The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO COM 88579Y101 752 4,264 SH   DFND   0 0 4,264
ABBOTT LABS COM 002824100 2,433 28,015 SH   DFND   0 0 28,015
ABBVIE INC COM 00287Y109 3,301 37,237 SH   DFND   0 0 37,237
ACCENTURE PLC IRELAND SHS CLASS A G1151C101 6,021 28,582 SH   DFND   0 0 28,582
ADOBE INC COM 00724F101 477 1,450 SH   DFND   0 0 1,450
AIR PRODS & CHEMS INC COM 009158106 304 1,293 SH   DFND   0 0 1,293
ALIBABA GROUP HLDG LTD SPONSORED ADS 01609W102 4,804 22,655 SH   DFND   0 0 22,655
ALLSTATE CORP COM 020002101 445 3,975 SH   DFND   0 0 3,975
ALPHABET INC CAP STK CL A 02079K305 8,349 6,235 SH   DFND   0 0 6,235
ALPHABET INC CAP STK CL C 02079K107 6,416 4,804 SH   DFND   0 0 4,804
ALTRIA GROUP INC COM 02209S103 1,041 20,880 SH   DFND   0 0 20,880
AMAZON COM INC COM 023135106 20,817 11,269 SH   DFND   0 0 11,269
AMERICAN EXPRESS CO COM 025816109 1,491 11,989 SH   DFND   0 0 11,989
AMERICAN TOWER CORP NEW COM 03027X100 2,182 9,502 SH   DFND   0 0 9,502
AMGEN INC COM 031162100 3,646 15,120 SH   DFND   0 0 15,120
AMPHENOL CORP NEW CL A 032095101 261 2,423 SH   DFND   0 0 2,423
ANTARES PHARMA INC COM 036642106 1,293 275,000 SH   DFND   0 0 275,000
ANTHEM INC COM 036752103 435 1,437 SH   DFND   0 0 1,437
APPLE INC COM 037833100 31,682 107,898 SH   DFND   0 0 107,898
ARES MANAGEMENT CORPORATION CL A COM STK 03990B101 884 24,700 SH   DFND   0 0 24,700
AT&T INC COM 00206R102 2,217 56,688 SH   DFND   0 0 56,688
AUTODESK INC COM 052769106 666 3,609 SH   DFND   0 0 3,609
AUTOMATIC DATA PROCESSING IN COM 053015103 5,878 34,479 SH   DFND   0 0 34,479
AVALONBAY CMNTYS INC COM 053484101 605 2,888 SH   DFND   0 0 2,888
BANK AMER CORP COM 060505104 2,052 58,354 SH   DFND   0 0 58,354
BAXTER INTL INC COM 071813109 329 3,942 SH   DFND   0 0 3,942
BECTON DICKINSON & CO COM 075887109 590 2,169 SH   DFND   0 0 2,169
BERKSHIRE HATHAWAY INC DEL CL A 084670108 340 1 SH   DFND   0 0 1
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 2,756 12,164 SH   DFND   0 0 12,164
BLACKSTONE GROUP INC COM CL A 09260D107 3,429 61,286 SH   DFND   0 0 61,286
BOEING CO COM 097023105 1,142 3,508 SH   DFND   0 0 3,508
BOOKING HLDGS INC COM 09857L108 364 177 SH   DFND   0 0 177
BOSTON PROPERTIES INC COM 101121101 201 1,463 SH   DFND   0 0 1,463
BP PLC SPONSORED ADR 055622104 314 8,342 SH   DFND   0 0 8,342
BRISTOL MYERS SQUIBB CO COM 110122108 2,838 44,183 SH   DFND   0 0 44,183
BROADCOM INC COM 11135F101 1,156 3,657 SH   DFND   0 0 3,657
BROADRIDGE FINL SOLUTIONS IN COM 11133T103 2,099 16,996 SH   DFND   0 0 16,996
CANADIAN NATL RY CO COM 136375102 581 6,428 SH   DFND   0 0 6,428
CATERPILLAR INC DEL COM 149123101 430 2,906 SH   DFND   0 0 2,906
CDK GLOBAL INC COM 12508E101 1,413 25,846 SH   DFND   0 0 25,846
CDW CORP COM 12514G108 216 1,515 SH   DFND   0 0 1,515
