The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
Abbott Labs Com 002824100   478 4,339 SH   OTR 1 0 0 4,339
Abbott Labs Com 002824100   4 40 SH   OTR 2 0 0 40
Abbott Labs Com 002824100   45 410 SH   SOLE 0 410 0 0
AbbVie Inc Com 00287Y109   639 4,122 SH   OTR 1 0 0 4,122
AbbVie Inc Com 00287Y109   3 21 SH   OTR 2 0 0 21
Adobe Sys Inc Com 00724F101   893 1,497 SH   OTR 1 0 0 1,497
Adobe Sys Inc Com 00724F101   7 12 SH   OTR 2 0 0 12
Alphabet Inc Cap Stk Cl A 02079K305   983 7,040 SH   OTR 1 0 0 7,040
Alphabet Inc Cap Stk Cl A 02079K305   12 85 SH   OTR 2 0 0 85
Alphabet Inc Cap Stk Cl C 02079K107   989 7,020 SH   OTR 1 0 0 7,020
Alphabet Inc Cap Stk Cl C 02079K107   8 60 SH   OTR 2 0 0 60
Amazon Com Inc Com 023135106   1,777 11,696 SH   OTR 1 0 0 11,696
Amazon Com Inc Com 023135106   7 47 SH   OTR 2 0 0 47
American Express Co Com 025816109   414 2,209 SH   OTR 1 0 0 2,209
American Express Co Com 025816109   1 4 SH   OTR 2 0 0 4
American Express Co Com 025816109   1 8 SH   SOLE 0 8 0 0
Amgen Inc Com 031162100   224 778 SH   OTR 1 0 0 778
Amgen Inc Com 031162100   3 9 SH   OTR 2 0 0 9
Amphenol Corp Class A Com 032095101   206 2,080 SH   OTR 1 0 0 2,080
Apple Inc Com 037833100   4,162 21,616 SH   OTR 1 0 0 21,616
Apple Inc Com 037833100   28 145 SH   OTR 2 0 0 145
Apple Inc Com 037833100   475 2,469 SH   SOLE 0 2,469 0 0
Autozone Inc Com 053332102   259 100 SH   OTR 1 0 0 100
Boeing Co Com 097023105   523 2,005 SH   OTR 1 0 0 2,005
Boeing Co Com 097023105   3 12 SH   OTR 2 0 0 12
Brown Forman Corp Cl B 115637209   206 3,610 SH   OTR 1 0 0 3,610
C H Robinson Worldwide Inc Com New 12541W209   376 4,353 SH   OTR 1 0 0 4,353
Chevron Corporation COM 166764100   330 2,211 SH   OTR 1 0 0 2,211
Chevron Corporation COM 166764100   3 20 SH   OTR 2 0 0 20
Comerica Inc Com 200340107   313 5,608 SH   OTR 1 0 0 5,608
Costco Whsl Corp New Com 22160K105   894 1,354 SH   OTR 1 0 0 1,354
Costco Whsl Corp New Com 22160K105   13 20 SH   OTR 2 0 0 20
Danaher Corp Del Com 235851102   462 1,995 SH   OTR 1 0 0 1,995
Danaher Corp Del Com 235851102   4 19 SH   OTR 2 0 0 19
Deere & Co Com 244199105   293 732 SH   OTR 1 0 0 732
Deere & Co Com 244199105   1 3 SH   OTR 2 0 0 3
Ebay Inc Com 278642103   203 4,655 SH   OTR 1 0 0 4,655
Elevance Health Inc Com 036752103   643 1,363 SH   OTR 1 0 0 1,363
Elevance Health Inc Com 036752103   0 1 SH   OTR 2 0 0 1
Exxon Mobil Corp Com 30231G102   230 2,296 SH   OTR 1 0 0 2,296
Exxon Mobil Corp Com 30231G102   6 56 SH   OTR 2 0 0 56
Exxon Mobil Corp Com 30231G102   33 328 SH   SOLE 0 328 0 0
Fidelity MSCI Real Estate ETF MSCI RL EST ETF 316092857   1,373 51,523 SH   SOLE 0 51,523 0 0
Goldman Sachs Group Inc Com 38141G104   644 1,669 SH   OTR 1 0 0 1,669
Goldman Sachs Group Inc Com 38141G104   2 5 SH   OTR 2 0 0 5
Graco Inc Com 384109104   383 4,416 SH   OTR 1 0 0 4,416
Hartford Financial Services Group Inc Com 416515104   283 3,523 SH   OTR 1 0 0 3,523
Home Depot Inc Com 437076102   681 1,965 SH   OTR 1 0 0 1,965
Home Depot Inc Com 437076102   10 28 SH   OTR 2 0 0 28
Honeywell Intl Inc Com 438516106   257 1,225 SH   OTR 1 0 0 1,225
