The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ROYAL DUTCH SHELL PLC SPONS ADR A ADR 780259206 208 4,789 SH   SOLE   4,789 0 0
BP PLC SPONSORED ADR ADR 055622104 1,266 47,559 SH   SOLE   47,558 0 0
UNILEVER PLC SPON ADR NEW ADR 904767704 297 5,527 SH   SOLE   5,527 0 0
ASML HOLDING N V N Y REGISTRY SHS ADR N07059210 240 301 SH   SOLE   301 0 0
NOVO-NORDISK A S ADR ADR 670100205 208 1,860 SH   SOLE   1,860 0 0
GLAXOSMITHKLINE PLC SPONSORED ADR ADR 37733W105 257 5,827 SH   SOLE   5,827 0 0
COHEN & STEERS INFRASTRUCTURE COM CEF 19248A109 794 27,876 SH   SOLE   27,875 0 0
REAVES UTIL INCOME FD COM SH BEN INT CEF 756158101 798 22,714 SH   SOLE   22,714 0 0
INVESCO QQQ TRUST ETF 46090E103 737 1,852 SH   SOLE   1,851 0 0
TECHNOLOGY SELECT SECTOR SPDR FUND ETF 81369Y803 225 1,296 SH   SOLE   1,296 0 0
INVESCO S&P 500 EQUAL WEIGHT REAL ESTATE ETF ETF 46137V290 218 5,155 SH   SOLE   5,155 0 0
VANGUARD TOTAL STOCK MARKET INDEX FUND ETF 922908769 8,238 34,121 SH   SOLE   34,120 0 0
ISHARES MSCI EMERGING MARKETS ETF ETF 464287234 1,754 35,897 SH   SOLE   35,896 0 0
FIRST TRUST MATERIALS ALPHADEX FUND ETF 33734X168 305 4,909 SH   SOLE   4,909 0 0
ISHARES U.S. FINANCIALS ETF ETF 464287788 234 2,694 SH   SOLE   2,694 0 0
SPDR S&P 500 ETF ETF 78462F103 1,174 2,472 SH   SOLE   2,472 0 0
FIDELITY HIGH DIVIDEND ETF ETF 316092840 241 5,968 SH   SOLE   5,967 0 0
UBS AG FI ENHANCED GLOBAL HIGH YIELD ETN ETF 90274D218 314 1,277 SH   SOLE   1,277 0 0
ISHARES TIPS BOND ETF ETF 464287176 1,366 10,571 SH   SOLE   10,570 0 0
ISHARES MSCI ALL COUNTRY ASIA EX JAPAN INDEX FUND ETF 464288182 231 2,790 SH   SOLE   2,790 0 0
ISHARES RUSSELL 2000 VALUE ETF ETF 464287630 3,896 23,465 SH   SOLE   23,464 0 0
SPDR GOLD SHARES ETF 78463V107 666 3,898 SH   SOLE   3,898 0 0
ISHARES RUSSELL 1000 GROWTH ETF ETF 464287614 3,450 11,288 SH   SOLE   11,288 0 0
VANGUARD SHORT-TERM CORPORATE BOND INDEX FUND ETF 92206C409 555 6,835 SH   SOLE   6,835 0 0
VANGUARD MID-CAP INDEX FUND ETF 922908629 201 788 SH   SOLE   787 0 0
SPDR S&P 600 SMALL CAP VALUE ETF ETF 78464A300 1,232 14,540 SH   SOLE   14,539 0 0
SPDR S&P 600 SMALL CAP GROWTH ETF ETF 78464A201 987 10,637 SH   SOLE   10,636 0 0
ISHARES RUSSELL MID-CAP VALUE ETF ETF 464287473 3,327 27,186 SH   SOLE   27,186 0 0
ISHARES RUSSELL 2000 ETF ETF 464287655 583 2,621 SH   SOLE   2,621 0 0
VANGUARD LONG-TERM CORPORATE BOND ETF ETF 92206C813 277 2,616 SH   SOLE   2,616 0 0
