The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABRDN JAPAN EQUITY FUND INC COM 00306J109   104,345 18,147 SH   SOLE   18,147 0 0
ADAMS DIVERSIFIED EQUITY FD COM 006212104   812,141 40,205 SH   SOLE   40,205 0 0
ALPHABET INC CAP STK CL A 02079K305   2,111,681 11,155 SH   SOLE   11,155 0 0
ALPHABET INC CAP STK CL C 02079K107   859,837 4,515 SH   SOLE   4,515 0 0
AMERICAN TOWER CORP NEW COM 03027X100   235,682 1,285 SH   SOLE   1,285 0 0
APPLE INC COM 037833100   15,214,386 60,755 SH   SOLE   60,755 0 0
ASA GOLD AND PRECIOUS MTLS L SHS G3156P103   228,486 11,300 SH   SOLE   11,300 0 0
AT&T INC COM 00206R102   399,272 17,535 SH   SOLE   17,535 0 0
ATLASSIAN CORPORATION CL A 049468101   232,428 955 SH   SOLE   955 0 0
BANK AMERICA CORP COM 060505104   462,969 10,534 SH   SOLE   10,534 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   307,777 679 SH   SOLE   679 0 0
BLACKROCK INC COM 09290D101   1,896,454 1,850 SH   SOLE   1,850 0 0
BROADCOM INC COM 11135F101   2,098,152 9,050 SH   SOLE   9,050 0 0
CARTESIAN THERAPEUTICS INC COM NEW 816212302   214,920 12,000 SH   SOLE   12,000 0 0
CITIGROUP INC COM NEW 172967424   387,708 5,508 SH   SOLE   5,508 0 0
CORNING INC COM 219350105   570,240 12,000 SH   SOLE   12,000 0 0
CULLINAN THERAPEUTICS INC COM 230031106   7,253,056 595,489 SH   SOLE   595,489 0 0
DELL TECHNOLOGIES INC CL C 24703L202   26,044,264 226,000 SH   SOLE   226,000 0 0
DRAFTKINGS INC NEW COM CL A 26142V105   373,451 10,039 SH   SOLE   10,039 0 0
ELI LILLY & CO COM 532457108   322,696 418 SH   SOLE   418 0 0
EXXON MOBIL CORP COM 30231G102   992,548 9,227 SH   SOLE   9,227 0 0
FIDELITY COVINGTON TRUST ENHANCED MID 31609A503   543,550 16,546 SH   SOLE   16,546 0 0
FIDELITY NATL INFORMATION SV COM 31620M106   393,269 4,869 SH   SOLE   4,869 0 0
GE AEROSPACE COM NEW 369604301   1,347,163 8,077 SH   SOLE   8,077 0 0
GE HEALTHCARE TECHNOLOGIES I COMMON STOCK 36266G107   353,765 4,525 SH   SOLE   4,525 0 0
GE VERNOVA INC COM 36828A101   828,246 2,518 SH   SOLE   2,518 0 0
GLOBAL PARTNERS LP COM UNITS 37946R109   1,024,100 22,000 SH   SOLE   22,000 0 0
GLOBAL X FDS GLBL X MLP ETF 37954Y343   661,303 13,384 SH   SOLE   13,384 0 0
GLOBAL X FDS ARTIFICIAL ETF 37954Y632   1,038,064 26,865 SH   SOLE   26,865 0 0
GLOBAL X FDS GLOBAL X COPPER 37954Y830   4,150,726 108,715 SH   SOLE   108,715 0 0
GRANITESHARES PLATINUM TR SHS BEN INT 38748T103   263,700 30,000 SH   SOLE   30,000 0 0
HERZFELD CARIBBEAN BASIN FD COM 42804T106   138,996 59,527 SH   SOLE   59,527 0 0
INTERCONTINENTAL EXCHANGE IN COM 45866F104   2,682,925 18,005 SH   SOLE   18,005 0 0
INTERNATIONAL BUSINESS MACHS COM 459200101   1,538,810 7,000 SH   SOLE   7,000 0 0
INVESCO ACTIVELY MANAGED EXC ULTRA SHRT DUR 46090A887   550,208 10,980 SH   SOLE   10,980 0 0
ISHARES GOLD TR ISHARES NEW 464285204   44,461,861 898,038 SH   SOLE   898,038 0 0