Honeywell Intl Inc Com 438516106   5 24 SH   OTR 2 0 0 24
Intuit Com 461202103   1,021 1,634 SH   OTR 1 0 0 1,634
Intuit Com 461202103   3 5 SH   OTR 2 0 0 5
Intuit Com 461202103   13 21 SH   SOLE 0 21 0 0
iShares MSCI Aust ETF 464286103   4,299 176,637 SH   SOLE 0 176,637 0 0
iShares MSCI CDA ETF 464286509   1,359 37,056 SH   SOLE 0 37,056 0 0
iShares MSCI Japan ETF 46434G822   8,132 126,789 SH   SOLE 0 126,789 0 0
iShares Tr Gl Clean Ene ETF 464288224   793 50,909 SH   SOLE 0 50,909 0 0
iShares Tr Core MSCI Euro 46434V738   10,381 188,672 SH   SOLE 0 188,672 0 0
iShares Tr Core S&P 500 ETF 464287200   12,384 25,928 SH   SOLE 0 25,928 0 0
iShares Tr Core S&P SCP ETF 464287804   11,368 105,019 SH   SOLE 0 105,019 0 0
iShares Tr Europe ETF 464287861   2,212 41,845 SH   SOLE 0 41,845 0 0
iShares Tr MSCI AC Asia ETF 464288182   1,331 20,000 SH   SOLE 0 20,000 0 0
iShares Tr Rus 2000 Val ETF 464287630   584 3,761 SH   SOLE 0 3,761 0 0
iShares Tr Russell 2000 ETF 464287655   784 3,905 SH   SOLE 0 3,905 0 0
iShares Tr SP SMCP600VL ETF 464287879   30,234 293,335 SH   SOLE 0 293,335 0 0
iShares Tr SP SMCP600GR ETF 464287887   12,989 103,798 SH   SOLE 0 103,798 0 0
iShares Tr Rus 2000 Grw ETF 464287648   640 2,539 SH   SOLE 0 2,539 0 0
iShares Tr US Hlthcare ETF 464287762   353 1,233 SH   SOLE 0 1,233 0 0
iShares Gold Trust iShares 464285204   3,985 102,096 SH   SOLE 0 102,096 0 0
JP Morgan Exchange Traded Fund Betbuld Japan 46641Q712   7,638 145,427 SH   SOLE 0 145,427 0 0
JPMorgan Exchange Traded Fund Betabuldrs CDA 46641Q696   445 6,948 SH   SOLE 0 6,948 0 0
Juniper Networks Inc Com 48203R104   258 8,757 SH   OTR 1 0 0 8,757
Li-Cycle Holdings Corp Ordinary Shares - Class A Com 50202P105   6 11,060 SH   SOLE 0 11,060 0 0
Marriott Intl Inc Cl A 571903202   346 1,533 SH   OTR 1 0 0 1,533
Marsh & McClennan Companies Inc Com 571748102   299 1,579 SH   OTR 1 0 0 1,579
Marsh & McClennan Companies Inc Com 571748102   5 28 SH   OTR 2 0 0 28
Mastercard Inc Cl A 57636Q104   640 1,500 SH   OTR 1 0 0 1,500
Mastercard Inc Cl A 57636Q104   3 8 SH   OTR 2 0 0 8
McDonalds Corp Com 580135101   265 895 SH   OTR 1 0 0 895
McDonalds Corp Com 580135101   4 13 SH   OTR 2 0 0 13
McDonalds Corp Com 580135101   258 872 SH   SOLE 0 872 0 0
McKesson Corp Com 58155Q103   225 485 SH   OTR 1 0 0 485
McKesson Corp Com 58155Q103   0 1 SH   OTR 2 0 0 1
Meta Platforms Inc Cl A 30303M102   363 1,025 SH   OTR 1 0 0 1,025
Meta Platforms Inc Cl A 30303M102   12 33 SH   OTR 2 0 0 33
Microsoft Corp Com 594918104   2,275 6,050 SH   OTR 1 0 0 6,050
Microsoft Corp Com 594918104   41 109 SH   OTR 2 0 0 109
Microsoft Corp Com 594918104   1,128 3,000 SH   SOLE 0 3,000 0 0
Moodys Corp Com 615369105   491 1,258 SH   OTR 1 0 0 1,258
Motorola Solutions Inc Com New 620076307   362 1,155 SH   OTR 1 0 0 1,155
Nike Inc Cl B 654106103   261 2,402 SH   OTR 1 0 0 2,402
Nike Inc Cl B 654106103   4 40 SH   OTR 2 0 0 40
Northrop Grumman Corp Com 666807102   341 728 SH   OTR 1 0 0 728
Northrop Grumman Corp Com 666807102   1 3 SH   OTR 2 0 0 3
NuShares ETF Trust Nuveen ESG SMLCP ETF 67092P607   1,436 36,736 SH   SOLE 0 36,736 0 0
