EX-4.1 3 d641683ex4_1.htm POOLING AND SERVICING AGREEMENT Unassociated Document
 
BEAR STEARNS ASSET BACKED SECURITIES I LLC
 
Depositor,
 
EMC MORTGAGE CORPORATION
 
Seller and Master Servicer
 
and
 
LASALLE BANK NATIONAL ASSOCIATION
 
Trustee
 
____________________
 
POOLING AND SERVICING AGREEMENT
 
Dated as of February 1, 2007
 
________________________________________
 
BEAR STEARNS ASSET BACKED SECURITIES I TRUST 2007-FS1
 
ASSET-BACKED CERTIFICATES, SERIES 2007-FS1
 
 
 
 

TABLE OF CONTENTS
 
ARTICLE I DEFINITIONS
 
Section 1.01
Defined Terms.
  
Section 1.02
Allocation of Certain Interest Shortfalls.
  
 
ARTICLE II CONVEYANCE OF TRUST FUND
 
Section 2.01
Conveyance of Trust Fund.
  
Section 2.02
Acceptance of the Mortgage Loans.
  
Section 2.03
Representations, Warranties and Covenants of the Master Servicer and the Seller.
  
Section 2.04
Representations and Warranties of the Depositor.
  
Section 2.05
Delivery of Opinion of Counsel in Connection with Substitutions and Repurchases.
  
Section 2.06
Countersignature and Delivery of Certificates.
  
Section 2.07
Purposes and Powers of the Trust.
  
 
ARTICLE III ADMINISTRATION AND SERVICING OF THE MORTGAGE LOANS
 
Section 3.01
The Master Servicer to act as Master Servicer.
  
Section 3.02
Due-on-Sale Clauses; Assumption Agreements.
  
Section 3.03
Subservicers.
  
Section 3.04
Documents, Records and Funds in Possession of the Master Servicer To Be Held for Trustee.
  
Section 3.05
Maintenance of Hazard Insurance.
  
Section 3.06
Presentment of Claims and Collection of Proceeds.
  
Section 3.07
Maintenance of the Primary Mortgage Insurance Policies.
  
Section 3.08
Fidelity Bond, Errors and Omissions Insurance.
  
Section 3.09
Realization Upon Defaulted Mortgage Loans; Determination of Excess Liquidation Proceeds and Realized Losses; Repurchases of Certain Mortgage Loans.
  
Section 3.10
Servicing Compensation.
  
Section 3.11
REO Property.
  
Section 3.12
Liquidation Reports.
  
Section 3.13
Annual Statement as to Compliance.
  
Section 3.14
Assessments of Compliance and Attestation Reports.
  
Section 3.15
Books and Records.
  
Section 3.16
Reports Filed with Securities and Exchange Commission.
  
Section 3.17
Intention of the Parties and Interpretation.
  
Section 3.18
UCC.
  
Section 3.19
Optional Purchase of Certain Mortgage Loans.
  
Section 3.20
Obligations of the Master Servicer in Respect of Mortgage Rates and Scheduled Payments.
  
Section 3.21
Reserve Fund; Payments to and from Swap Administrator; Supplemental Interest Trust.
  
Section 3.22
Tax Treatment of Class IO Distribution Amounts in the Event of Resecuritization of Class A Certificates or Class M Certificates.
  
Section 3.23
Advancing Facility.
  
 
ARTICLE IV ACCOUNTS
 
Section 4.01
Collection of Mortgage Loan Payments; Protected Account.
  
Section 4.02
Permitted Withdrawals From the Protected Account.
  
Section 4.03
Collection of Taxes; Assessments and Similar Items; Escrow Accounts.
  
Section 4.04
Distribution Account.
  
Section 4.05
Permitted Withdrawals and Transfers from the Distribution Account.
  
Section 4.06
Class P Certificate Account.
  
 
ARTICLE V DISTRIBUTIONS AND ADVANCES
 
Section 5.01
Advances.
  
Section 5.02
Compensating Interest Payments.
  
Section 5.03
REMIC Distributions.
  
Section 5.04
Distributions.
  
Section 5.05
Allocation of Realized Losses.
  
Section 5.06
Monthly Statements to Certificateholders.
  
Section 5.07
REMIC Designations and REMIC Distributions.
  
 
ARTICLE VI THE CERTIFICATES
 
Section 6.01
The Certificates.
  
Section 6.02
Certificate Register; Registration of Transfer and Exchange of Certificates.
  
Section 6.03
Mutilated, Destroyed, Lost or Stolen Certificates.
  
Section 6.04
Persons Deemed Owners.
  
Section 6.05
Access to List of Certificateholders’ Names and Addresses.
  
Section 6.06
Book-Entry Certificates.
  
Section 6.07
Notices to Depository.
  
Section 6.08
Definitive Certificates.
  
Section 6.09
Maintenance of Office or Agency.
  
 
ARTICLE VII THE DEPOSITOR AND THE MASTER SERVICER
 
Section 7.01
Liabilities of the Depositor and the Master Servicer.
  
Section 7.02
Merger or Consolidation of the Depositor or the Master Servicer.
  
Section 7.03
Indemnification of the Trustee and the Master Servicer.
  
Section 7.04
Limitations on Liability of the Depositor, the Master Servicer and Others.
 
Section 7.05
Master Servicer Not to Resign.
  
Section 7.06
Successor Master Servicer..
  
Section 7.07
Sale and Assignment of Master Servicing.
  
 
ARTICLE VIII DEFAULT; TERMINATION OF MASTER SERVICER
 
Section 8.01
Events of Default.
  
Section 8.02
Trustee to Act; Appointment of Successor.
  
Section 8.03
Notification to Certificateholders.
  
Section 8.04
Waiver of Defaults.
  
 
ARTICLE IX CONCERNING THE TRUSTEE
 
Section 9.01
Duties of Trustee.
  
Section 9.02
Certain Matters Affecting the Trustee.
  
Section 9.03
Trustee Not Liable for Certificates or Mortgage Loans.
  
Section 9.04
Trustee May Own Certificates.
  
Section 9.05
Trustee’s Fees and Expenses.
  
Section 9.06
Eligibility Requirements for Trustee.
  
Section 9.07
Insurance.
  
Section 9.08
Resignation and Removal of Trustee.
  
Section 9.09
Successor Trustee.
  
Section 9.10
Merger or Consolidation of Trustee.
  
Section 9.11
Appointment of Co-Trustee or Separate Trustee.
  
Section 9.12
Tax Matters.
  
 
ARTICLE X TERMINATION
 
Section 10.01
Termination upon Liquidation or Repurchase of all Mortgage Loans.
  
Section 10.02
Final Distribution on the Certificates.
  
Section 10.03
Additional Termination Requirements.
  
 
ARTICLE XI MISCELLANEOUS PROVISIONS
 
Section 11.01
Amendment.
  
Section 11.02
Recordation of Agreement; Counterparts.
  
Section 11.03
Governing Law.
  
Section 11.04
Intention of Parties.
  
Section 11.05
Notices.
  
Section 11.06
Severability of Provisions.
  
Section 11.07
Assignment.
  
Section 11.08
Limitation on Rights of Certificateholders.
  
Section 11.09
Inspection and Audit Rights.
  
Section 11.10
Certificates Nonassessable and Fully Paid.
  
Section 11.11
Third Party Rights.
  


Exhibits
 
Exhibit A-1
Form of Class A Certificates
Exhibit A-2
Form of Class M Certificates
Exhibit A-3
Form of Class P Certificates
Exhibit A-4
Form of Class CE Certificates
Exhibit A-5
Form of Class R Certificates
Exhibit B
Mortgage Loan Schedule
Exhibit C
Form of Transferee Affidavit and Agreement
Exhibit D
Form of Transferor Certificate
Exhibit E
Form of Investment Letter (Non-Rule 144A)
Exhibit F
Form of Rule 144A and Related Matters Certificate
Exhibit G
Form of Request for Release
Exhibit H
DTC Letter of Representations
Exhibit I
Schedule of Mortgage Loans with Lost Notes
Exhibit J
Form of Custodial Agreement
Exhibit K
Form of Back-Up Certification
Exhibit L
Form of Mortgage Loan Purchase Agreement
Exhibit M
Swap Agreement
Exhibit N
[Reserved]
Exhibit O
[Reserved]
Exhibit P
Servicing Criteria to Be Addressed in Assessment of Compliance
Exhibit Q
Form 10-D, Form 8-K and Form 10-K Reporting Responsibility
Exhibit R
Additional Disclosure Notification
Exhibit S
Form of Transferor Affidavit

POOLING AND SERVICING AGREEMENT, dated as of February 1, 2007, among BEAR STEARNS ASSET BACKED SECURITIES I LLC, a Delaware limited liability company, as depositor (the “Depositor”), EMC MORTGAGE CORPORATION, a Delaware corporation, as seller (in such capacity, the “Seller”) and as master servicer (in such capacity, the “Master Servicer”) and LASALLE BANK NATIONAL ASSOCIATION, a national banking association, as trustee (the “Trustee”).
 
PRELIMINARY STATEMENT
 
The Depositor is the owner of the Trust Fund that is hereby conveyed to the Trustee in return for the Certificates.
 
REMIC I
 
As provided herein, the Trustee will elect to treat the segregated pool of assets consisting of the Mortgage Loans and certain other related assets subject to this Agreement (other than the Reserve Fund, any Prepayment Charge Waiver Amounts and, for the avoidance of doubt, the Supplemental Interest Trust, the Swap Agreement, the Swap Account, the Swap Collateral Account and any rights or obligations in respect of the Swap Administration Agreement) as a REMIC (as defined herein) for federal income tax purposes, and such segregated pool of assets will be designated as “REMIC I”. The Class R-1 Certificates will be the sole class of Residual Interests (as defined herein) in REMIC I for purposes of the REMIC Provisions (as defined herein). The following table irrevocably sets forth the designation, the Uncertificated REMIC I Pass-Through Rate, the initial Uncertificated Principal Balance and, for purposes of satisfying Treasury Regulation Section 1.860G-1(a)(4)(iii), the “latest possible maturity date” for each of the REMIC I Regular Interests (as defined herein). None of the REMIC I Regular Interests will be certificated.
 
 
Designation
Uncertificated REMIC I
Pass-Through Rate
  
Initial Uncertificated Principal Balance
Latest Possible Maturity Date (1)
II-A Non-Swap
Variable(2)
$
70,635,475.99
February 25, 2037
I-1-A
Variable(2)
$
1,535,675.00
February 25, 2037
I-1-B
Variable(2)
$
1,535,675.00
February 25, 2037
I-2-A
Variable(2)
$
1,933,402.96
February 25, 2037
I-2-B
Variable(2)
$
1,933,402.96
February 25, 2037
I-3-A
Variable(2)
$
2,329,600.21
February 25, 2037
I-3-B
Variable(2)
$
2,329,600.21
February 25, 2037
I-4-A
Variable(2)
$
2,721,082.26
February 25, 2037
I-4-B
Variable(2)
$
2,721,082.26
February 25, 2037
I-5-A
Variable(2)
$
3,104,547.56
February 25, 2037
I-5-B
Variable(2)
$
3,104,547.56
February 25, 2037
I-6-A
Variable(2)
$
3,476,587.42
February 25, 2037
I-6-B
Variable(2)
$
3,476,587.42
February 25, 2037
I-7-A
Variable(2)
$
3,833,803.30
February 25, 2037
I-7-B
Variable(2)
$
3,833,803.30
February 25, 2037
I-8-A
Variable(2)
$
4,172,770.62
February 25, 2037
I-8-B
Variable(2)
$
4,172,770.62
February 25, 2037
I-9-A
Variable(2)
$
4,481,531.71
February 25, 2037
I-9-B
Variable(2)
$
4,481,531.71
February 25, 2037
I-10-A
Variable(2)
$
4,697,231.95
February 25, 2037
I-10-B
Variable(2)
$
4,697,231.95
February 25, 2037
I-11-A
Variable(2)
$
4,504,475.28
February 25, 2037
I-11-B
Variable(2)
$
4,504,475.28
February 25, 2037
I-12-A
Variable(2)
$
4,318,901.87
February 25, 2037
I-12-B
Variable(2)
$
4,318,901.87
February 25, 2037
I-13-A
Variable(2)
$
4,141,227.99
February 25, 2037
I-13-B
Variable(2)
$
4,141,227.99
February 25, 2037
I-14-A
Variable(2)
$
3,971,108.23
February 25, 2037
I-14-B
Variable(2)
$
3,971,108.23
February 25, 2037
I-15-A
Variable(2)
$
3,808,212.62
February 25, 2037
I-15-B
Variable(2)
$
3,808,212.62
February 25, 2037
I-16-A
Variable(2)
$
3,652,225.84
February 25, 2037
I-16-B
Variable(2)
$
3,652,225.84
February 25, 2037
I-17-A
Variable(2)
$
3,502,846.77
February 25, 2037
I-17-B
Variable(2)
$
3,502,846.77
February 25, 2037
I-18-A
Variable(2)
$
3,359,787.53
February 25, 2037
I-18-B
Variable(2)
$
3,359,787.53
February 25, 2037
I-19-A
Variable(2)
$
3,222,773.18
February 25, 2037
I-19-B
Variable(2)
$
3,222,773.18
February 25, 2037
I-20-A
Variable(2)
$
3,091,540.94
February 25, 2037
I-20-B
Variable(2)
$
3,091,540.94
February 25, 2037
I-21-A
Variable(2)
$
2,965,839.72
February 25, 2037
I-21-B
Variable(2)
$
2,965,839.72
February 25, 2037
I-22-A
Variable(2)
$
2,844,848.62
February 25, 2037
I-22-B
Variable(2)
$
2,844,848.62
February 25, 2037
I-23-A
Variable(2)
$
2,728,482.78
February 25, 2037
I-23-B
Variable(2)
$
2,728,482.78
February 25, 2037
I-24-A
Variable(2)
$
2,618,121.85
February 25, 2037
I-24-B
Variable(2)
$
2,618,121.85
February 25, 2037
I-25-A
Variable(2)
$
2,512,384.46
February 25, 2037
I-25-B
Variable(2)
$
2,512,384.46
February 25, 2037
I-26-A
Variable(2)
$
2,411,071.03
February 25, 2037
I-26-B
Variable(2)
$
2,411,071.03
February 25, 2037
I-27-A
Variable(2)
$
2,313,990.83
February 25, 2037
I-27-B
Variable(2)
$
2,313,990.83
February 25, 2037
I-28-A
Variable(2)
$
2,220,960.68
February 25, 2037
I-28-B
Variable(2)
$
2,220,960.68
February 25, 2037
I-29-A
Variable(2)
$
2,131,804.45
February 25, 2037
I-29-B
Variable(2)
$
2,131,804.45
February 25, 2037
I-30-A
Variable(2)
$
2,046,362.21
February 25, 2037
I-30-B
Variable(2)
$
2,046,362.21
February 25, 2037
I-31-A
Variable(2)
$
1,964,470.72
February 25, 2037
I-31-B
Variable(2)
$
1,964,470.72
February 25, 2037
I-32-A
Variable(2)
$
1,885,977.74
February 25, 2037
I-32-B
Variable(2)
$
1,885,977.74
February 25, 2037
I-33-A
Variable(2)
$
1,810,732.48
February 25, 2037
I-33-B
Variable(2)
$
1,810,732.48
February 25, 2037
I-34-A
Variable(2)
$
1,738,645.99
February 25, 2037
I-34-B
Variable(2)
$
1,738,645.99
February 25, 2037
I-35-A
Variable(2)
$
1,669,461.65
February 25, 2037
I-35-B
Variable(2)
$
1,669,461.65
February 25, 2037
I-36-A
Variable(2)
$
1,603,166.38
February 25, 2037
I-36-B
Variable(2)
$
1,603,166.38
February 25, 2037
I-37-A
Variable(2)
$
1,539,608.23
February 25, 2037
I-37-B
Variable(2)
$
1,539,608.23
February 25, 2037
I-38-A
Variable(2)
$
1,478,665.49
February 25, 2037
I-38-B
Variable(2)
$
1,478,665.49
February 25, 2037
I-39-A
Variable(2)
$
1,420,225.93
February 25, 2037
I-39-B
Variable(2)
$
1,420,225.93
February 25, 2037
I-40-A
Variable(2)
$
1,364,185.24
February 25, 2037
I-40-B
Variable(2)
$
1,364,185.24
February 25, 2037
I-41-A
Variable(2)
$
1,310,440.64
February 25, 2037
I-41-B
Variable(2)
$
1,310,440.64
February 25, 2037
I-42-A
Variable(2)
$
1,258,894.84
February 25, 2037
I-42-B
Variable(2)
$
1,258,894.84
February 25, 2037
I-43-A
Variable(2)
$
1,209,454.78
February 25, 2037
I-43-B
Variable(2)
$
1,209,454.78
February 25, 2037
I-44-A
Variable(2)
$
1,162,031.48
February 25, 2037
I-44-B
Variable(2)
$
1,162,031.48
February 25, 2037
I-45-A
Variable(2)
$
1,116,539.44
February 25, 2037
I-45-B
Variable(2)
$
1,116,539.44
February 25, 2037
I-46-A
Variable(2)
$
1,072,898.01
February 25, 2037
I-46-B
Variable(2)
$
1,072,898.01
February 25, 2037
I-47-A
Variable(2)
$
1,031,028.87
February 25, 2037
I-47-B
Variable(2)
$
1,031,028.87
February 25, 2037
I-48-A
Variable(2)
$
7,638,500.03
February 25, 2037
I-48-B
Variable(2)
$
7,638,500.03
February 25, 2037
I-49-A
Variable(2)
$
639,897.22
February 25, 2037
I-49-B
Variable(2)
$
639,897.22
February 25, 2037
I-50-A
Variable(2)
$
617,582.20
February 25, 2037
I-50-B
Variable(2)
$
617,582.20
February 25, 2037
I-51-A
Variable(2)
$
596,071.60
February 25, 2037
I-51-B
Variable(2)
$
596,071.60
February 25, 2037
I-52-A
Variable(2)
$
575,335.26
February 25, 2037
I-52-B
Variable(2)
$
575,335.26
February 25, 2037
I-53-A
Variable(2)
$
555,344.21
February 25, 2037
I-53-B
Variable(2)
$
555,344.21
February 25, 2037
I-54-A
Variable(2)
$
536,070.63
February 25, 2037
I-54-B
Variable(2)
$
536,070.63
February 25, 2037
I-55-A
Variable(2)
$
517,487.73
February 25, 2037
I-55-B
Variable(2)
$
517,487.73
February 25, 2037
I-56-A
Variable(2)
$
499,569.83
February 25, 2037
I-56-B
Variable(2)
$
499,569.83
February 25, 2037
I-57-A
Variable(2)
$
482,310.77
February 25, 2037
I-57-B
Variable(2)
$
482,310.77
February 25, 2037
I-58-A
Variable(2)
$
465,770.08
February 25, 2037
I-58-B
Variable(2)
$
465,770.08
February 25, 2037
I-59-A
Variable(2)
$
453,682.09
February 25, 2037
I-59-B
Variable(2)
$
453,682.09
February 25, 2037
I-60-A
Variable(2)
$
12,883,877.91
February 25, 2037
I-60-B
Variable(2)
$
12,883,877.91
February 25, 2037
II-1-A
Variable(2)
$
125,698.60
February 25, 2037
II-1-B
Variable(2)
$
125,698.60
February 25, 2037
II-2-A
Variable(2)
$
158,253.57
February 25, 2037
II-2-B
Variable(2)
$
158,253.57
February 25, 2037
II-3-A
Variable(2)
$
190,683.25
February 25, 2037
II-3-B
Variable(2)
$
190,683.25
February 25, 2037
II-4-A
Variable(2)
$
222,726.97
February 25, 2037
II-4-B
Variable(2)
$
222,726.97
February 25, 2037
II-5-A
Variable(2)
$
254,114.51
February 25, 2037
II-5-B
Variable(2)
$
254,114.51
February 25, 2037
II-6-A
Variable(2)
$
284,566.84
February 25, 2037
II-6-B
Variable(2)
$
284,566.84
February 25, 2037
II-7-A
Variable(2)
$
313,805.80
February 25, 2037
II-7-B
Variable(2)
$
313,805.80
February 25, 2037
II-8-A
Variable(2)
$
341,551.07
February 25, 2037
II-8-B
Variable(2)
$
341,551.07
February 25, 2037
II-9-A
Variable(2)
$
366,823.89
February 25, 2037
II-9-B
Variable(2)
$
366,823.89
February 25, 2037
II-10-A
Variable(2)
$
384,479.47
February 25, 2037
II-10-B
Variable(2)
$
384,479.47
February 25, 2037
II-11-A
Variable(2)
$
368,701.88
February 25, 2037
II-11-B
Variable(2)
$
368,701.88
February 25, 2037
II-12-A
Variable(2)
$
353,512.26
February 25, 2037
II-12-B
Variable(2)
$
353,512.26
February 25, 2037
II-13-A
Variable(2)
$
338,969.24
February 25, 2037
II-13-B
Variable(2)
$
338,969.24
February 25, 2037
II-14-A
Variable(2)
$
325,044.53
February 25, 2037
II-14-B
Variable(2)
$
325,044.53
February 25, 2037
II-15-A
Variable(2)
$
311,711.15
February 25, 2037
II-15-B
Variable(2)
$
311,711.15
February 25, 2037
II-16-A
Variable(2)
$
298,943.26
February 25, 2037
II-16-B
Variable(2)
$
298,943.26
February 25, 2037
II-17-A
Variable(2)
$
286,716.23
February 25, 2037
II-17-B
Variable(2)
$
286,716.23
February 25, 2037
II-18-A
Variable(2)
$
275,006.50
February 25, 2037
II-18-B
Variable(2)
$
275,006.50
February 25, 2037
II-19-A
Variable(2)
$
263,791.55
February 25, 2037
II-19-B
Variable(2)
$
263,791.55
February 25, 2037
II-20-A
Variable(2)
$
253,049.89
February 25, 2037
II-20-B
Variable(2)
$
253,049.89
February 25, 2037
II-21-A
Variable(2)
$
242,760.95
February 25, 2037
II-21-B
Variable(2)
$
242,760.95
February 25, 2037
II-22-A
Variable(2)
$
232,857.54
February 25, 2037
II-22-B
Variable(2)
$
232,857.54
February 25, 2037
II-23-A
Variable(2)
$
223,332.72
February 25, 2037
II-23-B
Variable(2)
$
223,332.72
February 25, 2037
II-24-A
Variable(2)
$
214,299.42
February 25, 2037
II-24-B
Variable(2)
$
214,299.42
February 25, 2037
II-25-A
Variable(2)
$
205,644.57
February 25, 2037
II-25-B
Variable(2)
$
205,644.57
February 25, 2037
II-26-A
Variable(2)
$
197,351.83
February 25, 2037
II-26-B
Variable(2)
$
197,351.83
February 25, 2037
II-27-A
Variable(2)
$
189,405.58
February 25, 2037
II-27-B
Variable(2)
$
189,405.58
February 25, 2037
II-28-A
Variable(2)
$
181,790.85
February 25, 2037
II-28-B
Variable(2)
$
181,790.85
February 25, 2037
II-29-A
Variable(2)
$
174,493.20
February 25, 2037
II-29-B
Variable(2)
$
174,493.20
February 25, 2037
II-30-A
Variable(2)
$
167,499.55
February 25, 2037
II-30-B
Variable(2)
$
167,499.55
February 25, 2037
II-31-A
Variable(2)
$
160,796.54
February 25, 2037
II-31-B
Variable(2)
$
160,796.54
February 25, 2037
II-32-A
Variable(2)
$
154,371.71
February 25, 2037
II-32-B
Variable(2)
$
154,371.71
February 25, 2037
II-33-A
Variable(2)
$
148,212.71
February 25, 2037
II-33-B
Variable(2)
$
148,212.71
February 25, 2037
II-34-A
Variable(2)
$
142,312.26
February 25, 2037
II-34-B
Variable(2)
$
142,312.26
February 25, 2037
II-35-A
Variable(2)
$
136,649.36
February 25, 2037
II-35-B
Variable(2)
$
136,649.36
February 25, 2037
II-36-A
Variable(2)
$
131,222.93
February 25, 2037
II-36-B
Variable(2)
$
131,222.93
February 25, 2037
II-37-A
Variable(2)
$
126,020.55
February 25, 2037
II-37-B
Variable(2)
$
126,020.55
February 25, 2037
II-38-A
Variable(2)
$
121,032.24
February 25, 2037
II-38-B
Variable(2)
$
121,032.24
February 25, 2037
II-39-A
Variable(2)
$
116,248.83
February 25, 2037
II-39-B
Variable(2)
$
116,248.83
February 25, 2037
II-40-A
Variable(2)
$
111,661.77
February 25, 2037
II-40-B
Variable(2)
$
111,661.77
February 25, 2037
II-41-A
Variable(2)
$
107,262.64
February 25, 2037
II-41-B
Variable(2)
$
107,262.64
February 25, 2037
II-42-A
Variable(2)
$
103,043.50
February 25, 2037
II-42-B
Variable(2)
$
103,043.50
February 25, 2037
II-43-A
Variable(2)
$
98,996.71
February 25, 2037
II-43-B
Variable(2)
$
98,996.71
February 25, 2037
II-44-A
Variable(2)
$
95,115.01
February 25, 2037
II-44-B
Variable(2)
$
95,115.01
February 25, 2037
II-45-A
Variable(2)
$
91,391.37
February 25, 2037
II-45-B
Variable(2)
$
91,391.37
February 25, 2037
II-46-A
Variable(2)
$
87,819.22
February 25, 2037
II-46-B
Variable(2)
$
87,819.22
February 25, 2037
II-47-A
Variable(2)
$
84,392.13
February 25, 2037
II-47-B
Variable(2)
$
84,392.13
February 25, 2037
II-48-A
Variable(2)
$
625,229.16
February 25, 2037
II-48-B
Variable(2)
$
625,229.16
February 25, 2037
II-49-A
Variable(2)
$
52,377.09
February 25, 2037
II-49-B
Variable(2)
$
52,377.09
February 25, 2037
II-50-A
Variable(2)
$
50,550.55
February 25, 2037
II-50-B
Variable(2)
$
50,550.55
February 25, 2037
II-51-A
Variable(2)
$
48,789.86
February 25, 2037
II-51-B
Variable(2)
$
48,789.86
February 25, 2037
II-52-A
Variable(2)
$
47,092.54
February 25, 2037
II-52-B
Variable(2)
$
47,092.54
February 25, 2037
II-53-A
Variable(2)
$
45,456.23
February 25, 2037
II-53-B
Variable(2)
$
45,456.23
February 25, 2037
II-54-A
Variable(2)
$
43,878.64
February 25, 2037
II-54-B
Variable(2)
$
43,878.64
February 25, 2037
II-55-A
Variable(2)
$
42,357.59
February 25, 2037
II-55-B
Variable(2)
$
42,357.59
February 25, 2037
II-56-A
Variable(2)
$
40,890.96
February 25, 2037
II-56-B
Variable(2)
$
40,890.96
February 25, 2037
II-57-A
Variable(2)
$
39,478.27
February 25, 2037
II-57-B
Variable(2)
$
39,478.27
February 25, 2037
II-58-A
Variable(2)
$
38,124.37
February 25, 2037
II-58-B
Variable(2)
$
38,124.37
February 25, 2037
II-59-A
Variable(2)
$
37,134.94
February 25, 2037
II-59-B
Variable(2)
$
37,134.94
February 25, 2037
II-60-A
Variable(2)
$
1,054,575.66
February 25, 2037
II-60-B
Variable(2)
$
1,054,575.66
February 25, 2037
P
0.00%
$
100.00
February 25, 2037

___________________________
(1)
For purposes of Section 1.860G-1(a)(4)(iii) of the Treasury regulations, the Distribution Date in the month following the maturity date for the Mortgage Loan with the latest maturity date has been designated as the “latest possible maturity date” for each REMIC I Regular Interest.
(2)            Calculated in accordance with the definition of “Uncertificated REMIC I Pass-Through Rate” herein.
 

REMIC II
 
As provided herein, the Trustee will elect to treat the segregated pool of assets consisting of the REMIC I Regular Interests as a REMIC for federal income tax purposes, and such segregated pool of assets will be designated as “REMIC II”. The Class R-2 Certificates will be the sole class of Residual Interests in REMIC II for purposes of the REMIC Provisions. The following table irrevocably sets forth the designation, the Uncertificated REMIC II Pass-Through Rate, the initial Uncertificated Principal Balance and, for purposes of satisfying Treasury Regulation Section 1.860G-1(a)(4)(iii), the “latest possible maturity date” for each of the REMIC II Regular Interests (as defined herein). None of the REMIC II Regular Interests will be certificated.
 
 
Designation
Uncertificated REMIC II Pass-Through Rate
  
Initial Uncertificated Principal Balance
Latest Possible Maturity Date (1)
AA
Variable(2)
$
189,138,958.64
February 25, 2037
I-A-1
Variable(2)
$
559,585.00
February 25, 2037
I-A-2
Variable(2)
$
224,150.00
February 25, 2037
I-A-3
Variable(2)
$
169,595.00
February 25, 2037
I-A-4
Variable(2)
$
136,160.00
February 25, 2037
II-A
Variable(2)
$
353,175.00
February 25, 2037
M-1
Variable(2)
$
74,305.00
February 25, 2037
M-2
Variable(2)
$
71,410.00
February 25, 2037
M-3
Variable(2)
$
43,425.00
February 25, 2037
M-4
Variable(2)
$
36,665.00
February 25, 2037
M-5
Variable(2)
$
34,740.00
February 25, 2037
M-6
Variable(2)
$
33,775.00
February 25, 2037
M-7
Variable(2)
$
32,810.00
February 25, 2037
M-8
Variable(2)
$
29,915.00
February 25, 2037
M-9
Variable(2)
$
24,125.00
February 25, 2037
M-10
Variable(2)
$
21,230.00
February 25, 2037
ZZ
Variable(2)
$
2,014,913.75
February 25, 2037
IO
(2)
  
(3)
February 25, 2037
P
0.00%
$
100.00
February 25, 2037
1-Sub
Variable(2)
$
7,360.43
February 25, 2037
1-Grp
Variable(2)
$
29,150.23
February 25, 2037
2-Sub
Variable(2)
$
2,386.06
February 25, 2037
2-Grp Swap
Variable(2)
$
2,386.01
February 25, 2037
2-Grp Non-Swap
Variable(2)
$
7,063.55
February 25, 2037
XX
Variable(2)
$
192,950,591.11
February 25, 2037
___________________________
(1)
For purposes of Section 1.860G-1(a)(4)(iii) of the Treasury regulations, the Distribution Date in the month following the maturity date for the Mortgage Loan with the latest maturity date has been designated as the “latest possible maturity date” for each REMIC II Regular Interest.
(2)
Calculated in accordance with the definition of “Uncertificated REMIC II Pass-Through Rate” herein.
(3)
REMIC II Regular Interest IO will not have an Uncertificated Principal Balance but will accrue interest on its uncertificated notional amount calculated in accordance with the definition of “Uncertificated Notional Amount” herein.
 
REMIC III
 
As provided herein, the Trustee will elect to treat the segregated pool of assets consisting of the REMIC II Regular Interests as a REMIC for federal income tax purposes, and such segregated pool of assets will be designated as “REMIC III”. The Class R-3 Certificates will represent the sole class of Residual Interests in REMIC III for purposes of the REMIC Provisions.
 
The following table irrevocably sets forth the designation, Pass-Through Rate, Initial Certificate Principal Balance (or initial Uncertificated Principal Balance, in the case of the Class CE Interest, Class P Interest and Class IO Interest) and, for purposes of satisfying Treasury Regulation Section 1.860G-1(a)(4)(iii), the “latest possible maturity date” for each class of Certificates and interests that represents ownership of one or more of the Regular Interests in REMIC III created hereunder.
 
Each Certificate, other than the Class P, Class CE and Class R Certificates, represents ownership of a Regular Interest in REMIC III and also represents (i) the right to receive certain amounts specified herein in respect of Basis Risk Shortfall Carry Forward Amounts (as defined herein), and (ii) in the case of the Class I-A Certificates and Class M Certificates, the obligation to pay Class IO Distribution Amounts (as defined herein). The entitlement to principal of the Regular Interest which corresponds to each Certificate shall be equal in amount and timing to the entitlement to principal of such Certificate.
 
Designation
Pass-Through Rate
  
Initial Certificate or Uncertificated
Principal Balance
Latest Possible Maturity Date(1)
I-A-1(2)
Variable(3)
  $
 111,917,000.00
February 25, 2037
I-A-2(2)
Variable(3)
  $
 44,830,000.00
February 25, 2037
I-A-3(2)
Variable(3)
  $
 33,919,000.00
February 25, 2037
I-A-4(2)
Variable(3)
  $
 27,232,000.00
February 25, 2037
II-A(2)
Variable(3)
  $
 70,635,000.00
February 25, 2037
M-1(2)
Variable(3)
  $
 14,861,000.00
February 25, 2037
M-2(2)
Variable(3)
  $
 14,282,000.00
February 25, 2037
M-3(2)
Variable(3)
  $
 8,685,000.00
February 25, 2037
M-4(2)
Variable(3)
  $
 7,333,000.00
February 25, 2037
M-5(2)
Variable(3)
  $
 6,948,000.00
February 25, 2037
M-6(2)
Variable(3)
  $
 6,755,000.00
February 25, 2037
M-7(2)
Variable(3)
  $
 6,562,000.00
February 25, 2037
M-8(2)
Variable(3)
  $
 5,983,000.00
February 25, 2037
M-9(2)
Variable(3)
  $
4,825,000.00
February 25, 2037
M-10(2)
Variable(3)
  $
 4,246,000.00
February 25, 2037
Class CE Interest
Variable(3)(4)
  $
 16,984,874.77
February 25, 2037
Class P Interest
0.00%(5)
  $
 100.00
February 25, 2037
Class IO Interest
(6)
  
(7)
February 25, 2037
___________________
(1)
For purposes of Section 1.860G-1(a)(4)(iii) of the Treasury regulations, the Distribution Date in the month following the maturity date for the Mortgage Loan with the latest maturity date has been designated as the “latest possible maturity date” for each REMIC III Regular Interest.
(2)
This Class of Certificates represents ownership of a Regular Interest in REMIC III. Any amount distributed on this Class of Certificates on any Distribution Date in excess of the amount distributable on the related Regular Interest in REMIC III on such Distribution Date shall be treated for federal income tax purposes as having been paid from the Reserve Fund or the Supplemental Interest Trust, as applicable, and (except with respect to the Regular Interest the ownership of which is represented by the Class II-A Certificates) any amount distributable on the related Regular Interest in REMIC III on such Distribution Date in excess of the amount distributable on such Class of Certificates on such Distribution Date shall be treated for such purposes as having been distributed to the Holders of such Certificates and then paid by such Holders to the Supplemental Interest Trust, all pursuant to and as further provided in Section 3.21 hereof.
(3)
Calculated in accordance with the definition of “Pass-Through Rate” herein. Each Regular Interest in REMIC III which corresponds to a Class A Certificate or Class M Certificate will have the same Pass-Through Rate as such Certificate, except with respect to the Net Rate Cap related to the Class I-A Certificates or Class M Certificates. The Net Rate Cap for each such Regular Interest in REMIC III and Certificate is specified in the definition of “Net Rate Cap.”
(4)
The Class CE Interest will accrue interest at its variable Pass-Through Rate on its Uncertificated Notional Amount outstanding from time to time, which shall equal the aggregate Uncertificated Principal Balance of the REMIC II Regular Interests (other than REMIC II Regular Interest P). The Class CE Interest will not accrue interest on its Uncertificated Principal Balance.
(5)
The Class P Interest is not entitled to distributions in respect of interest.
(6)
For federal income tax purposes, the Class IO Interest will not have a Pass-Through Rate, but will be entitled to 100% of the amounts distributed on REMIC II Regular Interest IO.
(7)
For federal income tax purposes, the Class IO Interest will not have an Uncertificated Principal Balance, but will have a notional amount equal to the Uncertificated Notional Amount of REMIC II Regular Interest IO.
 
REMIC IV
 
As provided herein, the Trustee shall elect to treat the segregated pool of assets consisting of the Class CE Interest as a REMIC for federal income tax purposes, and such segregated pool of assets will be designated as “REMIC IV”. The Class R-4 Interest represents the sole class of Residual Interests in REMIC IV for purposes of the REMIC Provisions.
 
The following table sets forth the Class designation, Pass-Through Rate, Initial Certificate Principal Balance and, for purposes of satisfying Treasury Regulation Section 1.860G-1(a)(4)(iii), the “latest possible maturity date” for the indicated Class of Certificates that represents a Regular Interest in REMIC IV created hereunder. The Class CE Certificates represent ownership of a Regular Interest in REMIC IV and also represents (i) the obligation to pay certain amounts specified herein in respect of Basis Risk Shortfall Carry Forward Amounts and (ii) the right to receive Class IO Distribution Amounts.
 
Class Designation
Pass-Through Rate
  
Initial Certificate Principal Balance
Latest Possible
Maturity Date(1)
CE
(2)
  $
16,984,874.77
February 25, 2037
_______________
(1)
For purposes of Section 1.860G-1(a)(4)(iii) of the Treasury regulations, the Distribution Date in the month following the maturity date for the Mortgage Loan with the latest maturity date has been designated as the “latest possible maturity date” for the Class CE Certificates.
(2)
The Class CE Certificates will receive 100% of the amounts received in respect of the Class CE Interest.
 
REMIC V
 
As provided herein, the Trustee shall elect to treat the segregated pool of assets consisting of the Class P Interest as a REMIC for federal income tax purposes, and such segregated pool of assets will be designated as “REMIC V”. The Class R-5 Interest represents the sole class of Residual Interests in REMIC V for purposes of the REMIC Provisions.
 
The following table sets forth the Class designation, Pass-Through Rate, Initial Certificate Principal Balance and, for purposes of satisfying Treasury Regulation Section 1.860G-1(a)(4)(iii), the “latest possible maturity date” for the indicated Class of Certificates that represents a Regular Interest in REMIC V created hereunder:
 
Class Designation
Pass-Through Rate
  
Initial
Certificate Principal Balance
Latest Possible
Maturity Date(1)
P
0.00%(2)
  $
100.00
February 25, 2037
_______________
(1)
For purposes of Section 1.860G-1(a)(4)(iii) of the Treasury regulations, the Distribution Date in the month following the maturity date for the Mortgage Loan with the latest maturity date has been designated as the “latest possible maturity date” for the Class P Certificates.
(2)
The Class P Certificates will receive 100% of the amounts received in respect of the Class P Interest.
 
REMIC VI
 
As provided herein, the Trustee shall elect to treat the segregated pool of assets consisting of the Class IO Interest as a REMIC for federal income tax purposes, and such segregated pool of assets will be designated as “REMIC VI”. The Class R-6 Interest represents the sole class of Residual Interests in REMIC VI for purposes of the REMIC Provisions.
 
The following table sets forth the designation, Pass-Through Rate, initial Uncertificated Principal Balance and, for purposes of satisfying Treasury Regulation Section 1.860G-1(a)(4)(iii), the “latest possible maturity date” for the indicated class of interests that represents a Regular Interest in REMIC VI created hereunder:
 
Designation
Pass-Through Rate
Initial Uncertificated Principal Balance
Latest Possible
Maturity Date(1)
IO(2)
(3)
(4)
February 25, 2037
_______________
(1)
For purposes of Section 1.860G-1(a)(4)(iii) of the Treasury regulations, the Distribution Date in the month following the maturity date for the Mortgage Loan with the latest maturity date has been designated as the “latest possible maturity date” for REMIC VI Regular Interest IO.
(2)
REMIC VI Regular Interest IO will be held as an asset of the Supplemental Interest Trust.
(3)
REMIC VI Regular Interest IO will not have a Pass-Through Rate, but will receive 100% of the amounts received in respect of the Class IO Interest.
(4)
REMIC VI Regular Interest IO will not have an Uncertificated Principal Balance, but will have a notional amount equal to the Uncertificated Notional Amount of the Class IO Interest.
 
The Trust Fund shall be named, and may be referred to as, the “Bear Stearns Asset Backed Securities I Trust 2007-FS1.” The Certificates issued hereunder may be referred to as “Asset-Backed Certificates, Series 2007-FS1” (including for purposes of any endorsement or assignment of a Mortgage Note or Mortgage).
 
In consideration of the mutual agreements herein contained, the Depositor, the Master Servicer, the Seller and the Trustee agree as follows:
 
ARTICLE I
 
DEFINITIONS
 
Section 1.01  Defined Terms. 
 
Whenever used in this Agreement, the following words and phrases, unless otherwise expressly provided or unless the context otherwise requires, shall have the meanings specified in this Article:
 
10-K Filing Deadline: As defined in Section 3.16(a)(iii).
 
Accepted Servicing Practices: With respect to each Mortgage Loan, those mortgage servicing practices and procedures, including prudent collection and loan administration procedures, and the standard of care (i) employed by prudent mortgage servicers which service mortgage loans of the same type as the Mortgage Loans in the jurisdictions in which the related Mortgage Properties are located or (ii) in accordance with the Fannie Mae Guide or Freddie Mac Guide, subject to any variances negotiated with Fannie Mae or Freddie Mac and subject to the express provisions of this Agreement. Such standard of care shall not be lower than that the Master Servicer customarily employs and exercises in servicing and administering similar mortgage loans for its own account and shall be in full compliance with all federal, state, and local laws, ordinances, rules and regulations.
 
Account: The Distribution Account, the Reserve Fund, the Swap Account, the Class P Certificate Account, the Protected Account and the Swap Collateral Account.
 
Accrual Period: With respect to the Certificates (other than the Class II-A, Class CE, Class P and the Residual Certificates) and any Distribution Date, the period from and including the immediately preceding Distribution Date (or with respect to the first Accrual Period, the Closing Date) to and including the day prior to such Distribution Date. With respect to the Class II-A Certificates, Class CE Certificates and the Class CE Interest and any Distribution Date, the calendar month immediately preceding such Distribution Date. All calculations of interest on the Certificates (other than the Class II-A, Class CE, Class P and the Residual Certificates) will be made on the basis of the actual number of days elapsed in the related Accrual Period. All calculations of interest on the Class II-A Certificates, Class CE Interest and the Class CE Certificates will be made on the basis of a 360-day year consisting of twelve 30-day months.
 
Additional Disclosure: As defined in Section 3.16(a)(iv).
 
Additional Disclosure Notification: The form of notice set forth in Exhibit R.
 
Additional Form 10-D Disclosure: As defined in Section 3.16(a)(i).
 
Additional Form 10-K Disclosure: As defined in Section 3.16(a)(iii).
 
Advance: An advance of delinquent payments of principal or interest in respect of a Mortgage Loan required to be made by the Master Servicer as provided in Section 5.01 hereof.
 
Affected Party: An “Affected Party” as defined in the Swap Agreement.
 
Agreement: This Pooling and Servicing Agreement and any and all amendments or supplements hereto made in accordance with the terms herein.
 
Adjustable Rate Mortgage Loan: Each of the Mortgage Loans identified in the Mortgage Loan Schedule as having a Mortgage Rate that is subject to adjustment.
 
Adjustment Date: With respect to each Adjustable Rate Mortgage Loan, the first day of the month in which the Mortgage Rate of an Adjustable Rate Mortgage Loan changes pursuant to the related Mortgage Note. The first Adjustment Date following the Cut-off Date as to each Adjustable Rate Mortgage Loan is set forth in the Mortgage Loan Schedule.
 
Amount Held for Future Distribution: As to any Distribution Date, the aggregate amount held in the Protected Account at the close of business on the immediately preceding Determination Date on account of (i) all Scheduled Payments or portions thereof received in respect of the Mortgage Loans due after the related Due Period, (ii) Principal Prepayments received in respect of such Mortgage Loans after the last day of the related Prepayment Period and (iii) Liquidation Proceeds, Subsequent Recoveries and Insurance Proceeds received in respect of such Mortgage Loans after the last day of the prior calendar month.
 
Annual Statement of Compliance: As defined in Section 3.13.
 
Applied Realized Loss Amount: With respect to any Distribution Date and a Class of Class A Certificates and Class M Certificates, the sum of the Realized Losses with respect to the Mortgage Loans which have been applied in reduction of the Certificate Principal Balance of a Class of Certificates pursuant to Section 5.05 of this Agreement which have not previously been reimbursed or reduced by any Subsequent Recoveries applied to such Applied Realized Loss Amount.
 
Appraised Value: With respect to any Mortgage Loan originated in connection with a refinancing, the appraised value of the Mortgaged Property based upon the appraisal made at the time of such refinancing or, with respect to any other Mortgage Loan, the lesser of (x) the appraised value of the Mortgaged Property based upon the appraisal made by a fee appraiser at the time of the origination of the related Mortgage Loan, and (y) the sales price of the Mortgaged Property at the time of such origination.
 
Assessment of Compliance: As defined in Section 3.14.
 
Attesting Party: As defined in Section 3.14.
 
Attestation Report: As defined in Section 3.14.
 
Back-Up Certification: As defined in Section 3.16(a)(iii).
 
Basis Risk Shortfall Carry Forward Amount: With respect to any Distribution Date and any Class of Class I-A Certificates and Class M Certificates, an amount equal to the sum of (A) if the Pass-Through Rate for such Class for such Distribution Date is limited to the related Net Rate Cap, the excess, if any, of (a) the amount of Current Interest that such Class would have been entitled to receive on such Distribution Date had the Pass-Though Rate applicable to such Class been calculated at a per annum rate equal to the related One-Month LIBOR Pass-Through Rate, over (b) the amount of Current Interest that such Class received on such Distribution Date at the related Net Rate Cap for such Distribution Date and (B) the Basis Risk Shortfall Carry Forward Amount for the previous Distribution Date not previously paid, together with interest thereon at a rate equal to the related Pass-Through Rate for the current Distribution Date.
 
With respect to any Distribution Date and the Class II-A Certificates, an amount equal to the sum of (A) if the Pass-Through Rate for such Class for such Distribution Date is limited to the related Net Rate Cap, the excess, if any, of (a) the amount of Current Interest that such Class would have been entitled to receive on such Distribution Date had the Pass-Though Rate applicable to such Class been calculated at a per annum rate equal to the applicable fixed rate, over (b) the amount of Current Interest that such Class received on such Distribution Date at the related Net Rate Cap for such Distribution Date and (B) the Basis Risk Shortfall Carry Forward Amount for the previous Distribution Date not previously paid, together with interest thereon at a rate equal to the Pass-Through Rate for the current Distribution Date.
 
Bankruptcy Code: Title 11 of the United States Code.
 
Book-Entry Certificates: Any of the Certificates that shall be registered in the name of the Depository or its nominee, the ownership of which is reflected on the books of the Depository or on the books of a person maintaining an account with the Depository (directly, as a “Depository Participant”, or indirectly, as an indirect participant in accordance with the rules of the Depository and as described in Section 6.06). As of the Closing Date, each Class of Regular Certificates (other than the Class CE Certificates and Class P Certificates) constitutes a Class of Book-Entry Certificates.
 
Business Day: Any day other than (i) a Saturday or a Sunday, or (ii) a day on which banking institutions in the cities of New York, New York, Chicago, Illinois, Minneapolis, Minnesota or the city in which the Corporate Trust Office of the Trustee or the principal office of the Master Servicer is located as authorized or obligated by law or executive order to be closed.
 
Certificate: Any one of the certificates of any Class executed and authenticated by the Trustee in substantially the forms attached hereto as Exhibits A-1 through A-5.
 
Certificate Margin: With respect to the Class I-A-1 Certificates and, for purposes of the definition of “One-Month LIBOR Pass-Through Rate”, REMIC II Regular Interest I-A-1, 0.060% per annum.
 
With respect to the Class I-A-2 Certificates and, for purposes of the definition of “One-Month LIBOR Pass-Through Rate”, REMIC II Regular Interest I-A-2, 0.130% per annum in the case of each Distribution Date through and including the first possible Optional Termination Date and 0.260% per annum in the case of each Distribution Date thereafter.
 
With respect to the Class I-A-3 Certificates and, for purposes of the definition of “One-Month LIBOR Pass-Through Rate”, REMIC II Regular Interest I-A-3, 0.170% per annum in the case of each Distribution Date through and including the first possible Optional Termination Date and 0.340% per annum in the case of each Distribution Date thereafter.
 
With respect to the Class I-A-4 Certificates and, for purposes of the definition of “One-Month LIBOR Pass-Through Rate”, REMIC II Regular Interest I-A-4, 0.240% per annum in the case of each Distribution Date through and including the first possible Optional Termination Date and 0.480% per annum in the case of each Distribution Date thereafter.
 
With respect to the Class M-1 Certificates and, for purposes of the definition of “One-Month LIBOR Pass-Through Rate”, REMIC II Regular Interest M-1, 0.290% per annum in the case of each Distribution Date through and including the first possible Optional Termination Date and 0.435% per annum in the case of each Distribution Date thereafter.
 
With respect to the Class M-2 Certificates and, for purposes of the definition of “One-Month LIBOR Pass-Through Rate”, REMIC II Regular Interest M-2, 0.320% per annum in the case of each Distribution Date through and including the first possible Optional Termination Date and 0.480% per annum in the case of each Distribution Date thereafter.
 
With respect to the Class M-3 Certificates and, for purposes of the definition of “One-Month LIBOR Pass-Through Rate”, REMIC II Regular Interest M-3, 0.350% per annum in the case of each Distribution Date through and including the first possible Optional Termination Date and 0.525% per annum in the case of each Distribution Date thereafter.
 
With respect to the Class M-4 Certificates and, for purposes of the definition of “One-Month LIBOR Pass-Through Rate”, REMIC II Regular Interest M-4, 0.550% per annum in the case of each Distribution Date through and including the first possible Optional Termination Date and 0.825% per annum in the case of each Distribution Date thereafter.
 
With respect to the Class M-5 Certificates and, for purposes of the definition of “One-Month LIBOR Pass-Through Rate”, REMIC II Regular Interest M-5, 0.600% per annum in the case of each Distribution Date through and including the first possible Optional Termination Date and 0.900% per annum in the case of each Distribution Date thereafter.
 
With respect to the Class M-6 Certificates and, for purposes of the definition of “One-Month LIBOR Pass-Through Rate”, REMIC II Regular Interest M-6, 0.700% per annum in the case of each Distribution Date through and including the first possible Optional Termination Date and 1.050% per annum in the case of each Distribution Date thereafter.
 
With respect to the Class M-7 Certificates and, for purposes of the definition of “One-Month LIBOR Pass-Through Rate”, REMIC II Regular Interest M-7, 2.000% per annum in the case of each Distribution Date through and including the first possible Optional Termination Date and 3.000% per annum in the case of each Distribution Date thereafter.
 
With respect to the Class M-8 Certificates and, for purposes of the definition of “One-Month LIBOR Pass-Through Rate”, REMIC II Regular Interest M-8, 2.000% per annum in the case of each Distribution Date through and including the first possible Optional Termination Date and 3.000% per annum in the case of each Distribution Date thereafter.
 
With respect to the Class M-9 Certificates and, for purposes of the definition of “One-Month LIBOR Pass-Through Rate”, REMIC II Regular Interest M-9, 2.000% per annum in the case of each Distribution Date through and including the first possible Optional Termination Date and 3.000% per annum in the case of each Distribution Date thereafter.
 
With respect to the Class M-10 Certificates and, for purposes of the definition of “One-Month LIBOR Pass-Through Rate”, REMIC II Regular Interest M-10, 2.000% per annum in the case of each Distribution Date through and including the first possible Optional Termination Date and 3.000% per annum in the case of each Distribution Date thereafter.
 
Certificate Notional Amount: With respect to the Class CE Certificates and any Distribution Date, an amount equal to the Stated Principal Balance of the Mortgage Loans as of the beginning of the related Due Period. The initial Certificate Notional Amount of the Class CE Certificates shall be $385,997,874.77. For federal income tax purposes, the Certificate Notional Amount for any Distribution Date shall be an amount equal to the Uncertificated Notional Amount for the Class CE Interest for such Distribution Date.
 
Certificate Owner: With respect to a Book-Entry Certificate, the Person that is the beneficial owner of such Book-Entry Certificate.
 
Certificate Principal Balance: As to any Certificate (other than any Class CE Certificates and any Class R Certificates) and as of any Distribution Date, the Initial Certificate Principal Balance of such Certificate plus, in the case of a Class A Certificate and Class M Certificate, any Subsequent Recoveries added to the Certificate Principal Balance of such Certificate pursuant to Section 5.04(b), less the sum of (i) all amounts distributed with respect to such Certificate in reduction of the Certificate Principal Balance thereof on previous Distribution Dates pursuant to Section 5.04, and (ii) any Applied Realized Loss Amounts allocated to such Certificate on previous Distribution Dates. As to the Class CE Certificates and as of any Distribution Date, an amount equal to the Uncertificated Principal Balance of the Class CE Interest.
 
Certificate Register: The register maintained pursuant to Section 6.02 hereof.
 
Certificateholder or Holder: The person in whose name a Certificate is registered in the Certificate Register (initially, Cede & Co., as nominee for the Depository, in the case of any Book-Entry Certificates).
 
Certification Parties: As defined in Section 3.16(a)(iii).
 
Certifying Person: As defined in Section 3.16(a)(iii).
 
Class: All Certificates bearing the same Class designation as set forth in Section 6.01 hereof.
 
Class A Certificates: Any of the Class I-A-1, Class I-A-2, Class I-A-3, Class I-A-4 and Class II-A Certificates.
 
Class A Principal Distribution Amount: For any Distribution Date, an amount equal to the lesser of (x) the Principal Distribution Amount for such Distribution Date and (y) the excess, if any, of (i) the aggregate Certificate Principal Balance of the Class A Certificates immediately prior to such Distribution Date, over (ii) the lesser of (a) the product of (1) 49.50% and (2) the aggregate Stated Principal Balance of the Mortgage Loans as of the last day of the related Due Period (after giving effect to scheduled payments of principal due during the related Due Period, to the extent received or advanced, and unscheduled collections of principal received during the related Prepayment Period, and after reduction for Realized Losses incurred during the prior calendar month), and (b) the aggregate Stated Principal Balance of the Mortgage Loans as of the last day of the related Due Period (after giving effect to scheduled payments of principal due during the related Due Period, to the extent received or advanced, and unscheduled collections of principal received during the related Prepayment Period, and after reduction for Realized Losses incurred during the prior calendar month) minus $1,929,989.
 
Class I-A Certificates: Any of the Class I-A-1, Class I-A-2, Class I-A-3 and Class I-A-4 Certificates.
 
Class I-A-1 Certificate: Any Certificate designated as a “Class I-A-1 Certificate” on the face thereof, in the form of Exhibit A-1 hereto, representing the right to the Percentage Interest of distributions provided for the Class I-A-1 Certificates as set forth herein and evidencing (i) a Regular Interest in REMIC III, (ii) the right to receive Basis Risk Shortfall Carry Forward Amounts and (iii) the obligation to pay Class IO Distribution Amounts.
 
Class I-A-2 Certificate: Any Certificate designated as a “Class I-A-2 Certificate” on the face thereof, in the form of Exhibit A-1 hereto, representing the right to the Percentage Interest of distributions provided for the Class I-A-2 Certificates as set forth herein and evidencing (i) a Regular Interest in REMIC III, (ii) the right to receive Basis Risk Shortfall Carry Forward Amounts and (iii) the obligation to pay Class IO Distribution Amounts.
 
Class I-A-3 Certificate: Any Certificate designated as a “Class I-A-3 Certificate” on the face thereof, in the form of Exhibit A-1 hereto, representing the right to the Percentage Interest of distributions provided for the Class I-A-3 Certificates as set forth herein and evidencing (i) a Regular Interest in REMIC III, (ii) the right to receive Basis Risk Shortfall Carry Forward Amounts and (iii) the obligation to pay Class IO Distribution Amounts.
 
Class I-A-4 Certificate: Any Certificate designated as a “Class I-A-4 Certificate” on the face thereof, in the form of Exhibit A-1 hereto, representing the right to the Percentage Interest of distributions provided for the Class I-A-4 Certificates as set forth herein and evidencing (i) a Regular Interest in REMIC III, (ii) the right to receive Basis Risk Shortfall Carry Forward Amounts and (iii) the obligation to pay Class IO Distribution Amounts.
 
Class I-A Principal Distribution Amount: For any Distribution Date, with respect to the Class I-A Certificates and any Distribution Date, is the product of the Class A Principal Distribution Amount and a fraction, the numerator of which is the Principal Funds for Loan Group I for such Distribution Date and the denominator of which is the Principal Funds for both Loan Groups for such Distribution Date.
 
Class II-A Certificate: Any Certificate designated as a “Class II-A Certificate” on the face thereof, in the form of Exhibit A-1 hereto, representing the right to the Percentage Interest of distributions provided for the Class II-A Certificates as set forth herein and evidencing (i) a Regular Interest in REMIC III and (ii) the right to receive Basis Risk Shortfall Carry Forward Amounts.
 
Class II-A Principal Distribution Amount: For any Distribution Date, with respect to the Class II-A Certificates and any Distribution Date, is the product of the Class A Principal Distribution Amount and a fraction, the numerator of which is the Principal Funds for Loan Group II for such Distribution Date and the denominator of which is the Principal Funds for both Loan Groups for such Distribution Date.
 
Class CE Certificate: Any Certificate designated as a “Class CE Certificate” on the face thereof, in the form of Exhibit A-4 hereto, representing the right to its Percentage Interest of distributions provided for the Class CE Certificates herein and evidencing (i) a Regular Interest in REMIC IV, (ii) the obligation to pay Basis Risk Shortfall Carry Forward Amounts and (iii) the right to receive Class IO Distribution Amounts.
 
Class CE Distribution Amount: With respect to any Distribution Date, the sum of (i) the Current Interest for the Class CE Interest for such Distribution Date, (ii) any Overcollateralization Release Amount for such Distribution Date and (iii) without duplication, any Subsequent Recoveries not distributed to the Class A Certificates and Class M Certificates on such Distribution Date; provided, however on any Distribution Date after the Distribution Date on which the Certificate Principal Balances of the Class A Certificates and Class M Certificates have been reduced to zero, the Class CE Distribution Amount shall include the Overcollateralization Amount.
 
Class CE Interest: An uncertificated interest in the Trust Fund held by the Trustee on behalf of the Holders of the Class CE Certificates, evidencing a Regular Interest in REMIC III for purposes of the REMIC Provisions.
 
Class IO Distribution Amount: As defined in Section 3.21 hereof. For purposes of clarity, the Class IO Distribution Amount for any Distribution Date shall equal the amount payable to the Swap Administrator pursuant to the first and second sentences of Section 3.21(c) on such Distribution Date in excess of the amount payable on REMIC VI Regular Interest IO on such Distribution Date, all as further provided in Section 3.21 hereof.
 
Class IO Interest: An uncertificated interest in the Trust Fund held by the Trustee on behalf of the holders of REMIC VI Regular Interest IO, evidencing a Regular Interest in REMIC III for purposes of the REMIC Provisions.
 
Class M Certificates: Any of the Class M-1, Class M-2, Class M-3, Class M-4, Class M-5, Class M-6, Class M-7, Class M-8, Class M-9 and Class M-10 Certificates.
 
Class M-1 Certificate: Any Certificate designated as a “Class M-1 Certificate” on the face thereof, in the form of Exhibit A-2 hereto, representing the right to its Percentage Interest of distributions provided for the Class M-1 Certificates as set forth herein and evidencing (i) a Regular Interest in REMIC III, (ii) the right to receive Basis Risk Shortfall Carry Forward Amounts and (iii) the obligation to pay Class IO Distribution Amounts.
 
Class M-1 Principal Distribution Amount: For any Distribution Date, an amount equal to the lesser of (x) the remaining Principal Distribution Amount for such Distribution Date after distribution of the Class A Principal Distribution Amount and (y) the excess, if any, of (a) the sum of (1) the aggregate Certificate Principal Balance of the Class A Certificates (after taking into account the distribution of the Class A Principal Distribution Amount on such Distribution Date) and (2) the Certificate Principal Balance of the Class M-1 Certificates immediately prior to such Distribution Date, over (b) the lesser of (1) the product of (x) 57.20% and (y) the aggregate Stated Principal Balance of the Mortgage Loans as of the last day of the related Due Period (after giving effect to scheduled payments of principal due during the related Due Period, to the extent received or advanced, and unscheduled collections of principal received during the related Prepayment Period, and after reduction for Realized Losses incurred during the prior calendar month), and (2) the aggregate Stated Principal Balance of the Mortgage Loans as of the last day of the related Due Period (after giving effect to scheduled payments of principal due during the related Due Period, to the extent received or advanced, and unscheduled collections of principal received during the related Prepayment Period, and after reduction for Realized Losses incurred during the prior calendar month) minus $1,929,989.
 
Class M-2 Certificate: Any Certificate designated as a “Class M-2 Certificate” on the face thereof, in the form of Exhibit A-2 hereto, representing the right to its Percentage Interest of distributions provided for the Class M-2 Certificates as set forth herein and evidencing (i) a Regular Interest in REMIC III, (ii) the right to receive Basis Risk Shortfall Carry Forward Amounts and (iii) the obligation to pay Class IO Distribution Amounts.
 
Class M-2 Principal Distribution Amount: For any Distribution Date, an amount equal to the lesser of (x) the remaining Principal Distribution Amount for such Distribution Date after distribution of the Class A Principal Distribution Amount and the Class M-1 Principal Distribution Amount and (y) the excess, if any, of (a) the sum of (1) the aggregate Certificate Principal Balance of the Class A Certificates (after taking into account the distribution of the Class A Principal Distribution Amount on such Distribution Date), (2) the Certificate Principal Balance of the Class M-1 Certificates (after taking into account the distribution of the Class M-1 Principal Distribution Amount on such Distribution Date) and (3) the Certificate Principal Balance of the Class M-2 Certificates immediately prior to such Distribution Date, over (b) the lesser of (1) the product of (x) 64.60% and (y) the aggregate Stated Principal Balance of the Mortgage Loans as of the last day of the related Due Period (after giving effect to scheduled payments of principal due during the related Due Period, to the extent received or advanced, and unscheduled collections of principal received during the related Prepayment Period, and after reduction for Realized Losses incurred during the prior calendar month), and (2) the aggregate Stated Principal Balance of the Mortgage Loans as of the last day of the related Due Period (after giving effect to scheduled payments of principal due during the related Due Period, to the extent received or advanced, and unscheduled collections of principal received during the related Prepayment Period, and after reduction for Realized Losses incurred during the prior calendar month) minus $1,929,989.
 
Class M-3 Certificate: Any Certificate designated as a “Class M-3 Certificate” on the face thereof, in the form of Exhibit A-2 hereto, representing the right to its Percentage Interest of distributions provided for the Class M-3 Certificates as set forth herein and evidencing (i) a Regular Interest in REMIC III, (ii) the right to receive Basis Risk Shortfall Carry Forward Amounts and (iii) the obligation to pay Class IO Distribution Amounts.
 
Class M-3 Principal Distribution Amount: For any Distribution Date, an amount equal to the lesser of (x) the remaining Principal Distribution Amount for such Distribution Date after distribution of the Class A Principal Distribution Amount, the Class M-1 Principal Distribution Amount and the Class M-2 Principal Distribution Amount and (y) the excess, if any, of (a) the sum of (1) the aggregate Certificate Principal Balance of the Class A Certificates (after taking into account the distribution of the Class A Principal Distribution Amount on such Distribution Date), (2) the Certificate Principal Balance of the Class M-1 Certificates (after taking into account the distribution of the Class M-1 Principal Distribution Amount on such Distribution Date), (3) the Certificate Principal Balance of the Class M-2 Certificates (after taking into account the distribution of the Class M-2 Principal Distribution Amount on such Distribution Date) and (4) the Certificate Principal Balance of the Class M-3 Certificates immediately prior to such Distribution Date, over (b) the lesser of (1) the product of (x) 69.10% and (y) the aggregate Stated Principal Balance of the Mortgage Loans as of the last day of the related Due Period (after giving effect to scheduled payments of principal due during the related Due Period, to the extent received or advanced, and unscheduled collections of principal received during the related Prepayment Period, and after reduction for Realized Losses incurred during the prior calendar month), and (2) the aggregate Stated Principal Balance of the Mortgage Loans as of the last day of the related Due Period (after giving effect to scheduled payments of principal due during the related Due Period, to the extent received or advanced, and unscheduled collections of principal received during the related Prepayment Period, and after reduction for Realized Losses incurred during the prior calendar month) minus $1,929,989.
 
Class M-4 Certificate: Any Certificate designated as a “Class M-4 Certificate” on the face thereof, in the form of Exhibit A-2 hereto, representing the right to its Percentage Interest of distributions provided for the Class M-4 Certificates as set forth herein and evidencing (i) a Regular Interest in REMIC III, (ii) the right to receive Basis Risk Shortfall Carry Forward Amounts and (iii) the obligation to pay Class IO Distribution Amounts.
 
Class M-4 Principal Distribution Amount: For any Distribution Date, an amount equal to the lesser of (x) the remaining Principal Distribution Amount for such Distribution Date after distribution of the Class A Principal Distribution Amount, the Class M-1 Principal Distribution Amount, the Class M-2 Principal Distribution Amount and the Class M-3 Principal Distribution Amount and (y) the excess, if any, of (a) the sum of (1) the aggregate Certificate Principal Balance of the Class A Certificates (after taking into account the distribution of the Class A Principal Distribution Amount on such Distribution Date), (2) the Certificate Principal Balance of the Class M-1 Certificates (after taking into account the distribution of the Class M-1 Principal Distribution Amount on such Distribution Date), (3) the Certificate Principal Balance of the Class M-2 Certificates (after taking into account the distribution of the Class M-2 Principal Distribution Amount on such Distribution Date), (4) the Certificate Principal Balance of the Class M-3 Certificates (after taking into account the distribution of the Class M-3 Principal Distribution Amount on such Distribution Date) and (5) the Certificate Principal Balance of the Class M-4 Certificates immediately prior to such Distribution Date, over (b) the lesser of (1) the product of (x) 72.90% and (y) the aggregate Stated Principal Balance of the Mortgage Loans as of the last day of the related Due Period (after giving effect to scheduled payments of principal due during the related Due Period, to the extent received or advanced, and unscheduled collections of principal received during the related Prepayment Period, and after reduction for Realized Losses incurred during the prior calendar month), and (2) the aggregate Stated Principal Balance of the Mortgage Loans as of the last day of the related Due Period (after giving effect to scheduled payments of principal due during the related Due Period, to the extent received or advanced, and unscheduled collections of principal received during the related Prepayment Period, and after reduction for Realized Losses incurred during the prior calendar month) minus $1,929,989.
 
Class M-5 Certificate: Any Certificate designated as a “Class M-5 Certificate” on the face thereof, in the form of Exhibit A-2 hereto, representing the right to its Percentage Interest of distributions provided for the Class M-5 Certificates as set forth herein and evidencing (i) a Regular Interest in REMIC III, (ii) the right to receive Basis Risk Shortfall Carry Forward Amounts and (iii) the obligation to pay Class IO Distribution Amounts.
 
Class M-5 Principal Distribution Amount: For any Distribution Date, an amount equal to the lesser of (x) the remaining Principal Distribution Amount for such Distribution Date after distribution of the Class A Principal Distribution Amount, the Class M-1 Principal Distribution Amount, the Class M-2 Principal Distribution Amount, the Class M-3 Principal Distribution Amount and the Class M-4 Principal Distribution Amount and (y) the excess, if any, of (a) the sum of (1) the aggregate Certificate Principal Balance of the Class A Certificates (after taking into account the distribution of the Class A Principal Distribution Amount on such Distribution Date), (2) the Certificate Principal Balance of the Class M-1 Certificates (after taking into account the distribution of the Class M-1 Principal Distribution Amount on such Distribution Date), (3) the Certificate Principal Balance of the Class M-2 Certificates (after taking into account the distribution of the Class M-2 Principal Distribution Amount on such Distribution Date), (4) the Certificate Principal Balance of the Class M-3 Certificates (after taking into account the distribution of the Class M-3 Principal Distribution Amount on such Distribution Date), (5) the Certificate Principal Balance of the Class M-4 Certificates (after taking into account the distribution of the Class M-4 Principal Distribution Amount on such Distribution Date) and (6) the Certificate Principal Balance of the Class M-5 Certificates immediately prior to such Distribution Date, over (b) the lesser of (1) the product of (x) 76.50% and (y) the aggregate Stated Principal Balance of the Mortgage Loans as of the last day of the related Due Period (after giving effect to scheduled payments of principal due during the related Due Period, to the extent received or advanced, and unscheduled collections of principal received during the related Prepayment Period, and after reduction for Realized Losses incurred during the prior calendar month), and (2) the aggregate Stated Principal Balance of the Mortgage Loans as of the last day of the related Due Period (after giving effect to scheduled payments of principal due during the related Due Period, to the extent received or advanced, and unscheduled collections of principal received during the related Prepayment Period, and after reduction for Realized Losses incurred during the prior calendar month) minus $1,929,989.
 
Class M-6 Certificate: Any Certificate designated as a “Class M-6 Certificate” on the face thereof, in the form of Exhibit A-2 hereto, representing the right to its Percentage Interest of distributions provided for the Class M-6 Certificates as set forth herein and evidencing (i) a Regular Interest in REMIC III, (ii) the right to receive Basis Risk Shortfall Carry Forward Amounts and (iii) the obligation to pay Class IO Distribution Amounts.
 
Class M-6 Principal Distribution Amount: For any Distribution Date, an amount equal to the lesser of (x) the remaining Principal Distribution Amount for such Distribution Date after distribution of the Class A Principal Distribution Amount, the Class M-1 Principal Distribution Amount, the Class M-2 Principal Distribution Amount, the Class M-3 Principal Distribution Amount, the Class M-4 Principal Distribution Amount and the Class M-5 Principal Distribution Amount and (y) the excess, if any, of (a) the sum of (1) the aggregate Certificate Principal Balance of the Class A Certificates (after taking into account the distribution of the Class A Principal Distribution Amount on such Distribution Date), (2) the Certificate Principal Balance of the Class M-1 Certificates (after taking into account the distribution of the Class M-1 Principal Distribution Amount on such Distribution Date), (3) the Certificate Principal Balance of the Class M-2 Certificates (after taking into account the distribution of the Class M-2 Principal Distribution Amount on such Distribution Date), (4) the Certificate Principal Balance of the Class M-3 Certificates (after taking into account the distribution of the Class M-3 Principal Distribution Amount on such Distribution Date), (5) the Certificate Principal Balance of the Class M-4 Certificates (after taking into account the distribution of the Class M-4 Principal Distribution Amount on such Distribution Date), (6) the Certificate Principal Balance of the Class M-5 Certificates (after taking into account the distribution of the Class M-5 Principal Distribution Amount on such Distribution Date) and (7) the Certificate Principal Balance of the Class M-6 Certificates immediately prior to such Distribution Date, over (b) the lesser of (1) the product of (x) 80.00% and (y) the aggregate Stated Principal Balance of the Mortgage Loans as of the last day of the related Due Period (after giving effect to scheduled payments of principal due during the related Due Period, to the extent received or advanced, and unscheduled collections of principal received during the related Prepayment Period, and after reduction for Realized Losses incurred during the prior calendar month), and (2) the aggregate Stated Principal Balance of the Mortgage Loans as of the last day of the related Due Period (after giving effect to scheduled payments of principal due during the related Due Period, to the extent received or advanced, and unscheduled collections of principal received during the related Prepayment Period, and after reduction for Realized Losses incurred during the prior calendar month) minus $1,929,989.
 
Class M-7 Certificate: Any Certificate designated as a “Class M-7 Certificate” on the face thereof, in the form of Exhibit A-2 hereto, representing the right to its Percentage Interest of distributions provided for the Class M-7 Certificates as set forth herein and evidencing (i) a Regular Interest in REMIC III, (ii) the right to receive Basis Risk Shortfall Carry Forward Amounts and (iii) the obligation to pay Class IO Distribution Amounts.
 
Class M-7 Principal Distribution Amount: For any Distribution Date, an amount equal to the lesser of (x) the remaining Principal Distribution Amount for such Distribution Date after distribution of the Class A Principal Distribution Amount, the Class M-1 Principal Distribution Amount, the Class M-2 Principal Distribution Amount, the Class M-3 Principal Distribution Amount, the Class M-4 Principal Distribution Amount, the Class M-5 Principal Distribution Amount and the Class M-6 Principal Distribution Amount and (y) the excess, if any, of (a) the sum of (1) the aggregate Certificate Principal Balance of the Class A Certificates (after taking into account the distribution of the Class A Principal Distribution Amount on such Distribution Date), (2) the Certificate Principal Balance of the Class M-1 Certificates (after taking into account the distribution of the Class M-1 Principal Distribution Amount on such Distribution Date), (3) the Certificate Principal Balance of the Class M-2 Certificates (after taking into account the distribution of the Class M-2 Principal Distribution Amount on such Distribution Date), (4) the Certificate Principal Balance of the Class M-3 Certificates (after taking into account the distribution of the Class M-3 Principal Distribution Amount on such Distribution Date), (5) the Certificate Principal Balance of the Class M-4 Certificates (after taking into account the distribution of the Class M-4 Principal Distribution Amount on such Distribution Date), (6) the Certificate Principal Balance of the Class M-5 Certificates (after taking into account the distribution of the Class M-5 Principal Distribution Amount on such Distribution Date) (7) the Certificate Principal Balance of the Class M-6 Certificates (after taking into account the distribution of the Class M-6 Principal Distribution Amount on such Distribution Date) and (8) the Certificate Principal Balance of the Class M-7 Certificates immediately prior to such Distribution Date, over (b) the lesser of (1) the product of (x) 83.40% and (y) the aggregate Stated Principal Balance of the Mortgage Loans as of the last day of the related Due Period (after giving effect to scheduled payments of principal due during the related Due Period, to the extent received or advanced, and unscheduled collections of principal received during the related Prepayment Period, and after reduction for Realized Losses incurred during the prior calendar month), and (2) the aggregate Stated Principal Balance of the Mortgage Loans as of the last day of the related Due Period (after giving effect to scheduled payments of principal due during the related Due Period, to the extent received or advanced, and unscheduled collections of principal received during the related Prepayment Period, and after reduction for Realized Losses incurred during the prior calendar month) minus $1,929,989.
 
Class M-8 Certificate: Any Certificate designated as a “Class M-8 Certificate” on the face thereof, in the form of Exhibit A-2 hereto, representing the right to its Percentage Interest of distributions provided for the Class M-8 Certificates as set forth herein and evidencing (i) a Regular Interest in REMIC III, (ii) the right to receive Basis Risk Shortfall Carry Forward Amounts and (iii) the obligation to pay Class IO Distribution Amounts.
 
Class M-8 Principal Distribution Amount: For any Distribution Date, an amount equal to the lesser of (x) the remaining Principal Distribution Amount for such Distribution Date after distribution of the Class A Principal Distribution Amount, the Class M-1 Principal Distribution Amount, the Class M-2 Principal Distribution Amount, the Class M-3 Principal Distribution Amount, the Class M-4 Principal Distribution Amount, the Class M-5 Principal Distribution Amount, the Class M-6 Principal Distribution Amount and the Class M-7 Principal Distribution Amount and (y) the excess, if any, of (a) the sum of (1) the aggregate Certificate Principal Balance of the Class A Certificates (after taking into account the distribution of the Class A Principal Distribution Amount on such Distribution Date), (2) the Certificate Principal Balance of the Class M-1 Certificates (after taking into account the distribution of the Class M-1 Principal Distribution Amount on such Distribution Date), (3) the Certificate Principal Balance of the Class M-2 Certificates (after taking into account the distribution of the Class M-2 Principal Distribution Amount on such Distribution Date), (4) the Certificate Principal Balance of the Class M-3 Certificates (after taking into account the distribution of the Class M-3 Principal Distribution Amount on such Distribution Date), (5) the Certificate Principal Balance of the Class M-4 Certificates (after taking into account the distribution of the Class M-4 Principal Distribution Amount on such Distribution Date), (6) the Certificate Principal Balance of the Class M-5 Certificates (after taking into account the distribution of the Class M-5 Principal Distribution Amount on such Distribution Date) (7) the Certificate Principal Balance of the Class M-6 Certificates (after taking into account the distribution of the Class M-6 Principal Distribution Amount on such Distribution Date), (8) the Certificate Principal Balance of the Class M-7 Certificates (after taking into account the distribution of the Class M-7 Principal Distribution Amount on such Distribution Date) and (9) the Certificate Principal Balance of the Class M-8 Certificates immediately prior to such Distribution Date, over (b) the lesser of (1) the product of (x) 86.50% and (y) the aggregate Stated Principal Balance of the Mortgage Loans as of the last day of the related Due Period (after giving effect to scheduled payments of principal due during the related Due Period, to the extent received or advanced, and unscheduled collections of principal received during the related Prepayment Period, and after reduction for Realized Losses incurred during the prior calendar month), and (2) the aggregate Stated Principal Balance of the Mortgage Loans as of the last day of the related Due Period (after giving effect to scheduled payments of principal due during the related Due Period, to the extent received or advanced, and unscheduled collections of principal received during the related Prepayment Period, and after reduction for Realized Losses incurred during the prior calendar month) minus $1,929,989.
 
Class M-9 Certificate: Any Certificate designated as a “Class M-9 Certificate” on the face thereof, in the form of Exhibit A-2 hereto, representing the right to its Percentage Interest of distributions provided for the Class M-9 Certificates as set forth herein and evidencing (i) a Regular Interest in REMIC III, (ii) the right to receive Basis Risk Shortfall Carry Forward Amounts and (iii) the obligation to pay Class IO Distribution Amounts.
 
Class M-9 Principal Distribution Amount: For any Distribution Date, an amount equal to the lesser of (x) the remaining Principal Distribution Amount for such Distribution Date after distribution of the Class A Principal Distribution Amount, the Class M-1 Principal Distribution Amount, the Class M-2 Principal Distribution Amount, the Class M-3 Principal Distribution Amount, the Class M-4 Principal Distribution Amount, the Class M-5 Principal Distribution Amount, the Class M-6 Principal Distribution Amount, the Class M-7 Principal Distribution Amount and the Class M-8 Principal Distribution Amount and (y) the excess, if any, of (a) the sum of (1) the aggregate Certificate Principal Balance of the Class A Certificates (after taking into account the distribution of the Class A Principal Distribution Amount on such Distribution Date), (2) the Certificate Principal Balance of the Class M-1 Certificates (after taking into account the distribution of the Class M-1 Principal Distribution Amount on such Distribution Date), (3) the Certificate Principal Balance of the Class M-2 Certificates (after taking into account the distribution of the Class M-2 Principal Distribution Amount on such Distribution Date), (4) the Certificate Principal Balance of the Class M-3 Certificates (after taking into account the distribution of the Class M-3 Principal Distribution Amount on such Distribution Date), (5) the Certificate Principal Balance of the Class M-4 Certificates (after taking into account the distribution of the Class M-4 Principal Distribution Amount on such Distribution Date), (6) the Certificate Principal Balance of the Class M-5 Certificates (after taking into account the distribution of the Class M-5 Principal Distribution Amount on such Distribution Date) (7) the Certificate Principal Balance of the Class M-6 Certificates (after taking into account the distribution of the Class M-6 Principal Distribution Amount on such Distribution Date), (8) the Certificate Principal Balance of the Class M-7 Certificates (after taking into account the distribution of the Class M-7 Principal Distribution Amount on such Distribution Date), (9) the Certificate Principal Balance of the Class M-8 Certificates (after taking into account the distribution of the Class M-8 Principal Distribution Amount on such Distribution Date) and (10) the Certificate Principal Balance of the Class M-9 Certificates immediately prior to such Distribution Date, over (b) the lesser of (1) the product of (x) 89.00% and (y) the aggregate Stated Principal Balance of the Mortgage Loans as of the last day of the related Due Period (after giving effect to scheduled payments of principal due during the related Due Period, to the extent received or advanced, and unscheduled collections of principal received during the related Prepayment Period, and after reduction for Realized Losses incurred during the prior calendar month), and (2) the aggregate Stated Principal Balance of the Mortgage Loans as of the last day of the related Due Period (after giving effect to scheduled payments of principal due during the related Due Period, to the extent received or advanced, and unscheduled collections of principal received during the related Prepayment Period, and after reduction for Realized Losses incurred during the prior calendar month) minus $1,929,989.
 
Class M-10 Certificate: Any Certificate designated as a “Class M-10 Certificate” on the face thereof, in the form of Exhibit A-2 hereto, representing the right to its Percentage Interest of distributions provided for the Class M-10 Certificates as set forth herein and evidencing (i) a Regular Interest in REMIC III, (ii) the right to receive Basis Risk Shortfall Carry Forward Amounts and (iii) the obligation to pay Class IO Distribution Amounts.
 
Class M-10 Principal Distribution Amount: For any Distribution Date, an amount equal to the lesser of (x) the remaining Principal Distribution Amount for such Distribution Date after distribution of the Class A Principal Distribution Amount, the Class M-1 Principal Distribution Amount, the Class M-2 Principal Distribution Amount, the Class M-3 Principal Distribution Amount, the Class M-4 Principal Distribution Amount, the Class M-5 Principal Distribution Amount, the Class M-6 Principal Distribution Amount, the Class M-7 Principal Distribution Amount, the Class M-8 Principal Distribution Amount and the Class M-9 Principal Distribution Amount and (y) the excess, if any, of (a) the sum of (1) the aggregate Certificate Principal Balance of the Class A Certificates (after taking into account the distribution of the Class A Principal Distribution Amount on such Distribution Date), (2) the Certificate Principal Balance of the Class M-1 Certificates (after taking into account the distribution of the Class M-1 Principal Distribution Amount on such Distribution Date), (3) the Certificate Principal Balance of the Class M-2 Certificates (after taking into account the distribution of the Class M-2 Principal Distribution Amount on such Distribution Date), (4) the Certificate Principal Balance of the Class M-3 Certificates (after taking into account the distribution of the Class M-3 Principal Distribution Amount on such Distribution Date), (5) the Certificate Principal Balance of the Class M-4 Certificates (after taking into account the distribution of the Class M-4 Principal Distribution Amount on such Distribution Date), (6) the Certificate Principal Balance of the Class M-5 Certificates (after taking into account the distribution of the Class M-5 Principal Distribution Amount on such Distribution Date) (7) the Certificate Principal Balance of the Class M-6 Certificates (after taking into account the distribution of the Class M-6 Principal Distribution Amount on such Distribution Date), (8) the Certificate Principal Balance of the Class M-7 Certificates (after taking into account the distribution of the Class M-7 Principal Distribution Amount on such Distribution Date), (9) the Certificate Principal Balance of the Class M-8 Certificates (after taking into account the distribution of the Class M-8 Principal Distribution Amount on such Distribution Date), (10) the Certificate Principal Balance of the Class M-9 Certificates (after taking into account the distribution of the Class M-9 Principal Distribution Amount on such Distribution Date) and (11) the Certificate Principal Balance of the Class M-10 Certificates immediately prior to such Distribution Date, over (b) the lesser of (1) the product of (x) 91.20% and (y) the aggregate Stated Principal Balance of the Mortgage Loans as of the last day of the related Due Period (after giving effect to scheduled payments of principal due during the related Due Period, to the extent received or advanced, and unscheduled collections of principal received during the related Prepayment Period, and after reduction for Realized Losses incurred during the prior calendar month), and (2) the aggregate Stated Principal Balance of the Mortgage Loans as of the last day of the related Due Period (after giving effect to scheduled payments of principal due during the related Due Period, to the extent received or advanced, and unscheduled collections of principal received during the related Prepayment Period, and after reduction for Realized Losses incurred during the prior calendar month) minus $1,929,989.
 
Class P Certificate: Any Certificate designated as a “Class P Certificate” on the face thereof, in the form of Exhibit A-3 hereto, representing the right to its Percentage Interest of distributions provided for the Class P Certificates as set forth herein and evidencing (i) a Regular Interest in REMIC V and (ii) the right to receive any Prepayment Charge Waiver Amounts.
 
Class P Interest: An uncertificated interest in the Trust Fund held by the Trustee on behalf of the Holders of the Class P Certificates, evidencing a Regular Interest in REMIC III for purposes of the REMIC Provisions.
 
Class P Certificate Account: The separate Eligible Account created and maintained by the Trustee pursuant to Section 4.06 in the name of the Trustee for the benefit of the Class P Certificateholders.
 
Class R Certificate: Any of the Class R-1, Class R-2, Class R-3 and Class RX Certificates.
 
Class R-1 Certificate: Any Certificate designated a “Class R-1 Certificate” on the face thereof, in the form set forth in Exhibit A-5 hereto, evidencing the Residual Interest in REMIC I and representing the right to the Percentage Interest of distributions provided for the Class R-1 Certificates as set forth herein.
 
Class R-2 Certificate: Any Certificate designated a “Class R-2 Certificate” on the face thereof, in the form set forth in Exhibit A-5 hereto, evidencing the Residual Interest in REMIC II and representing the right to the Percentage Interest of distributions provided for the Class R-2 Certificates as set forth herein.
 
Class R-3 Certificate: Any Certificate designated a “Class R-3 Certificate” on the face thereof, in the form set forth in Exhibit A-5 hereto, evidencing the Residual Interest in REMIC III and representing the right to the Percentage Interest of distributions provided for the Class R-3 Certificates as set forth herein.
 
Class RX Certificate: Any Certificate designated a “Class RX Certificate” on the face thereof, in the form set forth in Exhibit A-5 hereto, evidencing the ownership of the Class R-4 Interest, Class R-5 Interest and Class R-6 Interest and representing the right to the Percentage Interest of distributions provided for the Class RX Certificates as set forth herein.
 
Class R-4 Interest: The uncertificated Residual Interest in REMIC IV.
 
Class R-5 Interest: The uncertificated Residual Interest in REMIC V.
 
Class R-6 Interest: The uncertificated Residual Interest in REMIC VI.
 
Closing Date: February 28, 2007.
 
Code: The Internal Revenue Code of 1986, including any successor or amendatory provisions.
 
Commission: The U.S. Securities and Exchange Commission.
 
Compensating Interest: An amount, not to exceed the Servicing Fee, to be deposited in the Protected Account by the Master Servicer to the payment of a Prepayment Interest Shortfall on a Mortgage Loan subject to this Agreement.
 
Corporate Trust Office: The designated office of the Trustee where at any particular time its corporate trust business with respect to this Agreement shall be administered, which office at the date of the execution of this Agreement is located at 135 South LaSalle Street, Suite 1511, Chicago, Illinois, 60603 Attention: Global Securities and Trust Services - Bear Stearns Asset Backed Securities I LLC, Series 2007-FS1, or at such other address as the Trustee may designate from time to time.
 
Corresponding Certificate: With respect to each REMIC II Regular Interest (other than REMIC II Regular Interests AA, ZZ, 1-Sub, 1-Grp, 2-Sub, 2-Grp Swap, 2-Grp Non-Swap, XX, IO and P), the Certificate with the corresponding designation. With respect to each REMIC III Regular Interest (other than the Class CE Interest, the Class P Interest and the Class IO Interest), the related Certificate representing an ownership therein.
 
Current Interest: As of any Distribution Date, with respect to the Certificates and interests of each class (other than the Class P Certificates, Class P Interest, the Residual Interests and the Residual Certificates), (i) the interest accrued on the Certificate Principal Balance or Certificate Notional Amount or Uncertificated Notional Amount, as applicable, during the related Accrual Period at the applicable Pass-Through Rate plus any amount previously distributed with respect to interest for such Certificate or interest that has been recovered as a voidable preference by a trustee in bankruptcy minus (ii) the sum of (a) any Prepayment Interest Shortfall for such Distribution Date, to the extent not covered by Compensating Interest and (b) any Relief Act Interest Shortfalls during the related Due Period, provided, however, that for purposes of calculating Current Interest for any such class, amounts specified in clause (ii) hereof for any such Distribution Date shall be allocated first to the Class CE Certificates and the Class CE Interest in reduction of amounts otherwise distributable to such Certificates and interest on such Distribution Date and then any excess shall be allocated to each Class of Class A Certificates and Class M Certificates on a pro rata basis based on the respective amounts of interest accrued pursuant to clause (i) hereof for each such Class on such Distribution Date.
 
Current Specified Enhancement Percentage: With respect to any Distribution Date, the percentage obtained by dividing (x) the sum of (i) the aggregate Certificate Principal Balance of the Class M Certificates and (ii) the Overcollateralization Amount, in each case prior to the distribution of the Principal Distribution Amount on such Distribution Date, by (y) the aggregate Stated Principal Balance of the Mortgage Loans as of the end of the related Due Period (after giving effect to scheduled payments of principal due during the related Due Period, to the extent received or advanced, and unscheduled collections of principal received during the related Prepayment Period, and after reduction for Realized Losses incurred during the prior calendar month).
 
Custodial Agreement: An agreement, dated as of February 28, 2007, among the Depositor, EMC, as a seller and as Master Servicer, Master Funding as a seller, the Trustee and the Custodian in substantially the form of Exhibit J hereto.
 
Custodian: LaSalle Bank National Association, or any successor custodian appointed pursuant to the provisions hereof and the Custodial Agreement.
 
Cut-off Date: February 1, 2007.
 
Cut-off Date Principal Balance: As to any Mortgage Loan, the unpaid principal balance thereof on the Cut-off Date after application of all Principal Prepayments received prior to the Cut-off Date and scheduled payments of principal due on or before the Cut-off Date, whether or not received, but without giving effect to any installments of principal received in respect of Due Dates after the Cut-off Date. The aggregate Cut-off Date Principal Balance of the Mortgage Loans is $385,997,874.77.
 
Debt Service Reduction: With respect to any Mortgage Loan, a reduction by a court of competent jurisdiction in a proceeding under the Bankruptcy Code in the Scheduled Payment for such Mortgage Loan that became final and non-appealable, except such a reduction resulting from a Deficient Valuation or any other reduction that results in a permanent forgiveness of principal.
 
Defaulting Party: A “Defaulting Party” as defined in the Swap Agreement.
 
Deficient Valuation: With respect to any Mortgage Loan, a valuation by a court of competent jurisdiction of the Mortgaged Property in an amount less than the then outstanding indebtedness under such Mortgage Loan, or any reduction in the amount of principal to be paid in connection with any Scheduled Payment that results in a permanent forgiveness of principal, which valuation or reduction results from an order of such court that is final and non-appealable in a proceeding under the Bankruptcy Code.
 
Definitive Certificates: As defined in Section 6.06.
 
Deleted Mortgage Loan: A Mortgage Loan replaced or to be replaced by a Replacement Mortgage Loan.
 
Delinquency Event: A Delinquency Event shall have occurred and be continuing if at any time, (x) the percent equivalent of a fraction, the numerator of which is the aggregate Stated Principal Balance of the Mortgage Loans that are 60 days or more Delinquent (including for this purpose any such Mortgage Loans in bankruptcy or foreclosure and Mortgage Loans with respect to which the related Mortgaged Property is REO Property), and the denominator of which is the aggregate Stated Principal Balance of all of the Mortgage Loans as of the last day of the related Due Period (after giving effect to scheduled payments of principal due during the related Due Period, to the extent received or advanced, and unscheduled collections of principal received during the related Prepayment Period, and after reduction for Realized Losses incurred during the prior calendar month) exceeds (y) 31.65% of the Current Specified Enhancement Percentage.
 
Delinquent: A Mortgage Loan is “delinquent” if any payment due thereon is not made pursuant to the terms of such Mortgage Loan by the close of business on the day such payment is scheduled to be due. A Mortgage Loan is “30 days delinquent” if such payment has not been received by the close of business on the corresponding day of the month immediately succeeding the month in which such payment was due, or, if there is no such corresponding day (e.g., as when a 30-day month follows a 31-day month in which a payment was due on the 31st day of such month), then on the last day of such immediately succeeding month. Similarly for “60 days delinquent,” “90 days delinquent” and so on. This calculation of delinquency is referred to as the OTS methodology.
 
Denomination: With respect to each Certificate, the amount set forth on the face thereof as the “Initial Principal Balance or Initial Notional Amount of this Certificate”.
 
Depositor: Bear Stearns Asset Backed Securities I LLC, a Delaware limited liability company, or its successor in interest.
 
Depository: The initial Depository shall be The Depository Trust Company (“DTC”), the nominee of which is Cede & Co., or any other organization registered as a “clearing agency” pursuant to Section 17A of the Securities Exchange Act of 1934, as amended. The Depository shall initially be the registered Holder of the Book-Entry Certificates. The Depository shall at all times be a “clearing corporation” as defined in Section 8-102(a)(5) of the Uniform Commercial Code of the State of New York.
 
Depository Agreement: With respect to the Class of Book-Entry Certificates, the agreement among the Depositor, the Trustee and the initial Depository, dated as of the Closing Date, substantially in the form of Exhibit H.
 
Depository Participant: A broker, dealer, bank or other financial institution or other Person for whom from time to time a Depository effects book-entry transfers and pledges of securities deposited with the Depository.
 
Determination Date: With respect to any Distribution Date, the 15th day of the month of such Distribution Date or, if such 15th day is not a Business Day, the immediately preceding Business Day.
 
Distribution Account: The separate Eligible Account created and maintained by the Trustee pursuant to Section 4.04 in the name of the Trustee for the benefit of the Certificateholders designated “LaSalle Bank National Association, in trust for registered holders of Bear Stearns Asset Backed Securities I LLC, Asset-Backed Certificates, Series 2007-FS1”. Funds in the Distribution Account shall be held in trust for the Certificateholders for the uses and purposes set forth in this Agreement.
 
Distribution Account Deposit Date: Two Business Days prior to each Distribution Date.
 
Distribution Date: The 25th day of each calendar month after the initial issuance of the Certificates, or if such 25th day is not a Business Day, the next succeeding Business Day, commencing in March 2007.
 
Due Date: As to any Mortgage Loan, the date in each month on which the related Scheduled Payment is due, as set forth in the related Mortgage Note.
 
Due Period: With respect to any Distribution Date, the period from the second day of the calendar month preceding the calendar month in which such Distribution Date occurs through close of business on the first day of the calendar month in which such Distribution Date occurs.
 
Eligible Account: Any of (i) an account or accounts maintained with a federal or state chartered depository institution or trust company, the long-term unsecured debt obligations and short-term unsecured debt obligations of which (or, in the case of a depository institution or trust company that is the principal subsidiary of a holding company, the debt obligations of such holding company, so long as Moody’s is not a Rating Agency) are rated by each Rating Agency in one of its two highest long-term and its highest short-term rating categories, respectively, at the time any amounts are held on deposit therein, or (ii) an account or accounts in a depository institution or trust company in which such accounts are insured by the FDIC (to the limits established by the FDIC) and the uninsured deposits in which accounts are otherwise secured such that, as evidenced by an Opinion of Counsel delivered to the Trustee and to each Rating Agency, the Certificateholders have a claim with respect to the funds in such account or a perfected first priority security interest against any collateral (which shall be limited to Permitted Investments) securing such funds that is superior to claims of any other depositors or creditors of the depository institution or trust company in which such account is maintained, or (iii) a trust account or accounts maintained with the corporate trust department of a federal or state chartered depository institution or trust company having capital and surplus of not less than $50,000,000, acting in its fiduciary capacity or (iv) any other account acceptable to the Rating Agencies, as evidenced in writing. Eligible Accounts may bear interest, and may include, if otherwise qualified under this definition, accounts maintained with the Trustee.
 
EMC: EMC Mortgage Corporation, a Delaware corporation, and its successors and assigns.
 
EMC Flow Loans: The Mortgage Loans purchased by EMC pursuant to a flow loan purchase agreement.
 
EMC Mortgage Loans: The Mortgage Loans identified as such on the Mortgage Loan Schedule for which EMC is the applicable seller.
 
ERISA: The Employee Retirement Income Security Act of 1974, as amended.
 
ERISA Restricted Certificates: Any of the Class CE, Class P and Residual Certificates.
 
Event of Default: As defined in Section 8.01 hereof.
 
Excess Cashflow: With respect to any Distribution Date, an amount, if any, equal to the sum of (a) the Remaining Excess Spread for such Distribution Date and (b) the Overcollateralization Release Amount for such Distribution Date.
 
Excess Liquidation Proceeds: To the extent not required by law to be paid to the related Mortgagor, the excess, if any, of any Liquidation Proceeds with respect to a Mortgage Loan over the Stated Principal Balance of such Mortgage Loan and accrued and unpaid interest at the related Mortgage Rate through the last day of the month in which the Mortgage Loan has been liquidated.
 
Excess Spread: With respect to any Distribution Date, the excess, if any, of (i) the Interest Funds for such Distribution Date, over (ii) the sum of the Current Interest on the Class A Certificates and Class M Certificates and Interest Carry Forward Amounts on the Class A Certificates (other than Interest Carry Forward Amounts paid pursuant to Section 5.04(a)(4)(A)), in each case for such Distribution Date.
 
Exchange Act: Securities Exchange Act of 1934, as amended.
 
Exemption: Prohibited Transaction Exemption 90-30, as amended from time to time.
 
Extra Principal Distribution Amount: With respect to any Distribution Date, the lesser of (i) the excess, if any, of the Overcollateralization Target Amount for such Distribution Date, over the Overcollateralization Amount for such Distribution Date (after giving effect to distributions of principal on the Certificates other than any Extra Principal Distribution Amount) and (ii) the Excess Spread for such Distribution Date.
 
Fannie Mae: Fannie Mae (formerly, Federal National Mortgage Association), or any successor thereto.
 
FDIC: The Federal Deposit Insurance Corporation, or any successor thereto.
 
Final Certification: The certification substantially in the form of Exhibit Three to the Custodial Agreement.
 
Final Recovery Determination: With respect to any defaulted Mortgage Loan or any REO Property (other than a Mortgage Loan or REO Property purchased by EMC (on its own behalf as Seller and on behalf of Master Funding) pursuant to or as contemplated by Section 2.03(c) or Section 10.01), a determination made by the Master Servicer that all Insurance Proceeds, Liquidation Proceeds and other payments or recoveries which the Master Servicer, in its reasonable good faith judgment, expects to be finally recoverable in respect thereof have been so recovered. The Master Servicer shall maintain records of each Final Recovery Determination made thereby.
 
FIRREA: The Financial Institutions Reform, Recovery, and Enforcement Act of 1989.
 
Fiscal Quarter: December 1 to February 29 (or the last day in such month), March 1 to May 31, June 1 to August 31, or September 1 to November 30, as applicable.
 
Fitch: Fitch, Inc. and any successor thereto.
 
Form 8-K Disclosure Information: As defined in Section 3.16(a)(iii).
 
Freddie Mac: Federal Home Loan Mortgage Corporation, or any successor thereto.
 
Global Certificate: Any Private Certificate registered in the name of the Depository or its nominee, beneficial interests in which are reflected on the books of the Depository or on the books of a Person maintaining an account with such Depository (directly or as an indirect participant in accordance with the rules of such depository).
 
Gross Margin: With respect to each Adjustable Rate Mortgage Loan, the fixed percentage set forth in the related Mortgage Note that is added to the Index on each Adjustment Date in accordance with the terms of the related Mortgage Note used to determine the Mortgage Rate for such Mortgage Loan.
 
Group I Loans: The Mortgage Loans identified as such on the Mortgage Loan Schedule.
 
Group I Principal Distribution Amount: With respect to any Distribution Date, the product of the Principal Distribution Amount for such Distribution Date and a fraction, the numerator of which is the Principal Funds for Loan Group I for such Distribution Date and the denominator of which is the Principal Funds for both Loan Groups for such Distribution Date.
 
Group II Loans: The Mortgage Loans identified as such on the Mortgage Loan Schedule.
 
Group II Principal Distribution Amount: With respect to any Distribution Date, the product of the Principal Distribution Amount for such Distribution Date and a fraction, the numerator of which is the Principal Funds for Loan Group II for such Distribution Date and the denominator of which is the Principal Funds for both Loan Groups for such Distribution Date.
 
Group II Subordinate Component Percentage: With respect to any Distribution Date, the percentage equivalent of a fraction (rounded to two decimal places), the numerator of which is (x) the aggregate Stated Principal Balance of the Mortgage Loans in Loan Group II, minus the Certificate Principal Balance of the Class II-A Certificates prior to principal distributions on such Distribution Date, and the denominator of which is (y) the aggregate Stated Principal Balance of the Mortgage Loans in Loan Group II.
 
Group II Non-Subordinate Component Percentage: With respect to any Distribution Date, 100% minus the Group II Subordinate Component Percentage for such Distribution Date.
 
Guarantor: As defined in Section 3.21(i).
 
Guarantee: As defined in Section 3.21(i).
 
Indemnified Persons: The Trustee, the Master Servicer, the Trust Fund and their officers, directors, agents and employees and, with respect to the Trustee, any separate co-trustee and its officers, directors, agents and employees.
 
Index: With respect to each Adjustable Rate Mortgage Loan and with respect to each related Adjustment Date, the index as specified in the related Mortgage Note.
 
Individual Certificate: Any Private Certificate registered in the name of the Holder other than the Depository or its nominee.
 
Initial Certification: The certification substantially in the form of Exhibit One to the Custodial Agreement.
 
Initial Certificate Principal Balance: With respect to any Certificate, the Certificate Principal Balance of such Certificate or any predecessor Certificate on the Closing Date.
 
Institutional Accredited Investor: Any Person meeting the requirements of Rule 501(a)(l), (2), (3) or (7) of Regulation D under the Securities Act or any entity all of the equity Holders in which come within such paragraphs.
 
Insurance Policy: With respect to any Mortgage Loan included in the Trust Fund, any insurance policy, including all riders and endorsements thereto in effect with respect to such Mortgage Loan, including any replacement policy or policies for any Insurance Policies.
 
Insurance Proceeds: Proceeds paid in respect of the Mortgage Loans pursuant to any Insurance Policy and any other insurance policy covering a Mortgage Loan, to the extent such proceeds are payable to the mortgagee under the Mortgage, the Master Servicer or the trustee under the deed of trust and are not applied to the restoration of the related Mortgaged Property or released to the Mortgagor in accordance with the procedures that the Master Servicer would follow in servicing mortgage loans held for its own account, in each case other than any amount included in such Insurance Proceeds in respect of Insured Expenses.
 
Insured Expenses: Expenses covered by any insurance policy with respect to the Mortgage Loans.
 
Interest Carry Forward Amount: As of any Distribution Date and with respect to each Class of Certificates (other than the Class CE, Class P and the Residual Certificates), the sum of (i) the excess of (a) the Current Interest for such Class with respect to such Distribution Date and any prior Distribution Dates over (b) the amount actually distributed to such Class of Certificates with respect to interest on such Distribution Dates and (ii) interest thereon (to the extent permitted by applicable law) at the applicable Pass-Through Rate for such Class for the related Accrual Period including the Accrual Period relating to such Distribution Date.
 
Interest Determination Date: Shall mean the second LIBOR Business Day preceding the commencement of each Accrual Period.
 
Interest Funds: With respect to each Loan Group and any Distribution Date (1) the sum, without duplication, of (a) all scheduled interest during the related Due Period with respect to the Mortgage Loans less the Servicing Fee, the Trustee Fee and the LPMI Fee, if any, (b) all Advances relating to interest with respect to the Mortgage Loans made on or prior to the related Distribution Account Deposit Date, (c) all Compensating Interest with respect to the Mortgage Loans and required to be remitted by the Master Servicer pursuant to this Agreement with respect to such Distribution Date, (d) Liquidation Proceeds and Subsequent Recoveries (to the extent such Liquidation Proceeds and Subsequent Recoveries relate to interest) less all Nonrecoverable Advances related to interest and certain expenses reimbursed during the prior calendar month, in each case with respect to the Mortgage Loans, (e) all amounts relating to interest with respect to each Mortgage Loan repurchased by EMC in the related Loan Group (on its own behalf as a Seller and on behalf of Master Funding) pursuant to Sections 2.02 and 2.03 and by EMC pursuant to Section 3.19, in each case to the extent remitted by the Master Servicer to the Distribution Account pursuant to this Agreement and (f) the interest portion of any proceeds received from the exercise of an Optional Termination, minus (2) (i) all amounts relating to interest required to be reimbursed pursuant to Sections 4.02 and 4.05 or as otherwise set forth in this Agreement, and (ii) with respect to Loan Group I, any Net Swap Payment or Swap Termination Payment (not due to a Swap Provider Trigger Event and other than to the extent already paid by the Swap Administrator from any upfront payment received pursuant to any replacement interest rate swap agreements that may be entered into by the Supplemental Interest Trust Trustee) owed to the Swap Administrator for payment to the Swap Provider for such Distribution Date and any such payments remaining unpaid for any prior Distribution Dates and with respect to the Group II Subordinate Component Percentage of the Interest Funds for Loan Group II, any Net Swap Payment or Swap Termination Payment (not due to a Swap Provider Trigger Event and other than to the extent already paid by the Swap Administrator from any upfront payment received pursuant to any replacement interest rate swap agreements that may be entered into by the Supplemental Interest Trust Trustee) owed to the Swap Administrator for payment to the Swap Provider for such Distribution Date and any such payments remaining unpaid for any prior Distribution Dates.
 
Interim Certification: The certification substantially in the form of Exhibit Two to the Custodial Agreement.
 
LaSalle: LaSalle Bank National Association, and any successor thereto.
 
Last Scheduled Distribution Date: Solely for purposes of the face of the Certificates as follows: with respect to the Certificates, other than the Class I-A-1, Class I-A-2 and Class I-A-3 Certificates, the Distribution Date in February 2037; with respect to the Class I-A-1, Class I-A-2 and Class I-A-3 Certificates, the Distribution Date in February 2028, February 2032 and May 2035, respectively.
 
Latest Possible Maturity Date: With respect to the Certificates, February 25, 2037, which is the Distribution Date in the month following the final scheduled maturity date of the Mortgage Loan in the Trust Fund having the latest scheduled maturity date as of the Cut-off Date. For purposes of the Treasury regulations under Sections 860A through 860G of the Code, the latest possible maturity date of each Regular Interest issued by REMIC I, REMIC II, REMIC III, REMIC IV, REMIC V and REMIC VI shall be the Latest Possible Maturity Date.
 
LIBOR Business Day: Shall mean a day on which banks are open for dealing in foreign currency and exchange in London and New York City.
 
Liquidated Loan: With respect to any Distribution Date, a defaulted Mortgage Loan that has been liquidated through deed-in-lieu of foreclosure, foreclosure sale, trustee’s sale or other realization as provided by applicable law governing the real property subject to the related Mortgage and any security agreements and as to which the Master Servicer has made a Final Recovery Determination with respect thereto.
 
Liquidation Proceeds: Amounts, other than Insurance Proceeds, received in connection with the partial or complete liquidation of a Mortgage Loan, whether through trustee’s sale, foreclosure sale or otherwise, or in connection with any condemnation or partial release of a Mortgaged Property and any other proceeds received with respect to an REO Property, less the sum of related unreimbursed Advances, Servicing Fees and Servicing Advances and all expenses of liquidation, including property protection expenses and foreclosure and sale costs, including court and reasonable attorneys fees.
 
Loan-to-Value Ratio: The fraction, expressed as a percentage, the numerator of which is the original principal balance of the related Mortgage Loan and the denominator of which is the Appraised Value of the related Mortgaged Property.
 
Loan Group: Any of Loan Group I or Loan Group II.
 
Loan Group I: The group of Mortgage Loans included as such on the Mortgage Loan Schedule.
 
Loan Group II: The group of Mortgage Loans included as such on the Mortgage Loan Schedule.
 
Loss Allocation Limitation: The meaning specified in Section 5.05(b) hereof.
 
LPMI Fee: The fee payable to the insurer for each Mortgage Loan subject to an LPMI Policy as set forth in such LPMI Policy.
 
LPMI Policy: A policy of mortgage guaranty insurance issued by an insurer meeting the requirements of Fannie Mae and Freddie Mac in which the Master Servicer or the related subservicer of the related Mortgage Loan is responsible for the payment of the LPMI Fee thereunder from collections on the related Mortgage Loan.
 
Majority Class CE Certificateholder: The Holder of a 50.01% or greater Percentage Interest in the Class CE Certificates.
 
Marker Rate: With respect to the Class CE Interest and any Distribution Date, a per annum rate equal to two (2) times the weighted average of the Uncertificated REMIC II Pass-Through Rates for the REMIC II Regular Interests (other than REMIC II Regular Interests AA, 1-Sub, 1-Grp, 2-Sub, 2-Grp Swap, 2-Grp Non-Swap, XX, IO and P), with the rate on each such REMIC II Regular Interest (other than REMIC II Regular Interests II-A and ZZ) subject to a cap equal to the lesser of (i) the One-Month LIBOR Pass-Through Rate for the Corresponding Certificate and (ii) the Net Rate Cap for the REMIC III Regular Interest the ownership of which is represented by the Corresponding Certificate for the purpose of this calculation for such Distribution Date, with the rate on REMIC II Regular Interest II-A subject to a cap equal to the Pass-Through Rate for the Corresponding Certificate for the purpose of this calculation for such Distribution Date, and with the rate on REMIC II Regular Interest ZZ subject to a cap of zero for the purpose of this calculation; provided, however, that solely for this purpose, the related cap with respect to each REMIC II Regular Interest (other than REMIC II Regular Interests AA, II-A, ZZ, 1-Sub, 1-Grp, 2-Sub, 2-Grp Swap, 2-Grp Non-Swap, XX, IO and P) shall be multiplied by a fraction, the numerator of which is 30 and the denominator of which is the actual number of days in the related Accrual Period.
 
Master Funding: Master Funding LLC, a Delaware limited liability company, and its successors and assigns, in its capacity as the seller of the Master Funding Mortgage Loans to the Depositor.
 
Master Funding Mortgage Loans: The Mortgage Loans identified as such on the Mortgage Loan Schedule for which Master Funding is the applicable seller.
 
Master Servicer: EMC Mortgage Corporation, in its capacity as master servicer, and its successors and assigns.
 
Maximum Mortgage Rate: With respect to each Adjustable Rate Mortgage Loan, the percentage set forth in the related Mortgage Note as the maximum Mortgage Rate thereunder.
 
Maximum Probable Exposure: With respect to each Distribution Date, the amount calculated by the Depositor in accordance with the Seller’s internal risk management process in respect of similar instruments, such calculation to be performed as agreed by the Trustee and the Depositor.
 
Maximum Uncertificated Accrued Interest Deferral Amount: With respect to any Distribution Date, the excess, if any, of (i) accrued interest at the Uncertificated REMIC II Pass-Through Rate applicable to REMIC II Regular Interest ZZ for such Distribution Date on a balance equal to the Uncertificated Principal Balance of REMIC II Regular Interest ZZ minus the REMIC II Overcollateralization Amount, in each case for such Distribution Date, over (ii) the aggregate amount of Uncertificated Accrued Interest for such Distribution Date on the REMIC II Regular Interests (other than REMIC II Regular Interests AA, ZZ, 1-Sub, 1-Grp, 2-Sub, 2-Grp Swap, 2-Grp Non-Swap, XX, IO and P), with the rate on each such REMIC II Regular Interest (other than REMIC II Regular Interest II-A) subject to a cap equal to the lesser of (x) the One-Month LIBOR Pass-Through Rate for the Corresponding Certificate and (y) the Net Rate Cap for the REMIC III Regular Interest the ownership of which is represented by the Corresponding Certificate for the purpose of this calculation for such Distribution Date and with the rate on REMIC II Regular Interest II-A subject to a cap equal to the Pass-Through Rate for the Corresponding Certificate for the purpose of this calculation for such Distribution Date; provided, however, that solely for this purpose, the related cap with respect to each REMIC II Regular Interest (other than REMIC II Regular Interests AA, II-A, ZZ, 1-Sub, 1-Grp, 2-Sub, 2-Grp Swap, 2-Grp Non-Swap, XX, IO and P) shall be multiplied by a fraction, the numerator of which is 30 and the denominator of which is the actual number of days in the related Accrual Period.
 
MERS: Mortgage Electronic Registration Systems, Inc., a corporation organized and existing under the laws of the State of Delaware, or any successor thereto.
 
MERS® System: The system of recording transfers of Mortgages electronically maintained by MERS.
 
MIN: The Mortgage Identification Number for Mortgage Loans registered with MERS on the MERS® System.
 
Minimum Mortgage Rate: With respect to each Adjustable Rate Mortgage Loan, the percentage set forth in the related Mortgage Note as the minimum Mortgage Rate thereunder.
 
MOM Loan: With respect to any Mortgage Loan, MERS acting as the mortgagee of such Mortgage Loan, solely as nominee for the originator of such Mortgage Loan and its successors and assigns, at the origination thereof.
 
Monthly Statement: The statement delivered to the Certificateholders pursuant to Section 5.06.
 
Moody’s: Moody’s Investors Service, Inc., and any successor thereto.
 
Mortgage: The mortgage, deed of trust or other instrument creating a first or second lien on or first or second priority ownership interest in an estate in fee simple in real property securing a Mortgage Note.
 
Mortgage File: The mortgage documents listed in Section 2.01 hereof pertaining to a particular Mortgage Loan and any additional documents delivered to the Custodian to be added to the Mortgage File pursuant to this Agreement and the Custodial Agreement.
 
Mortgage Loans: Such of the Mortgage Loans transferred and assigned to the Trustee pursuant to the provisions hereof, as from time to time are held as a part of the Trust Fund (including any REO Property), the mortgage loans so held being identified in the Mortgage Loan Schedule, notwithstanding foreclosure or other acquisition of title of the related Mortgaged Property.
 
Mortgage Loan Purchase Agreement: The Mortgage Loan Purchase Agreement, dated as of February 28, 2007, among EMC, as a seller, Master Funding, as a seller and the Depositor, as purchaser in the form attached hereto as Exhibit L.
 
Mortgage Loan Purchase Price: The price, calculated as set forth in Section 10.01, to be paid in connection with the repurchase of the Mortgage Loans pursuant to Section 10.01.
 
Mortgage Loan Schedule: The list of Mortgage Loans (as from time to time amended by the Seller or the Master Servicer to reflect the deletion of Deleted Mortgage Loans and the addition of Replacement Mortgage Loans pursuant to the provisions of this Agreement) transferred to the Trustee as part of the Trust Fund and from time to time subject to this Agreement, the initial Mortgage Loan Schedule being attached hereto as Exhibit B setting forth the following information with respect to each Mortgage Loan:
 
(a)  the city, state and zip code of the Mortgaged Property;
(b)  the property type;
(c)  the Mortgage Interest Rate;
(d)  the Servicing Fee Rate;
(e)  the Master Servicer's Fee Rate;
(f)  the LPMI Fee, if applicable;
(g)  [reserved];
(h)  the Net Rate;
(i)  the maturity date;
(j)  the stated original term to maturity;
(k)  the stated remaining term to maturity;
(l)  the original Principal Balance;
(m)  the first payment date;
(n)  the principal and interest payment in effect as of the Cut-off Date;
(o)  the unpaid Principal Balance as of the Cut-off Date;
(p)  the Loan-to-Value Ratio at origination;
(q)  the insurer of any Primary Mortgage Insurance Policy;
(r)  the MIN with respect to each MOM Loan;
(s)  the Gross Margin, if applicable;
(t)  the next Adjustment Date, if applicable;
(u)  the Maximum Mortgage Rate, if applicable;
(v)  the Minimum Mortgage Rate, if applicable;
(w)  the Periodic Rate Cap, if applicable;
(x)  the Loan Group, if applicable;
(y)  a code indicating whether the Mortgage Loan is negatively amortizing;
(z)  which Mortgage Loans adjust after an initial fixed-rate period of one, two, three, five, seven or ten years or any other period;
(aa)  the Prepayment Charge, if any;
(bb)  lien position (e.g., first lien or second lien);
(cc)  a code indicating whether the Mortgage Loan is has a balloon payment;
(dd)  a code indicating whether the Mortgage Loan is an interest-only loan;
(ee)  the interest-only term, if applicable;
(ff)  the Mortgage Loan Seller; and
(gg)  the original amortization term.
 
Such schedule also shall set forth for all of the Mortgage Loans, the total number of Mortgage Loans, the total of each of the amounts described under (n) and (o) above, the weighted average by principal balance as of the Cut-off Date of each of the rates described under (c) through (h) above, and the weighted average remaining term to maturity by unpaid principal balance as of the Cut-off Date.
 
Mortgage Loan Seller: EMC or Master Funding, as applicable.
 
Mortgage Note: The original executed note or other evidence of indebtedness of a Mortgagor under a Mortgage Loan.
 
Mortgage Rate: With respect to each fixed rate Mortgage Loan, the rate set forth in the related Mortgage Note. With respect to each Adjustable Rate Mortgage Loan, the annual rate at which interest accrues on such Mortgage Loan from time to time in accordance with the provisions of the related Mortgage Note, which rate (A) as of any date of determination until the first Adjustment Date following the Cut-off Date shall be the rate set forth in the Mortgage Loan Schedule as the Mortgage Rate in effect immediately following the Cut-off Date and (B) as of any date of determination thereafter shall be the rate as adjusted on the most recent Adjustment Date, to equal the sum, rounded to the next highest or nearest 0.125% (as provided in the Mortgage Note), of the Index, determined as set forth in the related Mortgage Note, plus the related Gross Margin subject to the limitations set forth in the related Mortgage Note. With respect to each Mortgage Loan that becomes an REO Property, as of any date of determination, the annual rate determined in accordance with the immediately preceding sentence as of the date such Mortgage Loan became an REO Property.
 
Mortgaged Property: The underlying property securing a Mortgage Loan.
 
Mortgagor: The obligors on a Mortgage Note.
 
Net Mortgage Rate: As to each Mortgage Loan, and at any time, the per annum rate equal to the Mortgage Rate less the sum of (i) the Servicing Fee Rate, (ii) the Trustee Fee Rate and (iii) the rate at which the LPMI Fee is calculated, if any.
 
Net Rate Cap: With respect to any Distribution Date and the Class I-A-1, Class I-A-2, Class I-A-3 and Class I-A-4 Certificates, the excess, if any, of (A) a per annum rate equal to the product of (x) the weighted average of the Net Mortgage Rates on the then outstanding Mortgage Loans in Loan Group I, weighted based on the Stated Principal Balances of such Mortgage Loans as of the related Due Date prior to giving effect to any reduction in the Stated Principal Balances of such Mortgage Loans on such Due Date, and (y) a fraction, the numerator of which is 30 and the denominator of which is the actual number of days elapsed in the related Accrual Period, over (B) an amount, expressed as a per annum rate, equal to the sum of (i) the Net Swap Payment payable to the Swap Provider on such Distribution Date and (ii) any Swap Termination Payment not due to a Swap Provider Trigger Event payable to the Swap Provider (other than to the extent already paid by the Swap Administrator from any upfront payment received pursuant to any replacement interest rate swap agreement that may be entered into by the Supplemental Interest Trust Trustee) payable from Loan Group I, divided by the aggregate outstanding Stated Principal Balance of the Mortgage Loans in Loan Group I as of the related Due Date prior to giving effect to any reduction in the Stated Principal Balances of such Mortgage Loans on such Due Date, multiplied by 12. With respect to any Distribution Date and the REMIC III Regular Interests the ownership of which is represented by the Class I-A-1, Class I-A-2, Class I-A-3 and Class I-A-4 Certificates, a per annum rate equal to the weighted average (adjusted for the actual number of days elapsed in the related Accrual Period) of the Uncertificated REMIC II Pass-Through Rate on REMIC II Regular Interest 1-Grp, weighted on the basis of the Uncertificated Principal Balance of such REMIC II Regular Interest immediately prior to such Distribution Date.
 
With respect to any Distribution Date and the Class II-A Certificates, the excess, if any, of a per annum rate equal to the weighted average of the Net Mortgage Rates on the then outstanding Mortgage Loans in Loan Group II, weighted based on the Stated Principal Balances of such Mortgage Loans as of the related Due Date prior to giving effect to any reduction in the Stated Principal Balances of such Mortgage Loans on such Due Date. For federal income tax purposes, the Net Rate Cap with respect to the Class II-A Certificates shall be a per annum rate equivalent to the foregoing, expressed as the weighted average of the Uncertificated REMIC II Pass-Through Rate on REMIC II Regular Interest 2-Grp Non-Swap, weighted on the basis of the Uncertificated Principal Balance of such REMIC II Regular Interest immediately prior to such Distribution Date.
 
With respect to any Distribution Date and the Class M Certificates, a per annum rate equal to the product of (x) the weighted average of (A) the weighted average of the Net Mortgage Rates on the then outstanding Mortgage Loans in each Loan Group, weighted in proportion to the results of subtracting from the aggregate Stated Principal Balances of each such Loan Group as of the related Due Date prior to giving effect to any reduction in the Stated Principal Balances of such Mortgage Loans on such Due Date, the Certificate Principal Balance of the related Class or Classes of Senior Certificates, in each case, minus (B) an amount, expressed as a per annum rate, equal to the sum of (i) the Net Swap Payment payable to the Swap Provider on such Distribution Date and (ii) any Swap Termination Payment not due to a Swap Provider Trigger Event payable to the Swap Provider (other than to the extent already paid by the Swap Administrator from any upfront payment received pursuant to any replacement interest rate swap agreement that may be entered into by the Supplemental Interest Trust Trustee) payable from the related Loan Group, divided by the aggregate outstanding Stated Principal Balance of the Mortgage Loans in the related Loan Group as of the related Due Date prior to giving effect to any reduction in the Stated Principal Balances of such Mortgage Loans on such Due Date, multiplied by 12 and (y) a fraction, the numerator of which is 30 and the denominator of which is the actual number of days elapsed in the related Accrual Period. With respect to any Distribution Date and the REMIC III Regular Interests the ownership of which is represented by the Class M Certificates, a per annum rate equal to the weighted average (adjusted for the actual number of days elapsed in the related Accrual Period) of the Uncertificated REMIC II Pass-Through Rates on (a) REMIC II Regular Interest 1-Sub, subject to a cap and a floor equal to the Uncertificated REMIC II Pass-Through Rate on REMIC II Regular Interest 1-Grp, and (b) REMIC II Regular Interest 2-Sub, subject to a cap and a floor equal to the weighted average of the Uncertificated REMIC II Pass-Through Rates on REMIC II Regular Interests 2-Grp Swap and 2-Grp Non-Swap (weighted on the basis of the Uncertificated Principal Balances of REMIC II Regular Interests 2-Grp Swap and 2-Grp Non-Swap immediately prior to such Distribution Date), weighted on the basis of the Uncertificated Principal Balances of each such REMIC II Regular Interest immediately prior to such Distribution Date.
 
Net Swap Payment: With respect to each Distribution Date, the net payment required to be made pursuant to the terms of the Swap Agreement by either the Swap Provider or the Swap Administrator, which net payment shall not take into account any Swap Termination Payment.
 
Non Book-Entry Certificate: Any Certificate other than a Book-Entry Certificate.
 
Nonrecoverable Advance: Any portion of an Advance previously made or proposed to be made by the Master Servicer pursuant to this Agreement, that, in the good faith judgment of the Master Servicer, will not or, in the case of a proposed advance, would not, be ultimately recoverable by it from the related Mortgagor, related Liquidation Proceeds, Insurance Proceeds or otherwise.
 
Notional Amount: With respect to each Distribution Date and the Swap Agreement, the notional amount for the related calculation period as set forth in the related schedule set forth in Exhibit M.
 
Offered Certificates: The Class I-A-1, Class I-A-2, Class I-A-3, Class I-A-4, Class II-A, Class M-1, Class M-2, Class M-3, Class M-4, Class M-5, Class M-6, Class M-7, Class M-8 and Class M-9 Certificates.
 
Officer’s Certificate: A certificate (i) signed by the Chairman of the Board, the Vice Chairman of the Board, the President, a Vice President (however denominated), an Assistant Vice President, the Treasurer, the Secretary, or one of the assistant treasurers or assistant secretaries of the Depositor or the Master Servicer (or any other officer customarily performing functions similar to those performed by any of the above designated officers and also to whom, with respect to a particular matter, such matter is referred because of such officer’s knowledge of and familiarity with a particular subject) or (ii), if provided for in this Agreement, signed by a Servicing Officer, as the case may be, and delivered to the Depositor, the Seller, Master Funding and/or the Trustee, as the case may be, as required by this Agreement.
 
One-Month LIBOR: With respect to any Accrual Period and the Class I-A Certificates and Class M Certificates, the rate determined by the Trustee on the related Interest Determination Date on the basis of the rate for U.S. dollar deposits for one month that appears on Reuters Screen LIBOR1 Page, which is the display page currently so designated on the Reuters Monitor Money Rates Service (or such other page as may replace that page on that service for the purpose of displaying comparable rates or prices), as of 11:00 a.m. (London time) on such Interest Determination Date. If such rate does not appear on such page (or such other page as may replace that page on that service, or if such service is no longer offered, such other service for displaying One-Month LIBOR or comparable rates as may be reasonably selected by the Trustee), One-Month LIBOR for the applicable Accrual Period will be the Reference Bank Rate. If no such quotations can be obtained by the Trustee and no Reference Bank Rate is available, One-Month LIBOR will be One-Month LIBOR applicable to the preceding Accrual Period. The establishment of One-Month LIBOR on each Interest Determination Date by the Trustee and the Trustee’s calculation of the rate of interest applicable to the Class I-A Certificates and Class M Certificates for the related Accrual Period shall, in the absence of manifest error, be final and binding.
 
One-Month LIBOR Pass-Through Rate: With respect to each Class I-A Certificate and Class M Certificate and, for purposes of the definitions of “Marker Rate” and “Maximum Uncertificated Accrued Interest Deferral Amount”, the REMIC II Regular Interest for which such Certificate is the Corresponding Certificate, a per annum rate equal to One-Month LIBOR plus the related Certificate Margin.
 
Opinion of Counsel: A written opinion of counsel, who may be counsel for the Seller, the Depositor or the Master Servicer, reasonably acceptable to each addressee of such opinion; provided that with respect to Section 2.05, 7.05, 7.07 or 11.01, or the interpretation or application of the REMIC Provisions, such counsel must (i) in fact be independent of the Seller, Depositor and the Master Servicer, (ii) not have any direct financial interest in the Seller, the Depositor or the Master Servicer or in any affiliate of either, and (iii) not be connected with the Seller, the Depositor or the Master Servicer as an officer, employee, promoter, underwriter, trustee, partner, director or person performing similar functions.
 
Optional Termination: The termination of the Trust Fund created hereunder as a result of the purchase of all of the Mortgage Loans and REO Property pursuant to Section 10.01 hereof.
 
Optional Termination Date: The Distribution Date on which the Stated Principal Balance of all of the Mortgage Loans is equal to or less than 10% of the Stated Principal Balance of all of the Mortgage Loans as of the Cut-off Date.
 
Original Value: The value of the property underlying a Mortgage Loan based, in the case of the purchase of the underlying Mortgaged Property, on the lower of an appraisal or the sales price of such property or, in the case of a refinancing, on an appraisal.
 
OTS: The Office of Thrift Supervision.
 
Outstanding: With respect to the Certificates as of any date of determination, all Certificates theretofore executed and authenticated under this Agreement except:
 
(a) Certificates theretofore canceled by the Trustee or delivered to the Trustee for cancellation; and
 
(b) Certificates in exchange for which or in lieu of which other Certificates have been executed and delivered by the Trustee pursuant to this Agreement.
 
Outstanding Mortgage Loan: As of any date of determination, a Mortgage Loan with a Stated Principal Balance greater than zero that was not the subject of a Principal Prepayment in full, and that did not become a Liquidated Loan, prior to the end of the related Prepayment Period.
 
Overcollateralization Amount: With respect to any Distribution Date, the excess, if any, of the aggregate Stated Principal Balance of the Mortgage Loans as of the last day of the related Due Period (after giving effect to scheduled payments of principal due during the related Due Period, to the extent received or advanced, and unscheduled collections of principal received during the related Prepayment Period, and after reduction for Realized Losses incurred during the prior calendar month), over the aggregate Certificate Principal Balance of the Class A Certificates and Class M Certificates on such Distribution Date (after taking into account the payment of principal (other than any Extra Principal Distribution Amount) on such Certificates).
 
Overcollateralization Release Amount: With respect to any Distribution Date, the lesser of (x) the Principal Funds for such Distribution Date and (y) the excess, if any, of (i) the Overcollateralization Amount for such Distribution Date (assuming that 100% of the Principal Funds is applied as a principal payment on such Distribution Date), over (ii) the Overcollateralization Target Amount for such Distribution Date (with the amount pursuant to clause (y) deemed to be $0 if the Overcollateralization Amount is less than or equal to the Overcollateralization Target Amount on that Distribution Date).
 
Overcollateralization Target Amount: With respect to any Distribution Date (a) prior to the Stepdown Date, 4.40% of the aggregate Stated Principal Balance of the Mortgage Loans as of the Cut-off Date, (b) on or after the Stepdown Date and if a Trigger Event is not in effect, the greater of (i) the lesser of (1) 4.40% of the aggregate Stated Principal Balance of the Mortgage Loans as of the Cut-off Date and (2) 8.80% of the aggregate Stated Principal Balance of the Mortgage Loans as of the last day of the related Due Period (after giving effect to scheduled payments of principal due during the related Due Period, to the extent received or advanced, and unscheduled collections of principal received during the related Prepayment Period, and after reduction for Realized Losses incurred during the prior calendar month) and (ii) $1,929,989 or (c) on or after the Stepdown Date and if a Trigger Event is in effect, the Overcollateralization Target Amount for the immediately preceding Distribution Date.
 
Ownership Interest: As to any Certificate, any ownership interest in such Certificate including any interest in such Certificate as the Holder thereof and any other interest therein, whether direct or indirect, legal or beneficial.
 
Pass-Through Rate: With respect to the Class I-A Certificates and Class M Certificates and any Distribution Date, a per annum rate equal to the lesser of (i) the related One-Month LIBOR Pass-Through Rate for such Distribution Date and (ii) the related Net Rate Cap for such Distribution Date.
 
With respect to the Class II-A Certificates, and for purposes of the definitions of “Marker Rate” and “Maximum Uncertificated Accrued Interest Deferral Amount”, REMIC II Regular Interest II-A, and (A) any Distribution Date which occurs on or prior to the Optional Termination Date, a fixed rate equal to the lesser of (i) 5.750% per annum and (ii) the related Net Rate Cap for such Distribution Date, and (B) for each Distribution Date which occurs thereafter, a fixed rate equal to the lesser of (i) 6.250% per annum and (ii) the related Net Rate Cap for such Distribution Date.
 
With respect to the Class CE Interest and any Distribution Date, a rate per annum equal to the percentage equivalent of a fraction, the numerator of which is (x) the sum of the amount determined for each REMIC II Regular Interest (other than REMIC II Regular Interests 1-Sub, 1-Grp, 2-Sub, 2-Grp Swap, 2-Grp Non-Swap, XX, IO and P) equal to the product of (a) the excess, if any, of the Uncertificated REMIC II Pass-Through Rate for such REMIC II Regular Interest over the Marker Rate and (b) a notional amount equal to the Uncertificated Principal Balance of such REMIC II Regular Interest, and the denominator of which is (y) the aggregate Uncertificated Principal Balance of such REMIC II Regular Interests.
 
With respect to the Class CE Certificate, the Class CE Certificate shall not have a Pass-Through Rate, but Current Interest for such Certificate and each Distribution Date shall be an amount equal to 100% of the amounts distributable to the Class CE Interest for such Distribution Date.
 
With respect to the Class P Certificate and the Class P Interest, 0.00% per annum.
 
With respect to the Class IO Interest, Class IO Interest shall not have a Pass-Through Rate, but Current Interest for such interest and each Distribution Date shall be an amount equal to 100% of the amounts distributable to REMIC II Regular Interest IO for such Distribution Date.
 
With respect to REMIC VI Regular Interest IO, REMIC VI Regular Interest IO shall not have a Pass-Through Rate, but Current Interest for such Regular Interest and each Distribution Date shall be an amount equal to 100% of the amounts distributable to the Class IO Interest for such Distribution Date.
 
Pass-Through Transfer: Any transaction involving either (1) a sale or other transfer of mortgage loans directly or indirectly to an issuing entity in connection with an issuance of publicly offered or privately placed, rated or unrated mortgage-backed securities or (2) an issuance of publicly offered or privately placed, rated or unrated securities, the payments on which are determined primarily by reference to one or more portfolios of residential mortgage loans.
 
Percentage Interest: With respect to any Certificate of a specified Class, the Percentage Interest set forth on the face thereof or the percentage obtained by dividing the Denomination of such Certificate by the aggregate of the Denominations of all Certificates of such Class.
 
Periodic Rate Cap: With respect to each Adjustable Rate Mortgage Loan and any Adjustment Date therefor, the fixed percentage set forth in the related Mortgage Note, which is the maximum amount by which the Mortgage Rate for such Mortgage Loan may increase or decrease (without regard to the Maximum Mortgage Rate or the Minimum Mortgage Rate) on such Adjustment Date from the Mortgage Rate in effect immediately prior to such Adjustment Date.
 
Permitted Investments: At any time, any one or more of the following obligations and securities:
 
(i)  
obligations of the United States or any agency thereof, provided such obligations are backed by the full faith and credit of the United States;
 
(ii)  
general obligations of or obligations guaranteed by any state of the United States or the District of Columbia receiving the highest long-term debt rating of each Rating Agency, or such lower rating as will not result in the downgrading or withdrawal of the ratings then assigned to the Certificates by each Rating Agency, as evidenced in writing;
 
(iii)  
commercial or finance company paper which is then receiving the highest commercial or finance company paper rating of each Rating Agency, or such lower rating as will not result in the downgrading or withdrawal of the ratings then assigned to the Certificates by each Rating Agency, as evidenced in writing;
 
(iv)  
certificates of deposit, demand or time deposits, or bankers’ acceptances issued by any depository institution or trust company incorporated under the laws of the United States or of any state thereof and subject to supervision and examination by federal and/or state banking authorities (including the Trustee in its commercial banking capacity), provided that the commercial paper and/or long term unsecured debt obligations of such depository institution or trust company are then rated one of the two highest long-term and the highest short-term ratings of each such Rating Agency for such securities, or such lower ratings as will not result in the downgrading or withdrawal of the rating then assigned to the Certificates by any Rating Agency, as evidenced in writing;
 
(v)  
guaranteed reinvestment agreements issued by any bank, insurance company or other corporation containing, at the time of the issuance of such agreements, such terms and conditions as will not result in the downgrading or withdrawal of the rating then assigned to the Certificates by each Rating Agency, as evidenced in writing;
 
(vi)  
repurchase obligations with respect to any security described in clauses (i) and (ii) above, in either case entered into with a depository institution or trust company (acting as principal) described in clause (v) above;
 
(vii)  
securities (other than stripped bonds, stripped coupons or instruments sold at a purchase price in excess of 115% of the face amount thereof) bearing interest or sold at a discount issued by any corporation incorporated under the laws of the United States or any state thereof which, at the time of such investment, have one of the two highest short term ratings of each Rating Agency (except if the Rating Agency is Moody’s, such rating shall be the highest commercial paper rating of Moody’s for any such securities), or such lower rating as will not result in the downgrading or withdrawal of the rating then assigned to the Certificates by each Rating Agency, as evidenced by a signed writing delivered by each Rating Agency;
 
(viii)  
interests in any money market fund (including any such fund managed or advised by the Trustee or any affiliate thereof) which at the date of acquisition of the interests in such fund and throughout the time such interests are held in such fund has the highest applicable short term rating by each Rating Agency or such lower rating as will not result in the downgrading or withdrawal of the ratings then assigned to the Certificates by each Rating Agency, as evidenced in writing;
 
(ix)  
short term investment funds sponsored by any trust company or banking association incorporated under the laws of the United States or any state thereof (including any such fund managed or advised by the Trustee or the Master Servicer or any affiliate thereof) which on the date of acquisition has been rated by each Rating Agency in their respective highest applicable rating category or such lower rating as will not result in the downgrading or withdrawal of the ratings then assigned to the Certificates by each Rating Agency, as evidenced in writing; and
 
(x)  
such other investments having a specified stated maturity and bearing interest or sold at a discount acceptable to each Rating Agency and as will not result in the downgrading or withdrawal of the rating then assigned to the Certificates by any Rating Agency, as evidenced by a signed writing delivered by each Rating Agency;
 
provided, that no such instrument shall be a Permitted Investment if such instrument (i) evidences the right to receive interest only payments with respect to the obligations underlying such instrument, (ii) is purchased at a premium or (iii) is purchased at a deep discount; provided further that no such instrument shall be a Permitted Investment (A) if such instrument evidences principal and interest payments derived from obligations underlying such instrument and the interest payments with respect to such instrument provide a yield to maturity of greater than 120% of the yield to maturity at par of such underlying obligations, or (B) if it may be redeemed at a price below the purchase price (the foregoing clause (B) not to apply to investments in units of money market funds pursuant to clause (viii) above); provided further that no amount beneficially owned by any REMIC may be invested in investments (other than money market funds) treated as equity interests for federal income tax purposes, unless the Trustee shall receive an Opinion of Counsel, at the expense of the Trustee, to the effect that such investment will not adversely affect the status of any such REMIC as a REMIC under the Code or result in imposition of a tax on any such REMIC. Permitted Investments that are subject to prepayment or call may not be purchased at a price in excess of par.
 
Permitted Transferee: Any person (x) other than (i) the United States, any State or political subdivision thereof, any possession of the United States or any agency or instrumentality of any of the foregoing, (ii) a foreign government, International Organization or any agency or instrumentality of either of the foregoing, (iii) an organization (except certain farmers’ cooperatives described in section 521 of the Code) that is exempt from tax imposed by Chapter 1 of the Code (including the tax imposed by section 511 of the Code on unrelated business taxable income) on any excess inclusions (as defined in section 860E(c)(1) of the Code) with respect to any Residual Certificate, (iv) rural electric and telephone cooperatives described in section 1381(a)(2)(C) of the Code or (v) on electing large partnership within the meaning of Section 775(a) of the Code, (y) that is a citizen or resident of the United States, a corporation, partnership (other than a partnership that has any direct or indirect foreign partners) or other entity (treated as a corporation or a partnership for federal income tax purposes), created or organized in or under the laws of the United States, any State thereof or the District of Columbia, an estate whose income from sources without the United States is includible in gross income for United States federal income tax purposes regardless of its connection with the conduct of a trade or business within the United States, or a trust if a court within the United States is able to exercise primary supervision over the administration of the trust and one or more United States persons have authority to control all substantial decisions of the trust or if it has a valid election in effect under applicable U.S. Treasury regulations to be treated as a United States person and (z) other than any other Person so designated by the Trustee based upon an Opinion of Counsel addressed to the Trustee (which shall not be an expense of the Trustee) that states that the Transfer of an Ownership Interest in a Residual Certificate to such Person may cause REMIC I, REMIC II, REMIC III, REMIC IV, REMIC V or REMIC VI to fail to qualify as a REMIC at any time that any Certificates are Outstanding. The terms “United States,” “State” and “International Organization” shall have the meanings set forth in section 7701 of the Code or successor provisions. A corporation will not be treated as an instrumentality of the United States or of any State or political subdivision thereof for these purposes if all of its activities are subject to tax and, with the exception of Freddie Mac, a majority of its board of directors is not selected by such government unit.
 
Person: Any individual, corporation, partnership, joint venture, association, joint-stock company, limited liability company, trust, unincorporated organization or government, or any agency or political subdivision thereof.
 
Piggyback Loan: A second lien Mortgage Loan originated by the same originator to the same borrower at the same time as the first lien Mortgage Loan, each secured by the same Mortgaged Property.
 
Prepayment Assumption: The applicable rate of prepayment as described in the Prospectus Supplement.
 
Prepayment Charge: Any prepayment premium, penalty or charge payable by a Mortgagor in connection with any Principal Prepayment on a Mortgage Loan pursuant to the terms of the related Mortgage Note.
 
Prepayment Charge Waiver Amount: Any amount paid by the Master Servicer to the Trustee in respect of waived Prepayment Charges pursuant to Section 4.01(a).
 
Prepayment Interest Shortfall: With respect to any Distribution Date, for each Mortgage Loan that was the subject of a partial Principal Prepayment during the related Prepayment Period or a Principal Prepayment in full during the related Prepayment Period, or that became a Liquidated Loan during the prior calendar month, (other than a Principal Prepayment in full resulting from the purchase of a Mortgage Loan pursuant to Section 2.02, 2.03, 3.19 or 10.01 hereof), the amount, if any, by which (i) one month’s interest at the applicable Net Mortgage Rate on the Stated Principal Balance of such Mortgage Loan immediately prior to such prepayment (or liquidation) or in the case of a partial Principal Prepayment on the amount of such prepayment (or liquidation proceeds) exceeds (ii) the amount of interest paid or collected in connection with such Principal Prepayment or such liquidation proceeds less the sum of (a) the Trustee Fee, (b) the Servicing Fee and (c) the LPMI Fee, if any, in each case with respect to the related Mortgage Loan.
 
Prepayment Period: As to any Distribution Date, and each Principal Prepayment in full, the period commencing on the 16th day of the month prior to the month in which the related Distribution Date occurs (or with respect to the first Distribution Date, the period commencing on the Cut-off Date) and ending on the 15th day of the month in which such Distribution Date occurs. With respect to any Distribution Date and each partial Principal Prepayment, the calendar month prior to the month of such Distribution Date.
 
Primary Mortgage Insurance Policy: Any primary mortgage guaranty insurance policy issued in connection with a Mortgage Loan which provides compensation to a Mortgage Note Holder in the event of default by the obligor under such Mortgage Note or the related security instrument, if any or any replacement policy therefor through the related Accrual Period for such Class relating to a Distribution Date.
 
Principal Distribution Amount: With respect to each Distribution Date, an amount equal to (x) the Principal Funds for such Distribution Date plus (y) any Extra Principal Distribution Amount for such Distribution Date, less (z) any Overcollateralization Release Amount.
 
Principal Funds: With respect to each Loan Group and any Distribution Date, (1) the sum, without duplication, of (a) all scheduled principal collected during the related Due Period, (b) all Advances relating to principal made on or before the Distribution Account Deposit Date, (c) Principal Prepayments exclusive of Prepayment Charges or penalties collected on the Mortgage Loans during the related Prepayment Period, (d) the Stated Principal Balance of each Mortgage Loan in the related Loan Group that was repurchased by EMC on its own behalf as Seller and on behalf of Master Funding) pursuant to Sections 2.02 and 2.03 and by EMC pursuant to Section 3.19, (e) the aggregate of all Substitution Adjustment Amounts for the related Determination Date in connection with the substitution of Mortgage Loans pursuant to Section 2.03(c), (f) all Liquidation Proceeds and Subsequent Recoveries collected on the Mortgage Loans during the prior calendar month (to the extent such Liquidation Proceeds and Subsequent Recoveries relate to principal), in each case to the extent remitted by the Master Servicer to the Distribution Account pursuant to this Agreement and (g) the principal portion of any proceeds received from the exercise of an Optional Termination, as applicable, minus (2)(i) all amounts required to be reimbursed pursuant to Sections 4.02 and 4.05 or as otherwise set forth in this Agreement and (ii) with respect to Loan Group I, any Net Swap Payment or Swap Termination Payment (not due to a Swap Provider Trigger Event and other than to the extent already paid by the Swap Administrator from any upfront payment received pursuant to any replacement interest rate swap agreements that may be entered into by the Supplemental Interest Trust Trustee) owed to the Swap Administrator for payment to the Swap Provider for such Distribution Date and any such payments remaining unpaid for any prior Distribution Dates and with respect to the Group II Subordinate Component Percentage of the Principal Funds for Loan Group II, any Net Swap Payment or Swap Termination Payment (not due to a Swap Provider Trigger Event and other than to the extent already paid by the Swap Administrator from any upfront payment received pursuant to any replacement interest rate swap agreements that may be entered into by the Supplemental Interest Trust Trustee) owed to the Swap Administrator for payment to the Swap Provider for such Distribution Date and any such payments remaining unpaid for any prior Distribution Dates to the exent not paid from Interest Funds.
 
Principal Prepayment: Any Mortgagor payment or other recovery of (or proceeds with respect to) principal on a Mortgage Loan (including loans purchased or repurchased under Sections 2.02, 2.03, 3.19 and 10.01 hereof) that is received in advance of its scheduled Due Date and is not accompanied by an amount as to interest representing scheduled interest due on any date or dates in any month or months subsequent to the month of prepayment. Partial Principal Prepayments shall be applied by the Master Servicer, as appropriate, in accordance with the terms of the related Mortgage Note.
 
Private Certificates: Any of the Class M-10, Class P, Class CE and Residual Certificates.
 
Prospectus Supplement: The Prospectus Supplement dated February 27, 2007 relating to the public offering of the Class I-A-1, Class I-A-2, Class I-A-3, Class I-A-4, Class II-A, Class M-1, Class M-2, Class M-3, Class M-4, Class M-5, Class M-6, Class M-7, Class M-8 and Class M-9 Certificates.
 
Protected Account: The separate Eligible Account established and maintained by the Master Servicer with respect to the Mortgage Loans and REO Property in accordance with Section 4.01 hereof.
 
PUD: A Planned Unit Development.
 
Purchase Price: With respect to any Mortgage Loan required to be purchased pursuant to the applicable provisions of this Agreement, an amount equal to the sum of (i) 100% of the Stated Principal Balance remaining unpaid on such Mortgage Loan as of the date of purchase (including if a foreclosure has already occurred, the principal balance of the related Mortgage Loan at the time the Mortgaged Property was acquired), net of any Servicing Advances and Advances attributable to principal and payable to the purchaser of the Mortgage Loan if such purchaser is also the Master Servicer of such Mortgage Loan, (ii) accrued and unpaid interest thereon at the applicable Mortgage Rate through and including the last day of the month of such purchase, net of any portion of the Servicing Fee and any Servicing Advances and Advances attributable to interest that is payable to the purchaser of the Mortgage Loan if such purchaser is also the Master Servicer of such Mortgage Loan, and (iii) any costs and damages (if any) incurred by the Trust in connection with any violation of such Mortgage Loan of any anti-predatory lending laws.
 
QIB: A Qualified Institutional Buyer as defined in Rule 144A promulgated under the Securities Act.
 
Rating Agency: Each of Moody’s and S&P. If any such organization or its successor is no longer in existence, “Rating Agency” shall be a nationally recognized statistical rating organization, or other comparable Person, designated by the Depositor, notice of which designation shall be given to the Trustee. References herein to a given rating category of a Rating Agency shall mean such rating category without giving effect to any modifiers.
 
Realized Loss: With respect to each Mortgage Loan as to which a Final Recovery Determination has been made, an amount (not less than zero) equal to (i) the unpaid principal balance of such Mortgage Loan as of the commencement of the calendar month in which the Final Recovery Determination was made, plus (ii) accrued interest from the Due Date as to which interest was last paid by the Mortgagor or advanced through the end of the calendar month in which such Final Recovery Determination was made, calculated in the case of each calendar month during such period (A) at an annual rate equal to the annual rate at which interest was then accruing on such Mortgage Loan and (B) on a principal amount equal to the Stated Principal Balance of such Mortgage Loan as of the close of business on the Distribution Date during such calendar month, minus (iii) the proceeds, if any, received in respect of such Mortgage Loan during the calendar month in which such Final Recovery Determination was made, net of amounts that are payable therefrom to the Master Servicer pursuant to this Agreement which have not been previously reimbursed. With respect to each Mortgage Loan which is the subject of a Servicing Modification, (a)(1) the amount by which the interest portion of a monthly payment or the principal balance of such Mortgage Loan was reduced or (2) the sum of any other amounts owing under the Mortgage Loan that were forgiven and that constitute Servicing Advances that are reimbursable to the Master Servicer, and (b) any such amount with respect to a monthly payment that was or would have been due in the month immediately following the month in which a Principal Prepayment or the Purchase Price of such Mortgage Loan is received or is deemed to have been received and not paid due to a Servicing Modification. In addition, to the extent the Master Servicer receives Subsequent Recoveries with respect to any Mortgage Loan, the amount of the Realized Loss with respect to that Mortgage Loan will be reduced to the extent such recoveries are distributed to any Class of Certificates or applied to increase Excess Spread on any Distribution Date.
 
With respect to any REO Property as to which a Final Recovery Determination has been made, an amount (not less than zero) equal to (i) the unpaid principal balance of the related Mortgage Loan as of the date of acquisition of such REO Property on behalf of REMIC I, plus (ii) accrued interest from the Due Date as to which interest was last paid by the Mortgagor in respect of the related Mortgage Loan through the end of the calendar month immediately preceding the calendar month in which such REO Property was acquired, calculated in the case of each calendar month during such period (A) at an annual rate equal to the annual rate at which interest was then accruing on the related Mortgage Loan and (B) on a principal amount equal to the Stated Principal Balance of the related Mortgage Loan as of the close of business on the Distribution Date during such calendar month, plus (iii) REO Imputed Interest for such REO Property for each calendar month commencing with the calendar month in which such REO Property was acquired and ending with the calendar month in which such Final Recovery Determination was made, minus (iv) the aggregate of all unreimbursed Advances and Servicing Advances.
 
With respect to each Mortgage Loan which has become the subject of a Deficient Valuation, the difference between the principal balance of the Mortgage Loan outstanding immediately prior to such Deficient Valuation and the principal balance of the Mortgage Loan as reduced by the Deficient Valuation.
 
With respect to each Mortgage Loan which has become the subject of a Debt Service Reduction, the portion, if any, of the reduction in each affected Monthly Payment attributable to a reduction in the Mortgage Rate imposed by a court of competent jurisdiction. Each such Realized Loss shall be deemed to have been incurred on the Due Date for each affected Monthly Payment.
 
Record Date: With respect to any Distribution Date and the Certificates (other than the Class II-A, Class CE, Class P and Residual Certificates), so long as such Classes of Certificates are Book-Entry Certificates, the Business Day preceding such Distribution Date, and otherwise, the close of business on the last Business Day of the month preceding the month in which such Distribution Date occurs. With respect to any Distribution Date and the Class II-A, Class CE, Class P and Residual Certificates, the close of business on the last Business Day of the month preceding the month in which such Distribution Date occurs.
 
Reference Banks: Shall mean leading banks selected by the Trustee and engaged in transactions in Eurodollar deposits in the international Eurocurrency market (i) with an established place of business in London, (ii) which have been designated as such by the Trustee and (iii) which are not controlling, controlled by, or under common control with, the Depositor, the Seller or the Master Servicer.
 
Reference Bank Rate: With respect to any Accrual Period shall mean the arithmetic mean, rounded upwards, if necessary, to the nearest whole multiple of 0.03125%, of the offered rates for United States dollar deposits for one month that are quoted by the Reference Banks as of 11:00 a.m., New York City time, on the related Interest Determination Date to prime banks in the London interbank market for a period of one month in an amount approximately equal to the aggregate Certificate Principal Balance of the Class I-A Certificates and Class M Certificates for such Accrual Period, provided that at least two such Reference Banks provide such rate. If fewer than two offered rates appear, the Reference Bank Rate will be the arithmetic mean, rounded upwards, if necessary, to the nearest whole multiple of 0.03125%, of the rates quoted by one or more major banks in New York City, selected by the Trustee, as of 11:00 a.m., New York City time, on such date for loans in United States dollars to leading European banks for a period of one month in amounts approximately equal to the aggregate Certificate Principal Balance of the Class I-A Certificates and Class M Certificates for such Accrual Period.
 
Regular Certificate: Any Certificate other than a Residual Certificate.
 
Regular Interest: A “regular interest” in a REMIC within the meaning of Section 860G(a)(1) of the Code.
 
Regulation AB: Subpart 229.1100 - Asset Backed Securities (Regulation AB), 17 C.F.R. §§229.1100-229.1123, as such may be amended from time to time, and subject to such clarification and interpretation as have been provided by the Commission in the adopting release (Asset-Backed Securities, Securities Act Release No. 33-8518, 70 Fed. Reg. 1,506 - 1,631 (Jan. 7, 2005)) or by the staff of the Commission, or as may be provided by the Commission or its staff from time to time.
 
Relief Act: The Servicemembers Civil Relief Act, as amended, or similar state or local law.
 
Relief Act Interest Shortfall: With respect to any Distribution Date and any Mortgage Loan, any reduction in the amount of interest collectible on such Mortgage Loan for the most recently ended Due Period as a result of the application of the Relief Act.
 
Remaining Excess Spread: With respect to any Distribution Date, the Excess Spread less any Extra Principal Distribution Amount, in each case for such Distribution Date.
 
REMIC: A “real estate mortgage investment conduit” within the meaning of section 860D of the Code.
 
REMIC I: The segregated pool of assets described in the Preliminary Statement and Section 5.07(a).
 
REMIC I Group I Regular Interests: REMIC I Regular I-1-A through REMIC I Regular Interest I-60-B as designated in the Preliminary Statement hereto.
 
REMIC I Group II Regular Interests: REMIC I Regular Interest II-1-A through REMIC I Regular Interest II-60-B as designated in the Preliminary Statement hereto.
 
REMIC I Regular Interest: Any of the separate non-certificated beneficial ownership interests in REMIC I issued hereunder and designated as a Regular Interest in REMIC I. Each REMIC I Regular Interest shall accrue interest at the related Uncertificated REMIC I Pass-Through Rate in effect from time to time, and shall be entitled to distributions of principal, subject to the terms and conditions hereof, in an aggregate amount equal to its initial Uncertificated Principal Balance as set forth in the Preliminary Statement hereto. The designations for the respective REMIC I Regular Interests are set forth in the Preliminary Statement hereto. The REMIC I Regular Interests consist of the REMIC I Group I Regular Interests, REMIC I Group II Regular Interests, REMIC I Regular Interest II-A Non-Swap and REMIC I Regular Interest P.
 
REMIC II: The segregated pool of assets described in the Preliminary Statement and Section 5.07(a).
 
REMIC II Interest Loss Allocation Amount: With respect to any Distribution Date, an amount (subject to adjustment based on the actual number of days elapsed in the respective Accrual Period) equal to (a) the product of (i) 50% of the aggregate Stated Principal Balance of the Mortgage Loans and REO Properties then outstanding and (ii) the Uncertificated REMIC II Pass-Through Rate for REMIC II Regular Interest AA minus the Marker Rate, divided by (b) 12.
 
REMIC II Marker Allocation Percentage: 50% of any amount payable or loss allocable from the Mortgage Loans, which shall be allocated to REMIC II Regular Interest AA, REMIC II Regular Interest ZZ and each REMIC II Regular Interest for which a Class A Certificate or Class M Certificate is a Corresponding Certificate.
 
REMIC II Overcollateralization Amount: With respect to any date of determination, (i) 0.50% of the aggregate Uncertificated Principal Balance of the REMIC II Regular Interests (other than REMIC II Regular Interest P) minus (ii) the aggregate Uncertificated Principal Balance of each REMIC II Regular Interest for which a Class A Certificate or Class M Certificate is a Corresponding Certificate, in each case, as of such date of determination.
 
REMIC II Principal Loss Allocation Amount: With respect to any Distribution Date, an amount equal to the product of (i) 50% of the aggregate Stated Principal Balance of the Mortgage Loans and REO Properties then outstanding and (ii) 1 minus a fraction, the numerator of which is two (2) times the aggregate Uncertificated Principal Balance of each REMIC II Regular Interest for which a Class A Certificate or Class M Certificate is a Corresponding Certificate and the denominator of which is the aggregate Uncertificated Principal Balance of each REMIC II Regular Interest for which a Class A Certificate or Class M Certificate is a Corresponding Certificate and REMIC II Regular Interest ZZ.
 
REMIC II Regular Interest: Any of the separate non-certificated beneficial ownership interests in REMIC II issued hereunder and designated as a Regular Interest in REMIC II. Each REMIC II Regular Interest shall accrue interest at the related Uncertificated REMIC II Pass-Through Rate in effect from time to time, and (except for REMIC II Regular Interest IO) shall be entitled to distributions of principal, subject to the terms and conditions hereof, in an aggregate amount equal to its initial Uncertificated Principal Balance as set forth in the Preliminary Statement hereto. The designations for the respective REMIC II Regular Interests are set forth in the Preliminary Statement hereto.
 
REMIC II Required Overcollateralization Amount: 0.50% of the Overcollateralization Target Amount.
 
REMIC II Sub WAC Allocation Percentage: 50% of any amount payable or loss allocable from the Mortgage Loans, which shall be allocated to REMIC II Regular Interest 1-Sub, REMIC II Regular Interest 1-Grp, REMIC II Regular Interest 2-Sub, REMIC II Regular Interest 2-Grp Swap, REMIC II Regular Interest 2-Grp Non-Swap and REMIC II Regular Interest XX.
 
REMIC II Subordinated Balance Ratio: The ratio among the Uncertificated Principal Balances of each REMIC II Regular Interest ending with the designation “Sub”, equal to the ratio among, with respect to each such REMIC II Regular Interest, the excess of (x) the aggregate Stated Principal Balance of the Mortgage Loans in Loan Group I or the Mortgage Loans in Loan Group II, as applicable, over (y) the current Certificate Principal Balance of the related Class A Certificates.
 
REMIC III: The segregated pool of assets described in the Preliminary Statement and Section 5.07(a).
 
REMIC III Regular Interest: The Class CE Interest, Class P Interest, Class IO Interest or any Regular Interest in REMIC III the ownership of which is represented by any of the Class A Certificates or Class M Certificates.
 
REMIC IV: The segregated pool of assets consisting of the Class CE Interest conveyed in trust to the Trustee, for the benefit of the Holders of the Class CE Certificates and the Class RX Certificate (in respect of the Class R-4 Interest), with respect to which a separate REMIC election is to be made.
 
REMIC IV Certificate: Any Class CE Certificate or Class RX Certificate (in respect of the Class R-4 Interest).
 
REMIC V: The segregated pool of assets consisting of the Class P Interest conveyed in trust to the Trustee, for the benefit of the Holders of the Class P Certificates and the Class RX Certificate (in respect of the Class R-5 Interest), with respect to which a separate REMIC election is to be made.
 
REMIC V Certificate: Any Class P Certificate or Class RX Certificate (in respect of the Class R-5 Interest).
 
REMIC VI: The segregated pool of assets consisting of the Class IO Interest conveyed in trust to the Trustee, for the benefit of the holders of REMIC VI Regular Interest IO and the Class RX Certificate (in respect of the Class R-6 Interest), with respect to which a separate REMIC election is to be made.
 
REMIC VI Interests: The REMIC VI Regular Interest IO or Class RX Certificate (in respect of the Class R-6 Interest).
 
REMIC Opinion: Shall mean an Opinion of Counsel to the effect that the proposed action will not cause any of REMIC I, REMIC II, REMIC III, REMIC IV, REMIC V or REMIC VI to fail to qualify as a REMIC at any time that any Certificates are outstanding.
 
REMIC Provisions: Provisions of the federal income tax law relating to real estate mortgage investment conduits, which appear at Sections 860A through 860G of the Code, and related provisions, and proposed, temporary and final regulations and published rulings, notices and announcements promulgated thereunder, as the foregoing may be in effect from time to time, as well as provisions of applicable state laws.
 
REMIC Regular Interests: The REMIC I Regular Interests and REMIC II Regular Interests.
 
Remittance Report: Shall mean a report to the Trustee in an electronic format (or by such other means as the Master Servicer and the Trustee may agree from time to time) containing such data and information, as agreed to by the Master Servicer and the Trustee such as to permit the Trustee to prepare the Monthly Statement to Certificateholders.
 
REO Imputed Interest: As to any REO Property, for any calendar month during which such REO Property was at any time part of REMIC I, one month’s interest at the applicable Net Mortgage Rate on the Stated Principal Balance of such REO Property (or, in the case of the first such calendar month, of the related Mortgage Loan, if appropriate) as of the close of business on the Distribution Date in such calendar month.
 
REO Property: A Mortgaged Property acquired by the Master Servicer through foreclosure or deed-in-lieu of foreclosure in connection with a defaulted Mortgage Loan.
 
Replacement Mortgage Loan: A Mortgage Loan or Mortgage Loans in the aggregate substituted by the Seller for a Deleted Mortgage Loan, which must, on the date of such substitution, as confirmed in a Request for Release, (i) have a Stated Principal Balance, after deduction of the principal portion of the Scheduled Payment due in the month of substitution, not in excess of, and not less than 90% of, the Stated Principal Balance of the Deleted Mortgage Loan; (ii) if the Replacement Mortgage Loan is a fixed rate Mortgage Loan, have a fixed Mortgage Rate not less than or more than 1% per annum higher than the Mortgage Rate of the Deleted Mortgage Loan; (iii) have the same or higher credit quality characteristics than that of the Deleted Mortgage Loan; (iv) have a Loan-to-Value Ratio no higher than that of the Deleted Mortgage Loan; (v) have a remaining term to maturity no greater than (and not more than one year less than) that of the Deleted Mortgage Loan; (vi) not permit conversion of the Mortgage Rate from a fixed rate to a variable rate; (vii) have the same lien priority as the Deleted Mortgage Loan; (viii) constitute the same occupancy type as the Deleted Mortgage Loan or be owner occupied; (ix) if the Replacement Mortgage Loan is an Adjustable Rate Mortgage Loan, have a Maximum Mortgage Rate not less than the Maximum Mortgage Rate on the Deleted Mortgage Loan, (x) if the Replacement Mortgage Loan is an Adjustable Rate Mortgage Loan, have a Minimum Mortgage Rate not less than the Minimum Mortgage Rate of the Deleted Mortgage Loan, (xi) if the Replacement Mortgage Loan is an Adjustable Rate Mortgage Loan, have a Gross Margin equal to or greater than the Gross Margin of the Deleted Mortgage Loan, (xii) if the Replacement Mortgage Loan is an Adjustable Rate Mortgage Loan, have a next Adjustment Date not more than two months later than the next Adjustment Date on the Deleted Mortgage Loan, (xiii) comply with each representation and warranty set forth in Section 7 of the Mortgage Loan Purchase Agreement and (xiv) the Custodian has delivered a Final Certification noting no defects or exceptions.
 
Reportable Event: As defined in Section 3.16(a)(iii).
 
Request for Release: The Request for Release to be submitted by the Seller or the Master Servicer to the Custodian substantially in the form of Exhibit G. Each Request for Release furnished to the Custodian by the Seller or the Master Servicer shall be in duplicate and shall be executed by an officer of such Person or a Servicing Officer (or, if furnished electronically to the Custodian, shall be deemed to have been sent and executed by an officer of such Person or a Servicing Officer) of the Master Servicer.
 
Required Insurance Policy: With respect to any Mortgage Loan, any insurance policy that is required to be maintained from time to time under this Agreement.
 
Reserve Fund: Shall mean the separate trust account created and maintained by the Trustee pursuant to Section 3.21 hereof.
 
Reserve Fund Deposit: With respect to the Reserve Fund, an amount equal to $5,000, which the Depositor shall initially deposit into the Reserve Fund pursuant to Section 3.21 hereof.
 
Residual Certificates: The Class R-1, Class R-2, Class R-3 and Class RX Certificates (representing ownership of the Class R-4 Interest, Class R-5 Interest and Class R-6 Interest), each evidencing the sole class of Residual Interests in the related REMIC.
 
Residual Interest: The sole class of “residual interests” in a REMIC within the meaning of Section 860G(a)(2) of the Code.
 
Responsible Officer: With respect to the Trustee, any Vice President, any Assistant Vice President, the Secretary, any Assistant Secretary, or any Trust Officer with specific responsibility for the transactions contemplated hereby, any other officer customarily performing functions similar to those performed by any of the above designated officers or other officers of the Trustee specified by the Trustee, as to whom, with respect to a particular matter, such matter is referred because of such officer’s knowledge of and familiarity with the particular subject.
 
S&P: Standard & Poor’s, a division of The McGraw-Hill Companies, Inc., and any successor thereto.
 
Sarbanes-Oxley Act: The Sarbanes-Oxley Act of 2002 and the rules and regulations of the Commission promulgated thereunder (including any interpretations thereof by the Commission’s staff).
 
Sarbanes-Oxley Certification: As defined in Section 3.16(a)(iii).
 
Scheduled Payment: The scheduled monthly payment on a Mortgage Loan due on any Due Date allocable to principal and/or interest on such Mortgage Loan.
 
Securities Act: The Securities Act of 1933, as amended.
 
Seller: EMC in its capacity as seller of the Mortgage Loans to the Depositor.
 
Senior Certificates: Any of the Class I-A-1, Class I-A-2, Class I-A-3, Class I-A-4 and Class II-A Certificates.
 
Servic(es)(ing): In accordance with Regulation AB, the act of servicing and administering the Mortgage Loans or any other assets of the Trust by an entity that meets the definition of “servicer’ set forth in Item 1101 of Regulation AB and is subject to the disclosure requirements set forth in 1108 of Regulation AB. For clarification purposes, any uncapitalized occurrence of this term shall have the meaning commonly understood by participants in the residential mortgage-backed securitization market.
 
Servicing Advances: All customary, reasonable and necessary “out of pocket” costs and expenses (including reasonable legal fees) incurred in the performance by the Master Servicer of its servicing obligations hereunder, including, but not limited to, the cost of (i) the preservation, restoration and protection of a Mortgaged Property, (ii) any enforcement or judicial proceedings, including foreclosures, and including any expenses incurred in relation to any such proceedings that result from the Mortgage Loan being registered in the MERS® System, (iii) the management and liquidation of any REO Property (including, without limitation, realtor’s commissions) and (iv) compliance with any obligations under Section 3.07 hereof to cause insurance to be maintained.
 
Servicing Criteria: The “servicing criteria” set forth in Item 1122(d) of Regulation AB, as such may be amended from time to time.
 
Servicing Fee: As to each Mortgage Loan and any Distribution Date, an amount equal to 1/12th of the Servicing Fee Rate multiplied by the Stated Principal Balance of such Mortgage Loan as of the Due Date in the month preceding the month in which such Distribution Date occurs or, in the event of any payment of interest that accompanies a Principal Prepayment in full during the related Due Period made by the Mortgagor immediately prior to such prepayment, interest at the Servicing Fee Rate on the Stated Principal Balance of such Mortgage Loan for the period covered by such payment of interest.
 
Servicing Fee Rate: 0.500% per annum.
 
Servicing Modification: With respect to any Mortgage Loan that is in default or, in the reasonable judgment of the Master Servicer, as to which default is reasonably foreseeable, any modification which is effected by the Master Servicer in accordance with the terms of this Agreement which results in any change in the outstanding Stated Principal Balance, any change in the Mortgage Rate or any extension of the term of such Mortgage Loan.
 
Servicing Officer: Any officer of the Master Servicer involved in, or responsible for, the administration and servicing of the Mortgage Loans whose name and facsimile signature appear on a list of servicing officers furnished to the Trustee by the Master Servicer on the Closing Date pursuant to this Agreement, as such list may from time to time be amended.
 
Significance Estimate: With respect to any Distribution Date, and in accordance with Item 1115 of Regulation AB, shall be an amount determined based on the reasonable good-faith estimate by the Seller or its affiliate of the aggregate Maximum Probable Exposure of the outstanding Class A Certificates and Class M Certificates to the Swap Agreement.
 
Significance Percentage: With respect to any Distribution Date, and in accordance with Item 1115 of Regulation AB, shall be a percentage equal to the Significance Estimate divided by the aggregate outstanding Certificate Principal Balance of the Class A Certificates and Class M Certificates, prior to the distribution of the Principal Distribution Amount on such Distribution Date.
 
Sponsor: EMC Mortgage Corporation, in its capacity as sponsor hereunder.
 
Startup Day: The Startup Day for each REMIC formed hereunder shall be the Closing Date.
 
Stated Principal Balance: With respect to any Mortgage Loan or related REO Property and any Distribution Date, the Cut-off Date Principal Balance thereof minus the sum of (i) the principal portion of the Scheduled Payments due with respect to such Mortgage Loan during each Due Period ending prior to such Distribution Date (and irrespective of any delinquency in their payment), (ii) all Principal Prepayments with respect to such Mortgage Loan received prior to or during the related Prepayment Period, (iii) all Liquidation Proceeds to the extent applied by the Master Servicer as recoveries of principal in accordance with Section 3.09 with respect to such Mortgage Loan, that were received by the Master Servicer as of the close of business on the last day of the calendar month immediately preceeding such Distribution Date and (iv) any Realized Losses on such Mortgage Loan incurred during the prior calendar month. The Stated Principal Balance of a Liquidated Loan equals zero.
 
Stepdown Date: The later to occur of (a) the Distribution Date in March 2010 and (b) the first Distribution Date on which the Current Specified Enhancement Percentage is greater than or equal to 50.50%.
 
Subordinated Certificates: The Class M, Class CE and Residual Certificates.
 
Subsequent Recoveries: As of any Distribution Date, amounts received by the Master Servicer (net of any related expenses permitted to be reimbursed pursuant to Section 4.02) or surplus amounts held by the Master Servicer to cover estimated expenses (including, but not limited to, recoveries in respect of the representations and warranties made by the Seller pursuant to the Mortgage Loan Purchase Agreement) specifically related to a Mortgage Loan that was the subject of a liquidation or final disposition of any REO Property prior to the related calendar month that resulted in a Realized Loss.
 
Subservicing Agreement: Any agreement entered into between the Master Servicer and a subservicer with respect to the subservicing of any Mortgage Loan hereunder by such subservicer.
 
Substitution Adjustment Amount: The meaning ascribed to such term pursuant to Section 2.03(c).
 
Successor Master Servicer: The meaning ascribed to such term pursuant to Section 8.02.
 
Supplemental Interest Trust: The corpus of a trust created pursuant to Section 3.21 of this Agreement and designated as the “Supplemental Interest Trust,” consisting of the Swap Agreement, the Swap Administration Agreement, REMIC VI Regular Interest IO, the Swap Collateral Account and the Swap Account. For the avoidance of doubt, the Supplemental Interest Trust, the Swap Agreement, the Swap Account, the Swap Collateral Account and the Swap Administration Agreement do not constitute parts of the Trust Fund or any REMIC.

Supplemental Interest Trust Trustee: LaSalle Bank National Association, a national banking association not in its individual capacity but solely in its capacity as supplemental interest trust trustee and any successor thereto, and any corporation or national banking association resulting from or surviving any consolidation or merger to which it or its successors may be a party and any successor supplemental interest trust trustee as may from time to time be serving as successor supplemental interest trust trustee.
 
Swap Account: The separate trust account created and maintained by the Swap Administrator, and held within the Supplemental Interest Trust, pursuant to the Swap Administration Agreement.
 
Swap Administrator: LaSalle Bank National Association acting as Swap administrator under the Swap Administration Agreement.
 
Swap Administration Agreement: The Swap Administration Agreement, dated February 28, 2007, pursuant to which the Swap Administrator will make payments to the Swap Provider and the Certificateholders, and certain other payments, as such agreement may be amended or supplemented from time to time.
 
Swap Agreement: The interest rate swap agreement, dated as of February 28, 2007, between the Supplemental Interest Trust Trustee and the Swap Provider, including any schedule, confirmations, credit support annex or other credit support document relating thereto, and attached hereto as Exhibit M.
 
Swap Collateral Account: Shall mean the separate interest-bearing account created and maintained by the Swap Administrator pursuant to the Swap Administration Agreement.
 
Swap Early Termination: The occurrence of an Early Termination Date (as defined in the Swap Agreement) under the Swap Agreement.
 
Swap LIBOR: For any Distribution Date, a per annum rate equal to the Floating Rate Option (as defined in the Swap Agreement) for the related Calculation Period (as defined in the Swap Agreement).
 
Swap Optional Termination Payment: As defined in Section 10.01.
 
Swap Provider: The swap provider under the Swap Agreement either (a) entitled to receive payments from the Swap Administrator from amounts payable by the Trust Fund under this Agreement or (b) required to make payments to the Swap Administrator for distribution as provided herein, in either case pursuant to the terms of the Swap Agreement, and any successor in interest or assign. Initially, the Swap Provider shall be ABN AMRO Bank N.V.
 
Swap Provider Trigger Event: With respect to any Distribution Date, (i) an Event of Default under the Swap Agreement with respect to which the Swap Provider is a Defaulting Party, (ii) a Termination Event under the Swap Agreement with respect to which the Swap Provider is the sole Affected Party, or (iii) an Additional Termination Event under the Swap Agreement with respect to which the Swap Provider is the sole Affected Party.
 
Swap Termination Payment: Upon the designation of an “Early Termination Date” as defined in the Swap Agreement, the payment to be made by the Swap Administrator to the Swap Provider from payments from the Trust Fund, or by the Swap Provider to the Swap Administrator for payment to the Trust Fund, as applicable, pursuant to the terms of the Swap Agreement.
 
Tax Matters Person: The person designated as “tax matters person” in the manner provided under Treasury Regulation Sections 1.860F-4(d) and 301.6231(a)(7)-1T. The Holder of the greatest Percentage Interest in a Class of Residual Certificates shall be the Tax Matters Person for the related REMIC. The Trustee, or any successor thereto or assignee thereof, shall serve as tax administrator hereunder and as agent for the related Tax Matters Person.
 
Transfer: Any direct or indirect transfer or sale of any Ownership Interest in a Certificate.
 
Transferee Affidavit: As defined in Section 6.02.
 
Transferor Affidavit: As defined in Section 6.02.
 
Trigger Event: With respect to any Distribution Date, a Trigger Event exists if (i) a Delinquency Event shall have occurred and be continuing or (ii) the aggregate amount of Realized Losses on the Mortgage Loans since the Cut-off Date as a percentage of the aggregate Cut-off Date Principal Balance of the Mortgage Loans exceeds the applicable percentages set forth below with respect to such Distribution Date:
 
Distribution Date
Percentage
   
March 2010 through February 2011
3.35% with respect to March 2010, plus an additional 1/12th of the difference between 5.45% and 3.35% for each month thereafter
March 2011 through February 2012
5.45% with respect to March 2011, plus an additional 1/12th of the difference between 7.10% and 5.45% for each month thereafter
March 2012 through February 2013
7.10% with respect to March 2012, plus an additional 1/12th of the difference between 8.35% and 7.10% for each month thereafter
March 2013 and thereafter
8.35%

Trust Fund or Trust: The corpus of the trust created hereunder consisting of (i) the Mortgage Loans and all interest accruing and principal due with respect thereto after the Cut-off Date to the extent not applied in computing the Cut-off Date Principal Balance thereof; (ii) the Distribution Account, the Class P Certificate Account, the Reserve Fund and the Protected Account and all amounts deposited therein pursuant to the applicable provisions of this Agreement; (iii) property that secured a Mortgage Loan and has been acquired by foreclosure, deed in lieu of foreclosure or otherwise; (iv) the mortgagee’s rights under the Insurance Policies with respect to the Mortgage Loans; (v) the rights under the Swap Administration Agreement relating to the Certificates; (vi) the rights under the Mortgage Loan Purchase Agreement; and (vii) all proceeds of the foregoing, including proceeds of conversion, voluntary or involuntary, of any of the foregoing into cash or other liquid property.
 
Trustee: LaSalle Bank National Association, for the benefit of the Certificateholders under this Agreement, a national banking association and any successor thereto, and any corporation or national banking association resulting from or surviving any consolidation or merger to which it or its successors may be a party and any successor trustee as may from time to time be serving as successor trustee hereunder.
 
Trustee Fee: As to each Mortgage Loan and any Distribution Date, a per annum fee equal to 0.012% multiplied by the Stated Principal Balance of such Mortgage Loan as of the Due Date in the month preceding the month in which such Distribution Date occurs.
 
Uncertificated Accrued Interest: With respect to each REMIC Regular Interest on each Distribution Date, an amount equal to one month’s interest at the related Uncertificated Pass-Through Rate on the related Uncertificated Principal Balance or related Uncertificated Notional Amount of such REMIC Regular Interest. In each case, Uncertificated Accrued Interest will be reduced by any Prepayment Interest Shortfalls and Relief Act Interest Shortfalls (allocated to such REMIC Regular Interests as set forth in Section 1.02).
 
Uncertificated Notional Amount: With respect to the Class CE Interest and any Distribution Date, an amount equal to the aggregate Uncertificated Principal Balance of the REMIC II Regular Interests (other than REMIC II Regular Interest P) for such Distribution Date.
 
With respect to REMIC II Regular Interest IO and each Distribution Date listed below, the aggregate Uncertificated Principal Balance of the REMIC I Regular Interests ending with the designation “A” listed below:
 
Distribution Date
REMIC I Regular Interests
1
I-1-A through I-60-A and II-1-A through II-60-A
2
I-2-A through I-60-A and II-2-A through II-60-A
3
I-3-A through I-60-A and II-3-A through II-60-A
4
I-4-A through I-60-A and II-4-A through II-60-A
5
I-5-A through I-60-A and II-5-A through II-60-A
6
I-6-A through I-60-A and II-6-A through II-60-A
7
I-7-A through I-60-A and II-7-A through II-60-A
8
I-8-A through I-60-A and II-8-A through II-60-A
9
I-9-A through I-60-A and II-9-A through II-60-A
10
I-10-A through I-60-A and II-10-A through II-60-A
11
I-11-A through I-60-A and II-11-A through II-60-A
12
I-12-A through I-60-A and II-12-A through II-60-A
13
I-13-A through I-60-A and II-13-A through II-60-A
14
I-14-A through I-60-A and II-14-A through II-60-A
15
I-15-A through I-60-A and II-15-A through II-60-A
16
I-16-A through I-60-A and II-16-A through II-60-A
17
I-17-A through I-60-A and II-17-A through II-60-A
18
I-18-A through I-60-A and II-18-A through II-60-A
19
I-19-A through I-60-A and II-19-A through II-60-A
20
I-20-A through I-60-A and II-20-A through II-60-A
21
I-21-A through I-60-A and II-21-A through II-60-A
22
I-22-A through I-60-A and II-22-A through II-60-A
23
I-23-A through I-60-A and II-23-A through II-60-A
24
I-24-A through I-60-A and II-24-A through II-60-A
25
I-25-A through I-60-A and II-25-A through II-60-A
26
I-26-A through I-60-A and II-26-A through II-60-A
27
I-27-A through I-60-A and II-27-A through II-60-A
28
I-28-A through I-60-A and II-28-A through II-60-A
29
I-29-A through I-60-A and II-29-A through II-60-A
30
I-30-A through I-60-A and II-30-A through II-60-A
31
I-31-A through I-60-A and II-31-A through II-60-A
32
I-32-A through I-60-A and II-32-A through II-60-A
33
I-33-A through I-60-A and II-33-A through II-60-A
34
I-34-A through I-60-A and II-34-A through II-60-A
35
I-35-A through I-60-A and II-35-A through II-60-A
36
I-36-A through I-60-A and II-36-A through II-60-A
37
I-37-A through I-60-A and II-37-A through II-60-A
38
I-38-A through I-60-A and II-38-A through II-60-A
39
I-39-A through I-60-A and II-39-A through II-60-A
40
I-40-A through I-60-A and II-40-A through II-60-A
41
I-41-A through I-60-A and II-41-A through II-60-A
42
I-42-A through I-60-A and II-42-A through II-60-A
43
I-43-A through I-60-A and II-43-A through II-60-A
44
I-44-A through I-60-A and II-44-A through II-60-A
45
I-45-A through I-60-A and II-45-A through II-60-A
46
I-46-A through I-60-A and II-46-A through II-60-A
47
I-47-A through I-60-A and II-47-A through II-60-A
48
I-48-A through I-60-A and II-48-A through II-60-A
49
I-49-A through I-60-A and II-49-A through II-60-A
50
I-50-A through I-60-A and II-50-A through II-60-A
51
I-51-A through I-60-A and II-51-A through II-60-A
52
I-52-A through I-60-A and II-52-A through II-60-A
53
I-53-A through I-60-A and II-53-A through II-60-A
54
I-54-A through I-60-A and II-54-A through II-60-A
55
I-55-A through I-60-A and II-55-A through II-60-A
56
I-56-A through I-60-A and II-56-A through II-60-A
57
I-57-A through I-60-A and II-57-A through II-60-A
58
I-58-A through I-60-A and II-58-A through II-60-A
59
I-59-A through I-60-A and II-59-A through II-60-A
60
I-60-A and II-60-A
thereafter
$0.00

With respect to the Class IO Interest and any Distribution Date, an amount equal to the Uncertificated Notional Amount of the REMIC II Regular Interest IO. With respect to REMIC VI Regular Interest IO, an amount equal to the Uncertificated Notional Amount of the Class IO Interest.
 
Uncertificated Pass-Through Rate: The Uncertificated REMIC I Pass-Through Rate and Uncertificated REMIC II Pass-Through Rate.
 
Uncertificated Principal Balance: The amount of each REMIC Regular Interest, Class P Interest and Class CE Interest outstanding as of any date of determination. As of the Closing Date, the Uncertificated Principal Balance of each REMIC Regular Interest, Class P Interest and Class CE Interest shall equal the amount set forth in the Preliminary Statement hereto as its initial uncertificated principal balance. On each Distribution Date, the Uncertificated Principal Balance of the REMIC Regular Interests and Class P Interest shall be reduced by all distributions of principal made on such REMIC Regular Interests and Class P Interest on such Distribution Date pursuant to Section 5.07 and, if and to the extent necessary and appropriate, shall be further reduced on such Distribution Date by Realized Losses as provided in Section 5.05, and the Uncertificated Principal Balance of REMIC II Regular Interest ZZ shall be increased by interest deferrals as provided in Section 5.07(c)(1)(ii). The Uncertificated Principal Balance of each REMIC Regular Interest, Class P Interest and Class CE Interest shall never be less than zero. With respect to the Class CE Interest as of any date of determination, an amount equal to the excess, if any, of (A) the then aggregate Uncertificated Principal Balance of the REMIC II Regular Interests over (B) the then aggregate Certificate Principal Balance of the Class A Certificates and the Class M Certificates and the Uncertificated Principal Balance of the Class P Interest then outstanding.
 
Uncertificated REMIC I Pass-Through Rate: With respect to each REMIC I Group I Regular Interest ending with the designation “A” and any Distribution Date, a per annum rate equal to the weighted average Net Mortgage Rate of Loan Group I multiplied by 2, subject to a maximum rate of 10.2160%. With respect to each REMIC I Group I Regular Interest ending with the designation “B” and any Distribution Date, the greater of (x) a per annum rate equal to the excess, if any, of (1) 2 multiplied by the weighted average Net Mortgage Rate of Loan Group I over (2) 10.2160% and (y) 0.00% per annum.
 
With respect to each REMIC I Group II Regular Interest ending with the designation “A” and any Distribution Date, a per annum rate equal to the weighted average Net Mortgage Rate of Loan Group II multiplied by 2, subject to a maximum rate of 10.2160%. With respect to each REMIC I Group II Regular Interest ending with the designation “B” and any Distribution Date, the greater of (x) a per annum rate equal to the excess, if any, of (1) 2 multiplied by the weighted average Net Mortgage Rate of Loan Group II over (2) 10.2160% and (y) 0.00% per annum.
 
With respect to REMIC I Regular Interest II-A Non-Swap and any Distribution Date, a per annum rate equal to the weighted average of the Net Mortgage Rates on the Mortgage Loans in Loan Group II, weighted based on the Stated Principal Balances of such Mortgage Loans as of the related Due Date prior to giving effect to any reduction in the Stated Principal Balances of such Mortgage Loans on such Due Date.
 
With respect to REMIC I Regular Interest P, 0.00%
 
Uncertificated REMIC II Pass-Through Rate: With respect to REMIC II Regular Interest AA, each REMIC II Regular Interest for which a Class A Certificate or Class M Certificate is a Corresponding Certificate, REMIC II Regular Interest ZZ, REMIC II Regular Interest 1-Sub, REMIC II Regular Interest 2-Sub and REMIC II Regular Interest XX, and any Distribution Date, a per annum rate equal to the weighted average of (x) the Uncertificated REMIC I Pass-Through Rates for REMIC I Regular Interest II-A Non-Swap and the REMIC I Regular Interests ending with the designation “B” for such Distribution Date, and (y) the rates listed below for the REMIC I Regular Interests ending with the designation “A” for such Distribution Date, in each case, weighted on the basis of the Uncertificated Principal Balances of each such REMIC I Regular Interest for such Distribution Date:
 
Distribution Date
REMIC I Regular Interest
Rate
1
I-1-A through I-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
 
II-1-A through II-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
     
2
I-2-A through I-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
 
II-2-A through II-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
 
I-1-A
Uncertificated REMIC I Pass-Through Rate
 
II-1-A
Uncertificated REMIC I Pass-Through Rate
     
3
I-3-A through I-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
 
II-3-A through II-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
 
I-1-A through I-2-A
Uncertificated REMIC I Pass-Through Rate
 
II-1-A through II-2-A
Uncertificated REMIC I Pass-Through Rate
     
4
I-4-A through I-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
 
II-4-A through II-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
 
I-1-A through I-3-A
Uncertificated REMIC I Pass-Through Rate
 
II-1-A through II-3-A
Uncertificated REMIC I Pass-Through Rate
     
5
I-5-A through I-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
 
II-5-A through II-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
 
I-1-A through I-4-A
Uncertificated REMIC I Pass-Through Rate
 
II-1-A through II-4-A
Uncertificated REMIC I Pass-Through Rate
     
6
I-6-A through I-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
 
II-6-A through II-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
 
I-1-A through I-5-A
Uncertificated REMIC I Pass-Through Rate
 
II-1-A through II-5-A
Uncertificated REMIC I Pass-Through Rate
     
7
I-7-A through I-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
 
II-7-A through II-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
 
I-1-A through I-6-A
Uncertificated REMIC I Pass-Through Rate
 
II-1-A through II-6-A
Uncertificated REMIC I Pass-Through Rate
     
8
I-8-A through I-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
 
II-8-A through II-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
 
I-1-A through I-7-A
Uncertificated REMIC I Pass-Through Rate
 
II-1-A through II-7-A
Uncertificated REMIC I Pass-Through Rate
     
9
I-9-A through I-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
 
II-9-A through II-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
 
I-1-A through I-8-A
Uncertificated REMIC I Pass-Through Rate
 
II-1-A through II-8-A
Uncertificated REMIC I Pass-Through Rate
     
10
I-10-A through I-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
 
II-10-A through II-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
 
I-1-A through I-9-A
Uncertificated REMIC I Pass-Through Rate
 
II-1-A through II-9-A
Uncertificated REMIC I Pass-Through Rate
     
11
I-11-A through I-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
 
II-11-A through II-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
 
I-1-A through I-10-A
Uncertificated REMIC I Pass-Through Rate
 
II-1-A through II-10-A
Uncertificated REMIC I Pass-Through Rate
     
12
I-12-A through I-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
 
II-12-A through II-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
 
I-1-A through I-11-A
Uncertificated REMIC I Pass-Through Rate
 
II-1-A through II-11-A
Uncertificated REMIC I Pass-Through Rate
     
13
I-13-A through I-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
 
II-13-A through II-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
 
I-1-A through I-12-A
Uncertificated REMIC I Pass-Through Rate
 
II-1-A through II-12-A
Uncertificated REMIC I Pass-Through Rate
     
14
I-14-A through I-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
 
II-14-A through II-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
 
I-1-A through I-13-A
Uncertificated REMIC I Pass-Through Rate
 
II-1-A through II-13-A
Uncertificated REMIC I Pass-Through Rate
     
15
I-15-A through I-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
 
II-15-A through II-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
 
I-1-A through I-14-A
Uncertificated REMIC I Pass-Through Rate
 
II-1-A through II-14-A
Uncertificated REMIC I Pass-Through Rate
     
16
I-16-A through I-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
 
II-16-A through II-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
 
I-1-A through I-15-A
Uncertificated REMIC I Pass-Through Rate
 
II-1-A through II-15-A
Uncertificated REMIC I Pass-Through Rate
     
17
I-17-A through I-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
 
II-17-A through II-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
 
I-1-A through I-16-A
Uncertificated REMIC I Pass-Through Rate
 
II-1-A through II-16-A
Uncertificated REMIC I Pass-Through Rate
     
18
I-18-A through I-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
 
II-18-A through II-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
 
I-1-A through I-17-A
Uncertificated REMIC I Pass-Through Rate
 
II-1-A through II-17-A
Uncertificated REMIC I Pass-Through Rate
     
19
I-19-A through I-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
 
II-19-A through II-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
 
I-1-A through I-18-A
Uncertificated REMIC I Pass-Through Rate
 
II-1-A through II-18-A
Uncertificated REMIC I Pass-Through Rate
     
20
I-20-A through I-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
 
II-20-A through II-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
 
I-1-A through I-19-A
Uncertificated REMIC I Pass-Through Rate
 
II-1-A through II-19-A
Uncertificated REMIC I Pass-Through Rate
     
21
I-21-A through I-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
 
II-21-A through II-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
 
I-1-A through I-20-A
Uncertificated REMIC I Pass-Through Rate
 
II-1-A through II-20-A
Uncertificated REMIC I Pass-Through Rate
     
22
I-22-A through I-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
 
II-22-A through II-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
 
I-1-A through I-21-A
Uncertificated REMIC I Pass-Through Rate
 
II-1-A through II-21-A
Uncertificated REMIC I Pass-Through Rate
     
23
I-23-A through I-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
 
II-23-A through II-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
 
I-1-A through I-22-A
Uncertificated REMIC I Pass-Through Rate
 
II-1-A through II-22-A
Uncertificated REMIC I Pass-Through Rate
     
24
I-24-A through I-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
 
II-24-A through II-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
 
I-1-A through I-23-A
Uncertificated REMIC I Pass-Through Rate
 
II-1-A through II-23-A
Uncertificated REMIC I Pass-Through Rate
     
25
I-25-A through I-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
 
II-25-A through II-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
 
I-1-A through I-24-A
Uncertificated REMIC I Pass-Through Rate
 
II-1-A through II-24-A
Uncertificated REMIC I Pass-Through Rate
     
26
I-26-A through I-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
 
II-26-A through II-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
 
I-1-A through I-25-A
Uncertificated REMIC I Pass-Through Rate
 
II-1-A through II-25-A
Uncertificated REMIC I Pass-Through Rate
     
27
I-27-A through I-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
 
II-27-A through II-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
 
I-1-A through I-26-A
Uncertificated REMIC I Pass-Through Rate
 
II-1-A through II-26-A
Uncertificated REMIC I Pass-Through Rate
     
28
I-28-A through I-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
 
II-28-A through II-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
 
I-1-A through I-27-A
Uncertificated REMIC I Pass-Through Rate
 
II-1-A through II-27-A
Uncertificated REMIC I Pass-Through Rate
     
29
I-29-A through I-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
 
II-29-A through II-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
 
I-1-A through I-28-A
Uncertificated REMIC I Pass-Through Rate
 
II-1-A through II-28-A
Uncertificated REMIC I Pass-Through Rate
     
30
I-30-A through I-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
 
II-30-A through II-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
 
I-1-A through I-29-A
Uncertificated REMIC I Pass-Through Rate
 
II-1-A through II-29-A
Uncertificated REMIC I Pass-Through Rate
     
31
I-31-A through I-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
 
II-31-A through II-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
 
I-1-A through I-30-A
Uncertificated REMIC I Pass-Through Rate
 
II-1-A through II-30-A
Uncertificated REMIC I Pass-Through Rate
     
32
I-32-A through I-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
 
II-32-A through II-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
 
I-1-A through I-31-A
Uncertificated REMIC I Pass-Through Rate
 
II-1-A through II-31-A
Uncertificated REMIC I Pass-Through Rate
     
33
I-33-A through I-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
 
II-33-A through II-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
 
I-1-A through I-32-A
Uncertificated REMIC I Pass-Through Rate
 
II-1-A through II-32-A
Uncertificated REMIC I Pass-Through Rate
     
34
I-34-A through I-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
 
II-34-A through II-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
 
I-1-A through I-33-A
Uncertificated REMIC I Pass-Through Rate
 
II-1-A through II-33-A
Uncertificated REMIC I Pass-Through Rate
     
35
I-35-A through I-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
 
II-35-A through II-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
 
I-1-A through I-34-A
Uncertificated REMIC I Pass-Through Rate
 
II-1-A through II-34-A
Uncertificated REMIC I Pass-Through Rate
     
36
I-36-A through I-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
 
II-36-A through II-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
 
I-1-A through I-35-A
Uncertificated REMIC I Pass-Through Rate
 
II-1-A through II-35-A
Uncertificated REMIC I Pass-Through Rate
     
37
I-37-A through I-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
 
II-37-A through II-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
 
I-1-A through I-36-A
Uncertificated REMIC I Pass-Through Rate
 
II-1-A through II-36-A
Uncertificated REMIC I Pass-Through Rate
     
38
I-38-A through I-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
 
II-38-A through II-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
 
I-1-A through I-37-A
Uncertificated REMIC I Pass-Through Rate
 
II-1-A through II-37-A
Uncertificated REMIC I Pass-Through Rate
     
39
I-39-A through I-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
 
II-39-A through II-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
 
I-1-A through I-38-A
Uncertificated REMIC I Pass-Through Rate
 
II-1-A through II-38-A
Uncertificated REMIC I Pass-Through Rate
     
40
I-40-A through I-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
 
II-40-A through II-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
 
I-1-A through I-39-A
Uncertificated REMIC I Pass-Through Rate
 
II-1-A through II-39-A
Uncertificated REMIC I Pass-Through Rate
     
41
I-41-A through I-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
 
II-41-A through II-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
 
I-1-A through I-40-A
Uncertificated REMIC I Pass-Through Rate
 
II-1-A through II-40-A
Uncertificated REMIC I Pass-Through Rate
     
42
I-42-A through I-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
 
II-42-A through II-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
 
I-1-A through I-41-A
Uncertificated REMIC I Pass-Through Rate
 
II-1-A through II-41-A
Uncertificated REMIC I Pass-Through Rate
     
43
I-43-A through I-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
 
II-43-A through II-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
 
I-1-A through I-42-A
Uncertificated REMIC I Pass-Through Rate
 
II-1-A through II-42-A
Uncertificated REMIC I Pass-Through Rate
     
44
I-44-A through I-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
 
II-44-A through II-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
 
I-1-A through I-43-A
Uncertificated REMIC I Pass-Through Rate
 
II-1-A through II-43-A
Uncertificated REMIC I Pass-Through Rate
     
45
I-45-A through I-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
 
II-45-A through II-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
 
I-1-A through I-44-A
Uncertificated REMIC I Pass-Through Rate
 
II-1-A through II-44-A
Uncertificated REMIC I Pass-Through Rate
     
46
I-46-A through I-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
 
II-46-A through II-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
 
I-1-A through I-45-A
Uncertificated REMIC I Pass-Through Rate
 
II-1-A through II-45-A
Uncertificated REMIC I Pass-Through Rate
     
47
I-47-A through I-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
 
II-47-A through II-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
 
I-1-A through I-46-A
Uncertificated REMIC I Pass-Through Rate
 
II-1-A through II-46-A
Uncertificated REMIC I Pass-Through Rate
     
48
I-48-A through I-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
 
II-48-A through II-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
 
I-1-A through I-47-A
Uncertificated REMIC I Pass-Through Rate
 
II-1-A through II-47-A
Uncertificated REMIC I Pass-Through Rate
     
49
I-49-A through I-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
 
II-49-A through II-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
 
I-1-A through I-48-A
Uncertificated REMIC I Pass-Through Rate
 
II-1-A through II-48-A
Uncertificated REMIC I Pass-Through Rate
     
50
I-50-A through I-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
 
II-50-A through II-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
 
I-1-A through I-49-A
Uncertificated REMIC I Pass-Through Rate
 
II-1-A through II-49-A
Uncertificated REMIC I Pass-Through Rate
     
51
I-51-A through I-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
 
II-51-A through II-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
 
I-1-A through I-50-A
Uncertificated REMIC I Pass-Through Rate
 
II-1-A through II-50-A
Uncertificated REMIC I Pass-Through Rate
     
52
I-52-A through I-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
 
II-52-A through II-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
 
I-1-A through I-51-A
Uncertificated REMIC I Pass-Through Rate
 
II-1-A through II-51-A
Uncertificated REMIC I Pass-Through Rate
     
53
I-53-A through I-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
 
II-53-A through II-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
 
I-1-A through I-52-A
Uncertificated REMIC I Pass-Through Rate
 
II-1-A through II-52-A
Uncertificated REMIC I Pass-Through Rate
     
54
I-54-A through I-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
 
II-54-A through II-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
 
I-1-A through I-53-A
Uncertificated REMIC I Pass-Through Rate
 
II-1-A through II-53-A
Uncertificated REMIC I Pass-Through Rate
     
55
I-55-A through I-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
 
II-55-A through II-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
 
I-1-A through I-54-A
Uncertificated REMIC I Pass-Through Rate
 
II-1-A through II-54-A
Uncertificated REMIC I Pass-Through Rate
     
56
I-56-A through I-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
 
II-56-A through II-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
 
I-1-A through I-55-A
Uncertificated REMIC I Pass-Through Rate
 
II-1-A through II-55-A
Uncertificated REMIC I Pass-Through Rate
     
57
I-57-A through I-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
 
II-57-A through II-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
 
I-1-A through I-56-A
Uncertificated REMIC I Pass-Through Rate
 
II-1-A through II-56-A
Uncertificated REMIC I Pass-Through Rate
     
58
I-58-A through I-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
 
II-58-A through II-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
 
I-1-A through I-57-A
Uncertificated REMIC I Pass-Through Rate
 
II-1-A through II-57-A
Uncertificated REMIC I Pass-Through Rate
     
59
I-59-A and I-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
 
II-59-A and II-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
 
I-1-A through I-58-A
Uncertificated REMIC I Pass-Through Rate
 
II-1-A through II-58-A
Uncertificated REMIC I Pass-Through Rate
     
60
I-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
 
II-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
 
I-1-A through I-59-A
Uncertificated REMIC I Pass-Through Rate
 
II-1-A through II-59-A
Uncertificated REMIC I Pass-Through Rate
     
thereafter
I-1-A through I-60-A
Uncertificated REMIC I Pass-Through Rate
 
II-1-A through II-60-A
Uncertificated REMIC I Pass-Through Rate

With respect to REMIC II Regular Interest 1-Grp and any Distribution Date, a per annum rate equal to the weighted average of (x) the Uncertificated REMIC I Pass-Through Rates for the REMIC I Group I Regular Interests ending with the designation “B” for such Distribution Date and (y) the rates listed below for the REMIC I Group I Regular Interests ending with the designation “A” for such Distribution Date listed below, in each case, weighted on the basis of the Uncertificated Principal Balances of each such REMIC I Regular Interest for such Distribution Date:
 
Distribution Date
REMIC I Regular Interest
Rate
1
I-1-A through I-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
     
2
I-2-A through I-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
 
I-1-A
Uncertificated REMIC I Pass-Through Rate
     
3
I-3-A through I-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
 
I-1-A through I-2-A
Uncertificated REMIC I Pass-Through Rate
     
4
I-4-A through I-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
 
I-1-A through I-3-A
Uncertificated REMIC I Pass-Through Rate
     
5
I-5-A through I-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
 
I-1-A through I-4-A
Uncertificated REMIC I Pass-Through Rate
     
6
I-1-A through I-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
 
I-1-A through I-5-A
Uncertificated REMIC I Pass-Through Rate
     
7
I-7-A through I-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
 
I-1-A through I-6-A
Uncertificated REMIC I Pass-Through Rate
     
8
I-8-A through I-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
 
I-1-A through I-7-A
Uncertificated REMIC I Pass-Through Rate
     
9
I-9-A through I-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
 
I-1-A through I-8-A
Uncertificated REMIC I Pass-Through Rate
     
10
I-10-A through I-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
 
I-1-A through I-9-A
Uncertificated REMIC I Pass-Through Rate
     
11
I-11-A through I-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
 
I-1-A through I-10-A
Uncertificated REMIC I Pass-Through Rate
     
12
I-12-A through I-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
 
I-1-A through I-11-A
Uncertificated REMIC I Pass-Through Rate
     
13
I-13-A through I-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
 
I-1-A through I-12-A
Uncertificated REMIC I Pass-Through Rate
     
14
I-14-A through I-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
 
I-1-A through I-13-A
Uncertificated REMIC I Pass-Through Rate
     
15
I-15-A through I-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
 
I-1-A through I-14-A
Uncertificated REMIC I Pass-Through Rate
     
16
I-16-A through I-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
 
I-1-A through I-15-A
Uncertificated REMIC I Pass-Through Rate
     
17
I-17-A through I-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
 
I-1-A through I-16-A
Uncertificated REMIC I Pass-Through Rate
     
18
I-18-A through I-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
 
I-1-A through I-17-A
Uncertificated REMIC I Pass-Through Rate
     
19
I-19-A through I-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
 
I-1-A through I-18-A
Uncertificated REMIC I Pass-Through Rate
     
20
I-20-A through I-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
 
I-1-A through I-19-A
Uncertificated REMIC I Pass-Through Rate
     
21
I-21-A through I-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
 
I-1-A through I-20-A
Uncertificated REMIC I Pass-Through Rate
     
22
I-22-A through I-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
 
I-1-A through I-21-A
Uncertificated REMIC I Pass-Through Rate
     
23
I-23-A through I-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
 
I-1-A through I-22-A
Uncertificated REMIC I Pass-Through Rate
     
24
I-24-A through I-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
 
I-1-A through I-23-A
Uncertificated REMIC I Pass-Through Rate
     
25
I-25-A through I-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
 
I-1-A through I-24-A
Uncertificated REMIC I Pass-Through Rate
     
26
I-26-A through I-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
 
I-1-A through I-25-A
Uncertificated REMIC I Pass-Through Rate
     
27
I-27-A through I-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
 
I-1-A through I-26-A
Uncertificated REMIC I Pass-Through Rate
     
28
I-28-A through I-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
 
I-1-A through I-27-A
Uncertificated REMIC I Pass-Through Rate
     
29
I-29-A through I-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
 
I-1-A through I-28-A
Uncertificated REMIC I Pass-Through Rate
     
30
I-30-A through I-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
 
I-1-A through I-29-A
Uncertificated REMIC I Pass-Through Rate
     
31
I-31-A through I-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
 
I-1-A through I-30-A
Uncertificated REMIC I Pass-Through Rate
     
32
I-32-A through I-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
 
I-1-A through I-31-A
Uncertificated REMIC I Pass-Through Rate
     
33
I-33-A through I-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
 
I-1-A through I-32-A
Uncertificated REMIC I Pass-Through Rate
     
34
I-34-A through I-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
 
I-1-A through I-33-A
Uncertificated REMIC I Pass-Through Rate
     
35
I-35-A through I-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
 
I-1-A through I-34-A
Uncertificated REMIC I Pass-Through Rate
     
36
I-36-A through I-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
 
I-1-A through I-35-A
Uncertificated REMIC I Pass-Through Rate
     
37
I-37-A through I-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
 
I-1-A through I-36-A
Uncertificated REMIC I Pass-Through Rate
     
38
I-38-A through I-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
 
I-1-A through I-37-A
Uncertificated REMIC I Pass-Through Rate
     
39
I-39-A through I-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
 
I-1-A through I-38-A
Uncertificated REMIC I Pass-Through Rate
     
40
I-40-A through I-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
 
I-1-A through I-39-A
Uncertificated REMIC I Pass-Through Rate
     
41
I-41-A through I-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
 
I-1-A through I-40-A
Uncertificated REMIC I Pass-Through Rate
     
42
I-42-A through I-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
 
I-1-A through I-41-A
Uncertificated REMIC I Pass-Through Rate
     
43
I-43-A through I-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
 
I-1-A through I-42-A
Uncertificated REMIC I Pass-Through Rate
     
44
I-44-A through I-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
 
I-1-A through I-43-A
Uncertificated REMIC I Pass-Through Rate
     
45
I-45-A through I-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
 
I-1-A through I-44-A
Uncertificated REMIC I Pass-Through Rate
     
46
I-46-A through I-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
 
I-1-A through I-45-A
Uncertificated REMIC I Pass-Through Rate
     
47
I-47-A through I-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
 
I-1-A through I-46-A
Uncertificated REMIC I Pass-Through Rate
     
48
I-48-A through I-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
 
I-1-A through I-47-A
Uncertificated REMIC I Pass-Through Rate
     
49
I-49-A through I-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
 
I-1-A through I-48-A
Uncertificated REMIC I Pass-Through Rate
     
50
I-50-A through I-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
 
I-1-A through I-49-A
Uncertificated REMIC I Pass-Through Rate
     
51
I-51-A through I-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
 
I-1-A through I-50-A
Uncertificated REMIC I Pass-Through Rate
     
52
I-52-A through I-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
 
I-1-A through I-51-A
Uncertificated REMIC I Pass-Through Rate
     
53
I-53-A through I-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
 
I-1-A through I-52-A
Uncertificated REMIC I Pass-Through Rate
     
54
I-54-A through I-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
 
I-1-A through I-53-A
Uncertificated REMIC I Pass-Through Rate
     
55
I-55-A through I-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
 
I-1-A through I-54-A
Uncertificated REMIC I Pass-Through Rate
     
56
I-56-A through I-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
 
I-1-A through I-55-A
Uncertificated REMIC I Pass-Through Rate
     
57
I-57-A through I-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
 
I-1-A through I-56-A
Uncertificated REMIC I Pass-Through Rate
     
58
I-58-A through I-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
 
I-1-A through I-57-A
Uncertificated REMIC I Pass-Through Rate
     
59
I-59-A and I-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
 
I-1-A through I-58-A
Uncertificated REMIC I Pass-Through Rate
     
60
I-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
 
I-1-A through I-59-A
Uncertificated REMIC I Pass-Through Rate
     
thereafter
I-1-A through I-60-A
Uncertificated REMIC I Pass-Through Rate

With respect to REMIC II Regular Interest 2-Grp Swap and any Distribution Date, a per annum rate equal to the weighted average of (x) the Uncertificated REMIC I Pass-Through Rates for the REMIC I Group II Regular Interests ending with the designation “B” for such Distribution Date and (y) the rates listed below for the REMIC I Group II Regular Interests ending with the designation “A” for such Distribution Date listed below, in each case, weighted on the basis of the Uncertificated Principal Balances of each such REMIC I Regular Interest for such Distribution Date:
 
Distribution Date
REMIC I Regular Interest
Rate
1
II-1-A through II-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
     
2
II-2-A through II-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
 
II-1-A
Uncertificated REMIC I Pass-Through Rate
     
3
II-3-A through II-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
 
II-1-A through II-2-A
Uncertificated REMIC I Pass-Through Rate
     
4
II-4-A through II-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
 
II-1-A through II-3-A
Uncertificated REMIC I Pass-Through Rate
     
5
II-5-A through II-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
 
II-1-A through II-4-A
Uncertificated REMIC I Pass-Through Rate
     
6
II-1-A through II-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
 
II-1-A through II-5-A
Uncertificated REMIC I Pass-Through Rate
     
7
II-7-A through II-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
 
II-1-A through II-6-A
Uncertificated REMIC I Pass-Through Rate
     
8
II-8-A through II-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
 
II-1-A through II-7-A
Uncertificated REMIC I Pass-Through Rate
     
9
II-9-A through II-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
 
II-1-A through II-8-A
Uncertificated REMIC I Pass-Through Rate
     
10
II-10-A through II-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
 
II-1-A through II-9-A
Uncertificated REMIC I Pass-Through Rate
     
11
II-11-A through II-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
 
II-1-A through II-10-A
Uncertificated REMIC I Pass-Through Rate
     
12
II-12-A through II-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
 
II-1-A through II-11-A
Uncertificated REMIC I Pass-Through Rate
     
13
II-13-A through II-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
 
II-1-A through II-12-A
Uncertificated REMIC I Pass-Through Rate
     
14
II-14-A through II-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
 
II-1-A through II-13-A
Uncertificated REMIC I Pass-Through Rate
     
15
II-15-A through II-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
 
II-1-A through II-14-A
Uncertificated REMIC I Pass-Through Rate
     
16
II-16-A through II-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
 
II-1-A through II-15-A
Uncertificated REMIC I Pass-Through Rate
     
17
II-17-A through II-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
 
II-1-A through II-16-A
Uncertificated REMIC I Pass-Through Rate
     
18
II-18-A through II-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
 
II-1-A through II-17-A
Uncertificated REMIC I Pass-Through Rate
     
19
II-19-A through II-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
 
II-1-A through II-18-A
Uncertificated REMIC I Pass-Through Rate
     
20
II-20-A through II-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
 
II-1-A through II-19-A
Uncertificated REMIC I Pass-Through Rate
     
21
II-21-A through II-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
 
II-1-A through II-20-A
Uncertificated REMIC I Pass-Through Rate
     
22
II-22-A through II-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
 
II-1-A through II-21-A
Uncertificated REMIC I Pass-Through Rate
     
23
II-23-A through II-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
 
II-1-A through II-22-A
Uncertificated REMIC I Pass-Through Rate
     
24
II-24-A through II-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
 
II-1-A through II-23-A
Uncertificated REMIC I Pass-Through Rate
     
25
II-25-A through II-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
 
II-1-A through II-24-A
Uncertificated REMIC I Pass-Through Rate
     
26
II-26-A through II-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
 
II-1-A through II-25-A
Uncertificated REMIC I Pass-Through Rate
     
27
II-27-A through II-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
 
II-1-A through II-26-A
Uncertificated REMIC I Pass-Through Rate
     
28
II-28-A through II-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
 
II-1-A through II-27-A
Uncertificated REMIC I Pass-Through Rate
     
29
II-29-A through II-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
 
II-1-A through II-28-A
Uncertificated REMIC I Pass-Through Rate
     
30
II-30-A through II-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
 
II-1-A through II-29-A
Uncertificated REMIC I Pass-Through Rate
     
31
II-31-A through II-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
 
II-1-A through II-30-A
Uncertificated REMIC I Pass-Through Rate
     
32
II-32-A through II-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
 
II-1-A through II-31-A
Uncertificated REMIC I Pass-Through Rate
     
33
II-33-A through II-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
 
II-1-A through II-32-A
Uncertificated REMIC I Pass-Through Rate
     
34
II-34-A through II-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
 
II-1-A through II-33-A
Uncertificated REMIC I Pass-Through Rate
     
35
II-35-A through II-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
 
II-1-A through II-34-A
Uncertificated REMIC I Pass-Through Rate
     
36
II-36-A through II-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
 
II-1-A through II-35-A
Uncertificated REMIC I Pass-Through Rate
     
37
II-37-A through II-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
 
II-1-A through II-36-A
Uncertificated REMIC I Pass-Through Rate
     
38
II-38-A through II-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
 
II-1-A through II-37-A
Uncertificated REMIC I Pass-Through Rate
     
39
II-39-A through II-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
 
II-1-A through II-38-A
Uncertificated REMIC I Pass-Through Rate
     
40
II-40-A through II-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
 
II-1-A through II-39-A
Uncertificated REMIC I Pass-Through Rate
     
41
II-41-A through II-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
 
II-1-A through II-40-A
Uncertificated REMIC I Pass-Through Rate
     
42
II-42-A through II-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
 
II-1-A through II-41-A
Uncertificated REMIC I Pass-Through Rate
     
43
II-43-A through II-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
 
II-1-A through II-42-A
Uncertificated REMIC I Pass-Through Rate
     
44
II-44-A through II-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
 
II-1-A through II-43-A
Uncertificated REMIC I Pass-Through Rate
     
45
II-45-A through II-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
 
II-1-A through II-44-A
Uncertificated REMIC I Pass-Through Rate
     
46
II-46-A through II-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
 
II-1-A through II-45-A
Uncertificated REMIC I Pass-Through Rate
     
47
II-47-A through II-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
 
II-1-A through II-46-A
Uncertificated REMIC I Pass-Through Rate
     
48
II-48-A through II-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
 
II-1-A through II-47-A
Uncertificated REMIC I Pass-Through Rate
     
49
II-49-A through II-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
 
II-1-A through II-48-A
Uncertificated REMIC I Pass-Through Rate
     
50
II-50-A through II-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
 
II-1-A through II-49-A
Uncertificated REMIC I Pass-Through Rate
     
51
II-51-A through II-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
 
II-1-A through II-50-A
Uncertificated REMIC I Pass-Through Rate
     
52
II-52-A through II-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
 
II-1-A through II-51-A
Uncertificated REMIC I Pass-Through Rate
     
53
II-53-A through II-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
 
II-1-A through II-52-A
Uncertificated REMIC I Pass-Through Rate
     
54
II-54-A through II-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
 
II-1-A through II-53-A
Uncertificated REMIC I Pass-Through Rate
     
55
II-55-A through II-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
 
II-1-A through II-54-A
Uncertificated REMIC I Pass-Through Rate
     
56
II-56-A through II-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
 
II-1-A through II-55-A
Uncertificated REMIC I Pass-Through Rate
     
57
II-57-A through II-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
 
II-1-A through II-56-A
Uncertificated REMIC I Pass-Through Rate
     
58
II-58-A through II-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
 
II-1-A through II-57-A
Uncertificated REMIC I Pass-Through Rate
     
59
II-59-A and II-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
 
II-1-A through II-58-A
Uncertificated REMIC I Pass-Through Rate
     
60
II-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
 
II-1-A through II-59-A
Uncertificated REMIC I Pass-Through Rate
     
thereafter
II-1-A through II-60-A
Uncertificated REMIC I Pass-Through Rate
 
With respect to REMIC II Regular Interest 2-Grp Non-Swap and any Distribution Date, a per annum rate equal to the weighted average of the Uncertificated REMIC I Pass-Through Rate for REMIC I Regular Interest II-A Non-Swap for such Distribution Date, weighted on the basis of the Uncertificated Principal Balance of such REMIC I Regular Interest for such Distribution Date.
 
With respect to REMIC II Regular Interest IO and any Distribution Date, a per annum rate equal to the excess, if any, of (x) the weighted average of the Uncertificated REMIC I Pass-Through Rates for the REMIC I Regular Interests ending with the designation “A” for such Distribution Date, over (y) the weighted average of 2 multiplied by Swap LIBOR on the REMIC I Regular Interests ending with the designation “A”, subject to a maximum rate of the Uncertificated REMIC I Pass-Through Rate for each such REMIC I Regular Interest for such Distribution Date, in each case, weighted on the basis of the Uncertificated Principal Balances of each such REMIC I Regular Interest for such Distribution Date.
 
With respect to REMIC II Regular Interest P, 0.00%.
 
Unpaid Realized Loss Amount: With respect to any Class A Certificates and as to any Distribution Date, is the excess of Applied Realized Loss Amounts with respect to such Class over the sum of all distributions in reduction of the Applied Realized Loss Amounts on all previous Distribution Dates. Any amounts distributed to the Class A Certificates in respect of any Unpaid Realized Loss Amount shall not be applied to reduce the Certificate Principal Balance of such Class.
 
Voting Rights: The portion of the voting rights of all the Certificates that is allocated to any Certificate for purposes of the voting provisions hereunder. Voting Rights shall be allocated (i) 92% to the Class A Certificates and Class M Certificates, (ii) 3% to the Class CE Certificates until paid in full, and (iii) 1% to each of the Class R-1, Class R-2, Class R-3, Class RX and Class P Certificates, with the allocation among the Certificates (other than the Class CE, Class P and Residual Certificates) to be in proportion to the Certificate Principal Balance of each Class relative to the Certificate Principal Balance of all other such Classes. Voting Rights will be allocated among the Certificates of each such Class in accordance with their respective Percentage Interests.
 
Section 1.02  Allocation of Certain Interest Shortfalls. 
 
For purposes of calculating the amount of Current Interest for the Class A, Class M and Class CE Certificates for any Distribution Date, the aggregate amount of any Prepayment Interest Shortfalls (to the extent not covered by payments by the Master Servicer pursuant to Section 5.02) and any Relief Act Interest Shortfalls incurred in respect of the Mortgage Loans for any Distribution Date shall be allocated first, to the Class CE Interest based on, and to the extent of, one month’s interest at the then applicable Pass-Through Rate on the Uncertificated Notional Amount thereof and, thereafter, among the Class A Certificates and Class M Certificates, in each case on a pro rata basis based on, and to the extent of, one month’s interest at the then applicable respective Pass-Through Rates on the respective Certificate Principal Balances of each such Certificate.
 
For purposes of calculating the amount of Uncertificated Accrued Interest for the REMIC I Group I Regular Interests for any Distribution Date, the aggregate amount of any Prepayment Interest Shortfalls (to the extent not covered by payments by the Master Servicer pursuant to Section 5.02) and any Relief Act Interest Shortfalls incurred in respect of Loan Group I for any Distribution Date shall be allocated first, to REMIC I Group I Regular Interests ending with the designation “B”, on a pro rata basis, based on, and to the extent of, one month’s interest at the then applicable respective Uncertificated REMIC I Pass-Through Rates on the respective Uncertificated Principal Balances of each such REMIC I Regular Interest, and then, to REMIC I Group I Regular Interests ending with the designation “A”, on a pro rata basis, based on, and to the extent of, one month’s interest at the then applicable respective Uncertificated REMIC I Pass-Through Rates on the respective Uncertificated Principal Balances of each such REMIC I Regular Interest. For purposes of calculating the amount of Uncertificated Accrued Interest for the REMIC I Group II Regular Interests for any Distribution Date, the aggregate amount of any Prepayment Interest Shortfalls (to the extent not covered by payments by the Master Servicer pursuant to Section 5.02) and any Relief Act Interest Shortfalls incurred in respect of Loan Group II for any Distribution Date shall be allocated first, to REMIC I Group II Regular Interests ending with the designation “B” and REMIC I Regular Interest II-A Non-Swap, on a pro rata basis, based on, and to the extent of, one month’s interest at the then applicable respective Uncertificated REMIC I Pass-Through Rates on the respective Uncertificated Principal Balances of each such REMIC I Regular Interest, and then, to REMIC I Group II Regular Interests ending with the designation “A”, on a pro rata basis, based on, and to the extent of, one month’s interest at the then applicable respective Uncertificated REMIC I Pass-Through Rates on the respective Uncertificated Principal Balances of each such REMIC I Regular Interest.
 
For purposes of calculating the amount of Uncertificated Accrued Interest for the REMIC II Regular Interests (other than REMIC II Regular Interests IO and P) for any Distribution Date, (i) the REMIC II Marker Allocation Percentage of the aggregate amount of any Prepayment Interest Shortfalls (to the extent not covered by payments by the Master Servicer pursuant to Section 5.02) and any Relief Act Interest Shortfalls incurred in respect of the Mortgage Loans for any Distribution Date shall be allocated first, to Uncertificated Accrued Interest payable to REMIC II Regular Interest AA and REMIC II Regular Interest ZZ up to an aggregate amount equal to the REMIC II Interest Loss Allocation Amount, 98% and 2%, respectively, and thereafter, among REMIC II Regular Interest AA, each REMIC II Regular Interest for which a Class A Certificate or Class M Certificate is the Corresponding Certificate and REMIC II Regular Interest ZZ, pro rata, based on, and to the extent of, one month’s interest at the then applicable respective Uncertificated REMIC II Pass-Through Rates on the respective Uncertificated Principal Balances of each such REMIC II Regular Interest, and (ii) the REMIC II Sub WAC Allocation Percentage of the aggregate amount of any Prepayment Interest Shortfalls (to the extent not covered by payments by the Master Servicer pursuant to Section 5.02) and any Relief Act Interest Shortfalls incurred in respect of the Mortgage Loans for any Distribution Date shall be allocated to Uncertificated Accrued Interest payable to REMIC II Regular Interest 1-Sub, REMIC II Regular Interest 1-Grp, REMIC II Regular Interest 2-Sub, REMIC II Regular Interest 2-Grp Swap, REMIC II Regular Interest 2-Grp Non-Swap and REMIC II Regular Interest XX, pro rata, based on, and to the extent of, one month’s interest at the then applicable respective Uncertificated REMIC II Pass-Through Rates on the respective Uncertificated Principal Balances of each such REMIC II Regular Interest.
 
ARTICLE II

CONVEYANCE OF TRUST FUND
 
Section 2.01  Conveyance of Trust Fund. 
 
Pursuant to the Mortgage Loan Purchase Agreement, the Seller sold, transferred, assigned, set over and otherwise conveyed to the Depositor, without recourse, all the right, title and interest of the Seller in and to the assets sold by it in the Trust Fund. Pursuant to the Mortgage Loan Purchase Agreement, Master Funding sold, transferred, assigned, set over and otherwise conveyed to the Depositor, without recourse, all the right, title and interest of Master Funding in and to the assets sold by it in the Trust Fund.
 
The Seller has entered into this Agreement in consideration for the purchase of the Mortgage Loans by the Depositor pursuant to the Mortgage Loan Purchase Agreement and has agreed to take the actions specified herein.
 
The Depositor, concurrently with the execution and delivery hereof, hereby sells, transfers, assigns, sets over and otherwise conveys to the Trustee for the use and benefit of the Certificateholders, without recourse, all the right, title and interest of the Depositor in and to the Trust Fund.
 
In connection with such sale, the Depositor has delivered to, and deposited with, or caused to be delivered to and deposited with, the Trustee or the Custodian, as its agent, the following documents or instruments with respect to each Mortgage Loan so assigned: (i) the original Mortgage Note, including any riders thereto, endorsed without recourse (A) in blank or to the order of “LaSalle Bank National Association, as Trustee for Certificateholders of Bear Stearns Asset Backed Securities I LLC, Asset-Backed Certificates, Series 2007-FS1,” or (B) in the case of a loan registered on the MERS system, in blank, and in each case showing an unbroken chain of endorsements from the original payee thereof to the Person endorsing it to the Trustee, (ii) the original Mortgage and, if the related Mortgage Loan is a MOM Loan, noting the presence of the MIN and language indicating that such Mortgage Loan is a MOM Loan, which shall have been recorded (or, for Mortgage Loans other than the EMC Flow Loans, if the original is not available, a copy), with evidence of such recording indicated thereon (or if clause (x) in the proviso below applies, shall be in recordable form), (iii) unless the Mortgage Loan is either a MOM Loan or has been assigned in the name of MERS, the assignment (either an original or a copy, which may be in the form of a blanket assignment if permitted in the jurisdiction in which the Mortgaged Property is located) to the Trustee of the Mortgage with respect to each Mortgage Loan in the name of “LaSalle Bank National Association, as Trustee for Certificateholders of Bear Stearns Asset Backed Securities I LLC, Asset-Backed Certificates, Series 2007-FS1,” which shall have been recorded (or if clause (x) in the proviso below applies, shall be in recordable form), (iv) an original or a copy of all intervening assignments of the Mortgage, if any, to the extent available to the Seller, with evidence of recording thereon, (v) with respect to any first or second lien Mortgage Loan (other than any Piggyback Loan), the original policy of title insurance or mortgagee’s certificate of title insurance or commitment or binder for title insurance or, in the event such original title policy has not been received from the title insurer, such original title policy will be delivered within one year of the Closing Date or, in the event such original title policy is unavailable, a photocopy of such title policy or, in lieu thereof, a current lien search on the related Mortgaged Property; and with respect to any Piggyback Loan, the original policy of title insurance or mortgagee’s certificate of title insurance or commitment or binder for title insurance issued as to the related first lien Mortgage Loan or, in lieu thereof, a lien search on the related Mortgaged Property that was conducted in connection with the related first lien Mortgage Loan and (vi) originals or copies of all available assumption, modification or substitution agreements, if any; provided, however, that in lieu of the foregoing, the Seller or Master Funding, as applicable, may deliver the following documents, under the circumstances set forth below: (x) if any Mortgage (other than the Mortgages related to the EMC Flow Loans), assignment thereof to the Trustee or intervening assignments thereof have been delivered or are being delivered to recording offices for recording and have not been returned in time to permit their delivery as specified above, the Depositor may deliver, or cause to be delivered, a true copy thereof with a certification by the Seller or Master Funding, as applicable, or the title company issuing the commitment for title insurance, on the face of such copy, substantially as follows: “Certified to be a true and correct copy of the original, which has been transmitted for recording”; (y) in lieu of the Mortgage (other than the Mortgages related to the EMC Flow Loans), assignment to the Trustee or in blank or intervening assignments thereof, if the applicable jurisdiction retains the originals of such documents (as evidenced by a certification from the Depositor to such effect) the Depositor may deliver, or cause to be delivered, photocopies of such documents containing an original certification by the judicial or other governmental authority of the jurisdiction where such documents were recorded; and (z) in lieu of the Mortgage Notes relating to the Mortgage Loans identified in the list set forth in Exhibit I, the Depositor may deliver, or cause to be delivered, a lost note affidavit and indemnity and a copy of the original note, if available; and provided, further, however, that in the case of Mortgage Loans which have been prepaid in full after the Cut-off Date and prior to the Closing Date, the Depositor, in lieu of delivering the above documents, may deliver, or cause to be delivered, to the Trustee and the Custodian a certification of a Servicing Officer to such effect and in such case shall deposit all amounts paid in respect of such Mortgage Loans, in the Protected Account or in the Distribution Account on the Closing Date. In the case of the documents referred to in clause (x) above, the Depositor shall deliver, or cause to be delivered, such documents to the Trustee or the Custodian promptly after they are received.
 
EMC (on its own behalf as Seller and on behalf of Master Funding) shall cause, at its expense, the Mortgage and intervening assignments, if any, and to the extent required in accordance with the foregoing, the assignment of the Mortgage to the Trustee to be submitted for recording promptly after the Closing Date; provided that, the Seller need not cause to be recorded (a) any assignment in any jurisdiction under the laws of which, as evidenced by an Opinion of Counsel addressed to the Trustee delivered by EMC (on its own behalf as Seller and on behalf of Master Funding) to the Trustee and the Rating Agencies, the recordation of such assignment is not necessary to protect the Trustee’s interest in the related Mortgage Loan or (b) if MERS is identified on the Mortgage or on a properly recorded assignment of the Mortgage as the mortgagee of record solely as nominee for the Seller and Master Funding and its successors and assigns. In the event that the Seller, Master Funding, the Depositor or the Master Servicer gives written notice to the Trustee that a court has recharacterized the sale of the Mortgage Loans as a financing, EMC (on its own behalf as Seller and on behalf of Master Funding) shall submit or cause to be submitted for recording as specified above each such previously unrecorded assignment to be submitted for recording as specified above at the expense of the Trust. In the event a Mortgage File is released to the Master Servicer as a result of such Person having completed a Request for Release, the Custodian shall, if not so completed, complete the assignment of the related Mortgage in the manner specified in clause (iii) above.
 
In connection with the assignment of any Mortgage Loan registered on the MERS® System, EMC (on its own behalf as Seller and on behalf of Master Funding) further agrees that it will cause, at the Seller’s own expense, within 30 days after the Closing Date, the MERS® System to indicate that such Mortgage Loans have been assigned by EMC (on its own behalf as Seller and on behalf of Master Funding) to the Depositor and by the Depositor to the Trustee in accordance with this Agreement for the benefit of the Certificateholders by including (or deleting, in the case of Mortgage Loans which are repurchased in accordance with this Agreement) in such computer files (a) the code in the field which identifies the specific Trustee and (b) the code in the field “Pool Field” which identifies the series of the Certificates issued in connection with such Mortgage Loans. EMC (on its own behalf as Seller and on behalf of Master Funding) further agrees that it will not, and will not permit the Master Servicer to, and the Master Servicer agrees that it will not, alter the codes referenced in this paragraph with respect to any Mortgage Loan during the term of this Agreement unless and until such Mortgage Loan is repurchased in accordance with the terms of this Agreement or the Mortgage Loan Purchase Agreement.
 
Section 2.02  Acceptance of the Mortgage Loans. 
 
(a)  Based on the Initial Certification received by it from the Custodian, the Trustee acknowledges receipt of, subject to the further review and exceptions reported by the Custodian pursuant to the procedures described below, the documents (or certified copies thereof) delivered to the Trustee or the Custodian on its behalf pursuant to Section 2.01 and declares that it holds and will continue to hold directly or through a custodian those documents and any amendments, replacements or supplements thereto and all other assets of the Trust Fund delivered to it in trust for the use and benefit of all present and future Holders of the Certificates. On the Closing Date, the Trustee or the Custodian on its behalf will deliver an Initial Certification, in the form of Exhibit One to the Custodial Agreement, to the parties indicated on such exhibit confirming whether or not it has received the Mortgage File for each Mortgage Loan, but without review of such Mortgage File, except to the extent necessary to confirm whether such Mortgage File contains the original Mortgage Note or a lost note affidavit and indemnity in lieu thereof. No later than 90 days after the Closing Date, the Trustee or the Custodian on its behalf shall, for the benefit of the Certificateholders, review each Mortgage File delivered to it and execute and deliver to EMC (on its own behalf and on behalf of Master Funding), the Master Servicer and, if reviewed by the Custodian, the Trustee, an Interim Certification, substantially in the form of Exhibit Two to the Custodial Agreement. In conducting such review, the Trustee or the Custodian on its behalf will ascertain whether all required documents have been executed and received and whether those documents relate, determined on the basis of the Mortgagor name, original principal balance and loan number, to the Mortgage Loans identified in Exhibit B to this Agreement, as supplemented (provided, however, that with respect to those documents described in subclauses (iv) and (vi) of Section 2.01, such obligations shall extend only to documents actually delivered pursuant to such subclauses). In performing any such review, the Trustee and the Custodian may conclusively rely on the purported due execution and genuineness of any such document and on the purported genuineness of any signature thereon. If the Trustee or the Custodian on its behalf finds any document constituting part of the Mortgage File not to have been executed or received, or to be unrelated to the Mortgage Loans identified in Exhibit B or to appear to be defective on its face, the Trustee or the Custodian on its behalf shall include such information in the exception report attached to the Interim Certification. Within 90 days from the date of notice from the Trustee of the defect, EMC (on its own behalf as Seller and on behalf of Master Funding) shall correct or cure any such defect or, if prior to the end of the second anniversary of the Closing Date, EMC (on its own behalf as Seller and on behalf of Master Funding) may substitute for the related Mortgage Loan a Replacement Mortgage Loan, which substitution shall be accomplished in the manner and subject to the conditions set forth in Section 2.03, or shall deliver to the Trustee an Opinion of Counsel addressed to the Trustee to the effect that such defect does not materially or adversely affect the interests of the Certificateholders in such Mortgage Loan. If EMC (on its own behalf as Seller and on behalf of Master Funding) fails to correct or cure the defect or deliver such opinion within such period, EMC (on its own behalf as Seller and on behalf of Master Funding) will, subject to Section 2.03, within 90 days from the notification of the Trustee purchase such Mortgage Loan at the Purchase Price; provided, however, that if such defect relates solely to the inability of EMC (on its own behalf as Seller and on behalf of Master Funding) to deliver the Mortgage, assignment thereof to the Trustee, or intervening assignments thereof with evidence of recording thereon because such documents have been submitted for recording and have not been returned by the applicable jurisdiction, EMC (on its own behalf as Seller and on behalf of Master Funding) shall not be required to purchase such Mortgage Loan if the Seller delivers such documents promptly upon receipt, but in no event later than 360 days after the Closing Date. Notwithstanding anything to the contrary, the Trustee shall have no responsibility with respect to the custody or review of Mortgage Files held by the Custodian pursuant to the Custodial Agreement. The Trustee shall have no liability for the failure of the Custodian to perform its obligations under the Custodial Agreement.
 
(b)  No later than 180 days after the Closing Date, the Trustee or the Custodian on its behalf will review, for the benefit of the Certificateholders, the Mortgage Files and will execute and deliver or cause to be executed and delivered to EMC (on its own behalf as Seller and on behalf of Master Funding), the Master Servicer and, if reviewed by the Custodian, the Trustee, a Final Certification, substantially in the form of Exhibit Three to the Custodial Agreement. In conducting such review, the Trustee or the Custodian on its behalf will ascertain whether each document required to be recorded has been returned from the recording office with evidence of recording thereon and the Trustee or the Custodian on its behalf has received either an original or a copy thereof, as required in Section 2.01 (provided, however, that with respect to those documents described in subclauses (iv) and (vi) of Section 2.01, such obligations shall extend only to documents actually delivered pursuant to such subclauses). If the Trustee or the Custodian on its behalf finds any document with respect to a Mortgage Loan has not been received, or to be unrelated, determined on the basis of the Mortgagor name, original principal balance and loan number, to the Mortgage Loans identified in Exhibit B or to appear defective on its face, the Trustee or the Custodian on its behalf shall note such defect in the exception report attached to the Final Certification and shall promptly notify EMC (on its own behalf as Seller and on behalf of Master Funding). Within 90 days from the date of notice from the Trustee of the defect, EMC (on its own behalf as Seller and on behalf of Master Funding) shall correct or cure any such defect or, if prior to the end of the second anniversary of the Closing Date, EMC (on its own behalf as Seller and on behalf of Master Funding) may substitute for the related Mortgage Loan a Replacement Mortgage Loan, which substitution shall be accomplished in the manner and subject to the conditions set forth in Section 2.03, or shall deliver to the Trustee an Opinion of Counsel addressed to the Trustee to the effect that such defect does not materially or adversely affect the interests of Certificateholders in such Mortgage Loan. If EMC (on its own behalf as Seller and on behalf of Master Funding) is unable within such period to correct or cure such defect, or to substitute the related Mortgage Loan with a Replacement Mortgage Loan or to deliver such opinion, EMC (on its own behalf as Seller and on behalf of Master Funding) shall, subject to Section 2.03, within 90 days from the notification of the Trustee, purchase such Mortgage Loan at the Purchase Price; provided, however, that if such defect relates solely to the inability of EMC (on its own behalf as Seller and on behalf of Master Funding) to deliver the Mortgage, assignment thereof to the Trustee or intervening assignments thereof with evidence of recording thereon, because such documents have not been returned by the applicable jurisdiction, EMC (on its own behalf as Seller and on behalf of Master Funding) shall not be required to purchase such Mortgage Loan, if the Seller delivers such documents promptly upon receipt, but in no event later than 360 days after the Closing Date. Notwithstanding anything to the contrary, the Trustee shall have no responsibility with respect to the custody or review of Mortgage Files held by the Custodian pursuant to the Custodial Agreement. The Trustee shall have no liability for the failure of the Custodian to perform its obligations under the Custodial Agreement.
 
(c)  In the event that a Mortgage Loan is purchased by EMC (on its own behalf as Seller and on behalf of Master Funding) in accordance with subsections 2.02(a) or (b) above or Section 2.03, EMC (on its own behalf as Seller and on behalf of Master Funding) shall remit the applicable Purchase Price to the Master Servicer for deposit in the Protected Account and shall provide written notice to the Trustee detailing the components of the Purchase Price, signed by a Servicing Officer. Upon deposit of the Purchase Price in the Protected Account and upon receipt of a Request for Release with respect to such Mortgage Loan, the Trustee or the Custodian will release to EMC (on its own behalf as Seller and on behalf of Master Funding) the related Mortgage File and the Trustee shall execute and deliver all instruments of transfer or assignment, without recourse, representation or warranty furnished to it by the related Seller, as are necessary to vest in the title to and rights under the Mortgage Loan. Such purchase shall be deemed to have occurred on the date on which the deposit into the Protected Account was made. The Trustee shall promptly notify the Rating Agencies of such repurchase. The obligation of the Seller to cure, repurchase or substitute for any Mortgage Loan as to which a defect in a constituent document exists shall be the sole remedies respecting such defect available to the Certificateholders or to the Trustee on their behalf.
 
(d)  EMC (on its own behalf as Seller and on behalf of Master Funding) shall deliver to the Trustee or the Custodian on its behalf, and Trustee agrees to accept the Mortgage Note and other documents constituting the Mortgage File with respect to any Replacement Mortgage Loan, which the Trustee or the Custodian will review as provided in subsections 2.02(a) and 2.02(b), provided, that the Closing Date referred to therein shall instead be the date of delivery of the Mortgage File with respect to each Replacement Mortgage Loan.
 
Section 2.03  Representations, Warranties and Covenants of the Master Servicer and the Seller. 
 
(a)  The Master Servicer hereby represents and warrants to the Depositor and the Trustee as follows, as of the Closing Date:
 
(i)  It is duly organized and is validly existing and in good standing under the laws of the State of Delaware and is duly authorized and qualified to transact any and all business contemplated by this Agreement to be conducted by it in any state in which a Mortgaged Property is located or is otherwise not required under applicable law to effect such qualification and, in any event, is in compliance with the doing business laws of any such state, to the extent necessary to ensure its ability to enforce each Mortgage Loan, to service the Mortgage Loans in accordance with the terms of the Mortgage Loan Purchase Agreement and to perform any of its other obligations under this Agreement in accordance with the terms hereof or thereof.
 
(ii)  It has the full corporate power and authority to service each Mortgage Loan, and to execute, deliver and perform, and to enter into and consummate the transactions contemplated by this Agreement and has duly authorized by all necessary corporate action on its part the execution, delivery and performance of this Agreement; and this Agreement, assuming the due authorization, execution and delivery hereof by the other parties hereto or thereto, as applicable, constitutes its legal, valid and binding obligation, enforceable against it in accordance with its terms, except that (a) the enforceability hereof may be limited by bankruptcy, insolvency, moratorium, receivership and other similar laws relating to creditors’ rights generally and (b) the remedy of specific performance and injunctive and other forms of equitable relief may be subject to equitable defenses and to the discretion of the court before which any proceeding therefor may be brought.
 
(iii)  The execution and delivery of this Agreement, the servicing of the Mortgage Loans by it under this Agreement, the consummation of any other of the transactions contemplated by this Agreement, and the fulfillment of or compliance with the terms hereof and thereof are in its ordinary course of business and will not (A) result in a breach of any term or provision of its charter or by-laws or (B) conflict with, result in a breach, violation or acceleration of, or result in a default under, the terms of any other material agreement or instrument to which it is a party or by which it may be bound, or (C) constitute a violation of any statute, order or regulation applicable to it of any court, regulatory body, administrative agency or governmental body having jurisdiction over it; and it is not in breach or violation of any material indenture or other material agreement or instrument, or in violation of any statute, order or regulation of any court, regulatory body, administrative agency or governmental body having jurisdiction over it which breach or violation may materially impair its ability to perform or meet any of its obligations under this Agreement.
 
(iv)  It is an approved servicer of conventional mortgage loans for Fannie Mae or Freddie Mac and is a mortgagee approved by the Secretary of Housing and Urban Development pursuant to sections 203 and 211 of the National Housing Act.
 
(v)  No litigation is pending or, to the best of its knowledge, threatened, against it that would materially and adversely affect the execution, delivery or enforceability of this Agreement or its ability to service the Mortgage Loans or to perform any of its other obligations under this Agreement in accordance with the terms hereof.
 
(vi)  No consent, approval, authorization or order of any court or governmental agency or body is required for its execution, delivery and performance of, or compliance with, this Agreement or the consummation of the transactions contemplated hereby or thereby, or if any such consent, approval, authorization or order is required, it has obtained the same.
 
(vii)  As of the Closing Date and except as has been otherwise disclosed to the Depositor, or disclosed in any public filing: (1) no default or servicing related performance trigger has occurred as to any other Pass-Through Transfer due to any act or failure to act of the Master Servicer; (2) no material noncompliance with applicable servicing criteria as to any other Pass-Through Transfer has occurred, been disclosed or reported by the Master Servicer; (3) the Master Servicer has not been terminated as servicer in a residential mortgage loan Pass-Through Transfer, either due to a servicing default or to application of a servicing performance test or trigger; (4) no material changes to the Master Servicer’s servicing policies and procedures for similar loans have occurred in the preceding three years outside of the normal changes warranted by regulatory and product type changes in the portfolio; (5) there are no aspects of the Master Servicer’s financial condition that could have a material adverse impact on the performance by the Master Servicer of its obligations hereunder; (6) there are no legal proceedings pending, or known to be contemplated by governmental authorities, against the Master Servicer that could be material to investors in the securities issued in such Pass-Through Transfer; and (7) there are no affiliations, relationships or transactions relating to the Master Servicer of a type that are described under Item 1119 of Regulation AB.
 
(viii)  If so requested by the Depositor on any date, the Master Servicer shall, within five Business Days following such request, confirm in writing the accuracy of the representations and warranties set forth in clause (a)(vii) of this Section or, if any such representation and warranty is not accurate as of the date of such request, provide reasonably adequate disclosure of the pertinent facts, in writing, to the requesting party.
 
(ix)  As a condition to the succession to the Master Servicer or any subservicer as servicer or subservicer under this Agreement by any Person (i) into which the Master Servicer or such subservicer may be merged or consolidated, or (ii) which may be appointed as a successor to the Master Servicer or any subservicer, the Master Servicer shall provide to the Depositor, at least 15 calendar days prior to the effective date of such succession or appointment, (x) written notice to the Depositor of such succession or appointment and (y) in writing and in form and substance reasonably satisfactory to the Depositor, all information reasonably requested by the Depositor in order to comply with its reporting obligation under Item 6.02 of Form 8-K with respect to any class of asset-backed securities.
 
(x)  In connection with the Group II Mortgage Loans, notwithstanding any state or federal law to the contrary, the Master Servicer shall not collect such prepayment premium in any instance when the mortgage debt is accelerated through foreclosure sale or other involuntary payment as the result of the borrower’s default in making the loan payments.
 
(xi)  The Master Servicer will transmit full-file credit reporting data for each Group II Mortgage Loan pursuant to Fannie Mae Guide Announcement 95-19 and for each Group II Mortgage Loan, the Master Servicer agrees it shall report one of the following statuses each month as follows: new origination, current, delinquent (30-, 60-, 90-days, etc.), foreclosed, or charged-off.
 
(b)  The Seller hereby represents and warrants to the Depositor and the Trustee as follows, as of the Closing Date:
 
(i)  The Seller is duly organized as a Delaware corporation and is validly existing and in good standing under the laws of the State of Delaware and is duly authorized and qualified to transact any and all business contemplated by this Agreement to be conducted by the Seller in any state in which a Mortgaged Property is located or is otherwise not required under applicable law to effect such qualification and, in any event, is in compliance with the doing business laws of any such state, to the extent necessary to ensure its ability to enforce each Mortgage Loan, to sell the Mortgage Loans in accordance with the terms of the Mortgage Loan Purchase Agreement and to perform any of its other obligations under this Agreement in accordance with the terms hereof.
 
(ii)  The Seller has the full corporate power and authority to sell each Mortgage Loan, and to execute, deliver and perform, and to enter into and consummate the transactions contemplated by this Agreement and has duly authorized by all necessary corporate action on the part of the Seller the execution, delivery and performance of this Agreement, assuming the due authorization, execution and delivery hereof by the other parties hereto or thereto, as applicable, constitutes a legal, valid and binding obligation of the Seller, enforceable against the Seller in accordance with its terms, except that (a) the enforceability hereof may be limited by bankruptcy, insolvency, moratorium, receivership and other similar laws relating to creditors’ rights generally and (b) the remedy of specific performance and injunctive and other forms of equitable relief may be subject to equitable defenses and to the discretion of the court before which any proceeding therefor may be brought.
 
(iii)  The execution and delivery of this Agreement by the Seller, the sale of the Mortgage Loans by the Seller under the Mortgage Loan Purchase Agreement, the consummation of any other of the transactions contemplated by this Agreement, and the fulfillment of or compliance with the terms hereof and thereof are in the ordinary course of business of the Seller and will not (A) result in a material breach of any term or provision of the charter or by-laws of the Seller or (B) conflict with, result in a breach, violation or acceleration of, or result in a default under, the terms of any other material agreement or instrument to which the Seller is a party or by which it may be bound, or (C) constitute a violation of any statute, order or regulation applicable to the Seller of any court, regulatory body, administrative agency or governmental body having jurisdiction over the Seller; and the Seller is not in breach or violation of any material indenture or other material agreement or instrument, or in violation of any statute, order or regulation of any court, regulatory body, administrative agency or governmental body having jurisdiction over it which breach or violation may materially impair the Seller’s ability to perform or meet any of its obligations under this Agreement.
 
(iv)  The Seller is an approved seller of conventional mortgage loans for Fannie Mae or Freddie Mac and is a mortgagee approved by the Secretary of Housing and Urban Development pursuant to sections 203 and 211 of the National Housing Act.
 
(v)  No litigation is pending or, to the best of the Seller’s knowledge, threatened, against the Seller that would materially and adversely affect the execution, delivery or enforceability of this Agreement or the ability of the Seller to sell the Mortgage Loans or to perform any of its other obligations under this Agreement in accordance with the terms hereof or thereof.
 
(vi)  No consent, approval, authorization or order of any court or governmental agency or body is required for the execution, delivery and performance by the Seller of, or compliance by the Seller with, this Agreement or the consummation of the transactions contemplated hereby, or if any such consent, approval, authorization or order is required, the Seller has obtained the same.
 
(vii)  With respect to each Mortgage Loan as of the Closing Date (or such other date as may be specified in Section 7 of the Mortgage Loan Purchase Agreement), the Seller hereby remakes and restates each of the representations and warranties set forth in Section 7 of the Mortgage Loan Purchase Agreement to the Depositor and the Trustee to the same extent as if fully set forth herein.
 
(c)  Upon discovery by any of the parties hereto of a breach of a representation or warranty set forth in the Mortgage Loan Purchase Agreement with respect to the Mortgage Loans that materially and adversely affects the interests of the Certificateholders in any Mortgage Loan, the party discovering such breach shall give prompt written notice thereof to the other parties. The Seller hereby covenants, with respect to the representations and warranties set forth in the Mortgage Loan Purchase Agreement with respect to the Mortgage Loans, that within 90 days of the discovery of a breach of any representation or warranty set forth therein that materially and adversely affects the interests of the Certificateholders in any Mortgage Loan, it shall cure such breach in all material respects and, if such breach is not so cured, (i) if such 90 day period expires prior to the second anniversary of the Closing Date, remove such Mortgage Loan (a “Deleted Mortgage Loan”) from the Trust Fund and substitute in its place a Replacement Mortgage Loan, in the manner and subject to the conditions set forth in this Section; or (ii) repurchase the affected Mortgage Loan or Mortgage Loans from the Trustee at the Purchase Price in the manner set forth below; provided that any such substitution pursuant to (i) above or repurchase pursuant to (ii) above shall not be effected prior to the delivery to the Trustee of an Opinion of Counsel if required by Section 2.05 hereof and any such substitution pursuant to (i) above shall not be effected prior to the additional delivery to the Trustee of a Request for Release. The Trustee shall give prompt written notice to the parties hereto of the Seller’s failure to cure such breach as set forth in the preceding sentence. The Seller shall promptly reimburse the Master Servicer and the Trustee for any expenses reasonably incurred by the Master Servicer or the Trustee in respect of enforcing the remedies for such breach. To enable the Master Servicer to amend the Mortgage Loan Schedule, the Seller shall, unless it cures such breach in a timely fashion pursuant to this Section 2.03, promptly notify the Master Servicer whether it intends either to repurchase, or to substitute for, the Mortgage Loan affected by such breach. With respect to the representations and warranties with respect to the Mortgage Loans that are made to the best of the Seller’s knowledge, if it is discovered by any of the Depositor, the Master Servicer, the Seller, the Trustee or the Custodian that the substance of such representation and warranty is inaccurate and such inaccuracy materially and adversely affects the value of the related Mortgage Loan, notwithstanding the Seller’s lack of knowledge with respect to the substance of such representation or warranty, the Seller shall nevertheless be required to cure, substitute for or repurchase the affected Mortgage Loan in accordance with the foregoing.
 
With respect to any Replacement Mortgage Loan or Loans, the Seller (pursuant to the Mortgage Loan Purchase Agreement) shall deliver to the Trustee or the Custodian on its behalf for the benefit of the Certificateholders such documents and agreements as are required by Section 2.01. No substitution will be made in any calendar month after the Determination Date for such month. Notwithstanding the foregoing, such substitution must be done within two years of the Closing Date. Scheduled Payments due with respect to Replacement Mortgage Loans in the Due Period related to the Distribution Date on which such proceeds are to be distributed shall not be part of the Trust Fund and will be retained by the Seller. For the month of substitution, distributions to Certificateholders will include the Scheduled Payment due on any Deleted Mortgage Loan for the related Due Period and thereafter the Seller shall be entitled to retain all amounts received in respect of such Deleted Mortgage Loan. The Master Servicer shall amend the Mortgage Loan Schedule for the benefit of the Certificateholders to reflect the removal of such Deleted Mortgage Loan and the substitution of the Replacement Mortgage Loan or Loans and the Master Servicer shall deliver the amended Mortgage Loan Schedule to the Trustee and the Custodian. Upon such substitution, the Replacement Mortgage Loan or Loans shall be subject to the terms of this Agreement in all respects, and the Seller shall be deemed to have made with respect to such Replacement Mortgage Loan or Loans, as of the date of substitution, the representations and warranties set forth in Section 7 or Section 8 of the Mortgage Loan Purchase Agreement with respect to such Mortgage Loan. Upon any such substitution and the deposit into the Protected Account of the amount required to be deposited therein in connection with such substitution as described in the following paragraph and receipt by the Trustee of a Request for Release for such Mortgage Loan, the Trustee or the Custodian shall release to the Seller the Mortgage File relating to such Deleted Mortgage Loan and held for the benefit of the Certificateholders and the Trustee shall execute and deliver at the Seller’s direction such instruments of transfer or assignment as have been prepared by the Seller in each case without recourse, representation or warranty as shall be necessary to vest in the Seller or its respective designee, title to the Trustee’s interest in any Deleted Mortgage Loan substituted for pursuant to this Section 2.03.
 
For any month in which the Seller substitutes one or more Replacement Mortgage Loans for a Deleted Mortgage Loan, the Master Servicer will determine the amount (if any) by which the aggregate principal balance of all the Replacement Mortgage Loans as of the date of substitution is less than the Stated Principal Balance (after application of the principal portion of the Scheduled Payment due in the month of substitution) of such Deleted Mortgage Loan. An amount equal to the aggregate of such deficiencies, described in the preceding sentence for any Distribution Date (such amount, the “Substitution Adjustment Amount”) shall be deposited into the Protected Account, by the Seller upon its delivering such Replacement Mortgage Loan on the Determination Date for the Distribution Date relating to the Prepayment Period during which the related Mortgage Loan became required to be purchased or replaced hereunder.
 
In the event that the Seller shall have repurchased a Mortgage Loan, the Purchase Price therefor shall be deposited into the Protected Account, on the Determination Date for the Distribution Date in the month following the month during which the Seller became obligated to repurchase or replace such Mortgage Loan and upon such deposit of the Purchase Price, the delivery of an Opinion of Counsel if required by Section 2.05 and the receipt of a Request for Release, the Trustee or the Custodian shall release the related Mortgage File held for the benefit of the Certificateholders to the Seller and the Trustee shall execute and deliver at such Person’s direction the related instruments of transfer or assignment prepared by the Seller, in each case without recourse, as shall be necessary to transfer title from the Trustee for the benefit of the Certificateholders and transfer the Trustee’s interest to EMC (on its own as a Seller and on behalf of Master Funding) to any Mortgage Loan purchased pursuant to this Section 2.03. It is understood and agreed that the obligation under this Agreement of the Seller to cure, repurchase or replace any Mortgage Loan as to which a breach has occurred and is continuing shall constitute the sole remedies against the Seller respecting such breach available to the Certificateholders, the Depositor or the Trustee.
 
(d)  The representations and warranties set forth in this Section 2.03 hereof shall survive delivery of the respective Mortgage Loans and Mortgage Files to the Trustee or the Custodian for the benefit of the Certificateholders.
 
Section 2.04  Representations and Warranties of the Depositor. 
 
The Depositor hereby represents and warrants to the Master Servicer and the Trustee as follows, as of the date hereof and as of the Closing Date:
 
(i)  The Depositor is duly organized and is validly existing as a limited liability company in good standing under the laws of the State of Delaware and has full power and authority necessary to own or hold its properties and to conduct its business as now conducted by it and to enter into and perform its obligations under this Agreement.
 
(ii)  The Depositor has the full power and authority to execute, deliver and perform, and to enter into and consummate the transactions contemplated by, this Agreement and has duly authorized, by all necessary corporate action on its part, the execution, delivery and performance of this Agreement, assuming the due authorization, execution and delivery hereof by the other parties hereto, constitutes a legal, valid and binding obligation of the Depositor, enforceable against the Depositor in accordance with its terms, subject, as to enforceability, to (i) bankruptcy, insolvency, reorganization, moratorium and other similar laws affecting creditors’ rights generally and (ii) general principles of equity, regardless of whether enforcement is sought in a proceeding in equity or at law.
 
(iii)  The execution and delivery of this Agreement by the Depositor, the consummation of the transactions contemplated by this Agreement, and the fulfillment of or compliance with the terms hereof and thereof are in the ordinary course of business of the Depositor and will not (A) result in a material breach of any term or provision of the certificate of formation or limited liability company agreement of the Depositor or (B) conflict with, result in a breach, violation or acceleration of, or result in a default under, the terms of any other material agreement or instrument to which the Depositor is a party or by which it may be bound or (C) constitute a violation of any statute, order or regulation applicable to the Depositor of any court, regulatory body, administrative agency or governmental body having jurisdiction over the Depositor; and the Depositor is not in breach or violation of any material indenture or other material agreement or instrument, or in violation of any statute, order or regulation of any court, regulatory body, administrative agency or governmental body having jurisdiction over it which breach or violation may materially impair the Depositor’s ability to perform or meet any of its obligations under this Agreement.
 
(iv)  No litigation is pending, or, to the best of the Depositor’s knowledge, threatened, against the Depositor that would materially and adversely affect the execution, delivery or enforceability of this Agreement or the ability of the Depositor to perform its obligations under this Agreement in accordance with the terms hereof or thereof.
 
(v)  No consent, approval, authorization or order of any court or governmental agency or body is required for the execution, delivery and performance by the Depositor of, or compliance by the Depositor with this Agreement or the consummation of the transactions contemplated hereby or thereby, or if any such consent, approval, authorization or order is required, the Depositor has obtained the same.
 
(vi)  The Depositor has filed all reports required to be filed by Section 13 or Section 15(d) of the Exchange Act during the preceding 12 months (or for such shorter period that the Depositor was required to file such reports) and it has been subject to such filing requirements for the past 90 days.
 
The Depositor hereby represents and warrants to the Trustee as of the Closing Date, following the transfer of the Mortgage Loans to it by the Mortgage Loan Sellers, the Depositor had good title to the Mortgage Loans and the related Mortgage Notes were subject to no offsets, claims, defenses or counterclaims.
 
It is understood and agreed that the representations and warranties set forth in this Section 2.04 shall survive delivery of the Mortgage Files to the Trustee or the Custodian for the benefit of the Certificateholders. Upon discovery by the Depositor or the Trustee of a breach of such representations and warranties, the party discovering such breach shall give prompt written notice to the others and to each Rating Agency.
 
Section 2.05  Delivery of Opinion of Counsel in Connection with Substitutions and Repurchases. 
 
(a)  Notwithstanding any contrary provision of this Agreement, with respect to any Mortgage Loan that is not in default or as to which default is not reasonably foreseeable, no repurchase or substitution pursuant to Sections 2.02 or 2.03 shall be made unless the Sponsor delivers to the Trustee an Opinion of Counsel, addressed to the Trustee, to the effect that such repurchase or substitution would not (i) result in the imposition of the tax on “prohibited transactions” of REMIC I, REMIC II, REMIC III, REMIC IV, REMIC V or REMIC VI or contributions after the Closing Date, as defined in Sections 860F(a)(2) and 860G(d) of the Code, respectively, or (ii) cause any of REMIC I, REMIC II, REMIC III, REMIC IV, REMIC V or REMIC VI to fail to qualify as a REMIC at any time that any Certificates are outstanding. Any Mortgage Loan as to which repurchase or substitution was delayed pursuant to this paragraph shall be repurchased or the substitution therefor shall occur (subject to compliance with Sections 2.02 or 2.03) upon the earlier of (a) the occurrence of a default or a default becoming reasonably foreseeable with respect to such Mortgage Loan and (b) receipt by the Trustee of an Opinion of Counsel addressed to the Trustee to the effect that such repurchase or substitution, as applicable, will not result in the events described in clause (i) or clause (ii) of the preceding sentence.
 
(b)  Upon discovery by the Depositor, the Seller or the Master Servicer that any Mortgage Loan does not constitute a “qualified mortgage” within the meaning of section 860G(a)(3) of the Code, the party discovering such fact shall promptly (and in any event within 5 Business Days of discovery) give written notice thereof to the other parties and the Trustee. In connection therewith, the Trustee shall require the Seller at it’s option, to either (i) substitute, if the conditions in Section 2.03 with respect to substitutions are satisfied, a Replacement Mortgage Loan for the affected Mortgage Loan, or (ii) repurchase the affected Mortgage Loan within 90 days of such discovery in the same manner as it would a Mortgage Loan for a breach of representation or warranty in accordance with Section 2.03. The Trustee shall reconvey to the Seller the Mortgage Loan to be released pursuant hereto (and the Custodian shall deliver the related Mortgage File) in the same manner, and on the same terms and conditions, as it would a Mortgage Loan repurchased for breach of a representation or warranty in accordance with Section 2.03.
 
Section 2.06  Countersignature and Delivery of Certificates. 
 
(a)  The Trustee acknowledges the sale, transfer and assignment to it of the Trust Fund and, concurrently with such transfer and assignment, has executed, countersigned and delivered, to or upon the order of the Depositor, the Certificates in authorized denominations evidencing the entire ownership of the Trust Fund. The Trustee agrees to hold the Trust Fund and exercise the rights referred to above for the benefit of all present and future Holders of the Certificates and to perform the duties set forth in this Agreement in accordance with its terms.
 
(b)  The Depositor concurrently with the execution and delivery hereof, does hereby transfer, assign, set over and otherwise convey in trust to the Trustee without recourse all the right, title and interest of the Depositor in and to the REMIC I Regular Interests and the other assets of REMIC II for the benefit of the holders of the REMIC II Regular Interests and the Class R-2 Certificates. The Trustee acknowledges receipt of the REMIC I Regular Interests (which are uncertificated) and the other assets of REMIC II and declares that it holds and will hold the same in trust for the exclusive use and benefit of the holders of the REMIC II Regular Interests and the Class R-2 Certificates.
 
(c)  The Depositor concurrently with the execution and delivery hereof, does hereby transfer, assign, set over and otherwise convey in trust to the Trustee without recourse all the right, title and interest of the Depositor in and to the REMIC II Regular Interests and the other assets of REMIC III for the benefit of the holders of the REMIC III Regular Interests and the Class R-3 Certificates. The Trustee acknowledges receipt of the REMIC II Regular Interests (which are uncertificated) and the other assets of REMIC III and declares that it holds and will hold the same in trust for the exclusive use and benefit of the holders of the REMIC III Regular Interests and the Class R-3 Certificates.
 
(d)  The Depositor, concurrently with the execution and delivery hereof, does hereby transfer, assign, set over and otherwise convey in trust to the Trustee without recourse all the right, title and interest of the Depositor in and to the Class CE Interest for the benefit of the Holders of the REMIC IV Certificates. The Trustee acknowledges receipt of the Class CE Interest (which is uncertificated) and declares that it holds and will hold the same in trust for the exclusive use and benefit of the Holders of the REMIC IV Certificates.
 
(e)  The Depositor, concurrently with the execution and delivery hereof, does hereby transfer, assign, set over and otherwise convey in trust to the Trustee without recourse all the right, title and interest of the Depositor in and to the Class P Interest for the benefit of the Holders of the REMIC V Certificates. The Trustee acknowledges receipt of the Class P Interest (which is uncertificated) and declares that it holds and will hold the same in trust for the exclusive use and benefit of the Holders of the REMIC V Certificates.
 
(f)  The Depositor, concurrently with the execution and delivery hereof, does hereby transfer, assign, set over and otherwise convey in trust to the Trustee without recourse all the right, title and interest of the Depositor in and to the Class IO Interest for the benefit of the holders of the REMIC VI Interests. The Trustee acknowledges receipt of the Class IO Interest (which is uncertificated) and declares that it holds and will hold the same in trust for the exclusive use and benefit of the holders of the REMIC VI Interests.
 
Section 2.07  Purposes and Powers of the Trust.
 
The purpose of the common law trust, as created hereunder, is to engage in the following activities:
 
(a)  acquire and hold, as set forth in this Agreement, the Mortgage Loans and the other assets of the Trust Fund and the proceeds therefrom for the benefit of the Certificateholders;
 
(b)  to issue the Certificates sold to the Depositor in exchange for the Mortgage Loans and any other assets of the Trust;
 
(c)  to make distributions on the Certificates;
 
(d)  to engage in those activities that are necessary, suitable or convenient to accomplish the foregoing or are incidental thereto or connected therewith; and
 
(e)  subject to compliance with this Agreement, to engage in such other activities as may be required in connection with conservation of the Trust Fund and the making of distributions to the Certificateholders.
 
The Trust is hereby authorized to engage in the foregoing activities. Neither the Trustee nor the Master Servicer shall cause the Trust to engage in any activity other than in connection with the foregoing or other than as required or authorized by the terms of this Agreement while any Certificate is outstanding.
 
ARTICLE III

ADMINISTRATION AND SERVICING OF THE MORTGAGE LOANS
 
Section 3.01  The Master Servicer to act as Master Servicer. 
 
The Master Servicer shall service and administer the Mortgage Loans in accordance with customary and usual standards of practice of prudent mortgage loan servicers in the respective states in which the related Mortgaged Properties are located. In connection with such servicing and administration, the Master Servicer shall have full power and authority, acting alone and/or through subservicers as provided in Section 3.03, to do or cause to be done any and all things that it may deem necessary or desirable in connection with such servicing and administration, including but not limited to, the power and authority, subject to the terms hereof (i) to execute and deliver, on behalf of the Certificateholders and the Trustee, customary consents or waivers and other instruments and documents, (ii) to consent to transfers of any related Mortgaged Property and assumptions of the Mortgage Notes and related Mortgages (but only in the manner provided herein), (iii) to collect any Insurance Proceeds and other Liquidation Proceeds or Subsequent Recoveries, and (iv) subject to Section 3.09, to effectuate foreclosure or other conversion of the ownership of the Mortgaged Property securing any Mortgage Loan; provided that the Master Servicer shall take no action that is inconsistent with or prejudices the interests of the Trust Fund or the Certificateholders in any Mortgage Loan or the rights and interests of the Depositor or the Trustee under this Agreement.
 
Without limiting the generality of the foregoing, the Master Servicer, in its own name or in the name of the Trust, the Depositor or the Trustee, is hereby authorized and empowered by the Trust, the Depositor and the Trustee, when the Master Servicer believes it appropriate in its reasonable judgment, to execute and deliver, on behalf of the Trustee, the Depositor, the Certificateholders or any of them, any and all instruments of satisfaction or cancellation, or of partial or full release or discharge and all other comparable instruments, with respect to the Mortgage Loans, and with respect to the Mortgaged Properties held for the benefit of the Certificateholders. The Master Servicer shall prepare and deliver to the Depositor and/or the Trustee such documents requiring execution and delivery by any or all of them as are necessary or appropriate to enable the Master Servicer to service and administer the Mortgage Loans. Upon receipt of such documents, the Depositor and/or the Trustee shall execute such documents and deliver them to the Master Servicer.
 
In accordance with the standards of the first paragraph of this Section 3.01, the Master Servicer shall advance or cause to be advanced funds as necessary for the purpose of effecting the payment of taxes and assessments on the Mortgaged Properties, which advances shall be reimbursable in the first instance from related collections from the Mortgagors pursuant to Section 4.03, and further as provided in Section 4.02. All costs incurred by the Master Servicer, if any, in effecting the timely payments of taxes and assessments on the Mortgaged Properties and related insurance premiums shall not, for the purpose of calculating monthly distributions to the Certificateholders, be added to the Stated Principal Balance under the Mortgage Loans, notwithstanding that the terms of such Mortgage Loans so permit.
 
Section 3.02  Due-on-Sale Clauses; Assumption Agreements. 
 
(a)  Except as otherwise provided in this Section 3.02, when any property subject to a Mortgage has been or is about to be conveyed by the Mortgagor, the Master Servicer shall to the extent that it has knowledge of such conveyance, enforce any due-on-sale clause contained in any Mortgage Note or Mortgage, to the extent permitted under applicable law and governmental regulations, but only to the extent that such enforcement will not adversely affect or jeopardize coverage under any Required Insurance Policy. Notwithstanding the foregoing, the Master Servicer is not required to exercise such rights with respect to a Mortgage Loan if the Person to whom the related Mortgaged Property has been conveyed or is proposed to be conveyed satisfies the terms and conditions contained in the Mortgage Note and Mortgage related thereto and the consent of the mortgagee under such Mortgage Note or Mortgage is not otherwise so required under such Mortgage Note or Mortgage as a condition to such transfer. In the event that the Master Servicer is prohibited by law from enforcing any such due-on-sale clause, or if coverage under any Required Insurance Policy would be adversely affected, or if nonenforcement is otherwise permitted hereunder, the Master Servicer is authorized, subject to Section 3.02(b), to take or enter into an assumption and modification agreement from or with the person to whom such property has been or is about to be conveyed, pursuant to which such person becomes liable under the Mortgage Note and, unless prohibited by applicable state law, the Mortgagor remains liable thereon, provided that the Mortgage Loan shall continue to be covered (if so covered before the Master Servicer enters such agreement) by the applicable Required Insurance Policies. The Master Servicer, subject to Section 3.02(b), is also authorized with the prior approval of the insurers under any Required Insurance Policies to enter into a substitution of liability agreement with such Person, pursuant to which the original Mortgagor is released from liability and such Person is substituted as Mortgagor and becomes liable under the Mortgage Note. Notwithstanding the foregoing, the Master Servicer shall not be deemed to be in default under this Section 3.02(a) by reason of any transfer or assumption that the Master Servicer reasonably believes it is restricted by law from preventing.
 
(b)  Subject to the Master Servicer’s duty to enforce any due-on-sale clause to the extent set forth in Section 3.02(a), in any case in which a Mortgaged Property has been conveyed to a Person by a Mortgagor, and such Person is to enter into an assumption agreement or modification agreement or supplement to the Mortgage Note or Mortgage that requires the signature of the Trustee, or if an instrument of release signed by the Trustee is required releasing the Mortgagor from liability on the related Mortgage Loan, the Master Servicer shall prepare and deliver or cause to be prepared and delivered to the Trustee for signature and shall direct, in writing, the Trustee to execute the assumption agreement with the Person to whom the Mortgaged Property is to be conveyed and such modification agreement or supplement to the Mortgage Note or Mortgage or other instruments as are reasonable or necessary to carry out the terms of the Mortgage Note or Mortgage or otherwise to comply with any applicable laws regarding assumptions or the transfer of the Mortgaged Property to such Person. In connection with any such assumption, no material term of the Mortgage Note (including, but not limited to, the Mortgage Rate, the amount of the Scheduled Payment and any other term affecting the amount or timing of payment on the Mortgage Loan) may be changed. In addition, the substitute Mortgagor and the Mortgaged Property must be acceptable to the Master Servicer in accordance with its servicing standards as then in effect. The Master Servicer shall notify the Trustee that any such substitution or assumption agreement has been completed by forwarding to the Trustee the original of such substitution or assumption agreement, which in the case of the original shall be added to the related Mortgage File and shall, for all purposes, be considered a part of such Mortgage File to the same extent as all other documents and instruments constituting a part thereof. Any fee collected by the Master Servicer for entering into an assumption or substitution of liability agreement will be retained by the Master Servicer as additional servicing compensation.
 
Section 3.03  Subservicers. 
 
The Master Servicer shall perform all of its servicing responsibilities hereunder or may cause a subservicer to perform any such servicing responsibilities on its behalf, but the use by the Master Servicer of a subservicer shall not release the Master Servicer from any of its obligations hereunder and the Master Servicer shall remain responsible hereunder for all acts and omissions of each subservicer as fully as if such acts and omissions were those of the Master Servicer. The Master Servicer shall pay all fees of each subservicer from its own funds, and a subservicer’s fee shall not exceed the Servicing Fee payable to the Master Servicer hereunder.
 
At the cost and expense of the Master Servicer, without any right of reimbursement from its Protected Account, the Master Servicer shall be entitled to terminate the rights and responsibilities of a subservicer and arrange for any servicing responsibilities to be performed by a successor subservicer; provided, however, that nothing contained herein shall be deemed to prevent or prohibit the Master Servicer, at the Master Servicer’s option, from electing to service the related Mortgage Loans itself. In the event that the Master Servicer’s responsibilities and duties under this Agreement are terminated pursuant to Section 8.01, the Master Servicer shall at its own cost and expense terminate the rights and responsibilities of each subservicer effective as of the date of termination of the Master Servicer. The Master Servicer shall pay all fees, expenses or penalties necessary in order to terminate the rights and responsibilities of each subservicer from the Master Servicer’s own funds without reimbursement from the Trust Fund.
 
Notwithstanding the foregoing, the Master Servicer shall not be relieved of its obligations hereunder and shall be obligated to the same extent and under the same terms and conditions as if it alone were servicing and administering the Mortgage Loans. The Master Servicer shall be entitled to enter into an agreement with a subservicer for indemnification of the Master Servicer by the subservicer and nothing contained in this Agreement shall be deemed to limit or modify such indemnification.
 
Any subservicing agreement and any other transactions or services relating to the Mortgage Loans involving a subservicer shall be deemed to be between such subservicer and the Master Servicer alone, and the Trustee shall not have any obligations, duties or liabilities with respect to such subservicer including any obligation, duty or liability of the Trustee to pay such subservicer’s fees and expenses. Each subservicing agreement shall provide that such agreement may be assumed or terminated without cause or penalty by the Trustee or other Successor Master Servicer in the event the Master Servicer is terminated in accordance with this Agreement. For purposes of remittances to the Trustee pursuant to this Agreement, the Master Servicer shall be deemed to have received a payment on a Mortgage Loan when a subservicer has received such payment.
 
Section 3.04  Documents, Records and Funds in Possession of the Master Servicer To Be Held for Trustee. 
 
Notwithstanding any other provisions of this Agreement, the Master Servicer shall transmit to the Trustee or the Custodian on behalf of the Trustee as required by this Agreement all documents and instruments in respect of a Mortgage Loan coming into the possession of the Master Servicer from time to time and shall account fully to the Trustee for any funds received by the Master Servicer or that otherwise are collected by the Master Servicer as Liquidation Proceeds, Insurance Proceeds or Subsequent Recoveries in respect of any such Mortgage Loan. All Mortgage Files and funds collected or held by, or under the control of, the Master Servicer in respect of any Mortgage Loans, whether from the collection of principal and interest payments or from Liquidation Proceeds or Subsequent Recoveries, including but not limited to, any funds on deposit in the Protected Account, shall be held by the Master Servicer for and on behalf of the Trustee and shall be and remain the sole and exclusive property of the Trustee, subject to the applicable provisions of this Agreement. The Master Servicer also agrees that it shall not create, incur or subject any Mortgage File or any funds that are deposited in the Protected Account or in any Escrow Account, or any funds that otherwise are or may become due or payable to the Trustee for the benefit of the Certificateholders, to any claim, lien, security interest, judgment, levy, writ of attachment or other encumbrance, or assert by legal action or otherwise any claim or right of set off against any Mortgage File or any funds collected on, or in connection with, a Mortgage Loan, except, however, that the Master Servicer shall be entitled to set off against and deduct from any such funds any amounts that are properly due and payable to the Master Servicer under this Agreement.
 
Section 3.05  Maintenance of Hazard Insurance. 
 
The Master Servicer shall cause to be maintained, for each Mortgage Loan, hazard insurance on buildings upon, or comprising part of, the Mortgaged Property against loss by fire, hazards of extended coverage and such other hazards as are customary in the area where the related Mortgaged Property is located with an insurer which is licensed to do business in the state where the related Mortgaged Property is located. Each such policy of standard hazard insurance shall contain, or have an accompanying endorsement that contains, a standard mortgagee clause. The Master Servicer shall also cause flood insurance to be maintained on property acquired upon foreclosure or deed in lieu of foreclosure of any Mortgage Loan, to the extent described below. Pursuant to Section 4.01, any amounts collected by the Master Servicer under any such policies (other than the amounts to be applied to the restoration or repair of the related Mortgaged Property or property thus acquired or amounts released to the Mortgagor in accordance with the Master Servicer’s normal servicing procedures) shall be deposited in the Protected Account. Any cost incurred by the Master Servicer in maintaining any such insurance shall not, for the purpose of calculating monthly distributions to the Certificateholders or remittances to the Trustee for their benefit, be added to the principal balance of the Mortgage Loan, notwithstanding that the terms of the Mortgage Loan so permit. Such costs shall be recoverable by the Master Servicer out of late payments by the related Mortgagor or out of Liquidation Proceeds to the extent permitted by Section 4.02. It is understood and agreed that no earthquake or other additional insurance is to be required of any Mortgagor or maintained on property acquired in respect of a Mortgage other than pursuant to such applicable laws and regulations as shall at any time be in force and as shall require such additional insurance. If the Mortgaged Property is located at the time of origination of the Mortgage Loan in a federally designated special flood hazard area and such area is participating in the national flood insurance program, the Master Servicer shall cause flood insurance to be maintained with respect to such Mortgage Loan. Such flood insurance shall be in an amount equal to the least of (i) the Stated Principal Balance of the related Mortgage Loan, (ii) minimum amount required to compensate for damage or loss on a replacement cost basis or (iii) the maximum amount of such insurance available for the related Mortgaged Property under the Flood Disaster Protection Act of 1973, as amended.
 
In the event that the Master Servicer shall obtain and maintain a blanket policy insuring against hazard losses on all of the Mortgage Loans, it shall conclusively be deemed to have satisfied its obligations as set forth in the first sentence of this Section 3.05, it being understood and agreed that such policy may contain a deductible clause on terms substantially equivalent to those commercially available and maintained by comparable servicers. If such policy contains a deductible clause, the Master Servicer shall, in the event that there shall not have been maintained on the related Mortgaged Property a policy complying with the first sentence of this Section 3.05, and there shall have been a loss that would have been covered by such policy, deposit in the Protected Account the amount not otherwise payable under the blanket policy because of such deductible clause. Such deposit shall be from the Master Servicer’s own funds without reimbursement therefor. In connection with its activities as administrator and servicer of the Mortgage Loans, the Master Servicer agrees to present, on behalf of itself, the Depositor and the Trustee for the benefit of the Certificateholders claims under any such blanket policy.
 
Section 3.06  Presentment of Claims and Collection of Proceeds. 
 
The Master Servicer shall prepare and present on behalf of the Trustee and the Certificateholders all claims under the Insurance Policies and take such actions (including the negotiation, settlement, compromise or enforcement of the insured’s claim) as shall be necessary to realize recovery under such Insurance Policies. Any proceeds disbursed to the Master Servicer in respect of such Insurance Policies shall be promptly deposited in the Protected Account upon receipt, except that any amounts that are to be applied upon receipt to the repair or restoration of the related Mortgaged Property, which repair or restoration the owner of such Mortgaged Property or EMC, as applicable, has agreed to make as a condition precedent to the presentation of its claims on the Mortgage Loan under the applicable Insurance Policy, need not be so deposited (or remitted).
 
Section 3.07  Maintenance of the Primary Mortgage Insurance Policies. 
 
(a)  The Master Servicer shall not take any action that would result in noncoverage under any applicable Primary Mortgage Insurance Policy of any loss which, but for the actions of the Master Servicer would have been covered thereunder. The Master Servicer shall use its best efforts to keep in force and effect (to the extent that the Mortgage Loan requires the Mortgagor to maintain such insurance), Primary Mortgage Insurance applicable to each Mortgage Loan. The Master Servicer shall not cancel or refuse to renew any such Primary Mortgage Insurance Policy that is in effect at the date of the initial issuance of the Mortgage Note and is required to be kept in force hereunder.
 
(b)  The Master Servicer agrees to present on behalf of the Trustee, the Certificateholders claims to the insurer under any Primary Mortgage Insurance Policies and, in this regard, to take such reasonable action as shall be necessary to permit recovery under any Primary Mortgage Insurance Policies respecting defaulted Mortgage Loans. Pursuant to Section 4.01, any amounts collected by the Master Servicer under any Primary Mortgage Insurance Policies shall be deposited in the Protected Account, subject to withdrawal pursuant to Section 4.02 hereof.
 
Section 3.08  Fidelity Bond, Errors and Omissions Insurance. 
 
The Master Servicer shall maintain, at its own expense, a blanket fidelity bond and an errors and omissions insurance policy, with broad coverage with responsible companies on all officers, employees or other persons acting in any capacity with regard to the Mortgage Loans and who handle funds, money, documents and papers relating to the Mortgage Loans. The fidelity bond and errors and omissions insurance shall be in the form of the Mortgage Banker’s Blanket Bond and shall protect and insure the Master Servicer against losses, including forgery, theft, embezzlement, fraud, errors and omissions and negligent acts of such persons. Such fidelity bond shall also protect and insure the Master Servicer against losses in connection with the failure to maintain any insurance policies required pursuant to this Agreement and the release or satisfaction of a Mortgage Loan which is not in accordance with Accepted Servicing Practices. No provision of this Section 3.08 requiring the fidelity bond and errors and omissions insurance shall diminish or relieve the Master Servicer from its duties and obligations as set forth in this Agreement. The minimum coverage under any such bond and insurance policy shall be at least equal to the corresponding amounts required by Accepted Servicing Practices. The Master Servicer shall deliver to the Trustee a certificate from the surety and the insurer as to the existence of the fidelity bond and errors and omissions insurance policy and shall obtain a statement from the surety and the insurer that such fidelity bond or insurance policy shall in no event be terminated or materially modified without thirty days prior written notice to the Trustee. The Master Servicer shall notify the Trustee within five business days of receipt of notice that such fidelity bond or insurance policy will be, or has been, materially modified or terminated. The Trustee for the benefit of the Certificateholders must be named as loss payees on the fidelity bond and as additional insured on the errors and omissions policy.
 
Section 3.09  Realization Upon Defaulted Mortgage Loans; Determination of Excess Liquidation Proceeds and Realized Losses; Repurchases of Certain Mortgage Loans. 
 
(a)  The Master Servicer shall use reasonable efforts to foreclose upon or otherwise comparably convert the ownership of properties securing such of the Mortgage Loans as come into and continue in default and as to which no satisfactory arrangements can be made for collection of delinquent payments. In connection with such foreclosure or other conversion, the Master Servicer shall follow such practices and procedures as it shall deem necessary or advisable and as shall be normal and usual in its general mortgage servicing activities and the requirements of the insurer under any Required Insurance Policy; provided that the Master Servicer shall not be required to expend its own funds in connection with any foreclosure or towards the restoration of any property unless it shall determine (i) that such restoration and/or foreclosure will increase the proceeds of liquidation of the Mortgage Loan after reimbursement to itself of such expenses and (ii) that such expenses will be recoverable to it through Insurance Proceeds, Liquidation Proceeds (respecting which it shall have priority for purposes of withdrawals from the Protected Account pursuant to Section 4.02). If the Master Servicer reasonably believes that Liquidation Proceeds with respect to any such Mortgage Loan would not be increased as a result of such foreclosure or other action, such Mortgage Loan will be charged-off and will become a Liquidated Loan. The Master Servicer will give notice of any such charge-off to the Trustee. The Master Servicer shall be responsible for all other costs and expenses incurred by it in any such proceedings; provided that such costs and expenses shall be Servicing Advances and that it shall be entitled to reimbursement thereof from the proceeds of liquidation of the related Mortgaged Property, as contemplated in Section 4.02. If the Master Servicer has knowledge that a Mortgaged Property that the Master Servicer is contemplating acquiring in foreclosure or by deed- in-lieu of foreclosure is located within a one-mile radius of any site with environmental or hazardous waste risks known to the Master Servicer, the Master Servicer will, prior to acquiring the Mortgaged Property, consider such risks and only take action in accordance with its established environmental review procedures.
 
With respect to any REO Property, the deed or certificate of sale shall be taken in the name of the Trustee for the benefit of the Certificateholders (or the Trustee’s nominee on behalf of the Certificateholders). The Trustee’s name shall be placed on the title to such REO Property solely as the Trustee hereunder and not in its individual capacity. The Master Servicer shall ensure that the title to such REO Property references this Agreement and the Trustee’s capacity hereunder. Pursuant to its efforts to sell such REO Property, the Master Servicer shall either itself or through an agent selected by the Master Servicer protect and conserve such REO Property in the same manner and to such extent as is customary in the locality where such REO Property is located and may, incident to its conservation and protection of the interests of the Certificateholders, rent the same, or any part thereof, as the Master Servicer deems to be in the best interest of the Master Servicer and the Certificateholders for the period prior to the sale of such REO Property. The Master Servicer shall prepare for and deliver to the Trustee a statement with respect to each REO Property that has been rented showing the aggregate rental income received and all expenses incurred in connection with the management and maintenance of such REO Property at such times as is necessary to enable the Trustee to comply with the reporting requirements of the REMIC Provisions. The net monthly rental income, if any, from such REO Property shall be deposited in the Protected Account no later than the close of business on each Determination Date. The Master Servicer shall perform the tax reporting and withholding related to foreclosures, abandonments and cancellation of indebtedness income as specified by Sections 1445, 6050J and 6050P of the Code by preparing and filing such tax and information returns, as may be required.
 
In the event that the Trust Fund acquires any Mortgaged Property as aforesaid or otherwise in connection with a default or reasonably foreseeable default on a Mortgage Loan, the Master Servicer shall dispose of such Mortgaged Property prior to three years after its acquisition by the Trust Fund or, at the expense of the Trust Fund, request more than 60 days prior to the day on which such three-year period would otherwise expire, an extension of the three-year grace period unless the Trustee shall have been supplied with an Opinion of Counsel addressed to the Trustee (such opinion not to be an expense of the Trustee) to the effect that the holding by the Trust Fund of such Mortgaged Property subsequent to such three-year period will not result in the imposition of taxes on “prohibited transactions” of REMIC I, REMIC II, REMIC III, REMIC IV, REMIC V or REMIC VI as defined in Section 860F of the Code or cause any of REMIC I, REMIC II, REMIC III, REMIC IV, REMIC V or REMIC VI to fail to qualify as a REMIC at any time that any Certificates are outstanding, in which case the Trust Fund may continue to hold such Mortgaged Property (subject to any conditions contained in such Opinion of Counsel). Notwithstanding any other provision of this Agreement, no Mortgaged Property acquired by the Trust Fund shall be rented (or allowed to continue to be rented) or otherwise used for the production of income by or on behalf of the Trust Fund in such a manner or pursuant to any terms that would (i) cause such Mortgaged Property to fail to qualify as “foreclosure property” within the meaning of Section 860G(a)(8) of the Code or (ii) subject any of REMIC I, REMIC II, REMIC III, REMIC IV, REMIC V or REMIC VI to the imposition of any federal, state or local income taxes on the income earned from such Mortgaged Property under Section 860G(c) of the Code or otherwise, unless the Master Servicer has agreed to indemnify and hold harmless the Trust Fund with respect to the imposition of any such taxes.
 
The decision of the Master Servicer to foreclose on a defaulted Mortgage Loan shall be subject to a determination by the Master Servicer that the proceeds of such foreclosure would exceed the costs and expenses of bringing such a proceeding. The income earned from the management of any Mortgaged Properties acquired through foreclosure or other judicial proceeding, net of reimbursement to the Master Servicer for expenses incurred (including any property or other taxes) in connection with such management and net of unreimbursed Servicing Fees, Advances, Servicing Advances and any management fee paid or to be paid with respect to the management of such Mortgaged Property, shall be applied to the payment of principal of, and interest on, the related defaulted Mortgage Loans (with interest accruing as though such Mortgage Loans were still current) and all such income shall be deemed, for all purposes in the Agreement, to be payments on account of principal and interest on the related Mortgage Notes and shall be deposited into the Protected Account. To the extent the income received during a Prepayment Period is in excess of the amount attributable to amortizing principal and accrued interest at the related Mortgage Rate on the related Mortgage Loan, such excess shall be considered to be a partial Principal Prepayment for all purposes hereof.
 
The Liquidation Proceeds from any liquidation of a Mortgage Loan, net of any payment to the Master Servicer as provided above, shall be deposited in the Protected Account upon receipt and made available on the next succeeding Determination Date following receipt thereof for distribution on the related Distribution Date, except that any Excess Liquidation Proceeds shall be retained by the Master Servicer as additional servicing compensation.
 
The proceeds of any Liquidated Loan, as well as any recovery resulting from a partial collection of Liquidation Proceeds or any income from an REO Property, will be applied in the following order of priority: first, to reimburse the Master Servicer for any related unreimbursed Servicing Advances and Servicing Fees, pursuant to Section 4.02 or this Section 3.09; second, to reimburse the Master Servicer for any unreimbursed Advances, pursuant to Section 4.02 or this Section 3.09; third, to accrued and unpaid interest (to the extent no Advance has been made for such amount) on the Mortgage Loan or related REO Property, at the Net Mortgage Rate to the first day of the month in which such amounts are required to be distributed; and fourth, as a recovery of principal of the Mortgage Loan.
 
(b)  On each Determination Date, the Master Servicer shall determine the respective aggregate amounts of Excess Liquidation Proceeds and Realized Losses, if any, for the preceding calendar month.
 
(c)  The Master Servicer has no intent to foreclose on any Mortgage Loan based on the delinquency characteristics as of the Closing Date; provided, that the foregoing does not prevent the Master Servicer from initiating foreclosure proceedings on any date hereafter if the facts and circumstances of such Mortgage Loans including delinquency characteristics in the Master Servicer’s discretion so warrant such action.
 
Section 3.10  Servicing Compensation. 
 
As compensation for its activities hereunder, the Master Servicer shall be entitled to retain or withdraw from the Protected Account out of each payment of interest on a Mortgage Loan included in the Trust Fund an amount equal to the Servicing Fee.
 
Additional servicing compensation in the form of any Excess Liquidation Proceeds, assumption fees, late payment charges, all Prepayment Interest Excess on any Mortgage Loan, other ancillary income, all income and gain net of any losses realized from Permitted Investments with respect to funds in or credited to the Protected Account shall be retained by the Master Servicer to the extent not required to be deposited in the Protected Account pursuant to Section 4.02. The Master Servicer shall be required to pay all expenses incurred by it in connection with its servicing activities hereunder (including payment of any premiums for hazard insurance, as required by Section 3.05 and maintenance of the other forms of insurance coverage required by Section 3.07) and shall not be entitled to reimbursement therefor except as specifically provided in Section 4.02.
 
Section 3.11  REO Property. 
 
(a)  In the event the Trust Fund acquires ownership of any REO Property in respect of any related Mortgage Loan, the deed or certificate of sale shall be issued to the Trustee, or to its nominee, on behalf of the related Certificateholders. The Master Servicer shall sell any REO Property as expeditiously as possible and in accordance with the provisions of this Agreement. Pursuant to its efforts to sell such REO Property, the Master Servicer shall protect and conserve such REO Property in the manner and to the extent required herein, in accordance with the REMIC Provisions.
 
(b)  The Master Servicer shall deposit all funds collected and received in connection with the operation of any REO Property into the Protected Account.
 
(c)  The Master Servicer, upon the final disposition of any REO Property, shall be entitled to reimbursement for any related unreimbursed Advances, unreimbursed Servicing Advances or Servicing Fees from Liquidation Proceeds received in connection with the final disposition of such REO Property; provided, that any such unreimbursed Advances or Servicing Fees as well as any unpaid Servicing Fees may be reimbursed or paid, as the case may be, prior to final disposition, out of any net rental income or other net amounts derived from such REO Property.
 
Section 3.12  Liquidation Reports. 
 
Upon the foreclosure of any Mortgaged Property or the acquisition thereof by the Trust Fund pursuant to a deed-in-lieu of foreclosure, the Master Servicer shall submit a liquidation report to the Trustee containing such information as shall be mutually acceptable to the Master Servicer and the Trustee with respect to such Mortgaged Property.
 
Section 3.13  Annual Statement as to Compliance. 
 
The Master Servicer and the Trustee shall deliver to the Master Servicer, the Depositor and the Trustee, not later than March 15th of each calendar year beginning in 2008, an Officer’s Certificate (an “Annual Statement of Compliance”) stating, as to each signatory thereof, that (i) a review of the activities of each such party during the preceding calendar year and of its performance under this Agreement has been made under such officer’s supervision and (ii) to the best of such officer’s knowledge, based on such review, each such party has fulfilled all of its obligations under this Agreement in all material respects throughout such year or, if there has been a failure to fulfill any such obligation in any material respect, specifying each such failure known to such officer and the nature and status thereof. Such Annual Statement of Compliance shall contain no restrictions or limitations on its use. In the event that the Master Servicer or the Trustee has delegated any servicing responsibilities with respect to the Mortgage Loans to a subservicer or subcontractor, such servicer or subcontractor shall be directed by such delegating party to deliver a similar Annual Statement of Compliance by such subservicer or subcontractor to the Master Servicer, the Depositor and the Trustee as described above as and when required with respect to the Master Servicer and the Trustee.
 
Failure of the Master Servicer to comply with this Section 3.13 (including with respect to the timeframes required in this Section) shall be deemed an Event of Default with respect to such party, and the Trustee at the direction of the Depositor shall, in addition to whatever rights the Trustee may have under this Agreement and at law or in equity or to damages, including injunctive relief and specific performance, upon notice, immediately terminate all the rights and obligations of the Master Servicer under this Agreement and in and to the Mortgage Loans and the proceeds thereof without compensating the Master Servicer for the same. Failure of the Trustee to comply with this Section 3.13 (including with respect to the timeframes required in this Section) which failure results in a failure to timely file the Form 10-K shall be deemed a default which may result in the termination of the Trustee pursuant to Section 9.08 of this Agreement and the Depositor may, in addition to whatever rights the Depositor may have under this Agreement and at law or in equity or to damages, including injunctive relief and specific performance, upon notice immediately terminate all of the rights and obligations of the Trustee under this Agreement and in and to the Mortgage Loans and the proceeds thereof without compensating the Trustee for the same. This paragraph shall supersede any other provision in this Agreement or any other agreement to the contrary.
 
In the event the Master Servicer, the Trustee or any subservicer or subcontractor engaged by either such party is terminated or resigns pursuant to the terms of the Agreement, or any other applicable agreement in the case of a subservicer or subcontractor, as the case may be, such party shall provide an Annual Statement of Compliance pursuant to this Section 3.13 or to the related section of such other applicable agreement, as the case may be, as to the performance of its obligations with respect to the period of time it was subject to this Agreement or any other applicable agreement, as the case may be notwithstanding any such termination or resignation.
 
Section 3.14  Assessments of Compliance and Attestation Reports. 
 
The Master Servicer shall service and administer the Mortgage Loans in accordance with all applicable requirements of the Servicing Criteria. Pursuant to Rules 13a-18 and 15d-18 of the Exchange Act and Item 1122 of Regulation AB, each of the Master Servicer, the Trustee and the Custodian (each, an “Attesting Party”) at its own expense shall deliver to the Trustee, the Master Servicer and the Depositor on or before March 15th of each calendar year beginning in 2008, a report signed by an authorized officer of such party regarding such Attesting Party’s assessment of compliance (an “Assessment of Compliance”) with the Servicing Criteria during the preceding calendar year. The Assessment of Compliance, as set forth in Regulation AB, must contain the following:
 
(a)  A statement by such officer of its responsibility for assessing compliance with the Servicing Criteria applicable to the related Attesting Party;
 
(b)  A statement by such officer that such Attesting Party used the Servicing Criteria attached as Exhibit P hereto, and which will also be attached to the Assessment of Compliance, to assess compliance with the Servicing Criteria applicable to the related Attesting Party;
 
(c)  An assessment by such officer of the related Attesting Party’s compliance with the applicable Servicing Criteria for the period consisting of the preceding calendar year, including disclosure of any material instance of noncompliance with respect thereto during such period, which assessment shall be based on the activities such Attesting Party performs with respect to asset-backed securities transactions taken as a whole involving the related Attesting Party, that are backed by the same asset type as the Mortgage Loans;
 
(d)  A statement that a registered public accounting firm has issued an attestation report on the related Attesting Party’s Assessment of Compliance for the period consisting of the preceding calendar year; and
 
(e)  A statement as to which of the Servicing Criteria, if any, are not applicable to such Attesting Party, which statement shall be based on the activities such Attesting Party performs with respect to asset-backed securities transactions taken as a whole involving such Attesting Party, that are backed by the same asset type as the Mortgage Loans.
 
Such report at a minimum shall address each of the Servicing Criteria specified on Exhibit P hereto which are indicated as applicable to the related Attesting Party.
 
Notwithstanding the foregoing, as to the Trustee and any Custodian, an Assessment of Compliance is not required to be delivered unless it is required as part of a Form 10-K with respect to the Trust Fund.
 
On or before March 15th of each calendar year beginning in 2008, each Attesting Party shall furnish to the Master Servicer, the Depositor and the Trustee a report (an “Attestation Report”) by a registered public accounting firm that attests to, and reports on, the Assessment of Compliance made by the related Attesting Party, as required by Rules 13a-18 and 15d-18 of the Exchange Act and Item 1122(b) of Regulation AB, which Attestation Report must be made in accordance with standards for attestation reports issued or adopted by the Public Company Accounting Oversight Board.
 
The Master Servicer shall cause any subservicer and each subcontractor determined by it to be “participating in the servicing function” within the meaning of Item 1122 of Regulation AB, to deliver to the Trustee, the Master Servicer and the Depositor an Assessment of Compliance and Attestation Report as and when provided above along with an indication of what Servicing Criteria are addressed in such assessment.
 
The Trustee shall confirm that the assessments, taken as a whole, address all of the Servicing Criteria and taken individually address the Servicing Criteria for each party as set forth on Exhibit P and notify the Depositor of any exceptions. Notwithstanding the foregoing, as to any subcontractor (as defined in the related servicing agreement), an Assessment of Compliance is not required to be delivered unless it is required as part of a Form 10-K with respect to the Trust Fund.
 
In addition, for the avoidance of doubt and without duplication, the Master Servicer shall (and shall cause each subservicer engaged by it to) provide to the Depositor and the Trustee information concerning the following: (A) any Event of Default hereunder and any subservicer event of default under the terms of the related Subservicing Agreement, (B) any merger, consolidation or sale of substantially all of the assets of the Master Servicer or, to the best of the Master Servicer’s knowledge, any such subservicer, and (C) the Master Servicer’s entry into an agreement with a subservicer to perform or assist in the performance of any of the Master Servicer’s obligations.
 
In addition, the Master Servicer shall cause each subservicer engaged by it to provide the following information to the Depositor and the Trustee, to the extent applicable, within the timeframes that the Master Servicer would otherwise have to provide such information:
 
(A) any material modifications, extensions or waivers of pool asset terms, fees, penalties or payments during the distribution period or that have cumulatively become material over time (Item 1121(a)(11) of Regulation AB);
 
(B) information regarding material breaches of pool asset representations or warranties or transaction covenants (Item 1121(a)(12) of Regulation AB); and
 
(C) information regarding new asset-backed securities issuances backed by the same pool assets, any pool asset changes (such as, additions, substitutions or repurchases), and any material changes in origination, underwriting or other criteria for acquisition or selection of pool assets (Item 1121(a)(14) of Regulation AB).
 
Failure of the Master Servicer to comply with this Section 3.14 (including with respect to the timeframes required in this Section) shall be deemed an Event of Default, and the Trustee at the direction of the Depositor shall, in addition to whatever rights the Trustee may have under this Agreement and at law or in equity or to damages, including injunctive relief and specific performance, upon notice immediately terminate all the rights and obligations of the Master Servicer under this Agreement and in and to the Mortgage Loans and the proceeds thereof without compensating the Master Servicer for the same. Failure of the Trustee to comply with this Section 3.14 (including with respect to the timeframes required in this Section) which failure results in a failure to timely file the Form 10-K shall be deemed a default which may result in the termination of the Trustee pursuant to Section 9.08 of this Agreement and the Depositor may, in addition to whatever rights the Depositor may have under this Agreement and at law or in equity or to damages, including injunctive relief and specific performance, upon notice immediately terminate all of the rights and obligations of the Trustee under this Agreement and in and to the Mortgage Loans and the proceeds thereof without compensating the Trustee for the same. This paragraph shall supersede any other provision in this Agreement or any other agreement to the contrary.
 
In the event the Master Servicer, the Custodian, the Trustee or any subservicer or subcontractor engaged by any such party is terminated, assigns its rights and obligations under, or resigns pursuant to, the terms of the Agreement, the related Custodial Agreement, or any other applicable agreement in the case of a subservicer or subcontractor, as the case may be, such party shall provide an Assessment of Compliance and cause to be provided an Attestation Report pursuant to this Section 3.14 or to the related section of such other applicable agreement, as the case may be, notwithstanding any such termination, assignment or resignation.
 
Section 3.15  Books and Records. 
 
The Master Servicer shall be responsible for maintaining, and shall maintain, a complete set of books and records for the Mortgage Loans which shall be appropriately identified in the Master Servicer’s computer system to clearly reflect the ownership of the Mortgage Loans by the Trust. In particular, the Master Servicer shall maintain in its possession, available for inspection by the Trustee and shall deliver to the Trustee upon demand, evidence of compliance with all federal, state and local laws, rules and regulations. To the extent that original documents are not required for purposes of realization of Liquidation Proceeds or Insurance Proceeds, documents maintained by the Master Servicer may be in the form of microfilm or microfiche or such other reliable means of recreating original documents, including, but not limited to, optical imagery techniques so long as the Master Servicer complies with the requirements of Accepted Servicing Practices.
 
The Master Servicer shall maintain with respect to each Mortgage Loan and shall make available for inspection by the Trustee the related servicing file during the time such Mortgage Loan is subject to this Agreement and thereafter in accordance with applicable law.
 
Payments on the Mortgage Loans, including any payoffs, made in accordance with the related Mortgage File will be entered in the Master Servicer’s set of books and records no more than two Business Days after receipt and identification, and allocated to principal or interest as specified in the related Mortgage File.
 
Section 3.16  Reports Filed with Securities and Exchange Commission.
 
(a)  (i)Within 15 days after each Distribution Date (subject to permitted exceptions under the Exchange Act), the Trustee shall, in accordance with industry standards, prepare and file with the Commission via the Electronic Data Gathering and Retrieval System (“EDGAR”), a Form 10-D, signed by the Master Servicer, with a copy of the Monthly Statement to be furnished by the Trustee to the Certificateholders for such Distribution Date attached thereto; provided that the Trustee shall have received no later than seven (7) calendar days after the related Distribution Date, all information required to be provided to the Trustee as described in clause (a)(ii) below. Any disclosure in addition to the Monthly Statement that is required to be included on Form 10-D (“Additional Form 10-D Disclosure”) shall be reported by the parties set forth on Exhibit Q to the Trustee and the Depositor and approved by the Depositor pursuant to the paragraph immediately below, and the Trustee will have no duty or liability for any failure hereunder to determine or prepare any Additional Form 10-D Disclosure absent such reporting (other than with respect to when it is the reporting party as set forth in Exhibit Q) and approval.
 
(ii)       (A)       Within seven (7) calendar days after the related Distribution Date, (i) the parties set forth in Exhibit Q shall be required to provide, pursuant to section 3.16(a)(iv) below, to the Trustee and the Depositor, to the extent known, in EDGAR-compatible format, or in such other format as otherwise agreed upon by the Trustee and the Depositor and such party, the form and substance of any Additional Form 10-D Disclosure, if applicable, and (ii) the Depositor will approve, as to form and substance, or disapprove, as the case may be, the inclusion of the Additional Form 10-D Disclosure on Form 10-D. The Trustee has no duty under this Agreement to monitor or enforce the performance by the parties listed on Exhibit Q of their duties under this paragraph or proactively solicit or procure from such parties any Additional Form 10-D Disclosure information. The Depositor will be responsible for any reasonable out-of-pocket expenses incurred by the Trustee in connection with including any Additional Form 10-D Disclosure on Form 10-D pursuant to this Section.
 
(B)  After preparing the Form 10-D, the Trustee shall forward electronically a draft copy of the Form 10-D to the Depositor and the Master Servicer for review. No later than two (2) Business Days prior to the 15th calendar day after the related Distribution Date, a duly authorized officer of the Master Servicer shall sign the Form 10-D and return an electronic or fax copy of such signed Form 10-D (with an original executed hard copy to follow by overnight mail) to the Trustee. If a Form 10-D cannot be filed on time or if a previously filed Form 10-D needs to be amended, the Trustee will follow the procedures set forth in Section 3.16(a)(v). Promptly (but no later than one (1) Business Day) after filing with the Commission, the Trustee will make available on its internet website identified in Section 5.06 a final executed copy of each Form 10-D. The signing party for the Master Servicer can be contacted at 214-626-3287. Form 10-D requires the registrant to indicate (by checking "yes" or "no") that it (1) has filed all reports required to be filed by Section 13 or 15(d) of the Exchange Act during the preceding 12 months (or for such shorter period that the registrant was required to file such reports), and (2) has been subject to such filing requirements for the past 90 days. The Depositor shall notify the Trustee in writing, no later than the fifth calendar day after the related Distribution Date with respect to the filing of a report on Form 10-D, if the answer to either question should be "no." The Trustee shall be entitled to rely on the Depositor’s representations in Section 2.04(vi) in preparing and/or filing any such Form 10-D. The parties to this Agreement acknowledge that the performance by the Trustee of its duties under Sections 3.16(a)(i) and (v) related to the timely preparation and filing of Form 10-D is contingent upon such parties strictly observing all applicable deadlines in the performance of their duties under such Sections. It is understood by the parties hereto that the performance by the Trustee of its duties under this Section 3.16(a)(ii) related to the timely preparation, execution and filing of Form 10-D is also contingent upon the Custodian and any subservicers or subcontractors strictly observing deadlines no later than those set forth in this paragraph that are applicable to the parties to this Agreement in the delivery to the Trustee of any necessary Additional Form 10-D Disclosure pursuant to the Custodial Agreement or any other applicable agreement. The Trustee shall have no liability for any loss, expense, damage or claim arising out of or with respect to any failure to properly prepare and/or timely file such Form 10-D, where such failure results from the failure of any party hereto to deliver on a timely basis, any information needed by the Trustee to prepare, arrange for execution or file such Form 10-D. 
 
(iii)      (A)       Within four (4) Business Days after the occurrence of an event requiring disclosure on Form 8-K (each such event, a “Reportable Event”), the Trustee shall prepare and file, on behalf of the Trust, at the direction of the Depositor, any Form 8-K, as required by the Exchange Act; provided that, the Depositor shall file the initial Form 8-K in connection with the issuance of the Certificates. Any disclosure or information related to a Reportable Event or that is otherwise required to be included on Form 8-K (“Form 8-K Disclosure Information”) shall be, pursuant to the paragraph immediately below, reported by the parties set forth on Exhibit Q to the Trustee and the Depositor and directed and approved by the Depositor pursuant to the following paragraph, and the Trustee will have no duty or liability for any failure hereunder to determine or prepare any Additional Form 8-K Disclosure absent such reporting (other than with respect to when it is the reporting party as set forth in Exhibit Q) and approval.
 
(B)  For so long as the Trust is subject to the Exchange Act reporting requirements, (i) no later than 12:00 p.m. New York City time on the 2nd Business Day after the occurrence of a Reportable Event the parties set forth in Exhibit Q shall be required pursuant to Section 3.16(a)(iv) below to provide to the Trustee and the Depositor, to the extent known, in EDGAR-compatible format, or in such other form as otherwise agreed upon by the Trustee and the Depositor and such party, the form and substance of any Form 8-K Disclosure Information, if applicable, and (ii) the Depositor will approve, as to form and substance, or disapprove, as the case may be, the inclusion of the Form 8-K Disclosure Information on Form 8-K. The Trustee has no duty under this Agreement to monitor or enforce the performance by the other parties listed on Exhibit Q of their duties under this paragraph or to proactively solicit or procure from such parties any Additional Form 8-K Disclosure Information. The Depositor will be responsible for any reasonable out-of-pocket expenses incurred by the Trustee in connection with including any Form 8-K Disclosure Information on Form 8-K pursuant to this Section.
 
(C)  After preparing the Form 8-K, the Trustee shall forward electronically a draft copy of the Form 8-K to the Depositor and the Master Servicer for review. No later than the end of business New York City time on the 3rd Business Day after the Reportable Event, a duly authorized officer of the Master Servicer shall sign the Form 8-K and return an electronic or fax copy of such signed Form 8-K (with an original executed hard copy to follow by overnight mail) to the Trustee. If a Form 8-K cannot be filed on time or if a previously filed Form 8-K needs to be amended, the Trustee will follow the procedures set forth in Section 3.16(a)(v). Promptly (but no later than one (1) Business Day) after filing with the Commission, the Trustee will, make available on its internet website identified in Section 5.06 a final executed copy of each Form 8-K. The signing party for the Master Servicer can be contacted at 212-272-7575. The parties to this Agreement acknowledge that the performance by the Trustee of its duties under this Section 3.16(a)(iii) related to the timely preparation and filing of Form 8-K is contingent upon such parties strictly observing all applicable deadlines in the performance of their duties under this Section 3.16(a)(iii). It is understood by the parties hereto that the performance by the Trustee of its duties under this Section 3.16(a)(iii) related to the timely preparation, execution and filing of Form 8-K is also contingent upon the Custodian and any subservicers or subcontractors strictly observing deadlines no later than those set forth in this paragraph that are applicable to the parties to this Agreement in the delivery to the Trustee of any necessary Form 8-K Disclosure Information pursuant to the Custodial Agreement or any other applicable agreement. The Trustee shall have no liability for any loss, expense, damage or claim arising out of or with respect to any failure to properly prepare and/or timely file such Form 8-K, where such failure results from the failure of any party hereto to deliver on a timely basis, any information needed by the Trustee to prepare, arrange for execution or file such Form 8-K.
 
(D)  On or prior to the 90th day after the end of each fiscal year of the Trust or such earlier date as may be required by the Exchange Act (the “10-K Filing Deadline”) (it being understood that the fiscal year for the Trust ends on December 31st of each year), commencing in March 2008, the Trustee shall prepare and file on behalf of the Trust a Form 10-K, in form and substance as required by the Exchange Act. Each such Form 10-K shall include the following items, in each case to the extent they have been delivered to the Trustee within the applicable timeframes set forth in this Agreement, (I) an Annual Statement of Compliance for the Trustee, Master Servicer and any subservicer, as described under Section 3.13, (II)(A) the Assessment of Compliance with Servicing Criteria for the Master Servicer and each subservicer and subcontractor participating in the servicing function, the Trustee and the Custodian, as described under Section 3.14, and (B) if the Assessment of Compliance of the Master Servicer, the Trustee or the Custodian described under Section 3.14 identifies any material instance of noncompliance, disclosure identifying such instance of noncompliance, or if the Assessment of Compliance of the Master Servicer, the Trustee or the Custodian described under Section 3.14 is not included as an exhibit to such Form 10-K, disclosure that such report is not included and an explanation why such report is not included, (III)(A) the registered public accounting firm Attestation Report for the Master Servicer, the Trustee and the Custodian, as described under Section 3.14, and (B) if any registered public accounting firm Attestation Report described under Section 3.14 identifies any material instance of noncompliance, disclosure identifying such instance of noncompliance, or if any such registered public accounting firm Attestation Report is not included as an exhibit to such Form 10-K, disclosure that such report is not included and an explanation why such report is not included, and (IV) a Sarbanes-Oxley Certification (“Sarbanes-Oxley Certification”) as described in this Section 3.16 (a)(iii)(D) below. Any disclosure or information in addition to (I) through (IV) above that is required to be included on Form 10-K (“Additional Form 10-K Disclosure”) shall be reported by the parties set forth on Exhibit Q to the Trustee and the Depositor and, pursuant to the paragraph immediately below, approved by the Depositor, and the Trustee will have no duty or liability for any failure hereunder to determine or prepare any Additional Form 10-K Disclosure absent such reporting (other than with respect to when it is the reporting party as set forth in Exhibit Q) and approval.
 
(E)  No later than March 15th of each year that the Trust is subject to the Exchange Act reporting requirements, commencing in 2008, (i) the parties set forth in Exhibit Q shall be required to provide pursuant to Section 3.16(a)(iv) below to the Trustee and the Depositor, to the extent known, in EDGAR-compatible format, or in such other format as otherwise agreed upon by the Trustee and the Depositor and such party, the form and substance of any Additional Form 10-K Disclosure, if applicable, and (ii) the Depositor will approve, as to form and substance, or disapprove, as the case may be, the inclusion of the Additional Form 10-K Disclosure on Form 10-K. The Trustee has no duty under this Agreement to monitor or enforce the performance by the other parties listed on Exhibit Q of their duties under this paragraph or to proactively solicit or procure from such parties any Additional Form 10-K Disclosure information. The Depositor will be responsible for any reasonable out-of-pocket expenses incurred by the Trustee in connection with including any Form 10-K Disclosure Information on Form 10-K pursuant to this Section.
 
(F)  After preparing the Form 10-K, the Trustee shall forward electronically a draft copy of the Form 10-K to the Depositor and the Master Servicer for review. Form 10-K requires the registrant to indicate (by checking "yes" or "no") that it (1) has filed all reports required to be filed by Section 13 or 15(d) of the Exchange Act during the preceding 12 months (or for such shorter period that the registrant was required to file such reports), and (2) has been subject to such filing requirements for the past 90 days. The Depositor shall notify the Trustee in writing, no later than the fifteenth calendar day of March in any year in which the Trust is subject to the reporting requirements of the Exchange Act, if the answer to either question should be "no." The Trustee shall be entitled to rely on the Depositor’s representations in Section 2.04(vi) in preparing and/or filing any such Form 10-K. No later than 12:00 p.m. New York City time on the 4th Business Day prior to the 10-K Filing Deadline, a senior officer of the Master Servicer in charge of the servicing function shall sign the Form 10-K and return an electronic or fax copy of such signed Form 10-K (with an original executed hard copy to follow by overnight mail) to the Trustee. If a Form 10-K cannot be filed on time or if a previously filed Form 10-K needs to be amended, the Trustee will follow the procedures set forth in Section 3.16(a)(v). Promptly (but no later than one (1) Business Day) after filing with the Commission, the Trustee will make available on its internet website identified in Section 5.06 a final executed copy of each Form 10-K. The signing party for the Master Servicer can be contacted at 212-272-7575. The parties to this Agreement acknowledge that the performance by the Trustee of its duties under Section 3.16(a)(iv) related to the timely preparation and filing of Form 10-K is contingent upon such parties strictly observing all applicable deadlines in the performance of their duties under Section 3.13 and Section 3.14. It is understood by the parties hereto that the performance by the Trustee of its duties under this Section 3.16(a)(iii) related to the timely preparation, execution and filing of Form 10-K is also contingent upon the Custodian and any subservicer or subcontractor strictly observing deadlines no later than those set forth in this paragraph that are applicable to the parties to this Agreement in the delivery to the Trustee of any necessary Additional Form 10-K Disclosure, any annual statement of compliance and any assessment of compliance and attestation pursuant to the Custodial Agreement or any other applicable agreement. The Trustee shall have no liability for any loss, expense, damage or claim arising out of or with respect to any failure to properly prepare and/or timely file such Form 10-K, where such failure results from the failure of any party hereto to deliver on a timely basis, any information needed by the Trustee to prepare, arrange for execution or file such Form 10-K.
 
(G)  Each Form 10-K shall include a certification (the “Sarbanes-Oxley Certification”) required to be included therewith pursuant to the Sarbanes-Oxley Act. The Trustee shall, and the Master Servicer shall cause any subservicer or subcontractor engaged by it to, provide to the Person who signs the Sarbanes-Oxley Certification (the “Certifying Person”), by March 15 of each year in which the Trust is subject to the reporting requirements of the Exchange Act and otherwise within a reasonable period of time upon request, a certification (each, a “Back-Up Certification”), in the form attached hereto as Exhibit K, upon which the Certifying Person, the entity for which the Certifying Person acts as an officer, and such entity’s officers, directors and Affiliates (collectively with the Certifying Person, “Certification Parties”) can reasonably rely; provided, however, that the Trustee shall not be required to undertake an analysis of any accountant’s report attached as an exhibit to the Form 10-K. The senior officer of the Master Servicer shall serve as the Certifying Person on behalf of the Trust. Such officer of the Certifying Person can be contacted at 212-272-7575.
 
In the event the Trustee is terminated or resigns pursuant to the terms of this Agreement or any subcontractor or subservicer is terminated pursuant to the related servicing agreement, the Trustee, subcontractor or subservicer, as applicable, shall provide a Back-Up Certification to the Certifying Person pursuant to this Section 3.16(a)(iii) with respect to the period of time it was subject to this Agreement or the related servicing agreement, as applicable.
 
(iv)  With respect to any Additional Form 10-D Disclosure, Additional Form 10-K Disclosure or any Form 8-K Disclosure Information (collectively, the “Additional Disclosure”) relating to the Trust Fund in the form attached hereto as Exhibit R, the Trustee’s obligation to include such Additional Information in the applicable Exchange Act report is subject to receipt from the entity that is indicated in Exhibit Q as the responsible party for providing that information, if other than the Trustee, as and when required as described in Section 3.16(a)(i) through (iii) above. Each of the Master Servicer, Seller, and Depositor hereby agree to notify and provide (to the extent known) to the Trustee and the Depositor all Additional Disclosure relating to the Trust Fund, with respect to which such party is indicated in Exhibit Q as the responsible party for providing that information. Within five Business Days prior to each Distribution Date occurring in any year that the Trust is subject to the Exchange Act reporting requirements, the Depositor shall make available to the Trustee the Significance Estimate and the Trustee shall use such information to calculate the Significance Percentage. The Trustee shall provide the Significance Percentage to the Depositor by the later of the Distribution Date or three (3) Business Days after the receipt of the Significance Estimate from the Depositor. If the Significance Percentage meets either of the threshold levels detailed in Item 1115(b)(1) or 1115(b)(2) of Regulation AB, the Trustee shall deliver written notification to the Depositor and the Swap Provider to that effect. The Trustee shall request from the Depositor and the Depositor shall deliver to the Trustee any information that the Swap Provider delivered to the Depositor as required under Regulation AB, to the extent required under the Swap Agreement. The Depositor shall be obligated to provide to the Trustee (no later than, in the case of Form 10-D, the seventh calendar day after the Distribution Date and in the case of Form 10-K, March 15th in any year in which a Form 10-K is filed for the Trust) any information that may be required to be included in any Form 10-D, Form 8-K or Form 10-K or written notification instructing the Trustee that such Additional Disclosure regarding the Swap Provider is not necessary for such Distribution Date. The Master Servicer shall be responsible for determining the pool concentration applicable to any subservicer or originator at any time.
 
(v)       (A)     On or prior to January 30 of the first year in which the Trustee is able to do so under applicable law, the Trustee shall file a Form 15 relating to the automatic suspension of reporting in respect of the Trust under the Exchange Act.
 
(B)  In the event that the Trustee is unable to timely file with the Commission all or any required portion of any Forms 8-K, 10-D or 10-K required to be filed by this Agreement because required disclosure information was either not delivered to it or delivered to it after the delivery deadlines set forth in this Agreement or for any other reason, the Trustee will immediately notify the Depositor and the Master Servicer. In the case of Forms 10-D and 10-K, the Depositor, Master Servicer and Trustee will cooperate to prepare and file a Form 12b-25 and a 10-D/A and 10-K/A as applicable, pursuant to Rule 12b-25 of the Exchange Act. In the case of Form 8-K, the Trustee will, upon receipt of all required Form 8-K Disclosure Information and upon the approval and direction of the Depositor, include such disclosure information on the next Form 10-D. In the event that any previously filed Forms 8-K, 10-D or 10-K needs to be amended, the Trustee will notify the Depositor and the Master Servicer and such parties will cooperate to prepare any necessary 8-K/A, 10-D/A or 10-K/A. Any Form 15, Form 12b-25 or any amendment to Forms 8-K, 10-D or 10-K shall be signed by a senior officer of the Master Servicer. The Depositor and Master Servicer acknowledge that the performance by the Trustee of its duties under this Section 3.16(a)(vi) related to the timely preparation and filing of Form 15, a Form 12b-25 or any amendment to Forms 8-K, 10-D or 10-K is contingent upon the Master Servicer and the Depositor performing their duties under this Section. The Trustee shall have no liability for any loss, expense, damage, claim arising out of or with respect to any failure to properly prepare and/or timely file any such Form 15, Form 12b-25 or any amendments to Forms 8-K, 10-D or 10-K, where such failure results from the failure of any party hereto to deliver on a timely basis, any information needed by the Trustee to prepare, arrange for execution or file such Form 15, Form 12b-25 or any amendments to Forms 8-K, 10-D or 10-K.
 