ISHARES INC ESG AWR MSCI EM 46434G863   1,235,527 37,003 SH   SOLE   37,003 0 0
ISHARES INC CORE MSCI EMKT 46434G103   8,020,180 153,584 SH   SOLE   153,584 0 0
ISHARES TR 3 7 YR TREAS BD 464288661   802,610 6,946 SH   SOLE   6,946 0 0
ISHARES TR CORE S&P SCP ETF 464287804   1,737,513 15,080 SH   SOLE   15,080 0 0
ISHARES TR CORE MSCI EAFE 46432F842   69,409,411 987,613 SH   SOLE   987,613 0 0
ISHARES TR TIPS BD ETF 464287176   11,719,043 109,986 SH   SOLE   109,986 0 0
ISHARES TR CORE S&P MCP ETF 464287507   5,856,056 93,983 SH   SOLE   93,983 0 0
ISHARES TR ISHARES BIOTECH 464287556   1,434,050 10,847 SH   SOLE   10,847 0 0
ISHARES TR EAFE SML CP ETF 464288273   1,543,354 25,405 SH   SOLE   25,405 0 0
ISHARES TR EUROPE ETF 464287861   1,463,514 28,112 SH   SOLE   28,112 0 0
ISHARES TR RUS 1000 GRW ETF 464287614   10,926,590 27,209 SH   SOLE   27,209 0 0
ISHARES TR S&P 500 GRWT ETF 464287309   13,343,706 131,426 SH   SOLE   131,426 0 0
ISHARES TR ESG AWR US AGRGT 46435U549   358,517 7,720 SH   SOLE   7,720 0 0
ISHARES TR RUS 1000 ETF 464287622   17,165,973 53,284 SH   SOLE   53,284 0 0
ISHARES TR RUS MDCP VAL ETF 464287473   9,426,604 72,882 SH   SOLE   72,882 0 0
ISHARES TR CORE S&P TTL STK 464287150   19,403,966 150,863 SH   SOLE   150,863 0 0
ISHARES TR RUSSELL 3000 ETF 464287689   4,143,029 12,395 SH   SOLE   12,395 0 0
ISHARES TR MSCI EMG MKT ETF 464287234   3,925,602 93,869 SH   SOLE   93,869 0 0
ISHARES TR MORNINGSTAR GRWT 464287119   3,124,800 34,875 SH   SOLE   34,875 0 0
ISHARES TR CORE S&P500 ETF 464287200   5,651,333 9,600 SH   SOLE   9,600 0 0
ISHARES TR RUS MID CAP ETF 464287499   5,350,675 60,528 SH   SOLE   60,528 0 0
ISHARES TR ISHARES SEMICDTR 464287523   2,022,374 9,385 SH   SOLE   9,385 0 0
ISHARES TR RUSSELL 2000 ETF 464287655   5,597,580 25,333 SH   SOLE   25,333 0 0
ISHARES TR 20 YR TR BD ETF 464287432   2,941,362 33,681 SH   SOLE   33,681 0 0
ISHARES TR CORE US AGGBD ET 464287226   11,211,409 115,701 SH   SOLE   115,701 0 0
ISHARES TR RUS 1000 VAL ETF 464287598   2,951,528 15,943 SH   SOLE   15,943 0 0
ISHARES U S ETF TR GSCI CMDTY STGY 46431W853   1,857,248 73,380 SH   SOLE   73,380 0 0
JANUS DETROIT STR TR HENDRSON AAA CL 47103U845   12,779,105 252,004 SH   SOLE   252,004 0 0
JEFFERIES FINL GROUP INC COM 47233W109   222,264 2,835 SH   SOLE   2,835 0 0
JPMORGAN CHASE & CO. COM 46625H100   988,085 4,122 SH   SOLE   4,122 0 0
KYNDRYL HLDGS INC COMMON STOCK 50155Q100   346,000 10,000 SH   SOLE   10,000 0 0
MARSH & MCLENNAN COS INC COM 571748102   266,244 1,253 SH   SOLE   1,253 0 0
MCKESSON CORP COM 58155Q103   683,892 1,200 SH   SOLE   1,200 0 0
MICRON TECHNOLOGY INC COM 595112103   252,480 3,000 SH   SOLE   3,000 0 0
MICROSOFT CORP COM 594918104   2,803,818 6,652 SH   SOLE   6,652 0 0
NB BANCORP INC COM 63945M107   924,022 51,164 SH   SOLE   51,164 0 0
