The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO COM 88579Y101 BBG001S5T7X2 1,446,314 14,450 SH   SOLE   0 0 14,450
ABBOTT LABS COM 002824100 BBG001S5N9M6 4,252,652 39,008 SH   SOLE   0 0 39,008
ABBVIE INC COM 00287Y109 BBG0025Y4RZ3 10,131,881 75,201 SH   SOLE   0 0 75,201
ACCENTURE PLC IRELAND SHS CLASS A G1151C101 BBG001SCXK90 593,919 1,925 SH   SOLE   0 0 1,925
ADOBE SYSTEMS INCORPORATED COM 00724F101 BBG001S5NCQ5 1,497,287 3,062 SH   SOLE   0 0 3,062
ADVANCED MICRO DEVICES INC COM 007903107 BBG001S5NN36 201,849 1,772 SH   SOLE   0 0 1,772
AIR PRODS & CHEMS INC COM 009158106 BBG001S5NSB6 707,789 2,363 SH   SOLE   0 0 2,363
ALLSTATE CORP COM 020002101 BBG001S9BM06 297,788 2,731 SH   SOLE   0 0 2,731
ALPHABET INC CAP STK CL A 02079K305 BBG009S39JY5 16,328,157 136,409 SH   SOLE   0 0 136,409
ALPHABET INC CAP STK CL C 02079K107 BBG009S3NB21 841,467 6,956 SH   SOLE   0 0 6,956
ALTRIA GROUP INC COM 02209S103 BBG001S5T8T5 210,645 4,650 SH   SOLE   0 0 4,650
AMAZON COM INC COM 023135106 BBG001S5PQL7 19,177,911 147,115 SH   SOLE   0 0 147,115
AMEREN CORP COM 023608102 BBG001S5NF24 262,977 3,220 SH   SOLE   0 0 3,220
AMERICAN ELEC PWR CO INC COM 025537101 BBG001S5NFD2 324,675 3,856 SH   SOLE   0 0 3,856
AMERICAN EXPRESS CO COM 025816109 BBG001S5P034 2,048,766 11,761 SH   SOLE   0 0 11,761
AMERICAN TOWER CORP NEW COM 03027X100 BBG001S5NPQ6 7,326,512 37,777 SH   SOLE   0 0 37,777
AMERIPRISE FINL INC COM 03076C106 BBG001SK6096 314,888 948 SH   SOLE   0 0 948
AMGEN INC COM 031162100 BBG001S5NNL6 807,709 3,638 SH   SOLE   0 0 3,638
APPLE INC COM 037833100 BBG001S5N8V8 59,597,383 307,251 SH   SOLE   0 0 307,251
APPLIED MATLS INC COM 038222105 BBG001S5NMM7 292,115 2,021 SH   SOLE   0 0 2,021
AT&T INC COM 00206R102 BBG001S5VWH2 630,088 39,504 SH   SOLE   0 0 39,504
ATMOS ENERGY CORP COM 049560105 BBG001S5VG05 289,687 2,490 SH   SOLE   0 0 2,490
AUTOMATIC DATA PROCESSING IN COM 053015103 BBG001S82KF6 4,535,325 20,635 SH   SOLE   0 0 20,635
BANK AMERICA CORP COM 060505104 BBG001S5P0Y0 895,021 31,196 SH   SOLE   0 0 31,196
BANK NEW YORK MELLON CORP COM 064058100 BBG001S5P6Q6 204,569 4,595 SH   SOLE   0 0 4,595
BARCLAYS BANK PLC DJUBS CMDT ETN36 06738C778 BBG001SPJ625 39,231,687 1,283,339 SH   SOLE   0 0 1,283,339
BAXTER INTL INC COM 071813109 BBG001S5P1K3 210,214 4,614 SH   SOLE   0 0 4,614
BECTON DICKINSON & CO COM 075887109 BBG001S5P374 491,323 1,861 SH   SOLE   0 0 1,861
BENTLEY SYS INC COM CL B 08265T208 BBG001SBWGV7 2,997,129 55,267 SH   SOLE   0 0 55,267
BERKSHIRE HATHAWAY INC DEL CL A 084670108 BBG001S902J2 517,810 1 SH   SOLE   0 0 1
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 BBG001S90346 6,245,415 18,315 SH   SOLE   0 0 18,315