ISHARES RUSSELL MID-CAP GROWTH ETF ETF 464287481 4,751 41,233 SH   SOLE   41,232 0 0
ISHARES MSCI USA MIN VOL FACTOR ETF ETF 46429B697 464 5,733 SH   SOLE   5,733 0 0
VANGUARD VALUE INDEX FUND ETF 922908744 3,426 23,291 SH   SOLE   23,290 0 0
VANGUARD FTSE ALL-WORLD EX US INDEX FUND ETF 922042775 1,030 16,809 SH   SOLE   16,809 0 0
ISHARES RUSSELL 2000 GROWTH ETF ETF 464287648 3,078 10,505 SH   SOLE   10,504 0 0
ISHARES RUSSELL MID-CAP ETF ETF 464287499 1,023 12,328 SH   SOLE   12,328 0 0
ISHARES S&P SMALL-CAP 600 GROWTH ETF ETF 464287887 269 1,938 SH   SOLE   1,938 0 0
ISHARES MSCI USA MOMENTUM FACTOR ETF ETF 46432F396 782 4,301 SH   SOLE   4,301 0 0
ISHARES U.S. TECHNOLOGY ETF ETF 464287721 360 3,139 SH   SOLE   3,139 0 0
PROSHARES S&P 500 DIVIDEND ARISTOCRATS ETF ETF 74348A467 2,832 28,846 SH   SOLE   28,845 0 0
FIDELITY MSCI COMMUNICATION SERVICES INDEX ETF ETF 316092873 881 17,145 SH   SOLE   17,145 0 0
FIDELITY MSCI HEALTH CARE INDEX ETF ETF 316092600 2,340 34,086 SH   SOLE   34,085 0 0
FIDELITY MSCI FINANCIALS INDEX ETF ETF 316092501 249 4,444 SH   SOLE   4,444 0 0
FIDELITY MSCI CONSUMER STAPLES INDEX ETF ETF 316092303 1,732 37,105 SH   SOLE   37,104 0 0
FIDELITY MSCI INFORMATION TECHNOLOGY INDEX ETF ETF 316092808 1,971 14,556 SH   SOLE   14,555 0 0
ISHARES S&P 500 VALUE ETF ETF 464287408 550 3,512 SH   SOLE   3,511 0 0
ISHARES S&P 500 GROWTH ETF ETF 464287309 4,312 51,542 SH   SOLE   51,541 0 0
ISHARES CORE S&P 500 ETF ETF 464287200 2,569 5,387 SH   SOLE   5,386 0 0
VANGUARD MID-CAP VALUE INDEX FUND ETF 922908512 2,109 14,031 SH   SOLE   14,030 0 0
VANGUARD FTSE EMERGING MARKETS ETF ETF 922042858 214 4,330 SH   SOLE   4,330 0 0
VANECK AGRIBUSINESS ETF ETF 92189F700 372 3,903 SH   SOLE   3,902 0 0
ISHARES 7-10 YEAR TREASURY BOND ETF ETF 464287440 1,187 10,321 SH   SOLE   10,320 0 0
ISHARES S&P SMALL-CAP 600 VALUE ETF ETF 464287879 213 2,040 SH   SOLE   2,040 0 0
ISHARES S&P MID-CAP 400 GROWTH ETF ETF 464287606 2,053 24,080 SH   SOLE   24,079 0 0
ISHARES S&P MID-CAP 400 VALUE ETF ETF 464287705 382 3,448 SH   SOLE   3,447 0 0
SPDR DOW JONES REIT ETF ETF 78464A607 2,045 16,743 SH   SOLE   16,742 0 0
PROSHARES S&P MIDCAP 400 DIVIDEND ARISTOCRATS ETF ETF 74347B680 1,520 20,617 SH   SOLE   20,616 0 0
PROSHARES RUSSELL 2000 DIVIDEND GROWERS ETF ETF 74347B698 300 4,479 SH   SOLE   4,479 0 0
ISHARES S&P MIDCAP FUND ETF 464287507 201 712 SH   SOLE   711 0 0
