The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO COM 88579Y101   1,364,405 9,981 SH   SOLE   0 0 9,981
ABBOTT LABS COM 002824100   4,137,879 36,294 SH   SOLE   0 0 36,294
ABBVIE INC COM 00287Y109   17,744,177 89,853 SH   SOLE   0 0 89,853
ABRDN WORLD HEALTHCARE FUND BEN INT SHS 87911L108   265,400 20,000 SH   SOLE   0 0 20,000
ACCENTURE PLC IRELAND SHS CLASS A G1151C101   584,302 1,653 SH   SOLE   0 0 1,653
ADOBE INC COM 00724F101   1,854,170 3,581 SH   SOLE   0 0 3,581
ADVANCED MICRO DEVICES INC COM 007903107   467,792 2,851 SH   SOLE   0 0 2,851
AFLAC INC COM 001055102   236,904 2,119 SH   SOLE   0 0 2,119
AGNC INVT CORP COM 00123Q104   133,940 12,805 SH   SOLE   0 0 12,805
AIR PRODS & CHEMS INC COM 009158106   714,278 2,399 SH   SOLE   0 0 2,399
ALLSTATE CORP COM 020002101   429,937 2,267 SH   SOLE   0 0 2,267
ALPHABET INC CAP STK CL A 02079K305   30,751,594 185,418 SH   SOLE   0 0 185,418
ALPHABET INC CAP STK CL C 02079K107   2,009,122 12,017 SH   SOLE   0 0 12,017
AMAZON COM INC COM 023135106   29,418,153 157,882 SH   SOLE   0 0 157,882
AMEREN CORP COM 023608102   254,071 2,905 SH   SOLE   0 0 2,905
AMERICAN ELEC PWR CO INC COM 025537101   328,833 3,205 SH   SOLE   0 0 3,205
AMERICAN EXPRESS CO COM 025816109   3,768,595 13,896 SH   SOLE   0 0 13,896
AMERICAN TOWER CORP NEW COM 03027X100   421,692 1,813 SH   SOLE   0 0 1,813
AMERIPRISE FINL INC COM 03076C106   455,246 969 SH   SOLE   0 0 969
AMGEN INC COM 031162100   1,265,319 3,927 SH   SOLE   0 0 3,927
APPLE INC COM 037833100   74,160,286 318,284 SH   SOLE   0 0 318,284
APPLIED MATLS INC COM 038222105   408,343 2,021 SH   SOLE   0 0 2,021
ARISTA NETWORKS INC COM 040413106   14,690,711 38,275 SH   SOLE   0 0 38,275
AT&T INC COM 00206R102   516,670 23,485 SH   SOLE   0 0 23,485
ATMOS ENERGY CORP COM 049560105   403,785 2,911 SH   SOLE   0 0 2,911
AUTOMATIC DATA PROCESSING IN COM 053015103   5,108,527 18,460 SH   SOLE   0 0 18,460
BANK AMERICA CORP COM 060505104   1,058,475 26,675 SH   SOLE   0 0 26,675
BANK NEW YORK MELLON CORP COM 064058100   295,704 4,115 SH   SOLE   0 0 4,115
BARCLAYS BANK PLC DJUBS CMDT ETN36 06738C778   59,349,972 1,840,880 SH   SOLE   0 0 1,840,880
BECTON DICKINSON & CO COM 075887109   511,373 2,121 SH   SOLE   0 0 2,121
BENTLEY SYS INC COM CL B 08265T208   2,647,201 52,100 SH   SOLE   0 0 52,100
BERKSHIRE HATHAWAY INC DEL CL A 084670108   691,180 1 SH   SOLE   0 0 1
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   21,890,886 47,562 SH   SOLE   0 0 47,562
BLACKSTONE INC COM 09260D107   489,710 3,198 SH   SOLE   0 0 3,198
BOEING CO COM 097023105   580,945 3,821 SH   SOLE   0 0 3,821
BOOKING HOLDINGS INC COM 09857L108   210,606 50 SH   SOLE   0 0 50