NEW AMER HIGH INCOME FD INC COM NEW 641876800   392,642 48,059 SH   SOLE   48,059 0 0
NVIDIA CORPORATION COM 67066G104   5,963,819 44,410 SH   SOLE   44,410 0 0
PAYPAL HLDGS INC COM 70450Y103   249,649 2,925 SH   SOLE   2,925 0 0
PRICE T ROWE GROUP INC COM 74144T108   2,013,002 17,800 SH   SOLE   17,800 0 0
PROCTER AND GAMBLE CO COM 742718109   477,909 2,851 SH   SOLE   2,851 0 0
PROSHARES TR SHRT 20+YR TRE 74347X849   719,488 29,200 SH   SOLE   29,200 0 0
PROSHARES TR SP500 EX ENRGY 74347B581   366,947 5,800 SH   SOLE   5,800 0 0
PUTNAM MANAGED MUN INCOME TR COM 746823103   143,238 23,993 SH   SOLE   23,993 0 0
PUTNAM MUN OPPORTUNITIES TR SH BEN INT 746922103   317,008 31,294 SH   SOLE   31,294 0 0
ROYCE MICRO-CAP TR INC COM 780915104   606,070 62,161 SH   SOLE   62,161 0 0
RTX CORPORATION COM 75513E101   830,291 7,175 SH   SOLE   7,175 0 0
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803   5,803,743 24,960 SH   SOLE   24,960 0 0
SELECT SECTOR SPDR TR SBI INT-UTILS 81369Y886   7,460,374 98,565 SH   SOLE   98,565 0 0
SELECT SECTOR SPDR TR SBI CONS STPLS 81369Y308   2,343,142 29,807 SH   SOLE   29,807 0 0
SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209   7,964,065 57,891 SH   SOLE   57,891 0 0
SPDR GOLD TR GOLD SHS 78463V107   18,487,836 76,355 SH   SOLE   76,355 0 0
SPDR INDEX SHS FDS S&P EMKTSC ETF 78463X756   644,710 11,000 SH   SOLE   11,000 0 0
SPDR INDEX SHS FDS S&P CHINA ETF 78463X400   1,374,263 18,111 SH   SOLE   18,111 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103   13,362,624 22,800 SH   SOLE   22,800 0 0
SPDR SER TR PORTFOLIO S&P400 78464A847   667,218 12,200 SH   SOLE   12,200 0 0
SPDR SER TR NUVEEN BLMBRG MU 78468R721   247,124 5,417 SH   SOLE   5,417 0 0
SPDR SER TR S&P REGL BKG 78464A698   217,260 3,600 SH   SOLE   3,600 0 0
SPDR SER TR PRTFLO S&P500 VL 78464A508   1,181,921 23,111 SH   SOLE   23,111 0 0
SPDR SER TR S&P DIVID ETF 78464A763   2,943,188 22,280 SH   SOLE   22,280 0 0
SPDR SER TR PRTFLO S&P500 GW 78464A409   21,148,160 240,593 SH   SOLE   240,593 0 0
SPDR SER TR S&P BIOTECH 78464A870   2,384,810 26,480 SH   SOLE   26,480 0 0
SPDR SER TR OILGAS EQUIP 78468R549   295,950 3,750 SH   SOLE   3,750 0 0
SPDR SER TR S&P OILGAS EXP 78468R556   5,861,702 44,283 SH   SOLE   44,283 0 0
SPROTT PHYSICAL GOLD & SILVE TR UNIT 85208R101   1,279,357 53,845 SH   SOLE   53,845 0 0
SRH TOTAL RETURN FUND INC COM 101507101   881,404 55,019 SH   SOLE   55,019 0 0
TEGNA INC COM 87901J105   366,788 20,054 SH   SOLE   20,054 0 0
TRI CONTL CORP COM 895436103   367,953 11,611 SH   SOLE   11,611 0 0
UBER TECHNOLOGIES INC COM 90353T100   676,067 11,208 SH   SOLE   11,208 0 0
VANECK ETF TRUST VANECK VIETNAM 92189F817   490,432 42,721 SH   SOLE   42,721 0 0
VANECK ETF TRUST GOLD MINERS ETF 92189F106   883,932 26,067 SH   SOLE   26,067 0 0
VANGUARD CHARLOTTE FDS TOTAL INT BD ETF 92203J407   275,215 5,611 SH   SOLE   5,611 0 0