The Depositor agrees to promptly furnish to the Trustee, from time to time upon request, such further information, reports and financial statements within its control related to this Agreement and the Mortgage Loans as the Trustee reasonably deems appropriate to prepare and file all necessary reports with the Commission. The Trustee shall have no responsibility to file any items other than those specified in this Section 3.16; provided, however, the Trustee shall cooperate with the Depositor in connection with any additional filings with respect to the Trust Fund as the Depositor deems necessary under the Exchange Act. Copies of all reports filed by the Trustee under the Exchange Act shall be sent to: the Depositor c/o Bear, Stearns & Co. Inc., Attn: Managing Director Analysis and Control, One Metrotech Center North, Brooklyn, New York 11202-3859. Fees and expenses incurred by the Trustee in connection with this Section 3.16 shall not be reimbursable from the Trust Fund.
 
(b)  The Trustee shall indemnify and hold harmless, the Depositor and the Master Servicer and each of its officers, directors and affiliates from and against any losses, damages, penalties, fines, forfeitures, reasonable and necessary legal fees and related costs, judgments and other costs and expenses arising out of or based upon a breach of the Trustee’s obligations under Sections 3.13, 3.14 and 3.16 or the Trustee’s negligence, bad faith or willful misconduct in connection therewith. In addition, the Trustee shall indemnify and hold harmless the Depositor and the Master Servicer and each of their officers, directors and affiliates from and against any losses, damages, penalties, fines, forfeitures, reasonable and necessary legal fees and related costs, judgments and other costs and expenses arising out of or based upon (i) any untrue statement or alleged untrue statement of any material fact contained in any Back-Up Certification, the Annual Statement of Compliance, the Assessment of Compliance, any Additional Disclosure or other information provided by the Trustee pursuant to Section 3.13, 3.14 and 3.16 (the “Trustee Information”), or (ii) the omission or alleged omission to state therein a material fact required to be stated therein or necessary to make the statements therein, in light of the circumstances in which they were made, not misleading; provided, by way of clarification, that clause (ii) of this paragraph shall be construed solely by reference to the Trustee Information and not to any other information communicated in connection with the Certificates, without regard to whether the Trustee Information or any portion thereof is presented together with or separately from such other information.
 
(c)  The Depositor shall indemnify and hold harmless the Trustee and its officers, directors and affiliates from and against any losses, damages, penalties, fines, forfeitures, reasonable and necessary legal fees and related costs, judgments and other costs and expenses arising out of or based upon a breach of the obligations of the Depositor under Section 3.13, Section 3.14 and Section 3.16 or the Depositor’s negligence, bad faith or willful misconduct in connection therewith. In addition, the Depositor shall indemnify and hold harmless the Trustee and each of its officers, directors and affiliates from and against any losses, damages, penalties, fines, forfeitures, reasonable and necessary legal fees and related costs, judgments and other costs and expenses arising out of or based upon (i) any untrue statement or alleged untrue statement of any material fact contained in any Additional Disclosure or other information provided by the Depositor pursuant to Section 3.16 (the “Depositor Information”), or (ii) the omission or alleged omission to state therein a material fact required to be stated therein or necessary to make the statements therein, in light of the circumstances in which they were made, not misleading; provided, by way of clarification, that clause (ii) of this paragraph shall be construed solely by reference to the Depositor Information and not to any other information communicated in connection with the Certificates, without regard to whether the Depositor Information or any portion thereof is presented together with or separately from such other information.
 
(d)  The Master Servicer shall indemnify and hold harmless the Trustee and the Depositor and their respective officers, directors and affiliates from and against any losses, damages, penalties, fines, forfeitures, reasonable and necessary legal fees and related costs, judgments and other costs and expenses arising out of or based upon a breach of the obligations of the Master Servicer under Section 3.13, Section 3.14 and Section 3.16 or the Master Servicer’s negligence, bad faith or willful misconduct in connection therewith. In addition, the Master Servicer shall indemnify and hold harmless the Trustee and the Depositor and each of its officers, directors and affiliates from and against any losses, damages, penalties, fines, forfeitures, reasonable and necessary legal fees and related costs, judgments and other costs and expenses arising out of or based upon (i) any untrue statement or alleged untrue statement of any material fact contained in any Sarbanes-Oxley Certification, the Annual Statement of Compliance, the Assessment of Compliance, any Additional Disclosure or other information provided by the Master Servicer pursuant to Section 3.13, 3.14 and 3.16 (the “Master Servicer Information”), or (ii) the omission or alleged omission to state therein a material fact required to be stated therein or necessary to make the statements therein, in light of the circumstances in which they were made, not misleading; provided, by way of clarification, that clause (ii) of this paragraph shall be construed solely by reference to the Master Servicer Information and not to any other information communicated in connection with the Certificates, without regard to whether the Master Servicer Information or any portion thereof is presented together with or separately from such other information.
 
If the indemnification provided for herein is unavailable or insufficient to hold harmless the Master Servicer, the Depositor or the Trustee, as applicable, then the defaulting party, in connection with a breach of its respective obligations under Section 3.13, Section 3.14 and Section 3.16 or its respective negligence, bad faith or willful misconduct in connection therewith, agrees that it shall contribute to the amount paid or payable by the other parties as a result of the losses, claims, damages or liabilities of the other party in such proportion as is appropriate to reflect the relative fault and the relative benefit of the respective parties.
 
(e)  Nothing shall be construed from the foregoing subsections (a) and (b) to require the Trustee or any officer, director or Affiliate thereof to sign any Form 10-K or any certification contained therein. Furthermore, the inability of the Trustee to file a Form 10-K as a result of the lack of required information as set forth in Section 3.16(a) or required signatures on such Form 10-K or any certification contained therein shall not be regarded as a breach by the Trustee of any obligation under this Agreement.
 
(f)  Notwithstanding the provisions of Section 11.01, this Section 3.16 may be amended without the consent of the Certificateholders.
 
Section 3.17  Intention of the Parties and Interpretation. 
 
Each of the parties acknowledges and agrees that the purpose of Sections 3.13, 3.14 and 3.16 of this Agreement is to facilitate compliance by the Seller and the Depositor with the provisions of Regulation AB. Therefore, each of the parties agrees that (a) the obligations of the parties hereunder shall be interpreted in such a manner as to accomplish that purpose, (b) the parties’ obligations hereunder will be supplemented and modified as necessary to be consistent with any such amendments, interpretive advice or guidance, convention or consensus among active participants in the asset-backed securities markets, advice of counsel, or otherwise in respect of the requirements of Regulation AB, (c) the parties shall comply with reasonable requests made by the Seller, the Trustee or the Depositor for delivery of additional or different information as the Seller, the Trustee or the Depositor may determine in good faith is necessary to comply with the provisions of Regulation AB, and (d) no amendment of this Agreement shall be required to effect any such changes in the parties’ obligations as are necessary to accommodate evolving interpretations of the provisions of Regulation AB.
 
Section 3.18  UCC. 
 
The Seller shall file any financing statements, continuation statements or amendments thereto required by any change in the Uniform Commercial Code.
 
Section 3.19  Optional Purchase of Certain Mortgage Loans. 
 
With respect to any Mortgage Loan which as of the first day of a Fiscal Quarter is delinquent in payment by 90 days or more or is an REO Property, EMC shall have the right to purchase any such Mortgage Loan or REO Property from the Trust at a price equal to the Purchase Price; provided however (i) that such Mortgage Loan is still 90 days or more delinquent or is an REO Property as of the date of such purchase and (ii) this purchase option, if not theretofore exercised, shall terminate on the date prior to the last day of the related Fiscal Quarter. This purchase option, if not exercised, shall not be thereafter reinstated unless the delinquency is cured and the Mortgage Loan thereafter again becomes 90 days or more delinquent or becomes an REO Property, in which case the option shall again become exercisable as of the first day of the related Fiscal Quarter. This right may be assigned by EMC to a third party, including a holder of a Class of Certificates.
 
If at any time EMC remits to the Master Servicer a payment for deposit in the Protected Account covering the amount of the Purchase Price for such a Mortgage Loan, and EMC provides to the Trustee a certification signed by a Servicing Officer stating that the amount of such payment has been deposited in the Protected Account, then the Trustee shall execute the assignment of such Mortgage Loan prepared and delivered to the Trustee, at the request of EMC, without recourse, representation or warranty, to EMC which shall succeed to all the Trustee’s right, title and interest in and to such Mortgage Loan, and all security and documents relative thereto. Such assignment shall be an assignment outright and not for security. EMC will thereupon own such Mortgage, and all such security and documents, free of any further obligation to the Trustee or the Certificateholders with respect thereto.
 
Section 3.20  Obligations of the Master Servicer in Respect of Mortgage Rates and Scheduled Payments. 
 
In the event that a shortfall in any collection on or liability with respect to any Mortgage Loan results from or is attributable to adjustments to Mortgage Rates, Scheduled Payments or Stated Principal Balances that were made by the Master Servicer in a manner not consistent with the terms of the related Mortgage Note and this Agreement, the Master Servicer, upon discovery or receipt of notice thereof, immediately shall deliver to the Trustee for deposit in the Distribution Account from its own funds the amount of any such shortfall and shall indemnify and hold harmless the Trust Fund, the Trustee, the Depositor and any Successor Master Servicer in respect of any such liability. Such indemnities shall survive the termination or discharge of this Agreement. Notwithstanding the foregoing, this Section 3.20 shall not limit the ability of the Master Servicer to seek recovery of any such amounts from the related Mortgagor under the terms of the related Mortgage Note and Mortgage, to the extent permitted by applicable law.
 
Section 3.21  Reserve Fund; Payments to and from Swap Administrator; Supplemental Interest Trust. 
 
(a)  Pursuant to the Swap Administration Agreement, the Supplemental Interest Trust shall be established and maintained in the name of the Supplemental Interest Trust Trustee, as a separate trust, the corpus of which shall be held by the Supplemental Interest Trust Trustee, for the benefit of the Holders of the Class I-A Certificates and Class M Certificates and the Swap Provider. The Supplemental Interest Trust shall hold the Swap Agreement, the Swap Administration Agreement, REMIC VI Regular Interest IO, the Swap Collateral Account and the Swap Account. The Swap Account shall be an Eligible Account, and funds on deposit therein shall be held separate and apart from, and shall not be commingled with, any other moneys, including, without limitation, other moneys of the Trustee held pursuant to this Agreement. Amounts in the Swap Account shall, at the direction of the Majority Class CE Certificateholder, be invested in Permitted Investments that mature no later than the Business Day prior to the next succeeding Distribution Date. All net income and gain from such investments shall be distributed to the Majority Class CE Certificateholder, not as a distribution in respect of any interest in any REMIC, on such Distribution Date. In the absence of written instructions to the Trustee, amounts on deposit in the Swap Account shall remain uninvested. All amounts earned on amounts on deposit in the Swap Account shall be taxable to the Majority Class CE Certificateholder. Any losses on such investments shall be deposited in the Swap Account by the Majority Class CE Certificateholder out of its own funds immediately as realized. In performing its duties hereunder and under the Swap Agreement and Swap Administration Agreement, the Supplemental Interest Trust Trustee shall be entitled to the same rights, protections and indemnities as provided to the Trustee hereunder.
 
(b)  On or before the Closing Date, the Trustee shall establish a Reserve Fund on behalf of the Holders of the Certificates. On the Closing Date, the Depositor shall cause an amount equal to the Reserve Fund Deposit to be deposited into the Reserve Fund. The Reserve Fund must be an Eligible Account. The Reserve Fund shall be entitled “Reserve Fund, LaSalle Bank National Association as Trustee for the benefit of holders of Bear Stearns Asset Backed Securities I LLC, Asset-Backed Certificates, Series 2007-FS1”. The Trustee shall deposit in the Reserve Fund all payments received from the Swap Administrator that are payable to the Trust Fund for distribution to the Class I-A Certificates and Class M Certificate pursuant to the Swap Administration Agreement. On each Distribution Date the Trustee shall remit such amounts received from the Swap Administrator to the Holders of the Class I-A Certificates and Class M Certificates in the manner provided in clause (d) below. In addition, on each Distribution Date as to which there is a Basis Risk Shortfall Carry Forward Amount payable to any Class of Class A Certificates and/or Class M Certificates, the Trustee shall deposit the amounts distributable pursuant to clauses (C) and (D) of Section 5.04(a)(4) into the Reserve Fund, and the Trustee has been directed by the Class CE Certificateholder to distribute any amounts then on deposit in the Reserve Fund (excluding any portion thereof attributable to payments from the Swap Administrator, in the case of the Class II-A Certificates) to the Holders of the Class A and/or Class M Certificates in respect of the Basis Risk Shortfall Carry Forward Amounts for each such Class in the priorities set forth in clauses (C) and (D) of Section 5.04(a)(4). Any amount paid to the Holders of Class A Certificates and/or Class M Certificates from amounts distributable pursuant to clauses (C) and (D) of Section 5.04(a)(4) pursuant to the preceding sentence in respect of Basis Risk Shortfall Carry Forward Amounts shall be treated as distributed to the Class CE Certificateholder in respect of the Class CE Certificates and paid by the Class CE Certificateholder to the Holders of the Class A Certificates and/or Class M Certificates. Any payments to the Holders of the Class A Certificates and/or Class M Certificates in respect of Basis Risk Shortfall Carry Forward Amounts, whether pursuant to the second preceding sentence or, with respect to the Class I-A Certificates and Class M Certificates, pursuant to clause (d) below, shall not be payments with respect to a Regular Interest in a REMIC within the meaning of Section 860G(a)(1) of the Code.
 
(c)  Net Swap Payments and Swap Termination Payments (other than Swap Termination Payments resulting from a Swap Provider Trigger Event and other than to the extent already paid by the Swap Administrator on behalf of the Supplemental Interest Trust Trustee from any upfront payment received pursuant to any replacement interest rate swap agreement that may be entered into by the Supplemental Interest Trust Trustee) payable by the Swap Administrator, on behalf of the Supplemental Interest Trust Trustee, to the Swap Provider pursuant to the Swap Agreement shall be deducted from Interest Funds (to the extent provided in the definition thereof with respect to each Loan Group), and to the extent of any such remaining amounts due, from Principal Funds (to the extent provided in the definition thereof with respect to each Loan Group), prior to any distributions to the Certificateholders. On or before each Distribution Date, such amounts shall be remitted to the Swap Administrator, and deposited into the Swap Account, first to make any Net Swap Payment owed to the Swap Provider pursuant to the Swap Agreement for such Distribution Date and for prior Distribution Dates, if any, and second to make any Swap Termination Payment (not due to a Swap Provider Trigger Event and other than to the extent already paid by the Swap Administrator on behalf of the Supplemental Interest Trust Trustee from any upfront payment received pursuant to any replacement interest rate swap agreement that may be entered into by the Supplemental Interest Trust Trustee) owed to the Swap Provider pursuant to the Swap Agreement for such Distribution Date and for prior Distribution Dates, if any. For federal income tax purposes, such amounts paid to the Supplemental Interest Trust on each Distribution Date shall first be deemed paid to the Supplemental Interest Trust in respect of REMIC VI Regular Interest IO to the extent of the amount distributable on such REMIC VI Regular Interest IO on such Distribution Date, and any remaining amount shall be deemed paid to the Supplemental Interest Trust in respect of a Class IO Distribution Amount. Any Swap Termination Payment triggered by a Swap Provider Trigger Event owed to the Swap Provider pursuant to the Swap Agreement will be subordinated to distributions to the Holders of the Class A Certificates and Class M Certificates and shall be paid as set forth under Section 5.04(a)(4). In addition, the Swap Administrator shall remit to the Swap Provider any Swap Optional Termination Payment paid as part of the Mortgage Loan Purchase Price and remitted to the Supplemental Interest Trust pursuant to Section 10.01.
 
(d)  On or before each Distribution Date, Net Swap Payments payable by the Swap Provider pursuant to the Swap Agreement to the Swap Administrator, on behalf of the Supplemental Interest Trust Trustee, will be deposited by the Swap Administrator, acting on behalf of the Supplemental Interest Trust Trustee, into the Swap Account pursuant to the Swap Administration Agreement. The Swap Administrator shall, to the extent provided in the Swap Administration Agreement, remit amounts on deposit in the Swap Account to the Trustee for deposit into the Reserve Fund. On each Distribution Date, to the extent required, the Trustee shall withdraw such amounts from the Reserve Fund to distribute to the Class I-A Certificates and Class M Certificates in the following order of priority:
 
(i)  first, to each Class of Class I-A Certificates, on a pro rata basis, to pay Current Interest and any Interest Carry Forward Amount to the extent due to the interest portion of a Realized Loss, in each case to the extent not fully paid pursuant to Section 5.04(a)(1);
 
(ii)  second, sequentially to the Class M-1, Class M-2, Class M-3, Class M-4, Class M-5, Class M-6, Class M-7, Class M-8, Class M-9 and Class M-10 Certificates, in that order, to pay Current Interest to the extent not fully paid pursuant to Section 5.04(a)(1) and any Interest Carry Forward Amount, in each case to the extent due to the interest portion of a Realized Loss;
 
(iii)  third, to pay first, to each Class of Class I-A Certificates, on a pro rata basis, based on the amount of Basis Risk Shortfall Carry Forward Amount for each such Class, and second, sequentially to the Class M-1, Class M-2, Class M-3, Class M-4, Class M-5, Class M-6, Class M-7, Class M-8, Class M-9 and Class M-10 Certificates, in that order, any Basis Risk Shortfall Carry Forward Amounts for such Distribution Date; and
 
(iv)  fourth, to pay as principal to the Class I-A Certificates and Class M Certificates to be applied as part of the Extra Principal Distribution Amount payable under Section 5.04(a)(2) to the extent that the Overcollateralization Amount is reduced below the Overcollateralization Target Amount, as a result of Realized Losses and to the extent not paid by Excess Spread pursuant to Section 5.04(a)(4) for such Distribution Date. For the avoidance of doubt, any amounts distributable pursuant to this clause (iv) shall be limited to rebuilding overcollateralization to the extent overcollateralization has been reduced through Realized Losses.
 
(e)  The Reserve Fund is an “outside reserve fund” within the meaning of Treasury Regulation Section 1.860G-2(h) and shall be an asset of the Trust Fund but not an asset of any REMIC. The Trustee on behalf of the Trust shall be the nominal owner of the Reserve Fund. The Majority Class CE Certificateholder shall be the beneficial owner of the Reserve Fund, subject to the power of the Trustee to transfer amounts under Section 5.04. Amounts in the Reserve Fund shall, at the direction of the Majority Class CE Certificateholder, be invested in Permitted Investments that mature no later than the Business Day prior to the next succeeding Distribution Date. All net income and gain from such investments shall be distributed to the Majority Class CE Certificateholder, not as a distribution in respect of any interest in any REMIC, on such Distribution Date. In the absence of written instructions to the Trustee, amounts on deposit in the Reserve Fund shall remain uninvested. All amounts earned on amounts on deposit in the Reserve Fund shall be taxable to the Majority Class CE Certificateholder. Any losses on such investments shall be deposited in the Reserve Fund by the Majority Class CE Certificateholder out of its own funds immediately as realized. The Swap Account, which is created and maintained by the Swap Administrator pursuant to the Swap Administration Agreement, is an “outside reserve fund” within the meaning of Treasury Regulation Section 1.860G-2(h) and shall not be an asset of any REMIC created hereunder. The beneficial owner of the Swap Account is identified, and other matters relating to the Swap Account are addressed, in the Swap Administration Agreement.
 
(f)  The Trustee shall treat the Holders of Certificates (other than the Class P, Class CE and Class R Certificates) as having entered into a notional principal contract with respect to the Holders of the Class CE Certificates. Pursuant to each such notional principal contract, all Holders of Certificates (other than the Class P, Class CE, Class II-A and Class R Certificates) shall be treated as having agreed to pay, on each Distribution Date, to the Holder of the Class CE Certificates an aggregate amount equal to the excess, if any, of (i) the amount payable on such Distribution Date on the REMIC III Regular Interest corresponding to such Class of Certificates over (ii) the amount payable on such Class of Certificates on such Distribution Date (such excess, a “Class IO Distribution Amount”). A Class IO Distribution Amount payable from interest collections shall be allocated on a pro rata basis among such Certificates based on the excess of, with respect to each such Certificate, (i) the amount of interest otherwise payable to the REMIC III Regular Interest relating to such Certificate over (ii) the amount of interest payable to such Certificate at a per annum rate equal to the Net Rate Cap, and a Class IO Distribution Amount payable from principal collections shall be allocated to the most subordinate Class of Certificates (other than the Class P, Class II-A and Class R Certificates) with an outstanding principal balance to the extent of such balance. In addition, pursuant to such notional principal contract, the Holder of the Class CE Certificates shall be treated as having agreed to pay Basis Risk Shortfall Carry Forward Amounts to the Holders of the Certificates (other than the Class CE, Class P and Class R Certificates) in accordance with the terms of this Agreement. Any payments to the Certificates from amounts deemed received in respect of this notional principal contract shall not be payments with respect to a Regular Interest in a REMIC within the meaning of Code Section 860G(a)(1). However, any payment from the Certificates (other than the Class CE, Class P, Class II-A and Class R Certificates) of a Class IO Distribution Amount shall be treated for tax purposes as having been received by the Holders of such Certificates in respect of their interests in REMIC III and as having been paid by such Holders to the Swap Administrator pursuant to the notional principal contract. Thus, each Certificate (other than the Class P Certificates and Class R Certificates) shall be treated as representing not only ownership of Regular Interests in a REMIC, but also ownership of an interest in, and obligations with respect to, a notional principal contract.
 
(g)  Upon a Swap Early Termination other than in connection with the Optional Termination of the Trust, the Swap Administrator, pursuant to the Swap Administration Agreement, shall use reasonable efforts to appoint a successor swap provider to enter into a new interest rate swap agreement on terms substantially similar to the Swap Agreement, with a successor swap provider meeting all applicable eligibility requirements. If the Swap Administrator receives a Swap Termination Payment from the Swap Provider in connection with such Swap Early Termination, the Swap Administrator will apply such Swap Termination Payment to any upfront payment required to appoint the successor swap provider. If the Swap Administrator is required to pay a Swap Termination Payment to the Swap Provider in connection with such Swap Early Termination, the Swap Administrator will apply any upfront payment received from the successor swap provider to pay such Swap Termination Payment. If the Swap Administrator is unable to appoint a successor swap provider within 30 days of the Swap Early Termination, then the Swap Administrator will deposit any Swap Termination Payment received from the original Swap Provider into a separate, non-interest bearing reserve account and will, on each subsequent distribution date, withdraw from the amount then remaining on deposit in such reserve account an amount equal to the Net Swap Payment, if any, that would have been paid to the Swap Administrator by the original Swap Provider calculated in accordance with the terms of the original Swap Agreement, and distribute such amount to the Holders of the Class I-A Certificates and Class M Certificates or for such other purpose specified in the Swap Administration Agreement in accordance with the terms thereof.
 
(h)  In the event that the Swap Provider fails to perform any of its obligations under the Swap Agreement (including, without limitation, its obligation to make any payment or transfer collateral), or breaches any of its representations and warranties thereunder, or in the event that an Event of Default, Termination Event, or Additional Termination Event (each as defined in the Swap Agreement) occurs with respect to the Swap Agreement, the Supplemental Interest Trust Trustee shall, provided the Supplemental Interest Trust Trustee has actual knowledge of such failure, breach or occurrence by the Swap Provider, immediately, but no later than the next Business Day following such failure, breach, or occurrence, notify the Depositor and send any notices and make any demands, on behalf of the Supplemental Interest Trust, in accordance with the Swap Agreement.
 
(i)  In the event that the Swap Provider’s obligations are guaranteed by a third party under a guaranty relating to the Swap Agreement (such guaranty the “Guaranty” and such third party the “Guarantor”), then to the extent that the Swap Provider fails to make any payment by the close of business on the day it is required to make payment under the terms of the Swap Agreement, the Supplemental Interest Trust Trustee shall, as soon as practicable, but no later than two (2) Business Days after the Swap Provider’s failure to pay, demand that the Guarantor make any and all payments then required to be made by the Guarantor pursuant to such Guaranty. The Swap Provider or the Depositor shall promptly provide the Supplemental Interest Trust Trustee with a copy of such Guaranty; provided that, the Supplemental Interest Trust Trustee shall in no event be liable for any failure or delay in the performance by the Swap Provider or any Guarantor of its obligations hereunder or pursuant to the Swap Agreement and the Guaranty, nor for any special, indirect or consequential loss or damage of any kind whatsoever (including but not limited to lost profits) in connection therewith.
 
(j)  The Supplemental Interest Trust Trustee shall cause any replacement swap provider to provide a copy of the related replacement interest rate swap agreement to the Depositor.
 
Section 3.22  Tax Treatment of Class IO Distribution Amounts in the Event of Resecuritization of Class I-A Certificates or Class M Certificates. 
 
In the event that any Class I-A Certificate or Class M Certificate is resecuritized in a REMIC (the “Resecuritization REMIC”), for federal income tax purposes, (i) payments on the REMIC III Regular Interest corresponding to such Class I-A Certificate or Class M Certificate shall, for the avoidance of doubt, be deemed to include the related Class IO Distribution Amount, and (ii) to the extent provided in the operative documents for the Resecuritization REMIC, (a) payments on the “regular interests” issued by the Resecuritization REMIC shall be deemed to include in the aggregate such Class IO Distribution Amount, and (b) such Class IO Distribution Amount shall be deemed paid to the holder of the Class CE Certificates pursuant to a notional principal contract entered into by the holders of one or more “regular interests” issued by the Resecuritization REMIC (“Resecuritization Holders”) and the Holder of the Class CE Certificates. In such event, Class IO Distribution Amounts deemed paid by Resecuritization Holders under clause (b) of the immediately preceding sentence shall be paid on behalf of such holders pursuant to Section 3.21(c) hereof.
 
Section 3.23  Advancing Facility. 
 
(a)  The Master Servicer and/or the Trustee on behalf of the Trust Fund, in either case, with the consent of the Master Servicer in the case of the Trustee and, in each case, with notice to the Rating Agencies, is hereby authorized to enter into a facility (the “Advancing Facility”) with any Person which provides that such Person (an “Advancing Person”) may fund Advances and/or Servicing Advances to the Trust Fund under this Agreement, although no such facility shall reduce or otherwise affect the Master Servicer’s obligation to fund such Advances and/or Servicing Advances. If the Master Servicer enters into such an Advancing Facility pursuant to this Section 3.23, upon reasonable request of the Advancing Person, the Trustee shall execute a letter of acknowledgment, confirming its receipt of notice of the existence of such Advancing Facility. To the extent that an Advancing Person funds any Advance or any Servicing Advance and provides the Trustee with notice acknowledged by the Master Servicer that such Advancing Person is entitled to reimbursement, such Advancing Person shall be entitled to receive reimbursement pursuant to this Agreement for such amount to the extent provided in Section 3.23(b). Such notice from the Advancing Person must specify the amount of the reimbursement, the Section of this Agreement that permits the applicable Advance or Servicing Advance to be reimbursed and the section(s) of the Advancing Facility that entitle the Advancing Person to request reimbursement from the Trustee, rather than the Master Servicer, and include the Master Servicer’s acknowledgment thereto or proof of an Event of Default under the Advancing Facility. The Trustee shall have no duty or liability with respect to any calculation of any reimbursement to be paid to an Advancing Person and shall be entitled to rely without independent investigation on the Advancing Person’s notice provided pursuant to this Section 3.23. An Advancing Person whose obligations hereunder are limited to the funding of Advances and/or Servicing Advances shall not be required to meet the qualifications of a Master Servicer or a subservicer pursuant to Section 8.02 hereof and will not be deemed to be a subservicer under this Agreement.
 
(b)  If an Advancing Facility is entered into, then the Master Servicer shall not be permitted to reimburse itself therefor under Section 4.02(a)(ii), Section 4.02(a)(iii) and Section 4.02(a)(v) prior to the remittance to the Trust Fund, but instead the Master Servicer shall include such amounts in the applicable remittance to the Trustee made pursuant to Section 4.02. The Trustee is hereby authorized to pay to the Advancing Person, reimbursements for Advances and Servicing Advances from the Distribution Account to the same extent the Master Servicer would have been permitted to reimburse itself for such Advances and/or Servicing Advances in accordance with Section 4.02(a)(ii), Section 4.02(a)(iii) or Section 4.02(a)(v), as the case may be, had the Master Servicer itself funded such Advance or Servicing Advance. The Trustee is hereby authorized to pay directly to the Advancing Person such portion of the Servicing Fee as the parties to any advancing facility agree.
 
(c)  All Advances and Servicing Advances made pursuant to the terms of this Agreement shall be deemed made and shall be reimbursed on a “first in-first out” (FIFO) basis.
 
(d)  Any amendment to this Section 3.23 or to any other provision of this Agreement that may be necessary or appropriate to effect the terms of an Advancing Facility as described generally in this Section 3.23, including amendments to add provisions relating to a Successor Master Servicer, may be entered into by the Trustee and the Master Servicer without the consent of any Certificateholder, notwithstanding anything to the contrary in this Agreement.
 
ARTICLE IV

ACCOUNTS
 
Section 4.01  Collection of Mortgage Loan Payments; Protected Account. 
 
(a)  The Master Servicer shall make reasonable efforts in accordance with customary and usual standards of practice of prudent mortgage lenders in the respective states in which the Mortgaged Properties are located to collect all payments called for under the terms and provisions of the Mortgage Loans to the extent such procedures shall be consistent with this Agreement and the terms and provisions of any related Required Insurance Policy. Consistent with the foregoing, the Master Servicer may in its discretion (i) waive any late payment charge and (ii) extend the due dates for payments due on a Mortgage Note for a period not greater than 125 days. In the event of any such arrangement, the Master Servicer shall make Advances on the related Mortgage Loan during the scheduled period in accordance with the amortization schedule of such Mortgage Loan without modification thereof by reason of such arrangements, and shall be entitled to reimbursement therefor in accordance with Section 5.01. The Master Servicer shall not be required to institute or join in litigation with respect to collection of any payment (whether under a Mortgage, Mortgage Note or otherwise or against any public or governmental authority with respect to a taking or condemnation) if it reasonably believes that enforcing the provision of the Mortgage or other instrument pursuant to which such payment is required is prohibited by applicable law. In addition, if (x) a Mortgage Loan is in default or default is reasonably foreseeable, the Master Servicer may also waive, modify or vary any term of any Mortgage Loan or consent to the postponement of strict compliance with any such term or in any manner grant indulgence to any mortgagor, including without limitation, to (1) capitalize any amounts owing on the Mortgage Loan by adding such amount to the outstanding principal balance of the Mortgage Loan, (2) defer such amounts to a later date or the final payment date of such Mortgage Loan, (3) extend the maturity of any such Mortgage Loan, but in no instance past the date on which the final payment is due on the latest maturing Mortgage Loan as of the Cut-off Date, and/or (4) reduce the related Mortgage Rate (subject to clause (y) below), provided that, in the Master Servicer’s determination, such waiver, modification, postponement or indulgence is not materially adverse to the interests of the Certificateholders (taking into account any estimated Realized Loss that might result absent such action) or (y) the Master Servicer delivers to the Trustee a certification addressed to the Trustee, based on the advice of counsel or certified public accountants, in either case, that have a national reputation with respect to taxation of REMICs, that a modification of such Mortgage Loan will not result in the imposition of taxes on or disqualify from REMIC status any of REMIC I, REMIC II, REMIC III, REMIC IV, REMIC V or REMIC VI, the Master Servicer may, (A) amend the related Mortgage Note to reduce the Mortgage Rate applicable thereto, provided that such reduced Mortgage Rate shall in no event be lower than 5.00% with respect to any Mortgage Loan and (B) amend any Mortgage Note to extend the maturity thereof.
 
(b)  The Master Servicer shall not waive (or permit a sub-servicer to waive) any Prepayment Charge unless: (i) the enforceability thereof shall have been limited by bankruptcy, insolvency, moratorium, receivership and other similar laws relating to creditors’ rights generally, (ii) the enforcement thereof is illegal, or any local, state or federal agency has threatened legal action if the prepayment penalty is enforced, (iii) the mortgage debt has been accelerated in connection with a foreclosure or other involuntary payment or (iv) such waiver is standard and customary in servicing similar Mortgage Loans and relates to a default or a reasonably foreseeable default and would, in the reasonable judgment of the Master Servicer, maximize recovery of total proceeds taking into account the value of such Prepayment Charge and the related Mortgage Loan. If a Prepayment Charge is waived, but does not meet the standards described above, then the Master Servicer is required to pay the amount of such waived Prepayment Charge, for the benefit of the Class P Certificates, by remitting such amount to the Trustee by the Distribution Account Deposit Date.
 
(c)  The Master Servicer shall establish and maintain a Protected Account (which shall at all times be an Eligible Account) with a depository institution in the name of the Master Servicer for the benefit of the Trustee on behalf of the Certificateholders and designated “EMC Mortgage Corporation, as Master Servicer, for the benefit of LaSalle Bank National Association, in trust for registered Holders of Bear Stearns Asset Backed Securities I LLC, Asset-Backed Certificates, Series 2007-FS1”. The Master Servicer shall deposit or cause to be deposited into the Protected Account on a daily basis within two Business Days of receipt and identification, except as otherwise specifically provided herein, the following payments and collections remitted by subservicers or received by it in respect of the Mortgage Loans subsequent to the Cut-off Date (other than in respect of principal and interest due on the Mortgage Loans on or before the Cut-off Date) and the following amounts required to be deposited hereunder:
 
(i)  all payments on account of principal, including Principal Prepayments, on the Mortgage Loans;
 
(ii)  all payments on account of interest on the Mortgage Loans net of the Servicing Fee permitted under Section 3.10 and LPMI Fees, if any;
 
(iii)  all Liquidation Proceeds, Subsequent Recoveries and Insurance Proceeds, other than proceeds to be applied to the restoration or repair of the Mortgaged Property or released to the Mortgagor in accordance with the Master Servicer’s normal servicing procedures;
 
(iv)  any amount required to be deposited by the Master Servicer pursuant to Section 4.01(c) in connection with any losses on Permitted Investments;
 
(v)  any amounts required to be deposited by the Master Servicer pursuant to Section 3.05;
 
(vi)  any Prepayment Charges collected on the Mortgage Loans; and
 
(vii)  any other amounts required to be deposited hereunder.
 
The foregoing requirements for remittance by the Master Servicer into the Protected Account shall be exclusive, it being understood and agreed that, without limiting the generality of the foregoing, payments in the nature of late payment charges or assumption fees, if collected, need not be remitted by the Master Servicer. In the event that the Master Servicer shall remit any amount not required to be remitted and not otherwise subject to withdrawal pursuant to Section 4.02, it may at any time withdraw or direct the institution maintaining the Protected Account, to withdraw such amount from the Protected Account, any provision herein to the contrary notwithstanding. Such withdrawal or direction may be accomplished by delivering written notice thereof to the institution maintaining the Protected Account, that describes the amounts deposited in error in the Protected Account. The Master Servicer shall maintain adequate records with respect to all withdrawals made pursuant to this Section. Reconciliations will be prepared for the Protected Account within 45 calendar days after the bank statement cut-off date. All funds deposited in the Protected Account shall be held in trust for the Certificateholders until withdrawn in accordance with Section 4.02.
 
(d)  The institution that maintains the Protected Account shall invest the funds in the Protected Account, in the manner directed by the Master Servicer, in Permitted Investments which shall mature not later than the Distribution Account Deposit Date and shall not be sold or disposed of prior to its maturity. All such Permitted Investments shall be made in the name of the Trustee, for the benefit of the Certificateholders. All income and gain net of any losses realized from any such investment shall be for the benefit of the Master Servicer as servicing compensation and shall be remitted to it monthly as provided herein. The amount of any losses incurred in the Protected Account in respect of any such investments shall be deposited by the Master Servicer into the Protected Account, out of the Master Servicer’s own funds.
 
(e)  The Master Servicer shall give at least 30 days advance notice to the Trustee, the Mortgage Loan Sellers, each Rating Agency and the Depositor of any proposed change of location of the Protected Account prior to any change thereof.
 
Section 4.02  Permitted Withdrawals From the Protected Account. 
 
(a)  The Master Servicer may from time to time make withdrawals from the Protected Account for the following purposes:
 
(i)  to pay itself (to the extent not previously paid to or withheld by the Master Servicer), as servicing compensation in accordance with Section 3.10, that portion of any payment of interest that equals the Servicing Fee for the period with respect to which such interest payment was made, and, as additional servicing compensation, those other amounts set forth in Section 3.10;
 
(ii)  to reimburse the Master Servicer for Advances made by it with respect to the Mortgage Loans; provided, however, that the Master Servicer’s right of reimbursement pursuant to this subclause (ii) shall be limited to amounts received on particular Mortgage Loan(s) (including, for this purpose, Liquidation Proceeds, Insurance Proceeds and Subsequent Recoveries) that represent late recoveries of payments of principal and/or interest on such particular Mortgage Loan(s) in respect of which any such Advance was made;
 
(iii)  to reimburse the Master Servicer for any previously made portion of a Servicing Advance or an Advance made by the Master Servicer that, in the good faith judgment of the Master Servicer, will not be ultimately recoverable by it from the related Mortgagor, any related Liquidation Proceeds, Insurance Proceeds or otherwise (a “Nonrecoverable Advance”), to the extent not reimbursed pursuant to clause (ii) or clause (v);
 
(iv)  to reimburse the Master Servicer from Insurance Proceeds for Insured Expenses covered by the related Insurance Policy;
 
(v)  to pay the Master Servicer any unpaid Servicing Fees and to reimburse it for any unreimbursed Servicing Advances, provided, however, that the Master Servicer’s right to reimbursement for Servicing Advances pursuant to this subclause (v) with respect to any Mortgage Loan shall be limited to amounts received on particular Mortgage Loan(s) (including, for this purpose, Liquidation Proceeds, Insurance Proceeds, Subsequent Recoveries and purchase and repurchase proceeds) that represent late recoveries of the payments for which such Servicing Advances were made;
 
(vi)  to pay to the Seller, with respect to each Mortgage Loan or property acquired in respect thereof that has been purchased pursuant to Section 2.02, 2.03 or 3.19 of this Agreement, all amounts received thereon and not taken into account in determining the related Stated Principal Balance of such repurchased Mortgage Loan;
 
(vii)  to pay any expenses recoverable by the Master Servicer pursuant to Section 7.04 of this Agreement;
 
(viii)  to withdraw pursuant to Section 4.01 any amount deposited in the Protected Account and not required to be deposited therein; and
 
(ix)  to clear and terminate the Protected Account upon termination of this Agreement pursuant to Section 10.01 hereof.
 
In addition, no later than 10:00 a.m. Eastern time on the Distribution Account Deposit Date, the Master Servicer shall withdraw from the Protected Account and remit to the Trustee the amount of Interest Funds (without taking into account any reduction in the amount of Interest Funds attributable to the application of clause (c) of the definition thereof contained in Article I of this Agreement) and Principal Funds collected, to the extent on deposit, and the Trustee shall deposit such amount in the Distribution Account. In addition, on or before the Distribution Account Deposit Date, the Master Servicer shall remit to the Trustee for deposit in the Distribution Account any Advances or any payments of Compensating Interest required to be made by the Master Servicer with respect to the Mortgage Loans. Furthermore, on each Distribution Account Deposit Date, the Master Servicer shall remit to the Trustee all Prepayment Charges collected by the Master Servicer with respect to the Mortgage Loans during the related Prepayment Period. If the Master Servicer fails to remit any funds due by the time designated herein, the Master Servicer shall pay to the Trustee, out of its own funds, interest accrued at the prime rate as set forth in the Wall Street Journal, from and including the applicable due date, to but excluding the day such funds are paid to the Trustee.
 
The Master Servicer shall keep and maintain separate accounting, on a Mortgage Loan by Mortgage Loan basis, for the purpose of justifying any withdrawal from the Protected Account pursuant to subclauses (i), (ii), (iv), (v), (vi) and (vii) above. Prior to making any withdrawal from the Protected Account pursuant to subclause (iii), the Master Servicer shall deliver to the Trustee an Officer’s Certificate of a Servicing Officer indicating the amount of any previous Advance or Servicing Advance determined by the Master Servicer to be a Nonrecoverable Advance and identifying the related Mortgage Loan(s), and their respective portions of such Nonrecoverable Advance.
 
Section 4.03  Collection of Taxes; Assessments and Similar Items; Escrow Accounts. 
 
With respect to each Mortgage Loan, to the extent required by the related Mortgage Note, the Master Servicer shall establish and maintain one or more accounts (each, an “Escrow Account”) and deposit and retain therein all collections from the Mortgagors (or advances by the Master Servicer) for the payment of taxes, assessments, hazard insurance premiums or comparable items for the account of the Mortgagors. Nothing herein shall require the Master Servicer to compel a Mortgagor to establish an Escrow Account in violation of applicable law.
 
Withdrawals of amounts so collected from the Escrow Accounts may be made only to effect timely payment of taxes, assessments, hazard insurance premiums, condominium or PUD association dues, or comparable items, to reimburse the Master Servicer out of related collections for any payments made with respect to each Mortgage Loan pursuant to Section 3.01 (with respect to taxes and assessments and insurance premiums) and Section 3.05 (with respect to hazard insurance), to refund to any Mortgagors for any Mortgage Loans any sums as may be determined to be overages, to pay interest, if required by law or the terms of the related Mortgage or Mortgage Note, to such Mortgagors on balances in the Escrow Account or to clear and terminate the Escrow Account at the termination of this Agreement in accordance with Section 10.01 thereof. The Escrow Account shall not be a part of the Trust Fund.
 
Section 4.04  Distribution Account.
 
(a)  The Trustee shall establish and maintain in the name of the Trustee, for the benefit of the Certificateholders, the Distribution Account as a segregated trust account or accounts.
 
(b)  All amounts deposited to the Distribution Account shall be held by the Trustee in the name of the Trustee in trust for the benefit of the Certificateholders in accordance with the terms and provisions of this Agreement.
 
(c)  The Distribution Account shall constitute an Eligible Account of the Trust Fund segregated on the books of the Trustee and held by the Trustee and the Distribution Account and the funds deposited therein shall not be subject to, and shall be protected from, all claims, liens, and encumbrances of any creditors or depositors of the Trustee (whether made directly, or indirectly through a liquidator or receiver of the Trustee). The amount at any time credited to the Distribution Account may be invested in the name of the Trustee, in such Permitted Investments, or deposited in demand deposits with such depository institutions, as determined by the Trustee. All Permitted Investments shall mature or be subject to redemption or withdrawal on or before, and shall be held until, the next succeeding Distribution Date if the obligor for such Permitted Investment is the Trustee or, if such obligor is any other Person, the Business Day preceding such Distribution Date. All investment earnings on amounts on deposit in the Distribution Account or benefit from funds uninvested therein from time to time shall be for the account of the Trustee. The Trustee shall be permitted to withdraw or receive distribution of any and all investment earnings from the Distribution Account on each Distribution Date. If there is any loss on a Permitted Investment or demand deposit, the Trustee shall deposit the amount of the loss from its own funds in the Distribution Account not later than the applicable Distribution Date on which the moneys so invested are required to be distributed to the Certificateholders. With respect to the Distribution Account and the funds deposited therein, the Trustee shall take such action as may be necessary to ensure that the Certificateholders shall be entitled to the priorities afforded to such a trust account (in addition to a claim against the estate of the Trustee) as provided by 12 U.S.C. § 92a(e), and applicable regulations pursuant thereto, if applicable, or any applicable comparable state statute applicable to state chartered banking corporations.
 
Section 4.05  Permitted Withdrawals and Transfers from the Distribution Account. 
 
(a)  The Trustee will make or cause to be made such withdrawals or transfers from the Distribution Account for the following purposes:
 
(i)  to pay itself the Trustee Fee;
 
(ii)  to reimburse the Trustee, the Supplemental Interest Trust Trustee or the Swap Administrator for expenses, costs and liabilities incurred by or reimbursable to it pursuant to this Agreement;
 
(iii)  to pay investment income to the Trustee;
 
(iv)  to remove amounts deposited in error;
 
(v)  to make distributions to the Swap Administrator for payment to the Swap Provider as provided in this Agreement; and
 
(vi)  to clear and terminate the Distribution Account pursuant to Section 10.01.
 
(b)  On each Distribution Date, the Trustee shall distribute Interest Funds and Principal Funds in the Distribution Account to the Holders of the Certificates in accordance with Section 5.04.
 
Section 4.06  Class P Certificate Account. 
 
(a)  The Trustee shall establish and maintain in the name of the Trustee, for the benefit of the Class P Certificateholders, the Class P Certificate Account as a segregated trust account or accounts.
 
(b)  On the Closing Date, the Depositor will deposit, or cause to be deposited in the Class P Certificate Account, an amount equal to $100. All amounts deposited to the Class P Certificate Account shall be held by the Trustee in the name of the Trustee in trust for the benefit of the Class P Certificateholders in accordance with the terms and provisions of this Agreement. The amount on deposit in the Class P Certificate Account shall be held uninvested.
 
ARTICLE V

DISTRIBUTIONS AND ADVANCES
 
Section 5.01  Advances. 
 
The Master Servicer shall, or shall cause the related subservicer pursuant to the Subservicing Agreement to, make an Advance (other than any balloon payments) and deposit such Advance in the Protected Account. Each such Advance shall be remitted to the Distribution Account no later than 10:00 a.m. Eastern time on the Distribution Account Deposit Date in immediately available funds. The Master Servicer shall be obligated to make any such Advance only to the extent that such advance would not be a Nonrecoverable Advance. If the Master Servicer shall have determined that it has made a Nonrecoverable Advance or that a proposed Advance or a lesser portion of such Advance would constitute a Nonrecoverable Advance, the Master Servicer shall deliver (i) to the Trustee for the benefit of the Certificateholders the portion of such Advance that is not deemed Nonrecoverable, if applicable, and (ii) to the Depositor, each Rating Agency, and the Trustee an Officer’s Certificate setting forth the basis for such determination. Subject to the Master Servicer’s recoverability determination, in the event that a subservicer fails to make a required Advance, the Master Servicer shall be required to remit the amount of such Advance to the Distribution Account.
 
In lieu of making all or a portion of such Advance from its own funds, the Master Servicer may (i) cause to be made an appropriate entry in its records relating to the Protected Account that any Amount Held for Future Distributions has been used by the Master Servicer in discharge of its obligation to make any such Advance and (ii) transfer such funds from the Protected Account to the Distribution Account. Any funds so applied and transferred shall be replaced by the Master Servicer by deposit in the Distribution Account, no later than the close of business on the Business Day immediately preceding the Distribution Date on which such funds are required to be distributed pursuant to this Agreement.

Unless otherwise described in this Agreement, the Master Servicer shall discontinue making Advances with respect to any second lien Mortgage Loan that becomes 60 days Delinquent. Notwithstanding anything in this Section 5.01 to the contrary, the Master Servicer shall not be obligated to deliver an Officer’s Certificate in connection with any such discontinuation of advancing pursuant to the preceding sentence, as long as no determination shall have been made as to whether such Advances are Nonrecoverable Advances. If the Master Servicer determines that a net recovery is possible through foreclosure proceedings or other disposition of the second lien Mortgage Loan that becomes 60 days Delinquent, the Master Servicer may continue making advances on such second lien Mortgage Loan.
 
The Master Servicer shall be entitled to be reimbursed from the Protected Account for all Advances of its own funds made pursuant to this Section as provided in Section 4.02. The obligation to make Advances with respect to any Mortgage Loan shall continue until such Mortgage Loan is paid in full or the related Mortgaged Property or related REO Property has been liquidated or until the purchase or repurchase thereof (or substitution therefor) from the Trust Fund pursuant to any applicable provision of this Agreement, except as otherwise provided in this Section 5.01.
 
Subject to and in accordance with the provisions of Article VIII hereof, in the event the Master Servicer fails to make such Advance, then the Trustee, as Successor Master Servicer, or any other Successor Master Servicer appointed hereunder, shall be obligated to make such Advance, subject to the provisions of this Section 5.01. For the avoidance of doubt, if the Master Servicer discontinues making any Advances pursuant to the third paragraph of this Section 5.01, the Trustee shall not be obligated to make such Advances.
 
Section 5.02  Compensating Interest Payments. 
 
In the event that there is a Prepayment Interest Shortfall arising from a voluntary Principal Prepayment in part or in full by the Mortgagor with respect to any Mortgage Loan, the Master Servicer shall, to the extent of the Servicing Fee for such Distribution Date, deposit into the Distribution Account, as a reduction of the Servicing Fee for such Distribution Date, no later than the close of business on the Business Day immediately preceding such Distribution Date, an amount equal to such Prepayment Interest Shortfall; and in case of such deposit, the Master Servicer shall not be entitled to any recovery or reimbursement from the Depositor, the Trustee, the Seller, the Trust Fund or the Certificateholders.
 
Section 5.03  REMIC Distributions. 
 
On each Distribution Date the Trustee shall be deemed to have allocated distributions to the REMIC I Regular Interests, REMIC II Regular Interests and REMIC III Regular Interests in accordance with Section 5.07 hereof.
 
Section 5.04  Distributions. 
 
(a)  Subject to Section 3.21(c), on each Distribution Date, an amount equal to the Interest Funds and Principal Funds for each Loan Group for such Distribution Date shall be withdrawn by the Trustee from the Distribution Account and distributed in the following order of priority:
 
(1)  Interest Funds shall be distributed in the following manner and order of priority:
 
(A)  From Interest Funds in respect of:
 
(i)  
Loan Group I, to the Class I-A-1, Class I-A-2, Class I-A-3 and Class I-A-4 Certificates, the Current Interest and any Interest Carry Forward Amount for each such Class, on a pro rata basis, based on the entitlement of each such Class; and
 
(ii)  
Loan Group II, to the Class II-A Certificates, the Current Interest and any Interest Carry Forward Amount for such Class;
 
(B)  From Interest Funds in respect of:
 
(i) Loan Group I, to the Class II-A Certificates, the remaining Current Interest, if any, and the remaining Interest Carry Forward Amount, if any, for such Class; and
 
(ii) Loan Group II, to the Class I-A Certificates, the remaining Current Interest, if any, and the remaining Interest Carry Forward Amount, if any, for such Classes, pro rata based on the entitlement of each such Class; and
 
(C)  From remaining Interest Funds in respect of both Loan Groups, sequentially to the Class M-1, Class M-2, Class M-3, Class M-4, Class M-5, Class M-6, Class M-7, Class M-8, Class M-9 and Class M-10 Certificates, in that order, the Current Interest for each such Class.
 
Any Excess Spread to the extent necessary to meet a level of overcollateralization equal to the Overcollateralization Target Amount shall be the Extra Principal Distribution Amount and shall be included as part of the Principal Distribution Amount. Any Remaining Excess Spread together with any Overcollateralization Release Amount shall be applied as Excess Cashflow and distributed pursuant to clauses (4)(A) through (H) below.
 
On any Distribution Date, any Relief Act Interest Shortfalls and any Prepayment Interest Shortfalls to the extent not covered by Compensating Interest will be allocated to the Certificates as set forth in the definition of “Current Interest” herein and Section 1.02.
 
(2)  On each Distribution Date, the Principal Distribution Amount shall be distributed in the following manner and order of priority:
 
(A)  For each Distribution Date (i) prior to the Stepdown Date or (ii) on which a Trigger Event is in effect:
 
(i)  
To the Class A Certificates, the Principal Distribution Amount for such Distribution Date to be distributed as follows:
 
(1)  From the Group I Principal Distribution Amount for such Distribution Date, sequentially, to the Class I-A-1, Class I-A-2, Class I-A-3 and Class I-A-4 Certificates, in that order, in each case until the Certificate Principal Balance thereof is reduced to zero; and
 
(2)  From the Group II Principal Distribution Amount for such Distribution Date, to the Class II-A Certificates, until the Certificate Principal Balance thereof is reduced to zero; and
 
(ii)  
To the Class M-1 Certificates, from any remaining Principal Distribution Amount in respect of both Loan Groups for such Distribution Date, until the Certificate Principal Balance thereof is reduced to zero;
 
(iii)  
To the Class M-2 Certificates, from any remaining Principal Distribution Amount in respect of both Loan Groups for such Distribution Date, until the Certificate Principal Balance thereof is reduced to zero;
 
(iv)  
To the Class M-3 Certificates, from any remaining Principal Distribution Amount in respect of both Loan Groups for such Distribution Date, until the Certificate Principal Balance thereof is reduced to zero;
 
(v)  
To the Class M-4 Certificates, from any remaining Principal Distribution Amount in respect of both Loan Groups for such Distribution Date, until the Certificate Principal Balance thereof is reduced to zero;
 
(vi)  
To the Class M-5 Certificates, from any remaining Principal Distribution Amount in respect of both Loan Groups for such Distribution Date, until the Certificate Principal Balance thereof is reduced to zero;
 
(vii)  
To the Class M-6 Certificates, from any remaining Principal Distribution Amount in respect of both Loan Groups for such Distribution Date, until the Certificate Principal Balance thereof is reduced to zero;
 
(viii)  
To the Class M-7 Certificates, from any remaining Principal Distribution Amount in respect of both Loan Groups for such Distribution Date, until the Certificate Principal Balance thereof is reduced to zero;
 
(ix)  
To the Class M-8 Certificates, from any remaining Principal Distribution Amount in respect of both Loan Groups for such Distribution Date, until the Certificate Principal Balance thereof is reduced to zero;
 
(x)  
To the Class M-9 Certificates, from any remaining Principal Distribution Amount in respect of both Loan Groups for such Distribution Date, until the Certificate Principal Balance thereof is reduced to zero; and
 
(xi)  
To the Class M-10 Certificates, from any remaining Principal Distribution Amount in respect of both Loan Groups for such Distribution Date, until the Certificate Principal Balance thereof is reduced to zero.
 
(B)  For each Distribution Date on or after the Stepdown Date, so long as a Trigger Event is not in effect:
 
(i)  
To the Class A Certificates, the Principal Distribution Amount for such Distribution Date to be distributed as follows:
 
(1)  From the Group I Principal Distribution Amount for such Distribution Date, sequentially, to the Class I-A-1, Class I-A-2, Class I-A-3 and Class I-A-4 Certificates, in that order, the Class I-A Principal Distribution Amount for such Distribution Date, in each case until the Certificate Principal Balance thereof is reduced to zero; and
 
(2)  From the Group II Principal Distribution Amount for such Distribution Date, to the Class II-A Certificates, the Class II-A Principal Distribution Amount for such Distribution Date, until the Certificate Principal Balance thereof is reduced to zero;
 
(ii)  
To the Class M-1 Certificates, from any remaining Principal Distribution Amount in respect of both Loan Groups for such Distribution Date, the Class M-1 Principal Distribution Amount, until the Certificate Principal Balance thereof is reduced to zero;
 
(iii)  
To the Class M-2 Certificates, from any remaining Principal Distribution Amount in respect of both Loan Groups for such Distribution Date, the Class M-2 Principal Distribution Amount, until the Certificate Principal Balance thereof is reduced to zero;
 
(iv)  
To the Class M-3 Certificates, from any remaining Principal Distribution Amount in respect of both Loan Groups for such Distribution Date, the Class M-3 Principal Distribution Amount, until the Certificate Principal Balance thereof is reduced to zero;
 
(v)  
To the Class M-4 Certificates, from any remaining Principal Distribution Amount in respect of both Loan Groups for such Distribution Date, the Class M-4 Principal Distribution Amount, until the Certificate Principal Balance thereof is reduced to zero;
 
(vi)  
To the Class M-5 Certificates, from any remaining Principal Distribution Amount in respect of both Loan Groups for such Distribution Date, the Class M-5 Principal Distribution Amount, until the Certificate Principal Balance thereof is reduced to zero;
 
(vii)  
To the Class M-6 Certificates, from any remaining Principal Distribution Amount in respect of both Loan Groups for such Distribution Date, the Class M-6 Principal Distribution Amount, until the Certificate Principal Balance thereof is reduced to zero;
 
(viii)  
To the Class M-7 Certificates, from any remaining Principal Distribution Amount in respect of both Loan Groups for such Distribution Date, the Class M-7 Principal Distribution Amount, until the Certificate Principal Balance thereof is reduced to zero;
 
(ix)  
To the Class M-8 Certificates, from any remaining Principal Distribution Amount in respect of both Loan Groups for such Distribution Date, the Class M-8 Principal Distribution Amount, until the Certificate Principal Balance thereof is reduced to zero;
 
(x)  
To the Class M-9 Certificates, from any remaining Principal Distribution Amount in respect of both Loan Groups for such Distribution Date, the Class M-9 Principal Distribution Amount, until the Certificate Principal Balance thereof is reduced to zero; and
 
(xi)  
To the Class M-10 Certificates, from any remaining Principal Distribution Amount in respect of both Loan Groups for such Distribution Date, the Class M-10 Principal Distribution Amount, until the Certificate Principal Balance thereof is reduced to zero.
 
(3)  Notwithstanding the provisions of clauses (2)(A) and (B) above, if on any Distribution Date the Class A Certificates related to a Loan Group are no longer outstanding, the pro rata portion of the Principal Distribution Amount or the applicable Class A Principal Distribution Amount, as applicable, otherwise allocable to such Class A Certificates will be allocated to the remaining group of Class A Certificates on a pro rata basis in the same manner and order of priority described above; and
 
(4)  Any Excess Cashflow shall be distributed in the following manner and order of priority:
 
(A)  To the Class A Certificates, (a) first, any remaining Interest Carry Forward Amount for such Classes, on a pro rata basis, in accordance with the Interest Carry Forward Amount due with respect to each such Class, to the extent not fully paid pursuant to clause (1) (A) above and, with respect to the Class I-A Certificates, to the extent not fully paid pursuant to Section 3.21(d), and (b) second, any Unpaid Realized Loss Amount for such Classes for such Distribution Date, pro rata, in accordance with the Applied Realized Loss Amount allocated to each such Class;
 
(B)  From any remaining Excess Cashflow, sequentially, to the Class M-1, Class M-2, Class M-3, Class M-4, Class M-5, Class M-6, Class M-7, Class M-8, Class M-9 and Class M-10 Certificates, in that order, an amount equal to the Interest Carry Forward Amount for each such Class for such Distribution Date to the extent not fully paid pursuant to Section 3.21(d);
 
(C)  From any remaining Excess Cashflow otherwise distributable to the Class CE Interest and the Class CE Certificates, to the Reserve Fund, (i) first, to pay to the Classes of Class A Certificates, any Basis Risk Shortfall Carry Forward Amount for such Classes for such Distribution Date, on a pro rata basis, based on the amount of the Basis Risk Shortfall Carry Forward Amount for each such Class and, with respect to the Class I-A Certificates, to the extent not paid pursuant to Section 3.21(d), and to the extent such amount exceeds the amounts then on deposit in the Reserve Fund (in the case of the Class II-A Certificates, not taking into consideration any such amounts on deposit in the Reserve Fund that are  attributable to payments received from the Swap Administrator), and (ii) second, to maintain a balance in the Reserve Fund equal to the Reserve Fund Deposit;
 
(D)  From any remaining Excess Cashflow otherwise distributable to the Class CE Interest and the Class CE Certificates, to the Reserve Fund, (i) first, to pay to the Class M-1, Class M-2, Class M-3, Class M-4, Class M-5, Class M-6, Class M-7, Class M-8, Class M-9 and Class M-10 Certificates, sequentially in that order, any Basis Risk Shortfall Carry Forward Amount for each such Class for such Distribution Date, if any, in each case to the extent not paid pursuant to Section 3.21(d) and to the extent such amount exceeds the amounts then on deposit in the Reserve Fund, and (ii) second, to maintain a balance in the Reserve Fund equal to the Reserve Fund Deposit;
 
(E)  From any remaining Excess Cashflow, to the Class A Certificates, on a pro rata basis, based on the entitlement of each such Class, and then sequentially to the Class M-1, Class M-2, Class M-3, Class M-4, Class M-5, Class M-6, Class M-7, Class M-8, Class M-9 and Class M-10 Certificates, in that order, the amount of Relief Act Shortfalls and any Prepayment Interest Shortfalls allocated to such Classes of Certificates, to the extent not previously reimbursed;
 
(F)  From any remaining Excess Cashflow, to the Swap Administrator for payment to the Swap Provider, any Swap Termination Payments due to a Swap Provider Trigger Event owed by the Trust Fund (other than to the extent already paid by the Swap Administrator from any upfront payment received pursuant to any replacement interest rate swap agreement that may be entered into by the Supplemental Interest Trust Trustee);
 
(G)  From any remaining Excess Cashflow, to the Class CE Interest and Class CE Certificates, an amount equal to the Class CE Distribution Amount reduced by amounts distributed in clauses (C) and (D) above; and
 
(H)  From any remaining Excess Cashflow, to each of the Class R-1, Class R-2, Class R-3 and Class RX Certificates, based on the related REMIC in which such amounts remain.
 
On each Distribution Date, all amounts with respect to Prepayment Charges shall be distributed to the Holders of the Class P Interest and the Class P Certificates, provided that such distributions shall not be in reduction of the principal balance thereof. On the Distribution Date immediately following the expiration of the latest Prepayment Charge term as identified on the Mortgage Loan Schedule, any amount on deposit in the Class P Certificate Account will be distributed to the Holders of the Class P Interest and the Class P Certificates in reduction of the Certificate Principal Balance thereof.
 
In addition, notwithstanding the foregoing, on any Distribution Date after the Distribution Date on which the Certificate Principal Balance of a Class of Class A Certificates or Class M Certificates has been reduced to zero, that Class of Certificates will be retired and will no longer be entitled to distributions, including distributions in respect of Prepayment Interest Shortfalls or Basis Risk Shortfall Carry Forward Amounts.
 
In addition, notwithstanding the foregoing clause (a)(2), to the extent a Class IO Distribution Amount is payable from principal collections, Principal Distribution Amounts will be deemed paid to the most subordinate Class of Regular Certificates (other than the Class P Certificates), until the Certificate Principal Balance thereof has been reduced to zero, and such amount will be paid pursuant to Section 3.21(f).
 
(b)  In addition to the foregoing distributions, with respect to any Subsequent Recoveries, the Master Servicer shall deposit such funds into the Protected Account pursuant to Section 4.01(b)(iii). If, after taking into account such Subsequent Recoveries, the amount of a Realized Loss is reduced, the amount of such Subsequent Recoveries will be applied to increase the Certificate Principal Balance of the Class of Certificates with the highest payment priority to which Realized Losses have been allocated, but not by more than the amount of Realized Losses previously allocated to that Class of Certificates pursuant to Section 5.05; provided, however, to the extent that no reductions to a Certificate Principal Balance of any Class of Certificates currently exists as the result of a prior allocation of a Realized Loss, such Subsequent Recoveries will be applied as Excess Spread. The amount of any remaining Subsequent Recoveries will be applied to increase the Certificate Principal Balance of the Class of Certificates with the next highest payment priority, up to the amount of such Realized Losses previously allocated to that Class of Certificates pursuant to Section 5.05, and so on. Holders of such Certificates will not be entitled to any payment in respect of Current Interest on the amount of such increases for any Accrual Period preceding the Distribution Date on which such increase occurs. Any such increases shall be applied to the Certificate Principal Balance of each Certificate of such Class in accordance with its respective Percentage Interest.
 
(c)  Subject to Section 10.02 hereof respecting the final distribution, on each Distribution Date the Trustee shall make distributions to each Certificateholder of record on the preceding Record Date either by wire transfer in immediately available funds to the account of such Holder at a bank or other entity having appropriate facilities therefor, if such Holder has so notified the Trustee at least 5 Business Days prior to the related Record Date, or, if not, by check mailed by first class mail to such Certificateholder at the address of such Holder appearing in the Certificate Register. Notwithstanding the foregoing, but subject to Section 10.02 hereof respecting the final distribution, distributions with respect to Certificates registered in the name of a Depository shall be made to such Depository in immediately available funds.
 
(d)  On or before 5:00 p.m. Eastern time on the fifth Business Day immediately preceding each Distribution Date, the Master Servicer shall deliver a report to the Trustee in electronic form (or by such other means as the Master Servicer and the Trustee may agree from time to time) containing such data and information, as agreed to by the Master Servicer and the Trustee such as to permit the Trustee to prepare the Monthly Statement to Certificateholders and to make the required distributions for the related Distribution Date.
 
Section 5.05  Allocation of Realized Losses. 
 
(a)  All Realized Losses on the Mortgage Loans allocated to any REMIC II Regular Interest pursuant to Section 5.05(c) shall be allocated by the Trustee on each Distribution Date as follows: first, to Excess Spread through an increased distribution of the Extra Principal Distribution Amount for such Distribution Date; second, to the Class CE Interest and Class CE Certificates, until the Certificate Principal Balance or Uncertificated Principal Balance thereof, as applicable, has been reduced to zero; third, to the Class M-10 Certificates, until the Certificate Principal Balance thereof has been reduced to zero; fourth, to the Class M-9 Certificates, until the Certificate Principal Balance thereof has been reduced to zero; fifth, to the Class M-8 Certificates, until the Certificate Principal Balance thereof has been reduced to zero; sixth, to the Class M-7 Certificates, until the Certificate Principal Balance thereof has been reduced to zero; seventh, to the Class M-6 Certificates, until the Certificate Principal Balance thereof has been reduced to zero; eighth, to the Class M-5 Certificates, until the Certificate Principal Balance thereof has been reduced to zero; ninth, to the Class M-4 Certificates, until the Certificate Principal Balance thereof has been reduced to zero; tenth, to the Class M-3 Certificates, until the Certificate Principal Balance thereof has been reduced to zero; eleventh, to the Class M-2 Certificates, until the Certificate Principal Balance thereof has been reduced to zero; twelfth, to the Class M-1 Certificates, until the Certificate Principal Balance thereof has been reduced to zero; thirteenth, to the related Class or Classes of Class A Certificates, on a pro rata basis, until the Certificate Principal Balances thereof have been reduced to zero; and fourteenth, to the unrelated Class or Classes of Class A Certificates, on a pro rata basis, until the Certificate Principal Balances thereof have been reduced to zero. All Realized Losses to be allocated to the Certificate Principal Balances of all Classes on any Distribution Date shall be so allocated after the actual distributions to be made on such date as provided above. All references above to the Certificate Principal Balance of any Class of Certificates shall be to the Certificate Principal Balance of such Class immediately prior to the relevant Distribution Date, before reduction thereof by any Realized Losses, in each case to be allocated to such Class of Certificates, on such Distribution Date.
 
(b)  Any allocation of Realized Losses to a Class of Certificates or to the Class CE Interest on any Distribution Date shall be made by reducing the Certificate Principal Balance or Uncertificated Principal Balance thereof by the amount so allocated; any allocation of Realized Losses to Excess Spread shall be made by reducing the amount otherwise payable in respect of the Class CE Interest and the Class CE Certificates pursuant to clause (G) of Section 5.04(a)(4). No allocations of any Realized Losses shall be made to the Certificate Principal Balance or Uncertificated Principal Balance, as applicable, of the Class P Interest and the Class P Certificates.
 
Notwithstanding the foregoing, no such allocation of any Realized Loss shall be made on a Distribution Date to any Class of Certificates to the extent that such allocation would result in the reduction of the aggregate Certificate Principal Balance of all the Certificates as of such Distribution Date (other than the Class CE Certificates and Class P Certificates) after giving effect to all distributions and prior allocations of Realized Losses on the Mortgage Loans on such date, to an amount less than the aggregate Stated Principal Balance of all of the Mortgage Loans as of the first day of the month of such Distribution Date (such limitation, the “Loss Allocation Limitation”). In addition in no event will the Certificate Principal Balance of any Certificate be reduced more than once in respect of any particular amount both (i) allocable to such Certificate in respect of Realized Losses and (ii) payable as principal to the Holder of such Certificate from Remaining Excess Spread.
 
As used herein, an allocation of a Realized Loss on a “pro rata basis” among two or more specified Classes of Certificates means an allocation on a pro rata basis, among the various Classes so specified, to each such Class of Certificates on the basis of their then outstanding Certificate Principal Balances prior to giving effect to distributions to be made on such Distribution Date. All Realized Losses and all other losses allocated to a Class of Certificates hereunder will be allocated among the Certificates of such Class in proportion to the Percentage Interests evidenced thereby.
 
(c)  (i) All Realized Losses on the Group I Loans shall be allocated on each Distribution Date to REMIC I Regular Interest I-1-A through REMIC I Regular Interest I-60-B, starting with the lowest numerical denomination until the Uncertificated Principal Balance of each such REMIC I Regular Interest has been reduced to zero, provided that, for REMIC I Group I Regular Interests with the same numerical denomination, such Realized Losses shall be allocated on a pro rata basis between such REMIC I Regular Interests. All Realized Losses on the Group II Loans shall be allocated on each Distribution Date, first, to REMIC I Regular Interest II-1-A through REMIC I Regular Interest II-60-B, starting with the lowest numerical denomination until the Uncertificated Principal Balance of each such REMIC I Regular Interest has been reduced to zero, provided that, for REMIC I Group II Regular Interests with the same numerical denomination, such Realized Losses shall be allocated on a pro rata basis between such REMIC I Regular Interests, and second, to REMIC I Regular Interest II-A Non-Swap, until the Uncertificated Principal Balance of such REMIC I Regular Interest has been reduced to zero.
 
(ii)  The REMIC II Marker Percentage of all Realized Losses on the Mortgage Loans shall be allocated by the Trustee on each Distribution Date to the following REMIC II Regular Interests in the following specified percentages: first, to Uncertificated Accrued Interest payable to the REMIC II Regular Interest AA and REMIC II Regular Interest ZZ up to an aggregate amount equal to the REMIC II Interest Loss Allocation Amount (without duplication of shortfalls allocated pursuant to Section 1.02), 98.00% and 2.00%, respectively; second, to the Uncertificated Principal Balances of the REMIC II Regular Interest AA and REMIC II Regular Interest ZZ up to an aggregate amount equal to the REMIC II Principal Loss Allocation Amount, 98.00% and 2.00%, respectively; third, to the Uncertificated Principal Balances of REMIC II Regular Interest AA, REMIC II Regular Interest M-10 and REMIC II Regular Interest ZZ, 98.00%, 1.00% and 1.00%, respectively, until the Uncertificated Principal Balance of REMIC II Regular Interest M-10 has been reduced to zero; fourth, to the Uncertificated Principal Balances of REMIC II Regular Interest AA, REMIC II Regular Interest M-9 and REMIC II Regular Interest ZZ, 98.00%, 1.00% and 1.00%, respectively, until the Uncertificated Principal Balance of REMIC II Regular Interest M-9 has been reduced to zero; fifth, to the Uncertificated Principal Balances of REMIC II Regular Interest AA, REMIC II Regular Interest M-8 and REMIC II Regular Interest ZZ, 98.00%, 1.00% and 1.00%, respectively, until the Uncertificated Principal Balance of REMIC II Regular Interest M-8 has been reduced to zero; sixth, to the Uncertificated Principal Balances of REMIC II Regular Interest AA, REMIC II Regular Interest M-7 and REMIC II Regular Interest ZZ, 98.00%, 1.00% and 1.00%, respectively, until the Uncertificated Principal Balance of REMIC II Regular Interest M-7 has been reduced to zero; seventh, to the Uncertificated Principal Balances of REMIC II Regular Interest AA, REMIC II Regular Interest M-6 and REMIC II Regular Interest ZZ, 98.00%, 1.00% and 1.00%, respectively, until the Uncertificated Principal Balance of REMIC II Regular Interest M-6 has been reduced to zero; eighth, to the Uncertificated Principal Balances of REMIC II Regular Interest AA, REMIC II Regular Interest M-5 and REMIC II Regular Interest ZZ, 98.00%, 1.00% and 1.00%, respectively, until the Uncertificated Principal Balance of REMIC II Regular Interest M-5 has been reduced to zero; ninth, to the Uncertificated Principal Balances of REMIC II Regular Interest AA, REMIC II Regular Interest M-4 and REMIC II Regular Interest ZZ, 98.00%, 1.00% and 1.00%, respectively, until the Uncertificated Principal Balance of REMIC II Regular Interest M-4 has been reduced to zero; tenth, to the Uncertificated Principal Balances of REMIC II Regular Interest AA, REMIC II Regular Interest M-3 and REMIC II Regular Interest ZZ, 98.00%, 1.00% and 1.00%, respectively, until the Uncertificated Principal Balance of REMIC II Regular Interest M-3 has been reduced to zero; eleventh, to the Uncertificated Principal Balances of REMIC II Regular Interest AA, REMIC II Regular Interest M-2 and REMIC II Regular Interest ZZ, 98.00%, 1.00% and 1.00%, respectively, until the Uncertificated Principal Balance of REMIC II Regular Interest M-2 has been reduced to zero; twelfth, to the Uncertificated Principal Balances of REMIC II Regular Interest AA, REMIC II Regular Interest M-1 and REMIC II Regular Interest ZZ, 98.00%, 1.00% and 1.00%, respectively, until the Uncertificated Principal Balance of REMIC II Regular Interest M-1 has been reduced to zero; thirteenth, to the Uncertificated Principal Balance of REMIC II Regular Interest AA, 98.00%, to the Uncertificated Principal Balances of the related REMIC II Regular Interests I-A-1, I-A-2, I-A-3, I-A-4 and II-A, 1.00% pro rata, and to the Uncertificated Principal Balance of REMIC II Regular Interest ZZ, 1.00%, until the Uncertificated Principal Balances of such REMIC II Regular Interests I-A-1, I-A-2, I-A-3, I-A-4 and II-A have been reduced to zero; and fourteenth, to the Uncertificated Principal Balance of REMIC II Regular Interest AA, 98.00%, to the Uncertificated Principal Balances of the unrelated REMIC II Regular Interests I-A-1, I-A-2, I-A-3, I-A-4 and II-A, 1.00% pro rata, and to the Uncertificated Principal Balance of REMIC II Regular Interest ZZ, 1.00%, until the Uncertificated Principal Balances of such REMIC II Regular Interests I-A-1, I-A-2, I-A-3, I-A-4 and II-A have been reduced to zero.
 
(iii)  The REMIC II Sub WAC Allocation Percentage of all Realized Losses on the Mortgage Loans shall be allocated by the Trustee on each Distribution Date after all distributions have been made on each Distribution Date first, so as to keep the Uncertificated Principal Balance of REMIC II Regular Interest 1-Grp equal to 0.01% of the aggregate Stated Principal Balance of the Mortgage Loans in Loan Group I, the Uncertificated Principal Balance of REMIC II Regular Interest 2-Grp Swap equal to 0.01% of the Group II Subordinate Component Percentage of the aggregate Stated Principal Balance of the Mortgage Loans in Loan Group II and the Uncertificated Principal Balance of REMIC II Regular Interest 2-Grp Non-Swap equal to 0.01% of the Group II Non-Subordinate Component Percentage of the aggregate Stated Principal Balance of the Mortgage Loans in Loan Group II; second, to each REMIC II Regular Interest ending with the designation “Sub”, so that the Uncertificated Principal Balance of each such REMIC II Regular Interest is equal to 0.01% of the excess of (x) the aggregate Stated Principal Balance of the Mortgage Loans in the related Loan Group over (y) the current aggregate Certificate Principal Balance of the Class A Certificates related to such Loan Group (except that if any such excess is a larger number than in the preceding distribution period, the least amount of Realized Losses shall be applied to such REMIC II Regular Interests such that the REMIC II Subordinated Balance Ratio is maintained); and third, to REMIC II Regular Interest XX.
 
Section 5.06  Monthly Statements to Certificateholders. 
 
(a)  Not later than each Distribution Date, the Trustee shall prepare and make available to each Holder of Certificates, the Master Servicer, the Swap Provider and the Depositor a statement setting forth for the Certificates:
 
(i)  the applicable record dates, accrual periods, determination dates for calculating distributions and general Distribution Dates;
 
(ii)  the total cash flows received and the general sources thereof;
 
(iii)  the amount, if any, of fees or expenses accrued and paid, with an identification of the payee and the general purpose of such fees including the related amount of the Servicing Fees paid to or retained by the Master Servicer for the related Due Period;
 
(iv)  the amount of any Net Swap Payment payable to the Trust, any Net Swap Payment payable to the Swap Provider, any Swap Termination Payment payable to the Trust and any Swap Termination Payment payable to the Swap Provider;
 
(v)  the amount of the related distribution to Holders of the Class A Certificates and Class M Certificates (by Class) allocable to principal, separately identifying (A) the aggregate amount of any Principal Prepayments included therein, (B) the aggregate of all scheduled payments of principal included therein and (C) the Extra Principal Distribution Amount (if any);
 
(vi)  the amount of such distribution to Holders of each Class of Class A Certificates and Class M Certificates allocable to interest and the portion thereof, if any, provided by the Swap Agreement and the amount of coverage remaining under either credit enhancement;
 
(vii)  the Interest Carry Forward Amounts and any Basis Risk Shortfall Carry Forward Amounts for each Class of Certificates (if any);
 
(viii)  the Pass-Through Rate for each Class of Class A Certificates and Class M Certificates with respect to the current Accrual Period, and, if applicable, whether such Pass-Through Rate was limited by the related Net Rate Cap;
 
(ix)  the number and aggregate Stated Principal Balance of all of the Mortgage Loans for the following Distribution Date, together with updated pool composition information including the following: weighted average mortgage rate and weighted average remaining term;
 
(x)   the Certificate Principal Balance of the Class A Certificates and Class M Certificates before and after giving effect (i) to all distributions allocable to principal on such Distribution Date and (ii) the allocation of any Applied Realized Loss Amounts for such Distribution Date;
 
(xi)  the number and aggregate Stated Principal Balance of the Mortgage Loans in each Loan Group (A) Delinquent (exclusive of Mortgage Loans in foreclosure and bankruptcy) (1) 30 days Delinquent, (2) 60 days Delinquent and (3) 90 days or more Delinquent, (B) in foreclosure and delinquent (1) 30 days Delinquent, (2) 60 days Delinquent and (3) 90 days or more Delinquent and (C) in bankruptcy and delinquent (1) 30 days Delinquent, (2) 60 days Delinquent and (3) 90 days or more Delinquent, in each case as of the close of business on the last day of the calendar month preceding such Distribution Date and separately identifying such information for the (1) first lien Mortgage Loans, (2) second lien Mortgage Loans, and (3) Adjustable Rate Mortgage Loans, in each such Loan Group;
 
(xii)  the amount of aggregate Advances included in the distribution on such Distribution Date (including the general purpose of such Advances), the aggregate amount of unreimbursed Advances as of the end of the Due Period, and the general source of funds for reimbursements;
 
(xiii)  the amount, if any, of excess cashflow or excess spread and the application of such excess cashflow;
 
(xiv)  the cumulative Realized Losses through the end of the preceding month;
 
(xv)  if applicable, material modifications, extensions or waivers to Mortgage Loan terms, fees, penalties or payments during the preceding calendar month or that have become material over time;
 
(xvi)  with respect to any Mortgage Loan that was liquidated during the preceding calendar month, the aggregate Stated Principal Balance of, and Realized Loss on, such Mortgage Loans as of the close of business on the prior calendar month;
 
(xvii)  the total number and principal balance of any real estate owned or REO Properties as of the end of the related calendar month;
 
(xviii)  with respect to each loan group, material breaches of pool asset representation or warranties or transaction covenants;
 
(xix)  the three month rolling average of the percent equivalent of a fraction, the numerator of which is the aggregate Stated Principal Balance of the Mortgage Loans that are 60 days or more delinquent or are in bankruptcy or foreclosure or are REO Properties, and the denominator of which is the aggregate Stated Principal Balance of all of the Mortgage Loans and separately identifying such information for the (1) first lien Mortgage Loans, and (2) Adjustable Rate Mortgage Loans, in each case as of the end of the Prepayment Period;
 
(xx)  whether a Trigger Event exists;
 
(xxi)  the amount of the distribution made on such Distribution Date to the Holders of the Class P Certificates allocable to Prepayment Charges;
 
(xxii)  information on loss, delinquency or other tests used for determining early amortization, liquidation, stepdowns or other performance triggers and whether the trigger was met;
 
(xxiii)  the amount of the Prepayment Charges remitted by the Master Servicer and the amount on deposit in the Reserve Fund;
 
(xxiv)  updated pool composition data including the following: weighted average mortgage rate and weighted average remaining term;
 
(xxv)  information regarding any new issuance of securities backed by the same asset pool, any pool asset changes, such as additions or removals of Mortgage Loans from the Trust Fund, if applicable; and
 
(xxvi)  any material changes in the solicitation, credit-granting, underwriting, origination, acquisition or Mortgage Loan selection criteria or procedures, as applicable, used to originate, acquire or select Mortgage Loans for the Trust Fund.
 
The Depositor covenants that if there is a material change in the solicitation, credit-granting, underwriting, origination, acquisition or Mortgage Loan selection criteria or procedures, as applicable, used to originate, acquire or select Mortgage Loans for the Trust Fund that it will notify the Trustee five calendar days before each Distribution Date, and if no such notification occurs, the Trustee has no obligation to report with respect to (xxvi). The Depositor covenants to the Trustee that there will be no new issuance of securities backed by the same asset pool, so the Trustee will only be responsible in (xxv) above for reporting any pool asset changes, such as additions or removals of Mortgage Loans from the Trust Fund.
 
The Trustee may make the foregoing Monthly Statement (and, at its option, any additional files containing the same information in an alternative format) available each month to Certificateholders via the Trustee’s internet website. The Trustee’s internet website shall initially be located at “www.etrustee.net”. Assistance in using the website can be obtained by calling the Trustee at (312) 992-4855. Parties that are unable to use the above distribution options are entitled to have a paper copy mailed to them via first class mail by calling the Trustee and indicating such. The Trustee may change the way Monthly Statements are distributed in order to make such distributions more convenient or more accessible to the above parties.
 
(b)  The Trustee’s responsibility for making the above information available to the Certificateholders is limited to the availability, timeliness and accuracy of the information derived from the parties providing the information to the Trustee. The Trustee will make available a copy of each statement provided pursuant to this Section 5.06 to each Rating Agency.
 
(c)  Within a reasonable period of time after the end of each calendar year, the Trustee shall cause to be furnished upon request to each Person who at any time during the calendar year was a Certificateholder, a statement containing the information (only with respect to principal and interest) set forth in clauses (a)(v) and (a)(vi) of this Section 5.06 aggregated for such calendar year or applicable portion thereof during which such Person was a Certificateholder. Such obligation of the Trustee shall be deemed to have been satisfied to the extent that substantially comparable information shall be provided by the Trustee pursuant to any requirements of the Code as from time to time in effect.
 
(d)  Upon filing with the Internal Revenue Service, the Trustee shall furnish to the Holders of the Residual Certificates the applicable Form 1066 and each applicable Form 1066Q and shall respond promptly to written requests made not more frequently than quarterly by any Holder of a Residual Certificate with respect to the following matters:
 
(i)  The original projected principal and interest cash flows on the Closing Date on each class of Regular Interests and Residual Interests created hereunder and on the Mortgage Loans, based on the Prepayment Assumption;
 
(ii)  The projected remaining principal and interest cash flows as of the end of any calendar quarter with respect to each class of Regular Interests and Residual Interests created hereunder and the Mortgage Loans, based on the Prepayment Assumption;
 
(iii)  The applicable Prepayment Assumption and any interest rate assumptions used in determining the projected principal and interest cash flows described above;
 
(iv)  The original issue discount (or, in the case of the Mortgage Loans, market discount) or premium accrued or amortized through the end of such calendar quarter with respect to each class of Regular Interests or Residual Interests created hereunder and to the Mortgage Loans, together with each constant yield to maturity used in computing the same;
 
(v)  The treatment of Realized Losses with respect to the Mortgage Loans or the Regular Interests created hereunder, including the timing and amount of any cancellation of indebtedness income of a REMIC with respect to such Regular Interests or bad debt deductions claimed with respect to the Mortgage Loans;
 
(vi)  The amount and timing of any non-interest expenses of a REMIC; and
 
(vii)  Any taxes (including penalties and interest) imposed on the REMIC, including, without limitation, taxes on “prohibited transactions,” “contributions” or “net income from foreclosure property” or state or local income or franchise taxes.
 
The information pursuant to clauses (i), (ii), (iii) and (iv) above shall be provided by the Depositor pursuant to Section 9.12.
 
Section 5.07  REMIC Designations and REMIC Distributions. 
 
(a)  The Trustee shall elect that each of REMIC I, REMIC II, REMIC III, REMIC IV, REMIC V and REMIC VI shall be treated as a REMIC under Section 860D of the Code. Any inconsistencies or ambiguities in this Agreement or in the administration of this Agreement shall be resolved in a manner that preserves the validity of such REMIC elections. The assets of REMIC I shall include the Mortgage Loans and all interest owing in respect of and principal due thereon, the Distribution Account, the Protected Account, any REO Property, any proceeds of the foregoing and any other assets subject to this Agreement (other than the Reserve Fund, any Prepayment Charge Waiver Amounts and, for the avoidance of doubt, the Supplemental Interest Trust, the Swap Agreement, the Swap Account, the Swap Collateral Account and any rights or obligations in respect of the Swap Administration Agreement). The REMIC I Regular Interests shall constitute the assets of REMIC II. The REMIC II Regular Interests shall constitute the assets of REMIC III. The Class CE Interest shall constitute the assets of REMIC IV. The Class P Interest shall constitute the assets of REMIC V. The Class IO Interest shall constitute the assets of REMIC VI.
 
(b)  (1)On each Distribution Date, the following amounts with respect to Loan Group I, in the following order of priority, shall be distributed by REMIC I to REMIC II on account of the REMIC I Regular Interests I-1-A through I-60-B or withdrawn from the Distribution Account and distributed to the Holders of the Class R-1 Certificates, as the case may be:
 
(i)  from Interest Funds and Principal Funds for Loan Group I, in each case, determined without regard to the related clause (2)(ii) of the definitions thereof, to the holders of each of the REMIC I Regular Interests I-1-A through I-60-B, on a pro rata basis, in an amount equal to (A) the Uncertificated Accrued Interest for such REMIC I Regular Interests for such Distribution Date, plus (B) any amounts payable in respect thereof remaining unpaid from previous Distribution Dates;
 
(ii)  to the extent of Interest Funds and Principal Funds for Loan Group I, in each case, determined without regard to the related clause (2)(ii) of the definitions thereof, remaining after the distribution made pursuant to clause (i) above, to the holders of the REMIC I Regular Interests I-1-A through I-60-B, starting with the lowest numerical denomination, until the Uncertificated Principal Balance of each such REMIC I Regular Interest is reduced to zero, provided that, for REMIC I Group I Regular Interests with the same numerical denomination, such payments of principal shall be allocated on a pro rata basis between such REMIC I Regular Interests; and
 
(iii)   any remaining amount to the Holders of the Class R-1 Certificates.
 
(2)  On each Distribution Date, the following amounts with respect to Loan Group II, in the following order of priority, shall be distributed by REMIC I to REMIC II on account of the REMIC I Regular Interests II-1-A through II-60-B and REMIC I Regular Interest II-A Non-Swap or withdrawn from the Distribution Account and distributed to the Holders of the Class R-1 Certificates, as the case may be:
 
(i)  from Interest Funds and Principal Funds for Loan Group II, in each case, determined without regard to the related clause (2)(ii) of the definitions thereof, to the holders of each of the REMIC I Regular Interests II-1-A through II-60-B and REMIC I Regular Interest II-A Non-Swap, pro rata, in an amount equal to (A) the Uncertificated Accrued Interest for such REMIC I Regular Interests for such Distribution Date, plus (B) any amounts payable in respect thereof remaining unpaid from previous Distribution Dates;
 
(ii)  to the extent of Interest Funds and Principal Funds for Loan Group II, in each case, determined without regard to the related clause (2)(ii) of the definitions thereof, remaining after the distribution made pursuant to clause (i) above, first, the holders of REMIC I Regular Interest II-A Non-Swap, until the Uncertificated Principal Balance of such REMIC I Regular Interest is reduced to zero, and second, to the holders of the REMIC I Regular Interests II-1-A through II-60-B, starting with the lowest numerical denomination, until the Uncertificated Principal Balance of each such REMIC I Regular Interest is reduced to zero, provided that, for REMIC I Group II Regular Interests with the same numerical denomination, such payments of principal shall be allocated pro rata between such REMIC I Regular Interests; and
 
(iii)  any remaining amount to the Holders of the Class R-1 Certificates.
 
(3) On each Distribution Date, amounts representing Prepayment Charges on the Mortgage loans shall be deemed distributed to the holders of REMIC I Regular Interest P, provided that such amounts shall not reduce the Uncertificated Principal Balance of REMIC I Regular Interest P. On the Distribution Date immediately following the expiration of the latest Prepayment Charge term as identified on the Mortgage Loan Schedule, $100 shall be deemed distributed in respect of REMIC I Regular Interest P in reduction of the Uncertificated Principal Balance thereof.
 
(c)  (1)On each Distribution Date, the following amounts, in the following order of priority, shall be distributed by REMIC II to REMIC III on account of the REMIC II Regular Interests (other than REMIC II Regular Interest P) or withdrawn from the Distribution Account and distributed to the Holders of the Class R-2 Certificates, as the case may be:
 
(i)  from the Interest Funds and Principal Funds for both Loan Groups, in each case, determined without regard to the related clause (2)(ii) of the definitions thereof, to the holders of REMIC II Regular Interest IO, in an amount equal to (A) the Uncertificated Accrued Interest for such REMIC II Regular Interest for such Distribution Date, plus (B) any amounts in respect thereof remaining unpaid from previous Distribution Dates;
 
(ii)  to the extent of the REMIC II Marker Allocation Percentage of the Interest Funds and Principal Funds for both Loan Groups, in each case, determined without regard to the related clause (2)(ii) of the definitions thereof, remaining after the distribution pursuant to clause (i), to the holders of each REMIC II Regular Interest (other than REMIC II Regular Interests IO, 1-Sub, 1-Grp, 2-Sub, 2-Grp Swap, 2-Grp Non-Swap, XX and P), pro rata, in an amount equal to (A) the Uncertificated Accrued Interest for such REMIC II Regular Interest for such Distribution Date, plus (B) any amounts in respect thereof remaining unpaid from previous Distribution Dates. Amounts payable as Uncertificated Accrued Interest in respect of REMIC II Regular Interest ZZ shall be reduced when the REMIC II Overcollateralization Amount is less than the REMIC II Required Overcollateralization Amount, by the lesser of (x) the amount of such difference and (y) the Maximum Uncertificated Accrued Interest Deferral Amount, and such amount will be payable to the holders of each REMIC II Regular Interest for which a Class A Certificate or Class M Certificate is the Corresponding Certificate in the same proportion as the Extra Principal Distribution Amount is allocated to the Corresponding Certificates for each such REMIC II Regular Interest, and the Uncertificated Principal Balance of REMIC II Regular Interest ZZ shall be increased by such amount;
 
(iii)  to the extent of the REMIC II Sub WAC Allocation Percentage of the Interest Funds and Principal Funds for both Loan Groups, in each case, determined without regard to the related clause (2)(ii) of the definitions thereof, remaining after the distribution pursuant to clause (i), to the holders of REMIC II Regular Interest 1-Sub, REMIC II Regular Interest 1-Grp, REMIC II Regular Interest 2-Sub, REMIC II Regular Interest 2-Grp Swap, REMIC II Regular Interest 2-Grp Non-Swap and REMIC II Regular Interest XX, pro rata, an amount equal to (A) the Uncertificated Accrued Interest for such Distribution Date, plus (B) any amounts in respect thereof remaining unpaid from previous Distribution Dates;
 
(iv)  to the holders of REMIC II Regular Interests (other than REMIC II Regular Interests IO, 1-Sub, 1-Grp, 2-Sub, 2-Grp Swap, 2-Grp Non-Swap, XX and P) in an amount equal to the REMIC II Marker Allocation Percentage of the remainder of the Interest Funds and Principal Funds for both Loan Groups, in each case, determined without regard to the related clause (2)(ii) of the definitions thereof, after the distributions made pursuant to clauses (i), (ii) and (iii) above, allocated as follows:
 
(A)  98% of such remainder to the holders of REMIC II Regular Interest AA, until the Uncertificated Principal Balance of such REMIC II Regular Interest is reduced to zero;
 
(B)  2% of such remainder, first, to the holders of each REMIC II Regular Interest for which a Class A Certificate or Class M Certificate is the Corresponding Certificate, in an aggregate amount equal to 1% of and in the same proportion as principal payments are allocated to the Corresponding Certificates for each such REMIC II Regular Interest, until the Uncertificated Principal Balances of such REMIC II Regular Interests are reduced to zero; and second, to the holders of REMIC II Regular Interest ZZ, until the Uncertificated Principal Balance of such REMIC II Regular Interest is reduced to zero; and
 
(C)  any remaining amount to the Holders of the Class R-2 Certificates;
 
(v)  to the holders of REMIC II Regular Interest 1-Sub, REMIC II Regular Interest 1-Grp, REMIC II Regular Interest 2-Sub, REMIC II Regular Interest 2-Grp Swap, REMIC II Regular Interest 2-Grp Non-Swap and REMIC II Regular Interest XX, in an amount equal to the REMIC II Sub WAC Allocation Percentage of the remainder of the Interest Funds and Principal Funds for both Loan Groups, in each case, determined without regard to the related clause (2)(ii) of the definitions thereof, after the distributions made pursuant to clauses (i), (ii) and (iii) above, first, so as to keep the Uncertificated Principal Balance of REMIC II Regular Interest 1-Grp equal to 0.01% of the aggregate Stated Principal Balance of the Mortgage Loans in Loan Group I, the Uncertificated Principal Balance of REMIC II Regular Interest 2-Grp Swap equal to 0.01% of the Group II Subordinate Component Percentage of the aggregate Stated Principal Balance of the Mortgage Loans in Loan Group II and the Uncertificated Principal Balance of REMIC II Regular Interest 2-Grp Non-Swap equal to 0.01% of the Group II Non-Subordinate Component Percentage of the aggregate Stated Principal Balance of the Mortgage Loans in Loan Group II; second, to each REMIC II Regular Interest ending with the designation “Sub”, so that the Uncertificated Principal Balance of each such REMIC II Regular Interest is equal to 0.01% of the excess of (x) the aggregate Stated Principal Balance of the Mortgage Loans in the related Loan Group over (y) the current aggregate Certificate Principal Balance of the Class A Certificates related to such Loan Group (except that if any such excess is a larger number than in the preceding distribution period, the least amount of principal shall be distributed to such REMIC II Regular Interests such that the REMIC II Subordinated Balance Ratio is maintained); third, to REMIC II Regular Interest XX, until the Uncertificated Principal Balance of such REMIC II Regular Interest is reduced to zero; and fourth, any remaining amount to the Holders of the Class R-2 Certificates.
 
(2) On each Distribution Date, amounts representing Prepayment Charges on the Mortgage loans deemed distributed in respect of REMIC I Regular Interest P shall be deemed to be distributed to REMIC II Regular Interest P, provided that such amounts shall not reduce the Uncertificated Principal Balance of REMIC II Regular Interest P. On the Distribution Date immediately following the expiration of the latest Prepayment Charge term as identified on the Mortgage Loan Schedule, an amount equal to $100 deemed distributed in respect of REMIC I Regular Interest P in reduction of the Uncertificated Principal Balance thereof shall be deemed to be distributed to REMIC II Regular Interest P in reduction of the Uncertificated Principal Balance thereof.
 
(d)  On each Distribution Date, interest shall be deemed payable from REMIC III to the holders of each REMIC III Regular Interest the ownership of which is represented by the Class I-A Certificates and Class M Certificates at a pass-through rate equal to the lesser of (i) the One-Month LIBOR Pass-Through Rate for the Corresponding Certificate and (ii) the Net Rate Cap for the REMIC III Regular Interest the ownership of which is represented by the Corresponding Certificate for such Distribution Date, in each case on a principal balance equal to the Certificate Principal Balance of the Corresponding Certificate for such Distribution Date. For the avoidance of doubt, principal shall be payable to, and shortfalls, losses and prepayments shall be allocable to, the REMIC III Regular Interests the ownership of which is represented by the Class I-A Certificates and Class M Certificates as such amounts are payable and allocable to the Corresponding Certificates.
 
(e)  On each Distribution Date, an amount equal to the amounts distributed pursuant to Sections 5.04(a)(4)(C), (D) and (G) on such date shall be deemed distributed from REMIC III to REMIC IV in respect of the Class CE Distribution Amount distributable to the Class CE Interest.
 
(f)  On each Distribution Date, 100% of the amounts deemed distributed on REMIC II Regular Interest P shall be deemed distributed by REMIC III to REMIC V in respect of the Class P Interest.
 
(g)  On each Distribution Date, 100% of the amounts deemed distributed on REMIC II Regular Interest IO shall be deemed distributed by REMIC III to REMIC VI in respect of the Class IO Interest. Such amounts shall be deemed distributed by REMIC VI in respect of REMIC VI Regular Interest IO for deposit into the Supplemental Interest Trust.
 
ARTICLE VI

THE CERTIFICATES
 
Section 6.01  The Certificates. 
 
The Certificates shall be substantially in the forms attached hereto as Exhibits A-1 through A-5. The Certificates shall be issuable in registered form, in the minimum dollar denominations, integral dollar multiples in excess thereof (except that one Certificate of each Class may be issued in a different amount which must be in excess of the applicable minimum dollar denomination) and aggregate dollar denominations as set forth in the following table:
 
Class
  
Minimum Denomination
  
Integral Multiple in Excess of Minimum
  
Original Certificate Principal Balance or Notional Amount
  
I-A-1
  
$
100,000
  
$
1.00
  
$
111,917,000.00
  
I-A-2
  
$
100,000
  
$
1.00
  
$
44,830,000.00
  
I-A-3
  
$
100,000
  
$
1.00
  
$
33,919,000.00
  
I-A-4
  
$
100,000
  
$
1.00
  
$
27,232,000.00
  
II-A
  
$
100,000
  
$
1.00
  
$
70,635,000.00
  
M-1
  
$
100,000
  
$
1.00
  
$
14,861,000.00
  
M-2
  
$
100,000
  
$
1.00
  
$
14,282,000.00
  
M-3
  
$
100,000
  
$
1.00
  
$
8,685,000.00
  
M-4
  
$
100,000
  
$
1.00
  
$
7,333,000.00
  
M-5
  
$
100,000
  
$
1.00
  
$
6,948,000.00
  
M-6
  
$
100,000
  
$
1.00
  
$
6,755,000.00
  
M-7
  
$
100,000
  
$
1.00
  
$
6,562,000.00
  
M-8
  
$
100,000
  
$
1.00
  
$
5,983,000.00
  
M-9
  
$
100,000
  
$
1.00
  
$
4,825,000.00
  
M-10
  
$
100,000
  
$
1.00
  
$
4,246,000.00
  
CE
    
10
%
  
1
%
$
385,997,874.77(1
)
P
    
100
%
  
N/A
  
$
100.00
  
R-1
    
100
%
  
N/A
    
N/A
  
R-2
    
100
%
  
N/A
    
N/A
  
R-3
    
100
%
  
N/A
    
N/A
  
RX
    
100
%
  
N/A
    
N/A
  
 
(1) This is a Notional Amount.

The Certificates shall be executed by manual or facsimile signature on behalf of the Trustee by an authorized officer. Certificates bearing the manual or facsimile signatures of individuals who were, at the time when such signatures were affixed, authorized to sign on behalf of the Trustee shall bind the Trustee, notwithstanding that such individuals or any of them have ceased to be so authorized prior to the authentication and delivery of such Certificates or did not hold such offices at the date of such authentication and delivery. No Certificate shall be entitled to any benefit under this Agreement, or be valid for any purpose, unless there appears on such Certificate the countersignature of the Trustee by manual signature, and such countersignature upon any Certificate shall be conclusive evidence, and the only evidence, that such Certificate has been duly countersigned and delivered hereunder. All Certificates shall be dated the date of their countersignature. On the Closing Date, the Trustee shall authenticate the Certificates to be issued at the written direction of the Depositor, or any affiliate thereof.
 
The Depositor shall provide, or cause to be provided, to the Trustee on a continuous basis, an adequate inventory of Certificates to facilitate transfers.
 
Section 6.02  Certificate Register; Registration of Transfer and Exchange of Certificates. 
 
(a)  The Trustee shall maintain, or cause to be maintained in accordance with the provisions of Section 6.09 hereof, a Certificate Register for the Trust Fund in which, subject to the provisions of subsections (b) and (c) below and to such reasonable regulations as it may prescribe, the Trustee shall provide for the registration of Certificates and of Transfers and exchanges of Certificates as herein provided. Upon surrender for registration of Transfer of any Certificate, the Trustee shall authenticate and deliver, in the name of the designated transferee or transferees, one or more new Certificates of the same Class and of like aggregate Percentage Interest.
 
At the option of a Certificateholder, Certificates may be exchanged for other Certificates of the same Class in authorized denominations and evidencing the same aggregate Percentage Interest upon surrender of the Certificates to be exchanged at the office or agency of the Trustee. Whenever any Certificates are so surrendered for exchange, the Trustee shall execute, authenticate, and deliver the Certificates that the Certificateholder making the exchange is entitled to receive. Every Certificate presented or surrendered for registration of Transfer or exchange shall be accompanied by a written instrument of Transfer in form satisfactory to the Trustee duly executed by the Holder thereof or his attorney duly authorized in writing.
 
No service charge to the Certificateholders shall be made for any registration of Transfer or exchange of Certificates, but payment of a sum sufficient to cover any tax or governmental charge that may be imposed in connection with any Transfer or exchange of Certificates may be required.
 
All Certificates surrendered for registration of Transfer or exchange shall be canceled and subsequently destroyed by the Trustee in accordance with the Trustee’s customary procedures.
 
(b)  Subject to Section 6.07 and, in the case of any Global Certificate or Private Certificate upon the satisfaction of the conditions set forth below, upon surrender for registration of transfer of any Certificate at any office or agency of the Trustee maintained for such purpose, the Trustee shall sign, countersign and shall deliver, in the name of the designated transferee or transferees, a new Certificate of a like Class and aggregate Percentage Interest, but bearing a different number.
 
(c)  Subject to subsection 6.02(g), so long as a Global Certificate of such Class is outstanding and is held by or on behalf of the Depository, transfers of beneficial interests in such Global Certificate, or transfers by Holders of Individual Certificates of such Class to transferees that take delivery in the form of beneficial interests in the Global Certificate, may be made only in accordance with this subsection 6.02(c) and in accordance with the rules of the Depository:
 
(i)  In the case of a beneficial interest in the Global Certificate being transferred to an Institutional Accredited Investor, such transferee shall be required to take delivery in the form of an Individual Certificate or Certificates and the Trustee shall register such transfer only upon compliance with the provisions of subsection 6.02(h).
 
(ii)  In the case of a beneficial interest in a Class of Global Certificates being transferred to a transferee that takes delivery in the form of an Individual Certificate or Certificates of such Class, except as set forth in clause (i) above, the Trustee shall register such transfer only upon compliance with the provisions of subsection 6.02(h).
 
(iii)  In the case of an Individual Certificate of a Class being transferred to a transferee that takes delivery in the form of a beneficial interest in a Global Certificate of such Class, the Trustee shall register such transfer if the transferee has provided the Trustee with a Rule 144A and Related Matters Certificate or comparable evidence as to its QIB status.
 
(iv)  No restrictions shall apply with respect to the transfer or registration of transfer of a beneficial interest in the Global Certificate of a Class to a transferee that takes delivery in the form of a beneficial interest in the Global Certificate of such Class; provided that each such transferee shall be deemed to have made such representations and warranties contained in the Rule 144A and Related Matters Certificate as are sufficient to establish that it is a QIB.
 
(d)  Subject to subsection 6.02(g), an exchange of a beneficial interest in a Global Certificate of a Class for an Individual Certificate or Certificates of such Class, an exchange of an Individual Certificate or Certificates of a Class for a beneficial interest in the Global Certificate of such Class and an exchange of an Individual Certificate or Certificates of a Class for another Individual Certificate or Certificates of such Class (in each case, whether or not such exchange is made in anticipation of subsequent transfer, and, in the case of the Global Certificate of such Class, so long as such Certificate is outstanding and is held by or on behalf of the Depository) may be made only in accordance with this subsection 6.02(d) and in accordance with the rules of the Depository:
 
(i)  A Holder of a beneficial interest in a Global Certificate of a Class may at any time exchange such beneficial interest for an Individual Certificate or Certificates of such Class.
 
(ii)  A Holder of an Individual Certificate or Certificates of a Class may exchange such Certificate or Certificates for a beneficial interest in the Global Certificate of such Class if such holder furnishes to the Trustee a Rule 144A and Related Matters Certificate or comparable evidence as to its QIB status.
 
(iii)  A Holder of an Individual Certificate of a Class may exchange such Certificate for an equal aggregate principal amount of Individual Certificates of such Class in different authorized denominations without any certification.
 
(e)  (i)Upon acceptance for exchange or transfer of an Individual Certificate of a Class for a beneficial interest in a Global Certificate of such Class as provided herein, the Trustee shall cancel such Individual Certificate and shall (or shall request the Depository to) endorse on the schedule affixed to the applicable Global Certificate (or on a continuation of such schedule affixed to the Global Certificate and made a part thereof) or otherwise make in its books and records an appropriate notation evidencing the date of such exchange or transfer and an increase in the certificate balance of the Global Certificate equal to the certificate balance of such Individual Certificate exchanged or transferred therefor.
 
(ii)  Upon acceptance for exchange or transfer of a beneficial interest in a Global Certificate of a Class for an Individual Certificate of such Class as provided herein, the Trustee shall (or shall request the Depository to) endorse on the schedule affixed to such Global Certificate (or on a continuation of such schedule affixed to such Global Certificate and made a part thereof) or otherwise make in its books and records an appropriate notation evidencing the date of such exchange or transfer and a decrease in the certificate balance of such Global Certificate equal to the certificate balance of such Individual Certificate issued in exchange therefor or upon transfer thereof.
 
(f)  Any Individual Certificate issued in exchange for or upon transfer of another Individual Certificate or of a beneficial interest in a Global Certificate shall bear the applicable legends set forth in Exhibit A-2.
 
(g)  Subject to the restrictions on transfer and exchange set forth in this Section 6.02, the Holder of any Individual Certificate may transfer or exchange the same in whole or in part (in an initial certificate balance equal to the minimum authorized denomination set forth in Section 6.01 above or any integral multiple of $1.00 in excess thereof) by surrendering such Certificate at the Corporate Trust Office, or at the office of any transfer agent, together with an executed instrument of assignment and transfer satisfactory in form and substance to the Trustee in the case of transfer and a written request for exchange in the case of exchange. The Holder of a beneficial interest in a Global Certificate may, subject to the rules and procedures of the Depository, cause the Depository (or its nominee) to notify the Trustee in writing of a request for transfer or exchange of such beneficial interest for an Individual Certificate or Certificates. Following a proper request for transfer or exchange, the Trustee shall, within a reasonable period of time of such request made at the Corporate Trust Office, sign, countersign and deliver at the Corporate Trust Office, to the transferee (in the case of transfer) or Holder (in the case of exchange) or send by first class mail at the risk of the transferee (in the case of transfer) or Holder (in the case of exchange) to such address as the transferee or Holder, as applicable, may request, an Individual Certificate or Certificates, as the case may require, for a like aggregate Percentage Interest and in such authorized denomination or denominations as may be requested. The presentation for transfer or exchange of any Individual Certificate shall not be valid unless made at the Corporate Trust Office by the registered Holder in person, or by a duly authorized attorney-in-fact.
 
(h)  No Transfer of a Private Certificate shall be made unless such Transfer is made pursuant to an effective registration statement under the Securities Act and any applicable state securities laws or is exempt from the registration requirements under the Securities Act and such state securities laws. In the event that a Transfer is to be made in reliance upon an exemption from the Securities Act and such laws, in order to assure compliance with the Securities Act and such laws, the Certificateholder desiring to effect such Transfer and such Certificateholder’s prospective transferee shall each certify to the Trustee in writing the facts surrounding the Transfer by (x)(i) the delivery to the Trustee by the Certificateholder desiring to effect such transfer of a certificate substantially in the form set forth in Exhibit D (the “Transferor Certificate”) and (ii) the delivery by the Certificateholder’s prospective transferee of (A) a letter in substantially the form of Exhibit E (the “Investment Letter”) if the prospective transferee is an Institutional Accredited Investor or (B) a letter in substantially the form of Exhibit F (the “Rule 144A and Related Matters Certificate”) if the prospective transferee is a QIB or (y) there shall be delivered to the Trustee an Opinion of Counsel addressed to the Trustee that such Transfer may be made pursuant to an exemption from the Securities Act, which Opinion of Counsel shall not be an expense of the Depositor, the Mortgage Loan Sellers, the Master Servicer or the Trustee; provided, however, that such representation letters will not be required in connection with any transfer of any such Certificate by the Depositor to an affiliate of the Depositor and the Trustee and the Trustee shall be entitled to conclusively rely upon a representation (which, upon the request of the Trustee, shall be a written representation) from the Depositor of the status of such transferee as an affiliate of the Depositor. Notwithstanding the provisions of the immediately preceding sentence, no restrictions shall apply with respect to the transfer or registration of transfer of a beneficial interest in any Certificate that is a Global Certificate of a Class to a transferee that takes delivery in the form of a beneficial interest in the Global Certificate of such Class provided that each such transferee shall be deemed to have made such representations and warranties contained in the Rule 144A and Related Matters Certificate as are sufficient to establish that it is a QIB. The Depositor shall provide to any Holder of a Private Certificate and any prospective transferee designated by any such Holder, information regarding the related Certificates and the Mortgage Loans and such other information as shall be necessary to satisfy the condition to eligibility set forth in Rule 144A(d)(4) for Transfer of any such Certificate without registration thereof under the Securities Act pursuant to the registration exemption provided by Rule 144A. The Trustee and the Master Servicer shall cooperate with the Depositor in providing the Rule 144A information referenced in the preceding sentence, including providing to the Depositor such information regarding the Certificates, the Mortgage Loans and other matters regarding the Trust Fund as the Depositor shall reasonably request to meet its obligation under the preceding sentence. Each Holder of a Private Certificate desiring to effect such Transfer shall, and does hereby agree to, indemnify the Trustee, the Depositor, the Mortgage Loan Sellers and the Master Servicer against any liability that may result if the Transfer is not so exempt or is not made in accordance with such federal and state laws.
 
No transfer of any Class CE Certificate shall be made unless the proposed transferee of such Class CE Certificate (1) provides to the Trustee the appropriate tax certification form that would eliminate any withholding or deduction for taxes from amounts payable by the Swap Provider, pursuant to the Swap Agreement, to the Swap Administrator on behalf of the Supplemental Interest Trust (i.e., IRS Form W-9 or IRS Form W-8BEN, W-8IMY, W-8EXP or W-8ECI, as applicable (or any successor form thereto), together with any applicable attachments) and (2) agrees to update such form (a) upon expiration of any such form, (b) as required under then applicable U.S. Treasury regulations and (c) promptly upon learning that such form has become obsolete or incorrect, each as a condition to such transfer. In addition, no transfer of any Class CE Certificate shall be made if such transfer would cause the Supplemental Interest Trust to be beneficially owned by two or more persons for federal income tax purposes, or continue to be so treated, unless (i) each proposed transferee of such Class CE Certificate complies with the foregoing conditions, and (ii) the proposed majority holder of the Class CE Certificates (or each holder, if there is or would be no majority holder) (A) provides, or causes to be provided, on behalf of the Supplemental Interest Trust, if applicable, to the Trustee, the appropriate tax certification form that would be required from the Supplemental Interest Trust to eliminate any withholding or deduction for taxes from amounts payable by the Swap Provider, pursuant to the Swap Agreement, to the Swap Administrator on behalf of the Supplemental Interest Trust (i.e., IRS Form W-9 or IRS Form W-8BEN, W-8IMY, W-8EXP or W-8ECI, as applicable (or any successor form thereto), together with any applicable attachments) and (B) agrees to update such form (x) upon expiration of any such form, (y) as required under then applicable U.S. Treasury regulations and (z) promptly upon learning that such form has become obsolete or incorrect. If, under applicable U.S. Treasury regulations, such tax certification form may only be signed by a trustee acting on behalf of the Supplemental Interest Trust, then the Supplemental Interest Trust Trustee shall sign such certification form if so requested by a holder of the Class CE Certificates. Upon receipt of any tax certification form pursuant to the conditions set forth in this paragraph from a holder of any Class CE Certificate, the Trustee shall forward such tax certification form to the Supplemental Interest Trust Trustee. The Supplemental Interest Trust Trustee shall forward such tax certification form provided to it to the Swap Provider. Each holder of a Class CE Certificate and each transferee thereof shall be deemed to have consented to the Supplemental Interest Trust Trustee forwarding to the Swap Provider any tax certification form it has provided and updated in accordance with these transfer restrictions. Any purported sales or transfers of any Class CE Certificate to a transferee which does not comply with the requirements of this paragraph shall be deemed null and void under this Agreement.

Prior to the termination of the Supplemental Interest Trust, each beneficial owner of a Class A Certificate or Class M Certificate (other than a Class M-10 Certificate) or any interest therein, shall be deemed to have represented by virtue of its acquisition or holding of the Offered Certificate, or interest therein that either (i) such transferee is not an employee benefit plan subject to Section 406 of ERISA or a plan subject to Section 4975 of the Code (either a “Plan”), or a Person acting on behalf of a Plan or using the assets of a Plan, or (ii) the transferee provides a representation, or is deemed to represent in the case of the Global Certificate that (A) such plan is an accredited investor within the meaning of the Exemption and (B) the proposed transfer or holding of such Certificate and the separate right to receive payments from the Supplemental Interest Trust are eligible for exemptive relief under Prohibited Transaction Class Exemption (“PTCE”) 84-14, PTCE 91-38, PTCE 90-1, PTCE 95-60 or PTCE 96-23.
 
Subsequent to the termination of the Supplemental Interest Trust, each beneficial owner of a Class M Certificate (other than a Class M-10 Certificate) or any interest therein shall be deemed to have represented, by virtue of its acquisition or holding of that certificate or interest therein, that either (a)(i) it is not a Plan or investing with “Plan Assets”, (ii) it has acquired and is holding such certificate in reliance on the Exemption, and that it understands that there are certain conditions to the availability of the Exemption, including that the certificate must be rated, at the time of purchase, not lower than “BBB-” (or its equivalent) by S&P, Fitch or Moody’s, and the certificate is so rated or (iii) (1) it is an insurance company, (2) the source of funds used to acquire or hold the certificate or interest therein is an “insurance company general account,” as such term is defined in PTCE 95-60, and (3) the conditions in Sections I and III of PTCE 95-60 have been satisfied.
 
Neither the Trustee nor the Master Servicer will be required to monitor, determine or inquire as to compliance with the transfer restrictions with respect to the Global Certificates. Any attempted or purported transfer of any Certificate in violation of the provisions of this Section 6.02 shall be void ab initio and such Certificate shall be considered to have been held continuously by the prior permitted Certificateholder. Any transferor of any Certificate in violation of such provisions, shall indemnify and hold harmless the Trustee and the Master Servicer from and against any and all liabilities, claims, costs or expenses incurred by the Trustee or the Master Servicer as a result of such attempted or purported transfer. Neither the Trustee nor the Master Servicer shall have any liability for transfer of any such Global Certificates in or through book-entry facilities of any Depository or between or among Depository Participants or Certificate Owners made in violation of the transfer restrictions set forth herein. Neither the Trustee nor the Master Servicer shall be required to monitor, determine or inquire as to compliance with the transfer restrictions with respect to any ERISA Restricted Certificate that is a Book-Entry Certificate, and neither the Trustee nor the Master Servicer shall have any liability for transfers of any such Book-Entry Certificates made through the book-entry facilities of any Depository or between or among participants of the Depository or Certificate Owners made in violation of the transfer restrictions set forth herein. Neither the Trustee nor the Master Servicer shall be under any liability to any Person for any registration or transfer of any ERISA Restricted Certificate that is in fact not permitted by this Section 6.02(h) or for making any payments due on such Certificate to the Holder thereof or taking any other action with respect to such Holder under the provisions of this Agreement. The Trustee shall be entitled, but not obligated, to recover from any Holder of any ERISA Restricted Certificate that was in fact a Plan or a Person acting on behalf of a Plan at the time it became a Holder or, at such subsequent time as it became a Plan or Person acting on behalf of a Plan, all payments made on such ERISA Restricted Certificate at and after either such time. Any such payments so recovered by the Trustee shall be paid and delivered by the Trustee to the last preceding Holder of such Certificate that is not a Plan or Person acting on behalf of a Plan.
 
No Transfer of a Class M-10, Class CE, Class P or Residual Certificate shall be made unless either (i) the transferee of such Certificate provides a representation, or is deemed to represent in the case of a Global Certificate, to the Trustee and the Master Servicer acceptable to and in form and substance satisfactory to the Trustee and the Master Servicer, to the effect that such transferee is not a Plan, or a Person acting on behalf of a Plan or using the assets of a Plan, or (ii) in the case of any such Certificate presented for registration in the name of a Plan, or a trustee of a Plan or any other person acting on behalf of a Plan, the Trustee shall have received an Opinion of Counsel for the benefit of the Trustee and the Master Servicer and on which they may rely, satisfactory to the Trustee, to the effect that the purchase and holding of such Certificate are permissible under applicable law, will not result in any prohibited transactions under ERISA or Section 4975 of the Code and will not subject the Trustee, the Master Servicer or the Depositor to any obligation in addition to those expressly undertaken in this Agreement, which Opinion of Counsel shall not be an expense of the Trustee, the Master Servicer or the Depositor, or (iii) in the case of a Class M-10 Certificate, the transferee provides a representation, or is deemed to represent in the case of the Global Certificate, or an Opinion of Counsel to the effect that the proposed transfer or holding of such Class M-10 Certificate and the servicing, management and operation of the Trust and its assets: (I) will not result in any prohibited transaction which is not covered under an individual or class prohibited transaction exemption including but not limited to PTCE 84-14, PTCE 91-38, PTCE 90-1, PTCE 95-60 or PTCE 96-23 and (II) will not give rise to any obligation on the part of the Depositor, the Master Servicer or the Trustee in addition to those expressly undertaken in this Agreement. Neither the Trustee nor the Master Servicer shall be required to monitor, determine or inquire as to compliance with the transfer restrictions with respect to any Private Certificate that is a Book-Entry Certificate, and neither the Trustee nor the Master Servicer shall have any liability for transfers of any such Book-Entry Certificates made through the book-entry facilities of any Depository or between or among participants of the Depository or Certificate Owners made in violation of the transfer restrictions set forth herein. Neither the Trustee nor the Master Servicer shall be under any liability to any Person for any registration of transfer of any Private Certificate that is in fact not permitted by this Section 6.02(h) or for making any payments due on such Certificate to the Holder thereof or taking any other action with respect to such Holder under the provisions of this Agreement. The Trustee shall be entitled, but not obligated, to recover from any Holder of any Private Certificate that was in fact a Plan or a Person acting on behalf of a Plan at the time it became a Holder or, at such subsequent time as it became a Plan or Person acting on behalf of a Plan, all payments made on such Private Certificate at and after either such time. Any such payments so recovered by the Trustee shall be paid and delivered by the Trustee to the last preceding Holder of such Certificate that is not a Plan or Person acting on behalf of a Plan.
 
(i)  Each Person who has or who acquires any Ownership Interest in a Residual Certificate shall be deemed by the acceptance or acquisition of such Ownership Interest to have agreed to be bound by the following provisions, and the rights of each Person acquiring any Ownership Interest in a Residual Certificate are expressly subject to the following provisions:
 
(i)  Each Person holding or acquiring any Ownership Interest in a Residual Certificate shall be a Permitted Transferee and shall promptly notify the Trustee of any change or impending change in its status as a Permitted Transferee.
 
(ii)  No Ownership Interest in a Residual Certificate may be registered on the Closing Date or thereafter transferred, and the Trustee shall not register the Transfer of any Residual Certificate unless, in addition to the certificates required to be delivered to the Trustee under subsection (b) above, the Trustee shall have been furnished with an affidavit and agreement of the initial owner or the proposed transferee in the form attached hereto as Exhibit C (a “Transferee Affidavit”) and an affidavit of the transferor in the form attached hereto as Exhibit S (a “Transferor Affidavit”).
 
(iii)  Each Person holding or acquiring any Ownership Interest in a Residual Certificate shall agree (A) to obtain a Transferee Affidavit from any other Person to whom such Person attempts to Transfer its Ownership Interest in a Residual Certificate, (B) to obtain a Transferee Affidavit from any Person for whom such Person is acting as nominee, trustee or agent in connection with any Transfer of a Residual Certificate (C) not to Transfer its Ownership Interest in a Residual Certificate or to cause the Transfer of an Ownership Interest in a Residual Certificate to any other Person if it has actual knowledge that such Person is not a Permitted Transferee and (D) to provide to the Trustee and the Depositor with a Transferor Affidavit.
 
(iv)  Any attempted or purported Transfer of any Ownership Interest in a Residual Certificate in violation of the provisions of this Section 6.02(i) shall be absolutely null and void and shall vest no rights in the purported transferee. If any purported transferee shall become a Holder of a Residual Certificate in violation of the provisions of this Section 6.02(i), then the last preceding Permitted Transferee shall be restored to all rights as Holder thereof retroactive to the date of registration of Transfer of such Residual Certificate. The Trustee shall be under no liability to any Person for any registration of Transfer of a Residual Certificate that is in fact not permitted by Section 6.02(h) and this Section 6.02(i) or for making any payments due on such Certificate to the Holder thereof or taking any other action with respect to such Holder under the provisions of this Agreement so long as the Transfer was registered after receipt of the related Transferee Affidavit and Transferor Affidavit. The Trustee shall be entitled but not obligated to recover from any Holder of a Residual Certificate that was in fact not a Permitted Transferee at the time it became a Holder or, at such subsequent time as it became other than a Permitted Transferee, all payments made on such Residual Certificate at and after either such time. Any such payments so recovered by the Trustee shall be paid and delivered by the Trustee to the last preceding Permitted Transferee of such Certificate.
 
(v)  The Master Servicer shall make available within 60 days of written request from the Trustee, all information necessary to compute any tax imposed under Section 860E(e) of the Code as a result of a Transfer of an Ownership Interest in a Residual Certificate to any Holder who is not a Permitted Transferee.
 
The restrictions on Transfers of a Residual Certificate set forth in this Section 6.02(i) shall cease to apply (and the applicable portions of the legend on a Residual Certificate may be deleted) with respect to Transfers occurring after delivery to the Trustee of an Opinion of Counsel addressed to the Trustee, which Opinion of Counsel shall not be an expense of the Trustee, the Mortgage Loan Sellers or the Master Servicer to the effect that the elimination of such restrictions, or any Transfer allowed by the elimination of such restrictions, will not cause REMIC I, REMIC II, REMIC III, REMIC IV, REMIC V or REMIC VI, as applicable, to fail to qualify as a REMIC at any time that the Certificates are outstanding or result in the imposition of any tax on the Trust Fund, a Certificateholder or another Person. Each Person holding or acquiring any Ownership Interest in a Residual Certificate hereby consents to any amendment of this Agreement that, based on an Opinion of Counsel addressed to the Trustee and furnished to the Trustee, is reasonably necessary (a) to ensure that the record ownership of, or any beneficial interest in, a Residual Certificate is not transferred, directly or indirectly, to a Person that is not a Permitted Transferee and (b) to provide for a means to compel the Transfer of a Residual Certificate that is held by a Person that is not a Permitted Transferee to a Holder that is a Permitted Transferee.
 
(j)  The preparation and delivery of all certificates and opinions referred to above in this Section 6.02 shall not be an expense of the Trust Fund, the Trustee, the Depositor, the Mortgage Loan Sellers or the Master Servicer.
 
Section 6.03  Mutilated, Destroyed, Lost or Stolen Certificates. 
 
If (a) any mutilated Certificate is surrendered to the Trustee, or the Trustee receives evidence to its satisfaction of the destruction, loss or theft of any Certificate and of the ownership thereof and (b) there is delivered to the Trustee such security or indemnity as may be required by them to save each of them harmless, then, in the absence of notice to the Trustee that such Certificate has been acquired by a bona fide purchaser, the Trustee shall execute, authenticate and deliver, in exchange for or in lieu of any such mutilated, destroyed, lost or stolen Certificate, a new Certificate of like Class, tenor and Percentage Interest. In connection with the issuance of any new Certificate under this Section 6.03, the Trustee may require the payment of a sum sufficient to cover any tax or other governmental charge that may be imposed in relation thereto and any other expenses (including the fees and expenses of the Trustee) connected therewith. Any replacement Certificate issued pursuant to this Section 6.03 shall constitute complete and indefeasible evidence of ownership in the Trust Fund, as if originally issued, whether or not the lost, stolen or destroyed Certificate shall be found at any time. All Certificates surrendered to the Trustee under the terms of this Section 6.03 shall be canceled and destroyed by the Trustee in accordance with its standard procedures without liability on its part.
 
Section 6.04  Persons Deemed Owners. 
 
The Trustee and any agent of the Trustee may treat the person in whose name any Certificate is registered as the owner of such Certificate for the purpose of receiving distributions as provided in this Agreement and for all other purposes whatsoever, and neither the Trustee nor any agent of the Trustee shall be affected by any notice to the contrary.
 
Section 6.05  Access to List of Certificateholders’ Names and Addresses. 
 
If three or more Certificateholders (a) request such information in writing from the Trustee, (b) state that such Certificateholders desire to communicate with other Certificateholders with respect to their rights under this Agreement or under the Certificates, and (c) provide a copy of the communication that such Certificateholders propose to transmit or if the Depositor or the Master Servicer shall request such information in writing from the Trustee, then the Trustee shall, within ten Business Days after the receipt of such request, provide the Depositor, the Master Servicer or such Certificateholders at such recipients’ expense the most recent list of the Certificateholders of the Trust Fund held by the Trustee, if any. The Depositor and every Certificateholder, by receiving and holding a Certificate, agree that the Trustee shall not be held accountable by reason of the disclosure of any such information as to the list of the Certificateholders hereunder, regardless of the source from which such information was derived.
 
Section 6.06  Book-Entry Certificates. 
 
The Regular Certificates (other than the Class CE Certificates and Class P Certificates), upon original issuance, shall be issued in the form of one or more typewritten Certificates representing the Book-Entry Certificates, to be delivered to the Depository by or on behalf of the Depositor. Such Certificates shall initially be registered on the Certificate Register in the name of the Depository or its nominee, and no Certificate Owner of such Certificates will receive a definitive certificate representing such Certificate Owner’s interest in such Certificates, except as provided in Section 6.08. Unless and until definitive, fully registered Certificates (“Definitive Certificates”) have been issued to the Certificate Owners of such Certificates pursuant to Section 6.08:
 
(a)  the provisions of this Section shall be in full force and effect;
 
(b)  the Depositor and the Trustee may deal with the Depository and the Depository Participants for all purposes (including the making of distributions) as the authorized representative of the respective Certificate Owners of such Certificates;
 
(c)  registration of the Book-Entry Certificates may not be transferred by the Trustee except to another Depository;
 
(d)  the rights of the respective Certificate Owners of such Certificates shall be exercised only through the Depository and the Depository Participants and shall be limited to those established by law and agreements between the Owners of such Certificates and the Depository and/or the Depository Participants. Pursuant to the Depository Agreement, unless and until Definitive Certificates are issued pursuant to Section 6.08, the Depository will make book-entry transfers among the Depository Participants and receive and transmit distributions of principal and interest on the related Certificates to such Depository Participants;
 
(e)  the Depository may collect its usual and customary fees, charges and expenses from its Depository Participants;
 
(f)  the Trustee may rely and shall be fully protected in relying upon information furnished by the Depository with respect to its Depository Participants; and
 
(g)  to the extent that the provisions of this Section conflict with any other provisions of this Agreement, the provisions of this Section shall control.
 
For purposes of any provision of this Agreement requiring or permitting actions with the consent of, or at the direction of, Certificateholders evidencing a specified percentage of the aggregate unpaid principal amount of any Class of Certificates, such direction or consent may be given by Certificate Owners (acting through the Depository and the Depository Participants) owning Book-Entry Certificates evidencing the requisite percentage of principal amount of such Class of Certificates.
 
The Private Certificates (other than the Class M-10 Certificates) shall initially be held in fully registered certificated form. If at any time the Holders of all of the Certificates of one or more such Classes request that the Trustee cause such Class to become Global Certificates, the Depositor (with the assistance of the Trustee) will take such action as may be reasonably required to cause the Depository to accept such Class or Classes for trading if it may legally be so traded. If at anytime there are to be Global Certificates, the Global Certificates shall be delivered to the Depository by the Depositor or deposited with the Trustee as custodian for the Depository.
 
All transfers by Certificate Owners of such respective Classes of Book-Entry Certificates and any Global Certificates shall be made in accordance with the procedures established by the Depository Participant or brokerage firm representing such Certificate Owners. Each Depository Participant shall only transfer Book-Entry Certificates of Certificate Owners it represents or of brokerage firms for which it acts as agent in accordance with the Depository’s normal procedures.
 
Section 6.07  Notices to Depository. 
 
Whenever any notice or other communication is required to be given to Certificateholders of a Class with respect to which Book-Entry Certificates have been issued, unless and until Definitive Certificates shall have been issued to the related Certificate Owners, the Trustee shall give all such notices and communications to the Depository.
 
Section 6.08  Definitive Certificates. 
 
If, after Book-Entry Certificates have been issued with respect to any Certificates, (a) the Depositor or the Depository advises the Trustee that the Depository is no longer willing or able to discharge properly its responsibilities under the Depository Agreement with respect to such Certificates and the Depositor is unable to locate a qualified successor or (b) the Depositor, with the consent of Depository Participants, advises the Trustee that it elects to terminate the book-entry system with respect to such Certificates through the Depository, then the Trustee shall notify all Certificate Owners of such Certificates, through the Depository, of the occurrence of any such event and of the availability of Definitive Certificates to applicable Certificate Owners requesting the same. The Depositor shall provide the Trustee with an adequate inventory of certificates to facilitate the issuance and transfer of Definitive Certificates. Upon surrender to the Trustee of any such Certificates by the Depository, accompanied by registration instructions from the Depository for registration, the Trustee shall countersign and deliver such Definitive Certificates. Neither the Depositor nor the Trustee shall be liable for any delay in delivery of such instructions and each may conclusively rely on, and shall be protected in relying on, such instructions.
 
In addition, if an Event of Default has occurred and is continuing, each Certificate Owner materially adversely affected thereby may at its option request a Definitive Certificate evidencing such Certificate Owner’s Voting Rights in the related Class of Certificates. In order to make such request, such Certificate Owner shall, subject to the rules and procedures of the Depository, provide the Depository or the related Depository Participant with directions for the Trustee to exchange or cause the exchange of the Certificate Owner’s interest in such Class of Certificates for an equivalent Voting Right in fully registered definitive form. Upon receipt by the Trustee of instructions from the Depository directing the Trustee to effect such exchange (such instructions to contain information regarding the Class of Certificates and the Certificate Principal Balance being exchanged, the Depository Participant account to be debited with the decrease, the registered Holder of and delivery instructions for the definitive Certificate, and any other information reasonably required by the Trustee), (i) the Trustee shall instruct the Depository to reduce the related Depository Participant’s account by the aggregate Certificate Principal Balance of the definitive Certificate, (ii) the Trustee shall execute, authenticate and deliver, in accordance with the registration and delivery instructions provided by the Depository, a definitive Certificate evidencing such Certificate Owner’s Voting Rights in such Class of Certificates and (iii) the Trustee shall execute and authenticate a new Book-Entry Certificate reflecting the reduction in the Certificate Principal Balance of such Class of Certificates by the amount of the definitive Certificates.
 
Section 6.09  Maintenance of Office or Agency. 
 
The Trustee will maintain or cause to be maintained at its expense an office or offices or agency or agencies at the Corporate Trust Office where Certificates may be surrendered for registration of transfer or exchange. The Trustee initially designates its Corporate Trust Office, as the office for such purposes. The Trustee will give prompt written notice to the Certificateholders of any change in such location of any such office or agency.
 
ARTICLE VII

THE DEPOSITOR AND THE MASTER SERVICER
 
Section 7.01  Liabilities of the Depositor and the Master Servicer. 
 
Each of the Depositor, and the Master Servicer shall be liable in accordance herewith only to the extent of the obligations specifically imposed upon and undertaken by it herein.
 
Section 7.02  Merger or Consolidation of the Depositor or the Master Servicer. 
 
(a)  Each of the Depositor and the Master Servicer will keep in full force and effect its existence, rights and franchises as a corporation under the laws of the state of its incorporation, and will obtain and preserve its qualification to do business as a foreign corporation in each jurisdiction in which such qualification is or shall be necessary to protect the validity and enforceability of this Agreement, the Certificates or any of the Mortgage Loans and to perform its duties under this Agreement.
 
(b)  Any Person into which the Depositor or the Master Servicer may be merged or consolidated, or any corporation resulting from any merger or consolidation to which the Depositor or the Master Servicer shall be a party, or any Person succeeding to the business of the Depositor or the Master Servicer, shall be the successor of the Depositor or the Master Servicer hereunder, without the execution or filing of any paper or further act on the part of any of the parties hereto, anything herein to the contrary notwithstanding.
 
Section 7.03  Indemnification of the Trustee and the Master Servicer. 
 
(a)  The Master Servicer agrees to indemnify the Indemnified Persons including LaSalle Bank National Association as Trustee and in its individual capacity only to the extent of its performance of its duties hereunder, and to hold them harmless against, any loss, liability or expense (including reasonable legal fees and disbursements of counsel) incurred on their part that may be sustained in connection with, arising out of, or relating to, any claim or legal action (including any pending or threatened claim or legal action) relating to this Agreement, including any powers of attorney delivered pursuant to this Agreement, the Custodial Agreement or the Certificates (i) related to the Master Servicer’s failure to perform its duties in compliance with this Agreement (except as any such loss, liability or expense shall be otherwise reimbursable pursuant to this Agreement) or (ii) incurred by reason of the Master Servicer’s willful misfeasance, bad faith or gross negligence in the performance of duties hereunder or by reason of reckless disregard of obligations and duties hereunder, provided, in each case, that with respect to any such claim or legal action (or pending or threatened claim or legal action), the Trustee shall have given the Master Servicer and the Seller written notice thereof promptly after the Trustee shall have with respect to such claim or legal action knowledge thereof; provided, however that the failure to give such notice shall not relieve the Master Servicer of its indemnification obligations hereunder. This indemnity shall survive the resignation or removal of the Trustee or Master Servicer and the termination of this Agreement.
 
(b)  The Seller will indemnify any Indemnified Person including LaSalle Bank National Association as Trustee and in its individual capacity only to the extent of its performance of its duties hereunder for any loss, liability or expense of any Indemnified Person not otherwise paid or covered pursuant to subsection (a) above.
 
Section 7.04  Limitations on Liability of the Depositor, the Master Servicer and Others. Subject to the obligation of the Master Servicer to indemnify the Indemnified Persons pursuant to Section 7.03:
 
(a)  Neither the Depositor, the Master Servicer nor any of the directors, officers, employees or agents of the Depositor and the Master Servicer shall be under any liability to the Indemnified Persons, the Trust Fund or the Certificateholders for taking any action or for refraining from taking any action in good faith pursuant to this Agreement, or for errors in judgment; provided, however, that this provision shall not protect the Depositor, the Master Servicer or any such Person against any breach of warranties or representations made herein or any liability which would otherwise be imposed by reason of such Person’s willful misfeasance, bad faith or gross negligence in the performance of duties or by reason of reckless disregard of obligations and duties hereunder.
 
(b)  The Depositor, the Master Servicer and any director, officer, employee or agent of the Depositor and the Master Servicer may rely in good faith on any document of any kind prima facie properly executed and submitted by any Person respecting any matters arising hereunder.
 
(c)  The Depositor, the Master Servicer, LaSalle Bank National Association as Trustee and in its individual capacity only to the extent of its performance of its duties hereunder, the Custodian and any director, officer, employee or agent of the Depositor, the Master Servicer, the Trustee, the Custodian shall be indemnified by the Trust and held harmless thereby against any loss, liability or expense (including reasonable legal fees and disbursements of counsel) incurred on their part that may be sustained in connection with, arising out of, or related to, any claim or legal action (including any pending or threatened claim or legal action) relating to this Agreement, the Custodial Agreement or the Certificates, other than (i) in the case of the Master Servicer, (x) any such loss, liability or expense related to the Master Servicer’s failure to perform its duties in compliance with this Agreement (except as any such loss, liability or expense shall be otherwise reimbursable pursuant to this Agreement) or (y) any such loss, liability or expense incurred by reason of the Master Servicer’s willful misfeasance, bad faith or gross negligence in the performance of duties hereunder, or by reason of reckless disregard of obligations and duties hereunder, (ii) in the case of the Trustee, any such loss, liability or expense incurred by reason of the Trustee’s willful misfeasance, bad faith or negligence in the performance of its duties hereunder, or by reason of its reckless disregard of obligations and duties hereunder and (iii) in the case of the Custodian, any such loss, liability or expense incurred by reason of the Custodian’s willful misfeasance, bad faith or negligence in the performance of its duties under the Custodial Agreement, or by reason of its reckless disregard of obligations and duties thereunder.
 
(d)  Neither the Depositor nor the Master Servicer shall be under any obligation to appear in, prosecute or defend any legal action that is not incidental to its duties under this Agreement and that in its opinion may involve it in any expense or liability; provided, however, the Master Servicer may in its discretion, with the consent of the Trustee (which consent shall not be unreasonably withheld), undertake any such action which it may deem necessary or desirable with respect to this Agreement and the rights and duties of the parties hereto and the interests of the Certificateholders hereunder. In such event, the legal expenses and costs of such action and any liability resulting therefrom (expect any loss, liability or expense incurred by reason of reckless disregard of obligations and duties hereunder) shall be expenses, costs and liabilities of the Trust Fund, and the Master Servicer shall be entitled to be reimbursed therefor out of the Protected Account as provided by Section 4.02. Nothing in this subsection 7.04(d) shall affect the Master Servicer’s obligation to service and administer the Mortgage Loans pursuant to Article III.
 
(e)  In taking or recommending any course of action pursuant to this Agreement, unless specifically required to do so pursuant to this Agreement, the Master Servicer shall not be required to investigate or make recommendations concerning potential liabilities which the Trust might incur as a result of such course of action by reason of the condition of the Mortgaged Properties but shall give notice to the Trustee if it has notice of such potential liabilities.
 
Section 7.05  Master Servicer Not to Resign. Except as provided in Section 7.07, the Master Servicer shall not resign from the obligations and duties hereby imposed on it except (i) with the prior consent of the Trustee (which consents shall not be unreasonably withheld) or (ii) upon a determination that any such duties hereunder are no longer permissible under applicable law and such impermissibility cannot be cured. Any such determination permitting the resignation of the Master Servicer shall be evidenced by an Opinion of Counsel, addressed to and delivered to, the Trustee. No such resignation by the Master Servicer shall become effective until the Trustee or a successor to the Master Servicer reasonably satisfactory to the Trustee shall have assumed the responsibilities and obligations of the Master Servicer in accordance with Section 8.02 hereof. The Trustee shall notify the Rating Agencies of the resignation of the Master Servicer.
 
Section 7.06  Successor Master Servicer. In connection with the appointment of any Successor Master Servicer or the assumption of the duties of the Master Servicer, the Trustee may make such arrangements for the compensation of such Successor Master Servicer out of payments on the Mortgage Loans as the Trustee and such Successor Master Servicer shall agree. If the Successor Master Servicer does not agree that such market value is a fair price, such Successor Master Servicer shall obtain two quotations of market value from third parties actively engaged in the servicing of single family mortgage loans. In no event shall the compensation of any Successor Master Servicer exceed that permitted the Master Servicer hereunder without the consent of all of the Certificateholders.
 
Section 7.07  Sale and Assignment of Master Servicing. The Master Servicer may sell and assign its rights and delegate its duties and obligations in its entirety as Master Servicer under this Agreement; provided, however, that: (i) the purchaser or transferee accepting such assignment and delegation (a) shall be a Person which shall be qualified to service mortgage loans for Fannie Mae or Freddie Mac; (b) shall have a net worth of not less than $15,000,000 (unless otherwise approved by each Rating Agency pursuant to clause (ii) below); (c) shall be reasonably satisfactory to the Trustee (as evidenced in a writing signed by the Trustee); and (d) shall execute and deliver to the Trustee an agreement, in form and substance reasonably satisfactory to the Trustee, which contains an assumption by such Person of the due and punctual performance and observance of each covenant and condition to be performed or observed by it as master servicer under this Agreement, any custodial agreement from and after the effective date of such agreement; (ii) each Rating Agency shall be given prior written notice of the identity of the proposed successor to the Master Servicer and each Rating Agency’s rating of the Certificates in effect immediately prior to such assignment, sale and delegation will not be downgraded, qualified or withdrawn as a result of such assignment, sale and delegation, as evidenced by a letter to such effect delivered to the Master Servicer and the Trustee (at the expense of the Master Servicer); and (iii) the Master Servicer assigning and selling the master servicing shall deliver to the Trustee an Officer’s Certificate and an Opinion of Counsel addressed to the Trustee, each stating that all conditions precedent to such action under this Agreement have been completed and such action is permitted by and complies with the terms of this Agreement. No such assignment or delegation shall affect any liability of the Master Servicer arising prior to the effective date thereof.
 
ARTICLE VIII

DEFAULT; TERMINATION OF MASTER SERVICER
 
Section 8.01  Events of Default. 
 
“Event of Default,” wherever used herein, means any one of the following events:
 
(i)  any failure by the Master Servicer to remit to the Trustee any amounts received or collected by the Master Servicer in respect of the Mortgage Loans and required to be remitted by it hereunder (other than any Advance), which failure shall continue unremedied for one Business Day after the date on which written notice of such failure shall have been given to the Master Servicer by the Trustee or the Depositor, or to the Trustee and the Master Servicer by the Holders of Certificates evidencing not less than 25% of the Voting Rights evidenced by the Certificates;
 
(ii)  other than with respect to clause (vii) below, any failure by the Master Servicer to observe or perform in any material respect any other of the covenants or agreements on the part of the Master Servicer contained in this Agreement or any breach of a representation or warranty by the Master Servicer, which failure or breach shall continue unremedied for a period of 60 days after the date on which written notice of such failure shall have been given to Master Servicer by the Trustee or the Depositor, or to the Trustee and the Master Servicer by the Holders of Certificates evidencing not less than 25% of the Voting Rights evidenced by the Certificates;
 
(iii)  a decree or order of a court or agency or supervisory authority having jurisdiction in the premises for the appointment of a receiver or liquidator in any insolvency, readjustment of debt, marshalling of assets and liabilities or similar proceedings, or for the winding-up or liquidation of its affairs, shall have been entered against the Master Servicer and such decree or order shall have remained in force undischarged or unstayed for a period of 60 consecutive days;
 
(iv)  the Master Servicer shall consent to the appointment of a receiver or liquidator in any insolvency, readjustment of debt, marshalling of assets and liabilities or similar proceedings of or relating to the Master Servicer or all or substantially all of the property of the Master Servicer;
 
(v)  the Master Servicer shall admit in writing its inability to pay its debts generally as they become due, file a petition to take advantage of, or commence a voluntary case under, any applicable insolvency or reorganization statute, make an assignment for the benefit of its creditors, or voluntarily suspend payment of its obligations;
 
(vi)  the Master Servicer assigns or delegates its duties or rights under this Agreement in contravention of the provisions permitting such assignment or delegation under Sections 7.05 or 7.07;
 
(vii)  failure by the Master Servicer to duly perform, within the required time period, its obligations under Sections 3.13, 3.14 or 3.16; or
 
(viii)  The Master Servicer fails to deposit, or cause to be deposited, in the Distribution Account any Advance (other than a Nonrecoverable Advance) by 5:00 p.m. New York City time on the Distribution Account Deposit Date.
 
If an Event of Default shall occur, then, and in each and every such case, so long as such Event of Default shall not have been remedied, the Trustee may, and at the direction of the Holders of Certificates evidencing not less than 25% of the Voting Rights evidenced by the Certificates, the Trustee shall in the case of any Event of Default described in clauses (i) through (vii) above, by notice in writing to the Master Servicer and the Swap Provider (with a copy to each Rating Agency), terminate all of the rights and obligations of the Master Servicer under this Agreement and in and to the Mortgage Loans and the proceeds thereof, other than its rights as a Certificateholder hereunder. Notwithstanding anything to the contrary contained in this Agreement, the Trustee shall only terminate the Master Servicer for an Event of Default as described in clause (vii) above upon direction from the Depositor. On or after the receipt by the Master Servicer of such written notice, all authority and power of the Master Servicer hereunder, whether with respect to the Mortgage Loans or otherwise, shall pass to and be vested in the Trustee, or any successor appointed pursuant to Section 8.02 (a “Successor Master Servicer”). Such Successor Master Servicer shall thereupon if such Successor Master Servicer is a successor to the Master Servicer, make any Advance required by Article V, subject, in the case of the Trustee, to Section 8.02. The Trustee is hereby authorized and empowered to execute and deliver, on behalf of the terminated Master Servicer, as attorney- in-fact or otherwise, any and all documents and other instruments, and to do or accomplish all other acts or things necessary or appropriate to effect the purposes of such notice of termination, whether to complete the transfer and endorsement or assignment of any Mortgage Loans and related documents, or otherwise. Unless expressly provided in such written notice, no such termination shall affect any obligation of the Master Servicer to pay amounts owed pursuant to Article VII or Article IX. The Master Servicer agrees to cooperate with the Trustee in effecting the termination of the Master Servicer’s responsibilities and rights hereunder, including, without limitation, the transfer to the applicable Successor Master Servicer of all cash amounts which shall at the time be credited to the Protected Account maintained pursuant to Section 4.02, or thereafter be received with respect to the applicable Mortgage Loans. The Trustee shall promptly notify the Rating Agencies of the occurrence of an Event of Default known to the Trustee.
 
Notwithstanding any termination of the activities of the Master Servicer hereunder, the Master Servicer shall be entitled to receive, out of any late collection of a Scheduled Payment on a Mortgage Loan that was due prior to the notice terminating the Master Servicer’s rights and obligations as Master Servicer hereunder and received after such notice, that portion thereof to which the Master Servicer would have been entitled pursuant to Sections 4.02 and to receive any other amounts payable to the Master Servicer hereunder the entitlement to which arose prior to the termination of its activities hereunder.
 
Notwithstanding the foregoing, if an Event of Default described in clause (viii) of this Section 8.01 shall occur, the Trustee shall, by notice in writing to the Master Servicer, which may be delivered by telecopy, immediately terminate all of the rights and obligations of the Master Servicer thereafter arising under this Agreement, but without prejudice to any rights it may have as a Certificateholder or to reimbursement of Advances and other advances of its own funds, and the Trustee shall act as provided in Section 8.02 to carry out the duties of the Master Servicer, including the obligation to make any Advance the nonpayment of which was an Event of Default described in clause (viii) of this Section 8.01. Any such action taken by the Trustee must be prior to the distribution on the relevant Distribution Date.
 
Section 8.02  Trustee to Act; Appointment of Successor. 
 
On and after the time the Master Servicer receives a notice of termination pursuant to Section 8.01 hereof the Trustee shall automatically become the successor to the Master Servicer with respect to the transactions set forth or provided for herein and after a transition period (not to exceed 90 days), shall be subject to all the responsibilities, duties and liabilities relating thereto placed on the Master Servicer by the terms and provisions hereof; provided, however that, pursuant to Article V hereof, the Trustee in its capacity as Successor Master Servicer shall be responsible for making any Advances required to be made by the Master Servicer immediately upon the termination of the Master Servicer and any such Advance shall be made on the Distribution Date on which such Advance was required to be made by the predecessor Master Servicer. Effective on the date of such notice of termination, as compensation therefor, the Trustee shall be entitled to all compensation, reimbursement of expenses and indemnification that the Master Servicer would have been entitled to if it had continued to act hereunder, provided, however, that the Trustee shall not be (i) liable for any acts or omissions of the Master Servicer, (ii) obligated to make Advances if it is prohibited from doing so under applicable law, (iii) responsible for expenses of the Master Servicer pursuant to Section 2.03 or (iv) obligated to deposit losses on any Permitted Investment directed by the Master Servicer. Notwithstanding the foregoing, the Trustee may, if it shall be unwilling to so act, or shall, if it is prohibited by applicable law from making Advances pursuant to Article V or if it is otherwise unable to so act, appoint, or petition a court of competent jurisdiction to appoint, any established mortgage loan servicing institution the appointment of which does not adversely affect the then current rating of the Certificates by each Rating Agency as the successor to the Master Servicer hereunder in the assumption of all or any part of the responsibilities, duties or liabilities of the Master Servicer hereunder. Any Successor Master Servicer shall (i) be an institution that is a Fannie Mae and Freddie Mac approved seller/servicer in good standing, that has a net worth of at least $15,000,000, (ii) be acceptable to the Trustee (which consent shall not be unreasonably withheld) and (iii) be willing to act as successor servicer of any Mortgage Loans under this Agreement, and shall have executed and delivered to the Depositor and the Trustee an agreement accepting such delegation and assignment, that contains an assumption by such Person of the rights, powers, duties, responsibilities, obligations and liabilities of the Master Servicer (other than any liabilities of the Master Servicer hereof incurred prior to termination of the Master Servicer under Section 8.01 or as otherwise set forth herein), with like effect as if originally named as a party to this Agreement, provided that each Rating Agency shall have acknowledged in writing that its rating of the Certificates in effect immediately prior to such assignment and delegation will not be qualified or reduced as a result of such assignment and delegation. If the Trustee assumes the duties and responsibilities of the Master Servicer in accordance with this Section 8.02, the Trustee shall not resign as Master Servicer until a Successor Master Servicer has been appointed and has accepted such appointment. Pending appointment of a successor to the Master Servicer hereunder, the Trustee, unless the Trustee is prohibited by law from so acting, shall act in such capacity as hereinabove provided. In connection with such appointment and assumption, the Trustee may make such arrangements for the compensation of such successor out of payments on Mortgage Loans or otherwise as it and such successor shall agree; provided that no such compensation unless agreed to by the Certificateholders shall be in excess of that permitted the Master Servicer hereunder. The Trustee and such successor shall take such action, consistent with this Agreement, as shall be necessary to effectuate any such succession. Neither the Trustee nor any other Successor Master Servicer shall be deemed to be in default hereunder by reason of any failure to make, or any delay in making, any distribution hereunder or any portion thereof or any failure to perform, or any delay in performing, any duties or responsibilities hereunder, in either case caused by the failure of the Master Servicer to deliver or provide, or any delay in delivering or providing, any cash, information, documents or records to it.
 
The costs and expenses of the Trustee in connection with the termination of the Master Servicer, appointment of a Successor Master Servicer and, if applicable, any transfer of servicing, including, without limitation, all costs and expenses associated with the complete transfer of all servicing data and the completion, correction or manipulation of such servicing data as may be required by the Trustee to correct any errors or insufficiencies in the servicing data or otherwise to enable the Trustee or the Successor Master Servicer to service the Mortgage Loans properly and effectively, to the extent not paid by the terminated Master Servicer, shall be payable to the Trustee pursuant to Section 9.05. Any successor to the Master Servicer as successor servicer under any Subservicing Agreement shall give notice to the applicable Mortgagors of such change of servicer and shall, during the term of its service as successor servicer maintain in force the policy or policies that the Master Servicer is required to maintain pursuant to Section 3.08.
 
Section 8.03  Notification to Certificateholders. 
 
(a)  Upon any termination of or appointment of a successor to the Master Servicer, the Trustee shall give prompt written notice thereof to Certificateholders, the Swap Provider and to each Rating Agency.
 
(b)  Within 60 days after the occurrence of any Event of Default, the Trustee shall transmit by mail to all Certificateholders and the Swap Provider notice of each such Event of Default hereunder actually known to a Responsible Officer of the Trustee, unless such Event of Default shall have been cured or waived.
 
Section 8.04  Waiver of Defaults. 
 
The Trustee shall transmit by mail to all Certificateholders and the Swap Provider, within 60 days after the occurrence of any Event of Default actually known to a Responsible Officer of the Trustee, unless such Event of Default shall have been cured, notice of each such Event of Default hereunder known to the Trustee. The Holders of Certificates evidencing over 50% of the Voting Rights may, on behalf of all Certificateholders, waive any default by the Master Servicer in the performance of its obligations hereunder and the consequences thereof, except a default in the making of or the causing to be made of any required distribution on the Certificates. Upon any such waiver of a past default, such default shall be deemed to cease to exist, and any Event of Default arising therefrom shall be deemed to have been timely remedied for every purpose of this Agreement. No such waiver shall extend to any subsequent or other default or impair any right consequent thereon except to the extent expressly so waived. The Trustee shall give notice of any such waiver to the Rating Agencies.
 
ARTICLE IX 
 
CONCERNING THE TRUSTEE
 
Section 9.01  Duties of Trustee.
 
(a)  The Trustee, prior to the occurrence of an Event of Default and after the curing or waiver of all Events of Default which may have occurred, undertakes to perform such duties and only such duties as are specifically set forth in this Agreement as duties of the Trustee. If an Event of Default has occurred and has not been cured or waived, the Trustee shall exercise such of the rights and powers vested in it by this Agreement, and the same degree of care and skill in their exercise, as a prudent person would exercise under the circumstances in the conduct of such Person’s own affairs.
 
(b)  Upon receipt of all resolutions, certificates, statements, opinions, reports, documents, orders or other instruments which are specifically required to be furnished to the Trustee pursuant to any provision of this Agreement, the Trustee shall examine them to determine whether they are in the form required by this Agreement; provided, however, that the Trustee shall not be responsible for the accuracy or content of any resolution, certificate, statement, opinion, report, document, order or other instrument furnished by the Master Servicer; provided, further, that the Trustee shall not be responsible for the accuracy or verification of any calculation provided to it pursuant to this Agreement.
 
(c)  On each Distribution Date, the Trustee shall make monthly distributions and the final distribution to the Certificateholders from funds in the Distribution Account as provided in Sections 5.04 and 10.01 herein.
 
(d)  No provision of this Agreement shall be construed to relieve the Trustee from liability for its own negligent action, its own negligent failure to act or its own willful misconduct; provided, however, that:
 
(i)  Prior to the occurrence of an Event of Default, and after the curing or waiver of all such Events of Default which may have occurred, the duties and obligations of the Trustee shall be determined solely by the express provisions of this Agreement, the Trustee shall not be liable except for the performance of their respective duties and obligations as are specifically set forth in this Agreement, no implied covenants or obligations shall be read into this Agreement against the Trustee and, in the absence of bad faith on the part of the Trustee, the Trustee may conclusively rely, as to the truth of the statements and the correctness of the opinions expressed therein, upon any certificates or opinions furnished to the Trustee and conforming to the requirements of this Agreement;
 
(ii)  The Trustee shall not be liable in its individual capacity for an error of judgment made in good faith by a Responsible Officer or Responsible Officers of the Trustee unless it shall be proved that the Trustee was negligent in ascertaining the pertinent facts;
 
(iii)  The Trustee shall not be liable with respect to any action taken, suffered or omitted to be taken by it in good faith in accordance with the directions of the Holders of Certificates evidencing not less than 25% of the aggregate Voting Rights of the Certificates (or such other percentage as specifically set forth herein), if such action or non-action relates to the time, method and place of conducting any proceeding for any remedy available to the Trustee or exercising any trust or other power conferred upon the Trustee under this Agreement;
 
(iv)  The Trustee shall not be required to take notice or be deemed to have notice or knowledge of any default or Event of Default unless a Responsible Officer of the Trustee shall have actual knowledge thereof. In the absence of such knowledge, the Trustee may conclusively assume there is no such default or Event of Default;
 
(v)  The Trustee shall not in any way be liable by reason of any insufficiency in any Account held by or in the name of Trustee unless it is determined by a court of competent jurisdiction in a non-appealable judgment that the Trustee’s negligence or willful misconduct was the primary cause of such insufficiency (except to the extent that the Trustee is obligor and has defaulted thereon);
 
(vi)  Anything in this Agreement to the contrary notwithstanding, in no event shall the Trustee be liable for special, indirect or consequential loss or damage of any kind whatsoever (including but not limited to lost profits), even if the Trustee has been advised of the likelihood of such loss or damage and regardless of the form of action; and
 
(vii)  None of the Master Servicer, the Seller, the Depositor or the Trustee shall be responsible for the acts or omissions of the other, it being understood that this Agreement shall not be construed to render them partners, joint venturers or agents of one another.
 
The Trustee shall not be required to expend or risk its own funds or otherwise incur financial liability in the performance of any of its duties hereunder, or in the exercise of any of its rights or powers, if there is reasonable ground for believing that the repayment of such funds or adequate indemnity against such risk or liability is not reasonably assured to it, and none of the provisions contained in this Agreement shall in any event require the Trustee to perform, or be responsible for the manner of performance of, any of the obligations of the Master Servicer.
 
(e)  All funds received by the Trustee and required to be deposited in the Distribution Account pursuant to this Agreement will be promptly so deposited by the Trustee.
 
Section 9.02  Certain Matters Affecting the Trustee.
 
(a)  Except as otherwise provided in Section 9.01:
 
(i)  The Trustee may rely and shall be protected in acting or refraining from acting in reliance on any resolution or certificate of the Seller or the Master Servicer, any certificates of auditors or any other certificate, statement, instrument, opinion, report, notice, request, consent, order, appraisal, bond or other paper or document believed by it to be genuine and to have been signed or presented by the proper party or parties;
 
(ii)  The Trustee may consult with counsel and any advice of such counsel or any Opinion of Counsel shall be full and complete authorization and protection with respect to any action taken or suffered or omitted by it hereunder in good faith and in accordance with such advice or Opinion of Counsel;
 
(iii)  The Trustee shall not be under any obligation to exercise any of the trusts or powers vested in it by this Agreement, other than its obligation to give notices pursuant to this Agreement, or to institute, conduct or defend any litigation hereunder or in relation hereto at the request, order or direction of any of the Certificateholders pursuant to the provisions of this Agreement, unless such Certificateholders shall have offered to the Trustee reasonable security or indemnity against the costs, expenses and liabilities which may be incurred therein or thereby. Nothing contained herein shall, however, relieve the Trustee of the obligation, upon the occurrence of an Event of Default of which a Responsible Officer of the Trustee has actual knowledge (which has not been cured or waived), to exercise such of the rights and powers vested in it by this Agreement, and to use the same degree of care and skill in their exercise, as a prudent person would exercise under the circumstances in the conduct of his own affairs;
 
(iv)  The Trustee shall not be liable in its individual capacity for any action taken, suffered or omitted by it in good faith and believed by it to be authorized or within the discretion or rights or powers conferred upon it by this Agreement;
 
(v)  The Trustee shall not be bound to make any investigation into the facts or matters stated in any resolution, certificate, statement, instrument, opinion, report, notice, request, consent, order, approval, bond or other paper or document, unless requested in writing to do so by Holders of Certificates evidencing not less than 25% of the aggregate Voting Rights of the Certificates and provided that the payment within a reasonable time to the Trustee of the costs, expenses or liabilities likely to be incurred by it in the making of such investigation is, in the opinion of the Trustee reasonably assured to the Trustee by the security afforded to it by the terms of this Agreement. The Trustee may require reasonable indemnity against such expense or liability as a condition to taking any such action. The reasonable expense of every such examination shall be paid by the Certificateholders requesting the investigation;
 
(vi)  The Trustee may execute any of the trusts or powers hereunder or perform any duties hereunder either directly or through Affiliates, agents or attorneys; provided, however, that the Trustee may not appoint any paying agent to perform any paying agent functions under this Agreement without the express written consent of the Master Servicer, which consents will not be unreasonably withheld. The Trustee shall not be liable or responsible for the misconduct or negligence of any of the Trustee’s agents or attorneys or paying agent appointed hereunder by the Trustee with due care and, when required, with the consent of the Master Servicer;
 
(vii)  Should the Trustee deem the nature of any action required on its part to be unclear, the Trustee may require prior to such action that it be provided by the Depositor with reasonable further instructions; the right of the Trustee to perform any discretionary act enumerated in this Agreement shall not be construed as a duty, and the Trustee shall not be accountable for other than its negligence or willful misconduct in the performance of any such act;
 
(viii)  The Trustee shall not be required to give any bond or surety with respect to the execution of the trust created hereby or the powers granted hereunder, except as provided in subsection 9.07; and
 
(ix)  The Trustee shall not have any duty to conduct any affirmative investigation as to the occurrence of any condition requiring the repurchase of any Mortgage Loan by any Person pursuant to this Agreement, or the eligibility of any Mortgage Loan for purposes of this Agreement.
 
(b)  The Trustee, the Swap Administrator and the Supplemental Interest Trust Trustee are hereby directed by the Depositor to execute, deliver and perform its respective obligations under the Swap Administration Agreement and to perform the obligations of the Trustee, the Swap Administrator and the Supplemental Interest Trust Trustee, respectively, thereunder on the Closing Date and thereafter on behalf of the Holders of the Certificates (and any amendments or supplements to the Swap Administration Agreement as may be requested by the Majority Class CE Certificateholder regarding the distributions to be made to it or its designees thereunder). The Seller, the Master Servicer, the Depositor and the Certificateholders by acceptance of their Certificates acknowledge and agree that the Trustee, the Swap Administrator and the Supplemental Interest Trust Trustee shall execute, deliver and perform its respective obligations under the Swap Administration Agreement and shall do so solely in its capacity as Trustee, the Swap Administrator and the Supplemental Interest Trust Trustee and not in its individual capacity. Amounts payable by the Trustee on any Distribution Date to the Swap Administrator shall be paid by the Trustee as provided herein. The Trustee, the Swap Administrator and the Supplemental Interest Trust Trustee in its individual capacity shall have no responsibility for any of the undertakings, agreements or representations by it with respect to the Swap Administration Agreement, including, without limitation, for making any payments thereunder.
 
It is acknowledged and agreed that the Person serving as Trustee hereunder shall also serve as Swap Administrator under the Swap Administration Agreement and act as Supplemental Interest Trust Trustee under the Swap Agreement. The Swap Administrator shall not have any liability for any failure or delay in payments to the Trust which are required under the Swap Administration Agreement where such failure or delay is due to the failure or delay of the Swap Provider in making such payment to the Swap Administrator. LaSalle Bank National Association in its individual capacity and as Swap Administrator, the Trustee and the Supplemental Interest Trust Trustee shall be entitled to be indemnified and held harmless by the Trust from and against any and all losses, claims, expenses or other liabilities that arise by reason of or in connection with the performance or observance by each of the Swap Administrator, the Trustee and the Supplemental Interest Trust Trustee of its duties or obligations under the Swap Agreement or the Swap Administration Agreement, except to the extent that the same is due to the Swap Administrator’s, the Trustee’s or the Supplemental Interest Trust Trustee’s gross negligence, willful misconduct or fraud. Any Person appointed as successor trustee pursuant to Section 9.09 shall also be required to serve as successor Swap Administrator and successor supplemental interest trust trustee under the Swap Agreement and the Swap Administration Agreement.
 
Section 9.03  Trustee Not Liable for Certificates or Mortgage Loans. 
 
The recitals contained herein and in the Certificates (other than the signature and countersignature of the Trustee on the Certificates) shall be taken as the statements of the Depositor, and the Trustee shall not have any responsibility for their correctness. The Trustee makes no representation as to the validity or sufficiency of the Certificates (other than the signature and countersignature of the Trustee on the Certificates) or of any Mortgage Loan except as expressly provided in Sections 2.02 and 2.06 hereof; provided, however, that the foregoing shall not relieve the Trustee, or the Custodian on its behalf, of the obligation to review the Mortgage Files pursuant to Section 2.02 of this Agreement. The Trustee’s signature and countersignature (or countersignature of its agent) on the Certificates shall be solely in its capacity as Trustee and shall not constitute the Certificates an obligation of the Trustee in any other capacity. The Trustee shall not be accountable for the use or application by the Depositor of any of the Certificates or of the proceeds of such Certificates, or for the use or application of any funds paid to the Depositor with respect to the Mortgage Loans. Subject to Section 2.06, the Trustee shall not be responsible for the legality or validity of this Agreement or any document or instrument relating to this Agreement, the validity of the execution of this Agreement or of any supplement hereto or instrument of further assurance, or the validity, priority, perfection or sufficiency of the security for the Certificates issued hereunder or intended to be issued hereunder. The Trustee shall not at any time have any responsibility or liability for or with respect to the legality, validity and enforceability of any Mortgage or any Mortgage Loan, or the perfection and priority of any Mortgage or the maintenance of any such perfection and priority, or for or with respect to the sufficiency of the Trust Fund or its ability to generate the payments to be distributed to Certificateholders, under this Agreement. The Trustee shall not be responsible for filing any financing or continuation statement in any public office at any time or to otherwise perfect or maintain the perfection of any security interest or lien granted to it hereunder or to record this Agreement.
 
Section 9.04  Trustee May Own Certificates. 
 
The Trustee in its individual capacity or in any capacity other than as Trustee hereunder may become the owner or pledgee of any Certificates with the same rights it would have if it were not the Trustee and may otherwise deal with the parties hereto.
 
Section 9.05  Trustee’s Fees and Expenses. 
 
The Trustee will be entitled to recover from the Distribution Account pursuant to Section 4.05, the Trustee Fee, all reasonable out of pocket expenses, disbursements and advances and the expenses of the Trustee in connection with any Event of Default (or anything related thereto, including any determination that an Event of Default does or does not exist), any breach of this Agreement or any claim or legal action (including any pending or threatened claim or legal action) incurred or made by the Trustee in the administration of the trusts hereunder (including the reasonable compensation, expenses and disbursements of its counsel) except any such expense, disbursement or advance as may arise from its negligence or intentional misconduct or which is the responsibility of the Certificateholders hereunder. If funds in the Distribution Account are insufficient therefor, the Trustee shall recover such expenses, disbursements or advances from the Depositor and the Depositor hereby agrees to pay such expenses, disbursements or advances. Such compensation and reimbursement obligation shall not be limited by any provision of law in regard to the compensation of a trustee of an express trust.
 
Section 9.06  Eligibility Requirements for Trustee. 
 
The Trustee and any successor Trustee shall during the entire duration of this Agreement be a state bank or trust company or a national banking association organized and doing business under the laws of a state or the United States of America, authorized under such laws to exercise corporate trust powers, having a combined capital and surplus and undivided profits of at least $50,000,000, subject to supervision or examination by federal or state authority and rated “BBB” or higher by Fitch with respect to their long-term rating and rated “BBB” or higher by S&P and “Baa2” or higher by Moody’s with respect to any outstanding long-term unsecured unsubordinated debt, and, in the case of a successor Trustee other than pursuant to Section 9.10, rated in one of the two highest long-term debt categories by each Rating Agency (at least “AA-” in the case of S&P) or otherwise acceptable to, each of the Rating Agencies and have a short-term debt rating of at least “A-1” from S&P, or otherwise acceptable to, S&P. The Trustee shall not be an Affiliate of the Master Servicer. If the Trustee publishes reports of condition at least annually, pursuant to law or to the requirements of the aforesaid supervising or examining authority, then for the purposes of this Section 9.06 the combined capital and surplus of such corporation shall be deemed to be its total equity capital (combined capital and surplus) as set forth in its most recent report of condition so published. In case at any time the Trustee shall cease to be eligible in accordance with the provisions of this Section 9.06, the Trustee shall resign immediately in the manner and with the effect specified in Section 9.08.
 
Section 9.07  Insurance. 
 
The Trustee, at its own expense, shall at all times maintain and keep in full force and effect: (i) fidelity insurance, (ii) theft of documents insurance and (iii) forgery insurance (which may be collectively satisfied by a “Financial Institution Bond” and/or a “Bankers’ Blanket Bond”); provided, that such insurance may be provided through self-insurance so long as the Trustee is rated “A” or better by S&P and “A1” or better by Moody’s. All such insurance shall be in amounts, with standard coverage and subject to deductibles, as are customary for insurance typically maintained by banks or their affiliates which act as custodians for investor-owned mortgage pools. A certificate of an officer of the Trustee as to the Trustee’s compliance with this Section 9.07 shall be furnished to any Certificateholder upon reasonable written request.
 
Section 9.08  Resignation and Removal of Trustee. 
 
The Trustee may at any time resign and be discharged from the Trust hereby created by giving written notice thereof to the Depositor, the Seller and the Master Servicer, with a copy to the Rating Agencies and the Swap Provider. Upon receiving such notice of resignation, the Depositor shall promptly appoint a successor trustee by written instrument, in triplicate, one copy of which instrument shall be delivered to each of the resigning Trustee and the successor trustee. If no successor trustee shall have been so appointed and have accepted appointment within 30 days after the giving of such notice of resignation, the resigning Trustee may petition any court of competent jurisdiction for the appointment of a successor trustee.
 
If at any time (i) the Trustee shall cease to be eligible in accordance with the provisions of Section 9.06 hereof and shall fail to resign after written request thereto by the Depositor, (ii) the Trustee shall become incapable of acting, or shall be adjudged as bankrupt or insolvent, or a receiver of the Trustee or of its property shall be appointed, or any public officer shall take charge or control of the Trustee or of its property or affairs for the purpose of rehabilitation, conservation or liquidation, or (iii)(A) a tax is imposed with respect to the Trust Fund by any state in which the Trustee or the Trust Fund is located, (B) the imposition of such tax would be avoided by the appointment of a different trustee and (C) the Trustee fails to indemnify the Trust Fund against such tax, then the Depositor or the Master Servicer may remove the Trustee and appoint a successor trustee by written instrument, in multiple copies, a copy of which instrument shall be delivered to the Trustee, the Master Servicer and the successor trustee.
 
The Holders evidencing more than 50% of the Voting Rights of each Class of Certificates may at any time remove the Trustee and appoint a successor trustee by written instrument or instruments, in multiple copies, signed by such Holders or their attorneys-in-fact duly authorized, one complete set of which instruments shall be delivered by the successor trustee to the Master Servicer, the Trustee so removed and the successor trustee so appointed. Notice of any removal of the Trustee shall be given to each Rating Agency by the Trustee or successor trustee.
 
Any resignation or removal of LaSalle Bank National Association as Trustee shall also result in the resignation or removal, as applicable, of LaSalle Bank National Association as Swap Administrator. Any resignation or removal of the Trustee and appointment of a successor trustee pursuant to any of the provisions of this Section 9.08 shall become effective upon acceptance of appointment by the successor trustee as provided in Section 9.09 hereof and upon acceptance of appointment by a successor Swap Administrator under the Swap Administration Agreement.
 
Section 9.09  Successor Trustee. 
 
Any successor trustee appointed as provided in Section 9.08 hereof shall execute, acknowledge and deliver to the Depositor, to its predecessor trustee, the Master Servicer an instrument accepting such appointment hereunder and thereupon the resignation or removal of the predecessor trustee shall become effective and such successor trustee without any further act, deed or conveyance, shall become fully vested with all the rights, powers, duties and obligations of its predecessor hereunder, with the like effect as if originally named as trustee herein.
 
No successor trustee shall accept appointment as provided in this Section 9.09 unless at the time of such acceptance such successor trustee shall be eligible under the provisions of Section 9.07 hereof and its appointment shall not adversely affect the then current rating of the Certificates.
 
Upon acceptance of appointment by a successor trustee as provided in this Section 9.09, the successor trustee shall mail notice of the succession of such trustee hereunder to all Holders of Certificates. If the successor trustee fails to mail such notice within ten days after acceptance of appointment, the Depositor shall cause such notice to be mailed at the expense of the Trust Fund.
 
Section 9.10  Merger or Consolidation of Trustee. 
 
Any corporation, state bank or national banking association into which the Trustee may be merged or converted or with which it may be consolidated or any corporation, state bank or national banking association resulting from any merger, conversion or consolidation to which the Trustee shall be a party, or any corporation, state bank or national banking association succeeding to substantially all of the corporate trust business of the Trustee, shall be the successor of the Trustee hereunder, provided that such corporation shall be eligible under the provisions of Section 9.06 hereof without the execution or filing of any paper or further act on the part of any of the parties hereto, anything herein to the contrary notwithstanding.
 
Section 9.11  Appointment of Co-Trustee or Separate Trustee. 
 
Notwithstanding any other provisions of this Agreement, at any time, for the purpose of meeting any legal requirements of any jurisdiction in which any part of the Trust Fund or property securing any Mortgage Note may at the time be located, the Master Servicer and the Trustee acting jointly shall have the power and shall execute and deliver all instruments to appoint one or more Persons approved by the Trustee to act as co-trustee or co-trustees jointly with the Trustee, or separate trustee or separate trustees, of all or any part of the Trust Fund, and to vest in such Person or Persons, in such capacity and for the benefit of the Certificateholders, such title to the Trust Fund or any part thereof, whichever is applicable, and, subject to the other provisions of this Section 9.11, such powers, duties, obligations, rights and trusts as the Master Servicer and the Trustee may consider necessary or desirable. If the Master Servicer shall not have joined in such appointment within 15 days after the receipt by it of a request to do so, or in the case an Event of Default shall have occurred and be continuing, the Trustee alone shall have the power to make such appointment. No co-trustee or separate trustee hereunder shall be required to meet the terms of eligibility as a successor trustee under Section 9.06 and no notice to Certificateholders of the appointment of any co-trustee or separate trustee shall be required under Section 9.09.
 
Every separate trustee and co-trustee shall, to the extent permitted by law, be appointed and act subject to the following provisions and conditions:
 
(i)  All rights, powers, duties and obligations conferred or imposed upon the Trustee, except for the obligation of the Trustee under this Agreement to advance funds on behalf of the Master Servicer, shall be conferred or imposed upon and exercised or performed by the Trustee and such separate trustee or co-trustee jointly (it being understood that such separate trustee or co-trustee is not authorized to act separately without the Trustee joining in such act), except to the extent that under any law of any jurisdiction in which any particular act or acts are to be performed (whether a Trustee hereunder or as a Successor Master Servicer hereunder), the Trustee shall be incompetent or unqualified to perform such act or acts, in which event such rights, powers, duties and obligations (including the holding of title to the Trust Fund or any portion thereof in any such jurisdiction) shall be exercised and performed singly by such separate trustee or co-trustee, but solely at the direction of the Trustee;
 
(ii)  No trustee hereunder shall be held personally liable by reason of any act or omission of any other trustee hereunder; and
 
(iii)  The Trustee may at any time accept the resignation of or remove any separate trustee or co-trustee.
 
Any notice, request or other writing given to the Trustee shall be deemed to have been given to each of the then separate trustees and co-trustees, as effectively as if given to each of them. Every instrument appointing any separate trustee or co-trustee shall refer to this Agreement and the conditions of this Article IX. Each separate trustee and co-trustee, upon its acceptance of the trusts conferred, shall be vested with the estates or property specified in its instrument of appointment, either jointly with the Trustee or separately, as may be provided therein, subject to all the provisions of this Agreement, specifically including every provision of this Agreement relating to the conduct of, affecting the liability of, or affording protection to, the Trustee. Every such instrument shall be filed with the Trustee and a copy thereof given to the Master Servicer and the Depositor.
 
Any separate trustee or co-trustee may, at any time, constitute the Trustee its agent or attorney-in-fact, with full power and authority, to the extent not prohibited by law, to do any lawful act under or in respect of this Agreement on its behalf and in its name. If any separate trustee or co- trustee shall die, become incapable of acting, resign or be removed, all of its estates, properties, rights, remedies and trusts shall vest in and be exercised by the Trustee, to the extent permitted by law, without the appointment of a new or successor trustee.
 
Section 9.12  Tax Matters. 
 
It is intended that the Trust Fund shall constitute, and that the affairs of the Trust Fund shall be conducted so that each REMIC formed hereunder qualifies as, a “real estate mortgage investment conduit” as defined in and in accordance with the REMIC Provisions. In furtherance of such intention, the Trustee covenants and agrees that it shall act as agent (and the Trustee is hereby appointed to act as agent) on behalf of the Trust Fund. The Trustee, as agent on behalf of the Trust Fund, shall do or refrain from doing, as applicable, the following: (a) the Trustee shall prepare and file, or cause to be prepared and filed, in a timely manner, U.S. Real Estate Mortgage Investment Conduit Income Tax Returns (Form 1066 or any successor form adopted by the Internal Revenue Service) and prepare and file or cause to be prepared and filed with the Internal Revenue Service and applicable state or local tax authorities income tax or information returns for each taxable year with respect to each such REMIC containing such information and at the times and in the manner as may be required by the Code or state or local tax laws, regulations, or rules, and furnish or cause to be furnished to Certificateholders the schedules, statements or information at such times and in such manner as may be required thereby; (b) the Trustee shall apply for an employer identification number with the Internal Revenue Service via a Form SS-4 or other comparable method for each REMIC that is or becomes a taxable entity, and within thirty days of the Closing Date, furnish or cause to be furnished to the Internal Revenue Service, on Forms 8811 or as otherwise may be required by the Code, the name, title, address, and telephone number of the Person that the Holders of the Certificates may contact for tax information relating thereto, together with such additional information as may be required by such Form, and update such information at the time or times in the manner required by the Code for the Trust Fund; (c) the Trustee shall make or cause to be made elections, on behalf of each REMIC formed hereunder to be treated as a REMIC on the federal tax return of such REMIC for its first taxable year (and, if necessary, under applicable state law); (d) the Trustee shall prepare and forward, or cause to be prepared and forwarded, to the Certificateholders and to the Internal Revenue Service and, if necessary, state tax authorities, all information returns and reports as and when required to be provided to them in accordance with the REMIC Provisions, including without limitation, the calculation of any original issue discount using the Prepayment Assumption; (e) the Trustee shall provide information necessary for the computation of tax imposed on the Transfer of a Residual Certificate to a Person that is not a Permitted Transferee, or an agent (including a broker, nominee or other middleman) of a Person that is not a Permitted Transferee, or a pass-through entity in which a Person that is not a Permitted Transferee is the record Holder of an interest (the reasonable cost of computing and furnishing such information may be charged to the Person liable for such tax); (f) the Trustee shall, to the extent under its control, conduct the affairs of the Trust Fund at all times that any Certificates are outstanding so as to maintain the status of each REMIC formed hereunder as a REMIC under the REMIC Provisions; (g) the Trustee shall not knowingly or intentionally take any action or omit to take any action that could (i) cause the termination of the REMIC status of any REMIC formed hereunder or (ii) result in the imposition of a tax upon the Trust Fund (including but not limited to the tax on prohibited transactions as defined in Section 860F(a)(2) of the Code and the tax on contributions to a REMIC set forth in Section 860G(d) of the Code); (h) the Trustee shall pay, from the sources specified in this Section 9.12, the amount of any federal, state and local taxes, including prohibited transaction taxes as described below, imposed on any REMIC formed hereunder prior to the termination of the Trust Fund when and as the same shall be due and payable (but such obligation shall not prevent the Trustee or any other appropriate Person from contesting any such tax in appropriate proceedings and shall not prevent the Trustee from withholding payment of such tax, if permitted by law, pending the outcome of such proceedings); (i) the Trustee shall sign or cause to be signed federal, state or local income tax or information returns or any other document prepared pursuant to this Section 9.12 requiring a signature thereon by the relevant tax authorities or other governmental entity; (j) the Trustee shall maintain records relating to each REMIC formed hereunder including but not limited to the income, expenses, assets and liabilities of each such REMIC and adjusted basis of the Trust Fund property determined at such intervals as may be required by the Code, as may be necessary to prepare the foregoing returns, schedules, statements or information; (k) the Trustee shall, for federal income tax purposes, maintain books and records with respect to the REMICs on a calendar year and on an accrual basis; (l) the Trustee shall not enter into any arrangement not otherwise provided for in this Agreement by which the REMICs will receive a fee or other compensation for services nor permit the REMICs to receive any income from assets other than “qualified mortgages” as defined in Section 860G(a)(3) of the Code or “permitted investments” as defined in Section 860G(a)(5) of the Code; and (m) as and when necessary and appropriate, the Trustee, at the expense of the Trust Fund, shall represent the Trust Fund in any administrative or judicial proceedings relating to an examination or audit by any governmental taxing authority, request an administrative adjustment as to any taxable year of any REMIC formed hereunder, enter into settlement agreements with any governmental taxing agency, extend any statute of limitations relating to any tax item of the Trust Fund, and otherwise act on behalf of each REMIC formed hereunder in relation to any tax matter involving any such REMIC.
 
In order to enable the Trustee to perform its duties as set forth herein, the Depositor shall provide, or cause to be provided, to the Trustee within 10 days after the Closing Date all information or data that the Trustee requests in writing and determines to be relevant for tax purposes to the valuations and offering prices of the Certificates, including, without limitation, the price, yield, prepayment assumption and projected cash flows of the Certificates and the Mortgage Loans. Thereafter, the Depositor shall provide to the Trustee promptly upon written request therefor, any such additional information or data that the Trustee may, from time to time, request in order to enable the Trustee to perform its duties as set forth herein. The Depositor hereby indemnifies the Trustee for any losses, liabilities, damages, claims or expenses of the Trustee arising from any errors or miscalculations of the Trustee that result from any failure of the Depositor to provide, or to cause to be provided, accurate information or data to the Trustee on a timely basis.
 
In the event that any tax is imposed on “prohibited transactions” of any of REMIC I, REMIC II, REMIC III, REMIC IV, REMIC V or REMIC VI as defined in Section 860F(a)(2) of the Code, on the “net income from foreclosure property” of the Trust Fund as defined in Section 860G(c) of the Code, on any contribution to any of REMIC I, REMIC II, REMIC III, REMIC IV, REMIC V or REMIC VI after the Startup Day pursuant to Section 860G(d) of the Code, or any other tax is imposed, including, without limitation, any federal, state or local tax or minimum tax imposed upon any of REMIC I, REMIC II, REMIC III, REMIC IV, REMIC V or REMIC VI and is not paid as otherwise provided for herein, such tax shall be paid (i) by the Master Servicer or Trustee, if any such tax arises out of or results from a breach by the Master Servicer or Trustee of any of its obligations under this Agreement, provided, however, in no event shall the Master Servicer have any liability (1) for any action or omission that is taken in accordance with and compliance with the express terms of, or which is expressly permitted by the terms of, this Agreement, (2) for any losses other than those arising out of a negligent performance by the Master Servicer of its duties and obligations set forth herein, or (3) for any special or consequential damages to Certificateholders (in addition to payment of principal and interest on the Certificates), (ii) by any party hereto (other than the Master Servicer or Trustee) to the extent any such tax arises out of or results from a breach by such other party of any of its obligations under this Agreement or (iii) in all other cases, or in the event that any liable party hereto fails to honor its obligations under the preceding clauses (i) or (ii), first with amounts otherwise to be distributed to the Class R Certificateholders, and second with amounts otherwise to be distributed to the Holders of the following other Certificates in the following order of priority: first, to the Class M-10 Certificates, second, to the Class M-9 Certificates, third, to the Class M-8 Certificates, fourth, to the Class M-7 Certificates, fifth, to the Class M-6 Certificates, sixth, to the Class M-5 Certificates, seventh, to the Class M-4 Certificates, eighth, to the Class M-3 Certificates, ninth, to the Class M-2 Certificates, tenth, to the Class M-1 Certificates, and eleventh, to the Class A Certificates (on a pro rata basis based on the amounts to be distributed). Notwithstanding anything to the contrary contained herein, to the extent that such tax is payable by the Holder of any such Certificates, the Trustee is hereby authorized to retain on any Distribution Date, from the Holders of the Class R Certificates (and, if necessary, second, from the Holders of the other relevant Certificates in the priority specified in the preceding sentence), funds otherwise distributable to such Holders in an amount sufficient to pay such tax. The Trustee shall include in its Monthly Statement amounts allocated to the relevant Certificates, taking into account the priorities described in the second preceding sentence. The Trustee shall promptly notify in writing the party liable for any such tax of the amount thereof and the due date for the payment thereof.
 
The Trustee and the Master Servicer agree that, in the event it should obtain any information necessary for the other party to perform its obligations pursuant to this Section 9.12, it will promptly notify and provide such information to such other party.
 
Notwithstanding any other provision of this Agreement, the Trustee shall comply with all federal withholding requirements respecting payments to Certificateholders of interest or original issue discount that the Trustee reasonably believes are applicable under the Code. The consent of Certificateholders shall not be required for such withholding. In the event the Trustee does withhold any amount from interest or original issue discount payments or advances thereof to any Certificateholder pursuant to federal withholding requirements, the Trustee shall indicate the amount withheld to such Certificateholders.
 
For as long as each REMIC shall exist, the Trustee and the Master Servicer shall act in accordance herewith to assure continuing treatment of such REMIC as a REMIC, and the Trustee shall comply with any directions of the Seller or the Master Servicer to assure such continuing treatment. In furtherance, but not in limitation, of the foregoing, the Trustee and Master Servicer shall not (unless expressly permitted under the terms of this Agreement) (a) sell or permit the sale of all or any portion of the Mortgage Loans or of any investment of deposits in an Account unless such sale is as a result of a repurchase of the Mortgage Loans pursuant to this Agreement or the Trustee has received a REMIC Opinion addressed to the Trustee prepared at the expense of the Trust Fund; (b) other than with respect to a substitution pursuant to the Mortgage Loan Purchase Agreement or Section 2.03 of this Agreement, as applicable, accept any contribution to any REMIC after the Startup Day without receipt of a REMIC Opinion; or (c) acquire any assets for any REMIC other than any REO Property after the Startup Day without receipt of a REMIC Opinion.
 
For the avoidance of doubt, notwithstanding anything stated to the contrary herein, neither the Supplemental Interest Trust Trustee, the Swap Administrator nor the Trustee shall have any responsibility for the entity-level tax filing or tax preparation of the Supplemental Interest Trust.
 
ARTICLE X

TERMINATION
 
Section 10.01  Termination upon Liquidation or Repurchase of all Mortgage Loans. 
 
(a)  Subject to Section 10.03, the obligations and responsibilities of the Depositor, the Master Servicer, the Seller and the Trustee created hereby with respect to the Trust Fund shall terminate upon the earlier of (a) the exercise of the Majority Class CE Certificateholder (or its designee) or the Master Servicer, as applicable, pursuant to clause (b) below of its right to repurchase all of the Mortgage Loans (and REO Properties) remaining in the Trust Fund at a price (the “Mortgage Loan Purchase Price”) equal to the sum of (i) 100% of the Stated Principal Balance of each Mortgage Loan (other than in respect of REO Property), (ii) accrued interest thereon at the applicable Mortgage Rate to, but not including, the first day of the month of such purchase, (iii) the appraised value of any REO Property in the Trust Fund (up to the Stated Principal Balance of the related Mortgage Loan), such appraisal to be conducted by an appraiser mutually agreed upon by the Master Servicer and the Trustee, (iv) unreimbursed out-of pocket costs of the Master Servicer, including unreimbursed Servicing Advances and the principal portion of any unreimbursed Advances, made on the Mortgage Loans prior to the exercise of such repurchase right, (v) any unreimbursed costs and expenses of the Trustee payable pursuant to Section 9.05 or of the Custodian pursuant to the Custodial Agreement, (vi) any Swap Termination Payment (which shall include any Net Swap Payment payable to the Trust Fund for the final Distribution Date) payable to the Swap Provider which remains unpaid or which is due to the exercise of such option (the “Swap Optional Termination Payment”) and (b) the later of (i) the maturity or other liquidation (or any Advance with respect thereto) of the last Mortgage Loan remaining in the Trust Fund and the disposition of all REO Property and (ii) the distribution to Certificateholders of all amounts required to be distributed to them pursuant to this Agreement, as applicable. In no event shall the Trust Fund created hereby continue beyond the earlier of (i) the expiration of 21 years from the death of the last survivor of the descendants of Joseph P. Kennedy, the late Ambassador of the United States to the Court of St. James, living on the date hereof and (ii) the Latest Possible Maturity Date.
 
(b) The Majority Class CE Certificateholder shall have right to repurchase all Mortgage Loans and related REO Properties at any time at which the aggregate Stated Principal Balance of all of the Mortgage Loans in the Trust Fund is not more than 10% of the aggregate Cut-off Date Principal Balance of all of the Mortgage Loans. If the Majority Class CE Certificateholder does not exercise this option, the Master Servicer has the right to repurchase all Mortgage Loans and related REO Properties pursuant to clause (a) in Section 10.01(a), conditioned upon the Stated Principal Balance of all of the Mortgage Loans in the Trust Fund, at the time of any such repurchase, aggregating 5% or less of the aggregate Cut-off Date Principal Balance of all of the Mortgage Loans. If the Majority Class CE Certificateholder or the Master Servicer elects to terminate the Trust Fund pursuant to this Section 10.01 (such termination, an “Optional Termination”), the Majority Class CE Certificateholder or the Master Servicer, as applicable, shall, at least 20 days prior to the last date on which notice of such Optional Termination is required to be mailed to the Certificateholders pursuant to 10.02(ii), notify in writing (which may be done in electronic format) the Depositor, the Master Servicer, the Trustee and the Swap Provider of the final Distribution Date on which the Majority Class CE Certificateholder or the Master Servicer, as applicable, intends to terminate the Trust Fund.
 
(c) In connection with any Optional Termination, four Business Days prior to the final Distribution Date specified in the notice required pursuant to Section 10.01(b), the Trustee shall, no later than 4:00 pm New York City time on such day, request in writing (which may be done by facsimile) and by phone from the Swap Provider the amount of the Estimated Swap Termination Payment (as defined in the Swap Agreement) and otherwise in accordance with the notice requirements of Part 5(c)(v) of the Swap Agreement. The Swap Provider shall, no later than 2:00 pm on the following Business Day, notify in writing (which may be done in electronic format) the Trustee of the amount of the Estimated Swap Termination Payment (as defined in the Swap Agreement) the Trustee shall promptly on the same day notify the Majority Class CE Certificateholder or the Master Servicer, as applicable, of the amount of the Estimated Swap Termination Payment.
 
(d) Two Business Days prior to the final Distribution Date specified in the notice required pursuant to Section 10.01(b), (i) the Majority Class CE Certificateholder or the Master Servicer, as applicable, shall, no later than 1:00 pm New York City time on such day, deposit funds in the Distribution Account in an amount equal to the sum of the Mortgage Loan Purchase Price (other than the Swap Optional Termination Payment) and the Estimated Swap Termination Payment, and (ii) if the Trustee shall have determined that the aggregate Stated Principal Balance of all of the Mortgage Loans in the Trust Fund as of the related Determination Date is not more than 10% of the aggregate Cut-off Date Principal Balance of all of the Mortgage Loans or 5% of the aggregate Cut-off Date Principal Balance of all of the Mortgage Loans, as applicable, and that all other requirements of the Optional Termination have been met, including without limitation, the deposit required pursuant to this clause (d) as well as the requirements specified in Section 10.03, then the Trustee shall, on the same Business Day, provide written notice to the Majority Class CE Certificateholder, the Depositor, the Master Servicer, the Supplemental Interest Trust Trustee, the Trustee, the Custodian and the Swap Provider (in accordance with the applicable provision of the Swap Agreement) confirming (a) its receipt of the Mortgage Loan Purchase Price (other than the Swap Optional Termination Payment) and the Estimated Swap Termination Payment and (b) that all other requirements of the Optional Termination have been met. Upon the Trustee’s providing the notice described in the preceding sentence, the Optional Termination shall become irrevocable, the notice to Certificateholders of such Optional Termination provided pursuant to the second paragraph of Section 10.02 shall become unrescindable, the Swap Provider shall determine the Swap Optional Termination Payment in accordance with the Swap Agreement, and the Swap Provider shall provide to the Trustee written notice of the amount of the Swap Optional Termination Payment not later than one Business Day prior to the final Distribution Date specified in the notice required pursuant to Section 10.02(ii) and in the event that the Trustee fails to provide the notice described in the preceding sentence, any notice provided under Section 10.01(b) shall be deemed rescinded.
 
(e) In connection with any Optional Termination, only an amount equal to the Mortgage Loan Purchase Price less any Swap Optional Termination Payment shall be made available for distribution to the Regular Certificates. Any Estimated Swap Termination Payment deposited into the Distribution Account by the Majority Class CE Certificateholder or the Master Servicer, as applicable, shall be withdrawn by the Trustee from the Distribution Account on the related final Distribution Date and distributed as follows: (i) to the Supplemental Interest Trust for payment to the Swap Provider in accordance with Section 3.21(c), an amount equal to the Swap Optional Termination Amount calculated pursuant to the Swap Agreement, provided that in no event shall the amount distributed to the Swap Provider in respect of the Swap Optional Termination Amount exceed the Estimated Swap Termination Payment, and (ii) to the Majority Class CE Certificateholder or the Master Servicer, as applicable, an amount equal to the excess, if any, of the Estimated Swap Termination Payment over the Swap Optional Termination Payment. The Swap Optional Termination Payment shall not be part of any REMIC and shall not be paid into any account which is part of any REMIC.
 
(f) Upon receipt by the Custodian of notice from the Trustee pursuant to Section 10.01(d) and the receipt by the Custodian of a Request for Release therefor, the Custodian shall promptly release to the Master Servicer, as applicable the Mortgage Files for the Mortgage Loans and the Trustee shall execute and deliver any documents prepared and delivered to it which are necessary to transfer any REO Property.
 
(g)  Notwithstanding the foregoing, the provisions of Section 7.03 hereof shall survive the termination of this Agreement.
 
Section 10.02  Final Distribution on the Certificates. 
 
(i) If on any Determination Date, (i) the Master Servicer determines that there are no Outstanding Mortgage Loans and no other funds or assets in the Trust Fund other than the funds in the Protected Account, the Master Servicer shall direct the Trustee to send a final distribution notice promptly to each Certificateholder or (ii) the Trustee determines that a Class of Certificates shall be retired after a final distribution on such Class, the Trustee shall notify the Certificateholders within five (5) Business Days after such Determination Date that the final distribution in retirement of such Class of Certificates is scheduled to be made on the immediately following Distribution Date. Any final distribution made pursuant to the immediately preceding sentence will be made only upon presentation and surrender of the related Certificates at the Corporate Trust Office of the Trustee. If the Majority Class CE Certificateholder or the Master Servicer, as applicable, elects to terminate the Trust Fund pursuant to Section 10.01, at least 20 days prior to the date notice is to be mailed to the Certificateholders, the Majority Class CE Certificateholder or the Master Servicer, as applicable, shall notify the Depositor, the Swap Provider and the Trustee of the date the Majority Class CE Certificateholder or the Master Servicer, as applicable, intends to terminate the Trust Fund. The Majority Class CE Certificateholder or the Master Servicer, as applicable, shall remit the Mortgage Loan Purchase Price to the Trustee two Business Days prior to the Distribution Date for such Optional Termination by the Majority Class CE Certificateholder or the Master Servicer, as applicable.
 
(ii) Notice of any termination of the Trust Fund, specifying the Distribution Date on which Certificateholders may surrender their Certificates for payment of the final distribution and cancellation, shall be given promptly by the Trustee by letter to Certificateholders mailed not later than two Business Days after the Determination Date in the month of such final distribution. Any such notice shall specify (a) the Distribution Date upon which final distribution on the Certificates will be made upon presentation and surrender of Certificates at the office therein designated, (b) the amount of such final distribution, (c) the location of the office or agency at which such presentation and surrender must be made and (d) that the Record Date otherwise applicable to such Distribution Date is not applicable, distributions being made only upon presentation and surrender of the Certificates at the office therein specified. The Trustee will give such notice to each Rating Agency at the time such notice is given to Certificateholders.
 
(iii) In the event such notice is given, the Master Servicer shall cause all funds in the Protected Account to be remitted to the Trustee for deposit in the Distribution Account two Business Days prior to the applicable Distribution Date in an amount equal to the final distribution in respect of the Certificates. Upon such final deposit with respect to the Trust Fund and the receipt by the Trustee of a Request for Release therefor, the Trustee or the Custodian shall promptly release to the Seller as applicable the Mortgage Files for the Mortgage Loans and the Trustee shall execute and deliver any documents prepared and delivered to it which are necessary to transfer any REO Property.
 
(iv) Upon presentation and surrender of the Certificates, the Trustee shall cause to be distributed to Certificateholders of each Class the amounts allocable to such Certificates held in the Distribution Account in the order and priority set forth in Section 5.04 hereof on the final Distribution Date and in proportion to their respective Percentage Interests.
 
(v) In the event that any affected Certificateholders shall not surrender Certificates for cancellation within six months after the date specified in the above mentioned written notice, the Trustee shall give a second written notice to the remaining Certificateholders to surrender their Certificates for cancellation and receive the final distribution with respect thereto. If within six months after the second notice all the applicable Certificates shall not have been surrendered for cancellation, the Trustee may take appropriate steps, or may appoint an agent to take appropriate steps, to contact the remaining Certificateholders concerning surrender of their Certificates, and the cost thereof shall be paid out of the funds and other assets that remain a part of the Trust Fund. If within one year after the second notice all Certificates shall not have been surrendered for cancellation, the Class R Certificateholders shall be entitled to all unclaimed funds and other assets of the Trust Fund that remain subject hereto.
 
Section 10.03  Additional Termination Requirements. 
 
(a)  Upon exercise by the Majority Class CE Certificateholder or the Master Servicer, as applicable, of its purchase option as provided in Section 10.01, the Trust Fund shall be terminated in accordance with the following additional requirements, unless the Trustee has been supplied with an Opinion of Counsel addressed to the Trustee, at the expense of the Majority Class CE Certificateholder or the Master Servicer, as applicable, to the effect that the failure of the Trust Fund to comply with the requirements of this Section 10.03 will not (i) result in the imposition of taxes on “prohibited transactions” of a REMIC, or (ii) cause a REMIC to fail to qualify as a REMIC at any time that any Certificates are outstanding:
 
(1)  The Majority Class CE Certificateholder or the Master Servicer, as applicable, shall establish a 90-day liquidation period and notify the Trustee thereof, and the Trustee shall in turn specify the first day of such period in a statement attached to the tax return for each of REMIC I, REMIC II, REMIC III, REMIC IV, REMIC V and REMIC VI pursuant to Treasury Regulation Section 1.860F-1. The Majority Class CE Certificateholder or the Master Servicer, as applicable, shall satisfy all the requirements of a qualified liquidation under Section 860F of the Code and any regulations thereunder, as evidenced by an Opinion of Counsel obtained at the expense of the Majority Class CE Certificateholder or the Master Servicer, as applicable;
 
(2)  During such 90-day liquidation period, and at or prior to the time of making the final payment on the Certificates, the Trustee shall sell all of the assets of REMIC I for cash; and
 
(3)  At the time of the making of the final payment on the Certificates, the Trustee shall distribute or credit, or cause to be distributed or credited, to the Holders of the Residual Certificates all cash on hand (other than cash retained to meet claims), and REMIC I shall terminate at that time.
 
(b)  By their acceptance of the Certificates, the Holders thereof hereby authorize the adoption of a 90-day liquidation period and the adoption of a plan of complete liquidation for REMIC I, REMIC II, REMIC III, REMIC IV, REMIC V and REMIC VI, which authorization shall be binding upon all successor Certificateholders.
 
(c)  The Trustee as agent for each REMIC hereby agrees to adopt and sign such a plan of complete liquidation meeting the requirements for a qualified liquidation under Section 860F of the Code and any regulations thereunder upon the written request of the Majority Class CE Certificateholder or the Master Servicer, as applicable, and the receipt of the Opinion of Counsel referred to in Section 10.03(a)(1) and to take such other action in connection therewith as may be reasonably requested by the Majority Class CE Certificateholder or the Master Servicer, as applicable.
 
ARTICLE XI
 
MISCELLANEOUS PROVISIONS
 
Section 11.01  Amendment. 
 
This Agreement may be amended from time to time by parties hereto without the consent of any of the Certificateholders to cure any ambiguity, to correct or supplement any provisions herein (including to give effect to the expectations of investors), to comply with any changes in the Code, to revise any provisions to reflect the obligations of the parties to this Agreement as they relate to Regulation AB, to change the manner in which the Protected Account is maintained or to make such other provisions with respect to matters or questions arising under this Agreement as shall not be inconsistent with any other provisions herein if such action shall not, as evidenced by an Opinion of Counsel addressed to the Trustee, adversely affect in any material respect the interests of any Certificateholder; provided that any such amendment shall be deemed not to adversely affect in any material respect the interests of the Certificateholders and no such Opinion of Counsel shall be required if the Person requesting such amendment obtains a letter from each Rating Agency stating that such amendment would not result in the downgrading or withdrawal of the respective ratings then assigned to the Certificates.
 
Notwithstanding the foregoing, without the consent of the Certificateholders, the parties hereto may at any time and from time to time amend this Agreement to modify, eliminate or add to any of its provisions to such extent as shall be necessary or appropriate to maintain the qualification of any of REMIC I, REMIC II, REMIC III, REMIC IV, REMIC V or REMIC VI as a REMIC under the Code or to avoid or minimize the risk of the imposition of any tax on any of REMIC I, REMIC II, REMIC III, REMIC IV, REMIC V or REMIC VI pursuant to the Code that would be a claim against any of REMIC I, REMIC II, REMIC III, REMIC IV, REMIC V or REMIC VI at any time prior to the final redemption of the Certificates, provided that the Trustee has been provided an Opinion of Counsel addressed to the Trustee, which opinion shall be an expense of the party requesting such opinion but in any case shall not be an expense of the Trustee or the Trust Fund, to the effect that such action is necessary or appropriate to maintain such qualification or to avoid or minimize the risk of the imposition of such a tax.
 
This Agreement may also be amended from time to time by the parties hereto with the consent of Holders of the Certificates evidencing over 50% of the Voting Rights of the Certificates, or with the consent of the Holders of each Class of Certificates affected thereby evidencing over 50% of the Voting Rights of such Class or Classes, as applicable, for the purpose of adding any provisions to or changing in any manner or eliminating any of the provisions of this Agreement or of modifying in any manner the rights of the Holders of Certificates; provided that no such amendment shall (i) reduce in any manner the amount of, or delay the timing of, payments required to be distributed on any Certificate without the consent of the Holder of such Certificate, (ii) cause any of REMIC I, REMIC II, REMIC III, REMIC IV, REMIC V or REMIC VI to cease to qualify as a REMIC or (iii) reduce the aforesaid percentages of Certificates of each Class the Holders of which are required to consent to any such amendment without the consent of the Holders of all Certificates of such Class then outstanding.
 
Notwithstanding any contrary provision of this Agreement, the Trustee shall not consent to any amendment to this Agreement unless it shall have first received an Opinion of Counsel addressed to the Trustee, which opinion shall be an expense of the party requesting such amendment but in any case shall not be an expense of the Trustee, to the effect that such amendment will not (other than an amendment pursuant to clause (ii) of, and in accordance with, the preceding paragraph) cause the imposition of any tax on any of REMIC I, REMIC II, REMIC III, REMIC IV, REMIC V or REMIC VI or the Certificateholders or cause any of REMIC I, REMIC II, REMIC III, REMIC IV, REMIC V or REMIC VI to cease to qualify as a REMIC at any time that any Certificates are outstanding. Further, nothing in this Agreement shall require the Trustee to enter into an amendment without receiving an Opinion of Counsel, satisfactory to the Trustee that (i) such amendment is permitted and is not prohibited by this Agreement and that all requirements for amending this Agreement (including any consent of the applicable Certificateholders) have been complied with.
 
Notwithstanding any of the other provisions of this Section 11.01, none of the Depositor, the Master Servicer or the Trustee shall enter into any amendment that could reasonably be expected to have a material adverse effect on the interests of the Swap Provider (excluding, for the avoidance of doubt, any amendment to the Agreement that is entered into solely for the purpose of appointing a successor servicer, master servicer, trustee or other service provider) without the prior written consent of the Swap Provider, which consent shall not be unreasonably withheld, conditioned or delayed.
 
Promptly after the execution of any amendment to this Agreement requiring the consent of Certificateholders, the Trustee shall furnish written notification of the substance of such amendment to each Certificateholder, the Swap Provider and each Rating Agency.
 
It shall not be necessary for the consent of Certificateholders under this Section to approve the particular form of any proposed amendment, but it shall be sufficient if such consent shall approve the substance thereof. The manner of obtaining such consents and of evidencing the authorization of the execution thereof by Certificateholders shall be subject to such reasonable regulations as the Trustee may prescribe.
 
Section 11.02  Recordation of Agreement; Counterparts. 
 
To the extent permitted by applicable law, this Agreement is subject to recordation in all appropriate public offices for real property records in all of the counties or other comparable jurisdictions in which any or all of the Mortgaged Properties are situated, and in any other appropriate public recording office or elsewhere. The Master Servicer shall effect such recordation at the Trust’s expense upon the request in writing of a Certificateholder, but only if such direction is accompanied by an Opinion of Counsel (provided at the expense of the Certificateholder requesting recordation) to the effect that such recordation would materially and beneficially affect the interests of the Certificateholders or is required by law.
 
For the purpose of facilitating the recordation of this Agreement as herein provided and for other purposes, this Agreement may be executed simultaneously in any number of counterparts, each of which counterparts shall be deemed to be an original, and such counterparts shall constitute but one and the same instrument.
 
Section 11.03  Governing Law. 
 
THIS AGREEMENT SHALL BE CONSTRUED IN ACCORDANCE WITH AND GOVERNED BY THE SUBSTANTIVE LAWS OF THE STATE OF NEW YORK APPLICABLE TO AGREEMENTS MADE AND TO BE PERFORMED IN THE STATE OF NEW YORK AND THE OBLIGATIONS, RIGHTS AND REMEDIES OF THE PARTIES HERETO AND THE CERTIFICATEHOLDERS SHALL BE DETERMINED IN ACCORDANCE WITH SUCH LAWS WITHOUT REGARD TO THE CONFLICTS OF LAWS PRINCIPLES THEREOF (OTHER THAN SECTION 5-1401 OF THE GENERAL OBLIGATIONS LAWS).
 
Section 11.04  Intention of Parties. 
 
It is the express intent of the parties hereto that the conveyance of the Mortgage Notes, Mortgages, assignments of Mortgages, title insurance policies and any modifications, extensions and/or assumption agreements and private mortgage insurance policies relating to the Mortgage Loans by the Sellers to the Depositor, and by the Depositor to the Trustee be, and be construed as, an absolute sale thereof to the Depositor or the Trustee, as applicable. It is, further, not the intention of the parties that such conveyance be deemed a pledge thereof by the Seller to the Depositor, or by the Depositor to the Trustee. However, in the event that, notwithstanding the intent of the parties, such assets are held to be the property of the Mortgage Loan Sellers or the Depositor, as applicable, or if for any other reason the Mortgage Loan Purchase Agreement or this Agreement is held or deemed to create a security interest in such assets, then (i) the Mortgage Loan Purchase Agreement and this Agreement shall each be deemed to be a security agreement within the meaning of the Uniform Commercial Code of the State of New York and (ii) the conveyance provided for in the Mortgage Loan Purchase Agreement from the Mortgage Loan Sellers to the Depositor, and the conveyance provided for in this Agreement from the Depositor to the Trustee, shall be deemed to be an assignment and a grant by the Mortgage Loan Sellers or the Depositor, as applicable, for the benefit of the Certificateholders of a security interest in all of the assets that constitute the Trust Fund, whether now owned or hereafter acquired.
 
The Depositor for the benefit of the Certificateholders shall, to the extent consistent with this Agreement, take such actions as may be necessary to ensure that, if this Agreement were deemed to create a security interest in the assets of the Trust Fund, such security interest would be deemed to be a perfected security interest of first priority under applicable law and will be maintained as such throughout the term of the Agreement.
 
Section 11.05  Notices. 
 
(a)  The Trustee shall use its best efforts to promptly provide notice to each Rating Agency with respect to each of the following of which a Responsible Officer of the Trustee has actual knowledge:
 
(i)  Any material change or amendment to this Agreement;
 
(ii)  The occurrence of any Event of Default that has not been cured;
 
(iii)  The resignation or termination of the Master Servicer or the Trustee and the appointment of any successor;
 
(iv)  The repurchase or substitution of Mortgage Loans pursuant to Sections 2.02, 2.03, 3.19 and 10.01; and
 
(v)  The final payment to Certificateholders.
 
(b)  All directions, demands and notices hereunder shall be in writing and shall be deemed to have been duly given when delivered at or mailed by registered mail, return receipt requested, postage prepaid, or by recognized overnight courier, or by facsimile transmission to a number provided by the appropriate party if receipt of such transmission is confirmed to (i) in the case of the Depositor, Bear Stearns Asset Backed Securities I LLC, 383 Madison Avenue, New York, New York 10179, Attention: Chief Counsel, and with respect to Regulation AB notifications to the Depositor at regabnotifications@bear.com; (ii) in the case of the Seller or the Master Servicer, EMC Mortgage Corporation, 2780 Lake Vista Drive, Lewisville, Texas 75067 (Facsimile: (469) 759-4714), attention: General Counsel, or such other address as may be hereafter furnished to the other parties hereto by the Seller or Master Servicer in writing; (iii) in the case of the Trustee, at each Corporate Trust Office or such other address as the Trustee may hereafter furnish to the other parties hereto, (iv) in the case of the Swap Provider, ABN AMRO Bank N.V., 55 East 52nd Street, New York, NY 10055, telecopier number: (212) 409-7303, Attn: Associate General Counsel and (v) in the case of the Rating Agencies, (x) Moody’s Investors Service, Inc., 99 Church Street, New York, New York 10007, Attention: Home Equity Monitoring and (y) Standard & Poor’s, 55 Water Street, 41st Floor, New York, New York 10041, the Master Servicer or the Trustee under this Agreement shall be effective only upon receipt. Any notice required or permitted to be mailed to a Certificateholder, unless otherwise provided herein, shall be given by first-class mail, postage prepaid, at the address of such Certificateholder as shown in the Certificate Register; any notice so mailed within the time prescribed in this Agreement shall be conclusively presumed to have been duly given, whether or not the Certificateholder receives such notice.
 
Section 11.06  Severability of Provisions. 
 
If any one or more of the covenants, agreements, provisions or terms of this Agreement shall be for any reason whatsoever held invalid, then such covenants, agreements, provisions or terms shall be deemed severable from the remaining covenants, agreements, provisions or terms of this Agreement and shall in no way affect the validity or enforceability of the other provisions of this Agreement or of the Certificates or the rights of the Holders thereof.
 
Section 11.07  Assignment. 
 
Notwithstanding anything to the contrary contained herein, except as provided pursuant to Section 7.02, this Agreement may not be assigned by the Master Servicer, EMC (on its own behalf as Seller and on behalf of Master Funding) or the Depositor.
 
Section 11.08  Limitation on Rights of Certificateholders. 
 
The death or incapacity of any Certificateholder shall not operate to terminate this Agreement or the Trust Fund, nor entitle such Certificateholder’s legal representative or heirs to claim an accounting or to take any action or commence any proceeding in any court for a petition or winding up of the Trust Fund, or otherwise affect the rights, obligations and liabilities of the parties hereto or any of them.
 
No Certificateholder shall have any right to vote (except as provided herein) or in any manner otherwise control the operation and management of the Trust Fund, or the obligations of the parties hereto, nor shall anything herein set forth or contained in the terms of the Certificates be construed so as to constitute the Certificateholders from time to time as partners or members of an association; nor shall any Certificateholder be under any liability to any third party by reason of any action taken by the parties to this Agreement pursuant to any provision hereof.
 
No Certificateholder shall have any right by virtue or by availing itself of any provisions of this Agreement to institute any suit, action or proceeding in equity or at law upon or under or with respect to this Agreement, unless such Holder previously shall have given to the Trustee a written notice of an Event of Default and of the continuance thereof, as hereinbefore provided, the Holders of Certificates evidencing not less than 25% of the Voting Rights evidenced by the Certificates shall also have made written request to the Trustee to institute such action, suit or proceeding in its own name as Trustee hereunder and shall have offered to the Trustee such reasonable indemnity as it may require against the costs, expenses, and liabilities to be incurred therein or thereby, and the Trustee for 60 days after its receipt of such notice, request and offer of indemnity shall have neglected or refused to institute any such action, suit or proceeding; it being understood and intended, and being expressly covenanted by each Certificateholder with every other Certificateholder and the Trustee, that no one or more Holders of Certificates shall have any right in any manner whatever by virtue or by availing itself or themselves of any provisions of this Agreement to affect, disturb or prejudice the rights of the Holders of any other of the Certificates, or to obtain or seek to obtain priority over or preference to any other such Holder or to enforce any right under this Agreement, except in the manner herein provided and for the common benefit of all Certificateholders. For the protection and enforcement of the provisions of this Section 11.08, each and every Certificateholder or the Trustee shall be entitled to such relief as can be given either at law or in equity.
 
Section 11.09  Inspection and Audit Rights. 
 
The Master Servicer agrees that, on reasonable prior notice, it will permit any representative of the Depositor or the Trustee during the Master Servicer’s normal business hours, to examine all the books of account, records, reports and other papers of the Master Servicer relating to the Mortgage Loans, to make copies and extracts therefrom, to cause such books to be audited by independent certified public accountants selected by the Depositor and the Trustee and to discuss its affairs, finances and accounts relating to such Mortgage Loans with its officers, employees and independent public accountants (and by this provision the Master Servicer hereby authorizes such accountants to discuss with such representative such affairs, finances and accounts), all at such reasonable times and as often as may be reasonably requested. Any out-of-pocket expense incident to the exercise by the Depositor or the Trustee of any right under this Section 11.09 shall be borne by the party requesting such inspection, subject to such party’s right to reimbursement hereunder (in the case of the Trustee, pursuant to Section 9.05 hereof.
 
Section 11.10  Certificates Nonassessable and Fully Paid. 
 
It is the intention of the Depositor that Certificateholders shall not be personally liable for obligations of the Trust Fund, that the interests in the Trust Fund represented by the Certificates shall be nonassessable for any reason whatsoever, and that the Certificates, upon due authentication thereof by the Trustee pursuant to this Agreement, are and shall be deemed fully paid.
 
Section 11.11  Third Party Rights. 
 
The Swap Provider shall be an express third-party beneficiary of this Agreement to the extent of its express rights to receive any payments under this Agreement or any other express rights of the Swap Provider explicitly stated in this Agreement, and shall have the right to enforce such rights under this Agreement as if it were a party hereto. The Swap Administrator shall be an express third-party beneficiary of this Agreement to the extent of its express rights to receive any payments under this Agreement or any other express rights of the Swap Administrator explicitly stated in this Agreement, and shall have the right to enforce such rights under this Agreement as if it were a party hereto.
 
* * *
 
IN WITNESS WHEREOF, the Depositor, the Master Servicer, the Seller and the Trustee have caused their names to be signed hereto by their respective officers thereunto duly authorized as of the day and year first above written.
 
   
 
 
BEAR STEARNS ASSET BACKED
SECURITIES I LLC,
as Depositor
 
 		  
 		  
 
  By:   /s/ Baron Silverstein
  Name: 
Baron Silverstein
  Title: Vice President
 
   
 
 
EMC MORTGAGE CORPORATION,
as Seller and as Master Servicer
 
 		  
 		  
 
  By:   /s/ Mark Novachek
  Name: 
Mark Novachek
  Title: Senior Vice President
 
   
 
 
LASALLE BANK NATIONAL ASSOCIATION,
as Trustee
 
 		  
 		  
 
  By:   /s/ Susan L. Feld
  Name: 
Susan L. Feld
  Title: Assistant Vice President
 

 
STATE OF NEW YORK )
  ) ss.:
COUNTY OF NEW YORK  )
 
On this 28th day of February, 2007, before me, a notary public in and for said State, appeared Baron Silverstein, personally known to me on the basis of satisfactory evidence to be an authorized representative of Bear Stearns Asset Backed Securities I LLC, one of the companies that executed the within instrument, and also known to me to be the person who executed it on behalf of such limited liability company and acknowledged to me that such limited liability company executed the within instrument.
 
IN WITNESS WHEREOF, I have hereunto set my hand and affixed my official seal the day and year in this certificate first above written.
 
   
  Notary Public
 
[Notarial Seal]
 


 
STATE OF  TEXAS )
  ) ss.:
COUNTY OF DALLAS )
 
 
On this 28th day of February, 2007, before me, a notary public in and for said State, appeared ________________, personally known to me on the basis of satisfactory evidence to be an authorized representative of EMC Mortgage Corporation, one of the corporations that executed the within instrument, and also known to me to be the person who executed it on behalf of such corporation and acknowledged to me that such corporation executed the within instrument.
 
IN WITNESS WHEREOF, I have hereunto set my hand and affixed my official seal the day and year in this certificate first above written.
 
   
  Notary Public
 
[Notarial Seal]
 


 
STATE OF  ILLINOIS )
  ) ss.:
COUNTY OF COOK )
 
On this 28th day of February, 2007, before me, ______________, a notary public in and for said State, appeared _____________, personally known to me on the basis of satisfactory evidence to be an authorized representative of LaSalle Bank National Association that executed the within instrument, and also known to me to be the person who executed it on behalf of such corporation, and acknowledged to me that such corporation executed the within instrument.
 
IN WITNESS WHEREOF, I have hereunto set my hand and affixed my official seal the day and year in this certificate first above written.
 
   
  Notary Public
 
[Notarial Seal]
 
 
 
EXHIBIT A-1
 
Form of Class A Certificates
 
SOLELY FOR U.S. FEDERAL INCOME TAX PURPOSES, THIS CERTIFICATE REPRESENTS A “REGULAR INTEREST” IN A “REAL ESTATE MORTGAGE INVESTMENT CONDUIT,” AS THOSE TERMS ARE DEFINED, RESPECTIVELY, IN SECTIONS 860G AND 860D OF THE INTERNAL REVENUE CODE OF 1986 (THE “CODE”).
 
THE CERTIFICATE PRINCIPAL BALANCE OF THIS CERTIFICATE WILL BE DECREASED BY THE PRINCIPAL PAYMENTS HEREON AND REALIZED LOSSES ALLOCABLE HERETO. ACCORDINGLY, FOLLOWING THE INITIAL ISSUANCE OF THE CERTIFICATES, THE CERTIFICATE PRINCIPAL BALANCE OF THIS CERTIFICATE WILL BE DIFFERENT FROM THE DENOMINATION SHOWN BELOW. ANYONE ACQUIRING THIS CERTIFICATE MAY ASCERTAIN ITS CERTIFICATE PRINCIPAL BALANCE BY INQUIRY OF THE TRUSTEE NAMED HEREIN.
 
UNLESS THIS CERTIFICATE IS PRESENTED BY AN AUTHORIZED REPRESENTATIVE OF THE DEPOSITORY TRUST COMPANY TO THE DEPOSITOR OR ITS AGENT FOR REGISTRATION OF TRANSFER, EXCHANGE OR PAYMENT, AND ANY CERTIFICATE ISSUED IS REGISTERED IN THE NAME OF CEDE & CO. OR SUCH OTHER NAME AS REQUESTED BY AN AUTHORIZED REPRESENTATIVE OF THE DEPOSITORY TRUST COMPANY AND ANY PAYMENT IS MADE TO CEDE & CO., ANY TRANSFER, PLEDGE OR OTHER USE HEREOF FOR VALUE OR OTHERWISE BY OR TO ANY PERSON IS WRONGFUL SINCE THE REGISTERED OWNER HEREOF, CEDE & CO., HAS AN INTEREST HEREIN.
 
PRIOR TO THE TERMINATION OF THE SUPPLEMENTAL INTEREST TRUST, ANY PERSON ACQUIRING A CERTIFICATE SHALL BE DEEMED TO HAVE MADE THE REPRESENTATIONS IN SECTION 6.02(h) OF THE POOLING AND SERVICING AGREEMENT.
 



 
Certificate No. 1
[Adjustable Rate] [Pass-Through Rate: [ ]%]
   
Class [I-A-1][I-A-2][I-A-3][I-A-4][II-A] Senior
  
   
Date of Pooling and Servicing Agreement
and Cut-off Date: February 1, 2007
Aggregate Initial Certificate Principal Balance of this Certificate as of the Cut-off Date:
$[__________]
   
First Distribution Date:
March 26, 2007
Initial Certificate Principal Balance of this Certificate as of the Cut-off Date:
$[__________]
   
Master Servicer:
EMC Mortgage Corporation
CUSIP: [_____]
   
Last Scheduled Distribution Date:
[____________]
  

ASSET-BACKED CERTIFICATE
 
SERIES 2007-FS1
 
evidencing a fractional undivided interest in the distributions allocable to the Class [I-A-1][I-A-2][I-A-3][I-A-4][II-A] Certificates with respect to a Trust Fund consisting primarily of a pool of conventional, closed-end, first and second lien, subprime, one- to four-family fixed and adjustable interest rate mortgage loans sold by BEAR STEARNS ASSET BACKED SECURITIES I LLC.
 
This Certificate is payable solely from the assets of the Trust Fund, and does not represent an obligation of or interest in Bear Stearns Asset Backed Securities I LLC, the Master Servicer or the Trustee referred to below or any of their affiliates or any other person. Neither this Certificate nor the underlying Mortgage Loans are guaranteed or insured by any governmental entity or by Bear Stearns Asset Backed Securities I LLC, the Master Servicer or the Trustee or any of their affiliates or any other person. None of Bear Stearns Asset Backed Securities I LLC, the Master Servicer or any of their affiliates will have any obligation with respect to any certificate or other obligation secured by or payable from payments on the Certificates.
 
This certifies that Cede & Co. is the registered owner of the Percentage Interest evidenced hereby in the beneficial ownership interest of Certificates of the same Class as this Certificate in a trust (the “Trust Fund”) generally consisting of conventional, closed-end, first and second lien, subprime, fixed and adjustable rate mortgage loans secured by one- to four- family residences (collectively, the “Mortgage Loans”) sold by Bear Stearns Asset Backed Securities I LLC (“BSABS I”). The Mortgage Loans were sold by EMC Mortgage Corporation (“EMC”) and Master Funding LLC to BSABS I. EMC will act as master servicer of the Mortgage Loans (in that capacity, the “Master Servicer,” which term includes any successors thereto under the Agreement referred to below). The Trust Fund was created pursuant to the Pooling and Servicing Agreement, dated as of the Cut-off Date specified above (the “Agreement”), among BSABS I, as depositor (the “Depositor”), EMC Mortgage Corporation, as seller and as Master Servicer, and LaSalle Bank National Association, as trustee (the “Trustee”), a summary of certain of the pertinent provisions of which is set forth hereafter. To the extent not defined herein, capitalized terms used herein shall have the meaning ascribed to them in the Agreement. This Certificate is issued under and is subject to the terms, provisions and conditions of the Agreement, to which Agreement the Holder of this Certificate by virtue of its acceptance hereof assents and by which such Holder is bound.
 
[For the Class I-A-1, Class I-A-2, Class I-A-3 and Class I-A-4 Certificates] [Interest on this Certificate will accrue from and including the immediately preceding Distribution Date (or with respect to the First Distribution Date, the Closing Date) to and including the day prior to the current Distribution Date on the Certificate Principal Balance hereof at a per annum rate equal to the Pass-Through Rate set forth above. The Trustee will distribute on the 25th day of each month, or, if such 25th day is not a Business Day, the immediately following Business Day (each, a “Distribution Date”), commencing on the First Distribution Date specified above, to the Person in whose name this Certificate is registered at the close of business on the Business Day immediately preceding such Distribution Date so long as such Certificate remains in book-entry form (and otherwise, the close of business on the last Business Day of the month immediately preceding the month of such Distribution Date), an amount equal to the product of the Percentage Interest evidenced by this Certificate and the amount (of interest and principal, if any) required to be distributed to the Holders of Certificates of the same Class as this Certificate. The Assumed Final Distribution Date is the Distribution Date in the month following the latest scheduled maturity date of any Mortgage Loan.]
 
[For the Class II-A Certificates][Interest on this Certificate will accrue during the month prior to the month in which a Distribution Date (as herein defined) on the Certificate Principal Balance hereof at a per annum rate equal to the Pass-Through Rate set forth above. The Trustee will distribute on the 25th day of each month, or, if such 25th day is not a Business Day, the immediately following Business Day (each, a “Distribution Date”), commencing on the First Distribution Date specified above, to the Person in whose name this Certificate is registered at the close of business on the last Business Day of the month immediately preceding the month of such Distribution Date, an amount equal to the product of the Percentage Interest evidenced by this Certificate and the amount (of interest and principal, if any) required to be distributed to the Holders of Certificates of the same Class as this Certificate. The Assumed Final Distribution Date is the Distribution Date in the month following the latest scheduled maturity date of any Mortgage Loan.]
 
Distributions on this Certificate will be made by the Trustee by check mailed to the address of the Person entitled thereto as such name and address shall appear on the Certificate Register or, if such Person so requests by notifying the Trustee in writing as specified in the Agreement, by wire transfer. Notwithstanding the above, the final distribution on this Certificate will be made after due notice by the Trustee of the pendency of such distribution and only upon presentation and surrender of this Certificate at the office or agency appointed by the Trustee for that purpose and designated in such notice. The initial Certificate Principal Balance of this Certificate is set forth above. The Certificate Principal Balance hereof will be reduced to the extent of distributions allocable to principal hereon and any Realized Losses allocable hereto.
 
This Certificate is one of a duly authorized issue of Certificates designated as set forth on the face hereof (the “Certificates”). The Certificates, in the aggregate, evidence the entire beneficial ownership interest in the Trust Fund formed pursuant to the Agreement.
 
The Certificateholder, by its acceptance of this Certificate, agrees that it will look solely to the Trust Fund for payment hereunder and that the Trustee is not liable to the Certificateholders for any amount payable under this Certificate or the Agreement or, except as expressly provided in the Agreement, subject to any liability under the Agreement.
 
This Certificate does not purport to summarize the Agreement and reference is made to the Agreement for the interests, rights and limitations of rights, benefits, obligations and duties evidenced hereby, and the rights, duties and immunities of the Trustee.
 
The Agreement permits, with certain exceptions therein provided, the amendment thereof and the modification of the rights and obligations of the Depositor and the rights of the Certificateholders under the Agreement from time to time by the parties thereto with the consent of the Holders of Certificates evidencing over 50% of the Voting Rights of the Certificates, or with the consent of the Holders of each Class of Certificates affected thereby evidencing over 50% of the Voting Rights of such Class or Classes, as applicable. Any such consent by the Holder of this Certificate shall be conclusive and binding on such Holder and upon all future Holders of this Certificate and of any Certificate issued upon the transfer hereof or in lieu hereof whether or not notation of such consent is made upon this Certificate. The Agreement also permits the amendment thereof, in certain limited circumstances, without the consent of the Holders of any of the Certificates.

As provided in the Agreement and subject to certain limitations therein set forth, the transfer of this Certificate is registrable with the Trustee upon surrender of this Certificate for registration of transfer at the offices or agencies maintained by the Trustee for such purposes, duly endorsed by, or accompanied by a written instrument of transfer in form satisfactory to the Trustee duly executed by the Holder hereof or such Holder’s attorney duly authorized in writing, and thereupon one or more new Certificates in authorized denominations representing a like aggregate Percentage Interest will be issued to the designated transferee.
 
Prior to the termination of the Supplemental Interest Trust, any transferee of this Certificate shall be deemed to have made the representations in Section 6.02(h) of the Agreement.
 
The Certificates are issuable only as registered Certificates without coupons in the Classes and denominations specified in the Agreement. As provided in the Agreement and subject to certain limitations therein set forth, this Certificate is exchangeable for one or more new Certificates evidencing the same Class and in the same aggregate Percentage Interest, as requested by the Holder surrendering the same.
 
No service charge will be made to the Certificateholders for any such registration of transfer, but the Trustee may require payment of a sum sufficient to cover any tax or other governmental charge payable in connection therewith. The Depositor, the Master Servicer, the Trustee and any agent of any of them may treat the Person in whose name this Certificate is registered as the owner hereof for all purposes, and none of Depositor, the Master Servicer, the Trustee or any such agent shall be affected by notice to the contrary.
 
The obligations created by the Agreement and the Trust Fund created thereby (other than the obligations to make payments to Certificateholders with respect to the termination of the Agreement) shall terminate upon the earlier of (i) the later of (A) the maturity or other liquidation (or Advance with respect thereto) of the last Mortgage Loan remaining in the Trust Fund and disposition of all property acquired upon foreclosure or deed in lieu of foreclosure of any Mortgage Loan and (B) the remittance of all funds due under the Agreement, or (ii) the optional repurchase by the party named in the Agreement of all the Mortgage Loans and other assets of the Trust Fund in accordance with the terms of the Agreement. Such optional repurchase may be made only on or after the first Distribution Date on which the aggregate Stated Principal Balance of the Mortgage Loans is less than or equal to a certain percentage of the aggregate Stated Principal Balance of the Mortgage Loans as of the Cut-off Date as set forth in the Agreement. The exercise of such right will effect the early retirement of the Certificates. In no event, however, will the Trust created by the Agreement continue beyond the earlier of (i) the expiration of 21 years after the death of certain persons identified in the Agreement and (ii) the Latest Possible Maturity Date (as defined in the Agreement).
 
Unless this Certificate has been countersigned by an authorized signatory of the Trustee by manual signature, this Certificate shall not be entitled to any benefit under the Agreement, or be valid for any purpose.
 


IN WITNESS WHEREOF, the Trustee has caused this Certificate to be duly executed.
 
Dated: _________, ____
    
LASALLE BANK NATIONAL ASSOCIATION
not in its individual capacity but solely as Trustee
                           
                           
             
By:
  
               
Authorized Signatory

 
CERTIFICATE OF AUTHENTICATION
 
This is one of the Class [I-A-1][I-A-2][I-A-3][I-A-4][II-A] Certificates referred to in the within-mentioned Agreement.
 
     
LASALLE BANK NATIONAL ASSOCIATION
Authorized signatory of LaSalle Bank National Association, not in its individual capacity but solely as Trustee
                           
                           
             
By:
  
               
Authorized Signatory

 


ASSIGNMENT
 
FOR VALUE RECEIVED, the undersigned hereby sell(s), assign(s) and transfer(s) unto __________________________________ (Please print or typewrite name and address including postal zip code of assignee) a Percentage Interest evidenced by the within Asset-Backed Certificate and hereby authorizes the transfer of registration of such interest to assignee on the Certificate Register of the Trust Fund.
 
I (We) further direct the Certificate Registrar to issue a new Certificate of a like denomination and Class, to the above named assignee and deliver such Certificate to the following address:
 
   
.
     

 
Dated:
  
 
Signature by or on behalf of assignor
   
   
 
Signature Guaranteed

 
DISTRIBUTION INSTRUCTIONS
 
The assignee should include the following for purposes of distribution:
 
Distributions shall be made, by wire transfer or otherwise, in immediately available
funds to
  
 
for the account of
  
account number
  
or, if mailed by check, to
 
Applicable statements should be mailed to
  
 
 
This information is provided by
  
assignee named above, or
  
its agent.
  


 


EXHIBIT A-2
 
Form of Class M Certificates
 
[For the Class M-1, Class M-2, Class M-3, Class M-4, Class M-5, Class M-6, Class M-7, Class M-8, Class M-9 and Class M-10] THIS CERTIFICATE IS SUBORDINATED IN RIGHT OF PAYMENT TO THE SENIOR CERTIFICATES [,] [AND] [CLASS M-1 CERTIFICATES] [,] [AND] [CLASS M-2 CERTIFICATES] [,] [AND] [CLASS M-3 CERTIFICATES] [,] [AND] [CLASS M-4 CERTIFICATES] [,] [AND] [CLASS M-5 CERTIFICATES] [,] [AND] [CLASS M-6 CERTIFICATES] [,] [AND] [CLASS M-7 CERTIFICATES] [,] [AND] [CLASS M-8 CERTIFICATES] [,] [AND] [CLASS M-9 CERTIFICATES] AS DESCRIBED IN THE AGREEMENT (AS DEFINED BELOW).
 
SOLELY FOR U.S. FEDERAL INCOME TAX PURPOSES, THIS CERTIFICATE REPRESENTS A “REGULAR INTEREST” IN A “REAL ESTATE MORTGAGE INVESTMENT CONDUIT,” AS THOSE TERMS ARE DEFINED, RESPECTIVELY, IN SECTIONS 860G AND 860D OF THE INTERNAL REVENUE CODE OF 1986 (THE “CODE”).
 
THE CERTIFICATE PRINCIPAL BALANCE OF THIS CERTIFICATE WILL BE DECREASED BY THE PRINCIPAL PAYMENTS HEREON AND REALIZED LOSSES ALLOCABLE HERETO. ACCORDINGLY, FOLLOWING THE INITIAL ISSUANCE OF THE CERTIFICATES, THE CERTIFICATE PRINCIPAL BALANCE OF THIS CERTIFICATE WILL BE DIFFERENT FROM THE DENOMINATION SHOWN BELOW. ANYONE ACQUIRING THIS CERTIFICATE MAY ASCERTAIN ITS CERTIFICATE PRINCIPAL BALANCE BY INQUIRY OF THE TRUSTEE NAMED HEREIN.
 
[For the Class M-1, Class M-2, Class M-3, Class M-4, Class M-5, Class M-6, Class M-7, Class M-8 and Class M-9 Certificates] EACH HOLDER OF A CERTIFICATE OR BENEFICIAL OWNERSHIP SHALL BE DEEMED TO HAVE MADE THE REPRESENTATIONS SET FORTH IN SECTION 6.02(h) OF THE POOLING AND SERVICING AGREEMENT.
 
UNLESS THIS CERTIFICATE IS PRESENTED BY AN AUTHORIZED REPRESENTATIVE OF THE DEPOSITORY TRUST COMPANY TO THE DEPOSITOR OR ITS AGENT FOR REGISTRATION OF TRANSFER, EXCHANGE OR PAYMENT, AND ANY CERTIFICATE ISSUED IS REGISTERED IN THE NAME OF CEDE & CO. OR SUCH OTHER NAME AS REQUESTED BY AN AUTHORIZED REPRESENTATIVE OF THE DEPOSITORY TRUST COMPANY AND ANY PAYMENT IS MADE TO CEDE & CO., ANY TRANSFER, PLEDGE OR OTHER USE HEREOF FOR VALUE OR OTHERWISE BY OR TO ANY PERSON IS WRONGFUL SINCE THE REGISTERED OWNER HEREOF, CEDE & CO., HAS AN INTEREST HEREIN.
 
[For the Class M-10 Certificates] [THIS CERTIFICATE HAS NOT BEEN AND WILL NOT BE REGISTERED UNDER THE SECURITIES ACT OF 1933, AS AMENDED (THE “SECURITIES ACT”), OR UNDER ANY STATE SECURITIES LAWS. THE HOLDER HEREOF, BY PURCHASING THIS CERTIFICATE, AGREES THAT THIS CERTIFICATE MAY BE REOFFERED, RESOLD, PLEDGED OR OTHERWISE TRANSFERRED ONLY IN COMPLIANCE WITH THE SECURITIES ACT AND OTHER APPLICABLE LAWS AND ONLY (1) PURSUANT TO RULE 144A UNDER THE SECURITIES ACT (“RULE 144A”) TO A PERSON THAT THE HOLDER REASONABLY BELIEVES IS A QUALIFIED INSTITUTIONAL BUYER WITHIN THE MEANING OF RULE 144A (A “QIB”), PURCHASING FOR ITS OWN ACCOUNT OR A QIB PURCHASING FOR THE ACCOUNT OF A QIB, WHOM THE HOLDER HAS INFORMED, IN EACH CASE, THAT THE REOFFER, RESALE, PLEDGE OR OTHER TRANSFER IS BEING MADE IN RELIANCE ON RULE 144A, (2) PURSUANT TO AN EXEMPTION FROM REGISTRATION PROVIDED BY RULE 144 UNDER THE SECURITIES ACT (IF AVAILABLE) OR (3) IN CERTIFICATED FORM TO AN “INSTITUTIONAL ACCREDITED INVESTOR” WITHIN THE MEANING THEREOF IN RULE 501(a)(1), (2), (3) or (7) OF REGULATION D UNDER THE ACT OR ANY ENTITY IN WHICH ALL OF THE EQUITY OWNERS COME WITHIN SUCH PARAGRAPHS PURCHASING NOT FOR DISTRIBUTION IN VIOLATION OF THE SECURITIES ACT, SUBJECT TO (A) THE RECEIPT BY THE TRUSTEE OF A LETTER SUBSTANTIALLY IN THE FORM PROVIDED IN THE AGREEMENT AND (B) THE RECEIPT BY THE TRUSTEE OF SUCH OTHER EVIDENCE ACCEPTABLE TO THE TRUSTEE THAT SUCH REOFFER, RESALE, PLEDGE OR TRANSFER IS IN COMPLIANCE WITH THE SECURITIES ACT AND OTHER APPLICABLE LAWS OR IN EACH CASE IN ACCORDANCE WITH ALL APPLICABLE SECURITIES LAWS OF THE UNITED STATES AND ANY OTHER APPLICABLE JURISDICTION.]

[For the Class M-10 Certificates] [NOTWITHSTANDING THE PREVIOUS PARAGRAPH, A CERTIFICATION WILL NOT BE REQUIRED WITH RESPECT TO THE TRANSFER OF THIS CERTIFICATE TO A DEPOSITORY, OR FOR ANY SUBSEQUENT TRANSFER OF THIS CERTIFICATE FOR SO LONG AS THIS CERTIFICATE IS A BOOK-ENTRY CERTIFICATE. ANY TRANSFEREE OF THIS CERTIFICATE WILL BE DEEMED TO HAVE REPRESENTED BY VIRTUE OF ITS PURCHASE OR HOLDING OF THIS CERTIFICATE (OR INTEREST HEREIN) THAT SUCH TRANSFEREE IS A “QUALIFIED INSTITUTIONAL BUYER” WITHIN THE MEANING OF RULE 144A UNDER THE 1933 ACT.]
 
 [For the Class M-10 Certificates] [THIS CERTIFICATE MAY NOT BE ACQUIRED DIRECTLY OR INDIRECTLY BY, OR ON BEHALF OF, AN EMPLOYEE BENEFIT PLAN OR OTHER RETIREMENT ARRANGEMENT WHICH IS SUBJECT TO TITLE I OF THE EMPLOYEE RETIREMENT INCOME SECURITY ACT OF 1974, AS AMENDED, OR SECTION 4975 OF THE INTERNAL REVENUE CODE OF 1986, AS AMENDED, UNLESS THE TRANSFEREE CERTIFIES OR REPRESENTS THAT THE PROPOSED TRANSFER AND HOLDING OF A CERTIFICATE AND THE SERVICING, MANAGEMENT AND OPERATION OF THE TRUST AND ITS ASSETS: (I) WILL NOT RESULT IN ANY PROHIBITED TRANSACTION WHICH IS NOT COVERED UNDER AN INDIVIDUAL OR CLASS PROHIBITED TRANSACTION EXEMPTION, INCLUDING, BUT NOT LIMITED TO PROHIBITED TRANSACTION CLASS EXEMPTION (“PTCE”) 84-14, PTCE 91-38, PTCE 90-1, PTCE 95-60 OR PTCE 96-23 AND (II) WILL NOT GIVE RISE TO ANY ADDITIONAL OBLIGATIONS ON THE PART OF THE DEPOSITOR, THE MASTER SERVICER OR THE TRUSTEE, WHICH WILL BE DEEMED REPRESENTED BY AN OWNER OF A BOOK-ENTRY CERTIFICATE OR A GLOBAL CERTIFICATE OR UNLESS AN OPINION SPECIFIED IN SECTION 6.02 OF THE AGREEMENT IS PROVIDED.]
 

 

Certificate No.1
Adjustable Rate
   
Class M-[1][2][3][4][5][6][7][8][9][10] Subordinate
  
   
Date of Pooling and Servicing Agreement
and Cut-off Date: February 1, 2007
Aggregate Initial Certificate Principal Balance of this Certificate as of the Cut-off Date:
$[__________]
   
First Distribution Date:
March 26, 2007
Initial Certificate Principal Balance of this Certificate as of the Cut-off Date:
$[__________]
   
Master Servicer:
EMC Mortgage Corporation
CUSIP: [_____]
   
Last Scheduled Distribution Date:
February 25, 2037
  
   

ASSET-BACKED CERTIFICATE
SERIES 2007-FS1
 
evidencing a fractional undivided interest in the distributions allocable to the Class M-[1][2][3][4][5][6][7][8][9][10] Certificates with respect to a Trust Fund consisting primarily of a pool of conventional, closed-end, first and second lien, subprime, one- to four-family fixed and adjustable interest rate mortgage loans sold by BEAR STEARNS ASSET BACKED SECURITIES I LLC.
 
This Certificate is payable solely from the assets of the Trust Fund, and does not represent an obligation of or interest in Bear Stearns Asset Backed Securities I LLC, the Master Servicer or the Trustee referred to below or any of their affiliates or any other person. Neither this Certificate nor the underlying Mortgage Loans are guaranteed or insured by any governmental entity or by Bear Stearns Asset Backed Securities I LLC, the Master Servicer or the Trustee or any of their affiliates or any other person. None of Bear Stearns Asset Backed Securities I LLC, the Master Servicer or any of their affiliates will have any obligation with respect to any certificate or other obligation secured by or payable from payments on the Certificates.
 
This certifies that Cede & Co. is the registered owner of the Percentage Interest evidenced hereby in the beneficial ownership interest of Certificates of the same Class as this Certificate in a trust (the “Trust Fund”) generally consisting of conventional, closed-end, first and second lien, subprime, fixed and adjustable rate mortgage loans secured by one- to four- family residences (collectively, the “Mortgage Loans”) sold by Bear Stearns Asset Backed Securities I LLC (“BSABS I”). The Mortgage Loans were sold by EMC Mortgage Corporation (“EMC”) and Master Funding LLC to BSABS I. EMC will act as master servicer of the Mortgage Loans (in that capacity, the “Master Servicer,” which term includes any successors thereto under the Agreement referred to below). The Trust Fund was created pursuant to the Pooling and Servicing Agreement, dated as of the Cut-off Date specified above (the “Agreement”), among BSABS I, as depositor (the “Depositor”), EMC Mortgage Corporation, as seller and as Master Servicer, and LaSalle Bank National Association, as trustee (the “Trustee”), a summary of certain of the pertinent provisions of which is set forth hereafter. To the extent not defined herein, capitalized terms used herein shall have the meaning ascribed to them in the Agreement. This Certificate is issued under and is subject to the terms, provisions and conditions of the Agreement, to which Agreement the Holder of this Certificate by virtue of its acceptance hereof assents and by which such Holder is bound.
 
Interest on this Certificate will accrue from and including the immediately preceding Distribution Date (or with respect to the First Distribution Date, the Closing Date) to and including the day prior to the current Distribution Date on the Certificate Principal Balance hereof at a per annum rate equal to the Pass-Through Rate set forth above. The Trustee will distribute on the 25th day of each month, or, if such 25th day is not a Business Day, the immediately following Business Day (each, a “Distribution Date”), commencing on the First Distribution Date specified above, to the Person in whose name this Certificate is registered at the close of business on the Business Day immediately preceding such Distribution Date so long as such Certificate remains in book-entry form (and otherwise, the close of business on the last Business Day of the month immediately preceding the month of such Distribution Date), an amount equal to the product of the Percentage Interest evidenced by this Certificate and the amount (of interest and principal, if any) required to be distributed to the Holders of Certificates of the same Class as this Certificate. The Assumed Final Distribution Date is the Distribution Date in the month following the latest scheduled maturity date of any Mortgage Loan.
 
Distributions on this Certificate will be made by the Trustee by check mailed to the address of the Person entitled thereto as such name and address shall appear on the Certificate Register or, if such Person so requests by notifying the Trustee in writing as specified in the Agreement, by wire transfer. Notwithstanding the above, the final distribution on this Certificate will be made after due notice by the Trustee of the pendency of such distribution and only upon presentation and surrender of this Certificate at the office or agency appointed by the Trustee for that purpose and designated in such notice. The initial Certificate Principal Balance of this Certificate is set forth above. The Certificate Principal Balance hereof will be reduced to the extent of distributions allocable to principal hereon and any Realized Losses allocable hereto
 
[For the Class M-10 Certificate] No transfer of this Class M-10 Certificate will be made unless such transfer is (i) exempt from the registration requirements of the Securities Act of 1933, as amended, and any applicable state securities laws or is made in accordance with said Act and laws and (ii) made in accordance with Section 6.02 of the Agreement. In the event that such transfer is to be made the Trustee shall register such transfer if, (i) made to a transferee who has provided the Trustee with evidence as to its QIB status; or (ii) (A) the transferor has advised the Trustee in writing that the Certificate is being transferred to an Institutional Accredited Investor and (B) prior to such transfer the transferee furnishes to the Trustee an Investment Letter; provided that if based upon an Opinion of Counsel to the effect that (A) and (B) above are not sufficient to confirm that such transfer is being made pursuant to an exemption from, or in a transaction not subject to, the registration requirements of the Securities Act and other applicable laws, the Trustee shall as a condition of the registration of any such transfer require the transferor to furnish such other certifications, legal opinions or other information prior to registering the transfer of this Certificate as shall be set forth in such Opinion of Counsel.]
 
[For the Class M-10 Certificates] [Notwithstanding the foregoing, the certifications will not be required with respect to the transfer of this Certificate to a Depository, or for any subsequent transfer of this Certificate for so long as this Certificate is a Book-Entry Certificate.]
 
This Certificate is one of a duly authorized issue of Certificates designated as set forth on the face hereof (the “Certificates”). The Certificates, in the aggregate, evidence the entire beneficial ownership interest in the Trust Fund formed pursuant to the Agreement.
 
The Certificateholder, by its acceptance of this Certificate, agrees that it will look solely to the Trust Fund for payment hereunder and that the Trustee is not liable to the Certificateholders for any amount payable under this Certificate or the Agreement or, except as expressly provided in the Agreement, subject to any liability under the Agreement.
 
This Certificate does not purport to summarize the Agreement and reference is made to the Agreement for the interests, rights and limitations of rights, benefits, obligations and duties evidenced hereby, and the rights, duties and immunities of the Trustee.
 
The Agreement permits, with certain exceptions therein provided, the amendment thereof and the modification of the rights and obligations of the Depositor and the rights of the Certificateholders under the Agreement from time to time by the parties thereto with the consent of the Holders of Certificates evidencing over 50% of the Voting Rights of the Certificates, or with the consent of the Holders of each Class of Certificates affected thereby evidencing over 50% of the Voting Rights of such Class or Classes, as applicable. Any such consent by the Holder of this Certificate shall be conclusive and binding on such Holder and upon all future Holders of this Certificate and of any Certificate issued upon the transfer hereof or in lieu hereof whether or not notation of such consent is made upon this Certificate. The Agreement also permits the amendment thereof, in certain limited circumstances, without the consent of the Holders of any of the Certificates.

As provided in the Agreement and subject to certain limitations therein set forth, the transfer of this Certificate is registrable with the Trustee upon surrender of this Certificate for registration of transfer at the offices or agencies maintained by the Trustee for such purposes, duly endorsed by, or accompanied by a written instrument of transfer in form satisfactory to the Trustee duly executed by the Holder hereof or such Holder’s attorney duly authorized in writing, and thereupon one or more new Certificates in authorized denominations representing a like aggregate Percentage Interest will be issued to the designated transferee.
 
[For the Class M-1, Class M-2, Class M-3, Class M-4, Class M-5, Class M-6, Class M-7, Class M-8 and Class M-9 Certificates] Each holder of a Certificate or beneficial ownership shall be deemed to have made the representations set forth in Section 6.02(h) of the Pooling and Servicing Agreement.
 
[For the Class M-10 Certificates] [This Certificate may not be acquired directly or indirectly by, or on behalf of, an employee benefit plan or other retirement arrangement which is subject to Title I of the Employee Retirement Income Security Act of 1974, as amended, or Section 4975 of the Internal Revenue Code of 1986, as amended, unless the transferee certifies or represents that the proposed transfer and holding of a Certificate and the servicing, management and operation of the trust and its assets: (i) will not result in any prohibited transaction which is not covered under an individual or class prohibited transaction exemption, including, but not limited to, Prohibited Transaction Class Exemption (“PTCE”) 84-14, PTCE 91-38, PTCE 90-1, PTCE 95-60 or PTCE 96-23 and (ii) will not give rise to any additional obligations on the part of the Depositor, the Master Servicer or the Trustee, which will be deemed represented by an owner of a Book-Entry Certificate or a Global Certificate or unless an Opinion of Counsel specified in section 6.02 of the Agreement is provided. This Certificate is one of a duly authorized issue of Certificates designated as set forth on the face hereof (the “Certificates”). The Certificates, in the aggregate, evidence the entire beneficial ownership interest in the Trust Fund formed pursuant to the Agreement.]
 
The Certificates are issuable only as registered Certificates without coupons in the Classes and denominations specified in the Agreement. As provided in the Agreement and subject to certain limitations therein set forth, this Certificate is exchangeable for one or more new Certificates evidencing the same Class and in the same aggregate Percentage Interest, as requested by the Holder surrendering the same.
 
No service charge will be made to the Certificateholders for any such registration of transfer, but the Trustee may require payment of a sum sufficient to cover any tax or other governmental charge payable in connection therewith. The Depositor, the Master Servicer, the Trustee and any agent of any of them may treat the Person in whose name this Certificate is registered as the owner hereof for all purposes, and none of the Depositor, the Master Servicer, the Trustee or any such agent shall be affected by notice to the contrary.
 
The obligations created by the Agreement and the Trust Fund created thereby (other than the obligations to make payments to Certificateholders with respect to the termination of the Agreement) shall terminate upon the earlier of (i) the later of (A) the maturity or other liquidation (or Advance with respect thereto) of the last Mortgage Loan remaining in the Trust Fund and disposition of all property acquired upon foreclosure or deed in lieu of foreclosure of any Mortgage Loan and (B) the remittance of all funds due under the Agreement, or (ii) the optional repurchase by the party named in the Agreement of all the Mortgage Loans and other assets of the Trust Fund in accordance with the terms of the Agreement. Such optional repurchase may be made only on or after the first Distribution Date on which the aggregate Stated Principal Balance of the Mortgage Loans is less than or equal to a certain percentage of the aggregate Stated Principal Balance of the Mortgage Loans as of the Cut-off Date as set forth in the Agreement. The exercise of such right will effect the early retirement of the Certificates. In no event, however, will the Trust created by the Agreement continue beyond the earlier of (i) the expiration of 21 years after the death of certain persons identified in the Agreement and (ii) the Latest Possible Maturity Date (as defined in the Agreement).
 
Unless this Certificate has been countersigned by an authorized signatory of the Trustee by manual signature, this Certificate shall not be entitled to any benefit under the Agreement, or be valid for any purpose.
 

 

IN WITNESS WHEREOF, the Trustee has caused this Certificate to be duly executed.
 
Dated: _________, ____
    
LASALLE BANK NATIONAL ASSOCIATION,
not in its individual capacity but solely as Trustee
                           
                           
             
By:
  
               
Authorized Signatory

 
CERTIFICATE OF AUTHENTICATION
 
This is one of the Class M-[1][2][3][4][5][6][7][8][9][10] Certificates referred to in the within-mentioned Agreement.
 
     
LASALLE BANK NATIONAL ASSOCIATION
Authorized signatory of LaSalle Bank National Association, not in its individual capacity but solely as Trustee
                           
                           
             
By:
  
               
Authorized Signatory

 


ASSIGNMENT
 
FOR VALUE RECEIVED, the undersigned hereby sell(s), assign(s) and transfer(s) unto __________________________________ (Please print or typewrite name and address including postal zip code of assignee) a Percentage Interest evidenced by the within Asset-Backed Certificate and hereby authorizes the transfer of registration of such interest to assignee on the Certificate Register of the Trust Fund.
 
I (We) further direct the Certificate Registrar to issue a new Certificate of a like denomination and Class, to the above named assignee and deliver such Certificate to the following address:
 
Dated:
  
 
Signature by or on behalf of assignor
   
   
 
Signature Guaranteed

 
DISTRIBUTION INSTRUCTIONS
 
The assignee should include the following for purposes of distribution:
 
Distributions shall be made, by wire transfer or otherwise, in immediately available
funds to
  
 
for the account of
  
account number
  
or, if mailed by check, to
 
Applicable statements should be mailed to
  
 
 
This information is provided by
  
assignee named above, or
  
its agent.
  


 
 

EXHIBIT A-3
 
Form of Class P Certificate
 
SOLELY FOR U.S. FEDERAL INCOME TAX PURPOSES, THIS CERTIFICATE REPRESENTS A “REGULAR INTEREST” IN A “REAL ESTATE MORTGAGE INVESTMENT CONDUIT,” AS THOSE TERMS ARE DEFINED, RESPECTIVELY, IN SECTIONS 860G AND 860D OF THE INTERNAL REVENUE CODE OF 1986 (THE “CODE”).
 
THE CERTIFICATE PRINCIPAL BALANCE OF THIS CERTIFICATE WILL BE DECREASED BY THE PRINCIPAL PAYMENTS HEREON. ACCORDINGLY, FOLLOWING THE INITIAL ISSUANCE OF THE CERTIFICATES, THE CERTIFICATE PRINCIPAL BALANCE OF THIS CERTIFICATE WILL BE DIFFERENT FROM THE DENOMINATION SHOWN BELOW. ANYONE ACQUIRING THIS CERTIFICATE MAY ASCERTAIN ITS CERTIFICATE PRINCIPAL BALANCE BY INQUIRY OF THE TRUSTEE NAMED HEREIN.
 
THIS CERTIFICATE HAS NOT BEEN AND WILL NOT BE REGISTERED UNDER THE SECURITIES ACT OF 1933, AS AMENDED (THE “SECURITIES ACT”), OR UNDER ANY STATE SECURITIES LAWS. THE HOLDER HEREOF, BY PURCHASING THIS CERTIFICATE, AGREES THAT THIS CERTIFICATE MAY BE REOFFERED, RESOLD, PLEDGED OR OTHERWISE TRANSFERRED ONLY IN COMPLIANCE WITH THE SECURITIES ACT AND OTHER APPLICABLE LAWS AND ONLY (1) PURSUANT TO RULE 144A UNDER THE SECURITIES ACT (“RULE 144A”) TO A PERSON THAT THE HOLDER REASONABLY BELIEVES IS A QUALIFIED INSTITUTIONAL BUYER WITHIN THE MEANING OF RULE 144A (A “QIB”), PURCHASING FOR ITS OWN ACCOUNT OR A QIB PURCHASING FOR THE ACCOUNT OF A QIB, WHOM THE HOLDER HAS INFORMED, IN EACH CASE, THAT THE REOFFER, RESALE, PLEDGE OR OTHER TRANSFER IS BEING MADE IN RELIANCE ON RULE 144A, (2) PURSUANT TO AN EXEMPTION FROM REGISTRATION PROVIDED BY RULE 144 UNDER THE SECURITIES ACT (IF AVAILABLE) OR (3) IN CERTIFICATED FORM TO AN “INSTITUTIONAL ACCREDITED INVESTOR” WITHIN THE MEANING THEREOF IN RULE 501(a)(1), (2), (3) or (7) OF REGULATION D UNDER THE ACT OR ANY ENTITY IN WHICH ALL OF THE EQUITY OWNERS COME WITHIN SUCH PARAGRAPHS PURCHASING NOT FOR DISTRIBUTION IN VIOLATION OF THE SECURITIES ACT, SUBJECT TO (A) THE RECEIPT BY THE TRUSTEE OF A LETTER SUBSTANTIALLY IN THE FORM PROVIDED IN THE AGREEMENT AND (B) THE RECEIPT BY THE TRUSTEE OF SUCH OTHER EVIDENCE ACCEPTABLE TO THE TRUSTEE THAT SUCH REOFFER, RESALE, PLEDGE OR TRANSFER IS IN COMPLIANCE WITH THE SECURITIES ACT AND OTHER APPLICABLE LAWS OR IN EACH CASE IN ACCORDANCE WITH ALL APPLICABLE SECURITIES LAWS OF THE UNITED STATES AND ANY OTHER APPLICABLE JURISDICTION.
 
NO TRANSFER OF THIS CERTIFICATE MAY BE MADE TO ANY PERSON, UNLESS THE TRANSFEREE PROVIDES EITHER A CERTIFICATION PURSUANT TO SECTION 6.02(h) OF THE AGREEMENT OR AN OPINION OF COUNSEL SATISFACTORY TO THE TRUSTEE THAT THE PURCHASE AND HOLDING OF THIS CERTIFICATE ARE PERMISSIBLE UNDER APPLICABLE LAW, WILL NOT CONSTITUTE OR RESULT IN ANY NON-EXEMPT PROHIBITED TRANSACTIONS UNDER SECTION 406 OF THE EMPLOYEE RETIREMENT INCOME SECURITY ACT OF 1974, AS AMENDED (“ERISA”), OR SECTION 4975 OF THE CODE AND WILL NOT SUBJECT THE TRUSTEE, MASTER SERVICER OR THE DEPOSITOR TO ANY OBLIGATION OR LIABILITY IN ADDITION TO THOSE UNDERTAKEN IN THE AGREEMENT.
 



Certificate No.1
Percentage Interest: 100%
   
Class P
  
   
Date of Pooling and Servicing Agreement and Cut-off Date: February 1, 2007
Aggregate Initial Certificate Principal Balance of this Certificate as of the Cut-off Date:
$100.00
   
First Distribution Date:
March 26, 2007
Initial Certificate Principal Balance of this Certificate as of the Cut-off Date:
$100.00
   
Master Servicer:
EMC Mortgage Corporation
CUSIP: [_____]
   
Last Scheduled Distribution Date:
February 25, 2037
  
   

ASSET-BACKED CERTIFICATE
SERIES 2007-FS1
 
evidencing a fractional undivided interest in the distributions allocable to the Class P Certificates with respect to a Trust Fund consisting primarily of a pool of conventional, closed-end, first and second lien, subprime, one-to-four-family fixed and adjustable interest rate mortgage loans sold by BEAR STEARNS ASSET BACKED SECURITIES I LLC.
 
This Certificate is payable solely from the assets of the Trust Fund, and does not represent an obligation of or interest in Bear Stearns Asset Backed Securities I LLC, the Master Servicer or the Trustee referred to below or any of their affiliates or any other person. Neither this Certificate nor the underlying Mortgage Loans are guaranteed or insured by any governmental entity or by Bear Stearns Asset Backed Securities I LLC, the Master Servicer or the Trustee or any of their affiliates or any other person. None of Bear Stearns Asset Backed Securities I LLC, the Master Servicer or any of their affiliates will have any obligation with respect to any certificate or other obligation secured by or payable from payments on the Certificates.
 
This certifies that Bear, Stearns Securities Corp. is the registered owner of the Percentage Interest evidenced hereby in the beneficial ownership interest of Certificates of the same Class as this Certificate in a trust (the “Trust Fund”) generally consisting of conventional, closed-end, first and second lien, subprime, fixed and adjustable rate mortgage loans secured by one- to four-family residences (collectively, the “Mortgage Loans”) sold by Bear Stearns Asset Backed Securities I LLC (“BSABS I”). The Mortgage Loans were sold by EMC Mortgage Corporation (“EMC”) and Master Funding LLC (“Master Funding LLC”, and together with EMC, the “Sellers”) to BSABS I. EMC will act as master servicer of the Mortgage Loans (in that capacity, the “Master Servicer,” which term includes any successors thereto under the Agreement referred to below). The Trust Fund was created pursuant to the Pooling and Servicing Agreement, dated as of the Cut-off Date specified above (the “Agreement”), among BSABS I, as depositor (the “Depositor”), EMC Mortgage Corporation, as seller and as Master Servicer, and LaSalle Bank National Association, as trustee (the “Trustee”), a summary of certain of the pertinent provisions of which is set forth hereafter. To the extent not defined herein, capitalized terms used herein shall have the meaning ascribed to them in the Agreement. This Certificate is issued under and is subject to the terms, provisions and conditions of the Agreement, to which Agreement the Holder of this Certificate by virtue of its acceptance hereof assents and by which such Holder is bound.
 
The Trustee will distribute on the 25th day of each month, or, if such 25th day is not a Business Day, the immediately following Business Day (each, a “Distribution Date”), commencing on the First Distribution Date specified above, to the Person in whose name this Certificate is registered at the close of business on the last day (or if such last day is not a Business Day, the Business Day immediately preceding such last day) of the calendar month immediately preceding the month in which the Distribution Date occurs, an amount equal to the product of the Percentage Interest evidenced by this Certificate and the amounts required to be distributed to the Holders of Certificates of the same Class as this Certificate.
 
Distributions on this Certificate will be made by the Trustee by check mailed to the address of the Person entitled thereto as such name and address shall appear on the Certificate Register or, if such Person so requests by notifying the Trustee in writing as specified in the Agreement, by wire transfer. Notwithstanding the above, the final distribution on this Certificate will be made after due notice by the Trustee of the pendency of such distribution and only upon presentation and surrender of this Certificate at the office or agency appointed by the Trustee for that purpose and designated in such notice.
 
No transfer of this Certificate shall be made unless the transfer is made pursuant to an effective registration statement under the Securities Act of 1933, as amended (the “1933 Act”), and an effective registration or qualification under applicable state securities laws, or is made in a transaction that does not require such registration or qualification. In the event that such a transfer of this Certificate is to be made without registration or qualification, the Trustee shall require receipt of (i) if such transfer is purportedly being made in reliance upon Rule 144A under the 1933 Act, written certifications from the Holder of the Certificate desiring to effect the transfer, and from such Holder’s prospective transferee, substantially in the forms attached to the Agreement as Exhibit D and either Exhibit E or Exhibit F, as applicable, and (ii) in all other cases, an Opinion of Counsel satisfactory to it that such transfer may be made without such registration or qualification (which Opinion of Counsel shall not be an expense of the Trust Fund or of the Depositor, the Trustee or the Master Servicer in their respective capacities as such), together with copies of the written certification(s) of the Holder of the Certificate desiring to effect the transfer and/or such Holder’s prospective transferee upon which such Opinion of Counsel is based. Neither the Depositor nor the Trustee is obligated to register or qualify the Class of Certificates specified on the face hereof under the 1933 Act or any other securities law or to take any action not otherwise required under the Agreement to permit the transfer of such Certificates without registration or qualification. Any Holder desiring to effect a transfer of this Certificate shall be required to indemnify the Trustee, the Depositor, the Sellers and the Master Servicer against any liability that may result if the transfer is not so exempt or is not made in accordance with such federal and state laws.
 
No transfer of this Class P Certificate will be made unless either (i) the Trustee shall have received the Opinion of Counsel set forth in Section 6.02(h) of the Agreement or (ii) the transferee of such Certificate provides a representation under Section 6.02(h) of the Agreement in the form as described by the Agreement, or is deemed to represent in the case of a Global Certificate, that the transferee is not an employee benefit or other plan subject to the prohibited transaction provisions of ERISA or Section 4975 of the Code (a “Plan”), or any other person (including an investment manager, a named fiduciary or a trustee of any Plan) acting, directly or indirectly, on behalf of or purchasing any Certificate with “plan assets” of any Plan.
 
This Certificate is one of a duly authorized issue of Certificates designated as set forth on the face hereof (the “Certificates”). The Certificates, in the aggregate, evidence the entire beneficial ownership interest in the Trust Fund formed pursuant to the Agreement.
 
The Certificateholder, by its acceptance of this Certificate, agrees that it will look solely to the Trust Fund for payment hereunder and that the Trustee is not liable to the Certificateholders for any amount payable under this Certificate or the Agreement or, except as expressly provided in the Agreement, subject to any liability under the Agreement.
 
This Certificate does not purport to summarize the Agreement and reference is made to the Agreement for the interests, rights and limitations of rights, benefits, obligations and duties evidenced hereby, and the rights, duties and immunities of the Trustee.
 
The Agreement permits, with certain exceptions therein provided, the amendment thereof and the modification of the rights and obligations of the Depositor and the rights of the Certificateholders under the Agreement from time to time by the parties thereto with the consent of the Holders of Certificates evidencing over 50% of the Voting Rights of the Certificates, or with the consent of the Holders of each Class of Certificates affected thereby evidencing over 50% of the Voting Rights of such Class or Classes, as applicable. Any such consent by the Holder of this Certificate shall be conclusive and binding on such Holder and upon all future Holders of this Certificate and of any Certificate issued upon the transfer hereof or in lieu hereof whether or not notation of such consent is made upon this Certificate. The Agreement also permits the amendment thereof, in certain limited circumstances, without the consent of the Holders of any of the Certificates.

As provided in the Agreement and subject to certain limitations therein set forth, the transfer of this Certificate is registrable with the Trustee upon surrender of this Certificate for registration of transfer at the offices or agencies maintained by the Trustee for such purposes, duly endorsed by, or accompanied by a written instrument of transfer in form satisfactory to the Trustee duly executed by the Holder hereof or such Holder’s attorney duly authorized in writing, and thereupon one or more new Certificates in authorized denominations representing a like aggregate Percentage Interest will be issued to the designated transferee.
 
The Certificates are issuable only as registered Certificates without coupons in the Classes and denominations specified in the Agreement. As provided in the Agreement and subject to certain limitations therein set forth, this Certificate is exchangeable for one or more new Certificates evidencing the same Class and in the same aggregate Percentage Interest, as requested by the Holder surrendering the same.
 
No service charge will be made to the Certificateholders for any such registration of transfer, but the Trustee may require payment of a sum sufficient to cover any tax or other governmental charge payable in connection therewith. The Depositor, the Master Servicer, the Trustee and any agent of any of them may treat the Person in whose name this Certificate is registered as the owner hereof for all purposes, and none of the Depositor, the Master Servicer, the Trustee or any such agent shall be affected by notice to the contrary.
 
The obligations created by the Agreement and the Trust Fund created thereby (other than the obligations to make payments to Certificateholders with respect to the termination of the Agreement) shall terminate upon the earlier of (i) the later of (A) the maturity or other liquidation (or Advance with respect thereto) of the last Mortgage Loan remaining in the Trust Fund and disposition of all property acquired upon foreclosure or deed in lieu of foreclosure of any Mortgage Loan and (B) the remittance of all funds due under the Agreement, or (ii) the optional repurchase by the party named in the Agreement of all the Mortgage Loans and other assets of the Trust Fund in accordance with the terms of the Agreement. Such optional repurchase may be made only on or after the first Distribution Date on which the aggregate Stated Principal Balance of the Mortgage Loans is less than or equal to a certain percentage of the aggregate Stated Principal Balance of the Mortgage Loans as of the Cut-off Date as set forth in the Agreement. The exercise of such right will effect the early retirement of the Certificates. In no event, however, will the Trust created by the Agreement continue beyond the earlier of (i) the expiration of 21 years after the death of certain persons identified in the Agreement and (ii) the Latest Possible Maturity Date (as defined in the Agreement).
 
Unless this Certificate has been countersigned by an authorized signatory of the Trustee by manual signature, this Certificate shall not be entitled to any benefit under the Agreement, or be valid for any purpose.
 


IN WITNESS WHEREOF, the Trustee has caused this Certificate to be duly
executed.
 
Dated: _________, ____
    
LASALLE BANK NATIONAL ASSOCIATION,
not in its individual capacity but solely as Trustee
                           
                           
             
By:
  
               
Authorized Signatory

 
CERTIFICATE OF AUTHENTICATION
 
This is one of the Class P Certificates referred to in the within-mentioned Agreement.
 
     
LASALLE BANK NATIONAL ASSOCIATION
Authorized signatory of LaSalle Bank National Association, not in its individual capacity but solely as Trustee
                           
                           
             
By:
  
               
Authorized Signatory


ASSIGNMENT
 
FOR VALUE RECEIVED, the undersigned hereby sell(s), assign(s) and transfer(s) unto __________________________________ (Please print or typewrite name and address including postal zip code of assignee) a Percentage Interest evidenced by the within Asset-Backed Certificate and hereby authorizes the transfer of registration of such interest to assignee on the Certificate Register of the Trust Fund.
 
I (We) further direct the Certificate Registrar to issue a new Certificate of a like denomination and Class, to the above named assignee and deliver such Certificate to the following address:
 
     
   
.

 
Dated:
  
 
Signature by or on behalf of assignor
   
   
 
Signature Guaranteed

DISTRIBUTION INSTRUCTIONS
 
The assignee should include the following for purposes of distribution:
 
Distributions shall be made, by wire transfer or otherwise, in immediately available
funds to
  
 
for the account of
  
account number
  
or, if mailed by check, to
 
Applicable statements should be mailed to
  
 
 
This information is provided by
  
assignee named above, or
  
its agent.
  


 


EXHIBIT A-4
 
Form of Class CE Certificates
 
THIS CERTIFICATE IS SUBORDINATED IN RIGHT OF PAYMENT TO THE SENIOR CERTIFICATES AND THE CLASS M CERTIFICATES AS DESCRIBED IN THE AGREEMENT (AS DEFINED BELOW).
 
SOLELY FOR U.S. FEDERAL INCOME TAX PURPOSES, THIS CERTIFICATE REPRESENTS A “REGULAR INTEREST” IN A “REAL ESTATE MORTGAGE INVESTMENT CONDUIT,” AS THOSE TERMS ARE DEFINED, RESPECTIVELY, IN SECTIONS 860G AND 860D OF THE INTERNAL REVENUE CODE OF 1986 (THE “CODE”).
 
THIS CERTIFICATE HAS NOT BEEN AND WILL NOT BE REGISTERED UNDER THE SECURITIES ACT OF 1933, AS AMENDED (THE “SECURITIES ACT”), OR UNDER ANY STATE SECURITIES LAWS. THE HOLDER HEREOF, BY PURCHASING THIS CERTIFICATE, AGREES THAT THIS CERTIFICATE MAY BE REOFFERED, RESOLD, PLEDGED OR OTHERWISE TRANSFERRED ONLY IN COMPLIANCE WITH THE SECURITIES ACT AND OTHER APPLICABLE LAWS AND ONLY (1) PURSUANT TO RULE 144A UNDER THE SECURITIES ACT (“RULE 144A”) TO A PERSON THAT THE HOLDER REASONABLY BELIEVES IS A QUALIFIED INSTITUTIONAL BUYER WITHIN THE MEANING OF RULE 144A (A “QIB”), PURCHASING FOR ITS OWN ACCOUNT OR A QIB PURCHASING FOR THE ACCOUNT OF A QIB, WHOM THE HOLDER HAS INFORMED, IN EACH CASE, THAT THE REOFFER, RESALE, PLEDGE OR OTHER TRANSFER IS BEING MADE IN RELIANCE ON RULE 144A, (2) PURSUANT TO AN EXEMPTION FROM REGISTRATION PROVIDED BY RULE 144 UNDER THE SECURITIES ACT (IF AVAILABLE) OR (3) IN CERTIFICATED FORM TO AN “INSTITUTIONAL ACCREDITED INVESTOR” WITHIN THE MEANING THEREOF IN RULE 501(a)(1), (2), (3) or (7) OF REGULATION D UNDER THE ACT OR ANY ENTITY IN WHICH ALL OF THE EQUITY OWNERS COME WITHIN SUCH PARAGRAPHS PURCHASING NOT FOR DISTRIBUTION IN VIOLATION OF THE SECURITIES ACT, SUBJECT TO (A) THE RECEIPT BY THE TRUSTEE OF A LETTER SUBSTANTIALLY IN THE FORM PROVIDED IN THE AGREEMENT AND (B) THE RECEIPT BY THE TRUSTEE OF SUCH OTHER EVIDENCE ACCEPTABLE TO THE TRUSTEE THAT SUCH REOFFER, RESALE, PLEDGE OR TRANSFER IS IN COMPLIANCE WITH THE SECURITIES ACT AND OTHER APPLICABLE LAWS OR IN EACH CASE IN ACCORDANCE WITH ALL APPLICABLE SECURITIES LAWS OF THE UNITED STATES AND ANY OTHER APPLICABLE JURISDICTION.
 
NO TRANSFER OF THIS CERTIFICATE MAY BE MADE TO ANY PERSON, UNLESS THE TRANSFEREE PROVIDES EITHER A CERTIFICATION PURSUANT TO SECTION 6.02(h) OF THE AGREEMENT OR AN OPINION OF COUNSEL SATISFACTORY TO THE TRUSTEE THAT THE PURCHASE AND HOLDING OF THIS CERTIFICATE ARE PERMISSIBLE UNDER APPLICABLE LAW, WILL NOT CONSTITUTE OR RESULT IN ANY NON-EXEMPT PROHIBITED TRANSACTIONS UNDER SECTION 406 OF THE EMPLOYEE RETIREMENT INCOME SECURITY ACT OF 1974, AS AMENDED (“ERISA”), OR SECTION 4975 OF THE CODE AND WILL NOT SUBJECT THE TRUSTEE, MASTER SERVICER OR THE DEPOSITOR TO ANY OBLIGATION OR LIABILITY IN ADDITION TO THOSE UNDERTAKEN IN THE AGREEMENT.
 
NO TRANSFER OF THIS CERTIFICATE SHALL BE MADE UNLESS THE PROPOSED TRANSFEREE OF SUCH CERTIFICATE (1) PROVIDES TO THE TRUSTEE THE APPROPRIATE TAX CERTIFICATION FORM THAT WOULD ELIMINATE ANY WITHHOLDING OR DEDUCTION FOR TAXES FROM AMOUNTS PAYABLE BY THE SWAP PROVIDER, PURSUANT TO THE SWAP AGREEMENT, TO THE SWAP ADMINISTRATOR ON BEHALF OF THE SUPPLEMENTAL INTEREST TRUST (I.E., IRS FORM W-9 OR IRS FORM W-8BEN, W-8IMY, W-8EXP OR W-8ECI, AS APPLICABLE (OR ANY SUCCESSOR FORM THERETO), TOGETHER WITH ANY APPLICABLE ATTACHMENTS) AND (2) AGREES TO UPDATE SUCH FORM (A) UPON EXPIRATION OF ANY SUCH FORM, (B) AS REQUIRED UNDER THEN APPLICABLE U.S. TREASURY REGULATIONS AND (C) PROMPTLY UPON LEARNING THAT SUCH FORM HAS BECOME OBSOLETE OR INCORRECT, EACH AS A CONDITION TO SUCH TRANSFER. IN ADDITION, NO TRANSFER OF THIS CERTIFICATE SHALL BE MADE IF SUCH TRANSFER WOULD CAUSE THE SUPPLEMENTAL INTEREST TRUST TO BE BENEFICIALLY OWNED BY TWO OR MORE PERSONS FOR FEDERAL INCOME TAX PURPOSES, OR CONTINUE TO BE SO TREATED, UNLESS (I) EACH PROPOSED TRANSFEREE OF SUCH CERTIFICATE COMPLIES WITH THE FOREGOING CONDITIONS, (II) THE PROPOSED MAJORITY HOLDER OF THE CLASS CE CERTIFICATES (OR EACH HOLDER, IF THERE IS OR WOULD BE NO MAJORITY HOLDER) (X) PROVIDES, OR CAUSES TO BE PROVIDED, ON BEHALF OF THE SUPPLEMENTAL INTEREST TRUST, IF APPLICABLE, TO THE TRUSTEE, THE APPROPRIATE TAX CERTIFICATION FORM THAT WOULD BE REQUIRED FROM THE SUPPLEMENTAL INTEREST TRUST TO ELIMINATE ANY WITHHOLDING OR DEDUCTION FOR TAXES FROM AMOUNTS PAYABLE BY THE SWAP PROVIDER, PURSUANT TO THE SWAP AGREEMENT, TO THE SWAP ADMINISTRATOR ON BEHALF OF THE SUPPLEMENTAL INTEREST TRUST (I.E., IRS FORM W-9 OR IRS FORM W-8BEN, W-8IMY, W-8EXP OR W-8ECI, AS APPLICABLE (OR ANY SUCCESSOR FORM THERETO), TOGETHER WITH ANY APPLICABLE ATTACHMENTS) AND (III) AGREES TO UPDATE SUCH FORM (A) UPON EXPIRATION OF SUCH FORM, (B) AS REQUIRED UNDER THEM APPLICABLE U.S. TREASURY REGULATIONS AND (C) PROMPTLY UPON LEARNING THAT SUCH FORM HAS BECOME OBSOLETE OR INCORRECT. UNDER THE AGREEMENT, UPON RECEIPT OF ANY TAX CERTIFICATION FORM PURSUANT TO THESE TRANSFER RESTRICTIONS FROM A HOLDER OF THIS CERTIFICATE, THE TRUSTEE SHALL FORWARD SUCH TAX CERTIFICATION FORM TO THE SUPPLEMENTAL INTEREST TRUST TRUSTEE. THE SUPPLEMENTAL INTEREST TRUST TRUSTEE SHALL FORWARD SUCH TAX CERTIFICATION FORM PROVIDED TO IT TO THE SWAP PROVIDER. EACH HOLDER OF THIS CERTIFICATE AND EACH TRANSFEREE THEREOF SHALL BE DEEMED TO HAVE CONSENTED TO THE SUPPLEMENTAL INTEREST TRUST TRUSTEE FORWARDING TO THE SWAP PROVIDER ANY TAX CERTIFICATION FORM IT HAS PROVIDED AND UPDATED IN ACCORDANCE WITH THESE TRANSFER RESTRICTIONS. ANY PURPORTED SALES OR TRANSFERS OF THIS CERTIFICATE TO A TRANSFEREE WHICH DOES NOT COMPLY WITH THESE REQUIREMENTS SHALL BE DEEMED NULL AND VOID UNDER THE AGREEMENT.


 



Certificate No. 1
Percentage Interest: 100%
   
Class CE
Adjustable Rate
   
Date of Pooling and Servicing Agreement
and Cut-off Date: February 1, 2007
Initial Certificate Notional Amount of this Certificate as of the Cut-off Date:
$[__________]
   
First Distribution Date:
March 26, 2007
Aggregate Certificate Notional Amount of this Certificate as of the Cut-off Date:
$[__________]
   
Master Servicer:
EMC Mortgage Corporation
CUSIP: [_____]
   
Last Scheduled Distribution Date:
February 25, 2037
  
   

ASSET-BACKED CERTIFICATE
SERIES 2007-FS1
 
evidencing a fractional undivided interest in the distributions allocable to the Class CE Certificates with respect to a Trust Fund consisting primarily of a pool of conventional, closed-end, first and second lien, subprime, one-to-four family fixed and adjustable interest rate mortgage loans sold by BEAR STEARNS ASSET BACKED SECURITIES I LLC.
 
This Certificate is payable solely from the assets of the Trust Fund, and does not represent an obligation of or interest in Bear Stearns Asset Backed Securities I LLC, the Master Servicer or the Trustee referred to below or any of their affiliates or any other person. Neither this Certificate nor the underlying Mortgage Loans are guaranteed or insured by any governmental entity or by Bear Stearns Asset Backed Securities I LLC, the Master Servicer or the Trustee or any of their affiliates or any other person. None of Bear Stearns Asset Backed Securities I LLC, the Master Servicer or any of their affiliates will have any obligation with respect to any certificate or other obligation secured by or payable from payments on the Certificates.
 
This certifies that Bear, Stearns Securities Corp. is the registered owner of the Percentage Interest evidenced hereby in the beneficial ownership interest of Certificates of the same Class as this Certificate in a trust (the “Trust Fund”) generally consisting conventional, closed-end, first and second lien, fixed and adjustable rate mortgage loans secured by one- to four-family residences (collectively, the “Mortgage Loans”) sold by Bear Stearns Asset Backed Securities I LLC (“BSABS I”). The Mortgage Loans were sold by EMC Mortgage Corporation (“EMC”) and Master Funding LLC (“Master Funding LLC”, and together with EMC, the “Sellers”) to BSABS I. EMC will act as master servicer of the Mortgage Loans (in that capacity, the “Master Servicer,” which term includes any successors thereto under the Agreement referred to below). The Trust Fund was created pursuant to the Pooling and Servicing Agreement, dated as of the Cut-off Date specified above (the “Agreement”), among BSABS I, as depositor (the “Depositor”), EMC Mortgage Corporation, as seller and as Master Servicer, and LaSalle Bank National Association, as trustee (the “Trustee”), a summary of certain of the pertinent provisions of which is set forth hereafter. To the extent not defined herein, capitalized terms used herein shall have the meaning ascribed to them in the Agreement. This Certificate is issued under and is subject to the terms, provisions and conditions of the Agreement, to which Agreement the Holder of this Certificate by virtue of its acceptance hereof assents and by which such Holder is bound.
 
The Trustee will distribute on the 25th day of each month, or, if such 25th day is not a Business Day, the immediately following Business Day (each, a “Distribution Date”), commencing on the First Distribution Date specified above, to the Person in whose name this Certificate is registered at the close of business on the last day (or if such last day is not a Business Day, the Business Day immediately preceding such last day) of the calendar month immediately preceding the month in which the Distribution Date occurs, an amount equal to the product of the Percentage Interest evidenced by this Certificate and the amounts required to be distributed to the Holders of Certificates of the same Class as this Certificate.
 
Distributions on this Certificate will be made by the Trustee by check mailed to the address of the Person entitled thereto as such name and address shall appear on the Certificate Register or, if such Person so requests by notifying the Trustee in writing as specified in the Agreement, by wire transfer. Notwithstanding the above, the final distribution on this Certificate will be made after due notice by the Trustee of the pendency of such distribution and only upon presentation and surrender of this Certificate at the office or agency appointed by the Trustee for that purpose and designated in such notice.
 
No transfer of this Certificate shall be made unless the transfer is made pursuant to an effective registration statement under the Securities Act of 1933, as amended (the “1933 Act”), and an effective registration or qualification under applicable state securities laws, or is made in a transaction that does not require such registration or qualification. In the event that such a transfer of this Certificate is to be made without registration or qualification, the Trustee shall require receipt of (i) if such transfer is purportedly being made in reliance upon Rule 144A under the 1933 Act, written certifications from the Holder of the Certificate desiring to effect the transfer, and from such Holder’s prospective transferee, substantially in the forms attached to the Agreement as Exhibit D and either Exhibit E or Exhibit F, as applicable, and (ii) in all other cases, an Opinion of Counsel satisfactory to it that such transfer may be made without such registration or qualification (which Opinion of Counsel shall not be an expense of the Trust Fund or of the Depositor, the Trustee, or the Master Servicer in their respective capacities as such), together with copies of the written certification(s) of the Holder of the Certificate desiring to effect the transfer and/or such Holder’s prospective transferee upon which such Opinion of Counsel is based. Neither the Depositor nor the Trustee is obligated to register or qualify the Class of Certificates specified on the face hereof under the 1933 Act or any other securities law or to take any action not otherwise required under the Agreement to permit the transfer of such Certificates without registration or qualification. Any Holder desiring to effect a transfer of this Certificate shall be required to indemnify the Trustee, the Depositor, the Sellers and the Master Servicer against any liability that may result if the transfer is not so exempt or is not made in accordance with such federal and state laws.
 
No transfer of this Class CE Certificate will be made unless either (i) the Trustee shall have received the Opinion of Counsel set forth in Section 6.02(h) of the Agreement or (ii) the transferee of such Certificate provides a representation under Section 6.02(h) of the Agreement in the form as described by the Agreement, or is deemed to represent in the case of a Global Certificate, that the transferee is not an employee benefit or other plan subject to the prohibited transaction provisions of ERISA or Section 4975 of the Code (a “Plan”), or any other person (including an investment manager, a named fiduciary or a trustee of any Plan) acting, directly or indirectly, on behalf of or purchasing any Certificate with “plan assets” of any Plan.
 
This Certificate is one of a duly authorized issue of Certificates designated as set forth on the face hereof (the “Certificates”). The Certificates, in the aggregate, evidence the entire beneficial ownership interest in the Trust Fund formed pursuant to the Agreement.
 
The Certificateholder, by its acceptance of this Certificate, agrees that it will look solely to the Trust Fund for payment hereunder and that the Trustee is not liable to the Certificateholders for any amount payable under this Certificate or the Agreement or, except as expressly provided in the Agreement, subject to any liability under the Agreement.
 
This Certificate does not purport to summarize the Agreement and reference is made to the Agreement for the interests, rights and limitations of rights, benefits, obligations and duties evidenced hereby, and the rights, duties and immunities of the Trustee.
 
The Agreement permits, with certain exceptions therein provided, the amendment thereof and the modification of the rights and obligations of the Depositor and the rights of the Certificateholders under the Agreement from time to time by the parties thereto with the consent of the Holders of Certificates evidencing over 50% of the Voting Rights of the Certificates, or with the consent of the Holders of each Class of Certificates affected thereby evidencing over 50% of the Voting Rights of such Class or Classes, as applicable. Any such consent by the Holder of this Certificate shall be conclusive and binding on such Holder and upon all future Holders of this Certificate and of any Certificate issued upon the transfer hereof or in lieu hereof whether or not notation of such consent is made upon this Certificate. The Agreement also permits the amendment thereof, in certain limited circumstances, without the consent of the Holders of any of the Certificates.

As provided in the Agreement and subject to certain limitations therein set forth, the transfer of this Certificate is registrable with the Trustee upon surrender of this Certificate for registration of transfer at the offices or agencies maintained by the Trustee for such purposes, duly endorsed by, or accompanied by a written instrument of transfer in form satisfactory to the Trustee duly executed by the Holder hereof or such Holder’s attorney duly authorized in writing, and thereupon one or more new Certificates in authorized denominations representing a like aggregate Percentage Interest will be issued to the designated transferee.
 
The Certificates are issuable only as registered Certificates without coupons in the Classes and denominations specified in the Agreement. As provided in the Agreement and subject to certain limitations therein set forth, this Certificate is exchangeable for one or more new Certificates evidencing the same Class and in the same aggregate Percentage Interest, as requested by the Holder surrendering the same.
 
No service charge will be made to the Certificateholders for any such registration of transfer, but the Trustee may require payment of a sum sufficient to cover any tax or other governmental charge payable in connection therewith. The Depositor, the Master Servicer, the Trustee and any agent of any of them may treat the Person in whose name this Certificate is registered as the owner hereof for all purposes, and none of the Depositor, the Master Servicer, the Trustee or any such agent shall be affected by notice to the contrary.
 
The obligations created by the Agreement and the Trust Fund created thereby (other than the obligations to make payments to Certificateholders with respect to the termination of the Agreement) shall terminate upon the earlier of (i) the later of (A) the maturity or other liquidation (or Advance with respect thereto) of the last Mortgage Loan remaining in the Trust Fund and disposition of all property acquired upon foreclosure or deed in lieu of foreclosure of any Mortgage Loan and (B) the remittance of all funds due under the Agreement, or (ii) the optional repurchase by the party named in the Agreement of all the Mortgage Loans and other assets of the Trust Fund in accordance with the terms of the Agreement. Such optional repurchase may be made only on or after the first Distribution Date on which the aggregate Stated Principal Balance of the Mortgage Loans is less than or equal to a certain percentage of the aggregate Stated Principal Balance of the Mortgage Loans as of the Cut-off Date as set forth in the Agreement. The exercise of such right will effect the early retirement of the Certificates. In no event, however, will the Trust created by the Agreement continue beyond the earlier of (i) the expiration of 21 years after the death of certain persons identified in the Agreement and (ii) the Latest Possible Maturity Date (as defined in the Agreement).
 
Unless this Certificate has been countersigned by an authorized signatory of the Trustee by manual signature, this Certificate shall not be entitled to any benefit under the Agreement, or be valid for any purpose.
 

 

IN WITNESS WHEREOF, the Trustee has caused this Certificate to be duly executed.
 
Dated: _________, ____
    
LASALLE BANK NATIONAL ASSOCIATION,
not in its individual capacity but solely as Trustee
                           
                           
             
By:
  
               
Authorized Signatory

 
CERTIFICATE OF AUTHENTICATION
 
This is one of the Class CE Certificates referred to in the within-mentioned Agreement.
 
     
LASALLE BANK NATIONAL ASSOCIATION
Authorized signatory of LaSalle Bank National Association, not in its individual capacity but solely as Trustee
                           
                           
             
By:
  
               
Authorized Signatory

 


ASSIGNMENT
 
FOR VALUE RECEIVED, the undersigned hereby sell(s), assign(s) and transfer(s) unto __________________________________ (Please print or typewrite name and address including postal zip code of assignee) a Percentage Interest evidenced by the within Asset-Backed Certificate and hereby authorizes the transfer of registration of such interest to assignee on the Certificate Register of the Trust Fund.
 
I (We) further direct the Certificate Registrar to issue a new Certificate of a like denomination and Class, to the above named assignee and deliver such Certificate to the following address:
 
     
   
.

 
Dated:
  
 
Signature by or on behalf of assignor
   
   
 
Signature Guaranteed

 
DISTRIBUTION INSTRUCTIONS
 
The assignee should include the following for purposes of distribution:
 
Distributions shall be made, by wire transfer or otherwise, in immediately available
funds to
  
 
for the account of
  
account number
  
or, if mailed by check, to
 
Applicable statements should be mailed to
  
 
 
This information is provided by
  
assignee named above, or
  
its agent.
  


 


EXHIBIT A-5
 
Form of Class R Certificates
 
THIS CERTIFICATE MAY NOT BE HELD BY OR TRANSFERRED TO A NON-UNITED STATES PERSON OR A DISQUALIFIED ORGANIZATION (AS DEFINED BELOW).
 
SOLELY FOR U.S. FEDERAL INCOME TAX PURPOSES, THIS CERTIFICATE IS A “RESIDUAL INTEREST” IN A “REAL ESTATE MORTGAGE INVESTMENT CONDUIT” AS THOSE TERMS ARE DEFINED, RESPECTIVELY, IN SECTIONS 860G AND 860D OF THE INTERNAL REVENUE CODE OF 1986 (THE “CODE”).
 
NO TRANSFER OF THIS CERTIFICATE MAY BE MADE TO ANY PERSON, UNLESS THE TRANSFEREE PROVIDES EITHER A CERTIFICATION PURSUANT TO SECTION 6.02(h) OF THE AGREEMENT OR AN OPINION OF COUNSEL SATISFACTORY TO THE TRUSTEE THAT THE PURCHASE AND HOLDING OF THIS CERTIFICATE ARE PERMISSIBLE UNDER APPLICABLE LAW, WILL NOT CONSTITUTE OR RESULT IN ANY NON-EXEMPT PROHIBITED TRANSACTIONS UNDER SECTION 406 OF THE EMPLOYEE RETIREMENT INCOME SECURITY ACT OF 1974, AS AMENDED (“ERISA”), OR SECTION 4975 OF THE CODE AND WILL NOT SUBJECT THE TRUSTEE, MASTER SERVICER OR THE DEPOSITOR TO ANY OBLIGATION OR LIABILITY IN ADDITION TO THOSE UNDERTAKEN IN THE AGREEMENT.
 
ANY RESALE, TRANSFER OR OTHER DISPOSITION OF THIS CERTIFICATE MAY BE MADE ONLY IF THE PROPOSED TRANSFEREE PROVIDES A TRANSFER AFFIDAVIT TO THE MASTER SERVICER AND THE TRUSTEE THAT (1) SUCH TRANSFEREE IS NOT (A) THE UNITED STATES, ANY STATE OR POLITICAL SUBDIVISION THEREOF, ANY POSSESSION OF THE UNITED STATES, OR ANY AGENCY OR INSTRUMENTALITY OF ANY OF THE FOREGOING (OTHER THAN AN INSTRUMENTALITY WHICH IS A CORPORATION IF ALL OF ITS ACTIVITIES ARE SUBJECT TO TAX AND EXCEPT FOR FREDDIE MAC, A MAJORITY OF ITS BOARD OF DIRECTORS IS NOT SELECTED BY SUCH GOVERNMENTAL UNIT), (B) A FOREIGN GOVERNMENT, ANY INTERNATIONAL ORGANIZATION, OR ANY AGENCY OR INSTRUMENTALITY OF EITHER OF THE FOREGOING, (C) ANY ORGANIZATION (OTHER THAN CERTAIN FARMERS’ COOPERATIVES DESCRIBED IN SECTION 521 OF THE CODE) WHICH IS EXEMPT FROM THE TAX IMPOSED BY CHAPTER 1 OF THE CODE UNLESS SUCH ORGANIZATION IS SUBJECT TO THE TAX IMPOSED BY SECTION 511 OF THE CODE (INCLUDING THE TAX IMPOSED BY SECTION 511 OF THE CODE ON UNRELATED BUSINESS TAXABLE INCOME), (D) RURAL ELECTRIC AND TELEPHONE COOPERATIVES DESCRIBED IN SECTION 1381(a)(2)(C) OF THE CODE, (E) AN ELECTING LARGE PARTNERSHIP UNDER SECTION 775(a) OF THE CODE (ANY SUCH PERSON DESCRIBED IN THE FOREGOING CLAUSES (A), (B), (C), (D) OR (E) BEING HEREIN REFERRED TO AS A “DISQUALIFIED ORGANIZATION”), OR (F) AN AGENT OF A DISQUALIFIED ORGANIZATION, (2) SUCH TRANSFEREE IS A UNITED STATES PERSON UNDER SECTION 7701 OF THE CODE, (3) NO PURPOSE OF SUCH TRANSFER IS TO IMPEDE THE ASSESSMENT OR COLLECTION OF TAX AND (4) SUCH TRANSFEREE SATISFIES CERTAIN ADDITIONAL CONDITIONS RELATING TO THE FINANCIAL CONDITION OF THE PROPOSED TRANSFEREE. NOTWITHSTANDING THE REGISTRATION IN THE CERTIFICATE REGISTER OR ANY TRANSFER, SALE OR OTHER DISPOSITION OF THIS CERTIFICATE TO A DISQUALIFIED ORGANIZATION OR AN AGENT OF A DISQUALIFIED ORGANIZATION, SUCH REGISTRATION SHALL BE DEEMED TO BE OF NO LEGAL FORCE OR EFFECT WHATSOEVER AND SUCH PERSON SHALL NOT BE DEEMED TO BE A CERTIFICATEHOLDER FOR ANY PURPOSE HEREUNDER, INCLUDING, BUT NOT LIMITED TO, THE RECEIPT OF DISTRIBUTIONS ON THIS CERTIFICATE. EACH HOLDER OF THIS CERTIFICATE BY ACCEPTANCE OF THIS CERTIFICATE SHALL BE DEEMED TO HAVE CONSENTED TO THE PROVISIONS OF THIS PARAGRAPH.
 



Certificate No.1
  
   
Class [R-1][R-2][R-3][RX]
Percentage Interest: 100%
   
Date of Pooling and Servicing Agreement and Cut-off Date: February 1, 2007
 
   
First Distribution Date:
March 26, 2007
 
   
Master Servicer:
EMC Mortgage Corporation
CUSIP: [_____]
   
Last Scheduled Distribution Date:
February 25, 2037
  
   

ASSET-BACKED CERTIFICATE
SERIES 2007-FS1
 
evidencing a fractional undivided interest in the distributions allocable to the Class [R-1][R-2][R-3][RX] Certificates with respect to a Trust Fund consisting primarily of a pool of conventional, closed-end, first and second lien, subprime, one- to four-family fixed and adjustable interest rate mortgage loans sold by BEAR STEARNS ASSET BACKED SECURITIES I LLC.
 
This Certificate is payable solely from the assets of the Trust Fund, and does not represent an obligation of or interest in Bear Stearns Asset Backed Securities I LLC, the Master Servicer or the Trustee referred to below or any of their affiliates or any other person. Neither this Certificate nor the underlying Mortgage Loans are guaranteed or insured by any governmental entity or by Bear Stearns Asset Backed Securities I LLC, the Master Servicer, the Trustee or any of their affiliates or any other person. None of Bear Stearns Asset Backed Securities I LLC, the Master Servicer or any of their affiliates will have any obligation with respect to any certificate or other obligation secured by or payable from payments on the Certificates.
 
This certifies that Bear, Stearns Securities Corp. is the registered owner of the Percentage Interest evidenced hereby in the beneficial ownership interest of Certificates of the same Class as this Certificate in a trust (the “Trust Fund”) generally consisting of conventional, closed-end, first and second lien, subprime, fixed and adjustable rate mortgage loans secured by one- to four- family residences (collectively, the “Mortgage Loans”) sold by Bear Stearns Asset Backed Securities I LLC (“BSABS I”). The Mortgage Loans were sold by EMC Mortgage Corporation (“EMC”) and Master Funding LLC to BSABS I. EMC will act as master servicer of the Mortgage Loans (in that capacity, the “Master Servicer,” which term includes any successors thereto under the Agreement referred to below). The Trust Fund was created pursuant to the Pooling and Servicing Agreement, dated as of the Cut-off Date specified above (the “Agreement”), among BSABS I, as depositor (the “Depositor”), EMC Mortgage Corporation, as seller and as Master Servicer, and LaSalle Bank National Association, as trustee (the “Trustee”), a summary of certain of the pertinent provisions of which is set forth hereafter. To the extent not defined herein, capitalized terms used herein shall have the meaning ascribed to them in the Agreement. This Certificate is issued under and is subject to the terms, provisions and conditions of the Agreement, to which Agreement the Holder of this Certificate by virtue of its acceptance hereof assents and by which such Holder is bound.
 
Each Holder of this Certificate will be deemed to have agreed to be bound by the
restrictions set forth in the Agreement to the effect that (i) each person holding or acquiring any Ownership Interest in this Certificate must be a Permitted Transferee, (ii) the transfer of any Ownership Interest in this Certificate will be conditioned upon the delivery to the Trustee of, among other things, an affidavit to the effect that it is a Permitted Transferee, (iii) any attempted or purported transfer of any Ownership Interest in this Certificate in violation of such restrictions will be absolutely null and void and will vest no rights in the purported transferee, and (iv) if any person other than a Permitted Transferee acquires any Ownership Interest in this Certificate in violation of such restrictions, then the Depositor will have the right, in its sole discretion and without notice to the Holder of this Certificate, to sell this Certificate to a purchaser selected by the Depositor, which purchaser may be the Depositor, or any affiliate of the Depositor, on such terms and conditions as the Depositor may choose.
 
The Trustee will distribute on the 25th day of each month, or, if such 25th day is not a Business Day, the immediately following Business Day (each, a “Distribution Date”), commencing on the First Distribution Date specified above, to the Person in whose name this Certificate is registered at the close of business on the last day (or if such last day is not a Business Day, the Business Day immediately preceding such last day) of the calendar month immediately preceding the month in which the Distribution Date occurs, an amount equal to the product of the Percentage Interest evidenced by this Certificate and the amounts required to be distributed to the Holders of Certificates of the same Class as this Certificate.
 
Distributions on this Certificate will be made by the Trustee by check mailed to the address of the Person entitled thereto as such name and address shall appear on the Certificate Register or, if such Person so requests by notifying the Trustee in writing as specified in the Agreement, by wire transfer. Notwithstanding the above, the final distribution on this Certificate will be made after due notice by the Trustee of the pendency of such distribution and only upon presentation and surrender of this Certificate at the office or agency appointed by the Trustee for that purpose and designated in such notice.
 
No transfer of this Class [R-1][ R-2][R-3][RX] Certificate will be made unless either (i) the Trustee shall have received the Opinion of Counsel set forth in Section 6.02(h) of the Agreement or (ii) the transferee of such Certificate provides a representation under Section 6.02(h) of the Agreement in the form as described by the Agreement, or is deemed to represent in the case of a Global Certificate, that the transferee is not an employee benefit or other plan subject to the prohibited transaction provisions of ERISA or Section 4975 of the Code (a “Plan”), or any other person (including an investment manager, a named fiduciary or a trustee of any Plan) acting, directly or indirectly, on behalf of or purchasing any Certificate with “plan assets” of any Plan.
 
This Certificate is one of a duly authorized issue of Certificates designated as set forth on the face hereof (the “Certificates”). The Certificates, in the aggregate, evidence the entire beneficial ownership interest in the Trust Fund formed pursuant to the Agreement.
 
The Certificateholder, by its acceptance of this Certificate, agrees that it will look solely to the Trust Fund for payment hereunder and that the Trustee is not liable to the Certificateholders for any amount payable under this Certificate or the Agreement or, except as expressly provided in the Agreement, subject to any liability under the Agreement.
 
This Certificate does not purport to summarize the Agreement and reference is made to the Agreement for the interests, rights and limitations of rights, benefits, obligations and duties evidenced hereby, and the rights, duties and immunities of the Trustee.
 
The Agreement permits, with certain exceptions therein provided, the amendment thereof and the modification of the rights and obligations of the Depositor and the rights of the Certificateholders under the Agreement from time to time by the parties thereto with the consent of the Holders of Certificates evidencing over 50% of the Voting Rights of the Certificates, or with the consent of the Holders of each Class of Certificates affected thereby evidencing over 50% of the Voting Rights of such Class or Classes, as applicable. Any such consent by the Holder of this Certificate shall be conclusive and binding on such Holder and upon all future Holders of this Certificate and of any Certificate issued upon the transfer hereof or in lieu hereof whether or not notation of such consent is made upon this Certificate. The Agreement also permits the amendment thereof, in certain limited circumstances, without the consent of the Holders of any of the Certificates.

As provided in the Agreement and subject to certain limitations therein set forth, the transfer of this Certificate is registrable with the Trustee upon surrender of this Certificate for registration of transfer at the offices or agencies maintained by the Trustee for such purposes, duly endorsed by, or accompanied by a written instrument of transfer in form satisfactory to the Trustee duly executed by the Holder hereof or such Holder’s attorney duly authorized in writing, and thereupon one or more new Certificates in authorized denominations representing a like aggregate Percentage Interest will be issued to the designated transferee.
 
The Certificates are issuable only as registered Certificates without coupons in the Classes and denominations specified in the Agreement. As provided in the Agreement and subject to certain limitations therein set forth, this Certificate is exchangeable for one or more new Certificates evidencing the same Class and in the same aggregate Percentage Interest, as requested by the Holder surrendering the same.
 
No service charge will be made to the Certificateholders for any such registration of transfer, but the Trustee may require payment of a sum sufficient to cover any tax or other governmental charge payable in connection therewith. The Depositor, the Master Servicer, the Trustee and any agent of any of them may treat the Person in whose name this Certificate is registered as the owner hereof for all purposes, and none of Depositor, the Master Servicer, the Trustee or any such agent shall be affected by notice to the contrary.
 
The obligations created by the Agreement and the Trust Fund created thereby (other than the obligations to make payments to Certificateholders with respect to the termination of the Agreement) shall terminate upon the earlier of (i) the later of (A) the maturity or other liquidation (or Advance with respect thereto) of the last Mortgage Loan remaining in the Trust Fund and disposition of all property acquired upon foreclosure or deed in lieu of foreclosure of any Mortgage Loan and (B) the remittance of all funds due under the Agreement, or (ii) the optional repurchase by the party named in the Agreement of all the Mortgage Loans and other assets of the Trust Fund in accordance with the terms of the Agreement. Such optional repurchase may be made only on or after the first Distribution Date on which the aggregate Stated Principal Balance of the Mortgage Loans is less than or equal to a certain percentage of the aggregate Stated Principal Balance of the Mortgage Loans as of the Cut-off Date as set forth in the Agreement. The exercise of such right will effect the early retirement of the Certificates. In no event, however, will the Trust created by the Agreement continue beyond the earlier of (i) the expiration of 21 years after the death of certain persons identified in the Agreement and (ii) the Latest Possible Maturity Date (as defined in the Agreement).
 
Unless this Certificate has been countersigned by an authorized signatory of the Trustee by manual signature, this Certificate shall not be entitled to any benefit under the Agreement, or be valid for any purpose.
 

 

IN WITNESS WHEREOF, the Trustee has caused this Certificate to be duly executed.
 
Dated: _________, ____
    
LASALLE BANK NATIONAL ASSOCIATION,
not in its individual capacity but solely as Trustee
                           
                           
             
By:
  
               
Authorized Signatory

 
CERTIFICATE OF AUTHENTICATION
 
This is one of the Class [R-1][R-2][R-3][RX] Certificates referred to in the within-mentioned Agreement.
 
     
LASALLE BANK NATIONAL ASSOCIATION
Authorized signatory of LaSalle Bank National Association, not in its individual capacity but solely as Trustee
                           
                           
             
By:
  
               
Authorized Signatory

 


ASSIGNMENT
 
FOR VALUE RECEIVED, the undersigned hereby sell(s), assign(s) and transfer(s) unto __________________________________ (Please print or typewrite name and address including postal zip code of assignee) a Percentage Interest evidenced by the within Asset-Backed Certificate and hereby authorizes the transfer of registration of such interest to assignee on the Certificate Register of the Trust Fund.
 
I (We) further direct the Certificate Registrar to issue a new Certificate of a like denomination and Class, to the above named assignee and deliver such Certificate to the following address:
 
     
   
.

 
Dated:
  
 
Signature by or on behalf of assignor
   
   
 
Signature Guaranteed

 
DISTRIBUTION INSTRUCTIONS
 
The assignee should include the following for purposes of distribution:
 
Distributions shall be made, by wire transfer or otherwise, in immediately available
funds to
  
 
for the account of
  
account number
  
or, if mailed by check, to
 
Applicable statements should be mailed to
  
 
 
This information is provided by
  
assignee named above, or
  
its agent.
  


