The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
Abbott Labs Com 002824100   420 4,339 SH   OTR 1 0 0 4,339
Abbott Labs Com 002824100   4 40 SH   OTR 2 0 0 40
Abbott Labs Com 002824100   40 410 SH   SOLE 0 410 0 0
AbbVie Inc Com 00287Y109   614 4,122 SH   OTR 1 0 0 4,122
AbbVie Inc Com 00287Y109   4 24 SH   OTR 2 0 0 24
Adobe Sys Inc Com 00724F101   763 1,497 SH   OTR 1 0 0 1,497
Adobe Sys Inc Com 00724F101   6 12 SH   OTR 2 0 0 12
Alphabet Inc Cap Stk Cl A 02079K305   921 7,040 SH   OTR 1 0 0 7,040
Alphabet Inc Cap Stk Cl A 02079K305   11 85 SH   OTR 2 0 0 85
Alphabet Inc Cap Stk Cl C 02079K107   926 7,020 SH   OTR 1 0 0 7,020
Alphabet Inc Cap Stk Cl C 02079K107   11 80 SH   OTR 2 0 0 80
Amazon Com Inc Com 023135106   1,517 11,930 SH   OTR 1 0 0 11,930
Amazon Com Inc Com 023135106   15 121 SH   OTR 2 0 0 121
American Express Co Com 025816109   330 2,209 SH   OTR 1 0 0 2,209
American Express Co Com 025816109   1 8 SH   SOLE 0 8 0 0
Amgen Inc Com 031162100   350 1,303 SH   OTR 1 0 0 1,303
Amgen Inc Com 031162100   2 9 SH   OTR 2 0 0 9
Apple Inc Com 037833100   3,878 22,653 SH   OTR 1 0 0 22,653
Apple Inc Com 037833100   41 239 SH   OTR 2 0 0 239
Apple Inc Com 037833100   423 2,469 SH   SOLE 0 2,469 0 0
Autozone Inc Com 053332102   254 100 SH   OTR 1 0 0 100
Boeing Co Com 097023105   384 2,005 SH   OTR 1 0 0 2,005
Boeing Co Com 097023105   2 12 SH   OTR 2 0 0 12
Bristol Myers Squibb Co Com 110122108   211 3,638 SH   OTR 1 0 0 3,638
Brown Forman Corp Cl B 115637209   208 3,610 SH   OTR 1 0 0 3,610
C H Robinson Worldwide Inc Com New 12541W209   375 4,353 SH   OTR 1 0 0 4,353
Charter Communications Inc CL A 16119P108   216 492 SH   OTR 1 0 0 492
Charter Communications Inc CL A 16119P108   1 3 SH   OTR 1 0 0 3
Chevron Corporation COM 166764100   373 2,211 SH   OTR 1 0 0 2,211
Chevron Corporation COM 166764100   4 23 SH   OTR 2 0 0 23
Comerica Inc Com 200340107   233 5,608 SH   OTR 1 0 0 5,608
Costco Whsl Corp New Com 22160K105   765 1,354 SH   OTR 1 0 0 1,354
Costco Whsl Corp New Com 22160K105   11 20 SH   OTR 2 0 0 20
Danaher Corp Del Com 235851102   495 1,995 SH   OTR 1 0 0 1,995
Danaher Corp Del Com 235851102   5 19 SH   OTR 2 0 0 19
Deere & Co Com 244199105   276 732 SH   OTR 1 0 0 732
Deere & Co Com 244199105   0 1 SH   OTR 2 0 0 1
Elevance Health Inc Com 036752103   593 1,363 SH   OTR 1 0 0 1,363
Ebay Inc Com 278642103   205 4,655 SH   OTR 1 0 0 4,655
Exxon Mobil Corp Com 30231G102   232 1,974 SH   OTR 1 0 0 1,974
Exxon Mobil Corp Com 30231G102   7 56 SH   OTR 2 0 0 56
Exxon Mobil Corp Com 30231G102   39 328 SH   SOLE 0 328 0 0
Goldman Sachs Group Inc Com 38141G104   540 1,669 SH   OTR 1 0 0 1,669
Goldman Sachs Group Inc Com 38141G104   2 5 SH   OTR 2 0 0 5
Graco Inc Com 384109104   322 4,416 SH   OTR 1 0 0 4,416
Hartford Financial Services Group Inc Com 416515104   250 3,523 SH   OTR 1 0 0 3,523
Home Depot Inc Com 437076102   594 1,965 SH   OTR 1 0 0 1,965
Home Depot Inc Com 437076102   8 28 SH   OTR 2 0 0 28
Honeywell Intl Inc Com 438516106   226 1,225 SH   OTR 1 0 0 1,225
Honeywell Intl Inc Com 438516106   4 24 SH   OTR 2 0 0 24
