3M CO COM 88579Y101 2642 20414 SH SOLE 0 0 20414 ABBOTT LABS COM 002824100 4465 41092 SH SOLE 0 0 41092 ABBVIE INC COM 00287Y109 4700 30686 SH SOLE 0 0 30686 ACCENTURE PLC IRELAND SHS CLASS A G1151C101 783 2821 SH SOLE 0 0 2821 ADOBE SYSTEMS INCORPORATED COM 00724F101 1426 3895 SH SOLE 0 0 3895 AIR PRODS & CHEMS INC COM 009158106 610 2538 SH SOLE 0 0 2538 ALLSTATE CORP COM 020002101 420 3318 SH SOLE 0 0 3318 ALPHABET INC CAP STK CL A 02079K305 13409 6153 SH SOLE 0 0 6153 ALPHABET INC CAP STK CL C 02079K107 833 381 SH SOLE 0 0 381 ALTRIA GROUP INC COM 02209S103 216 5173 SH SOLE 0 0 5173 AMAZON COM INC COM 023135106 12525 117928 SH SOLE 0 0 117928 AMEREN CORP COM 023608102 340 3760 SH SOLE 0 0 3760 AMERICAN ELEC PWR CO INC COM 025537101 392 4081 SH SOLE 0 0 4081 AMERICAN EXPRESS CO COM 025816109 1656 11944 SH SOLE 0 0 11944 AMERICAN TOWER CORP NEW COM 03027X100 9501 37172 SH SOLE 0 0 37172 AMERIPRISE FINL INC COM 03076C106 231 973 SH SOLE 0 0 973 AMGEN INC COM 031162100 893 3671 SH SOLE 0 0 3671 ANGION BIOMEDICA CORP COM 03476J107 65 56847 SH SOLE 0 0 56847 ANNALY CAPITAL MANAGEMENT IN COM 035710409 82 13800 SH SOLE 0 0 13800 APPLE INC COM 037833100 44223 323459 SH SOLE 0 0 323459 AT&T INC COM 00206R102 1100 52490 SH SOLE 0 0 52490 ATMOS ENERGY CORP COM 049560105 280 2500 SH SOLE 0 0 2500 AUTOMATIC DATA PROCESSING IN COM 053015103 5112 24338 SH SOLE 0 0 24338 BANK NEW YORK MELLON CORP COM 064058100 203 4860 SH SOLE 0 0 4860 BARCLAYS BANK PLC DJUBS CMDT ETN36 06738C778 20128 578383 SH SOLE 0 0 578383 BAXTER INTL INC COM 071813109 481 7487 SH SOLE 0 0 7487 BECTON DICKINSON & CO COM 075887109 509 2066 SH SOLE 0 0 2066 BENTLEY SYS INC COM CL B 08265T208 2240 67267 SH SOLE 0 0 67267 BERKSHIRE HATHAWAY INC DEL CL A 084670108 1227 3 SH SOLE 0 0 3 BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 5277 19330 SH SOLE 0 0 19330 BK OF AMERICA CORP COM 060505104 1163 37363 SH SOLE 0 0 37363 BLACKROCK INC COM 09247X101 6428 10554 SH SOLE 0 0 10554 BLACKSTONE INC COM 09260D107 241 2640 SH SOLE 0 0 2640 BOEING CO COM 097023105 623 4559 SH SOLE 0 0 4559 BRISTOL-MYERS SQUIBB CO COM 110122108 3063 39773 SH SOLE 0 0 39773 BRUKER CORP COM 116794108 809 12896 SH SOLE 0 0 12896 CANADIAN PAC RY LTD COM 13645T100 295 4230 SH SOLE 0 0 4230 CARLISLE COS INC COM 142339100 628 2634 SH SOLE 0 0 2634 CATERPILLAR INC COM 149123101 2227 12458 SH SOLE 0 0 12458 CENTERPOINT ENERGY INC COM 15189T107 1489 50341 SH SOLE 0 0 50341 CHEVRON CORP NEW COM 166764100 18403 127108 SH SOLE 0 0 127108 CHUBB LIMITED COM H1467J104 420 2137 SH SOLE 0 0 2137 CIGNA CORP