BLACKROCK INC COM 09247X101 BBG001SDBP55 6,428,076 9,301 SH   SOLE   0 0 9,301
BLACKSTONE INC COM 09260D107 BBG001S7H949 324,093 3,486 SH   SOLE   0 0 3,486
BOEING CO COM 097023105 BBG001S5P0V3 1,018,214 4,822 SH   SOLE   0 0 4,822
BRISTOL-MYERS SQUIBB CO COM 110122108 BBG001S8N8J6 2,173,796 33,992 SH   SOLE   0 0 33,992
BRUKER CORP COM 116794108 BBG001SF69P0 328,236 4,440 SH   SOLE   0 0 4,440
CADENCE DESIGN SYSTEM INC COM 127387108 BBG001S65YK1 7,791,223 33,222 SH   SOLE   0 0 33,222
CANADIAN PACIFIC KANSAS CITY COM 13646K108 BBG001S7F4Z8 342,083 4,230 SH   SOLE   0 0 4,230
CARLISLE COS INC COM 142339100 BBG001S5Q6R4 675,700 2,634 SH   SOLE   0 0 2,634
CATERPILLAR INC COM 149123101 BBG001S5PJ06 2,955,431 12,012 SH   SOLE   0 0 12,012
CENTERPOINT ENERGY INC COM 15189T107 BBG001SB10S0 1,257,968 43,155 SH   SOLE   0 0 43,155
CHEVRON CORP NEW COM 166764100 BBG001S67ZC5 19,881,892 126,355 SH   SOLE   0 0 126,355
CHUBB LIMITED COM H1467J104 BBG001S8S1L3 356,621 1,852 SH   SOLE   0 0 1,852
CISCO SYS INC COM 17275R102 BBG001S6HC62 11,514,716 222,550 SH   SOLE   0 0 222,550
CMS ENERGY CORP COM 125896100 BBG001S5PYJ3 1,023,073 17,414 SH   SOLE   0 0 17,414
COCA COLA CO COM 191216100 BBG001S5SMQ8 2,406,571 39,963 SH   SOLE   0 0 39,963
COLGATE PALMOLIVE CO COM 194162103 BBG001S5PVM5 273,261 3,547 SH   SOLE   0 0 3,547
COMCAST CORP NEW CL A 20030N101 BBG001S5PXL2 1,362,217 32,785 SH   SOLE   0 0 32,785
CONOCOPHILLIPS COM 20825C104 BBG001S5TZM2 377,866 3,647 SH   SOLE   0 0 3,647
CONSTELLATION ENERGY CORP COM 21037T109 BBG014KFRPJ9 302,023 3,299 SH   SOLE   0 0 3,299
CORNING INC COM 219350105 BBG001S5RLH1 2,085,756 59,525 SH   SOLE   0 0 59,525
CORTEVA INC COM 22052L104 BBG00BN969D0 394,297 6,881 SH   SOLE   0 0 6,881
COSTCO WHSL CORP NEW COM 22160K105 BBG001S9KRQ7 13,792,865 25,619 SH   SOLE   0 0 25,619
CSX CORP COM 126408103 BBG001S5Q7Q3 2,617,857 76,770 SH   SOLE   0 0 76,770
CUMMINS INC COM 231021106 BBG001S5Q9M3 301,056 1,228 SH   SOLE   0 0 1,228
CVS HEALTH CORP COM 126650100 BBG001S5QBD8 7,751,725 112,133 SH   SOLE   0 0 112,133
D R HORTON INC COM 23331A109 BBG001S8M692 7,726,704 63,495 SH   SOLE   0 0 63,495
DANAHER CORPORATION COM 235851102 BBG001S5QGT0 9,906,008 41,275 SH   SOLE   0 0 41,275
DEERE & CO COM 244199105 BBG001S5QFF7 9,056,000 22,350 SH   SOLE   0 0 22,350
DIGITAL RLTY TR INC COM 253868103 BBG001SM0K30 224,212 1,969 SH   SOLE   0 0 1,969
DISNEY WALT CO COM 254687106 BBG001S5QHF3 6,295,222 70,511 SH   SOLE   0 0 70,511
DNP SELECT INCOME FD INC COM 23325P104 BBG001S5QKC9 254,790 24,312 SH   SOLE   0 0 24,312
