The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBOTT LABS COM 002824100 883 6,276 SH   DFND   0 0 6,276
ABBVIE INC COM 00287Y109 5,070 37,414 SH   DFND   0 0 37,414
ACCENTURE PLC IRELAND SHS CLASS A G1151C101 1,272 3,062 SH   DFND   0 0 3,062
ADOBE SYSTEMS INCORPORATED COM 00724F101 804 1,414 SH   DFND   0 0 1,414
ALPHABET INC CAP STK CL A 02079K305 3,813 1,318 SH   DFND   0 0 1,318
ALPHABET INC CAP STK CL C 02079K107 4,941 1,707 SH   DFND   0 0 1,707
ALTRIA GROUP INC COM 02209S103 564 11,901 SH   DFND   0 0 11,901
AMAZON COM INC COM 023135106 4,045 1,214 SH   DFND   0 0 1,214
AMERICAN EXPRESS CO COM 025816109 528 3,233 SH   DFND   0 0 3,233
AMERICAN TOWER CORP NEW COM 03027X100 4,100 14,012 SH   DFND   0 0 14,012
AMERIPRISE FINL INC COM 03076C106 551 1,827 SH   DFND   0 0 1,827
AMGEN INC COM 031162100 900 4,015 SH   DFND   0 0 4,015
AMPHENOL CORP NEW CL A 032095101 237 2,708 SH   DFND   0 0 2,708
ANALOG DEVICES INC COM 032654105 313 1,797 SH   DFND   0 0 1,797
ANNALY CAPITAL MANAGEMENT IN COM 035710409 86 11,017 SH   DFND   0 0 11,017
ANTHEM INC COM 036752103 782 1,688 SH   DFND   0 0 1,688
APPLE INC COM 037833100 26,817 150,985 SH   DFND   0 0 150,985
ARES MANAGEMENT CORPORATION CL A COM STK 03990B101 1,607 19,748 SH   DFND   0 0 19,748
AT&T INC COM 00206R102 575 23,329 SH   DFND   0 0 23,329
AUTODESK INC COM 052769106 692 2,472 SH   DFND   0 0 2,472
AUTOMATIC DATA PROCESSING IN COM 053015103 442 1,793 SH   DFND   0 0 1,793
AZEK CO INC CL A 05478C105 254 5,486 SH   DFND   0 0 5,486
BALL CORP COM 058498106 388 4,023 SH   DFND   0 0 4,023
BECTON DICKINSON & CO COM 075887109 529 2,105 SH   DFND   0 0 2,105
BED BATH & BEYOND INC COM 075896100 147 10,076 SH   DFND   0 0 10,076
BERKSHIRE HATHAWAY INC DEL CL A 084670108 451 1 SH   DFND   0 0 1
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 7,841 26,188 SH   DFND   0 0 26,188
BEST BUY INC COM 086516101 225 2,202 SH   DFND   0 0 2,202
BK OF AMERICA CORP COM 060505104 865 19,479 SH   DFND   0 0 19,479
BLACKSTONE INC COM 09260D107 2,699 20,850 SH   DFND   0 0 20,850
BOEING CO COM 097023105 321 1,600 SH   DFND   0 0 1,600
BOOKING HOLDINGS INC COM 09857L108 519 216 SH   DFND   0 0 216
BRISTOL-MYERS SQUIBB CO COM 110122108 351 5,696 SH   DFND   0 0 5,696
BROADCOM INC COM 11135F101 550 824 SH   DFND   0 0 824
BUILDERS FIRSTSOURCE INC COM 12008R107 938 10,950 SH   DFND   0 0 10,950
CANADIAN NATL RY CO COM 136375102 416 3,389 SH   DFND   0 0 3,389
CARMAX INC COM 143130102 749 5,757 SH   DFND   0 0 5,757
CARRIER GLOBAL CORPORATION COM 14448C104 1,165 21,500 SH   DFND   0 0 21,500
CHARTER COMMUNICATIONS INC N CL A 16119P108 232 356 SH   DFND   0 0 356
CHEVRON CORP NEW COM 166764100 209 1,776 SH   DFND   0 0 1,776
CHEWY INC CL A 16679L109 216 3,693 SH   DFND   0 0 3,693
CINTAS CORP COM 172908105 511 1,160 SH   DFND   0 0 1,160
CISCO SYS INC COM 17275R102 895 14,155 SH   DFND   0 0 14,155
COCA COLA CO COM 191216100 646 10,871 SH   DFND   0 0 10,871
COMCAST CORP NEW CL A 20030N101 330 6,555 SH   DFND   0 0 6,555