NEW COM 125523100 686 2604 SH SOLE 0 0 2604 CISCO SYS INC COM 17275R102 2792 65471 SH SOLE 0 0 65471 CMS ENERGY CORP COM 125896100 1400 20734 SH SOLE 0 0 20734 COCA COLA CO COM 191216100 2714 43145 SH SOLE 0 0 43145 COLGATE PALMOLIVE CO COM 194162103 351 4377 SH SOLE 0 0 4377 COMCAST CORP NEW CL A 20030N101 8828 224962 SH SOLE 0 0 224962 CONOCOPHILLIPS COM 20825C104 372 4142 SH SOLE 0 0 4142 CONSTELLATION ENERGY CORP COM 21037T109 262 4583 SH SOLE 0 0 4583 CORNING INC COM 219350105 2208 70082 SH SOLE 0 0 70082 CORTEVA INC COM 22052L104 477 8812 SH SOLE 0 0 8812 COSTCO WHSL CORP NEW COM 22160K105 11729 24472 SH SOLE 0 0 24472 CSX CORP COM 126408103 8185 281642 SH SOLE 0 0 281642 CUMMINS INC COM 231021106 243 1258 SH SOLE 0 0 1258 CVS HEALTH CORP COM 126650100 10086 108845 SH SOLE 0 0 108845 D R HORTON INC COM 23331A109 6283 94929 SH SOLE 0 0 94929 DANAHER CORPORATION COM 235851102 10699 42202 SH SOLE 0 0 42202 DEERE & CO COM 244199105 6286 20989 SH SOLE 0 0 20989 DIGITAL RLTY TR INC COM 253868103 771 5941 SH SOLE 0 0 5941 DISNEY WALT CO COM 254687106 7355 77915 SH SOLE 0 0 77915 DNP SELECT INCOME FD INC COM 23325P104 255 23562 SH SOLE 0 0 23562 DOLLAR GEN CORP NEW COM 256677105 1467 5977 SH SOLE 0 0 5977 DOMINION ENERGY INC COM 25746U109 729 9132 SH SOLE 0 0 9132 DOW INC COM 260557103 226 4381 SH SOLE 0 0 4381 DUKE ENERGY CORP NEW COM NEW 26441C204 2898 27034 SH SOLE 0 0 27034 EASTMAN CHEM CO COM 277432100 377 4200 SH SOLE 0 0 4200 EATON CORP PLC SHS G29183103 546 4330 SH SOLE 0 0 4330 ECOLAB INC COM 278865100 6041 39288 SH SOLE 0 0 39288 EDWARDS LIFESCIENCES CORP COM 28176E108 518 5443 SH SOLE 0 0 5443 EMERSON ELEC CO COM 291011104 2183 27449 SH SOLE 0 0 27449 ENBRIDGE INC COM 29250N105 1311 31115 SH SOLE 0 0 31115 ENERGY TRANSFER L P COM UT LTD PTN 29273V100 539 53972 SH SOLE 0 0 53972 ESSENTIAL UTILS INC COM 29670G102 4216 91956 SH SOLE 0 0 91956 EXELON CORP COM 30161N101 712 15719 SH SOLE 0 0 15719 EXXON MOBIL CORP COM 30231G102 5667 66174 SH SOLE 0 0 66174 FEDERAL RLTY INVT TR NEW SH BEN INT NEW 313745101 426 4452 SH SOLE 0 0 4452 FEDERAL SIGNAL CORP COM 313855108 353 9924 SH SOLE 0 0 9924 FORD MTR CO DEL COM 345370860 5853 525834 SH SOLE 0 0 525834 GENERAL ELECTRIC CO COM NEW 369604301 350 5491 SH SOLE 0 0 5491 GENERAL MLS INC COM 370334104 456 6045 SH SOLE 0 0 6045 GSK PLC SPONSORED ADR 37733W105 456 10480 SH SOLE 0 0 10480 HERSHEY CO COM 427866108 933 4335 SH SOLE 0 0 4335 HOME DEPOT INC COM 437076102 1171 4269 SH SOLE 0 0 4269 HONEYWELL INTL INC COM 438516106 3141 18070 SH SOLE 0 0 18070 HP INC COM 40434L105 