 


EXHIBIT B
 
MORTGAGE LOAN SCHEDULE
CITY1                       ZIP_CODE        STATE                  MI_CERT1                    FIRST_PAY_DATE           MATURITY_DATE
-------------------------------------------------------------------------------------------------------------------------------------
LONG BEACH                   90802            CA              100052691105132000                  20070201                 20220101
BIG BEAR CITY                92314            CA              100052615113039000                  20070101                 20211201
JAMUL                        91935            CA              100052615113139000                  20070201                 20370101
JAMUL                        91935            CA              100052615113149000                  20070201                 20220101
HENDERSON                    89052            NV              100052615980359000                  20070101                 20361201
BALDWIN PARK                 91706            CA              100052615982829000                  20070201                 20370101
BONIFAY                      32425            FL              100052615983579000                  20070201                 20370101
AVENUE BLOOMING              92316            CA              100052615985079000                  20070101                 20361201
AVENUE BLOOMING              92316            CA              100052615985089000                  20070101                 20211201
STANTON                      90680            CA              100052615985339000                  20070101                 20361201
RIVERSIDE AREA               92509            CA              100052615986119000                  20070101                 20361201
APPLE VALLEY                 92308            CA              100052615986519000                  20070201                 20370101
CANYON COUNTRY               91351            CA              100052615986589000                  20070201                 20370101
LAKE ELSINORE                92530            CA              100052615986819000                  20070201                 20370101
LAKE ELSINORE                92530            CA              100052615986829000                  20070201                 20220101
LOMITA                       90717            CA              100052615987029000                  20070201                 20370101
LOS ANGELES                  90026            CA              100052615987349000                  20070201                 20370101
RAWLINS                      82301            WY              100052616121306000                  20070101                 20361201
AURORA                       80014            CO              100052616122586000                  20070101                 20361201
CHULA VISTA                  91913            CA              100052615112489000                  20070101                 20361201
SOUTH PLAINFIEL               7080            NJ              100052615112499000                  20070201                 20370101
OAKLEY                       94561            CA              100052615112539000                  20070101                 20361201
SAN DIEGO                    92114            CA              100052615112669000                  20070201                 20370101
SAN DIEGO                    92114            CA              100052615112679000                  20070201                 20220101
SAN MARCOS                   92069            CA              100052615112739000                  20070201                 20370101
SAN MARCOS                   92069            CA              100052615112749000                  20070201                 20220101
TEMECULA                     92592            CA              100052615112829000                  20070201                 20370101
TEMECULA                     92592            CA              100052615112859000                  20070201                 20220101
SAN DIEGO                    92116            CA              100052615112919000                  20070201                 20370101
HIGLEY                       85236            AZ              100052615113019000                  20070201                 20370101
BIG BEAR CITY                92314            CA              100052615113029000                  20070101                 20361201
SALINAS                      93906            CA              100052615112099000                  20070201                 20370101
SALINAS                      93906            CA              100052615112109000                  20070201                 20220101
MURRIETA                     92563            CA              100052615111399000                  20070201                 20370101
MENIFEE                      92584            CA              100052615111569000                  20070101                 20361201
ALTON                        62002            IL              100052615111589000                  20070201                 20370101
CLIFTON                       7013            NJ              100052615111629000                  20070201                 20370101
EL SOBRANTE                  94803            CA              100052615111969000                  20070201                 20220101
KELLER                       76248            TX              100052644159174000                  20061201                 20361101
LANCASTER                    93535            CA              100052690811083000                  20061201                 20361101
PALMDALE                     93552            CA              100052691101292000                  20070101                 20361201
EVERETT                       2149            MA              100052646022927000                  20060901                 20360801
RESEDA                       91335            CA              100052615110509000                  20061201                 20361101
SCOTTSDALE                   85255            AZ              100052680000821000                  20070101                 20361201
EL SOBRANTE                  94803            CA              100052615111959000                  20070201                 20370101
EAST ORANGE                   7018            NJ              100052647007037000                  20061201                 20361101
FRISCO                       75035            TX              100052644160814000                  20061201                 20361101
COSTA MESA                   92627            CA              100052615981109000                  20070101                 20361201
PUYALLUP                     98374            WA              100052690001266000                  20061101                 20211001
COLLIERVILLE                 38017            TN              100052644163274000                  20070101                 20361201
FORT WORTH                   76107            TX              100052644163634000                  20070101                 20361201
SAINT LOUIS                  63127            MO              100052686857164000                  20061101                 20361001
SEATTLE                      98106            WA              100052690884226000                  20070101                 20361201
SEATTLE                      98106            WA              100052690884236000                  20070101                 20211201
KANSAS CITY                  66109            KS              100052686856374000                  20061201                 20361101
LOVES PARK                   61111            IL              100052647002033000                  20061201                 20361101
COEUR D ALENE                83814            ID              100052690885836000                  20070101                 20361201
SEATAC                       98188            WA              100052690887876000                  20070101                 20361201
LOS ANGELES                  90002            CA              100052691101082000                  20070101                 20211201
LOS ANGELES                  90002            CA              100052691102612000                  20070101                 20361201
BATESVILLE                   38606            MS              100052644164704000                  20070101                 20361201
DELRAY BEACH                 33446            FL              100052647012665000                  20061201                 20361101
CITY OF UPLAND               91786            CA              100052691100652000                  20070101                 20361201
SAINT LOUIS                  63115            MO              100052686852004000                  20060901                 20210801
FORT SMITH                   72904            AR              100052644904724000                  20061201                 20361101
LOS ANGELES                  90002            CA              100052615981069000                  20070101                 20361201
FONTANA                      92336            CA              100052615976119000                  20061201                 20361101
LAMAR                        29069            SC              100052647008935000                  20061201                 20361101
OXON HILL                    20745            MD              100052615980639000                  20070101                 20361201
FAIRHAVEN                     2719            MA              100052647007387000                  20061201                 20211101
HYANNIS                       2601            MA              100052647007767000                  20061201                 20361101
FORT WORTH                   76119            TX              100052644165974000                  20070101                 20361201
HUNTINGTON PARK              90255            CA              100052615976589000                  20061201                 20211101
CAPE GIRARDEAU               63703            MO              100052686861794000                  20070101                 20361201
WYOMING                      49418            MI              100052647003313000                  20061201                 20361101
BALTIMORE                    21223            MD              100052647007621000                  20061201                 20361101
BURBANK                      91506            CA              100052690996852000                  20061201                 20211101
SPOKANE                      99218            WA              100052690885936000                  20070101                 20361201
CLOVIS                       93612            CA              100052615109029000                  20061201                 20361101
SPRING VALLEY                91978            CA              100052615112729000                  20070101                 20361201
MURRIETA                     92563            CA              100052615113179000                  20070201                 20220101
FLOSSMOOR                    60422            IL              100052615110749000                  20070101                 20361201
BELVIDERE                    61008            IL              100052647001373000                  20061201                 20361101
PFLUGERVILLE                 78660            TX              100052644100264000                  20061201                 20211101
GALENA PARK                  77547            TX              100052644104234000                  20070101                 20211201
COLUMBIA                     29206            SC              100052647008841000                  20061201                 20361101
CHICAGO                      60645            IL              100052647010663000                  20061201                 20211101
WEST LINN                    97068            OR              100052690882566000                  20061201                 20361101
TOMBALL                      77377            TX              100052643998194000                  20061201                 20211101
WEST VALLEY CIT              84120            UT              100052616120126000                  20061201                 20211101
HOUSTON                      77078            TX              100052644101234000                  20070101                 20361201
LONG BEACH                   90805            CA              100052690999852000                  20061201                 20361101
KISSIMMEE                    34742            FL              100052644101264000                  20061201                 20361101
KATY                         77449            TX              100052644163414000                  20070101                 20361201
TAMPA                        33647            FL              100052647013375000                  20061201                 20361101
YOUNGSTOWN                   32466            FL              100052647016165000                  20070101                 20361201
PALO                         52324            IA              100052644900644000                  20061201                 20361101
LYNN                          1904            MA              100052647010567000                  20070101                 20361201
TURRELL                      72384            AR              100052644908204000                  20070101                 20261201
PEMBROKE PINES               33027            FL              100052647017715000                  20070101                 20361201
LITTLETON                    80128            CO              100052616118866000                  20061201                 20211101
FORT VALLEY                  31030            GA              100052634872982000                  20061001                 20360901
SAN BERNARDINO               92401            CA              100052615969509000                  20061201                 20211101
PHENIX                       23959            VA              100052615964749000                  20061001                 20360901
OAK PARK                     60304            IL              100052615977269000                  20061201                 20211101
KANSAS CITY                  64128            MO              100052686861644000                  20070101                 20361201
LONG BEACH                   98631            WA              100052690882226000                  20061201                 20361101
WICHITA                      67213            KS              100052686859504000                  20061201                 20361101
CORONA                       92882            CA              100052615983609000                  20070101                 20361201
PUTNAM CT 06260               6260            CT              100052644916654000                  20070101                 20361201
WHITTIER AREA                90604            CA              100052615980849000                  20070101                 20361201
QUARTZ HILL ARE              93536            CA              100052690809083000                  20061201                 20211101
KANSAS CITY                  64109            MO              100052686861594000                  20070101                 20361201
SAN JUAN                     78589            TX              100052643999334000                  20070101                 20361201
NEWTON                       50208            IA              100052644900874000                  20061201                 20361101
MAQUOKETA                    52060            IA              100052644921864000                  20070101                 20361201
PRAIRIE CITY                 50228            IA              100052643576094000                  20061101                 20361001
KANSAS CITY                  64126            MO              100052644882084000                  20061201                 20361101
EAGLE MOUNTAIN               84005            UT              100052616119496000                  20061201                 20211101
YORBA LINDA                  92886            CA              100052615974639000                  20061201                 20211101
INGLEWOOD                    90303            CA              100052615980769000                  20061201                 20361101
MINDEN                       71055            LA              100052644935944000                  20070101                 20361201
HOUSTON                      77064            TX              100052643990824000                  20061101                 20361001
IOLA                         66749            KS              100052644894594000                  20061101                 20361001
KANSAS CITY                  66102            KS              100052686859344000                  20061201                 20361101
SAINT LOUIS                  63132            MO              100052686857724000                  20061201                 20361101
HOUSTON                      77043            TX              100052643996804000                  20061201                 20361101
CHICAGO                      60653            IL              100052647003003000                  20061201                 20361101
FORT WORTH                   76137            TX              100052643999614000                  20061201                 20361101
FLORISSANT                   63033            MO              100052686858574000                  20061201                 20361101
KANSAS CITY                  64130            MO              100052686856974000                  20061201                 20361101
ISSAQUAH                     98027            WA              100052690886486000                  20070101                 20361201
FRESNO                       93722            CA              100052615110509000                  20061201                 20211101
REDMOND                      97756            OR              100052690877956000                  20061101                 20361001
CHICAGO                      60630            IL              100052647011933000                  20070101                 20361201
COSTA MESA                   92627            CA              100052605091809000                  20061201                 20361101
TEMPE                        85283            AZ              100052615109929000                  20070101                 20361201
CARROLLTON                   75006            TX              100052644154844000                  20061201                 20211101
HOUSTON                      77007            TX              100052644164934000                  20070101                 20361201
UNIC AREA OF LA              90002            CA              100052691104852000                  20070201                 20220101
KANSAS CITY                  64127            MO              100052686859274000                  20070101                 20361201
SAINT LOUIS                  63113            MO              100052686861884000                  20070101                 20361201
OMAHA                        68135            NE              100052686862204000                  20070201                 20370101
DAVENPORT                    52806            IA              100052686862414000                  20070201                 20370101
DAVENPORT                    52806            IA              100052686862424000                  20070201                 20220101
LEAVENWORTH                  66048            KS              100052686863104000                  20070101                 20361201
SPANAWAY                     98387            WA              100052690882336000                  20070101                 20361201
PORT ORCHARD                 98366            WA              100052690883576000                  20070201                 20370101
POST FALLS                   83854            ID              100052690885676000                  20070201                 20370101
POST FALLS                   83854            ID              100052690885696000                  20070201                 20220101
IONA                         83427            ID              100052690886966000                  20070201                 20370101
POULSBO                      98370            WA              100052690887306000                  20070101                 20361201
BELLINGHAM                   98226            WA              100052690887646000                  20070201                 20370101
SPANAWAY                     98387            WA              100052690887766000                  20070201                 20370101
GERVAIS                      97026            OR              100052690888076000                  20070101                 20361201
HARRISBURG                   97446            OR              100052690888116000                  20070201                 20370101
HARRISBURG                   97446            OR              100052690888136000                  20070201                 20220101
TACOMA                       98445            WA              100052690888336000                  20070201                 20370101
VANCOUVER                    98686            WA              100052690888356000                  20070101                 20361201
NORTH LAS VEGAS              89081            NV              100052690888436000                  20070201                 20370101
NORTH LAS VEGAS              89081            NV              100052690888446000                  20070201                 20220101
BURLINGTON                   98233            WA              100052690888606000                  20070201                 20370101
PORT ORCHARD                 98366            WA              100052690888616000                  20070201                 20370101
ONTARIO                      97914            OR              100052690888796000                  20070201                 20370101
APPLE VALLEY                 92307            CA              100052691102452000                  20070101                 20361201
120-120 1/2 41S              90011            CA              100052691102462000                  20070201                 20370101
NORWALK                      90650            CA              100052691102812000                  20070201                 20370101
NORWALK                      90650            CA              100052691102822000                  20070201                 20220101
CARSON                       90745            CA              100052691103622000                  20070101                 20361201
120-120 1/2 41S              90011            CA              100052691103662000                  20070201                 20220101
LONG BEACH                   90810            CA              100052691104322000                  20070101                 20361201
WINNETKA                     91306            CA              100052691104432000                  20070201                 20370101
WINNETKA                     91306            CA              100052691104442000                  20070201                 20220101
RIVERSIDE                    92507            CA              100052691104772000                  20070201                 20220101
AREA OF LOS ANG              90002            CA              100052691104842000                  20070201                 20370101
LONG BEACH                   90802            CA              100052691105122000                  20070201                 20370101
REDONDO BEACH                90277            CA              100052691100262000                  20070101                 20361201
SURPRISE                     85374            AZ              100052691100342000                  20070101                 20361201
RANCHO CUCAMONG              91739            CA              100052691100392000                  20070101                 20361201
ORANGE                       92869            CA              100052691100512000                  20070101                 20361201
ORANGE                       92869            CA              100052691100532000                  20070101                 20211201
FONTANA                      92337            CA              100052691100622000                  20070101                 20361201
(STUDIO CITY AR              91604            CA              100052691100642000                  20070101                 20361201
PALMDALE                     93551            CA              100052691100752000                  20070101                 20361201
HEMET                        92543            CA              100052691100802000                  20070101                 20361201
LOS ANGELES                  90008            CA              100052691100902000                  20070101                 20361201
LOS ANGELES                  90011            CA              100052691100912000                  20070101                 20361201
LOS ANGELES                  90059            CA              100052691101022000                  20070101                 20361201
SAN BERNARDINO               92404            CA              100052691101032000                  20070101                 20361201
FONTANA                      92336            CA              100052691101052000                  20070101                 20361201
LOS ANGELES                  90002            CA              100052691101072000                  20070101                 20361201
LONG BEACH                   90805            CA              100052691101342000                  20070101                 20361201
(LA PUENTE AREA              91748            CA              100052691101472000                  20070101                 20361201
VAN NUYS AREA L              91406            CA              100052691101552000                  20070101                 20361201
SAN DIMAS                    91773            CA              100052691101792000                  20070101                 20361201
OXNARD                       93036            CA              100052691101942000                  20070101                 20361201
AREA OF HEMET                92544            CA              100052691102022000                  20070101                 20361201
HESPERIA                     92344            CA              100052691102042000                  20070101                 20361201
STOCKTON                     95205            CA              100052691102102000                  20070101                 20361201
LAKEWOOD                     90715            CA              100052691102202000                  20070101                 20361201
FONTANA                      92336            CA              100052691102222000                  20070101                 20361201
LAWNDALE                     90260            CA              100052691102302000                  20070101                 20361201
CANOGA PARK ARE              91303            CA              100052691102352000                  20070101                 20361201
FALLBROOK                    92028            CA              100052691102412000                  20070101                 20361201
LAS VEGAS                    89178            NV              100052691102432000                  20070101                 20361201
LOS ANGELES                  90001            CA              100052691102492000                  20070101                 20361201
COMPTON                      90220            CA              100052691102532000                  20070101                 20361201
BALDWIN PARK                 91706            CA              100052691102692000                  20070101                 20361201
CYPRESS                      90630            CA              100052691102792000                  20070101                 20361201
COMPTON                      90221            CA              100052691102862000                  20070101                 20361201
LOS ANGELES                  90037            CA              100052691102962000                  20070101                 20361201
LOS ANGELES                  90005            CA              100052691103002000                  20070101                 20361201
LONG BEACH                   90808            CA              100052691103132000                  20070101                 20361201
LONG BEACH                   90808            CA              100052691103152000                  20070101                 20211201
SANTA ANA                    92707            CA              100052691103192000                  20070101                 20361201
LOS ANGELES                  90047            CA              100052691103202000                  20070101                 20361201
SAN DIEGO                    92154            CA              100052691103232000                  20070101                 20361201
AREA OF SYLMAR               91342            CA              100052691103282000                  20070101                 20361201
CHINO                        91710            CA              100052691103402000                  20070101                 20361201
AREA OF BLOOMIN              92316            CA              100052691103592000                  20070101                 20361201
LOS ANGELES                  90019            CA              100052691103632000                  20070101                 20361201
(COMPTON AREA)               90222            CA              100052691103902000                  20070101                 20361201
PROVO                        84606            UT              100052691104112000                  20070101                 20361201
ADELANTO                     92301            CA              100052691104252000                  20070101                 20361201
KENNEWICK                    99336            WA              100052690884326000                  20070101                 20361201
PORTLAND                     97233            OR              100052690884426000                  20070101                 20361201
COEUR D ALENE                83815            ID              100052690884536000                  20070101                 20361201
EATONVILLE                   98328            WA              100052690884726000                  20070101                 20361201
FEDERAL WAY                  98003            WA              100052690884796000                  20070101                 20361201
PORTLAND                     97230            OR              100052690884846000                  20061201                 20361101
RENTON                       98059            WA              100052690884876000                  20061201                 20361101
SPANAWAY                     98387            WA              100052690884916000                  20070101                 20361201
SPANAWAY                     98387            WA              100052690884926000                  20070101                 20211201
SEATTLE                      98106            WA              100052690885096000                  20070101                 20361201
SUMNER                       98391            WA              100052690885116000                  20070101                 20361201
LAKE FOREST                  92630            CA              100052690885166000                  20070101                 20361201
MARYSVILLE                   98270            WA              100052690885286000                  20070101                 20361201
ASHFORD                      98304            WA              100052690885316000                  20070101                 20211201
RATHDRUM                     83858            ID              100052690885336000                  20070101                 20361201
ABERDEEN                     98520            WA              100052690885346000                  20070101                 20361201
MILWAUKIE                    97222            OR              100052690885426000                  20070101                 20361201
REDMOND                      98052            WA              100052690885446000                  20070101                 20361201
TACOMA                       98404            WA              100052690885546000                  20070101                 20361201
PUYALLUP                     98373            WA              100052690885566000                  20070101                 20361201
PUYALLUP                     98375            WA              100052690885606000                  20070101                 20361201
KENNEWICK                    99336            WA              100052690885616000                  20070101                 20211201
PORTLAND                     97223            OR              100052690885706000                  20070101                 20361201
MULWAUKIE                    97267            OR              100052690885726000                  20070101                 20361201
MALAGA                       98828            WA              100052690885756000                  20070101                 20361201
PORT ORCHARD                 98367            WA              100052690885766000                  20070101                 20361201
BUCKLEY                      98321            WA              100052690885776000                  20070101                 20361201
BONNEY LAKE                  98391            WA              100052690885816000                  20070101                 20361201
NAMPA                        83687            ID              100052690885856000                  20070101                 20361201
TACOMA                       98444            WA              100052690885866000                  20070101                 20361201
TACOMA                       98444            WA              100052690885896000                  20070101                 20211201
LAKEWOOD                     98499            WA              100052690885906000                  20070101                 20361201
OLYMPIA                      98501            WA              100052690885916000                  20070101                 20361201
COEUR D ALENE                83815            ID              100052690885956000                  20070101                 20211201
TACOMA                       98404            WA              100052690886206000                  20070101                 20361201
SPOKANE                      99207            WA              100052690886236000                  20070101                 20361201
SEATTLE                      98116            WA              100052690886286000                  20070101                 20361201
ABERDEEN                     98520            WA              100052690886336000                  20070101                 20361201
COVINGTON                    98042            WA              100052690886406000                  20070101                 20361201
TACOMA                       98418            WA              100052690886496000                  20070101                 20361201
EUGENE                       97404            OR              100052690886816000                  20070101                 20361201
TACOMA                       98446            WA              100052690887166000                  20070101                 20361201
PHOENIX                      97535            OR              100052690887416000                  20070101                 20361201
SUMNER                       98390            WA              100052690887496000                  20070101                 20361201
EUGENE                       97405            OR              100052690887536000                  20070101                 20361201
SEATTLE                      98115            WA              100052690887716000                  20070101                 20361201
WOODINVILLE                  98072            WA              100052690887886000                  20070101                 20361201
TACOMA                       98404            WA              100052690887906000                  20070101                 20361201
SHELTON                      98584            WA              100052690887976000                  20070101                 20361201
EVERETT                      98204            WA              100052690888396000                  20070101                 20361201
PASADENA                     91103            CA              100052690993742000                  20061201                 20211101
SIMI VALLEY                  93065            CA              100052690994592000                  20070101                 20361201
VICTORVILLE                  92392            CA              100052690996432000                  20061201                 20361101
PALMDALE                     93550            CA              100052690997092000                  20061201                 20361101
LOS ANGELES                  90003            CA              100052690997212000                  20061201                 20211101
SAN DIEGO                    92154            CA              100052690997912000                  20061201                 20361101
BUENA PARK                   90620            CA              100052690998092000                  20070101                 20361201
TRABUCO CANYON               92679            CA              100052690998112000                  20061201                 20361101
CHATSWORTH                   91311            CA              100052690998222000                  20070101                 20361201
CORONA                       92882            CA              100052690998262000                  20061201                 20211101
BELLFLOWER                   90706            CA              100052690998512000                  20061201                 20361101
LOS ANGELES                  90042            CA              100052690999022000                  20070101                 20361201
HAWTHORNE                    90250            CA              100052690999232000                  20070101                 20361201
IRVINE                       92614            CA              100052690999382000                  20061201                 20261101
SANTA PAULA                  93060            CA              100052690999402000                  20070101                 20361201
LAKEWOOD                     90712            CA              100052690999462000                  20070101                 20361201
ALHAMBRA                     91801            CA              100052690999872000                  20070101                 20361201
SACRAMENTO                   95824            CA              100052690999922000                  20070101                 20361201
LOS ANGELES                  90011            CA              100052690999982000                  20070101                 20361201
SAN BERNARDINO               92408            CA              100052691100042000                  20070101                 20361201
STOCKTON                     95206            CA              100052691100052000                  20070101                 20361201
LONG BEACH                   90805            CA              100052691100202000                  20061201                 20361101
KLAMATH FALLS                97601            OR              100052690881786000                  20061201                 20361101
BELLINGHAM                   98226            WA              100052690881856000                  20061201                 20211101
PORTLAND                     97206            OR              100052690881946000                  20061201                 20211101
PUYALLUP                     98374            WA              100052690881956000                  20061201                 20361101
TACOMA                       98418            WA              100052690882026000                  20070101                 20361201
WASILLA                      99654            AK              100052690882366000                  20061201                 20211101
SPOKANE                      99206            WA              100052690882666000                  20070101                 20361201
WENDELL                      83355            ID              100052690882686000                  20070101                 20361201
PAYETTE                      83661            ID              100052690882976000                  20070101                 20361201
TACOMA                       98445            WA              100052690883056000                  20061201                 20361101
SUQUAMISH                    98392            WA              100052690883246000                  20070101                 20361201
PORTLAND                     97220            OR              100052690883306000                  20070101                 20361201
TACOMA                       98408            WA              100052690883376000                  20061201                 20211101
PUYALLUP                     98375            WA              100052690883476000                  20061201                 20211101
UNIVERSITY PLAC              98467            WA              100052690883586000                  20061201                 20361101
COVINGTON                    98042            WA              100052690883716000                  20061201                 20211101
TWIN FALLS                   83301            ID              100052690883966000                  20061201                 20211101
GIG HARBOR                   98329            WA              100052690884076000                  20061201                 20361101
SHELTON                      98584            WA              100052690880346000                  20061201                 20361101
PORTLAND                     97218            OR              100052690881176000                  20061201                 20361101
SPRINGFIELD                  97477            OR              100052690881216000                  20061201                 20211101
SEDRO WOOLLEY                98284            WA              100052690881226000                  20061201                 20361101
REPUBLIC                     99166            WA              100052690881406000                  20061201                 20361101
ABERDEEN                     98520            WA              100052690881446000                  20061201                 20361101
OTHELLO                      99344            WA              100052690881456000                  20061201                 20361101
BOTHELL                      98011            WA              100052690881536000                  20061201                 20211101
SPOKANE                      99207            WA              100052690880156000                  20061201                 20361101
SPOKANE                      99207            WA              100052690880166000                  20061201                 20211101
VALHALLA                     10595            NY              100052647010967000                  20070101                 20361201
MONCKS CORNER                29461            SC              100052647010981000                  20070201                 20370101
BANGOR                        4401            ME              100052647011027000                  20070101                 20361201
TRENTON                       8611            NJ              100052647011417000                  20070201                 20370101
LANHAM                       20706            MD              100052647011661000                  20070201                 20370101
LOWELL                        1854            MA              100052647012037000                  20070201                 20370101
LOWELL                        1854            MA              100052647012077000                  20070201                 20220101
CALUMET CITY                 60409            IL              100052647014233000                  20070201                 20370101
CALUMET CITY                 60409            IL              100052647014253000                  20070201                 20220101
TOWER CITY                   58071            ND              100052647014593000                  20070101                 20361201
MARKHAM                      60426            IL              100052647014693000                  20070101                 20361201
SAINT CLAIR SHO              48080            MI              100052647014743000                  20070101                 20361201
ATLANTA                      30315            GA              100052647015585000                  20070101                 20361201
MONTICELLO                   55362            MN              100052647015913000                  20070101                 20211201
NORRIDGE                     60706            IL              100052647015923000                  20070201                 20370101
BROOKLYN PARK                55443            MN              100052647015953000                  20070101                 20361201
DETROIT                      48205            MI              100052647016383000                  20070201                 20370101
DETROIT                      48205            MI              100052647016413000                  20070201                 20220101
CANTON                       48188            MI              100052647017403000                  20070101                 20361201
BOYNTON BEACH                33435            FL              100052647018055000                  20070101                 20361201
CHICAGO                      60625            IL              100052647018543000                  20070201                 20370101
DECATUR                      30035            GA              100052647019055000                  20070101                 20361201
GARY                         46403            IN              100052647019243000                  20070201                 20370101
GARY                         46403            IN              100052647019263000                  20070201                 20220101
HAMPTON                      30228            GA              100052647019395000                  20070101                 20361201
ADDISON                      60101            IL              100052647019723000                  20070201                 20370101
PALATINE                     60067            IL              100052647019793000                  20070201                 20370101
ROBBINSDALE                  55422            MN              100052647020133000                  20070201                 20220101
LITTLE FALLS                 56345            MN              100052647020213000                  20070101                 20361201
PRINCETON                    55371            MN              100052647020283000                  20070201                 20370101
BROOKLYN PARK                55443            MN              100052647020513000                  20070201                 20370101
BROOKLYN PARK                55443            MN              100052647020553000                  20070201                 20220101
LAND O LAKES                 34639            FL              100052647020565000                  20070201                 20370101
CHASKA                       55318            MN              100052647020593000                  20070201                 20370101
SAINT PAUL                   55119            MN              100052647021453000                  20070201                 20370101
HANOVER PARK                 60133            IL              100052647022033000                  20070201                 20370101
BUCKEYE                      85326            AZ              100052680000931000                  20070101                 20361201
KINGMAN                      86409            AZ              100052680897001000                  20070201                 20370101
LAS VEGAS                    89120            NV              100052680897471000                  20070201                 20370101
PHOENIX                      85085            AZ              100052680897811000                  20070201                 20370101
KANSAS CITY                  64132            MO              100052686857884000                  20061101                 20361001
KANSAS CITY                  64132            MO              100052686857894000                  20061101                 20211001
DETROIT                      48221            MI              100052647003293000                  20070201                 20220101
CHADWICK                     61014            IL              100052647004783000                  20070101                 20361201
RICHMOND                     23236            VA              100052647008411000                  20070101                 20361201
NEW BEDFORD                   2745            MA              100052647008487000                  20070201                 20370101
RICHMOND                     23223            VA              100052647009661000                  20070101                 20361201
COLUMBIA                     29229            SC              100052647009801000                  20070101                 20361201
BANGOR                        4401            ME              100052647010417000                  20070201                 20370101
NASHUA                        3060            NH              100052647010557000                  20070101                 20361201
CHARLOTTE                    28214            NC              100052647010821000                  20070201                 20370101
DETROIT                      48206            MI              100052647010913000                  20070201                 20370101
CROWLEY                      76036            TX              100052644922994000                  20070101                 20361201
MIAMI                        33179            FL              100052644924434000                  20070101                 20361201
RIDGELAND                    29936            SC              100052644924944000                  20070101                 20361201
RAILROAD FLAT                95248            CA              100052644931084000                  20070201                 20370101
LANCASTER                    75134            TX              100052644933404000                  20070101                 20361201
RIDGELAND                    29936            SC              100052644934244000                  20070101                 20211201
HALSTEAD                     67056            KS              100052644934914000                  20070201                 20370101
GILBERT                      85296            AZ              100052647000051000                  20070201                 20370101
GILBERT                      85296            AZ              100052647000061000                  20070201                 20220101
DETROIT                      48221            MI              100052647003273000                  20070201                 20370101
BRYAN                        77802            TX              100052644105244000                  20070101                 20361201
LITTLE RIVER AC              76554            TX              100052644105254000                  20070101                 20361201
SAN ANTONIO                  78239            TX              100052644105284000                  20070201                 20370101
LAREDO                       78046            TX              100052644105364000                  20070101                 20361201
LAREDO                       78046            TX              100052644105374000                  20070101                 20211201
HOUSTON                      77064            TX              100052644105744000                  20070101                 20361201
KINGWOOD                     77345            TX              100052644106064000                  20070101                 20361201
HOUSTON                      77017            TX              100052644106254000                  20070101                 20361201
BAYTOWN                      77521            TX              100052644106594000                  20070101                 20361201
LA PORTE                     77571            TX              100052644106604000                  20070101                 20361201
BAYTOWN                      77521            TX              100052644106624000                  20070101                 20211201
BACLIFF                      77518            TX              100052644106924000                  20070101                 20361201
HOUSTON                      77089            TX              100052644107394000                  20070201                 20370101
AUSTIN                       78744            TX              100052644107664000                  20070201                 20370101
DEER PARK                    77536            TX              100052644154724000                  20070101                 20361201
FORT WORTH                   76248            TX              100052644159034000                  20070101                 20361201
FORT WORTH                   76248            TX              100052644161194000                  20070101                 20361201
COLUMBIA                     29229            SC              100052644161454000                  20070101                 20361201
JENKS                        74037            OK              100052644161654000                  20070101                 20361201
MONCKS CORNER                29461            SC              100052644161694000                  20070101                 20211201
EL PASO                      79938            TX              100052644161854000                  20070101                 20361201
SAN ANTONIO                  78251            TX              100052644162074000                  20070101                 20361201
CARROLLTON                   75010            TX              100052644162124000                  20070101                 20361201
CARROLLTON                   75007            TX              100052644162194000                  20070101                 20361201
GARLAND                      75040            TX              100052644162254000                  20070101                 20361201
EL PASO                      79936            TX              100052644162284000                  20070101                 20361201
BOLIVAR                      38008            TN              100052644162814000                  20070101                 20361201
ARLINGTON                    76018            TX              100052644162974000                  20070101                 20361201
DALLAS                       75215            TX              100052644163024000                  20070201                 20370101
MEMPHIS                      38125            TN              100052644163164000                  20070101                 20361201
HITCHCOCK                    77563            TX              100052644163214000                  20070101                 20361201
DESOTO                       75115            TX              100052644163294000                  20070101                 20361201
ATHENS                       37303            TN              100052644163444000                  20070101                 20361201
BOWIE                        76230            TX              100052644163614000                  20070101                 20361201
BEDFORD                      76022            TX              100052644163764000                  20070101                 20361201
DENISON                      75021            TX              100052644163854000                  20070201                 20370101
SAN MARCOS                   92078            CA              100052644163864000                  20070101                 20361201
CEDAR HILL                   75104            TX              100052644163904000                  20070101                 20361201
GLENN HEIGHTS                75154            TX              100052644163924000                  20070101                 20361201
IRVING                       76137            TX              100052644164244000                  20070101                 20361201
PRYOR                        74361            OK              100052644164454000                  20070101                 20211201
ROWLETT                      75088            TX              100052644164584000                  20070101                 20361201
BURLESON                     76028            TX              100052644164664000                  20070101                 20361201
BOWIE                        76230            TX              100052644164694000                  20070101                 20361201
BALCH SPRINGS                75180            TX              100052644164794000                  20070201                 20370101
BALCH SPRINGS                75180            TX              100052644164804000                  20070201                 20220101
MCKINNEY                     75071            TX              100052644164864000                  20070101                 20361201
DALLAS                       75233            TX              100052644165224000                  20070201                 20370101
WICHITA FALLS                76310            TX              100052644165444000                  20070201                 20370101
FORT WORTH                   76134            TX              100052644165914000                  20070101                 20361201
GRAND PRAIRIE                75051            TX              100052644166004000                  20070101                 20361201
BOWIE                        76230            TX              100052644166014000                  20070201                 20370101
GULFPORT                     39503            MS              100052644166044000                  20070201                 20370101
MAYNARDVILLE                 37807            TN              100052644166194000                  20070201                 20370101
VILONIA                      72173            AR              100052644166214000                  20070101                 20361201
EL PASO                      79936            TX              100052644166234000                  20070101                 20361201
FORT WORTH                   76123            TX              100052644886664000                  20061101                 20361001
VICTORIA                     67671            KS              100052644896884000                  20070101                 20361201
LOWRY CROSSING               75407            TX              100052644910724000                  20070101                 20361201
HAYDEN                       83835            ID              100052644911404000                  20070201                 20370101
TELEPHONE                    75488            TX              100052644911434000                  20070101                 20361201
GRAND PRAIRIE                75052            TX              100052644913254000                  20070101                 20361201
HOUSTON                      77033            TX              100052644913964000                  20070201                 20370101
STANHOPE                     50246            IA              100052644914444000                  20070201                 20370101
PORT NECHES                  77651            TX              100052644919824000                  20070101                 20361201
RICHMOND                     77469            TX              100052644920004000                  20070101                 20361201
DALLAS                       75208            TX              100052644920884000                  20070101                 20361201
SAN ANTONIO                  78239            TX              100052644922144000                  20070101                 20361201
WILLIS                       77378            TX              100052644102904000                  20070101                 20361201
KYLE                         78640            TX              100052644102974000                  20070101                 20361201
HUMBLE                       77346            TX              100052644103124000                  20070101                 20361201
HUNTSVILLE                   77320            TX              100052644103604000                  20070101                 20361201
WILLIS                       77378            TX              100052644104164000                  20070101                 20361201
HOUSTON                      77035            TX              100052644104394000                  20070101                 20361201
KATY                         77493            TX              100052644104414000                  20070101                 20361201
HORIZON CITY                 79928            TX              100052644104474000                  20070101                 20361201
NEW BRAUNFELS                78130            TX              100052644104834000                  20070101                 20361201
PASADENA                     77505            TX              100052644104914000                  20070101                 20361201
HOUSTON                      77086            TX              100052644104984000                  20070101                 20361201
LEANDER                      78641            TX              100052644105184000                  20070101                 20361201
S. OGDEN                     84405            UT              100052616122686000                  20070101                 20361201
BILLINGS                     59106            MT              100052616122986000                  20070101                 20361201
TOOELE                       84074            UT              100052616123076000                  20070101                 20361201
LEHI                         84043            UT              100052616123086000                  20070101                 20361201
WEST VALLEY                  84118            UT              100052616123626000                  20070101                 20361201
SAINT GEORGE                 84790            UT              100052616123716000                  20070101                 20361201
COLORADO SPRING              80907            CO              100052616123776000                  20070101                 20361201
WALDORF                      20602            MD              100052621878391000                  20070101                 20211201
OWINGS MILLS                 21117            MD              100052621878421000                  20070101                 20361201
CHICAGO                      60619            IL              100052624256593000                  20061101                 20361001
CHICAGO                      60619            IL              100052624256633000                  20061101                 20211001
GLENDALE HEIGHT              60139            IL              100052624261203000                  20070101                 20361201
LA MARQUE                    77568            TX              100052643985854000                  20060901                 20360801
LAKE JACKSON                 77566            TX              100052643985864000                  20060901                 20210801
EL PASO                      79928            TX              100052644100994000                  20070101                 20361201
SHOREACRES                   77346            TX              100052644101884000                  20070101                 20361201
EDINBURG                     78541            TX              100052644102454000                  20070101                 20211201
HOUSTON                      77065            TX              100052644102604000                  20070101                 20361201
MONTGOMERY                   77316            TX              100052644102624000                  20070101                 20361201
ANGLETON                     77515            TX              100052644102634000                  20070101                 20361201
HOUSTON                      77045            TX              100052644102774000                  20070101                 20361201
MAGNOLIA                     77354            TX              100052644102794000                  20070101                 20361201
LEADWOOD                     63653            MO              100052686859234000                  20070101                 20361201
ST. LOUIS                    63111            MO              100052686859524000                  20070101                 20361201
LINCOLN                      68510            NE              100052686859574000                  20070101                 20361201
MILFORD                      66514            KS              100052686859594000                  20061201                 20361101
SAINT LOUIS                  63136            MO              100052686859634000                  20061201                 20361101
JESUP                        50648            IA              100052686859704000                  20070101                 20361201
LEAVENWORTH                  66048            KS              100052686859834000                  20061201                 20211101
MASON CITY                   50401            IA              100052686859944000                  20061201                 20361101
INDEPENDENCE                 64056            MO              100052686859974000                  20061201                 20361101
KANSAS CITY                  66112            KS              100052686860284000                  20061201                 20361101
ST. LOUIS                    63137            MO              100052686860294000                  20061201                 20361101
BLAIR                        68008            NE              100052686860304000                  20061201                 20361101
KANSAS CITY                  66104            KS              100052686860394000                  20061201                 20361101
DES MOINES                   50317            IA              100052686860494000                  20061201                 20361101
OMAHA                        68135            NE              100052686860534000                  20070101                 20361201
RAYMORE                      64083            MO              100052686860574000                  20070101                 20361201
SAINT LOUIS                  63138            MO              100052686860594000                  20061201                 20361101
FREEBURG                     62243            IL              100052686860634000                  20070101                 20361201
COUNCIL BLUFFS               51501            IA              100052686860714000                  20061201                 20361101
OLATHE                       66061            KS              100052686860754000                  20061201                 20361101
ST. LOUIS                    63112            MO              100052686860844000                  20061201                 20211101
CANTON                       67428            KS              100052686861004000                  20061201                 20361101
SIBLEY                       64088            MO              100052686861144000                  20070101                 20361201
SAINT LOUIS                  63113            MO              100052686861164000                  20070101                 20361201
TIFFIN                       52340            IA              100052686861434000                  20070101                 20361201
LEE'S SUMMIT                 64081            MO              100052686861524000                  20061201                 20361101
KANSAS CITY                  64109            MO              100052686861574000                  20070101                 20361201
KANSAS CITY                  64128            MO              100052686861674000                  20070101                 20361201
SAINT LOUIS                  63111            MO              100052686861714000                  20070101                 20361201
COUNCIL BLUFFS               51501            IA              100052686861724000                  20070101                 20361201
KANSAS CITY                  64128            MO              100052686861804000                  20070101                 20361201
SAINT LOUIS                  63114            MO              100052686861834000                  20070101                 20361201
KANSAS CITY                  64130            MO              100052686861864000                  20070101                 20361201
ST. LOUIS                    63136            MO              100052686861914000                  20070101                 20361201
LEON                         67074            KS              100052686862014000                  20070101                 20361201
BELLEVUE                     68147            NE              100052686862064000                  20070101                 20361201
WICHITA                      67217            KS              100052686862264000                  20070101                 20361201
KANSAS CITY                  64139            MO              100052686862504000                  20070101                 20361201
KANSAS CITY                  64127            MO              100052686862514000                  20070101                 20361201
OMAHA                        68118            NE              100052686862634000                  20070101                 20361201
KANSAS CITY                  64109            MO              100052686862724000                  20070101                 20361201
OVERLAND PARK                66204            KS              100052686862844000                  20070101                 20361201
HUTCHINSON                   67502            KS              100052686862914000                  20070101                 20361201
BATES CITY                   64011            MO              100052686863034000                  20070101                 20361201
COSBY                        64436            MO              100052686863064000                  20070101                 20361201
WENATCHEE                    98801            WA              100052690001066000                  20061101                 20361001
WEST LINN                    97068            OR              100052690001156000                  20061101                 20361001
BREMERTON                    98310            WA              100052690001236000                  20061201                 20361101
PORTLAND                     97216            OR              100052690807424000                  20061101                 20211001
CAMARILLO                    93010            CA              100052690808533000                  20061201                 20211101
QUARTZ HILL ARE              93536            CA              100052690809073000                  20061201                 20361101
CARSON                       90745            CA              100052690809763000                  20061201                 20211101
APPLE VALLEY AR              92308            CA              100052690809783000                  20061201                 20211101
BUENA PARK                   90620            CA              100052690810093000                  20061201                 20361101
QUARTZ HILL ARE              93536            CA              100052690810233000                  20070101                 20361201
WILMINGTON AREA              90744            CA              100052690810623000                  20061201                 20211101
LOS ANGELES                  90016            CA              100052690810673000                  20070101                 20361201
ADELANTO                     92301            CA              100052690810693000                  20061201                 20361101
LANCASTER AREA               93535            CA              100052690810863000                  20061201                 20361101
NIPOMO                       93444            CA              100052690810903000                  20070101                 20211201
CORONA                       92883            CA              100052690810953000                  20070101                 20361201
VENTURA (AREA O              93023            CA              100052690811163000                  20061201                 20361101
NORTHRIDGE AREA              91325            CA              100052690811183000                  20070101                 20361201
NORTHRIDGE AREA              91344            CA              100052690811203000                  20070101                 20361201
WOODLAND HILLS               91364            CA              100052690811223000                  20070101                 20361201
POMONA                       91767            CA              100052690811353000                  20070101                 20361201
VICTORVILLE                  92392            CA              100052690811433000                  20070101                 20361201
HEMET                        92544            CA              100052690811473000                  20070101                 20211201
MATTAWA                      99349            WA              100052690875176000                  20061101                 20211001
COEUR D ALENE                83814            ID              100052690877496000                  20070101                 20361201
IDAHO FALLS                  83402            ID              100052690877656000                  20061201                 20211101
SPOKANE                      99223            WA              100052690878936000                  20061101                 20361001
EVERETT                      98204            WA              100052690879886000                  20061201                 20211101
SPOKANE                      99207            WA              100052690879906000                  20061201                 20211101
KANSAS CITY                  64128            MO              100052686859164000                  20061201                 20361101
CEDAR RAPIDS                 52404            IA              100052686859184000                  20061201                 20361101
OVERLAND PARK                66212            KS              100052686858664000                  20070101                 20361201
DES MOINES                   50315            IA              100052686858674000                  20061201                 20361101
MAQUOKETA                    52060            IA              100052686858814000                  20061201                 20361101
ST. PETERS                   63376            MO              100052686858974000                  20061201                 20361101
GARDNER                      66030            KS              100052686857474000                  20061201                 20361101
ABBYVILLE                    67510            KS              100052686857604000                  20061201                 20361101
ST. LOUIS                    63136            MO              100052686857664000                  20061201                 20361101
DES MOINES                   50314            IA              100052686857704000                  20061201                 20361101
MAQUOKETA                    52060            IA              100052686857764000                  20061201                 20361101
KANSAS CITY                  64132            MO              100052686857794000                  20061101                 20361001
PERRY                        66073            KS              100052686857934000                  20061201                 20361101
OVERLAND PARK                66210            KS              100052686857954000                  20061101                 20361001
OLATHE                       66062            KS              100052686857974000                  20061201                 20361101
KANSAS CITY                  64137            MO              100052686858034000                  20061201                 20361101
GRANDVIEW                    64030            MO              100052686858154000                  20061201                 20361101
ADAIR                        50002            IA              100052686858164000                  20061201                 20361101
ASHLAND                      68003            NE              100052686858214000                  20061201                 20361101
KANSAS CITY                  64117            MO              100052686858234000                  20061201                 20361101
VIOLA                        67149            KS              100052686858344000                  20061201                 20361101
GRAIN VALLEY                 64029            MO              100052686858544000                  20061201                 20211101
MAQUOKETA                    52060            IA              100052686858594000                  20061201                 20361101
COLORADO SPRING              80915            CO              100052686858634000                  20061201                 20361101
KANSAS CITY                  66109            KS              100052686857334000                  20061101                 20211001
CRESTON                      50801            IA              100052686857424000                  20061201                 20361101
COVINGTON                    30016            GA              100052647017945000                  20070101                 20361201
ELIZABETH CITY               27909            NC              100052647017955000                  20070101                 20361201
FORT WALTON BEA              32548            FL              100052647017985000                  20070101                 20361201
ATLANTA                      30318            GA              100052647018115000                  20070101                 20361201
MCHENRY                      60050            IL              100052647018263000                  20070101                 20361201
HIALEAH                      33015            FL              100052647018385000                  20070101                 20361201
LITHONIA                     30038            GA              100052647018435000                  20070101                 20361201
ORLANDO                      32805            FL              100052647018495000                  20070101                 20361201
PORT SAINT LUCI              34953            FL              100052647018515000                  20070101                 20361201
CLERMONT                     34711            FL              100052647018575000                  20070101                 20361201
MIAMI                        33168            FL              100052647018605000                  20070101                 20361201
CHICAGO                      60639            IL              100052647018663000                  20070101                 20361201
NORTH AUGUSTA                29841            SC              100052647018735000                  20070101                 20361201
ATLANTA                      30314            GA              100052647018755000                  20070101                 20361201
SUNRISE                      33323            FL              100052647018895000                  20070101                 20361201
ATLANTA                      30310            GA              100052647018995000                  20070101                 20361201
NORTHBROOK                   60062            IL              100052647019083000                  20070101                 20361201
SNELLVILLE                   30039            GA              100052647019285000                  20070101                 20361201
CAROL STREAM                 60188            IL              100052647019293000                  20070101                 20361201
ELLENWOOD                    30294            GA              100052647019355000                  20070101                 20361201
TAMPA                        33614            FL              100052647019715000                  20070101                 20361201
COVINGTON                    30014            GA              100052647019805000                  20070101                 20361201
NEWNAN                       30265            GA              100052647019925000                  20070101                 20361201
ELLENWOOD                    30294            GA              100052647020255000                  20070101                 20361201
ORANGE PARK                  32065            FL              100052647020345000                  20070101                 20361201
SCOTTSDALE                   85255            AZ              100052680000831000                  20070101                 20211201
CASA GRANDE                  85222            AZ              100052680000861000                  20061201                 20211101
PHOENIX                      85043            AZ              100052680000871000                  20070101                 20361201
CASA GRANDE                  85222            AZ              100052680893951000                  20061201                 20211101
QUEEN CREEK                  85243            AZ              100052680894201000                  20061201                 20211101
PHOENIX                      85308            AZ              100052680894391000                  20061201                 20361101
SURPRISE                     85388            AZ              100052680894501000                  20061201                 20211101
TUCSON                       85706            AZ              100052680894541000                  20061201                 20211101
QUEEN CREEK                  85242            AZ              100052680895071000                  20070101                 20361201
CASA GRANDE                  85222            AZ              100052680895101000                  20061201                 20361101
NORTH LAS VEGAS              89031            NV              100052680895181000                  20061201                 20211101
LAS VEGAS                    89107            NV              100052680895281000                  20061201                 20361101
GOLD CANYON                  85218            AZ              100052680895401000                  20061201                 20361101
MAYER                        86333            AZ              100052680895441000                  20061201                 20361101
QUEEN CREEK                  85243            AZ              100052680895481000                  20061201                 20361101
KINGMAN                      86409            AZ              100052680895501000                  20061201                 20211101
TUCSON                       85712            AZ              100052680895581000                  20061201                 20361101
SURPRISE                     85387            AZ              100052680895601000                  20061201                 20211101
CASA GRANDE                  85222            AZ              100052680895921000                  20061201                 20211101
LAS VEGAS                    89142            NV              100052680895991000                  20070101                 20361201
GOODYEAR                     85338            AZ              100052680896031000                  20070101                 20361201
SURPRISE                     85388            AZ              100052680896091000                  20061201                 20361101
TOLLESON                     85353            AZ              100052680896111000                  20070101                 20361201
MESA                         85205            AZ              100052680896361000                  20061201                 20361101
QUEEN CREEK                  85242            AZ              100052680896411000                  20070101                 20361201
LAS VEGAS                    89129            NV              100052680896421000                  20070101                 20211201
QUEEN CREEK                  85242            AZ              100052680896511000                  20061201                 20211101
CASA GRANDE                  85222            AZ              100052680896591000                  20070101                 20361201
LAS VEGAS                    89115            NV              100052680896671000                  20070101                 20361201
AVONDALE                     85323            AZ              100052680896701000                  20070101                 20361201
FORT MOHAVE                  86426            AZ              100052680896731000                  20070101                 20361201
QUEEN CREEK                  85242            AZ              100052680896901000                  20070101                 20361201
GLENDALE                     85302            AZ              100052680896941000                  20070101                 20361201
SURPRISE                     85379            AZ              100052680896981000                  20070101                 20361201
NORTH LAS VEGAS              89031            NV              100052680897051000                  20070101                 20361201
SEDONA                       86351            AZ              100052680897101000                  20070101                 20361201
LAS VEGAS                    89107            NV              100052680897201000                  20070101                 20361201
PHOENIX                      85031            AZ              100052680897301000                  20070101                 20361201
PHOENIX                      85041            AZ              100052680897311000                  20070101                 20361201
PHOENIX                      85040            AZ              100052680897401000                  20070101                 20361201
QUEEN CREEK                  85242            AZ              100052680897411000                  20070101                 20361201
QUEEN CREEK                  85243            AZ              100052680897431000                  20070101                 20361201
QUEEN CREEK                  85242            AZ              100052680897451000                  20070101                 20361201
SAHUARITA                    85629            AZ              100052680897511000                  20070101                 20361201
AMADO                        85645            AZ              100052680897561000                  20070101                 20361201
TUCSON                       85711            AZ              100052680897571000                  20070101                 20361201
PHOENIX                      85041            AZ              100052680897601000                  20070101                 20361201
LAVEEN                       85339            AZ              100052680897611000                  20070101                 20361201
SURPRISE                     85379            AZ              100052680897671000                  20070101                 20361201
PEORIA                       85345            AZ              100052680897711000                  20070101                 20361201
SURPRISE                     85388            AZ              100052680897721000                  20070101                 20361201
QUEEN CREEK                  85242            AZ              100052680897761000                  20070101                 20361201
KINGMAN                      86401            AZ              100052680897771000                  20070101                 20361201
PHOENIX                      85029            AZ              100052680897801000                  20070101                 20361201
KANSAS CITY                  64128            MO              100052686853694000                  20061101                 20361001
INDEPENDENCE                 64052            MO              100052686853984000                  20061101                 20361001
CHARLES CITY                 50616            IA              100052686854654000                  20061101                 20361001
INDEPENDENCE                 64052            MO              100052686855524000                  20070101                 20361201
KANSAS CITY                  64138            MO              100052686856234000                  20061201                 20361101
SENECA                       66538            KS              100052686856344000                  20061201                 20211101
LEAVENWORTH                  66048            KS              100052686856504000                  20061201                 20361101
KANSAS CITY                  64129            MO              100052686856594000                  20061201                 20361101
DES MOINES                   50315            IA              100052686856634000                  20061201                 20361101
COUNCIL BLUFFS               51503            IA              100052686856784000                  20061201                 20211101
KANSAS CITY                  64127            MO              100052686857144000                  20061101                 20361001
PALATINE                     60074            IL              100052647017603000                  20070101                 20361201
PORT CHARLOTTE               33954            FL              100052647017635000                  20070101                 20361201
ATLANTA                      30314            GA              100052647017665000                  20070101                 20361201
CHICAGO                      60634            IL              100052647017733000                  20070101                 20361201
ATLANTA                      30317            GA              100052647017735000                  20070101                 20361201
ST CLAIR SHORES              48080            MI              100052647017793000                  20070101                 20361201
CHICAGO                      60641            IL              100052647016093000                  20070101                 20361201
LITHONIA                     30038            GA              100052647016095000                  20061201                 20211101
JACKSON                      49203            MI              100052647016133000                  20070101                 20361201
AURORA                       60505            IL              100052647016273000                  20070101                 20361201
HOFFMAN ESTATES              60169            IL              100052647016293000                  20070101                 20361201
COON RAPIDS                  55433            MN              100052647016373000                  20070101                 20361201
PLAINFIELD                   60544            IL              100052647016423000                  20070101                 20361201
SCHAUMBURG                   60194            IL              100052647016443000                  20070101                 20361201
JACKSONVILLE                 32221            FL              100052647016485000                  20070101                 20361201
DETROIT                      48205            MI              100052647016583000                  20070101                 20361201
RUFFIN                       29475            SC              100052647016645000                  20070101                 20361201
TITUSVILLE                   32796            FL              100052647016665000                  20070101                 20361201
ROSEVILLE                    48066            MI              100052647016713000                  20070101                 20361201
LAKELAND                     33809            FL              100052647016725000                  20070101                 20361201
CHICAGO                      60619            IL              100052647016743000                  20070101                 20361201
RIVERDALE                    30274            GA              100052647016815000                  20070101                 20361201
CHICAGO                      60612            IL              100052647016843000                  20070101                 20361201
CHICAGO HEIGHTS              60411            IL              100052647016933000                  20070101                 20361201
ROCKMART                     30153            GA              100052647016965000                  20070101                 20361201
BOGART                       30622            GA              100052647017015000                  20070101                 20361201
EVANSVILLE                   47714            IN              100052647017303000                  20070101                 20361201
DETROIT                      48235            MI              100052647017313000                  20070101                 20361201
GAINESVILLE                  30506            GA              100052647017345000                  20070101                 20361201
MIRAMAR                      33029            FL              100052647017535000                  20070101                 20361201
MAYWOOD                      60153            IL              100052647015073000                  20070101                 20361201
CHICAGO                      60625            IL              100052647015103000                  20070101                 20361201
ROSEMONT                     60018            IL              100052647015123000                  20070101                 20361201
NEWAYGO                      49337            MI              100052647015343000                  20070101                 20361201
NEWAYGO                      49337            MI              100052647015363000                  20070101                 20211201
ATLANTA                      30318            GA              100052647015395000                  20061201                 20211101
HARVEY                       60426            IL              100052647015503000                  20070101                 20361201
CHICAGO                      60619            IL              100052647015553000                  20070101                 20361201
MILTON                       32571            FL              100052647015675000                  20070101                 20361201
WOODRIDGE                    60517            IL              100052647015733000                  20070101                 20361201
ST LOUIS PARK                55426            MN              100052647015793000                  20070101                 20361201
HIGH POINT                   27262            NC              100052647015815000                  20070101                 20361201
BELLEVILLE                   48111            MI              100052647015933000                  20070101                 20361201
CONYERS                      30013            GA              100052647015965000                  20070101                 20361201
COVINGTON                    30016            GA              100052647014505000                  20070101                 20211201
VALDOSTA                     31605            GA              100052647014525000                  20061201                 20361101
DEFUNIAK SPRING              32433            FL              100052647014565000                  20061201                 20361101
CHICAGO                      60610            IL              100052647014603000                  20070101                 20361201
MACOMB                       48044            MI              100052647014653000                  20070101                 20361201
HIALEAH                      33012            FL              100052647014785000                  20061201                 20361101
ELK RIVER                    55330            MN              100052647014853000                  20070101                 20361201
LAFAYETTE                    47909            IN              100052647014873000                  20070101                 20361201
GATESVILLE                   27938            NC              100052647014905000                  20070101                 20361201
AUGUSTA                      30909            GA              100052647014955000                  20070101                 20361201
MOUNT PROSPECT               60056            IL              100052647014983000                  20070101                 20361201
ROCHELLE                     61068            IL              100052647015033000                  20070101                 20361201
MOUNT VERNON                 47620            IN              100052647013353000                  20070101                 20361201
DETROIT                      48227            MI              100052647013363000                  20070101                 20361201
TAMPA                        33647            FL              100052647013395000                  20061201                 20211101
TEMPLE                       30179            GA              100052647013405000                  20070101                 20361201
DOUGLASVILLE                 30135            GA              100052647013475000                  20061201                 20211101
ROSELLE                      60172            IL              100052647013543000                  20070101                 20361201
ELMORE                       56027            MN              100052647013573000                  20070101                 20361201
CROSS                        29436            SC              100052647013575000                  20070101                 20361201
LECANTO                      34461            FL              100052647013735000                  20061201                 20211101
DECATUR                      30034            GA              100052647013815000                  20061201                 20361101
AUBURN HILLS                 48326            MI              100052647013913000                  20070101                 20361201
LOUISVILLE                   40211            KY              100052647014033000                  20070101                 20361201
GLENDALE HEIGHT              60139            IL              100052647014093000                  20070101                 20361201
RIVERVIEW                    33569            FL              100052647014105000                  20070101                 20211201
SOUTH HOLLAND                60473            IL              100052647014293000                  20070101                 20361201
CHICAGO                      60645            IL              100052647014313000                  20070101                 20361201
MAYWOOD                      60153            IL              100052647014323000                  20070101                 20361201
CHICAGO                      60653            IL              100052647014413000                  20070101                 20361201
LILBURN                      30047            GA              100052647014425000                  20061201                 20361101
DEERFIELD                    60015            IL              100052647014453000                  20070101                 20361201
NEW PORT RICHEY              34654            FL              100052647014465000                  20061201                 20361101
GLENWOOD                     60425            IL              100052647014493000                  20070101                 20361201
INDIANAPOLIS                 46219            IN              100052647012773000                  20070101                 20361201
UNION                        29379            SC              100052647012845000                  20061201                 20361101
CHICAGO                      60615            IL              100052647012863000                  20070101                 20361201
SANFORD                      32771            FL              100052647012865000                  20061201                 20361101
ORLAND PARK                  60462            IL              100052647012873000                  20070101                 20361201
ELGIN                        60120            IL              100052647013073000                  20070101                 20361201
BELLWOOD                     60104            IL              100052647013083000                  20070101                 20361201
JOLIET                       60433            IL              100052647013173000                  20070101                 20361201
STERLING HEIGHT              48310            MI              100052647013293000                  20070101                 20361201
IXONIA                       53036            WI              100052647013333000                  20070101                 20361201
BERWYN                       60402            IL              100052647012133000                  20070101                 20361201
WHEATON                      60187            IL              100052647012153000                  20070101                 20361201
SAUK VILLAGE                 60411            IL              100052647012293000                  20070101                 20361201
GRAND RAPIDS                 49507            MI              100052647012363000                  20070101                 20361201
CHICAGO                      60634            IL              100052647012383000                  20070101                 20361201
CHICAGO                      60639            IL              100052647012413000                  20070101                 20361201
CHICAGO HEIGHTS              60411            IL              100052647012463000                  20070101                 20361201
DETROIT                      48209            MI              100052647012523000                  20070101                 20361201
HAZEL PARK                   48030            MI              100052647012543000                  20070101                 20361201
ROCKFORD                     61104            IL              100052647012563000                  20070101                 20361201
HOLIDAY                      34691            FL              100052647012565000                  20070101                 20361201
WESTCHESTER                  60154            IL              100052647012573000                  20070101                 20361201
MACHESNEY PARK               61115            IL              100052647012613000                  20070101                 20361201
CUMMING                      30040            GA              100052647012625000                  20061201                 20361101
BRADENTON                    34210            FL              100052647011237000                  20070101                 20361201
GLENN DALE                   20769            MD              100052647011351000                  20070101                 20361201
CHARLOTTE                    28227            NC              100052647011495000                  20061101                 20361001
COLLEGE PARK                 30349            GA              100052647011585000                  20061201                 20361101
MONTGOMERY                   60538            IL              100052647011623000                  20070101                 20361201
BANGOR                        4401            ME              100052647011727000                  20070101                 20361201
ROCHESTER HILLS              48306            MI              100052647011763000                  20070101                 20361201
FOX LAKE                     60020            IL              100052647011873000                  20070101                 20361201
ULEN                         56585            MN              100052647011963000                  20070101                 20361201
STONE MOUNTAIN               30087            GA              100052647011995000                  20061201                 20361101
ROCKMART                     30153            GA              100052647012085000                  20061201                 20361101
ROCKMART                     30153            GA              100052647012095000                  20061201                 20211101
SALEM                        47167            IN              100052647010983000                  20070101                 20361201
PROVIDENCE                    2907            RI              100052647011007000                  20070101                 20361201
REDDICK                      60961            IL              100052647011013000                  20070101                 20361201
CHICAGO HEIGHTS              60411            IL              100052647011053000                  20070101                 20361201
HUDSON                        4449            ME              100052647011057000                  20070101                 20361201
KENDUSKEAG                    4450            ME              100052647011067000                  20070101                 20361201
SKOWHEGAN                     4976            ME              100052647011107000                  20070101                 20361201
STAFFORD                     22554            VA              100052647011131000                  20070101                 20361201
AGAWAM                        1001            MA              100052647011157000                  20070101                 20361201
NEW LENOX                    60451            IL              100052647011163000                  20070101                 20361201
UPPER MARLBORO               20774            MD              100052647011191000                  20070101                 20361201
BRIDGEVIEW                   60455            IL              100052647011233000                  20070101                 20361201
WASHINGTON                   20019            DC              100052647010171000                  20070101                 20361201
MAPLEWOOD                     7040            NJ              100052647010197000                  20070101                 20211201
BROOKLINE                     3033            NH              100052647010217000                  20070101                 20261201
3EST WARWICK                  2893            RI              100052647010237000                  20070101                 20211201
WESTBROOK                     4092            ME              100052647010287000                  20070101                 20361201
RALEIGH                      27609            NC              100052647010291000                  20070101                 20361201
BROOKLYN                     11208            NY              100052647010297000                  20070101                 20361201
ATLANTA                      30311            GA              100052647010325000                  20061101                 20211001
ELK RIVER                    55330            MN              100052647010333000                  20070101                 20361201
CARMEL                        4419            ME              100052647010357000                  20070101                 20361201
DISTRICT HEIGHT              20747            MD              100052647010361000                  20070101                 20361201
EVANSVILLE                   47711            IN              100052647010403000                  20070101                 20361201
BROOKLYN                     11207            NY              100052647010427000                  20070101                 20361201
ZEBULON                      27597            NC              100052647010451000                  20070101                 20361201
NORTH ADAMS                   1247            MA              100052647010457000                  20070101                 20361201
JONESBORO                    30238            GA              100052647010465000                  20061201                 20361101
HAMPSTEAD                    21074            MD              100052647010481000                  20070101                 20361201
MOREHEAD CITY                28557            NC              100052647010581000                  20070101                 20361201
LITTLETON                    27850            NC              100052647010681000                  20070101                 20361201
WILMINGTON                   28405            NC              100052647010711000                  20070101                 20361201
COLUMBIA                     29205            SC              100052647010731000                  20070101                 20361201
WARREN                       48089            MI              100052647010863000                  20070101                 20361201
LOCKPORT                     60441            IL              100052647010873000                  20070101                 20361201
FLORHAM PARK                  7932            NJ              100052647010917000                  20070101                 20361201
BURNHAM                       4922            ME              100052647009617000                  20061201                 20211101
BALTIMORE                    21230            MD              100052647009631000                  20070101                 20361201
GREENSBORO                   27406            NC              100052647009641000                  20070101                 20361201
SAINT ALBANS                 11412            NY              100052647009707000                  20070101                 20361201
IRVINGTON                     7111            NJ              100052647009711000                  20070101                 20361201
BREWER                        4412            ME              100052647009787000                  20070101                 20361201
CHICAGO                      60646            IL              100052647009793000                  20070101                 20361201
SANFORD                       4073            ME              100052647009807000                  20070101                 20361201
DORCHESTER                    2124            MA              100052647009907000                  20061201                 20361101
GAINESVILLE                  30507            GA              100052647009925000                  20061101                 20211001
SILVER SPRING                20904            MD              100052647010021000                  20070101                 20361201
ROCKFORD                     61104            IL              100052647010123000                  20070101                 20361201
HERMON                        4401            ME              100052647010147000                  20070101                 20361201
TWO HARBORS                  55616            MN              100052647010153000                  20070101                 20211201
BALTIMORE                    21211            MD              100052647008171000                  20070101                 20361201
WEST STEWARTSTO               3597            NH              100052647008187000                  20061201                 20361101
LOWELL                        1851            MA              100052647008197000                  20061201                 20211101
MIDLOTHIAN                   23114            VA              100052647008201000                  20061201                 20361101
PRINCESS ANNE                21853            MD              100052647008241000                  20061201                 20361101
CHICOPEE                      1013            MA              100052647008277000                  20061201                 20211101
LOWELL                        1854            MA              100052647008297000                  20061201                 20361101
LOWELL                        1854            MA              100052647008307000                  20061201                 20211101
SOUTH OZONE PAR              11420            NY              100052647008327000                  20061201                 20361101
HIGH POINT                   27265            NC              100052647008371000                  20061201                 20361101
ROSEVILLE                    48066            MI              100052647008373000                  20070101                 20361201
BALTIMORE                    21212            MD              100052647008391000                  20070101                 20361201
COUNTRY CLUB HI              60478            IL              100052647008413000                  20061201                 20361101
SPRINGFIELD                   1108            MA              100052647008477000                  20061201                 20361101
SPRINGFIELD                   1108            MA              100052647008497000                  20061201                 20211101
ATHENS                        4912            ME              100052647008607000                  20061201                 20361101
GASTONIA                     28054            NC              100052647008631000                  20061201                 20211101
ESSEX JUNCTION                5452            VT              100052647008647000                  20070101                 20361201
SAINT ALBANS                 11412            NY              100052647008657000                  20070101                 20361201
DIXFIELD                      4224            ME              100052647008697000                  20061201                 20361101
CORONA                       11368            NY              100052647008717000                  20070101                 20361201
BALTIMORE                    21213            MD              100052647008751000                  20061201                 20361101
BAY SHORE                    11706            NY              100052647008757000                  20070101                 20361201
NORTH EAST                   21901            MD              100052647008781000                  20061201                 20361101
EVERETT                       2149            MA              100052647008787000                  20070101                 20211201
EDEN                         27288            NC              100052647008791000                  20061201                 20361101
CHARLOTTE                    28214            NC              100052647008801000                  20070101                 20361201
CRYSTAL LAKE                 60014            IL              100052647008813000                  20070101                 20361201
BALTIMORE                    21218            MD              100052647008851000                  20061201                 20361101
COVENTRY                      2816            RI              100052647008857000                  20061201                 20361101
FRANKLINVILLE                 8322            NJ              100052647008881000                  20070101                 20361201
STEUBEN                       4680            ME              100052647008907000                  20070101                 20211201
NEWARK                       19713            DE              100052647008941000                  20061201                 20361101
CORINNA                       4928            ME              100052647008957000                  20070101                 20361201
ATLANTA                      30318            GA              100052647008975000                  20061101                 20211001
LEXINGTON                    27292            NC              100052647008981000                  20070101                 20361201
HIBBING                      55746            MN              100052647008993000                  20061201                 20361101
SCHAUMBURG                   60194            IL              100052647009023000                  20061201                 20211101
UPPER MARLBORO               20772            MD              100052647009031000                  20061201                 20361101
LIVERMORE FALLS               4254            ME              100052647009067000                  20061201                 20361101
DETROIT                      48223            MI              100052647009083000                  20070101                 20361201
BALTIMORE                    21223            MD              100052647009091000                  20070101                 20361201
METROPOLIS                   62960            IL              100052647009103000                  20070101                 20361201
JAMAICA                      11433            NY              100052647009117000                  20070101                 20361201
SOMERSWORTH                   3878            NH              100052647009137000                  20070101                 20361201
BURLINGTON                   27217            NC              100052647009151000                  20070101                 20361201
RANDALLSTOWN                 21133            MD              100052647009161000                  20061201                 20361101
ROSELLE                      60172            IL              100052647009163000                  20070101                 20361201
CLINTON                      28328            NC              100052647009191000                  20070101                 20361201
CLINTON                      28328            NC              100052647009201000                  20070101                 20211201
RICHMOND                     23222            VA              100052647009241000                  20061201                 20361101
WINSTON SALEM                27127            NC              100052647009251000                  20070101                 20361201
STRASBURG                    22657            VA              100052647009261000                  20070101                 20361201
BEMIDJI                      56601            MN              100052647009313000                  20070101                 20211201
DEKALB                       60115            IL              100052647009323000                  20070101                 20361201
EVANSVILLE                   47714            IN              100052647009403000                  20070101                 20361201
GLEN BURNIE                  21060            MD              100052647009481000                  20070101                 20361201
SPRINGFIELD                   1108            MA              100052647009497000                  20070101                 20361201
UNIVERSITY PARK              60466            IL              100052647009523000                  20070101                 20361201
LINWOOD                      27299            NC              100052647009551000                  20070101                 20211201
PATERSON                      7524            NJ              100052647009577000                  20070101                 20361201
BRISTOL                       2809            RI              100052647009587000                  20070101                 20361201
CHICAGO                      60651            IL              100052647005523000                  20061201                 20361101
CHICAGO                      60619            IL              100052647005583000                  20061201                 20361101
INVER GROVE HEI              55076            MN              100052647005653000                  20061201                 20361101
KNAPP                        54749            WI              100052647005673000                  20061201                 20361101
ALEXANDRIA                   56308            MN              100052647005743000                  20070101                 20211201
AMERY                        54001            WI              100052647005833000                  20061201                 20361101
CHICAGO                      60625            IL              100052647005863000                  20070101                 20211201
NORTH SAINT PAU              55109            MN              100052647005883000                  20061201                 20361101
OXFORD                        4270            ME              100052647005947000                  20061101                 20361001
RALEIGH                      27613            NC              100052647005971000                  20061201                 20361101
LEVERING                     49755            MI              100052647006103000                  20070101                 20361201
AURORA                       60506            IL              100052647006123000                  20070101                 20361201
PORTLAND                      4102            ME              100052647006177000                  20061201                 20361101
MUNDELEIN                    60060            IL              100052647006193000                  20070101                 20361201
PORTLAND                      4102            ME              100052647006207000                  20061201                 20361101
ROLLING MEADOWS              60008            IL              100052647006223000                  20061201                 20361101
GLENBURN                      4401            ME              100052647006297000                  20061201                 20361101
DETROIT                      48223            MI              100052647006313000                  20070101                 20361201
BENTON                        4901            ME              100052647006477000                  20061201                 20211101
BURLINGTON                   27217            NC              100052647006481000                  20061201                 20361101
SWANTON                       5488            VT              100052647006527000                  20061201                 20361101
DETROIT                      48224            MI              100052647006603000                  20070101                 20361201
CHICAGO                      60639            IL              100052647006643000                  20061201                 20361101
CHARLESTOWN                   2813            RI              100052647006687000                  20061201                 20361101
BALTIMORE                    21229            MD              100052647006701000                  20061201                 20361101
EAST GREENWICH                2818            RI              100052647006707000                  20061201                 20361101
CARMEL                        4419            ME              100052647006757000                  20061201                 20361101
PATERSON                      7524            NJ              100052647006817000                  20061201                 20361101
WINSTON SALEM                27103            NC              100052647006851000                  20061101                 20361001
PETERBOROUGH                  3458            NH              100052647006897000                  20061201                 20361101
JONESPORT                     4649            ME              100052647006937000                  20061201                 20361101
PORTLAND                      4103            ME              100052647007027000                  20061201                 20361101
ELGIN                        60123            IL              100052647007113000                  20061201                 20211101
WOODBRIDGE                    7095            NJ              100052647007117000                  20061201                 20361101
HYATTSVILLE                  20782            MD              100052647007131000                  20061201                 20361101
BLOOMINGTON                  47401            IN              100052647007143000                  20070101                 20361201
ROCKFORD                     61103            IL              100052647007153000                  20061201                 20361101
BALTIMORE                    21206            MD              100052647007221000                  20061201                 20361101
HAMMOND                      46324            IN              100052647007253000                  20070101                 20361201
HOLBROOK                      2343            MA              100052647007287000                  20070101                 20361201
PATERSON                      7524            NJ              100052647007327000                  20061201                 20211101
SHAPLEIGH                     4076            ME              100052647007397000                  20070101                 20361201
WATERVILLE                    4901            ME              100052647007447000                  20061201                 20361101
FALL RIVER                    2724            MA              100052647007457000                  20061201                 20361101
ALBANY                       12206            NY              100052647007527000                  20070101                 20361201
MOUNT HOLLY                  28120            NC              100052647007531000                  20061201                 20211101
MERRIMACK                     3054            NH              100052647007567000                  20061201                 20211101
BALTIMORE                    21201            MD              100052647007571000                  20061201                 20361101
LANDOVER                     20785            MD              100052647007581000                  20061201                 20211101
MANCHESTER                    6040            CT              100052647007587000                  20061201                 20361101
CHICAGO                      60651            IL              100052647007633000                  20061201                 20361101
BARRE                         5641            VT              100052647007637000                  20070101                 20361201
CHICAGO                      60625            IL              100052647007693000                  20070101                 20361201
NASHUA                        3060            NH              100052647007737000                  20061201                 20361101
CENTRAL ISLIP                11722            NY              100052647007757000                  20061201                 20361101
AURORA                       60505            IL              100052647007783000                  20061201                 20361101
BREWER                        4412            ME              100052647007797000                  20061201                 20361101
CUMBERLAND FORE               4110            ME              100052647007807000                  20061201                 20361101
SALISBURY                    21804            MD              100052647007811000                  20061201                 20361101
PETERBOROUGH                  3458            NH              100052647007827000                  20061201                 20211101
GLEN ALLEN                   23060            VA              100052647007841000                  20061201                 20361101
REHOBOTH                      2769            MA              100052647007867000                  20061201                 20361101
POOLESVILLE                  20837            MD              100052647007881000                  20061201                 20361101
CHICAGO                      60617            IL              100052647008093000                  20070101                 20361201
NORTH PROVIDENC               2904            RI              100052647008157000                  20070101                 20361201
CHARLOTTE                    28216            NC              100052647008161000                  20061201                 20361101
DAVENPORT                    52802            IA              100052644918374000                  20061201                 20361101
SHELTON                      98584            WA              100052644918734000                  20061201                 20361101
DES MOINES                   50312            IA              100052644918754000                  20070101                 20211201
CARL JUNCTION                64834            MO              100052644918794000                  20070101                 20361201
MARSHFIELD                   65706            MO              100052644919284000                  20070101                 20361201
BOELUS                       68820            NE              100052644919674000                  20070101                 20361201
GUTHRIE CENTER               50115            IA              100052644919754000                  20070101                 20361201
OLATHE                       66062            KS              100052644919844000                  20070101                 20211201
LUFKIN                       75901            TX              100052644919864000                  20070101                 20361201
MANSFIELD                    76063            TX              100052644919974000                  20070101                 20361201
BRANDON                      33511            FL              100052644920324000                  20070101                 20361201
BLACK CANYON CI              85324            AZ              100052644920404000                  20070101                 20361201
CARLSBAD                     88220            NM              100052644920504000                  20070101                 20361201
MISSION VIEJO                92694            CA              100052644920604000                  20070101                 20361201
APLINGTON                    50604            IA              100052644920734000                  20070101                 20361201
ELDON                        65026            MO              100052644920764000                  20070101                 20361201
NEWTON                       67114            KS              100052644920994000                  20070101                 20361201
LINDEN                       50146            IA              100052644921014000                  20070101                 20361201
OKEECHOBEE                   34974            FL              100052644921734000                  20070101                 20361201
BOONE                        50036            IA              100052644921844000                  20070101                 20361201
LA PORTE                     77571            TX              100052644921934000                  20070101                 20361201
WICHITA                      67207            KS              100052644921944000                  20070101                 20361201
NEWTON                       50208            IA              100052644922014000                  20070101                 20361201
PERRY                        66073            KS              100052644922254000                  20070101                 20361201
GRANGER                      50109            IA              100052644922384000                  20070101                 20361201
FRANKFORT                    46041            IN              100052644922404000                  20070101                 20361201
HARTLEY                      51346            IA              100052644922554000                  20070101                 20361201
WALLLA WALLA                 99362            WA              100052644922574000                  20070101                 20361201
SHALIMAR                     32579            FL              100052644922624000                  20070101                 20361201
CONWAY SPRINGS               67031            KS              100052644923384000                  20070101                 20361201
SACRAMENTO                   95823            CA              100052644923534000                  20070101                 20361201
LATHROP                      64465            MO              100052644923644000                  20070101                 20361201
CHARLESTON                   29414            SC              100052644923724000                  20070101                 20361201
DIXON IL 61021               61021            IL              100052644923734000                  20070101                 20361201
COVINGTON                    38019            TN              100052644923854000                  20070101                 20361201
EVERETT                      98201            WA              100052644923894000                  20070101                 20361201
LAS VEGAS                    89139            NV              100052644924244000                  20070101                 20361201
AURORA                       65605            MO              100052644924614000                  20070101                 20361201
FRANKLIN                     37064            TN              100052644924674000                  20070101                 20361201
INDEPENDENCE                 64050            MO              100052644925184000                  20070101                 20361201
INDEPENDENCE                 64050            MO              100052644925474000                  20070101                 20361201
PHOENIX                      85040            AZ              100052644925954000                  20070101                 20361201
MEMPHIS                      38108            TN              100052644926074000                  20070101                 20211201
ATKINS                       52206            IA              100052644926194000                  20070101                 20361201
WINLOCK                      98596            WA              100052644926404000                  20070101                 20361201
BRYANT                       72022            AR              100052644926694000                  20070101                 20361201
INVERNESS                    34450            FL              100052644926854000                  20070101                 20361201
LAS VEGAS                    89139            NV              100052644926974000                  20070101                 20211201
MEMPHIS                      38115            TN              100052644926994000                  20070101                 20361201
NORTH LAS VEGAS              89031            NV              100052644927174000                  20070101                 20361201
SHREVEPORT                   71115            LA              100052644927394000                  20070101                 20361201
SIOUX CITY                   51104            IA              100052644927504000                  20070101                 20361201
VANCOUVER                    98682            WA              100052644927524000                  20070101                 20361201
ALBUQUERQUE                  87121            NM              100052644927864000                  20070101                 20361201
INDIANOLA                    50125            IA              100052644928304000                  20070101                 20361201
PORTLAND                     97211            OR              100052644928314000                  20070101                 20361201
NORTH LAS VEGAS              89031            NV              100052644928694000                  20070101                 20211201
RAPIDS CITY                  61278            IL              100052644928874000                  20070101                 20361201
MIAMI                        33157            FL              100052644929064000                  20070101                 20361201
EXETER                       65647            MO              100052644929094000                  20070101                 20361201
WICHITA                      67214            KS              100052644929154000                  20070101                 20361201
VANCOUVER                    98682            WA              100052644929504000                  20070101                 20211201
BARTLESVILLE                 74006            OK              100052644929574000                  20070101                 20361201
WORTH                        60482            IL              100052644929724000                  20070101                 20361201
MESA                         85213            AZ              100052644930114000                  20070101                 20361201
NORFOLK                      68701            NE              100052644930214000                  20070101                 20361201
WEST DES MOINES              50265            IA              100052644930244000                  20070101                 20361201
BETTENDORF                   52722            IA              100052644930254000                  20070101                 20361201
HEWITT                       76643            TX              100052644930394000                  20070101                 20361201
FORT SMITH                   72903            AR              100052644930564000                  20070101                 20361201
WICHITA                      67204            KS              100052644930674000                  20070101                 20361201
ENUMCLAW                     98022            WA              100052644931284000                  20070101                 20361201
CRAWFORDSVILLE               52621            IA              100052644931664000                  20070101                 20361201
EVERETT                      98205            WA              100052644932024000                  20070101                 20361201
EVERETT                      98204            WA              100052644932114000                  20070101                 20361201
LINDSBORG                    67456            KS              100052644932464000                  20070101                 20361201
TACOMA                       98404            WA              100052644932694000                  20070101                 20361201
PUYALLUP                     98374            WA              100052644932744000                  20070101                 20361201
BATTLE GROUND                47920            IN              100052644933004000                  20070101                 20361201
WATAUGA                      76137            TX              100052644933204000                  20070101                 20361201
DAVENPORT                    52803            IA              100052644933524000                  20070101                 20361201
LAKE STEVENS                 98258            WA              100052644933694000                  20070101                 20361201
PLAINFIELD                   60586            IL              100052647000033000                  20061201                 20361101
PLAINFIELD                   60586            IL              100052647000153000                  20061201                 20211101
BROOKLYN PARK                55443            MN              100052647000203000                  20061201                 20361101
BROOKLYN PARK                55443            MN              100052647000213000                  20061201                 20211101
OAKLAND CITY                 47660            IN              100052647000253000                  20061201                 20361101
BRITTON                      49229            MI              100052647000393000                  20070101                 20361201
MACHESNEY PARK               61115            IL              100052647000583000                  20061201                 20361101
DETROIT                      48223            MI              100052647000593000                  20061201                 20211101
ELGIN                        60123            IL              100052647000653000                  20061201                 20361101
BENSENVILLE                  60106            IL              100052647000673000                  20061201                 20361101
MIDLAND                      48642            MI              100052647000683000                  20061201                 20361101
CRYSTAL                      55427            MN              100052647000773000                  20061201                 20361101
THIEF RIVER FAL              56701            MN              100052647000933000                  20061201                 20361101
SAUK VILLAGE                 60411            IL              100052647001023000                  20061201                 20361101
DETROIT                      48204            MI              100052647001043000                  20061201                 20211101
EVELETH                      55734            MN              100052647001053000                  20061201                 20361101
GLENDALE HEIGHT              60139            IL              100052647001153000                  20061201                 20211101
GREENWOOD                    46143            IN              100052647001233000                  20061201                 20361101
BURNSVILLE                   55337            MN              100052647001303000                  20061201                 20361101
ROCKFORD                     61103            IL              100052647001353000                  20061201                 20211101
GILBERTSVILLE                42044            KY              100052647001413000                  20061201                 20361101
KOKOMO                       46902            IN              100052647001623000                  20061201                 20361101
HUTCHINSON                   55350            MN              100052647001713000                  20061201                 20361101
ZIMMERMAN                    55398            MN              100052647001793000                  20061201                 20361101
CAMBRIA                      53923            WI              100052647001803000                  20061201                 20361101
MAPLE GROVE                  55369            MN              100052647001963000                  20061201                 20211101
STREAMWOOD                   60107            IL              100052647002053000                  20061201                 20361101
CHICAGO                      60619            IL              100052647002093000                  20061201                 20361101
MATTESON                     60443            IL              100052647002113000                  20061201                 20361101
MINNEAPOLIS                  55411            MN              100052647002123000                  20061201                 20211101
MATTESON                     60443            IL              100052647002133000                  20061201                 20211101
SPRING LAKE                  49456            MI              100052647002223000                  20061201                 20361101
OTTAWA                       61350            IL              100052647002383000                  20070101                 20361201
SAINT PAUL                   55106            MN              100052647002423000                  20061201                 20211101
CHICAGO                      60617            IL              100052647002433000                  20061201                 20361101
CRETE                        60417            IL              100052647002503000                  20061201                 20361101
POPLAR GROVE                 61065            IL              100052647002583000                  20061201                 20361101
BOONVILLE                    47601            IN              100052647002713000                  20061201                 20361101
HAZEL CREST                  60429            IL              100052647002773000                  20061201                 20361101
DAWSON                       56232            MN              100052647002863000                  20061201                 20361101
UNIVERSITY PARK              60466            IL              100052647003263000                  20061201                 20211101
JORDAN                       55352            MN              100052647003373000                  20061201                 20211101
MAYWOOD                      60153            IL              100052647003383000                  20061201                 20361101
ROCKFORD                     61101            IL              100052647003423000                  20061201                 20361101
LITTLE CANADA                55117            MN              100052647003483000                  20061201                 20211101
DAVIS JUNCTION               61020            IL              100052647003493000                  20061201                 20361101
BUFFALO                      55313            MN              100052647003643000                  20061201                 20211101
BOLINGBROOK                  60440            IL              100052647003693000                  20061201                 20211101
CHICAGO                      60641            IL              100052647003933000                  20061201                 20361101
TAYLOR                       48180            MI              100052647003993000                  20061201                 20361101
ATWATER                      56209            MN              100052647004013000                  20061201                 20361101
SOUTH PARIS                   4281            ME              100052647004077000                  20061201                 20361101
NEW RICHMOND                 54017            WI              100052647004153000                  20061201                 20361101
CHICAGO                      60651            IL              100052647004373000                  20061201                 20361101
NEW RICHMOND                 54017            WI              100052647004423000                  20061201                 20211101
AUBURN HILLS                 48326            MI              100052647004483000                  20061201                 20361101
SAUK VILLAGE                 60411            IL              100052647004523000                  20070101                 20361201
BEAVER DAM                   42320            KY              100052647004633000                  20061201                 20361101
LA SALLE                     61301            IL              100052647004653000                  20061201                 20361101
DAVISON                      48423            MI              100052647004743000                  20061201                 20361101
OXFORD                        4270            ME              100052647004917000                  20061101                 20361001
MINNETONKA                   55345            MN              100052647005083000                  20061201                 20361101
NEWBURGH                     47630            IN              100052647005123000                  20061201                 20361101
CHICAGO                      60625            IL              100052647005233000                  20061201                 20361101
JOLIET                       60435            IL              100052647005273000                  20061201                 20361101
CONCORDIA                    66901            KS              100052644904944000                  20061201                 20361101
SPRINGFIELD                  65803            MO              100052644905204000                  20061201                 20361101
MARQUETTE HEIGH              61554            IL              100052644905214000                  20070101                 20361201
FRANKFORT                    46041            IN              100052644905224000                  20061201                 20361101
NASHVILLE                    37207            TN              100052644905534000                  20070101                 20361201
MOUNT PROSPECT               60056            IL              100052644905604000                  20061201                 20361101
GRAND PRAIRIE                75052            TX              100052644905764000                  20070101                 20361201
SHERMAN                      75090            TX              100052644906294000                  20061201                 20261101
ELDORA                       50627            IA              100052644906364000                  20061201                 20261101
MIDLOTHIAN                   60445            IL              100052644906424000                  20070101                 20361201
LIBERAL                      67901            KS              100052644906624000                  20070101                 20211201
HOUSTON                      77054            TX              100052644906664000                  20061201                 20361101
CEDAR RAPIDS                 52402            IA              100052644906734000                  20070101                 20361201
ABILENE                      79603            TX              100052644907184000                  20061201                 20361101
KANSAS CITY                  64119            MO              100052644907574000                  20070101                 20361201
TACOMA                       98408            WA              100052644908184000                  20070101                 20361201
OSCEOLA                      50213            IA              100052644908534000                  20061201                 20361101
GENESEO                      61254            IL              100052644908634000                  20070101                 20361201
SEAGOVILLE                   75159            TX              100052644908664000                  20070101                 20361201
SEATTLE                      98126            WA              100052644908874000                  20061201                 20361101
OLYMPIA                      98501            WA              100052644909254000                  20061201                 20211101
NEW ORLEANS                  70126            LA              100052644909264000                  20070101                 20361201
TACOMA                       98408            WA              100052644909484000                  20061201                 20361101
ARLINGTON                    98223            WA              100052644909534000                  20061201                 20361101
DALLAS                       75236            TX              100052644909794000                  20061201                 20361101
MONROE                       50170            IA              100052644909854000                  20061201                 20361101
CEDAR FALLS                  50613            IA              100052644910024000                  20061201                 20361101
SHERMAN                      75090            TX              100052644910114000                  20070101                 20361201
COMBINE                      75159            TX              100052644910414000                  20070101                 20361201
HOUSTON                      77066            TX              100052644910464000                  20070101                 20361201
MERIAM                       66202            KS              100052644910554000                  20061201                 20361101
BLUE RIDGE                   75424            TX              100052644910764000                  20061201                 20361101
KANSAS CITY                  64138            MO              100052644911094000                  20061201                 20361101
SPRINGFIELD                  65802            MO              100052644911664000                  20061201                 20361101
HAMILTON                     64644            MO              100052644912164000                  20061201                 20361101
CONROE                       77303            TX              100052644912204000                  20070101                 20361201
KENNEWICK                    99336            WA              100052644912284000                  20061201                 20361101
KNOXVILLE                    50138            IA              100052644912804000                  20070101                 20361201
HUMBLE                       77346            TX              100052644912984000                  20061201                 20361101
WELLINGTON                   79095            TX              100052644913414000                  20070101                 20361201
BUTLER                       64730            MO              100052644913544000                  20070101                 20361201
SPRINGFIELD                  65803            MO              100052644913584000                  20070101                 20361201
PANAMA CITY BEA              32407            FL              100052644913754000                  20070101                 20361201
SARITA                       78385            TX              100052644913854000                  20070101                 20361201
POTTSBORO                    75076            TX              100052644913974000                  20061201                 20361101
MASON CITY                   50401            IA              100052644914224000                  20070101                 20361201
NICKERSON                    67561            KS              100052644914524000                  20070101                 20361201
GRANDVIEW                    64030            MO              100052644915474000                  20070101                 20361201
MIRAMAR                      33025            FL              100052644915494000                  20070101                 20361201
CLEARWATER                   67052            KS              100052644915584000                  20070101                 20361201
LEAVENWORTH                  66048            KS              100052644915684000                  20070101                 20361201
INDEPENDENCE                 64052            MO              100052644915704000                  20070101                 20361201
BLOOMINGTON                  47401            IN              100052644915754000                  20070101                 20361201
INDEPENDENCE                 64050            MO              100052644916464000                  20070101                 20361201
WATERLOO                     50702            IA              100052644916494000                  20070101                 20361201
SANTA ROSA BEAC              32459            FL              100052644916504000                  20070101                 20361201
LARGO                        33770            FL              100052644916974000                  20070101                 20361201
SEARCY                       72143            AR              100052644917134000                  20070101                 20361201
BEAVERTON                    97006            OR              100052644917494000                  20070101                 20361201
GRINNELL                     50112            IA              100052644917854000                  20070101                 20361201
SEAGOVILLE                   75159            TX              100052644918204000                  20070101                 20361201
BOONVILLE                    65233            MO              100052644918264000                  20070101                 20361201
SPRINGDALE                   72762            AR              100052644164334000                  20070101                 20361201
MIDDLETON                    38052            TN              100052644164504000                  20070101                 20211201
SAN ANTONIO                  78221            TX              100052644164574000                  20070101                 20361201
EDMOND                       73034            OK              100052644164614000                  20070101                 20361201
DALLAS                       75204            TX              100052644164644000                  20070101                 20361201
PEARCY                       71964            AR              100052644164764000                  20070101                 20361201
FORT WORTH                   76120            TX              100052644164904000                  20070101                 20361201
CEDAR HILL                   75104            TX              100052644164954000                  20070101                 20361201
HOUSTON                      77095            TX              100052644164984000                  20070101                 20361201
MEMPHIS                      38118            TN              100052644165114000                  20070101                 20361201
TYLER                        75704            TX              100052644165124000                  20070101                 20361201
BENTON                       72019            AR              100052644165154000                  20070101                 20361201
NORTH LITTLE RO              72114            AR              100052644165184000                  20070101                 20361201
WYLIE                        75098            TX              100052644165264000                  20070101                 20361201
HOUSTON                      77089            TX              100052644165324000                  20070101                 20361201
LITTLETON                    80124            CO              100052644165344000                  20070101                 20361201
DENTON                       76201            TX              100052644165434000                  20070101                 20361201
ATHENS                       37303            TN              100052644165534000                  20070101                 20361201
GRAND PRAIRIE                75052            TX              100052644165624000                  20070101                 20361201
ARLINGTON                    76011            TX              100052644165654000                  20070101                 20361201
GRAND PRAIRIE                75051            TX              100052644165664000                  20070101                 20361201
CHILDRESS                    79201            TX              100052644165704000                  20070101                 20361201
CARROLLTON                   75007            TX              100052644165834000                  20070101                 20361201
ARLINGTON                    76001            TX              100052644165864000                  20070101                 20361201
PROVIDENCE VILL              76227            TX              100052644165954000                  20070101                 20361201
PROVIDENCE VILL              76227            TX              100052644165964000                  20070101                 20211201
SEVIERVILLE                  37862            TN              100052644166174000                  20070101                 20361201
FRESNO                       77545            TX              100052644848674000                  20070101                 20361201
DESOTO                       75115            TX              100052644855994000                  20061201                 20361101
SOUTH HAVEN                  67140            KS              100052644859814000                  20070101                 20361201
BURRTON                      67020            KS              100052644869274000                  20061101                 20361001
SAN JACINTO                  92583            CA              100052644873164000                  20070101                 20361201
PERU                         67360            KS              100052644873574000                  20061101                 20361001
ATLANTA                      30315            GA              100052644874074000                  20061101                 20361001
GAINESVILLE                  76240            TX              100052644881314000                  20061201                 20361101
ALBUQUERQUE                  87102            NM              100052644884044000                  20061101                 20361001
CITY NAME                    77338            TX              100052644884424000                  20061201                 20361101
SOLDIER                      51572            IA              100052644884744000                  20061201                 20361101
DODGE CITY                   67801            KS              100052644887304000                  20061201                 20361101
BRANSON                      65616            MO              100052644887524000                  20061101                 20361001
ALLEN                        75002            TX              100052644887534000                  20070101                 20361201
ALTO PASS                    62905            IL              100052644888854000                  20061201                 20361101
ARLINGTON                    76018            TX              100052644889764000                  20061201                 20361101
FORT WORTH                   76106            TX              100052644890934000                  20061201                 20361101
SIKESTON                     63801            MO              100052644890974000                  20070101                 20361201
CONVERSE                     46919            IN              100052644891304000                  20061201                 20361101
THE DALLES                   97058            OR              100052644891314000                  20070101                 20361201
HUMBLE                       77396            TX              100052644891534000                  20061201                 20211101
KELSO                        98626            WA              100052644892454000                  20061201                 20361101
BATESVILLE                   38606            MS              100052644892524000                  20061201                 20361101
GUN BARREL CITY              75156            TX              100052644892914000                  20061201                 20361101
ERIE                         61250            IL              100052644893864000                  20061201                 20361101
WATERLOO                     50703            IA              100052644894454000                  20061201                 20361101
VILLAGE MILLS                77663            TX              100052644894684000                  20061201                 20361101
IOWA CITY                    52240            IA              100052644895404000                  20061201                 20361101
SHREWSBURY                    1545            MA              100052644895484000                  20061201                 20361101
GILMER                       75645            TX              100052644896294000                  20061201                 20361101
LITTLE ROCK                  72204            AR              100052644896504000                  20061201                 20361101
COLLEGE STATION              77845            TX              100052644896574000                  20061201                 20361101
TRENTON                      64683            MO              100052644896844000                  20061201                 20361101
DIBOLL                       75941            TX              100052644897984000                  20061101                 20361001
OMAHA                        68124            NE              100052644898084000                  20061201                 20361101
PERRYVILLE                   63775            MO              100052644898274000                  20061201                 20361101
COVINGTON                    38019            TN              100052644898484000                  20061201                 20361101
CARSON                       51525            IA              100052644898514000                  20061201                 20361101
GRANDVIEW                    64030            MO              100052644898904000                  20070101                 20361201
LEBANON                      65536            MO              100052644898994000                  20061201                 20361101
DALLAS                       75252            TX              100052644899044000                  20061201                 20361101
OLYMPIA                      98501            WA              100052644899204000                  20061201                 20361101
ALFORD                       32420            FL              100052644899294000                  20070101                 20361201
BARTLESVILLE                 74003            OK              100052644899564000                  20061201                 20361101
OSAWATOMIE                   66064            KS              100052644899654000                  20061101                 20211001
FRANKFORT                    46041            IN              100052644900014000                  20061201                 20361101
PROSSER                      99350            WA              100052644900424000                  20061201                 20211101
MINGO                        50168            IA              100052644900734000                  20061201                 20361101
THE WOODLANDS                77380            TX              100052644900744000                  20070101                 20211201
WICHITA                      67217            KS              100052644901164000                  20061201                 20361101
WINFIELD                     67156            KS              100052644901374000                  20070101                 20361201
MEMPHIS                      38128            TN              100052644901514000                  20070101                 20361201
KANSAS CITY                  64114            MO              100052644901574000                  20070101                 20361201
FORT WORTH                   76120            TX              100052644901664000                  20061201                 20361101
N. RICHLAND HIL              76180            TX              100052644901684000                  20070101                 20361201
FORT LAUDERDALE              33317            FL              100052644902034000                  20061201                 20361101
HOUSTON                      77035            TX              100052644902044000                  20061201                 20361101
GAINESVILLE                  76240            TX              100052644902344000                  20070101                 20361201
FORT LAUDERDALE              33317            FL              100052644902384000                  20061201                 20211101
FRANKFORT                    46041            IN              100052644902444000                  20061201                 20361101
OSAWATOMIE                   66064            KS              100052644902484000                  20061201                 20211101
ROWLETT                      75089            TX              100052644903164000                  20061201                 20361101
LACY LAKEVIEW                76705            TX              100052644903624000                  20061201                 20361101
KANSAS CITY                  64117            MO              100052644903734000                  20070101                 20361201
SAN ANTONIO                  78249            TX              100052644903744000                  20070101                 20361201
SALEM                        97317            OR              100052644904574000                  20070101                 20361201
WASHINGTON                   52353            IA              100052644904684000                  20061201                 20361101
FT LAUDERDALE                33309            FL              100052644904834000                  20070101                 20361201
WICHITA                      67207            KS              100052644904924000                  20061201                 20361101
GLENN HEIGHTS                75154            TX              100052644161804000                  20070101                 20211201
CADDO MILLS                  75135            TX              100052644161884000                  20070101                 20211201
OKLAHOMA CITY                73159            OK              100052644161934000                  20070101                 20361201
OKLAHOMA CITY                73159            OK              100052644161944000                  20070101                 20211201
ALVARADO                     76009            TX              100052644161954000                  20070101                 20361201
ROSENBERG                    77471            TX              100052644161974000                  20070101                 20361201
CORDOVA                      38016            TN              100052644162004000                  20070101                 20361201
BOSSIER CITY                 71112            LA              100052644162024000                  20070101                 20361201
FATE                         75189            TX              100052644162054000                  20070101                 20361201
MEMPHIS                      38133            TN              100052644162084000                  20061201                 20361101
DALLAS                       75206            TX              100052644162094000                  20070101                 20361201
LAMAR                        38642            MS              100052644162114000                  20070101                 20361201
EULESS                       76039            TX              100052644162314000                  20070101                 20361201
FORT WORTH                   76140            TX              100052644162404000                  20070101                 20361201
CECILIA                      42724            KY              100052644162424000                  20070101                 20361201
CROWLEY                      76036            TX              100052644162434000                  20070101                 20361201
LAS VEGAS                    89119            NV              100052644162524000                  20070101                 20361201
CROWLEY                      76036            TX              100052644162564000                  20070101                 20211201
BATON ROUGE                  70805            LA              100052644162784000                  20070101                 20361201
EL PASO                      79924            TX              100052644162794000                  20070101                 20361201
KATY                         77449            TX              100052644162874000                  20070101                 20361201
LAKE WORTH                   76135            TX              100052644163084000                  20070101                 20361201
GARLAND                      75043            TX              100052644163094000                  20070101                 20361201
ANTIOCH                      37013            TN              100052644163104000                  20070101                 20361201
ANTIOCH                      37013            TN              100052644163114000                  20070101                 20211201
GARLAND                      75043            TX              100052644163194000                  20070101                 20211201
ALLEN                        75013            TX              100052644163254000                  20070101                 20361201
ALLEN                        75013            TX              100052644163264000                  20070101                 20211201
HARRAH                       73045            OK              100052644163284000                  20070101                 20361201
EL PASO COUNTY               79928            TX              100052644163304000                  20070101                 20361201
TULSA                        74115            OK              100052644163374000                  20070101                 20361201
DALLAS                       75241            TX              100052644163424000                  20070101                 20361201
FATE                         75132            TX              100052644163474000                  20070101                 20211201
DALLAS                       75228            TX              100052644163484000                  20070101                 20361201
LEWISVILLE                   75067            TX              100052644163504000                  20070101                 20361201
FORT WORTH                   76248            TX              100052644163554000                  20070101                 20211201
SAN ANTONIO                  78254            TX              100052644163594000                  20070101                 20361201
EL PASO                      79927            TX              100052644163644000                  20070101                 20361201
MCKINNEY                     75070            TX              100052644163654000                  20070101                 20361201
DENVER                       80210            CO              100052644163674000                  20070101                 20361201
TUPELO                       38801            MS              100052644163684000                  20070101                 20361201
AZLE                         76020            TX              100052644163724000                  20070101                 20361201
ROCKWALL                     75032            TX              100052644163754000                  20070101                 20361201
KATY                         77494            TX              100052644163934000                  20070101                 20361201
FORT WORTH                   76052            TX              100052644163984000                  20070101                 20361201
RICHMOND                     77469            TX              100052644164014000                  20070101                 20361201
MEMPHIS                      38118            TN              100052644164084000                  20070101                 20361201
DERBY                        67037            KS              100052644164144000                  20070101                 20361201
CABOT                        72023            AR              100052644164204000                  20070101                 20361201
HOUMA                        70364            LA              100052644164274000                  20070101                 20361201
SINTON                       78387            TX              100052644160944000                  20070101                 20361201
EL PASO                      79938            TX              100052644160974000                  20070101                 20361201
FORT WORTH                   76148            TX              100052644161054000                  20061201                 20361101
MEMPHIS                      38118            TN              100052644161064000                  20070101                 20361201
WOODLAWN                     37191            TN              100052644161124000                  20070101                 20361201
WOODLAWN                     37191            TN              100052644161134000                  20070101                 20211201
BROKEN ARROW                 74012            OK              100052644161184000                  20070101                 20211201
WICHITA FALLS                76309            TX              100052644161314000                  20061201                 20211101
HUTTO                        78634            TX              100052644161384000                  20070101                 20211201
BOLIVAR                      38008            TN              100052644161434000                  20070101                 20361201
BOLIVAR                      38008            TN              100052644161444000                  20070101                 20211201
GARLAND                      75041            TX              100052644161704000                  20070101                 20361201
RICHARDSON                   75081            TX              100052644158364000                  20070101                 20361201
MESQUITE                     75149            TX              100052644158394000                  20070101                 20211201
MESQUITE                     75149            TX              100052644158464000                  20061201                 20211101
MESQUITE                     75181            TX              100052644158494000                  20061201                 20361101
FORT WORTH                   76137            TX              100052644158674000                  20061201                 20211101
DELIGHT                      71940            AR              100052644158774000                  20061201                 20361101
MEMPHIS                      38133            TN              100052644158854000                  20061201                 20211101
WELCH                        74369            OK              100052644158864000                  20070101                 20361201
PARIS                        75460            TX              100052644159004000                  20061201                 20361101
FATE                         75132            TX              100052644159024000                  20061201                 20211101
SOUTHAVEN                    38671            MS              100052644159244000                  20070101                 20361201
FLINT                        75762            TX              100052644159404000                  20070101                 20361201
WHITEHOUSE                   75791            TX              100052644159424000                  20061201                 20211101
GARLAND                      75042            TX              100052644159434000                  20061201                 20361101
FATE                         75132            TX              100052644159524000                  20061201                 20361101
ALVIN                        77511            TX              100052644159634000                  20061201                 20211101
LAREDO                       78046            TX              100052644159794000                  20061201                 20211101
INOLA                        74036            OK              100052644159804000                  20061201                 20361101
AZLE                         76020            TX              100052644159814000                  20061201                 20361101
MERCEDES                     78570            TX              100052644159854000                  20070101                 20361201
ARLINGTON                    76001            TX              100052644159864000                  20061201                 20361101
DUMAS                        71639            AR              100052644159874000                  20061201                 20361101
WINNSBORO                    75494            TX              100052644159984000                  20070101                 20361201
ARLINGTON                    38002            TN              100052644160034000                  20061201                 20361101
SANGER                       76266            TX              100052644160044000                  20061201                 20361101
SAND SPRINGS                 74063            OK              100052644160084000                  20070101                 20361201
ODESSA                       79764            TX              100052644160214000                  20061201                 20361101
WYLIE                        75098            TX              100052644160344000                  20070101                 20361201
WEATHERFORD                  76085            TX              100052644160384000                  20061201                 20361101
WATAUGA                      76148            TX              100052644160414000                  20061201                 20361101
LITTLE ROCK                  72209            AR              100052644160434000                  20070101                 20361201
LEXINGTON                    73051            OK              100052644160494000                  20070101                 20361201
MESQUITE                     75149            TX              100052644160574000                  20061201                 20211101
GRAPEVINE                    76051            TX              100052644160604000                  20070101                 20361201
EL PASO                      79912            TX              100052644160624000                  20070101                 20361201
WOLFFORTH                    79382            TX              100052644160724000                  20061201                 20361101
MOUNDS                       74047            OK              100052644160744000                  20070101                 20361201
FORT WORTH                   76120            TX              100052644160804000                  20061201                 20361101
ALLEN                        75002            TX              100052644160884000                  20061201                 20211101
DALLAS                       75204            TX              100052644160894000                  20061201                 20361101
JACKSON                      39213            MS              100052644150374000                  20061101                 20361001
BURNET                       78611            TX              100052644150984000                  20070101                 20361201
FRISCO                       75035            TX              100052644151344000                  20061201                 20361101
OLIVE BRANCH                 38654            MS              100052644152434000                  20061201                 20361101
HOUSTON                      77053            TX              100052644152964000                  20061201                 20211101
CEDAR HILL                   75104            TX              100052644152974000                  20061101                 20361001
SEAGOVILLE                   75159            TX              100052644153154000                  20061101                 20211001
BOLIVAR                      38008            TN              100052644153364000                  20061201                 20361101
TULSA                        74112            OK              100052644153574000                  20061201                 20361101
HORIZON CITY                 79928            TX              100052644154064000                  20070101                 20361201
KATY                         77493            TX              100052644154264000                  20061201                 20211101
SUNSET                       76270            TX              100052644154314000                  20061201                 20211101
CLEBURNE                     76033            TX              100052644154494000                  20061201                 20361101
JACKSON                      39209            MS              100052644154684000                  20061201                 20361101
SHERMAN                      75090            TX              100052644154924000                  20061201                 20361101
CHATTANOOGA                  37404            TN              100052644154934000                  20061201                 20361101
FRISCO                       75034            TX              100052644155084000                  20061201                 20361101
FORNEY                       75126            TX              100052644155304000                  20061201                 20361101
EL PASO                      79907            TX              100052644155394000                  20061201                 20361101
FORT WORTH                   76111            TX              100052644155504000                  20061201                 20211101
EL PASO                      79912            TX              100052644155664000                  20061201                 20361101
MESQUITE                     75150            TX              100052644155704000                  20061201                 20361101
BEAUMONT                     77706            TX              100052644155774000                  20061201                 20211101
MEMPHIS                      38128            TN              100052644155824000                  20061201                 20211101
FORT WORTH                   76133            TX              100052644155854000                  20061201                 20211101
TULSA                        74104            OK              100052644155944000                  20061201                 20211101
CADDO MILLS                  75135            TX              100052644156014000                  20061201                 20211101
BURLESON                     76028            TX              100052644156064000                  20061201                 20361101
GRAND PRAIRIE                75051            TX              100052644156104000                  20061201                 20361101
TULSA                        74108            OK              100052644156614000                  20061201                 20361101
ROWLETT                      75089            TX              100052644156674000                  20061201                 20211101
HICKORY VALLEY               38042            TN              100052644156804000                  20061201                 20361101
GRANBURY                     76048            TX              100052644156884000                  20061201                 20361101
DALLAS                       75232            TX              100052644156894000                  20061201                 20361101
PLANO                        75075            TX              100052644156914000                  20061201                 20361101
PLANO                        75075            TX              100052644156924000                  20061201                 20211101
GRAND PRAIRIE                75052            TX              100052644156954000                  20061201                 20211101
COVINGTON                    38019            TN              100052644157034000                  20070101                 20361201
FORT WORTH                   76114            TX              100052644157064000                  20061201                 20361101
EL PASO                      79938            TX              100052644157124000                  20061201                 20361101
LAGO VISTA                   78645            TX              100052644157154000                  20061201                 20211101
BROWNSVILLE                  78521            TX              100052644157164000                  20061201                 20361101
LUBBOCK                      79423            TX              100052644157194000                  20061201                 20361101
LUBBOCK                      79423            TX              100052644157204000                  20061201                 20211101
ANNA                         75409            TX              100052644157234000                  20061201                 20211101
BOLIVAR                      38008            TN              100052644157284000                  20061201                 20361101
HUMBOLDT                     38343            TN              100052644157324000                  20061201                 20361101
ALEDO                        76008            TX              100052644157384000                  20061201                 20361101
ARLINGTON                    76018            TX              100052644157424000                  20061201                 20211101
COLLIERVILLE                 38017            TN              100052644157434000                  20070101                 20361201
BOLIVAR                      38008            TN              100052644157464000                  20061201                 20361101
HEARTLAND                    75126            TX              100052644157474000                  20061201                 20361101
MIDDLETON                    38052            TN              100052644157564000                  20061201                 20361101
FORT WORTH                   76131            TX              100052644157634000                  20061201                 20361101
RENOVA                       38732            MS              100052644157744000                  20061201                 20361101
MESQUITE                     75181            TX              100052644157824000                  20061201                 20361101
MESQUITE                     75181            TX              100052644157834000                  20061201                 20211101
MULVANE                      67110            KS              100052644157994000                  20061201                 20361101
WHITWELL                     37397            TN              100052644158034000                  20061201                 20361101
HUTCHINSON                   67501            KS              100052644158044000                  20061201                 20361101
LEWISVILLE                   75067            TX              100052644158074000                  20061201                 20211101
CARROLLTON                   75007            TX              100052644158234000                  20061201                 20361101
LOUISVILLE                   40272            KY              100052644158314000                  20061201                 20361101
TULSA                        74132            OK              100052644158354000                  20061201                 20211101
HORIZON CITY                 79938            TX              100052644101254000                  20061201                 20361101
HORIZON CITY                 79928            TX              100052644101274000                  20061201                 20361101
AUSTIN                       78745            TX              100052644101344000                  20070101                 20361201
LONGVIEW                     75605            TX              100052644101364000                  20061201                 20361101
HOUSTON                      77083            TX              100052644101394000                  20061201                 20211101
CANYON LAKE                  78133            TX              100052644101434000                  20061201                 20361101
ABILENE                      79601            TX              100052644101464000                  20061201                 20361101
ANAHUAC                      77514            TX              100052644101504000                  20070101                 20361201
MIDLAND                      79705            TX              100052644101534000                  20061201                 20361101
HOUSTON                      77069            TX              100052644101664000                  20061201                 20361101
PASADENA                     77502            TX              100052644101694000                  20061201                 20211101
PASADENA                     77503            TX              100052644101734000                  20070101                 20211201
HOCKLEY                      77447            TX              100052644101794000                  20061201                 20211101
BEAUMONT                     77706            TX              100052644101954000                  20061201                 20361101
COLUMBIA                     29223            SC              100052644102064000                  20061201                 20361101
AUSTIN                       78701            TX              100052644102074000                  20070101                 20361201
HOUSTON                      77073            TX              100052644102104000                  20061201                 20361101
BEAUMONT                     77706            TX              100052644102124000                  20061201                 20361101
HOUSTON                      77084            TX              100052644102234000                  20070101                 20361201
PASADENA                     77504            TX              100052644102274000                  20061201                 20361101
SAN ANTONIO                  78214            TX              100052644102404000                  20061201                 20361101
HOUSTON                      77065            TX              100052644102584000                  20061201                 20211101
HOUSTON                      77073            TX              100052644102594000                  20061201                 20361101
DUBLIN                       76446            TX              100052644102614000                  20061201                 20361101
HUMBLE                       77346            TX              100052644102664000                  20061201                 20361101
GALENA PARK                  77547            TX              100052644102714000                  20070101                 20361201
HOUSTON                      77088            TX              100052644102854000                  20070101                 20211201
CYPRESS                      77433            TX              100052644102934000                  20070101                 20361201
HUMBLE                       77346            TX              100052644103144000                  20070101                 20211201
SAN ANTONIO                  78246            TX              100052644103174000                  20070101                 20361201
MCALLEN                      78501            TX              100052644103204000                  20070101                 20361201
PHARR                        78577            TX              100052644103224000                  20070101                 20361201
PHARR                        78577            TX              100052644103234000                  20070101                 20211201
AUSTIN                       78727            TX              100052644103394000                  20061201                 20361101
AUSTIN                       78727            TX              100052644103414000                  20061201                 20211101
KATY                         77449            TX              100052644103424000                  20070101                 20211201
LEAGUE CITY                  77573            TX              100052644103434000                  20070101                 20211201
WACO                         76711            TX              100052644103444000                  20061201                 20361101
MONTGOMERY                   77356            TX              100052644103464000                  20061201                 20361101
CROCKETT                     75835            TX              100052644103614000                  20070101                 20361201
CROCKETT                     75835            TX              100052644103624000                  20070101                 20211201
SAN JUAN                     78589            TX              100052644103634000                  20070101                 20361201
HOUSTON                      77088            TX              100052644103714000                  20070101                 20361201
HOUSTON                      77088            TX              100052644103784000                  20070101                 20211201
MONTGOMERY                   77356            TX              100052644103884000                  20070101                 20361201
RICHMOND                     77469            TX              100052644103904000                  20070101                 20361201
MISSOURI CITY                77459            TX              100052644103934000                  20070101                 20361201
SUGAR LAND                   77479            TX              100052644104074000                  20070101                 20361201
KILLEEN                      76543            TX              100052644104194000                  20070101                 20361201
MCALLEN                      78504            TX              100052644104284000                  20070101                 20361201
HOUSTON                      77040            TX              100052644104304000                  20070101                 20361201
HITCHCOCK                    77563            TX              100052644104334000                  20070101                 20361201
HITCHCOCK                    77563            TX              100052644104344000                  20070101                 20211201
SAN ANTONIO                  78230            TX              100052644104374000                  20070101                 20361201
HUFFMAN                      77336            TX              100052644104504000                  20070101                 20361201
WHITESBORO                   76273            TX              100052644104524000                  20070101                 20361201
ROUND ROCK                   78681            TX              100052644104624000                  20070101                 20361201
LINDALE                      75771            TX              100052644104804000                  20070101                 20361201
HOUSTON                      77083            TX              100052644104874000                  20070101                 20361201
HOUSTON                      77077            TX              100052644104894000                  20070101                 20211201
HOUSTON                      77033            TX              100052644105084000                  20070101                 20211201
CLEVELAND                    77327            TX              100052644105144000                  20070101                 20361201
CLEVELAND                    77327            TX              100052644105154000                  20070101                 20211201
ROUND ROCK                   78681            TX              100052644105164000                  20070101                 20361201
HOUSTON                      77089            TX              100052644105304000                  20070101                 20361201
AUSTIN                       78749            TX              100052644105474000                  20070101                 20361201
EL PASO                      79907            TX              100052644105524000                  20070101                 20361201
PORTER                       77365            TX              100052644105534000                  20070101                 20361201
WAXAHACHIE                   75165            TX              100052644105564000                  20070101                 20361201
CYPRESS                      77433            TX              100052644105614000                  20070101                 20361201
HOUSTON                      77088            TX              100052644105634000                  20070101                 20361201
HOUSTON                      77088            TX              100052644105644000                  20070101                 20211201
SILSBEE                      77656            TX              100052644105734000                  20070101                 20361201
ROSENBERG                    77471            TX              100052644105814000                  20070101                 20361201
LONGVIEW                     75604            TX              100052644105884000                  20070101                 20361201
CANYON LAKE                  78133            TX              100052644105954000                  20070101                 20361201
CEDAR PARK                   78613            TX              100052644106114000                  20070101                 20361201
HOUSTON                      77095            TX              100052644106164000                  20070101                 20361201
HUMBLE                       77346            TX              100052644106224000                  20070101                 20361201
ORANGE                       77630            TX              100052644106264000                  20070101                 20361201
DALLAS                       75208            TX              100052644106384000                  20070101                 20361201
DALLAS                       75208            TX              100052644106394000                  20070101                 20211201
LAREDO                       78045            TX              100052644106464000                  20070101                 20361201
SEALY                        77474            TX              100052644106494000                  20070101                 20361201
BAYTOWN                      77520            TX              100052644106564000                  20070101                 20361201
KATY                         77449            TX              100052644106644000                  20070101                 20361201
MISSOURI CITY                77489            TX              100052644106674000                  20070101                 20361201
LA PORTE                     77571            TX              100052644106734000                  20070101                 20361201
HUMBLE                       77338            TX              100052644106764000                  20070101                 20361201
LEANDER                      78641            TX              100052644106794000                  20070101                 20361201
CYPRESS                      77433            TX              100052644106824000                  20070101                 20361201
HOUSTON                      77071            TX              100052644106914000                  20070101                 20361201
DAYTON                       77535            TX              100052644106994000                  20070101                 20361201
THE WOODLANDS                77381            TX              100052644107014000                  20070101                 20361201
BROWNSVILLE                  78526            TX              100052644107114000                  20070101                 20361201
KYLE                         78640            TX              100052644107174000                  20070101                 20361201
CORSICANA                    75110            TX              100052644107274000                  20070101                 20211201
HUTTO                        78634            TX              100052644107284000                  20070101                 20361201
PEARLAND                     77581            TX              100052644107344000                  20070101                 20361201
HOUSTON                      77088            TX              100052644107374000                  20070101                 20361201
HUMBLE                       77346            TX              100052644107404000                  20070101                 20361201
DICKINSON                    77539            TX              100052644107424000                  20070101                 20361201
PEARLAND                     77581            TX              100052644107474000                  20070101                 20361201
PEARLAND                     77581            TX              100052644107484000                  20070101                 20211201
BAYTOWN                      77520            TX              100052644107494000                  20070101                 20361201
SAGINAW                      76131            TX              100052644148234000                  20061101                 20211001
MESQUITE                     75181            TX              100052644149434000                  20061201                 20211101
BOLIVAR                      65613            MO              100052643576464000                  20061201                 20211101
OTTUMWA                      52501            IA              100052643576544000                  20061201                 20361101
MARSHALLTOWN                 50158            IA              100052643576694000                  20061201                 20211101
WYLIE                        75098            TX              100052643576734000                  20070101                 20211201
HAYS                         67601            KS              100052643576764000                  20061201                 20211101
GRINNELL                     50112            IA              100052643576784000                  20061201                 20211101
ALLEN                        75002            TX              100052643576804000                  20070101                 20211201
IOWA CITY                    52245            IA              100052643576834000                  20061201                 20211101
FREEMONT                     68025            NE              100052643577194000                  20061201                 20211101
NORFOLK                      68701            NE              100052643577244000                  20061201                 20211101
HOUSTON                      77037            TX              100052643577274000                  20070101                 20211201
LUFKIN                       75901            TX              100052643577304000                  20070101                 20211201
LEAGUE CITY                  77573            TX              100052643577444000                  20070101                 20211201
TYLER                        75705            TX              100052643577494000                  20070101                 20361201
KANSAS CITY                  64117            MO              100052643577544000                  20070101                 20211201
SOUTH HOUSTON                77587            TX              100052643986834000                  20070101                 20361201
LAREDO                       78045            TX              100052643989334000                  20061201                 20361101
HOUSTON                      77064            TX              100052643991564000                  20061101                 20361001
SUGAR LAND                   77479            TX              100052643992784000                  20061201                 20211101
HOUSTON                      77043            TX              100052643993324000                  20061201                 20361101
HOUSTON                      77042            TX              100052643993784000                  20061201                 20361101
CROSBY                       77532            TX              100052643994004000                  20061201                 20211101
HOUSTON                      77004            TX              100052643994144000                  20070101                 20361201
HIGHLANDS                    77562            TX              100052643994174000                  20061201                 20261101
HOUSTON                      77037            TX              100052643994654000                  20061101                 20211001
VIDOR                        77662            TX              100052643994704000                  20061201                 20361101
HOUSTON                      77015            TX              100052643994874000                  20061201                 20361101
LAKE CHARLES                 70601            LA              100052643995164000                  20061201                 20361101
LUMBERTON                    77657            TX              100052643995314000                  20061201                 20211101
SAN JUAN                     78589            TX              100052643995444000                  20061201                 20211101
WACO                         76711            TX              100052643996124000                  20061201                 20361101
KARNACK                      75661            TX              100052643996144000                  20061201                 20211101
HORIZON                      79928            TX              100052643996174000                  20061201                 20361101
HOUSTON                      77090            TX              100052643996184000                  20061201                 20361101
CEDAR PARK                   78613            TX              100052643996214000                  20070101                 20211201
HOUSTON                      77045            TX              100052643996244000                  20061201                 20361101
BAYTOWN                      77521            TX              100052643996394000                  20061201                 20361101
CHANNELVIEW                  77530            TX              100052643996434000                  20061201                 20361101
SAN ANTONIO                  78242            TX              100052643996454000                  20061201                 20211101
MANOR                        78753            TX              100052643996554000                  20070101                 20211201
FORT WORTH                   76120            TX              100052643996774000                  20061201                 20211101
LEAGUE CITY                  77573            TX              100052643996884000                  20061201                 20361101
SILSBEE                      77656            TX              100052643996914000                  20061201                 20211101
SAN JUAN                     78589            TX              100052643996934000                  20061201                 20211101
WILLIS                       77378            TX              100052643996994000                  20061201                 20211101
HEMPSTEAD                    77445            TX              100052643997084000                  20061201                 20211101
SAN ANTONIO                  78220            TX              100052643997224000                  20061201                 20361101
HUMBLE                       77338            TX              100052643997234000                  20061201                 20361101
HOUSTON                      77095            TX              100052643997434000                  20061201                 20211101
HUMBLE                       77396            TX              100052643997484000                  20061201                 20211101
RIO GRANDE CITY              78582            TX              100052643997524000                  20061201                 20211101
LYTLE                        78052            TX              100052643997574000                  20061201                 20361101
HOUSTON                      77053            TX              100052643997654000                  20061201                 20361101
TOMBALL                      77377            TX              100052643997704000                  20061201                 20211101
RICHMOND                     77469            TX              100052643997784000                  20061201                 20361101
AUSTIN                       78744            TX              100052643997844000                  20061201                 20211101
BROWNSVILLE                  78521            TX              100052643997904000                  20061201                 20361101
HOUSTON                      77099            TX              100052643997924000                  20061201                 20361101
CROSBY                       77532            TX              100052643997964000                  20061201                 20211101
HOUSTON                      77087            TX              100052643998114000                  20061201                 20361101
VICTORIA                     77904            TX              100052643998164000                  20061201                 20211101
SAN ANTONIO                  78223            TX              100052643998274000                  20061201                 20361101
SAN ANTONIO                  78223            TX              100052643998284000                  20061201                 20211101
ROSENBERG                    77469            TX              100052643998334000                  20061201                 20361101
BROWNSVILLE                  78521            TX              100052643998344000                  20061201                 20361101
HOUSTON                      77093            TX              100052643998374000                  20061201                 20211101
SAN JUAN                     78589            TX              100052643998404000                  20061201                 20361101
NEW CANEY                    77357            TX              100052643998414000                  20061201                 20211101
HOUSTON                      77083            TX              100052643998454000                  20061201                 20211101
HOUSTON                      77083            TX              100052643998554000                  20061201                 20361101
BAYTOWN                      77521            TX              100052643998564000                  20061201                 20361101
BROWNSVILLE                  78526            TX              100052643998634000                  20070101                 20361201
LA PORTE                     77571            TX              100052643998654000                  20061201                 20361101
LEWISVILLE                   75092            TX              100052643998664000                  20061201                 20361101
HORIZON                      79928            TX              100052643998714000                  20061201                 20361101
HOUSTON                      77073            TX              100052643998744000                  20061201                 20361101
HOUSTON                      77072            TX              100052643998774000                  20061201                 20361101
VICTORIA                     77904            TX              100052643998784000                  20061201                 20211101
HOUSTON                      77033            TX              100052643998814000                  20070101                 20361201
HOUSTON                      77009            TX              100052643998834000                  20070101                 20211201
MAGNOLIA                     77355            TX              100052643998954000                  20061201                 20361101
AUSTIN                       78703            TX              100052643998964000                  20061201                 20361101
HOUSTON                      77015            TX              100052643998984000                  20061201                 20211101
AUSTIN                       78717            TX              100052643998994000                  20061201                 20361101
AUSTIN                       78717            TX              100052643999004000                  20061201                 20211101
SPRING                       77386            TX              100052643999064000                  20061201                 20361101
HOUSTON                      77055            TX              100052643999114000                  20061201                 20361101
SPRING                       77379            TX              100052643999134000                  20061201                 20361101
HOUSTON                      77075            TX              100052643999194000                  20061201                 20361101
CYPRESS                      77433            TX              100052643999204000                  20061201                 20361101
HOUSTON                      77049            TX              100052643999224000                  20061201                 20361101
HOUSTON                      77049            TX              100052643999234000                  20061201                 20211101
SPRING                       77386            TX              100052643999274000                  20061201                 20211101
HUMBLE                       77346            TX              100052643999534000                  20061201                 20361101
HUMBLE                       77346            TX              100052643999564000                  20061201                 20211101
EDINBURG                     78539            TX              100052643999634000                  20061201                 20361101
HOUSTON                      77450            TX              100052643999694000                  20061201                 20361101
BAYTOWN                      77520            TX              100052643999754000                  20061201                 20361101
HOUSTON                      77088            TX              100052643999874000                  20061201                 20211101
DONNA                        78537            TX              100052643999884000                  20061201                 20361101
EDINBURG                     78539            TX              100052643999894000                  20061201                 20361101
HOUSTON                      77089            TX              100052644100014000                  20070101                 20361201
FRESNO                       77545            TX              100052644100194000                  20061201                 20361101
SAN ANTONIO                  78227            TX              100052644100224000                  20070101                 20361201
SAN ANTONIO                  78214            TX              100052644100274000                  20061201                 20361101
HOPKINS                      29061            SC              100052644100344000                  20061201                 20361101
BAYTOWN                      77520            TX              100052644100384000                  20061201                 20361101
KATY                         77449            TX              100052644100444000                  20061201                 20361101
PENITAS                      78576            TX              100052644100504000                  20070101                 20361201
SEA BROOK                    77586            TX              100052644100514000                  20070101                 20361201
PENITAS                      78576            TX              100052644100534000                  20070101                 20211201
SAN ANTONIO                  78239            TX              100052644100634000                  20070101                 20211201
PFLUGERVILLE                 78660            TX              100052644100704000                  20070101                 20361201
PENITAS                      78576            TX              100052644100914000                  20070101                 20361201
EDINBURG                     78541            TX              100052644100924000                  20070101                 20211201
KINGWOOD                     77339            TX              100052644100954000                  20070101                 20361201
SPRING                       77389            TX              100052644101004000                  20061201                 20361101
HOUSTON                      77044            TX              100052644101064000                  20061201                 20211101
VIDOR                        77662            TX              100052644101104000                  20061201                 20361101
WINNIE                       77665            TX              100052644101244000                  20061201                 20361101
GRANADA HILLS                91344            CA              100052615974369000                  20070101                 20361201
LAKE ELSINORE                92532            CA              100052615974439000                  20061201                 20211101
GRANADA HILLS                91344            CA              100052615974589000                  20061201                 20361101
HESPERIA                     92345            CA              100052615974739000                  20061201                 20211101
RESEDA AREA                  91335            CA              100052615974849000                  20061201                 20211101
SUN VALLEY                   91352            CA              100052615975229000                  20061201                 20211101
MORENO VALLEY                92557            CA              100052615975239000                  20061201                 20211101
SOUTH GATE                   90280            CA              100052615975249000                  20061201                 20211101
LOS ANGELES                  90047            CA              100052615975329000                  20061201                 20361101
RIVERSIDE                    92503            CA              100052615975459000                  20061201                 20211101
DESERT HOT SPRI              92240            CA              100052615975539000                  20070101                 20361201
DESERT HOT SPRI              92240            CA              100052615975549000                  20070101                 20211201
LA PUENTE                    91744            CA              100052615975939000                  20061201                 20361101
COSTA MESA                   92627            CA              100052615976129000                  20061201                 20361101
COSTA MESA                   92627            CA              100052615976139000                  20061201                 20211101
LAS VEGAS                    89102            NV              100052615976189000                  20061201                 20361101
SUGARLOAF                    92386            CA              100052615976379000                  20061201                 20211101
REDLANDS                     92373            CA              100052615976489000                  20061201                 20211101
SANTA ANA                    92701            CA              100052615976689000                  20061201                 20211101
SAN BERNARDINO               92411            CA              100052615976829000                  20061201                 20361101
HIGHLAND                     92346            CA              100052615977079000                  20061201                 20361101
LOS ANGELES                  90032            CA              100052615977279000                  20061201                 20361101
FONTANA                      92337            CA              100052615977419000                  20061201                 20211101
SANTA CRUZ                   95060            CA              100052615977509000                  20070101                 20361201
BAKERSFIELD                  93306            CA              100052615977529000                  20061201                 20361101
FONTANA AREA                 92336            CA              100052615977679000                  20061201                 20361101
EL MONTE                     91732            CA              100052615977709000                  20061201                 20211101
WESTMINSTER                  92683            CA              100052615977829000                  20061201                 20361101
FONTANA                      92336            CA              100052615977909000                  20061201                 20361101
GARDEN GROVE                 92840            CA              100052615977949000                  20061201                 20211101
MORENO VALLEY                92553            CA              100052615977999000                  20061201                 20211101
LONG BEACH                   90805            CA              100052615978089000                  20061201                 20211101
RIALTO                       92376            CA              100052615978179000                  20061201                 20211101
NUEVO                        92567            CA              100052615978379000                  20061201                 20361101
BAKERSFIELD                  93305            CA              100052615978619000                  20070101                 20361201
LOS ANGELES                  90016            CA              100052615978659000                  20061201                 20211101
PERRIS                       92571            CA              100052615978709000                  20061201                 20361101
ONTARIO                      91764            CA              100052615978729000                  20061201                 20361101
RIVERSIDE AREA               92508            CA              100052615978929000                  20070101                 20361201
HESPERIA                     92344            CA              100052615978989000                  20061201                 20361101
ANAHEIM                      92804            CA              100052615979079000                  20070101                 20361201
SANTA ANA                    92703            CA              100052615979159000                  20070101                 20361201
MONROVIA                     91016            CA              100052615979209000                  20070101                 20361201
CORONA                       92882            CA              100052615979239000                  20070101                 20361201
LOS ANGELES                  90027            CA              100052615979399000                  20061201                 20361101
SANTA ROSA BEAC              32459            FL              100052615979469000                  20070101                 20361201
LOS ANGELES                  90016            CA              100052615979579000                  20061201                 20361101
DOWNEY                       90242            CA              100052615979729000                  20070101                 20361201
RICHMOND                     94804            CA              100052615112159000                  20070101                 20361201
SAN DIEGO                    92116            CA              100052615112219000                  20070101                 20361201
SAN DIEGO                    92173            CA              100052615112239000                  20070101                 20361201
TEMECULA                     92591            CA              100052615112279000                  20070101                 20361201
CATHEDRAL CITY               92234            CA              100052615112339000                  20070101                 20361201
HUNTINGTON BEAC              92649            CA              100052615112379000                  20070101                 20361201
HIDDEN HILLS                 91302            CA              100052615112379000                  20070101                 20361201
ESCONDIDO                    92029            CA              100052615112469000                  20070101                 20361201
DESERT HOT SPRI              92240            CA              100052615112559000                  20070101                 20361201
HEBER                        92249            CA              100052615112659000                  20070101                 20361201
CHULA VISTA                  91911            CA              100052615112769000                  20070101                 20361201
BRAWLEY                      92227            CA              100052615112969000                  20070101                 20361201
CONWAY                       29527            SC              100052615965689000                  20061101                 20211001
ROCKFORD                     49341            MI              100052615968519000                  20061201                 20361101
LOS ANGELES                  90044            CA              100052615970919000                  20061101                 20211001
LOS ANGELES                  90011            CA              100052615971499000                  20061201                 20361101
LOS ANGELES                  90011            CA              100052615971509000                  20061201                 20211101
CHICAGO                      60624            IL              100052615972279000                  20061201                 20211101
NORTHRIDGE AREA              91324            CA              100052615972499000                  20061201                 20211101
SANTA ANA                    92707            CA              100052615972619000                  20061201                 20211101
APPLE VALLEY AR              92308            CA              100052615972829000                  20061201                 20211101
LAKEPORT                     95453            CA              100052615972879000                  20061101                 20361001
SURPRISE                     85388            AZ              100052615973419000                  20061201                 20361101
BAKERSFIELD                  93307            CA              100052615973809000                  20061101                 20361001
BLOOMINGTON ARE              92316            CA              100052615973849000                  20061201                 20211101
ANAHEIM                      92804            CA              100052615974049000                  20061201                 20211101
SAN DIEGO                    92127            CA              100052615103389000                  20061201                 20211101
APPLE VALLEY                 92307            CA              100052615104039000                  20061201                 20211101
OCEANSIDE                    92054            CA              100052615106069000                  20070101                 20361201
YUBA CITY                    95991            CA              100052615108059000                  20061201                 20211101
SUN CITY                     92586            CA              100052615108449000                  20061201                 20211101
CARLSBAD                     92009            CA              100052615108569000                  20061201                 20361101
SAN DIEGO                    92115            CA              100052615108739000                  20061201                 20361101
SAN YSIDRO                   92173            CA              100052615109079000                  20070101                 20211201
MURRIETA                     92562            CA              100052615109129000                  20061201                 20211101
SAN DIEGO                    92114            CA              100052615109409000                  20070101                 20361201
EL CAJON                     92021            CA              100052615109419000                  20061201                 20361101
EL CAJON                     92021            CA              100052615109429000                  20061201                 20211101
SAN DIEGO                    92104            CA              100052615109449000                  20061201                 20361101
SAN DIEGO                    92101            CA              100052615109569000                  20061201                 20361101
SHASTA LAKE                  96019            CA              100052615109579000                  20070101                 20361201
PALM DESERT                  92211            CA              100052615109629000                  20061201                 20361101
OCEANSIDE                    92057            CA              100052615109659000                  20061201                 20211101
YUCAIPA                      92399            CA              100052615109699000                  20061201                 20361101
ORANGEVALE                   95662            CA              100052615109789000                  20061201                 20211101
OLIVEHURST                   95961            CA              100052615109809000                  20061101                 20361001
RANCHO MURIETA               95683            CA              100052615109819000                  20061201                 20361101
SAN DIEGO                    92126            CA              100052615109899000                  20061201                 20211101
MURRIETA                     92563            CA              100052615109949000                  20061201                 20361101
HEBER                        92249            CA              100052615109979000                  20061201                 20361101
ORANGE                       92867            CA              100052615109989000                  20061201                 20361101
SAN DIEGO                    92129            CA              100052615110029000                  20070101                 20361201
VIRGINIA CITY H              89440            NV              100052615110059000                  20061201                 20361101
RANCHO MIRAGE                92270            CA              100052615110069000                  20061201                 20361101
SAN JACINTO                  92582            CA              100052615110109000                  20070101                 20361201
THOUSAND OAKS                91320            CA              100052615110139000                  20061201                 20361101
NORTH HIGHLANDS              95660            CA              100052615110159000                  20061201                 20361101
SAN DIEGO                    92128            CA              100052615110239000                  20070101                 20361201
HEBER                        92249            CA              100052615110419000                  20061201                 20361101
SAN DIEGO                    92103            CA              100052615110449000                  20061201                 20361101
SAN LORENZO                  94580            CA              100052615110479000                  20061201                 20211101
COUPEVILLE                   98239            WA              100052615110559000                  20061201                 20361101
LA QUINTA                    92253            CA              100052615110659000                  20061201                 20361101
BENICIA                      94510            CA              100052615110679000                  20061201                 20211101
SACRAMENTO                   95823            CA              100052615110699000                  20061201                 20361101
SAN DIEGO                    92110            CA              100052615110709000                  20070101                 20361201
SOLANA BEACH                 92075            CA              100052615110759000                  20070101                 20361201
HEMET                        92545            CA              100052615110799000                  20061201                 20361101
ALISO VIEJO                  92656            CA              100052615110809000                  20061201                 20361101
MENIFEE                      92584            CA              100052615110849000                  20061201                 20361101
MENIFEE                      92584            CA              100052615110859000                  20061201                 20211101
INDIO                        92203            CA              100052615111249000                  20070101                 20361201
SALINAS                      93908            CA              100052615111249000                  20070101                 20361201
CHULA VISTA                  91910            CA              100052615111279000                  20070101                 20361201
BERKELEY                      8721            NJ              100052615111319000                  20070101                 20361201
3443 MADISON AV              92116            CA              100052615111339000                  20070101                 20361201
SACRAMENTO                   95824            CA              100052615111369000                  20061201                 20361101
SAN JOSE                     95112            CA              100052615111439000                  20070101                 20361201
IMPERIAL BEACH               91932            CA              100052615111529000                  20070101                 20361201
RIVERSIDE                    92503            CA              100052615111539000                  20070101                 20361201
SAN JOSE                     95125            CA              100052615111589000                  20070101                 20361201
SALIDA                       95368            CA              100052615111679000                  20070101                 20361201
SAN DIEGO                    92131            CA              100052615111689000                  20070101                 20361201
OAKDALE                      95361            CA              100052615111699000                  20070101                 20361201
MATHER                       95655            CA              100052615111719000                  20070101                 20361201
SACRAMENTO                   95823            CA              100052615111749000                  20070101                 20361201
LINCOLN                      95648            CA              100052615111779000                  20070101                 20361201
SOLANA BEACH                 92075            CA              100052615111849000                  20070101                 20361201
STOCKTON                     95215            CA              100052615111849000                  20070101                 20361201
SAN DIEGO                    92126            CA              100052615111859000                  20070101                 20361201
SAN JOSE                     95127            CA              100052615111859000                  20070101                 20361201
CHULA VISTA                  91915            CA              100052615111899000                  20070101                 20361201
CHULA VISTA                  91915            CA              100052615111909000                  20070101                 20211201
SAN JOSE                     95112            CA              100052615111929000                  20070101                 20361201
SAN JOSE                     95112            CA              100052615111939000                  20070101                 20211201
ANTIOCH                      94531            CA              100052615111969000                  20070101                 20361201
HEBER                        92249            CA              100052615112019000                  20070101                 20361201
LAKESIDE                     92040            CA              100052615112049000                  20070101                 20361201
SIMI VALLEY                  93065            CA              100052615112059000                  20070101                 20361201
HOFFMAN ESTATES              60169            IL              100052624259443000                  20061201                 20211101
DETROIT                      48203            MI              100052624259473000                  20061101                 20211001
MENAHGA                      56464            MN              100052624259523000                  20070101                 20361201
DEKALB                       60115            IL              100052624260053000                  20061201                 20361101
LOCKPORT                     60441            IL              100052624260403000                  20061201                 20361101
OSWEGO                       60543            IL              100052624260753000                  20061201                 20361101
HOUSTON                      77073            TX              100052643574784000                  20061201                 20211101
GALVA                        67443            KS              100052643575194000                  20061101                 20211001
IOLA                         66749            KS              100052643576184000                  20061101                 20211001
COLLEGE STATION              77845            TX              100052643576344000                  20061201                 20211101
STANTON                      90680            CA              100052615985109000                  20070101                 20361201
DIAMOND BAR                  91765            CA              100052615985219000                  20070101                 20361201
LAGUNA NIGUEL                92677            CA              100052615985259000                  20070101                 20361201
MORENO VALLEY                92551            CA              100052615985369000                  20070101                 20361201
ANAHEIM                      92801            CA              100052615985389000                  20070101                 20361201
ONTARIO                      91762            CA              100052615985419000                  20070101                 20361201
PERRIS                       92571            CA              100052615985499000                  20070101                 20361201
INGLEWOOD                    90302            CA              100052615985589000                  20070101                 20361201
INGLEWOOD                    90302            CA              100052615985609000                  20070101                 20211201
FONTANA                      92336            CA              100052615985699000                  20070101                 20361201
CORONA                       92880            CA              100052615985879000                  20070101                 20361201
CORONA                       92882            CA              100052615985949000                  20070101                 20361201
CASTAIC                      91384            CA              100052615985969000                  20070101                 20361201
RIALTO                       92376            CA              100052615986049000                  20070101                 20361201
EL CAJON                     92019            CA              100052615986149000                  20070101                 20361201
LA HABRA                     90631            CA              100052615986289000                  20070101                 20361201
NORTH HOLLYWOOD              91605            CA              100052615986329000                  20070101                 20361201
PACOIMA                      91331            CA              100052615986409000                  20070101                 20361201
PACOIMA                      91331            CA              100052615986419000                  20070101                 20211201
SAN BERNARDINO               92404            CA              100052615986479000                  20070101                 20361201
CORONA                       92882            CA              100052615986779000                  20070101                 20361201
LAKE ELSINORE                92530            CA              100052615986889000                  20070101                 20361201
BALTIMORE                    21229            MD              100052615987569000                  20070101                 20361201
AURORA                       80014            CO              100052616115856000                  20061201                 20211101
AURORA                       80018            CO              100052616116226000                  20061201                 20211101
DENVER                       80236            CO              100052616116346000                  20061101                 20211001
MONUMENT                     80132            CO              100052616116456000                  20061101                 20361001
AURORA                       80015            CO              100052616117106000                  20061201                 20211101
FARMINGTON                   84025            UT              100052616117146000                  20061201                 20211101
STERLING                     80751            CO              100052616118126000                  20061201                 20211101
DENVER                       80220            CO              100052616118186000                  20070101                 20211201
COLORADO SPRING              80907            CO              100052616118196000                  20061201                 20211101
AURORA                       80013            CO              100052616118256000                  20061201                 20361101
CENTENNIAL                   80122            CO              100052616118506000                  20061201                 20361101
DENVER                       80204            CO              100052616118776000                  20061201                 20211101
DENVER                       80204            CO              100052616118786000                  20061201                 20211101
DENVER                       80236            CO              100052616118856000                  20061201                 20361101
WESTMINSTER                  80031            CO              100052616118976000                  20061201                 20211101
CARBONDALE                   81623            CO              100052616119206000                  20061201                 20361101
CASTLE ROCK                  80104            CO              100052616119256000                  20061201                 20361101
CASTLE ROCK                  80104            CO              100052616119276000                  20061201                 20211101
DENVER                       80237            CO              100052616119296000                  20061201                 20211101
GREENWOOD VILLA              80111            CO              100052616119436000                  20061201                 20211101
DENVER                       80219            CO              100052616119526000                  20061201                 20361101
DENVER                       80219            CO              100052616119536000                  20061201                 20211101
WESTMINSTER                  80234            CO              100052616119576000                  20061201                 20211101
THORNTON                     80229            CO              100052616119736000                  20061201                 20361101
GREELEY                      80634            CO              100052616119746000                  20061201                 20361101
LITTLETON                    80120            CO              100052616119756000                  20061201                 20361101
FORT LUPTON                  80621            CO              100052616119836000                  20061201                 20211101
ENGLEWOOD                    80110            CO              100052616119846000                  20061201                 20361101
DENVER                       80219            CO              100052616119856000                  20061201                 20361101
GREELEY                      80631            CO              100052616119906000                  20061201                 20211101
ALAMOSA                      81101            CO              100052616120026000                  20061201                 20361101
ALAMOSA                      81101            CO              100052616120036000                  20061201                 20211101
CHEYENNE                     82001            WY              100052616120266000                  20061201                 20211101
CASTLE ROCK                  80104            CO              100052616120346000                  20061201                 20361101
CARBONDALE                   81623            CO              100052616120376000                  20061201                 20211101
DENVER                       80219            CO              100052616120506000                  20070101                 20361201
LAS VEGAS                    89104            NV              100052616120916000                  20070101                 20361201
GLENROCK                     82637            WY              100052616120946000                  20070101                 20361201
EVANS                        80620            CO              100052616120986000                  20061201                 20361101
PLAIN CITY                   84404            UT              100052616121096000                  20061201                 20361101
COMMERCE CITY                80022            CO              100052616121166000                  20061201                 20361101
AURORA                       80013            CO              100052616121186000                  20061201                 20361101
PROVO                        84604            UT              100052616121376000                  20070101                 20361201
BRIGHTON                     80602            CO              100052616121426000                  20061201                 20361101
AURORA                       80013            CO              100052616121476000                  20061201                 20361101
LONGMONT                     80501            CO              100052616121496000                  20061201                 20361101
LITTLETON                    80126            CO              100052616121506000                  20061201                 20361101
COLORADO SPRING              80907            CO              100052616121516000                  20070101                 20361201
COMMERCE CITY                80022            CO              100052616121566000                  20070101                 20361201
COMMERCE CITY                80022            CO              100052616121586000                  20070101                 20211201
AURORA                       80017            CO              100052616121616000                  20070101                 20361201
DENVER                       80249            CO              100052616121636000                  20070101                 20361201
COLORADO SPRING              80918            CO              100052616121726000                  20070101                 20361201
THORNTON                     80233            CO              100052616121766000                  20070101                 20361201
COLORADO SPRING              80911            CO              100052616121856000                  20070101                 20361201
AURORA                       80017            CO              100052616121946000                  20061201                 20361101
WESTMINSTER                  80021            CO              100052616122016000                  20070101                 20361201
DENVER                       80203            CO              100052616122126000                  20070101                 20361201
DENVER                       80220            CO              100052616122146000                  20070101                 20361201
NORTH LAS VEGAS              89032            NV              100052616122296000                  20070101                 20361201
DENVER                       80249            CO              100052616122406000                  20070101                 20361201
THORNTON                     80602            CO              100052616122456000                  20070101                 20361201
SANDY                        84092            UT              100052616122486000                  20070101                 20361201
CASPER                       82601            WY              100052616122506000                  20070101                 20361201
COMMERCE CITY                80022            CO              100052616122556000                  20070101                 20211201
TOOELE                       84074            UT              100052616122566000                  20070101                 20361201
AMERICAN FORK                84003            UT              100052616122576000                  20070101                 20361201
HAYDEN                       81639            CO              100052616122656000                  20070101                 20361201
WOODLAND PARK                80863            CO              100052616122696000                  20070101                 20361201
COLORADO SPRING              80920            CO              100052616122846000                  20070101                 20361201
BRIGHTON                     80603            CO              100052616122856000                  20070101                 20361201
CHEYENNE                     82001            WY              100052616122916000                  20070101                 20361201
DENVER                       80216            CO              100052616123106000                  20070101                 20361201
LONGMONT                     80504            CO              100052616123116000                  20070101                 20361201
COLORADO SPRING              80901            CO              100052616123216000                  20070101                 20361201
JOHNSTOWN                    80534            CO              100052616123336000                  20070101                 20361201
CAPE CORAL                   33904            FL              100052616123436000                  20070101                 20361201
COMMERCE CITY                80022            CO              100052616123456000                  20070101                 20361201
YORBA LINDA                  92886            CA              100052621803661000                  20070101                 20361201
LAKEVILLE                    55044            MN              100052621803751000                  20070101                 20361201
WESTMINSTER                  21157            MD              100052621878381000                  20070101                 20361201
NORFOLK                      23513            VA              100052621878401000                  20070101                 20361201
CHANNAHON                    60410            IL              100052624235993000                  20061001                 20360901
RED LION                     17356            PA              100052624236773000                  20061201                 20361101
MINNEAPOLIS                  55411            MN              100052624242033000                  20061201                 20211101
DETROIT                      48212            MI              100052624247043000                  20061101                 20211001
URBANA                       46990            IN              100052624251603000                  20061201                 20361101
ALEDO                        61231            IL              100052624255053000                  20061201                 20211101
DETROIT                      48203            MI              100052624256163000                  20061101                 20361001
HAMMOND                      46324            IN              100052624256563000                  20061201                 20211101
ADRIAN                       56110            MN              100052624257343000                  20061201                 20211101
OAK FOREST                   60452            IL              100052624257423000                  20061201                 20361101
FORT BRANCH                  47648            IN              100052624258003000                  20061101                 20361001
HOPKINSVILLE                 42240            KY              100052624258253000                  20061201                 20361101
CHICAGO                      60619            IL              100052624258473000                  20061201                 20361101
DOLTON                       60419            IL              100052624258633000                  20061201                 20361101
HENDERSON                    42420            KY              100052624258753000                  20061201                 20361101
RIVERSIDE                    92506            CA              100052615981849000                  20070101                 20361201
PACOIMA                      91331            CA              100052615981889000                  20070101                 20361201
FONTANA                      92335            CA              100052615981969000                  20070101                 20361201
BANNING                      92220            CA              100052615982059000                  20070101                 20361201
BANNING                      92220            CA              100052615982069000                  20070101                 20211201
ADELANTO                     92301            CA              100052615982079000                  20070101                 20361201
ANAHEIM                      92804            CA              100052615982109000                  20070101                 20361201
CORONA                       92881            CA              100052615982259000                  20070101                 20361201
COMPTON                      90222            CA              100052615982269000                  20070101                 20361201
HELENDALE AREA               92342            CA              100052615982329000                  20070101                 20361201
HESPERIA                     92345            CA              100052615982349000                  20070101                 20361201
ANAHEIM                      92804            CA              100052615982389000                  20070101                 20361201
(SAUGUS AREA) L              91350            CA              100052615982409000                  20070101                 20361201
ANAHEIM                      92804            CA              100052615982519000                  20070101                 20361201
ELMWOOD                      60707            IL              100052615982549000                  20070101                 20361201
PERRIS                       92571            CA              100052615982559000                  20070101                 20361201
LOS ANGELES                  90059            CA              100052615982919000                  20070101                 20361201
RIALTO                       92376            CA              100052615982989000                  20070101                 20361201
ORANGE (CITY)                92868            CA              100052615983109000                  20070101                 20361201
SANTA ANA                    92705            CA              100052615983179000                  20070101                 20361201
ORANGE                       92869            CA              100052615983199000                  20070101                 20361201
AURORA                       80013            CO              100052615983349000                  20070101                 20361201
FONTANA AREA                 92335            CA              100052615983389000                  20070101                 20361201
WINNETKA AREA                91306            CA              100052615983479000                  20070101                 20361201
BELLFLOWER                   90706            CA              100052615983509000                  20070101                 20361201
POMONA                       91766            CA              100052615983649000                  20070101                 20361201
MURRIETA                     92563            CA              100052615983759000                  20070101                 20361201
LAKE FOREST                  92630            CA              100052615983799000                  20070101                 20361201
WEST COVINA                  91791            CA              100052615983809000                  20070101                 20361201
FONTANA                      92336            CA              100052615983849000                  20070101                 20361201
PARAMOUNT                    90723            CA              100052615983869000                  20070101                 20361201
ANTIOCH                      94509            CA              100052615983969000                  20070101                 20361201
SANTA ANA                    92704            CA              100052615984069000                  20070101                 20361201
WESTMINSTER                  92683            CA              100052615984279000                  20070101                 20361201
SUISUN CITY                  94585            CA              100052615984289000                  20070101                 20361201
FONTANA                      92336            CA              100052615984299000                  20070101                 20361201
HEMET                        92544            CA              100052615984319000                  20070101                 20361201
LINDEN                       22642            VA              100052615984409000                  20070101                 20361201
LOS ANGELES                  90065            CA              100052615984679000                  20070101                 20361201
LADERA RANCH AR              92694            CA              100052615984699000                  20070101                 20361201
RIVERSIDE                    92507            CA              100052615984729000                  20070101                 20361201
ANAHEIM                      92804            CA              100052615984749000                  20070101                 20361201
MORENO VALLEY                92555            CA              100052615984859000                  20070101                 20361201
MORENO VALLEY                92553            CA              100052615985099000                  20070101                 20361201
OAKLAND                      94603            CA              100052615981549000                  20061201                 20211101
ORANGE                       92869            CA              100052615981589000                  20070101                 20361201
HIGHLAND AREA                92346            CA              100052615981619000                  20070101                 20361201
SANTA ANA                    92706            CA              100052615981809000                  20070101                 20361201
BAKERSFIELD                  93307            CA              100052615981149000                  20070101                 20361201
GRAND TERRACE                92313            CA              100052615981199000                  20061201                 20361101
SANTA ANA                    92707            CA              100052615981239000                  20070101                 20361201
RIALTO                       92377            CA              100052615981259000                  20070101                 20361201
SAN BERNARDINO               92407            CA              100052615981399000                  20070101                 20361201
GARDEN GROVE                 92840            CA              100052615981429000                  20070101                 20361201
GARDENA                      90249            CA              100052615979739000                  20061201                 20361101
SANTA ANA                    92706            CA              100052615979899000                  20061201                 20361101
SANTA ANA                    92704            CA              100052615979979000                  20070101                 20361201
LOS ANGELES                  90061            CA              100052615979989000                  20061201                 20361101
NORWALK                      90650            CA              100052615980049000                  20070101                 20361201
BEAUMONT                     92223            CA              100052615980179000                  20061201                 20361101
SOUTH GATE                   90280            CA              100052615980349000                  20061201                 20361101
SANTA ANA                    92706            CA              100052615980469000                  20070101                 20361201
SANTA ANA                    92701            CA              100052615980489000                  20070101                 20361201
RIALTO                       92376            CA              100052615980559000                  20070101                 20361201
RIVERSIDE                    92503            CA              100052615980699000                  20061201                 20361101
PERRIS                       92570            CA              100052615980799000                  20070101                 20361201
ANAHEIM                      92801            CA              100052615980869000                  20070101                 20361201
SANTA CLARITA                91350            CA              100052615980919000                  20070101                 20361201
SAN FERNANDO                 91340            CA              100052615981009000                  20070101                 20361201
ANAHEIM                      92801            CA              100052615981049000                  20070101                 20361201
SARATOGA SPRING              84045            UT              100052616114206000                  20061001                 20360901
CHICAGO                      60647            IL              100052624250993000                  20061101                 20361001
HOUSTON                      77090            TX              100052643981014000                  20060901                 20210801
SAN ANTONIO                  78204            TX              100052643982924000                  20060901                 20210801
HOUSTON                      77079            TX              100052643987174000                  20061001                 20210901
CROSBY                       77532            TX              100052643989484000                  20061001                 20210901
HOUSTON                      77072            TX              100052643989834000                  20061001                 20210901
HUTTO                        78634            TX              100052644140564000                  20060901                 20210801
HI HAT                       41636            KY              100052644147014000                  20061001                 20360901
WYLIE                        75098            TX              100052644844034000                  20060901                 20360801
MURFREESBORO                 37127            TN              100052644857354000                  20060901                 20360801
BLUE RIDGE                   75424            TX              100052644868814000                  20061001                 20210901
LARGO                        33771            FL              100052647005705000                  20061001                 20210901
KINGMAN                      86401            AZ              100052680890681000                  20060901                 20360801
WAMEGO                       66547            KS              100052686850004000                  20060901                 20210801
KANSAS CITY                  64130            MO              100052686852974000                  20061001                 20360901
LEES SUMMIT                  64082            MO              100052686854104000                  20061001                 20360901
HESPERIA                     92345            CA              100052690805253000                  20060901                 20360801
TOWNSEND                     59644            MT              100052690867706000                  20060701                 20360601
YUBA CITY                    95991            CA              100052615105209000                  20060901                 20210801


CITY1                           AM_TYPE         BALLOON            STATED_ORIGINAL_TERM          AMORT_TERM1           CALC_ORIG_TERM
-------------------------------------------------------------------------------------------------------------------------------------
LONG BEACH                       FIXED            Yes                      180                       360                     360
BIG BEAR CITY                    FIXED            Yes                      180                       360                     360
JAMUL                             ARMS            No                       360                       360                     360
JAMUL                            FIXED            Yes                      180                       360                     360
HENDERSON                         ARMS            No                       360                       360                     360
BALDWIN PARK                      ARMS            No                       360                       360                     360
BONIFAY                          FIXED            No                       360                       360                     360
AVENUE BLOOMING                   ARMS            No                       360                       360                     360
AVENUE BLOOMING                  FIXED            Yes                      180                       360                     360
STANTON                           ARMS            No                       360                       360                     360
RIVERSIDE AREA                   FIXED            No                       360                       360                     360
APPLE VALLEY                     FIXED            Yes                      360                       480                     480
CANYON COUNTRY                   FIXED            No                       360                       360                     360
LAKE ELSINORE                     ARMS            No                       360                       360                     360
LAKE ELSINORE                    FIXED            Yes                      180                       360                     360
LOMITA                           FIXED            No                       360                       360                     360
LOS ANGELES                       ARMS            No                       360                       360                     360
RAWLINS                          FIXED            Yes                      360                       480                     480
AURORA                            ARMS            No                       360                       360                     360
CHULA VISTA                      FIXED            No                       360                       360                     360
SOUTH PLAINFIEL                  FIXED            No                       360                       360                     360
OAKLEY                           FIXED            No                       360                       360                     360
SAN DIEGO                        FIXED            No                       360                       360                     360
SAN DIEGO                        FIXED            Yes                      180                       360                     360
SAN MARCOS                        ARMS            No                       360                       360                     360
SAN MARCOS                       FIXED            Yes                      180                       360                     360
TEMECULA                         FIXED            No                       360                       360                     360
TEMECULA                         FIXED            Yes                      180                       360                     360
SAN DIEGO                        FIXED            Yes                      360                       480                     480
HIGLEY                           FIXED            No                       360                       360                     360
BIG BEAR CITY                    FIXED            No                       360                       360                     360
SALINAS                          FIXED            No                       360                       360                     360
SALINAS                          FIXED            Yes                      180                       360                     360
MURRIETA                         FIXED            No                       360                       360                     360
MENIFEE                           ARMS            No                       360                       360                     360
ALTON                             ARMS            No                       360                       360                     360
CLIFTON                           ARMS            No                       360                       360                     360
EL SOBRANTE                      FIXED            Yes                      180                       360                     360
KELLER                           FIXED            No                       360                       360                     360
LANCASTER                        FIXED            Yes                      360                       480                     480
PALMDALE                          ARMS            No                       360                       360                     360
EVERETT                           ARMS            No                       360                       360                     360
RESEDA                            ARMS            No                       360                       360                     360
SCOTTSDALE                        ARMS            No                       360                       360                     360
EL SOBRANTE                       ARMS            No                       360                       360                     360
EAST ORANGE                      FIXED            No                       360                       360                     360
FRISCO                           FIXED            No                       360                       360                     360
COSTA MESA                        ARMS            No                       360                       360                     360
PUYALLUP                         FIXED            Yes                      180                       360                     360
COLLIERVILLE                     FIXED            No                       360                       360                     360
FORT WORTH                       FIXED            No                       360                       360                     360
SAINT LOUIS                      FIXED            No                       360                       360                     360
SEATTLE                           ARMS            No                       360                       360                     360
SEATTLE                          FIXED            Yes                      180                       360                     360
KANSAS CITY                      FIXED            No                       360                       360                     360
LOVES PARK                       FIXED            Yes                      360                       480                     480
COEUR D ALENE                    FIXED            No                       360                       360                     360
SEATAC                           FIXED            No                       360                       360                     360
LOS ANGELES                      FIXED            Yes                      180                       360                     360
LOS ANGELES                      FIXED            No                       360                       360                     360
BATESVILLE                        ARMS            No                       360                       360                     360
DELRAY BEACH                      ARMS            No                       360                       360                     360
CITY OF UPLAND                    ARMS            No                       360                       360                     360
SAINT LOUIS                      FIXED            Yes                      180                       360                     360
FORT SMITH                       FIXED            No                       360                       360                     360
LOS ANGELES                       ARMS            No                       360                       360                     360
FONTANA                          FIXED            No                       360                       360                     360
LAMAR                            FIXED            No                       360                       360                     360
OXON HILL                        FIXED            No                       360                       360                     360
FAIRHAVEN                        FIXED            Yes                      180                       360                     360
HYANNIS                          FIXED            No                       360                       360                     360
FORT WORTH                       FIXED            No                       360                       360                     360
HUNTINGTON PARK                  FIXED            Yes                      180                       360                     360
CAPE GIRARDEAU                    ARMS            No                       360                       360                     360
WYOMING                           ARMS            No                       360                       360                     360
BALTIMORE                        FIXED            No                       360                       360                     360
BURBANK                          FIXED            Yes                      180                       360                     360
SPOKANE                          FIXED            Yes                      360                       480                     480
CLOVIS                           FIXED            Yes                      360                       480                     480
SPRING VALLEY                     ARMS            No                       360                       360                     360
MURRIETA                         FIXED            Yes                      180                       360                     360
FLOSSMOOR                        FIXED            No                       360                       360                     360
BELVIDERE                        FIXED            No                       360                       360                     360
PFLUGERVILLE                     FIXED            Yes                      180                       360                     360
GALENA PARK                      FIXED            Yes                      180                       360                     360
COLUMBIA                         FIXED            No                       360                       360                     360
CHICAGO                          FIXED            Yes                      180                       360                     360
WEST LINN                        FIXED            No                       360                       360                     360
TOMBALL                          FIXED            Yes                      180                       360                     360
WEST VALLEY CIT                  FIXED            Yes                      180                       360                     360
HOUSTON                           ARMS            No                       360                       360                     360
LONG BEACH                       FIXED            No                       360                       360                     360
KISSIMMEE                         ARMS            No                       360                       360                     360
KATY                              ARMS            No                       360                       360                     360
TAMPA                            FIXED            No                       360                       360                     360
YOUNGSTOWN                        ARMS            No                       360                       360                     360
PALO                              ARMS            No                       360                       360                     360
LYNN                             FIXED            No                       360                       360                     360
TURRELL                          FIXED            No                       240                       240                     240
PEMBROKE PINES                   FIXED            No                       360                       360                     360
LITTLETON                        FIXED            Yes                      180                       360                     360
FORT VALLEY                       ARMS            No                       360                       360                     360
SAN BERNARDINO                   FIXED            Yes                      180                       360                     360
PHENIX                            ARMS            No                       360                       360                     360
OAK PARK                         FIXED            Yes                      180                       360                     360
KANSAS CITY                      FIXED            No                       360                       360                     360
LONG BEACH                       FIXED            No                       360                       360                     360
WICHITA                          FIXED            No                       360                       360                     360
CORONA                            ARMS            No                       360                       360                     360
PUTNAM CT 06260                  FIXED            No                       360                       360                     360
WHITTIER AREA                    FIXED            No                       360                       360                     360
QUARTZ HILL ARE                  FIXED            Yes                      180                       360                     360
KANSAS CITY                       ARMS            No                       360                       360                     360
SAN JUAN                         FIXED            No                       360                       360                     360
NEWTON                           FIXED            No                       360                       360                     360
MAQUOKETA                        FIXED            No                       360                       360                     360
PRAIRIE CITY                     FIXED            No                       360                       360                     360
KANSAS CITY                      FIXED            Yes                      360                       480                     480
EAGLE MOUNTAIN                   FIXED            Yes                      180                       360                     360
YORBA LINDA                      FIXED            Yes                      180                       360                     360
INGLEWOOD                         ARMS            No                       360                       360                     360
MINDEN                           FIXED            No                       360                       360                     360
HOUSTON                          FIXED            No                       360                       360                     360
IOLA                             FIXED            No                       360                       360                     360
KANSAS CITY                       ARMS            No                       360                       360                     360
SAINT LOUIS                       ARMS            No                       360                       360                     360
HOUSTON                           ARMS            No                       360                       360                     360
CHICAGO                          FIXED            No                       360                       360                     360
FORT WORTH                       FIXED            No                       360                       360                     360
FLORISSANT                       FIXED            No                       360                       360                     360
KANSAS CITY                      FIXED            No                       360                       360                     360
ISSAQUAH                         FIXED            No                       360                       360                     360
FRESNO                           FIXED            Yes                      180                       360                     360
REDMOND                           ARMS            No                       360                       360                     360
CHICAGO                           ARMS            No                       360                       360                     360
COSTA MESA                       FIXED            Yes                      360                       480                     480
TEMPE                             ARMS            No                       360                       360                     360
CARROLLTON                       FIXED            No                       180                       180                     180
HOUSTON                          FIXED            No                       360                       360                     360
UNIC AREA OF LA                  FIXED            Yes                      180                       360                     360
KANSAS CITY                      FIXED            No                       360                       360                     360
SAINT LOUIS                      FIXED            No                       360                       360                     360
OMAHA                             ARMS            No                       360                       360                     360
DAVENPORT                        FIXED            No                       360                       360                     360
DAVENPORT                        FIXED            Yes                      180                       360                     360
LEAVENWORTH                       ARMS            No                       360                       360                     360
SPANAWAY                         FIXED            Yes                      360                       480                     480
PORT ORCHARD                     FIXED            No                       360                       360                     360
POST FALLS                        ARMS            No                       360                       360                     360
POST FALLS                       FIXED            Yes                      180                       360                     360
IONA                              ARMS            No                       360                       360                     360
POULSBO                          FIXED            No                       360                       360                     360
BELLINGHAM                        ARMS            No                       360                       360                     360
SPANAWAY                          ARMS            No                       360                       360                     360
GERVAIS                           ARMS            No                       360                       360                     360
HARRISBURG                       FIXED            No                       360                       360                     360
HARRISBURG                       FIXED            Yes                      180                       360                     360
TACOMA                            ARMS            No                       360                       360                     360
VANCOUVER                        FIXED            No                       360                       360                     360
NORTH LAS VEGAS                  FIXED            No                       360                       360                     360
NORTH LAS VEGAS                  FIXED            Yes                      180                       360                     360
BURLINGTON                       FIXED            No                       360                       360                     360
PORT ORCHARD                      ARMS            No                       360                       360                     360
ONTARIO                          FIXED            Yes                      360                       480                     480
APPLE VALLEY                      ARMS            No                       360                       360                     360
120-120 1/2 41S                   ARMS            No                       360                       360                     360
NORWALK                           ARMS            No                       360                       360                     360
NORWALK                          FIXED            Yes                      180                       360                     360
CARSON                            ARMS            No                       360                       360                     360
120-120 1/2 41S                  FIXED            Yes                      180                       360                     360
LONG BEACH                       FIXED            No                       360                       360                     360
WINNETKA                          ARMS            No                       360                       360                     360
WINNETKA                         FIXED            Yes                      180                       360                     360
RIVERSIDE                        FIXED            Yes                      180                       360                     360
AREA OF LOS ANG                   ARMS            No                       360                       360                     360
LONG BEACH                       FIXED            No                       360                       360                     360
REDONDO BEACH                     ARMS            No                       360                       360                     360
SURPRISE                         FIXED            Yes                      360                       480                     480
RANCHO CUCAMONG                   ARMS            No                       360                       360                     360
ORANGE                            ARMS            No                       360                       360                     360
ORANGE                           FIXED            Yes                      180                       360                     360
FONTANA                           ARMS            No                       360                       360                     360
(STUDIO CITY AR                   ARMS            No                       360                       360                     360
PALMDALE                          ARMS            No                       360                       360                     360
HEMET                             ARMS            No                       360                       360                     360
LOS ANGELES                      FIXED            No                       360                       360                     360
LOS ANGELES                       ARMS            No                       360                       360                     360
LOS ANGELES                      FIXED            Yes                      360                       480                     480
SAN BERNARDINO                    ARMS            No                       360                       360                     360
FONTANA                           ARMS            No                       360                       360                     360
LOS ANGELES                       ARMS            No                       360                       360                     360
LONG BEACH                       FIXED            Yes                      360                       480                     480
(LA PUENTE AREA                   ARMS            No                       360                       360                     360
VAN NUYS AREA L                  FIXED            No                       360                       360                     360
SAN DIMAS                         ARMS            No                       360                       360                     360
OXNARD                           FIXED            No                       360                       360                     360
AREA OF HEMET                     ARMS            No                       360                       360                     360
HESPERIA                          ARMS            No                       360                       360                     360
STOCKTON                          ARMS            No                       360                       360                     360
LAKEWOOD                          ARMS            No                       360                       360                     360
FONTANA                           ARMS            No                       360                       360                     360
LAWNDALE                         FIXED            No                       360                       360                     360
CANOGA PARK ARE                   ARMS            No                       360                       360                     360
FALLBROOK                         ARMS            No                       360                       360                     360
LAS VEGAS                         ARMS            No                       360                       360                     360
LOS ANGELES                       ARMS            No                       360                       360                     360
COMPTON                           ARMS            No                       360                       360                     360
BALDWIN PARK                      ARMS            No                       360                       360                     360
CYPRESS                           ARMS            No                       360                       360                     360
COMPTON                           ARMS            No                       360                       360                     360
LOS ANGELES                       ARMS            No                       360                       360                     360
LOS ANGELES                       ARMS            No                       360                       360                     360
LONG BEACH                        ARMS            No                       360                       360                     360
LONG BEACH                       FIXED            Yes                      180                       360                     360
SANTA ANA                        FIXED            No                       360                       360                     360
LOS ANGELES                       ARMS            No                       360                       360                     360
SAN DIEGO                         ARMS            No                       360                       360                     360
AREA OF SYLMAR                    ARMS            No                       360                       360                     360
CHINO                             ARMS            No                       360                       360                     360
AREA OF BLOOMIN                  FIXED            No                       360                       360                     360
LOS ANGELES                       ARMS            No                       360                       360                     360
(COMPTON AREA)                    ARMS            No                       360                       360                     360
PROVO                             ARMS            No                       360                       360                     360
ADELANTO                          ARMS            No                       360                       360                     360
KENNEWICK                         ARMS            No                       360                       360                     360
PORTLAND                          ARMS            No                       360                       360                     360
COEUR D ALENE                     ARMS            No                       360                       360                     360
EATONVILLE                        ARMS            No                       360                       360                     360
FEDERAL WAY                      FIXED            No                       360                       360                     360
PORTLAND                         FIXED            Yes                      360                       480                     480
RENTON                            ARMS            No                       360                       360                     360
SPANAWAY                          ARMS            No                       360                       360                     360
SPANAWAY                         FIXED            Yes                      180                       360                     360
SEATTLE                           ARMS            No                       360                       360                     360
SUMNER                            ARMS            No                       360                       360                     360
LAKE FOREST                       ARMS            No                       360                       360                     360
MARYSVILLE                        ARMS            No                       360                       360                     360
ASHFORD                          FIXED            Yes                      180                       360                     360
RATHDRUM                          ARMS            No                       360                       360                     360
ABERDEEN                          ARMS            No                       360                       360                     360
MILWAUKIE                        FIXED            No                       360                       360                     360
REDMOND                           ARMS            No                       360                       360                     360
TACOMA                            ARMS            No                       360                       360                     360
PUYALLUP                          ARMS            No                       360                       360                     360
PUYALLUP                          ARMS            No                       360                       360                     360
KENNEWICK                        FIXED            Yes                      180                       360                     360
PORTLAND                          ARMS            No                       360                       360                     360
MULWAUKIE                        FIXED            No                       360                       360                     360
MALAGA                           FIXED            No                       360                       360                     360
PORT ORCHARD                     FIXED            Yes                      360                       480                     480
BUCKLEY                           ARMS            No                       360                       360                     360
BONNEY LAKE                      FIXED            No                       360                       360                     360
NAMPA                             ARMS            No                       360                       360                     360
TACOMA                            ARMS            No                       360                       360                     360
TACOMA                           FIXED            Yes                      180                       360                     360
LAKEWOOD                         FIXED            No                       360                       360                     360
OLYMPIA                           ARMS            No                       360                       360                     360
COEUR D ALENE                    FIXED            Yes                      180                       360                     360
TACOMA                            ARMS            No                       360                       360                     360
SPOKANE                           ARMS            No                       360                       360                     360
SEATTLE                           ARMS            No                       360                       360                     360
ABERDEEN                          ARMS            No                       360                       360                     360
COVINGTON                         ARMS            No                       360                       360                     360
TACOMA                            ARMS            No                       360                       360                     360
EUGENE                            ARMS            No                       360                       360                     360
TACOMA                            ARMS            No                       360                       360                     360
PHOENIX                           ARMS            No                       360                       360                     360
SUMNER                            ARMS            No                       360                       360                     360
EUGENE                           FIXED            No                       360                       360                     360
SEATTLE                           ARMS            No                       360                       360                     360
WOODINVILLE                      FIXED            No                       360                       360                     360
TACOMA                            ARMS            No                       360                       360                     360
SHELTON                           ARMS            No                       360                       360                     360
EVERETT                           ARMS            No                       360                       360                     360
PASADENA                         FIXED            Yes                      180                       360                     360
SIMI VALLEY                       ARMS            No                       360                       360                     360
VICTORVILLE                       ARMS            No                       360                       360                     360
PALMDALE                          ARMS            No                       360                       360                     360
LOS ANGELES                      FIXED            Yes                      180                       360                     360
SAN DIEGO                        FIXED            No                       360                       360                     360
BUENA PARK                        ARMS            No                       360                       360                     360
TRABUCO CANYON                    ARMS            No                       360                       360                     360
CHATSWORTH                        ARMS            No                       360                       360                     360
CORONA                           FIXED            Yes                      180                       360                     360
BELLFLOWER                       FIXED            No                       360                       360                     360
LOS ANGELES                       ARMS            No                       360                       360                     360
HAWTHORNE                         ARMS            No                       360                       360                     360
IRVINE                           FIXED            No                       240                       240                     240
SANTA PAULA                      FIXED            No                       360                       360                     360
LAKEWOOD                         FIXED            Yes                      360                       480                     480
ALHAMBRA                          ARMS            No                       360                       360                     360
SACRAMENTO                       FIXED            Yes                      360                       480                     480
LOS ANGELES                       ARMS            No                       360                       360                     360
SAN BERNARDINO                    ARMS            No                       360                       360                     360
STOCKTON                          ARMS            No                       360                       360                     360
LONG BEACH                        ARMS            No                       360                       360                     360
KLAMATH FALLS                     ARMS            No                       360                       360                     360
BELLINGHAM                       FIXED            Yes                      180                       360                     360
PORTLAND                         FIXED            Yes                      180                       360                     360
PUYALLUP                          ARMS            No                       360                       360                     360
TACOMA                            ARMS            No                       360                       360                     360
WASILLA                          FIXED            Yes                      180                       360                     360
SPOKANE                           ARMS            No                       360                       360                     360
WENDELL                          FIXED            No                       360                       360                     360
PAYETTE                          FIXED            Yes                      360                       480                     480
TACOMA                           FIXED            No                       360                       360                     360
SUQUAMISH                        FIXED            No                       360                       360                     360
PORTLAND                         FIXED            No                       360                       360                     360
TACOMA                           FIXED            Yes                      180                       360                     360
PUYALLUP                         FIXED            Yes                      180                       360                     360
UNIVERSITY PLAC                  FIXED            No                       360                       360                     360
COVINGTON                        FIXED            Yes                      180                       360                     360
TWIN FALLS                       FIXED            Yes                      180                       360                     360
GIG HARBOR                        ARMS            No                       360                       360                     360
SHELTON                          FIXED            No                       360                       360                     360
PORTLAND                          ARMS            No                       360                       360                     360
SPRINGFIELD                      FIXED            Yes                      180                       360                     360
SEDRO WOOLLEY                    FIXED            Yes                      360                       480                     480
REPUBLIC                         FIXED            No                       360                       360                     360
ABERDEEN                          ARMS            No                       360                       360                     360
OTHELLO                          FIXED            No                       360                       360                     360
BOTHELL                          FIXED            Yes                      180                       360                     360
SPOKANE                          FIXED            No                       360                       360                     360
SPOKANE                          FIXED            Yes                      180                       360                     360
VALHALLA                         FIXED            No                       360                       360                     360
MONCKS CORNER                    FIXED            No                       360                       360                     360
BANGOR                           FIXED            No                       360                       360                     360
TRENTON                           ARMS            No                       360                       360                     360
LANHAM                           FIXED            No                       360                       360                     360
LOWELL                           FIXED            No                       360                       360                     360
LOWELL                           FIXED            Yes                      180                       360                     360
CALUMET CITY                      ARMS            No                       360                       360                     360
CALUMET CITY                     FIXED            Yes                      180                       360                     360
TOWER CITY                       FIXED            No                       360                       360                     360
MARKHAM                          FIXED            No                       360                       360                     360
SAINT CLAIR SHO                   ARMS            No                       360                       360                     360
ATLANTA                          FIXED            No                       360                       360                     360
MONTICELLO                       FIXED            Yes                      180                       360                     360
NORRIDGE                          ARMS            No                       360                       360                     360
BROOKLYN PARK                    FIXED            No                       360                       360                     360
DETROIT                           ARMS            No                       360                       360                     360
DETROIT                          FIXED            Yes                      180                       360                     360
CANTON                           FIXED            Yes                      360                       480                     480
BOYNTON BEACH                    FIXED            Yes                      360                       480                     480
CHICAGO                          FIXED            No                       360                       360                     360
DECATUR                          FIXED            Yes                      360                       480                     480
GARY                             FIXED            Yes                      360                       480                     480
GARY                             FIXED            Yes                      180                       360                     360
HAMPTON                          FIXED            Yes                      360                       480                     480
ADDISON                          FIXED            No                       360                       360                     360
PALATINE                          ARMS            No                       360                       360                     360
ROBBINSDALE                      FIXED            Yes                      180                       360                     360
LITTLE FALLS                     FIXED            Yes                      360                       480                     480
PRINCETON                        FIXED            Yes                      360                       480                     480
BROOKLYN PARK                     ARMS            No                       360                       360                     360
BROOKLYN PARK                    FIXED            Yes                      180                       360                     360
LAND O LAKES                     FIXED            No                       360                       360                     360
CHASKA                           FIXED            No                       360                       360                     360
SAINT PAUL                       FIXED            No                       360                       360                     360
HANOVER PARK                      ARMS            No                       360                       360                     360
BUCKEYE                           ARMS            No                       360                       360                     360
KINGMAN                           ARMS            No                       360                       360                     360
LAS VEGAS                         ARMS            No                       360                       360                     360
PHOENIX                           ARMS            No                       360                       360                     360
KANSAS CITY                      FIXED            No                       360                       360                     360
KANSAS CITY                      FIXED            Yes                      180                       360                     360
DETROIT                          FIXED            Yes                      180                       360                     360
CHADWICK                         FIXED            Yes                      360                       480                     480
RICHMOND                         FIXED            No                       360                       360                     360
NEW BEDFORD                      FIXED            No                       360                       360                     360
RICHMOND                         FIXED            No                       360                       360                     360
COLUMBIA                          ARMS            No                       360                       360                     360
BANGOR                           FIXED            No                       360                       360                     360
NASHUA                           FIXED            No                       360                       360                     360
CHARLOTTE                        FIXED            No                       360                       360                     360
DETROIT                          FIXED            No                       360                       360                     360
CROWLEY                          FIXED            No                       360                       360                     360
MIAMI                            FIXED            No                       360                       360                     360
RIDGELAND                        FIXED            No                       360                       360                     360
RAILROAD FLAT                    FIXED            No                       360                       360                     360
LANCASTER                        FIXED            Yes                      360                       480                     480
RIDGELAND                        FIXED            Yes                      180                       360                     360
HALSTEAD                          ARMS            No                       360                       360                     360
GILBERT                          FIXED            No                       360                       360                     360
GILBERT                          FIXED            Yes                      180                       360                     360
DETROIT                          FIXED            Yes                      360                       480                     480
BRYAN                            FIXED            No                       360                       360                     360
LITTLE RIVER AC                  FIXED            No                       360                       360                     360
SAN ANTONIO                      FIXED            No                       360                       360                     360
LAREDO                           FIXED            No                       360                       360                     360
LAREDO                           FIXED            Yes                      180                       360                     360
HOUSTON                           ARMS            No                       360                       360                     360
KINGWOOD                         FIXED            No                       360                       360                     360
HOUSTON                          FIXED            No                       360                       360                     360
BAYTOWN                          FIXED            No                       360                       360                     360
LA PORTE                         FIXED            No                       360                       360                     360
BAYTOWN                          FIXED            Yes                      180                       360                     360
BACLIFF                          FIXED            No                       360                       360                     360
HOUSTON                          FIXED            Yes                      360                       480                     480
AUSTIN                           FIXED            No                       360                       360                     360
DEER PARK                        FIXED            No                       360                       360                     360
FORT WORTH                       FIXED            No                       360                       360                     360
FORT WORTH                        ARMS            No                       360                       360                     360
COLUMBIA                         FIXED            No                       360                       360                     360
JENKS                            FIXED            No                       360                       360                     360
MONCKS CORNER                    FIXED            No                       180                       180                     180
EL PASO                          FIXED            No                       360                       360                     360
SAN ANTONIO                       ARMS            No                       360                       360                     360
CARROLLTON                       FIXED            No                       360                       360                     360
CARROLLTON                        ARMS            No                       360                       360                     360
GARLAND                          FIXED            No                       360                       360                     360
EL PASO                          FIXED            No                       360                       360                     360
BOLIVAR                          FIXED            No                       360                       360                     360
ARLINGTON                        FIXED            Yes                      360                       480                     480
DALLAS                            ARMS            No                       360                       360                     360
MEMPHIS                          FIXED            Yes                      360                       480                     480
HITCHCOCK                        FIXED            No                       360                       360                     360
DESOTO                           FIXED            No                       360                       360                     360
ATHENS                            ARMS            No                       360                       360                     360
BOWIE                            FIXED            No                       360                       360                     360
BEDFORD                          FIXED            No                       360                       360                     360
DENISON                          FIXED            No                       360                       360                     360
SAN MARCOS                        ARMS            No                       360                       360                     360
CEDAR HILL                       FIXED            No                       360                       360                     360
GLENN HEIGHTS                    FIXED            No                       360                       360                     360
IRVING                           FIXED            No                       360                       360                     360
PRYOR                            FIXED            Yes                      180                       360                     360
ROWLETT                          FIXED            No                       360                       360                     360
BURLESON                         FIXED            No                       360                       360                     360
BOWIE                            FIXED            No                       360                       360                     360
BALCH SPRINGS                    FIXED            No                       360                       360                     360
BALCH SPRINGS                    FIXED            Yes                      180                       360                     360
MCKINNEY                         FIXED            No                       360                       360                     360
DALLAS                           FIXED            No                       360                       360                     360
WICHITA FALLS                    FIXED            No                       360                       360                     360
FORT WORTH                       FIXED            No                       360                       360                     360
GRAND PRAIRIE                    FIXED            No                       360                       360                     360
BOWIE                             ARMS            No                       360                       360                     360
GULFPORT                         FIXED            No                       360                       360                     360
MAYNARDVILLE                      ARMS            No                       360                       360                     360
VILONIA                           ARMS            No                       360                       360                     360
EL PASO                          FIXED            No                       360                       360                     360
FORT WORTH                        ARMS            No                       360                       360                     360
VICTORIA                          ARMS            No                       360                       360                     360
LOWRY CROSSING                   FIXED            No                       360                       360                     360
HAYDEN                           FIXED            No                       360                       360                     360
TELEPHONE                        FIXED            No                       360                       360                     360
GRAND PRAIRIE                     ARMS            No                       360                       360                     360
HOUSTON                          FIXED            No                       360                       360                     360
STANHOPE                         FIXED            No                       360                       360                     360
PORT NECHES                      FIXED            No                       360                       360                     360
RICHMOND                         FIXED            No                       360                       360                     360
DALLAS                           FIXED            No                       360                       360                     360
SAN ANTONIO                      FIXED            No                       360                       360                     360
WILLIS                           FIXED            No                       360                       360                     360
KYLE                             FIXED            No                       360                       360                     360
HUMBLE                           FIXED            No                       360                       360                     360
HUNTSVILLE                       FIXED            No                       360                       360                     360
WILLIS                           FIXED            No                       360                       360                     360
HOUSTON                          FIXED            No                       360                       360                     360
KATY                             FIXED            No                       360                       360                     360
HORIZON CITY                      ARMS            No                       360                       360                     360
NEW BRAUNFELS                    FIXED            No                       360                       360                     360
PASADENA                         FIXED            No                       360                       360                     360
HOUSTON                          FIXED            No                       360                       360                     360
LEANDER                          FIXED            No                       360                       360                     360
S. OGDEN                          ARMS            No                       360                       360                     360
BILLINGS                          ARMS            No                       360                       360                     360
TOOELE                            ARMS            No                       360                       360                     360
LEHI                             FIXED            No                       360                       360                     360
WEST VALLEY                       ARMS            No                       360                       360                     360
SAINT GEORGE                      ARMS            No                       360                       360                     360
COLORADO SPRING                  FIXED            Yes                      360                       480                     480
WALDORF                          FIXED            Yes                      180                       360                     360
OWINGS MILLS                      ARMS            No                       360                       360                     360
CHICAGO                           ARMS            No                       360                       360                     360
CHICAGO                          FIXED            Yes                      180                       360                     360
GLENDALE HEIGHT                  FIXED            No                       360                       360                     360
LA MARQUE                         ARMS            No                       360                       360                     360
LAKE JACKSON                     FIXED            Yes                      180                       360                     360
EL PASO                          FIXED            No                       360                       360                     360
SHOREACRES                       FIXED            No                       360                       360                     360
EDINBURG                         FIXED            Yes                      180                       360                     360
HOUSTON                          FIXED            No                       360                       360                     360
MONTGOMERY                        ARMS            No                       360                       360                     360
ANGLETON                         FIXED            No                       360                       360                     360
HOUSTON                          FIXED            Yes                      360                       480                     480
MAGNOLIA                         FIXED            No                       360                       360                     360
LEADWOOD                          ARMS            No                       360                       360                     360
ST. LOUIS                        FIXED            No                       360                       360                     360
LINCOLN                          FIXED            No                       360                       360                     360
MILFORD                          FIXED            No                       360                       360                     360
SAINT LOUIS                       ARMS            No                       360                       360                     360
JESUP                            FIXED            No                       360                       360                     360
LEAVENWORTH                      FIXED            Yes                      180                       360                     360
MASON CITY                       FIXED            No                       360                       360                     360
INDEPENDENCE                     FIXED            No                       360                       360                     360
KANSAS CITY                      FIXED            No                       360                       360                     360
ST. LOUIS                        FIXED            Yes                      360                       480                     480
BLAIR                             ARMS            No                       360                       360                     360
KANSAS CITY                      FIXED            No                       360                       360                     360
DES MOINES                       FIXED            No                       360                       360                     360
OMAHA                            FIXED            No                       360                       360                     360
RAYMORE                          FIXED            No                       360                       360                     360
SAINT LOUIS                       ARMS            No                       360                       360                     360
FREEBURG                         FIXED            No                       360                       360                     360
COUNCIL BLUFFS                    ARMS            No                       360                       360                     360
OLATHE                           FIXED            No                       360                       360                     360
ST. LOUIS                        FIXED            Yes                      180                       360                     360
CANTON                            ARMS            No                       360                       360                     360
SIBLEY                            ARMS            No                       360                       360                     360
SAINT LOUIS                       ARMS            No                       360                       360                     360
TIFFIN                           FIXED            No                       360                       360                     360
LEE'S SUMMIT                     FIXED            Yes                      360                       480                     480
KANSAS CITY                       ARMS            No                       360                       360                     360
KANSAS CITY                       ARMS            No                       360                       360                     360
SAINT LOUIS                       ARMS            No                       360                       360                     360
COUNCIL BLUFFS                    ARMS            No                       360                       360                     360
KANSAS CITY                       ARMS            No                       360                       360                     360
SAINT LOUIS                       ARMS            No                       360                       360                     360
KANSAS CITY                       ARMS            No                       360                       360                     360
ST. LOUIS                         ARMS            No                       360                       360                     360
LEON                              ARMS            No                       360                       360                     360
BELLEVUE                          ARMS            No                       360                       360                     360
WICHITA                          FIXED            No                       360                       360                     360
KANSAS CITY                      FIXED            No                       360                       360                     360
KANSAS CITY                       ARMS            No                       360                       360                     360
OMAHA                             ARMS            No                       360                       360                     360
KANSAS CITY                      FIXED            No                       360                       360                     360
OVERLAND PARK                     ARMS            No                       360                       360                     360
HUTCHINSON                        ARMS            No                       360                       360                     360
BATES CITY                       FIXED            No                       360                       360                     360
COSBY                             ARMS            No                       360                       360                     360
WENATCHEE                         ARMS            No                       360                       360                     360
WEST LINN                        FIXED            Yes                      360                       480                     480
BREMERTON                        FIXED            No                       360                       360                     360
PORTLAND                         FIXED            Yes                      180                       360                     360
CAMARILLO                        FIXED            Yes                      180                       360                     360
QUARTZ HILL ARE                   ARMS            No                       360                       360                     360
CARSON                           FIXED            Yes                      180                       360                     360
APPLE VALLEY AR                  FIXED            Yes                      180                       360                     360
BUENA PARK                        ARMS            No                       360                       360                     360
QUARTZ HILL ARE                  FIXED            No                       360                       360                     360
WILMINGTON AREA                  FIXED            Yes                      180                       360                     360
LOS ANGELES                      FIXED            No                       360                       360                     360
ADELANTO                         FIXED            No                       360                       360                     360
LANCASTER AREA                   FIXED            No                       360                       360                     360
NIPOMO                           FIXED            Yes                      180                       360                     360
CORONA                            ARMS            No                       360                       360                     360
VENTURA (AREA O                  FIXED            No                       360                       360                     360
NORTHRIDGE AREA                  FIXED            No                       360                       360                     360
NORTHRIDGE AREA                  FIXED            No                       360                       360                     360
WOODLAND HILLS                    ARMS            No                       360                       360                     360
POMONA                            ARMS            No                       360                       360                     360
VICTORVILLE                       ARMS            No                       360                       360                     360
HEMET                            FIXED            Yes                      180                       360                     360
MATTAWA                          FIXED            Yes                      180                       360                     360
COEUR D ALENE                     ARMS            No                       360                       360                     360
IDAHO FALLS                      FIXED            Yes                      180                       360                     360
SPOKANE                           ARMS            No                       360                       360                     360
EVERETT                          FIXED            Yes                      180                       360                     360
SPOKANE                          FIXED            Yes                      180                       360                     360
KANSAS CITY                      FIXED            No                       360                       360                     360
CEDAR RAPIDS                      ARMS            No                       360                       360                     360
OVERLAND PARK                    FIXED            No                       360                       360                     360
DES MOINES                       FIXED            Yes                      360                       480                     480
MAQUOKETA                        FIXED            No                       360                       360                     360
ST. PETERS                        ARMS            No                       360                       360                     360
GARDNER                          FIXED            No                       360                       360                     360
ABBYVILLE                         ARMS            No                       360                       360                     360
ST. LOUIS                         ARMS            No                       360                       360                     360
DES MOINES                       FIXED            Yes                      360                       480                     480
MAQUOKETA                        FIXED            No                       360                       360                     360
KANSAS CITY                      FIXED            No                       360                       360                     360
PERRY                            FIXED            No                       360                       360                     360
OVERLAND PARK                    FIXED            No                       360                       360                     360
OLATHE                           FIXED            Yes                      360                       480                     480
KANSAS CITY                      FIXED            No                       360                       360                     360
GRANDVIEW                        FIXED            Yes                      360                       480                     480
ADAIR                            FIXED            No                       360                       360                     360
ASHLAND                           ARMS            No                       360                       360                     360
KANSAS CITY                      FIXED            Yes                      360                       480                     480
VIOLA                            FIXED            No                       360                       360                     360
GRAIN VALLEY                     FIXED            Yes                      180                       360                     360
MAQUOKETA                        FIXED            No                       360                       360                     360
COLORADO SPRING                  FIXED            Yes                      360                       480                     480
KANSAS CITY                      FIXED            Yes                      180                       360                     360
CRESTON                          FIXED            No                       360                       360                     360
COVINGTON                        FIXED            Yes                      360                       480                     480
ELIZABETH CITY                    ARMS            No                       360                       360                     360
FORT WALTON BEA                   ARMS            No                       360                       360                     360
ATLANTA                           ARMS            No                       360                       360                     360
MCHENRY                          FIXED            Yes                      360                       480                     480
HIALEAH                          FIXED            No                       360                       360                     360
LITHONIA                         FIXED            Yes                      360                       480                     480
ORLANDO                           ARMS            No                       360                       360                     360
PORT SAINT LUCI                   ARMS            No                       360                       360                     360
CLERMONT                          ARMS            No                       360                       360                     360
MIAMI                             ARMS            No                       360                       360                     360
CHICAGO                          FIXED            Yes                      360                       480                     480
NORTH AUGUSTA                    FIXED            No                       360                       360                     360
ATLANTA                          FIXED            Yes                      360                       480                     480
SUNRISE                           ARMS            No                       360                       360                     360
ATLANTA                          FIXED            No                       360                       360                     360
NORTHBROOK                       FIXED            No                       360                       360                     360
SNELLVILLE                        ARMS            No                       360                       360                     360
CAROL STREAM                      ARMS            No                       360                       360                     360
ELLENWOOD                         ARMS            No                       360                       360                     360
TAMPA                             ARMS            No                       360                       360                     360
COVINGTON                         ARMS            No                       360                       360                     360
NEWNAN                           FIXED            Yes                      360                       480                     480
ELLENWOOD                        FIXED            Yes                      360                       480                     480
ORANGE PARK                       ARMS            No                       360                       360                     360
SCOTTSDALE                       FIXED            Yes                      180                       360                     360
CASA GRANDE                      FIXED            Yes                      180                       360                     360
PHOENIX                           ARMS            No                       360                       360                     360
CASA GRANDE                      FIXED            Yes                      180                       360                     360
QUEEN CREEK                      FIXED            Yes                      180                       360                     360
PHOENIX                           ARMS            No                       360                       360                     360
SURPRISE                         FIXED            Yes                      180                       360                     360
TUCSON                           FIXED            Yes                      180                       360                     360
QUEEN CREEK                       ARMS            No                       360                       360                     360
CASA GRANDE                      FIXED            No                       360                       360                     360
NORTH LAS VEGAS                  FIXED            Yes                      180                       360                     360
LAS VEGAS                        FIXED            No                       360                       360                     360
GOLD CANYON                       ARMS            No                       360                       360                     360
MAYER                            FIXED            No                       360                       360                     360
QUEEN CREEK                      FIXED            No                       360                       360                     360
KINGMAN                          FIXED            Yes                      180                       360                     360
TUCSON                           FIXED            No                       360                       360                     360
SURPRISE                         FIXED            Yes                      180                       360                     360
CASA GRANDE                      FIXED            Yes                      180                       360                     360
LAS VEGAS                         ARMS            No                       360                       360                     360
GOODYEAR                          ARMS            No                       360                       360                     360
SURPRISE                          ARMS            No                       360                       360                     360
TOLLESON                          ARMS            No                       360                       360                     360
MESA                              ARMS            No                       360                       360                     360
QUEEN CREEK                       ARMS            No                       360                       360                     360
LAS VEGAS                        FIXED            Yes                      180                       360                     360
QUEEN CREEK                      FIXED            Yes                      180                       360                     360
CASA GRANDE                       ARMS            No                       360                       360                     360
LAS VEGAS                         ARMS            No                       360                       360                     360
AVONDALE                          ARMS            No                       360                       360                     360
FORT MOHAVE                       ARMS            No                       360                       360                     360
QUEEN CREEK                       ARMS            No                       360                       360                     360
GLENDALE                          ARMS            No                       360                       360                     360
SURPRISE                          ARMS            No                       360                       360                     360
NORTH LAS VEGAS                  FIXED            Yes                      360                       480                     480
SEDONA                            ARMS            No                       360                       360                     360
LAS VEGAS                         ARMS            No                       360                       360                     360
PHOENIX                           ARMS            No                       360                       360                     360
PHOENIX                           ARMS            No                       360                       360                     360
PHOENIX                           ARMS            No                       360                       360                     360
QUEEN CREEK                       ARMS            No                       360                       360                     360
QUEEN CREEK                       ARMS            No                       360                       360                     360
QUEEN CREEK                       ARMS            No                       360                       360                     360
SAHUARITA                         ARMS            No                       360                       360                     360
AMADO                             ARMS            No                       360                       360                     360
TUCSON                            ARMS            No                       360                       360                     360
PHOENIX                           ARMS            No                       360                       360                     360
LAVEEN                            ARMS            No                       360                       360                     360
SURPRISE                          ARMS            No                       360                       360                     360
PEORIA                            ARMS            No                       360                       360                     360
SURPRISE                         FIXED            No                       360                       360                     360
QUEEN CREEK                       ARMS            No                       360                       360                     360
KINGMAN                           ARMS            No                       360                       360                     360
PHOENIX                           ARMS            No                       360                       360                     360
KANSAS CITY                       ARMS            No                       360                       360                     360
INDEPENDENCE                      ARMS            No                       360                       360                     360
CHARLES CITY                     FIXED            No                       360                       360                     360
INDEPENDENCE                      ARMS            No                       360                       360                     360
KANSAS CITY                       ARMS            No                       360                       360                     360
SENECA                           FIXED            Yes                      180                       360                     360
LEAVENWORTH                       ARMS            No                       360                       360                     360
KANSAS CITY                      FIXED            No                       360                       360                     360
DES MOINES                        ARMS            No                       360                       360                     360
COUNCIL BLUFFS                   FIXED            Yes                      180                       360                     360
KANSAS CITY                      FIXED            No                       360                       360                     360
PALATINE                         FIXED            Yes                      360                       480                     480
PORT CHARLOTTE                    ARMS            No                       360                       360                     360
ATLANTA                           ARMS            No                       360                       360                     360
CHICAGO                          FIXED            No                       360                       360                     360
ATLANTA                           ARMS            No                       360                       360                     360
ST CLAIR SHORES                   ARMS            No                       360                       360                     360
CHICAGO                          FIXED            No                       360                       360                     360
LITHONIA                         FIXED            Yes                      180                       360                     360
JACKSON                          FIXED            No                       360                       360                     360
AURORA                           FIXED            No                       360                       360                     360
HOFFMAN ESTATES                  FIXED            No                       360                       360                     360
COON RAPIDS                      FIXED            No                       360                       360                     360
PLAINFIELD                       FIXED            No                       360                       360                     360
SCHAUMBURG                       FIXED            No                       360                       360                     360
JACKSONVILLE                     FIXED            No                       360                       360                     360
DETROIT                           ARMS            No                       360                       360                     360
RUFFIN                           FIXED            No                       360                       360                     360
TITUSVILLE                        ARMS            No                       360                       360                     360
ROSEVILLE                        FIXED            No                       360                       360                     360
LAKELAND                         FIXED            Yes                      360                       480                     480
CHICAGO                          FIXED            No                       360                       360                     360
RIVERDALE                        FIXED            Yes                      360                       480                     480
CHICAGO                          FIXED            No                       360                       360                     360
CHICAGO HEIGHTS                   ARMS            No                       360                       360                     360
ROCKMART                         FIXED            No                       360                       360                     360
BOGART                           FIXED            No                       360                       360                     360
EVANSVILLE                       FIXED            No                       360                       360                     360
DETROIT                          FIXED            No                       360                       360                     360
GAINESVILLE                       ARMS            No                       360                       360                     360
MIRAMAR                           ARMS            No                       360                       360                     360
MAYWOOD                          FIXED            No                       360                       360                     360
CHICAGO                           ARMS            No                       360                       360                     360
ROSEMONT                          ARMS            No                       360                       360                     360
NEWAYGO                           ARMS            No                       360                       360                     360
NEWAYGO                          FIXED            Yes                      180                       360                     360
ATLANTA                          FIXED            Yes                      180                       360                     360
HARVEY                            ARMS            No                       360                       360                     360
CHICAGO                           ARMS            No                       360                       360                     360
MILTON                           FIXED            No                       360                       360                     360
WOODRIDGE                        FIXED            No                       360                       360                     360
ST LOUIS PARK                    FIXED            No                       360                       360                     360
HIGH POINT                        ARMS            No                       360                       360                     360
BELLEVILLE                       FIXED            No                       360                       360                     360
CONYERS                           ARMS            No                       360                       360                     360
COVINGTON                        FIXED            Yes                      180                       360                     360
VALDOSTA                         FIXED            No                       360                       360                     360
DEFUNIAK SPRING                  FIXED            No                       360                       360                     360
CHICAGO                           ARMS            No                       360                       360                     360
MACOMB                           FIXED            No                       360                       360                     360
HIALEAH                          FIXED            Yes                      360                       480                     480
ELK RIVER                         ARMS            No                       360                       360                     360
LAFAYETTE                        FIXED            No                       360                       360                     360
GATESVILLE                        ARMS            No                       360                       360                     360
AUGUSTA                          FIXED            No                       360                       360                     360
MOUNT PROSPECT                    ARMS            No                       360                       360                     360
ROCHELLE                          ARMS            No                       360                       360                     360
MOUNT VERNON                      ARMS            No                       360                       360                     360
DETROIT                           ARMS            No                       360                       360                     360
TAMPA                            FIXED            Yes                      180                       360                     360
TEMPLE                           FIXED            Yes                      360                       480                     480
DOUGLASVILLE                     FIXED            Yes                      180                       360                     360
ROSELLE                           ARMS            No                       360                       360                     360
ELMORE                            ARMS            No                       360                       360                     360
CROSS                            FIXED            No                       360                       360                     360
LECANTO                          FIXED            Yes                      180                       360                     360
DECATUR                          FIXED            Yes                      360                       480                     480
AUBURN HILLS                      ARMS            No                       360                       360                     360
LOUISVILLE                        ARMS            No                       360                       360                     360
GLENDALE HEIGHT                  FIXED            Yes                      360                       480                     480
RIVERVIEW                        FIXED            Yes                      180                       360                     360
SOUTH HOLLAND                     ARMS            No                       360                       360                     360
CHICAGO                           ARMS            No                       360                       360                     360
MAYWOOD                          FIXED            Yes                      360                       480                     480
CHICAGO                           ARMS            No                       360                       360                     360
LILBURN                           ARMS            No                       360                       360                     360
DEERFIELD                         ARMS            No                       360                       360                     360
NEW PORT RICHEY                  FIXED            No                       360                       360                     360
GLENWOOD                         FIXED            Yes                      360                       480                     480
INDIANAPOLIS                      ARMS            No                       360                       360                     360
UNION                            FIXED            No                       360                       360                     360
CHICAGO                          FIXED            No                       360                       360                     360
SANFORD                           ARMS            No                       360                       360                     360
ORLAND PARK                       ARMS            No                       360                       360                     360
ELGIN                             ARMS            No                       360                       360                     360
BELLWOOD                          ARMS            No                       360                       360                     360
JOLIET                            ARMS            No                       360                       360                     360
STERLING HEIGHT                   ARMS            No                       360                       360                     360
IXONIA                           FIXED            Yes                      360                       480                     480
BERWYN                            ARMS            No                       360                       360                     360
WHEATON                          FIXED            Yes                      360                       480                     480
SAUK VILLAGE                      ARMS            No                       360                       360                     360
GRAND RAPIDS                      ARMS            No                       360                       360                     360
CHICAGO                           ARMS            No                       360                       360                     360
CHICAGO                           ARMS            No                       360                       360                     360
CHICAGO HEIGHTS                   ARMS            No                       360                       360                     360
DETROIT                          FIXED            No                       360                       360                     360
HAZEL PARK                        ARMS            No                       360                       360                     360
ROCKFORD                          ARMS            No                       360                       360                     360
HOLIDAY                          FIXED            No                       360                       360                     360
WESTCHESTER                       ARMS            No                       360                       360                     360
MACHESNEY PARK                    ARMS            No                       360                       360                     360
CUMMING                          FIXED            Yes                      360                       480                     480
BRADENTON                        FIXED            No                       360                       360                     360
GLENN DALE                        ARMS            No                       360                       360                     360
CHARLOTTE                         ARMS            No                       360                       360                     360
COLLEGE PARK                     FIXED            No                       360                       360                     360
MONTGOMERY                       FIXED            Yes                      360                       480                     480
BANGOR                           FIXED            No                       360                       360                     360
ROCHESTER HILLS                   ARMS            No                       360                       360                     360
FOX LAKE                          ARMS            No                       360                       360                     360
ULEN                             FIXED            No                       360                       360                     360
STONE MOUNTAIN                   FIXED            No                       360                       360                     360
ROCKMART                          ARMS            No                       360                       360                     360
ROCKMART                         FIXED            Yes                      180                       360                     360
SALEM                             ARMS            No                       360                       360                     360
PROVIDENCE                       FIXED            Yes                      360                       480                     480
REDDICK                          FIXED            No                       360                       360                     360
CHICAGO HEIGHTS                   ARMS            No                       360                       360                     360
HUDSON                            ARMS            No                       360                       360                     360
KENDUSKEAG                       FIXED            No                       360                       360                     360
SKOWHEGAN                        FIXED            No                       360                       360                     360
STAFFORD                         FIXED            No                       360                       360                     360
AGAWAM                           FIXED            No                       360                       360                     360
NEW LENOX                        FIXED            No                       360                       360                     360
UPPER MARLBORO                    ARMS            No                       360                       360                     360
BRIDGEVIEW                        ARMS            No                       360                       360                     360
WASHINGTON                       FIXED            No                       360                       360                     360
MAPLEWOOD                        FIXED            Yes                      180                       360                     360
BROOKLINE                        FIXED            No                       240                       240                     240
3EST WARWICK                     FIXED            Yes                      180                       360                     360
WESTBROOK                         ARMS            No                       360                       360                     360
RALEIGH                          FIXED            No                       360                       360                     360
BROOKLYN                         FIXED            No                       360                       360                     360
ATLANTA                          FIXED            Yes                      180                       360                     360
ELK RIVER                        FIXED            No                       360                       360                     360
CARMEL                           FIXED            No                       360                       360                     360
DISTRICT HEIGHT                   ARMS            No                       360                       360                     360
EVANSVILLE                       FIXED            No                       360                       360                     360
BROOKLYN                         FIXED            No                       360                       360                     360
ZEBULON                           ARMS            No                       360                       360                     360
NORTH ADAMS                       ARMS            No                       360                       360                     360
JONESBORO                         ARMS            No                       360                       360                     360
HAMPSTEAD                         ARMS            No                       360                       360                     360
MOREHEAD CITY                     ARMS            No                       360                       360                     360
LITTLETON                        FIXED            No                       360                       360                     360
WILMINGTON                       FIXED            No                       360                       360                     360
COLUMBIA                         FIXED            Yes                      360                       480                     480
WARREN                            ARMS            No                       360                       360                     360
LOCKPORT                          ARMS            No                       360                       360                     360
FLORHAM PARK                      ARMS            No                       360                       360                     360
BURNHAM                          FIXED            Yes                      180                       360                     360
BALTIMORE                        FIXED            No                       360                       360                     360
GREENSBORO                        ARMS            No                       360                       360                     360
SAINT ALBANS                     FIXED            No                       360                       360                     360
IRVINGTON                         ARMS            No                       360                       360                     360
BREWER                           FIXED            No                       360                       360                     360
CHICAGO                          FIXED            No                       360                       360                     360
SANFORD                          FIXED            No                       360                       360                     360
DORCHESTER                       FIXED            No                       360                       360                     360
GAINESVILLE                      FIXED            Yes                      180                       360                     360
SILVER SPRING                     ARMS            No                       360                       360                     360
ROCKFORD                         FIXED            No                       360                       360                     360
HERMON                            ARMS            No                       360                       360                     360
TWO HARBORS                      FIXED            Yes                      180                       360                     360
BALTIMORE                        FIXED            No                       360                       360                     360
WEST STEWARTSTO                  FIXED            No                       360                       360                     360
LOWELL                           FIXED            Yes                      180                       360                     360
MIDLOTHIAN                       FIXED            Yes                      360                       480                     480
PRINCESS ANNE                    FIXED            No                       360                       360                     360
CHICOPEE                         FIXED            Yes                      180                       360                     360
LOWELL                           FIXED            Yes                      360                       480                     480
LOWELL                           FIXED            Yes                      180                       360                     360
SOUTH OZONE PAR                  FIXED            No                       360                       360                     360
HIGH POINT                       FIXED            No                       360                       360                     360
ROSEVILLE                         ARMS            No                       360                       360                     360
BALTIMORE                        FIXED            No                       360                       360                     360
COUNTRY CLUB HI                  FIXED            No                       360                       360                     360
SPRINGFIELD                      FIXED            No                       360                       360                     360
SPRINGFIELD                      FIXED            Yes                      180                       360                     360
ATHENS                           FIXED            No                       360                       360                     360
GASTONIA                         FIXED            No                       180                       180                     180
ESSEX JUNCTION                   FIXED            No                       360                       360                     360
SAINT ALBANS                     FIXED            No                       360                       360                     360
DIXFIELD                         FIXED            No                       360                       360                     360
CORONA                           FIXED            Yes                      360                       480                     480
BALTIMORE                        FIXED            No                       360                       360                     360
BAY SHORE                        FIXED            Yes                      360                       480                     480
NORTH EAST                       FIXED            No                       360                       360                     360
EVERETT                          FIXED            Yes                      180                       360                     360
EDEN                             FIXED            No                       360                       360                     360
CHARLOTTE                         ARMS            No                       360                       360                     360
CRYSTAL LAKE                      ARMS            No                       360                       360                     360
BALTIMORE                        FIXED            Yes                      360                       480                     480
COVENTRY                         FIXED            No                       360                       360                     360
FRANKLINVILLE                    FIXED            Yes                      360                       480                     480
STEUBEN                          FIXED            No                       180                       180                     180
NEWARK                           FIXED            Yes                      360                       480                     480
CORINNA                          FIXED            No                       360                       360                     360
ATLANTA                          FIXED            Yes                      180                       360                     360
LEXINGTON                        FIXED            Yes                      360                       480                     480
HIBBING                           ARMS            No                       360                       360                     360
SCHAUMBURG                       FIXED            Yes                      180                       360                     360
UPPER MARLBORO                   FIXED            Yes                      360                       480                     480
LIVERMORE FALLS                  FIXED            No                       360                       360                     360
DETROIT                          FIXED            No                       360                       360                     360
BALTIMORE                         ARMS            No                       360                       360                     360
METROPOLIS                        ARMS            No                       360                       360                     360
JAMAICA                          FIXED            No                       360                       360                     360
SOMERSWORTH                      FIXED            No                       360                       360                     360
BURLINGTON                       FIXED            No                       360                       360                     360
RANDALLSTOWN                      ARMS            No                       360                       360                     360
ROSELLE                           ARMS            No                       360                       360                     360
CLINTON                          FIXED            Yes                      360                       480                     480
CLINTON                          FIXED            Yes                      180                       360                     360
RICHMOND                          ARMS            No                       360                       360                     360
WINSTON SALEM                    FIXED            No                       360                       360                     360
STRASBURG                         ARMS            No                       360                       360                     360
BEMIDJI                          FIXED            No                       180                       180                     180
DEKALB                           FIXED            No                       360                       360                     360
EVANSVILLE                       FIXED            No                       360                       360                     360
GLEN BURNIE                      FIXED            No                       360                       360                     360
SPRINGFIELD                       ARMS            No                       360                       360                     360
UNIVERSITY PARK                   ARMS            No                       360                       360                     360
LINWOOD                          FIXED            No                       180                       180                     180
PATERSON                         FIXED            Yes                      360                       480                     480
BRISTOL                          FIXED            No                       360                       360                     360
CHICAGO                          FIXED            No                       360                       360                     360
CHICAGO                           ARMS            No                       360                       360                     360
INVER GROVE HEI                  FIXED            Yes                      360                       480                     480
KNAPP                            FIXED            No                       360                       360                     360
ALEXANDRIA                       FIXED            Yes                      180                       360                     360
AMERY                            FIXED            No                       360                       360                     360
CHICAGO                          FIXED            Yes                      180                       360                     360
NORTH SAINT PAU                  FIXED            No                       360                       360                     360
OXFORD                           FIXED            No                       360                       360                     360
RALEIGH                           ARMS            No                       360                       360                     360
LEVERING                          ARMS            No                       360                       360                     360
AURORA                           FIXED            Yes                      360                       480                     480
PORTLAND                         FIXED            No                       360                       360                     360
MUNDELEIN                        FIXED            Yes                      360                       480                     480
PORTLAND                         FIXED            No                       360                       360                     360
ROLLING MEADOWS                   ARMS            No                       360                       360                     360
GLENBURN                         FIXED            No                       360                       360                     360
DETROIT                           ARMS            No                       360                       360                     360
BENTON                           FIXED            No                       180                       180                     180
BURLINGTON                       FIXED            Yes                      360                       480                     480
SWANTON                          FIXED            No                       360                       360                     360
DETROIT                           ARMS            No                       360                       360                     360
CHICAGO                           ARMS            No                       360                       360                     360
CHARLESTOWN                      FIXED            Yes                      360                       480                     480
BALTIMORE                        FIXED            Yes                      360                       480                     480
EAST GREENWICH                   FIXED            No                       360                       360                     360
CARMEL                           FIXED            No                       360                       360                     360
PATERSON                         FIXED            No                       360                       360                     360
WINSTON SALEM                    FIXED            No                       360                       360                     360
PETERBOROUGH                     FIXED            No                       360                       360                     360
JONESPORT                        FIXED            No                       360                       360                     360
PORTLAND                         FIXED            No                       360                       360                     360
ELGIN                            FIXED            Yes                      180                       360                     360
WOODBRIDGE                       FIXED            Yes                      360                       480                     480
HYATTSVILLE                       ARMS            No                       360                       360                     360
BLOOMINGTON                      FIXED            No                       360                       360                     360
ROCKFORD                          ARMS            No                       360                       360                     360
BALTIMORE                        FIXED            Yes                      360                       480                     480
HAMMOND                           ARMS            No                       360                       360                     360
HOLBROOK                          ARMS            No                       360                       360                     360
PATERSON                         FIXED            Yes                      180                       360                     360
SHAPLEIGH                        FIXED            No                       360                       360                     360
WATERVILLE                       FIXED            No                       360                       360                     360
FALL RIVER                       FIXED            No                       360                       360                     360
ALBANY                           FIXED            No                       360                       360                     360
MOUNT HOLLY                      FIXED            Yes                      180                       360                     360
MERRIMACK                        FIXED            Yes                      180                       360                     360
BALTIMORE                        FIXED            No                       360                       360                     360
LANDOVER                         FIXED            Yes                      180                       360                     360
MANCHESTER                       FIXED            Yes                      360                       480                     480
CHICAGO                           ARMS            No                       360                       360                     360
BARRE                            FIXED            Yes                      360                       480                     480
CHICAGO                          FIXED            No                       360                       360                     360
NASHUA                           FIXED            No                       360                       360                     360
CENTRAL ISLIP                    FIXED            No                       360                       360                     360
AURORA                           FIXED            No                       360                       360                     360
BREWER                           FIXED            No                       360                       360                     360
CUMBERLAND FORE                  FIXED            No                       360                       360                     360
SALISBURY                        FIXED            No                       360                       360                     360
PETERBOROUGH                     FIXED            Yes                      180                       360                     360
GLEN ALLEN                       FIXED            No                       360                       360                     360
REHOBOTH                         FIXED            No                       360                       360                     360
POOLESVILLE                      FIXED            No                       360                       360                     360
CHICAGO                           ARMS            No                       360                       360                     360
NORTH PROVIDENC                   ARMS            No                       360                       360                     360
CHARLOTTE                        FIXED            Yes                      360                       480                     480
DAVENPORT                         ARMS            No                       360                       360                     360
SHELTON                          FIXED            Yes                      360                       480                     480
DES MOINES                       FIXED            No                       180                       180                     180
CARL JUNCTION                    FIXED            No                       360                       360                     360
MARSHFIELD                       FIXED            No                       360                       360                     360
BOELUS                           FIXED            No                       360                       360                     360
GUTHRIE CENTER                   FIXED            No                       360                       360                     360
OLATHE                           FIXED            Yes                      180                       360                     360
LUFKIN                           FIXED            No                       360                       360                     360
MANSFIELD                        FIXED            No                       360                       360                     360
BRANDON                           ARMS            No                       360                       360                     360
BLACK CANYON CI                  FIXED            No                       360                       360                     360
CARLSBAD                          ARMS            No                       360                       360                     360
MISSION VIEJO                     ARMS            No                       360                       360                     360
APLINGTON                        FIXED            No                       360                       360                     360
ELDON                            FIXED            No                       360                       360                     360
NEWTON                           FIXED            No                       360                       360                     360
LINDEN                           FIXED            No                       360                       360                     360
OKEECHOBEE                        ARMS            No                       360                       360                     360
BOONE                            FIXED            No                       360                       360                     360
LA PORTE                         FIXED            No                       360                       360                     360
WICHITA                           ARMS            No                       360                       360                     360
NEWTON                           FIXED            No                       360                       360                     360
PERRY                             ARMS            No                       360                       360                     360
GRANGER                          FIXED            No                       360                       360                     360
FRANKFORT                        FIXED            No                       360                       360                     360
HARTLEY                          FIXED            No                       360                       360                     360
WALLLA WALLA                      ARMS            No                       360                       360                     360
SHALIMAR                          ARMS            No                       360                       360                     360
CONWAY SPRINGS                    ARMS            No                       360                       360                     360
SACRAMENTO                        ARMS            No                       360                       360                     360
LATHROP                          FIXED            No                       360                       360                     360
CHARLESTON                       FIXED            No                       360                       360                     360
DIXON IL 61021                   FIXED            No                       360                       360                     360
COVINGTON                        FIXED            No                       360                       360                     360
EVERETT                           ARMS            No                       360                       360                     360
LAS VEGAS                         ARMS            No                       360                       360                     360
AURORA                           FIXED            No                       360                       360                     360
FRANKLIN                         FIXED            No                       360                       360                     360
INDEPENDENCE                      ARMS            No                       360                       360                     360
INDEPENDENCE                     FIXED            No                       360                       360                     360
PHOENIX                           ARMS            No                       360                       360                     360
MEMPHIS                          FIXED            No                       180                       180                     180
ATKINS                           FIXED            Yes                      360                       480                     480
WINLOCK                          FIXED            Yes                      360                       480                     480
BRYANT                            ARMS            No                       360                       360                     360
INVERNESS                        FIXED            No                       360                       360                     360
LAS VEGAS                        FIXED            Yes                      180                       360                     360
MEMPHIS                          FIXED            No                       360                       360                     360
NORTH LAS VEGAS                  FIXED            Yes                      360                       480                     480
SHREVEPORT                       FIXED            No                       360                       360                     360
SIOUX CITY                       FIXED            No                       360                       360                     360
VANCOUVER                        FIXED            No                       360                       360                     360
ALBUQUERQUE                       ARMS            No                       360                       360                     360
INDIANOLA                        FIXED            No                       360                       360                     360
PORTLAND                         FIXED            No                       360                       360                     360
NORTH LAS VEGAS                  FIXED            Yes                      180                       360                     360
RAPIDS CITY                      FIXED            No                       360                       360                     360
MIAMI                            FIXED            No                       360                       360                     360
EXETER                            ARMS            No                       360                       360                     360
WICHITA                          FIXED            No                       360                       360                     360
VANCOUVER                        FIXED            Yes                      180                       360                     360
BARTLESVILLE                     FIXED            No                       360                       360                     360
WORTH                            FIXED            No                       360                       360                     360
MESA                             FIXED            No                       360                       360                     360
NORFOLK                          FIXED            No                       360                       360                     360
WEST DES MOINES                  FIXED            No                       360                       360                     360
BETTENDORF                       FIXED            No                       360                       360                     360
HEWITT                           FIXED            Yes                      360                       480                     480
FORT SMITH                       FIXED            No                       360                       360                     360
WICHITA                          FIXED            No                       360                       360                     360
ENUMCLAW                         FIXED            No                       360                       360                     360
CRAWFORDSVILLE                   FIXED            No                       360                       360                     360
EVERETT                          FIXED            No                       360                       360                     360
EVERETT                          FIXED            No                       360                       360                     360
LINDSBORG                        FIXED            No                       360                       360                     360
TACOMA                           FIXED            No                       360                       360                     360
PUYALLUP                         FIXED            No                       360                       360                     360
BATTLE GROUND                     ARMS            No                       360                       360                     360
WATAUGA                           ARMS            No                       360                       360                     360
DAVENPORT                        FIXED            No                       360                       360                     360
LAKE STEVENS                     FIXED            No                       360                       360                     360
PLAINFIELD                       FIXED            No                       360                       360                     360
PLAINFIELD                       FIXED            Yes                      180                       360                     360
BROOKLYN PARK                    FIXED            No                       360                       360                     360
BROOKLYN PARK                    FIXED            Yes                      180                       360                     360
OAKLAND CITY                     FIXED            No                       360                       360                     360
BRITTON                           ARMS            No                       360                       360                     360
MACHESNEY PARK                   FIXED            Yes                      360                       480                     480
DETROIT                          FIXED            Yes                      180                       360                     360
ELGIN                            FIXED            No                       360                       360                     360
BENSENVILLE                      FIXED            No                       360                       360                     360
MIDLAND                          FIXED            No                       360                       360                     360
CRYSTAL                          FIXED            No                       360                       360                     360
THIEF RIVER FAL                  FIXED            No                       360                       360                     360
SAUK VILLAGE                      ARMS            No                       360                       360                     360
DETROIT                          FIXED            Yes                      180                       360                     360
EVELETH                          FIXED            Yes                      360                       480                     480
GLENDALE HEIGHT                  FIXED            Yes                      180                       360                     360
GREENWOOD                         ARMS            No                       360                       360                     360
BURNSVILLE                       FIXED            Yes                      360                       480                     480
ROCKFORD                         FIXED            Yes                      180                       360                     360
GILBERTSVILLE                    FIXED            No                       360                       360                     360
KOKOMO                           FIXED            No                       360                       360                     360
HUTCHINSON                       FIXED            No                       360                       360                     360
ZIMMERMAN                        FIXED            Yes                      360                       480                     480
CAMBRIA                          FIXED            No                       360                       360                     360
MAPLE GROVE                      FIXED            Yes                      180                       360                     360
STREAMWOOD                        ARMS            No                       360                       360                     360
CHICAGO                          FIXED            No                       360                       360                     360
MATTESON                         FIXED            Yes                      360                       480                     480
MINNEAPOLIS                      FIXED            Yes                      180                       360                     360
MATTESON                         FIXED            Yes                      180                       360                     360
SPRING LAKE                       ARMS            No                       360                       360                     360
OTTAWA                           FIXED            No                       360                       360                     360
SAINT PAUL                       FIXED            Yes                      180                       360                     360
CHICAGO                          FIXED            No                       360                       360                     360
CRETE                             ARMS            No                       360                       360                     360
POPLAR GROVE                     FIXED            No                       360                       360                     360
BOONVILLE                        FIXED            No                       360                       360                     360
HAZEL CREST                       ARMS            No                       360                       360                     360
DAWSON                           FIXED            No                       360                       360                     360
UNIVERSITY PARK                  FIXED            Yes                      180                       360                     360
JORDAN                           FIXED            Yes                      180                       360                     360
MAYWOOD                          FIXED            No                       360                       360                     360
ROCKFORD                         FIXED            No                       360                       360                     360
LITTLE CANADA                    FIXED            Yes                      180                       360                     360
DAVIS JUNCTION                   FIXED            No                       360                       360                     360
BUFFALO                          FIXED            Yes                      180                       360                     360
BOLINGBROOK                      FIXED            Yes                      180                       360                     360
CHICAGO                          FIXED            No                       360                       360                     360
TAYLOR                            ARMS            No                       360                       360                     360
ATWATER                           ARMS            No                       360                       360                     360
SOUTH PARIS                      FIXED            No                       360                       360                     360
NEW RICHMOND                     FIXED            Yes                      360                       480                     480
CHICAGO                           ARMS            No                       360                       360                     360
NEW RICHMOND                     FIXED            Yes                      180                       360                     360
AUBURN HILLS                     FIXED            Yes                      360                       480                     480
SAUK VILLAGE                      ARMS            No                       360                       360                     360
BEAVER DAM                       FIXED            No                       360                       360                     360
LA SALLE                         FIXED            No                       360                       360                     360
DAVISON                          FIXED            No                       360                       360                     360
OXFORD                            ARMS            No                       360                       360                     360
MINNETONKA                       FIXED            No                       360                       360                     360
NEWBURGH                         FIXED            No                       360                       360                     360
CHICAGO                          FIXED            No                       360                       360                     360
JOLIET                           FIXED            No                       360                       360                     360
CONCORDIA                         ARMS            No                       360                       360                     360
SPRINGFIELD                      FIXED            No                       360                       360                     360
MARQUETTE HEIGH                  FIXED            No                       360                       360                     360
FRANKFORT                         ARMS            No                       360                       360                     360
NASHVILLE                        FIXED            No                       360                       360                     360
MOUNT PROSPECT                   FIXED            Yes                      360                       480                     480
GRAND PRAIRIE                    FIXED            No                       360                       360                     360
SHERMAN                          FIXED            No                       240                       240                     240
ELDORA                           FIXED            No                       240                       240                     240
MIDLOTHIAN                       FIXED            No                       360                       360                     360
LIBERAL                          FIXED            No                       180                       180                     180
HOUSTON                          FIXED            No                       360                       360                     360
CEDAR RAPIDS                     FIXED            No                       360                       360                     360
ABILENE                          FIXED            No                       360                       360                     360
KANSAS CITY                       ARMS            No                       360                       360                     360
TACOMA                           FIXED            No                       360                       360                     360
OSCEOLA                          FIXED            No                       360                       360                     360
GENESEO                          FIXED            No                       360                       360                     360
SEAGOVILLE                       FIXED            No                       360                       360                     360
SEATTLE                          FIXED            No                       360                       360                     360
OLYMPIA                          FIXED            Yes                      180                       360                     360
NEW ORLEANS                      FIXED            No                       360                       360                     360
TACOMA                            ARMS            No                       360                       360                     360
ARLINGTON                        FIXED            No                       360                       360                     360
DALLAS                           FIXED            No                       360                       360                     360
MONROE                           FIXED            No                       360                       360                     360
CEDAR FALLS                      FIXED            No                       360                       360                     360
SHERMAN                          FIXED            No                       360                       360                     360
COMBINE                          FIXED            No                       360                       360                     360
HOUSTON                          FIXED            No                       360                       360                     360
MERIAM                           FIXED            No                       360                       360                     360
BLUE RIDGE                       FIXED            No                       360                       360                     360
KANSAS CITY                       ARMS            No                       360                       360                     360
SPRINGFIELD                      FIXED            No                       360                       360                     360
HAMILTON                         FIXED            No                       360                       360                     360
CONROE                           FIXED            No                       360                       360                     360
KENNEWICK                         ARMS            No                       360                       360                     360
KNOXVILLE                        FIXED            No                       360                       360                     360
HUMBLE                           FIXED            No                       360                       360                     360
WELLINGTON                       FIXED            No                       360                       360                     360
BUTLER                           FIXED            No                       360                       360                     360
SPRINGFIELD                       ARMS            No                       360                       360                     360
PANAMA CITY BEA                   ARMS            No                       360                       360                     360
SARITA                           FIXED            No                       360                       360                     360
POTTSBORO                        FIXED            Yes                      360                       480                     480
MASON CITY                       FIXED            No                       360                       360                     360
NICKERSON                        FIXED            No                       360                       360                     360
GRANDVIEW                        FIXED            No                       360                       360                     360
MIRAMAR                           ARMS            No                       360                       360                     360
CLEARWATER                        ARMS            No                       360                       360                     360
LEAVENWORTH                      FIXED            No                       360                       360                     360
INDEPENDENCE                     FIXED            No                       360                       360                     360
BLOOMINGTON                      FIXED            No                       360                       360                     360
INDEPENDENCE                     FIXED            No                       360                       360                     360
WATERLOO                         FIXED            No                       360                       360                     360
SANTA ROSA BEAC                   ARMS            No                       360                       360                     360
LARGO                             ARMS            No                       360                       360                     360
SEARCY                            ARMS            No                       360                       360                     360
BEAVERTON                        FIXED            No                       360                       360                     360
GRINNELL                         FIXED            No                       360                       360                     360
SEAGOVILLE                       FIXED            No                       360                       360                     360
BOONVILLE                        FIXED            No                       360                       360                     360
SPRINGDALE                        ARMS            No                       360                       360                     360
MIDDLETON                        FIXED            No                       180                       180                     180
SAN ANTONIO                      FIXED            No                       360                       360                     360
EDMOND                            ARMS            No                       360                       360                     360
DALLAS                           FIXED            No                       360                       360                     360
PEARCY                           FIXED            No                       360                       360                     360
FORT WORTH                       FIXED            Yes                      360                       480                     480
CEDAR HILL                       FIXED            No                       360                       360                     360
HOUSTON                          FIXED            No                       360                       360                     360
MEMPHIS                          FIXED            No                       360                       360                     360
TYLER                            FIXED            No                       360                       360                     360
BENTON                           FIXED            No                       360                       360                     360
NORTH LITTLE RO                  FIXED            No                       360                       360                     360
WYLIE                            FIXED            No                       360                       360                     360
HOUSTON                          FIXED            No                       360                       360                     360
LITTLETON                        FIXED            No                       360                       360                     360
DENTON                           FIXED            No                       360                       360                     360
ATHENS                           FIXED            No                       360                       360                     360
GRAND PRAIRIE                    FIXED            No                       360                       360                     360
ARLINGTON                        FIXED            No                       360                       360                     360
GRAND PRAIRIE                    FIXED            No                       360                       360                     360
CHILDRESS                        FIXED            No                       360                       360                     360
CARROLLTON                       FIXED            No                       360                       360                     360
ARLINGTON                        FIXED            No                       360                       360                     360
PROVIDENCE VILL                  FIXED            No                       360                       360                     360
PROVIDENCE VILL                  FIXED            Yes                      180                       360                     360
SEVIERVILLE                      FIXED            No                       360                       360                     360
FRESNO                           FIXED            No                       360                       360                     360
DESOTO                           FIXED            No                       360                       360                     360
SOUTH HAVEN                       ARMS            No                       360                       360                     360
BURRTON                           ARMS            No                       360                       360                     360
SAN JACINTO                      FIXED            No                       360                       360                     360
PERU                              ARMS            No                       360                       360                     360
ATLANTA                           ARMS            No                       360                       360                     360
GAINESVILLE                      FIXED            Yes                      360                       480                     480
ALBUQUERQUE                       ARMS            No                       360                       360                     360
CITY NAME                        FIXED            No                       360                       360                     360
SOLDIER                          FIXED            No                       360                       360                     360
DODGE CITY                        ARMS            No                       360                       360                     360
BRANSON                           ARMS            No                       360                       360                     360
ALLEN                             ARMS            No                       360                       360                     360
ALTO PASS                         ARMS            No                       360                       360                     360
ARLINGTON                        FIXED            No                       360                       360                     360
FORT WORTH                        ARMS            No                       360                       360                     360
SIKESTON                         FIXED            No                       360                       360                     360
CONVERSE                          ARMS            No                       360                       360                     360
THE DALLES                       FIXED            No                       360                       360                     360
HUMBLE                           FIXED            No                       180                       180                     180
KELSO                            FIXED            No                       360                       360                     360
BATESVILLE                       FIXED            No                       360                       360                     360
GUN BARREL CITY                  FIXED            No                       360                       360                     360
ERIE                             FIXED            No                       360                       360                     360
WATERLOO                         FIXED            No                       360                       360                     360
VILLAGE MILLS                    FIXED            No                       360                       360                     360
IOWA CITY                        FIXED            No                       360                       360                     360
SHREWSBURY                       FIXED            No                       360                       360                     360
GILMER                           FIXED            No                       360                       360                     360
LITTLE ROCK                      FIXED            No                       360                       360                     360
COLLEGE STATION                  FIXED            No                       360                       360                     360
TRENTON                          FIXED            No                       360                       360                     360
DIBOLL                           FIXED            No                       360                       360                     360
OMAHA                            FIXED            No                       360                       360                     360
PERRYVILLE                       FIXED            No                       360                       360                     360
COVINGTON                        FIXED            No                       360                       360                     360
CARSON                           FIXED            No                       360                       360                     360
GRANDVIEW                         ARMS            No                       360                       360                     360
LEBANON                          FIXED            Yes                      360                       480                     480
DALLAS                           FIXED            No                       360                       360                     360
OLYMPIA                          FIXED            No                       360                       360                     360
ALFORD                           FIXED            No                       360                       360                     360
BARTLESVILLE                      ARMS            No                       360                       360                     360
OSAWATOMIE                       FIXED            Yes                      180                       360                     360
FRANKFORT                         ARMS            No                       360                       360                     360
PROSSER                          FIXED            Yes                      180                       360                     360
MINGO                            FIXED            No                       360                       360                     360
THE WOODLANDS                    FIXED            No                       180                       180                     180
WICHITA                           ARMS            No                       360                       360                     360
WINFIELD                          ARMS            No                       360                       360                     360
MEMPHIS                           ARMS            No                       360                       360                     360
KANSAS CITY                      FIXED            No                       360                       360                     360
FORT WORTH                       FIXED            No                       360                       360                     360
N. RICHLAND HIL                  FIXED            No                       360                       360                     360
FORT LAUDERDALE                  FIXED            No                       360                       360                     360
HOUSTON                          FIXED            No                       360                       360                     360
GAINESVILLE                      FIXED            No                       360                       360                     360
FORT LAUDERDALE                  FIXED            Yes                      180                       360                     360
FRANKFORT                         ARMS            No                       360                       360                     360
OSAWATOMIE                       FIXED            Yes                      180                       360                     360
ROWLETT                          FIXED            No                       360                       360                     360
LACY LAKEVIEW                    FIXED            Yes                      360                       480                     480
KANSAS CITY                      FIXED            No                       360                       360                     360
SAN ANTONIO                      FIXED            No                       360                       360                     360
SALEM                            FIXED            No                       360                       360                     360
WASHINGTON                       FIXED            No                       360                       360                     360
FT LAUDERDALE                    FIXED            No                       360                       360                     360
WICHITA                           ARMS            No                       360                       360                     360
GLENN HEIGHTS                    FIXED            Yes                      180                       360                     360
CADDO MILLS                      FIXED            Yes                      180                       360                     360
OKLAHOMA CITY                    FIXED            No                       360                       360                     360
OKLAHOMA CITY                    FIXED            Yes                      180                       360                     360
ALVARADO                         FIXED            No                       360                       360                     360
ROSENBERG                        FIXED            No                       360                       360                     360
CORDOVA                           ARMS            No                       360                       360                     360
BOSSIER CITY                     FIXED            No                       360                       360                     360
FATE                              ARMS            No                       360                       360                     360
MEMPHIS                          FIXED            No                       360                       360                     360
DALLAS                           FIXED            No                       360                       360                     360
LAMAR                             ARMS            No                       360                       360                     360
EULESS                            ARMS            No                       360                       360                     360
FORT WORTH                       FIXED            No                       360                       360                     360
CECILIA                           ARMS            No                       360                       360                     360
CROWLEY                           ARMS            No                       360                       360                     360
LAS VEGAS                         ARMS            No                       360                       360                     360
CROWLEY                          FIXED            Yes                      180                       360                     360
BATON ROUGE                      FIXED            No                       360                       360                     360
EL PASO                           ARMS            No                       360                       360                     360
KATY                             FIXED            No                       360                       360                     360
LAKE WORTH                       FIXED            No                       360                       360                     360
GARLAND                           ARMS            No                       360                       360                     360
ANTIOCH                           ARMS            No                       360                       360                     360
ANTIOCH                          FIXED            Yes                      180                       360                     360
GARLAND                          FIXED            No                       180                       180                     180
ALLEN                            FIXED            No                       360                       360                     360
ALLEN                            FIXED            Yes                      180                       360                     360
HARRAH                           FIXED            No                       360                       360                     360
EL PASO COUNTY                    ARMS            No                       360                       360                     360
TULSA                             ARMS            No                       360                       360                     360
DALLAS                            ARMS            No                       360                       360                     360
FATE                             FIXED            Yes                      180                       360                     360
DALLAS                            ARMS            No                       360                       360                     360
LEWISVILLE                        ARMS            No                       360                       360                     360
FORT WORTH                       FIXED            No                       180                       180                     180
SAN ANTONIO                       ARMS            No                       360                       360                     360
EL PASO                          FIXED            No                       360                       360                     360
MCKINNEY                         FIXED            No                       360                       360                     360
DENVER                            ARMS            No                       360                       360                     360
TUPELO                           FIXED            No                       360                       360                     360
AZLE                             FIXED            No                       360                       360                     360
ROCKWALL                         FIXED            Yes                      360                       480                     480
KATY                             FIXED            Yes                      360                       480                     480
FORT WORTH                        ARMS            No                       360                       360                     360
RICHMOND                         FIXED            No                       360                       360                     360
MEMPHIS                          FIXED            No                       360                       360                     360
DERBY                             ARMS            No                       360                       360                     360
CABOT                            FIXED            No                       360                       360                     360
HOUMA                            FIXED            No                       360                       360                     360
SINTON                           FIXED            No                       360                       360                     360
EL PASO                          FIXED            No                       360                       360                     360
FORT WORTH                        ARMS            No                       360                       360                     360
MEMPHIS                          FIXED            Yes                      360                       480                     480
WOODLAWN                          ARMS            No                       360                       360                     360
WOODLAWN                         FIXED            Yes                      180                       360                     360
BROKEN ARROW                     FIXED            Yes                      180                       360                     360
WICHITA FALLS                    FIXED            Yes                      180                       360                     360
HUTTO                            FIXED            Yes                      180                       360                     360
BOLIVAR                          FIXED            No                       360                       360                     360
BOLIVAR                          FIXED            Yes                      180                       360                     360
GARLAND                          FIXED            No                       360                       360                     360
RICHARDSON                       FIXED            No                       360                       360                     360
MESQUITE                         FIXED            Yes                      180                       360                     360
MESQUITE                         FIXED            Yes                      180                       360                     360
MESQUITE                         FIXED            No                       360                       360                     360
FORT WORTH                       FIXED            Yes                      180                       360                     360
DELIGHT                          FIXED            No                       360                       360                     360
MEMPHIS                          FIXED            Yes                      180                       360                     360
WELCH                             ARMS            No                       360                       360                     360
PARIS                            FIXED            Yes                      360                       480                     480
FATE                             FIXED            Yes                      180                       360                     360
SOUTHAVEN                        FIXED            No                       360                       360                     360
FLINT                             ARMS            No                       360                       360                     360
WHITEHOUSE                       FIXED            Yes                      180                       360                     360
GARLAND                          FIXED            Yes                      360                       480                     480
FATE                             FIXED            No                       360                       360                     360
ALVIN                            FIXED            Yes                      180                       360                     360
LAREDO                           FIXED            Yes                      180                       360                     360
INOLA                            FIXED            Yes                      360                       480                     480
AZLE                             FIXED            No                       360                       360                     360
MERCEDES                         FIXED            No                       360                       360                     360
ARLINGTON                        FIXED            No                       360                       360                     360
DUMAS                            FIXED            No                       360                       360                     360
WINNSBORO                         ARMS            No                       360                       360                     360
ARLINGTON                        FIXED            No                       360                       360                     360
SANGER                            ARMS            No                       360                       360                     360
SAND SPRINGS                     FIXED            No                       360                       360                     360
ODESSA                           FIXED            Yes                      360                       480                     480
WYLIE                            FIXED            No                       360                       360                     360
WEATHERFORD                      FIXED            No                       360                       360                     360
WATAUGA                          FIXED            No                       360                       360                     360
LITTLE ROCK                      FIXED            No                       360                       360                     360
LEXINGTON                         ARMS            No                       360                       360                     360
MESQUITE                         FIXED            Yes                      180                       360                     360
GRAPEVINE                        FIXED            No                       360                       360                     360
EL PASO                           ARMS            No                       360                       360                     360
WOLFFORTH                        FIXED            Yes                      360                       480                     480
MOUNDS                           FIXED            No                       360                       360                     360
FORT WORTH                        ARMS            No                       360                       360                     360
ALLEN                            FIXED            Yes                      180                       360                     360
DALLAS                            ARMS            No                       360                       360                     360
JACKSON                          FIXED            No                       360                       360                     360
BURNET                            ARMS            No                       360                       360                     360
FRISCO                            ARMS            No                       360                       360                     360
OLIVE BRANCH                     FIXED            No                       360                       360                     360
HOUSTON                          FIXED            Yes                      180                       360                     360
CEDAR HILL                        ARMS            No                       360                       360                     360
SEAGOVILLE                       FIXED            Yes                      180                       360                     360
BOLIVAR                          FIXED            Yes                      360                       480                     480
TULSA                            FIXED            No                       360                       360                     360
HORIZON CITY                     FIXED            No                       360                       360                     360
KATY                             FIXED            Yes                      180                       360                     360
SUNSET                           FIXED            Yes                      180                       360                     360
CLEBURNE                         FIXED            No                       360                       360                     360
JACKSON                          FIXED            No                       360                       360                     360
SHERMAN                          FIXED            No                       360                       360                     360
CHATTANOOGA                      FIXED            No                       360                       360                     360
FRISCO                           FIXED            No                       360                       360                     360
FORNEY                            ARMS            No                       360                       360                     360
EL PASO                          FIXED            No                       360                       360                     360
FORT WORTH                       FIXED            Yes                      180                       360                     360
EL PASO                          FIXED            No                       360                       360                     360
MESQUITE                         FIXED            No                       360                       360                     360
BEAUMONT                         FIXED            Yes                      180                       360                     360
MEMPHIS                          FIXED            Yes                      180                       360                     360
FORT WORTH                       FIXED            Yes                      180                       360                     360
TULSA                            FIXED            Yes                      180                       360                     360
CADDO MILLS                      FIXED            Yes                      180                       360                     360
BURLESON                         FIXED            No                       360                       360                     360
GRAND PRAIRIE                    FIXED            No                       360                       360                     360
TULSA                            FIXED            No                       360                       360                     360
ROWLETT                          FIXED            Yes                      180                       360                     360
HICKORY VALLEY                   FIXED            No                       360                       360                     360
GRANBURY                         FIXED            No                       360                       360                     360
DALLAS                           FIXED            No                       360                       360                     360
PLANO                            FIXED            No                       360                       360                     360
PLANO                            FIXED            Yes                      180                       360                     360
GRAND PRAIRIE                    FIXED            Yes                      180                       360                     360
COVINGTON                         ARMS            No                       360                       360                     360
FORT WORTH                       FIXED            No                       360                       360                     360
EL PASO                           ARMS            No                       360                       360                     360
LAGO VISTA                       FIXED            Yes                      180                       360                     360
BROWNSVILLE                      FIXED            No                       360                       360                     360
LUBBOCK                          FIXED            No                       360                       360                     360
LUBBOCK                          FIXED            Yes                      180                       360                     360
ANNA                             FIXED            Yes                      180                       360                     360
BOLIVAR                          FIXED            No                       360                       360                     360
HUMBOLDT                          ARMS            No                       360                       360                     360
ALEDO                            FIXED            No                       360                       360                     360
ARLINGTON                        FIXED            Yes                      180                       360                     360
COLLIERVILLE                     FIXED            No                       360                       360                     360
BOLIVAR                          FIXED            No                       360                       360                     360
HEARTLAND                        FIXED            No                       360                       360                     360
MIDDLETON                        FIXED            No                       360                       360                     360
FORT WORTH                       FIXED            No                       360                       360                     360
RENOVA                            ARMS            No                       360                       360                     360
MESQUITE                         FIXED            No                       360                       360                     360
MESQUITE                         FIXED            Yes                      180                       360                     360
MULVANE                          FIXED            No                       360                       360                     360
WHITWELL                         FIXED            No                       360                       360                     360
HUTCHINSON                       FIXED            No                       360                       360                     360
LEWISVILLE                       FIXED            Yes                      180                       360                     360
CARROLLTON                       FIXED            No                       360                       360                     360
LOUISVILLE                        ARMS            No                       360                       360                     360
TULSA                            FIXED            Yes                      180                       360                     360
HORIZON CITY                     FIXED            No                       360                       360                     360
HORIZON CITY                     FIXED            No                       360                       360                     360
AUSTIN                           FIXED            No                       360                       360                     360
LONGVIEW                         FIXED            No                       360                       360                     360
HOUSTON                          FIXED            Yes                      180                       360                     360
CANYON LAKE                      FIXED            No                       360                       360                     360
ABILENE                          FIXED            No                       360                       360                     360
ANAHUAC                          FIXED            No                       360                       360                     360
MIDLAND                          FIXED            No                       360                       360                     360
HOUSTON                          FIXED            No                       360                       360                     360
PASADENA                         FIXED            Yes                      180                       360                     360
PASADENA                         FIXED            Yes                      180                       360                     360
HOCKLEY                          FIXED            Yes                      180                       360                     360
BEAUMONT                         FIXED            No                       360                       360                     360
COLUMBIA                         FIXED            No                       360                       360                     360
AUSTIN                            ARMS            No                       360                       360                     360
HOUSTON                           ARMS            No                       360                       360                     360
BEAUMONT                         FIXED            No                       360                       360                     360
HOUSTON                           ARMS            No                       360                       360                     360
PASADENA                         FIXED            No                       360                       360                     360
SAN ANTONIO                      FIXED            No                       360                       360                     360
HOUSTON                          FIXED            Yes                      180                       360                     360
HOUSTON                          FIXED            No                       360                       360                     360
DUBLIN                            ARMS            No                       360                       360                     360
HUMBLE                           FIXED            No                       360                       360                     360
GALENA PARK                      FIXED            No                       360                       360                     360
HOUSTON                          FIXED            Yes                      180                       360                     360
CYPRESS                           ARMS            No                       360                       360                     360
HUMBLE                           FIXED            Yes                      180                       360                     360
SAN ANTONIO                      FIXED            No                       360                       360                     360
MCALLEN                          FIXED            No                       360                       360                     360
PHARR                            FIXED            No                       360                       360                     360
PHARR                            FIXED            Yes                      180                       360                     360
AUSTIN                           FIXED            No                       360                       360                     360
AUSTIN                           FIXED            Yes                      180                       360                     360
KATY                             FIXED            No                       180                       180                     180
LEAGUE CITY                      FIXED            Yes                      180                       360                     360
WACO                             FIXED            No                       360                       360                     360
MONTGOMERY                       FIXED            No                       360                       360                     360
CROCKETT                         FIXED            No                       360                       360                     360
CROCKETT                         FIXED            Yes                      180                       360                     360
SAN JUAN                          ARMS            No                       360                       360                     360
HOUSTON                          FIXED            No                       360                       360                     360
HOUSTON                          FIXED            Yes                      180                       360                     360
MONTGOMERY                       FIXED            No                       360                       360                     360
RICHMOND                         FIXED            No                       360                       360                     360
MISSOURI CITY                    FIXED            No                       360                       360                     360
SUGAR LAND                       FIXED            No                       360                       360                     360
KILLEEN                          FIXED            No                       360                       360                     360
MCALLEN                           ARMS            No                       360                       360                     360
HOUSTON                          FIXED            No                       360                       360                     360
HITCHCOCK                        FIXED            No                       360                       360                     360
HITCHCOCK                        FIXED            Yes                      180                       360                     360
SAN ANTONIO                       ARMS            No                       360                       360                     360
HUFFMAN                          FIXED            No                       360                       360                     360
WHITESBORO                       FIXED            No                       360                       360                     360
ROUND ROCK                       FIXED            No                       360                       360                     360
LINDALE                           ARMS            No                       360                       360                     360
HOUSTON                          FIXED            No                       360                       360                     360
HOUSTON                          FIXED            Yes                      180                       360                     360
HOUSTON                          FIXED            No                       180                       180                     180
CLEVELAND                        FIXED            No                       360                       360                     360
CLEVELAND                        FIXED            Yes                      180                       360                     360
ROUND ROCK                        ARMS            No                       360                       360                     360
HOUSTON                          FIXED            No                       360                       360                     360
AUSTIN                           FIXED            Yes                      360                       480                     480
EL PASO                          FIXED            No                       360                       360                     360
PORTER                           FIXED            No                       360                       360                     360
WAXAHACHIE                       FIXED            No                       360                       360                     360
CYPRESS                           ARMS            No                       360                       360                     360
HOUSTON                           ARMS            No                       360                       360                     360
HOUSTON                          FIXED            Yes                      180                       360                     360
SILSBEE                          FIXED            No                       360                       360                     360
ROSENBERG                         ARMS            No                       360                       360                     360
LONGVIEW                         FIXED            Yes                      360                       480                     480
CANYON LAKE                      FIXED            No                       360                       360                     360
CEDAR PARK                       FIXED            Yes                      360                       480                     480
HOUSTON                          FIXED            No                       360                       360                     360
HUMBLE                           FIXED            No                       360                       360                     360
ORANGE                           FIXED            No                       360                       360                     360
DALLAS                           FIXED            No                       360                       360                     360
DALLAS                           FIXED            Yes                      180                       360                     360
LAREDO                           FIXED            No                       360                       360                     360
SEALY                            FIXED            No                       360                       360                     360
BAYTOWN                           ARMS            No                       360                       360                     360
KATY                             FIXED            No                       360                       360                     360
MISSOURI CITY                    FIXED            No                       360                       360                     360
LA PORTE                         FIXED            No                       360                       360                     360
HUMBLE                           FIXED            No                       360                       360                     360
LEANDER                          FIXED            No                       360                       360                     360
CYPRESS                          FIXED            Yes                      360                       480                     480
HOUSTON                          FIXED            No                       360                       360                     360
DAYTON                           FIXED            No                       360                       360                     360
THE WOODLANDS                    FIXED            No                       360                       360                     360
BROWNSVILLE                      FIXED            No                       360                       360                     360
KYLE                             FIXED            No                       360                       360                     360
CORSICANA                        FIXED            Yes                      180                       360                     360
HUTTO                            FIXED            No                       360                       360                     360
PEARLAND                         FIXED            No                       360                       360                     360
HOUSTON                          FIXED            Yes                      360                       480                     480
HUMBLE                            ARMS            No                       360                       360                     360
DICKINSON                        FIXED            No                       360                       360                     360
PEARLAND                         FIXED            No                       360                       360                     360
PEARLAND                         FIXED            Yes                      180                       360                     360
BAYTOWN                           ARMS            No                       360                       360                     360
SAGINAW                          FIXED            Yes                      180                       360                     360
MESQUITE                         FIXED            Yes                      180                       360                     360
BOLIVAR                          FIXED            Yes                      180                       360                     360
OTTUMWA                          FIXED            No                       360                       360                     360
MARSHALLTOWN                     FIXED            Yes                      180                       360                     360
WYLIE                            FIXED            Yes                      180                       360                     360
HAYS                             FIXED            Yes                      180                       360                     360
GRINNELL                         FIXED            Yes                      180                       360                     360
ALLEN                            FIXED            Yes                      180                       360                     360
IOWA CITY                        FIXED            Yes                      180                       360                     360
FREEMONT                         FIXED            Yes                      180                       360                     360
NORFOLK                          FIXED            Yes                      180                       360                     360
HOUSTON                          FIXED            Yes                      180                       360                     360
LUFKIN                           FIXED            Yes                      180                       360                     360
LEAGUE CITY                      FIXED            Yes                      180                       360                     360
TYLER                            FIXED            No                       360                       360                     360
KANSAS CITY                      FIXED            Yes                      180                       360                     360
SOUTH HOUSTON                     ARMS            No                       360                       360                     360
LAREDO                           FIXED            No                       360                       360                     360
HOUSTON                           ARMS            No                       360                       360                     360
SUGAR LAND                       FIXED            Yes                      180                       360                     360
HOUSTON                          FIXED            No                       360                       360                     360
HOUSTON                          FIXED            No                       360                       360                     360
CROSBY                           FIXED            Yes                      180                       360                     360
HOUSTON                          FIXED            No                       360                       360                     360
HIGHLANDS                        FIXED            No                       240                       240                     240
HOUSTON                          FIXED            Yes                      180                       360                     360
VIDOR                             ARMS            No                       360                       360                     360
HOUSTON                          FIXED            No                       360                       360                     360
LAKE CHARLES                     FIXED            No                       360                       360                     360
LUMBERTON                        FIXED            Yes                      180                       360                     360
SAN JUAN                         FIXED            Yes                      180                       360                     360
WACO                             FIXED            No                       360                       360                     360
KARNACK                          FIXED            Yes                      180                       360                     360
HORIZON                          FIXED            No                       360                       360                     360
HOUSTON                          FIXED            No                       360                       360                     360
CEDAR PARK                       FIXED            Yes                      180                       360                     360
HOUSTON                          FIXED            No                       360                       360                     360
BAYTOWN                          FIXED            No                       360                       360                     360
CHANNELVIEW                       ARMS            No                       360                       360                     360
SAN ANTONIO                      FIXED            Yes                      180                       360                     360
MANOR                            FIXED            Yes                      180                       360                     360
FORT WORTH                       FIXED            Yes                      180                       360                     360
LEAGUE CITY                      FIXED            No                       360                       360                     360
SILSBEE                          FIXED            Yes                      180                       360                     360
SAN JUAN                         FIXED            Yes                      180                       360                     360
WILLIS                           FIXED            Yes                      180                       360                     360
HEMPSTEAD                        FIXED            Yes                      180                       360                     360
SAN ANTONIO                      FIXED            No                       360                       360                     360
HUMBLE                           FIXED            No                       360                       360                     360
HOUSTON                          FIXED            Yes                      180                       360                     360
HUMBLE                           FIXED            Yes                      180                       360                     360
RIO GRANDE CITY                  FIXED            Yes                      180                       360                     360
LYTLE                            FIXED            No                       360                       360                     360
HOUSTON                          FIXED            No                       360                       360                     360
TOMBALL                          FIXED            Yes                      180                       360                     360
RICHMOND                         FIXED            No                       360                       360                     360
AUSTIN                           FIXED            Yes                      180                       360                     360
BROWNSVILLE                      FIXED            No                       360                       360                     360
HOUSTON                          FIXED            No                       360                       360                     360
CROSBY                           FIXED            Yes                      180                       360                     360
HOUSTON                          FIXED            No                       360                       360                     360
VICTORIA                         FIXED            Yes                      180                       360                     360
SAN ANTONIO                      FIXED            No                       360                       360                     360
SAN ANTONIO                      FIXED            No                       180                       180                     180
ROSENBERG                        FIXED            No                       360                       360                     360
BROWNSVILLE                      FIXED            No                       360                       360                     360
HOUSTON                          FIXED            Yes                      180                       360                     360
SAN JUAN                         FIXED            No                       360                       360                     360
NEW CANEY                        FIXED            Yes                      180                       360                     360
HOUSTON                          FIXED            Yes                      180                       360                     360
HOUSTON                          FIXED            No                       360                       360                     360
BAYTOWN                          FIXED            No                       360                       360                     360
BROWNSVILLE                      FIXED            No                       360                       360                     360
LA PORTE                         FIXED            Yes                      360                       480                     480
LEWISVILLE                       FIXED            Yes                      360                       480                     480
HORIZON                          FIXED            No                       360                       360                     360
HOUSTON                          FIXED            No                       360                       360                     360
HOUSTON                          FIXED            No                       360                       360                     360
VICTORIA                         FIXED            Yes                      180                       360                     360
HOUSTON                          FIXED            No                       360                       360                     360
HOUSTON                          FIXED            Yes                      180                       360                     360
MAGNOLIA                         FIXED            No                       360                       360                     360
AUSTIN                           FIXED            No                       360                       360                     360
HOUSTON                          FIXED            Yes                      180                       360                     360
AUSTIN                           FIXED            No                       360                       360                     360
AUSTIN                           FIXED            Yes                      180                       360                     360
SPRING                           FIXED            No                       360                       360                     360
HOUSTON                          FIXED            No                       360                       360                     360
SPRING                           FIXED            No                       360                       360                     360
HOUSTON                           ARMS            No                       360                       360                     360
CYPRESS                          FIXED            No                       360                       360                     360
HOUSTON                          FIXED            Yes                      360                       480                     480
HOUSTON                          FIXED            Yes                      180                       360                     360
SPRING                           FIXED            Yes                      180                       360                     360
HUMBLE                           FIXED            No                       360                       360                     360
HUMBLE                           FIXED            Yes                      180                       360                     360
EDINBURG                         FIXED            No                       360                       360                     360
HOUSTON                          FIXED            No                       360                       360                     360
BAYTOWN                          FIXED            No                       360                       360                     360
HOUSTON                          FIXED            Yes                      180                       360                     360
DONNA                            FIXED            No                       360                       360                     360
EDINBURG                         FIXED            No                       360                       360                     360
HOUSTON                          FIXED            No                       360                       360                     360
FRESNO                           FIXED            No                       360                       360                     360
SAN ANTONIO                      FIXED            No                       360                       360                     360
SAN ANTONIO                      FIXED            No                       360                       360                     360
HOPKINS                          FIXED            No                       360                       360                     360
BAYTOWN                          FIXED            No                       360                       360                     360
KATY                             FIXED            No                       360                       360                     360
PENITAS                          FIXED            Yes                      360                       480                     480
SEA BROOK                        FIXED            Yes                      360                       480                     480
PENITAS                          FIXED            Yes                      180                       360                     360
SAN ANTONIO                      FIXED            Yes                      180                       360                     360
PFLUGERVILLE                     FIXED            No                       360                       360                     360
PENITAS                          FIXED            No                       360                       360                     360
EDINBURG                         FIXED            Yes                      180                       360                     360
KINGWOOD                         FIXED            No                       360                       360                     360
SPRING                           FIXED            No                       360                       360                     360
HOUSTON                          FIXED            Yes                      180                       360                     360
VIDOR                            FIXED            No                       360                       360                     360
WINNIE                           FIXED            No                       360                       360                     360
GRANADA HILLS                     ARMS            No                       360                       360                     360
LAKE ELSINORE                    FIXED            Yes                      180                       360                     360
GRANADA HILLS                    FIXED            No                       360                       360                     360
HESPERIA                         FIXED            Yes                      180                       360                     360
RESEDA AREA                      FIXED            Yes                      180                       360                     360
SUN VALLEY                       FIXED            Yes                      180                       360                     360
MORENO VALLEY                    FIXED            Yes                      180                       360                     360
SOUTH GATE                       FIXED            Yes                      180                       360                     360
LOS ANGELES                       ARMS            No                       360                       360                     360
RIVERSIDE                        FIXED            Yes                      180                       360                     360
DESERT HOT SPRI                   ARMS            No                       360                       360                     360
DESERT HOT SPRI                  FIXED            Yes                      180                       360                     360
LA PUENTE                         ARMS            No                       360                       360                     360
COSTA MESA                       FIXED            No                       360                       360                     360
COSTA MESA                       FIXED            Yes                      180                       360                     360
LAS VEGAS                        FIXED            Yes                      360                       480                     480
SUGARLOAF                        FIXED            Yes                      180                       360                     360
REDLANDS                         FIXED            Yes                      180                       360                     360
SANTA ANA                        FIXED            Yes                      180                       360                     360
SAN BERNARDINO                    ARMS            No                       360                       360                     360
HIGHLAND                         FIXED            No                       360                       360                     360
LOS ANGELES                      FIXED            No                       360                       360                     360
FONTANA                          FIXED            Yes                      180                       360                     360
SANTA CRUZ                       FIXED            No                       360                       360                     360
BAKERSFIELD                      FIXED            No                       360                       360                     360
FONTANA AREA                     FIXED            No                       360                       360                     360
EL MONTE                         FIXED            Yes                      180                       360                     360
WESTMINSTER                      FIXED            No                       360                       360                     360
FONTANA                          FIXED            No                       360                       360                     360
GARDEN GROVE                     FIXED            Yes                      180                       360                     360
MORENO VALLEY                    FIXED            Yes                      180                       360                     360
LONG BEACH                       FIXED            Yes                      180                       360                     360
RIALTO                           FIXED            Yes                      180                       360                     360
NUEVO                             ARMS            No                       360                       360                     360
BAKERSFIELD                      FIXED            Yes                      360                       480                     480
LOS ANGELES                      FIXED            Yes                      180                       360                     360
PERRIS                           FIXED            No                       360                       360                     360
ONTARIO                          FIXED            No                       360                       360                     360
RIVERSIDE AREA                   FIXED            No                       360                       360                     360
HESPERIA                         FIXED            No                       360                       360                     360
ANAHEIM                          FIXED            Yes                      360                       480                     480
SANTA ANA                         ARMS            No                       360                       360                     360
MONROVIA                          ARMS            No                       360                       360                     360
CORONA                            ARMS            No                       360                       360                     360
LOS ANGELES                      FIXED            No                       360                       360                     360
SANTA ROSA BEAC                   ARMS            No                       360                       360                     360
LOS ANGELES                       ARMS            No                       360                       360                     360
DOWNEY                            ARMS            No                       360                       360                     360
RICHMOND                          ARMS            No                       360                       360                     360
SAN DIEGO                        FIXED            No                       360                       360                     360
SAN DIEGO                        FIXED            No                       360                       360                     360
TEMECULA                          ARMS            No                       360                       360                     360
CATHEDRAL CITY                   FIXED            No                       360                       360                     360
HUNTINGTON BEAC                  FIXED            No                       360                       360                     360
HIDDEN HILLS                     FIXED            No                       360                       360                     360
ESCONDIDO                        FIXED            No                       360                       360                     360
DESERT HOT SPRI                  FIXED            No                       360                       360                     360
HEBER                            FIXED            No                       360                       360                     360
CHULA VISTA                      FIXED            No                       360                       360                     360
BRAWLEY                          FIXED            No                       360                       360                     360
CONWAY                           FIXED            Yes                      180                       360                     360
ROCKFORD                         FIXED            No                       360                       360                     360
LOS ANGELES                      FIXED            Yes                      180                       360                     360
LOS ANGELES                       ARMS            No                       360                       360                     360
LOS ANGELES                      FIXED            Yes                      180                       360                     360
CHICAGO                          FIXED            Yes                      180                       360                     360
NORTHRIDGE AREA                  FIXED            Yes                      180                       360                     360
SANTA ANA                        FIXED            Yes                      180                       360                     360
APPLE VALLEY AR                  FIXED            Yes                      180                       360                     360
LAKEPORT                          ARMS            No                       360                       360                     360
SURPRISE                         FIXED            No                       360                       360                     360
BAKERSFIELD                      FIXED            No                       360                       360                     360
BLOOMINGTON ARE                  FIXED            Yes                      180                       360                     360
ANAHEIM                          FIXED            Yes                      180                       360                     360
SAN DIEGO                        FIXED            Yes                      180                       360                     360
APPLE VALLEY                     FIXED            Yes                      180                       360                     360
OCEANSIDE                         ARMS            No                       360                       360                     360
YUBA CITY                        FIXED            Yes                      180                       360                     360
SUN CITY                         FIXED            Yes                      180                       360                     360
CARLSBAD                         FIXED            Yes                      360                       480                     480
SAN DIEGO                        FIXED            No                       360                       360                     360
SAN YSIDRO                       FIXED            Yes                      180                       360                     360
MURRIETA                         FIXED            Yes                      180                       360                     360
SAN DIEGO                        FIXED            No                       360                       360                     360
EL CAJON                         FIXED            No                       360                       360                     360
EL CAJON                         FIXED            Yes                      180                       360                     360
SAN DIEGO                         ARMS            No                       360                       360                     360
SAN DIEGO                        FIXED            No                       360                       360                     360
SHASTA LAKE                      FIXED            No                       360                       360                     360
PALM DESERT                      FIXED            No                       360                       360                     360
OCEANSIDE                        FIXED            Yes                      180                       360                     360
YUCAIPA                          FIXED            No                       360                       360                     360
ORANGEVALE                       FIXED            Yes                      180                       360                     360
OLIVEHURST                       FIXED            Yes                      360                       480                     480
RANCHO MURIETA                   FIXED            No                       360                       360                     360
SAN DIEGO                        FIXED            Yes                      180                       360                     360
MURRIETA                         FIXED            No                       360                       360                     360
HEBER                            FIXED            Yes                      360                       480                     480
ORANGE                            ARMS            No                       360                       360                     360
SAN DIEGO                        FIXED            No                       360                       360                     360
VIRGINIA CITY H                  FIXED            No                       360                       360                     360
RANCHO MIRAGE                    FIXED            No                       360                       360                     360
SAN JACINTO                      FIXED            No                       360                       360                     360
THOUSAND OAKS                    FIXED            Yes                      360                       480                     480
NORTH HIGHLANDS                  FIXED            Yes                      360                       480                     480
SAN DIEGO                         ARMS            No                       360                       360                     360
HEBER                            FIXED            No                       360                       360                     360
SAN DIEGO                        FIXED            No                       360                       360                     360
SAN LORENZO                      FIXED            Yes                      180                       360                     360
COUPEVILLE                       FIXED            No                       360                       360                     360
LA QUINTA                        FIXED            No                       360                       360                     360
BENICIA                          FIXED            Yes                      180                       360                     360
SACRAMENTO                       FIXED            Yes                      360                       480                     480
SAN DIEGO                         ARMS            No                       360                       360                     360
SOLANA BEACH                     FIXED            No                       360                       360                     360
HEMET                            FIXED            Yes                      360                       480                     480
ALISO VIEJO                       ARMS            No                       360                       360                     360
MENIFEE                           ARMS            No                       360                       360                     360
MENIFEE                          FIXED            Yes                      180                       360                     360
INDIO                            FIXED            No                       360                       360                     360
SALINAS                          FIXED            No                       360                       360                     360
CHULA VISTA                       ARMS            No                       360                       360                     360
BERKELEY                          ARMS            No                       360                       360                     360
3443 MADISON AV                   ARMS            No                       360                       360                     360
SACRAMENTO                       FIXED            Yes                      360                       480                     480
SAN JOSE                          ARMS            No                       360                       360                     360
IMPERIAL BEACH                   FIXED            No                       360                       360                     360
RIVERSIDE                         ARMS            No                       360                       360                     360
SAN JOSE                         FIXED            No                       360                       360                     360
SALIDA                           FIXED            Yes                      360                       480                     480
SAN DIEGO                        FIXED            No                       360                       360                     360
OAKDALE                           ARMS            No                       360                       360                     360
MATHER                           FIXED            No                       360                       360                     360
SACRAMENTO                        ARMS            No                       360                       360                     360
LINCOLN                           ARMS            No                       360                       360                     360
SOLANA BEACH                     FIXED            Yes                      360                       480                     480
STOCKTON                          ARMS            No                       360                       360                     360
SAN DIEGO                         ARMS            No                       360                       360                     360
SAN JOSE                          ARMS            No                       360                       360                     360
CHULA VISTA                       ARMS            No                       360                       360                     360
CHULA VISTA                      FIXED            Yes                      180                       360                     360
SAN JOSE                          ARMS            No                       360                       360                     360
SAN JOSE                         FIXED            Yes                      180                       360                     360
ANTIOCH                           ARMS            No                       360                       360                     360
HEBER                             ARMS            No                       360                       360                     360
LAKESIDE                         FIXED            No                       360                       360                     360
SIMI VALLEY                       ARMS            No                       360                       360                     360
HOFFMAN ESTATES                  FIXED            Yes                      180                       360                     360
DETROIT                          FIXED            Yes                      180                       360                     360
MENAHGA                          FIXED            Yes                      360                       480                     480
DEKALB                           FIXED            No                       360                       360                     360
LOCKPORT                         FIXED            No                       360                       360                     360
OSWEGO                           FIXED            No                       360                       360                     360
HOUSTON                          FIXED            Yes                      180                       360                     360
GALVA                            FIXED            Yes                      180                       360                     360
IOLA                             FIXED            Yes                      180                       360                     360
COLLEGE STATION                  FIXED            Yes                      180                       360                     360
STANTON                           ARMS            No                       360                       360                     360
DIAMOND BAR                      FIXED            No                       360                       360                     360
LAGUNA NIGUEL                     ARMS            No                       360                       360                     360
MORENO VALLEY                     ARMS            No                       360                       360                     360
ANAHEIM                           ARMS            No                       360                       360                     360
ONTARIO                           ARMS            No                       360                       360                     360
PERRIS                            ARMS            No                       360                       360                     360
INGLEWOOD                         ARMS            No                       360                       360                     360
INGLEWOOD                        FIXED            Yes                      180                       360                     360
FONTANA                          FIXED            No                       360                       360                     360
CORONA                           FIXED            No                       360                       360                     360
CORONA                            ARMS            No                       360                       360                     360
CASTAIC                           ARMS            No                       360                       360                     360
RIALTO                           FIXED            No                       360                       360                     360
EL CAJON                         FIXED            No                       360                       360                     360
LA HABRA                         FIXED            No                       360                       360                     360
NORTH HOLLYWOOD                   ARMS            No                       360                       360                     360
PACOIMA                           ARMS            No                       360                       360                     360
PACOIMA                          FIXED            Yes                      180                       360                     360
SAN BERNARDINO                    ARMS            No                       360                       360                     360
CORONA                            ARMS            No                       360                       360                     360
LAKE ELSINORE                     ARMS            No                       360                       360                     360
BALTIMORE                        FIXED            No                       360                       360                     360
AURORA                           FIXED            Yes                      180                       360                     360
AURORA                           FIXED            Yes                      180                       360                     360
DENVER                           FIXED            Yes                      180                       360                     360
MONUMENT                          ARMS            No                       360                       360                     360
AURORA                           FIXED            Yes                      180                       360                     360
FARMINGTON                       FIXED            Yes                      180                       360                     360
STERLING                         FIXED            Yes                      180                       360                     360
DENVER                           FIXED            Yes                      180                       360                     360
COLORADO SPRING                  FIXED            Yes                      180                       360                     360
AURORA                           FIXED            Yes                      360                       480                     480
CENTENNIAL                       FIXED            No                       360                       360                     360
DENVER                           FIXED            Yes                      180                       360                     360
DENVER                           FIXED            Yes                      180                       360                     360
DENVER                           FIXED            No                       360                       360                     360
WESTMINSTER                      FIXED            Yes                      180                       360                     360
CARBONDALE                       FIXED            No                       360                       360                     360
CASTLE ROCK                       ARMS            No                       360                       360                     360
CASTLE ROCK                      FIXED            Yes                      180                       360                     360
DENVER                           FIXED            Yes                      180                       360                     360
GREENWOOD VILLA                  FIXED            Yes                      180                       360                     360
DENVER                           FIXED            No                       360                       360                     360
DENVER                           FIXED            Yes                      180                       360                     360
WESTMINSTER                      FIXED            Yes                      180                       360                     360
THORNTON                         FIXED            No                       360                       360                     360
GREELEY                          FIXED            No                       360                       360                     360
LITTLETON                        FIXED            No                       360                       360                     360
FORT LUPTON                      FIXED            Yes                      180                       360                     360
ENGLEWOOD                         ARMS            No                       360                       360                     360
DENVER                           FIXED            Yes                      360                       480                     480
GREELEY                          FIXED            Yes                      180                       360                     360
ALAMOSA                           ARMS            No                       360                       360                     360
ALAMOSA                          FIXED            Yes                      180                       360                     360
CHEYENNE                         FIXED            Yes                      180                       360                     360
CASTLE ROCK                      FIXED            No                       360                       360                     360
CARBONDALE                       FIXED            Yes                      180                       360                     360
DENVER                           FIXED            Yes                      360                       480                     480
LAS VEGAS                         ARMS            No                       360                       360                     360
GLENROCK                         FIXED            Yes                      360                       480                     480
EVANS                            FIXED            Yes                      360                       480                     480
PLAIN CITY                        ARMS            No                       360                       360                     360
COMMERCE CITY                     ARMS            No                       360                       360                     360
AURORA                            ARMS            No                       360                       360                     360
PROVO                             ARMS            No                       360                       360                     360
BRIGHTON                          ARMS            No                       360                       360                     360
AURORA                           FIXED            Yes                      360                       480                     480
LONGMONT                         FIXED            Yes                      360                       480                     480
LITTLETON                         ARMS            No                       360                       360                     360
COLORADO SPRING                  FIXED            No                       360                       360                     360
COMMERCE CITY                     ARMS            No                       360                       360                     360
COMMERCE CITY                    FIXED            Yes                      180                       360                     360
AURORA                           FIXED            No                       360                       360                     360
DENVER                            ARMS            No                       360                       360                     360
COLORADO SPRING                  FIXED            Yes                      360                       480                     480
THORNTON                          ARMS            No                       360                       360                     360
COLORADO SPRING                  FIXED            Yes                      360                       480                     480
AURORA                            ARMS            No                       360                       360                     360
WESTMINSTER                       ARMS            No                       360                       360                     360
DENVER                            ARMS            No                       360                       360                     360
DENVER                            ARMS            No                       360                       360                     360
NORTH LAS VEGAS                   ARMS            No                       360                       360                     360
DENVER                            ARMS            No                       360                       360                     360
THORNTON                          ARMS            No                       360                       360                     360
SANDY                             ARMS            No                       360                       360                     360
CASPER                           FIXED            No                       360                       360                     360
COMMERCE CITY                    FIXED            Yes                      180                       360                     360
TOOELE                            ARMS            No                       360                       360                     360
AMERICAN FORK                     ARMS            No                       360                       360                     360
HAYDEN                            ARMS            No                       360                       360                     360
WOODLAND PARK                     ARMS            No                       360                       360                     360
COLORADO SPRING                   ARMS            No                       360                       360                     360
BRIGHTON                          ARMS            No                       360                       360                     360
CHEYENNE                         FIXED            No                       360                       360                     360
DENVER                           FIXED            No                       360                       360                     360
LONGMONT                         FIXED            Yes                      360                       480                     480
COLORADO SPRING                  FIXED            Yes                      360                       480                     480
JOHNSTOWN                        FIXED            Yes                      360                       480                     480
CAPE CORAL                        ARMS            No                       360                       360                     360
COMMERCE CITY                     ARMS            No                       360                       360                     360
YORBA LINDA                      FIXED            No                       360                       360                     360
LAKEVILLE                         ARMS            No                       360                       360                     360
WESTMINSTER                       ARMS            No                       360                       360                     360
NORFOLK                           ARMS            No                       360                       360                     360
CHANNAHON                         ARMS            No                       360                       360                     360
RED LION                         FIXED            No                       360                       360                     360
MINNEAPOLIS                      FIXED            Yes                      180                       360                     360
DETROIT                          FIXED            Yes                      180                       360                     360
URBANA                            ARMS            No                       360                       360                     360
ALEDO                            FIXED            Yes                      180                       360                     360
DETROIT                          FIXED            Yes                      360                       480                     480
HAMMOND                          FIXED            Yes                      180                       360                     360
ADRIAN                           FIXED            Yes                      180                       360                     360
OAK FOREST                        ARMS            No                       360                       360                     360
FORT BRANCH                      FIXED            No                       360                       360                     360
HOPKINSVILLE                      ARMS            No                       360                       360                     360
CHICAGO                           ARMS            No                       360                       360                     360
DOLTON                           FIXED            No                       360                       360                     360
HENDERSON                        FIXED            No                       360                       360                     360
RIVERSIDE                         ARMS            No                       360                       360                     360
PACOIMA                           ARMS            No                       360                       360                     360
FONTANA                           ARMS            No                       360                       360                     360
BANNING                           ARMS            No                       360                       360                     360
BANNING                          FIXED            Yes                      180                       360                     360
ADELANTO                          ARMS            No                       360                       360                     360
ANAHEIM                           ARMS            No                       360                       360                     360
CORONA                            ARMS            No                       360                       360                     360
COMPTON                           ARMS            No                       360                       360                     360
HELENDALE AREA                    ARMS            No                       360                       360                     360
HESPERIA                          ARMS            No                       360                       360                     360
ANAHEIM                           ARMS            No                       360                       360                     360
(SAUGUS AREA) L                  FIXED            No                       360                       360                     360
ANAHEIM                           ARMS            No                       360                       360                     360
ELMWOOD                           ARMS            No                       360                       360                     360
PERRIS                            ARMS            No                       360                       360                     360
LOS ANGELES                       ARMS            No                       360                       360                     360
RIALTO                            ARMS            No                       360                       360                     360
ORANGE (CITY)                     ARMS            No                       360                       360                     360
SANTA ANA                         ARMS            No                       360                       360                     360
ORANGE                            ARMS            No                       360                       360                     360
AURORA                            ARMS            No                       360                       360                     360
FONTANA AREA                      ARMS            No                       360                       360                     360
WINNETKA AREA                     ARMS            No                       360                       360                     360
BELLFLOWER                        ARMS            No                       360                       360                     360
POMONA                            ARMS            No                       360                       360                     360
MURRIETA                          ARMS            No                       360                       360                     360
LAKE FOREST                      FIXED            Yes                      360                       480                     480
WEST COVINA                       ARMS            No                       360                       360                     360
FONTANA                           ARMS            No                       360                       360                     360
PARAMOUNT                         ARMS            No                       360                       360                     360
ANTIOCH                          FIXED            No                       360                       360                     360
SANTA ANA                         ARMS            No                       360                       360                     360
WESTMINSTER                       ARMS            No                       360                       360                     360
SUISUN CITY                      FIXED            Yes                      360                       480                     480
FONTANA                          FIXED            No                       360                       360                     360
HEMET                             ARMS            No                       360                       360                     360
LINDEN                           FIXED            No                       360                       360                     360
LOS ANGELES                       ARMS            No                       360                       360                     360
LADERA RANCH AR                   ARMS            No                       360                       360                     360
RIVERSIDE                         ARMS            No                       360                       360                     360
ANAHEIM                           ARMS            No                       360                       360                     360
MORENO VALLEY                     ARMS            No                       360                       360                     360
MORENO VALLEY                     ARMS            No                       360                       360                     360
OAKLAND                          FIXED            Yes                      180                       360                     360
ORANGE                            ARMS            No                       360                       360                     360
HIGHLAND AREA                     ARMS            No                       360                       360                     360
SANTA ANA                         ARMS            No                       360                       360                     360
BAKERSFIELD                       ARMS            No                       360                       360                     360
GRAND TERRACE                     ARMS            No                       360                       360                     360
SANTA ANA                         ARMS            No                       360                       360                     360
RIALTO                            ARMS            No                       360                       360                     360
SAN BERNARDINO                    ARMS            No                       360                       360                     360
GARDEN GROVE                     FIXED            Yes                      360                       480                     480
GARDENA                          FIXED            No                       360                       360                     360
SANTA ANA                        FIXED            No                       360                       360                     360
SANTA ANA                         ARMS            No                       360                       360                     360
LOS ANGELES                      FIXED            No                       360                       360                     360
NORWALK                           ARMS            No                       360                       360                     360
BEAUMONT                          ARMS            No                       360                       360                     360
SOUTH GATE                       FIXED            Yes                      360                       480                     480
SANTA ANA                         ARMS            No                       360                       360                     360
SANTA ANA                         ARMS            No                       360                       360                     360
RIALTO                            ARMS            No                       360                       360                     360
RIVERSIDE                         ARMS            No                       360                       360                     360
PERRIS                           FIXED            No                       360                       360                     360
ANAHEIM                           ARMS            No                       360                       360                     360
SANTA CLARITA                     ARMS            No                       360                       360                     360
SAN FERNANDO                      ARMS            No                       360                       360                     360
ANAHEIM                           ARMS            No                       360                       360                     360
SARATOGA SPRING                   ARMS            No                       360                       360                     360
CHICAGO                           ARMS            No                       360                       360                     360
HOUSTON                          FIXED            Yes                      180                       360                     360
SAN ANTONIO                      FIXED            Yes                      180                       360                     360
HOUSTON                          FIXED            Yes                      180                       360                     360
CROSBY                           FIXED            Yes                      180                       360                     360
HOUSTON                          FIXED            Yes                      180                       360                     360
HUTTO                            FIXED            Yes                      180                       360                     360
HI HAT                            ARMS            No                       360                       360                     360
WYLIE                             ARMS            No                       360                       360                     360
MURFREESBORO                      ARMS            No                       360                       360                     360
BLUE RIDGE                       FIXED            No                       180                       180                     180
LARGO                            FIXED            Yes                      180                       360                     360
KINGMAN                           ARMS            No                       360                       360                     360
WAMEGO                           FIXED            Yes                      180                       360                     360
KANSAS CITY                       ARMS            No                       360                       360                     360
LEES SUMMIT                       ARMS            No                       360                       360                     360
HESPERIA                          ARMS            No                       360                       360                     360
TOWNSEND                          ARMS            No                       360                       360                     360
YUBA CITY                        FIXED            Yes                      180                       360                     360


