The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO COM 88579Y101 3,351 22,510 SH   SOLE   0 0 22,510
ABBOTT LABS COM 002824100 4,896 41,369 SH   SOLE   0 0 41,369
ABBVIE INC COM 00287Y109 5,063 31,233 SH   SOLE   0 0 31,233
ACCENTURE PLC IRELAND SHS CLASS A G1151C101 1,110 3,291 SH   SOLE   0 0 3,291
ADOBE SYSTEMS INCORPORATED COM 00724F101 1,859 4,080 SH   SOLE   0 0 4,080
AIR PRODS & CHEMS INC COM 009158106 697 2,788 SH   SOLE   0 0 2,788
ALLSTATE CORP COM 020002101 453 3,274 SH   SOLE   0 0 3,274
ALPHABET INC CAP STK CL A 02079K305 17,698 6,363 SH   SOLE   0 0 6,363
ALPHABET INC CAP STK CL C 02079K107 1,151 412 SH   SOLE   0 0 412
ALTRIA GROUP INC COM 02209S103 274 5,248 SH   SOLE   0 0 5,248
AMAZON COM INC COM 023135106 18,301 5,614 SH   SOLE   0 0 5,614
AMEREN CORP COM 023608102 357 3,805 SH   SOLE   0 0 3,805
AMERICAN ELEC PWR CO INC COM 025537101 407 4,081 SH   SOLE   0 0 4,081
AMERICAN EXPRESS CO COM 025816109 2,271 12,144 SH   SOLE   0 0 12,144
AMERICAN TOWER CORP NEW COM 03027X100 9,148 36,413 SH   SOLE   0 0 36,413
AMERIPRISE FINL INC COM 03076C106 292 973 SH   SOLE   0 0 973
AMGEN INC COM 031162100 890 3,681 SH   SOLE   0 0 3,681
ANGION BIOMEDICA CORP COM 03476J107 121 56,847 SH   SOLE   0 0 56,847
ANNALY CAPITAL MANAGEMENT IN COM 035710409 97 13,800 SH   SOLE   0 0 13,800
APPLE INC COM 037833100 56,596 324,126 SH   SOLE   0 0 324,126
APPLIED MATLS INC COM 038222105 274 2,080 SH   SOLE   0 0 2,080
AT&T INC COM 00206R102 1,180 49,951 SH   SOLE   0 0 49,951
ATMOS ENERGY CORP COM 049560105 300 2,510 SH   SOLE   0 0 2,510
AUTOMATIC DATA PROCESSING IN COM 053015103 5,727 25,168 SH   SOLE   0 0 25,168
BANK NEW YORK MELLON CORP COM 064058100 265 5,340 SH   SOLE   0 0 5,340
BARCLAYS BANK PLC DJUBS CMDT ETN36 06738C778 22,898 620,381 SH   SOLE   0 0 620,381
BAXTER INTL INC COM 071813109 602 7,760 SH   SOLE   0 0 7,760
BECTON DICKINSON & CO COM 075887109 560 2,106 SH   SOLE   0 0 2,106
BENTLEY SYS INC COM CL B 08265T208 3,855 87,267 SH   SOLE   0 0 87,267
BERKSHIRE HATHAWAY INC DEL CL A 084670108 1,587 3 SH   SOLE   0 0 3
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 6,974 19,761 SH   SOLE   0 0 19,761
BK OF AMERICA CORP COM 060505104 1,541 37,391 SH   SOLE   0 0 37,391
BLACKROCK INC COM 09247X101 8,016 10,490 SH   SOLE   0 0 10,490
BLACKSTONE INC COM 09260D107 335 2,640 SH   SOLE   0 0 2,640
BOEING CO COM 097023105 876 4,576 SH   SOLE   0 0 4,576
BRISTOL-MYERS SQUIBB CO COM 110122108 3,177 43,503 SH   SOLE   0 0 43,503
