The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO COM 88579Y101 693 4,006 SH   DFND   0 0 4,006
ABBOTT LABS COM 002824100 2,766 32,917 SH   DFND   0 0 32,917
ABBVIE INC COM 00287Y109 2,925 40,258 SH   DFND   0 0 40,258
ACCENTURE PLC IRELAND SHS CLASS A G1151C101 5,338 28,881 SH   DFND   0 0 28,881
ADOBE INC COM 00724F101 527 1,790 SH   DFND   0 0 1,790
AIR PRODS & CHEMS INC COM 009158106 293 1,293 SH   DFND   0 0 1,293
ALIBABA GROUP HLDG LTD SPONSORED ADS 01609W102 3,448 20,357 SH   DFND   0 0 20,357
ALLSTATE CORP COM 020002101 451 4,438 SH   DFND   0 0 4,438
ALPHABET INC CAP STK CL A 02079K305 7,060 6,528 SH   DFND   0 0 6,528
ALPHABET INC CAP STK CL C 02079K107 5,262 4,871 SH   DFND   0 0 4,871
ALTRIA GROUP INC COM 02209S103 665 14,040 SH   DFND   0 0 14,040
AMAZON COM INC COM 023135106 20,932 11,058 SH   DFND   0 0 11,058
AMERICAN EXPRESS CO COM 025816109 1,417 11,459 SH   DFND   0 0 11,459
AMERICAN TOWER CORP NEW COM 03027X100 2,403 11,762 SH   DFND   0 0 11,762
AMGEN INC COM 031162100 1,146 6,209 SH   DFND   0 0 6,209
AMPHENOL CORP NEW CL A 032095101 313 3,273 SH   DFND   0 0 3,273
ANADARKO PETE CORP COM 032511107 267 3,798 SH   DFND   0 0 3,798
ANTARES PHARMA INC COM 036642106 905 275,000 SH   DFND   0 0 275,000
ANTHEM INC COM 036752103 655 2,321 SH   DFND   0 0 2,321
APPLE INC COM 037833100 22,317 112,692 SH   DFND   0 0 112,692
ARES MANAGEMENT CORPORATION CL A COM STK 03990B101 467 17,900 SH   DFND   0 0 17,900
AT&T INC COM 00206R102 1,878 55,821 SH   DFND   0 0 55,821
AUTODESK INC COM 052769106 403 2,489 SH   DFND   0 0 2,489
AUTOHOME INC SP ADR RP CL A 05278C107 209 2,444 SH   DFND   0 0 2,444
AUTOMATIC DATA PROCESSING IN COM 053015103 477 2,886 SH   DFND   0 0 2,886
AVALONBAY CMNTYS INC COM 053484101 587 2,888 SH   DFND   0 0 2,888
BAIDU INC SPON ADR REP A 056752108 555 4,723 SH   DFND   0 0 4,723
BANK AMER CORP COM 060505104 1,788 61,696 SH   DFND   0 0 61,696
BB&T CORP COM 054937107 293 5,983 SH   DFND   0 0 5,983
BECTON DICKINSON & CO COM 075887109 555 2,199 SH   DFND   0 0 2,199
BERKSHIRE HATHAWAY INC DEL CL A 084670108 318 1 SH   DFND   0 0 1
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 3,517 16,482 SH   DFND   0 0 16,482
BLACKSTONE GROUP L P COM UNIT LTD 09253U108 697 15,677 SH   DFND   0 0 15,677
BOEING CO COM 097023105 1,116 3,062 SH   DFND   0 0 3,062
BOOKING HLDGS INC COM 09857L108 433 231 SH   DFND   0 0 231
BP PLC SPONSORED ADR 055622104 349 8,342 SH   DFND   0 0 8,342