DOLLAR GEN CORP NEW COM 256677105 BBG001T5BM30 698,106 4,112 SH   SOLE   0 0 4,112
DOMINION ENERGY INC COM 25746U109 BBG001S5QCP3 486,826 9,400 SH   SOLE   0 0 9,400
DUKE ENERGY CORP NEW COM NEW 26441C204 BBG001S5QNR7 2,220,020 24,738 SH   SOLE   0 0 24,738
DUPONT DE NEMOURS INC COM 26614N102 BBG00BN961H3 219,786 3,077 SH   SOLE   0 0 3,077
EASTMAN CHEM CO COM 277432100 BBG001S7JNP3 336,993 4,025 SH   SOLE   0 0 4,025
EATON CORP PLC SHS G29183103 BBG001S5QZ45 282,948 1,407 SH   SOLE   0 0 1,407
ECOLAB INC COM 278865100 BBG001S5QRB5 6,816,357 36,512 SH   SOLE   0 0 36,512
EDWARDS LIFESCIENCES CORP COM 28176E108 BBG001SF2288 388,640 4,120 SH   SOLE   0 0 4,120
EMERSON ELEC CO COM 291011104 BBG001S5QVT7 2,215,097 24,506 SH   SOLE   0 0 24,506
ENBRIDGE INC COM 29250N105 BBG001S6Q6D7 1,006,670 27,050 SH   SOLE   0 0 27,050
ENERGY TRANSFER L P COM UT LTD PTN 29273V100 BBG001SDHNW4 685,444 53,972 SH   SOLE   0 0 53,972
ESSENTIAL UTILS INC COM 29670G102 BBG001S5VFD3 3,772,066 94,514 SH   SOLE   0 0 94,514
EXELON CORP COM 30161N101 BBG001SBJMT2 557,690 13,689 SH   SOLE   0 0 13,689
EXXON MOBIL CORP COM 30231G102 BBG001S69V32 6,529,560 60,882 SH   SOLE   0 0 60,882
FEDERAL RLTY INVT TR NEW SH BEN INT NEW 313745101 BBG001S5RC36 430,820 4,452 SH   SOLE   0 0 4,452
FEDERAL SIGNAL CORP COM 313855108 BBG001S5RD98 331,355 5,175 SH   SOLE   0 0 5,175
FORD MTR CO DEL COM 345370860 BBG001S5TZ33 8,319,927 549,896 SH   SOLE   0 0 549,896
GENERAL ELECTRIC CO COM NEW 369604301 BBG001S5PVD5 498,256 4,536 SH   SOLE   0 0 4,536
GENERAL MLS INC COM 370334104 BBG001S5RKR2 433,969 5,658 SH   SOLE   0 0 5,658
GSK PLC SPONSORED ADR 37733W204 BBG001SD6SM6 237,790 6,672 SH   SOLE   0 0 6,672
HERSHEY CO COM 427866108 BBG001S5S148 1,053,734 4,220 SH   SOLE   0 0 4,220
HOME DEPOT INC COM 437076102 BBG001S5RTW7 1,271,655 4,094 SH   SOLE   0 0 4,094
HONEYWELL INTL INC COM 438516106 BBG001S5X1N1 3,565,473 17,183 SH   SOLE   0 0 17,183
HUMANA INC COM 444859102 BBG001S5S1X6 259,335 580 SH   SOLE   0 0 580
ILLINOIS TOOL WKS INC COM 452308109 BBG001S5SDX0 408,975 1,635 SH   SOLE   0 0 1,635
INTEL CORP COM 458140100 BBG001S5SF65 1,614,415 48,278 SH   SOLE   0 0 48,278
INTERNATIONAL BUSINESS MACHS COM 459200101 BBG001S5S399 3,669,605 27,424 SH   SOLE   0 0 27,424
INTUITIVE SURGICAL INC COM NEW 46120E602 BBG001S7XR78 236,964 693 SH   SOLE   0 0 693
INVESCO PA VALUE MUN INC TR COM 46132K109 BBG001S75GP3 386,512 39,200 SH   SOLE   0 0 39,200
INVESCO QQQ TR UNIT SER 1 46090E103 BBG001S9GN63 748,192 2,025 SH   SOLE   0 0 2,025
IONIS PHARMACEUTICALS INC COM 462222100 BBG001SB7RD1 6,166,809 150,300 SH   SOLE   0 0 150,300
ISHARES INC CORE MSCI EMKT 46434G103 BBG003HC3DG9 32,427,053 657,883 SH   SOLE   0 0 657,883