BRISTOL-MYERS SQUIBB CO COM 110122108   1,336,601 25,833 SH   SOLE   0 0 25,833
BROADCOM INC COM 11135F101   1,877,002 10,881 SH   SOLE   0 0 10,881
BRUKER CORP COM 116794108   239,134 3,463 SH   SOLE   0 0 3,463
CADENCE DESIGN SYSTEM INC COM 127387108   13,364,218 49,309 SH   SOLE   0 0 49,309
CANADIAN PACIFIC KANSAS CITY COM 13646K108   362,218 4,230 SH   SOLE   0 0 4,230
CARLISLE COS INC COM 142339100   1,184,642 2,634 SH   SOLE   0 0 2,634
CATERPILLAR INC COM 149123101   4,280,224 10,944 SH   SOLE   0 0 10,944
CENTERPOINT ENERGY INC COM 15189T107   1,147,056 38,989 SH   SOLE   0 0 38,989
CHEVRON CORP NEW COM 166764100   18,742,738 127,268 SH   SOLE   0 0 127,268
CHUBB LIMITED COM H1467J104   394,806 1,369 SH   SOLE   0 0 1,369
CISCO SYS INC COM 17275R102   2,598,349 48,823 SH   SOLE   0 0 48,823
CMS ENERGY CORP COM 125896100   961,698 13,616 SH   SOLE   0 0 13,616
COCA COLA CO COM 191216100   3,659,192 50,921 SH   SOLE   0 0 50,921
COLGATE PALMOLIVE CO COM 194162103   420,638 4,052 SH   SOLE   0 0 4,052
COMCAST CORP NEW CL A 20030N101   770,281 18,441 SH   SOLE   0 0 18,441
CONOCOPHILLIPS COM 20825C104   387,115 3,677 SH   SOLE   0 0 3,677
CONSTELLATION ENERGY CORP COM 21037T109   705,434 2,713 SH   SOLE   0 0 2,713
CORNING INC COM 219350105   1,625,310 35,998 SH   SOLE   0 0 35,998
CORTEVA INC COM 22052L104   364,734 6,204 SH   SOLE   0 0 6,204
COSTCO WHSL CORP NEW COM 22160K105   21,164,763 23,874 SH   SOLE   0 0 23,874
CROWDSTRIKE HLDGS INC CL A 22788C105   430,521 1,535 SH   SOLE   0 0 1,535
CSX CORP COM 126408103   1,664,035 48,191 SH   SOLE   0 0 48,191
CUMMINS INC COM 231021106   359,731 1,111 SH   SOLE   0 0 1,111
CVS HEALTH CORP COM 126650100   421,988 6,711 SH   SOLE   0 0 6,711
D R HORTON INC COM 23331A109   11,342,463 59,456 SH   SOLE   0 0 59,456
DANAHER CORPORATION COM 235851102   14,495,209 52,137 SH   SOLE   0 0 52,137
DEERE & CO COM 244199105   11,394,327 27,303 SH   SOLE   0 0 27,303
DIAMONDBACK ENERGY INC COM 25278X109   4,868,461 28,239 SH   SOLE   0 0 28,239
DIMENSIONAL ETF TRUST US CORE EQUITY 2 25434V708   324,212 9,455 SH   SOLE   0 0 9,455
DISNEY WALT CO COM 254687106   789,335 8,206 SH   SOLE   0 0 8,206
DOMINION ENERGY INC COM 25746U109   417,417 7,223 SH   SOLE   0 0 7,223
DOW INC COM 260557103   249,693 4,571 SH   SOLE   0 0 4,571
DUKE ENERGY CORP NEW COM NEW 26441C204   2,450,447 21,253 SH   SOLE   0 0 21,253
DUPONT DE NEMOURS INC COM 26614N102   247,076 2,773 SH   SOLE   0 0 2,773
EASTMAN CHEM CO COM 277432100   327,612 2,926 SH   SOLE   0 0 2,926
EATON CORP PLC SHS G29183103   494,177 1,491 SH   SOLE   0 0 1,491
ECOLAB INC COM 278865100   9,653,429 37,808 SH   SOLE   0 0 37,808
EDWARDS LIFESCIENCES CORP COM 28176E108   298,275 4,520 SH   SOLE   0 0 4,520