BRIGHT HORIZONS FAM SOL IN D COM 109194100 230 1,519 SH   DFND   0 0 1,519
BRISTOL MYERS SQUIBB CO COM 110122108 574 12,639 SH   DFND   0 0 12,639
BROADCOM INC COM 11135F101 781 2,713 SH   DFND   0 0 2,713
CANADIAN NATL RY CO COM 136375102 702 7,585 SH   DFND   0 0 7,585
CARMAX INC COM 143130102 303 3,484 SH   DFND   0 0 3,484
CATERPILLAR INC DEL COM 149123101 467 3,426 SH   DFND   0 0 3,426
CHEVRON CORP NEW COM 166764100 1,361 10,967 SH   DFND   0 0 10,967
CHUBB LIMITED COM H1467J104 226 1,527 SH   DFND   0 0 1,527
CIGNA CORP NEW COM 125523100 616 3,897 SH   DFND   0 0 3,897
CINCINNATI BELL INC NEW PFD CV DEP1/20 171871403 1,084 29,202 SH   DFND   0 0 29,202
CISCO SYS INC COM 17275R102 4,468 81,641 SH   DFND   0 0 81,641
CLOROX CO DEL COM 189054109 238 1,552 SH   DFND   0 0 1,552
COCA COLA CO COM 191216100 1,371 26,941 SH   DFND   0 0 26,941
COGNIZANT TECHNOLOGY SOLUTIO CL A 192446102 512 8,081 SH   DFND   0 0 8,081
COHEN & STEERS QUALITY RLTY COM 19247L106 206 15,091 SH   DFND   0 0 15,091
COLGATE PALMOLIVE CO COM 194162103 444 6,161 SH   DFND   0 0 6,161
COMCAST CORP NEW CL A 20030N101 458 10,910 SH   DFND   0 0 10,910
CONOCOPHILLIPS COM 20825C104 723 11,846 SH   DFND   0 0 11,846
CORTEVA INC COM 22052L104 291 9,768 SH   DFND   0 0 9,768
COSTCO WHSL CORP NEW COM 22160K105 1,416 5,347 SH   DFND   0 0 5,347
CROWN CASTLE INTL CORP NEW COM 22822V101 212 1,625 SH   DFND   0 0 1,625
CVS HEALTH CORP COM 126650100 6,225 114,167 SH   DFND   0 0 114,167
DANAHER CORPORATION COM 235851102 1,494 10,442 SH   DFND   0 0 10,442
DEERE & CO COM 244199105 656 3,952 SH   DFND   0 0 3,952
DELTA AIR LINES INC DEL COM NEW 247361702 302 5,311 SH   DFND   0 0 5,311
DIAGEO P L C SPON ADR NEW 25243Q205 756 4,384 SH   DFND   0 0 4,384
DISNEY WALT CO COM DISNEY 254687106 4,413 31,551 SH   DFND   0 0 31,551
DOMINION ENERGY INC COM 25746U109 1,212 15,682 SH   DFND   0 0 15,682
DOW INC COM 260557103 614 12,364 SH   DFND   0 0 12,364
DUKE ENERGY CORP NEW COM NEW 26441C204 705 8,004 SH   DFND   0 0 8,004
DUPONT DE NEMOURS INC COM 26614N102 774 10,365 SH   DFND   0 0 10,365
EASTERLY GOVT PPTYS INC COM 27616P103 415 22,997 SH   DFND   0 0 22,997
EATON CORP PLC SHS G29183103 250 3,029 SH   DFND   0 0 3,029
EATON VANCE TAX MNGD GBL DV COM 27829F108 92 11,140 SH   DFND   0 0 11,140
EATON VANCE TX MGD DIV EQ IN COM 27828N102 123 10,245 SH   DFND   0 0 10,245
ECOLAB INC COM 278865100 1,128 5,704 SH   DFND   0 0 5,704
EDWARDS LIFESCIENCES CORP COM 28176E108 516 2,790 SH   DFND   0 0 2,790