CONSOLIDATED EDISON INC COM 209115104 223 2,609 SH   DFND   0 0 2,609
COSTCO WHSL CORP NEW COM 22160K105 1,517 2,672 SH   DFND   0 0 2,672
CROWN CASTLE INTL CORP NEW COM 22822V101 222 1,066 SH   DFND   0 0 1,066
CVS HEALTH CORP COM 126650100 1,301 12,589 SH   DFND   0 0 12,589
DANAHER CORPORATION COM 235851102 1,896 5,756 SH   DFND   0 0 5,756
DEXCOM INC COM 252131107 339 629 SH   DFND   0 0 629
DIGITAL RLTY TR INC COM 253868103 229 1,300 SH   DFND   0 0 1,300
DISNEY WALT CO COM 254687106 2,763 17,838 SH   DFND   0 0 17,838
DOMINION ENERGY INC COM 25746U109 551 7,017 SH   DFND   0 0 7,017
DOW INC COM 260557103 358 6,312 SH   DFND   0 0 6,312
DUKE ENERGY CORP NEW COM NEW 26441C204 279 2,675 SH   DFND   0 0 2,675
DYNATRACE INC COM NEW 268150109 931 15,412 SH   DFND   0 0 15,412
EASTERLY GOVT PPTYS INC COM 27616P103 285 12,420 SH   DFND   0 0 12,420
EASTMAN CHEM CO COM 277432100 225 1,856 SH   DFND   0 0 1,856
EATON VANCE TAX-MANAGED DIVE COM 27828N102 160 10,640 SH   DFND   0 0 10,640
EATON VANCE TAX-MANAGED GLOB COM 27829F108 134 12,605 SH   DFND   0 0 12,605
ECOLAB INC COM 278865100 300 1,277 SH   DFND   0 0 1,277
EDWARDS LIFESCIENCES CORP COM 28176E108 935 7,209 SH   DFND   0 0 7,209
EMERSON ELEC CO COM 291011104 285 3,079 SH   DFND   0 0 3,079
ENERGY TRANSFER L P COM UT LTD PTN 29273V100 320 39,138 SH   DFND   0 0 39,138
ENTERPRISE PRODS PARTNERS L COM 293792107 301 13,630 SH   DFND   0 0 13,630
EVERQUOTE INC COM CL A 30041R108 223 14,197 SH   DFND   0 0 14,197
EXELON CORP COM 30161N101 215 3,713 SH   DFND   0 0 3,713
EXXON MOBIL CORP COM 30231G102 1,040 17,016 SH   DFND   0 0 17,016
FIDELITY NATIONAL FINANCIAL FNF GROUP COM 31620R303 210 4,030 SH   DFND   0 0 4,030
FIRST TR EXCH TRADED FD III PFD SECS INC ETF 33739E108 1,404 69,238 SH   DFND   0 0 69,238
FIRST TR EXCHANGE-TRADED FD FIRST TR ENH NEW 33739Q408 253 4,218 SH   DFND   0 0 4,218
FIRST TR EXCHANGE-TRADED FD NY ARCA BIOTECH 33733E203 1,618 9,980 SH   DFND   0 0 9,980
FIRST TR EXCHANGE-TRADED FD RISNG DIVD ACHIV 33738R506 249 4,796 SH   DFND   0 0 4,796
FIRST TR EXCHANGE-TRADED FD SENIOR LN FD 33738D309 254 5,280 SH   DFND   0 0 5,280
FISKER INC CL A COM STK 33813J106 204 13,000 SH   DFND   0 0 13,000
FORD MTR CO DEL COM 345370860 313 15,000 SH   DFND   0 0 15,000
FORTIVE CORP COM 34959J108 341 4,433 SH   DFND   0 0 4,433
GENERAL MTRS CO COM 37045V100 342 5,846 SH   DFND   0 0 5,846
GILEAD SCIENCES INC COM 375558103 1,265 17,441 SH   DFND   0 0 17,441
GOLUB CAP BDC INC COM 38173M102 364 23,603 SH   DFND   0 0 23,603
HOME DEPOT INC COM 437076102 2,305 5,548 SH   DFND   0 0 5,548
HONEYWELL INTL INC COM 438516106 319 1,528 SH   DFND   0 0 1,528
HORIZON TECHNOLOGY FIN CORP COM 44045A102 249 15,662 SH   DFND   0 0 15,662
IDEX CORP COM 45167R104 200 847 SH   DFND   0 0 847
INTEL CORP COM 458140100 547 10,639 SH   DFND   0 0 10,639
INTERNATIONAL BUSINESS MACHS COM 459200101 3,743 28,032 SH   DFND   0 0 28,032
INTUIT COM 461202103 902 1,403 SH   DFND   0 0 1,403