CITY1                              STATED_REM_TERM            CALC_REM                  ORIGINAL_BALANCE              CURRENT_BALANCE
-------------------------------------------------------------------------------------------------------------------------------------
LONG BEACH                               179                    359                         36,600.00                    36,585.45
BIG BEAR CITY                            178                    358                         94,000.00                    93,934.10
JAMUL                                    359                    359                        920,000.00                   920,000.00
JAMUL                                    179                    359                        230,000.00                   229,892.69
HENDERSON                                358                    358                        522,750.00                   522,750.00
BALDWIN PARK                             359                    359                        312,000.00                   311,790.22
BONIFAY                                  359                    359                        212,000.00                   211,868.22
AVENUE BLOOMING                          358                    358                        540,000.00                   540,000.00
AVENUE BLOOMING                          178                    358                        135,000.00                   134,911.36
STANTON                                  358                    358                        400,000.00                   400,000.00
RIVERSIDE AREA                           358                    358                        357,000.00                   356,509.49
APPLE VALLEY                             359                    479                        285,000.00                   284,936.35
CANYON COUNTRY                           359                    359                        386,250.00                   385,932.77
LAKE ELSINORE                            359                    359                        295,200.00                   295,200.00
LAKE ELSINORE                            179                    359                         73,800.00                    73,774.53
LOMITA                                   359                    359                        180,000.00                   179,872.95
LOS ANGELES                              359                    359                        530,000.00                   530,000.00
RAWLINS                                  358                    478                        125,000.00                   124,957.81
AURORA                                   358                    358                        200,000.00                   199,999.67
CHULA VISTA                              358                    358                        463,000.00                   463,000.00
SOUTH PLAINFIEL                          359                    359                        230,000.00                   229,871.05
OAKLEY                                   358                    358                        408,000.00                   408,000.00
SAN DIEGO                                359                    359                        234,400.00                   234,400.00
SAN DIEGO                                179                    359                         58,600.00                    58,578.17
SAN MARCOS                               359                    359                        456,000.00                   456,000.00
SAN MARCOS                               179                    359                        114,000.00                   113,950.63
TEMECULA                                 359                    359                        696,000.00                   696,000.00
TEMECULA                                 179                    359                        174,000.00                   173,929.34
SAN DIEGO                                359                    479                        343,000.00                   342,861.80
HIGLEY                                   359                    359                        285,000.00                   284,710.81
BIG BEAR CITY                            358                    358                        376,000.00                   376,000.00
SALINAS                                  359                    359                        448,000.00                   448,000.00
SALINAS                                  179                    359                         84,000.00                    83,969.72
MURRIETA                                 359                    359                        525,000.00                   525,000.00
MENIFEE                                  358                    358                        360,000.00                   360,000.00
ALTON                                    359                    359                         82,500.00                    82,500.00
CLIFTON                                  359                    359                        310,000.00                   309,801.92
EL SOBRANTE                              179                    359                        129,800.00                   129,747.29
KELLER                                   357                    357                        131,000.00                   130,783.25
LANCASTER                                357                    477                        375,000.00                   374,567.67
PALMDALE                                 358                    358                        284,000.00                   284,000.00
EVERETT                                  354                    354                        305,000.00                   304,207.65
RESEDA                                   357                    357                        520,000.00                   519,906.58
SCOTTSDALE                               358                    358                        830,858.00                   830,858.00
EL SOBRANTE                              359                    359                        519,200.00                   519,200.00
EAST ORANGE                              357                    357                        298,000.00                   297,552.07
FRISCO                                   357                    357                        209,544.00                   209,010.23
COSTA MESA                               358                    358                        621,000.00                   621,000.00
PUYALLUP                                 176                    356                         80,000.00                    79,877.88
COLLIERVILLE                             358                    358                         80,000.00                    79,912.27
FORT WORTH                               358                    358                        236,000.00                   235,681.60
SAINT LOUIS                              356                    356                         75,000.00                    74,749.46
SEATTLE                                  358                    358                        263,700.00                   263,693.45
SEATTLE                                  178                    358                         29,300.00                    29,265.98
KANSAS CITY                              357                    357                        225,250.00                   224,735.19
LOVES PARK                               357                    477                        168,000.00                   167,888.27
COEUR D ALENE                            358                    358                        152,000.00                   152,000.00
SEATAC                                   358                    358                        495,000.00                   495,000.00
LOS ANGELES                              178                    358                         93,750.00                    93,679.09
LOS ANGELES                              358                    358                        269,500.00                   269,005.43
BATESVILLE                               358                    358                        220,500.00                   220,245.34
DELRAY BEACH                             357                    357                        740,000.00                   740,000.00
CITY OF UPLAND                           358                    358                        572,000.00                   572,000.00
SAINT LOUIS                              174                    345                         12,000.00                    11,941.76
FORT SMITH                               357                    357                         69,900.00                    69,805.44
LOS ANGELES                              358                    358                        430,000.00                   430,000.00
FONTANA                                  357                    357                        472,344.00                   472,344.00
LAMAR                                    357                    357                        108,000.00                   107,804.33
OXON HILL                                358                    358                        241,600.00                   241,600.00
FAIRHAVEN                                177                    357                         38,250.00                    38,208.69
HYANNIS                                  357                    357                        351,000.00                   351,000.00
FORT WORTH                               358                    358                         80,100.00                    80,020.88
HUNTINGTON PARK                          177                    357                        113,600.00                   113,483.84
CAPE GIRARDEAU                           358                    358                         76,500.00                    76,432.02
WYOMING                                  357                    357                        169,000.00                   168,773.82
BALTIMORE                                357                    357                        140,250.00                   140,023.20
BURBANK                                  177                    357                         85,000.00                    84,903.13
SPOKANE                                  358                    477                        146,000.00                   145,910.97
CLOVIS                                   357                    477                        140,000.00                   139,816.86
SPRING VALLEY                            358                    358                        975,000.00                   975,000.00
MURRIETA                                 179                    359                         85,000.00                    84,959.49
FLOSSMOOR                                358                    358                        920,000.00                   918,411.32
BELVIDERE                                357                    357                        295,000.00                   294,345.36
PFLUGERVILLE                             177                    357                         13,913.00                    13,890.02
GALENA PARK                              178                    358                         15,640.00                    15,622.84
COLUMBIA                                 357                    357                        204,900.00                   204,536.34
CHICAGO                                  177                    357                         19,900.00                    19,880.74
WEST LINN                                357                    357                        236,300.00                   235,715.53
TOMBALL                                  177                    357                         32,159.00                    32,105.90
WEST VALLEY CIT                          177                    335                         51,765.00                    51,191.14
HOUSTON                                  358                    358                         75,000.00                    74,914.27
LONG BEACH                               357                    357                        410,000.00                   408,975.87
KISSIMMEE                                357                    357                        255,000.00                   254,578.11
KATY                                     358                    358                        150,696.00                   150,520.16
TAMPA                                    357                    357                        267,750.00                   267,081.19
YOUNGSTOWN                               358                    358                        149,900.00                   149,748.81
PALO                                     357                    357                        270,000.00                   269,594.16
LYNN                                     358                    358                        265,000.00                   264,550.70
TURRELL                                  238                    238                         52,500.00                    52,303.03
PEMBROKE PINES                           358                    358                        385,000.00                   385,000.00
LITTLETON                                177                    357                         33,000.00                    32,968.05
FORT VALLEY                              355                    355                        212,500.00                   212,452.29
SAN BERNARDINO                           177                    357                         56,250.00                    56,196.72
PHENIX                                   355                    355                        104,500.00                   104,223.24
OAK PARK                                 177                    357                         74,000.00                    73,932.17
KANSAS CITY                              358                    358                         80,000.00                    79,921.81
LONG BEACH                               357                    357                        900,000.00                   900,000.00
WICHITA                                  357                    357                         79,000.00                    78,891.99
CORONA                                   358                    358                        363,800.00                   363,800.00
PUTNAM CT 06260                          358                    358                        200,000.00                   199,738.78
WHITTIER AREA                            358                    358                        340,000.00                   339,424.24
QUARTZ HILL ARE                          177                    357                         67,490.00                    67,424.66
KANSAS CITY                              358                    358                         84,000.00                    83,921.96
SAN JUAN                                 358                    358                         56,000.00                    55,948.63
NEWTON                                   357                    357                         87,000.00                    86,870.58
MAQUOKETA                                358                    358                        241,000.00                   240,718.78
PRAIRIE CITY                             356                    356                        269,500.00                   268,590.99
KANSAS CITY                              357                    477                         85,000.00                    84,940.02
EAGLE MOUNTAIN                           177                    357                         31,500.00                    31,471.12
YORBA LINDA                              177                    357                        250,000.00                   249,770.94
INGLEWOOD                                357                    357                        575,000.00                   575,000.00
MINDEN                                   358                    358                        199,200.00                   198,903.40
HOUSTON                                  356                    356                        106,400.00                   106,051.50
IOLA                                     356                    356                         67,200.00                    66,952.62
KANSAS CITY                              357                    357                         68,000.00                    67,881.76
SAINT LOUIS                              357                    357                        102,600.00                   102,437.48
HOUSTON                                  357                    357                         50,000.00                    49,913.03
CHICAGO                                  357                    357                        306,000.00                   305,410.58
FORT WORTH                               357                    357                        127,500.00                   127,342.47
FLORISSANT                               357                    357                        175,000.00                   175,000.00
KANSAS CITY                              357                    357                         69,500.00                    69,396.61
ISSAQUAH                                 358                    358                        880,000.00                   879,913.33
FRESNO                                   177                    357                         68,000.00                    67,935.58
REDMOND                                  356                    356                        650,000.00                   650,000.00
CHICAGO                                  358                    358                        220,000.00                   219,814.69
COSTA MESA                               357                    477                        620,000.00                   619,285.21
TEMPE                                    358                    358                        129,500.00                   129,312.87
CARROLLTON                               177                    177                        176,000.00                   174,309.96
HOUSTON                                  358                    358                        312,000.00                   311,620.62
UNIC AREA OF LA                          179                    359                         85,000.00                    84,962.32
KANSAS CITY                              358                    358                        135,400.00                   135,260.52
SAINT LOUIS                              358                    358                        125,000.00                   124,848.00
OMAHA                                    359                    359                        143,833.00                   143,767.30
DAVENPORT                                359                    359                        145,600.00                   145,499.29
DAVENPORT                                179                    359                         36,400.00                    36,374.82
LEAVENWORTH                              358                    358                        137,500.00                   137,367.03
SPANAWAY                                 358                    478                        214,700.00                   214,585.21
PORT ORCHARD                             359                    359                        178,457.00                   178,304.82
POST FALLS                               359                    359                        128,000.00                   128,000.00
POST FALLS                               179                    359                         32,000.00                    31,988.34
IONA                                     359                    359                        100,000.00                    99,925.78
POULSBO                                  358                    358                        247,000.00                   247,000.00
BELLINGHAM                               359                    359                        295,000.00                   295,000.00
SPANAWAY                                 359                    359                        207,000.00                   207,000.00
GERVAIS                                  358                    358                        236,000.00                   236,000.00
HARRISBURG                               359                    359                        192,000.00                   192,000.00
HARRISBURG                               179                    359                         48,000.00                    47,983.43
TACOMA                                   359                    359                        265,000.00                   265,000.00
VANCOUVER                                358                    358                        292,000.00                   292,000.00
NORTH LAS VEGAS                          359                    359                        248,000.00                   247,808.45
NORTH LAS VEGAS                          179                    359                         62,000.00                    61,979.06
BURLINGTON                               359                    359                        180,800.00                   180,636.55
PORT ORCHARD                             359                    359                        332,000.00                   331,774.96
ONTARIO                                  359                    479                        195,000.00                   194,952.42
APPLE VALLEY                             358                    358                        262,000.00                   262,000.00
120-120 1/2 41S                          359                    359                        663,000.00                   663,000.00
NORWALK                                  359                    359                        540,000.00                   540,000.00
NORWALK                                  179                    359                        135,000.00                   134,956.85
CARSON                                   358                    358                        400,000.00                   400,000.00
120-120 1/2 41S                          179                    359                        117,000.00                   116,952.49
LONG BEACH                               358                    358                        424,000.00                   423,238.73
WINNETKA                                 359                    359                        503,200.00                   503,149.83
WINNETKA                                 179                    358                        125,800.00                   125,679.38
RIVERSIDE                                179                    359                         57,000.00                    56,980.76
AREA OF LOS ANG                          359                    359                        340,000.00                   340,000.00
LONG BEACH                               359                    359                        146,400.00                   146,400.00
REDONDO BEACH                            358                    358                        960,000.00                   960,000.00
SURPRISE                                 358                    478                        265,262.00                   265,139.50
RANCHO CUCAMONG                          358                    358                        423,000.00                   423,000.00
ORANGE                                   358                    358                        460,000.00                   460,000.00
ORANGE                                   178                    358                        115,000.00                   114,908.18
FONTANA                                  358                    358                        348,000.00                   348,000.00
(STUDIO CITY AR                          358                    358                        950,000.00                   950,000.00
PALMDALE                                 358                    358                        472,500.00                   472,500.00
HEMET                                    358                    358                        295,000.00                   295,000.00
LOS ANGELES                              358                    358                        684,000.00                   684,000.00
LOS ANGELES                              358                    358                        495,000.00                   495,000.00
LOS ANGELES                              358                    478                        302,400.00                   302,177.82
SAN BERNARDINO                           358                    358                        324,000.00                   324,000.00
FONTANA                                  358                    358                        640,000.00                   640,000.00
LOS ANGELES                              358                    358                        531,250.00                   531,250.00
LONG BEACH                               358                    478                        384,000.00                   383,702.40
(LA PUENTE AREA                          358                    358                        684,000.00                   684,000.00
VAN NUYS AREA L                          358                    358                        373,600.00                   373,600.00
SAN DIMAS                                358                    358                        585,000.00                   585,000.00
OXNARD                                   358                    358                        432,000.00                   431,323.94
AREA OF HEMET                            358                    358                        216,000.00                   216,000.00
HESPERIA                                 358                    358                        224,287.00                   224,287.00
STOCKTON                                 358                    358                        266,000.00                   266,000.00
LAKEWOOD                                 358                    358                        456,000.00                   456,000.00
FONTANA                                  358                    358                        300,000.00                   300,000.00
LAWNDALE                                 358                    358                        629,100.00                   629,100.00
CANOGA PARK ARE                          358                    358                        416,000.00                   416,000.00
FALLBROOK                                358                    358                        488,000.00                   488,000.00
LAS VEGAS                                358                    358                        239,200.00                   239,200.00
LOS ANGELES                              358                    358                        484,500.00                   484,500.00
COMPTON                                  358                    358                        446,250.00                   446,250.00
BALDWIN PARK                             358                    358                        340,000.00                   340,000.00
CYPRESS                                  358                    358                        680,000.00                   680,000.00
COMPTON                                  358                    358                        312,720.00                   312,720.00
LOS ANGELES                              358                    358                        481,500.00                   481,500.00
LOS ANGELES                              358                    358                        714,000.00                   714,000.00
LONG BEACH                               358                    358                        544,000.00                   544,000.00
LONG BEACH                               178                    358                        102,000.00                   101,921.15
SANTA ANA                                358                    358                        610,000.00                   608,861.55
LOS ANGELES                              358                    358                        400,000.00                   400,000.00
SAN DIEGO                                358                    358                        264,000.00                   264,000.00
AREA OF SYLMAR                           358                    358                        300,000.00                   300,000.00
CHINO                                    358                    358                        435,000.00                   435,000.00
AREA OF BLOOMIN                          358                    358                        283,200.00                   283,200.00
LOS ANGELES                              358                    358                        620,000.00                   620,000.00
(COMPTON AREA)                           358                    358                        400,000.00                   399,999.97
PROVO                                    358                    358                        130,000.00                   130,000.00
ADELANTO                                 358                    358                        112,000.00                   112,000.00
KENNEWICK                                358                    358                         82,400.00                    82,400.00
PORTLAND                                 358                    358                        229,500.00                   229,500.00
COEUR D ALENE                            358                    358                        144,000.00                   144,000.00
EATONVILLE                               358                    358                        186,300.00                   186,299.56
FEDERAL WAY                              358                    358                        293,400.00                   293,001.80
PORTLAND                                 357                    477                        215,000.00                   214,785.43
RENTON                                   357                    357                        403,750.00                   403,750.00
SPANAWAY                                 358                    358                        229,455.00                   229,455.00
SPANAWAY                                 178                    358                         25,495.00                    25,477.69
SEATTLE                                  358                    358                        280,000.00                   280,000.00
SUMNER                                   358                    358                        250,000.00                   250,000.00
LAKE FOREST                              358                    358                        663,000.00                   663,000.00
MARYSVILLE                               358                    358                        280,000.00                   280,000.00
ASHFORD                                  178                    358                         15,000.00                    14,990.35
RATHDRUM                                 358                    358                        191,250.00                   191,250.00
ABERDEEN                                 358                    358                         75,992.00                    75,902.39
MILWAUKIE                                358                    358                        245,140.00                   245,140.00
REDMOND                                  358                    358                        164,000.00                   164,000.00
TACOMA                                   358                    358                        265,000.00                   265,000.00
PUYALLUP                                 358                    358                        238,000.00                   238,000.00
PUYALLUP                                 358                    358                        397,000.00                   397,000.00
KENNEWICK                                178                    358                         15,450.00                    15,440.06
PORTLAND                                 358                    358                        212,000.00                   212,000.00
MULWAUKIE                                358                    358                        275,000.00                   275,000.00
MALAGA                                   358                    358                         80,000.00                    79,908.56
PORT ORCHARD                             358                    478                        158,000.00                   157,859.32
BUCKLEY                                  358                    358                        327,207.00                   327,207.00
BONNEY LAKE                              358                    358                        238,500.00                   238,500.00
NAMPA                                    358                    358                        150,000.00                   149,821.31
TACOMA                                   358                    358                        179,055.00                   179,055.00
TACOMA                                   178                    358                         19,895.00                    19,881.92
LAKEWOOD                                 358                    358                        306,000.00                   305,259.11
OLYMPIA                                  358                    358                        254,250.00                   254,250.00
COEUR D ALENE                            178                    358                         18,000.00                    17,988.42
TACOMA                                   358                    358                        177,240.00                   177,240.00
SPOKANE                                  358                    358                         90,630.00                    90,629.03
SEATTLE                                  358                    358                        349,600.00                   349,600.00
ABERDEEN                                 358                    358                        139,600.00                   139,600.00
COVINGTON                                358                    358                        199,200.00                   199,200.00
TACOMA                                   358                    358                        160,000.00                   160,000.00
EUGENE                                   358                    358                        296,800.00                   296,800.00
TACOMA                                   358                    358                        221,160.00                   221,160.00
PHOENIX                                  358                    358                        216,000.00                   215,731.93
SUMNER                                   358                    358                        231,300.00                   230,018.06
EUGENE                                   358                    358                        135,920.00                   135,679.48
SEATTLE                                  358                    358                        399,200.00                   399,200.00
WOODINVILLE                              358                    358                        428,000.00                   427,193.47
TACOMA                                   358                    358                        202,000.00                   202,000.00
SHELTON                                  358                    358                        249,700.00                   249,431.83
EVERETT                                  358                    358                        355,000.00                   355,000.00
PASADENA                                 177                    357                         65,000.00                    64,929.67
SIMI VALLEY                              358                    358                        560,500.00                   560,500.00
VICTORVILLE                              357                    357                        274,500.00                   273,960.38
PALMDALE                                 357                    357                        341,000.00                   341,000.00
LOS ANGELES                              177                    357                         44,900.00                    44,854.09
SAN DIEGO                                357                    357                        465,000.00                   463,847.57
BUENA PARK                               358                    358                        360,000.00                   360,000.00
TRABUCO CANYON                           357                    357                        380,000.00                   380,000.00
CHATSWORTH                               358                    358                        620,000.00                   620,000.00
CORONA                                   177                    357                         81,750.00                    81,639.87
BELLFLOWER                               357                    357                        532,000.00                   530,684.12
LOS ANGELES                              358                    358                        430,000.00                   430,000.00
HAWTHORNE                                358                    358                        308,000.00                   308,000.00
IRVINE                                   237                    237                        625,000.00                   621,178.84
SANTA PAULA                              358                    358                        439,600.00                   439,600.00
LAKEWOOD                                 358                    478                        480,000.00                   479,560.72
ALHAMBRA                                 358                    358                        571,500.00                   571,500.00
SACRAMENTO                               358                    478                        250,000.00                   249,836.93
LOS ANGELES                              358                    358                        349,600.00                   349,600.00
SAN BERNARDINO                           358                    358                        265,000.00                   265,000.00
STOCKTON                                 358                    358                        283,900.00                   283,900.00
LONG BEACH                               357                    357                        580,000.00                   580,000.00
KLAMATH FALLS                            357                    357                         75,000.00                    74,846.46
BELLINGHAM                               177                    357                         19,885.00                    19,865.74
PORTLAND                                 177                    357                         34,350.00                    34,316.74
PUYALLUP                                 357                    357                        408,500.00                   408,500.00
TACOMA                                   358                    358                        121,720.00                   121,604.74
WASILLA                                  177                    344                         34,242.00                    34,044.84
SPOKANE                                  358                    358                        131,750.00                   131,609.95
WENDELL                                  358                    358                         68,875.00                    68,802.71
PAYETTE                                  358                    478                         82,000.00                    81,968.78
TACOMA                                   357                    357                        188,700.00                   188,700.00
SUQUAMISH                                358                    358                        154,000.00                   153,744.30
PORTLAND                                 358                    358                        178,600.00                   178,599.37
TACOMA                                   177                    357                         18,700.00                    18,681.88
PUYALLUP                                 177                    357                         16,950.00                    16,928.91
UNIVERSITY PLAC                          357                    357                        259,250.00                   259,250.00
COVINGTON                                177                    357                         58,950.00                    58,892.93
TWIN FALLS                               177                    354                         16,850.00                    16,807.33
GIG HARBOR                               357                    357                        386,650.00                   386,650.00
SHELTON                                  357                    357                        169,000.00                   169,000.00
PORTLAND                                 357                    357                        272,000.00                   271,647.44
SPRINGFIELD                              177                    357                         49,650.00                    49,599.21
SEDRO WOOLLEY                            357                    477                        208,900.00                   208,752.62
REPUBLIC                                 357                    357                         92,000.00                    91,852.46
ABERDEEN                                 357                    357                        148,000.00                   147,755.14
OTHELLO                                  357                    357                         83,000.00                    82,830.56
BOTHELL                                  177                    357                         22,500.00                    22,478.22
SPOKANE                                  357                    357                        125,800.00                   125,572.09
SPOKANE                                  177                    357                         22,200.00                    22,178.49
VALHALLA                                 358                    356                        500,000.00                   497,627.61
MONCKS CORNER                            359                    359                        131,800.00                   131,733.23
BANGOR                                   358                    358                        145,000.00                   144,837.66
TRENTON                                  359                    359                        105,900.00                   105,853.05
LANHAM                                   359                    359                        667,500.00                   666,941.86
LOWELL                                   359                    359                        238,500.00                   238,500.00
LOWELL                                   179                    359                         13,250.00                    13,245.67
CALUMET CITY                             359                    359                        137,700.00                   137,628.61
CALUMET CITY                             179                    359                         24,300.00                    24,292.22
TOWER CITY                               358                    358                        165,000.00                   164,854.95
MARKHAM                                  358                    358                        142,000.00                   141,871.11
SAINT CLAIR SHO                          358                    358                         90,525.00                    90,452.73
ATLANTA                                  358                    358                        120,000.00                   119,862.84
MONTICELLO                               178                    358                         42,000.00                    41,964.50
NORRIDGE                                 359                    359                        715,000.00                   714,566.84
BROOKLYN PARK                            358                    358                        159,200.00                   158,996.26
DETROIT                                  359                    359                         57,500.00                    57,469.56
DETROIT                                  179                    359                         10,000.00                     9,996.73
CANTON                                   358                    478                        204,800.00                   204,632.17
BOYNTON BEACH                            358                    478                        123,500.00                   123,438.60
CHICAGO                                  359                    359                        575,000.00                   574,731.74
DECATUR                                  358                    478                        168,000.00                   167,946.48
GARY                                     359                    479                        168,300.00                   168,251.09
GARY                                     179                    359                         29,700.00                    29,689.74
HAMPTON                                  358                    478                        125,000.00                   124,954.50
ADDISON                                  359                    359                        255,000.00                   254,871.90
PALATINE                                 359                    359                        302,100.00                   301,941.73
ROBBINSDALE                              179                    359                         36,600.00                    36,584.56
LITTLE FALLS                             358                    478                        163,000.00                   162,911.56
PRINCETON                                359                    479                        150,806.00                   150,779.15
BROOKLYN PARK                            359                    359                        220,000.00                   220,000.00
BROOKLYN PARK                            179                    359                         55,000.00                    54,976.81
LAND O LAKES                             359                    359                        266,050.00                   265,852.54
CHASKA                                   359                    359                        148,000.00                   147,885.68
SAINT PAUL                               359                    359                        155,000.00                   155,000.00
HANOVER PARK                             359                    359                        167,000.00                   166,930.71
BUCKEYE                                  358                    358                        215,646.00                   215,646.00
KINGMAN                                  359                    359                        102,000.00                   101,961.18
LAS VEGAS                                359                    359                        919,600.00                   919,600.00
PHOENIX                                  359                    359                        304,650.00                   304,650.00
KANSAS CITY                              356                    356                         81,600.00                    81,389.68
KANSAS CITY                              176                    356                         14,400.00                    14,382.30
DETROIT                                  179                    359                         20,600.00                    20,591.81
CHADWICK                                 358                    478                        116,500.00                   116,461.86
RICHMOND                                 358                    358                        128,000.00                   127,922.18
NEW BEDFORD                              359                    359                        145,000.00                   144,927.92
RICHMOND                                 358                    358                        205,000.00                   204,786.62
COLUMBIA                                 358                    358                        150,425.00                   150,260.42
BANGOR                                   359                    359                        135,000.00                   134,931.47
NASHUA                                   358                    358                        289,000.00                   288,606.92
CHARLOTTE                                359                    359                        110,892.00                   110,848.40
DETROIT                                  359                    359                         50,000.00                    49,974.87
CROWLEY                                  358                    358                        124,335.00                   124,192.88
MIAMI                                    358                    358                        249,900.00                   249,639.88
RIDGELAND                                358                    358                         50,000.00                    49,955.10
RAILROAD FLAT                            359                    359                        191,250.00                   191,250.00
LANCASTER                                358                    478                        106,210.00                   106,171.33
RIDGELAND                                178                    358                         10,300.00                    10,290.85
HALSTEAD                                 359                    359                        103,700.00                   103,638.45
GILBERT                                  359                    359                        278,550.00                   278,550.00
GILBERT                                  179                    359                         69,600.00                    69,571.73
DETROIT                                  359                    479                         82,400.00                    82,378.04
BRYAN                                    358                    358                        111,250.00                   111,145.77
LITTLE RIVER AC                          358                    358                        138,372.00                   138,133.05
SAN ANTONIO                              359                    359                         63,700.00                    63,670.59
LAREDO                                   358                    358                         82,800.00                    82,683.90
LAREDO                                   178                    358                         20,700.00                    20,677.30
HOUSTON                                  358                    358                        103,900.00                   103,803.68
KINGWOOD                                 358                    358                        140,400.00                   140,256.88
HOUSTON                                  358                    358                        119,000.00                   118,840.47
BAYTOWN                                  358                    358                         52,500.00                    52,457.63
LA PORTE                                 358                    358                        109,000.00                   108,879.52
BAYTOWN                                  178                    358                         10,500.00                    10,488.48
BACLIFF                                  358                    358                         90,000.00                    89,901.29
HOUSTON                                  359                    479                        124,000.00                   123,974.66
AUSTIN                                   359                    359                        116,000.00                   115,948.13
DEER PARK                                358                    358                        144,730.00                   144,534.73
FORT WORTH                               358                    358                        153,100.00                   152,923.18
FORT WORTH                               358                    358                        175,000.00                   174,819.74
COLUMBIA                                 358                    358                        109,000.00                   108,891.21
JENKS                                    358                    358                        221,400.00                   221,181.32
MONCKS CORNER                            178                    178                        153,300.00                   152,371.14
EL PASO                                  358                    358                         88,750.00                    88,654.83
SAN ANTONIO                              358                    358                        127,000.00                   126,851.80
CARROLLTON                               358                    358                        116,800.00                   116,624.34
CARROLLTON                               358                    358                        143,500.00                   143,378.25
GARLAND                                  358                    358                        115,000.00                   114,838.99
EL PASO                                  358                    358                        105,000.00                   104,899.50
BOLIVAR                                  358                    358                         96,000.00                    95,907.15
ARLINGTON                                358                    478                         98,500.00                    98,460.77
DALLAS                                   359                    359                         64,800.00                    64,761.93
MEMPHIS                                  358                    478                        123,600.00                   123,528.74
HITCHCOCK                                358                    358                        166,550.00                   166,385.49
DESOTO                                   358                    358                        185,500.00                   185,300.77
ATHENS                                   358                    358                        176,000.00                   175,786.00
BOWIE                                    358                    358                         95,000.00                    94,903.16
BEDFORD                                  358                    358                        169,943.00                   169,649.54
DENISON                                  359                    359                         65,000.00                    64,969.99
SAN MARCOS                               358                    358                        544,000.00                   543,103.80
CEDAR HILL                               358                    358                         95,000.00                    94,896.89
GLENN HEIGHTS                            358                    358                        100,000.00                    99,859.79
IRVING                                   358                    358                        122,900.00                   122,758.06
PRYOR                                    178                    358                         17,900.00                    17,887.58
ROWLETT                                  358                    358                         99,200.00                    99,088.93
BURLESON                                 358                    358                        107,300.00                   107,162.69
BOWIE                                    358                    358                        110,000.00                   109,864.44
BALCH SPRINGS                            359                    359                        143,169.00                   143,056.19
BALCH SPRINGS                            179                    359                         25,266.00                    25,252.20
MCKINNEY                                 358                    358                        256,950.00                   256,647.05
DALLAS                                   359                    359                        135,900.00                   135,818.51
WICHITA FALLS                            359                    359                         88,000.00                    87,943.30
FORT WORTH                               358                    358                        101,573.00                   101,421.75
GRAND PRAIRIE                            358                    358                         78,440.00                    78,364.94
BOWIE                                    359                    359                        288,000.00                   287,829.08
GULFPORT                                 359                    359                        120,000.00                   119,932.37
MAYNARDVILLE                             359                    359                         84,900.00                    84,861.79
VILONIA                                  358                    358                         63,600.00                    63,533.10
EL PASO                                  358                    358                        228,000.00                   227,566.19
FORT WORTH                               356                    356                        129,132.00                   128,874.69
VICTORIA                                 358                    358                         87,900.00                    87,808.49
LOWRY CROSSING                           358                    358                        178,700.00                   178,530.78
HAYDEN                                   359                    359                        290,250.00                   290,045.14
TELEPHONE                                358                    358                         59,900.00                    59,842.07
GRAND PRAIRIE                            358                    358                        113,000.00                   112,896.34
HOUSTON                                  359                    359                         50,000.00                    49,973.80
STANHOPE                                 359                    359                        133,000.00                   132,943.02
PORT NECHES                              358                    358                         57,240.00                    57,188.05
RICHMOND                                 358                    358                        167,447.00                   167,288.44
DALLAS                                   358                    358                        136,550.00                   136,428.41
SAN ANTONIO                              358                    358                        124,700.00                   124,568.19
WILLIS                                   358                    358                        211,225.00                   210,970.80
KYLE                                     358                    358                        154,240.00                   154,070.85
HUMBLE                                   358                    358                        104,720.00                   104,590.03
HUNTSVILLE                               358                    358                        112,100.00                   111,989.28
WILLIS                                   358                    358                        119,920.00                   119,736.02
HOUSTON                                  358                    358                         50,000.00                    49,958.99
KATY                                     358                    358                         86,500.00                    86,422.32
HORIZON CITY                             358                    358                        164,000.00                   163,816.38
NEW BRAUNFELS                            358                    358                        133,750.00                   133,571.72
PASADENA                                 358                    358                        121,900.00                   121,785.11
HOUSTON                                  358                    358                        113,000.00                   112,883.59
LEANDER                                  358                    358                        158,500.00                   158,314.46
S. OGDEN                                 358                    358                        111,900.00                   111,796.26
BILLINGS                                 358                    358                        210,000.00                   209,813.02
TOOELE                                   358                    358                        147,000.00                   147,000.00
LEHI                                     358                    358                        313,297.00                   312,739.94
WEST VALLEY                              358                    358                        150,000.00                   149,873.64
SAINT GEORGE                             358                    358                        229,000.00                   228,769.98
COLORADO SPRING                          358                    478                        385,000.00                   384,864.06
WALDORF                                  178                    358                        206,100.00                   205,854.48
OWINGS MILLS                             358                    358                        310,000.00                   310,000.00
CHICAGO                                  356                    356                        229,500.00                   229,500.00
CHICAGO                                  176                    356                         40,500.00                    40,447.48
GLENDALE HEIGHT                          358                    358                         89,100.00                    89,019.12
LA MARQUE                                354                    354                        156,898.00                   156,340.73
LAKE JACKSON                             174                    354                         27,688.00                    27,593.89
EL PASO                                  358                    358                         92,000.00                    91,872.31
SHOREACRES                               358                    358                        168,530.00                   168,320.83
EDINBURG                                 178                    358                         17,000.00                    16,981.35
HOUSTON                                  358                    358                        129,400.00                   129,270.85
MONTGOMERY                               358                    358                         95,000.00                    94,918.71
ANGLETON                                 358                    358                        151,000.00                   150,811.47
HOUSTON                                  358                    478                         85,000.00                    84,976.09
MAGNOLIA                                 358                    358                        149,000.00                   148,827.91
LEADWOOD                                 358                    358                         50,250.00                    50,217.00
ST. LOUIS                                358                    358                         86,000.00                    85,871.94
LINCOLN                                  358                    358                         96,500.00                    96,376.49
MILFORD                                  357                    357                        193,500.00                   193,079.25
SAINT LOUIS                              357                    357                         60,000.00                    59,918.51
JESUP                                    358                    358                        186,067.00                   185,845.35
LEAVENWORTH                              177                    357                         16,500.00                    16,483.13
MASON CITY                               357                    357                         85,500.00                    85,351.35
INDEPENDENCE                             357                    357                        118,000.00                   117,812.61
KANSAS CITY                              357                    357                         73,600.00                    73,393.40
ST. LOUIS                                357                    477                         55,250.00                    55,227.30
BLAIR                                    357                    357                        100,500.00                   100,364.06
KANSAS CITY                              357                    357                         94,118.00                    93,923.36
DES MOINES                               357                    357                         76,600.00                    76,600.00
OMAHA                                    358                    357                        121,600.00                   121,330.57
RAYMORE                                  358                    358                        150,000.00                   150,000.00
SAINT LOUIS                              357                    357                         96,000.00                    95,864.54
FREEBURG                                 358                    358                         94,000.00                    93,928.72
COUNCIL BLUFFS                           357                    357                         98,000.00                    97,891.28
OLATHE                                   357                    357                        143,650.00                   143,392.31
ST. LOUIS                                177                    357                         14,100.00                    14,083.05
CANTON                                   357                    357                         53,000.00                    52,928.30
SIBLEY                                   358                    358                         69,000.00                    68,943.72
SAINT LOUIS                              358                    358                         60,000.00                    59,963.52
TIFFIN                                   358                    358                         87,000.00                    86,915.86
LEE'S SUMMIT                             357                    477                        277,950.00                   277,765.13
KANSAS CITY                              358                    358                         81,600.00                    81,524.19
KANSAS CITY                              358                    358                         52,000.00                    51,965.86
SAINT LOUIS                              358                    358                        110,700.00                   110,700.00
COUNCIL BLUFFS                           358                    358                         75,000.00                    74,930.46
KANSAS CITY                              358                    358                         69,600.00                    69,537.50
SAINT LOUIS                              358                    358                         65,200.00                    65,153.17
KANSAS CITY                              358                    358                         72,250.00                    72,195.34
ST. LOUIS                                358                    358                         73,000.00                    72,926.36
LEON                                     358                    358                        151,050.00                   150,894.42
BELLEVUE                                 358                    358                         68,000.00                    67,938.93
WICHITA                                  358                    358                         56,900.00                    56,846.10
KANSAS CITY                              358                    358                        256,500.00                   256,151.11
KANSAS CITY                              358                    358                         67,000.00                    66,933.13
OMAHA                                    358                    358                        198,000.00                   197,785.11
KANSAS CITY                              358                    358                        150,000.00                   149,817.60
OVERLAND PARK                            358                    358                        141,000.00                   140,833.76
HUTCHINSON                               358                    358                        144,500.00                   144,333.11
BATES CITY                               358                    358                        238,500.00                   238,103.98
COSBY                                    358                    358                        160,000.00                   160,000.00
WENATCHEE                                356                    356                        157,225.00                   157,222.33
WEST LINN                                356                    476                        429,250.00                   428,738.68
BREMERTON                                357                    357                        342,000.00                   341,367.58
PORTLAND                                 176                    356                         30,450.00                    30,406.40
CAMARILLO                                177                    357                         91,500.00                    91,411.42
QUARTZ HILL ARE                          357                    357                        607,410.00                   607,410.00
CARSON                                   177                    357                         31,000.00                    30,960.64
APPLE VALLEY AR                          177                    357                         44,985.00                    44,940.92
BUENA PARK                               357                    357                        584,250.00                   584,247.53
QUARTZ HILL ARE                          358                    358                        290,000.00                   289,698.16
WILMINGTON AREA                          177                    357                         63,500.00                    63,431.29
LOS ANGELES                              358                    358                        455,200.00                   455,200.00
ADELANTO                                 357                    357                        276,000.00                   275,261.85
LANCASTER AREA                           357                    357                        316,800.00                   315,953.83
NIPOMO                                   178                    358                        107,700.00                   107,634.52
CORONA                                   358                    358                        479,900.00                   479,900.00
VENTURA (AREA O                          357                    357                        652,000.00                   650,178.69
NORTHRIDGE AREA                          358                    358                        300,000.00                   299,518.76
NORTHRIDGE AREA                          358                    358                        850,000.00                   848,560.65
WOODLAND HILLS                           358                    358                        700,000.00                   700,000.00
POMONA                                   358                    358                        348,000.00                   348,000.00
VICTORVILLE                              358                    358                        331,700.00                   331,700.00
HEMET                                    178                    358                         65,000.00                    64,950.82
MATTAWA                                  176                    356                         18,750.00                    18,722.85
COEUR D ALENE                            358                    358                        145,000.00                   145,000.00
IDAHO FALLS                              177                    357                         10,500.00                    10,489.24
SPOKANE                                  356                    356                        104,000.00                   103,607.86
EVERETT                                  177                    357                         31,000.00                    30,968.29
SPOKANE                                  177                    357                         17,700.00                    17,682.85
KANSAS CITY                              357                    357                         65,000.00                    64,920.95
CEDAR RAPIDS                             357                    357                         77,000.00                    76,880.55
OVERLAND PARK                            358                    358                        138,000.00                   137,828.72
DES MOINES                               357                    477                        147,000.00                   146,911.31
MAQUOKETA                                357                    357                         77,500.00                    77,365.23
ST. PETERS                               357                    357                        125,000.00                   124,900.00
GARDNER                                  357                    357                        151,300.00                   150,973.65
ABBYVILLE                                357                    357                         82,000.00                    81,866.00
ST. LOUIS                                357                    357                        109,500.00                   109,347.58
DES MOINES                               357                    477                         90,000.00                    89,941.89
MAQUOKETA                                357                    357                         68,500.00                    68,421.27
KANSAS CITY                              356                    356                         92,700.00                    92,505.49
PERRY                                    357                    357                        132,500.00                   132,302.90
OVERLAND PARK                            356                    356                        123,900.00                   123,663.31
OLATHE                                   357                    477                        182,000.00                   181,873.45
KANSAS CITY                              357                    357                         90,000.00                    89,885.78
GRANDVIEW                                357                    477                        136,000.00                   135,901.19
ADAIR                                    357                    357                         80,000.00                    79,888.28
ASHLAND                                  357                    357                        248,000.00                   248,000.00
KANSAS CITY                              357                    477                        112,000.00                   111,865.71
VIOLA                                    357                    357                        248,000.00                   247,444.36
GRAIN VALLEY                             177                    357                         25,275.00                    25,250.52
MAQUOKETA                                357                    357                         66,000.00                    65,919.75
COLORADO SPRING                          357                    477                        160,000.00                   159,902.65
KANSAS CITY                              176                    356                         40,283.00                    40,230.76
CRESTON                                  357                    357                         80,000.00                    79,871.77
COVINGTON                                358                    478                        253,000.00                   252,877.90
ELIZABETH CITY                           358                    358                        106,400.00                   106,282.10
FORT WALTON BEA                          358                    358                        120,000.00                   119,920.75
ATLANTA                                  358                    358                        199,000.00                   198,777.19
MCHENRY                                  358                    478                        174,325.00                   174,260.61
HIALEAH                                  358                    358                        350,000.00                   349,418.85
LITHONIA                                 358                    478                        114,985.00                   114,929.50
ORLANDO                                  358                    358                        216,000.00                   215,723.57
PORT SAINT LUCI                          358                    358                        238,000.00                   237,685.98
CLERMONT                                 358                    358                        268,000.00                   268,000.00
MIAMI                                    358                    358                        250,000.00                   249,692.88
CHICAGO                                  358                    478                        225,000.00                   224,925.21
NORTH AUGUSTA                            358                    358                        133,600.00                   133,419.75
ATLANTA                                  358                    478                        180,000.00                   179,935.48
SUNRISE                                  358                    358                        366,600.00                   366,149.65
ATLANTA                                  358                    358                        196,000.00                   195,784.61
NORTHBROOK                               358                    358                        635,000.00                   634,187.37
SNELLVILLE                               358                    358                        217,000.00                   216,761.55
CAROL STREAM                             358                    358                        300,000.00                   299,553.31
ELLENWOOD                                358                    358                        181,400.00                   181,224.56
TAMPA                                    358                    358                        193,000.00                   192,786.13
COVINGTON                                358                    358                        126,750.00                   126,589.44
NEWNAN                                   358                    478                        194,400.00                   194,271.02
ELLENWOOD                                358                    478                        181,000.00                   180,916.42
ORANGE PARK                              358                    358                        548,511.00                   547,794.60
SCOTTSDALE                               178                    358                        146,622.00                   146,512.29
CASA GRANDE                              177                    357                         27,490.00                    27,462.18
PHOENIX                                  358                    358                        276,548.00                   276,548.00
CASA GRANDE                              177                    357                         28,533.00                    28,505.38
QUEEN CREEK                              177                    357                         25,561.00                    25,534.49
PHOENIX                                  357                    357                        237,500.00                   237,169.14
SURPRISE                                 177                    357                         55,500.00                    55,446.25
TUCSON                                   177                    357                         18,015.00                    17,995.53
QUEEN CREEK                              358                    358                        192,000.00                   192,000.00
CASA GRANDE                              357                    357                        165,000.00                   164,740.39
NORTH LAS VEGAS                          177                    357                         40,200.00                    40,161.08
LAS VEGAS                                357                    357                        229,500.00                   229,500.00
GOLD CANYON                              357                    357                        396,000.00                   395,410.99
MAYER                                    357                    357                        140,000.00                   139,838.71
QUEEN CREEK                              357                    357                        172,541.00                   172,541.00
KINGMAN                                  177                    357                         13,950.00                    13,936.48
TUCSON                                   357                    357                        175,000.00                   174,692.56
SURPRISE                                 177                    357                         32,985.00                    32,953.07
CASA GRANDE                              177                    357                         33,435.00                    33,400.79
LAS VEGAS                                358                    358                        276,250.00                   276,250.00
GOODYEAR                                 358                    358                        224,145.00                   224,145.00
SURPRISE                                 357                    357                        442,000.00                   442,000.00
TOLLESON                                 358                    358                        198,548.00                   198,548.00
MESA                                     357                    357                        131,750.00                   131,554.03
QUEEN CREEK                              358                    358                        147,110.00                   147,110.00
LAS VEGAS                                178                    358                         28,500.00                    28,480.67
QUEEN CREEK                              177                    356                         23,863.00                    23,828.40
CASA GRANDE                              358                    358                        146,511.00                   146,511.00
LAS VEGAS                                358                    358                        219,000.00                   219,000.00
AVONDALE                                 358                    358                        208,250.00                   208,250.00
FORT MOHAVE                              358                    358                        195,500.00                   195,500.00
QUEEN CREEK                              358                    358                        156,656.00                   156,656.00
GLENDALE                                 358                    358                        203,915.00                   203,915.00
SURPRISE                                 358                    358                        435,290.00                   435,290.00
NORTH LAS VEGAS                          358                    478                        181,000.00                   180,889.78
SEDONA                                   358                    358                        480,000.00                   480,000.00
LAS VEGAS                                358                    358                        224,000.00                   224,000.00
PHOENIX                                  358                    358                        205,000.00                   205,000.00
PHOENIX                                  358                    358                        224,550.00                   224,550.00
PHOENIX                                  358                    358                        129,000.00                   128,809.84
QUEEN CREEK                              358                    358                        178,168.00                   178,168.00
QUEEN CREEK                              358                    358                        139,177.00                   139,164.70
QUEEN CREEK                              358                    358                        157,996.00                   157,996.00
SAHUARITA                                358                    358                        227,200.00                   227,200.00
AMADO                                    358                    358                         96,600.00                    96,527.19
TUCSON                                   358                    358                        141,950.00                   141,786.05
PHOENIX                                  358                    358                        185,000.00                   184,815.35
LAVEEN                                   358                    358                        135,920.00                   135,708.96
SURPRISE                                 358                    358                        303,472.00                   303,472.00
PEORIA                                   358                    358                        152,000.00                   151,760.70
SURPRISE                                 358                    358                        242,000.00                   242,000.00
QUEEN CREEK                              358                    358                        137,182.00                   137,182.00
KINGMAN                                  358                    358                        179,100.00                   178,918.97
PHOENIX                                  358                    358                        256,450.00                   256,450.00
KANSAS CITY                              356                    356                         85,000.00                    84,802.22
INDEPENDENCE                             356                    356                         78,000.00                    77,843.04
CHARLES CITY                             356                    356                         84,915.00                    84,657.99
INDEPENDENCE                             358                    358                         59,500.00                    59,442.45
KANSAS CITY                              357                    357                         50,000.00                    49,940.83
SENECA                                   177                    357                         16,500.00                    16,484.02
LEAVENWORTH                              357                    357                        103,500.00                   103,321.51
KANSAS CITY                              357                    357                         82,000.00                    81,841.47
DES MOINES                               357                    357                        122,500.00                   122,298.80
COUNCIL BLUFFS                           177                    357                         30,750.00                    30,720.22
KANSAS CITY                              356                    356                         52,000.00                    51,904.32
PALATINE                                 358                    478                        157,000.00                   156,956.53
PORT CHARLOTTE                           358                    358                        203,575.00                   203,292.46
ATLANTA                                  358                    358                        210,000.00                   209,807.37
CHICAGO                                  358                    358                        356,000.00                   355,588.85
ATLANTA                                  358                    358                        365,000.00                   364,661.63
ST CLAIR SHORES                          358                    358                        123,000.00                   122,890.48
CHICAGO                                  358                    358                        300,000.00                   299,570.85
LITHONIA                                 177                    357                         73,500.00                    73,428.84
JACKSON                                  358                    358                        149,900.00                   149,756.56
AURORA                                   358                    358                        115,000.00                   115,000.00
HOFFMAN ESTATES                          358                    358                        275,500.00                   275,181.83
COON RAPIDS                              358                    358                        176,800.00                   176,800.00
PLAINFIELD                               358                    358                        197,000.00                   196,805.42
SCHAUMBURG                               358                    358                        201,000.00                   200,758.10
JACKSONVILLE                             358                    358                         81,000.00                    80,870.71
DETROIT                                  358                    358                         60,000.00                    59,946.58
RUFFIN                                   358                    358                        124,000.00                   123,795.73
TITUSVILLE                               358                    358                        150,000.00                   149,750.92
ROSEVILLE                                358                    358                        105,000.00                   104,892.98
LAKELAND                                 358                    478                        159,000.00                   158,888.34
CHICAGO                                  358                    358                        205,000.00                   204,760.78
RIVERDALE                                358                    478                        130,000.00                   129,951.83
CHICAGO                                  358                    358                        384,000.00                   384,000.00
CHICAGO HEIGHTS                          358                    358                        135,000.00                   134,879.80
ROCKMART                                 358                    358                        103,500.00                   103,380.46
BOGART                                   358                    358                        112,000.00                   111,910.59
EVANSVILLE                               358                    358                         69,900.00                    69,836.55
DETROIT                                  358                    358                        116,100.00                   115,955.90
GAINESVILLE                              358                    358                        234,000.00                   233,780.75
MIRAMAR                                  358                    358                        990,000.00                   990,000.00
MAYWOOD                                  358                    358                        204,000.00                   203,724.77
CHICAGO                                  358                    358                        255,600.00                   255,350.19
ROSEMONT                                 358                    358                        125,000.00                   124,880.38
NEWAYGO                                  358                    358                        106,250.00                   106,139.40
NEWAYGO                                  178                    358                         18,750.00                    18,737.68
ATLANTA                                  177                    357                         36,000.00                    35,965.14
HARVEY                                   358                    358                         90,000.00                    89,903.33
CHICAGO                                  358                    358                        209,900.00                   209,688.29
MILTON                                   358                    358                         85,000.00                    84,858.85
WOODRIDGE                                358                    358                        119,920.00                   119,920.00
ST LOUIS PARK                            358                    358                        178,415.00                   178,415.00
HIGH POINT                               358                    358                         73,800.00                    73,727.09
BELLEVILLE                               358                    358                        236,700.00                   236,346.84
CONYERS                                  358                    358                        400,000.00                   399,488.11
COVINGTON                                178                    358                         17,700.00                    17,688.62
VALDOSTA                                 357                    357                         73,000.00                    72,898.06
DEFUNIAK SPRING                          357                    357                        157,000.00                   156,745.60
CHICAGO                                  358                    358                        420,000.00                   419,638.60
MACOMB                                   358                    358                        198,000.00                   198,000.00
HIALEAH                                  357                    477                        101,000.00                   100,868.31
ELK RIVER                                358                    358                        392,000.00                   392,000.00
LAFAYETTE                                358                    358                        107,845.00                   107,726.50
GATESVILLE                               358                    358                        136,000.00                   135,858.14
AUGUSTA                                  358                    358                         77,350.00                    77,278.29
MOUNT PROSPECT                           358                    358                        395,000.00                   394,618.00
ROCHELLE                                 358                    358                        137,500.00                   137,361.30
MOUNT VERNON                             358                    358                        112,500.00                   112,393.47
DETROIT                                  358                    358                         72,500.00                    72,411.53
TAMPA                                    177                    357                         47,250.00                    47,201.67
TEMPLE                                   358                    478                        128,000.00                   127,943.45
DOUGLASVILLE                             177                    357                         18,800.00                    18,779.63
ROSELLE                                  358                    358                        348,000.00                   347,606.33
ELMORE                                   358                    358                         67,500.00                    67,442.25
CROSS                                    358                    358                        142,800.00                   142,595.73
LECANTO                                  177                    357                         50,000.00                    49,951.59
DECATUR                                  357                    477                        138,000.00                   137,839.11
AUBURN HILLS                             358                    358                        241,180.00                   240,914.97
LOUISVILLE                               358                    358                         70,300.00                    70,237.52
GLENDALE HEIGHT                          358                    478                        256,000.00                   255,814.71
RIVERVIEW                                178                    357                         41,800.00                    41,752.24
SOUTH HOLLAND                            358                    358                        224,910.00                   224,687.86
CHICAGO                                  358                    358                        395,000.00                   395,000.00
MAYWOOD                                  358                    478                         67,000.00                    66,956.16
CHICAGO                                  358                    358                        349,500.00                   349,199.25
LILBURN                                  357                    357                        124,000.00                   123,809.26
DEERFIELD                                358                    358                        620,500.00                   619,721.98
NEW PORT RICHEY                          357                    357                        198,000.00                   197,382.50
GLENWOOD                                 358                    478                        185,250.00                   185,160.60
INDIANAPOLIS                             358                    358                         93,415.00                    93,323.70
UNION                                    357                    357                         89,000.00                    88,866.23
CHICAGO                                  358                    358                        328,000.00                   327,539.64
SANFORD                                  357                    357                        211,800.00                   211,800.00
ORLAND PARK                              358                    358                        340,000.00                   339,462.63
ELGIN                                    358                    358                        200,000.00                   199,769.00
BELLWOOD                                 358                    358                        186,300.00                   186,299.99
JOLIET                                   358                    358                         93,500.00                    93,396.38
STERLING HEIGHT                          358                    358                        262,000.00                   261,749.29
IXONIA                                   358                    478                        208,800.00                   208,672.85
BERWYN                                   358                    358                        150,000.00                   149,870.92
WHEATON                                  358                    478                        700,000.00                   699,676.76
SAUK VILLAGE                             358                    358                        112,000.00                   111,900.27
GRAND RAPIDS                             358                    358                        113,900.00                   113,798.58
CHICAGO                                  358                    358                        305,000.00                   304,651.38
CHICAGO                                  358                    358                        272,000.00                   271,570.09
CHICAGO HEIGHTS                          358                    358                        112,400.00                   112,293.57
DETROIT                                  358                    358                         98,000.00                    97,908.15
HAZEL PARK                               358                    358                        123,250.00                   123,146.18
ROCKFORD                                 358                    358                         71,315.00                    71,254.92
HOLIDAY                                  358                    358                        126,000.00                   125,840.70
WESTCHESTER                              358                    358                        253,000.00                   253,000.00
MACHESNEY PARK                           358                    358                         88,650.00                    88,564.26
CUMMING                                  357                    477                        457,000.00                   456,670.39
BRADENTON                                358                    358                        128,000.00                   127,793.63
GLENN DALE                               358                    358                        340,000.00                   339,999.99
CHARLOTTE                                356                    356                        180,735.00                   180,375.15
COLLEGE PARK                             357                    357                         80,000.00                    79,867.62
MONTGOMERY                               358                    478                        342,000.00                   341,832.51
BANGOR                                   358                    350                        167,000.00                   165,966.10
ROCHESTER HILLS                          358                    358                        355,000.00                   355,000.00
FOX LAKE                                 358                    358                        153,000.00                   152,813.96
ULEN                                     358                    358                         95,000.00                    94,849.85
STONE MOUNTAIN                           357                    357                        235,000.00                   234,574.24
ROCKMART                                 357                    357                        114,000.00                   113,691.00
ROCKMART                                 177                    357                         28,500.00                    28,470.85
SALEM                                    358                    358                         61,900.00                    61,842.00
PROVIDENCE                               358                    478                        138,000.00                   137,940.64
REDDICK                                  358                    358                         90,400.00                    90,291.19
CHICAGO HEIGHTS                          358                    358                        255,000.00                   255,000.00
HUDSON                                   358                    358                         99,640.00                    99,549.57
KENDUSKEAG                               358                    358                        100,800.00                   100,645.35
SKOWHEGAN                                358                    358                        143,800.00                   143,640.67
STAFFORD                                 358                    358                        337,500.00                   337,500.00
AGAWAM                                   358                    358                        278,400.00                   277,828.21
NEW LENOX                                358                    358                        254,400.00                   254,053.98
UPPER MARLBORO                           358                    358                        336,800.00                   336,797.57
BRIDGEVIEW                               358                    358                        109,000.00                   108,894.58
WASHINGTON                               358                    358                        260,000.00                   259,696.60
MAPLEWOOD                                178                    358                         88,000.00                    87,938.97
BROOKLINE                                238                    238                        186,000.00                   185,239.41
3EST WARWICK                             178                    358                         33,735.00                    33,712.84
WESTBROOK                                358                    358                        175,000.00                   174,655.51
RALEIGH                                  358                    358                        196,850.00                   196,578.99
BROOKLYN                                 358                    358                        630,000.00                   630,000.00
ATLANTA                                  176                    356                         31,200.00                    31,159.44
ELK RIVER                                358                    358                        220,000.00                   219,756.22
CARMEL                                   358                    358                         73,000.00                    72,930.86
DISTRICT HEIGHT                          358                    358                        292,500.00                   292,469.58
EVANSVILLE                               358                    358                         58,600.00                    58,550.63
BROOKLYN                                 358                    358                        450,000.00                   449,215.30
ZEBULON                                  358                    358                        182,000.00                   181,820.23
NORTH ADAMS                              358                    358                        127,500.00                   127,500.00
JONESBORO                                357                    357                        131,000.00                   130,798.91
HAMPSTEAD                                358                    358                        175,000.00                   174,868.77
MOREHEAD CITY                            358                    358                        570,000.00                   570,000.00
LITTLETON                                358                    358                        490,000.00                   489,111.66
WILMINGTON                               358                    358                        148,750.00                   148,570.97
COLUMBIA                                 358                    475                        123,250.00                   123,088.93
WARREN                                   358                    358                        113,000.00                   112,899.38
LOCKPORT                                 358                    358                        125,000.00                   124,882.88
FLORHAM PARK                             358                    358                        749,999.00                   749,998.99
BURNHAM                                  177                    357                         34,500.00                    34,454.76
BALTIMORE                                358                    358                        295,000.00                   294,479.75
GREENSBORO                               358                    358                        419,900.00                   419,900.00
SAINT ALBANS                             358                    358                        448,000.00                   448,000.00
IRVINGTON                                358                    358                        165,000.00                   164,856.80
BREWER                                   358                    358                        185,000.00                   184,788.54
CHICAGO                                  358                    358                        361,000.00                   360,423.77
SANFORD                                  358                    358                        145,750.00                   145,508.00
DORCHESTER                               357                    357                         48,750.00                    48,696.21
GAINESVILLE                              176                    354                         32,980.00                    32,904.24
SILVER SPRING                            358                    358                        325,600.00                   325,120.01
ROCKFORD                                 358                    358                        100,000.00                    99,919.29
HERMON                                   358                    358                         99,600.00                    99,451.40
TWO HARBORS                              178                    358                         16,500.00                    16,483.70
BALTIMORE                                358                    358                        102,000.00                   101,849.63
WEST STEWARTSTO                          357                    357                         55,350.00                    55,255.75
LOWELL                                   177                    357                         52,800.00                    52,734.47
MIDLOTHIAN                               357                    477                        196,500.00                   196,369.30
PRINCESS ANNE                            357                    357                        135,000.00                   134,659.44
CHICOPEE                                 177                    357                         22,500.00                    22,478.22
LOWELL                                   357                    477                        119,920.00                   119,810.09
LOWELL                                   177                    357                         29,980.00                    29,950.98
SOUTH OZONE PAR                          357                    357                        560,000.00                   558,521.54
HIGH POINT                               357                    357                        104,500.00                   104,332.75
ROSEVILLE                                358                    358                        135,000.00                   134,827.24
BALTIMORE                                358                    358                        239,200.00                   238,847.39
COUNTRY CLUB HI                          357                    357                        305,000.00                   304,380.69
SPRINGFIELD                              357                    357                        167,200.00                   167,200.00
SPRINGFIELD                              177                    357                         41,800.00                    41,757.26
ATHENS                                   357                    357                         69,900.00                    69,821.18
GASTONIA                                 177                    177                         10,000.00                     9,934.93
ESSEX JUNCTION                           358                    358                        130,000.00                   129,786.24
SAINT ALBANS                             358                    358                        340,000.00                   339,365.44
DIXFIELD                                 357                    357                         82,850.00                    82,698.34
CORONA                                   358                    478                        570,000.00                   569,563.19
BALTIMORE                                357                    357                         90,750.00                    90,548.87
BAY SHORE                                358                    478                        135,000.00                   134,912.95
NORTH EAST                               357                    357                        170,000.00                   169,744.46
EVERETT                                  178                    358                         41,985.00                    41,958.03
EDEN                                     357                    357                         78,300.00                    78,098.19
CHARLOTTE                                358                    358                        134,240.00                   134,091.64
CRYSTAL LAKE                             358                    358                        174,400.00                   174,192.25
BALTIMORE                                357                    477                        119,000.00                   118,925.39
COVENTRY                                 357                    357                        242,250.00                   241,656.66
FRANKLINVILLE                            358                    478                        151,500.00                   151,424.71
STEUBEN                                  178                    178                        113,600.00                   112,880.47
NEWARK                                   357                    477                        184,000.00                   183,794.30
CORINNA                                  358                    358                         93,600.00                    93,454.96
ATLANTA                                  176                    356                         15,000.00                    14,981.56
LEXINGTON                                358                    478                        125,100.00                   125,027.88
HIBBING                                  357                    357                         67,840.00                    67,740.89
SCHAUMBURG                               177                    357                         37,000.00                    36,958.30
UPPER MARLBORO                           357                    477                        269,250.00                   268,836.81
LIVERMORE FALLS                          357                    357                         75,000.00                    74,808.94
DETROIT                                  358                    358                         60,000.00                    59,942.57
BALTIMORE                                358                    358                         68,000.00                    67,937.62
METROPOLIS                               358                    358                         50,000.00                    49,959.64
JAMAICA                                  358                    358                        378,000.00                   377,340.84
SOMERSWORTH                              358                    358                        270,000.00                   269,597.99
BURLINGTON                               358                    358                        142,500.00                   142,499.81
RANDALLSTOWN                             357                    357                        224,000.00                   223,999.99
ROSELLE                                  358                    358                        348,000.00                   347,626.25
CLINTON                                  358                    478                         70,400.00                    70,356.50
CLINTON                                  178                    358                         17,600.00                    17,588.04
RICHMOND                                 357                    357                         82,500.00                    82,370.60
WINSTON SALEM                            358                    358                         55,000.00                    54,933.11
STRASBURG                                358                    358                        198,000.00                   197,751.70
BEMIDJI                                  178                    178                         62,000.00                    61,607.30
DEKALB                                   358                    358                        205,000.00                   204,729.51
EVANSVILLE                               358                    358                         75,000.00                    74,892.70
GLEN BURNIE                              358                    358                        145,000.00                   144,747.14
SPRINGFIELD                              358                    358                        215,000.00                   214,792.07
UNIVERSITY PARK                          358                    358                        179,900.00                   179,738.45
LINWOOD                                  178                    178                         99,000.00                    98,455.64
PATERSON                                 358                    478                        400,000.00                   399,825.90
BRISTOL                                  358                    358                        258,400.00                   257,964.57
CHICAGO                                  357                    357                        292,000.00                   291,325.99
CHICAGO                                  357                    357                        149,900.00                   149,631.18
INVER GROVE HEI                          357                    477                        216,000.00                   215,741.04
KNAPP                                    357                    357                        108,000.00                   107,813.39
ALEXANDRIA                               178                    358                         17,850.00                    17,834.91
AMERY                                    357                    357                        150,000.00                   149,747.61
CHICAGO                                  178                    358                         17,500.00                    17,488.74
NORTH SAINT PAU                          357                    357                        172,000.00                   171,586.95
OXFORD                                   356                    356                         14,120.00                    14,101.69
RALEIGH                                  357                    357                        111,150.00                   110,942.33
LEVERING                                 358                    358                        127,800.00                   127,683.75
AURORA                                   358                    478                        162,000.00                   161,904.15
PORTLAND                                 357                    357                        236,000.00                   235,438.79
MUNDELEIN                                358                    478                        207,400.00                   207,280.42
PORTLAND                                 357                    357                         59,000.00                    58,942.87
ROLLING MEADOWS                          357                    357                        140,000.00                   139,822.34
GLENBURN                                 357                    357                        156,000.00                   155,657.40
DETROIT                                  358                    358                        102,000.00                   101,891.59
BENTON                                   177                    177                        175,000.00                   173,261.04
BURLINGTON                               357                    477                        132,500.00                   132,410.57
SWANTON                                  357                    357                        154,640.00                   154,284.32
DETROIT                                  358                    358                        117,000.00                   116,892.67
CHICAGO                                  357                    357                        240,800.00                   240,286.81
CHARLESTOWN                              357                    477                        280,000.00                   279,573.57
BALTIMORE                                357                    477                        108,000.00                   107,890.64
EAST GREENWICH                           357                    357                        864,920.00                   862,538.64
CARMEL                                   357                    357                        245,600.00                   245,600.00
PATERSON                                 357                    357                        345,600.00                   345,063.97
WINSTON SALEM                            356                    356                        140,000.00                   139,738.76
PETERBOROUGH                             357                    357                        264,000.00                   263,287.04
JONESPORT                                357                    357                         73,900.00                    73,780.48
PORTLAND                                 357                    357                        549,000.00                   547,732.77
ELGIN                                    177                    357                         20,000.00                    19,977.20
WOODBRIDGE                               357                    477                        318,000.00                   317,772.32
HYATTSVILLE                              357                    357                        364,000.00                   364,000.00
BLOOMINGTON                              358                    358                         89,500.00                    89,387.77
ROCKFORD                                 357                    357                        118,000.00                   117,785.06
BALTIMORE                                357                    477                        186,300.00                   186,170.47
HAMMOND                                  358                    358                        108,000.00                   107,863.19
HOLBROOK                                 358                    358                        204,000.00                   203,842.32
PATERSON                                 177                    357                         43,200.00                    43,160.40
SHAPLEIGH                                358                    358                        140,000.00                   139,751.06
WATERVILLE                               357                    357                        161,500.00                   161,159.25
FALL RIVER                               357                    357                        248,000.00                   247,349.51
ALBANY                                   358                    358                        177,000.00                   177,000.00
MOUNT HOLLY                              177                    357                         28,725.00                    28,695.62
MERRIMACK                                177                    357                         14,775.00                    14,760.68
BALTIMORE                                357                    357                        187,000.00                   186,628.65
LANDOVER                                 177                    357                         31,500.00                    31,469.49
MANCHESTER                               357                    477                        375,000.00                   374,560.54
CHICAGO                                  357                    357                        422,000.00                   421,100.69
BARRE                                    358                    478                        156,000.00                   155,947.35
CHICAGO                                  358                    358                        248,000.00                   247,619.52
NASHUA                                   357                    357                        264,000.00                   263,284.33
CENTRAL ISLIP                            357                    357                        360,000.00                   359,107.79
AURORA                                   357                    357                        152,000.00                   151,645.64
BREWER                                   357                    357                        214,200.00                   214,200.00
CUMBERLAND FORE                          357                    357                        219,000.00                   218,976.99
SALISBURY                                357                    357                         78,600.00                    78,405.58
PETERBOROUGH                             177                    357                         66,000.00                    65,932.50
GLEN ALLEN                               357                    357                        238,450.00                   237,976.47
REHOBOTH                                 357                    357                        294,750.00                   294,056.00
POOLESVILLE                              357                    357                        607,000.00                   605,612.73
CHICAGO                                  358                    358                        216,000.00                   215,838.38
NORTH PROVIDENC                          358                    358                        200,600.00                   200,270.18
CHARLOTTE                                357                    477                        164,580.00                   164,485.67
DAVENPORT                                357                    357                         68,000.00                    67,906.04
SHELTON                                  357                    477                        247,500.00                   247,351.62
DES MOINES                               178                    178                        124,000.00                   123,248.66
CARL JUNCTION                            358                    358                        200,000.00                   199,802.46
MARSHFIELD                               358                    358                         78,000.00                    77,897.38
BOELUS                                   358                    358                        106,200.00                   106,077.35
GUTHRIE CENTER                           358                    358                         56,000.00                    55,939.85
OLATHE                                   178                    358                         75,000.00                    74,901.03
LUFKIN                                   358                    358                         75,335.00                    75,237.59
MANSFIELD                                358                    358                         86,450.00                    86,338.22
BRANDON                                  358                    358                        178,500.00                   178,228.87
BLACK CANYON CI                          358                    358                        137,500.00                   137,500.00
CARLSBAD                                 358                    358                         50,000.00                    49,957.86
MISSION VIEJO                            358                    358                        792,000.00                   790,816.15
APLINGTON                                358                    358                        117,900.00                   117,762.42
ELDON                                    358                    358                         58,500.00                    58,428.13
NEWTON                                   358                    358                         62,390.00                    62,298.03
LINDEN                                   358                    358                         99,000.00                    98,872.00
OKEECHOBEE                               358                    358                        178,400.00                   178,208.39
BOONE                                    358                    358                         65,600.00                    65,521.84
LA PORTE                                 358                    358                         77,850.00                    77,748.32
WICHITA                                  358                    358                         68,375.00                    68,293.55
NEWTON                                   358                    358                        175,500.00                   175,337.30
PERRY                                    358                    358                         77,900.00                    77,811.86
GRANGER                                  358                    358                        218,000.00                   217,675.41
FRANKFORT                                358                    358                        119,000.00                   118,850.78
HARTLEY                                  358                    358                         80,750.00                    80,658.65
WALLLA WALLA                             358                    358                        136,000.00                   136,000.00
SHALIMAR                                 358                    358                         92,000.00                    91,883.44
CONWAY SPRINGS                           358                    358                         92,000.00                    91,913.79
SACRAMENTO                               358                    358                        165,750.00                   165,750.00
LATHROP                                  358                    355                        210,000.00                   209,181.08
CHARLESTON                               358                    358                        153,600.00                   153,371.29
DIXON IL 61021                           358                    358                         76,400.00                    76,283.08
COVINGTON                                358                    358                         65,000.00                    64,921.78
EVERETT                                  358                    358                        124,100.00                   124,100.00
LAS VEGAS                                358                    358                        529,938.40                   529,938.40
AURORA                                   358                    358                         90,000.00                    89,911.11
FRANKLIN                                 358                    358                        119,000.00                   118,859.70
INDEPENDENCE                             358                    358                         89,250.00                    89,176.41
INDEPENDENCE                             358                    358                        119,200.00                   119,053.56
PHOENIX                                  358                    358                        146,400.00                   146,400.00
MEMPHIS                                  178                    178                         54,400.00                    54,083.13
ATKINS                                   358                    478                        246,600.00                   246,466.22
WINLOCK                                  358                    478                        163,000.00                   162,883.89
BRYANT                                   358                    358                        112,000.00                   112,000.00
INVERNESS                                358                    358                        184,000.00                   183,776.25
LAS VEGAS                                178                    358                         93,518.54                    93,457.15
MEMPHIS                                  358                    358                         59,600.00                    59,523.72
NORTH LAS VEGAS                          358                    478                        261,250.00                   261,122.99
SHREVEPORT                               358                    358                        133,200.00                   133,061.35
SIOUX CITY                               358                    358                        148,000.00                   147,777.41
VANCOUVER                                358                    358                        180,800.00                   180,517.05
ALBUQUERQUE                              358                    358                        152,000.00                   151,863.50
INDIANOLA                                358                    358                        151,800.00                   151,564.79
PORTLAND                                 358                    358                        114,750.00                   114,617.48
NORTH LAS VEGAS                          178                    358                         13,750.00                    13,740.46
RAPIDS CITY                              358                    358                         68,400.00                    68,316.77
MIAMI                                    358                    358                        559,920.00                   559,920.00
EXETER                                   358                    358                         60,500.00                    60,438.34
WICHITA                                  358                    358                         57,000.00                    56,924.79
VANCOUVER                                178                    358                         45,200.00                    45,168.64
BARTLESVILLE                             358                    358                        254,000.00                   253,684.76
WORTH                                    358                    358                         83,000.00                    82,853.83
MESA                                     358                    358                        236,000.00                   235,675.73
NORFOLK                                  358                    358                         80,000.00                    79,885.56
WEST DES MOINES                          358                    358                        454,000.00                   453,363.50
BETTENDORF                               358                    358                        223,650.00                   223,351.90
HEWITT                                   358                    478                        149,000.00                   148,942.43
FORT SMITH                               358                    358                         72,900.00                    72,819.22
WICHITA                                  358                    358                         60,300.00                    60,205.62
ENUMCLAW                                 358                    358                        395,000.00                   394,394.00
CRAWFORDSVILLE                           358                    358                         95,200.00                    95,093.40
EVERETT                                  358                    358                        381,000.00                   381,000.00
EVERETT                                  358                    358                        264,000.00                   263,714.99
LINDSBORG                                358                    358                         78,000.00                    77,924.78
TACOMA                                   358                    358                        143,600.00                   143,396.64
PUYALLUP                                 358                    358                        301,500.00                   301,158.93
BATTLE GROUND                            358                    358                        418,500.00                   418,040.13
WATAUGA                                  358                    358                        124,000.00                   123,887.46
DAVENPORT                                358                    358                        185,000.00                   185,000.00
LAKE STEVENS                             358                    358                        232,500.00                   232,288.99
PLAINFIELD                               357                    357                        131,920.00                   131,638.30
PLAINFIELD                               177                    357                         32,980.00                    32,947.99
BROOKLYN PARK                            357                    357                        218,400.00                   217,858.72
BROOKLYN PARK                            177                    357                         54,600.00                    54,531.94
OAKLAND CITY                             357                    357                         85,000.00                    84,859.36
BRITTON                                  358                    358                        264,000.00                   263,830.45
MACHESNEY PARK                           357                    477                        157,755.00                   157,664.02
DETROIT                                  177                    356                         10,000.00                     9,985.27
ELGIN                                    357                    357                        239,700.00                   239,101.26
BENSENVILLE                              357                    357                        349,000.00                   349,000.00
MIDLAND                                  357                    357                        426,000.00                   425,373.02
CRYSTAL                                  357                    357                        199,520.00                   199,025.50
THIEF RIVER FAL                          357                    357                         64,000.00                    63,899.67
SAUK VILLAGE                             357                    357                         78,500.00                    78,409.55
DETROIT                                  177                    356                         10,000.00                     9,985.27
EVELETH                                  357                    477                         63,600.00                    63,568.15
GLENDALE HEIGHT                          177                    357                         19,580.00                    19,561.04
GREENWOOD                                357                    357                        280,000.00                   279,624.47
BURNSVILLE                               357                    477                        226,400.00                   226,131.87
ROCKFORD                                 177                    351                         18,300.00                    18,244.19
GILBERTSVILLE                            357                    357                         84,000.00                    83,893.59
KOKOMO                                   357                    357                         67,000.00                    66,908.20
HUTCHINSON                               357                    357                        192,950.00                   192,462.33
ZIMMERMAN                                357                    477                        227,050.00                   226,850.71
CAMBRIA                                  357                    357                        113,900.00                   113,612.69
MAPLE GROVE                              177                    357                         27,015.00                    26,981.30
STREAMWOOD                               357                    357                        193,000.00                   192,706.84
CHICAGO                                  357                    357                        300,000.00                   299,489.66
MATTESON                                 357                    477                        176,000.00                   175,811.38
MINNEAPOLIS                              177                    357                         27,000.00                    26,966.34
MATTESON                                 177                    357                         33,000.00                    32,968.05
SPRING LAKE                              357                    357                        101,060.00                   100,887.32
OTTAWA                                   358                    358                        112,000.00                   111,844.55
SAINT PAUL                               177                    357                         37,500.00                    37,453.24
CHICAGO                                  357                    357                        116,000.00                   115,738.16
CRETE                                    357                    357                        277,400.00                   277,400.00
POPLAR GROVE                             357                    357                        133,600.00                   133,303.23
BOONVILLE                                357                    357                         74,000.00                    73,897.76
HAZEL CREST                              357                    357                        255,000.00                   254,578.07
DAWSON                                   357                    357                         79,800.00                    79,644.13
UNIVERSITY PARK                          177                    357                         40,000.00                    39,959.09
JORDAN                                   177                    357                         50,000.00                    49,937.68
MAYWOOD                                  357                    357                        240,000.00                   239,685.50
ROCKFORD                                 357                    357                         51,000.00                    50,929.54
LITTLE CANADA                            177                    357                         17,175.00                    17,153.59
DAVIS JUNCTION                           357                    357                         93,000.00                    92,853.48
BUFFALO                                  177                    357                         33,300.00                    33,258.48
BOLINGBROOK                              177                    357                         29,850.00                    29,819.45
CHICAGO                                  357                    357                        298,400.00                   297,661.24
TAYLOR                                   357                    357                        139,947.00                   139,727.67
ATWATER                                  357                    357                         94,000.00                    93,820.34
SOUTH PARIS                              357                    357                        125,000.00                   124,609.45
NEW RICHMOND                             357                    477                        107,950.00                   107,843.75
CHICAGO                                  357                    357                        337,000.00                   336,548.05
NEW RICHMOND                             177                    357                         19,050.00                    19,030.50
AUBURN HILLS                             357                    477                        180,000.00                   179,900.22
SAUK VILLAGE                             358                    358                        120,000.00                   119,876.38
BEAVER DAM                               357                    357                         85,500.00                    85,500.00
LA SALLE                                 357                    357                         82,900.00                    82,783.02
DAVISON                                  357                    357                         76,000.00                    75,874.50
OXFORD                                   356                    356                         56,480.00                    56,479.99
MINNETONKA                               357                    357                        260,695.00                   260,048.92
NEWBURGH                                 357                    357                         79,500.00                    79,365.98
CHICAGO                                  357                    357                        590,000.00                   589,023.88
JOLIET                                   357                    357                        199,500.00                   199,131.09
CONCORDIA                                357                    357                        100,000.00                    99,857.38
SPRINGFIELD                              357                    357                         59,200.00                    59,111.01
MARQUETTE HEIGH                          358                    358                         55,000.00                    54,951.65
FRANKFORT                                357                    357                         56,000.00                    55,928.93
NASHVILLE                                358                    358                         69,300.00                    69,219.95
MOUNT PROSPECT                           357                    477                        292,000.00                   291,700.07
GRAND PRAIRIE                            358                    358                        243,073.00                   243,072.05
SHERMAN                                  237                    230                         54,450.00                    53,218.09
ELDORA                                   237                    237                         73,000.00                    72,656.91
MIDLOTHIAN                               358                    358                         83,700.00                    83,587.29
LIBERAL                                  178                    178                         65,000.00                    64,692.17
HOUSTON                                  357                    357                         63,000.00                    62,828.19
CEDAR RAPIDS                             358                    358                         67,500.00                    67,425.20
ABILENE                                  357                    357                         50,000.00                    49,908.48
KANSAS CITY                              358                    358                        103,500.00                   103,391.12
TACOMA                                   358                    358                        106,000.00                   105,825.70
OSCEOLA                                  357                    357                        113,700.00                   113,504.33
GENESEO                                  358                    358                         82,000.00                    81,904.31
SEAGOVILLE                               358                    355                         50,000.00                    49,835.95
SEATTLE                                  357                    357                        503,200.00                   501,924.46
OLYMPIA                                  177                    357                         32,250.00                    32,217.00
NEW ORLEANS                              358                    358                        151,000.00                   150,862.96
TACOMA                                   357                    357                        175,000.00                   175,000.00
ARLINGTON                                357                    357                        214,000.00                   213,422.07
DALLAS                                   357                    357                         92,070.00                    91,945.44
MONROE                                   357                    355                        152,000.00                   151,356.26
CEDAR FALLS                              357                    357                        106,400.00                   106,211.14
SHERMAN                                  358                    358                         49,500.00                    49,440.25
COMBINE                                  358                    358                        280,000.00                   279,468.55
HOUSTON                                  358                    358                         91,200.00                    91,042.50
MERIAM                                   357                    357                        146,200.00                   145,848.90
BLUE RIDGE                               357                    357                        282,880.00                   282,880.00
KANSAS CITY                              357                    357                        104,900.00                   104,747.23
SPRINGFIELD                              357                    357                         72,900.00                    72,803.97
HAMILTON                                 357                    357                         59,670.00                    59,590.98
CONROE                                   358                    358                         55,000.00                    54,900.29
KENNEWICK                                357                    357                        112,000.00                   111,828.08
KNOXVILLE                                358                    358                        147,250.00                   147,055.70
HUMBLE                                   357                    357                        221,045.00                   220,748.54
WELLINGTON                               358                    358                         79,500.00                    79,405.78
BUTLER                                   358                    358                        113,920.00                   113,748.67
SPRINGFIELD                              358                    358                         89,250.00                    89,170.69
PANAMA CITY BEA                          358                    358                        405,000.00                   404,628.52
SARITA                                   358                    358                         84,600.00                    84,516.43
POTTSBORO                                357                    477                        156,000.00                   155,915.78
MASON CITY                               358                    358                        183,600.00                   183,381.06
NICKERSON                                358                    358                        108,000.00                   107,832.65
GRANDVIEW                                358                    358                         85,000.00                    84,917.79
MIRAMAR                                  358                    358                        291,500.00                   291,500.00
CLEARWATER                               358                    358                        157,500.00                   157,336.05
LEAVENWORTH                              358                    358                         82,500.00                    82,402.73
INDEPENDENCE                             358                    358                         90,000.00                    89,915.68
BLOOMINGTON                              358                    358                        188,000.00                   187,741.69
INDEPENDENCE                             358                    358                        147,500.00                   147,336.56
WATERLOO                                 358                    358                         95,000.00                    94,872.08
SANTA ROSA BEAC                          358                    358                        256,000.00                   255,648.25
LARGO                                    358                    358                        127,500.00                   127,379.27
SEARCY                                   358                    358                         96,000.00                    95,923.37
BEAVERTON                                358                    358                        196,000.00                   196,000.00
GRINNELL                                 358                    358                         70,000.00                    69,935.09
SEAGOVILLE                               358                    358                         85,000.00                    84,926.85
BOONVILLE                                358                    358                         56,700.00                    56,638.45
SPRINGDALE                               358                    358                        123,900.00                   123,728.02
MIDDLETON                                178                    178                         50,000.00                    49,687.67
SAN ANTONIO                              358                    358                         69,000.00                    68,904.22
EDMOND                                   358                    358                        431,885.00                   431,254.67
DALLAS                                   358                    358                        122,000.00                   121,859.09
PEARCY                                   358                    358                        138,300.00                   138,163.40
FORT WORTH                               358                    478                        174,490.00                   174,425.55
CEDAR HILL                               358                    358                        101,120.00                   100,952.08
HOUSTON                                  358                    358                        138,629.00                   138,453.03
MEMPHIS                                  358                    358                         92,000.00                    91,876.11
TYLER                                    358                    358                        124,500.00                   124,370.40
BENTON                                   358                    358                        197,000.00                   196,757.99
NORTH LITTLE RO                          358                    358                         50,000.00                    49,955.48
WYLIE                                    358                    358                        162,260.00                   162,260.00
HOUSTON                                  358                    358                        169,636.00                   169,395.76
LITTLETON                                358                    358                        395,000.00                   394,350.45
DENTON                                   358                    358                        123,000.00                   122,869.28
ATHENS                                   358                    358                         74,200.00                    74,120.58
GRAND PRAIRIE                            358                    358                        114,292.00                   114,109.56
ARLINGTON                                358                    356                         72,000.00                    71,807.16
GRAND PRAIRIE                            358                    358                        116,547.00                   116,378.60
CHILDRESS                                358                    358                        120,000.00                   119,861.16
CARROLLTON                               358                    358                        254,000.00                   253,703.61
ARLINGTON                                358                    358                        160,550.00                   160,356.77
PROVIDENCE VILL                          358                    358                        131,073.00                   131,073.00
PROVIDENCE VILL                          178                    358                         32,769.00                    32,733.06
SEVIERVILLE                              358                    358                        131,310.00                   131,114.49
FRESNO                                   358                    358                         56,000.00                    55,949.70
DESOTO                                   357                    357                        116,000.00                   115,836.32
SOUTH HAVEN                              358                    358                        112,000.00                   111,853.58
BURRTON                                  356                    356                         97,000.00                    96,808.88
SAN JACINTO                              358                    358                        345,000.00                   344,506.48
PERU                                     356                    356                         86,500.00                    86,346.64
ATLANTA                                  356                    356                        129,000.00                   128,711.98
GAINESVILLE                              357                    477                         69,000.00                    68,962.20
ALBUQUERQUE                              356                    356                        116,000.00                   115,631.09
CITY NAME                                357                    357                        117,580.00                   117,414.07
SOLDIER                                  357                    357                         60,000.00                    59,885.57
DODGE CITY                               357                    357                         84,900.00                    84,773.71
BRANSON                                  356                    356                        369,000.00                   368,331.78
ALLEN                                    358                    358                        188,973.00                   188,973.00
ALTO PASS                                357                    357                         69,000.00                    68,906.67
ARLINGTON                                357                    357                        117,000.00                   116,834.88
FORT WORTH                               357                    357                         50,400.00                    50,333.60
SIKESTON                                 358                    358                         63,000.00                    62,936.45
CONVERSE                                 357                    357                         75,000.00                    74,897.46
THE DALLES                               358                    358                        130,000.00                   130,000.00
HUMBLE                                   177                    177                         93,600.00                    92,632.25
KELSO                                    357                    357                        105,000.00                   104,729.88
BATESVILLE                               357                    357                         51,000.00                    50,933.28
GUN BARREL CITY                          357                    357                         59,625.00                    59,516.98
ERIE                                     357                    357                        180,500.00                   180,222.95
WATERLOO                                 357                    357                        105,000.00                   104,803.85
VILLAGE MILLS                            357                    357                        184,000.00                   183,723.42
IOWA CITY                                357                    357                        103,800.00                   103,574.31
SHREWSBURY                               357                    357                        145,000.00                   144,681.56
GILMER                                   357                    357                         87,000.00                    86,881.57
LITTLE ROCK                              357                    357                         51,300.00                    51,194.97
COLLEGE STATION                          357                    357                        106,250.00                   105,979.33
TRENTON                                  357                    357                         55,000.00                    54,928.69
DIBOLL                                   356                    356                         70,000.00                    69,888.44
OMAHA                                    357                    357                        297,500.00                   296,742.18
PERRYVILLE                               357                    357                         88,000.00                    87,893.00
COVINGTON                                357                    357                         56,000.00                    55,924.24
CARSON                                   357                    357                        130,000.00                   129,762.05
GRANDVIEW                                358                    358                        112,000.00                   111,889.14
LEBANON                                  357                    477                         54,000.00                    53,963.52
DALLAS                                   357                    357                        184,000.00                   183,485.98
OLYMPIA                                  357                    357                        182,750.00                   182,750.00
ALFORD                                   358                    358                         50,000.00                    49,932.53
BARTLESVILLE                             357                    357                         65,500.00                    65,405.59
OSAWATOMIE                               176                    356                         95,000.00                    94,745.01
FRANKFORT                                357                    357                         78,750.00                    78,644.03
PROSSER                                  177                    356                         19,500.00                    19,458.78
MINGO                                    357                    357                         50,000.00                    49,929.44
THE WOODLANDS                            178                    178                         70,000.00                    69,512.25
WICHITA                                  357                    357                         62,000.00                    61,914.33
WINFIELD                                 358                    358                         69,000.00                    68,932.57
MEMPHIS                                  358                    358                         70,000.00                    69,937.14
KANSAS CITY                              358                    358                        128,000.00                   127,900.00
FORT WORTH                               357                    357                        111,900.00                   111,748.62
N. RICHLAND HIL                          358                    358                        144,000.00                   143,871.79
FORT LAUDERDALE                          357                    357                        174,250.00                   173,947.03
HOUSTON                                  357                    357                         75,000.00                    74,841.75
GAINESVILLE                              358                    358                         96,000.00                    95,856.43
FORT LAUDERDALE                          177                    357                         30,750.00                    30,716.43
FRANKFORT                                357                    357                         87,000.00                    86,871.96
OSAWATOMIE                               177                    357                        120,000.00                   119,746.35
ROWLETT                                  357                    357                        138,400.00                   138,200.55
LACY LAKEVIEW                            357                    477                        105,000.00                   104,948.99
KANSAS CITY                              358                    358                         80,250.00                    80,137.60
SAN ANTONIO                              358                    358                        156,000.00                   155,760.67
SALEM                                    358                    358                        182,700.00                   182,700.00
WASHINGTON                               357                    357                         51,500.00                    51,430.34
FT LAUDERDALE                            358                    358                        107,000.00                   106,834.19
WICHITA                                  357                    357                         95,000.00                    94,839.85
GLENN HEIGHTS                            178                    358                         22,000.00                    21,975.87
CADDO MILLS                              178                    358                         14,547.00                    14,531.04
OKLAHOMA CITY                            358                    358                         98,600.00                    98,600.00
OKLAHOMA CITY                            178                    358                         17,400.00                    17,385.80
ALVARADO                                 358                    358                         75,000.00                    74,908.61
ROSENBERG                                358                    358                         88,500.00                    88,380.59
CORDOVA                                  358                    358                        139,400.00                   139,211.92
BOSSIER CITY                             358                    358                         74,000.00                    73,934.24
FATE                                     358                    358                        123,500.00                   123,364.27
MEMPHIS                                  357                    357                        102,500.00                   102,298.50
DALLAS                                   358                    358                        475,200.00                   474,621.02
LAMAR                                    358                    358                        211,950.00                   211,681.51
EULESS                                   358                    358                         85,000.00                    84,899.78
FORT WORTH                               358                    358                         80,000.00                    79,914.07
CECILIA                                  358                    358                         50,500.00                    50,455.02
CROWLEY                                  358                    358                        116,000.00                   115,842.22
LAS VEGAS                                358                    358                        264,000.00                   263,618.55
CROWLEY                                  178                    358                         29,000.00                    28,968.18
BATON ROUGE                              358                    358                         73,000.00                    72,939.82
EL PASO                                  358                    358                         76,000.00                    75,909.47
KATY                                     358                    358                         97,200.00                    97,030.13
LAKE WORTH                               358                    358                         58,800.00                    58,746.06
GARLAND                                  358                    358                        112,500.00                   112,407.24
ANTIOCH                                  358                    358                        118,400.00                   118,201.24
ANTIOCH                                  178                    358                         29,600.00                    29,565.35
GARLAND                                  178                    177                         76,000.00                    75,419.79
ALLEN                                    358                    358                        274,509.00                   274,057.65
ALLEN                                    178                    358                         68,628.00                    68,552.74
HARRAH                                   358                    358                        156,000.00                   155,790.10
EL PASO COUNTY                           358                    358                        128,360.00                   128,211.76
TULSA                                    358                    358                         69,000.00                    68,928.93
DALLAS                                   358                    358                         79,000.00                    78,924.40
FATE                                     178                    358                         33,980.00                    33,942.72
DALLAS                                   358                    358                         81,520.00                    81,056.67
LEWISVILLE                               358                    358                        168,000.00                   164,186.09
FORT WORTH                               178                    178                        153,600.00                   152,585.19
SAN ANTONIO                              358                    358                        153,000.00                   152,821.46
EL PASO                                  358                    358                         81,694.00                    81,620.64
MCKINNEY                                 358                    358                        149,640.00                   149,423.79
DENVER                                   358                    358                        665,000.00                   665,000.00
TUPELO                                   358                    358                         96,900.00                    96,778.48
AZLE                                     358                    358                        127,200.00                   126,993.67
ROCKWALL                                 358                    478                        190,400.00                   190,317.13
KATY                                     358                    478                        140,400.00                   140,306.83
FORT WORTH                               358                    358                        166,651.00                   166,443.74
RICHMOND                                 358                    358                        187,675.00                   187,411.89
MEMPHIS                                  358                    358                         80,750.00                    80,657.70
DERBY                                    358                    358                         60,000.00                    59,942.57
CABOT                                    358                    358                         77,000.00                    76,926.30
HOUMA                                    358                    357                        159,000.00                   158,724.56
SINTON                                   358                    358                        156,500.00                   156,288.93
EL PASO                                  358                    358                        108,760.00                   108,580.82
FORT WORTH                               357                    357                         98,000.00                    97,841.51
MEMPHIS                                  358                    478                         88,000.00                    87,940.76
WOODLAWN                                 358                    358                        103,500.00                   103,348.94
WOODLAWN                                 178                    358                         11,500.00                    11,486.87
BROKEN ARROW                             178                    358                         27,000.00                    26,978.89
WICHITA FALLS                            177                    357                         13,485.00                    13,462.72
HUTTO                                    178                    355                         17,093.00                    17,041.54
BOLIVAR                                  358                    358                         77,350.00                    77,240.45
BOLIVAR                                  178                    358                         13,650.00                    13,634.99
GARLAND                                  358                    358                         74,900.00                    74,826.79
RICHARDSON                               358                    358                        125,600.00                   125,389.38
MESQUITE                                 178                    358                         12,183.00                    12,169.63
MESQUITE                                 177                    357                         19,000.00                    18,968.62
MESQUITE                                 357                    357                        230,000.00                   229,532.98
FORT WORTH                               177                    357                         17,000.00                    16,968.90
DELIGHT                                  357                    357                         80,000.00                    79,863.73
MEMPHIS                                  177                    357                         18,735.00                    18,705.33
WELCH                                    358                    358                         89,000.00                    88,926.31
PARIS                                    357                    477                         90,000.00                    89,958.85
FATE                                     177                    357                         32,554.00                    32,509.95
SOUTHAVEN                                358                    358                        255,077.00                   255,075.58
FLINT                                    358                    358                         90,000.00                    89,917.44
WHITEHOUSE                               177                    357                         15,600.00                    15,577.98
GARLAND                                  357                    477                         95,400.00                    95,338.21
FATE                                     357                    357                        158,000.00                   157,738.59
ALVIN                                    177                    357                         19,400.00                    19,367.96
LAREDO                                   177                    357                         18,510.00                    18,479.43
INOLA                                    357                    477                        109,000.00                   108,931.66
AZLE                                     357                    357                        120,000.00                   119,703.17
MERCEDES                                 358                    358                        100,000.00                    99,890.11
ARLINGTON                                357                    357                        107,500.00                   107,327.96
DUMAS                                    357                    357                         68,500.00                    68,385.71
WINNSBORO                                358                    358                         71,825.00                    71,768.27
ARLINGTON                                357                    357                        191,000.00                   190,489.18
SANGER                                   357                    357                         89,200.00                    89,035.03
SAND SPRINGS                             358                    358                         69,900.00                    69,836.55
ODESSA                                   357                    477                        145,000.00                   144,905.98
WYLIE                                    358                    358                        122,300.00                   122,092.89
WEATHERFORD                              357                    357                         84,900.00                    84,781.44
WATAUGA                                  357                    357                        103,350.00                   103,170.98
LITTLE ROCK                              358                    358                         79,900.00                    79,838.23
LEXINGTON                                358                    358                         90,000.00                    89,931.17
MESQUITE                                 177                    357                         14,730.00                    14,705.65
GRAPEVINE                                358                    358                        172,800.00                   172,799.56
EL PASO                                  358                    358                        204,765.00                   204,488.73
WOLFFORTH                                357                    477                        152,235.00                   152,140.70
MOUNDS                                   358                    356                         61,900.00                    61,767.98
FORT WORTH                               357                    357                        161,645.00                   161,339.92
ALLEN                                    177                    357                         19,030.00                    18,998.59
DALLAS                                   357                    357                         97,500.00                    97,357.99
JACKSON                                  356                    356                         51,000.00                    50,911.47
BURNET                                   358                    358                        280,000.00                   277,146.72
FRISCO                                   357                    357                        222,998.00                   222,602.20
OLIVE BRANCH                             357                    357                        152,835.00                   152,580.01
HOUSTON                                  177                    357                         18,974.00                    18,941.67
CEDAR HILL                               356                    356                        111,000.00                   110,785.82
SEAGOVILLE                               176                    356                         25,800.00                    25,742.96
BOLIVAR                                  357                    477                         69,000.00                    68,960.30
TULSA                                    357                    357                         85,000.00                    84,832.89
HORIZON CITY                             358                    358                         73,400.00                    73,309.82
KATY                                     177                    357                         14,250.00                    14,226.48
SUNSET                                   177                    352                         17,850.00                    17,763.73
CLEBURNE                                 357                    357                        118,800.00                   118,505.55
JACKSON                                  357                    357                         59,200.00                    59,073.82
SHERMAN                                  357                    357                        135,000.00                   134,777.60
CHATTANOOGA                              357                    357                         73,150.00                    73,022.80
FRISCO                                   357                    357                        309,365.00                   308,576.95
FORNEY                                   357                    357                        146,897.00                   146,638.94
EL PASO                                  357                    357                         63,000.00                    62,907.27
FORT WORTH                               177                    357                         16,400.00                    16,372.92
EL PASO                                  357                    357                        118,500.00                   118,275.20
MESQUITE                                 357                    357                        122,100.00                   121,896.29
BEAUMONT                                 177                    357                         27,900.00                    27,853.94
MEMPHIS                                  177                    357                         16,900.00                    16,870.04
FORT WORTH                               177                    356                         18,600.00                    18,548.95
TULSA                                    177                    353                         17,985.00                    17,946.35
CADDO MILLS                              177                    357                         20,250.00                    20,216.56
BURLESON                                 357                    357                         88,000.00                    87,819.50
GRAND PRAIRIE                            357                    355                         79,800.00                    79,497.62
TULSA                                    357                    357                         70,000.00                    69,907.30
ROWLETT                                  177                    357                         16,335.00                    16,308.02
HICKORY VALLEY                           357                    357                         83,000.00                    82,857.17
GRANBURY                                 357                    357                        420,000.00                   418,887.58
DALLAS                                   357                    357                        141,058.00                   140,766.33
PLANO                                    357                    357                        126,880.00                   126,562.96
PLANO                                    177                    357                         31,720.00                    31,667.62
GRAND PRAIRIE                            177                    357                         41,998.00                    41,928.65
COVINGTON                                358                    358                         97,000.00                    96,910.07
FORT WORTH                               357                    357                         70,000.00                    69,899.65
EL PASO                                  357                    357                        150,300.00                   150,016.33
LAGO VISTA                               177                    357                         25,283.00                    25,241.23
BROWNSVILLE                              357                    356                         79,000.00                    78,748.94
LUBBOCK                                  357                    357                        109,055.00                   108,774.47
LUBBOCK                                  177                    357                         19,245.00                    19,213.23
ANNA                                     177                    357                         23,500.00                    23,461.19
BOLIVAR                                  357                    357                         80,000.00                    79,873.28
HUMBOLDT                                 357                    357                         64,000.00                    63,905.79
ALEDO                                    357                    357                        202,500.00                   201,994.17
ARLINGTON                                177                    357                         17,985.00                    17,955.28
COLLIERVILLE                             358                    358                        135,500.00                   135,304.20
BOLIVAR                                  357                    357                         66,500.00                    66,401.09
HEARTLAND                                357                    357                        100,490.00                   100,338.94
MIDDLETON                                357                    357                         50,065.00                    50,004.77
FORT WORTH                               357                    357                        123,900.00                   123,688.97
RENOVA                                   357                    357                        105,500.00                   105,323.98
MESQUITE                                 357                    357                        106,250.00                   106,244.58
MESQUITE                                 177                    357                         18,750.00                    18,709.71
MULVANE                                  357                    357                        105,646.00                   105,464.19
WHITWELL                                 357                    357                        100,000.00                    99,866.14
HUTCHINSON                               357                    357                         98,000.00                    97,822.43
LEWISVILLE                               177                    357                         17,460.00                    17,431.17
CARROLLTON                               357                    357                        130,000.00                   129,806.22
LOUISVILLE                               357                    357                        104,900.00                   104,753.53
TULSA                                    177                    357                         18,900.00                    18,881.70
HORIZON CITY                             357                    357                         94,200.00                    94,023.99
HORIZON CITY                             357                    350                         81,200.00                    80,590.29
AUSTIN                                   358                    358                        219,600.00                   219,600.00
LONGVIEW                                 357                    357                        296,400.00                   295,909.62
HOUSTON                                  177                    342                         19,875.00                    19,677.70
CANYON LAKE                              357                    357                        196,100.00                   195,701.81
ABILENE                                  357                    357                         53,000.00                    52,931.30
ANAHUAC                                  358                    358                         55,800.00                    55,748.32
MIDLAND                                  357                    357                         67,000.00                    66,905.44
HOUSTON                                  357                    357                        177,990.00                   177,738.84
PASADENA                                 177                    357                         17,850.00                    17,824.81
PASADENA                                 178                    358                         20,000.00                    19,978.06
HOCKLEY                                  177                    357                         18,960.00                    18,928.68
BEAUMONT                                 357                    357                        111,000.00                   110,816.24
COLUMBIA                                 357                    357                         96,000.00                    95,858.69
AUSTIN                                   358                    358                        359,920.00                   359,473.30
HOUSTON                                  357                    357                        126,520.00                   126,335.71
BEAUMONT                                 357                    354                         89,900.00                    89,586.01
HOUSTON                                  358                    358                        113,000.00                   112,873.48
PASADENA                                 357                    357                        134,000.00                   133,773.31
SAN ANTONIO                              357                    357                         61,600.00                    61,501.39
HOUSTON                                  177                    357                         14,775.00                    14,750.58
HOUSTON                                  357                    357                        115,690.00                   115,508.66
DUBLIN                                   357                    357                         81,000.00                    80,864.76
HUMBLE                                   357                    357                        144,000.00                   143,614.13
GALENA PARK                              358                    358                         62,560.00                    62,477.44
HOUSTON                                  178                    358                         14,000.00                    13,984.64
CYPRESS                                  358                    358                        113,670.00                   113,537.36
HUMBLE                                   178                    358                         18,481.00                    18,460.72
SAN ANTONIO                              358                    358                        127,500.00                   127,354.27
MCALLEN                                  358                    358                         85,500.00                    85,382.53
PHARR                                    358                    358                        180,090.00                   179,775.95
PHARR                                    178                    358                         45,023.00                    44,973.62
AUSTIN                                   357                    357                         98,320.00                    98,049.30
AUSTIN                                   177                    357                         24,580.00                    24,539.41
KATY                                     178                    178                        113,900.00                   113,172.95
LEAGUE CITY                              178                    349                         13,500.00                    13,410.00
WACO                                     357                    357                         50,000.00                    49,925.62
MONTGOMERY                               357                    357                        167,450.00                   167,176.18
CROCKETT                                 358                    358                        106,250.00                   106,068.29
CROCKETT                                 178                    358                         18,750.00                    18,729.44
SAN JUAN                                 358                    358                         74,242.00                    74,156.25
HOUSTON                                  358                    358                        146,000.00                   145,757.56
HOUSTON                                  178                    358                         14,850.00                    14,833.71
MONTGOMERY                               358                    358                        149,970.00                   149,755.47
RICHMOND                                 358                    358                        236,000.00                   235,637.93
MISSOURI CITY                            358                    358                        168,500.00                   168,268.02
SUGAR LAND                               358                    358                        448,000.00                   447,426.68
KILLEEN                                  358                    358                         73,500.00                    73,428.15
MCALLEN                                  358                    358                        137,600.00                   137,427.46
HOUSTON                                  358                    358                         72,000.00                    71,935.33
HITCHCOCK                                358                    358                         63,020.00                    62,936.86
HITCHCOCK                                178                    358                         15,755.00                    15,737.72
SAN ANTONIO                              358                    358                        124,000.00                   123,873.61
HUFFMAN                                  358                    358                        175,200.00                   174,931.22
WHITESBORO                               358                    358                        130,000.00                   129,830.20
ROUND ROCK                               358                    358                         92,000.00                    91,875.86
LINDALE                                  358                    358                        207,400.00                   207,400.00
HOUSTON                                  358                    358                         93,500.00                    93,397.26
HOUSTON                                  178                    358                         46,000.00                    45,949.55
HOUSTON                                  178                    178                         53,000.00                    52,717.55
CLEVELAND                                358                    358                         71,200.00                    71,109.81
CLEVELAND                                178                    358                         17,800.00                    17,773.25
ROUND ROCK                               358                    358                        263,984.00                   263,550.99
HOUSTON                                  358                    358                        149,000.00                   148,845.95
AUSTIN                                   358                    478                         94,400.00                    94,335.55
EL PASO                                  358                    358                         84,000.00                    83,919.62
PORTER                                   358                    358                         73,450.00                    73,393.83
WAXAHACHIE                               358                    358                        143,000.00                   142,842.44
CYPRESS                                  358                    358                        125,740.00                   125,599.22
HOUSTON                                  358                    358                         97,750.00                    97,622.32
HOUSTON                                  178                    358                         17,250.00                    17,231.08
SILSBEE                                  358                    358                         89,900.00                    89,823.46
ROSENBERG                                358                    358                        251,500.00                   251,238.23
LONGVIEW                                 358                    478                        142,900.00                   142,837.80
CANYON LAKE                              358                    358                        157,497.00                   157,307.44
CEDAR PARK                               358                    478                        310,000.00                   309,714.35
HOUSTON                                  358                    358                        215,600.00                   215,294.67
HUMBLE                                   358                    358                        174,800.00                   174,598.11
ORANGE                                   358                    358                         74,000.00                    73,922.99
DALLAS                                   358                    358                         68,000.00                    67,929.22
DALLAS                                   178                    358                         17,000.00                    16,981.35
LAREDO                                   358                    358                        105,190.00                   105,045.47
SEALY                                    358                    358                        143,920.00                   143,709.94
BAYTOWN                                  358                    358                        142,500.00                   142,283.53
KATY                                     358                    358                         95,120.00                    94,974.05
MISSOURI CITY                            358                    358                        125,000.00                   124,847.15
LA PORTE                                 358                    358                        159,332.00                   159,075.13
HUMBLE                                   358                    358                        156,686.00                   156,495.49
LEANDER                                  358                    358                         72,000.00                    71,903.04
CYPRESS                                  358                    478                        110,400.00                   110,320.56
HOUSTON                                  358                    358                         83,700.00                    83,606.29
DAYTON                                   358                    358                        215,000.00                   214,783.13
THE WOODLANDS                            358                    358                        293,250.00                   292,810.94
BROWNSVILLE                              358                    358                         82,500.00                    82,397.60
KYLE                                     358                    358                        218,000.00                   217,773.09
CORSICANA                                178                    358                         13,800.00                    13,781.97
HUTTO                                    358                    358                        199,269.00                   198,940.71
PEARLAND                                 358                    358                        286,056.00                   285,621.08
HOUSTON                                  358                    478                        135,490.00                   135,420.15
HUMBLE                                   358                    358                        245,000.00                   245,000.00
DICKINSON                                358                    358                         66,000.00                    65,926.87
PEARLAND                                 358                    358                        109,600.00                   109,421.56
PEARLAND                                 178                    358                         20,550.00                    20,527.47
BAYTOWN                                  358                    358                        210,000.00                   209,799.04
SAGINAW                                  176                    355                         24,000.00                    23,926.14
MESQUITE                                 177                    357                         28,800.00                    28,752.42
BOLIVAR                                  177                    357                         14,990.00                    14,974.65
OTTUMWA                                  357                    357                         87,000.00                    86,832.40
MARSHALLTOWN                             177                    357                         11,000.00                    10,986.00
WYLIE                                    178                    358                         15,200.00                    15,183.32
HAYS                                     177                    357                         13,600.00                    13,583.62
GRINNELL                                 177                    357                         11,180.00                    11,165.81
ALLEN                                    178                    358                         20,998.00                    20,974.97
IOWA CITY                                177                    356                         13,050.00                    13,029.59
FREEMONT                                 177                    357                         38,000.00                    37,961.15
NORFOLK                                  177                    357                         49,000.00                    48,949.90
HOUSTON                                  178                    358                         14,100.00                    14,084.52
LUFKIN                                   178                    358                         13,295.00                    13,280.41
LEAGUE CITY                              178                    358                         18,600.00                    18,579.60
TYLER                                    358                    358                        119,000.00                   118,903.97
KANSAS CITY                              178                    358                         10,000.00                     9,992.89
SOUTH HOUSTON                            358                    358                         56,000.00                    55,947.53
LAREDO                                   357                    357                        134,462.00                   134,112.73
HOUSTON                                  356                    356                        131,000.00                   130,709.91
SUGAR LAND                               177                    357                         79,221.00                    79,090.18
HOUSTON                                  357                    357                         19,485.00                    19,452.81
HOUSTON                                  357                    357                        127,600.00                   127,402.06
CROSBY                                   177                    357                         10,000.00                     9,983.47
HOUSTON                                  358                    358                         85,000.00                    84,894.49
HIGHLANDS                                237                    237                         76,550.00                    76,157.49
HOUSTON                                  176                    355                         38,800.00                    38,690.66
VIDOR                                    357                    357                        123,600.00                   123,419.97
HOUSTON                                  357                    357                        125,900.00                   125,688.42
LAKE CHARLES                             357                    357                         65,000.00                    64,893.78
LUMBERTON                                177                    357                         27,322.00                    27,276.89
SAN JUAN                                 177                    350                         24,200.00                    24,058.54
WACO                                     357                    357                         58,194.00                    58,115.94
KARNACK                                  177                    357                         17,980.00                    17,950.29
HORIZON                                  357                    357                         89,350.00                    89,194.65
HOUSTON                                  357                    357                        150,180.00                   149,961.27
CEDAR PARK                               178                    358                         16,000.00                    15,982.45
HOUSTON                                  357                    357                        116,193.00                   115,998.91
BAYTOWN                                  357                    357                        108,530.00                   108,329.30
CHANNELVIEW                              357                    357                         85,850.00                    85,768.67
SAN ANTONIO                              177                    357                         14,416.00                    14,392.18
MANOR                                    178                    358                         19,100.00                    19,079.04
FORT WORTH                               177                    357                         17,200.00                    17,171.59
LEAGUE CITY                              357                    356                        260,050.00                   259,097.94
SILSBEE                                  177                    357                         14,720.00                    14,695.11
SAN JUAN                                 177                    357                         16,400.00                    16,372.92
WILLIS                                   177                    357                         32,600.00                    32,546.17
HEMPSTEAD                                177                    357                         33,000.00                    32,945.50
SAN ANTONIO                              357                    357                         79,500.00                    79,346.85
HUMBLE                                   357                    357                         72,000.00                    71,892.90
HOUSTON                                  177                    357                         18,750.00                    18,719.04
HUMBLE                                   177                    357                         20,188.00                    20,154.66
RIO GRANDE CITY                          177                    357                         15,300.00                    15,274.73
LYTLE                                    357                    357                        220,800.00                   220,295.36
HOUSTON                                  357                    357                        127,250.00                   127,037.71
TOMBALL                                  177                    352                         27,580.00                    27,452.65
RICHMOND                                 357                    357                        179,000.00                   178,557.23
AUSTIN                                   177                    357                         16,905.00                    16,877.07
BROWNSVILLE                              357                    357                         72,700.00                    72,608.74
HOUSTON                                  357                    357                        106,000.00                   105,835.59
CROSBY                                   177                    357                         71,800.00                    71,681.46
HOUSTON                                  357                    357                        108,000.00                   107,837.66
VICTORIA                                 177                    357                         21,980.00                    21,943.70
SAN ANTONIO                              357                    355                        129,221.00                   128,692.94
SAN ANTONIO                              177                    173                         22,803.00                    22,316.32
ROSENBERG                                357                    357                        164,400.00                   164,110.68
BROWNSVILLE                              357                    357                        108,000.00                   107,817.70
HOUSTON                                  177                    357                         22,500.00                    22,462.82
SAN JUAN                                 357                    357                         93,600.00                    93,400.50
NEW CANEY                                177                    357                         30,900.00                    30,846.21
HOUSTON                                  177                    357                         17,000.00                    16,971.92
HOUSTON                                  357                    357                        116,000.00                   115,820.08
BAYTOWN                                  357                    357                         51,200.00                    51,113.69
BROWNSVILLE                              358                    358                        140,400.00                   140,193.03
LA PORTE                                 357                    477                         65,000.00                    64,963.81
LEWISVILLE                               357                    477                        134,000.00                   133,912.62
HORIZON                                  357                    357                         96,500.00                    96,350.30
HOUSTON                                  357                    357                        137,000.00                   136,771.45
HOUSTON                                  357                    357                         66,000.00                    65,907.84
VICTORIA                                 177                    357                         15,780.00                    15,753.95
HOUSTON                                  358                    358                         75,000.00                    74,932.66
HOUSTON                                  178                    358                         19,990.00                    19,968.07
MAGNOLIA                                 357                    357                        152,560.00                   152,327.06
AUSTIN                                   357                    355                         61,000.00                    60,796.43
HOUSTON                                  177                    334                         14,500.00                    14,273.77
AUSTIN                                   357                    357                        209,197.00                   209,196.52
AUSTIN                                   177                    357                         52,300.00                    52,213.47
SPRING                                   357                    357                        202,000.00                   201,561.11
HOUSTON                                  357                    357                        155,000.00                   154,722.05
SPRING                                   357                    357                        263,680.00                   263,144.58
HOUSTON                                  357                    357                         93,000.00                    92,836.61
CYPRESS                                  357                    357                        126,428.00                   126,203.60
HOUSTON                                  357                    477                        106,366.00                   106,223.54
HOUSTON                                  177                    357                         18,771.00                    18,740.00
SPRING                                   177                    357                         20,985.00                    20,950.32
HUMBLE                                   357                    357                        109,728.00                   109,395.48
HUMBLE                                   177                    357                         27,432.00                    27,386.69
EDINBURG                                 357                    357                        131,300.00                   131,076.38
HOUSTON                                  357                    357                        104,800.00                   104,610.13
BAYTOWN                                  357                    357                        164,000.00                   163,582.24
HOUSTON                                  177                    357                         16,125.00                    16,098.36
DONNA                                    357                    357                         69,000.00                    68,916.10
EDINBURG                                 357                    357                        153,000.00                   152,727.05
HOUSTON                                  358                    358                        175,112.00                   174,856.35
FRESNO                                   357                    357                        114,981.00                   114,781.77
SAN ANTONIO                              358                    358                         68,800.00                    68,699.63
SAN ANTONIO                              357                    357                         84,000.00                    83,871.05
HOPKINS                                  357                    357                        129,750.00                   129,531.54
BAYTOWN                                  357                    357                         97,500.00                    97,330.47
KATY                                     357                    357                        107,000.00                   106,809.10
PENITAS                                  358                    478                        104,125.00                   104,053.91
SEA BROOK                                358                    478                        344,000.00                   343,718.11
PENITAS                                  178                    358                         18,375.00                    18,354.85
SAN ANTONIO                              178                    357                         13,950.00                    13,926.89
PFLUGERVILLE                             358                    358                        213,920.00                   213,550.58
PENITAS                                  358                    358                         66,400.00                    66,328.67
EDINBURG                                 178                    358                         49,000.00                    48,946.26
KINGWOOD                                 358                    358                         88,800.00                    88,649.49
SPRING                                   357                    357                        135,495.00                   135,313.28
HOUSTON                                  177                    357                         14,850.00                    14,827.90
VIDOR                                    357                    357                        159,920.00                   159,483.91
WINNIE                                   357                    357                        100,000.00                    99,829.67
GRANADA HILLS                            358                    358                        552,500.00                   552,500.00
LAKE ELSINORE                            177                    357                         27,500.00                    27,470.30
GRANADA HILLS                            357                    357                        619,000.00                   619,000.00
HESPERIA                                 177                    357                         42,750.00                    42,703.85
RESEDA AREA                              177                    357                        111,100.00                   110,986.39
SUN VALLEY                               177                    356                        115,400.00                   115,207.51
MORENO VALLEY                            177                    357                         86,000.00                    85,896.56
SOUTH GATE                               177                    357                         64,500.00                    64,437.57
LOS ANGELES                              357                    357                        416,000.00                   415,498.92
RIVERSIDE                                177                    357                         79,000.00                    78,923.50
DESERT HOT SPRI                          358                    358                        120,000.00                   119,913.09
DESERT HOT SPRI                          178                    358                         15,000.00                    14,990.87
LA PUENTE                                357                    357                        514,900.00                   514,900.00
COSTA MESA                               357                    357                        612,000.00                   612,000.00
COSTA MESA                               177                    357                         68,000.00                    67,937.69
LAS VEGAS                                357                    477                        274,500.00                   274,179.98
SUGARLOAF                                177                    357                         42,980.00                    42,938.39
REDLANDS                                 177                    357                         74,000.00                    73,928.36
SANTA ANA                                177                    357                        100,000.00                    99,891.81
SAN BERNARDINO                           357                    357                        274,500.00                   274,500.00
HIGHLAND                                 357                    357                        425,000.00                   425,000.00
LOS ANGELES                              357                    357                        355,500.00                   354,530.61
FONTANA                                  177                    357                         52,800.00                    52,746.00
SANTA CRUZ                               358                    358                      1,000,000.00                 1,000,000.00
BAKERSFIELD                              357                    357                        269,500.00                   269,500.00
FONTANA AREA                             357                    357                        415,000.00                   415,000.00
EL MONTE                                 177                    357                         66,000.00                    65,936.09
WESTMINSTER                              357                    357                        569,500.00                   569,500.00
FONTANA                                  357                    357                        676,800.00                   676,800.00
GARDEN GROVE                             177                    357                         46,000.00                    45,946.35
MORENO VALLEY                            177                    357                         56,250.00                    56,195.55
LONG BEACH                               177                    252                         67,000.00                    62,555.74
RIALTO                                   177                    357                         64,000.00                    63,938.04
NUEVO                                    357                    357                        582,900.00                   582,900.00
BAKERSFIELD                              358                    478                         50,000.00                    49,965.37
LOS ANGELES                              177                    357                        139,800.00                   139,664.67
PERRIS                                   357                    357                        384,750.00                   384,750.00
ONTARIO                                  357                    357                        400,000.00                   399,172.89
RIVERSIDE AREA                           358                    358                        439,850.00                   439,850.00
HESPERIA                                 357                    357                        380,000.00                   380,000.00
ANAHEIM                                  358                    478                        635,000.00                   634,607.74
SANTA ANA                                358                    358                        264,000.00                   264,000.00
MONROVIA                                 358                    358                        855,000.00                   855,000.00
CORONA                                   358                    358                        269,000.00                   269,000.00
LOS ANGELES                              357                    357                        510,000.00                   508,713.52
SANTA ROSA BEAC                          358                    358                        306,000.00                   306,000.00
LOS ANGELES                              357                    357                        520,000.00                   520,000.00
DOWNEY                                   358                    358                        465,000.00                   465,000.00
RICHMOND                                 358                    358                        320,000.00                   320,000.00
SAN DIEGO                                358                    358                        312,000.00                   312,000.00
SAN DIEGO                                358                    358                        456,000.00                   455,132.39
TEMECULA                                 358                    358                        377,900.00                   377,900.00
CATHEDRAL CITY                           358                    358                        164,000.00                   163,995.61
HUNTINGTON BEAC                          358                    358                        515,000.00                   515,000.00
HIDDEN HILLS                             358                    358                        675,000.00                   675,000.00
ESCONDIDO                                358                    358                        510,000.00                   510,000.00
DESERT HOT SPRI                          358                    358                        250,750.00                   250,750.00
HEBER                                    358                    358                        284,990.00                   284,990.00
CHULA VISTA                              358                    358                        355,000.00                   354,386.98
BRAWLEY                                  358                    358                        303,920.00                   303,920.00
CONWAY                                   176                    356                         17,100.00                    17,077.57
ROCKFORD                                 357                    357                        244,800.00                   244,800.00
LOS ANGELES                              176                    356                         48,000.00                    47,937.74
LOS ANGELES                              357                    357                        536,310.00                   536,310.00
LOS ANGELES                              177                    357                         59,590.00                    59,532.30
CHICAGO                                  177                    357                         10,500.00                    10,489.81
NORTHRIDGE AREA                          177                    357                        110,000.00                   109,887.53
SANTA ANA                                177                    357                         65,000.00                    64,929.67
APPLE VALLEY AR                          177                    356                         34,900.00                    34,845.52
LAKEPORT                                 356                    356                        648,000.00                   648,000.00
SURPRISE                                 357                    357                        318,900.00                   318,900.00
BAKERSFIELD                              356                    356                        218,000.00                   217,999.92
BLOOMINGTON ARE                          177                    357                         78,000.00                    77,900.95
ANAHEIM                                  177                    357                         72,000.00                    71,922.10
SAN DIEGO                                177                    357                         40,127.00                    40,087.71
APPLE VALLEY                             177                    337                         16,250.00                    16,103.65
OCEANSIDE                                358                    358                        467,200.00                   467,200.00
YUBA CITY                                177                    357                         34,285.00                    34,247.89
SUN CITY                                 177                    324                         15,000.00                    14,766.75
CARLSBAD                                 357                    477                        416,000.00                   415,674.85
SAN DIEGO                                357                    357                        257,125.00                   257,125.00
SAN YSIDRO                               178                    358                         51,934.00                    51,885.84
MURRIETA                                 177                    357                         93,000.00                    92,909.96
SAN DIEGO                                358                    358                        360,000.00                   359,598.42
EL CAJON                                 357                    357                        372,000.00                   372,000.00
EL CAJON                                 177                    357                         93,000.00                    92,904.90
SAN DIEGO                                357                    357                        512,000.00                   512,000.00
SAN DIEGO                                357                    357                        446,500.00                   446,500.00
SHASTA LAKE                              358                    358                        141,500.00                   141,249.61
PALM DESERT                              357                    357                        680,000.00                   678,100.48
OCEANSIDE                                177                    357                         68,500.00                    68,417.62
YUCAIPA                                  357                    357                        712,500.00                   710,441.60
ORANGEVALE                               177                    357                         29,000.00                    28,971.92
OLIVEHURST                               356                    476                        232,000.00                   231,709.74
RANCHO MURIETA                           357                    357                        710,100.00                   710,099.08
SAN DIEGO                                177                    357                         87,000.00                    86,920.29
MURRIETA                                 357                    357                        389,500.00                   389,500.00
HEBER                                    357                    477                        332,910.00                   332,492.76
ORANGE                                   357                    357                        498,600.00                   498,600.00
SAN DIEGO                                358                    358                        558,500.00                   558,500.00
VIRGINIA CITY H                          357                    357                        467,500.00                   466,297.44
RANCHO MIRAGE                            357                    357                        630,000.00                   630,000.00
SAN JACINTO                              358                    358                        292,500.00                   292,009.53
THOUSAND OAKS                            357                    477                        715,000.00                   714,029.27
NORTH HIGHLANDS                          357                    477                        222,300.00                   222,147.72
SAN DIEGO                                358                    358                        560,000.00                   560,000.00
HEBER                                    357                    357                        331,992.00                   331,992.00
SAN DIEGO                                357                    357                        480,800.00                   480,800.00
SAN LORENZO                              177                    357                        102,000.00                   101,901.26
COUPEVILLE                               357                    357                        534,000.00                   534,000.00
LA QUINTA                                357                    357                        570,000.00                   568,217.79
BENICIA                                  177                    357                        114,000.00                   113,852.21
SACRAMENTO                               357                    477                        311,900.00                   311,656.19
SAN DIEGO                                358                    358                        500,388.00                   500,388.00
SOLANA BEACH                             358                    358                        750,000.00                   750,000.00
HEMET                                    357                    476                        346,500.00                   345,935.80
ALISO VIEJO                              357                    357                        440,000.00                   440,000.00
MENIFEE                                  357                    357                        538,866.00                   538,866.00
MENIFEE                                  177                    357                         95,094.00                    95,001.95
INDIO                                    358                    358                        320,000.00                   319,532.98
SALINAS                                  358                    358                        900,000.00                   898,328.41
CHULA VISTA                              358                    358                        657,000.00                   657,000.00
BERKELEY                                 358                    358                        229,500.00                   229,277.59
3443 MADISON AV                          358                    358                        604,000.00                   604,000.00
SACRAMENTO                               357                    477                        410,000.00                   409,511.12
SAN JOSE                                 358                    358                        639,000.00                   639,000.00
IMPERIAL BEACH                           358                    358                        225,500.00                   224,965.86
RIVERSIDE                                358                    358                        580,000.00                   580,000.00
SAN JOSE                                 358                    358                        568,000.00                   567,042.88
SALIDA                                   358                    478                        369,000.00                   368,737.18
SAN DIEGO                                358                    358                        248,000.00                   247,562.37
OAKDALE                                  358                    358                        245,600.00                   245,600.00
MATHER                                   358                    358                        484,000.00                   483,164.22
SACRAMENTO                               358                    358                        348,000.00                   348,000.00
LINCOLN                                  358                    358                        240,000.00                   240,000.00
SOLANA BEACH                             358                    478                        698,400.00                   697,943.17
STOCKTON                                 358                    358                        355,000.00                   355,000.00
SAN DIEGO                                358                    358                        608,000.00                   608,000.00
SAN JOSE                                 358                    358                        600,000.00                   600,000.00
CHULA VISTA                              358                    358                        282,400.00                   282,400.00
CHULA VISTA                              178                    358                         70,600.00                    70,546.60
SAN JOSE                                 358                    358                        600,000.00                   600,000.00
SAN JOSE                                 178                    358                        150,000.00                   149,866.73
ANTIOCH                                  358                    358                        705,500.00                   705,500.00
HEBER                                    358                    358                        339,575.00                   339,575.00
LAKESIDE                                 358                    358                        590,000.00                   589,121.52
SIMI VALLEY                              358                    358                        350,000.00                   350,000.00
HOFFMAN ESTATES                          177                    355                         33,000.00                    32,942.59
DETROIT                                  176                    356                         17,250.00                    17,227.61
MENAHGA                                  358                    478                        157,250.00                   157,189.24
DEKALB                                   357                    357                        124,800.00                   124,519.83
LOCKPORT                                 357                    357                        185,300.00                   185,300.00
OSWEGO                                   357                    357                        136,000.00                   135,698.32
HOUSTON                                  177                    357                         14,956.95                    14,932.25
GALVA                                    176                    356                         23,000.00                    22,969.85
IOLA                                     176                    356                         16,800.00                    16,772.92
COLLEGE STATION                          177                    357                         18,750.00                    18,723.51
STANTON                                  358                    358                        465,000.00                   465,000.00
DIAMOND BAR                              358                    358                        704,000.00                   702,721.21
LAGUNA NIGUEL                            358                    358                        332,100.00                   332,100.00
MORENO VALLEY                            358                    358                        440,000.00                   440,000.00
ANAHEIM                                  358                    358                        510,000.00                   510,000.00
ONTARIO                                  358                    358                        416,000.00                   416,000.00
PERRIS                                   358                    358                        296,000.00                   296,000.00
INGLEWOOD                                358                    358                        286,400.00                   286,400.00
INGLEWOOD                                178                    358                         71,600.00                    71,548.58
FONTANA                                  358                    358                        304,800.00                   304,800.00
CORONA                                   358                    358                        549,000.00                   549,000.00
CORONA                                   358                    358                        504,000.00                   504,000.00
CASTAIC                                  358                    358                        515,000.00                   515,000.00
RIALTO                                   358                    358                        175,000.00                   174,711.70
EL CAJON                                 358                    358                        452,000.00                   452,000.00
LA HABRA                                 358                    358                        433,000.00                   433,000.00
NORTH HOLLYWOOD                          358                    358                        488,000.00                   488,000.00
PACOIMA                                  358                    358                        420,000.00                   420,000.00
PACOIMA                                  178                    358                        105,000.00                   104,901.62
SAN BERNARDINO                           358                    358                        252,000.00                   251,956.50
CORONA                                   358                    358                        350,000.00                   350,000.00
LAKE ELSINORE                            358                    358                        385,000.00                   385,000.00
BALTIMORE                                358                    358                        259,000.00                   259,000.00
AURORA                                   177                    357                         16,000.00                    15,984.34
AURORA                                   177                    357                         39,750.00                    39,711.08
DENVER                                   176                    356                         33,450.00                    33,406.59
MONUMENT                                 356                    356                        200,000.00                   200,000.00
AURORA                                   177                    357                         16,950.00                    16,934.46
FARMINGTON                               177                    357                         32,550.00                    32,518.50
STERLING                                 177                    357                         13,300.00                    13,286.83
DENVER                                   178                    358                         15,750.00                    15,738.70
COLORADO SPRING                          177                    356                         24,750.00                    24,713.54
AURORA                                   357                    477                        117,900.00                   117,797.70
CENTENNIAL                               357                    357                        205,700.00                   205,700.00
DENVER                                   177                    357                         17,500.00                    17,483.03
DENVER                                   177                    357                         15,700.00                    15,684.79
DENVER                                   357                    357                        207,000.00                   207,000.00
WESTMINSTER                              177                    357                         31,500.00                    31,469.49
CARBONDALE                               357                    357                        301,750.00                   301,750.00
CASTLE ROCK                              357                    357                        195,500.00                   195,030.48
CASTLE ROCK                              177                    357                         34,500.00                    34,464.72
DENVER                                   177                    357                         25,950.00                    25,924.86
GREENWOOD VILLA                          177                    357                         56,800.00                    56,740.64
DENVER                                   357                    357                        174,250.00                   174,250.00
DENVER                                   177                    357                         30,750.00                    30,721.80
WESTMINSTER                              177                    357                         36,300.00                    36,264.33
THORNTON                                 357                    357                        165,000.00                   165,000.00
GREELEY                                  357                    357                        181,000.00                   180,973.54
LITTLETON                                357                    357                        338,720.00                   338,720.00
FORT LUPTON                              177                    357                         22,125.00                    22,102.35
ENGLEWOOD                                357                    357                        198,500.00                   198,171.59
DENVER                                   357                    477                        134,400.00                   134,320.61
GREELEY                                  177                    357                         26,700.00                    26,674.15
ALAMOSA                                  357                    357                        104,234.00                   104,234.00
ALAMOSA                                  177                    357                         26,059.00                    26,032.33
CHEYENNE                                 177                    357                         19,950.00                    19,930.67
CASTLE ROCK                              357                    357                        335,750.00                   334,939.70
CARBONDALE                               177                    357                         19,950.00                    19,921.68
DENVER                                   358                    478                        178,500.00                   178,426.78
LAS VEGAS                                358                    358                        265,500.00                   265,500.00
GLENROCK                                 358                    478                        142,400.00                   142,345.79
EVANS                                    357                    477                        145,000.00                   144,915.62
PLAIN CITY                               357                    357                        306,000.00                   306,000.00
COMMERCE CITY                            357                    357                        147,446.00                   147,446.00
AURORA                                   357                    357                        297,000.00                   297,000.00
PROVO                                    358                    358                         87,000.00                    87,000.00
BRIGHTON                                 357                    357                        301,750.00                   301,750.00
AURORA                                   357                    476                        162,000.00                   161,863.26
LONGMONT                                 357                    477                        132,000.00                   131,913.50
LITTLETON                                357                    357                        498,000.00                   497,151.86
COLORADO SPRING                          358                    358                        134,800.00                   134,676.34
COMMERCE CITY                            358                    358                         86,400.00                    86,400.00
COMMERCE CITY                            178                    358                         10,800.00                    10,793.43
AURORA                                   358                    358                        131,750.00                   131,750.00
DENVER                                   358                    358                        273,600.00                   273,600.00
COLORADO SPRING                          358                    478                        184,000.00                   183,926.74
THORNTON                                 358                    358                        159,000.00                   158,806.66
COLORADO SPRING                          358                    478                        202,500.00                   202,380.17
AURORA                                   357                    357                        195,000.00                   195,000.00
WESTMINSTER                              358                    358                        273,600.00                   273,600.00
DENVER                                   358                    358                        688,000.00                   688,000.00
DENVER                                   358                    358                        290,000.00                   290,000.00
NORTH LAS VEGAS                          358                    358                        278,800.00                   278,800.00
DENVER                                   358                    358                        192,000.00                   191,848.36
THORNTON                                 358                    358                        380,000.00                   380,000.00
SANDY                                    358                    358                        221,000.00                   220,664.31
CASPER                                   358                    358                        148,000.00                   147,856.87
COMMERCE CITY                            178                    358                         16,700.00                    16,687.77
TOOELE                                   358                    358                        179,550.00                   179,550.00
AMERICAN FORK                            358                    358                        473,600.00                   473,600.00
HAYDEN                                   358                    358                        197,000.00                   197,000.00
WOODLAND PARK                            358                    358                        238,000.00                   237,736.28
COLORADO SPRING                          358                    358                        690,943.00                   690,943.00
BRIGHTON                                 358                    358                        262,415.00                   262,415.00
CHEYENNE                                 358                    358                         89,000.00                    88,907.35
DENVER                                   358                    358                        115,500.00                   115,500.00
LONGMONT                                 358                    478                        312,000.00                   311,747.15
COLORADO SPRING                          358                    478                        750,000.00                   749,581.17
JOHNSTOWN                                358                    478                        303,000.00                   302,825.82
CAPE CORAL                               358                    358                        408,000.00                   408,000.00
COMMERCE CITY                            358                    358                        157,600.00                   157,600.00
YORBA LINDA                              358                    358                        832,500.00                   830,885.34
LAKEVILLE                                358                    358                        289,750.00                   289,391.71
WESTMINSTER                              358                    358                        263,000.00                   263,000.00
NORFOLK                                  358                    358                        178,200.00                   178,036.55
CHANNAHON                                355                    355                        340,000.00                   340,000.00
RED LION                                 357                    357                         84,000.00                    83,875.05
MINNEAPOLIS                              177                    357                         19,500.00                    19,475.70
DETROIT                                  176                    356                         17,500.00                    17,478.50
URBANA                                   357                    357                         76,000.00                    75,864.39
ALEDO                                    177                    357                         19,275.00                    19,251.81
DETROIT                                  356                    476                         97,750.00                    97,644.72
HAMMOND                                  177                    357                         13,500.00                    13,485.41
ADRIAN                                   177                    357                         15,600.00                    15,580.55
OAK FOREST                               357                    357                        174,000.00                   173,740.65
FORT BRANCH                              356                    356                         78,000.00                    77,834.63
HOPKINSVILLE                             357                    357                        100,000.00                    99,857.38
CHICAGO                                  357                    357                        252,000.00                   251,468.32
DOLTON                                   357                    357                        107,000.00                   106,835.77
HENDERSON                                357                    357                         53,000.00                    52,923.61
RIVERSIDE                                358                    358                        436,000.00                   436,000.00
PACOIMA                                  358                    358                        408,000.00                   408,000.00
FONTANA                                  358                    358                        329,600.00                   329,600.00
BANNING                                  358                    358                        212,000.00                   212,000.00
BANNING                                  178                    358                         53,000.00                    52,963.25
ADELANTO                                 358                    358                        315,000.00                   315,000.00
ANAHEIM                                  358                    358                        635,000.00                   635,000.00
CORONA                                   358                    358                        640,000.00                   640,000.00
COMPTON                                  358                    358                        289,000.00                   289,000.00
HELENDALE AREA                           358                    358                        463,200.00                   463,200.00
HESPERIA                                 358                    358                        260,000.00                   260,000.00
ANAHEIM                                  358                    358                        587,000.00                   587,000.00
(SAUGUS AREA) L                          358                    358                        675,000.00                   675,000.00
ANAHEIM                                  358                    358                        706,500.00                   705,723.67
ELMWOOD                                  358                    358                        400,000.00                   400,000.00
PERRIS                                   358                    358                        396,000.00                   396,000.00
LOS ANGELES                              358                    358                        416,000.00                   416,000.00
RIALTO                                   358                    358                        300,000.00                   300,000.00
ORANGE (CITY)                            358                    358                        516,000.00                   516,000.00
SANTA ANA                                358                    358                        284,750.00                   284,750.00
ORANGE                                   358                    358                        460,000.00                   460,000.00
AURORA                                   358                    358                        232,760.00                   232,413.42
FONTANA AREA                             358                    358                        445,000.00                   445,000.00
WINNETKA AREA                            358                    358                        468,000.00                   468,000.00
BELLFLOWER                               358                    358                        488,000.00                   488,000.00
POMONA                                   358                    358                        232,000.00                   232,000.00
MURRIETA                                 358                    358                        423,152.00                   423,152.00
LAKE FOREST                              358                    478                        666,000.00                   665,489.62
WEST COVINA                              358                    358                        533,600.00                   533,600.00
FONTANA                                  358                    358                        281,600.00                   281,600.00
PARAMOUNT                                358                    358                        294,400.00                   294,400.00
ANTIOCH                                  358                    358                        810,000.00                   808,559.77
SANTA ANA                                358                    358                        544,000.00                   544,000.00
WESTMINSTER                              358                    358                        333,000.00                   332,468.46
SUISUN CITY                              358                    478                        413,250.00                   413,035.40
FONTANA                                  358                    358                        520,792.00                   519,824.71
HEMET                                    358                    358                        459,000.00                   459,000.00
LINDEN                                   358                    358                        416,500.00                   415,707.54
LOS ANGELES                              358                    358                        484,000.00                   484,000.00
LADERA RANCH AR                          358                    358                        740,000.00                   740,000.00
RIVERSIDE                                358                    358                        312,000.00                   312,000.00
ANAHEIM                                  358                    358                        386,750.00                   386,750.00
MORENO VALLEY                            358                    358                        380,000.00                   380,000.00
MORENO VALLEY                            358                    358                        247,500.00                   247,500.00
OAKLAND                                  177                    357                        109,000.00                   108,881.04
ORANGE                                   358                    358                        650,250.00                   650,250.00
HIGHLAND AREA                            358                    358                        309,600.00                   309,600.00
SANTA ANA                                358                    358                        660,000.00                   660,000.00
BAKERSFIELD                              358                    358                        310,250.00                   310,250.00
GRAND TERRACE                            357                    357                        370,000.00                   369,203.53
SANTA ANA                                358                    358                        488,750.00                   488,750.00
RIALTO                                   358                    358                        379,200.00                   379,200.00
SAN BERNARDINO                           358                    358                        250,750.00                   250,749.18
GARDEN GROVE                             358                    478                        367,500.00                   367,190.37
GARDENA                                  357                    357                        300,000.00                   299,220.74
SANTA ANA                                357                    357                        480,717.00                   479,131.23
SANTA ANA                                358                    358                        587,500.00                   587,500.00
LOS ANGELES                              357                    357                        252,000.00                   251,242.18
NORWALK                                  358                    358                        463,250.00                   463,250.00
BEAUMONT                                 357                    357                        499,900.00                   499,900.00
SOUTH GATE                               357                    477                        612,000.00                   611,586.90
SANTA ANA                                358                    358                        343,750.00                   343,212.04
SANTA ANA                                358                    358                        244,000.00                   244,000.00
RIALTO                                   358                    358                        355,000.00                   355,000.00
RIVERSIDE                                357                    357                        415,000.00                   415,000.00
PERRIS                                   358                    358                        540,000.00                   540,000.00
ANAHEIM                                  358                    358                        725,000.00                   725,000.00
SANTA CLARITA                            358                    358                        527,000.00                   527,000.00
SAN FERNANDO                             358                    358                        403,200.00                   403,200.00
ANAHEIM                                  358                    358                        467,415.00                   467,415.00
SARATOGA SPRING                          355                    355                        287,200.00                   287,200.00
CHICAGO                                  356                    356                        225,000.00                   225,000.00
HOUSTON                                  174                    354                         24,600.00                    24,517.84
SAN ANTONIO                              174                    354                         15,400.00                    15,348.52
HOUSTON                                  175                    355                         22,125.00                    22,063.63
CROSBY                                   175                    355                         27,800.00                    27,722.91
HOUSTON                                  175                    355                         22,500.00                    22,437.57
HUTTO                                    174                    354                         27,543.00                    27,447.78
HI HAT                                   355                    355                         83,000.00                    82,803.20
WYLIE                                    354                    354                        378,400.00                   377,248.95
MURFREESBORO                             354                    354                        152,000.00                   151,517.98
BLUE RIDGE                               175                    175                         64,000.00                    62,966.77
LARGO                                    175                    355                         22,200.00                    22,163.45
KINGMAN                                  354                    354                         70,000.00                    69,812.26
WAMEGO                                   174                    344                         22,500.00                    22,374.33
KANSAS CITY                              355                    355                         90,000.00                    89,788.83
LEES SUMMIT                              355                    355                        675,000.00                   675,000.00
HESPERIA                                 354                    354                        148,750.00                   148,750.00
TOWNSEND                                 352                    352                        208,000.00                   207,280.92
YUBA CITY                                174                    354                         29,007.00                    28,946.81


CITY1                       LIEN                      SR_LIEN_BALANCE            TOTAL_BAL         JR_LIEN_BALANCE          SALES_PRICE
---------------------------------------------------------------------------------------------------------------------------------------
LONG BEACH                  Second Lien                  146,400.00             183,000.00                     -             183,000.00
BIG BEAR CITY               Second Lien               37,600,000.00          37,694,000.00                     -                      -
JAMUL                       First Lien                            -             920,000.00            230,000.00           1,150,000.00
JAMUL                       Second Lien                  920,000.00           1,150,000.00                     -           1,150,000.00
HENDERSON                   First Lien                            -             522,750.00             92,250.00             615,000.00
BALDWIN PARK                First Lien                            -             312,000.00                     -                      -
BONIFAY                     First Lien                            -             212,000.00                     -                      -
AVENUE BLOOMING             First Lien                            -             540,000.00            135,000.00             675,000.00
AVENUE BLOOMING             Second Lien                  540,000.00             675,000.00                     -             675,000.00
STANTON                     First Lien                            -             400,000.00                     -                      -
RIVERSIDE AREA              First Lien                            -             357,000.00                     -                      -
APPLE VALLEY                First Lien                            -             285,000.00                     -             285,000.00
CANYON COUNTRY              First Lien                            -             386,250.00                     -                      -
LAKE ELSINORE               First Lien                            -             295,200.00             73,800.00             369,000.00
LAKE ELSINORE               Second Lien                  295,200.00             369,000.00                     -             369,000.00
LOMITA                      First Lien                            -             180,000.00                     -                      -
LOS ANGELES                 First Lien                            -             530,000.00                     -             530,000.00
RAWLINS                     First Lien                            -             125,000.00                     -             125,000.00
AURORA                      First Lien                            -             200,000.00             50,000.00             250,000.00
CHULA VISTA                 First Lien                            -             463,000.00                     -                      -
SOUTH PLAINFIEL             First Lien                            -             230,000.00                     -                      -
OAKLEY                      First Lien                            -             408,000.00            102,000.00             510,000.00
SAN DIEGO                   First Lien                            -             234,400.00             58,600.00             293,000.00
SAN DIEGO                   Second Lien                  234,400.00             293,000.00                     -             293,000.00
SAN MARCOS                  First Lien                            -             456,000.00            114,000.00             570,000.00
SAN MARCOS                  Second Lien                  456,000.00             570,000.00                     -             570,000.00
TEMECULA                    First Lien                            -             696,000.00            174,000.00             870,000.00
TEMECULA                    Second Lien                  696,000.00             870,000.00                     -             870,000.00
SAN DIEGO                   First Lien                            -             343,000.00                     -                      -
HIGLEY                      First Lien                            -             285,000.00                     -                      -
BIG BEAR CITY               First Lien                            -             376,000.00             94,000.00                      -
SALINAS                     First Lien                            -             448,000.00             84,000.00                      -
SALINAS                     Second Lien                  448,000.00             532,000.00                     -                      -
MURRIETA                    First Lien                            -             525,000.00             85,000.00                      -
MENIFEE                     First Lien                            -             360,000.00             90,000.00                      -
ALTON                       First Lien                            -              82,500.00                     -              82,500.00
CLIFTON                     First Lien                            -             310,000.00                     -                      -
EL SOBRANTE                 Second Lien                  519,200.00             649,000.00                     -             649,000.00
KELLER                      First Lien                            -             131,000.00                     -             131,000.00
LANCASTER                   First Lien                            -             375,000.00                     -                      -
PALMDALE                    First Lien                            -             284,000.00             60,350.00                      -
EVERETT                     First Lien                            -             305,000.00                     -             305,000.00
RESEDA                      First Lien                            -             520,000.00            130,000.00             650,000.00
SCOTTSDALE                  First Lien                            -             830,858.00            146,622.00                      -
EL SOBRANTE                 First Lien                            -             519,200.00            129,800.00             649,000.00
EAST ORANGE                 First Lien                            -             298,000.00                     -             298,000.00
FRISCO                      First Lien                            -             209,544.00             39,289.00             261,930.00
COSTA MESA                  First Lien                            -             621,000.00                     -                      -
PUYALLUP                    Second Lien                  320,000.00             400,000.00                     -                      -
COLLIERVILLE                First Lien                            -              80,000.00                     -              80,000.00
FORT WORTH                  First Lien                            -             236,000.00                     -                      -
SAINT LOUIS                 First Lien                            -              75,000.00                     -                      -
SEATTLE                     First Lien                            -             263,700.00             29,300.00             293,000.00
SEATTLE                     Second Lien                  263,700.00             293,000.00                     -             293,000.00
KANSAS CITY                 First Lien                            -             225,250.00             39,000.00                      -
LOVES PARK                  First Lien                            -             168,000.00                     -                      -
COEUR D ALENE               First Lien                            -             152,000.00                     -                      -
SEATAC                      First Lien                            -             495,000.00                     -                      -
LOS ANGELES                 Second Lien                  531,250.00             625,000.00                     -             625,000.00
LOS ANGELES                 First Lien                            -             269,500.00                     -                      -
BATESVILLE                  First Lien                            -             220,500.00                     -                      -
DELRAY BEACH                First Lien                            -             740,000.00             92,500.00                      -
CITY OF UPLAND              First Lien                            -             572,000.00            107,250.00                      -
SAINT LOUIS                 Second Lien                  102,000.00             114,000.00                     -             120,000.00
FORT SMITH                  First Lien                            -              69,900.00                     -              69,900.00
LOS ANGELES                 First Lien                            -             430,000.00                     -             430,000.00
FONTANA                     First Lien                            -             472,344.00                     -             590,430.00
LAMAR                       First Lien                            -             108,000.00                     -                      -
OXON HILL                   First Lien                            -             241,600.00             60,400.00                      -
FAIRHAVEN                   Second Lien                  216,750.00             255,000.00                     -                      -
HYANNIS                     First Lien                            -             351,000.00                     -                      -
FORT WORTH                  First Lien                            -              80,100.00                     -              89,000.00
HUNTINGTON PARK             Second Lien                  454,400.00             568,000.00                     -             568,000.00
CAPE GIRARDEAU              First Lien                            -              76,500.00              8,500.00              85,000.00
WYOMING                     First Lien                            -             169,000.00                     -             169,000.00
BALTIMORE                   First Lien                            -             140,250.00             24,750.00             165,000.00
BURBANK                     Second Lien                  915,000.00           1,000,000.00                     -                      -
SPOKANE                     First Lien                            -             146,000.00                     -             146,000.00
CLOVIS                      First Lien                            -             140,000.00                     -                      -
SPRING VALLEY               First Lien                            -             975,000.00                     -                      -
MURRIETA                    Second Lien                  525,000.00             610,000.00                     -                      -
FLOSSMOOR                   First Lien                            -             920,000.00                     -                      -
BELVIDERE                   First Lien                            -             295,000.00                     -                      -
PFLUGERVILLE                Second Lien                   78,837.00              92,750.00                     -              92,750.00
GALENA PARK                 Second Lien                   62,560.00              78,200.00                     -              78,200.00
COLUMBIA                    First Lien                            -             204,900.00                     -             204,900.00
CHICAGO                     Second Lien                  159,200.00             179,100.00                     -             199,000.00
WEST LINN                   First Lien                            -             236,300.00             41,700.00             278,000.00
TOMBALL                     Second Lien                  289,422.00             321,581.00                     -             321,581.00
WEST VALLEY CIT             Second Lien                  207,060.00             258,825.00                     -             258,825.00
HOUSTON                     First Lien                            -              75,000.00                     -              75,000.00
LONG BEACH                  First Lien                            -             410,000.00                     -                      -
KISSIMMEE                   First Lien                            -             255,000.00                     -             255,000.00
KATY                        First Lien                            -             150,696.00                     -             150,696.00
TAMPA                       First Lien                            -             267,750.00             47,250.00                      -
YOUNGSTOWN                  First Lien                            -             149,900.00                     -             149,900.00
PALO                        First Lien                            -             270,000.00                     -                      -
LYNN                        First Lien                            -             265,000.00                     -                      -
TURRELL                     First Lien                            -              52,500.00                     -                      -
PEMBROKE PINES              First Lien                            -             385,000.00                     -             385,000.00
LITTLETON                   Second Lien                  187,000.00             220,000.00                     -                      -
FORT VALLEY                 First Lien                            -             212,500.00             37,500.00                      -
SAN BERNARDINO              Second Lien                  318,750.00             375,000.00                     -             375,000.00
PHENIX                      First Lien                            -             104,500.00                     -                      -
OAK PARK                    Second Lien                  296,000.00             370,000.00                     -                      -
KANSAS CITY                 First Lien                            -              80,000.00                     -              80,000.00
LONG BEACH                  First Lien                            -             900,000.00                     -                      -
WICHITA                     First Lien                            -              79,000.00                     -              79,000.00
CORONA                      First Lien                            -             363,800.00             64,200.00             428,000.00
PUTNAM CT 06260             First Lien                            -             200,000.00                     -                      -
WHITTIER AREA               First Lien                            -             340,000.00                     -                      -
QUARTZ HILL ARE             Second Lien                  607,410.00             674,900.00                     -             674,900.00
KANSAS CITY                 First Lien                            -              84,000.00                     -                      -
SAN JUAN                    First Lien                            -              56,000.00                     -                      -
NEWTON                      First Lien                            -              87,000.00                     -                      -
MAQUOKETA                   First Lien                            -             241,000.00                     -                      -
PRAIRIE CITY                First Lien                            -             269,500.00                     -                      -
KANSAS CITY                 First Lien                            -              85,000.00                     -              85,000.00
EAGLE MOUNTAIN              Second Lien                  178,500.00             210,000.00                     -                      -
YORBA LINDA                 Second Lien                  650,000.00             900,000.00                     -                      -
INGLEWOOD                   First Lien                            -             575,000.00                     -                      -
MINDEN                      First Lien                            -             199,200.00                     -             249,000.00
HOUSTON                     First Lien                            -             106,400.00             22,955.00                      -
IOLA                        First Lien                            -              67,200.00             16,800.00                      -
KANSAS CITY                 First Lien                            -              68,000.00                     -                      -
SAINT LOUIS                 First Lien                            -             102,600.00             11,400.00             114,000.00
HOUSTON                     First Lien                            -              50,000.00                     -              50,000.00
CHICAGO                     First Lien                            -             306,000.00             34,000.00             340,000.00
FORT WORTH                  First Lien                            -             127,500.00                     -             127,500.00
FLORISSANT                  First Lien                            -             175,000.00                     -                      -
KANSAS CITY                 First Lien                            -              69,500.00                     -              69,500.00
ISSAQUAH                    First Lien                            -             880,000.00                     -                      -
FRESNO                      Second Lien                  272,000.00             340,000.00                     -             340,000.00
REDMOND                     First Lien                            -             650,000.00                     -                      -
CHICAGO                     First Lien                            -             220,000.00             27,500.00             275,000.00
COSTA MESA                  First Lien                            -             620,000.00                     -                      -
TEMPE                       First Lien                            -             129,500.00                     -                      -
CARROLLTON                  First Lien                            -             176,000.00             35,000.00                      -
HOUSTON                     First Lien                            -             312,000.00             78,000.00             390,000.00
UNIC AREA OF LA             Second Lien                  340,000.00             425,000.00                     -                      -
KANSAS CITY                 First Lien                            -             135,400.00             30,500.00             165,900.00
SAINT LOUIS                 First Lien                            -             125,000.00                     -             125,000.00
OMAHA                       First Lien                            -             143,833.00                     -             143,833.00
DAVENPORT                   First Lien                            -             145,600.00             36,400.00                      -
DAVENPORT                   Second Lien                  145,600.00             182,000.00                     -                      -
LEAVENWORTH                 First Lien                            -             137,500.00                     -             137,500.00
SPANAWAY                    First Lien                            -             214,700.00                     -             226,000.00
PORT ORCHARD                First Lien                            -             178,457.00             31,492.00             209,950.00
POST FALLS                  First Lien                            -             128,000.00             32,000.00             160,000.00
POST FALLS                  Second Lien                  128,000.00             160,000.00                     -             160,000.00
IONA                        First Lien                            -             100,000.00                     -                      -
POULSBO                     First Lien                            -             247,000.00                     -                      -
BELLINGHAM                  First Lien                            -             295,000.00                     -             295,000.00
SPANAWAY                    First Lien                            -             207,000.00                     -                      -
GERVAIS                     First Lien                            -             236,000.00                     -             236,000.00
HARRISBURG                  First Lien                            -             192,000.00             48,000.00                      -
HARRISBURG                  Second Lien                  192,000.00             240,000.00                     -                      -
TACOMA                      First Lien                            -             265,000.00                     -                      -
VANCOUVER                   First Lien                            -             292,000.00                     -                      -
NORTH LAS VEGAS             First Lien                            -             248,000.00             62,000.00                      -
NORTH LAS VEGAS             Second Lien                  248,000.00             310,000.00                     -                      -
BURLINGTON                  First Lien                            -             180,800.00                     -                      -
PORT ORCHARD                First Lien                            -             332,000.00                     -                      -
ONTARIO                     First Lien                            -             195,000.00                     -             195,000.00
APPLE VALLEY                First Lien                            -             262,000.00                     -             262,000.00
120-120 1/2 41S             First Lien                            -             663,000.00            117,000.00             780,000.00
NORWALK                     First Lien                            -             540,000.00            135,000.00                      -
NORWALK                     Second Lien                  540,000.00             675,000.00                     -                      -
CARSON                      First Lien                            -             400,000.00                     -                      -
120-120 1/2 41S             Second Lien                  663,000.00             780,000.00                     -             780,000.00
LONG BEACH                  First Lien                            -             424,000.00                     -                      -
WINNETKA                    First Lien                            -             503,200.00            125,800.00             629,000.00
WINNETKA                    Second Lien                  503,200.00             629,000.00                     -             629,000.00
RIVERSIDE                   Second Lien                  228,000.00             285,000.00                     -             285,000.00
AREA OF LOS ANG             First Lien                            -             340,000.00             85,000.00                      -
LONG BEACH                  First Lien                            -             146,400.00             36,600.00             183,000.00
REDONDO BEACH               First Lien                            -             960,000.00            240,000.00                      -
SURPRISE                    First Lien                            -             265,262.00                     -             331,578.00
RANCHO CUCAMONG             First Lien                            -             423,000.00             47,000.00             470,000.00
ORANGE                      First Lien                            -             460,000.00                     -             575,000.00
ORANGE                      Second Lien                  460,000.00             575,000.00                     -             575,000.00
FONTANA                     First Lien                            -             348,000.00             87,000.00             435,000.00
(STUDIO CITY AR             First Lien                            -             950,000.00                     -             950,000.00
PALMDALE                    First Lien                            -             472,500.00             52,500.00             525,000.00
HEMET                       First Lien                            -             295,000.00                     -                      -
LOS ANGELES                 First Lien                            -             684,000.00                     -                      -
LOS ANGELES                 First Lien                            -             495,000.00             55,000.00                      -
LOS ANGELES                 First Lien                            -             302,400.00             75,600.00             378,000.00
SAN BERNARDINO              First Lien                            -             324,000.00             81,000.00             405,000.00
FONTANA                     First Lien                            -             640,000.00                     -                      -
LOS ANGELES                 First Lien                            -             531,250.00             93,750.00             625,000.00
LONG BEACH                  First Lien                            -             384,000.00                     -                      -
(LA PUENTE AREA             First Lien                            -             684,000.00             76,000.00             760,000.00
VAN NUYS AREA L             First Lien                            -             373,600.00             93,400.00             467,000.00
SAN DIMAS                   First Lien                            -             585,000.00                     -                      -
OXNARD                      First Lien                            -             432,000.00             81,000.00                      -
AREA OF HEMET               First Lien                            -             216,000.00             54,000.00             270,000.00
HESPERIA                    First Lien                            -             224,287.00             56,071.00             280,359.00
STOCKTON                    First Lien                            -             266,000.00                     -                      -
LAKEWOOD                    First Lien                            -             456,000.00            114,000.00             570,000.00
FONTANA                     First Lien                            -             300,000.00             75,000.00             375,000.00
LAWNDALE                    First Lien                            -             629,100.00             69,900.00             699,000.00
CANOGA PARK ARE             First Lien                            -             416,000.00                     -                      -
FALLBROOK                   First Lien                            -             488,000.00            122,000.00             610,000.00
LAS VEGAS                   First Lien                            -             239,200.00             59,800.00             299,000.00
LOS ANGELES                 First Lien                            -             484,500.00             85,500.00             570,000.00
COMPTON                     First Lien                            -             446,250.00             78,750.00             525,000.00
BALDWIN PARK                First Lien                            -             340,000.00             85,000.00             425,000.00
CYPRESS                     First Lien                            -             680,000.00            170,000.00             850,000.00
COMPTON                     First Lien                            -             312,720.00             78,180.00             390,900.00
LOS ANGELES                 First Lien                            -             481,500.00             53,500.00             535,000.00
LOS ANGELES                 First Lien                            -             714,000.00            126,000.00             840,000.00
LONG BEACH                  First Lien                            -             544,000.00            102,000.00                      -
LONG BEACH                  Second Lien                  544,000.00             646,000.00                     -                      -
SANTA ANA                   First Lien                            -             610,000.00                     -                      -
LOS ANGELES                 First Lien                            -             400,000.00                     -             510,000.00
SAN DIEGO                   First Lien                            -             264,000.00             66,000.00                      -
AREA OF SYLMAR              First Lien                            -             300,000.00             75,000.00             375,000.00
CHINO                       First Lien                            -             435,000.00                     -             435,000.00
AREA OF BLOOMIN             First Lien                            -             283,200.00             70,800.00                      -
LOS ANGELES                 First Lien                            -             620,000.00                     -                      -
(COMPTON AREA)              First Lien                            -             400,000.00                     -                      -
PROVO                       First Lien                            -             130,000.00                     -             130,000.00
ADELANTO                    First Lien                            -             112,000.00             28,000.00             140,000.00
KENNEWICK                   First Lien                            -              82,400.00             15,450.00             103,000.00
PORTLAND                    First Lien                            -             229,500.00                     -                      -
COEUR D ALENE               First Lien                            -             144,000.00             18,000.00                      -
EATONVILLE                  First Lien                            -             186,300.00             20,700.00             207,000.00
FEDERAL WAY                 First Lien                            -             293,400.00                     -                      -
PORTLAND                    First Lien                            -             215,000.00                     -                      -
RENTON                      First Lien                            -             403,750.00                     -                      -
SPANAWAY                    First Lien                            -             229,455.00             25,495.00             254,950.00
SPANAWAY                    Second Lien                  229,455.00             254,950.00                     -             254,950.00
SEATTLE                     First Lien                            -             280,000.00             35,000.00                      -
SUMNER                      First Lien                            -             250,000.00                     -             250,000.00
LAKE FOREST                 First Lien                            -             663,000.00                     -                      -
MARYSVILLE                  First Lien                            -             280,000.00                     -                      -
ASHFORD                     Second Lien                  135,000.00             150,000.00                     -             150,000.00
RATHDRUM                    First Lien                            -             191,250.00             33,750.00             225,000.00
ABERDEEN                    First Lien                            -              75,992.00              8,443.00              84,436.00
MILWAUKIE                   First Lien                            -             245,140.00             43,260.00             288,400.00
REDMOND                     First Lien                            -             164,000.00                     -                      -
TACOMA                      First Lien                            -             265,000.00                     -             265,000.00
PUYALLUP                    First Lien                            -             238,000.00             38,342.00             280,000.00
PUYALLUP                    First Lien                            -             397,000.00                     -                      -
KENNEWICK                   Second Lien                   82,400.00              97,850.00                     -             103,000.00
PORTLAND                    First Lien                            -             212,000.00                     -                      -
MULWAUKIE                   First Lien                            -             275,000.00                     -                      -
MALAGA                      First Lien                            -              80,000.00                     -                      -
PORT ORCHARD                First Lien                            -             158,000.00             39,500.00             197,500.00
BUCKLEY                     First Lien                            -             327,207.00             57,742.00             384,950.00
BONNEY LAKE                 First Lien                            -             238,500.00             26,500.00                      -
NAMPA                       First Lien                            -             150,000.00                     -                      -
TACOMA                      First Lien                            -             179,055.00             19,895.00             198,950.00
TACOMA                      Second Lien                  179,055.00             198,950.00                     -             198,950.00
LAKEWOOD                    First Lien                            -             306,000.00                     -                      -
OLYMPIA                     First Lien                            -             254,250.00             28,250.00             282,500.00
COEUR D ALENE               Second Lien                  144,000.00             162,000.00                     -                      -
TACOMA                      First Lien                            -             177,240.00             44,310.00             221,550.00
SPOKANE                     First Lien                            -              90,630.00             10,070.00             100,700.00
SEATTLE                     First Lien                            -             349,600.00             87,400.00             437,000.00
ABERDEEN                    First Lien                            -             139,600.00             34,900.00             174,500.00
COVINGTON                   First Lien                            -             199,200.00             49,800.00             249,000.00
TACOMA                      First Lien                            -             160,000.00             40,000.00             200,000.00
EUGENE                      First Lien                            -             296,800.00             74,200.00             371,000.00
TACOMA                      First Lien                            -             221,160.00             55,290.00             276,450.00
PHOENIX                     First Lien                            -             216,000.00                     -                      -
SUMNER                      First Lien                            -             231,300.00             25,700.00                      -
EUGENE                      First Lien                            -             135,920.00             33,980.00             169,900.00
SEATTLE                     First Lien                            -             399,200.00             99,800.00             499,000.00
WOODINVILLE                 First Lien                            -             428,000.00            107,000.00             535,000.00
TACOMA                      First Lien                            -             202,000.00             50,500.00             252,500.00
SHELTON                     First Lien                            -             249,700.00                     -             249,700.00
EVERETT                     First Lien                            -             355,000.00                     -             355,000.00
PASADENA                    Second Lien                  585,000.00             650,000.00                     -             650,000.00
SIMI VALLEY                 First Lien                            -             560,500.00                     -                      -
VICTORVILLE                 First Lien                            -             274,500.00                     -                      -
PALMDALE                    First Lien                            -             341,000.00                     -                      -
LOS ANGELES                 Second Lien                  404,100.00             449,000.00                     -             449,000.00
SAN DIEGO                   First Lien                            -             465,000.00                     -                      -
BUENA PARK                  First Lien                            -             360,000.00             90,000.00             450,000.00
TRABUCO CANYON              First Lien                            -             380,000.00                     -             380,000.00
CHATSWORTH                  First Lien                            -             620,000.00            155,000.00             775,000.00
CORONA                      Second Lien                  463,250.00             545,000.00                     -                      -
BELLFLOWER                  First Lien                            -             532,000.00                     -                      -
LOS ANGELES                 First Lien                            -             430,000.00                     -             430,000.00
HAWTHORNE                   First Lien                            -             308,000.00             38,500.00             385,000.00
IRVINE                      First Lien                            -             625,000.00                     -                      -
SANTA PAULA                 First Lien                            -             439,600.00                     -                      -
LAKEWOOD                    First Lien                            -             480,000.00                     -                      -
ALHAMBRA                    First Lien                            -             571,500.00             63,500.00             635,000.00
SACRAMENTO                  First Lien                            -             250,000.00                     -                      -
LOS ANGELES                 First Lien                            -             349,600.00             87,400.00             437,000.00
SAN BERNARDINO              First Lien                            -             265,000.00                     -             265,000.00
STOCKTON                    First Lien                            -             283,900.00             50,100.00             334,000.00
LONG BEACH                  First Lien                            -             580,000.00                     -                      -
KLAMATH FALLS               First Lien                            -              75,000.00                     -              75,000.00
BELLINGHAM                  Second Lien                  178,960.00             198,845.00                     -             198,845.00
PORTLAND                    Second Lien                  194,650.00             229,000.00                     -             229,000.00
PUYALLUP                    First Lien                            -             408,500.00                     -                      -
TACOMA                      First Lien                            -             121,720.00                     -             143,200.00
WASILLA                     Second Lien                  194,038.00             228,280.00                     -             228,280.00
SPOKANE                     First Lien                            -             131,750.00                     -                      -
WENDELL                     First Lien                            -              68,875.00                     -                      -
PAYETTE                     First Lien                            -              82,000.00                     -              82,000.00
TACOMA                      First Lien                            -             188,700.00             33,300.00             222,000.00
SUQUAMISH                   First Lien                            -             154,000.00                     -             239,000.00
PORTLAND                    First Lien                            -             178,600.00                     -             188,000.00
TACOMA                      Second Lien                  168,300.00             187,000.00                     -             187,000.00
PUYALLUP                    Second Lien                  152,550.00             169,500.00                     -             169,500.00
UNIVERSITY PLAC             First Lien                            -             259,250.00             45,750.00             305,000.00
COVINGTON                   Second Lien                  334,050.00             393,000.00                     -                      -
TWIN FALLS                  Second Lien                  151,650.00             168,500.00                     -                      -
GIG HARBOR                  First Lien                            -             386,650.00                     -                      -
SHELTON                     First Lien                            -             169,000.00                     -                      -
PORTLAND                    First Lien                            -             272,000.00                     -                      -
SPRINGFIELD                 Second Lien                  281,350.00             331,000.00                     -             331,000.00
SEDRO WOOLLEY               First Lien                            -             208,900.00                     -             208,900.00
REPUBLIC                    First Lien                            -              92,000.00                     -              92,000.00
ABERDEEN                    First Lien                            -             148,000.00                     -             148,000.00
OTHELLO                     First Lien                            -              83,000.00                     -              83,000.00
BOTHELL                     Second Lien                  202,500.00             225,000.00                     -             225,000.00
SPOKANE                     First Lien                            -             125,800.00             22,200.00             148,000.00
SPOKANE                     Second Lien                  125,800.00             148,000.00                     -             148,000.00
VALHALLA                    First Lien                            -             500,000.00                     -                      -
MONCKS CORNER               First Lien                            -             131,800.00                     -             131,800.00
BANGOR                      First Lien                            -             145,000.00                     -             145,000.00
TRENTON                     First Lien                            -             105,900.00                     -             105,900.00
LANHAM                      First Lien                            -             667,500.00                     -                      -
LOWELL                      First Lien                            -             238,500.00             13,250.00             265,000.00
LOWELL                      Second Lien                  238,500.00             251,750.00                     -             265,000.00
CALUMET CITY                First Lien                            -             137,700.00             24,300.00             162,000.00
CALUMET CITY                Second Lien                  137,700.00             162,000.00                     -             162,000.00
TOWER CITY                  First Lien                            -             165,000.00                     -             165,000.00
MARKHAM                     First Lien                            -             142,000.00                     -             142,000.00
SAINT CLAIR SHO             First Lien                            -              90,525.00                     -                      -
ATLANTA                     First Lien                            -             120,000.00             15,000.00             150,000.00
MONTICELLO                  Second Lien                  168,000.00             210,000.00                     -                      -
NORRIDGE                    First Lien                            -             715,000.00                     -             715,000.00
BROOKLYN PARK               First Lien                            -             159,200.00             39,800.00             199,000.00
DETROIT                     First Lien                            -              57,500.00             10,000.00              75,000.00
DETROIT                     Second Lien                   57,500.00              67,500.00                     -              75,000.00
CANTON                      First Lien                            -             204,800.00                     -                      -
BOYNTON BEACH               First Lien                            -             123,500.00                     -             123,500.00
CHICAGO                     First Lien                            -             575,000.00                     -             575,000.00
DECATUR                     First Lien                            -             168,000.00                     -             168,000.00
GARY                        First Lien                            -             168,300.00             29,700.00             198,000.00
GARY                        Second Lien                  168,300.00             198,000.00                     -             198,000.00
HAMPTON                     First Lien                            -             125,000.00                     -             125,000.00
ADDISON                     First Lien                            -             255,000.00                     -             255,000.00
PALATINE                    First Lien                            -             302,100.00                     -             318,000.00
ROBBINSDALE                 Second Lien                  207,400.00             244,000.00                     -                      -
LITTLE FALLS                First Lien                            -             163,000.00                     -             163,000.00
PRINCETON                   First Lien                            -             150,806.00                     -             150,806.00
BROOKLYN PARK               First Lien                            -             220,000.00                     -                      -
BROOKLYN PARK               Second Lien                  220,000.00             275,000.00                     -                      -
LAND O LAKES                First Lien                            -             266,050.00                     -                      -
CHASKA                      First Lien                            -             148,000.00             37,000.00             185,000.00
SAINT PAUL                  First Lien                            -             155,000.00                     -             155,000.00
HANOVER PARK                First Lien                            -             167,000.00                     -             167,000.00
BUCKEYE                     First Lien                            -             215,646.00                     -             215,646.00
KINGMAN                     First Lien                            -             102,000.00             18,000.00             120,000.00
LAS VEGAS                   First Lien                            -             919,600.00            229,900.00           1,149,000.00
PHOENIX                     First Lien                            -             304,650.00             76,167.00             380,837.00
KANSAS CITY                 First Lien                            -              81,600.00             14,400.00              96,000.00
KANSAS CITY                 Second Lien                   81,600.00              96,000.00                     -              96,000.00
DETROIT                     Second Lien                   82,400.00             103,000.00                     -             103,000.00
CHADWICK                    First Lien                            -             116,500.00                     -             116,500.00
RICHMOND                    First Lien                            -             128,000.00             32,000.00             160,000.00
NEW BEDFORD                 First Lien                            -             145,000.00                     -             145,000.00
RICHMOND                    First Lien                            -             205,000.00                     -             205,000.00
COLUMBIA                    First Lien                            -             150,425.00                     -             150,425.00
BANGOR                      First Lien                            -             135,000.00                     -             135,000.00
NASHUA                      First Lien                            -             289,000.00                     -                      -
CHARLOTTE                   First Lien                            -             110,892.00                     -             138,615.00
DETROIT                     First Lien                            -              50,000.00                     -                      -
CROWLEY                     First Lien                            -             124,335.00             21,941.00             146,277.00
MIAMI                       First Lien                            -             249,900.00             44,100.00                      -
RIDGELAND                   First Lien                            -              50,000.00             10,300.00              67,000.00
RAILROAD FLAT               First Lien                            -             191,250.00                     -                      -
LANCASTER                   First Lien                            -             106,210.00                     -             106,210.00
RIDGELAND                   Second Lien                   50,000.00              60,300.00                     -              67,000.00
HALSTEAD                    First Lien                            -             103,700.00                     -                      -
GILBERT                     First Lien                            -             278,550.00             69,600.00             348,244.00
GILBERT                     Second Lien                  278,550.00             348,150.00                     -             348,244.00
DETROIT                     First Lien                            -              82,400.00             20,600.00             103,000.00
BRYAN                       First Lien                            -             111,250.00                     -             111,250.00
LITTLE RIVER AC             First Lien                            -             138,372.00             34,593.00             172,965.00
SAN ANTONIO                 First Lien                            -              63,700.00                     -              63,700.00
LAREDO                      First Lien                            -              82,800.00             20,700.00                      -
LAREDO                      Second Lien                   82,800.00             103,500.00                     -                      -
HOUSTON                     First Lien                            -             103,900.00                     -             103,900.00
KINGWOOD                    First Lien                            -             140,400.00                     -             140,400.00
HOUSTON                     First Lien                            -             119,000.00                     -             119,000.00
BAYTOWN                     First Lien                            -              52,500.00             10,500.00              70,000.00
LA PORTE                    First Lien                            -             109,000.00                     -             109,000.00
BAYTOWN                     Second Lien                   52,500.00              63,000.00                     -              70,000.00
BACLIFF                     First Lien                            -              90,000.00                     -              90,000.00
HOUSTON                     First Lien                            -             124,000.00                     -             124,000.00
AUSTIN                      First Lien                            -             116,000.00                     -             116,000.00
DEER PARK                   First Lien                            -             144,730.00             25,541.00             170,271.00
FORT WORTH                  First Lien                            -             153,100.00                     -             153,100.00
FORT WORTH                  First Lien                            -             175,000.00                     -             175,000.00
COLUMBIA                    First Lien                            -             109,000.00                     -             109,000.00
JENKS                       First Lien                            -             221,400.00                     -             221,400.00
MONCKS CORNER               First Lien                            -             153,300.00                     -                      -
EL PASO                     First Lien                            -              88,750.00                     -              88,750.00
SAN ANTONIO                 First Lien                            -             127,000.00                     -             127,000.00
CARROLLTON                  First Lien                            -             116,800.00                     -                      -
CARROLLTON                  First Lien                            -             143,500.00                     -             143,500.00
GARLAND                     First Lien                            -             115,000.00                     -             115,000.00
EL PASO                     First Lien                            -             105,000.00                     -             105,000.00
BOLIVAR                     First Lien                            -              96,000.00             24,000.00             120,000.00
ARLINGTON                   First Lien                            -              98,500.00                     -              98,500.00
DALLAS                      First Lien                            -              64,800.00             12,150.00              81,000.00
MEMPHIS                     First Lien                            -             123,600.00             30,900.00             154,500.00
HITCHCOCK                   First Lien                            -             166,550.00                     -             166,550.00
DESOTO                      First Lien                            -             185,500.00                     -             185,500.00
ATHENS                      First Lien                            -             176,000.00                     -             176,000.00
BOWIE                       First Lien                            -              95,000.00                     -              95,000.00
BEDFORD                     First Lien                            -             169,943.00             42,486.00             212,429.00
DENISON                     First Lien                            -              65,000.00                     -              65,000.00
SAN MARCOS                  First Lien                            -             544,000.00            115,600.00                      -
CEDAR HILL                  First Lien                            -              95,000.00                     -             100,000.00
GLENN HEIGHTS               First Lien                            -             100,000.00                     -                      -
IRVING                      First Lien                            -             122,900.00                     -             122,900.00
PRYOR                       Second Lien                   71,600.00              89,500.00                     -              89,500.00
ROWLETT                     First Lien                            -              99,200.00             24,800.00             124,000.00
BURLESON                    First Lien                            -             107,300.00                     -             107,300.00
BOWIE                       First Lien                            -             110,000.00                     -             110,000.00
BALCH SPRINGS               First Lien                            -             143,169.00             25,266.00             168,435.00
BALCH SPRINGS               Second Lien                  143,169.00             168,435.00                     -             168,435.00
MCKINNEY                    First Lien                            -             256,950.00                     -             256,950.00
DALLAS                      First Lien                            -             135,900.00                     -             135,900.00
WICHITA FALLS               First Lien                            -              88,000.00                     -                      -
FORT WORTH                  First Lien                            -             101,573.00             19,045.00             126,967.00
GRAND PRAIRIE               First Lien                            -              78,440.00                     -              78,440.00
BOWIE                       First Lien                            -             288,000.00                     -             288,000.00
GULFPORT                    First Lien                            -             120,000.00                     -             120,000.00
MAYNARDVILLE                First Lien                            -              84,900.00                     -              84,900.00
VILONIA                     First Lien                            -              63,600.00                     -              63,600.00
EL PASO                     First Lien                            -             228,000.00             57,000.00             285,000.00
FORT WORTH                  First Lien                            -             129,132.00                     -             129,132.00
VICTORIA                    First Lien                            -              87,900.00                     -              87,900.00
LOWRY CROSSING              First Lien                            -             178,700.00                     -             178,700.00
HAYDEN                      First Lien                            -             290,250.00                     -                      -
TELEPHONE                   First Lien                            -              59,900.00                     -              59,900.00
GRAND PRAIRIE               First Lien                            -             113,000.00                     -             113,000.00
HOUSTON                     First Lien                            -              50,000.00                     -                      -
STANHOPE                    First Lien                            -             133,000.00                     -             133,000.00
PORT NECHES                 First Lien                            -              57,240.00                     -              57,240.00
RICHMOND                    First Lien                            -             167,447.00                     -             167,447.00
DALLAS                      First Lien                            -             136,550.00                     -             136,550.00
SAN ANTONIO                 First Lien                            -             124,700.00                     -             124,700.00
WILLIS                      First Lien                            -             211,225.00             37,275.00             248,500.00
KYLE                        First Lien                            -             154,240.00                     -             154,240.00
HUMBLE                      First Lien                            -             104,720.00             18,481.00             123,201.00
HUNTSVILLE                  First Lien                            -             112,100.00                     -             112,100.00
WILLIS                      First Lien                            -             119,920.00             29,980.00             149,900.00
HOUSTON                     First Lien                            -              50,000.00                     -              50,000.00
KATY                        First Lien                            -              86,500.00                     -              86,500.00
HORIZON CITY                First Lien                            -             164,000.00                     -             164,000.00
NEW BRAUNFELS               First Lien                            -             133,750.00                     -             133,750.00
PASADENA                    First Lien                            -             121,900.00                     -             121,900.00
HOUSTON                     First Lien                            -             113,000.00                     -             113,000.00
LEANDER                     First Lien                            -             158,500.00                     -             158,500.00
S. OGDEN                    First Lien                            -             111,900.00                     -             111,900.00
BILLINGS                    First Lien                            -             210,000.00                     -             210,000.00
TOOELE                      First Lien                            -             147,000.00                     -             147,000.00
LEHI                        First Lien                            -             313,297.00             78,325.00             391,622.00
WEST VALLEY                 First Lien                            -             150,000.00                     -             150,000.00
SAINT GEORGE                First Lien                            -             229,000.00                     -             229,000.00
COLORADO SPRING             First Lien                            -             385,000.00                     -             385,000.00
WALDORF                     First Lien                            -             206,100.00             22,900.00             229,000.00
OWINGS MILLS                First Lien                            -             310,000.00                     -                      -
CHICAGO                     First Lien                            -             229,500.00             40,500.00             270,000.00
CHICAGO                     Second Lien                  229,500.00             270,000.00                     -             270,000.00
GLENDALE HEIGHT             First Lien                            -              89,100.00                     -              89,100.00
LA MARQUE                   First Lien                            -             156,898.00             27,688.00             184,586.00
LAKE JACKSON                Second Lien                  156,898.00             184,586.00                     -             184,586.00
EL PASO                     First Lien                            -              92,000.00                     -              92,000.00
SHOREACRES                  First Lien                            -             168,530.00                     -             177,400.00
EDINBURG                    Second Lien                   88,000.00             105,000.00                     -                      -
HOUSTON                     First Lien                            -             129,400.00                     -             129,400.00
MONTGOMERY                  First Lien                            -              95,000.00                     -              95,000.00
ANGLETON                    First Lien                            -             151,000.00                     -             151,000.00
HOUSTON                     First Lien                            -              85,000.00                     -              85,000.00
MAGNOLIA                    First Lien                            -             149,000.00                     -             149,000.00
LEADWOOD                    First Lien                            -              50,250.00                     -                      -
ST. LOUIS                   First Lien                            -              86,000.00                     -                      -
LINCOLN                     First Lien                            -              96,500.00                     -                      -
MILFORD                     First Lien                            -             193,500.00                     -             215,000.00
SAINT LOUIS                 First Lien                            -              60,000.00             15,000.00              75,000.00
JESUP                       First Lien                            -             186,067.00                     -             206,742.00
LEAVENWORTH                 Second Lien                   93,500.00             110,000.00                     -                      -
MASON CITY                  First Lien                            -              85,500.00                     -                      -
INDEPENDENCE                First Lien                            -             118,000.00                     -             118,000.00
KANSAS CITY                 First Lien                            -              73,600.00                     -                      -
ST. LOUIS                   First Lien                            -              55,250.00                     -                      -
BLAIR                       First Lien                            -             100,500.00                     -             100,500.00
KANSAS CITY                 First Lien                            -              94,118.00                     -              94,118.00
DES MOINES                  First Lien                            -              76,600.00                     -              76,600.00
OMAHA                       First Lien                            -             121,600.00                     -                      -
RAYMORE                     First Lien                            -             150,000.00                     -             187,500.00
SAINT LOUIS                 First Lien                            -              96,000.00                     -              96,000.00
FREEBURG                    First Lien                            -              94,000.00             23,500.00             117,500.00
COUNCIL BLUFFS              First Lien                            -              98,000.00                     -              98,000.00
OLATHE                      First Lien                            -             143,650.00             25,350.00                      -
ST. LOUIS                   Second Lien                7,990,000.00           8,004,100.00                     -              94,000.00
CANTON                      First Lien                            -              53,000.00                     -              53,000.00
SIBLEY                      First Lien                            -              69,000.00                     -              69,000.00
SAINT LOUIS                 First Lien                            -              60,000.00             15,000.00              75,000.00
TIFFIN                      First Lien                            -              87,000.00                     -                      -
LEE'S SUMMIT                First Lien                            -             277,950.00                     -             277,950.00
KANSAS CITY                 First Lien                            -              81,600.00                     -                      -
KANSAS CITY                 First Lien                            -              52,000.00             13,000.00              65,000.00
SAINT LOUIS                 First Lien                            -             110,700.00             12,300.00             123,000.00
COUNCIL BLUFFS              First Lien                            -              75,000.00                     -              75,000.00
KANSAS CITY                 First Lien                            -              69,600.00             17,400.00              87,000.00
SAINT LOUIS                 First Lien                            -              65,200.00             16,300.00              81,500.00
KANSAS CITY                 First Lien                            -              72,250.00             12,750.00              85,000.00
ST. LOUIS                   First Lien                            -              73,000.00                     -              73,000.00
LEON                        First Lien                            -             151,050.00                     -                      -
BELLEVUE                    First Lien                            -              68,000.00                     -              68,000.00
WICHITA                     First Lien                            -              56,900.00                     -              56,900.00
KANSAS CITY                 First Lien                            -             256,500.00                     -                      -
KANSAS CITY                 First Lien                            -              67,000.00                     -              67,000.00
OMAHA                       First Lien                            -             198,000.00             22,000.00             220,000.00
KANSAS CITY                 First Lien                            -             150,000.00                     -             150,000.00
OVERLAND PARK               First Lien                            -             141,000.00                     -             141,000.00
HUTCHINSON                  First Lien                            -             144,500.00                     -                      -
BATES CITY                  First Lien                            -             238,500.00                     -                      -
COSBY                       First Lien                            -             160,000.00                     -             160,000.00
WENATCHEE                   First Lien                            -             157,225.00                     -                      -
WEST LINN                   First Lien                            -             429,250.00                     -                      -
BREMERTON                   First Lien                            -             342,000.00                     -                      -
PORTLAND                    Second Lien                  172,550.00             203,000.00                     -             203,000.00
CAMARILLO                   Second Lien                  823,500.00             915,000.00                     -             915,000.00
QUARTZ HILL ARE             First Lien                            -             607,410.00             67,490.00             674,900.00
CARSON                      Second Lien                  279,000.00             310,000.00                     -             310,000.00
APPLE VALLEY AR             Second Lien                  254,915.00             299,900.00                     -             299,900.00
BUENA PARK                  First Lien                            -             584,250.00                     -                      -
QUARTZ HILL ARE             First Lien                            -             290,000.00                     -                      -
WILMINGTON AREA             Second Lien                  571,500.00             635,000.00                     -             635,000.00
LOS ANGELES                 First Lien                            -             455,200.00            113,800.00             569,000.00
ADELANTO                    First Lien                            -             276,000.00                     -                      -
LANCASTER AREA              First Lien                            -             316,800.00                     -                      -
NIPOMO                      Second Lien                  610,300.00             718,000.00                     -             718,000.00
CORONA                      First Lien                            -             479,900.00                     -             479,900.00
VENTURA (AREA O             First Lien                            -             652,000.00                     -             815,000.00
NORTHRIDGE AREA             First Lien                            -             300,000.00                     -                      -
NORTHRIDGE AREA             First Lien                            -             850,000.00                     -                      -
WOODLAND HILLS              First Lien                            -             700,000.00                     -                      -
POMONA                      First Lien                            -             348,000.00             87,000.00             435,000.00
VICTORVILLE                 First Lien                            -             331,700.00             82,926.00             414,626.00
HEMET                       Second Lien                  260,000.00             325,000.00                     -             325,000.00
MATTAWA                     Second Lien                  106,250.00             125,000.00                     -             125,000.00
COEUR D ALENE               First Lien                            -             145,000.00                     -             145,000.00
IDAHO FALLS                 Second Lien                   94,500.00             105,000.00                     -             105,000.00
SPOKANE                     First Lien                            -             104,000.00             26,000.00             130,000.00
EVERETT                     Second Lien                  279,000.00             310,000.00                     -             310,000.00
SPOKANE                     Second Lien                  100,300.00             118,000.00                     -             118,000.00
KANSAS CITY                 First Lien                            -              65,000.00                     -              65,000.00
CEDAR RAPIDS                First Lien                            -              77,000.00                     -              77,000.00
OVERLAND PARK               First Lien                            -             138,000.00                     -             138,000.00
DES MOINES                  First Lien                            -             147,000.00                     -             147,000.00
MAQUOKETA                   First Lien                            -              77,500.00                     -              77,500.00
ST. PETERS                  First Lien                            -             125,000.00                     -                      -
GARDNER                     First Lien                            -             151,300.00                     -                      -
ABBYVILLE                   First Lien                            -              82,000.00                     -                      -
ST. LOUIS                   First Lien                            -             109,500.00                     -             109,500.00
DES MOINES                  First Lien                            -              90,000.00                     -              90,000.00
MAQUOKETA                   First Lien                            -              68,500.00                     -              68,500.00
KANSAS CITY                 First Lien                            -              92,700.00             10,300.00             103,000.00
PERRY                       First Lien                            -             132,500.00                     -             132,500.00
OVERLAND PARK               First Lien                            -             123,900.00                     -             123,900.00
OLATHE                      First Lien                            -             182,000.00                     -                      -
KANSAS CITY                 First Lien                            -              90,000.00                     -              90,000.00
GRANDVIEW                   First Lien                            -             136,000.00                     -                      -
ADAIR                       First Lien                            -              80,000.00                     -                      -
ASHLAND                     First Lien                            -             248,000.00                     -                      -
KANSAS CITY                 First Lien                            -             112,000.00                     -                      -
VIOLA                       First Lien                            -             248,000.00                     -                      -
GRAIN VALLEY                Second Lien                  143,225.00             168,500.00                     -             168,500.00
MAQUOKETA                   First Lien                            -              66,000.00                     -              66,000.00
COLORADO SPRING             First Lien                            -             160,000.00                     -             160,000.00
KANSAS CITY                 Second Lien                  228,273.00             268,556.00                     -             268,556.00
CRESTON                     First Lien                            -              80,000.00                     -              80,000.00
COVINGTON                   First Lien                            -             253,000.00                     -                      -
ELIZABETH CITY              First Lien                            -             106,400.00                     -             112,000.00
FORT WALTON BEA             First Lien                            -             120,000.00                     -                      -
ATLANTA                     First Lien                            -             199,000.00                     -             199,000.00
MCHENRY                     First Lien                            -             174,325.00                     -             183,500.00
HIALEAH                     First Lien                            -             350,000.00                     -                      -
LITHONIA                    First Lien                            -             114,985.00                     -             114,985.00
ORLANDO                     First Lien                            -             216,000.00                     -             216,000.00
PORT SAINT LUCI             First Lien                            -             238,000.00                     -             280,000.00
CLERMONT                    First Lien                            -             268,000.00                     -                      -
MIAMI                       First Lien                            -             250,000.00                     -                      -
CHICAGO                     First Lien                            -             225,000.00                     -             250,000.00
NORTH AUGUSTA               First Lien                            -             133,600.00                     -                      -
ATLANTA                     First Lien                            -             180,000.00                     -             180,000.00
SUNRISE                     First Lien                            -             366,600.00                     -             458,250.00
ATLANTA                     First Lien                            -             196,000.00                     -                      -
NORTHBROOK                  First Lien                            -             635,000.00                     -             635,000.00
SNELLVILLE                  First Lien                            -             217,000.00                     -             217,000.00
CAROL STREAM                First Lien                            -             300,000.00             75,000.00             375,000.00
ELLENWOOD                   First Lien                            -             181,400.00                     -             181,400.00
TAMPA                       First Lien                            -             193,000.00                     -             193,000.00
COVINGTON                   First Lien                            -             126,750.00                     -             126,750.00
NEWNAN                      First Lien                            -             194,400.00                     -             216,000.00
ELLENWOOD                   First Lien                            -             181,000.00                     -             181,000.00
ORANGE PARK                 First Lien                            -             548,511.00            137,000.00             685,639.00
SCOTTSDALE                  Second Lien                  830,858.00             977,480.00                     -                      -
CASA GRANDE                 Second Lien                  155,776.00             183,266.00                     -             183,267.00
PHOENIX                     First Lien                            -             276,548.00             48,800.00             325,351.00
CASA GRANDE                 Second Lien                  161,692.00             190,225.00                     -             190,226.00
QUEEN CREEK                 Second Lien                  144,849.00             170,410.00                     -             170,411.00
PHOENIX                     First Lien                            -             237,500.00                     -             237,500.00
SURPRISE                    Second Lien                  314,500.00             370,000.00                     -             370,000.00
TUCSON                      Second Lien                  102,085.00             120,100.00                     -             120,100.00
QUEEN CREEK                 First Lien                            -             192,000.00             48,000.00             240,000.00
CASA GRANDE                 First Lien                            -             165,000.00                     -             165,000.00
NORTH LAS VEGAS             Second Lien                  227,800.00             268,000.00                     -             268,000.00
LAS VEGAS                   First Lien                            -             229,500.00             40,500.00                      -
GOLD CANYON                 First Lien                            -             396,000.00             44,000.00             440,000.00
MAYER                       First Lien                            -             140,000.00                     -             140,000.00
QUEEN CREEK                 First Lien                            -             172,541.00                     -             202,990.00
KINGMAN                     Second Lien                   79,050.00              93,000.00                     -              93,000.00
TUCSON                      First Lien                            -             175,000.00                     -             175,000.00
SURPRISE                    Second Lien                  186,915.00             219,900.00                     -             219,900.00
CASA GRANDE                 Second Lien                  189,463.00             222,898.00                     -             222,898.00
LAS VEGAS                   First Lien                            -             276,250.00             24,750.00                      -
GOODYEAR                    First Lien                            -             224,145.00             39,555.00             263,700.00
SURPRISE                    First Lien                            -             442,000.00             47,000.00                      -
TOLLESON                    First Lien                            -             198,548.00             35,037.00             233,586.00
MESA                        First Lien                            -             131,750.00             23,250.00             155,000.00
QUEEN CREEK                 First Lien                            -             147,110.00             25,960.00             173,071.00
LAS VEGAS                   Second Lien                  161,500.00             190,000.00                     -             190,000.00
QUEEN CREEK                 Second Lien                  135,224.00             159,087.00                     -             159,088.00
CASA GRANDE                 First Lien                            -             146,511.00             25,854.00             172,366.00
LAS VEGAS                   First Lien                            -             219,000.00                     -                      -
AVONDALE                    First Lien                            -             208,250.00             36,750.00             245,000.00
FORT MOHAVE                 First Lien                            -             195,500.00             34,500.00             230,000.00
QUEEN CREEK                 First Lien                            -             156,656.00             27,645.00             184,302.00
GLENDALE                    First Lien                            -             203,915.00             35,985.00             239,900.00
SURPRISE                    First Lien                            -             435,290.00             76,816.00             512,107.00
NORTH LAS VEGAS             First Lien                            -             181,000.00                     -                      -
SEDONA                      First Lien                            -             480,000.00            120,000.00             600,000.00
LAS VEGAS                   First Lien                            -             224,000.00             56,000.00             280,000.00
PHOENIX                     First Lien                            -             205,000.00                     -             205,000.00
PHOENIX                     First Lien                            -             224,550.00             56,137.00             280,688.00
PHOENIX                     First Lien                            -             129,000.00                     -                      -
QUEEN CREEK                 First Lien                            -             178,168.00             44,542.00             222,711.00
QUEEN CREEK                 First Lien                            -             139,177.00             34,794.00             173,972.00
QUEEN CREEK                 First Lien                            -             157,996.00             39,499.00             197,495.00
SAHUARITA                   First Lien                            -             227,200.00             56,800.00             284,000.00
AMADO                       First Lien                            -              96,600.00                     -                      -
TUCSON                      First Lien                            -             141,950.00                     -                      -
PHOENIX                     First Lien                            -             185,000.00                     -             185,000.00
LAVEEN                      First Lien                            -             135,920.00             33,980.00             169,900.00
SURPRISE                    First Lien                            -             303,472.00             75,868.00             379,340.00
PEORIA                      First Lien                            -             152,000.00                     -             190,000.00
SURPRISE                    First Lien                            -             242,000.00                     -                      -
QUEEN CREEK                 First Lien                            -             137,182.00             34,296.00             171,478.00
KINGMAN                     First Lien                            -             179,100.00                     -             199,000.00
PHOENIX                     First Lien                            -             256,450.00                     -                      -
KANSAS CITY                 First Lien                            -              85,000.00                     -                      -
INDEPENDENCE                First Lien                            -              78,000.00                     -                      -
CHARLES CITY                First Lien                            -              84,915.00                     -                      -
INDEPENDENCE                First Lien                            -              59,500.00                     -                      -
KANSAS CITY                 First Lien                            -              50,000.00                     -              50,000.00
SENECA                      Second Lien                   93,500.00             110,000.00                     -                      -
LEAVENWORTH                 First Lien                            -             103,500.00             11,500.00             115,000.00
KANSAS CITY                 First Lien                            -              82,000.00                     -              82,000.00
DES MOINES                  First Lien                            -             122,500.00                     -             122,500.00
COUNCIL BLUFFS              Second Lien                  174,250.00             205,000.00                     -                      -
KANSAS CITY                 First Lien                            -              52,000.00             13,000.00              65,000.00
PALATINE                    First Lien                            -             157,000.00                     -             157,000.00
PORT CHARLOTTE              First Lien                            -             203,575.00                     -                      -
ATLANTA                     First Lien                            -             210,000.00                     -             210,000.00
CHICAGO                     First Lien                            -             356,000.00                     -             356,000.00
ATLANTA                     First Lien                            -             365,000.00                     -             365,000.00
ST CLAIR SHORES             First Lien                            -             123,000.00                     -             123,000.00
CHICAGO                     First Lien                            -             300,000.00                     -                      -
LITHONIA                    Second Lien                  416,500.00             490,000.00                     -             490,000.00
JACKSON                     First Lien                            -             149,900.00                     -             149,900.00
AURORA                      First Lien                            -             115,000.00                     -             115,000.00
HOFFMAN ESTATES             First Lien                            -             275,500.00                     -             275,500.00
COON RAPIDS                 First Lien                            -             176,800.00             44,200.00             221,000.00
PLAINFIELD                  First Lien                            -             197,000.00                     -             197,000.00
SCHAUMBURG                  First Lien                            -             201,000.00                     -             201,000.00
JACKSONVILLE                First Lien                            -              81,000.00                     -                      -
DETROIT                     First Lien                            -              60,000.00                     -              75,000.00
RUFFIN                      First Lien                            -             124,000.00                     -                      -
TITUSVILLE                  First Lien                            -             150,000.00                     -                      -
ROSEVILLE                   First Lien                            -             105,000.00                     -             105,000.00
LAKELAND                    First Lien                            -             159,000.00                     -                      -
CHICAGO                     First Lien                            -             205,000.00                     -             205,000.00
RIVERDALE                   First Lien                            -             130,000.00                     -                      -
CHICAGO                     First Lien                            -             384,000.00                     -                      -
CHICAGO HEIGHTS             First Lien                            -             135,000.00                     -             135,000.00
ROCKMART                    First Lien                            -             103,500.00                     -                      -
BOGART                      First Lien                            -             112,000.00                     -                      -
EVANSVILLE                  First Lien                            -              69,900.00                     -              69,900.00
DETROIT                     First Lien                            -             116,100.00                     -             129,000.00
GAINESVILLE                 First Lien                            -             234,000.00                     -             234,000.00
MIRAMAR                     First Lien                            -             990,000.00                     -                      -
MAYWOOD                     First Lien                            -             204,000.00                     -                      -
CHICAGO                     First Lien                            -             255,600.00             31,950.00             319,500.00
ROSEMONT                    First Lien                            -             125,000.00                     -             125,000.00
NEWAYGO                     First Lien                            -             106,250.00                     -                      -
NEWAYGO                     Second Lien                  106,250.00             125,000.00                     -                      -
ATLANTA                     Second Lien                  288,000.00             324,000.00                     -             360,000.00
HARVEY                      First Lien                            -              90,000.00                     -                      -
CHICAGO                     First Lien                            -             209,900.00                     -             209,900.00
MILTON                      First Lien                            -              85,000.00                     -                      -
WOODRIDGE                   First Lien                            -             119,920.00             29,980.00             149,900.00
ST LOUIS PARK               First Lien                            -             178,415.00             20,990.00             209,900.00
HIGH POINT                  First Lien                            -              73,800.00                     -              73,800.00
BELLEVILLE                  First Lien                            -             236,700.00                     -             263,000.00
CONYERS                     First Lien                            -             400,000.00                     -             400,000.00
COVINGTON                   Second Lien                  100,300.00             118,000.00                     -             118,000.00
VALDOSTA                    First Lien                            -              73,000.00                     -              73,000.00
DEFUNIAK SPRING             First Lien                            -             157,000.00                     -             157,000.00
CHICAGO                     First Lien                            -             420,000.00                     -             420,000.00
MACOMB                      First Lien                            -             198,000.00                     -                      -
HIALEAH                     First Lien                            -             101,000.00                     -                      -
ELK RIVER                   First Lien                            -             392,000.00                     -             392,000.00
LAFAYETTE                   First Lien                            -             107,845.00                     -             107,845.00
GATESVILLE                  First Lien                            -             136,000.00                     -             136,000.00
AUGUSTA                     First Lien                            -              77,350.00                     -                      -
MOUNT PROSPECT              First Lien                            -             395,000.00                     -             395,000.00
ROCHELLE                    First Lien                            -             137,500.00                     -             137,500.00
MOUNT VERNON                First Lien                            -             112,500.00                     -                      -
DETROIT                     First Lien                            -              72,500.00                     -              72,500.00
TAMPA                       Second Lien                  267,750.00             315,000.00                     -                      -
TEMPLE                      First Lien                            -             128,000.00                     -                      -
DOUGLASVILLE                Second Lien                  150,400.00             169,200.00                     -                      -
ROSELLE                     First Lien                            -             348,000.00             43,500.00             435,000.00
ELMORE                      First Lien                            -              67,500.00                     -              67,500.00
CROSS                       First Lien                            -             142,800.00             25,200.00             168,000.00
LECANTO                     Second Lien                  200,000.00             250,000.00                     -             250,000.00
DECATUR                     First Lien                            -             138,000.00                     -                      -
AUBURN HILLS                First Lien                            -             241,180.00                     -             241,180.00
LOUISVILLE                  First Lien                            -              70,300.00                     -              70,300.00
GLENDALE HEIGHT             First Lien                            -             256,000.00                     -                      -
RIVERVIEW                   Second Lien                  167,200.00             209,000.00                     -             209,000.00
SOUTH HOLLAND               First Lien                            -             224,910.00             24,990.00             249,900.00
CHICAGO                     First Lien                            -             395,000.00                     -                      -
MAYWOOD                     First Lien                            -              67,000.00                     -                      -
CHICAGO                     First Lien                            -             349,500.00                     -             349,500.00
LILBURN                     First Lien                            -             124,000.00                     -             124,000.00
DEERFIELD                   First Lien                            -             620,500.00                     -                      -
NEW PORT RICHEY             First Lien                            -             198,000.00             49,500.00             247,500.00
GLENWOOD                    First Lien                            -             185,250.00                     -                      -
INDIANAPOLIS                First Lien                            -              93,415.00             10,990.00             109,900.00
UNION                       First Lien                            -              89,000.00                     -              89,000.00
CHICAGO                     First Lien                            -             328,000.00                     -                      -
SANFORD                     First Lien                            -             211,800.00                     -             211,800.00
ORLAND PARK                 First Lien                            -             340,000.00                     -                      -
ELGIN                       First Lien                            -             200,000.00                     -                      -
BELLWOOD                    First Lien                            -             186,300.00                     -             207,000.00
JOLIET                      First Lien                            -              93,500.00                     -                      -
STERLING HEIGHT             First Lien                            -             262,000.00                     -                      -
IXONIA                      First Lien                            -             208,800.00             52,200.00             261,000.00
BERWYN                      First Lien                            -             150,000.00                     -             150,000.00
WHEATON                     First Lien                            -             700,000.00                     -             700,000.00
SAUK VILLAGE                First Lien                            -             112,000.00                     -             112,000.00
GRAND RAPIDS                First Lien                            -             113,900.00                     -             113,900.00
CHICAGO                     First Lien                            -             305,000.00                     -             305,000.00
CHICAGO                     First Lien                            -             272,000.00                     -                      -
CHICAGO HEIGHTS             First Lien                            -             112,400.00                     -             112,400.00
DETROIT                     First Lien                            -              98,000.00                     -              98,000.00
HAZEL PARK                  First Lien                            -             123,250.00                     -                      -
ROCKFORD                    First Lien                            -              71,315.00             12,585.00              83,900.00
HOLIDAY                     First Lien                            -             126,000.00                     -                      -
WESTCHESTER                 First Lien                            -             253,000.00                     -             253,000.00
MACHESNEY PARK              First Lien                            -              88,650.00                     -              98,500.00
CUMMING                     First Lien                            -             457,000.00                     -                      -
BRADENTON                   First Lien                            -             128,000.00                     -                      -
GLENN DALE                  First Lien                            -             340,000.00                     -             340,000.00
CHARLOTTE                   First Lien                            -             180,735.00                     -             180,735.00
COLLEGE PARK                First Lien                            -              80,000.00                     -              80,000.00
MONTGOMERY                  First Lien                            -             342,000.00                     -                      -
BANGOR                      First Lien                            -             167,000.00                     -             167,000.00
ROCHESTER HILLS             First Lien                            -             355,000.00                     -                      -
FOX LAKE                    First Lien                            -             153,000.00                     -                      -
ULEN                        First Lien                            -              95,000.00                     -                      -
STONE MOUNTAIN              First Lien                            -             235,000.00                     -                      -
ROCKMART                    First Lien                            -             114,000.00             28,500.00             142,500.00
ROCKMART                    Second Lien                  114,000.00             142,500.00                     -             142,500.00
SALEM                       First Lien                            -              61,900.00                     -              61,900.00
PROVIDENCE                  First Lien                            -             138,000.00                     -             138,000.00
REDDICK                     First Lien                            -              90,400.00                     -                      -
CHICAGO HEIGHTS             First Lien                            -             255,000.00                     -             255,000.00
HUDSON                      First Lien                            -              99,640.00                     -              99,640.00
KENDUSKEAG                  First Lien                            -             100,800.00             25,200.00             126,000.00
SKOWHEGAN                   First Lien                            -             143,800.00                     -             143,800.00
STAFFORD                    First Lien                            -             337,500.00                     -                      -
AGAWAM                      First Lien                            -             278,400.00                     -                      -
NEW LENOX                   First Lien                            -             254,400.00                     -                      -
UPPER MARLBORO              First Lien                            -             336,800.00             84,000.00             421,000.00
BRIDGEVIEW                  First Lien                            -             109,000.00                     -                      -
WASHINGTON                  First Lien                            -             260,000.00             65,000.00             325,000.00
MAPLEWOOD                   Second Lien                  352,000.00             440,000.00                     -             440,000.00
BROOKLINE                   First Lien                            -             186,000.00                     -                      -
3EST WARWICK                Second Lien                  191,165.00             224,900.00                     -             224,900.00
WESTBROOK                   First Lien                            -             175,000.00                     -             175,000.00
RALEIGH                     First Lien                            -             196,850.00                     -                      -
BROOKLYN                    First Lien                            -             630,000.00                     -                      -
ATLANTA                     Second Lien                  124,800.00             156,000.00                     -             156,000.00
ELK RIVER                   First Lien                            -             220,000.00                     -             220,000.00
CARMEL                      First Lien                            -              73,000.00                     -              73,000.00
DISTRICT HEIGHT             First Lien                            -             292,500.00                     -             325,000.00
EVANSVILLE                  First Lien                            -              58,600.00                     -              58,600.00
BROOKLYN                    First Lien                            -             450,000.00                     -                      -
ZEBULON                     First Lien                            -             182,000.00                     -             182,000.00
NORTH ADAMS                 First Lien                            -             127,500.00                     -             127,500.00
JONESBORO                   First Lien                            -             131,000.00                     -             131,000.00
HAMPSTEAD                   First Lien                            -             175,000.00                     -                      -
MOREHEAD CITY               First Lien                            -             570,000.00                     -                      -
LITTLETON                   First Lien                            -             490,000.00                     -                      -
WILMINGTON                  First Lien                            -             148,750.00                     -                      -
COLUMBIA                    First Lien                            -             123,250.00                     -                      -
WARREN                      First Lien                            -             113,000.00                     -             113,000.00
LOCKPORT                    First Lien                            -             125,000.00                     -             125,000.00
FLORHAM PARK                First Lien                            -             749,999.00                     -                      -
BURNHAM                     Second Lien                  138,000.00             172,500.00                     -             172,500.00
BALTIMORE                   First Lien                            -             295,000.00                     -                      -
GREENSBORO                  First Lien                            -             419,900.00                     -             419,900.00
SAINT ALBANS                First Lien                            -             448,000.00            112,000.00             560,000.00
IRVINGTON                   First Lien                            -             165,000.00                     -             165,000.00
BREWER                      First Lien                            -             185,000.00                     -             185,000.00
CHICAGO                     First Lien                            -             361,000.00                     -                      -
SANFORD                     First Lien                            -             145,750.00                     -                      -
DORCHESTER                  Second Lien                  276,250.00             325,000.00                     -             325,000.00
GAINESVILLE                 Second Lien                  131,920.00             164,900.00                     -             164,900.00
SILVER SPRING               First Lien                            -             325,600.00                     -                      -
ROCKFORD                    First Lien                            -             100,000.00                     -                      -
HERMON                      First Lien                            -              99,600.00             24,900.00             124,500.00
TWO HARBORS                 Second Lien                  148,500.00             165,000.00                     -                      -
BALTIMORE                   First Lien                            -             102,000.00                     -                      -
WEST STEWARTSTO             First Lien                            -              55,350.00                     -              55,350.00
LOWELL                      Second Lien                  299,200.00             352,000.00                     -                      -
MIDLOTHIAN                  First Lien                            -             196,500.00                     -             196,500.00
PRINCESS ANNE               First Lien                            -             135,000.00                     -                      -
CHICOPEE                    Second Lien                  127,500.00             150,000.00                     -             150,000.00
LOWELL                      First Lien                            -             119,920.00             29,980.00             149,900.00
LOWELL                      Second Lien                  119,920.00             149,900.00                     -             149,900.00
SOUTH OZONE PAR             First Lien                            -             560,000.00                     -             560,000.00
HIGH POINT                  First Lien                            -             104,500.00                     -             104,500.00
ROSEVILLE                   First Lien                            -             135,000.00                     -                      -
BALTIMORE                   First Lien                            -             239,200.00                     -                      -
COUNTRY CLUB HI             First Lien                            -             305,000.00                     -             305,000.00
SPRINGFIELD                 First Lien                            -             167,200.00             41,800.00             209,000.00
SPRINGFIELD                 Second Lien                  167,200.00             209,000.00                     -             209,000.00
ATHENS                      First Lien                            -              69,900.00                     -              69,900.00
GASTONIA                    Second Lien                   77,000.00              87,000.00                     -                      -
ESSEX JUNCTION              First Lien                            -             130,000.00                     -                      -
SAINT ALBANS                First Lien                            -             340,000.00                     -                      -
DIXFIELD                    First Lien                            -              82,850.00                     -              87,250.00
CORONA                      First Lien                            -             570,000.00                     -                      -
BALTIMORE                   First Lien                            -              90,750.00                     -                      -
BAY SHORE                   First Lien                            -             135,000.00                     -             135,000.00
NORTH EAST                  First Lien                            -             170,000.00                     -             170,000.00
EVERETT                     Second Lien                  237,915.00             279,900.00                     -             279,900.00
EDEN                        First Lien                            -              78,300.00                     -                      -
CHARLOTTE                   First Lien                            -             134,240.00                     -             134,240.00
CRYSTAL LAKE                First Lien                            -             174,400.00             43,600.00                      -
BALTIMORE                   First Lien                            -             119,000.00                     -             119,000.00
COVENTRY                    First Lien                            -             242,250.00                     -                      -
FRANKLINVILLE               First Lien                            -             151,500.00                     -             151,500.00
STEUBEN                     First Lien                            -             113,600.00                     -                      -
NEWARK                      First Lien                            -             184,000.00                     -                      -
CORINNA                     First Lien                            -              93,600.00                     -                      -
ATLANTA                     Second Lien                  120,000.00             135,000.00                     -             150,000.00
LEXINGTON                   First Lien                            -             125,100.00                     -                      -
HIBBING                     First Lien                            -              67,840.00                     -              67,840.00
SCHAUMBURG                  Second Lien                  148,000.00             185,000.00                     -             185,000.00
UPPER MARLBORO              First Lien                            -             269,250.00                     -                      -
LIVERMORE FALLS             First Lien                            -              75,000.00                     -                      -
DETROIT                     First Lien                            -              60,000.00                     -                      -
BALTIMORE                   First Lien                            -              68,000.00                     -                      -
METROPOLIS                  First Lien                            -              50,000.00                     -              50,000.00
JAMAICA                     First Lien                            -             378,000.00                     -                      -
SOMERSWORTH                 First Lien                            -             270,000.00                     -                      -
BURLINGTON                  First Lien                            -             142,500.00                     -                      -
RANDALLSTOWN                First Lien                            -             224,000.00             56,000.00             280,000.00
ROSELLE                     First Lien                            -             348,000.00             43,500.00             435,000.00
CLINTON                     First Lien                            -              70,400.00                     -                      -
CLINTON                     Second Lien                   70,400.00              88,000.00                     -                      -
RICHMOND                    First Lien                            -              82,500.00                     -              82,500.00
WINSTON SALEM               First Lien                            -              55,000.00                     -                      -
STRASBURG                   First Lien                            -             198,000.00                     -                      -
BEMIDJI                     First Lien                            -              62,000.00                     -                      -
DEKALB                      First Lien                            -             205,000.00                     -                      -
EVANSVILLE                  First Lien                            -              75,000.00                     -              75,000.00
GLEN BURNIE                 First Lien                            -             145,000.00                     -                      -
SPRINGFIELD                 First Lien                            -             215,000.00                     -             215,000.00
UNIVERSITY PARK             First Lien                            -             179,900.00                     -             179,900.00
LINWOOD                     First Lien                            -              99,000.00                     -                      -
PATERSON                    First Lien                            -             400,000.00                     -             400,000.00
BRISTOL                     First Lien                            -             258,400.00                     -                      -
CHICAGO                     First Lien                            -             292,000.00             73,000.00             365,000.00
CHICAGO                     First Lien                            -             149,900.00                     -             149,900.00
INVER GROVE HEI             First Lien                            -             216,000.00             54,000.00                      -
KNAPP                       First Lien                            -             108,000.00                     -             108,000.00
ALEXANDRIA                  Second Lien                  101,150.00             119,000.00                     -                      -
AMERY                       First Lien                            -             150,000.00                     -             150,000.00
CHICAGO                     Second Lien                  148,750.00             166,250.00                     -             175,000.00
NORTH SAINT PAU             First Lien                            -             172,000.00                     -                      -
OXFORD                      Second Lien                   56,480.00              70,600.00                     -              70,600.00
RALEIGH                     First Lien                            -             111,150.00                     -                      -
LEVERING                    First Lien                            -             127,800.00                     -                      -
AURORA                      First Lien                            -             162,000.00                     -                      -
PORTLAND                    First Lien                            -             236,000.00             59,000.00             295,000.00
MUNDELEIN                   First Lien                            -             207,400.00                     -                      -
PORTLAND                    Second Lien                  236,000.00             295,000.00                     -             295,000.00
ROLLING MEADOWS             First Lien                            -             140,000.00                     -             140,000.00
GLENBURN                    First Lien                            -             156,000.00                     -                      -
DETROIT                     First Lien                            -             102,000.00                     -                      -
BENTON                      First Lien                            -             175,000.00                     -                      -
BURLINGTON                  First Lien                            -             132,500.00                     -             132,500.00
SWANTON                     First Lien                            -             154,640.00                     -                      -
DETROIT                     First Lien                            -             117,000.00                     -             117,000.00
CHICAGO                     First Lien                            -             240,800.00             60,200.00             301,000.00
CHARLESTOWN                 First Lien                            -             280,000.00                     -             380,000.00
BALTIMORE                   First Lien                            -             108,000.00                     -                      -
EAST GREENWICH              First Lien                            -             864,920.00                     -           1,081,151.00
CARMEL                      First Lien                            -             245,600.00             61,400.00                      -
PATERSON                    First Lien                            -             345,600.00             43,200.00                      -
WINSTON SALEM               First Lien                            -             140,000.00                     -             140,000.00
PETERBOROUGH                First Lien                            -             264,000.00                     -                      -
JONESPORT                   First Lien                            -              73,900.00                     -              73,900.00
PORTLAND                    First Lien                            -             549,000.00                     -                      -
ELGIN                       Second Lien                  239,700.00             259,700.00                     -                      -
WOODBRIDGE                  First Lien                            -             318,000.00                     -             318,000.00
HYATTSVILLE                 First Lien                            -             364,000.00                     -                      -
BLOOMINGTON                 First Lien                            -              89,500.00                     -              89,500.00
ROCKFORD                    First Lien                            -             118,000.00                     -             118,000.00
BALTIMORE                   First Lien                            -             186,300.00                     -                      -
HAMMOND                     First Lien                            -             108,000.00                     -                      -
HOLBROOK                    First Lien                            -             204,000.00             51,000.00             255,000.00
PATERSON                    Second Lien                  345,600.00             388,800.00                     -                      -
SHAPLEIGH                   First Lien                            -             140,000.00                     -                      -
WATERVILLE                  First Lien                            -             161,500.00                     -                      -
FALL RIVER                  First Lien                            -             248,000.00                     -                      -
ALBANY                      First Lien                            -             177,000.00                     -             177,000.00
MOUNT HOLLY                 Second Lien                  162,775.00             191,500.00                     -                      -
MERRIMACK                   Second Lien                   83,725.00              98,500.00                     -              98,500.00
BALTIMORE                   First Lien                            -             187,000.00                     -                      -
LANDOVER                    Second Lien                  168,000.00             199,500.00                     -                      -
MANCHESTER                  First Lien                            -             375,000.00                     -                      -
CHICAGO                     First Lien                            -             422,000.00                     -             422,000.00
BARRE                       First Lien                            -             156,000.00                     -             156,000.00
CHICAGO                     First Lien                            -             248,000.00             62,000.00             310,000.00
NASHUA                      First Lien                            -             264,000.00                     -                      -
CENTRAL ISLIP               First Lien                            -             360,000.00                     -                      -
AURORA                      First Lien                            -             152,000.00                     -                      -
BREWER                      First Lien                            -             214,200.00                     -                      -
CUMBERLAND FORE             First Lien                            -             219,000.00                     -                      -
SALISBURY                   First Lien                            -              78,600.00                     -                      -
PETERBOROUGH                Second Lien                  264,000.00             330,000.00                     -                      -
GLEN ALLEN                  First Lien                            -             238,450.00                     -                      -
REHOBOTH                    First Lien                            -             294,750.00                     -                      -
POOLESVILLE                 First Lien                            -             607,000.00                     -                      -
CHICAGO                     First Lien                            -             216,000.00             27,000.00             270,000.00
NORTH PROVIDENC             First Lien                            -             200,600.00             35,400.00             236,000.00
CHARLOTTE                   First Lien                            -             164,580.00                     -             164,580.00
DAVENPORT                   First Lien                            -              68,000.00                     -              68,000.00
SHELTON                     First Lien                            -             247,500.00             27,500.00             275,000.00
DES MOINES                  First Lien                            -             124,000.00                     -                      -
CARL JUNCTION               First Lien                            -             200,000.00                     -                      -
MARSHFIELD                  First Lien                            -              78,000.00                     -                      -
BOELUS                      First Lien                            -             106,200.00                     -                      -
GUTHRIE CENTER              First Lien                            -              56,000.00                     -                      -
OLATHE                      First Lien                            -              75,000.00                     -                      -
LUFKIN                      First Lien                            -              75,335.00             13,295.00              88,630.00
MANSFIELD                   First Lien                            -              86,450.00                     -              91,000.00
BRANDON                     First Lien                            -             178,500.00                     -                      -
BLACK CANYON CI             First Lien                            -             137,500.00                     -                      -
CARLSBAD                    First Lien                            -              50,000.00                     -              50,000.00
MISSION VIEJO               First Lien                            -             792,000.00                     -                      -
APLINGTON                   First Lien                            -             117,900.00                     -                      -
ELDON                       First Lien                            -              58,500.00                     -                      -
NEWTON                      First Lien                            -              62,390.00                     -                      -
LINDEN                      First Lien                            -              99,000.00                     -                      -
OKEECHOBEE                  First Lien                            -             178,400.00                     -             223,000.00
BOONE                       First Lien                            -              65,600.00                     -                      -
LA PORTE                    First Lien                            -              77,850.00                     -              86,500.00
WICHITA                     First Lien                            -              68,375.00             10,000.00              82,500.00
NEWTON                      First Lien                            -             175,500.00                     -             175,500.00
PERRY                       First Lien                            -              77,900.00                     -              82,000.00
GRANGER                     First Lien                            -             218,000.00                     -                      -
FRANKFORT                   First Lien                            -             119,000.00                     -             210,000.00
HARTLEY                     First Lien                            -              80,750.00                     -                      -
WALLLA WALLA                First Lien                            -             136,000.00             24,000.00                      -
SHALIMAR                    First Lien                            -              92,000.00                     -                      -
CONWAY SPRINGS              First Lien                            -              92,000.00                     -                      -
SACRAMENTO                  First Lien                            -             165,750.00             29,250.00             195,000.00
LATHROP                     First Lien                            -             210,000.00                     -                      -
CHARLESTON                  First Lien                            -             153,600.00                     -                      -
DIXON IL 61021              First Lien                            -              76,400.00                     -                      -
COVINGTON                   First Lien                            -              65,000.00                     -                      -
EVERETT                     First Lien                            -             124,100.00             21,900.00             146,000.00
LAS VEGAS                   First Lien                            -             529,938.40             93,518.54             623,456.94
AURORA                      First Lien                            -              90,000.00                     -                      -
FRANKLIN                    First Lien                            -             119,000.00             21,000.00                      -
INDEPENDENCE                First Lien                            -              89,250.00             15,750.00             105,000.00
INDEPENDENCE                First Lien                            -             119,200.00                     -                      -
PHOENIX                     First Lien                            -             146,400.00             36,600.00             183,000.00
MEMPHIS                     First Lien                            -              54,400.00                     -                      -
ATKINS                      First Lien                            -             246,600.00             27,400.00             274,000.00
WINLOCK                     First Lien                            -             163,000.00                     -                      -
BRYANT                      First Lien                            -             112,000.00             28,000.00             140,000.00
INVERNESS                   First Lien                            -             184,000.00             23,000.00                      -
LAS VEGAS                   Second Lien                  529,938.40             623,456.94                     -             623,456.94
MEMPHIS                     First Lien                            -              59,600.00                     -                      -
NORTH LAS VEGAS             First Lien                            -             261,250.00                     -                      -
SHREVEPORT                  First Lien                            -             133,200.00                     -                      -
SIOUX CITY                  First Lien                            -             148,000.00                     -                      -
VANCOUVER                   First Lien                            -             180,800.00             45,200.00                      -
ALBUQUERQUE                 First Lien                            -             152,000.00                     -                      -
INDIANOLA                   First Lien                            -             151,800.00                     -                      -
PORTLAND                    First Lien                            -             114,750.00                     -                      -
NORTH LAS VEGAS             Second Lien                  261,250.00             275,000.00                     -                      -
RAPIDS CITY                 First Lien                            -              68,400.00                     -                      -
MIAMI                       First Lien                            -             559,920.00            139,980.00             699,900.00
EXETER                      First Lien                            -              60,500.00                     -              60,500.00
WICHITA                     First Lien                            -              57,000.00                     -                      -
VANCOUVER                   Second Lien                  180,800.00             226,000.00                     -                      -
BARTLESVILLE                First Lien                            -             254,000.00                     -                      -
WORTH                       First Lien                            -              83,000.00                     -                      -
MESA                        First Lien                            -             236,000.00                     -                      -
NORFOLK                     First Lien                            -              80,000.00                     -                      -
WEST DES MOINES             First Lien                            -             454,000.00                     -                      -
BETTENDORF                  First Lien                            -             223,650.00                     -             248,500.00
HEWITT                      First Lien                            -             149,000.00                     -             149,000.00
FORT SMITH                  First Lien                            -              72,900.00                     -              72,900.00
WICHITA                     First Lien                            -              60,300.00                     -                      -
ENUMCLAW                    First Lien                            -             395,000.00                     -                      -
CRAWFORDSVILLE              First Lien                            -              95,200.00                     -                      -
EVERETT                     First Lien                            -             381,000.00                     -                      -
EVERETT                     First Lien                            -             264,000.00                     -                      -
LINDSBORG                   First Lien                            -              78,000.00                     -              78,000.00
TACOMA                      First Lien                            -             143,600.00                     -                      -
PUYALLUP                    First Lien                            -             301,500.00                     -                      -
BATTLE GROUND               First Lien                            -             418,500.00                     -             465,000.00
WATAUGA                     First Lien                            -             124,000.00                     -             124,000.00
DAVENPORT                   First Lien                            -             185,000.00                     -             185,000.00
LAKE STEVENS                First Lien                            -             232,500.00             20,000.00                      -
PLAINFIELD                  First Lien                            -             131,920.00             32,980.00             164,900.00
PLAINFIELD                  Second Lien                  131,920.00             164,900.00                     -             164,900.00
BROOKLYN PARK               First Lien                            -             218,400.00             54,600.00             273,000.00
BROOKLYN PARK               Second Lien                  218,400.00             273,000.00                     -             273,000.00
OAKLAND CITY                First Lien                            -              85,000.00                     -              85,000.00
BRITTON                     First Lien                            -             264,000.00                     -                      -
MACHESNEY PARK              First Lien                            -             157,755.00                     -             157,755.00
DETROIT                     Second Lien                   66,500.00              76,500.00                     -                      -
ELGIN                       First Lien                            -             239,700.00             20,000.00                      -
BENSENVILLE                 First Lien                            -             349,000.00                     -                      -
MIDLAND                     First Lien                            -             426,000.00                     -                      -
CRYSTAL                     First Lien                            -             199,520.00             49,880.00             249,400.00
THIEF RIVER FAL             First Lien                            -              64,000.00                     -                      -
SAUK VILLAGE                First Lien                            -              78,500.00                     -              78,500.00
DETROIT                     Second Lien                   75,500.00              85,500.00                     -                      -
EVELETH                     First Lien                            -              63,600.00                     -              63,600.00
GLENDALE HEIGHT             Second Lien                   78,320.00              97,900.00                     -              97,900.00
GREENWOOD                   First Lien                            -             280,000.00                     -             280,000.00
BURNSVILLE                  First Lien                            -             226,400.00                     -                      -
ROCKFORD                    Second Lien                   73,200.00              91,500.00                     -              91,500.00
GILBERTSVILLE               First Lien                            -              84,000.00                     -              84,000.00
KOKOMO                      First Lien                            -              67,000.00                     -              67,000.00
HUTCHINSON                  First Lien                            -             192,950.00                     -                      -
ZIMMERMAN                   First Lien                            -             227,050.00                     -                      -
CAMBRIA                     First Lien                            -             113,900.00                     -                      -
MAPLE GROVE                 Second Lien                  153,085.00             180,100.00                     -             180,100.00
STREAMWOOD                  First Lien                            -             193,000.00                     -                      -
CHICAGO                     First Lien                            -             300,000.00                     -             300,000.00
MATTESON                    First Lien                            -             176,000.00                     -                      -
MINNEAPOLIS                 Second Lien                  153,000.00             180,000.00                     -                      -
MATTESON                    Second Lien                  176,000.00             209,000.00                     -                      -
SPRING LAKE                 First Lien                            -             101,060.00                     -             101,060.00
OTTAWA                      First Lien                            -             112,000.00             28,000.00             140,000.00
SAINT PAUL                  Second Lien                  212,500.00             250,000.00                     -             250,000.00
CHICAGO                     First Lien                            -             116,000.00                     -                      -
CRETE                       First Lien                            -             277,400.00                     -                      -
POPLAR GROVE                First Lien                            -             133,600.00             33,400.00             167,000.00
BOONVILLE                   First Lien                            -              74,000.00                     -              74,000.00
HAZEL CREST                 First Lien                            -             255,000.00                     -             255,000.00
DAWSON                      First Lien                            -              79,800.00                     -                      -
UNIVERSITY PARK             Second Lien                  160,000.00             200,000.00                     -             200,000.00
JORDAN                      Second Lien                  200,000.00             250,000.00                     -             250,000.00
MAYWOOD                     First Lien                            -             240,000.00                     -             240,000.00
ROCKFORD                    First Lien                            -              51,000.00                     -                      -
LITTLE CANADA               Second Lien                   97,325.00             114,500.00                     -             114,500.00
DAVIS JUNCTION              First Lien                            -              93,000.00                     -              93,000.00
BUFFALO                     Second Lien                  188,700.00             222,000.00                     -                      -
BOLINGBROOK                 Second Lien                  169,150.00             199,000.00                     -             199,000.00
CHICAGO                     First Lien                            -             298,400.00             74,600.00             373,000.00
TAYLOR                      First Lien                            -             139,947.00                     -             139,947.00
ATWATER                     First Lien                            -              94,000.00                     -              94,000.00
SOUTH PARIS                 First Lien                            -             125,000.00                     -                      -
NEW RICHMOND                First Lien                            -             107,950.00             19,050.00             127,000.00
CHICAGO                     First Lien                            -             337,000.00                     -             337,000.00
NEW RICHMOND                Second Lien                  107,950.00             127,000.00                     -             127,000.00
AUBURN HILLS                First Lien                            -             180,000.00                     -             180,000.00
SAUK VILLAGE                First Lien                            -             120,000.00                     -             120,000.00
BEAVER DAM                  First Lien                            -              85,500.00                     -              85,500.00
LA SALLE                    First Lien                            -              82,900.00                     -              82,900.00
DAVISON                     First Lien                            -              76,000.00                     -              76,000.00
OXFORD                      First Lien                            -              56,480.00             14,120.00              70,600.00
MINNETONKA                  First Lien                            -             260,695.00             46,005.00             306,700.00
NEWBURGH                    First Lien                            -              79,500.00                     -              79,500.00
CHICAGO                     First Lien                            -             590,000.00                     -             590,000.00
JOLIET                      First Lien                            -             199,500.00                     -                      -
CONCORDIA                   First Lien                            -             100,000.00                     -                      -
SPRINGFIELD                 First Lien                            -              59,200.00                     -              59,200.00
MARQUETTE HEIGH             First Lien                            -              55,000.00                     -                      -
FRANKFORT                   First Lien                            -              56,000.00                     -              56,000.00
NASHVILLE                   First Lien                            -              69,300.00                     -                      -
MOUNT PROSPECT              First Lien                            -             292,000.00                     -                      -
GRAND PRAIRIE               First Lien                            -             243,073.00                     -             243,073.00
SHERMAN                     First Lien                            -              54,450.00                     -                      -
ELDORA                      First Lien                            -              73,000.00                     -                      -
MIDLOTHIAN                  First Lien                            -              83,700.00                     -                      -
LIBERAL                     First Lien                            -              65,000.00                     -              65,000.00
HOUSTON                     First Lien                            -              63,000.00                     -                      -
CEDAR RAPIDS                First Lien                            -              67,500.00                     -                      -
ABILENE                     First Lien                            -              50,000.00                     -              50,000.00
KANSAS CITY                 First Lien                            -             103,500.00             11,500.00             115,000.00
TACOMA                      First Lien                            -             106,000.00                     -                      -
OSCEOLA                     First Lien                            -             113,700.00                     -                      -
GENESEO                     First Lien                            -              82,000.00                     -                      -
SEAGOVILLE                  First Lien                            -              50,000.00                     -                      -
SEATTLE                     First Lien                            -             503,200.00             88,800.00                      -
OLYMPIA                     Second Lien                  182,750.00             215,000.00                     -                      -
NEW ORLEANS                 First Lien                            -             151,000.00             20,000.00             190,000.00
TACOMA                      First Lien                            -             175,000.00                     -                      -
ARLINGTON                   First Lien                            -             214,000.00                     -                      -
DALLAS                      First Lien                            -              92,070.00             10,230.00             102,300.00
MONROE                      First Lien                            -             152,000.00                     -                      -
CEDAR FALLS                 First Lien                            -             106,400.00                     -                      -
SHERMAN                     First Lien                            -              49,500.00              5,500.00              55,000.00
COMBINE                     First Lien                            -             280,000.00                     -                      -
HOUSTON                     First Lien                            -              91,200.00                     -                      -
MERIAM                      First Lien                            -             146,200.00                     -                      -
BLUE RIDGE                  First Lien                            -             282,880.00             49,920.00             332,800.00
KANSAS CITY                 First Lien                            -             104,900.00                     -             104,900.00
SPRINGFIELD                 First Lien                            -              72,900.00                     -              72,900.00
HAMILTON                    First Lien                            -              59,670.00                     -              59,670.00
CONROE                      First Lien                            -              55,000.00                     -                      -
KENNEWICK                   First Lien                            -             112,000.00                     -                      -
KNOXVILLE                   First Lien                            -             147,250.00                     -                      -
HUMBLE                      First Lien                            -             221,045.00                     -             221,045.00
WELLINGTON                  First Lien                            -              79,500.00                     -              79,500.00
BUTLER                      First Lien                            -             113,920.00             28,480.00             142,400.00
SPRINGFIELD                 First Lien                            -              89,250.00                     -             105,000.00
PANAMA CITY BEA             First Lien                            -             405,000.00                     -                      -
SARITA                      First Lien                            -              84,600.00                     -                      -
POTTSBORO                   First Lien                            -             156,000.00                     -             156,000.00
MASON CITY                  First Lien                            -             183,600.00                     -             204,000.00
NICKERSON                   First Lien                            -             108,000.00                     -                      -
GRANDVIEW                   First Lien                            -              85,000.00             15,000.00             100,000.00
MIRAMAR                     First Lien                            -             291,500.00                     -                      -
CLEARWATER                  First Lien                            -             157,500.00                     -             175,000.00
LEAVENWORTH                 First Lien                            -              82,500.00                     -              82,500.00
INDEPENDENCE                First Lien                            -              90,000.00                     -              90,000.00
BLOOMINGTON                 First Lien                            -             188,000.00                     -                      -
INDEPENDENCE                First Lien                            -             147,500.00                     -             147,500.00
WATERLOO                    First Lien                            -              95,000.00                     -                      -
SANTA ROSA BEAC             First Lien                            -             256,000.00             64,000.00             320,000.00
LARGO                       First Lien                            -             127,500.00                     -                      -
SEARCY                      First Lien                            -              96,000.00                     -              96,000.00
BEAVERTON                   First Lien                            -             196,000.00                     -                      -
GRINNELL                    First Lien                            -              70,000.00                     -              70,000.00
SEAGOVILLE                  First Lien                            -              85,000.00                     -              85,000.00
BOONVILLE                   First Lien                            -              56,700.00                     -                      -
SPRINGDALE                  First Lien                            -             123,900.00                     -             183,000.00
MIDDLETON                   First Lien                            -              50,000.00                     -              71,500.00
SAN ANTONIO                 First Lien                            -              69,000.00                     -              69,000.00
EDMOND                      First Lien                            -             431,885.00             76,215.00             508,100.00
DALLAS                      First Lien                            -             122,000.00                     -             122,000.00
PEARCY                      First Lien                            -             138,300.00                     -             138,300.00
FORT WORTH                  First Lien                            -             174,490.00                     -             174,490.00
CEDAR HILL                  First Lien                            -             101,120.00             25,280.00                      -
HOUSTON                     First Lien                            -             138,629.00             24,465.00             163,094.00
MEMPHIS                     First Lien                            -              92,000.00                     -              92,000.00
TYLER                       First Lien                            -             124,500.00                     -             124,500.00
BENTON                      First Lien                            -             197,000.00                     -             197,000.00
NORTH LITTLE RO             First Lien                            -              50,000.00                     -              50,000.00
WYLIE                       First Lien                            -             162,260.00             40,565.00             202,825.00
HOUSTON                     First Lien                            -             169,636.00             42,409.00             212,045.00
LITTLETON                   First Lien                            -             395,000.00                     -             395,000.00
DENTON                      First Lien                            -             123,000.00                     -             123,000.00
ATHENS                      First Lien                            -              74,200.00                     -              74,200.00
GRAND PRAIRIE               First Lien                            -             114,292.00             28,574.00             142,866.00
ARLINGTON                   First Lien                            -              72,000.00                     -              72,000.00
GRAND PRAIRIE               First Lien                            -             116,547.00             29,137.00             145,684.00
CHILDRESS                   First Lien                            -             120,000.00                     -             120,000.00
CARROLLTON                  First Lien                            -             254,000.00                     -             254,000.00
ARLINGTON                   First Lien                            -             160,550.00                     -             169,000.00
PROVIDENCE VILL             First Lien                            -             131,073.00             32,769.00             163,842.00
PROVIDENCE VILL             Second Lien                  131,073.00             163,842.00                     -             163,842.00
SEVIERVILLE                 First Lien                            -             131,310.00             14,590.00             145,900.00
FRESNO                      First Lien                            -              56,000.00             10,500.00              70,000.00
DESOTO                      First Lien                            -             116,000.00                     -             116,000.00
SOUTH HAVEN                 First Lien                            -             112,000.00                     -                      -
BURRTON                     First Lien                            -              97,000.00                     -                      -
SAN JACINTO                 First Lien                            -             345,000.00                     -                      -
PERU                        First Lien                            -              86,500.00                     -              86,500.00
ATLANTA                     First Lien                            -             129,000.00                     -             129,000.00
GAINESVILLE                 First Lien                            -              69,000.00                     -                      -
ALBUQUERQUE                 First Lien                            -             116,000.00                     -                      -
CITY NAME                   First Lien                            -             117,580.00                     -             117,580.00
SOLDIER                     First Lien                            -              60,000.00                     -                      -
DODGE CITY                  First Lien                            -              84,900.00                     -              84,900.00
BRANSON                     First Lien                            -             369,000.00                     -                      -
ALLEN                       First Lien                            -             188,973.00             20,998.00             209,971.00
ALTO PASS                   First Lien                            -              69,000.00                     -              69,000.00
ARLINGTON                   First Lien                            -             117,000.00                     -             117,000.00
FORT WORTH                  First Lien                            -              50,400.00                     -              56,000.00
SIKESTON                    First Lien                            -              63,000.00                     -              63,000.00
CONVERSE                    First Lien                            -              75,000.00                     -              75,000.00
THE DALLES                  First Lien                            -             130,000.00                     -                      -
HUMBLE                      First Lien                            -              93,600.00                     -                      -
KELSO                       First Lien                            -             105,000.00                     -                      -
BATESVILLE                  First Lien                            -              51,000.00                     -              51,000.00
GUN BARREL CITY             First Lien                            -              59,625.00                     -                      -
ERIE                        First Lien                            -             180,500.00                     -                      -
WATERLOO                    First Lien                            -             105,000.00                     -                      -
VILLAGE MILLS               First Lien                            -             184,000.00                     -             184,000.00
IOWA CITY                   First Lien                            -             103,800.00             25,950.00             129,750.00
SHREWSBURY                  First Lien                            -             145,000.00                     -                      -
GILMER                      First Lien                            -              87,000.00                     -              87,000.00
LITTLE ROCK                 First Lien                            -              51,300.00                     -                      -
COLLEGE STATION             First Lien                            -             106,250.00             18,750.00             125,000.00
TRENTON                     First Lien                            -              55,000.00                     -              55,000.00
DIBOLL                      First Lien                            -              70,000.00                     -              70,000.00
OMAHA                       First Lien                            -             297,500.00                     -                      -
PERRYVILLE                  First Lien                            -              88,000.00                     -              88,000.00
COVINGTON                   First Lien                            -              56,000.00                     -              56,000.00
CARSON                      First Lien                            -             130,000.00                     -                      -
GRANDVIEW                   First Lien                            -             112,000.00             28,000.00             140,000.00
LEBANON                     First Lien                            -              54,000.00                     -                      -
DALLAS                      First Lien                            -             184,000.00                     -                      -
OLYMPIA                     First Lien                            -             182,750.00             32,250.00                      -
ALFORD                      First Lien                            -              50,000.00                     -                      -
BARTLESVILLE                First Lien                            -              65,500.00                     -              65,500.00
OSAWATOMIE                  First Lien                            -              95,000.00                     -              95,000.00
FRANKFORT                   First Lien                            -              78,750.00                     -              78,750.00
PROSSER                     Second Lien                  110,500.00             130,000.00                     -                      -
MINGO                       First Lien                            -              50,000.00                     -                      -
THE WOODLANDS               First Lien                            -              70,000.00                     -                      -
WICHITA                     First Lien                            -              62,000.00                     -              62,000.00
WINFIELD                    First Lien                            -              69,000.00                     -              69,000.00
MEMPHIS                     First Lien                            -              70,000.00                     -              70,000.00
KANSAS CITY                 First Lien                            -             128,000.00             32,000.00             160,000.00
FORT WORTH                  First Lien                            -             111,900.00                     -             111,900.00
N. RICHLAND HIL             First Lien                            -             144,000.00                     -             144,000.00
FORT LAUDERDALE             First Lien                            -             174,250.00             30,750.00             205,000.00
HOUSTON                     First Lien                            -              75,000.00                     -                      -
GAINESVILLE                 First Lien                            -              96,000.00                     -                      -
FORT LAUDERDALE             Second Lien                  174,250.00             205,000.00                     -             205,000.00
FRANKFORT                   First Lien                            -              87,000.00                     -                      -
OSAWATOMIE                  First Lien                            -             120,000.00                     -             120,000.00
ROWLETT                     First Lien                            -             138,400.00                     -             138,400.00
LACY LAKEVIEW               First Lien                            -             105,000.00                     -             105,000.00
KANSAS CITY                 First Lien                            -              80,250.00             10,000.00                      -
SAN ANTONIO                 First Lien                            -             156,000.00             39,000.00             195,000.00
SALEM                       First Lien                            -             182,700.00                     -                      -
WASHINGTON                  First Lien                            -              51,500.00                     -              51,500.00
FT LAUDERDALE               First Lien                            -             107,000.00                     -                      -
WICHITA                     First Lien                            -              95,000.00                     -             100,000.00
GLENN HEIGHTS               Second Lien                   88,000.00             110,000.00                     -             110,000.00
CADDO MILLS                 Second Lien                   82,428.00              96,975.00                     -              96,975.00
OKLAHOMA CITY               First Lien                            -              98,600.00             17,400.00                      -
OKLAHOMA CITY               Second Lien                   98,600.00             116,000.00                     -                      -
ALVARADO                    First Lien                            -              75,000.00                     -                      -
ROSENBERG                   First Lien                            -              88,500.00                     -             118,000.00
CORDOVA                     First Lien                            -             139,400.00             24,600.00             164,000.00
BOSSIER CITY                First Lien                            -              74,000.00                     -              74,000.00
FATE                        First Lien                            -             123,500.00                     -             123,500.00
MEMPHIS                     First Lien                            -             102,500.00                     -             102,500.00
DALLAS                      First Lien                            -             475,200.00                     -                      -
LAMAR                       First Lien                            -             211,950.00                     -                      -
EULESS                      First Lien                            -              85,000.00                     -              85,000.00
FORT WORTH                  First Lien                            -              80,000.00                     -              80,000.00
CECILIA                     First Lien                            -              50,500.00                     -              50,500.00
CROWLEY                     First Lien                            -             116,000.00             29,000.00             145,000.00
LAS VEGAS                   First Lien                            -             264,000.00             66,000.00             330,000.00
CROWLEY                     Second Lien                  116,000.00             145,000.00                     -             145,000.00
BATON ROUGE                 First Lien                            -              73,000.00                     -              73,000.00
EL PASO                     First Lien                            -              76,000.00                     -              76,000.00
KATY                        First Lien                            -              97,200.00             24,300.00             121,500.00
LAKE WORTH                  First Lien                            -              58,800.00                     -              58,800.00
GARLAND                     First Lien                            -             112,500.00             12,500.00             125,000.00
ANTIOCH                     First Lien                            -             118,400.00             29,600.00             148,000.00
ANTIOCH                     Second Lien                  118,400.00             148,000.00                     -             148,000.00
GARLAND                     First Lien                            -              76,000.00                     -                      -
ALLEN                       First Lien                            -             274,509.00             68,628.00             343,137.00
ALLEN                       Second Lien                  274,509.00             343,137.00                     -             343,137.00
HARRAH                      First Lien                            -             156,000.00                     -                      -
EL PASO COUNTY              First Lien                            -             128,360.00             32,090.00             160,450.00
TULSA                       First Lien                            -              69,000.00                     -              69,000.00
DALLAS                      First Lien                            -              79,000.00                     -              79,000.00
FATE                        Second Lien                  135,920.00             169,900.00                     -             169,900.00
DALLAS                      First Lien                            -              81,520.00             20,380.00             101,900.00
LEWISVILLE                  First Lien                            -             168,000.00                     -             210,000.00
FORT WORTH                  First Lien                            -             153,600.00                     -                      -
SAN ANTONIO                 First Lien                            -             153,000.00                     -             153,000.00
EL PASO                     First Lien                            -              81,694.00                     -              81,694.00
MCKINNEY                    First Lien                            -             149,640.00             37,411.00             187,051.00
DENVER                      First Lien                            -             665,000.00                     -             700,000.00
TUPELO                      First Lien                            -              96,900.00                     -                      -
AZLE                        First Lien                            -             127,200.00             31,800.00             159,000.00
ROCKWALL                    First Lien                            -             190,400.00                     -                      -
KATY                        First Lien                            -             140,400.00             35,100.00             175,500.00
FORT WORTH                  First Lien                            -             166,651.00             41,663.00             208,314.00
RICHMOND                    First Lien                            -             187,675.00                     -                      -
MEMPHIS                     First Lien                            -              80,750.00                     -                      -
DERBY                       First Lien                            -              60,000.00                     -                      -
CABOT                       First Lien                            -              77,000.00                     -              77,000.00
HOUMA                       First Lien                            -             159,000.00                     -             159,000.00
SINTON                      First Lien                            -             156,500.00                     -             156,500.00
EL PASO                     First Lien                            -             108,760.00             27,190.00             135,950.00
FORT WORTH                  First Lien                            -              98,000.00                     -              98,000.00
MEMPHIS                     First Lien                            -              88,000.00             22,000.00                      -
WOODLAWN                    First Lien                            -             103,500.00             11,500.00                      -
WOODLAWN                    Second Lien                  103,500.00             115,000.00                     -                      -
BROKEN ARROW                Second Lien                  153,000.00             180,000.00                     -             180,000.00
WICHITA FALLS               Second Lien                   76,415.00              89,900.00                     -              89,900.00
HUTTO                       Second Lien                   96,857.00             113,950.00                     -             113,950.00
BOLIVAR                     First Lien                            -              77,350.00             13,650.00                      -
BOLIVAR                     Second Lien                   77,350.00              91,000.00                     -                      -
GARLAND                     First Lien                            -              74,900.00             10,000.00              84,900.00
RICHARDSON                  First Lien                            -             125,600.00             31,400.00             157,000.00
MESQUITE                    Second Lien                   69,037.00              81,220.00                     -              81,220.00
MESQUITE                    Second Lien                   76,000.00              95,000.00                     -              95,000.00
MESQUITE                    First Lien                            -             230,000.00                     -             230,000.00
FORT WORTH                  Second Lien                   68,000.00              85,000.00                     -              85,000.00
DELIGHT                     First Lien                            -              80,000.00                     -              80,000.00
MEMPHIS                     Second Lien                  106,165.00             124,900.00                     -             124,900.00
WELCH                       First Lien                            -              89,000.00                     -                      -
PARIS                       First Lien                            -              90,000.00                     -              90,000.00
FATE                        Second Lien                  130,215.00             162,769.00                     -             162,769.00
SOUTHAVEN                   First Lien                            -             255,077.00             45,014.00             300,091.00
FLINT                       First Lien                            -              90,000.00                     -              90,000.00
WHITEHOUSE                  Second Lien                   88,400.00             104,000.00                     -             104,000.00
GARLAND                     First Lien                            -              95,400.00                     -              95,400.00
FATE                        First Lien                            -             158,000.00                     -                      -
ALVIN                       Second Lien                   77,600.00              97,000.00                     -              97,000.00
LAREDO                      Second Lien                  104,890.00             123,400.00                     -             123,400.00
INOLA                       First Lien                            -             109,000.00                     -             109,000.00
AZLE                        First Lien                            -             120,000.00             30,000.00             150,000.00
MERCEDES                    First Lien                            -             100,000.00                     -                      -
ARLINGTON                   First Lien                            -             107,500.00                     -             107,500.00
DUMAS                       First Lien                            -              68,500.00                     -              68,500.00
WINNSBORO                   First Lien                            -              71,825.00                     -              84,500.00
ARLINGTON                   First Lien                            -             191,000.00                     -                      -
SANGER                      First Lien                            -              89,200.00                     -              89,200.00
SAND SPRINGS                First Lien                            -              69,900.00                     -              69,900.00
ODESSA                      First Lien                            -             145,000.00                     -             145,000.00
WYLIE                       First Lien                            -             122,300.00                     -                      -
WEATHERFORD                 First Lien                            -              84,900.00                     -              84,900.00
WATAUGA                     First Lien                            -             103,350.00                     -             103,350.00
LITTLE ROCK                 First Lien                            -              79,900.00                     -              79,900.00
LEXINGTON                   First Lien                            -              90,000.00                     -              90,000.00
MESQUITE                    Second Lien                   83,470.00              98,200.00                     -              98,200.00
GRAPEVINE                   First Lien                            -             172,800.00             43,200.00                      -
EL PASO                     First Lien                            -             204,765.00             36,135.00             240,900.00
WOLFFORTH                   First Lien                            -             152,235.00             26,865.00             179,100.00
MOUNDS                      First Lien                            -              61,900.00                     -              61,900.00
FORT WORTH                  First Lien                            -             161,645.00                     -             161,645.00
ALLEN                       Second Lien                   76,120.00              95,150.00                     -              95,150.00
DALLAS                      First Lien                            -              97,500.00                     -              97,500.00
JACKSON                     First Lien                            -              51,000.00                     -              51,000.00
BURNET                      First Lien                            -             280,000.00                     -                      -
FRISCO                      First Lien                            -             222,998.00                     -             234,735.00
OLIVE BRANCH                First Lien                            -             152,835.00                     -             152,835.00
HOUSTON                     Second Lien                  107,516.00             126,490.00                     -             126,490.00
CEDAR HILL                  First Lien                            -             111,000.00                     -             111,000.00
SEAGOVILLE                  Second Lien                  103,200.00             129,000.00                     -             129,000.00
BOLIVAR                     First Lien                            -              69,000.00                     -              69,000.00
TULSA                       First Lien                            -              85,000.00                     -                      -
HORIZON CITY                First Lien                            -              73,400.00                     -              73,400.00
KATY                        Second Lien                  114,000.00             128,250.00                     -             142,500.00
SUNSET                      Second Lien                  101,150.00             119,000.00                     -                      -
CLEBURNE                    First Lien                            -             118,800.00                     -             132,000.00
JACKSON                     First Lien                            -              59,200.00                     -                      -
SHERMAN                     First Lien                            -             135,000.00                     -             135,000.00
CHATTANOOGA                 First Lien                            -              73,150.00                     -                      -
FRISCO                      First Lien                            -             309,365.00                     -                      -
FORNEY                      First Lien                            -             146,897.00                     -             146,897.00
EL PASO                     First Lien                            -              63,000.00                     -              63,000.00
FORT WORTH                  Second Lien                   65,600.00              82,000.00                     -              82,000.00
EL PASO                     First Lien                            -             118,500.00                     -             118,500.00
MESQUITE                    First Lien                            -             122,100.00                     -             122,100.00
BEAUMONT                    Second Lien                  111,600.00             139,500.00                     -             139,500.00
MEMPHIS                     Second Lien                  152,100.00             169,000.00                     -             169,000.00
FORT WORTH                  Second Lien                  105,400.00             124,000.00                     -             124,000.00
TULSA                       Second Lien                  101,915.00             119,900.00                     -             119,900.00
CADDO MILLS                 Second Lien                  114,750.00             135,000.00                     -             135,000.00
BURLESON                    First Lien                            -              88,000.00                     -              88,000.00
GRAND PRAIRIE               First Lien                            -              79,800.00                     -                      -
TULSA                       First Lien                            -              70,000.00                     -              70,000.00
ROWLETT                     Second Lien                   92,565.00             108,900.00                     -             108,900.00
HICKORY VALLEY              First Lien                            -              83,000.00                     -                      -
GRANBURY                    First Lien                            -             420,000.00                     -                      -
DALLAS                      First Lien                            -             141,058.00                     -             141,058.00
PLANO                       First Lien                            -             126,880.00             31,720.00             158,600.00
PLANO                       Second Lien                  126,880.00             158,600.00                     -             158,600.00
GRAND PRAIRIE               Second Lien                  167,992.00             209,990.00                     -             209,990.00
COVINGTON                   First Lien                            -              97,000.00                     -              97,000.00
FORT WORTH                  First Lien                            -              70,000.00                     -              70,000.00
EL PASO                     First Lien                            -             150,300.00                     -             167,000.00
LAGO VISTA                  Second Lien                  214,900.00             240,183.00                     -             252,830.00
BROWNSVILLE                 First Lien                            -              79,000.00                     -                      -
LUBBOCK                     First Lien                            -             109,055.00             19,245.00             128,300.00
LUBBOCK                     Second Lien                  109,055.00             128,300.00                     -             128,300.00
ANNA                        Second Lien                   94,000.00             117,500.00                     -             117,500.00
BOLIVAR                     First Lien                            -              80,000.00                     -              80,000.00
HUMBOLDT                    First Lien                            -              64,000.00                     -              64,000.00
ALEDO                       First Lien                            -             202,500.00                     -                      -
ARLINGTON                   Second Lien                  101,915.00             119,900.00                     -             119,900.00
COLLIERVILLE                First Lien                            -             135,500.00                     -                      -
BOLIVAR                     First Lien                            -              66,500.00                     -              66,500.00
HEARTLAND                   First Lien                            -             100,490.00                     -             100,490.00
MIDDLETON                   First Lien                            -              50,065.00                     -              50,065.00
FORT WORTH                  First Lien                            -             123,900.00                     -             123,900.00
RENOVA                      First Lien                            -             105,500.00                     -             105,500.00
MESQUITE                    First Lien                            -             106,250.00             18,750.00             125,000.00
MESQUITE                    Second Lien                  106,250.00             125,000.00                     -             125,000.00
MULVANE                     First Lien                            -             105,646.00                     -                      -
WHITWELL                    First Lien                            -             100,000.00                     -             100,000.00
HUTCHINSON                  First Lien                            -              98,000.00                     -                      -
LEWISVILLE                  Second Lien                   98,940.00             116,400.00                     -             116,400.00
CARROLLTON                  First Lien                            -             130,000.00                     -             130,000.00
LOUISVILLE                  First Lien                            -             104,900.00                     -             104,900.00
TULSA                       Second Lien                  107,100.00             126,000.00                     -             126,000.00
HORIZON CITY                First Lien                            -              94,200.00                     -              94,200.00
HORIZON CITY                First Lien                            -              81,200.00                     -              81,200.00
AUSTIN                      First Lien                            -             219,600.00                     -             244,000.00
LONGVIEW                    First Lien                            -             296,400.00                     -             296,400.00
HOUSTON                     Second Lien                  112,625.00             132,500.00                     -             132,500.00
CANYON LAKE                 First Lien                            -             196,100.00                     -             196,100.00
ABILENE                     First Lien                            -              53,000.00                     -              53,000.00
ANAHUAC                     First Lien                            -              55,800.00                     -              62,000.00
MIDLAND                     First Lien                            -              67,000.00                     -              67,000.00
HOUSTON                     First Lien                            -             177,990.00                     -             177,990.00
PASADENA                    Second Lien                  101,150.00             119,000.00                     -             119,000.00
PASADENA                    Second Lien                   80,000.00             100,000.00                     -             100,000.00
HOCKLEY                     Second Lien                   75,840.00              94,800.00                     -              94,800.00
BEAUMONT                    First Lien                            -             111,000.00                     -             111,000.00
COLUMBIA                    First Lien                            -              96,000.00                     -              96,000.00
AUSTIN                      First Lien                            -             359,920.00             89,980.00             449,900.00
HOUSTON                     First Lien                            -             126,520.00                     -             126,520.00
BEAUMONT                    First Lien                            -              89,900.00                     -              89,900.00
HOUSTON                     First Lien                            -             113,000.00                     -             113,000.00
PASADENA                    First Lien                            -             134,000.00                     -             134,000.00
SAN ANTONIO                 First Lien                            -              61,600.00                     -              61,600.00
HOUSTON                     Second Lien                   83,725.00              98,500.00                     -              98,500.00
HOUSTON                     First Lien                            -             115,690.00                     -             115,690.00
DUBLIN                      First Lien                            -              81,000.00                     -              81,000.00
HUMBLE                      First Lien                            -             144,000.00             36,000.00             180,000.00
GALENA PARK                 First Lien                            -              62,560.00             15,640.00              78,200.00
HOUSTON                     Second Lien                   56,000.00              70,000.00                     -              70,000.00
CYPRESS                     First Lien                            -             113,670.00             20,060.00             133,730.00
HUMBLE                      Second Lien                  104,720.00             123,201.00                     -             123,201.00
SAN ANTONIO                 First Lien                            -             127,500.00                     -             127,500.00
MCALLEN                     First Lien                            -              85,500.00                     -              90,000.00
PHARR                       First Lien                            -             180,090.00             45,023.00             225,113.00
PHARR                       Second Lien                  180,090.00             225,113.00                     -             225,113.00
AUSTIN                      First Lien                            -              98,320.00             24,580.00             122,900.00
AUSTIN                      Second Lien                   98,320.00             122,900.00                     -             122,900.00
KATY                        First Lien                            -             113,900.00                     -                      -
LEAGUE CITY                 Second Lien                   76,500.00              90,000.00                     -              90,000.00
WACO                        First Lien                            -              50,000.00                     -              50,000.00
MONTGOMERY                  First Lien                            -             167,450.00                     -             167,450.00
CROCKETT                    First Lien                            -             106,250.00             18,750.00             125,000.00
CROCKETT                    Second Lien                  106,250.00             125,000.00                     -             125,000.00
SAN JUAN                    First Lien                            -              74,242.00                     -              74,242.00
HOUSTON                     First Lien                            -             146,000.00                     -                      -
HOUSTON                     Second Lien                   84,140.00              98,990.00                     -              98,990.00
MONTGOMERY                  First Lien                            -             149,970.00                     -             149,970.00
RICHMOND                    First Lien                            -             236,000.00             59,000.00             295,000.00
MISSOURI CITY               First Lien                            -             168,500.00                     -             168,500.00
SUGAR LAND                  First Lien                            -             448,000.00                     -             560,000.00
KILLEEN                     First Lien                            -              73,500.00                     -              73,500.00
MCALLEN                     First Lien                            -             137,600.00             17,400.00                      -
HOUSTON                     First Lien                            -              72,000.00                     -              72,000.00
HITCHCOCK                   First Lien                            -              63,020.00             15,755.00              78,775.00
HITCHCOCK                   Second Lien                   63,020.00              78,775.00                     -              78,775.00
SAN ANTONIO                 First Lien                            -             124,000.00                     -                      -
HUFFMAN                     First Lien                            -             175,200.00             43,800.00             219,000.00
WHITESBORO                  First Lien                            -             130,000.00                     -             130,000.00
ROUND ROCK                  First Lien                            -              92,000.00                     -             115,000.00
LINDALE                     First Lien                            -             207,400.00             36,600.00             244,000.00
HOUSTON                     First Lien                            -              93,500.00                     -              93,500.00
HOUSTON                     Second Lien                  184,000.00             230,000.00                     -             230,000.00
HOUSTON                     First Lien                            -              53,000.00                     -              53,000.00
CLEVELAND                   First Lien                            -              71,200.00             17,800.00              89,000.00
CLEVELAND                   Second Lien                   71,200.00              89,000.00                     -              89,000.00
ROUND ROCK                  First Lien                            -             263,984.00             65,996.00             329,980.00
HOUSTON                     First Lien                            -             149,000.00                     -             149,000.00
AUSTIN                      First Lien                            -              94,400.00             23,600.00             118,000.00
EL PASO                     First Lien                            -              84,000.00                     -              84,000.00
PORTER                      First Lien                            -              73,450.00                     -             113,000.00
WAXAHACHIE                  First Lien                            -             143,000.00                     -             143,000.00
CYPRESS                     First Lien                            -             125,740.00                     -             125,740.00
HOUSTON                     First Lien                            -              97,750.00             17,250.00             115,000.00
HOUSTON                     Second Lien                   97,750.00             115,000.00                     -             115,000.00
SILSBEE                     First Lien                            -              89,900.00                     -              89,900.00
ROSENBERG                   First Lien                            -             251,500.00                     -             251,500.00
LONGVIEW                    First Lien                            -             142,900.00                     -             142,900.00
CANYON LAKE                 First Lien                            -             157,497.00             39,375.00             196,872.00
CEDAR PARK                  First Lien                            -             310,000.00                     -                      -
HOUSTON                     First Lien                            -             215,600.00             53,900.00             269,500.00
HUMBLE                      First Lien                            -             174,800.00             43,700.00             218,500.00
ORANGE                      First Lien                            -              74,000.00                     -              74,000.00
DALLAS                      First Lien                            -              68,000.00             17,000.00              85,000.00
DALLAS                      Second Lien                   68,000.00              85,000.00                     -              85,000.00
LAREDO                      First Lien                            -             105,190.00              2,630.00             131,490.00
SEALY                       First Lien                            -             143,920.00             35,980.00             179,900.00
BAYTOWN                     First Lien                            -             142,500.00                     -             150,000.00
KATY                        First Lien                            -              95,120.00             23,780.00             118,900.00
MISSOURI CITY               First Lien                            -             125,000.00                     -             125,000.00
LA PORTE                    First Lien                            -             159,332.00             39,833.00             199,165.00
HUMBLE                      First Lien                            -             156,686.00                     -             156,686.00
LEANDER                     First Lien                            -              72,000.00                     -              90,000.00
CYPRESS                     First Lien                            -             110,400.00             27,600.00             138,000.00
HOUSTON                     First Lien                            -              83,700.00                     -             139,500.00
DAYTON                      First Lien                            -             215,000.00                     -             215,000.00
THE WOODLANDS               First Lien                            -             293,250.00             51,750.00             345,000.00
BROWNSVILLE                 First Lien                            -              82,500.00                     -              82,500.00
KYLE                        First Lien                            -             218,000.00                     -             218,000.00
CORSICANA                   Second Lien                   55,200.00              69,000.00                     -              69,000.00
HUTTO                       First Lien                            -             199,269.00             49,818.00             249,087.00
PEARLAND                    First Lien                            -             286,056.00             71,514.00             357,570.00
HOUSTON                     First Lien                            -             135,490.00                     -             135,490.00
HUMBLE                      First Lien                            -             245,000.00                     -             245,000.00
DICKINSON                   First Lien                            -              66,000.00                     -              66,000.00
PEARLAND                    First Lien                            -             109,600.00             20,550.00             137,000.00
PEARLAND                    Second Lien                  109,600.00             130,150.00                     -             137,000.00
BAYTOWN                     First Lien                            -             210,000.00                     -             210,000.00
SAGINAW                     Second Lien                   96,000.00             120,000.00                     -             120,000.00
MESQUITE                    Second Lien                  163,200.00             192,000.00                     -             192,000.00
BOLIVAR                     Second Lien                  134,910.00             149,900.00                     -             149,900.00
OTTUMWA                     First Lien                            -              87,000.00                     -                      -
MARSHALLTOWN                Second Lien                   99,000.00             110,000.00                     -                      -
WYLIE                       Second Lien                  136,800.00             152,000.00                     -             152,000.00
HAYS                        Second Lien                  122,400.00             136,000.00                     -             136,000.00
GRINNELL                    Second Lien                  100,620.00             111,800.00                     -             111,800.00
ALLEN                       Second Lien                  188,973.00             209,971.00                     -             209,971.00
IOWA CITY                   Second Lien                   73,950.00              87,000.00                     -                      -
FREEMONT                    Second Lien                  152,000.00             190,000.00                     -                      -
NORFOLK                     Second Lien                  216,000.00             265,000.00                     -                      -
HOUSTON                     Second Lien                   79,900.00              94,000.00                     -              95,000.00
LUFKIN                      Second Lien                   75,335.00              88,630.00                     -              88,630.00
LEAGUE CITY                 Second Lien                  105,400.00             124,000.00                     -             124,000.00
TYLER                       First Lien                            -             119,000.00                     -                      -
KANSAS CITY                 Second Lien                   80,250.00              90,250.00                     -                      -
SOUTH HOUSTON               First Lien                            -              56,000.00                     -              56,000.00
LAREDO                      First Lien                            -             134,462.00             23,729.00             158,191.00
HOUSTON                     First Lien                            -             131,000.00                     -             131,000.00
SUGAR LAND                  Second Lien                  316,887.00             396,108.00                     -             396,109.00
HOUSTON                     Second Lien                  110,415.00             129,900.00                     -             129,900.00
HOUSTON                     First Lien                            -             127,600.00                     -             127,600.00
CROSBY                      Second Lien                   67,625.00              77,625.00                     -              86,250.00
HOUSTON                     First Lien                            -              85,000.00                     -              85,000.00
HIGHLANDS                   First Lien                            -              76,550.00                     -                      -
HOUSTON                     Second Lien                  155,200.00             194,000.00                     -             194,000.00
VIDOR                       First Lien                            -             123,600.00                     -             123,600.00
HOUSTON                     First Lien                            -             125,900.00                     -             125,900.00
LAKE CHARLES                First Lien                            -              65,000.00                     -              65,000.00
LUMBERTON                   Second Lien                  109,285.00             136,607.00                     -             136,607.00
SAN JUAN                    Second Lien                   96,800.00             121,000.00                     -                      -
WACO                        First Lien                            -              58,194.00                     -              58,194.00
KARNACK                     Second Lien                   71,920.00              89,900.00                     -              89,900.00
HORIZON                     First Lien                            -              89,350.00                     -              89,350.00
HOUSTON                     First Lien                            -             150,180.00                     -             150,180.00
CEDAR PARK                  Second Lien                  128,000.00             144,000.00                     -                      -
HOUSTON                     First Lien                            -             116,193.00                     -             116,193.00
BAYTOWN                     First Lien                            -             108,530.00                     -                      -
CHANNELVIEW                 First Lien                            -              85,850.00                     -             101,000.00
SAN ANTONIO                 Second Lien                   57,664.00              72,080.00                     -              72,080.00
MANOR                       Second Lien                   76,400.00              95,500.00                     -              95,500.00
FORT WORTH                  Second Lien                  137,800.00             155,000.00                     -                      -
LEAGUE CITY                 First Lien                            -             260,050.00                     -                      -
SILSBEE                     Second Lien                   58,880.00              73,600.00                     -              73,600.00
SAN JUAN                    Second Lien                   65,600.00              82,000.00                     -              82,000.00
WILLIS                      Second Lien                  130,400.00             163,000.00                     -                      -
HEMPSTEAD                   Second Lien                  132,000.00             165,000.00                     -             165,000.00
SAN ANTONIO                 First Lien                            -              79,500.00                     -              79,500.00
HUMBLE                      First Lien                            -              72,000.00                     -              72,000.00
HOUSTON                     Second Lien                  106,250.00             125,000.00                     -             125,000.00
HUMBLE                      Second Lien                   80,752.00             100,940.00                     -             100,940.00
RIO GRANDE CITY             Second Lien                   81,600.00              96,900.00                     -                      -
LYTLE                       First Lien                            -             220,800.00                     -                      -
HOUSTON                     First Lien                            -             127,250.00                     -             127,250.00
TOMBALL                     Second Lien                  110,320.00             137,900.00                     -             137,900.00
RICHMOND                    First Lien                            -             179,000.00                     -                      -
AUSTIN                      Second Lien                   95,795.00             112,700.00                     -             112,700.00
BROWNSVILLE                 First Lien                            -              72,700.00                     -              72,700.00
HOUSTON                     First Lien                            -             106,000.00                     -             106,000.00
CROSBY                      Second Lien                  287,200.00             359,000.00                     -             359,000.00
HOUSTON                     First Lien                            -             108,000.00                     -             108,000.00
VICTORIA                    Second Lien                   87,920.00             109,900.00                     -             109,900.00
SAN ANTONIO                 First Lien                            -             129,221.00             22,803.00             152,025.00
SAN ANTONIO                 Second Lien                  129,221.00             152,024.00                     -             152,025.00
ROSENBERG                   First Lien                            -             164,400.00                     -             164,400.00
BROWNSVILLE                 First Lien                            -             108,000.00                     -             108,000.00
HOUSTON                     Second Lien                   90,000.00             112,500.00                     -             112,500.00
SAN JUAN                    First Lien                            -              93,600.00                     -                      -
NEW CANEY                   Second Lien                  175,100.00             206,000.00                     -             206,000.00
HOUSTON                     Second Lien                   68,000.00              85,000.00                     -              85,000.00
HOUSTON                     First Lien                            -             116,000.00                     -             116,000.00
BAYTOWN                     First Lien                            -              51,200.00                     -              51,200.00
BROWNSVILLE                 First Lien                            -             140,400.00                     -                      -
LA PORTE                    First Lien                            -              65,000.00                     -              65,000.00
LEWISVILLE                  First Lien                            -             134,000.00                     -             134,000.00
HORIZON                     First Lien                            -              96,500.00                     -              96,500.00
HOUSTON                     First Lien                            -             137,000.00                     -             137,000.00
HOUSTON                     First Lien                            -              66,000.00                     -              66,000.00
VICTORIA                    Second Lien                   63,120.00              78,900.00                     -              78,900.00
HOUSTON                     First Lien                            -              75,000.00                     -              75,000.00
HOUSTON                     Second Lien                  169,915.00             189,905.00                     -             199,900.00
MAGNOLIA                    First Lien                            -             152,560.00                     -             152,560.00
AUSTIN                      First Lien                            -              61,000.00                     -              61,000.00
HOUSTON                     Second Lien                  116,000.00             130,500.00                     -             145,000.00
AUSTIN                      First Lien                            -             209,197.00             52,300.00             261,497.00
AUSTIN                      Second Lien                  209,197.00             261,497.00                     -             261,497.00
SPRING                      First Lien                            -             202,000.00                     -             202,000.00
HOUSTON                     First Lien                            -             155,000.00                     -             155,000.00
SPRING                      First Lien                            -             263,680.00                     -             263,680.00
HOUSTON                     First Lien                            -              93,000.00                     -              93,000.00
CYPRESS                     First Lien                            -             126,428.00                     -             126,428.00
HOUSTON                     First Lien                            -             106,366.00             18,771.00                      -
HOUSTON                     Second Lien                  106,366.00             125,137.00                     -                      -
SPRING                      Second Lien                  118,915.00             139,900.00                     -             139,900.00
HUMBLE                      First Lien                            -             109,728.00             27,432.00             137,160.00
HUMBLE                      Second Lien                  109,728.00             137,160.00                     -             137,160.00
EDINBURG                    First Lien                            -             131,300.00                     -             131,300.00
HOUSTON                     First Lien                            -             104,800.00                     -             104,800.00
BAYTOWN                     First Lien                            -             164,000.00             41,000.00             205,000.00
HOUSTON                     Second Lien                   91,375.00             107,500.00                     -             107,500.00
DONNA                       First Lien                            -              69,000.00                     -              69,000.00
EDINBURG                    First Lien                            -             153,000.00             27,000.00             180,000.00
HOUSTON                     First Lien                            -             175,112.00             43,778.00             218,890.00
FRESNO                      First Lien                            -             114,981.00                     -             114,981.00
SAN ANTONIO                 First Lien                            -              68,800.00                     -                      -
SAN ANTONIO                 First Lien                            -              84,000.00                     -              84,000.00
HOPKINS                     First Lien                            -             129,750.00                     -             129,750.00
BAYTOWN                     First Lien                            -              97,500.00                     -              97,500.00
KATY                        First Lien                            -             107,000.00                     -             107,000.00
PENITAS                     First Lien                            -             104,125.00             18,375.00             122,500.00
SEA BROOK                   First Lien                            -             344,000.00             86,000.00             430,000.00
PENITAS                     Second Lien                  104,125.00             122,500.00                     -             122,500.00
SAN ANTONIO                 Second Lien                   79,050.00              93,000.00                     -              93,000.00
PFLUGERVILLE                First Lien                            -             213,920.00             53,480.00             267,400.00
PENITAS                     First Lien                            -              66,400.00                     -                      -
EDINBURG                    Second Lien                  318,750.00             367,750.00                     -                      -
KINGWOOD                    First Lien                            -              88,800.00             22,200.00             111,000.00
SPRING                      First Lien                            -             135,495.00                     -             135,495.00
HOUSTON                     Second Lien                   84,150.00              99,000.00                     -                      -
VIDOR                       First Lien                            -             159,920.00             39,980.00             199,900.00
WINNIE                      First Lien                            -             100,000.00                     -             100,000.00
GRANADA HILLS               First Lien                            -             552,500.00             97,500.00             650,000.00
LAKE ELSINORE               Second Lien                  499,500.00             527,000.00                     -                      -
GRANADA HILLS               First Lien                            -             619,000.00                     -             619,000.00
HESPERIA                    Second Lien                  242,250.00             285,000.00                     -             285,000.00
RESEDA AREA                 Second Lien                  444,400.00             555,500.00                     -             555,500.00
SUN VALLEY                  Second Lien                  461,600.00             577,000.00                     -             577,000.00
MORENO VALLEY               Second Lien                  344,000.00             430,000.00                     -             430,000.00
SOUTH GATE                  Second Lien                  365,500.00             430,000.00                     -                      -
LOS ANGELES                 First Lien                            -             416,000.00            104,000.00             520,000.00
RIVERSIDE                   Second Lien                  316,000.00             395,000.00                     -                      -
DESERT HOT SPRI             First Lien                            -             120,000.00             15,000.00             150,000.00
DESERT HOT SPRI             Second Lien                  120,000.00             135,000.00                     -             150,000.00
LA PUENTE                   First Lien                            -             514,900.00                     -                      -
COSTA MESA                  First Lien                            -             612,000.00             68,000.00             680,000.00
COSTA MESA                  Second Lien                  612,000.00             680,000.00                     -             680,000.00
LAS VEGAS                   First Lien                            -             274,500.00                     -                      -
SUGARLOAF                   Second Lien                  171,920.00             214,900.00                     -             214,900.00
REDLANDS                    Second Lien                  296,000.00             370,000.00                     -             370,000.00
SANTA ANA                   Second Lien                  460,000.00             560,000.00                     -             560,000.00
SAN BERNARDINO              First Lien                            -             274,500.00             30,500.00                      -
HIGHLAND                    First Lien                            -             425,000.00                     -                      -
LOS ANGELES                 First Lien                            -             355,500.00                     -                      -
FONTANA                     Second Lien                  299,200.00             352,000.00                     -             352,000.00
SANTA CRUZ                  First Lien                            -           1,000,000.00                     -                      -
BAKERSFIELD                 First Lien                            -             269,500.00                     -             269,500.00
FONTANA AREA                First Lien                            -             415,000.00                     -                      -
EL MONTE                    Second Lien                  264,000.00             330,000.00                     -             330,000.00
WESTMINSTER                 First Lien                            -             569,500.00            100,500.00             670,000.00
FONTANA                     First Lien                            -             676,800.00                     -                      -
GARDEN GROVE                Second Lien                  414,000.00             460,000.00                     -                      -
MORENO VALLEY               Second Lien                  318,750.00             375,000.00                     -             375,000.00
LONG BEACH                  Second Lien                  603,000.00             670,000.00                     -             670,000.00
RIALTO                      Second Lien                  256,000.00             320,000.00                     -             320,000.00
NUEVO                       First Lien                            -             582,900.00                     -                      -
BAKERSFIELD                 First Lien                            -              50,000.00                     -                      -
LOS ANGELES                 Second Lien                  559,200.00             699,000.00                     -             699,000.00
PERRIS                      First Lien                            -             384,750.00                     -                      -
ONTARIO                     First Lien                            -             400,000.00                     -                      -
RIVERSIDE AREA              First Lien                            -             439,850.00                     -                      -
HESPERIA                    First Lien                            -             380,000.00                     -             380,000.00
ANAHEIM                     First Lien                            -             635,000.00                     -             635,000.00
SANTA ANA                   First Lien                            -             264,000.00             66,000.00             330,000.00
MONROVIA                    First Lien                            -             855,000.00                     -                      -
CORONA                      First Lien                            -             269,000.00                     -                      -
LOS ANGELES                 First Lien                            -             510,000.00                     -                      -
SANTA ROSA BEAC             First Lien                            -             306,000.00                     -                      -
LOS ANGELES                 First Lien                            -             520,000.00             97,500.00             650,000.00
DOWNEY                      First Lien                            -             465,000.00                     -                      -
RICHMOND                    First Lien                            -             320,000.00             80,000.00             400,000.00
SAN DIEGO                   First Lien                            -             312,000.00             78,000.00                      -
SAN DIEGO                   First Lien                            -             456,000.00                     -                      -
TEMECULA                    First Lien                            -             377,900.00                     -             377,900.00
CATHEDRAL CITY              First Lien                            -             164,000.00                     -                      -
HUNTINGTON BEAC             First Lien                            -             515,000.00                     -                      -
HIDDEN HILLS                First Lien                            -             675,000.00                     -                      -
ESCONDIDO                   First Lien                            -             510,000.00                     -                      -
DESERT HOT SPRI             First Lien                            -             250,750.00             44,250.00             295,000.00
HEBER                       First Lien                            -             284,990.00                     -             284,990.00
CHULA VISTA                 First Lien                            -             355,000.00                     -                      -
BRAWLEY                     First Lien                            -             303,920.00             75,980.00             379,900.00
CONWAY                      Second Lien                  153,900.00             171,000.00                     -             171,000.00
ROCKFORD                    First Lien                            -             244,800.00                     -                      -
LOS ANGELES                 Second Lien                  432,000.00             480,000.00                     -             480,000.00
LOS ANGELES                 First Lien                            -             536,310.00             59,590.00             595,900.00
LOS ANGELES                 Second Lien                  536,310.00             595,900.00                     -             595,900.00
CHICAGO                     Second Lien                   94,500.00             105,000.00                     -             105,000.00
NORTHRIDGE AREA             Second Lien                  440,000.00             550,000.00                     -             550,000.00
SANTA ANA                   Second Lien                  585,000.00             650,000.00                     -             650,000.00
APPLE VALLEY AR             Second Lien                  314,100.00             349,000.00                     -             349,000.00
LAKEPORT                    First Lien                            -             648,000.00            162,000.00             810,000.00
SURPRISE                    First Lien                            -             318,900.00                     -                      -
BAKERSFIELD                 First Lien                            -             218,000.00                     -             218,000.00
BLOOMINGTON ARE             Second Lien                  442,000.00             520,000.00                     -             520,000.00
ANAHEIM                     Second Lien                  408,000.00             480,000.00                     -             480,000.00
SAN DIEGO                   Second Lien                  361,137.00             401,264.00                     -             401,264.00
APPLE VALLEY                Second Lien                  292,500.00             308,750.00                     -             325,000.00
OCEANSIDE                   First Lien                            -             467,200.00            116,800.00             584,000.00
YUBA CITY                   Second Lien                  308,567.00             342,852.00                     -             342,853.00
SUN CITY                    Second Lien                  337,500.00             352,500.00                     -                      -
CARLSBAD                    First Lien                            -             416,000.00                     -             416,000.00
SAN DIEGO                   First Lien                            -             257,125.00             45,375.00             302,500.00
SAN YSIDRO                  Second Lien                  207,739.00             259,673.00                     -             259,674.00
MURRIETA                    Second Lien                  372,000.00             465,000.00                     -             465,000.00
SAN DIEGO                   First Lien                            -             360,000.00                     -                      -
EL CAJON                    First Lien                            -             372,000.00             93,000.00                      -
EL CAJON                    Second Lien                  372,000.00             465,000.00                     -                      -
SAN DIEGO                   First Lien                            -             512,000.00            128,000.00             640,000.00
SAN DIEGO                   First Lien                            -             446,500.00                     -                      -
SHASTA LAKE                 First Lien                            -             141,500.00             80,000.00             225,000.00
PALM DESERT                 First Lien                            -             680,000.00                     -                      -
OCEANSIDE                   Second Lien                  616,500.00             685,000.00                     -                      -
YUCAIPA                     First Lien                            -             712,500.00                     -                      -
ORANGEVALE                  Second Lien               26,100,000.00          26,129,000.00                     -             290,000.00
OLIVEHURST                  First Lien                            -             232,000.00                     -             232,000.00
RANCHO MURIETA              First Lien                            -             710,100.00             78,900.00             789,000.00
SAN DIEGO                   Second Lien                  348,000.00             435,000.00                     -             435,000.00
MURRIETA                    First Lien                            -             389,500.00                     -                      -
HEBER                       First Lien                            -             332,910.00                     -             369,900.00
ORANGE                      First Lien                            -             498,600.00                     -                      -
SAN DIEGO                   First Lien                            -             558,500.00            161,263.00                      -
VIRGINIA CITY H             First Lien                            -             467,500.00                     -                      -
RANCHO MIRAGE               First Lien                            -             630,000.00             70,000.00                      -
SAN JACINTO                 First Lien                            -             292,500.00                     -             325,000.00
THOUSAND OAKS               First Lien                            -             715,000.00                     -                      -
NORTH HIGHLANDS             First Lien                            -             222,300.00                     -                      -
SAN DIEGO                   First Lien                            -             560,000.00            136,000.00                      -
HEBER                       First Lien                            -             331,992.00                     -             414,990.00
SAN DIEGO                   First Lien                            -             480,800.00            120,200.00                      -
SAN LORENZO                 Second Lien                  408,000.00             510,000.00                     -             510,000.00
COUPEVILLE                  First Lien                            -             534,000.00                     -                      -
LA QUINTA                   First Lien                            -             570,000.00                     -                      -
BENICIA                     Second Lien                  456,000.00             570,000.00                     -             570,000.00
SACRAMENTO                  First Lien                            -             311,900.00                     -             311,900.00
SAN DIEGO                   First Lien                            -             500,388.00            125,098.00             625,486.00
SOLANA BEACH                First Lien                            -             750,000.00                     -                      -
HEMET                       First Lien                            -             346,500.00                     -                      -
ALISO VIEJO                 First Lien                            -             440,000.00                     -                      -
MENIFEE                     First Lien                            -             538,866.00             95,094.00             633,961.00
MENIFEE                     Second Lien                  538,866.00             633,960.00                     -             633,961.00
INDIO                       First Lien                            -             320,000.00                     -                      -
SALINAS                     First Lien                            -             900,000.00                     -           1,175,000.00
CHULA VISTA                 First Lien                            -             657,000.00                     -                      -
BERKELEY                    First Lien                            -             229,500.00                     -                      -
3443 MADISON AV             First Lien                            -             604,000.00            113,250.00             755,000.00
SACRAMENTO                  First Lien                            -             410,000.00                     -                      -
SAN JOSE                    First Lien                            -             639,000.00                     -                      -
IMPERIAL BEACH              First Lien                            -             225,500.00                     -             532,000.00
RIVERSIDE                   First Lien                            -             580,000.00                     -                      -
SAN JOSE                    First Lien                            -             568,000.00            142,000.00             710,000.00
SALIDA                      First Lien                            -             369,000.00                     -                      -
SAN DIEGO                   First Lien                            -             248,000.00             62,000.00             310,000.00
OAKDALE                     First Lien                            -             245,600.00             61,400.00             307,000.00
MATHER                      First Lien                            -             484,000.00                     -                      -
SACRAMENTO                  First Lien                            -             348,000.00             87,000.00                      -
LINCOLN                     First Lien                            -             240,000.00             60,000.00             300,000.00
SOLANA BEACH                First Lien                            -             698,400.00                     -             873,000.00
STOCKTON                    First Lien                            -             355,000.00                     -             355,000.00
SAN DIEGO                   First Lien                            -             608,000.00                     -                      -
SAN JOSE                    First Lien                            -             600,000.00                     -             600,000.00
CHULA VISTA                 First Lien                            -             282,400.00             70,600.00             353,000.00
CHULA VISTA                 Second Lien                  282,400.00             353,000.00                     -             353,000.00
SAN JOSE                    First Lien                            -             600,000.00            150,000.00             750,000.00
SAN JOSE                    Second Lien                  600,000.00             750,000.00                     -             750,000.00
ANTIOCH                     First Lien                            -             705,500.00            124,500.00                      -
HEBER                       First Lien                            -             339,575.00                     -             339,575.00
LAKESIDE                    First Lien                            -             590,000.00                     -                      -
SIMI VALLEY                 First Lien                            -             350,000.00                     -                      -
HOFFMAN ESTATES             Second Lien                  132,000.00             165,000.00                     -                      -
DETROIT                     Second Lien                   97,750.00             115,000.00                     -                      -
MENAHGA                     First Lien                            -             157,250.00                     -                      -
DEKALB                      First Lien                            -             124,800.00                     -                      -
LOCKPORT                    First Lien                            -             185,300.00             26,700.00                      -
OSWEGO                      First Lien                            -             136,000.00             24,000.00             160,000.00
HOUSTON                     Second Lien                   84,756.05              99,713.00                     -              99,713.00
GALVA                       Second Lien                  207,000.00             230,000.00                     -             230,000.00
IOLA                        Second Lien                   67,200.00              84,000.00                     -                      -
COLLEGE STATION             Second Lien                  106,250.00             125,000.00                     -             125,000.00
STANTON                     First Lien                            -             465,000.00                     -             465,000.00
DIAMOND BAR                 First Lien                            -             704,000.00                     -                      -
LAGUNA NIGUEL               First Lien                            -             332,100.00                     -             369,000.00
MORENO VALLEY               First Lien                            -             440,000.00                     -                      -
ANAHEIM                     First Lien                            -             510,000.00             90,000.00                      -
ONTARIO                     First Lien                            -             416,000.00            104,000.00                      -
PERRIS                      First Lien                            -             296,000.00             74,000.00             370,000.00
INGLEWOOD                   First Lien                            -             286,400.00             71,600.00                      -
INGLEWOOD                   Second Lien                  286,400.00             358,000.00                     -                      -
FONTANA                     First Lien                            -             304,800.00             76,200.00             381,000.00
CORONA                      First Lien                            -             549,000.00                     -                      -
CORONA                      First Lien                            -             504,000.00                     -                      -
CASTAIC                     First Lien                            -             515,000.00                     -                      -
RIALTO                      First Lien                            -             175,000.00                     -                      -
EL CAJON                    First Lien                            -             452,000.00                     -                      -
LA HABRA                    First Lien                            -             433,000.00                     -                      -
NORTH HOLLYWOOD             First Lien                            -             488,000.00                     -                      -
PACOIMA                     First Lien                            -             420,000.00            105,000.00             525,000.00
PACOIMA                     Second Lien                  420,000.00             525,000.00                     -             525,000.00
SAN BERNARDINO              First Lien                            -             252,000.00             63,000.00             315,000.00
CORONA                      First Lien                            -             350,000.00                     -                      -
LAKE ELSINORE               First Lien                            -             385,000.00                     -             385,000.00
BALTIMORE                   First Lien                            -             259,000.00                     -             259,000.00
AURORA                      Second Lien                  100,000.00             116,000.00                     -             116,000.00
AURORA                      Second Lien                  225,250.00             265,000.00                     -             265,000.00
DENVER                      Second Lien                  189,550.00             223,000.00                     -                      -
MONUMENT                    First Lien                            -             200,000.00             50,000.00                      -
AURORA                      Second Lien                   96,050.00             113,000.00                     -             113,000.00
FARMINGTON                  Second Lien                  184,450.00             217,000.00                     -                      -
STERLING                    Second Lien                  122,910.00             136,210.00                     -                      -
DENVER                      Second Lien                   89,250.00             105,000.00                     -             105,000.00
COLORADO SPRING             Second Lien                  140,250.00             165,000.00                     -             165,000.00
AURORA                      First Lien                            -             117,900.00                     -             117,900.00
CENTENNIAL                  First Lien                            -             205,700.00             36,300.00                      -
DENVER                      Second Lien                  140,000.00             157,500.00                     -             175,000.00
DENVER                      Second Lien                  125,600.00             141,300.00                     -             157,000.00
DENVER                      First Lien                            -             207,000.00                     -                      -
WESTMINSTER                 Second Lien                  178,500.00             210,000.00                     -             210,000.00
CARBONDALE                  First Lien                            -             301,750.00             53,250.00             355,000.00
CASTLE ROCK                 First Lien                            -             195,500.00             34,500.00                      -
CASTLE ROCK                 Second Lien                  195,500.00             230,000.00                     -                      -
DENVER                      Second Lien                  147,050.00             173,000.00                     -                      -
GREENWOOD VILLA             Second Lien                  454,400.00             511,200.00                     -                      -
DENVER                      First Lien                            -             174,250.00             30,750.00             205,000.00
DENVER                      Second Lien                  174,250.00             205,000.00                     -             205,000.00
WESTMINSTER                 Second Lien                  205,700.00             242,000.00                     -                      -
THORNTON                    First Lien                            -             165,000.00                     -             165,000.00
GREELEY                     First Lien                            -             181,000.00                     -                      -
LITTLETON                   First Lien                            -             338,720.00                     -             423,400.00
FORT LUPTON                 Second Lien                  125,375.00             147,500.00                     -                      -
ENGLEWOOD                   First Lien                            -             198,500.00                     -             198,500.00
DENVER                      First Lien                            -             134,400.00                     -             134,400.00
GREELEY                     Second Lien                  151,300.00             178,000.00                     -             178,000.00
ALAMOSA                     First Lien                            -             104,234.00             26,059.00             130,293.00
ALAMOSA                     Second Lien                  104,234.00             130,293.00                     -             130,293.00
CHEYENNE                    Second Lien                  113,050.00             133,000.00                     -             133,000.00
CASTLE ROCK                 First Lien                            -             335,750.00             48,650.00                      -
CARBONDALE                  Second Lien                  339,150.00             359,100.00                     -             399,000.00
DENVER                      First Lien                            -             178,500.00                     -             178,500.00
LAS VEGAS                   First Lien                            -             265,500.00                     -                      -
GLENROCK                    First Lien                            -             142,400.00                     -             142,400.00
EVANS                       First Lien                            -             145,000.00                     -             145,000.00
PLAIN CITY                  First Lien                            -             306,000.00             54,000.00             360,000.00
COMMERCE CITY               First Lien                            -             147,446.00             26,021.00             173,467.00
AURORA                      First Lien                            -             297,000.00                     -                      -
PROVO                       First Lien                            -              87,000.00                     -                      -
BRIGHTON                    First Lien                            -             301,750.00             53,250.00                      -
AURORA                      First Lien                            -             162,000.00                     -             162,000.00
LONGMONT                    First Lien                            -             132,000.00                     -             132,000.00
LITTLETON                   First Lien                            -             498,000.00                     -                      -
COLORADO SPRING             First Lien                            -             134,800.00                     -                      -
COMMERCE CITY               First Lien                            -              86,400.00             10,800.00             108,000.00
COMMERCE CITY               Second Lien                   86,400.00              97,200.00                     -             108,000.00
AURORA                      First Lien                            -             131,750.00             23,250.00             155,000.00
DENVER                      First Lien                            -             273,600.00             68,400.00                      -
COLORADO SPRING             First Lien                            -             184,000.00                     -             184,000.00
THORNTON                    First Lien                            -             159,000.00                     -             159,000.00
COLORADO SPRING             First Lien                            -             202,500.00                     -                      -
AURORA                      First Lien                            -             195,000.00                     -             195,000.00
WESTMINSTER                 First Lien                            -             273,600.00                     -                      -
DENVER                      First Lien                            -             688,000.00            172,000.00             860,000.00
DENVER                      First Lien                            -             290,000.00                     -                      -
NORTH LAS VEGAS             First Lien                            -             278,800.00             49,200.00             328,000.00
DENVER                      First Lien                            -             192,000.00                     -                      -
THORNTON                    First Lien                            -             380,000.00                     -             380,000.00
SANDY                       First Lien                            -             221,000.00                     -                      -
CASPER                      First Lien                            -             148,000.00                     -             148,000.00
COMMERCE CITY               Second Lien                  141,950.00             158,650.00                     -             167,000.00
TOOELE                      First Lien                            -             179,550.00                     -                      -
AMERICAN FORK               First Lien                            -             473,600.00                     -             473,600.00
HAYDEN                      First Lien                            -             197,000.00                     -             197,000.00
WOODLAND PARK               First Lien                            -             238,000.00                     -                      -
COLORADO SPRING             First Lien                            -             690,943.00                     -             690,943.00
BRIGHTON                    First Lien                            -             262,415.00             65,604.00             328,019.00
CHEYENNE                    First Lien                            -              89,000.00                     -              89,000.00
DENVER                      First Lien                            -             115,500.00                     -             115,500.00
LONGMONT                    First Lien                            -             312,000.00             78,000.00                      -
COLORADO SPRING             First Lien                            -             750,000.00                     -                      -
JOHNSTOWN                   First Lien                            -             303,000.00                     -             303,000.00
CAPE CORAL                  First Lien                            -             408,000.00            102,000.00             510,000.00
COMMERCE CITY               First Lien                            -             157,600.00             39,400.00             197,000.00
YORBA LINDA                 First Lien                            -             832,500.00             92,500.00             925,000.00
LAKEVILLE                   First Lien                            -             289,750.00                     -                      -
WESTMINSTER                 First Lien                            -             263,000.00                     -             425,000.00
NORFOLK                     First Lien                            -             178,200.00                     -             198,000.00
CHANNAHON                   First Lien                            -             340,000.00             85,000.00             425,000.00
RED LION                    First Lien                            -              84,000.00                     -              84,000.00
MINNEAPOLIS                 Second Lien                  110,500.00             130,000.00                     -             130,000.00
DETROIT                     Second Lien                   50,000.00              67,500.00                     -              75,000.00
URBANA                      First Lien                            -              76,000.00                     -              76,000.00
ALEDO                       Second Lien                  109,225.00             128,500.00                     -             128,500.00
DETROIT                     First Lien                            -              97,750.00             17,250.00                      -
HAMMOND                     Second Lien                   76,500.00              90,000.00                     -              90,000.00
ADRIAN                      Second Lien                   62,400.00              78,000.00                     -              78,000.00
OAK FOREST                  First Lien                            -             174,000.00                     -             174,000.00
FORT BRANCH                 First Lien                            -              78,000.00                     -              78,000.00
HOPKINSVILLE                First Lien                            -             100,000.00                     -             100,000.00
CHICAGO                     First Lien                            -             252,000.00                     -             315,000.00
DOLTON                      First Lien                            -             107,000.00                     -             107,000.00
HENDERSON                   First Lien                            -              53,000.00                     -              53,000.00
RIVERSIDE                   First Lien                            -             436,000.00            109,000.00                      -
PACOIMA                     First Lien                            -             408,000.00            102,000.00             510,000.00
FONTANA                     First Lien                            -             329,600.00             82,400.00             412,000.00
BANNING                     First Lien                            -             212,000.00             53,000.00             265,000.00
BANNING                     Second Lien                  212,000.00             265,000.00                     -             265,000.00
ADELANTO                    First Lien                            -             315,000.00                     -                      -
ANAHEIM                     First Lien                            -             635,000.00                     -                      -
CORONA                      First Lien                            -             640,000.00            160,000.00             800,000.00
COMPTON                     First Lien                            -             289,000.00             51,000.00             340,000.00
HELENDALE AREA              First Lien                            -             463,200.00            115,800.00             579,000.00
HESPERIA                    First Lien                            -             260,000.00             65,000.00             325,000.00
ANAHEIM                     First Lien                            -             587,000.00                     -                      -
(SAUGUS AREA) L             First Lien                            -             675,000.00                     -                      -
ANAHEIM                     First Lien                            -             706,500.00                     -                      -
ELMWOOD                     First Lien                            -             400,000.00                     -             500,000.00
PERRIS                      First Lien                            -             396,000.00             99,000.00             495,000.00
LOS ANGELES                 First Lien                            -             416,000.00            104,000.00             520,000.00
RIALTO                      First Lien                            -             300,000.00                     -             300,000.00
ORANGE (CITY)               First Lien                            -             516,000.00            129,000.00             645,000.00
SANTA ANA                   First Lien                            -             284,750.00             50,250.00             335,000.00
ORANGE                      First Lien                            -             460,000.00            115,000.00                      -
AURORA                      First Lien                            -             232,760.00             58,190.00             290,950.00
FONTANA AREA                First Lien                            -             445,000.00                     -             452,000.00
WINNETKA AREA               First Lien                            -             468,000.00            117,000.00             585,000.00
BELLFLOWER                  First Lien                            -             488,000.00            122,000.00             610,000.00
POMONA                      First Lien                            -             232,000.00             58,000.00             290,000.00
MURRIETA                    First Lien                            -             423,152.00            105,788.00             528,940.00
LAKE FOREST                 First Lien                            -             666,000.00                     -                      -
WEST COVINA                 First Lien                            -             533,600.00            133,400.00             667,000.00
FONTANA                     First Lien                            -             281,600.00             70,400.00             352,000.00
PARAMOUNT                   First Lien                            -             294,400.00             73,600.00             368,000.00
ANTIOCH                     First Lien                            -             810,000.00                     -                      -
SANTA ANA                   First Lien                            -             544,000.00            136,000.00             680,000.00
WESTMINSTER                 First Lien                            -             333,000.00                     -                      -
SUISUN CITY                 First Lien                            -             413,250.00                     -                      -
FONTANA                     First Lien                            -             520,792.00            130,198.00             650,994.00
HEMET                       First Lien                            -             459,000.00                     -                      -
LINDEN                      First Lien                            -             416,500.00                     -                      -
LOS ANGELES                 First Lien                            -             484,000.00            121,000.00             605,000.00
LADERA RANCH AR             First Lien                            -             740,000.00            185,000.00             925,000.00
RIVERSIDE                   First Lien                            -             312,000.00             78,000.00             390,000.00
ANAHEIM                     First Lien                            -             386,750.00             68,250.00             455,000.00
MORENO VALLEY               First Lien                            -             380,000.00                     -                      -
MORENO VALLEY               First Lien                            -             247,500.00                     -                      -
OAKLAND                     Second Lien                  436,000.00             545,000.00                     -                      -
ORANGE                      First Lien                            -             650,250.00            114,750.00                      -
HIGHLAND AREA               First Lien                            -             309,600.00             58,050.00             387,000.00
SANTA ANA                   First Lien                            -             660,000.00            165,000.00                      -
BAKERSFIELD                 First Lien                            -             310,250.00             54,750.00             365,000.00
GRAND TERRACE               First Lien                            -             370,000.00                     -             370,000.00
SANTA ANA                   First Lien                            -             488,750.00             86,250.00             575,000.00
RIALTO                      First Lien                            -             379,200.00             94,800.00             474,000.00
SAN BERNARDINO              First Lien                            -             250,750.00             44,250.00             295,000.00
GARDEN GROVE                First Lien                            -             367,500.00                     -                      -
GARDENA                     First Lien                            -             300,000.00                     -                      -
SANTA ANA                   First Lien                            -             480,717.00                     -                      -
SANTA ANA                   First Lien                            -             587,500.00                     -                      -
LOS ANGELES                 First Lien                            -             252,000.00                     -                      -
NORWALK                     First Lien                            -             463,250.00             81,750.00             545,000.00
BEAUMONT                    First Lien                            -             499,900.00                     -             499,900.00
SOUTH GATE                  First Lien                            -             612,000.00                     -                      -
SANTA ANA                   First Lien                            -             343,750.00                     -                      -
SANTA ANA                   First Lien                            -             244,000.00             61,000.00             305,000.00
RIALTO                      First Lien                            -             355,000.00                     -                      -
RIVERSIDE                   First Lien                            -             415,000.00                     -                      -
PERRIS                      First Lien                            -             540,000.00                     -                      -
ANAHEIM                     First Lien                            -             725,000.00            100,000.00             825,000.00
SANTA CLARITA               First Lien                            -             527,000.00             93,000.00             620,000.00
SAN FERNANDO                First Lien                            -             403,200.00            100,800.00             504,000.00
ANAHEIM                     First Lien                            -             467,415.00             82,485.00             549,900.00
SARATOGA SPRING             First Lien                            -             287,200.00             71,800.00             359,000.00
CHICAGO                     First Lien                            -             225,000.00                     -             225,000.00
HOUSTON                     Second Lien                   98,400.00             123,000.00                     -             123,000.00
SAN ANTONIO                 Second Lien                   61,600.00              77,000.00                     -              77,000.00
HOUSTON                     Second Lien                  125,375.00             147,500.00                     -             147,500.00
CROSBY                      Second Lien                  111,200.00             139,000.00                     -             139,000.00
HOUSTON                     Second Lien                  127,500.00             150,000.00                     -             150,000.00
HUTTO                       Second Lien                  156,072.00             183,615.00                     -             183,615.00
HI HAT                      First Lien                            -              83,000.00                     -              83,000.00
WYLIE                       First Lien                            -             378,400.00                     -                      -
MURFREESBORO                First Lien                            -             152,000.00                     -             160,000.00
BLUE RIDGE                  First Lien                            -              64,000.00                     -                      -
LARGO                       Second Lien                  125,800.00             148,000.00                     -             148,000.00
KINGMAN                     First Lien                            -              70,000.00                     -              70,000.00
WAMEGO                      Second Lien                  191,250.00             213,750.00                     -             225,000.00
KANSAS CITY                 First Lien                            -              90,000.00                     -              90,000.00
LEES SUMMIT                 First Lien                            -             675,000.00                     -             675,000.00
HESPERIA                    First Lien                            -             148,750.00             17,500.00             175,000.00
TOWNSEND                    First Lien                            -             208,000.00                     -                      -
YUBA CITY                   Second Lien                  261,067.00             290,074.00                     -             290,075.00