ELI LILLY & CO COM 532457108   2,739,326 3,092 SH   SOLE   0 0 3,092
EMERSON ELEC CO COM 291011104   2,440,592 22,315 SH   SOLE   0 0 22,315
ENBRIDGE INC COM 29250N105   916,017 22,522 SH   SOLE   0 0 22,522
ENERGY TRANSFER L P COM UT LTD PTN 29273V100   788,248 49,112 SH   SOLE   0 0 49,112
ESSENTIAL UTILS INC COM 29670G102   2,574,048 66,737 SH   SOLE   0 0 66,737
EXELON CORP COM 30161N101   451,038 11,123 SH   SOLE   0 0 11,123
EXXON MOBIL CORP COM 30231G102   6,922,972 59,060 SH   SOLE   0 0 59,060
FEDERAL RLTY INVT TR NEW SH BEN INT NEW 313745101   344,910 3,000 SH   SOLE   0 0 3,000
FEDERAL SIGNAL CORP COM 313855108   203,276 2,175 SH   SOLE   0 0 2,175
FORD MTR CO COM 345370860   428,747 40,601 SH   SOLE   0 0 40,601
FS CREDIT OPPORTUNITIES CORP COMMON STOCK 30290Y101   162,382 25,572 SH   SOLE   0 0 25,572
FS KKR CAP CORP COM 302635206   1,909,888 96,801 SH   SOLE   0 0 96,801
GE AEROSPACE COM NEW 369604301   1,105,644 5,863 SH   SOLE   0 0 5,863
GE VERNOVA INC COM 36828A101   340,653 1,336 SH   SOLE   0 0 1,336
GENERAL MLS INC COM 370334104   400,636 5,425 SH   SOLE   0 0 5,425
GILEAD SCIENCES INC COM 375558103   221,086 2,637 SH   SOLE   0 0 2,637
GSK PLC SPONSORED ADR 37733W204   250,635 6,131 SH   SOLE   0 0 6,131
HERSHEY CO COM 427866108   770,956 4,020 SH   SOLE   0 0 4,020
HOME DEPOT INC COM 437076102   1,973,923 4,871 SH   SOLE   0 0 4,871
HONEYWELL INTL INC COM 438516106   3,298,471 15,957 SH   SOLE   0 0 15,957
ILLINOIS TOOL WKS INC COM 452308109   425,910 1,625 SH   SOLE   0 0 1,625
INTEL CORP COM 458140100   444,099 18,930 SH   SOLE   0 0 18,930
INTERNATIONAL BUSINESS MACHS COM 459200101   5,290,223 23,929 SH   SOLE   0 0 23,929
INTUITIVE SURGICAL INC COM NEW 46120E602   387,612 789 SH   SOLE   0 0 789
INVESCO ACTVELY MNGD ETC FD OPTIMUM YIELD 46090F100   175,718 13,084 SH   SOLE   0 0 13,084
INVESCO EXCHANGE TRADED FD T S&P500 EQL WGT 46137V357   204,158 1,140 SH   SOLE   0 0 1,140
INVESCO PA VALUE MUN INC TR COM 46132K109   366,715 32,424 SH   SOLE   0 0 32,424
INVESCO QQQ TR UNIT SER 1 46090E103   6,792,530 13,917 SH   SOLE   0 0 13,917
IONIS PHARMACEUTICALS INC COM 462222100   6,099,135 152,250 SH   SOLE   0 0 152,250
ISHARES INC CORE MSCI EMKT 46434G103   29,520,772 514,210 SH   SOLE   0 0 514,210
ISHARES INC ESG AWR MSCI EM 46434G863   340,616 9,355 SH   SOLE   0 0 9,355
ISHARES INC MSCI WORLD ETF 464286392   351,792 2,242 SH   SOLE   0 0 2,242
ISHARES SILVER TR ISHARES 46428Q109   222,308 7,825 SH   SOLE   0 0 7,825
ISHARES TR BLACKROCK ULTRA 46434V878   202,909 3,999 SH   SOLE   0 0 3,999
ISHARES TR CORE MSCI EAFE 46432F842   29,912,272 383,245 SH   SOLE   0 0 383,245
ISHARES TR CORE MSCI TOTAL 46432F834   586,487 8,075 SH   SOLE   0 0 8,075
