The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO COM COM 88579Y101 2,010 18,386 SH   SOLE   18,386 0 0
ABBVIE INC COM COM 00287Y109 172 4,162 SH   SOLE   4,162 0 0
ACCENTURE PLC IRELAND SHS CLAS COM G1151C101 1,740 24,184 SH   SOLE   24,184 0 0
ACE LTD SHS COM H0023R105 1,917 21,426 SH   SOLE   21,426 0 0
AEGON N V NY REGISTRY SH COM 007924103 79 11,694 SH   SOLE   11,694 0 0
AFFILIATED MANAGERS GROUP COM COM 008252108 171 1,042 SH   SOLE   1,042 0 0
ALLERGAN INC COM COM 018490102 1,046 12,420 SH   SOLE   12,420 0 0
ALPS ETF TR ALERIAN MLP ETF COM 00162Q866 250 14,000 SH   SOLE   14,000 0 0
ALTRIA GROUP INC COM COM 02209S103 202 5,786 SH   SOLE   5,786 0 0
AMC NETWORKS INC. COM 00164V103 816 12,495 SH   SOLE   12,495 0 0
AMERICAN EXPRESS CO COM COM 025816109 2,202 29,452 SH   SOLE   29,452 0 0
AMERICAN TOWER CORPORATION REI COM 03027X100 1,396 19,084 SH   SOLE   19,084 0 0
AMGEN INC COM COM 031162100 213 2,156 SH   SOLE   2,156 0 0
ANSYS INC COM COM 03662Q105 205 2,801 SH   SOLE   2,801 0 0
APPLE INC COM COM 037833100 2,902 7,317 SH   SOLE   7,317 0 0
ARBOR BANCORP INC COM 038757100 339 4,525 SH   SOLE   4,525 0 0
AT&T INC COM COM 00206R102 214 6,050 SH   SOLE   6,050 0 0
AUTONATION INC COM COM 05329W102 793 18,275 SH   SOLE   18,275 0 0
AUTOZONE INC COM COM 053332102 1,716 4,051 SH   SOLE   4,051 0 0
BEAM INC WI - COMMON STOCK COM 073730103 1,408 22,309 SH   SOLE   22,309 0 0
BERKSHIRE HATHAWAY INC DEL CL COM 846707024 494 4,418 SH   SOLE   4,418 0 0
BLACKROCK BALANCED CAP FD CL I COM 09251C506 237 9,740 SH   SOLE   9,740 0 0
BORG WARNER INC COM 099724106 141 1,635 SH   SOLE   1,635 0 0
BP PLC SPONSORED ADR COM 055622104 142 3,411 SH   SOLE   3,411 0 0
BRISTOL MYERS SQUIBB CO COM COM 110122108 173 3,871 SH   SOLE   3,871 0 0
CARREFOUR S A COM 144430204 77 13,901 SH   SOLE   13,901 0 0
CELANESE CORP DEL COM SER A COM 150870103 1,550 34,609 SH   SOLE   34,609 0 0
CELGENE CORP COM COM 151020104 2,299 19,651 SH   SOLE   19,651 0 0
CHEVRON CORP NEW COM COM 166764100 479 4,049 SH   SOLE   4,049 0 0
CHINA INFRASTRUCTURE INVT CORP COM 16944H107 0 10,000 SH   SOLE   10,000 0 0
CITIGROUP INC COM 172967424 160 3,343 SH   SOLE   3,343 0 0
CLAYMORE EXCHANGE TRD FD TR GU COM 18383M506 806 34,759 SH   SOLE   34,759 0 0
COACH INC COM COM 189754104 237 4,150 SH   SOLE   4,150 0 0
COCA COLA CO COM COM 191216100 504 12,556 SH   SOLE   12,556 0 0
COLGATE PALMOLIVE CO COM COM 194162103 335 5,856 SH   SOLE   5,856 0 0
CUMMINS INC COM COM 231021106 133 1,222 SH   SOLE   1,222 0 0
CVS CAREMARK CORPORATION COM COM 126650100 1,098 19,211 SH   SOLE   19,211 0 0