BROADCOM INC COM 11135F101 205 326 SH   SOLE   0 0 326
BRUKER CORP COM 116794108 871 13,546 SH   SOLE   0 0 13,546
CANADIAN PAC RY LTD COM 13645T100 349 4,230 SH   SOLE   0 0 4,230
CARLISLE COS INC COM 142339100 648 2,634 SH   SOLE   0 0 2,634
CATERPILLAR INC COM 149123101 2,807 12,598 SH   SOLE   0 0 12,598
CENTERPOINT ENERGY INC COM 15189T107 1,556 50,796 SH   SOLE   0 0 50,796
CHEVRON CORP NEW COM 166764100 21,039 129,209 SH   SOLE   0 0 129,209
CHUBB LIMITED COM H1467J104 473 2,210 SH   SOLE   0 0 2,210
CIGNA CORP NEW COM 125523100 626 2,614 SH   SOLE   0 0 2,614
CISCO SYS INC COM 17275R102 3,809 68,316 SH   SOLE   0 0 68,316
CMS ENERGY CORP COM 125896100 1,557 22,264 SH   SOLE   0 0 22,264
COCA COLA CO COM 191216100 2,723 43,920 SH   SOLE   0 0 43,920
COLGATE PALMOLIVE CO COM 194162103 352 4,643 SH   SOLE   0 0 4,643
COMCAST CORP NEW CL A 20030N101 10,959 234,058 SH   SOLE   0 0 234,058
CONOCOPHILLIPS COM 20825C104 429 4,287 SH   SOLE   0 0 4,287
CONSTELLATION ENERGY CORP COM 21037T109 258 4,583 SH   SOLE   0 0 4,583
CORNING INC COM 219350105 2,707 73,332 SH   SOLE   0 0 73,332
CORTEVA INC COM 22052L104 494 8,602 SH   SOLE   0 0 8,602
COSTCO WHSL CORP NEW COM 22160K105 12,568 21,824 SH   SOLE   0 0 21,824
CSX CORP COM 126408103 10,556 281,877 SH   SOLE   0 0 281,877
CUMMINS INC COM 231021106 268 1,308 SH   SOLE   0 0 1,308
CVS HEALTH CORP COM 126650100 11,033 109,015 SH   SOLE   0 0 109,015
D R HORTON INC COM 23331A109 7,035 94,411 SH   SOLE   0 0 94,411
DANAHER CORPORATION COM 235851102 12,289 41,895 SH   SOLE   0 0 41,895
DEERE & CO COM 244199105 8,560 20,605 SH   SOLE   0 0 20,605
DIGITAL RLTY TR INC COM 253868103 879 6,199 SH   SOLE   0 0 6,199
DISNEY WALT CO COM 254687106 11,267 82,141 SH   SOLE   0 0 82,141
DNP SELECT INCOME FD INC COM 23325P104 367 31,062 SH   SOLE   0 0 31,062
DOLLAR GEN CORP NEW COM 256677105 1,460 6,557 SH   SOLE   0 0 6,557
DOMINION ENERGY INC COM 25746U109 784 9,232 SH   SOLE   0 0 9,232
DOW INC COM 260557103 261 4,097 SH   SOLE   0 0 4,097
DUKE ENERGY CORP NEW COM NEW 26441C204 3,048 27,299 SH   SOLE   0 0 27,299
DUPONT DE NEMOURS INC COM 26614N102 221 3,010 SH   SOLE   0 0 3,010
EASTMAN CHEM CO COM 277432100 471 4,200 SH   SOLE   0 0 4,200
EATON CORP PLC SHS G29183103 687 4,530 SH   SOLE   0 0 4,530
ECOLAB INC COM 278865100 6,850 38,795 SH   SOLE   0 0 38,795
EDWARDS LIFESCIENCES CORP COM 28176E108 641 5,443 SH   SOLE   0 0 5,443
EMERSON ELEC CO COM 291011104 2,758 28,130 SH   SOLE   0 0 28,130
ENBRIDGE INC COM 29250N105 1,527 33,148 SH   SOLE   0 0 33,148