CITY1                         APPRAISAL                RECENT_APPRAISAL             LOAN_TO_VALUE            COMBO_LTV              MI
----------------------------------------------------------------------------------------------------------------------------------------
LONG BEACH                   183,000.00                      183,000.00                    100.00               100.00             No MI
BIG BEAR CITY                450,000.00                      450,000.00                    100.00               100.00             No MI
JAMUL                      1,375,000.00                    1,375,000.00                     80.00               100.00             No MI
JAMUL                      1,170,000.00                    1,170,000.00                    100.00               100.00             No MI
HENDERSON                    615,000.00                      615,000.00                     85.00               100.00             No MI
BALDWIN PARK                 390,000.00                      390,000.00                     80.00                80.00             No MI
BONIFAY                      240,000.00                      240,000.00                     88.33                88.33             No MI
AVENUE BLOOMING              675,000.00                      675,000.00                     80.00               100.00             No MI
AVENUE BLOOMING              675,000.00                      675,000.00                    100.00               100.00             No MI
STANTON                      590,000.00                      590,000.00                     67.80                67.80             No MI
RIVERSIDE AREA               530,000.00                      530,000.00                     67.36                67.36             No MI
APPLE VALLEY                 288,000.00                      288,000.00                    100.00               100.00             No MI
CANYON COUNTRY               515,000.00                      515,000.00                     75.00                75.00             No MI
LAKE ELSINORE                369,000.00                      369,000.00                     80.00               100.00             No MI
LAKE ELSINORE                369,000.00                      369,000.00                    100.00               100.00             No MI
LOMITA                       605,000.00                      605,000.00                     29.75                29.75             No MI
LOS ANGELES                  530,000.00                      530,000.00                    100.00               100.00             No MI
RAWLINS                      126,000.00                      126,000.00                    100.00               100.00             No MI
AURORA                       255,000.00                      255,000.00                     80.00               100.00             No MI
CHULA VISTA                  715,000.00                      715,000.00                     64.76                64.76             No MI
SOUTH PLAINFIEL              410,000.00                      410,000.00                     56.10                56.10             No MI
OAKLEY                       518,000.00                      518,000.00                     80.00               100.00             No MI
SAN DIEGO                    350,000.00                      350,000.00                     80.00               100.00             No MI
SAN DIEGO                    350,000.00                      350,000.00                    100.00               100.00             No MI
SAN MARCOS                   580,000.00                      580,000.00                     80.00               100.00             No MI
SAN MARCOS                   580,000.00                      580,000.00                    100.00               100.00             No MI
TEMECULA                     870,000.00                      870,000.00                     80.00               100.00             No MI
TEMECULA                     870,000.00                      870,000.00                    100.00               100.00             No MI
SAN DIEGO                    497,000.00                      497,000.00                     69.01                69.01             No MI
HIGLEY                       470,000.00                      470,000.00                     60.64                60.64             No MI
BIG BEAR CITY                470,000.00                      470,000.00                     80.00               100.00             No MI
SALINAS                      560,000.00                      560,000.00                     80.00                95.00             No MI
SALINAS                      560,000.00                      560,000.00                     95.00                95.00             No MI
MURRIETA                     625,000.00                      625,000.00                     84.00                97.60             No MI
MENIFEE                      450,000.00                      450,000.00                     80.00               100.00             No MI
ALTON                        111,500.00                      111,500.00                    100.00               100.00             No MI
CLIFTON                      452,000.00                      452,000.00                     68.58                68.58             No MI
EL SOBRANTE                  650,000.00                      650,000.00                    100.00               100.00             No MI
KELLER                       137,000.00                      137,000.00                    100.00               100.00             No MI
LANCASTER                    405,000.00                      405,000.00                     92.59                92.59             No MI
PALMDALE                     355,000.00                      355,000.00                     80.00                97.00             No MI
EVERETT                      305,000.00                      305,000.00                    100.00               100.00             No MI
RESEDA                       650,000.00                      650,000.00                     80.00               100.00             No MI
SCOTTSDALE                 1,100,000.00                    1,100,000.00                     75.53                88.86             No MI
EL SOBRANTE                  650,000.00                      650,000.00                     80.00               100.00             No MI
EAST ORANGE                  298,000.00                      298,000.00                    100.00               100.00             No MI
FRISCO                       272,000.00                      272,000.00                     80.00                95.00             No MI
COSTA MESA                   690,000.00                      690,000.00                     90.00                90.00             No MI
PUYALLUP                     400,000.00                      400,000.00                    100.00               100.00             No MI
COLLIERVILLE                 106,000.00                      106,000.00                    100.00               100.00             No MI
FORT WORTH                   295,000.00                      295,000.00                     80.00                80.00             No MI
SAINT LOUIS                   94,000.00                       94,000.00                     79.79                79.79             No MI
SEATTLE                      301,000.00                      301,000.00                     90.00               100.00             No MI
SEATTLE                      301,000.00                      301,000.00                    100.00               100.00             No MI
KANSAS CITY                  265,000.00                      265,000.00                     85.00                99.72             No MI
LOVES PARK                   168,000.00                      168,000.00                    100.00               100.00             No MI
COEUR D ALENE                200,000.00                      200,000.00                     76.00                76.00             No MI
SEATAC                       550,000.00                      550,000.00                     90.00                90.00             No MI
LOS ANGELES                  625,000.00                      625,000.00                    100.00               100.00             No MI
LOS ANGELES                  385,000.00                      385,000.00                     70.00                70.00             No MI
BATESVILLE                   245,000.00                      245,000.00                     90.00                90.00             No MI
DELRAY BEACH                 925,000.00                      925,000.00                     80.00                90.00             No MI
CITY OF UPLAND               715,000.00                      715,000.00                     80.00                95.00             No MI
SAINT LOUIS                  120,000.00                      120,000.00                     95.00                95.00             No MI
FORT SMITH                    70,000.00                       70,000.00                    100.00               100.00             No MI
LOS ANGELES                  430,000.00                      430,000.00                    100.00               100.00             No MI
FONTANA                      590,500.00                      590,500.00                     80.00                80.00             No MI
LAMAR                        120,000.00                      120,000.00                     90.00                90.00             No MI
OXON HILL                    302,000.00                      302,000.00                     80.00               100.00             No MI
FAIRHAVEN                    255,000.00                      255,000.00                    100.00               100.00             No MI
HYANNIS                      390,000.00                      390,000.00                     90.00                90.00             No MI
FORT WORTH                    89,000.00                       89,000.00                     90.00                90.00             No MI
HUNTINGTON PARK              570,000.00                      570,000.00                    100.00               100.00             No MI
CAPE GIRARDEAU                85,000.00                       85,000.00                     90.00               100.00             No MI
WYOMING                      169,000.00                      169,000.00                    100.00               100.00             No MI
BALTIMORE                    167,000.00                      167,000.00                     85.00               100.00             No MI
BURBANK                    1,222,000.00                    1,222,000.00                     81.83                81.83             No MI
SPOKANE                      147,000.00                      147,000.00                    100.00               100.00             No MI
CLOVIS                       263,500.00                      263,500.00                     53.13                53.13             No MI
SPRING VALLEY              1,100,000.00                    1,100,000.00                     88.64                88.64             No MI
MURRIETA                     625,000.00                      625,000.00                     97.60                97.60             No MI
FLOSSMOOR                  1,500,000.00                    1,500,000.00                     61.33                61.33             No MI
BELVIDERE                    330,000.00                      330,000.00                     89.39                89.39             No MI
PFLUGERVILLE                  93,000.00                       93,000.00                    100.00               100.00             No MI
GALENA PARK                  790,000.00                      790,000.00                    100.00               100.00             No MI
COLUMBIA                     205,000.00                      205,000.00                    100.00               100.00             No MI
CHICAGO                      233,000.00                      233,000.00                     90.00                90.00             No MI
WEST LINN                    282,000.00                      282,000.00                     85.00               100.00             No MI
TOMBALL                      322,000.00                      322,000.00                    100.00               100.00             No MI
WEST VALLEY CIT              259,000.00                      259,000.00                    100.00               100.00             No MI
HOUSTON                       75,000.00                       75,000.00                    100.00               100.00             No MI
LONG BEACH                   460,000.00                      460,000.00                     89.13                89.13             No MI
KISSIMMEE                    255,000.00                      255,000.00                    100.00               100.00             No MI
KATY                         155,000.00                      155,000.00                    100.00               100.00             No MI
TAMPA                        315,000.00                      315,000.00                     85.00               100.00             No MI
YOUNGSTOWN                   152,500.00                      152,500.00                    100.00               100.00             No MI
PALO                         270,000.00                      270,000.00                    100.00               100.00             No MI
LYNN                         375,000.00                      375,000.00                     70.67                70.67             No MI
TURRELL                       75,000.00                       75,000.00                     70.00                70.00             No MI
PEMBROKE PINES               385,000.00                      385,000.00                    100.00               100.00             No MI
LITTLETON                    220,000.00                      220,000.00                    100.00               100.00             No MI
FORT VALLEY                  268,000.00                      268,000.00                     79.29                93.28             No MI
SAN BERNARDINO               375,000.00                      375,000.00                    100.00               100.00             No MI
PHENIX                       110,000.00                      110,000.00                     95.00                95.00             No MI
OAK PARK                     370,000.00                      370,000.00                    100.00               100.00             No MI
KANSAS CITY                   80,000.00                       80,000.00                    100.00               100.00             No MI
LONG BEACH                 1,200,000.00                    1,200,000.00                     75.00                75.00             No MI
WICHITA                       79,000.00                       79,000.00                    100.00               100.00             No MI
CORONA                       428,000.00                      428,000.00                     85.00               100.00             No MI
PUTNAM CT 06260              250,000.00                      250,000.00                     80.00                80.00             No MI
WHITTIER AREA                605,000.00                      605,000.00                     56.20                56.20             No MI
QUARTZ HILL ARE              675,000.00                      675,000.00                    100.00               100.00             No MI
KANSAS CITY                  105,000.00                      105,000.00                     80.00                80.00             No MI
SAN JUAN                      70,000.00                       70,000.00                     80.00                80.00             No MI
NEWTON                        87,000.00                       87,000.00                    100.00               100.00             No MI
MAQUOKETA                    241,000.00                      241,000.00                    100.00               100.00             No MI
PRAIRIE CITY                 308,000.00                      308,000.00                     87.50                87.50             No MI
KANSAS CITY                   85,000.00                       85,000.00                    100.00               100.00             No MI
EAGLE MOUNTAIN               210,000.00                      210,000.00                    100.00               100.00             No MI
YORBA LINDA                1,050,000.00                    1,050,000.00                     85.71                85.71             No MI
INGLEWOOD                    575,000.00                      575,000.00                    100.00               100.00             No MI
MINDEN                       271,000.00                      271,000.00                     80.00                80.00             No MI
HOUSTON                      133,000.00                      133,000.00                     80.00                97.26             No MI
IOLA                          84,000.00                       84,000.00                     80.00               100.00             No MI
KANSAS CITY                   68,000.00                       68,000.00                    100.00               100.00             No MI
SAINT LOUIS                  115,000.00                      115,000.00                     90.00               100.00             No MI
HOUSTON                       50,000.00                       50,000.00                    100.00               100.00             No MI
CHICAGO                      375,000.00                      375,000.00                     90.00               100.00             No MI
FORT WORTH                   128,000.00                      128,000.00                    100.00               100.00             No MI
FLORISSANT                   185,000.00                      185,000.00                     94.59                94.59             No MI
KANSAS CITY                   85,000.00                       85,000.00                    100.00               100.00             No MI
ISSAQUAH                   1,100,000.00                    1,100,000.00                     80.00                80.00             No MI
FRESNO                       345,000.00                      345,000.00                    100.00               100.00             No MI
REDMOND                      650,000.00                      650,000.00                    100.00               100.00             No MI
CHICAGO                      275,000.00                      275,000.00                     80.00                90.00             No MI
COSTA MESA                 1,120,000.00                    1,120,000.00                     55.36                55.36             No MI
TEMPE                        185,000.00                      185,000.00                     70.00                70.00             No MI
CARROLLTON                   220,000.00                      220,000.00                     80.00                95.91             No MI
HOUSTON                      390,000.00                      390,000.00                     80.00               100.00             No MI
UNIC AREA OF LA              425,000.00                      425,000.00                    100.00               100.00             No MI
KANSAS CITY                  165,900.00                      165,900.00                     81.62               100.00             No MI
SAINT LOUIS                  125,000.00                      125,000.00                    100.00               100.00             No MI
OMAHA                        145,000.00                      145,000.00                    100.00               100.00             No MI
DAVENPORT                    182,000.00                      182,000.00                     80.00               100.00             No MI
DAVENPORT                    182,000.00                      182,000.00                    100.00               100.00             No MI
LEAVENWORTH                  138,000.00                      138,000.00                    100.00               100.00             No MI
SPANAWAY                     230,000.00                      230,000.00                     95.00                95.00             No MI
PORT ORCHARD                 230,000.00                      230,000.00                     85.00               100.00             No MI
POST FALLS                   160,000.00                      160,000.00                     80.00               100.00             No MI
POST FALLS                   160,000.00                      160,000.00                    100.00               100.00             No MI
IONA                         125,500.00                      125,500.00                     79.68                79.68             No MI
POULSBO                      300,000.00                      300,000.00                     82.33                82.33             No MI
BELLINGHAM                   298,000.00                      298,000.00                    100.00               100.00             No MI
SPANAWAY                     260,000.00                      260,000.00                     79.62                79.62             No MI
GERVAIS                      237,000.00                      237,000.00                    100.00               100.00             No MI
HARRISBURG                   240,000.00                      240,000.00                     80.00               100.00             No MI
HARRISBURG                   240,000.00                      240,000.00                    100.00               100.00             No MI
TACOMA                       265,000.00                      265,000.00                    100.00               100.00             No MI
VANCOUVER                    365,000.00                      365,000.00                     80.00                80.00             No MI
NORTH LAS VEGAS              310,000.00                      310,000.00                     80.00               100.00             No MI
NORTH LAS VEGAS              310,000.00                      310,000.00                    100.00               100.00             No MI
BURLINGTON                   235,000.00                      235,000.00                     76.94                76.94             No MI
PORT ORCHARD                 332,000.00                      332,000.00                    100.00               100.00             No MI
ONTARIO                      195,000.00                      195,000.00                    100.00               100.00             No MI
APPLE VALLEY                 273,000.00                      273,000.00                    100.00               100.00             No MI
120-120 1/2 41S              780,000.00                      780,000.00                     85.00               100.00             No MI
NORWALK                      675,000.00                      675,000.00                     80.00               100.00             No MI
NORWALK                      675,000.00                      675,000.00                    100.00               100.00             No MI
CARSON                       535,000.00                      535,000.00                     74.77                74.77             No MI
120-120 1/2 41S              780,000.00                      780,000.00                    100.00               100.00             No MI
LONG BEACH                   530,000.00                      530,000.00                     80.00                80.00             No MI
WINNETKA                     630,000.00                      630,000.00                     80.00               100.00             No MI
WINNETKA                     630,000.00                      630,000.00                    100.00               100.00             No MI
RIVERSIDE                    288,000.00                      288,000.00                    100.00               100.00             No MI
AREA OF LOS ANG              425,000.00                      425,000.00                     80.00               100.00             No MI
LONG BEACH                   183,000.00                      183,000.00                     80.00               100.00             No MI
REDONDO BEACH              1,200,000.00                    1,200,000.00                     80.00               100.00             No MI
SURPRISE                     332,000.00                      332,000.00                     80.00                80.00             No MI
RANCHO CUCAMONG              470,000.00                      470,000.00                     90.00               100.00             No MI
ORANGE                       575,000.00                      575,000.00                     80.00                80.00             No MI
ORANGE                       575,000.00                      575,000.00                    100.00               100.00             No MI
FONTANA                      435,000.00                      435,000.00                     80.00               100.00             No MI
(STUDIO CITY AR              950,000.00                      950,000.00                    100.00               100.00             No MI
PALMDALE                     525,000.00                      525,000.00                     90.00               100.00             No MI
HEMET                        295,000.00                      295,000.00                    100.00               100.00             No MI
LOS ANGELES                  720,000.00                      720,000.00                     95.00                95.00             No MI
LOS ANGELES                  550,000.00                      550,000.00                     90.00               100.00             No MI
LOS ANGELES                  380,000.00                      380,000.00                     80.00               100.00             No MI
SAN BERNARDINO               405,000.00                      405,000.00                     80.00               100.00             No MI
FONTANA                      640,000.00                      640,000.00                    100.00               100.00             No MI
LOS ANGELES                  625,000.00                      625,000.00                     85.00               100.00             No MI
LONG BEACH                   480,000.00                      480,000.00                     80.00                80.00             No MI
(LA PUENTE AREA              760,000.00                      760,000.00                     90.00               100.00             No MI
VAN NUYS AREA L              480,000.00                      480,000.00                     80.00               100.00             No MI
SAN DIMAS                    655,000.00                      655,000.00                     89.31                89.31             No MI
OXNARD                       540,000.00                      540,000.00                     80.00                95.00             No MI
AREA OF HEMET                290,000.00                      290,000.00                     80.00               100.00             No MI
HESPERIA                     329,500.00                      329,500.00                     80.00               100.00             No MI
STOCKTON                     280,000.00                      280,000.00                     95.00                95.00             No MI
LAKEWOOD                     570,000.00                      570,000.00                     80.00               100.00             No MI
FONTANA                      375,000.00                      375,000.00                     80.00               100.00             No MI
LAWNDALE                     700,000.00                      700,000.00                     90.00               100.00             No MI
CANOGA PARK ARE              520,000.00                      520,000.00                     80.00                80.00             No MI
FALLBROOK                    610,000.00                      610,000.00                     80.00               100.00             No MI
LAS VEGAS                    299,000.00                      299,000.00                     80.00               100.00             No MI
LOS ANGELES                  570,000.00                      570,000.00                     85.00               100.00             No MI
COMPTON                      525,000.00                      525,000.00                     85.00               100.00             No MI
BALDWIN PARK                 428,000.00                      428,000.00                     80.00               100.00             No MI
CYPRESS                      850,000.00                      850,000.00                     80.00               100.00             No MI
COMPTON                      400,000.00                      400,000.00                     80.00               100.00             No MI
LOS ANGELES                  560,000.00                      560,000.00                     90.00               100.00             No MI
LOS ANGELES                  840,000.00                      840,000.00                     85.00               100.00             No MI
LONG BEACH                   680,000.00                      680,000.00                     80.00                95.00             No MI
LONG BEACH                   680,000.00                      680,000.00                     95.00                95.00             No MI
SANTA ANA                    765,000.00                      765,000.00                     79.74                79.74             No MI
LOS ANGELES                  510,000.00                      510,000.00                     78.43                78.43             No MI
SAN DIEGO                    330,000.00                      330,000.00                     80.00               100.00             No MI
AREA OF SYLMAR               375,000.00                      375,000.00                     80.00               100.00             No MI
CHINO                        435,000.00                      435,000.00                    100.00               100.00             No MI
AREA OF BLOOMIN              354,000.00                      354,000.00                     80.00               100.00             No MI
LOS ANGELES                  750,000.00                      750,000.00                     82.67                82.67             No MI
(COMPTON AREA)               575,000.00                      575,000.00                     69.57                69.57             No MI
PROVO                        130,000.00                      130,000.00                    100.00               100.00             No MI
ADELANTO                     173,000.00                      173,000.00                     80.00               100.00             No MI
KENNEWICK                    135,000.00                      135,000.00                     80.00                95.00             No MI
PORTLAND                     255,000.00                      255,000.00                     90.00                90.00             No MI
COEUR D ALENE                180,000.00                      180,000.00                     80.00                90.00             No MI
EATONVILLE                   207,000.00                      207,000.00                     90.00               100.00             No MI
FEDERAL WAY                  326,000.00                      326,000.00                     90.00                90.00             No MI
PORTLAND                     215,000.00                      215,000.00                    100.00               100.00             No MI
RENTON                       475,000.00                      475,000.00                     85.00                85.00             No MI
SPANAWAY                     264,000.00                      264,000.00                     90.00               100.00             No MI
SPANAWAY                     264,000.00                      264,000.00                    100.00               100.00             No MI
SEATTLE                      350,000.00                      350,000.00                     80.00                90.00             No MI
SUMNER                       250,000.00                      250,000.00                    100.00               100.00             No MI
LAKE FOREST                  780,000.00                      780,000.00                     85.00                85.00             No MI
MARYSVILLE                   350,000.00                      350,000.00                     80.00                80.00             No MI
ASHFORD                      150,000.00                      150,000.00                    100.00               100.00             No MI
RATHDRUM                     225,000.00                      225,000.00                     85.00               100.00             No MI
ABERDEEN                      85,000.00                       85,000.00                     90.00               100.00             No MI
MILWAUKIE                    288,400.00                      288,400.00                     85.00               100.00             No MI
REDMOND                      178,000.00                      178,000.00                     92.13                92.13             No MI
TACOMA                       266,000.00                      266,000.00                    100.00               100.00             No MI
PUYALLUP                     285,000.00                      285,000.00                     85.00                98.69             No MI
PUYALLUP                     405,000.00                      405,000.00                     98.02                98.02             No MI
KENNEWICK                    135,000.00                      135,000.00                     95.00                95.00             No MI
PORTLAND                     250,000.00                      250,000.00                     84.80                84.80             No MI
MULWAUKIE                    348,000.00                      348,000.00                     79.02                79.02             No MI
MALAGA                       400,000.00                      400,000.00                     20.00                20.00             No MI
PORT ORCHARD                 200,000.00                      200,000.00                     80.00               100.00             No MI
BUCKLEY                      390,000.00                      390,000.00                     85.00               100.00             No MI
BONNEY LAKE                  265,000.00                      265,000.00                     90.00               100.00             No MI
NAMPA                        177,000.00                      177,000.00                     84.75                84.75             No MI
TACOMA                       199,000.00                      199,000.00                     90.00               100.00             No MI
TACOMA                       199,000.00                      199,000.00                    100.00               100.00             No MI
LAKEWOOD                     415,000.00                      415,000.00                     73.73                73.73             No MI
OLYMPIA                      285,000.00                      285,000.00                     90.00               100.00             No MI
COEUR D ALENE                180,000.00                      180,000.00                     90.00                90.00             No MI
TACOMA                       224,000.00                      224,000.00                     80.00               100.00             No MI
SPOKANE                      105,000.00                      105,000.00                     90.00               100.00             No MI
SEATTLE                      437,000.00                      437,000.00                     80.00               100.00             No MI
ABERDEEN                     175,000.00                      175,000.00                     80.00               100.00             No MI
COVINGTON                    249,000.00                      249,000.00                     80.00               100.00             No MI
TACOMA                       200,000.00                      200,000.00                     80.00               100.00             No MI
EUGENE                       372,000.00                      372,000.00                     80.00               100.00             No MI
TACOMA                       277,000.00                      277,000.00                     80.00               100.00             No MI
PHOENIX                      240,000.00                      240,000.00                     90.00                90.00             No MI
SUMNER                       257,000.00                      257,000.00                     90.00               100.00             No MI
EUGENE                       169,900.00                      169,900.00                     80.00               100.00             No MI
SEATTLE                      500,000.00                      500,000.00                     80.00               100.00             No MI
WOODINVILLE                  535,000.00                      535,000.00                     80.00               100.00             No MI
TACOMA                       255,000.00                      255,000.00                     80.00               100.00             No MI
SHELTON                      250,000.00                      250,000.00                    100.00               100.00             No MI
EVERETT                      355,000.00                      355,000.00                    100.00               100.00             No MI
PASADENA                     650,000.00                      650,000.00                    100.00               100.00             No MI
SIMI VALLEY                  590,000.00                      590,000.00                     95.00                95.00             No MI
VICTORVILLE                  305,000.00                      305,000.00                     90.00                90.00             No MI
PALMDALE                     365,000.00                      365,000.00                     93.42                93.42             No MI
LOS ANGELES                  450,000.00                      450,000.00                    100.00               100.00             No MI
SAN DIEGO                    510,000.00                      510,000.00                     91.18                91.18             No MI
BUENA PARK                   450,000.00                      450,000.00                     80.00               100.00             No MI
TRABUCO CANYON               400,000.00                      400,000.00                    100.00               100.00             No MI
CHATSWORTH                   775,000.00                      775,000.00                     80.00               100.00             No MI
CORONA                       545,000.00                      545,000.00                    100.00               100.00             No MI
BELLFLOWER                   560,000.00                      560,000.00                     95.00                95.00             No MI
LOS ANGELES                  430,000.00                      430,000.00                    100.00               100.00             No MI
HAWTHORNE                    400,000.00                      400,000.00                     80.00                90.00             No MI
IRVINE                     1,100,000.00                    1,100,000.00                     56.82                56.82             No MI
SANTA PAULA                  628,000.00                      628,000.00                     70.00                70.00             No MI
LAKEWOOD                     600,000.00                      600,000.00                     80.00                80.00             No MI
ALHAMBRA                     635,000.00                      635,000.00                     90.00               100.00             No MI
SACRAMENTO                   280,000.00                      280,000.00                     89.29                89.29             No MI
LOS ANGELES                  437,000.00                      437,000.00                     80.00               100.00             No MI
SAN BERNARDINO               265,000.00                      265,000.00                    100.00               100.00             No MI
STOCKTON                     334,000.00                      334,000.00                     85.00               100.00             No MI
LONG BEACH                   625,000.00                      625,000.00                     92.80                92.80             No MI
KLAMATH FALLS                 84,000.00                       84,000.00                    100.00               100.00             No MI
BELLINGHAM                   220,000.00                      220,000.00                    100.00               100.00             No MI
PORTLAND                     229,000.00                      229,000.00                    100.00               100.00             No MI
PUYALLUP                     430,000.00                      430,000.00                     95.00                95.00             No MI
TACOMA                       150,000.00                      150,000.00                     85.00                85.00             No MI
WASILLA                      228,280.00                      228,280.00                    100.00               100.00             No MI
SPOKANE                      155,000.00                      155,000.00                     85.00                85.00             No MI
WENDELL                       72,500.00                       72,500.00                     95.00                95.00             No MI
PAYETTE                       84,000.00                       84,000.00                    100.00               100.00             No MI
TACOMA                       225,000.00                      225,000.00                     85.00               100.00             No MI
SUQUAMISH                    239,000.00                      239,000.00                     64.44                64.44             No MI
PORTLAND                     195,000.00                      195,000.00                     95.00                95.00             No MI
TACOMA                       187,000.00                      187,000.00                    100.00               100.00             No MI
PUYALLUP                     169,500.00                      169,500.00                    100.00               100.00             No MI
UNIVERSITY PLAC              340,000.00                      340,000.00                     85.00               100.00             No MI
COVINGTON                    393,000.00                      393,000.00                    100.00               100.00             No MI
TWIN FALLS                   168,500.00                      168,500.00                    100.00               100.00             No MI
GIG HARBOR                   407,000.00                      407,000.00                     95.00                95.00             No MI
SHELTON                      188,000.00                      188,000.00                     89.89                89.89             No MI
PORTLAND                     320,000.00                      320,000.00                     85.00                85.00             No MI
SPRINGFIELD                  331,000.00                      331,000.00                    100.00               100.00             No MI
SEDRO WOOLLEY                215,000.00                      215,000.00                    100.00               100.00             No MI
REPUBLIC                      95,000.00                       95,000.00                    100.00               100.00             No MI
ABERDEEN                     150,000.00                      150,000.00                    100.00               100.00             No MI
OTHELLO                       83,000.00                       83,000.00                    100.00               100.00             No MI
BOTHELL                      225,000.00                      225,000.00                    100.00               100.00             No MI
SPOKANE                      149,000.00                      149,000.00                     85.00               100.00             No MI
SPOKANE                      149,000.00                      149,000.00                    100.00               100.00             No MI
VALHALLA                     850,000.00                      850,000.00                     58.82                58.82             No MI
MONCKS CORNER                133,000.00                      133,000.00                    100.00               100.00             No MI
BANGOR                       155,000.00                      155,000.00                    100.00               100.00             No MI
TRENTON                      106,000.00                      106,000.00                    100.00               100.00             No MI
LANHAM                       800,000.00                      800,000.00                     83.44                83.44             No MI
LOWELL                       277,000.00                      277,000.00                     90.00                95.00             No MI
LOWELL                       277,000.00                      277,000.00                     95.00                95.00             No MI
CALUMET CITY                 168,000.00                      168,000.00                     85.00               100.00             No MI
CALUMET CITY                 168,000.00                      168,000.00                    100.00               100.00             No MI
TOWER CITY                   165,000.00                      165,000.00                    100.00               100.00             No MI
MARKHAM                      142,000.00                      142,000.00                    100.00               100.00             No MI
SAINT CLAIR SHO              106,500.00                      106,500.00                     85.00                85.00             No MI
ATLANTA                      150,000.00                      150,000.00                     80.00                90.00             No MI
MONTICELLO                   210,000.00                      210,000.00                    100.00               100.00             No MI
NORRIDGE                     715,000.00                      715,000.00                    100.00               100.00             No MI
BROOKLYN PARK                200,000.00                      200,000.00                     80.00               100.00             No MI
DETROIT                       75,000.00                       75,000.00                     76.67                90.00             No MI
DETROIT                       75,000.00                       75,000.00                     90.00                90.00             No MI
CANTON                       256,000.00                      256,000.00                     80.00                80.00             No MI
BOYNTON BEACH                206,000.00                      206,000.00                    100.00               100.00             No MI
CHICAGO                      575,000.00                      575,000.00                    100.00               100.00             No MI
DECATUR                      168,000.00                      168,000.00                    100.00               100.00             No MI
GARY                         203,000.00                      203,000.00                     85.00               100.00             No MI
GARY                         203,000.00                      203,000.00                    100.00               100.00             No MI
HAMPTON                      126,000.00                      126,000.00                    100.00               100.00             No MI
ADDISON                      255,000.00                      255,000.00                    100.00               100.00             No MI
PALATINE                     320,000.00                      320,000.00                     95.00                95.00             No MI
ROBBINSDALE                  244,000.00                      244,000.00                    100.00               100.00             No MI
LITTLE FALLS                 163,000.00                      163,000.00                    100.00               100.00             No MI
PRINCETON                    155,000.00                      155,000.00                    100.00               100.00             No MI
BROOKLYN PARK                275,000.00                      275,000.00                     80.00                80.00             No MI
BROOKLYN PARK                275,000.00                      275,000.00                    100.00               100.00             No MI
LAND O LAKES                 313,000.00                      313,000.00                     85.00                85.00             No MI
CHASKA                       187,000.00                      187,000.00                     80.00               100.00             No MI
SAINT PAUL                   170,000.00                      170,000.00                    100.00               100.00             No MI
HANOVER PARK                 167,000.00                      167,000.00                    100.00               100.00             No MI
BUCKEYE                      228,000.00                      228,000.00                    100.00               100.00             No MI
KINGMAN                      120,000.00                      120,000.00                     85.00               100.00             No MI
LAS VEGAS                  1,155,000.00                    1,155,000.00                     80.04               100.00             No MI
PHOENIX                      383,000.00                      383,000.00                     79.99                99.99             No MI
KANSAS CITY                   96,000.00                       96,000.00                     85.00               100.00             No MI
KANSAS CITY                   96,000.00                       96,000.00                    100.00               100.00             No MI
DETROIT                      122,000.00                      122,000.00                    100.00               100.00             No MI
CHADWICK                     116,800.00                      116,800.00                    100.00               100.00             No MI
RICHMOND                     162,000.00                      162,000.00                     80.00               100.00             No MI
NEW BEDFORD                  190,000.00                      190,000.00                    100.00               100.00             No MI
RICHMOND                     207,000.00                      207,000.00                    100.00               100.00             No MI
COLUMBIA                     153,000.00                      153,000.00                    100.00               100.00             No MI
BANGOR                       136,000.00                      136,000.00                    100.00               100.00             No MI
NASHUA                       340,000.00                      340,000.00                     85.00                85.00             No MI
CHARLOTTE                    139,000.00                      139,000.00                     80.00                80.00             No MI
DETROIT                       73,000.00                       73,000.00                     68.49                68.49             No MI
CROWLEY                      155,000.00                      155,000.00                     85.00               100.00             No MI
MIAMI                        294,000.00                      294,000.00                     85.00               100.00             No MI
RIDGELAND                     70,000.00                       70,000.00                     74.63                90.00             No MI
RAILROAD FLAT                255,000.00                      255,000.00                     75.00                75.00             No MI
LANCASTER                    108,500.00                      108,500.00                    100.00               100.00             No MI
RIDGELAND                     70,000.00                       70,000.00                     90.00                90.00             No MI
HALSTEAD                     122,000.00                      122,000.00                     85.00                85.00             No MI
GILBERT                      349,000.00                      349,000.00                     79.99                99.97             No MI
GILBERT                      349,000.00                      349,000.00                     99.97                99.97             No MI
DETROIT                      122,000.00                      122,000.00                     80.00               100.00             No MI
BRYAN                        113,500.00                      113,500.00                    100.00               100.00             No MI
LITTLE RIVER AC              173,000.00                      173,000.00                     80.00               100.00             No MI
SAN ANTONIO                   65,000.00                       65,000.00                    100.00               100.00             No MI
LAREDO                       103,500.00                      103,500.00                     80.00               100.00             No MI
LAREDO                       103,500.00                      103,500.00                    100.00               100.00             No MI
HOUSTON                      104,000.00                      104,000.00                    100.00               100.00             No MI
KINGWOOD                     141,000.00                      141,000.00                    100.00               100.00             No MI
HOUSTON                      120,000.00                      120,000.00                    100.00               100.00             No MI
BAYTOWN                       70,000.00                       70,000.00                     75.00                90.00             No MI
LA PORTE                     110,000.00                      110,000.00                    100.00               100.00             No MI
BAYTOWN                       70,000.00                       70,000.00                     90.00                90.00             No MI
BACLIFF                       90,000.00                       90,000.00                    100.00               100.00             No MI
HOUSTON                      124,000.00                      124,000.00                    100.00               100.00             No MI
AUSTIN                       123,000.00                      123,000.00                    100.00               100.00             No MI
DEER PARK                    172,000.00                      172,000.00                     85.00               100.00             No MI
FORT WORTH                   162,000.00                      162,000.00                    100.00               100.00             No MI
FORT WORTH                   181,000.00                      181,000.00                    100.00               100.00             No MI
COLUMBIA                     109,000.00                      109,000.00                    100.00               100.00             No MI
JENKS                        265,000.00                      265,000.00                    100.00               100.00             No MI
MONCKS CORNER                210,000.00                      210,000.00                     73.00                73.00             No MI
EL PASO                       89,000.00                       89,000.00                    100.00               100.00             No MI
SAN ANTONIO                  127,000.00                      127,000.00                    100.00               100.00             No MI
CARROLLTON                   146,000.00                      146,000.00                     80.00                80.00             No MI
CARROLLTON                   145,000.00                      145,000.00                    100.00               100.00             No MI
GARLAND                      115,000.00                      115,000.00                    100.00               100.00             No MI
EL PASO                      105,000.00                      105,000.00                    100.00               100.00             No MI
BOLIVAR                      135,000.00                      135,000.00                     80.00               100.00             No MI
ARLINGTON                    100,300.00                      100,300.00                    100.00               100.00             No MI
DALLAS                        81,000.00                       81,000.00                     80.00                95.00             No MI
MEMPHIS                      156,100.00                      156,100.00                     80.00               100.00             No MI
HITCHCOCK                    184,000.00                      184,000.00                    100.00               100.00             No MI
DESOTO                       188,000.00                      188,000.00                    100.00               100.00             No MI
ATHENS                       176,000.00                      176,000.00                    100.00               100.00             No MI
BOWIE                        105,000.00                      105,000.00                    100.00               100.00             No MI
BEDFORD                      220,000.00                      220,000.00                     80.00               100.00             No MI
DENISON                       67,000.00                       67,000.00                    100.00               100.00             No MI
SAN MARCOS                   680,000.00                      680,000.00                     80.00                97.00             No MI
CEDAR HILL                   117,000.00                      117,000.00                     95.00                95.00             No MI
GLENN HEIGHTS                115,500.00                      115,500.00                     86.58                86.58             No MI
IRVING                       123,000.00                      123,000.00                    100.00               100.00             No MI
PRYOR                         90,000.00                       90,000.00                    100.00               100.00             No MI
ROWLETT                      136,000.00                      136,000.00                     80.00               100.00             No MI
BURLESON                     108,000.00                      108,000.00                    100.00               100.00             No MI
BOWIE                        110,000.00                      110,000.00                    100.00               100.00             No MI
BALCH SPRINGS                177,000.00                      177,000.00                     85.00               100.00             No MI
BALCH SPRINGS                177,000.00                      177,000.00                    100.00               100.00             No MI
MCKINNEY                     260,000.00                      260,000.00                    100.00               100.00             No MI
DALLAS                       136,000.00                      136,000.00                    100.00               100.00             No MI
WICHITA FALLS                110,000.00                      110,000.00                     80.00                80.00             No MI
FORT WORTH                   142,200.00                      142,200.00                     80.00                95.00             No MI
GRAND PRAIRIE                 79,000.00                       79,000.00                    100.00               100.00             No MI
BOWIE                        288,000.00                      288,000.00                    100.00               100.00             No MI
GULFPORT                     130,000.00                      130,000.00                    100.00               100.00             No MI
MAYNARDVILLE                  86,500.00                       86,500.00                    100.00               100.00             No MI
VILONIA                       84,000.00                       84,000.00                    100.00               100.00             No MI
EL PASO                      290,000.00                      290,000.00                     80.00               100.00             No MI
FORT WORTH                   130,000.00                      130,000.00                    100.00               100.00             No MI
VICTORIA                      90,000.00                       90,000.00                    100.00               100.00             No MI
LOWRY CROSSING               180,000.00                      180,000.00                    100.00               100.00             No MI
HAYDEN                       380,000.00                      380,000.00                     76.38                76.38             No MI
TELEPHONE                     65,000.00                       65,000.00                    100.00               100.00             No MI
GRAND PRAIRIE                113,000.00                      113,000.00                    100.00               100.00             No MI
HOUSTON                       81,000.00                       81,000.00                     62.19                62.19             No MI
STANHOPE                     134,000.00                      134,000.00                    100.00               100.00             No MI
PORT NECHES                   61,000.00                       61,000.00                    100.00               100.00             No MI
RICHMOND                     169,000.00                      169,000.00                    100.00               100.00             No MI
DALLAS                       137,000.00                      137,000.00                    100.00               100.00             No MI
SAN ANTONIO                  124,700.00                      124,700.00                    100.00               100.00             No MI
WILLIS                       250,000.00                      250,000.00                     85.00               100.00             No MI
KYLE                         160,000.00                      160,000.00                    100.00               100.00             No MI
HUMBLE                       136,000.00                      136,000.00                     85.00               100.00             No MI
HUNTSVILLE                   113,500.00                      113,500.00                    100.00               100.00             No MI
WILLIS                       150,000.00                      150,000.00                     80.00               100.00             No MI
HOUSTON                       52,000.00                       52,000.00                    100.00               100.00             No MI
KATY                         100,000.00                      100,000.00                    100.00               100.00             No MI
HORIZON CITY                 165,000.00                      165,000.00                    100.00               100.00             No MI
NEW BRAUNFELS                135,000.00                      135,000.00                    100.00               100.00             No MI
PASADENA                     123,000.00                      123,000.00                    100.00               100.00             No MI
HOUSTON                      113,000.00                      113,000.00                    100.00               100.00             No MI
LEANDER                      162,000.00                      162,000.00                    100.00               100.00             No MI
S. OGDEN                     114,000.00                      114,000.00                    100.00               100.00             No MI
BILLINGS                     211,000.00                      211,000.00                    100.00               100.00             No MI
TOOELE                       147,000.00                      147,000.00                    100.00               100.00             No MI
LEHI                         398,000.00                      398,000.00                     80.00               100.00             No MI
WEST VALLEY                  150,000.00                      150,000.00                    100.00               100.00             No MI
SAINT GEORGE                 229,000.00                      229,000.00                    100.00               100.00             No MI
COLORADO SPRING              386,000.00                      386,000.00                    100.00               100.00             No MI
WALDORF                      229,000.00                      229,000.00                     90.00               100.00             No MI
OWINGS MILLS                 355,000.00                      355,000.00                     87.32                87.32             No MI
CHICAGO                      270,000.00                      270,000.00                     85.00               100.00             No MI
CHICAGO                      270,000.00                      270,000.00                    100.00               100.00             No MI
GLENDALE HEIGHT               90,000.00                       90,000.00                    100.00               100.00             No MI
LA MARQUE                    188,500.00                      188,500.00                     85.00               100.00             No MI
LAKE JACKSON                 184,586.00                      184,586.00                    100.00               100.00             No MI
EL PASO                       96,000.00                       96,000.00                    100.00               100.00             No MI
SHOREACRES                   178,000.00                      178,000.00                     95.00                95.00             No MI
EDINBURG                     110,000.00                      110,000.00                     95.45                95.45             No MI
HOUSTON                      129,500.00                      129,500.00                    100.00               100.00             No MI
MONTGOMERY                    95,000.00                       95,000.00                    100.00               100.00             No MI
ANGLETON                     151,000.00                      151,000.00                    100.00               100.00             No MI
HOUSTON                       85,000.00                       85,000.00                    100.00               100.00             No MI
MAGNOLIA                     149,000.00                      149,000.00                    100.00               100.00             No MI
LEADWOOD                      67,000.00                       67,000.00                     75.00                75.00             No MI
ST. LOUIS                    158,500.00                      158,500.00                     54.26                54.26             No MI
LINCOLN                      117,000.00                      117,000.00                     82.48                82.48             No MI
MILFORD                      218,000.00                      218,000.00                     90.00                90.00             No MI
SAINT LOUIS                   75,000.00                       75,000.00                     80.00               100.00             No MI
JESUP                        210,000.00                      210,000.00                     90.00                90.00             No MI
LEAVENWORTH                  110,000.00                      110,000.00                    100.00               100.00             No MI
MASON CITY                    85,500.00                       85,500.00                    100.00               100.00             No MI
INDEPENDENCE                 118,500.00                      118,500.00                    100.00               100.00             No MI
KANSAS CITY                  129,000.00                      129,000.00                     57.05                57.05             No MI
ST. LOUIS                     65,000.00                       65,000.00                     85.00                85.00             No MI
BLAIR                        104,000.00                      104,000.00                    100.00               100.00             No MI
KANSAS CITY                   98,000.00                       98,000.00                    100.00               100.00             No MI
DES MOINES                    77,000.00                       77,000.00                    100.00               100.00             No MI
OMAHA                        152,000.00                      152,000.00                     80.00                80.00             No MI
RAYMORE                      190,000.00                      190,000.00                     80.00                80.00             No MI
SAINT LOUIS                  101,000.00                      101,000.00                    100.00               100.00             No MI
FREEBURG                     117,500.00                      117,500.00                     80.00               100.00             No MI
COUNCIL BLUFFS               100,000.00                      100,000.00                    100.00               100.00             No MI
OLATHE                       169,000.00                      169,000.00                     85.00               100.00             No MI
ST. LOUIS                     90,000.00                       90,000.00                    100.00               100.00             No MI
CANTON                        55,000.00                       55,000.00                    100.00               100.00             No MI
SIBLEY                        70,000.00                       70,000.00                    100.00               100.00             No MI
SAINT LOUIS                   75,000.00                       75,000.00                     80.00               100.00             No MI
TIFFIN                        87,000.00                       87,000.00                    100.00               100.00             No MI
LEE'S SUMMIT                 295,000.00                      295,000.00                    100.00               100.00             No MI
KANSAS CITY                  102,000.00                      102,000.00                     80.00                80.00             No MI
KANSAS CITY                   65,000.00                       65,000.00                     80.00               100.00             No MI
SAINT LOUIS                  123,000.00                      123,000.00                     90.00               100.00             No MI
COUNCIL BLUFFS                77,000.00                       77,000.00                    100.00               100.00             No MI
KANSAS CITY                   87,000.00                       87,000.00                     80.00               100.00             No MI
SAINT LOUIS                   82,000.00                       82,000.00                     80.00               100.00             No MI
KANSAS CITY                   85,000.00                       85,000.00                     85.00               100.00             No MI
ST. LOUIS                     80,000.00                       80,000.00                    100.00               100.00             No MI
LEON                         159,000.00                      159,000.00                     95.00                95.00             No MI
BELLEVUE                      78,000.00                       78,000.00                    100.00               100.00             No MI
WICHITA                       57,000.00                       57,000.00                    100.00               100.00             No MI
KANSAS CITY                  285,000.00                      285,000.00                     90.00                90.00             No MI
KANSAS CITY                   67,000.00                       67,000.00                    100.00               100.00             No MI
OMAHA                        220,000.00                      220,000.00                     90.00               100.00             No MI
KANSAS CITY                  150,000.00                      150,000.00                    100.00               100.00             No MI
OVERLAND PARK                151,000.00                      151,000.00                    100.00               100.00             No MI
HUTCHINSON                   165,000.00                      165,000.00                     87.58                87.58             No MI
BATES CITY                   265,000.00                      265,000.00                     90.00                90.00             No MI
COSBY                        160,000.00                      160,000.00                    100.00               100.00             No MI
WENATCHEE                    165,500.00                      165,500.00                     95.00                95.00             No MI
WEST LINN                    505,000.00                      505,000.00                     85.00                85.00             No MI
BREMERTON                    360,000.00                      360,000.00                     95.00                95.00             No MI
PORTLAND                     205,000.00                      205,000.00                    100.00               100.00             No MI
CAMARILLO                    915,000.00                      915,000.00                    100.00               100.00             No MI
QUARTZ HILL ARE              675,000.00                      675,000.00                     90.00               100.00             No MI
CARSON                       310,000.00                      310,000.00                    100.00               100.00             No MI
APPLE VALLEY AR              300,000.00                      300,000.00                    100.00               100.00             No MI
BUENA PARK                   615,000.00                      615,000.00                     95.00                95.00             No MI
QUARTZ HILL ARE              362,000.00                      362,000.00                     80.11                80.11             No MI
WILMINGTON AREA              635,000.00                      635,000.00                    100.00               100.00             No MI
LOS ANGELES                  570,000.00                      570,000.00                     80.00               100.00             No MI
ADELANTO                     368,000.00                      368,000.00                     75.00                75.00             No MI
LANCASTER AREA               396,000.00                      396,000.00                     80.00                80.00             No MI
NIPOMO                       718,000.00                      718,000.00                    100.00               100.00             No MI
CORONA                       481,000.00                      481,000.00                    100.00               100.00             No MI
VENTURA (AREA O              830,000.00                      830,000.00                     80.00                80.00             No MI
NORTHRIDGE AREA              375,000.00                      375,000.00                     80.00                80.00             No MI
NORTHRIDGE AREA            1,000,000.00                    1,000,000.00                     85.00                85.00             No MI
WOODLAND HILLS               792,000.00                      792,000.00                     88.38                88.38             No MI
POMONA                       475,000.00                      475,000.00                     80.00               100.00             No MI
VICTORVILLE                  414,626.00                      414,626.00                     80.00               100.00             No MI
HEMET                        335,000.00                      335,000.00                    100.00               100.00             No MI
MATTAWA                      130,000.00                      130,000.00                    100.00               100.00             No MI
COEUR D ALENE                145,000.00                      145,000.00                    100.00               100.00             No MI
IDAHO FALLS                  105,000.00                      105,000.00                    100.00               100.00             No MI
SPOKANE                      135,000.00                      135,000.00                     80.00               100.00             No MI
EVERETT                      310,000.00                      310,000.00                    100.00               100.00             No MI
SPOKANE                      118,000.00                      118,000.00                    100.00               100.00             No MI
KANSAS CITY                   65,000.00                       65,000.00                    100.00               100.00             No MI
CEDAR RAPIDS                  77,000.00                       77,000.00                    100.00               100.00             No MI
OVERLAND PARK                159,000.00                      159,000.00                    100.00               100.00             No MI
DES MOINES                   148,000.00                      148,000.00                    100.00               100.00             No MI
MAQUOKETA                     78,000.00                       78,000.00                    100.00               100.00             No MI
ST. PETERS                   133,000.00                      133,000.00                     93.98                93.98             No MI
GARDNER                      155,000.00                      155,000.00                     97.61                97.61             No MI
ABBYVILLE                     82,000.00                       82,000.00                    100.00               100.00             No MI
ST. LOUIS                    110,000.00                      110,000.00                    100.00               100.00             No MI
DES MOINES                    90,000.00                       90,000.00                    100.00               100.00             No MI
MAQUOKETA                     68,500.00                       68,500.00                    100.00               100.00             No MI
KANSAS CITY                  103,000.00                      103,000.00                     90.00               100.00             No MI
PERRY                        134,000.00                      134,000.00                    100.00               100.00             No MI
OVERLAND PARK                130,000.00                      130,000.00                    100.00               100.00             No MI
OLATHE                       182,000.00                      182,000.00                    100.00               100.00             No MI
KANSAS CITY                  100,000.00                      100,000.00                    100.00               100.00             No MI
GRANDVIEW                    136,000.00                      136,000.00                    100.00               100.00             No MI
ADAIR                         80,000.00                       80,000.00                    100.00               100.00             No MI
ASHLAND                      248,000.00                      248,000.00                    100.00               100.00             No MI
KANSAS CITY                  140,000.00                      140,000.00                     80.00                80.00             No MI
VIOLA                        310,000.00                      310,000.00                     80.00                80.00             No MI
GRAIN VALLEY                 173,000.00                      173,000.00                    100.00               100.00             No MI
MAQUOKETA                     66,000.00                       66,000.00                    100.00               100.00             No MI
COLORADO SPRING              165,000.00                      165,000.00                    100.00               100.00             No MI
KANSAS CITY                  275,000.00                      275,000.00                    100.00               100.00             No MI
CRESTON                       90,000.00                       90,000.00                    100.00               100.00             No MI
COVINGTON                    253,000.00                      253,000.00                    100.00               100.00             No MI
ELIZABETH CITY               122,000.00                      122,000.00                     95.00                95.00             No MI
FORT WALTON BEA              180,000.00                      180,000.00                     66.67                66.67             No MI
ATLANTA                      225,000.00                      225,000.00                    100.00               100.00             No MI
MCHENRY                      184,000.00                      184,000.00                     95.00                95.00             No MI
HIALEAH                      470,000.00                      470,000.00                     74.47                74.47             No MI
LITHONIA                     120,000.00                      120,000.00                    100.00               100.00             No MI
ORLANDO                      229,000.00                      229,000.00                    100.00               100.00             No MI
PORT SAINT LUCI              281,000.00                      281,000.00                     85.00                85.00             No MI
CLERMONT                     268,000.00                      268,000.00                    100.00               100.00             No MI
MIAMI                        380,000.00                      380,000.00                     65.79                65.79             No MI
CHICAGO                      251,000.00                      251,000.00                     90.00                90.00             No MI
NORTH AUGUSTA                150,000.00                      150,000.00                     89.07                89.07             No MI
ATLANTA                      185,000.00                      185,000.00                    100.00               100.00             No MI
SUNRISE                      459,000.00                      459,000.00                     80.00                80.00             No MI
ATLANTA                      245,000.00                      245,000.00                     80.00                80.00             No MI
NORTHBROOK                   636,000.00                      636,000.00                    100.00               100.00             No MI
SNELLVILLE                   217,000.00                      217,000.00                    100.00               100.00             No MI
CAROL STREAM                 375,000.00                      375,000.00                     80.00               100.00             No MI
ELLENWOOD                    182,000.00                      182,000.00                    100.00               100.00             No MI
TAMPA                        193,000.00                      193,000.00                    100.00               100.00             No MI
COVINGTON                    129,000.00                      129,000.00                    100.00               100.00             No MI
NEWNAN                       217,000.00                      217,000.00                     90.00                90.00             No MI
ELLENWOOD                    265,000.00                      265,000.00                    100.00               100.00             No MI
ORANGE PARK                  766,000.00                      766,000.00                     80.00                99.98             No MI
SCOTTSDALE                   977,500.00                      977,500.00                    100.00               100.00             No MI
CASA GRANDE                  195,000.00                      195,000.00                    100.00               100.00             No MI
PHOENIX                      330,000.00                      330,000.00                     85.00               100.00             No MI
CASA GRANDE                  191,000.00                      191,000.00                    100.00               100.00             No MI
QUEEN CREEK                  174,000.00                      174,000.00                    100.00               100.00             No MI
PHOENIX                      237,500.00                      237,500.00                    100.00               100.00             No MI
SURPRISE                     390,000.00                      390,000.00                    100.00               100.00             No MI
TUCSON                       120,100.00                      120,100.00                    100.00               100.00             No MI
QUEEN CREEK                  240,000.00                      240,000.00                     80.00               100.00             No MI
CASA GRANDE                  167,000.00                      167,000.00                    100.00               100.00             No MI
NORTH LAS VEGAS              274,500.00                      274,500.00                    100.00               100.00             No MI
LAS VEGAS                    270,000.00                      270,000.00                     85.00               100.00             No MI
GOLD CANYON                  445,000.00                      445,000.00                     90.00               100.00             No MI
MAYER                        157,000.00                      157,000.00                    100.00               100.00             No MI
QUEEN CREEK                  235,000.00                      235,000.00                     85.00                85.00             No MI
KINGMAN                      100,000.00                      100,000.00                    100.00               100.00             No MI
TUCSON                       181,000.00                      181,000.00                    100.00               100.00             No MI
SURPRISE                     226,000.00                      226,000.00                    100.00               100.00             No MI
CASA GRANDE                  223,000.00                      223,000.00                    100.00               100.00             No MI
LAS VEGAS                    331,000.00                      331,000.00                     83.46                90.94             No MI
GOODYEAR                     290,000.00                      290,000.00                     85.00               100.00             No MI
SURPRISE                     520,000.00                      520,000.00                     85.00                94.04             No MI
TOLLESON                     253,000.00                      253,000.00                     85.00               100.00             No MI
MESA                         288,000.00                      288,000.00                     85.00               100.00             No MI
QUEEN CREEK                  185,000.00                      185,000.00                     85.00               100.00             No MI
LAS VEGAS                    195,000.00                      195,000.00                    100.00               100.00             No MI
QUEEN CREEK                  185,000.00                      185,000.00                    100.00               100.00             No MI
CASA GRANDE                  189,000.00                      189,000.00                     85.00               100.00             No MI
LAS VEGAS                    244,000.00                      244,000.00                     89.75                89.75             No MI
AVONDALE                     255,000.00                      255,000.00                     85.00               100.00             No MI
FORT MOHAVE                  265,000.00                      265,000.00                     85.00               100.00             No MI
QUEEN CREEK                  192,000.00                      192,000.00                     85.00               100.00             No MI
GLENDALE                     240,000.00                      240,000.00                     85.00               100.00             No MI
SURPRISE                     514,000.00                      514,000.00                     85.00               100.00             No MI
NORTH LAS VEGAS              265,000.00                      265,000.00                     68.30                68.30             No MI
SEDONA                       605,000.00                      605,000.00                     80.00               100.00             No MI
LAS VEGAS                    287,000.00                      287,000.00                     80.00               100.00             No MI
PHOENIX                      206,000.00                      206,000.00                    100.00               100.00             No MI
PHOENIX                      283,000.00                      283,000.00                     80.00               100.00             No MI
PHOENIX                      219,000.00                      219,000.00                     58.90                58.90             No MI
QUEEN CREEK                  223,000.00                      223,000.00                     80.00               100.00             No MI
QUEEN CREEK                  185,000.00                      185,000.00                     80.00               100.00             No MI
QUEEN CREEK                  201,000.00                      201,000.00                     80.00               100.00             No MI
SAHUARITA                    284,000.00                      284,000.00                     80.00               100.00             No MI
AMADO                        138,000.00                      138,000.00                     70.00                70.00             No MI
TUCSON                       167,000.00                      167,000.00                     85.00                85.00             No MI
PHOENIX                      186,000.00                      186,000.00                    100.00               100.00             No MI
LAVEEN                       193,000.00                      193,000.00                     80.00               100.00             No MI
SURPRISE                     383,000.00                      383,000.00                     80.00               100.00             No MI
PEORIA                       190,000.00                      190,000.00                     80.00                80.00             No MI
SURPRISE                     260,000.00                      260,000.00                     93.08                93.08             No MI
QUEEN CREEK                  185,000.00                      185,000.00                     80.00               100.00             No MI
KINGMAN                      199,000.00                      199,000.00                     90.00                90.00             No MI
PHOENIX                      270,000.00                      270,000.00                     94.98                94.98             No MI
KANSAS CITY                  100,000.00                      100,000.00                     85.00                85.00             No MI
INDEPENDENCE                  78,000.00                       78,000.00                    100.00               100.00             No MI
CHARLES CITY                  99,900.00                       99,900.00                     85.00                85.00             No MI
INDEPENDENCE                  70,000.00                       70,000.00                     85.00                85.00             No MI
KANSAS CITY                   55,000.00                       55,000.00                    100.00               100.00             No MI
SENECA                       110,000.00                      110,000.00                    100.00               100.00             No MI
LEAVENWORTH                  117,000.00                      117,000.00                     90.00               100.00             No MI
KANSAS CITY                   83,000.00                       83,000.00                    100.00               100.00             No MI
DES MOINES                   123,000.00                      123,000.00                    100.00               100.00             No MI
COUNCIL BLUFFS               205,000.00                      205,000.00                    100.00               100.00             No MI
KANSAS CITY                   65,000.00                       65,000.00                     80.00               100.00             No MI
PALATINE                     160,000.00                      160,000.00                    100.00               100.00             No MI
PORT CHARLOTTE               239,500.00                      239,500.00                     85.00                85.00             No MI
ATLANTA                      218,000.00                      218,000.00                    100.00               100.00             No MI
CHICAGO                      367,000.00                      367,000.00                    100.00               100.00             No MI
ATLANTA                      365,000.00                      365,000.00                    100.00               100.00             No MI
ST CLAIR SHORES              124,000.00                      124,000.00                    100.00               100.00             No MI
CHICAGO                      400,000.00                      400,000.00                     75.00                75.00             No MI
LITHONIA                     491,000.00                      491,000.00                    100.00               100.00             No MI
JACKSON                      150,000.00                      150,000.00                    100.00               100.00             No MI
AURORA                       115,000.00                      115,000.00                    100.00               100.00             No MI
HOFFMAN ESTATES              276,000.00                      276,000.00                    100.00               100.00             No MI
COON RAPIDS                  228,000.00                      228,000.00                     80.00               100.00             No MI
PLAINFIELD                   198,000.00                      198,000.00                    100.00               100.00             No MI
SCHAUMBURG                   205,000.00                      205,000.00                    100.00               100.00             No MI
JACKSONVILLE                 146,000.00                      146,000.00                     55.48                55.48             No MI
DETROIT                       75,000.00                       75,000.00                     80.00                80.00             No MI
RUFFIN                       190,000.00                      190,000.00                     65.26                65.26             No MI
TITUSVILLE                   285,000.00                      285,000.00                     52.63                52.63             No MI
ROSEVILLE                    130,000.00                      130,000.00                    100.00               100.00             No MI
LAKELAND                     187,500.00                      187,500.00                     84.80                84.80             No MI
CHICAGO                      220,000.00                      220,000.00                    100.00               100.00             No MI
RIVERDALE                    130,000.00                      130,000.00                    100.00               100.00             No MI
CHICAGO                      480,000.00                      480,000.00                     80.00                80.00             No MI
CHICAGO HEIGHTS              135,000.00                      135,000.00                    100.00               100.00             No MI
ROCKMART                     115,000.00                      115,000.00                     90.00                90.00             No MI
BOGART                       184,000.00                      184,000.00                     60.87                60.87             No MI
EVANSVILLE                    70,000.00                       70,000.00                    100.00               100.00             No MI
DETROIT                      130,000.00                      130,000.00                     90.00                90.00             No MI
GAINESVILLE                  234,000.00                      234,000.00                    100.00               100.00             No MI
MIRAMAR                    1,100,000.00                    1,100,000.00                     90.00                90.00             No MI
MAYWOOD                      204,000.00                      204,000.00                    100.00               100.00             No MI
CHICAGO                      320,000.00                      320,000.00                     80.00                90.00             No MI
ROSEMONT                     130,000.00                      130,000.00                    100.00               100.00             No MI
NEWAYGO                      125,000.00                      125,000.00                     85.00                85.00             No MI
NEWAYGO                      125,000.00                      125,000.00                    100.00               100.00             No MI
ATLANTA                      360,000.00                      360,000.00                     90.00                90.00             No MI
HARVEY                       100,000.00                      100,000.00                     90.00                90.00             No MI
CHICAGO                      215,000.00                      215,000.00                    100.00               100.00             No MI
MILTON                       126,300.00                      126,300.00                     67.30                67.30             No MI
WOODRIDGE                    150,000.00                      150,000.00                     80.00               100.00             No MI
ST LOUIS PARK                214,000.00                      214,000.00                     85.00                95.00             No MI
HIGH POINT                    74,000.00                       74,000.00                    100.00               100.00             No MI
BELLEVILLE                   263,000.00                      263,000.00                     90.00                90.00             No MI
CONYERS                      400,000.00                      400,000.00                    100.00               100.00             No MI
COVINGTON                    118,000.00                      118,000.00                    100.00               100.00             No MI
VALDOSTA                      73,000.00                       73,000.00                    100.00               100.00             No MI
DEFUNIAK SPRING              157,000.00                      157,000.00                    100.00               100.00             No MI
CHICAGO                      426,000.00                      426,000.00                    100.00               100.00             No MI
MACOMB                       220,000.00                      220,000.00                     90.00                90.00             No MI
HIALEAH                      300,000.00                      300,000.00                     33.67                33.67             No MI
ELK RIVER                    392,000.00                      392,000.00                    100.00               100.00             No MI
LAFAYETTE                    108,000.00                      108,000.00                    100.00               100.00             No MI
GATESVILLE                   136,000.00                      136,000.00                    100.00               100.00             No MI
AUGUSTA                       91,000.00                       91,000.00                     85.00                85.00             No MI
MOUNT PROSPECT               400,000.00                      400,000.00                    100.00               100.00             No MI
ROCHELLE                     137,500.00                      137,500.00                    100.00               100.00             No MI
MOUNT VERNON                 125,000.00                      125,000.00                     90.00                90.00             No MI
DETROIT                       72,500.00                       72,500.00                    100.00               100.00             No MI
TAMPA                        315,000.00                      315,000.00                    100.00               100.00             No MI
TEMPLE                       135,000.00                      135,000.00                     94.81                94.81             No MI
DOUGLASVILLE                 188,000.00                      188,000.00                     90.00                90.00             No MI
ROSELLE                      435,000.00                      435,000.00                     80.00                90.00             No MI
ELMORE                        67,500.00                       67,500.00                    100.00               100.00             No MI
CROSS                        168,000.00                      168,000.00                     85.00               100.00             No MI
LECANTO                      250,000.00                      250,000.00                    100.00               100.00             No MI
DECATUR                      184,000.00                      184,000.00                     75.00                75.00             No MI
AUBURN HILLS                 250,000.00                      250,000.00                    100.00               100.00             No MI
LOUISVILLE                    70,400.00                       70,400.00                    100.00               100.00             No MI
GLENDALE HEIGHT              320,000.00                      320,000.00                     80.00                80.00             No MI
RIVERVIEW                    224,000.00                      224,000.00                    100.00               100.00             No MI
SOUTH HOLLAND                250,000.00                      250,000.00                     90.00               100.00             No MI
CHICAGO                      400,000.00                      400,000.00                     98.75                98.75             No MI
MAYWOOD                      190,000.00                      190,000.00                     35.26                35.26             No MI
CHICAGO                      349,500.00                      349,500.00                    100.00               100.00             No MI
LILBURN                      150,000.00                      150,000.00                    100.00               100.00             No MI
DEERFIELD                    730,000.00                      730,000.00                     85.00                85.00             No MI
NEW PORT RICHEY              260,000.00                      260,000.00                     80.00               100.00             No MI
GLENWOOD                     195,000.00                      195,000.00                     95.00                95.00             No MI
INDIANAPOLIS                 110,000.00                      110,000.00                     85.00                95.00             No MI
UNION                         89,000.00                       89,000.00                    100.00               100.00             No MI
CHICAGO                      410,000.00                      410,000.00                     80.00                80.00             No MI
SANFORD                      234,000.00                      234,000.00                    100.00               100.00             No MI
ORLAND PARK                  525,000.00                      525,000.00                     64.76                64.76             No MI
ELGIN                        240,000.00                      240,000.00                     83.33                83.33             No MI
BELLWOOD                     207,000.00                      207,000.00                     90.00                90.00             No MI
JOLIET                       110,000.00                      110,000.00                     85.00                85.00             No MI
STERLING HEIGHT              262,000.00                      262,000.00                    100.00               100.00             No MI
IXONIA                       263,000.00                      263,000.00                     80.00               100.00             No MI
BERWYN                       160,000.00                      160,000.00                    100.00               100.00             No MI
WHEATON                      715,000.00                      715,000.00                    100.00               100.00             No MI
SAUK VILLAGE                 125,000.00                      125,000.00                    100.00               100.00             No MI
GRAND RAPIDS                 118,000.00                      118,000.00                    100.00               100.00             No MI
CHICAGO                      315,000.00                      315,000.00                    100.00               100.00             No MI
CHICAGO                      340,000.00                      340,000.00                     80.00                80.00             No MI
CHICAGO HEIGHTS              122,000.00                      122,000.00                    100.00               100.00             No MI
DETROIT                      100,000.00                      100,000.00                    100.00               100.00             No MI
HAZEL PARK                   145,000.00                      145,000.00                     85.00                85.00             No MI
ROCKFORD                      84,000.00                       84,000.00                     85.00               100.00             No MI
HOLIDAY                      148,500.00                      148,500.00                     84.85                84.85             No MI
WESTCHESTER                  271,000.00                      271,000.00                    100.00               100.00             No MI
MACHESNEY PARK               100,000.00                      100,000.00                     90.00                90.00             No MI
CUMMING                      457,000.00                      457,000.00                    100.00               100.00             No MI
BRADENTON                    161,000.00                      161,000.00                     79.50                79.50             No MI
GLENN DALE                   355,000.00                      355,000.00                    100.00               100.00             No MI
CHARLOTTE                    180,735.00                      180,735.00                    100.00               100.00             No MI
COLLEGE PARK                  80,000.00                       80,000.00                    100.00               100.00             No MI
MONTGOMERY                   367,000.00                      367,000.00                     93.19                93.19             No MI
BANGOR                       167,000.00                      167,000.00                    100.00               100.00             No MI
ROCHESTER HILLS              355,000.00                      355,000.00                    100.00               100.00             No MI
FOX LAKE                     180,000.00                      180,000.00                     85.00                85.00             No MI
ULEN                         146,000.00                      146,000.00                     65.07                65.07             No MI
STONE MOUNTAIN               235,000.00                      235,000.00                    100.00               100.00             No MI
ROCKMART                     143,000.00                      143,000.00                     80.00               100.00             No MI
ROCKMART                     143,000.00                      143,000.00                    100.00               100.00             No MI
SALEM                         62,000.00                       62,000.00                    100.00               100.00             No MI
PROVIDENCE                   138,000.00                      138,000.00                    100.00               100.00             No MI
REDDICK                      113,000.00                      113,000.00                     80.00                80.00             No MI
CHICAGO HEIGHTS              255,000.00                      255,000.00                    100.00               100.00             No MI
HUDSON                        99,640.00                       99,640.00                    100.00               100.00             No MI
KENDUSKEAG                   150,000.00                      150,000.00                     80.00               100.00             No MI
SKOWHEGAN                    144,000.00                      144,000.00                    100.00               100.00             No MI
STAFFORD                     385,000.00                      385,000.00                     87.66                87.66             No MI
AGAWAM                       348,000.00                      348,000.00                     80.00                80.00             No MI
NEW LENOX                    318,000.00                      318,000.00                     80.00                80.00             No MI
UPPER MARLBORO               435,000.00                      435,000.00                     80.00                99.95             No MI
BRIDGEVIEW                   225,000.00                      225,000.00                     48.44                48.44             No MI
WASHINGTON                   325,000.00                      325,000.00                     80.00               100.00             No MI
MAPLEWOOD                    440,000.00                      440,000.00                    100.00               100.00             No MI
BROOKLINE                    290,000.00                      290,000.00                     64.14                64.14             No MI
3EST WARWICK                 230,000.00                      230,000.00                    100.00               100.00             No MI
WESTBROOK                    175,000.00                      175,000.00                    100.00               100.00             No MI
RALEIGH                      300,000.00                      300,000.00                     65.62                65.62             No MI
BROOKLYN                     600,000.00                      600,000.00                    100.00               100.00             No MI
ATLANTA                      156,000.00                      156,000.00                    100.00               100.00             No MI
ELK RIVER                    225,000.00                      225,000.00                    100.00               100.00             No MI
CARMEL                        78,500.00                       78,500.00                    100.00               100.00             No MI
DISTRICT HEIGHT              345,000.00                      345,000.00                     90.00                90.00             No MI
EVANSVILLE                    58,800.00                       58,800.00                    100.00               100.00             No MI
BROOKLYN                     500,000.00                      500,000.00                     90.00                90.00             No MI
ZEBULON                      182,000.00                      182,000.00                    100.00               100.00             No MI
NORTH ADAMS                  129,000.00                      129,000.00                    100.00               100.00             No MI
JONESBORO                    131,000.00                      131,000.00                    100.00               100.00             No MI
HAMPSTEAD                    294,000.00                      294,000.00                     59.52                59.52             No MI
MOREHEAD CITY                570,000.00                      570,000.00                    100.00               100.00             No MI
LITTLETON                    710,000.00                      710,000.00                     69.01                69.01             No MI
WILMINGTON                   190,000.00                      190,000.00                     78.29                78.29             No MI
COLUMBIA                     145,000.00                      145,000.00                     85.00                85.00             No MI
WARREN                       113,000.00                      113,000.00                    100.00               100.00             No MI
LOCKPORT                     128,000.00                      128,000.00                    100.00               100.00             No MI
FLORHAM PARK                 895,000.00                      895,000.00                     83.80                83.80             No MI
BURNHAM                      176,000.00                      176,000.00                    100.00               100.00             No MI
BALTIMORE                    380,000.00                      380,000.00                     77.63                77.63             No MI
GREENSBORO                   421,000.00                      421,000.00                    100.00               100.00             No MI
SAINT ALBANS                 565,000.00                      565,000.00                     80.00               100.00             No MI
IRVINGTON                    170,000.00                      170,000.00                    100.00               100.00             No MI
BREWER                       185,000.00                      185,000.00                    100.00               100.00             No MI
CHICAGO                      535,000.00                      535,000.00                     67.48                67.48             No MI
SANFORD                      191,000.00                      191,000.00                     76.31                76.31             No MI
DORCHESTER                   331,000.00                      331,000.00                    100.00               100.00             No MI
GAINESVILLE                  166,000.00                      166,000.00                    100.00               100.00             No MI
SILVER SPRING                407,000.00                      407,000.00                     80.00                80.00             No MI
ROCKFORD                     110,000.00                      110,000.00                     90.91                90.91             No MI
HERMON                       124,505.00                      124,505.00                     80.00               100.00             No MI
TWO HARBORS                  165,000.00                      165,000.00                    100.00               100.00             No MI
BALTIMORE                    109,000.00                      109,000.00                     93.58                93.58             No MI
WEST STEWARTSTO               67,000.00                       67,000.00                    100.00               100.00             No MI
LOWELL                       352,000.00                      352,000.00                    100.00               100.00             No MI
MIDLOTHIAN                   209,000.00                      209,000.00                    100.00               100.00             No MI
PRINCESS ANNE                200,000.00                      200,000.00                     67.50                67.50             No MI
CHICOPEE                     150,000.00                      150,000.00                    100.00               100.00             No MI
LOWELL                       160,000.00                      160,000.00                     80.00               100.00             No MI
LOWELL                       160,000.00                      160,000.00                    100.00               100.00             No MI
SOUTH OZONE PAR              560,000.00                      560,000.00                    100.00               100.00             No MI
HIGH POINT                   105,000.00                      105,000.00                    100.00               100.00             No MI
ROSEVILLE                    135,000.00                      135,000.00                    100.00               100.00             No MI
BALTIMORE                    299,000.00                      299,000.00                     80.00                80.00             No MI
COUNTRY CLUB HI              310,000.00                      310,000.00                    100.00               100.00             No MI
SPRINGFIELD                  210,000.00                      210,000.00                     80.00               100.00             No MI
SPRINGFIELD                  210,000.00                      210,000.00                    100.00               100.00             No MI
ATHENS                        72,000.00                       72,000.00                    100.00               100.00             No MI
GASTONIA                      87,000.00                       87,000.00                    100.00               100.00             No MI
ESSEX JUNCTION               189,500.00                      189,500.00                     68.60                68.60             No MI
SAINT ALBANS                 425,000.00                      425,000.00                     80.00                80.00             No MI
DIXFIELD                      89,000.00                       89,000.00                     94.96                94.96             No MI
CORONA                       750,000.00                      750,000.00                     76.00                76.00             No MI
BALTIMORE                    121,000.00                      121,000.00                     75.00                75.00             No MI
BAY SHORE                    135,000.00                      135,000.00                    100.00               100.00             No MI
NORTH EAST                   170,000.00                      170,000.00                    100.00               100.00             No MI
EVERETT                      285,000.00                      285,000.00                    100.00               100.00             No MI
EDEN                          87,000.00                       87,000.00                     90.00                90.00             No MI
CHARLOTTE                    134,240.00                      134,240.00                    100.00               100.00             No MI
CRYSTAL LAKE                 218,000.00                      218,000.00                     80.00               100.00             No MI
BALTIMORE                    120,000.00                      120,000.00                    100.00               100.00             No MI
COVENTRY                     285,000.00                      285,000.00                     85.00                85.00             No MI
FRANKLINVILLE                170,000.00                      170,000.00                    100.00               100.00             No MI
STEUBEN                      142,000.00                      142,000.00                     80.00                80.00             No MI
NEWARK                       230,000.00                      230,000.00                     80.00                80.00             No MI
CORINNA                      117,000.00                      117,000.00                     80.00                80.00             No MI
ATLANTA                      169,000.00                      169,000.00                     90.00                90.00             No MI
LEXINGTON                    139,000.00                      139,000.00                     90.00                90.00             No MI
HIBBING                       76,000.00                       76,000.00                    100.00               100.00             No MI
SCHAUMBURG                   185,000.00                      185,000.00                    100.00               100.00             No MI
UPPER MARLBORO               337,000.00                      337,000.00                     79.90                79.90             No MI
LIVERMORE FALLS              160,000.00                      160,000.00                     46.88                46.88             No MI
DETROIT                      119,000.00                      119,000.00                     50.42                50.42             No MI
BALTIMORE                     68,000.00                       68,000.00                    100.00               100.00             No MI
METROPOLIS                    50,000.00                       50,000.00                    100.00               100.00             No MI
JAMAICA                      385,000.00                      385,000.00                     98.18                98.18             No MI
SOMERSWORTH                  318,000.00                      318,000.00                     84.91                84.91             No MI
BURLINGTON                   150,000.00                      150,000.00                     95.00                95.00             No MI
RANDALLSTOWN                 285,000.00                      285,000.00                     80.00               100.00             No MI
ROSELLE                      435,000.00                      435,000.00                     80.00                90.00             No MI
CLINTON                       88,000.00                       88,000.00                     80.00                80.00             No MI
CLINTON                       88,000.00                       88,000.00                    100.00               100.00             No MI
RICHMOND                      92,000.00                       92,000.00                    100.00               100.00             No MI
WINSTON SALEM                106,000.00                      106,000.00                     51.89                51.89             No MI
STRASBURG                    220,000.00                      220,000.00                     90.00                90.00             No MI
BEMIDJI                      118,000.00                      118,000.00                     52.54                52.54             No MI
DEKALB                       280,000.00                      280,000.00                     73.21                73.21             No MI
EVANSVILLE                    75,000.00                       75,000.00                    100.00               100.00             No MI
GLEN BURNIE                  260,000.00                      260,000.00                     55.77                55.77             No MI
SPRINGFIELD                  215,000.00                      215,000.00                    100.00               100.00             No MI
UNIVERSITY PARK              183,000.00                      183,000.00                    100.00               100.00             No MI
LINWOOD                      110,000.00                      110,000.00                     90.00                90.00             No MI
PATERSON                     400,000.00                      400,000.00                    100.00               100.00             No MI
BRISTOL                      323,000.00                      323,000.00                     80.00                80.00             No MI
CHICAGO                      365,000.00                      365,000.00                     80.00               100.00             No MI
CHICAGO                      160,000.00                      160,000.00                    100.00               100.00             No MI
INVER GROVE HEI              270,000.00                      270,000.00                     80.00               100.00             No MI
KNAPP                        108,000.00                      108,000.00                    100.00               100.00             No MI
ALEXANDRIA                   119,000.00                      119,000.00                    100.00               100.00             No MI
AMERY                        150,000.00                      150,000.00                    100.00               100.00             No MI
CHICAGO                      175,000.00                      175,000.00                     95.00                95.00             No MI
NORTH SAINT PAU              215,000.00                      215,000.00                     80.00                80.00             No MI
OXFORD                        75,000.00                       75,000.00                    100.00               100.00             No MI
RALEIGH                      117,000.00                      117,000.00                     95.00                95.00             No MI
LEVERING                     142,000.00                      142,000.00                     90.00                90.00             No MI
AURORA                       180,000.00                      180,000.00                     90.00                90.00             No MI
PORTLAND                     295,000.00                      295,000.00                     80.00               100.00             No MI
MUNDELEIN                    244,000.00                      244,000.00                     85.00                85.00             No MI
PORTLAND                     295,000.00                      295,000.00                    100.00               100.00             No MI
ROLLING MEADOWS              140,000.00                      140,000.00                    100.00               100.00             No MI
GLENBURN                     195,000.00                      195,000.00                     80.00                80.00             No MI
DETROIT                      120,000.00                      120,000.00                     85.00                85.00             No MI
BENTON                       235,000.00                      235,000.00                     74.47                74.47             No MI
BURLINGTON                   134,000.00                      134,000.00                    100.00               100.00             No MI
SWANTON                      193,300.00                      193,300.00                     80.00                80.00             No MI
DETROIT                      117,000.00                      117,000.00                    100.00               100.00             No MI
CHICAGO                      302,000.00                      302,000.00                     80.00               100.00             No MI
CHARLESTOWN                  380,000.00                      380,000.00                     73.68                73.68             No MI
BALTIMORE                    120,000.00                      120,000.00                     90.00                90.00             No MI
EAST GREENWICH             1,110,000.00                    1,110,000.00                     80.00                80.00             No MI
CARMEL                       307,000.00                      307,000.00                     80.00               100.00             No MI
PATERSON                     432,000.00                      432,000.00                     80.00                90.00             No MI
WINSTON SALEM                140,000.00                      140,000.00                    100.00               100.00             No MI
PETERBOROUGH                 330,000.00                      330,000.00                     80.00                80.00             No MI
JONESPORT                     74,000.00                       74,000.00                    100.00               100.00             No MI
PORTLAND                     610,000.00                      610,000.00                     90.00                90.00             No MI
ELGIN                        282,000.00                      282,000.00                     92.09                92.09             No MI
WOODBRIDGE                   318,000.00                      318,000.00                    100.00               100.00             No MI
HYATTSVILLE                  455,000.00                      455,000.00                     80.00                80.00             No MI
BLOOMINGTON                   90,000.00                       90,000.00                    100.00               100.00             No MI
ROCKFORD                     119,000.00                      119,000.00                    100.00               100.00             No MI
BALTIMORE                    207,000.00                      207,000.00                     90.00                90.00             No MI
HAMMOND                      135,000.00                      135,000.00                     80.00                80.00             No MI
HOLBROOK                     255,000.00                      255,000.00                     80.00               100.00             No MI
PATERSON                     432,000.00                      432,000.00                     90.00                90.00             No MI
SHAPLEIGH                    165,000.00                      165,000.00                     84.85                84.85             No MI
WATERVILLE                   170,000.00                      170,000.00                     95.00                95.00             No MI
FALL RIVER                   331,000.00                      331,000.00                     74.92                74.92             No MI
ALBANY                       179,000.00                      179,000.00                    100.00               100.00             No MI
MOUNT HOLLY                  191,500.00                      191,500.00                    100.00               100.00             No MI
MERRIMACK                     98,500.00                       98,500.00                    100.00               100.00             No MI
BALTIMORE                    198,000.00                      198,000.00                     94.44                94.44             No MI
LANDOVER                     210,000.00                      210,000.00                     95.00                95.00             No MI
MANCHESTER                   375,000.00                      375,000.00                    100.00               100.00             No MI
CHICAGO                      423,000.00                      423,000.00                    100.00               100.00             No MI
BARRE                        170,000.00                      170,000.00                    100.00               100.00             No MI
CHICAGO                      310,000.00                      310,000.00                     80.00               100.00             No MI
NASHUA                       330,000.00                      330,000.00                     80.00                80.00             No MI
CENTRAL ISLIP                425,000.00                      425,000.00                     84.71                84.71             No MI
AURORA                       179,000.00                      179,000.00                     84.92                84.92             No MI
BREWER                       238,000.00                      238,000.00                     90.00                90.00             No MI
CUMBERLAND FORE              300,000.00                      300,000.00                     73.00                73.00             No MI
SALISBURY                    162,000.00                      162,000.00                     48.52                48.52             No MI
PETERBOROUGH                 330,000.00                      330,000.00                    100.00               100.00             No MI
GLEN ALLEN                   251,000.00                      251,000.00                     95.00                95.00             No MI
REHOBOTH                     347,000.00                      347,000.00                     84.94                84.94             No MI
POOLESVILLE                  675,000.00                      675,000.00                     89.93                89.93             No MI
CHICAGO                      270,000.00                      270,000.00                     80.00                90.00             No MI
NORTH PROVIDENC              240,000.00                      240,000.00                     85.00               100.00             No MI
CHARLOTTE                    168,000.00                      168,000.00                    100.00               100.00             No MI
DAVENPORT                     73,000.00                       73,000.00                    100.00               100.00             No MI
SHELTON                      275,000.00                      275,000.00                     90.00               100.00             No MI
DES MOINES                   183,500.00                      183,500.00                     67.57                67.57             No MI
CARL JUNCTION                225,100.00                      225,100.00                     88.85                88.85             No MI
MARSHFIELD                   128,000.00                      128,000.00                     60.94                60.94             No MI
BOELUS                       118,000.00                      118,000.00                     90.00                90.00             No MI
GUTHRIE CENTER                56,000.00                       56,000.00                    100.00               100.00             No MI
OLATHE                       150,000.00                      150,000.00                     50.00                50.00             No MI
LUFKIN                        89,000.00                       89,000.00                     85.00               100.00             No MI
MANSFIELD                     91,000.00                       91,000.00                     95.00                95.00             No MI
BRANDON                      238,000.00                      238,000.00                     75.00                75.00             No MI
BLACK CANYON CI              335,000.00                      335,000.00                     41.04                41.04             No MI
CARLSBAD                      50,000.00                       50,000.00                    100.00               100.00             No MI
MISSION VIEJO                910,000.00                      910,000.00                     87.03                87.03             No MI
APLINGTON                    131,000.00                      131,000.00                     90.00                90.00             No MI
ELDON                         65,000.00                       65,000.00                     90.00                90.00             No MI
NEWTON                        73,400.00                       73,400.00                     85.00                85.00             No MI
LINDEN                       110,000.00                      110,000.00                     90.00                90.00             No MI
OKEECHOBEE                   250,000.00                      250,000.00                     80.00                80.00             No MI
BOONE                         82,000.00                       82,000.00                     80.00                80.00             No MI
LA PORTE                      87,500.00                       87,500.00                     90.00                90.00             No MI
WICHITA                       84,000.00                       84,000.00                     82.88                95.00             No MI
NEWTON                       176,000.00                      176,000.00                    100.00               100.00             No MI
PERRY                         87,000.00                       87,000.00                     95.00                95.00             No MI
GRANGER                      276,000.00                      276,000.00                     78.99                78.99             No MI
FRANKFORT                    211,000.00                      211,000.00                     56.67                56.67             No MI
HARTLEY                       85,000.00                       85,000.00                     95.00                95.00             No MI
WALLLA WALLA                 160,000.00                      160,000.00                     85.00               100.00             No MI
SHALIMAR                     195,000.00                      195,000.00                     47.18                47.18             No MI
CONWAY SPRINGS               115,000.00                      115,000.00                     80.00                80.00             No MI
SACRAMENTO                   215,000.00                      215,000.00                     85.00               100.00             No MI
LATHROP                      210,000.00                      210,000.00                    100.00               100.00             No MI
CHARLESTON                   192,000.00                      192,000.00                     80.00                80.00             No MI
DIXON IL 61021                95,500.00                       95,500.00                     80.00                80.00             No MI
COVINGTON                     91,000.00                       91,000.00                     71.43                71.43             No MI
EVERETT                      160,000.00                      160,000.00                     85.00               100.00             No MI
LAS VEGAS                    626,000.00                      626,000.00                     85.00               100.00             No MI
AURORA                       100,000.00                      100,000.00                     90.00                90.00             No MI
FRANKLIN                     140,000.00                      140,000.00                     85.00               100.00             No MI
INDEPENDENCE                 105,000.00                      105,000.00                     85.00               100.00             No MI
INDEPENDENCE                 150,000.00                      150,000.00                     79.47                79.47             No MI
PHOENIX                      183,000.00                      183,000.00                     80.00               100.00             No MI
MEMPHIS                       64,000.00                       64,000.00                     85.00                85.00             No MI
ATKINS                       274,000.00                      274,000.00                     90.00               100.00             No MI
WINLOCK                      230,000.00                      230,000.00                     70.87                70.87             No MI
BRYANT                       140,000.00                      140,000.00                     80.00               100.00             No MI
INVERNESS                    230,000.00                      230,000.00                     80.00                90.00             No MI
LAS VEGAS                    626,000.00                      626,000.00                    100.00               100.00             No MI
MEMPHIS                       74,500.00                       74,500.00                     80.00                80.00             No MI
NORTH LAS VEGAS              275,000.00                      275,000.00                     95.00                95.00             No MI
SHREVEPORT                   148,000.00                      148,000.00                     90.00                90.00             No MI
SIOUX CITY                   185,000.00                      185,000.00                     80.00                80.00             No MI
VANCOUVER                    226,000.00                      226,000.00                     80.00               100.00             No MI
ALBUQUERQUE                  190,000.00                      190,000.00                     80.00                80.00             No MI
INDIANOLA                    189,750.00                      189,750.00                     80.00                80.00             No MI
PORTLAND                     135,000.00                      135,000.00                     85.00                85.00             No MI
NORTH LAS VEGAS              275,000.00                      275,000.00                    100.00               100.00             No MI
RAPIDS CITY                   72,000.00                       72,000.00                     95.00                95.00             No MI
MIAMI                        780,000.00                      780,000.00                     80.00               100.00             No MI
EXETER                        63,000.00                       63,000.00                    100.00               100.00             No MI
WICHITA                       57,000.00                       57,000.00                    100.00               100.00             No MI
VANCOUVER                    226,000.00                      226,000.00                    100.00               100.00             No MI
BARTLESVILLE                 317,500.00                      317,500.00                     80.00                80.00             No MI
WORTH                         99,800.00                       99,800.00                     83.17                83.17             No MI
MESA                         390,000.00                      390,000.00                     60.51                60.51             No MI
NORFOLK                      100,000.00                      100,000.00                     80.00                80.00             No MI
WEST DES MOINES              535,000.00                      535,000.00                     84.86                84.86             No MI
BETTENDORF                   250,000.00                      250,000.00                     90.00                90.00             No MI
HEWITT                       155,000.00                      155,000.00                    100.00               100.00             No MI
FORT SMITH                    73,000.00                       73,000.00                    100.00               100.00             No MI
WICHITA                       67,000.00                       67,000.00                     90.00                90.00             No MI
ENUMCLAW                     505,000.00                      505,000.00                     78.22                78.22             No MI
CRAWFORDSVILLE               112,000.00                      112,000.00                     85.00                85.00             No MI
EVERETT                      381,000.00                      381,000.00                    100.00               100.00             No MI
EVERETT                      330,000.00                      330,000.00                     80.00                80.00             No MI
LINDSBORG                     78,000.00                       78,000.00                    100.00               100.00             No MI
TACOMA                       180,000.00                      180,000.00                     79.78                79.78             No MI
PUYALLUP                     335,000.00                      335,000.00                     90.00                90.00             No MI
BATTLE GROUND                470,000.00                      470,000.00                     90.00                90.00             No MI
WATAUGA                      124,000.00                      124,000.00                    100.00               100.00             No MI
DAVENPORT                    185,000.00                      185,000.00                    100.00               100.00             No MI
LAKE STEVENS                 310,000.00                      310,000.00                     75.00                81.45             No MI
PLAINFIELD                   165,000.00                      165,000.00                     80.00               100.00             No MI
PLAINFIELD                   165,000.00                      165,000.00                    100.00               100.00             No MI
BROOKLYN PARK                275,000.00                      275,000.00                     80.00               100.00             No MI
BROOKLYN PARK                275,000.00                      275,000.00                    100.00               100.00             No MI
OAKLAND CITY                  95,000.00                       95,000.00                    100.00               100.00             No MI
BRITTON                      330,000.00                      330,000.00                     80.00                80.00             No MI
MACHESNEY PARK               158,000.00                      158,000.00                    100.00               100.00             No MI
DETROIT                       85,000.00                       85,000.00                     90.00                90.00             No MI
ELGIN                        282,000.00                      282,000.00                     85.00                92.09             No MI
BENSENVILLE                  380,000.00                      380,000.00                     91.84                91.84             No MI
MIDLAND                      426,000.00                      426,000.00                    100.00               100.00             No MI
CRYSTAL                      251,400.00                      251,400.00                     80.00               100.00             No MI
THIEF RIVER FAL               64,000.00                       64,000.00                    100.00               100.00             No MI
SAUK VILLAGE                  82,000.00                       82,000.00                    100.00               100.00             No MI
DETROIT                       95,000.00                       95,000.00                     90.00                90.00             No MI
EVELETH                       64,000.00                       64,000.00                    100.00               100.00             No MI
GLENDALE HEIGHT               97,900.00                       97,900.00                    100.00               100.00             No MI
GREENWOOD                    280,000.00                      280,000.00                    100.00               100.00             No MI
BURNSVILLE                   283,000.00                      283,000.00                     80.00                80.00             No MI
ROCKFORD                      92,000.00                       92,000.00                    100.00               100.00             No MI
GILBERTSVILLE                 85,000.00                       85,000.00                    100.00               100.00             No MI
KOKOMO                        67,000.00                       67,000.00                    100.00               100.00             No MI
HUTCHINSON                   227,000.00                      227,000.00                     85.00                85.00             No MI
ZIMMERMAN                    239,000.00                      239,000.00                     95.00                95.00             No MI
CAMBRIA                      134,000.00                      134,000.00                     85.00                85.00             No MI
MAPLE GROVE                  183,000.00                      183,000.00                    100.00               100.00             No MI
STREAMWOOD                   193,000.00                      193,000.00                    100.00               100.00             No MI
CHICAGO                      350,000.00                      350,000.00                    100.00               100.00             No MI
MATTESON                     220,000.00                      220,000.00                     80.00                80.00             No MI
MINNEAPOLIS                  180,000.00                      180,000.00                    100.00               100.00             No MI
MATTESON                     220,000.00                      220,000.00                     95.00                95.00             No MI
SPRING LAKE                  102,000.00                      102,000.00                    100.00               100.00             No MI
OTTAWA                       140,000.00                      140,000.00                     80.00               100.00             No MI
SAINT PAUL                   250,000.00                      250,000.00                    100.00               100.00             No MI
CHICAGO                      116,000.00                      116,000.00                    100.00               100.00             No MI
CRETE                        292,000.00                      292,000.00                     95.00                95.00             No MI
POPLAR GROVE                 167,000.00                      167,000.00                     80.00               100.00             No MI
BOONVILLE                     75,000.00                       75,000.00                    100.00               100.00             No MI
HAZEL CREST                  255,000.00                      255,000.00                    100.00               100.00             No MI
DAWSON                        84,000.00                       84,000.00                     95.00                95.00             No MI
UNIVERSITY PARK              200,000.00                      200,000.00                    100.00               100.00             No MI
JORDAN                       250,000.00                      250,000.00                    100.00               100.00             No MI
MAYWOOD                      240,000.00                      240,000.00                    100.00               100.00             No MI
ROCKFORD                      51,000.00                       51,000.00                    100.00               100.00             No MI
LITTLE CANADA                115,000.00                      115,000.00                    100.00               100.00             No MI
DAVIS JUNCTION               100,000.00                      100,000.00                    100.00               100.00             No MI
BUFFALO                      222,000.00                      222,000.00                    100.00               100.00             No MI
BOLINGBROOK                  199,000.00                      199,000.00                    100.00               100.00             No MI
CHICAGO                      390,000.00                      390,000.00                     80.00               100.00             No MI
TAYLOR                       140,000.00                      140,000.00                    100.00               100.00             No MI
ATWATER                       94,000.00                       94,000.00                    100.00               100.00             No MI
SOUTH PARIS                  230,000.00                      230,000.00                     54.35                54.35             No MI
NEW RICHMOND                 127,000.00                      127,000.00                     85.00               100.00             No MI
CHICAGO                      340,000.00                      340,000.00                    100.00               100.00             No MI
NEW RICHMOND                 127,000.00                      127,000.00                    100.00               100.00             No MI
AUBURN HILLS                 180,000.00                      180,000.00                    100.00               100.00             No MI
SAUK VILLAGE                 120,000.00                      120,000.00                    100.00               100.00             No MI
BEAVER DAM                    86,000.00                       86,000.00                    100.00               100.00             No MI
LA SALLE                      85,500.00                       85,500.00                    100.00               100.00             No MI
DAVISON                       78,000.00                       78,000.00                    100.00               100.00             No MI
OXFORD                        75,000.00                       75,000.00                     80.00               100.00             No MI
MINNETONKA                   308,000.00                      308,000.00                     85.00               100.00             No MI
NEWBURGH                      81,000.00                       81,000.00                    100.00               100.00             No MI
CHICAGO                      590,000.00                      590,000.00                    100.00               100.00             No MI
JOLIET                       210,000.00                      210,000.00                     95.00                95.00             No MI
CONCORDIA                    100,000.00                      100,000.00                    100.00               100.00             No MI
SPRINGFIELD                   66,000.00                       66,000.00                    100.00               100.00             No MI
MARQUETTE HEIGH               89,000.00                       89,000.00                     61.80                61.80             No MI
FRANKFORT                     56,000.00                       56,000.00                    100.00               100.00             No MI
NASHVILLE                     77,000.00                       77,000.00                     90.00                90.00             No MI
MOUNT PROSPECT               365,000.00                      365,000.00                     80.00                80.00             No MI
GRAND PRAIRIE                244,000.00                      244,000.00                    100.00               100.00             No MI
SHERMAN                       93,000.00                       93,000.00                     58.55                58.55             No MI
ELDORA                        79,500.00                       79,500.00                     91.82                91.82             No MI
MIDLOTHIAN                    95,000.00                       95,000.00                     88.11                88.11             No MI
LIBERAL                       65,000.00                       65,000.00                    100.00               100.00             No MI
HOUSTON                       80,000.00                       80,000.00                     78.75                78.75             No MI
CEDAR RAPIDS                  75,000.00                       75,000.00                     90.00                90.00             No MI
ABILENE                       64,500.00                       64,500.00                    100.00               100.00             No MI
KANSAS CITY                  115,000.00                      115,000.00                     90.00               100.00             No MI
TACOMA                       188,000.00                      188,000.00                     56.38                56.38             No MI
OSCEOLA                      127,000.00                      127,000.00                     89.53                89.53             No MI
GENESEO                       98,000.00                       98,000.00                     83.67                83.67             No MI
SEAGOVILLE                    85,000.00                       85,000.00                     58.82                58.82             No MI
SEATTLE                      592,000.00                      592,000.00                     85.00               100.00             No MI
OLYMPIA                      215,000.00                      215,000.00                    100.00               100.00             No MI
NEW ORLEANS                  190,000.00                      190,000.00                     79.47                90.00             No MI
TACOMA                       175,000.00                      175,000.00                    100.00               100.00             No MI
ARLINGTON                    300,000.00                      300,000.00                     71.33                71.33             No MI
DALLAS                       103,000.00                      103,000.00                     90.00               100.00             No MI
MONROE                       200,000.00                      200,000.00                     76.00                76.00             No MI
CEDAR FALLS                  152,000.00                      152,000.00                     70.00                70.00             No MI
SHERMAN                       55,000.00                       55,000.00                     90.00               100.00             No MI
COMBINE                      350,000.00                      350,000.00                     80.00                80.00             No MI
HOUSTON                      114,000.00                      114,000.00                     80.00                80.00             No MI
MERIAM                       203,272.00                      203,272.00                     71.92                71.92             No MI
BLUE RIDGE                   333,000.00                      333,000.00                     85.00               100.00             No MI
KANSAS CITY                  105,000.00                      105,000.00                    100.00               100.00             No MI
SPRINGFIELD                   73,500.00                       73,500.00                    100.00               100.00             No MI
HAMILTON                      60,000.00                       60,000.00                    100.00               100.00             No MI
CONROE                       109,000.00                      109,000.00                     50.46                50.46             No MI
KENNEWICK                    112,000.00                      112,000.00                    100.00               100.00             No MI
KNOXVILLE                    155,000.00                      155,000.00                     95.00                95.00             No MI
HUMBLE                       222,000.00                      222,000.00                    100.00               100.00             No MI
WELLINGTON                    80,500.00                       80,500.00                    100.00               100.00             No MI
BUTLER                       150,000.00                      150,000.00                     80.00               100.00             No MI
SPRINGFIELD                  107,000.00                      107,000.00                     85.00                85.00             No MI
PANAMA CITY BEA              590,000.00                      590,000.00                     68.64                68.64             No MI
SARITA                        94,000.00                       94,000.00                     90.00                90.00             No MI
POTTSBORO                    160,000.00                      160,000.00                    100.00               100.00             No MI
MASON CITY                   204,000.00                      204,000.00                     90.00                90.00             No MI
NICKERSON                    135,000.00                      135,000.00                     80.00                80.00             No MI
GRANDVIEW                    100,000.00                      100,000.00                     85.00               100.00             No MI
MIRAMAR                      325,000.00                      325,000.00                     89.69                89.69             No MI
CLEARWATER                   175,000.00                      175,000.00                     90.00                90.00             No MI
LEAVENWORTH                   83,000.00                       83,000.00                    100.00               100.00             No MI
INDEPENDENCE                  90,000.00                       90,000.00                    100.00               100.00             No MI
BLOOMINGTON                  188,000.00                      188,000.00                    100.00               100.00             No MI
INDEPENDENCE                 148,000.00                      148,000.00                    100.00               100.00             No MI
WATERLOO                     106,000.00                      106,000.00                     89.62                89.62             No MI
SANTA ROSA BEAC              320,000.00                      320,000.00                     80.00               100.00             No MI
LARGO                        150,000.00                      150,000.00                     85.00                85.00             No MI
SEARCY                        96,000.00                       96,000.00                    100.00               100.00             No MI
BEAVERTON                    245,000.00                      245,000.00                     80.00                80.00             No MI
GRINNELL                      71,000.00                       71,000.00                    100.00               100.00             No MI
SEAGOVILLE                    85,000.00                       85,000.00                    100.00               100.00             No MI
BOONVILLE                     63,000.00                       63,000.00                     90.00                90.00             No MI
SPRINGDALE                   184,000.00                      184,000.00                     67.70                67.70             No MI
MIDDLETON                     73,000.00                       73,000.00                     69.93                69.93             No MI
SAN ANTONIO                   70,000.00                       70,000.00                    100.00               100.00             No MI
EDMOND                       511,000.00                      511,000.00                     85.00               100.00             No MI
DALLAS                       131,000.00                      131,000.00                    100.00               100.00             No MI
PEARCY                       139,000.00                      139,000.00                    100.00               100.00             No MI
FORT WORTH                   175,000.00                      175,000.00                    100.00               100.00             No MI
CEDAR HILL                   126,400.00                      126,400.00                     80.00               100.00             No MI
HOUSTON                      166,000.00                      166,000.00                     85.00               100.00             No MI
MEMPHIS                       94,000.00                       94,000.00                    100.00               100.00             No MI
TYLER                        126,000.00                      126,000.00                    100.00               100.00             No MI
BENTON                       208,000.00                      208,000.00                    100.00               100.00             No MI
NORTH LITTLE RO               50,000.00                       50,000.00                    100.00               100.00             No MI
WYLIE                        203,000.00                      203,000.00                     80.00               100.00             No MI
HOUSTON                      218,000.00                      218,000.00                     80.00               100.00             No MI
LITTLETON                    400,000.00                      400,000.00                    100.00               100.00             No MI
DENTON                       125,000.00                      125,000.00                    100.00               100.00             No MI
ATHENS                        78,000.00                       78,000.00                    100.00               100.00             No MI
GRAND PRAIRIE                145,000.00                      145,000.00                     80.00               100.00             No MI
ARLINGTON                     76,000.00                       76,000.00                    100.00               100.00             No MI
GRAND PRAIRIE                158,000.00                      158,000.00                     80.00               100.00             No MI
CHILDRESS                    120,000.00                      120,000.00                    100.00               100.00             No MI
CARROLLTON                   259,000.00                      259,000.00                    100.00               100.00             No MI
ARLINGTON                    170,000.00                      170,000.00                     95.00                95.00             No MI
PROVIDENCE VILL              164,000.00                      164,000.00                     80.00               100.00             No MI
PROVIDENCE VILL              164,000.00                      164,000.00                    100.00               100.00             No MI
SEVIERVILLE                  146,000.00                      146,000.00                     90.00               100.00             No MI
FRESNO                        75,000.00                       75,000.00                     80.00                95.00             No MI
DESOTO                       126,000.00                      126,000.00                    100.00               100.00             No MI
SOUTH HAVEN                  112,000.00                      112,000.00                    100.00               100.00             No MI
BURRTON                       97,000.00                       97,000.00                    100.00               100.00             No MI
SAN JACINTO                  390,000.00                      390,000.00                     88.46                88.46             No MI
PERU                          86,500.00                       86,500.00                    100.00               100.00             No MI
ATLANTA                      129,000.00                      129,000.00                    100.00               100.00             No MI
GAINESVILLE                   69,000.00                       69,000.00                    100.00               100.00             No MI
ALBUQUERQUE                  145,000.00                      145,000.00                     80.00                80.00             No MI
CITY NAME                    120,000.00                      120,000.00                    100.00               100.00             No MI
SOLDIER                       60,000.00                       60,000.00                    100.00               100.00             No MI
DODGE CITY                    86,000.00                       86,000.00                    100.00               100.00             No MI
BRANSON                      369,000.00                      369,000.00                    100.00               100.00             No MI
ALLEN                        210,000.00                      210,000.00                     90.00               100.00             No MI
ALTO PASS                     71,900.00                       71,900.00                    100.00               100.00             No MI
ARLINGTON                    117,000.00                      117,000.00                    100.00               100.00             No MI
FORT WORTH                    56,000.00                       56,000.00                     90.00                90.00             No MI
SIKESTON                      79,000.00                       79,000.00                    100.00               100.00             No MI
CONVERSE                      75,000.00                       75,000.00                    100.00               100.00             No MI
THE DALLES                   158,000.00                      158,000.00                     82.28                82.28             No MI
HUMBLE                       117,000.00                      117,000.00                     80.00                80.00             No MI
KELSO                        125,000.00                      125,000.00                     84.00                84.00             No MI
BATESVILLE                    55,000.00                       55,000.00                    100.00               100.00             No MI
GUN BARREL CITY               79,500.00                       79,500.00                     75.00                75.00             No MI
ERIE                         190,000.00                      190,000.00                     95.00                95.00             No MI
WATERLOO                     105,000.00                      105,000.00                    100.00               100.00             No MI
VILLAGE MILLS                201,300.00                      201,300.00                    100.00               100.00             No MI
IOWA CITY                    130,000.00                      130,000.00                     80.00               100.00             No MI
SHREWSBURY                   157,300.00                      157,300.00                     92.18                92.18             No MI
GILMER                        87,000.00                       87,000.00                    100.00               100.00             No MI
LITTLE ROCK                   57,000.00                       57,000.00                     90.00                90.00             No MI
COLLEGE STATION              131,750.00                      131,750.00                     85.00               100.00             No MI
TRENTON                       55,000.00                       55,000.00                    100.00               100.00             No MI
DIBOLL                        70,000.00                       70,000.00                    100.00               100.00             No MI
OMAHA                        350,000.00                      350,000.00                     85.00                85.00             No MI
PERRYVILLE                    93,000.00                       93,000.00                    100.00               100.00             No MI
COVINGTON                     56,000.00                       56,000.00                    100.00               100.00             No MI
CARSON                       130,000.00                      130,000.00                    100.00               100.00             No MI
GRANDVIEW                    140,000.00                      140,000.00                     80.00               100.00             No MI
LEBANON                       54,000.00                       54,000.00                    100.00               100.00             No MI
DALLAS                       241,000.00                      241,000.00                     76.35                76.35             No MI
OLYMPIA                      215,000.00                      215,000.00                     85.00               100.00             No MI
ALFORD                       100,000.00                      100,000.00                     50.00                50.00             No MI
BARTLESVILLE                  65,900.00                       65,900.00                    100.00               100.00             No MI
OSAWATOMIE                    95,000.00                       95,000.00                    100.00               100.00             No MI
FRANKFORT                     79,000.00                       79,000.00                    100.00               100.00             No MI
PROSSER                      130,000.00                      130,000.00                    100.00               100.00             No MI
MINGO                         50,000.00                       50,000.00                    100.00               100.00             No MI
THE WOODLANDS                145,000.00                      145,000.00                     48.28                48.28             No MI
WICHITA                       62,000.00                       62,000.00                    100.00               100.00             No MI
WINFIELD                      70,000.00                       70,000.00                    100.00               100.00             No MI
MEMPHIS                       70,000.00                       70,000.00                    100.00               100.00             No MI
KANSAS CITY                  160,000.00                      160,000.00                     80.00               100.00             No MI
FORT WORTH                   111,900.00                      111,900.00                    100.00               100.00             No MI
N. RICHLAND HIL              149,000.00                      149,000.00                    100.00               100.00             No MI
FORT LAUDERDALE              205,000.00                      205,000.00                     85.00               100.00             No MI
HOUSTON                      105,000.00                      105,000.00                     71.43                71.43             No MI
GAINESVILLE                  128,000.00                      128,000.00                     75.00                75.00             No MI
FORT LAUDERDALE              205,000.00                      205,000.00                    100.00               100.00             No MI
FRANKFORT                     87,000.00                       87,000.00                    100.00               100.00             No MI
OSAWATOMIE                   120,000.00                      120,000.00                    100.00               100.00             No MI
ROWLETT                      155,000.00                      155,000.00                    100.00               100.00             No MI
LACY LAKEVIEW                106,000.00                      106,000.00                    100.00               100.00             No MI
KANSAS CITY                   95,000.00                       95,000.00                     84.47                95.00             No MI
SAN ANTONIO                  195,000.00                      195,000.00                     80.00               100.00             No MI
SALEM                        203,000.00                      203,000.00                     90.00                90.00             No MI
WASHINGTON                    52,000.00                       52,000.00                    100.00               100.00             No MI
FT LAUDERDALE                260,000.00                      260,000.00                     41.15                41.15             No MI
WICHITA                      100,000.00                      100,000.00                     95.00                95.00             No MI
GLENN HEIGHTS                110,000.00                      110,000.00                    100.00               100.00             No MI
CADDO MILLS                   97,000.00                       97,000.00                    100.00               100.00             No MI
OKLAHOMA CITY                116,000.00                      116,000.00                     85.00               100.00             No MI
OKLAHOMA CITY                116,000.00                      116,000.00                    100.00               100.00             No MI
ALVARADO                     140,000.00                      140,000.00                     53.57                53.57             No MI
ROSENBERG                    121,000.00                      121,000.00                     75.00                75.00             No MI
CORDOVA                      180,000.00                      180,000.00                     85.00               100.00             No MI
BOSSIER CITY                  74,000.00                       74,000.00                    100.00               100.00             No MI
FATE                         125,000.00                      125,000.00                    100.00               100.00             No MI
MEMPHIS                      103,000.00                      103,000.00                    100.00               100.00             No MI
DALLAS                       594,000.00                      594,000.00                     80.00                80.00             No MI
LAMAR                        235,500.00                      235,500.00                     90.00                90.00             No MI
EULESS                        88,000.00                       88,000.00                    100.00               100.00             No MI
FORT WORTH                    80,800.00                       80,800.00                    100.00               100.00             No MI
CECILIA                       58,000.00                       58,000.00                    100.00               100.00             No MI
CROWLEY                      152,000.00                      152,000.00                     80.00               100.00             No MI
LAS VEGAS                    330,000.00                      330,000.00                     80.00               100.00             No MI
CROWLEY                      152,000.00                      152,000.00                    100.00               100.00             No MI
BATON ROUGE                   73,000.00                       73,000.00                    100.00               100.00             No MI
EL PASO                       80,000.00                       80,000.00                    100.00               100.00             No MI
KATY                         122,000.00                      122,000.00                     80.00               100.00             No MI
LAKE WORTH                    64,000.00                       64,000.00                    100.00               100.00             No MI
GARLAND                      125,000.00                      125,000.00                     90.00               100.00             No MI
ANTIOCH                      148,000.00                      148,000.00                     80.00               100.00             No MI
ANTIOCH                      148,000.00                      148,000.00                    100.00               100.00             No MI
GARLAND                      105,000.00                      105,000.00                     72.38                72.38             No MI
ALLEN                        350,000.00                      350,000.00                     80.00               100.00             No MI
ALLEN                        350,000.00                      350,000.00                    100.00               100.00             No MI
HARRAH                       166,000.00                      166,000.00                     93.98                93.98             No MI
EL PASO COUNTY               162,000.00                      162,000.00                     80.00               100.00             No MI
TULSA                         69,000.00                       69,000.00                    100.00               100.00             No MI
DALLAS                        79,000.00                       79,000.00                    100.00               100.00             No MI
FATE                         170,000.00                      170,000.00                    100.00               100.00             No MI
DALLAS                       105,000.00                      105,000.00                     80.00               100.00             No MI
LEWISVILLE                   210,000.00                      210,000.00                     80.00                80.00             No MI
FORT WORTH                   207,000.00                      207,000.00                     74.20                74.20             No MI
SAN ANTONIO                  156,000.00                      156,000.00                    100.00               100.00             No MI
EL PASO                       82,000.00                       82,000.00                    100.00               100.00             No MI
MCKINNEY                     188,000.00                      188,000.00                     80.00               100.00             No MI
DENVER                       708,000.00                      708,000.00                     95.00                95.00             No MI
TUPELO                       102,000.00                      102,000.00                     95.00                95.00             No MI
AZLE                         167,000.00                      167,000.00                     80.00               100.00             No MI
ROCKWALL                     224,000.00                      224,000.00                     85.00                85.00             No MI
KATY                         179,000.00                      179,000.00                     80.00               100.00             No MI
FORT WORTH                   217,000.00                      217,000.00                     80.00               100.00             No MI
RICHMOND                     200,000.00                      200,000.00                     93.84                93.84             No MI
MEMPHIS                       85,000.00                       85,000.00                     95.00                95.00             No MI
DERBY                        222,000.00                      222,000.00                     27.03                27.03             No MI
CABOT                         79,000.00                       79,000.00                    100.00               100.00             No MI
HOUMA                        159,000.00                      159,000.00                    100.00               100.00             No MI
SINTON                       156,500.00                      156,500.00                    100.00               100.00             No MI
EL PASO                      142,000.00                      142,000.00                     80.00               100.00             No MI
FORT WORTH                   100,000.00                      100,000.00                    100.00               100.00             No MI
MEMPHIS                      110,000.00                      110,000.00                     80.00               100.00             No MI
WOODLAWN                     115,000.00                      115,000.00                     90.00               100.00             No MI
WOODLAWN                     115,000.00                      115,000.00                    100.00               100.00             No MI
BROKEN ARROW                 182,000.00                      182,000.00                    100.00               100.00             No MI
WICHITA FALLS                 90,000.00                       90,000.00                    100.00               100.00             No MI
HUTTO                        114,000.00                      114,000.00                    100.00               100.00             No MI
BOLIVAR                       91,000.00                       91,000.00                     85.00               100.00             No MI
BOLIVAR                       91,000.00                       91,000.00                    100.00               100.00             No MI
GARLAND                       85,000.00                       85,000.00                     88.22               100.00             No MI
RICHARDSON                   159,000.00                      159,000.00                     80.00               100.00             No MI
MESQUITE                      92,000.00                       92,000.00                    100.00               100.00             No MI
MESQUITE                      96,000.00                       96,000.00                    100.00               100.00             No MI
MESQUITE                     230,000.00                      230,000.00                    100.00               100.00             No MI
FORT WORTH                    85,000.00                       85,000.00                    100.00               100.00             No MI
DELIGHT                       80,000.00                       80,000.00                    100.00               100.00             No MI
MEMPHIS                      127,000.00                      127,000.00                    100.00               100.00             No MI
WELCH                         89,000.00                       89,000.00                    100.00               100.00             No MI
PARIS                         95,000.00                       95,000.00                    100.00               100.00             No MI
FATE                         163,000.00                      163,000.00                    100.00               100.00             No MI
SOUTHAVEN                    302,000.00                      302,000.00                     85.00               100.00             No MI
FLINT                        114,000.00                      114,000.00                    100.00               100.00             No MI
WHITEHOUSE                   104,000.00                      104,000.00                    100.00               100.00             No MI
GARLAND                      104,000.00                      104,000.00                    100.00               100.00             No MI
FATE                         158,000.00                      158,000.00                    100.00               100.00             No MI
ALVIN                        100,000.00                      100,000.00                    100.00               100.00             No MI
LAREDO                       134,500.00                      134,500.00                    100.00               100.00             No MI
INOLA                        110,000.00                      110,000.00                    100.00               100.00             No MI
AZLE                         150,000.00                      150,000.00                     80.00               100.00             No MI
MERCEDES                     163,000.00                      163,000.00                     61.35                61.35             No MI
ARLINGTON                    110,000.00                      110,000.00                    100.00               100.00             No MI
DUMAS                         71,000.00                       71,000.00                    100.00               100.00             No MI
WINNSBORO                     85,500.00                       85,500.00                     85.00                85.00             No MI
ARLINGTON                    320,000.00                      320,000.00                     59.69                59.69             No MI
SANGER                        98,000.00                       98,000.00                    100.00               100.00             No MI
SAND SPRINGS                  76,000.00                       76,000.00                    100.00               100.00             No MI
ODESSA                       145,000.00                      145,000.00                    100.00               100.00             No MI
WYLIE                        153,000.00                      153,000.00                     79.93                79.93             No MI
WEATHERFORD                   87,000.00                       87,000.00                    100.00               100.00             No MI
WATAUGA                      104,000.00                      104,000.00                    100.00               100.00             No MI
LITTLE ROCK                   81,000.00                       81,000.00                    100.00               100.00             No MI
LEXINGTON                     94,000.00                       94,000.00                    100.00               100.00             No MI
MESQUITE                      99,500.00                       99,500.00                    100.00               100.00             No MI
GRAPEVINE                    216,000.00                      216,000.00                     80.00               100.00             No MI
EL PASO                      242,000.00                      242,000.00                     85.00               100.00             No MI
WOLFFORTH                    179,500.00                      179,500.00                     85.00               100.00             No MI
MOUNDS                        75,000.00                       75,000.00                    100.00               100.00             No MI
FORT WORTH                   165,000.00                      165,000.00                    100.00               100.00             No MI
ALLEN                        100,000.00                      100,000.00                    100.00               100.00             No MI
DALLAS                       104,000.00                      104,000.00                    100.00               100.00             No MI
JACKSON                       51,000.00                       51,000.00                    100.00               100.00             No MI
BURNET                       530,000.00                      530,000.00                     52.83                52.83             No MI
FRISCO                       244,000.00                      244,000.00                     95.00                95.00             No MI
OLIVE BRANCH                 154,000.00                      154,000.00                    100.00               100.00             No MI
HOUSTON                      131,000.00                      131,000.00                    100.00               100.00             No MI
CEDAR HILL                   111,000.00                      111,000.00                    100.00               100.00             No MI
SEAGOVILLE                   129,000.00                      129,000.00                    100.00               100.00             No MI
BOLIVAR                       72,000.00                       72,000.00                    100.00               100.00             No MI
TULSA                         85,000.00                       85,000.00                    100.00               100.00             No MI
HORIZON CITY                  74,000.00                       74,000.00                    100.00               100.00             No MI
KATY                         145,000.00                      145,000.00                     90.00                90.00             No MI
SUNSET                       119,000.00                      119,000.00                    100.00               100.00             No MI
CLEBURNE                     132,000.00                      132,000.00                     90.00                90.00             No MI
JACKSON                       74,000.00                       74,000.00                     80.00                80.00             No MI
SHERMAN                      136,000.00                      136,000.00                    100.00               100.00             No MI
CHATTANOOGA                   77,000.00                       77,000.00                     95.00                95.00             No MI
FRISCO                       370,000.00                      370,000.00                     83.61                83.61             No MI
FORNEY                       147,000.00                      147,000.00                    100.00               100.00             No MI
EL PASO                       77,000.00                       77,000.00                    100.00               100.00             No MI
FORT WORTH                    83,000.00                       83,000.00                    100.00               100.00             No MI
EL PASO                      120,000.00                      120,000.00                    100.00               100.00             No MI
MESQUITE                     123,000.00                      123,000.00                    100.00               100.00             No MI
BEAUMONT                     140,000.00                      140,000.00                    100.00               100.00             No MI
MEMPHIS                      169,000.00                      169,000.00                    100.00               100.00             No MI
FORT WORTH                   124,000.00                      124,000.00                    100.00               100.00             No MI
TULSA                        124,000.00                      124,000.00                    100.00               100.00             No MI
CADDO MILLS                  135,000.00                      135,000.00                    100.00               100.00             No MI
BURLESON                      88,000.00                       88,000.00                    100.00               100.00             No MI
GRAND PRAIRIE                 84,000.00                       84,000.00                     95.00                95.00             No MI
TULSA                         72,000.00                       72,000.00                    100.00               100.00             No MI
ROWLETT                      110,000.00                      110,000.00                    100.00               100.00             No MI
HICKORY VALLEY                83,000.00                       83,000.00                    100.00               100.00             No MI
GRANBURY                     530,000.00                      530,000.00                     79.25                79.25             No MI
DALLAS                       146,000.00                      146,000.00                    100.00               100.00             No MI
PLANO                        162,000.00                      162,000.00                     80.00               100.00             No MI
PLANO                        162,000.00                      162,000.00                    100.00               100.00             No MI
GRAND PRAIRIE                215,000.00                      215,000.00                    100.00               100.00             No MI
COVINGTON                     97,000.00                       97,000.00                    100.00               100.00             No MI
FORT WORTH                    75,000.00                       75,000.00                    100.00               100.00             No MI
EL PASO                      170,000.00                      170,000.00                     90.00                90.00             No MI
LAGO VISTA                   255,000.00                      255,000.00                     95.00                95.00             No MI
BROWNSVILLE                   79,000.00                       79,000.00                    100.00               100.00             No MI
LUBBOCK                      135,000.00                      135,000.00                     85.00               100.00             No MI
LUBBOCK                      135,000.00                      135,000.00                    100.00               100.00             No MI
ANNA                         118,000.00                      118,000.00                    100.00               100.00             No MI
BOLIVAR                       80,000.00                       80,000.00                    100.00               100.00             No MI
HUMBOLDT                      64,000.00                       64,000.00                    100.00               100.00             No MI
ALEDO                        244,000.00                      244,000.00                     82.99                82.99             No MI
ARLINGTON                    120,000.00                      120,000.00                    100.00               100.00             No MI
COLLIERVILLE                 200,000.00                      200,000.00                     67.75                67.75             No MI
BOLIVAR                       66,500.00                       66,500.00                    100.00               100.00             No MI
HEARTLAND                    103,000.00                      103,000.00                    100.00               100.00             No MI
MIDDLETON                     51,000.00                       51,000.00                    100.00               100.00             No MI
FORT WORTH                   125,000.00                      125,000.00                    100.00               100.00             No MI
RENOVA                       107,000.00                      107,000.00                    100.00               100.00             No MI
MESQUITE                     130,000.00                      130,000.00                     85.00               100.00             No MI
MESQUITE                     130,000.00                      130,000.00                    100.00               100.00             No MI
MULVANE                      106,500.00                      106,500.00                     99.20                99.20             No MI
WHITWELL                     100,000.00                      100,000.00                    100.00               100.00             No MI
HUTCHINSON                    98,000.00                       98,000.00                    100.00               100.00             No MI
LEWISVILLE                   116,500.00                      116,500.00                    100.00               100.00             No MI
CARROLLTON                   132,000.00                      132,000.00                    100.00               100.00             No MI
LOUISVILLE                   105,000.00                      105,000.00                    100.00               100.00             No MI
TULSA                        126,000.00                      126,000.00                    100.00               100.00             No MI
HORIZON CITY                  98,000.00                       98,000.00                    100.00               100.00             No MI
HORIZON CITY                  86,000.00                       86,000.00                    100.00               100.00             No MI
AUSTIN                       248,000.00                      248,000.00                     90.00                90.00             No MI
LONGVIEW                     310,000.00                      310,000.00                    100.00               100.00             No MI
HOUSTON                      135,000.00                      135,000.00                    100.00               100.00             No MI
CANYON LAKE                  222,500.00                      222,500.00                    100.00               100.00             No MI
ABILENE                       53,000.00                       53,000.00                    100.00               100.00             No MI
ANAHUAC                       63,000.00                       63,000.00                     90.00                90.00             No MI
MIDLAND                       68,000.00                       68,000.00                    100.00               100.00             No MI
HOUSTON                      181,000.00                      181,000.00                    100.00               100.00             No MI
PASADENA                     119,000.00                      119,000.00                    100.00               100.00             No MI
PASADENA                     105,500.00                      105,500.00                    100.00               100.00             No MI
HOCKLEY                       95,000.00                       95,000.00                    100.00               100.00             No MI
BEAUMONT                     114,000.00                      114,000.00                    100.00               100.00             No MI
COLUMBIA                      96,000.00                       96,000.00                    100.00               100.00             No MI
AUSTIN                       540,000.00                      540,000.00                     80.00               100.00             No MI
HOUSTON                      127,000.00                      127,000.00                    100.00               100.00             No MI
BEAUMONT                      94,000.00                       94,000.00                    100.00               100.00             No MI
HOUSTON                      113,000.00                      113,000.00                    100.00               100.00             No MI
PASADENA                     137,000.00                      137,000.00                    100.00               100.00             No MI
SAN ANTONIO                   64,000.00                       64,000.00                    100.00               100.00             No MI
HOUSTON                       99,000.00                       99,000.00                    100.00               100.00             No MI
HOUSTON                      115,690.00                      115,690.00                    100.00               100.00             No MI
DUBLIN                        81,000.00                       81,000.00                    100.00               100.00             No MI
HUMBLE                       180,000.00                      180,000.00                     80.00               100.00             No MI
GALENA PARK                   79,000.00                       79,000.00                     80.00               100.00             No MI
HOUSTON                       71,000.00                       71,000.00                    100.00               100.00             No MI
CYPRESS                      133,730.00                      133,730.00                     85.00               100.00             No MI
HUMBLE                       126,000.00                      126,000.00                    100.00               100.00             No MI
SAN ANTONIO                  127,500.00                      127,500.00                    100.00               100.00             No MI
MCALLEN                       93,000.00                       93,000.00                     95.00                95.00             No MI
PHARR                        227,000.00                      227,000.00                     80.00               100.00             No MI
PHARR                        227,000.00                      227,000.00                    100.00               100.00             No MI
AUSTIN                       130,000.00                      130,000.00                     80.00               100.00             No MI
AUSTIN                       130,000.00                      130,000.00                    100.00               100.00             No MI
KATY                         134,000.00                      134,000.00                     85.00                85.00             No MI
LEAGUE CITY                   95,000.00                       95,000.00                    100.00               100.00             No MI
WACO                          70,000.00                       70,000.00                    100.00               100.00             No MI
MONTGOMERY                   170,000.00                      170,000.00                    100.00               100.00             No MI
CROCKETT                     125,000.00                      125,000.00                     85.00               100.00             No MI
CROCKETT                     125,000.00                      125,000.00                    100.00               100.00             No MI
SAN JUAN                      75,000.00                       75,000.00                    100.00               100.00             No MI
HOUSTON                      154,000.00                      154,000.00                     94.81                94.81             No MI
HOUSTON                      100,000.00                      100,000.00                    100.00               100.00             No MI
MONTGOMERY                   150,000.00                      150,000.00                    100.00               100.00             No MI
RICHMOND                     298,000.00                      298,000.00                     80.00               100.00             No MI
MISSOURI CITY                168,500.00                      168,500.00                    100.00               100.00             No MI
SUGAR LAND                   562,000.00                      562,000.00                     80.00                80.00             No MI
KILLEEN                       74,000.00                       74,000.00                    100.00               100.00             No MI
MCALLEN                      172,000.00                      172,000.00                     80.00                90.12             No MI
HOUSTON                       75,000.00                       75,000.00                    100.00               100.00             No MI
HITCHCOCK                     81,000.00                       81,000.00                     80.00               100.00             No MI
HITCHCOCK                     81,000.00                       81,000.00                    100.00               100.00             No MI
SAN ANTONIO                  155,000.00                      155,000.00                     80.00                80.00             No MI
HUFFMAN                      221,000.00                      221,000.00                     80.00               100.00             No MI
WHITESBORO                   146,500.00                      146,500.00                    100.00               100.00             No MI
ROUND ROCK                   118,000.00                      118,000.00                     80.00                80.00             No MI
LINDALE                      245,000.00                      245,000.00                     85.00               100.00             No MI
HOUSTON                       97,000.00                       97,000.00                    100.00               100.00             No MI
HOUSTON                      238,000.00                      238,000.00                    100.00               100.00             No MI
HOUSTON                       54,000.00                       54,000.00                    100.00               100.00             No MI
CLEVELAND                     89,900.00                       89,900.00                     80.00               100.00             No MI
CLEVELAND                     89,900.00                       89,900.00                    100.00               100.00             No MI
ROUND ROCK                   335,000.00                      335,000.00                     80.00               100.00             No MI
HOUSTON                      150,000.00                      150,000.00                    100.00               100.00             No MI
AUSTIN                       126,000.00                      126,000.00                     80.00               100.00             No MI
EL PASO                       87,000.00                       87,000.00                    100.00               100.00             No MI
PORTER                       113,000.00                      113,000.00                     65.00                65.00             No MI
WAXAHACHIE                   143,000.00                      143,000.00                    100.00               100.00             No MI
CYPRESS                      122,000.00                      122,000.00                    100.00               100.00             No MI
HOUSTON                      116,000.00                      116,000.00                     85.00               100.00             No MI
HOUSTON                      116,000.00                      116,000.00                    100.00               100.00             No MI
SILSBEE                       92,000.00                       92,000.00                    100.00               100.00             No MI
ROSENBERG                    251,500.00                      251,500.00                    100.00               100.00             No MI
LONGVIEW                     143,000.00                      143,000.00                    100.00               100.00             No MI
CANYON LAKE                  220,000.00                      220,000.00                     80.00               100.00             No MI
CEDAR PARK                   390,000.00                      390,000.00                     79.49                79.49             No MI
HOUSTON                      260,000.00                      260,000.00                     82.92               100.00             No MI
HUMBLE                       259,000.00                      259,000.00                     80.00               100.00             No MI
ORANGE                        74,000.00                       74,000.00                    100.00               100.00             No MI
DALLAS                        85,000.00                       85,000.00                     80.00               100.00             No MI
DALLAS                        85,000.00                       85,000.00                    100.00               100.00             No MI
LAREDO                       133,500.00                      133,500.00                     80.00                82.00             No MI
SEALY                        179,900.00                      179,900.00                     80.00               100.00             No MI
BAYTOWN                      160,000.00                      160,000.00                     95.00                95.00             No MI
KATY                         118,900.00                      118,900.00                     80.00               100.00             No MI
MISSOURI CITY                125,000.00                      125,000.00                    100.00               100.00             No MI
LA PORTE                     203,000.00                      203,000.00                     80.00               100.00             No MI
HUMBLE                       174,000.00                      174,000.00                    100.00               100.00             No MI
LEANDER                       90,000.00                       90,000.00                     80.00                80.00             No MI
CYPRESS                      140,000.00                      140,000.00                     80.00               100.00             No MI
HOUSTON                      142,000.00                      142,000.00                     60.00                60.00             No MI
DAYTON                       215,000.00                      215,000.00                    100.00               100.00             No MI
THE WOODLANDS                346,500.00                      346,500.00                     85.00               100.00             No MI
BROWNSVILLE                   84,000.00                       84,000.00                    100.00               100.00             No MI
KYLE                         220,000.00                      220,000.00                    100.00               100.00             No MI
CORSICANA                     77,000.00                       77,000.00                    100.00               100.00             No MI
HUTTO                        250,000.00                      250,000.00                     80.00               100.00             No MI
PEARLAND                     360,000.00                      360,000.00                     80.00               100.00             No MI
HOUSTON                      137,000.00                      137,000.00                    100.00               100.00             No MI
HUMBLE                       247,000.00                      247,000.00                    100.00               100.00             No MI
DICKINSON                     69,000.00                       69,000.00                    100.00               100.00             No MI
PEARLAND                     139,000.00                      139,000.00                     80.00                95.00             No MI
PEARLAND                     139,000.00                      139,000.00                     95.00                95.00             No MI
BAYTOWN                      219,000.00                      219,000.00                    100.00               100.00             No MI
SAGINAW                      120,500.00                      120,500.00                    100.00               100.00             No MI
MESQUITE                     195,000.00                      195,000.00                    100.00               100.00             No MI
BOLIVAR                      158,000.00                      158,000.00                    100.00               100.00             No MI
OTTUMWA                       87,000.00                       87,000.00                    100.00               100.00             No MI
MARSHALLTOWN                 110,000.00                      110,000.00                    100.00               100.00             No MI
WYLIE                        152,000.00                      152,000.00                    100.00               100.00             No MI
HAYS                         136,000.00                      136,000.00                    100.00               100.00             No MI
GRINNELL                     114,000.00                      114,000.00                    100.00               100.00             No MI
ALLEN                        210,000.00                      210,000.00                    100.00               100.00             No MI
IOWA CITY                     87,000.00                       87,000.00                    100.00               100.00             No MI
FREEMONT                     190,000.00                      190,000.00                    100.00               100.00             No MI
NORFOLK                      270,000.00                      270,000.00                     98.15                98.15             No MI
HOUSTON                       94,000.00                       94,000.00                    100.00               100.00             No MI
LUFKIN                        89,000.00                       89,000.00                    100.00               100.00             No MI
LEAGUE CITY                  124,500.00                      124,500.00                    100.00               100.00             No MI
TYLER                        140,000.00                      140,000.00                     85.00                85.00             No MI
KANSAS CITY                   95,000.00                       95,000.00                     95.00                95.00             No MI
SOUTH HOUSTON                 65,000.00                       65,000.00                    100.00               100.00             No MI
LAREDO                       160,000.00                      160,000.00                     85.00               100.00             No MI
HOUSTON                      133,000.00                      133,000.00                    100.00               100.00             No MI
SUGAR LAND                   398,000.00                      398,000.00                    100.00               100.00             No MI
HOUSTON                      135,000.00                      135,000.00                    100.00               100.00             No MI
HOUSTON                      134,000.00                      134,000.00                    100.00               100.00             No MI
CROSBY                        93,000.00                       93,000.00                     90.00                90.00             No MI
HOUSTON                       85,000.00                       85,000.00                    100.00               100.00             No MI
HIGHLANDS                     79,000.00                       79,000.00                     96.90                96.90             No MI
HOUSTON                      208,000.00                      208,000.00                    100.00               100.00             No MI
VIDOR                        125,000.00                      125,000.00                    100.00               100.00             No MI
HOUSTON                      127,000.00                      127,000.00                    100.00               100.00             No MI
LAKE CHARLES                  70,000.00                       70,000.00                    100.00               100.00             No MI
LUMBERTON                    138,000.00                      138,000.00                    100.00               100.00             No MI
SAN JUAN                     121,000.00                      121,000.00                    100.00               100.00             No MI
WACO                          65,000.00                       65,000.00                    100.00               100.00             No MI
KARNACK                       89,900.00                       89,900.00                    100.00               100.00             No MI
HORIZON                       94,200.00                       94,200.00                    100.00               100.00             No MI
HOUSTON                      155,000.00                      155,000.00                    100.00               100.00             No MI
CEDAR PARK                   160,000.00                      160,000.00                     90.00                90.00             No MI
HOUSTON                      117,000.00                      117,000.00                    100.00               100.00             No MI
BAYTOWN                      129,000.00                      129,000.00                     84.13                84.13             No MI
CHANNELVIEW                  105,000.00                      105,000.00                     85.00                85.00             No MI
SAN ANTONIO                   72,080.00                       72,080.00                    100.00               100.00             No MI
MANOR                         96,000.00                       96,000.00                    100.00               100.00             No MI
FORT WORTH                   172,000.00                      172,000.00                     90.12                90.12             No MI
LEAGUE CITY                  320,000.00                      320,000.00                     81.27                81.27             No MI
SILSBEE                       73,600.00                       73,600.00                    100.00               100.00             No MI
SAN JUAN                      82,000.00                       82,000.00                    100.00               100.00             No MI
WILLIS                       163,000.00                      163,000.00                    100.00               100.00             No MI
HEMPSTEAD                    185,000.00                      185,000.00                    100.00               100.00             No MI
SAN ANTONIO                   80,000.00                       80,000.00                    100.00               100.00             No MI
HUMBLE                        72,000.00                       72,000.00                    100.00               100.00             No MI
HOUSTON                      126,000.00                      126,000.00                    100.00               100.00             No MI
HUMBLE                       101,000.00                      101,000.00                    100.00               100.00             No MI
RIO GRANDE CITY              102,000.00                      102,000.00                     95.00                95.00             No MI
LYTLE                        276,000.00                      276,000.00                     80.00                80.00             No MI
HOUSTON                      128,000.00                      128,000.00                    100.00               100.00             No MI
TOMBALL                      139,000.00                      139,000.00                    100.00               100.00             No MI
RICHMOND                     226,000.00                      226,000.00                     79.20                79.20             No MI
AUSTIN                       113,000.00                      113,000.00                    100.00               100.00             No MI
BROWNSVILLE                   83,000.00                       83,000.00                    100.00               100.00             No MI
HOUSTON                      106,000.00                      106,000.00                    100.00               100.00             No MI
CROSBY                       359,000.00                      359,000.00                    100.00               100.00             No MI
HOUSTON                      108,000.00                      108,000.00                    100.00               100.00             No MI
VICTORIA                     115,000.00                      115,000.00                    100.00               100.00             No MI
SAN ANTONIO                  155,000.00                      155,000.00                     85.00               100.00             No MI
SAN ANTONIO                  155,000.00                      155,000.00                    100.00               100.00             No MI
ROSENBERG                    168,000.00                      168,000.00                    100.00               100.00             No MI
BROWNSVILLE                  108,000.00                      108,000.00                    100.00               100.00             No MI
HOUSTON                      112,500.00                      112,500.00                    100.00               100.00             No MI
SAN JUAN                      94,000.00                       94,000.00                     99.57                99.57             No MI
NEW CANEY                    210,000.00                      210,000.00                    100.00               100.00             No MI
HOUSTON                       85,000.00                       85,000.00                    100.00               100.00             No MI
HOUSTON                      120,000.00                      120,000.00                    100.00               100.00             No MI
BAYTOWN                       67,000.00                       67,000.00                    100.00               100.00             No MI
BROWNSVILLE                  164,000.00                      164,000.00                     85.61                85.61             No MI
LA PORTE                      65,000.00                       65,000.00                    100.00               100.00             No MI
LEWISVILLE                   134,000.00                      134,000.00                    100.00               100.00             No MI
HORIZON                       96,500.00                       96,500.00                    100.00               100.00             No MI
HOUSTON                      140,000.00                      140,000.00                    100.00               100.00             No MI
HOUSTON                       70,000.00                       70,000.00                    100.00               100.00             No MI
VICTORIA                      80,000.00                       80,000.00                    100.00               100.00             No MI
HOUSTON                       75,000.00                       75,000.00                    100.00               100.00             No MI
HOUSTON                      200,000.00                      200,000.00                     95.00                95.00             No MI
MAGNOLIA                     153,000.00                      153,000.00                    100.00               100.00             No MI
AUSTIN                        61,000.00                       61,000.00                    100.00               100.00             No MI
HOUSTON                      145,000.00                      145,000.00                     90.00                90.00             No MI
AUSTIN                       265,000.00                      265,000.00                     80.00               100.00             No MI
AUSTIN                       265,000.00                      265,000.00                    100.00               100.00             No MI
SPRING                       205,000.00                      205,000.00                    100.00               100.00             No MI
HOUSTON                      155,000.00                      155,000.00                    100.00               100.00             No MI
SPRING                       266,900.00                      266,900.00                    100.00               100.00             No MI
HOUSTON                       93,000.00                       93,000.00                    100.00               100.00             No MI
CYPRESS                      129,000.00                      129,000.00                    100.00               100.00             No MI
HOUSTON                      128,000.00                      128,000.00                     83.10                97.76             No MI
HOUSTON                      128,000.00                      128,000.00                     97.76                97.76             No MI
SPRING                       148,000.00                      148,000.00                    100.00               100.00             No MI
HUMBLE                       138,000.00                      138,000.00                     80.00               100.00             No MI
HUMBLE                       138,000.00                      138,000.00                    100.00               100.00             No MI
EDINBURG                     131,300.00                      131,300.00                    100.00               100.00             No MI
HOUSTON                      107,000.00                      107,000.00                    100.00               100.00             No MI
BAYTOWN                      207,000.00                      207,000.00                     80.00               100.00             No MI
HOUSTON                      111,000.00                      111,000.00                    100.00               100.00             No MI
DONNA                         69,400.00                       69,400.00                    100.00               100.00             No MI
EDINBURG                     181,100.00                      181,100.00                     85.00               100.00             No MI
HOUSTON                      226,000.00                      226,000.00                     80.00               100.00             No MI
FRESNO                       117,000.00                      117,000.00                    100.00               100.00             No MI
SAN ANTONIO                   86,000.00                       86,000.00                     80.00                80.00             No MI
SAN ANTONIO                   90,000.00                       90,000.00                    100.00               100.00             No MI
HOPKINS                      130,500.00                      130,500.00                    100.00               100.00             No MI
BAYTOWN                      101,000.00                      101,000.00                    100.00               100.00             No MI
KATY                         110,000.00                      110,000.00                    100.00               100.00             No MI
PENITAS                      126,000.00                      126,000.00                     85.00               100.00             No MI
SEA BROOK                    439,000.00                      439,000.00                     80.00               100.00             No MI
PENITAS                      126,000.00                      126,000.00                    100.00               100.00             No MI
SAN ANTONIO                   93,000.00                       93,000.00                    100.00               100.00             No MI
PFLUGERVILLE                 268,000.00                      268,000.00                     80.00               100.00             No MI
PENITAS                       84,000.00                       84,000.00                     79.05                79.05             No MI
EDINBURG                     375,000.00                      375,000.00                     98.07                98.07             No MI
KINGWOOD                     111,000.00                      111,000.00                     80.00               100.00             No MI
SPRING                       142,000.00                      142,000.00                    100.00               100.00             No MI
HOUSTON                       99,000.00                       99,000.00                    100.00               100.00             No MI
VIDOR                        200,000.00                      200,000.00                     80.00               100.00             No MI
WINNIE                       100,000.00                      100,000.00                    100.00               100.00             No MI
GRANADA HILLS                650,000.00                      650,000.00                     85.00               100.00             No MI
LAKE ELSINORE                555,000.00                      555,000.00                     94.95                94.95             No MI
GRANADA HILLS                621,000.00                      621,000.00                    100.00               100.00             No MI
HESPERIA                     295,000.00                      295,000.00                    100.00               100.00             No MI
RESEDA AREA                  560,000.00                      560,000.00                    100.00               100.00             No MI
SUN VALLEY                   600,000.00                      600,000.00                    100.00               100.00             No MI
MORENO VALLEY                437,000.00                      437,000.00                    100.00               100.00             No MI
SOUTH GATE                   435,000.00                      435,000.00                     98.85                98.85             No MI
LOS ANGELES                  535,000.00                      535,000.00                     80.00               100.00             No MI
RIVERSIDE                    395,000.00                      395,000.00                    100.00               100.00             No MI
DESERT HOT SPRI              225,000.00                      225,000.00                     80.00                90.00             No MI
DESERT HOT SPRI              225,000.00                      225,000.00                     90.00                90.00             No MI
LA PUENTE                    542,000.00                      542,000.00                     95.00                95.00             No MI
COSTA MESA                   680,000.00                      680,000.00                     90.00               100.00             No MI
COSTA MESA                   680,000.00                      680,000.00                    100.00               100.00             No MI
LAS VEGAS                    305,000.00                      305,000.00                     90.00                90.00             No MI
SUGARLOAF                    215,000.00                      215,000.00                    100.00               100.00             No MI
REDLANDS                     374,000.00                      374,000.00                    100.00               100.00             No MI
SANTA ANA                    660,000.00                      660,000.00                    100.00               100.00             No MI
SAN BERNARDINO               305,000.00                      305,000.00                     90.00               100.00             No MI
HIGHLAND                     500,000.00                      500,000.00                     85.00                85.00             No MI
LOS ANGELES                  395,000.00                      395,000.00                     90.00                90.00             No MI
FONTANA                      362,000.00                      362,000.00                    100.00               100.00             No MI
SANTA CRUZ                 1,450,000.00                    1,450,000.00                     68.97                68.97             No MI
BAKERSFIELD                  270,000.00                      270,000.00                    100.00               100.00             No MI
FONTANA AREA                 415,000.00                      415,000.00                    100.00               100.00             No MI
EL MONTE                     330,000.00                      330,000.00                    100.00               100.00             No MI
WESTMINSTER                  670,000.00                      670,000.00                     85.00               100.00             No MI
FONTANA                      752,000.00                      752,000.00                     90.00                90.00             No MI
GARDEN GROVE                 460,000.00                      460,000.00                    100.00               100.00             No MI
MORENO VALLEY                375,000.00                      375,000.00                    100.00               100.00             No MI
LONG BEACH                   670,000.00                      670,000.00                    100.00               100.00             No MI
RIALTO                       340,000.00                      340,000.00                    100.00               100.00             No MI
NUEVO                        630,000.00                      630,000.00                     92.52                92.52             No MI
BAKERSFIELD                  163,000.00                      163,000.00                     30.67                30.67             No MI
LOS ANGELES                  700,000.00                      700,000.00                    100.00               100.00             No MI
PERRIS                       405,000.00                      405,000.00                     95.00                95.00             No MI
ONTARIO                      445,000.00                      445,000.00                     89.89                89.89             No MI
RIVERSIDE AREA               463,000.00                      463,000.00                     95.00                95.00             No MI
HESPERIA                     380,000.00                      380,000.00                    100.00               100.00             No MI
ANAHEIM                      635,000.00                      635,000.00                    100.00               100.00             No MI
SANTA ANA                    330,000.00                      330,000.00                     80.00               100.00             No MI
MONROVIA                     950,000.00                      950,000.00                     90.00                90.00             No MI
CORONA                       500,000.00                      500,000.00                     53.80                53.80             No MI
LOS ANGELES                  850,000.00                      850,000.00                     60.00                60.00             No MI
SANTA ROSA BEAC              360,000.00                      360,000.00                     85.00                85.00             No MI
LOS ANGELES                  656,000.00                      656,000.00                     80.00                95.00             No MI
DOWNEY                       680,000.00                      680,000.00                     68.38                68.38             No MI
RICHMOND                     400,000.00                      400,000.00                     80.00               100.00             No MI
SAN DIEGO                    390,000.00                      390,000.00                     80.00               100.00             No MI
SAN DIEGO                    570,000.00                      570,000.00                     80.00                80.00             No MI
TEMECULA                     378,000.00                      378,000.00                    100.00               100.00             No MI
CATHEDRAL CITY               240,000.00                      240,000.00                     68.33                68.33             No MI
HUNTINGTON BEAC              550,000.00                      550,000.00                     93.64                93.64             No MI
HIDDEN HILLS               2,723,500.00                    2,723,500.00                     24.78                24.78             No MI
ESCONDIDO                    650,000.00                      650,000.00                     78.46                78.46             No MI
DESERT HOT SPRI              295,000.00                      295,000.00                     85.00               100.00             No MI
HEBER                        300,000.00                      300,000.00                    100.00               100.00             No MI
CHULA VISTA                  475,000.00                      475,000.00                     74.74                74.74             No MI
BRAWLEY                      384,000.00                      384,000.00                     80.00               100.00             No MI
CONWAY                       172,000.00                      172,000.00                    100.00               100.00             No MI
ROCKFORD                     272,000.00                      272,000.00                     90.00                90.00             No MI
LOS ANGELES                  480,000.00                      480,000.00                    100.00               100.00             No MI
LOS ANGELES                  596,000.00                      596,000.00                     90.00               100.00             No MI
LOS ANGELES                  596,000.00                      596,000.00                    100.00               100.00             No MI
CHICAGO                      105,000.00                      105,000.00                    100.00               100.00             No MI
NORTHRIDGE AREA              560,000.00                      560,000.00                    100.00               100.00             No MI
SANTA ANA                    650,000.00                      650,000.00                    100.00               100.00             No MI
APPLE VALLEY AR              349,000.00                      349,000.00                    100.00               100.00             No MI
LAKEPORT                     810,000.00                      810,000.00                     80.00               100.00             No MI
SURPRISE                     340,000.00                      340,000.00                     93.79                93.79             No MI
BAKERSFIELD                  218,000.00                      218,000.00                    100.00               100.00             No MI
BLOOMINGTON ARE              520,000.00                      520,000.00                    100.00               100.00             No MI
ANAHEIM                      480,000.00                      480,000.00                    100.00               100.00             No MI
SAN DIEGO                    450,000.00                      450,000.00                    100.00               100.00             No MI
APPLE VALLEY                 325,000.00                      325,000.00                     95.00                95.00             No MI
OCEANSIDE                    584,000.00                      584,000.00                     80.00               100.00             No MI
YUBA CITY                    343,000.00                      343,000.00                    100.00               100.00             No MI
SUN CITY                     375,000.00                      375,000.00                     94.00                94.00             No MI
CARLSBAD                     416,000.00                      416,000.00                    100.00               100.00             No MI
SAN DIEGO                    302,500.00                      302,500.00                     85.00               100.00             No MI
SAN YSIDRO                   275,000.00                      275,000.00                    100.00               100.00             No MI
MURRIETA                     465,000.00                      465,000.00                    100.00               100.00             No MI
SAN DIEGO                    450,000.00                      450,000.00                     80.00                80.00             No MI
EL CAJON                     465,000.00                      465,000.00                     80.00               100.00             No MI
EL CAJON                     465,000.00                      465,000.00                    100.00               100.00             No MI
SAN DIEGO                    642,000.00                      642,000.00                     80.00               100.00             No MI
SAN DIEGO                    499,000.00                      499,000.00                     89.48                89.48             No MI
SHASTA LAKE                  230,000.00                      230,000.00                     62.89                98.44             No MI
PALM DESERT                  850,000.00                      850,000.00                     80.00                80.00             No MI
OCEANSIDE                    685,000.00                      685,000.00                    100.00               100.00             No MI
YUCAIPA                      975,000.00                      975,000.00                     73.08                73.08             No MI
ORANGEVALE                   285,000.00                      285,000.00                    100.00               100.00             No MI
OLIVEHURST                   232,000.00                      232,000.00                    100.00               100.00             No MI
RANCHO MURIETA               790,000.00                      790,000.00                     90.00               100.00             No MI
SAN DIEGO                    437,000.00                      437,000.00                    100.00               100.00             No MI
MURRIETA                     410,000.00                      410,000.00                     95.00                95.00             No MI
HEBER                        377,000.00                      377,000.00                     90.00                90.00             No MI
ORANGE                       554,000.00                      554,000.00                     90.00                90.00             No MI
SAN DIEGO                    720,000.00                      720,000.00                     77.57                99.97             No MI
VIRGINIA CITY H              550,000.00                      550,000.00                     85.00                85.00             No MI
RANCHO MIRAGE                700,000.00                      700,000.00                     90.00               100.00             No MI
SAN JACINTO                  370,000.00                      370,000.00                     90.00                90.00             No MI
THOUSAND OAKS                725,000.00                      725,000.00                     98.62                98.62             No MI
NORTH HIGHLANDS              247,000.00                      247,000.00                     90.00                90.00             No MI
SAN DIEGO                    700,000.00                      700,000.00                     80.00                99.43             No MI
HEBER                        415,000.00                      415,000.00                     80.00                80.00             No MI
SAN DIEGO                    601,000.00                      601,000.00                     80.00               100.00             No MI
SAN LORENZO                  535,000.00                      535,000.00                    100.00               100.00             No MI
COUPEVILLE                   725,000.00                      725,000.00                     73.66                73.66             No MI
LA QUINTA                    750,000.00                      750,000.00                     76.00                76.00             No MI
BENICIA                      575,000.00                      575,000.00                    100.00               100.00             No MI
SACRAMENTO                   311,900.00                      311,900.00                    100.00               100.00             No MI
SAN DIEGO                    652,000.00                      652,000.00                     80.00               100.00             No MI
SOLANA BEACH                 900,000.00                      900,000.00                     83.33                83.33             No MI
HEMET                        385,000.00                      385,000.00                     90.00                90.00             No MI
ALISO VIEJO                  550,000.00                      550,000.00                     80.00                80.00             No MI
MENIFEE                      634,000.00                      634,000.00                     85.00               100.00             No MI
MENIFEE                      634,000.00                      634,000.00                    100.00               100.00             No MI
INDIO                        500,000.00                      500,000.00                     64.00                64.00             No MI
SALINAS                    1,175,000.00                    1,175,000.00                     76.60                76.60             No MI
CHULA VISTA                  730,000.00                      730,000.00                     90.00                90.00             No MI
BERKELEY                     270,000.00                      270,000.00                     85.00                85.00             No MI
3443 MADISON AV              765,000.00                      765,000.00                     80.00                95.00             No MI
SACRAMENTO                   515,000.00                      515,000.00                     79.61                79.61             No MI
SAN JOSE                     710,000.00                      710,000.00                     90.00                90.00             No MI
IMPERIAL BEACH               535,000.00                      535,000.00                     42.39                42.39             No MI
RIVERSIDE                    665,000.00                      665,000.00                     87.22                87.22             No MI
SAN JOSE                     710,000.00                      710,000.00                     80.00               100.00             No MI
SALIDA                       440,000.00                      440,000.00                     83.86                83.86             No MI
SAN DIEGO                    315,000.00                      315,000.00                     80.00               100.00             No MI
OAKDALE                      316,000.00                      316,000.00                     80.00               100.00             No MI
MATHER                       610,000.00                      610,000.00                     79.34                79.34             No MI
SACRAMENTO                   435,000.00                      435,000.00                     80.00               100.00             No MI
LINCOLN                      317,000.00                      317,000.00                     80.00               100.00             No MI
SOLANA BEACH                 880,000.00                      880,000.00                     80.00                80.00             No MI
STOCKTON                     367,000.00                      367,000.00                    100.00               100.00             No MI
SAN DIEGO                    640,000.00                      640,000.00                     95.00                95.00             No MI
SAN JOSE                     630,000.00                      630,000.00                    100.00               100.00             No MI
CHULA VISTA                  360,000.00                      360,000.00                     80.00               100.00             No MI
CHULA VISTA                  360,000.00                      360,000.00                    100.00               100.00             No MI
SAN JOSE                     750,000.00                      750,000.00                     80.00               100.00             No MI
SAN JOSE                     755,000.00                      755,000.00                    100.00               100.00             No MI
ANTIOCH                      830,000.00                      830,000.00                     85.00               100.00             No MI
HEBER                        340,000.00                      340,000.00                    100.00               100.00             No MI
LAKESIDE                     685,000.00                      685,000.00                     86.13                86.13             No MI
SIMI VALLEY                  696,000.00                      696,000.00                     50.29                50.29             No MI
HOFFMAN ESTATES              165,000.00                      165,000.00                    100.00               100.00             No MI
DETROIT                      115,000.00                      115,000.00                    100.00               100.00             No MI
MENAHGA                      185,000.00                      185,000.00                     85.00                85.00             No MI
DEKALB                       156,000.00                      156,000.00                     80.00                80.00             No MI
LOCKPORT                     218,000.00                      218,000.00                     85.00                97.25             No MI
OSWEGO                       160,000.00                      160,000.00                     85.00               100.00             No MI
HOUSTON                      101,000.00                      101,000.00                    100.00               100.00             No MI
GALVA                        230,000.00                      230,000.00                    100.00               100.00             No MI
IOLA                          84,000.00                       84,000.00                    100.00               100.00             No MI
COLLEGE STATION              131,750.00                      131,750.00                    100.00               100.00             No MI
STANTON                      465,000.00                      465,000.00                    100.00               100.00             No MI
DIAMOND BAR                  705,000.00                      705,000.00                     99.86                99.86             No MI
LAGUNA NIGUEL                390,000.00                      390,000.00                     90.00                90.00             No MI
MORENO VALLEY                440,000.00                      440,000.00                    100.00               100.00             No MI
ANAHEIM                      600,000.00                      600,000.00                     85.00               100.00             No MI
ONTARIO                      520,000.00                      520,000.00                     80.00               100.00             No MI
PERRIS                       370,000.00                      370,000.00                     80.00               100.00             No MI
INGLEWOOD                    358,000.00                      358,000.00                     80.00               100.00             No MI
INGLEWOOD                    358,000.00                      358,000.00                    100.00               100.00             No MI
FONTANA                      381,000.00                      381,000.00                     80.00               100.00             No MI
CORONA                       610,000.00                      610,000.00                     90.00                90.00             No MI
CORONA                       560,000.00                      560,000.00                     90.00                90.00             No MI
CASTAIC                      515,000.00                      515,000.00                    100.00               100.00             No MI
RIALTO                       400,000.00                      400,000.00                     43.75                43.75             No MI
EL CAJON                     452,000.00                      452,000.00                    100.00               100.00             No MI
LA HABRA                     590,000.00                      590,000.00                     73.39                73.39             No MI
NORTH HOLLYWOOD              610,000.00                      610,000.00                     80.00                80.00             No MI
PACOIMA                      525,000.00                      525,000.00                     80.00               100.00             No MI
PACOIMA                      540,000.00                      540,000.00                    100.00               100.00             No MI
SAN BERNARDINO               315,000.00                      315,000.00                     80.00               100.00             No MI
CORONA                       350,000.00                      350,000.00                    100.00               100.00             No MI
LAKE ELSINORE                470,000.00                      470,000.00                    100.00               100.00             No MI
BALTIMORE                    265,000.00                      265,000.00                    100.00               100.00             No MI
AURORA                       117,000.00                      117,000.00                    100.00               100.00             No MI
AURORA                       271,000.00                      271,000.00                    100.00               100.00             No MI
DENVER                       223,000.00                      223,000.00                    100.00               100.00             No MI
MONUMENT                     254,000.00                      254,000.00                     78.74                98.43             No MI
AURORA                       120,000.00                      120,000.00                    100.00               100.00             No MI
FARMINGTON                   217,000.00                      217,000.00                    100.00               100.00             No MI
STERLING                     144,600.00                      144,600.00                     94.20                94.20             No MI
DENVER                       105,000.00                      105,000.00                    100.00               100.00             No MI
COLORADO SPRING              179,000.00                      179,000.00                    100.00               100.00             No MI
AURORA                       120,000.00                      120,000.00                    100.00               100.00             No MI
CENTENNIAL                   242,000.00                      242,000.00                     85.00               100.00             No MI
DENVER                       175,000.00                      175,000.00                     90.00                90.00             No MI
DENVER                       157,000.00                      157,000.00                     90.00                90.00             No MI
DENVER                       233,000.00                      233,000.00                     88.84                88.84             No MI
WESTMINSTER                  213,000.00                      213,000.00                    100.00               100.00             No MI
CARBONDALE                   355,000.00                      355,000.00                     85.00               100.00             No MI
CASTLE ROCK                  230,000.00                      230,000.00                     85.00               100.00             No MI
CASTLE ROCK                  230,000.00                      230,000.00                    100.00               100.00             No MI
DENVER                       173,000.00                      173,000.00                    100.00               100.00             No MI
GREENWOOD VILLA              568,000.00                      568,000.00                     90.00                90.00             No MI
DENVER                       210,000.00                      210,000.00                     85.00               100.00             No MI
DENVER                       210,000.00                      210,000.00                    100.00               100.00             No MI
WESTMINSTER                  242,000.00                      242,000.00                    100.00               100.00             No MI
THORNTON                     170,000.00                      170,000.00                    100.00               100.00             No MI
GREELEY                      188,000.00                      188,000.00                     96.28                96.28             No MI
LITTLETON                    425,000.00                      425,000.00                     80.00                80.00             No MI
FORT LUPTON                  147,500.00                      147,500.00                    100.00               100.00             No MI
ENGLEWOOD                    200,000.00                      200,000.00                    100.00               100.00             No MI
DENVER                       135,000.00                      135,000.00                    100.00               100.00             No MI
GREELEY                      178,000.00                      178,000.00                    100.00               100.00             No MI
ALAMOSA                      130,500.00                      130,500.00                     80.00               100.00             No MI
ALAMOSA                      130,500.00                      130,500.00                    100.00               100.00             No MI
CHEYENNE                     137,000.00                      137,000.00                    100.00               100.00             No MI
CASTLE ROCK                  395,000.00                      395,000.00                     85.00                97.32             No MI
CARBONDALE                   399,000.00                      399,000.00                     90.00                90.00             No MI
DENVER                       180,000.00                      180,000.00                    100.00               100.00             No MI
LAS VEGAS                    295,000.00                      295,000.00                     90.00                90.00             No MI
GLENROCK                     143,000.00                      143,000.00                    100.00               100.00             No MI
EVANS                        145,000.00                      145,000.00                    100.00               100.00             No MI
PLAIN CITY                   362,000.00                      362,000.00                     85.00               100.00             No MI
COMMERCE CITY                175,000.00                      175,000.00                     85.00               100.00             No MI
AURORA                       330,000.00                      330,000.00                     90.00                90.00             No MI
PROVO                        110,000.00                      110,000.00                     79.09                79.09             No MI
BRIGHTON                     355,000.00                      355,000.00                     85.00               100.00             No MI
AURORA                       165,000.00                      165,000.00                    100.00               100.00             No MI
LONGMONT                     160,000.00                      160,000.00                    100.00               100.00             No MI
LITTLETON                    560,000.00                      560,000.00                     88.93                88.93             No MI
COLORADO SPRING              161,000.00                      161,000.00                     83.73                83.73             No MI
COMMERCE CITY                110,000.00                      110,000.00                     80.00                90.00             No MI
COMMERCE CITY                110,000.00                      110,000.00                     90.00                90.00             No MI
AURORA                       155,000.00                      155,000.00                     85.00               100.00             No MI
DENVER                       342,000.00                      342,000.00                     80.00               100.00             No MI
COLORADO SPRING              188,000.00                      188,000.00                    100.00               100.00             No MI
THORNTON                     159,000.00                      159,000.00                    100.00               100.00             No MI
COLORADO SPRING              225,000.00                      225,000.00                     90.00                90.00             No MI
AURORA                       195,000.00                      195,000.00                    100.00               100.00             No MI
WESTMINSTER                  288,000.00                      288,000.00                     95.00                95.00             No MI
DENVER                       900,000.00                      900,000.00                     80.00               100.00             No MI
DENVER                       345,000.00                      345,000.00                     84.06                84.06             No MI
NORTH LAS VEGAS              328,000.00                      328,000.00                     85.00               100.00             No MI
DENVER                       240,000.00                      240,000.00                     80.00                80.00             No MI
THORNTON                     380,000.00                      380,000.00                    100.00               100.00             No MI
SANDY                        260,000.00                      260,000.00                     85.00                85.00             No MI
CASPER                       148,000.00                      148,000.00                    100.00               100.00             No MI
COMMERCE CITY                167,000.00                      167,000.00                     95.00                95.00             No MI
TOOELE                       199,500.00                      199,500.00                     90.00                90.00             No MI
AMERICAN FORK                480,000.00                      480,000.00                    100.00               100.00             No MI
HAYDEN                       197,000.00                      197,000.00                    100.00               100.00             No MI
WOODLAND PARK                340,000.00                      340,000.00                     70.00                70.00             No MI
COLORADO SPRING              840,000.00                      840,000.00                    100.00               100.00             No MI
BRIGHTON                     328,700.00                      328,700.00                     80.00               100.00             No MI
CHEYENNE                      90,000.00                       90,000.00                    100.00               100.00             No MI
DENVER                       116,000.00                      116,000.00                    100.00               100.00             No MI
LONGMONT                     390,000.00                      390,000.00                     80.00               100.00             No MI
COLORADO SPRING              750,000.00                      750,000.00                    100.00               100.00             No MI
JOHNSTOWN                    313,000.00                      313,000.00                    100.00               100.00             No MI
CAPE CORAL                   519,000.00                      519,000.00                     80.00               100.00             No MI
COMMERCE CITY                197,000.00                      197,000.00                     80.00               100.00             No MI
YORBA LINDA                  925,000.00                      925,000.00                     90.00               100.00             No MI
LAKEVILLE                    305,000.00                      305,000.00                     95.00                95.00             No MI
WESTMINSTER                  430,000.00                      430,000.00                     61.88                61.88             No MI
NORFOLK                      198,000.00                      198,000.00                     90.00                90.00             No MI
CHANNAHON                    425,000.00                      425,000.00                     80.00               100.00             No MI
RED LION                      84,500.00                       84,500.00                    100.00               100.00             No MI
MINNEAPOLIS                  141,000.00                      141,000.00                    100.00               100.00             No MI
DETROIT                       75,000.00                       75,000.00                     90.00                90.00             No MI
URBANA                        76,000.00                       76,000.00                    100.00               100.00             No MI
ALEDO                        128,500.00                      128,500.00                    100.00               100.00             No MI
DETROIT                      115,000.00                      115,000.00                     85.00               100.00             No MI
HAMMOND                       95,000.00                       95,000.00                    100.00               100.00             No MI
ADRIAN                        78,000.00                       78,000.00                    100.00               100.00             No MI
OAK FOREST                   227,000.00                      227,000.00                    100.00               100.00             No MI
FORT BRANCH                   79,000.00                       79,000.00                    100.00               100.00             No MI
HOPKINSVILLE                 100,000.00                      100,000.00                    100.00               100.00             No MI
CHICAGO                      315,000.00                      315,000.00                     80.00                80.00             No MI
DOLTON                       125,000.00                      125,000.00                    100.00               100.00             No MI
HENDERSON                     54,000.00                       54,000.00                    100.00               100.00             No MI
RIVERSIDE                    545,000.00                      545,000.00                     80.00               100.00             No MI
PACOIMA                      510,000.00                      510,000.00                     80.00               100.00             No MI
FONTANA                      420,000.00                      420,000.00                     80.00               100.00             No MI
BANNING                      265,000.00                      265,000.00                     80.00               100.00             No MI
BANNING                      265,000.00                      265,000.00                    100.00               100.00             No MI
ADELANTO                     315,000.00                      315,000.00                    100.00               100.00             No MI
ANAHEIM                      635,000.00                      635,000.00                    100.00               100.00             No MI
CORONA                       825,000.00                      825,000.00                     80.00               100.00             No MI
COMPTON                      340,000.00                      340,000.00                     85.00               100.00             No MI
HELENDALE AREA               580,000.00                      580,000.00                     80.00               100.00             No MI
HESPERIA                     325,000.00                      325,000.00                     80.00               100.00             No MI
ANAHEIM                      655,000.00                      655,000.00                     89.62                89.62             No MI
(SAUGUS AREA) L              675,000.00                      675,000.00                    100.00               100.00             No MI
ANAHEIM                      785,000.00                      785,000.00                     90.00                90.00             No MI
ELMWOOD                      520,000.00                      520,000.00                     80.00                80.00             No MI
PERRIS                       495,000.00                      495,000.00                     80.00               100.00             No MI
LOS ANGELES                  520,000.00                      520,000.00                     80.00               100.00             No MI
RIALTO                       300,000.00                      300,000.00                    100.00               100.00             No MI
ORANGE (CITY)                645,000.00                      645,000.00                     80.00               100.00             No MI
SANTA ANA                    335,000.00                      335,000.00                     85.00               100.00             No MI
ORANGE                       575,000.00                      575,000.00                     80.00               100.00             No MI
AURORA                       315,000.00                      315,000.00                     80.00               100.00             No MI
FONTANA AREA                 445,000.00                      445,000.00                    100.00               100.00             No MI
WINNETKA AREA                585,000.00                      585,000.00                     80.00               100.00             No MI
BELLFLOWER                   610,000.00                      610,000.00                     80.00               100.00             No MI
POMONA                       356,000.00                      356,000.00                     80.00               100.00             No MI
MURRIETA                     540,000.00                      540,000.00                     80.00               100.00             No MI
LAKE FOREST                  740,000.00                      740,000.00                     90.00                90.00             No MI
WEST COVINA                  667,000.00                      667,000.00                     80.00               100.00             No MI
FONTANA                      370,000.00                      370,000.00                     80.00               100.00             No MI
PARAMOUNT                    375,000.00                      375,000.00                     80.00               100.00             No MI
ANTIOCH                      900,000.00                      900,000.00                     90.00                90.00             No MI
SANTA ANA                    700,000.00                      700,000.00                     80.00               100.00             No MI
WESTMINSTER                  610,000.00                      610,000.00                     54.59                54.59             No MI
SUISUN CITY                  435,000.00                      435,000.00                     95.00                95.00             No MI
FONTANA                      651,000.00                      651,000.00                     80.00               100.00             No MI
HEMET                        510,000.00                      510,000.00                     90.00                90.00             No MI
LINDEN                       490,000.00                      490,000.00                     85.00                85.00             No MI
LOS ANGELES                  607,000.00                      607,000.00                     80.00               100.00             No MI
LADERA RANCH AR              925,000.00                      925,000.00                     80.00               100.00             No MI
RIVERSIDE                    390,000.00                      390,000.00                     80.00               100.00             No MI
ANAHEIM                      460,000.00                      460,000.00                     85.00               100.00             No MI
MORENO VALLEY                400,000.00                      400,000.00                     95.00                95.00             No MI
MORENO VALLEY                330,000.00                      330,000.00                     75.00                75.00             No MI
OAKLAND                      545,000.00                      545,000.00                    100.00               100.00             No MI
ORANGE                       765,000.00                      765,000.00                     85.00               100.00             No MI
HIGHLAND AREA                387,000.00                      387,000.00                     80.00                95.00             No MI
SANTA ANA                    825,000.00                      825,000.00                     80.00               100.00             No MI
BAKERSFIELD                  365,000.00                      365,000.00                     85.00               100.00             No MI
GRAND TERRACE                375,000.00                      375,000.00                    100.00               100.00             No MI
SANTA ANA                    575,000.00                      575,000.00                     85.00               100.00             No MI
RIALTO                       475,000.00                      475,000.00                     80.00               100.00             No MI
SAN BERNARDINO               295,000.00                      295,000.00                     85.00               100.00             No MI
GARDEN GROVE                 440,000.00                      440,000.00                     83.52                83.52             No MI
GARDENA                      550,000.00                      550,000.00                     54.55                54.55             No MI
SANTA ANA                    630,000.00                      630,000.00                     76.30                76.30             No MI
SANTA ANA                    630,000.00                      630,000.00                     93.25                93.25             No MI
LOS ANGELES                  460,000.00                      460,000.00                     54.78                54.78             No MI
NORWALK                      545,000.00                      545,000.00                     85.00               100.00             No MI
BEAUMONT                     500,000.00                      500,000.00                    100.00               100.00             No MI
SOUTH GATE                   612,000.00                      612,000.00                    100.00               100.00             No MI
SANTA ANA                    625,000.00                      625,000.00                     55.00                55.00             No MI
SANTA ANA                    305,000.00                      305,000.00                     80.00               100.00             No MI
RIALTO                       355,000.00                      355,000.00                    100.00               100.00             No MI
RIVERSIDE                    415,000.00                      415,000.00                    100.00               100.00             No MI
PERRIS                       680,000.00                      680,000.00                     79.41                79.41             No MI
ANAHEIM                      825,000.00                      825,000.00                     87.88               100.00             No MI
SANTA CLARITA                620,000.00                      620,000.00                     85.00               100.00             No MI
SAN FERNANDO                 504,000.00                      504,000.00                     80.00               100.00             No MI
ANAHEIM                      564,000.00                      564,000.00                     85.00               100.00             No MI
SARATOGA SPRING              359,000.00                      359,000.00                     80.00               100.00             No MI
CHICAGO                      225,000.00                      225,000.00                    100.00               100.00             No MI
HOUSTON                      124,000.00                      124,000.00                    100.00               100.00             No MI
SAN ANTONIO                   79,500.00                       79,500.00                    100.00               100.00             No MI
HOUSTON                      147,500.00                      147,500.00                    100.00               100.00             No MI
CROSBY                       139,000.00                      139,000.00                    100.00               100.00             No MI
HOUSTON                      150,000.00                      150,000.00                    100.00               100.00             No MI
HUTTO                        185,000.00                      185,000.00                    100.00               100.00             No MI
HI HAT                        83,000.00                       83,000.00                    100.00               100.00             No MI
WYLIE                        473,000.00                      473,000.00                     80.00                80.00             No MI
MURFREESBORO                 167,000.00                      167,000.00                     95.00                95.00             No MI
BLUE RIDGE                    80,000.00                       80,000.00                     80.00                80.00             No MI
LARGO                        148,050.00                      148,050.00                    100.00               100.00             No MI
KINGMAN                      120,000.00                      120,000.00                    100.00               100.00             No MI
WAMEGO                       225,000.00                      225,000.00                     95.00                95.00             No MI
KANSAS CITY                   96,000.00                       96,000.00                    100.00               100.00             No MI
LEES SUMMIT                  675,000.00                      675,000.00                    100.00               100.00             No MI
HESPERIA                     199,000.00                      199,000.00                     85.00                95.00             No MI
TOWNSEND                     260,000.00                      260,000.00                     80.00                80.00             No MI
YUBA CITY                    291,000.00                      291,000.00                    100.00               100.00             No MI


CITY1                           MTG_INS        MI_PCT        MI_CERT1              CURRENT_GROSS_COUPON   SERV_FEE          MSERV
---------------------------------------------------------------------------------------------------------------------------------
LONG BEACH                       NO MI            0                                             10.5        0.5              0
BIG BEAR CITY                    NO MI            0                                             11.1        0.5              0
JAMUL                            NO MI            0                                             6.75        0.5              0
JAMUL                            NO MI            0                                             9.75        0.5              0
HENDERSON                        NO MI            0                                             8.25        0.5              0
BALDWIN PARK                     NO MI            0                                             7.99        0.5              0
BONIFAY                          NO MI            0                                            8.375        0.5              0
AVENUE BLOOMING                  NO MI            0                                             7.25        0.5              0
AVENUE BLOOMING                  NO MI            0                                             11.4        0.5              0
STANTON                          NO MI            0                                              6.9        0.5              0
RIVERSIDE AREA                   NO MI            0                                              7.9        0.5              0
APPLE VALLEY                     NO MI            0                                             8.85        0.5              0
CANYON COUNTRY                   NO MI            0                                             6.99        0.5              0
LAKE ELSINORE                    NO MI            0                                             7.35        0.5              0
LAKE ELSINORE                    NO MI            0                                            11.15        0.5              0
LOMITA                           NO MI            0                                             7.75        0.5              0
LOS ANGELES                      NO MI            0                                              9.9        0.5              0
RAWLINS                          NO MI            0                                              9.8        0.5              0
AURORA                           NO MI            0                                             7.99        0.5              0
CHULA VISTA                      NO MI            0                                             6.45        0.5              0
SOUTH PLAINFIEL                  NO MI            0                                            8.875        0.5              0
OAKLEY                           NO MI            0                                             6.39        0.5              0
SAN DIEGO                        NO MI            0                                             7.25        0.5              0
SAN DIEGO                        NO MI            0                                             10.8        0.5              0
SAN MARCOS                       NO MI            0                                              6.5        0.5              0
SAN MARCOS                       NO MI            0                                             10.1        0.5              0
TEMECULA                         NO MI            0                                            7.125        0.5              0
TEMECULA                         NO MI            0                                             10.4        0.5              0
SAN DIEGO                        NO MI            0                                              6.8        0.5              0
HIGLEY                           NO MI            0                                              5.9        0.5              0
BIG BEAR CITY                    NO MI            0                                             7.25        0.5              0
SALINAS                          NO MI            0                                              6.5        0.5              0
SALINAS                          NO MI            0                                            10.95        0.5              0
MURRIETA                         NO MI            0                                             6.75        0.5              0
MENIFEE                          NO MI            0                                             6.75        0.5              0
ALTON                            NO MI            0                                              9.9        0.5              0
CLIFTON                          NO MI            0                                             8.24        0.5              0
EL SOBRANTE                      NO MI            0                                             10.4        0.5              0
KELLER                           NO MI            0                                             8.99        0.5              0
LANCASTER                        NO MI            0                                             6.99        0.5              0
PALMDALE                         NO MI            0                                             8.75        0.5              0
EVERETT                          NO MI            0                                             10.2        0.5              0
RESEDA                           NO MI            0                                             6.25        0.5              0
SCOTTSDALE                       NO MI            0                                             6.75        0.5              0
EL SOBRANTE                      NO MI            0                                              7.5        0.5              0
EAST ORANGE                      NO MI            0                                             9.45        0.5              0
FRISCO                           NO MI            0                                             6.85        0.5              0
COSTA MESA                       NO MI            0                                             8.75        0.5              0
PUYALLUP                         NO MI            0                                            10.75        0.5              0
COLLIERVILLE                     NO MI            0                                                9        0.5              0
FORT WORTH                       NO MI            0                                             7.99        0.5              0
SAINT LOUIS                      NO MI            0                                             6.95        0.5              0
SEATTLE                          NO MI            0                                             7.35        0.5              0
SEATTLE                          NO MI            0                                             9.75        0.5              0
KANSAS CITY                      NO MI            0                                              7.4        0.5              0
LOVES PARK                       NO MI            0                                              8.9        0.5              0
COEUR D ALENE                    NO MI            0                                              7.7        0.5              0
SEATAC                           NO MI            0                                             6.99        0.5              0
LOS ANGELES                      NO MI            0                                            10.75        0.5              0
LOS ANGELES                      NO MI            0                                             6.49        0.5              0
BATESVILLE                       NO MI            0                                             8.75        0.5              0
DELRAY BEACH                     NO MI            0                                              7.2        0.5              0
CITY OF UPLAND                   NO MI            0                                              7.3        0.5              0
SAINT LOUIS                      NO MI            0                                            11.75        0.5              0
FORT SMITH                       NO MI            0                                             9.95        0.5              0
LOS ANGELES                      NO MI            0                                              8.5        0.5              0
FONTANA                          NO MI            0                                             5.95        0.5              0
LAMAR                            NO MI            0                                             8.55        0.5              0
OXON HILL                        NO MI            0                                             6.99        0.5              0
FAIRHAVEN                        NO MI            0                                               11        0.5              0
HYANNIS                          NO MI            0                                            7.175        0.5              0
FORT WORTH                       NO MI            0                                              9.5        0.5              0
HUNTINGTON PARK                  NO MI            0                                            11.25        0.5              0
CAPE GIRARDEAU                   NO MI            0                                               10        0.5              0
WYOMING                          NO MI            0                                               10        0.5              0
BALTIMORE                        NO MI            0                                              9.1        0.5              0
BURBANK                          NO MI            0                                            10.75        0.5              0
SPOKANE                          NO MI            0                                            9.365        0.5              0
CLOVIS                           NO MI            0                                             6.55        0.5              0
SPRING VALLEY                    NO MI            0                                             6.85        0.5              0
MURRIETA                         NO MI            0                                             9.65        0.5              0
FLOSSMOOR                        NO MI            0                                             6.75        0.5              0
BELVIDERE                        NO MI            0                                             7.99        0.5              0
PFLUGERVILLE                     NO MI            0                                                9        0.5              0
GALENA PARK                      NO MI            0                                                9        0.5              0
COLUMBIA                         NO MI            0                                             8.65        0.5              0
CHICAGO                          NO MI            0                                             11.5        0.5              0
WEST LINN                        NO MI            0                                                7        0.5              0
TOMBALL                          NO MI            0                                                9        0.5              0
WEST VALLEY CIT                  NO MI            0                                             10.5        0.5              0
HOUSTON                          NO MI            0                                              8.8        0.5              0
LONG BEACH                       NO MI            0                                             6.95        0.5              0
KISSIMMEE                        NO MI            0                                             8.99        0.5              0
KATY                             NO MI            0                                              8.7        0.5              0
TAMPA                            NO MI            0                                             6.95        0.5              0
YOUNGSTOWN                       NO MI            0                                              9.4        0.5              0
PALO                             NO MI            0                                             9.45        0.5              0
LYNN                             NO MI            0                                             6.85        0.5              0
TURRELL                          NO MI            0                                             7.35        0.5              0
PEMBROKE PINES                   NO MI            0                                              8.6        0.5              0
LITTLETON                        NO MI            0                                             11.5        0.5              0
FORT VALLEY                      NO MI            0                                              8.8        0.5              0
SAN BERNARDINO                   NO MI            0                                             11.6        0.5              0
PHENIX                           NO MI            0                                             9.25        0.5              0
OAK PARK                         NO MI            0                                            11.75        0.5              0
KANSAS CITY                      NO MI            0                                             9.55        0.5              0
LONG BEACH                       NO MI            0                                            7.125        0.5              0
WICHITA                          NO MI            0                                              9.9        0.5              0
CORONA                           NO MI            0                                             8.65        0.5              0
PUTNAM CT 06260                  NO MI            0                                             8.15        0.5              0
WHITTIER AREA                    NO MI            0                                             6.85        0.5              0
QUARTZ HILL ARE                  NO MI            0                                             11.5        0.5              0
KANSAS CITY                      NO MI            0                                             9.79        0.5              0
SAN JUAN                         NO MI            0                                             9.85        0.5              0
NEWTON                           NO MI            0                                              9.5        0.5              0
MAQUOKETA                        NO MI            0                                              8.7        0.5              0
PRAIRIE CITY                     NO MI            0                                              6.9        0.5              0
KANSAS CITY                      NO MI            0                                              8.7        0.5              0
EAGLE MOUNTAIN                   NO MI            0                                            11.75        0.5              0
YORBA LINDA                      NO MI            0                                            11.75        0.5              0
INGLEWOOD                        NO MI            0                                            8.625        0.5              0
MINDEN                           NO MI            0                                              7.5        0.5              0
HOUSTON                          NO MI            0                                             7.05        0.5              0
IOLA                             NO MI            0                                             6.45        0.5              0
KANSAS CITY                      NO MI            0                                             8.75        0.5              0
SAINT LOUIS                      NO MI            0                                              9.2        0.5              0
HOUSTON                          NO MI            0                                             8.75        0.5              0
CHICAGO                          NO MI            0                                             8.25        0.5              0
FORT WORTH                       NO MI            0                                           10.375        0.5              0
FLORISSANT                       NO MI            0                                              8.7        0.5              0
KANSAS CITY                      NO MI            0                                              9.5        0.5              0
ISSAQUAH                         NO MI            0                                              6.7        0.5              0
FRESNO                           NO MI            0                                             11.6        0.5              0
REDMOND                          NO MI            0                                             9.15        0.5              0
CHICAGO                          NO MI            0                                            10.25        0.5              0
COSTA MESA                       NO MI            0                                             6.99        0.5              0
TEMPE                            NO MI            0                                             7.65        0.5              0
CARROLLTON                       NO MI            0                                              6.9        0.5              0
HOUSTON                          NO MI            0                                              8.5        0.5              0
UNIC AREA OF LA                  NO MI            0                                             9.99        0.5              0
KANSAS CITY                      NO MI            0                                              9.3        0.5              0
SAINT LOUIS                      NO MI            0                                              8.5        0.5              0
OMAHA                            NO MI            0                                             9.85        0.5              0
DAVENPORT                        NO MI            0                                             7.85        0.5              0
DAVENPORT                        NO MI            0                                             7.85        0.5              0
LEAVENWORTH                      NO MI            0                                              9.6        0.5              0
SPANAWAY                         NO MI            0                                             8.25        0.5              0
PORT ORCHARD                     NO MI            0                                            6.799        0.5              0
POST FALLS                       NO MI            0                                              8.1        0.5              0
POST FALLS                       NO MI            0                                             10.9        0.5              0
IONA                             NO MI            0                                              7.5        0.5              0
POULSBO                          NO MI            0                                            6.855        0.5              0
BELLINGHAM                       NO MI            0                                              9.5        0.5              0
SPANAWAY                         NO MI            0                                              7.3        0.5              0
GERVAIS                          NO MI            0                                             9.29        0.5              0
HARRISBURG                       NO MI            0                                              7.3        0.5              0
HARRISBURG                       NO MI            0                                            11.15        0.5              0
TACOMA                           NO MI            0                                             8.45        0.5              0
VANCOUVER                        NO MI            0                                              6.8        0.5              0
NORTH LAS VEGAS                  NO MI            0                                              7.3        0.5              0
NORTH LAS VEGAS                  NO MI            0                                            11.25        0.5              0
BURLINGTON                       NO MI            0                                              6.5        0.5              0
PORT ORCHARD                     NO MI            0                                             7.95        0.5              0
ONTARIO                          NO MI            0                                             8.55        0.5              0
APPLE VALLEY                     NO MI            0                                             7.75        0.5              0
120-120 1/2 41S                  NO MI            0                                             9.99        0.5              0
NORWALK                          NO MI            0                                             7.95        0.5              0
NORWALK                          NO MI            0                                             11.5        0.5              0
CARSON                           NO MI            0                                             7.55        0.5              0
120-120 1/2 41S                  NO MI            0                                             10.4        0.5              0
LONG BEACH                       NO MI            0                                             6.55        0.5              0
WINNETKA                         NO MI            0                                             7.75        0.5              0
WINNETKA                         NO MI            0                                            11.25        0.5              0
RIVERSIDE                        NO MI            0                                            11.25        0.5              0
AREA OF LOS ANG                  NO MI            0                                              7.5        0.5              0
LONG BEACH                       NO MI            0                                              7.5        0.5              0
REDONDO BEACH                    NO MI            0                                             7.75        0.5              0
SURPRISE                         NO MI            0                                             8.75        0.5              0
RANCHO CUCAMONG                  NO MI            0                                             9.25        0.5              0
ORANGE                           NO MI            0                                             6.75        0.5              0
ORANGE                           NO MI            0                                             10.5        0.5              0
FONTANA                          NO MI            0                                              7.4        0.5              0
(STUDIO CITY AR                  NO MI            0                                             8.75        0.5              0
PALMDALE                         NO MI            0                                              8.9        0.5              0
HEMET                            NO MI            0                                             9.75        0.5              0
LOS ANGELES                      NO MI            0                                             8.95        0.5              0
LOS ANGELES                      NO MI            0                                             7.55        0.5              0
LOS ANGELES                      NO MI            0                                             7.14        0.5              0
SAN BERNARDINO                   NO MI            0                                             7.85        0.5              0
FONTANA                          NO MI            0                                              8.5        0.5              0
LOS ANGELES                      NO MI            0                                              7.6        0.5              0
LONG BEACH                       NO MI            0                                             6.95        0.5              0
(LA PUENTE AREA                  NO MI            0                                            8.875        0.5              0
VAN NUYS AREA L                  NO MI            0                                            6.875        0.5              0
SAN DIMAS                        NO MI            0                                            8.625        0.5              0
OXNARD                           NO MI            0                                             7.25        0.5              0
AREA OF HEMET                    NO MI            0                                              9.2        0.5              0
HESPERIA                         NO MI            0                                             8.99        0.5              0
STOCKTON                         NO MI            0                                             7.99        0.5              0
LAKEWOOD                         NO MI            0                                             7.85        0.5              0
FONTANA                          NO MI            0                                            8.375        0.5              0
LAWNDALE                         NO MI            0                                            7.875        0.5              0
CANOGA PARK ARE                  NO MI            0                                              8.7        0.5              0
FALLBROOK                        NO MI            0                                             8.75        0.5              0
LAS VEGAS                        NO MI            0                                              8.7        0.5              0
LOS ANGELES                      NO MI            0                                             7.95        0.5              0
COMPTON                          NO MI            0                                             7.65        0.5              0
BALDWIN PARK                     NO MI            0                                              8.5        0.5              0
CYPRESS                          NO MI            0                                             6.95        0.5              0
COMPTON                          NO MI            0                                             7.99        0.5              0
LOS ANGELES                      NO MI            0                                             7.75        0.5              0
LOS ANGELES                      NO MI            0                                              7.9        0.5              0
LONG BEACH                       NO MI            0                                             6.75        0.5              0
LONG BEACH                       NO MI            0                                            10.65        0.5              0
SANTA ANA                        NO MI            0                                             6.35        0.5              0
LOS ANGELES                      NO MI            0                                             8.99        0.5              0
SAN DIEGO                        NO MI            0                                            7.625        0.5              0
AREA OF SYLMAR                   NO MI            0                                            7.375        0.5              0
CHINO                            NO MI            0                                             9.35        0.5              0
AREA OF BLOOMIN                  NO MI            0                                             6.99        0.5              0
LOS ANGELES                      NO MI            0                                             7.55        0.5              0
(COMPTON AREA)                   NO MI            0                                             7.75        0.5              0
PROVO                            NO MI            0                                             8.45        0.5              0
ADELANTO                         NO MI            0                                             8.55        0.5              0
KENNEWICK                        NO MI            0                                             8.35        0.5              0
PORTLAND                         NO MI            0                                            7.625        0.5              0
COEUR D ALENE                    NO MI            0                                              9.4        0.5              0
EATONVILLE                       NO MI            0                                             7.75        0.5              0
FEDERAL WAY                      NO MI            0                                              8.6        0.5              0
PORTLAND                         NO MI            0                                             8.45        0.5              0
RENTON                           NO MI            0                                             6.99        0.5              0
SPANAWAY                         NO MI            0                                             7.65        0.5              0
SPANAWAY                         NO MI            0                                            11.25        0.5              0
SEATTLE                          NO MI            0                                              9.8        0.5              0
SUMNER                           NO MI            0                                              8.5        0.5              0
LAKE FOREST                      NO MI            0                                            7.999        0.5              0
MARYSVILLE                       NO MI            0                                                9        0.5              0
ASHFORD                          NO MI            0                                             11.5        0.5              0
RATHDRUM                         NO MI            0                                             8.99        0.5              0
ABERDEEN                         NO MI            0                                             8.65        0.5              0
MILWAUKIE                        NO MI            0                                             7.95        0.5              0
REDMOND                          NO MI            0                                              7.8        0.5              0
TACOMA                           NO MI            0                                              8.4        0.5              0
PUYALLUP                         NO MI            0                                            7.375        0.5              0
PUYALLUP                         NO MI            0                                              7.9        0.5              0
KENNEWICK                        NO MI            0                                             11.5        0.5              0
PORTLAND                         NO MI            0                                              8.5        0.5              0
MULWAUKIE                        NO MI            0                                             7.19        0.5              0
MALAGA                           NO MI            0                                              8.8        0.5              0
PORT ORCHARD                     NO MI            0                                             6.45        0.5              0
BUCKLEY                          NO MI            0                                             8.45        0.5              0
BONNEY LAKE                      NO MI            0                                              6.6        0.5              0
NAMPA                            NO MI            0                                              8.6        0.5              0
TACOMA                           NO MI            0                                             7.85        0.5              0
TACOMA                           NO MI            0                                             11.4        0.5              0
LAKEWOOD                         NO MI            0                                             6.55        0.5              0
OLYMPIA                          NO MI            0                                              7.3        0.5              0
COEUR D ALENE                    NO MI            0                                             11.5        0.5              0
TACOMA                           NO MI            0                                              7.6        0.5              0
SPOKANE                          NO MI            0                                             9.75        0.5              0
SEATTLE                          NO MI            0                                             6.55        0.5              0
ABERDEEN                         NO MI            0                                              7.6        0.5              0
COVINGTON                        NO MI            0                                             7.75        0.5              0
TACOMA                           NO MI            0                                              8.5        0.5              0
EUGENE                           NO MI            0                                             7.99        0.5              0
TACOMA                           NO MI            0                                              8.5        0.5              0
PHOENIX                          NO MI            0                                              8.4        0.5              0
SUMNER                           NO MI            0                                              7.6        0.5              0
EUGENE                           NO MI            0                                            6.625        0.5              0
SEATTLE                          NO MI            0                                              7.6        0.5              0
WOODINVILLE                      NO MI            0                                              6.3        0.5              0
TACOMA                           NO MI            0                                              7.5        0.5              0
SHELTON                          NO MI            0                                              9.1        0.5              0
EVERETT                          NO MI            0                                             8.97        0.5              0
PASADENA                         NO MI            0                                            10.99        0.5              0
SIMI VALLEY                      NO MI            0                                             6.75        0.5              0
VICTORVILLE                      NO MI            0                                             8.15        0.5              0
PALMDALE                         NO MI            0                                             9.25        0.5              0
LOS ANGELES                      NO MI            0                                            11.25        0.5              0
SAN DIEGO                        NO MI            0                                             6.99        0.5              0
BUENA PARK                       NO MI            0                                             7.35        0.5              0
TRABUCO CANYON                   NO MI            0                                            9.625        0.5              0
CHATSWORTH                       NO MI            0                                            8.625        0.5              0
CORONA                           NO MI            0                                               11        0.5              0
BELLFLOWER                       NO MI            0                                                7        0.5              0
LOS ANGELES                      NO MI            0                                             9.05        0.5              0
HAWTHORNE                        NO MI            0                                            8.675        0.5              0
IRVINE                           NO MI            0                                             6.55        0.5              0
SANTA PAULA                      NO MI            0                                             6.95        0.5              0
LAKEWOOD                         NO MI            0                                             6.35        0.5              0
ALHAMBRA                         NO MI            0                                              8.3        0.5              0
SACRAMENTO                       NO MI            0                                             7.56        0.5              0
LOS ANGELES                      NO MI            0                                             7.95        0.5              0
SAN BERNARDINO                   NO MI            0                                             8.35        0.5              0
STOCKTON                         NO MI            0                                              8.1        0.5              0
LONG BEACH                       NO MI            0                                                7        0.5              0
KLAMATH FALLS                    NO MI            0                                             7.95        0.5              0
BELLINGHAM                       NO MI            0                                             11.5        0.5              0
PORTLAND                         NO MI            0                                             11.5        0.5              0
PUYALLUP                         NO MI            0                                            6.875        0.5              0
TACOMA                           NO MI            0                                              9.7        0.5              0
WASILLA                          NO MI            0                                             11.5        0.5              0
SPOKANE                          NO MI            0                                             9.15        0.5              0
WENDELL                          NO MI            0                                              9.3        0.5              0
PAYETTE                          NO MI            0                                              9.4        0.5              0
TACOMA                           NO MI            0                                             7.05        0.5              0
SUQUAMISH                        NO MI            0                                             6.95        0.5              0
PORTLAND                         NO MI            0                                             7.95        0.5              0
TACOMA                           NO MI            0                                             11.5        0.5              0
PUYALLUP                         NO MI            0                                            10.35        0.5              0
UNIVERSITY PLAC                  NO MI            0                                             6.99        0.5              0
COVINGTON                        NO MI            0                                             11.5        0.5              0
TWIN FALLS                       NO MI            0                                            10.75        0.5              0
GIG HARBOR                       NO MI            0                                             8.49        0.5              0
SHELTON                          NO MI            0                                             6.75        0.5              0
PORTLAND                         NO MI            0                                            10.15        0.5              0
SPRINGFIELD                      NO MI            0                                            11.25        0.5              0
SEDRO WOOLLEY                    NO MI            0                                              8.7        0.5              0
REPUBLIC                         NO MI            0                                              9.3        0.5              0
ABERDEEN                         NO MI            0                                             8.99        0.5              0
OTHELLO                          NO MI            0                                             7.99        0.5              0
BOTHELL                          NO MI            0                                             11.5        0.5              0
SPOKANE                          NO MI            0                                             8.55        0.5              0
SPOKANE                          NO MI            0                                             11.5        0.5              0
VALHALLA                         NO MI            0                                             5.35        0.5              0
MONCKS CORNER                    NO MI            0                                             9.36        0.5              0
BANGOR                           NO MI            0                                              8.9        0.5              0
TRENTON                          NO MI            0                                             9.99        0.5              0
LANHAM                           NO MI            0                                            6.899        0.5              0
LOWELL                           NO MI            0                                              9.1        0.5              0
LOWELL                           NO MI            0                                             11.4        0.5              0
CALUMET CITY                     NO MI            0                                             9.25        0.5              0
CALUMET CITY                     NO MI            0                                             11.5        0.5              0
TOWER CITY                       NO MI            0                                            10.05        0.5              0
MARKHAM                          NO MI            0                                              9.9        0.5              0
SAINT CLAIR SHO                  NO MI            0                                             10.5        0.5              0
ATLANTA                          NO MI            0                                              8.8        0.5              0
MONTICELLO                       NO MI            0                                           10.235        0.5              0
NORRIDGE                         NO MI            0                                              8.5        0.5              0
BROOKLYN PARK                    NO MI            0                                             8.25        0.5              0
DETROIT                          NO MI            0                                             9.15        0.5              0
DETROIT                          NO MI            0                                             11.4        0.5              0
CANTON                           NO MI            0                                             6.75        0.5              0
BOYNTON BEACH                    NO MI            0                                              8.5        0.5              0
CHICAGO                          NO MI            0                                             9.75        0.5              0
DECATUR                          NO MI            0                                             9.99        0.5              0
GARY                             NO MI            0                                             7.95        0.5              0
GARY                             NO MI            0                                            11.15        0.5              0
HAMPTON                          NO MI            0                                             9.55        0.5              0
ADDISON                          NO MI            0                                              9.4        0.5              0
PALATINE                         NO MI            0                                              9.2        0.5              0
ROBBINSDALE                      NO MI            0                                           10.226        0.5              0
LITTLE FALLS                     NO MI            0                                              8.2        0.5              0
PRINCETON                        NO MI            0                                             9.61        0.5              0
BROOKLYN PARK                    NO MI            0                                              7.2        0.5              0
BROOKLYN PARK                    NO MI            0                                           10.226        0.5              0
LAND O LAKES                     NO MI            0                                              7.5        0.5              0
CHASKA                           NO MI            0                                              7.3        0.5              0
SAINT PAUL                       NO MI            0                                             9.75        0.5              0
HANOVER PARK                     NO MI            0                                             10.3        0.5              0
BUCKEYE                          NO MI            0                                             9.45        0.5              0
KINGMAN                          NO MI            0                                             10.7        0.5              0
LAS VEGAS                        NO MI            0                                              7.4        0.5              0
PHOENIX                          NO MI            0                                              8.8        0.5              0
KANSAS CITY                      NO MI            0                                             8.25        0.5              0
KANSAS CITY                      NO MI            0                                            11.75        0.5              0
DETROIT                          NO MI            0                                             10.5        0.5              0
CHADWICK                         NO MI            0                                              9.9        0.5              0
RICHMOND                         NO MI            0                                            11.75        0.5              0
NEW BEDFORD                      NO MI            0                                             9.45        0.5              0
RICHMOND                         NO MI            0                                             9.25        0.5              0
COLUMBIA                         NO MI            0                                              9.7        0.5              0
BANGOR                           NO MI            0                                             9.35        0.5              0
NASHUA                           NO MI            0                                             7.95        0.5              0
CHARLOTTE                        NO MI            0                                            10.55        0.5              0
DETROIT                          NO MI            0                                             9.45        0.5              0
CROWLEY                          NO MI            0                                              8.8        0.5              0
MIAMI                            NO MI            0                                             9.25        0.5              0
RIDGELAND                        NO MI            0                                             9.95        0.5              0
RAILROAD FLAT                    NO MI            0                                              6.3        0.5              0
LANCASTER                        NO MI            0                                             9.55        0.5              0
RIDGELAND                        NO MI            0                                               10        0.5              0
HALSTEAD                         NO MI            0                                              8.6        0.5              0
GILBERT                          NO MI            0                                             5.85        0.5              0
GILBERT                          NO MI            0                                             10.4        0.5              0
DETROIT                          NO MI            0                                             8.25        0.5              0
BRYAN                            NO MI            0                                             9.75        0.5              0
LITTLE RIVER AC                  NO MI            0                                             6.75        0.5              0
SAN ANTONIO                      NO MI            0                                              9.8        0.5              0
LAREDO                           NO MI            0                                              7.8        0.5              0
LAREDO                           NO MI            0                                                9        0.5              0
HOUSTON                          NO MI            0                                              9.8        0.5              0
KINGWOOD                         NO MI            0                                             9.35        0.5              0
HOUSTON                          NO MI            0                                             9.15        0.5              0
BAYTOWN                          NO MI            0                                            10.45        0.5              0
LA PORTE                         NO MI            0                                             9.25        0.5              0
BAYTOWN                          NO MI            0                                                9        0.5              0
BACLIFF                          NO MI            0                                                9        0.5              0
HOUSTON                          NO MI            0                                             9.15        0.5              0
AUSTIN                           NO MI            0                                             9.95        0.5              0
DEER PARK                        NO MI            0                                             7.99        0.5              0
FORT WORTH                       NO MI            0                                             8.75        0.5              0
FORT WORTH                       NO MI            0                                              9.3        0.5              0
COLUMBIA                         NO MI            0                                             9.45        0.5              0
JENKS                            NO MI            0                                              9.5        0.5              0
MONCKS CORNER                    NO MI            0                                              7.5        0.5              0
EL PASO                          NO MI            0                                              9.5        0.5              0
SAN ANTONIO                      NO MI            0                                              8.7        0.5              0
CARROLLTON                       NO MI            0                                             7.45        0.5              0
CARROLLTON                       NO MI            0                                            10.35        0.5              0
GARLAND                          NO MI            0                                                8        0.5              0
EL PASO                          NO MI            0                                             9.65        0.5              0
BOLIVAR                          NO MI            0                                              9.6        0.5              0
ARLINGTON                        NO MI            0                                             9.25        0.5              0
DALLAS                           NO MI            0                                             8.65        0.5              0
MEMPHIS                          NO MI            0                                             7.99        0.5              0
HITCHCOCK                        NO MI            0                                              9.5        0.5              0
DESOTO                           NO MI            0                                              9.1        0.5              0
ATHENS                           NO MI            0                                              8.5        0.5              0
BOWIE                            NO MI            0                                             9.35        0.5              0
BEDFORD                          NO MI            0                                             6.75        0.5              0
DENISON                          NO MI            0                                              9.8        0.5              0
SAN MARCOS                       NO MI            0                                             6.99        0.5              0
CEDAR HILL                       NO MI            0                                             9.05        0.5              0
GLENN HEIGHTS                    NO MI            0                                              7.8        0.5              0
IRVING                           NO MI            0                                             8.75        0.5              0
PRYOR                            NO MI            0                                            11.15        0.5              0
ROWLETT                          NO MI            0                                              8.9        0.5              0
BURLESON                         NO MI            0                                             8.25        0.5              0
BOWIE                            NO MI            0                                             8.45        0.5              0
BALCH SPRINGS                    NO MI            0                                              7.2        0.5              0
BALCH SPRINGS                    NO MI            0                                                9        0.5              0
MCKINNEY                         NO MI            0                                             8.65        0.5              0
DALLAS                           NO MI            0                                             8.55        0.5              0
WICHITA FALLS                    NO MI            0                                              8.2        0.5              0
FORT WORTH                       NO MI            0                                              7.5        0.5              0
GRAND PRAIRIE                    NO MI            0                                             9.65        0.5              0
BOWIE                            NO MI            0                                              8.6        0.5              0
GULFPORT                         NO MI            0                                             8.85        0.5              0
MAYNARDVILLE                     NO MI            0                                             9.99        0.5              0
VILONIA                          NO MI            0                                              9.2        0.5              0
EL PASO                          NO MI            0                                             6.25        0.5              0
FORT WORTH                       NO MI            0                                              9.5        0.5              0
VICTORIA                         NO MI            0                                             9.25        0.5              0
LOWRY CROSSING                   NO MI            0                                              9.7        0.5              0
HAYDEN                           NO MI            0                                             7.75        0.5              0
TELEPHONE                        NO MI            0                                              9.6        0.5              0
GRAND PRAIRIE                    NO MI            0                                             9.85        0.5              0
HOUSTON                          NO MI            0                                              9.2        0.5              0
STANHOPE                         NO MI            0                                            10.15        0.5              0
PORT NECHES                      NO MI            0                                              9.9        0.5              0
RICHMOND                         NO MI            0                                              9.7        0.5              0
DALLAS                           NO MI            0                                             9.99        0.5              0
SAN ANTONIO                      NO MI            0                                              9.2        0.5              0
WILLIS                           NO MI            0                                             8.55        0.5              0
KYLE                             NO MI            0                                                9        0.5              0
HUMBLE                           NO MI            0                                              8.4        0.5              0
HUNTSVILLE                       NO MI            0                                              9.5        0.5              0
WILLIS                           NO MI            0                                             7.35        0.5              0
HOUSTON                          NO MI            0                                           10.375        0.5              0
KATY                             NO MI            0                                             9.95        0.5              0
HORIZON CITY                     NO MI            0                                              8.9        0.5              0
NEW BRAUNFELS                    NO MI            0                                             8.05        0.5              0
PASADENA                         NO MI            0                                             9.75        0.5              0
HOUSTON                          NO MI            0                                              9.3        0.5              0
LEANDER                          NO MI            0                                             9.45        0.5              0
S. OGDEN                         NO MI            0                                              9.8        0.5              0
BILLINGS                         NO MI            0                                             9.99        0.5              0
TOOELE                           NO MI            0                                             9.35        0.5              0
LEHI                             NO MI            0                                              6.6        0.5              0
WEST VALLEY                      NO MI            0                                            10.25        0.5              0
SAINT GEORGE                     NO MI            0                                             9.42        0.5              0
COLORADO SPRING                  NO MI            0                                             9.65        0.5              0
WALDORF                          NO MI            0                                              8.6        0.5              0
OWINGS MILLS                     NO MI            0                                              7.7        0.5              0
CHICAGO                          NO MI            0                                             9.25        0.5              0
CHICAGO                          NO MI            0                                             11.5        0.5              0
GLENDALE HEIGHT                  NO MI            0                                              9.9        0.5              0
LA MARQUE                        NO MI            0                                              8.7        0.5              0
LAKE JACKSON                     NO MI            0                                                9        0.5              0
EL PASO                          NO MI            0                                             7.85        0.5              0
SHOREACRES                       NO MI            0                                              8.4        0.5              0
EDINBURG                         NO MI            0                                                9        0.5              0
HOUSTON                          NO MI            0                                             9.45        0.5              0
MONTGOMERY                       NO MI            0                                             10.4        0.5              0
ANGLETON                         NO MI            0                                            10.15        0.5              0
HOUSTON                          NO MI            0                                             10.4        0.5              0
MAGNOLIA                         NO MI            0                                             8.75        0.5              0
LEADWOOD                         NO MI            0                                             11.4        0.5              0
ST. LOUIS                        NO MI            0                                              7.5        0.5              0
LINCOLN                          NO MI            0                                             8.25        0.5              0
MILFORD                          NO MI            0                                             7.65        0.5              0
SAINT LOUIS                      NO MI            0                                             10.5        0.5              0
JESUP                            NO MI            0                                              8.6        0.5              0
LEAVENWORTH                      NO MI            0                                            11.25        0.5              0
MASON CITY                       NO MI            0                                             8.75        0.5              0
INDEPENDENCE                     NO MI            0                                              9.2        0.5              0
KANSAS CITY                      NO MI            0                                             6.35        0.5              0
ST. LOUIS                        NO MI            0                                             10.5        0.5              0
BLAIR                            NO MI            0                                             9.95        0.5              0
KANSAS CITY                      NO MI            0                                              7.9        0.5              0
DES MOINES                       NO MI            0                                           10.125        0.5              0
OMAHA                            NO MI            0                                             7.85        0.5              0
RAYMORE                          NO MI            0                                             6.55        0.5              0
SAINT LOUIS                      NO MI            0                                             9.75        0.5              0
FREEBURG                         NO MI            0                                            10.75        0.5              0
COUNCIL BLUFFS                   NO MI            0                                           10.875        0.5              0
OLATHE                           NO MI            0                                              8.6        0.5              0
ST. LOUIS                        NO MI            0                                             10.5        0.5              0
CANTON                           NO MI            0                                             9.95        0.5              0
SIBLEY                           NO MI            0                                             10.4        0.5              0
SAINT LOUIS                      NO MI            0                                            11.75        0.5              0
TIFFIN                           NO MI            0                                              9.6        0.5              0
LEE'S SUMMIT                     NO MI            0                                              8.9        0.5              0
KANSAS CITY                      NO MI            0                                             9.79        0.5              0
KANSAS CITY                      NO MI            0                                             11.4        0.5              0
SAINT LOUIS                      NO MI            0                                              9.7        0.5              0
COUNCIL BLUFFS                   NO MI            0                                              9.8        0.5              0
KANSAS CITY                      NO MI            0                                             9.95        0.5              0
SAINT LOUIS                      NO MI            0                                            10.99        0.5              0
KANSAS CITY                      NO MI            0                                            10.75        0.5              0
ST. LOUIS                        NO MI            0                                              9.4        0.5              0
LEON                             NO MI            0                                              9.3        0.5              0
BELLEVUE                         NO MI            0                                             9.95        0.5              0
WICHITA                          NO MI            0                                              9.7        0.5              0
KANSAS CITY                      NO MI            0                                             7.95        0.5              0
KANSAS CITY                      NO MI            0                                             9.45        0.5              0
OMAHA                            NO MI            0                                             9.05        0.5              0
KANSAS CITY                      NO MI            0                                              8.5        0.5              0
OVERLAND PARK                    NO MI            0                                             8.65        0.5              0
HUTCHINSON                       NO MI            0                                             8.75        0.5              0
BATES CITY                       NO MI            0                                             6.95        0.5              0
COSBY                            NO MI            0                                              9.2        0.5              0
WENATCHEE                        NO MI            0                                             7.95        0.5              0
WEST LINN                        NO MI            0                                              7.9        0.5              0
BREMERTON                        NO MI            0                                             8.45        0.5              0
PORTLAND                         NO MI            0                                            11.05        0.5              0
CAMARILLO                        NO MI            0                                             11.5        0.5              0
QUARTZ HILL ARE                  NO MI            0                                             7.99        0.5              0
CARSON                           NO MI            0                                            10.25        0.5              0
APPLE VALLEY AR                  NO MI            0                                             11.5        0.5              0
BUENA PARK                       NO MI            0                                             8.95        0.5              0
QUARTZ HILL ARE                  NO MI            0                                             9.25        0.5              0
WILMINGTON AREA                  NO MI            0                                            10.99        0.5              0
LOS ANGELES                      NO MI            0                                                7        0.5              0
ADELANTO                         NO MI            0                                              6.6        0.5              0
LANCASTER AREA                   NO MI            0                                            6.625        0.5              0
NIPOMO                           NO MI            0                                            11.75        0.5              0
CORONA                           NO MI            0                                             9.45        0.5              0
VENTURA (AREA O                  NO MI            0                                            6.375        0.5              0
NORTHRIDGE AREA                  NO MI            0                                            7.125        0.5              0
NORTHRIDGE AREA                  NO MI            0                                             6.85        0.5              0
WOODLAND HILLS                   NO MI            0                                              8.5        0.5              0
POMONA                           NO MI            0                                              7.7        0.5              0
VICTORVILLE                      NO MI            0                                             7.45        0.5              0
HEMET                            NO MI            0                                            10.75        0.5              0
MATTAWA                          NO MI            0                                               11        0.5              0
COEUR D ALENE                    NO MI            0                                             9.85        0.5              0
IDAHO FALLS                      NO MI            0                                            11.25        0.5              0
SPOKANE                          NO MI            0                                            6.325        0.5              0
EVERETT                          NO MI            0                                            11.25        0.5              0
SPOKANE                          NO MI            0                                             11.5        0.5              0
KANSAS CITY                      NO MI            0                                            10.45        0.5              0
CEDAR RAPIDS                     NO MI            0                                              9.3        0.5              0
OVERLAND PARK                    NO MI            0                                              8.4        0.5              0
DES MOINES                       NO MI            0                                             9.25        0.5              0
MAQUOKETA                        NO MI            0                                             8.75        0.5              0
ST. PETERS                       NO MI            0                                              8.1        0.5              0
GARDNER                          NO MI            0                                             7.69        0.5              0
ABBYVILLE                        NO MI            0                                             9.05        0.5              0
ST. LOUIS                        NO MI            0                                             10.3        0.5              0
DES MOINES                       NO MI            0                                             9.19        0.5              0
MAQUOKETA                        NO MI            0                                             10.8        0.5              0
KANSAS CITY                      NO MI            0                                             9.25        0.5              0
PERRY                            NO MI            0                                              9.5        0.5              0
OVERLAND PARK                    NO MI            0                                              9.7        0.5              0
OLATHE                           NO MI            0                                             8.75        0.5              0
KANSAS CITY                      NO MI            0                                            10.25        0.5              0
GRANDVIEW                        NO MI            0                                              8.6        0.5              0
ADAIR                            NO MI            0                                              9.8        0.5              0
ASHLAND                          NO MI            0                                              9.1        0.5              0
KANSAS CITY                      NO MI            0                                             6.85        0.5              0
VIOLA                            NO MI            0                                              7.5        0.5              0
GRAIN VALLEY                     NO MI            0                                             11.5        0.5              0
MAQUOKETA                        NO MI            0                                            10.45        0.5              0
COLORADO SPRING                  NO MI            0                                              9.2        0.5              0
KANSAS CITY                      NO MI            0                                             11.5        0.5              0
CRESTON                          NO MI            0                                              9.2        0.5              0
COVINGTON                        NO MI            0                                              8.6        0.5              0
ELIZABETH CITY                   NO MI            0                                             8.95        0.5              0
FORT WALTON BEA                  NO MI            0                                             11.4        0.5              0
ATLANTA                          NO MI            0                                              8.9        0.5              0
MCHENRY                          NO MI            0                                              9.5        0.5              0
HIALEAH                          NO MI            0                                             6.95        0.5              0
LITHONIA                         NO MI            0                                              8.6        0.5              0
ORLANDO                          NO MI            0                                             8.25        0.5              0
PORT SAINT LUCI                  NO MI            0                                              8.1        0.5              0
CLERMONT                         NO MI            0                                             8.75        0.5              0
MIAMI                            NO MI            0                                             8.45        0.5              0
CHICAGO                          NO MI            0                                             9.85        0.5              0
NORTH AUGUSTA                    NO MI            0                                             7.99        0.5              0
ATLANTA                          NO MI            0                                              9.6        0.5              0
SUNRISE                          NO MI            0                                             8.45        0.5              0
ATLANTA                          NO MI            0                                             8.99        0.5              0
NORTHBROOK                       NO MI            0                                             8.25        0.5              0
SNELLVILLE                       NO MI            0                                             8.99        0.5              0
CAROL STREAM                     NO MI            0                                              7.5        0.5              0
ELLENWOOD                        NO MI            0                                              9.6        0.5              0
TAMPA                            NO MI            0                                             8.95        0.5              0
COVINGTON                        NO MI            0                                              8.3        0.5              0
NEWNAN                           NO MI            0                                              7.5        0.5              0
ELLENWOOD                        NO MI            0                                             8.75        0.5              0
ORANGE PARK                      NO MI            0                                             8.15        0.5              0
SCOTTSDALE                       NO MI            0                                             10.8        0.5              0
CASA GRANDE                      NO MI            0                                             11.3        0.5              0
PHOENIX                          NO MI            0                                             7.15        0.5              0
CASA GRANDE                      NO MI            0                                             11.5        0.5              0
QUEEN CREEK                      NO MI            0                                             11.5        0.5              0
PHOENIX                          NO MI            0                                             10.2        0.5              0
SURPRISE                         NO MI            0                                             11.5        0.5              0
TUCSON                           NO MI            0                                               11        0.5              0
QUEEN CREEK                      NO MI            0                                             8.95        0.5              0
CASA GRANDE                      NO MI            0                                             9.25        0.5              0
NORTH LAS VEGAS                  NO MI            0                                             11.5        0.5              0
LAS VEGAS                        NO MI            0                                             6.75        0.5              0
GOLD CANYON                      NO MI            0                                              9.5        0.5              0
MAYER                            NO MI            0                                             10.7        0.5              0
QUEEN CREEK                      NO MI            0                                             7.05        0.5              0
KINGMAN                          NO MI            0                                             11.5        0.5              0
TUCSON                           NO MI            0                                              8.7        0.5              0
SURPRISE                         NO MI            0                                             11.5        0.5              0
CASA GRANDE                      NO MI            0                                            11.25        0.5              0
LAS VEGAS                        NO MI            0                                                7        0.5              0
GOODYEAR                         NO MI            0                                             7.45        0.5              0
SURPRISE                         NO MI            0                                              6.8        0.5              0
TOLLESON                         NO MI            0                                             7.45        0.5              0
MESA                             NO MI            0                                              9.5        0.5              0
QUEEN CREEK                      NO MI            0                                             7.15        0.5              0
LAS VEGAS                        NO MI            0                                            11.25        0.5              0
QUEEN CREEK                      NO MI            0                                            11.25        0.5              0
CASA GRANDE                      NO MI            0                                              8.1        0.5              0
LAS VEGAS                        NO MI            0                                             7.05        0.5              0
AVONDALE                         NO MI            0                                              8.1        0.5              0
FORT MOHAVE                      NO MI            0                                             6.75        0.5              0
QUEEN CREEK                      NO MI            0                                              8.1        0.5              0
GLENDALE                         NO MI            0                                             7.35        0.5              0
SURPRISE                         NO MI            0                                             6.45        0.5              0
NORTH LAS VEGAS                  NO MI            0                                              7.8        0.5              0
SEDONA                           NO MI            0                                             7.65        0.5              0
LAS VEGAS                        NO MI            0                                             7.95        0.5              0
PHOENIX                          NO MI            0                                             8.55        0.5              0
PHOENIX                          NO MI            0                                             7.45        0.5              0
PHOENIX                          NO MI            0                                             7.55        0.5              0
QUEEN CREEK                      NO MI            0                                              8.7        0.5              0
QUEEN CREEK                      NO MI            0                                              7.9        0.5              0
QUEEN CREEK                      NO MI            0                                             7.75        0.5              0
SAHUARITA                        NO MI            0                                              7.1        0.5              0
AMADO                            NO MI            0                                             10.8        0.5              0
TUCSON                           NO MI            0                                             8.75        0.5              0
PHOENIX                          NO MI            0                                             9.45        0.5              0
LAVEEN                           NO MI            0                                             7.29        0.5              0
SURPRISE                         NO MI            0                                             6.95        0.5              0
PEORIA                           NO MI            0                                            7.625        0.5              0
SURPRISE                         NO MI            0                                              7.6        0.5              0
QUEEN CREEK                      NO MI            0                                             7.95        0.5              0
KINGMAN                          NO MI            0                                             9.39        0.5              0
PHOENIX                          NO MI            0                                             7.65        0.5              0
KANSAS CITY                      NO MI            0                                             8.75        0.5              0
INDEPENDENCE                     NO MI            0                                             9.45        0.5              0
CHARLES CITY                     NO MI            0                                             7.45        0.5              0
INDEPENDENCE                     NO MI            0                                              9.6        0.5              0
KANSAS CITY                      NO MI            0                                             10.8        0.5              0
SENECA                           NO MI            0                                             11.5        0.5              0
LEAVENWORTH                      NO MI            0                                             8.79        0.5              0
KANSAS CITY                      NO MI            0                                              8.3        0.5              0
DES MOINES                       NO MI            0                                             9.05        0.5              0
COUNCIL BLUFFS                   NO MI            0                                             11.5        0.5              0
KANSAS CITY                      NO MI            0                                              9.9        0.5              0
PALATINE                         NO MI            0                                            10.45        0.5              0
PORT CHARLOTTE                   NO MI            0                                             7.85        0.5              0
ATLANTA                          NO MI            0                                             9.85        0.5              0
CHICAGO                          NO MI            0                                             8.75        0.5              0
ATLANTA                          NO MI            0                                              9.8        0.5              0
ST CLAIR SHORES                  NO MI            0                                             9.99        0.5              0
CHICAGO                          NO MI            0                                              7.7        0.5              0
LITHONIA                         NO MI            0                                             11.5        0.5              0
JACKSON                          NO MI            0                                             9.65        0.5              0
AURORA                           NO MI            0                                              9.4        0.5              0
HOFFMAN ESTATES                  NO MI            0                                             8.75        0.5              0
COON RAPIDS                      NO MI            0                                              7.4        0.5              0
PLAINFIELD                       NO MI            0                                              9.5        0.5              0
SCHAUMBURG                       NO MI            0                                             8.55        0.5              0
JACKSONVILLE                     NO MI            0                                             7.15        0.5              0
DETROIT                          NO MI            0                                             9.99        0.5              0
RUFFIN                           NO MI            0                                              7.5        0.5              0
TITUSVILLE                       NO MI            0                                             6.95        0.5              0
ROSEVILLE                        NO MI            0                                             9.35        0.5              0
LAKELAND                         NO MI            0                                              7.3        0.5              0
CHICAGO                          NO MI            0                                              8.7        0.5              0
RIVERDALE                        NO MI            0                                             9.49        0.5              0
CHICAGO                          NO MI            0                                              7.3        0.5              0
CHICAGO HEIGHTS                  NO MI            0                                             9.99        0.5              0
ROCKMART                         NO MI            0                                             8.75        0.5              0
BOGART                           NO MI            0                                             10.5        0.5              0
EVANSVILLE                       NO MI            0                                              9.9        0.5              0
DETROIT                          NO MI            0                                              8.4        0.5              0
GAINESVILLE                      NO MI            0                                             9.75        0.5              0
MIRAMAR                          NO MI            0                                             6.99        0.5              0
MAYWOOD                          NO MI            0                                             7.99        0.5              0
CHICAGO                          NO MI            0                                             9.55        0.5              0
ROSEMONT                         NO MI            0                                             9.65        0.5              0
NEWAYGO                          NO MI            0                                             9.25        0.5              0
NEWAYGO                          NO MI            0                                             11.4        0.5              0
ATLANTA                          NO MI            0                                             11.5        0.5              0
HARVEY                           NO MI            0                                              9.1        0.5              0
CHICAGO                          NO MI            0                                              9.4        0.5              0
MILTON                           NO MI            0                                             6.95        0.5              0
WOODRIDGE                        NO MI            0                                             8.35        0.5              0
ST LOUIS PARK                    NO MI            0                                             8.15        0.5              0
HIGH POINT                       NO MI            0                                              9.5        0.5              0
BELLEVILLE                       NO MI            0                                             7.49        0.5              0
CONYERS                          NO MI            0                                             8.25        0.5              0
COVINGTON                        NO MI            0                                             11.5        0.5              0
VALDOSTA                         NO MI            0                                              9.8        0.5              0
DEFUNIAK SPRING                  NO MI            0                                             9.09        0.5              0
CHICAGO                          NO MI            0                                            10.15        0.5              0
MACOMB                           NO MI            0                                             7.75        0.5              0
HIALEAH                          NO MI            0                                             6.55        0.5              0
ELK RIVER                        NO MI            0                                             9.29        0.5              0
LAFAYETTE                        NO MI            0                                             8.99        0.5              0
GATESVILLE                       NO MI            0                                             9.24        0.5              0
AUGUSTA                          NO MI            0                                              9.8        0.5              0
MOUNT PROSPECT                   NO MI            0                                              9.6        0.5              0
ROCHELLE                         NO MI            0                                              9.4        0.5              0
MOUNT VERNON                     NO MI            0                                              9.7        0.5              0
DETROIT                          NO MI            0                                             9.85        0.5              0
TAMPA                            NO MI            0                                            11.25        0.5              0
TEMPLE                           NO MI            0                                              8.9        0.5              0
DOUGLASVILLE                     NO MI            0                                               11        0.5              0
ROSELLE                          NO MI            0                                             8.85        0.5              0
ELMORE                           NO MI            0                                           10.235        0.5              0
CROSS                            NO MI            0                                              7.7        0.5              0
LECANTO                          NO MI            0                                             11.5        0.5              0
DECATUR                          NO MI            0                                             6.95        0.5              0
AUBURN HILLS                     NO MI            0                                             8.99        0.5              0
LOUISVILLE                       NO MI            0                                               10        0.5              0
GLENDALE HEIGHT                  NO MI            0                                              7.5        0.5              0
RIVERVIEW                        NO MI            0                                             11.5        0.5              0
SOUTH HOLLAND                    NO MI            0                                              9.5        0.5              0
CHICAGO                          NO MI            0                                             9.35        0.5              0
MAYWOOD                          NO MI            0                                             7.55        0.5              0
CHICAGO                          NO MI            0                                            10.15        0.5              0
LILBURN                          NO MI            0                                             9.34        0.5              0
DEERFIELD                        NO MI            0                                             8.35        0.5              0
NEW PORT RICHEY                  NO MI            0                                              6.8        0.5              0
GLENWOOD                         NO MI            0                                              8.6        0.5              0
INDIANAPOLIS                     NO MI            0                                             9.55        0.5              0
UNION                            NO MI            0                                             9.45        0.5              0
CHICAGO                          NO MI            0                                              7.8        0.5              0
SANFORD                          NO MI            0                                            10.15        0.5              0
ORLAND PARK                      NO MI            0                                              7.2        0.5              0
ELGIN                            NO MI            0                                             8.75        0.5              0
BELLWOOD                         NO MI            0                                             8.29        0.5              0
JOLIET                           NO MI            0                                             8.95        0.5              0
STERLING HEIGHT                  NO MI            0                                             9.65        0.5              0
IXONIA                           NO MI            0                                              7.8        0.5              0
BERWYN                           NO MI            0                                            10.15        0.5              0
WHEATON                          NO MI            0                                             8.75        0.5              0
SAUK VILLAGE                     NO MI            0                                             9.99        0.5              0
GRAND RAPIDS                     NO MI            0                                             9.99        0.5              0
CHICAGO                          NO MI            0                                              8.8        0.5              0
CHICAGO                          NO MI            0                                              7.2        0.5              0
CHICAGO HEIGHTS                  NO MI            0                                              9.7        0.5              0
DETROIT                          NO MI            0                                             9.75        0.5              0
HAZEL PARK                       NO MI            0                                            10.25        0.5              0
ROCKFORD                         NO MI            0                                            10.25        0.5              0
HOLIDAY                          NO MI            0                                             8.75        0.5              0
WESTCHESTER                      NO MI            0                                            10.55        0.5              0
MACHESNEY PARK                   NO MI            0                                              9.6        0.5              0
CUMMING                          NO MI            0                                            8.625        0.5              0
BRADENTON                        NO MI            0                                              7.1        0.5              0
GLENN DALE                       NO MI            0                                              8.5        0.5              0
CHARLOTTE                        NO MI            0                                              9.5        0.5              0
COLLEGE PARK                     NO MI            0                                             8.99        0.5              0
MONTGOMERY                       NO MI            0                                             8.55        0.5              0
BANGOR                           NO MI            0                                             8.99        0.5              0
ROCHESTER HILLS                  NO MI            0                                             9.99        0.5              0
FOX LAKE                         NO MI            0                                              8.5        0.5              0
ULEN                             NO MI            0                                              7.2        0.5              0
STONE MOUNTAIN                   NO MI            0                                             8.55        0.5              0
ROCKMART                         NO MI            0                                              6.6        0.5              0
ROCKMART                         NO MI            0                                             11.5        0.5              0
SALEM                            NO MI            0                                             9.75        0.5              0
PROVIDENCE                       NO MI            0                                             8.99        0.5              0
REDDICK                          NO MI            0                                             8.55        0.5              0
CHICAGO HEIGHTS                  NO MI            0                                             9.32        0.5              0
HUDSON                           NO MI            0                                              9.9        0.5              0
KENDUSKEAG                       NO MI            0                                             7.35        0.5              0
SKOWHEGAN                        NO MI            0                                             8.95        0.5              0
STAFFORD                         NO MI            0                                             6.75        0.5              0
AGAWAM                           NO MI            0                                             5.85        0.5              0
NEW LENOX                        NO MI            0                                             7.95        0.5              0
UPPER MARLBORO                   NO MI            0                                             6.85        0.5              0
BRIDGEVIEW                       NO MI            0                                              9.6        0.5              0
WASHINGTON                       NO MI            0                                              8.7        0.5              0
MAPLEWOOD                        NO MI            0                                            11.15        0.5              0
BROOKLINE                        NO MI            0                                              6.5        0.5              0
3EST WARWICK                     NO MI            0                                             11.4        0.5              0
WESTBROOK                        NO MI            0                                              9.2        0.5              0
RALEIGH                          NO MI            0                                             7.89        0.5              0
BROOKLYN                         NO MI            0                                             8.45        0.5              0
ATLANTA                          NO MI            0                                             11.5        0.5              0
ELK RIVER                        NO MI            0                                             8.95        0.5              0
CARMEL                           NO MI            0                                              9.7        0.5              0
DISTRICT HEIGHT                  NO MI            0                                             7.85        0.5              0
EVANSVILLE                       NO MI            0                                            10.25        0.5              0
BROOKLYN                         NO MI            0                                              6.7        0.5              0
ZEBULON                          NO MI            0                                              9.5        0.5              0
NORTH ADAMS                      NO MI            0                                              8.9        0.5              0
JONESBORO                        NO MI            0                                             9.35        0.5              0
HAMPSTEAD                        NO MI            0                                            10.79        0.5              0
MOREHEAD CITY                    NO MI            0                                             8.05        0.5              0
LITTLETON                        NO MI            0                                              6.5        0.5              0
WILMINGTON                       NO MI            0                                             8.55        0.5              0
COLUMBIA                         NO MI            0                                             8.55        0.5              0
WARREN                           NO MI            0                                             9.99        0.5              0
LOCKPORT                         NO MI            0                                             9.75        0.5              0
FLORHAM PARK                     NO MI            0                                              9.6        0.5              0
BURNHAM                          NO MI            0                                            11.25        0.5              0
BALTIMORE                        NO MI            0                                             6.65        0.5              0
GREENSBORO                       NO MI            0                                            8.275        0.5              0
SAINT ALBANS                     NO MI            0                                             6.99        0.5              0
IRVINGTON                        NO MI            0                                            10.15        0.5              0
BREWER                           NO MI            0                                              8.8        0.5              0
CHICAGO                          NO MI            0                                             7.15        0.5              0
SANFORD                          NO MI            0                                             6.95        0.5              0
DORCHESTER                       NO MI            0                                             10.9        0.5              0
GAINESVILLE                      NO MI            0                                            11.25        0.5              0
SILVER SPRING                    NO MI            0                                             7.55        0.5              0
ROCKFORD                         NO MI            0                                            10.45        0.5              0
HERMON                           NO MI            0                                             7.49        0.5              0
TWO HARBORS                      NO MI            0                                           10.235        0.5              0
BALTIMORE                        NO MI            0                                             7.55        0.5              0
WEST STEWARTSTO                  NO MI            0                                             9.55        0.5              0
LOWELL                           NO MI            0                                            11.25        0.5              0
MIDLOTHIAN                       NO MI            0                                              8.9        0.5              0
PRINCESS ANNE                    NO MI            0                                              6.9        0.5              0
CHICOPEE                         NO MI            0                                             11.5        0.5              0
LOWELL                           NO MI            0                                              7.8        0.5              0
LOWELL                           NO MI            0                                             11.5        0.5              0
SOUTH OZONE PAR                  NO MI            0                                              7.6        0.5              0
HIGH POINT                       NO MI            0                                             9.15        0.5              0
ROSEVILLE                        NO MI            0                                             8.25        0.5              0
BALTIMORE                        NO MI            0                                             7.55        0.5              0
COUNTRY CLUB HI                  NO MI            0                                             7.99        0.5              0
SPRINGFIELD                      NO MI            0                                             6.99        0.5              0
SPRINGFIELD                      NO MI            0                                            11.25        0.5              0
ATHENS                           NO MI            0                                             10.8        0.5              0
GASTONIA                         NO MI            0                                            11.25        0.5              0
ESSEX JUNCTION                   NO MI            0                                                7        0.5              0
SAINT ALBANS                     NO MI            0                                             6.35        0.5              0
DIXFIELD                         NO MI            0                                              8.5        0.5              0
CORONA                           NO MI            0                                             6.99        0.5              0
BALTIMORE                        NO MI            0                                              7.6        0.5              0
BAY SHORE                        NO MI            0                                              7.6        0.5              0
NORTH EAST                       NO MI            0                                             9.45        0.5              0
EVERETT                          NO MI            0                                             11.5        0.5              0
EDEN                             NO MI            0                                             6.79        0.5              0
CHARLOTTE                        NO MI            0                                             8.99        0.5              0
CRYSTAL LAKE                     NO MI            0                                              8.6        0.5              0
BALTIMORE                        NO MI            0                                              9.1        0.5              0
COVENTRY                         NO MI            0                                             7.05        0.5              0
FRANKLINVILLE                    NO MI            0                                              8.5        0.5              0
STEUBEN                          NO MI            0                                             6.99        0.5              0
NEWARK                           NO MI            0                                              7.1        0.5              0
CORINNA                          NO MI            0                                              7.3        0.5              0
ATLANTA                          NO MI            0                                            11.75        0.5              0
LEXINGTON                        NO MI            0                                             7.99        0.5              0
HIBBING                          NO MI            0                                             9.85        0.5              0
SCHAUMBURG                       NO MI            0                                             10.9        0.5              0
UPPER MARLBORO                   NO MI            0                                             5.95        0.5              0
LIVERMORE FALLS                  NO MI            0                                             6.85        0.5              0
DETROIT                          NO MI            0                                             9.65        0.5              0
BALTIMORE                        NO MI            0                                             9.85        0.5              0
METROPOLIS                       NO MI            0                                            10.45        0.5              0
JAMAICA                          NO MI            0                                              6.7        0.5              0
SOMERSWORTH                      NO MI            0                                              7.5        0.5              0
BURLINGTON                       NO MI            0                                             8.95        0.5              0
RANDALLSTOWN                     NO MI            0                                             7.85        0.5              0
ROSELLE                          NO MI            0                                              9.1        0.5              0
CLINTON                          NO MI            0                                             7.75        0.5              0
CLINTON                          NO MI            0                                            11.25        0.5              0
RICHMOND                         NO MI            0                                             9.25        0.5              0
WINSTON SALEM                    NO MI            0                                              8.5        0.5              0
STRASBURG                        NO MI            0                                             8.35        0.5              0
BEMIDJI                          NO MI            0                                             6.99        0.5              0
DEKALB                           NO MI            0                                              8.1        0.5              0
EVANSVILLE                       NO MI            0                                              7.7        0.5              0
GLEN BURNIE                      NO MI            0                                              6.7        0.5              0
SPRINGFIELD                      NO MI            0                                              9.6        0.5              0
UNIVERSITY PARK                  NO MI            0                                             9.95        0.5              0
LINWOOD                          NO MI            0                                              8.6        0.5              0
PATERSON                         NO MI            0                                             8.95        0.5              0
BRISTOL                          NO MI            0                                            6.875        0.5              0
CHICAGO                          NO MI            0                                             7.35        0.5              0
CHICAGO                          NO MI            0                                              8.6        0.5              0
INVER GROVE HEI                  NO MI            0                                             6.85        0.5              0
KNAPP                            NO MI            0                                             8.85        0.5              0
ALEXANDRIA                       NO MI            0                                           10.235        0.5              0
AMERY                            NO MI            0                                             8.99        0.5              0
CHICAGO                          NO MI            0                                             11.5        0.5              0
NORTH SAINT PAU                  NO MI            0                                             7.15        0.5              0
OXFORD                           NO MI            0                                             11.5        0.5              0
RALEIGH                          NO MI            0                                              8.4        0.5              0
LEVERING                         NO MI            0                                             9.89        0.5              0
AURORA                           NO MI            0                                              7.9        0.5              0
PORTLAND                         NO MI            0                                              7.2        0.5              0
MUNDELEIN                        NO MI            0                                             7.99        0.5              0
PORTLAND                         NO MI            0                                             11.5        0.5              0
ROLLING MEADOWS                  NO MI            0                                            10.25        0.5              0
GLENBURN                         NO MI            0                                              7.6        0.5              0
DETROIT                          NO MI            0                                             9.15        0.5              0
BENTON                           NO MI            0                                              6.5        0.5              0
BURLINGTON                       NO MI            0                                             8.85        0.5              0
SWANTON                          NO MI            0                                             7.45        0.5              0
DETROIT                          NO MI            0                                             9.85        0.5              0
CHICAGO                          NO MI            0                                             7.75        0.5              0
CHARLESTOWN                      NO MI            0                                             6.95        0.5              0
BALTIMORE                        NO MI            0                                             7.45        0.5              0
EAST GREENWICH                   NO MI            0                                             6.45        0.5              0
CARMEL                           NO MI            0                                             6.99        0.5              0
PATERSON                         NO MI            0                                              9.3        0.5              0
WINSTON SALEM                    NO MI            0                                             9.99        0.5              0
PETERBOROUGH                     NO MI            0                                             6.55        0.5              0
JONESPORT                        NO MI            0                                              9.1        0.5              0
PORTLAND                         NO MI            0                                             7.35        0.5              0
ELGIN                            NO MI            0                                            10.75        0.5              0
WOODBRIDGE                       NO MI            0                                             8.65        0.5              0
HYATTSVILLE                      NO MI            0                                             7.25        0.5              0
BLOOMINGTON                      NO MI            0                                             8.35        0.5              0
ROCKFORD                         NO MI            0                                            10.05        0.5              0
BALTIMORE                        NO MI            0                                             8.75        0.5              0
HAMMOND                          NO MI            0                                              8.3        0.5              0
HOLBROOK                         NO MI            0                                            10.65        0.5              0
PATERSON                         NO MI            0                                            11.75        0.5              0
SHAPLEIGH                        NO MI            0                                              6.6        0.5              0
WATERVILLE                       NO MI            0                                              7.8        0.5              0
FALL RIVER                       NO MI            0                                              6.7        0.5              0
ALBANY                           NO MI            0                                             8.25        0.5              0
MOUNT HOLLY                      NO MI            0                                            11.25        0.5              0
MERRIMACK                        NO MI            0                                             11.5        0.5              0
BALTIMORE                        NO MI            0                                              8.1        0.5              0
LANDOVER                         NO MI            0                                             11.5        0.5              0
MANCHESTER                       NO MI            0                                              7.5        0.5              0
CHICAGO                          NO MI            0                                             7.75        0.5              0
BARRE                            NO MI            0                                              9.8        0.5              0
CHICAGO                          NO MI            0                                             7.35        0.5              0
NASHUA                           NO MI            0                                                7        0.5              0
CENTRAL ISLIP                    NO MI            0                                             6.99        0.5              0
AURORA                           NO MI            0                                              7.3        0.5              0
BREWER                           NO MI            0                                              7.7        0.5              0
CUMBERLAND FORE                  NO MI            0                                             7.25        0.5              0
SALISBURY                        NO MI            0                                                7        0.5              0
PETERBOROUGH                     NO MI            0                                            11.25        0.5              0
GLEN ALLEN                       NO MI            0                                              8.1        0.5              0
REHOBOTH                         NO MI            0                                             7.25        0.5              0
POOLESVILLE                      NO MI            0                                              7.4        0.5              0
CHICAGO                          NO MI            0                                             10.8        0.5              0
NORTH PROVIDENC                  NO MI            0                                                7        0.5              0
CHARLOTTE                        NO MI            0                                              9.4        0.5              0
DAVENPORT                        NO MI            0                                             9.85        0.5              0
SHELTON                          NO MI            0                                             9.25        0.5              0
DES MOINES                       NO MI            0                                              7.5        0.5              0
CARL JUNCTION                    NO MI            0                                              9.5        0.5              0
MARSHFIELD                       NO MI            0                                              8.4        0.5              0
BOELUS                           NO MI            0                                             8.75        0.5              0
GUTHRIE CENTER                   NO MI            0                                              9.1        0.5              0
OLATHE                           NO MI            0                                              8.1        0.5              0
LUFKIN                           NO MI            0                                              8.2        0.5              0
MANSFIELD                        NO MI            0                                              8.2        0.5              0
BRANDON                          NO MI            0                                              7.4        0.5              0
BLACK CANYON CI                  NO MI            0                                              8.9        0.5              0
CARLSBAD                         NO MI            0                                            10.25        0.5              0
MISSION VIEJO                    NO MI            0                                             7.65        0.5              0
APLINGTON                        NO MI            0                                              8.7        0.5              0
ELDON                            NO MI            0                                             8.45        0.5              0
NEWTON                           NO MI            0                                             7.55        0.5              0
LINDEN                           NO MI            0                                              8.2        0.5              0
OKEECHOBEE                       NO MI            0                                              9.1        0.5              0
BOONE                            NO MI            0                                              8.6        0.5              0
LA PORTE                         NO MI            0                                             8.15        0.5              0
WICHITA                          NO MI            0                                              8.6        0.5              0
NEWTON                           NO MI            0                                              9.8        0.5              0
PERRY                            NO MI            0                                             8.85        0.5              0
GRANGER                          NO MI            0                                              7.5        0.5              0
FRANKFORT                        NO MI            0                                             8.35        0.5              0
HARTLEY                          NO MI            0                                             8.85        0.5              0
WALLLA WALLA                     NO MI            0                                             7.95        0.5              0
SHALIMAR                         NO MI            0                                              8.3        0.5              0
CONWAY SPRINGS                   NO MI            0                                             9.75        0.5              0
SACRAMENTO                       NO MI            0                                             6.65        0.5              0
LATHROP                          NO MI            0                                             7.45        0.5              0
CHARLESTON                       NO MI            0                                              7.5        0.5              0
DIXON IL 61021                   NO MI            0                                              7.4        0.5              0
COVINGTON                        NO MI            0                                             8.55        0.5              0
EVERETT                          NO MI            0                                                8        0.5              0
LAS VEGAS                        NO MI            0                                             8.95        0.5              0
AURORA                           NO MI            0                                              9.5        0.5              0
FRANKLIN                         NO MI            0                                             8.65        0.5              0
INDEPENDENCE                     NO MI            0                                            10.35        0.5              0
INDEPENDENCE                     NO MI            0                                             8.45        0.5              0
PHOENIX                          NO MI            0                                             8.25        0.5              0
MEMPHIS                          NO MI            0                                             7.95        0.5              0
ATKINS                           NO MI            0                                              8.2        0.5              0
WINLOCK                          NO MI            0                                             7.25        0.5              0
BRYANT                           NO MI            0                                              7.6        0.5              0
INVERNESS                        NO MI            0                                              8.5        0.5              0
LAS VEGAS                        NO MI            0                                             11.4        0.5              0
MEMPHIS                          NO MI            0                                             8.25        0.5              0
NORTH LAS VEGAS                  NO MI            0                                            8.575        0.5              0
SHREVEPORT                       NO MI            0                                             9.25        0.5              0
SIOUX CITY                       NO MI            0                                             7.45        0.5              0
VANCOUVER                        NO MI            0                                             7.25        0.5              0
ALBUQUERQUE                      NO MI            0                                             9.95        0.5              0
INDIANOLA                        NO MI            0                                              7.3        0.5              0
PORTLAND                         NO MI            0                                             8.75        0.5              0
NORTH LAS VEGAS                  NO MI            0                                            11.15        0.5              0
RAPIDS CITY                      NO MI            0                                              8.5        0.5              0
MIAMI                            NO MI            0                                            7.875        0.5              0
EXETER                           NO MI            0                                             9.35        0.5              0
WICHITA                          NO MI            0                                              8.1        0.5              0
VANCOUVER                        NO MI            0                                            11.15        0.5              0
BARTLESVILLE                     NO MI            0                                              8.4        0.5              0
WORTH                            NO MI            0                                             6.65        0.5              0
MESA                             NO MI            0                                              7.9        0.5              0
NORFOLK                          NO MI            0                                              7.7        0.5              0
WEST DES MOINES                  NO MI            0                                              7.8        0.5              0
BETTENDORF                       NO MI            0                                             8.05        0.5              0
HEWITT                           NO MI            0                                             9.35        0.5              0
FORT SMITH                       NO MI            0                                             8.95        0.5              0
WICHITA                          NO MI            0                                             7.25        0.5              0
ENUMCLAW                         NO MI            0                                             7.35        0.5              0
CRAWFORDSVILLE                   NO MI            0                                              8.9        0.5              0
EVERETT                          NO MI            0                                              8.9        0.5              0
EVERETT                          NO MI            0                                            9.075        0.5              0
LINDSBORG                        NO MI            0                                             9.65        0.5              0
TACOMA                           NO MI            0                                             7.75        0.5              0
PUYALLUP                         NO MI            0                                             8.85        0.5              0
BATTLE GROUND                    NO MI            0                                             8.99        0.5              0
WATAUGA                          NO MI            0                                              9.9        0.5              0
DAVENPORT                        NO MI            0                                              9.6        0.5              0
LAKE STEVENS                     NO MI            0                                              9.9        0.5              0
PLAINFIELD                       NO MI            0                                             7.74        0.5              0
PLAINFIELD                       NO MI            0                                            11.49        0.5              0
BROOKLYN PARK                    NO MI            0                                             6.99        0.5              0
BROOKLYN PARK                    NO MI            0                                           10.334        0.5              0
OAKLAND CITY                     NO MI            0                                             8.99        0.5              0
BRITTON                          NO MI            0                                             11.5        0.5              0
MACHESNEY PARK                   NO MI            0                                             9.38        0.5              0
DETROIT                          NO MI            0                                             11.5        0.5              0
ELGIN                            NO MI            0                                             6.95        0.5              0
BENSENVILLE                      NO MI            0                                             8.25        0.5              0
MIDLAND                          NO MI            0                                             9.55        0.5              0
CRYSTAL                          NO MI            0                                             6.99        0.5              0
THIEF RIVER FAL                  NO MI            0                                             9.25        0.5              0
SAUK VILLAGE                     NO MI            0                                             10.7        0.5              0
DETROIT                          NO MI            0                                             11.5        0.5              0
EVELETH                          NO MI            0                                             9.85        0.5              0
GLENDALE HEIGHT                  NO MI            0                                             11.5        0.5              0
GREENWOOD                        NO MI            0                                             9.99        0.5              0
BURNSVILLE                       NO MI            0                                             6.95        0.5              0
ROCKFORD                         NO MI            0                                             11.5        0.5              0
GILBERTSVILLE                    NO MI            0                                            10.35        0.5              0
KOKOMO                           NO MI            0                                             9.89        0.5              0
HUTCHINSON                       NO MI            0                                             6.89        0.5              0
ZIMMERMAN                        NO MI            0                                             7.95        0.5              0
CAMBRIA                          NO MI            0                                              6.9        0.5              0
MAPLE GROVE                      NO MI            0                                           10.334        0.5              0
STREAMWOOD                       NO MI            0                                              9.4        0.5              0
CHICAGO                          NO MI            0                                             8.99        0.5              0
MATTESON                         NO MI            0                                             7.25        0.5              0
MINNEAPOLIS                      NO MI            0                                           10.334        0.5              0
MATTESON                         NO MI            0                                             11.5        0.5              0
SPRING LAKE                      NO MI            0                                              9.5        0.5              0
OTTAWA                           NO MI            0                                             7.85        0.5              0
SAINT PAUL                       NO MI            0                                           10.334        0.5              0
CHICAGO                          NO MI            0                                             7.49        0.5              0
CRETE                            NO MI            0                                             8.45        0.5              0
POPLAR GROVE                     NO MI            0                                             7.75        0.5              0
BOONVILLE                        NO MI            0                                             9.85        0.5              0
HAZEL CREST                      NO MI            0                                             8.99        0.5              0
DAWSON                           NO MI            0                                              8.2        0.5              0
UNIVERSITY PARK                  NO MI            0                                            11.25        0.5              0
JORDAN                           NO MI            0                                           10.334        0.5              0
MAYWOOD                          NO MI            0                                             10.1        0.5              0
ROCKFORD                         NO MI            0                                             9.85        0.5              0
LITTLE CANADA                    NO MI            0                                           10.334        0.5              0
DAVIS JUNCTION                   NO MI            0                                             9.25        0.5              0
BUFFALO                          NO MI            0                                           10.334        0.5              0
BOLINGBROOK                      NO MI            0                                            11.25        0.5              0
CHICAGO                          NO MI            0                                                7        0.5              0
TAYLOR                           NO MI            0                                             9.25        0.5              0
ATWATER                          NO MI            0                                              9.5        0.5              0
SOUTH PARIS                      NO MI            0                                             6.59        0.5              0
NEW RICHMOND                     NO MI            0                                             7.55        0.5              0
CHICAGO                          NO MI            0                                             9.99        0.5              0
NEW RICHMOND                     NO MI            0                                            11.25        0.5              0
AUBURN HILLS                     NO MI            0                                             9.75        0.5              0
SAUK VILLAGE                     NO MI            0                                              9.3        0.5              0
BEAVER DAM                       NO MI            0                                              8.4        0.5              0
LA SALLE                         NO MI            0                                             9.75        0.5              0
DAVISON                          NO MI            0                                                9        0.5              0
OXFORD                           NO MI            0                                              8.3        0.5              0
MINNETONKA                       NO MI            0                                             6.99        0.5              0
NEWBURGH                         NO MI            0                                              8.9        0.5              0
CHICAGO                          NO MI            0                                             8.99        0.5              0
JOLIET                           NO MI            0                                             8.45        0.5              0
CONCORDIA                        NO MI            0                                              9.7        0.5              0
SPRINGFIELD                      NO MI            0                                             9.45        0.5              0
MARQUETTE HEIGH                  NO MI            0                                            10.05        0.5              0
FRANKFORT                        NO MI            0                                            10.25        0.5              0
NASHVILLE                        NO MI            0                                             8.75        0.5              0
MOUNT PROSPECT                   NO MI            0                                              7.4        0.5              0
GRAND PRAIRIE                    NO MI            0                                                9        0.5              0
SHERMAN                          NO MI            0                                            6.375        0.5              0
ELDORA                           NO MI            0                                              8.7        0.5              0
MIDLOTHIAN                       NO MI            0                                                8        0.5              0
LIBERAL                          NO MI            0                                            10.25        0.5              0
HOUSTON                          NO MI            0                                              6.5        0.5              0
CEDAR RAPIDS                     NO MI            0                                             8.95        0.5              0
ABILENE                          NO MI            0                                              8.5        0.5              0
KANSAS CITY                      NO MI            0                                              9.2        0.5              0
TACOMA                           NO MI            0                                                7        0.5              0
OSCEOLA                          NO MI            0                                              8.8        0.5              0
GENESEO                          NO MI            0                                              8.7        0.5              0
SEAGOVILLE                       NO MI            0                                              8.3        0.5              0
SEATTLE                          NO MI            0                                            6.875        0.5              0
OLYMPIA                          NO MI            0                                            11.25        0.5              0
NEW ORLEANS                      NO MI            0                                              9.9        0.5              0
TACOMA                           NO MI            0                                            8.625        0.5              0
ARLINGTON                        NO MI            0                                             6.55        0.5              0
DALLAS                           NO MI            0                                             9.95        0.5              0
MONROE                           NO MI            0                                                7        0.5              0
CEDAR FALLS                      NO MI            0                                             8.65        0.5              0
SHERMAN                          NO MI            0                                              9.4        0.5              0
COMBINE                          NO MI            0                                            6.875        0.5              0
HOUSTON                          NO MI            0                                             6.75        0.5              0
MERIAM                           NO MI            0                                             7.15        0.5              0
BLUE RIDGE                       NO MI            0                                             6.85        0.5              0
KANSAS CITY                      NO MI            0                                              9.6        0.5              0
SPRINGFIELD                      NO MI            0                                            10.25        0.5              0
HAMILTON                         NO MI            0                                            10.05        0.5              0
CONROE                           NO MI            0                                              6.5        0.5              0
KENNEWICK                        NO MI            0                                             9.35        0.5              0
KNOXVILLE                        NO MI            0                                              8.1        0.5              0
HUMBLE                           NO MI            0                                             9.99        0.5              0
WELLINGTON                       NO MI            0                                             8.65        0.5              0
BUTLER                           NO MI            0                                             7.45        0.5              0
SPRINGFIELD                      NO MI            0                                               10        0.5              0
PANAMA CITY BEA                  NO MI            0                                             9.85        0.5              0
SARITA                           NO MI            0                                              9.5        0.5              0
POTTSBORO                        NO MI            0                                              9.6        0.5              0
MASON CITY                       NO MI            0                                              8.6        0.5              0
NICKERSON                        NO MI            0                                              7.3        0.5              0
GRANDVIEW                        NO MI            0                                              9.6        0.5              0
MIRAMAR                          NO MI            0                                             7.55        0.5              0
CLEARWATER                       NO MI            0                                             9.25        0.5              0
LEAVENWORTH                      NO MI            0                                             8.65        0.5              0
INDEPENDENCE                     NO MI            0                                             9.75        0.5              0
BLOOMINGTON                      NO MI            0                                              7.9        0.5              0
INDEPENDENCE                     NO MI            0                                             8.95        0.5              0
WATERLOO                         NO MI            0                                                8        0.5              0
SANTA ROSA BEAC                  NO MI            0                                              7.9        0.5              0
LARGO                            NO MI            0                                              9.7        0.5              0
SEARCY                           NO MI            0                                             10.5        0.5              0
BEAVERTON                        NO MI            0                                              6.7        0.5              0
GRINNELL                         NO MI            0                                              9.8        0.5              0
SEAGOVILLE                       NO MI            0                                            10.15        0.5              0
BOONVILLE                        NO MI            0                                             9.05        0.5              0
SPRINGDALE                       NO MI            0                                             7.85        0.5              0
MIDDLETON                        NO MI            0                                             7.15        0.5              0
SAN ANTONIO                      NO MI            0                                             7.85        0.5              0
EDMOND                           NO MI            0                                              7.6        0.5              0
DALLAS                           NO MI            0                                             8.75        0.5              0
PEARCY                           NO MI            0                                              9.5        0.5              0
FORT WORTH                       NO MI            0                                              9.5        0.5              0
CEDAR HILL                       NO MI            0                                             6.95        0.5              0
HOUSTON                          NO MI            0                                             8.29        0.5              0
MEMPHIS                          NO MI            0                                                8        0.5              0
TYLER                            NO MI            0                                             9.25        0.5              0
BENTON                           NO MI            0                                             8.45        0.5              0
NORTH LITTLE RO                  NO MI            0                                             9.99        0.5              0
WYLIE                            NO MI            0                                             8.25        0.5              0
HOUSTON                          NO MI            0                                             7.75        0.5              0
LITTLETON                        NO MI            0                                                7        0.5              0
DENTON                           NO MI            0                                             9.15        0.5              0
ATHENS                           NO MI            0                                              9.5        0.5              0
GRAND PRAIRIE                    NO MI            0                                             7.15        0.5              0
ARLINGTON                        NO MI            0                                             8.25        0.5              0
GRAND PRAIRIE                    NO MI            0                                             7.65        0.5              0
CHILDRESS                        NO MI            0                                              8.8        0.5              0
CARROLLTON                       NO MI            0                                              8.7        0.5              0
ARLINGTON                        NO MI            0                                             8.55        0.5              0
PROVIDENCE VILL                  NO MI            0                                             6.95        0.5              0
PROVIDENCE VILL                  NO MI            0                                                9        0.5              0
SEVIERVILLE                      NO MI            0                                              7.5        0.5              0
FRESNO                           NO MI            0                                             9.95        0.5              0
DESOTO                           NO MI            0                                             9.75        0.5              0
SOUTH HAVEN                      NO MI            0                                             9.35        0.5              0
BURRTON                          NO MI            0                                             9.55        0.5              0
SAN JACINTO                      NO MI            0                                              7.7        0.5              0
PERU                             NO MI            0                                            10.05        0.5              0
ATLANTA                          NO MI            0                                             8.95        0.5              0
GAINESVILLE                      NO MI            0                                             9.55        0.5              0
ALBUQUERQUE                      NO MI            0                                              7.2        0.5              0
CITY NAME                        NO MI            0                                             9.75        0.5              0
SOLDIER                          NO MI            0                                              8.3        0.5              0
DODGE CITY                       NO MI            0                                              9.5        0.5              0
BRANSON                          NO MI            0                                             9.95        0.5              0
ALLEN                            NO MI            0                                             8.99        0.5              0
ALTO PASS                        NO MI            0                                             9.95        0.5              0
ARLINGTON                        NO MI            0                                             9.75        0.5              0
FORT WORTH                       NO MI            0                                           10.075        0.5              0
SIKESTON                         NO MI            0                                              9.4        0.5              0
CONVERSE                         NO MI            0                                              9.9        0.5              0
THE DALLES                       NO MI            0                                              7.3        0.5              0
HUMBLE                           NO MI            0                                            6.375        0.5              0
KELSO                            NO MI            0                                              6.8        0.5              0
BATESVILLE                       NO MI            0                                            10.25        0.5              0
GUN BARREL CITY                  NO MI            0                                             8.55        0.5              0
ERIE                             NO MI            0                                             9.35        0.5              0
WATERLOO                         NO MI            0                                              8.4        0.5              0
VILLAGE MILLS                    NO MI            0                                             9.45        0.5              0
IOWA CITY                        NO MI            0                                             7.65        0.5              0
SHREWSBURY                       NO MI            0                                              7.6        0.5              0
GILMER                           NO MI            0                                             9.95        0.5              0
LITTLE ROCK                      NO MI            0                                             7.95        0.5              0
COLLEGE STATION                  NO MI            0                                             6.85        0.5              0
TRENTON                          NO MI            0                                            10.15        0.5              0
DIBOLL                           NO MI            0                                            10.55        0.5              0
OMAHA                            NO MI            0                                             6.85        0.5              0
PERRYVILLE                       NO MI            0                                            10.45        0.5              0
COVINGTON                        NO MI            0                                             9.95        0.5              0
CARSON                           NO MI            0                                              8.5        0.5              0
GRANDVIEW                        NO MI            0                                              9.5        0.5              0
LEBANON                          NO MI            0                                             8.85        0.5              0
DALLAS                           NO MI            0                                            6.375        0.5              0
OLYMPIA                          NO MI            0                                             6.75        0.5              0
ALFORD                           NO MI            0                                             7.99        0.5              0
BARTLESVILLE                     NO MI            0                                             9.65        0.5              0
OSAWATOMIE                       NO MI            0                                             8.05        0.5              0
FRANKFORT                        NO MI            0                                            9.975        0.5              0
PROSSER                          NO MI            0                                             9.95        0.5              0
MINGO                            NO MI            0                                             9.75        0.5              0
THE WOODLANDS                    NO MI            0                                            5.875        0.5              0
WICHITA                          NO MI            0                                             9.85        0.5              0
WINFIELD                         NO MI            0                                             9.55        0.5              0
MEMPHIS                          NO MI            0                                             9.95        0.5              0
KANSAS CITY                      NO MI            0                                             10.6        0.5              0
FORT WORTH                       NO MI            0                                             9.95        0.5              0
N. RICHLAND HIL                  NO MI            0                                             9.99        0.5              0
FORT LAUDERDALE                  NO MI            0                                             8.75        0.5              0
HOUSTON                          NO MI            0                                              7.8        0.5              0
GAINESVILLE                      NO MI            0                                              7.8        0.5              0
FORT LAUDERDALE                  NO MI            0                                            10.95        0.5              0
FRANKFORT                        NO MI            0                                             9.55        0.5              0
OSAWATOMIE                       NO MI            0                                              7.8        0.5              0
ROWLETT                          NO MI            0                                             9.65        0.5              0
LACY LAKEVIEW                    NO MI            0                                             9.95        0.5              0
KANSAS CITY                      NO MI            0                                            7.805        0.5              0
SAN ANTONIO                      NO MI            0                                             7.35        0.5              0
SALEM                            NO MI            0                                            8.275        0.5              0
WASHINGTON                       NO MI            0                                             9.95        0.5              0
FT LAUDERDALE                    NO MI            0                                              7.3        0.5              0
WICHITA                          NO MI            0                                              8.9        0.5              0
GLENN HEIGHTS                    NO MI            0                                                9        0.5              0
CADDO MILLS                      NO MI            0                                                9        0.5              0
OKLAHOMA CITY                    NO MI            0                                             7.65        0.5              0
OKLAHOMA CITY                    NO MI            0                                             10.4        0.5              0
ALVARADO                         NO MI            0                                             8.49        0.5              0
ROSENBERG                        NO MI            0                                             7.99        0.5              0
CORDOVA                          NO MI            0                                             7.99        0.5              0
BOSSIER CITY                     NO MI            0                                               10        0.5              0
FATE                             NO MI            0                                             8.99        0.5              0
MEMPHIS                          NO MI            0                                             8.15        0.5              0
DALLAS                           NO MI            0                                             8.49        0.5              0
LAMAR                            NO MI            0                                              8.3        0.5              0
EULESS                           NO MI            0                                             8.65        0.5              0
FORT WORTH                       NO MI            0                                              9.1        0.5              0
CECILIA                          NO MI            0                                             9.99        0.5              0
CROWLEY                          NO MI            0                                             7.95        0.5              0
LAS VEGAS                        NO MI            0                                             7.65        0.5              0
CROWLEY                          NO MI            0                                                9        0.5              0
BATON ROUGE                      NO MI            0                                            10.35        0.5              0
EL PASO                          NO MI            0                                              8.6        0.5              0
KATY                             NO MI            0                                             7.45        0.5              0
LAKE WORTH                       NO MI            0                                             9.85        0.5              0
GARLAND                          NO MI            0                                            10.35        0.5              0
ANTIOCH                          NO MI            0                                              6.9        0.5              0
ANTIOCH                          NO MI            0                                             8.81        0.5              0
GARLAND                          NO MI            0                                             9.65        0.5              0
ALLEN                            NO MI            0                                                7        0.5              0
ALLEN                            NO MI            0                                                9        0.5              0
HARRAH                           NO MI            0                                             8.05        0.5              0
EL PASO COUNTY                   NO MI            0                                             8.75        0.5              0
TULSA                            NO MI            0                                              9.3        0.5              0
DALLAS                           NO MI            0                                             9.65        0.5              0
FATE                             NO MI            0                                                9        0.5              0
DALLAS                           NO MI            0                                             8.55        0.5              0
LEWISVILLE                       NO MI            0                                              9.1        0.5              0
FORT WORTH                       NO MI            0                                              6.5        0.5              0
SAN ANTONIO                      NO MI            0                                              8.7        0.5              0
EL PASO                          NO MI            0                                             9.95        0.5              0
MCKINNEY                         NO MI            0                                             7.65        0.5              0
DENVER                           NO MI            0                                             7.99        0.5              0
TUPELO                           NO MI            0                                             8.35        0.5              0
AZLE                             NO MI            0                                             7.45        0.5              0
ROCKWALL                         NO MI            0                                             8.95        0.5              0
KATY                             NO MI            0                                              7.5        0.5              0
FORT WORTH                       NO MI            0                                             8.39        0.5              0
RICHMOND                         NO MI            0                                              7.8        0.5              0
MEMPHIS                          NO MI            0                                              8.8        0.5              0
DERBY                            NO MI            0                                             9.65        0.5              0
CABOT                            NO MI            0                                             9.65        0.5              0
HOUMA                            NO MI            0                                             8.75        0.5              0
SINTON                           NO MI            0                                             9.35        0.5              0
EL PASO                          NO MI            0                                             6.99        0.5              0
FORT WORTH                       NO MI            0                                              9.1        0.5              0
MEMPHIS                          NO MI            0                                             7.45        0.5              0
WOODLAWN                         NO MI            0                                              7.6        0.5              0
WOODLAWN                         NO MI            0                                             8.81        0.5              0
BROKEN ARROW                     NO MI            0                                            11.25        0.5              0
WICHITA FALLS                    NO MI            0                                                9        0.5              0
HUTTO                            NO MI            0                                                9        0.5              0
BOLIVAR                          NO MI            0                                             7.75        0.5              0
BOLIVAR                          NO MI            0                                             8.99        0.5              0
GARLAND                          NO MI            0                                             9.55        0.5              0
RICHARDSON                       NO MI            0                                              6.9        0.5              0
MESQUITE                         NO MI            0                                                9        0.5              0
MESQUITE                         NO MI            0                                                9        0.5              0
MESQUITE                         NO MI            0                                             7.99        0.5              0
FORT WORTH                       NO MI            0                                                9        0.5              0
DELIGHT                          NO MI            0                                             8.85        0.5              0
MEMPHIS                          NO MI            0                                              9.2        0.5              0
WELCH                            NO MI            0                                            10.35        0.5              0
PARIS                            NO MI            0                                            10.15        0.5              0
FATE                             NO MI            0                                             9.95        0.5              0
SOUTHAVEN                        NO MI            0                                             7.05        0.5              0
FLINT                            NO MI            0                                             9.85        0.5              0
WHITEHOUSE                       NO MI            0                                             9.75        0.5              0
GARLAND                          NO MI            0                                             8.99        0.5              0
FATE                             NO MI            0                                             8.99        0.5              0
ALVIN                            NO MI            0                                                9        0.5              0
LAREDO                           NO MI            0                                                9        0.5              0
INOLA                            NO MI            0                                              9.1        0.5              0
AZLE                             NO MI            0                                                7        0.5              0
MERCEDES                         NO MI            0                                             8.99        0.5              0
ARLINGTON                        NO MI            0                                             9.15        0.5              0
DUMAS                            NO MI            0                                             8.95        0.5              0
WINNSBORO                        NO MI            0                                            10.55        0.5              0
ARLINGTON                        NO MI            0                                              6.6        0.5              0
SANGER                           NO MI            0                                             8.45        0.5              0
SAND SPRINGS                     NO MI            0                                              9.9        0.5              0
ODESSA                           NO MI            0                                             9.59        0.5              0
WYLIE                            NO MI            0                                             6.85        0.5              0
WEATHERFORD                      NO MI            0                                              9.8        0.5              0
WATAUGA                          NO MI            0                                             8.95        0.5              0
LITTLE ROCK                      NO MI            0                                            10.65        0.5              0
LEXINGTON                        NO MI            0                                             10.7        0.5              0
MESQUITE                         NO MI            0                                                9        0.5              0
GRAPEVINE                        NO MI            0                                             6.99        0.5              0
EL PASO                          NO MI            0                                             7.99        0.5              0
WOLFFORTH                        NO MI            0                                             9.14        0.5              0
MOUNDS                           NO MI            0                                             9.95        0.5              0
FORT WORTH                       NO MI            0                                             8.35        0.5              0
ALLEN                            NO MI            0                                                9        0.5              0
DALLAS                           NO MI            0                                              9.6        0.5              0
JACKSON                          NO MI            0                                            10.15        0.5              0
BURNET                           NO MI            0                                             7.65        0.5              0
FRISCO                           NO MI            0                                             8.65        0.5              0
OLIVE BRANCH                     NO MI            0                                             8.95        0.5              0
HOUSTON                          NO MI            0                                                9        0.5              0
CEDAR HILL                       NO MI            0                                             9.65        0.5              0
SEAGOVILLE                       NO MI            0                                                9        0.5              0
BOLIVAR                          NO MI            0                                             9.45        0.5              0
TULSA                            NO MI            0                                             8.15        0.5              0
HORIZON CITY                     NO MI            0                                             8.45        0.5              0
KATY                             NO MI            0                                                9        0.5              0
SUNSET                           NO MI            0                                                9        0.5              0
CLEBURNE                         NO MI            0                                             6.99        0.5              0
JACKSON                          NO MI            0                                             7.75        0.5              0
SHERMAN                          NO MI            0                                              9.1        0.5              0
CHATTANOOGA                      NO MI            0                                             8.75        0.5              0
FRISCO                           NO MI            0                                             6.85        0.5              0
FORNEY                           NO MI            0                                              8.7        0.5              0
EL PASO                          NO MI            0                                             9.55        0.5              0
FORT WORTH                       NO MI            0                                                9        0.5              0
EL PASO                          NO MI            0                                            8.325        0.5              0
MESQUITE                         NO MI            0                                             8.95        0.5              0
BEAUMONT                         NO MI            0                                                9        0.5              0
MEMPHIS                          NO MI            0                                              9.2        0.5              0
FORT WORTH                       NO MI            0                                                9        0.5              0
TULSA                            NO MI            0                                            11.75        0.5              0
CADDO MILLS                      NO MI            0                                                9        0.5              0
BURLESON                         NO MI            0                                             7.95        0.5              0
GRAND PRAIRIE                    NO MI            0                                             8.35        0.5              0
TULSA                            NO MI            0                                            10.05        0.5              0
ROWLETT                          NO MI            0                                                9        0.5              0
HICKORY VALLEY                   NO MI            0                                              8.8        0.5              0
GRANBURY                         NO MI            0                                             6.65        0.5              0
DALLAS                           NO MI            0                                              7.9        0.5              0
PLANO                            NO MI            0                                             6.95        0.5              0
PLANO                            NO MI            0                                                9        0.5              0
GRAND PRAIRIE                    NO MI            0                                                9        0.5              0
COVINGTON                        NO MI            0                                              9.8        0.5              0
FORT WORTH                       NO MI            0                                            9.675        0.5              0
EL PASO                          NO MI            0                                             8.35        0.5              0
LAGO VISTA                       NO MI            0                                                9        0.5              0
BROWNSVILLE                      NO MI            0                                              7.8        0.5              0
LUBBOCK                          NO MI            0                                              6.8        0.5              0
LUBBOCK                          NO MI            0                                                9        0.5              0
ANNA                             NO MI            0                                                9        0.5              0
BOLIVAR                          NO MI            0                                              9.2        0.5              0
HUMBOLDT                         NO MI            0                                             9.55        0.5              0
ALEDO                            NO MI            0                                             6.95        0.5              0
ARLINGTON                        NO MI            0                                                9        0.5              0
COLLIERVILLE                     NO MI            0                                             7.65        0.5              0
BOLIVAR                          NO MI            0                                              9.5        0.5              0
HEARTLAND                        NO MI            0                                             9.45        0.5              0
MIDDLETON                        NO MI            0                                             10.5        0.5              0
FORT WORTH                       NO MI            0                                             8.85        0.5              0
RENOVA                           NO MI            0                                             8.95        0.5              0
MESQUITE                         NO MI            0                                                7        0.5              0
MESQUITE                         NO MI            0                                                9        0.5              0
MULVANE                          NO MI            0                                              8.8        0.5              0
WHITWELL                         NO MI            0                                               10        0.5              0
HUTCHINSON                       NO MI            0                                             8.55        0.5              0
LEWISVILLE                       NO MI            0                                                9        0.5              0
CARROLLTON                       NO MI            0                                             9.49        0.5              0
LOUISVILLE                       NO MI            0                                              9.8        0.5              0
TULSA                            NO MI            0                                             11.5        0.5              0
HORIZON CITY                     NO MI            0                                              8.4        0.5              0
HORIZON CITY                     NO MI            0                                             7.95        0.5              0
AUSTIN                           NO MI            0                                             6.65        0.5              0
LONGVIEW                         NO MI            0                                             8.99        0.5              0
HOUSTON                          NO MI            0                                              9.5        0.5              0
CANYON LAKE                      NO MI            0                                             7.99        0.5              0
ABILENE                          NO MI            0                                            10.15        0.5              0
ANAHUAC                          NO MI            0                                             9.85        0.5              0
MIDLAND                          NO MI            0                                             9.75        0.5              0
HOUSTON                          NO MI            0                                             9.75        0.5              0
PASADENA                         NO MI            0                                             9.75        0.5              0
PASADENA                         NO MI            0                                                9        0.5              0
HOCKLEY                          NO MI            0                                                9        0.5              0
BEAUMONT                         NO MI            0                                                9        0.5              0
COLUMBIA                         NO MI            0                                             9.55        0.5              0
AUSTIN                           NO MI            0                                              8.4        0.5              0
HOUSTON                          NO MI            0                                              9.6        0.5              0
BEAUMONT                         NO MI            0                                              8.9        0.5              0
HOUSTON                          NO MI            0                                              8.9        0.5              0
PASADENA                         NO MI            0                                                9        0.5              0
SAN ANTONIO                      NO MI            0                                             9.15        0.5              0
HOUSTON                          NO MI            0                                                9        0.5              0
HOUSTON                          NO MI            0                                             9.25        0.5              0
DUBLIN                           NO MI            0                                             8.95        0.5              0
HUMBLE                           NO MI            0                                             6.59        0.5              0
GALENA PARK                      NO MI            0                                              8.1        0.5              0
HOUSTON                          NO MI            0                                                9        0.5              0
CYPRESS                          NO MI            0                                              8.7        0.5              0
HUMBLE                           NO MI            0                                                9        0.5              0
SAN ANTONIO                      NO MI            0                                              8.8        0.5              0
MCALLEN                          NO MI            0                                              7.9        0.5              0
PHARR                            NO MI            0                                              6.7        0.5              0
PHARR                            NO MI            0                                                9        0.5              0
AUSTIN                           NO MI            0                                             6.45        0.5              0
AUSTIN                           NO MI            0                                                9        0.5              0
KATY                             NO MI            0                                              6.9        0.5              0
LEAGUE CITY                      NO MI            0                                                9        0.5              0
WACO                             NO MI            0                                              9.5        0.5              0
MONTGOMERY                       NO MI            0                                              9.2        0.5              0
CROCKETT                         NO MI            0                                              6.8        0.5              0
CROCKETT                         NO MI            0                                                9        0.5              0
SAN JUAN                         NO MI            0                                             8.75        0.5              0
HOUSTON                          NO MI            0                                             6.95        0.5              0
HOUSTON                          NO MI            0                                                9        0.5              0
MONTGOMERY                       NO MI            0                                              7.7        0.5              0
RICHMOND                         NO MI            0                                             7.35        0.5              0
MISSOURI CITY                    NO MI            0                                             7.89        0.5              0
SUGAR LAND                       NO MI            0                                             8.25        0.5              0
KILLEEN                          NO MI            0                                             9.55        0.5              0
MCALLEN                          NO MI            0                                             8.35        0.5              0
HOUSTON                          NO MI            0                                             9.95        0.5              0
HITCHCOCK                        NO MI            0                                              8.1        0.5              0
HITCHCOCK                        NO MI            0                                                9        0.5              0
SAN ANTONIO                      NO MI            0                                             9.35        0.5              0
HUFFMAN                          NO MI            0                                             7.35        0.5              0
WHITESBORO                       NO MI            0                                             8.15        0.5              0
ROUND ROCK                       NO MI            0                                             7.99        0.5              0
LINDALE                          NO MI            0                                              6.9        0.5              0
HOUSTON                          NO MI            0                                             8.99        0.5              0
HOUSTON                          NO MI            0                                                9        0.5              0
HOUSTON                          NO MI            0                                             8.95        0.5              0
CLEVELAND                        NO MI            0                                              8.3        0.5              0
CLEVELAND                        NO MI            0                                                9        0.5              0
ROUND ROCK                       NO MI            0                                             7.75        0.5              0
HOUSTON                          NO MI            0                                              9.3        0.5              0
AUSTIN                           NO MI            0                                              7.4        0.5              0
EL PASO                          NO MI            0                                             9.65        0.5              0
PORTER                           NO MI            0                                             10.7        0.5              0
WAXAHACHIE                       NO MI            0                                             8.99        0.5              0
CYPRESS                          NO MI            0                                              8.9        0.5              0
HOUSTON                          NO MI            0                                             8.15        0.5              0
HOUSTON                          NO MI            0                                                9        0.5              0
SILSBEE                          NO MI            0                                             10.2        0.5              0
ROSENBERG                        NO MI            0                                             9.25        0.5              0
LONGVIEW                         NO MI            0                                             8.95        0.5              0
CANYON LAKE                      NO MI            0                                             8.55        0.5              0
CEDAR PARK                       NO MI            0                                            6.325        0.5              0
HOUSTON                          NO MI            0                                             7.75        0.5              0
HUMBLE                           NO MI            0                                             8.75        0.5              0
ORANGE                           NO MI            0                                              9.7        0.5              0
DALLAS                           NO MI            0                                             9.25        0.5              0
DALLAS                           NO MI            0                                                9        0.5              0
LAREDO                           NO MI            0                                              7.9        0.5              0
SEALY                            NO MI            0                                              7.6        0.5              0
BAYTOWN                          NO MI            0                                              7.4        0.5              0
KATY                             NO MI            0                                             7.35        0.5              0
MISSOURI CITY                    NO MI            0                                             8.49        0.5              0
LA PORTE                         NO MI            0                                              7.1        0.5              0
HUMBLE                           NO MI            0                                              8.5        0.5              0
LEANDER                          NO MI            0                                                8        0.5              0
CYPRESS                          NO MI            0                                             7.25        0.5              0
HOUSTON                          NO MI            0                                              8.9        0.5              0
DAYTON                           NO MI            0                                              9.4        0.5              0
THE WOODLANDS                    NO MI            0                                             7.49        0.5              0
BROWNSVILLE                      NO MI            0                                              8.4        0.5              0
KYLE                             NO MI            0                                             9.25        0.5              0
CORSICANA                        NO MI            0                                                9        0.5              0
HUTTO                            NO MI            0                                             6.99        0.5              0
PEARLAND                         NO MI            0                                              7.4        0.5              0
HOUSTON                          NO MI            0                                            8.375        0.5              0
HUMBLE                           NO MI            0                                             7.35        0.5              0
DICKINSON                        NO MI            0                                             8.95        0.5              0
PEARLAND                         NO MI            0                                             7.05        0.5              0
PEARLAND                         NO MI            0                                                9        0.5              0
BAYTOWN                          NO MI            0                                             9.65        0.5              0
SAGINAW                          NO MI            0                                                9        0.5              0
MESQUITE                         NO MI            0                                                9        0.5              0
BOLIVAR                          NO MI            0                                            11.25        0.5              0
OTTUMWA                          NO MI            0                                             8.25        0.5              0
MARSHALLTOWN                     NO MI            0                                             10.5        0.5              0
WYLIE                            NO MI            0                                                9        0.5              0
HAYS                             NO MI            0                                             10.5        0.5              0
GRINNELL                         NO MI            0                                             10.5        0.5              0
ALLEN                            NO MI            0                                                9        0.5              0
IOWA CITY                        NO MI            0                                               11        0.5              0
FREEMONT                         NO MI            0                                            11.25        0.5              0
NORFOLK                          NO MI            0                                            11.25        0.5              0
HOUSTON                          NO MI            0                                                9        0.5              0
LUFKIN                           NO MI            0                                                9        0.5              0
LEAGUE CITY                      NO MI            0                                                9        0.5              0
TYLER                            NO MI            0                                            10.45        0.5              0
KANSAS CITY                      NO MI            0                                            11.05        0.5              0
SOUTH HOUSTON                    NO MI            0                                             9.75        0.5              0
LAREDO                           NO MI            0                                             6.75        0.5              0
HOUSTON                          NO MI            0                                             8.99        0.5              0
SUGAR LAND                       NO MI            0                                                9        0.5              0
HOUSTON                          NO MI            0                                                9        0.5              0
HOUSTON                          NO MI            0                                              9.3        0.5              0
CROSBY                           NO MI            0                                                9        0.5              0
HOUSTON                          NO MI            0                                              8.4        0.5              0
HIGHLANDS                        NO MI            0                                                8        0.5              0
HOUSTON                          NO MI            0                                                9        0.5              0
VIDOR                            NO MI            0                                              9.6        0.5              0
HOUSTON                          NO MI            0                                             8.95        0.5              0
LAKE CHARLES                     NO MI            0                                             9.05        0.5              0
LUMBERTON                        NO MI            0                                                9        0.5              0
SAN JUAN                         NO MI            0                                                9        0.5              0
WACO                             NO MI            0                                             9.99        0.5              0
KARNACK                          NO MI            0                                                9        0.5              0
HORIZON                          NO MI            0                                             8.75        0.5              0
HOUSTON                          NO MI            0                                              9.6        0.5              0
CEDAR PARK                       NO MI            0                                                9        0.5              0
HOUSTON                          NO MI            0                                             8.99        0.5              0
BAYTOWN                          NO MI            0                                             8.45        0.5              0
CHANNELVIEW                      NO MI            0                                             11.6        0.5              0
SAN ANTONIO                      NO MI            0                                                9        0.5              0
MANOR                            NO MI            0                                                9        0.5              0
FORT WORTH                       NO MI            0                                                9        0.5              0
LEAGUE CITY                      NO MI            0                                             6.85        0.5              0
SILSBEE                          NO MI            0                                                9        0.5              0
SAN JUAN                         NO MI            0                                                9        0.5              0
WILLIS                           NO MI            0                                                9        0.5              0
HEMPSTEAD                        NO MI            0                                                9        0.5              0
SAN ANTONIO                      NO MI            0                                             8.25        0.5              0
HUMBLE                           NO MI            0                                              9.5        0.5              0
HOUSTON                          NO MI            0                                                9        0.5              0
HUMBLE                           NO MI            0                                                9        0.5              0
RIO GRANDE CITY                  NO MI            0                                                9        0.5              0
LYTLE                            NO MI            0                                              7.4        0.5              0
HOUSTON                          NO MI            0                                             8.95        0.5              0
TOMBALL                          NO MI            0                                                9        0.5              0
RICHMOND                         NO MI            0                                                7        0.5              0
AUSTIN                           NO MI            0                                                9        0.5              0
BROWNSVILLE                      NO MI            0                                             10.3        0.5              0
HOUSTON                          NO MI            0                                              9.3        0.5              0
CROSBY                           NO MI            0                                                9        0.5              0
HOUSTON                          NO MI            0                                             9.45        0.5              0
VICTORIA                         NO MI            0                                                9        0.5              0
SAN ANTONIO                      NO MI            0                                              7.6        0.5              0
SAN ANTONIO                      NO MI            0                                                9        0.5              0
ROSENBERG                        NO MI            0                                              8.7        0.5              0
BROWNSVILLE                      NO MI            0                                             8.99        0.5              0
HOUSTON                          NO MI            0                                                9        0.5              0
SAN JUAN                         NO MI            0                                             7.75        0.5              0
NEW CANEY                        NO MI            0                                                9        0.5              0
HOUSTON                          NO MI            0                                                9        0.5              0
HOUSTON                          NO MI            0                                              9.3        0.5              0
BAYTOWN                          NO MI            0                                              8.9        0.5              0
BROWNSVILLE                      NO MI            0                                             7.55        0.5              0
LA PORTE                         NO MI            0                                              9.5        0.5              0
LEWISVILLE                       NO MI            0                                                9        0.5              0
HORIZON                          NO MI            0                                              9.3        0.5              0
HOUSTON                          NO MI            0                                             8.95        0.5              0
HOUSTON                          NO MI            0                                              9.8        0.5              0
VICTORIA                         NO MI            0                                                9        0.5              0
HOUSTON                          NO MI            0                                             9.95        0.5              0
HOUSTON                          NO MI            0                                                9        0.5              0
MAGNOLIA                         NO MI            0                                            9.375        0.5              0
AUSTIN                           NO MI            0                                              8.9        0.5              0
HOUSTON                          NO MI            0                                                9        0.5              0
AUSTIN                           NO MI            0                                            6.875        0.5              0
AUSTIN                           NO MI            0                                                9        0.5              0
SPRING                           NO MI            0                                              8.4        0.5              0
HOUSTON                          NO MI            0                                              8.6        0.5              0
SPRING                           NO MI            0                                             7.99        0.5              0
HOUSTON                          NO MI            0                                              8.7        0.5              0
CYPRESS                          NO MI            0                                             8.65        0.5              0
HOUSTON                          NO MI            0                                             6.45        0.5              0
HOUSTON                          NO MI            0                                                9        0.5              0
SPRING                           NO MI            0                                                9        0.5              0
HUMBLE                           NO MI            0                                             5.95        0.5              0
HUMBLE                           NO MI            0                                                9        0.5              0
EDINBURG                         NO MI            0                                             8.85        0.5              0
HOUSTON                          NO MI            0                                             8.55        0.5              0
BAYTOWN                          NO MI            0                                             6.85        0.5              0
HOUSTON                          NO MI            0                                                9        0.5              0
DONNA                            NO MI            0                                            10.45        0.5              0
EDINBURG                         NO MI            0                                            8.625        0.5              0
HOUSTON                          NO MI            0                                              7.6        0.5              0
FRESNO                           NO MI            0                                              8.8        0.5              0
SAN ANTONIO                      NO MI            0                                             7.95        0.5              0
SAN ANTONIO                      NO MI            0                                             9.35        0.5              0
HOPKINS                          NO MI            0                                             8.95        0.5              0
BAYTOWN                          NO MI            0                                             8.75        0.5              0
KATY                             NO MI            0                                            8.625        0.5              0
PENITAS                          NO MI            0                                              7.4        0.5              0
SEA BROOK                        NO MI            0                                             6.75        0.5              0
PENITAS                          NO MI            0                                                9        0.5              0
SAN ANTONIO                      NO MI            0                                                9        0.5              0
PFLUGERVILLE                     NO MI            0                                             6.75        0.5              0
PENITAS                          NO MI            0                                              9.1        0.5              0
EDINBURG                         NO MI            0                                                9        0.5              0
KINGWOOD                         NO MI            0                                             6.85        0.5              0
SPRING                           NO MI            0                                             9.99        0.5              0
HOUSTON                          NO MI            0                                              9.5        0.5              0
VIDOR                            NO MI            0                                              6.5        0.5              0
WINNIE                           NO MI            0                                             8.85        0.5              0
GRANADA HILLS                    NO MI            0                                             7.85        0.5              0
LAKE ELSINORE                    NO MI            0                                               11        0.5              0
GRANADA HILLS                    NO MI            0                                             7.25        0.5              0
HESPERIA                         NO MI            0                                               11        0.5              0
RESEDA AREA                      NO MI            0                                            11.25        0.5              0
SUN VALLEY                       NO MI            0                                             10.5        0.5              0
MORENO VALLEY                    NO MI            0                                             10.5        0.5              0
SOUTH GATE                       NO MI            0                                             11.5        0.5              0
LOS ANGELES                      NO MI            0                                              6.5        0.5              0
RIVERSIDE                        NO MI            0                                             11.5        0.5              0
DESERT HOT SPRI                  NO MI            0                                            10.95        0.5              0
DESERT HOT SPRI                  NO MI            0                                            11.75        0.5              0
LA PUENTE                        NO MI            0                                             6.99        0.5              0
COSTA MESA                       NO MI            0                                             8.99        0.5              0
COSTA MESA                       NO MI            0                                            11.75        0.5              0
LAS VEGAS                        NO MI            0                                             6.95        0.5              0
SUGARLOAF                        NO MI            0                                             11.5        0.5              0
REDLANDS                         NO MI            0                                             11.5        0.5              0
SANTA ANA                        NO MI            0                                            10.99        0.5              0
SAN BERNARDINO                   NO MI            0                                              7.5        0.5              0
HIGHLAND                         NO MI            0                                              7.9        0.5              0
LOS ANGELES                      NO MI            0                                              6.5        0.5              0
FONTANA                          NO MI            0                                            11.25        0.5              0
SANTA CRUZ                       NO MI            0                                             5.75        0.5              0
BAKERSFIELD                      NO MI            0                                              9.5        0.5              0
FONTANA AREA                     NO MI            0                                             6.99        0.5              0
EL MONTE                         NO MI            0                                             11.5        0.5              0
WESTMINSTER                      NO MI            0                                              7.5        0.5              0
FONTANA                          NO MI            0                                              8.1        0.5              0
GARDEN GROVE                     NO MI            0                                            10.75        0.5              0
MORENO VALLEY                    NO MI            0                                             11.5        0.5              0
LONG BEACH                       NO MI            0                                            10.99        0.5              0
RIALTO                           NO MI            0                                             11.5        0.5              0
NUEVO                            NO MI            0                                              8.6        0.5              0
BAKERSFIELD                      NO MI            0                                             7.35        0.5              0
LOS ANGELES                      NO MI            0                                             11.5        0.5              0
PERRIS                           NO MI            0                                            7.375        0.5              0
ONTARIO                          NO MI            0                                              7.9        0.5              0
RIVERSIDE AREA                   NO MI            0                                            7.375        0.5              0
HESPERIA                         NO MI            0                                             8.35        0.5              0
ANAHEIM                          NO MI            0                                             7.75        0.5              0
SANTA ANA                        NO MI            0                                             7.25        0.5              0
MONROVIA                         NO MI            0                                             8.25        0.5              0
CORONA                           NO MI            0                                              6.9        0.5              0
LOS ANGELES                      NO MI            0                                              6.9        0.5              0
SANTA ROSA BEAC                  NO MI            0                                             8.99        0.5              0
LOS ANGELES                      NO MI            0                                             6.85        0.5              0
DOWNEY                           NO MI            0                                             6.85        0.5              0
RICHMOND                         NO MI            0                                             7.55        0.5              0
SAN DIEGO                        NO MI            0                                            6.925        0.5              0
SAN DIEGO                        NO MI            0                                             6.25        0.5              0
TEMECULA                         NO MI            0                                             9.24        0.5              0
CATHEDRAL CITY                   NO MI            0                                             7.65        0.5              0
HUNTINGTON BEAC                  NO MI            0                                            7.625        0.5              0
HIDDEN HILLS                     NO MI            0                                              6.3        0.5              0
ESCONDIDO                        NO MI            0                                             6.25        0.5              0
DESERT HOT SPRI                  NO MI            0                                              7.6        0.5              0
HEBER                            NO MI            0                                            7.115        0.5              0
CHULA VISTA                      NO MI            0                                             6.75        0.5              0
BRAWLEY                          NO MI            0                                             5.65        0.5              0
CONWAY                           NO MI            0                                            11.45        0.5              0
ROCKFORD                         NO MI            0                                             7.99        0.5              0
LOS ANGELES                      NO MI            0                                             11.5        0.5              0
LOS ANGELES                      NO MI            0                                             7.49        0.5              0
LOS ANGELES                      NO MI            0                                             11.5        0.5              0
CHICAGO                          NO MI            0                                             11.5        0.5              0
NORTHRIDGE AREA                  NO MI            0                                            11.25        0.5              0
SANTA ANA                        NO MI            0                                            10.99        0.5              0
APPLE VALLEY AR                  NO MI            0                                               11        0.5              0
LAKEPORT                         NO MI            0                                            6.625        0.5              0
SURPRISE                         NO MI            0                                             8.99        0.5              0
BAKERSFIELD                      NO MI            0                                            8.675        0.5              0
BLOOMINGTON ARE                  NO MI            0                                            10.25        0.5              0
ANAHEIM                          NO MI            0                                            10.99        0.5              0
SAN DIEGO                        NO MI            0                                            11.45        0.5              0
APPLE VALLEY                     NO MI            0                                             11.2        0.5              0
OCEANSIDE                        NO MI            0                                              8.6        0.5              0
YUBA CITY                        NO MI            0                                            10.99        0.5              0
SUN CITY                         NO MI            0                                            10.99        0.5              0
CARLSBAD                         NO MI            0                                             8.35        0.5              0
SAN DIEGO                        NO MI            0                                             6.99        0.5              0
SAN YSIDRO                       NO MI            0                                              9.8        0.5              0
MURRIETA                         NO MI            0                                             11.5        0.5              0
SAN DIEGO                        NO MI            0                                             8.99        0.5              0
EL CAJON                         NO MI            0                                              6.5        0.5              0
EL CAJON                         NO MI            0                                            11.25        0.5              0
SAN DIEGO                        NO MI            0                                              8.3        0.5              0
SAN DIEGO                        NO MI            0                                            6.875        0.5              0
SHASTA LAKE                      NO MI            0                                            6.625        0.5              0
PALM DESERT                      NO MI            0                                            6.375        0.5              0
OCEANSIDE                        NO MI            0                                             10.5        0.5              0
YUCAIPA                          NO MI            0                                              6.2        0.5              0
ORANGEVALE                       NO MI            0                                             11.5        0.5              0
OLIVEHURST                       NO MI            0                                              8.3        0.5              0
RANCHO MURIETA                   NO MI            0                                              6.9        0.5              0
SAN DIEGO                        NO MI            0                                            11.75        0.5              0
MURRIETA                         NO MI            0                                             9.25        0.5              0
HEBER                            NO MI            0                                             6.69        0.5              0
ORANGE                           NO MI            0                                             9.49        0.5              0
SAN DIEGO                        NO MI            0                                             6.99        0.5              0
VIRGINIA CITY H                  NO MI            0                                              6.8        0.5              0
RANCHO MIRAGE                    NO MI            0                                            6.875        0.5              0
SAN JACINTO                      NO MI            0                                              6.9        0.5              0
THOUSAND OAKS                    NO MI            0                                              6.4        0.5              0
NORTH HIGHLANDS                  NO MI            0                                              8.8        0.5              0
SAN DIEGO                        NO MI            0                                            7.875        0.5              0
HEBER                            NO MI            0                                              6.1        0.5              0
SAN DIEGO                        NO MI            0                                             6.25        0.5              0
SAN LORENZO                      NO MI            0                                             11.5        0.5              0
COUPEVILLE                       NO MI            0                                             6.15        0.5              0
LA QUINTA                        NO MI            0                                              5.9        0.5              0
BENICIA                          NO MI            0                                            10.15        0.5              0
SACRAMENTO                       NO MI            0                                             8.35        0.5              0
SAN DIEGO                        NO MI            0                                              7.1        0.5              0
SOLANA BEACH                     NO MI            0                                             8.89        0.5              0
HEMET                            NO MI            0                                             6.95        0.5              0
ALISO VIEJO                      NO MI            0                                              6.6        0.5              0
MENIFEE                          NO MI            0                                             8.95        0.5              0
MENIFEE                          NO MI            0                                             11.5        0.5              0
INDIO                            NO MI            0                                              7.6        0.5              0
SALINAS                          NO MI            0                                            6.375        0.5              0
CHULA VISTA                      NO MI            0                                              7.7        0.5              0
BERKELEY                         NO MI            0                                             9.59        0.5              0
3443 MADISON AV                  NO MI            0                                             6.75        0.5              0
SACRAMENTO                       NO MI            0                                            6.875        0.5              0
SAN JOSE                         NO MI            0                                              8.3        0.5              0
IMPERIAL BEACH                   NO MI            0                                              5.5        0.5              0
RIVERSIDE                        NO MI            0                                              6.5        0.5              0
SAN JOSE                         NO MI            0                                            6.875        0.5              0
SALIDA                           NO MI            0                                             7.25        0.5              0
SAN DIEGO                        NO MI            0                                             6.65        0.5              0
OAKDALE                          NO MI            0                                              7.6        0.5              0
MATHER                           NO MI            0                                             6.75        0.5              0
SACRAMENTO                       NO MI            0                                              7.8        0.5              0
LINCOLN                          NO MI            0                                             7.55        0.5              0
SOLANA BEACH                     NO MI            0                                             7.55        0.5              0
STOCKTON                         NO MI            0                                             9.59        0.5              0
SAN DIEGO                        NO MI            0                                             7.75        0.5              0
SAN JOSE                         NO MI            0                                            7.875        0.5              0
CHULA VISTA                      NO MI            0                                             6.85        0.5              0
CHULA VISTA                      NO MI            0                                            10.75        0.5              0
SAN JOSE                         NO MI            0                                             7.55        0.5              0
SAN JOSE                         NO MI            0                                               10        0.5              0
ANTIOCH                          NO MI            0                                             6.55        0.5              0
HEBER                            NO MI            0                                            7.565        0.5              0
LAKESIDE                         NO MI            0                                              7.5        0.5              0
SIMI VALLEY                      NO MI            0                                             6.75        0.5              0
HOFFMAN ESTATES                  NO MI            0                                             11.5        0.5              0
DETROIT                          NO MI            0                                             11.5        0.5              0
MENAHGA                          NO MI            0                                             9.35        0.5              0
DEKALB                           NO MI            0                                             7.49        0.5              0
LOCKPORT                         NO MI            0                                              7.5        0.5              0
OSWEGO                           NO MI            0                                             7.55        0.5              0
HOUSTON                          NO MI            0                                                9        0.5              0
GALVA                            NO MI            0                                            11.45        0.5              0
IOLA                             NO MI            0                                             10.5        0.5              0
COLLEGE STATION                  NO MI            0                                             9.75        0.5              0
STANTON                          NO MI            0                                              9.5        0.5              0
DIAMOND BAR                      NO MI            0                                             6.49        0.5              0
LAGUNA NIGUEL                    NO MI            0                                             7.99        0.5              0
MORENO VALLEY                    NO MI            0                                            7.875        0.5              0
ANAHEIM                          NO MI            0                                             8.25        0.5              0
ONTARIO                          NO MI            0                                             7.99        0.5              0
PERRIS                           NO MI            0                                              7.6        0.5              0
INGLEWOOD                        NO MI            0                                             8.65        0.5              0
INGLEWOOD                        NO MI            0                                            10.99        0.5              0
FONTANA                          NO MI            0                                              7.9        0.5              0
CORONA                           NO MI            0                                             7.99        0.5              0
CORONA                           NO MI            0                                            8.875        0.5              0
CASTAIC                          NO MI            0                                            7.875        0.5              0
RIALTO                           NO MI            0                                             6.99        0.5              0
EL CAJON                         NO MI            0                                             8.65        0.5              0
LA HABRA                         NO MI            0                                            6.875        0.5              0
NORTH HOLLYWOOD                  NO MI            0                                             7.85        0.5              0
PACOIMA                          NO MI            0                                             7.35        0.5              0
PACOIMA                          NO MI            0                                             9.75        0.5              0
SAN BERNARDINO                   NO MI            0                                             7.65        0.5              0
CORONA                           NO MI            0                                              9.5        0.5              0
LAKE ELSINORE                    NO MI            0                                             9.75        0.5              0
BALTIMORE                        NO MI            0                                             8.75        0.5              0
AURORA                           NO MI            0                                            11.45        0.5              0
AURORA                           NO MI            0                                            11.45        0.5              0
DENVER                           NO MI            0                                             11.5        0.5              0
MONUMENT                         NO MI            0                                             6.99        0.5              0
AURORA                           NO MI            0                                            11.75        0.5              0
FARMINGTON                       NO MI            0                                             11.5        0.5              0
STERLING                         NO MI            0                                             11.4        0.5              0
DENVER                           NO MI            0                                               11        0.5              0
COLORADO SPRING                  NO MI            0                                             11.5        0.5              0
AURORA                           NO MI            0                                             7.99        0.5              0
CENTENNIAL                       NO MI            0                                                7        0.5              0
DENVER                           NO MI            0                                             11.5        0.5              0
DENVER                           NO MI            0                                             11.5        0.5              0
DENVER                           NO MI            0                                             6.85        0.5              0
WESTMINSTER                      NO MI            0                                             11.5        0.5              0
CARBONDALE                       NO MI            0                                              7.1        0.5              0
CASTLE ROCK                      NO MI            0                                             7.15        0.5              0
CASTLE ROCK                      NO MI            0                                            11.25        0.5              0
DENVER                           NO MI            0                                             11.5        0.5              0
GREENWOOD VILLA                  NO MI            0                                            11.15        0.5              0
DENVER                           NO MI            0                                              7.3        0.5              0
DENVER                           NO MI            0                                            11.75        0.5              0
WESTMINSTER                      NO MI            0                                             11.5        0.5              0
THORNTON                         NO MI            0                                             8.25        0.5              0
GREELEY                          NO MI            0                                             9.35        0.5              0
LITTLETON                        NO MI            0                                             6.75        0.5              0
FORT LUPTON                      NO MI            0                                            11.25        0.5              0
ENGLEWOOD                        NO MI            0                                             8.99        0.5              0
DENVER                           NO MI            0                                              9.3        0.5              0
GREELEY                          NO MI            0                                             11.5        0.5              0
ALAMOSA                          NO MI            0                                             7.25        0.5              0
ALAMOSA                          NO MI            0                                            11.25        0.5              0
CHEYENNE                         NO MI            0                                             11.5        0.5              0
CASTLE ROCK                      NO MI            0                                            7.125        0.5              0
CARBONDALE                       NO MI            0                                             9.95        0.5              0
DENVER                           NO MI            0                                             9.15        0.5              0
LAS VEGAS                        NO MI            0                                              8.8        0.5              0
GLENROCK                         NO MI            0                                              9.4        0.5              0
EVANS                            NO MI            0                                             9.35        0.5              0
PLAIN CITY                       NO MI            0                                             7.49        0.5              0
COMMERCE CITY                    NO MI            0                                             6.99        0.5              0
AURORA                           NO MI            0                                             6.55        0.5              0
PROVO                            NO MI            0                                              7.9        0.5              0
BRIGHTON                         NO MI            0                                             7.99        0.5              0
AURORA                           NO MI            0                                             9.25        0.5              0
LONGMONT                         NO MI            0                                             8.95        0.5              0
LITTLETON                        NO MI            0                                             8.85        0.5              0
COLORADO SPRING                  NO MI            0                                             9.85        0.5              0
COMMERCE CITY                    NO MI            0                                            8.925        0.5              0
COMMERCE CITY                    NO MI            0                                            11.75        0.5              0
AURORA                           NO MI            0                                            7.875        0.5              0
DENVER                           NO MI            0                                              7.4        0.5              0
COLORADO SPRING                  NO MI            0                                             9.25        0.5              0
THORNTON                         NO MI            0                                              8.5        0.5              0
COLORADO SPRING                  NO MI            0                                              7.9        0.5              0
AURORA                           NO MI            0                                              9.6        0.5              0
WESTMINSTER                      NO MI            0                                             7.99        0.5              0
DENVER                           NO MI            0                                             7.99        0.5              0
DENVER                           NO MI            0                                            7.725        0.5              0
NORTH LAS VEGAS                  NO MI            0                                              8.2        0.5              0
DENVER                           NO MI            0                                            10.55        0.5              0
THORNTON                         NO MI            0                                             8.65        0.5              0
SANDY                            NO MI            0                                              7.4        0.5              0
CASPER                           NO MI            0                                              9.6        0.5              0
COMMERCE CITY                    NO MI            0                                             10.9        0.5              0
TOOELE                           NO MI            0                                             9.55        0.5              0
AMERICAN FORK                    NO MI            0                                              9.8        0.5              0
HAYDEN                           NO MI            0                                              8.9        0.5              0
WOODLAND PARK                    NO MI            0                                             8.95        0.5              0
COLORADO SPRING                  NO MI            0                                             8.25        0.5              0
BRIGHTON                         NO MI            0                                             7.65        0.5              0
CHEYENNE                         NO MI            0                                             9.25        0.5              0
DENVER                           NO MI            0                                             9.75        0.5              0
LONGMONT                         NO MI            0                                             6.79        0.5              0
COLORADO SPRING                  NO MI            0                                              8.1        0.5              0
JOHNSTOWN                        NO MI            0                                                8        0.5              0
CAPE CORAL                       NO MI            0                                              8.7        0.5              0
COMMERCE CITY                    NO MI            0                                             7.95        0.5              0
YORBA LINDA                      NO MI            0                                             6.15        0.5              0
LAKEVILLE                        NO MI            0                                             8.45        0.5              0
WESTMINSTER                      NO MI            0                                             9.15        0.5              0
NORFOLK                          NO MI            0                                             9.85        0.5              0
CHANNAHON                        NO MI            0                                            7.375        0.5              0
RED LION                         NO MI            0                                              9.5        0.5              0
MINNEAPOLIS                      NO MI            0                                           10.334        0.5              0
DETROIT                          NO MI            0                                            11.75        0.5              0
URBANA                           NO MI            0                                            8.625        0.5              0
ALEDO                            NO MI            0                                             10.5        0.5              0
DETROIT                          NO MI            0                                             8.25        0.5              0
HAMMOND                          NO MI            0                                               11        0.5              0
ADRIAN                           NO MI            0                                           10.334        0.5              0
OAK FOREST                       NO MI            0                                             9.49        0.5              0
FORT BRANCH                      NO MI            0                                              9.2        0.5              0
HOPKINSVILLE                     NO MI            0                                              9.7        0.5              0
CHICAGO                          NO MI            0                                              7.8        0.5              0
DOLTON                           NO MI            0                                             9.35        0.5              0
HENDERSON                        NO MI            0                                             9.65        0.5              0
RIVERSIDE                        NO MI            0                                              7.4        0.5              0
PACOIMA                          NO MI            0                                             7.25        0.5              0
FONTANA                          NO MI            0                                             6.99        0.5              0
BANNING                          NO MI            0                                             7.55        0.5              0
BANNING                          NO MI            0                                            11.15        0.5              0
ADELANTO                         NO MI            0                                                8        0.5              0
ANAHEIM                          NO MI            0                                             7.99        0.5              0
CORONA                           NO MI            0                                             7.05        0.5              0
COMPTON                          NO MI            0                                              8.5        0.5              0
HELENDALE AREA                   NO MI            0                                              6.5        0.5              0
HESPERIA                         NO MI            0                                                8        0.5              0
ANAHEIM                          NO MI            0                                              6.3        0.5              0
(SAUGUS AREA) L                  NO MI            0                                             7.99        0.5              0
ANAHEIM                          NO MI            0                                             8.99        0.5              0
ELMWOOD                          NO MI            0                                             7.99        0.5              0
PERRIS                           NO MI            0                                             8.49        0.5              0
LOS ANGELES                      NO MI            0                                            7.375        0.5              0
RIALTO                           NO MI            0                                              8.9        0.5              0
ORANGE (CITY)                    NO MI            0                                             7.25        0.5              0
SANTA ANA                        NO MI            0                                             8.99        0.5              0
ORANGE                           NO MI            0                                             7.75        0.5              0
AURORA                           NO MI            0                                              7.5        0.5              0
FONTANA AREA                     NO MI            0                                             8.75        0.5              0
WINNETKA AREA                    NO MI            0                                              6.9        0.5              0
BELLFLOWER                       NO MI            0                                             8.25        0.5              0
POMONA                           NO MI            0                                             9.35        0.5              0
MURRIETA                         NO MI            0                                              7.7        0.5              0
LAKE FOREST                      NO MI            0                                             6.99        0.5              0
WEST COVINA                      NO MI            0                                              7.1        0.5              0
FONTANA                          NO MI            0                                             8.65        0.5              0
PARAMOUNT                        NO MI            0                                              8.2        0.5              0
ANTIOCH                          NO MI            0                                              6.6        0.5              0
SANTA ANA                        NO MI            0                                              7.5        0.5              0
WESTMINSTER                      NO MI            0                                             7.15        0.5              0
SUISUN CITY                      NO MI            0                                             8.35        0.5              0
FONTANA                          NO MI            0                                            6.375        0.5              0
HEMET                            NO MI            0                                              7.5        0.5              0
LINDEN                           NO MI            0                                             6.25        0.5              0
LOS ANGELES                      NO MI            0                                             7.65        0.5              0
LADERA RANCH AR                  NO MI            0                                              7.5        0.5              0
RIVERSIDE                        NO MI            0                                             7.75        0.5              0
ANAHEIM                          NO MI            0                                            8.125        0.5              0
MORENO VALLEY                    NO MI            0                                              8.2        0.5              0
MORENO VALLEY                    NO MI            0                                            6.825        0.5              0
OAKLAND                          NO MI            0                                            10.95        0.5              0
ORANGE                           NO MI            0                                             6.75        0.5              0
HIGHLAND AREA                    NO MI            0                                             7.99        0.5              0
SANTA ANA                        NO MI            0                                             6.99        0.5              0
BAKERSFIELD                      NO MI            0                                             7.99        0.5              0
GRAND TERRACE                    NO MI            0                                              7.7        0.5              0
SANTA ANA                        NO MI            0                                             8.99        0.5              0
RIALTO                           NO MI            0                                              7.5        0.5              0
SAN BERNARDINO                   NO MI            0                                             8.95        0.5              0
GARDEN GROVE                     NO MI            0                                             6.65        0.5              0
GARDENA                          NO MI            0                                             6.75        0.5              0
SANTA ANA                        NO MI            0                                              5.5        0.5              0
SANTA ANA                        NO MI            0                                                7        0.5              0
LOS ANGELES                      NO MI            0                                             5.99        0.5              0
NORWALK                          NO MI            0                                            7.875        0.5              0
BEAUMONT                         NO MI            0                                             8.99        0.5              0
SOUTH GATE                       NO MI            0                                             8.85        0.5              0
SANTA ANA                        NO MI            0                                             7.25        0.5              0
SANTA ANA                        NO MI            0                                             7.99        0.5              0
RIALTO                           NO MI            0                                              6.9        0.5              0
RIVERSIDE                        NO MI            0                                             8.75        0.5              0
PERRIS                           NO MI            0                                             6.95        0.5              0
ANAHEIM                          NO MI            0                                             7.95        0.5              0
SANTA CLARITA                    NO MI            0                                             7.35        0.5              0
SAN FERNANDO                     NO MI            0                                                7        0.5              0
ANAHEIM                          NO MI            0                                             7.89        0.5              0
SARATOGA SPRING                  NO MI            0                                              7.8        0.5              0
CHICAGO                          NO MI            0                                             9.95        0.5              0
HOUSTON                          NO MI            0                                                9        0.5              0
SAN ANTONIO                      NO MI            0                                                9        0.5              0
HOUSTON                          NO MI            0                                                9        0.5              0
CROSBY                           NO MI            0                                                9        0.5              0
HOUSTON                          NO MI            0                                                9        0.5              0
HUTTO                            NO MI            0                                                9        0.5              0
HI HAT                           NO MI            0                                             9.75        0.5              0
WYLIE                            NO MI            0                                             9.45        0.5              0
MURFREESBORO                     NO MI            0                                             9.25        0.5              0
BLUE RIDGE                       NO MI            0                                            6.875        0.5              0
LARGO                            NO MI            0                                            11.45        0.5              0
KINGMAN                          NO MI            0                                            10.05        0.5              0
WAMEGO                           NO MI            0                                            11.55        0.5              0
KANSAS CITY                      NO MI            0                                              9.8        0.5              0
LEES SUMMIT                      NO MI            0                                             8.69        0.5              0
HESPERIA                         NO MI            0                                              9.5        0.5              0
TOWNSEND                         NO MI            0                                            10.25        0.5              0
YUBA CITY                        NO MI            0                                            11.25        0.5              0


CITY1                            LPMI           TRUSTFEE           TOTAL_STRIP                 CURRENT_NET_COUPON       PAYMENT
-------------------------------------------------------------------------------------------------------------------------------
LONG BEACH                        0               0.012               0.512                              9.988            334.8
BIG BEAR CITY                     0               0.012               0.512                             10.588            902.3
JAMUL                             0               0.012               0.512                              6.238             5175
JAMUL                             0               0.012               0.512                              9.238          1976.06
HENDERSON                         0               0.012               0.512                              7.738          3593.91
BALDWIN PARK                      0               0.012               0.512                              7.478          2287.18
BONIFAY                           0               0.012               0.512                              7.863          1611.36
AVENUE BLOOMING                   0               0.012               0.512                              6.738           3262.5
AVENUE BLOOMING                   0               0.012               0.512                             10.888          1326.61
STANTON                           0               0.012               0.512                              6.388             2300
RIVERSIDE AREA                    0               0.012               0.512                              7.388           2594.7
APPLE VALLEY                      0               0.012               0.512                              8.338          2165.53
CANYON COUNTRY                    0               0.012               0.512                              6.478          2567.14
LAKE ELSINORE                     0               0.012               0.512                              6.838           1808.1
LAKE ELSINORE                     0               0.012               0.512                             10.638            711.2
LOMITA                            0               0.012               0.512                              7.238          1289.55
LOS ANGELES                       0               0.012               0.512                              9.388           4372.5
RAWLINS                           0               0.012               0.512                              9.288          1041.84
AURORA                            0               0.012               0.512                              7.478          1331.66
CHULA VISTA                       0               0.012               0.512                              5.938          2488.63
SOUTH PLAINFIEL                   0               0.012               0.512                              8.363          1829.99
OAKLEY                            0               0.012               0.512                              5.878           2172.6
SAN DIEGO                         0               0.012               0.512                              6.738          1416.17
SAN DIEGO                         0               0.012               0.512                             10.288           549.23
SAN MARCOS                        0               0.012               0.512                              5.988             2470
SAN MARCOS                        0               0.012               0.512                              9.588          1008.87
TEMECULA                          0               0.012               0.512                              6.613           4132.5
TEMECULA                          0               0.012               0.512                              9.888          1578.66
SAN DIEGO                         0               0.012               0.512                              6.288          2081.87
HIGLEY                            0               0.012               0.512                              5.388          1690.44
BIG BEAR CITY                     0               0.012               0.512                              6.738          2271.67
SALINAS                           0               0.012               0.512                              5.988          2426.67
SALINAS                           0               0.012               0.512                             10.438           796.78
MURRIETA                          0               0.012               0.512                              6.238          2953.13
MENIFEE                           0               0.012               0.512                              6.238             2025
ALTON                             0               0.012               0.512                              9.388           680.63
CLIFTON                           0               0.012               0.512                              7.728          2326.75
EL SOBRANTE                       0               0.012               0.512                              9.888          1177.64
KELLER                            0               0.012               0.512                              8.478          1053.12
LANCASTER                         0               0.012               0.512                              6.478          2327.65
PALMDALE                          0               0.012               0.512                              8.238          2070.83
EVERETT                           0               0.012               0.512                              9.688          2721.78
RESEDA                            0               0.012               0.512                              5.738          2707.85
SCOTTSDALE                        0               0.012               0.512                              6.238          4673.58
EL SOBRANTE                       0               0.012               0.512                              6.988             3245
EAST ORANGE                       0               0.012               0.512                              8.938          2494.89
FRISCO                            0               0.012               0.512                              6.338          1373.06
COSTA MESA                        0               0.012               0.512                              8.238          4528.12
PUYALLUP                          0               0.012               0.512                             10.238           746.79
COLLIERVILLE                      0               0.012               0.512                              8.488            643.7
FORT WORTH                        0               0.012               0.512                              7.478          1730.04
SAINT LOUIS                       0               0.012               0.512                              6.438           496.47
SEATTLE                           0               0.012               0.512                              6.838          1615.12
SEATTLE                           0               0.012               0.512                              9.238           251.74
KANSAS CITY                       0               0.012               0.512                              6.888          1559.59
LOVES PARK                        0               0.012               0.512                              8.388          1282.97
COEUR D ALENE                     0               0.012               0.512                              7.188           975.33
SEATAC                            0               0.012               0.512                              6.478          2883.38
LOS ANGELES                       0               0.012               0.512                             10.238           875.14
LOS ANGELES                       0               0.012               0.512                              5.978          1701.66
BATESVILLE                        0               0.012               0.512                              8.238          1734.68
DELRAY BEACH                      0               0.012               0.512                              6.688             4440
CITY OF UPLAND                    0               0.012               0.512                              6.788          3479.67
SAINT LOUIS                       0               0.012               0.512                             11.238           121.13
FORT SMITH                        0               0.012               0.512                              9.438           610.85
LOS ANGELES                       0               0.012               0.512                              7.988          3045.83
FONTANA                           0               0.012               0.512                              5.438          2342.04
LAMAR                             0               0.012               0.512                              8.038           834.26
OXON HILL                         0               0.012               0.512                              6.478          1407.32
FAIRHAVEN                         0               0.012               0.512                             10.488           364.27
HYANNIS                           0               0.012               0.512                              6.663          2098.69
FORT WORTH                        0               0.012               0.512                              8.988           673.53
HUNTINGTON PARK                   0               0.012               0.512                             10.738          1103.36
CAPE GIRARDEAU                    0               0.012               0.512                              9.488           671.35
WYOMING                           0               0.012               0.512                              9.488           1483.1
BALTIMORE                         0               0.012               0.512                              8.588          1138.59
BURBANK                           0               0.012               0.512                             10.238           793.46
SPOKANE                           0               0.012               0.512                              8.853          1167.38
CLOVIS                            0               0.012               0.512                              6.038           824.64
SPRING VALLEY                     0               0.012               0.512                              6.338          5565.62
MURRIETA                          0               0.012               0.512                              9.138           724.05
FLOSSMOOR                         0               0.012               0.512                              6.238          5967.11
BELVIDERE                         0               0.012               0.512                              7.478          2162.55
PFLUGERVILLE                      0               0.012               0.512                              8.488           111.95
GALENA PARK                       0               0.012               0.512                              8.488           125.85
COLUMBIA                          0               0.012               0.512                              8.138          1597.34
CHICAGO                           0               0.012               0.512                             10.988           197.07
WEST LINN                         0               0.012               0.512                              6.488          1572.11
TOMBALL                           0               0.012               0.512                              8.488           258.76
WEST VALLEY CIT                   0               0.012               0.512                              9.988           473.52
HOUSTON                           0               0.012               0.512                              8.288           592.71
LONG BEACH                        0               0.012               0.512                              6.438          2713.99
KISSIMMEE                         0               0.012               0.512                              8.478          2049.96
KATY                              0               0.012               0.512                              8.188          1180.15
TAMPA                             0               0.012               0.512                              6.438          1772.37
YOUNGSTOWN                        0               0.012               0.512                              8.888          1249.52
PALO                              0               0.012               0.512                              8.938          2260.47
LYNN                              0               0.012               0.512                              6.338          1736.44
TURRELL                           0               0.012               0.512                              6.838           418.14
PEMBROKE PINES                    0               0.012               0.512                              8.088          2759.17
LITTLETON                         0               0.012               0.512                             10.988            326.8
FORT VALLEY                       0               0.012               0.512                              8.288          1557.98
SAN BERNARDINO                    0               0.012               0.512                             11.088           561.34
PHENIX                            0               0.012               0.512                              8.738            859.7
OAK PARK                          0               0.012               0.512                             11.238           746.97
KANSAS CITY                       0               0.012               0.512                              9.038           675.61
LONG BEACH                        0               0.012               0.512                              6.613          5343.75
WICHITA                           0               0.012               0.512                              9.388           687.46
CORONA                            0               0.012               0.512                              8.138          2622.39
PUTNAM CT 06260                   0               0.012               0.512                              7.638           1488.5
WHITTIER AREA                     0               0.012               0.512                              6.338          2227.89
QUARTZ HILL ARE                   0               0.012               0.512                             10.988           668.35
KANSAS CITY                       0               0.012               0.512                              9.278           724.16
SAN JUAN                          0               0.012               0.512                              9.338           485.25
NEWTON                            0               0.012               0.512                              8.988           731.55
MAQUOKETA                         0               0.012               0.512                              8.188          1887.35
PRAIRIE CITY                      0               0.012               0.512                              6.388          1774.93
KANSAS CITY                       0               0.012               0.512                              8.188            636.1
EAGLE MOUNTAIN                    0               0.012               0.512                             11.238           317.97
YORBA LINDA                       0               0.012               0.512                             11.238          2523.53
INGLEWOOD                         0               0.012               0.512                              8.113          4132.81
MINDEN                            0               0.012               0.512                              6.988          1392.84
HOUSTON                           0               0.012               0.512                              6.538           711.46
IOLA                              0               0.012               0.512                              5.938           422.55
KANSAS CITY                       0               0.012               0.512                              8.238           534.96
SAINT LOUIS                       0               0.012               0.512                              8.688           840.36
HOUSTON                           0               0.012               0.512                              8.238           393.36
CHICAGO                           0               0.012               0.512                              7.738          2298.88
FORT WORTH                        0               0.012               0.512                              9.863           1154.4
FLORISSANT                        0               0.012               0.512                              8.188          1268.75
KANSAS CITY                       0               0.012               0.512                              8.988            584.4
ISSAQUAH                          0               0.012               0.512                              6.188          4912.85
FRESNO                            0               0.012               0.512                             11.088            678.6
REDMOND                           0               0.012               0.512                              8.638          4956.25
CHICAGO                           0               0.012               0.512                              9.738          1971.43
COSTA MESA                        0               0.012               0.512                              6.478          3848.38
TEMPE                             0               0.012               0.512                              7.138           918.83
CARROLLTON                        0               0.012               0.512                              6.388          1572.12
HOUSTON                           0               0.012               0.512                              7.988          2399.02
UNIC AREA OF LA                   0               0.012               0.512                              9.478           745.31
KANSAS CITY                       0               0.012               0.512                              8.788          1118.82
SAINT LOUIS                       0               0.012               0.512                              7.988           961.15
OMAHA                             0               0.012               0.512                              9.338          1246.33
DAVENPORT                         0               0.012               0.512                              7.338          1053.18
DAVENPORT                         0               0.012               0.512                              7.338            263.3
LEAVENWORTH                       0               0.012               0.512                              9.088          1166.22
SPANAWAY                          0               0.012               0.512                              7.738          1533.26
PORT ORCHARD                      0               0.012               0.512                              6.287          1163.29
POST FALLS                        0               0.012               0.512                              7.588              864
POST FALLS                        0               0.012               0.512                             10.388           302.33
IONA                              0               0.012               0.512                              6.988           699.22
POULSBO                           0               0.012               0.512                              6.343          1410.99
BELLINGHAM                        0               0.012               0.512                              8.988          2335.42
SPANAWAY                          0               0.012               0.512                              6.788          1259.25
GERVAIS                           0               0.012               0.512                              8.778          1827.03
HARRISBURG                        0               0.012               0.512                              6.788             1168
HARRISBURG                        0               0.012               0.512                             10.638           462.57
TACOMA                            0               0.012               0.512                              7.938          1866.04
VANCOUVER                         0               0.012               0.512                              6.288          1654.67
NORTH LAS VEGAS                   0               0.012               0.512                              6.788          1700.22
NORTH LAS VEGAS                   0               0.012               0.512                             10.738           602.19
BURLINGTON                        0               0.012               0.512                              5.988          1142.78
PORT ORCHARD                      0               0.012               0.512                              7.438          2424.54
ONTARIO                           0               0.012               0.512                              8.038          1436.96
APPLE VALLEY                      0               0.012               0.512                              7.238          1692.08
120-120 1/2 41S                   0               0.012               0.512                              9.478          5519.48
NORWALK                           0               0.012               0.512                              7.438           3577.5
NORWALK                           0               0.012               0.512                             10.988           1336.9
CARSON                            0               0.012               0.512                              7.038          2516.67
120-120 1/2 41S                   0               0.012               0.512                              9.888          1061.51
LONG BEACH                        0               0.012               0.512                              6.038          2693.93
WINNETKA                          0               0.012               0.512                              7.238          3249.51
WINNETKA                          0               0.012               0.512                             10.738          1221.85
RIVERSIDE                         0               0.012               0.512                             10.738           553.62
AREA OF LOS ANG                   0               0.012               0.512                              6.988             2125
LONG BEACH                        0               0.012               0.512                              6.988              915
REDONDO BEACH                     0               0.012               0.512                              7.238             6200
SURPRISE                          0               0.012               0.512                              8.238          1995.23
RANCHO CUCAMONG                   0               0.012               0.512                              8.738          3260.62
ORANGE                            0               0.012               0.512                              6.238           2587.5
ORANGE                            0               0.012               0.512                              9.988          1051.96
FONTANA                           0               0.012               0.512                              6.888             2146
(STUDIO CITY AR                   0               0.012               0.512                              8.238          6927.08
PALMDALE                          0               0.012               0.512                              8.388          3504.37
HEMET                             0               0.012               0.512                              9.238          2396.88
LOS ANGELES                       0               0.012               0.512                              8.438           5101.5
LOS ANGELES                       0               0.012               0.512                              7.038          3114.37
LOS ANGELES                       0               0.012               0.512                              6.628          1910.04
SAN BERNARDINO                    0               0.012               0.512                              7.338           2119.5
FONTANA                           0               0.012               0.512                              7.988          4533.33
LOS ANGELES                       0               0.012               0.512                              7.088          3364.58
LONG BEACH                        0               0.012               0.512                              6.438          2372.37
(LA PUENTE AREA                   0               0.012               0.512                              8.363          5058.75
VAN NUYS AREA L                   0               0.012               0.512                              6.363          2140.42
SAN DIMAS                         0               0.012               0.512                              8.113          4204.69
OXNARD                            0               0.012               0.512                              6.738          2947.01
AREA OF HEMET                     0               0.012               0.512                              8.688             1656
HESPERIA                          0               0.012               0.512                              8.478          1680.28
STOCKTON                          0               0.012               0.512                              7.478          1771.12
LAKEWOOD                          0               0.012               0.512                              7.338             2983
FONTANA                           0               0.012               0.512                              7.863          2093.75
LAWNDALE                          0               0.012               0.512                              7.363          4128.47
CANOGA PARK ARE                   0               0.012               0.512                              8.188             3016
FALLBROOK                         0               0.012               0.512                              8.238          3558.33
LAS VEGAS                         0               0.012               0.512                              8.188           1734.2
LOS ANGELES                       0               0.012               0.512                              7.438          3209.81
COMPTON                           0               0.012               0.512                              7.138          2844.84
BALDWIN PARK                      0               0.012               0.512                              7.988          2408.33
CYPRESS                           0               0.012               0.512                              6.438          3938.33
COMPTON                           0               0.012               0.512                              7.478          2082.19
LOS ANGELES                       0               0.012               0.512                              7.238          3109.69
LOS ANGELES                       0               0.012               0.512                              7.388           4700.5
LONG BEACH                        0               0.012               0.512                              6.238             3060
LONG BEACH                        0               0.012               0.512                             10.138            944.5
SANTA ANA                         0               0.012               0.512                              5.838          3795.64
LOS ANGELES                       0               0.012               0.512                              8.478          2996.67
SAN DIEGO                         0               0.012               0.512                              7.113           1677.5
AREA OF SYLMAR                    0               0.012               0.512                              6.863          1843.75
CHINO                             0               0.012               0.512                              8.838          3389.37
AREA OF BLOOMIN                   0               0.012               0.512                              6.478          1649.64
LOS ANGELES                       0               0.012               0.512                              7.038          3900.83
(COMPTON AREA)                    0               0.012               0.512                              7.238          2583.33
PROVO                             0               0.012               0.512                              7.938           915.42
ADELANTO                          0               0.012               0.512                              8.038              798
KENNEWICK                         0               0.012               0.512                              7.838           573.37
PORTLAND                          0               0.012               0.512                              7.113          1458.28
COEUR D ALENE                     0               0.012               0.512                              8.888             1128
EATONVILLE                        0               0.012               0.512                              7.238          1203.18
FEDERAL WAY                       0               0.012               0.512                              8.088          2276.82
PORTLAND                          0               0.012               0.512                              7.938          1567.99
RENTON                            0               0.012               0.512                              6.478          2351.84
SPANAWAY                          0               0.012               0.512                              7.138          1462.78
SPANAWAY                          0               0.012               0.512                             10.738           247.63
SEATTLE                           0               0.012               0.512                              9.288          2286.67
SUMNER                            0               0.012               0.512                              7.988          1770.83
LAKE FOREST                       0               0.012               0.512                              7.487          4419.45
MARYSVILLE                        0               0.012               0.512                              8.488             2100
ASHFORD                           0               0.012               0.512                             10.988           148.55
RATHDRUM                          0               0.012               0.512                              8.478          1432.78
ABERDEEN                          0               0.012               0.512                              8.138           592.42
MILWAUKIE                         0               0.012               0.512                              7.438          1624.05
REDMOND                           0               0.012               0.512                              7.288             1066
TACOMA                            0               0.012               0.512                              7.888             1855
PUYALLUP                          0               0.012               0.512                              6.863          1462.71
PUYALLUP                          0               0.012               0.512                              7.388          2613.58
KENNEWICK                         0               0.012               0.512                             10.988           153.01
PORTLAND                          0               0.012               0.512                              7.988          1501.67
MULWAUKIE                         0               0.012               0.512                              6.678          1647.71
MALAGA                            0               0.012               0.512                              8.288           632.22
PORT ORCHARD                      0               0.012               0.512                              5.938            919.4
BUCKLEY                           0               0.012               0.512                              7.938          2304.08
BONNEY LAKE                       0               0.012               0.512                              6.088          1311.75
NAMPA                             0               0.012               0.512                              8.088          1164.02
TACOMA                            0               0.012               0.512                              7.338          1171.32
TACOMA                            0               0.012               0.512                             10.888           195.51
LAKEWOOD                          0               0.012               0.512                              6.038          1944.21
OLYMPIA                           0               0.012               0.512                              6.788          1546.69
COEUR D ALENE                     0               0.012               0.512                             10.988           178.26
TACOMA                            0               0.012               0.512                              7.088          1122.52
SPOKANE                           0               0.012               0.512                              9.238           736.36
SEATTLE                           0               0.012               0.512                              6.038          1908.23
ABERDEEN                          0               0.012               0.512                              7.088           884.13
COVINGTON                         0               0.012               0.512                              7.238           1286.5
TACOMA                            0               0.012               0.512                              7.988          1133.33
EUGENE                            0               0.012               0.512                              7.478          1976.19
TACOMA                            0               0.012               0.512                              7.988          1566.55
PHOENIX                           0               0.012               0.512                              7.888          1645.57
SUMNER                            0               0.012               0.512                              7.088          1633.16
EUGENE                            0               0.012               0.512                              6.113           870.32
SEATTLE                           0               0.012               0.512                              7.088          2528.27
WOODINVILLE                       0               0.012               0.512                              5.788          2649.21
TACOMA                            0               0.012               0.512                              6.988           1262.5
SHELTON                           0               0.012               0.512                              8.588          2027.14
EVERETT                           0               0.012               0.512                              8.458          2653.63
PASADENA                          0               0.012               0.512                             10.478           618.52
SIMI VALLEY                       0               0.012               0.512                              6.238          3152.81
VICTORVILLE                       0               0.012               0.512                              7.638          2042.97
PALMDALE                          0               0.012               0.512                              8.738          2628.54
LOS ANGELES                       0               0.012               0.512                             10.738            436.1
SAN DIEGO                         0               0.012               0.512                              6.478          3090.54
BUENA PARK                        0               0.012               0.512                              6.838             2205
TRABUCO CANYON                    0               0.012               0.512                              9.113          3047.92
CHATSWORTH                        0               0.012               0.512                              8.113          4456.25
CORONA                            0               0.012               0.512                             10.488           778.53
BELLFLOWER                        0               0.012               0.512                              6.488          3539.41
LOS ANGELES                       0               0.012               0.512                              8.538          3242.92
HAWTHORNE                         0               0.012               0.512                              8.163          2226.58
IRVINE                            0               0.012               0.512                              6.038          4678.25
SANTA PAULA                       0               0.012               0.512                              6.438          2546.02
LAKEWOOD                          0               0.012               0.512                              5.838          2759.06
ALHAMBRA                          0               0.012               0.512                              7.788          3952.87
SACRAMENTO                        0               0.012               0.512                              7.048          1656.28
LOS ANGELES                       0               0.012               0.512                              7.438           2316.1
SAN BERNARDINO                    0               0.012               0.512                              7.838          1843.96
STOCKTON                          0               0.012               0.512                              7.588          1916.33
LONG BEACH                        0               0.012               0.512                              6.488          3383.33
KLAMATH FALLS                     0               0.012               0.512                              7.438           547.72
BELLINGHAM                        0               0.012               0.512                             10.988           196.92
PORTLAND                          0               0.012               0.512                             10.988           340.17
PUYALLUP                          0               0.012               0.512                              6.363          2340.36
TACOMA                            0               0.012               0.512                              9.188           1041.3
WASILLA                           0               0.012               0.512                             10.988            339.1
SPOKANE                           0               0.012               0.512                              8.638          1074.35
WENDELL                           0               0.012               0.512                              8.788           569.12
PAYETTE                           0               0.012               0.512                              8.888           657.88
TACOMA                            0               0.012               0.512                              6.538          1108.61
SUQUAMISH                         0               0.012               0.512                              6.438           1019.4
PORTLAND                          0               0.012               0.512                              7.438          1183.22
TACOMA                            0               0.012               0.512                             10.988           185.19
PUYALLUP                          0               0.012               0.512                              9.838           153.16
UNIVERSITY PLAC                   0               0.012               0.512                              6.478          1510.13
COVINGTON                         0               0.012               0.512                             10.988           583.78
TWIN FALLS                        0               0.012               0.512                             10.238            157.3
GIG HARBOR                        0               0.012               0.512                              7.978          2735.55
SHELTON                           0               0.012               0.512                              6.238           950.63
PORTLAND                          0               0.012               0.512                              9.638           2417.2
SPRINGFIELD                       0               0.012               0.512                             10.738           482.24
SEDRO WOOLLEY                     0               0.012               0.512                              8.188           1563.3
REPUBLIC                          0               0.012               0.512                              8.788            760.2
ABERDEEN                          0               0.012               0.512                              8.478          1189.78
OTHELLO                           0               0.012               0.512                              7.478           608.45
BOTHELL                           0               0.012               0.512                             10.988           222.82
SPOKANE                           0               0.012               0.512                              8.038           971.76
SPOKANE                           0               0.012               0.512                             10.988           219.85
VALHALLA                          0               0.012               0.512                              4.838          2792.07
MONCKS CORNER                     0               0.012               0.512                              8.848          1094.81
BANGOR                            0               0.012               0.512                              8.388          1156.29
TRENTON                           0               0.012               0.512                              9.478           928.57
LANHAM                            0               0.012               0.512                              6.387          4395.71
LOWELL                            0               0.012               0.512                              8.588          1808.62
LOWELL                            0               0.012               0.512                             10.888           130.21
CALUMET CITY                      0               0.012               0.512                              8.738          1132.83
CALUMET CITY                      0               0.012               0.512                             10.988           240.65
TOWER CITY                        0               0.012               0.512                              9.538           1454.1
MARKHAM                           0               0.012               0.512                              9.388          1235.68
SAINT CLAIR SHO                   0               0.012               0.512                              9.988           828.07
ATLANTA                           0               0.012               0.512                              8.288           948.33
MONTICELLO                        0               0.012               0.512                              9.723            375.9
NORRIDGE                          0               0.012               0.512                              7.988          5497.74
BROOKLYN PARK                     0               0.012               0.512                              7.738          1196.02
DETROIT                           0               0.012               0.512                              8.638           468.88
DETROIT                           0               0.012               0.512                             10.888            98.27
CANTON                            0               0.012               0.512                              6.238          1235.68
BOYNTON BEACH                     0               0.012               0.512                              7.988           905.38
CHICAGO                           0               0.012               0.512                              9.238          4940.14
DECATUR                           0               0.012               0.512                              9.478          1425.25
GARY                              0               0.012               0.512                              7.438           1163.9
GARY                              0               0.012               0.512                             10.638           286.22
HAMPTON                           0               0.012               0.512                              9.038          1017.45
ADDISON                           0               0.012               0.512                              8.888           2125.6
PALATINE                          0               0.012               0.512                              8.688          2474.37
ROBBINSDALE                       0               0.012               0.512                              9.714           327.33
LITTLE FALLS                      0               0.012               0.512                              7.688           1157.9
PRINCETON                         0               0.012               0.512                              9.098          1234.55
BROOKLYN PARK                     0               0.012               0.512                              6.688             1320
BROOKLYN PARK                     0               0.012               0.512                              9.714           491.88
LAND O LAKES                      0               0.012               0.512                              6.988          1860.27
CHASKA                            0               0.012               0.512                              6.788          1014.65
SAINT PAUL                        0               0.012               0.512                              9.238          1259.38
HANOVER PARK                      0               0.012               0.512                              9.788          1502.71
BUCKEYE                           0               0.012               0.512                              8.938          1698.21
KINGMAN                           0               0.012               0.512                             10.188           948.32
LAS VEGAS                         0               0.012               0.512                              6.888          5670.87
PHOENIX                           0               0.012               0.512                              8.288           2234.1
KANSAS CITY                       0               0.012               0.512                              7.738           613.04
KANSAS CITY                       0               0.012               0.512                             11.238           145.36
DETROIT                           0               0.012               0.512                              9.988           188.44
CHADWICK                          0               0.012               0.512                              9.388           980.12
RICHMOND                          0               0.012               0.512                             11.238          1292.05
NEW BEDFORD                       0               0.012               0.512                              8.938          1213.96
RICHMOND                          0               0.012               0.512                              8.738          1686.49
COLUMBIA                          0               0.012               0.512                              9.188          1286.87
BANGOR                            0               0.012               0.512                              8.838          1120.41
NASHUA                            0               0.012               0.512                              7.438          2110.52
CHARLOTTE                         0               0.012               0.512                             10.038          1018.53
DETROIT                           0               0.012               0.512                              8.938           418.61
CROWLEY                           0               0.012               0.512                              8.288           982.59
MIAMI                             0               0.012               0.512                              8.738          2055.87
RIDGELAND                         0               0.012               0.512                              9.438           436.94
RAILROAD FLAT                     0               0.012               0.512                              5.788          1004.06
LANCASTER                         0               0.012               0.512                              9.038           864.51
RIDGELAND                         0               0.012               0.512                              9.488            90.39
HALSTEAD                          0               0.012               0.512                              8.088           804.73
GILBERT                           0               0.012               0.512                              5.338          1357.93
GILBERT                           0               0.012               0.512                              9.888           631.47
DETROIT                           0               0.012               0.512                              7.738           588.46
BRYAN                             0               0.012               0.512                              9.238           955.81
LITTLE RIVER AC                   0               0.012               0.512                              6.238           897.48
SAN ANTONIO                       0               0.012               0.512                              9.288           549.63
LAREDO                            0               0.012               0.512                              7.288           596.06
LAREDO                            0               0.012               0.512                              8.488           166.56
HOUSTON                           0               0.012               0.512                              9.288           896.48
KINGWOOD                          0               0.012               0.512                              8.838          1165.23
HOUSTON                           0               0.012               0.512                              8.638           970.38
BAYTOWN                           0               0.012               0.512                              9.938           478.28
LA PORTE                          0               0.012               0.512                              8.738           896.72
BAYTOWN                           0               0.012               0.512                              8.488            84.49
BACLIFF                           0               0.012               0.512                              8.488           724.17
HOUSTON                           0               0.012               0.512                              8.638           970.84
AUSTIN                            0               0.012               0.512                              9.438           1013.7
DEER PARK                         0               0.012               0.512                              7.478          1060.97
FORT WORTH                        0               0.012               0.512                              8.238          1204.44
FORT WORTH                        0               0.012               0.512                              8.788          1446.03
COLUMBIA                          0               0.012               0.512                              8.938           912.56
JENKS                             0               0.012               0.512                              8.988          1861.66
MONCKS CORNER                     0               0.012               0.512                              6.988          1421.11
EL PASO                           0               0.012               0.512                              8.988           746.26
SAN ANTONIO                       0               0.012               0.512                              8.188           994.58
CARROLLTON                        0               0.012               0.512                              6.938           812.69
CARROLLTON                        0               0.012               0.512                              9.838          1296.59
GARLAND                           0               0.012               0.512                              7.488           843.83
EL PASO                           0               0.012               0.512                              9.138           894.42
BOLIVAR                           0               0.012               0.512                              9.088           814.24
ARLINGTON                         0               0.012               0.512                              8.738           778.81
DALLAS                            0               0.012               0.512                              8.138           505.17
MEMPHIS                           0               0.012               0.512                              7.478           858.48
HITCHCOCK                         0               0.012               0.512                              8.988          1400.45
DESOTO                            0               0.012               0.512                              8.588          1505.95
ATHENS                            0               0.012               0.512                              7.988          1353.29
BOWIE                             0               0.012               0.512                              8.838           788.44
BEDFORD                           0               0.012               0.512                              6.238          1102.25
DENISON                           0               0.012               0.512                              9.288           560.84
SAN MARCOS                        0               0.012               0.512                              6.478           3615.6
CEDAR HILL                        0               0.012               0.512                              8.538           767.82
GLENN HEIGHTS                     0               0.012               0.512                              7.288           719.88
IRVING                            0               0.012               0.512                              8.238           966.86
PRYOR                             0               0.012               0.512                             10.638            172.5
ROWLETT                           0               0.012               0.512                              8.388           791.06
BURLESON                          0               0.012               0.512                              7.738           806.11
BOWIE                             0               0.012               0.512                              7.938           841.92
BALCH SPRINGS                     0               0.012               0.512                              6.688           971.82
BALCH SPRINGS                     0               0.012               0.512                              8.488            203.3
MCKINNEY                          0               0.012               0.512                              8.138          2003.11
DALLAS                            0               0.012               0.512                              8.038          1049.78
WICHITA FALLS                     0               0.012               0.512                              7.688           658.03
FORT WORTH                        0               0.012               0.512                              6.988           710.22
GRAND PRAIRIE                     0               0.012               0.512                              9.138           668.17
BOWIE                             0               0.012               0.512                              8.088          2234.92
GULFPORT                          0               0.012               0.512                              8.338           952.63
MAYNARDVILLE                      0               0.012               0.512                              9.478           744.44
VILONIA                           0               0.012               0.512                              8.688           520.92
EL PASO                           0               0.012               0.512                              5.738          1403.84
FORT WORTH                        0               0.012               0.512                              8.988          1085.82
VICTORIA                          0               0.012               0.512                              8.738           723.14
LOWRY CROSSING                    0               0.012               0.512                              9.188          1528.76
HAYDEN                            0               0.012               0.512                              7.238          2079.39
TELEPHONE                         0               0.012               0.512                              9.088           508.05
GRAND PRAIRIE                     0               0.012               0.512                              9.338           979.16
HOUSTON                           0               0.012               0.512                              8.688           409.53
STANHOPE                          0               0.012               0.512                              9.638          1181.94
PORT NECHES                       0               0.012               0.512                              9.388            498.1
RICHMOND                          0               0.012               0.512                              9.188          1432.49
DALLAS                            0               0.012               0.512                              9.478          1197.32
SAN ANTONIO                       0               0.012               0.512                              8.688          1021.37
WILLIS                            0               0.012               0.512                              8.038          1631.63
KYLE                              0               0.012               0.512                              8.488          1241.06
HUMBLE                            0               0.012               0.512                              7.888            797.8
HUNTSVILLE                        0               0.012               0.512                              8.988            942.6
WILLIS                            0               0.012               0.512                              6.838           826.22
HOUSTON                           0               0.012               0.512                              9.863           452.71
KATY                              0               0.012               0.512                              9.438           755.91
HORIZON CITY                      0               0.012               0.512                              8.388           1307.8
NEW BRAUNFELS                     0               0.012               0.512                              7.538           986.08
PASADENA                          0               0.012               0.512                              9.238          1047.31
HOUSTON                           0               0.012               0.512                              8.788           933.73
LEANDER                           0               0.012               0.512                              8.938          1326.98
S. OGDEN                          0               0.012               0.512                              9.288           965.51
BILLINGS                          0               0.012               0.512                              9.478          1841.35
TOOELE                            0               0.012               0.512                              8.838          1145.37
LEHI                              0               0.012               0.512                              6.088           2000.9
WEST VALLEY                       0               0.012               0.512                              9.738          1344.16
SAINT GEORGE                      0               0.012               0.512                              8.908          1912.21
COLORADO SPRING                   0               0.012               0.512                              9.138          3163.74
WALDORF                           0               0.012               0.512                              8.088          1599.37
OWINGS MILLS                      0               0.012               0.512                              7.188          1989.17
CHICAGO                           0               0.012               0.512                              8.738          1769.06
CHICAGO                           0               0.012               0.512                             10.988           401.07
GLENDALE HEIGHT                   0               0.012               0.512                              9.388           775.35
LA MARQUE                         0               0.012               0.512                              8.188          1228.72
LAKE JACKSON                      0               0.012               0.512                              8.488           222.79
EL PASO                           0               0.012               0.512                              7.338           665.47
SHOREACRES                        0               0.012               0.512                              7.888          1283.93
EDINBURG                          0               0.012               0.512                              8.488           136.79
HOUSTON                           0               0.012               0.512                              8.938          1083.35
MONTGOMERY                        0               0.012               0.512                              9.888           861.91
ANGLETON                          0               0.012               0.512                              9.638          1341.91
HOUSTON                           0               0.012               0.512                              9.888           748.57
MAGNOLIA                          0               0.012               0.512                              8.238          1172.19
LEADWOOD                          0               0.012               0.512                             10.888            493.8
ST. LOUIS                         0               0.012               0.512                              6.988           601.33
LINCOLN                           0               0.012               0.512                              7.738           724.98
MILFORD                           0               0.012               0.512                              7.138          1372.92
SAINT LOUIS                       0               0.012               0.512                              9.988           548.85
JESUP                             0               0.012               0.512                              8.088          1443.91
LEAVENWORTH                       0               0.012               0.512                             10.738           160.26
MASON CITY                        0               0.012               0.512                              8.238           672.63
INDEPENDENCE                      0               0.012               0.512                              8.688           966.49
KANSAS CITY                       0               0.012               0.512                              5.838           457.97
ST. LOUIS                         0               0.012               0.512                              9.988           490.94
BLAIR                             0               0.012               0.512                              9.438           878.25
KANSAS CITY                       0               0.012               0.512                              7.388           684.06
DES MOINES                        0               0.012               0.512                              9.613           646.31
OMAHA                             0               0.012               0.512                              7.338           879.58
RAYMORE                           0               0.012               0.512                              6.038           818.75
SAINT LOUIS                       0               0.012               0.512                              9.238           824.79
FREEBURG                          0               0.012               0.512                             10.238           877.48
COUNCIL BLUFFS                    0               0.012               0.512                             10.363           924.04
OLATHE                            0               0.012               0.512                              8.088          1114.75
ST. LOUIS                         0               0.012               0.512                              9.988           128.98
CANTON                            0               0.012               0.512                              9.438           463.16
SIBLEY                            0               0.012               0.512                              9.888           626.02
SAINT LOUIS                       0               0.012               0.512                             11.238           605.65
TIFFIN                            0               0.012               0.512                              9.088            737.9
LEE'S SUMMIT                      0               0.012               0.512                              8.388          2122.63
KANSAS CITY                       0               0.012               0.512                              9.278           703.47
KANSAS CITY                       0               0.012               0.512                             10.888           510.99
SAINT LOUIS                       0               0.012               0.512                              9.188           894.82
COUNCIL BLUFFS                    0               0.012               0.512                              9.288           647.13
KANSAS CITY                       0               0.012               0.512                              9.438           608.22
SAINT LOUIS                       0               0.012               0.512                             10.478           620.43
KANSAS CITY                       0               0.012               0.512                             10.238           674.45
ST. LOUIS                         0               0.012               0.512                              8.888           608.51
LEON                              0               0.012               0.512                              8.788          1248.13
BELLEVUE                          0               0.012               0.512                              9.438           594.24
WICHITA                           0               0.012               0.512                              9.188           486.78
KANSAS CITY                       0               0.012               0.512                              7.438          1873.18
KANSAS CITY                       0               0.012               0.512                              8.938           560.93
OMAHA                             0               0.012               0.512                              8.538          1600.29
KANSAS CITY                       0               0.012               0.512                              7.988          1153.38
OVERLAND PARK                     0               0.012               0.512                              8.138           1099.2
HUTCHINSON                        0               0.012               0.512                              8.238          1136.79
BATES CITY                        0               0.012               0.512                              6.438          1578.75
COSBY                             0               0.012               0.512                              8.688          1226.67
WENATCHEE                         0               0.012               0.512                              7.438           1041.6
WEST LINN                         0               0.012               0.512                              7.388          2952.47
BREMERTON                         0               0.012               0.512                              7.938          2617.58
PORTLAND                          0               0.012               0.512                             10.538           291.14
CAMARILLO                         0               0.012               0.512                             10.988           906.12
QUARTZ HILL ARE                   0               0.012               0.512                              7.478          4044.34
CARSON                            0               0.012               0.512                              9.738            277.8
APPLE VALLEY AR                   0               0.012               0.512                             10.988           445.49
BUENA PARK                        0               0.012               0.512                              8.438          4357.51
QUARTZ HILL ARE                   0               0.012               0.512                              8.738          2385.76
WILMINGTON AREA                   0               0.012               0.512                             10.478           604.25
LOS ANGELES                       0               0.012               0.512                              6.488          2655.33
ADELANTO                          0               0.012               0.512                              6.088           1762.7
LANCASTER AREA                    0               0.012               0.512                              6.113          2028.51
NIPOMO                            0               0.012               0.512                             11.238          1087.14
CORONA                            0               0.012               0.512                              8.938          3779.21
VENTURA (AREA O                   0               0.012               0.512                              5.863          4067.64
NORTHRIDGE AREA                   0               0.012               0.512                              6.613          2021.16
NORTHRIDGE AREA                   0               0.012               0.512                              6.338          5569.71
WOODLAND HILLS                    0               0.012               0.512                              7.988          4958.33
POMONA                            0               0.012               0.512                              7.188             2233
VICTORVILLE                       0               0.012               0.512                              6.938           2059.3
HEMET                             0               0.012               0.512                             10.238           606.77
MATTAWA                           0               0.012               0.512                             10.488           178.57
COEUR D ALENE                     0               0.012               0.512                              9.338          1190.21
IDAHO FALLS                       0               0.012               0.512                             10.738           101.99
SPOKANE                           0               0.012               0.512                              5.813           645.43
EVERETT                           0               0.012               0.512                             10.738            301.1
SPOKANE                           0               0.012               0.512                             10.988           175.29
KANSAS CITY                       0               0.012               0.512                              9.938           592.16
CEDAR RAPIDS                      0               0.012               0.512                              8.788           636.26
OVERLAND PARK                     0               0.012               0.512                              7.888          1051.34
DES MOINES                        0               0.012               0.512                              8.738          1162.28
MAQUOKETA                         0               0.012               0.512                              8.238            609.7
ST. PETERS                        0               0.012               0.512                              7.588           843.08
GARDNER                           0               0.012               0.512                              7.178          1077.67
ABBYVILLE                         0               0.012               0.512                              8.538           662.75
ST. LOUIS                         0               0.012               0.512                              9.788           985.31
DES MOINES                        0               0.012               0.512                              8.678           707.42
MAQUOKETA                         0               0.012               0.512                             10.288           642.02
KANSAS CITY                       0               0.012               0.512                              8.738           762.63
PERRY                             0               0.012               0.512                              8.988          1114.14
OVERLAND PARK                     0               0.012               0.512                              9.188          1059.95
OLATHE                            0               0.012               0.512                              8.238          1368.96
KANSAS CITY                       0               0.012               0.512                              9.738            806.5
GRANDVIEW                         0               0.012               0.512                              8.088          1007.37
ADAIR                             0               0.012               0.512                              9.288           690.27
ASHLAND                           0               0.012               0.512                              8.588          1880.67
KANSAS CITY                       0               0.012               0.512                              6.338           683.84
VIOLA                             0               0.012               0.512                              6.988          1734.06
GRAIN VALLEY                      0               0.012               0.512                             10.988            250.3
MAQUOKETA                         0               0.012               0.512                              9.938           601.27
COLORADO SPRING                   0               0.012               0.512                              8.688          1258.87
KANSAS CITY                       0               0.012               0.512                             10.988           398.92
CRESTON                           0               0.012               0.512                              8.688           655.25
COVINGTON                         0               0.012               0.512                              8.088             1874
ELIZABETH CITY                    0               0.012               0.512                              8.438            852.3
FORT WALTON BEA                   0               0.012               0.512                             10.888          1179.21
ATLANTA                           0               0.012               0.512                              8.388          1586.91
MCHENRY                           0               0.012               0.512                              8.988          1412.14
HIALEAH                           0               0.012               0.512                              6.438          2316.82
LITHONIA                          0               0.012               0.512                              8.088           851.71
ORLANDO                           0               0.012               0.512                              7.738          1622.74
PORT SAINT LUCI                   0               0.012               0.512                              7.588          1762.98
CLERMONT                          0               0.012               0.512                              8.238          1954.17
MIAMI                             0               0.012               0.512                              7.938          1913.44
CHICAGO                           0               0.012               0.512                              9.338          1884.12
NORTH AUGUSTA                     0               0.012               0.512                              7.478           979.38
ATLANTA                           0               0.012               0.512                              9.088          1472.13
SUNRISE                           0               0.012               0.512                              7.938          2805.86
ATLANTA                           0               0.012               0.512                              8.478          1575.66
NORTHBROOK                        0               0.012               0.512                              7.738          4770.55
SNELLVILLE                        0               0.012               0.512                              8.478          1744.47
CAROL STREAM                      0               0.012               0.512                              6.988          2097.65
ELLENWOOD                         0               0.012               0.512                              9.088          1538.57
TAMPA                             0               0.012               0.512                              8.438          1545.99
COVINGTON                         0               0.012               0.512                              7.788           956.69
NEWNAN                            0               0.012               0.512                              6.988          1279.29
ELLENWOOD                         0               0.012               0.512                              8.238          1361.43
ORANGE PARK                       0               0.012               0.512                              7.638          4082.29
SCOTTSDALE                        0               0.012               0.512                             10.288          1374.21
CASA GRANDE                       0               0.012               0.512                             10.788           268.05
PHOENIX                           0               0.012               0.512                              6.638          1647.77
CASA GRANDE                       0               0.012               0.512                             10.988           282.56
QUEEN CREEK                       0               0.012               0.512                             10.988           253.13
PHOENIX                           0               0.012               0.512                              9.688          2119.42
SURPRISE                          0               0.012               0.512                             10.988           549.62
TUCSON                            0               0.012               0.512                             10.488           171.57
QUEEN CREEK                       0               0.012               0.512                              8.438             1432
CASA GRANDE                       0               0.012               0.512                              8.738          1357.42
NORTH LAS VEGAS                   0               0.012               0.512                             10.988            398.1
LAS VEGAS                         0               0.012               0.512                              6.238          1290.94
GOLD CANYON                       0               0.012               0.512                              8.988          3329.79
MAYER                             0               0.012               0.512                             10.188          1301.62
QUEEN CREEK                       0               0.012               0.512                              6.538          1013.68
KINGMAN                           0               0.012               0.512                             10.988           138.15
TUCSON                            0               0.012               0.512                              8.188          1370.49
SURPRISE                          0               0.012               0.512                             10.988           326.65
CASA GRANDE                       0               0.012               0.512                             10.738           324.75
LAS VEGAS                         0               0.012               0.512                              6.488          1611.46
GOODYEAR                          0               0.012               0.512                              6.938          1391.57
SURPRISE                          0               0.012               0.512                              6.288          2504.67
TOLLESON                          0               0.012               0.512                              6.938          1232.65
MESA                              0               0.012               0.512                              8.988          1107.83
QUEEN CREEK                       0               0.012               0.512                              6.638           876.53
LAS VEGAS                         0               0.012               0.512                             10.738           276.81
QUEEN CREEK                       0               0.012               0.512                             10.738           231.78
CASA GRANDE                       0               0.012               0.512                              7.588           988.95
LAS VEGAS                         0               0.012               0.512                              6.538          1286.63
AVONDALE                          0               0.012               0.512                              7.588          1405.69
FORT MOHAVE                       0               0.012               0.512                              6.238          1099.69
QUEEN CREEK                       0               0.012               0.512                              7.588          1057.43
GLENDALE                          0               0.012               0.512                              6.838          1248.98
SURPRISE                          0               0.012               0.512                              5.938          2339.68
NORTH LAS VEGAS                   0               0.012               0.512                              7.288          1231.43
SEDONA                            0               0.012               0.512                              7.138             3060
LAS VEGAS                         0               0.012               0.512                              7.438             1484
PHOENIX                           0               0.012               0.512                              8.038          1460.63
PHOENIX                           0               0.012               0.512                              6.938          1394.08
PHOENIX                           0               0.012               0.512                              7.038           906.41
QUEEN CREEK                       0               0.012               0.512                              8.188          1291.72
QUEEN CREEK                       0               0.012               0.512                              7.388           916.17
QUEEN CREEK                       0               0.012               0.512                              7.238          1020.39
SAHUARITA                         0               0.012               0.512                              6.588          1344.27
AMADO                             0               0.012               0.512                             10.288           905.38
TUCSON                            0               0.012               0.512                              8.238          1116.73
PHOENIX                           0               0.012               0.512                              8.938          1548.84
LAVEEN                            0               0.012               0.512                              6.778           930.91
SURPRISE                          0               0.012               0.512                              6.438          1757.61
PEORIA                            0               0.012               0.512                              7.113          1075.85
SURPRISE                          0               0.012               0.512                              7.088          1532.67
QUEEN CREEK                       0               0.012               0.512                              7.438           908.83
KINGMAN                           0               0.012               0.512                              8.878          1491.62
PHOENIX                           0               0.012               0.512                              7.138          1634.87
KANSAS CITY                       0               0.012               0.512                              8.238            668.7
INDEPENDENCE                      0               0.012               0.512                              8.938           653.03
CHARLES CITY                      0               0.012               0.512                              6.938           590.84
INDEPENDENCE                      0               0.012               0.512                              9.088           504.66
KANSAS CITY                       0               0.012               0.512                             10.288           468.63
SENECA                            0               0.012               0.512                             10.988            163.4
LEAVENWORTH                       0               0.012               0.512                              8.278            817.2
KANSAS CITY                       0               0.012               0.512                              7.788           618.93
DES MOINES                        0               0.012               0.512                              8.538           990.08
COUNCIL BLUFFS                    0               0.012               0.512                             10.988           304.52
KANSAS CITY                       0               0.012               0.512                              9.388            452.5
PALATINE                          0               0.012               0.512                              9.938          1388.85
PORT CHARLOTTE                    0               0.012               0.512                              7.338          1472.53
ATLANTA                           0               0.012               0.512                              9.338          1819.67
CHICAGO                           0               0.012               0.512                              8.238          2800.66
ATLANTA                           0               0.012               0.512                              9.288          3149.33
ST CLAIR SHORES                   0               0.012               0.512                              9.478          1078.51
CHICAGO                           0               0.012               0.512                              7.188          2138.89
LITHONIA                          0               0.012               0.512                             10.988           727.87
JACKSON                           0               0.012               0.512                              9.138          1276.88
AURORA                            0               0.012               0.512                              8.888           900.83
HOFFMAN ESTATES                   0               0.012               0.512                              8.238          2167.36
COON RAPIDS                       0               0.012               0.512                              6.888          1090.27
PLAINFIELD                        0               0.012               0.512                              8.988          1656.49
SCHAUMBURG                        0               0.012               0.512                              8.038          1552.65
JACKSONVILLE                      0               0.012               0.512                              6.638           547.08
DETROIT                           0               0.012               0.512                              9.478            526.1
RUFFIN                            0               0.012               0.512                              6.988           867.03
TITUSVILLE                        0               0.012               0.512                              6.438           992.93
ROSEVILLE                         0               0.012               0.512                              8.838           871.43
LAKELAND                          0               0.012               0.512                              6.788          1022.91
CHICAGO                           0               0.012               0.512                              8.188          1605.43
RIVERDALE                         0               0.012               0.512                              8.978          1052.07
CHICAGO                           0               0.012               0.512                              6.788             2336
CHICAGO HEIGHTS                   0               0.012               0.512                              9.478          1183.73
ROCKMART                          0               0.012               0.512                              8.238           814.24
BOGART                            0               0.012               0.512                              9.988          1024.51
EVANSVILLE                        0               0.012               0.512                              9.388           608.27
DETROIT                           0               0.012               0.512                              7.888            884.5
GAINESVILLE                       0               0.012               0.512                              9.238          2010.43
MIRAMAR                           0               0.012               0.512                              6.478          5766.75
MAYWOOD                           0               0.012               0.512                              7.478          1495.46
CHICAGO                           0               0.012               0.512                              9.038          2158.56
ROSEMONT                          0               0.012               0.512                              9.138          1064.78
NEWAYGO                           0               0.012               0.512                              8.738            874.1
NEWAYGO                           0               0.012               0.512                             10.888           184.26
ATLANTA                           0               0.012               0.512                             10.988           356.51
HARVEY                            0               0.012               0.512                              8.588           730.65
CHICAGO                           0               0.012               0.512                              8.888          1749.66
MILTON                            0               0.012               0.512                              6.438           562.66
WOODRIDGE                         0               0.012               0.512                              7.838           834.44
ST LOUIS PARK                     0               0.012               0.512                              7.638          1211.74
HIGH POINT                        0               0.012               0.512                              8.988           620.56
BELLEVILLE                        0               0.012               0.512                              6.978          1653.43
CONYERS                           0               0.012               0.512                              7.738          3005.07
COVINGTON                         0               0.012               0.512                             10.988           175.29
VALDOSTA                          0               0.012               0.512                              9.288           629.87
DEFUNIAK SPRING                   0               0.012               0.512                              8.578          1273.44
CHICAGO                           0               0.012               0.512                              9.638          3732.44
MACOMB                            0               0.012               0.512                              7.238          1278.75
HIALEAH                           0               0.012               0.512                              6.038           594.92
ELK RIVER                         0               0.012               0.512                              8.778          3034.73
LAFAYETTE                         0               0.012               0.512                              8.478           866.97
GATESVILLE                        0               0.012               0.512                              8.728          1117.86
AUGUSTA                           0               0.012               0.512                              9.288            667.4
MOUNT PROSPECT                    0               0.012               0.512                              9.088          3350.24
ROCHELLE                          0               0.012               0.512                              8.888          1146.16
MOUNT VERNON                      0               0.012               0.512                              9.188           962.43
DETROIT                           0               0.012               0.512                              9.338           628.22
TAMPA                             0               0.012               0.512                             10.738           458.93
TEMPLE                            0               0.012               0.512                              8.388            977.5
DOUGLASVILLE                      0               0.012               0.512                             10.488           179.04
ROSELLE                           0               0.012               0.512                              8.338          2762.61
ELMORE                            0               0.012               0.512                              9.723           604.12
CROSS                             0               0.012               0.512                              7.188          1018.11
LECANTO                           0               0.012               0.512                             10.988           495.15
DECATUR                           0               0.012               0.512                              6.438           852.57
AUBURN HILLS                      0               0.012               0.512                              8.478          1938.86
LOUISVILLE                        0               0.012               0.512                              9.488           616.94
GLENDALE HEIGHT                   0               0.012               0.512                              6.988          1684.67
RIVERVIEW                         0               0.012               0.512                             10.988           413.95
SOUTH HOLLAND                     0               0.012               0.512                              8.988          1891.17
CHICAGO                           0               0.012               0.512                              8.838          3077.71
MAYWOOD                           0               0.012               0.512                              7.038           443.39
CHICAGO                           0               0.012               0.512                              9.638          3105.93
LILBURN                           0               0.012               0.512                              8.828          1028.22
DEERFIELD                         0               0.012               0.512                              7.838          4705.31
NEW PORT RICHEY                   0               0.012               0.512                              6.288          1290.82
GLENWOOD                          0               0.012               0.512                              8.088          1372.17
INDIANAPOLIS                      0               0.012               0.512                              9.038            788.9
UNION                             0               0.012               0.512                              8.938           745.12
CHICAGO                           0               0.012               0.512                              7.288          2361.18
SANFORD                           0               0.012               0.512                              9.638          1791.47
ORLAND PARK                       0               0.012               0.512                              6.688          2307.88
ELGIN                             0               0.012               0.512                              8.238          1573.41
BELLWOOD                          0               0.012               0.512                              7.778          1287.02
JOLIET                            0               0.012               0.512                              8.438           748.97
STERLING HEIGHT                   0               0.012               0.512                              9.138          2231.77
IXONIA                            0               0.012               0.512                              7.288          1420.57
BERWYN                            0               0.012               0.512                              9.638          1333.02
WHEATON                           0               0.012               0.512                              8.238           5265.2
SAUK VILLAGE                      0               0.012               0.512                              9.478           982.06
GRAND RAPIDS                      0               0.012               0.512                              9.478           998.72
CHICAGO                           0               0.012               0.512                              8.288          2410.34
CHICAGO                           0               0.012               0.512                              6.688          1846.31
CHICAGO HEIGHTS                   0               0.012               0.512                              9.188           961.57
DETROIT                           0               0.012               0.512                              9.238           841.98
HAZEL PARK                        0               0.012               0.512                              9.738          1104.45
ROCKFORD                          0               0.012               0.512                              9.738           639.06
HOLIDAY                           0               0.012               0.512                              8.238           991.25
WESTCHESTER                       0               0.012               0.512                             10.038          2224.29
MACHESNEY PARK                    0               0.012               0.512                              9.088            751.9
CUMMING                           0               0.012               0.512                              8.113          3393.77
BRADENTON                         0               0.012               0.512                              6.588           860.21
GLENN DALE                        0               0.012               0.512                              7.988          2408.33
CHARLOTTE                         0               0.012               0.512                              8.988          1519.72
COLLEGE PARK                      0               0.012               0.512                              8.478           643.13
MONTGOMERY                        0               0.012               0.512                              8.038           2520.2
BANGOR                            0               0.012               0.512                              8.478          1342.52
ROCHESTER HILLS                   0               0.012               0.512                              9.478          2955.38
FOX LAKE                          0               0.012               0.512                              7.988          1176.44
ULEN                              0               0.012               0.512                              6.688           644.85
STONE MOUNTAIN                    0               0.012               0.512                              8.038          1815.29
ROCKMART                          0               0.012               0.512                              6.088           728.08
ROCKMART                          0               0.012               0.512                             10.988           282.24
SALEM                             0               0.012               0.512                              9.238           531.82
PROVIDENCE                        0               0.012               0.512                              8.478          1063.42
REDDICK                           0               0.012               0.512                              8.038           698.31
CHICAGO HEIGHTS                   0               0.012               0.512                              8.808           1980.5
HUDSON                            0               0.012               0.512                              9.388           867.06
KENDUSKEAG                        0               0.012               0.512                              6.838           694.49
SKOWHEGAN                         0               0.012               0.512                              8.438          1151.88
STAFFORD                          0               0.012               0.512                              6.238          1898.44
AGAWAM                            0               0.012               0.512                              5.338           1642.4
NEW LENOX                         0               0.012               0.512                              7.438          1857.84
UPPER MARLBORO                    0               0.012               0.512                              6.338          1922.55
BRIDGEVIEW                        0               0.012               0.512                              9.088            924.5
WASHINGTON                        0               0.012               0.512                              8.188          2036.15
MAPLEWOOD                         0               0.012               0.512                             10.638           848.04
BROOKLINE                         0               0.012               0.512                              5.988          1386.77
3EST WARWICK                      0               0.012               0.512                             10.888           331.51
WESTBROOK                         0               0.012               0.512                              8.688          1433.35
RALEIGH                           0               0.012               0.512                              7.378          1429.35
BROOKLYN                          0               0.012               0.512                              7.938          4436.25
ATLANTA                           0               0.012               0.512                             10.988           308.98
ELK RIVER                         0               0.012               0.512                              8.438          1762.27
CARMEL                            0               0.012               0.512                              9.188           624.51
DISTRICT HEIGHT                   0               0.012               0.512                              7.338          1913.24
EVANSVILLE                        0               0.012               0.512                              9.738           525.12
BROOKLYN                          0               0.012               0.512                              6.188          2903.76
ZEBULON                           0               0.012               0.512                              8.988          1530.36
NORTH ADAMS                       0               0.012               0.512                              8.388           945.63
JONESBORO                         0               0.012               0.512                              8.838          1087.22
HAMPSTEAD                         0               0.012               0.512                             10.278          1638.86
MOREHEAD CITY                     0               0.012               0.512                              7.538          3823.75
LITTLETON                         0               0.012               0.512                              5.988          3097.14
WILMINGTON                        0               0.012               0.512                              8.038          1149.04
COLUMBIA                          0               0.012               0.512                              8.038           908.23
WARREN                            0               0.012               0.512                              9.478           990.83
LOCKPORT                          0               0.012               0.512                              9.238          1073.95
FLORHAM PARK                      0               0.012               0.512                              9.088          5999.99
BURNHAM                           0               0.012               0.512                             10.738           335.09
BALTIMORE                         0               0.012               0.512                              6.138           1893.8
GREENSBORO                        0               0.012               0.512                              7.763          2895.56
SAINT ALBANS                      0               0.012               0.512                              6.478           2609.6
IRVINGTON                         0               0.012               0.512                              9.638          1466.32
BREWER                            0               0.012               0.512                              8.288          1462.01
CHICAGO                           0               0.012               0.512                              6.638          2438.22
SANFORD                           0               0.012               0.512                              6.438           964.79
DORCHESTER                        0               0.012               0.512                             10.388           460.58
GAINESVILLE                       0               0.012               0.512                             10.738           320.33
SILVER SPRING                     0               0.012               0.512                              7.038          2287.81
ROCKFORD                          0               0.012               0.512                              9.938           911.01
HERMON                            0               0.012               0.512                              6.978           695.74
TWO HARBORS                       0               0.012               0.512                              9.723           147.68
BALTIMORE                         0               0.012               0.512                              7.038            716.7
WEST STEWARTSTO                   0               0.012               0.512                              9.038           467.44
LOWELL                            0               0.012               0.512                             10.738           512.83
MIDLOTHIAN                        0               0.012               0.512                              8.388          1500.62
PRINCESS ANNE                     0               0.012               0.512                              6.388           889.12
CHICOPEE                          0               0.012               0.512                             10.988           222.82
LOWELL                            0               0.012               0.512                              7.288           815.88
LOWELL                            0               0.012               0.512                             10.988           296.89
SOUTH OZONE PAR                   0               0.012               0.512                              7.088          3954.02
HIGH POINT                        0               0.012               0.512                              8.638           852.14
ROSEVILLE                         0               0.012               0.512                              7.738          1014.21
BALTIMORE                         0               0.012               0.512                              7.038          1680.72
COUNTRY CLUB HI                   0               0.012               0.512                              7.478          2235.86
SPRINGFIELD                       0               0.012               0.512                              6.478           973.94
SPRINGFIELD                       0               0.012               0.512                             10.738           405.99
ATHENS                            0               0.012               0.512                             10.288           655.14
GASTONIA                          0               0.012               0.512                             10.738           115.24
ESSEX JUNCTION                    0               0.012               0.512                              6.488            864.9
SAINT ALBANS                      0               0.012               0.512                              5.838          2115.61
DIXFIELD                          0               0.012               0.512                              7.988           637.05
CORONA                            0               0.012               0.512                              6.478          3538.02
BALTIMORE                         0               0.012               0.512                              7.088           640.77
BAY SHORE                         0               0.012               0.512                              7.088           898.39
NORTH EAST                        0               0.012               0.512                              8.938          1423.26
EVERETT                           0               0.012               0.512                             10.988           415.78
EDEN                              0               0.012               0.512                              6.278           509.94
CHARLOTTE                         0               0.012               0.512                              8.478          1079.16
CRYSTAL LAKE                      0               0.012               0.512                              8.088          1353.37
BALTIMORE                         0               0.012               0.512                              8.588            927.1
COVENTRY                          0               0.012               0.512                              6.538          1619.84
FRANKLINVILLE                     0               0.012               0.512                              7.988          1110.64
STEUBEN                           0               0.012               0.512                              6.478          1020.44
NEWARK                            0               0.012               0.512                              6.588          1156.83
CORINNA                           0               0.012               0.512                              6.788            641.7
ATLANTA                           0               0.012               0.512                             11.238           151.42
LEXINGTON                         0               0.012               0.512                              7.478            868.9
HIBBING                           0               0.012               0.512                              9.338           587.84
SCHAUMBURG                        0               0.012               0.512                             10.388           349.57
UPPER MARLBORO                    0               0.012               0.512                              5.438          1472.08
LIVERMORE FALLS                   0               0.012               0.512                              6.338           491.45
DETROIT                           0               0.012               0.512                              9.138            511.1
BALTIMORE                         0               0.012               0.512                              9.338           589.23
METROPOLIS                        0               0.012               0.512                              9.938           455.51
JAMAICA                           0               0.012               0.512                              6.188          2439.16
SOMERSWORTH                       0               0.012               0.512                              6.988          1887.88
BURLINGTON                        0               0.012               0.512                              8.438          1062.81
RANDALLSTOWN                      0               0.012               0.512                              7.338          1465.33
ROSELLE                           0               0.012               0.512                              8.588          2825.17
CLINTON                           0               0.012               0.512                              7.238           476.35
CLINTON                           0               0.012               0.512                             10.738           170.95
RICHMOND                          0               0.012               0.512                              8.738           678.71
WINSTON SALEM                     0               0.012               0.512                              7.988           422.91
STRASBURG                         0               0.012               0.512                              7.838          1501.46
BEMIDJI                           0               0.012               0.512                              6.478           556.93
DEKALB                            0               0.012               0.512                              7.588          1518.54
EVANSVILLE                        0               0.012               0.512                              7.188           534.73
GLEN BURNIE                       0               0.012               0.512                              6.188           935.66
SPRINGFIELD                       0               0.012               0.512                              9.088          1823.55
UNIVERSITY PARK                   0               0.012               0.512                              9.438          1572.11
LINWOOD                           0               0.012               0.512                              8.088           980.71
PATERSON                          0               0.012               0.512                              8.438          3070.06
BRISTOL                           0               0.012               0.512                              6.363          1697.51
CHICAGO                           0               0.012               0.512                              6.838           2011.8
CHICAGO                           0               0.012               0.512                              8.088          1163.25
INVER GROVE HEI                   0               0.012               0.512                              6.338          1318.83
KNAPP                             0               0.012               0.512                              8.338           857.37
ALEXANDRIA                        0               0.012               0.512                              9.723           159.76
AMERY                             0               0.012               0.512                              8.478          1205.86
CHICAGO                           0               0.012               0.512                             10.988           173.31
NORTH SAINT PAU                   0               0.012               0.512                              6.638           1161.7
OXFORD                            0               0.012               0.512                             10.988           139.83
RALEIGH                           0               0.012               0.512                              7.888           846.79
LEVERING                          0               0.012               0.512                              9.378          1111.17
AURORA                            0               0.012               0.512                              7.388          1114.27
PORTLAND                          0               0.012               0.512                              6.688          1601.95
MUNDELEIN                         0               0.012               0.512                              7.478          1440.53
PORTLAND                          0               0.012               0.512                             10.988           584.28
ROLLING MEADOWS                   0               0.012               0.512                              9.738          1254.55
GLENBURN                          0               0.012               0.512                              7.088          1101.48
DETROIT                           0               0.012               0.512                              8.638           831.75
BENTON                            0               0.012               0.512                              5.988          1524.44
BURLINGTON                        0               0.012               0.512                              8.338          1006.78
SWANTON                           0               0.012               0.512                              6.938          1075.98
DETROIT                           0               0.012               0.512                              9.338          1013.82
CHICAGO                           0               0.012               0.512                              7.238          1725.13
CHARLESTOWN                       0               0.012               0.512                              6.438          1729.85
BALTIMORE                         0               0.012               0.512                              6.938           706.73
EAST GREENWICH                    0               0.012               0.512                              5.938          5438.48
CARMEL                            0               0.012               0.512                              6.478          1430.62
PATERSON                          0               0.012               0.512                              8.788           2855.7
WINSTON SALEM                     0               0.012               0.512                              9.478          1227.57
PETERBOROUGH                      0               0.012               0.512                              6.038          1677.36
JONESPORT                         0               0.012               0.512                              8.588           599.95
PORTLAND                          0               0.012               0.512                              6.838          3782.46
ELGIN                             0               0.012               0.512                             10.238            186.7
WOODBRIDGE                        0               0.012               0.512                              8.138           2367.6
HYATTSVILLE                       0               0.012               0.512                              6.738          2199.17
BLOOMINGTON                       0               0.012               0.512                              7.838           678.69
ROCKFORD                          0               0.012               0.512                              9.538           1039.9
BALTIMORE                         0               0.012               0.512                              8.238           1401.3
HAMMOND                           0               0.012               0.512                              7.788           815.17
HOLBROOK                          0               0.012               0.512                             10.138          1888.99
PATERSON                          0               0.012               0.512                             11.238           436.07
SHAPLEIGH                         0               0.012               0.512                              6.088           894.13
WATERVILLE                        0               0.012               0.512                              7.288           1162.6
FALL RIVER                        0               0.012               0.512                              6.188          1600.29
ALBANY                            0               0.012               0.512                              7.738          1216.88
MOUNT HOLLY                       0               0.012               0.512                             10.738              279
MERRIMACK                         0               0.012               0.512                             10.988           146.32
BALTIMORE                         0               0.012               0.512                              7.588           1385.2
LANDOVER                          0               0.012               0.512                             10.988           311.95
MANCHESTER                        0               0.012               0.512                              6.988          2467.77
CHICAGO                           0               0.012               0.512                              7.238          3023.26
BARRE                             0               0.012               0.512                              9.288          1300.22
CHICAGO                           0               0.012               0.512                              6.838          1708.66
NASHUA                            0               0.012               0.512                              6.488           1756.4
CENTRAL ISLIP                     0               0.012               0.512                              6.478          2392.68
AURORA                            0               0.012               0.512                              6.788          1042.07
BREWER                            0               0.012               0.512                              7.188          1374.45
CUMBERLAND FORE                   0               0.012               0.512                              6.738          1322.99
SALISBURY                         0               0.012               0.512                              6.488           522.93
PETERBOROUGH                      0               0.012               0.512                             10.738           641.04
GLEN ALLEN                        0               0.012               0.512                              7.588          1766.32
REHOBOTH                          0               0.012               0.512                              6.738          2010.72
POOLESVILLE                       0               0.012               0.512                              6.888          4202.75
CHICAGO                           0               0.012               0.512                             10.288          2024.45
NORTH PROVIDENC                   0               0.012               0.512                              6.488           1334.6
CHARLOTTE                         0               0.012               0.512                              8.888          1320.41
DAVENPORT                         0               0.012               0.512                              9.338           589.23
SHELTON                           0               0.012               0.512                              8.738          1956.89
DES MOINES                        0               0.012               0.512                              6.988           1149.5
CARL JUNCTION                     0               0.012               0.512                              8.988          1681.71
MARSHFIELD                        0               0.012               0.512                              7.888           594.24
BOELUS                            0               0.012               0.512                              8.238           835.48
GUTHRIE CENTER                    0               0.012               0.512                              8.588           454.63
OLATHE                            0               0.012               0.512                              7.588           555.57
LUFKIN                            0               0.012               0.512                              7.688           563.33
MANSFIELD                         0               0.012               0.512                              7.688           646.44
BRANDON                           0               0.012               0.512                              6.888           1235.9
BLACK CANYON CI                   0               0.012               0.512                              8.388          1019.79
CARLSBAD                          0               0.012               0.512                              9.738           448.06
MISSION VIEJO                     0               0.012               0.512                              7.138          5619.36
APLINGTON                         0               0.012               0.512                              8.188           923.32
ELDON                             0               0.012               0.512                              7.938           447.75
NEWTON                            0               0.012               0.512                              7.038           438.38
LINDEN                            0               0.012               0.512                              7.688           740.28
OKEECHOBEE                        0               0.012               0.512                              8.588          1448.31
BOONE                             0               0.012               0.512                              8.088           509.07
LA PORTE                          0               0.012               0.512                              7.638            579.4
WICHITA                           0               0.012               0.512                              8.088            530.6
NEWTON                            0               0.012               0.512                              9.288          1514.27
PERRY                             0               0.012               0.512                              8.338           618.42
GRANGER                           0               0.012               0.512                              6.988          1524.29
FRANKFORT                         0               0.012               0.512                              7.838           902.39
HARTLEY                           0               0.012               0.512                              8.338           641.04
WALLLA WALLA                      0               0.012               0.512                              7.438              901
SHALIMAR                          0               0.012               0.512                              7.788           694.41
CONWAY SPRINGS                    0               0.012               0.512                              9.238           790.43
SACRAMENTO                        0               0.012               0.512                              6.138           918.53
LATHROP                           0               0.012               0.512                              6.938          1461.17
CHARLESTON                        0               0.012               0.512                              6.988             1074
DIXON IL 61021                    0               0.012               0.512                              6.888           528.98
COVINGTON                         0               0.012               0.512                              8.038            502.1
EVERETT                           0               0.012               0.512                              7.488           827.33
LAS VEGAS                         0               0.012               0.512                              8.438          3952.46
AURORA                            0               0.012               0.512                              8.988           756.77
FRANKLIN                          0               0.012               0.512                              8.138           927.69
INDEPENDENCE                      0               0.012               0.512                              9.838           806.42
INDEPENDENCE                      0               0.012               0.512                              7.938           912.33
PHOENIX                           0               0.012               0.512                              7.738           1006.5
MEMPHIS                           0               0.012               0.512                              7.438           518.31
ATKINS                            0               0.012               0.512                              7.688          1751.76
WINLOCK                           0               0.012               0.512                              6.738          1042.67
BRYANT                            0               0.012               0.512                              7.088           709.33
INVERNESS                         0               0.012               0.512                              7.988          1414.81
LAS VEGAS                         0               0.012               0.512                             10.888           918.98
MEMPHIS                           0               0.012               0.512                              7.738           447.76
NORTH LAS VEGAS                   0               0.012               0.512                              8.063          1930.13
SHREVEPORT                        0               0.012               0.512                              8.738          1095.81
SIOUX CITY                        0               0.012               0.512                              6.938          1029.78
VANCOUVER                         0               0.012               0.512                              6.738          1233.38
ALBUQUERQUE                       0               0.012               0.512                              9.438           1328.3
INDIANOLA                         0               0.012               0.512                              6.788           1040.7
PORTLAND                          0               0.012               0.512                              8.238           902.74
NORTH LAS VEGAS                   0               0.012               0.512                             10.638           132.51
RAPIDS CITY                       0               0.012               0.512                              7.988           525.94
MIAMI                             0               0.012               0.512                              7.363          3674.48
EXETER                            0               0.012               0.512                              8.838           502.11
WICHITA                           0               0.012               0.512                              7.588           422.23
VANCOUVER                         0               0.012               0.512                             10.638           435.59
BARTLESVILLE                      0               0.012               0.512                              7.888          1935.07
WORTH                             0               0.012               0.512                              6.138           532.84
MESA                              0               0.012               0.512                              7.388          1715.27
NORFOLK                           0               0.012               0.512                              7.188           570.37
WEST DES MOINES                   0               0.012               0.512                              7.288          3268.22
BETTENDORF                        0               0.012               0.512                              7.538          1648.87
HEWITT                            0               0.012               0.512                              8.838          1189.63
FORT SMITH                        0               0.012               0.512                              8.438           583.95
WICHITA                           0               0.012               0.512                              6.738           411.36
ENUMCLAW                          0               0.012               0.512                              6.838          2721.45
CRAWFORDSVILLE                    0               0.012               0.512                              8.388           759.17
EVERETT                           0               0.012               0.512                              8.388          2825.75
EVERETT                           0               0.012               0.512                              8.563          2138.47
LINDSBORG                         0               0.012               0.512                              9.138           664.42
TACOMA                            0               0.012               0.512                              7.238          1028.77
PUYALLUP                          0               0.012               0.512                              8.338          2393.47
BATTLE GROUND                     0               0.012               0.512                              8.478          3364.34
WATAUGA                           0               0.012               0.512                              9.388          1079.04
DAVENPORT                         0               0.012               0.512                              9.088             1480
LAKE STEVENS                      0               0.012               0.512                              9.388           2023.2
PLAINFIELD                        0               0.012               0.512                              7.228           944.18
PLAINFIELD                        0               0.012               0.512                             10.978           326.35
BROOKLYN PARK                     0               0.012               0.512                              6.478          1451.56
BROOKLYN PARK                     0               0.012               0.512                              9.822           492.69
OAKLAND CITY                      0               0.012               0.512                              8.478           683.32
BRITTON                           0               0.012               0.512                             10.988          2614.37
MACHESNEY PARK                    0               0.012               0.512                              8.868          1263.21
DETROIT                           0               0.012               0.512                             10.988            99.03
ELGIN                             0               0.012               0.512                              6.438          1586.69
BENSENVILLE                       0               0.012               0.512                              7.738          2399.38
MIDLAND                           0               0.012               0.512                              9.038          3597.59
CRYSTAL                           0               0.012               0.512                              6.478          1326.08
THIEF RIVER FAL                   0               0.012               0.512                              8.738           526.52
SAUK VILLAGE                      0               0.012               0.512                             10.188           729.84
DETROIT                           0               0.012               0.512                             10.988            99.03
EVELETH                           0               0.012               0.512                              9.338           532.58
GLENDALE HEIGHT                   0               0.012               0.512                             10.988            193.9
GREENWOOD                         0               0.012               0.512                              9.478          2455.14
BURNSVILLE                        0               0.012               0.512                              6.438          1398.71
ROCKFORD                          0               0.012               0.512                             10.988           181.23
GILBERTSVILLE                     0               0.012               0.512                              9.838           758.98
KOKOMO                            0               0.012               0.512                              9.378           582.54
HUTCHINSON                        0               0.012               0.512                              6.378          1269.48
ZIMMERMAN                         0               0.012               0.512                              7.438           1570.2
CAMBRIA                           0               0.012               0.512                              6.388           750.15
MAPLE GROVE                       0               0.012               0.512                              9.822           243.78
STREAMWOOD                        0               0.012               0.512                              8.888          1608.79
CHICAGO                           0               0.012               0.512                              8.478          2411.71
MATTESON                          0               0.012               0.512                              6.738          1125.83
MINNEAPOLIS                       0               0.012               0.512                              9.822           243.64
MATTESON                          0               0.012               0.512                             10.988            326.8
SPRING LAKE                       0               0.012               0.512                              8.988           849.77
OTTAWA                            0               0.012               0.512                              7.338           810.14
SAINT PAUL                        0               0.012               0.512                              9.822           338.39
CHICAGO                           0               0.012               0.512                              6.978            810.3
CRETE                             0               0.012               0.512                              7.938          1953.36
POPLAR GROVE                      0               0.012               0.512                              7.238           957.13
BOONVILLE                         0               0.012               0.512                              9.338           641.22
HAZEL CREST                       0               0.012               0.512                              8.478          2049.96
DAWSON                            0               0.012               0.512                              7.688           596.71
UNIVERSITY PARK                   0               0.012               0.512                             10.738           388.51
JORDAN                            0               0.012               0.512                              9.822           451.18
MAYWOOD                           0               0.012               0.512                              9.588          2123.93
ROCKFORD                          0               0.012               0.512                              9.338           441.92
LITTLE CANADA                     0               0.012               0.512                              9.822           154.98
DAVIS JUNCTION                    0               0.012               0.512                              8.738           765.09
BUFFALO                           0               0.012               0.512                              9.822           300.49
BOLINGBROOK                       0               0.012               0.512                             10.738           289.93
CHICAGO                           0               0.012               0.512                              6.488          1985.27
TAYLOR                            0               0.012               0.512                              8.738          1151.31
ATWATER                           0               0.012               0.512                              8.988           790.41
SOUTH PARIS                       0               0.012               0.512                              6.078            797.5
NEW RICHMOND                      0               0.012               0.512                              7.038           714.38
CHICAGO                           0               0.012               0.512                              9.478          2954.93
NEW RICHMOND                      0               0.012               0.512                             10.738           185.03
AUBURN HILLS                      0               0.012               0.512                              9.238          1493.21
SAUK VILLAGE                      0               0.012               0.512                              8.788           991.57
BEAVER DAM                        0               0.012               0.512                              7.888            598.5
LA SALLE                          0               0.012               0.512                              9.238           712.24
DAVISON                           0               0.012               0.512                              8.488           611.52
OXFORD                            0               0.012               0.512                              7.788           390.65
MINNETONKA                        0               0.012               0.512                              6.478          1732.66
NEWBURGH                          0               0.012               0.512                              8.388           633.97
CHICAGO                           0               0.012               0.512                              8.478          4743.03
JOLIET                            0               0.012               0.512                              7.938          1526.92
CONCORDIA                         0               0.012               0.512                              9.188           855.49
SPRINGFIELD                       0               0.012               0.512                              8.938           495.63
MARQUETTE HEIGH                   0               0.012               0.512                              9.538            484.7
FRANKFORT                         0               0.012               0.512                              9.738           501.82
NASHVILLE                         0               0.012               0.512                              8.238           545.19
MOUNT PROSPECT                    0               0.012               0.512                              6.888          1900.03
GRAND PRAIRIE                     0               0.012               0.512                              8.488          1823.04
SHERMAN                           0               0.012               0.512                              5.863           401.97
ELDORA                            0               0.012               0.512                              8.188           642.79
MIDLOTHIAN                        0               0.012               0.512                              7.488           614.17
LIBERAL                           0               0.012               0.512                              9.738           708.47
HOUSTON                           0               0.012               0.512                              5.988           398.21
CEDAR RAPIDS                      0               0.012               0.512                              8.438            540.7
ABILENE                           0               0.012               0.512                              7.988           384.46
KANSAS CITY                       0               0.012               0.512                              8.688           847.73
TACOMA                            0               0.012               0.512                              6.488           705.23
OSCEOLA                           0               0.012               0.512                              8.288           898.55
GENESEO                           0               0.012               0.512                              8.188           642.17
SEAGOVILLE                        0               0.012               0.512                              7.788            377.4
SEATTLE                           0               0.012               0.512                              6.363          3305.67
OLYMPIA                           0               0.012               0.512                             10.738           313.24
NEW ORLEANS                       0               0.012               0.512                              9.388          1313.99
TACOMA                            0               0.012               0.512                              8.113          1257.81
ARLINGTON                         0               0.012               0.512                              6.038          1359.68
DALLAS                            0               0.012               0.512                              9.438           804.59
MONROE                            0               0.012               0.512                              6.488          1011.26
CEDAR FALLS                       0               0.012               0.512                              8.138           829.47
SHERMAN                           0               0.012               0.512                              8.888           412.62
COMBINE                           0               0.012               0.512                              6.363          1839.41
HOUSTON                           0               0.012               0.512                              6.238           591.53
MERIAM                            0               0.012               0.512                              6.638           987.45
BLUE RIDGE                        0               0.012               0.512                              6.338          1614.77
KANSAS CITY                       0               0.012               0.512                              9.088           889.72
SPRINGFIELD                       0               0.012               0.512                              9.738           653.26
HAMILTON                          0               0.012               0.512                              9.538           525.86
CONROE                            0               0.012               0.512                              5.988           347.64
KENNEWICK                         0               0.012               0.512                              8.838           929.53
KNOXVILLE                         0               0.012               0.512                              7.588          1090.76
HUMBLE                            0               0.012               0.512                              9.478           1938.2
WELLINGTON                        0               0.012               0.512                              8.138           619.76
BUTLER                            0               0.012               0.512                              6.938           792.65
SPRINGFIELD                       0               0.012               0.512                              9.488           783.24
PANAMA CITY BEA                   0               0.012               0.512                              9.338          3509.36
SARITA                            0               0.012               0.512                              8.988           711.37
POTTSBORO                         0               0.012               0.512                              9.088          1275.85
MASON CITY                        0               0.012               0.512                              8.088          1424.76
NICKERSON                         0               0.012               0.512                              6.788           740.42
GRANDVIEW                         0               0.012               0.512                              9.088           720.94
MIRAMAR                           0               0.012               0.512                              7.038          1834.02
CLEARWATER                        0               0.012               0.512                              8.738          1295.72
LEAVENWORTH                       0               0.012               0.512                              8.138           643.15
INDEPENDENCE                      0               0.012               0.512                              9.238           773.24
BLOOMINGTON                       0               0.012               0.512                              7.388           1366.4
INDEPENDENCE                      0               0.012               0.512                              8.438          1181.52
WATERLOO                          0               0.012               0.512                              7.488           697.08
SANTA ROSA BEAC                   0               0.012               0.512                              7.388          1860.63
LARGO                             0               0.012               0.512                              9.188          1090.75
SEARCY                            0               0.012               0.512                              9.988           878.15
BEAVERTON                         0               0.012               0.512                              6.188          1094.33
GRINNELL                          0               0.012               0.512                              9.288           603.99
SEAGOVILLE                        0               0.012               0.512                              9.638           755.38
BOONVILLE                         0               0.012               0.512                              8.538           458.27
SPRINGDALE                        0               0.012               0.512                              7.338           896.22
MIDDLETON                         0               0.012               0.512                              6.638           453.62
SAN ANTONIO                       0               0.012               0.512                              7.338           499.11
EDMOND                            0               0.012               0.512                              7.088          3049.44
DALLAS                            0               0.012               0.512                              8.238           959.78
PEARCY                            0               0.012               0.512                              8.988          1162.91
FORT WORTH                        0               0.012               0.512                              8.988          1413.48
CEDAR HILL                        0               0.012               0.512                              6.438           669.37
HOUSTON                           0               0.012               0.512                              7.778          1045.38
MEMPHIS                           0               0.012               0.512                              7.488           675.07
TYLER                             0               0.012               0.512                              8.738          1024.24
BENTON                            0               0.012               0.512                              7.938          1507.79
NORTH LITTLE RO                   0               0.012               0.512                              9.478           438.42
WYLIE                             0               0.012               0.512                              7.738          1115.54
HOUSTON                           0               0.012               0.512                              7.238           1215.3
LITTLETON                         0               0.012               0.512                              6.488          2627.95
DENTON                            0               0.012               0.512                              8.638          1002.99
ATHENS                            0               0.012               0.512                              8.988           623.92
GRAND PRAIRIE                     0               0.012               0.512                              6.638           771.94
ARLINGTON                         0               0.012               0.512                              7.738           540.92
GRAND PRAIRIE                     0               0.012               0.512                              7.138           826.92
CHILDRESS                         0               0.012               0.512                              8.288           948.33
CARROLLTON                        0               0.012               0.512                              8.188          1989.16
ARLINGTON                         0               0.012               0.512                              8.038          1240.19
PROVIDENCE VILL                   0               0.012               0.512                              6.438           759.13
PROVIDENCE VILL                   0               0.012               0.512                              8.488           263.67
SEVIERVILLE                       0               0.012               0.512                              6.988           918.14
FRESNO                            0               0.012               0.512                              9.438           489.38
DESOTO                            0               0.012               0.512                              9.238           996.62
SOUTH HAVEN                       0               0.012               0.512                              8.838           929.53
BURRTON                           0               0.012               0.512                              9.038           819.17
SAN JACINTO                       0               0.012               0.512                              7.188          2459.72
PERU                              0               0.012               0.512                              9.538            762.3
ATLANTA                           0               0.012               0.512                              8.438          1033.33
GAINESVILLE                       0               0.012               0.512                              9.038           561.63
ALBUQUERQUE                       0               0.012               0.512                              6.688            787.4
CITY NAME                         0               0.012               0.512                              9.238           1010.2
SOLDIER                           0               0.012               0.512                              7.788           452.88
DODGE CITY                        0               0.012               0.512                              8.988           713.89
BRANSON                           0               0.012               0.512                              9.438          3224.62
ALLEN                             0               0.012               0.512                              8.478          1415.72
ALTO PASS                         0               0.012               0.512                              9.438           602.98
ARLINGTON                         0               0.012               0.512                              9.238          1005.22
FORT WORTH                        0               0.012               0.512                              9.563            445.1
SIKESTON                          0               0.012               0.512                              8.888           525.15
CONVERSE                          0               0.012               0.512                              9.388           652.65
THE DALLES                        0               0.012               0.512                              6.788           790.83
HUMBLE                            0               0.012               0.512                              5.863           808.94
KELSO                             0               0.012               0.512                              6.288           684.53
BATESVILLE                        0               0.012               0.512                              9.738           457.02
GUN BARREL CITY                   0               0.012               0.512                              8.038           460.58
ERIE                              0               0.012               0.512                              8.838          1498.03
WATERLOO                          0               0.012               0.512                              7.888           799.93
VILLAGE MILLS                     0               0.012               0.512                              8.938          1540.47
IOWA CITY                         0               0.012               0.512                              7.138           736.48
SHREWSBURY                        0               0.012               0.512                              7.088          1023.81
GILMER                            0               0.012               0.512                              9.438           760.28
LITTLE ROCK                       0               0.012               0.512                              7.438           374.64
COLLEGE STATION                   0               0.012               0.512                              6.338           696.22
TRENTON                           0               0.012               0.512                              9.638           488.78
DIBOLL                            0               0.012               0.512                             10.038           642.94
OMAHA                             0               0.012               0.512                              6.338           1949.4
PERRYVILLE                        0               0.012               0.512                              9.938           801.69
COVINGTON                         0               0.012               0.512                              9.438           489.38
CARSON                            0               0.012               0.512                              7.988           999.59
GRANDVIEW                         0               0.012               0.512                              8.988           941.76
LEBANON                           0               0.012               0.512                              8.338           410.32
DALLAS                            0               0.012               0.512                              5.863          1147.93
OLYMPIA                           0               0.012               0.512                              6.238          1027.97
ALFORD                            0               0.012               0.512                              7.478           366.54
BARTLESVILLE                      0               0.012               0.512                              9.138           557.95
OSAWATOMIE                        0               0.012               0.512                              7.538            700.4
FRANKFORT                         0               0.012               0.512                              9.463           689.64
PROSSER                           0               0.012               0.512                              9.438           170.41
MINGO                             0               0.012               0.512                              9.238           429.58
THE WOODLANDS                     0               0.012               0.512                              5.363           585.99
WICHITA                           0               0.012               0.512                              9.338           537.24
WINFIELD                          0               0.012               0.512                              9.038           582.71
MEMPHIS                           0               0.012               0.512                              9.438           611.72
KANSAS CITY                       0               0.012               0.512                             10.088          1180.45
FORT WORTH                        0               0.012               0.512                              9.438           977.88
N. RICHLAND HIL                   0               0.012               0.512                              9.478          1262.64
FORT LAUDERDALE                   0               0.012               0.512                              8.238          1370.83
HOUSTON                           0               0.012               0.512                              7.288           539.91
GAINESVILLE                       0               0.012               0.512                              7.288           691.08
FORT LAUDERDALE                   0               0.012               0.512                             10.438           291.68
FRANKFORT                         0               0.012               0.512                              9.038           734.72
OSAWATOMIE                        0               0.012               0.512                              7.288           863.85
ROWLETT                           0               0.012               0.512                              9.138          1178.92
LACY LAKEVIEW                     0               0.012               0.512                              9.438           887.49
KANSAS CITY                       0               0.012               0.512                              7.293           577.98
SAN ANTONIO                       0               0.012               0.512                              6.838           1074.8
SALEM                             0               0.012               0.512                              7.763          1259.87
WASHINGTON                        0               0.012               0.512                              9.438           450.05
FT LAUDERDALE                     0               0.012               0.512                              6.788           733.57
WICHITA                           0               0.012               0.512                              8.388           757.57
GLENN HEIGHTS                     0               0.012               0.512                              8.488           177.02
CADDO MILLS                       0               0.012               0.512                              8.488           117.05
OKLAHOMA CITY                     0               0.012               0.512                              7.138           628.58
OKLAHOMA CITY                     0               0.012               0.512                              9.888           157.87
ALVARADO                          0               0.012               0.512                              7.978           576.16
ROSENBERG                         0               0.012               0.512                              7.478           648.77
CORDOVA                           0               0.012               0.512                              7.478           1021.9
BOSSIER CITY                      0               0.012               0.512                              9.488           649.41
FATE                              0               0.012               0.512                              8.478           992.83
MEMPHIS                           0               0.012               0.512                              7.638           762.86
DALLAS                            0               0.012               0.512                              7.978          3650.51
LAMAR                             0               0.012               0.512                              7.788          1599.77
EULESS                            0               0.012               0.512                              8.138           662.64
FORT WORTH                        0               0.012               0.512                              8.588           649.47
CECILIA                           0               0.012               0.512                              9.478           442.81
CROWLEY                           0               0.012               0.512                              7.438           847.13
LAS VEGAS                         0               0.012               0.512                              7.138          1873.12
CROWLEY                           0               0.012               0.512                              8.488           233.35
BATON ROUGE                       0               0.012               0.512                              9.838           659.59
EL PASO                           0               0.012               0.512                              8.088           589.77
KATY                              0               0.012               0.512                              6.938           676.32
LAKE WORTH                        0               0.012               0.512                              9.338           509.51
GARLAND                           0               0.012               0.512                              9.838          1016.49
ANTIOCH                           0               0.012               0.512                              6.388           779.79
ANTIOCH                           0               0.012               0.512                              8.298           234.14
GARLAND                           0               0.012               0.512                              9.138           800.51
ALLEN                             0               0.012               0.512                              6.488          1826.32
ALLEN                             0               0.012               0.512                              8.488            552.2
HARRAH                            0               0.012               0.512                              7.538          1150.12
EL PASO COUNTY                    0               0.012               0.512                              8.238          1009.81
TULSA                             0               0.012               0.512                              8.788           570.15
DALLAS                            0               0.012               0.512                              9.138           672.94
FATE                              0               0.012               0.512                              8.488           273.42
DALLAS                            0               0.012               0.512                              8.038           629.71
LEWISVILLE                        0               0.012               0.512                              8.588          1363.88
FORT WORTH                        0               0.012               0.512                              5.988          1338.03
SAN ANTONIO                       0               0.012               0.512                              8.188           1198.2
EL PASO                           0               0.012               0.512                              9.438           713.91
MCKINNEY                          0               0.012               0.512                              7.138          1061.72
DENVER                            0               0.012               0.512                              7.478          4427.79
TUPELO                            0               0.012               0.512                              7.838           734.81
AZLE                              0               0.012               0.512                              6.938           885.05
ROCKWALL                          0               0.012               0.512                              8.438          1461.35
KATY                              0               0.012               0.512                              6.988           923.94
FORT WORTH                        0               0.012               0.512                              7.878          1268.44
RICHMOND                          0               0.012               0.512                              7.288          1351.02
MEMPHIS                           0               0.012               0.512                              8.288           638.15
DERBY                             0               0.012               0.512                              9.138            511.1
CABOT                             0               0.012               0.512                              9.138           655.91
HOUMA                             0               0.012               0.512                              8.238          1250.86
SINTON                            0               0.012               0.512                              8.838          1298.85
EL PASO                           0               0.012               0.512                              6.478           722.86
FORT WORTH                        0               0.012               0.512                              8.588            795.6
MEMPHIS                           0               0.012               0.512                              6.938           575.86
WOODLAWN                          0               0.012               0.512                              7.088           730.79
WOODLAWN                          0               0.012               0.512                              8.298            90.97
BROKEN ARROW                      0               0.012               0.512                             10.738           262.25
WICHITA FALLS                     0               0.012               0.512                              8.488           108.51
HUTTO                             0               0.012               0.512                              8.488           137.54
BOLIVAR                           0               0.012               0.512                              7.238           554.15
BOLIVAR                           0               0.012               0.512                              8.478           109.74
GARLAND                           0               0.012               0.512                              9.038           632.54
RICHARDSON                        0               0.012               0.512                              6.388           827.21
MESQUITE                          0               0.012               0.512                              8.488            98.03
MESQUITE                          0               0.012               0.512                              8.488           152.88
MESQUITE                          0               0.012               0.512                              7.478          1686.06
FORT WORTH                        0               0.012               0.512                              8.488           136.79
DELIGHT                           0               0.012               0.512                              8.338           635.09
MEMPHIS                           0               0.012               0.512                              8.688           153.45
WELCH                             0               0.012               0.512                              9.838           804.16
PARIS                             0               0.012               0.512                              9.638           774.85
FATE                              0               0.012               0.512                              9.438           284.49
SOUTHAVEN                         0               0.012               0.512                              6.538          1498.57
FLINT                             0               0.012               0.512                              9.338           779.86
WHITEHOUSE                        0               0.012               0.512                              9.238           134.03
GARLAND                           0               0.012               0.512                              8.478           735.15
FATE                              0               0.012               0.512                              8.478          1270.17
ALVIN                             0               0.012               0.512                              8.488            156.1
LAREDO                            0               0.012               0.512                              8.488           148.94
INOLA                             0               0.012               0.512                              8.588           849.19
AZLE                              0               0.012               0.512                              6.488           798.37
MERCEDES                          0               0.012               0.512                              8.478           803.91
ARLINGTON                         0               0.012               0.512                              8.638            876.6
DUMAS                             0               0.012               0.512                              8.438           548.71
WINNSBORO                         0               0.012               0.512                             10.038            659.7
ARLINGTON                         0               0.012               0.512                              6.088          1219.84
SANGER                            0               0.012               0.512                              7.938           682.72
SAND SPRINGS                      0               0.012               0.512                              9.388           608.27
ODESSA                            0               0.012               0.512                              9.078          1184.76
WYLIE                             0               0.012               0.512                              6.338           801.39
WEATHERFORD                       0               0.012               0.512                              9.288           732.55
WATAUGA                           0               0.012               0.512                              8.438           827.87
LITTLE ROCK                       0               0.012               0.512                             10.138           739.86
LEXINGTON                         0               0.012               0.512                             10.188           836.76
MESQUITE                          0               0.012               0.512                              8.488           118.53
GRAPEVINE                         0               0.012               0.512                              6.478          1006.56
EL PASO                           0               0.012               0.512                              7.478          1501.07
WOLFFORTH                         0               0.012               0.512                              8.628          1190.72
MOUNDS                            0               0.012               0.512                              9.438           540.94
FORT WORTH                        0               0.012               0.512                              7.838          1225.77
ALLEN                             0               0.012               0.512                              8.488           153.12
DALLAS                            0               0.012               0.512                              9.088           826.96
JACKSON                           0               0.012               0.512                              9.638           453.23
BURNET                            0               0.012               0.512                              7.138          1986.65
FRISCO                            0               0.012               0.512                              8.138          1738.43
OLIVE BRANCH                      0               0.012               0.512                              8.438          1224.26
HOUSTON                           0               0.012               0.512                              8.488           152.67
CEDAR HILL                        0               0.012               0.512                              9.138           945.53
SEAGOVILLE                        0               0.012               0.512                              8.488            207.6
BOLIVAR                           0               0.012               0.512                              8.938           556.26
TULSA                             0               0.012               0.512                              7.638           632.62
HORIZON CITY                      0               0.012               0.512                              7.938           561.79
KATY                              0               0.012               0.512                              8.488           114.66
SUNSET                            0               0.012               0.512                              8.488           143.63
CLEBURNE                          0               0.012               0.512                              6.478           789.59
JACKSON                           0               0.012               0.512                              7.238           424.12
SHERMAN                           0               0.012               0.512                              8.588          1095.97
CHATTANOOGA                       0               0.012               0.512                              8.238           575.48
FRISCO                            0               0.012               0.512                              6.338          2027.15
FORNEY                            0               0.012               0.512                              8.188           1150.4
EL PASO                           0               0.012               0.512                              9.038           532.04
FORT WORTH                        0               0.012               0.512                              8.488           131.96
EL PASO                           0               0.012               0.512                              7.813           896.51
MESQUITE                          0               0.012               0.512                              8.438           978.06
BEAUMONT                          0               0.012               0.512                              8.488           224.49
MEMPHIS                           0               0.012               0.512                              8.688           138.43
FORT WORTH                        0               0.012               0.512                              8.488           149.66
TULSA                             0               0.012               0.512                             11.238           181.55
CADDO MILLS                       0               0.012               0.512                              8.488           162.94
BURLESON                          0               0.012               0.512                              7.438           642.65
GRAND PRAIRIE                     0               0.012               0.512                              7.838           605.14
TULSA                             0               0.012               0.512                              9.538           616.89
ROWLETT                           0               0.012               0.512                              8.488           131.44
HICKORY VALLEY                    0               0.012               0.512                              8.288           655.93
GRANBURY                          0               0.012               0.512                              6.138          2696.26
DALLAS                            0               0.012               0.512                              7.388          1025.22
PLANO                             0               0.012               0.512                              6.438           839.88
PLANO                             0               0.012               0.512                              8.488           255.23
GRAND PRAIRIE                     0               0.012               0.512                              8.488           337.93
COVINGTON                         0               0.012               0.512                              9.288           836.95
FORT WORTH                        0               0.012               0.512                              9.163           597.56
EL PASO                           0               0.012               0.512                              7.838          1139.74
LAGO VISTA                        0               0.012               0.512                              8.488           203.44
BROWNSVILLE                       0               0.012               0.512                              7.288            568.7
LUBBOCK                           0               0.012               0.512                              6.288           710.96
LUBBOCK                           0               0.012               0.512                              8.488           154.85
ANNA                              0               0.012               0.512                              8.488           189.09
BOLIVAR                           0               0.012               0.512                              8.688           655.25
HUMBOLDT                          0               0.012               0.512                              9.038           540.49
ALEDO                             0               0.012               0.512                              6.438          1340.45
ARLINGTON                         0               0.012               0.512                              8.488           144.72
COLLIERVILLE                      0               0.012               0.512                              7.138            961.4
BOLIVAR                           0               0.012               0.512                              8.988           559.17
HEARTLAND                         0               0.012               0.512                              8.938           841.32
MIDDLETON                         0               0.012               0.512                              9.988           457.97
FORT WORTH                        0               0.012               0.512                              8.338           983.59
RENOVA                            0               0.012               0.512                              8.438           845.09
MESQUITE                          0               0.012               0.512                              6.488           619.76
MESQUITE                          0               0.012               0.512                              8.488           150.87
MULVANE                           0               0.012               0.512                              8.288            834.9
WHITWELL                          0               0.012               0.512                              9.488           877.58
HUTCHINSON                        0               0.012               0.512                              8.038           757.02
LEWISVILLE                        0               0.012               0.512                              8.488           140.49
CARROLLTON                        0               0.012               0.512                              8.978          1092.17
LOUISVILLE                        0               0.012               0.512                              9.288           905.11
TULSA                             0               0.012               0.512                             10.988           187.17
HORIZON CITY                      0               0.012               0.512                              7.888           717.66
HORIZON CITY                      0               0.012               0.512                              7.438           592.99
AUSTIN                            0               0.012               0.512                              6.138          1216.95
LONGVIEW                          0               0.012               0.512                              8.478          2382.77
HOUSTON                           0               0.012               0.512                              8.988           167.12
CANYON LAKE                       0               0.012               0.512                              7.478          1437.55
ABILENE                           0               0.012               0.512                              9.638              471
ANAHUAC                           0               0.012               0.512                              9.338           483.52
MIDLAND                           0               0.012               0.512                              9.238           575.64
HOUSTON                           0               0.012               0.512                              9.238          1529.21
PASADENA                          0               0.012               0.512                              9.238           153.36
PASADENA                          0               0.012               0.512                              8.488           160.93
HOCKLEY                           0               0.012               0.512                              8.488           152.56
BEAUMONT                          0               0.012               0.512                              8.488           893.14
COLUMBIA                          0               0.012               0.512                              9.038           810.73
AUSTIN                            0               0.012               0.512                              7.888          2742.01
HOUSTON                           0               0.012               0.512                              9.088           1073.1
BEAUMONT                          0               0.012               0.512                              8.388            716.9
HOUSTON                           0               0.012               0.512                              8.388           901.11
PASADENA                          0               0.012               0.512                              8.488           1078.2
SAN ANTONIO                       0               0.012               0.512                              8.638           502.32
HOUSTON                           0               0.012               0.512                              8.488           118.89
HOUSTON                           0               0.012               0.512                              8.738           951.76
DUBLIN                            0               0.012               0.512                              8.438           648.84
HUMBLE                            0               0.012               0.512                              6.078           918.72
GALENA PARK                       0               0.012               0.512                              7.588           463.42
HOUSTON                           0               0.012               0.512                              8.488           112.65
CYPRESS                           0               0.012               0.512                              8.188           890.19
HUMBLE                            0               0.012               0.512                              8.488           148.71
SAN ANTONIO                       0               0.012               0.512                              8.288           1007.6
MCALLEN                           0               0.012               0.512                              7.388           621.42
PHARR                             0               0.012               0.512                              6.188          1162.09
PHARR                             0               0.012               0.512                              8.488           362.27
AUSTIN                            0               0.012               0.512                              5.938           618.22
AUSTIN                            0               0.012               0.512                              8.488           197.78
KATY                              0               0.012               0.512                              6.388          1017.41
LEAGUE CITY                       0               0.012               0.512                              8.488           108.63
WACO                              0               0.012               0.512                              8.988           420.43
MONTGOMERY                        0               0.012               0.512                              8.688          1371.51
CROCKETT                          0               0.012               0.512                              6.288           692.68
CROCKETT                          0               0.012               0.512                              8.488           150.87
SAN JUAN                          0               0.012               0.512                              8.238           584.07
HOUSTON                           0               0.012               0.512                              6.438           966.45
HOUSTON                           0               0.012               0.512                              8.488           119.49
MONTGOMERY                        0               0.012               0.512                              7.188          1069.23
RICHMOND                          0               0.012               0.512                              6.838          1625.98
MISSOURI CITY                     0               0.012               0.512                              7.378           1223.5
SUGAR LAND                        0               0.012               0.512                              7.738          3365.68
KILLEEN                           0               0.012               0.512                              9.038           620.72
MCALLEN                           0               0.012               0.512                              7.838          1043.44
HOUSTON                           0               0.012               0.512                              9.438            629.2
HITCHCOCK                         0               0.012               0.512                              7.588           466.82
HITCHCOCK                         0               0.012               0.512                              8.488           126.77
SAN ANTONIO                       0               0.012               0.512                              8.838          1029.12
HUFFMAN                           0               0.012               0.512                              6.838          1207.08
WHITESBORO                        0               0.012               0.512                              7.638           967.53
ROUND ROCK                        0               0.012               0.512                              7.478           674.43
LINDALE                           0               0.012               0.512                              6.388          1192.55
HOUSTON                           0               0.012               0.512                              8.478           751.65
HOUSTON                           0               0.012               0.512                              8.488           370.13
HOUSTON                           0               0.012               0.512                              8.438           535.99
CLEVELAND                         0               0.012               0.512                              7.788           537.41
CLEVELAND                         0               0.012               0.512                              8.488           143.23
ROUND ROCK                        0               0.012               0.512                              7.238          1891.22
HOUSTON                           0               0.012               0.512                              8.788          1231.19
AUSTIN                            0               0.012               0.512                              6.888           614.26
EL PASO                           0               0.012               0.512                              9.138           715.53
PORTER                            0               0.012               0.512                             10.188           682.89
WAXAHACHIE                        0               0.012               0.512                              8.478          1149.59
CYPRESS                           0               0.012               0.512                              8.388           1002.7
HOUSTON                           0               0.012               0.512                              7.638           727.51
HOUSTON                           0               0.012               0.512                              8.488            138.8
SILSBEE                           0               0.012               0.512                              9.688           802.26
ROSENBERG                         0               0.012               0.512                              8.738          2069.03
LONGVIEW                          0               0.012               0.512                              8.438          1096.78
CANYON LAKE                       0               0.012               0.512                              8.038          1216.61
CEDAR PARK                        0               0.012               0.512                              5.813          1776.41
HOUSTON                           0               0.012               0.512                              7.238          1544.59
HUMBLE                            0               0.012               0.512                              8.238          1375.16
ORANGE                            0               0.012               0.512                              9.188           633.06
DALLAS                            0               0.012               0.512                              8.738           559.42
DALLAS                            0               0.012               0.512                              8.488           136.79
LAREDO                            0               0.012               0.512                              7.388           764.53
SEALY                             0               0.012               0.512                              7.088          1016.19
BAYTOWN                           0               0.012               0.512                              6.888           986.65
KATY                              0               0.012               0.512                              6.838           655.36
MISSOURI CITY                     0               0.012               0.512                              7.978           960.26
LA PORTE                          0               0.012               0.512                              6.588          1070.77
HUMBLE                            0               0.012               0.512                              7.988          1204.78
LEANDER                           0               0.012               0.512                              7.488           528.32
CYPRESS                           0               0.012               0.512                              6.738            706.2
HOUSTON                           0               0.012               0.512                              8.388           667.46
DAYTON                            0               0.012               0.512                              8.888          1792.18
THE WOODLANDS                     0               0.012               0.512                              6.978          2048.44
BROWNSVILLE                       0               0.012               0.512                              7.888           628.52
KYLE                              0               0.012               0.512                              8.738          1793.44
CORSICANA                         0               0.012               0.512                              8.488           111.04
HUTTO                             0               0.012               0.512                              6.478          1324.41
PEARLAND                          0               0.012               0.512                              6.888           1980.6
HOUSTON                           0               0.012               0.512                              7.863           980.41
HUMBLE                            0               0.012               0.512                              6.838          1500.63
DICKINSON                         0               0.012               0.512                              8.438           528.68
PEARLAND                          0               0.012               0.512                              6.538           732.86
PEARLAND                          0               0.012               0.512                              8.488           165.35
BAYTOWN                           0               0.012               0.512                              9.138          1788.83
SAGINAW                           0               0.012               0.512                              8.488           193.11
MESQUITE                          0               0.012               0.512                              8.488           231.74
BOLIVAR                           0               0.012               0.512                             10.738            145.6
OTTUMWA                           0               0.012               0.512                              7.738           653.61
MARSHALLTOWN                      0               0.012               0.512                              9.988           100.63
WYLIE                             0               0.012               0.512                              8.488           122.31
HAYS                              0               0.012               0.512                              9.988           124.41
GRINNELL                          0               0.012               0.512                              9.988           102.27
ALLEN                             0               0.012               0.512                              8.488           168.96
IOWA CITY                         0               0.012               0.512                             10.488           124.28
FREEMONT                          0               0.012               0.512                             10.738           369.08
NORFOLK                           0               0.012               0.512                             10.738           475.92
HOUSTON                           0               0.012               0.512                              8.488           113.46
LUFKIN                            0               0.012               0.512                              8.488           106.98
LEAGUE CITY                       0               0.012               0.512                              8.488           149.66
TYLER                             0               0.012               0.512                              9.938           1084.1
KANSAS CITY                       0               0.012               0.512                             10.538            95.62
SOUTH HOUSTON                     0               0.012               0.512                              9.238           481.13
LAREDO                            0               0.012               0.512                              6.238           872.12
HOUSTON                           0               0.012               0.512                              8.478          1053.12
SUGAR LAND                        0               0.012               0.512                              8.488           637.44
HOUSTON                           0               0.012               0.512                              8.488           156.79
HOUSTON                           0               0.012               0.512                              8.788          1054.37
CROSBY                            0               0.012               0.512                              8.488            80.47
HOUSTON                           0               0.012               0.512                              7.888           647.57
HIGHLANDS                         0               0.012               0.512                              7.488            640.3
HOUSTON                           0               0.012               0.512                              8.488            312.2
VIDOR                             0               0.012               0.512                              9.088          1048.33
HOUSTON                           0               0.012               0.512                              8.438           1008.5
LAKE CHARLES                      0               0.012               0.512                              8.538           525.35
LUMBERTON                         0               0.012               0.512                              8.488           219.84
SAN JUAN                          0               0.012               0.512                              8.488           194.72
WACO                              0               0.012               0.512                              9.478           510.27
KARNACK                           0               0.012               0.512                              8.488           144.68
HORIZON                           0               0.012               0.512                              8.238           702.92
HOUSTON                           0               0.012               0.512                              9.088          1273.77
CEDAR PARK                        0               0.012               0.512                              8.488           128.74
HOUSTON                           0               0.012               0.512                              8.478           934.08
BAYTOWN                           0               0.012               0.512                              7.938           830.66
CHANNELVIEW                       0               0.012               0.512                             11.088           856.73
SAN ANTONIO                       0               0.012               0.512                              8.488              116
MANOR                             0               0.012               0.512                              8.488           153.69
FORT WORTH                        0               0.012               0.512                              8.488            138.4
LEAGUE CITY                       0               0.012               0.512                              6.338          1704.01
SILSBEE                           0               0.012               0.512                              8.488           118.45
SAN JUAN                          0               0.012               0.512                              8.488           131.96
WILLIS                            0               0.012               0.512                              8.488           262.31
HEMPSTEAD                         0               0.012               0.512                              8.488           265.53
SAN ANTONIO                       0               0.012               0.512                              7.738           597.26
HUMBLE                            0               0.012               0.512                              8.988           605.42
HOUSTON                           0               0.012               0.512                              8.488           150.87
HUMBLE                            0               0.012               0.512                              8.488           162.44
RIO GRANDE CITY                   0               0.012               0.512                              8.488           123.11
LYTLE                             0               0.012               0.512                              6.888          1528.78
HOUSTON                           0               0.012               0.512                              8.438          1019.31
TOMBALL                           0               0.012               0.512                              8.488           221.92
RICHMOND                          0               0.012               0.512                              6.488           1190.9
AUSTIN                            0               0.012               0.512                              8.488           136.03
BROWNSVILLE                       0               0.012               0.512                              9.788           654.17
HOUSTON                           0               0.012               0.512                              8.788           875.88
CROSBY                            0               0.012               0.512                              8.488           577.72
HOUSTON                           0               0.012               0.512                              8.938           904.19
VICTORIA                          0               0.012               0.512                              8.488           176.86
SAN ANTONIO                       0               0.012               0.512                              7.088            912.4
SAN ANTONIO                       0               0.012               0.512                              8.488           231.29
ROSENBERG                         0               0.012               0.512                              8.188          1287.47
BROWNSVILLE                       0               0.012               0.512                              8.478           868.22
HOUSTON                           0               0.012               0.512                              8.488           181.05
SAN JUAN                          0               0.012               0.512                              7.238           670.57
NEW CANEY                         0               0.012               0.512                              8.488           248.63
HOUSTON                           0               0.012               0.512                              8.488           136.79
HOUSTON                           0               0.012               0.512                              8.788           958.51
BAYTOWN                           0               0.012               0.512                              8.388           408.29
BROWNSVILLE                       0               0.012               0.512                              7.038           986.51
LA PORTE                          0               0.012               0.512                              8.988           526.55
LEWISVILLE                        0               0.012               0.512                              8.488          1033.63
HORIZON                           0               0.012               0.512                              8.788           797.39
HOUSTON                           0               0.012               0.512                              8.438          1097.41
HOUSTON                           0               0.012               0.512                              9.288           569.47
VICTORIA                          0               0.012               0.512                              8.488           126.97
HOUSTON                           0               0.012               0.512                              9.438           655.41
HOUSTON                           0               0.012               0.512                              8.488           160.85
MAGNOLIA                          0               0.012               0.512                              8.863          1268.92
AUSTIN                            0               0.012               0.512                              8.388           486.44
HOUSTON                           0               0.012               0.512                              8.488           116.68
AUSTIN                            0               0.012               0.512                              6.363          1198.52
AUSTIN                            0               0.012               0.512                              8.488           420.82
SPRING                            0               0.012               0.512                              7.888          1538.92
HOUSTON                           0               0.012               0.512                              8.088          1202.82
SPRING                            0               0.012               0.512                              7.478          1932.96
HOUSTON                           0               0.012               0.512                              8.188           728.32
CYPRESS                           0               0.012               0.512                              8.138            985.6
HOUSTON                           0               0.012               0.512                              5.938           618.95
HOUSTON                           0               0.012               0.512                              8.488           151.04
SPRING                            0               0.012               0.512                              8.488           168.86
HUMBLE                            0               0.012               0.512                              5.438           654.36
HUMBLE                            0               0.012               0.512                              8.488           220.73
EDINBURG                          0               0.012               0.512                              8.338          1042.33
HOUSTON                           0               0.012               0.512                              8.038           809.54
BAYTOWN                           0               0.012               0.512                              6.338          1074.63
HOUSTON                           0               0.012               0.512                              8.488           129.75
DONNA                             0               0.012               0.512                              9.938            628.6
EDINBURG                          0               0.012               0.512                              8.113          1190.02
HOUSTON                           0               0.012               0.512                              7.088          1236.43
FRESNO                            0               0.012               0.512                              8.288           908.67
SAN ANTONIO                       0               0.012               0.512                              7.438           502.44
SAN ANTONIO                       0               0.012               0.512                              8.838           697.15
HOPKINS                           0               0.012               0.512                              8.438          1039.34
BAYTOWN                           0               0.012               0.512                              8.238           767.04
KATY                              0               0.012               0.512                              8.113           832.24
PENITAS                           0               0.012               0.512                              6.888           677.54
SEA BROOK                         0               0.012               0.512                              6.238          2075.55
PENITAS                           0               0.012               0.512                              8.488           147.85
SAN ANTONIO                       0               0.012               0.512                              8.488           112.25
PFLUGERVILLE                      0               0.012               0.512                              6.238          1387.49
PENITAS                           0               0.012               0.512                              8.588           539.06
EDINBURG                          0               0.012               0.512                              8.488           394.27
KINGWOOD                          0               0.012               0.512                              6.338           581.88
SPRING                            0               0.012               0.512                              9.478          1188.07
HOUSTON                           0               0.012               0.512                              8.988           124.87
VIDOR                             0               0.012               0.512                              5.988          1010.81
WINNIE                            0               0.012               0.512                              8.338           793.86
GRANADA HILLS                     0               0.012               0.512                              7.338          3614.27
LAKE ELSINORE                     0               0.012               0.512                             10.488           261.89
GRANADA HILLS                     0               0.012               0.512                              6.738          3739.79
HESPERIA                          0               0.012               0.512                             10.488           407.12
RESEDA AREA                       0               0.012               0.512                             10.738          1079.08
SUN VALLEY                        0               0.012               0.512                              9.988          1055.61
MORENO VALLEY                     0               0.012               0.512                              9.988           786.68
SOUTH GATE                        0               0.012               0.512                             10.988           638.74
LOS ANGELES                       0               0.012               0.512                              5.988          2250.62
RIVERSIDE                         0               0.012               0.512                             10.988           782.34
DESERT HOT SPRI                   0               0.012               0.512                             10.438          1138.26
DESERT HOT SPRI                   0               0.012               0.512                             11.238           151.42
LA PUENTE                         0               0.012               0.512                              6.478          2999.29
COSTA MESA                        0               0.012               0.512                              8.478           4584.9
COSTA MESA                        0               0.012               0.512                             11.238            686.4
LAS VEGAS                         0               0.012               0.512                              6.438          1695.87
SUGARLOAF                         0               0.012               0.512                             10.988           425.63
REDLANDS                          0               0.012               0.512                             10.988           732.82
SANTA ANA                         0               0.012               0.512                             10.478           951.57
SAN BERNARDINO                    0               0.012               0.512                              6.988          1715.63
HIGHLAND                          0               0.012               0.512                              7.388          2797.92
LOS ANGELES                       0               0.012               0.512                              5.988          2247.01
FONTANA                           0               0.012               0.512                             10.738           512.83
SANTA CRUZ                        0               0.012               0.512                              5.238          4791.67
BAKERSFIELD                       0               0.012               0.512                              8.988          2133.54
FONTANA AREA                      0               0.012               0.512                              6.478          2417.38
EL MONTE                          0               0.012               0.512                             10.988            653.6
WESTMINSTER                       0               0.012               0.512                              6.988          3559.38
FONTANA                           0               0.012               0.512                              7.588           4568.4
GARDEN GROVE                      0               0.012               0.512                             10.238           429.41
MORENO VALLEY                     0               0.012               0.512                             10.988           557.04
LONG BEACH                        0               0.012               0.512                             10.478           637.56
RIALTO                            0               0.012               0.512                             10.988           633.79
NUEVO                             0               0.012               0.512                              8.088          4177.45
BAKERSFIELD                       0               0.012               0.512                              6.838           323.51
LOS ANGELES                       0               0.012               0.512                             10.988          1384.43
PERRIS                            0               0.012               0.512                              6.863          2364.61
ONTARIO                           0               0.012               0.512                              7.388          2907.23
RIVERSIDE AREA                    0               0.012               0.512                              6.863          2703.24
HESPERIA                          0               0.012               0.512                              7.838          2644.17
ANAHEIM                           0               0.012               0.512                              7.238          4296.54
SANTA ANA                         0               0.012               0.512                              6.738             1595
MONROVIA                          0               0.012               0.512                              7.738          5878.13
CORONA                            0               0.012               0.512                              6.388          1546.75
LOS ANGELES                       0               0.012               0.512                              6.388          3358.87
SANTA ROSA BEAC                   0               0.012               0.512                              8.478          2292.45
LOS ANGELES                       0               0.012               0.512                              6.338          2968.33
DOWNEY                            0               0.012               0.512                              6.338          2654.38
RICHMOND                          0               0.012               0.512                              7.038          2013.33
SAN DIEGO                         0               0.012               0.512                              6.413           1800.5
SAN DIEGO                         0               0.012               0.512                              5.738          2807.68
TEMECULA                          0               0.012               0.512                              8.728          2909.83
CATHEDRAL CITY                    0               0.012               0.512                              7.138          1045.47
HUNTINGTON BEAC                   0               0.012               0.512                              7.113           3272.4
HIDDEN HILLS                      0               0.012               0.512                              5.788          3543.75
ESCONDIDO                         0               0.012               0.512                              5.738          2656.25
DESERT HOT SPRI                   0               0.012               0.512                              7.088          1588.08
HEBER                             0               0.012               0.512                              6.603          1689.75
CHULA VISTA                       0               0.012               0.512                              6.238          2302.53
BRAWLEY                           0               0.012               0.512                              5.138          1430.96
CONWAY                            0               0.012               0.512                             10.938           168.69
ROCKFORD                          0               0.012               0.512                              7.478          1629.96
LOS ANGELES                       0               0.012               0.512                             10.988           475.34
LOS ANGELES                       0               0.012               0.512                              6.978          3347.47
LOS ANGELES                       0               0.012               0.512                             10.988           590.12
CHICAGO                           0               0.012               0.512                             10.988           103.99
NORTHRIDGE AREA                   0               0.012               0.512                             10.738          1068.39
SANTA ANA                         0               0.012               0.512                             10.478           618.52
APPLE VALLEY AR                   0               0.012               0.512                             10.488           332.37
LAKEPORT                          0               0.012               0.512                              6.113           3577.5
SURPRISE                          0               0.012               0.512                              8.478          2389.09
BAKERSFIELD                       0               0.012               0.512                              8.163          1575.96
BLOOMINGTON ARE                   0               0.012               0.512                              9.738           698.96
ANAHEIM                           0               0.012               0.512                             10.478           685.13
SAN DIEGO                         0               0.012               0.512                             10.938           395.85
APPLE VALLEY                      0               0.012               0.512                             10.688           157.22
OCEANSIDE                         0               0.012               0.512                              8.088          3348.27
YUBA CITY                         0               0.012               0.512                             10.478           326.25
SUN CITY                          0               0.012               0.512                             10.478           142.74
CARLSBAD                          0               0.012               0.512                              7.838           3002.3
SAN DIEGO                         0               0.012               0.512                              6.478          1497.75
SAN YSIDRO                        0               0.012               0.512                              9.288           448.11
MURRIETA                          0               0.012               0.512                             10.988           920.98
SAN DIEGO                         0               0.012               0.512                              8.478          2894.06
EL CAJON                          0               0.012               0.512                              5.988             2015
EL CAJON                          0               0.012               0.512                             10.738           903.28
SAN DIEGO                         0               0.012               0.512                              7.788          3541.33
SAN DIEGO                         0               0.012               0.512                              6.363          2558.07
SHASTA LAKE                       0               0.012               0.512                              6.113           906.05
PALM DESERT                       0               0.012               0.512                              5.863          4242.32
OCEANSIDE                         0               0.012               0.512                              9.988            626.6
YUCAIPA                           0               0.012               0.512                              5.688          4363.85
ORANGEVALE                        0               0.012               0.512                             10.988           287.19
OLIVEHURST                        0               0.012               0.512                              7.788          1665.58
RANCHO MURIETA                    0               0.012               0.512                              6.388          4083.07
SAN DIEGO                         0               0.012               0.512                             11.238           878.19
MURRIETA                          0               0.012               0.512                              8.738           3002.4
HEBER                             0               0.012               0.512                              6.178          1994.28
ORANGE                            0               0.012               0.512                              8.978          3943.09
SAN DIEGO                         0               0.012               0.512                              6.478          3253.26
VIRGINIA CITY H                   0               0.012               0.512                              6.288          3047.76
RANCHO MIRAGE                     0               0.012               0.512                              6.363          3609.37
SAN JACINTO                       0               0.012               0.512                              6.388          1926.41
THOUSAND OAKS                     0               0.012               0.512                              5.888          4135.19
NORTH HIGHLANDS                   0               0.012               0.512                              8.288          1680.59
SAN DIEGO                         0               0.012               0.512                              7.363             3675
HEBER                             0               0.012               0.512                              5.588          1687.63
SAN DIEGO                         0               0.012               0.512                              5.738          2504.17
SAN LORENZO                       0               0.012               0.512                             10.988           1010.1
COUPEVILLE                        0               0.012               0.512                              5.638          2736.75
LA QUINTA                         0               0.012               0.512                              5.388          3380.88
BENICIA                           0               0.012               0.512                              9.638           1013.1
SACRAMENTO                        0               0.012               0.512                              7.838          2251.01
SAN DIEGO                         0               0.012               0.512                              6.588          2960.63
SOLANA BEACH                      0               0.012               0.512                              8.378          5556.25
HEMET                             0               0.012               0.512                              6.438          2140.69
ALISO VIEJO                       0               0.012               0.512                              6.088             2420
MENIFEE                           0               0.012               0.512                              8.438          4019.04
MENIFEE                           0               0.012               0.512                             10.988           941.71
INDIO                             0               0.012               0.512                              7.088          2259.44
SALINAS                           0               0.012               0.512                              5.863          5614.83
CHULA VISTA                       0               0.012               0.512                              7.188          4215.75
BERKELEY                          0               0.012               0.512                              9.078          1944.85
3443 MADISON AV                   0               0.012               0.512                              6.238           3397.5
SACRAMENTO                        0               0.012               0.512                              6.363          2510.73
SAN JOSE                          0               0.012               0.512                              7.788          4419.75
IMPERIAL BEACH                    0               0.012               0.512                              4.988          1280.37
RIVERSIDE                         0               0.012               0.512                              5.988          3141.67
SAN JOSE                          0               0.012               0.512                              6.363          3731.36
SALIDA                            0               0.012               0.512                              6.738          2360.39
SAN DIEGO                         0               0.012               0.512                              6.138          1592.08
OAKDALE                           0               0.012               0.512                              7.088          1555.47
MATHER                            0               0.012               0.512                              6.238          3139.22
SACRAMENTO                        0               0.012               0.512                              7.288             2262
LINCOLN                           0               0.012               0.512                              7.038             1510
SOLANA BEACH                      0               0.012               0.512                              7.038           4621.8
STOCKTON                          0               0.012               0.512                              9.078          2837.04
SAN DIEGO                         0               0.012               0.512                              7.238          3926.67
SAN JOSE                          0               0.012               0.512                              7.363           3937.5
CHULA VISTA                       0               0.012               0.512                              6.338          1612.03
CHULA VISTA                       0               0.012               0.512                             10.238           659.04
SAN JOSE                          0               0.012               0.512                              7.038             3775
SAN JOSE                          0               0.012               0.512                              9.488          1316.36
ANTIOCH                           0               0.012               0.512                              6.038          3850.85
HEBER                             0               0.012               0.512                              7.053          2140.74
LAKESIDE                          0               0.012               0.512                              6.988          4125.37
SIMI VALLEY                       0               0.012               0.512                              6.238          1968.75
HOFFMAN ESTATES                   0               0.012               0.512                             10.988            326.8
DETROIT                           0               0.012               0.512                             10.988           170.83
MENAHGA                           0               0.012               0.512                              8.838           1255.5
DEKALB                            0               0.012               0.512                              6.978           871.77
LOCKPORT                          0               0.012               0.512                              6.988          1158.13
OSWEGO                            0               0.012               0.512                              7.038            955.6
HOUSTON                           0               0.012               0.512                              8.488           120.35
GALVA                             0               0.012               0.512                             10.938           226.89
IOLA                              0               0.012               0.512                              9.988           153.68
COLLEGE STATION                   0               0.012               0.512                              9.238            161.1
STANTON                           0               0.012               0.512                              8.988          3681.25
DIAMOND BAR                       0               0.012               0.512                              5.978          4445.14
LAGUNA NIGUEL                     0               0.012               0.512                              7.478          2211.23
MORENO VALLEY                     0               0.012               0.512                              7.363           2887.5
ANAHEIM                           0               0.012               0.512                              7.738          3506.25
ONTARIO                           0               0.012               0.512                              7.478          2769.87
PERRIS                            0               0.012               0.512                              7.088          1874.67
INGLEWOOD                         0               0.012               0.512                              8.138          2064.47
INGLEWOOD                         0               0.012               0.512                             10.478           681.33
FONTANA                           0               0.012               0.512                              7.388           2006.6
CORONA                            0               0.012               0.512                              7.478          3655.42
CORONA                            0               0.012               0.512                              8.363           3727.5
CASTAIC                           0               0.012               0.512                              7.363          3379.69
RIALTO                            0               0.012               0.512                              6.478          1163.11
EL CAJON                          0               0.012               0.512                              8.138          3258.17
LA HABRA                          0               0.012               0.512                              6.363          2480.73
NORTH HOLLYWOOD                   0               0.012               0.512                              7.338          3192.33
PACOIMA                           0               0.012               0.512                              6.838           2572.5
PACOIMA                           0               0.012               0.512                              9.238           902.12
SAN BERNARDINO                    0               0.012               0.512                              7.138          1606.22
CORONA                            0               0.012               0.512                              8.988          2770.83
LAKE ELSINORE                     0               0.012               0.512                              9.238          3128.13
BALTIMORE                         0               0.012               0.512                              8.238          1888.54
AURORA                            0               0.012               0.512                             10.938           157.84
AURORA                            0               0.012               0.512                             10.938           392.13
DENVER                            0               0.012               0.512                             10.988           331.26
MONUMENT                          0               0.012               0.512                              6.478             1165
AURORA                            0               0.012               0.512                             11.238            171.1
FARMINGTON                        0               0.012               0.512                             10.988           322.34
STERLING                          0               0.012               0.512                             10.888            130.7
DENVER                            0               0.012               0.512                             10.488              150
COLORADO SPRING                   0               0.012               0.512                             10.988            245.1
AURORA                            0               0.012               0.512                              7.478           818.89
CENTENNIAL                        0               0.012               0.512                              6.488          1199.92
DENVER                            0               0.012               0.512                             10.988           173.31
DENVER                            0               0.012               0.512                             10.988           155.48
DENVER                            0               0.012               0.512                              6.338          1181.62
WESTMINSTER                       0               0.012               0.512                             10.988           311.95
CARBONDALE                        0               0.012               0.512                              6.588          1785.35
CASTLE ROCK                       0               0.012               0.512                              6.638          1320.43
CASTLE ROCK                       0               0.012               0.512                             10.738           335.09
DENVER                            0               0.012               0.512                             10.988           256.99
GREENWOOD VILLA                   0               0.012               0.512                             10.638           547.37
DENVER                            0               0.012               0.512                              6.788          1060.02
DENVER                            0               0.012               0.512                             11.238            310.4
WESTMINSTER                       0               0.012               0.512                             10.988           359.48
THORNTON                          0               0.012               0.512                              7.738          1134.38
GREELEY                           0               0.012               0.512                              8.838          1410.09
LITTLETON                         0               0.012               0.512                              6.238           1905.3
FORT LUPTON                       0               0.012               0.512                             10.738            214.9
ENGLEWOOD                         0               0.012               0.512                              8.478          1595.75
DENVER                            0               0.012               0.512                              8.788          1067.86
GREELEY                           0               0.012               0.512                             10.988           264.41
ALAMOSA                           0               0.012               0.512                              6.738           629.75
ALAMOSA                           0               0.012               0.512                             10.738           253.11
CHEYENNE                          0               0.012               0.512                             10.988           197.57
CASTLE ROCK                       0               0.012               0.512                              6.613          2262.02
CARBONDALE                        0               0.012               0.512                              9.438           174.34
DENVER                            0               0.012               0.512                              8.638          1397.53
LAS VEGAS                         0               0.012               0.512                              8.288             1947
GLENROCK                          0               0.012               0.512                              8.888          1142.47
EVANS                             0               0.012               0.512                              8.838           1157.7
PLAIN CITY                        0               0.012               0.512                              6.978          1909.95
COMMERCE CITY                     0               0.012               0.512                              6.478           858.87
AURORA                            0               0.012               0.512                              6.038          1621.12
PROVO                             0               0.012               0.512                              7.388           572.75
BRIGHTON                          0               0.012               0.512                              7.478          2009.15
AURORA                            0               0.012               0.512                              8.738          1280.88
LONGMONT                          0               0.012               0.512                              8.438          1013.12
LITTLETON                         0               0.012               0.512                              8.338          3953.39
COLORADO SPRING                   0               0.012               0.512                              9.338          1168.06
COMMERCE CITY                     0               0.012               0.512                              8.413            642.6
COMMERCE CITY                     0               0.012               0.512                             11.238           109.02
AURORA                            0               0.012               0.512                              7.363           864.61
DENVER                            0               0.012               0.512                              6.888           1687.2
COLORADO SPRING                   0               0.012               0.512                              8.738          1454.82
THORNTON                          0               0.012               0.512                              7.988          1222.58
COLORADO SPRING                   0               0.012               0.512                              7.388          1392.84
AURORA                            0               0.012               0.512                              9.088             1560
WESTMINSTER                       0               0.012               0.512                              7.478          1821.72
DENVER                            0               0.012               0.512                              7.478          4580.93
DENVER                            0               0.012               0.512                              7.213          1866.88
NORTH LAS VEGAS                   0               0.012               0.512                              7.688          1905.13
DENVER                            0               0.012               0.512                             10.038          1763.49
THORNTON                          0               0.012               0.512                              8.138          2739.17
SANDY                             0               0.012               0.512                              6.888          1530.16
CASPER                            0               0.012               0.512                              9.088          1255.28
COMMERCE CITY                     0               0.012               0.512                             10.388           157.78
TOOELE                            0               0.012               0.512                              9.038          1428.92
AMERICAN FORK                     0               0.012               0.512                              9.288          3867.73
HAYDEN                            0               0.012               0.512                              8.388          1461.08
WOODLAND PARK                     0               0.012               0.512                              8.438          1906.45
COLORADO SPRING                   0               0.012               0.512                              7.738          4750.23
BRIGHTON                          0               0.012               0.512                              7.138           1672.9
CHEYENNE                          0               0.012               0.512                              8.738           732.19
DENVER                            0               0.012               0.512                              9.238           938.44
LONGMONT                          0               0.012               0.512                              6.278          1891.47
COLORADO SPRING                   0               0.012               0.512                              7.588          5271.21
JOHNSTOWN                         0               0.012               0.512                              7.488           2106.8
CAPE CORAL                        0               0.012               0.512                              8.188             2958
COMMERCE CITY                     0               0.012               0.512                              7.438           1044.1
YORBA LINDA                       0               0.012               0.512                              5.638          5071.83
LAKEVILLE                         0               0.012               0.512                              7.938          2217.67
WESTMINSTER                       0               0.012               0.512                              8.638          2005.38
NORFOLK                           0               0.012               0.512                              9.338          1544.12
CHANNAHON                         0               0.012               0.512                              6.863          2089.58
RED LION                          0               0.012               0.512                              8.988           706.32
MINNEAPOLIS                       0               0.012               0.512                              9.822           175.96
DETROIT                           0               0.012               0.512                             11.238           176.65
URBANA                            0               0.012               0.512                              8.113           591.13
ALEDO                             0               0.012               0.512                              9.988           176.32
DETROIT                           0               0.012               0.512                              7.738           698.08
HAMMOND                           0               0.012               0.512                             10.488           128.57
ADRIAN                            0               0.012               0.512                              9.822           140.77
OAK FOREST                        0               0.012               0.512                              8.978          1461.82
FORT BRANCH                       0               0.012               0.512                              8.688           638.87
HOPKINSVILLE                      0               0.012               0.512                              9.188           855.49
CHICAGO                           0               0.012               0.512                              7.288          1814.08
DOLTON                            0               0.012               0.512                              8.838           888.03
HENDERSON                         0               0.012               0.512                              9.138           451.47
RIVERSIDE                         0               0.012               0.512                              6.888          2688.67
PACOIMA                           0               0.012               0.512                              6.738             2465
FONTANA                           0               0.012               0.512                              6.478          1919.92
BANNING                           0               0.012               0.512                              7.038          1333.83
BANNING                           0               0.012               0.512                             10.638           510.75
ADELANTO                          0               0.012               0.512                              7.488             2100
ANAHEIM                           0               0.012               0.512                              7.478          4228.04
CORONA                            0               0.012               0.512                              6.538             3760
COMPTON                           0               0.012               0.512                              7.988          2047.08
HELENDALE AREA                    0               0.012               0.512                              5.988             2509
HESPERIA                          0               0.012               0.512                              7.488          1733.33
ANAHEIM                           0               0.012               0.512                              5.788          3081.75
(SAUGUS AREA) L                   0               0.012               0.512                              7.478          4494.37
ANAHEIM                           0               0.012               0.512                              8.478          5679.58
ELMWOOD                           0               0.012               0.512                              7.478          2663.33
PERRIS                            0               0.012               0.512                              7.978           2801.7
LOS ANGELES                       0               0.012               0.512                              6.863          2556.67
RIALTO                            0               0.012               0.512                              8.388             2225
ORANGE (CITY)                     0               0.012               0.512                              6.738           3117.5
SANTA ANA                         0               0.012               0.512                              8.478          2133.25
ORANGE                            0               0.012               0.512                              7.238          2970.83
AURORA                            0               0.012               0.512                              6.988           1627.5
FONTANA AREA                      0               0.012               0.512                              8.238          3244.79
WINNETKA AREA                     0               0.012               0.512                              6.388             2691
BELLFLOWER                        0               0.012               0.512                              7.738             3355
POMONA                            0               0.012               0.512                              8.838          1807.67
MURRIETA                          0               0.012               0.512                              7.188          2715.23
LAKE FOREST                       0               0.012               0.512                              6.478           4133.9
WEST COVINA                       0               0.012               0.512                              6.588          3157.13
FONTANA                           0               0.012               0.512                              8.138          2029.87
PARAMOUNT                         0               0.012               0.512                              7.688          2011.73
ANTIOCH                           0               0.012               0.512                              6.088          5173.14
SANTA ANA                         0               0.012               0.512                              6.988             3400
WESTMINSTER                       0               0.012               0.512                              6.638          2249.11
SUISUN CITY                       0               0.012               0.512                              7.838          2982.46
FONTANA                           0               0.012               0.512                              5.863          3249.07
HEMET                             0               0.012               0.512                              6.988          2868.75
LINDEN                            0               0.012               0.512                              5.738          2564.47
LOS ANGELES                       0               0.012               0.512                              7.138           3085.5
LADERA RANCH AR                   0               0.012               0.512                              6.988             4625
RIVERSIDE                         0               0.012               0.512                              7.238             2015
ANAHEIM                           0               0.012               0.512                              7.613          2618.62
MORENO VALLEY                     0               0.012               0.512                              7.688          2596.67
MORENO VALLEY                     0               0.012               0.512                              6.313          1407.66
OAKLAND                           0               0.012               0.512                             10.438          1033.92
ORANGE                            0               0.012               0.512                              6.238          3657.66
HIGHLAND AREA                     0               0.012               0.512                              7.478          2061.42
SANTA ANA                         0               0.012               0.512                              6.478           3844.5
BAKERSFIELD                       0               0.012               0.512                              7.478          2065.75
GRAND TERRACE                     0               0.012               0.512                              7.188          2637.96
SANTA ANA                         0               0.012               0.512                              8.478          3661.55
RIALTO                            0               0.012               0.512                              6.988             2370
SAN BERNARDINO                    0               0.012               0.512                              8.438          1870.17
GARDEN GROVE                      0               0.012               0.512                              6.138          2190.95
GARDENA                           0               0.012               0.512                              6.238           1945.8
SANTA ANA                         0               0.012               0.512                              4.988          2729.46
SANTA ANA                         0               0.012               0.512                              6.488          3427.08
LOS ANGELES                       0               0.012               0.512                              5.478          1509.25
NORWALK                           0               0.012               0.512                              7.363          3040.08
BEAUMONT                          0               0.012               0.512                              8.478          3745.08
SOUTH GATE                        0               0.012               0.512                              8.338          4650.19
SANTA ANA                         0               0.012               0.512                              6.738          2344.99
SANTA ANA                         0               0.012               0.512                              7.478          1624.63
RIALTO                            0               0.012               0.512                              6.388          2041.25
RIVERSIDE                         0               0.012               0.512                              8.238          3026.04
PERRIS                            0               0.012               0.512                              6.438           3127.5
ANAHEIM                           0               0.012               0.512                              7.438          4803.13
SANTA CLARITA                     0               0.012               0.512                              6.838          3227.88
SAN FERNANDO                      0               0.012               0.512                              6.488             2352
ANAHEIM                           0               0.012               0.512                              7.378          3073.25
SARATOGA SPRING                   0               0.012               0.512                              7.288           1866.8
CHICAGO                           0               0.012               0.512                              9.438          1865.62
HOUSTON                           0               0.012               0.512                              8.488           197.94
SAN ANTONIO                       0               0.012               0.512                              8.488           123.92
HOUSTON                           0               0.012               0.512                              8.488           178.03
CROSBY                            0               0.012               0.512                              8.488           223.69
HOUSTON                           0               0.012               0.512                              8.488           181.05
HUTTO                             0               0.012               0.512                              8.488           221.62
HI HAT                            0               0.012               0.512                              9.238            713.1
WYLIE                             0               0.012               0.512                              8.938             3168
MURFREESBORO                      0               0.012               0.512                              8.738          1250.47
BLUE RIDGE                        0               0.012               0.512                              6.363           570.79
LARGO                             0               0.012               0.512                             10.938              219
KINGMAN                           0               0.012               0.512                              9.538           616.89
WAMEGO                            0               0.012               0.512                             11.038           223.68
KANSAS CITY                       0               0.012               0.512                              9.288           776.55
LEES SUMMIT                       0               0.012               0.512                              8.178          4888.12
HESPERIA                          0               0.012               0.512                              8.988           1177.6
TOWNSEND                          0               0.012               0.512                              9.738           1863.9
YUBA CITY                         0               0.012               0.512                             10.738           281.74