Intuit Com 461202103   902 1,766 SH   OTR 1 0 0 1,766
Intuit Com 461202103   3 5 SH   OTR 2 0 0 5
Intuit Com 461202103   11 21 SH   SOLE 0 21 0 0
iShares MSCI Aust ETF 464286103   3,928 182,610 SH   SOLE 0 182,610 0 0
iShares MSCI CDA ETF 464286509   1,226 36,652 SH   SOLE 0 36,652 0 0
iShares MSCI Japan ETF 46434G822   7,574 125,626 SH   SOLE 0 125,626 0 0
iShares Tr Gl Clean Ene ETF 464288224   622 42,563 SH   SOLE 0 42,563 0 0
iShares Tr Core MSCI Euro 46434V738   8,463 170,410 SH   SOLE 0 170,410 0 0
iShares Tr Core S&P 500 ETF 464287200   10,941 25,478 SH   SOLE 0 25,478 0 0
iShares Tr Core S&P SCP ETF 464287804   9,892 104,861 SH   SOLE 0 104,861 0 0
iShares Tr Europe ETF 464287861   1,985 41,597 SH   SOLE 0 41,597 0 0
iShares Tr MSCI AC Asia ETF 464288182   1,244 19,594 SH   SOLE 0 19,594 0 0
iShares Tr Rus 2000 Val ETF 464287630   506 3,733 SH   SOLE 0 3,733 0 0
iShares Tr Russell 2000 ETF 464287655   690 3,902 SH   SOLE 0 3,902 0 0
iShares Tr SP SMCP600VL ETF 464287879   26,087 292,393 SH   SOLE 0 292,393 0 0
iShares Tr SP SMCP600GR ETF 464287887   10,879 99,186 SH   SOLE 0 99,186 0 0
iShares Tr Rus 2000 Grw ETF 464287648   567 2,528 SH   SOLE 0 2,528 0 0
iShares Tr US Hlthcare ETF 464287762   330 1,223 SH   SOLE 0 1,223 0 0
iShares Gold Trust iShares 464285204   3,572 102,096 SH   SOLE 0 102,096 0 0
JP Morgan Exchange Traded Fund Betbuld Japan 46641Q712   7,095 141,232 SH   SOLE 0 141,232 0 0
JPMorgan Exchange Traded Fund Betabuldrs CDA 46641Q696   401 6,900 SH   SOLE 0 6,900 0 0
Johnson & Johnson Com 478160104   135 867 SH   OTR 1 0 0 867
Johnson & Johnson Com 478160104   4 23 SH   OTR 2 0 0 23
Johnson & Johnson Com 478160104   132 848 SH   SOLE 0 848 0 0
Juniper Networks Inc Com 48203R104   243 8,757 SH   OTR 1 0 0 8,757
Li-Cycle Holdings Corp Ordinary Shares - Class A Com 50202P105   39 11,060 SH   SOLE 0 11,060 0 0
Marriott Intl Inc Cl A 571903202   301 1,533 SH   OTR 1 0 0 1,533
Marsh & McClennan Companies Inc Com 571748102   300 1,579 SH   OTR 1 0 0 1,579
Marsh & McClennan Companies Inc Com 571748102   5 28 SH   OTR 2 0 0 28
Mastercard Inc Cl A 57636Q104   594 1,500 SH   OTR 1 0 0 1,500
Mastercard Inc Cl A 57636Q104   2 6 SH   OTR 2 0 0 6
McDonalds Corp Com 580135101   236 895 SH   OTR 1 0 0 895
McDonalds Corp Com 580135101   3 13 SH   OTR 2 0 0 13
McDonalds Corp Com 580135101   228 867 SH   SOLE 0 867 0 0
McKesson Corp Com 58155Q103   211 485 SH   OTR 1 0 0 485
Meta Platforms Inc Cl A 30303M102   283 942 SH   OTR 1 0 0 942
Meta Platforms Inc Cl A 30303M102   9 29 SH   OTR 2 0 0 29
Microsoft Corp Com 594918104   2,162 6,848 SH   OTR 1 0 0 6,848
Microsoft Corp Com 594918104   34 109 SH   OTR 2 0 0 109
Microsoft Corp Com 594918104   947 3,000 SH   SOLE 0 3,000 0 0
Moodys Corp Com 615369105   398 1,258 SH   OTR 1 0 0 1,258
Motorola Solutions Inc Com New 620076307   314 1,155 SH   OTR 1 0 0 1,155
Nike Inc Cl B 654106103   230 2,402 SH   OTR 1 0 0 2,402
Nike Inc Cl B 654106103   4 40 SH   OTR 2 0 0 40
Northrop Grumman Corp Com 666807102   320 728 SH   OTR 1 0 0 728