ISHARES MSCI EAFE ETF ETF 464287465 2,271 28,869 SH   SOLE   28,869 0 0
ISHARES RUSSELL 1000 ETF ETF 464287622 640 2,422 SH   SOLE   2,422 0 0
ISHARES RUSSELL 1000 VALUE ETF ETF 464287598 2,409 14,348 SH   SOLE   14,348 0 0
HEALTHPEAK PROPERTIES INC COM REIT 42250P103 505 13,981 SH   SOLE   13,981 0 0
PUBLIC STORAGE COM REIT 74460D109 449 1,200 SH   SOLE   1,200 0 0
HANNON ARMSTRONG SUST INFR CAP COM REIT 41068X100 614 11,551 SH   SOLE   11,551 0 0
AMAZON COM INC COM Stock 023135106 4,338 1,301 SH   SOLE   1,301 0 0
VIACOMCBS INC CL B Stock 92556H206 795 26,349 SH   SOLE   26,348 0 0
PRUDENTIAL FINL INC COM Stock 744320102 250 2,307 SH   SOLE   2,307 0 0
STARBUCKS CORP COM Stock 855244109 960 8,205 SH   SOLE   8,204 0 0
CHURCHILL DOWNS INC COM Stock 171484108 577 2,395 SH   SOLE   2,395 0 0
DOLLAR GEN CORP NEW COM Stock 256677105 1,108 4,699 SH   SOLE   4,699 0 0
JOHNSON & JOHNSON COM Stock 478160104 5,581 32,627 SH   SOLE   32,626 0 0
COSTCO WHSL CORP NEW COM Stock 22160K105 2,384 4,200 SH   SOLE   4,200 0 0
YUM BRANDS INC COM Stock 988498101 255 1,834 SH   SOLE   1,833 0 0
PROCTER AND GAMBLE CO COM Stock 742718109 5,936 36,291 SH   SOLE   36,290 0 0
COCA COLA CO COM Stock 191216100 1,556 26,284 SH   SOLE   26,283 0 0
ENTERPRISE PRODS PARTNERS L P COM Stock 293792107 325 14,790 SH   SOLE   14,790 0 0
PPG INDS INC COM Stock 693506107 362 2,100 SH   SOLE   2,100 0 0
UNITED PARCEL SERVICE INC CL B Stock 911312106 450 2,099 SH   SOLE   2,098 0 0
INTEL CORP COM Stock 458140100 2,563 49,776 SH   SOLE   49,776 0 0
NETFLIX INC COM Stock 64110L106 1,443 2,395 SH   SOLE   2,395 0 0
STOCK YDS BANCORP INC COM Stock 861025104 629 9,850 SH   SOLE   9,850 0 0
WATERS CORP COM Stock 941848103 875 2,349 SH   SOLE   2,349 0 0
MERCK & CO INC COM Stock 58933Y105 1,362 17,776 SH   SOLE   17,775 0 0
MASTERCARD INCORPORATED CL A Stock 57636Q104 749 2,085 SH   SOLE   2,085 0 0
ILLINOIS TOOL WKS INC COM Stock 452308109 848 3,438 SH   SOLE   3,438 0 0
EMERSON ELEC CO COM Stock 291011104 505 5,437 SH   SOLE   5,436 0 0
EDWARDS LIFESCIENCES CORP COM Stock 28176E108 760 5,863 SH   SOLE   5,863 0 0
VERIZON COMMUNICATIONS INC COM Stock 92343V104 1,309 25,196 SH   SOLE   25,195 0 0
SHERWIN WILLIAMS CO COM Stock 824348106 715 2,030 SH   SOLE   2,030 0 0
PEPSICO INC COM Stock 713448108 4,283 24,653 SH   SOLE   24,653 0 0
HONEYWELL INTL INC COM Stock 438516106 488 2,340 SH   SOLE   2,339 0 0
FORD MTR CO DEL COM Stock 345370860 784 37,727 SH   SOLE   37,727 0 0
