The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBOTT LABS COM 002824100 401 3,704 SH   DFND   0 0 3,704
ABBVIE INC COM 00287Y109 2,968 19,362 SH   DFND   0 0 19,362
ACCENTURE PLC IRELAND SHS CLASS A G1151C101 450 1,630 SH   DFND   0 0 1,630
ADOBE SYSTEMS INCORPORATED COM 00724F101 347 945 SH   DFND   0 0 945
ALPHABET INC CAP STK CL A 02079K305 1,812 832 SH   DFND   0 0 832
ALPHABET INC CAP STK CL C 02079K107 1,747 798 SH   DFND   0 0 798
ALTRIA GROUP INC COM 02209S103 368 8,795 SH   DFND   0 0 8,795
AMAZON COM INC COM 023135106 1,586 14,972 SH   DFND   0 0 14,972
AMERICAN TOWER CORP NEW COM 03027X100 1,423 5,576 SH   DFND   0 0 5,576
AMERIPRISE FINL INC COM 03076C106 308 1,294 SH   DFND   0 0 1,294
AMGEN INC COM 031162100 706 2,904 SH   DFND   0 0 2,904
ANALOG DEVICES INC COM 032654105 276 1,883 SH   DFND   0 0 1,883
ANNALY CAPITAL MANAGEMENT IN COM 035710409 65 11,017 SH   DFND   0 0 11,017
APPLE INC COM 037833100 11,110 81,255 SH   DFND   0 0 81,255
ARES MANAGEMENT CORPORATION CL A COM STK 03990B101 946 16,648 SH   DFND   0 0 16,648
AT&T INC COM 00206R102 374 17,916 SH   DFND   0 0 17,916
AUTOMATIC DATA PROCESSING IN COM 053015103 365 1,743 SH   DFND   0 0 1,743
BERKSHIRE HATHAWAY INC DEL CL A 084670108 409 1 SH   DFND   0 0 1
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 3,954 14,465 SH   DFND   0 0 14,465
BK OF AMERICA CORP COM 060505104 383 12,326 SH   DFND   0 0 12,326
BLACKSTONE INC COM 09260D107 1,136 12,484 SH   DFND   0 0 12,484
BOOKING HOLDINGS INC COM 09857L108 203 116 SH   DFND   0 0 116
BRISTOL-MYERS SQUIBB CO COM 110122108 351 4,583 SH   DFND   0 0 4,583
BROADCOM INC COM 11135F101 217 449 SH   DFND   0 0 449
BUILDERS FIRSTSOURCE INC COM 12008R107 426 7,950 SH   DFND   0 0 7,950
CARRIER GLOBAL CORPORATION COM 14448C104 493 13,816 SH   DFND   0 0 13,816
CHEVRON CORP NEW COM 166764100 296 2,036 SH   DFND   0 0 2,036
CISCO SYS INC COM 17275R102 462 10,755 SH   DFND   0 0 10,755
COCA COLA CO COM 191216100 398 6,351 SH   DFND   0 0 6,351
CONSOLIDATED EDISON INC COM 209115104 201 2,109 SH   DFND   0 0 2,109
COSTCO WHSL CORP NEW COM 22160K105 630 1,312 SH   DFND   0 0 1,312
CVS HEALTH CORP COM 126650100 703 7,574 SH   DFND   0 0 7,574
DANAHER CORPORATION COM 235851102 836 3,298 SH   DFND   0 0 3,298
DISNEY WALT CO COM 254687106 1,164 12,329 SH   DFND   0 0 12,329
DOMINION ENERGY INC COM 25746U109 288 3,617 SH   DFND   0 0 3,617
DOW INC COM 260557103 287 5,552 SH   DFND   0 0 5,552
DUKE ENERGY CORP NEW COM NEW 26441C204 288 2,675 SH   DFND   0 0 2,675
DYNATRACE INC COM NEW 268150109 267 6,742 SH   DFND   0 0 6,742
EATON VANCE TAX-MANAGED DIVE COM 27828N102 121 10,640 SH   DFND   0 0 10,640
EATON VANCE TAX-MANAGED GLOB COM 27829F108 90 11,605 SH   DFND   0 0 11,605
EDWARDS LIFESCIENCES CORP COM 28176E108 240 2,537 SH   DFND   0 0 2,537
ELEVANCE HEALTH INC COM 036752103 401 832 SH   DFND   0 0 832
EMERSON ELEC CO COM 291011104 204 2,550 SH   DFND   0 0 2,550
ENERGY TRANSFER L P COM UT LTD PTN 29273V100 549 54,916 SH   DFND   0 0 54,916
EXXON MOBIL CORP COM 30231G102 705 8,214 SH   DFND   0 0 8,214
FIRST TR EXCH TRADED FD III PFD SECS INC ETF 33739E108 964 55,888 SH   DFND   0 0 55,888
FIRST TR EXCHANGE-TRADED FD FIRST TR ENH NEW 33739Q408 250 4,218 SH   DFND   0 0 4,218