ISHARES TR BLACKROCK ULTRA 46434V878 BBG005PCDCZ5 201,150 3,999 SH   SOLE   0 0 3,999
ISHARES TR CORE MSCI EAFE 46432F842 BBG003H6TRS0 25,922,700 384,040 SH   SOLE   0 0 384,040
ISHARES TR CORE S&P MCP ETF 464287507 BBG001SFC7V0 69,829,035 267,053 SH   SOLE   0 0 267,053
ISHARES TR CORE S&P SCP ETF 464287804 BBG001SFC7W9 80,171,181 804,528 SH   SOLE   0 0 804,528
ISHARES TR CORE S&P TTL STK 464287150 BBG001SHTRL5 25,859,279 264,302 SH   SOLE   0 0 264,302
ISHARES TR CORE S&P500 ETF 464287200 BBG001SFB7R6 69,873,720 156,769 SH   SOLE   0 0 156,769
ISHARES TR CORE US AGGBD ET 464287226 BBG001SM1QT8 28,311,626 289,042 SH   SOLE   0 0 289,042
ISHARES TR ESG AW MSCI EAFE 46435G516 BBG00D7BBRS7 244,607 3,354 SH   SOLE   0 0 3,354
ISHARES TR ESG AWARE MSCI 46435U663 BBG00KK87757 423,505 11,923 SH   SOLE   0 0 11,923
ISHARES TR ESG AWR MSCI USA 46435G425 BBG00FFPFTS4 667,309 6,847 SH   SOLE   0 0 6,847
ISHARES TR ESG AWR US AGRGT 46435U549 BBG00MC0P0K7 531,936 11,277 SH   SOLE   0 0 11,277
ISHARES TR ESG MSCI EM LDRS 46436E601 BBG00RMS4GK2 284,316 6,352 SH   SOLE   0 0 6,352
ISHARES TR IBOXX HI YD ETF 464288513 BBG001ST0ZQ7 964,242 12,845 SH   SOLE   0 0 12,845
ISHARES TR IBOXX INV CP ETF 464287242 BBG001S60QR6 8,228,138 76,088 SH   SOLE   0 0 76,088
ISHARES TR ISHS 1-5YR INVS 464288646 BBG001SSD858 290,986 5,800 SH   SOLE   0 0 5,800
ISHARES TR JPMORGAN USD EMG 464288281 BBG001SQS9Y2 22,524,962 260,284 SH   SOLE   0 0 260,284
ISHARES TR MSCI EAFE ETF 464287465 BBG001SG09V7 2,006,003 27,669 SH   SOLE   0 0 27,669
ISHARES TR MSCI EMG MKT ETF 464287234 BBG001SK77D5 1,390,138 35,140 SH   SOLE   0 0 35,140
ISHARES TR RUS 1000 ETF 464287622 BBG001S562W9 224,182 920 SH   SOLE   0 0 920
ISHARES TR RUS MD CP GR ETF 464287481 BBG001S561Z8 776,249 8,033 SH   SOLE   0 0 8,033
ISHARES TR RUS MID CAP ETF 464287499 BBG001SJCNS1 661,798 9,062 SH   SOLE   0 0 9,062
ISHARES TR S&P 100 ETF 464287101 BBG001SGB026 859,713 4,152 SH   SOLE   0 0 4,152
ISHARES TR SELECT DIVID ETF 464287168 BBG001SDJVG2 267,161 2,358 SH   SOLE   0 0 2,358
ISHARES TR U.S. MED DVC ETF 464288810 BBG001SQZT52 754,419 13,362 SH   SOLE   0 0 13,362
J P MORGAN EXCHANGE TRADED F ULTRA SHRT INC 46641Q837 BBG00GP26NW0 1,143,192 22,800 SH   SOLE   0 0 22,800
JOHNSON & JOHNSON COM 478160104 BBG001S5SHQ9 21,105,526 127,510 SH   SOLE   0 0 127,510
JOHNSON CTLS INTL PLC SHS G51502105 BBG001S5WZ84 313,444 4,600 SH   SOLE   0 0 4,600
JPMORGAN CHASE & CO COM 46625H100 BBG001S8CRC3 18,746,909 128,898 SH   SOLE   0 0 128,898
KARYOPHARM THERAPEUTICS INC NOTE 3.000%10/1 48576UAA4   50,438 75,000 PRN   SOLE   0 0 75,000
