The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
Abbott Labs COM 002824100   329 2,993 SH   SOLE   2,993 0 0
Abbvie Inc. COM 00287Y109   203 1,311 SH   SOLE   1,311 0 0
Air Products & Chemicals Inc COM 009158106   2,754 10,059 SH   SOLE   10,059 0 0
Alphabet Inc. Class A COM 02079K305   7,727 55,312 SH   SOLE   55,312 0 0
Alphabet Inc. Class C COM 02079K107   1,266 8,982 SH   SOLE   8,982 0 0
Amazon Com Inc COM 023135106   9,072 59,705 SH   SOLE   59,705 0 0
American Electrical Power Inc COM 025537101   284 3,500 SH   SOLE   3,500 0 0
American Express Co. COM 025816109   3,244 17,315 SH   SOLE   17,315 0 0
Amgen Inc COM 031162100   1,060 3,680 SH   SOLE   3,680 0 0
Apple Inc. COM 037833100   13,464 69,931 SH   SOLE   69,931 0 0
Applied Materials Inc. COM 038222105   203 1,250 SH   SOLE   1,250 0 0
AT&T Corp COM 00206R102   1,731 103,144 SH   SOLE   103,144 0 0
Bank of America Corp COM 060505104   1,337 39,700 SH   SOLE   39,700 0 0
Blackstone Group LP COM 09253U108   698 5,328 SH   SOLE   5,328 0 0
Boeing Co COM 097023105   4,078 15,644 SH   SOLE   15,644 0 0
Canadian Pacific Railway Ltd. COM 13645T100   1,169 14,787 SH   SOLE   14,787 0 0
Capital One Finl Corp COM 14040H105   239 1,820 SH   SOLE   1,820 0 0
Caterpillar Inc COM 149123101   4,978 16,838 SH   SOLE   16,838 0 0
Coca Cola Co. COM 191216100   2,070 35,120 SH   SOLE   35,120 0 0
Consolidated Edison COM 209115104   776 8,533 SH   SOLE   8,533 0 0
Costco Wholesale Corp COM 22160K105   1,587 2,404 SH   SOLE   2,404 0 0
Danaher Corp. COM 235851102   3,144 13,590 SH   SOLE   13,590 0 0
Deere & Co COM 244199105   4,179 10,450 SH   SOLE   10,450 0 0
Disney Walt Co COM 254687106   552 6,115 SH   SOLE   6,115 0 0
Emerson Electric Co. COM 291011104   2,385 24,500 SH   SOLE   24,500 0 0
EOG Resources Inc. COM 26875P101   3,028 25,034 SH   SOLE   25,034 0 0
EQT Corporation COM 26884L109   302 7,820 SH   SOLE   7,820 0 0
Exxon Mobil Corp. COM 30231G102   616 6,163 SH   SOLE   6,163 0 0
Fedex Corp. COM 31428X106   3,349 13,240 SH   SOLE   13,240 0 0
Freeport McMoran Inc. COM 35671D857   215 5,050 SH   SOLE   5,050 0 0
GE Healthcare Technologies Inc. COM 36266G107   1,180 15,267 SH   SOLE   15,267 0 0
General Electric Co COM 369604103   4,477 35,075 SH   SOLE   35,075 0 0
Gilead Sciences Inc COM 375558103   567 7,000 SH   SOLE   7,000 0 0
GXO Logistics Inc. COM 36262G101   1,420 23,225 SH   SOLE   23,225 0 0
Intel Corp. COM 458140100   380 7,567 SH   SOLE   7,567 0 0
Iron Mountain Inc. COM 46284V101   696 9,950 SH   SOLE   9,950 0 0
Johnson & Johnson COM 478160104   3,152 20,111 SH   SOLE   20,111 0 0
JP Morgan Chase & Co COM 46625H100   4,267 25,083 SH   SOLE   25,083 0 0
KLA Corporation COM 482480100   4,624 7,955 SH   SOLE   7,955 0 0
Lockheed Martin Corp. COM 539830109   340 750 SH   SOLE   750 0 0
Mastercard Inc. Cl. A 57636Q104   3,957 9,277 SH   SOLE   9,277 0 0
McCormick & Co. Inc. COM 579780206   1,759 25,702 SH   SOLE   25,702 0 0
Merck & Co New COM 58933Y105   714 6,550 SH   SOLE   6,550 0 0
Microsoft Corp COM 594918104   6,827 18,154 SH   SOLE   18,154 0 0
Netflix Inc COM 64110L106   949 1,950 SH   SOLE   1,950 0 0
Novo Nordisk A S ADR 670100205   487 4,710 SH   SOLE   4,710 0 0