FIRST TR EXCHANGE-TRADED FD NY ARCA BIOTECH 33733E203 829 6,105 SH   DFND   0 0 6,105
FISKER INC CL A COM STK 33813J106 111 13,000 SH   DFND   0 0 13,000
FORD MTR CO DEL COM 345370860 122 11,000 SH   DFND   0 0 11,000
GILEAD SCIENCES INC COM 375558103 566 9,141 SH   DFND   0 0 9,141
GOLUB CAP BDC INC COM 38173M102 164 12,703 SH   DFND   0 0 12,703
HOME DEPOT INC COM 437076102 1,240 4,514 SH   DFND   0 0 4,514
HORIZON TECHNOLOGY FIN CORP COM 44045A102 164 14,262 SH   DFND   0 0 14,262
INTEL CORP COM 458140100 310 8,317 SH   DFND   0 0 8,317
INTERNATIONAL BUSINESS MACHS COM 459200101 2,944 20,892 SH   DFND   0 0 20,892
INTUIT COM 461202103 304 791 SH   DFND   0 0 791
INTUITIVE SURGICAL INC COM NEW 46120E602 521 2,611 SH   DFND   0 0 2,611
INVESCO EXCHANGE TRADED FD T S&P500 EQL WGT 46137V357 1,702 12,671 SH   DFND   0 0 12,671
ISHARES TR CORE MSCI TOTAL 46432F834 402 7,035 SH   DFND   0 0 7,035
ISHARES TR CORE S&P MCP ETF 464287507 1,285 5,686 SH   DFND   0 0 5,686
ISHARES TR CORE S&P SCP ETF 464287804 1,508 16,330 SH   DFND   0 0 16,330
ISHARES TR CORE S&P TTL STK 464287150 392 4,680 SH   DFND   0 0 4,680
ISHARES TR CORE S&P500 ETF 464287200 2,483 6,553 SH   DFND   0 0 6,553
ISHARES TR CORE US AGGBD ET 464287226 237 2,337 SH   DFND   0 0 2,337
ISHARES TR FLTG RATE NT ETF 46429B655 260 5,198 SH   DFND   0 0 5,198
ISHARES TR MSCI EAFE ETF 464287465 251 4,015 SH   DFND   0 0 4,015
ISHARES TR RUS 1000 ETF 464287622 249 1,197 SH   DFND   0 0 1,197
ISHARES TR RUS 1000 VAL ETF 464287598 341 2,347 SH   DFND   0 0 2,347
ISHARES TR SELECT DIVID ETF 464287168 1,308 11,104 SH   DFND   0 0 11,104
JOHNSON & JOHNSON COM 478160104 1,386 7,809 SH   DFND   0 0 7,809
JPMORGAN CHASE & CO COM 46625H100 977 8,704 SH   DFND   0 0 8,704
KIMBERLY-CLARK CORP COM 494368103 204 1,500 SH   DFND   0 0 1,500
KINDER MORGAN INC DEL COM 49456B101 289 17,173 SH   DFND   0 0 17,173
L3HARRIS TECHNOLOGIES INC COM 502431109 216 900 SH   DFND   0 0 900
LINDE PLC SHS G5494J103 218 758 SH   DFND   0 0 758
LOCKHEED MARTIN CORP COM 539830109 224 521 SH   DFND   0 0 521
LOWES COS INC COM 548661107 402 2,296 SH   DFND   0 0 2,296
MASTERCARD INCORPORATED CL A 57636Q104 2,948 9,350 SH   DFND   0 0 9,350
MCCORMICK & CO INC COM NON VTG 579780206 1,993 23,950 SH   DFND   0 0 23,950
MCDONALDS CORP COM 580135101 554 2,250 SH   DFND   0 0 2,250
MEDTRONIC PLC SHS G5960L103 336 3,761 SH   DFND   0 0 3,761
MERCK & CO INC COM 58933Y105 3,420 37,489 SH   DFND   0 0 37,489
META PLATFORMS INC CL A 30303M102 854 5,306 SH   DFND   0 0 5,306
MICROSOFT CORP COM 594918104 5,034 19,611 SH   DFND   0 0 19,611
NUVEEN MUN VALUE FD INC COM 670928100 107 12,031 SH   DFND   0 0 12,031
NYMOX PHARMACEUTICAL CORP COM P73398102 12 28,000 SH   DFND   0 0 28,000
OAKTREE SPECIALTY LENDING CO COM 67401P108 548 83,493 SH   DFND   0 0 83,493
ONEOK INC NEW COM 682680103 571 10,273 SH   DFND   0 0 10,273
OTIS WORLDWIDE CORP COM 68902V107 394 5,580 SH   DFND   0 0 5,580
PAYCHEX INC COM 704326107 273 2,400 SH   DFND   0 0 2,400
PEPSICO INC COM 713448108 234 1,410 SH   DFND   0 0 1,410
PFIZER INC COM 717081103 1,314 25,133 SH   DFND   0 0 25,133
PRICE T ROWE GROUP INC COM 74144T108 396 3,471 SH   DFND   0 0 3,471
PROCTER AND GAMBLE CO COM 742718109 877 6,106 SH   DFND   0 0 6,106