ENERGY TRANSFER L P COM UT LTD PTN 29273V100 623 55,660 SH   SOLE   0 0 55,660
ESSENTIAL UTILS INC COM 29670G102 4,903 95,895 SH   SOLE   0 0 95,895
EXELON CORP COM 30161N101 750 15,754 SH   SOLE   0 0 15,754
EXXON MOBIL CORP COM 30231G102 5,656 68,485 SH   SOLE   0 0 68,485
FEDERAL SIGNAL CORP COM 313855108 524 15,524 SH   SOLE   0 0 15,524
FORD MTR CO DEL COM 345370860 8,619 509,680 SH   SOLE   0 0 509,680
FREEPORT-MCMORAN INC CL B 35671D857 451 9,076 SH   SOLE   0 0 9,076
GENERAL ELECTRIC CO COM NEW 369604301 517 5,647 SH   SOLE   0 0 5,647
GENERAL MLS INC COM 370334104 443 6,545 SH   SOLE   0 0 6,545
GLAXOSMITHKLINE PLC SPONSORED ADR 37733W105 493 11,315 SH   SOLE   0 0 11,315
HERSHEY CO COM 427866108 939 4,335 SH   SOLE   0 0 4,335
HOME DEPOT INC COM 437076102 1,375 4,594 SH   SOLE   0 0 4,594
HONEYWELL INTL INC COM 438516106 3,530 18,140 SH   SOLE   0 0 18,140
HP INC COM 40434L105 249 6,868 SH   SOLE   0 0 6,868
HUMANA INC COM 444859102 252 580 SH   SOLE   0 0 580
ILLINOIS TOOL WKS INC COM 452308109 342 1,632 SH   SOLE   0 0 1,632
INTEL CORP COM 458140100 4,986 100,603 SH   SOLE   0 0 100,603
INTERNATIONAL BUSINESS MACHS COM 459200101 4,055 31,185 SH   SOLE   0 0 31,185
INTUITIVE SURGICAL INC COM NEW 46120E602 209 693 SH   SOLE   0 0 693
INVESCO PA VALUE MUN INC TR COM 46132K109 838 71,786 SH   SOLE   0 0 71,786
INVESCO QQQ TR UNIT SER 1 46090E103 846 2,333 SH   SOLE   0 0 2,333
IONIS PHARMACEUTICALS INC COM 462222100 5,547 149,745 SH   SOLE   0 0 149,745
ISHARES INC CORE MSCI EMKT 46434G103 21,907 394,367 SH   SOLE   0 0 394,367
ISHARES TR BLACKROCK ULTRA 46434V878 201 3,999 SH   SOLE   0 0 3,999
ISHARES TR CORE MSCI EAFE 46432F842 21,756 312,990 SH   SOLE   0 0 312,990
ISHARES TR CORE S&P MCP ETF 464287507 455 1,695 SH   SOLE   0 0 1,695
ISHARES TR CORE S&P SCP ETF 464287804 81,898 759,155 SH   SOLE   0 0 759,155
ISHARES TR CORE S&P TTL STK 464287150 24,936 247,041 SH   SOLE   0 0 247,041
ISHARES TR CORE S&P500 ETF 464287200 64,990 143,248 SH   SOLE   0 0 143,248
ISHARES TR CORE US AGGBD ET 464287226 35,904 335,237 SH   SOLE   0 0 335,237
ISHARES TR ESG AW MSCI EAFE 46435G516 206 2,800 SH   SOLE   0 0 2,800
ISHARES TR ESG AWARE MSCI 46435U663 357 9,377 SH   SOLE   0 0 9,377
ISHARES TR ESG AWR MSCI USA 46435G425 546 5,387 SH   SOLE   0 0 5,387
ISHARES TR ESG AWR US AGRGT 46435U549 574 11,121 SH   SOLE   0 0 11,121
ISHARES TR ESG MSCI EM LDRS 46436E601 435 8,075 SH   SOLE   0 0 8,075
ISHARES TR IBOXX INV CP ETF 464287242 12,605 104,223 SH   SOLE   0 0 104,223