CITY1                            PREPAY            PP_DESC            FRONT_RATIO          BACK_RATIO      DEAL_INFO        PRODUCT
-------------------------------------------------------------------------------------------------------------------------------------------
LONG BEACH                        Yes               3Y PP                 41.64               42.79           II           BALLOON
BIG BEAR CITY                     Yes               2Y PP                  10.1               12.77           I            BALLOON
JAMUL                             Yes               3Y PP                 27.51               34.58           I            LIBOR 5/1 ARM IO
JAMUL                              No               No PP                 27.51               34.58           I            BALLOON
HENDERSON                         Yes               2Y PP                  38.3                  50           I            LIBOR 2/6 ARM IO
BALDWIN PARK                      Yes               2Y PP                 36.73               43.01           I            LIBOR 2/6 ARM
BONIFAY                           Yes               3Y PP                 25.66                26.3           II           FIXED
AVENUE BLOOMING                   Yes               2Y PP                 33.65               44.76           I            LIBOR 2/6 ARM IO
AVENUE BLOOMING                   Yes               2Y PP                 33.65               44.76           I            BALLOON
STANTON                           Yes               2Y PP                 45.54               49.54           I            LIBOR 2/6 ARM IO
RIVERSIDE AREA                    Yes               3Y PP                 12.72               26.86           II           FIXED
APPLE VALLEY                      Yes               3Y PP                 28.48                32.9           I            40YR BALLOON
CANYON COUNTRY                    Yes               3Y PP                 39.67               39.67           II           FIXED
LAKE ELSINORE                     Yes               2Y PP                 38.33              41.591           I            LIBOR 2/6 ARM IO
LAKE ELSINORE                     Yes               2Y PP                 38.33               39.78           I            BALLOON
LOMITA                            Yes               3Y PP                 35.74               36.77           II           FIXED
LOS ANGELES                       Yes               2Y PP                 40.63               46.82           I            LIBOR 2/6 ARM IO
RAWLINS                           Yes               3Y PP                 32.81               42.86           I            40YR BALLOON
AURORA                            Yes               3Y PP                  46.1                46.1           I            LIBOR 3/6 ARM IO
CHULA VISTA                       Yes               3Y PP                 32.05               44.64           I            FIXED IO
SOUTH PLAINFIEL                    No               No PP                 42.84               44.66           II           FIXED
OAKLEY                            Yes               3Y PP                 44.11                47.5           I            FIXED IO
SAN DIEGO                         Yes               3Y PP                 28.08               33.08           I            FIXED IO
SAN DIEGO                         Yes               2Y PP                 28.08               33.08           I            BALLOON
SAN MARCOS                        Yes               3Y PP                 41.71               44.28           I            TREAS. 5/1 ARM IO
SAN MARCOS                        Yes               3Y PP                 41.71               44.28           I            BALLOON
TEMECULA                          Yes               3Y PP                  35.5                  47           I            FIXED IO
TEMECULA                           No               No PP                  35.5                  47           I            BALLOON
SAN DIEGO                         Yes               3Y PP                 32.05                33.8           II           40YR BALLOON
HIGLEY                            Yes               3Y PP                   2.3                 2.3           I            FIXED
BIG BEAR CITY                     Yes               3Y PP                  10.1               12.77           I            FIXED IO
SALINAS                           Yes               3Y PP                 47.43               47.76           I            FIXED IO
SALINAS                            No               No PP                 47.43               47.76           I            BALLOON
MURRIETA                          Yes               3Y PP                 33.96               40.72           I            FIXED IO
MENIFEE                           Yes               3Y PP                  38.4                  50           I            LIBOR 5/1 ARM IO
ALTON                              No               No PP                  13.8               45.17           I            LIBOR 5/1 ARM IO
CLIFTON                            No               No PP                 30.02               51.69           I            LIBOR 5/1 ARM
EL SOBRANTE                        No               No PP                  39.8                39.8           I            BALLOON
KELLER                            Yes               2Y PP                 27.63               40.58           I            FIXED
LANCASTER                         Yes               3Y PP                 43.27               49.64           II           40YR BALLOON
PALMDALE                          Yes               2Y PP                 36.19               46.41           I            LIBOR 2/6 ARM IO
EVERETT                            No               No PP                  41.9              44.248           I            LIBOR 2/6 ARM
RESEDA                            Yes               3Y PP                 43.37               43.56           I            LIBOR 5/1 ARM IO
SCOTTSDALE                        Yes               2Y PP                  34.9                48.2           I            LIBOR 2/6 ARM IO
EL SOBRANTE                       Yes               2Y PP                  39.8                39.8           I            LIBOR 2/6 ARM IO
EAST ORANGE                        No               No PP                  40.1                46.6           I            FIXED
FRISCO                            Yes               3Y PP                 49.89               49.89           I            FIXED
COSTA MESA                        Yes               2Y PP                 44.18                  47           I            LIBOR 2/6 ARM IO
PUYALLUP                           No               No PP                 48.07               48.07           II           BALLOON
COLLIERVILLE                      Yes               3Y PP                 26.01                42.8           I            FIXED
FORT WORTH                         No               No PP                  23.9                34.3           II           FIXED
SAINT LOUIS                       Yes               3Y PP                  23.2                35.9           I            FIXED
SEATTLE                           Yes               2Y PP                 43.85               43.85           I            LIBOR 2/6 ARM IO
SEATTLE                            No               No PP                 44.38               44.38           I            BALLOON
KANSAS CITY                        No               No PP                  47.7                48.3           II           FIXED
LOVES PARK                         No               No PP                  21.8               34.73           II           40YR BALLOON
COEUR D ALENE                     Yes               3Y PP                  46.6                49.3           II           FIXED IO
SEATAC                            Yes               3Y PP                 27.04               38.61           I            FIXED IO
LOS ANGELES                       Yes               2Y PP                  41.3                45.2           I            BALLOON
LOS ANGELES                       Yes               3Y PP                  45.3                45.3           II           FIXED
BATESVILLE                        Yes               2Y PP                 25.53               46.32           I            LIBOR 2/6 ARM
DELRAY BEACH                      Yes               2Y PP                  42.2                42.2           I            LIBOR 2/6 ARM IO
CITY OF UPLAND                    Yes               3Y PP                 36.05               48.66           I            LIBOR 5/1 ARM IO
SAINT LOUIS                        No               No PP                  33.7                42.1           II           BALLOON
FORT SMITH                        Yes               3Y PP                 18.58               31.25           I            FIXED
LOS ANGELES                       Yes               2Y PP                 48.26               48.26           I            LIBOR 2/6 ARM IO
FONTANA                           Yes               3Y PP                 45.34               49.32           I            FIXED IO
LAMAR                              No               No PP                 33.39               49.42           II           FIXED
OXON HILL                          No               No PP                  47.3                51.2           II           FIXED IO
FAIRHAVEN                          No               No PP                  30.4                  40           II           BALLOON
HYANNIS                            No               No PP                 47.32               47.32           II           FIXED IO
FORT WORTH                        Yes               3Y PP                 37.17               37.17           I            FIXED
HUNTINGTON PARK                   Yes               2Y PP                  36.2                44.4           I            BALLOON
CAPE GIRARDEAU                    Yes               2Y PP                  23.1                34.7           I            LIBOR 2/6 ARM
WYOMING                            No               No PP                  34.1                41.3           I            LIBOR 2/6 ARM
BALTIMORE                          No               No PP                  35.1                49.2           II           FIXED
BURBANK                           Yes               2Y PP                  37.1                42.3           I            BALLOON
SPOKANE                           Yes               3Y PP                  16.4               39.61           I            40YR BALLOON
CLOVIS                            Yes               3Y PP                  38.1                45.4           II           40YR BALLOON
SPRING VALLEY                     Yes               2Y PP                  35.2                52.2           I            LIBOR 2/6 ARM IO
MURRIETA                           No               No PP                  33.4                40.1           I            BALLOON
FLOSSMOOR                          No               No PP                  25.7                  47           I            FIXED
BELVIDERE                          No               No PP                 20.17               36.45           II           FIXED
PFLUGERVILLE                       No               No PP                 18.91               39.35           I            BALLOON
GALENA PARK                        No               No PP                  31.2               46.92           I            BALLOON
COLUMBIA                          Yes               3Y PP                 17.24               33.25           I            FIXED
CHICAGO                            No               No PP                     0               37.31           I            BALLOON
WEST LINN                         Yes               3Y PP                 27.45                35.7           I            FIXED
TOMBALL                            No               No PP                 25.63               44.26           I            BALLOON
WEST VALLEY CIT                    No               No PP                 39.36               39.56           I            BALLOON
HOUSTON                           Yes               3Y PP                 36.21               43.48           I            LIBOR 2/6 ARM
LONG BEACH                        Yes               3Y PP                  24.1                47.2           II           FIXED
KISSIMMEE                         Yes               2Y PP                  48.6                49.6           I            LIBOR 2/6 ARM
KATY                              Yes               2Y PP                    45                46.5           I            LIBOR 2/6 ARM
TAMPA                             Yes               3Y PP                  41.7                53.8           II           FIXED
YOUNGSTOWN                        Yes               2Y PP                  33.5                47.4           I            LIBOR 2/6 ARM
PALO                               No               No PP                  36.7               37.41           I            LIBOR 5/1 ARM
LYNN                               No               No PP                  43.6                46.4           II           FIXED
TURRELL                           Yes               3Y PP                  27.1                32.1           II           FIXED
PEMBROKE PINES                    Yes               3Y PP                 47.84               49.96           I            FIXED IO
LITTLETON                          No               No PP                 30.56               36.34           II           BALLOON
FORT VALLEY                        No               No PP                  30.1                35.1           I            LIBOR 2/6 ARM IO
SAN BERNARDINO                    Yes               2Y PP                 30.33               34.57           I            BALLOON
PHENIX                            Yes               2Y PP                 20.23               33.03           I            LIBOR 2/6 ARM
OAK PARK                           No               No PP                 41.06               49.41           II           BALLOON
KANSAS CITY                       Yes               3Y PP                 18.53               19.72           I            FIXED
LONG BEACH                        Yes               3Y PP                  49.9                  50           I            FIXED IO
WICHITA                           Yes               6M PP                 22.58               48.71           I            FIXED
CORONA                             No               No PP                 41.46               49.05           I            LIBOR 2/6 ARM IO
PUTNAM CT 06260                   Yes               3Y PP                  13.1                30.8           II           FIXED
WHITTIER AREA                     Yes               3Y PP                  30.5                35.1           II           FIXED
QUARTZ HILL ARE                    No               No PP                  27.1                  49           I            BALLOON
KANSAS CITY                       Yes               2Y PP                  4.69                13.3           I            LIBOR 2/6 ARM
SAN JUAN                           No               No PP                 47.58               47.58           II           FIXED
NEWTON                             No               No PP                 25.02               46.64           II           FIXED
MAQUOKETA                          No               No PP                 37.42                49.3           II           FIXED
PRAIRIE CITY                       No               No PP                  31.2                50.1           II           FIXED
KANSAS CITY                       Yes               3Y PP                 47.89               47.89           I            40YR BALLOON
EAGLE MOUNTAIN                     No               No PP                 37.81               49.81           II           BALLOON
YORBA LINDA                       Yes               2Y PP                  26.7                40.9           I            BALLOON
INGLEWOOD                         Yes               2Y PP                 21.32               49.69           I            LIBOR 2/6 ARM IO
MINDEN                            Yes               3Y PP                  25.3                49.7           I            FIXED
HOUSTON                           Yes               3Y PP                  35.9               37.55           II           FIXED
IOLA                              Yes               6M PP                 17.06               49.78           II           FIXED
KANSAS CITY                       Yes               6M PP                 21.58               21.58           I            LIBOR 2/6 ARM
SAINT LOUIS                       Yes               2Y PP                     0               38.92           I            LIBOR 2/6 ARM
HOUSTON                           Yes               2Y PP                 29.81               34.25           I            LIBOR 2/6 ARM
CHICAGO                            No               No PP                   6.2                10.8           I            FIXED
FORT WORTH                        Yes               3Y PP                 32.53               45.54           I            FIXED
FLORISSANT                        Yes               3Y PP                  35.6                49.4           II           FIXED IO
KANSAS CITY                       Yes               3Y PP                 28.64               46.13           I            FIXED
ISSAQUAH                          Yes               3Y PP                  17.1                  20           I            FIXED IO
FRESNO                             No               No PP                    47                  47           I            BALLOON
REDMOND                            No               No PP                  26.1                43.7           I            LIBOR 2/6 ARM IO
CHICAGO                            No               No PP                  5.89                28.1           I            LIBOR 5/1 ARM
COSTA MESA                        Yes               3Y PP                  45.3                47.2           I            40YR BALLOON
TEMPE                             Yes               2Y PP                  50.2                50.2           I            LIBOR 2/6 ARM
CARROLLTON                        Yes               3Y PP                 19.93               47.79           I            FIXED
HOUSTON                           Yes               3Y PP                 31.49               37.95           I            FIXED
UNIC AREA OF LA                   Yes               3Y PP                  22.2                44.3           I            BALLOON
KANSAS CITY                       Yes               3Y PP                 32.33               43.49           II           FIXED
SAINT LOUIS                       Yes               3Y PP                  24.1               47.45           I            FIXED
OMAHA                             Yes               2Y PP                 31.51               46.71           I            LIBOR 2/6 ARM
DAVENPORT                          No               No PP                 23.05               38.55           II           FIXED
DAVENPORT                          No               No PP                 23.05               38.55           II           BALLOON
LEAVENWORTH                       Yes               6M PP                 29.17                  41           I            LIBOR 2/6 ARM
SPANAWAY                          Yes               3Y PP                 21.68               26.53           I            40YR BALLOON
PORT ORCHARD                      Yes               3Y PP                 41.17               41.17           II           FIXED
POST FALLS                        Yes               2Y PP                  31.3               38.56           I            LIBOR 2/6 ARM IO
POST FALLS                        Yes               2Y PP                  30.5               37.77           II           BALLOON
IONA                              Yes               2Y PP                 35.89               47.71           I            LIBOR 2/6 ARM
POULSBO                           Yes               3Y PP                 45.47               53.82           I            FIXED IO
BELLINGHAM                        Yes               2Y PP                  29.2               37.76           I            LIBOR 2/6 ARM IO
SPANAWAY                          Yes               3Y PP                  45.7                46.2           I            LIBOR 5/1 ARM IO
GERVAIS                           Yes               2Y PP                 29.53                30.3           I            LIBOR 2/6 ARM IO
HARRISBURG                        Yes               3Y PP                 30.51               43.28           II           FIXED IO
HARRISBURG                        Yes               2Y PP                 33.54                46.3           II           BALLOON
TACOMA                            Yes               2Y PP                 20.85               39.99           I            LIBOR 2/6 ARM IO
VANCOUVER                         Yes               3Y PP                  38.6                38.6           II           FIXED IO
NORTH LAS VEGAS                   Yes               3Y PP                 27.23               47.28           II           FIXED
NORTH LAS VEGAS                   Yes               3Y PP                 24.92               48.79           II           BALLOON
BURLINGTON                        Yes               3Y PP                 47.21               47.21           II           FIXED
PORT ORCHARD                      Yes               2Y PP                  31.4                44.9           I            LIBOR 2/6 ARM
ONTARIO                           Yes               3Y PP                  13.9               26.99           I            40YR BALLOON
APPLE VALLEY                      Yes               3Y PP                 34.77               39.57           I            LIBOR 5/1 ARM IO
120-120 1/2 41S                   Yes               2Y PP                  32.7                33.3           I            LIBOR 2/6 ARM IO
NORWALK                           Yes               3Y PP                 33.88               48.83           I            LIBOR 5/1 ARM IO
NORWALK                            No               No PP                 33.88               48.83           I            BALLOON
CARSON                             No               No PP                 36.83                43.4           I            LIBOR 2/6 ARM IO
120-120 1/2 41S                   Yes               2Y PP                  32.7                33.3           I            BALLOON
LONG BEACH                        Yes               3Y PP                 30.98                40.4           I            FIXED
WINNETKA                          Yes               2Y PP                 43.67               43.67           I            LIBOR 2/6 ARM IO
WINNETKA                          Yes               2Y PP                 43.67               43.67           I            BALLOON
RIVERSIDE                         Yes               2Y PP                  23.3                32.5           I            BALLOON
AREA OF LOS ANG                   Yes               3Y PP                  22.6                45.8           I            LIBOR 5/1 ARM IO
LONG BEACH                        Yes               3Y PP                 41.64               42.79           II           FIXED IO
REDONDO BEACH                     Yes               3Y PP                  37.8                38.6           I            LIBOR 5/1 ARM IO
SURPRISE                          Yes               3Y PP                 38.61               41.36           I            40YR BALLOON
RANCHO CUCAMONG                   Yes               2Y PP                 40.57               42.68           I            LIBOR 2/6 ARM IO
ORANGE                            Yes               2Y PP                  44.9                45.5           I            LIBOR 2/6 ARM IO
ORANGE                             No               No PP                  44.9                45.5           I            BALLOON
FONTANA                           Yes               2Y PP                 38.75               48.51           I            LIBOR 2/6 ARM IO
(STUDIO CITY AR                    No               No PP                 35.46              34.904           I            LIBOR 2/6 ARM IO
PALMDALE                          Yes               3Y PP                 42.45               44.67           I            LIBOR 5/1 ARM IO
HEMET                             Yes               3Y PP                 35.93               44.53           I            LIBOR 5/1 ARM IO
LOS ANGELES                       Yes               3Y PP                 48.58               49.59           I            FIXED IO
LOS ANGELES                       Yes               2Y PP                 34.95                35.8           I            LIBOR 2/6 ARM IO
LOS ANGELES                       Yes               3Y PP                 47.24               47.51           I            40YR BALLOON
SAN BERNARDINO                    Yes               2Y PP                 42.75               49.56           I            LIBOR 2/6 ARM IO
FONTANA                           Yes               2Y PP                 36.36               47.66           I            LIBOR 2/6 ARM IO
LOS ANGELES                       Yes               3Y PP                 42.09               45.43           I            LIBOR 5/1 ARM IO
LONG BEACH                        Yes               3Y PP                  39.3                52.5           II           40YR BALLOON
(LA PUENTE AREA                   Yes               2Y PP                 46.69               47.29           I            LIBOR 2/6 ARM IO
VAN NUYS AREA L                   Yes               3Y PP                  40.7               48.98           I            FIXED IO
SAN DIMAS                         Yes               2Y PP                  28.3                  45           I            LIBOR 2/6 ARM IO
OXNARD                            Yes               3Y PP                 36.39               48.15           I            FIXED
AREA OF HEMET                     Yes               1Y PP                 34.75              40.593           I            LIBOR 2/6 ARM IO
HESPERIA                          Yes               2Y PP                 18.03               49.45           I            LIBOR 2/6 ARM IO
STOCKTON                          Yes               3Y PP                 30.64               40.18           I            LIBOR 5/1 ARM IO
LAKEWOOD                          Yes               1Y PP                 41.15               41.97           I            LIBOR 2/6 ARM IO
FONTANA                           Yes               2Y PP                 39.27              46.083           I            LIBOR 2/6 ARM IO
LAWNDALE                          Yes               3Y PP                 35.75               48.48           I            FIXED IO
CANOGA PARK ARE                   Yes               2Y PP                  49.8                50.4           I            LIBOR 2/6 ARM IO
FALLBROOK                         Yes               3Y PP                 42.73               49.34           I            LIBOR 5/1 ARM IO
LAS VEGAS                         Yes               2Y PP                  36.9                47.2           I            LIBOR 2/6 ARM IO
LOS ANGELES                       Yes               3Y PP                 35.15               47.66           I            LIBOR 5/1 ARM IO
COMPTON                           Yes               3Y PP                 41.48               45.69           I            LIBOR 5/1 ARM IO
BALDWIN PARK                      Yes               2Y PP                 29.74                48.7           I            LIBOR 2/6 ARM IO
CYPRESS                           Yes               3Y PP                 38.24               47.05           I            LIBOR 5/6 ARM IO
COMPTON                           Yes               2Y PP                  37.7               38.28           I            LIBOR 2/6 ARM IO
LOS ANGELES                       Yes               2Y PP                 46.14               48.51           I            LIBOR 2/6 ARM IO
LOS ANGELES                       Yes               3Y PP                 37.72                40.3           I            LIBOR 5/1 ARM IO
LONG BEACH                        Yes               3Y PP                 42.84                45.9           I            LIBOR 5/1 ARM IO
LONG BEACH                        Yes               3Y PP                 42.84              49.547           I            BALLOON
SANTA ANA                         Yes               3Y PP                  33.2                44.1           I            FIXED
LOS ANGELES                       Yes               1Y PP                 43.46               44.34           I            LIBOR 2/6 ARM IO
SAN DIEGO                         Yes               2Y PP                 35.91                46.1           I            LIBOR 2/6 ARM IO
AREA OF SYLMAR                    Yes               2Y PP                 41.48               43.34           I            LIBOR 2/6 ARM IO
CHINO                             Yes               2Y PP                  49.4               49.87           I            LIBOR 2/6 ARM IO
AREA OF BLOOMIN                   Yes               3Y PP                 15.19               25.88           II           FIXED IO
LOS ANGELES                       Yes               2Y PP                  49.7                49.7           I            LIBOR 2/6 ARM IO
(COMPTON AREA)                    Yes               3Y PP                  45.8                  47           I            LIBOR 5/1 ARM IO
PROVO                             Yes               2Y PP                  28.5               48.37           I            LIBOR 2/6 ARM IO
ADELANTO                           No               No PP                 31.81               47.15           I            LIBOR 2/6 ARM IO
KENNEWICK                         Yes               2Y PP                 17.82               47.89           I            LIBOR 2/6 ARM IO
PORTLAND                          Yes               2Y PP                 37.84               49.15           I            LIBOR 2/6 ARM IO
COEUR D ALENE                     Yes               2Y PP                   2.2                40.8           I            LIBOR 2/6 ARM IO
EATONVILLE                        Yes               2Y PP                 22.64                  39           I            LIBOR 2/6 ARM IO
FEDERAL WAY                       Yes               3Y PP                 26.86               41.56           II           FIXED
PORTLAND                          Yes               3Y PP                 34.68               47.99           II           40YR BALLOON
RENTON                            Yes               3Y PP                  18.5               51.55           I            TREAS. 5/1 ARM IO
SPANAWAY                          Yes               2Y PP                 34.25               34.25           I            LIBOR 2/6 ARM IO
SPANAWAY                           No               No PP                 39.49              41.332           II           BALLOON
SEATTLE                           Yes               2Y PP                  16.3                  44           I            LIBOR 2/6 ARM IO
SUMNER                            Yes               2Y PP                 33.57                  46           I            LIBOR 2/6 ARM IO
LAKE FOREST                       Yes               3Y PP                 40.07               46.38           I            LIBOR 3/6 ARM IO
MARYSVILLE                        Yes               2Y PP                  25.5                47.8           I            LIBOR 2/6 ARM IO
ASHFORD                            No               No PP                 26.93               31.83           II           BALLOON
RATHDRUM                          Yes               2Y PP                  43.7                43.7           I            LIBOR 2/6 ARM IO
ABERDEEN                          Yes               2Y PP                 29.48               45.41           I            LIBOR 2/6 ARM
MILWAUKIE                         Yes               3Y PP                 10.94               11.68           I            FIXED IO
REDMOND                           Yes               2Y PP                 46.26               49.11           I            LIBOR 2/6 ARM IO
TACOMA                            Yes               3Y PP                  41.7               47.24           I            LIBOR 5/1 ARM IO
PUYALLUP                          Yes               2Y PP                 31.56               31.56           I            LIBOR 2/6 ARM IO
PUYALLUP                          Yes               3Y PP                 36.28               44.94           I            LIBOR 5/1 ARM IO
KENNEWICK                          No               No PP                 17.82               48.36           I            BALLOON
PORTLAND                          Yes               3Y PP                  45.7                47.5           I            LIBOR 3/6 ARM IO
MULWAUKIE                         Yes               3Y PP                  35.8                52.8           II           FIXED IO
MALAGA                            Yes               3Y PP                  31.3                31.3           II           FIXED
PORT ORCHARD                      Yes               3Y PP                 42.05               49.26           II           40YR BALLOON
BUCKLEY                           Yes               2Y PP                 46.23               48.32           I            LIBOR 2/6 ARM IO
BONNEY LAKE                       Yes               3Y PP                 34.93               44.39           II           FIXED IO
NAMPA                             Yes               2Y PP                    47                  47           I            LIBOR 2/6 ARM
TACOMA                            Yes               2Y PP                 25.66               40.02           I            LIBOR 2/6 ARM IO
TACOMA                             No               No PP                 27.08               41.44           I            BALLOON
LAKEWOOD                          Yes               3Y PP                 27.94               29.32           II           FIXED
OLYMPIA                           Yes               2Y PP                 23.09               38.33           I            LIBOR 2/6 ARM IO
COEUR D ALENE                      No               No PP                   2.2                44.5           I            BALLOON
TACOMA                            Yes               2Y PP                 33.42               49.91           I            LIBOR 2/6 ARM IO
SPOKANE                           Yes               2Y PP                 47.89               49.64           I            LIBOR 2/6 ARM IO
SEATTLE                           Yes               2Y PP                 34.78               37.42           I            LIBOR 2/6 ARM IO
ABERDEEN                          Yes               2Y PP                 32.39               41.26           I            LIBOR 2/6 ARM IO
COVINGTON                         Yes               2Y PP                 26.48               28.31           I            LIBOR 2/6 ARM IO
TACOMA                            Yes               2Y PP                 27.76               43.43           I            LIBOR 2/6 ARM IO
EUGENE                            Yes               3Y PP                 35.66               43.23           I            LIBOR 5/1 ARM IO
TACOMA                            Yes               2Y PP                 32.18               49.71           I            LIBOR 2/6 ARM IO
PHOENIX                           Yes               2Y PP                  40.1                42.5           I            LIBOR 2/6 ARM
SUMNER                            Yes               2Y PP                 32.72               40.49           I            LIBOR 2/6 ARM
EUGENE                            Yes               3Y PP                    38               48.15           II           FIXED
SEATTLE                           Yes               2Y PP                 25.75               43.66           I            LIBOR 2/6 ARM IO
WOODINVILLE                       Yes               3Y PP                 23.72               44.91           I            FIXED
TACOMA                            Yes               2Y PP                 19.72               32.87           I            LIBOR 2/6 ARM IO
SHELTON                           Yes               2Y PP                 37.39               43.99           I            LIBOR 2/6 ARM
EVERETT                           Yes               2Y PP                 34.13               45.01           I            LIBOR 2/6 ARM IO
PASADENA                           No               No PP                  44.6                48.1           I            BALLOON
SIMI VALLEY                       Yes               2Y PP                 44.75               48.42           I            LIBOR 2/6 ARM IO
VICTORVILLE                       Yes               2Y PP                 40.29               47.07           I            LIBOR 2/6 ARM
PALMDALE                          Yes               2Y PP                  41.3                44.9           I            LIBOR 2/6 ARM IO
LOS ANGELES                       Yes               3Y PP                  35.8                39.7           I            BALLOON
SAN DIEGO                         Yes               3Y PP                 38.51               38.63           I            FIXED
BUENA PARK                        Yes               2Y PP                 30.88               34.64           I            LIBOR 2/6 ARM IO
TRABUCO CANYON                    Yes               2Y PP                 26.21               34.51           I            LIBOR 2/6 ARM IO
CHATSWORTH                         No               No PP                 48.57               49.37           I            LIBOR 2/6 ARM IO
CORONA                            Yes               3Y PP                 26.48               41.13           I            BALLOON
BELLFLOWER                        Yes               3Y PP                  48.3                50.9           I            FIXED
LOS ANGELES                       Yes               1Y PP                 27.81                29.3           I            LIBOR 2/6 ARM IO
HAWTHORNE                         Yes               3Y PP                 12.96               45.97           I            LIBOR 2/6 ARM IO
IRVINE                            Yes               3Y PP                 24.25               33.39           I            FIXED
SANTA PAULA                       Yes               3Y PP                  18.4                  22           I            FIXED IO
LAKEWOOD                          Yes               3Y PP                  14.6                26.7           I            40YR BALLOON
ALHAMBRA                          Yes               2Y PP                 42.93               46.09           I            LIBOR 2/6 ARM IO
SACRAMENTO                        Yes               3Y PP                 41.51               49.98           II           40YR BALLOON
LOS ANGELES                       Yes               3Y PP                  44.8               45.35           I            LIBOR 5/1 ARM IO
SAN BERNARDINO                    Yes               2Y PP                  37.7               41.96           I            LIBOR 2/6 ARM IO
STOCKTON                          Yes               2Y PP                 32.84               35.77           I            LIBOR 2/6 ARM IO
LONG BEACH                        Yes               3Y PP                 49.87               49.87           I            LIBOR 5/1 ARM IO
KLAMATH FALLS                     Yes               2Y PP                 22.82                33.2           I            LIBOR 2/6 ARM
BELLINGHAM                         No               No PP                 29.74               35.48           I            BALLOON
PORTLAND                           No               No PP                 22.49               41.58           I            BALLOON
PUYALLUP                          Yes               2Y PP                 35.65               47.46           I            LIBOR 2/6 ARM IO
TACOMA                            Yes               2Y PP                 26.05               26.42           I            LIBOR 2/6 ARM
WASILLA                            No               No PP                 27.77               28.68           II           BALLOON
SPOKANE                           Yes               2Y PP                 29.96               47.36           I            LIBOR 2/6 ARM
WENDELL                           Yes               3Y PP                  15.5                32.8           I            FIXED
PAYETTE                           Yes               3Y PP                  21.2                39.6           I            40YR BALLOON
TACOMA                            Yes               3Y PP                 36.14               36.42           II           FIXED IO
SUQUAMISH                         Yes               3Y PP                 34.02               42.63           II           FIXED
PORTLAND                          Yes               3Y PP                  19.4                27.7           I            FIXED IO
TACOMA                             No               No PP                 34.85               36.03           II           BALLOON
PUYALLUP                           No               No PP                  45.4                54.1           II           BALLOON
UNIVERSITY PLAC                   Yes               3Y PP                 33.04                40.3           I            FIXED IO
COVINGTON                          No               No PP                 28.88               37.73           II           BALLOON
TWIN FALLS                        Yes               3Y PP                  16.7                19.6           I            BALLOON
GIG HARBOR                        Yes               1Y PP                  37.8                45.9           I            LIBOR 2/6 ARM IO
SHELTON                           Yes               3Y PP                  35.1               46.95           II           FIXED IO
PORTLAND                           No               No PP                 14.96               30.04           I            LIBOR 2/6 ARM
SPRINGFIELD                       Yes               2Y PP                 26.38                34.4           I            BALLOON
SEDRO WOOLLEY                     Yes               3Y PP                 31.69                47.3           I            40YR BALLOON
REPUBLIC                          Yes               3Y PP                 22.67               39.58           I            FIXED
ABERDEEN                          Yes               2Y PP                  47.2                47.2           I            LIBOR 2/6 ARM
OTHELLO                            No               No PP                    30                  52           I            FIXED
BOTHELL                            No               No PP                 25.18               34.96           I            BALLOON
SPOKANE                           Yes               3Y PP                 31.78               41.83           II           FIXED
SPOKANE                            No               No PP                 36.26               46.31           II           BALLOON
VALHALLA                           No               No PP                 20.57               43.35           I            FIXED
MONCKS CORNER                      No               No PP                  20.1                30.1           I            FIXED
BANGOR                             No               No PP                 30.76               44.08           I            FIXED
TRENTON                            No               No PP                 35.91               36.51           I            LIBOR 2/6 ARM
LANHAM                             No               No PP                 26.35               46.41           I            FIXED
LOWELL                            Yes               1Y PP                 18.35               36.48           I            FIXED IO
LOWELL                             No               No PP                 18.35               36.48           I            BALLOON
CALUMET CITY                       No               No PP                  30.6                43.5           I            LIBOR 5/1 ARM
CALUMET CITY                       No               No PP                  30.6                43.5           II           BALLOON
TOWER CITY                        Yes               3Y PP                 18.46               25.85           I            FIXED
MARKHAM                            No               No PP                  41.1                49.4           II           FIXED
SAINT CLAIR SHO                   Yes               2Y PP                 14.23               40.84           I            LIBOR 2/6 ARM
ATLANTA                           Yes               3Y PP                  10.3                44.3           I            FIXED
MONTICELLO                        Yes               3Y PP                 26.12               38.61           II           BALLOON
NORRIDGE                           No               No PP                    44                48.5           I            LIBOR 5/1 ARM
BROOKLYN PARK                     Yes               3Y PP                 36.85               41.01           II           FIXED
DETROIT                           Yes               2Y PP                     0               28.29           I            LIBOR 2/6 ARM
DETROIT                            No               No PP                     0               28.29           I            BALLOON
CANTON                            Yes               3Y PP                 30.48               41.58           II           40YR BALLOON
BOYNTON BEACH                     Yes               3Y PP                  16.6                33.8           I            40YR BALLOON
CHICAGO                            No               No PP                  47.6                48.4           I            FIXED
DECATUR                           Yes               3Y PP                  30.5                41.6           II           40YR BALLOON
GARY                               No               No PP                 31.06               41.53           II           40YR BALLOON
GARY                               No               No PP                 31.06               41.53           II           BALLOON
HAMPTON                           Yes               1Y PP                  29.4                46.7           II           40YR BALLOON
ADDISON                            No               No PP                  37.1                49.8           I            FIXED
PALATINE                           No               No PP                  25.9                46.5           I            LIBOR 2/6 ARM
ROBBINSDALE                        No               No PP                 46.78               48.64           II           BALLOON
LITTLE FALLS                      Yes               3Y PP                 35.77               42.48           I            40YR BALLOON
PRINCETON                         Yes               3Y PP                 45.32               46.18           I            40YR BALLOON
BROOKLYN PARK                     Yes               3Y PP                 23.95               43.69           I            LIBOR 3/6 ARM IO
BROOKLYN PARK                      No               No PP                 23.95               43.69           II           BALLOON
LAND O LAKES                      Yes               3Y PP                  29.4                49.6           II           FIXED
CHASKA                            Yes               3Y PP                    31                53.3           II           FIXED
SAINT PAUL                        Yes               3Y PP                 45.07               45.98           II           FIXED IO
HANOVER PARK                       No               No PP                  41.4                47.4           I            LIBOR 5/1 ARM
BUCKEYE                           Yes               2Y PP                 29.76               39.81           I            LIBOR 2/6 ARM IO
KINGMAN                           Yes               2Y PP                 25.28               34.39           I            LIBOR 2/6 ARM
LAS VEGAS                          No               No PP                  32.3               48.75           I            LIBOR 2/6 ARM IO
PHOENIX                           Yes               2Y PP                  40.3                47.4           I            LIBOR 2/6 ARM IO
KANSAS CITY                       Yes               3Y PP                 22.35                29.6           II           FIXED
KANSAS CITY                        No               No PP                 22.35                29.6           II           BALLOON
DETROIT                           Yes               3Y PP                 35.29               35.29           II           BALLOON
CHADWICK                           No               No PP                  15.7                  50           I            40YR BALLOON
RICHMOND                           No               No PP                 36.82               43.48           II           FIXED
NEW BEDFORD                        No               No PP                 38.91               39.55           II           FIXED
RICHMOND                          Yes               3Y PP                 35.83               48.64           II           FIXED
COLUMBIA                           No               No PP                 36.06               49.46           I            LIBOR 3/6 ARM
BANGOR                             No               No PP                 39.59               46.49           II           FIXED
NASHUA                            Yes               3Y PP                 40.01               53.18           II           FIXED
CHARLOTTE                          No               No PP                  27.1                50.3           II           FIXED
DETROIT                           Yes               3Y PP                  32.9                39.1           I            FIXED
CROWLEY                           Yes               3Y PP                 20.81               23.73           I            FIXED
MIAMI                             Yes               3Y PP                 44.56                44.7           II           FIXED
RIDGELAND                          No               No PP                  21.8               30.98           I            FIXED
RAILROAD FLAT                     Yes               3Y PP                 37.01               37.01           II           FIXED IO
LANCASTER                         Yes               3Y PP                 48.35               48.35           II           40YR BALLOON
RIDGELAND                          No               No PP                  21.8                34.3           I            BALLOON
HALSTEAD                          Yes               6M PP                 28.23               43.36           I            LIBOR 3/6 ARM
GILBERT                           Yes               3Y PP                    35               36.17           I            FIXED IO
GILBERT                           Yes               2Y PP                    35               36.17           I            BALLOON
DETROIT                           Yes               3Y PP                 35.29               35.29           II           40YR BALLOON
BRYAN                             Yes               3Y PP                 24.12               33.92           I            FIXED
LITTLE RIVER AC                   Yes               3Y PP                  19.7                35.5           I            FIXED
SAN ANTONIO                       Yes               3Y PP                 35.17               42.52           II           FIXED
LAREDO                            Yes               3Y PP                 15.12               16.75           I            FIXED
LAREDO                             No               No PP                 15.12               16.75           I            BALLOON
HOUSTON                           Yes               2Y PP                  26.6                38.9           I            LIBOR 2/6 ARM
KINGWOOD                          Yes               3Y PP                 29.73               43.38           I            FIXED
HOUSTON                           Yes               3Y PP                 23.39               33.56           I            FIXED
BAYTOWN                           Yes               3Y PP                     0               32.78           I            FIXED
LA PORTE                          Yes               3Y PP                 23.29                33.1           I            FIXED
BAYTOWN                            No               No PP                     0               32.78           I            BALLOON
BACLIFF                           Yes               3Y PP                  44.4                51.9           II           FIXED
HOUSTON                           Yes               3Y PP                 48.62               49.87           II           40YR BALLOON
AUSTIN                            Yes               3Y PP                 33.09               47.82           II           FIXED
DEER PARK                         Yes               3Y PP                  34.9                46.8           II           FIXED
FORT WORTH                        Yes               3Y PP                 36.06               49.82           II           FIXED
FORT WORTH                        Yes               2Y PP                 23.06               27.73           I            LIBOR 2/6 ARM
COLUMBIA                           No               No PP                  24.6                44.6           II           FIXED
JENKS                             Yes               3Y PP                  32.4                40.2           I            FIXED
MONCKS CORNER                      No               No PP                 42.98               43.52           II           FIXED
EL PASO                           Yes               3Y PP                  33.1                41.7           II           FIXED
SAN ANTONIO                       Yes               2Y PP                 17.74               49.58           I            LIBOR 2/6 ARM
CARROLLTON                         No               No PP                 32.31               48.03           II           FIXED
CARROLLTON                        Yes               2Y PP                 35.07               39.49           I            LIBOR 2/6 ARM
GARLAND                           Yes               3Y PP                 27.17                42.7           II           FIXED
EL PASO                           Yes               3Y PP                 26.15                46.5           I            FIXED
BOLIVAR                           Yes               3Y PP                  27.1                36.8           I            FIXED
ARLINGTON                         Yes               3Y PP                 28.81               48.85           II           40YR BALLOON
DALLAS                            Yes               2Y PP                 20.04               49.63           I            LIBOR 2/6 ARM
MEMPHIS                           Yes               2Y PP                  19.4               46.02           I            40YR BALLOON
HITCHCOCK                         Yes               3Y PP                 25.28               31.91           I            FIXED
DESOTO                            Yes               3Y PP                  28.3               51.09           I            FIXED
ATHENS                            Yes               2Y PP                 25.43               35.69           I            LIBOR 2/6 ARM
BOWIE                             Yes               3Y PP                 19.26               46.84           I            FIXED
BEDFORD                           Yes               3Y PP                 28.23               30.75           I            FIXED
DENISON                           Yes               3Y PP                 34.82               45.57           II           FIXED
SAN MARCOS                        Yes               3Y PP                 30.94               43.03           I            LIBOR 5/1 ARM
CEDAR HILL                        Yes               3Y PP                  24.8                32.3           II           FIXED
GLENN HEIGHTS                     Yes               3Y PP                 15.16               34.92           II           FIXED
IRVING                            Yes               3Y PP                 27.57                42.5           II           FIXED
PRYOR                              No               No PP                 30.04               48.46           I            BALLOON
ROWLETT                           Yes               3Y PP                 27.52               44.14           II           FIXED
BURLESON                          Yes               3Y PP                 19.28               48.93           I            FIXED
BOWIE                             Yes               3Y PP                 18.51               24.23           I            FIXED
BALCH SPRINGS                     Yes               3Y PP                 27.82               45.82           I            FIXED
BALCH SPRINGS                      No               No PP                 28.46               46.46           I            BALLOON
MCKINNEY                          Yes               3Y PP                 19.68                37.5           I            FIXED
DALLAS                            Yes               3Y PP                 14.57               14.78           I            FIXED
WICHITA FALLS                     Yes               3Y PP                 32.26               39.98           II           FIXED
FORT WORTH                        Yes               3Y PP                  13.8                34.4           I            FIXED
GRAND PRAIRIE                     Yes               3Y PP                 42.82               47.86           II           FIXED
BOWIE                             Yes               2Y PP                 23.66               24.49           I            LIBOR 2/6 ARM
GULFPORT                          Yes               3Y PP                 38.65               49.37           II           FIXED
MAYNARDVILLE                      Yes               3Y PP                  34.6                42.3           I            LIBOR 5/1 ARM
VILONIA                           Yes               2Y PP                 20.51               49.53           I            LIBOR 2/6 ARM
EL PASO                           Yes               3Y PP                 32.46               38.41           I            FIXED
FORT WORTH                        Yes               2Y PP                 32.07               49.46           I            LIBOR 2/6 ARM
VICTORIA                          Yes               6M PP                 14.15               22.18           I            LIBOR 3/6 ARM
LOWRY CROSSING                    Yes               3Y PP                  35.9                46.1           II           FIXED
HAYDEN                            Yes               3Y PP                 49.43               49.43           II           FIXED
TELEPHONE                         Yes               3Y PP                  9.99               16.82           I            FIXED
GRAND PRAIRIE                     Yes               2Y PP                 26.13               49.14           I            LIBOR 2/6 ARM
HOUSTON                            No               No PP                 24.35               44.05           II           FIXED
STANHOPE                           No               No PP                  37.6               46.84           I            FIXED
PORT NECHES                       Yes               3Y PP                  17.1               28.73           II           FIXED
RICHMOND                          Yes               3Y PP                 35.68                47.3           I            FIXED
DALLAS                            Yes               3Y PP                    29               44.43           I            FIXED
SAN ANTONIO                       Yes               3Y PP                 18.01                36.5           I            FIXED
WILLIS                            Yes               3Y PP                 27.39               45.41           I            FIXED
KYLE                              Yes               3Y PP                 24.77                  32           I            FIXED
HUMBLE                            Yes               3Y PP                    20                33.3           I            FIXED
HUNTSVILLE                        Yes               3Y PP                 22.36               45.96           I            FIXED
WILLIS                            Yes               3Y PP                  21.7              18.404           I            FIXED
HOUSTON                           Yes               3Y PP                 33.24               38.94           II           FIXED
KATY                              Yes               3Y PP                 38.77               44.73           II           FIXED
HORIZON CITY                      Yes               2Y PP                 48.84               48.84           I            LIBOR 2/6 ARM
NEW BRAUNFELS                     Yes               3Y PP                 29.21               38.26           I            FIXED
PASADENA                          Yes               3Y PP                 34.51               34.51           II           FIXED
HOUSTON                           Yes               3Y PP                  25.7                37.6           I            FIXED
LEANDER                           Yes               3Y PP                  32.8                38.2           II           FIXED
S. OGDEN                          Yes               2Y PP                  32.8               38.93           I            LIBOR 2/6 ARM
BILLINGS                          Yes               2Y PP                 41.25               42.31           I            LIBOR 2/6 ARM
TOOELE                            Yes               2Y PP                  31.6                48.8           I            LIBOR 2/6 ARM IO
LEHI                              Yes               3Y PP                 29.99               48.54           I            FIXED
WEST VALLEY                       Yes               2Y PP                 31.36               45.15           I            LIBOR 2/6 ARM
SAINT GEORGE                      Yes               2Y PP                  29.8               36.48           I            LIBOR 2/6 ARM
COLORADO SPRING                   Yes               3Y PP                 24.16               40.98           I            40YR BALLOON
WALDORF                            No               No PP                 31.17               48.27           II           BALLOON
OWINGS MILLS                       No               No PP                 47.64               48.14           I            LIBOR 2/6 ARM IO
CHICAGO                            No               No PP                 35.02               38.49           I            LIBOR 2/6 ARM IO
CHICAGO                            No               No PP                 35.02               38.49           I            BALLOON
GLENDALE HEIGHT                    No               No PP                  36.2                45.3           II           FIXED
LA MARQUE                         Yes               2Y PP                 36.94               47.32           I            LIBOR 2/6 ARM
LAKE JACKSON                       No               No PP                 36.94               47.32           I            BALLOON
EL PASO                           Yes               3Y PP                  29.8               48.33           II           FIXED
SHOREACRES                        Yes               3Y PP                 10.57                32.6           I            FIXED
EDINBURG                           No               No PP                 36.33               37.76           II           BALLOON
HOUSTON                           Yes               3Y PP                  19.5                31.4           I            FIXED
MONTGOMERY                        Yes               2Y PP                 14.89               16.56           I            LIBOR 2/6 ARM
ANGLETON                           No               No PP                  26.8               42.98           I            FIXED
HOUSTON                           Yes               3Y PP                    24                33.8           II           40YR BALLOON
MAGNOLIA                          Yes               3Y PP                  37.1                37.6           II           FIXED
LEADWOOD                          Yes               2Y PP                 25.01               36.48           I            LIBOR 2/6 ARM
ST. LOUIS                         Yes               3Y PP                 37.06               38.06           I            FIXED
LINCOLN                           Yes               3Y PP                 34.61               34.61           II           FIXED
MILFORD                            No               No PP                 41.01               47.57           I            FIXED
SAINT LOUIS                       Yes               2Y PP                 18.97               37.16           I            LIBOR 2/6 ARM
JESUP                              No               No PP                 30.62               43.61           I            FIXED
LEAVENWORTH                        No               No PP                 19.42               43.51           II           BALLOON
MASON CITY                         No               No PP                 14.64               42.94           II           FIXED
INDEPENDENCE                      Yes               3Y PP                 24.27               35.86           II           FIXED
KANSAS CITY                        No               No PP                  21.5               32.67           II           FIXED
ST. LOUIS                         Yes               3Y PP                    31                  49           I            40YR BALLOON
BLAIR                             Yes               2Y PP                 29.58               49.72           I            LIBOR 2/6 ARM
KANSAS CITY                       Yes               6M PP                 21.15               21.65           II           FIXED
DES MOINES                         No               No PP                 28.88               43.81           II           FIXED IO
OMAHA                             Yes               3Y PP                  33.2                51.3           II           FIXED
RAYMORE                           Yes               3Y PP                 15.88               34.05           I            FIXED IO
SAINT LOUIS                       Yes               2Y PP                 27.69               43.46           I            LIBOR 2/6 ARM
FREEBURG                           No               No PP                 40.27                44.3           II           FIXED
COUNCIL BLUFFS                     No               No PP                 25.56               45.64           I            LIBOR 2/6 ARM
OLATHE                             No               No PP                 25.65               45.74           II           FIXED
ST. LOUIS                          No               No PP                 22.11               38.02           II           BALLOON
CANTON                            Yes               6M PP                 19.56               34.01           I            LIBOR 2/6 ARM
SIBLEY                            Yes               2Y PP                 22.84               37.12           I            LIBOR 2/6 ARM
SAINT LOUIS                       Yes               2Y PP                  20.9               31.02           I            LIBOR 2/6 ARM
TIFFIN                             No               No PP                 25.19               39.76           II           FIXED
LEE'S SUMMIT                      Yes               3Y PP                 27.75               36.61           I            40YR BALLOON
KANSAS CITY                       Yes               2Y PP                  4.69                13.3           I            LIBOR 2/6 ARM
KANSAS CITY                       Yes               2Y PP                 36.61               36.61           I            LIBOR 2/6 ARM
SAINT LOUIS                       Yes               2Y PP                 49.91               49.91           I            LIBOR 2/6 ARM IO
COUNCIL BLUFFS                     No               No PP                 15.27               27.89           I            LIBOR 2/6 ARM
KANSAS CITY                       Yes               2Y PP                 27.75               27.75           I            LIBOR 2/6 ARM
SAINT LOUIS                       Yes               2Y PP                 28.77               38.14           I            LIBOR 2/6 ARM
KANSAS CITY                       Yes               2Y PP                 39.64               39.64           I            LIBOR 2/6 ARM
ST. LOUIS                         Yes               2Y PP                 19.94               41.21           I            LIBOR 3/6 ARM
LEON                              Yes               6M PP                  22.7                24.8           I            LIBOR 2/6 ARM
BELLEVUE                          Yes               2Y PP                 21.29               41.74           I            LIBOR 2/6 ARM
WICHITA                            No               No PP                 32.44                46.9           II           FIXED
KANSAS CITY                       Yes               3Y PP                 35.86               35.86           II           FIXED
KANSAS CITY                       Yes               2Y PP                  6.66               33.78           I            LIBOR 2/6 ARM
OMAHA                             Yes               2Y PP                 34.96               49.83           I            LIBOR 2/6 ARM
KANSAS CITY                       Yes               3Y PP                 29.69               42.74           II           FIXED
OVERLAND PARK                     Yes               6M PP                 35.35               44.65           I            LIBOR 2/6 ARM
HUTCHINSON                        Yes               6M PP                     0               40.97           I            LIBOR 2/6 ARM
BATES CITY                        Yes               3Y PP                  22.5                50.8           II           FIXED
COSBY                             Yes               2Y PP                 24.53               47.42           I            LIBOR 2/6 ARM IO
WENATCHEE                         Yes               2Y PP                 33.62               33.62           I            LIBOR 2/6 ARM IO
WEST LINN                         Yes               3Y PP                  36.1                50.6           I            40YR BALLOON
BREMERTON                         Yes               3Y PP                 32.31               43.93           II           FIXED
PORTLAND                          Yes               2Y PP                 22.73               32.61           I            BALLOON
CAMARILLO                         Yes               2Y PP                  28.4                33.3           I            BALLOON
QUARTZ HILL ARE                    No               No PP                 30.68                49.1           I            LIBOR 2/6 ARM IO
CARSON                             No               No PP                 42.61                49.9           I            BALLOON
APPLE VALLEY AR                   Yes               2Y PP                 31.23                38.9           I            BALLOON
BUENA PARK                        Yes               2Y PP                 37.47               49.95           I            LIBOR 2/6 ARM IO
QUARTZ HILL ARE                   Yes               3Y PP                   4.8                  17           I            FIXED
WILMINGTON AREA                   Yes               3Y PP                    43                43.4           I            BALLOON
LOS ANGELES                       Yes               3Y PP                 34.45               41.76           I            FIXED IO
ADELANTO                          Yes               3Y PP                  38.8                47.6           II           FIXED
LANCASTER AREA                    Yes               3Y PP                  42.1                53.5           II           FIXED
NIPOMO                             No               No PP                  28.6                46.4           I            BALLOON
CORONA                            Yes               2Y PP                 44.46               49.93           I            LIBOR 2/6 ARM IO
VENTURA (AREA O                   Yes               3Y PP                 30.54               44.42           I            FIXED
NORTHRIDGE AREA                   Yes               3Y PP                 46.48               49.17           II           FIXED
NORTHRIDGE AREA                   Yes               3Y PP                  18.6                18.6           I            FIXED
WOODLAND HILLS                     No               No PP                 28.71               45.01           I            LIBOR 2/6 ARM IO
POMONA                            Yes               2Y PP                 38.72               45.86           I            LIBOR 2/6 ARM IO
VICTORVILLE                       Yes               3Y PP                 44.65               45.85           I            LIBOR 5/1 ARM IO
HEMET                             Yes               2Y PP                  41.6                46.6           I            BALLOON
MATTAWA                            No               No PP                 29.62               34.74           I            BALLOON
COEUR D ALENE                     Yes               2Y PP                  19.8                23.5           I            LIBOR 2/6 ARM IO
IDAHO FALLS                       Yes               2Y PP                  20.3                47.8           II           BALLOON
SPOKANE                           Yes               3Y PP                 24.26               35.78           I            LIBOR 3/6 ARM
EVERETT                            No               No PP                 33.42               46.22           I            BALLOON
SPOKANE                            No               No PP                 28.65               49.06           II           BALLOON
KANSAS CITY                       Yes               3Y PP                 29.76               47.67           I            FIXED
CEDAR RAPIDS                       No               No PP                    27                46.9           I            LIBOR 2/6 ARM
OVERLAND PARK                      No               No PP                 36.82                37.9           II           FIXED
DES MOINES                         No               No PP                 36.77               49.94           II           40YR BALLOON
MAQUOKETA                          No               No PP                 20.34               49.71           I            FIXED
ST. PETERS                        Yes               2Y PP                 21.31               29.94           I            LIBOR 2/6 ARM IO
GARDNER                            No               No PP                  8.84               12.89           I            FIXED
ABBYVILLE                         Yes               6M PP                 23.22               43.91           I            LIBOR 2/6 ARM
ST. LOUIS                         Yes               2Y PP                  27.6                42.3           I            LIBOR 2/6 ARM
DES MOINES                         No               No PP                 33.68               49.26           II           40YR BALLOON
MAQUOKETA                          No               No PP                  18.2                30.9           I            FIXED
KANSAS CITY                       Yes               3Y PP                 27.58                39.1           II           FIXED
PERRY                              No               No PP                 27.48               41.99           II           FIXED
OVERLAND PARK                      No               No PP                  26.9                30.5           II           FIXED
OLATHE                             No               No PP                 22.16               49.27           II           40YR BALLOON
KANSAS CITY                       Yes               3Y PP                 29.58               35.69           II           FIXED
GRANDVIEW                         Yes               3Y PP                 49.87               49.87           II           40YR BALLOON
ADAIR                              No               No PP                 14.72                  38           II           FIXED
ASHLAND                            No               No PP                  5.41               10.58           I            LIBOR 2/6 ARM IO
KANSAS CITY                       Yes               3Y PP                  27.8                51.3           II           40YR BALLOON
VIOLA                              No               No PP                 24.82               42.24           II           FIXED
GRAIN VALLEY                       No               No PP                 35.97               37.36           II           BALLOON
MAQUOKETA                          No               No PP                 17.56               29.61           I            FIXED
COLORADO SPRING                   Yes               3Y PP                  31.6                  47           II           40YR BALLOON
KANSAS CITY                        No               No PP                  46.6               48.91           II           BALLOON
CRESTON                            No               No PP                 24.78               47.95           I            FIXED
COVINGTON                         Yes               3Y PP                  45.6                49.7           II           40YR BALLOON
ELIZABETH CITY                    Yes               2Y PP                 22.38               48.59           I            LIBOR 2/6 ARM
FORT WALTON BEA                   Yes               1Y PP                  45.5                48.8           I            LIBOR 2/6 ARM
ATLANTA                           Yes               1Y PP                  33.7                  35           I            LIBOR 2/6 ARM
MCHENRY                            No               No PP                 23.66               28.31           I            40YR BALLOON
HIALEAH                           Yes               3Y PP                  33.8                49.1           II           FIXED
LITHONIA                          Yes               3Y PP                  40.5                46.3           II           40YR BALLOON
ORLANDO                           Yes               2Y PP                  20.3                27.1           I            LIBOR 2/6 ARM
PORT SAINT LUCI                   Yes               2Y PP                  36.3                44.8           I            LIBOR 2/6 ARM
CLERMONT                          Yes               2Y PP                  34.1                45.2           I            LIBOR 2/6 ARM IO
MIAMI                             Yes               2Y PP                  31.6                32.6           I            LIBOR 2/6 ARM
CHICAGO                            No               No PP                 12.63               30.28           I            40YR BALLOON
NORTH AUGUSTA                      No               No PP                  28.6               46.79           II           FIXED
ATLANTA                           Yes               3Y PP                  36.9                41.1           II           40YR BALLOON
SUNRISE                           Yes               2Y PP                  22.3                34.8           I            LIBOR 2/6 ARM
ATLANTA                           Yes               3Y PP                  28.4                  48           II           FIXED
NORTHBROOK                         No               No PP                 32.97               37.22           I            FIXED
SNELLVILLE                        Yes               2Y PP                  44.8                47.4           I            LIBOR 2/6 ARM
CAROL STREAM                       No               No PP                 37.84               37.84           I            LIBOR 2/6 ARM
ELLENWOOD                         Yes               2Y PP                  32.6                40.2           I            LIBOR 2/6 ARM
TAMPA                             Yes               2Y PP                  35.5                38.2           I            LIBOR 2/6 ARM
COVINGTON                         Yes               2Y PP                  21.2              38.964           I            LIBOR 2/6 ARM
NEWNAN                            Yes               3Y PP                  27.1                42.2           II           40YR BALLOON
ELLENWOOD                         Yes               3Y PP                  23.1                38.4           I            40YR BALLOON
ORANGE PARK                        No               No PP                  44.4                45.8           I            LIBOR 2/6 ARM
SCOTTSDALE                         No               No PP                 34.47               48.36           I            BALLOON
CASA GRANDE                        No               No PP                 40.67               49.86           II           BALLOON
PHOENIX                           Yes               2Y PP                 36.99               44.85           I            LIBOR 2/6 ARM IO
CASA GRANDE                       Yes               2Y PP                 28.04                47.8           I            BALLOON
QUEEN CREEK                       Yes               2Y PP                 15.75                  41           I            BALLOON
PHOENIX                           Yes               1Y PP                  42.1                42.1           I            LIBOR 2/6 ARM
SURPRISE                           No               No PP                 36.24               49.72           I            BALLOON
TUCSON                            Yes               2Y PP                 27.77               38.37           II           BALLOON
QUEEN CREEK                       Yes               1Y PP                 26.71               39.71           I            LIBOR 2/6 ARM IO
CASA GRANDE                       Yes               3Y PP                 27.91               47.04           I            FIXED
NORTH LAS VEGAS                   Yes               2Y PP                  27.5                  40           I            BALLOON
LAS VEGAS                         Yes               3Y PP                 36.81               42.71           II           FIXED IO
GOLD CANYON                       Yes               2Y PP                 42.17               42.58           I            LIBOR 2/6 ARM
MAYER                             Yes               3Y PP                 44.43               48.05           II           FIXED
QUEEN CREEK                        No               No PP                  37.6                40.5           II           FIXED IO
KINGMAN                            No               No PP                 27.85               29.61           I            BALLOON
TUCSON                            Yes               3Y PP                 13.92               23.29           I            FIXED
SURPRISE                          Yes               3Y PP                 35.91               45.15           II           BALLOON
CASA GRANDE                       Yes               2Y PP                 45.64                48.9           II           BALLOON
LAS VEGAS                         Yes               3Y PP                 20.25               37.36           I            LIBOR 5/1 ARM IO
GOODYEAR                          Yes               2Y PP                 16.93               17.02           I            LIBOR 2/6 ARM IO
SURPRISE                          Yes               3Y PP                 32.19               42.92           I            LIBOR 5/1 ARM IO
TOLLESON                          Yes               2Y PP                 29.08               46.64           I            LIBOR 2/6 ARM IO
MESA                              Yes               3Y PP                 34.21               45.83           I            LIBOR 5/1 ARM
QUEEN CREEK                       Yes               2Y PP                 32.67               49.76           I            LIBOR 2/6 ARM IO
LAS VEGAS                         Yes               2Y PP                 22.06               39.01           I            BALLOON
QUEEN CREEK                       Yes               2Y PP                 29.13               38.07           II           BALLOON
CASA GRANDE                       Yes               2Y PP                 41.02               49.33           I            LIBOR 2/6 ARM IO
LAS VEGAS                         Yes               2Y PP                 26.51               26.69           I            LIBOR 2/6 ARM IO
AVONDALE                          Yes               2Y PP                 36.12               49.43           I            LIBOR 2/6 ARM IO
FORT MOHAVE                       Yes               2Y PP                  18.3               44.17           I            LIBOR 2/6 ARM IO
QUEEN CREEK                       Yes               2Y PP                 25.06               48.91           I            LIBOR 2/6 ARM IO
GLENDALE                          Yes               2Y PP                 28.88               35.59           I            LIBOR 2/6 ARM IO
SURPRISE                          Yes               2Y PP                 45.64                48.7           I            LIBOR 2/6 ARM IO
NORTH LAS VEGAS                   Yes               3Y PP                  20.1                30.2           II           40YR BALLOON
SEDONA                            Yes               2Y PP                 41.26               49.43           I            LIBOR 2/6 ARM IO
LAS VEGAS                         Yes               3Y PP                 45.15               45.15           I            LIBOR 5/1 ARM IO
PHOENIX                           Yes               2Y PP                 37.92               42.72           I            LIBOR 2/6 ARM IO
PHOENIX                           Yes               2Y PP                 30.31               49.04           I            LIBOR 2/6 ARM IO
PHOENIX                           Yes               2Y PP                 29.21               45.64           I            LIBOR 2/6 ARM
QUEEN CREEK                       Yes               2Y PP                 41.71               41.93           I            LIBOR 2/6 ARM IO
QUEEN CREEK                       Yes               2Y PP                 31.15               46.12           I            LIBOR 2/6 ARM IO
QUEEN CREEK                       Yes               2Y PP                 48.36               48.36           I            LIBOR 2/6 ARM IO
SAHUARITA                         Yes               2Y PP                 39.91               48.85           I            LIBOR 2/6 ARM IO
AMADO                             Yes               2Y PP                 40.02               40.59           I            LIBOR 2/6 ARM
TUCSON                            Yes               2Y PP                 20.56               41.93           I            LIBOR 2/6 ARM
PHOENIX                            No               No PP                 46.36               49.23           I            LIBOR 2/6 ARM
LAVEEN                            Yes               2Y PP                 40.88               44.42           I            LIBOR 2/6 ARM
SURPRISE                          Yes               2Y PP                 34.02               34.52           I            LIBOR 2/6 ARM IO
PEORIA                            Yes               2Y PP                    33                50.1           I            LIBOR 2/6 ARM
SURPRISE                          Yes               3Y PP                 32.56               46.89           II           FIXED IO
QUEEN CREEK                       Yes               2Y PP                 26.33               45.86           I            LIBOR 2/6 ARM IO
KINGMAN                           Yes               2Y PP                 34.08               47.98           I            LIBOR 2/6 ARM
PHOENIX                           Yes               2Y PP                  36.9                48.4           I            LIBOR 2/6 ARM IO
KANSAS CITY                       Yes               2Y PP                 27.65               27.65           I            LIBOR 2/6 ARM
INDEPENDENCE                      Yes               2Y PP                 23.38               32.35           I            LIBOR 2/6 ARM
CHARLES CITY                       No               No PP                 12.21               31.16           I            FIXED
INDEPENDENCE                      Yes               2Y PP                     0               35.79           I            LIBOR 2/6 ARM
KANSAS CITY                       Yes               2Y PP                  27.1                36.7           I            LIBOR 2/6 ARM
SENECA                             No               No PP                 30.84                39.7           II           BALLOON
LEAVENWORTH                       Yes               6M PP                 45.68               49.84           I            LIBOR 2/6 ARM
KANSAS CITY                       Yes               3Y PP                  22.1               31.76           I            FIXED
DES MOINES                         No               No PP                 39.58               45.35           I            LIBOR 2/6 ARM
COUNCIL BLUFFS                     No               No PP                 30.61               49.19           II           BALLOON
KANSAS CITY                       Yes               3Y PP                 17.32               33.86           I            FIXED
PALATINE                           No               No PP                 29.49               42.66           I            40YR BALLOON
PORT CHARLOTTE                    Yes               2Y PP                  46.9                46.9           I            LIBOR 2/6 ARM
ATLANTA                           Yes               2Y PP                  38.9                46.7           I            LIBOR 2/6 ARM
CHICAGO                            No               No PP                 38.86               42.12           I            FIXED
ATLANTA                           Yes               2Y PP                  36.9                41.4           I            LIBOR 2/1 ARM
ST CLAIR SHORES                   Yes               2Y PP                 23.77               36.02           I            LIBOR 2/6 ARM
CHICAGO                            No               No PP                  49.9                49.9           II           FIXED
LITHONIA                          Yes               1Y PP                  29.9                48.1           I            BALLOON
JACKSON                           Yes               3Y PP                 24.44               49.71           I            FIXED
AURORA                             No               No PP                  30.2                51.3           II           FIXED IO
HOFFMAN ESTATES                    No               No PP                 39.44               40.66           I            FIXED
COON RAPIDS                       Yes               3Y PP                 34.64               47.83           II           FIXED IO
PLAINFIELD                         No               No PP                 37.12               39.45           II           FIXED
SCHAUMBURG                         No               No PP                 35.81               45.48           II           FIXED
JACKSONVILLE                      Yes               3Y PP                  31.2                44.2           II           FIXED
DETROIT                           Yes               2Y PP                 21.68               21.68           I            LIBOR 2/6 ARM
RUFFIN                             No               No PP                 18.95               26.23           II           FIXED
TITUSVILLE                        Yes               2Y PP                  30.3                36.1           I            LIBOR 2/6 ARM
ROSEVILLE                         Yes               3Y PP                 17.21                35.1           II           FIXED
LAKELAND                          Yes               3Y PP                  20.4                22.5           II           40YR BALLOON
CHICAGO                            No               No PP                 32.37                47.4           II           FIXED
RIVERDALE                         Yes               3Y PP                  34.6                51.4           II           40YR BALLOON
CHICAGO                            No               No PP                 42.92                44.7           II           FIXED IO
CHICAGO HEIGHTS                    No               No PP                 34.45               45.28           I            LIBOR 2/6 ARM
ROCKMART                          Yes               3Y PP                  32.9                35.3           II           FIXED
BOGART                            Yes               3Y PP                  54.7                54.7           II           FIXED
EVANSVILLE                        Yes               3Y PP                 20.39               47.63           II           FIXED
DETROIT                           Yes               3Y PP                 33.06               33.06           II           FIXED
GAINESVILLE                       Yes               1Y PP                  32.2                43.4           I            LIBOR 2/6 ARM
MIRAMAR                           Yes               3Y PP                  40.4                47.7           I            LIBOR 5/1 ARM IO
MAYWOOD                            No               No PP                  46.4                53.9           II           FIXED
CHICAGO                            No               No PP                    11                44.9           I            LIBOR 5/1 ARM
ROSEMONT                           No               No PP                 36.88                45.9           I            LIBOR 5/1 ARM
NEWAYGO                           Yes               2Y PP                 11.45               15.14           I            LIBOR 2/6 ARM
NEWAYGO                           Yes               2Y PP                 11.45               15.14           I            BALLOON
ATLANTA                           Yes               2Y PP                  13.9                36.9           I            BALLOON
HARVEY                             No               No PP                 26.23               41.48           I            LIBOR 5/1 ARM
CHICAGO                            No               No PP                 17.61               22.56           I            LIBOR 5/1 ARM
MILTON                            Yes               3Y PP                  50.7                50.7           II           FIXED
WOODRIDGE                          No               No PP                 33.94               34.86           II           FIXED IO
ST LOUIS PARK                     Yes               3Y PP                 48.95               49.85           II           FIXED IO
HIGH POINT                         No               No PP                    24               31.88           I            LIBOR 2/6 ARM
BELLEVILLE                        Yes               3Y PP                 23.88               28.62           I            FIXED
CONYERS                           Yes               2Y PP                  19.2                26.8           I            LIBOR 2/6 ARM
COVINGTON                          No               No PP                  37.8                46.2           II           BALLOON
VALDOSTA                          Yes               3Y PP                  27.7                43.2           II           FIXED
DEFUNIAK SPRING                   Yes               3Y PP                  32.8                33.3           I            FIXED
CHICAGO                            No               No PP                 21.86               24.76           I            LIBOR 5/1 ARM
MACOMB                            Yes               3Y PP                    42                  42           II           FIXED IO
HIALEAH                           Yes               3Y PP                  47.5                53.6           II           40YR BALLOON
ELK RIVER                         Yes               3Y PP                 29.23               39.04           I            LIBOR 5/1 ARM IO
LAFAYETTE                         Yes               3Y PP                 38.73               44.36           II           FIXED
GATESVILLE                         No               No PP                 26.56               47.72           I            LIBOR 2/6 ARM
AUGUSTA                           Yes               3Y PP                  13.4                42.8           II           FIXED
MOUNT PROSPECT                     No               No PP                 34.09               36.39           I            LIBOR 2/6 ARM
ROCHELLE                           No               No PP                  46.3                46.3           I            LIBOR 5/1 ARM
MOUNT VERNON                      Yes               2Y PP                 24.39              48.774           I            LIBOR 2/6 ARM
DETROIT                           Yes               3Y PP                 26.76               42.44           I            LIBOR 3/6 ARM
TAMPA                              No               No PP                  41.7                53.8           II           BALLOON
TEMPLE                            Yes               3Y PP                  34.4                48.9           II           40YR BALLOON
DOUGLASVILLE                      Yes               2Y PP                  14.9                34.9           I            BALLOON
ROSELLE                            No               No PP                  8.11               27.54           I            LIBOR 5/1 ARM
ELMORE                            Yes               2Y PP                 25.75               37.87           I            LIBOR 2/6 ARM
CROSS                              No               No PP                 41.08               41.97           II           FIXED
LECANTO                           Yes               2Y PP                  31.4                36.6           I            BALLOON
DECATUR                           Yes               3Y PP                  49.2                49.2           II           40YR BALLOON
AUBURN HILLS                      Yes               2Y PP                 28.24               48.03           I            LIBOR 2/6 ARM
LOUISVILLE                        Yes               2Y PP                  34.7                48.7           I            LIBOR 2/6 ARM
GLENDALE HEIGHT                    No               No PP                 32.54               47.72           II           40YR BALLOON
RIVERVIEW                         Yes               2Y PP                  21.7                34.6           I            BALLOON
SOUTH HOLLAND                      No               No PP                 42.59               42.59           I            LIBOR 5/1 ARM
CHICAGO                            No               No PP                 33.95               43.61           I            LIBOR 2/6 ARM IO
MAYWOOD                            No               No PP                  45.8                45.8           II           40YR BALLOON
CHICAGO                            No               No PP                 43.52               48.52           I            LIBOR 5/1 ARM
LILBURN                           Yes               2Y PP                  20.2                41.4           I            LIBOR 2/6 ARM
DEERFIELD                          No               No PP                    34                42.2           I            LIBOR 5/1 ARM
NEW PORT RICHEY                   Yes               3Y PP                  25.3                34.1           I            FIXED
GLENWOOD                           No               No PP                 42.02               49.63           II           40YR BALLOON
INDIANAPOLIS                      Yes               2Y PP                 32.16               41.45           I            LIBOR 2/6 ARM
UNION                              No               No PP                 20.28               20.28           I            FIXED
CHICAGO                            No               No PP                 35.31               48.63           II           FIXED
SANFORD                           Yes               2Y PP                  44.8                44.8           I            LIBOR 2/6 ARM IO
ORLAND PARK                        No               No PP                  26.5                29.9           I            LIBOR 3/6 ARM
ELGIN                              No               No PP                  52.2                52.2           I            LIBOR 5/1 ARM
BELLWOOD                           No               No PP                 37.21                  40           I            LIBOR 2/6 ARM IO
JOLIET                             No               No PP                  11.7               11.88           I            LIBOR 3/6 ARM
STERLING HEIGHT                   Yes               2Y PP                 10.91               20.38           I            LIBOR 2/6 ARM
IXONIA                             No               No PP                 31.25               45.33           I            40YR BALLOON
BERWYN                             No               No PP                 44.88               44.88           I            LIBOR 2/6 ARM
WHEATON                            No               No PP                 23.85               23.89           I            40YR BALLOON
SAUK VILLAGE                       No               No PP                 43.02                45.4           I            LIBOR 2/6 ARM
GRAND RAPIDS                      Yes               2Y PP                 32.92               48.87           I            LIBOR 2/6 ARM
CHICAGO                            No               No PP                 43.77               45.91           I            LIBOR 5/1 ARM
CHICAGO                            No               No PP                  49.3                49.3           I            LIBOR 5/1 ARM
CHICAGO HEIGHTS                    No               No PP                 30.31               39.44           I            LIBOR 5/1 ARM
DETROIT                           Yes               3Y PP                 34.24               45.93           II           FIXED
HAZEL PARK                        Yes               2Y PP                     0               45.67           I            LIBOR 2/6 ARM
ROCKFORD                           No               No PP                 44.21               44.21           I            LIBOR 3/6 ARM
HOLIDAY                           Yes               3Y PP                  27.9                  43           II           FIXED
WESTCHESTER                        No               No PP                  32.5               37.05           I            LIBOR 5/1 ARM IO
MACHESNEY PARK                     No               No PP                 39.73               40.52           I            LIBOR 2/6 ARM
CUMMING                           Yes               3Y PP                  49.7                49.7           I            40YR BALLOON
BRADENTON                         Yes               3Y PP                  48.7                48.7           II           FIXED
GLENN DALE                         No               No PP                 45.12               45.34           I            LIBOR 2/6 ARM IO
CHARLOTTE                         Yes               2Y PP                 26.65               26.88           I            LIBOR 2/6 ARM
COLLEGE PARK                      Yes               3Y PP                  11.8                42.3           I            FIXED
MONTGOMERY                         No               No PP                 39.19                49.7           II           40YR BALLOON
BANGOR                             No               No PP                  30.5                54.4           I            FIXED
ROCHESTER HILLS                   Yes               2Y PP                  20.9                37.9           I            TREAS. 5/1 ARM IO
FOX LAKE                           No               No PP                    33                  48           I            LIBOR 2/6 ARM
ULEN                              Yes               3Y PP                 10.55               48.42           II           FIXED
STONE MOUNTAIN                    Yes               3Y PP                  42.7                50.1           II           FIXED
ROCKMART                          Yes               2Y PP                  27.5                47.2           I            LIBOR 2/6 ARM
ROCKMART                          Yes               2Y PP                  27.5                47.2           I            BALLOON
SALEM                             Yes               2Y PP                 40.29               41.25           I            LIBOR 2/6 ARM
PROVIDENCE                        Yes               1Y PP                 49.22               49.22           II           40YR BALLOON
REDDICK                            No               No PP                 19.89               40.16           II           FIXED
CHICAGO HEIGHTS                    No               No PP                  40.1                  55           I            LIBOR 5/1 ARM IO
HUDSON                             No               No PP                 30.94               38.97           I            LIBOR 2/6 ARM
KENDUSKEAG                         No               No PP                 34.66               48.91           II           FIXED
SKOWHEGAN                          No               No PP                 19.98               35.75           I            FIXED
STAFFORD                          Yes               3Y PP                 38.87               44.59           II           FIXED IO
AGAWAM                             No               No PP                  13.2                25.6           II           FIXED
NEW LENOX                          No               No PP                  53.3                53.3           II           FIXED
UPPER MARLBORO                     No               No PP                  42.2                51.2           I            LIBOR 3/6 ARM IO
BRIDGEVIEW                         No               No PP                    41                41.3           I            LIBOR 5/1 ARM
WASHINGTON                         No               No PP                 36.56               41.79           II           FIXED
MAPLEWOOD                          No               No PP                  45.1                54.4           I            BALLOON
BROOKLINE                         Yes               3Y PP                 31.77               41.39           II           FIXED
3EST WARWICK                      Yes               1Y PP                 33.79               38.73           I            BALLOON
WESTBROOK                          No               No PP                 27.86               41.22           I            LIBOR 5/1 ARM
RALEIGH                           Yes              2.5Y PP                13.38               20.39           II           FIXED
BROOKLYN                          Yes               1Y PP                  37.8              41.757           I            FIXED IO
ATLANTA                            No               No PP                  39.7                43.8           II           BALLOON
ELK RIVER                         Yes               3Y PP                 31.09               41.58           II           FIXED
CARMEL                             No               No PP                 29.34               29.34           II           FIXED
DISTRICT HEIGHT                    No               No PP                 40.98               40.98           I            LIBOR 5/1 ARM IO
EVANSVILLE                        Yes               3Y PP                  22.3               49.58           II           FIXED
BROOKLYN                          Yes               1Y PP                  26.6                54.3           II           FIXED
ZEBULON                           Yes               2Y PP                 43.39               49.01           I            LIBOR 2/6 ARM
NORTH ADAMS                        No               No PP                 29.75               49.83           I            LIBOR 2/6 ARM IO
JONESBORO                         Yes               2Y PP                    23                  28           I            LIBOR 2/6 ARM
HAMPSTEAD                          No               No PP                    55                  55           I            LIBOR 3/6 ARM
MOREHEAD CITY                     Yes               2Y PP                  25.2               38.25           I            LIBOR 2/6 ARM IO
LITTLETON                         Yes              2.5Y PP                 24.6                33.7           I            FIXED
WILMINGTON                         No               No PP                 28.28               31.27           II           FIXED
COLUMBIA                           No               No PP                  35.5                54.4           II           40YR BALLOON
WARREN                            Yes               2Y PP                 21.91               30.65           I            LIBOR 2/6 ARM
LOCKPORT                           No               No PP                 28.86               47.53           I            LIBOR 2/6 ARM
FLORHAM PARK                       No               No PP                  37.5               39.43           I            LIBOR 2/6 ARM IO
BURNHAM                            No               No PP                 29.38               36.25           I            BALLOON
BALTIMORE                          No               No PP                  52.5                52.5           II           FIXED
GREENSBORO                        Yes               2Y PP                  46.6                52.7           I            LIBOR 2/6 ARM IO
SAINT ALBANS                      Yes               1Y PP                 38.47               49.42           I            FIXED IO
IRVINGTON                          No               No PP                 41.53                42.6           I            LIBOR 2/6 ARM
BREWER                             No               No PP                 41.73               45.49           II           FIXED
CHICAGO                            No               No PP                 31.47               33.65           II           FIXED
SANFORD                            No               No PP                 36.71               46.99           I            FIXED
DORCHESTER                         No               No PP                 26.34               27.02           I            FIXED
GAINESVILLE                        No               No PP                  39.5                42.4           II           BALLOON
SILVER SPRING                      No               No PP                  31.6                48.9           I            LIBOR 2/6 ARM
ROCKFORD                           No               No PP                  28.6                36.7           II           FIXED
HERMON                             No               No PP                 26.23               39.74           I            LIBOR 2/6 ARM
TWO HARBORS                        No               No PP                  19.2                51.7           II           BALLOON
BALTIMORE                          No               No PP                 21.27               22.49           II           FIXED
WEST STEWARTSTO                   Yes               3Y PP                 12.01               24.82           I            FIXED
LOWELL                             No               No PP                 45.45               45.45           II           BALLOON
MIDLOTHIAN                        Yes               3Y PP                  21.5               31.29           I            40YR BALLOON
PRINCESS ANNE                      No               No PP                  34.3                34.3           II           FIXED
CHICOPEE                           No               No PP                 34.25                39.1           II           BALLOON
LOWELL                             No               No PP                 44.27               44.79           II           40YR BALLOON
LOWELL                             No               No PP                 44.27               44.79           II           BALLOON
SOUTH OZONE PAR                   Yes               1Y PP                  46.7               48.64           I            FIXED
HIGH POINT                         No               No PP                 36.86               40.14           II           FIXED
ROSEVILLE                         Yes               2Y PP                 36.99               36.99           I            LIBOR 2/6 ARM
BALTIMORE                          No               No PP                 29.02               40.92           II           FIXED
COUNTRY CLUB HI                    No               No PP                 34.99               40.36           I            FIXED
SPRINGFIELD                        No               No PP                  42.6                54.6           II           FIXED IO
SPRINGFIELD                        No               No PP                  42.6                54.6           II           BALLOON
ATHENS                             No               No PP                     0               48.45           I            FIXED
GASTONIA                           No               No PP                 17.74               43.66           II           FIXED
ESSEX JUNCTION                     No               No PP                    29                30.9           II           FIXED
SAINT ALBANS                      Yes               1Y PP                  36.1               49.32           II           FIXED
DIXFIELD                           No               No PP                 16.58               33.35           I            FIXED
CORONA                            Yes               1Y PP                  47.6                47.6           I            40YR BALLOON
BALTIMORE                          No               No PP                 23.37               31.99           II           FIXED
BAY SHORE                         Yes               1Y PP                 35.82               43.62           II           40YR BALLOON
NORTH EAST                         No               No PP                 32.93               33.59           II           FIXED
EVERETT                            No               No PP                 34.18                38.4           I            BALLOON
EDEN                               No               No PP                     0               33.79           II           FIXED
CHARLOTTE                          No               No PP                  15.3                53.5           I            LIBOR 5/1 ARM
CRYSTAL LAKE                       No               No PP                  41.2              46.588           I            TREAS. 5/1 ARM
BALTIMORE                          No               No PP                 36.96               39.13           II           40YR BALLOON
COVENTRY                          Yes               1Y PP                    52                  52           II           FIXED
FRANKLINVILLE                      No               No PP                  43.4                53.7           II           40YR BALLOON
STEUBEN                            No               No PP                   5.7                17.8           I            FIXED
NEWARK                            Yes               3Y PP                 43.48               44.15           II           40YR BALLOON
CORINNA                            No               No PP                 37.12               37.12           I            FIXED
ATLANTA                            No               No PP                  16.3                41.1           I            BALLOON
LEXINGTON                          No               No PP                  54.7                54.7           II           40YR BALLOON
HIBBING                           Yes               2Y PP                  28.4               45.81           I            LIBOR 2/6 ARM
SCHAUMBURG                         No               No PP                 31.06               47.71           II           BALLOON
UPPER MARLBORO                     No               No PP                 47.32               49.76           II           40YR BALLOON
LIVERMORE FALLS                    No               No PP                 26.93               37.37           I            FIXED
DETROIT                           Yes               3Y PP                 33.54               38.11           I            FIXED
BALTIMORE                          No               No PP                  16.2              13.086           I            LIBOR 2/6 ARM
METROPOLIS                         No               No PP                 21.75               48.78           I            LIBOR 3/6 ARM
JAMAICA                           Yes               1Y PP                  42.8                52.6           II           FIXED
SOMERSWORTH                       Yes               3Y PP                 49.95               49.95           II           FIXED
BURLINGTON                         No               No PP                 22.45               34.75           II           FIXED IO
RANDALLSTOWN                       No               No PP                 34.13               46.22           I            LIBOR 5/1 ARM IO
ROSELLE                            No               No PP                  8.11               27.54           I            LIBOR 5/1 ARM
CLINTON                            No               No PP                 17.68               40.82           II           40YR BALLOON
CLINTON                            No               No PP                 17.68               40.82           II           BALLOON
RICHMOND                          Yes               2Y PP                 12.29               16.36           I            LIBOR 2/6 ARM
WINSTON SALEM                      No               No PP                 41.26               41.26           II           FIXED
STRASBURG                         Yes               2Y PP                     0                  37           I            LIBOR 2/6 ARM
BEMIDJI                           Yes               3Y PP                 28.16               33.24           II           FIXED
DEKALB                             No               No PP                  28.7                  31           II           FIXED
EVANSVILLE                        Yes               3Y PP                 29.27               49.99           II           FIXED
GLEN BURNIE                        No               No PP                  52.3                52.3           II           FIXED
SPRINGFIELD                        No               No PP                 46.48               49.43           I            LIBOR 5/1 ARM
UNIVERSITY PARK                    No               No PP                 33.43                39.5           I            LIBOR 5/1 ARM
LINWOOD                            No               No PP                  23.8              26.992           II           FIXED
PATERSON                           No               No PP                 41.01               41.87           I            40YR BALLOON
BRISTOL                           Yes               1Y PP                 10.57                15.4           I            FIXED
CHICAGO                            No               No PP                  33.9                41.2           I            FIXED
CHICAGO                            No               No PP                 23.34               27.64           I            LIBOR 5/1 ARM
INVER GROVE HEI                   Yes               3Y PP                  19.1                51.2           II           40YR BALLOON
KNAPP                              No               No PP                     0               28.18           I            FIXED
ALEXANDRIA                         No               No PP                 24.25                47.9           II           BALLOON
AMERY                              No               No PP                 28.59               39.31           I            FIXED
CHICAGO                            No               No PP                 28.12                43.9           II           BALLOON
NORTH SAINT PAU                   Yes               3Y PP                 28.38               49.33           II           FIXED
OXFORD                             No               No PP                  19.4                51.3           I            FIXED
RALEIGH                            No               No PP                 26.92               48.03           I            LIBOR 2/6 ARM
LEVERING                          Yes               2Y PP                 35.57               41.97           I            LIBOR 2/6 ARM
AURORA                             No               No PP                 39.18               40.99           II           40YR BALLOON
PORTLAND                           No               No PP                 39.74               49.55           I            FIXED
MUNDELEIN                          No               No PP                 31.77               38.22           II           40YR BALLOON
PORTLAND                           No               No PP                 39.74               49.55           I            FIXED
ROLLING MEADOWS                    No               No PP                 29.71               39.66           I            LIBOR 2/6 ARM
GLENBURN                           No               No PP                 20.34               43.41           II           FIXED
DETROIT                           Yes               2Y PP                  29.2                  41           I            LIBOR 2/6 ARM
BENTON                             No               No PP                 25.09                41.1           II           FIXED
BURLINGTON                         No               No PP                 46.17               46.17           II           40YR BALLOON
SWANTON                            No               No PP                  18.7               28.93           II           FIXED
DETROIT                           Yes               2Y PP                 26.02               30.79           I            LIBOR 2/6 ARM
CHICAGO                            No               No PP                 39.19                41.9           I            LIBOR 2/6 ARM
CHARLESTOWN                       Yes               1Y PP                 25.36               31.85           I            40YR BALLOON
BALTIMORE                          No               No PP                  28.6                47.8           II           40YR BALLOON
EAST GREENWICH                    Yes               1Y PP                 19.11               36.38           I            FIXED
CARMEL                             No               No PP                  34.8                52.9           II           FIXED IO
PATERSON                           No               No PP                  26.8                50.1           II           FIXED
WINSTON SALEM                      No               No PP                 39.38               48.94           II           FIXED
PETERBOROUGH                      Yes               3Y PP                 37.12               49.14           II           FIXED
JONESPORT                          No               No PP                 19.07               27.79           I            FIXED
PORTLAND                           No               No PP                 31.73               40.38           I            FIXED
ELGIN                              No               No PP                 42.78               45.11           II           BALLOON
WOODBRIDGE                         No               No PP                 31.82               40.56           I            40YR BALLOON
HYATTSVILLE                        No               No PP                 46.28               48.64           I            LIBOR 2/6 ARM IO
BLOOMINGTON                       Yes               3Y PP                 22.88               28.11           II           FIXED
ROCKFORD                           No               No PP                 17.74               18.54           I            LIBOR 2/6 ARM
BALTIMORE                          No               No PP                 48.91               48.91           II           40YR BALLOON
HAMMOND                           Yes               3Y PP                  3.68               37.75           I            LIBOR 5/1 ARM
HOLBROOK                           No               No PP                  44.9                49.7           I            TREAS. 5/1 ARM
PATERSON                           No               No PP                  26.8                50.1           I            BALLOON
SHAPLEIGH                          No               No PP                  38.2                53.8           II           FIXED
WATERVILLE                         No               No PP                 32.36               43.02           II           FIXED
FALL RIVER                         No               No PP                  35.1                40.8           II           FIXED
ALBANY                            Yes               1Y PP                  23.6               27.54           I            FIXED IO
MOUNT HOLLY                        No               No PP                 33.15               42.73           II           BALLOON
MERRIMACK                         Yes               2Y PP                 32.15               48.99           II           BALLOON
BALTIMORE                          No               No PP                  26.9                46.9           II           FIXED
LANDOVER                           No               No PP                    28                48.5           I            BALLOON
MANCHESTER                        Yes               3Y PP                 25.46               44.32           II           40YR BALLOON
CHICAGO                            No               No PP                  50.3                50.3           I            LIBOR 5/1 ARM
BARRE                              No               No PP                  32.3                  55           I            40YR BALLOON
CHICAGO                            No               No PP                 26.84                48.4           I            FIXED
NASHUA                            Yes               3Y PP                 18.75               34.14           II           FIXED
CENTRAL ISLIP                     Yes               1Y PP                 41.64               42.38           II           FIXED
AURORA                             No               No PP                 41.57               43.23           II           FIXED
BREWER                             No               No PP                 27.69               49.85           II           FIXED IO
CUMBERLAND FORE                    No               No PP                  29.3                44.4           II           FIXED IO
SALISBURY                          No               No PP                  31.2               31.99           I            FIXED
PETERBOROUGH                      Yes               2Y PP                 37.12               49.14           II           BALLOON
GLEN ALLEN                        Yes               3Y PP                 23.85               45.14           II           FIXED
REHOBOTH                           No               No PP                  31.6                35.4           II           FIXED
POOLESVILLE                        No               No PP                 47.62               49.76           I            FIXED
CHICAGO                            No               No PP                     0               28.29           I            LIBOR 5/1 ARM
NORTH PROVIDENC                   Yes               1Y PP                 28.44               47.19           I            LIBOR 2/6 ARM
CHARLOTTE                         Yes              2.5Y PP                37.66               48.87           II           40YR BALLOON
DAVENPORT                          No               No PP                 21.98               48.39           I            LIBOR 2/6 ARM
SHELTON                           Yes               3Y PP                  6.98                8.64           I            40YR BALLOON
DES MOINES                         No               No PP                 30.61               47.12           II           FIXED
CARL JUNCTION                     Yes               3Y PP                 36.98               49.68           II           FIXED
MARSHFIELD                        Yes               3Y PP                 16.38               19.29           I            FIXED
BOELUS                            Yes               3Y PP                 32.52                33.6           II           FIXED
GUTHRIE CENTER                     No               No PP                  24.8               37.86           II           FIXED
OLATHE                            Yes               6M PP                 46.11               46.97           II           BALLOON
LUFKIN                            Yes               3Y PP                 20.73               44.31           I            FIXED
MANSFIELD                         Yes               3Y PP                 34.46                46.3           II           FIXED
BRANDON                           Yes               2Y PP                  28.1                28.1           I            LIBOR 2/6 ARM
BLACK CANYON CI                   Yes               3Y PP                 23.69               23.69           II           FIXED IO
CARLSBAD                           No               No PP                 23.37               30.16           I            LIBOR 2/6 ARM
MISSION VIEJO                     Yes               3Y PP                 27.38               40.31           I            LIBOR 5/1 ARM
APLINGTON                          No               No PP                  7.04               16.96           I            FIXED
ELDON                             Yes               3Y PP                 13.06               35.43           II           FIXED
NEWTON                            Yes               6M PP                 14.38               14.38           I            FIXED
LINDEN                             No               No PP                 34.29               49.85           II           FIXED
OKEECHOBEE                        Yes               2Y PP                  17.8                21.6           I            LIBOR 2/6 ARM
BOONE                              No               No PP                  29.4                42.2           II           FIXED
LA PORTE                          Yes               3Y PP                 19.36               38.52           I            FIXED
WICHITA                           Yes               6M PP                 15.76               41.56           I            LIBOR 2/6 ARM
NEWTON                             No               No PP                 40.37               49.52           I            FIXED
PERRY                             Yes               6M PP                  8.52               24.06           I            LIBOR 5/1 ARM
GRANGER                            No               No PP                 27.88               30.09           II           FIXED
FRANKFORT                          No               No PP                     0               19.41           I            FIXED
HARTLEY                            No               No PP                 15.79               29.86           II           FIXED
WALLLA WALLA                      Yes               3Y PP                 27.94               35.08           I            LIBOR 3/6 ARM IO
SHALIMAR                          Yes               2Y PP                  33.9                35.2           I            LIBOR 2/6 ARM
CONWAY SPRINGS                    Yes               6M PP                     0                50.1           I            LIBOR 5/1 ARM
SACRAMENTO                        Yes               2Y PP                  46.6                46.9           I            LIBOR 2/6 ARM IO
LATHROP                           Yes               3Y PP                 23.24                34.4           II           FIXED
CHARLESTON                         No               No PP                 28.84               33.77           II           FIXED
DIXON IL 61021                     No               No PP                 17.38               26.21           II           FIXED
COVINGTON                         Yes               3Y PP                 26.82               42.76           II           FIXED
EVERETT                           Yes               2Y PP                 26.82                44.3           I            LIBOR 2/6 ARM IO
LAS VEGAS                         Yes               2Y PP                 24.38               46.37           I            LIBOR 2/6 ARM IO
AURORA                            Yes               3Y PP                 10.72               19.66           I            FIXED
FRANKLIN                          Yes               3Y PP                 31.53               48.48           II           FIXED
INDEPENDENCE                      Yes               2Y PP                 30.35               47.13           I            LIBOR 2/6 ARM
INDEPENDENCE                      Yes               3Y PP                  5.85                8.88           I            FIXED
PHOENIX                           Yes               2Y PP                 26.36               43.36           I            LIBOR 2/6 ARM IO
MEMPHIS                           Yes               3Y PP                 33.62               37.24           I            FIXED
ATKINS                             No               No PP                 40.42               49.19           I            40YR BALLOON
WINLOCK                           Yes               3Y PP                 16.77               16.77           I            40YR BALLOON
BRYANT                            Yes               2Y PP                 29.64               46.21           I            LIBOR 2/6 ARM IO
INVERNESS                         Yes               3Y PP                  32.6                  45           II           FIXED
LAS VEGAS                          No               No PP                 24.38               46.37           I            BALLOON
MEMPHIS                           Yes               3Y PP                 17.19               23.16           II           FIXED
NORTH LAS VEGAS                   Yes               3Y PP                  46.2                  52           II           40YR BALLOON
SHREVEPORT                        Yes               3Y PP                 17.36               36.99           II           FIXED
SIOUX CITY                         No               No PP                  37.9                54.8           II           FIXED
VANCOUVER                         Yes               3Y PP                 25.98               47.08           II           FIXED
ALBUQUERQUE                        No               No PP                 35.14               47.12           I            LIBOR 2/6 ARM
INDIANOLA                          No               No PP                 45.65               45.65           II           FIXED
PORTLAND                          Yes               3Y PP                 25.96               35.51           II           FIXED
NORTH LAS VEGAS                    No               No PP                  45.1                50.3           II           BALLOON
RAPIDS CITY                        No               No PP                 16.25               24.47           II           FIXED
MIAMI                             Yes               3Y PP                     5                 6.8           I            FIXED IO
EXETER                            Yes               2Y PP                 24.82                27.5           I            LIBOR 2/6 ARM
WICHITA                            No               No PP                  31.7               49.88           II           FIXED
VANCOUVER                          No               No PP                 25.98               47.08           II           BALLOON
BARTLESVILLE                      Yes               3Y PP                  19.6                34.9           II           FIXED
WORTH                              No               No PP                 23.84               48.01           II           FIXED
MESA                              Yes               3Y PP                 24.81               24.81           II           FIXED
NORFOLK                           Yes               3Y PP                 23.53               40.28           II           FIXED
WEST DES MOINES                    No               No PP                    45               46.32           I            FIXED
BETTENDORF                         No               No PP                 10.19                12.1           I            FIXED
HEWITT                            Yes               3Y PP                 34.56               49.97           I            40YR BALLOON
FORT SMITH                        Yes               3Y PP                 19.63               47.63           II           FIXED
WICHITA                            No               No PP                 38.31               44.44           II           FIXED
ENUMCLAW                          Yes               3Y PP                  39.8                53.5           II           FIXED
CRAWFORDSVILLE                     No               No PP                 25.45               44.56           II           FIXED
EVERETT                           Yes               3Y PP                 30.07                49.1           II           FIXED IO
EVERETT                           Yes               3Y PP                 30.07                49.1           II           FIXED
LINDSBORG                         Yes               6M PP                 24.43               47.34           I            FIXED
TACOMA                            Yes               3Y PP                  33.5                54.8           II           FIXED
PUYALLUP                          Yes               3Y PP                 41.63               41.63           II           FIXED
BATTLE GROUND                      No               No PP                 21.41               45.06           I            LIBOR 2/6 ARM
WATAUGA                           Yes               2Y PP                 34.66               46.44           I            LIBOR 2/6 ARM
DAVENPORT                          No               No PP                  39.2                53.4           II           FIXED IO
LAKE STEVENS                      Yes               3Y PP                 22.22               41.35           II           FIXED
PLAINFIELD                         No               No PP                  25.6                32.8           I            FIXED
PLAINFIELD                         No               No PP                  25.6                32.8           I            BALLOON
BROOKLYN PARK                     Yes               3Y PP                 27.24               32.47           I            FIXED
BROOKLYN PARK                      No               No PP                 27.24               32.47           I            BALLOON
OAKLAND CITY                      Yes               3Y PP                  12.8               44.26           I            FIXED
BRITTON                           Yes               2Y PP                 17.07               17.25           I            LIBOR 2/6 ARM
MACHESNEY PARK                     No               No PP                 25.53               49.97           I            40YR BALLOON
DETROIT                           Yes               3Y PP                     0               38.89           I            BALLOON
ELGIN                              No               No PP                  42.5                42.9           II           FIXED
BENSENVILLE                        No               No PP                 49.31               49.82           II           FIXED IO
MIDLAND                           Yes               3Y PP                 30.91               45.28           I            FIXED
CRYSTAL                           Yes               3Y PP                 26.04               39.54           I            FIXED
THIEF RIVER FAL                   Yes               3Y PP                 13.27               48.36           II           FIXED
SAUK VILLAGE                       No               No PP                 28.44               33.19           I            LIBOR 2/6 ARM
DETROIT                           Yes               3Y PP                     0               40.03           I            BALLOON
EVELETH                           Yes               3Y PP                 20.72               31.44           II           40YR BALLOON
GLENDALE HEIGHT                    No               No PP                 22.21               42.72           II           BALLOON
GREENWOOD                         Yes               2Y PP                  35.1                39.7           I            LIBOR 2/6 ARM
BURNSVILLE                        Yes               3Y PP                  29.1                37.2           II           40YR BALLOON
ROCKFORD                           No               No PP                  17.7                29.8           I            BALLOON
GILBERTSVILLE                     Yes               3Y PP                 33.38               45.03           I            FIXED
KOKOMO                            Yes               3Y PP                 21.04               27.51           II           FIXED
HUTCHINSON                        Yes               3Y PP                  48.6               49.77           II           FIXED
ZIMMERMAN                         Yes               3Y PP                 34.46               39.53           II           40YR BALLOON
CAMBRIA                            No               No PP                 44.15               44.15           II           FIXED
MAPLE GROVE                        No               No PP                 40.07               45.23           II           BALLOON
STREAMWOOD                         No               No PP                 32.83               46.23           I            LIBOR 2/6 ARM
CHICAGO                            No               No PP                  17.6                  27           I            FIXED
MATTESON                           No               No PP                 29.09               47.14           II           40YR BALLOON
MINNEAPOLIS                        No               No PP                  30.7                45.5           II           BALLOON
MATTESON                           No               No PP                 29.09               47.14           II           BALLOON
SPRING LAKE                       Yes               2Y PP                 27.63               30.11           I            LIBOR 2/6 ARM
OTTAWA                             No               No PP                 23.97               35.84           I            FIXED
SAINT PAUL                         No               No PP                 43.08               49.32           II           BALLOON
CHICAGO                            No               No PP                  39.3                41.8           II           FIXED
CRETE                              No               No PP                  32.8              50.324           I            TREAS. 5/1 ARM IO
POPLAR GROVE                       No               No PP                 32.47               44.49           II           FIXED
BOONVILLE                         Yes               3Y PP                 25.84               26.36           II           FIXED
HAZEL CREST                        No               No PP                     0               37.32           I            LIBOR 2/6 ARM
DAWSON                            Yes               3Y PP                 28.32               43.16           II           FIXED
UNIVERSITY PARK                    No               No PP                  32.7                32.7           II           BALLOON
JORDAN                             No               No PP                 23.23               47.31           I            BALLOON
MAYWOOD                            No               No PP                  40.5                48.9           I            FIXED
ROCKFORD                           No               No PP                 17.79               17.79           I            FIXED
LITTLE CANADA                      No               No PP                 29.25               30.59           II           BALLOON
DAVIS JUNCTION                     No               No PP                 14.02               38.93           I            FIXED
BUFFALO                            No               No PP                  19.9                36.1           II           BALLOON
BOLINGBROOK                        No               No PP                 26.35               26.35           I            BALLOON
CHICAGO                            No               No PP                 43.48               46.75           I            FIXED
TAYLOR                            Yes               2Y PP                 42.95               43.51           I            LIBOR 2/6 ARM
ATWATER                           Yes               2Y PP                     0               45.28           I            LIBOR 2/6 ARM
SOUTH PARIS                        No               No PP                  51.7                54.1           II           FIXED
NEW RICHMOND                       No               No PP                 48.88               49.86           II           40YR BALLOON
CHICAGO                            No               No PP                 35.92               37.13           I            LIBOR 2/6 ARM
NEW RICHMOND                       No               No PP                 48.88               49.86           II           BALLOON
AUBURN HILLS                      Yes               3Y PP                 24.58               46.52           I            40YR BALLOON
SAUK VILLAGE                       No               No PP                 33.93               34.72           I            LIBOR 3/6 ARM
BEAVER DAM                        Yes               3Y PP                 23.11               40.21           I            FIXED IO
LA SALLE                           No               No PP                 29.04               29.04           I            FIXED
DAVISON                           Yes               3Y PP                 30.23               43.97           II           FIXED
OXFORD                             No               No PP                  19.4                51.3           I            LIBOR 2/6 ARM IO
MINNETONKA                        Yes               3Y PP                 33.35               47.23           I            FIXED
NEWBURGH                          Yes               3Y PP                 44.37               44.37           II           FIXED
CHICAGO                            No               No PP                 26.88               28.42           I            FIXED
JOLIET                             No               No PP                 36.08               43.11           II           FIXED
CONCORDIA                         Yes               6M PP                 17.67               18.78           I            LIBOR 5/1 ARM
SPRINGFIELD                       Yes               3Y PP                 17.31               32.82           II           FIXED
MARQUETTE HEIGH                    No               No PP                 31.61               45.81           II           FIXED
FRANKFORT                          No               No PP                 45.78               46.81           I            LIBOR 2/6 ARM
NASHVILLE                         Yes               3Y PP                 23.19               33.42           II           FIXED
MOUNT PROSPECT                     No               No PP                 41.48               42.22           II           40YR BALLOON
GRAND PRAIRIE                     Yes               3Y PP                 36.43               45.35           I            FIXED IO
SHERMAN                           Yes               3Y PP                  17.9                43.4           II           FIXED
ELDORA                             No               No PP                  18.7               36.49           II           FIXED
MIDLOTHIAN                         No               No PP                  41.3               49.38           II           FIXED
LIBERAL                            No               No PP                 11.32               36.26           I            FIXED
HOUSTON                            No               No PP                 26.97                  38           II           FIXED
CEDAR RAPIDS                       No               No PP                 24.98               46.06           II           FIXED
ABILENE                           Yes               3Y PP                  12.9               43.68           I            FIXED
KANSAS CITY                       Yes               2Y PP                 45.46               45.46           I            LIBOR 2/6 ARM
TACOMA                            Yes               3Y PP                 26.64               37.72           II           FIXED
OSCEOLA                            No               No PP                 21.77               49.48           II           FIXED
GENESEO                            No               No PP                 19.14                49.9           II           FIXED
SEAGOVILLE                         No               No PP                 32.71               42.81           II           FIXED
SEATTLE                           Yes               3Y PP                  43.3                51.9           I            FIXED
OLYMPIA                            No               No PP                 35.99               48.94           II           BALLOON
NEW ORLEANS                       Yes               3Y PP                  38.4                  50           I            FIXED
TACOMA                            Yes               3Y PP                 39.36               49.94           I            LIBOR 2/6 ARM IO
ARLINGTON                         Yes               3Y PP                 32.91               34.03           II           FIXED
DALLAS                            Yes               3Y PP                 13.28               17.24           I            FIXED
MONROE                             No               No PP                  7.33               14.69           I            FIXED
CEDAR FALLS                        No               No PP                 15.89               22.19           II           FIXED
SHERMAN                           Yes               3Y PP                 19.23               19.23           I            FIXED
COMBINE                            No               No PP                  16.7                21.2           II           FIXED
HOUSTON                            No               No PP                 25.29                  37           II           FIXED
MERIAM                            Yes               6M PP                 18.83               20.37           II           FIXED
BLUE RIDGE                        Yes               3Y PP                 39.35               49.22           I            FIXED IO
KANSAS CITY                       Yes               2Y PP                 41.93               49.62           I            LIBOR 2/6 ARM
SPRINGFIELD                       Yes               3Y PP                 20.58               20.58           II           FIXED
HAMILTON                          Yes               3Y PP                 30.16               38.24           II           FIXED
CONROE                             No               No PP                  8.89               29.02           II           FIXED
KENNEWICK                         Yes               3Y PP                 23.05                49.9           I            LIBOR 5/1 ARM
KNOXVILLE                          No               No PP                 22.15               42.13           II           FIXED
HUMBLE                            Yes               3Y PP                 28.14               46.44           I            FIXED
WELLINGTON                        Yes               3Y PP                 36.77               43.05           I            FIXED
BUTLER                            Yes               3Y PP                 16.13               34.53           I            FIXED
SPRINGFIELD                       Yes               2Y PP                 49.06               49.06           I            LIBOR 2/6 ARM
PANAMA CITY BEA                   Yes               2Y PP                    30                42.9           I            LIBOR 2/6 ARM
SARITA                            Yes               3Y PP                 12.64               28.08           II           FIXED
POTTSBORO                         Yes               3Y PP                 34.88                49.9           I            40YR BALLOON
MASON CITY                         No               No PP                 14.16               16.82           I            FIXED
NICKERSON                         Yes               6M PP                 23.56               41.66           II           FIXED
GRANDVIEW                         Yes               3Y PP                 49.94               49.94           II           FIXED
MIRAMAR                           Yes               3Y PP                  31.7                39.8           I            LIBOR 5/1 ARM IO
CLEARWATER                        Yes               6M PP                 23.23               49.39           I            LIBOR 5/1 ARM
LEAVENWORTH                       Yes               6M PP                  18.2               43.37           II           FIXED
INDEPENDENCE                      Yes               3Y PP                 40.75               44.92           II           FIXED
BLOOMINGTON                        No               No PP                 12.53               21.97           II           FIXED
INDEPENDENCE                      Yes               3Y PP                 37.66               49.27           II           FIXED
WATERLOO                           No               No PP                  18.3                32.6           II           FIXED
SANTA ROSA BEAC                   Yes               3Y PP                  23.5                35.8           I            LIBOR 2/6 ARM
LARGO                             Yes               2Y PP                  28.3                34.5           I            LIBOR 2/6 ARM
SEARCY                            Yes               3Y PP                 19.97               39.85           I            LIBOR 2/6 ARM
BEAVERTON                         Yes               3Y PP                 32.96               44.99           II           FIXED IO
GRINNELL                           No               No PP                  29.7               35.91           I            FIXED
SEAGOVILLE                        Yes               3Y PP                  18.9               49.47           II           FIXED
BOONVILLE                         Yes               3Y PP                 17.98               42.49           II           FIXED
SPRINGDALE                        Yes               2Y PP                  25.9                25.9           I            LIBOR 2/6 ARM
MIDDLETON                         Yes               3Y PP                 47.79               48.62           I            FIXED
SAN ANTONIO                       Yes               3Y PP                 12.78               29.08           I            FIXED
EDMOND                             No               No PP                 37.31               45.92           I            LIBOR 2/6 ARM
DALLAS                            Yes               3Y PP                  26.6               42.04           II           FIXED
PEARCY                            Yes               3Y PP                 23.57               33.26           I            FIXED
FORT WORTH                        Yes               3Y PP                  29.6                50.6           I            40YR BALLOON
CEDAR HILL                        Yes               3Y PP                 30.82               42.45           II           FIXED
HOUSTON                           Yes               3Y PP                 20.01               48.52           I            FIXED
MEMPHIS                           Yes               3Y PP                  36.4               49.51           II           FIXED
TYLER                             Yes               3Y PP                 32.51               32.51           II           FIXED
BENTON                            Yes               3Y PP                 46.94               49.91           I            FIXED
NORTH LITTLE RO                   Yes               3Y PP                 36.83               43.69           II           FIXED
WYLIE                             Yes               3Y PP                 24.66               39.24           I            FIXED IO
HOUSTON                           Yes               3Y PP                 42.34               46.21           I            FIXED
LITTLETON                         Yes               3Y PP                 41.97                48.6           I            FIXED
DENTON                            Yes               3Y PP                 23.87               25.98           II           FIXED
ATHENS                            Yes               3Y PP                 24.32               40.56           I            FIXED
GRAND PRAIRIE                     Yes               3Y PP                 31.04                43.3           II           FIXED
ARLINGTON                         Yes               3Y PP                 40.71               41.25           II           FIXED
GRAND PRAIRIE                     Yes               3Y PP                  41.4               43.98           II           FIXED
CHILDRESS                         Yes               3Y PP                 20.68               27.43           I            FIXED
CARROLLTON                        Yes               3Y PP                  19.8               32.78           I            FIXED
ARLINGTON                         Yes               3Y PP                 45.53               46.91           II           FIXED
PROVIDENCE VILL                   Yes               3Y PP                 39.25               49.85           II           FIXED IO
PROVIDENCE VILL                    No               No PP                 39.25               49.85           II           BALLOON
SEVIERVILLE                       Yes               3Y PP                  47.1                47.5           I            FIXED
FRESNO                            Yes               3Y PP                 31.79               40.74           I            FIXED
DESOTO                            Yes               3Y PP                 26.02                26.3           II           FIXED
SOUTH HAVEN                       Yes               6M PP                 19.89               41.93           I            LIBOR 5/1 ARM
BURRTON                           Yes               6M PP                 20.68               40.96           I            LIBOR 5/1 ARM
SAN JACINTO                       Yes               3Y PP                  40.2                54.6           II           FIXED
PERU                              Yes               6M PP                 14.59                  20           I            LIBOR 2/6 ARM
ATLANTA                           Yes               2Y PP                  31.6                37.5           I            LIBOR 2/6 ARM
GAINESVILLE                       Yes               3Y PP                 32.44               39.27           II           40YR BALLOON
ALBUQUERQUE                        No               No PP                 22.84               43.54           I            LIBOR 3/6 ARM
CITY NAME                         Yes               3Y PP                  49.1               49.28           II           FIXED
SOLDIER                            No               No PP                  9.27                26.5           II           FIXED
DODGE CITY                        Yes               6M PP                 45.74               49.72           I            LIBOR 5/1 ARM
BRANSON                           Yes               2Y PP                  23.2                29.2           I            LIBOR 2/6 ARM
ALLEN                             Yes               2Y PP                 37.61               49.87           I            LIBOR 2/6 ARM IO
ALTO PASS                          No               No PP                 20.27               31.68           I            LIBOR 2/6 ARM
ARLINGTON                         Yes               3Y PP                 27.09               47.28           II           FIXED
FORT WORTH                        Yes               2Y PP                   9.1                  39           I            LIBOR 2/6 ARM
SIKESTON                          Yes               3Y PP                 16.77               40.21           I            FIXED
CONVERSE                           No               No PP                 25.56               42.22           I            LIBOR 2/6 ARM
THE DALLES                        Yes               3Y PP                 49.86               49.86           II           FIXED IO
HUMBLE                             No               No PP                 15.98               29.64           II           FIXED
KELSO                             Yes               3Y PP                 29.04               29.04           II           FIXED
BATESVILLE                        Yes               3Y PP                 18.81               45.51           I            FIXED
GUN BARREL CITY                    No               No PP                 16.09                  33           II           FIXED
ERIE                               No               No PP                 27.79               34.47           II           FIXED
WATERLOO                           No               No PP                 37.02               46.45           II           FIXED
VILLAGE MILLS                     Yes               3Y PP                 28.05               28.05           I            FIXED
IOWA CITY                          No               No PP                 10.13               37.53           I            FIXED
SHREWSBURY                         No               No PP                 38.54               45.79           II           FIXED
GILMER                            Yes               3Y PP                 26.25               42.82           II           FIXED
LITTLE ROCK                       Yes               3Y PP                   9.7               34.22           II           FIXED
COLLEGE STATION                   Yes               3Y PP                 21.89               49.43           I            FIXED
TRENTON                           Yes               3Y PP                 15.63               30.81           I            FIXED
DIBOLL                            Yes               3Y PP                  28.6                28.6           I            FIXED
OMAHA                             Yes               3Y PP                 18.67               23.15           II           FIXED
PERRYVILLE                        Yes               3Y PP                  32.4               45.43           I            FIXED
COVINGTON                         Yes               3Y PP                  22.3               34.33           II           FIXED
CARSON                             No               No PP                 20.49                37.5           II           FIXED
GRANDVIEW                         Yes               2Y PP                 34.95               42.12           I            LIBOR 2/6 ARM
LEBANON                           Yes               3Y PP                 19.75               46.75           II           40YR BALLOON
DALLAS                             No               No PP                  10.1                13.6           I            FIXED
OLYMPIA                           Yes               3Y PP                 35.99               48.94           II           FIXED IO
ALFORD                            Yes               3Y PP                    26                46.3           II           FIXED
BARTLESVILLE                      Yes               2Y PP                 21.08               43.18           I            LIBOR 2/6 ARM
OSAWATOMIE                        Yes               6M PP                 41.46               45.78           II           BALLOON
FRANKFORT                          No               No PP                  17.1                51.1           I            LIBOR 2/6 ARM
PROSSER                            No               No PP                 40.09               40.64           II           BALLOON
MINGO                              No               No PP                 12.59               26.13           II           FIXED
THE WOODLANDS                      No               No PP                  10.1               31.04           II           FIXED
WICHITA                           Yes               6M PP                 20.68               25.48           I            LIBOR 2/6 ARM
WINFIELD                          Yes               6M PP                 24.52               36.24           I            LIBOR 2/6 ARM
MEMPHIS                           Yes               2Y PP                  9.89               40.41           I            LIBOR 2/6 ARM
KANSAS CITY                       Yes               3Y PP                  43.8                43.8           II           FIXED
FORT WORTH                        Yes               3Y PP                 31.27               46.33           II           FIXED
N. RICHLAND HIL                   Yes               3Y PP                 15.22               44.15           I            FIXED
FORT LAUDERDALE                   Yes               3Y PP                    30                40.2           I            FIXED
HOUSTON                            No               No PP                 18.96               22.41           II           FIXED
GAINESVILLE                        No               No PP                 21.15               47.81           II           FIXED
FORT LAUDERDALE                   Yes               3Y PP                    30                40.2           I            BALLOON
FRANKFORT                          No               No PP                 27.54               48.62           I            LIBOR 2/6 ARM
OSAWATOMIE                        Yes               6M PP                 36.47               37.97           II           BALLOON
ROWLETT                           Yes               3Y PP                 10.11               14.81           I            FIXED
LACY LAKEVIEW                     Yes               3Y PP                  25.6                49.7           I            40YR BALLOON
KANSAS CITY                       Yes               3Y PP                 45.39               46.96           II           FIXED
SAN ANTONIO                       Yes               3Y PP                 22.98               42.01           I            FIXED
SALEM                             Yes               3Y PP                  54.1                54.1           II           FIXED IO
WASHINGTON                         No               No PP                 16.33               28.43           II           FIXED
FT LAUDERDALE                     Yes               3Y PP                   9.9                12.5           I            FIXED
WICHITA                           Yes               6M PP                 15.51               42.42           I            LIBOR 2/6 ARM
GLENN HEIGHTS                      No               No PP                  35.1               44.87           II           BALLOON
CADDO MILLS                        No               No PP                  9.51               45.02           I            BALLOON
OKLAHOMA CITY                     Yes               3Y PP                  35.1                54.9           II           FIXED IO
OKLAHOMA CITY                      No               No PP                  35.1                54.9           II           BALLOON
ALVARADO                           No               No PP                 14.14               23.18           II           FIXED
ROSENBERG                          No               No PP                  26.1               33.37           II           FIXED
CORDOVA                           Yes               2Y PP                  33.3               48.48           I            LIBOR 2/6 ARM
BOSSIER CITY                      Yes               3Y PP                 22.48               40.07           II           FIXED
FATE                              Yes               2Y PP                 28.97               49.25           I            LIBOR 2/6 ARM
MEMPHIS                           Yes               3Y PP                 23.81               46.99           II           FIXED
DALLAS                             No               No PP                  23.7                  43           I            FIXED
LAMAR                             Yes               2Y PP                 32.88               36.41           I            LIBOR 2/6 ARM
EULESS                            Yes               2Y PP                 22.68               40.08           I            LIBOR 2/6 ARM
FORT WORTH                        Yes               3Y PP                 44.37               47.86           II           FIXED
CECILIA                           Yes               2Y PP                 17.82               28.33           I            LIBOR 2/6 ARM
CROWLEY                           Yes               2Y PP                 28.15               39.82           I            LIBOR 2/6 ARM
LAS VEGAS                         Yes               2Y PP                 35.56                42.8           I            LIBOR 2/6 ARM
CROWLEY                            No               No PP                 28.15               39.82           II           BALLOON
BATON ROUGE                       Yes               3Y PP                 30.97               37.14           II           FIXED
EL PASO                           Yes               2Y PP                 20.73               39.33           I            LIBOR 2/6 ARM
KATY                              Yes               3Y PP                  24.8                45.9           II           FIXED
LAKE WORTH                        Yes               3Y PP                  23.4               37.88           II           FIXED
GARLAND                           Yes               2Y PP                 20.81               22.16           I            LIBOR 2/6 ARM
ANTIOCH                           Yes               2Y PP                 33.83               43.27           I            LIBOR 2/6 ARM
ANTIOCH                            No               No PP                 33.83               43.27           II           BALLOON
GARLAND                            No               No PP                 37.18               45.37           II           FIXED
ALLEN                             Yes               3Y PP                  18.6                48.7           I            FIXED
ALLEN                              No               No PP                  18.6                48.7           I            BALLOON
HARRAH                            Yes               3Y PP                 27.78               47.67           II           FIXED
EL PASO COUNTY                    Yes               2Y PP                 28.86               40.48           I            LIBOR 2/6 ARM
TULSA                             Yes               2Y PP                 36.92               47.59           I            LIBOR 2/6 ARM
DALLAS                            Yes               2Y PP                 21.14               42.84           I            LIBOR 2/6 ARM
FATE                               No               No PP                 40.51               43.86           II           BALLOON
DALLAS                            Yes               2Y PP                 40.19               46.54           I            LIBOR 2/6 ARM
LEWISVILLE                        Yes               2Y PP                 30.78               36.96           I            LIBOR 2/6 ARM
FORT WORTH                        Yes               3Y PP                 14.04               32.33           II           FIXED
SAN ANTONIO                       Yes               2Y PP                 41.27               41.27           I            LIBOR 2/6 ARM
EL PASO                           Yes               3Y PP                    27               28.55           I            FIXED
MCKINNEY                          Yes               3Y PP                  26.5                53.2           I            FIXED
DENVER                            Yes               3Y PP                 32.96               40.35           I            LIBOR 5/1 ARM IO
TUPELO                            Yes               3Y PP                 48.23                48.8           II           FIXED
AZLE                              Yes               3Y PP                  38.7                  49           II           FIXED
ROCKWALL                          Yes               3Y PP                 30.81                38.9           II           40YR BALLOON
KATY                              Yes               3Y PP                 27.25               37.76           I            40YR BALLOON
FORT WORTH                         No               No PP                 25.34               41.35           I            LIBOR 2/6 ARM
RICHMOND                          Yes               3Y PP                 21.19                37.2           II           FIXED
MEMPHIS                           Yes               3Y PP                 21.77               46.16           II           FIXED
DERBY                             Yes               6M PP                  21.2                43.7           I            LIBOR 2/6 ARM
CABOT                             Yes               3Y PP                 19.99               28.71           II           FIXED
HOUMA                             Yes               3Y PP                     0               40.07           I            FIXED
SINTON                            Yes               3Y PP                 23.39               23.39           I            FIXED
EL PASO                           Yes               3Y PP                 35.44               35.44           I            FIXED
FORT WORTH                        Yes               2Y PP                 34.07               40.06           I            LIBOR 2/6 ARM
MEMPHIS                           Yes               3Y PP                 25.43               29.01           II           40YR BALLOON
WOODLAWN                          Yes               2Y PP                 21.47               49.88           I            LIBOR 2/6 ARM
WOODLAWN                           No               No PP                 21.51               49.92           II           BALLOON
BROKEN ARROW                       No               No PP                 31.71               46.59           I            BALLOON
WICHITA FALLS                      No               No PP                 37.03               41.91           II           BALLOON
HUTTO                              No               No PP                 24.82               47.45           II           BALLOON
BOLIVAR                           Yes               3Y PP                 14.18               27.62           II           FIXED
BOLIVAR                            No               No PP                 14.18               27.62           II           BALLOON
GARLAND                           Yes               3Y PP                 31.45               44.99           II           FIXED
RICHARDSON                        Yes               3Y PP                 46.25               48.47           II           FIXED
MESQUITE                           No               No PP                 31.56               38.97           II           BALLOON
MESQUITE                           No               No PP                 33.64               49.02           II           BALLOON
MESQUITE                          Yes               3Y PP                 23.02                47.2           I            FIXED
FORT WORTH                         No               No PP                 37.62                40.7           II           BALLOON
DELIGHT                           Yes               3Y PP                 16.18               35.07           I            FIXED
MEMPHIS                           Yes               3Y PP                 23.41               44.63           I            BALLOON
WELCH                             Yes               2Y PP                 27.45                35.1           I            LIBOR 2/6 ARM
PARIS                             Yes               3Y PP                    17                27.8           I            40YR BALLOON
FATE                               No               No PP                  20.9                47.7           I            BALLOON
SOUTHAVEN                         Yes               3Y PP                 30.34               41.59           I            FIXED IO
FLINT                             Yes               2Y PP                 21.47               32.47           I            LIBOR 2/6 ARM
WHITEHOUSE                         No               No PP                 33.48               43.98           II           BALLOON
GARLAND                           Yes               3Y PP                 23.97               49.97           II           40YR BALLOON
FATE                              Yes               3Y PP                 20.58               29.74           II           FIXED
ALVIN                              No               No PP                 33.04               34.89           II           BALLOON
LAREDO                             No               No PP                 30.07               42.63           I            BALLOON
INOLA                             Yes               3Y PP                 29.11               49.86           II           40YR BALLOON
AZLE                              Yes               3Y PP                 29.73               40.18           II           FIXED
MERCEDES                           No               No PP                 15.43               42.45           II           FIXED
ARLINGTON                         Yes               3Y PP                 32.15               42.83           II           FIXED
DUMAS                             Yes               3Y PP                 20.25               49.65           I            FIXED
WINNSBORO                         Yes               2Y PP                 14.61               19.87           I            LIBOR 2/6 ARM
ARLINGTON                         Yes               3Y PP                   2.7               10.67           I            FIXED
SANGER                            Yes               1Y PP                  31.9               47.14           I            LIBOR 5/1 ARM
SAND SPRINGS                      Yes               3Y PP                  31.1               35.17           II           FIXED
ODESSA                            Yes               3Y PP                 30.48               47.56           I            40YR BALLOON
WYLIE                             Yes               3Y PP                 31.91               41.23           II           FIXED
WEATHERFORD                       Yes               3Y PP                 20.99               44.35           II           FIXED
WATAUGA                           Yes               3Y PP                 19.99               49.08           I            FIXED
LITTLE ROCK                       Yes               3Y PP                 21.77               41.39           II           FIXED
LEXINGTON                         Yes               2Y PP                 15.67               48.88           I            LIBOR 2/6 ARM
MESQUITE                           No               No PP                 18.72                47.9           II           BALLOON
GRAPEVINE                         Yes               3Y PP                  35.5                  46           II           FIXED IO
EL PASO                           Yes               3Y PP                 27.99               47.53           I            LIBOR 5/1 ARM
WOLFFORTH                         Yes               3Y PP                 31.21               43.32           I            40YR BALLOON
MOUNDS                            Yes               3Y PP                 30.99               31.47           II           FIXED
FORT WORTH                        Yes               2Y PP                  37.3               39.03           I            LIBOR 2/6 ARM
ALLEN                              No               No PP                 22.22               42.68           II           BALLOON
DALLAS                            Yes               2Y PP                 24.65               46.45           I            LIBOR 2/6 ARM
JACKSON                           Yes               3Y PP                  31.6               37.61           II           FIXED
BURNET                             No               No PP                  6.35                7.68           I            LIBOR 2/6 ARM
FRISCO                            Yes               2Y PP                 27.78                42.6           I            LIBOR 2/6 ARM
OLIVE BRANCH                      Yes               3Y PP                 25.74               36.34           I            FIXED
HOUSTON                            No               No PP                 27.52               36.72           II           BALLOON
CEDAR HILL                        Yes               2Y PP                 24.19               35.48           I            LIBOR 2/6 ARM
SEAGOVILLE                         No               No PP                 37.97               48.12           II           BALLOON
BOLIVAR                           Yes               3Y PP                 36.37               36.94           I            40YR BALLOON
TULSA                             Yes               3Y PP                 31.66               48.61           II           FIXED
HORIZON CITY                      Yes               3Y PP                  19.1               49.48           I            FIXED
KATY                               No               No PP                 19.43               42.06           I            BALLOON
SUNSET                             No               No PP                  22.3               46.03           II           BALLOON
CLEBURNE                          Yes               3Y PP                   8.7                18.5           I            FIXED
JACKSON                           Yes               3Y PP                 23.27               24.37           II           FIXED
SHERMAN                           Yes               3Y PP                  28.6                35.9           II           FIXED
CHATTANOOGA                       Yes               3Y PP                  13.3               17.73           I            FIXED
FRISCO                            Yes               3Y PP                 36.83                37.4           II           FIXED
FORNEY                            Yes               2Y PP                 47.21               49.87           I            LIBOR 2/6 ARM
EL PASO                           Yes               3Y PP                 47.35               48.81           II           FIXED
FORT WORTH                         No               No PP                 22.77               42.31           II           BALLOON
EL PASO                           Yes               3Y PP                     0               19.68           I            FIXED
MESQUITE                          Yes               3Y PP                  25.8                43.3           II           FIXED
BEAUMONT                           No               No PP                 27.16               49.65           I            BALLOON
MEMPHIS                            No               No PP                  40.3                48.6           II           BALLOON
FORT WORTH                         No               No PP                 47.91               48.59           II           BALLOON
TULSA                              No               No PP                 28.91               45.61           II           BALLOON
CADDO MILLS                        No               No PP                 25.79               43.19           II           BALLOON
BURLESON                          Yes               3Y PP                 26.94               36.85           II           FIXED
GRAND PRAIRIE                     Yes               3Y PP                 27.49               31.45           II           FIXED
TULSA                             Yes               3Y PP                 29.81               49.92           II           FIXED
ROWLETT                            No               No PP                 32.81                35.2           II           BALLOON
HICKORY VALLEY                    Yes               3Y PP                  25.2                  35           II           FIXED
GRANBURY                           No               No PP                  39.9                44.4           I            FIXED
DALLAS                            Yes               3Y PP                 27.95               44.09           II           FIXED
PLANO                             Yes               3Y PP                 22.59               38.64           I            FIXED
PLANO                              No               No PP                 22.59               38.64           I            BALLOON
GRAND PRAIRIE                      No               No PP                 12.01                18.8           I            BALLOON
COVINGTON                         Yes               2Y PP                 24.38               26.74           I            LIBOR 2/6 ARM
FORT WORTH                        Yes               3Y PP                  20.1               40.28           II           FIXED
EL PASO                           Yes               2Y PP                  33.1               35.59           I            LIBOR 2/6 ARM
LAGO VISTA                         No               No PP                 47.97               49.78           II           BALLOON
BROWNSVILLE                       Yes               3Y PP                  20.2                43.6           II           FIXED
LUBBOCK                           Yes               3Y PP                 13.91               24.45           I            FIXED
LUBBOCK                            No               No PP                 13.91               24.45           I            BALLOON
ANNA                               No               No PP                 31.83               43.92           II           BALLOON
BOLIVAR                           Yes               3Y PP                  20.8                34.5           I            FIXED
HUMBOLDT                          Yes               2Y PP                 25.79                48.6           I            LIBOR 2/6 ARM
ALEDO                             Yes               3Y PP                  22.2                46.3           II           FIXED
ARLINGTON                          No               No PP                 23.25               35.43           I            BALLOON
COLLIERVILLE                      Yes               3Y PP                    41                  52           II           FIXED
BOLIVAR                           Yes               3Y PP                  31.1                32.1           I            FIXED
HEARTLAND                         Yes               3Y PP                 37.39               40.89           II           FIXED
MIDDLETON                         Yes               3Y PP                 20.63               26.19           I            FIXED
FORT WORTH                        Yes               3Y PP                 23.87               49.17           I            FIXED
RENOVA                            Yes               2Y PP                 17.39               23.69           I            LIBOR 2/6 ARM
MESQUITE                          Yes               3Y PP                 41.32                49.6           II           FIXED IO
MESQUITE                           No               No PP                 41.32                49.6           II           BALLOON
MULVANE                            No               No PP                 42.54               42.54           II           FIXED
WHITWELL                          Yes               3Y PP                 37.13               47.99           II           FIXED
HUTCHINSON                         No               No PP                 17.99               47.19           II           FIXED
LEWISVILLE                         No               No PP                 44.94               46.21           II           BALLOON
CARROLLTON                        Yes               3Y PP                 26.51               37.17           I            FIXED
LOUISVILLE                        Yes               3Y PP                 22.34               33.06           I            LIBOR 2/6 ARM
TULSA                              No               No PP                 24.68               36.32           I            BALLOON
HORIZON CITY                      Yes               3Y PP                 34.35               49.76           II           FIXED
HORIZON CITY                      Yes               3Y PP                 41.46               42.98           II           FIXED
AUSTIN                            Yes               3Y PP                 19.96                  49           I            FIXED IO
LONGVIEW                          Yes               3Y PP                 25.66               45.29           I            FIXED
HOUSTON                            No               No PP                 18.41               38.15           I            BALLOON
CANYON LAKE                       Yes               3Y PP                 32.36               45.75           I            FIXED
ABILENE                           Yes               3Y PP                 28.36               42.29           II           FIXED
ANAHUAC                           Yes               3Y PP                 18.25               40.21           II           FIXED
MIDLAND                           Yes               3Y PP                 24.18               45.24           II           FIXED
HOUSTON                           Yes               3Y PP                 37.18               37.95           I            FIXED
PASADENA                           No               No PP                 25.32               33.81           II           BALLOON
PASADENA                           No               No PP                 30.74               33.05           II           BALLOON
HOCKLEY                            No               No PP                 32.75               49.57           II           BALLOON
BEAUMONT                          Yes               3Y PP                 17.89               28.05           I            FIXED
COLUMBIA                           No               No PP                 30.97               42.18           II           FIXED
AUSTIN                            Yes               1Y PP                 31.85               46.77           I            LIBOR 2/6 ARM
HOUSTON                           Yes               2Y PP                 47.83               49.33           I            LIBOR 2/6 ARM
BEAUMONT                          Yes               3Y PP                  31.3               49.16           II           FIXED
HOUSTON                           Yes               2Y PP                 35.97               49.23           I            LIBOR 2/6 ARM
PASADENA                          Yes               3Y PP                 18.65                47.9           I            FIXED
SAN ANTONIO                       Yes               3Y PP                 41.02               45.96           II           FIXED
HOUSTON                            No               No PP                 21.15               44.57           I            BALLOON
HOUSTON                           Yes               3Y PP                 38.53              45.564           II           FIXED
DUBLIN                            Yes               2Y PP                 20.72              42.555           I            LIBOR 2/6 ARM
HUMBLE                            Yes               3Y PP                 17.21               17.78           I            FIXED
GALENA PARK                       Yes               3Y PP                  31.2               46.92           II           FIXED
HOUSTON                            No               No PP                 25.97                47.5           II           BALLOON
CYPRESS                           Yes               2Y PP                 48.75               49.82           I            LIBOR 2/6 ARM
HUMBLE                             No               No PP                 20.33               34.81           I            BALLOON
SAN ANTONIO                       Yes               3Y PP                    42               45.48           II           FIXED
MCALLEN                           Yes               3Y PP                 36.78               37.43           II           FIXED
PHARR                             Yes               3Y PP                 35.33               46.79           I            FIXED
PHARR                              No               No PP                 35.33               46.79           I            BALLOON
AUSTIN                            Yes               3Y PP                 36.23               49.95           II           FIXED
AUSTIN                             No               No PP                 36.14               49.86           II           BALLOON
KATY                              Yes               3Y PP                 34.72               42.01           II           FIXED
LEAGUE CITY                        No               No PP                 17.75               36.46           I            BALLOON
WACO                              Yes               3Y PP                  25.8               38.76           II           FIXED
MONTGOMERY                        Yes               3Y PP                 29.92                49.9           I            FIXED
CROCKETT                          Yes               3Y PP                 20.44               34.38           I            FIXED
CROCKETT                           No               No PP                  25.9               36.49           I            BALLOON
SAN JUAN                          Yes               2Y PP                 43.93               44.92           I            LIBOR 2/6 ARM
HOUSTON                           Yes               3Y PP                 21.22               35.81           II           FIXED
HOUSTON                            No               No PP                 39.14               39.14           II           BALLOON
MONTGOMERY                        Yes               3Y PP                     0                49.7           I            FIXED
RICHMOND                          Yes               3Y PP                 27.09               48.33           I            FIXED
MISSOURI CITY                     Yes               3Y PP                 15.14               41.16           I            FIXED
SUGAR LAND                        Yes               3Y PP                 20.08               38.77           I            FIXED
KILLEEN                           Yes               3Y PP                 28.72                33.2           II           FIXED
MCALLEN                           Yes               2Y PP                  27.1                37.3           I            LIBOR 2/6 ARM
HOUSTON                           Yes               3Y PP                 26.93               43.53           II           FIXED
HITCHCOCK                         Yes               3Y PP                 35.44               49.27           II           FIXED
HITCHCOCK                          No               No PP                 35.44               49.27           II           BALLOON
SAN ANTONIO                        No               No PP                  39.2               44.75           I            LIBOR 2/6 ARM
HUFFMAN                           Yes               3Y PP                  1.81                4.26           I            FIXED
WHITESBORO                        Yes               3Y PP                 18.17               44.88           I            FIXED
ROUND ROCK                        Yes               3Y PP                 39.02               44.53           II           FIXED
LINDALE                           Yes               2Y PP                  12.4               19.35           I            LIBOR 2/6 ARM IO
HOUSTON                           Yes               3Y PP                 24.16               46.62           II           FIXED
HOUSTON                            No               No PP                 24.61               29.72           I            BALLOON
HOUSTON                           Yes               3Y PP                 12.32               27.82           I            FIXED
CLEVELAND                         Yes               3Y PP                 23.35               34.17           II           FIXED
CLEVELAND                          No               No PP                 23.35               34.17           II           BALLOON
ROUND ROCK                        Yes               2Y PP                  33.2               45.72           I            LIBOR 2/6 ARM
HOUSTON                           Yes               3Y PP                  29.3                53.8           I            FIXED
AUSTIN                            Yes               3Y PP                 36.74               49.88           II           40YR BALLOON
EL PASO                           Yes               3Y PP                 25.87                47.9           I            FIXED
PORTER                            Yes               3Y PP                 29.06               29.06           II           FIXED
WAXAHACHIE                        Yes               3Y PP                 21.72               21.72           I            FIXED
CYPRESS                           Yes               2Y PP                 33.64               47.11           I            LIBOR 2/6 ARM
HOUSTON                           Yes               2Y PP                  31.2                33.5           I            LIBOR 2/6 ARM
HOUSTON                            No               No PP                 34.74               36.35           II           BALLOON
SILSBEE                           Yes               3Y PP                 35.24               45.05           II           FIXED
ROSENBERG                         Yes               2Y PP                 25.28               34.73           I            LIBOR 2/6 ARM
LONGVIEW                          Yes               3Y PP                 48.44               48.98           II           40YR BALLOON
CANYON LAKE                       Yes               3Y PP                 35.31               43.71           I            FIXED
CEDAR PARK                        Yes               3Y PP                  39.7                49.8           II           40YR BALLOON
HOUSTON                           Yes               3Y PP                 28.73               35.61           I            FIXED
HUMBLE                            Yes               3Y PP                  27.3               47.32           I            FIXED
ORANGE                            Yes               3Y PP                 23.32               47.93           II           FIXED
DALLAS                            Yes               3Y PP                 35.11               46.43           II           FIXED
DALLAS                             No               No PP                 33.51               44.83           II           BALLOON
LAREDO                            Yes               3Y PP                 31.25               45.64           I            FIXED
SEALY                             Yes               3Y PP                 30.39               47.41           I            FIXED
BAYTOWN                           Yes               2Y PP                 19.18               31.56           I            LIBOR 2/6 ARM
KATY                              Yes               3Y PP                 43.18               43.18           II           FIXED
MISSOURI CITY                     Yes               3Y PP                 23.11               30.67           I            FIXED
LA PORTE                          Yes               3Y PP                 26.29               36.57           I            FIXED
HUMBLE                            Yes               3Y PP                 44.39               45.31           II           FIXED
LEANDER                           Yes               3Y PP                 31.76               45.96           II           FIXED
CYPRESS                           Yes               3Y PP                 30.19               47.81           II           40YR BALLOON
HOUSTON                           Yes               3Y PP                     0               45.35           I            FIXED
DAYTON                            Yes               3Y PP                 36.77               46.63           I            FIXED
THE WOODLANDS                     Yes               3Y PP                 33.82                43.2           I            FIXED
BROWNSVILLE                       Yes               3Y PP                 28.92               46.95           I            FIXED
KYLE                              Yes               3Y PP                 36.08               49.16           I            FIXED
CORSICANA                          No               No PP                 13.87               37.53           I            BALLOON
HUTTO                             Yes               3Y PP                 46.17                49.7           II           FIXED
PEARLAND                          Yes               3Y PP                 42.47               42.75           I            FIXED
HOUSTON                           Yes               3Y PP                  27.5               29.22           I            40YR BALLOON
HUMBLE                            Yes               2Y PP                  35.5                53.8           I            LIBOR 2/6 ARM IO
DICKINSON                         Yes               3Y PP                 25.77               44.91           II           FIXED
PEARLAND                          Yes               3Y PP                 24.66               39.17           I            FIXED
PEARLAND                           No               No PP                 24.66               39.17           I            BALLOON
BAYTOWN                            No               No PP                 30.52               49.76           I            LIBOR 2/6 ARM
SAGINAW                            No               No PP                 31.72                47.2           II           BALLOON
MESQUITE                           No               No PP                 30.46               43.51           I            BALLOON
BOLIVAR                            No               No PP                 21.84               49.54           I            BALLOON
OTTUMWA                            No               No PP                 16.16               26.08           II           FIXED
MARSHALLTOWN                       No               No PP                 32.15               49.98           II           BALLOON
WYLIE                              No               No PP                 21.42               47.05           I            BALLOON
HAYS                               No               No PP                 28.31               36.31           I            BALLOON
GRINNELL                           No               No PP                  12.1                30.6           I            BALLOON
ALLEN                              No               No PP                 37.61               49.87           II           BALLOON
IOWA CITY                          No               No PP                  17.3               21.12           II           BALLOON
FREEMONT                          Yes               3Y PP                 45.09               49.44           II           BALLOON
NORFOLK                            No               No PP                 34.95               49.57           II           BALLOON
HOUSTON                            No               No PP                  3.41                3.92           I            BALLOON
LUFKIN                             No               No PP                 20.73               44.31           I            BALLOON
LEAGUE CITY                        No               No PP                 32.56               47.85           II           BALLOON
TYLER                             Yes               3Y PP                  29.5                51.4           II           FIXED
KANSAS CITY                        No               No PP                 45.53                47.1           II           BALLOON
SOUTH HOUSTON                     Yes               2Y PP                 35.03               36.56           I            LIBOR 2/6 ARM
LAREDO                            Yes               3Y PP                  39.4               48.48           I            FIXED
HOUSTON                           Yes               2Y PP                 45.88               47.01           I            LIBOR 2/6 ARM
SUGAR LAND                         No               No PP                  16.8                31.9           I            BALLOON
HOUSTON                            No               No PP                    31               34.05           II           FIXED
HOUSTON                           Yes               3Y PP                  25.4                43.3           I            FIXED
CROSBY                             No               No PP                  20.5                50.5           I            BALLOON
HOUSTON                           Yes               3Y PP                 23.19               42.67           II           FIXED
HIGHLANDS                         Yes               3Y PP                 25.06               47.18           II           FIXED
HOUSTON                            No               No PP                 28.33               31.93           I            BALLOON
VIDOR                             Yes               1Y PP                 21.08               37.01           I            LIBOR 2/6 ARM
HOUSTON                           Yes               3Y PP                    29               35.23           II           FIXED
LAKE CHARLES                      Yes               3Y PP                  27.8               48.43           II           FIXED
LUMBERTON                          No               No PP                 31.22               47.92           II           BALLOON
SAN JUAN                           No               No PP                 47.92               48.71           II           BALLOON
WACO                              Yes               3Y PP                  20.7                48.2           II           FIXED
KARNACK                            No               No PP                  21.5                29.8           I            BALLOON
HORIZON                           Yes               3Y PP                 21.18               49.94           I            FIXED
HOUSTON                           Yes               3Y PP                  47.8              36.875           II           FIXED
CEDAR PARK                         No               No PP                 22.11               44.58           I            BALLOON
HOUSTON                           Yes               3Y PP                 32.64               49.19           II           FIXED
BAYTOWN                           Yes               3Y PP                 25.17               45.77           II           FIXED
CHANNELVIEW                       Yes               2Y PP                   5.5               15.95           I            LIBOR 2/6 ARM
SAN ANTONIO                        No               No PP                 15.28               48.43           I            BALLOON
MANOR                              No               No PP                 35.71               36.43           II           BALLOON
FORT WORTH                         No               No PP                  36.6                54.7           II           BALLOON
LEAGUE CITY                       Yes               3Y PP                 11.88                32.2           II           FIXED
SILSBEE                            No               No PP                 15.83               43.37           I            BALLOON
SAN JUAN                           No               No PP                 33.53               38.61           II           BALLOON
WILLIS                             No               No PP                 18.62               40.66           II           BALLOON
HEMPSTEAD                          No               No PP                 29.86               45.93           I            BALLOON
SAN ANTONIO                       Yes               3Y PP                 31.19               44.61           II           FIXED
HUMBLE                            Yes               3Y PP                 19.52               33.89           II           FIXED
HOUSTON                            No               No PP                 15.61               21.38           I            BALLOON
HUMBLE                             No               No PP                 38.33               41.15           II           BALLOON
RIO GRANDE CITY                    No               No PP                  32.5               37.41           II           BALLOON
LYTLE                              No               No PP                 20.33               33.33           II           FIXED
HOUSTON                           Yes               3Y PP                 26.87               44.21           I            FIXED
TOMBALL                            No               No PP                 24.67               45.83           I            BALLOON
RICHMOND                          Yes               3Y PP                 26.41               47.38           II           FIXED
AUSTIN                             No               No PP                 18.39               47.96           I            BALLOON
BROWNSVILLE                       Yes               3Y PP                 17.92               22.59           I            FIXED
HOUSTON                           Yes               3Y PP                 35.33               38.55           II           FIXED
CROSBY                             No               No PP                  29.7                35.1           I            BALLOON
HOUSTON                           Yes               3Y PP                 20.58               28.29           I            FIXED
VICTORIA                           No               No PP                 15.83               33.81           I            BALLOON
SAN ANTONIO                       Yes               3Y PP                 30.06               48.35           I            FIXED
SAN ANTONIO                        No               No PP                 30.98               49.27           I            FIXED
ROSENBERG                         Yes               3Y PP                 17.82               26.02           I            FIXED
BROWNSVILLE                       Yes               3Y PP                 27.61               44.83           I            FIXED
HOUSTON                            No               No PP                  13.7               26.51           I            BALLOON
SAN JUAN                          Yes               3Y PP                 30.11               30.11           II           FIXED
NEW CANEY                          No               No PP                  25.2               40.52           I            BALLOON
HOUSTON                            No               No PP                 17.04               21.43           II           BALLOON
HOUSTON                           Yes               3Y PP                 35.23               44.88           II           FIXED
BAYTOWN                           Yes               3Y PP                  10.6                  38           I            FIXED
BROWNSVILLE                       Yes               3Y PP                    28                39.2           II           FIXED
LA PORTE                          Yes               3Y PP                 34.67               49.83           II           40YR BALLOON
LEWISVILLE                        Yes               3Y PP                 39.49               45.55           II           40YR BALLOON
HORIZON                           Yes               3Y PP                 37.52               48.31           II           FIXED
HOUSTON                           Yes               3Y PP                 49.66               49.66           II           FIXED
HOUSTON                           Yes               3Y PP                 30.85               32.51           II           FIXED
VICTORIA                           No               No PP                 18.95               25.52           II           BALLOON
HOUSTON                           Yes               3Y PP                 31.54               49.36           II           FIXED
HOUSTON                            No               No PP                     0               43.11           I            BALLOON
MAGNOLIA                          Yes               3Y PP                 29.95               45.16           I            FIXED
AUSTIN                            Yes               3Y PP                 35.72               48.44           II           FIXED
HOUSTON                            No               No PP                     0               36.35           I            BALLOON
AUSTIN                            Yes               3Y PP                 30.37               47.37           I            FIXED IO
AUSTIN                             No               No PP                 30.37               47.37           I            BALLOON
SPRING                            Yes               3Y PP                 18.21               22.09           I            FIXED
HOUSTON                           Yes               3Y PP                 44.82               46.29           II           FIXED
SPRING                            Yes               3Y PP                  24.7               40.05           I            FIXED
HOUSTON                           Yes               2Y PP                 28.77               44.28           I            LIBOR 2/6 ARM
CYPRESS                           Yes               3Y PP                 21.87               42.86           I            FIXED
HOUSTON                           Yes               3Y PP                 40.02               49.38           II           40YR BALLOON
HOUSTON                            No               No PP                 40.02               49.38           II           BALLOON
SPRING                             No               No PP                 25.69               34.79           I            BALLOON
HUMBLE                            Yes               3Y PP                  21.8                47.9           I            FIXED
HUMBLE                             No               No PP                  21.8                47.9           I            BALLOON
EDINBURG                          Yes               3Y PP                 35.27               48.31           I            FIXED
HOUSTON                           Yes               3Y PP                 44.26               45.42           II           FIXED
BAYTOWN                           Yes               3Y PP                 34.21               49.81           I            FIXED
HOUSTON                            No               No PP                 19.45               24.82           I            BALLOON
DONNA                             Yes               3Y PP                 30.27               49.93           I            FIXED
EDINBURG                          Yes               3Y PP                 39.24               49.49           I            FIXED
HOUSTON                           Yes               3Y PP                 38.99               43.56           I            FIXED
FRESNO                            Yes               3Y PP                 36.68               49.29           II           FIXED
SAN ANTONIO                        No               No PP                  24.2                50.2           II           FIXED
SAN ANTONIO                       Yes               3Y PP                 35.42               44.68           II           FIXED
HOPKINS                            No               No PP                 35.48               46.05           II           FIXED
BAYTOWN                           Yes               3Y PP                 23.62               49.62           II           FIXED
KATY                              Yes               3Y PP                 37.06               37.66           II           FIXED
PENITAS                           Yes               3Y PP                 25.52               37.39           I            40YR BALLOON
SEA BROOK                         Yes               3Y PP                 24.76               49.48           I            40YR BALLOON
PENITAS                            No               No PP                 25.52               37.39           I            BALLOON
SAN ANTONIO                        No               No PP                 42.46               45.42           II           BALLOON
PFLUGERVILLE                      Yes               3Y PP                 21.87                23.9           I            FIXED
PENITAS                           Yes               3Y PP                    20                32.3           II           FIXED
EDINBURG                           No               No PP                 37.27               46.21           II           BALLOON
KINGWOOD                          Yes               3Y PP                 34.19               45.47           II           FIXED
SPRING                            Yes               3Y PP                  28.1               35.16           I            FIXED
HOUSTON                            No               No PP                 29.09               33.93           II           BALLOON
VIDOR                             Yes               3Y PP                 25.53               42.36           I            FIXED
WINNIE                            Yes               3Y PP                 41.95               43.83           II           FIXED
GRANADA HILLS                     Yes               2Y PP                 36.79               39.83           I            LIBOR 2/6 ARM IO
LAKE ELSINORE                     Yes               2Y PP                 30.57               49.26           I            BALLOON
GRANADA HILLS                     Yes               3Y PP                 44.92               45.94           I            FIXED IO
HESPERIA                          Yes               2Y PP                 30.15               32.35           I            BALLOON
RESEDA AREA                       Yes               2Y PP                  41.4                41.8           I            BALLOON
SUN VALLEY                        Yes               2Y PP                  39.9                46.4           I            BALLOON
MORENO VALLEY                     Yes               2Y PP                  43.2                43.6           I            BALLOON
SOUTH GATE                        Yes               2Y PP                 44.35                49.1           I            BALLOON
LOS ANGELES                       Yes               2Y PP                  38.2                38.6           I            LIBOR 2/6 ARM IO
RIVERSIDE                          No               No PP                  34.7                40.1           II           BALLOON
DESERT HOT SPRI                    No               No PP                     0               30.96           I            LIBOR 2/6 ARM
DESERT HOT SPRI                    No               No PP                     0               30.96           I            BALLOON
LA PUENTE                         Yes               3Y PP                 37.72               39.94           I            LIBOR 5/1 ARM IO
COSTA MESA                        Yes               3Y PP                  37.3               45.54           I            FIXED IO
COSTA MESA                        Yes               2Y PP                  33.4               45.54           I            BALLOON
LAS VEGAS                         Yes               3Y PP                  28.4                29.6           II           40YR BALLOON
SUGARLOAF                         Yes               2Y PP                 36.27               37.66           I            BALLOON
REDLANDS                          Yes               2Y PP                  47.3                47.8           I            BALLOON
SANTA ANA                          No               No PP                  25.1                  47           I            BALLOON
SAN BERNARDINO                    Yes               2Y PP                 40.39               44.91           I            LIBOR 2/6 ARM IO
HIGHLAND                          Yes               3Y PP                 19.42               45.38           II           FIXED IO
LOS ANGELES                       Yes               3Y PP                 39.69                  48           II           FIXED
FONTANA                           Yes               2Y PP                 35.76               35.76           I            BALLOON
SANTA CRUZ                        Yes               3Y PP                  54.9                54.9           I            FIXED IO
BAKERSFIELD                       Yes               3Y PP                 45.33               47.33           I            FIXED IO
FONTANA AREA                      Yes               3Y PP                 32.15               32.15           II           FIXED IO
EL MONTE                          Yes               2Y PP                  45.2                45.7           I            BALLOON
WESTMINSTER                       Yes               3Y PP                 36.32               43.62           I            FIXED IO
FONTANA                           Yes               3Y PP                  27.7                42.9           I            FIXED IO
GARDEN GROVE                       No               No PP                  37.7                45.3           I            BALLOON
MORENO VALLEY                     Yes               2Y PP                  36.2                  43           I            BALLOON
LONG BEACH                        Yes               2Y PP                  42.6                45.7           I            BALLOON
RIALTO                            Yes               2Y PP                  37.7                45.3           I            BALLOON
NUEVO                             Yes               3Y PP                  37.2                45.4           I            LIBOR 5/1 ARM IO
BAKERSFIELD                       Yes               3Y PP                 42.19               42.19           II           40YR BALLOON
LOS ANGELES                       Yes               2Y PP                  41.2                47.5           I            BALLOON
PERRIS                            Yes               3Y PP                 32.12               40.29           II           FIXED IO
ONTARIO                           Yes               3Y PP                  37.9              45.035           II           FIXED
RIVERSIDE AREA                    Yes               3Y PP                  45.7                53.9           I            FIXED IO
HESPERIA                          Yes               3Y PP                  38.9               48.61           I            FIXED IO
ANAHEIM                           Yes               3Y PP                 44.73               47.89           I            40YR BALLOON
SANTA ANA                         Yes               2Y PP                  29.7                29.7           I            LIBOR 2/6 ARM IO
MONROVIA                          Yes               2Y PP                  41.1               41.22           I            LIBOR 2/6 ARM IO
CORONA                            Yes               1Y PP                  40.4               40.82           I            LIBOR 2/6 ARM IO
LOS ANGELES                       Yes               3Y PP                  43.1                  46           II           FIXED
SANTA ROSA BEAC                   Yes               2Y PP                     0                23.7           I            LIBOR 2/6 ARM IO
LOS ANGELES                       Yes               3Y PP                 36.86               49.77           I            LIBOR 5/1 ARM IO
DOWNEY                            Yes               3Y PP                    35               48.32           I            TREAS. 5/1 ARM IO
RICHMOND                          Yes               2Y PP                 40.43               44.95           I            LIBOR 2/6 ARM IO
SAN DIEGO                         Yes               3Y PP                  39.3                49.9           II           FIXED IO
SAN DIEGO                         Yes               3Y PP                 40.43               44.57           I            FIXED
TEMECULA                          Yes               2Y PP                 48.41               49.42           I            LIBOR 2/6 ARM IO
CATHEDRAL CITY                    Yes               3Y PP                 21.67                22.4           II           FIXED IO
HUNTINGTON BEAC                   Yes               3Y PP                 26.42               32.64           I            FIXED IO
HIDDEN HILLS                      Yes               3Y PP                 16.47                23.9           I            FIXED IO
ESCONDIDO                         Yes               3Y PP                 38.07               48.07           I            FIXED IO
DESERT HOT SPRI                   Yes               3Y PP                 34.73               45.38           I            FIXED IO
HEBER                             Yes               3Y PP                 46.89               47.27           I            FIXED IO
CHULA VISTA                       Yes               3Y PP                 39.61               46.94           II           FIXED
BRAWLEY                           Yes               3Y PP                  31.1                51.8           I            FIXED IO
CONWAY                             No               No PP                  40.3                53.9           II           BALLOON
ROCKFORD                          Yes               3Y PP                  27.3                47.1           II           FIXED IO
LOS ANGELES                       Yes               2Y PP                 44.99               45.74           I            BALLOON
LOS ANGELES                       Yes               2Y PP                  38.5               44.91           I            LIBOR 2/6 ARM IO
LOS ANGELES                       Yes               2Y PP                  41.8                48.2           I            BALLOON
CHICAGO                            No               No PP                 22.03               47.11           II           BALLOON
NORTHRIDGE AREA                   Yes               2Y PP                    50                  50           I            BALLOON
SANTA ANA                         Yes               2Y PP                  41.9                45.4           I            BALLOON
APPLE VALLEY AR                   Yes               2Y PP                 42.28                43.2           I            BALLOON
LAKEPORT                          Yes               2Y PP                 37.33                  45           I            LIBOR 2/6 ARM IO
SURPRISE                          Yes               3Y PP                  32.9               42.86           II           FIXED IO
BAKERSFIELD                       Yes               3Y PP                  38.9                39.6           I            FIXED IO
BLOOMINGTON ARE                    No               No PP                  28.1                43.3           I            BALLOON
ANAHEIM                           Yes               2Y PP                  22.3                32.3           I            BALLOON
SAN DIEGO                          No               No PP                 35.83               46.12           I            BALLOON
APPLE VALLEY                       No               No PP                 36.71               45.52           I            BALLOON
OCEANSIDE                          No               No PP                 45.84               45.84           I            LIBOR 2/6 ARM IO
YUBA CITY                         Yes               2Y PP                 30.55               41.36           I            BALLOON
SUN CITY                          Yes               2Y PP                  46.5               46.84           II           BALLOON
CARLSBAD                          Yes               3Y PP                 40.21               45.19           I            40YR BALLOON
SAN DIEGO                         Yes               3Y PP                 36.57               41.87           I            FIXED IO
SAN YSIDRO                         No               No PP                 44.57               44.76           II           BALLOON
MURRIETA                          Yes               2Y PP                  40.1                  44           I            BALLOON
SAN DIEGO                         Yes               3Y PP                 30.38               30.38           II           FIXED
EL CAJON                          Yes               3Y PP                 38.75               47.06           II           FIXED IO
EL CAJON                          Yes               2Y PP                 38.75               47.06           I            BALLOON
SAN DIEGO                          No               No PP                 19.24               40.67           I            6MLIBOR IO
SAN DIEGO                         Yes               3Y PP                  29.5                29.5           I            FIXED IO
SHASTA LAKE                       Yes               3Y PP                  43.6                53.7           II           FIXED
PALM DESERT                       Yes               3Y PP                 26.61               35.92           I            FIXED
OCEANSIDE                          No               No PP                 35.53               43.65           I            BALLOON
YUCAIPA                           Yes               3Y PP                 19.36               28.11           I            FIXED
ORANGEVALE                        Yes               2Y PP                 36.88               48.08           I            BALLOON
OLIVEHURST                        Yes               3Y PP                  33.2               36.29           I            40YR BALLOON
RANCHO MURIETA                    Yes               3Y PP                  39.6                51.7           I            FIXED IO
SAN DIEGO                         Yes               2Y PP                  40.9                41.1           I            BALLOON
MURRIETA                          Yes               3Y PP                 26.46               37.78           II           FIXED IO
HEBER                             Yes               3Y PP                 35.22               48.39           I            40YR BALLOON
ORANGE                             No               No PP                  36.4                45.8           I            LIBOR 2/6 ARM IO
SAN DIEGO                         Yes               3Y PP                 42.91               49.15           I            FIXED IO
VIRGINIA CITY H                   Yes               3Y PP                  22.3                28.8           I            FIXED
RANCHO MIRAGE                     Yes               3Y PP                  30.6                33.4           I            FIXED IO
SAN JACINTO                       Yes               3Y PP                  36.3                51.6           I            FIXED
THOUSAND OAKS                     Yes               3Y PP                  54.9                54.9           I            40YR BALLOON
NORTH HIGHLANDS                   Yes               3Y PP                 34.55               48.36           II           40YR BALLOON
SAN DIEGO                         Yes               3Y PP                 28.15               46.56           I            LIBOR 5/1 ARM IO
HEBER                             Yes               3Y PP                  38.5                43.6           I            FIXED IO
SAN DIEGO                         Yes               3Y PP                 30.13               35.31           I            FIXED IO
SAN LORENZO                       Yes               2Y PP                  29.6                45.3           I            BALLOON
COUPEVILLE                        Yes               3Y PP                  54.7                54.7           I            FIXED IO
LA QUINTA                         Yes               3Y PP                  45.9                51.9           I            FIXED
BENICIA                           Yes               2Y PP                  33.3                45.6           I            BALLOON
SACRAMENTO                        Yes               3Y PP                  32.7                41.3           I            40YR BALLOON
SAN DIEGO                         Yes               3Y PP                 47.04                48.3           I            LIBOR 5/1 ARM IO
SOLANA BEACH                      Yes               3Y PP                  21.5                37.1           I            FIXED IO
HEMET                             Yes               3Y PP                  43.8                54.7           II           40YR BALLOON
ALISO VIEJO                       Yes               3Y PP                  23.5                45.1           I            LIBOR 5/1 ARM IO
MENIFEE                           Yes               3Y PP                  38.9               46.03           I            LIBOR 5/1 ARM IO
MENIFEE                           Yes               3Y PP                  38.7                49.5           I            BALLOON
INDIO                             Yes               3Y PP                  14.4                29.9           II           FIXED
SALINAS                           Yes               3Y PP                  49.2                51.6           I            FIXED
CHULA VISTA                       Yes               3Y PP                  38.7                44.2           I            LIBOR 5/1 ARM IO
BERKELEY                           No               No PP                 48.51               48.51           I            LIBOR 3/6 ARM
3443 MADISON AV                   Yes               3Y PP                 40.09               46.71           I            LIBOR 5/1 ARM IO
SACRAMENTO                        Yes               3Y PP                 42.41               47.02           II           40YR BALLOON
SAN JOSE                           No               No PP                 40.86               46.79           I            LIBOR 2/6 ARM IO
IMPERIAL BEACH                    Yes               3Y PP                 31.28               33.19           I            FIXED
RIVERSIDE                         Yes               3Y PP                 37.36               37.88           I            LIBOR 5/6 ARM IO
SAN JOSE                          Yes               3Y PP                 26.41               29.96           I            FIXED
SALIDA                            Yes               3Y PP                  41.4                41.9           II           40YR BALLOON
SAN DIEGO                         Yes               3Y PP                  39.6                54.7           I            FIXED
OAKDALE                           Yes               3Y PP                 39.26               39.62           I            LIBOR 5/1 ARM IO
MATHER                            Yes               3Y PP                  34.1                43.7           I            FIXED
SACRAMENTO                        Yes               3Y PP                 32.05                33.2           I            LIBOR 5/1 ARM IO
LINCOLN                           Yes               2Y PP                 47.49               47.49           I            LIBOR 2/6 ARM IO
SOLANA BEACH                      Yes               3Y PP                    28                43.2           I            40YR BALLOON
STOCKTON                          Yes               2Y PP                 43.08               43.34           I            LIBOR 2/6 ARM IO
SAN DIEGO                         Yes               3Y PP                 30.93               45.57           I            LIBOR 5/1 ARM IO
SAN JOSE                          Yes               3Y PP                 36.31               44.52           I            LIBOR 5/1 ARM IO
CHULA VISTA                       Yes               3Y PP                  30.1              39.596           I            TREAS. 5/1 ARM IO
CHULA VISTA                       Yes               2Y PP                  30.1                53.9           I            BALLOON
SAN JOSE                           No               No PP                 19.01               27.71           I            LIBOR 2/6 ARM IO
SAN JOSE                           No               No PP                  18.5                32.1           I            BALLOON
ANTIOCH                           Yes               3Y PP                 31.46               43.92           I            LIBOR 5/1 ARM IO
HEBER                             Yes               3Y PP                    31                35.5           I            LIBOR 5/1 ARM IO
LAKESIDE                          Yes               3Y PP                 29.19               29.19           I            FIXED
SIMI VALLEY                       Yes               3Y PP                 41.96               48.46           I            LIBOR 5/1 ARM IO
HOFFMAN ESTATES                    No               No PP                 26.62               39.03           II           BALLOON
DETROIT                            No               No PP                  34.1                  41           II           BALLOON
MENAHGA                           Yes               3Y PP                  8.96                33.9           II           40YR BALLOON
DEKALB                             No               No PP                 22.55               24.02           II           FIXED
LOCKPORT                           No               No PP                 28.15               44.38           II           FIXED IO
OSWEGO                             No               No PP                    39                54.4           II           FIXED
HOUSTON                            No               No PP                 20.63               49.23           II           BALLOON
GALVA                              No               No PP                 19.66               44.78           I            BALLOON
IOLA                               No               No PP                 17.06               49.78           II           BALLOON
COLLEGE STATION                    No               No PP                 21.89               49.43           I            BALLOON
STANTON                           Yes               2Y PP                 42.35               47.08           I            LIBOR 2/6 ARM IO
DIAMOND BAR                       Yes               3Y PP                 42.79               46.19           I            FIXED
LAGUNA NIGUEL                     Yes               2Y PP                 44.97               45.35           I            LIBOR 2/6 ARM IO
MORENO VALLEY                     Yes               3Y PP                 38.82               48.13           I            LIBOR 5/1 ARM IO
ANAHEIM                           Yes               2Y PP                 44.75               45.28           I            LIBOR 2/6 ARM IO
ONTARIO                           Yes               2Y PP                  40.1               49.16           I            LIBOR 2/6 ARM IO
PERRIS                            Yes               2Y PP                 40.36               45.47           I            LIBOR 2/6 ARM IO
INGLEWOOD                         Yes               3Y PP                 33.55               36.87           I            TREAS. 5/1 ARM IO
INGLEWOOD                         Yes               3Y PP                 33.55               36.86           II           BALLOON
FONTANA                           Yes               3Y PP                 35.28               45.07           I            FIXED IO
CORONA                            Yes               3Y PP                 30.82               46.48           I            FIXED IO
CORONA                            Yes               2Y PP                  43.5                51.1           I            LIBOR 2/6 ARM IO
CASTAIC                           Yes               3Y PP                 33.95               44.92           I            LIBOR 5/1 ARM IO
RIALTO                            Yes               3Y PP                  33.8               44.97           II           FIXED
EL CAJON                          Yes               3Y PP                  37.6                51.2           II           FIXED IO
LA HABRA                          Yes               3Y PP                 42.09               46.82           I            FIXED IO
NORTH HOLLYWOOD                   Yes               2Y PP                 24.46              48.546           I            LIBOR 2/6 ARM IO
PACOIMA                           Yes               2Y PP                 36.06               40.22           I            LIBOR 2/6 ARM IO
PACOIMA                           Yes               2Y PP                    36                40.1           I            BALLOON
SAN BERNARDINO                    Yes               2Y PP                 29.96               44.18           I            LIBOR 2/6 ARM IO
CORONA                            Yes               2Y PP                 38.86               44.56           I            LIBOR 2/6 ARM IO
LAKE ELSINORE                     Yes               2Y PP                 44.26               44.26           I            LIBOR 2/6 ARM IO
BALTIMORE                          No               No PP                 45.58               46.85           II           FIXED IO
AURORA                             No               No PP                  36.5                44.1           II           BALLOON
AURORA                             No               No PP                 36.08               49.09           II           BALLOON
DENVER                             No               No PP                 24.62               39.95           II           BALLOON
MONUMENT                          Yes               2Y PP                 29.81               42.21           I            LIBOR 3/6 ARM IO
AURORA                             No               No PP                 24.49               39.47           II           BALLOON
FARMINGTON                         No               No PP                 29.69               43.79           II           BALLOON
STERLING                           No               No PP                 34.41               49.95           II           BALLOON
DENVER                            Yes               2Y PP                 28.13               47.93           II           BALLOON
COLORADO SPRING                   Yes               2Y PP                 34.35               46.55           II           BALLOON
AURORA                            Yes               3Y PP                  38.2               38.95           II           40YR BALLOON
CENTENNIAL                        Yes               3Y PP                 45.85               49.87           II           FIXED IO
DENVER                             No               No PP                     0               42.74           I            BALLOON
DENVER                             No               No PP                  15.8                47.4           I            BALLOON
DENVER                            Yes               3Y PP                  45.3                49.6           II           FIXED IO
WESTMINSTER                        No               No PP                    22                48.1           I            BALLOON
CARBONDALE                        Yes               3Y PP                 46.56               47.13           I            FIXED IO
CASTLE ROCK                       Yes               2Y PP                  28.5                38.1           I            LIBOR 2/6 ARM
CASTLE ROCK                       Yes               2Y PP                  28.5                38.1           II           BALLOON
DENVER                             No               No PP                  33.8                43.4           II           BALLOON
GREENWOOD VILLA                    No               No PP                  38.7                44.6           I            BALLOON
DENVER                            Yes               3Y PP                  44.1                45.5           II           FIXED IO
DENVER                             No               No PP                  44.1                45.5           II           BALLOON
WESTMINSTER                        No               No PP                 30.65               44.59           II           BALLOON
THORNTON                          Yes               3Y PP                  37.4                49.6           II           FIXED IO
GREELEY                           Yes               3Y PP                 20.43               34.28           II           FIXED IO
LITTLETON                         Yes               3Y PP                  28.3                37.5           I            FIXED IO
FORT LUPTON                        No               No PP                 19.77               34.51           II           BALLOON
ENGLEWOOD                         Yes               2Y PP                 37.51               40.96           I            LIBOR 2/6 ARM
DENVER                            Yes               3Y PP                 32.01               32.52           II           40YR BALLOON
GREELEY                            No               No PP                 25.58               40.43           I            BALLOON
ALAMOSA                           Yes               2Y PP                  32.4               46.87           I            LIBOR 2/6 ARM IO
ALAMOSA                            No               No PP                  32.4               46.87           I            BALLOON
CHEYENNE                           No               No PP                 35.33               47.14           II           BALLOON
CASTLE ROCK                       Yes               3Y PP                 32.95               39.98           II           FIXED
CARBONDALE                         No               No PP                  45.7                51.2           I            BALLOON
DENVER                            Yes               3Y PP                 40.86               44.43           II           40YR BALLOON
LAS VEGAS                         Yes               2Y PP                  30.4                32.6           I            LIBOR 2/6 ARM IO
GLENROCK                          Yes               3Y PP                 41.51               46.26           I            40YR BALLOON
EVANS                             Yes               3Y PP                 31.09               43.49           II           40YR BALLOON
PLAIN CITY                        Yes               2Y PP                 19.01               28.78           I            LIBOR 2/6 ARM IO
COMMERCE CITY                     Yes               2Y PP                 48.75               49.46           I            LIBOR 2/6 ARM IO
AURORA                            Yes               3Y PP                    51                  51           I            LIBOR 5/1 ARM IO
PROVO                             Yes               2Y PP                 22.72               32.38           I            LIBOR 2/6 ARM IO
BRIGHTON                          Yes               3Y PP                 33.06                48.9           I            LIBOR 5/1 ARM IO
AURORA                            Yes               3Y PP                 27.72               39.58           II           40YR BALLOON
LONGMONT                          Yes               3Y PP                 29.37               32.81           II           40YR BALLOON
LITTLETON                         Yes               2Y PP                  29.9                45.2           I            LIBOR 2/6 ARM
COLORADO SPRING                   Yes               3Y PP                  51.9                51.9           II           FIXED
COMMERCE CITY                     Yes               2Y PP                     0               25.35           I            LIBOR 2/6 ARM IO
COMMERCE CITY                      No               No PP                     0               25.35           I            BALLOON
AURORA                            Yes               3Y PP                  46.5               49.36           II           FIXED IO
DENVER                            Yes               3Y PP                 23.64               43.91           I            LIBOR 5/1 ARM IO
COLORADO SPRING                   Yes               2Y PP                 33.77               36.47           II           40YR BALLOON
THORNTON                          Yes               3Y PP                 46.06               49.91           I            LIBOR 5/1 ARM
COLORADO SPRING                   Yes               3Y PP                  4.21                11.2           I            40YR BALLOON
AURORA                            Yes               2Y PP                 28.57               38.12           I            LIBOR 2/6 ARM IO
WESTMINSTER                       Yes               2Y PP                 37.86               49.86           I            LIBOR 2/6 ARM IO
DENVER                            Yes               3Y PP                 14.11               18.52           I            LIBOR 5/1 ARM IO
DENVER                            Yes               2Y PP                  41.6                50.4           I            LIBOR 2/6 ARM IO
NORTH LAS VEGAS                   Yes               2Y PP                 33.24                  46           I            LIBOR 2/6 ARM IO
DENVER                            Yes               2Y PP                 30.93               48.48           I            LIBOR 2/6 ARM
THORNTON                          Yes               3Y PP                 19.43               43.16           I            LIBOR 5/1 ARM IO
SANDY                             Yes               3Y PP                    19               40.99           I            TREAS. 5/1 ARM
CASPER                            Yes               3Y PP                  29.1               47.68           II           FIXED
COMMERCE CITY                      No               No PP                     0                40.6           I            BALLOON
TOOELE                            Yes               3Y PP                    26                44.8           I            LIBOR 5/1 ARM IO
AMERICAN FORK                     Yes               3Y PP                 14.53               44.24           I            LIBOR 5/1 ARM IO
HAYDEN                            Yes               2Y PP                 25.78               41.06           I            LIBOR 2/6 ARM IO
WOODLAND PARK                     Yes               2Y PP                 24.19               24.19           I            LIBOR 2/6 ARM
COLORADO SPRING                   Yes               3Y PP                 33.51               42.72           I            LIBOR 5/1 ARM IO
BRIGHTON                          Yes               2Y PP                 25.52                  48           I            LIBOR 2/6 ARM IO
CHEYENNE                          Yes               3Y PP                 32.43               48.83           II           FIXED
DENVER                            Yes               3Y PP                 29.84               33.85           II           FIXED IO
LONGMONT                          Yes               3Y PP                  16.9                22.4           II           40YR BALLOON
COLORADO SPRING                   Yes               3Y PP                 48.37               48.37           I            40YR BALLOON
JOHNSTOWN                         Yes               3Y PP                  39.8                52.4           I            40YR BALLOON
CAPE CORAL                        Yes               2Y PP                    43                  46           I            LIBOR 2/1 ARM IO
COMMERCE CITY                     Yes               2Y PP                 41.45               44.32           I            LIBOR 2/6 ARM IO
YORBA LINDA                       Yes               3Y PP                 23.09                35.4           I            FIXED
LAKEVILLE                         Yes               1Y PP                  34.5                48.9           I            LIBOR 5/1 ARM
WESTMINSTER                        No               No PP                 48.79               49.83           I            LIBOR 2/6 ARM IO
NORFOLK                           Yes               2Y PP                 30.01               31.81           I            LIBOR 2/6 ARM
CHANNAHON                          No               No PP                 37.74                  39           I            LIBOR 3/6 ARM IO
RED LION                          Yes               3Y PP                 31.86               44.62           II           FIXED
MINNEAPOLIS                        No               No PP                 34.52               48.72           II           BALLOON
DETROIT                            No               No PP                  31.2                44.4           I            BALLOON
URBANA                             No               No PP                 49.97               49.97           I            LIBOR 5/1 ARM
ALEDO                              No               No PP                 26.33               35.27           II           BALLOON
DETROIT                           Yes               3Y PP                  34.1                  41           II           40YR BALLOON
HAMMOND                           Yes               3Y PP                 28.32               37.54           II           BALLOON
ADRIAN                             No               No PP                 20.03               45.24           I            BALLOON
OAK FOREST                         No               No PP                  38.9                48.9           I            LIBOR 2/6 ARM
FORT BRANCH                       Yes               3Y PP                  28.3               38.17           II           FIXED
HOPKINSVILLE                      Yes               3Y PP                 24.31               35.58           I            LIBOR 2/6 ARM
CHICAGO                            No               No PP                  36.8                46.9           I            LIBOR 2/6 ARM
DOLTON                             No               No PP                 43.95               43.95           II           FIXED
HENDERSON                         Yes               3Y PP                 16.59               48.65           II           FIXED
RIVERSIDE                         Yes               2Y PP                  5.04               13.75           I            LIBOR 2/6 ARM IO
PACOIMA                           Yes               2Y PP                 37.43                38.2           I            LIBOR 2/6 ARM IO
FONTANA                           Yes               3Y PP                 30.67                41.4           I            LIBOR 5/1 ARM IO
BANNING                           Yes               2Y PP                 25.16               49.46           I            LIBOR 2/6 ARM IO
BANNING                           Yes               2Y PP                 25.16               49.46           I            BALLOON
ADELANTO                          Yes               3Y PP                 38.67               48.65           I            LIBOR 5/1 ARM IO
ANAHEIM                           Yes               3Y PP                 37.56               44.42           I            LIBOR 5/1 ARM IO
CORONA                            Yes               3Y PP                 39.48               42.41           I            LIBOR 5/1 ARM IO
COMPTON                           Yes               2Y PP                 37.49               45.67           I            LIBOR 2/6 ARM IO
HELENDALE AREA                    Yes               3Y PP                 25.47                  37           I            LIBOR 5/1 ARM IO
HESPERIA                           No               No PP                  38.9               40.87           I            LIBOR 2/6 ARM IO
ANAHEIM                           Yes               3Y PP                  27.4                  40           I            LIBOR 5/1 ARM IO
(SAUGUS AREA) L                   Yes               3Y PP                  41.6                43.4           I            FIXED IO
ANAHEIM                           Yes               2Y PP                 45.67               48.66           I            LIBOR 2/6 ARM
ELMWOOD                            No               No PP                 25.11               36.22           I            LIBOR 5/1 ARM IO
PERRIS                            Yes               2Y PP                 47.26                47.9           I            LIBOR 2/6 ARM IO
LOS ANGELES                       Yes               3Y PP                 47.91               47.91           I            LIBOR 5/1 ARM IO
RIALTO                            Yes               3Y PP                 36.46               48.57           I            LIBOR 5/1 ARM IO
ORANGE (CITY)                     Yes               2Y PP                    46                  46           I            LIBOR 2/6 ARM IO
SANTA ANA                         Yes               2Y PP                 49.28               49.68           I            LIBOR 2/6 ARM IO
ORANGE                            Yes               2Y PP                 36.32               45.07           I            LIBOR 2/6 ARM IO
AURORA                            Yes               3Y PP                 26.21               42.88           I            TREAS. 5/1 ARM
FONTANA AREA                      Yes               2Y PP                  42.4                46.9           I            LIBOR 2/6 ARM IO
WINNETKA AREA                     Yes               2Y PP                 36.34               36.34           I            LIBOR 2/6 ARM IO
BELLFLOWER                        Yes               3Y PP                 45.38                49.3           I            LIBOR 3/6 ARM IO
POMONA                             No               No PP                 36.91               37.39           I            LIBOR 2/6 ARM IO
MURRIETA                          Yes               2Y PP                 18.46               18.83           I            LIBOR 2/6 ARM IO
LAKE FOREST                       Yes               3Y PP                    46                46.3           I            40YR BALLOON
WEST COVINA                       Yes               2Y PP                 49.58               49.96           I            LIBOR 2/6 ARM IO
FONTANA                           Yes               3Y PP                 35.67               48.39           I            LIBOR 2/6 ARM IO
PARAMOUNT                         Yes               2Y PP                 44.29               45.47           I            LIBOR 2/6 ARM IO
ANTIOCH                           Yes               3Y PP                 38.16               45.09           I            FIXED
SANTA ANA                         Yes               3Y PP                 43.24               44.46           I            LIBOR 5/1 ARM IO
WESTMINSTER                       Yes               2Y PP                  34.5                37.4           I            LIBOR 2/6 ARM
SUISUN CITY                       Yes               2Y PP                 29.95               49.57           II           40YR BALLOON
FONTANA                           Yes               3Y PP                 22.15               33.74           I            FIXED
HEMET                             Yes               3Y PP                  12.9                52.9           I            LIBOR 5/1 ARM IO
LINDEN                            Yes               3Y PP                  50.3                52.1           II           FIXED
LOS ANGELES                       Yes               2Y PP                 36.31               38.28           I            LIBOR 2/6 ARM IO
LADERA RANCH AR                   Yes               3Y PP                  32.5               47.35           I            LIBOR 5/1 ARM IO
RIVERSIDE                         Yes               2Y PP                 45.86               45.86           I            LIBOR 2/6 ARM IO
ANAHEIM                           Yes               2Y PP                  42.4               42.71           I            LIBOR 2/6 ARM IO
MORENO VALLEY                     Yes               2Y PP                  31.6                33.7           I            LIBOR 2/6 ARM IO
MORENO VALLEY                     Yes               3Y PP                  42.4                  53           I            LIBOR 5/1 ARM IO
OAKLAND                           Yes               2Y PP                 25.16               43.31           I            BALLOON
ORANGE                            Yes               2Y PP                 43.52               47.01           I            LIBOR 2/6 ARM IO
HIGHLAND AREA                     Yes               2Y PP                 34.65               40.76           I            LIBOR 2/6 ARM IO
SANTA ANA                         Yes               2Y PP                 38.35               48.46           I            LIBOR 2/6 ARM IO
BAKERSFIELD                       Yes               3Y PP                 30.14               46.28           I            LIBOR 5/1 ARM IO
GRAND TERRACE                     Yes               2Y PP                 29.72               33.81           I            LIBOR 2/6 ARM
SANTA ANA                         Yes               2Y PP                 38.12               44.43           I            LIBOR 2/6 ARM IO
RIALTO                            Yes               3Y PP                 43.62               49.69           I            LIBOR 5/1 ARM IO
SAN BERNARDINO                    Yes               2Y PP                 44.27               44.27           I            LIBOR 2/6 ARM IO
GARDEN GROVE                      Yes               3Y PP                 32.36               48.38           II           40YR BALLOON
GARDENA                           Yes               3Y PP                  40.7                53.5           II           FIXED
SANTA ANA                         Yes               3Y PP                  36.3                39.4           I            FIXED
SANTA ANA                         Yes               2Y PP                 36.63                42.2           I            LIBOR 2/6 ARM IO
LOS ANGELES                       Yes               3Y PP                 35.02               48.17           II           FIXED
NORWALK                           Yes               2Y PP                 49.69               49.69           I            LIBOR 2/6 ARM IO
BEAUMONT                          Yes               2Y PP                 48.53               49.04           I            LIBOR 2/6 ARM IO
SOUTH GATE                        Yes               3Y PP                  35.6                44.9           I            40YR BALLOON
SANTA ANA                         Yes               2Y PP                  41.6                41.6           I            LIBOR 2/6 ARM
SANTA ANA                         Yes               2Y PP                 37.92               49.54           I            LIBOR 2/6 ARM IO
RIALTO                            Yes               3Y PP                 39.93               40.09           I            LIBOR 5/1 ARM IO
RIVERSIDE                         Yes               1Y PP                 39.41               41.52           I            LIBOR 2/6 ARM IO
PERRIS                            Yes               3Y PP                  38.5                43.2           I            FIXED IO
ANAHEIM                           Yes               3Y PP                  33.6               47.76           I            LIBOR 5/1 ARM IO
SANTA CLARITA                      No               No PP                 44.36               48.49           I            LIBOR 2/6 ARM IO
SAN FERNANDO                      Yes               2Y PP                 45.77               45.77           I            LIBOR 2/6 ARM IO
ANAHEIM                           Yes               2Y PP                 43.97               43.97           I            LIBOR 2/6 ARM IO
SARATOGA SPRING                   Yes               1Y PP                 22.46               40.21           I            LIBOR 2/6 ARM IO
CHICAGO                            No               No PP                 31.43               48.71           I            LIBOR 2/6 ARM IO
HOUSTON                            No               No PP                  33.8                41.8           II           BALLOON
SAN ANTONIO                        No               No PP                 15.68               48.34           I            BALLOON
HOUSTON                            No               No PP                 37.74               48.18           I            BALLOON
CROSBY                             No               No PP                 35.74               41.16           I            BALLOON
HOUSTON                            No               No PP                 42.66               46.91           I            BALLOON
HUTTO                              No               No PP                  22.9                37.2           I            BALLOON
HI HAT                            Yes               2Y PP                 21.87               34.36           I            LIBOR 2/6 ARM
WYLIE                              No               No PP                 32.15               40.49           I            LIBOR 2/6 ARM
MURFREESBORO                      Yes               2Y PP                 40.75               42.84           I            LIBOR 2/6 ARM
BLUE RIDGE                         No               No PP                 12.76               47.24           II           FIXED
LARGO                              No               No PP                  31.1                40.9           II           BALLOON
KINGMAN                            No               No PP                 11.73               27.97           I            LIBOR 2/6 ARM
WAMEGO                             No               No PP                 14.11               17.92           I            BALLOON
KANSAS CITY                       Yes               2Y PP                  17.8                  27           I            LIBOR 2/6 ARM
LEES SUMMIT                       Yes               2Y PP                 20.37               34.77           I            LIBOR 2/6 ARM IO
HESPERIA                           No               No PP                  18.6                41.1           I            LIBOR 2/6 ARM IO
TOWNSEND                          Yes               2Y PP                 42.06               42.06           I            LIBOR 2/6 ARM
YUBA CITY                         Yes               2Y PP                  36.6                49.3           I            BALLOON