INTUITIVE SURGICAL INC COM NEW 46120E602 1,789 4,972 SH   DFND   0 0 4,972
INVESCO EXCHANGE TRADED FD T S&P 500 TOP 50 46137V233 411 1,112 SH   DFND   0 0 1,112
INVESCO EXCHANGE TRADED FD T S&P500 EQL WGT 46137V357 4,959 30,463 SH   DFND   0 0 30,463
INVESCO EXCHANGE TRADED FD T S&P500 PUR VAL 46137V258 250 3,100 SH   DFND   0 0 3,100
IONIS PHARMACEUTICALS INC COM 462222100 394 13,000 SH   DFND   0 0 13,000
ISHARES INC CORE MSCI EMKT 46434G103 247 4,119 SH   DFND   0 0 4,119
ISHARES TR 20 YR TR BD ETF 464287432 296 1,991 SH   DFND   0 0 1,991
ISHARES TR CORE MSCI TOTAL 46432F834 499 7,035 SH   DFND   0 0 7,035
ISHARES TR CORE S&P MCP ETF 464287507 1,604 5,666 SH   DFND   0 0 5,666
ISHARES TR CORE S&P SCP ETF 464287804 1,927 16,828 SH   DFND   0 0 16,828
ISHARES TR CORE S&P500 ETF 464287200 4,362 9,147 SH   DFND   0 0 9,147
ISHARES TR CORE US AGGBD ET 464287226 268 2,337 SH   DFND   0 0 2,337
ISHARES TR FLTG RATE NT ETF 46429B655 557 10,936 SH   DFND   0 0 10,936
ISHARES TR MSCI EAFE ETF 464287465 316 4,015 SH   DFND   0 0 4,015
ISHARES TR MSCI EMG MKT ETF 464287234 205 4,188 SH   DFND   0 0 4,188
ISHARES TR RUS 1000 ETF 464287622 917 3,463 SH   DFND   0 0 3,463
ISHARES TR RUS 1000 GRW ETF 464287614 484 1,588 SH   DFND   0 0 1,588
ISHARES TR RUS 1000 VAL ETF 464287598 476 2,834 SH   DFND   0 0 2,834
ISHARES TR RUS 2000 VAL ETF 464287630 225 1,355 SH   DFND   0 0 1,355
ISHARES TR RUSSELL 2000 ETF 464287655 790 3,552 SH   DFND   0 0 3,552
ISHARES TR SELECT DIVID ETF 464287168 1,413 11,540 SH   DFND   0 0 11,540
ISHARES TR TIPS BD ETF 464287176 429 3,311 SH   DFND   0 0 3,311
ISHARES TR U.S. UTILITS ETF 464287697 309 3,500 SH   DFND   0 0 3,500
JOHNSON & JOHNSON COM 478160104 1,719 10,050 SH   DFND   0 0 10,050
JPMORGAN CHASE & CO COM 46625H100 2,463 15,562 SH   DFND   0 0 15,562
KIMBERLY-CLARK CORP COM 494368103 229 1,600 SH   DFND   0 0 1,600
KINDER MORGAN INC DEL COM 49456B101 274 17,198 SH   DFND   0 0 17,198
KKR & CO INC COM 48251W104 344 4,625 SH   DFND   0 0 4,625
L3HARRIS TECHNOLOGIES INC COM 502431109 324 1,518 SH   DFND   0 0 1,518
LAUDER ESTEE COS INC CL A 518439104 394 1,066 SH   DFND   0 0 1,066
LINDE PLC SHS G5494J103 262 758 SH   DFND   0 0 758
LOCKHEED MARTIN CORP COM 539830109 299 838 SH   DFND   0 0 838
LOWES COS INC COM 548661107 1,191 4,607 SH   DFND   0 0 4,607
MASIMO CORP COM 574795100 1,999 6,825 SH   DFND   0 0 6,825
MASONITE INTL CORP COM 575385109 284 2,410 SH   DFND   0 0 2,410
MASTERCARD INCORPORATED CL A 57636Q104 7,575 21,072 SH   DFND   0 0 21,072
MATCH GROUP INC NEW COM 57667L107 227 1,714 SH   DFND   0 0 1,714
MCCORMICK & CO INC COM NON VTG 579780206 2,399 24,832 SH   DFND   0 0 24,832
MCDONALDS CORP COM 580135101 678 2,529 SH   DFND   0 0 2,529
MEDTRONIC PLC SHS G5960L103 469 4,540 SH   DFND   0 0 4,540
MERCADOLIBRE INC COM 58733R102 202 150 SH   DFND   0 0 150
MERCK & CO INC COM 58933Y105 4,281 55,789 SH   DFND   0 0 55,789
META PLATFORMS INC CL A 30303M102 4,103 12,192 SH   DFND   0 0 12,192