ISHARES TR CORE S&P MCP ETF 464287507   123,965,577 1,989,178 SH   SOLE   0 0 1,989,178
ISHARES TR CORE S&P SCP ETF 464287804   84,279,577 720,585 SH   SOLE   0 0 720,585
ISHARES TR CORE S&P TTL STK 464287150   43,844,676 349,026 SH   SOLE   0 0 349,026
ISHARES TR CORE S&P500 ETF 464287200   128,835,214 223,354 SH   SOLE   0 0 223,354
ISHARES TR CORE US AGGBD ET 464287226   56,639,512 559,292 SH   SOLE   0 0 559,292
ISHARES TR DOW JONES US ETF 464287846   219,156 1,570 SH   SOLE   0 0 1,570
ISHARES TR ESG AW MSCI EAFE 46435G516   261,348 3,105 SH   SOLE   0 0 3,105
ISHARES TR ESG AWARE MSCI 46435U663   248,494 5,942 SH   SOLE   0 0 5,942
ISHARES TR ESG AWR MSCI USA 46435G425   1,187,985 9,415 SH   SOLE   0 0 9,415
ISHARES TR ESG AWR US AGRGT 46435U549   701,834 14,444 SH   SOLE   0 0 14,444
ISHARES TR ESG SCRD S&P MID 46436E551   408,465 9,659 SH   SOLE   0 0 9,659
ISHARES TR IBOXX HI YD ETF 464288513   1,131,405 14,090 SH   SOLE   0 0 14,090
ISHARES TR IBOXX INV CP ETF 464287242   1,149,957 10,178 SH   SOLE   0 0 10,178
ISHARES TR ISHS 1-5YR INVS 464288646   236,180 4,485 SH   SOLE   0 0 4,485
ISHARES TR ISHS 5-10YR INVT 464288638   211,603 3,939 SH   SOLE   0 0 3,939
ISHARES TR JPMORGAN USD EMG 464288281   15,811,582 168,963 SH   SOLE   0 0 168,963
ISHARES TR MSCI EAFE ETF 464287465   2,393,156 28,616 SH   SOLE   0 0 28,616
ISHARES TR MSCI EMG MKT ETF 464287234   1,518,833 33,119 SH   SOLE   0 0 33,119
ISHARES TR RUS 1000 ETF 464287622   699,127 2,224 SH   SOLE   0 0 2,224
ISHARES TR RUS 1000 GRW ETF 464287614   202,330 539 SH   SOLE   0 0 539
ISHARES TR RUS MD CP GR ETF 464287481   871,252 7,428 SH   SOLE   0 0 7,428
ISHARES TR RUS MID CAP ETF 464287499   734,471 8,333 SH   SOLE   0 0 8,333
ISHARES TR S&P 100 ETF 464287101   853,251 3,083 SH   SOLE   0 0 3,083
ISHARES TR S&P 500 GRWT ETF 464287309   238,324 2,489 SH   SOLE   0 0 2,489
ISHARES TR SELECT DIVID ETF 464287168   356,965 2,643 SH   SOLE   0 0 2,643
J P MORGAN EXCHANGE TRADED F EQUITY PREMIUM 46641Q332   502,086 8,437 SH   SOLE   0 0 8,437
J P MORGAN EXCHANGE TRADED F ULTRA SHRT ETF 46641Q837   1,196,297 23,577 SH   SOLE   0 0 23,577
JOHNSON & JOHNSON COM 478160104   12,224,371 75,431 SH   SOLE   0 0 75,431
JOHNSON CTLS INTL PLC SHS G51502105   232,132 2,991 SH   SOLE   0 0 2,991
JPMORGAN CHASE & CO. COM 46625H100   27,577,001 130,783 SH   SOLE   0 0 130,783
KARYOPHARM THERAPEUTICS INC COM 48576U106   8,425 10,150 SH   SOLE   0 0 10,150
KARYOPHARM THERAPEUTICS INC NOTE 3.000%10/1 48576UAA4   58,501 75,000 PRN   SOLE   0 0 75,000
KIMBERLY-CLARK CORP COM 494368103   560,014 3,936 SH   SOLE   0 0 3,936
KKR & CO INC COM 48251W104   203,705 1,560 SH   SOLE   0 0 1,560