US BANCORP DEL COM NEW Stock 902973304 599 10,657 SH   SOLE   10,656 0 0
HOME DEPOT INC COM Stock 437076102 3,738 9,007 SH   SOLE   9,007 0 0
AUTOMATIC DATA PROCESSING INC COM Stock 053015103 2,112 8,566 SH   SOLE   8,566 0 0
CARROLS RESTAURANT GROUP INC COM Stock 14574X104 33 11,086 SH   SOLE   11,086 0 0
HIVE BLOCKCHAIN TECHNLGIES LTD COM Stock 43366H100 54 20,607 SH   SOLE   20,607 0 0
SOUTHERN CO COM Stock 842587107 742 10,822 SH   SOLE   10,822 0 0
BROADRIDGE FINL SOLUTIONS INC COM Stock 11133T103 247 1,350 SH   SOLE   1,350 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW Stock 084670702 1,897 6,343 SH   SOLE   6,343 0 0
ADOBE SYSTEMS INCORPORATED COM Stock 00724F101 261 460 SH   SOLE   460 0 0
ALPHABET INC CAP STK CL A Stock 02079K305 1,573 543 SH   SOLE   543 0 0
OREILLY AUTOMOTIVE INC COM Stock 67103H107 280 396 SH   SOLE   396 0 0
CONSTELLATION BRANDS INC CL A Stock 21036P108 830 3,306 SH   SOLE   3,306 0 0
CSX CORP COM Stock 126408103 248 6,593 SH   SOLE   6,593 0 0
COMCAST CORP NEW CL A Stock 20030N101 1,125 22,360 SH   SOLE   22,359 0 0
MICROSOFT CORP COM Stock 594918104 7,174 21,331 SH   SOLE   21,330 0 0
CVS HEALTH CORP COM Stock 126650100 1,014 9,831 SH   SOLE   9,831 0 0
RPM INTL INC COM Stock 749685103 465 4,600 SH   SOLE   4,600 0 0
BERKSHIRE HATHAWAY INC DEL CL A Stock 084670108 901 2 SH   SOLE   2 0 0
BOEING CO COM Stock 097023105 693 3,440 SH   SOLE   3,440 0 0
NEXTERA ENERGY INC COM Stock 65339F101 1,092 11,695 SH   SOLE   11,695 0 0
CLOUDFLARE INC CL A COM Stock 18915M107 210 1,600 SH   SOLE   1,600 0 0
TESLA INC COM Stock 88160R101 836 791 SH   SOLE   791 0 0
NORFOLK SOUTHN CORP COM Stock 655844108 291 976 SH   SOLE   976 0 0
WALGREENS BOOTS ALLIANCE INC COM Stock 931427108 1,905 36,522 SH   SOLE   36,522 0 0
BROWN FORMAN CORP CL A Stock 115637100 1,380 20,351 SH   SOLE   20,351 0 0
FIFTH THIRD BANCORP COM Stock 316773100 246 5,651 SH   SOLE   5,651 0 0
LILLY ELI & CO COM Stock 532457108 710 2,570 SH   SOLE   2,570 0 0
AIR PRODS & CHEMS INC COM Stock 009158106 411 1,350 SH   SOLE   1,350 0 0
FIRST MERCHANTS CORP COM Stock 320817109 268 6,405 SH   SOLE   6,405 0 0
SURGALIGN HOLDINGS INC COM Stock 86882C105 9 12,130 SH   SOLE   12,130 0 0
DUKE ENERGY CORP NEW COM NEW Stock 26441C204 1,216 11,592 SH   SOLE   11,592 0 0
FREEPORT-MCMORAN INC CL B Stock 35671D857 220 5,271 SH   SOLE   5,271 0 0
SYSCO CORP COM Stock 871829107 304 3,868 SH   SOLE   3,868 0 0