EMERSON ELEC CO COM 291011104 788 11,779 SH   DFND   0 0 11,779
ENBRIDGE INC COM 29250N105 2,218 61,555 SH   DFND   0 0 61,555
ENTERPRISE PRODS PARTNERS L COM 293792107 749 25,874 SH   DFND   0 0 25,874
EQUIFAX INC COM 294429105 4,583 33,890 SH   DFND   0 0 33,890
EVERSOURCE ENERGY COM 30040W108 222 2,916 SH   DFND   0 0 2,916
EXELIXIS INC COM 30161Q104 427 20,000 SH   DFND   0 0 20,000
EXELON CORP COM 30161N101 211 4,374 SH   DFND   0 0 4,374
EXXON MOBIL CORP COM 30231G102 3,383 44,111 SH   DFND   0 0 44,111
FACEBOOK INC CL A 30303M102 4,660 24,116 SH   DFND   0 0 24,116
FERRARI N V COM N3167Y103 202 1,250 SH   DFND   0 0 1,250
FIAT CHRYSLER AUTOMOBILES N SHS N31738102 173 12,500 SH   DFND   0 0 12,500
FIDELITY NATL INFORMATION SV COM 31620M106 2,153 17,548 SH   DFND   0 0 17,548
FIRST HORIZON NATL CORP COM 320517105 195 13,039 SH   DFND   0 0 13,039
FIRST TR EXCHANGE TRADED FD NY ARCA BIOTECH 33733E203 2,154 15,328 SH   DFND   0 0 15,328
FIRST TR EXCHANGE TRADED FD SENIOR LN FD 33738D309 302 6,380 SH   DFND   0 0 6,380
FIRST TR EXCHANGE-TRADED FD PFD SECS INC ETF 33739E108 1,862 95,938 SH   DFND   0 0 95,938
FORD MTR CO DEL COM 345370860 478 46,812 SH   DFND   0 0 46,812
FORTIVE CORP COM 34959J108 295 3,644 SH   DFND   0 0 3,644
GAMCO GLOBAL GOLD NAT RES & COM SH BEN INT 36465A109 59 12,960 SH   DFND   0 0 12,960
GAMESTOP CORP NEW CL A 36467W109 142 26,503 SH   DFND   0 0 26,503
GENERAL DYNAMICS CORP COM 369550108 2,338 12,856 SH   DFND   0 0 12,856
GENERAL ELECTRIC CO COM 369604103 574 54,673 SH   DFND   0 0 54,673
GILEAD SCIENCES INC COM 375558103 1,607 23,773 SH   DFND   0 0 23,773
GOLUB CAP BDC INC COM 38173M102 668 37,491 SH   DFND   0 0 37,491
HANCOCK JOHN PFD INCOME FD I COM 41021P103 288 14,963 SH   DFND   0 0 14,963
HD SUPPLY HLDGS INC COM 40416M105 1,190 29,659 SH   DFND   0 0 29,659
HOME DEPOT INC COM 437076102 2,346 11,273 SH   DFND   0 0 11,273
HONEYWELL INTL INC COM 438516106 541 3,099 SH   DFND   0 0 3,099
HORIZON TECHNOLOGY FIN CORP COM 44045A102 203 17,100 SH   DFND   0 0 17,100
ICON PLC SHS G4705A100 1,109 7,200 SH   DFND   0 0 7,200
INGERSOLL-RAND PLC SHS G47791101 420 3,308 SH   DFND   0 0 3,308
INTEL CORP COM 458140100 5,200 108,646 SH   DFND   0 0 108,646
INTERNATIONAL BUSINESS MACHS COM 459200101 2,804 20,331 SH   DFND   0 0 20,331
INTUIT COM 461202103 1,606 6,144 SH   DFND   0 0 6,144
INTUITIVE SURGICAL INC COM NEW 46120E602 3,878 7,394 SH   DFND   0 0 7,394
