The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
Abbott Labs COM 002824100 380 2,700 SH   SOLE   2,700 0 0
Air Products & Chemicals Inc COM 009158106 3,376 11,097 SH   SOLE   11,097 0 0
Alphabet Inc. Class A COM 02079K305 9,714 3,353 SH   SOLE   3,353 0 0
Alphabet Inc. Class C COM 02079K107 1,606 555 SH   SOLE   555 0 0
Amazon Com Inc COM 023135106 10,403 3,120 SH   SOLE   3,120 0 0
American Electrical Power Inc COM 025537101 311 3,500 SH   SOLE   3,500 0 0
Amgen Inc COM 031162100 938 4,170 SH   SOLE   4,170 0 0
Angiodynamics Inc. COM 03475V101 308 11,175 SH   SOLE   11,175 0 0
Apple Inc. COM 037833100 15,841 89,208 SH   SOLE   89,208 0 0
Applied Materials Inc. COM 038222105 1,131 7,190 SH   SOLE   7,190 0 0
AT&T Corp COM 00206R102 2,295 93,285 SH   SOLE   93,285 0 0
Bank of America Corp COM 060505104 1,377 30,950 SH   SOLE   30,950 0 0
Blackstone Group LP COM 09253U108 754 5,828 SH   SOLE   5,828 0 0
Boeing Co COM 097023105 2,245 11,152 SH   SOLE   11,152 0 0
Booking Holdings Inc. COM 09857L108 3,546 1,478 SH   SOLE   1,478 0 0
Capital One Financial Corp. COM 14040H105 264 1,820 SH   SOLE   1,820 0 0
Caterpillar Inc COM 149123101 4,101 19,838 SH   SOLE   19,838 0 0
Cisco Systems Inc. COM 17275R102 222 3,500 SH   SOLE   3,500 0 0
Citigroup Inc. COM 172967424 2,597 43,001 SH   SOLE   43,001 0 0
Coca Cola Co. COM 191216100 285 4,820 SH   SOLE   4,820 0 0
Consolidated Edison COM 209115104 815 9,550 SH   SOLE   9,550 0 0
Costco Wholesale Corp COM 22160K105 888 1,565 SH   SOLE   1,565 0 0
Danaher Corp. COM 235851102 5,057 15,369 SH   SOLE   15,369 0 0
Deere & Co COM 244199105 4,390 12,802 SH   SOLE   12,802 0 0
Disney Walt Co COM 254687106 682 4,400 SH   SOLE   4,400 0 0
Dow Inc. COM 260557103 485 8,550 SH   SOLE   8,550 0 0
Enterprise Product Partners LP COM 293792107 285 13,000 SH   SOLE   13,000 0 0
EOG Resources Inc. COM 26875P101 2,927 32,945 SH   SOLE   32,945 0 0
Exxon Mobil Corp. COM 30231G102 311 5,075 SH   SOLE   5,075 0 0
Fedex Corp. COM 31428X106 4,281 16,551 SH   SOLE   16,551 0 0
Freeport-McMoran Inc. COM 35671D857 257 6,150 SH   SOLE   6,150 0 0
General Electric Co COM 369604103 3,725 39,430 SH   SOLE   39,430 0 0
Gilead Sciences Inc COM 375558103 579 7,975 SH   SOLE   7,975 0 0
GXO Logistics Inc. COM 36262G101 2,421 26,650 SH   SOLE   26,650 0 0
Home Depot Inc COM 437076102 301 725 SH   SOLE   725 0 0
Intel Corp COM 458140100 502 9,742 SH   SOLE   9,742 0 0
Iron Mountain Inc. COM 46284V101 1,928 36,850 SH   SOLE   36,850 0 0
Johnson & Johnson COM 478160104 3,706 21,664 SH   SOLE   21,664 0 0
JP Morgan Chase & Co COM 46625H100 4,176 26,373 SH   SOLE   26,373 0 0
Lam Research Corp. COM 512807108 4,857 6,754 SH   SOLE   6,754 0 0
Mastercard Inc. Cl. A 57636Q104 3,790 10,594 SH   SOLE   10,594 0 0
McCormick & Co. Inc. COM 579780206 2,711 28,057 SH   SOLE   28,057 0 0
Merck & Co New COM 58933Y105 630 8,217 SH   SOLE   8,217 0 0
Microsoft Corp COM 594918104 6,917 20,567 SH   SOLE   20,567 0 0
Netflix Inc COM 64110L106 1,115 1,850 SH   SOLE   1,850 0 0
Novo Nordisk A S ADR 670100205 1,930 216 SH   SOLE   216 0 0
Nvidia Corp. COM 67066G104 7,193 24,458 SH   SOLE   24,458 0 0