KEYCORP COM 493267108 BBG001S5SKV6 105,299 11,396 SH   SOLE   0 0 11,396
KIMBERLY-CLARK CORP COM 494368103 BBG001S5SLZ0 627,483 4,545 SH   SOLE   0 0 4,545
KINDER MORGAN INC DEL COM 49456B101 BBG001TG2YZ5 285,178 16,561 SH   SOLE   0 0 16,561
LABORATORY CORP AMER HLDGS COM NEW 50540R409 BBG001S7RX54 208,992 866 SH   SOLE   0 0 866
LILLY ELI & CO COM 532457108 BBG001S5STL8 1,256,866 2,680 SH   SOLE   0 0 2,680
LINDE PLC SHS G54950103 BBG01FND0CH6 314,772 826 SH   SOLE   0 0 826
LOCKHEED MARTIN CORP COM 539830109 BBG001S7PS57 7,764,306 16,865 SH   SOLE   0 0 16,865
M & T BK CORP COM 55261F104 BBG001S7S2B4 244,302 1,974 SH   SOLE   0 0 1,974
MASCO CORP COM 574599106 BBG001S5SZ70 430,063 7,495 SH   SOLE   0 0 7,495
MASTERCARD INCORPORATED CL A 57636Q104 BBG001SKNNS6 1,042,638 2,651 SH   SOLE   0 0 2,651
MCDONALDS CORP COM 580135101 BBG001S5T110 9,586,379 32,125 SH   SOLE   0 0 32,125
MCKESSON CORP COM 58155Q103 BBG001S8F8P8 217,501 509 SH   SOLE   0 0 509
MEDTRONIC PLC SHS G5960L103 BBG001S5T2S9 316,670 3,594 SH   SOLE   0 0 3,594
MERCK & CO INC COM 58933Y105 BBG001S5TC52 6,189,404 53,639 SH   SOLE   0 0 53,639
META PLATFORMS INC CL A 30303M102 BBG001SQCQC5 637,096 2,220 SH   SOLE   0 0 2,220
MICROSOFT CORP COM 594918104 BBG001S5TD05 54,850,923 161,070 SH   SOLE   0 0 161,070
MONDELEZ INTL INC CL A 609207105 BBG001SHHZJ3 803,060 11,010 SH   SOLE   0 0 11,010
MONSTER BEVERAGE CORP NEW COM 61174X109 BBG008NVB1F7 5,025,196 87,486 SH   SOLE   0 0 87,486
MORGAN STANLEY COM NEW 617446448 BBG001S9V5Z3 312,393 3,658 SH   SOLE   0 0 3,658
MUELLER WTR PRODS INC COM SER A 624758108 BBG001SNQZ91 417,030 25,695 SH   SOLE   0 0 25,695
NETFLIX INC COM 64110L106 BBG001SF6L46 478,372 1,086 SH   SOLE   0 0 1,086
NEURONETICS INC COM 64131A105 BBG001SSSWY7 64,365 29,937 SH   SOLE   0 0 29,937
NEXTERA ENERGY INC COM 65339F101 BBG001S5RB29 11,301,565 152,312 SH   SOLE   0 0 152,312
NORTHROP GRUMMAN CORP COM 666807102 BBG001S5TP26 247,499 543 SH   SOLE   0 0 543
NUSHARES ETF TR NUVEEN ESG MIDCP 67092P409 BBG00FJ5HKX5 454,114 11,635 SH   SOLE   0 0 11,635
NUVEEN PENNSYLVANIA QLT MUN COM 670972108 BBG001S6PT66 162,018 14,414 SH   SOLE   0 0 14,414
NVIDIA CORPORATION COM 67066G104 BBG001S5TZJ6 28,704,808 67,857 SH   SOLE   0 0 67,857
ORACLE CORP COM 68389X105 BBG001S5SJG6 584,256 4,906 SH   SOLE   0 0 4,906
PAYCHEX INC COM 704326107 BBG001S5V135 1,848,540 16,524 SH   SOLE   0 0 16,524
PAYPAL HLDGS INC COM 70450Y103 BBG0077VNXW5 342,725 5,136 SH   SOLE   0 0 5,136
PEPSICO INC COM 713448108 BBG001S695T1 5,060,463 27,321 SH   SOLE   0 0 27,321
PFIZER INC COM 717081103 BBG001S5V466 5,661,123 154,338 SH   SOLE   0 0 154,338