CYBERCARE INC COM COM 23243T105 0 12,100 SH   SOLE   12,100 0 0
DELTA AIR LINES INC DEL COM NE COM 247361702 193 10,303 SH   SOLE   10,303 0 0
DEUTSCHE TELEKOM AG SPONSORED COM 251566105 65 5,564 SH   SOLE   5,564 0 0
DIRECTV COM COM 25490A309 3,176 51,527 SH   SOLE   51,527 0 0
DISNEY WALT CO COM DISNEY COM 254687106 3,185 50,436 SH   SOLE   50,436 0 0
DUKE ENERGY CORP NEW COM NEW COM 26441C204 229 3,400 SH   SOLE   3,400 0 0
E M C CORP MASS COM COM 268648102 241 10,204 SH   SOLE   10,204 0 0
EATON CORP PLC SHS ISIN#IE00B8 COM G29183103 362 5,498 SH   SOLE   5,498 0 0
EBAY INC COM COM 278642103 16 312 SH   SOLE   312 0 0
EMERSON ELEC CO COM COM 291011104 193 3,540 SH   SOLE   3,540 0 0
EOG RES INC COM COM 26875P101 2,324 17,647 SH   SOLE   17,647 0 0
EXPRESS SCRIPTS HLDG CO COM COM 30219G108 209 3,383 SH   SOLE   3,383 0 0
EXXON MOBIL CORP COM COM 30231G102 618 6,838 SH   SOLE   6,838 0 0
FIRSTMERIT CORP COM COM 337915102 699 34,914 SH   SOLE   34,914 0 0
GENERAL ELECTRIC CO COM COM 369604103 585 25,235 SH   SOLE   25,235 0 0
GLAXOSMITHKLINE PLC SPONSORED COM 37733W105 70 1,400 SH   SOLE   1,400 0 0
GOOGLE INC CL A COM 38259P508 247 280 SH   SOLE   280 0 0
GRAINGER W W INC COM COM 384802104 2,269 8,999 SH   SOLE   8,999 0 0
HOME DEPOT INC COM COM 437076102 2,330 30,071 SH   SOLE   30,071 0 0
HONEYWELL INTL INC COM COM 438516106 295 3,715 SH   SOLE   3,715 0 0
IBIZ TECHNOLOGY CORP COM NEW COM 45103B205 0 60,000 SH   SOLE   60,000 0 0
INTEL CORP COM COM 458140100 1,103 45,532 SH   SOLE   45,532 0 0
INTERNATIONAL BUSINESS MACHS C COM 459200101 931 4,873 SH   SOLE   4,873 0 0
INTESA SANPAOLO S P A SPON ADR COM 46115H107 68 7,126 SH   SOLE   7,126 0 0
ISHARES RUSSELL MICROCAP INDEX COM 464288869 1,134 18,375 SH   SOLE   18,375 0 0
ISHARES TR FTSE NAREIT MTG REI COM 464288539 127 10,000 SH   SOLE   10,000 0 0
ISHARES TR INDEX MSCI EAFE IDX COM 464287465 1,088 18,992 SH   SOLE   18,992 0 0
ISHARES TR INDEX RUSL 2000 VAL COM 464287630 584 6,801 SH   SOLE   6,801 0 0
ISHARES TR INDEX RUSSELL 2000 COM 464287655 294 3,031 SH   SOLE   3,031 0 0
ISHARES TR INDEX RUSSELL MCP G COM 464287481 611 8,520 SH   SOLE   8,520 0 0
ISHARES TR INDEX RUSSELL1000GR COM 464287614 4,564 62,746 SH   SOLE   62,746 0 0
ISHARES TR INDEX RUSSELL1000VA COM 464287598 5,235 62,475 SH   SOLE   62,475 0 0
ISHARES TR INDEX S&P MIDCAP 40 COM 464287507 631 5,463 SH   SOLE   5,463 0 0
ISHARES TR MSCI EMERG MKT COM 464287234 1,192 30,956 SH   SOLE   30,956 0 0
ISHARES TR RUSSELL 1000 COM 464287622 17,445 193,980 SH   SOLE   193,980 0 0