Nvidia Corp Com 67066G104   1,639 3,309 SH   OTR 1 0 0 3,309
Nvidia Corp Com 67066G104   19 39 SH   OTR 2 0 0 39
Oracle Corp Com 68389X105   334 3,172 SH   OTR 1 0 0 3,172
Oracle Corp Com 68389X105   2 18 SH   OTR 2 0 0 18
PayPal Holdings Inc Com 70450Y103   201 3,279 SH   OTR 1 0 0 3,279
PayPal Holdings Inc Com 70450Y103   1 11 SH   OTR 2 0 0 11
PNC Finl Svcs Group Inc Com 693475105   483 3,117 SH   OTR 1 0 0 3,117
PNC Finl Svcs Group Inc Com 693475105   1 6 SH   OTR 2 0 0 6
Proctor and Gamble Co Com 742718109   231 1,576 SH   OTR 1 0 0 1,576
Proctor and Gamble Co Com 742718109   4 30 SH   OTR 2 0 0 30
Prologis Inc Com 74340W103   589 4,419 SH   OTR 1 0 0 4,419
Ryman Hospitality Pptys Inc Com 78377T107   329 2,986 SH   OTR 1 0 0 2,986
Schwab Strategic Tr US REIT ETF 808524847   605 29,225 SH   SOLE 0 29,225 0 0
Senseonics Holdings Com 81727U105   23 40,002 SH   SOLE 0 40,002 0 0
SPDR Index Shs Fds Glb Nat Resrce 78463X541   3,318 58,564 SH   SOLE 0 58,564 0 0
SPDR S&P 500 ETF Tr TR Unit 78462F103   18,296 38,492 SH   SOLE 0 38,492 0 0
SPDR Series Trust Shrt Intl ETF 78464A334   272 9,919 SH   SOLE 0 9,919 0 0
SPDR Gold Trust Gold SHS 78463V107   2,024 10,589 SH   SOLE 0 10,589 0 0
SPDR S&P Small Cap Value S&P 600 Smcp Val 78464A300   4,927 59,143 SH   SOLE 0 59,143 0 0
SPDR S&P Small Cap Growth S&P 50 Smcp Grw 78464A201   1,599 19,116 SH   SOLE 0 19,116 0 0
Starbucks Corp Com 855244109   223 2,320 SH   OTR 1 0 0 2,320
Starbucks Corp Com 855244109   3 28 SH   OTR 2 0 0 28
Steel Dynamics Inc Com 858119100   667 5,644 SH   OTR 1 0 0 5,644
Tesla Inc Com 88160R101   227 912 SH   OTR 1 0 0 912
Tesla Inc Com 88160R101   8 33 SH   OTR 2 0 0 33
Trane Technologies PLC Class A SHS G8994E103   341 1,400 SH   OTR 1 0 0 1,400
Trane Technologies PLC Class A SHS G8994E103   7 27 SH   OTR 2 0 0 27
Union Pac Corp Com 907818108   307 1,250 SH   OTR 1 0 0 1,250
Union Pac Corp Com 907818108   6 26 SH   OTR 2 0 0 26
Unitedhealth Group Inc Com 91324P102   556 1,057 SH   OTR 1 0 0 1,057
Unitedhealth Group Inc Com 91324P102   11 21 SH   OTR 2 0 0 21
VanEck ETF Trust Global Alter ETF 92189F502   825 7,456 SH   SOLE 0 7,456 0 0
Vanguard Index Fds REIT ETF 922908553   1,146 12,967 SH   SOLE 0 12,967 0 0
Vanguard Intl Equity Index F FTSE EUROPE ETF 922042874   5,204 80,709 SH   SOLE 0 80,709 0 0
Vanguard Intl Equity Index F ALLWRLD EX US 922042718   1,032 8,968 SH   SOLE 0 8,968 0 0
Vanguard Index Fds TOTAL STK MKT 922908769   14,435 60,850 SH   SOLE 0 60,850 0 0
Vanguard Intl Equity Index F GLB EX US ETF 922042676   200 4,698 SH   SOLE 0 4,698 0 0
Vanguard Short-Term Bond Short Trm Bnd 921937827   439 5,701 SH   SOLE 0 5,701 0 0
Vanguard Bd Index Fds Vanguard Ultra 92203C303   2,973 60,124 SH   SOLE 0 60,124 0 0
Vanguard World FD ESG US STK ETF 921910733   1,253 14,729 SH   SOLE 0 14,729 0 0
Visa Inc Com Cl A 92826C839   738 2,836 SH   OTR 1 0 0 2,836
Visa Inc Com Cl A 92826C839   10 37 SH   OTR 2 0 0 37
Weyerhaeuser Co Com 962166104   379 10,898 SH   SOLE 0 10,898 0 0
Yum Brands Inc Com 988498101   541 4,143 SH   OTR 1 0 0 4,143
Yum Brands Inc Com 988498101   1 5 SH   OTR 2 0 0 5