Risk-Based Capital (Tables)

9 Months Ended

Sep. 30, 2012

Risks and Uncertainties [Abstract]

Schedule of Compliance with Regulatory Capital Requirements under Banking Regulations [Table Text Block]

Management believes that, as of September 30, 2012 and December 31, 2011 the Bank met all capital adequacy requirements to which it is subject.

											To be well
											capitalized under
											the FDICIA
						For capital					prompt corrective
	Actual					adequacy purposes					action provisions
(dollars in thousands)	Amount		Ratio			Amount		Ratio			Amount		Ratio
As of September 30, 2012: (unaudited)
Total capital (to risk-weighted assets)
Howard Bank	$	39,196		12.79	%	$	24,525		8.00	%	$	30,656		10.00	%
Howard Bancorp	$	48,974		15.83	%	$	24,742		8.00	%		N/A
Tier 1 capital (to risk-weighted assets)
Howard Bank	$	36,466		11.90	%	$	12,262		4.00	%	$	18,394		6.00	%
Howard Bancorp	$	46,241		14.95	%	$	12,371		4.00	%		N/A
Tier 1 capital (to average assets)
(Leverage ratio)
Howard Bank	$	36,466		10.10	%	$	14,448		4.00	%	$	18,060		5.00	%
Howard Bancorp	$	46,241		12.79	%	$	14,457		4.00	%		N/A
As of December 31, 2011:
Total capital (to risk-weighted assets)
Howard Bank	$	38,172		13.75	%	$	22,214		8.00	%	$	27,768		10.00	%
Howard Bancorp	$	40,127		14.36	%	$	22,349		8.00	%		N/A
Tier 1 capital (to risk-weighted assets)
Howard Bank	$	34,739		12.51	%	$	11,107		4.00	%	$	16,661		6.00	%
Howard Bancorp	$	36,694		13.14	%	$	11,174		4.00	%		N/A
Tier 1 capital (to average assets)
(Leverage ratio)
Howard Bank	$	34,739		10.92	%	$	12,725		4.00	%	$	15,907		5.00	%
Howard Bancorp	$	36,694		11.52	%	$	12,737		4.00	%		N/A