LINDE PLC SHS G54950103   8,334,292 17,477 SH   SOLE   0 0 17,477
LOCKHEED MARTIN CORP COM 539830109   14,631,572 25,030 SH   SOLE   0 0 25,030
LOWES COS INC COM 548661107   393,254 1,452 SH   SOLE   0 0 1,452
M & T BK CORP COM 55261F104   289,445 1,625 SH   SOLE   0 0 1,625
MASCO CORP COM 574599106   381,927 4,550 SH   SOLE   0 0 4,550
MASTERCARD INCORPORATED CL A 57636Q104   2,038,801 4,129 SH   SOLE   0 0 4,129
MCDONALDS CORP COM 580135101   11,405,748 37,456 SH   SOLE   0 0 37,456
MCKESSON CORP COM 58155Q103   249,188 504 SH   SOLE   0 0 504
MERCADOLIBRE INC COM 58733R102   221,612 108 SH   SOLE   0 0 108
MERCK & CO INC COM 58933Y105   5,775,889 50,862 SH   SOLE   0 0 50,862
META PLATFORMS INC CL A 30303M102   2,820,157 4,927 SH   SOLE   0 0 4,927
MICROSOFT CORP COM 594918104   68,298,827 158,724 SH   SOLE   0 0 158,724
MONDELEZ INTL INC CL A 609207105   754,113 10,236 SH   SOLE   0 0 10,236
MONSTER BEVERAGE CORP NEW COM 61174X109   7,511,541 143,982 SH   SOLE   0 0 143,982
MORGAN STANLEY COM NEW 617446448   268,418 2,575 SH   SOLE   0 0 2,575
MUELLER WTR PRODS INC COM SER A 624758108   336,784 15,520 SH   SOLE   0 0 15,520
NBT BANCORP INC COM 628778102   338,625 7,656 SH   SOLE   0 0 7,656
NETFLIX INC COM 64110L106   1,222,781 1,724 SH   SOLE   0 0 1,724
NEURONETICS INC COM 64131A105   10,637 14,000 SH   SOLE   0 0 14,000
NEXTERA ENERGY INC COM 65339F101   15,800,318 186,920 SH   SOLE   0 0 186,920
NORTHROP GRUMMAN CORP COM 666807102   308,921 585 SH   SOLE   0 0 585
NUVEEN PENNSYLVANIA QLT MUN COM 670972108   181,905 14,414 SH   SOLE   0 0 14,414
NVIDIA CORPORATION COM 67066G104   68,462,981 563,760 SH   SOLE   0 0 563,760
ORACLE CORP COM 68389X105   1,134,012 6,655 SH   SOLE   0 0 6,655
OUTSET MED INC COM 690145107   10,822 15,985 SH   SOLE   0 0 15,985
PALO ALTO NETWORKS INC COM 697435105   13,513,063 39,535 SH   SOLE   0 0 39,535
PAYCHEX INC COM 704326107   1,755,474 13,082 SH   SOLE   0 0 13,082
PEPSICO INC COM 713448108   4,379,194 25,752 SH   SOLE   0 0 25,752
PFIZER INC COM 717081103   2,605,511 90,031 SH   SOLE   0 0 90,031
PHILIP MORRIS INTL INC COM 718172109   356,066 2,933 SH   SOLE   0 0 2,933
PNC FINL SVCS GROUP INC COM 693475105   3,068,638 16,601 SH   SOLE   0 0 16,601
PPG INDS INC COM 693506107   718,198 5,422 SH   SOLE   0 0 5,422
PPL CORP COM 69351T106   943,342 28,517 SH   SOLE   0 0 28,517
PROCTER AND GAMBLE CO COM 742718109   20,460,733 118,134 SH   SOLE   0 0 118,134
PROGRESSIVE CORP COM 743315103   210,367 829 SH   SOLE   0 0 829
PROLOGIS INC. COM 74340W103   21,792,897 172,576 SH   SOLE   0 0 172,576
PUBLIC SVC ENTERPRISE GRP IN COM 744573106   282,260 3,164 SH   SOLE   0 0 3,164
QUALCOMM INC COM 747525103   1,409,459 8,289 SH   SOLE   0 0 8,289