DICKS SPORTING GOODS INC COM Stock 253393102 230 2,000 SH   SOLE   2,000 0 0
MATCH GROUP INC NEW COM Stock 57667L107 535 4,047 SH   SOLE   4,047 0 0
IAC INTERACTIVECORP NEW COM NEW Stock 44891N208 245 1,875 SH   SOLE   1,875 0 0
AMKOR TECHNOLOGY INC COM Stock 031652100 203 8,200 SH   SOLE   8,200 0 0
BROWN FORMAN CORP CL B Stock 115637209 2,729 37,458 SH   SOLE   37,458 0 0
DARLING INGREDIENTS INC COM Stock 237266101 210 3,031 SH   SOLE   3,031 0 0
VISA INC COM CL A Stock 92826C839 1,222 5,641 SH   SOLE   5,641 0 0
META PLATFORMS INC CL A Stock 30303M102 1,744 5,185 SH   SOLE   5,185 0 0
KULICKE & SOFFA INDS INC COM Stock 501242101 303 5,000 SH   SOLE   5,000 0 0
JOHNSON CTLS INTL PLC SHS Stock G51502105 963 11,846 SH   SOLE   11,846 0 0
KINDER MORGAN INC DEL COM Stock 49456B101 185 11,679 SH   SOLE   11,679 0 0
OMNICOM GROUP INC COM Stock 681919106 398 5,436 SH   SOLE   5,436 0 0
KROGER CO COM Stock 501044101 638 14,098 SH   SOLE   14,098 0 0
NVIDIA CORPORATION COM Stock 67066G104 5,578 18,965 SH   SOLE   18,965 0 0
CUMMINS INC COM Stock 231021106 349 1,600 SH   SOLE   1,600 0 0
ABBVIE INC COM Stock 00287Y109 4,531 33,467 SH   SOLE   33,467 0 0
GRACO INC COM Stock 384109104 242 3,000 SH   SOLE   3,000 0 0
QUALCOMM INC COM Stock 747525103 1,081 5,911 SH   SOLE   5,911 0 0
MCDONALDS CORP COM Stock 580135101 1,911 7,130 SH   SOLE   7,130 0 0
DOVER CORP COM Stock 260003108 804 4,430 SH   SOLE   4,430 0 0
CISCO SYS INC COM Stock 17275R102 1,253 19,769 SH   SOLE   19,769 0 0
ADVANCED MICRO DEVICES INC COM Stock 007903107 310 2,157 SH   SOLE   2,157 0 0
AT&T INC COM Stock 00206R102 1,599 64,982 SH   SOLE   64,982 0 0
GENERAL ELECTRIC CO COM NEW Stock 369604301 750 7,940 SH   SOLE   7,940 0 0
EXPEDIA GROUP INC COM NEW Stock 30212P303 271 1,500 SH   SOLE   1,500 0 0
BUNGE LIMITED COM Stock G16962105 216 2,315 SH   SOLE   2,315 0 0
WELLS FARGO CO NEW COM Stock 949746101 261 5,438 SH   SOLE   5,437 0 0
UNION PAC CORP COM Stock 907818108 934 3,709 SH   SOLE   3,709 0 0
ECOLAB INC COM Stock 278865100 230 978 SH   SOLE   978 0 0
SALESFORCE COM INC COM Stock 79466L302 1,655 6,514 SH   SOLE   6,514 0 0
NORTHROP GRUMMAN CORP COM Stock 666807102 274 709 SH   SOLE   709 0 0
IDEXX LABS INC COM Stock 45168D104 617 937 SH   SOLE   937 0 0
THERMO FISHER SCIENTIFIC INC COM Stock 883556102 622 932 SH   SOLE   932 0 0
JPMORGAN CHASE & CO COM Stock 46625H100 4,287 27,074 SH   SOLE   27,074 0 0
