The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
Apple Inc Com COM 037833100   1,017 7,827 SH   SOLE   0 0 7,827
American Well Corp Cl A COM 03044L105   114 40,442 SH   SOLE   0 0 40,442
Berkshire Hathaway Inc Delcl A COM 084670108   2,344 5 SH   SOLE   0 0 5
Berkshire Hathaway Inc Delcl B New COM 084670702   695 2,250 SH   SOLE   0 0 2,250
Crown Castle REIT Inc Shs COM 22822V101   814 6,000 SH   SOLE   0 0 6,000
Costco WHSL Corp New Com COM 22160K105   274 600 SH   SOLE   0 0 600
CSX Corp Com COM 126408103   223 7,200 SH   SOLE   0 0 7,200
Alphabet Inc Cap STK Cl A COM 02079K305   265 3,000 SH   SOLE   0 0 3,000
Ozon Holdings PLC Sponsored ADR Cmn COM 69269L104   0 917,125 SH   SOLE   0 0 917,125
Shift Technologies Inc Cl A COM 82452T107   12 81,024 SH   SOLE   0 0 81,024
Union Pac Corp Com COM 907818108   828 4,000 SH   SOLE   0 0 4,000
iShares MSCI EAFE Index Fund ETF 464287465   2,593 39,499 SH   SOLE   0 0 39,499
iShares Inc MSCI Emerging MKTS Ex China ETF 46434G764   3,729 78,551 SH   SOLE   0 0 78,551
iShares Inc Core MSCI Emerging MKTS ETF ETF 46434G103   10,890 233,199 SH   SOLE   0 0 233,199
iShares S&P Midcap 400 Value Index Fund ETF 464287705   26,088 258,810 SH   SOLE   0 0 258,810
iShares S&P Smallcap 600 Index Fund ETF 464287804   1,636 17,283 SH   SOLE   0 0 17,283
iShares Core S&P Total U.S. Stock Market ETF ETF 464287150   4,355 51,354 SH   SOLE   0 0 51,354
iShares S&P 500 Value Index Fund ETF 464287408   202 1,392 SH   SOLE   0 0 1,392
iShares Russell 1000 Value Index Fund ETF 464287598   204 1,345 SH   SOLE   0 0 1,345
iShares Russell 2000 Index Fund ETF 464287655   22,307 127,938 SH   SOLE   0 0 127,938
Invesco QQQ Trust ETF ETF 46090E103   323 1,214 SH   SOLE   0 0 1,214
S&P 500 Depository Receipt ETF 78462F103   64,734 169,270 SH   SOLE   0 0 169,270
Vanguard Small-Cap ETF ETF 922908751   781 4,253 SH   SOLE   0 0 4,253
Vanguard MSCI EAFE ETF ETF 921943858   5,453 129,923 SH   SOLE   0 0 129,923
Vanguard Mid-Cap Value ETF ETF 922908512   1,987 14,692 SH   SOLE   0 0 14,692
Vanguard MSCI Emerging Markets ETF 922042858   404 10,359 SH   SOLE   0 0 10,359