RTX CORPORATION COM 75513E101   631,607 5,213 SH   SOLE   0 0 5,213
S&P GLOBAL INC COM 78409V104   12,183,335 23,583 SH   SOLE   0 0 23,583
SALESFORCE INC COM 79466L302   12,190,318 44,537 SH   SOLE   0 0 44,537
SCHLUMBERGER LTD COM STK 806857108   403,727 9,624 SH   SOLE   0 0 9,624
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805   282,030 6,859 SH   SOLE   0 0 6,859
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102   1,054,231 15,848 SH   SOLE   0 0 15,848
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797   2,895,656 34,256 SH   SOLE   0 0 34,256
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300   11,636,228 111,694 SH   SOLE   0 0 111,694
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201   453,645 6,686 SH   SOLE   0 0 6,686
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508   39,378,193 473,922 SH   SOLE   0 0 473,922
SCHWAB STRATEGIC TR US SML CAP ETF 808524607   1,031,597 20,031 SH   SOLE   0 0 20,031
SELECT SECTOR SPDR TR COMMUNICATION 81369Y852   324,084 3,585 SH   SOLE   0 0 3,585
SELECT SECTOR SPDR TR ENERGY 81369Y506   1,126,454 12,830 SH   SOLE   0 0 12,830
SELECT SECTOR SPDR TR INDL 81369Y704   423,804 3,129 SH   SOLE   0 0 3,129
SELECT SECTOR SPDR TR SBI INT-UTILS 81369Y886   303,894 3,762 SH   SOLE   0 0 3,762
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803   1,205,613 5,340 SH   SOLE   0 0 5,340
SHELL PLC SPON ADS 780259305   263,404 3,994 SH   SOLE   0 0 3,994
SHERWIN WILLIAMS CO COM 824348106   706,090 1,850 SH   SOLE   0 0 1,850
SHOPIFY INC CL A 82509L107   835,460 10,425 SH   SOLE   0 0 10,425
SOUTHERN CO COM 842587107   350,620 3,888 SH   SOLE   0 0 3,888
SPDR GOLD TR GOLD SHS 78463V107   576,538 2,372 SH   SOLE   0 0 2,372
SPDR S&P 500 ETF TR TR UNIT 78462F103   21,598,932 37,645 SH   SOLE   0 0 37,645
SPDR S&P MIDCAP 400 ETF TR UTSER1 S&PDCRP 78467Y107   696,694 1,223 SH   SOLE   0 0 1,223
SPDR SER TR AEROSPACE DEF 78464A631   467,772 2,973 SH   SOLE   0 0 2,973
SPDR SER TR BLOOMBERG HIGH Y 78468R622   31,694,453 324,107 SH   SOLE   0 0 324,107
SPDR SER TR DJ REIT ETF 78464A607   221,145 2,072 SH   SOLE   0 0 2,072
SPDR SER TR PORTFOLIO INTRMD 78464A375   1,715,140 50,879 SH   SOLE   0 0 50,879
SPDR SER TR PORTFOLIO S&P600 78468R853   578,205 12,705 SH   SOLE   0 0 12,705
SPDR SER TR PORTFOLIO SHORT 78464A474   1,640,206 54,168 SH   SOLE   0 0 54,168
SPDR SER TR PRTFLO S&P500 GW 78464A409   1,594,604 19,226 SH   SOLE   0 0 19,226
SPROTT PHYSICAL GOLD & SILVE TR UNIT 85208R101   535,058 21,848 SH   SOLE   0 0 21,848
STANLEY BLACK & DECKER INC COM 854502101   278,078 2,525 SH   SOLE   0 0 2,525
STARBUCKS CORP COM 855244109   303,974 3,118 SH   SOLE   0 0 3,118
STRYKER CORPORATION COM 863667101   13,931,609 38,564 SH   SOLE   0 0 38,564