CHEVRON CORP NEW COM 166764100 1,514 12,572 SH   DFND   0 0 12,572
CHUBB LIMITED COM H1467J104 239 1,526 SH   DFND   0 0 1,526
CIGNA CORP NEW COM 125523100 1,058 5,172 SH   DFND   0 0 5,172
CINCINNATI BELL INC NEW PFD CV DEP1/20 171871403 1,362 28,581 SH   DFND   0 0 28,581
CISCO SYS INC COM 17275R102 4,449 92,743 SH   DFND   0 0 92,743
COCA COLA CO COM 191216100 1,352 24,436 SH   DFND   0 0 24,436
COGNIZANT TECHNOLOGY SOLUTIO CL A 192446102 481 7,779 SH   DFND   0 0 7,779
COHEN & STEERS QUALITY RLTY COM 19247L106 224 15,091 SH   DFND   0 0 15,091
COLGATE PALMOLIVE CO COM 194162103 386 5,572 SH   DFND   0 0 5,572
COMCAST CORP NEW CL A 20030N101 1,580 35,188 SH   DFND   0 0 35,188
CONOCOPHILLIPS COM 20825C104 342 5,270 SH   DFND   0 0 5,270
CORTEVA INC COM 22052L104 200 6,692 SH   DFND   0 0 6,692
COSTCO WHSL CORP NEW COM 22160K105 1,545 5,263 SH   DFND   0 0 5,263
CUMMINS INC COM 231021106 235 1,319 SH   DFND   0 0 1,319
CVS HEALTH CORP COM 126650100 10,010 134,750 SH   DFND   0 0 134,750
DANAHER CORPORATION COM 235851102 3,189 20,795 SH   DFND   0 0 20,795
DEERE & CO COM 244199105 662 3,812 SH   DFND   0 0 3,812
DELTA AIR LINES INC DEL COM NEW 247361702 331 5,665 SH   DFND   0 0 5,665
DIAGEO P L C SPON ADR NEW 25243Q205 697 4,138 SH   DFND   0 0 4,138
DISNEY WALT CO COM DISNEY 254687106 5,410 37,425 SH   DFND   0 0 37,425
DOMINION ENERGY INC COM 25746U109 1,094 13,206 SH   DFND   0 0 13,206
DOW INC COM 260557103 730 13,390 SH   DFND   0 0 13,390
DUKE ENERGY CORP NEW COM NEW 26441C204 647 7,137 SH   DFND   0 0 7,137
DUPONT DE NEMOURS INC COM 26614N102 336 5,248 SH   DFND   0 0 5,248
EASTERLY GOVT PPTYS INC COM 27616P103 333 14,100 SH   DFND   0 0 14,100
EATON CORP PLC SHS G29183103 250 2,631 SH   DFND   0 0 2,631
EATON VANCE TAX MNGD GBL DV COM 27829F108 98 11,140 SH   DFND   0 0 11,140
EATON VANCE TX MGD DIV EQ IN COM 27828N102 128 10,245 SH   DFND   0 0 10,245
ECOLAB INC COM 278865100 907 4,699 SH   DFND   0 0 4,699
EDWARDS LIFESCIENCES CORP COM 28176E108 364 1,560 SH   DFND   0 0 1,560
EMERSON ELEC CO COM 291011104 1,037 13,587 SH   DFND   0 0 13,587
ENBRIDGE INC COM 29250N105 2,734 68,669 SH   DFND   0 0 68,669
ENTERPRISE PRODS PARTNERS L COM 293792107 544 19,284 SH   DFND   0 0 19,284
EQUIFAX INC COM 294429105 4,702 33,560 SH   DFND   0 0 33,560
EVERQUOTE INC COM CL A 30041R108 358 10,376 SH   DFND   0 0 10,376
EXELIXIS INC COM 30161Q104 352 20,000 SH   DFND   0 0 20,000
EXXON MOBIL CORP COM 30231G102 2,419 34,625 SH   DFND   0 0 34,625
FACEBOOK INC CL A 30303M102 4,855 23,628 SH   DFND   0 0 23,628
FERRARI N V COM N3167Y103 207 1,250 SH   DFND   0 0 1,250
FIAT CHRYSLER AUTOMOBILES N SHS N31738102 184 12,500 SH   DFND   0 0 12,500
FIDELITY NATL INFORMATION SV COM 31620M106 2,441 17,548 SH   DFND   0 0 17,548