ISHARES TR ISHS 1-5YR INVS 464288646 294 5,690 SH   SOLE   0 0 5,690
ISHARES TR JPMORGAN USD EMG 464288281 26,186 267,865 SH   SOLE   0 0 267,865
ISHARES TR MSCI EAFE ETF 464287465 2,261 30,720 SH   SOLE   0 0 30,720
ISHARES TR MSCI EMG MKT ETF 464287234 1,700 37,643 SH   SOLE   0 0 37,643
ISHARES TR NATIONAL MUN ETF 464288414 332 3,027 SH   SOLE   0 0 3,027
ISHARES TR RUS 1000 ETF 464287622 877 3,507 SH   SOLE   0 0 3,507
ISHARES TR RUS MD CP GR ETF 464287481 290 2,889 SH   SOLE   0 0 2,889
ISHARES TR RUS MID CAP ETF 464287499 961 12,316 SH   SOLE   0 0 12,316
ISHARES TR RUSSELL 2000 ETF 464287655 200 974 SH   SOLE   0 0 974
ISHARES TR S&P 100 ETF 464287101 926 4,442 SH   SOLE   0 0 4,442
ISHARES TR U.S. MED DVC ETF 464288810 445 7,302 SH   SOLE   0 0 7,302
J P MORGAN EXCHANGE-TRADED F ULTRA SHRT INC 46641Q837 5,263 104,693 SH   SOLE   0 0 104,693
JACOBS ENGR GROUP INC COM 469814107 258 1,872 SH   SOLE   0 0 1,872
JOHNSON & JOHNSON COM 478160104 23,274 131,323 SH   SOLE   0 0 131,323
JOHNSON CTLS INTL PLC SHS G51502105 395 6,024 SH   SOLE   0 0 6,024
JPMORGAN CHASE & CO COM 46625H100 18,706 137,221 SH   SOLE   0 0 137,221
KARYOPHARM THERAPEUTICS INC NOTE 3.000%10/1 48576UAA4 84 100,000 PRN   SOLE   0 0 100,000
KEYCORP COM 493267108 268 11,989 SH   SOLE   0 0 11,989
KIMBERLY-CLARK CORP COM 494368103 933 7,572 SH   SOLE   0 0 7,572
KINDER MORGAN INC DEL COM 49456B101 338 17,896 SH   SOLE   0 0 17,896
LIBERTY ALL STAR EQUITY FD SH BEN INT 530158104 512 63,331 SH   SOLE   0 0 63,331
LILLY ELI & CO COM 532457108 1,043 3,642 SH   SOLE   0 0 3,642
LINDE PLC SHS G5494J103 374 1,171 SH   SOLE   0 0 1,171
LOCKHEED MARTIN CORP COM 539830109 1,058 2,398 SH   SOLE   0 0 2,398
MASCO CORP COM 574599106 464 9,095 SH   SOLE   0 0 9,095
MASTERCARD INCORPORATED CL A 57636Q104 1,244 3,480 SH   SOLE   0 0 3,480
MCDONALDS CORP COM 580135101 8,440 34,130 SH   SOLE   0 0 34,130
MEDTRONIC PLC SHS G5960L103 719 6,482 SH   SOLE   0 0 6,482
MERCK & CO INC COM 58933Y105 5,401 65,827 SH   SOLE   0 0 65,827
META PLATFORMS INC CL A 30303M102 1,209 5,436 SH   SOLE   0 0 5,436
MICROSOFT CORP COM 594918104 51,174 165,983 SH   SOLE   0 0 165,983
MONDELEZ INTL INC CL A 609207105 828 13,190 SH   SOLE   0 0 13,190
MORGAN STANLEY COM NEW 617446448 382 4,375 SH   SOLE   0 0 4,375
MUELLER WTR PRODS INC COM SER A 624758108 469 36,270 SH   SOLE   0 0 36,270
NETFLIX INC COM 64110L106 232 620 SH   SOLE   0 0 620
NEXTERA ENERGY INC COM 65339F101 12,510 147,685 SH   SOLE   0 0 147,685