TAKE-TWO INTERACTIVE SOFTWAR COM 874054109   8,473,571 55,127 SH   SOLE   0 0 55,127
TARGET CORP COM 87612E106   1,367,672 8,775 SH   SOLE   0 0 8,775
TELEFLEX INCORPORATED COM 879369106   286,644 1,159 SH   SOLE   0 0 1,159
TESLA INC COM 88160R101   1,290,621 4,933 SH   SOLE   0 0 4,933
TEXAS INSTRS INC COM 882508104   883,706 4,278 SH   SOLE   0 0 4,278
TEXAS PACIFIC LAND CORPORATI COM 88262P102   371,591 420 SH   SOLE   0 0 420
TEXTRON INC COM 883203101   543,261 6,133 SH   SOLE   0 0 6,133
THE CIGNA GROUP COM 125523100   777,758 2,245 SH   SOLE   0 0 2,245
THE TRADE DESK INC COM CL A 88339J105   404,060 3,685 SH   SOLE   0 0 3,685
TJX COS INC NEW COM 872540109   9,271,270 78,878 SH   SOLE   0 0 78,878
T-MOBILE US INC COM 872590104   275,491 1,335 SH   SOLE   0 0 1,335
TOLL BROTHERS INC COM 889478103   1,656,287 10,721 SH   SOLE   0 0 10,721
TRANE TECHNOLOGIES PLC SHS G8994E103   1,625,669 4,182 SH   SOLE   0 0 4,182
TRAVELERS COMPANIES INC COM 89417E109   322,383 1,377 SH   SOLE   0 0 1,377
TRUIST FINL CORP COM 89832Q109   453,740 10,609 SH   SOLE   0 0 10,609
UBER TECHNOLOGIES INC COM 90353T100   206,239 2,744 SH   SOLE   0 0 2,744
UNION PAC CORP COM 907818108   463,629 1,881 SH   SOLE   0 0 1,881
UNITED PARCEL SERVICE INC CL B 911312106   297,649 2,183 SH   SOLE   0 0 2,183
UNITEDHEALTH GROUP INC COM 91324P102   253,166 433 SH   SOLE   0 0 433
UNIVEST FINANCIAL CORPORATIO COM 915271100   757,412 26,916 SH   SOLE   0 0 26,916
VANECK ETF TRUST SEMICONDUCTR ETF 92189F676   240,541 980 SH   SOLE   0 0 980
VANGUARD ADMIRAL FDS INC MIDCP 400 GRTH 921932869   323,486 2,822 SH   SOLE   0 0 2,822
VANGUARD BD INDEX FDS INTERMED TERM 921937819   2,720,301 34,711 SH   SOLE   0 0 34,711
VANGUARD BD INDEX FDS LONG TERM BOND 921937793   1,183,928 15,750 SH   SOLE   0 0 15,750
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827   2,862,405 36,376 SH   SOLE   0 0 36,376
VANGUARD CHARLOTTE FDS TOTAL INT BD ETF 92203J407   2,368,112 47,098 SH   SOLE   0 0 47,098
VANGUARD INDEX FDS GROWTH ETF 922908736   11,555,691 30,098 SH   SOLE   0 0 30,098
VANGUARD INDEX FDS LARGE CAP ETF 922908637   4,409,565 16,748 SH   SOLE   0 0 16,748
VANGUARD INDEX FDS MCAP GR IDXVIP 922908538   337,693 1,387 SH   SOLE   0 0 1,387
VANGUARD INDEX FDS MCAP VL IDXVIP 922908512   557,003 3,322 SH   SOLE   0 0 3,322
VANGUARD INDEX FDS MID CAP ETF 922908629   31,556,656 119,610 SH   SOLE   0 0 119,610
VANGUARD INDEX FDS REAL ESTATE ETF 922908553   257,119 2,639 SH   SOLE   0 0 2,639
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   3,375,051 6,396 SH   SOLE   0 0 6,396
VANGUARD INDEX FDS SM CP VAL ETF 922908611   398,514 1,985 SH   SOLE   0 0 1,985