PHILIP MORRIS INTL INC COM 718172109 BBG001STP9N1 322,634 3,305 SH   SOLE   0 0 3,305
PNC FINL SVCS GROUP INC COM 693475105 BBG001S5V947 8,329,624 66,134 SH   SOLE   0 0 66,134
PPG INDS INC COM 693506107 BBG001S5VC13 915,159 6,171 SH   SOLE   0 0 6,171
PPL CORP COM 69351T106 BBG001S5VC31 1,550,688 58,605 SH   SOLE   0 0 58,605
PROCTER AND GAMBLE CO COM 742718109 BBG001S5V4L9 18,795,593 123,867 SH   SOLE   0 0 123,867
PROLOGIS INC. COM 74340W103 BBG001S5NMN6 21,178,078 172,699 SH   SOLE   0 0 172,699
PUBLIC SVC ENTERPRISE GRP IN COM 744573106 BBG001S5V3C1 242,113 3,867 SH   SOLE   0 0 3,867
QUALCOMM INC COM 747525103 BBG001S6VS70 2,664,413 22,383 SH   SOLE   0 0 22,383
RAYTHEON TECHNOLOGIES CORP COM 75513E101 BBG001S5X5Q9 602,795 6,153 SH   SOLE   0 0 6,153
REALTY INCOME CORP COM 756109104 BBG001S884K0 410,222 6,861 SH   SOLE   0 0 6,861
S&P GLOBAL INC COM 78409V104 BBG001S5T5M8 9,026,599 22,516 SH   SOLE   0 0 22,516
SCHLUMBERGER LTD COM STK 806857108 BBG001S5W4C8 1,352,077 27,526 SH   SOLE   0 0 27,526
SCHWAB CHARLES CORP COM 808513105 BBG001S5VXD4 6,374,900 112,472 SH   SOLE   0 0 112,472
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797 BBG0025RWLM4 688,656 9,483 SH   SOLE   0 0 9,483
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300 BBG001T66WN0 3,301,060 44,044 SH   SOLE   0 0 44,044
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201 BBG001T5XQV6 374,550 7,152 SH   SOLE   0 0 7,152
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508 BBG001V036R6 45,085,905 634,745 SH   SOLE   0 0 634,745
SCHWAB STRATEGIC TR US SML CAP ETF 808524607 BBG001T5XQW5 602,863 13,764 SH   SOLE   0 0 13,764
SELECT SECTOR SPDR TR ENERGY 81369Y506 BBG001S7T1S7 781,738 9,631 SH   SOLE   0 0 9,631
SELECT SECTOR SPDR TR SBI INT-UTILS 81369Y886 BBG001S7TD56 325,171 4,969 SH   SOLE   0 0 4,969
SHELL PLC SPON ADS 780259305 BBG0147BN6H1 276,782 4,584 SH   SOLE   0 0 4,584
SHERWIN WILLIAMS CO COM 824348106 BBG001S5W2F9 1,174,129 4,422 SH   SOLE   0 0 4,422
SHOPIFY INC CL A 82509L107 BBG004DW5NC7 458,079 7,091 SH   SOLE   0 0 7,091
SOUTHERN CO COM 842587107 BBG001S5W777 263,578 3,752 SH   SOLE   0 0 3,752
SPDR GOLD TR GOLD SHS 78463V107 BBG001SCPX28 367,414 2,061 SH   SOLE   0 0 2,061
SPDR S&P 500 ETF TR TR UNIT 78462F103 BBG001S72SM3 14,920,264 33,659 SH   SOLE   0 0 33,659
SPDR S&P MIDCAP 400 ETF TR UTSER1 S&PDCRP 78467Y107 BBG001S63NQ1 583,312 1,218 SH   SOLE   0 0 1,218
SPDR SER TR AEROSPACE DEF 78464A631 BBG0024LG8W4 361,309 2,973 SH   SOLE   0 0 2,973
SPDR SER TR BLOOMBERG HIGH Y 78468R622 BBG001SQS7X7 11,147,556 121,130 SH   SOLE   0 0 121,130
SPDR SER TR PORTFOLIO INTRMD 78464A375 BBG001T2HCY9 2,358,639 73,455 SH   SOLE   0 0 73,455