JOHNSON & JOHNSON COM COM 478160104 632 7,360 SH   SOLE   7,360 0 0
JPMORGAN CHASE & CO COM COM 46625H100 479 9,073 SH   SOLE   9,073 0 0
KINDER MORGAN MGMT- FRACS COM EKE55U103 0 314,153 SH   SOLE   314,153 0 0
MARATHON OIL CORP COM COM 565849106 1,143 33,055 SH   SOLE   33,055 0 0
MARRIOTT INTERNATL INC CLASS A COM fhb903208 0 33,418 SH   SOLE   33,418 0 0
MASTERCARD INC CL A COM 57636Q104 277 483 SH   SOLE   483 0 0
MCDONALDS CORP COM COM 580135101 2,369 23,931 SH   SOLE   23,931 0 0
MCKESSON CORP COM COM 58155Q103 1,171 10,227 SH   SOLE   10,227 0 0
MERCK & CO INC NEW COM COM 58933Y105 206 4,443 SH   SOLE   4,443 0 0
MICHAEL KORS HOLDINGS LTD COM G60754101 1,032 16,633 SH   SOLE   16,633 0 0
MICROSOFT CORP COM COM 594918104 2,071 59,959 SH   SOLE   59,959 0 0
MITSUBISHI UFJ FINL GROUP INC COM 606822104 65 10,515 SH   SOLE   10,515 0 0
MONSANTO CO NEW COM COM 61166W101 198 2,003 SH   SOLE   2,003 0 0
NEVADA GEOTHERMAL PW COM 02154D101 0 6,300 SH   SOLE   6,300 0 0
NOBLE CORPORATION BAAR NAMEN - COM H5833N103 1,192 31,723 SH   SOLE   31,723 0 0
NOBLE ENERGY INC COM COM 655044105 212 3,528 SH   SOLE   3,528 0 0
NXP SEMICONDUCTORS N.V. COM N6596X109 1,179 38,053 SH   SOLE   38,053 0 0
ORACLE CORP COM COM 68389X105 524 17,050 SH   SOLE   17,050 0 0
PEPSICO INC COM COM 713448108 2,332 28,518 SH   SOLE   28,518 0 0
PFIZER INC COM COM 717081103 292 10,407 SH   SOLE   10,407 0 0
PHILIP MORRIS INTL INC COM COM 718172109 563 6,502 SH   SOLE   6,502 0 0
PLUM CREEK TIMBER CO INC COM COM 729251108 757 16,213 SH   SOLE   16,213 0 0
POLARIS INDS INC COM COM 731068102 924 9,722 SH   SOLE   9,722 0 0
POWERSHARES EXCHANGE TRADED FD COM 73935X195 966 88,520 SH   SOLE   88,520 0 0
POWERSHARES QQQ TRUST UNIT SER COM 73935A104 363 5,100 SH   SOLE   5,100 0 0
PRECISION CASTPARTS CORP COM COM 740189105 2,536 11,220 SH   SOLE   11,220 0 0
PROCTER & GAMBLE CO COM COM 742718109 747 9,707 SH   SOLE   9,707 0 0
QUALCOMM INC COM COM 747525103 2,698 44,168 SH   SOLE   44,168 0 0
ROCK-TENN CO CL A COM 772739207 1,548 15,494 SH   SOLE   15,494 0 0
ROYAL DUTCH SHELL PLC SPONS AD COM 780259206 141 2,208 SH   SOLE   2,208 0 0
RSTK MACKINAC FINL CORP COM COM 554571901 67 7,500 SH   SOLE   7,500 0 0
SCHLUMBERGER LTD COM COM 806857108 1,709 23,842 SH   SOLE   23,842 0 0
SEIKO EPSON CORP ADR COM 81603X108 41 6,001 SH   SOLE   6,001 0 0
SOURCE CAP INC COM COM 836144105 216 3,500 SH   SOLE   3,500 0 0
SPDR DOW JONES INDUSTRIAL AVER COM 78467X109 146 980 SH   SOLE   980 0 0
SPDR S&P 500 ETF TR TR UNIT COM 78462F103 4,964 30,944 SH   SOLE   30,944 0 0
SPDR S&P MIDCAP 400 ETF TR UNI COM 78467Y107 591 2,815 SH   SOLE   2,815 0 0