NIKE INC CL B 654106103 284 2,109 SH   SOLE   0 0 2,109
NORTHROP GRUMMAN CORP COM 666807102 270 603 SH   SOLE   0 0 603
NUSHARES ETF TR NUVEEN ESG MIDCP 67092P409 441 10,058 SH   SOLE   0 0 10,058
NUTRIEN LTD COM 67077M108 473 4,548 SH   SOLE   0 0 4,548
NUVEEN MUN VALUE FD INC COM 670928100 124 12,942 SH   SOLE   0 0 12,942
NUVEEN PENNSYLVANIA QLT MUN COM 670972108 218 16,141 SH   SOLE   0 0 16,141
NUVEEN SELECT TAX-FREE INCOM SH BEN INT 67062F100 282 19,563 SH   SOLE   0 0 19,563
NVIDIA CORPORATION COM 67066G104 18,563 68,031 SH   SOLE   0 0 68,031
ORACLE CORP COM 68389X105 627 7,578 SH   SOLE   0 0 7,578
PAYCHEX INC COM 704326107 2,764 20,253 SH   SOLE   0 0 20,253
PAYPAL HLDGS INC COM 70450Y103 5,358 46,328 SH   SOLE   0 0 46,328
PEPSICO INC COM 713448108 5,405 32,290 SH   SOLE   0 0 32,290
PFIZER INC COM 717081103 9,617 185,767 SH   SOLE   0 0 185,767
PHILIP MORRIS INTL INC COM 718172109 308 3,274 SH   SOLE   0 0 3,274
PNC FINL SVCS GROUP INC COM 693475105 12,354 66,979 SH   SOLE   0 0 66,979
PPG INDS INC COM 693506107 863 6,586 SH   SOLE   0 0 6,586
PPL CORP COM 69351T106 1,989 69,648 SH   SOLE   0 0 69,648
PROCTER AND GAMBLE CO COM 742718109 16,952 110,943 SH   SOLE   0 0 110,943
PROLOGIS INC. COM 74340W103 27,883 172,671 SH   SOLE   0 0 172,671
PUBLIC SVC ENTERPRISE GRP IN COM 744573106 378 5,399 SH   SOLE   0 0 5,399
QUALCOMM INC COM 747525103 11,992 78,473 SH   SOLE   0 0 78,473
RAYTHEON TECHNOLOGIES CORP COM 75513E101 814 8,215 SH   SOLE   0 0 8,215
S&P GLOBAL INC COM 78409V104 9,933 24,217 SH   SOLE   0 0 24,217
SCHLUMBERGER LTD COM STK 806857108 2,565 62,092 SH   SOLE   0 0 62,092
SCHWAB CHARLES CORP COM 808513105 8,706 103,265 SH   SOLE   0 0 103,265
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797 465 5,891 SH   SOLE   0 0 5,891
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300 219 2,925 SH   SOLE   0 0 2,925
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508 107,742 1,420,270 SH   SOLE   0 0 1,420,270
SCHWAB STRATEGIC TR US SML CAP ETF 808524607 585 12,362 SH   SOLE   0 0 12,362
SELECT SECTOR SPDR TR ENERGY 81369Y506 506 6,615 SH   SOLE   0 0 6,615
SELECT SECTOR SPDR TR SBI INT-UTILS 81369Y886 439 5,896 SH   SOLE   0 0 5,896
SHELL PLC SPON ADS 780259305 502 9,143 SH   SOLE   0 0 9,143
SHERWIN WILLIAMS CO COM 824348106 5,045 20,210 SH   SOLE   0 0 20,210
SHOPIFY INC CL A 82509L107 433 641 SH   SOLE   0 0 641
SOUTH JERSEY INDS INC COM 838518108 330 9,564 SH   SOLE   0 0 9,564
SOUTHERN CO COM 842587107 558 7,700 SH   SOLE   0 0 7,700