SPDR SER TR PORTFOLIO S&P600 78468R853 BBG004T58LZ5 537,351 13,835 SH   SOLE   0 0 13,835
SPDR SER TR PORTFOLIO SHORT 78464A474 BBG001T6B0P2 9,120,263 309,792 SH   SOLE   0 0 309,792
SPROTT PHYSICAL GOLD & SILVE TR UNIT 85208R101 BBG00JPZ8T56 393,701 21,848 SH   SOLE   0 0 21,848
STANLEY BLACK & DECKER INC COM 854502101 BBG001S5WHT1 275,039 2,935 SH   SOLE   0 0 2,935
STARBUCKS CORP COM 855244109 BBG001S72KH6 304,971 3,079 SH   SOLE   0 0 3,079
STRYKER CORPORATION COM 863667101 BBG001S8FR03 11,113,319 36,426 SH   SOLE   0 0 36,426
TAKE-TWO INTERACTIVE SOFTWAR COM 874054109 BBG001S9TN41 6,249,297 42,466 SH   SOLE   0 0 42,466
TARGET CORP COM 87612E106 BBG001SC0K41 2,446,481 18,548 SH   SOLE   0 0 18,548
TELEFLEX INCORPORATED COM 879369106 BBG001S5WNP2 447,271 1,848 SH   SOLE   0 0 1,848
TESLA INC COM 88160R101 BBG001SQKGD7 768,033 2,934 SH   SOLE   0 0 2,934
TEXAS INSTRS INC COM 882508104 BBG001S5WYZ7 792,808 4,404 SH   SOLE   0 0 4,404
TEXAS PACIFIC LAND CORPORATI COM 88262P102 BBG00YRJXKC0 223,805 170 SH   SOLE   0 0 170
TEXTRON INC COM 883203101 BBG001S5WZ39 750,422 11,096 SH   SOLE   0 0 11,096
THE CIGNA GROUP COM 125523100 BBG00KXRCDQ9 591,785 2,109 SH   SOLE   0 0 2,109
TRANE TECHNOLOGIES PLC SHS G8994E103 BBG001S5SBV6 1,650,383 8,629 SH   SOLE   0 0 8,629
TRAVELERS COMPANIES INC COM 89417E109 BBG001S5R103 334,643 1,927 SH   SOLE   0 0 1,927
UNION PAC CORP COM 907818108 BBG001S5X2M0 450,778 2,203 SH   SOLE   0 0 2,203
UNITED PARCEL SERVICE INC CL B 911312106 BBG001SDGSH1 433,702 2,420 SH   SOLE   0 0 2,420
UNIVEST FINANCIAL CORPORATIO COM 915271100 BBG001S6YQ99 599,545 33,161 SH   SOLE   0 0 33,161
VANGUARD ADMIRAL FDS INC MIDCP 400 GRTH 921932869 BBG001TC6MK2 263,850 2,822 SH   SOLE   0 0 2,822
VANGUARD BD INDEX FDS INTERMED TERM 921937819 BBG001ST39R1 2,274,353 30,232 SH   SOLE   0 0 30,232
VANGUARD BD INDEX FDS LONG TERM BOND 921937793 BBG001ST39S0 1,505,517 20,095 SH   SOLE   0 0 20,095
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827 BBG001ST39Q2 3,397,235 44,955 SH   SOLE   0 0 44,955
VANGUARD CHARLOTTE FDS TOTAL INT BD ETF 92203J407 BBG004N1LGK2 2,954,626 60,447 SH   SOLE   0 0 60,447
VANGUARD INDEX FDS GROWTH ETF 922908736 BBG001SHTTS4 12,732,084 44,996 SH   SOLE   0 0 44,996
VANGUARD INDEX FDS LARGE CAP ETF 922908637 BBG001SHTTQ6 3,723,752 18,369 SH   SOLE   0 0 18,369
VANGUARD INDEX FDS MCAP GR IDXVIP 922908538 BBG001SRN7S6 249,599 1,213 SH   SOLE   0 0 1,213
VANGUARD INDEX FDS MCAP VL IDXVIP 922908512 BBG001SRN7W1 326,497 2,359 SH   SOLE   0 0 2,359
VANGUARD INDEX FDS MID CAP ETF 922908629 BBG001SHVTS1 27,433,342 124,606 SH   SOLE   0 0 124,606