QUALCOMM INC COM 747525103 495 3,872 SH   DFND   0 0 3,872
RAYTHEON TECHNOLOGIES CORP COM 75513E101 1,064 11,061 SH   DFND   0 0 11,061
REGENERON PHARMACEUTICALS COM 75886F107 650 1,100 SH   DFND   0 0 1,100
ROPER TECHNOLOGIES INC COM 776696106 218 550 SH   DFND   0 0 550
SALESFORCE INC COM 79466L302 427 2,582 SH   DFND   0 0 2,582
SALIENT MIDSTREAM & MLP FD SH BEN INT 79471V105 83 11,000 SH   DFND   0 0 11,000
SBA COMMUNICATIONS CORP NEW CL A 78410G104 215 671 SH   DFND   0 0 671
SCHWAB CHARLES CORP COM 808513105 797 12,613 SH   DFND   0 0 12,613
SELECT SECTOR SPDR TR ENERGY 81369Y506 919 12,825 SH   DFND   0 0 12,825
SELECT SECTOR SPDR TR FINANCIAL 81369Y605 306 9,695 SH   DFND   0 0 9,695
SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209 290 2,263 SH   DFND   0 0 2,263
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803 538 4,234 SH   DFND   0 0 4,234
SHELL PLC SPON ADS 780259305 435 8,325 SH   DFND   0 0 8,325
SPDR GOLD TR GOLD SHS 78463V107 211 1,249 SH   DFND   0 0 1,249
SPDR S&P 500 ETF TR TR UNIT 78462F103 451 1,198 SH   DFND   0 0 1,198
SPDR SER TR PORTFOLIO SHORT 78464A474 219 7,394 SH   DFND   0 0 7,394
SPDR SER TR S&P 600 SMCP VAL 78464A300 696 9,625 SH   DFND   0 0 9,625
SPDR SER TR S&P DIVID ETF 78464A763 845 7,130 SH   DFND   0 0 7,130
STARBUCKS CORP COM 855244109 1,840 24,092 SH   DFND   0 0 24,092
TAIWAN SEMICONDUCTOR MFG LTD SPONSORED ADS 874039100 222 2,707 SH   DFND   0 0 2,707
TESLA INC COM 88160R101 212 315 SH   DFND   0 0 315
TRANE TECHNOLOGIES PLC SHS G8994E103 404 3,110 SH   DFND   0 0 3,110
TRUIST FINL CORP COM 89832Q109 407 8,658 SH   DFND   0 0 8,658
TWITTER INC COM 90184L102 200 5,358 SH   DFND   0 0 5,358
UNITED PARCEL SERVICE INC CL B 911312106 218 1,197 SH   DFND   0 0 1,197
UNITED RENTALS INC COM 911363109 204 849 SH   DFND   0 0 849
UNITEDHEALTH GROUP INC COM 91324P102 398 774 SH   DFND   0 0 774
VALERO ENERGY CORP COM 91913Y100 404 3,800 SH   DFND   0 0 3,800
VANECK ETF TRUST GOLD MINERS ETF 92189F106 901 33,047 SH   DFND   0 0 33,047
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827 410 5,341 SH   DFND   0 0 5,341
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835 361 4,787 SH   DFND   0 0 4,787
VANGUARD INDEX FDS MCAP VL IDXVIP 922908512 425 3,282 SH   DFND   0 0 3,282
VANGUARD INDEX FDS MID CAP ETF 922908629 463 2,354 SH   DFND   0 0 2,354
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 473 1,366 SH   DFND   0 0 1,366
VANGUARD INDEX FDS SM CP VAL ETF 922908611 306 2,042 SH   DFND   0 0 2,042
VANGUARD INDEX FDS SMALL CP ETF 922908751 387 2,190 SH   DFND   0 0 2,190
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 715 4,991 SH   DFND   0 0 4,991
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406 619 6,076 SH   DFND   0 0 6,076
VANGUARD WORLD FDS CONSUM DIS ETF 92204A108 222 974 SH   DFND   0 0 974
VERIZON COMMUNICATIONS INC COM 92343V104 765 15,124 SH   DFND   0 0 15,124
VISA INC COM CL A 92826C839 1,059 5,385 SH   DFND   0 0 5,385
VOYA FINANCIAL INC COM 929089100 880 14,717 SH   DFND   0 0 14,717
WALMART INC COM 931142103 211 1,741 SH   DFND   0 0 1,741
WEC ENERGY GROUP INC COM 92939U106 235 2,350 SH   DFND   0 0 2,350
WP CAREY INC COM 92936U109 376 4,541 SH   DFND   0 0 4,541