CITY1                              HYBRID_PERIOD             IO_FLAG       IO_PERIOD                  REM_IO_TERM          INDEX
-------------------------------------------------------------------------------------------------------------------------------------
LONG BEACH                                                      NO         NON-IO                           -1          FIXED-BALLOON
BIG BEAR CITY                                                   NO         NON-IO                           -2          FIXED-BALLOON
JAMUL                                   60                     YES         5 YEARS                          59          WSJ-1YRLIBOR
JAMUL                                                           NO         NON-IO                           -1          FIXED-BALLOON
HENDERSON                               24                     YES         5 YEARS                          58          WSJ-6MLIBOR
BALDWIN PARK                            24                      NO         NON-IO                           -1          WSJ-6MLIBOR
BONIFAY                                                         NO         NON-IO                           -1          FIXED
AVENUE BLOOMING                         24                     YES         5 YEARS                          58          WSJ-6MLIBOR
AVENUE BLOOMING                                                 NO         NON-IO                           -2          FIXED-BALLOON
STANTON                                 24                     YES         5 YEARS                          58          WSJ-6MLIBOR
RIVERSIDE AREA                                                  NO         NON-IO                           -2          FIXED
APPLE VALLEY                                                    NO         NON-IO                           -1          FIXED-BALLOON
CANYON COUNTRY                                                  NO         NON-IO                           -1          FIXED
LAKE ELSINORE                           24                     YES         5 YEARS                          59          WSJ-6MLIBOR
LAKE ELSINORE                                                   NO         NON-IO                           -1          FIXED-BALLOON
LOMITA                                                          NO         NON-IO                           -1          FIXED
LOS ANGELES                             24                     YES         5 YEARS                          59          WSJ-6MLIBOR
RAWLINS                                                         NO         NON-IO                           -2          FIXED-BALLOON
AURORA                                  36                     YES         5 YEARS                          58          WSJ-6MLIBOR
CHULA VISTA                                                    YES         5 YEARS                          58          FIXED
SOUTH PLAINFIEL                                                 NO         NON-IO                           -1          FIXED
OAKLEY                                                         YES         5 YEARS                          58          FIXED
SAN DIEGO                                                      YES         5 YEARS                          59          FIXED
SAN DIEGO                                                       NO         NON-IO                           -1          FIXED-BALLOON
SAN MARCOS                              60                     YES         5 YEARS                          59          1YR TRSRY-CMT
SAN MARCOS                                                      NO         NON-IO                           -1          FIXED-BALLOON
TEMECULA                                                       YES         5 YEARS                          59          FIXED
TEMECULA                                                        NO         NON-IO                           -1          FIXED-BALLOON
SAN DIEGO                                                       NO         NON-IO                           -1          FIXED-BALLOON
HIGLEY                                                          NO         NON-IO                           -1          FIXED
BIG BEAR CITY                                                  YES         5 YEARS                          58          FIXED
SALINAS                                                        YES         5 YEARS                          59          FIXED
SALINAS                                                         NO         NON-IO                           -1          FIXED-BALLOON
MURRIETA                                                       YES         5 YEARS                          59          FIXED
MENIFEE                                 60                     YES         5 YEARS                          58          WSJ-1YRLIBOR
ALTON                                   60                     YES         5 YEARS                          59          WSJ-1YRLIBOR
CLIFTON                                 60                      NO         NON-IO                           -1          WSJ-1YRLIBOR
EL SOBRANTE                                                     NO         NON-IO                           -1          FIXED-BALLOON
KELLER                                                          NO         NON-IO                           -3          FIXED
LANCASTER                                                       NO         NON-IO                           -3          FIXED-BALLOON
PALMDALE                                24                     YES         5 YEARS                          58          WSJ-6MLIBOR
EVERETT                                 24                      NO         NON-IO                           -6          WSJ-6MLIBOR
RESEDA                                  60                     YES         5 YEARS                          57          WSJ-1YRLIBOR
SCOTTSDALE                              24                     YES         5 YEARS                          58          WSJ-6MLIBOR
EL SOBRANTE                             24                     YES         5 YEARS                          59          WSJ-6MLIBOR
EAST ORANGE                                                     NO         NON-IO                           -3          FIXED
FRISCO                                                          NO         NON-IO                           -3          FIXED
COSTA MESA                              24                     YES         5 YEARS                          58          WSJ-6MLIBOR
PUYALLUP                                                        NO         NON-IO                           -4          FIXED-BALLOON
COLLIERVILLE                                                    NO         NON-IO                           -2          FIXED
FORT WORTH                                                      NO         NON-IO                           -2          FIXED
SAINT LOUIS                                                     NO         NON-IO                           -4          FIXED
SEATTLE                                 24                     YES         5 YEARS                          58          WSJ-6MLIBOR
SEATTLE                                                         NO         NON-IO                           -2          FIXED-BALLOON
KANSAS CITY                                                     NO         NON-IO                           -3          FIXED
LOVES PARK                                                      NO         NON-IO                           -3          FIXED-BALLOON
COEUR D ALENE                                                  YES         5 YEARS                          58          FIXED
SEATAC                                                         YES         5 YEARS                          58          FIXED
LOS ANGELES                                                     NO         NON-IO                           -2          FIXED-BALLOON
LOS ANGELES                                                     NO         NON-IO                           -2          FIXED
BATESVILLE                              24                      NO         NON-IO                           -2          WSJ-6MLIBOR
DELRAY BEACH                            24                     YES         5 YEARS                          57          WSJ-6MLIBOR
CITY OF UPLAND                          60                     YES         5 YEARS                          58          WSJ-1YRLIBOR
SAINT LOUIS                                                     NO         NON-IO                           -6          FIXED-BALLOON
FORT SMITH                                                      NO         NON-IO                           -3          FIXED
LOS ANGELES                             24                     YES         5 YEARS                          58          WSJ-6MLIBOR
FONTANA                                                        YES         5 YEARS                          57          FIXED
LAMAR                                                           NO         NON-IO                           -3          FIXED
OXON HILL                                                      YES         5 YEARS                          58          FIXED
FAIRHAVEN                                                       NO         NON-IO                           -3          FIXED-BALLOON
HYANNIS                                                        YES         5 YEARS                          57          FIXED
FORT WORTH                                                      NO         NON-IO                           -2          FIXED
HUNTINGTON PARK                                                 NO         NON-IO                           -3          FIXED-BALLOON
CAPE GIRARDEAU                          24                      NO         NON-IO                           -2          WSJ-6MLIBOR
WYOMING                                 24                      NO         NON-IO                           -3          WSJ-6MLIBOR
BALTIMORE                                                       NO         NON-IO                           -3          FIXED
BURBANK                                                         NO         NON-IO                           -3          FIXED-BALLOON
SPOKANE                                                         NO         NON-IO                           -2          FIXED-BALLOON
CLOVIS                                                          NO         NON-IO                           -3          FIXED-BALLOON
SPRING VALLEY                           24                     YES         5 YEARS                          58          WSJ-6MLIBOR
MURRIETA                                                        NO         NON-IO                           -1          FIXED-BALLOON
FLOSSMOOR                                                       NO         NON-IO                           -2          FIXED
BELVIDERE                                                       NO         NON-IO                           -3          FIXED
PFLUGERVILLE                                                    NO         NON-IO                           -3          FIXED-BALLOON
GALENA PARK                                                     NO         NON-IO                           -2          FIXED-BALLOON
COLUMBIA                                                        NO         NON-IO                           -3          FIXED
CHICAGO                                                         NO         NON-IO                           -3          FIXED-BALLOON
WEST LINN                                                       NO         NON-IO                           -3          FIXED
TOMBALL                                                         NO         NON-IO                           -3          FIXED-BALLOON
WEST VALLEY CIT                                                 NO         NON-IO                           -3          FIXED-BALLOON
HOUSTON                                 24                      NO         NON-IO                           -2          WSJ-6MLIBOR
LONG BEACH                                                      NO         NON-IO                           -3          FIXED
KISSIMMEE                               24                      NO         NON-IO                           -3          WSJ-6MLIBOR
KATY                                    24                      NO         NON-IO                           -2          WSJ-6MLIBOR
TAMPA                                                           NO         NON-IO                           -3          FIXED
YOUNGSTOWN                              24                      NO         NON-IO                           -2          WSJ-6MLIBOR
PALO                                    60                      NO         NON-IO                           -3          WSJ-1YRLIBOR
LYNN                                                            NO         NON-IO                           -2          FIXED
TURRELL                                                         NO         NON-IO                           -2          FIXED
PEMBROKE PINES                                                 YES         5 YEARS                          58          FIXED
LITTLETON                                                       NO         NON-IO                           -3          FIXED-BALLOON
FORT VALLEY                             24                     YES         5 YEARS                          55          WSJ-6MLIBOR
SAN BERNARDINO                                                  NO         NON-IO                           -3          FIXED-BALLOON
PHENIX                                  24                      NO         NON-IO                           -5          WSJ-6MLIBOR
OAK PARK                                                        NO         NON-IO                           -3          FIXED-BALLOON
KANSAS CITY                                                     NO         NON-IO                           -2          FIXED
LONG BEACH                                                     YES         5 YEARS                          57          FIXED
WICHITA                                                         NO         NON-IO                           -3          FIXED
CORONA                                  24                     YES         5 YEARS                          58          WSJ-6MLIBOR
PUTNAM CT 06260                                                 NO         NON-IO                           -2          FIXED
WHITTIER AREA                                                   NO         NON-IO                           -2          FIXED
QUARTZ HILL ARE                                                 NO         NON-IO                           -3          FIXED-BALLOON
KANSAS CITY                             24                      NO         NON-IO                           -2          WSJ-6MLIBOR
SAN JUAN                                                        NO         NON-IO                           -2          FIXED
NEWTON                                                          NO         NON-IO                           -3          FIXED
MAQUOKETA                                                       NO         NON-IO                           -2          FIXED
PRAIRIE CITY                                                    NO         NON-IO                           -4          FIXED
KANSAS CITY                                                     NO         NON-IO                           -3          FIXED-BALLOON
EAGLE MOUNTAIN                                                  NO         NON-IO                           -3          FIXED-BALLOON
YORBA LINDA                                                     NO         NON-IO                           -3          FIXED-BALLOON
INGLEWOOD                               24                     YES         5 YEARS                          57          WSJ-6MLIBOR
MINDEN                                                          NO         NON-IO                           -2          FIXED
HOUSTON                                                         NO         NON-IO                           -4          FIXED
IOLA                                                            NO         NON-IO                           -4          FIXED
KANSAS CITY                             24                      NO         NON-IO                           -3          WSJ-6MLIBOR
SAINT LOUIS                             24                      NO         NON-IO                           -3          WSJ-6MLIBOR
HOUSTON                                 24                      NO         NON-IO                           -3          WSJ-6MLIBOR
CHICAGO                                                         NO         NON-IO                           -3          FIXED
FORT WORTH                                                      NO         NON-IO                           -3          FIXED
FLORISSANT                                                     YES         5 YEARS                          57          FIXED
KANSAS CITY                                                     NO         NON-IO                           -3          FIXED
ISSAQUAH                                                       YES         5 YEARS                          58          FIXED
FRESNO                                                          NO         NON-IO                           -3          FIXED-BALLOON
REDMOND                                 24                     YES         5 YEARS                          56          WSJ-6MLIBOR
CHICAGO                                 60                      NO         NON-IO                           -2          WSJ-1YRLIBOR
COSTA MESA                                                      NO         NON-IO                           -3          FIXED-BALLOON
TEMPE                                   24                      NO         NON-IO                           -2          WSJ-6MLIBOR
CARROLLTON                                                      NO         NON-IO                           -3          FIXED
HOUSTON                                                         NO         NON-IO                           -2          FIXED
UNIC AREA OF LA                                                 NO         NON-IO                           -1          FIXED-BALLOON
KANSAS CITY                                                     NO         NON-IO                           -2          FIXED
SAINT LOUIS                                                     NO         NON-IO                           -2          FIXED
OMAHA                                   24                      NO         NON-IO                           -1          WSJ-6MLIBOR
DAVENPORT                                                       NO         NON-IO                           -1          FIXED
DAVENPORT                                                       NO         NON-IO                           -1          FIXED-BALLOON
LEAVENWORTH                             24                      NO         NON-IO                           -2          WSJ-6MLIBOR
SPANAWAY                                                        NO         NON-IO                           -2          FIXED-BALLOON
PORT ORCHARD                                                    NO         NON-IO                           -1          FIXED
POST FALLS                              24                     YES         5 YEARS                          59          WSJ-6MLIBOR
POST FALLS                                                      NO         NON-IO                           -1          FIXED-BALLOON
IONA                                    24                      NO         NON-IO                           -1          WSJ-6MLIBOR
POULSBO                                                        YES         5 YEARS                          58          FIXED
BELLINGHAM                              24                     YES         5 YEARS                          59          WSJ-6MLIBOR
SPANAWAY                                60                     YES         5 YEARS                          59          WSJ-1YRLIBOR
GERVAIS                                 24                     YES         5 YEARS                          58          WSJ-6MLIBOR
HARRISBURG                                                     YES         5 YEARS                          59          FIXED
HARRISBURG                                                      NO         NON-IO                           -1          FIXED-BALLOON
TACOMA                                  24                     YES         5 YEARS                          59          WSJ-6MLIBOR
VANCOUVER                                                      YES         5 YEARS                          58          FIXED
NORTH LAS VEGAS                                                 NO         NON-IO                           -1          FIXED
NORTH LAS VEGAS                                                 NO         NON-IO                           -1          FIXED-BALLOON
BURLINGTON                                                      NO         NON-IO                           -1          FIXED
PORT ORCHARD                            24                      NO         NON-IO                           -1          WSJ-6MLIBOR
ONTARIO                                                         NO         NON-IO                           -1          FIXED-BALLOON
APPLE VALLEY                            60                     YES         5 YEARS                          58          WSJ-1YRLIBOR
120-120 1/2 41S                         24                     YES         5 YEARS                          59          WSJ-6MLIBOR
NORWALK                                 60                     YES         5 YEARS                          59          WSJ-1YRLIBOR
NORWALK                                                         NO         NON-IO                           -1          FIXED-BALLOON
CARSON                                  24                     YES         5 YEARS                          58          WSJ-6MLIBOR
120-120 1/2 41S                                                 NO         NON-IO                           -1          FIXED-BALLOON
LONG BEACH                                                      NO         NON-IO                           -2          FIXED
WINNETKA                                24                     YES         5 YEARS                          59          WSJ-6MLIBOR
WINNETKA                                                        NO         NON-IO                           -1          FIXED-BALLOON
RIVERSIDE                                                       NO         NON-IO                           -1          FIXED-BALLOON
AREA OF LOS ANG                         60                     YES         5 YEARS                          59          WSJ-1YRLIBOR
LONG BEACH                                                     YES         5 YEARS                          59          FIXED
REDONDO BEACH                           60                     YES         5 YEARS                          58          WSJ-1YRLIBOR
SURPRISE                                                        NO         NON-IO                           -2          FIXED-BALLOON
RANCHO CUCAMONG                         24                     YES         5 YEARS                          58          WSJ-6MLIBOR
ORANGE                                  24                     YES         5 YEARS                          58          WSJ-6MLIBOR
ORANGE                                                          NO         NON-IO                           -2          FIXED-BALLOON
FONTANA                                 24                     YES         5 YEARS                          58          WSJ-6MLIBOR
(STUDIO CITY AR                         24                     YES         5 YEARS                          58          WSJ-6MLIBOR
PALMDALE                                60                     YES         5 YEARS                          58          WSJ-1YRLIBOR
HEMET                                   60                     YES         5 YEARS                          58          WSJ-1YRLIBOR
LOS ANGELES                                                    YES         5 YEARS                          58          FIXED
LOS ANGELES                             24                     YES         5 YEARS                          58          WSJ-6MLIBOR
LOS ANGELES                                                     NO         NON-IO                           -2          FIXED-BALLOON
SAN BERNARDINO                          24                     YES         5 YEARS                          58          WSJ-6MLIBOR
FONTANA                                 24                     YES         5 YEARS                          58          WSJ-6MLIBOR
LOS ANGELES                             60                     YES         5 YEARS                          58          WSJ-1YRLIBOR
LONG BEACH                                                      NO         NON-IO                           -2          FIXED-BALLOON
(LA PUENTE AREA                         24                     YES         5 YEARS                          58          WSJ-6MLIBOR
VAN NUYS AREA L                                                YES         5 YEARS                          58          FIXED
SAN DIMAS                               24                     YES         5 YEARS                          58          WSJ-6MLIBOR
OXNARD                                                          NO         NON-IO                           -2          FIXED
AREA OF HEMET                           24                     YES         5 YEARS                          58          WSJ-6MLIBOR
HESPERIA                                24                     YES         5 YEARS                          58          WSJ-6MLIBOR
STOCKTON                                60                     YES         5 YEARS                          58          WSJ-1YRLIBOR
LAKEWOOD                                24                     YES         5 YEARS                          58          WSJ-6MLIBOR
FONTANA                                 24                     YES         5 YEARS                          58          WSJ-6MLIBOR
LAWNDALE                                                       YES         5 YEARS                          58          FIXED
CANOGA PARK ARE                         24                     YES         5 YEARS                          58          WSJ-6MLIBOR
FALLBROOK                               60                     YES         5 YEARS                          58          WSJ-1YRLIBOR
LAS VEGAS                               24                     YES         5 YEARS                          58          WSJ-6MLIBOR
LOS ANGELES                             60                     YES         5 YEARS                          58          WSJ-1YRLIBOR
COMPTON                                 60                     YES         5 YEARS                          58          WSJ-1YRLIBOR
BALDWIN PARK                            24                     YES         5 YEARS                          58          WSJ-6MLIBOR
CYPRESS                                 60                     YES         5 YEARS                          58          WSJ-6MLIBOR
COMPTON                                 24                     YES         5 YEARS                          58          WSJ-6MLIBOR
LOS ANGELES                             24                     YES         5 YEARS                          58          WSJ-6MLIBOR
LOS ANGELES                             60                     YES         5 YEARS                          58          WSJ-1YRLIBOR
LONG BEACH                              60                     YES         5 YEARS                          58          WSJ-1YRLIBOR
LONG BEACH                                                      NO         NON-IO                           -2          FIXED-BALLOON
SANTA ANA                                                       NO         NON-IO                           -2          FIXED
LOS ANGELES                             24                     YES         5 YEARS                          58          WSJ-6MLIBOR
SAN DIEGO                               24                     YES         5 YEARS                          58          WSJ-6MLIBOR
AREA OF SYLMAR                          24                     YES         5 YEARS                          58          WSJ-6MLIBOR
CHINO                                   24                     YES         5 YEARS                          58          WSJ-6MLIBOR
AREA OF BLOOMIN                                                YES         5 YEARS                          58          FIXED
LOS ANGELES                             24                     YES         5 YEARS                          58          WSJ-6MLIBOR
(COMPTON AREA)                          60                     YES         5 YEARS                          58          WSJ-1YRLIBOR
PROVO                                   24                     YES         5 YEARS                          58          WSJ-6MLIBOR
ADELANTO                                24                     YES         5 YEARS                          58          WSJ-6MLIBOR
KENNEWICK                               24                     YES         5 YEARS                          58          WSJ-6MLIBOR
PORTLAND                                24                     YES         5 YEARS                          58          WSJ-6MLIBOR
COEUR D ALENE                           24                     YES         5 YEARS                          58          WSJ-6MLIBOR
EATONVILLE                              24                     YES         5 YEARS                          58          WSJ-6MLIBOR
FEDERAL WAY                                                     NO         NON-IO                           -2          FIXED
PORTLAND                                                        NO         NON-IO                           -3          FIXED-BALLOON
RENTON                                  60                     YES         5 YEARS                          57          1YR TRSRY-CMT
SPANAWAY                                24                     YES         5 YEARS                          58          WSJ-6MLIBOR
SPANAWAY                                                        NO         NON-IO                           -2          FIXED-BALLOON
SEATTLE                                 24                     YES         5 YEARS                          58          WSJ-6MLIBOR
SUMNER                                  24                     YES         5 YEARS                          58          WSJ-6MLIBOR
LAKE FOREST                             36                     YES         5 YEARS                          58          WSJ-6MLIBOR
MARYSVILLE                              24                     YES         5 YEARS                          58          WSJ-6MLIBOR
ASHFORD                                                         NO         NON-IO                           -2          FIXED-BALLOON
RATHDRUM                                24                     YES         5 YEARS                          58          WSJ-6MLIBOR
ABERDEEN                                24                      NO         NON-IO                           -2          WSJ-6MLIBOR
MILWAUKIE                                                      YES         5 YEARS                          58          FIXED
REDMOND                                 24                     YES         5 YEARS                          58          WSJ-6MLIBOR
TACOMA                                  60                     YES         5 YEARS                          58          WSJ-1YRLIBOR
PUYALLUP                                24                     YES         5 YEARS                          58          WSJ-6MLIBOR
PUYALLUP                                60                     YES         5 YEARS                          58          WSJ-1YRLIBOR
KENNEWICK                                                       NO         NON-IO                           -2          FIXED-BALLOON
PORTLAND                                36                     YES         5 YEARS                          58          WSJ-6MLIBOR
MULWAUKIE                                                      YES         5 YEARS                          58          FIXED
MALAGA                                                          NO         NON-IO                           -2          FIXED
PORT ORCHARD                                                    NO         NON-IO                           -2          FIXED-BALLOON
BUCKLEY                                 24                     YES         5 YEARS                          58          WSJ-6MLIBOR
BONNEY LAKE                                                    YES         5 YEARS                          58          FIXED
NAMPA                                   24                      NO         NON-IO                           -2          WSJ-6MLIBOR
TACOMA                                  24                     YES         5 YEARS                          58          WSJ-6MLIBOR
TACOMA                                                          NO         NON-IO                           -2          FIXED-BALLOON
LAKEWOOD                                                        NO         NON-IO                           -2          FIXED
OLYMPIA                                 24                     YES         5 YEARS                          58          WSJ-6MLIBOR
COEUR D ALENE                                                   NO         NON-IO                           -2          FIXED-BALLOON
TACOMA                                  24                     YES         5 YEARS                          58          WSJ-6MLIBOR
SPOKANE                                 24                     YES         5 YEARS                          58          WSJ-6MLIBOR
SEATTLE                                 24                     YES         5 YEARS                          58          WSJ-6MLIBOR
ABERDEEN                                24                     YES         5 YEARS                          58          WSJ-6MLIBOR
COVINGTON                               24                     YES         5 YEARS                          58          WSJ-6MLIBOR
TACOMA                                  24                     YES         5 YEARS                          58          WSJ-6MLIBOR
EUGENE                                  60                     YES         5 YEARS                          58          WSJ-1YRLIBOR
TACOMA                                  24                     YES         5 YEARS                          58          WSJ-6MLIBOR
PHOENIX                                 24                      NO         NON-IO                           -2          WSJ-6MLIBOR
SUMNER                                  24                      NO         NON-IO                           -2          WSJ-6MLIBOR
EUGENE                                                          NO         NON-IO                           -2          FIXED
SEATTLE                                 24                     YES         5 YEARS                          58          WSJ-6MLIBOR
WOODINVILLE                                                     NO         NON-IO                           -2          FIXED
TACOMA                                  24                     YES         5 YEARS                          58          WSJ-6MLIBOR
SHELTON                                 24                      NO         NON-IO                           -2          WSJ-6MLIBOR
EVERETT                                 24                     YES         5 YEARS                          58          WSJ-6MLIBOR
PASADENA                                                        NO         NON-IO                           -3          FIXED-BALLOON
SIMI VALLEY                             24                     YES         5 YEARS                          58          WSJ-6MLIBOR
VICTORVILLE                             24                      NO         NON-IO                           -3          WSJ-6MLIBOR
PALMDALE                                24                     YES         5 YEARS                          57          WSJ-6MLIBOR
LOS ANGELES                                                     NO         NON-IO                           -3          FIXED-BALLOON
SAN DIEGO                                                       NO         NON-IO                           -3          FIXED
BUENA PARK                              24                     YES         5 YEARS                          58          WSJ-6MLIBOR
TRABUCO CANYON                          24                     YES         5 YEARS                          57          WSJ-6MLIBOR
CHATSWORTH                              24                     YES         5 YEARS                          58          WSJ-6MLIBOR
CORONA                                                          NO         NON-IO                           -3          FIXED-BALLOON
BELLFLOWER                                                      NO         NON-IO                           -3          FIXED
LOS ANGELES                             24                     YES         5 YEARS                          58          WSJ-6MLIBOR
HAWTHORNE                               24                     YES         5 YEARS                          58          WSJ-6MLIBOR
IRVINE                                                          NO         NON-IO                           -3          FIXED
SANTA PAULA                                                    YES         5 YEARS                          58          FIXED
LAKEWOOD                                                        NO         NON-IO                           -2          FIXED-BALLOON
ALHAMBRA                                24                     YES         5 YEARS                          58          WSJ-6MLIBOR
SACRAMENTO                                                      NO         NON-IO                           -2          FIXED-BALLOON
LOS ANGELES                             60                     YES         5 YEARS                          58          WSJ-1YRLIBOR
SAN BERNARDINO                          24                     YES         5 YEARS                          58          WSJ-6MLIBOR
STOCKTON                                24                     YES         5 YEARS                          58          WSJ-6MLIBOR
LONG BEACH                              60                     YES         5 YEARS                          57          WSJ-1YRLIBOR
KLAMATH FALLS                           24                      NO         NON-IO                           -3          WSJ-6MLIBOR
BELLINGHAM                                                      NO         NON-IO                           -3          FIXED-BALLOON
PORTLAND                                                        NO         NON-IO                           -3          FIXED-BALLOON
PUYALLUP                                24                     YES         5 YEARS                          57          WSJ-6MLIBOR
TACOMA                                  24                      NO         NON-IO                           -2          WSJ-6MLIBOR
WASILLA                                                         NO         NON-IO                           -3          FIXED-BALLOON
SPOKANE                                 24                      NO         NON-IO                           -2          WSJ-6MLIBOR
WENDELL                                                         NO         NON-IO                           -2          FIXED
PAYETTE                                                         NO         NON-IO                           -2          FIXED-BALLOON
TACOMA                                                         YES         5 YEARS                          57          FIXED
SUQUAMISH                                                       NO         NON-IO                           -2          FIXED
PORTLAND                                                       YES         5 YEARS                          58          FIXED
TACOMA                                                          NO         NON-IO                           -3          FIXED-BALLOON
PUYALLUP                                                        NO         NON-IO                           -3          FIXED-BALLOON
UNIVERSITY PLAC                                                YES         5 YEARS                          57          FIXED
COVINGTON                                                       NO         NON-IO                           -3          FIXED-BALLOON
TWIN FALLS                                                      NO         NON-IO                           -3          FIXED-BALLOON
GIG HARBOR                              24                     YES         5 YEARS                          57          WSJ-6MLIBOR
SHELTON                                                        YES         5 YEARS                          57          FIXED
PORTLAND                                24                      NO         NON-IO                           -3          WSJ-6MLIBOR
SPRINGFIELD                                                     NO         NON-IO                           -3          FIXED-BALLOON
SEDRO WOOLLEY                                                   NO         NON-IO                           -3          FIXED-BALLOON
REPUBLIC                                                        NO         NON-IO                           -3          FIXED
ABERDEEN                                24                      NO         NON-IO                           -3          WSJ-6MLIBOR
OTHELLO                                                         NO         NON-IO                           -3          FIXED
BOTHELL                                                         NO         NON-IO                           -3          FIXED-BALLOON
SPOKANE                                                         NO         NON-IO                           -3          FIXED
SPOKANE                                                         NO         NON-IO                           -3          FIXED-BALLOON
VALHALLA                                                        NO         NON-IO                           -2          FIXED
MONCKS CORNER                                                   NO         NON-IO                           -1          FIXED
BANGOR                                                          NO         NON-IO                           -2          FIXED
TRENTON                                 24                      NO         NON-IO                           -1          WSJ-6MLIBOR
LANHAM                                                          NO         NON-IO                           -1          FIXED
LOWELL                                                         YES         5 YEARS                          59          FIXED
LOWELL                                                          NO         NON-IO                           -1          FIXED-BALLOON
CALUMET CITY                            60                      NO         NON-IO                           -1          WSJ-1YRLIBOR
CALUMET CITY                                                    NO         NON-IO                           -1          FIXED-BALLOON
TOWER CITY                                                      NO         NON-IO                           -2          FIXED
MARKHAM                                                         NO         NON-IO                           -2          FIXED
SAINT CLAIR SHO                         24                      NO         NON-IO                           -2          WSJ-6MLIBOR
ATLANTA                                                         NO         NON-IO                           -2          FIXED
MONTICELLO                                                      NO         NON-IO                           -2          FIXED-BALLOON
NORRIDGE                                60                      NO         NON-IO                           -1          WSJ-1YRLIBOR
BROOKLYN PARK                                                   NO         NON-IO                           -2          FIXED
DETROIT                                 24                      NO         NON-IO                           -1          WSJ-6MLIBOR
DETROIT                                                         NO         NON-IO                           -1          FIXED-BALLOON
CANTON                                                          NO         NON-IO                           -2          FIXED-BALLOON
BOYNTON BEACH                                                   NO         NON-IO                           -2          FIXED-BALLOON
CHICAGO                                                         NO         NON-IO                           -1          FIXED
DECATUR                                                         NO         NON-IO                           -2          FIXED-BALLOON
GARY                                                            NO         NON-IO                           -1          FIXED-BALLOON
GARY                                                            NO         NON-IO                           -1          FIXED-BALLOON
HAMPTON                                                         NO         NON-IO                           -2          FIXED-BALLOON
ADDISON                                                         NO         NON-IO                           -1          FIXED
PALATINE                                24                      NO         NON-IO                           -1          WSJ-6MLIBOR
ROBBINSDALE                                                     NO         NON-IO                           -1          FIXED-BALLOON
LITTLE FALLS                                                    NO         NON-IO                           -2          FIXED-BALLOON
PRINCETON                                                       NO         NON-IO                           -1          FIXED-BALLOON
BROOKLYN PARK                           36                     YES         5 YEARS                          59          WSJ-6MLIBOR
BROOKLYN PARK                                                   NO         NON-IO                           -1          FIXED-BALLOON
LAND O LAKES                                                    NO         NON-IO                           -1          FIXED
CHASKA                                                          NO         NON-IO                           -1          FIXED
SAINT PAUL                                                     YES         5 YEARS                          59          FIXED
HANOVER PARK                            60                      NO         NON-IO                           -1          WSJ-1YRLIBOR
BUCKEYE                                 24                     YES         5 YEARS                          58          WSJ-6MLIBOR
KINGMAN                                 24                      NO         NON-IO                           -1          WSJ-6MLIBOR
LAS VEGAS                               24                     YES         5 YEARS                          59          WSJ-6MLIBOR
PHOENIX                                 24                     YES         5 YEARS                          59          WSJ-6MLIBOR
KANSAS CITY                                                     NO         NON-IO                           -4          FIXED
KANSAS CITY                                                     NO         NON-IO                           -4          FIXED-BALLOON
DETROIT                                                         NO         NON-IO                           -1          FIXED-BALLOON
CHADWICK                                                        NO         NON-IO                           -2          FIXED-BALLOON
RICHMOND                                                        NO         NON-IO                           -2          FIXED
NEW BEDFORD                                                     NO         NON-IO                           -1          FIXED
RICHMOND                                                        NO         NON-IO                           -2          FIXED
COLUMBIA                                36                      NO         NON-IO                           -2          WSJ-6MLIBOR
BANGOR                                                          NO         NON-IO                           -1          FIXED
NASHUA                                                          NO         NON-IO                           -2          FIXED
CHARLOTTE                                                       NO         NON-IO                           -1          FIXED
DETROIT                                                         NO         NON-IO                           -1          FIXED
CROWLEY                                                         NO         NON-IO                           -2          FIXED
MIAMI                                                           NO         NON-IO                           -2          FIXED
RIDGELAND                                                       NO         NON-IO                           -2          FIXED
RAILROAD FLAT                                                  YES         5 YEARS                          59          FIXED
LANCASTER                                                       NO         NON-IO                           -2          FIXED-BALLOON
RIDGELAND                                                       NO         NON-IO                           -2          FIXED-BALLOON
HALSTEAD                                36                      NO         NON-IO                           -1          WSJ-6MLIBOR
GILBERT                                                        YES         5 YEARS                          59          FIXED
GILBERT                                                         NO         NON-IO                           -1          FIXED-BALLOON
DETROIT                                                         NO         NON-IO                           -1          FIXED-BALLOON
BRYAN                                                           NO         NON-IO                           -2          FIXED
LITTLE RIVER AC                                                 NO         NON-IO                           -2          FIXED
SAN ANTONIO                                                     NO         NON-IO                           -1          FIXED
LAREDO                                                          NO         NON-IO                           -2          FIXED
LAREDO                                                          NO         NON-IO                           -2          FIXED-BALLOON
HOUSTON                                 24                      NO         NON-IO                           -2          WSJ-6MLIBOR
KINGWOOD                                                        NO         NON-IO                           -2          FIXED
HOUSTON                                                         NO         NON-IO                           -2          FIXED
BAYTOWN                                                         NO         NON-IO                           -2          FIXED
LA PORTE                                                        NO         NON-IO                           -2          FIXED
BAYTOWN                                                         NO         NON-IO                           -2          FIXED-BALLOON
BACLIFF                                                         NO         NON-IO                           -2          FIXED
HOUSTON                                                         NO         NON-IO                           -1          FIXED-BALLOON
AUSTIN                                                          NO         NON-IO                           -1          FIXED
DEER PARK                                                       NO         NON-IO                           -2          FIXED
FORT WORTH                                                      NO         NON-IO                           -2          FIXED
FORT WORTH                              24                      NO         NON-IO                           -2          WSJ-6MLIBOR
COLUMBIA                                                        NO         NON-IO                           -2          FIXED
JENKS                                                           NO         NON-IO                           -2          FIXED
MONCKS CORNER                                                   NO         NON-IO                           -2          FIXED
EL PASO                                                         NO         NON-IO                           -2          FIXED
SAN ANTONIO                             24                      NO         NON-IO                           -2          WSJ-6MLIBOR
CARROLLTON                                                      NO         NON-IO                           -2          FIXED
CARROLLTON                              24                      NO         NON-IO                           -2          WSJ-6MLIBOR
GARLAND                                                         NO         NON-IO                           -2          FIXED
EL PASO                                                         NO         NON-IO                           -2          FIXED
BOLIVAR                                                         NO         NON-IO                           -2          FIXED
ARLINGTON                                                       NO         NON-IO                           -2          FIXED-BALLOON
DALLAS                                  24                      NO         NON-IO                           -1          WSJ-6MLIBOR
MEMPHIS                                                         NO         NON-IO                           -2          FIXED-BALLOON
HITCHCOCK                                                       NO         NON-IO                           -2          FIXED
DESOTO                                                          NO         NON-IO                           -2          FIXED
ATHENS                                  24                      NO         NON-IO                           -2          WSJ-6MLIBOR
BOWIE                                                           NO         NON-IO                           -2          FIXED
BEDFORD                                                         NO         NON-IO                           -2          FIXED
DENISON                                                         NO         NON-IO                           -1          FIXED
SAN MARCOS                              60                      NO         NON-IO                           -2          WSJ-1YRLIBOR
CEDAR HILL                                                      NO         NON-IO                           -2          FIXED
GLENN HEIGHTS                                                   NO         NON-IO                           -2          FIXED
IRVING                                                          NO         NON-IO                           -2          FIXED
PRYOR                                                           NO         NON-IO                           -2          FIXED-BALLOON
ROWLETT                                                         NO         NON-IO                           -2          FIXED
BURLESON                                                        NO         NON-IO                           -2          FIXED
BOWIE                                                           NO         NON-IO                           -2          FIXED
BALCH SPRINGS                                                   NO         NON-IO                           -1          FIXED
BALCH SPRINGS                                                   NO         NON-IO                           -1          FIXED-BALLOON
MCKINNEY                                                        NO         NON-IO                           -2          FIXED
DALLAS                                                          NO         NON-IO                           -1          FIXED
WICHITA FALLS                                                   NO         NON-IO                           -1          FIXED
FORT WORTH                                                      NO         NON-IO                           -2          FIXED
GRAND PRAIRIE                                                   NO         NON-IO                           -2          FIXED
BOWIE                                   24                      NO         NON-IO                           -1          WSJ-6MLIBOR
GULFPORT                                                        NO         NON-IO                           -1          FIXED
MAYNARDVILLE                            60                      NO         NON-IO                           -1          WSJ-1YRLIBOR
VILONIA                                 24                      NO         NON-IO                           -2          WSJ-6MLIBOR
EL PASO                                                         NO         NON-IO                           -2          FIXED
FORT WORTH                              24                      NO         NON-IO                           -4          WSJ-6MLIBOR
VICTORIA                                36                      NO         NON-IO                           -2          WSJ-6MLIBOR
LOWRY CROSSING                                                  NO         NON-IO                           -2          FIXED
HAYDEN                                                          NO         NON-IO                           -1          FIXED
TELEPHONE                                                       NO         NON-IO                           -2          FIXED
GRAND PRAIRIE                           24                      NO         NON-IO                           -2          WSJ-6MLIBOR
HOUSTON                                                         NO         NON-IO                           -1          FIXED
STANHOPE                                                        NO         NON-IO                           -1          FIXED
PORT NECHES                                                     NO         NON-IO                           -2          FIXED
RICHMOND                                                        NO         NON-IO                           -2          FIXED
DALLAS                                                          NO         NON-IO                           -2          FIXED
SAN ANTONIO                                                     NO         NON-IO                           -2          FIXED
WILLIS                                                          NO         NON-IO                           -2          FIXED
KYLE                                                            NO         NON-IO                           -2          FIXED
HUMBLE                                                          NO         NON-IO                           -2          FIXED
HUNTSVILLE                                                      NO         NON-IO                           -2          FIXED
WILLIS                                                          NO         NON-IO                           -2          FIXED
HOUSTON                                                         NO         NON-IO                           -2          FIXED
KATY                                                            NO         NON-IO                           -2          FIXED
HORIZON CITY                            24                      NO         NON-IO                           -2          WSJ-6MLIBOR
NEW BRAUNFELS                                                   NO         NON-IO                           -2          FIXED
PASADENA                                                        NO         NON-IO                           -2          FIXED
HOUSTON                                                         NO         NON-IO                           -2          FIXED
LEANDER                                                         NO         NON-IO                           -2          FIXED
S. OGDEN                                24                      NO         NON-IO                           -2          WSJ-6MLIBOR
BILLINGS                                24                      NO         NON-IO                           -2          WSJ-6MLIBOR
TOOELE                                  24                     YES         5 YEARS                          58          WSJ-6MLIBOR
LEHI                                                            NO         NON-IO                           -2          FIXED
WEST VALLEY                             24                      NO         NON-IO                           -2          WSJ-6MLIBOR
SAINT GEORGE                            24                      NO         NON-IO                           -2          WSJ-6MLIBOR
COLORADO SPRING                                                 NO         NON-IO                           -2          FIXED-BALLOON
WALDORF                                                         NO         NON-IO                           -2          FIXED-BALLOON
OWINGS MILLS                            24                     YES         5 YEARS                          58          WSJ-6MLIBOR
CHICAGO                                 24                     YES         5 YEARS                          56          WSJ-6MLIBOR
CHICAGO                                                         NO         NON-IO                           -4          FIXED-BALLOON
GLENDALE HEIGHT                                                 NO         NON-IO                           -2          FIXED
LA MARQUE                               24                      NO         NON-IO                           -6          WSJ-6MLIBOR
LAKE JACKSON                                                    NO         NON-IO                           -6          FIXED-BALLOON
EL PASO                                                         NO         NON-IO                           -2          FIXED
SHOREACRES                                                      NO         NON-IO                           -2          FIXED
EDINBURG                                                        NO         NON-IO                           -2          FIXED-BALLOON
HOUSTON                                                         NO         NON-IO                           -2          FIXED
MONTGOMERY                              24                      NO         NON-IO                           -2          WSJ-6MLIBOR
ANGLETON                                                        NO         NON-IO                           -2          FIXED
HOUSTON                                                         NO         NON-IO                           -2          FIXED-BALLOON
MAGNOLIA                                                        NO         NON-IO                           -2          FIXED
LEADWOOD                                24                      NO         NON-IO                           -2          WSJ-6MLIBOR
ST. LOUIS                                                       NO         NON-IO                           -2          FIXED
LINCOLN                                                         NO         NON-IO                           -2          FIXED
MILFORD                                                         NO         NON-IO                           -3          FIXED
SAINT LOUIS                             24                      NO         NON-IO                           -3          WSJ-6MLIBOR
JESUP                                                           NO         NON-IO                           -2          FIXED
LEAVENWORTH                                                     NO         NON-IO                           -3          FIXED-BALLOON
MASON CITY                                                      NO         NON-IO                           -3          FIXED
INDEPENDENCE                                                    NO         NON-IO                           -3          FIXED
KANSAS CITY                                                     NO         NON-IO                           -3          FIXED
ST. LOUIS                                                       NO         NON-IO                           -3          FIXED-BALLOON
BLAIR                                   24                      NO         NON-IO                           -3          WSJ-6MLIBOR
KANSAS CITY                                                     NO         NON-IO                           -3          FIXED
DES MOINES                                                     YES         5 YEARS                          57          FIXED
OMAHA                                                           NO         NON-IO                           -2          FIXED
RAYMORE                                                        YES         5 YEARS                          58          FIXED
SAINT LOUIS                             24                      NO         NON-IO                           -3          WSJ-6MLIBOR
FREEBURG                                                        NO         NON-IO                           -2          FIXED
COUNCIL BLUFFS                          24                      NO         NON-IO                           -3          WSJ-6MLIBOR
OLATHE                                                          NO         NON-IO                           -3          FIXED
ST. LOUIS                                                       NO         NON-IO                           -3          FIXED-BALLOON
CANTON                                  24                      NO         NON-IO                           -3          WSJ-6MLIBOR
SIBLEY                                  24                      NO         NON-IO                           -2          WSJ-6MLIBOR
SAINT LOUIS                             24                      NO         NON-IO                           -2          WSJ-6MLIBOR
TIFFIN                                                          NO         NON-IO                           -2          FIXED
LEE'S SUMMIT                                                    NO         NON-IO                           -3          FIXED-BALLOON
KANSAS CITY                             24                      NO         NON-IO                           -2          WSJ-6MLIBOR
KANSAS CITY                             24                      NO         NON-IO                           -2          WSJ-6MLIBOR
SAINT LOUIS                             24                     YES         5 YEARS                          58          WSJ-6MLIBOR
COUNCIL BLUFFS                          24                      NO         NON-IO                           -2          WSJ-6MLIBOR
KANSAS CITY                             24                      NO         NON-IO                           -2          WSJ-6MLIBOR
SAINT LOUIS                             24                      NO         NON-IO                           -2          WSJ-6MLIBOR
KANSAS CITY                             24                      NO         NON-IO                           -2          WSJ-6MLIBOR
ST. LOUIS                               36                      NO         NON-IO                           -2          WSJ-6MLIBOR
LEON                                    24                      NO         NON-IO                           -2          WSJ-6MLIBOR
BELLEVUE                                24                      NO         NON-IO                           -2          WSJ-6MLIBOR
WICHITA                                                         NO         NON-IO                           -2          FIXED
KANSAS CITY                                                     NO         NON-IO                           -2          FIXED
KANSAS CITY                             24                      NO         NON-IO                           -2          WSJ-6MLIBOR
OMAHA                                   24                      NO         NON-IO                           -2          WSJ-6MLIBOR
KANSAS CITY                                                     NO         NON-IO                           -2          FIXED
OVERLAND PARK                           24                      NO         NON-IO                           -2          WSJ-6MLIBOR
HUTCHINSON                              24                      NO         NON-IO                           -2          WSJ-6MLIBOR
BATES CITY                                                      NO         NON-IO                           -2          FIXED
COSBY                                   24                     YES         5 YEARS                          58          WSJ-6MLIBOR
WENATCHEE                               24                     YES         5 YEARS                          56          WSJ-6MLIBOR
WEST LINN                                                       NO         NON-IO                           -4          FIXED-BALLOON
BREMERTON                                                       NO         NON-IO                           -3          FIXED
PORTLAND                                                        NO         NON-IO                           -4          FIXED-BALLOON
CAMARILLO                                                       NO         NON-IO                           -3          FIXED-BALLOON
QUARTZ HILL ARE                         24                     YES         5 YEARS                          57          WSJ-6MLIBOR
CARSON                                                          NO         NON-IO                           -3          FIXED-BALLOON
APPLE VALLEY AR                                                 NO         NON-IO                           -3          FIXED-BALLOON
BUENA PARK                              24                     YES         5 YEARS                          57          WSJ-6MLIBOR
QUARTZ HILL ARE                                                 NO         NON-IO                           -2          FIXED
WILMINGTON AREA                                                 NO         NON-IO                           -3          FIXED-BALLOON
LOS ANGELES                                                    YES         5 YEARS                          58          FIXED
ADELANTO                                                        NO         NON-IO                           -3          FIXED
LANCASTER AREA                                                  NO         NON-IO                           -3          FIXED
NIPOMO                                                          NO         NON-IO                           -2          FIXED-BALLOON
CORONA                                  24                     YES         5 YEARS                          58          WSJ-6MLIBOR
VENTURA (AREA O                                                 NO         NON-IO                           -3          FIXED
NORTHRIDGE AREA                                                 NO         NON-IO                           -2          FIXED
NORTHRIDGE AREA                                                 NO         NON-IO                           -2          FIXED
WOODLAND HILLS                          24                     YES         5 YEARS                          58          WSJ-6MLIBOR
POMONA                                  24                     YES         5 YEARS                          58          WSJ-6MLIBOR
VICTORVILLE                             60                     YES         5 YEARS                          58          WSJ-1YRLIBOR
HEMET                                                           NO         NON-IO                           -2          FIXED-BALLOON
MATTAWA                                                         NO         NON-IO                           -4          FIXED-BALLOON
COEUR D ALENE                           24                     YES         5 YEARS                          58          WSJ-6MLIBOR
IDAHO FALLS                                                     NO         NON-IO                           -3          FIXED-BALLOON
SPOKANE                                 36                      NO         NON-IO                           -4          WSJ-6MLIBOR
EVERETT                                                         NO         NON-IO                           -3          FIXED-BALLOON
SPOKANE                                                         NO         NON-IO                           -3          FIXED-BALLOON
KANSAS CITY                                                     NO         NON-IO                           -3          FIXED
CEDAR RAPIDS                            24                      NO         NON-IO                           -3          WSJ-6MLIBOR
OVERLAND PARK                                                   NO         NON-IO                           -2          FIXED
DES MOINES                                                      NO         NON-IO                           -3          FIXED-BALLOON
MAQUOKETA                                                       NO         NON-IO                           -3          FIXED
ST. PETERS                              24                     YES         5 YEARS                          57          WSJ-6MLIBOR
GARDNER                                                         NO         NON-IO                           -3          FIXED
ABBYVILLE                               24                      NO         NON-IO                           -3          WSJ-6MLIBOR
ST. LOUIS                               24                      NO         NON-IO                           -3          WSJ-6MLIBOR
DES MOINES                                                      NO         NON-IO                           -3          FIXED-BALLOON
MAQUOKETA                                                       NO         NON-IO                           -3          FIXED
KANSAS CITY                                                     NO         NON-IO                           -4          FIXED
PERRY                                                           NO         NON-IO                           -3          FIXED
OVERLAND PARK                                                   NO         NON-IO                           -4          FIXED
OLATHE                                                          NO         NON-IO                           -3          FIXED-BALLOON
KANSAS CITY                                                     NO         NON-IO                           -3          FIXED
GRANDVIEW                                                       NO         NON-IO                           -3          FIXED-BALLOON
ADAIR                                                           NO         NON-IO                           -3          FIXED
ASHLAND                                 24                     YES         5 YEARS                          57          WSJ-6MLIBOR
KANSAS CITY                                                     NO         NON-IO                           -3          FIXED-BALLOON
VIOLA                                                           NO         NON-IO                           -3          FIXED
GRAIN VALLEY                                                    NO         NON-IO                           -3          FIXED-BALLOON
MAQUOKETA                                                       NO         NON-IO                           -3          FIXED
COLORADO SPRING                                                 NO         NON-IO                           -3          FIXED-BALLOON
KANSAS CITY                                                     NO         NON-IO                           -4          FIXED-BALLOON
CRESTON                                                         NO         NON-IO                           -3          FIXED
COVINGTON                                                       NO         NON-IO                           -2          FIXED-BALLOON
ELIZABETH CITY                          24                      NO         NON-IO                           -2          WSJ-6MLIBOR
FORT WALTON BEA                         24                      NO         NON-IO                           -2          WSJ-6MLIBOR
ATLANTA                                 24                      NO         NON-IO                           -2          WSJ-6MLIBOR
MCHENRY                                                         NO         NON-IO                           -2          FIXED-BALLOON
HIALEAH                                                         NO         NON-IO                           -2          FIXED
LITHONIA                                                        NO         NON-IO                           -2          FIXED-BALLOON
ORLANDO                                 24                      NO         NON-IO                           -2          WSJ-6MLIBOR
PORT SAINT LUCI                         24                      NO         NON-IO                           -2          WSJ-6MLIBOR
CLERMONT                                24                     YES         5 YEARS                          58          WSJ-6MLIBOR
MIAMI                                   24                      NO         NON-IO                           -2          WSJ-6MLIBOR
CHICAGO                                                         NO         NON-IO                           -2          FIXED-BALLOON
NORTH AUGUSTA                                                   NO         NON-IO                           -2          FIXED
ATLANTA                                                         NO         NON-IO                           -2          FIXED-BALLOON
SUNRISE                                 24                      NO         NON-IO                           -2          WSJ-6MLIBOR
ATLANTA                                                         NO         NON-IO                           -2          FIXED
NORTHBROOK                                                      NO         NON-IO                           -2          FIXED
SNELLVILLE                              24                      NO         NON-IO                           -2          WSJ-6MLIBOR
CAROL STREAM                            24                      NO         NON-IO                           -2          WSJ-6MLIBOR
ELLENWOOD                               24                      NO         NON-IO                           -2          WSJ-6MLIBOR
TAMPA                                   24                      NO         NON-IO                           -2          WSJ-6MLIBOR
COVINGTON                               24                      NO         NON-IO                           -2          WSJ-6MLIBOR
NEWNAN                                                          NO         NON-IO                           -2          FIXED-BALLOON
ELLENWOOD                                                       NO         NON-IO                           -2          FIXED-BALLOON
ORANGE PARK                             24                      NO         NON-IO                           -2          WSJ-6MLIBOR
SCOTTSDALE                                                      NO         NON-IO                           -2          FIXED-BALLOON
CASA GRANDE                                                     NO         NON-IO                           -3          FIXED-BALLOON
PHOENIX                                 24                     YES         5 YEARS                          58          WSJ-6MLIBOR
CASA GRANDE                                                     NO         NON-IO                           -3          FIXED-BALLOON
QUEEN CREEK                                                     NO         NON-IO                           -3          FIXED-BALLOON
PHOENIX                                 24                      NO         NON-IO                           -3          WSJ-6MLIBOR
SURPRISE                                                        NO         NON-IO                           -3          FIXED-BALLOON
TUCSON                                                          NO         NON-IO                           -3          FIXED-BALLOON
QUEEN CREEK                             24                     YES         5 YEARS                          58          WSJ-6MLIBOR
CASA GRANDE                                                     NO         NON-IO                           -3          FIXED
NORTH LAS VEGAS                                                 NO         NON-IO                           -3          FIXED-BALLOON
LAS VEGAS                                                      YES         5 YEARS                          57          FIXED
GOLD CANYON                             24                      NO         NON-IO                           -3          WSJ-6MLIBOR
MAYER                                                           NO         NON-IO                           -3          FIXED
QUEEN CREEK                                                    YES         5 YEARS                          57          FIXED
KINGMAN                                                         NO         NON-IO                           -3          FIXED-BALLOON
TUCSON                                                          NO         NON-IO                           -3          FIXED
SURPRISE                                                        NO         NON-IO                           -3          FIXED-BALLOON
CASA GRANDE                                                     NO         NON-IO                           -3          FIXED-BALLOON
LAS VEGAS                               60                     YES         5 YEARS                          58          WSJ-1YRLIBOR
GOODYEAR                                24                     YES         5 YEARS                          58          WSJ-6MLIBOR
SURPRISE                                60                     YES         5 YEARS                          57          WSJ-1YRLIBOR
TOLLESON                                24                     YES         5 YEARS                          58          WSJ-6MLIBOR
MESA                                    60                      NO         NON-IO                           -3          WSJ-1YRLIBOR
QUEEN CREEK                             24                     YES         5 YEARS                          58          WSJ-6MLIBOR
LAS VEGAS                                                       NO         NON-IO                           -2          FIXED-BALLOON
QUEEN CREEK                                                     NO         NON-IO                           -3          FIXED-BALLOON
CASA GRANDE                             24                     YES         5 YEARS                          58          WSJ-6MLIBOR
LAS VEGAS                               24                     YES         5 YEARS                          58          WSJ-6MLIBOR
AVONDALE                                24                     YES         5 YEARS                          58          WSJ-6MLIBOR
FORT MOHAVE                             24                     YES         5 YEARS                          58          WSJ-6MLIBOR
QUEEN CREEK                             24                     YES         5 YEARS                          58          WSJ-6MLIBOR
GLENDALE                                24                     YES         5 YEARS                          58          WSJ-6MLIBOR
SURPRISE                                24                     YES         5 YEARS                          58          WSJ-6MLIBOR
NORTH LAS VEGAS                                                 NO         NON-IO                           -2          FIXED-BALLOON
SEDONA                                  24                     YES         5 YEARS                          58          WSJ-6MLIBOR
LAS VEGAS                               60                     YES         5 YEARS                          58          WSJ-1YRLIBOR
PHOENIX                                 24                     YES         5 YEARS                          58          WSJ-6MLIBOR
PHOENIX                                 24                     YES         5 YEARS                          58          WSJ-6MLIBOR
PHOENIX                                 24                      NO         NON-IO                           -2          WSJ-6MLIBOR
QUEEN CREEK                             24                     YES         5 YEARS                          58          WSJ-6MLIBOR
QUEEN CREEK                             24                     YES         5 YEARS                          58          WSJ-6MLIBOR
QUEEN CREEK                             24                     YES         5 YEARS                          58          WSJ-6MLIBOR
SAHUARITA                               24                     YES         5 YEARS                          58          WSJ-6MLIBOR
AMADO                                   24                      NO         NON-IO                           -2          WSJ-6MLIBOR
TUCSON                                  24                      NO         NON-IO                           -2          WSJ-6MLIBOR
PHOENIX                                 24                      NO         NON-IO                           -2          WSJ-6MLIBOR
LAVEEN                                  24                      NO         NON-IO                           -2          WSJ-6MLIBOR
SURPRISE                                24                     YES         5 YEARS                          58          WSJ-6MLIBOR
PEORIA                                  24                      NO         NON-IO                           -2          WSJ-6MLIBOR
SURPRISE                                                       YES         5 YEARS                          58          FIXED
QUEEN CREEK                             24                     YES         5 YEARS                          58          WSJ-6MLIBOR
KINGMAN                                 24                      NO         NON-IO                           -2          WSJ-6MLIBOR
PHOENIX                                 24                     YES         5 YEARS                          58          WSJ-6MLIBOR
KANSAS CITY                             24                      NO         NON-IO                           -4          WSJ-6MLIBOR
INDEPENDENCE                            24                      NO         NON-IO                           -4          WSJ-6MLIBOR
CHARLES CITY                                                    NO         NON-IO                           -4          FIXED
INDEPENDENCE                            24                      NO         NON-IO                           -2          WSJ-6MLIBOR
KANSAS CITY                             24                      NO         NON-IO                           -3          WSJ-6MLIBOR
SENECA                                                          NO         NON-IO                           -3          FIXED-BALLOON
LEAVENWORTH                             24                      NO         NON-IO                           -3          WSJ-6MLIBOR
KANSAS CITY                                                     NO         NON-IO                           -3          FIXED
DES MOINES                              24                      NO         NON-IO                           -3          WSJ-6MLIBOR
COUNCIL BLUFFS                                                  NO         NON-IO                           -3          FIXED-BALLOON
KANSAS CITY                                                     NO         NON-IO                           -4          FIXED
PALATINE                                                        NO         NON-IO                           -2          FIXED-BALLOON
PORT CHARLOTTE                          24                      NO         NON-IO                           -2          WSJ-6MLIBOR
ATLANTA                                 24                      NO         NON-IO                           -2          WSJ-6MLIBOR
CHICAGO                                                         NO         NON-IO                           -2          FIXED
ATLANTA                                 24                      NO         NON-IO                           -2          WSJ-1YRLIBOR
ST CLAIR SHORES                         24                      NO         NON-IO                           -2          WSJ-6MLIBOR
CHICAGO                                                         NO         NON-IO                           -2          FIXED
LITHONIA                                                        NO         NON-IO                           -3          FIXED-BALLOON
JACKSON                                                         NO         NON-IO                           -2          FIXED
AURORA                                                         YES         5 YEARS                          58          FIXED
HOFFMAN ESTATES                                                 NO         NON-IO                           -2          FIXED
COON RAPIDS                                                    YES         5 YEARS                          58          FIXED
PLAINFIELD                                                      NO         NON-IO                           -2          FIXED
SCHAUMBURG                                                      NO         NON-IO                           -2          FIXED
JACKSONVILLE                                                    NO         NON-IO                           -2          FIXED
DETROIT                                 24                      NO         NON-IO                           -2          WSJ-6MLIBOR
RUFFIN                                                          NO         NON-IO                           -2          FIXED
TITUSVILLE                              24                      NO         NON-IO                           -2          WSJ-6MLIBOR
ROSEVILLE                                                       NO         NON-IO                           -2          FIXED
LAKELAND                                                        NO         NON-IO                           -2          FIXED-BALLOON
CHICAGO                                                         NO         NON-IO                           -2          FIXED
RIVERDALE                                                       NO         NON-IO                           -2          FIXED-BALLOON
CHICAGO                                                        YES         5 YEARS                          58          FIXED
CHICAGO HEIGHTS                         24                      NO         NON-IO                           -2          WSJ-6MLIBOR
ROCKMART                                                        NO         NON-IO                           -2          FIXED
BOGART                                                          NO         NON-IO                           -2          FIXED
EVANSVILLE                                                      NO         NON-IO                           -2          FIXED
DETROIT                                                         NO         NON-IO                           -2          FIXED
GAINESVILLE                             24                      NO         NON-IO                           -2          WSJ-6MLIBOR
MIRAMAR                                 60                     YES         5 YEARS                          58          WSJ-1YRLIBOR
MAYWOOD                                                         NO         NON-IO                           -2          FIXED
CHICAGO                                 60                      NO         NON-IO                           -2          WSJ-1YRLIBOR
ROSEMONT                                60                      NO         NON-IO                           -2          WSJ-1YRLIBOR
NEWAYGO                                 24                      NO         NON-IO                           -2          WSJ-6MLIBOR
NEWAYGO                                                         NO         NON-IO                           -2          FIXED-BALLOON
ATLANTA                                                         NO         NON-IO                           -3          FIXED-BALLOON
HARVEY                                  60                      NO         NON-IO                           -2          WSJ-1YRLIBOR
CHICAGO                                 60                      NO         NON-IO                           -2          WSJ-1YRLIBOR
MILTON                                                          NO         NON-IO                           -2          FIXED
WOODRIDGE                                                      YES         5 YEARS                          58          FIXED
ST LOUIS PARK                                                  YES         5 YEARS                          58          FIXED
HIGH POINT                              24                      NO         NON-IO                           -2          WSJ-6MLIBOR
BELLEVILLE                                                      NO         NON-IO                           -2          FIXED
CONYERS                                 24                      NO         NON-IO                           -2          WSJ-6MLIBOR
COVINGTON                                                       NO         NON-IO                           -2          FIXED-BALLOON
VALDOSTA                                                        NO         NON-IO                           -3          FIXED
DEFUNIAK SPRING                                                 NO         NON-IO                           -3          FIXED
CHICAGO                                 60                      NO         NON-IO                           -2          WSJ-1YRLIBOR
MACOMB                                                         YES         5 YEARS                          58          FIXED
HIALEAH                                                         NO         NON-IO                           -3          FIXED-BALLOON
ELK RIVER                               60                     YES         5 YEARS                          58          WSJ-1YRLIBOR
LAFAYETTE                                                       NO         NON-IO                           -2          FIXED
GATESVILLE                              24                      NO         NON-IO                           -2          WSJ-6MLIBOR
AUGUSTA                                                         NO         NON-IO                           -2          FIXED
MOUNT PROSPECT                          24                      NO         NON-IO                           -2          WSJ-6MLIBOR
ROCHELLE                                60                      NO         NON-IO                           -2          WSJ-1YRLIBOR
MOUNT VERNON                            24                      NO         NON-IO                           -2          WSJ-6MLIBOR
DETROIT                                 36                      NO         NON-IO                           -2          WSJ-6MLIBOR
TAMPA                                                           NO         NON-IO                           -3          FIXED-BALLOON
TEMPLE                                                          NO         NON-IO                           -2          FIXED-BALLOON
DOUGLASVILLE                                                    NO         NON-IO                           -3          FIXED-BALLOON
ROSELLE                                 60                      NO         NON-IO                           -2          WSJ-1YRLIBOR
ELMORE                                  24                      NO         NON-IO                           -2          WSJ-6MLIBOR
CROSS                                                           NO         NON-IO                           -2          FIXED
LECANTO                                                         NO         NON-IO                           -3          FIXED-BALLOON
DECATUR                                                         NO         NON-IO                           -3          FIXED-BALLOON
AUBURN HILLS                            24                      NO         NON-IO                           -2          WSJ-6MLIBOR
LOUISVILLE                              24                      NO         NON-IO                           -2          WSJ-6MLIBOR
GLENDALE HEIGHT                                                 NO         NON-IO                           -2          FIXED-BALLOON
RIVERVIEW                                                       NO         NON-IO                           -2          FIXED-BALLOON
SOUTH HOLLAND                           60                      NO         NON-IO                           -2          WSJ-1YRLIBOR
CHICAGO                                 24                     YES         5 YEARS                          58          WSJ-6MLIBOR
MAYWOOD                                                         NO         NON-IO                           -2          FIXED-BALLOON
CHICAGO                                 60                      NO         NON-IO                           -2          WSJ-1YRLIBOR
LILBURN                                 24                      NO         NON-IO                           -3          WSJ-6MLIBOR
DEERFIELD                               60                      NO         NON-IO                           -2          WSJ-1YRLIBOR
NEW PORT RICHEY                                                 NO         NON-IO                           -3          FIXED
GLENWOOD                                                        NO         NON-IO                           -2          FIXED-BALLOON
INDIANAPOLIS                            24                      NO         NON-IO                           -2          WSJ-6MLIBOR
UNION                                                           NO         NON-IO                           -3          FIXED
CHICAGO                                                         NO         NON-IO                           -2          FIXED
SANFORD                                 24                     YES         5 YEARS                          57          WSJ-6MLIBOR
ORLAND PARK                             36                      NO         NON-IO                           -2          WSJ-6MLIBOR
ELGIN                                   60                      NO         NON-IO                           -2          WSJ-1YRLIBOR
BELLWOOD                                24                     YES         5 YEARS                          58          WSJ-6MLIBOR
JOLIET                                  36                      NO         NON-IO                           -2          WSJ-6MLIBOR
STERLING HEIGHT                         24                      NO         NON-IO                           -2          WSJ-6MLIBOR
IXONIA                                                          NO         NON-IO                           -2          FIXED-BALLOON
BERWYN                                  24                      NO         NON-IO                           -2          WSJ-6MLIBOR
WHEATON                                                         NO         NON-IO                           -2          FIXED-BALLOON
SAUK VILLAGE                            24                      NO         NON-IO                           -2          WSJ-6MLIBOR
GRAND RAPIDS                            24                      NO         NON-IO                           -2          WSJ-6MLIBOR
CHICAGO                                 60                      NO         NON-IO                           -2          WSJ-1YRLIBOR
CHICAGO                                 60                      NO         NON-IO                           -2          WSJ-1YRLIBOR
CHICAGO HEIGHTS                         60                      NO         NON-IO                           -2          WSJ-1YRLIBOR
DETROIT                                                         NO         NON-IO                           -2          FIXED
HAZEL PARK                              24                      NO         NON-IO                           -2          WSJ-6MLIBOR
ROCKFORD                                36                      NO         NON-IO                           -2          WSJ-6MLIBOR
HOLIDAY                                                         NO         NON-IO                           -2          FIXED
WESTCHESTER                             60                     YES         5 YEARS                          58          WSJ-1YRLIBOR
MACHESNEY PARK                          24                      NO         NON-IO                           -2          WSJ-6MLIBOR
CUMMING                                                         NO         NON-IO                           -3          FIXED-BALLOON
BRADENTON                                                       NO         NON-IO                           -2          FIXED
GLENN DALE                              24                     YES         5 YEARS                          58          WSJ-6MLIBOR
CHARLOTTE                               24                      NO         NON-IO                           -4          WSJ-6MLIBOR
COLLEGE PARK                                                    NO         NON-IO                           -3          FIXED
MONTGOMERY                                                      NO         NON-IO                           -2          FIXED-BALLOON
BANGOR                                                          NO         NON-IO                           -2          FIXED
ROCHESTER HILLS                         60                     YES         5 YEARS                          58          1YR TRSRY-CMT
FOX LAKE                                24                      NO         NON-IO                           -2          WSJ-6MLIBOR
ULEN                                                            NO         NON-IO                           -2          FIXED
STONE MOUNTAIN                                                  NO         NON-IO                           -3          FIXED
ROCKMART                                24                      NO         NON-IO                           -3          WSJ-6MLIBOR
ROCKMART                                                        NO         NON-IO                           -3          FIXED-BALLOON
SALEM                                   24                      NO         NON-IO                           -2          WSJ-6MLIBOR
PROVIDENCE                                                      NO         NON-IO                           -2          FIXED-BALLOON
REDDICK                                                         NO         NON-IO                           -2          FIXED
CHICAGO HEIGHTS                         60                     YES         5 YEARS                          58          WSJ-1YRLIBOR
HUDSON                                  24                      NO         NON-IO                           -2          WSJ-6MLIBOR
KENDUSKEAG                                                      NO         NON-IO                           -2          FIXED
SKOWHEGAN                                                       NO         NON-IO                           -2          FIXED
STAFFORD                                                       YES         5 YEARS                          58          FIXED
AGAWAM                                                          NO         NON-IO                           -2          FIXED
NEW LENOX                                                       NO         NON-IO                           -2          FIXED
UPPER MARLBORO                          36                     YES         5 YEARS                          58          WSJ-6MLIBOR
BRIDGEVIEW                              60                      NO         NON-IO                           -2          WSJ-1YRLIBOR
WASHINGTON                                                      NO         NON-IO                           -2          FIXED
MAPLEWOOD                                                       NO         NON-IO                           -2          FIXED-BALLOON
BROOKLINE                                                       NO         NON-IO                           -2          FIXED
3EST WARWICK                                                    NO         NON-IO                           -2          FIXED-BALLOON
WESTBROOK                               60                      NO         NON-IO                           -2          WSJ-1YRLIBOR
RALEIGH                                                         NO         NON-IO                           -2          FIXED
BROOKLYN                                                       YES         5 YEARS                          58          FIXED
ATLANTA                                                         NO         NON-IO                           -4          FIXED-BALLOON
ELK RIVER                                                       NO         NON-IO                           -2          FIXED
CARMEL                                                          NO         NON-IO                           -2          FIXED
DISTRICT HEIGHT                         60                     YES         5 YEARS                          58          WSJ-1YRLIBOR
EVANSVILLE                                                      NO         NON-IO                           -2          FIXED
BROOKLYN                                                        NO         NON-IO                           -2          FIXED
ZEBULON                                 24                      NO         NON-IO                           -2          WSJ-6MLIBOR
NORTH ADAMS                             24                     YES         5 YEARS                          58          WSJ-6MLIBOR
JONESBORO                               24                      NO         NON-IO                           -3          WSJ-6MLIBOR
HAMPSTEAD                               36                      NO         NON-IO                           -2          WSJ-6MLIBOR
MOREHEAD CITY                           24                     YES         5 YEARS                          58          WSJ-6MLIBOR
LITTLETON                                                       NO         NON-IO                           -2          FIXED
WILMINGTON                                                      NO         NON-IO                           -2          FIXED
COLUMBIA                                                        NO         NON-IO                           -2          FIXED-BALLOON
WARREN                                  24                      NO         NON-IO                           -2          WSJ-6MLIBOR
LOCKPORT                                24                      NO         NON-IO                           -2          WSJ-6MLIBOR
FLORHAM PARK                            24                     YES         5 YEARS                          58          WSJ-6MLIBOR
BURNHAM                                                         NO         NON-IO                           -3          FIXED-BALLOON
BALTIMORE                                                       NO         NON-IO                           -2          FIXED
GREENSBORO                              24                     YES         5 YEARS                          58          WSJ-6MLIBOR
SAINT ALBANS                                                   YES         5 YEARS                          58          FIXED
IRVINGTON                               24                      NO         NON-IO                           -2          WSJ-6MLIBOR
BREWER                                                          NO         NON-IO                           -2          FIXED
CHICAGO                                                         NO         NON-IO                           -2          FIXED
SANFORD                                                         NO         NON-IO                           -2          FIXED
DORCHESTER                                                      NO         NON-IO                           -3          FIXED
GAINESVILLE                                                     NO         NON-IO                           -4          FIXED-BALLOON
SILVER SPRING                           24                      NO         NON-IO                           -2          WSJ-6MLIBOR
ROCKFORD                                                        NO         NON-IO                           -2          FIXED
HERMON                                  24                      NO         NON-IO                           -2          WSJ-6MLIBOR
TWO HARBORS                                                     NO         NON-IO                           -2          FIXED-BALLOON
BALTIMORE                                                       NO         NON-IO                           -2          FIXED
WEST STEWARTSTO                                                 NO         NON-IO                           -3          FIXED
LOWELL                                                          NO         NON-IO                           -3          FIXED-BALLOON
MIDLOTHIAN                                                      NO         NON-IO                           -3          FIXED-BALLOON
PRINCESS ANNE                                                   NO         NON-IO                           -3          FIXED
CHICOPEE                                                        NO         NON-IO                           -3          FIXED-BALLOON
LOWELL                                                          NO         NON-IO                           -3          FIXED-BALLOON
LOWELL                                                          NO         NON-IO                           -3          FIXED-BALLOON
SOUTH OZONE PAR                                                 NO         NON-IO                           -3          FIXED
HIGH POINT                                                      NO         NON-IO                           -3          FIXED
ROSEVILLE                               24                      NO         NON-IO                           -2          WSJ-6MLIBOR
BALTIMORE                                                       NO         NON-IO                           -2          FIXED
COUNTRY CLUB HI                                                 NO         NON-IO                           -3          FIXED
SPRINGFIELD                                                    YES         5 YEARS                          57          FIXED
SPRINGFIELD                                                     NO         NON-IO                           -3          FIXED-BALLOON
ATHENS                                                          NO         NON-IO                           -3          FIXED
GASTONIA                                                        NO         NON-IO                           -3          FIXED
ESSEX JUNCTION                                                  NO         NON-IO                           -2          FIXED
SAINT ALBANS                                                    NO         NON-IO                           -2          FIXED
DIXFIELD                                                        NO         NON-IO                           -3          FIXED
CORONA                                                          NO         NON-IO                           -2          FIXED-BALLOON
BALTIMORE                                                       NO         NON-IO                           -3          FIXED
BAY SHORE                                                       NO         NON-IO                           -2          FIXED-BALLOON
NORTH EAST                                                      NO         NON-IO                           -3          FIXED
EVERETT                                                         NO         NON-IO                           -2          FIXED-BALLOON
EDEN                                                            NO         NON-IO                           -3          FIXED
CHARLOTTE                               60                      NO         NON-IO                           -2          WSJ-1YRLIBOR
CRYSTAL LAKE                            60                      NO         NON-IO                           -2          1YR TRSRY-CMT
BALTIMORE                                                       NO         NON-IO                           -3          FIXED-BALLOON
COVENTRY                                                        NO         NON-IO                           -3          FIXED
FRANKLINVILLE                                                   NO         NON-IO                           -2          FIXED-BALLOON
STEUBEN                                                         NO         NON-IO                           -2          FIXED
NEWARK                                                          NO         NON-IO                           -3          FIXED-BALLOON
CORINNA                                                         NO         NON-IO                           -2          FIXED
ATLANTA                                                         NO         NON-IO                           -4          FIXED-BALLOON
LEXINGTON                                                       NO         NON-IO                           -2          FIXED-BALLOON
HIBBING                                 24                      NO         NON-IO                           -3          WSJ-6MLIBOR
SCHAUMBURG                                                      NO         NON-IO                           -3          FIXED-BALLOON
UPPER MARLBORO                                                  NO         NON-IO                           -3          FIXED-BALLOON
LIVERMORE FALLS                                                 NO         NON-IO                           -3          FIXED
DETROIT                                                         NO         NON-IO                           -2          FIXED
BALTIMORE                               24                      NO         NON-IO                           -2          WSJ-6MLIBOR
METROPOLIS                              36                      NO         NON-IO                           -2          WSJ-6MLIBOR
JAMAICA                                                         NO         NON-IO                           -2          FIXED
SOMERSWORTH                                                     NO         NON-IO                           -2          FIXED
BURLINGTON                                                     YES         5 YEARS                          58          FIXED
RANDALLSTOWN                            60                     YES         5 YEARS                          57          WSJ-1YRLIBOR
ROSELLE                                 60                      NO         NON-IO                           -2          WSJ-1YRLIBOR
CLINTON                                                         NO         NON-IO                           -2          FIXED-BALLOON
CLINTON                                                         NO         NON-IO                           -2          FIXED-BALLOON
RICHMOND                                24                      NO         NON-IO                           -3          WSJ-6MLIBOR
WINSTON SALEM                                                   NO         NON-IO                           -2          FIXED
STRASBURG                               24                      NO         NON-IO                           -2          WSJ-6MLIBOR
BEMIDJI                                                         NO         NON-IO                           -2          FIXED
DEKALB                                                          NO         NON-IO                           -2          FIXED
EVANSVILLE                                                      NO         NON-IO                           -2          FIXED
GLEN BURNIE                                                     NO         NON-IO                           -2          FIXED
SPRINGFIELD                             60                      NO         NON-IO                           -2          WSJ-1YRLIBOR
UNIVERSITY PARK                         60                      NO         NON-IO                           -2          WSJ-1YRLIBOR
LINWOOD                                                         NO         NON-IO                           -2          FIXED
PATERSON                                                        NO         NON-IO                           -2          FIXED-BALLOON
BRISTOL                                                         NO         NON-IO                           -2          FIXED
CHICAGO                                                         NO         NON-IO                           -3          FIXED
CHICAGO                                 60                      NO         NON-IO                           -3          WSJ-1YRLIBOR
INVER GROVE HEI                                                 NO         NON-IO                           -3          FIXED-BALLOON
KNAPP                                                           NO         NON-IO                           -3          FIXED
ALEXANDRIA                                                      NO         NON-IO                           -2          FIXED-BALLOON
AMERY                                                           NO         NON-IO                           -3          FIXED
CHICAGO                                                         NO         NON-IO                           -2          FIXED-BALLOON
NORTH SAINT PAU                                                 NO         NON-IO                           -3          FIXED
OXFORD                                                          NO         NON-IO                           -4          FIXED
RALEIGH                                 24                      NO         NON-IO                           -3          WSJ-6MLIBOR
LEVERING                                24                      NO         NON-IO                           -2          WSJ-6MLIBOR
AURORA                                                          NO         NON-IO                           -2          FIXED-BALLOON
PORTLAND                                                        NO         NON-IO                           -3          FIXED
MUNDELEIN                                                       NO         NON-IO                           -2          FIXED-BALLOON
PORTLAND                                                        NO         NON-IO                           -3          FIXED
ROLLING MEADOWS                         24                      NO         NON-IO                           -3          WSJ-6MLIBOR
GLENBURN                                                        NO         NON-IO                           -3          FIXED
DETROIT                                 24                      NO         NON-IO                           -2          WSJ-6MLIBOR
BENTON                                                          NO         NON-IO                           -3          FIXED
BURLINGTON                                                      NO         NON-IO                           -3          FIXED-BALLOON
SWANTON                                                         NO         NON-IO                           -3          FIXED
DETROIT                                 24                      NO         NON-IO                           -2          WSJ-6MLIBOR
CHICAGO                                 24                      NO         NON-IO                           -3          WSJ-6MLIBOR
CHARLESTOWN                                                     NO         NON-IO                           -3          FIXED-BALLOON
BALTIMORE                                                       NO         NON-IO                           -3          FIXED-BALLOON
EAST GREENWICH                                                  NO         NON-IO                           -3          FIXED
CARMEL                                                         YES         5 YEARS                          57          FIXED
PATERSON                                                        NO         NON-IO                           -3          FIXED
WINSTON SALEM                                                   NO         NON-IO                           -4          FIXED
PETERBOROUGH                                                    NO         NON-IO                           -3          FIXED
JONESPORT                                                       NO         NON-IO                           -3          FIXED
PORTLAND                                                        NO         NON-IO                           -3          FIXED
ELGIN                                                           NO         NON-IO                           -3          FIXED-BALLOON
WOODBRIDGE                                                      NO         NON-IO                           -3          FIXED-BALLOON
HYATTSVILLE                             24                     YES         5 YEARS                          57          WSJ-6MLIBOR
BLOOMINGTON                                                     NO         NON-IO                           -2          FIXED
ROCKFORD                                24                      NO         NON-IO                           -3          WSJ-6MLIBOR
BALTIMORE                                                       NO         NON-IO                           -3          FIXED-BALLOON
HAMMOND                                 60                      NO         NON-IO                           -2          WSJ-1YRLIBOR
HOLBROOK                                60                      NO         NON-IO                           -2          1YR TRSRY-CMT
PATERSON                                                        NO         NON-IO                           -3          FIXED-BALLOON
SHAPLEIGH                                                       NO         NON-IO                           -2          FIXED
WATERVILLE                                                      NO         NON-IO                           -3          FIXED
FALL RIVER                                                      NO         NON-IO                           -3          FIXED
ALBANY                                                         YES         5 YEARS                          58          FIXED
MOUNT HOLLY                                                     NO         NON-IO                           -3          FIXED-BALLOON
MERRIMACK                                                       NO         NON-IO                           -3          FIXED-BALLOON
BALTIMORE                                                       NO         NON-IO                           -3          FIXED
LANDOVER                                                        NO         NON-IO                           -3          FIXED-BALLOON
MANCHESTER                                                      NO         NON-IO                           -3          FIXED-BALLOON
CHICAGO                                 60                      NO         NON-IO                           -3          WSJ-1YRLIBOR
BARRE                                                           NO         NON-IO                           -2          FIXED-BALLOON
CHICAGO                                                         NO         NON-IO                           -2          FIXED
NASHUA                                                          NO         NON-IO                           -3          FIXED
CENTRAL ISLIP                                                   NO         NON-IO                           -3          FIXED
AURORA                                                          NO         NON-IO                           -3          FIXED
BREWER                                                         YES         5 YEARS                          57          FIXED
CUMBERLAND FORE                                                YES         5 YEARS                          57          FIXED
SALISBURY                                                       NO         NON-IO                           -3          FIXED
PETERBOROUGH                                                    NO         NON-IO                           -3          FIXED-BALLOON
GLEN ALLEN                                                      NO         NON-IO                           -3          FIXED
REHOBOTH                                                        NO         NON-IO                           -3          FIXED
POOLESVILLE                                                     NO         NON-IO                           -3          FIXED
CHICAGO                                 60                      NO         NON-IO                           -2          WSJ-1YRLIBOR
NORTH PROVIDENC                         24                      NO         NON-IO                           -2          WSJ-6MLIBOR
CHARLOTTE                                                       NO         NON-IO                           -3          FIXED-BALLOON
DAVENPORT                               24                      NO         NON-IO                           -3          WSJ-6MLIBOR
SHELTON                                                         NO         NON-IO                           -3          FIXED-BALLOON
DES MOINES                                                      NO         NON-IO                           -2          FIXED
CARL JUNCTION                                                   NO         NON-IO                           -2          FIXED
MARSHFIELD                                                      NO         NON-IO                           -2          FIXED
BOELUS                                                          NO         NON-IO                           -2          FIXED
GUTHRIE CENTER                                                  NO         NON-IO                           -2          FIXED
OLATHE                                                          NO         NON-IO                           -2          FIXED-BALLOON
LUFKIN                                                          NO         NON-IO                           -2          FIXED
MANSFIELD                                                       NO         NON-IO                           -2          FIXED
BRANDON                                 24                      NO         NON-IO                           -2          WSJ-6MLIBOR
BLACK CANYON CI                                                YES         5 YEARS                          58          FIXED
CARLSBAD                                24                      NO         NON-IO                           -2          WSJ-6MLIBOR
MISSION VIEJO                           60                      NO         NON-IO                           -2          WSJ-1YRLIBOR
APLINGTON                                                       NO         NON-IO                           -2          FIXED
ELDON                                                           NO         NON-IO                           -2          FIXED
NEWTON                                                          NO         NON-IO                           -2          FIXED
LINDEN                                                          NO         NON-IO                           -2          FIXED
OKEECHOBEE                              24                      NO         NON-IO                           -2          WSJ-6MLIBOR
BOONE                                                           NO         NON-IO                           -2          FIXED
LA PORTE                                                        NO         NON-IO                           -2          FIXED
WICHITA                                 24                      NO         NON-IO                           -2          WSJ-6MLIBOR
NEWTON                                                          NO         NON-IO                           -2          FIXED
PERRY                                   60                      NO         NON-IO                           -2          WSJ-1YRLIBOR
GRANGER                                                         NO         NON-IO                           -2          FIXED
FRANKFORT                                                       NO         NON-IO                           -2          FIXED
HARTLEY                                                         NO         NON-IO                           -2          FIXED
WALLLA WALLA                            36                     YES         5 YEARS                          58          WSJ-6MLIBOR
SHALIMAR                                24                      NO         NON-IO                           -2          WSJ-6MLIBOR
CONWAY SPRINGS                          60                      NO         NON-IO                           -2          WSJ-1YRLIBOR
SACRAMENTO                              24                     YES         5 YEARS                          58          WSJ-6MLIBOR
LATHROP                                                         NO         NON-IO                           -2          FIXED
CHARLESTON                                                      NO         NON-IO                           -2          FIXED
DIXON IL 61021                                                  NO         NON-IO                           -2          FIXED
COVINGTON                                                       NO         NON-IO                           -2          FIXED
EVERETT                                 24                     YES         5 YEARS                          58          WSJ-6MLIBOR
LAS VEGAS                               24                     YES         5 YEARS                          58          WSJ-6MLIBOR
AURORA                                                          NO         NON-IO                           -2          FIXED
FRANKLIN                                                        NO         NON-IO                           -2          FIXED
INDEPENDENCE                            24                      NO         NON-IO                           -2          WSJ-6MLIBOR
INDEPENDENCE                                                    NO         NON-IO                           -2          FIXED
PHOENIX                                 24                     YES         5 YEARS                          58          WSJ-6MLIBOR
MEMPHIS                                                         NO         NON-IO                           -2          FIXED
ATKINS                                                          NO         NON-IO                           -2          FIXED-BALLOON
WINLOCK                                                         NO         NON-IO                           -2          FIXED-BALLOON
BRYANT                                  24                     YES         5 YEARS                          58          WSJ-6MLIBOR
INVERNESS                                                       NO         NON-IO                           -2          FIXED
LAS VEGAS                                                       NO         NON-IO                           -2          FIXED-BALLOON
MEMPHIS                                                         NO         NON-IO                           -2          FIXED
NORTH LAS VEGAS                                                 NO         NON-IO                           -2          FIXED-BALLOON
SHREVEPORT                                                      NO         NON-IO                           -2          FIXED
SIOUX CITY                                                      NO         NON-IO                           -2          FIXED
VANCOUVER                                                       NO         NON-IO                           -2          FIXED
ALBUQUERQUE                             24                      NO         NON-IO                           -2          WSJ-6MLIBOR
INDIANOLA                                                       NO         NON-IO                           -2          FIXED
PORTLAND                                                        NO         NON-IO                           -2          FIXED
NORTH LAS VEGAS                                                 NO         NON-IO                           -2          FIXED-BALLOON
RAPIDS CITY                                                     NO         NON-IO                           -2          FIXED
MIAMI                                                          YES         5 YEARS                          58          FIXED
EXETER                                  24                      NO         NON-IO                           -2          WSJ-6MLIBOR
WICHITA                                                         NO         NON-IO                           -2          FIXED
VANCOUVER                                                       NO         NON-IO                           -2          FIXED-BALLOON
BARTLESVILLE                                                    NO         NON-IO                           -2          FIXED
WORTH                                                           NO         NON-IO                           -2          FIXED
MESA                                                            NO         NON-IO                           -2          FIXED
NORFOLK                                                         NO         NON-IO                           -2          FIXED
WEST DES MOINES                                                 NO         NON-IO                           -2          FIXED
BETTENDORF                                                      NO         NON-IO                           -2          FIXED
HEWITT                                                          NO         NON-IO                           -2          FIXED-BALLOON
FORT SMITH                                                      NO         NON-IO                           -2          FIXED
WICHITA                                                         NO         NON-IO                           -2          FIXED
ENUMCLAW                                                        NO         NON-IO                           -2          FIXED
CRAWFORDSVILLE                                                  NO         NON-IO                           -2          FIXED
EVERETT                                                        YES         5 YEARS                          58          FIXED
EVERETT                                                         NO         NON-IO                           -2          FIXED
LINDSBORG                                                       NO         NON-IO                           -2          FIXED
TACOMA                                                          NO         NON-IO                           -2          FIXED
PUYALLUP                                                        NO         NON-IO                           -2          FIXED
BATTLE GROUND                           24                      NO         NON-IO                           -2          WSJ-6MLIBOR
WATAUGA                                 24                      NO         NON-IO                           -2          WSJ-6MLIBOR
DAVENPORT                                                      YES         5 YEARS                          58          FIXED
LAKE STEVENS                                                    NO         NON-IO                           -2          FIXED
PLAINFIELD                                                      NO         NON-IO                           -3          FIXED
PLAINFIELD                                                      NO         NON-IO                           -3          FIXED-BALLOON
BROOKLYN PARK                                                   NO         NON-IO                           -3          FIXED
BROOKLYN PARK                                                   NO         NON-IO                           -3          FIXED-BALLOON
OAKLAND CITY                                                    NO         NON-IO                           -3          FIXED
BRITTON                                 24                      NO         NON-IO                           -2          WSJ-6MLIBOR
MACHESNEY PARK                                                  NO         NON-IO                           -3          FIXED-BALLOON
DETROIT                                                         NO         NON-IO                           -3          FIXED-BALLOON
ELGIN                                                           NO         NON-IO                           -3          FIXED
BENSENVILLE                                                    YES         5 YEARS                          57          FIXED
MIDLAND                                                         NO         NON-IO                           -3          FIXED
CRYSTAL                                                         NO         NON-IO                           -3          FIXED
THIEF RIVER FAL                                                 NO         NON-IO                           -3          FIXED
SAUK VILLAGE                            24                      NO         NON-IO                           -3          WSJ-6MLIBOR
DETROIT                                                         NO         NON-IO                           -3          FIXED-BALLOON
EVELETH                                                         NO         NON-IO                           -3          FIXED-BALLOON
GLENDALE HEIGHT                                                 NO         NON-IO                           -3          FIXED-BALLOON
GREENWOOD                               24                      NO         NON-IO                           -3          WSJ-6MLIBOR
BURNSVILLE                                                      NO         NON-IO                           -3          FIXED-BALLOON
ROCKFORD                                                        NO         NON-IO                           -3          FIXED-BALLOON
GILBERTSVILLE                                                   NO         NON-IO                           -3          FIXED
KOKOMO                                                          NO         NON-IO                           -3          FIXED
HUTCHINSON                                                      NO         NON-IO                           -3          FIXED
ZIMMERMAN                                                       NO         NON-IO                           -3          FIXED-BALLOON
CAMBRIA                                                         NO         NON-IO                           -3          FIXED
MAPLE GROVE                                                     NO         NON-IO                           -3          FIXED-BALLOON
STREAMWOOD                              24                      NO         NON-IO                           -3          WSJ-6MLIBOR
CHICAGO                                                         NO         NON-IO                           -3          FIXED
MATTESON                                                        NO         NON-IO                           -3          FIXED-BALLOON
MINNEAPOLIS                                                     NO         NON-IO                           -3          FIXED-BALLOON
MATTESON                                                        NO         NON-IO                           -3          FIXED-BALLOON
SPRING LAKE                             24                      NO         NON-IO                           -3          WSJ-6MLIBOR
OTTAWA                                                          NO         NON-IO                           -2          FIXED
SAINT PAUL                                                      NO         NON-IO                           -3          FIXED-BALLOON
CHICAGO                                                         NO         NON-IO                           -3          FIXED
CRETE                                   60                     YES         5 YEARS                          57          1YR TRSRY-CMT
POPLAR GROVE                                                    NO         NON-IO                           -3          FIXED
BOONVILLE                                                       NO         NON-IO                           -3          FIXED
HAZEL CREST                             24                      NO         NON-IO                           -3          WSJ-6MLIBOR
DAWSON                                                          NO         NON-IO                           -3          FIXED
UNIVERSITY PARK                                                 NO         NON-IO                           -3          FIXED-BALLOON
JORDAN                                                          NO         NON-IO                           -3          FIXED-BALLOON
MAYWOOD                                                         NO         NON-IO                           -3          FIXED
ROCKFORD                                                        NO         NON-IO                           -3          FIXED
LITTLE CANADA                                                   NO         NON-IO                           -3          FIXED-BALLOON
DAVIS JUNCTION                                                  NO         NON-IO                           -3          FIXED
BUFFALO                                                         NO         NON-IO                           -3          FIXED-BALLOON
BOLINGBROOK                                                     NO         NON-IO                           -3          FIXED-BALLOON
CHICAGO                                                         NO         NON-IO                           -3          FIXED
TAYLOR                                  24                      NO         NON-IO                           -3          WSJ-6MLIBOR
ATWATER                                 24                      NO         NON-IO                           -3          WSJ-6MLIBOR
SOUTH PARIS                                                     NO         NON-IO                           -3          FIXED
NEW RICHMOND                                                    NO         NON-IO                           -3          FIXED-BALLOON
CHICAGO                                 24                      NO         NON-IO                           -3          WSJ-6MLIBOR
NEW RICHMOND                                                    NO         NON-IO                           -3          FIXED-BALLOON
AUBURN HILLS                                                    NO         NON-IO                           -3          FIXED-BALLOON
SAUK VILLAGE                            36                      NO         NON-IO                           -2          WSJ-6MLIBOR
BEAVER DAM                                                     YES         5 YEARS                          57          FIXED
LA SALLE                                                        NO         NON-IO                           -3          FIXED
DAVISON                                                         NO         NON-IO                           -3          FIXED
OXFORD                                  24                     YES         5 YEARS                          56          WSJ-6MLIBOR
MINNETONKA                                                      NO         NON-IO                           -3          FIXED
NEWBURGH                                                        NO         NON-IO                           -3          FIXED
CHICAGO                                                         NO         NON-IO                           -3          FIXED
JOLIET                                                          NO         NON-IO                           -3          FIXED
CONCORDIA                               60                      NO         NON-IO                           -3          WSJ-1YRLIBOR
SPRINGFIELD                                                     NO         NON-IO                           -3          FIXED
MARQUETTE HEIGH                                                 NO         NON-IO                           -2          FIXED
FRANKFORT                               24                      NO         NON-IO                           -3          WSJ-6MLIBOR
NASHVILLE                                                       NO         NON-IO                           -2          FIXED
MOUNT PROSPECT                                                  NO         NON-IO                           -3          FIXED-BALLOON
GRAND PRAIRIE                                                  YES         5 YEARS                          58          FIXED
SHERMAN                                                         NO         NON-IO                           -3          FIXED
ELDORA                                                          NO         NON-IO                           -3          FIXED
MIDLOTHIAN                                                      NO         NON-IO                           -2          FIXED
LIBERAL                                                         NO         NON-IO                           -2          FIXED
HOUSTON                                                         NO         NON-IO                           -3          FIXED
CEDAR RAPIDS                                                    NO         NON-IO                           -2          FIXED
ABILENE                                                         NO         NON-IO                           -3          FIXED
KANSAS CITY                             24                      NO         NON-IO                           -2          WSJ-6MLIBOR
TACOMA                                                          NO         NON-IO                           -2          FIXED
OSCEOLA                                                         NO         NON-IO                           -3          FIXED
GENESEO                                                         NO         NON-IO                           -2          FIXED
SEAGOVILLE                                                      NO         NON-IO                           -2          FIXED
SEATTLE                                                         NO         NON-IO                           -3          FIXED
OLYMPIA                                                         NO         NON-IO                           -3          FIXED-BALLOON
NEW ORLEANS                                                     NO         NON-IO                           -2          FIXED
TACOMA                                  24                     YES         5 YEARS                          57          WSJ-6MLIBOR
ARLINGTON                                                       NO         NON-IO                           -3          FIXED
DALLAS                                                          NO         NON-IO                           -3          FIXED
MONROE                                                          NO         NON-IO                           -3          FIXED
CEDAR FALLS                                                     NO         NON-IO                           -3          FIXED
SHERMAN                                                         NO         NON-IO                           -2          FIXED
COMBINE                                                         NO         NON-IO                           -2          FIXED
HOUSTON                                                         NO         NON-IO                           -2          FIXED
MERIAM                                                          NO         NON-IO                           -3          FIXED
BLUE RIDGE                                                     YES         5 YEARS                          57          FIXED
KANSAS CITY                             24                      NO         NON-IO                           -3          WSJ-6MLIBOR
SPRINGFIELD                                                     NO         NON-IO                           -3          FIXED
HAMILTON                                                        NO         NON-IO                           -3          FIXED
CONROE                                                          NO         NON-IO                           -2          FIXED
KENNEWICK                               60                      NO         NON-IO                           -3          WSJ-1YRLIBOR
KNOXVILLE                                                       NO         NON-IO                           -2          FIXED
HUMBLE                                                          NO         NON-IO                           -3          FIXED
WELLINGTON                                                      NO         NON-IO                           -2          FIXED
BUTLER                                                          NO         NON-IO                           -2          FIXED
SPRINGFIELD                             24                      NO         NON-IO                           -2          WSJ-6MLIBOR
PANAMA CITY BEA                         24                      NO         NON-IO                           -2          WSJ-6MLIBOR
SARITA                                                          NO         NON-IO                           -2          FIXED
POTTSBORO                                                       NO         NON-IO                           -3          FIXED-BALLOON
MASON CITY                                                      NO         NON-IO                           -2          FIXED
NICKERSON                                                       NO         NON-IO                           -2          FIXED
GRANDVIEW                                                       NO         NON-IO                           -2          FIXED
MIRAMAR                                 60                     YES         5 YEARS                          58          WSJ-1YRLIBOR
CLEARWATER                              60                      NO         NON-IO                           -2          WSJ-1YRLIBOR
LEAVENWORTH                                                     NO         NON-IO                           -2          FIXED
INDEPENDENCE                                                    NO         NON-IO                           -2          FIXED
BLOOMINGTON                                                     NO         NON-IO                           -2          FIXED
INDEPENDENCE                                                    NO         NON-IO                           -2          FIXED
WATERLOO                                                        NO         NON-IO                           -2          FIXED
SANTA ROSA BEAC                         24                      NO         NON-IO                           -2          WSJ-6MLIBOR
LARGO                                   24                      NO         NON-IO                           -2          WSJ-6MLIBOR
SEARCY                                  24                      NO         NON-IO                           -2          WSJ-6MLIBOR
BEAVERTON                                                      YES         5 YEARS                          58          FIXED
GRINNELL                                                        NO         NON-IO                           -2          FIXED
SEAGOVILLE                                                      NO         NON-IO                           -2          FIXED
BOONVILLE                                                       NO         NON-IO                           -2          FIXED
SPRINGDALE                              24                      NO         NON-IO                           -2          WSJ-6MLIBOR
MIDDLETON                                                       NO         NON-IO                           -2          FIXED
SAN ANTONIO                                                     NO         NON-IO                           -2          FIXED
EDMOND                                  24                      NO         NON-IO                           -2          WSJ-6MLIBOR
DALLAS                                                          NO         NON-IO                           -2          FIXED
PEARCY                                                          NO         NON-IO                           -2          FIXED
FORT WORTH                                                      NO         NON-IO                           -2          FIXED-BALLOON
CEDAR HILL                                                      NO         NON-IO                           -2          FIXED
HOUSTON                                                         NO         NON-IO                           -2          FIXED
MEMPHIS                                                         NO         NON-IO                           -2          FIXED
TYLER                                                           NO         NON-IO                           -2          FIXED
BENTON                                                          NO         NON-IO                           -2          FIXED
NORTH LITTLE RO                                                 NO         NON-IO                           -2          FIXED
WYLIE                                                          YES         5 YEARS                          58          FIXED
HOUSTON                                                         NO         NON-IO                           -2          FIXED
LITTLETON                                                       NO         NON-IO                           -2          FIXED
DENTON                                                          NO         NON-IO                           -2          FIXED
ATHENS                                                          NO         NON-IO                           -2          FIXED
GRAND PRAIRIE                                                   NO         NON-IO                           -2          FIXED
ARLINGTON                                                       NO         NON-IO                           -2          FIXED
GRAND PRAIRIE                                                   NO         NON-IO                           -2          FIXED
CHILDRESS                                                       NO         NON-IO                           -2          FIXED
CARROLLTON                                                      NO         NON-IO                           -2          FIXED
ARLINGTON                                                       NO         NON-IO                           -2          FIXED
PROVIDENCE VILL                                                YES         5 YEARS                          58          FIXED
PROVIDENCE VILL                                                 NO         NON-IO                           -2          FIXED-BALLOON
SEVIERVILLE                                                     NO         NON-IO                           -2          FIXED
FRESNO                                                          NO         NON-IO                           -2          FIXED
DESOTO                                                          NO         NON-IO                           -3          FIXED
SOUTH HAVEN                             60                      NO         NON-IO                           -2          WSJ-1YRLIBOR
BURRTON                                 60                      NO         NON-IO                           -4          WSJ-1YRLIBOR
SAN JACINTO                                                     NO         NON-IO                           -2          FIXED
PERU                                    24                      NO         NON-IO                           -4          WSJ-6MLIBOR
ATLANTA                                 24                      NO         NON-IO                           -4          WSJ-6MLIBOR
GAINESVILLE                                                     NO         NON-IO                           -3          FIXED-BALLOON
ALBUQUERQUE                             36                      NO         NON-IO                           -4          WSJ-6MLIBOR
CITY NAME                                                       NO         NON-IO                           -3          FIXED
SOLDIER                                                         NO         NON-IO                           -3          FIXED
DODGE CITY                              60                      NO         NON-IO                           -3          WSJ-1YRLIBOR
BRANSON                                 24                      NO         NON-IO                           -4          WSJ-6MLIBOR
ALLEN                                   24                     YES         5 YEARS                          58          WSJ-6MLIBOR
ALTO PASS                               24                      NO         NON-IO                           -3          WSJ-6MLIBOR
ARLINGTON                                                       NO         NON-IO                           -3          FIXED
FORT WORTH                              24                      NO         NON-IO                           -3          WSJ-6MLIBOR
SIKESTON                                                        NO         NON-IO                           -2          FIXED
CONVERSE                                24                      NO         NON-IO                           -3          WSJ-6MLIBOR
THE DALLES                                                     YES         5 YEARS                          58          FIXED
HUMBLE                                                          NO         NON-IO                           -3          FIXED
KELSO                                                           NO         NON-IO                           -3          FIXED
BATESVILLE                                                      NO         NON-IO                           -3          FIXED
GUN BARREL CITY                                                 NO         NON-IO                           -3          FIXED
ERIE                                                            NO         NON-IO                           -3          FIXED
WATERLOO                                                        NO         NON-IO                           -3          FIXED
VILLAGE MILLS                                                   NO         NON-IO                           -3          FIXED
IOWA CITY                                                       NO         NON-IO                           -3          FIXED
SHREWSBURY                                                      NO         NON-IO                           -3          FIXED
GILMER                                                          NO         NON-IO                           -3          FIXED
LITTLE ROCK                                                     NO         NON-IO                           -3          FIXED
COLLEGE STATION                                                 NO         NON-IO                           -3          FIXED
TRENTON                                                         NO         NON-IO                           -3          FIXED
DIBOLL                                                          NO         NON-IO                           -4          FIXED
OMAHA                                                           NO         NON-IO                           -3          FIXED
PERRYVILLE                                                      NO         NON-IO                           -3          FIXED
COVINGTON                                                       NO         NON-IO                           -3          FIXED
CARSON                                                          NO         NON-IO                           -3          FIXED
GRANDVIEW                               24                      NO         NON-IO                           -2          WSJ-6MLIBOR
LEBANON                                                         NO         NON-IO                           -3          FIXED-BALLOON
DALLAS                                                          NO         NON-IO                           -3          FIXED
OLYMPIA                                                        YES         5 YEARS                          57          FIXED
ALFORD                                                          NO         NON-IO                           -2          FIXED
BARTLESVILLE                            24                      NO         NON-IO                           -3          WSJ-6MLIBOR
OSAWATOMIE                                                      NO         NON-IO                           -4          FIXED-BALLOON
FRANKFORT                               24                      NO         NON-IO                           -3          WSJ-6MLIBOR
PROSSER                                                         NO         NON-IO                           -3          FIXED-BALLOON
MINGO                                                           NO         NON-IO                           -3          FIXED
THE WOODLANDS                                                   NO         NON-IO                           -2          FIXED
WICHITA                                 24                      NO         NON-IO                           -3          WSJ-6MLIBOR
WINFIELD                                24                      NO         NON-IO                           -2          WSJ-6MLIBOR
MEMPHIS                                 24                      NO         NON-IO                           -2          WSJ-6MLIBOR
KANSAS CITY                                                     NO         NON-IO                           -2          FIXED
FORT WORTH                                                      NO         NON-IO                           -3          FIXED
N. RICHLAND HIL                                                 NO         NON-IO                           -2          FIXED
FORT LAUDERDALE                                                 NO         NON-IO                           -3          FIXED
HOUSTON                                                         NO         NON-IO                           -3          FIXED
GAINESVILLE                                                     NO         NON-IO                           -2          FIXED
FORT LAUDERDALE                                                 NO         NON-IO                           -3          FIXED-BALLOON
FRANKFORT                               24                      NO         NON-IO                           -3          WSJ-6MLIBOR
OSAWATOMIE                                                      NO         NON-IO                           -3          FIXED-BALLOON
ROWLETT                                                         NO         NON-IO                           -3          FIXED
LACY LAKEVIEW                                                   NO         NON-IO                           -3          FIXED-BALLOON
KANSAS CITY                                                     NO         NON-IO                           -2          FIXED
SAN ANTONIO                                                     NO         NON-IO                           -2          FIXED
SALEM                                                          YES         5 YEARS                          58          FIXED
WASHINGTON                                                      NO         NON-IO                           -3          FIXED
FT LAUDERDALE                                                   NO         NON-IO                           -2          FIXED
WICHITA                                 24                      NO         NON-IO                           -3          WSJ-6MLIBOR
GLENN HEIGHTS                                                   NO         NON-IO                           -2          FIXED-BALLOON
CADDO MILLS                                                     NO         NON-IO                           -2          FIXED-BALLOON
OKLAHOMA CITY                                                  YES         5 YEARS                          58          FIXED
OKLAHOMA CITY                                                   NO         NON-IO                           -2          FIXED-BALLOON
ALVARADO                                                        NO         NON-IO                           -2          FIXED
ROSENBERG                                                       NO         NON-IO                           -2          FIXED
CORDOVA                                 24                      NO         NON-IO                           -2          WSJ-6MLIBOR
BOSSIER CITY                                                    NO         NON-IO                           -2          FIXED
FATE                                    24                      NO         NON-IO                           -2          WSJ-6MLIBOR
MEMPHIS                                                         NO         NON-IO                           -3          FIXED
DALLAS                                                          NO         NON-IO                           -2          FIXED
LAMAR                                   24                      NO         NON-IO                           -2          WSJ-6MLIBOR
EULESS                                  24                      NO         NON-IO                           -2          WSJ-6MLIBOR
FORT WORTH                                                      NO         NON-IO                           -2          FIXED
CECILIA                                 24                      NO         NON-IO                           -2          WSJ-6MLIBOR
CROWLEY                                 24                      NO         NON-IO                           -2          WSJ-6MLIBOR
LAS VEGAS                               24                      NO         NON-IO                           -2          WSJ-6MLIBOR
CROWLEY                                                         NO         NON-IO                           -2          FIXED-BALLOON
BATON ROUGE                                                     NO         NON-IO                           -2          FIXED
EL PASO                                 24                      NO         NON-IO                           -2          WSJ-6MLIBOR
KATY                                                            NO         NON-IO                           -2          FIXED
LAKE WORTH                                                      NO         NON-IO                           -2          FIXED
GARLAND                                 24                      NO         NON-IO                           -2          WSJ-6MLIBOR
ANTIOCH                                 24                      NO         NON-IO                           -2          WSJ-6MLIBOR
ANTIOCH                                                         NO         NON-IO                           -2          FIXED-BALLOON
GARLAND                                                         NO         NON-IO                           -2          FIXED
ALLEN                                                           NO         NON-IO                           -2          FIXED
ALLEN                                                           NO         NON-IO                           -2          FIXED-BALLOON
HARRAH                                                          NO         NON-IO                           -2          FIXED
EL PASO COUNTY                          24                      NO         NON-IO                           -2          WSJ-6MLIBOR
TULSA                                   24                      NO         NON-IO                           -2          WSJ-6MLIBOR
DALLAS                                  24                      NO         NON-IO                           -2          WSJ-6MLIBOR
FATE                                                            NO         NON-IO                           -2          FIXED-BALLOON
DALLAS                                  24                      NO         NON-IO                           -2          WSJ-6MLIBOR
LEWISVILLE                              24                      NO         NON-IO                           -2          WSJ-6MLIBOR
FORT WORTH                                                      NO         NON-IO                           -2          FIXED
SAN ANTONIO                             24                      NO         NON-IO                           -2          WSJ-6MLIBOR
EL PASO                                                         NO         NON-IO                           -2          FIXED
MCKINNEY                                                        NO         NON-IO                           -2          FIXED
DENVER                                  60                     YES         5 YEARS                          58          WSJ-1YRLIBOR
TUPELO                                                          NO         NON-IO                           -2          FIXED
AZLE                                                            NO         NON-IO                           -2          FIXED
ROCKWALL                                                        NO         NON-IO                           -2          FIXED-BALLOON
KATY                                                            NO         NON-IO                           -2          FIXED-BALLOON
FORT WORTH                              24                      NO         NON-IO                           -2          WSJ-6MLIBOR
RICHMOND                                                        NO         NON-IO                           -2          FIXED
MEMPHIS                                                         NO         NON-IO                           -2          FIXED
DERBY                                   24                      NO         NON-IO                           -2          WSJ-6MLIBOR
CABOT                                                           NO         NON-IO                           -2          FIXED
HOUMA                                                           NO         NON-IO                           -2          FIXED
SINTON                                                          NO         NON-IO                           -2          FIXED
EL PASO                                                         NO         NON-IO                           -2          FIXED
FORT WORTH                              24                      NO         NON-IO                           -3          WSJ-6MLIBOR
MEMPHIS                                                         NO         NON-IO                           -2          FIXED-BALLOON
WOODLAWN                                24                      NO         NON-IO                           -2          WSJ-6MLIBOR
WOODLAWN                                                        NO         NON-IO                           -2          FIXED-BALLOON
BROKEN ARROW                                                    NO         NON-IO                           -2          FIXED-BALLOON
WICHITA FALLS                                                   NO         NON-IO                           -3          FIXED-BALLOON
HUTTO                                                           NO         NON-IO                           -2          FIXED-BALLOON
BOLIVAR                                                         NO         NON-IO                           -2          FIXED
BOLIVAR                                                         NO         NON-IO                           -2          FIXED-BALLOON
GARLAND                                                         NO         NON-IO                           -2          FIXED
RICHARDSON                                                      NO         NON-IO                           -2          FIXED
MESQUITE                                                        NO         NON-IO                           -2          FIXED-BALLOON
MESQUITE                                                        NO         NON-IO                           -3          FIXED-BALLOON
MESQUITE                                                        NO         NON-IO                           -3          FIXED
FORT WORTH                                                      NO         NON-IO                           -3          FIXED-BALLOON
DELIGHT                                                         NO         NON-IO                           -3          FIXED
MEMPHIS                                                         NO         NON-IO                           -3          FIXED-BALLOON
WELCH                                   24                      NO         NON-IO                           -2          WSJ-6MLIBOR
PARIS                                                           NO         NON-IO                           -3          FIXED-BALLOON
FATE                                                            NO         NON-IO                           -3          FIXED-BALLOON
SOUTHAVEN                                                      YES         5 YEARS                          58          FIXED
FLINT                                   24                      NO         NON-IO                           -2          WSJ-6MLIBOR
WHITEHOUSE                                                      NO         NON-IO                           -3          FIXED-BALLOON
GARLAND                                                         NO         NON-IO                           -3          FIXED-BALLOON
FATE                                                            NO         NON-IO                           -3          FIXED
ALVIN                                                           NO         NON-IO                           -3          FIXED-BALLOON
LAREDO                                                          NO         NON-IO                           -3          FIXED-BALLOON
INOLA                                                           NO         NON-IO                           -3          FIXED-BALLOON
AZLE                                                            NO         NON-IO                           -3          FIXED
MERCEDES                                                        NO         NON-IO                           -2          FIXED
ARLINGTON                                                       NO         NON-IO                           -3          FIXED
DUMAS                                                           NO         NON-IO                           -3          FIXED
WINNSBORO                               24                      NO         NON-IO                           -2          WSJ-6MLIBOR
ARLINGTON                                                       NO         NON-IO                           -3          FIXED
SANGER                                  60                      NO         NON-IO                           -3          WSJ-1YRLIBOR
SAND SPRINGS                                                    NO         NON-IO                           -2          FIXED
ODESSA                                                          NO         NON-IO                           -3          FIXED-BALLOON
WYLIE                                                           NO         NON-IO                           -2          FIXED
WEATHERFORD                                                     NO         NON-IO                           -3          FIXED
WATAUGA                                                         NO         NON-IO                           -3          FIXED
LITTLE ROCK                                                     NO         NON-IO                           -2          FIXED
LEXINGTON                               24                      NO         NON-IO                           -2          WSJ-6MLIBOR
MESQUITE                                                        NO         NON-IO                           -3          FIXED-BALLOON
GRAPEVINE                                                      YES         5 YEARS                          58          FIXED
EL PASO                                 60                      NO         NON-IO                           -2          WSJ-1YRLIBOR
WOLFFORTH                                                       NO         NON-IO                           -3          FIXED-BALLOON
MOUNDS                                                          NO         NON-IO                           -2          FIXED
FORT WORTH                              24                      NO         NON-IO                           -3          WSJ-6MLIBOR
ALLEN                                                           NO         NON-IO                           -3          FIXED-BALLOON
DALLAS                                  24                      NO         NON-IO                           -3          WSJ-6MLIBOR
JACKSON                                                         NO         NON-IO                           -4          FIXED
BURNET                                  24                      NO         NON-IO                           -2          WSJ-6MLIBOR
FRISCO                                  24                      NO         NON-IO                           -3          WSJ-6MLIBOR
OLIVE BRANCH                                                    NO         NON-IO                           -3          FIXED
HOUSTON                                                         NO         NON-IO                           -3          FIXED-BALLOON
CEDAR HILL                              24                      NO         NON-IO                           -4          WSJ-6MLIBOR
SEAGOVILLE                                                      NO         NON-IO                           -4          FIXED-BALLOON
BOLIVAR                                                         NO         NON-IO                           -3          FIXED-BALLOON
TULSA                                                           NO         NON-IO                           -3          FIXED
HORIZON CITY                                                    NO         NON-IO                           -2          FIXED
KATY                                                            NO         NON-IO                           -3          FIXED-BALLOON
SUNSET                                                          NO         NON-IO                           -3          FIXED-BALLOON
CLEBURNE                                                        NO         NON-IO                           -3          FIXED
JACKSON                                                         NO         NON-IO                           -3          FIXED
SHERMAN                                                         NO         NON-IO                           -3          FIXED
CHATTANOOGA                                                     NO         NON-IO                           -3          FIXED
FRISCO                                                          NO         NON-IO                           -3          FIXED
FORNEY                                  24                      NO         NON-IO                           -3          WSJ-6MLIBOR
EL PASO                                                         NO         NON-IO                           -3          FIXED
FORT WORTH                                                      NO         NON-IO                           -3          FIXED-BALLOON
EL PASO                                                         NO         NON-IO                           -3          FIXED
MESQUITE                                                        NO         NON-IO                           -3          FIXED
BEAUMONT                                                        NO         NON-IO                           -3          FIXED-BALLOON
MEMPHIS                                                         NO         NON-IO                           -3          FIXED-BALLOON
FORT WORTH                                                      NO         NON-IO                           -3          FIXED-BALLOON
TULSA                                                           NO         NON-IO                           -3          FIXED-BALLOON
CADDO MILLS                                                     NO         NON-IO                           -3          FIXED-BALLOON
BURLESON                                                        NO         NON-IO                           -3          FIXED
GRAND PRAIRIE                                                   NO         NON-IO                           -3          FIXED
TULSA                                                           NO         NON-IO                           -3          FIXED
ROWLETT                                                         NO         NON-IO                           -3          FIXED-BALLOON
HICKORY VALLEY                                                  NO         NON-IO                           -3          FIXED
GRANBURY                                                        NO         NON-IO                           -3          FIXED
DALLAS                                                          NO         NON-IO                           -3          FIXED
PLANO                                                           NO         NON-IO                           -3          FIXED
PLANO                                                           NO         NON-IO                           -3          FIXED-BALLOON
GRAND PRAIRIE                                                   NO         NON-IO                           -3          FIXED-BALLOON
COVINGTON                               24                      NO         NON-IO                           -2          WSJ-6MLIBOR
FORT WORTH                                                      NO         NON-IO                           -3          FIXED
EL PASO                                 24                      NO         NON-IO                           -3          WSJ-6MLIBOR
LAGO VISTA                                                      NO         NON-IO                           -3          FIXED-BALLOON
BROWNSVILLE                                                     NO         NON-IO                           -3          FIXED
LUBBOCK                                                         NO         NON-IO                           -3          FIXED
LUBBOCK                                                         NO         NON-IO                           -3          FIXED-BALLOON
ANNA                                                            NO         NON-IO                           -3          FIXED-BALLOON
BOLIVAR                                                         NO         NON-IO                           -3          FIXED
HUMBOLDT                                24                      NO         NON-IO                           -3          WSJ-6MLIBOR
ALEDO                                                           NO         NON-IO                           -3          FIXED
ARLINGTON                                                       NO         NON-IO                           -3          FIXED-BALLOON
COLLIERVILLE                                                    NO         NON-IO                           -2          FIXED
BOLIVAR                                                         NO         NON-IO                           -3          FIXED
HEARTLAND                                                       NO         NON-IO                           -3          FIXED
MIDDLETON                                                       NO         NON-IO                           -3          FIXED
FORT WORTH                                                      NO         NON-IO                           -3          FIXED
RENOVA                                  24                      NO         NON-IO                           -3          WSJ-6MLIBOR
MESQUITE                                                       YES         5 YEARS                          57          FIXED
MESQUITE                                                        NO         NON-IO                           -3          FIXED-BALLOON
MULVANE                                                         NO         NON-IO                           -3          FIXED
WHITWELL                                                        NO         NON-IO                           -3          FIXED
HUTCHINSON                                                      NO         NON-IO                           -3          FIXED
LEWISVILLE                                                      NO         NON-IO                           -3          FIXED-BALLOON
CARROLLTON                                                      NO         NON-IO                           -3          FIXED
LOUISVILLE                              24                      NO         NON-IO                           -3          WSJ-6MLIBOR
TULSA                                                           NO         NON-IO                           -3          FIXED-BALLOON
HORIZON CITY                                                    NO         NON-IO                           -3          FIXED
HORIZON CITY                                                    NO         NON-IO                           -3          FIXED
AUSTIN                                                         YES         5 YEARS                          58          FIXED
LONGVIEW                                                        NO         NON-IO                           -3          FIXED
HOUSTON                                                         NO         NON-IO                           -3          FIXED-BALLOON
CANYON LAKE                                                     NO         NON-IO                           -3          FIXED
ABILENE                                                         NO         NON-IO                           -3          FIXED
ANAHUAC                                                         NO         NON-IO                           -2          FIXED
MIDLAND                                                         NO         NON-IO                           -3          FIXED
HOUSTON                                                         NO         NON-IO                           -3          FIXED
PASADENA                                                        NO         NON-IO                           -3          FIXED-BALLOON
PASADENA                                                        NO         NON-IO                           -2          FIXED-BALLOON
HOCKLEY                                                         NO         NON-IO                           -3          FIXED-BALLOON
BEAUMONT                                                        NO         NON-IO                           -3          FIXED
COLUMBIA                                                        NO         NON-IO                           -3          FIXED
AUSTIN                                  24                      NO         NON-IO                           -2          WSJ-6MLIBOR
HOUSTON                                 24                      NO         NON-IO                           -3          WSJ-6MLIBOR
BEAUMONT                                                        NO         NON-IO                           -3          FIXED
HOUSTON                                 24                      NO         NON-IO                           -2          WSJ-6MLIBOR
PASADENA                                                        NO         NON-IO                           -3          FIXED
SAN ANTONIO                                                     NO         NON-IO                           -3          FIXED
HOUSTON                                                         NO         NON-IO                           -3          FIXED-BALLOON
HOUSTON                                                         NO         NON-IO                           -3          FIXED
DUBLIN                                  24                      NO         NON-IO                           -3          WSJ-6MLIBOR
HUMBLE                                                          NO         NON-IO                           -3          FIXED
GALENA PARK                                                     NO         NON-IO                           -2          FIXED
HOUSTON                                                         NO         NON-IO                           -2          FIXED-BALLOON
CYPRESS                                 24                      NO         NON-IO                           -2          WSJ-6MLIBOR
HUMBLE                                                          NO         NON-IO                           -2          FIXED-BALLOON
SAN ANTONIO                                                     NO         NON-IO                           -2          FIXED
MCALLEN                                                         NO         NON-IO                           -2          FIXED
PHARR                                                           NO         NON-IO                           -2          FIXED
PHARR                                                           NO         NON-IO                           -2          FIXED-BALLOON
AUSTIN                                                          NO         NON-IO                           -3          FIXED
AUSTIN                                                          NO         NON-IO                           -3          FIXED-BALLOON
KATY                                                            NO         NON-IO                           -2          FIXED
LEAGUE CITY                                                     NO         NON-IO                           -2          FIXED-BALLOON
WACO                                                            NO         NON-IO                           -3          FIXED
MONTGOMERY                                                      NO         NON-IO                           -3          FIXED
CROCKETT                                                        NO         NON-IO                           -2          FIXED
CROCKETT                                                        NO         NON-IO                           -2          FIXED-BALLOON
SAN JUAN                                24                      NO         NON-IO                           -2          WSJ-6MLIBOR
HOUSTON                                                         NO         NON-IO                           -2          FIXED
HOUSTON                                                         NO         NON-IO                           -2          FIXED-BALLOON
MONTGOMERY                                                      NO         NON-IO                           -2          FIXED
RICHMOND                                                        NO         NON-IO                           -2          FIXED
MISSOURI CITY                                                   NO         NON-IO                           -2          FIXED
SUGAR LAND                                                      NO         NON-IO                           -2          FIXED
KILLEEN                                                         NO         NON-IO                           -2          FIXED
MCALLEN                                 24                      NO         NON-IO                           -2          WSJ-6MLIBOR
HOUSTON                                                         NO         NON-IO                           -2          FIXED
HITCHCOCK                                                       NO         NON-IO                           -2          FIXED
HITCHCOCK                                                       NO         NON-IO                           -2          FIXED-BALLOON
SAN ANTONIO                             24                      NO         NON-IO                           -2          WSJ-6MLIBOR
HUFFMAN                                                         NO         NON-IO                           -2          FIXED
WHITESBORO                                                      NO         NON-IO                           -2          FIXED
ROUND ROCK                                                      NO         NON-IO                           -2          FIXED
LINDALE                                 24                     YES         5 YEARS                          58          WSJ-6MLIBOR
HOUSTON                                                         NO         NON-IO                           -2          FIXED
HOUSTON                                                         NO         NON-IO                           -2          FIXED-BALLOON
HOUSTON                                                         NO         NON-IO                           -2          FIXED
CLEVELAND                                                       NO         NON-IO                           -2          FIXED
CLEVELAND                                                       NO         NON-IO                           -2          FIXED-BALLOON
ROUND ROCK                              24                      NO         NON-IO                           -2          WSJ-6MLIBOR
HOUSTON                                                         NO         NON-IO                           -2          FIXED
AUSTIN                                                          NO         NON-IO                           -2          FIXED-BALLOON
EL PASO                                                         NO         NON-IO                           -2          FIXED
PORTER                                                          NO         NON-IO                           -2          FIXED
WAXAHACHIE                                                      NO         NON-IO                           -2          FIXED
CYPRESS                                 24                      NO         NON-IO                           -2          WSJ-6MLIBOR
HOUSTON                                 24                      NO         NON-IO                           -2          WSJ-6MLIBOR
HOUSTON                                                         NO         NON-IO                           -2          FIXED-BALLOON
SILSBEE                                                         NO         NON-IO                           -2          FIXED
ROSENBERG                               24                      NO         NON-IO                           -2          WSJ-6MLIBOR
LONGVIEW                                                        NO         NON-IO                           -2          FIXED-BALLOON
CANYON LAKE                                                     NO         NON-IO                           -2          FIXED
CEDAR PARK                                                      NO         NON-IO                           -2          FIXED-BALLOON
HOUSTON                                                         NO         NON-IO                           -2          FIXED
HUMBLE                                                          NO         NON-IO                           -2          FIXED
ORANGE                                                          NO         NON-IO                           -2          FIXED
DALLAS                                                          NO         NON-IO                           -2          FIXED
DALLAS                                                          NO         NON-IO                           -2          FIXED-BALLOON
LAREDO                                                          NO         NON-IO                           -2          FIXED
SEALY                                                           NO         NON-IO                           -2          FIXED
BAYTOWN                                 24                      NO         NON-IO                           -2          WSJ-6MLIBOR
KATY                                                            NO         NON-IO                           -2          FIXED
MISSOURI CITY                                                   NO         NON-IO                           -2          FIXED
LA PORTE                                                        NO         NON-IO                           -2          FIXED
HUMBLE                                                          NO         NON-IO                           -2          FIXED
LEANDER                                                         NO         NON-IO                           -2          FIXED
CYPRESS                                                         NO         NON-IO                           -2          FIXED-BALLOON
HOUSTON                                                         NO         NON-IO                           -2          FIXED
DAYTON                                                          NO         NON-IO                           -2          FIXED
THE WOODLANDS                                                   NO         NON-IO                           -2          FIXED
BROWNSVILLE                                                     NO         NON-IO                           -2          FIXED
KYLE                                                            NO         NON-IO                           -2          FIXED
CORSICANA                                                       NO         NON-IO                           -2          FIXED-BALLOON
HUTTO                                                           NO         NON-IO                           -2          FIXED
PEARLAND                                                        NO         NON-IO                           -2          FIXED
HOUSTON                                                         NO         NON-IO                           -2          FIXED-BALLOON
HUMBLE                                  24                     YES         5 YEARS                          58          WSJ-6MLIBOR
DICKINSON                                                       NO         NON-IO                           -2          FIXED
PEARLAND                                                        NO         NON-IO                           -2          FIXED
PEARLAND                                                        NO         NON-IO                           -2          FIXED-BALLOON
BAYTOWN                                 24                      NO         NON-IO                           -2          WSJ-6MLIBOR
SAGINAW                                                         NO         NON-IO                           -4          FIXED-BALLOON
MESQUITE                                                        NO         NON-IO                           -3          FIXED-BALLOON
BOLIVAR                                                         NO         NON-IO                           -3          FIXED-BALLOON
OTTUMWA                                                         NO         NON-IO                           -3          FIXED
MARSHALLTOWN                                                    NO         NON-IO                           -3          FIXED-BALLOON
WYLIE                                                           NO         NON-IO                           -2          FIXED-BALLOON
HAYS                                                            NO         NON-IO                           -3          FIXED-BALLOON
GRINNELL                                                        NO         NON-IO                           -3          FIXED-BALLOON
ALLEN                                                           NO         NON-IO                           -2          FIXED-BALLOON
IOWA CITY                                                       NO         NON-IO                           -3          FIXED-BALLOON
FREEMONT                                                        NO         NON-IO                           -3          FIXED-BALLOON
NORFOLK                                                         NO         NON-IO                           -3          FIXED-BALLOON
HOUSTON                                                         NO         NON-IO                           -2          FIXED-BALLOON
LUFKIN                                                          NO         NON-IO                           -2          FIXED-BALLOON
LEAGUE CITY                                                     NO         NON-IO                           -2          FIXED-BALLOON
TYLER                                                           NO         NON-IO                           -2          FIXED
KANSAS CITY                                                     NO         NON-IO                           -2          FIXED-BALLOON
SOUTH HOUSTON                           24                      NO         NON-IO                           -2          WSJ-6MLIBOR
LAREDO                                                          NO         NON-IO                           -3          FIXED
HOUSTON                                 24                      NO         NON-IO                           -4          WSJ-6MLIBOR
SUGAR LAND                                                      NO         NON-IO                           -3          FIXED-BALLOON
HOUSTON                                                         NO         NON-IO                           -3          FIXED
HOUSTON                                                         NO         NON-IO                           -3          FIXED
CROSBY                                                          NO         NON-IO                           -3          FIXED-BALLOON
HOUSTON                                                         NO         NON-IO                           -2          FIXED
HIGHLANDS                                                       NO         NON-IO                           -3          FIXED
HOUSTON                                                         NO         NON-IO                           -4          FIXED-BALLOON
VIDOR                                   24                      NO         NON-IO                           -3          WSJ-6MLIBOR
HOUSTON                                                         NO         NON-IO                           -3          FIXED
LAKE CHARLES                                                    NO         NON-IO                           -3          FIXED
LUMBERTON                                                       NO         NON-IO                           -3          FIXED-BALLOON
SAN JUAN                                                        NO         NON-IO                           -3          FIXED-BALLOON
WACO                                                            NO         NON-IO                           -3          FIXED
KARNACK                                                         NO         NON-IO                           -3          FIXED-BALLOON
HORIZON                                                         NO         NON-IO                           -3          FIXED
HOUSTON                                                         NO         NON-IO                           -3          FIXED
CEDAR PARK                                                      NO         NON-IO                           -2          FIXED-BALLOON
HOUSTON                                                         NO         NON-IO                           -3          FIXED
BAYTOWN                                                         NO         NON-IO                           -3          FIXED
CHANNELVIEW                             24                      NO         NON-IO                           -3          WSJ-6MLIBOR
SAN ANTONIO                                                     NO         NON-IO                           -3          FIXED-BALLOON
MANOR                                                           NO         NON-IO                           -2          FIXED-BALLOON
FORT WORTH                                                      NO         NON-IO                           -3          FIXED-BALLOON
LEAGUE CITY                                                     NO         NON-IO                           -3          FIXED
SILSBEE                                                         NO         NON-IO                           -3          FIXED-BALLOON
SAN JUAN                                                        NO         NON-IO                           -3          FIXED-BALLOON
WILLIS                                                          NO         NON-IO                           -3          FIXED-BALLOON
HEMPSTEAD                                                       NO         NON-IO                           -3          FIXED-BALLOON
SAN ANTONIO                                                     NO         NON-IO                           -3          FIXED
HUMBLE                                                          NO         NON-IO                           -3          FIXED
HOUSTON                                                         NO         NON-IO                           -3          FIXED-BALLOON
HUMBLE                                                          NO         NON-IO                           -3          FIXED-BALLOON
RIO GRANDE CITY                                                 NO         NON-IO                           -3          FIXED-BALLOON
LYTLE                                                           NO         NON-IO                           -3          FIXED
HOUSTON                                                         NO         NON-IO                           -3          FIXED
TOMBALL                                                         NO         NON-IO                           -3          FIXED-BALLOON
RICHMOND                                                        NO         NON-IO                           -3          FIXED
AUSTIN                                                          NO         NON-IO                           -3          FIXED-BALLOON
BROWNSVILLE                                                     NO         NON-IO                           -3          FIXED
HOUSTON                                                         NO         NON-IO                           -3          FIXED
CROSBY                                                          NO         NON-IO                           -3          FIXED-BALLOON
HOUSTON                                                         NO         NON-IO                           -3          FIXED
VICTORIA                                                        NO         NON-IO                           -3          FIXED-BALLOON
SAN ANTONIO                                                     NO         NON-IO                           -3          FIXED
SAN ANTONIO                                                     NO         NON-IO                           -3          FIXED
ROSENBERG                                                       NO         NON-IO                           -3          FIXED
BROWNSVILLE                                                     NO         NON-IO                           -3          FIXED
HOUSTON                                                         NO         NON-IO                           -3          FIXED-BALLOON
SAN JUAN                                                        NO         NON-IO                           -3          FIXED
NEW CANEY                                                       NO         NON-IO                           -3          FIXED-BALLOON
HOUSTON                                                         NO         NON-IO                           -3          FIXED-BALLOON
HOUSTON                                                         NO         NON-IO                           -3          FIXED
BAYTOWN                                                         NO         NON-IO                           -3          FIXED
BROWNSVILLE                                                     NO         NON-IO                           -2          FIXED
LA PORTE                                                        NO         NON-IO                           -3          FIXED-BALLOON
LEWISVILLE                                                      NO         NON-IO                           -3          FIXED-BALLOON
HORIZON                                                         NO         NON-IO                           -3          FIXED
HOUSTON                                                         NO         NON-IO                           -3          FIXED
HOUSTON                                                         NO         NON-IO                           -3          FIXED
VICTORIA                                                        NO         NON-IO                           -3          FIXED-BALLOON
HOUSTON                                                         NO         NON-IO                           -2          FIXED
HOUSTON                                                         NO         NON-IO                           -2          FIXED-BALLOON
MAGNOLIA                                                        NO         NON-IO                           -3          FIXED
AUSTIN                                                          NO         NON-IO                           -3          FIXED
HOUSTON                                                         NO         NON-IO                           -3          FIXED-BALLOON
AUSTIN                                                         YES         3 YEARS                          33          FIXED
AUSTIN                                                          NO         NON-IO                           -3          FIXED-BALLOON
SPRING                                                          NO         NON-IO                           -3          FIXED
HOUSTON                                                         NO         NON-IO                           -3          FIXED
SPRING                                                          NO         NON-IO                           -3          FIXED
HOUSTON                                 24                      NO         NON-IO                           -3          WSJ-6MLIBOR
CYPRESS                                                         NO         NON-IO                           -3          FIXED
HOUSTON                                                         NO         NON-IO                           -3          FIXED-BALLOON
HOUSTON                                                         NO         NON-IO                           -3          FIXED-BALLOON
SPRING                                                          NO         NON-IO                           -3          FIXED-BALLOON
HUMBLE                                                          NO         NON-IO                           -3          FIXED
HUMBLE                                                          NO         NON-IO                           -3          FIXED-BALLOON
EDINBURG                                                        NO         NON-IO                           -3          FIXED
HOUSTON                                                         NO         NON-IO                           -3          FIXED
BAYTOWN                                                         NO         NON-IO                           -3          FIXED
HOUSTON                                                         NO         NON-IO                           -3          FIXED-BALLOON
DONNA                                                           NO         NON-IO                           -3          FIXED
EDINBURG                                                        NO         NON-IO                           -3          FIXED
HOUSTON                                                         NO         NON-IO                           -2          FIXED
FRESNO                                                          NO         NON-IO                           -3          FIXED
SAN ANTONIO                                                     NO         NON-IO                           -2          FIXED
SAN ANTONIO                                                     NO         NON-IO                           -3          FIXED
HOPKINS                                                         NO         NON-IO                           -3          FIXED
BAYTOWN                                                         NO         NON-IO                           -3          FIXED
KATY                                                            NO         NON-IO                           -3          FIXED
PENITAS                                                         NO         NON-IO                           -2          FIXED-BALLOON
SEA BROOK                                                       NO         NON-IO                           -2          FIXED-BALLOON
PENITAS                                                         NO         NON-IO                           -2          FIXED-BALLOON
SAN ANTONIO                                                     NO         NON-IO                           -2          FIXED-BALLOON
PFLUGERVILLE                                                    NO         NON-IO                           -2          FIXED
PENITAS                                                         NO         NON-IO                           -2          FIXED
EDINBURG                                                        NO         NON-IO                           -2          FIXED-BALLOON
KINGWOOD                                                        NO         NON-IO                           -2          FIXED
SPRING                                                          NO         NON-IO                           -3          FIXED
HOUSTON                                                         NO         NON-IO                           -3          FIXED-BALLOON
VIDOR                                                           NO         NON-IO                           -3          FIXED
WINNIE                                                          NO         NON-IO                           -3          FIXED
GRANADA HILLS                           24                     YES         5 YEARS                          58          WSJ-6MLIBOR
LAKE ELSINORE                                                   NO         NON-IO                           -3          FIXED-BALLOON
GRANADA HILLS                                                  YES         5 YEARS                          57          FIXED
HESPERIA                                                        NO         NON-IO                           -3          FIXED-BALLOON
RESEDA AREA                                                     NO         NON-IO                           -3          FIXED-BALLOON
SUN VALLEY                                                      NO         NON-IO                           -3          FIXED-BALLOON
MORENO VALLEY                                                   NO         NON-IO                           -3          FIXED-BALLOON
SOUTH GATE                                                      NO         NON-IO                           -3          FIXED-BALLOON
LOS ANGELES                             24                     YES         5 YEARS                          57          WSJ-6MLIBOR
RIVERSIDE                                                       NO         NON-IO                           -3          FIXED-BALLOON
DESERT HOT SPRI                         24                      NO         NON-IO                           -2          WSJ-6MLIBOR
DESERT HOT SPRI                                                 NO         NON-IO                           -2          FIXED-BALLOON
LA PUENTE                               60                     YES         5 YEARS                          57          WSJ-1YRLIBOR
COSTA MESA                                                     YES         5 YEARS                          57          FIXED
COSTA MESA                                                      NO         NON-IO                           -3          FIXED-BALLOON
LAS VEGAS                                                       NO         NON-IO                           -3          FIXED-BALLOON
SUGARLOAF                                                       NO         NON-IO                           -3          FIXED-BALLOON
REDLANDS                                                        NO         NON-IO                           -3          FIXED-BALLOON
SANTA ANA                                                       NO         NON-IO                           -3          FIXED-BALLOON
SAN BERNARDINO                          24                     YES         5 YEARS                          57          WSJ-6MLIBOR
HIGHLAND                                                       YES         5 YEARS                          57          FIXED
LOS ANGELES                                                     NO         NON-IO                           -3          FIXED
FONTANA                                                         NO         NON-IO                           -3          FIXED-BALLOON
SANTA CRUZ                                                     YES         5 YEARS                          58          FIXED
BAKERSFIELD                                                    YES         5 YEARS                          57          FIXED
FONTANA AREA                                                   YES         5 YEARS                          57          FIXED
EL MONTE                                                        NO         NON-IO                           -3          FIXED-BALLOON
WESTMINSTER                                                    YES         5 YEARS                          57          FIXED
FONTANA                                                        YES         5 YEARS                          57          FIXED
GARDEN GROVE                                                    NO         NON-IO                           -3          FIXED-BALLOON
MORENO VALLEY                                                   NO         NON-IO                           -3          FIXED-BALLOON
LONG BEACH                                                      NO         NON-IO                           -3          FIXED-BALLOON
RIALTO                                                          NO         NON-IO                           -3          FIXED-BALLOON
NUEVO                                   60                     YES         5 YEARS                          57          WSJ-1YRLIBOR
BAKERSFIELD                                                     NO         NON-IO                           -2          FIXED-BALLOON
LOS ANGELES                                                     NO         NON-IO                           -3          FIXED-BALLOON
PERRIS                                                         YES         5 YEARS                          57          FIXED
ONTARIO                                                         NO         NON-IO                           -3          FIXED
RIVERSIDE AREA                                                 YES         5 YEARS                          58          FIXED
HESPERIA                                                       YES         5 YEARS                          57          FIXED
ANAHEIM                                                         NO         NON-IO                           -2          FIXED-BALLOON
SANTA ANA                               24                     YES         5 YEARS                          58          WSJ-6MLIBOR
MONROVIA                                24                     YES         5 YEARS                          58          WSJ-6MLIBOR
CORONA                                  24                     YES         5 YEARS                          58          WSJ-6MLIBOR
LOS ANGELES                                                     NO         NON-IO                           -3          FIXED
SANTA ROSA BEAC                         24                     YES         5 YEARS                          58          WSJ-6MLIBOR
LOS ANGELES                             60                     YES         5 YEARS                          57          WSJ-1YRLIBOR
DOWNEY                                  60                     YES         5 YEARS                          58          1YR TRSRY-CMT
RICHMOND                                24                     YES         5 YEARS                          58          WSJ-6MLIBOR
SAN DIEGO                                                      YES         5 YEARS                          58          FIXED
SAN DIEGO                                                       NO         NON-IO                           -2          FIXED
TEMECULA                                24                     YES         5 YEARS                          58          WSJ-6MLIBOR
CATHEDRAL CITY                                                 YES         5 YEARS                          58          FIXED
HUNTINGTON BEAC                                                YES         5 YEARS                          58          FIXED
HIDDEN HILLS                                                   YES         5 YEARS                          58          FIXED
ESCONDIDO                                                      YES         5 YEARS                          58          FIXED
DESERT HOT SPRI                                                YES         5 YEARS                          58          FIXED
HEBER                                                          YES         5 YEARS                          58          FIXED
CHULA VISTA                                                     NO         NON-IO                           -2          FIXED
BRAWLEY                                                        YES         5 YEARS                          58          FIXED
CONWAY                                                          NO         NON-IO                           -4          FIXED-BALLOON
ROCKFORD                                                       YES         5 YEARS                          57          FIXED
LOS ANGELES                                                     NO         NON-IO                           -4          FIXED-BALLOON
LOS ANGELES                             24                     YES         5 YEARS                          57          WSJ-6MLIBOR
LOS ANGELES                                                     NO         NON-IO                           -3          FIXED-BALLOON
CHICAGO                                                         NO         NON-IO                           -3          FIXED-BALLOON
NORTHRIDGE AREA                                                 NO         NON-IO                           -3          FIXED-BALLOON
SANTA ANA                                                       NO         NON-IO                           -3          FIXED-BALLOON
APPLE VALLEY AR                                                 NO         NON-IO                           -3          FIXED-BALLOON
LAKEPORT                                24                     YES         5 YEARS                          56          WSJ-6MLIBOR
SURPRISE                                                       YES         5 YEARS                          57          FIXED
BAKERSFIELD                                                    YES         5 YEARS                          56          FIXED
BLOOMINGTON ARE                                                 NO         NON-IO                           -3          FIXED-BALLOON
ANAHEIM                                                         NO         NON-IO                           -3          FIXED-BALLOON
SAN DIEGO                                                       NO         NON-IO                           -3          FIXED-BALLOON
APPLE VALLEY                                                    NO         NON-IO                           -3          FIXED-BALLOON
OCEANSIDE                               24                     YES         5 YEARS                          58          WSJ-6MLIBOR
YUBA CITY                                                       NO         NON-IO                           -3          FIXED-BALLOON
SUN CITY                                                        NO         NON-IO                           -3          FIXED-BALLOON
CARLSBAD                                                        NO         NON-IO                           -3          FIXED-BALLOON
SAN DIEGO                                                      YES         5 YEARS                          57          FIXED
SAN YSIDRO                                                      NO         NON-IO                           -2          FIXED-BALLOON
MURRIETA                                                        NO         NON-IO                           -3          FIXED-BALLOON
SAN DIEGO                                                       NO         NON-IO                           -2          FIXED
EL CAJON                                                       YES         5 YEARS                          57          FIXED
EL CAJON                                                        NO         NON-IO                           -3          FIXED-BALLOON
SAN DIEGO                                6                     YES         5 YEARS                          57          WSJ-6MLIBOR
SAN DIEGO                                                      YES         5 YEARS                          57          FIXED
SHASTA LAKE                                                     NO         NON-IO                           -2          FIXED
PALM DESERT                                                     NO         NON-IO                           -3          FIXED
OCEANSIDE                                                       NO         NON-IO                           -3          FIXED-BALLOON
YUCAIPA                                                         NO         NON-IO                           -3          FIXED
ORANGEVALE                                                      NO         NON-IO                           -3          FIXED-BALLOON
OLIVEHURST                                                      NO         NON-IO                           -4          FIXED-BALLOON
RANCHO MURIETA                                                 YES         5 YEARS                          57          FIXED
SAN DIEGO                                                       NO         NON-IO                           -3          FIXED-BALLOON
MURRIETA                                                       YES         5 YEARS                          57          FIXED
HEBER                                                           NO         NON-IO                           -3          FIXED-BALLOON
ORANGE                                  24                     YES         5 YEARS                          57          WSJ-6MLIBOR
SAN DIEGO                                                      YES         5 YEARS                          58          FIXED
VIRGINIA CITY H                                                 NO         NON-IO                           -3          FIXED
RANCHO MIRAGE                                                  YES         5 YEARS                          57          FIXED
SAN JACINTO                                                     NO         NON-IO                           -2          FIXED
THOUSAND OAKS                                                   NO         NON-IO                           -3          FIXED-BALLOON
NORTH HIGHLANDS                                                 NO         NON-IO                           -3          FIXED-BALLOON
SAN DIEGO                               60                     YES         5 YEARS                          58          WSJ-1YRLIBOR
HEBER                                                          YES         5 YEARS                          57          FIXED
SAN DIEGO                                                      YES         5 YEARS                          57          FIXED
SAN LORENZO                                                     NO         NON-IO                           -3          FIXED-BALLOON
COUPEVILLE                                                     YES         5 YEARS                          57          FIXED
LA QUINTA                                                       NO         NON-IO                           -3          FIXED
BENICIA                                                         NO         NON-IO                           -3          FIXED-BALLOON
SACRAMENTO                                                      NO         NON-IO                           -3          FIXED-BALLOON
SAN DIEGO                               60                     YES         5 YEARS                          58          WSJ-1YRLIBOR
SOLANA BEACH                                                   YES         5 YEARS                          58          FIXED
HEMET                                                           NO         NON-IO                           -3          FIXED-BALLOON
ALISO VIEJO                             60                     YES         5 YEARS                          57          WSJ-1YRLIBOR
MENIFEE                                 60                     YES         5 YEARS                          57          WSJ-1YRLIBOR
MENIFEE                                                         NO         NON-IO                           -3          FIXED-BALLOON
INDIO                                                           NO         NON-IO                           -2          FIXED
SALINAS                                                         NO         NON-IO                           -2          FIXED
CHULA VISTA                             60                     YES         5 YEARS                          58          WSJ-1YRLIBOR
BERKELEY                                36                      NO         NON-IO                           -2          WSJ-6MLIBOR
3443 MADISON AV                         60                     YES         5 YEARS                          58          WSJ-1YRLIBOR
SACRAMENTO                                                      NO         NON-IO                           -3          FIXED-BALLOON
SAN JOSE                                24                     YES         5 YEARS                          58          WSJ-6MLIBOR
IMPERIAL BEACH                                                  NO         NON-IO                           -2          FIXED
RIVERSIDE                               60                     YES         5 YEARS                          58          WSJ-6MLIBOR
SAN JOSE                                                        NO         NON-IO                           -2          FIXED
SALIDA                                                          NO         NON-IO                           -2          FIXED-BALLOON
SAN DIEGO                                                       NO         NON-IO                           -2          FIXED
OAKDALE                                 60                     YES         5 YEARS                          58          WSJ-1YRLIBOR
MATHER                                                          NO         NON-IO                           -2          FIXED
SACRAMENTO                              60                     YES         5 YEARS                          58          WSJ-1YRLIBOR
LINCOLN                                 24                     YES         5 YEARS                          58          WSJ-6MLIBOR
SOLANA BEACH                                                    NO         NON-IO                           -2          FIXED-BALLOON
STOCKTON                                24                     YES         5 YEARS                          58          WSJ-6MLIBOR
SAN DIEGO                               60                     YES         5 YEARS                          58          WSJ-1YRLIBOR
SAN JOSE                                60                     YES         5 YEARS                          58          WSJ-1YRLIBOR
CHULA VISTA                             60                     YES         5 YEARS                          58          1YR TRSRY-CMT
CHULA VISTA                                                     NO         NON-IO                           -2          FIXED-BALLOON
SAN JOSE                                24                     YES         5 YEARS                          58          WSJ-6MLIBOR
SAN JOSE                                                        NO         NON-IO                           -2          FIXED-BALLOON
ANTIOCH                                 60                     YES         5 YEARS                          58          WSJ-1YRLIBOR
HEBER                                   60                     YES         5 YEARS                          58          WSJ-1YRLIBOR
LAKESIDE                                                        NO         NON-IO                           -2          FIXED
SIMI VALLEY                             60                     YES         5 YEARS                          58          WSJ-1YRLIBOR
HOFFMAN ESTATES                                                 NO         NON-IO                           -3          FIXED-BALLOON
DETROIT                                                         NO         NON-IO                           -4          FIXED-BALLOON
MENAHGA                                                         NO         NON-IO                           -2          FIXED-BALLOON
DEKALB                                                          NO         NON-IO                           -3          FIXED
LOCKPORT                                                       YES         5 YEARS                          57          FIXED
OSWEGO                                                          NO         NON-IO                           -3          FIXED
HOUSTON                                                         NO         NON-IO                           -3          FIXED-BALLOON
GALVA                                                           NO         NON-IO                           -4          FIXED-BALLOON
IOLA                                                            NO         NON-IO                           -4          FIXED-BALLOON
COLLEGE STATION                                                 NO         NON-IO                           -3          FIXED-BALLOON
STANTON                                 24                     YES         5 YEARS                          58          WSJ-6MLIBOR
DIAMOND BAR                                                     NO         NON-IO                           -2          FIXED
LAGUNA NIGUEL                           24                     YES         5 YEARS                          58          WSJ-6MLIBOR
MORENO VALLEY                           60                     YES         5 YEARS                          58          WSJ-1YRLIBOR
ANAHEIM                                 24                     YES         5 YEARS                          58          WSJ-6MLIBOR
ONTARIO                                 24                     YES         5 YEARS                          58          WSJ-6MLIBOR
PERRIS                                  24                     YES         5 YEARS                          58          WSJ-6MLIBOR
INGLEWOOD                               60                     YES         5 YEARS                          58          1YR TRSRY-CMT
INGLEWOOD                                                       NO         NON-IO                           -2          FIXED-BALLOON
FONTANA                                                        YES         5 YEARS                          58          FIXED
CORONA                                                         YES         5 YEARS                          58          FIXED
CORONA                                  24                     YES         5 YEARS                          58          WSJ-6MLIBOR
CASTAIC                                 60                     YES         5 YEARS                          58          WSJ-1YRLIBOR
RIALTO                                                          NO         NON-IO                           -2          FIXED
EL CAJON                                                       YES         5 YEARS                          58          FIXED
LA HABRA                                                       YES         5 YEARS                          58          FIXED
NORTH HOLLYWOOD                         24                     YES         5 YEARS                          58          WSJ-6MLIBOR
PACOIMA                                 24                     YES         5 YEARS                          58          WSJ-6MLIBOR
PACOIMA                                                         NO         NON-IO                           -2          FIXED-BALLOON
SAN BERNARDINO                          24                     YES         5 YEARS                          58          WSJ-6MLIBOR
CORONA                                  24                     YES         5 YEARS                          58          WSJ-6MLIBOR
LAKE ELSINORE                           24                     YES         5 YEARS                          58          WSJ-6MLIBOR
BALTIMORE                                                      YES         5 YEARS                          58          FIXED
AURORA                                                          NO         NON-IO                           -3          FIXED-BALLOON
AURORA                                                          NO         NON-IO                           -3          FIXED-BALLOON
DENVER                                                          NO         NON-IO                           -4          FIXED-BALLOON
MONUMENT                                36                     YES         5 YEARS                          56          WSJ-6MLIBOR
AURORA                                                          NO         NON-IO                           -3          FIXED-BALLOON
FARMINGTON                                                      NO         NON-IO                           -3          FIXED-BALLOON
STERLING                                                        NO         NON-IO                           -3          FIXED-BALLOON
DENVER                                                          NO         NON-IO                           -2          FIXED-BALLOON
COLORADO SPRING                                                 NO         NON-IO                           -3          FIXED-BALLOON
AURORA                                                          NO         NON-IO                           -3          FIXED-BALLOON
CENTENNIAL                                                     YES         5 YEARS                          57          FIXED
DENVER                                                          NO         NON-IO                           -3          FIXED-BALLOON
DENVER                                                          NO         NON-IO                           -3          FIXED-BALLOON
DENVER                                                         YES         5 YEARS                          57          FIXED
WESTMINSTER                                                     NO         NON-IO                           -3          FIXED-BALLOON
CARBONDALE                                                     YES         5 YEARS                          57          FIXED
CASTLE ROCK                             24                      NO         NON-IO                           -3          WSJ-6MLIBOR
CASTLE ROCK                                                     NO         NON-IO                           -3          FIXED-BALLOON
DENVER                                                          NO         NON-IO                           -3          FIXED-BALLOON
GREENWOOD VILLA                                                 NO         NON-IO                           -3          FIXED-BALLOON
DENVER                                                         YES         5 YEARS                          57          FIXED
DENVER                                                          NO         NON-IO                           -3          FIXED-BALLOON
WESTMINSTER                                                     NO         NON-IO                           -3          FIXED-BALLOON
THORNTON                                                       YES         5 YEARS                          57          FIXED
GREELEY                                                        YES         5 YEARS                          57          FIXED
LITTLETON                                                      YES         5 YEARS                          57          FIXED
FORT LUPTON                                                     NO         NON-IO                           -3          FIXED-BALLOON
ENGLEWOOD                               24                      NO         NON-IO                           -3          WSJ-6MLIBOR
DENVER                                                          NO         NON-IO                           -3          FIXED-BALLOON
GREELEY                                                         NO         NON-IO                           -3          FIXED-BALLOON
ALAMOSA                                 24                     YES         5 YEARS                          57          WSJ-6MLIBOR
ALAMOSA                                                         NO         NON-IO                           -3          FIXED-BALLOON
CHEYENNE                                                        NO         NON-IO                           -3          FIXED-BALLOON
CASTLE ROCK                                                     NO         NON-IO                           -3          FIXED
CARBONDALE                                                      NO         NON-IO                           -3          FIXED-BALLOON
DENVER                                                          NO         NON-IO                           -2          FIXED-BALLOON
LAS VEGAS                               24                     YES         5 YEARS                          58          WSJ-6MLIBOR
GLENROCK                                                        NO         NON-IO                           -2          FIXED-BALLOON
EVANS                                                           NO         NON-IO                           -3          FIXED-BALLOON
PLAIN CITY                              24                     YES         5 YEARS                          57          WSJ-6MLIBOR
COMMERCE CITY                           24                     YES         5 YEARS                          57          WSJ-6MLIBOR
AURORA                                  60                     YES         5 YEARS                          57          WSJ-1YRLIBOR
PROVO                                   24                     YES         5 YEARS                          58          WSJ-6MLIBOR
BRIGHTON                                60                     YES         5 YEARS                          57          WSJ-1YRLIBOR
AURORA                                                          NO         NON-IO                           -3          FIXED-BALLOON
LONGMONT                                                        NO         NON-IO                           -3          FIXED-BALLOON
LITTLETON                               24                      NO         NON-IO                           -3          WSJ-6MLIBOR
COLORADO SPRING                                                 NO         NON-IO                           -2          FIXED
COMMERCE CITY                           24                     YES         5 YEARS                          58          WSJ-6MLIBOR
COMMERCE CITY                                                   NO         NON-IO                           -2          FIXED-BALLOON
AURORA                                                         YES         5 YEARS                          58          FIXED
DENVER                                  60                     YES         5 YEARS                          58          WSJ-1YRLIBOR
COLORADO SPRING                                                 NO         NON-IO                           -2          FIXED-BALLOON
THORNTON                                60                      NO         NON-IO                           -2          WSJ-1YRLIBOR
COLORADO SPRING                                                 NO         NON-IO                           -2          FIXED-BALLOON
AURORA                                  24                     YES         5 YEARS                          57          WSJ-6MLIBOR
WESTMINSTER                             24                     YES         5 YEARS                          58          WSJ-6MLIBOR
DENVER                                  60                     YES         5 YEARS                          58          WSJ-1YRLIBOR
DENVER                                  24                     YES         5 YEARS                          58          WSJ-6MLIBOR
NORTH LAS VEGAS                         24                     YES         5 YEARS                          58          WSJ-6MLIBOR
DENVER                                  24                      NO         NON-IO                           -2          WSJ-6MLIBOR
THORNTON                                60                     YES         5 YEARS                          58          WSJ-1YRLIBOR
SANDY                                   60                      NO         NON-IO                           -2          1YR TRSRY-CMT
CASPER                                                          NO         NON-IO                           -2          FIXED
COMMERCE CITY                                                   NO         NON-IO                           -2          FIXED-BALLOON
TOOELE                                  60                     YES         5 YEARS                          58          WSJ-1YRLIBOR
AMERICAN FORK                           60                     YES         5 YEARS                          58          WSJ-1YRLIBOR
HAYDEN                                  24                     YES         5 YEARS                          58          WSJ-6MLIBOR
WOODLAND PARK                           24                      NO         NON-IO                           -2          WSJ-6MLIBOR
COLORADO SPRING                         60                     YES         5 YEARS                          58          WSJ-1YRLIBOR
BRIGHTON                                24                     YES         5 YEARS                          58          WSJ-6MLIBOR
CHEYENNE                                                        NO         NON-IO                           -2          FIXED
DENVER                                                         YES         5 YEARS                          58          FIXED
LONGMONT                                                        NO         NON-IO                           -2          FIXED-BALLOON
COLORADO SPRING                                                 NO         NON-IO                           -2          FIXED-BALLOON
JOHNSTOWN                                                       NO         NON-IO                           -2          FIXED-BALLOON
CAPE CORAL                              24                     YES         5 YEARS                          58          WSJ-1YRLIBOR
COMMERCE CITY                           24                     YES         5 YEARS                          58          WSJ-6MLIBOR
YORBA LINDA                                                     NO         NON-IO                           -2          FIXED
LAKEVILLE                               60                      NO         NON-IO                           -2          WSJ-1YRLIBOR
WESTMINSTER                             24                     YES         5 YEARS                          58          WSJ-6MLIBOR
NORFOLK                                 24                      NO         NON-IO                           -2          WSJ-6MLIBOR
CHANNAHON                               36                     YES         5 YEARS                          55          WSJ-6MLIBOR
RED LION                                                        NO         NON-IO                           -3          FIXED
MINNEAPOLIS                                                     NO         NON-IO                           -3          FIXED-BALLOON
DETROIT                                                         NO         NON-IO                           -4          FIXED-BALLOON
URBANA                                  60                      NO         NON-IO                           -3          WSJ-1YRLIBOR
ALEDO                                                           NO         NON-IO                           -3          FIXED-BALLOON
DETROIT                                                         NO         NON-IO                           -4          FIXED-BALLOON
HAMMOND                                                         NO         NON-IO                           -3          FIXED-BALLOON
ADRIAN                                                          NO         NON-IO                           -3          FIXED-BALLOON
OAK FOREST                              24                      NO         NON-IO                           -3          WSJ-6MLIBOR
FORT BRANCH                                                     NO         NON-IO                           -4          FIXED
HOPKINSVILLE                            24                      NO         NON-IO                           -3          WSJ-6MLIBOR
CHICAGO                                 24                      NO         NON-IO                           -3          WSJ-6MLIBOR
DOLTON                                                          NO         NON-IO                           -3          FIXED
HENDERSON                                                       NO         NON-IO                           -3          FIXED
RIVERSIDE                               24                     YES         5 YEARS                          58          WSJ-6MLIBOR
PACOIMA                                 24                     YES         5 YEARS                          58          WSJ-6MLIBOR
FONTANA                                 60                     YES         5 YEARS                          58          WSJ-1YRLIBOR
BANNING                                 24                     YES         5 YEARS                          58          WSJ-6MLIBOR
BANNING                                                         NO         NON-IO                           -2          FIXED-BALLOON
ADELANTO                                60                     YES         5 YEARS                          58          WSJ-1YRLIBOR
ANAHEIM                                 60                     YES         5 YEARS                          58          WSJ-1YRLIBOR
CORONA                                  60                     YES         5 YEARS                          58          WSJ-1YRLIBOR
COMPTON                                 24                     YES         5 YEARS                          58          WSJ-6MLIBOR
HELENDALE AREA                          60                     YES         5 YEARS                          58          WSJ-1YRLIBOR
HESPERIA                                24                     YES         5 YEARS                          58          WSJ-6MLIBOR
ANAHEIM                                 60                     YES         5 YEARS                          58          WSJ-1YRLIBOR
(SAUGUS AREA) L                                                YES         5 YEARS                          58          FIXED
ANAHEIM                                 24                      NO         NON-IO                           -2          WSJ-6MLIBOR
ELMWOOD                                 60                     YES         5 YEARS                          58          WSJ-1YRLIBOR
PERRIS                                  24                     YES         5 YEARS                          58          WSJ-6MLIBOR
LOS ANGELES                             60                     YES         5 YEARS                          58          WSJ-1YRLIBOR
RIALTO                                  60                     YES         5 YEARS                          58          WSJ-1YRLIBOR
ORANGE (CITY)                           24                     YES         5 YEARS                          58          WSJ-6MLIBOR
SANTA ANA                               24                     YES         5 YEARS                          58          WSJ-6MLIBOR
ORANGE                                  24                     YES         5 YEARS                          58          WSJ-6MLIBOR
AURORA                                  60                      NO         NON-IO                           -2          1YR TRSRY-CMT
FONTANA AREA                            24                     YES         5 YEARS                          58          WSJ-6MLIBOR
WINNETKA AREA                           24                     YES         5 YEARS                          58          WSJ-6MLIBOR
BELLFLOWER                              36                     YES         5 YEARS                          58          WSJ-6MLIBOR
POMONA                                  24                     YES         5 YEARS                          58          WSJ-6MLIBOR
MURRIETA                                24                     YES         5 YEARS                          58          WSJ-6MLIBOR
LAKE FOREST                                                     NO         NON-IO                           -2          FIXED-BALLOON
WEST COVINA                             24                     YES         5 YEARS                          58          WSJ-6MLIBOR
FONTANA                                 24                     YES         5 YEARS                          58          WSJ-6MLIBOR
PARAMOUNT                               24                     YES         5 YEARS                          58          WSJ-6MLIBOR
ANTIOCH                                                         NO         NON-IO                           -2          FIXED
SANTA ANA                               60                     YES         5 YEARS                          58          WSJ-1YRLIBOR
WESTMINSTER                             24                      NO         NON-IO                           -2          WSJ-6MLIBOR
SUISUN CITY                                                     NO         NON-IO                           -2          FIXED-BALLOON
FONTANA                                                         NO         NON-IO                           -2          FIXED
HEMET                                   60                     YES         5 YEARS                          58          WSJ-1YRLIBOR
LINDEN                                                          NO         NON-IO                           -2          FIXED
LOS ANGELES                             24                     YES         5 YEARS                          58          WSJ-6MLIBOR
LADERA RANCH AR                         60                     YES         5 YEARS                          58          WSJ-1YRLIBOR
RIVERSIDE                               24                     YES         5 YEARS                          58          WSJ-6MLIBOR
ANAHEIM                                 24                     YES         5 YEARS                          58          WSJ-6MLIBOR
MORENO VALLEY                           24                     YES         5 YEARS                          58          WSJ-6MLIBOR
MORENO VALLEY                           60                     YES         5 YEARS                          58          WSJ-1YRLIBOR
OAKLAND                                                         NO         NON-IO                           -3          FIXED-BALLOON
ORANGE                                  24                     YES         5 YEARS                          58          WSJ-6MLIBOR
HIGHLAND AREA                           24                     YES         5 YEARS                          58          WSJ-6MLIBOR
SANTA ANA                               24                     YES         5 YEARS                          58          WSJ-6MLIBOR
BAKERSFIELD                             60                     YES         5 YEARS                          58          WSJ-1YRLIBOR
GRAND TERRACE                           24                      NO         NON-IO                           -3          WSJ-6MLIBOR
SANTA ANA                               24                     YES         5 YEARS                          58          WSJ-6MLIBOR
RIALTO                                  60                     YES         5 YEARS                          58          WSJ-1YRLIBOR
SAN BERNARDINO                          24                     YES         5 YEARS                          58          WSJ-6MLIBOR
GARDEN GROVE                                                    NO         NON-IO                           -2          FIXED-BALLOON
GARDENA                                                         NO         NON-IO                           -3          FIXED
SANTA ANA                                                       NO         NON-IO                           -3          FIXED
SANTA ANA                               24                     YES         5 YEARS                          58          WSJ-6MLIBOR
LOS ANGELES                                                     NO         NON-IO                           -3          FIXED
NORWALK                                 24                     YES         5 YEARS                          58          WSJ-6MLIBOR
BEAUMONT                                24                     YES         5 YEARS                          57          WSJ-6MLIBOR
SOUTH GATE                                                      NO         NON-IO                           -3          FIXED-BALLOON
SANTA ANA                               24                      NO         NON-IO                           -2          WSJ-6MLIBOR
SANTA ANA                               24                     YES         5 YEARS                          58          WSJ-6MLIBOR
RIALTO                                  60                     YES         5 YEARS                          58          WSJ-1YRLIBOR
RIVERSIDE                               24                     YES         5 YEARS                          57          WSJ-6MLIBOR
PERRIS                                                         YES         5 YEARS                          58          FIXED
ANAHEIM                                 60                     YES         5 YEARS                          58          WSJ-1YRLIBOR
SANTA CLARITA                           24                     YES         5 YEARS                          58          WSJ-6MLIBOR
SAN FERNANDO                            24                     YES         5 YEARS                          58          WSJ-6MLIBOR
ANAHEIM                                 24                     YES         5 YEARS                          58          WSJ-6MLIBOR
SARATOGA SPRING                         24                     YES         5 YEARS                          55          WSJ-6MLIBOR
CHICAGO                                 24                     YES         5 YEARS                          56          WSJ-6MLIBOR
HOUSTON                                                         NO         NON-IO                           -6          FIXED-BALLOON
SAN ANTONIO                                                     NO         NON-IO                           -6          FIXED-BALLOON
HOUSTON                                                         NO         NON-IO                           -5          FIXED-BALLOON
CROSBY                                                          NO         NON-IO                           -5          FIXED-BALLOON
HOUSTON                                                         NO         NON-IO                           -5          FIXED-BALLOON
HUTTO                                                           NO         NON-IO                           -6          FIXED-BALLOON
HI HAT                                  24                      NO         NON-IO                           -5          WSJ-6MLIBOR
WYLIE                                   24                      NO         NON-IO                           -6          WSJ-6MLIBOR
MURFREESBORO                            24                      NO         NON-IO                           -6          WSJ-6MLIBOR
BLUE RIDGE                                                      NO         NON-IO                           -5          FIXED
LARGO                                                           NO         NON-IO                           -5          FIXED-BALLOON
KINGMAN                                 24                      NO         NON-IO                           -6          WSJ-6MLIBOR
WAMEGO                                                          NO         NON-IO                           -6          FIXED-BALLOON
KANSAS CITY                             24                      NO         NON-IO                           -5          WSJ-6MLIBOR
LEES SUMMIT                             24                     YES         5 YEARS                          55          WSJ-6MLIBOR
HESPERIA                                24                     YES         5 YEARS                          54          WSJ-6MLIBOR
TOWNSEND                                24                      NO         NON-IO                           -8          WSJ-6MLIBOR
YUBA CITY                                                       NO         NON-IO                           -6          FIXED-BALLOON


CITY1                     RATE_FREQ         PAY_FREQ                NEXT_RATE_ADJ_DATE1               NEXT_PAY_ADJ_DATE1        ROLL
------------------------------------------------------------------------------------------------------------------------------------
LONG BEACH                     0                0                                                                                 0
BIG BEAR CITY                  0                0                                                                                 0
JAMUL                         12               12                           20120101                         20120201            59
JAMUL                          0                0                                                                                 0
HENDERSON                      6                6                           20081201                         20090101            22
BALDWIN PARK                   6                6                           20090101                         20090201            23
BONIFAY                        0                0                                                                                 0
AVENUE BLOOMING                6                6                           20081201                         20090101            22
AVENUE BLOOMING                0                0                                                                                 0
STANTON                        6                6                           20081201                         20090101            22
RIVERSIDE AREA                 0                0                                                                                 0
APPLE VALLEY                   0                0                                                                                 0
CANYON COUNTRY                 0                0                                                                                 0
LAKE ELSINORE                  6                6                           20090101                         20090201            23
LAKE ELSINORE                  0                0                                                                                 0
LOMITA                         0                0                                                                                 0
LOS ANGELES                    6                6                           20090101                         20090201            23
RAWLINS                        0                0                                                                                 0
AURORA                         6                6                           20091201                         20100101            34
CHULA VISTA                    0                0                                                                                 0
SOUTH PLAINFIEL                0                0                                                                                 0
OAKLEY                         0                0                                                                                 0
SAN DIEGO                      0                0                                                                                 0
SAN DIEGO                      0                0                                                                                 0
SAN MARCOS                    12               12                           20120101                         20120201            59
SAN MARCOS                     0                0                                                                                 0
TEMECULA                       0                0                                                                                 0
TEMECULA                       0                0                                                                                 0
SAN DIEGO                      0                0                                                                                 0
HIGLEY                         0                0                                                                                 0
BIG BEAR CITY                  0                0                                                                                 0
SALINAS                        0                0                                                                                 0
SALINAS                        0                0                                                                                 0
MURRIETA                       0                0                                                                                 0
MENIFEE                       12               12                           20111201                         20120101            58
ALTON                         12               12                           20120101                         20120201            59
CLIFTON                       12               12                           20120101                         20120201            59
EL SOBRANTE                    0                0                                                                                 0
KELLER                         0                0                                                                                 0
LANCASTER                      0                0                                                                                 0
PALMDALE                       6                6                           20081201                         20090101            22
EVERETT                        6                6                           20080801                         20080901            18
RESEDA                        12               12                           20111101                         20111201            57
SCOTTSDALE                     6                6                           20081201                         20090101            22
EL SOBRANTE                    6                6                           20090101                         20090201            23
EAST ORANGE                    0                0                                                                                 0
FRISCO                         0                0                                                                                 0
COSTA MESA                     6                6                           20081201                         20090101            22
PUYALLUP                       0                0                                                                                 0
COLLIERVILLE                   0                0                                                                                 0
FORT WORTH                     0                0                                                                                 0
SAINT LOUIS                    0                0                                                                                 0
SEATTLE                        6                6                           20081201                         20090101            22
SEATTLE                        0                0                                                                                 0
KANSAS CITY                    0                0                                                                                 0
LOVES PARK                     0                0                                                                                 0
COEUR D ALENE                  0                0                                                                                 0
SEATAC                         0                0                                                                                 0
LOS ANGELES                    0                0                                                                                 0
LOS ANGELES                    0                0                                                                                 0
BATESVILLE                     6                6                           20081201                         20090101            22
DELRAY BEACH                   6                6                           20081101                         20081201            21
CITY OF UPLAND                12               12                           20111201                         20120101            58
SAINT LOUIS                    0                0                                                                                 0
FORT SMITH                     0                0                                                                                 0
LOS ANGELES                    6                6                           20081201                         20090101            22
FONTANA                        0                0                                                                                 0
LAMAR                          0                0                                                                                 0
OXON HILL                      0                0                                                                                 0
FAIRHAVEN                      0                0                                                                                 0
HYANNIS                        0                0                                                                                 0
FORT WORTH                     0                0                                                                                 0
HUNTINGTON PARK                0                0                                                                                 0
CAPE GIRARDEAU                 6                6                           20081201                         20090101            22
WYOMING                        6                6                           20081101                         20081201            21
BALTIMORE                      0                0                                                                                 0
BURBANK                        0                0                                                                                 0
SPOKANE                        0                0                                                                                 0
CLOVIS                         0                0                                                                                 0
SPRING VALLEY                  6                6                           20081201                         20090101            22
MURRIETA                       0                0                                                                                 0
FLOSSMOOR                      0                0                                                                                 0
BELVIDERE                      0                0                                                                                 0
PFLUGERVILLE                   0                0                                                                                 0
GALENA PARK                    0                0                                                                                 0
COLUMBIA                       0                0                                                                                 0
CHICAGO                        0                0                                                                                 0
WEST LINN                      0                0                                                                                 0
TOMBALL                        0                0                                                                                 0
WEST VALLEY CIT                0                0                                                                                 0
HOUSTON                        6                6                           20081201                         20090101            22
LONG BEACH                     0                0                                                                                 0
KISSIMMEE                      6                6                           20081101                         20081201            21
KATY                           6                6                           20081201                         20090101            22
TAMPA                          0                0                                                                                 0
YOUNGSTOWN                     6                6                           20081201                         20090101            22
PALO                          12               12                           20111101                         20111201            57
LYNN                           0                0                                                                                 0
TURRELL                        0                0                                                                                 0
PEMBROKE PINES                 0                0                                                                                 0
LITTLETON                      0                0                                                                                 0
FORT VALLEY                    6                6                           20080901                         20081001            19
SAN BERNARDINO                 0                0                                                                                 0
PHENIX                         6                6                           20080901                         20081001            19
OAK PARK                       0                0                                                                                 0
KANSAS CITY                    0                0                                                                                 0
LONG BEACH                     0                0                                                                                 0
WICHITA                        0                0                                                                                 0
CORONA                         6                6                           20081201                         20090101            22
PUTNAM CT 06260                0                0                                                                                 0
WHITTIER AREA                  0                0                                                                                 0
QUARTZ HILL ARE                0                0                                                                                 0
KANSAS CITY                    6                6                           20081201                         20090101            22
SAN JUAN                       0                0                                                                                 0
NEWTON                         0                0                                                                                 0
MAQUOKETA                      0                0                                                                                 0
PRAIRIE CITY                   0                0                                                                                 0
KANSAS CITY                    0                0                                                                                 0
EAGLE MOUNTAIN                 0                0                                                                                 0
YORBA LINDA                    0                0                                                                                 0
INGLEWOOD                      6                6                           20081101                         20081201            21
MINDEN                         0                0                                                                                 0
HOUSTON                        0                0                                                                                 0
IOLA                           0                0                                                                                 0
KANSAS CITY                    6                6                           20081101                         20081201            21
SAINT LOUIS                    6                6                           20081101                         20081201            21
HOUSTON                        6                6                           20081101                         20081201            21
CHICAGO                        0                0                                                                                 0
FORT WORTH                     0                0                                                                                 0
FLORISSANT                     0                0                                                                                 0
KANSAS CITY                    0                0                                                                                 0
ISSAQUAH                       0                0                                                                                 0
FRESNO                         0                0                                                                                 0
REDMOND                        6                6                           20081001                         20081101            20
CHICAGO                       12               12                           20111201                         20120101            58
COSTA MESA                     0                0                                                                                 0
TEMPE                          6                6                           20081201                         20090101            22
CARROLLTON                     0                0                                                                                 0
HOUSTON                        0                0                                                                                 0
UNIC AREA OF LA                0                0                                                                                 0
KANSAS CITY                    0                0                                                                                 0
SAINT LOUIS                    0                0                                                                                 0
OMAHA                          6                6                           20090101                         20090201            23
DAVENPORT                      0                0                                                                                 0
DAVENPORT                      0                0                                                                                 0
LEAVENWORTH                    6                6                           20081201                         20090101            22
SPANAWAY                       0                0                                                                                 0
PORT ORCHARD                   0                0                                                                                 0
POST FALLS                     6                6                           20090101                         20090201            23
POST FALLS                     0                0                                                                                 0
IONA                           6                6                           20090101                         20090201            23
POULSBO                        0                0                                                                                 0
BELLINGHAM                     6                6                           20090101                         20090201            23
SPANAWAY                      12               12                           20120101                         20120201            59
GERVAIS                        6                6                           20081201                         20090101            22
HARRISBURG                     0                0                                                                                 0
HARRISBURG                     0                0                                                                                 0
TACOMA                         6                6                           20090101                         20090201            23
VANCOUVER                      0                0                                                                                 0
NORTH LAS VEGAS                0                0                                                                                 0
NORTH LAS VEGAS                0                0                                                                                 0
BURLINGTON                     0                0                                                                                 0
PORT ORCHARD                   6                6                           20090101                         20090201            23
ONTARIO                        0                0                                                                                 0
APPLE VALLEY                  12               12                           20111201                         20120101            58
120-120 1/2 41S                6                6                           20090101                         20090201            23
NORWALK                       12               12                           20120101                         20120201            59
NORWALK                        0                0                                                                                 0
CARSON                         6                6                           20081201                         20090101            22
120-120 1/2 41S                0                0                                                                                 0
LONG BEACH                     0                0                                                                                 0
WINNETKA                       6                6                           20090101                         20090201            23
WINNETKA                       0                0                                                                                 0
RIVERSIDE                      0                0                                                                                 0
AREA OF LOS ANG               12               12                           20120101                         20120201            59
LONG BEACH                     0                0                                                                                 0
REDONDO BEACH                 12               12                           20111201                         20120101            58
SURPRISE                       0                0                                                                                 0
RANCHO CUCAMONG                6                6                           20081201                         20090101            22
ORANGE                         6                6                           20081201                         20090101            22
ORANGE                         0                0                                                                                 0
FONTANA                        6                6                           20081201                         20090101            22
(STUDIO CITY AR                6                6                           20081201                         20090101            22
PALMDALE                      12               12                           20111201                         20120101            58
HEMET                         12               12                           20111201                         20120101            58
LOS ANGELES                    0                0                                                                                 0
LOS ANGELES                    6                6                           20081201                         20090101            22
LOS ANGELES                    0                0                                                                                 0
SAN BERNARDINO                 6                6                           20081201                         20090101            22
FONTANA                        6                6                           20081201                         20090101            22
LOS ANGELES                   12               12                           20111201                         20120101            58
LONG BEACH                     0                0                                                                                 0
(LA PUENTE AREA                6                6                           20081201                         20090101            22
VAN NUYS AREA L                0                0                                                                                 0
SAN DIMAS                      6                6                           20081201                         20090101            22
OXNARD                         0                0                                                                                 0
AREA OF HEMET                  6                6                           20081201                         20090101            22
HESPERIA                       6                6                           20081201                         20090101            22
STOCKTON                      12               12                           20111201                         20120101            58
LAKEWOOD                       6                6                           20081201                         20090101            22
FONTANA                        6                6                           20081201                         20090101            22
LAWNDALE                       0                0                                                                                 0
CANOGA PARK ARE                6                6                           20081201                         20090101            22
FALLBROOK                     12               12                           20111201                         20120101            58
LAS VEGAS                      6                6                           20081201                         20091201            22
LOS ANGELES                   12               12                           20111201                         20120101            58
COMPTON                       12               12                           20111201                         20120101            58
BALDWIN PARK                   6                6                           20081201                         20090101            22
CYPRESS                        6                6                           20111201                         20120101            58
COMPTON                        6                6                           20081201                         20090101            22
LOS ANGELES                    6                6                           20081201                         20090101            22
LOS ANGELES                   12               12                           20111201                         20120101            58
LONG BEACH                    12               12                           20111201                         20120101            58
LONG BEACH                     0                0                                                                                 0
SANTA ANA                      0                0                                                                                 0
LOS ANGELES                    6                6                           20081201                         20090101            22
SAN DIEGO                      6                6                           20081201                         20090101            22
AREA OF SYLMAR                 6                6                           20081201                         20090101            22
CHINO                          6                6                           20081201                         20090101            22
AREA OF BLOOMIN                0                0                                                                                 0
LOS ANGELES                    6                6                           20081201                         20090101            22
(COMPTON AREA)                12               12                           20111201                         20120101            58
PROVO                          6                6                           20081201                         20090101            22
ADELANTO                       6                6                           20081201                         20090101            22
KENNEWICK                      6                6                           20081201                         20090101            22
PORTLAND                       6                6                           20081201                         20090101            22
COEUR D ALENE                  6                6                           20081201                         20090101            22
EATONVILLE                     6                6                           20081201                         20090101            22
FEDERAL WAY                    0                0                                                                                 0
PORTLAND                       0                0                                                                                 0
RENTON                        12               12                           20111101                         20111201            57
SPANAWAY                       6                6                           20081201                         20090101            22
SPANAWAY                       0                0                                                                                 0
SEATTLE                        6                6                           20081201                         20090101            22
SUMNER                         6                6                           20081201                         20090101            22
LAKE FOREST                    6                6                           20091201                         20100101            34
MARYSVILLE                     6                6                           20081201                         20090101            22
ASHFORD                        0                0                                                                                 0
RATHDRUM                       6                6                           20081201                         20090101            22
ABERDEEN                       6                6                           20081201                         20090101            22
MILWAUKIE                      0                0                                                                                 0
REDMOND                        6                6                           20081201                         20090101            22
TACOMA                        12               12                           20111201                         20120101            58
PUYALLUP                       6                6                           20081201                         20090101            22
PUYALLUP                      12               12                           20111201                         20120101            58
KENNEWICK                      0                0                                                                                 0
PORTLAND                       6                6                           20091201                         20100101            34
MULWAUKIE                      0                0                                                                                 0
MALAGA                         0                0                                                                                 0
PORT ORCHARD                   0                0                                                                                 0
BUCKLEY                        6                6                           20081201                         20090101            22
BONNEY LAKE                    0                0                                                                                 0
NAMPA                          6                6                           20081201                         20090101            22
TACOMA                         6                6                           20081201                         20090101            22
TACOMA                         0                0                                                                                 0
LAKEWOOD                       0                0                                                                                 0
OLYMPIA                        6                6                           20081201                         20090101            22
COEUR D ALENE                  0                0                                                                                 0
TACOMA                         6                6                           20081201                         20090101            22
SPOKANE                        6                6                           20081201                         20090101            22
SEATTLE                        6                6                           20081201                         20090101            22
ABERDEEN                       6                6                           20081201                         20090101            22
COVINGTON                      6                6                           20081201                         20090101            22
TACOMA                         6                6                           20081201                         20090101            22
EUGENE                        12               12                           20111201                         20120101            58
TACOMA                         6                6                           20081201                         20090101            22
PHOENIX                        6                6                           20081201                         20090101            22
SUMNER                         6                6                           20081201                         20090101            22
EUGENE                         0                0                                                                                 0
SEATTLE                        6                6                           20081201                         20090101            22
WOODINVILLE                    0                0                                                                                 0
TACOMA                         6                6                           20081201                         20090101            22
SHELTON                        6                6                           20081201                         20090101            22
EVERETT                        6                6                           20081201                         20090101            22
PASADENA                       0                0                                                                                 0
SIMI VALLEY                    6                6                           20081201                         20090101            22
VICTORVILLE                    6                6                           20081101                         20081201            21
PALMDALE                       6                6                           20081101                         20081201            21
LOS ANGELES                    0                0                                                                                 0
SAN DIEGO                      0                0                                                                                 0
BUENA PARK                     6                6                           20081201                         20090101            22
TRABUCO CANYON                 6                6                           20081101                         20081201            21
CHATSWORTH                     6                6                           20081201                         20090101            22
CORONA                         0                0                                                                                 0
BELLFLOWER                     0                0                                                                                 0
LOS ANGELES                    6                6                           20081201                         20090101            22
HAWTHORNE                      6                6                           20081201                         20090101            22
IRVINE                         0                0                                                                                 0
SANTA PAULA                    0                0                                                                                 0
LAKEWOOD                       0                0                                                                                 0
ALHAMBRA                       6                6                           20081201                         20090101            22
SACRAMENTO                     0                0                                                                                 0
LOS ANGELES                   12               12                           20111201                         20120101            58
SAN BERNARDINO                 6                6                           20081201                         20090101            22
STOCKTON                       6                6                           20081201                         20090101            22
LONG BEACH                    12               12                           20111101                         20111201            57
KLAMATH FALLS                  6                6                           20081101                         20081201            21
BELLINGHAM                     0                0                                                                                 0
PORTLAND                       0                0                                                                                 0
PUYALLUP                       6                6                           20081101                         20081201            21
TACOMA                         6                6                           20081201                         20090101            22
WASILLA                        0                0                                                                                 0
SPOKANE                        6                6                           20081201                         20090101            22
WENDELL                        0                0                                                                                 0
PAYETTE                        0                0                                                                                 0
TACOMA                         0                0                                                                                 0
SUQUAMISH                      0                0                                                                                 0
PORTLAND                       0                0                                                                                 0
TACOMA                         0                0                                                                                 0
PUYALLUP                       0                0                                                                                 0
UNIVERSITY PLAC                0                0                                                                                 0
COVINGTON                      0                0                                                                                 0
TWIN FALLS                     0                0                                                                                 0
GIG HARBOR                     6                6                           20081101                         20081201            21
SHELTON                        0                0                                                                                 0
PORTLAND                       6                6                           20081101                         20081201            21
SPRINGFIELD                    0                0                                                                                 0
SEDRO WOOLLEY                  0                0                                                                                 0
REPUBLIC                       0                0                                                                                 0
ABERDEEN                       6                6                           20081101                         20081201            21
OTHELLO                        0                0                                                                                 0
BOTHELL                        0                0                                                                                 0
SPOKANE                        0                0                                                                                 0
SPOKANE                        0                0                                                                                 0
VALHALLA                       0                0                                                                                 0
MONCKS CORNER                  0                0                                                                                 0
BANGOR                         0                0                                                                                 0
TRENTON                        6                6                           20090101                         20090201            23
LANHAM                         0                0                                                                                 0
LOWELL                         0                0                                                                                 0
LOWELL                         0                0                                                                                 0
CALUMET CITY                  12               12                           20120101                         20120201            59
CALUMET CITY                   0                0                                                                                 0
TOWER CITY                     0                0                                                                                 0
MARKHAM                        0                0                                                                                 0
SAINT CLAIR SHO                6                6                           20081201                         20090101            22
ATLANTA                        0                0                                                                                 0
MONTICELLO                     0                0                                                                                 0
NORRIDGE                      12               12                           20120101                         20120201            59
BROOKLYN PARK                  0                0                                                                                 0
DETROIT                        6                6                           20090101                         20090201            23
DETROIT                        0                0                                                                                 0
CANTON                         0                0                                                                                 0
BOYNTON BEACH                  0                0                                                                                 0
CHICAGO                        0                0                                                                                 0
DECATUR                        0                0                                                                                 0
GARY                           0                0                                                                                 0
GARY                           0                0                                                                                 0
HAMPTON                        0                0                                                                                 0
ADDISON                        0                0                                                                                 0
PALATINE                       6                6                           20090101                         20090201            23
ROBBINSDALE                    0                0                                                                                 0
LITTLE FALLS                   0                0                                                                                 0
PRINCETON                      0                0                                                                                 0
BROOKLYN PARK                  6                6                           20100101                         20100201            35
BROOKLYN PARK                  0                0                                                                                 0
LAND O LAKES                   0                0                                                                                 0
CHASKA                         0                0                                                                                 0
SAINT PAUL                     0                0                                                                                 0
HANOVER PARK                  12               12                           20120101                         20120201            59
BUCKEYE                        6                6                           20081201                         20090101            22
KINGMAN                        6                6                           20090101                         20090201            23
LAS VEGAS                      6                6                           20090101                         20090201            23
PHOENIX                        6                6                           20090101                         20090201            23
KANSAS CITY                    0                0                                                                                 0
KANSAS CITY                    0                0                                                                                 0
DETROIT                        0                0                                                                                 0
CHADWICK                       0                0                                                                                 0
RICHMOND                       0                0                                                                                 0
NEW BEDFORD                    0                0                                                                                 0
RICHMOND                       0                0                                                                                 0
COLUMBIA                       6                6                           20091201                         20100101            34
BANGOR                         0                0                                                                                 0
NASHUA                         0                0                                                                                 0
CHARLOTTE                      0                0                                                                                 0
DETROIT                        0                0                                                                                 0
CROWLEY                        0                0                                                                                 0
MIAMI                          0                0                                                                                 0
RIDGELAND                      0                0                                                                                 0
RAILROAD FLAT                  0                0                                                                                 0
LANCASTER                      0                0                                                                                 0
RIDGELAND                      0                0                                                                                 0
HALSTEAD                       6                6                           20100101                         20100201            35
GILBERT                        0                0                                                                                 0
GILBERT                        0                0                                                                                 0
DETROIT                        0                0                                                                                 0
BRYAN                          0                0                                                                                 0
LITTLE RIVER AC                0                0                                                                                 0
SAN ANTONIO                    0                0                                                                                 0
LAREDO                         0                0                                                                                 0
LAREDO                         0                0                                                                                 0
HOUSTON                        6                6                           20081201                         20090101            22
KINGWOOD                       0                0                                                                                 0
HOUSTON                        0                0                                                                                 0
BAYTOWN                        0                0                                                                                 0
LA PORTE                       0                0                                                                                 0
BAYTOWN                        0                0                                                                                 0
BACLIFF                        0                0                                                                                 0
HOUSTON                        0                0                                                                                 0
AUSTIN                         0                0                                                                                 0
DEER PARK                      0                0                                                                                 0
FORT WORTH                     0                0                                                                                 0
FORT WORTH                     6                6                           20081201                         20090101            22
COLUMBIA                       0                0                                                                                 0
JENKS                          0                0                                                                                 0
MONCKS CORNER                  0                0                                                                                 0
EL PASO                        0                0                                                                                 0
SAN ANTONIO                    6                6                           20081201                         20090101            22
CARROLLTON                     0                0                                                                                 0
CARROLLTON                     6                6                           20081201                         20090101            22
GARLAND                        0                0                                                                                 0
EL PASO                        0                0                                                                                 0
BOLIVAR                        0                0                                                                                 0
ARLINGTON                      0                0                                                                                 0
DALLAS                         6                6                           20090101                         20090201            23
MEMPHIS                        0                0                                                                                 0
HITCHCOCK                      0                0                                                                                 0
DESOTO                         0                0                                                                                 0
ATHENS                         6                6                           20081201                         20090101            22
BOWIE                          0                0                                                                                 0
BEDFORD                        0                0                                                                                 0
DENISON                        0                0                                                                                 0
SAN MARCOS                    12               12                           20111201                         20120101            58
CEDAR HILL                     0                0                                                                                 0
GLENN HEIGHTS                  0                0                                                                                 0
IRVING                         0                0                                                                                 0
PRYOR                          0                0                                                                                 0
ROWLETT                        0                0                                                                                 0
BURLESON                       0                0                                                                                 0
BOWIE                          0                0                                                                                 0
BALCH SPRINGS                  0                0                                                                                 0
BALCH SPRINGS                  0                0                                                                                 0
MCKINNEY                       0                0                                                                                 0
DALLAS                         0                0                                                                                 0
WICHITA FALLS                  0                0                                                                                 0
FORT WORTH                     0                0                                                                                 0
GRAND PRAIRIE                  0                0                                                                                 0
BOWIE                          6                6                           20090101                         20090201            23
GULFPORT                       0                0                                                                                 0
MAYNARDVILLE                  12               12                           20120101                         20120201            59
VILONIA                        6                6                           20081201                         20090101            22
EL PASO                        0                0                                                                                 0
FORT WORTH                     6                6                           20081001                         20081101            20
VICTORIA                       6                6                           20091201                         20100101            34
LOWRY CROSSING                 0                0                                                                                 0
HAYDEN                         0                0                                                                                 0
TELEPHONE                      0                0                                                                                 0
GRAND PRAIRIE                  6                6                           20081201                         20090101            22
HOUSTON                        0                0                                                                                 0
STANHOPE                       0                0                                                                                 0
PORT NECHES                    0                0                                                                                 0
RICHMOND                       0                0                                                                                 0
DALLAS                         0                0                                                                                 0
SAN ANTONIO                    0                0                                                                                 0
WILLIS                         0                0                                                                                 0
KYLE                           0                0                                                                                 0
HUMBLE                         0                0                                                                                 0
HUNTSVILLE                     0                0                                                                                 0
WILLIS                         0                0                                                                                 0
HOUSTON                        0                0                                                                                 0
KATY                           0                0                                                                                 0
HORIZON CITY                   6                6                           20081201                         20090101            22
NEW BRAUNFELS                  0                0                                                                                 0
PASADENA                       0                0                                                                                 0
HOUSTON                        0                0                                                                                 0
LEANDER                        0                0                                                                                 0
S. OGDEN                       6                6                           20081201                         20090101            22
BILLINGS                       6                6                           20081201                         20090101            22
TOOELE                         6                6                           20081201                         20090101            22
LEHI                           0                0                                                                                 0
WEST VALLEY                    6                6                           20081201                         20090101            22
SAINT GEORGE                   6                6                           20081201                         20090101            22
COLORADO SPRING                0                0                                                                                 0
WALDORF                        0                0                                                                                 0
OWINGS MILLS                   6                6                           20081201                         20090101            22
CHICAGO                        6                6                           20081001                         20081101            20
CHICAGO                        0                0                                                                                 0
GLENDALE HEIGHT                0                0                                                                                 0
LA MARQUE                      6                6                           20080801                         20080901            18
LAKE JACKSON                   0                0                                                                                 0
EL PASO                        0                0                                                                                 0
SHOREACRES                     0                0                                                                                 0
EDINBURG                       0                0                                                                                 0
HOUSTON                        0                0                                                                                 0
MONTGOMERY                     6                6                           20081201                         20090101            22
ANGLETON                       0                0                                                                                 0
HOUSTON                        0                0                                                                                 0
MAGNOLIA                       0                0                                                                                 0
LEADWOOD                       6                6                           20081201                         20090101            22
ST. LOUIS                      0                0                                                                                 0
LINCOLN                        0                0                                                                                 0
MILFORD                        0                0                                                                                 0
SAINT LOUIS                    6                6                           20081101                         20081201            21
JESUP                          0                0                                                                                 0
LEAVENWORTH                    0                0                                                                                 0
MASON CITY                     0                0                                                                                 0
INDEPENDENCE                   0                0                                                                                 0
KANSAS CITY                    0                0                                                                                 0
ST. LOUIS                      0                0                                                                                 0
BLAIR                          6                6                           20081101                         20081201            21
KANSAS CITY                    0                0                                                                                 0
DES MOINES                     0                0                                                                                 0
OMAHA                          0                0                                                                                 0
RAYMORE                        0                0                                                                                 0
SAINT LOUIS                    6                6                           20081101                         20081201            21
FREEBURG                       0                0                                                                                 0
COUNCIL BLUFFS                 6                6                           20081101                         20081201            21
OLATHE                         0                0                                                                                 0
ST. LOUIS                      0                0                                                                                 0
CANTON                         6                6                           20081101                         20081201            21
SIBLEY                         6                6                           20081201                         20090101            22
SAINT LOUIS                    6                6                           20081201                         20090101            22
TIFFIN                         0                0                                                                                 0
LEE'S SUMMIT                   0                0                                                                                 0
KANSAS CITY                    6                6                           20081201                         20090101            22
KANSAS CITY                    6                6                           20081201                         20090101            22
SAINT LOUIS                    6                6                           20081201                         20090101            22
COUNCIL BLUFFS                 6                6                           20081201                         20090101            22
KANSAS CITY                    6                6                           20081201                         20090101            22
SAINT LOUIS                    6                6                           20081201                         20090101            22
KANSAS CITY                    6                6                           20081201                         20090101            22
ST. LOUIS                      6                6                           20091201                         20100101            34
LEON                           6                6                           20081201                         20090101            22
BELLEVUE                       6                6                           20081201                         20090101            22
WICHITA                        0                0                                                                                 0
KANSAS CITY                    0                0                                                                                 0
KANSAS CITY                    6                6                           20081201                         20090101            22
OMAHA                          6                6                           20081201                         20090101            22
KANSAS CITY                    0                0                                                                                 0
OVERLAND PARK                  6                6                           20081201                         20090101            22
HUTCHINSON                     6                6                           20081201                         20090101            22
BATES CITY                     0                0                                                                                 0
COSBY                          6                6                           20081201                         20090101            22
WENATCHEE                      6                6                           20081001                         20081101            20
WEST LINN                      0                0                                                                                 0
BREMERTON                      0                0                                                                                 0
PORTLAND                       0                0                                                                                 0
CAMARILLO                      0                0                                                                                 0
QUARTZ HILL ARE                6                6                           20081101                         20081201            21
CARSON                         0                0                                                                                 0
APPLE VALLEY AR                0                0                                                                                 0
BUENA PARK                     6                6                           20081101                         20081201            21
QUARTZ HILL ARE                0                0                                                                                 0
WILMINGTON AREA                0                0                                                                                 0
LOS ANGELES                    0                0                                                                                 0
ADELANTO                       0                0                                                                                 0
LANCASTER AREA                 0                0                                                                                 0
NIPOMO                         0                0                                                                                 0
CORONA                         6                6                           20081201                         20090101            22
VENTURA (AREA O                0                0                                                                                 0
NORTHRIDGE AREA                0                0                                                                                 0
NORTHRIDGE AREA                0                0                                                                                 0
WOODLAND HILLS                 6                6                           20081201                         20090101            22
POMONA                         6                6                           20081201                         20090101            22
VICTORVILLE                   12               12                           20111201                         20120101            58
HEMET                          0                0                                                                                 0
MATTAWA                        0                0                                                                                 0
COEUR D ALENE                  6                6                           20081201                         20090101            22
IDAHO FALLS                    0                0                                                                                 0
SPOKANE                        6                6                           20091001                         20091101            32
EVERETT                        0                0                                                                                 0
SPOKANE                        0                0                                                                                 0
KANSAS CITY                    0                0                                                                                 0
CEDAR RAPIDS                   6                6                           20081101                         20081201            21
OVERLAND PARK                  0                0                                                                                 0
DES MOINES                     0                0                                                                                 0
MAQUOKETA                      0                0                                                                                 0
ST. PETERS                     6                6                           20081101                         20081201            21
GARDNER                        0                0                                                                                 0
ABBYVILLE                      6                6                           20081101                         20081201            21
ST. LOUIS                      6                6                           20081101                         20081201            21
DES MOINES                     0                0                                                                                 0
MAQUOKETA                      0                0                                                                                 0
KANSAS CITY                    0                0                                                                                 0
PERRY                          0                0                                                                                 0
OVERLAND PARK                  0                0                                                                                 0
OLATHE                         0                0                                                                                 0
KANSAS CITY                    0                0                                                                                 0
GRANDVIEW                      0                0                                                                                 0
ADAIR                          0                0                                                                                 0
ASHLAND                        6                6                           20081101                         20081201            21
KANSAS CITY                    0                0                                                                                 0
VIOLA                          0                0                                                                                 0
GRAIN VALLEY                   0                0                                                                                 0
MAQUOKETA                      0                0                                                                                 0
COLORADO SPRING                0                0                                                                                 0
KANSAS CITY                    0                0                                                                                 0
CRESTON                        0                0                                                                                 0
COVINGTON                      0                0                                                                                 0
ELIZABETH CITY                 6                6                           20081201                         20090101            22
FORT WALTON BEA                6                6                           20081201                         20090101            22
ATLANTA                        6                6                           20081201                         20090101            22
MCHENRY                        0                0                                                                                 0
HIALEAH                        0                0                                                                                 0
LITHONIA                       0                0                                                                                 0
ORLANDO                        6                6                           20081201                         20090101            22
PORT SAINT LUCI                6                6                           20081201                         20090101            22
CLERMONT                       6                6                           20081201                         20090101            22
MIAMI                          6                6                           20081201                         20090101            22
CHICAGO                        0                0                                                                                 0
NORTH AUGUSTA                  0                0                                                                                 0
ATLANTA                        0                0                                                                                 0
SUNRISE                        6                6                           20081201                         20090101            22
ATLANTA                        0                0                                                                                 0
NORTHBROOK                     0                0                                                                                 0
SNELLVILLE                     6                6                           20081201                         20090101            22
CAROL STREAM                   6                6                           20081201                         20090101            22
ELLENWOOD                      6                6                           20081201                         20090101            22
TAMPA                          6                6                           20081201                         20090101            22
COVINGTON                      6                6                           20081201                         20090101            22
NEWNAN                         0                0                                                                                 0
ELLENWOOD                      0                0                                                                                 0
ORANGE PARK                    6                6                           20081201                         20090101            22
SCOTTSDALE                     0                0                                                                                 0
CASA GRANDE                    0                0                                                                                 0
PHOENIX                        6                6                           20081201                         20090101            22
CASA GRANDE                    0                0                                                                                 0
QUEEN CREEK                    0                0                                                                                 0
PHOENIX                        6                6                           20081101                         20091101            21
SURPRISE                       0                0                                                                                 0
TUCSON                         0                0                                                                                 0
QUEEN CREEK                    6                6                           20081201                         20090101            22
CASA GRANDE                    0                0                                                                                 0
NORTH LAS VEGAS                0                0                                                                                 0
LAS VEGAS                      0                0                                                                                 0
GOLD CANYON                    6                6                           20081101                         20081201            21
MAYER                          0                0                                                                                 0
QUEEN CREEK                    0                0                                                                                 0
KINGMAN                        0                0                                                                                 0
TUCSON                         0                0                                                                                 0
SURPRISE                       0                0                                                                                 0
CASA GRANDE                    0                0                                                                                 0
LAS VEGAS                     12               12                           20111201                         20120101            58
GOODYEAR                       6                6                           20081201                         20090101            22
SURPRISE                      12               12                           20111101                         20111201            57
TOLLESON                       6                6                           20081201                         20090101            22
MESA                          12               12                           20111101                         20111201            57
QUEEN CREEK                    6                6                           20081201                         20090101            22
LAS VEGAS                      0                0                                                                                 0
QUEEN CREEK                    0                0                                                                                 0
CASA GRANDE                    6                6                           20081201                         20090101            22
LAS VEGAS                      6                6                           20081201                         20090101            22
AVONDALE                       6                6                           20081201                         20090101            22
FORT MOHAVE                    6                6                           20081201                         20090101            22
QUEEN CREEK                    6                6                           20081201                         20090101            22
GLENDALE                       6                6                           20081201                         20090101            22
SURPRISE                       6                6                           20081201                         20090101            22
NORTH LAS VEGAS                0                0                                                                                 0
SEDONA                         6                6                           20081201                         20090101            22
LAS VEGAS                     12               12                           20111201                         20120101            58
PHOENIX                        6                6                           20081201                         20090101            22
PHOENIX                        6                6                           20081201                         20090101            22
PHOENIX                        6                6                           20081201                         20090101            22
QUEEN CREEK                    6                6                           20081201                         20090101            22
QUEEN CREEK                    6                6                           20081201                         20090101            22
QUEEN CREEK                    6                6                           20081201                         20090101            22
SAHUARITA                      6                6                           20081201                         20090101            22
AMADO                          6                6                           20081201                         20090101            22
TUCSON                         6                6                           20081201                         20090101            22
PHOENIX                        6                6                           20081201                         20090101            22
LAVEEN                         6                6                           20081201                         20090101            22
SURPRISE                       6                6                           20081201                         20090101            22
PEORIA                         6                6                           20081201                         20090101            22
SURPRISE                       0                0                                                                                 0
QUEEN CREEK                    6                6                           20081201                         20090101            22
KINGMAN                        6                6                           20081201                         20090101            22
PHOENIX                        6                6                           20081201                         20090101            22
KANSAS CITY                    6                6                           20081001                         20081101            20
INDEPENDENCE                   6                6                           20081001                         20081101            20
CHARLES CITY                   0                0                                                                                 0
INDEPENDENCE                   6                6                           20081201                         20090101            22
KANSAS CITY                    6                6                           20081101                         20081201            21
SENECA                         0                0                                                                                 0
LEAVENWORTH                    6                6                           20081101                         20081201            21
KANSAS CITY                    0                0                                                                                 0
DES MOINES                     6                6                           20081101                         20081201            21
COUNCIL BLUFFS                 0                0                                                                                 0
KANSAS CITY                    0                0                                                                                 0
PALATINE                       0                0                                                                                 0
PORT CHARLOTTE                 6                6                           20081201                         20090101            22
ATLANTA                        6                6                           20081201                         20090101            22
CHICAGO                        0                0                                                                                 0
ATLANTA                       12               12                           20081201                         20090101            22
ST CLAIR SHORES                6                6                           20081201                         20090101            22
CHICAGO                        0                0                                                                                 0
LITHONIA                       0                0                                                                                 0
JACKSON                        0                0                                                                                 0
AURORA                         0                0                                                                                 0
HOFFMAN ESTATES                0                0                                                                                 0
COON RAPIDS                    0                0                                                                                 0
PLAINFIELD                     0                0                                                                                 0
SCHAUMBURG                     0                0                                                                                 0
JACKSONVILLE                   0                0                                                                                 0
DETROIT                        6                6                           20081201                         20090101            22
RUFFIN                         0                0                                                                                 0
TITUSVILLE                     6                6                           20081201                         20090101            22
ROSEVILLE                      0                0                                                                                 0
LAKELAND                       0                0                                                                                 0
CHICAGO                        0                0                                                                                 0
RIVERDALE                      0                0                                                                                 0
CHICAGO                        0                0                                                                                 0
CHICAGO HEIGHTS                6                6                           20081201                         20090101            22
ROCKMART                       0                0                                                                                 0
BOGART                         0                0                                                                                 0
EVANSVILLE                     0                0                                                                                 0
DETROIT                        0                0                                                                                 0
GAINESVILLE                    6                6                           20081201                         20090101            22
MIRAMAR                       12               12                           20111201                         20120101            58
MAYWOOD                        0                0                                                                                 0
CHICAGO                       12               12                           20111201                         20120101            58
ROSEMONT                      12               12                           20111201                         20120101            58
NEWAYGO                        6                6                           20081201                         20090101            22
NEWAYGO                        0                0                                                                                 0
ATLANTA                        0                0                                                                                 0
HARVEY                        12               12                           20111201                         20120101            58
CHICAGO                       12               12                           20111201                         20120101            58
MILTON                         0                0                                                                                 0
WOODRIDGE                      0                0                                                                                 0
ST LOUIS PARK                  0                0                                                                                 0
HIGH POINT                     6                6                           20081201                         20090101            22
BELLEVILLE                     0                0                                                                                 0
CONYERS                        6                6                           20081201                         20090101            22
COVINGTON                      0                0                                                                                 0
VALDOSTA                       0                0                                                                                 0
DEFUNIAK SPRING                0                0                                                                                 0
CHICAGO                       12               12                           20111201                         20120101            58
MACOMB                         0                0                                                                                 0
HIALEAH                        0                0                                                                                 0
ELK RIVER                     12               12                           20111201                         20120101            58
LAFAYETTE                      0                0                                                                                 0
GATESVILLE                     6                6                           20081201                         20090101            22
AUGUSTA                        0                0                                                                                 0
MOUNT PROSPECT                 6                6                           20081201                         20090101            22
ROCHELLE                      12               12                           20111201                         20120101            58
MOUNT VERNON                   6                6                           20081201                         20090101            22
DETROIT                        6                6                           20091201                         20100101            34
TAMPA                          0                0                                                                                 0
TEMPLE                         0                0                                                                                 0
DOUGLASVILLE                   0                0                                                                                 0
ROSELLE                       12               12                           20111201                         20120101            58
ELMORE                         6                6                           20081201                         20090101            22
CROSS                          0                0                                                                                 0
LECANTO                        0                0                                                                                 0
DECATUR                        0                0                                                                                 0
AUBURN HILLS                   6                6                           20081201                         20090101            22
LOUISVILLE                     6                6                           20081201                         20090101            22
GLENDALE HEIGHT                0                0                                                                                 0
RIVERVIEW                      0                0                                                                                 0
SOUTH HOLLAND                 12               12                           20111201                         20120101            58
CHICAGO                        6                6                           20081201                         20090101            22
MAYWOOD                        0                0                                                                                 0
CHICAGO                       12               12                           20111201                         20120101            58
LILBURN                        6                6                           20081101                         20081201            21
DEERFIELD                     12               12                           20111201                         20120101            58
NEW PORT RICHEY                0                0                                                                                 0
GLENWOOD                       0                0                                                                                 0
INDIANAPOLIS                   6                6                           20081201                         20090101            22
UNION                          0                0                                                                                 0
CHICAGO                        0                0                                                                                 0
SANFORD                        6                6                           20081101                         20081201            21
ORLAND PARK                    6                6                           20091201                         20100101            34
ELGIN                         12               12                           20111201                         20120101            58
BELLWOOD                       6                6                           20081201                         20090101            22
JOLIET                         6                6                           20091201                         20100101            34
STERLING HEIGHT                6                6                           20081201                         20090101            22
IXONIA                         0                0                                                                                 0
BERWYN                         6                6                           20081201                         20090101            22
WHEATON                        0                0                                                                                 0
SAUK VILLAGE                   6                6                           20081201                         20090101            22
GRAND RAPIDS                   6                6                           20081201                         20090101            22
CHICAGO                       12               12                           20111201                         20120101            58
CHICAGO                       12               12                           20111201                         20120101            58
CHICAGO HEIGHTS               12               12                           20111201                         20120101            58
DETROIT                        0                0                                                                                 0
HAZEL PARK                     6                6                           20081201                         20090101            22
ROCKFORD                       6                6                           20091201                         20100101            34
HOLIDAY                        0                0                                                                                 0
WESTCHESTER                   12               12                           20111201                         20121201            58
MACHESNEY PARK                 6                6                           20081201                         20090101            22
CUMMING                        0                0                                                                                 0
BRADENTON                      0                0                                                                                 0
GLENN DALE                     6                6                           20081201                         20090101            22
CHARLOTTE                      6                6                           20081001                         20081101            20
COLLEGE PARK                   0                0                                                                                 0
MONTGOMERY                     0                0                                                                                 0
BANGOR                         0                0                                                                                 0
ROCHESTER HILLS               12               12                           20111201                         20120101            58
FOX LAKE                       6                6                           20081201                         20090101            22
ULEN                           0                0                                                                                 0
STONE MOUNTAIN                 0                0                                                                                 0
ROCKMART                       6                6                           20081101                         20081201            21
ROCKMART                       0                0                                                                                 0
SALEM                          6                6                           20081201                         20090101            22
PROVIDENCE                     0                0                                                                                 0
REDDICK                        0                0                                                                                 0
CHICAGO HEIGHTS               12               12                           20111201                         20120101            58
HUDSON                         6                6                           20081201                         20090101            22
KENDUSKEAG                     0                0                                                                                 0
SKOWHEGAN                      0                0                                                                                 0
STAFFORD                       0                0                                                                                 0
AGAWAM                         0                0                                                                                 0
NEW LENOX                      0                0                                                                                 0
UPPER MARLBORO                 6                6                           20091201                         20100101            34
BRIDGEVIEW                    12               12                           20111201                         20120101            58
WASHINGTON                     0                0                                                                                 0
MAPLEWOOD                      0                0                                                                                 0
BROOKLINE                      0                0                                                                                 0
3EST WARWICK                   0                0                                                                                 0
WESTBROOK                     12               12                           20111201                         20120101            58
RALEIGH                        0                0                                                                                 0
BROOKLYN                       0                0                                                                                 0
ATLANTA                        0                0                                                                                 0
ELK RIVER                      0                0                                                                                 0
CARMEL                         0                0                                                                                 0
DISTRICT HEIGHT               12               12                           20111201                         20120101            58
EVANSVILLE                     0                0                                                                                 0
BROOKLYN                       0                0                                                                                 0
ZEBULON                        6                6                           20081201                         20090101            22
NORTH ADAMS                    6                6                           20081201                         20090101            22
JONESBORO                      6                6                           20081101                         20081201            21
HAMPSTEAD                      6                6                           20091201                         20100101            34
MOREHEAD CITY                  6                6                           20081201                         20090101            22
LITTLETON                      0                0                                                                                 0
WILMINGTON                     0                0                                                                                 0
COLUMBIA                       0                0                                                                                 0
WARREN                         6                6                           20081201                         20090101            22
LOCKPORT                       6                6                           20081201                         20090101            22
FLORHAM PARK                   6                6                           20081201                         20080101            22
BURNHAM                        0                0                                                                                 0
BALTIMORE                      0                0                                                                                 0
GREENSBORO                     6                6                           20081201                         20090101            22
SAINT ALBANS                   0                0                                                                                 0
IRVINGTON                      6                6                           20081201                         20090101            22
BREWER                         0                0                                                                                 0
CHICAGO                        0                0                                                                                 0
SANFORD                        0                0                                                                                 0
DORCHESTER                     0                0                                                                                 0
GAINESVILLE                    0                0                                                                                 0
SILVER SPRING                  6                6                           20081201                         20090101            22
ROCKFORD                       0                0                                                                                 0
HERMON                         6                6                           20081201                         20090101            22
TWO HARBORS                    0                0                                                                                 0
BALTIMORE                      0                0                                                                                 0
WEST STEWARTSTO                0                0                                                                                 0
LOWELL                         0                0                                                                                 0
MIDLOTHIAN                     0                0                                                                                 0
PRINCESS ANNE                  0                0                                                                                 0
CHICOPEE                       0                0                                                                                 0
LOWELL                         0                0                                                                                 0
LOWELL                         0                0                                                                                 0
SOUTH OZONE PAR                0                0                                                                                 0
HIGH POINT                     0                0                                                                                 0
ROSEVILLE                      6                6                           20081201                         20090101            22
BALTIMORE                      0                0                                                                                 0
COUNTRY CLUB HI                0                0                                                                                 0
SPRINGFIELD                    0                0                                                                                 0
SPRINGFIELD                    0                0                                                                                 0
ATHENS                         0                0                                                                                 0
GASTONIA                       0                0                                                                                 0
ESSEX JUNCTION                 0                0                                                                                 0
SAINT ALBANS                   0                0                                                                                 0
DIXFIELD                       0                0                                                                                 0
CORONA                         0                0                                                                                 0
BALTIMORE                      0                0                                                                                 0
BAY SHORE                      0                0                                                                                 0
NORTH EAST                     0                0                                                                                 0
EVERETT                        0                0                                                                                 0
EDEN                           0                0                                                                                 0
CHARLOTTE                     12               12                           20111201                         20120101            58
CRYSTAL LAKE                  12               12                           20111201                         20120101            58
BALTIMORE                      0                0                                                                                 0
COVENTRY                       0                0                                                                                 0
FRANKLINVILLE                  0                0                                                                                 0
STEUBEN                        0                0                                                                                 0
NEWARK                         0                0                                                                                 0
CORINNA                        0                0                                                                                 0
ATLANTA                        0                0                                                                                 0
LEXINGTON                      0                0                                                                                 0
HIBBING                        6                6                           20081101                         20081201            21
SCHAUMBURG                     0                0                                                                                 0
UPPER MARLBORO                 0                0                                                                                 0
LIVERMORE FALLS                0                0                                                                                 0
DETROIT                        0                0                                                                                 0
BALTIMORE                      6                6                           20081201                         20090101            22
METROPOLIS                     6                6                           20091201                         20100101            34
JAMAICA                        0                0                                                                                 0
SOMERSWORTH                    0                0                                                                                 0
BURLINGTON                     0                0                                                                                 0
RANDALLSTOWN                  12               12                           20111101                         20111201            57
ROSELLE                       12               12                           20111201                         20120101            58
CLINTON                        0                0                                                                                 0
CLINTON                        0                0                                                                                 0
RICHMOND                       6                6                           20081101                         20081201            21
WINSTON SALEM                  0                0                                                                                 0
STRASBURG                      6                6                           20081201                         20090101            22
BEMIDJI                        0                0                                                                                 0
DEKALB                         0                0                                                                                 0
EVANSVILLE                     0                0                                                                                 0
GLEN BURNIE                    0                0                                                                                 0
SPRINGFIELD                   12               12                           20111201                         20120101            58
UNIVERSITY PARK               12               12                           20111201                         20120101            58
LINWOOD                        0                0                                                                                 0
PATERSON                       0                0                                                                                 0
BRISTOL                        0                0                                                                                 0
CHICAGO                        0                0                                                                                 0
CHICAGO                       12               12                           20111101                         20111201            57
INVER GROVE HEI                0                0                                                                                 0
KNAPP                          0                0                                                                                 0
ALEXANDRIA                     0                0                                                                                 0
AMERY                          0                0                                                                                 0
CHICAGO                        0                0                                                                                 0
NORTH SAINT PAU                0                0                                                                                 0
OXFORD                         0                0                                                                                 0
RALEIGH                        6                6                           20081101                         20081201            21
LEVERING                       6                6                           20081201                         20090101            22
AURORA                         0                0                                                                                 0
PORTLAND                       0                0                                                                                 0
MUNDELEIN                      0                0                                                                                 0
PORTLAND                       0                0                                                                                 0
ROLLING MEADOWS                6                6                           20081101                         20081201            21
GLENBURN                       0                0                                                                                 0
DETROIT                        6                6                           20081201                         20090101            22
BENTON                         0                0                                                                                 0
BURLINGTON                     0                0                                                                                 0
SWANTON                        0                0                                                                                 0
DETROIT                        6                6                           20081201                         20090101            22
CHICAGO                        6                6                           20081101                         20081201            21
CHARLESTOWN                    0                0                                                                                 0
BALTIMORE                      0                0                                                                                 0
EAST GREENWICH                 0                0                                                                                 0
CARMEL                         0                0                                                                                 0
PATERSON                       0                0                                                                                 0
WINSTON SALEM                  0                0                                                                                 0
PETERBOROUGH                   0                0                                                                                 0
JONESPORT                      0                0                                                                                 0
PORTLAND                       0                0                                                                                 0
ELGIN                          0                0                                                                                 0
WOODBRIDGE                     0                0                                                                                 0
HYATTSVILLE                    6                6                           20081101                         20081201            21
BLOOMINGTON                    0                0                                                                                 0
ROCKFORD                       6                6                           20081101                         20081201            21
BALTIMORE                      0                0                                                                                 0
HAMMOND                       12               12                           20111201                         20120101            58
HOLBROOK                      12               12                           20111201                         20120101            58
PATERSON                       0                0                                                                                 0
SHAPLEIGH                      0                0                                                                                 0
WATERVILLE                     0                0                                                                                 0
FALL RIVER                     0                0                                                                                 0
ALBANY                         0                0                                                                                 0
MOUNT HOLLY                    0                0                                                                                 0
MERRIMACK                      0                0                                                                                 0
BALTIMORE                      0                0                                                                                 0
LANDOVER                       0                0                                                                                 0
MANCHESTER                     0                0                                                                                 0
CHICAGO                       12               12                           20111101                         20111201            57
BARRE                          0                0                                                                                 0
CHICAGO                        0                0                                                                                 0
NASHUA                         0                0                                                                                 0
CENTRAL ISLIP                  0                0                                                                                 0
AURORA                         0                0                                                                                 0
BREWER                         0                0                                                                                 0
CUMBERLAND FORE                0                0                                                                                 0
SALISBURY                      0                0                                                                                 0
PETERBOROUGH                   0                0                                                                                 0
GLEN ALLEN                     0                0                                                                                 0
REHOBOTH                       0                0                                                                                 0
POOLESVILLE                    0                0                                                                                 0
CHICAGO                       12               12                           20111201                         20120101            58
NORTH PROVIDENC                6                6                           20081201                         20090101            22
CHARLOTTE                      0                0                                                                                 0
DAVENPORT                      6                6                           20081101                         20081201            21
SHELTON                        0                0                                                                                 0
DES MOINES                     0                0                                                                                 0
CARL JUNCTION                  0                0                                                                                 0
MARSHFIELD                     0                0                                                                                 0
BOELUS                         0                0                                                                                 0
GUTHRIE CENTER                 0                0                                                                                 0
OLATHE                         0                0                                                                                 0
LUFKIN                         0                0                                                                                 0
MANSFIELD                      0                0                                                                                 0
BRANDON                        6                6                           20081201                         20090101            22
BLACK CANYON CI                0                0                                                                                 0
CARLSBAD                       6                6                           20081201                         20090101            22
MISSION VIEJO                 12               12                           20111201                         20120101            58
APLINGTON                      0                0                                                                                 0
ELDON                          0                0                                                                                 0
NEWTON                         0                0                                                                                 0
LINDEN                         0                0                                                                                 0
OKEECHOBEE                     6                6                           20081201                         20090101            22
BOONE                          0                0                                                                                 0
LA PORTE                       0                0                                                                                 0
WICHITA                        6                6                           20081201                         20090101            22
NEWTON                         0                0                                                                                 0
PERRY                         12               12                           20111201                         20120101            58
GRANGER                        0                0                                                                                 0
FRANKFORT                      0                0                                                                                 0
HARTLEY                        0                0                                                                                 0
WALLLA WALLA                   6                6                           20091201                         20100101            34
SHALIMAR                       6                6                           20081201                         20090101            22
CONWAY SPRINGS                12               12                           20111201                         20120101            58
SACRAMENTO                     6                6                           20081201                         20090101            22
LATHROP                        0                0                                                                                 0
CHARLESTON                     0                0                                                                                 0
DIXON IL 61021                 0                0                                                                                 0
COVINGTON                      0                0                                                                                 0
EVERETT                        6                6                           20081201                         20090101            22
LAS VEGAS                      6                6                           20081201                         20090101            22
AURORA                         0                0                                                                                 0
FRANKLIN                       0                0                                                                                 0
INDEPENDENCE                   6                6                           20081201                         20090101            22
INDEPENDENCE                   0                0                                                                                 0
PHOENIX                        6                6                           20081201                         20090101            22
MEMPHIS                        0                0                                                                                 0
ATKINS                         0                0                                                                                 0
WINLOCK                        0                0                                                                                 0
BRYANT                         6                6                           20081201                         20090101            22
INVERNESS                      0                0                                                                                 0
LAS VEGAS                      0                0                                                                                 0
MEMPHIS                        0                0                                                                                 0
NORTH LAS VEGAS                0                0                                                                                 0
SHREVEPORT                     0                0                                                                                 0
SIOUX CITY                     0                0                                                                                 0
VANCOUVER                      0                0                                                                                 0
ALBUQUERQUE                    6                6                           20081201                         20090101            22
INDIANOLA                      0                0                                                                                 0
PORTLAND                       0                0                                                                                 0
NORTH LAS VEGAS                0                0                                                                                 0
RAPIDS CITY                    0                0                                                                                 0
MIAMI                          0                0                                                                                 0
EXETER                         6                6                           20081201                         20090101            22
WICHITA                        0                0                                                                                 0
VANCOUVER                      0                0                                                                                 0
BARTLESVILLE                   0                0                                                                                 0
WORTH                          0                0                                                                                 0
MESA                           0                0                                                                                 0
NORFOLK                        0                0                                                                                 0
WEST DES MOINES                0                0                                                                                 0
BETTENDORF                     0                0                                                                                 0
HEWITT                         0                0                                                                                 0
FORT SMITH                     0                0                                                                                 0
WICHITA                        0                0                                                                                 0
ENUMCLAW                       0                0                                                                                 0
CRAWFORDSVILLE                 0                0                                                                                 0
EVERETT                        0                0                                                                                 0
EVERETT                        0                0                                                                                 0
LINDSBORG                      0                0                                                                                 0
TACOMA                         0                0                                                                                 0
PUYALLUP                       0                0                                                                                 0
BATTLE GROUND                  6                6                           20081201                         20090101            22
WATAUGA                        6                6                           20081201                         20090101            22
DAVENPORT                      0                0                                                                                 0
LAKE STEVENS                   0                0                                                                                 0
PLAINFIELD                     0                0                                                                                 0
PLAINFIELD                     0                0                                                                                 0
BROOKLYN PARK                  0                0                                                                                 0
BROOKLYN PARK                  0                0                                                                                 0
OAKLAND CITY                   0                0                                                                                 0
BRITTON                        6                6                           20081201                         20090101            22
MACHESNEY PARK                 0                0                                                                                 0
DETROIT                        0                0                                                                                 0
ELGIN                          0                0                                                                                 0
BENSENVILLE                    0                0                                                                                 0
MIDLAND                        0                0                                                                                 0
CRYSTAL                        0                0                                                                                 0
THIEF RIVER FAL                0                0                                                                                 0
SAUK VILLAGE                   6                6                           20081101                         20081201            21
DETROIT                        0                0                                                                                 0
EVELETH                        0                0                                                                                 0
GLENDALE HEIGHT                0                0                                                                                 0
GREENWOOD                      6                6                           20081101                         20081201            21
BURNSVILLE                     0                0                                                                                 0
ROCKFORD                       0                0                                                                                 0
GILBERTSVILLE                  0                0                                                                                 0
KOKOMO                         0                0                                                                                 0
HUTCHINSON                     0                0                                                                                 0
ZIMMERMAN                      0                0                                                                                 0
CAMBRIA                        0                0                                                                                 0
MAPLE GROVE                    0                0                                                                                 0
STREAMWOOD                     6                6                           20081101                         20081201            21
CHICAGO                        0                0                                                                                 0
MATTESON                       0                0                                                                                 0
MINNEAPOLIS                    0                0                                                                                 0
MATTESON                       0                0                                                                                 0
SPRING LAKE                    6                6                           20081101                         20081201            21
OTTAWA                         0                0                                                                                 0
SAINT PAUL                     0                0                                                                                 0
CHICAGO                        0                0                                                                                 0
CRETE                         12               12                           20111101                         20111201            57
POPLAR GROVE                   0                0                                                                                 0
BOONVILLE                      0                0                                                                                 0
HAZEL CREST                    6                6                           20081101                         20081201            21
DAWSON                         0                0                                                                                 0
UNIVERSITY PARK                0                0                                                                                 0
JORDAN                         0                0                                                                                 0
MAYWOOD                        0                0                                                                                 0
ROCKFORD                       0                0                                                                                 0
LITTLE CANADA                  0                0                                                                                 0
DAVIS JUNCTION                 0                0                                                                                 0
BUFFALO                        0                0                                                                                 0
BOLINGBROOK                    0                0                                                                                 0
CHICAGO                        0                0                                                                                 0
TAYLOR                         6                6                           20081101                         20081201            21
ATWATER                        6                6                           20081101                         20081201            21
SOUTH PARIS                    0                0                                                                                 0
NEW RICHMOND                   0                0                                                                                 0
CHICAGO                        6                6                           20081101                         20081201            21
NEW RICHMOND                   0                0                                                                                 0
AUBURN HILLS                   0                0                                                                                 0
SAUK VILLAGE                   6                6                           20091201                         20100101            34
BEAVER DAM                     0                0                                                                                 0
LA SALLE                       0                0                                                                                 0
DAVISON                        0                0                                                                                 0
OXFORD                         6                6                           20081001                         20081101            20
MINNETONKA                     0                0                                                                                 0
NEWBURGH                       0                0                                                                                 0
CHICAGO                        0                0                                                                                 0
JOLIET                         0                0                                                                                 0
CONCORDIA                     12               12                           20111101                         20111201            57
SPRINGFIELD                    0                0                                                                                 0
MARQUETTE HEIGH                0                0                                                                                 0
FRANKFORT                      6                6                           20081101                         20081201            21
NASHVILLE                      0                0                                                                                 0
MOUNT PROSPECT                 0                0                                                                                 0
GRAND PRAIRIE                  0                0                                                                                 0
SHERMAN                        0                0                                                                                 0
ELDORA                         0                0                                                                                 0
MIDLOTHIAN                     0                0                                                                                 0
LIBERAL                        0                0                                                                                 0
HOUSTON                        0                0                                                                                 0
CEDAR RAPIDS                   0                0                                                                                 0
ABILENE                        0                0                                                                                 0
KANSAS CITY                    6                6                           20081201                         20090101            22
TACOMA                         0                0                                                                                 0
OSCEOLA                        0                0                                                                                 0
GENESEO                        0                0                                                                                 0
SEAGOVILLE                     0                0                                                                                 0
SEATTLE                        0                0                                                                                 0
OLYMPIA                        0                0                                                                                 0
NEW ORLEANS                    0                0                                                                                 0
TACOMA                         6                6                           20081101                         20081201            21
ARLINGTON                      0                0                                                                                 0
DALLAS                         0                0                                                                                 0
MONROE                         0                0                                                                                 0
CEDAR FALLS                    0                0                                                                                 0
SHERMAN                        0                0                                                                                 0
COMBINE                        0                0                                                                                 0
HOUSTON                        0                0                                                                                 0
MERIAM                         0                0                                                                                 0
BLUE RIDGE                     0                0                                                                                 0
KANSAS CITY                    6                6                           20081101                         20081201            21
SPRINGFIELD                    0                0                                                                                 0
HAMILTON                       0                0                                                                                 0
CONROE                         0                0                                                                                 0
KENNEWICK                     12               12                           20111101                         20111201            57
KNOXVILLE                      0                0                                                                                 0
HUMBLE                         0                0                                                                                 0
WELLINGTON                     0                0                                                                                 0
BUTLER                         0                0                                                                                 0
SPRINGFIELD                    6                6                           20081201                         20090101            22
PANAMA CITY BEA                6                6                           20081201                         20090101            22
SARITA                         0                0                                                                                 0
POTTSBORO                      0                0                                                                                 0
MASON CITY                     0                0                                                                                 0
NICKERSON                      0                0                                                                                 0
GRANDVIEW                      0                0                                                                                 0
MIRAMAR                       12               12                           20111201                         20120101            58
CLEARWATER                    12               12                           20111201                         20120101            58
LEAVENWORTH                    0                0                                                                                 0
INDEPENDENCE                   0                0                                                                                 0
BLOOMINGTON                    0                0                                                                                 0
INDEPENDENCE                   0                0                                                                                 0
WATERLOO                       0                0                                                                                 0
SANTA ROSA BEAC                6                6                           20081201                         20090101            22
LARGO                          6                6                           20081201                         20090101            22
SEARCY                         6                6                           20081201                         20090101            22
BEAVERTON                      0                0                                                                                 0
GRINNELL                       0                0                                                                                 0
SEAGOVILLE                     0                0                                                                                 0
BOONVILLE                      0                0                                                                                 0
SPRINGDALE                     6                6                           20081201                         20090101            22
MIDDLETON                      0                0                                                                                 0
SAN ANTONIO                    0                0                                                                                 0
EDMOND                         6                6                           20081201                         20090101            22
DALLAS                         0                0                                                                                 0
PEARCY                         0                0                                                                                 0
FORT WORTH                     0                0                                                                                 0
CEDAR HILL                     0                0                                                                                 0
HOUSTON                        0                0                                                                                 0
MEMPHIS                        0                0                                                                                 0
TYLER                          0                0                                                                                 0
BENTON                         0                0                                                                                 0
NORTH LITTLE RO                0                0                                                                                 0
WYLIE                          0                0                                                                                 0
HOUSTON                        0                0                                                                                 0
LITTLETON                      0                0                                                                                 0
DENTON                         0                0                                                                                 0
ATHENS                         0                0                                                                                 0
GRAND PRAIRIE                  0                0                                                                                 0
ARLINGTON                      0                0                                                                                 0
GRAND PRAIRIE                  0                0                                                                                 0
CHILDRESS                      0                0                                                                                 0
CARROLLTON                     0                0                                                                                 0
ARLINGTON                      0                0                                                                                 0
PROVIDENCE VILL                0                0                                                                                 0
PROVIDENCE VILL                0                0                                                                                 0
SEVIERVILLE                    0                0                                                                                 0
FRESNO                         0                0                                                                                 0
DESOTO                         0                0                                                                                 0
SOUTH HAVEN                   12               12                           20111201                         20120101            58
BURRTON                       12               12                           20111001                         20111101            56
SAN JACINTO                    0                0                                                                                 0
PERU                           6                6                           20081001                         20081101            20
ATLANTA                        6                6                           20081001                         20081101            20
GAINESVILLE                    0                0                                                                                 0
ALBUQUERQUE                    6                6                           20091001                         20091101            32
CITY NAME                      0                0                                                                                 0
SOLDIER                        0                0                                                                                 0
DODGE CITY                    12               12                           20111101                         20111201            57
BRANSON                        6                6                           20081001                         20081101            20
ALLEN                          6                6                           20081201                         20090101            22
ALTO PASS                      6                6                           20081101                         20081201            21
ARLINGTON                      0                0                                                                                 0
FORT WORTH                     6                6                           20081101                         20081201            21
SIKESTON                       0                0                                                                                 0
CONVERSE                       6                6                           20081101                         20081201            21
THE DALLES                     0                0                                                                                 0
HUMBLE                         0                0                                                                                 0
KELSO                          0                0                                                                                 0
BATESVILLE                     0                0                                                                                 0
GUN BARREL CITY                0                0                                                                                 0
ERIE                           0                0                                                                                 0
WATERLOO                       0                0                                                                                 0
VILLAGE MILLS                  0                0                                                                                 0
IOWA CITY                      0                0                                                                                 0
SHREWSBURY                     0                0                                                                                 0
GILMER                         0                0                                                                                 0
LITTLE ROCK                    0                0                                                                                 0
COLLEGE STATION                0                0                                                                                 0
TRENTON                        0                0                                                                                 0
DIBOLL                         0                0                                                                                 0
OMAHA                          0                0                                                                                 0
PERRYVILLE                     0                0                                                                                 0
COVINGTON                      0                0                                                                                 0
CARSON                         0                0                                                                                 0
GRANDVIEW                      6                6                           20081201                         20090101            22
LEBANON                        0                0                                                                                 0
DALLAS                         0                0                                                                                 0
OLYMPIA                        0                0                                                                                 0
ALFORD                         0                0                                                                                 0
BARTLESVILLE                   6                6                           20081101                         20081201            21
OSAWATOMIE                     0                0                                                                                 0
FRANKFORT                      6                6                           20081101                         20081201            21
PROSSER                        0                0                                                                                 0
MINGO                          0                0                                                                                 0
THE WOODLANDS                  0                0                                                                                 0
WICHITA                        6                6                           20081101                         20081201            21
WINFIELD                       6                6                           20081201                         20090101            22
MEMPHIS                        6                6                           20081201                         20090101            22
KANSAS CITY                    0                0                                                                                 0
FORT WORTH                     0                0                                                                                 0
N. RICHLAND HIL                0                0                                                                                 0
FORT LAUDERDALE                0                0                                                                                 0
HOUSTON                        0                0                                                                                 0
GAINESVILLE                    0                0                                                                                 0
FORT LAUDERDALE                0                0                                                                                 0
FRANKFORT                      6                6                           20081101                         20081201            21
OSAWATOMIE                     0                0                                                                                 0
ROWLETT                        0                0                                                                                 0
LACY LAKEVIEW                  0                0                                                                                 0
KANSAS CITY                    0                0                                                                                 0
SAN ANTONIO                    0                0                                                                                 0
SALEM                          0                0                                                                                 0
WASHINGTON                     0                0                                                                                 0
FT LAUDERDALE                  0                0                                                                                 0
WICHITA                        6                6                           20081101                         20081201            21
GLENN HEIGHTS                  0                0                                                                                 0
CADDO MILLS                    0                0                                                                                 0
OKLAHOMA CITY                  0                0                                                                                 0
OKLAHOMA CITY                  0                0                                                                                 0
ALVARADO                       0                0                                                                                 0
ROSENBERG                      0                0                                                                                 0
CORDOVA                        6                6                           20081201                         20090101            22
BOSSIER CITY                   0                0                                                                                 0
FATE                           6                6                           20081201                         20090101            22
MEMPHIS                        0                0                                                                                 0
DALLAS                         0                0                                                                                 0
LAMAR                          6                6                           20081201                         20090101            22
EULESS                         6                6                           20081201                         20090101            22
FORT WORTH                     0                0                                                                                 0
CECILIA                        6                6                           20081201                         20090101            22
CROWLEY                        6                6                           20081201                         20090101            22
LAS VEGAS                      6                6                           20081201                         20090101            22
CROWLEY                        0                0                                                                                 0
BATON ROUGE                    0                0                                                                                 0
EL PASO                        6                6                           20081201                         20090101            22
KATY                           0                0                                                                                 0
LAKE WORTH                     0                0                                                                                 0
GARLAND                        6                6                           20081201                         20090101            22
ANTIOCH                        6                6                           20081201                         20090101            22
ANTIOCH                        0                0                                                                                 0
GARLAND                        0                0                                                                                 0
ALLEN                          0                0                                                                                 0
ALLEN                          0                0                                                                                 0
HARRAH                         0                0                                                                                 0
EL PASO COUNTY                 6                6                           20081201                         20090101            22
TULSA                          6                6                           20081201                         20090101            22
DALLAS                         6                6                           20081201                         20090101            22
FATE                           0                0                                                                                 0
DALLAS                         6                6                           20081201                         20090101            22
LEWISVILLE                     6                6                           20081201                         20090101            22
FORT WORTH                     0                0                                                                                 0
SAN ANTONIO                    6                6                           20081201                         20090101            22
EL PASO                        0                0                                                                                 0
MCKINNEY                       0                0                                                                                 0
DENVER                        12               12                           20111201                         20120101            58
TUPELO                         0                0                                                                                 0
AZLE                           0                0                                                                                 0
ROCKWALL                       0                0                                                                                 0
KATY                           0                0                                                                                 0
FORT WORTH                     6                6                           20081201                         20090101            22
RICHMOND                       0                0                                                                                 0
MEMPHIS                        0                0                                                                                 0
DERBY                          6                6                           20081201                         20090101            22
CABOT                          0                0                                                                                 0
HOUMA                          0                0                                                                                 0
SINTON                         0                0                                                                                 0
EL PASO                        0                0                                                                                 0
FORT WORTH                     6                6                           20081101                         20081201            21
MEMPHIS                        0                0                                                                                 0
WOODLAWN                       6                6                           20081201                         20090101            22
WOODLAWN                       0                0                                                                                 0
BROKEN ARROW                   0                0                                                                                 0
WICHITA FALLS                  0                0                                                                                 0
HUTTO                          0                0                                                                                 0
BOLIVAR                        0                0                                                                                 0
BOLIVAR                        0                0                                                                                 0
GARLAND                        0                0                                                                                 0
RICHARDSON                     0                0                                                                                 0
MESQUITE                       0                0                                                                                 0
MESQUITE                       0                0                                                                                 0
MESQUITE                       0                0                                                                                 0
FORT WORTH                     0                0                                                                                 0
DELIGHT                        0                0                                                                                 0
MEMPHIS                        0                0                                                                                 0
WELCH                          6                6                           20081201                         20090101            22
PARIS                          0                0                                                                                 0
FATE                           0                0                                                                                 0
SOUTHAVEN                      0                0                                                                                 0
FLINT                          6                6                           20081201                         20090101            22
WHITEHOUSE                     0                0                                                                                 0
GARLAND                        0                0                                                                                 0
FATE                           0                0                                                                                 0
ALVIN                          0                0                                                                                 0
LAREDO                         0                0                                                                                 0
INOLA                          0                0                                                                                 0
AZLE                           0                0                                                                                 0
MERCEDES                       0                0                                                                                 0
ARLINGTON                      0                0                                                                                 0
DUMAS                          0                0                                                                                 0
WINNSBORO                      6                6                           20081201                         20090101            22
ARLINGTON                      0                0                                                                                 0
SANGER                        12               12                           20111101                         20111201            57
SAND SPRINGS                   0                0                                                                                 0
ODESSA                         0                0                                                                                 0
WYLIE                          0                0                                                                                 0
WEATHERFORD                    0                0                                                                                 0
WATAUGA                        0                0                                                                                 0
LITTLE ROCK                    0                0                                                                                 0
LEXINGTON                      6                6                           20081201                         20090101            22
MESQUITE                       0                0                                                                                 0
GRAPEVINE                      0                0                                                                                 0
EL PASO                       12               12                           20111201                         20120101            58
WOLFFORTH                      0                0                                                                                 0
MOUNDS                         0                0                                                                                 0
FORT WORTH                     6                6                           20081101                         20081201            21
ALLEN                          0                0                                                                                 0
DALLAS                         6                6                           20081101                         20081201            21
JACKSON                        0                0                                                                                 0
BURNET                         6                6                           20081201                         20090101            22
FRISCO                         6                6                           20081101                         20081201            21
OLIVE BRANCH                   0                0                                                                                 0
HOUSTON                        0                0                                                                                 0
CEDAR HILL                     6                6                           20081001                         20081101            20
SEAGOVILLE                     0                0                                                                                 0
BOLIVAR                        0                0                                                                                 0
TULSA                          0                0                                                                                 0
HORIZON CITY                   0                0                                                                                 0
KATY                           0                0                                                                                 0
SUNSET                         0                0                                                                                 0
CLEBURNE                       0                0                                                                                 0
JACKSON                        0                0                                                                                 0
SHERMAN                        0                0                                                                                 0
CHATTANOOGA                    0                0                                                                                 0
FRISCO                         0                0                                                                                 0
FORNEY                         6                6                           20081101                         20081201            21
EL PASO                        0                0                                                                                 0
FORT WORTH                     0                0                                                                                 0
EL PASO                        0                0                                                                                 0
MESQUITE                       0                0                                                                                 0
BEAUMONT                       0                0                                                                                 0
MEMPHIS                        0                0                                                                                 0
FORT WORTH                     0                0                                                                                 0
TULSA                          0                0                                                                                 0
CADDO MILLS                    0                0                                                                                 0
BURLESON                       0                0                                                                                 0
GRAND PRAIRIE                  0                0                                                                                 0
TULSA                          0                0                                                                                 0
ROWLETT                        0                0                                                                                 0
HICKORY VALLEY                 0                0                                                                                 0
GRANBURY                       0                0                                                                                 0
DALLAS                         0                0                                                                                 0
PLANO                          0                0                                                                                 0
PLANO                          0                0                                                                                 0
GRAND PRAIRIE                  0                0                                                                                 0
COVINGTON                      6                6                           20081201                         20090101            22
FORT WORTH                     0                0                                                                                 0
EL PASO                        6                6                           20081101                         20081201            21
LAGO VISTA                     0                0                                                                                 0
BROWNSVILLE                    0                0                                                                                 0
LUBBOCK                        0                0                                                                                 0
LUBBOCK                        0                0                                                                                 0
ANNA                           0                0                                                                                 0
BOLIVAR                        0                0                                                                                 0
HUMBOLDT                       6                6                           20081101                         20081201            21
ALEDO                          0                0                                                                                 0
ARLINGTON                      0                0                                                                                 0
COLLIERVILLE                   0                0                                                                                 0
BOLIVAR                        0                0                                                                                 0
HEARTLAND                      0                0                                                                                 0
MIDDLETON                      0                0                                                                                 0
FORT WORTH                     0                0                                                                                 0
RENOVA                         6                6                           20081101                         20081201            21
MESQUITE                       0                0                                                                                 0
MESQUITE                       0                0                                                                                 0
MULVANE                        0                0                                                                                 0
WHITWELL                       0                0                                                                                 0
HUTCHINSON                     0                0                                                                                 0
LEWISVILLE                     0                0                                                                                 0
CARROLLTON                     0                0                                                                                 0
LOUISVILLE                     6                6                           20081101                         20081201            21
TULSA                          0                0                                                                                 0
HORIZON CITY                   0                0                                                                                 0
HORIZON CITY                   0                0                                                                                 0
AUSTIN                         0                0                                                                                 0
LONGVIEW                       0                0                                                                                 0
HOUSTON                        0                0                                                                                 0
CANYON LAKE                    0                0                                                                                 0
ABILENE                        0                0                                                                                 0
ANAHUAC                        0                0                                                                                 0
MIDLAND                        0                0                                                                                 0
HOUSTON                        0                0                                                                                 0
PASADENA                       0                0                                                                                 0
PASADENA                       0                0                                                                                 0
HOCKLEY                        0                0                                                                                 0
BEAUMONT                       0                0                                                                                 0
COLUMBIA                       0                0                                                                                 0
AUSTIN                         6                6                           20081201                         20090101            22
HOUSTON                        6                6                           20081101                         20081201            21
BEAUMONT                       0                0                                                                                 0
HOUSTON                        6                6                           20081201                         20090101            22
PASADENA                       0                0                                                                                 0
SAN ANTONIO                    0                0                                                                                 0
HOUSTON                        0                0                                                                                 0
HOUSTON                        0                0                                                                                 0
DUBLIN                         6                6                           20081101                         20081201            21
HUMBLE                         0                0                                                                                 0
GALENA PARK                    0                0                                                                                 0
HOUSTON                        0                0                                                                                 0
CYPRESS                        6                6                           20081201                         20090101            22
HUMBLE                         0                0                                                                                 0
SAN ANTONIO                    0                0                                                                                 0
MCALLEN                        0                0                                                                                 0
PHARR                          0                0                                                                                 0
PHARR                          0                0                                                                                 0
AUSTIN                         0                0                                                                                 0
AUSTIN                         0                0                                                                                 0
KATY                           0                0                                                                                 0
LEAGUE CITY                    0                0                                                                                 0
WACO                           0                0                                                                                 0
MONTGOMERY                     0                0                                                                                 0
CROCKETT                       0                0                                                                                 0
CROCKETT                       0                0                                                                                 0
SAN JUAN                       6                6                           20081201                         20090101            22
HOUSTON                        0                0                                                                                 0
HOUSTON                        0                0                                                                                 0
MONTGOMERY                     0                0                                                                                 0
RICHMOND                       0                0                                                                                 0
MISSOURI CITY                  0                0                                                                                 0
SUGAR LAND                     0                0                                                                                 0
KILLEEN                        0                0                                                                                 0
MCALLEN                        6                6                           20081201                         20090101            22
HOUSTON                        0                0                                                                                 0
HITCHCOCK                      0                0                                                                                 0
HITCHCOCK                      0                0                                                                                 0
SAN ANTONIO                    6                6                           20081201                         20090101            22
HUFFMAN                        0                0                                                                                 0
WHITESBORO                     0                0                                                                                 0
ROUND ROCK                     0                0                                                                                 0
LINDALE                        6                6                           20081201                         20090101            22
HOUSTON                        0                0                                                                                 0
HOUSTON                        0                0                                                                                 0
HOUSTON                        0                0                                                                                 0
CLEVELAND                      0                0                                                                                 0
CLEVELAND                      0                0                                                                                 0
ROUND ROCK                     6                6                           20081201                         20090101            22
HOUSTON                        0                0                                                                                 0
AUSTIN                         0                0                                                                                 0
EL PASO                        0                0                                                                                 0
PORTER                         0                0                                                                                 0
WAXAHACHIE                     0                0                                                                                 0
CYPRESS                        6                6                           20081201                         20090101            22
HOUSTON                        6                6                           20081201                         20090101            22
HOUSTON                        0                0                                                                                 0
SILSBEE                        0                0                                                                                 0
ROSENBERG                      6                6                           20081201                         20090101            22
LONGVIEW                       0                0                                                                                 0
CANYON LAKE                    0                0                                                                                 0
CEDAR PARK                     0                0                                                                                 0
HOUSTON                        0                0                                                                                 0
HUMBLE                         0                0                                                                                 0
ORANGE                         0                0                                                                                 0
DALLAS                         0                0                                                                                 0
DALLAS                         0                0                                                                                 0
LAREDO                         0                0                                                                                 0
SEALY                          0                0                                                                                 0
BAYTOWN                        6                6                           20081201                         20090101            22
KATY                           0                0                                                                                 0
MISSOURI CITY                  0                0                                                                                 0
LA PORTE                       0                0                                                                                 0
HUMBLE                         0                0                                                                                 0
LEANDER                        0                0                                                                                 0
CYPRESS                        0                0                                                                                 0
HOUSTON                        0                0                                                                                 0
DAYTON                         0                0                                                                                 0
THE WOODLANDS                  0                0                                                                                 0
BROWNSVILLE                    0                0                                                                                 0
KYLE                           0                0                                                                                 0
CORSICANA                      0                0                                                                                 0
HUTTO                          0                0                                                                                 0
PEARLAND                       0                0                                                                                 0
HOUSTON                        0                0                                                                                 0
HUMBLE                         6                6                           20081201                         20090101            22
DICKINSON                      0                0                                                                                 0
PEARLAND                       0                0                                                                                 0
PEARLAND                       0                0                                                                                 0
BAYTOWN                        6                6                           20081201                         20090101            22
SAGINAW                        0                0                                                                                 0
MESQUITE                       0                0                                                                                 0
BOLIVAR                        0                0                                                                                 0
OTTUMWA                        0                0                                                                                 0
MARSHALLTOWN                   0                0                                                                                 0
WYLIE                          0                0                                                                                 0
HAYS                           0                0                                                                                 0
GRINNELL                       0                0                                                                                 0
ALLEN                          0                0                                                                                 0
IOWA CITY                      0                0                                                                                 0
FREEMONT                       0                0                                                                                 0
NORFOLK                        0                0                                                                                 0
HOUSTON                        0                0                                                                                 0
LUFKIN                         0                0                                                                                 0
LEAGUE CITY                    0                0                                                                                 0
TYLER                          0                0                                                                                 0
KANSAS CITY                    0                0                                                                                 0
SOUTH HOUSTON                  6                6                           20081201                         20090101            22
LAREDO                         0                0                                                                                 0
HOUSTON                        6                6                           20081001                         20081101            20
SUGAR LAND                     0                0                                                                                 0
HOUSTON                        0                0                                                                                 0
HOUSTON                        0                0                                                                                 0
CROSBY                         0                0                                                                                 0
HOUSTON                        0                0                                                                                 0
HIGHLANDS                      0                0                                                                                 0
HOUSTON                        0                0                                                                                 0
VIDOR                          6                6                           20081101                         20081201            21
HOUSTON                        0                0                                                                                 0
LAKE CHARLES                   0                0                                                                                 0
LUMBERTON                      0                0                                                                                 0
SAN JUAN                       0                0                                                                                 0
WACO                           0                0                                                                                 0
KARNACK                        0                0                                                                                 0
HORIZON                        0                0                                                                                 0
HOUSTON                        0                0                                                                                 0
CEDAR PARK                     0                0                                                                                 0
HOUSTON                        0                0                                                                                 0
BAYTOWN                        0                0                                                                                 0
CHANNELVIEW                    6                6                           20081101                         20081201            21
SAN ANTONIO                    0                0                                                                                 0
MANOR                          0                0                                                                                 0
FORT WORTH                     0                0                                                                                 0
LEAGUE CITY                    0                0                                                                                 0
SILSBEE                        0                0                                                                                 0
SAN JUAN                       0                0                                                                                 0
WILLIS                         0                0                                                                                 0
HEMPSTEAD                      0                0                                                                                 0
SAN ANTONIO                    0                0                                                                                 0
HUMBLE                         0                0                                                                                 0
HOUSTON                        0                0                                                                                 0
HUMBLE                         0                0                                                                                 0
RIO GRANDE CITY                0                0                                                                                 0
LYTLE                          0                0                                                                                 0
HOUSTON                        0                0                                                                                 0
TOMBALL                        0                0                                                                                 0
RICHMOND                       0                0                                                                                 0
AUSTIN                         0                0                                                                                 0
BROWNSVILLE                    0                0                                                                                 0
HOUSTON                        0                0                                                                                 0
CROSBY                         0                0                                                                                 0
HOUSTON                        0                0                                                                                 0
VICTORIA                       0                0                                                                                 0
SAN ANTONIO                    0                0                                                                                 0
SAN ANTONIO                    0                0                                                                                 0
ROSENBERG                      0                0                                                                                 0
BROWNSVILLE                    0                0                                                                                 0
HOUSTON                        0                0                                                                                 0
SAN JUAN                       0                0                                                                                 0
NEW CANEY                      0                0                                                                                 0
HOUSTON                        0                0                                                                                 0
HOUSTON                        0                0                                                                                 0
BAYTOWN                        0                0                                                                                 0
BROWNSVILLE                    0                0                                                                                 0
LA PORTE                       0                0                                                                                 0
LEWISVILLE                     0                0                                                                                 0
HORIZON                        0                0                                                                                 0
HOUSTON                        0                0                                                                                 0
HOUSTON                        0                0                                                                                 0
VICTORIA                       0                0                                                                                 0
HOUSTON                        0                0                                                                                 0
HOUSTON                        0                0                                                                                 0
MAGNOLIA                       0                0                                                                                 0
AUSTIN                         0                0                                                                                 0
HOUSTON                        0                0                                                                                 0
AUSTIN                         0                0                                                                                 0
AUSTIN                         0                0                                                                                 0
SPRING                         0                0                                                                                 0
HOUSTON                        0                0                                                                                 0
SPRING                         0                0                                                                                 0
HOUSTON                        6                6                           20081101                         20081201            21
CYPRESS                        0                0                                                                                 0
HOUSTON                        0                0                                                                                 0
HOUSTON                        0                0                                                                                 0
SPRING                         0                0                                                                                 0
HUMBLE                         0                0                                                                                 0
HUMBLE                         0                0                                                                                 0
EDINBURG                       0                0                                                                                 0
HOUSTON                        0                0                                                                                 0
BAYTOWN                        0                0                                                                                 0
HOUSTON                        0                0                                                                                 0
DONNA                          0                0                                                                                 0
EDINBURG                       0                0                                                                                 0
HOUSTON                        0                0                                                                                 0
FRESNO                         0                0                                                                                 0
SAN ANTONIO                    0                0                                                                                 0
SAN ANTONIO                    0                0                                                                                 0
HOPKINS                        0                0                                                                                 0
BAYTOWN                        0                0                                                                                 0
KATY                           0                0                                                                                 0
PENITAS                        0                0                                                                                 0
SEA BROOK                      0                0                                                                                 0
PENITAS                        0                0                                                                                 0
SAN ANTONIO                    0                0                                                                                 0
PFLUGERVILLE                   0                0                                                                                 0
PENITAS                        0                0                                                                                 0
EDINBURG                       0                0                                                                                 0
KINGWOOD                       0                0                                                                                 0
SPRING                         0                0                                                                                 0
HOUSTON                        0                0                                                                                 0
VIDOR                          0                0                                                                                 0
WINNIE                         0                0                                                                                 0
GRANADA HILLS                  6                6                           20081201                         20090101            22
LAKE ELSINORE                  0                0                                                                                 0
GRANADA HILLS                  0                0                                                                                 0
HESPERIA                       0                0                                                                                 0
RESEDA AREA                    0                0                                                                                 0
SUN VALLEY                     0                0                                                                                 0
MORENO VALLEY                  0                0                                                                                 0
SOUTH GATE                     0                0                                                                                 0
LOS ANGELES                    6                6                           20081101                         20081201            21
RIVERSIDE                      0                0                                                                                 0
DESERT HOT SPRI                6                6                           20081201                         20090101            22
DESERT HOT SPRI                0                0                                                                                 0
LA PUENTE                     12               12                           20111101                         20111201            57
COSTA MESA                     0                0                                                                                 0
COSTA MESA                     0                0                                                                                 0
LAS VEGAS                      0                0                                                                                 0
SUGARLOAF                      0                0                                                                                 0
REDLANDS                       0                0                                                                                 0
SANTA ANA                      0                0                                                                                 0
SAN BERNARDINO                 6                6                           20081101                         20081201            21
HIGHLAND                       0                0                                                                                 0
LOS ANGELES                    0                0                                                                                 0
FONTANA                        0                0                                                                                 0
SANTA CRUZ                     0                0                                                                                 0
BAKERSFIELD                    0                0                                                                                 0
FONTANA AREA                   0                0                                                                                 0
EL MONTE                       0                0                                                                                 0
WESTMINSTER                    0                0                                                                                 0
FONTANA                        0                0                                                                                 0
GARDEN GROVE                   0                0                                                                                 0
MORENO VALLEY                  0                0                                                                                 0
LONG BEACH                     0                0                                                                                 0
RIALTO                         0                0                                                                                 0
NUEVO                         12               12                           20111101                         20111201            57
BAKERSFIELD                    0                0                                                                                 0
LOS ANGELES                    0                0                                                                                 0
PERRIS                         0                0                                                                                 0
ONTARIO                        0                0                                                                                 0
RIVERSIDE AREA                 0                0                                                                                 0
HESPERIA                       0                0                                                                                 0
ANAHEIM                        0                0                                                                                 0
SANTA ANA                      6                6                           20081201                         20090101            22
MONROVIA                       6                6                           20081201                         20090101            22
CORONA                         6                6                           20081201                         20090101            22
LOS ANGELES                    0                0                                                                                 0
SANTA ROSA BEAC                6                6                           20081201                         20090101            22
LOS ANGELES                   12               12                           20111101                         20111201            57
DOWNEY                        12               12                           20111201                         20120101            58
RICHMOND                       6                6                           20081201                         20090101            22
SAN DIEGO                      0                0                                                                                 0
SAN DIEGO                      0                0                                                                                 0
TEMECULA                       6                6                           20081201                         20090101            22
CATHEDRAL CITY                 0                0                                                                                 0
HUNTINGTON BEAC                0                0                                                                                 0
HIDDEN HILLS                   0                0                                                                                 0
ESCONDIDO                      0                0                                                                                 0
DESERT HOT SPRI                0                0                                                                                 0
HEBER                          0                0                                                                                 0
CHULA VISTA                    0                0                                                                                 0
BRAWLEY                        0                0                                                                                 0
CONWAY                         0                0                                                                                 0
ROCKFORD                       0                0                                                                                 0
LOS ANGELES                    0                0                                                                                 0
LOS ANGELES                    6                6                           20081101                         20081201            21
LOS ANGELES                    0                0                                                                                 0
CHICAGO                        0                0                                                                                 0
NORTHRIDGE AREA                0                0                                                                                 0
SANTA ANA                      0                0                                                                                 0
APPLE VALLEY AR                0                0                                                                                 0
LAKEPORT                       6                6                           20081001                         20081101            20
SURPRISE                       0                0                                                                                 0
BAKERSFIELD                    0                0                                                                                 0
BLOOMINGTON ARE                0                0                                                                                 0
ANAHEIM                        0                0                                                                                 0
SAN DIEGO                      0                0                                                                                 0
APPLE VALLEY                   0                0                                                                                 0
OCEANSIDE                      6                6                           20081201                         20090101            22
YUBA CITY                      0                0                                                                                 0
SUN CITY                       0                0                                                                                 0
CARLSBAD                       0                0                                                                                 0
SAN DIEGO                      0                0                                                                                 0
SAN YSIDRO                     0                0                                                                                 0
MURRIETA                       0                0                                                                                 0
SAN DIEGO                      0                0                                                                                 0
EL CAJON                       0                0                                                                                 0
EL CAJON                       0                0                                                                                 0
SAN DIEGO                      6                6                           20070501                         20070601             3
SAN DIEGO                      0                0                                                                                 0
SHASTA LAKE                    0                0                                                                                 0
PALM DESERT                    0                0                                                                                 0
OCEANSIDE                      0                0                                                                                 0
YUCAIPA                        0                0                                                                                 0
ORANGEVALE                     0                0                                                                                 0
OLIVEHURST                     0                0                                                                                 0
RANCHO MURIETA                 0                0                                                                                 0
SAN DIEGO                      0                0                                                                                 0
MURRIETA                       0                0                                                                                 0
HEBER                          0                0                                                                                 0
ORANGE                         6                6                           20081101                         20081201            21
SAN DIEGO                      0                0                                                                                 0
VIRGINIA CITY H                0                0                                                                                 0
RANCHO MIRAGE                  0                0                                                                                 0
SAN JACINTO                    0                0                                                                                 0
THOUSAND OAKS                  0                0                                                                                 0
NORTH HIGHLANDS                0                0                                                                                 0
SAN DIEGO                     12               12                           20111201                         20120101            58
HEBER                          0                0                                                                                 0
SAN DIEGO                      0                0                                                                                 0
SAN LORENZO                    0                0                                                                                 0
COUPEVILLE                     0                0                                                                                 0
LA QUINTA                      0                0                                                                                 0
BENICIA                        0                0                                                                                 0
SACRAMENTO                     0                0                                                                                 0
SAN DIEGO                     12               12                           20111201                         20120101            58
SOLANA BEACH                   0                0                                                                                 0
HEMET                          0                0                                                                                 0
ALISO VIEJO                   12               12                           20111101                         20111201            57
MENIFEE                       12               12                           20111101                         20111201            57
MENIFEE                        0                0                                                                                 0
INDIO                          0                0                                                                                 0
SALINAS                        0                0                                                                                 0
CHULA VISTA                   12               12                           20111201                         20120101            58
BERKELEY                       6                6                           20091201                         20100101            34
3443 MADISON AV               12               12                           20111201                         20120101            58
SACRAMENTO                     0                0                                                                                 0
SAN JOSE                       6                6                           20081201                         20090101            22
IMPERIAL BEACH                 0                0                                                                                 0
RIVERSIDE                      6                6                           20111201                         20120101            58
SAN JOSE                       0                0                                                                                 0
SALIDA                         0                0                                                                                 0
SAN DIEGO                      0                0                                                                                 0
OAKDALE                       12               12                           20111201                         20120101            58
MATHER                         0                0                                                                                 0
SACRAMENTO                    12               12                           20111201                         20120101            58
LINCOLN                        6                6                           20081201                         20090101            22
SOLANA BEACH                   0                0                                                                                 0
STOCKTON                       6                6                           20081201                         20090101            22
SAN DIEGO                     12               12                           20111201                         20120101            58
SAN JOSE                      12               12                           20111201                         20120101            58
CHULA VISTA                   12               12                           20111201                         20120101            58
CHULA VISTA                    0                0                                                                                 0
SAN JOSE                       6                6                           20081201                         20090101            22
SAN JOSE                       0                0                                                                                 0
ANTIOCH                       12               12                           20111201                         20120101            58
HEBER                         12               12                           20111201                         20120101            58
LAKESIDE                       0                0                                                                                 0
SIMI VALLEY                   12               12                           20111201                         20120101            58
HOFFMAN ESTATES                0                0                                                                                 0
DETROIT                        0                0                                                                                 0
MENAHGA                        0                0                                                                                 0
DEKALB                         0                0                                                                                 0
LOCKPORT                       0                0                                                                                 0
OSWEGO                         0                0                                                                                 0
HOUSTON                        0                0                                                                                 0
GALVA                          0                0                                                                                 0
IOLA                           0                0                                                                                 0
COLLEGE STATION                0                0                                                                                 0
STANTON                        6                6                           20081201                         20090101            22
DIAMOND BAR                    0                0                                                                                 0
LAGUNA NIGUEL                  6                6                           20081201                         20090101            22
MORENO VALLEY                 12               12                           20111201                         20120101            58
ANAHEIM                        6                6                           20081201                         20090101            22
ONTARIO                        6                6                           20081201                         20090101            22
PERRIS                         6                6                           20081201                         20090101            22
INGLEWOOD                     12               12                           20111201                         20120101            58
INGLEWOOD                      0                0                                                                                 0
FONTANA                        0                0                                                                                 0
CORONA                         0                0                                                                                 0
CORONA                         6                6                           20081201                         20090101            22
CASTAIC                       12               12                           20111201                         20120101            58
RIALTO                         0                0                                                                                 0
EL CAJON                       0                0                                                                                 0
LA HABRA                       0                0                                                                                 0
NORTH HOLLYWOOD                6                6                           20081201                         20090101            22
PACOIMA                        6                6                           20081201                         20090101            22
PACOIMA                        0                0                                                                                 0
SAN BERNARDINO                 6                6                           20081201                         20090101            22
CORONA                         6                6                           20081201                         20090101            22
LAKE ELSINORE                  6                6                           20081201                         20090101            22
BALTIMORE                      0                0                                                                                 0
AURORA                         0                0                                                                                 0
AURORA                         0                0                                                                                 0
DENVER                         0                0                                                                                 0
MONUMENT                       6                6                           20091001                         20091101            32
AURORA                         0                0                                                                                 0
FARMINGTON                     0                0                                                                                 0
STERLING                       0                0                                                                                 0
DENVER                         0                0                                                                                 0
COLORADO SPRING                0                0                                                                                 0
AURORA                         0                0                                                                                 0
CENTENNIAL                     0                0                                                                                 0
DENVER                         0                0                                                                                 0
DENVER                         0                0                                                                                 0
DENVER                         0                0                                                                                 0
WESTMINSTER                    0                0                                                                                 0
CARBONDALE                     0                0                                                                                 0
CASTLE ROCK                    6                6                           20081101                         20081201            21
CASTLE ROCK                    0                0                                                                                 0
DENVER                         0                0                                                                                 0
GREENWOOD VILLA                0                0                                                                                 0
DENVER                         0                0                                                                                 0
DENVER                         0                0                                                                                 0
WESTMINSTER                    0                0                                                                                 0
THORNTON                       0                0                                                                                 0
GREELEY                        0                0                                                                                 0
LITTLETON                      0                0                                                                                 0
FORT LUPTON                    0                0                                                                                 0
ENGLEWOOD                      6                6                           20081101                         20081201            21
DENVER                         0                0                                                                                 0
GREELEY                        0                0                                                                                 0
ALAMOSA                        6                6                           20081101                         20081201            21
ALAMOSA                        0                0                                                                                 0
CHEYENNE                       0                0                                                                                 0
CASTLE ROCK                    0                0                                                                                 0
CARBONDALE                     0                0                                                                                 0
DENVER                         0                0                                                                                 0
LAS VEGAS                      6                6                           20081201                         20090101            22
GLENROCK                       0                0                                                                                 0
EVANS                          0                0                                                                                 0
PLAIN CITY                     6                6                           20081101                         20081201            21
COMMERCE CITY                  6                6                           20081101                         20081201            21
AURORA                        12               12                           20111101                         20111201            57
PROVO                          6                6                           20081201                         20090101            22
BRIGHTON                      12               12                           20111101                         20111201            57
AURORA                         0                0                                                                                 0
LONGMONT                       0                0                                                                                 0
LITTLETON                      6                6                           20081101                         20081201            21
COLORADO SPRING                0                0                                                                                 0
COMMERCE CITY                  6                6                           20081201                         20090101            22
COMMERCE CITY                  0                0                                                                                 0
AURORA                         0                0                                                                                 0
DENVER                        12               12                           20111201                         20120101            58
COLORADO SPRING                0                0                                                                                 0
THORNTON                      12               12                           20111201                         20120101            58
COLORADO SPRING                0                0                                                                                 0
AURORA                         6                6                           20081101                         20081201            21
WESTMINSTER                    6                6                           20081201                         20090101            22
DENVER                        12               12                           20111201                         20120101            58
DENVER                         6                6                           20081201                         20090101            22
NORTH LAS VEGAS                6                6                           20081201                         20090101            22
DENVER                         6                6                           20081201                         20090101            22
THORNTON                      12               12                           20111201                         20120101            58
SANDY                         12               12                           20111201                         20120101            58
CASPER                         0                0                                                                                 0
COMMERCE CITY                  0                0                                                                                 0
TOOELE                        12               12                           20111201                         20120101            58
AMERICAN FORK                 12               12                           20111201                         20120101            58
HAYDEN                         6                6                           20081201                         20090101            22
WOODLAND PARK                  6                6                           20081201                         20090101            22
COLORADO SPRING               12               12                           20111201                         20120101            58
BRIGHTON                       6                6                           20081201                         20090101            22
CHEYENNE                       0                0                                                                                 0
DENVER                         0                0                                                                                 0
LONGMONT                       0                0                                                                                 0
COLORADO SPRING                0                0                                                                                 0
JOHNSTOWN                      0                0                                                                                 0
CAPE CORAL                    12               12                           20081201                         20090101            22
COMMERCE CITY                  6                6                           20081201                         20090101            22
YORBA LINDA                    0                0                                                                                 0
LAKEVILLE                     12               12                           20111201                         20120101            58
WESTMINSTER                    6                6                           20081201                         20090101            22
NORFOLK                        6                6                           20081201                         20090101            22
CHANNAHON                      6                6                           20090901                         20091001            31
RED LION                       0                0                                                                                 0
MINNEAPOLIS                    0                0                                                                                 0
DETROIT                        0                0                                                                                 0
URBANA                        12               12                           20111101                         20111201            57
ALEDO                          0                0                                                                                 0
DETROIT                        0                0                                                                                 0
HAMMOND                        0                0                                                                                 0
ADRIAN                         0                0                                                                                 0
OAK FOREST                     6                6                           20081101                         20081201            21
FORT BRANCH                    0                0                                                                                 0
HOPKINSVILLE                   6                6                           20081101                         20081201            21
CHICAGO                        6                6                           20081101                         20081201            21
DOLTON                         0                0                                                                                 0
HENDERSON                      0                0                                                                                 0
RIVERSIDE                      6                6                           20081201                         20090101            22
PACOIMA                        6                6                           20081201                         20090101            22
FONTANA                       12               12                           20111201                         20120101            58
BANNING                        6                6                           20081201                         20090101            22
BANNING                        0                0                                                                                 0
ADELANTO                      12               12                           20111201                         20120101            58
ANAHEIM                       12               12                           20111201                         20120101            58
CORONA                        12               12                           20111201                         20120101            58
COMPTON                        6                6                           20081201                         20090101            22
HELENDALE AREA                12               12                           20111201                         20120101            58
HESPERIA                       6                6                           20081201                         20090101            22
ANAHEIM                       12               12                           20111201                         20120101            58
(SAUGUS AREA) L                0                0                                                                                 0
ANAHEIM                        6                6                           20081201                         20090101            22
ELMWOOD                       12               12                           20111201                         20120101            58
PERRIS                         6                6                           20081201                         20090101            22
LOS ANGELES                   12               12                           20111201                         20120101            58
RIALTO                        12               12                           20111201                         20120101            58
ORANGE (CITY)                  6                6                           20081201                         20090101            22
SANTA ANA                      6                6                           20081201                         20090101            22
ORANGE                         6                6                           20081201                         20090101            22
AURORA                        12               12                           20111201                         20120101            58
FONTANA AREA                   6                6                           20081201                         20090101            22
WINNETKA AREA                  6                6                           20081201                         20090101            22
BELLFLOWER                     6                6                           20091201                         20100101            34
POMONA                         6                6                           20081201                         20090101            22
MURRIETA                       6                6                           20081201                         20090101            22
LAKE FOREST                    0                0                                                                                 0
WEST COVINA                    6                6                           20081201                         20090101            22
FONTANA                        6                6                           20081201                         20090101            22
PARAMOUNT                      6                6                           20081201                         20090101            22
ANTIOCH                        0                0                                                                                 0
SANTA ANA                     12               12                           20111201                         20120101            58
WESTMINSTER                    6                6                           20081201                         20090101            22
SUISUN CITY                    0                0                                                                                 0
FONTANA                        0                0                                                                                 0
HEMET                         12               12                           20111201                         20120101            58
LINDEN                         0                0                                                                                 0
LOS ANGELES                    6                6                           20081201                         20090101            22
LADERA RANCH AR               12               12                           20111201                         20120101            58
RIVERSIDE                      6                6                           20081201                         20090101            22
ANAHEIM                        6                6                           20081201                         20090101            22
MORENO VALLEY                  6                6                           20081201                         20090101            22
MORENO VALLEY                 12               12                           20111201                         20120101            58
OAKLAND                        0                0                                                                                 0
ORANGE                         6                6                           20081201                         20090101            22
HIGHLAND AREA                  6                6                           20081201                         20090101            22
SANTA ANA                      6                6                           20081201                         20090101            22
BAKERSFIELD                   12               12                           20111201                         20120101            58
GRAND TERRACE                  6                6                           20081101                         20081201            21
SANTA ANA                      6                6                           20081201                         20090101            22
RIALTO                        12               12                           20111201                         20120101            58
SAN BERNARDINO                 6                6                           20081201                         20090101            22
GARDEN GROVE                   0                0                                                                                 0
GARDENA                        0                0                                                                                 0
SANTA ANA                      0                0                                                                                 0
SANTA ANA                      6                6                           20081201                         20090101            22
LOS ANGELES                    0                0                                                                                 0
NORWALK                        6                6                           20081201                         20090101            22
BEAUMONT                       6                6                           20081101                         20081201            21
SOUTH GATE                     0                0                                                                                 0
SANTA ANA                      6                6                           20081201                         20090101            22
SANTA ANA                      6                6                           20081201                         20090101            22
RIALTO                        12               12                           20111201                         20120101            58
RIVERSIDE                      6                6                           20081101                         20081201            21
PERRIS                         0                0                                                                                 0
ANAHEIM                       12               12                           20111201                         20120101            58
SANTA CLARITA                  6                6                           20081201                         20090101            22
SAN FERNANDO                   6                6                           20081201                         20090101            22
ANAHEIM                        6                6                           20081201                         20090101            22
SARATOGA SPRING                6                6                           20080901                         20081001            19
CHICAGO                        6                6                           20081001                         20081101            20
HOUSTON                        0                0                                                                                 0
SAN ANTONIO                    0                0                                                                                 0
HOUSTON                        0                0                                                                                 0
CROSBY                         0                0                                                                                 0
HOUSTON                        0                0                                                                                 0
HUTTO                          0                0                                                                                 0
HI HAT                         6                6                           20080901                         20081001            19
WYLIE                          6                6                           20080801                         20080901            18
MURFREESBORO                   6                6                           20080801                         20080901            18
BLUE RIDGE                     0                0                                                                                 0
LARGO                          0                0                                                                                 0
KINGMAN                        6                6                           20080801                         20080901            18
WAMEGO                         0                0                                                                                 0
KANSAS CITY                    6                6                           20080901                         20081001            19
LEES SUMMIT                    6                6                           20080901                         20081001            19
HESPERIA                       6                6                           20080801                         20080901            18
TOWNSEND                       6                6                           20080601                         20080701            16
YUBA CITY                      0                0                                                                                 0


CITY1                       MARGIN              INIT_RATE_CAP              PER_RATE_CAP              GROSS_LIFE_CAP       MAX_RATE
----------------------------------------------------------------------------------------------------------------------------------
LONG BEACH                     0                       0                         0                           0                  0
BIG BEAR CITY                  0                       0                         0                           0                  0
JAMUL                       6.05                       2                         2                           6              12.75
JAMUL                          0                       0                         0                           0                  0
HENDERSON                   6.05                       3                         1                           6              14.25
BALDWIN PARK                5.75                       3                         1                           6              13.99
BONIFAY                        0                       0                         0                           0                  0
AVENUE BLOOMING             6.05                       3                         1                           6              13.25
AVENUE BLOOMING                0                       0                         0                           0                  0
STANTON                      5.8                       3                         1                           6               12.9
RIVERSIDE AREA                 0                       0                         0                           0                  0
APPLE VALLEY                   0                       0                         0                           0                  0
CANYON COUNTRY                 0                       0                         0                           0                  0
LAKE ELSINORE               6.05                       3                         1                           6              13.35
LAKE ELSINORE                  0                       0                         0                           0                  0
LOMITA                         0                       0                         0                           0                  0
LOS ANGELES                  5.8                       3                         1                           6               15.9
RAWLINS                        0                       0                         0                           0                  0
AURORA                       5.8                       3                         1                           6              13.99
CHULA VISTA                    0                       0                         0                           0                  0
SOUTH PLAINFIEL                0                       0                         0                           0                  0
OAKLEY                         0                       0                         0                           0                  0
SAN DIEGO                      0                       0                         0                           0                  0
SAN DIEGO                      0                       0                         0                           0                  0
SAN MARCOS                   5.8                       2                         2                           6               12.5
SAN MARCOS                     0                       0                         0                           0                  0
TEMECULA                       0                       0                         0                           0                  0
TEMECULA                       0                       0                         0                           0                  0
SAN DIEGO                      0                       0                         0                           0                  0
HIGLEY                         0                       0                         0                           0                  0
BIG BEAR CITY                  0                       0                         0                           0                  0
SALINAS                        0                       0                         0                           0                  0
SALINAS                        0                       0                         0                           0                  0
MURRIETA                       0                       0                         0                           0                  0
MENIFEE                      5.8                       2                         2                           6              12.75
ALTON                        5.8                       2                         2                           6               15.9
CLIFTON                      5.8                       2                         2                           6              14.24
EL SOBRANTE                    0                       0                         0                           0                  0
KELLER                         0                       0                         0                           0                  0
LANCASTER                      0                       0                         0                           0                  0
PALMDALE                     5.8                       6                         1                           6              14.75
EVERETT                     5.75                       3                         1                           6               16.2
RESEDA                       5.8                       2                         2                           6              12.25
SCOTTSDALE                   5.8                       3                         1                           6              12.75
EL SOBRANTE                 6.05                       3                         1                           6               13.5
EAST ORANGE                    0                       0                         0                           0                  0
FRISCO                         0                       0                         0                           0                  0
COSTA MESA                   5.8                       3                         1                           6              14.75
PUYALLUP                       0                       0                         0                           0                  0
COLLIERVILLE                   0                       0                         0                           0                  0
FORT WORTH                     0                       0                         0                           0                  0
SAINT LOUIS                    0                       0                         0                           0                  0
SEATTLE                      5.8                       3                         1                           6              13.35
SEATTLE                        0                       0                         0                           0                  0
KANSAS CITY                    0                       0                         0                           0                  0
LOVES PARK                     0                       0                         0                           0                  0
COEUR D ALENE                  0                       0                         0                           0                  0
SEATAC                         0                       0                         0                           0                  0
LOS ANGELES                    0                       0                         0                           0                  0
LOS ANGELES                    0                       0                         0                           0                  0
BATESVILLE                   5.5                       3                         1                           6              14.75
DELRAY BEACH                6.25                       3                         1                           6               13.2
CITY OF UPLAND              6.05                       2                         2                           6               13.3
SAINT LOUIS                    0                       0                         0                           0                  0
FORT SMITH                     0                       0                         0                           0                  0
LOS ANGELES                  5.8                       3                         1                           6               14.5
FONTANA                        0                       0                         0                           0                  0
LAMAR                          0                       0                         0                           0                  0
OXON HILL                      0                       0                         0                           0                  0
FAIRHAVEN                      0                       0                         0                           0                  0
HYANNIS                        0                       0                         0                           0                  0
FORT WORTH                     0                       0                         0                           0                  0
HUNTINGTON PARK                0                       0                         0                           0                  0
CAPE GIRARDEAU               5.5                       3                         1                           6                 16
WYOMING                      5.5                       3                         1                           6                 16
BALTIMORE                      0                       0                         0                           0                  0
BURBANK                        0                       0                         0                           0                  0
SPOKANE                        0                       0                         0                           0                  0
CLOVIS                         0                       0                         0                           0                  0
SPRING VALLEY               6.05                       3                         1                           6              12.85
MURRIETA                       0                       0                         0                           0                  0
FLOSSMOOR                      0                       0                         0                           0                  0
BELVIDERE                      0                       0                         0                           0                  0
PFLUGERVILLE                   0                       0                         0                           0                  0
GALENA PARK                    0                       0                         0                           0                  0
COLUMBIA                       0                       0                         0                           0                  0
CHICAGO                        0                       0                         0                           0                  0
WEST LINN                      0                       0                         0                           0                  0
TOMBALL                        0                       0                         0                           0                  0
WEST VALLEY CIT                0                       0                         0                           0                  0
HOUSTON                     6.25                       3                         1                           6               14.8
LONG BEACH                     0                       0                         0                           0                  0
KISSIMMEE                    5.5                       3                         1                           6              14.99
KATY                         5.5                       3                         1                           6               14.7
TAMPA                          0                       0                         0                           0                  0
YOUNGSTOWN                  5.75                       3                         1                           6               15.4
PALO                        5.65                       2                         2                           6              15.45
LYNN                           0                       0                         0                           0                  0
TURRELL                        0                       0                         0                           0                  0
PEMBROKE PINES                 0                       0                         0                           0                  0
LITTLETON                      0                       0                         0                           0                  0
FORT VALLEY                 6.05                       3                         1                           6               14.8
SAN BERNARDINO                 0                       0                         0                           0                  0
PHENIX                       5.5                       3                         1                           6              15.25
OAK PARK                       0                       0                         0                           0                  0
KANSAS CITY                    0                       0                         0                           0                  0
LONG BEACH                     0                       0                         0                           0                  0
WICHITA                        0                       0                         0                           0                  0
CORONA                      6.05                       3                         1                           6              14.65
PUTNAM CT 06260                0                       0                         0                           0                  0
WHITTIER AREA                  0                       0                         0                           0                  0
QUARTZ HILL ARE                0                       0                         0                           0                  0
KANSAS CITY                 6.25                       3                         1                           6              15.79
SAN JUAN                       0                       0                         0                           0                  0
NEWTON                         0                       0                         0                           0                  0
MAQUOKETA                      0                       0                         0                           0                  0
PRAIRIE CITY                   0                       0                         0                           0                  0
KANSAS CITY                    0                       0                         0                           0                  0
EAGLE MOUNTAIN                 0                       0                         0                           0                  0
YORBA LINDA                    0                       0                         0                           0                  0
INGLEWOOD                    5.8                       3                         1                           6             14.625
MINDEN                         0                       0                         0                           0                  0
HOUSTON                        0                       0                         0                           0                  0
IOLA                           0                       0                         0                           0                  0
KANSAS CITY                    6                       3                         1                           6              14.75
SAINT LOUIS                 6.25                       3                         1                           6               15.2
HOUSTON                     6.25                       3                         1                           6              14.75
CHICAGO                        0                       0                         0                           0                  0
FORT WORTH                     0                       0                         0                           0                  0
FLORISSANT                     0                       0                         0                           0                  0
KANSAS CITY                    0                       0                         0                           0                  0
ISSAQUAH                       0                       0                         0                           0                  0
FRESNO                         0                       0                         0                           0                  0
REDMOND                     6.05                       3                         1                           6              15.15
CHICAGO                     6.25                       2                         2                           6              16.25
COSTA MESA                     0                       0                         0                           0                  0
TEMPE                        5.5                       3                         1                           6              13.65
CARROLLTON                     0                       0                         0                           0                  0
HOUSTON                        0                       0                         0                           0                  0
UNIC AREA OF LA                0                       0                         0                           0                  0
KANSAS CITY                    0                       0                         0                           0                  0
SAINT LOUIS                    0                       0                         0                           0                  0
OMAHA                        5.5                       3                         1                           6              15.85
DAVENPORT                      0                       0                         0                           0                  0
DAVENPORT                      0                       0                         0                           0                  0
LEAVENWORTH                  5.5                       3                         1                           6               15.6
SPANAWAY                       0                       0                         0                           0                  0
PORT ORCHARD                   0                       0                         0                           0                  0
POST FALLS                   5.8                       3                         1                           6               14.1
POST FALLS                     0                       0                         0                           0                  0
IONA                         5.5                       3                         1                           6               13.5
POULSBO                        0                       0                         0                           0                  0
BELLINGHAM                   5.8                       3                         1                           6               15.5
SPANAWAY                     5.5                       2                         2                           6               13.3
GERVAIS                     6.05                       3                         1                           6              15.29
HARRISBURG                     0                       0                         0                           0                  0
HARRISBURG                     0                       0                         0                           0                  0
TACOMA                       5.8                       3                         1                           6              14.45
VANCOUVER                      0                       0                         0                           0                  0
NORTH LAS VEGAS                0                       0                         0                           0                  0
NORTH LAS VEGAS                0                       0                         0                           0                  0
BURLINGTON                     0                       0                         0                           0                  0
PORT ORCHARD                 5.5                       3                         1                           6              13.95
ONTARIO                        0                       0                         0                           0                  0
APPLE VALLEY                 5.8                       2                         2                           6              13.75
120-120 1/2 41S             6.25                       3                         1                           6              15.99
NORWALK                      5.8                       2                         2                           6              13.95
NORWALK                        0                       0                         0                           0                  0
CARSON                       5.8                       3                         1                           6              13.55
120-120 1/2 41S                0                       0                         0                           0                  0
LONG BEACH                     0                       0                         0                           0                  0
WINNETKA                    6.05                       3                         1                           6              13.75
WINNETKA                       0                       0                         0                           0                  0
RIVERSIDE                      0                       0                         0                           0                  0
AREA OF LOS ANG              5.8                       2                         2                           6               13.5
LONG BEACH                     0                       0                         0                           0                  0
REDONDO BEACH                5.8                       2                         2                           6              13.75
SURPRISE                       0                       0                         0                           0                  0
RANCHO CUCAMONG             6.05                       3                         1                           6              15.25
ORANGE                       5.8                       3                         1                           6              12.75
ORANGE                         0                       0                         0                           0                  0
FONTANA                      5.8                       3                         1                           6               13.4
(STUDIO CITY AR             6.05                       3                         1                           6              14.75
PALMDALE                     5.8                       2                         2                           6               14.9
HEMET                        5.8                       2                         2                           6              15.75
LOS ANGELES                    0                       0                         0                           0                  0
LOS ANGELES                  5.8                       3                         1                           6              13.55
LOS ANGELES                    0                       0                         0                           0                  0
SAN BERNARDINO               5.8                       3                         1                           6              13.85
FONTANA                      5.8                       3                         1                           6               14.5
LOS ANGELES                  5.8                       2                         2                           6               13.6
LONG BEACH                     0                       0                         0                           0                  0
(LA PUENTE AREA              5.8                       3                         1                           6             14.875
VAN NUYS AREA L                0                       0                         0                           0                  0
SAN DIMAS                    5.8                       3                         1                           6             14.625
OXNARD                         0                       0                         0                           0                  0
AREA OF HEMET               6.05                       3                         1                           6               15.2
HESPERIA                     5.8                       3                         1                           6              14.99
STOCKTON                     5.8                       2                         2                           6              13.99
LAKEWOOD                     5.8                       3                         1                           6              13.85
FONTANA                      5.8                       3                         1                           6             14.375
LAWNDALE                       0                       0                         0                           0                  0
CANOGA PARK ARE              5.8                       3                         1                           6               14.7
FALLBROOK                   6.05                       2                         2                           6              14.75
LAS VEGAS                   6.05                       3                         1                           6               14.7
LOS ANGELES                  5.8                       2                         2                           6              13.95
COMPTON                      5.8                       2                         2                           6              13.65
BALDWIN PARK                 5.8                       3                         1                           6               14.5
CYPRESS                      5.8                       2                         1                           6              12.95
COMPTON                      5.8                       3                         1                           6              13.99
LOS ANGELES                  5.8                       3                         1                           6              13.75
LOS ANGELES                 6.25                       2                         2                           6               13.9
LONG BEACH                   5.8                       2                         2                           6              12.75
LONG BEACH                     0                       0                         0                           0                  0
SANTA ANA                      0                       0                         0                           0                  0
LOS ANGELES                 6.05                       3                         1                           6              14.99
SAN DIEGO                   6.05                       3                         1                           6             13.625
AREA OF SYLMAR             6.251                       3                         1                           6             13.375
CHINO                        5.8                       3                         1                           6              15.35
AREA OF BLOOMIN                0                       0                         0                           0                  0
LOS ANGELES                 6.05                       3                         1                           6              13.55
(COMPTON AREA)              6.25                       2                         2                           6              13.75
PROVO                        5.8                       3                         1                           6              14.45
ADELANTO                     5.8                       3                         1                           6              14.55
KENNEWICK                   6.25                       3                         1                           6              14.35
PORTLAND                     5.8                       3                         1                           6             13.625
COEUR D ALENE               6.25                       3                         1                           6               15.4
EATONVILLE                   5.8                       3                         1                           6              13.75
FEDERAL WAY                    0                       0                         0                           0                  0
PORTLAND                       0                       0                         0                           0                  0
RENTON                       5.8                       2                         2                           6              12.99
SPANAWAY                     5.8                       3                         1                           6              13.65
SPANAWAY                       0                       0                         0                           0                  0
SEATTLE                     6.25                       3                         1                           6               15.8
SUMNER                       5.8                       3                         1                           6               14.5
LAKE FOREST                 6.05                       3                         1                           6             13.999
MARYSVILLE                  6.25                       3                         1                           6                 15
ASHFORD                        0                       0                         0                           0                  0
RATHDRUM                       6                       3                         1                           6              14.99
ABERDEEN                     5.5                       3                         1                           6              14.65
MILWAUKIE                      0                       0                         0                           0                  0
REDMOND                     6.05                       3                         1                           6               13.8
TACOMA                       5.8                       2                         2                           6               14.4
PUYALLUP                     5.8                       3                         1                           6             13.375
PUYALLUP                     5.8                       2                         2                           6               13.9
KENNEWICK                      0                       0                         0                           0                  0
PORTLAND                     5.8                       3                         1                           6               14.5
MULWAUKIE                      0                       0                         0                           0                  0
MALAGA                         0                       0                         0                           0                  0
PORT ORCHARD                   0                       0                         0                           0                  0
BUCKLEY                     6.05                       3                         1                           6              14.45
BONNEY LAKE                    0                       0                         0                           0                  0
NAMPA                        5.5                       3                         1                           6               14.6
TACOMA                       5.8                       3                         1                           6              13.85
TACOMA                         0                       0                         0                           0                  0
LAKEWOOD                       0                       0                         0                           0                  0
OLYMPIA                      5.8                       3                         1                           6               13.3
COEUR D ALENE                  0                       0                         0                           0                  0
TACOMA                       5.8                       3                         1                           6               13.6
SPOKANE                        6                       3                         1                           6              15.75
SEATTLE                     6.05                       3                         1                           6              12.55
ABERDEEN                     5.8                       3                         1                           6               13.6
COVINGTON                    5.8                       3                         1                           6              13.75
TACOMA                      6.05                       3                         1                           6               14.5
EUGENE                       5.8                       2                         2                           6              13.99
TACOMA                      6.05                       3                         1                           6               14.5
PHOENIX                     5.75                       3                         1                           6               14.4
SUMNER                      5.75                       3                         1                           6               13.6
EUGENE                         0                       0                         0                           0                  0
SEATTLE                      5.8                       3                         1                           6               13.6
WOODINVILLE                    0                       0                         0                           0                  0
TACOMA                       5.8                       3                         1                           6               13.5
SHELTON                      5.5                       3                         1                           6               15.1
EVERETT                     6.05                       3                         1                           6              14.97
PASADENA                       0                       0                         0                           0                  0
SIMI VALLEY                  5.8                       3                         1                           6              12.75
VICTORVILLE                  5.5                       3                         1                           6              14.15
PALMDALE                    6.05                       3                         1                           6              15.25
LOS ANGELES                    0                       0                         0                           0                  0
SAN DIEGO                      0                       0                         0                           0                  0
BUENA PARK                  6.05                       3                         1                           6              13.35
TRABUCO CANYON              6.25                       3                         1                           6             15.625
CHATSWORTH                  6.05                       3                         1                           6             14.625
CORONA                         0                       0                         0                           0                  0
BELLFLOWER                     0                       0                         0                           0                  0
LOS ANGELES                 6.25                       3                         1                           6              15.05
HAWTHORNE                   6.25                       3                         1                           6             14.675
IRVINE                         0                       0                         0                           0                  0
SANTA PAULA                    0                       0                         0                           0                  0
LAKEWOOD                       0                       0                         0                           0                  0
ALHAMBRA                     5.8                       3                         1                           6               14.3
SACRAMENTO                     0                       0                         0                           0                  0
LOS ANGELES                  5.8                       2                         2                           6              13.95
SAN BERNARDINO               5.8                       3                         1                           6              14.35
STOCKTON                    6.05                       3                         1                           6               14.1
LONG BEACH                   5.8                       2                         2                           6                 13
KLAMATH FALLS                5.5                       3                         1                           6              13.95
BELLINGHAM                     0                       0                         0                           0                  0
PORTLAND                       0                       0                         0                           0                  0
PUYALLUP                     5.8                       3                         1                           6             12.875
TACOMA                       5.5                       3                         1                           6               15.7
WASILLA                        0                       0                         0                           0                  0
SPOKANE                      5.5                       3                         1                           6              15.15
WENDELL                        0                       0                         0                           0                  0
PAYETTE                        0                       0                         0                           0                  0
TACOMA                         0                       0                         0                           0                  0
SUQUAMISH                      0                       0                         0                           0                  0
PORTLAND                       0                       0                         0                           0                  0
TACOMA                         0                       0                         0                           0                  0
PUYALLUP                       0                       0                         0                           0                  0
UNIVERSITY PLAC                0                       0                         0                           0                  0
COVINGTON                      0                       0                         0                           0                  0
TWIN FALLS                     0                       0                         0                           0                  0
GIG HARBOR                   5.8                       3                         1                           6              14.49
SHELTON                        0                       0                         0                           0                  0
PORTLAND                    5.75                       3                         1                           6              16.15
SPRINGFIELD                    0                       0                         0                           0                  0
SEDRO WOOLLEY                  0                       0                         0                           0                  0
REPUBLIC                       0                       0                         0                           0                  0
ABERDEEN                     5.5                       3                         1                           6              14.99
OTHELLO                        0                       0                         0                           0                  0
BOTHELL                        0                       0                         0                           0                  0
SPOKANE                        0                       0                         0                           0                  0
SPOKANE                        0                       0                         0                           0                  0
VALHALLA                       0                       0                         0                           0                  0
MONCKS CORNER                  0                       0                         0                           0                  0
BANGOR                         0                       0                         0                           0                  0
TRENTON                        6                       3                         1                           6              15.99
LANHAM                         0                       0                         0                           0                  0
LOWELL                         0                       0                         0                           0                  0
LOWELL                         0                       0                         0                           0                  0
CALUMET CITY                 5.5                       2                         2                           6              15.25
CALUMET CITY                   0                       0                         0                           0                  0
TOWER CITY                     0                       0                         0                           0                  0
MARKHAM                        0                       0                         0                           0                  0
SAINT CLAIR SHO             6.25                       3                         1                           6               16.5
ATLANTA                        0                       0                         0                           0                  0
MONTICELLO                     0                       0                         0                           0                  0
NORRIDGE                     5.5                       2                         2                           6               14.5
BROOKLYN PARK                  0                       0                         0                           0                  0
DETROIT                     6.75                       3                         1                           6              15.15
DETROIT                        0                       0                         0                           0                  0
CANTON                         0                       0                         0                           0                  0
BOYNTON BEACH                  0                       0                         0                           0                  0
CHICAGO                        0                       0                         0                           0                  0
DECATUR                        0                       0                         0                           0                  0
GARY                           0                       0                         0                           0                  0
GARY                           0                       0                         0                           0                  0
HAMPTON                        0                       0                         0                           0                  0
ADDISON                        0                       0                         0                           0                  0
PALATINE                    5.75                       3                         1                           6               15.2
ROBBINSDALE                    0                       0                         0                           0                  0
LITTLE FALLS                   0                       0                         0                           0                  0
PRINCETON                      0                       0                         0                           0                  0
BROOKLYN PARK                5.8                       3                         1                           6               13.2
BROOKLYN PARK                  0                       0                         0                           0                  0
LAND O LAKES                   0                       0                         0                           0                  0
CHASKA                         0                       0                         0                           0                  0
SAINT PAUL                     0                       0                         0                           0                  0
HANOVER PARK                5.25                       2                         2                           6               16.3
BUCKEYE                      5.8                       3                         1                           6              15.45
KINGMAN                      5.5                       3                         1                           6               16.7
LAS VEGAS                    5.8                       3                         1                           6               13.4
PHOENIX                     6.05                       3                         1                           6               14.8
KANSAS CITY                    0                       0                         0                           0                  0
KANSAS CITY                    0                       0                         0                           0                  0
DETROIT                        0                       0                         0                           0                  0
CHADWICK                       0                       0                         0                           0                  0
RICHMOND                       0                       0                         0                           0                  0
NEW BEDFORD                    0                       0                         0                           0                  0
RICHMOND                       0                       0                         0                           0                  0
COLUMBIA                     5.5                       3                         1                           6               15.7
BANGOR                         0                       0                         0                           0                  0
NASHUA                         0                       0                         0                           0                  0
CHARLOTTE                      0                       0                         0                           0                  0
DETROIT                        0                       0                         0                           0                  0
CROWLEY                        0                       0                         0                           0                  0
MIAMI                          0                       0                         0                           0                  0
RIDGELAND                      0                       0                         0                           0                  0
RAILROAD FLAT                  0                       0                         0                           0                  0
LANCASTER                      0                       0                         0                           0                  0
RIDGELAND                      0                       0                         0                           0                  0
HALSTEAD                     5.5                       3                         1                           6               14.6
GILBERT                        0                       0                         0                           0                  0
GILBERT                        0                       0                         0                           0                  0
DETROIT                        0                       0                         0                           0                  0
BRYAN                          0                       0                         0                           0                  0
LITTLE RIVER AC                0                       0                         0                           0                  0
SAN ANTONIO                    0                       0                         0                           0                  0
LAREDO                         0                       0                         0                           0                  0
LAREDO                         0                       0                         0                           0                  0
HOUSTON                     6.25                       3                         1                           6               15.8
KINGWOOD                       0                       0                         0                           0                  0
HOUSTON                        0                       0                         0                           0                  0
BAYTOWN                        0                       0                         0                           0                  0
LA PORTE                       0                       0                         0                           0                  0
BAYTOWN                        0                       0                         0                           0                  0
BACLIFF                        0                       0                         0                           0                  0
HOUSTON                        0                       0                         0                           0                  0
AUSTIN                         0                       0                         0                           0                  0
DEER PARK                      0                       0                         0                           0                  0
FORT WORTH                     0                       0                         0                           0                  0
FORT WORTH                   5.5                       3                         1                           6               15.3
COLUMBIA                       0                       0                         0                           0                  0
JENKS                          0                       0                         0                           0                  0
MONCKS CORNER                  0                       0                         0                           0                  0
EL PASO                        0                       0                         0                           0                  0
SAN ANTONIO                  5.5                       3                         1                           6               14.7
CARROLLTON                     0                       0                         0                           0                  0
CARROLLTON                   5.5                       3                         1                           6              16.35
GARLAND                        0                       0                         0                           0                  0
EL PASO                        0                       0                         0                           0                  0
BOLIVAR                        0                       0                         0                           0                  0
ARLINGTON                      0                       0                         0                           0                  0
DALLAS                      6.25                       3                         1                           6              14.65
MEMPHIS                        0                       0                         0                           0                  0
HITCHCOCK                      0                       0                         0                           0                  0
DESOTO                         0                       0                         0                           0                  0
ATHENS                       5.5                       3                         1                           6               14.5
BOWIE                          0                       0                         0                           0                  0
BEDFORD                        0                       0                         0                           0                  0
DENISON                        0                       0                         0                           0                  0
SAN MARCOS                   5.5                       2                         2                           6              12.99
CEDAR HILL                     0                       0                         0                           0                  0
GLENN HEIGHTS                  0                       0                         0                           0                  0
IRVING                         0                       0                         0                           0                  0
PRYOR                          0                       0                         0                           0                  0
ROWLETT                        0                       0                         0                           0                  0
BURLESON                       0                       0                         0                           0                  0
BOWIE                          0                       0                         0                           0                  0
BALCH SPRINGS                  0                       0                         0                           0                  0
BALCH SPRINGS                  0                       0                         0                           0                  0
MCKINNEY                       0                       0                         0                           0                  0
DALLAS                         0                       0                         0                           0                  0
WICHITA FALLS                  0                       0                         0                           0                  0
FORT WORTH                     0                       0                         0                           0                  0
GRAND PRAIRIE                  0                       0                         0                           0                  0
BOWIE                        5.5                       3                         1                           6               14.6
GULFPORT                       0                       0                         0                           0                  0
MAYNARDVILLE                5.75                       2                         2                           6              15.99
VILONIA                      5.5                       3                         1                           6               15.2
EL PASO                        0                       0                         0                           0                  0
FORT WORTH                     6                       3                         1                           6               15.5
VICTORIA                       6                       3                         1                           6              15.25
LOWRY CROSSING                 0                       0                         0                           0                  0
HAYDEN                         0                       0                         0                           0                  0
TELEPHONE                      0                       0                         0                           0                  0
GRAND PRAIRIE               5.85                       3                         1                           6              15.85
HOUSTON                        0                       0                         0                           0                  0
STANHOPE                       0                       0                         0                           0                  0
PORT NECHES                    0                       0                         0                           0                  0
RICHMOND                       0                       0                         0                           0                  0
DALLAS                         0                       0                         0                           0                  0
SAN ANTONIO                    0                       0                         0                           0                  0
WILLIS                         0                       0                         0                           0                  0
KYLE                           0                       0                         0                           0                  0
HUMBLE                         0                       0                         0                           0                  0
HUNTSVILLE                     0                       0                         0                           0                  0
WILLIS                         0                       0                         0                           0                  0
HOUSTON                        0                       0                         0                           0                  0
KATY                           0                       0                         0                           0                  0
HORIZON CITY                6.25                       3                         1                           6               14.9
NEW BRAUNFELS                  0                       0                         0                           0                  0
PASADENA                       0                       0                         0                           0                  0
HOUSTON                        0                       0                         0                           0                  0
LEANDER                        0                       0                         0                           0                  0
S. OGDEN                    6.25                       3                         1                           6               15.8
BILLINGS                     5.5                       3                         1                           6              15.99
TOOELE                      6.25                       3                         1                           6              15.35
LEHI                           0                       0                         0                           0                  0
WEST VALLEY                 6.25                       3                         1                           6              16.25
SAINT GEORGE                 5.5                       3                         1                           6              15.42
COLORADO SPRING                0                       0                         0                           0                  0
WALDORF                        0                       0                         0                           0                  0
OWINGS MILLS                 5.8                       3                         1                           6               13.7
CHICAGO                      5.3                       3                         1                           6              15.25
CHICAGO                        0                       0                         0                           0                  0
GLENDALE HEIGHT                0                       0                         0                           0                  0
LA MARQUE                   6.25                       3                         1                           6               14.7
LAKE JACKSON                   0                       0                         0                           0                  0
EL PASO                        0                       0                         0                           0                  0
SHOREACRES                     0                       0                         0                           0                  0
EDINBURG                       0                       0                         0                           0                  0
HOUSTON                        0                       0                         0                           0                  0
MONTGOMERY                  6.25                       3                         1                           6               16.4
ANGLETON                       0                       0                         0                           0                  0
HOUSTON                        0                       0                         0                           0                  0
MAGNOLIA                       0                       0                         0                           0                  0
LEADWOOD                       6                       3                         1                           6               17.4
ST. LOUIS                      0                       0                         0                           0                  0
LINCOLN                        0                       0                         0                           0                  0
MILFORD                        0                       0                         0                           0                  0
SAINT LOUIS                 5.75                       3                         1                           6               16.5
JESUP                          0                       0                         0                           0                  0
LEAVENWORTH                    0                       0                         0                           0                  0
MASON CITY                     0                       0                         0                           0                  0
INDEPENDENCE                   0                       0                         0                           0                  0
KANSAS CITY                    0                       0                         0                           0                  0
ST. LOUIS                      0                       0                         0                           0                  0
BLAIR                        5.5                       3                         1                           6              15.95
KANSAS CITY                    0                       0                         0                           0                  0
DES MOINES                     0                       0                         0                           0                  0
OMAHA                          0                       0                         0                           0                  0
RAYMORE                        0                       0                         0                           0                  0
SAINT LOUIS                  5.5                       3                         1                           6              15.75
FREEBURG                       0                       0                         0                           0                  0
COUNCIL BLUFFS               5.5                       3                         1                           6             16.875
OLATHE                         0                       0                         0                           0                  0
ST. LOUIS                      0                       0                         0                           0                  0
CANTON                       5.5                       3                         1                           6              15.95
SIBLEY                       5.5                       3                         1                           6               16.4
SAINT LOUIS                 5.75                       3                         1                           6              17.75
TIFFIN                         0                       0                         0                           0                  0
LEE'S SUMMIT                   0                       0                         0                           0                  0
KANSAS CITY                 6.25                       3                         1                           6              15.79
KANSAS CITY                 5.75                       3                         1                           6               17.4
SAINT LOUIS                    6                       3                         1                           6               15.7
COUNCIL BLUFFS               5.5                       3                         1                           6               15.8
KANSAS CITY                 5.75                       3                         1                           6              15.95
SAINT LOUIS                 5.75                       3                         1                           6              16.99
KANSAS CITY                  5.5                       3                         1                           6              16.75
ST. LOUIS                    5.5                       3                         1                           6               15.4
LEON                        5.75                       3                         1                           6               15.3
BELLEVUE                     5.5                       3                         1                           6              15.95
WICHITA                        0                       0                         0                           0                  0
KANSAS CITY                    0                       0                         0                           0                  0
KANSAS CITY                 5.75                       3                         1                           6              15.45
OMAHA                        5.5                       3                         1                           6              15.05
KANSAS CITY                    0                       0                         0                           0                  0
OVERLAND PARK                5.5                       3                         1                           6              14.65
HUTCHINSON                  6.25                       3                         1                           6              14.75
BATES CITY                     0                       0                         0                           0                  0
COSBY                        5.8                       3                         1                           6               15.2
WENATCHEE                    5.8                       3                         1                           6              13.95
WEST LINN                      0                       0                         0                           0                  0
BREMERTON                      0                       0                         0                           0                  0
PORTLAND                       0                       0                         0                           0                  0
CAMARILLO                      0                       0                         0                           0                  0
QUARTZ HILL ARE              5.8                       3                         1                           6              13.99
CARSON                         0                       0                         0                           0                  0
APPLE VALLEY AR                0                       0                         0                           0                  0
BUENA PARK                   5.8                       3                         1                           6              14.95
QUARTZ HILL ARE                0                       0                         0                           0                  0
WILMINGTON AREA                0                       0                         0                           0                  0
LOS ANGELES                    0                       0                         0                           0                  0
ADELANTO                       0                       0                         0                           0                  0
LANCASTER AREA                 0                       0                         0                           0                  0
NIPOMO                         0                       0                         0                           0                  0
CORONA                       5.8                       3                         1                           6              15.45
VENTURA (AREA O                0                       0                         0                           0                  0
NORTHRIDGE AREA                0                       0                         0                           0                  0
NORTHRIDGE AREA                0                       0                         0                           0                  0
WOODLAND HILLS               5.8                       3                         1                           6               14.5
POMONA                       5.8                       3                         1                           6               13.7
VICTORVILLE                  5.8                       2                         2                           6              13.45
HEMET                          0                       0                         0                           0                  0
MATTAWA                        0                       0                         0                           0                  0
COEUR D ALENE                5.5                       3                         1                           6              15.85
IDAHO FALLS                    0                       0                         0                           0                  0
SPOKANE                      5.5                       3                         1                           6             12.325
EVERETT                        0                       0                         0                           0                  0
SPOKANE                        0                       0                         0                           0                  0
KANSAS CITY                    0                       0                         0                           0                  0
CEDAR RAPIDS                 5.5                       3                         1                           6               15.3
OVERLAND PARK                  0                       0                         0                           0                  0
DES MOINES                     0                       0                         0                           0                  0
MAQUOKETA                      0                       0                         0                           0                  0
ST. PETERS                  6.25                       3                         1                           6               14.1
GARDNER                        0                       0                         0                           0                  0
ABBYVILLE                   5.75                       3                         1                           6              15.05
ST. LOUIS                    5.5                       3                         1                           6               16.3
DES MOINES                     0                       0                         0                           0                  0
MAQUOKETA                      0                       0                         0                           0                  0
KANSAS CITY                    0                       0                         0                           0                  0
PERRY                          0                       0                         0                           0                  0
OVERLAND PARK                  0                       0                         0                           0                  0
OLATHE                         0                       0                         0                           0                  0
KANSAS CITY                    0                       0                         0                           0                  0
GRANDVIEW                      0                       0                         0                           0                  0
ADAIR                          0                       0                         0                           0                  0
ASHLAND                      5.8                       3                         1                           6               15.1
KANSAS CITY                    0                       0                         0                           0                  0
VIOLA                          0                       0                         0                           0                  0
GRAIN VALLEY                   0                       0                         0                           0                  0
MAQUOKETA                      0                       0                         0                           0                  0
COLORADO SPRING                0                       0                         0                           0                  0
KANSAS CITY                    0                       0                         0                           0                  0
CRESTON                        0                       0                         0                           0                  0
COVINGTON                      0                       0                         0                           0                  0
ELIZABETH CITY              6.25                       3                         1                           6              14.95
FORT WALTON BEA              5.5                       3                         1                           6               17.4
ATLANTA                      5.5                       3                         1                           6               14.9
MCHENRY                        0                       0                         0                           0                  0
HIALEAH                        0                       0                         0                           0                  0
LITHONIA                       0                       0                         0                           0                  0
ORLANDO                     6.25                       3                         1                           6              14.25
PORT SAINT LUCI             6.25                       3                         1                           6               14.1
CLERMONT                     5.8                       3                         1                           6              14.75
MIAMI                       6.25                       3                         1                           6              14.45
CHICAGO                        0                       0                         0                           0                  0
NORTH AUGUSTA                  0                       0                         0                           0                  0
ATLANTA                        0                       0                         0                           0                  0
SUNRISE                      5.5                       3                         1                           6              14.45
ATLANTA                        0                       0                         0                           0                  0
NORTHBROOK                     0                       0                         0                           0                  0
SNELLVILLE                   5.5                       3                         1                           6              14.99
CAROL STREAM                5.75                       3                         1                           6               13.5
ELLENWOOD                    5.5                       3                         1                           6               15.6
TAMPA                       6.25                       3                         1                           6              14.95
COVINGTON                   5.75                       3                         1                           6               14.3
NEWNAN                         0                       0                         0                           0                  0
ELLENWOOD                      0                       0                         0                           0                  0
ORANGE PARK                 6.25                       3                         1                           6              14.15
SCOTTSDALE                     0                       0                         0                           0                  0
CASA GRANDE                    0                       0                         0                           0                  0
PHOENIX                      5.8                       3                         1                           6              13.15
CASA GRANDE                    0                       0                         0                           0                  0
QUEEN CREEK                    0                       0                         0                           0                  0
PHOENIX                      5.5                       3                         1                           6               16.2
SURPRISE                       0                       0                         0                           0                  0
TUCSON                         0                       0                         0                           0                  0
QUEEN CREEK                  5.8                       3                         1                           6              14.95
CASA GRANDE                    0                       0                         0                           0                  0
NORTH LAS VEGAS                0                       0                         0                           0                  0
LAS VEGAS                      0                       0                         0                           0                  0
GOLD CANYON                 5.75                       3                         1                           6               15.5
MAYER                          0                       0                         0                           0                  0
QUEEN CREEK                    0                       0                         0                           0                  0
KINGMAN                        0                       0                         0                           0                  0
TUCSON                         0                       0                         0                           0                  0
SURPRISE                       0                       0                         0                           0                  0
CASA GRANDE                    0                       0                         0                           0                  0
LAS VEGAS                    5.8                       2                         2                           6                 13
GOODYEAR                    6.05                       3                         1                           6              13.45
SURPRISE                     5.8                       2                         2                           6               12.8
TOLLESON                     5.8                       3                         1                           6              13.45
MESA                        5.75                       2                         2                           6               15.5
QUEEN CREEK                  5.8                       3                         1                           6              13.15
LAS VEGAS                      0                       0                         0                           0                  0
QUEEN CREEK                    0                       0                         0                           0                  0
CASA GRANDE                  5.8                       3                         1                           6               14.1
LAS VEGAS                    5.8                       3                         1                           6              13.05
AVONDALE                     5.8                       3                         1                           6               14.1
FORT MOHAVE                 6.05                       3                         1                           6              12.75
QUEEN CREEK                 6.05                       3                         1                           6               14.1
GLENDALE                     5.8                       3                         1                           6              13.35
SURPRISE                     5.8                       3                         1                           6              12.45
NORTH LAS VEGAS                0                       0                         0                           0                  0
SEDONA                      6.05                       3                         1                           6              13.65
LAS VEGAS                    5.8                       2                         2                           6              13.95
PHOENIX                      5.8                       3                         1                           6              14.55
PHOENIX                      5.8                       3                         1                           6              13.45
PHOENIX                      5.5                       3                         1                           6              13.55
QUEEN CREEK                  5.8                       3                         1                           6               14.7
QUEEN CREEK                  5.8                       3                         1                           6               13.9
QUEEN CREEK                  5.8                       3                         1                           6              13.75
SAHUARITA                    5.8                       3                         1                           6               13.1
AMADO                        5.5                       3                         1                           6               16.8
TUCSON                       5.5                       3                         1                           6              14.75
PHOENIX                      5.5                       3                         1                           6              15.45
LAVEEN                       5.5                       3                         1                           6              13.29
SURPRISE                    6.05                       3                         1                           6              12.95
PEORIA                       5.5                       3                         1                           6             13.625
SURPRISE                       0                       0                         0                           0                  0
QUEEN CREEK                  5.8                       3                         1                           6              13.95
KINGMAN                     5.75                       3                         1                           6              15.39
PHOENIX                      5.8                       3                         1                           6              13.65
KANSAS CITY                  5.5                       3                         1                           6              14.75
INDEPENDENCE                 5.5                       3                         1                           6              15.45
CHARLES CITY                   0                       0                         0                           0                  0
INDEPENDENCE                6.25                       3                         1                           6               15.6
KANSAS CITY                    6                       3                         1                           6               16.8
SENECA                         0                       0                         0                           0                  0
LEAVENWORTH                 5.75                       3                         1                           6              14.79
KANSAS CITY                    0                       0                         0                           0                  0
DES MOINES                   5.5                       3                         1                           6              15.05
COUNCIL BLUFFS                 0                       0                         0                           0                  0
KANSAS CITY                    0                       0                         0                           0                  0
PALATINE                       0                       0                         0                           0                  0
PORT CHARLOTTE              6.25                       3                         1                           6              13.85
ATLANTA                      5.5                       3                         1                           6              15.85
CHICAGO                        0                       0                         0                           0                  0
ATLANTA                     6.25                       3                         1                           6               15.8
ST CLAIR SHORES              5.5                       3                         1                           6              15.99
CHICAGO                        0                       0                         0                           0                  0
LITHONIA                       0                       0                         0                           0                  0
JACKSON                        0                       0                         0                           0                  0
AURORA                         0                       0                         0                           0                  0
HOFFMAN ESTATES                0                       0                         0                           0                  0
COON RAPIDS                    0                       0                         0                           0                  0
PLAINFIELD                     0                       0                         0                           0                  0
SCHAUMBURG                     0                       0                         0                           0                  0
JACKSONVILLE                   0                       0                         0                           0                  0
DETROIT                      5.5                       3                         1                           6              15.99
RUFFIN                         0                       0                         0                           0                  0
TITUSVILLE                  6.25                       3                         1                           6              12.95
ROSEVILLE                      0                       0                         0                           0                  0
LAKELAND                       0                       0                         0                           0                  0
CHICAGO                        0                       0                         0                           0                  0
RIVERDALE                      0                       0                         0                           0                  0
CHICAGO                        0                       0                         0                           0                  0
CHICAGO HEIGHTS              5.5                       3                         1                           6              15.99
ROCKMART                       0                       0                         0                           0                  0
BOGART                         0                       0                         0                           0                  0
EVANSVILLE                     0                       0                         0                           0                  0
DETROIT                        0                       0                         0                           0                  0
GAINESVILLE                  5.5                       3                         1                           6              15.75
MIRAMAR                      5.8                       2                         2                           6              12.99
MAYWOOD                        0                       0                         0                           0                  0
CHICAGO                     6.25                       2                         2                           6              15.55
ROSEMONT                    5.75                       2                         2                           6              15.65
NEWAYGO                      5.5                       3                         1                           6              15.25
NEWAYGO                        0                       0                         0                           0                  0
ATLANTA                        0                       0                         0                           0                  0
HARVEY                      6.25                       2                         2                           6               15.1
CHICAGO                      5.5                       2                         2                           6               15.4
MILTON                         0                       0                         0                           0                  0
WOODRIDGE                      0                       0                         0                           0                  0
ST LOUIS PARK                  0                       0                         0                           0                  0
HIGH POINT                  6.25                       3                         1                           6               15.5
BELLEVILLE                     0                       0                         0                           0                  0
CONYERS                      5.5                       3                         1                           6              14.25
COVINGTON                      0                       0                         0                           0                  0
VALDOSTA                       0                       0                         0                           0                  0
DEFUNIAK SPRING                0                       0                         0                           0                  0
CHICAGO                     5.75                       2                         2                           6              16.15
MACOMB                         0                       0                         0                           0                  0
HIALEAH                        0                       0                         0                           0                  0
ELK RIVER                    5.8                       2                         2                           6              15.29
LAFAYETTE                      0                       0                         0                           0                  0
GATESVILLE                  6.25                       3                         1                           6              15.24
AUGUSTA                        0                       0                         0                           0                  0
MOUNT PROSPECT              5.75                       3                         1                           6               15.6
ROCHELLE                     5.5                       2                         2                           6               15.4
MOUNT VERNON                5.75                       3                         1                           6               15.7
DETROIT                      5.5                       3                         1                           6              15.85
TAMPA                          0                       0                         0                           0                  0
TEMPLE                         0                       0                         0                           0                  0
DOUGLASVILLE                   0                       0                         0                           0                  0
ROSELLE                     6.25                       2                         2                           6              14.85
ELMORE                       5.5                       3                         1                           6             16.235
CROSS                          0                       0                         0                           0                  0
LECANTO                        0                       0                         0                           0                  0
DECATUR                        0                       0                         0                           0                  0
AUBURN HILLS                5.75                       3                         1                           6              14.99
LOUISVILLE                   5.5                       3                         1                           6                 16
GLENDALE HEIGHT                0                       0                         0                           0                  0
RIVERVIEW                      0                       0                         0                           0                  0
SOUTH HOLLAND               5.75                       2                         2                           6               15.5
CHICAGO                      5.8                       3                         1                           6              15.35
MAYWOOD                        0                       0                         0                           0                  0
CHICAGO                        6                       2                         2                           6              16.15
LILBURN                      5.5                       3                         1                           6              15.34
DEERFIELD                    5.5                       2                         2                           6              14.35
NEW PORT RICHEY                0                       0                         0                           0                  0
GLENWOOD                       0                       0                         0                           0                  0
INDIANAPOLIS                 5.5                       3                         1                           6              15.55
UNION                          0                       0                         0                           0                  0
CHICAGO                        0                       0                         0                           0                  0
SANFORD                      5.5                       3                         1                           6              16.15
ORLAND PARK                  5.5                       3                         1                           6               13.2
ELGIN                        5.5                       2                         2                           6              14.75
BELLWOOD                     5.6                       3                         1                           6              14.29
JOLIET                       5.5                       3                         1                           6              14.95
STERLING HEIGHT             5.75                       3                         1                           6              15.65
IXONIA                         0                       0                         0                           0                  0
BERWYN                         5                       3                         1                           6              16.15
WHEATON                        0                       0                         0                           0                  0
SAUK VILLAGE                   5                       3                         1                           6              15.99
GRAND RAPIDS                5.75                       3                         1                           6              15.99
CHICAGO                      5.5                       2                         2                           6               14.8
CHICAGO                      5.5                       2                         2                           6               13.2
CHICAGO HEIGHTS              5.5                       2                         2                           6               15.7
DETROIT                        0                       0                         0                           0                  0
HAZEL PARK                  6.25                       3                         1                           6              16.25
ROCKFORD                     5.5                       3                         1                           6              16.25
HOLIDAY                        0                       0                         0                           0                  0
WESTCHESTER                  5.5                       2                         2                           6              16.55
MACHESNEY PARK               5.5                       3                         1                           6               15.6
CUMMING                        0                       0                         0                           0                  0
BRADENTON                      0                       0                         0                           0                  0
GLENN DALE                  6.05                       3                         1                           6               14.5
CHARLOTTE                    5.5                       3                         1                           6               15.5
COLLEGE PARK                   0                       0                         0                           0                  0
MONTGOMERY                     0                       0                         0                           0                  0
BANGOR                         0                       0                         0                           0                  0
ROCHESTER HILLS              5.8                       2                         2                           6              15.99
FOX LAKE                     5.5                       3                         1                           6               14.5
ULEN                           0                       0                         0                           0                  0
STONE MOUNTAIN                 0                       0                         0                           0                  0
ROCKMART                     5.5                       3                         1                           6               12.6
ROCKMART                       0                       0                         0                           0                  0
SALEM                        5.5                       3                         1                           6              15.75
PROVIDENCE                     0                       0                         0                           0                  0
REDDICK                        0                       0                         0                           0                  0
CHICAGO HEIGHTS             6.25                       2                         2                           6              15.32
HUDSON                         6                       3                         1                           6               15.9
KENDUSKEAG                     0                       0                         0                           0                  0
SKOWHEGAN                      0                       0                         0                           0                  0
STAFFORD                       0                       0                         0                           0                  0
AGAWAM                         0                       0                         0                           0                  0
NEW LENOX                      0                       0                         0                           0                  0
UPPER MARLBORO               5.8                       3                         1                           6              12.85
BRIDGEVIEW                   5.5                       2                         2                           6               15.6
WASHINGTON                     0                       0                         0                           0                  0
MAPLEWOOD                      0                       0                         0                           0                  0
BROOKLINE                      0                       0                         0                           0                  0
3EST WARWICK                   0                       0                         0                           0                  0
WESTBROOK                    5.5                       2                         2                           6               15.2
RALEIGH                        0                       0                         0                           0                  0
BROOKLYN                       0                       0                         0                           0                  0
ATLANTA                        0                       0                         0                           0                  0
ELK RIVER                      0                       0                         0                           0                  0
CARMEL                         0                       0                         0                           0                  0
DISTRICT HEIGHT              5.8                       2                         2                           6              13.85
EVANSVILLE                     0                       0                         0                           0                  0
BROOKLYN                       0                       0                         0                           0                  0
ZEBULON                      5.5                       3                         1                           6               15.5
NORTH ADAMS                  5.5                       3                         1                           6               14.9
JONESBORO                    5.5                       3                         1                           6              15.35
HAMPSTEAD                    5.5                       3                         1                           6              16.79
MOREHEAD CITY                5.5                       3                         1                           6              14.05
LITTLETON                      0                       0                         0                           0                  0
WILMINGTON                     0                       0                         0                           0                  0
COLUMBIA                       0                       0                         0                           0                  0
WARREN                       5.5                       3                         1                           6              15.99
LOCKPORT                     5.5                       3                         1                           6              15.75
FLORHAM PARK                 5.8                       3                         1                           6               15.6
BURNHAM                        0                       0                         0                           0                  0
BALTIMORE                      0                       0                         0                           0                  0
GREENSBORO                   5.8                       3                         1                           6             14.275
SAINT ALBANS                   0                       0                         0                           0                  0
IRVINGTON                   5.75                       3                         1                           6              16.15
BREWER                         0                       0                         0                           0                  0
CHICAGO                        0                       0                         0                           0                  0
SANFORD                        0                       0                         0                           0                  0
DORCHESTER                     0                       0                         0                           0                  0
GAINESVILLE                    0                       0                         0                           0                  0
SILVER SPRING                5.5                       3                         1                           6              13.55
ROCKFORD                       0                       0                         0                           0                  0
HERMON                       5.5                       3                         1                           6              13.49
TWO HARBORS                    0                       0                         0                           0                  0
BALTIMORE                      0                       0                         0                           0                  0
WEST STEWARTSTO                0                       0                         0                           0                  0
LOWELL                         0                       0                         0                           0                  0
MIDLOTHIAN                     0                       0                         0                           0                  0
PRINCESS ANNE                  0                       0                         0                           0                  0
CHICOPEE                       0                       0                         0                           0                  0
LOWELL                         0                       0                         0                           0                  0
LOWELL                         0                       0                         0                           0                  0
SOUTH OZONE PAR                0                       0                         0                           0                  0
HIGH POINT                     0                       0                         0                           0                  0
ROSEVILLE                    5.5                       3                         1                           6              14.25
BALTIMORE                      0                       0                         0                           0                  0
COUNTRY CLUB HI                0                       0                         0                           0                  0
SPRINGFIELD                    0                       0                         0                           0                  0
SPRINGFIELD                    0                       0                         0                           0                  0
ATHENS                         0                       0                         0                           0                  0
GASTONIA                       0                       0                         0                           0                  0
ESSEX JUNCTION                 0                       0                         0                           0                  0
SAINT ALBANS                   0                       0                         0                           0                  0
DIXFIELD                       0                       0                         0                           0                  0
CORONA                         0                       0                         0                           0                  0
BALTIMORE                      0                       0                         0                           0                  0
BAY SHORE                      0                       0                         0                           0                  0
NORTH EAST                     0                       0                         0                           0                  0
EVERETT                        0                       0                         0                           0                  0
EDEN                           0                       0                         0                           0                  0
CHARLOTTE                    5.5                       2                         2                           6              14.99
CRYSTAL LAKE                 5.5                       2                         2                           6               14.6
BALTIMORE                      0                       0                         0                           0                  0
COVENTRY                       0                       0                         0                           0                  0
FRANKLINVILLE                  0                       0                         0                           0                  0
STEUBEN                        0                       0                         0                           0                  0
NEWARK                         0                       0                         0                           0                  0
CORINNA                        0                       0                         0                           0                  0
ATLANTA                        0                       0                         0                           0                  0
LEXINGTON                      0                       0                         0                           0                  0
HIBBING                        6                       3                         1                           6              15.85
SCHAUMBURG                     0                       0                         0                           0                  0
UPPER MARLBORO                 0                       0                         0                           0                  0
LIVERMORE FALLS                0                       0                         0                           0                  0
DETROIT                        0                       0                         0                           0                  0
BALTIMORE                    5.5                       3                         1                           6              15.85
METROPOLIS                   5.5                       3                         1                           6              16.45
JAMAICA                        0                       0                         0                           0                  0
SOMERSWORTH                    0                       0                         0                           0                  0
BURLINGTON                     0                       0                         0                           0                  0
RANDALLSTOWN                 5.8                       2                         2                           6              13.85
ROSELLE                     6.25                       2                         2                           6               15.1
CLINTON                        0                       0                         0                           0                  0
CLINTON                        0                       0                         0                           0                  0
RICHMOND                     5.5                       3                         1                           6              15.25
WINSTON SALEM                  0                       0                         0                           0                  0
STRASBURG                   6.25                       3                         1                           6              14.35
BEMIDJI                        0                       0                         0                           0                  0
DEKALB                         0                       0                         0                           0                  0
EVANSVILLE                     0                       0                         0                           0                  0
GLEN BURNIE                    0                       0                         0                           0                  0
SPRINGFIELD                    6                       2                         2                           6               15.6
UNIVERSITY PARK              5.5                       2                         2                           6              15.95
LINWOOD                        0                       0                         0                           0                  0
PATERSON                       0                       0                         0                           0                  0
BRISTOL                        0                       0                         0                           0                  0
CHICAGO                        0                       0                         0                           0                  0
CHICAGO                      5.5                       2                         2                           6               14.6
INVER GROVE HEI                0                       0                         0                           0                  0
KNAPP                          0                       0                         0                           0                  0
ALEXANDRIA                     0                       0                         0                           0                  0
AMERY                          0                       0                         0                           0                  0
CHICAGO                        0                       0                         0                           0                  0
NORTH SAINT PAU                0                       0                         0                           0                  0
OXFORD                         0                       0                         0                           0                  0
RALEIGH                      5.5                       3                         1                           6               14.4
LEVERING                     5.5                       3                         1                           6              15.89
AURORA                         0                       0                         0                           0                  0
PORTLAND                       0                       0                         0                           0                  0
MUNDELEIN                      0                       0                         0                           0                  0
PORTLAND                       0                       0                         0                           0                  0
ROLLING MEADOWS              4.5                       3                         1                           6              16.25
GLENBURN                       0                       0                         0                           0                  0
DETROIT                     6.25                       3                         1                           6              15.15
BENTON                         0                       0                         0                           0                  0
BURLINGTON                     0                       0                         0                           0                  0
SWANTON                        0                       0                         0                           0                  0
DETROIT                      5.5                       3                         1                           6              15.85
CHICAGO                      5.5                       3                         1                           6              13.75
CHARLESTOWN                    0                       0                         0                           0                  0
BALTIMORE                      0                       0                         0                           0                  0
EAST GREENWICH                 0                       0                         0                           0                  0
CARMEL                         0                       0                         0                           0                  0
PATERSON                       0                       0                         0                           0                  0
WINSTON SALEM                  0                       0                         0                           0                  0
PETERBOROUGH                   0                       0                         0                           0                  0
JONESPORT                      0                       0                         0                           0                  0
PORTLAND                       0                       0                         0                           0                  0
ELGIN                          0                       0                         0                           0                  0
WOODBRIDGE                     0                       0                         0                           0                  0
HYATTSVILLE                  5.8                       3                         1                           6              13.25
BLOOMINGTON                    0                       0                         0                           0                  0
ROCKFORD                     5.5                       3                         1                           6              16.05
BALTIMORE                      0                       0                         0                           0                  0
HAMMOND                     6.25                       2                         2                           6               14.3
HOLBROOK                     5.5                       2                         2                           6              16.65
PATERSON                       0                       0                         0                           0                  0
SHAPLEIGH                      0                       0                         0                           0                  0
WATERVILLE                     0                       0                         0                           0                  0
FALL RIVER                     0                       0                         0                           0                  0
ALBANY                         0                       0                         0                           0                  0
MOUNT HOLLY                    0                       0                         0                           0                  0
MERRIMACK                      0                       0                         0                           0                  0
BALTIMORE                      0                       0                         0                           0                  0
LANDOVER                       0                       0                         0                           0                  0
MANCHESTER                     0                       0                         0                           0                  0
CHICAGO                      5.5                       2                         2                           6              13.75
BARRE                          0                       0                         0                           0                  0
CHICAGO                        0                       0                         0                           0                  0
NASHUA                         0                       0                         0                           0                  0
CENTRAL ISLIP                  0                       0                         0                           0                  0
AURORA                         0                       0                         0                           0                  0
BREWER                         0                       0                         0                           0                  0
CUMBERLAND FORE                0                       0                         0                           0                  0
SALISBURY                      0                       0                         0                           0                  0
PETERBOROUGH                   0                       0                         0                           0                  0
GLEN ALLEN                     0                       0                         0                           0                  0
REHOBOTH                       0                       0                         0                           0                  0
POOLESVILLE                    0                       0                         0                           0                  0
CHICAGO                        5                       2                         2                           6               16.8
NORTH PROVIDENC              5.5                       3                         1                           6                 13
CHARLOTTE                      0                       0                         0                           0                  0
DAVENPORT                    5.6                       3                         1                           6              15.85
SHELTON                        0                       0                         0                           0                  0
DES MOINES                     0                       0                         0                           0                  0
CARL JUNCTION                  0                       0                         0                           0                  0
MARSHFIELD                     0                       0                         0                           0                  0
BOELUS                         0                       0                         0                           0                  0
GUTHRIE CENTER                 0                       0                         0                           0                  0
OLATHE                         0                       0                         0                           0                  0
LUFKIN                         0                       0                         0                           0                  0
MANSFIELD                      0                       0                         0                           0                  0
BRANDON                      5.5                       3                         1                           6               13.4
BLACK CANYON CI                0                       0                         0                           0                  0
CARLSBAD                    6.25                       3                         1                           6              16.25
MISSION VIEJO                5.5                       2                         2                           6              13.65
APLINGTON                      0                       0                         0                           0                  0
ELDON                          0                       0                         0                           0                  0
NEWTON                         0                       0                         0                           0                  0
LINDEN                         0                       0                         0                           0                  0
OKEECHOBEE                     6                       3                         1                           6               15.1
BOONE                          0                       0                         0                           0                  0
LA PORTE                       0                       0                         0                           0                  0
WICHITA                     6.25                       3                         1                           6               14.6
NEWTON                         0                       0                         0                           0                  0
PERRY                          6                       2                         2                           6              14.85
GRANGER                        0                       0                         0                           0                  0
FRANKFORT                      0                       0                         0                           0                  0
HARTLEY                        0                       0                         0                           0                  0
WALLLA WALLA                 5.8                       3                         1                           6              13.95
SHALIMAR                       6                       3                         1                           6               14.3
CONWAY SPRINGS              6.25                       2                         2                           6              15.75
SACRAMENTO                  6.05                       3                         1                           6              12.65
LATHROP                        0                       0                         0                           0                  0
CHARLESTON                     0                       0                         0                           0                  0
DIXON IL 61021                 0                       0                         0                           0                  0
COVINGTON                      0                       0                         0                           0                  0
EVERETT                     6.05                       3                         1                           6                 14
LAS VEGAS                   6.05                       3                         1                           6              14.95
AURORA                         0                       0                         0                           0                  0
FRANKLIN                       0                       0                         0                           0                  0
INDEPENDENCE                5.75                       3                         1                           6              16.35
INDEPENDENCE                   0                       0                         0                           0                  0
PHOENIX                      5.8                       3                         1                           6              14.25
MEMPHIS                        0                       0                         0                           0                  0
ATKINS                         0                       0                         0                           0                  0
WINLOCK                        0                       0                         0                           0                  0
BRYANT                         6                       3                         1                           6               13.6
INVERNESS                      0                       0                         0                           0                  0
LAS VEGAS                      0                       0                         0                           0                  0
MEMPHIS                        0                       0                         0                           0                  0
NORTH LAS VEGAS                0                       0                         0                           0                  0
SHREVEPORT                     0                       0                         0                           0                  0
SIOUX CITY                     0                       0                         0                           0                  0
VANCOUVER                      0                       0                         0                           0                  0
ALBUQUERQUE                  5.9                       3                         1                           6              15.95
INDIANOLA                      0                       0                         0                           0                  0
PORTLAND                       0                       0                         0                           0                  0
NORTH LAS VEGAS                0                       0                         0                           0                  0
RAPIDS CITY                    0                       0                         0                           0                  0
MIAMI                          0                       0                         0                           0                  0
EXETER                         6                       3                         1                           6              15.35
WICHITA                        0                       0                         0                           0                  0
VANCOUVER                      0                       0                         0                           0                  0
BARTLESVILLE                   0                       0                         0                           0                  0
WORTH                          0                       0                         0                           0                  0
MESA                           0                       0                         0                           0                  0
NORFOLK                        0                       0                         0                           0                  0
WEST DES MOINES                0                       0                         0                           0                  0
BETTENDORF                     0                       0                         0                           0                  0
HEWITT                         0                       0                         0                           0                  0
FORT SMITH                     0                       0                         0                           0                  0
WICHITA                        0                       0                         0                           0                  0
ENUMCLAW                       0                       0                         0                           0                  0
CRAWFORDSVILLE                 0                       0                         0                           0                  0
EVERETT                        0                       0                         0                           0                  0
EVERETT                        0                       0                         0                           0                  0
LINDSBORG                      0                       0                         0                           0                  0
TACOMA                         0                       0                         0                           0                  0
PUYALLUP                       0                       0                         0                           0                  0
BATTLE GROUND                5.5                       3                         1                           6              14.99
WATAUGA                      5.5                       3                         1                           6               15.9
DAVENPORT                      0                       0                         0                           0                  0
LAKE STEVENS                   0                       0                         0                           0                  0
PLAINFIELD                     0                       0                         0                           0                  0
PLAINFIELD                     0                       0                         0                           0                  0
BROOKLYN PARK                  0                       0                         0                           0                  0
BROOKLYN PARK                  0                       0                         0                           0                  0
OAKLAND CITY                   0                       0                         0                           0                  0
BRITTON                     5.75                       3                         1                           6               17.5
MACHESNEY PARK                 0                       0                         0                           0                  0
DETROIT                        0                       0                         0                           0                  0
ELGIN                          0                       0                         0                           0                  0
BENSENVILLE                    0                       0                         0                           0                  0
MIDLAND                        0                       0                         0                           0                  0
CRYSTAL                        0                       0                         0                           0                  0
THIEF RIVER FAL                0                       0                         0                           0                  0
SAUK VILLAGE                   5                       3                         1                           6               16.7
DETROIT                        0                       0                         0                           0                  0
EVELETH                        0                       0                         0                           0                  0
GLENDALE HEIGHT                0                       0                         0                           0                  0
GREENWOOD                    5.5                       3                         1                           6              15.99
BURNSVILLE                     0                       0                         0                           0                  0
ROCKFORD                       0                       0                         0                           0                  0
GILBERTSVILLE                  0                       0                         0                           0                  0
KOKOMO                         0                       0                         0                           0                  0
HUTCHINSON                     0                       0                         0                           0                  0
ZIMMERMAN                      0                       0                         0                           0                  0
CAMBRIA                        0                       0                         0                           0                  0
MAPLE GROVE                    0                       0                         0                           0                  0
STREAMWOOD                   5.5                       3                         1                           6               15.4
CHICAGO                        0                       0                         0                           0                  0
MATTESON                       0                       0                         0                           0                  0
MINNEAPOLIS                    0                       0                         0                           0                  0
MATTESON                       0                       0                         0                           0                  0
SPRING LAKE                  5.5                       3                         1                           6               15.5
OTTAWA                         0                       0                         0                           0                  0
SAINT PAUL                     0                       0                         0                           0                  0
CHICAGO                        0                       0                         0                           0                  0
CRETE                        5.8                       2                         2                           6              14.45
POPLAR GROVE                   0                       0                         0                           0                  0
BOONVILLE                      0                       0                         0                           0                  0
HAZEL CREST                  5.5                       3                         1                           6              14.99
DAWSON                         0                       0                         0                           0                  0
UNIVERSITY PARK                0                       0                         0                           0                  0
JORDAN                         0                       0                         0                           0                  0
MAYWOOD                        0                       0                         0                           0                  0
ROCKFORD                       0                       0                         0                           0                  0
LITTLE CANADA                  0                       0                         0                           0                  0
DAVIS JUNCTION                 0                       0                         0                           0                  0
BUFFALO                        0                       0                         0                           0                  0
BOLINGBROOK                    0                       0                         0                           0                  0
CHICAGO                        0                       0                         0                           0                  0
TAYLOR                       5.5                       3                         1                           6              15.25
ATWATER                      5.5                       3                         1                           6               15.5
SOUTH PARIS                    0                       0                         0                           0                  0
NEW RICHMOND                   0                       0                         0                           0                  0
CHICAGO                      5.5                       3                         1                           6              15.99
NEW RICHMOND                   0                       0                         0                           0                  0
AUBURN HILLS                   0                       0                         0                           0                  0
SAUK VILLAGE                 5.5                       3                         1                           6               15.3
BEAVER DAM                     0                       0                         0                           0                  0
LA SALLE                       0                       0                         0                           0                  0
DAVISON                        0                       0                         0                           0                  0
OXFORD                      6.25                       3                         1                           6               14.3
MINNETONKA                     0                       0                         0                           0                  0
NEWBURGH                       0                       0                         0                           0                  0
CHICAGO                        0                       0                         0                           0                  0
JOLIET                         0                       0                         0                           0                  0
CONCORDIA                   5.85                       2                         2                           6               15.7
SPRINGFIELD                    0                       0                         0                           0                  0
MARQUETTE HEIGH                0                       0                         0                           0                  0
FRANKFORT                    5.5                       3                         1                           6              16.25
NASHVILLE                      0                       0                         0                           0                  0
MOUNT PROSPECT                 0                       0                         0                           0                  0
GRAND PRAIRIE                  0                       0                         0                           0                  0
SHERMAN                        0                       0                         0                           0                  0
ELDORA                         0                       0                         0                           0                  0
MIDLOTHIAN                     0                       0                         0                           0                  0
LIBERAL                        0                       0                         0                           0                  0
HOUSTON                        0                       0                         0                           0                  0
CEDAR RAPIDS                   0                       0                         0                           0                  0
ABILENE                        0                       0                         0                           0                  0
KANSAS CITY                  5.5                       3                         1                           6               15.2
TACOMA                         0                       0                         0                           0                  0
OSCEOLA                        0                       0                         0                           0                  0
GENESEO                        0                       0                         0                           0                  0
SEAGOVILLE                     0                       0                         0                           0                  0
SEATTLE                        0                       0                         0                           0                  0
OLYMPIA                        0                       0                         0                           0                  0
NEW ORLEANS                    0                       0                         0                           0                  0
TACOMA                       5.8                       3                         1                           6             14.625
ARLINGTON                      0                       0                         0                           0                  0
DALLAS                         0                       0                         0                           0                  0
MONROE                         0                       0                         0                           0                  0
CEDAR FALLS                    0                       0                         0                           0                  0
SHERMAN                        0                       0                         0                           0                  0
COMBINE                        0                       0                         0                           0                  0
HOUSTON                        0                       0                         0                           0                  0
MERIAM                         0                       0                         0                           0                  0
BLUE RIDGE                     0                       0                         0                           0                  0
KANSAS CITY                  5.5                       3                         1                           6               15.6
SPRINGFIELD                    0                       0                         0                           0                  0
HAMILTON                       0                       0                         0                           0                  0
CONROE                         0                       0                         0                           0                  0
KENNEWICK                    5.5                       2                         2                           6              15.35
KNOXVILLE                      0                       0                         0                           0                  0
HUMBLE                         0                       0                         0                           0                  0
WELLINGTON                     0                       0                         0                           0                  0
BUTLER                         0                       0                         0                           0                  0
SPRINGFIELD                  5.5                       3                         1                           6                 16
PANAMA CITY BEA             5.75                       3                         1                           6              15.85
SARITA                         0                       0                         0                           0                  0
POTTSBORO                      0                       0                         0                           0                  0
MASON CITY                     0                       0                         0                           0                  0
NICKERSON                      0                       0                         0                           0                  0
GRANDVIEW                      0                       0                         0                           0                  0
MIRAMAR                     6.05                       2                         2                           6              13.55
CLEARWATER                   5.5                       2                         2                           6              15.25
LEAVENWORTH                    0                       0                         0                           0                  0
INDEPENDENCE                   0                       0                         0                           0                  0
BLOOMINGTON                    0                       0                         0                           0                  0
INDEPENDENCE                   0                       0                         0                           0                  0
WATERLOO                       0                       0                         0                           0                  0
SANTA ROSA BEAC              5.9                       3                         1                           6               13.9
LARGO                          6                       3                         1                           6               15.7
SEARCY                      5.75                       3                         1                           6               16.5
BEAVERTON                      0                       0                         0                           0                  0
GRINNELL                       0                       0                         0                           0                  0
SEAGOVILLE                     0                       0                         0                           0                  0
BOONVILLE                      0                       0                         0                           0                  0
SPRINGDALE                   5.5                       3                         1                           6              13.85
MIDDLETON                      0                       0                         0                           0                  0
SAN ANTONIO                    0                       0                         0                           0                  0
EDMOND                       5.5                       3                         1                           6               13.6
DALLAS                         0                       0                         0                           0                  0
PEARCY                         0                       0                         0                           0                  0
FORT WORTH                     0                       0                         0                           0                  0
CEDAR HILL                     0                       0                         0                           0                  0
HOUSTON                        0                       0                         0                           0                  0
MEMPHIS                        0                       0                         0                           0                  0
TYLER                          0                       0                         0                           0                  0
BENTON                         0                       0                         0                           0                  0
NORTH LITTLE RO                0                       0                         0                           0                  0
WYLIE                          0                       0                         0                           0                  0
HOUSTON                        0                       0                         0                           0                  0
LITTLETON                      0                       0                         0                           0                  0
DENTON                         0                       0                         0                           0                  0
ATHENS                         0                       0                         0                           0                  0
GRAND PRAIRIE                  0                       0                         0                           0                  0
ARLINGTON                      0                       0                         0                           0                  0
GRAND PRAIRIE                  0                       0                         0                           0                  0
CHILDRESS                      0                       0                         0                           0                  0
CARROLLTON                     0                       0                         0                           0                  0
ARLINGTON                      0                       0                         0                           0                  0
PROVIDENCE VILL                0                       0                         0                           0                  0
PROVIDENCE VILL                0                       0                         0                           0                  0
SEVIERVILLE                    0                       0                         0                           0                  0
FRESNO                         0                       0                         0                           0                  0
DESOTO                         0                       0                         0                           0                  0
SOUTH HAVEN                  5.5                       2                         2                           6              15.35
BURRTON                     5.75                       2                         2                           6              15.55
SAN JACINTO                    0                       0                         0                           0                  0
PERU                         5.5                       3                         1                           6              16.05
ATLANTA                     5.75                       3                         1                           6              14.95
GAINESVILLE                    0                       0                         0                           0                  0
ALBUQUERQUE                    6                       3                         1                           6               13.2
CITY NAME                      0                       0                         0                           0                  0
SOLDIER                        0                       0                         0                           0                  0
DODGE CITY                   5.8                       2                         2                           6               15.5
BRANSON                      5.5                       3                         1                           6              15.95
ALLEN                       6.24                       3                         1                           6              14.99
ALTO PASS                      6                       3                         1                           6              15.95
ARLINGTON                      0                       0                         0                           0                  0
FORT WORTH                  6.25                       3                         1                           6             16.075
SIKESTON                       0                       0                         0                           0                  0
CONVERSE                       6                       3                         1                           6               15.9
THE DALLES                     0                       0                         0                           0                  0
HUMBLE                         0                       0                         0                           0                  0
KELSO                          0                       0                         0                           0                  0
BATESVILLE                     0                       0                         0                           0                  0
GUN BARREL CITY                0                       0                         0                           0                  0
ERIE                           0                       0                         0                           0                  0
WATERLOO                       0                       0                         0                           0                  0
VILLAGE MILLS                  0                       0                         0                           0                  0
IOWA CITY                      0                       0                         0                           0                  0
SHREWSBURY                     0                       0                         0                           0                  0
GILMER                         0                       0                         0                           0                  0
LITTLE ROCK                    0                       0                         0                           0                  0
COLLEGE STATION                0                       0                         0                           0                  0
TRENTON                        0                       0                         0                           0                  0
DIBOLL                         0                       0                         0                           0                  0
OMAHA                          0                       0                         0                           0                  0
PERRYVILLE                     0                       0                         0                           0                  0
COVINGTON                      0                       0                         0                           0                  0
CARSON                         0                       0                         0                           0                  0
GRANDVIEW                   5.75                       3                         1                           6               15.5
LEBANON                        0                       0                         0                           0                  0
DALLAS                         0                       0                         0                           0                  0
OLYMPIA                        0                       0                         0                           0                  0
ALFORD                         0                       0                         0                           0                  0
BARTLESVILLE                5.75                       3                         1                           6              15.65
OSAWATOMIE                     0                       0                         0                           0                  0
FRANKFORT                  6.125                       3                         1                           6             15.975
PROSSER                        0                       0                         0                           0                  0
MINGO                          0                       0                         0                           0                  0
THE WOODLANDS                  0                       0                         0                           0                  0
WICHITA                      5.5                       3                         1                           6              15.85
WINFIELD                     5.5                       3                         1                           6              15.55
MEMPHIS                     5.75                       3                         1                           6              15.95
KANSAS CITY                    0                       0                         0                           0                  0
FORT WORTH                     0                       0                         0                           0                  0
N. RICHLAND HIL                0                       0                         0                           0                  0
FORT LAUDERDALE                0                       0                         0                           0                  0
HOUSTON                        0                       0                         0                           0                  0
GAINESVILLE                    0                       0                         0                           0                  0
FORT LAUDERDALE                0                       0                         0                           0                  0
FRANKFORT                      6                       3                         1                           6              15.55
OSAWATOMIE                     0                       0                         0                           0                  0
ROWLETT                        0                       0                         0                           0                  0
LACY LAKEVIEW                  0                       0                         0                           0                  0
KANSAS CITY                    0                       0                         0                           0                  0
SAN ANTONIO                    0                       0                         0                           0                  0
SALEM                          0                       0                         0                           0                  0
WASHINGTON                     0                       0                         0                           0                  0
FT LAUDERDALE                  0                       0                         0                           0                  0
WICHITA                     6.25                       3                         1                           6               14.9
GLENN HEIGHTS                  0                       0                         0                           0                  0
CADDO MILLS                    0                       0                         0                           0                  0
OKLAHOMA CITY                  0                       0                         0                           0                  0
OKLAHOMA CITY                  0                       0                         0                           0                  0
ALVARADO                       0                       0                         0                           0                  0
ROSENBERG                      0                       0                         0                           0                  0
CORDOVA                     5.75                       3                         1                           6              13.99
BOSSIER CITY                   0                       0                         0                           0                  0
FATE                         5.5                       3                         1                           6              14.99
MEMPHIS                        0                       0                         0                           0                  0
DALLAS                         0                       0                         0                           0                  0
LAMAR                        5.5                       3                         1                           6               14.3
EULESS                       5.5                       3                         1                           6              14.65
FORT WORTH                     0                       0                         0                           0                  0
CECILIA                      5.5                       3                         1                           6              15.99
CROWLEY                      5.5                       3                         1                           6              13.95
LAS VEGAS                    5.5                       3                         1                           6              13.65
CROWLEY                        0                       0                         0                           0                  0
BATON ROUGE                    0                       0                         0                           0                  0
EL PASO                      5.5                       3                         1                           6               14.6
KATY                           0                       0                         0                           0                  0
LAKE WORTH                     0                       0                         0                           0                  0
GARLAND                      5.5                       3                         1                           6              16.35
ANTIOCH                      5.5                       3                         1                           6               12.9
ANTIOCH                        0                       0                         0                           0                  0
GARLAND                        0                       0                         0                           0                  0
ALLEN                          0                       0                         0                           0                  0
ALLEN                          0                       0                         0                           0                  0
HARRAH                         0                       0                         0                           0                  0
EL PASO COUNTY               5.5                       3                         1                           6              14.75
TULSA                        5.5                       3                         1                           6               15.3
DALLAS                       5.5                       3                         1                           6              15.65
FATE                           0                       0                         0                           0                  0
DALLAS                       5.5                       3                         1                           6              14.55
LEWISVILLE                   5.5                       3                         1                           6               15.1
FORT WORTH                     0                       0                         0                           0                  0
SAN ANTONIO                  5.5                       3                         1                           6               14.7
EL PASO                        0                       0                         0                           0                  0
MCKINNEY                       0                       0                         0                           0                  0
DENVER                      6.25                       2                         2                           6              13.99
TUPELO                         0                       0                         0                           0                  0
AZLE                           0                       0                         0                           0                  0
ROCKWALL                       0                       0                         0                           0                  0
KATY                           0                       0                         0                           0                  0
FORT WORTH                   5.5                       3                         1                           6              14.39
RICHMOND                       0                       0                         0                           0                  0
MEMPHIS                        0                       0                         0                           0                  0
DERBY                        5.5                       3                         1                           6              15.65
CABOT                          0                       0                         0                           0                  0
HOUMA                          0                       0                         0                           0                  0
SINTON                         0                       0                         0                           0                  0
EL PASO                        0                       0                         0                           0                  0
FORT WORTH                   5.5                       3                         1                           6               15.1
MEMPHIS                        0                       0                         0                           0                  0
WOODLAWN                     5.5                       3                         1                           6               13.6
WOODLAWN                       0                       0                         0                           0                  0
BROKEN ARROW                   0                       0                         0                           0                  0
WICHITA FALLS                  0                       0                         0                           0                  0
HUTTO                          0                       0                         0                           0                  0
BOLIVAR                        0                       0                         0                           0                  0
BOLIVAR                        0                       0                         0                           0                  0
GARLAND                        0                       0                         0                           0                  0
RICHARDSON                     0                       0                         0                           0                  0
MESQUITE                       0                       0                         0                           0                  0
MESQUITE                       0                       0                         0                           0                  0
MESQUITE                       0                       0                         0                           0                  0
FORT WORTH                     0                       0                         0                           0                  0
DELIGHT                        0                       0                         0                           0                  0
MEMPHIS                        0                       0                         0                           0                  0
WELCH                        5.5                       3                         1                           6              16.35
PARIS                          0                       0                         0                           0                  0
FATE                           0                       0                         0                           0                  0
SOUTHAVEN                      0                       0                         0                           0                  0
FLINT                        5.5                       3                         1                           6              15.85
WHITEHOUSE                     0                       0                         0                           0                  0
GARLAND                        0                       0                         0                           0                  0
FATE                           0                       0                         0                           0                  0
ALVIN                          0                       0                         0                           0                  0
LAREDO                         0                       0                         0                           0                  0
INOLA                          0                       0                         0                           0                  0
AZLE                           0                       0                         0                           0                  0
MERCEDES                       0                       0                         0                           0                  0
ARLINGTON                      0                       0                         0                           0                  0
DUMAS                          0                       0                         0                           0                  0
WINNSBORO                    5.5                       3                         1                           6              16.55
ARLINGTON                      0                       0                         0                           0                  0
SANGER                       5.5                       2                         2                           6              14.45
SAND SPRINGS                   0                       0                         0                           0                  0
ODESSA                         0                       0                         0                           0                  0
WYLIE                          0                       0                         0                           0                  0
WEATHERFORD                    0                       0                         0                           0                  0
WATAUGA                        0                       0                         0                           0                  0
LITTLE ROCK                    0                       0                         0                           0                  0
LEXINGTON                   5.75                       3                         1                           6               16.7
MESQUITE                       0                       0                         0                           0                  0
GRAPEVINE                      0                       0                         0                           0                  0
EL PASO                      5.5                       2                         2                           6              13.99
WOLFFORTH                      0                       0                         0                           0                  0
MOUNDS                         0                       0                         0                           0                  0
FORT WORTH                   5.5                       3                         1                           6              14.35
ALLEN                          0                       0                         0                           0                  0
DALLAS                         6                       3                         1                           6               15.6
JACKSON                        0                       0                         0                           0                  0
BURNET                       5.5                       3                         1                           6              13.65
FRISCO                       5.5                       3                         1                           6              14.65
OLIVE BRANCH                   0                       0                         0                           0                  0
HOUSTON                        0                       0                         0                           0                  0
CEDAR HILL                   5.5                       3                         1                           6              15.65
SEAGOVILLE                     0                       0                         0                           0                  0
BOLIVAR                        0                       0                         0                           0                  0
TULSA                          0                       0                         0                           0                  0
HORIZON CITY                   0                       0                         0                           0                  0
KATY                           0                       0                         0                           0                  0
SUNSET                         0                       0                         0                           0                  0
CLEBURNE                       0                       0                         0                           0                  0
JACKSON                        0                       0                         0                           0                  0
SHERMAN                        0                       0                         0                           0                  0
CHATTANOOGA                    0                       0                         0                           0                  0
FRISCO                         0                       0                         0                           0                  0
FORNEY                       5.5                       3                         1                           6               14.7
EL PASO                        0                       0                         0                           0                  0
FORT WORTH                     0                       0                         0                           0                  0
EL PASO                        0                       0                         0                           0                  0
MESQUITE                       0                       0                         0                           0                  0
BEAUMONT                       0                       0                         0                           0                  0
MEMPHIS                        0                       0                         0                           0                  0
FORT WORTH                     0                       0                         0                           0                  0
TULSA                          0                       0                         0                           0                  0
CADDO MILLS                    0                       0                         0                           0                  0
BURLESON                       0                       0                         0                           0                  0
GRAND PRAIRIE                  0                       0                         0                           0                  0
TULSA                          0                       0                         0                           0                  0
ROWLETT                        0                       0                         0                           0                  0
HICKORY VALLEY                 0                       0                         0                           0                  0
GRANBURY                       0                       0                         0                           0                  0
DALLAS                         0                       0                         0                           0                  0
PLANO                          0                       0                         0                           0                  0
PLANO                          0                       0                         0                           0                  0
GRAND PRAIRIE                  0                       0                         0                           0                  0
COVINGTON                    5.5                       3                         1                           6               15.8
FORT WORTH                     0                       0                         0                           0                  0
EL PASO                      5.5                       3                         1                           6              14.35
LAGO VISTA                     0                       0                         0                           0                  0
BROWNSVILLE                    0                       0                         0                           0                  0
LUBBOCK                        0                       0                         0                           0                  0
LUBBOCK                        0                       0                         0                           0                  0
ANNA                           0                       0                         0                           0                  0
BOLIVAR                        0                       0                         0                           0                  0
HUMBOLDT                       6                       3                         1                           6              15.55
ALEDO                          0                       0                         0                           0                  0
ARLINGTON                      0                       0                         0                           0                  0
COLLIERVILLE                   0                       0                         0                           0                  0
BOLIVAR                        0                       0                         0                           0                  0
HEARTLAND                      0                       0                         0                           0                  0
MIDDLETON                      0                       0                         0                           0                  0
FORT WORTH                     0                       0                         0                           0                  0
RENOVA                       5.5                       3                         1                           6              14.95
MESQUITE                       0                       0                         0                           0                  0
MESQUITE                       0                       0                         0                           0                  0
MULVANE                        0                       0                         0                           0                  0
WHITWELL                       0                       0                         0                           0                  0
HUTCHINSON                     0                       0                         0                           0                  0
LEWISVILLE                     0                       0                         0                           0                  0
CARROLLTON                     0                       0                         0                           0                  0
LOUISVILLE                   5.5                       3                         1                           6               15.8
TULSA                          0                       0                         0                           0                  0
HORIZON CITY                   0                       0                         0                           0                  0
HORIZON CITY                   0                       0                         0                           0                  0
AUSTIN                         0                       0                         0                           0                  0
LONGVIEW                       0                       0                         0                           0                  0
HOUSTON                        0                       0                         0                           0                  0
CANYON LAKE                    0                       0                         0                           0                  0
ABILENE                        0                       0                         0                           0                  0
ANAHUAC                        0                       0                         0                           0                  0
MIDLAND                        0                       0                         0                           0                  0
HOUSTON                        0                       0                         0                           0                  0
PASADENA                       0                       0                         0                           0                  0
PASADENA                       0                       0                         0                           0                  0
HOCKLEY                        0                       0                         0                           0                  0
BEAUMONT                       0                       0                         0                           0                  0
COLUMBIA                       0                       0                         0                           0                  0
AUSTIN                      6.25                       3                         1                           6               14.4
HOUSTON                     6.25                       3                         1                           6               15.6
BEAUMONT                       0                       0                         0                           0                  0
HOUSTON                     6.25                       3                         1                           6               14.9
PASADENA                       0                       0                         0                           0                  0
SAN ANTONIO                    0                       0                         0                           0                  0
HOUSTON                        0                       0                         0                           0                  0
HOUSTON                        0                       0                         0                           0                  0
DUBLIN                      6.25                       3                         1                           6              14.95
HUMBLE                         0                       0                         0                           0                  0
GALENA PARK                    0                       0                         0                           0                  0
HOUSTON                        0                       0                         0                           0                  0
CYPRESS                     6.25                       3                         1                           6               14.7
HUMBLE                         0                       0                         0                           0                  0
SAN ANTONIO                    0                       0                         0                           0                  0
MCALLEN                        0                       0                         0                           0                  0
PHARR                          0                       0                         0                           0                  0
PHARR                          0                       0                         0                           0                  0
AUSTIN                         0                       0                         0                           0                  0
AUSTIN                         0                       0                         0                           0                  0
KATY                           0                       0                         0                           0                  0
LEAGUE CITY                    0                       0                         0                           0                  0
WACO                           0                       0                         0                           0                  0
MONTGOMERY                     0                       0                         0                           0                  0
CROCKETT                       0                       0                         0                           0                  0
CROCKETT                       0                       0                         0                           0                  0
SAN JUAN                    6.25                       3                         1                           6              14.75
HOUSTON                        0                       0                         0                           0                  0
HOUSTON                        0                       0                         0                           0                  0
MONTGOMERY                     0                       0                         0                           0                  0
RICHMOND                       0                       0                         0                           0                  0
MISSOURI CITY                  0                       0                         0                           0                  0
SUGAR LAND                     0                       0                         0                           0                  0
KILLEEN                        0                       0                         0                           0                  0
MCALLEN                     6.25                       3                         1                           6              14.35
HOUSTON                        0                       0                         0                           0                  0
HITCHCOCK                      0                       0                         0                           0                  0
HITCHCOCK                      0                       0                         0                           0                  0
SAN ANTONIO                 6.25                       3                         1                           6              15.35
HUFFMAN                        0                       0                         0                           0                  0
WHITESBORO                     0                       0                         0                           0                  0
ROUND ROCK                     0                       0                         0                           0                  0
LINDALE                     6.25                       3                         1                           6               12.9
HOUSTON                        0                       0                         0                           0                  0
HOUSTON                        0                       0                         0                           0                  0
HOUSTON                        0                       0                         0                           0                  0
CLEVELAND                      0                       0                         0                           0                  0
CLEVELAND                      0                       0                         0                           0                  0
ROUND ROCK                  6.25                       3                         1                           6              13.75
HOUSTON                        0                       0                         0                           0                  0
AUSTIN                         0                       0                         0                           0                  0
EL PASO                        0                       0                         0                           0                  0
PORTER                         0                       0                         0                           0                  0
WAXAHACHIE                     0                       0                         0                           0                  0
CYPRESS                     6.25                       3                         1                           6               14.9
HOUSTON                     6.25                       3                         1                           6              14.15
HOUSTON                        0                       0                         0                           0                  0
SILSBEE                        0                       0                         0                           0                  0
ROSENBERG                   6.25                       3                         1                           6              15.25
LONGVIEW                       0                       0                         0                           0                  0
CANYON LAKE                    0                       0                         0                           0                  0
CEDAR PARK                     0                       0                         0                           0                  0
HOUSTON                        0                       0                         0                           0                  0
HUMBLE                         0                       0                         0                           0                  0
ORANGE                         0                       0                         0                           0                  0
DALLAS                         0                       0                         0                           0                  0
DALLAS                         0                       0                         0                           0                  0
LAREDO                         0                       0                         0                           0                  0
SEALY                          0                       0                         0                           0                  0
BAYTOWN                     6.25                       3                         1                           6               13.4
KATY                           0                       0                         0                           0                  0
MISSOURI CITY                  0                       0                         0                           0                  0
LA PORTE                       0                       0                         0                           0                  0
HUMBLE                         0                       0                         0                           0                  0
LEANDER                        0                       0                         0                           0                  0
CYPRESS                        0                       0                         0                           0                  0
HOUSTON                        0                       0                         0                           0                  0
DAYTON                         0                       0                         0                           0                  0
THE WOODLANDS                  0                       0                         0                           0                  0
BROWNSVILLE                    0                       0                         0                           0                  0
KYLE                           0                       0                         0                           0                  0
CORSICANA                      0                       0                         0                           0                  0
HUTTO                          0                       0                         0                           0                  0
PEARLAND                       0                       0                         0                           0                  0
HOUSTON                        0                       0                         0                           0                  0
HUMBLE                      6.25                       3                         1                           6              13.35
DICKINSON                      0                       0                         0                           0                  0
PEARLAND                       0                       0                         0                           0                  0
PEARLAND                       0                       0                         0                           0                  0
BAYTOWN                     6.25                       3                         1                           6              15.65
SAGINAW                        0                       0                         0                           0                  0
MESQUITE                       0                       0                         0                           0                  0
BOLIVAR                        0                       0                         0                           0                  0
OTTUMWA                        0                       0                         0                           0                  0
MARSHALLTOWN                   0                       0                         0                           0                  0
WYLIE                          0                       0                         0                           0                  0
HAYS                           0                       0                         0                           0                  0
GRINNELL                       0                       0                         0                           0                  0
ALLEN                          0                       0                         0                           0                  0
IOWA CITY                      0                       0                         0                           0                  0
FREEMONT                       0                       0                         0                           0                  0
NORFOLK                        0                       0                         0                           0                  0
HOUSTON                        0                       0                         0                           0                  0
LUFKIN                         0                       0                         0                           0                  0
LEAGUE CITY                    0                       0                         0                           0                  0
TYLER                          0                       0                         0                           0                  0
KANSAS CITY                    0                       0                         0                           0                  0
SOUTH HOUSTON               6.25                       3                         1                           6              15.75
LAREDO                         0                       0                         0                           0                  0
HOUSTON                     6.25                       3                         1                           6              14.99
SUGAR LAND                     0                       0                         0                           0                  0
HOUSTON                        0                       0                         0                           0                  0
HOUSTON                        0                       0                         0                           0                  0
CROSBY                         0                       0                         0                           0                  0
HOUSTON                        0                       0                         0                           0                  0
HIGHLANDS                      0                       0                         0                           0                  0
HOUSTON                        0                       0                         0                           0                  0
VIDOR                       6.25                       3                         1                           6               15.6
HOUSTON                        0                       0                         0                           0                  0
LAKE CHARLES                   0                       0                         0                           0                  0
LUMBERTON                      0                       0                         0                           0                  0
SAN JUAN                       0                       0                         0                           0                  0
WACO                           0                       0                         0                           0                  0
KARNACK                        0                       0                         0                           0                  0
HORIZON                        0                       0                         0                           0                  0
HOUSTON                        0                       0                         0                           0                  0
CEDAR PARK                     0                       0                         0                           0                  0
HOUSTON                        0                       0                         0                           0                  0
BAYTOWN                        0                       0                         0                           0                  0
CHANNELVIEW                 6.25                       3                         1                           6               17.6
SAN ANTONIO                    0                       0                         0                           0                  0
MANOR                          0                       0                         0                           0                  0
FORT WORTH                     0                       0                         0                           0                  0
LEAGUE CITY                    0                       0                         0                           0                  0
SILSBEE                        0                       0                         0                           0                  0
SAN JUAN                       0                       0                         0                           0                  0
WILLIS                         0                       0                         0                           0                  0
HEMPSTEAD                      0                       0                         0                           0                  0
SAN ANTONIO                    0                       0                         0                           0                  0
HUMBLE                         0                       0                         0                           0                  0
HOUSTON                        0                       0                         0                           0                  0
HUMBLE                         0                       0                         0                           0                  0
RIO GRANDE CITY                0                       0                         0                           0                  0
LYTLE                          0                       0                         0                           0                  0
HOUSTON                        0                       0                         0                           0                  0
TOMBALL                        0                       0                         0                           0                  0
RICHMOND                       0                       0                         0                           0                  0
AUSTIN                         0                       0                         0                           0                  0
BROWNSVILLE                    0                       0                         0                           0                  0
HOUSTON                        0                       0                         0                           0                  0
CROSBY                         0                       0                         0                           0                  0
HOUSTON                        0                       0                         0                           0                  0
VICTORIA                       0                       0                         0                           0                  0
SAN ANTONIO                    0                       0                         0                           0                  0
SAN ANTONIO                    0                       0                         0                           0                  0
ROSENBERG                      0                       0                         0                           0                  0
BROWNSVILLE                    0                       0                         0                           0                  0
HOUSTON                        0                       0                         0                           0                  0
SAN JUAN                       0                       0                         0                           0                  0
NEW CANEY                      0                       0                         0                           0                  0
HOUSTON                        0                       0                         0                           0                  0
HOUSTON                        0                       0                         0                           0                  0
BAYTOWN                        0                       0                         0                           0                  0
BROWNSVILLE                    0                       0                         0                           0                  0
LA PORTE                       0                       0                         0                           0                  0
LEWISVILLE                     0                       0                         0                           0                  0
HORIZON                        0                       0                         0                           0                  0
HOUSTON                        0                       0                         0                           0                  0
HOUSTON                        0                       0                         0                           0                  0
VICTORIA                       0                       0                         0                           0                  0
HOUSTON                        0                       0                         0                           0                  0
HOUSTON                        0                       0                         0                           0                  0
MAGNOLIA                       0                       0                         0                           0                  0
AUSTIN                         0                       0                         0                           0                  0
HOUSTON                        0                       0                         0                           0                  0
AUSTIN                         0                       0                         0                           0                  0
AUSTIN                         0                       0                         0                           0                  0
SPRING                         0                       0                         0                           0                  0
HOUSTON                        0                       0                         0                           0                  0
SPRING                         0                       0                         0                           0                  0
HOUSTON                      5.5                       3                         1                           6               14.7
CYPRESS                        0                       0                         0                           0                  0
HOUSTON                        0                       0                         0                           0                  0
HOUSTON                        0                       0                         0                           0                  0
SPRING                         0                       0                         0                           0                  0
HUMBLE                         0                       0                         0                           0                  0
HUMBLE                         0                       0                         0                           0                  0
EDINBURG                       0                       0                         0                           0                  0
HOUSTON                        0                       0                         0                           0                  0
BAYTOWN                        0                       0                         0                           0                  0
HOUSTON                        0                       0                         0                           0                  0
DONNA                          0                       0                         0                           0                  0
EDINBURG                       0                       0                         0                           0                  0
HOUSTON                        0                       0                         0                           0                  0
FRESNO                         0                       0                         0                           0                  0
SAN ANTONIO                    0                       0                         0                           0                  0
SAN ANTONIO                    0                       0                         0                           0                  0
HOPKINS                        0                       0                         0                           0                  0
BAYTOWN                        0                       0                         0                           0                  0
KATY                           0                       0                         0                           0                  0
PENITAS                        0                       0                         0                           0                  0
SEA BROOK                      0                       0                         0                           0                  0
PENITAS                        0                       0                         0                           0                  0
SAN ANTONIO                    0                       0                         0                           0                  0
PFLUGERVILLE                   0                       0                         0                           0                  0
PENITAS                        0                       0                         0                           0                  0
EDINBURG                       0                       0                         0                           0                  0
KINGWOOD                       0                       0                         0                           0                  0
SPRING                         0                       0                         0                           0                  0
HOUSTON                        0                       0                         0                           0                  0
VIDOR                          0                       0                         0                           0                  0
WINNIE                         0                       0                         0                           0                  0
GRANADA HILLS               6.05                       3                         1                           6              13.85
LAKE ELSINORE                  0                       0                         0                           0                  0
GRANADA HILLS                  0                       0                         0                           0                  0
HESPERIA                       0                       0                         0                           0                  0
RESEDA AREA                    0                       0                         0                           0                  0
SUN VALLEY                     0                       0                         0                           0                  0
MORENO VALLEY                  0                       0                         0                           0                  0
SOUTH GATE                     0                       0                         0                           0                  0
LOS ANGELES                 6.05                       3                         1                           6               12.5
RIVERSIDE                      0                       0                         0                           0                  0
DESERT HOT SPRI             6.25                       3                         1                           6              16.95
DESERT HOT SPRI                0                       0                         0                           0                  0
LA PUENTE                    5.8                       2                         2                           6              12.99
COSTA MESA                     0                       0                         0                           0                  0
COSTA MESA                     0                       0                         0                           0                  0
LAS VEGAS                      0                       0                         0                           0                  0
SUGARLOAF                      0                       0                         0                           0                  0
REDLANDS                       0                       0                         0                           0                  0
SANTA ANA                      0                       0                         0                           0                  0
SAN BERNARDINO               5.5                       3                         1                           6               13.5
HIGHLAND                       0                       0                         0                           0                  0
LOS ANGELES                    0                       0                         0                           0                  0
FONTANA                        0                       0                         0                           0                  0
SANTA CRUZ                     0                       0                         0                           0                  0
BAKERSFIELD                    0                       0                         0                           0                  0
FONTANA AREA                   0                       0                         0                           0                  0
EL MONTE                       0                       0                         0                           0                  0
WESTMINSTER                    0                       0                         0                           0                  0
FONTANA                        0                       0                         0                           0                  0
GARDEN GROVE                   0                       0                         0                           0                  0
MORENO VALLEY                  0                       0                         0                           0                  0
LONG BEACH                     0                       0                         0                           0                  0
RIALTO                         0                       0                         0                           0                  0
NUEVO                       5.75                       2                         2                           6               14.6
BAKERSFIELD                    0                       0                         0                           0                  0
LOS ANGELES                    0                       0                         0                           0                  0
PERRIS                         0                       0                         0                           0                  0
ONTARIO                        0                       0                         0                           0                  0
RIVERSIDE AREA                 0                       0                         0                           0                  0
HESPERIA                       0                       0                         0                           0                  0
ANAHEIM                        0                       0                         0                           0                  0
SANTA ANA                   6.25                       3                         1                           6              13.25
MONROVIA                    6.05                       3                         1                           6              14.25
CORONA                       5.8                       3                         1                           6               12.9
LOS ANGELES                    0                       0                         0                           0                  0
SANTA ROSA BEAC             6.25                       3                         1                           6              14.99
LOS ANGELES                  5.8                       2                         2                           6              12.85
DOWNEY                       5.8                       2                         2                           6              12.85
RICHMOND                     5.8                       3                         1                           6              13.55
SAN DIEGO                      0                       0                         0                           0                  0
SAN DIEGO                      0                       0                         0                           0                  0
TEMECULA                    6.05                       3                         1                           6              15.24
CATHEDRAL CITY                 0                       0                         0                           0                  0
HUNTINGTON BEAC                0                       0                         0                           0                  0
HIDDEN HILLS                   0                       0                         0                           0                  0
ESCONDIDO                      0                       0                         0                           0                  0
DESERT HOT SPRI                0                       0                         0                           0                  0
HEBER                          0                       0                         0                           0                  0
CHULA VISTA                    0                       0                         0                           0                  0
BRAWLEY                        0                       0                         0                           0                  0
CONWAY                         0                       0                         0                           0                  0
ROCKFORD                       0                       0                         0                           0                  0
LOS ANGELES                    0                       0                         0                           0                  0
LOS ANGELES                 6.05                       3                         1                           6              13.49
LOS ANGELES                    0                       0                         0                           0                  0
CHICAGO                        0                       0                         0                           0                  0
NORTHRIDGE AREA                0                       0                         0                           0                  0
SANTA ANA                      0                       0                         0                           0                  0
APPLE VALLEY AR                0                       0                         0                           0                  0
LAKEPORT                     5.5                       3                         1                           6             12.625
SURPRISE                       0                       0                         0                           0                  0
BAKERSFIELD                    0                       0                         0                           0                  0
BLOOMINGTON ARE                0                       0                         0                           0                  0
ANAHEIM                        0                       0                         0                           0                  0
SAN DIEGO                      0                       0                         0                           0                  0
APPLE VALLEY                   0                       0                         0                           0                  0
OCEANSIDE                    5.8                       3                         1                           6               14.6
YUBA CITY                      0                       0                         0                           0                  0
SUN CITY                       0                       0                         0                           0                  0
CARLSBAD                       0                       0                         0                           0                  0
SAN DIEGO                      0                       0                         0                           0                  0
SAN YSIDRO                     0                       0                         0                           0                  0
MURRIETA                       0                       0                         0                           0                  0
SAN DIEGO                      0                       0                         0                           0                  0
EL CAJON                       0                       0                         0                           0                  0
EL CAJON                       0                       0                         0                           0                  0
SAN DIEGO                   3.25                       1                         1                           6               14.3
SAN DIEGO                      0                       0                         0                           0                  0
SHASTA LAKE                    0                       0                         0                           0                  0
PALM DESERT                    0                       0                         0                           0                  0
OCEANSIDE                      0                       0                         0                           0                  0
YUCAIPA                        0                       0                         0                           0                  0
ORANGEVALE                     0                       0                         0                           0                  0
OLIVEHURST                     0                       0                         0                           0                  0
RANCHO MURIETA                 0                       0                         0                           0                  0
SAN DIEGO                      0                       0                         0                           0                  0
MURRIETA                       0                       0                         0                           0                  0
HEBER                          0                       0                         0                           0                  0
ORANGE                      6.05                       3                         1                           6              15.49
SAN DIEGO                      0                       0                         0                           0                  0
VIRGINIA CITY H                0                       0                         0                           0                  0
RANCHO MIRAGE                  0                       0                         0                           0                  0
SAN JACINTO                    0                       0                         0                           0                  0
THOUSAND OAKS                  0                       0                         0                           0                  0
NORTH HIGHLANDS                0                       0                         0                           0                  0
SAN DIEGO                    5.8                       2                         2                           6             13.875
HEBER                          0                       0                         0                           0                  0
SAN DIEGO                      0                       0                         0                           0                  0
SAN LORENZO                    0                       0                         0                           0                  0
COUPEVILLE                     0                       0                         0                           0                  0
LA QUINTA                      0                       0                         0                           0                  0
BENICIA                        0                       0                         0                           0                  0
SACRAMENTO                     0                       0                         0                           0                  0
SAN DIEGO                    5.8                       2                         2                           6               13.1
SOLANA BEACH                   0                       0                         0                           0                  0
HEMET                          0                       0                         0                           0                  0
ALISO VIEJO                 6.25                       2                         2                           6               12.6
MENIFEE                      5.5                       2                         2                           6              14.95
MENIFEE                        0                       0                         0                           0                  0
INDIO                          0                       0                         0                           0                  0
SALINAS                        0                       0                         0                           0                  0
CHULA VISTA                  5.8                       2                         2                           6               13.7
BERKELEY                     5.5                       3                         1                           6              15.59
3443 MADISON AV             6.25                       2                         2                           6              12.75
SACRAMENTO                     0                       0                         0                           0                  0
SAN JOSE                     5.8                       3                         1                           6               14.3
IMPERIAL BEACH                 0                       0                         0                           0                  0
RIVERSIDE                    5.8                       2                         2                           6               12.5
SAN JOSE                       0                       0                         0                           0                  0
SALIDA                         0                       0                         0                           0                  0
SAN DIEGO                      0                       0                         0                           0                  0
OAKDALE                      5.8                       2                         2                           6               13.6
MATHER                         0                       0                         0                           0                  0
SACRAMENTO                   5.8                       2                         2                           6               13.8
LINCOLN                     6.05                       3                         1                           6              13.55
SOLANA BEACH                   0                       0                         0                           0                  0
STOCKTON                    6.05                       3                         1                           6              15.59
SAN DIEGO                    5.8                       2                         2                           6              13.75
SAN JOSE                     5.8                       2                         2                           6             13.875
CHULA VISTA                 6.05                       2                         2                           6              12.85
CHULA VISTA                    0                       0                         0                           0                  0
SAN JOSE                    6.05                       3                         1                           6              13.55
SAN JOSE                       0                       0                         0                           0                  0
ANTIOCH                      5.8                       2                         2                           6              12.55
HEBER                        5.8                       2                         2                           6             13.565
LAKESIDE                       0                       0                         0                           0                  0
SIMI VALLEY                  5.8                       2                         2                           6              12.75
HOFFMAN ESTATES                0                       0                         0                           0                  0
DETROIT                        0                       0                         0                           0                  0
MENAHGA                        0                       0                         0                           0                  0
DEKALB                         0                       0                         0                           0                  0
LOCKPORT                       0                       0                         0                           0                  0
OSWEGO                         0                       0                         0                           0                  0
HOUSTON                        0                       0                         0                           0                  0
GALVA                          0                       0                         0                           0                  0
IOLA                           0                       0                         0                           0                  0
COLLEGE STATION                0                       0                         0                           0                  0
STANTON                      5.8                       3                         1                           6               15.5
DIAMOND BAR                    0                       0                         0                           0                  0
LAGUNA NIGUEL                5.8                       3                         1                           6              13.99
MORENO VALLEY                5.8                       2                         2                           6             13.875
ANAHEIM                      5.8                       3                         1                           6              14.25
ONTARIO                      5.8                       3                         1                           6              13.99
PERRIS                       5.8                       3                         1                           6               13.6
INGLEWOOD                   6.05                       2                         2                           6              14.65
INGLEWOOD                      0                       0                         0                           0                  0
FONTANA                        0                       0                         0                           0                  0
CORONA                         0                       0                         0                           0                  0
CORONA                         6                       3                         1                           6             14.875
CASTAIC                      5.8                       2                         2                           6             13.875
RIALTO                         0                       0                         0                           0                  0
EL CAJON                       0                       0                         0                           0                  0
LA HABRA                       0                       0                         0                           0                  0
NORTH HOLLYWOOD              5.8                       3                         1                           6              13.85
PACOIMA                     6.05                       2                         1                           6              13.35
PACOIMA                        0                       0                         0                           0                  0
SAN BERNARDINO              6.05                       3                         1                           6              13.65
CORONA                      6.05                       3                         1                           6               15.5
LAKE ELSINORE               6.05                       3                         1                           6              15.75
BALTIMORE                      0                       0                         0                           0                  0
AURORA                         0                       0                         0                           0                  0
AURORA                         0                       0                         0                           0                  0
DENVER                         0                       0                         0                           0                  0
MONUMENT                       6                       3                         1                           6              12.99
AURORA                         0                       0                         0                           0                  0
FARMINGTON                     0                       0                         0                           0                  0
STERLING                       0                       0                         0                           0                  0
DENVER                         0                       0                         0                           0                  0
COLORADO SPRING                0                       0                         0                           0                  0
AURORA                         0                       0                         0                           0                  0
CENTENNIAL                     0                       0                         0                           0                  0
DENVER                         0                       0                         0                           0                  0
DENVER                         0                       0                         0                           0                  0
DENVER                         0                       0                         0                           0                  0
WESTMINSTER                    0                       0                         0                           0                  0
CARBONDALE                     0                       0                         0                           0                  0
CASTLE ROCK                    6                       3                         1                           6              13.15
CASTLE ROCK                    0                       0                         0                           0                  0
DENVER                         0                       0                         0                           0                  0
GREENWOOD VILLA                0                       0                         0                           0                  0
DENVER                         0                       0                         0                           0                  0
DENVER                         0                       0                         0                           0                  0
WESTMINSTER                    0                       0                         0                           0                  0
THORNTON                       0                       0                         0                           0                  0
GREELEY                        0                       0                         0                           0                  0
LITTLETON                      0                       0                         0                           0                  0
FORT LUPTON                    0                       0                         0                           0                  0
ENGLEWOOD                    5.5                       3                         1                           6              14.99
DENVER                         0                       0                         0                           0                  0
GREELEY                        0                       0                         0                           0                  0
ALAMOSA                     6.05                       3                         1                           6              13.25
ALAMOSA                        0                       0                         0                           0                  0
CHEYENNE                       0                       0                         0                           0                  0
CASTLE ROCK                    0                       0                         0                           0                  0
CARBONDALE                     0                       0                         0                           0                  0
DENVER                         0                       0                         0                           0                  0
LAS VEGAS                    5.8                       3                         1                           6               14.8
GLENROCK                       0                       0                         0                           0                  0
EVANS                          0                       0                         0                           0                  0
PLAIN CITY                   5.8                       3                         1                           6              13.49
COMMERCE CITY               6.05                       3                         1                           6              12.99
AURORA                         6                       2                         2                           6              12.55
PROVO                       6.05                       3                         1                           6               13.9
BRIGHTON                       6                       2                         2                           6              13.99
AURORA                         0                       0                         0                           0                  0
LONGMONT                       0                       0                         0                           0                  0
LITTLETON                   5.75                       3                         1                           6              14.85
COLORADO SPRING                0                       0                         0                           0                  0
COMMERCE CITY               6.25                       3                         1                           6             14.925
COMMERCE CITY                  0                       0                         0                           0                  0
AURORA                         0                       0                         0                           0                  0
DENVER                         6                       2                         2                           6               13.4
COLORADO SPRING                0                       0                         0                           0                  0
THORNTON                     5.5                       2                         2                           6               14.5
COLORADO SPRING                0                       0                         0                           0                  0
AURORA                      6.25                       3                         1                           6               15.6
WESTMINSTER                 6.05                       3                         1                           6              13.99
DENVER                      6.05                       2                         2                           6              13.99
DENVER                      6.05                       3                         1                           6             13.725
NORTH LAS VEGAS              5.8                       3                         1                           6               14.2
DENVER                         6                       3                         1                           6              16.55
THORNTON                     5.8                       2                         2                           6              14.65
SANDY                          6                       2                         2                           6               13.4
CASPER                         0                       0                         0                           0                  0
COMMERCE CITY                  0                       0                         0                           0                  0
TOOELE                       5.8                       2                         2                           6              15.55
AMERICAN FORK               6.25                       2                         2                           6               15.8
HAYDEN                       5.8                       3                         1                           6               14.9
WOODLAND PARK                5.5                       3                         1                           6              14.95
COLORADO SPRING                6                       2                         2                           6              14.25
BRIGHTON                    6.25                       3                         1                           6              13.65
CHEYENNE                       0                       0                         0                           0                  0
DENVER                         0                       0                         0                           0                  0
LONGMONT                       0                       0                         0                           0                  0
COLORADO SPRING                0                       0                         0                           0                  0
JOHNSTOWN                      0                       0                         0                           0                  0
CAPE CORAL                  6.05                       3                         1                           6               14.7
COMMERCE CITY                5.5                       3                         1                           6              13.95
YORBA LINDA                    0                       0                         0                           0                  0
LAKEVILLE                    5.5                       2                         2                           6              14.45
WESTMINSTER                  5.8                       3                         1                           6              15.15
NORFOLK                      5.5                       3                         1                           6              15.85
CHANNAHON                    5.5                       3                         1                           6             13.375
RED LION                       0                       0                         0                           0                  0
MINNEAPOLIS                    0                       0                         0                           0                  0
DETROIT                        0                       0                         0                           0                  0
URBANA                       5.5                       2                         2                           6             14.625
ALEDO                          0                       0                         0                           0                  0
DETROIT                        0                       0                         0                           0                  0
HAMMOND                        0                       0                         0                           0                  0
ADRIAN                         0                       0                         0                           0                  0
OAK FOREST                   5.5                       3                         1                           6              15.49
FORT BRANCH                    0                       0                         0                           0                  0
HOPKINSVILLE                 5.5                       3                         1                           6               15.7
CHICAGO                      5.5                       3                         1                           6               13.8
DOLTON                         0                       0                         0                           0                  0
HENDERSON                      0                       0                         0                           0                  0
RIVERSIDE                   6.05                       3                         1                           6               13.4
PACOIMA                      5.8                       3                         1                           6              13.25
FONTANA                      5.8                       2                         2                           6              12.99
BANNING                     6.05                       3                         1                           6              13.55
BANNING                        0                       0                         0                           0                  0
ADELANTO                     5.8                       2                         2                           6                 14
ANAHEIM                      5.8                       2                         2                           6              13.99
CORONA                      6.05                       2                         2                           6              13.05
COMPTON                      5.8                       3                         1                           6               14.5
HELENDALE AREA              6.05                       2                         2                           6               12.5
HESPERIA                     5.8                       3                         1                           6                 14
ANAHEIM                     6.05                       2                         2                           6               12.3
(SAUGUS AREA) L                0                       0                         0                           0                  0
ANAHEIM                     5.75                       3                         1                           6              14.99
ELMWOOD                     6.25                       2                         2                           6              13.99
PERRIS                      6.05                       3                         1                           6              14.49
LOS ANGELES                  5.8                       2                         2                           6             13.375
RIALTO                       5.8                       2                         2                           6               14.9
ORANGE (CITY)               6.05                       3                         1                           6              13.25
SANTA ANA                   6.25                       3                         1                           6              14.99
ORANGE                       5.8                       3                         1                           6              13.75
AURORA                       5.5                       2                         2                           6               13.5
FONTANA AREA                6.05                       3                         1                           6              14.75
WINNETKA AREA               6.05                       3                         1                           6               12.9
BELLFLOWER                   5.5                       3                         1                           6              14.25
POMONA                       5.8                       3                         1                           6              15.35
MURRIETA                    6.05                       3                         1                           6               13.7
LAKE FOREST                    0                       0                         0                           0                  0
WEST COVINA                 6.05                       3                         1                           6               13.1
FONTANA                      5.8                       3                         1                           6              14.65
PARAMOUNT                    5.8                       3                         1                           6               14.2
ANTIOCH                        0                       0                         0                           0                  0
SANTA ANA                    5.8                       2                         2                           6               13.5
WESTMINSTER                  5.5                       3                         1                           6              13.15
SUISUN CITY                    0                       0                         0                           0                  0
FONTANA                        0                       0                         0                           0                  0
HEMET                       6.05                       2                         2                           6               13.5
LINDEN                         0                       0                         0                           0                  0
LOS ANGELES                  5.8                       3                         1                           6              13.65
LADERA RANCH AR             6.05                       2                         2                           6               13.5
RIVERSIDE                   6.05                       3                         1                           6              13.75
ANAHEIM                      5.8                       3                         1                           6             14.125
MORENO VALLEY                5.8                       3                         1                           6               14.2
MORENO VALLEY                5.8                       2                         2                           6             12.825
OAKLAND                        0                       0                         0                           0                  0
ORANGE                       5.8                       3                         1                           6              12.75
HIGHLAND AREA                5.5                       3                         1                           6              13.99
SANTA ANA                    5.8                       3                         1                           6              12.99
BAKERSFIELD                 6.05                       2                         2                           6              13.99
GRAND TERRACE                5.5                       3                         1                           6               13.7
SANTA ANA                   6.05                       3                         1                           6              14.99
RIALTO                       5.8                       2                         2                           6               13.5
SAN BERNARDINO              6.05                       3                         1                           6              14.95
GARDEN GROVE                   0                       0                         0                           0                  0
GARDENA                        0                       0                         0                           0                  0
SANTA ANA                      0                       0                         0                           0                  0
SANTA ANA                    5.8                       3                         1                           6                 13
LOS ANGELES                    0                       0                         0                           0                  0
NORWALK                      5.8                       3                         1                           6             13.875
BEAUMONT                     5.8                       3                         1                           6              14.99
SOUTH GATE                     0                       0                         0                           0                  0
SANTA ANA                   5.75                       3                         1                           6              13.25
SANTA ANA                    5.5                       3                         1                           6              13.99
RIALTO                       5.8                       2                         2                           6               12.9
RIVERSIDE                    5.8                       3                         1                           6              14.75
PERRIS                         0                       0                         0                           0                  0
ANAHEIM                      5.8                       2                         2                           6              13.95
SANTA CLARITA                5.8                       3                         1                           6              13.35
SAN FERNANDO                6.05                       3                         1                           6                 13
ANAHEIM                      5.8                       3                         1                           6              13.89
SARATOGA SPRING             6.05                       3                         1                           6               13.8
CHICAGO                     5.25                       3                         1                           6              15.95
HOUSTON                        0                       0                         0                           0                  0
SAN ANTONIO                    0                       0                         0                           0                  0
HOUSTON                        0                       0                         0                           0                  0
CROSBY                         0                       0                         0                           0                  0
HOUSTON                        0                       0                         0                           0                  0
HUTTO                          0                       0                         0                           0                  0
HI HAT                       5.5                       3                         1                           6              15.75
WYLIE                        5.5                       3                         1                           6              15.45
MURFREESBORO                 5.5                       3                         1                           6              15.25
BLUE RIDGE                     0                       0                         0                           0                  0
LARGO                          0                       0                         0                           0                  0
KINGMAN                        6                       3                         1                           6              16.05
WAMEGO                         0                       0                         0                           0                  0
KANSAS CITY                  5.5                       3                         1                           6               15.8
LEES SUMMIT                  5.8                       3                         1                           6              14.69
HESPERIA                    6.25                       3                         1                           6               15.5
TOWNSEND                     5.5                       3                         1                           6              16.25
YUBA CITY                      0                       0                         0                           0                  0