INVESCO EXCHANGE TRADED FD T S&P500 EQL WGT 46137V357 5,585 51,787 SH   DFND   0 0 51,787
INVESCO QQQ TR UNIT SER 1 46090E103 732 3,922 SH   DFND   0 0 3,922
IONIS PHARMACEUTICALS INC COM 462222100 308 4,800 SH   DFND   0 0 4,800
ISHARES GOLD TRUST ISHARES 464285105 474 35,095 SH   DFND   0 0 35,095
ISHARES INC CORE MSCI EMKT 46434G103 1,435 27,892 SH   DFND   0 0 27,892
ISHARES INC MSCI EM ASIA ETF 464286426 711 10,739 SH   DFND   0 0 10,739
ISHARES TR 20 YR TR BD ETF 464287432 596 4,485 SH   DFND   0 0 4,485
ISHARES TR BARCLAYS 7 10 YR 464287440 578 5,250 SH   DFND   0 0 5,250
ISHARES TR CORE HIGH DV ETF 46429B663 209 2,204 SH   DFND   0 0 2,204
ISHARES TR CORE MSCI TOTAL 46432F834 959 16,321 SH   DFND   0 0 16,321
ISHARES TR CORE S&P MCP ETF 464287507 1,644 8,464 SH   DFND   0 0 8,464
ISHARES TR CORE S&P SCP ETF 464287804 1,775 22,671 SH   DFND   0 0 22,671
ISHARES TR CORE S&P500 ETF 464287200 4,751 16,121 SH   DFND   0 0 16,121
ISHARES TR CORE US AGGBD ET 464287226 739 6,647 SH   DFND   0 0 6,647
ISHARES TR FLTG RATE NT ETF 46429B655 645 12,618 SH   DFND   0 0 12,618
ISHARES TR IBOXX HI YD ETF 464288513 200 2,292 SH   DFND   0 0 2,292
ISHARES TR MSCI ACWI EX US 464288240 836 17,880 SH   DFND   0 0 17,880
ISHARES TR MSCI EAFE ETF 464287465 567 8,642 SH   DFND   0 0 8,642
ISHARES TR MSCI EMG MKT ETF 464287234 1,347 31,352 SH   DFND   0 0 31,352
ISHARES TR NASDAQ BIOTECH 464287556 203 1,864 SH   DFND   0 0 1,864
ISHARES TR RUS 1000 ETF 464287622 673 4,142 SH   DFND   0 0 4,142
ISHARES TR RUS 1000 GRW ETF 464287614 514 3,274 SH   DFND   0 0 3,274
ISHARES TR RUS 1000 VAL ETF 464287598 1,972 15,464 SH   DFND   0 0 15,464
ISHARES TR RUS 2000 GRW ETF 464287648 948 4,729 SH   DFND   0 0 4,729
ISHARES TR RUS 2000 VAL ETF 464287630 1,236 10,267 SH   DFND   0 0 10,267
ISHARES TR RUS MID CAP ETF 464287499 210 3,754 SH   DFND   0 0 3,754
ISHARES TR S&P MC 400GR ETF 464287606 346 1,529 SH   DFND   0 0 1,529
ISHARES TR S&P SML 600 GWT 464287887 201 1,107 SH   DFND   0 0 1,107
ISHARES TR SELECT DIVID ETF 464287168 1,635 16,431 SH   DFND   0 0 16,431
ISHARES TR SHRT NAT MUN ETF 464288158 681 6,387 SH   DFND   0 0 6,387
ISHARES TR TIPS BD ETF 464287176 242 2,099 SH   DFND   0 0 2,099
ISHARES TR U.S. UTILITS ETF 464287697 317 2,100 SH   DFND   0 0 2,100
JACOBS ENGR GROUP INC COM 469814107 733 8,679 SH   DFND   0 0 8,679
JOHNSON & JOHNSON COM 478160104 3,978 28,525 SH   DFND   0 0 28,525
JPMORGAN CHASE & CO COM 46625H100 11,273 100,798 SH   DFND   0 0 100,798