Nvidia Corp. COM 67066G104   6,898 13,930 SH   SOLE   13,930 0 0
Oneok Inc COM 682680103   223 3,175 SH   SOLE   3,175 0 0
Parker Hannifin Corp. COM 701094104   5,360 11,634 SH   SOLE   11,634 0 0
Pepsico Inc. COM 713448108   3,884 22,866 SH   SOLE   22,866 0 0
Pfizer Inc COM 717081103   904 31,400 SH   SOLE   31,400 0 0
Procter & Gamble Co. COM 742718109   523 3,566 SH   SOLE   3,566 0 0
Qualcomm Inc. COM 747525103   239 1,650 SH   SOLE   1,650 0 0
Raytheon Technologies Corp. COM 75513E101   286 3,400 SH   SOLE   3,400 0 0
Salesforce.com Inc COM 79466L302   743 2,825 SH   SOLE   2,825 0 0
Schlumberger Ltd. COM 806857108   278 5,350 SH   SOLE   5,350 0 0
Servicenow Inc. COM 81762P102   4,560 6,455 SH   SOLE   6,455 0 0
JM Smucker Company COM 832669640   2,476 19,590 SH   SOLE   19,590 0 0
Southern Company COM 842587107   456 6,500 SH   SOLE   6,500 0 0
State Street Corp. COM 857477103   1,640 21,175 SH   SOLE   21,175 0 0
Sysco Corp. COM 871829107   285 3,900 SH   SOLE   3,900 0 0
3M Company COM 88579Y101   393 3,595 SH   SOLE   3,595 0 0
Trade Desk, Inc. (THE) COM 88339J105   504 7,000 SH   SOLE   7,000 0 0
Valero Energy Corp. COM 91913Y100   3,041 23,395 SH   SOLE   23,395 0 0
Veralto Corp. COM 92338C103   307 3,727 SH   SOLE   3,727 0 0
Verizon Communications Inc. COM 92343V104   1,544 40,950 SH   SOLE   40,950 0 0
Warner Bros. Discovery, Inc. COM 934423104   375 32,929 SH   SOLE   32,929 0 0
Duke Energy Corp Dep 5.75 Preferred 26441C501   607 24,895 SH   SOLE   24,895 0 0
JP Morgan Chase & Co Prfrd Ser L Preferred 48128B549   579 27,750 SH   SOLE   27,750 0 0
JP Morgan Chase & Co Prfrd Ser D Preferred 48128B655   380 15,200 SH   SOLE   15,200 0 0
US Bancorp Prefrd Ser M Preferred 902973718   431 24,575 SH   SOLE   24,575 0 0
Wells Fargo & Co Dep Sh Cl A Preferred 94988U128   421 21,000 SH   SOLE   21,000 0 0
Angel Oak DFS Inc TR COM 03462A102   168 14,074 SH   SOLE   14,074 0 0
Blackrock Capital Allocation Trust COM 09260U109   1,432 95,750 SH   SOLE   95,750 0 0
Blackrock Muni Inc TR COM 09248F109   670 66,500 SH   SOLE   66,500 0 0
Blackrock Muniyield New York Quality Fd COM 09255E102   207 20,000 SH   SOLE   20,000 0 0
Blackrock Science and Technology Term Tr COM 09260K101   308 18,450 SH   SOLE   18,450 0 0
Eaton Vance Muni Bond Fund COM 27827X101   1,230 121,734 SH   SOLE   121,734 0 0
First Trust Intermediate Duration Pfd Incm. COM 33718W103   473 29,000 SH   SOLE   29,000 0 0
Flaherty & Crumrine Dynamic Pfd Preferred 33848W106   382 21,500 SH   SOLE   21,500 0 0
Nuveen AMT-Free Municipal Credit Incm Fd. COM 67071L106   426 36,000 SH   SOLE   36,000 0 0
Nuveen NY AMT-Free Quality Incm. COM 670656107   569 54,000 SH   SOLE   54,000 0 0
Nuveen Muni Value Fund Inc. COM 670928100   1,140 132,500 SH   SOLE   132,500 0 0
Nuveen Preferred & Income Securities Fd COM 67072C105   766 113,376 SH   SOLE   113,376 0 0
Pimco Access Income Fund COM 72203T100   250 17,500 SH   SOLE   17,500 0 0
Pimco Dynamic Income Fd COM 72201Y101   398 22,184 SH   SOLE   22,184 0 0
Rivernorth Flexible Municipal Incm Fd II COM 76883Y107   308 23,500 SH   SOLE   23,500 0 0
SPDR Portfolio Short Term Corp. Bond Fund COM 78464A474   298 10,000 SH   SOLE   10,000 0 0