FIRST HORIZON NATL CORP COM 320517105 216 13,039 SH   DFND   0 0 13,039
FIRST TR EXCHANGE TRADED FD FIRST TR ENH NEW 33739Q408 325 5,416 SH   DFND   0 0 5,416
FIRST TR EXCHANGE TRADED FD NY ARCA BIOTECH 33733E203 2,227 14,965 SH   DFND   0 0 14,965
FIRST TR EXCHANGE TRADED FD SENIOR LN FD 33738D309 307 6,380 SH   DFND   0 0 6,380
FIRST TR EXCHANGE-TRADED FD PFD SECS INC ETF 33739E108 1,931 96,438 SH   DFND   0 0 96,438
FORD MTR CO DEL COM 345370860 427 46,149 SH   DFND   0 0 46,149
FORTIVE CORP COM 34959J108 711 9,312 SH   DFND   0 0 9,312
GAMCO GLOBAL GOLD NAT RES & COM SH BEN INT 36465A109 58 12,960 SH   DFND   0 0 12,960
GAMESTOP CORP NEW CL A 36467W109 139 23,203 SH   DFND   0 0 23,203
GENERAL DYNAMICS CORP COM 369550108 1,429 8,108 SH   DFND   0 0 8,108
GENERAL ELECTRIC CO COM 369604103 382 34,210 SH   DFND   0 0 34,210
GENERAL MLS INC COM 370334104 271 5,056 SH   DFND   0 0 5,056
GILEAD SCIENCES INC COM 375558103 1,432 22,039 SH   DFND   0 0 22,039
GOLUB CAP BDC INC COM 38173M102 695 37,687 SH   DFND   0 0 37,687
HANCOCK JOHN PFD INCOME FD I COM 41021P103 243 12,680 SH   DFND   0 0 12,680
HD SUPPLY HLDGS INC COM 40416M105 1,178 29,438 SH   DFND   0 0 29,438
HEWLETT PACKARD ENTERPRISE C COM 42824C109 222 13,960 SH   DFND   0 0 13,960
HOME DEPOT INC COM 437076102 2,182 9,982 SH   DFND   0 0 9,982
HONEYWELL INTL INC COM 438516106 810 4,573 SH   DFND   0 0 4,573
HORIZON TECHNOLOGY FIN CORP COM 44045A102 220 17,100 SH   DFND   0 0 17,100
HP INC COM 40434L105 287 13,960 SH   DFND   0 0 13,960
ICON PLC SHS G4705A100 1,240 7,200 SH   DFND   0 0 7,200
INGERSOLL-RAND PLC SHS G47791101 441 3,312 SH   DFND   0 0 3,312
INTEL CORP COM 458140100 6,927 115,654 SH   DFND   0 0 115,654
INTERNATIONAL BUSINESS MACHS COM 459200101 2,757 20,542 SH   DFND   0 0 20,542
INTUIT COM 461202103 1,610 6,144 SH   DFND   0 0 6,144
INTUITIVE SURGICAL INC COM NEW 46120E602 4,380 7,403 SH   DFND   0 0 7,403
INVESCO EXCHANGE TRADED FD T S&P500 EQL WGT 46137V357 5,430 46,917 SH   DFND   0 0 46,917
INVESCO QQQ TR UNIT SER 1 46090E103 705 3,321 SH   DFND   0 0 3,321
IONIS PHARMACEUTICALS INC COM 462222100 288 4,800 SH   DFND   0 0 4,800
ISHARES GOLD TRUST ISHARES 464285105 509 35,095 SH   DFND   0 0 35,095
ISHARES INC CORE MSCI EMKT 46434G103 1,231 22,863 SH   DFND   0 0 22,863
ISHARES INC MSCI EM ASIA ETF 464286426 698 9,861 SH   DFND   0 0 9,861
ISHARES TR 20 YR TR BD ETF 464287432 608 4,485 SH   DFND   0 0 4,485
ISHARES TR BARCLAYS 7 10 YR 464287440 701 6,353 SH   DFND   0 0 6,353
ISHARES TR CORE MSCI TOTAL 46432F834 821 13,245 SH   DFND   0 0 13,245
ISHARES TR CORE S&P MCP ETF 464287507 1,629 7,919 SH   DFND   0 0 7,919
ISHARES TR CORE S&P SCP ETF 464287804 1,621 19,337 SH   DFND   0 0 19,337
ISHARES TR CORE S&P500 ETF 464287200 5,716 17,674 SH   DFND   0 0 17,674