SPDR SERIES TRUST S&P DIVID ET COM 78464A763 498 7,517 SH   SOLE   7,517 0 0
SUEZ ENVIRONMENT CO S A ADR RE COM 864691100 51 7,927 SH   SOLE   7,927 0 0
SUMITOMO MITSUI FINL GROUP INC COM 86562M209 51 5,524 SH   SOLE   5,524 0 0
TARGET CORP COM COM 87612E106 472 6,860 SH   SOLE   6,860 0 0
TELECOM ITALIA S P A NEW SPON COM 87927Y102 41 5,911 SH   SOLE   5,911 0 0
TIFFANY & CO NEW COM COM 886547108 331 4,550 SH   SOLE   4,550 0 0
TJX COS INC NEW COM COM 872540109 1,618 32,327 SH   SOLE   32,327 0 0
UNILEVER N V N Y SHS NEW COM 904784709 157 4,003 SH   SOLE   4,003 0 0
UNITED TECHNOLOGIES CORP COM COM 913017109 1,599 17,206 SH   SOLE   17,206 0 0
UNITEDHEALTH GROUP INC COM COM 91324P102 2,203 33,637 SH   SOLE   33,637 0 0
VANGUARD INDEX FDS FORMERLY VA COM 922908553 114 1,663 SH   SOLE   1,663 0 0
VANGUARD TAX-MANAGED FD EUROPE COM 921943858 237 6,650 SH   SOLE   6,650 0 0
VERIZON COMMUNICATIONS INC COM COM 92343V104 365 7,251 SH   SOLE   7,251 0 0
VISA INC COM CL A COM 92826C839 2,014 11,019 SH   SOLE   11,019 0 0
VODAFONE GROUP PLC NEW SPONS A COM 92857W209 116 4,028 SH   SOLE   4,028 0 0
WABTEC CORP COM COM 929740108 176 3,292 SH   SOLE   3,292 0 0
WAL MART STORES INC COM COM 931142103 222 2,978 SH   SOLE   2,978 0 0
WATERS CORP COM COM 941848103 135 1,347 SH   SOLE   1,347 0 0
WELLS FARGO & CO NEW COM COM 949746101 103 2,494 SH   SOLE   2,494 0 0
WISDOMTREE TR JAPAN HEDGED EQU COM 97717W851 7,110 155,884 SH   SOLE   155,884 0 0
WYNN RESORTS LTD COM COM 983134107 220 1,723 SH   SOLE   1,723 0 0
BRANDES INTERNATIONAL SMALL CA COM 105262737 9,349 771,354 SH   SOLE   771,354 0 0
CAPITAL WORLD GROWTH & INCOME COM 140543109 201 5,113 SH   SOLE   5,113 0 0
DODGE & COX STK FD COM COM 256219106 28 200 SH   SOLE   200 0 0
HARDING LOEVNER INTL SMALL COM COM 412295883 414 32,600 SH   SOLE   32,600 0 0
INTERNATIONAL GROWTH AND INCOM COM 45956T402 823 25,670 SH   SOLE   25,670 0 0
JP MORGAN MID-CAP VALUE FUND S COM 339183105 10,448 327,013 SH   SOLE   327,013 0 0
LAZARD FDS INC STRG INST SHS COM 52106N491 530 53,093 SH   SOLE   53,093 0 0
LYRICAL U.S. VALUE EQUITY FUND COM 90386H404 12,730 1,097,451 SH   SOLE   1,097,451 0 0
PUTNAM EQUITY SPECTRUM FUND CL COM 74676P219 7,864 228,818 SH   SOLE   228,818 0 0
T ROWE PRICE DIVERSIFIED SMALL COM 779917103 13,243 653,324 SH   SOLE   653,324 0 0
TEMPLETON FRONTIER MARKETS FUN COM 88019R641 12,333 743,822 SH   SOLE   743,822 0 0
VANGUARD MALVERN FDS SHORT-TER COM 922020805 130 2,651 SH   SOLE   2,651 0 0
WASATCH INTL GROWTH FD COM 936793405 10,343 403,857 SH   SOLE   403,857 0 0