KIMBERLY CLARK CORP COM 494368103 401 3,014 SH   DFND   0 0 3,014
KINDER MORGAN INC DEL COM 49456B101 645 30,948 SH   DFND   0 0 30,948
LILLY ELI & CO COM 532457108 659 5,962 SH   DFND   0 0 5,962
LOWES COS INC COM 548661107 495 4,926 SH   DFND   0 0 4,926
M & T BK CORP COM 55261F104 733 4,311 SH   DFND   0 0 4,311
MARRIOTT INTL INC NEW CL A 571903202 311 2,224 SH   DFND   0 0 2,224
MARTEN TRANS LTD COM 573075108 272 15,000 SH   DFND   0 0 15,000
MASIMO CORP COM 574795100 1,479 9,937 SH   DFND   0 0 9,937
MASTERCARD INC CL A 57636Q104 14,491 54,793 SH   DFND   0 0 54,793
MCCORMICK & CO INC COM NON VTG 579780206 2,288 14,741 SH   DFND   0 0 14,741
MCDONALDS CORP COM 580135101 1,218 5,860 SH   DFND   0 0 5,860
MEDIDATA SOLUTIONS INC COM 58471A105 516 5,700 SH   DFND   0 0 5,700
MEDTRONIC PLC SHS G5960L103 473 4,856 SH   DFND   0 0 4,856
MERCK & CO INC COM 58933Y105 4,936 58,825 SH   DFND   0 0 58,825
METLIFE INC COM 59156R108 3,994 80,405 SH   DFND   0 0 80,405
MICROSOFT CORP COM 594918104 14,986 111,901 SH   DFND   0 0 111,901
MONDELEZ INTL INC CL A 609207105 465 8,662 SH   DFND   0 0 8,662
NETFLIX INC COM 64110L106 540 1,471 SH   DFND   0 0 1,471
NEXTERA ENERGY INC COM 65339F101 511 2,500 SH   DFND   0 0 2,500
NIKE INC CL B 654106103 264 3,167 SH   DFND   0 0 3,167
NORFOLK SOUTHERN CORP COM 655844108 290 1,451 SH   DFND   0 0 1,451
NORTHROP GRUMMAN CORP COM 666807102 508 1,573 SH   DFND   0 0 1,573
NOVARTIS A G SPONSORED ADR 66987V109 236 2,591 SH   DFND   0 0 2,591
NUSTAR ENERGY LP UNIT COM 67058H102 333 12,280 SH   DFND   0 0 12,280
NUVEEN AMT FREE QLTY MUN INC COM 670657105 186 13,374 SH   DFND   0 0 13,374
NUVEEN MARYLAND QLT MUN INC COM 67061Q107 240 18,610 SH   DFND   0 0 18,610
NXP SEMICONDUCTORS N V COM N6596X109 221 2,262 SH   DFND   0 0 2,262
NYMOX PHARMACEUTICAL CORP COM P73398102 41 28,000 SH   DFND   0 0 28,000
OAKTREE SPECIALTY LENDING CO COM 67401P108 145 26,879 SH   DFND   0 0 26,879
ONEOK INC NEW COM 682680103 866 12,581 SH   DFND   0 0 12,581
PAYPAL HLDGS INC COM 70450Y103 8,067 70,492 SH   DFND   0 0 70,492
PEPSICO INC COM 713448108 1,588 12,097 SH   DFND   0 0 12,097
PFIZER INC COM 717081103 2,488 57,511 SH   DFND   0 0 57,511
PHILIP MORRIS INTL INC COM 718172109 479 6,097 SH   DFND   0 0 6,097
PHILLIPS 66 COM 718546104 2,906 31,070 SH   DFND   0 0 31,070
PNC FINL SVCS GROUP INC COM 693475105 773 5,649 SH   DFND   0 0 5,649
PRICE T ROWE GROUP INC COM 74144T108 1,170 10,660 SH   DFND   0 0 10,660