Oneok Inc. New COM 682680103 222 3,775 SH   SOLE   3,775 0 0
Parker Hannifin Corp. COM 701094104 4,481 14,087 SH   SOLE   14,087 0 0
Paypal Holdings Inc. COM 70450Y103 509 2,700 SH   SOLE   2,700 0 0
Pepsico Inc. COM 713448108 4,179 24,056 SH   SOLE   24,056 0 0
Pfizer Inc COM 717081103 1,972 33,400 SH   SOLE   33,400 0 0
Procter & Gamble Co. COM 742718109 573 3,500 SH   SOLE   3,500 0 0
Qualcomm Inc COM 747525103 302 1,650 SH   SOLE   1,650 0 0
Raytheon Technologies Corp. COM 75513E101 258 3,000 SH   SOLE   3,000 0 0
Salesforce.com Inc COM 79466L302 4,340 17,079 SH   SOLE   17,079 0 0
Schlumberger Ltd. COM 806857108 535 17,850 SH   SOLE   17,850 0 0
Servicenow Inc. COM 81762P102 4,691 7,227 SH   SOLE   7,227 0 0
Shopify Inc. COM 82509L107 3,512 2,550 SH   SOLE   2,550 0 0
JM Smucker Company COM 832696405 2,656 19,555 SH   SOLE   19,555 0 0
Southern Company COM 842587107 405 5,900 SH   SOLE   5,900 0 0
Splunk Inc. COM 848637104 2,000 17,287 SH   SOLE   17,287 0 0
SVB Financial Group COM 78486Q101 4,100 6,045 SH   SOLE   6,045 0 0
Sysco Corp. COM 871829107 306 3,900 SH   SOLE   3,900 0 0
The Trade Desk Inc. COM 88339J105 628 6,850 SH   SOLE   6,850 0 0
Trane Technologies PLC COM G8994E103 4,106 20,325 SH   SOLE   20,325 0 0
Verizon Communications Inc. COM 92343V104 2,172 41,800 SH   SOLE   41,800 0 0
Walgreen Boots Alliance Inc. COM 931427108 313 6,000 SH   SOLE   6,000 0 0
XPO Logistics Inc. COM 983793100 1,997 25,785 SH   SOLE   25,785 0 0
JP Morgan Chase & Co Prfrd Ser L Preferred 48128B549 373 14,300 SH   SOLE   14,300 0 0
JP Morgan Chase & Co Prfrd Ser D Preferred 48128B655 228 8,500 SH   SOLE   8,500 0 0
US Bancorp Prefrd Ser F Preferred 902973833 466 18,625 SH   SOLE   18,625 0 0
US Bancorp Prefrd Ser M Preferred 902973718 465 18,450 SH   SOLE   18,450 0 0
Angel Oak DFS Inc TR COM 03462A102 293 14,225 SH   SOLE   14,225 0 0
Blackrock Capital Allocation Trust COM 09260U109 1,347 69,250 SH   SOLE   69,250 0 0
Blackrock Muni Inc TR COM 09248F109 1,057 68,000 SH   SOLE   68,000 0 0
Blackrock Muni NY Fd COM 09255E102 247 17,500 SH   SOLE   17,500 0 0
Eaton Vance Muni Bond Fund COM 27827X101 1,179 86,808 SH   SOLE   86,808 0 0
First Trust Intermediate Duration Pfd Incm. COM 33718W103 1,422 57,950 SH   SOLE   57,950 0 0
Flaherty & Crumrine Dynamic Pfd Preferred 33848W106 1,176 42,350 SH   SOLE   42,350 0 0
Nuveen AMT-Free Municipal Credit Incm Fd. COM 67071L106 1,108 61,823 SH   SOLE   61,823 0 0
Nuveen NY AMT-Free Quality Incm. COM 670656107 524 38,000 SH   SOLE   38,000 0 0
Nuveen Muni Value Fund Inc. COM 670928100 1,064 102,500 SH   SOLE   102,500 0 0
Nuveen Preferred & Income Securities Fd COM 67072C105 501 51,500 SH   SOLE   51,500 0 0
Nuveen Variable Rate Preferred and Income COM 67080R102 254 10,000 SH   SOLE   10,000 0 0
Pimco Dynamic Income Fd COM 72201Y101 2,146 82,820 SH   SOLE   82,820 0 0
Rivernorth Flexible Municipal Incm Fd II COM 76883Y107 497 25,000 SH   SOLE   25,000 0 0
Consumer Discretionary Select Sector SPDR COM 81369Y407 3,537 17,300 SH   SOLE   17,300 0 0
Consumer Staples Select Sector SPDR COM 81369Y308 788 10,225 SH   SOLE   10,225 0 0