225 6868 SH SOLE 0 0 6868 HUMANA INC COM 444859102 271 580 SH SOLE 0 0 580 ILLINOIS TOOL WKS INC COM 452308109 288 1581 SH SOLE 0 0 1581 INTEL CORP COM 458140100 3590 95962 SH SOLE 0 0 95962 INTERNATIONAL BUSINESS MACHS COM 459200101 4467 31635 SH SOLE 0 0 31635 INVESCO PA VALUE MUN INC TR COM 46132K109 653 62455 SH SOLE 0 0 62455 INVESCO QQQ TR UNIT SER 1 46090E103 701 2502 SH SOLE 0 0 2502 IONIS PHARMACEUTICALS INC COM 462222100 5525 149250 SH SOLE 0 0 149250 ISHARES INC CORE MSCI EMKT 46434G103 16019 326522 SH SOLE 0 0 326522 ISHARES TR BLACKROCK ULTRA 46434V878 200 3999 SH SOLE 0 0 3999 ISHARES TR CORE MSCI EAFE 46432F842 16240 275952 SH SOLE 0 0 275952 ISHARES TR CORE S&P MCP ETF 464287507 1033 4568 SH SOLE 0 0 4568 ISHARES TR CORE S&P SCP ETF 464287804 66991 724928 SH SOLE 0 0 724928 ISHARES TR CORE S&P TTL STK 464287150 21214 253212 SH SOLE 0 0 253212 ISHARES TR CORE S&P500 ETF 464287200 53228 140386 SH SOLE 0 0 140386 ISHARES TR CORE US AGGBD ET 464287226 30911 304007 SH SOLE 0 0 304007 ISHARES TR ESG AWARE MSCI 46435U663 272 8639 SH SOLE 0 0 8639 ISHARES TR ESG AWR MSCI USA 46435G425 388 4620 SH SOLE 0 0 4620 ISHARES TR ESG AWR US AGRGT 46435U549 536 10960 SH SOLE 0 0 10960 ISHARES TR ESG MSCI EM LDRS 46436E601 280 5905 SH SOLE 0 0 5905 ISHARES TR IBOXX HI YD ETF 464288513 538 7312 SH SOLE 0 0 7312 ISHARES TR IBOXX INV CP ETF 464287242 9970 90610 SH SOLE 0 0 90610 ISHARES TR ISHS 1-5YR INVS 464288646 286 5650 SH SOLE 0 0 5650 ISHARES TR JPMORGAN USD EMG 464288281 22046 258390 SH SOLE 0 0 258390 ISHARES TR MSCI EAFE ETF 464287465 1920 30720 SH SOLE 0 0 30720 ISHARES TR MSCI EMG MKT ETF 464287234 1509 37643 SH SOLE 0 0 37643 ISHARES TR NATIONAL MUN ETF 464288414 213 2004 SH SOLE 0 0 2004 ISHARES TR RUS 1000 ETF 464287622 248 1193 SH SOLE 0 0 1193 ISHARES TR RUS MD CP GR ETF 464287481 315 3979 SH SOLE 0 0 3979 ISHARES TR RUS MID CAP ETF 464287499 672 10400 SH SOLE 0 0 10400 ISHARES TR S&P 100 ETF 464287101 743 4306 SH SOLE 0 0 4306 ISHARES TR U.S. MED DVC ETF 464288810 474 9392 SH SOLE 0 0 9392 J P MORGAN EXCHANGE TRADED F ULTRA SHRT INC 46641Q837 4785 95535 SH SOLE 0 0 95535 JACOBS ENGR GROUP INC COM 469814107 229 1800 SH SOLE 0 0 1800 JOHNSON & JOHNSON COM 478160104 23220 130808 SH SOLE 0 0 130808 JOHNSON CTLS INTL PLC SHS G51502105 245 5112 SH SOLE 0 0 5112 JPMORGAN CHASE & CO COM 46625H100 15793 140245 SH SOLE 0 0 140245 KARYOPHARM THERAPEUTICS INC NOTE 3.000%10/1 48576UAA4 73 100000 PRN SOLE 0 0 100000 KEYCORP COM 493267108 207 11989 SH SOLE 0 0 11989 KIMBERLY-CLARK CORP COM 494368103 922 6825 SH SOLE 0 0 6825 