 0 4,000
Repayment of long-term debt (4,000) 0
Net proceeds from issuance of common stock, net of cost 8,980 0
Net proceeds from issuance of preferred stock, net of cost 0 6,290
Cash dividends on preferred stock (471) (278)
Net cash provided by financing activities 43,927 19,827
Net increase in cash and cash equivalents 131 4,635
Cash and cash equivalents at beginning of period 18,205 11,754
Cash and cash equivalents at end of period 18,336 16,389
SUPPLEMENTAL INFORMATION    
Cash payments for interest 1,539 1,319
Cash payments for income taxes $ 475 $ 50