PROCTER AND GAMBLE CO COM 742718109 4,806 43,836 SH   DFND   0 0 43,836
QUALCOMM INC COM 747525103 5,724 75,196 SH   DFND   0 0 75,196
REGENERON PHARMACEUTICALS COM 75886F107 699 2,234 SH   DFND   0 0 2,234
ROPER TECHNOLOGIES INC COM 776696106 463 1,262 SH   DFND   0 0 1,262
SALESFORCE COM INC COM 79466L302 2,200 14,494 SH   DFND   0 0 14,494
SALIENT MIDSTREAM & MLP FD SH BEN INT 79471V105 117 13,700 SH   DFND   0 0 13,700
SBA COMMUNICATIONS CORP NEW CL A 78410G104 273 1,218 SH   DFND   0 0 1,218
SCHLUMBERGER LTD COM 806857108 318 7,949 SH   DFND   0 0 7,949
SELECT SECTOR SPDR TR ENERGY 81369Y506 271 4,247 SH   DFND   0 0 4,247
SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209 272 2,922 SH   DFND   0 0 2,922
SELECT SECTOR SPDR TR SBI INT-FINL 81369Y605 419 15,227 SH   DFND   0 0 15,227
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803 533 6,829 SH   DFND   0 0 6,829
SOUTHERN CO COM 842587107 229 4,112 SH   DFND   0 0 4,112
SPDR GOLD TRUST GOLD SHS 78463V107 473 3,551 SH   DFND   0 0 3,551
SPDR S&P 500 ETF TR TR UNIT 78462F103 4,354 14,860 SH   DFND   0 0 14,860
SPDR S&P MIDCAP 400 ETF TR UTSER1 S&PDCRP 78467Y107 662 1,867 SH   DFND   0 0 1,867
SPDR SERIES TRUST PORTFOLIO SHORT 78464A474 720 23,374 SH   DFND   0 0 23,374
SPDR SERIES TRUST S&P 600 SMCP VAL 78464A300 288 4,743 SH   DFND   0 0 4,743
SPDR SERIES TRUST S&P DIVID ETF 78464A763 1,413 14,008 SH   DFND   0 0 14,008
SPECTRUM PHARMACEUTICALS INC COM 84763A108 215 25,000 SH   DFND   0 0 25,000
SPIRIT AEROSYSTEMS HLDGS INC COM CL A 848574109 550 6,760 SH   DFND   0 0 6,760
STARBUCKS CORP COM 855244109 4,051 48,284 SH   DFND   0 0 48,284
STRYKER CORP COM 863667101 1,644 8,000 SH   DFND   0 0 8,000
SUNTRUST BKS INC COM 867914103 966 15,350 SH   DFND   0 0 15,350
SYSCO CORP COM 871829107 390 5,529 SH   DFND   0 0 5,529
TELEFLEX INC COM 879369106 281 850 SH   DFND   0 0 850
TEXAS INSTRS INC COM 882508104 742 6,471 SH   DFND   0 0 6,471
THE CHARLES SCHWAB CORPORATI COM 808513105 5,549 138,130 SH   DFND   0 0 138,130
TJX COS INC NEW COM 872540109 201 3,827 SH   DFND   0 0 3,827
TRAVELERS COMPANIES INC COM 89417E109 256 1,712 SH   DFND   0 0 1,712
TWITTER INC COM 90184L102 792 22,688 SH   DFND   0 0 22,688
UBS AG JERSEY BRH CMCI ETN 38 902641778 177 12,154 SH   DFND   0 0 12,154
UNILEVER N V N Y SHS NEW 904784709 229 3,766 SH   DFND   0 0 3,766
UNILEVER PLC SPON ADR NEW 904767704 235 3,780 SH   DFND   0 0 3,780