VANGUARD INDEX FDS GROWTH ETF 922908736   7,412,279 18,059 SH   SOLE   18,059 0 0
VANGUARD INDEX FDS MID CAP ETF 922908629   1,375,034 5,206 SH   SOLE   5,206 0 0
VANGUARD INDEX FDS SM CP VAL ETF 922908611   366,633 1,850 SH   SOLE   1,850 0 0
VANGUARD INDEX FDS SMALL CP ETF 922908751   729,587 3,036 SH   SOLE   3,036 0 0
VANGUARD INDEX FDS REAL ESTATE ETF 922908553   714,065 8,016 SH   SOLE   8,016 0 0
VANGUARD INDEX FDS LARGE CAP ETF 922908637   3,441,372 12,760 SH   SOLE   12,760 0 0
VANGUARD INDEX FDS MCAP VL IDXVIP 922908512   5,932,983 36,675 SH   SOLE   36,675 0 0
VANGUARD INDEX FDS EXTEND MKT ETF 922908652   3,111,394 16,377 SH   SOLE   16,377 0 0
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   17,367,618 32,233 SH   SOLE   32,233 0 0
VANGUARD INDEX FDS TOTAL STK MKT 922908769   75,113,689 259,183 SH   SOLE   259,183 0 0
VANGUARD INDEX FDS VALUE ETF 922908744   2,252,046 13,302 SH   SOLE   13,302 0 0
VANGUARD INTL EQUITY INDEX F TT WRLD ST ETF 922042742   4,978,882 42,381 SH   SOLE   42,381 0 0
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775   6,307,585 109,869 SH   SOLE   109,869 0 0
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858   9,232,054 209,629 SH   SOLE   209,629 0 0
VANGUARD INTL EQUITY INDEX F FTSE SMCAP ETF 922042718   5,123,672 44,756 SH   SOLE   44,756 0 0
VANGUARD MALVERN FDS STRM INFPROIDX 922020805   17,849,664 368,642 SH   SOLE   368,642 0 0
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409   1,349,495 17,299 SH   SOLE   17,299 0 0
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844   8,444,824 43,123 SH   SOLE   43,123 0 0
VANGUARD STAR FDS VG TL INTL STK F 921909768   3,458,720 58,692 SH   SOLE   58,692 0 0
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858   6,059,940 126,724 SH   SOLE   126,724 0 0
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406   354,828 2,781 SH   SOLE   2,781 0 0
VANGUARD WHITEHALL FDS INTL DVD ETF 921946810   291,964 3,650 SH   SOLE   3,650 0 0
VANGUARD WORLD FD HEALTH CAR ETF 92204A504   4,078,067 16,075 SH   SOLE   16,075 0 0
VANGUARD WORLD FD ESG INTL STK ETF 921910725   2,894,590 51,051 SH   SOLE   51,051 0 0
VANGUARD WORLD FD ESG US STK ETF 921910733   8,656,281 82,527 SH   SOLE   82,527 0 0
VANGUARD WORLD FD ENERGY ETF 92204A306   3,907,395 32,210 SH   SOLE   32,210 0 0
VERIZON COMMUNICATIONS INC COM 92343V104   330,557 8,266 SH   SOLE   8,266 0 0
VOX ROYALTY CORP COM 92919F103   1,308,032 558,988 SH   SOLE   558,988 0 0
VOYA EMERGING MKTS HIGH DIVI COM 92912P108   60,120 12,000 SH   SOLE   12,000 0 0
WALMART INC COM 931142103   318,311 3,523 SH   SOLE   3,523 0 0
WELLS FARGO CO NEW COM 949746101   284,261 4,047 SH   SOLE   4,047 0 0
WESTERN AST INFL LKD OPP & I COM 95766R104   497,548 60,163 SH   SOLE   60,163 0 0
WISDOMTREE TR US QTLY DIV GRT 97717X669   349,618 4,320 SH   SOLE   4,320 0 0