ISHARES TR CORE US AGGBD ET 464287226 469 4,185 SH   DFND   0 0 4,185
ISHARES TR FLTG RATE NT ETF 46429B655 612 11,975 SH   DFND   0 0 11,975
ISHARES TR MSCI ACWI EX US 464288240 404 8,216 SH   DFND   0 0 8,216
ISHARES TR MSCI EAFE ETF 464287465 600 8,653 SH   DFND   0 0 8,653
ISHARES TR MSCI EMG MKT ETF 464287234 1,410 31,446 SH   DFND   0 0 31,446
ISHARES TR RUS 1000 ETF 464287622 906 5,080 SH   DFND   0 0 5,080
ISHARES TR RUS 1000 GRW ETF 464287614 488 2,773 SH   DFND   0 0 2,773
ISHARES TR RUS 1000 VAL ETF 464287598 2,011 14,730 SH   DFND   0 0 14,730
ISHARES TR RUS 2000 GRW ETF 464287648 556 2,596 SH   DFND   0 0 2,596
ISHARES TR RUS 2000 VAL ETF 464287630 1,122 8,736 SH   DFND   0 0 8,736
ISHARES TR RUS MID CAP ETF 464287499 224 3,754 SH   DFND   0 0 3,754
ISHARES TR SELECT DIVID ETF 464287168 1,868 17,681 SH   DFND   0 0 17,681
ISHARES TR SHRT NAT MUN ETF 464288158 505 4,725 SH   DFND   0 0 4,725
ISHARES TR TIPS BD ETF 464287176 435 3,736 SH   DFND   0 0 3,736
ISHARES TR U.S. UTILITS ETF 464287697 339 2,100 SH   DFND   0 0 2,100
JACOBS ENGR GROUP INC COM 469814107 725 8,073 SH   DFND   0 0 8,073
JOHNSON & JOHNSON COM 478160104 4,110 28,155 SH   DFND   0 0 28,155
JPMORGAN CHASE & CO COM 46625H100 13,546 97,160 SH   DFND   0 0 97,160
KIMBERLY CLARK CORP COM 494368103 468 3,404 SH   DFND   0 0 3,404
KINDER MORGAN INC DEL COM 49456B101 452 21,449 SH   DFND   0 0 21,449
LILLY ELI & CO COM 532457108 415 3,153 SH   DFND   0 0 3,153
LOWES COS INC COM 548661107 664 5,524 SH   DFND   0 0 5,524
M & T BK CORP COM 55261F104 622 3,658 SH   DFND   0 0 3,658
MARATHON PETE CORP COM 56585A102 234 3,896 SH   DFND   0 0 3,896
MARTEN TRANS LTD COM 573075108 322 15,000 SH   DFND   0 0 15,000
MASIMO CORP COM 574795100 1,498 9,476 SH   DFND   0 0 9,476
MASTERCARD INC CL A 57636Q104 13,948 46,717 SH   DFND   0 0 46,717
MCCORMICK & CO INC COM NON VTG 579780206 2,446 14,426 SH   DFND   0 0 14,426
MCDONALDS CORP COM 580135101 1,217 6,159 SH   DFND   0 0 6,159
MEDTRONIC PLC SHS G5960L103 646 5,691 SH   DFND   0 0 5,691
MERCK & CO INC COM 58933Y105 5,506 60,621 SH   DFND   0 0 60,621
METLIFE INC COM 59156R108 3,794 74,409 SH   DFND   0 0 74,409
MICROSOFT CORP COM 594918104 17,039 108,030 SH   DFND   0 0 108,030
MONDELEZ INTL INC CL A 609207105 351 6,391 SH   DFND   0 0 6,391
NETFLIX INC COM 64110L106 245 757 SH   DFND   0 0 757
NEXTERA ENERGY INC COM 65339F101 630 2,595 SH   DFND   0 0 2,595
NIKE INC CL B 654106103 287 2,846 SH   DFND   0 0 2,846
NOMAD FOODS LTD USD ORD SHS G6564A105 255 11,475 SH   DFND   0 0 11,475
NORFOLK SOUTHERN CORP COM 655844108 669 3,451 SH   DFND   0 0 3,451
NORTHROP GRUMMAN CORP COM 666807102 490 1,425 SH   DFND   0 0 1,425
NOVARTIS A G SPONSORED ADR 66987V109 231 2,441 SH   DFND   0 0 2,441
NUSTAR ENERGY LP UNIT COM 67058H102 308 12,021 SH   DFND   0 0 12,021