SPDR GOLD TR GOLD SHS 78463V107 267 1,476 SH   SOLE   0 0 1,476
SPDR S&P 500 ETF TR TR UNIT 78462F103 16,298 36,087 SH   SOLE   0 0 36,087
SPDR S&P MIDCAP 400 ETF TR UTSER1 S&PDCRP 78467Y107 635 1,294 SH   SOLE   0 0 1,294
SPDR SER TR AEROSPACE DEF 78464A631 239 1,913 SH   SOLE   0 0 1,913
SPDR SER TR BLOOMBERG HIGH Y 78468R622 14,087 137,430 SH   SOLE   0 0 137,430
SPDR SER TR DJ REIT ETF 78464A607 252 2,147 SH   SOLE   0 0 2,147
SPDR SER TR PORTFOLIO INTRMD 78464A375 3,117 91,272 SH   SOLE   0 0 91,272
SPDR SER TR PORTFOLIO SHORT 78464A474 12,724 422,319 SH   SOLE   0 0 422,319
SPDR SER TR S&P BIOTECH 78464A870 219 2,432 SH   SOLE   0 0 2,432
SPROTT PHYSICAL GOLD & SILVE TR UNIT 85208R101 452 23,348 SH   SOLE   0 0 23,348
STANLEY BLACK & DECKER INC COM 854502101 473 3,383 SH   SOLE   0 0 3,383
STARBUCKS CORP COM 855244109 236 2,590 SH   SOLE   0 0 2,590
STATE STR CORP COM 857477103 630 7,235 SH   SOLE   0 0 7,235
STRYKER CORPORATION COM 863667101 9,843 36,817 SH   SOLE   0 0 36,817
TARGET CORP COM 87612E106 9,979 47,023 SH   SOLE   0 0 47,023
TELEFLEX INCORPORATED COM 879369106 2,766 7,795 SH   SOLE   0 0 7,795
TESLA INC COM 88160R101 407 378 SH   SOLE   0 0 378
TEXAS INSTRS INC COM 882508104 905 4,933 SH   SOLE   0 0 4,933
TEXAS PACIFIC LAND CORPORATI COM 88262P102 322 238 SH   SOLE   0 0 238
TEXTRON INC COM 883203101 985 13,248 SH   SOLE   0 0 13,248
TRANE TECHNOLOGIES PLC SHS G8994E103 6,703 43,896 SH   SOLE   0 0 43,896
TRAVELERS COMPANIES INC COM 89417E109 366 2,002 SH   SOLE   0 0 2,002
TWO HBRS INVT CORP COM NEW 90187B408 69 12,465 SH   SOLE   0 0 12,465
TYSON FOODS INC CL A 902494103 7,708 86,003 SH   SOLE   0 0 86,003
UNION PAC CORP COM 907818108 649 2,376 SH   SOLE   0 0 2,376
UNITED PARCEL SERVICE INC CL B 911312106 429 1,999 SH   SOLE   0 0 1,999
UNIVEST FINANCIAL CORPORATIO COM 915271100 930 34,758 SH   SOLE   0 0 34,758
V F CORP COM 918204108 236 4,152 SH   SOLE   0 0 4,152
VANECK ETF TRUST OIL SERVICES ETF 92189H607 281 995 SH   SOLE   0 0 995
VANGUARD ADMIRAL FDS INC MIDCP 400 GRTH 921932869 271 1,411 SH   SOLE   0 0 1,411
VANGUARD BD INDEX FDS INTERMED TERM 921937819 1,328 16,212 SH   SOLE   0 0 16,212
VANGUARD BD INDEX FDS LONG TERM BOND 921937793 1,332 14,531 SH   SOLE   0 0 14,531
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827 2,809 36,059 SH   SOLE   0 0 36,059
VANGUARD BD INDEX FDS VANGUARD ULTRA 92203C303 444 8,984 SH   SOLE   0 0 8,984
VANGUARD CHARLOTTE FDS TOTAL INT BD ETF 92203J407 1,855 35,373 SH   SOLE   0 0 35,373