KINDER MORGAN INC DEL COM 49456B101 306 18235 SH SOLE 0 0 18235 LILLY ELI & CO COM 532457108 1127 3477 SH SOLE 0 0 3477 LINDE PLC SHS G5494J103 330 1146 SH SOLE 0 0 1146 LOCKHEED MARTIN CORP COM 539830109 982 2283 SH SOLE 0 0 2283 M & T BK CORP COM 55261F104 315 1974 SH SOLE 0 0 1974 MASCO CORP COM 574599106 435 8595 SH SOLE 0 0 8595 MASTERCARD INCORPORATED CL A 57636Q104 1061 3363 SH SOLE 0 0 3363 MCDONALDS CORP COM 580135101 8296 33605 SH SOLE 0 0 33605 MEDTRONIC PLC SHS G5960L103 575 6407 SH SOLE 0 0 6407 MERCK & CO INC COM 58933Y105 5638 61842 SH SOLE 0 0 61842 META PLATFORMS INC CL A 30303M102 831 5156 SH SOLE 0 0 5156 MICROSOFT CORP COM 594918104 42715 166314 SH SOLE 0 0 166314 MONDELEZ INTL INC CL A 609207105 795 12805 SH SOLE 0 0 12805 MORGAN STANLEY COM NEW 617446448 315 4144 SH SOLE 0 0 4144 MUELLER WTR PRODS INC COM SER A 624758108 387 33020 SH SOLE 0 0 33020 NEXTERA ENERGY INC COM 65339F101 11707 151141 SH SOLE 0 0 151141 NORTHROP GRUMMAN CORP COM 666807102 310 648 SH SOLE 0 0 648 NUSHARES ETF TR NUVEEN ESG MIDCP 67092P409 288 8387 SH SOLE 0 0 8387 NUTRIEN LTD COM 67077M108 334 4185 SH SOLE 0 0 4185 NUVEEN MUN VALUE FD INC COM 670928100 113 12622 SH SOLE 0 0 12622 NUVEEN PENNSYLVANIA QLT MUN COM 670972108 192 15778 SH SOLE 0 0 15778 NVIDIA CORPORATION COM 67066G104 11970 78962 SH SOLE 0 0 78962 ORACLE CORP COM 68389X105 524 7504 SH SOLE 0 0 7504 PAYCHEX INC COM 704326107 2188 19216 SH SOLE 0 0 19216 PAYPAL HLDGS INC COM 70450Y103 1265 18107 SH SOLE 0 0 18107 PEPSICO INC COM 713448108 5328 31971 SH SOLE 0 0 31971 PFIZER INC COM 717081103 9337 178084 SH SOLE 0 0 178084 PHILIP MORRIS INTL INC COM 718172109 300 3034 SH SOLE 0 0 3034 PNC FINL SVCS GROUP INC COM 693475105 10337 65521 SH SOLE 0 0 65521 PPG INDS INC COM 693506107 753 6586 SH SOLE 0 0 6586 PPL CORP COM 69351T106 1781 65663 SH SOLE 0 0 65663 PROCTER AND GAMBLE CO COM 742718109 17155 119306 SH SOLE 0 0 119306 PROLOGIS INC. COM 74340W103 20315 172671 SH SOLE 0 0 172671 PUBLIC SVC ENTERPRISE GRP IN COM 744573106 291 4599 SH SOLE 0 0 4599 QUALCOMM INC COM 747525103 10654 83401 SH SOLE 0 0 83401 RAYTHEON TECHNOLOGIES CORP COM 75513E101 785 8165 SH SOLE 0 0 8165 S&P GLOBAL INC COM 78409V104 8192 24303 SH SOLE 0 0 24303 SCHLUMBERGER LTD COM STK 806857108 1864 52116 SH SOLE 0 0 52116 SCHWAB CHARLES CORP COM 808513105 6842 108297 SH SOLE 0 0 108297 SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797 412 5752 SH SOLE 0 0 5752 SCHWAB STRATEGIC TR US LCAP GR ETF 808524300 253 4370 SH SOLE 0 0 4370 SCHWAB STRATEGIC TR US MID-CAP ETF 808524508 88956 1418077 