CHEVRON CORP NEW COM Stock 166764100 3,247 27,669 SH   SOLE   27,668 0 0
CINCINNATI FINL CORP COM Stock 172062101 272 2,386 SH   SOLE   2,385 0 0
DANAHER CORPORATION COM Stock 235851102 744 2,262 SH   SOLE   2,262 0 0
TJX COS INC NEW COM Stock 872540109 1,928 25,393 SH   SOLE   25,393 0 0
BK OF AMERICA CORP COM Stock 060505104 1,411 31,724 SH   SOLE   31,724 0 0
WALMART INC COM Stock 931142103 1,040 7,185 SH   SOLE   7,185 0 0
INTERNATIONAL BUSINESS MACHS COM Stock 459200101 986 7,379 SH   SOLE   7,379 0 0
ORACLE CORP COM Stock 68389X105 1,002 11,484 SH   SOLE   11,484 0 0
RAYTHEON TECHNOLOGIES CORP COM Stock 75513E101 1,262 14,663 SH   SOLE   14,663 0 0
TARGET CORP COM Stock 87612E106 1,748 7,553 SH   SOLE   7,552 0 0
PFIZER INC COM Stock 717081103 3,879 65,692 SH   SOLE   65,692 0 0
3M CO COM Stock 88579Y101 1,372 7,723 SH   SOLE   7,723 0 0
GILEAD SCIENCES INC COM Stock 375558103 798 10,994 SH   SOLE   10,994 0 0
CATERPILLAR INC COM Stock 149123101 1,604 7,760 SH   SOLE   7,760 0 0
ALPHABET INC CAP STK CL C Stock 02079K107 2,494 862 SH   SOLE   862 0 0
AMERICAN EXPRESS CO COM Stock 025816109 712 4,352 SH   SOLE   4,352 0 0
APPLIED MATLS INC COM Stock 038222105 1,105 7,023 SH   SOLE   7,023 0 0
HUMANA INC COM Stock 444859102 4,152 8,951 SH   SOLE   8,950 0 0
PHILIP MORRIS INTL INC COM Stock 718172109 972 10,234 SH   SOLE   10,233 0 0
PAPA JOHNS INTL INC COM Stock 698813102 895 6,705 SH   SOLE   6,705 0 0
PNC FINL SVCS GROUP INC COM Stock 693475105 1,267 6,317 SH   SOLE   6,317 0 0
BRISTOL-MYERS SQUIBB CO COM Stock 110122108 1,274 20,426 SH   SOLE   20,426 0 0
ALTRIA GROUP INC COM Stock 02209S103 583 12,311 SH   SOLE   12,311 0 0
CITIGROUP INC COM NEW Stock 172967424 590 9,762 SH   SOLE   9,762 0 0
EXXON MOBIL CORP COM Stock 30231G102 2,777 45,383 SH   SOLE   45,383 0 0
UNITEDHEALTH GROUP INC COM Stock 91324P102 1,029 2,049 SH   SOLE   2,049 0 0
LOWES COS INC COM Stock 548661107 355 1,374 SH   SOLE   1,374 0 0
COLGATE PALMOLIVE CO COM Stock 194162103 202 2,372 SH   SOLE   2,371 0 0
CONFORMIS INC COM Stock 20717E101 18 23,302 SH   SOLE   23,302 0 0
PAYPAL HLDGS INC COM Stock 70450Y103 284 1,506 SH   SOLE   1,506 0 0
BLACKROCK INC COM Stock 09247X101 875 956 SH   SOLE   956 0 0
APPLE INC COM Stock 037833100 14,116 79,496 SH   SOLE   79,495 0 0
ABBOTT LABS COM Stock 002824100 3,054 21,703 SH   SOLE   21,702 0 0
DISNEY WALT CO COM Stock 254687106 3,041 19,630 SH   SOLE   19,630 0 0