NUVEEN AMT FREE QLTY MUN INC COM 670657105 194 13,374 SH   DFND   0 0 13,374
NUVEEN MARYLAND QLT MUN INC COM 67061Q107 238 17,810 SH   DFND   0 0 17,810
NXP SEMICONDUCTORS N V COM N6596X109 374 2,952 SH   DFND   0 0 2,952
NYMOX PHARMACEUTICAL CORP COM P73398102 62 28,000 SH   DFND   0 0 28,000
OAKTREE SPECIALTY LENDING CO COM 67401P108 83 15,129 SH   DFND   0 0 15,129
ONEOK INC NEW COM 682680103 1,458 19,248 SH   DFND   0 0 19,248
ORACLE CORP COM 68389X105 215 4,067 SH   DFND   0 0 4,067
PAYPAL HLDGS INC COM 70450Y103 7,250 67,015 SH   DFND   0 0 67,015
PEPSICO INC COM 713448108 1,044 7,635 SH   DFND   0 0 7,635
PFIZER INC COM 717081103 2,572 65,555 SH   DFND   0 0 65,555
PHILIP MORRIS INTL INC COM 718172109 598 6,980 SH   DFND   0 0 6,980
PHILLIPS 66 COM 718546104 3,199 28,716 SH   DFND   0 0 28,716
PNC FINL SVCS GROUP INC COM 693475105 839 5,241 SH   DFND   0 0 5,241
PPG INDS INC COM 693506107 786 5,891 SH   DFND   0 0 5,891
PRICE T ROWE GROUP INC COM 74144T108 2,009 16,525 SH   DFND   0 0 16,525
PROCTER & GAMBLE CO COM 742718109 5,251 42,039 SH   DFND   0 0 42,039
QUALCOMM INC COM 747525103 6,705 76,004 SH   DFND   0 0 76,004
QUEST DIAGNOSTICS INC COM 74834L100 256 2,400 SH   DFND   0 0 2,400
REGENERON PHARMACEUTICALS COM 75886F107 839 2,234 SH   DFND   0 0 2,234
ROPER TECHNOLOGIES INC COM 776696106 537 1,512 SH   DFND   0 0 1,512
SALESFORCE COM INC COM 79466L302 2,226 13,677 SH   DFND   0 0 13,677
SALIENT MIDSTREAM & MLP FD SH BEN INT 79471V105 106 13,700 SH   DFND   0 0 13,700
SELECT SECTOR SPDR TR ENERGY 81369Y506 200 3,316 SH   DFND   0 0 3,316
SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209 292 2,857 SH   DFND   0 0 2,857
SELECT SECTOR SPDR TR SBI INT-FINL 81369Y605 455 14,805 SH   DFND   0 0 14,805
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803 598 6,515 SH   DFND   0 0 6,515
SOUTHERN CO COM 842587107 245 3,858 SH   DFND   0 0 3,858
SPDR GOLD TRUST GOLD SHS 78463V107 508 3,551 SH   DFND   0 0 3,551
SPDR INDEX SHS FDS EURO STOXX 50 78463X202 496 12,171 SH   DFND   0 0 12,171
SPDR S&P 500 ETF TR TR UNIT 78462F103 4,375 13,601 SH   DFND   0 0 13,601
SPDR SERIES TRUST PORTFOLIO SHORT 78464A474 340 11,044 SH   DFND   0 0 11,044
SPDR SERIES TRUST S&P 600 SMCP VAL 78464A300 796 12,125 SH   DFND   0 0 12,125
SPDR SERIES TRUST S&P DIVID ETF 78464A763 1,724 16,027 SH   DFND   0 0 16,027
STANLEY BLACK & DECKER INC COM 854502101 261 1,574 SH   DFND   0 0 1,574
STARBUCKS CORP COM 855244109 4,053 46,095 SH   DFND   0 0 46,095
STERICYCLE INC COM 858912108 236 3,700 SH   DFND   0 0 3,700
STRYKER CORP COM 863667101 1,261 6,008 SH   DFND   0 0 6,008
SYSCO CORP COM 871829107 512 5,987 SH   DFND   0 0 5,987
TELEDYNE TECHNOLOGIES INC COM 879360105 204 589 SH   DFND   0 0 589
TELEFLEX INC COM 879369106 320 850 SH   DFND   0 0 850