VANGUARD INDEX FDS GROWTH ETF 922908736 8,241 28,656 SH   SOLE   0 0 28,656
VANGUARD INDEX FDS LARGE CAP ETF 922908637 1,927 9,242 SH   SOLE   0 0 9,242
VANGUARD INDEX FDS MCAP GR IDXVIP 922908538 372 1,670 SH   SOLE   0 0 1,670
VANGUARD INDEX FDS MCAP VL IDXVIP 922908512 317 2,121 SH   SOLE   0 0 2,121
VANGUARD INDEX FDS MID CAP ETF 922908629 27,630 116,169 SH   SOLE   0 0 116,169
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 1,152 2,776 SH   SOLE   0 0 2,776
VANGUARD INDEX FDS SMALL CP ETF 922908751 24,575 115,638 SH   SOLE   0 0 115,638
VANGUARD INDEX FDS SML CP GRW ETF 922908595 281 1,134 SH   SOLE   0 0 1,134
VANGUARD INDEX FDS TOTAL STK MKT 922908769 2,342 10,285 SH   SOLE   0 0 10,285
VANGUARD INDEX FDS VALUE ETF 922908744 7,110 48,114 SH   SOLE   0 0 48,114
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775 12,001 208,383 SH   SOLE   0 0 208,383
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 95,085 2,061,239 SH   SOLE   0 0 2,061,239
VANGUARD SCOTTSDALE FDS MTG-BKD SECS ETF 92206C771 837 16,710 SH   SOLE   0 0 16,710
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409 283 3,628 SH   SOLE   0 0 3,628
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 426 2,626 SH   SOLE   0 0 2,626
VANGUARD STAR FDS VG TL INTL STK F 921909768 809 13,549 SH   SOLE   0 0 13,549
VANGUARD TAX-MANAGED INTL FD FTSE DEV MKT ETF 921943858 83,077 1,729,690 SH   SOLE   0 0 1,729,690
VANGUARD WHITEHALL FDS EMERG MKT BD ETF 921946885 4,407 63,078 SH   SOLE   0 0 63,078
VANGUARD WORLD FDS CONSUM DIS ETF 92204A108 370 1,213 SH   SOLE   0 0 1,213
VANGUARD WORLD FDS FINANCIALS ETF 92204A405 735 7,870 SH   SOLE   0 0 7,870
VANGUARD WORLD FDS INF TECH ETF 92204A702 1,626 3,903 SH   SOLE   0 0 3,903
VERIZON COMMUNICATIONS INC COM 92343V104 6,113 120,013 SH   SOLE   0 0 120,013
VISA INC COM CL A 92826C839 16,763 75,588 SH   SOLE   0 0 75,588
WALMART INC COM 931142103 416 2,793 SH   SOLE   0 0 2,793
WASTE MGMT INC DEL COM 94106L109 7,299 46,051 SH   SOLE   0 0 46,051
WEC ENERGY GROUP INC COM 92939U106 301 3,011 SH   SOLE   0 0 3,011
WELLS FARGO CO NEW COM 949746101 1,065 21,967 SH   SOLE   0 0 21,967
WESTERN DIGITAL CORP. COM 958102105 1,056 21,268 SH   SOLE   0 0 21,268
WEYERHAEUSER CO MTN BE COM NEW 962166104 635 16,764 SH   SOLE   0 0 16,764
WILLIAMS COS INC COM 969457100 534 15,975 SH   SOLE   0 0 15,975
ZIMMER BIOMET HOLDINGS INC COM 98956P102 789 6,170 SH   SOLE   0 0 6,170
ZOETIS INC CL A 98978V103 11,090 58,807 SH   SOLE   0 0 58,807