MICROSOFT CORP COM 594918104 12,723 37,819 SH   DFND   0 0 37,819
MONDELEZ INTL INC CL A 609207105 251 3,789 SH   DFND   0 0 3,789
MP MATERIALS CORP COM CL A 553368101 331 7,300 SH   DFND   0 0 7,300
NEXTERA ENERGY INC COM 65339F101 305 3,266 SH   DFND   0 0 3,266
NIKE INC CL B 654106103 324 1,941 SH   DFND   0 0 1,941
NOMAD FOODS LTD USD ORD SHS G6564A105 459 18,089 SH   DFND   0 0 18,089
NOVARTIS AG SPONSORED ADR 66987V109 221 2,517 SH   DFND   0 0 2,517
NUVEEN QUALITY MUNCP INCOME COM 67066V101 210 13,035 SH   DFND   0 0 13,035
NXP SEMICONDUCTORS N V COM N6596X109 811 3,558 SH   DFND   0 0 3,558
NYMOX PHARMACEUTICAL CORP COM P73398102 36 28,000 SH   DFND   0 0 28,000
OAKTREE SPECIALTY LENDING CO COM 67401P108 913 122,443 SH   DFND   0 0 122,443
ONEOK INC NEW COM 682680103 1,094 18,578 SH   DFND   0 0 18,578
OTIS WORLDWIDE CORP COM 68902V107 764 8,725 SH   DFND   0 0 8,725
PARK NATL CORP COM 700658107 237 1,721 SH   DFND   0 0 1,721
PAYCHEX INC COM 704326107 327 2,400 SH   DFND   0 0 2,400
PAYPAL HLDGS INC COM 70450Y103 1,328 7,030 SH   DFND   0 0 7,030
PEPSICO INC COM 713448108 256 1,468 SH   DFND   0 0 1,468
PFIZER INC COM 717081103 1,728 29,175 SH   DFND   0 0 29,175
PHILIP MORRIS INTL INC COM 718172109 357 3,747 SH   DFND   0 0 3,747
PINTEREST INC CL A 72352L106 209 5,718 SH   DFND   0 0 5,718
PNC FINL SVCS GROUP INC COM 693475105 341 1,700 SH   DFND   0 0 1,700
PRICE T ROWE GROUP INC COM 74144T108 1,087 5,541 SH   DFND   0 0 5,541
PROCTER AND GAMBLE CO COM 742718109 1,289 7,907 SH   DFND   0 0 7,907
QUALCOMM INC COM 747525103 1,711 9,346 SH   DFND   0 0 9,346
RAYTHEON TECHNOLOGIES CORP COM 75513E101 1,723 20,048 SH   DFND   0 0 20,048
REGENERON PHARMACEUTICALS COM 75886F107 903 1,429 SH   DFND   0 0 1,429
ROPER TECHNOLOGIES INC COM 776696106 644 1,312 SH   DFND   0 0 1,312
ROYAL DUTCH SHELL PLC SPON ADR B 780259107 352 8,125 SH   DFND   0 0 8,125
S&P GLOBAL INC COM 78409V104 250 531 SH   DFND   0 0 531
SALESFORCE COM INC COM 79466L302 970 3,813 SH   DFND   0 0 3,813
SALIENT MIDSTREAM & MLP FD SH BEN INT 79471V105 74 11,000 SH   DFND   0 0 11,000
SBA COMMUNICATIONS CORP NEW CL A 78410G104 598 1,541 SH   DFND   0 0 1,541
SCHWAB CHARLES CORP COM 808513105 1,753 20,844 SH   DFND   0 0 20,844
SEAGATE TECHNOLOGY HLDNGS PL ORD SHS G7997R103 215 1,900 SH   DFND   0 0 1,900
SELECT SECTOR SPDR TR ENERGY 81369Y506 875 15,743 SH   DFND   0 0 15,743
SELECT SECTOR SPDR TR FINANCIAL 81369Y605 548 13,998 SH   DFND   0 0 13,998
SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209 356 2,529 SH   DFND   0 0 2,529
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803 736 4,234 SH   DFND   0 0 4,234
SERVICENOW INC COM 81762P102 424 649 SH   DFND   0 0 649
SHERWIN WILLIAMS CO COM 824348106 1,435 4,077 SH   DFND   0 0 4,077
SHOPIFY INC CL A 82509L107 352 256 SH   DFND   0 0 256
SPDR GOLD TR GOLD SHS 78463V107 538 3,144 SH   DFND   0 0 3,144
SPDR S&P 500 ETF TR TR UNIT 78462F103 1,566 3,296 SH   DFND   0 0 3,296