TEXAS INSTRS INC COM 882508104 693 5,422 SH   DFND   0 0 5,422
THE CHARLES SCHWAB CORPORATI COM 808513105 5,911 124,241 SH   DFND   0 0 124,241
THERMO FISHER SCIENTIFIC INC COM 883556102 209 648 SH   DFND   0 0 648
TRAVELERS COMPANIES INC COM 89417E109 236 1,712 SH   DFND   0 0 1,712
TRUIST FINL CORP COM 89832Q109 1,297 23,079 SH   DFND   0 0 23,079
TWITTER INC COM 90184L102 738 23,088 SH   DFND   0 0 23,088
UBS AG JERSEY BRH CMCI ETN 38 902641778 178 11,907 SH   DFND   0 0 11,907
UNILEVER N V N Y SHS NEW 904784709 329 5,744 SH   DFND   0 0 5,744
UNILEVER PLC SPON ADR NEW 904767704 219 3,851 SH   DFND   0 0 3,851
UNION PACIFIC CORP COM 907818108 1,508 8,344 SH   DFND   0 0 8,344
UNITED PARCEL SERVICE INC CL B 911312106 226 1,922 SH   DFND   0 0 1,922
UNITED RENTALS INC COM 911363109 511 3,061 SH   DFND   0 0 3,061
UNITED TECHNOLOGIES CORP COM 913017109 6,801 45,417 SH   DFND   0 0 45,417
UNITEDHEALTH GROUP INC COM 91324P102 847 2,881 SH   DFND   0 0 2,881
VANECK VECTORS ETF TRUST GOLD MINERS ETF 92189F106 965 32,686 SH   DFND   0 0 32,686
VANGUARD BD INDEX FD INC SHORT TRM BOND 921937827 431 5,341 SH   DFND   0 0 5,341
VANGUARD BD INDEX FD INC TOTAL BND MRKT 921937835 609 7,267 SH   DFND   0 0 7,267
VANGUARD GROUP DIV APP ETF 921908844 549 4,403 SH   DFND   0 0 4,403
VANGUARD INDEX FDS GROWTH ETF 922908736 527 2,894 SH   DFND   0 0 2,894
VANGUARD INDEX FDS MCAP VL IDXVIP 922908512 239 2,000 SH   DFND   0 0 2,000
VANGUARD INDEX FDS MID CAP ETF 922908629 1,000 5,613 SH   DFND   0 0 5,613
VANGUARD INDEX FDS REAL ESTATE ETF 922908553 396 4,263 SH   DFND   0 0 4,263
VANGUARD INDEX FDS SML CP GRW ETF 922908595 316 1,585 SH   DFND   0 0 1,585
VANGUARD INDEX FDS VALUE ETF 922908744 394 3,287 SH   DFND   0 0 3,287
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 356 8,021 SH   DFND   0 0 8,021
VANGUARD WORLD FDS CONSUM DIS ETF 92204A108 252 1,326 SH   DFND   0 0 1,326
VENTAS INC COM 92276F100 365 6,310 SH   DFND   0 0 6,310
VERIZON COMMUNICATIONS INC COM 92343V104 2,190 35,697 SH   DFND   0 0 35,697
VIACOMCBS INC CL B 92556H206 234 5,570 SH   DFND   0 0 5,570
VISA INC COM CL A 92826C839 8,951 47,610 SH   DFND   0 0 47,610
VOYA FINL INC COM 929089100 807 13,257 SH   DFND   0 0 13,257
W P CAREY INC COM 92936U109 238 2,969 SH   DFND   0 0 2,969
WALMART INC COM 931142103 680 5,714 SH   DFND   0 0 5,714
WASTE MGMT INC DEL COM 94106L109 335 2,944 SH   DFND   0 0 2,944
WEC ENERGY GROUP INC COM 92939U106 202 2,192 SH   DFND   0 0 2,192
WELLS FARGO CO NEW COM 949746101 392 7,271 SH   DFND   0 0 7,271
WILLIS TOWERS WATSON PUB LTD SHS G96629103 366 1,812 SH   DFND   0 0 1,812
YUM BRANDS INC COM 988498101 699 6,931 SH   DFND   0 0 6,931
YUM CHINA HLDGS INC COM 98850P109 242 5,031 SH   DFND   0 0 5,031
ZIMMER BIOMET HLDGS INC COM 98956P102 242 1,618 SH   DFND   0 0 1,618