SH SOLE 0 0 1418077 SCHWAB STRATEGIC TR US SML CAP ETF 808524607 471 12074 SH SOLE 0 0 12074 SELECT SECTOR SPDR TR ENERGY 81369Y506 590 8256 SH SOLE 0 0 8256 SELECT SECTOR SPDR TR SBI INT-UTILS 81369Y886 413 5896 SH SOLE 0 0 5896 SHELL PLC SPON ADS 780259305 438 8376 SH SOLE 0 0 8376 SHERWIN WILLIAMS CO COM 824348106 4516 20168 SH SOLE 0 0 20168 SHOPIFY INC CL A 82509L107 200 6410 SH SOLE 0 0 6410 SOUTH JERSEY INDS INC COM 838518108 224 6558 SH SOLE 0 0 6558 SOUTHERN CO COM 842587107 475 6660 SH SOLE 0 0 6660 SPDR GOLD TR GOLD SHS 78463V107 306 1816 SH SOLE 0 0 1816 SPDR S&P 500 ETF TR TR UNIT 78462F103 13687 36281 SH SOLE 0 0 36281 SPDR S&P MIDCAP 400 ETF TR UTSER1 S&PDCRP 78467Y107 535 1294 SH SOLE 0 0 1294 SPDR SER TR BLOOMBERG HIGH Y 78468R622 11780 129866 SH SOLE 0 0 129866 SPDR SER TR DJ REIT ETF 78464A607 204 2147 SH SOLE 0 0 2147 SPDR SER TR PORTFOLIO INTRMD 78464A375 2976 91209 SH SOLE 0 0 91209 SPDR SER TR PORTFOLIO SHORT 78464A474 11450 385117 SH SOLE 0 0 385117 SPDR SER TR S&P 600 SML CAP 78464A813 456 5700 SH SOLE 0 0 5700 SPROTT PHYSICAL GOLD & SILVE TR UNIT 85208R101 393 23348 SH SOLE 0 0 23348 STANLEY BLACK & DECKER INC COM 854502101 355 3383 SH SOLE 0 0 3383 STATE STR CORP COM 857477103 254 4120 SH SOLE 0 0 4120 STRYKER CORPORATION COM 863667101 7460 37502 SH SOLE 0 0 37502 TAKE-TWO INTERACTIVE SOFTWAR COM 874054109 2263 18470 SH SOLE 0 0 18470 TARGET CORP COM 87612E106 6747 47776 SH SOLE 0 0 47776 TELEFLEX INCORPORATED COM 879369106 1902 7738 SH SOLE 0 0 7738 TESLA INC COM 88160R101 255 378 SH SOLE 0 0 378 TEXAS INSTRS INC COM 882508104 758 4933 SH SOLE 0 0 4933 TEXAS PACIFIC LAND CORPORATI COM 88262P102 310 208 SH SOLE 0 0 208 TEXTRON INC COM 883203101 743 12166 SH SOLE 0 0 12166 TRANE TECHNOLOGIES PLC SHS G8994E103 5566 42855 SH SOLE 0 0 42855 TRAVELERS COMPANIES INC COM 89417E109 337 1992 SH SOLE 0 0 1992 TWO HBRS INVT CORP COM NEW 90187B408 50 10125 SH SOLE 0 0 10125 TYSON FOODS INC CL A 902494103 2374 27586 SH SOLE 0 0 27586 UNION PAC CORP COM 907818108 504 2361 SH SOLE 0 0 2361 UNITED PARCEL SERVICE INC CL B 911312106 347 1899 SH SOLE 0 0 1899 UNIVEST FINANCIAL CORPORATIO COM 915271100 884 34758 SH SOLE 0 0 34758 VANECK ETF TRUST OIL SERVICES ETF 92189H607 231 995 SH SOLE 0 0 995 VANGUARD ADMIRAL FDS INC MIDCP 400 GRTH 921932869 223 1411 SH SOLE 0 0 1411 VANGUARD BD INDEX FDS INTERMED TERM 921937819 1990 25622 SH SOLE 0 0 25622 VANGUARD BD INDEX FDS LONG TERM BOND 921937793 1701 21332 SH SOLE 0 0 21332 VANGUARD BD INDEX FDS SHORT TRM BOND 921937827 2224 28968 SH SOLE 0 0 28968 VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835 367 4872 SH SOLE 0 0 4872 VANGUARD BD INDEX FDS VANGUARD ULTRA 92203C303 389 7910 SH SOLE 0 0 7910 VANGUARD CHARLOTTE FDS TOTAL INT BD ETF 92203J407 1725 34830 SH SOLE 0 0 34830 VANGUARD INDEX FDS GROWTH ETF 922908736 6616 29681 SH SOLE 0 0 29681 VANGUARD INDEX FDS LARGE CAP ETF 922908637 3203 18583 SH SOLE 0 0 18583 VANGUARD INDEX FDS MCAP GR IDXVIP 922908538 290 1652 SH SOLE 0 0 1652 VANGUARD INDEX FDS MCAP VL IDXVIP 922908512 260 2009 SH SOLE 0 0 2009 VANGUARD INDEX FDS MID CAP ETF 922908629 24793 125874 SH SOLE 0 0 125874 VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 975 2810 SH SOLE 0 0 2810 VANGUARD INDEX FDS SMALL CP ETF 922908751 23724 134712 SH SOLE 0 0 134712 VANGUARD INDEX FDS SML CP GRW ETF 922908595 271 1378 SH SOLE 0 0 1378 VANGUARD INDEX FDS TOTAL STK MKT 922908769 2046 10849 SH SOLE 0 0 10849 VANGUARD INDEX FDS VALUE ETF 922908744 6325 47958 SH SOLE 0 0 47958 VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775 10781 215792 SH SOLE 0 0 215792 VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 91171 2188986 SH SOLE 0 0 2188986 VANGUARD SCOTTSDALE FDS MTG-BKD SECS ETF 92206C771 751 15710 SH SOLE 0 0 15710 VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409 252 3305 SH SOLE 0 0 3305 VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 377 2626 SH SOLE 0 0 2626 VANGUARD STAR FDS VG TL INTL STK F 921909768 653 12659 SH SOLE 0 0 12659 VANGUARD TAX-MANAGED INTL FD VAN FTSE DEV MKT 921943858 74824 1833920 SH SOLE 0 0 1833920 VANGUARD WHITEHALL FDS EM MK GOV BD ETF 921946885 4718 76960 SH SOLE 0 0 76960 VANGUARD WORLD FDS CONSUM DIS ETF 92204A108 242 1063 SH SOLE 0 0 1063 VANGUARD WORLD FDS FINANCIALS ETF 92204A405 607 7870 SH SOLE 0 0 7870 VANGUARD WORLD FDS INF TECH ETF 92204A702 395 1209 SH SOLE 0 0 1209 VERIZON COMMUNICATIONS INC COM 92343V104 5908 116415 SH SOLE 0 0 116415 VISA INC COM CL A 92826C839 14819 75264 SH SOLE 0 0 75264 WALMART INC COM 931142103 323 2657 SH SOLE 0 0 2657 WARNER BROS DISCOVERY INC COM SER A 934423104 167 12468 SH SOLE 0 0 12468 WASTE MGMT INC DEL COM 94106L109 7032 45969 SH SOLE 0 0 45969 WEC ENERGY GROUP INC COM 92939U106 295 2936 SH SOLE 0 0 2936 WELLS FARGO CO NEW COM 949746101 857 21867 SH SOLE 0 0 21867 WESTERN DIGITAL CORP. COM 958102105 949 21168 SH SOLE 0 0 21168 WEYERHAEUSER CO MTN BE COM NEW 962166104 550 16610 SH SOLE 0 0 16610 WILLIAMS COS INC COM 969457100 483 15463 SH SOLE 0 0 15463 ZIMMER BIOMET HOLDINGS INC COM 98956P102 640 6089 SH SOLE 0 0 6089 ZOETIS INC CL A 98978V103 10430 60676 SH SOLE 0 0 60676