Energy Select Sector SPDR ETF COM 81369Y506 494 8,900 SH   SOLE   8,900 0 0
Exponential Technologies ETF COM 46434V381 1,977 29,925 SH   SOLE   29,925 0 0
Financial Sector SPDR ETF COM 81369Y605 533 13,650 SH   SOLE   13,650 0 0
First Trust DJ Internet Index ETF COM 33733E302 678 3,000 SH   SOLE   3,000 0 0
Global X Nasdaq 100 Cover ETF COM 37954Y483 255 11,500 SH   SOLE   11,500 0 0
Invesco QQQ Trust, Series 1 COM 46090E103 2,043 5,135 SH   SOLE   5,135 0 0
Ishares Biotechnology ETF COM 464287556 881 5,775 SH   SOLE   5,775 0 0
Ishares Dow Jones US ETF COM 464287846 2,015 17,100 SH   SOLE   17,100 0 0
Ishares Global Healthcare ETF COM 464287325 357 3,950 SH   SOLE   3,950 0 0
Ishares North American Tech ETF COM 464287549 14,761 33,623 SH   SOLE   33,623 0 0
Ishares North American Tech Software ETF COM 464287515 5,130 12,900 SH   SOLE   12,900 0 0
Ishares Russell 1000 Growth ETF COM 464287614 6,265 20,500 SH   SOLE   20,500 0 0
Ishares Russell 2000 ETF COM 464287655 3,750 16,857 SH   SOLE   16,857 0 0
Ishares Russell Mid-Cap ETF COM 464287499 1,013 12,201 SH   SOLE   12,201 0 0
Ishares Russell Mid-Cap Growth ETF COM 464287481 4,169 36,180 SH   SOLE   36,180 0 0
Ishares Russell Mid-Cap Value ETF COM 464287473 850 6,945 SH   SOLE   6,945 0 0
Ishares S&P 500 Value ETF COM 464287408 407 2,600 SH   SOLE   2,600 0 0
Ishares US Medical Devices ETF COM 464288810 3,418 51,900 SH   SOLE   51,900 0 0
Ishares US Preferred Stock ETF COM 464288687 3,097 78,550 SH   SOLE   78,550 0 0
Proshares Ultra Financials COM 74347X633 230 3,400 SH   SOLE   3,400 0 0
Robo Global Robotics & Automation COM 301505707 1,309 18,675 SH   SOLE   18,675 0 0
SPDR S&P Biotech ETF COM 78464A870 736 6,570 SH   SOLE   6,570 0 0
SPDR Gold Trust COM 78463V107 231 1,350 SH   SOLE   1,350 0 0
SPDR S&P 500 ETF Trust COM 78462F103 2,553 5,375 SH   SOLE   5,375 0 0
SPDR S&P 600 Small Cap ETF COM 78464A813 3,584 36,050 SH   SOLE   36,050 0 0
SPDR Ser Tr S&P Dividend COM 78464A763 1,059 8,200 SH   SOLE   8,200 0 0
SPDR S&P Midcap 400 COM 78467Y107 1,631 3,150 SH   SOLE   3,150 0 0
SPDR Fd Technology COM 81369Y803 4,981 28,650 SH   SOLE   28,650 0 0
SPDR Fd Utilities COM 81369Y886 301 4,200 SH   SOLE   4,200 0 0
Vanguard Extended Market ETF COM 922908652 1,563 8,550 SH   SOLE   8,550 0 0
Vanguard Growth ETF COM 922908736 8,148 25,390 SH   SOLE   25,390 0 0
Vanguard High Div Yield COM 921946406 624 5,566 SH   SOLE   5,566 0 0
Vanguard Large-Cap ETF COM 922908637 3,543 16,031 SH   SOLE   16,031 0 0
Vanguard Mega Cap Growth ETF COM 921910816 4,107 15,750 SH   SOLE   15,750 0 0
Vanguard Mid-Cap ETF COM 922908629 298 1,170 SH   SOLE   1,170 0 0
Vanguard Mid Cap Growth ETF COM 922908538 1,787 7,020 SH   SOLE   7,020 0 0
Vanguard Total Stock Market ETF COM 922908769 6,241 25,850 SH   SOLE   25,850 0 0
Vanguard Value ETF COM 922908744 402 2,734 SH   SOLE   2,734 0 0
Ishares TIPS Bond ETF COM 464287176 630 4,873 SH   SOLE   4,873 0 0
Pimco Enhanced SH MAT ETF COM 72201R833 4,272 42,071 SH   SOLE   42,071 0 0
SPDR Barclays High Yield Bd ETF COM 78468R622 220 2,030 SH   SOLE   2,030 0 0
Vanguard Short Term Inflation Protected ETF COM 922020805 308 6,000 SH   SOLE   6,000 0 0