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 BBG001TC6MC1 1,896,180 4,656 SH   SOLE   0 0 4,656
VANGUARD INDEX FDS SM CP VAL ETF 922908611 BBG001SHVTR2 292,525 1,769 SH   SOLE   0 0 1,769
VANGUARD INDEX FDS SMALL CP ETF 922908751 BBG001SHTTV0 28,633,988 143,969 SH   SOLE   0 0 143,969
VANGUARD INDEX FDS SML CP GRW ETF 922908595 BBG001SHTTW9 767,578 3,341 SH   SOLE   0 0 3,341
VANGUARD INDEX FDS TOTAL STK MKT 922908769 BBG001SHTB03 2,494,891 11,326 SH   SOLE   0 0 11,326
VANGUARD INDEX FDS VALUE ETF 922908744 BBG001SHVR78 10,969,521 77,196 SH   SOLE   0 0 77,196
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775 BBG001SP7T00 11,716,261 215,333 SH   SOLE   0 0 215,333
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 BBG001SHTTZ6 67,876,413 1,668,545 SH   SOLE   0 0 1,668,545
VANGUARD SCOTTSDALE FDS MTG-BKD SECS ETF 92206C771 BBG001T62MF5 1,303,081 28,334 SH   SOLE   0 0 28,334
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 BBG001SQX4T3 421,019 2,592 SH   SOLE   0 0 2,592
VANGUARD STAR FDS VG TL INTL STK F 921909768 BBG001TJR1D8 932,947 16,636 SH   SOLE   0 0 16,636
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858 BBG001SSPWL4 87,827,618 1,901,854 SH   SOLE   0 0 1,901,854
VANGUARD WHITEHALL FDS EM MK GOV BD ETF 921946885 BBG004N1LYJ5 4,592,100 73,745 SH   SOLE   0 0 73,745
VANGUARD WORLD FDS CONSUM DIS ETF 92204A108 BBG001SHVTQ3 444,058 1,568 SH   SOLE   0 0 1,568
VANGUARD WORLD FDS FINANCIALS ETF 92204A405 BBG001SHTTM0 572,336 7,045 SH   SOLE   0 0 7,045
VANGUARD WORLD FDS HEALTH CAR ETF 92204A504 BBG001SHVR32 396,038 1,618 SH   SOLE   0 0 1,618
VANGUARD WORLD FDS INF TECH ETF 92204A702 BBG001SHTTR5 883,781 1,999 SH   SOLE   0 0 1,999
VERIZON COMMUNICATIONS INC COM 92343V104 BBG001S67QY1 2,810,036 75,559 SH   SOLE   0 0 75,559
VISA INC COM CL A 92826C839 BBG001SRCFY3 14,836,976 62,477 SH   SOLE   0 0 62,477
WALMART INC COM 931142103 BBG001S5XH92 405,053 2,577 SH   SOLE   0 0 2,577
WASTE MGMT INC DEL COM 94106L109 BBG001S5XH47 8,983,922 51,804 SH   SOLE   0 0 51,804
WEC ENERGY GROUP INC COM 92939U106 BBG001S5XDC7 278,485 3,156 SH   SOLE   0 0 3,156
WELLS FARGO CO NEW COM 949746101 BBG001S5XF23 879,539 20,608 SH   SOLE   0 0 20,608
WESTERN DIGITAL CORP. COM 958102105 BBG001S5XD28 636,276 16,775 SH   SOLE   0 0 16,775
WEYERHAEUSER CO MTN BE COM NEW 962166104 BBG001S5XL11 494,373 14,753 SH   SOLE   0 0 14,753
WILLIAMS COS INC COM 969457100 BBG001S5XH10 427,551 13,103 SH   SOLE   0 0 13,103
ZIMMER BIOMET HOLDINGS INC COM 98956P102 BBG001S7DQJ9 764,837 5,253 SH   SOLE   0 0 5,253
ZOETIS INC CL A 98978V103 BBG0039320P7 10,292,136 59,765 SH   SOLE   0 0 59,765