Northrop Grumman Corp Com 666807102   1 2 SH   OTR 2 0 0 2
Nvidia Corp Com 67066G104   1,602 3,683 SH   OTR 1 0 0 3,683
Nvidia Corp Com 67066G104   17 39 SH   OTR 2 0 0 39
NuShares ETF Trust Nuveen ESG SMLCP ETF 67092P607   1,226 35,216 SH   SOLE 0 35,216 0 0
Oracle Corp Com 68389X105   361 3,411 SH   OTR 1 0 0 3,411
Oracle Corp Com 68389X105   1 6 SH   OTR 2 0 0 6
Pfizer Inc Com 717081103   237 7,157 SH   OTR 1 0 0 7,157
PNC Finl Svcs Group Inc Com 693475105   383 3,117 SH   OTR 1 0 0 3,117
Proctor and Gamble Co Com 742718109   230 1,576 SH   OTR 1 0 0 1,576
Proctor and Gamble Co Com 742718109   4 30 SH   OTR 2 0 0 30
Prologis Inc Com 74340W103   496 4,419 SH   OTR 1 0 0 4,419
Prologis Inc Com 74340W103   1 5 SH   OTR 2 0 0 5
Ryman Hospitality Pptys Inc Com 78377T107   249 2,986 SH   OTR 1 0 0 2,986
Schwab Strategic Tr US REIT ETF 808524847   515 28,991 SH   SOLE 0 28,991 0 0
Senseonics Holdings Com 81727U105   24 40,002 SH   SOLE 0 40,002 0 0
SPDR Index Shs Fds Glb Nat Resrce 78463X541   3,253 58,380 SH   SOLE 0 58,380 0 0
SPDR S&P 500 ETF Tr TR Unit 78462F103   16,592 38,815 SH   SOLE 0 38,815 0 0
SPDR Series Trust Shrt Intl ETF 78464A334   254 9,871 SH   SOLE 0 9,871 0 0
SPDR Gold Trust Gold SHS 78463V107   1,815 10,589 SH   SOLE 0 10,589 0 0
SPDR S&P Small Cap Value S&P 600 Smcp Val 78464A300   4,252 58,753 SH   SOLE 0 58,753 0 0
SPDR S&P Small Cap Growth S&P 50 Smcp Grw 78464A201   1,399 19,099 SH   SOLE 0 19,099 0 0
Starbucks Corp Com 855244109   212 2,320 SH   OTR 1 0 0 2,320
Starbucks Corp Com 855244109   3 28 SH   OTR 2 0 0 28
Steel Dynamics Inc Com 858119100   605 5,644 SH   OTR 1 0 0 5,644
Tesla Inc Com 88160R101   309 1,235 SH   OTR 1 0 0 1,235
Tesla Inc Com 88160R101   9 37 SH   OTR 2 0 0 37
Trane Technologies PLC Class A SHS G8994E103   284 1,400 SH   OTR 1 0 0 1,400
Trane Technologies PLC Class A SHS G8994E103   5 27 SH   OTR 2 0 0 27
Union Pac Corp Com 907818108   255 1,250 SH   OTR 1 0 0 1,250
Union Pac Corp Com 907818108   5 26 SH   OTR 2 0 0 26
Unitedhealth Group Inc Com 91324P102   533 1,057 SH   OTR 1 0 0 1,057
Unitedhealth Group Inc Com 91324P102   11 21 SH   OTR 2 0 0 21
VanEck ETF Trust Global Alter ETF 92189F502   689 6,571 SH   SOLE 0 6,571 0 0
Vanguard Index Fds REIT ETF 922908553   1,267 16,751 SH   SOLE 0 16,751 0 0
Vanguard Intl Equity Index F FTSE EUROPE ETF 922042874   4,606 79,516 SH   SOLE 0 79,516 0 0
Vanguard Intl Equity Index F ALLWRLD EX US 922042718   940 8,856 SH   SOLE 0 8,856 0 0
Vanguard Index Fds TOTAL STK MKT 922908769   12,916 60,805 SH   SOLE 0 60,805 0 0
Vanguard Short-Term Bond Short Trm Bnd 921937827   426 5,662 SH   SOLE 0 5,662 0 0
Vanguard Bd Index Fds Vanguard Ultra 92203C303   2,899 58,926 SH   SOLE 0 58,926 0 0
Vanguard World FD ESG US STK ETF 921910733   1,104 14,673 SH   SOLE 0 14,673 0 0
Visa Inc Com Cl A 92826C839   652 2,836 SH   OTR 1 0 0 2,836
Visa Inc Com Cl A 92826C839   9 37 SH   OTR 2 0 0 37
Weyerhaeuser Co Com 962166104   334 10,898 SH   SOLE 0 10,898 0 0
Yum Brands Inc Com 988498101   518 4,143 SH   OTR 1 0 0 4,143
Yum Brands Inc Com 988498101   1 5 SH   OTR 2 0 0 5