Consumer Discretionary Select Sector SPDR COM 81369Y407   2,968 16,600 SH   SOLE   16,600 0 0
Consumer Staples Select Sector SPDR COM 81369Y308   652 9,050 SH   SOLE   9,050 0 0
Energy Select Sector SPDR ETF COM 81369Y506   855 10,200 SH   SOLE   10,200 0 0
Exponential Technologies ETF COM 46434V381   1,522 25,425 SH   SOLE   25,425 0 0
Financial Sector SPDR ETF COM 81369Y605   355 9,450 SH   SOLE   9,450 0 0
First Trust DJ Internet Index COM 33733E302   205 1,100 SH   SOLE   1,100 0 0
Invesco QQQ Trust, Series 1 COM 46090E103   1,765 4,310 SH   SOLE   4,310 0 0
Ishares Biotechnology ETF COM 464287556   783 5,765 SH   SOLE   5,765 0 0
Ishares Dow Jones US ETF COM 464287846   1,049 9,000 SH   SOLE   9,000 0 0
Ishares Global Healthcare ETF COM 464287325   343 3,950 SH   SOLE   3,950 0 0
Ishares International Select Dividend ETF COM 464288448   322 11,500 SH   SOLE   11,500 0 0
Ishares North American Tech ETF COM 464287549   12,287 27,416 SH   SOLE   27,416 0 0
Ishares North American Tech Software ETF COM 464287515   5,109 12,595 SH   SOLE   12,595 0 0
Ishares Russell 1000 Growth ETF COM 464287614   4,957 16,350 SH   SOLE   16,350 0 0
Ishares Russell 2000 ETF COM 464287655   2,405 11,980 SH   SOLE   11,980 0 0
Ishares Russell Mid-Cap ETF COM 464287499   490 6,301 SH   SOLE   6,301 0 0
Ishares Russell Mid-Cap Growth ETF COM 464287481   3,152 30,180 SH   SOLE   30,180 0 0
Ishares Russell Mid-Cap Value ETF COM 464287473   697 5,995 SH   SOLE   5,995 0 0
Ishares US Medical Devices ETF COM 464288810   2,736 50,700 SH   SOLE   50,700 0 0
Ishares US Preferred Stock ETF COM 464288687   1,642 52,650 SH   SOLE   52,650 0 0
Robo Global Robotics & Automation COM 301505707   812 14,175 SH   SOLE   14,175 0 0
SPDR S&P Biotech ETF COM 78464A870   506 5,665 SH   SOLE   5,665 0 0
SPDR Gold Trust COM 78463V107   274 1,435 SH   SOLE   1,435 0 0
SPDR S&P 500 ETF Trust COM 78462F103   2,362 4,970 SH   SOLE   4,970 0 0
SPDR S&P 600 Small Cap ETF COM 78464A813   2,981 70,682 SH   SOLE   70,682 0 0
SPDR Ser Tr S&P Dividend COM 78464A763   967 7,740 SH   SOLE   7,740 0 0
SPDR S&P Midcap 400 COM 78467Y107   1,598 3,150 SH   SOLE   3,150 0 0
SPDR Fd Technology COM 81369Y803   4,340 22,550 SH   SOLE   22,550 0 0
SPDR Fd Utilities COM 81369Y886   266 4,200 SH   SOLE   4,200 0 0
Vaneck Semiconductor ETF COM 92189F676   733 4,190 SH   SOLE   4,190 0 0
Vanguard Extended Market ETF COM 922908652   978 5,950 SH   SOLE   5,950 0 0
Vanguard Growth ETF COM 922908736   7,219 23,220 SH   SOLE   23,220 0 0
Vanguard High Div Yield COM 921946406   621 5,566 SH   SOLE   5,566 0 0
Vanguard Large-Cap ETF COM 922908637   2,937 13,461 SH   SOLE   13,461 0 0
Vanguard Mega Cap Growth ETF COM 921910816   4,087 15,750 SH   SOLE   15,750 0 0
Vanguard Mid-Cap ETF COM 922908629   383 1,647 SH   SOLE   1,647 0 0
Vanguard Mid Cap Growth ETF COM 922908538   1,278 5,820 SH   SOLE   5,820 0 0
Vanguard Total Stock Market ETF COM 922908769   6,165 25,990 SH   SOLE   25,990 0 0
Vanguard Value ETF COM 922908744   361 2,413 SH   SOLE   2,413 0 0
Ishares TIPS Bond ETF COM 464287176   720 6,700 SH   SOLE   6,700 0 0
Vanguard Short Term Inflation Protected ETF COM 922020805   617 13,000 SH   SOLE   13,000 0 0