VANGUARD INDEX FDS SMALL CP ETF 922908751   26,685,710 112,498 SH   SOLE   0 0 112,498
VANGUARD INDEX FDS SML CP GRW ETF 922908595   714,689 2,673 SH   SOLE   0 0 2,673
VANGUARD INDEX FDS TOTAL STK MKT 922908769   3,045,386 10,755 SH   SOLE   0 0 10,755
VANGUARD INDEX FDS VALUE ETF 922908744   9,472,060 54,259 SH   SOLE   0 0 54,259
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775   14,711,944 233,523 SH   SOLE   0 0 233,523
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858   108,927,278 2,276,432 SH   SOLE   0 0 2,276,432
VANGUARD MUN BD FDS TAX EXEMPT BD 922907746   1,233,526 24,130 SH   SOLE   0 0 24,130
VANGUARD SCOTTSDALE FDS MTG-BKD SECS ETF 92206C771   1,019,925 21,604 SH   SOLE   0 0 21,604
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844   501,550 2,532 SH   SOLE   0 0 2,532
VANGUARD STAR FDS VG TL INTL STK F 921909768   1,027,294 15,868 SH   SOLE   0 0 15,868
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858   158,656,489 3,004,289 SH   SOLE   0 0 3,004,289
VANGUARD WELLINGTON FD US MOMENTUM 921935508   1,166,888 7,250 SH   SOLE   0 0 7,250
VANGUARD WHITEHALL FDS EM MK GOV BD ETF 921946885   1,480,026 22,300 SH   SOLE   0 0 22,300
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406   201,433 1,571 SH   SOLE   0 0 1,571
VANGUARD WHITEHALL FDS INTL DVD ETF 921946810   869,470 9,849 SH   SOLE   0 0 9,849
VANGUARD WORLD FD CONSUM DIS ETF 92204A108   560,090 1,645 SH   SOLE   0 0 1,645
VANGUARD WORLD FD FINANCIALS ETF 92204A405   832,129 7,571 SH   SOLE   0 0 7,571
VANGUARD WORLD FD HEALTH CAR ETF 92204A504   490,851 1,739 SH   SOLE   0 0 1,739
VANGUARD WORLD FD INF TECH ETF 92204A702   1,966,076 3,352 SH   SOLE   0 0 3,352
VEEVA SYS INC CL A COM 922475108   211,129 1,006 SH   SOLE   0 0 1,006
VERIZON COMMUNICATIONS INC COM 92343V104   1,811,923 40,346 SH   SOLE   0 0 40,346
VERTEX PHARMACEUTICALS INC COM 92532F100   245,097 527 SH   SOLE   0 0 527
VISA INC COM CL A 92826C839   18,418,414 66,988 SH   SOLE   0 0 66,988
WALMART INC COM 931142103   1,039,495 12,873 SH   SOLE   0 0 12,873
WASTE MGMT INC DEL COM 94106L109   10,363,972 49,923 SH   SOLE   0 0 49,923
WEC ENERGY GROUP INC COM 92939U106   203,228 2,113 SH   SOLE   0 0 2,113
WELLS FARGO CO NEW COM 949746101   1,139,559 20,173 SH   SOLE   0 0 20,173
WESTERN DIGITAL CORP. COM 958102105   821,187 12,025 SH   SOLE   0 0 12,025
WEYERHAEUSER CO MTN BE COM NEW 962166104   399,277 11,792 SH   SOLE   0 0 11,792
WILLIAMS COS INC COM 969457100   560,034 12,268 SH   SOLE   0 0 12,268
WISDOMTREE TR EUROPE HEDGED EQ 97717X701   218,483 4,866 SH   SOLE   0 0 4,866
ZIMMER BIOMET HOLDINGS INC COM 98956P102   528,955 4,900 SH   SOLE   0 0 4,900
ZOETIS INC CL A 98978V103   15,105,931 77,316 SH   SOLE   0 0 77,316