SPDR SER TR PORTFOLIO SHORT 78464A474 274 8,894 SH   DFND   0 0 8,894
SPDR SER TR S&P 600 SMCP VAL 78464A300 900 10,620 SH   DFND   0 0 10,620
SPDR SER TR S&P DIVID ETF 78464A763 1,123 8,695 SH   DFND   0 0 8,695
STARBUCKS CORP COM 855244109 3,352 28,660 SH   DFND   0 0 28,660
STORE CAP CORP COM 862121100 207 6,000 SH   DFND   0 0 6,000
STRYKER CORPORATION COM 863667101 232 867 SH   DFND   0 0 867
TAIWAN SEMICONDUCTOR MFG LTD SPONSORED ADS 874039100 495 4,129 SH   DFND   0 0 4,129
TARGET CORP COM 87612E106 208 899 SH   DFND   0 0 899
TESLA INC COM 88160R101 334 315 SH   DFND   0 0 315
THERMO FISHER SCIENTIFIC INC COM 883556102 686 1,029 SH   DFND   0 0 1,029
TJX COS INC NEW COM 872540109 264 3,473 SH   DFND   0 0 3,473
TRANE TECHNOLOGIES PLC SHS G8994E103 629 3,117 SH   DFND   0 0 3,117
TRUIST FINL CORP COM 89832Q109 793 13,458 SH   DFND   0 0 13,458
TWITTER INC COM 90184L102 358 8,258 SH   DFND   0 0 8,258
UNITED PARCEL SERVICE INC CL B 911312106 308 1,446 SH   DFND   0 0 1,446
UNITED RENTALS INC COM 911363109 483 1,452 SH   DFND   0 0 1,452
UNITEDHEALTH GROUP INC COM 91324P102 903 1,788 SH   DFND   0 0 1,788
VALERO ENERGY CORP COM 91913Y100 512 6,800 SH   DFND   0 0 6,800
VANECK ETF TRUST GOLD MINERS ETF 92189F106 1,807 56,547 SH   DFND   0 0 56,547
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827 432 5,341 SH   DFND   0 0 5,341
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835 406 4,787 SH   DFND   0 0 4,787
VANGUARD INDEX FDS MCAP VL IDXVIP 922908512 779 5,178 SH   DFND   0 0 5,178
VANGUARD INDEX FDS MID CAP ETF 922908629 647 2,542 SH   DFND   0 0 2,542
VANGUARD INDEX FDS REAL ESTATE ETF 922908553 215 1,848 SH   DFND   0 0 1,848
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 1,462 3,348 SH   DFND   0 0 3,348
VANGUARD INDEX FDS SM CP VAL ETF 922908611 365 2,042 SH   DFND   0 0 2,042
VANGUARD INDEX FDS SMALL CP ETF 922908751 966 4,272 SH   DFND   0 0 4,272
VANGUARD INDEX FDS SML CP GRW ETF 922908595 210 745 SH   DFND   0 0 745
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 804 4,681 SH   DFND   0 0 4,681
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406 881 7,856 SH   DFND   0 0 7,856
VANGUARD WORLD FDS CONSUM DIS ETF 92204A108 332 974 SH   DFND   0 0 974
VEEVA SYS INC CL A COM 922475108 231 904 SH   DFND   0 0 904
VERIZON COMMUNICATIONS INC COM 92343V104 925 17,835 SH   DFND   0 0 17,835
VICTORIAS SECRET AND CO COMMON STOCK 926400102 241 4,350 SH   DFND   0 0 4,350
VISA INC COM CL A 92826C839 1,941 8,953 SH   DFND   0 0 8,953
VOYA FINANCIAL INC COM 929089100 2,341 35,301 SH   DFND   0 0 35,301
WALMART INC COM 931142103 782 5,416 SH   DFND   0 0 5,416
WEC ENERGY GROUP INC COM 92939U106 227 2,350 SH   DFND   0 0 2,350
WHEATON PRECIOUS METALS CORP COM 962879102 214 5,000 SH   DFND   0 0 5,000
WP CAREY INC COM 92936U109 562 6,846 SH   DFND   0 0 6,846
YUM BRANDS INC COM 988498101 556 4,008 SH   DFND   0 0 4,008
ZOETIS INC CL A 98978V103 344 1,411 SH   DFND   0 0 1,411
ZYNGA INC CL A 98986T108 125 19,458 SH   DFND   0 0 19,458