UNION PACIFIC CORP COM 907818108 1,478 8,738 SH   DFND   0 0 8,738
UNITED PARCEL SERVICE INC CL B 911312106 255 2,460 SH   DFND   0 0 2,460
UNITED RENTALS INC COM 911363109 373 2,784 SH   DFND   0 0 2,784
UNITED TECHNOLOGIES CORP COM 913017109 5,142 39,500 SH   DFND   0 0 39,500
UNITEDHEALTH GROUP INC COM 91324P102 842 3,438 SH   DFND   0 0 3,438
VANECK VECTORS ETF TR AMT FREE INT ETF 92189H201 235 4,723 SH   DFND   0 0 4,723
VANECK VECTORS ETF TR GOLD MINERS ETF 92189F106 1,353 52,902 SH   DFND   0 0 52,902
VANGUARD BD INDEX FD INC SHORT TRM BOND 921937827 430 5,341 SH   DFND   0 0 5,341
VANGUARD BD INDEX FD INC TOTAL BND MRKT 921937835 412 4,962 SH   DFND   0 0 4,962
VANGUARD GROUP DIV APP ETF 921908844 571 4,947 SH   DFND   0 0 4,947
VANGUARD INDEX FDS GROWTH ETF 922908736 2,661 16,284 SH   DFND   0 0 16,284
VANGUARD INDEX FDS MCAP VL IDXVIP 922908512 234 2,100 SH   DFND   0 0 2,100
VANGUARD INDEX FDS MID CAP ETF 922908629 1,011 6,040 SH   DFND   0 0 6,040
VANGUARD INDEX FDS REAL ESTATE ETF 922908553 405 4,665 SH   DFND   0 0 4,665
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 222 823 SH   DFND   0 0 823
VANGUARD INDEX FDS SM CP VAL ETF 922908611 439 3,356 SH   DFND   0 0 3,356
VANGUARD INDEX FDS SML CP GRW ETF 922908595 1,139 6,111 SH   DFND   0 0 6,111
VANGUARD INDEX FDS VALUE ETF 922908744 375 3,375 SH   DFND   0 0 3,375
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 702 16,496 SH   DFND   0 0 16,496
VANGUARD TAX MANAGED INTL FD FTSE DEV MKT ETF 921943858 958 22,924 SH   DFND   0 0 22,924
VANGUARD WORLD FDS CONSUM DIS ETF 92204A108 238 1,326 SH   DFND   0 0 1,326
VENTAS INC COM 92276F100 469 6,850 SH   DFND   0 0 6,850
VERIZON COMMUNICATIONS INC COM 92343V104 2,112 37,004 SH   DFND   0 0 37,004
VISA INC COM CL A 92826C839 8,582 49,433 SH   DFND   0 0 49,433
VOYA FINL INC COM 929089100 734 13,250 SH   DFND   0 0 13,250
W P CAREY INC COM 92936U109 241 2,969 SH   DFND   0 0 2,969
WALMART INC COM 931142103 821 7,440 SH   DFND   0 0 7,440
WASTE MGMT INC DEL COM 94106L109 340 2,944 SH   DFND   0 0 2,944
WELLS FARGO CO NEW COM 949746101 582 12,329 SH   DFND   0 0 12,329
WILLIS TOWERS WATSON PUB LTD SHS G96629103 347 1,812 SH   DFND   0 0 1,812
WISDOMTREE TR EMG MKTS SMCAP 97717W281 240 5,128 SH   DFND   0 0 5,128
XENIA HOTELS & RESORTS INC COM 984017103 622 29,826 SH   DFND   0 0 29,826
YUM BRANDS INC COM 988498101 811 7,331 SH   DFND   0 0 7,331
YUM CHINA HLDGS INC COM 98850P109 250 5,431 SH   DFND   0 0 5,431