CITY1                          MIN_RATE             ROUNDING_PCT    FICO_SCORE     CREDIT              FRGN_NAT         DOCTYPE
--------------------------------------------------------------------------------------------------------------------------------------
LONG BEACH                         0                        0          712                                 N         Stated Income
BIG BEAR CITY                      0                        0          667                                 N         Full/Alternative
JAMUL                           6.75                    0.125          684                                 N         Full/Alternative
JAMUL                              0                        0          684                                 N         Full/Alternative
HENDERSON                       8.25                    0.125          643          WAL                    N         Stated Income
BALDWIN PARK                    7.99                    0.125          609                                 N         Stated Income
BONIFAY                            0                        0          542                                 N         Full/Alternative
AVENUE BLOOMING                 7.25                    0.125          632                                 N         Full/Alternative
AVENUE BLOOMING                    0                        0          632                                 N         Full/Alternative
STANTON                          6.9                    0.125          716                                 N         Stated Income
RIVERSIDE AREA                     0                        0          583                                 N         Full/Alternative
APPLE VALLEY                       0                        0          593                                 N         Full/Alternative
CANYON COUNTRY                     0                        0          700                                 N         Stated Income
LAKE ELSINORE                   7.35                    0.125          658                                 N         Full/Alternative
LAKE ELSINORE                      0                        0          658                                 N         Full/Alternative
LOMITA                             0                        0          661                                 N         Stated Income
LOS ANGELES                      9.9                    0.125          644                                 N         Stated Income
RAWLINS                            0                        0          594                                 N         Full/Alternative
AURORA                          7.99                    0.125          647          HIG                    N         Full/Alternative
CHULA VISTA                        0                        0          688                                 N         Full/Alternative
SOUTH PLAINFIEL                    0                        0          532                                 N         Full/Alternative
OAKLEY                             0                        0          707                                 N         Stated Income
SAN DIEGO                          0                        0          661                                 N         Stated Income
SAN DIEGO                          0                        0          661                                 N         Stated Income
SAN MARCOS                       6.5                    0.125          700                                 N         Stated Income
SAN MARCOS                         0                        0          700                                 N         Stated Income
TEMECULA                           0                        0          705          WAL                    N         Stated Income
TEMECULA                           0                        0          705          WAL                    N         Stated Income
SAN DIEGO                          0                        0          653                                 N         Full/Alternative
HIGLEY                             0                        0          648          WAL                    N         Full/Alternative
BIG BEAR CITY                      0                        0          667                                 N         Full/Alternative
SALINAS                            0                        0          715                                 N         Stated Income
SALINAS                            0                        0          715                                 N         Stated Income
MURRIETA                           0                        0          731                                 N         Full/Alternative
MENIFEE                         6.75                    0.125          646          WAL                    N         Full/Alternative
ALTON                            9.9                    0.125          696                                 N         Stated Income
CLIFTON                         8.24                    0.125          588                                 N         Full/Alternative
EL SOBRANTE                        0                        0          785          WAL                    N         Stated Income
KELLER                             0                        0          606                                 N         Full/Alternative
LANCASTER                          0                        0          754                                 N         Full/Alternative
PALMDALE                        8.75                    0.125          652                                 N         Stated Income
EVERETT                         10.2                    0.125          647          HIG                    Y         Stated Income
RESEDA                          6.25                    0.125          714                                 N         Stated Income
SCOTTSDALE                      6.75                    0.125          665          WAL                    N         Full/Alternative
EL SOBRANTE                      7.5                    0.125          785          WAL                    N         Stated Income
EAST ORANGE                        0                        0          670          WAL                    N         Stated Income
FRISCO                             0                        0          624                                 N         Full/Alternative
COSTA MESA                      8.75                    0.125          637                                 N         Stated Income
PUYALLUP                           0                        0          663                                 N         Full/Alternative
COLLIERVILLE                       0                        0          648                                 N         Full/Alternative
FORT WORTH                         0                        0          579          U                      N         Full/Alternative
SAINT LOUIS                        0                        0          655          FIC                    Y         Full/Alternative
SEATTLE                         7.35                    0.125          691                                 N         Full/Alternative
SEATTLE                            0                        0          691                                 N         Full/Alternative
KANSAS CITY                        0                        0          620          WAL                    N         Full/Alternative
LOVES PARK                         0                        0          602                                 N         Full/Alternative
COEUR D ALENE                      0                        0          595          WAL                    N         Full/Alternative
SEATAC                             0                        0          639                                 N         Full/Alternative
LOS ANGELES                        0                        0          680          WAL                    N         Stated Income
LOS ANGELES                        0                        0          666                                 N         Stated Income
BATESVILLE                      8.75                    0.125          585                                 N         Full/Alternative
DELRAY BEACH                     7.2                    0.125          619          HIG                    N         Full/Alternative
CITY OF UPLAND                   7.3                    0.125          632                                 N         Full/Alternative
SAINT LOUIS                        0                        0          682          WAL                    N         Stated Income
FORT SMITH                         0                        0          580                                 N         Full/Alternative
LOS ANGELES                      8.5                    0.125          722                                 N         Stated Income
FONTANA                            0                        0          604                                 N         Full/Alternative
LAMAR                              0                        0          574                                 N         Full/Alternative
OXON HILL                          0                        0          663          WAL                    N         Full/Alternative
FAIRHAVEN                          0                        0          662          WAL                    N         Stated Income
HYANNIS                            0                        0          650                                 N         Full/Alternative
FORT WORTH                         0                        0          555                                 N         Full/Alternative
HUNTINGTON PARK                    0                        0          620          WAL                    N         Full/Alternative
CAPE GIRARDEAU                    10                    0.125          626          FIC                    N         Stated Income
WYOMING                           10                    0.125          585          HIG                    N         Full/Alternative
BALTIMORE                          0                        0          635          FIC                    N         Stated Income
BURBANK                            0                        0          655          WAL                    N         Full/Alternative
SPOKANE                            0                        0          587                                 N         Full/Alternative
CLOVIS                             0                        0          562          FIC                    N         Full/Alternative
SPRING VALLEY                   6.85                    0.125          670          WAL                    N         Full/Alternative
MURRIETA                           0                        0          731          WAL                    N         Full/Alternative
FLOSSMOOR                          0                        0          586          WAL                    N         Full/Alternative
BELVIDERE                          0                        0          583                                 N         Full/Alternative
PFLUGERVILLE                       0                        0          642                                 N         Stated Income
GALENA PARK                        0                        0          616                                 N         Full/Alternative
COLUMBIA                           0                        0          630                                 N         Full/Alternative
CHICAGO                            0                        0          667                                 N         Stated Income
WEST LINN                          0                        0          611                                 N         Full/Alternative
TOMBALL                            0                        0          634                                 N         Full/Alternative
WEST VALLEY CIT                    0                        0          729                                 N         Stated Income
HOUSTON                          8.8                    0.125          621                                 N         Full/Alternative
LONG BEACH                         0                        0          735          WAL                    N         Stated Income
KISSIMMEE                       8.99                    0.125          584          HIG                    N         Full/Alternative
KATY                             8.7                    0.125          693          WAL                    N         Stated Income
TAMPA                              0                        0          652          WAL                    N         Full/Alternative
YOUNGSTOWN                       9.4                    0.125          598          WAL                    N         Full/Alternative
PALO                            9.45                    0.125          675                                 N         Stated Income
LYNN                               0                        0          674          FIC                    N         Full/Alternative
TURRELL                            0                        0          570          FIC                    N         Full/Alternative
PEMBROKE PINES                     0                        0          676                                 N         Stated Income
LITTLETON                          0                        0          601                                 N         Full/Alternative
FORT VALLEY                      8.8                    0.125          646          WAL                    N         Stated Income
SAN BERNARDINO                     0                        0          612                                 N         Full/Alternative
PHENIX                          9.25                    0.125          578                                 N         Full/Alternative
OAK PARK                           0                        0          658                                 N         Stated Income
KANSAS CITY                        0                        0          588                                 N         Full/Alternative
LONG BEACH                         0                        0          681          WAL                    N         Stated Income
WICHITA                            0                        0          583                                 N         Full/Alternative
CORONA                          8.65                    0.125          651                                 N         Stated Income
PUTNAM CT 06260                    0                        0          659          WAL                    N         Stated Income
WHITTIER AREA                      0                        0          583          HIG                    N         Full/Alternative
QUARTZ HILL ARE                    0                        0          662          WAL                    N         Stated Income
KANSAS CITY                     9.79                    0.125          622                                 N         Full/Alternative
SAN JUAN                           0                        0          626                                 N         Full/Alternative
NEWTON                             0                        0          602                                 N         Full/Alternative
MAQUOKETA                          0                        0          688                                 N         Full/Alternative
PRAIRIE CITY                       0                        0          647          WAL                    N         Full/Alternative
KANSAS CITY                        0                        0          600                                 N         Full/Alternative
EAGLE MOUNTAIN                     0                        0          616                                 N         Full/Alternative
YORBA LINDA                        0                        0          688          WAL                    N         Stated Income
INGLEWOOD                      8.625                    0.125          696                                 N         Stated Income
MINDEN                             0                        0          583          HIG                    N         Full/Alternative
HOUSTON                            0                        0          627                                 N         Full/Alternative
IOLA                               0                        0          669                                 N         Full/Alternative
KANSAS CITY                     8.75                    0.125          635                                 N         Full/Alternative
SAINT LOUIS                      9.2                    0.125          634                                 N         Full/Alternative
HOUSTON                         8.75                    0.125          650                                 N         Full/Alternative
CHICAGO                            0                        0          610          WAL                    N         Full/Alternative
FORT WORTH                         0                        0          591                                 N         Full/Alternative
FLORISSANT                         0                        0          604          FIC                    N         Full/Alternative
KANSAS CITY                        0                        0          609                                 N         Full/Alternative
ISSAQUAH                           0                        0          644          WAL                    N         Full/Alternative
FRESNO                             0                        0          635          HIG                    N         Full/Alternative
REDMOND                         9.15                    0.125          666          WAL                    Y         Full/Alternative
CHICAGO                        10.25                    0.125          689                                 N         Stated Income
COSTA MESA                         0                        0          579          WAL                    N         Full/Alternative
TEMPE                           7.65                    0.125          582          FIC                    N         Full/Alternative
CARROLLTON                         0                        0          665                                 N         Stated Income
HOUSTON                            0                        0          646                                 N         Stated Income
UNIC AREA OF LA                    0                        0          714          WAL                    N         Stated Income
KANSAS CITY                        0                        0          572                                 N         Full/Alternative
SAINT LOUIS                        0                        0          693                                 N         Full/Alternative
OMAHA                           9.85                    0.125          587                                 N         Full/Alternative
DAVENPORT                          0                        0          610                                 N         Full/Alternative
DAVENPORT                          0                        0          610                                 N         Full/Alternative
LEAVENWORTH                      9.6                    0.125          590                                 N         Full/Alternative
SPANAWAY                           0                        0          582                                 N         Full/Alternative
PORT ORCHARD                       0                        0          625                                 N         Full/Alternative
POST FALLS                       8.1                    0.125          672                                 N         Stated Income
POST FALLS                         0                        0          672                                 N         Stated Income
IONA                             7.5                    0.125          619                                 N         Full/Alternative
POULSBO                            0                        0          620                                 N         Full/Alternative
BELLINGHAM                       9.5                    0.125          608                                 N         Full/Alternative
SPANAWAY                         7.3                    0.125          633          WAL                    N         Full/Alternative
GERVAIS                         9.29                    0.125          643                                 N         Stated Income
HARRISBURG                         0                        0          636                                 N         Full/Alternative
HARRISBURG                         0                        0          636                                 N         Full/Alternative
TACOMA                          8.45                    0.125          707                                 N         Stated Income
VANCOUVER                          0                        0          639                                 N         Full/Alternative
NORTH LAS VEGAS                    0                        0          624                                 N         Full/Alternative
NORTH LAS VEGAS                    0                        0          624                                 N         Full/Alternative
BURLINGTON                         0                        0          721                                 N         Stated Income
PORT ORCHARD                    7.95                    0.125          702          WAL                    N         Stated Income
ONTARIO                            0                        0          610                                 N         Full/Alternative
APPLE VALLEY                    7.75                    0.125          712                                 N         Stated Income
120-120 1/2 41S                 9.99                    0.125          747          WAL                    N         Full/Alternative
NORWALK                         7.95                    0.125          645                                 N         Stated Income
NORWALK                            0                        0          645                                 N         Stated Income
CARSON                          7.55                    0.125          646                                 N         Stated Income
120-120 1/2 41S                    0                        0          747          WAL                    N         Full/Alternative
LONG BEACH                         0                        0          540                                 N         Full/Alternative
WINNETKA                        7.75                    0.125          668                                 N         Stated Income
WINNETKA                           0                        0          668                                 N         Stated Income
RIVERSIDE                          0                        0          627          WAL                    N         Full/Alternative
AREA OF LOS ANG                  7.5                    0.125          714          WAL                    N         Stated Income
LONG BEACH                         0                        0          712                                 N         Stated Income
REDONDO BEACH                   7.75                    0.125          612          WAL                    N         Full/Alternative
SURPRISE                           0                        0          603                                 N         Stated Income
RANCHO CUCAMONG                 9.25                    0.125          664                                 N         Stated Income
ORANGE                          6.75                    0.125          693          HIG                    N         Stated Income
ORANGE                             0                        0          693          HIG                    N         Stated Income
FONTANA                          7.4                    0.125          740                                 N         Stated Income
(STUDIO CITY AR                 8.75                    0.125          713                                 N         Full/Alternative
PALMDALE                         8.9                    0.125          687                                 N         Stated Income
HEMET                           9.75                    0.125          605                                 N         Full/Alternative
LOS ANGELES                        0                        0          660                                 N         Stated Income
LOS ANGELES                     7.55                    0.125          717                                 N         Stated Income
LOS ANGELES                        0                        0          774                                 N         Stated Income
SAN BERNARDINO                  7.85                    0.125          699                                 N         Stated Income
FONTANA                          8.5                    0.125          683                                 N         Stated Income
LOS ANGELES                      7.6                    0.125          680                                 N         Stated Income
LONG BEACH                         0                        0          620          WAL                    N         Full/Alternative
(LA PUENTE AREA                8.875                    0.125          682                                 N         Stated Income
VAN NUYS AREA L                    0                        0          631                                 N         Full/Alternative
SAN DIMAS                      8.625                    0.125          659          WAL                    N         Stated Income
OXNARD                             0                        0          664                                 N         Stated Income
AREA OF HEMET                    9.2                    0.125          637                                 N         Full/Alternative
HESPERIA                        8.99                    0.125          646                                 N         Stated Income
STOCKTON                        7.99                    0.125          695                                 N         Stated Income
LAKEWOOD                        7.85                    0.125          678                                 N         Stated Income
FONTANA                        8.375                    0.125          645                                 N         Stated Income
LAWNDALE                           0                        0          688                                 N         Stated Income
CANOGA PARK ARE                  8.7                    0.125          627          WAL                    N         Stated Income
FALLBROOK                       8.75                    0.125          650                                 N         Stated Income
LAS VEGAS                        8.7                    0.125          640                                 N         Stated Income
LOS ANGELES                     7.95                    0.125          681                                 N         Stated Income
COMPTON                         7.65                    0.125          716                                 N         Stated Income
BALDWIN PARK                     8.5                    0.125          695                                 N         Stated Income
CYPRESS                         6.95                    0.125          704                                 N         Stated Income
COMPTON                         7.99                    0.125          672                                 N         Stated Income
LOS ANGELES                     7.75                    0.125          662                                 N         Stated Income
LOS ANGELES                      7.9                    0.125          668                                 N         Full/Alternative
LONG BEACH                      6.75                    0.125          685                                 N         Stated Income
LONG BEACH                         0                        0          685                                 N         Stated Income
SANTA ANA                          0                        0          675          WAL                    N         Stated Income
LOS ANGELES                     8.99                    0.125          616                                 N         Full/Alternative
SAN DIEGO                      7.625                    0.125          686                                 N         Stated Income
AREA OF SYLMAR                 7.375                    0.125          624                                 N         Full/Alternative
CHINO                           9.35                    0.125          685                                 N         Stated Income
AREA OF BLOOMIN                    0                        0          703                                 N         Full/Alternative
LOS ANGELES                     7.55                    0.125          633          WAL                    N         Stated Income
(COMPTON AREA)                  7.75                    0.125          697          WAL                    N         Stated Income
PROVO                           8.45                    0.125          628                                 N         Full/Alternative
ADELANTO                        8.55                    0.125          677                                 N         Stated Income
KENNEWICK                       8.35                    0.125          668                                 N         Full/Alternative
PORTLAND                       7.625                    0.125          706                                 N         Stated Income
COEUR D ALENE                    9.4                    0.125          664          WAL                    N         Stated Income
EATONVILLE                      7.75                    0.125          754                                 N         Stated Income
FEDERAL WAY                        0                        0          619                                 N         Stated Income
PORTLAND                           0                        0          664                                 N         Stated Income
RENTON                          6.99                    0.125          657          WAL                    N         Full/Alternative
SPANAWAY                        7.65                    0.125          622                                 N         Full/Alternative
SPANAWAY                           0                        0          622                                 N         Full/Alternative
SEATTLE                          9.8                    0.125          667          WAL                    N         Stated Income
SUMNER                           8.5                    0.125          701                                 N         Stated Income
LAKE FOREST                    7.999                    0.125          654                                 N         Stated Income
MARYSVILLE                         9                    0.125          684          WAL                    N         Stated Income
ASHFORD                            0                        0          608                                 N         Full/Alternative
RATHDRUM                        8.99                    0.125          564          A                      N         Full/Alternative
ABERDEEN                        8.65                    0.125          552                                 N         Full/Alternative
MILWAUKIE                          0                        0          625                                 N         Full/Alternative
REDMOND                          7.8                    0.125          729                                 N         Full/Alternative
TACOMA                           8.4                    0.125          677                                 N         Stated Income
PUYALLUP                       7.375                    0.125          622                                 N         Full/Alternative
PUYALLUP                         7.9                    0.125          604                                 N         Full/Alternative
KENNEWICK                          0                        0          668                                 N         Full/Alternative
PORTLAND                         8.5                    0.125          608          FIC                    N         Full/Alternative
MULWAUKIE                          0                        0          602          WAL                    N         Full/Alternative
MALAGA                             0                        0          580          FIC                    N         Stated Income
PORT ORCHARD                       0                        0          715                                 N         Full/Alternative
BUCKLEY                         8.45                    0.125          640                                 N         Stated Income
BONNEY LAKE                        0                        0          684                                 N         Full/Alternative
NAMPA                            8.6                    0.125          573          WAL                    N         Full/Alternative
TACOMA                          7.85                    0.125          617                                 N         Full/Alternative
TACOMA                             0                        0          617                                 N         Full/Alternative
LAKEWOOD                           0                        0          623                                 N         Full/Alternative
OLYMPIA                          7.3                    0.125          626                                 N         Full/Alternative
COEUR D ALENE                      0                        0          664          WAL                    N         Stated Income
TACOMA                           7.6                    0.125          620                                 N         Full/Alternative
SPOKANE                         9.75                    0.125          589                                 N         Full/Alternative
SEATTLE                         6.55                    0.125          651                                 N         Full/Alternative
ABERDEEN                         7.6                    0.125          648                                 N         Full/Alternative
COVINGTON                       7.75                    0.125          630                                 N         Full/Alternative
TACOMA                           8.5                    0.125          650                                 N         Stated Income
EUGENE                          7.99                    0.125          695                                 N         Stated Income
TACOMA                           8.5                    0.125          642                                 N         Stated Income
PHOENIX                          8.4                    0.125          627          HIG                    N         Stated Income
SUMNER                           7.6                    0.125          660                                 N         Full/Alternative
EUGENE                             0                        0          689                                 N         Full/Alternative
SEATTLE                          7.6                    0.125          674                                 N         Stated Income
WOODINVILLE                        0                        0          700                                 N         Stated Income
TACOMA                           7.5                    0.125          745                                 N         Stated Income
SHELTON                          9.1                    0.125          618                                 N         Full/Alternative
EVERETT                         8.97                    0.125          675                                 N         Stated Income
PASADENA                           0                        0          692          WAL                    N         Stated Income
SIMI VALLEY                     6.75                    0.125          714                                 N         Stated Income
VICTORVILLE                     8.15                    0.125          566                                 N         Full/Alternative
PALMDALE                        9.25                    0.125          621          FIC                    N         Full/Alternative
LOS ANGELES                        0                        0          651          WAL                    N         Stated Income
SAN DIEGO                          0                        0          701                                 N         Stated Income
BUENA PARK                      7.35                    0.125          679                                 N         Full/Alternative
TRABUCO CANYON                 9.625                    0.125          642                                 N         Stated Income
CHATSWORTH                     8.625                    0.125          668                                 N         Full/Alternative
CORONA                             0                        0          672                                 N         Stated Income
BELLFLOWER                         0                        0          677          WAL                    N         Full/Alternative
LOS ANGELES                     9.05                    0.125          689                                 N         Full/Alternative
HAWTHORNE                      8.675                    0.125          697                                 N         Stated Income
IRVINE                             0                        0          618                                 N         Full/Alternative
SANTA PAULA                        0                        0          580          FIC                    N         Full/Alternative
LAKEWOOD                           0                        0          594                                 N         Full/Alternative
ALHAMBRA                         8.3                    0.125          717                                 N         Stated Income
SACRAMENTO                         0                        0          663                                 N         Stated Income
LOS ANGELES                     7.95                    0.125          682                                 N         Stated Income
SAN BERNARDINO                  8.35                    0.125          683                                 N         Stated Income
STOCKTON                         8.1                    0.125          659                                 N         Full/Alternative
LONG BEACH                         7                    0.125          716                                 N         Stated Income
KLAMATH FALLS                   7.95                    0.125          647                                 N         Full/Alternative
BELLINGHAM                         0                        0          640                                 N         Full/Alternative
PORTLAND                           0                        0          658                                 N         Stated Income
PUYALLUP                       6.875                    0.125          630                                 N         Full/Alternative
TACOMA                           9.7                    0.125          527                                 N         Full/Alternative
WASILLA                            0                        0          610                                 N         Full/Alternative
SPOKANE                         9.15                    0.125          546                                 N         Full/Alternative
WENDELL                            0                        0          647          FIC                    N         Full/Alternative
PAYETTE                            0                        0          588          WAL                    N         Full/Alternative
TACOMA                             0                        0          616                                 N         Full/Alternative
SUQUAMISH                          0                        0          582                                 N         Full/Alternative
PORTLAND                           0                        0          644          WAL                    N         Full/Alternative
TACOMA                             0                        0          613                                 N         Full/Alternative
PUYALLUP                           0                        0          691          WAL                    N         Full/Alternative
UNIVERSITY PLAC                    0                        0          633                                 N         Full/Alternative
COVINGTON                          0                        0          600                                 N         Full/Alternative
TWIN FALLS                         0                        0          692          WAL                    N         Full/Alternative
GIG HARBOR                      8.49                    0.125          618          WAL                    N         Full/Alternative
SHELTON                            0                        0          728                                 N         Full/Alternative
PORTLAND                       10.15                    0.125          522                                 N         Full/Alternative
SPRINGFIELD                        0                        0          652                                 N         Limited
SEDRO WOOLLEY                      0                        0          586                                 N         Full/Alternative
REPUBLIC                           0                        0          583                                 N         Full/Alternative
ABERDEEN                        8.99                    0.125          651          HIG                    N         Full/Alternative
OTHELLO                            0                        0          670          WAL                    N         Full/Alternative
BOTHELL                            0                        0          636                                 N         Full/Alternative
SPOKANE                            0                        0          642                                 N         Stated Income
SPOKANE                            0                        0          642                                 N         Stated Income
VALHALLA                           0                        0          690                                 N         Full/Alternative
MONCKS CORNER                      0                        0          619          WAL                    N         Full/Alternative
BANGOR                             0                        0          697                                 N         Stated Income
TRENTON                         9.99                    0.125          583                                 N         Full/Alternative
LANHAM                             0                        0          751                                 N         Full/Alternative
LOWELL                             0                        0          673                                 N         Full/Alternative
LOWELL                             0                        0          673                                 N         Full/Alternative
CALUMET CITY                    9.25                    0.125          676          WAL                    N         Stated Income
CALUMET CITY                       0                        0          676          WAL                    N         Stated Income
TOWER CITY                         0                        0          587                                 N         Full/Alternative
MARKHAM                            0                        0          633          HIG                    N         Full/Alternative
SAINT CLAIR SHO                 10.5                    0.125          599                                 N         Full/Alternative
ATLANTA                            0                        0          712          WAL                    N         Stated Income
MONTICELLO                         0                        0          652                                 N         Full/Alternative
NORRIDGE                         8.5                    0.125          786          WAL                    N         Stated Income
BROOKLYN PARK                      0                        0          681                                 N         Stated Income
DETROIT                         9.15                    0.125          685                                 N         Stated Income
DETROIT                            0                        0          685                                 N         Stated Income
CANTON                             0                        0          660                                 N         Full/Alternative
BOYNTON BEACH                      0                        0          704          FIC                    N         Stated Income
CHICAGO                            0                        0          651          WAL                    Y         Stated Income
DECATUR                            0                        0          659          WAL                    N         Stated Income
GARY                               0                        0          632                                 N         Full/Alternative
GARY                               0                        0          632                                 N         Full/Alternative
HAMPTON                            0                        0          584          WAL                    N         Full/Alternative
ADDISON                            0                        0          640          WAL                    N         Stated Income
PALATINE                         9.2                    0.125          641          WAL                    N         Stated Income
ROBBINSDALE                        0                        0          682                                 N         Stated Income
LITTLE FALLS                       0                        0          591                                 N         Full/Alternative
PRINCETON                          0                        0          590                                 N         Full/Alternative
BROOKLYN PARK                    7.2                    0.125          645                                 N         Full/Alternative
BROOKLYN PARK                      0                        0          645                                 N         Full/Alternative
LAND O LAKES                       0                        0          606          WAL                    N         Full/Alternative
CHASKA                             0                        0          693          WAL                    Y         Full/Alternative
SAINT PAUL                         0                        0          657                                 N         Stated Income
HANOVER PARK                    10.3                    0.125          652          WAL                    N         Stated Income
BUCKEYE                         9.45                    0.125          606                                 N         Full/Alternative
KINGMAN                         10.7                    0.125          545                                 N         Full/Alternative
LAS VEGAS                        7.4                    0.125          647                                 N         Full/Alternative
PHOENIX                          8.8                    0.125          650          WAL                    N         Stated Income
KANSAS CITY                        0                        0          642                                 N         Stated Income
KANSAS CITY                        0                        0          642                                 N         Stated Income
DETROIT                            0                        0          660                                 N         Full/Alternative
CHADWICK                           0                        0          725          WAL                    N         Stated Income
RICHMOND                           0                        0          538                                 N         Full/Alternative
NEW BEDFORD                        0                        0          584                                 N         Full/Alternative
RICHMOND                           0                        0          628                                 N         Full/Alternative
COLUMBIA                         9.7                    0.125          593                                 N         Full/Alternative
BANGOR                             0                        0          648                                 N         Stated Income
NASHUA                             0                        0          550                                 N         Full/Alternative
CHARLOTTE                          0                        0          535          C                      N         Full/Alternative
DETROIT                            0                        0          562                                 N         Full/Alternative
CROWLEY                            0                        0          640                                 N         Stated Income
MIAMI                              0                        0          643                                 N         Stated Income
RIDGELAND                          0                        0          644          WAL                    N         Stated Income
RAILROAD FLAT                      0                        0          694                                 N         Full/Alternative
LANCASTER                          0                        0          583                                 N         Full/Alternative
RIDGELAND                          0                        0          644          WAL                    N         Stated Income
HALSTEAD                         8.6                    0.125          523                                 N         Full/Alternative
GILBERT                            0                        0          674                                 N         Full/Alternative
GILBERT                            0                        0          674                                 N         Full/Alternative
DETROIT                            0                        0          660                                 N         Full/Alternative
BRYAN                              0                        0          591                                 N         Full/Alternative
LITTLE RIVER AC                    0                        0          680          WAL                    N         Full/Alternative
SAN ANTONIO                        0                        0          637                                 N         Full/Alternative
LAREDO                             0                        0          634                                 N         Full/Alternative
LAREDO                             0                        0          634                                 N         Full/Alternative
HOUSTON                          9.8                    0.125          596          HIG                    N         Full/Alternative
KINGWOOD                           0                        0          581                                 N         Full/Alternative
HOUSTON                            0                        0          587                                 N         Full/Alternative
BAYTOWN                            0                        0          678                                 N         Stated Income
LA PORTE                           0                        0          601                                 N         Full/Alternative
BAYTOWN                            0                        0          678                                 N         Stated Income
BACLIFF                            0                        0          639          HIG                    N         Full/Alternative
HOUSTON                            0                        0          581                                 N         Full/Alternative
AUSTIN                             0                        0          586                                 N         Full/Alternative
DEER PARK                          0                        0          669          WAL                    N         Stated Income
FORT WORTH                         0                        0          585                                 N         Full/Alternative
FORT WORTH                       9.3                    0.125          588                                 N         Full/Alternative
COLUMBIA                           0                        0          590          HIG                    N         Full/Alternative
JENKS                              0                        0          582          WAL                    N         Full/Alternative
MONCKS CORNER                      0                        0          611                                 N         Full/Alternative
EL PASO                            0                        0          657          WAL                    N         Stated Income
SAN ANTONIO                      8.7                    0.125          681                                 N         Stated Income
CARROLLTON                         0                        0          674                                 N         Full/Alternative
CARROLLTON                     10.35                    0.125          581                                 N         Full/Alternative
GARLAND                            0                        0          719                                 N         Stated Income
EL PASO                            0                        0          599                                 N         Full/Alternative
BOLIVAR                            0                        0          535          MAI                    N         Full/Alternative
ARLINGTON                          0                        0          590                                 N         Full/Alternative
DALLAS                          8.65                    0.125          732                                 N         Full/Alternative
MEMPHIS                            0                        0          626                                 N         Full/Alternative
HITCHCOCK                          0                        0          586                                 N         Full/Alternative
DESOTO                             0                        0          589                                 N         Full/Alternative
ATHENS                           8.5                    0.125          600                                 N         Full/Alternative
BOWIE                              0                        0          604                                 N         Full/Alternative
BEDFORD                            0                        0          658                                 N         Full/Alternative
DENISON                            0                        0          634                                 N         Full/Alternative
SAN MARCOS                      6.99                    0.125          744                                 N         Stated Income
CEDAR HILL                         0                        0          583          WAL                    N         Full/Alternative
GLENN HEIGHTS                      0                        0          602                                 N         Full/Alternative
IRVING                             0                        0          599                                 N         Full/Alternative
PRYOR                              0                        0          645                                 N         Full/Alternative
ROWLETT                            0                        0          653                                 N         Stated Income
BURLESON                           0                        0          697                                 N         Stated Income
BOWIE                              0                        0          592                                 N         Full/Alternative
BALCH SPRINGS                      0                        0          692                                 N         Stated Income
BALCH SPRINGS                      0                        0          692                                 N         Stated Income
MCKINNEY                           0                        0          603                                 N         Full/Alternative
DALLAS                             0                        0          648                                 N         Full/Alternative
WICHITA FALLS                      0                        0          661                                 N         Full/Alternative
FORT WORTH                         0                        0          743          WAL                    N         Full/Alternative
GRAND PRAIRIE                      0                        0          610                                 N         Full/Alternative
BOWIE                            8.6                    0.125          622                                 N         Full/Alternative
GULFPORT                           0                        0          594                                 N         Full/Alternative
MAYNARDVILLE                    9.99                    0.125          641          WAL                    N         Stated Income
VILONIA                          9.2                    0.125          593                                 N         Full/Alternative
EL PASO                            0                        0          668                                 N         Stated Income
FORT WORTH                       9.5                    0.125          629                                 N         Full/Alternative
VICTORIA                        9.25                    0.125          616                                 N         Full/Alternative
LOWRY CROSSING                     0                        0          588                                 N         Full/Alternative
HAYDEN                             0                        0          572                                 N         Full/Alternative
TELEPHONE                          0                        0          634                                 N         Full/Alternative
GRAND PRAIRIE                   9.85                    0.125          581                                 N         Full/Alternative
HOUSTON                            0                        0          593                                 N         Full/Alternative
STANHOPE                           0                        0          584                                 N         Full/Alternative
PORT NECHES                        0                        0          604                                 N         Full/Alternative
RICHMOND                           0                        0          580                                 N         Full/Alternative
DALLAS                             0                        0          587                                 N         Full/Alternative
SAN ANTONIO                        0                        0          627                                 N         Full/Alternative
WILLIS                             0                        0          643                                 N         Stated Income
KYLE                               0                        0          596                                 N         Full/Alternative
HUMBLE                             0                        0          621          WAL                    N         Full/Alternative
HUNTSVILLE                         0                        0          628                                 N         Full/Alternative
WILLIS                             0                        0          635          WAL                    N         Full/Alternative
HOUSTON                            0                        0          606                                 N         Full/Alternative
KATY                               0                        0          595                                 N         Full/Alternative
HORIZON CITY                     8.9                    0.125          597                                 N         Full/Alternative
NEW BRAUNFELS                      0                        0          656                                 N         Full/Alternative
PASADENA                           0                        0          588                                 N         Full/Alternative
HOUSTON                            0                        0          600          HIG                    N         Full/Alternative
LEANDER                            0                        0          583          HIG                    N         Full/Alternative
S. OGDEN                         9.8                    0.125          602                                 N         Full/Alternative
BILLINGS                        9.99                    0.125          589                                 N         Full/Alternative
TOOELE                          9.35                    0.125          768          WAL                    N         Stated Income
LEHI                               0                        0          709                                 N         Full/Alternative
WEST VALLEY                    10.25                    0.125          580                                 N         Full/Alternative
SAINT GEORGE                    9.42                    0.125          603                                 N         Full/Alternative
COLORADO SPRING                    0                        0          645                                 N         Stated Income
WALDORF                            0                        0          589                                 N         Full/Alternative
OWINGS MILLS                     7.7                    0.125          680                                 N         Full/Alternative
CHICAGO                         9.25                    0.125          642                                 N         Stated Income
CHICAGO                            0                        0          642                                 N         Stated Income
GLENDALE HEIGHT                    0                        0          616          WAL                    N         Full/Alternative
LA MARQUE                        8.7                    0.125          640                                 N         Stated Income
LAKE JACKSON                       0                        0          640                                 N         Stated Income
EL PASO                            0                        0          717                                 N         Stated Income
SHOREACRES                         0                        0          593                                 N         Full/Alternative
EDINBURG                           0                        0          645                                 N         Stated Income
HOUSTON                            0                        0          621          WAL                    N         Full/Alternative
MONTGOMERY                      10.4                    0.125          580                                 N         Full/Alternative
ANGLETON                           0                        0          593                                 N         Full/Alternative
HOUSTON                            0                        0          595          HIG                    N         Full/Alternative
MAGNOLIA                           0                        0          586          HIG                    N         Full/Alternative
LEADWOOD                        11.4                    0.125          501                                 N         Full/Alternative
ST. LOUIS                          0                        0          604                                 N         Full/Alternative
LINCOLN                            0                        0          601                                 N         Stated Income
MILFORD                            0                        0          631                                 N         Full/Alternative
SAINT LOUIS                     10.5                    0.125          569                                 N         Stated Income
JESUP                              0                        0          541                                 N         Full/Alternative
LEAVENWORTH                        0                        0          639                                 N         Full/Alternative
MASON CITY                         0                        0          640                                 N         Full/Alternative
INDEPENDENCE                       0                        0          586                                 N         Full/Alternative
KANSAS CITY                        0                        0          711                                 N         Full/Alternative
ST. LOUIS                          0                        0          572          WAL                    N         Full/Alternative
BLAIR                           9.95                    0.125          605                                 N         Full/Alternative
KANSAS CITY                        0                        0          683                                 N         Stated Income
DES MOINES                         0                        0          590                                 N         Full/Alternative
OMAHA                              0                        0          574          WAL                    N         Full/Alternative
RAYMORE                            0                        0          668                                 N         Full/Alternative
SAINT LOUIS                     9.75                    0.125          586                                 N         Full/Alternative
FREEBURG                           0                        0          540                                 N         Stated Income
COUNCIL BLUFFS                10.875                    0.125          589                                 N         Full/Alternative
OLATHE                             0                        0          610                                 N         Full/Alternative
ST. LOUIS                          0                        0          675                                 N         Full/Alternative
CANTON                          9.95                    0.125          599                                 N         Full/Alternative
SIBLEY                          10.4                    0.125          599                                 N         Full/Alternative
SAINT LOUIS                    11.75                    0.125          543                                 N         Stated Income
TIFFIN                             0                        0          586                                 N         Full/Alternative
LEE'S SUMMIT                       0                        0          581                                 N         Full/Alternative
KANSAS CITY                     9.79                    0.125          622                                 N         Full/Alternative
KANSAS CITY                     11.4                    0.125          533                                 N         Stated Income
SAINT LOUIS                      9.7                    0.125          550                                 N         Full/Alternative
COUNCIL BLUFFS                   9.8                    0.125          613                                 N         Full/Alternative
KANSAS CITY                     9.95                    0.125          582                                 N         Stated Income
SAINT LOUIS                    10.99                    0.125          545                                 N         Stated Income
KANSAS CITY                    10.75                    0.125          526                                 N         Full/Alternative
ST. LOUIS                        9.4                    0.125          663                                 N         Full/Alternative
LEON                             9.3                    0.125          640          FIC                    N         Full/Alternative
BELLEVUE                        9.95                    0.125          600                                 N         Full/Alternative
WICHITA                            0                        0          605                                 N         Full/Alternative
KANSAS CITY                        0                        0          640                                 N         Stated Income
KANSAS CITY                     9.45                    0.125          603                                 N         Full/Alternative
OMAHA                           9.05                    0.125          552                                 N         Full/Alternative
KANSAS CITY                        0                        0          632                                 N         Full/Alternative
OVERLAND PARK                   8.65                    0.125          598                                 N         Full/Alternative
HUTCHINSON                      8.75                    0.125          647                                 N         Full/Alternative
BATES CITY                         0                        0          646          WAL                    N         Full/Alternative
COSBY                            9.2                    0.125          625                                 N         Full/Alternative
WENATCHEE                       7.95                    0.125          667                                 N         Full/Alternative
WEST LINN                          0                        0          589          FIC                    N         Full/Alternative
BREMERTON                          0                        0          595                                 N         Full/Alternative
PORTLAND                           0                        0          671                                 N         Stated Income
CAMARILLO                          0                        0          626          WAL                    N         Full/Alternative
QUARTZ HILL ARE                 7.99                    0.125          662                                 N         Stated Income
CARSON                             0                        0          734                                 N         Stated Income
APPLE VALLEY AR                    0                        0          648                                 N         Stated Income
BUENA PARK                      8.95                    0.125          651                                 N         Stated Income
QUARTZ HILL ARE                    0                        0          587          FIC                    N         Full/Alternative
WILMINGTON AREA                    0                        0          690          WAL                    N         Stated Income
LOS ANGELES                        0                        0          692                                 N         Stated Income
ADELANTO                           0                        0          639          WAL                    N         Full/Alternative
LANCASTER AREA                     0                        0          644          FIC                    N         Full/Alternative
NIPOMO                             0                        0          650          WAL                    N         Stated Income
CORONA                          9.45                    0.125          684                                 N         Stated Income
VENTURA (AREA O                    0                        0          785                                 N         Stated Income
NORTHRIDGE AREA                    0                        0          609                                 N         Full/Alternative
NORTHRIDGE AREA                    0                        0          631          WAL                    N         Full/Alternative
WOODLAND HILLS                   8.5                    0.125          691                                 N         Stated Income
POMONA                           7.7                    0.125          689                                 N         Stated Income
VICTORVILLE                     7.45                    0.125          704                                 N         Stated Income
HEMET                              0                        0          681          WAL                    N         Stated Income
MATTAWA                            0                        0          716                                 N         Stated Income
COEUR D ALENE                   9.85                    0.125          644          FIC                    N         Stated Income
IDAHO FALLS                        0                        0          642          WAL                    N         Full/Alternative
SPOKANE                        6.325                    0.125          692                                 N         Full/Alternative
EVERETT                            0                        0          623                                 N         Full/Alternative
SPOKANE                            0                        0          642                                 N         Full/Alternative
KANSAS CITY                        0                        0          605                                 N         Full/Alternative
CEDAR RAPIDS                     9.3                    0.125          596          HIG                    N         Full/Alternative
OVERLAND PARK                      0                        0          620                                 N         Full/Alternative
DES MOINES                         0                        0          597                                 N         Full/Alternative
MAQUOKETA                          0                        0          648                                 N         Full/Alternative
ST. PETERS                       8.1                    0.125          620                                 N         Full/Alternative
GARDNER                            0                        0          684                                 N         Full/Alternative
ABBYVILLE                       9.05                    0.125          640                                 N         Stated Income
ST. LOUIS                       10.3                    0.125          584          HIG                    N         Full/Alternative
DES MOINES                         0                        0          609                                 N         Full/Alternative
MAQUOKETA                          0                        0          595          HIG                    N         Full/Alternative
KANSAS CITY                        0                        0          550                                 N         Full/Alternative
PERRY                              0                        0          584                                 N         Full/Alternative
OVERLAND PARK                      0                        0          593          HIG                    N         Full/Alternative
OLATHE                             0                        0          600                                 N         Full/Alternative
KANSAS CITY                        0                        0          585                                 N         Full/Alternative
GRANDVIEW                          0                        0          600                                 N         Full/Alternative
ADAIR                              0                        0          594                                 N         Full/Alternative
ASHLAND                          9.1                    0.125          698                                 N         Stated Income
KANSAS CITY                        0                        0          603          FIC                    N         Full/Alternative
VIOLA                              0                        0          608                                 N         Full/Alternative
GRAIN VALLEY                       0                        0          632                                 N         Full/Alternative
MAQUOKETA                          0                        0          589                                 N         Full/Alternative
COLORADO SPRING                    0                        0          594          HIG                    N         Full/Alternative
KANSAS CITY                        0                        0          602                                 N         Full/Alternative
CRESTON                            0                        0          592                                 N         Full/Alternative
COVINGTON                          0                        0          611          WAL                    N         Full/Alternative
ELIZABETH CITY                  8.95                    0.125          694                                 N         Full/Alternative
FORT WALTON BEA                 11.4                    0.125          501          C                      N         Full/Alternative
ATLANTA                          8.9                    0.125          663          WAL                    N         Stated Income
MCHENRY                            0                        0          655                                 N         Stated Income
HIALEAH                            0                        0          615          WAL                    N         Full/Alternative
LITHONIA                           0                        0          581          WAL                    N         Full/Alternative
ORLANDO                         8.25                    0.125          689          WAL                    N         Stated Income
PORT SAINT LUCI                  8.1                    0.125          632          WAL                    N         Stated Income
CLERMONT                        8.75                    0.125          615          WAL                    N         Full/Alternative
MIAMI                           8.45                    0.125          643          FIC                    N         Stated Income
CHICAGO                            0                        0          667                                 N         Stated Income
NORTH AUGUSTA                      0                        0          609                                 N         Full/Alternative
ATLANTA                            0                        0          665          WAL                    N         Stated Income
SUNRISE                         8.45                    0.125          695          WAL                    N         Stated Income
ATLANTA                            0                        0          594          WAL                    N         Full/Alternative
NORTHBROOK                         0                        0          686                                 N         Stated Income
SNELLVILLE                      8.99                    0.125          596          WAL                    N         Full/Alternative
CAROL STREAM                     7.5                    0.125          723                                 N         Stated Income
ELLENWOOD                        9.6                    0.125          580          HIG                    N         Full/Alternative
TAMPA                           8.95                    0.125          714          WAL                    N         Stated Income
COVINGTON                        8.3                    0.125          718          WAL                    N         Stated Income
NEWNAN                             0                        0          592          WAL                    N         Full/Alternative
ELLENWOOD                          0                        0          692          WAL                    N         Stated Income
ORANGE PARK                     8.15                    0.125          674          WAL                    N         Stated Income
SCOTTSDALE                         0                        0          665                                 N         Full/Alternative
CASA GRANDE                        0                        0          614                                 N         Full/Alternative
PHOENIX                         7.15                    0.125          619                                 N         Full/Alternative
CASA GRANDE                        0                        0          606                                 N         Full/Alternative
QUEEN CREEK                        0                        0          614                                 N         Full/Alternative
PHOENIX                         10.2                    0.125          593                                 N         Full/Alternative
SURPRISE                           0                        0          649                                 N         Stated Income
TUCSON                             0                        0          661                                 N         Stated Income
QUEEN CREEK                     8.95                    0.125          661                                 N         Stated Income
CASA GRANDE                        0                        0          590                                 N         Full/Alternative
NORTH LAS VEGAS                    0                        0          609          WAL                    N         Full/Alternative
LAS VEGAS                          0                        0          713                                 N         Full/Alternative
GOLD CANYON                      9.5                    0.125          576                                 N         Full/Alternative
MAYER                              0                        0          583                                 N         Full/Alternative
QUEEN CREEK                        0                        0          623          WAL                    N         Full/Alternative
KINGMAN                            0                        0          610                                 N         Full/Alternative
TUCSON                             0                        0          596                                 N         Full/Alternative
SURPRISE                           0                        0          657                                 N         Stated Income
CASA GRANDE                        0                        0          630                                 N         Full/Alternative
LAS VEGAS                          7                    0.125          730                                 N         Stated Income
GOODYEAR                        7.45                    0.125          652                                 N         Full/Alternative
SURPRISE                         6.8                    0.125          659                                 N         Full/Alternative
TOLLESON                        7.45                    0.125          657                                 N         Full/Alternative
MESA                             9.5                    0.125          641                                 N         Stated Income
QUEEN CREEK                     7.15                    0.125          619                                 N         Full/Alternative
LAS VEGAS                          0                        0          665                                 N         Stated Income
QUEEN CREEK                        0                        0          657                                 N         Full/Alternative
CASA GRANDE                      8.1                    0.125          618                                 N         Full/Alternative
LAS VEGAS                       7.05                    0.125          700                                 N         Stated Income
AVONDALE                         8.1                    0.125          673                                 N         Stated Income
FORT MOHAVE                     6.75                    0.125          660                                 N         Full/Alternative
QUEEN CREEK                      8.1                    0.125          659                                 N         Stated Income
GLENDALE                        7.35                    0.125          634                                 N         Full/Alternative
SURPRISE                        6.45                    0.125          632                                 N         Full/Alternative
NORTH LAS VEGAS                    0                        0          569          WAL                    N         Full/Alternative
SEDONA                          7.65                    0.125          625                                 N         Full/Alternative
LAS VEGAS                       7.95                    0.125          742                                 N         Stated Income
PHOENIX                         8.55                    0.125          768                                 N         Stated Income
PHOENIX                         7.45                    0.125          608                                 N         Full/Alternative
PHOENIX                         7.55                    0.125          616                                 N         Full/Alternative
QUEEN CREEK                      8.7                    0.125          671                                 N         Stated Income
QUEEN CREEK                      7.9                    0.125          661                                 N         Full/Alternative
QUEEN CREEK                     7.75                    0.125          622                                 N         Full/Alternative
SAHUARITA                        7.1                    0.125          618                                 N         Full/Alternative
AMADO                           10.8                    0.125          505                                 N         Full/Alternative
TUCSON                          8.75                    0.125          548                                 N         Full/Alternative
PHOENIX                         9.45                    0.125          646                                 N         Full/Alternative
LAVEEN                          7.29                    0.125          638                                 N         Full/Alternative
SURPRISE                        6.95                    0.125          621                                 N         Full/Alternative
PEORIA                         7.625                    0.125          582          WAL                    N         Full/Alternative
SURPRISE                           0                        0          682                                 N         Full/Alternative
QUEEN CREEK                     7.95                    0.125          626                                 N         Full/Alternative
KINGMAN                         9.39                    0.125          604                                 N         Stated Income
PHOENIX                         7.65                    0.125          689          WAL                    N         Full/Alternative
KANSAS CITY                     8.75                    0.125          543                                 N         Full/Alternative
INDEPENDENCE                    9.45                    0.125          586                                 N         Full/Alternative
CHARLES CITY                       0                        0          657                                 N         Full/Alternative
INDEPENDENCE                     9.6                    0.125          629                                 N         Full/Alternative
KANSAS CITY                     10.8                    0.125          594          HIG                    N         Full/Alternative
SENECA                             0                        0          630                                 N         Full/Alternative
LEAVENWORTH                     8.79                    0.125          569                                 N         Full/Alternative
KANSAS CITY                        0                        0          648                                 N         Full/Alternative
DES MOINES                      9.05                    0.125          596                                 N         Full/Alternative
COUNCIL BLUFFS                     0                        0          629                                 N         Full/Alternative
KANSAS CITY                        0                        0          574                                 N         Stated Income
PALATINE                           0                        0          594                                 N         Full/Alternative
PORT CHARLOTTE                  7.85                    0.125          595          WAL                    N         Full/Alternative
ATLANTA                         9.85                    0.125          654          WAL                    N         Stated Income
CHICAGO                            0                        0          680                                 N         Stated Income
ATLANTA                          9.8                    0.125          659          WAL                    N         Stated Income
ST CLAIR SHORES                 9.99                    0.125          593                                 N         Full/Alternative
CHICAGO                            0                        0          581          WAL                    N         Full/Alternative
LITHONIA                           0                        0          641          WAL                    N         Stated Income
JACKSON                            0                        0          581                                 N         Full/Alternative
AURORA                             0                        0          675          WAL                    N         Full/Alternative
HOFFMAN ESTATES                    0                        0          678                                 N         Full/Alternative
COON RAPIDS                        0                        0          627                                 N         Full/Alternative
PLAINFIELD                         0                        0          665                                 N         Stated Income
SCHAUMBURG                         0                        0          698                                 N         Full/Alternative
JACKSONVILLE                       0                        0          599          WAL                    N         Full/Alternative
DETROIT                         9.99                    0.125          567                                 N         Stated Income
RUFFIN                             0                        0          576                                 N         Full/Alternative
TITUSVILLE                      6.95                    0.125          599          WAL                    N         Full/Alternative
ROSEVILLE                          0                        0          624                                 N         Full/Alternative
LAKELAND                           0                        0          581          WAL                    N         Full/Alternative
CHICAGO                            0                        0          697                                 N         Stated Income
RIVERDALE                          0                        0          612          WAL                    N         Full/Alternative
CHICAGO                            0                        0          620                                 N         Full/Alternative
CHICAGO HEIGHTS                 9.99                    0.125          671                                 N         Stated Income
ROCKMART                           0                        0          547          HIG                    N         Full/Alternative
BOGART                             0                        0          521          MAI                    N         Full/Alternative
EVANSVILLE                         0                        0          580                                 N         Full/Alternative
DETROIT                            0                        0          709                                 N         Stated Income
GAINESVILLE                     9.75                    0.125          655          WAL                    N         Stated Income
MIRAMAR                         6.99                    0.125          737          WAL                    N         Stated Income
MAYWOOD                            0                        0          666          WAL                    N         Full/Alternative
CHICAGO                         9.55                    0.125          694                                 N         Stated Income
ROSEMONT                        9.65                    0.125          682                                 N         Stated Income
NEWAYGO                         9.25                    0.125          628                                 N         Full/Alternative
NEWAYGO                            0                        0          628                                 N         Full/Alternative
ATLANTA                            0                        0          664          WAL                    N         Stated Income
HARVEY                           9.1                    0.125          664                                 N         Full/Alternative
CHICAGO                          9.4                    0.125          615                                 N         Full/Alternative
MILTON                             0                        0          590          FIC                    N         Full/Alternative
WOODRIDGE                          0                        0          687                                 N         Stated Income
ST LOUIS PARK                      0                        0          662                                 N         Stated Income
HIGH POINT                       9.5                    0.125          593                                 N         Full/Alternative
BELLEVILLE                         0                        0          635                                 N         Full/Alternative
CONYERS                         8.25                    0.125          731          WAL                    N         Stated Income
COVINGTON                          0                        0          607          WAL                    Y         Full/Alternative
VALDOSTA                           0                        0          598          WAL                    N         Full/Alternative
DEFUNIAK SPRING                    0                        0          592          WAL                    N         Full/Alternative
CHICAGO                        10.15                    0.125          657                                 N         Stated Income
MACOMB                             0                        0          629                                 N         Full/Alternative
HIALEAH                            0                        0          637          FIC                    N         Full/Alternative
ELK RIVER                       9.29                    0.125          661                                 N         Stated Income
LAFAYETTE                          0                        0          588                                 N         Full/Alternative
GATESVILLE                      9.24                    0.125          585                                 N         Full/Alternative
AUGUSTA                            0                        0          557          HIG                    N         Full/Alternative
MOUNT PROSPECT                   9.6                    0.125          651                                 N         Stated Income
ROCHELLE                         9.4                    0.125          680                                 N         Stated Income
MOUNT VERNON                     9.7                    0.125          621                                 N         Stated Income
DETROIT                         9.85                    0.125          606                                 N         Full/Alternative
TAMPA                              0                        0          652          WAL                    N         Full/Alternative
TEMPLE                             0                        0          614          HIG                    N         Full/Alternative
DOUGLASVILLE                       0                        0          728          WAL                    N         Stated Income
ROSELLE                         8.85                    0.125          734                                 N         Stated Income
ELMORE                        10.235                    0.125          590                                 N         Full/Alternative
CROSS                              0                        0          732                                 N         Stated Income
LECANTO                            0                        0          654          WAL                    N         Stated Income
DECATUR                            0                        0          590          HIG                    N         Full/Alternative
AUBURN HILLS                    8.99                    0.125          665                                 N         Stated Income
LOUISVILLE                       5.5                    0.125          584          WAL                    N         Full/Alternative
GLENDALE HEIGHT                    0                        0          608                                 N         Full/Alternative
RIVERVIEW                          0                        0          618          WAL                    N         Full/Alternative
SOUTH HOLLAND                    9.5                    0.125          564                                 N         Full/Alternative
CHICAGO                         9.35                    0.125          663                                 N         Stated Income
MAYWOOD                            0                        0          662          FIC                    N         Full/Alternative
CHICAGO                        10.15                    0.125          656                                 N         Stated Income
LILBURN                         9.34                    0.125          598          HIG                    N         Full/Alternative
DEERFIELD                       8.35                    0.125          666          WAL                    N         Stated Income
NEW PORT RICHEY                    0                        0          611          WAL                    N         Full/Alternative
GLENWOOD                           0                        0          598                                 N         Full/Alternative
INDIANAPOLIS                    9.55                    0.125          550                                 N         Full/Alternative
UNION                              0                        0          587                                 N         Full/Alternative
CHICAGO                            0                        0          607                                 N         Full/Alternative
SANFORD                        10.15                    0.125          644          HIG                    Y         Stated Income
ORLAND PARK                      7.2                    0.125          701          HIG                    N         Stated Income
ELGIN                           8.75                    0.125          548          WAL                    N         Full/Alternative
BELLWOOD                        8.29                    0.125          700                                 N         Stated Income
JOLIET                          8.95                    0.125          547                                 N         Full/Alternative
STERLING HEIGHT                 9.65                    0.125          606                                 N         Full/Alternative
IXONIA                             0                        0          580                                 N         Full/Alternative
BERWYN                         10.15                    0.125          586                                 N         Full/Alternative
WHEATON                            0                        0          723                                 N         Stated Income
SAUK VILLAGE                    9.99                    0.125          596                                 N         Full/Alternative
GRAND RAPIDS                    9.99                    0.125          658                                 N         Stated Income
CHICAGO                          8.8                    0.125          685                                 N         Stated Income
CHICAGO                          7.2                    0.125          718                                 N         Stated Income
CHICAGO HEIGHTS                  9.7                    0.125          669                                 N         Stated Income
DETROIT                            0                        0          687                                 N         Stated Income
HAZEL PARK                     10.25                    0.125          584                                 N         Full/Alternative
ROCKFORD                       10.25                    0.125          535                                 N         Full/Alternative
HOLIDAY                            0                        0          586          WAL                    N         Stated Income
WESTCHESTER                    10.55                    0.125          649                                 N         Stated Income
MACHESNEY PARK                   9.6                    0.125          566                                 N         Full/Alternative
CUMMING                            0                        0          676          WAL                    N         Stated Income
BRADENTON                          0                        0          597          FIC                    N         Full/Alternative
GLENN DALE                       8.5                    0.125          649                                 N         Stated Income
CHARLOTTE                        9.5                    0.125          583                                 N         Full/Alternative
COLLEGE PARK                       0                        0          672          HIG                    N         Stated Income
MONTGOMERY                         0                        0          660                                 N         Stated Income
BANGOR                             0                        0          651          WAL                    N         Full/Alternative
ROCHESTER HILLS                 9.99                    0.125          651          WAL                    N         Stated Income
FOX LAKE                         8.5                    0.125          584          FIC                    N         Full/Alternative
ULEN                               0                        0          690                                 N         Stated Income
STONE MOUNTAIN                     0                        0          649          WAL                    N         Full/Alternative
ROCKMART                         6.6                    0.125          623          WAL                    N         Full/Alternative
ROCKMART                           0                        0          623          WAL                    N         Full/Alternative
SALEM                           9.75                    0.125          585                                 N         Full/Alternative
PROVIDENCE                         0                        0          592                                 N         Full/Alternative
REDDICK                            0                        0          557                                 N         Full/Alternative
CHICAGO HEIGHTS                 9.32                    0.125          657          WAL                    N         Full/Alternative
HUDSON                           9.9                    0.125          590                                 N         Full/Alternative
KENDUSKEAG                         0                        0          719                                 N         Full/Alternative
SKOWHEGAN                          0                        0          629                                 N         Full/Alternative
STAFFORD                           0                        0          750                                 N         Full/Alternative
AGAWAM                             0                        0          588          WAL                    N         Full/Alternative
NEW LENOX                          0                        0          580          FIC                    N         Full/Alternative
UPPER MARLBORO                  6.85                    0.125          658          WAL                    N         Full/Alternative
BRIDGEVIEW                       9.6                    0.125          674          WAL                    N         Stated Income
WASHINGTON                         0                        0          695                                 N         Stated Income
MAPLEWOOD                          0                        0          630          WAL                    N         Full/Alternative
BROOKLINE                          0                        0          605                                 N         Full/Alternative
3EST WARWICK                       0                        0          611                                 N         Full/Alternative
WESTBROOK                        9.2                    0.125          623                                 N         Full/Alternative
RALEIGH                            0                        0          540                                 N         Full/Alternative
BROOKLYN                           0                        0          707          WAL                    N         Stated Income
ATLANTA                            0                        0          653          WAL                    N         Stated Income
ELK RIVER                          0                        0          609                                 N         Full/Alternative
CARMEL                             0                        0          628                                 N         Full/Alternative
DISTRICT HEIGHT                 7.85                    0.125          682                                 N         Stated Income
EVANSVILLE                         0                        0          597                                 N         Full/Alternative
BROOKLYN                           0                        0          556          HIG                    N         Full/Alternative
ZEBULON                          9.5                    0.125          592                                 N         Full/Alternative
NORTH ADAMS                      8.9                    0.125          724                                 N         Stated Income
JONESBORO                       9.35                    0.125          585          WAL                    N         Full/Alternative
HAMPSTEAD                      10.79                    0.125          528          MAI                    N         Full/Alternative
MOREHEAD CITY                   8.05                    0.125          725                                 N         Stated Income
LITTLETON                          0                        0          592          FIC                    N         Full/Alternative
WILMINGTON                         0                        0          545                                 N         Full/Alternative
COLUMBIA                           0                        0          567          WAL                    N         Full/Alternative
WARREN                          9.99                    0.125          599                                 N         Full/Alternative
LOCKPORT                        9.75                    0.125          608                                 N         Full/Alternative
FLORHAM PARK                     9.6                    0.125          618                                 N         Stated Income
BURNHAM                            0                        0          621                                 N         Full/Alternative
BALTIMORE                          0                        0          641          WAL                    N         Full/Alternative
GREENSBORO                     8.275                    0.125          663          WAL                    N         Full/Alternative
SAINT ALBANS                       0                        0          621                                 N         Full/Alternative
IRVINGTON                      10.15                    0.125          645                                 N         Stated Income
BREWER                             0                        0          581                                 N         Full/Alternative
CHICAGO                            0                        0          622                                 N         Full/Alternative
SANFORD                            0                        0          594                                 N         Full/Alternative
DORCHESTER                         0                        0          672                                 N         Stated Income
GAINESVILLE                        0                        0          668          HIG                    N         Stated Income
SILVER SPRING                   7.55                    0.125          595          WAL                    N         Full/Alternative
ROCKFORD                           0                        0          613          FIC                    N         Full/Alternative
HERMON                          7.49                    0.125          606                                 N         Full/Alternative
TWO HARBORS                        0                        0          667          WAL                    N         Full/Alternative
BALTIMORE                          0                        0          646                                 N         Full/Alternative
WEST STEWARTSTO                    0                        0          617                                 N         Full/Alternative
LOWELL                             0                        0          639                                 N         Full/Alternative
MIDLOTHIAN                         0                        0          585                                 N         Full/Alternative
PRINCESS ANNE                      0                        0          635          FIC                    N         Full/Alternative
CHICOPEE                           0                        0          600                                 N         Full/Alternative
LOWELL                             0                        0          616                                 N         Full/Alternative
LOWELL                             0                        0          616                                 N         Full/Alternative
SOUTH OZONE PAR                    0                        0          718                                 N         Stated Income
HIGH POINT                         0                        0          593                                 N         Full/Alternative
ROSEVILLE                       8.25                    0.125          634                                 N         Full/Alternative
BALTIMORE                          0                        0          531                                 N         Full/Alternative
COUNTRY CLUB HI                    0                        0          721                                 N         Stated Income
SPRINGFIELD                        0                        0          640          WAL                    N         Full/Alternative
SPRINGFIELD                        0                        0          640          WAL                    N         Full/Alternative
ATHENS                             0                        0          675                                 N         Full/Alternative
GASTONIA                           0                        0          637                                 N         Full/Alternative
ESSEX JUNCTION                     0                        0          611          WAL                    N         Full/Alternative
SAINT ALBANS                       0                        0          580                                 N         Full/Alternative
DIXFIELD                           0                        0          627                                 N         Full/Alternative
CORONA                             0                        0          666                                 N         Stated Income
BALTIMORE                          0                        0          585                                 N         Full/Alternative
BAY SHORE                          0                        0          669                                 N         Stated Income
NORTH EAST                         0                        0          602                                 N         Full/Alternative
EVERETT                            0                        0          648                                 N         Stated Income
EDEN                               0                        0          664                                 N         Full/Alternative
CHARLOTTE                       8.99                    0.125          652          WAL                    N         Full/Alternative
CRYSTAL LAKE                     8.6                    0.125          608                                 N         Full/Alternative
BALTIMORE                          0                        0          581                                 N         Full/Alternative
COVENTRY                           0                        0          613          WAL                    N         Full/Alternative
FRANKLINVILLE                      0                        0          681          WAL                    N         Full/Alternative
STEUBEN                            0                        0          725          WAL                    N         Full/Alternative
NEWARK                             0                        0          587                                 N         Full/Alternative
CORINNA                            0                        0          657                                 N         Limited
ATLANTA                            0                        0          674          WAL                    N         Stated Income
LEXINGTON                          0                        0          641          FIC                    N         Full/Alternative
HIBBING                         9.85                    0.125          582                                 N         Full/Alternative
SCHAUMBURG                         0                        0          677                                 N         Stated Income
UPPER MARLBORO                     0                        0          703                                 N         Full/Alternative
LIVERMORE FALLS                    0                        0          635                                 N         Full/Alternative
DETROIT                            0                        0          558                                 N         Stated Income
BALTIMORE                       9.85                    0.125          689          WAL                    N         Stated Income
METROPOLIS                     10.45                    0.125          637                                 N         Full/Alternative
JAMAICA                            0                        0          640          WAL                    N         Full/Alternative
SOMERSWORTH                        0                        0          586                                 N         Full/Alternative
BURLINGTON                         0                        0          609                                 N         Full/Alternative
RANDALLSTOWN                    7.85                    0.125          712                                 N         Stated Income
ROSELLE                          9.1                    0.125          734                                 N         Stated Income
CLINTON                            0                        0          648                                 N         Full/Alternative
CLINTON                            0                        0          648                                 N         Full/Alternative
RICHMOND                        9.25                    0.125          607                                 N         Full/Alternative
WINSTON SALEM                      0                        0          554                                 N         Full/Alternative
STRASBURG                       8.35                    0.125          622                                 N         Full/Alternative
BEMIDJI                            0                        0          640                                 N         Full/Alternative
DEKALB                             0                        0          567          FIC                    N         Full/Alternative
EVANSVILLE                         0                        0          698                                 N         Full/Alternative
GLEN BURNIE                        0                        0          611          FIC                    N         Full/Alternative
SPRINGFIELD                      9.6                    0.125          643                                 N         Stated Income
UNIVERSITY PARK                 9.95                    0.125          660                                 N         Stated Income
LINWOOD                            0                        0          649                                 N         Stated Income
PATERSON                           0                        0          666                                 N         Stated Income
BRISTOL                            0                        0          609                                 N         Full/Alternative
CHICAGO                            0                        0          681          WAL                    N         Stated Income
CHICAGO                          8.6                    0.125          704                                 N         Stated Income
INVER GROVE HEI                    0                        0          672          WAL                    N         Full/Alternative
KNAPP                              0                        0          615                                 N         Full/Alternative
ALEXANDRIA                         0                        0          638                                 N         Full/Alternative
AMERY                              0                        0          589                                 N         Full/Alternative
CHICAGO                            0                        0          639                                 N         Stated Income
NORTH SAINT PAU                    0                        0          671                                 N         Full/Alternative
OXFORD                             0                        0          662          HIG                    N         Full/Alternative
RALEIGH                          8.4                    0.125          593                                 N         Full/Alternative
LEVERING                        9.89                    0.125          617                                 N         Stated Income
AURORA                             0                        0          682                                 N         Full/Alternative
PORTLAND                           0                        0          604                                 N         Full/Alternative
MUNDELEIN                          0                        0          636                                 N         Full/Alternative
PORTLAND                           0                        0          604                                 N         Full/Alternative
ROLLING MEADOWS                10.25                    0.125          593                                 N         Full/Alternative
GLENBURN                           0                        0          630                                 N         Full/Alternative
DETROIT                         9.15                    0.125          606          WAL                    N         Full/Alternative
BENTON                             0                        0          655                                 N         Full/Alternative
BURLINGTON                         0                        0          592                                 N         Full/Alternative
SWANTON                            0                        0          604                                 N         Full/Alternative
DETROIT                         9.85                    0.125          640                                 N         Stated Income
CHICAGO                         7.75                    0.125          681                                 N         Stated Income
CHARLESTOWN                        0                        0          617                                 N         Full/Alternative
BALTIMORE                          0                        0          589          WAL                    N         Full/Alternative
EAST GREENWICH                     0                        0          756                                 N         Full/Alternative
CARMEL                             0                        0          688          WAL                    N         Full/Alternative
PATERSON                           0                        0          660          WAL                    N         Stated Income
WINSTON SALEM                      0                        0          580                                 N         Full/Alternative
PETERBOROUGH                       0                        0          627                                 N         Full/Alternative
JONESPORT                          0                        0          627                                 N         Full/Alternative
PORTLAND                           0                        0          619                                 N         Full/Alternative
ELGIN                              0                        0          667                                 N         Full/Alternative
WOODBRIDGE                         0                        0          665                                 N         Stated Income
HYATTSVILLE                     7.25                    0.125          717                                 N         Stated Income
BLOOMINGTON                        0                        0          672                                 N         Full/Alternative
ROCKFORD                       10.05                    0.125          614                                 N         Full/Alternative
BALTIMORE                          0                        0          579                                 N         Full/Alternative
HAMMOND                          8.3                    0.125          680                                 N         Stated Income
HOLBROOK                       10.65                    0.125          543          WAL                    N         Full/Alternative
PATERSON                           0                        0          660          WAL                    N         Stated Income
SHAPLEIGH                          0                        0          657          WAL                    N         Full/Alternative
WATERVILLE                         0                        0          687                                 N         Full/Alternative
FALL RIVER                         0                        0          723          WAL                    N         Stated Income
ALBANY                             0                        0          633                                 N         Full/Alternative
MOUNT HOLLY                        0                        0          652                                 N         Stated Income
MERRIMACK                          0                        0          616                                 N         Full/Alternative
BALTIMORE                          0                        0          644          WAL                    N         Full/Alternative
LANDOVER                           0                        0          670          WAL                    N         Full/Alternative
MANCHESTER                         0                        0          637                                 N         Full/Alternative
CHICAGO                         7.75                    0.125          704          WAL                    N         Full/Alternative
BARRE                              0                        0          655          WAL                    N         Full/Alternative
CHICAGO                            0                        0          707                                 N         Stated Income
NASHUA                             0                        0          635                                 N         Full/Alternative
CENTRAL ISLIP                      0                        0          695                                 N         Stated Income
AURORA                             0                        0          571                                 N         Full/Alternative
BREWER                             0                        0          614                                 N         Full/Alternative
CUMBERLAND FORE                    0                        0          637          WAL                    N         Full/Alternative
SALISBURY                          0                        0          637                                 N         Full/Alternative
PETERBOROUGH                       0                        0          627                                 N         Full/Alternative
GLEN ALLEN                         0                        0          582                                 N         Full/Alternative
REHOBOTH                           0                        0          645          WAL                    N         Full/Alternative
POOLESVILLE                        0                        0          641                                 N         Full/Alternative
CHICAGO                         10.8                    0.125          719                                 N         Stated Income
NORTH PROVIDENC                    7                    0.125          612                                 N         Full/Alternative
CHARLOTTE                          0                        0          595                                 N         Full/Alternative
DAVENPORT                       9.85                    0.125          589                                 N         Full/Alternative
SHELTON                            0                        0          560                                 N         Full/Alternative
DES MOINES                         0                        0          570                                 N         Full/Alternative
CARL JUNCTION                      0                        0          554                                 N         Full/Alternative
MARSHFIELD                         0                        0          557                                 N         Full/Alternative
BOELUS                             0                        0          572                                 N         Full/Alternative
GUTHRIE CENTER                     0                        0          665                                 N         Full/Alternative
OLATHE                             0                        0          554                                 N         Full/Alternative
LUFKIN                             0                        0          619                                 N         Full/Alternative
MANSFIELD                          0                        0          599                                 N         Full/Alternative
BRANDON                          7.4                    0.125          585          FIC                    N         Full/Alternative
BLACK CANYON CI                    0                        0          609                                 N         Stated Income
CARLSBAD                       10.25                    0.125          598                                 N         Full/Alternative
MISSION VIEJO                   7.65                    0.125          600                                 N         Full/Alternative
APLINGTON                          0                        0          604                                 N         Full/Alternative
ELDON                              0                        0          631                                 N         Full/Alternative
NEWTON                             0                        0          620                                 N         Full/Alternative
LINDEN                             0                        0          704                                 N         Full/Alternative
OKEECHOBEE                       9.1                    0.125          593          WAL                    N         Stated Income
BOONE                              0                        0          568          FIC                    N         Full/Alternative
LA PORTE                           0                        0          645                                 N         Full/Alternative
WICHITA                          8.6                    0.125          712                                 N         Full/Alternative
NEWTON                             0                        0          602                                 N         Full/Alternative
PERRY                           8.85                    0.125          633                                 N         Full/Alternative
GRANGER                            0                        0          786                                 N         Stated Income
FRANKFORT                          0                        0          580                                 N         Full/Alternative
HARTLEY                            0                        0          591                                 N         Full/Alternative
WALLLA WALLA                    7.95                    0.125          624                                 N         Full/Alternative
SHALIMAR                         8.3                    0.125          647          WAL                    N         Stated Income
CONWAY SPRINGS                  9.75                    0.125          604          WAL                    N         Full/Alternative
SACRAMENTO                      6.65                    0.125          664          FIC                    N         Full/Alternative
LATHROP                            0                        0          706                                 N         Full/Alternative
CHARLESTON                         0                        0          615                                 N         Full/Alternative
DIXON IL 61021                     0                        0          647                                 N         Full/Alternative
COVINGTON                          0                        0          582                                 N         Full/Alternative
EVERETT                            8                    0.125          605                                 N         Full/Alternative
LAS VEGAS                       8.95                    0.125          649                                 N         Stated Income
AURORA                             0                        0          567                                 N         Full/Alternative
FRANKLIN                           0                        0          637                                 N         Full/Alternative
INDEPENDENCE                   10.35                    0.125          527                                 N         Full/Alternative
INDEPENDENCE                       0                        0          578                                 N         Full/Alternative
PHOENIX                         8.25                    0.125          672                                 N         Stated Income
MEMPHIS                            0                        0          587                                 N         Full/Alternative
ATKINS                             0                        0          605                                 N         Full/Alternative
WINLOCK                            0                        0          596                                 N         Full/Alternative
BRYANT                           7.6                    0.125          676                                 N         Full/Alternative
INVERNESS                          0                        0          665          A                      N         Stated Income
LAS VEGAS                          0                        0          649                                 N         Stated Income
MEMPHIS                            0                        0          673                                 N         Stated Income
NORTH LAS VEGAS                    0                        0          659          WAL                    N         Full/Alternative
SHREVEPORT                         0                        0          569                                 N         Full/Alternative
SIOUX CITY                         0                        0          576          WAL                    N         Full/Alternative
VANCOUVER                          0                        0          649                                 N         Full/Alternative
ALBUQUERQUE                     9.95                    0.125          550                                 N         Stated Income
INDIANOLA                          0                        0          584                                 N         Full/Alternative
PORTLAND                           0                        0          544                                 N         Full/Alternative
NORTH LAS VEGAS                    0                        0          659          WAL                    N         Full/Alternative
RAPIDS CITY                        0                        0          626                                 N         Full/Alternative
MIAMI                              0                        0          661          WAL                    N         Full/Alternative
EXETER                          9.35                    0.125          639                                 N         Full/Alternative
WICHITA                            0                        0          675                                 N         Full/Alternative
VANCOUVER                          0                        0          649                                 N         Full/Alternative
BARTLESVILLE                       0                        0          571          HIG                    N         Full/Alternative
WORTH                              0                        0          702                                 N         Full/Alternative
MESA                               0                        0          555                                 N         Full/Alternative
NORFOLK                            0                        0          566                                 N         Full/Alternative
WEST DES MOINES                    0                        0          593                                 N         Full/Alternative
BETTENDORF                         0                        0          660                                 N         Full/Alternative
HEWITT                             0                        0          602                                 N         Full/Alternative
FORT SMITH                         0                        0          743                                 N         Stated Income
WICHITA                            0                        0          654                                 N         Full/Alternative
ENUMCLAW                           0                        0          542          WAL                    N         Full/Alternative
CRAWFORDSVILLE                     0                        0          568                                 N         Full/Alternative
EVERETT                            0                        0          692                                 N         Stated Income
EVERETT                            0                        0          692                                 N         Stated Income
LINDSBORG                          0                        0          606                                 N         Full/Alternative
TACOMA                             0                        0          574          FIC                    N         Full/Alternative
PUYALLUP                           0                        0          590                                 N         Stated Income
BATTLE GROUND                   8.99                    0.125          627                                 N         Stated Income
WATAUGA                          9.9                    0.125          582                                 N         Full/Alternative
DAVENPORT                          0                        0          641          WAL                    N         Full/Alternative
LAKE STEVENS                       0                        0          508                                 N         Full/Alternative
PLAINFIELD                         0                        0          669          WAL                    N         Stated Income
PLAINFIELD                         0                        0          669          WAL                    N         Stated Income
BROOKLYN PARK                      0                        0          624                                 N         Full/Alternative
BROOKLYN PARK                      0                        0          624                                 N         Full/Alternative
OAKLAND CITY                       0                        0          642                                 N         Full/Alternative
BRITTON                         11.5                    0.125          530                                 N         Full/Alternative
MACHESNEY PARK                     0                        0          576                                 N         Full/Alternative
DETROIT                            0                        0          668                                 N         Stated Income
ELGIN                              0                        0          667          FIC                    Y         Full/Alternative
BENSENVILLE                        0                        0          677                                 N         Stated Income
MIDLAND                            0                        0          689                                 N         Stated Income
CRYSTAL                            0                        0          625                                 N         Full/Alternative
THIEF RIVER FAL                    0                        0          638                                 N         Full/Alternative
SAUK VILLAGE                    10.7                    0.125          615                                 N         Full/Alternative
DETROIT                            0                        0          672                                 N         Stated Income
EVELETH                            0                        0          593                                 N         Full/Alternative
GLENDALE HEIGHT                    0                        0          626                                 N         Full/Alternative
GREENWOOD                       9.99                    0.125          647          WAL                    N         Stated Income
BURNSVILLE                         0                        0          670                                 N         Full/Alternative
ROCKFORD                           0                        0          648          WAL                    N         Full/Alternative
GILBERTSVILLE                      0                        0          580                                 N         Full/Alternative
KOKOMO                             0                        0          595                                 N         Full/Alternative
HUTCHINSON                         0                        0          665                                 N         Full/Alternative
ZIMMERMAN                          0                        0          635                                 N         Full/Alternative
CAMBRIA                            0                        0          675                                 N         Full/Alternative
MAPLE GROVE                        0                        0          645                                 N         Stated Income
STREAMWOOD                       9.4                    0.125          583                                 N         Full/Alternative
CHICAGO                            0                        0          653          WAL                    N         Full/Alternative
MATTESON                           0                        0          618                                 N         Full/Alternative
MINNEAPOLIS                        0                        0          641          WAL                    N         Stated Income
MATTESON                           0                        0          618                                 N         Full/Alternative
SPRING LAKE                      9.5                    0.125          590                                 N         Full/Alternative
OTTAWA                             0                        0          606                                 N         Full/Alternative
SAINT PAUL                         0                        0          656                                 N         Stated Income
CHICAGO                            0                        0          700          WAL                    N         Full/Alternative
CRETE                           8.45                    0.125          643          WAL                    N         Full/Alternative
POPLAR GROVE                       0                        0          698                                 N         Stated Income
BOONVILLE                          0                        0          596                                 N         Full/Alternative
HAZEL CREST                     8.99                    0.125          620                                 N         Full/Alternative
DAWSON                             0                        0          601                                 N         Full/Alternative
UNIVERSITY PARK                    0                        0          665                                 N         Stated Income
JORDAN                             0                        0          633                                 N         Full/Alternative
MAYWOOD                            0                        0          642          WAL                    N         Stated Income
ROCKFORD                           0                        0          609                                 N         Full/Alternative
LITTLE CANADA                      0                        0          649                                 N         Stated Income
DAVIS JUNCTION                     0                        0          638                                 N         Full/Alternative
BUFFALO                            0                        0          604          WAL                    N         Full/Alternative
BOLINGBROOK                        0                        0          661                                 N         Stated Income
CHICAGO                            0                        0          710                                 N         Stated Income
TAYLOR                          9.25                    0.125          595                                 N         Full/Alternative
ATWATER                          9.5                    0.125          592                                 N         Full/Alternative
SOUTH PARIS                        0                        0          728          FIC                    N         Full/Alternative
NEW RICHMOND                       0                        0          651                                 N         Full/Alternative
CHICAGO                         9.99                    0.125          723                                 N         Stated Income
NEW RICHMOND                       0                        0          651                                 N         Full/Alternative
AUBURN HILLS                       0                        0          597                                 N         Full/Alternative
SAUK VILLAGE                     9.3                    0.125          662                                 N         Stated Income
BEAVER DAM                         0                        0          641                                 N         Full/Alternative
LA SALLE                           0                        0          638                                 N         Full/Alternative
DAVISON                            0                        0          619                                 N         Full/Alternative
OXFORD                           8.3                    0.125          662          WAL                    N         Full/Alternative
MINNETONKA                         0                        0          652                                 N         Full/Alternative
NEWBURGH                           0                        0          621                                 N         Full/Alternative
CHICAGO                            0                        0          739                                 N         Stated Income
JOLIET                             0                        0          614                                 N         Full/Alternative
CONCORDIA                        9.7                    0.125          613                                 N         Full/Alternative
SPRINGFIELD                        0                        0          585                                 N         Full/Alternative
MARQUETTE HEIGH                    0                        0          539                                 N         Full/Alternative
FRANKFORT                      10.25                    0.125          589                                 N         Full/Alternative
NASHVILLE                          0                        0          557                                 N         Full/Alternative
MOUNT PROSPECT                     0                        0          563                                 N         Full/Alternative
GRAND PRAIRIE                      0                        0          596                                 N         Full/Alternative
SHERMAN                            0                        0          642                                 N         Full/Alternative
ELDORA                             0                        0          605                                 N         Full/Alternative
MIDLOTHIAN                         0                        0          647                                 N         Full/Alternative
LIBERAL                            0                        0          598                                 N         Full/Alternative
HOUSTON                            0                        0          753                                 N         Full/Alternative
CEDAR RAPIDS                       0                        0          671                                 N         Stated Income
ABILENE                            0                        0          605                                 N         Full/Alternative
KANSAS CITY                      9.2                    0.125          579                                 N         Full/Alternative
TACOMA                             0                        0          564                                 N         Full/Alternative
OSCEOLA                            0                        0          608                                 N         Full/Alternative
GENESEO                            0                        0          605                                 N         Full/Alternative
SEAGOVILLE                         0                        0          555                                 N         Full/Alternative
SEATTLE                            0                        0          660          WAL                    N         Full/Alternative
OLYMPIA                            0                        0          628                                 N         Full/Alternative
NEW ORLEANS                        0                        0          753          WAL                    N         Stated Income
TACOMA                         8.625                    0.125          604                                 N         Full/Alternative
ARLINGTON                          0                        0          793                                 N         Full/Alternative
DALLAS                             0                        0          575                                 N         Full/Alternative
MONROE                             0                        0          618                                 N         Full/Alternative
CEDAR FALLS                        0                        0          526                                 N         Full/Alternative
SHERMAN                            0                        0          595                                 N         Full/Alternative
COMBINE                            0                        0          668          FIC                    N         Full/Alternative
HOUSTON                            0                        0          676                                 N         Full/Alternative
MERIAM                             0                        0          639                                 N         Full/Alternative
BLUE RIDGE                         0                        0          710                                 N         Full/Alternative
KANSAS CITY                      9.6                    0.125          589                                 N         Full/Alternative
SPRINGFIELD                        0                        0          593                                 N         Full/Alternative
HAMILTON                           0                        0          583                                 N         Full/Alternative
CONROE                             0                        0          652                                 N         Full/Alternative
KENNEWICK                       9.35                    0.125          588                                 N         Full/Alternative
KNOXVILLE                          0                        0          617                                 N         Full/Alternative
HUMBLE                             0                        0          641                                 N         Stated Income
WELLINGTON                         0                        0          595                                 N         Full/Alternative
BUTLER                             0                        0          660                                 N         Full/Alternative
SPRINGFIELD                       10                    0.125          533                                 N         Full/Alternative
PANAMA CITY BEA                 9.85                    0.125          550          WAL                    N         Stated Income
SARITA                             0                        0          563                                 N         Full/Alternative
POTTSBORO                          0                        0          582                                 N         Full/Alternative
MASON CITY                         0                        0          617                                 N         Full/Alternative
NICKERSON                          0                        0          577                                 N         Full/Alternative
GRANDVIEW                          0                        0          536                                 N         Full/Alternative
MIRAMAR                         7.55                    0.125          773          WAL                    N         Stated Income
CLEARWATER                      9.25                    0.125          569                                 N         Full/Alternative
LEAVENWORTH                        0                        0          651                                 N         Full/Alternative
INDEPENDENCE                       0                        0          581                                 N         Full/Alternative
BLOOMINGTON                        0                        0          663                                 N         Full/Alternative
INDEPENDENCE                       0                        0          622                                 N         Full/Alternative
WATERLOO                           0                        0          619          FIC                    N         Full/Alternative
SANTA ROSA BEAC                  7.9                    0.125          704          WAL                    N         Stated Income
LARGO                            9.7                    0.125          520          HIG                    N         Full/Alternative
SEARCY                          10.5                    0.125          642                                 N         Stated Income
BEAVERTON                          0                        0          659                                 N         Full/Alternative
GRINNELL                           0                        0          582                                 N         Full/Alternative
SEAGOVILLE                         0                        0          588                                 N         Full/Alternative
BOONVILLE                          0                        0          567                                 N         Full/Alternative
SPRINGDALE                      7.85                    0.125          655          FIC                    N         Full/Alternative
MIDDLETON                          0                        0          554                                 N         Full/Alternative
SAN ANTONIO                        0                        0          714                                 N         Stated Income
EDMOND                           7.6                    0.125          721                                 N         Stated Income
DALLAS                             0                        0          661                                 N         Stated Income
PEARCY                             0                        0          588                                 N         Full/Alternative
FORT WORTH                         0                        0          596          HIG                    N         Full/Alternative
CEDAR HILL                         0                        0          634                                 N         Full/Alternative
HOUSTON                            0                        0          668                                 N         Stated Income
MEMPHIS                            0                        0          651                                 N         Full/Alternative
TYLER                              0                        0          584                                 N         Full/Alternative
BENTON                             0                        0          628                                 N         Full/Alternative
NORTH LITTLE RO                    0                        0          636                                 N         Full/Alternative
WYLIE                              0                        0          606                                 N         Full/Alternative
HOUSTON                            0                        0          631                                 N         Full/Alternative
LITTLETON                          0                        0          662                                 N         Stated Income
DENTON                             0                        0          591                                 N         Full/Alternative
ATHENS                             0                        0          587                                 N         Full/Alternative
GRAND PRAIRIE                      0                        0          661                                 N         Stated Income
ARLINGTON                          0                        0          666                                 N         Full/Alternative
GRAND PRAIRIE                      0                        0          650                                 N         Full/Alternative
CHILDRESS                          0                        0          588                                 N         Full/Alternative
CARROLLTON                         0                        0          583                                 N         Full/Alternative
ARLINGTON                          0                        0          586                                 N         Full/Alternative
PROVIDENCE VILL                    0                        0          635                                 N         Full/Alternative
PROVIDENCE VILL                    0                        0          635                                 N         Full/Alternative
SEVIERVILLE                        0                        0          715          WAL                    N         Stated Income
FRESNO                             0                        0          642                                 N         Full/Alternative
DESOTO                             0                        0          630                                 N         Full/Alternative
SOUTH HAVEN                     9.35                    0.125          622                                 N         Full/Alternative
BURRTON                         9.55                    0.125          595                                 N         Full/Alternative
SAN JACINTO                        0                        0          556          HIG                    N         Full/Alternative
PERU                           10.05                    0.125          580                                 N         Full/Alternative
ATLANTA                         8.95                    0.125          694          WAL                    N         Stated Income
GAINESVILLE                        0                        0          629                                 N         Full/Alternative
ALBUQUERQUE                      7.2                    0.125          651                                 N         Full/Alternative
CITY NAME                          0                        0          592                                 N         Full/Alternative
SOLDIER                            0                        0          701                                 N         Full/Alternative
DODGE CITY                       9.5                    0.125          602                                 N         Full/Alternative
BRANSON                         9.95                    0.125          642          WAL                    N         Stated Income
ALLEN                           8.99                    0.125          599                                 N         Full/Alternative
ALTO PASS                       9.95                    0.125          614                                 N         Full/Alternative
ARLINGTON                          0                        0          580                                 N         Full/Alternative
FORT WORTH                    10.075                    0.125          695          WAL                    N         Full/Alternative
SIKESTON                           0                        0          630                                 N         Full/Alternative
CONVERSE                         9.9                    0.125          611                                 N         Full/Alternative
THE DALLES                         0                        0          611                                 N         Full/Alternative
HUMBLE                             0                        0          636                                 N         Full/Alternative
KELSO                              0                        0          629                                 N         Full/Alternative
BATESVILLE                         0                        0          587                                 N         Full/Alternative
GUN BARREL CITY                    0                        0          552                                 N         Full/Alternative
ERIE                               0                        0          578                                 N         Full/Alternative
WATERLOO                           0                        0          630                                 N         Full/Alternative
VILLAGE MILLS                      0                        0          609                                 N         Full/Alternative
IOWA CITY                          0                        0          786                                 N         Full/Alternative
SHREWSBURY                         0                        0          655                                 N         Full/Alternative
GILMER                             0                        0          583                                 N         Full/Alternative
LITTLE ROCK                        0                        0          689                                 N         Full/Alternative
COLLEGE STATION                    0                        0          620                                 N         Full/Alternative
TRENTON                            0                        0          584                                 N         Full/Alternative
DIBOLL                             0                        0          582          HIG                    N         Full/Alternative
OMAHA                              0                        0          640                                 N         Full/Alternative
PERRYVILLE                         0                        0          644                                 N         Stated Income
COVINGTON                          0                        0          580                                 N         Full/Alternative
CARSON                             0                        0          644                                 N         Full/Alternative
GRANDVIEW                        9.5                    0.125          563                                 N         Stated Income
LEBANON                            0                        0          654                                 N         Full/Alternative
DALLAS                             0                        0          802          WAL                    N         Full/Alternative
OLYMPIA                            0                        0          628                                 N         Full/Alternative
ALFORD                             0                        0          610          WAL                    N         Full/Alternative
BARTLESVILLE                    9.65                    0.125          637                                 N         Full/Alternative
OSAWATOMIE                         0                        0          640                                 N         Full/Alternative
FRANKFORT                      9.975                    0.125          616          FIC                    N         Full/Alternative
PROSSER                            0                        0          680                                 N         Full/Alternative
MINGO                              0                        0          584                                 N         Full/Alternative
THE WOODLANDS                      0                        0          713                                 N         Full/Alternative
WICHITA                         9.85                    0.125          616                                 N         Full/Alternative
WINFIELD                        9.55                    0.125          630                                 N         Full/Alternative
MEMPHIS                         9.95                    0.125          660                                 N         Stated Income
KANSAS CITY                        0                        0          534                                 N         Stated Income
FORT WORTH                         0                        0          591                                 N         Full/Alternative
N. RICHLAND HIL                    0                        0          583                                 N         Full/Alternative
FORT LAUDERDALE                    0                        0          651          WAL                    N         Stated Income
HOUSTON                            0                        0          550                                 N         Full/Alternative
GAINESVILLE                        0                        0          549                                 N         Full/Alternative
FORT LAUDERDALE                    0                        0          651          WAL                    N         Stated Income
FRANKFORT                       9.55                    0.125          620                                 N         Full/Alternative
OSAWATOMIE                         0                        0          786                                 N         Stated Income
ROWLETT                            0                        0          598                                 N         Full/Alternative
LACY LAKEVIEW                      0                        0          587          WAL                    N         Full/Alternative
KANSAS CITY                        0                        0          643                                 N         Full/Alternative
SAN ANTONIO                        0                        0          633                                 N         Full/Alternative
SALEM                              0                        0          606          WAL                    N         Full/Alternative
WASHINGTON                         0                        0          605                                 N         Full/Alternative
FT LAUDERDALE                      0                        0          623          WAL                    N         Full/Alternative
WICHITA                          8.9                    0.125          712                                 N         Full/Alternative
GLENN HEIGHTS                      0                        0          660                                 N         Full/Alternative
CADDO MILLS                        0                        0          668                                 N         Full/Alternative
OKLAHOMA CITY                      0                        0          665          WAL                    N         Full/Alternative
OKLAHOMA CITY                      0                        0          665          WAL                    N         Full/Alternative
ALVARADO                           0                        0          617                                 N         Full/Alternative
ROSENBERG                          0                        0          624                                 N         Full/Alternative
CORDOVA                         7.99                    0.125          653                                 N         Stated Income
BOSSIER CITY                       0                        0          581                                 N         Full/Alternative
FATE                             5.5                    0.125          596                                 N         Full/Alternative
MEMPHIS                            0                        0          693                                 N         Stated Income
DALLAS                             0                        0          606          WAL                    N         Stated Income
LAMAR                            8.3                    0.125          545                                 N         Full/Alternative
EULESS                          8.65                    0.125          605                                 N         Full/Alternative
FORT WORTH                         0                        0          605                                 N         Full/Alternative
CECILIA                         9.99                    0.125          603                                 N         Full/Alternative
CROWLEY                         7.95                    0.125          607                                 N         Full/Alternative
LAS VEGAS                       7.65                    0.125          640                                 N         Stated Income
CROWLEY                            0                        0          607                                 N         Full/Alternative
BATON ROUGE                        0                        0          582                                 N         Full/Alternative
EL PASO                          8.6                    0.125          693                                 N         Stated Income
KATY                               0                        0          670          WAL                    N         Full/Alternative
LAKE WORTH                         0                        0          591                                 N         Full/Alternative
GARLAND                        10.35                    0.125          572                                 N         Full/Alternative
ANTIOCH                          6.9                    0.125          663                                 N         Full/Alternative
ANTIOCH                            0                        0          663                                 N         Full/Alternative
GARLAND                            0                        0          594                                 N         Stated Income
ALLEN                              0                        0          649          WAL                    N         Full/Alternative
ALLEN                              0                        0          649          WAL                    N         Full/Alternative
HARRAH                             0                        0          606                                 N         Full/Alternative
EL PASO COUNTY                  8.75                    0.125          657                                 N         Stated Income
TULSA                            9.3                    0.125          613                                 N         Full/Alternative
DALLAS                          9.65                    0.125          595                                 N         Full/Alternative
FATE                               0                        0          627                                 N         Full/Alternative
DALLAS                          8.55                    0.125          612                                 N         Full/Alternative
LEWISVILLE                       9.1                    0.125          592                                 N         Stated Income
FORT WORTH                         0                        0          612                                 N         Full/Alternative
SAN ANTONIO                      8.7                    0.125          599                                 N         Full/Alternative
EL PASO                            0                        0          611                                 N         Full/Alternative
MCKINNEY                           0                        0          634          HIG                    N         Full/Alternative
DENVER                          7.99                    0.125          668                                 N         Full/Alternative
TUPELO                             0                        0          652                                 N         Full/Alternative
AZLE                               0                        0          653          WAL                    N         Full/Alternative
ROCKWALL                           0                        0          520                                 N         Full/Alternative
KATY                               0                        0          637                                 N         Full/Alternative
FORT WORTH                      8.39                    0.125          604                                 N         Full/Alternative
RICHMOND                           0                        0          608                                 N         Full/Alternative
MEMPHIS                            0                        0          597                                 N         Full/Alternative
DERBY                           9.65                    0.125          561          HIG                    N         Full/Alternative
CABOT                              0                        0          591                                 N         Full/Alternative
HOUMA                              0                        0          723                                 N         Full/Alternative
SINTON                             0                        0          580                                 N         Full/Alternative
EL PASO                            0                        0          720                                 N         Stated Income
FORT WORTH                       9.1                    0.125          588                                 N         Full/Alternative
MEMPHIS                            0                        0          673                                 N         Full/Alternative
WOODLAWN                         7.6                    0.125          604                                 N         Full/Alternative
WOODLAWN                           0                        0          604                                 N         Full/Alternative
BROKEN ARROW                       0                        0          625                                 N         Full/Alternative
WICHITA FALLS                      0                        0          634                                 N         Full/Alternative
HUTTO                              0                        0          604                                 N         Full/Alternative
BOLIVAR                            0                        0          627                                 N         Full/Alternative
BOLIVAR                            0                        0          627                                 N         Full/Alternative
GARLAND                            0                        0          547                                 N         Full/Alternative
RICHARDSON                         0                        0          686                                 N         Stated Income
MESQUITE                           0                        0          676                                 N         Full/Alternative
MESQUITE                           0                        0          601                                 N         Full/Alternative
MESQUITE                           0                        0          652                                 N         Stated Income
FORT WORTH                         0                        0          673                                 N         Stated Income
DELIGHT                            0                        0          607                                 N         Full/Alternative
MEMPHIS                            0                        0          650                                 N         Stated Income
WELCH                          10.35                    0.125          600                                 N         Full/Alternative
PARIS                              0                        0          598                                 N         Full/Alternative
FATE                               0                        0          653          WAL                    N         Full/Alternative
SOUTHAVEN                          0                        0          622                                 N         Full/Alternative
FLINT                           9.85                    0.001          618                                 N         Full/Alternative
WHITEHOUSE                         0                        0          640                                 N         Stated Income
GARLAND                            0                        0          612                                 N         Full/Alternative
FATE                               0                        0          598                                 N         Full/Alternative
ALVIN                              0                        0          616                                 N         Full/Alternative
LAREDO                             0                        0          666                                 N         Stated Income
INOLA                              0                        0          602                                 N         Full/Alternative
AZLE                               0                        0          695                                 N         Full/Alternative
MERCEDES                           0                        0          547                                 N         Full/Alternative
ARLINGTON                          0                        0          596                                 N         Full/Alternative
DUMAS                              0                        0          608                                 N         Full/Alternative
WINNSBORO                      10.55                    0.125          545                                 N         Full/Alternative
ARLINGTON                          0                        0          691                                 N         Full/Alternative
SANGER                          8.45                    0.125          690                                 N         Stated Income
SAND SPRINGS                       0                        0          611                                 N         Full/Alternative
ODESSA                             0                        0          583                                 N         Full/Alternative
WYLIE                              0                        0          657                                 N         Full/Alternative
WEATHERFORD                        0                        0          661                                 N         Stated Income
WATAUGA                            0                        0          612                                 N         Full/Alternative
LITTLE ROCK                        0                        0          646                                 N         Stated Income
LEXINGTON                       10.7                    0.125          650                                 N         Stated Income
MESQUITE                           0                        0          623                                 N         Full/Alternative
GRAPEVINE                          0                        0          683          FIC                    N         Full/Alternative
EL PASO                         7.99                    0.125          663                                 N         Stated Income
WOLFFORTH                          0                        0          648                                 N         Stated Income
MOUNDS                             0                        0          598                                 N         Full/Alternative
FORT WORTH                      8.35                    0.125          704                                 N         Stated Income
ALLEN                              0                        0          673                                 N         Stated Income
DALLAS                           9.6                    0.125          584                                 N         Full/Alternative
JACKSON                            0                        0          622                                 N         Full/Alternative
BURNET                          7.65                    0.125          663                                 N         Full/Alternative
FRISCO                          8.65                    0.125          590                                 N         Full/Alternative
OLIVE BRANCH                       0                        0          643                                 N         Full/Alternative
HOUSTON                            0                        0          698                                 N         Stated Income
CEDAR HILL                      9.65                    0.125          596                                 N         Full/Alternative
SEAGOVILLE                         0                        0          628                                 N         Full/Alternative
BOLIVAR                            0                        0          593                                 N         Full/Alternative
TULSA                              0                        0          666                                 N         Full/Alternative
HORIZON CITY                       0                        0          681                                 N         Stated Income
KATY                               0                        0          602                                 N         Full/Alternative
SUNSET                             0                        0          636                                 N         Full/Alternative
CLEBURNE                           0                        0          542          FIC                    N         Full/Alternative
JACKSON                            0                        0          541                                 N         Full/Alternative
SHERMAN                            0                        0          590          HIG                    N         Full/Alternative
CHATTANOOGA                        0                        0          650                                 N         Full/Alternative
FRISCO                             0                        0          628                                 N         Full/Alternative
FORNEY                           8.7                    0.125          581                                 N         Full/Alternative
EL PASO                            0                        0          615                                 N         Full/Alternative
FORT WORTH                         0                        0          638                                 N         Full/Alternative
EL PASO                            0                        0          675                                 N         Full/Alternative
MESQUITE                           0                        0          599          WAL                    N         Full/Alternative
BEAUMONT                           0                        0          658                                 N         Full/Alternative
MEMPHIS                            0                        0          617          WAL                    N         Full/Alternative
FORT WORTH                         0                        0          659                                 N         Full/Alternative
TULSA                              0                        0          654                                 N         Stated Income
CADDO MILLS                        0                        0          632                                 N         Full/Alternative
BURLESON                           0                        0          682                                 N         Stated Income
GRAND PRAIRIE                      0                        0          659                                 N         Stated Income
TULSA                              0                        0          586                                 N         Full/Alternative
ROWLETT                            0                        0          610                                 N         Full/Alternative
HICKORY VALLEY                     0                        0          606          WAL                    N         Full/Alternative
GRANBURY                           0                        0          622          HIG                    N         Full/Alternative
DALLAS                             0                        0          587                                 N         Full/Alternative
PLANO                              0                        0          651                                 N         Full/Alternative
PLANO                              0                        0          651                                 N         Full/Alternative
GRAND PRAIRIE                      0                        0          635                                 N         Full/Alternative
COVINGTON                        9.8                    0.125          581                                 N         Full/Alternative
FORT WORTH                         0                        0          654                                 N         Full/Alternative
EL PASO                         8.35                    0.125          566                                 N         Full/Alternative
LAGO VISTA                         0                        0          667                                 N         Stated Income
BROWNSVILLE                        0                        0          720          WAL                    N         Stated Income
LUBBOCK                            0                        0          646                                 N         Full/Alternative
LUBBOCK                            0                        0          646                                 N         Full/Alternative
ANNA                               0                        0          641                                 N         Full/Alternative
BOLIVAR                            0                        0          597          WAL                    N         Full/Alternative
HUMBOLDT                        9.55                    0.125          638                                 N         Full/Alternative
ALEDO                              0                        0          638          FIC                    N         Full/Alternative
ARLINGTON                          0                        0          664                                 N         Stated Income
COLLIERVILLE                       0                        0          639          FIC                    N         Full/Alternative
BOLIVAR                            0                        0          627          HIG                    N         Full/Alternative
HEARTLAND                          0                        0          589                                 N         Full/Alternative
MIDDLETON                          0                        0          597                                 N         Full/Alternative
FORT WORTH                         0                        0          591                                 N         Full/Alternative
RENOVA                          8.95                    0.125          601                                 N         Full/Alternative
MESQUITE                           0                        0          629                                 N         Full/Alternative
MESQUITE                           0                        0          629                                 N         Full/Alternative
MULVANE                            0                        0          590                                 N         Full/Alternative
WHITWELL                           0                        0          584                                 N         Full/Alternative
HUTCHINSON                         0                        0          612                                 N         Full/Alternative
LEWISVILLE                         0                        0          655                                 N         Full/Alternative
CARROLLTON                         0                        0          599                                 N         Full/Alternative
LOUISVILLE                       9.8                    0.125          590                                 N         Full/Alternative
TULSA                              0                        0          635                                 N         Full/Alternative
HORIZON CITY                       0                        0          629                                 N         Full/Alternative
HORIZON CITY                       0                        0          661                                 N         Full/Alternative
AUSTIN                             0                        0          635                                 N         Full/Alternative
LONGVIEW                           0                        0          592                                 N         Full/Alternative
HOUSTON                            0                        0          644                                 N         Full/Alternative
CANYON LAKE                        0                        0          683                                 N         Stated Income
ABILENE                            0                        0          595                                 N         Full/Alternative
ANAHUAC                            0                        0          571                                 N         Full/Alternative
MIDLAND                            0                        0          598                                 N         Full/Alternative
HOUSTON                            0                        0          584                                 N         Full/Alternative
PASADENA                           0                        0          625                                 N         Full/Alternative
PASADENA                           0                        0          663                                 N         Full/Alternative
HOCKLEY                            0                        0          632                                 N         Full/Alternative
BEAUMONT                           0                        0          580                                 N         Full/Alternative
COLUMBIA                           0                        0          583                                 N         Full/Alternative
AUSTIN                           8.4                    0.125          660                                 N         Stated Income
HOUSTON                          9.6                    0.125          715                                 N         Stated Income
BEAUMONT                           0                        0          603                                 N         Full/Alternative
HOUSTON                          8.9                    0.125          581                                 N         Full/Alternative
PASADENA                           0                        0          580                                 N         Full/Alternative
SAN ANTONIO                        0                        0          646                                 N         Full/Alternative
HOUSTON                            0                        0          669                                 N         Stated Income
HOUSTON                            0                        0          591                                 N         Full/Alternative
DUBLIN                          8.95                    0.125          607                                 N         Full/Alternative
HUMBLE                             0                        0          620                                 N         Full/Alternative
GALENA PARK                        0                        0          616                                 N         Full/Alternative
HOUSTON                            0                        0          649                                 N         Full/Alternative
CYPRESS                          8.7                    0.125          617                                 N         Full/Alternative
HUMBLE                             0                        0          621                                 N         Full/Alternative
SAN ANTONIO                        0                        0          632                                 N         Full/Alternative
MCALLEN                            0                        0          700                                 N         Stated Income
PHARR                              0                        0          665                                 N         Full/Alternative
PHARR                              0                        0          665                                 N         Full/Alternative
AUSTIN                             0                        0          684                                 N         Full/Alternative
AUSTIN                             0                        0          684                                 N         Full/Alternative
KATY                               0                        0          612                                 N         Full/Alternative
LEAGUE CITY                        0                        0          602                                 N         Full/Alternative
WACO                               0                        0          611                                 N         Full/Alternative
MONTGOMERY                         0                        0          591                                 N         Full/Alternative
CROCKETT                           0                        0          644                                 N         Full/Alternative
CROCKETT                           0                        0          644                                 N         Full/Alternative
SAN JUAN                        8.75                    0.125          611                                 N         Full/Alternative
HOUSTON                            0                        0          621                                 N         Full/Alternative
HOUSTON                            0                        0          659                                 N         Full/Alternative
MONTGOMERY                         0                        0          699                                 N         Full/Alternative
RICHMOND                           0                        0          656                                 N         Full/Alternative
MISSOURI CITY                      0                        0          652                                 N         Full/Alternative
SUGAR LAND                         0                        0          616                                 N         Stated Income
KILLEEN                            0                        0          584                                 N         Full/Alternative
MCALLEN                         8.35                    0.125          748          WAL                    N         Stated Income
HOUSTON                            0                        0          586                                 N         Full/Alternative
HITCHCOCK                          0                        0          658                                 N         Full/Alternative
HITCHCOCK                          0                        0          658                                 N         Full/Alternative
SAN ANTONIO                     9.35                    0.125          541                                 N         Full/Alternative
HUFFMAN                            0                        0          650                                 N         Full/Alternative
WHITESBORO                         0                        0          698                                 N         Stated Income
ROUND ROCK                         0                        0          579                                 N         Full/Alternative
LINDALE                          6.9                    0.125          643                                 N         Full/Alternative
HOUSTON                            0                        0          601                                 N         Full/Alternative
HOUSTON                            0                        0          653                                 N         Full/Alternative
HOUSTON                            0                        0          681                                 N         Stated Income
CLEVELAND                          0                        0          646                                 N         Full/Alternative
CLEVELAND                          0                        0          646                                 N         Full/Alternative
ROUND ROCK                      7.75                    0.125          647                                 N         Full/Alternative
HOUSTON                            0                        0          604          HIG                    N         Full/Alternative
AUSTIN                             0                        0          610                                 N         Full/Alternative
EL PASO                            0                        0          663                                 N         Stated Income
PORTER                             0                        0          580                                 N         Stated Income
WAXAHACHIE                         0                        0          677                                 N         Full/Alternative
CYPRESS                          8.9                    0.125          659                                 N         Stated Income
HOUSTON                         8.15                    0.125          681          FIC                    N         Full/Alternative
HOUSTON                            0                        0          681                                 N         Full/Alternative
SILSBEE                            0                        0          594                                 N         Full/Alternative
ROSENBERG                       9.25                    0.125          592                                 N         Full/Alternative
LONGVIEW                           0                        0          586                                 N         Full/Alternative
CANYON LAKE                        0                        0          648                                 N         Stated Income
CEDAR PARK                         0                        0          591          FIC                    N         Full/Alternative
HOUSTON                            0                        0          613                                 N         Full/Alternative
HUMBLE                             0                        0          646                                 N         Stated Income
ORANGE                             0                        0          603                                 N         Full/Alternative
DALLAS                             0                        0          664                                 N         Stated Income
DALLAS                             0                        0          664                                 N         Stated Income
LAREDO                             0                        0          624                                 N         Full/Alternative
SEALY                              0                        0          725                                 N         Stated Income
BAYTOWN                          7.4                    0.125          671                                 N         Full/Alternative
KATY                               0                        0          702                                 N         Stated Income
MISSOURI CITY                      0                        0          610                                 N         Full/Alternative
LA PORTE                           0                        0          620                                 N         Full/Alternative
HUMBLE                             0                        0          610                                 N         Full/Alternative
LEANDER                            0                        0          677                                 N         Stated Income
CYPRESS                            0                        0          685                                 N         Stated Income
HOUSTON                            0                        0          554                                 N         Stated Income
DAYTON                             0                        0          591                                 N         Full/Alternative
THE WOODLANDS                      0                        0          628                                 N         Full/Alternative
BROWNSVILLE                        0                        0          714                                 N         Stated Income
KYLE                               0                        0          609                                 N         Full/Alternative
CORSICANA                          0                        0          647                                 N         Full/Alternative
HUTTO                              0                        0          662                                 N         Full/Alternative
PEARLAND                           0                        0          642                                 N         Full/Alternative
HOUSTON                            0                        0          587          HIG                    N         Full/Alternative
HUMBLE                          7.35                    0.125          694          WAL                    N         Full/Alternative
DICKINSON                          0                        0          606                                 N         Full/Alternative
PEARLAND                           0                        0          682                                 N         Stated Income
PEARLAND                           0                        0          682                                 N         Stated Income
BAYTOWN                         9.65                    0.125          641                                 N         Stated Income
SAGINAW                            0                        0          659                                 N         Full/Alternative
MESQUITE                           0                        0          637                                 N         Full/Alternative
BOLIVAR                            0                        0          633                                 N         Full/Alternative
OTTUMWA                            0                        0          673                                 N         Full/Alternative
MARSHALLTOWN                       0                        0          666                                 N         Full/Alternative
WYLIE                              0                        0          608                                 N         Full/Alternative
HAYS                               0                        0          671                                 N         Full/Alternative
GRINNELL                           0                        0          666          WAL                    N         Full/Alternative
ALLEN                              0                        0          600                                 N         Full/Alternative
IOWA CITY                          0                        0          670                                 N         Stated Income
FREEMONT                           0                        0          625                                 N         Full/Alternative
NORFOLK                            0                        0          631                                 N         Full/Alternative
HOUSTON                            0                        0          662                                 N         Full/Alternative
LUFKIN                             0                        0          619                                 N         Full/Alternative
LEAGUE CITY                        0                        0          659                                 N         Full/Alternative
TYLER                              0                        0          525          B                      N         Full/Alternative
KANSAS CITY                        0                        0          643                                 N         Full/Alternative
SOUTH HOUSTON                   9.75                    0.125          660                                 N         Full/Alternative
LAREDO                             0                        0          645                                 N         Full/Alternative
HOUSTON                         8.99                    0.125          588                                 N         Full/Alternative
SUGAR LAND                         0                        0          648          WAL                    N         Full/Alternative
HOUSTON                            0                        0          662                                 N         Full/Alternative
HOUSTON                            0                        0          590                                 N         Full/Alternative
CROSBY                             0                        0          645          WAL                    N         Stated Income
HOUSTON                            0                        0          686                                 N         Stated Income
HIGHLANDS                          0                        0          641                                 N         Full/Alternative
HOUSTON                            0                        0          656                                 N         Stated Income
VIDOR                            9.6                    0.125          597                                 N         Full/Alternative
HOUSTON                            0                        0          582                                 N         Full/Alternative
LAKE CHARLES                       0                        0          608                                 N         Full/Alternative
LUMBERTON                          0                        0          653                                 N         Full/Alternative
SAN JUAN                           0                        0          608                                 N         Full/Alternative
WACO                               0                        0          643          WAL                    N         Stated Income
KARNACK                            0                        0          657          WAL                    N         Full/Alternative
HORIZON                            0                        0          726                                 N         Stated Income
HOUSTON                            0                        0          654                                 N         Stated Income
CEDAR PARK                         0                        0          687                                 N         Stated Income
HOUSTON                            0                        0          592                                 N         Full/Alternative
BAYTOWN                            0                        0          541                                 N         Full/Alternative
CHANNELVIEW                     11.6                    0.125          545                                 N         Full/Alternative
SAN ANTONIO                        0                        0          648                                 N         Stated Income
MANOR                              0                        0          677                                 N         Stated Income
FORT WORTH                         0                        0          634          WAL                    N         Full/Alternative
LEAGUE CITY                        0                        0          637                                 N         Full/Alternative
SILSBEE                            0                        0          668                                 N         Stated Income
SAN JUAN                           0                        0          673                                 N         Stated Income
WILLIS                             0                        0          615                                 N         Full/Alternative
HEMPSTEAD                          0                        0          625                                 N         Full/Alternative
SAN ANTONIO                        0                        0          640                                 N         Full/Alternative
HUMBLE                             0                        0          597                                 N         Full/Alternative
HOUSTON                            0                        0          604                                 N         Full/Alternative
HUMBLE                             0                        0          644                                 N         Full/Alternative
RIO GRANDE CITY                    0                        0          673                                 N         Full/Alternative
LYTLE                              0                        0          546                                 N         Full/Alternative
HOUSTON                            0                        0          586                                 N         Full/Alternative
TOMBALL                            0                        0          643                                 N         Full/Alternative
RICHMOND                           0                        0          611                                 N         Full/Alternative
AUSTIN                             0                        0          643                                 N         Stated Income
BROWNSVILLE                        0                        0          588                                 N         Full/Alternative
HOUSTON                            0                        0          583                                 N         Full/Alternative
CROSBY                             0                        0          646          FIC                    N         Full/Alternative
HOUSTON                            0                        0          591                                 N         Full/Alternative
VICTORIA                           0                        0          631                                 N         Full/Alternative
SAN ANTONIO                        0                        0          646                                 N         Stated Income
SAN ANTONIO                        0                        0          646                                 N         Stated Income
ROSENBERG                          0                        0          596                                 N         Full/Alternative
BROWNSVILLE                        0                        0          597                                 N         Full/Alternative
HOUSTON                            0                        0          627                                 N         Full/Alternative
SAN JUAN                           0                        0          612                                 N         Full/Alternative
NEW CANEY                          0                        0          651                                 N         Stated Income
HOUSTON                            0                        0          634                                 N         Full/Alternative
HOUSTON                            0                        0          592                                 N         Full/Alternative
BAYTOWN                            0                        0          660          WAL                    N         Stated Income
BROWNSVILLE                        0                        0          566          MAI                    N         Full/Alternative
LA PORTE                           0                        0          591                                 N         Full/Alternative
LEWISVILLE                         0                        0          580                                 N         Full/Alternative
HORIZON                            0                        0          697                                 N         Stated Income
HOUSTON                            0                        0          585                                 N         Full/Alternative
HOUSTON                            0                        0          613                                 N         Full/Alternative
VICTORIA                           0                        0          655                                 N         Full/Alternative
HOUSTON                            0                        0          604                                 N         Full/Alternative
HOUSTON                            0                        0          691                                 N         Full/Alternative
MAGNOLIA                           0                        0          598                                 N         Full/Alternative
AUSTIN                             0                        0          679                                 N         Stated Income
HOUSTON                            0                        0          653                                 N         Stated Income
AUSTIN                             0                        0          628                                 N         Full/Alternative
AUSTIN                             0                        0          628                                 N         Full/Alternative
SPRING                             0                        0          589                                 N         Full/Alternative
HOUSTON                            0                        0          698                                 N         Stated Income
SPRING                             0                        0          691                                 N         Stated Income
HOUSTON                          8.7                    0.125          583                                 N         Full/Alternative
CYPRESS                            0                        0          594                                 N         Full/Alternative
HOUSTON                            0                        0          658                                 N         Full/Alternative
HOUSTON                            0                        0          658                                 N         Full/Alternative
SPRING                             0                        0          640                                 N         Stated Income
HUMBLE                             0                        0          657          WAL                    N         Full/Alternative
HUMBLE                             0                        0          657          WAL                    N         Full/Alternative
EDINBURG                           0                        0          586                                 N         Full/Alternative
HOUSTON                            0                        0          609                                 N         Full/Alternative
BAYTOWN                            0                        0          682                                 N         Stated Income
HOUSTON                            0                        0          656                                 N         Full/Alternative
DONNA                              0                        0          585                                 N         Full/Alternative
EDINBURG                           0                        0          640                                 N         Stated Income
HOUSTON                            0                        0          623                                 N         Full/Alternative
FRESNO                             0                        0          592                                 N         Full/Alternative
SAN ANTONIO                        0                        0          617          WAL                    N         Full/Alternative
SAN ANTONIO                        0                        0          641                                 N         Stated Income
HOPKINS                            0                        0          611                                 N         Full/Alternative
BAYTOWN                            0                        0          623                                 N         Full/Alternative
KATY                               0                        0          619                                 N         Full/Alternative
PENITAS                            0                        0          613                                 N         Full/Alternative
SEA BROOK                          0                        0          617                                 N         Full/Alternative
PENITAS                            0                        0          613                                 N         Full/Alternative
SAN ANTONIO                        0                        0          603                                 N         Full/Alternative
PFLUGERVILLE                       0                        0          628                                 N         Full/Alternative
PENITAS                            0                        0          592                                 N         Full/Alternative
EDINBURG                           0                        0          656                                 N         Full/Alternative
KINGWOOD                           0                        0          620                                 N         Full/Alternative
SPRING                             0                        0          582                                 N         Full/Alternative
HOUSTON                            0                        0          602                                 N         Full/Alternative
VIDOR                              0                        0          621                                 N         Full/Alternative
WINNIE                             0                        0          670                                 N         Stated Income
GRANADA HILLS                   7.85                    0.125          636                                 N         Full/Alternative
LAKE ELSINORE                      0                        0          662                                 N         Stated Income
GRANADA HILLS                      0                        0          695                                 N         Stated Income
HESPERIA                           0                        0          678                                 N         Stated Income
RESEDA AREA                        0                        0          632          HIG                    N         Full/Alternative
SUN VALLEY                         0                        0          663          FIC                    N         Full/Alternative
MORENO VALLEY                      0                        0          661          HIG                    N         Full/Alternative
SOUTH GATE                         0                        0          642                                 N         Stated Income
LOS ANGELES                      6.5                    0.125          684          WAL                    N         Full/Alternative
RIVERSIDE                          0                        0          621          WAL                    N         Full/Alternative
DESERT HOT SPRI                10.95                    0.125          660                                 N         Stated Income
DESERT HOT SPRI                    0                        0          660                                 N         Stated Income
LA PUENTE                       6.99                    0.125          673                                 N         Stated Income
COSTA MESA                         0                        0          640                                 N         Stated Income
COSTA MESA                         0                        0          640          WAL                    N         Stated Income
LAS VEGAS                          0                        0          750          WAL                    N         Stated Income
SUGARLOAF                          0                        0          652                                 N         Stated Income
REDLANDS                           0                        0          656          WAL                    N         Stated Income
SANTA ANA                          0                        0          705          FIC                    N         Stated Income
SAN BERNARDINO                   7.5                    0.125          639                                 N         Stated Income
HIGHLAND                           0                        0          611                                 N         Full/Alternative
LOS ANGELES                        0                        0          702                                 N         Stated Income
FONTANA                            0                        0          682                                 N         Stated Income
SANTA CRUZ                         0                        0          641          WAL                    N         Full/Alternative
BAKERSFIELD                        0                        0          647                                 N         Stated Income
FONTANA AREA                       0                        0          725                                 N         Stated Income
EL MONTE                           0                        0          695          WAL                    N         Stated Income
WESTMINSTER                        0                        0          657                                 N         Stated Income
FONTANA                            0                        0          618          WAL                    N         Full/Alternative
GARDEN GROVE                       0                        0          752          WAL                    N         Stated Income
MORENO VALLEY                      0                        0          650          WAL                    N         Stated Income
LONG BEACH                         0                        0          666          WAL                    N         Stated Income
RIALTO                             0                        0          641          WAL                    N         Stated Income
NUEVO                            8.6                    0.125          657          WAL                    N         Stated Income
BAKERSFIELD                        0                        0          586                                 N         Full/Alternative
LOS ANGELES                        0                        0          673          WAL                    N         Stated Income
PERRIS                             0                        0          681                                 N         Full/Alternative
ONTARIO                            0                        0          604          HIG                    N         Full/Alternative
RIVERSIDE AREA                     0                        0          644          WAL                    N         Full/Alternative
HESPERIA                           0                        0          681                                 N         Stated Income
ANAHEIM                            0                        0          755                                 N         Stated Income
SANTA ANA                       7.25                    0.125          629                                 N         Full/Alternative
MONROVIA                        8.25                    0.125          642                                 N         Stated Income
CORONA                           6.9                    0.125          667                                 N         Full/Alternative
LOS ANGELES                        0                        0          706          WAL                    N         Stated Income
SANTA ROSA BEAC                 8.99                    0.125          750          WAL                    N         Full/Alternative
LOS ANGELES                     6.85                    0.125          744                                 N         Stated Income
DOWNEY                          6.85                    0.125          699          WAL                    N         Stated Income
RICHMOND                        7.55                    0.125          732                                 N         Stated Income
SAN DIEGO                          0                        0          631          WAL                    N         Full/Alternative
SAN DIEGO                          0                        0          732                                 N         Stated Income
TEMECULA                        9.24                    0.125          642                                 N         Stated Income
CATHEDRAL CITY                     0                        0          642                                 N         Stated Income
HUNTINGTON BEAC                    0                        0          675                                 N         Full/Alternative
HIDDEN HILLS                       0                        0          621                                 N         Full/Alternative
ESCONDIDO                          0                        0          632                                 N         Full/Alternative
DESERT HOT SPRI                    0                        0          661                                 N         Stated Income
HEBER                              0                        0          693                                 N         Stated Income
CHULA VISTA                        0                        0          621                                 N         Full/Alternative
BRAWLEY                            0                        0          644          WAL                    N         Full/Alternative
CONWAY                             0                        0          654          WAL                    N         Full/Alternative
ROCKFORD                           0                        0          644          WAL                    N         Full/Alternative
LOS ANGELES                        0                        0          653                                 N         Stated Income
LOS ANGELES                     7.49                    0.125          658                                 N         Stated Income
LOS ANGELES                        0                        0          658          WAL                    N         Stated Income
CHICAGO                            0                        0          679                                 N         Full/Alternative
NORTHRIDGE AREA                    0                        0          636          WAL                    N         Full/Alternative
SANTA ANA                          0                        0          652          WAL                    N         Stated Income
APPLE VALLEY AR                    0                        0          675                                 N         Stated Income
LAKEPORT                       6.625                    0.125          702                                 N         Stated Income
SURPRISE                           0                        0          641                                 N         Stated Income
BAKERSFIELD                        0                        0          702          HIG                    N         Stated Income
BLOOMINGTON ARE                    0                        0          710          WAL                    N         Stated Income
ANAHEIM                            0                        0          646          WAL                    N         Full/Alternative
SAN DIEGO                          0                        0          651                                 N         Full/Alternative
APPLE VALLEY                       0                        0          647                                 N         Full/Alternative
OCEANSIDE                        8.6                    0.125          673                                 N         Stated Income
YUBA CITY                          0                        0          610                                 N         Full/Alternative
SUN CITY                           0                        0          642                                 N         Full/Alternative
CARLSBAD                           0                        0          580                                 N         Full/Alternative
SAN DIEGO                          0                        0          696                                 N         Full/Alternative
SAN YSIDRO                         0                        0          807                                 N         Full/Alternative
MURRIETA                           0                        0          667          HIG                    N         Stated Income
SAN DIEGO                          0                        0          553                                 N         Stated Income
EL CAJON                           0                        0          643                                 N         Full/Alternative
EL CAJON                           0                        0          643                                 N         Full/Alternative
SAN DIEGO                        8.3                    0.125          643                                 N         Stated Income
SAN DIEGO                          0                        0          717          HIG                    N         Stated Income
SHASTA LAKE                        0                        0          730          FIC                    N         Full/Alternative
PALM DESERT                        0                        0          632                                 N         Full/Alternative
OCEANSIDE                          0                        0          722                                 N         Stated Income
YUCAIPA                            0                        0          673                                 N         Full/Alternative
ORANGEVALE                         0                        0          613                                 N         Full/Alternative
OLIVEHURST                         0                        0          591                                 N         Full/Alternative
RANCHO MURIETA                     0                        0          657          WAL                    N         Full/Alternative
SAN DIEGO                          0                        0          642          WAL                    N         Stated Income
MURRIETA                           0                        0          604                                 N         Full/Alternative
HEBER                              0                        0          585                                 N         Full/Alternative
ORANGE                          9.49                    0.125          608          WAL                    N         Stated Income
SAN DIEGO                          0                        0          660                                 N         Full/Alternative
VIRGINIA CITY H                    0                        0          689          WAL                    N         Stated Income
RANCHO MIRAGE                      0                        0          721          WAL                    N         Full/Alternative
SAN JACINTO                        0                        0          711          WAL                    N         Full/Alternative
THOUSAND OAKS                      0                        0          676          WAL                    N         Full/Alternative
NORTH HIGHLANDS                    0                        0          579                                 N         Full/Alternative
SAN DIEGO                      7.875                    0.125          658                                 N         Stated Income
HEBER                              0                        0          609          FIC                    N         Full/Alternative
SAN DIEGO                          0                        0          756                                 N         Stated Income
SAN LORENZO                        0                        0          644          WAL                    N         Stated Income
COUPEVILLE                         0                        0          641          WAL                    N         Full/Alternative
LA QUINTA                          0                        0          781          WAL                    N         Full/Alternative
BENICIA                            0                        0          648          WAL                    N         Full/Alternative
SACRAMENTO                         0                        0          596          WAL                    N         Full/Alternative
SAN DIEGO                        7.1                    0.125          719                                 N         Stated Income
SOLANA BEACH                       0                        0          614          WAL                    N         Stated Income
HEMET                              0                        0          642          WAL                    N         Full/Alternative
ALISO VIEJO                      6.6                    0.125          717          WAL                    N         Full/Alternative
MENIFEE                         8.95                    0.125          644                                 N         Stated Income
MENIFEE                            0                        0          644          WAL                    N         Stated Income
INDIO                              0                        0          544          WAL                    N         Full/Alternative
SALINAS                            0                        0          770          WAL                    N         Full/Alternative
CHULA VISTA                      7.7                    0.125          601          WAL                    N         Full/Alternative
BERKELEY                        9.59                    0.125          523                                 N         Full/Alternative
3443 MADISON AV                 6.75                    0.125          798                                 N         Stated Income
SACRAMENTO                         0                        0          742                                 N         Stated Income
SAN JOSE                         8.3                    0.125          719                                 N         Stated Income
IMPERIAL BEACH                     0                        0          743                                 N         Full/Alternative
RIVERSIDE                        6.5                    0.125          726                                 N         Full/Alternative
SAN JOSE                           0                        0          655                                 N         Full/Alternative
SALIDA                             0                        0          613          FIC                    N         Full/Alternative
SAN DIEGO                          0                        0          665          WAL                    N         Full/Alternative
OAKDALE                          7.6                    0.125          707                                 N         Stated Income
MATHER                             0                        0          592          FIC                    N         Full/Alternative
SACRAMENTO                       7.8                    0.125          748                                 N         Stated Income
LINCOLN                         7.55                    0.125          737                                 N         Full/Alternative
SOLANA BEACH                       0                        0          584          FIC                    N         Full/Alternative
STOCKTON                        9.59                    0.125          646                                 N         Stated Income
SAN DIEGO                       7.75                    0.125          607                                 N         Full/Alternative
SAN JOSE                       7.875                    0.125          677                                 N         Stated Income
CHULA VISTA                     6.85                    0.125          670          WAL                    N         Full/Alternative
CHULA VISTA                        0                        0          670          WAL                    N         Full/Alternative
SAN JOSE                        7.55                    0.125          683                                 N         Full/Alternative
SAN JOSE                           0                        0          683          WAL                    N         Full/Alternative
ANTIOCH                         6.55                    0.125          688                                 N         Stated Income
HEBER                          7.565                    0.125          616                                 N         Full/Alternative
LAKESIDE                           0                        0          583                                 N         Full/Alternative
SIMI VALLEY                     6.75                    0.125          693                                 N         Stated Income
HOFFMAN ESTATES                    0                        0          654                                 N         Full/Alternative
DETROIT                            0                        0          650          WAL                    N         Stated Income
MENAHGA                            0                        0          607                                 N         Full/Alternative
DEKALB                             0                        0          610                                 N         Full/Alternative
LOCKPORT                           0                        0          635                                 N         Full/Alternative
OSWEGO                             0                        0          662          WAL                    N         Full/Alternative
HOUSTON                            0                        0          645                                 N         Full/Alternative
GALVA                              0                        0          636                                 N         Full/Alternative
IOLA                               0                        0          669                                 N         Full/Alternative
COLLEGE STATION                    0                        0          620                                 N         Full/Alternative
STANTON                          9.5                    0.125          656                                 N         Stated Income
DIAMOND BAR                        0                        0          698                                 N         Stated Income
LAGUNA NIGUEL                   7.99                    0.125          781                                 N         Stated Income
MORENO VALLEY                  7.875                    0.125          628                                 N         Full/Alternative
ANAHEIM                         8.25                    0.125          605                                 N         Full/Alternative
ONTARIO                         7.99                    0.125          650                                 N         Stated Income
PERRIS                           7.6                    0.125          662                                 N         Stated Income
INGLEWOOD                       8.65                    0.125          674                                 N         Stated Income
INGLEWOOD                          0                        0          674                                 N         Stated Income
FONTANA                            0                        0          674                                 N         Stated Income
CORONA                             0                        0          624                                 N         Stated Income
CORONA                         8.875                    0.125          582          FIC                    N         Full/Alternative
CASTAIC                        7.875                    0.125          650                                 N         Full/Alternative
RIALTO                             0                        0          653                                 N         Stated Income
EL CAJON                           0                        0          659          WAL                    N         Stated Income
LA HABRA                           0                        0          649                                 N         Full/Alternative
NORTH HOLLYWOOD                 7.85                    0.125          632                                 N         Stated Income
PACOIMA                         7.35                    0.125          698                                 N         Full/Alternative
PACOIMA                            0                        0          698          WAL                    N         Full/Alternative
SAN BERNARDINO                  7.65                    0.125          621                                 N         Full/Alternative
CORONA                           9.5                    0.125          612                                 N         Full/Alternative
LAKE ELSINORE                   9.75                    0.125          655                                 N         Stated Income
BALTIMORE                          0                        0          609                                 N         Full/Alternative
AURORA                             0                        0          642          WAL                    N         Full/Alternative
AURORA                             0                        0          624                                 N         Full/Alternative
DENVER                             0                        0          603                                 N         Full/Alternative
MONUMENT                        6.99                    0.125          687                                 N         Stated Income
AURORA                             0                        0          601                                 N         Full/Alternative
FARMINGTON                         0                        0          624                                 N         Full/Alternative
STERLING                           0                        0          638                                 N         Full/Alternative
DENVER                             0                        0          664                                 N         Stated Income
COLORADO SPRING                    0                        0          612                                 N         Full/Alternative
AURORA                             0                        0          580                                 N         Full/Alternative
CENTENNIAL                         0                        0          622                                 N         Full/Alternative
DENVER                             0                        0          700                                 N         Stated Income
DENVER                             0                        0          700          WAL                    N         Stated Income
DENVER                             0                        0          675          WAL                    N         Full/Alternative
WESTMINSTER                        0                        0          642          WAL                    N         Stated Income
CARBONDALE                         0                        0          679                                 N         Full/Alternative
CASTLE ROCK                     7.15                    0.125          629          A                      N         Full/Alternative
CASTLE ROCK                        0                        0          629          A                      N         Full/Alternative
DENVER                             0                        0          606          WAL                    N         Full/Alternative
GREENWOOD VILLA                    0                        0          652          WAL                    N         Stated Income
DENVER                             0                        0          652          WAL                    N         Stated Income
DENVER                             0                        0          652          WAL                    N         Stated Income
WESTMINSTER                        0                        0          657                                 N         Stated Income
THORNTON                           0                        0          650          HIG                    N         Full/Alternative
GREELEY                            0                        0          587                                 N         Full/Alternative
LITTLETON                          0                        0          702          HIG                    N         Full/Alternative
FORT LUPTON                        0                        0          632                                 N         Full/Alternative
ENGLEWOOD                       8.99                    0.125          586                                 N         Full/Alternative
DENVER                             0                        0          588                                 N         Full/Alternative
GREELEY                            0                        0          608                                 N         Full/Alternative
ALAMOSA                         7.25                    0.125          659                                 N         Full/Alternative
ALAMOSA                            0                        0          659                                 N         Full/Alternative
CHEYENNE                           0                        0          645                                 N         Stated Income
CASTLE ROCK                        0                        0          640                                 N         Full/Alternative
CARBONDALE                         0                        0          660          WAL                    Y         Full/Alternative
DENVER                             0                        0          607                                 N         Full/Alternative
LAS VEGAS                        8.8                    0.125          635          WAL                    N         Stated Income
GLENROCK                           0                        0          593                                 N         Full/Alternative
EVANS                              0                        0          590                                 N         Full/Alternative
PLAIN CITY                      7.49                    0.125          644                                 N         Full/Alternative
COMMERCE CITY                   6.99                    0.125          620                                 N         Full/Alternative
AURORA                          6.55                    0.125          709          WAL                    N         Full/Alternative
PROVO                            7.9                    0.125          643                                 N         Full/Alternative
BRIGHTON                        7.99                    0.125          659                                 N         Stated Income
AURORA                             0                        0          581                                 N         Full/Alternative
LONGMONT                           0                        0          615                                 N         Full/Alternative
LITTLETON                       8.85                    0.125          564          WAL                    N         Full/Alternative
COLORADO SPRING                    0                        0          538          MAI                    N         Full/Alternative
COMMERCE CITY                  8.925                    0.125          693                                 N         Stated Income
COMMERCE CITY                      0                        0          693                                 N         Stated Income
AURORA                             0                        0          645                                 N         Full/Alternative
DENVER                           7.4                    0.125          670                                 N         Stated Income
COLORADO SPRING                    0                        0          590                                 N         Full/Alternative
THORNTON                         8.5                    0.125          612                                 N         Full/Alternative
COLORADO SPRING                    0                        0          634                                 N         Full/Alternative
AURORA                           9.6                    0.125          602                                 N         Full/Alternative
WESTMINSTER                     7.99                    0.125          641                                 N         Full/Alternative
DENVER                          7.99                    0.125          621                                 N         Full/Alternative
DENVER                         7.725                    0.125          639          WAL                    N         Full/Alternative
NORTH LAS VEGAS                  8.2                    0.125          678                                 N         Stated Income
DENVER                         10.55                    0.125          537                                 N         Stated Income
THORNTON                        8.65                    0.125          701                                 N         Stated Income
SANDY                            7.4                    0.125          653                                 N         Full/Alternative
CASPER                             0                        0          586                                 N         Full/Alternative
COMMERCE CITY                      0                        0          698                                 N         Full/Alternative
TOOELE                          9.55                    0.125          627          FIC                    N         Stated Income
AMERICAN FORK                    9.8                    0.125          652                                 N         Stated Income
HAYDEN                           8.9                    0.125          685                                 N         Stated Income
WOODLAND PARK                   8.95                    0.125          552                                 N         Stated Income
COLORADO SPRING                 8.25                    0.125          720                                 N         Stated Income
BRIGHTON                        7.65                    0.125          690                                 N         Stated Income
CHEYENNE                           0                        0          602                                 N         Full/Alternative
DENVER                             0                        0          600                                 N         Full/Alternative
LONGMONT                           0                        0          714          WAL                    N         Full/Alternative
COLORADO SPRING                    0                        0          618                                 N         Full/Alternative
JOHNSTOWN                          0                        0          581          HIG                    N         Full/Alternative
CAPE CORAL                       8.7                    0.125          700          WAL                    N         Stated Income
COMMERCE CITY                   7.95                    0.125          660                                 N         Stated Income
YORBA LINDA                        0                        0          746                                 N         Full/Alternative
LAKEVILLE                       8.45                    0.125          598                                 N         Full/Alternative
WESTMINSTER                     9.15                    0.125          625                                 N         Stated Income
NORFOLK                         9.85                    0.125          622                                 N         Stated Income
CHANNAHON                      7.375                    0.125          654                                 N         Full/Alternative
RED LION                           0                        0          633                                 N         Full/Alternative
MINNEAPOLIS                        0                        0          635                                 N         Full/Alternative
DETROIT                            0                        0          755          FIC                    N         Stated Income
URBANA                         8.625                    0.125          628                                 N         Full/Alternative
ALEDO                              0                        0          664                                 N         Full/Alternative
DETROIT                            0                        0          650          WAL                    N         Stated Income
HAMMOND                            0                        0          669                                 N         Stated Income
ADRIAN                             0                        0          649                                 N         Full/Alternative
OAK FOREST                      9.49                    0.125          605          HIG                    N         Full/Alternative
FORT BRANCH                        0                        0          585                                 N         Full/Alternative
HOPKINSVILLE                     9.7                    0.125          586                                 N         Full/Alternative
CHICAGO                          7.8                    0.125          710          WAL                    N         Stated Income
DOLTON                             0                        0          589                                 N         Full/Alternative
HENDERSON                          0                        0          611                                 N         Full/Alternative
RIVERSIDE                        7.4                    0.125          632                                 N         Full/Alternative
PACOIMA                         7.25                    0.125          734                                 N         Stated Income
FONTANA                         6.99                    0.125          673                                 N         Stated Income
BANNING                         7.55                    0.125          648                                 N         Full/Alternative
BANNING                            0                        0          648                                 N         Full/Alternative
ADELANTO                           8                    0.125          672                                 N         Stated Income
ANAHEIM                         7.99                    0.125          694                                 N         Stated Income
CORONA                          7.05                    0.125          705                                 N         Full/Alternative
COMPTON                          8.5                    0.125          617                                 N         Full/Alternative
HELENDALE AREA                   6.5                    0.125          622                                 N         Full/Alternative
HESPERIA                           8                    0.125          663                                 N         Stated Income
ANAHEIM                          6.3                    0.125          734          WAL                    N         Full/Alternative
(SAUGUS AREA) L                    0                        0          772          WAL                    N         Stated Income
ANAHEIM                         8.99                    0.001          606                                 N         Stated Income
ELMWOOD                         7.99                    0.125          672                                 N         Stated Income
PERRIS                          8.49                    0.125          649                                 N         Stated Income
LOS ANGELES                    7.375                    0.125          758                                 N         Stated Income
RIALTO                           8.9                    0.125          661                                 N         Stated Income
ORANGE (CITY)                   7.25                    0.125          744                                 N         Full/Alternative
SANTA ANA                       8.99                    0.125          654                                 N         Stated Income
ORANGE                          7.75                    0.125          679                                 N         Stated Income
AURORA                           7.5                    0.125          693                                 N         Stated Income
FONTANA AREA                    8.75                    0.125          653                                 N         Full/Alternative
WINNETKA AREA                    6.9                    0.125          706                                 N         Full/Alternative
BELLFLOWER                      8.25                    0.125          670                                 N         Stated Income
POMONA                          9.35                    0.125          668                                 N         Stated Income
MURRIETA                         7.7                    0.125          670                                 N         Full/Alternative
LAKE FOREST                        0                        0          764          WAL                    N         Stated Income
WEST COVINA                      7.1                    0.125          628                                 N         Full/Alternative
FONTANA                         8.65                    0.125          683                                 N         Stated Income
PARAMOUNT                        8.2                    0.125          682                                 N         Stated Income
ANTIOCH                            0                        0          668                                 N         Full/Alternative
SANTA ANA                        7.5                    0.125          704                                 N         Stated Income
WESTMINSTER                     7.15                    0.125          600          FIC                    N         Full/Alternative
SUISUN CITY                        0                        0          661                                 N         Stated Income
FONTANA                            0                        0          661                                 N         Full/Alternative
HEMET                            7.5                    0.125          692          WAL                    N         Full/Alternative
LINDEN                             0                        0          642          WAL                    N         Full/Alternative
LOS ANGELES                     7.65                    0.125          672                                 N         Stated Income
LADERA RANCH AR                  7.5                    0.125          684                                 N         Stated Income
RIVERSIDE                       7.75                    0.125          620                                 N         Full/Alternative
ANAHEIM                        8.125                    0.125          619                                 N         Full/Alternative
MORENO VALLEY                    8.2                    0.125          689          WAL                    N         Stated Income
MORENO VALLEY                  6.825                    0.125          611          WAL                    N         Full/Alternative
OAKLAND                            0                        0          666                                 N         Stated Income
ORANGE                          6.75                    0.125          681                                 N         Stated Income
HIGHLAND AREA                   7.99                    0.125          683                                 N         Stated Income
SANTA ANA                       6.99                    0.125          723                                 N         Stated Income
BAKERSFIELD                     7.99                    0.125          631                                 N         Full/Alternative
GRAND TERRACE                    7.7                    0.125          599                                 N         Full/Alternative
SANTA ANA                       8.99                    0.125          640                                 N         Stated Income
RIALTO                           7.5                    0.125          765                                 N         Stated Income
SAN BERNARDINO                  8.95                    0.125          672                                 N         Stated Income
GARDEN GROVE                       0                        0          720                                 N         Stated Income
GARDENA                            0                        0          553          WAL                    N         Full/Alternative
SANTA ANA                          0                        0          708          WAL                    N         Stated Income
SANTA ANA                          7                    0.125          709                                 N         Stated Income
LOS ANGELES                        0                        0          618                                 N         Full/Alternative
NORWALK                        7.875                    0.125          671                                 N         Stated Income
BEAUMONT                        8.99                    0.125          622                                 N         Full/Alternative
SOUTH GATE                         0                        0          631          HIG                    N         Full/Alternative
SANTA ANA                       7.25                    0.125          650          WAL                    N         Stated Income
SANTA ANA                       7.99                    0.125          689                                 N         Stated Income
RIALTO                           6.9                    0.125          736                                 N         Full/Alternative
RIVERSIDE                       8.75                    0.125          687                                 N         Stated Income
PERRIS                             0                        0          701          WAL                    N         Stated Income
ANAHEIM                         7.95                    0.125          650                                 N         Stated Income
SANTA CLARITA                   7.35                    0.125          680                                 N         Stated Income
SAN FERNANDO                       7                    0.125          718                                 N         Full/Alternative
ANAHEIM                         7.89                    0.125          660                                 N         Stated Income
SARATOGA SPRING                  7.8                    0.125          658                                 N         Stated Income
CHICAGO                         9.95                    0.125          666                                 N         Stated Income
HOUSTON                            0                        0          643          WAL                    Y         Stated Income
SAN ANTONIO                        0                        0          643                                 N         Full/Alternative
HOUSTON                            0                        0          668                                 N         Stated Income
CROSBY                             0                        0          674                                 N         Full/Alternative
HOUSTON                            0                        0          641                                 N         Stated Income
HUTTO                              0                        0          621          WAL                    N         Full/Alternative
HI HAT                          9.75                    0.125          597                                 N         Full/Alternative
WYLIE                           9.45                    0.125          542                                 N         Full/Alternative
MURFREESBORO                    9.25                    0.125          562                                 N         Full/Alternative
BLUE RIDGE                         0                        0          683                                 N         Full/Alternative
LARGO                              0                        0          638          WAL                    N         Full/Alternative
KINGMAN                        10.05                    0.125          759                                 N         Stated Income
WAMEGO                             0                        0          643                                 N         Full/Alternative
KANSAS CITY                      9.8                    0.125          641          WAL                    N         Stated Income
LEES SUMMIT                     8.69                    0.125          685                                 N         Stated Income
HESPERIA                         9.5                    0.125          723          WAL                    N         Full/Alternative
TOWNSEND                       10.25                    0.125          534                                 N         Full/Alternative
YUBA CITY                          0                        0          608          WAL                    N         Full/Alternative


CITY1                  LOAN_PURP                  OCCTYPE                PROPTYPE                UNITS          SELLER          PREFUND
---------------------------------------------------------------------------------------------------------------------------------------
LONG BEACH             Purchase                   Owner Occupied         Condominium               1             EMC              NO
BIG BEAR CITY          Rate/Term Refinance        Owner Occupied         Single Family             1             EMC              NO
JAMUL                  Purchase                   Owner Occupied         Single Family             1             EMC              NO
JAMUL                  Purchase                   Owner Occupied         Single Family             1             EMC              NO
HENDERSON              Purchase                   Owner Occupied         PUD                       1             EMC              NO
BALDWIN PARK           Rate/Term Refinance        Owner Occupied         PUD                       1             EMC              NO
BONIFAY                Cash Out Refinance         Owner Occupied         Single Family             1             EMC              NO
AVENUE BLOOMING        Purchase                   Owner Occupied         Single Family             1             EMC              NO
AVENUE BLOOMING        Purchase                   Owner Occupied         Single Family             1             EMC              NO
STANTON                Rate/Term Refinance        Owner Occupied         Single Family             1             EMC              NO
RIVERSIDE AREA         Cash Out Refinance         Investor               Single Family             1             EMC              NO
APPLE VALLEY           Purchase                   Owner Occupied         Single Family             1             EMC              NO
CANYON COUNTRY         Cash Out Refinance         Owner Occupied         Single Family             1             EMC              NO
LAKE ELSINORE          Purchase                   Owner Occupied         Single Family             1             EMC              NO
LAKE ELSINORE          Purchase                   Owner Occupied         Single Family             1             EMC              NO
LOMITA                 Cash Out Refinance         Owner Occupied         Single Family             1             EMC              NO
LOS ANGELES            Purchase                   Owner Occupied         2-4 Family                2             EMC              NO
RAWLINS                Purchase                   Owner Occupied         Single Family             1             EMC              NO
AURORA                 Purchase                   Owner Occupied         Single Family             1             EMC              NO
CHULA VISTA            Cash Out Refinance         Owner Occupied         PUD                       1             EMC              NO
SOUTH PLAINFIEL        Rate/Term Refinance        Owner Occupied         Single Family             1             EMC              NO
OAKLEY                 Purchase                   Owner Occupied         Single Family             1             EMC              NO
SAN DIEGO              Purchase                   Owner Occupied         Single Family             1             EMC              NO
SAN DIEGO              Purchase                   Owner Occupied         Single Family             1             EMC              NO
SAN MARCOS             Purchase                   Owner Occupied         Single Family             1             EMC              NO
SAN MARCOS             Purchase                   Owner Occupied         Single Family             1             EMC              NO
TEMECULA               Purchase                   Owner Occupied         Single Family             1             EMC              NO
TEMECULA               Purchase                   Owner Occupied         Single Family             1             EMC              NO
SAN DIEGO              Rate/Term Refinance        Owner Occupied         Single Family             1             EMC              NO
HIGLEY                 Cash Out Refinance         Owner Occupied         PUD                       1             EMC              NO
BIG BEAR CITY          Rate/Term Refinance        Owner Occupied         Single Family             1             EMC              NO
SALINAS                Rate/Term Refinance        Owner Occupied         Single Family             1             EMC              NO
SALINAS                Rate/Term Refinance        Owner Occupied         Single Family             1             EMC              NO
MURRIETA               Rate/Term Refinance        Owner Occupied         Single Family             1             EMC              NO
MENIFEE                Cash Out Refinance         Owner Occupied         PUD                       1             EMC              NO
ALTON                  Purchase                   Owner Occupied         Single Family             1             EMC              NO
CLIFTON                Rate/Term Refinance        Owner Occupied         Single Family             1             EMC              NO
EL SOBRANTE            Purchase                   Owner Occupied         Single Family             1             EMC              NO
KELLER                 Purchase                   Owner Occupied         Single Family             1             EMC              NO
LANCASTER              Cash Out Refinance         Owner Occupied         Single Family             1             EMC              NO
PALMDALE               Rate/Term Refinance        Owner Occupied         Single Family             1             EMC              NO
EVERETT                Purchase                   Owner Occupied         Condominium               1             EMC              NO
RESEDA                 Purchase                   Owner Occupied         Single Family             1             EMC              NO
SCOTTSDALE             Cash Out Refinance         Owner Occupied         PUD                       1             EMC              NO
EL SOBRANTE            Purchase                   Owner Occupied         Single Family             1             EMC              NO
EAST ORANGE            Purchase                   Owner Occupied         2-4 Family                2             EMC              NO
FRISCO                 Purchase                   Owner Occupied         PUD                       1             EMC              NO
COSTA MESA             Cash Out Refinance         Owner Occupied         Single Family             1             EMC              NO
PUYALLUP               Cash Out Refinance         Owner Occupied         PUD                       1             EMC              NO
COLLIERVILLE           Purchase                   Owner Occupied         Single Family             1             EMC              NO
FORT WORTH             Cash Out Refinance         Owner Occupied         Single Family             1             EMC              NO
SAINT LOUIS            Cash Out Refinance         Owner Occupied         Single Family             1             EMC              NO
SEATTLE                Purchase                   Owner Occupied         Single Family             1             EMC              NO
SEATTLE                Purchase                   Owner Occupied         Single Family             1             EMC              NO
KANSAS CITY            Cash Out Refinance         Owner Occupied         PUD                       1             EMC              NO
LOVES PARK             Rate/Term Refinance        Owner Occupied         Single Family             1             EMC              NO
COEUR D ALENE          Cash Out Refinance         Owner Occupied         Single Family             1             EMC              NO
SEATAC                 Cash Out Refinance         Owner Occupied         Single Family             1             EMC              NO
LOS ANGELES            Purchase                   Owner Occupied         2-4 Family                2             EMC              NO
LOS ANGELES            Cash Out Refinance         Owner Occupied         Single Family             1             EMC              NO
BATESVILLE             Cash Out Refinance         Owner Occupied         Single Family             1             EMC              NO
DELRAY BEACH           Rate/Term Refinance        Owner Occupied         PUD                       1             EMC              NO
CITY OF UPLAND         Cash Out Refinance         Owner Occupied         Single Family             1             EMC              NO
SAINT LOUIS            Purchase                   Owner Occupied         2-4 Family                4             EMC              NO
FORT SMITH             Purchase                   Owner Occupied         Single Family             1             EMC              NO
LOS ANGELES            Purchase                   Owner Occupied         Single Family             1             EMC              NO
FONTANA                Purchase                   Owner Occupied         Single Family             1             EMC              NO
LAMAR                  Rate/Term Refinance        Owner Occupied         Single Family             1             EMC              NO
OXON HILL              Cash Out Refinance         Owner Occupied         PUD                       1             EMC              NO
FAIRHAVEN              Cash Out Refinance         Owner Occupied         Single Family             1             EMC              NO
HYANNIS                Cash Out Refinance         Owner Occupied         Single Family             1             EMC              NO
FORT WORTH             Purchase                   Owner Occupied         Single Family             1             EMC              NO
HUNTINGTON PARK        Purchase                   Owner Occupied         Single Family             1             EMC              NO
CAPE GIRARDEAU         Purchase                   Owner Occupied         Single Family             1             EMC              NO
WYOMING                Purchase                   Owner Occupied         Condominium               1             EMC              NO
BALTIMORE              Purchase                   Owner Occupied         Single Family             1             EMC              NO
BURBANK                Cash Out Refinance         Owner Occupied         Single Family             1             EMC              NO
SPOKANE                Purchase                   Owner Occupied         Single Family             1             EMC              NO
CLOVIS                 Cash Out Refinance         Owner Occupied         Single Family             1             EMC              NO
SPRING VALLEY          Cash Out Refinance         Owner Occupied         Single Family             1             EMC              NO
MURRIETA               Cash Out Refinance         Owner Occupied         Single Family             1             EMC              NO
FLOSSMOOR              Cash Out Refinance         Owner Occupied         Single Family             1             EMC              NO
BELVIDERE              Rate/Term Refinance        Owner Occupied         Single Family             1             EMC              NO
PFLUGERVILLE           Purchase                   Owner Occupied         PUD                       1             EMC              NO
GALENA PARK            Purchase                   Owner Occupied         Single Family             1             EMC              NO
COLUMBIA               Purchase                   Owner Occupied         Single Family             1             EMC              NO
CHICAGO                Purchase                   Investor               Condominium               1             EMC              NO
WEST LINN              Purchase                   Owner Occupied         Single Family             1             EMC              NO
TOMBALL                Purchase                   Owner Occupied         PUD                       1             EMC              NO
WEST VALLEY CIT        Purchase                   Owner Occupied         PUD                       1             EMC              NO
HOUSTON                Purchase                   Owner Occupied         Single Family             1             EMC              NO
LONG BEACH             Cash Out Refinance         Owner Occupied         Single Family             1             EMC              NO
KISSIMMEE              Purchase                   Owner Occupied         PUD                       1             EMC              NO
KATY                   Purchase                   Owner Occupied         PUD                       1             EMC              NO
TAMPA                  Cash Out Refinance         Owner Occupied         PUD                       1             EMC              NO
YOUNGSTOWN             Purchase                   Owner Occupied         Single Family             1             EMC              NO
PALO                   Cash Out Refinance         Owner Occupied         Single Family             1             EMC              NO
LYNN                   Cash Out Refinance         Owner Occupied         Single Family             1             EMC              NO
TURRELL                Cash Out Refinance         Owner Occupied         Single Family             1             EMC              NO
PEMBROKE PINES         Purchase                   Owner Occupied         PUD                       1             EMC              NO
LITTLETON              Cash Out Refinance         Owner Occupied         Single Family             1             EMC              NO
FORT VALLEY            Cash Out Refinance         Owner Occupied         Single Family             1             EMC              NO
SAN BERNARDINO         Purchase                   Owner Occupied         2-4 Family                2             EMC              NO
PHENIX                 Cash Out Refinance         Owner Occupied         Single Family             1             EMC              NO
OAK PARK               Cash Out Refinance         Owner Occupied         Single Family             1             EMC              NO
KANSAS CITY            Purchase                   Owner Occupied         Single Family             1             EMC              NO
LONG BEACH             Cash Out Refinance         Owner Occupied         PUD                       1             EMC              NO
WICHITA                Purchase                   Owner Occupied         2-4 Family                2             EMC              NO
CORONA                 Purchase                   Owner Occupied         Single Family             1             EMC              NO
PUTNAM CT 06260        Cash Out Refinance         Investor               Single Family             1             EMC              NO
WHITTIER AREA          Cash Out Refinance         Owner Occupied         Single Family             1             EMC              NO
QUARTZ HILL ARE        Purchase                   Owner Occupied         Single Family             1             EMC              NO
KANSAS CITY            Cash Out Refinance         Investor               Single Family             1             EMC              NO
SAN JUAN               Cash Out Refinance         Owner Occupied         Single Family             1             EMC              NO
NEWTON                 Cash Out Refinance         Owner Occupied         Single Family             1             EMC              NO
MAQUOKETA              Rate/Term Refinance        Owner Occupied         Single Family             1             EMC              NO
PRAIRIE CITY           Cash Out Refinance         Owner Occupied         Single Family             1             EMC              NO
KANSAS CITY            Purchase                   Owner Occupied         Single Family             1             EMC              NO
EAGLE MOUNTAIN         Cash Out Refinance         Owner Occupied         PUD                       1             EMC              NO
YORBA LINDA            Cash Out Refinance         Investor               Single Family             1             EMC              NO
INGLEWOOD              Cash Out Refinance         Owner Occupied         Single Family             1             EMC              NO
MINDEN                 Purchase                   Owner Occupied         Single Family             1             EMC              NO
HOUSTON                Rate/Term Refinance        Owner Occupied         PUD                       1             EMC              NO
IOLA                   Cash Out Refinance         Owner Occupied         Single Family             1             EMC              NO
KANSAS CITY            Cash Out Refinance         Owner Occupied         Single Family             1             EMC              NO
SAINT LOUIS            Purchase                   Investor               Single Family             1             EMC              NO
HOUSTON                Purchase                   Owner Occupied         PUD                       1             EMC              NO
CHICAGO                Purchase                   Owner Occupied         Single Family             1             EMC              NO
FORT WORTH             Purchase                   Owner Occupied         PUD                       1             EMC              NO
FLORISSANT             Cash Out Refinance         Owner Occupied         PUD                       1             EMC              NO
KANSAS CITY            Purchase                   Owner Occupied         Single Family             1             EMC              NO
ISSAQUAH               Cash Out Refinance         Owner Occupied         Single Family             1             EMC              NO
FRESNO                 Purchase                   Owner Occupied         Single Family             1             EMC              NO
REDMOND                Cash Out Refinance         Owner Occupied         Single Family             1             EMC              NO
CHICAGO                Purchase                   Investor               Condominium               1             EMC              NO
COSTA MESA             Cash Out Refinance         Owner Occupied         Single Family             1             EMC              NO
TEMPE                  Cash Out Refinance         Owner Occupied         Condominium               1             EMC              NO
CARROLLTON             Rate/Term Refinance        Owner Occupied         PUD                       1             EMC              NO
HOUSTON                Purchase                   Owner Occupied         PUD                       1             EMC              NO
UNIC AREA OF LA        Rate/Term Refinance        Owner Occupied         Single Family             1             EMC              NO
KANSAS CITY            Purchase                   Owner Occupied         PUD                       1             EMC              NO
SAINT LOUIS            Purchase                   Owner Occupied         Single Family             1             EMC              NO
OMAHA                  Purchase                   Owner Occupied         Single Family             1             EMC              NO
DAVENPORT              Rate/Term Refinance        Owner Occupied         Single Family             1             EMC              NO
DAVENPORT              Rate/Term Refinance        Owner Occupied         Single Family             1             EMC              NO
LEAVENWORTH            Purchase                   Owner Occupied         Single Family             1             EMC              NO
SPANAWAY               Purchase                   Owner Occupied         Single Family             1             EMC              NO
PORT ORCHARD           Purchase                   Owner Occupied         Single Family             1             EMC              NO
POST FALLS             Purchase                   Owner Occupied         Single Family             1             EMC              NO
POST FALLS             Purchase                   Owner Occupied         Single Family             1             EMC              NO
IONA                   Cash Out Refinance         Owner Occupied         Single Family             1             EMC              NO
POULSBO                Cash Out Refinance         Owner Occupied         Single Family             1             EMC              NO
BELLINGHAM             Purchase                   Owner Occupied         Single Family             1             EMC              NO
SPANAWAY               Cash Out Refinance         Owner Occupied         Single Family             1             EMC              NO
GERVAIS                Purchase                   Owner Occupied         Single Family             1             EMC              NO
HARRISBURG             Rate/Term Refinance        Owner Occupied         Single Family             1             EMC              NO
HARRISBURG             Rate/Term Refinance        Owner Occupied         Single Family             1             EMC              NO
TACOMA                 Cash Out Refinance         Owner Occupied         Single Family             1             EMC              NO
VANCOUVER              Rate/Term Refinance        Owner Occupied         PUD                       1             EMC              NO
NORTH LAS VEGAS        Rate/Term Refinance        Owner Occupied         Single Family             1             EMC              NO
NORTH LAS VEGAS        Rate/Term Refinance        Owner Occupied         Single Family             1             EMC              NO
BURLINGTON             Cash Out Refinance         Owner Occupied         Single Family             1             EMC              NO
PORT ORCHARD           Rate/Term Refinance        Owner Occupied         Single Family             1             EMC              NO
ONTARIO                Purchase                   Owner Occupied         Single Family             1             EMC              NO
APPLE VALLEY           Purchase                   Owner Occupied         Single Family             1             EMC              NO
120-120 1/2 41S        Purchase                   Owner Occupied         2-4 Family                4             EMC              NO
NORWALK                Rate/Term Refinance        Owner Occupied         Single Family             1             EMC              NO
NORWALK                Rate/Term Refinance        Owner Occupied         Single Family             1             EMC              NO
CARSON                 Cash Out Refinance         Owner Occupied         Single Family             1             EMC              NO
120-120 1/2 41S        Purchase                   Owner Occupied         2-4 Family                4             EMC              NO
LONG BEACH             Cash Out Refinance         Owner Occupied         Single Family             1             EMC              NO
WINNETKA               Purchase                   Owner Occupied         Single Family             1             EMC              NO
WINNETKA               Purchase                   Owner Occupied         Single Family             1             EMC              NO
RIVERSIDE              Purchase                   Owner Occupied         Single Family             1             EMC              NO
AREA OF LOS ANG        Cash Out Refinance         Owner Occupied         Single Family             1             EMC              NO
LONG BEACH             Purchase                   Owner Occupied         Condominium               1             EMC              NO
REDONDO BEACH          Cash Out Refinance         Owner Occupied         Single Family             1             EMC              NO
SURPRISE               Purchase                   Owner Occupied         PUD                       1             EMC              NO
RANCHO CUCAMONG        Purchase                   Owner Occupied         Condominium               1             EMC              NO
ORANGE                 Purchase                   Owner Occupied         Single Family             1             EMC              NO
ORANGE                 Purchase                   Owner Occupied         Single Family             1             EMC              NO
FONTANA                Purchase                   Owner Occupied         Single Family             1             EMC              NO
(STUDIO CITY AR        Purchase                   Owner Occupied         Single Family             1             EMC              NO
PALMDALE               Purchase                   Owner Occupied         Single Family             1             EMC              NO
HEMET                  Cash Out Refinance         Owner Occupied         Single Family             1             EMC              NO
LOS ANGELES            Cash Out Refinance         Owner Occupied         Single Family             1             EMC              NO
LOS ANGELES            Cash Out Refinance         Owner Occupied         2-4 Family                2             EMC              NO
LOS ANGELES            Purchase                   Owner Occupied         Single Family             1             EMC              NO
SAN BERNARDINO         Purchase                   Owner Occupied         Single Family             1             EMC              NO
FONTANA                Cash Out Refinance         Owner Occupied         Single Family             1             EMC              NO
LOS ANGELES            Purchase                   Owner Occupied         2-4 Family                2             EMC              NO
LONG BEACH             Cash Out Refinance         Owner Occupied         Single Family             1             EMC              NO
(LA PUENTE AREA        Purchase                   Owner Occupied         Single Family             1             EMC              NO
VAN NUYS AREA L        Purchase                   Owner Occupied         Single Family             1             EMC              NO
SAN DIMAS              Cash Out Refinance         Owner Occupied         Single Family             1             EMC              NO
OXNARD                 Cash Out Refinance         Owner Occupied         Single Family             1             EMC              NO
AREA OF HEMET          Purchase                   Owner Occupied         Single Family             1             EMC              NO
HESPERIA               Purchase                   Owner Occupied         Single Family             1             EMC              NO
STOCKTON               Cash Out Refinance         Owner Occupied         Single Family             1             EMC              NO
LAKEWOOD               Purchase                   Owner Occupied         Single Family             1             EMC              NO
FONTANA                Purchase                   Owner Occupied         Single Family             1             EMC              NO
LAWNDALE               Purchase                   Owner Occupied         Condominium               1             EMC              NO
CANOGA PARK ARE        Cash Out Refinance         Owner Occupied         Single Family             1             EMC              NO
FALLBROOK              Purchase                   Owner Occupied         Single Family             1             EMC              NO
LAS VEGAS              Purchase                   Owner Occupied         PUD                       1             EMC              NO
LOS ANGELES            Purchase                   Owner Occupied         2-4 Family                2             EMC              NO
COMPTON                Purchase                   Owner Occupied         2-4 Family                2             EMC              NO
BALDWIN PARK           Purchase                   Owner Occupied         Single Family             1             EMC              NO
CYPRESS                Purchase                   Owner Occupied         2-4 Family                2             EMC              NO
COMPTON                Purchase                   Owner Occupied         Single Family             1             EMC              NO
LOS ANGELES            Purchase                   Owner Occupied         2-4 Family                2             EMC              NO
LOS ANGELES            Purchase                   Owner Occupied         Condominium               1             EMC              NO
LONG BEACH             Cash Out Refinance         Owner Occupied         Single Family             1             EMC              NO
LONG BEACH             Cash Out Refinance         Owner Occupied         Single Family             1             EMC              NO
SANTA ANA              Cash Out Refinance         Owner Occupied         Single Family             1             EMC              NO
LOS ANGELES            Purchase                   Owner Occupied         Single Family             1             EMC              NO
SAN DIEGO              Cash Out Refinance         Owner Occupied         Condominium               1             EMC              NO
AREA OF SYLMAR         Purchase                   Owner Occupied         Condominium               1             EMC              NO
CHINO                  Purchase                   Owner Occupied         Single Family             1             EMC              NO
AREA OF BLOOMIN        Cash Out Refinance         Owner Occupied         Single Family             1             EMC              NO
LOS ANGELES            Cash Out Refinance         Owner Occupied         Single Family             1             EMC              NO
(COMPTON AREA)         Cash Out Refinance         Owner Occupied         2-4 Family                3             EMC              NO
PROVO                  Purchase                   Owner Occupied         PUD                       1             EMC              NO
ADELANTO               Purchase                   Owner Occupied         Single Family             1             EMC              NO
KENNEWICK              Purchase                   Investor               Single Family             1             EMC              NO
PORTLAND               Cash Out Refinance         Owner Occupied         Single Family             1             EMC              NO
COEUR D ALENE          Cash Out Refinance         Investor               Single Family             1             EMC              NO
EATONVILLE             Purchase                   Owner Occupied         Single Family             1             EMC              NO
FEDERAL WAY            Cash Out Refinance         Owner Occupied         Single Family             1             EMC              NO
PORTLAND               Rate/Term Refinance        Owner Occupied         Single Family             1             EMC              NO
RENTON                 Cash Out Refinance         Owner Occupied         Single Family             1             EMC              NO
SPANAWAY               Purchase                   Owner Occupied         Single Family             1             EMC              NO
SPANAWAY               Purchase                   Owner Occupied         Single Family             1             EMC              NO
SEATTLE                Cash Out Refinance         Investor               Single Family             1             EMC              NO
SUMNER                 Purchase                   Owner Occupied         PUD                       1             EMC              NO
LAKE FOREST            Cash Out Refinance         Owner Occupied         PUD                       1             EMC              NO
MARYSVILLE             Cash Out Refinance         Investor               Single Family             1             EMC              NO
ASHFORD                Purchase                   Owner Occupied         Single Family             1             EMC              NO
RATHDRUM               Purchase                   Owner Occupied         Single Family             1             EMC              NO
ABERDEEN               Purchase                   Owner Occupied         Single Family             1             EMC              NO
MILWAUKIE              Purchase                   Owner Occupied         Single Family             1             EMC              NO
REDMOND                Cash Out Refinance         Owner Occupied         Condominium               1             EMC              NO
TACOMA                 Purchase                   Owner Occupied         Single Family             1             EMC              NO
PUYALLUP               Purchase                   Owner Occupied         Single Family             1             EMC              NO
PUYALLUP               Cash Out Refinance         Owner Occupied         PUD                       1             EMC              NO
KENNEWICK              Purchase                   Investor               Single Family             1             EMC              NO
PORTLAND               Cash Out Refinance         Owner Occupied         Single Family             1             EMC              NO
MULWAUKIE              Cash Out Refinance         Owner Occupied         Single Family             1             EMC              NO
MALAGA                 Cash Out Refinance         Owner Occupied         Single Family             1             EMC              NO
PORT ORCHARD           Purchase                   Owner Occupied         Single Family             1             EMC              NO
BUCKLEY                Purchase                   Owner Occupied         PUD                       1             EMC              NO
BONNEY LAKE            Cash Out Refinance         Owner Occupied         Single Family             1             EMC              NO
NAMPA                  Cash Out Refinance         Owner Occupied         PUD                       1             EMC              NO
TACOMA                 Purchase                   Owner Occupied         Single Family             1             EMC              NO
TACOMA                 Purchase                   Owner Occupied         Single Family             1             EMC              NO
LAKEWOOD               Cash Out Refinance         Owner Occupied         PUD                       1             EMC              NO
OLYMPIA                Purchase                   Owner Occupied         PUD                       1             EMC              NO
COEUR D ALENE          Cash Out Refinance         Investor               Single Family             1             EMC              NO
TACOMA                 Purchase                   Owner Occupied         Single Family             1             EMC              NO
SPOKANE                Purchase                   Owner Occupied         Single Family             1             EMC              NO
SEATTLE                Purchase                   Owner Occupied         Single Family             1             EMC              NO
ABERDEEN               Purchase                   Owner Occupied         Single Family             1             EMC              NO
COVINGTON              Purchase                   Owner Occupied         PUD                       1             EMC              NO
TACOMA                 Purchase                   Owner Occupied         Single Family             1             EMC              NO
EUGENE                 Purchase                   Owner Occupied         Single Family             1             EMC              NO
TACOMA                 Purchase                   Owner Occupied         PUD                       1             EMC              NO
PHOENIX                Cash Out Refinance         Owner Occupied         Single Family             1             EMC              NO
SUMNER                 Cash Out Refinance         Owner Occupied         PUD                       1             EMC              NO
EUGENE                 Purchase                   Owner Occupied         Single Family             1             EMC              NO
SEATTLE                Purchase                   Owner Occupied         Single Family             1             EMC              NO
WOODINVILLE            Purchase                   Owner Occupied         Single Family             1             EMC              NO
TACOMA                 Purchase                   Owner Occupied         Single Family             1             EMC              NO
SHELTON                Purchase                   Owner Occupied         PUD                       1             EMC              NO
EVERETT                Purchase                   Owner Occupied         Condominium               1             EMC              NO
PASADENA               Purchase                   Owner Occupied         Single Family             1             EMC              NO
SIMI VALLEY            Cash Out Refinance         Owner Occupied         Single Family             1             EMC              NO
VICTORVILLE            Cash Out Refinance         Owner Occupied         Single Family             1             EMC              NO
PALMDALE               Cash Out Refinance         Owner Occupied         Single Family             1             EMC              NO
LOS ANGELES            Purchase                   Owner Occupied         Single Family             1             EMC              NO
SAN DIEGO              Cash Out Refinance         Owner Occupied         Single Family             1             EMC              NO
BUENA PARK             Purchase                   Owner Occupied         PUD                       1             EMC              NO
TRABUCO CANYON         Purchase                   Owner Occupied         Condominium               1             EMC              NO
CHATSWORTH             Purchase                   Owner Occupied         Single Family             1             EMC              NO
CORONA                 Cash Out Refinance         Owner Occupied         Single Family             1             EMC              NO
BELLFLOWER             Cash Out Refinance         Owner Occupied         Single Family             1             EMC              NO
LOS ANGELES            Purchase                   Owner Occupied         Condominium               1             EMC              NO
HAWTHORNE              Purchase                   Investor               Single Family             1             EMC              NO
IRVINE                 Cash Out Refinance         Owner Occupied         PUD                       1             EMC              NO
SANTA PAULA            Cash Out Refinance         Owner Occupied         Single Family             1             EMC              NO
LAKEWOOD               Cash Out Refinance         Owner Occupied         Single Family             1             EMC              NO
ALHAMBRA               Purchase                   Owner Occupied         Single Family             1             EMC              NO
SACRAMENTO             Cash Out Refinance         Owner Occupied         Single Family             1             EMC              NO
LOS ANGELES            Purchase                   Owner Occupied         Single Family             1             EMC              NO
SAN BERNARDINO         Purchase                   Owner Occupied         Single Family             1             EMC              NO
STOCKTON               Purchase                   Owner Occupied         Single Family             1             EMC              NO
LONG BEACH             Cash Out Refinance         Owner Occupied         2-4 Family                2             EMC              NO
KLAMATH FALLS          Purchase                   Owner Occupied         Single Family             1             EMC              NO
BELLINGHAM             Purchase                   Owner Occupied         Condominium               1             EMC              NO
PORTLAND               Purchase                   Owner Occupied         Single Family             1             EMC              NO
PUYALLUP               Cash Out Refinance         Owner Occupied         PUD                       1             EMC              NO
TACOMA                 Purchase                   Owner Occupied         Single Family             1             EMC              NO
WASILLA                Purchase                   Owner Occupied         Single Family             1             EMC              NO
SPOKANE                Cash Out Refinance         Owner Occupied         Single Family             1             EMC              NO
WENDELL                Cash Out Refinance         Owner Occupied         Single Family             1             EMC              NO
PAYETTE                Purchase                   Owner Occupied         Single Family             1             EMC              NO
TACOMA                 Purchase                   Owner Occupied         Single Family             1             EMC              NO
SUQUAMISH              Purchase                   Owner Occupied         Single Family             1             EMC              NO
PORTLAND               Purchase                   Owner Occupied         Single Family             1             EMC              NO
TACOMA                 Purchase                   Owner Occupied         Single Family             1             EMC              NO
PUYALLUP               Purchase                   Owner Occupied         Condominium               1             EMC              NO
UNIVERSITY PLAC        Purchase                   Owner Occupied         Single Family             1             EMC              NO
COVINGTON              Cash Out Refinance         Owner Occupied         PUD                       1             EMC              NO
TWIN FALLS             Cash Out Refinance         Owner Occupied         Single Family             1             EMC              NO
GIG HARBOR             Cash Out Refinance         Owner Occupied         Single Family             1             EMC              NO
SHELTON                Cash Out Refinance         Owner Occupied         Single Family             1             EMC              NO
PORTLAND               Cash Out Refinance         Owner Occupied         Single Family             1             EMC              NO
SPRINGFIELD            Purchase                   Owner Occupied         Single Family             1             EMC              NO
SEDRO WOOLLEY          Purchase                   Owner Occupied         PUD                       1             EMC              NO
REPUBLIC               Purchase                   Owner Occupied         Single Family             1             EMC              NO
ABERDEEN               Purchase                   Owner Occupied         Single Family             1             EMC              NO
OTHELLO                Purchase                   Owner Occupied         Single Family             1             EMC              NO
BOTHELL                Purchase                   Owner Occupied         Condominium               1             EMC              NO
SPOKANE                Purchase                   Owner Occupied         Single Family             1             EMC              NO
SPOKANE                Purchase                   Owner Occupied         Single Family             1             EMC              NO
VALHALLA               Rate/Term Refinance        Owner Occupied         Single Family             1             EMC              NO
MONCKS CORNER          Purchase                   Owner Occupied         Single Family             1             EMC              NO
BANGOR                 Purchase                   Owner Occupied         Single Family             1             EMC              NO
TRENTON                Purchase                   Owner Occupied         Single Family             1             EMC              NO
LANHAM                 Cash Out Refinance         Owner Occupied         PUD                       1             EMC              NO
LOWELL                 Purchase                   Investor               Single Family             1             EMC              NO
LOWELL                 Purchase                   Investor               Single Family             1             EMC              NO
CALUMET CITY           Purchase                   Owner Occupied         Single Family             1             EMC              NO
CALUMET CITY           Purchase                   Owner Occupied         Single Family             1             EMC              NO
TOWER CITY             Purchase                   Owner Occupied         Single Family             1             EMC              NO
MARKHAM                Purchase                   Owner Occupied         Single Family             1             EMC              NO
SAINT CLAIR SHO        Cash Out Refinance         Investor               Condominium               1             EMC              NO
ATLANTA                Purchase                   Investor               Single Family             1             EMC              NO
MONTICELLO             Cash Out Refinance         Owner Occupied         Single Family             1             EMC              NO
NORRIDGE               Purchase                   Owner Occupied         Single Family             1             EMC              NO
BROOKLYN PARK          Purchase                   Owner Occupied         Single Family             1             EMC              NO
DETROIT                Purchase                   Investor               Single Family             1             EMC              NO
DETROIT                Purchase                   Investor               Single Family             1             EMC              NO
CANTON                 Cash Out Refinance         Owner Occupied         Single Family             1             EMC              NO
BOYNTON BEACH          Purchase                   Owner Occupied         2-4 Family                2             EMC              NO
CHICAGO                Purchase                   Owner Occupied         Single Family             1             EMC              NO
DECATUR                Purchase                   Owner Occupied         Single Family             1             EMC              NO
GARY                   Purchase                   Owner Occupied         Single Family             1             EMC              NO
GARY                   Purchase                   Owner Occupied         Single Family             1             EMC              NO
HAMPTON                Purchase                   Owner Occupied         Single Family             1             EMC              NO
ADDISON                Purchase                   Owner Occupied         Single Family             1             EMC              NO
PALATINE               Purchase                   Owner Occupied         Single Family             1             EMC              NO
ROBBINSDALE            Cash Out Refinance         Owner Occupied         Single Family             1             EMC              NO
LITTLE FALLS           Purchase                   Owner Occupied         Single Family             1             EMC              NO
PRINCETON              Purchase                   Owner Occupied         Single Family             1             EMC              NO
BROOKLYN PARK          Cash Out Refinance         Owner Occupied         Single Family             1             EMC              NO
BROOKLYN PARK          Rate/Term Refinance        Owner Occupied         Single Family             1             EMC              NO
LAND O LAKES           Rate/Term Refinance        Owner Occupied         PUD                       1             EMC              NO
CHASKA                 Purchase                   Owner Occupied         Single Family             1             EMC              NO
SAINT PAUL             Purchase                   Owner Occupied         Single Family             1             EMC              NO
HANOVER PARK           Purchase                   Owner Occupied         Condominium               1             EMC              NO
BUCKEYE                Purchase                   Owner Occupied         PUD                       1             EMC              NO
KINGMAN                Purchase                   Owner Occupied         Single Family             1             EMC              NO
LAS VEGAS              Purchase                   Owner Occupied         PUD                       1             EMC              NO
PHOENIX                Purchase                   Owner Occupied         PUD                       1             EMC              NO
KANSAS CITY            Purchase                   Owner Occupied         Single Family             1             EMC              NO
KANSAS CITY            Purchase                   Owner Occupied         Single Family             1             EMC              NO
DETROIT                Purchase                   Owner Occupied         Single Family             1             EMC              NO
CHADWICK               Purchase                   Owner Occupied         Single Family             1             EMC              NO
RICHMOND               Purchase                   Owner Occupied         Single Family             1             EMC              NO
NEW BEDFORD            Purchase                   Owner Occupied         Single Family             1             EMC              NO
RICHMOND               Purchase                   Owner Occupied         Single Family             1             EMC              NO
COLUMBIA               Purchase                   Owner Occupied         Single Family             1             EMC              NO
BANGOR                 Purchase                   Owner Occupied         Single Family             1             EMC              NO
NASHUA                 Rate/Term Refinance        Owner Occupied         2-4 Family                2             EMC              NO
CHARLOTTE              Purchase                   Owner Occupied         Single Family             1             EMC              NO
DETROIT                Cash Out Refinance         Owner Occupied         Single Family             1             EMC              NO
CROWLEY                Purchase                   Owner Occupied         PUD                       1             EMC              NO
MIAMI                  Cash Out Refinance         Owner Occupied         Single Family             1             EMC              NO
RIDGELAND              Purchase                   Investor               Single Family             1             EMC              NO
RAILROAD FLAT          Rate/Term Refinance        Owner Occupied         Single Family             1             EMC              NO
LANCASTER              Purchase                   Owner Occupied         Single Family             1             EMC              NO
RIDGELAND              Purchase                   Investor               Single Family             1             EMC              NO
HALSTEAD               Cash Out Refinance         Owner Occupied         Single Family             1             EMC              NO
GILBERT                Purchase                   Owner Occupied         PUD                       1             EMC              NO
GILBERT                Purchase                   Owner Occupied         PUD                       1             EMC              NO
DETROIT                Purchase                   Owner Occupied         Single Family             1             EMC              NO
BRYAN                  Purchase                   Owner Occupied         Single Family             1             EMC              NO
LITTLE RIVER AC        Purchase                   Owner Occupied         Single Family             1             EMC              NO
SAN ANTONIO            Purchase                   Owner Occupied         Single Family             1             EMC              NO
LAREDO                 Rate/Term Refinance        Owner Occupied         Single Family             1             EMC              NO
LAREDO                 Rate/Term Refinance        Owner Occupied         Single Family             1             EMC              NO
HOUSTON                Purchase                   Owner Occupied         PUD                       1             EMC              NO
KINGWOOD               Purchase                   Owner Occupied         PUD                       1             EMC              NO
HOUSTON                Purchase                   Owner Occupied         Single Family             1             EMC              NO
BAYTOWN                Purchase                   Investor               Single Family             1             EMC              NO
LA PORTE               Purchase                   Owner Occupied         PUD                       1             EMC              NO
BAYTOWN                Purchase                   Investor               Single Family             1             EMC              NO
BACLIFF                Purchase                   Owner Occupied         Single Family             1             EMC              NO
HOUSTON                Purchase                   Owner Occupied         PUD                       1             EMC              NO
AUSTIN                 Purchase                   Owner Occupied         Single Family             1             EMC              NO
DEER PARK              Purchase                   Owner Occupied         PUD                       1             EMC              NO
FORT WORTH             Purchase                   Owner Occupied         PUD                       1             EMC              NO
FORT WORTH             Purchase                   Owner Occupied         PUD                       1             EMC              NO
COLUMBIA               Purchase                   Owner Occupied         PUD                       1             EMC              NO
JENKS                  Purchase                   Owner Occupied         PUD                       1             EMC              NO
MONCKS CORNER          Rate/Term Refinance        Owner Occupied         Single Family             1             EMC              NO
EL PASO                Purchase                   Owner Occupied         Single Family             1             EMC              NO
SAN ANTONIO            Purchase                   Owner Occupied         PUD                       1             EMC              NO
CARROLLTON             Rate/Term Refinance        Owner Occupied         Single Family             1             EMC              NO
CARROLLTON             Purchase                   Owner Occupied         Single Family             1             EMC              NO
GARLAND                Purchase                   Owner Occupied         Single Family             1             EMC              NO
EL PASO                Purchase                   Owner Occupied         Single Family             1             EMC              NO
BOLIVAR                Purchase                   Owner Occupied         Single Family             1             EMC              NO
ARLINGTON              Purchase                   Owner Occupied         Single Family             1             EMC              NO
DALLAS                 Purchase                   Investor               Single Family             1             EMC              NO
MEMPHIS                Purchase                   Owner Occupied         Single Family             1             EMC              NO
HITCHCOCK              Purchase                   Owner Occupied         Single Family             1             EMC              NO
DESOTO                 Purchase                   Owner Occupied         PUD                       1             EMC              NO
ATHENS                 Purchase                   Owner Occupied         Single Family             1             EMC              NO
BOWIE                  Purchase                   Owner Occupied         Single Family             1             EMC              NO
BEDFORD                Purchase                   Owner Occupied         PUD                       1             EMC              NO
DENISON                Purchase                   Owner Occupied         Single Family             1             EMC              NO
SAN MARCOS             Rate/Term Refinance        Owner Occupied         PUD                       1             EMC              NO
CEDAR HILL             Purchase                   Owner Occupied         Single Family             1             EMC              NO
GLENN HEIGHTS          Rate/Term Refinance        Owner Occupied         PUD                       1             EMC              NO
IRVING                 Purchase                   Owner Occupied         PUD                       1             EMC              NO
PRYOR                  Purchase                   Owner Occupied         Single Family             1             EMC              NO
ROWLETT                Purchase                   Owner Occupied         Single Family             1             EMC              NO
BURLESON               Purchase                   Owner Occupied         Single Family             1             EMC              NO
BOWIE                  Purchase                   Owner Occupied         Single Family             1             EMC              NO
BALCH SPRINGS          Purchase                   Owner Occupied         PUD                       1             EMC              NO
BALCH SPRINGS          Purchase                   Owner Occupied         PUD                       1             EMC              NO
MCKINNEY               Purchase                   Owner Occupied         PUD                       1             EMC              NO
DALLAS                 Purchase                   Owner Occupied         PUD                       1             EMC              NO
WICHITA FALLS          Rate/Term Refinance        Investor               Single Family             1             EMC              NO
FORT WORTH             Purchase                   Investor               Single Family             1             EMC              NO
GRAND PRAIRIE          Purchase                   Owner Occupied         Single Family             1             EMC              NO
BOWIE                  Purchase                   Owner Occupied         Single Family             1             EMC              NO
GULFPORT               Purchase                   Owner Occupied         Single Family             1             EMC              NO
MAYNARDVILLE           Purchase                   Owner Occupied         Single Family             1             EMC              NO
VILONIA                Purchase                   Owner Occupied         Single Family             1             EMC              NO
EL PASO                Purchase                   Owner Occupied         Single Family             1             EMC              NO
FORT WORTH             Purchase                   Owner Occupied         PUD                       1             EMC              NO
VICTORIA               Purchase                   Owner Occupied         Single Family             1             EMC              NO
LOWRY CROSSING         Purchase                   Owner Occupied         PUD                       1             EMC              NO
HAYDEN                 Rate/Term Refinance        Owner Occupied         Single Family             1             EMC              NO
TELEPHONE              Purchase                   Owner Occupied         Single Family             1             EMC              NO
GRAND PRAIRIE          Purchase                   Owner Occupied         Single Family             1             EMC              NO
HOUSTON                Cash Out Refinance         Owner Occupied         Single Family             1             EMC              NO
STANHOPE               Purchase                   Owner Occupied         Single Family             1             EMC              NO
PORT NECHES            Purchase                   Owner Occupied         Single Family             1             EMC              NO
RICHMOND               Purchase                   Owner Occupied         PUD                       1             EMC              NO
DALLAS                 Purchase                   Owner Occupied         Single Family             1             EMC              NO
SAN ANTONIO            Purchase                   Owner Occupied         Single Family             1             EMC              NO
WILLIS                 Purchase                   Owner Occupied         Single Family             1             EMC              NO
KYLE                   Purchase                   Owner Occupied         PUD                       1             EMC              NO
HUMBLE                 Purchase                   Owner Occupied         PUD                       1             EMC              NO
HUNTSVILLE             Purchase                   Owner Occupied         Single Family             1             EMC              NO
WILLIS                 Purchase                   Owner Occupied         Single Family             1             EMC              NO
HOUSTON                Purchase                   Owner Occupied         PUD                       1             EMC              NO
KATY                   Purchase                   Owner Occupied         PUD                       1             EMC              NO
HORIZON CITY           Purchase                   Owner Occupied         PUD                       1             EMC              NO
NEW BRAUNFELS          Purchase                   Owner Occupied         PUD                       1             EMC              NO
PASADENA               Purchase                   Owner Occupied         Single Family             1             EMC              NO
HOUSTON                Purchase                   Owner Occupied         PUD                       1             EMC              NO
LEANDER                Purchase                   Owner Occupied         PUD                       1             EMC              NO
S. OGDEN               Purchase                   Owner Occupied         Single Family             1             EMC              NO
BILLINGS               Purchase                   Owner Occupied         Single Family             1             EMC              NO
TOOELE                 Purchase                   Owner Occupied         Single Family             1             EMC              NO
LEHI                   Purchase                   Owner Occupied         Single Family             1             EMC              NO
WEST VALLEY            Purchase                   Owner Occupied         Single Family             1             EMC              NO
SAINT GEORGE           Purchase                   Owner Occupied         Single Family             1             EMC              NO
COLORADO SPRING        Purchase                   Owner Occupied         PUD                       1             EMC              NO
WALDORF                Purchase                   Owner Occupied         PUD                       1             EMC              NO
OWINGS MILLS           Cash Out Refinance         Owner Occupied         Single Family             1             EMC              NO
CHICAGO                Purchase                   Owner Occupied         2-4 Family                2             EMC              NO
CHICAGO                Purchase                   Owner Occupied         2-4 Family                2             EMC              NO
GLENDALE HEIGHT        Purchase                   Owner Occupied         Condominium               1             EMC              NO
LA MARQUE              Purchase                   Owner Occupied         PUD                       1             EMC              NO
LAKE JACKSON           Purchase                   Owner Occupied         PUD                       1             EMC              NO
EL PASO                Purchase                   Owner Occupied         Single Family             1             EMC              NO
SHOREACRES             Purchase                   Owner Occupied         PUD                       1             EMC              NO
EDINBURG               Rate/Term Refinance        Owner Occupied         Single Family             1             EMC              NO
HOUSTON                Purchase                   Owner Occupied         PUD                       1             EMC              NO
MONTGOMERY             Purchase                   Owner Occupied         PUD                       1             EMC              NO
ANGLETON               Purchase                   Owner Occupied         Single Family             1             EMC              NO
HOUSTON                Purchase                   Owner Occupied         Single Family             1             EMC              NO
MAGNOLIA               Purchase                   Owner Occupied         PUD                       1             EMC              NO
LEADWOOD               Cash Out Refinance         Owner Occupied         Single Family             1             EMC              NO
ST. LOUIS              Cash Out Refinance         Owner Occupied         Single Family             1             EMC              NO
LINCOLN                Cash Out Refinance         Owner Occupied         Single Family             1             EMC              NO
MILFORD                Purchase                   Owner Occupied         Single Family             1             EMC              NO
SAINT LOUIS            Purchase                   Owner Occupied         Single Family             1             EMC              NO
JESUP                  Purchase                   Owner Occupied         Single Family             1             EMC              NO
LEAVENWORTH            Cash Out Refinance         Owner Occupied         Single Family             1             EMC              NO
MASON CITY             Rate/Term Refinance        Owner Occupied         Single Family             1             EMC              NO
INDEPENDENCE           Purchase                   Owner Occupied         Single Family             1             EMC              NO
KANSAS CITY            Cash Out Refinance         Owner Occupied         Single Family             1             EMC              NO
ST. LOUIS              Cash Out Refinance         Investor               Single Family             1             EMC              NO
BLAIR                  Purchase                   Owner Occupied         Single Family             1             EMC              NO
KANSAS CITY            Purchase                   Owner Occupied         Single Family             1             EMC              NO
DES MOINES             Purchase                   Owner Occupied         Single Family             1             EMC              NO
OMAHA                  Cash Out Refinance         Owner Occupied         Single Family             1             EMC              NO
RAYMORE                Purchase                   Owner Occupied         PUD                       1             EMC              NO
SAINT LOUIS            Purchase                   Owner Occupied         Single Family             1             EMC              NO
FREEBURG               Purchase                   Owner Occupied         Single Family             1             EMC              NO
COUNCIL BLUFFS         Purchase                   Owner Occupied         Single Family             1             EMC              NO
OLATHE                 Cash Out Refinance         Owner Occupied         Single Family             1             EMC              NO
ST. LOUIS              Purchase                   Owner Occupied         2-4 Family                2             EMC              NO
CANTON                 Purchase                   Owner Occupied         Single Family             1             EMC              NO
SIBLEY                 Purchase                   Owner Occupied         Single Family             1             EMC              NO
SAINT LOUIS            Purchase                   Owner Occupied         Single Family             1             EMC              NO
TIFFIN                 Cash Out Refinance         Owner Occupied         Condominium               1             EMC              NO
LEE'S SUMMIT           Purchase                   Owner Occupied         PUD                       1             EMC              NO
KANSAS CITY            Cash Out Refinance         Investor               Single Family             1             EMC              NO
KANSAS CITY            Purchase                   Owner Occupied         Single Family             1             EMC              NO
SAINT LOUIS            Purchase                   Owner Occupied         Single Family             1             EMC              NO
COUNCIL BLUFFS         Purchase                   Owner Occupied         Single Family             1             EMC              NO
KANSAS CITY            Purchase                   Owner Occupied         Single Family             1             EMC              NO
SAINT LOUIS            Purchase                   Owner Occupied         Single Family             1             EMC              NO
KANSAS CITY            Purchase                   Owner Occupied         Single Family             1             EMC              NO
ST. LOUIS              Purchase                   Owner Occupied         Single Family             1             EMC              NO
LEON                   Rate/Term Refinance        Owner Occupied         Single Family             1             EMC              NO
BELLEVUE               Purchase                   Owner Occupied         Single Family             1             EMC              NO
WICHITA                Purchase                   Owner Occupied         Single Family             1             EMC              NO
KANSAS CITY            Cash Out Refinance         Owner Occupied         Single Family             1             EMC              NO
KANSAS CITY            Purchase                   Owner Occupied         Single Family             1             EMC              NO
OMAHA                  Purchase                   Owner Occupied         Single Family             1             EMC              NO
KANSAS CITY            Purchase                   Owner Occupied         Single Family             1             EMC              NO
OVERLAND PARK          Purchase                   Owner Occupied         Single Family             1             EMC              NO
HUTCHINSON             Cash Out Refinance         Investor               2-4 Family                2             EMC              NO
BATES CITY             Rate/Term Refinance        Owner Occupied         Single Family             1             EMC              NO
COSBY                  Purchase                   Owner Occupied         Single Family             1             EMC              NO
WENATCHEE              Cash Out Refinance         Owner Occupied         Single Family             1             EMC              NO
WEST LINN              Cash Out Refinance         Owner Occupied         Single Family             1             EMC              NO
BREMERTON              Cash Out Refinance         Owner Occupied         Single Family             1             EMC              NO
PORTLAND               Purchase                   Owner Occupied         Condominium               1             EMC              NO
CAMARILLO              Purchase                   Owner Occupied         PUD                       1             EMC              NO
QUARTZ HILL ARE        Purchase                   Owner Occupied         Single Family             1             EMC              NO
CARSON                 Purchase                   Owner Occupied         Condominium               1             EMC              NO
APPLE VALLEY AR        Purchase                   Owner Occupied         Single Family             1             EMC              NO
BUENA PARK             Cash Out Refinance         Owner Occupied         Single Family             1             EMC              NO
QUARTZ HILL ARE        Cash Out Refinance         Investor               Single Family             1             EMC              NO
WILMINGTON AREA        Purchase                   Owner Occupied         2-4 Family                2             EMC              NO
LOS ANGELES            Purchase                   Owner Occupied         Single Family             1             EMC              NO
ADELANTO               Cash Out Refinance         Owner Occupied         Single Family             1             EMC              NO
LANCASTER AREA         Cash Out Refinance         Owner Occupied         Single Family             1             EMC              NO
NIPOMO                 Purchase                   Owner Occupied         Single Family             1             EMC              NO
CORONA                 Purchase                   Owner Occupied         Single Family             1             EMC              NO
VENTURA (AREA O        Purchase                   Owner Occupied         Single Family             1             EMC              NO
NORTHRIDGE AREA        Cash Out Refinance         Owner Occupied         Condominium               1             EMC              NO
NORTHRIDGE AREA        Cash Out Refinance         Owner Occupied         Single Family             1             EMC              NO
WOODLAND HILLS         Cash Out Refinance         Owner Occupied         Single Family             1             EMC              NO
POMONA                 Purchase                   Owner Occupied         Single Family             1             EMC              NO
VICTORVILLE            Purchase                   Owner Occupied         Single Family             1             EMC              NO
HEMET                  Purchase                   Owner Occupied         Single Family             1             EMC              NO
MATTAWA                Purchase                   Owner Occupied         Single Family             1             EMC              NO
COEUR D ALENE          Purchase                   Owner Occupied         Single Family             1             EMC              NO
IDAHO FALLS            Purchase                   Owner Occupied         Single Family             1             EMC              NO
SPOKANE                Purchase                   Owner Occupied         Single Family             1             EMC              NO
EVERETT                Purchase                   Owner Occupied         Single Family             1             EMC              NO
SPOKANE                Purchase                   Owner Occupied         Single Family             1             EMC              NO
KANSAS CITY            Purchase                   Owner Occupied         Single Family             1             EMC              NO
CEDAR RAPIDS           Purchase                   Owner Occupied         Single Family             1             EMC              NO
OVERLAND PARK          Purchase                   Owner Occupied         Single Family             1             EMC              NO
DES MOINES             Purchase                   Owner Occupied         Single Family             1             EMC              NO
MAQUOKETA              Purchase                   Owner Occupied         Single Family             1             EMC              NO
ST. PETERS             Cash Out Refinance         Owner Occupied         Condominium               1             EMC              NO
GARDNER                Cash Out Refinance         Owner Occupied         Single Family             1             EMC              NO
ABBYVILLE              Cash Out Refinance         Owner Occupied         Single Family             1             EMC              NO
ST. LOUIS              Purchase                   Owner Occupied         Single Family             1             EMC              NO
DES MOINES             Purchase                   Owner Occupied         Single Family             1             EMC              NO
MAQUOKETA              Purchase                   Owner Occupied         Single Family             1             EMC              NO
KANSAS CITY            Purchase                   Owner Occupied         Single Family             1             EMC              NO
PERRY                  Purchase                   Owner Occupied         Single Family             1             EMC              NO
OVERLAND PARK          Purchase                   Owner Occupied         Condominium               1             EMC              NO
OLATHE                 Cash Out Refinance         Owner Occupied         Single Family             1             EMC              NO
KANSAS CITY            Purchase                   Owner Occupied         Single Family             1             EMC              NO
GRANDVIEW              Cash Out Refinance         Owner Occupied         PUD                       1             EMC              NO
ADAIR                  Rate/Term Refinance        Owner Occupied         Single Family             1             EMC              NO
ASHLAND                Cash Out Refinance         Owner Occupied         Single Family             1             EMC              NO
KANSAS CITY            Rate/Term Refinance        Owner Occupied         Single Family             1             EMC              NO
VIOLA                  Cash Out Refinance         Owner Occupied         Single Family             1             EMC              NO
GRAIN VALLEY           Purchase                   Owner Occupied         Single Family             1             EMC              NO
MAQUOKETA              Purchase                   Owner Occupied         Single Family             1             EMC              NO
COLORADO SPRING        Purchase                   Owner Occupied         Single Family             1             EMC              NO
KANSAS CITY            Purchase                   Owner Occupied         PUD                       1             EMC              NO
CRESTON                Purchase                   Owner Occupied         Single Family             1             EMC              NO
COVINGTON              Cash Out Refinance         Owner Occupied         PUD                       1             EMC              NO
ELIZABETH CITY         Purchase                   Investor               Single Family             1             EMC              NO
FORT WALTON BEA        Cash Out Refinance         Owner Occupied         Single Family             1             EMC              NO
ATLANTA                Purchase                   Owner Occupied         2-4 Family                2             EMC              NO
MCHENRY                Purchase                   Owner Occupied         Single Family             1             EMC              NO
HIALEAH                Cash Out Refinance         Owner Occupied         Single Family             1             EMC              NO
LITHONIA               Purchase                   Owner Occupied         Single Family             1             EMC              NO
ORLANDO                Purchase                   Owner Occupied         Single Family             1             EMC              NO
PORT SAINT LUCI        Purchase                   Owner Occupied         Single Family             1             EMC              NO
CLERMONT               Cash Out Refinance         Owner Occupied         Single Family             1             EMC              NO
MIAMI                  Cash Out Refinance         Owner Occupied         Single Family             1             EMC              NO
CHICAGO                Purchase                   Investor               Single Family             1             EMC              NO
NORTH AUGUSTA          Rate/Term Refinance        Owner Occupied         Single Family             1             EMC              NO
ATLANTA                Purchase                   Owner Occupied         Single Family             1             EMC              NO
SUNRISE                Purchase                   Investor               Condominium               1             EMC              NO
ATLANTA                Cash Out Refinance         Investor               Single Family             1             EMC              NO
NORTHBROOK             Purchase                   Owner Occupied         Single Family             1             EMC              NO
SNELLVILLE             Purchase                   Owner Occupied         PUD                       1             EMC              NO
CAROL STREAM           Purchase                   Owner Occupied         Condominium               1             EMC              NO
ELLENWOOD              Purchase                   Owner Occupied         Single Family             1             EMC              NO
TAMPA                  Purchase                   Owner Occupied         Single Family             1             EMC              NO
COVINGTON              Purchase                   Owner Occupied         Single Family             1             EMC              NO
NEWNAN                 Purchase                   Owner Occupied         PUD                       1             EMC              NO
ELLENWOOD              Purchase                   Owner Occupied         PUD                       1             EMC              NO
ORANGE PARK            Purchase                   Owner Occupied         PUD                       1             EMC              NO
SCOTTSDALE             Cash Out Refinance         Owner Occupied         PUD                       1             EMC              NO
CASA GRANDE            Purchase                   Owner Occupied         PUD                       1             EMC              NO
PHOENIX                Purchase                   Owner Occupied         PUD                       1             EMC              NO
CASA GRANDE            Purchase                   Owner Occupied         PUD                       1             EMC              NO
QUEEN CREEK            Purchase                   Owner Occupied         PUD                       1             EMC              NO
PHOENIX                Purchase                   Owner Occupied         Single Family             1             EMC              NO
SURPRISE               Purchase                   Owner Occupied         PUD                       1             EMC              NO
TUCSON                 Purchase                   Owner Occupied         PUD                       1             EMC              NO
QUEEN CREEK            Purchase                   Owner Occupied         PUD                       1             EMC              NO
CASA GRANDE            Purchase                   Owner Occupied         Single Family             1             EMC              NO
NORTH LAS VEGAS        Purchase                   Owner Occupied         PUD                       1             EMC              NO
LAS VEGAS              Cash Out Refinance         Owner Occupied         Single Family             1             EMC              NO
GOLD CANYON            Purchase                   Owner Occupied         PUD                       1             EMC              NO
MAYER                  Purchase                   Owner Occupied         Single Family             1             EMC              NO
QUEEN CREEK            Purchase                   Owner Occupied         PUD                       1             EMC              NO
KINGMAN                Purchase                   Owner Occupied         Single Family             1             EMC              NO
TUCSON                 Purchase                   Owner Occupied         Single Family             1             EMC              NO
SURPRISE               Purchase                   Owner Occupied         PUD                       1             EMC              NO
CASA GRANDE            Purchase                   Owner Occupied         PUD                       1             EMC              NO
LAS VEGAS              Cash Out Refinance         Owner Occupied         Single Family             1             EMC              NO
GOODYEAR               Purchase                   Owner Occupied         PUD                       1             EMC              NO
SURPRISE               Cash Out Refinance         Owner Occupied         PUD                       1             EMC              NO
TOLLESON               Purchase                   Owner Occupied         PUD                       1             EMC              NO
MESA                   Purchase                   Owner Occupied         Single Family             1             EMC              NO
QUEEN CREEK            Purchase                   Owner Occupied         PUD                       1             EMC              NO
LAS VEGAS              Purchase                   Owner Occupied         Condominium               1             EMC              NO
QUEEN CREEK            Purchase                   Owner Occupied         PUD                       1             EMC              NO
CASA GRANDE            Purchase                   Owner Occupied         PUD                       1             EMC              NO
LAS VEGAS              Cash Out Refinance         Owner Occupied         Single Family             1             EMC              NO
AVONDALE               Purchase                   Owner Occupied         PUD                       1             EMC              NO
FORT MOHAVE            Purchase                   Owner Occupied         Single Family             1             EMC              NO
QUEEN CREEK            Purchase                   Owner Occupied         PUD                       1             EMC              NO
GLENDALE               Purchase                   Owner Occupied         Single Family             1             EMC              NO
SURPRISE               Purchase                   Owner Occupied         PUD                       1             EMC              NO
NORTH LAS VEGAS        Cash Out Refinance         Owner Occupied         PUD                       1             EMC              NO
SEDONA                 Purchase                   Owner Occupied         Single Family             1             EMC              NO
LAS VEGAS              Purchase                   Owner Occupied         Single Family             1             EMC              NO
PHOENIX                Purchase                   Owner Occupied         Single Family             1             EMC              NO
PHOENIX                Purchase                   Owner Occupied         PUD                       1             EMC              NO
PHOENIX                Cash Out Refinance         Owner Occupied         PUD                       1             EMC              NO
QUEEN CREEK            Purchase                   Owner Occupied         PUD                       1             EMC              NO
QUEEN CREEK            Purchase                   Owner Occupied         PUD                       1             EMC              NO
QUEEN CREEK            Purchase                   Owner Occupied         PUD                       1             EMC              NO
SAHUARITA              Purchase                   Owner Occupied         PUD                       1             EMC              NO
AMADO                  Cash Out Refinance         Owner Occupied         Single Family             1             EMC              NO
TUCSON                 Cash Out Refinance         Owner Occupied         Single Family             1             EMC              NO
PHOENIX                Purchase                   Owner Occupied         Single Family             1             EMC              NO
LAVEEN                 Purchase                   Owner Occupied         Single Family             1             EMC              NO
SURPRISE               Purchase                   Owner Occupied         PUD                       1             EMC              NO
PEORIA                 Purchase                   Owner Occupied         Single Family             1             EMC              NO
SURPRISE               Cash Out Refinance         Owner Occupied         PUD                       1             EMC              NO
QUEEN CREEK            Purchase                   Owner Occupied         PUD                       1             EMC              NO
KINGMAN                Purchase                   Owner Occupied         Single Family             1             EMC              NO
PHOENIX                Cash Out Refinance         Owner Occupied         Single Family             1             EMC              NO
KANSAS CITY            Cash Out Refinance         Owner Occupied         Single Family             1             EMC              NO
INDEPENDENCE           Cash Out Refinance         Owner Occupied         Single Family             1             EMC              NO
CHARLES CITY           Cash Out Refinance         Owner Occupied         Single Family             1             EMC              NO
INDEPENDENCE           Cash Out Refinance         Investor               Single Family             1             EMC              NO
KANSAS CITY            Purchase                   Owner Occupied         Single Family             1             EMC              NO
SENECA                 Rate/Term Refinance        Owner Occupied         Single Family             1             EMC              NO
LEAVENWORTH            Purchase                   Owner Occupied         Single Family             1             EMC              NO
KANSAS CITY            Purchase                   Owner Occupied         Single Family             1             EMC              NO
DES MOINES             Purchase                   Owner Occupied         Single Family             1             EMC              NO
COUNCIL BLUFFS         Cash Out Refinance         Owner Occupied         Single Family             1             EMC              NO
KANSAS CITY            Purchase                   Owner Occupied         Single Family             1             EMC              NO
PALATINE               Purchase                   Owner Occupied         Condominium               1             EMC              NO
PORT CHARLOTTE         Cash Out Refinance         Owner Occupied         Single Family             1             EMC              NO
ATLANTA                Purchase                   Owner Occupied         Single Family             1             EMC              NO
CHICAGO                Purchase                   Owner Occupied         2-4 Family                2             EMC              NO
ATLANTA                Purchase                   Owner Occupied         Single Family             1             EMC              NO
ST CLAIR SHORES        Purchase                   Owner Occupied         Single Family             1             EMC              NO
CHICAGO                Cash Out Refinance         Owner Occupied         Single Family             1             EMC              NO
LITHONIA               Purchase                   Owner Occupied         PUD                       1             EMC              NO
JACKSON                Purchase                   Owner Occupied         Single Family             1             EMC              NO
AURORA                 Purchase                   Owner Occupied         Single Family             1             EMC              NO
HOFFMAN ESTATES        Purchase                   Owner Occupied         Single Family             1             EMC              NO
COON RAPIDS            Purchase                   Owner Occupied         Single Family             1             EMC              NO
PLAINFIELD             Purchase                   Owner Occupied         PUD                       1             EMC              NO
SCHAUMBURG             Purchase                   Owner Occupied         PUD                       1             EMC              NO
JACKSONVILLE           Cash Out Refinance         Owner Occupied         Single Family             1             EMC              NO
DETROIT                Purchase                   Owner Occupied         Single Family             1             EMC              NO
RUFFIN                 Cash Out Refinance         Owner Occupied         Single Family             1             EMC              NO
TITUSVILLE             Cash Out Refinance         Owner Occupied         Single Family             1             EMC              NO
ROSEVILLE              Purchase                   Owner Occupied         Single Family             1             EMC              NO
LAKELAND               Cash Out Refinance         Owner Occupied         Single Family             1             EMC              NO
CHICAGO                Purchase                   Owner Occupied         Single Family             1             EMC              NO
RIVERDALE              Rate/Term Refinance        Owner Occupied         Single Family             1             EMC              NO
CHICAGO                Rate/Term Refinance        Owner Occupied         2-4 Family                2             EMC              NO
CHICAGO HEIGHTS        Purchase                   Owner Occupied         Single Family             1             EMC              NO
ROCKMART               Rate/Term Refinance        Owner Occupied         Single Family             1             EMC              NO
BOGART                 Cash Out Refinance         Owner Occupied         Single Family             1             EMC              NO
EVANSVILLE             Purchase                   Owner Occupied         Single Family             1             EMC              NO
DETROIT                Purchase                   Owner Occupied         Single Family             1             EMC              NO
GAINESVILLE            Purchase                   Owner Occupied         Single Family             1             EMC              NO
MIRAMAR                Cash Out Refinance         Owner Occupied         PUD                       1             EMC              NO
MAYWOOD                Cash Out Refinance         Owner Occupied         Single Family             1             EMC              NO
CHICAGO                Purchase                   Investor               Single Family             1             EMC              NO
ROSEMONT               Purchase                   Owner Occupied         Condominium               1             EMC              NO
NEWAYGO                Cash Out Refinance         Owner Occupied         Single Family             1             EMC              NO
NEWAYGO                Cash Out Refinance         Owner Occupied         Single Family             1             EMC              NO
ATLANTA                Purchase                   Investor               2-4 Family                2             EMC              NO
HARVEY                 Cash Out Refinance         Investor               Single Family             1             EMC              NO
CHICAGO                Purchase                   Owner Occupied         Single Family             1             EMC              NO
MILTON                 Cash Out Refinance         Owner Occupied         Single Family             1             EMC              NO
WOODRIDGE              Purchase                   Owner Occupied         Condominium               1             EMC              NO
ST LOUIS PARK          Purchase                   Owner Occupied         Single Family             1             EMC              NO
HIGH POINT             Purchase                   Owner Occupied         Single Family             1             EMC              NO
BELLEVILLE             Purchase                   Owner Occupied         Single Family             1             EMC              NO
CONYERS                Purchase                   Owner Occupied         PUD                       1             EMC              NO
COVINGTON              Purchase                   Owner Occupied         Single Family             1             EMC              NO
VALDOSTA               Purchase                   Owner Occupied         Single Family             1             EMC              NO
DEFUNIAK SPRING        Purchase                   Owner Occupied         Single Family             1             EMC              NO
CHICAGO                Purchase                   Owner Occupied         Condominium               1             EMC              NO
MACOMB                 Rate/Term Refinance        Owner Occupied         Single Family             1             EMC              NO
HIALEAH                Cash Out Refinance         Owner Occupied         Single Family             1             EMC              NO
ELK RIVER              Purchase                   Owner Occupied         Single Family             1             EMC              NO
LAFAYETTE              Purchase                   Owner Occupied         Single Family             1             EMC              NO
GATESVILLE             Purchase                   Owner Occupied         Single Family             1             EMC              NO
AUGUSTA                Cash Out Refinance         Owner Occupied         Single Family             1             EMC              NO
MOUNT PROSPECT         Purchase                   Owner Occupied         Single Family             1             EMC              NO
ROCHELLE               Purchase                   Owner Occupied         Single Family             1             EMC              NO
MOUNT VERNON           Cash Out Refinance         Owner Occupied         Single Family             1             EMC              NO
DETROIT                Purchase                   Owner Occupied         Single Family             1             EMC              NO
TAMPA                  Cash Out Refinance         Owner Occupied         PUD                       1             EMC              NO
TEMPLE                 Cash Out Refinance         Owner Occupied         Single Family             1             EMC              NO
DOUGLASVILLE           Cash Out Refinance         Investor               Single Family             1             EMC              NO
ROSELLE                Purchase                   Investor               2-4 Family                2             EMC              NO
ELMORE                 Purchase                   Owner Occupied         Single Family             1             EMC              NO
CROSS                  Purchase                   Owner Occupied         Single Family             1             EMC              NO
LECANTO                Purchase                   Owner Occupied         PUD                       1             EMC              NO
DECATUR                Rate/Term Refinance        Owner Occupied         Single Family             1             EMC              NO
AUBURN HILLS           Purchase                   Owner Occupied         Condominium               1             EMC              NO
LOUISVILLE             Purchase                   Owner Occupied         Single Family             1             EMC              NO
GLENDALE HEIGHT        Rate/Term Refinance        Owner Occupied         PUD                       1             EMC              NO
RIVERVIEW              Purchase                   Owner Occupied         PUD                       1             EMC              NO
SOUTH HOLLAND          Purchase                   Owner Occupied         Single Family             1             EMC              NO
CHICAGO                Cash Out Refinance         Owner Occupied         Single Family             1             EMC              NO
MAYWOOD                Cash Out Refinance         Owner Occupied         Single Family             1             EMC              NO
CHICAGO                Purchase                   Owner Occupied         Condominium               1             EMC              NO
LILBURN                Purchase                   Owner Occupied         Single Family             1             EMC              NO
DEERFIELD              Cash Out Refinance         Owner Occupied         Single Family             1             EMC              NO
NEW PORT RICHEY        Purchase                   Owner Occupied         PUD                       1             EMC              NO
GLENWOOD               Rate/Term Refinance        Owner Occupied         Single Family             1             EMC              NO
INDIANAPOLIS           Purchase                   Owner Occupied         Single Family             1             EMC              NO
UNION                  Purchase                   Owner Occupied         Single Family             1             EMC              NO
CHICAGO                Cash Out Refinance         Owner Occupied         2-4 Family                2             EMC              NO
SANFORD                Purchase                   Owner Occupied         Condominium               1             EMC              NO
ORLAND PARK            Cash Out Refinance         Owner Occupied         Single Family             1             EMC              NO
ELGIN                  Rate/Term Refinance        Owner Occupied         2-4 Family                2             EMC              NO
BELLWOOD               Purchase                   Owner Occupied         Single Family             1             EMC              NO
JOLIET                 Rate/Term Refinance        Owner Occupied         Single Family             1             EMC              NO
STERLING HEIGHT        Rate/Term Refinance        Owner Occupied         Single Family             1             EMC              NO
IXONIA                 Purchase                   Owner Occupied         Single Family             1             EMC              NO
BERWYN                 Purchase                   Owner Occupied         Condominium               1             EMC              NO
WHEATON                Purchase                   Owner Occupied         Single Family             1             EMC              NO
SAUK VILLAGE           Purchase                   Owner Occupied         Single Family             1             EMC              NO
GRAND RAPIDS           Purchase                   Owner Occupied         Single Family             1             EMC              NO
CHICAGO                Purchase                   Owner Occupied         Single Family             1             EMC              NO
CHICAGO                Rate/Term Refinance        Owner Occupied         Single Family             1             EMC              NO
CHICAGO HEIGHTS        Purchase                   Owner Occupied         2-4 Family                2             EMC              NO
DETROIT                Purchase                   Owner Occupied         Single Family             1             EMC              NO
HAZEL PARK             Cash Out Refinance         Investor               2-4 Family                2             EMC              NO
ROCKFORD               Purchase                   Owner Occupied         Single Family             1             EMC              NO
HOLIDAY                Rate/Term Refinance        Owner Occupied         Single Family             1             EMC              NO
WESTCHESTER            Purchase                   Owner Occupied         Single Family             1             EMC              NO
MACHESNEY PARK         Purchase                   Owner Occupied         Single Family             1             EMC              NO
CUMMING                Cash Out Refinance         Owner Occupied         PUD                       1             EMC              NO
BRADENTON              Cash Out Refinance         Owner Occupied         Condominium               1             EMC              NO
GLENN DALE             Purchase                   Owner Occupied         Single Family             1             EMC              NO
CHARLOTTE              Purchase                   Owner Occupied         PUD                       1             EMC              NO
COLLEGE PARK           Purchase                   Owner Occupied         Single Family             1             EMC              NO
MONTGOMERY             Cash Out Refinance         Owner Occupied         PUD                       1             EMC              NO
BANGOR                 Purchase                   Owner Occupied         2-4 Family                3             EMC              NO
ROCHESTER HILLS        Cash Out Refinance         Owner Occupied         Single Family             1             EMC              NO
FOX LAKE               Cash Out Refinance         Owner Occupied         Single Family             1             EMC              NO
ULEN                   Cash Out Refinance         Owner Occupied         Single Family             1             EMC              NO
STONE MOUNTAIN         Cash Out Refinance         Owner Occupied         Single Family             1             EMC              NO
ROCKMART               Purchase                   Owner Occupied         Single Family             1             EMC              NO
ROCKMART               Purchase                   Owner Occupied         Single Family             1             EMC              NO
SALEM                  Purchase                   Owner Occupied         Single Family             1             EMC              NO
PROVIDENCE             Purchase                   Owner Occupied         Single Family             1             EMC              NO
REDDICK                Rate/Term Refinance        Owner Occupied         Single Family             1             EMC              NO
CHICAGO HEIGHTS        Purchase                   Owner Occupied         2-4 Family                4             EMC              NO
HUDSON                 Purchase                   Owner Occupied         Single Family             1             EMC              NO
KENDUSKEAG             Purchase                   Owner Occupied         Single Family             1             EMC              NO
SKOWHEGAN              Purchase                   Owner Occupied         Single Family             1             EMC              NO
STAFFORD               Cash Out Refinance         Owner Occupied         Single Family             1             EMC              NO
AGAWAM                 Cash Out Refinance         Owner Occupied         Single Family             1             EMC              NO
NEW LENOX              Cash Out Refinance         Owner Occupied         Single Family             1             EMC              NO
UPPER MARLBORO         Purchase                   Owner Occupied         PUD                       1             EMC              NO
BRIDGEVIEW             Cash Out Refinance         Owner Occupied         Single Family             1             EMC              NO
WASHINGTON             Purchase                   Owner Occupied         Single Family             1             EMC              NO
MAPLEWOOD              Purchase                   Owner Occupied         2-4 Family                2             EMC              NO
BROOKLINE              Cash Out Refinance         Owner Occupied         Single Family             1             EMC              NO
3EST WARWICK           Purchase                   Owner Occupied         Single Family             1             EMC              NO
WESTBROOK              Purchase                   Owner Occupied         Single Family             1             EMC              NO
RALEIGH                Rate/Term Refinance        Owner Occupied         Single Family             1             EMC              NO
BROOKLYN               Cash Out Refinance         Owner Occupied         2-4 Family                2             EMC              NO
ATLANTA                Purchase                   Owner Occupied         Single Family             1             EMC              NO
ELK RIVER              Purchase                   Owner Occupied         PUD                       1             EMC              NO
CARMEL                 Purchase                   Owner Occupied         Single Family             1             EMC              NO
DISTRICT HEIGHT        Purchase                   Owner Occupied         Single Family             1             EMC              NO
EVANSVILLE             Purchase                   Owner Occupied         Single Family             1             EMC              NO
BROOKLYN               Cash Out Refinance         Owner Occupied         2-4 Family                2             EMC              NO
ZEBULON                Purchase                   Owner Occupied         PUD                       1             EMC              NO
NORTH ADAMS            Purchase                   Owner Occupied         Single Family             1             EMC              NO
JONESBORO              Purchase                   Owner Occupied         Single Family             1             EMC              NO
HAMPSTEAD              Cash Out Refinance         Owner Occupied         Single Family             1             EMC              NO
MOREHEAD CITY          Cash Out Refinance         Owner Occupied         Single Family             1             EMC              NO
LITTLETON              Cash Out Refinance         Owner Occupied         Single Family             1             EMC              NO
WILMINGTON             Cash Out Refinance         Owner Occupied         Single Family             1             EMC              NO
COLUMBIA               Cash Out Refinance         Owner Occupied         Single Family             1             EMC              NO
WARREN                 Purchase                   Owner Occupied         Single Family             1             EMC              NO
LOCKPORT               Purchase                   Owner Occupied         Single Family             1             EMC              NO
FLORHAM PARK           Cash Out Refinance         Owner Occupied         Single Family             1             EMC              NO
BURNHAM                Purchase                   Owner Occupied         Single Family             1             EMC              NO
BALTIMORE              Cash Out Refinance         Owner Occupied         Single Family             1             EMC              NO
GREENSBORO             Purchase                   Owner Occupied         Single Family             1             EMC              NO
SAINT ALBANS           Purchase                   Owner Occupied         2-4 Family                2             EMC              NO
IRVINGTON              Purchase                   Owner Occupied         2-4 Family                2             EMC              NO
BREWER                 Purchase                   Owner Occupied         Single Family             1             EMC              NO
CHICAGO                Rate/Term Refinance        Owner Occupied         2-4 Family                2             EMC              NO
SANFORD                Rate/Term Refinance        Owner Occupied         Single Family             1             EMC              NO
DORCHESTER             Purchase                   Owner Occupied         Condominium               1             EMC              NO
GAINESVILLE            Purchase                   Owner Occupied         PUD                       1             EMC              NO
SILVER SPRING          Cash Out Refinance         Owner Occupied         PUD                       1             EMC              NO
ROCKFORD               Cash Out Refinance         Owner Occupied         Single Family             1             EMC              NO
HERMON                 Purchase                   Owner Occupied         Single Family             1             EMC              NO
TWO HARBORS            Cash Out Refinance         Owner Occupied         Single Family             1             EMC              NO
BALTIMORE              Cash Out Refinance         Owner Occupied         Single Family             1             EMC              NO
WEST STEWARTSTO        Purchase                   Owner Occupied         Single Family             1             EMC              NO
LOWELL                 Cash Out Refinance         Owner Occupied         2-4 Family                2             EMC              NO
MIDLOTHIAN             Purchase                   Owner Occupied         PUD                       1             EMC              NO
PRINCESS ANNE          Cash Out Refinance         Owner Occupied         Single Family             1             EMC              NO
CHICOPEE               Purchase                   Owner Occupied         Single Family             1             EMC              NO
LOWELL                 Purchase                   Owner Occupied         Single Family             1             EMC              NO
LOWELL                 Purchase                   Owner Occupied         Single Family             1             EMC              NO
SOUTH OZONE PAR        Purchase                   Owner Occupied         Single Family             1             EMC              NO
HIGH POINT             Purchase                   Owner Occupied         Single Family             1             EMC              NO
ROSEVILLE              Rate/Term Refinance        Owner Occupied         Single Family             1             EMC              NO
BALTIMORE              Cash Out Refinance         Owner Occupied         Single Family             1             EMC              NO
COUNTRY CLUB HI        Purchase                   Owner Occupied         Single Family             1             EMC              NO
SPRINGFIELD            Purchase                   Owner Occupied         2-4 Family                2             EMC              NO
SPRINGFIELD            Purchase                   Owner Occupied         2-4 Family                2             EMC              NO
ATHENS                 Purchase                   Second Home            Single Family             1             EMC              NO
GASTONIA               Rate/Term Refinance        Owner Occupied         Single Family             1             EMC              NO
ESSEX JUNCTION         Cash Out Refinance         Owner Occupied         Condominium               1             EMC              NO
SAINT ALBANS           Cash Out Refinance         Owner Occupied         Single Family             1             EMC              NO
DIXFIELD               Purchase                   Owner Occupied         Single Family             1             EMC              NO
CORONA                 Cash Out Refinance         Owner Occupied         2-4 Family                2             EMC              NO
BALTIMORE              Cash Out Refinance         Owner Occupied         Single Family             1             EMC              NO
BAY SHORE              Purchase                   Owner Occupied         Condominium               1             EMC              NO
NORTH EAST             Purchase                   Owner Occupied         PUD                       1             EMC              NO
EVERETT                Purchase                   Owner Occupied         Single Family             1             EMC              NO
EDEN                   Rate/Term Refinance        Owner Occupied         Single Family             1             EMC              NO
CHARLOTTE              Purchase                   Owner Occupied         PUD                       1             EMC              NO
CRYSTAL LAKE           Cash Out Refinance         Owner Occupied         Single Family             1             EMC              NO
BALTIMORE              Purchase                   Owner Occupied         Single Family             1             EMC              NO
COVENTRY               Cash Out Refinance         Owner Occupied         Single Family             1             EMC              NO
FRANKLINVILLE          Purchase                   Owner Occupied         Single Family             1             EMC              NO
STEUBEN                Cash Out Refinance         Owner Occupied         Single Family             1             EMC              NO
NEWARK                 Cash Out Refinance         Owner Occupied         Single Family             1             EMC              NO
CORINNA                Cash Out Refinance         Owner Occupied         Single Family             1             EMC              NO
ATLANTA                Purchase                   Investor               Single Family             1             EMC              NO
LEXINGTON              Cash Out Refinance         Owner Occupied         Single Family             1             EMC              NO
HIBBING                Purchase                   Owner Occupied         Single Family             1             EMC              NO
SCHAUMBURG             Purchase                   Owner Occupied         PUD                       1             EMC              NO
UPPER MARLBORO         Cash Out Refinance         Owner Occupied         PUD                       1             EMC              NO
LIVERMORE FALLS        Cash Out Refinance         Owner Occupied         Single Family             1             EMC              NO
DETROIT                Cash Out Refinance         Owner Occupied         Single Family             1             EMC              NO
BALTIMORE              Cash Out Refinance         Owner Occupied         Single Family             1             EMC              NO
METROPOLIS             Purchase                   Owner Occupied         Single Family             1             EMC              NO
JAMAICA                Cash Out Refinance         Owner Occupied         Single Family             1             EMC              NO
SOMERSWORTH            Cash Out Refinance         Owner Occupied         Single Family             1             EMC              NO
BURLINGTON             Cash Out Refinance         Owner Occupied         Single Family             1             EMC              NO
RANDALLSTOWN           Purchase                   Owner Occupied         Single Family             1             EMC              NO
ROSELLE                Purchase                   Investor               2-4 Family                2             EMC              NO
CLINTON                Cash Out Refinance         Owner Occupied         Single Family             1             EMC              NO
CLINTON                Cash Out Refinance         Owner Occupied         Single Family             1             EMC              NO
RICHMOND               Purchase                   Owner Occupied         Single Family             1             EMC              NO
WINSTON SALEM          Cash Out Refinance         Owner Occupied         Single Family             1             EMC              NO
STRASBURG              Cash Out Refinance         Investor               Single Family             1             EMC              NO
BEMIDJI                Rate/Term Refinance        Owner Occupied         Single Family             1             EMC              NO
DEKALB                 Cash Out Refinance         Owner Occupied         Single Family             1             EMC              NO
EVANSVILLE             Purchase                   Owner Occupied         Single Family             1             EMC              NO
GLEN BURNIE            Cash Out Refinance         Owner Occupied         Single Family             1             EMC              NO
SPRINGFIELD            Purchase                   Owner Occupied         2-4 Family                2             EMC              NO
UNIVERSITY PARK        Purchase                   Owner Occupied         Single Family             1             EMC              NO
LINWOOD                Cash Out Refinance         Owner Occupied         Single Family             1             EMC              NO
PATERSON               Purchase                   Owner Occupied         2-4 Family                2             EMC              NO
BRISTOL                Cash Out Refinance         Owner Occupied         Single Family             1             EMC              NO
CHICAGO                Purchase                   Owner Occupied         2-4 Family                2             EMC              NO
CHICAGO                Purchase                   Owner Occupied         Single Family             1             EMC              NO
INVER GROVE HEI        Cash Out Refinance         Owner Occupied         Single Family             1             EMC              NO
KNAPP                  Purchase                   Owner Occupied         Single Family             1             EMC              NO
ALEXANDRIA             Cash Out Refinance         Owner Occupied         Single Family             1             EMC              NO
AMERY                  Purchase                   Owner Occupied         Single Family             1             EMC              NO
CHICAGO                Purchase                   Owner Occupied         Condominium               1             EMC              NO
NORTH SAINT PAU        Rate/Term Refinance        Owner Occupied         Single Family             1             EMC              NO
OXFORD                 Purchase                   Owner Occupied         Single Family             1             EMC              NO
RALEIGH                Cash Out Refinance         Owner Occupied         PUD                       1             EMC              NO
LEVERING               Rate/Term Refinance        Owner Occupied         Single Family             1             EMC              NO
AURORA                 Cash Out Refinance         Owner Occupied         Single Family             1             EMC              NO
PORTLAND               Purchase                   Owner Occupied         2-4 Family                2             EMC              NO
MUNDELEIN              Cash Out Refinance         Owner Occupied         Single Family             1             EMC              NO
PORTLAND               Purchase                   Owner Occupied         2-4 Family                2             EMC              NO
ROLLING MEADOWS        Purchase                   Owner Occupied         Condominium               1             EMC              NO
GLENBURN               Cash Out Refinance         Owner Occupied         Single Family             1             EMC              NO
DETROIT                Cash Out Refinance         Investor               Single Family             1             EMC              NO
BENTON                 Cash Out Refinance         Owner Occupied         Single Family             1             EMC              NO
BURLINGTON             Purchase                   Owner Occupied         PUD                       1             EMC              NO
SWANTON                Cash Out Refinance         Owner Occupied         Single Family             1             EMC              NO
DETROIT                Purchase                   Owner Occupied         Single Family             1             EMC              NO
CHICAGO                Purchase                   Owner Occupied         Single Family             1             EMC              NO
CHARLESTOWN            Purchase                   Owner Occupied         Single Family             1             EMC              NO
BALTIMORE              Cash Out Refinance         Owner Occupied         Single Family             1             EMC              NO
EAST GREENWICH         Purchase                   Owner Occupied         Single Family             1             EMC              NO
CARMEL                 Rate/Term Refinance        Owner Occupied         Single Family             1             EMC              NO
PATERSON               Cash Out Refinance         Investor               2-4 Family                3             EMC              NO
WINSTON SALEM          Purchase                   Owner Occupied         PUD                       1             EMC              NO
PETERBOROUGH           Cash Out Refinance         Owner Occupied         Single Family             1             EMC              NO
JONESPORT              Purchase                   Owner Occupied         Single Family             1             EMC              NO
PORTLAND               Cash Out Refinance         Owner Occupied         Single Family             1             EMC              NO
ELGIN                  Rate/Term Refinance        Owner Occupied         Single Family             1             EMC              NO
WOODBRIDGE             Purchase                   Owner Occupied         Single Family             1             EMC              NO
HYATTSVILLE            Cash Out Refinance         Owner Occupied         Single Family             1             EMC              NO
BLOOMINGTON            Purchase                   Owner Occupied         Condominium               1             EMC              NO
ROCKFORD               Purchase                   Owner Occupied         Single Family             1             EMC              NO
BALTIMORE              Cash Out Refinance         Owner Occupied         Single Family             1             EMC              NO
HAMMOND                Rate/Term Refinance        Investor               Single Family             1             EMC              NO
HOLBROOK               Purchase                   Owner Occupied         Single Family             1             EMC              NO
PATERSON               Cash Out Refinance         Investor               2-4 Family                3             EMC              NO
SHAPLEIGH              Cash Out Refinance         Owner Occupied         Single Family             1             EMC              NO
WATERVILLE             Cash Out Refinance         Owner Occupied         Single Family             1             EMC              NO
FALL RIVER             Cash Out Refinance         Owner Occupied         2-4 Family                2             EMC              NO
ALBANY                 Purchase                   Owner Occupied         2-4 Family                2             EMC              NO
MOUNT HOLLY            Cash Out Refinance         Owner Occupied         PUD                       1             EMC              NO
MERRIMACK              Purchase                   Owner Occupied         Condominium               1             EMC              NO
BALTIMORE              Cash Out Refinance         Owner Occupied         Single Family             1             EMC              NO
LANDOVER               Cash Out Refinance         Investor               Single Family             1             EMC              NO
MANCHESTER             Cash Out Refinance         Owner Occupied         Single Family             1             EMC              NO
CHICAGO                Purchase                   Owner Occupied         2-4 Family                2             EMC              NO
BARRE                  Purchase                   Owner Occupied         2-4 Family                3             EMC              NO
CHICAGO                Purchase                   Owner Occupied         2-4 Family                2             EMC              NO
NASHUA                 Cash Out Refinance         Owner Occupied         Single Family             1             EMC              NO
CENTRAL ISLIP          Cash Out Refinance         Owner Occupied         Single Family             1             EMC              NO
AURORA                 Rate/Term Refinance        Owner Occupied         Single Family             1             EMC              NO
BREWER                 Cash Out Refinance         Owner Occupied         Single Family             1             EMC              NO
CUMBERLAND FORE        Cash Out Refinance         Owner Occupied         Single Family             1             EMC              NO
SALISBURY              Cash Out Refinance         Owner Occupied         Single Family             1             EMC              NO
PETERBOROUGH           Cash Out Refinance         Owner Occupied         Single Family             1             EMC              NO
GLEN ALLEN             Cash Out Refinance         Owner Occupied         Single Family             1             EMC              NO
REHOBOTH               Cash Out Refinance         Owner Occupied         Single Family             1             EMC              NO
POOLESVILLE            Cash Out Refinance         Owner Occupied         Single Family             1             EMC              NO
CHICAGO                Purchase                   Investor               2-4 Family                3             EMC              NO
NORTH PROVIDENC        Purchase                   Owner Occupied         Single Family             1             EMC              NO
CHARLOTTE              Purchase                   Owner Occupied         PUD                       1             EMC              NO
DAVENPORT              Purchase                   Owner Occupied         Single Family             1             EMC              NO
SHELTON                Purchase                   Owner Occupied         Single Family             1             EMC              NO
DES MOINES             Cash Out Refinance         Owner Occupied         Single Family             1             EMC              NO
CARL JUNCTION          Cash Out Refinance         Owner Occupied         Single Family             1             EMC              NO
MARSHFIELD             Cash Out Refinance         Owner Occupied         Single Family             1             EMC              NO
BOELUS                 Cash Out Refinance         Owner Occupied         Single Family             1             EMC              NO
GUTHRIE CENTER         Cash Out Refinance         Owner Occupied         Single Family             1             EMC              NO
OLATHE                 Cash Out Refinance         Owner Occupied         Single Family             1             EMC              NO
LUFKIN                 Purchase                   Owner Occupied         Single Family             1             EMC              NO
MANSFIELD              Purchase                   Owner Occupied         Single Family             1             EMC              NO
BRANDON                Cash Out Refinance         Owner Occupied         Single Family             1             EMC              NO
BLACK CANYON CI        Cash Out Refinance         Owner Occupied         Single Family             1             EMC              NO
CARLSBAD               Purchase                   Owner Occupied         Single Family             1             EMC              NO
MISSION VIEJO          Cash Out Refinance         Owner Occupied         Single Family             1             EMC              NO
APLINGTON              Cash Out Refinance         Owner Occupied         Single Family             1             EMC              NO
ELDON                  Cash Out Refinance         Owner Occupied         Single Family             1             EMC              NO
NEWTON                 Cash Out Refinance         Owner Occupied         Single Family             1             EMC              NO
LINDEN                 Rate/Term Refinance        Owner Occupied         Single Family             1             EMC              NO
OKEECHOBEE             Purchase                   Owner Occupied         Single Family             1             EMC              NO
BOONE                  Cash Out Refinance         Owner Occupied         Single Family             1             EMC              NO
LA PORTE               Purchase                   Second Home            PUD                       1             EMC              NO
WICHITA                Purchase                   Investor               Single Family             1             EMC              NO
NEWTON                 Purchase                   Owner Occupied         Single Family             1             EMC              NO
PERRY                  Purchase                   Owner Occupied         Single Family             1             EMC              NO
GRANGER                Cash Out Refinance         Owner Occupied         Single Family             1             EMC              NO
FRANKFORT              Purchase                   Investor               Single Family             1             EMC              NO
HARTLEY                Cash Out Refinance         Owner Occupied         Single Family             1             EMC              NO
WALLLA WALLA           Cash Out Refinance         Owner Occupied         Single Family             1             EMC              NO
SHALIMAR               Cash Out Refinance         Owner Occupied         Single Family             1             EMC              NO
CONWAY SPRINGS         Cash Out Refinance         Investor               Single Family             1             EMC              NO
SACRAMENTO             Purchase                   Owner Occupied         Condominium               1             EMC              NO
LATHROP                Rate/Term Refinance        Owner Occupied         Single Family             1             EMC              NO
CHARLESTON             Cash Out Refinance         Owner Occupied         Single Family             1             EMC              NO
DIXON IL 61021         Cash Out Refinance         Owner Occupied         Single Family             1             EMC              NO
COVINGTON              Cash Out Refinance         Owner Occupied         Single Family             1             EMC              NO
EVERETT                Purchase                   Owner Occupied         Condominium               1             EMC              NO
LAS VEGAS              Purchase                   Owner Occupied         PUD                       1             EMC              NO
AURORA                 Cash Out Refinance         Owner Occupied         Single Family             1             EMC              NO
FRANKLIN               Cash Out Refinance         Owner Occupied         Single Family             1             EMC              NO
INDEPENDENCE           Purchase                   Owner Occupied         Single Family             1             EMC              NO
INDEPENDENCE           Cash Out Refinance         Owner Occupied         Single Family             1             EMC              NO
PHOENIX                Purchase                   Owner Occupied         Single Family             1             EMC              NO
MEMPHIS                Cash Out Refinance         Owner Occupied         Single Family             1             EMC              NO
ATKINS                 Purchase                   Owner Occupied         Single Family             1             EMC              NO
WINLOCK                Cash Out Refinance         Owner Occupied         Single Family             1             EMC              NO
BRYANT                 Purchase                   Owner Occupied         Single Family             1             EMC              NO
INVERNESS              Cash Out Refinance         Investor               PUD                       1             EMC              NO
LAS VEGAS              Purchase                   Owner Occupied         PUD                       1             EMC              NO
MEMPHIS                Cash Out Refinance         Owner Occupied         Single Family             1             EMC              NO
NORTH LAS VEGAS        Cash Out Refinance         Owner Occupied         Single Family             1             EMC              NO
SHREVEPORT             Cash Out Refinance         Owner Occupied         Single Family             1             EMC              NO
SIOUX CITY             Cash Out Refinance         Owner Occupied         Single Family             1             EMC              NO
VANCOUVER              Cash Out Refinance         Owner Occupied         Single Family             1             EMC              NO
ALBUQUERQUE            Cash Out Refinance         Owner Occupied         PUD                       1             EMC              NO
INDIANOLA              Cash Out Refinance         Owner Occupied         Single Family             1             EMC              NO
PORTLAND               Cash Out Refinance         Owner Occupied         Single Family             1             EMC              NO
NORTH LAS VEGAS        Cash Out Refinance         Owner Occupied         Single Family             1             EMC              NO
RAPIDS CITY            Cash Out Refinance         Owner Occupied         Single Family             1             EMC              NO
MIAMI                  Purchase                   Owner Occupied         Single Family             1             EMC              NO
EXETER                 Purchase                   Owner Occupied         Single Family             1             EMC              NO
WICHITA                Rate/Term Refinance        Owner Occupied         Single Family             1             EMC              NO
VANCOUVER              Cash Out Refinance         Owner Occupied         Single Family             1             EMC              NO
BARTLESVILLE           Cash Out Refinance         Owner Occupied         Single Family             1             EMC              NO
WORTH                  Cash Out Refinance         Owner Occupied         Condominium               1             EMC              NO
MESA                   Cash Out Refinance         Owner Occupied         Single Family             1             EMC              NO
NORFOLK                Cash Out Refinance         Owner Occupied         Single Family             1             EMC              NO
WEST DES MOINES        Cash Out Refinance         Owner Occupied         Single Family             1             EMC              NO
BETTENDORF             Purchase                   Owner Occupied         Single Family             1             EMC              NO
HEWITT                 Purchase                   Owner Occupied         Single Family             1             EMC              NO
FORT SMITH             Purchase                   Owner Occupied         Single Family             1             EMC              NO
WICHITA                Cash Out Refinance         Owner Occupied         Single Family             1             EMC              NO
ENUMCLAW               Cash Out Refinance         Owner Occupied         Single Family             1             EMC              NO
CRAWFORDSVILLE         Cash Out Refinance         Owner Occupied         Single Family             1             EMC              NO
EVERETT                Cash Out Refinance         Owner Occupied         Single Family             1             EMC              NO
EVERETT                Cash Out Refinance         Investor               Single Family             1             EMC              NO
LINDSBORG              Purchase                   Owner Occupied         Single Family             1             EMC              NO
TACOMA                 Cash Out Refinance         Owner Occupied         Single Family             1             EMC              NO
PUYALLUP               Cash Out Refinance         Owner Occupied         PUD                       1             EMC              NO
BATTLE GROUND          Purchase                   Owner Occupied         Single Family             1             EMC              NO
WATAUGA                Purchase                   Owner Occupied         Single Family             1             EMC              NO
DAVENPORT              Purchase                   Owner Occupied         Single Family             1             EMC              NO
LAKE STEVENS           Cash Out Refinance         Owner Occupied         Single Family             1             EMC              NO
PLAINFIELD             Purchase                   Owner Occupied         Condominium               1             EMC              NO
PLAINFIELD             Purchase                   Owner Occupied         Condominium               1             EMC              NO
BROOKLYN PARK          Purchase                   Owner Occupied         Single Family             1             EMC              NO
BROOKLYN PARK          Purchase                   Owner Occupied         Single Family             1             EMC              NO
OAKLAND CITY           Purchase                   Owner Occupied         Single Family             1             EMC              NO
BRITTON                Rate/Term Refinance        Owner Occupied         Single Family             1             EMC              NO
MACHESNEY PARK         Purchase                   Owner Occupied         Single Family             1             EMC              NO
DETROIT                Cash Out Refinance         Investor               Single Family             1             EMC              NO
ELGIN                  Rate/Term Refinance        Owner Occupied         Single Family             1             EMC              NO
BENSENVILLE            Rate/Term Refinance        Owner Occupied         Single Family             1             EMC              NO
MIDLAND                Cash Out Refinance         Owner Occupied         Single Family             1             EMC              NO
CRYSTAL                Purchase                   Owner Occupied         Single Family             1             EMC              NO
THIEF RIVER FAL        Rate/Term Refinance        Owner Occupied         Single Family             1             EMC              NO
SAUK VILLAGE           Purchase                   Owner Occupied         Single Family             1             EMC              NO
DETROIT                Cash Out Refinance         Investor               Single Family             1             EMC              NO
EVELETH                Purchase                   Owner Occupied         Single Family             1             EMC              NO
GLENDALE HEIGHT        Purchase                   Owner Occupied         Condominium               1             EMC              NO
GREENWOOD              Purchase                   Owner Occupied         Single Family             1             EMC              NO
BURNSVILLE             Rate/Term Refinance        Owner Occupied         Condominium               1             EMC              NO
ROCKFORD               Purchase                   Owner Occupied         Single Family             1             EMC              NO
GILBERTSVILLE          Purchase                   Owner Occupied         Single Family             1             EMC              NO
KOKOMO                 Purchase                   Owner Occupied         Single Family             1             EMC              NO
HUTCHINSON             Rate/Term Refinance        Owner Occupied         Single Family             1             EMC              NO
ZIMMERMAN              Cash Out Refinance         Owner Occupied         Single Family             1             EMC              NO
CAMBRIA                Rate/Term Refinance        Owner Occupied         Single Family             1             EMC              NO
MAPLE GROVE            Purchase                   Owner Occupied         PUD                       1             EMC              NO
STREAMWOOD             Rate/Term Refinance        Owner Occupied         PUD                       1             EMC              NO
CHICAGO                Purchase                   Owner Occupied         2-4 Family                3             EMC              NO
MATTESON               Rate/Term Refinance        Owner Occupied         Single Family             1             EMC              NO
MINNEAPOLIS            Cash Out Refinance         Owner Occupied         Single Family             1             EMC              NO
MATTESON               Cash Out Refinance         Owner Occupied         Single Family             1             EMC              NO
SPRING LAKE            Purchase                   Owner Occupied         Single Family             1             EMC              NO
OTTAWA                 Purchase                   Owner Occupied         Single Family             1             EMC              NO
SAINT PAUL             Purchase                   Owner Occupied         Single Family             1             EMC              NO
CHICAGO                Cash Out Refinance         Owner Occupied         Single Family             1             EMC              NO
CRETE                  Cash Out Refinance         Owner Occupied         Single Family             1             EMC              NO
POPLAR GROVE           Purchase                   Owner Occupied         PUD                       1             EMC              NO
BOONVILLE              Purchase                   Owner Occupied         Single Family             1             EMC              NO
HAZEL CREST            Purchase                   Owner Occupied         Single Family             1             EMC              NO
DAWSON                 Cash Out Refinance         Owner Occupied         Single Family             1             EMC              NO
UNIVERSITY PARK        Purchase                   Owner Occupied         Single Family             1             EMC              NO
JORDAN                 Purchase                   Owner Occupied         Single Family             1             EMC              NO
MAYWOOD                Purchase                   Owner Occupied         2-4 Family                2             EMC              NO
ROCKFORD               Rate/Term Refinance        Owner Occupied         Single Family             1             EMC              NO
LITTLE CANADA          Purchase                   Owner Occupied         Condominium               1             EMC              NO
DAVIS JUNCTION         Purchase                   Owner Occupied         Single Family             1             EMC              NO
BUFFALO                Cash Out Refinance         Owner Occupied         Single Family             1             EMC              NO
BOLINGBROOK            Purchase                   Owner Occupied         Single Family             1             EMC              NO
CHICAGO                Purchase                   Owner Occupied         2-4 Family                2             EMC              NO
TAYLOR                 Purchase                   Owner Occupied         Single Family             1             EMC              NO
ATWATER                Purchase                   Owner Occupied         Single Family             1             EMC              NO
SOUTH PARIS            Cash Out Refinance         Owner Occupied         Single Family             1             EMC              NO
NEW RICHMOND           Purchase                   Owner Occupied         Condominium               1             EMC              NO
CHICAGO                Purchase                   Owner Occupied         2-4 Family                2             EMC              NO
NEW RICHMOND           Purchase                   Owner Occupied         Condominium               1             EMC              NO
AUBURN HILLS           Purchase                   Owner Occupied         Single Family             1             EMC              NO
SAUK VILLAGE           Purchase                   Owner Occupied         Single Family             1             EMC              NO
BEAVER DAM             Purchase                   Owner Occupied         Single Family             1             EMC              NO
LA SALLE               Purchase                   Owner Occupied         Single Family             1             EMC              NO
DAVISON                Purchase                   Owner Occupied         Condominium               1             EMC              NO
OXFORD                 Purchase                   Owner Occupied         Single Family             1             EMC              NO
MINNETONKA             Purchase                   Owner Occupied         Single Family             1             EMC              NO
NEWBURGH               Purchase                   Owner Occupied         Single Family             1             EMC              NO
CHICAGO                Purchase                   Owner Occupied         2-4 Family                2             EMC              NO
JOLIET                 Rate/Term Refinance        Owner Occupied         Single Family             1             EMC              NO
CONCORDIA              Cash Out Refinance         Owner Occupied         Single Family             1             EMC              NO
SPRINGFIELD            Purchase                   Owner Occupied         Single Family             1             EMC              NO
MARQUETTE HEIGH        Cash Out Refinance         Owner Occupied         Single Family             1             EMC              NO
FRANKFORT              Purchase                   Owner Occupied         Single Family             1             EMC              NO
NASHVILLE              Cash Out Refinance         Owner Occupied         Single Family             1             EMC              NO
MOUNT PROSPECT         Cash Out Refinance         Owner Occupied         Single Family             1             EMC              NO
GRAND PRAIRIE          Purchase                   Owner Occupied         PUD                       1             EMC              NO
SHERMAN                Rate/Term Refinance        Owner Occupied         Single Family             1             EMC              NO
ELDORA                 Cash Out Refinance         Owner Occupied         Single Family             1             EMC              NO
MIDLOTHIAN             Cash Out Refinance         Owner Occupied         Condominium               1             EMC              NO
LIBERAL                Purchase                   Owner Occupied         Single Family             1             EMC              NO
HOUSTON                Cash Out Refinance         Owner Occupied         Condominium               1             EMC              NO
CEDAR RAPIDS           Cash Out Refinance         Owner Occupied         Single Family             1             EMC              NO
ABILENE                Purchase                   Owner Occupied         Single Family             1             EMC              NO
KANSAS CITY            Purchase                   Owner Occupied         Single Family             1             EMC              NO
TACOMA                 Cash Out Refinance         Owner Occupied         Single Family             1             EMC              NO
OSCEOLA                Cash Out Refinance         Owner Occupied         Single Family             1             EMC              NO
GENESEO                Cash Out Refinance         Owner Occupied         Single Family             1             EMC              NO
SEAGOVILLE             Cash Out Refinance         Owner Occupied         Single Family             1             EMC              NO
SEATTLE                Cash Out Refinance         Owner Occupied         Single Family             1             EMC              NO
OLYMPIA                Cash Out Refinance         Owner Occupied         Single Family             1             EMC              NO
NEW ORLEANS            Purchase                   Investor               2-4 Family                4             EMC              NO
TACOMA                 Cash Out Refinance         Owner Occupied         Single Family             1             EMC              NO
ARLINGTON              Cash Out Refinance         Owner Occupied         Single Family             1             EMC              NO
DALLAS                 Purchase                   Owner Occupied         Single Family             1             EMC              NO
MONROE                 Cash Out Refinance         Owner Occupied         Single Family             1             EMC              NO
CEDAR FALLS            Cash Out Refinance         Owner Occupied         Single Family             1             EMC              NO
SHERMAN                Purchase                   Owner Occupied         Single Family             1             EMC              NO
COMBINE                Cash Out Refinance         Owner Occupied         Single Family             1             EMC              NO
HOUSTON                Cash Out Refinance         Owner Occupied         PUD                       1             EMC              NO
MERIAM                 Cash Out Refinance         Owner Occupied         Single Family             1             EMC              NO
BLUE RIDGE             Purchase                   Owner Occupied         Single Family             1             EMC              NO
KANSAS CITY            Purchase                   Owner Occupied         Single Family             1             EMC              NO
SPRINGFIELD            Purchase                   Owner Occupied         Single Family             1             EMC              NO
HAMILTON               Purchase                   Owner Occupied         Single Family             1             EMC              NO
CONROE                 Cash Out Refinance         Owner Occupied         PUD                       1             EMC              NO
KENNEWICK              Cash Out Refinance         Owner Occupied         Single Family             1             EMC              NO
KNOXVILLE              Cash Out Refinance         Owner Occupied         Single Family             1             EMC              NO
HUMBLE                 Purchase                   Owner Occupied         PUD                       1             EMC              NO
WELLINGTON             Purchase                   Owner Occupied         Single Family             1             EMC              NO
BUTLER                 Purchase                   Owner Occupied         Single Family             1             EMC              NO
SPRINGFIELD            Purchase                   Owner Occupied         Single Family             1             EMC              NO
PANAMA CITY BEA        Cash Out Refinance         Owner Occupied         Condominium               1             EMC              NO
SARITA                 Rate/Term Refinance        Owner Occupied         Single Family             1             EMC              NO
POTTSBORO              Purchase                   Owner Occupied         PUD                       1             EMC              NO
MASON CITY             Purchase                   Owner Occupied         Single Family             1             EMC              NO
NICKERSON              Cash Out Refinance         Owner Occupied         Single Family             1             EMC              NO
GRANDVIEW              Purchase                   Owner Occupied         Single Family             1             EMC              NO
MIRAMAR                Rate/Term Refinance        Owner Occupied         Condominium               1             EMC              NO
CLEARWATER             Purchase                   Owner Occupied         Single Family             1             EMC              NO
LEAVENWORTH            Purchase                   Owner Occupied         Single Family             1             EMC              NO
INDEPENDENCE           Purchase                   Owner Occupied         Single Family             1             EMC              NO
BLOOMINGTON            Rate/Term Refinance        Owner Occupied         Single Family             1             EMC              NO
INDEPENDENCE           Purchase                   Owner Occupied         Single Family             1             EMC              NO
WATERLOO               Cash Out Refinance         Owner Occupied         Single Family             1             EMC              NO
SANTA ROSA BEAC        Purchase                   Owner Occupied         Single Family             1             EMC              NO
LARGO                  Cash Out Refinance         Owner Occupied         Single Family             1             EMC              NO
SEARCY                 Purchase                   Owner Occupied         Single Family             1             EMC              NO
BEAVERTON              Cash Out Refinance         Owner Occupied         PUD                       1             EMC              NO
GRINNELL               Purchase                   Owner Occupied         Single Family             1             EMC              NO
SEAGOVILLE             Purchase                   Owner Occupied         Single Family             1             EMC              NO
BOONVILLE              Cash Out Refinance         Owner Occupied         Single Family             1             EMC              NO
SPRINGDALE             Purchase                   Owner Occupied         Single Family             1             EMC              NO
MIDDLETON              Purchase                   Owner Occupied         Single Family             1             EMC              NO
SAN ANTONIO            Purchase                   Owner Occupied         Single Family             1             EMC              NO
EDMOND                 Purchase                   Owner Occupied         PUD                       1             EMC              NO
DALLAS                 Purchase                   Owner Occupied         Single Family             1             EMC              NO
PEARCY                 Purchase                   Owner Occupied         Single Family             1             EMC              NO
FORT WORTH             Purchase                   Owner Occupied         PUD                       1             EMC              NO
CEDAR HILL             Rate/Term Refinance        Owner Occupied         Single Family             1             EMC              NO
HOUSTON                Purchase                   Owner Occupied         PUD                       1             EMC              NO
MEMPHIS                Purchase                   Owner Occupied         Single Family             1             EMC              NO
TYLER                  Purchase                   Owner Occupied         Single Family             1             EMC              NO
BENTON                 Purchase                   Owner Occupied         PUD                       1             EMC              NO
NORTH LITTLE RO        Purchase                   Owner Occupied         Single Family             1             EMC              NO
WYLIE                  Purchase                   Owner Occupied         PUD                       1             EMC              NO
HOUSTON                Purchase                   Owner Occupied         PUD                       1             EMC              NO
LITTLETON              Purchase                   Owner Occupied         Single Family             1             EMC              NO
DENTON                 Purchase                   Owner Occupied         Single Family             1             EMC              NO
ATHENS                 Purchase                   Owner Occupied         Single Family             1             EMC              NO
GRAND PRAIRIE          Purchase                   Owner Occupied         PUD                       1             EMC              NO
ARLINGTON              Purchase                   Owner Occupied         Single Family             1             EMC              NO
GRAND PRAIRIE          Purchase                   Owner Occupied         PUD                       1             EMC              NO
CHILDRESS              Purchase                   Owner Occupied         Single Family             1             EMC              NO
CARROLLTON             Purchase                   Owner Occupied         Single Family             1             EMC              NO
ARLINGTON              Purchase                   Owner Occupied         Single Family             1             EMC              NO
PROVIDENCE VILL        Purchase                   Owner Occupied         PUD                       1             EMC              NO
PROVIDENCE VILL        Purchase                   Owner Occupied         PUD                       1             EMC              NO
SEVIERVILLE            Purchase                   Owner Occupied         PUD                       1             EMC              NO
FRESNO                 Purchase                   Investor               Single Family             1             EMC              NO
DESOTO                 Purchase                   Owner Occupied         Single Family             1             EMC              NO
SOUTH HAVEN            Cash Out Refinance         Owner Occupied         Single Family             1             EMC              NO
BURRTON                Cash Out Refinance         Owner Occupied         Single Family             1             EMC              NO
SAN JACINTO            Cash Out Refinance         Owner Occupied         Single Family             1             EMC              NO
PERU                   Purchase                   Owner Occupied         Single Family             1             EMC              NO
ATLANTA                Purchase                   Owner Occupied         Single Family             1             EMC              NO
GAINESVILLE            Rate/Term Refinance        Owner Occupied         Single Family             1             EMC              NO
ALBUQUERQUE            Cash Out Refinance         Owner Occupied         Single Family             1             EMC              NO
CITY NAME              Purchase                   Owner Occupied         PUD                       1             EMC              NO
SOLDIER                Cash Out Refinance         Owner Occupied         Single Family             1             EMC              NO
DODGE CITY             Purchase                   Owner Occupied         Single Family             1             EMC              NO
BRANSON                Cash Out Refinance         Owner Occupied         Single Family             1             EMC              NO
ALLEN                  Purchase                   Owner Occupied         PUD                       1             EMC              NO
ALTO PASS              Purchase                   Owner Occupied         Single Family             1             EMC              NO
ARLINGTON              Purchase                   Owner Occupied         PUD                       1             EMC              NO
FORT WORTH             Purchase                   Investor               Single Family             1             EMC              NO
SIKESTON               Purchase                   Owner Occupied         Single Family             1             EMC              NO
CONVERSE               Purchase                   Owner Occupied         Single Family             1             EMC              NO
THE DALLES             Rate/Term Refinance        Owner Occupied         Single Family             1             EMC              NO
HUMBLE                 Cash Out Refinance         Owner Occupied         PUD                       1             EMC              NO
KELSO                  Cash Out Refinance         Owner Occupied         Single Family             1             EMC              NO
BATESVILLE             Purchase                   Owner Occupied         Single Family             1             EMC              NO
GUN BARREL CITY        Cash Out Refinance         Owner Occupied         Single Family             1             EMC              NO
ERIE                   Cash Out Refinance         Owner Occupied         Single Family             1             EMC              NO
WATERLOO               Cash Out Refinance         Owner Occupied         Single Family             1             EMC              NO
VILLAGE MILLS          Purchase                   Owner Occupied         Single Family             1             EMC              NO
IOWA CITY              Purchase                   Owner Occupied         Single Family             1             EMC              NO
SHREWSBURY             Cash Out Refinance         Owner Occupied         Condominium               1             EMC              NO
GILMER                 Purchase                   Owner Occupied         Single Family             1             EMC              NO
LITTLE ROCK            Cash Out Refinance         Investor               Single Family             1             EMC              NO
COLLEGE STATION        Purchase                   Owner Occupied         PUD                       1             EMC              NO
TRENTON                Purchase                   Owner Occupied         Single Family             1             EMC              NO
DIBOLL                 Purchase                   Owner Occupied         Single Family             1             EMC              NO
OMAHA                  Cash Out Refinance         Owner Occupied         Single Family             1             EMC              NO
PERRYVILLE             Purchase                   Owner Occupied         Single Family             1             EMC              NO
COVINGTON              Purchase                   Owner Occupied         Single Family             1             EMC              NO
CARSON                 Cash Out Refinance         Owner Occupied         Single Family             1             EMC              NO
GRANDVIEW              Purchase                   Owner Occupied         Single Family             1             EMC              NO
LEBANON                Cash Out Refinance         Owner Occupied         Single Family             1             EMC              NO
DALLAS                 Cash Out Refinance         Owner Occupied         PUD                       1             EMC              NO
OLYMPIA                Cash Out Refinance         Owner Occupied         Single Family             1             EMC              NO
ALFORD                 Cash Out Refinance         Owner Occupied         Single Family             1             EMC              NO
BARTLESVILLE           Purchase                   Owner Occupied         Condominium               1             EMC              NO
OSAWATOMIE             Purchase                   Owner Occupied         Single Family             1             EMC              NO
FRANKFORT              Purchase                   Owner Occupied         Single Family             1             EMC              NO
PROSSER                Cash Out Refinance         Owner Occupied         Single Family             1             EMC              NO
MINGO                  Cash Out Refinance         Owner Occupied         Single Family             1             EMC              NO
THE WOODLANDS          Cash Out Refinance         Owner Occupied         PUD                       1             EMC              NO
WICHITA                Purchase                   Owner Occupied         Single Family             1             EMC              NO
WINFIELD               Purchase                   Owner Occupied         Single Family             1             EMC              NO
MEMPHIS                Purchase                   Owner Occupied         Condominium               1             EMC              NO
KANSAS CITY            Purchase                   Owner Occupied         Single Family             1             EMC              NO
FORT WORTH             Purchase                   Owner Occupied         Single Family             1             EMC              NO
N. RICHLAND HIL        Purchase                   Owner Occupied         Single Family             1             EMC              NO
FORT LAUDERDALE        Purchase                   Owner Occupied         Condominium               1             EMC              NO
HOUSTON                Cash Out Refinance         Owner Occupied         Single Family             1             EMC              NO
GAINESVILLE            Cash Out Refinance         Owner Occupied         Single Family             1             EMC              NO
FORT LAUDERDALE        Purchase                   Owner Occupied         Condominium               1             EMC              NO
FRANKFORT              Cash Out Refinance         Owner Occupied         Single Family             1             EMC              NO
OSAWATOMIE             Purchase                   Owner Occupied         Single Family             1             EMC              NO
ROWLETT                Purchase                   Owner Occupied         Single Family             1             EMC              NO
LACY LAKEVIEW          Purchase                   Owner Occupied         Single Family             1             EMC              NO
KANSAS CITY            Cash Out Refinance         Owner Occupied         Single Family             1             EMC              NO
SAN ANTONIO            Purchase                   Owner Occupied         PUD                       1             EMC              NO
SALEM                  Cash Out Refinance         Owner Occupied         Single Family             1             EMC              NO
WASHINGTON             Purchase                   Owner Occupied         Single Family             1             EMC              NO
FT LAUDERDALE          Cash Out Refinance         Owner Occupied         Single Family             1             EMC              NO
WICHITA                Purchase                   Investor               Single Family             1             EMC              NO
GLENN HEIGHTS          Purchase                   Owner Occupied         PUD                       1             EMC              NO
CADDO MILLS            Purchase                   Owner Occupied         Single Family             1             EMC              NO
OKLAHOMA CITY          Cash Out Refinance         Owner Occupied         Single Family             1             EMC              NO
OKLAHOMA CITY          Cash Out Refinance         Owner Occupied         Single Family             1             EMC              NO
ALVARADO               Cash Out Refinance         Owner Occupied         Single Family             1             EMC              NO
ROSENBERG              Purchase                   Owner Occupied         Single Family             1             EMC              NO
CORDOVA                Purchase                   Owner Occupied         PUD                       1             EMC              NO
BOSSIER CITY           Purchase                   Owner Occupied         PUD                       1             EMC              NO
FATE                   Purchase                   Owner Occupied         Single Family             1             EMC              NO
MEMPHIS                Purchase                   Owner Occupied         Single Family             1             EMC              NO
DALLAS                 Cash Out Refinance         Owner Occupied         Single Family             1             EMC              NO
LAMAR                  Cash Out Refinance         Owner Occupied         Single Family             1             EMC              NO
EULESS                 Purchase                   Owner Occupied         Single Family             1             EMC              NO
FORT WORTH             Purchase                   Owner Occupied         Single Family             1             EMC              NO
CECILIA                Purchase                   Owner Occupied         Single Family             1             EMC              NO
CROWLEY                Purchase                   Owner Occupied         Single Family             1             EMC              NO
LAS VEGAS              Purchase                   Owner Occupied         Single Family             1             EMC              NO
CROWLEY                Purchase                   Owner Occupied         Single Family             1             EMC              NO
BATON ROUGE            Purchase                   Owner Occupied         Single Family             1             EMC              NO
EL PASO                Purchase                   Owner Occupied         Single Family             1             EMC              NO
KATY                   Purchase                   Owner Occupied         PUD                       1             EMC              NO
LAKE WORTH             Purchase                   Owner Occupied         Single Family             1             EMC              NO
GARLAND                Purchase                   Owner Occupied         PUD                       1             EMC              NO
ANTIOCH                Purchase                   Owner Occupied         Single Family             1             EMC              NO
ANTIOCH                Purchase                   Owner Occupied         Single Family             1             EMC              NO
GARLAND                Cash Out Refinance         Owner Occupied         Single Family             1             EMC              NO
ALLEN                  Purchase                   Owner Occupied         PUD                       1             EMC              NO
ALLEN                  Purchase                   Owner Occupied         PUD                       1             EMC              NO
HARRAH                 Cash Out Refinance         Owner Occupied         Single Family             1             EMC              NO
EL PASO COUNTY         Purchase                   Owner Occupied         PUD                       1             EMC              NO
TULSA                  Purchase                   Owner Occupied         Single Family             1             EMC              NO
DALLAS                 Purchase                   Owner Occupied         Single Family             1             EMC              NO
FATE                   Purchase                   Owner Occupied         Single Family             1             EMC              NO
DALLAS                 Purchase                   Owner Occupied         Single Family             1             EMC              NO
LEWISVILLE             Purchase                   Owner Occupied         PUD                       1             EMC              NO
FORT WORTH             Rate/Term Refinance        Owner Occupied         PUD                       1             EMC              NO
SAN ANTONIO            Purchase                   Owner Occupied         PUD                       1             EMC              NO
EL PASO                Purchase                   Owner Occupied         Single Family             1             EMC              NO
MCKINNEY               Purchase                   Owner Occupied         PUD                       1             EMC              NO
DENVER                 Purchase                   Owner Occupied         2-4 Family                4             EMC              NO
TUPELO                 Cash Out Refinance         Owner Occupied         Single Family             1             EMC              NO
AZLE                   Purchase                   Owner Occupied         Single Family             1             EMC              NO
ROCKWALL               Rate/Term Refinance        Owner Occupied         Single Family             1             EMC              NO
KATY                   Purchase                   Owner Occupied         PUD                       1             EMC              NO
FORT WORTH             Purchase                   Owner Occupied         PUD                       1             EMC              NO
RICHMOND               Rate/Term Refinance        Owner Occupied         PUD                       1             EMC              NO
MEMPHIS                Cash Out Refinance         Owner Occupied         Single Family             1             EMC              NO
DERBY                  Cash Out Refinance         Owner Occupied         Single Family             1             EMC              NO
CABOT                  Purchase                   Owner Occupied         Single Family             1             EMC              NO
HOUMA                  Purchase                   Investor               Single Family             1             EMC              NO
SINTON                 Purchase                   Owner Occupied         Single Family             1             EMC              NO
EL PASO                Purchase                   Owner Occupied         Single Family             1             EMC              NO
FORT WORTH             Purchase                   Owner Occupied         Single Family             1             EMC              NO
MEMPHIS                Rate/Term Refinance        Owner Occupied         Single Family             1             EMC              NO
WOODLAWN               Cash Out Refinance         Owner Occupied         Single Family             1             EMC              NO
WOODLAWN               Cash Out Refinance         Owner Occupied         Single Family             1             EMC              NO
BROKEN ARROW           Purchase                   Owner Occupied         PUD                       1             EMC              NO
WICHITA FALLS          Purchase                   Owner Occupied         Single Family             1             EMC              NO
HUTTO                  Purchase                   Owner Occupied         Single Family             1             EMC              NO
BOLIVAR                Cash Out Refinance         Owner Occupied         Single Family             1             EMC              NO
BOLIVAR                Cash Out Refinance         Owner Occupied         Single Family             1             EMC              NO
GARLAND                Purchase                   Owner Occupied         Single Family             1             EMC              NO
RICHARDSON             Purchase                   Owner Occupied         Single Family             1             EMC              NO
MESQUITE               Purchase                   Owner Occupied         Single Family             1             EMC              NO
MESQUITE               Purchase                   Owner Occupied         Single Family             1             EMC              NO
MESQUITE               Purchase                   Owner Occupied         Single Family             1             EMC              NO
FORT WORTH             Purchase                   Owner Occupied         Single Family             1             EMC              NO
DELIGHT                Purchase                   Owner Occupied         Single Family             1             EMC              NO
MEMPHIS                Purchase                   Owner Occupied         Single Family             1             EMC              NO
WELCH                  Cash Out Refinance         Owner Occupied         Single Family             1             EMC              NO
PARIS                  Purchase                   Owner Occupied         Single Family             1             EMC              NO
FATE                   Purchase                   Owner Occupied         Single Family             1             EMC              NO
SOUTHAVEN              Purchase                   Owner Occupied         Single Family             1             EMC              NO
FLINT                  Purchase                   Owner Occupied         PUD                       1             EMC              NO
WHITEHOUSE             Purchase                   Owner Occupied         Single Family             1             EMC              NO
GARLAND                Purchase                   Owner Occupied         Single Family             1             EMC              NO
FATE                   Rate/Term Refinance        Owner Occupied         PUD                       1             EMC              NO
ALVIN                  Purchase                   Owner Occupied         Single Family             1             EMC              NO
LAREDO                 Purchase                   Owner Occupied         Single Family             1             EMC              NO
INOLA                  Purchase                   Owner Occupied         Single Family             1             EMC              NO
AZLE                   Purchase                   Owner Occupied         PUD                       1             EMC              NO
MERCEDES               Cash Out Refinance         Owner Occupied         Single Family             1             EMC              NO
ARLINGTON              Purchase                   Owner Occupied         Single Family             1             EMC              NO
DUMAS                  Purchase                   Owner Occupied         Single Family             1             EMC              NO
WINNSBORO              Purchase                   Owner Occupied         Single Family             1             EMC              NO
ARLINGTON              Cash Out Refinance         Owner Occupied         Single Family             1             EMC              NO
SANGER                 Purchase                   Owner Occupied         Single Family             1             EMC              NO
SAND SPRINGS           Purchase                   Owner Occupied         Single Family             1             EMC              NO
ODESSA                 Purchase                   Owner Occupied         Single Family             1             EMC              NO
WYLIE                  Rate/Term Refinance        Owner Occupied         PUD                       1             EMC              NO
WEATHERFORD            Purchase                   Owner Occupied         Single Family             1             EMC              NO
WATAUGA                Purchase                   Owner Occupied         Single Family             1             EMC              NO
LITTLE ROCK            Purchase                   Owner Occupied         Single Family             1             EMC              NO
LEXINGTON              Purchase                   Owner Occupied         Single Family             1             EMC              NO
MESQUITE               Purchase                   Owner Occupied         Single Family             1             EMC              NO
GRAPEVINE              Rate/Term Refinance        Owner Occupied         Single Family             1             EMC              NO
EL PASO                Purchase                   Owner Occupied         Single Family             1             EMC              NO
WOLFFORTH              Purchase                   Owner Occupied         Single Family             1             EMC              NO
MOUNDS                 Purchase                   Owner Occupied         Single Family             1             EMC              NO
FORT WORTH             Purchase                   Owner Occupied         PUD                       1             EMC              NO
ALLEN                  Purchase                   Owner Occupied         Single Family             1             EMC              NO
DALLAS                 Purchase                   Owner Occupied         Condominium               1             EMC              NO
JACKSON                Purchase                   Owner Occupied         Single Family             1             EMC              NO
BURNET                 Rate/Term Refinance        Owner Occupied         Single Family             1             EMC              NO
FRISCO                 Purchase                   Owner Occupied         PUD                       1             EMC              NO
OLIVE BRANCH           Purchase                   Owner Occupied         PUD                       1             EMC              NO
HOUSTON                Purchase                   Owner Occupied         PUD                       1             EMC              NO
CEDAR HILL             Purchase                   Owner Occupied         Single Family             1             EMC              NO
SEAGOVILLE             Purchase                   Owner Occupied         Single Family             1             EMC              NO
BOLIVAR                Purchase                   Owner Occupied         Single Family             1             EMC              NO
TULSA                  Cash Out Refinance         Owner Occupied         Single Family             1             EMC              NO
HORIZON CITY           Purchase                   Owner Occupied         Single Family             1             EMC              NO
KATY                   Purchase                   Owner Occupied         Single Family             1             EMC              NO
SUNSET                 Rate/Term Refinance        Owner Occupied         Single Family             1             EMC              NO
CLEBURNE               Purchase                   Owner Occupied         Single Family             1             EMC              NO
JACKSON                Cash Out Refinance         Owner Occupied         Single Family             1             EMC              NO
SHERMAN                Purchase                   Owner Occupied         Single Family             1             EMC              NO
CHATTANOOGA            Cash Out Refinance         Owner Occupied         Single Family             1             EMC              NO
FRISCO                 Rate/Term Refinance        Owner Occupied         PUD                       1             EMC              NO
FORNEY                 Purchase                   Owner Occupied         PUD                       1             EMC              NO
EL PASO                Purchase                   Owner Occupied         Single Family             1             EMC              NO
FORT WORTH             Purchase                   Owner Occupied         Single Family             1             EMC              NO
EL PASO                Purchase                   Investor               Single Family             1             EMC              NO
MESQUITE               Purchase                   Owner Occupied         Single Family             1             EMC              NO
BEAUMONT               Purchase                   Owner Occupied         Single Family             1             EMC              NO
MEMPHIS                Purchase                   Owner Occupied         Single Family             1             EMC              NO
FORT WORTH             Purchase                   Owner Occupied         Single Family             1             EMC              NO
TULSA                  Purchase                   Owner Occupied         Single Family             1             EMC              NO
CADDO MILLS            Purchase                   Owner Occupied         Single Family             1             EMC              NO
BURLESON               Purchase                   Owner Occupied         Single Family             1             EMC              NO
GRAND PRAIRIE          Rate/Term Refinance        Owner Occupied         Single Family             1             EMC              NO
TULSA                  Purchase                   Owner Occupied         Single Family             1             EMC              NO
ROWLETT                Purchase                   Owner Occupied         Single Family             1             EMC              NO
HICKORY VALLEY         Cash Out Refinance         Owner Occupied         Single Family             1             EMC              NO
GRANBURY               Cash Out Refinance         Owner Occupied         Single Family             1             EMC              NO
DALLAS                 Purchase                   Owner Occupied         Single Family             1             EMC              NO
PLANO                  Purchase                   Owner Occupied         Single Family             1             EMC              NO
PLANO                  Purchase                   Owner Occupied         Single Family             1             EMC              NO
GRAND PRAIRIE          Purchase                   Owner Occupied         PUD                       1             EMC              NO
COVINGTON              Purchase                   Owner Occupied         Single Family             1             EMC              NO
FORT WORTH             Purchase                   Owner Occupied         Single Family             1             EMC              NO
EL PASO                Purchase                   Owner Occupied         Single Family             1             EMC              NO
LAGO VISTA             Purchase                   Owner Occupied         PUD                       1             EMC              NO
BROWNSVILLE            Rate/Term Refinance        Owner Occupied         Single Family             1             EMC              NO
LUBBOCK                Purchase                   Owner Occupied         Single Family             1             EMC              NO
LUBBOCK                Purchase                   Owner Occupied         Single Family             1             EMC              NO
ANNA                   Purchase                   Owner Occupied         PUD                       1             EMC              NO
BOLIVAR                Purchase                   Owner Occupied         Single Family             1             EMC              NO
HUMBOLDT               Purchase                   Owner Occupied         Single Family             1             EMC              NO
ALEDO                  Rate/Term Refinance        Owner Occupied         Single Family             1             EMC              NO
ARLINGTON              Purchase                   Owner Occupied         Single Family             1             EMC              NO
COLLIERVILLE           Cash Out Refinance         Owner Occupied         Single Family             1             EMC              NO
BOLIVAR                Purchase                   Owner Occupied         Single Family             1             EMC              NO
HEARTLAND              Purchase                   Owner Occupied         PUD                       1             EMC              NO
MIDDLETON              Purchase                   Owner Occupied         Single Family             1             EMC              NO
FORT WORTH             Purchase                   Owner Occupied         PUD                       1             EMC              NO
RENOVA                 Purchase                   Owner Occupied         Single Family             1             EMC              NO
MESQUITE               Purchase                   Owner Occupied         Single Family             1             EMC              NO
MESQUITE               Purchase                   Owner Occupied         Single Family             1             EMC              NO
MULVANE                Cash Out Refinance         Owner Occupied         Single Family             1             EMC              NO
WHITWELL               Purchase                   Owner Occupied         Single Family             1             EMC              NO
HUTCHINSON             Cash Out Refinance         Owner Occupied         Single Family             1             EMC              NO
LEWISVILLE             Purchase                   Owner Occupied         Single Family             1             EMC              NO
CARROLLTON             Purchase                   Owner Occupied         Single Family             1             EMC              NO
LOUISVILLE             Purchase                   Owner Occupied         Single Family             1             EMC              NO
TULSA                  Purchase                   Owner Occupied         Single Family             1             EMC              NO
HORIZON CITY           Purchase                   Owner Occupied         Single Family             1             EMC              NO
HORIZON CITY           Purchase                   Owner Occupied         Single Family             1             EMC              NO
AUSTIN                 Purchase                   Owner Occupied         PUD                       1             EMC              NO
LONGVIEW               Purchase                   Owner Occupied         Single Family             1             EMC              NO
HOUSTON                Purchase                   Owner Occupied         PUD                       1             EMC              NO
CANYON LAKE            Purchase                   Owner Occupied         PUD                       1             EMC              NO
ABILENE                Purchase                   Owner Occupied         Single Family             1             EMC              NO
ANAHUAC                Purchase                   Owner Occupied         Single Family             1             EMC              NO
MIDLAND                Purchase                   Owner Occupied         Single Family             1             EMC              NO
HOUSTON                Purchase                   Owner Occupied         PUD                       1             EMC              NO
PASADENA               Purchase                   Owner Occupied         Single Family             1             EMC              NO
PASADENA               Purchase                   Owner Occupied         Single Family             1             EMC              NO
HOCKLEY                Purchase                   Owner Occupied         PUD                       1             EMC              NO
BEAUMONT               Purchase                   Owner Occupied         Single Family             1             EMC              NO
COLUMBIA               Purchase                   Owner Occupied         Single Family             1             EMC              NO
AUSTIN                 Purchase                   Owner Occupied         Condominium               1             EMC              NO
HOUSTON                Purchase                   Owner Occupied         PUD                       1             EMC              NO
BEAUMONT               Purchase                   Owner Occupied         Condominium               1             EMC              NO
HOUSTON                Purchase                   Owner Occupied         PUD                       1             EMC              NO
PASADENA               Purchase                   Owner Occupied         Single Family             1             EMC              NO
SAN ANTONIO            Purchase                   Owner Occupied         Single Family             1             EMC              NO
HOUSTON                Purchase                   Owner Occupied         Single Family             1             EMC              NO
HOUSTON                Purchase                   Owner Occupied         PUD                       1             EMC              NO
DUBLIN                 Purchase                   Owner Occupied         Single Family             1             EMC              NO
HUMBLE                 Purchase                   Owner Occupied         PUD                       1             EMC              NO
GALENA PARK            Purchase                   Owner Occupied         Single Family             1             EMC              NO
HOUSTON                Purchase                   Owner Occupied         PUD                       1             EMC              NO
CYPRESS                Purchase                   Owner Occupied         PUD                       1             EMC              NO
HUMBLE                 Purchase                   Owner Occupied         PUD                       1             EMC              NO
SAN ANTONIO            Purchase                   Owner Occupied         Single Family             1             EMC              NO
MCALLEN                Purchase                   Owner Occupied         Single Family             1             EMC              NO
PHARR                  Purchase                   Owner Occupied         2-4 Family                4             EMC              NO
PHARR                  Purchase                   Owner Occupied         2-4 Family                4             EMC              NO
AUSTIN                 Purchase                   Owner Occupied         Single Family             1             EMC              NO
AUSTIN                 Purchase                   Owner Occupied         Single Family             1             EMC              NO
KATY                   Rate/Term Refinance        Owner Occupied         PUD                       1             EMC              NO
LEAGUE CITY            Purchase                   Owner Occupied         Single Family             1             EMC              NO
WACO                   Purchase                   Owner Occupied         Single Family             1             EMC              NO
MONTGOMERY             Purchase                   Owner Occupied         PUD                       1             EMC              NO
CROCKETT               Purchase                   Owner Occupied         Single Family             1             EMC              NO
CROCKETT               Purchase                   Owner Occupied         Single Family             1             EMC              NO
SAN JUAN               Purchase                   Owner Occupied         Single Family             1             EMC              NO
HOUSTON                Rate/Term Refinance        Owner Occupied         PUD                       1             EMC              NO
HOUSTON                Purchase                   Owner Occupied         PUD                       1             EMC              NO
MONTGOMERY             Purchase                   Investor               PUD                       1             EMC              NO
RICHMOND               Purchase                   Owner Occupied         PUD                       1             EMC              NO
MISSOURI CITY          Purchase                   Owner Occupied         PUD                       1             EMC              NO
SUGAR LAND             Purchase                   Owner Occupied         PUD                       1             EMC              NO
KILLEEN                Purchase                   Owner Occupied         Single Family             1             EMC              NO
MCALLEN                Cash Out Refinance         Investor               Single Family             1             EMC              NO
HOUSTON                Purchase                   Owner Occupied         PUD                       1             EMC              NO
HITCHCOCK              Purchase                   Owner Occupied         Single Family             1             EMC              NO
HITCHCOCK              Purchase                   Owner Occupied         Single Family             1             EMC              NO
SAN ANTONIO            Cash Out Refinance         Owner Occupied         Single Family             1             EMC              NO
HUFFMAN                Purchase                   Owner Occupied         PUD                       1             EMC              NO
WHITESBORO             Purchase                   Owner Occupied         Single Family             1             EMC              NO
ROUND ROCK             Purchase                   Owner Occupied         Single Family             1             EMC              NO
LINDALE                Purchase                   Owner Occupied         Single Family             1             EMC              NO
HOUSTON                Purchase                   Owner Occupied         PUD                       1             EMC              NO
HOUSTON                Purchase                   Owner Occupied         PUD                       1             EMC              NO
HOUSTON                Purchase                   Owner Occupied         Single Family             1             EMC              NO
CLEVELAND              Purchase                   Owner Occupied         Single Family             1             EMC              NO
CLEVELAND              Purchase                   Owner Occupied         Single Family             1             EMC              NO
ROUND ROCK             Purchase                   Owner Occupied         PUD                       1             EMC              NO
HOUSTON                Purchase                   Owner Occupied         PUD                       1             EMC              NO
AUSTIN                 Purchase                   Owner Occupied         Single Family             1             EMC              NO
EL PASO                Purchase                   Owner Occupied         Single Family             1             EMC              NO
PORTER                 Purchase                   Owner Occupied         PUD                       1             EMC              NO
WAXAHACHIE             Purchase                   Owner Occupied         Single Family             1             EMC              NO
CYPRESS                Purchase                   Owner Occupied         PUD                       1             EMC              NO
HOUSTON                Purchase                   Owner Occupied         Single Family             1             EMC              NO
HOUSTON                Purchase                   Owner Occupied         Single Family             1             EMC              NO
SILSBEE                Purchase                   Owner Occupied         Single Family             1             EMC              NO
ROSENBERG              Purchase                   Owner Occupied         Single Family             1             EMC              NO
LONGVIEW               Purchase                   Owner Occupied         Single Family             1             EMC              NO
CANYON LAKE            Purchase                   Owner Occupied         PUD                       1             EMC              NO
CEDAR PARK             Rate/Term Refinance        Owner Occupied         PUD                       1             EMC              NO
HOUSTON                Purchase                   Owner Occupied         PUD                       1             EMC              NO
HUMBLE                 Purchase                   Owner Occupied         PUD                       1             EMC              NO
ORANGE                 Purchase                   Owner Occupied         Single Family             1             EMC              NO
DALLAS                 Purchase                   Owner Occupied         Single Family             1             EMC              NO
DALLAS                 Purchase                   Owner Occupied         Single Family             1             EMC              NO
LAREDO                 Purchase                   Owner Occupied         PUD                       1             EMC              NO
SEALY                  Purchase                   Owner Occupied         Single Family             1             EMC              NO
BAYTOWN                Purchase                   Owner Occupied         PUD                       1             EMC              NO
KATY                   Purchase                   Owner Occupied         PUD                       1             EMC              NO
MISSOURI CITY          Purchase                   Owner Occupied         Single Family             1             EMC              NO
LA PORTE               Purchase                   Owner Occupied         PUD                       1             EMC              NO
HUMBLE                 Purchase                   Owner Occupied         PUD                       1             EMC              NO
LEANDER                Purchase                   Owner Occupied         Single Family             1             EMC              NO
CYPRESS                Purchase                   Owner Occupied         PUD                       1             EMC              NO
HOUSTON                Purchase                   Investor               PUD                       1             EMC              NO
DAYTON                 Purchase                   Owner Occupied         Single Family             1             EMC              NO
THE WOODLANDS          Purchase                   Owner Occupied         PUD                       1             EMC              NO
BROWNSVILLE            Purchase                   Owner Occupied         Single Family             1             EMC              NO
KYLE                   Purchase                   Owner Occupied         PUD                       1             EMC              NO
CORSICANA              Purchase                   Owner Occupied         Single Family             1             EMC              NO
HUTTO                  Purchase                   Owner Occupied         Single Family             1             EMC              NO
PEARLAND               Purchase                   Owner Occupied         PUD                       1             EMC              NO
HOUSTON                Purchase                   Owner Occupied         PUD                       1             EMC              NO
HUMBLE                 Purchase                   Owner Occupied         PUD                       1             EMC              NO
DICKINSON              Purchase                   Owner Occupied         Single Family             1             EMC              NO
PEARLAND               Purchase                   Owner Occupied         PUD                       1             EMC              NO
PEARLAND               Purchase                   Owner Occupied         PUD                       1             EMC              NO
BAYTOWN                Purchase                   Owner Occupied         PUD                       1             EMC              NO
SAGINAW                Purchase                   Owner Occupied         PUD                       1             EMC              NO
MESQUITE               Purchase                   Owner Occupied         PUD                       1             EMC              NO
BOLIVAR                Purchase                   Owner Occupied         Single Family             1             EMC              NO
OTTUMWA                Cash Out Refinance         Owner Occupied         Single Family             1             EMC              NO
MARSHALLTOWN           Cash Out Refinance         Owner Occupied         Single Family             1             EMC              NO
WYLIE                  Purchase                   Owner Occupied         Single Family             1             EMC              NO
HAYS                   Purchase                   Owner Occupied         Single Family             1             EMC              NO
GRINNELL               Purchase                   Owner Occupied         Single Family             1             EMC              NO
ALLEN                  Purchase                   Owner Occupied         PUD                       1             EMC              NO
IOWA CITY              Cash Out Refinance         Owner Occupied         Single Family             1             EMC              NO
FREEMONT               Cash Out Refinance         Owner Occupied         2-4 Family                2             EMC              NO
NORFOLK                Cash Out Refinance         Owner Occupied         Single Family             1             EMC              NO
HOUSTON                Purchase                   Owner Occupied         Single Family             1             EMC              NO
LUFKIN                 Purchase                   Owner Occupied         Single Family             1             EMC              NO
LEAGUE CITY            Purchase                   Owner Occupied         PUD                       1             EMC              NO
TYLER                  Rate/Term Refinance        Owner Occupied         Single Family             1             EMC              NO
KANSAS CITY            Cash Out Refinance         Owner Occupied         Single Family             1             EMC              NO
SOUTH HOUSTON          Purchase                   Owner Occupied         Single Family             1             EMC              NO
LAREDO                 Purchase                   Owner Occupied         Single Family             1             EMC              NO
HOUSTON                Purchase                   Owner Occupied         PUD                       1             EMC              NO
SUGAR LAND             Purchase                   Owner Occupied         PUD                       1             EMC              NO
HOUSTON                Purchase                   Owner Occupied         Single Family             1             EMC              NO
HOUSTON                Purchase                   Owner Occupied         PUD                       1             EMC              NO
CROSBY                 Purchase                   Investor               PUD                       1             EMC              NO
HOUSTON                Purchase                   Owner Occupied         Single Family             1             EMC              NO
HIGHLANDS              Rate/Term Refinance        Owner Occupied         Single Family             1             EMC              NO
HOUSTON                Purchase                   Owner Occupied         Single Family             1             EMC              NO
VIDOR                  Purchase                   Owner Occupied         Single Family             1             EMC              NO
HOUSTON                Purchase                   Owner Occupied         PUD                       1             EMC              NO
LAKE CHARLES           Purchase                   Owner Occupied         Single Family             1             EMC              NO
LUMBERTON              Purchase                   Owner Occupied         Single Family             1             EMC              NO
SAN JUAN               Rate/Term Refinance        Owner Occupied         Single Family             1             EMC              NO
WACO                   Purchase                   Owner Occupied         Single Family             1             EMC              NO
KARNACK                Purchase                   Owner Occupied         Single Family             1             EMC              NO
HORIZON                Purchase                   Owner Occupied         Single Family             1             EMC              NO
HOUSTON                Purchase                   Owner Occupied         PUD                       1             EMC              NO
CEDAR PARK             Cash Out Refinance         Investor               PUD                       1             EMC              NO
HOUSTON                Purchase                   Owner Occupied         PUD                       1             EMC              NO
BAYTOWN                Rate/Term Refinance        Owner Occupied         PUD                       1             EMC              NO
CHANNELVIEW            Purchase                   Investor               PUD                       1             EMC              NO
SAN ANTONIO            Purchase                   Owner Occupied         Single Family             1             EMC              NO
MANOR                  Purchase                   Owner Occupied         PUD                       1             EMC              NO
FORT WORTH             Rate/Term Refinance        Owner Occupied         PUD                       1             EMC              NO
LEAGUE CITY            Rate/Term Refinance        Owner Occupied         PUD                       1             EMC              NO
SILSBEE                Purchase                   Owner Occupied         Single Family             1             EMC              NO
SAN JUAN               Purchase                   Owner Occupied         Single Family             1             EMC              NO
WILLIS                 Rate/Term Refinance        Owner Occupied         PUD                       1             EMC              NO
HEMPSTEAD              Purchase                   Owner Occupied         Single Family             1             EMC              NO
SAN ANTONIO            Purchase                   Owner Occupied         Single Family             1             EMC              NO
HUMBLE                 Purchase                   Owner Occupied         Single Family             1             EMC              NO
HOUSTON                Purchase                   Owner Occupied         PUD                       1             EMC              NO
HUMBLE                 Purchase                   Owner Occupied         Single Family             1             EMC              NO
RIO GRANDE CITY        Rate/Term Refinance        Owner Occupied         Single Family             1             EMC              NO
LYTLE                  Cash Out Refinance         Owner Occupied         Single Family             1             EMC              NO
HOUSTON                Purchase                   Owner Occupied         PUD                       1             EMC              NO
TOMBALL                Purchase                   Owner Occupied         PUD                       1             EMC              NO
RICHMOND               Rate/Term Refinance        Owner Occupied         PUD                       1             EMC              NO
AUSTIN                 Purchase                   Owner Occupied         Single Family             1             EMC              NO
BROWNSVILLE            Purchase                   Owner Occupied         Single Family             1             EMC              NO
HOUSTON                Purchase                   Owner Occupied         PUD                       1             EMC              NO
CROSBY                 Purchase                   Owner Occupied         PUD                       1             EMC              NO
HOUSTON                Purchase                   Owner Occupied         Single Family             1             EMC              NO
VICTORIA               Purchase                   Owner Occupied         Single Family             1             EMC              NO
SAN ANTONIO            Purchase                   Owner Occupied         PUD                       1             EMC              NO
SAN ANTONIO            Purchase                   Owner Occupied         PUD                       1             EMC              NO
ROSENBERG              Purchase                   Owner Occupied         PUD                       1             EMC              NO
BROWNSVILLE            Purchase                   Owner Occupied         Single Family             1             EMC              NO
HOUSTON                Purchase                   Owner Occupied         Single Family             1             EMC              NO
SAN JUAN               Rate/Term Refinance        Owner Occupied         Single Family             1             EMC              NO
NEW CANEY              Purchase                   Owner Occupied         PUD                       1             EMC              NO
HOUSTON                Purchase                   Owner Occupied         PUD                       1             EMC              NO
HOUSTON                Purchase                   Owner Occupied         PUD                       1             EMC              NO
BAYTOWN                Purchase                   Owner Occupied         Single Family             1             EMC              NO
BROWNSVILLE            Rate/Term Refinance        Owner Occupied         Single Family             1             EMC              NO
LA PORTE               Purchase                   Owner Occupied         Single Family             1             EMC              NO
LEWISVILLE             Purchase                   Owner Occupied         Single Family             1             EMC              NO
HORIZON                Purchase                   Owner Occupied         Single Family             1             EMC              NO
HOUSTON                Purchase                   Owner Occupied         PUD                       1             EMC              NO
HOUSTON                Purchase                   Owner Occupied         Condominium               1             EMC              NO
VICTORIA               Purchase                   Owner Occupied         Single Family             1             EMC              NO
HOUSTON                Purchase                   Owner Occupied         Single Family             1             EMC              NO
HOUSTON                Purchase                   Investor               Single Family             1             EMC              NO
MAGNOLIA               Purchase                   Owner Occupied         PUD                       1             EMC              NO
AUSTIN                 Purchase                   Owner Occupied         Condominium               1             EMC              NO
HOUSTON                Purchase                   Investor               2-4 Family                4             EMC              NO
AUSTIN                 Purchase                   Owner Occupied         PUD                       1             EMC              NO
AUSTIN                 Purchase                   Owner Occupied         PUD                       1             EMC              NO
SPRING                 Purchase                   Owner Occupied         PUD                       1             EMC              NO
HOUSTON                Purchase                   Owner Occupied         Single Family             1             EMC              NO
SPRING                 Purchase                   Owner Occupied         PUD                       1             EMC              NO
HOUSTON                Purchase                   Owner Occupied         Single Family             1             EMC              NO
CYPRESS                Purchase                   Owner Occupied         PUD                       1             EMC              NO
HOUSTON                Rate/Term Refinance        Owner Occupied         PUD                       1             EMC              NO
HOUSTON                Rate/Term Refinance        Owner Occupied         PUD                       1             EMC              NO
SPRING                 Purchase                   Owner Occupied         PUD                       1             EMC              NO
HUMBLE                 Purchase                   Owner Occupied         PUD                       1             EMC              NO
HUMBLE                 Purchase                   Owner Occupied         PUD                       1             EMC              NO
EDINBURG               Purchase                   Owner Occupied         Single Family             1             EMC              NO
HOUSTON                Purchase                   Owner Occupied         PUD                       1             EMC              NO
BAYTOWN                Purchase                   Owner Occupied         PUD                       1             EMC              NO
HOUSTON                Purchase                   Owner Occupied         PUD                       1             EMC              NO
DONNA                  Purchase                   Owner Occupied         Single Family             1             EMC              NO
EDINBURG               Purchase                   Owner Occupied         Single Family             1             EMC              NO
HOUSTON                Purchase                   Owner Occupied         PUD                       1             EMC              NO
FRESNO                 Purchase                   Owner Occupied         PUD                       1             EMC              NO
SAN ANTONIO            Cash Out Refinance         Owner Occupied         Single Family             1             EMC              NO
SAN ANTONIO            Purchase                   Owner Occupied         Single Family             1             EMC              NO
HOPKINS                Purchase                   Owner Occupied         Single Family             1             EMC              NO
BAYTOWN                Purchase                   Owner Occupied         Single Family             1             EMC              NO
KATY                   Purchase                   Owner Occupied         PUD                       1             EMC              NO
PENITAS                Purchase                   Owner Occupied         Single Family             1             EMC              NO
SEA BROOK              Purchase                   Owner Occupied         PUD                       1             EMC              NO
PENITAS                Purchase                   Owner Occupied         Single Family             1             EMC              NO
SAN ANTONIO            Purchase                   Owner Occupied         Single Family             1             EMC              NO
PFLUGERVILLE           Purchase                   Owner Occupied         PUD                       1             EMC              NO
PENITAS                Rate/Term Refinance        Owner Occupied         Single Family             1             EMC              NO
EDINBURG               Rate/Term Refinance        Owner Occupied         Single Family             1             EMC              NO
KINGWOOD               Purchase                   Owner Occupied         PUD                       1             EMC              NO
SPRING                 Purchase                   Owner Occupied         PUD                       1             EMC              NO
HOUSTON                Rate/Term Refinance        Owner Occupied         PUD                       1             EMC              NO
VIDOR                  Purchase                   Owner Occupied         Single Family             1             EMC              NO
WINNIE                 Purchase                   Owner Occupied         Single Family             1             EMC              NO
GRANADA HILLS          Purchase                   Owner Occupied         Single Family             1             EMC              NO
LAKE ELSINORE          Cash Out Refinance         Owner Occupied         Single Family             1             EMC              NO
GRANADA HILLS          Purchase                   Owner Occupied         Single Family             1             EMC              NO
HESPERIA               Purchase                   Owner Occupied         Single Family             1             EMC              NO
RESEDA AREA            Purchase                   Owner Occupied         Single Family             1             EMC              NO
SUN VALLEY             Purchase                   Owner Occupied         Single Family             1             EMC              NO
MORENO VALLEY          Purchase                   Owner Occupied         Single Family             1             EMC              NO
SOUTH GATE             Cash Out Refinance         Owner Occupied         Single Family             1             EMC              NO
LOS ANGELES            Purchase                   Owner Occupied         2-4 Family                2             EMC              NO
RIVERSIDE              Cash Out Refinance         Owner Occupied         Single Family             1             EMC              NO
DESERT HOT SPRI        Purchase                   Investor               Single Family             1             EMC              NO
DESERT HOT SPRI        Purchase                   Investor               Single Family             1             EMC              NO
LA PUENTE              Cash Out Refinance         Owner Occupied         Single Family             1             EMC              NO
COSTA MESA             Purchase                   Owner Occupied         Single Family             1             EMC              NO
COSTA MESA             Purchase                   Owner Occupied         Single Family             1             EMC              NO
LAS VEGAS              Cash Out Refinance         Owner Occupied         Single Family             1             EMC              NO
SUGARLOAF              Purchase                   Owner Occupied         Single Family             1             EMC              NO
REDLANDS               Purchase                   Owner Occupied         Single Family             1             EMC              NO
SANTA ANA              Purchase                   Owner Occupied         2-4 Family                2             EMC              NO
SAN BERNARDINO         Cash Out Refinance         Owner Occupied         Single Family             1             EMC              NO
HIGHLAND               Cash Out Refinance         Owner Occupied         2-4 Family                3             EMC              NO
LOS ANGELES            Cash Out Refinance         Owner Occupied         Single Family             1             EMC              NO
FONTANA                Purchase                   Owner Occupied         Single Family             1             EMC              NO
SANTA CRUZ             Cash Out Refinance         Owner Occupied         Single Family             1             EMC              NO
BAKERSFIELD            Purchase                   Owner Occupied         Single Family             1             EMC              NO
FONTANA AREA           Cash Out Refinance         Owner Occupied         Single Family             1             EMC              NO
EL MONTE               Purchase                   Owner Occupied         Single Family             1             EMC              NO
WESTMINSTER            Purchase                   Owner Occupied         Single Family             1             EMC              NO
FONTANA                Cash Out Refinance         Owner Occupied         PUD                       1             EMC              NO
GARDEN GROVE           Cash Out Refinance         Owner Occupied         PUD                       1             EMC              NO
MORENO VALLEY          Purchase                   Owner Occupied         Single Family             1             EMC              NO
LONG BEACH             Purchase                   Owner Occupied         2-4 Family                2             EMC              NO
RIALTO                 Purchase                   Owner Occupied         Single Family             1             EMC              NO
NUEVO                  Cash Out Refinance         Owner Occupied         Single Family             1             EMC              NO
BAKERSFIELD            Cash Out Refinance         Owner Occupied         Single Family             1             EMC              NO
LOS ANGELES            Purchase                   Owner Occupied         Single Family             1             EMC              NO
PERRIS                 Cash Out Refinance         Owner Occupied         Single Family             1             EMC              NO
ONTARIO                Cash Out Refinance         Owner Occupied         Single Family             1             EMC              NO
RIVERSIDE AREA         Cash Out Refinance         Owner Occupied         Single Family             1             EMC              NO
HESPERIA               Purchase                   Owner Occupied         Single Family             1             EMC              NO
ANAHEIM                Purchase                   Owner Occupied         Single Family             1             EMC              NO
SANTA ANA              Purchase                   Owner Occupied         Condominium               1             EMC              NO
MONROVIA               Cash Out Refinance         Owner Occupied         Single Family             1             EMC              NO
CORONA                 Cash Out Refinance         Owner Occupied         Single Family             1             EMC              NO
LOS ANGELES            Cash Out Refinance         Owner Occupied         2-4 Family                4             EMC              NO
SANTA ROSA BEAC        Cash Out Refinance         Investor               Single Family             1             EMC              NO
LOS ANGELES            Purchase                   Owner Occupied         Single Family             1             EMC              NO
DOWNEY                 Cash Out Refinance         Owner Occupied         Single Family             1             EMC              NO
RICHMOND               Purchase                   Owner Occupied         Single Family             1             EMC              NO
SAN DIEGO              Rate/Term Refinance        Owner Occupied         Condominium               1             EMC              NO
SAN DIEGO              Cash Out Refinance         Owner Occupied         Single Family             1             EMC              NO
TEMECULA               Purchase                   Owner Occupied         Condominium               1             EMC              NO
CATHEDRAL CITY         Cash Out Refinance         Owner Occupied         Single Family             1             EMC              NO
HUNTINGTON BEAC        Cash Out Refinance         Owner Occupied         Condominium               1             EMC              NO
HIDDEN HILLS           Cash Out Refinance         Owner Occupied         Single Family             1             EMC              NO
ESCONDIDO              Cash Out Refinance         Owner Occupied         Single Family             1             EMC              NO
DESERT HOT SPRI        Purchase                   Owner Occupied         Single Family             1             EMC              NO
HEBER                  Purchase                   Owner Occupied         Single Family             1             EMC              NO
CHULA VISTA            Cash Out Refinance         Owner Occupied         Single Family             1             EMC              NO
BRAWLEY                Purchase                   Owner Occupied         Single Family             1             EMC              NO
CONWAY                 Purchase                   Owner Occupied         PUD                       1             EMC              NO
ROCKFORD               Cash Out Refinance         Owner Occupied         Single Family             1             EMC              NO
LOS ANGELES            Purchase                   Owner Occupied         2-4 Family                2             EMC              NO
LOS ANGELES            Purchase                   Owner Occupied         2-4 Family                2             EMC              NO
LOS ANGELES            Purchase                   Owner Occupied         2-4 Family                2             EMC              NO
CHICAGO                Purchase                   Owner Occupied         Single Family             1             EMC              NO
NORTHRIDGE AREA        Purchase                   Owner Occupied         Single Family             1             EMC              NO
SANTA ANA              Purchase                   Owner Occupied         Single Family             1             EMC              NO
APPLE VALLEY AR        Purchase                   Owner Occupied         Single Family             1             EMC              NO
LAKEPORT               Purchase                   Owner Occupied         Single Family             1             EMC              NO
SURPRISE               Cash Out Refinance         Owner Occupied         PUD                       1             EMC              NO
BAKERSFIELD            Purchase                   Owner Occupied         Single Family             1             EMC              NO
BLOOMINGTON ARE        Purchase                   Owner Occupied         Single Family             1             EMC              NO
ANAHEIM                Purchase                   Owner Occupied         Condominium               1             EMC              NO
SAN DIEGO              Purchase                   Owner Occupied         Condominium               1             EMC              NO
APPLE VALLEY           Purchase                   Owner Occupied         Single Family             1             EMC              NO
OCEANSIDE              Purchase                   Owner Occupied         Condominium               1             EMC              NO
YUBA CITY              Purchase                   Owner Occupied         Single Family             1             EMC              NO
SUN CITY               Cash Out Refinance         Owner Occupied         Single Family             1             EMC              NO
CARLSBAD               Purchase                   Owner Occupied         Condominium               1             EMC              NO
SAN DIEGO              Purchase                   Owner Occupied         Condominium               1             EMC              NO
SAN YSIDRO             Purchase                   Owner Occupied         Condominium               1             EMC              NO
MURRIETA               Purchase                   Owner Occupied         Single Family             1             EMC              NO
SAN DIEGO              Cash Out Refinance         Owner Occupied         Single Family             1             EMC              NO
EL CAJON               Cash Out Refinance         Owner Occupied         Single Family             1             EMC              NO
EL CAJON               Cash Out Refinance         Owner Occupied         Single Family             1             EMC              NO
SAN DIEGO              Purchase                   Owner Occupied         Condominium               1             EMC              NO
SAN DIEGO              Cash Out Refinance         Owner Occupied         Condominium               1             EMC              NO
SHASTA LAKE            Purchase                   Owner Occupied         Single Family             1             EMC              NO
PALM DESERT            Cash Out Refinance         Owner Occupied         Single Family             1             EMC              NO
OCEANSIDE              Cash Out Refinance         Owner Occupied         PUD                       1             EMC              NO
YUCAIPA                Cash Out Refinance         Owner Occupied         Single Family             1             EMC              NO
ORANGEVALE             Purchase                   Owner Occupied         Single Family             1             EMC              NO
OLIVEHURST             Purchase                   Owner Occupied         Single Family             1             EMC              NO
RANCHO MURIETA         Purchase                   Owner Occupied         PUD                       1             EMC              NO
SAN DIEGO              Purchase                   Owner Occupied         Single Family             1             EMC              NO
MURRIETA               Cash Out Refinance         Owner Occupied         Single Family             1             EMC              NO
HEBER                  Purchase                   Owner Occupied         Single Family             1             EMC              NO
ORANGE                 Cash Out Refinance         Owner Occupied         Single Family             1             EMC              NO
SAN DIEGO              Cash Out Refinance         Owner Occupied         Single Family             1             EMC              NO
VIRGINIA CITY H        Cash Out Refinance         Owner Occupied         Single Family             1             EMC              NO
RANCHO MIRAGE          Cash Out Refinance         Owner Occupied         PUD                       1             EMC              NO
SAN JACINTO            Purchase                   Owner Occupied         Single Family             1             EMC              NO
THOUSAND OAKS          Cash Out Refinance         Owner Occupied         Single Family             1             EMC              NO
NORTH HIGHLANDS        Cash Out Refinance         Owner Occupied         Condominium               1             EMC              NO
SAN DIEGO              Rate/Term Refinance        Owner Occupied         PUD                       1             EMC              NO
HEBER                  Purchase                   Owner Occupied         Single Family             1             EMC              NO
SAN DIEGO              Cash Out Refinance         Owner Occupied         Condominium               1             EMC              NO
SAN LORENZO            Purchase                   Owner Occupied         PUD                       1             EMC              NO
COUPEVILLE             Cash Out Refinance         Owner Occupied         Single Family             1             EMC              NO
LA QUINTA              Cash Out Refinance         Owner Occupied         PUD                       1             EMC              NO
BENICIA                Purchase                   Owner Occupied         Single Family             1             EMC              NO
SACRAMENTO             Purchase                   Owner Occupied         Single Family             1             EMC              NO
SAN DIEGO              Purchase                   Owner Occupied         Condominium               1             EMC              NO
SOLANA BEACH           Cash Out Refinance         Owner Occupied         Condominium               1             EMC              NO
HEMET                  Cash Out Refinance         Owner Occupied         PUD                       1             EMC              NO
ALISO VIEJO            Cash Out Refinance         Owner Occupied         Condominium               1             EMC              NO
MENIFEE                Purchase                   Owner Occupied         PUD                       1             EMC              NO
MENIFEE                Purchase                   Owner Occupied         PUD                       1             EMC              NO
INDIO                  Cash Out Refinance         Owner Occupied         2-4 Family                2             EMC              NO
SALINAS                Purchase                   Owner Occupied         PUD                       1             EMC              NO
CHULA VISTA            Cash Out Refinance         Owner Occupied         Single Family             1             EMC              NO
BERKELEY               Cash Out Refinance         Owner Occupied         Single Family             1             EMC              NO
3443 MADISON AV        Purchase                   Owner Occupied         2-4 Family                4             EMC              NO
SACRAMENTO             Cash Out Refinance         Owner Occupied         Single Family             1             EMC              NO
SAN JOSE               Cash Out Refinance         Owner Occupied         Single Family             1             EMC              NO
IMPERIAL BEACH         Purchase                   Owner Occupied         Condominium               1             EMC              NO
RIVERSIDE              Cash Out Refinance         Owner Occupied         PUD                       1             EMC              NO
SAN JOSE               Purchase                   Owner Occupied         Single Family             1             EMC              NO
SALIDA                 Cash Out Refinance         Owner Occupied         Single Family             1             EMC              NO
SAN DIEGO              Purchase                   Owner Occupied         Condominium               1             EMC              NO
OAKDALE                Purchase                   Owner Occupied         Single Family             1             EMC              NO
MATHER                 Cash Out Refinance         Owner Occupied         PUD                       1             EMC              NO
SACRAMENTO             Cash Out Refinance         Owner Occupied         Single Family             1             EMC              NO
LINCOLN                Purchase                   Owner Occupied         Single Family             1             EMC              NO
SOLANA BEACH           Purchase                   Owner Occupied         Condominium               1             EMC              NO
STOCKTON               Purchase                   Owner Occupied         Single Family             1             EMC              NO
SAN DIEGO              Cash Out Refinance         Owner Occupied         Single Family             1             EMC              NO
SAN JOSE               Purchase                   Owner Occupied         Single Family             1             EMC              NO
CHULA VISTA            Purchase                   Owner Occupied         Condominium               1             EMC              NO
CHULA VISTA            Purchase                   Owner Occupied         Condominium               1             EMC              NO
SAN JOSE               Purchase                   Owner Occupied         Single Family             1             EMC              NO
SAN JOSE               Purchase                   Owner Occupied         Single Family             1             EMC              NO
ANTIOCH                Cash Out Refinance         Owner Occupied         Single Family             1             EMC              NO
HEBER                  Purchase                   Owner Occupied         Single Family             1             EMC              NO
LAKESIDE               Cash Out Refinance         Owner Occupied         Single Family             1             EMC              NO
SIMI VALLEY            Cash Out Refinance         Owner Occupied         Single Family             1             EMC              NO
HOFFMAN ESTATES        Cash Out Refinance         Owner Occupied         Condominium               1             EMC              NO
DETROIT                Rate/Term Refinance        Owner Occupied         Single Family             1             EMC              NO
MENAHGA                Cash Out Refinance         Investor               Single Family             1             EMC              NO
DEKALB                 Cash Out Refinance         Owner Occupied         Single Family             1             EMC              NO
LOCKPORT               Cash Out Refinance         Owner Occupied         PUD                       1             EMC              NO
OSWEGO                 Purchase                   Owner Occupied         PUD                       1             EMC              NO
HOUSTON                Purchase                   Owner Occupied         PUD                       1             EMC              NO
GALVA                  Purchase                   Owner Occupied         Single Family             1             EMC              NO
IOLA                   Cash Out Refinance         Owner Occupied         Single Family             1             EMC              NO
COLLEGE STATION        Purchase                   Owner Occupied         PUD                       1             EMC              NO
STANTON                Purchase                   Owner Occupied         PUD                       1             EMC              NO
DIAMOND BAR            Cash Out Refinance         Owner Occupied         Single Family             1             EMC              NO
LAGUNA NIGUEL          Purchase                   Owner Occupied         Condominium               1             EMC              NO
MORENO VALLEY          Cash Out Refinance         Owner Occupied         Single Family             1             EMC              NO
ANAHEIM                Cash Out Refinance         Owner Occupied         Single Family             1             EMC              NO
ONTARIO                Cash Out Refinance         Owner Occupied         Single Family             1             EMC              NO
PERRIS                 Purchase                   Owner Occupied         Single Family             1             EMC              NO
INGLEWOOD              Cash Out Refinance         Owner Occupied         Condominium               1             EMC              NO
INGLEWOOD              Cash Out Refinance         Owner Occupied         Condominium               1             EMC              NO
FONTANA                Purchase                   Owner Occupied         Single Family             1             EMC              NO
CORONA                 Cash Out Refinance         Owner Occupied         Single Family             1             EMC              NO
CORONA                 Cash Out Refinance         Owner Occupied         Single Family             1             EMC              NO
CASTAIC                Rate/Term Refinance        Owner Occupied         Single Family             1             EMC              NO
RIALTO                 Cash Out Refinance         Owner Occupied         Single Family             1             EMC              NO
EL CAJON               Cash Out Refinance         Owner Occupied         2-4 Family                2             EMC              NO
LA HABRA               Cash Out Refinance         Owner Occupied         Single Family             1             EMC              NO
NORTH HOLLYWOOD        Cash Out Refinance         Owner Occupied         Single Family             1             EMC              NO
PACOIMA                Purchase                   Owner Occupied         Single Family             1             EMC              NO
PACOIMA                Purchase                   Owner Occupied         Single Family             1             EMC              NO
SAN BERNARDINO         Purchase                   Owner Occupied         Single Family             1             EMC              NO
CORONA                 Cash Out Refinance         Owner Occupied         Condominium               1             EMC              NO
LAKE ELSINORE          Purchase                   Owner Occupied         Single Family             1             EMC              NO
BALTIMORE              Purchase                   Owner Occupied         Single Family             1             EMC              NO
AURORA                 Purchase                   Owner Occupied         PUD                       1             EMC              NO
AURORA                 Purchase                   Owner Occupied         PUD                       1             EMC              NO
DENVER                 Cash Out Refinance         Owner Occupied         PUD                       1             EMC              NO
MONUMENT               Cash Out Refinance         Owner Occupied         PUD                       1             EMC              NO
AURORA                 Purchase                   Owner Occupied         Condominium               1             EMC              NO
FARMINGTON             Cash Out Refinance         Owner Occupied         Single Family             1             EMC              NO
STERLING               Cash Out Refinance         Owner Occupied         Single Family             1             EMC              NO
DENVER                 Purchase                   Owner Occupied         Single Family             1             EMC              NO
COLORADO SPRING        Purchase                   Owner Occupied         Single Family             1             EMC              NO
AURORA                 Purchase                   Owner Occupied         Condominium               1             EMC              NO
CENTENNIAL             Cash Out Refinance         Owner Occupied         PUD                       1             EMC              NO
DENVER                 Purchase                   Investor               Single Family             1             EMC              NO
DENVER                 Purchase                   Investor               Single Family             1             EMC              NO
DENVER                 Cash Out Refinance         Owner Occupied         Single Family             1             EMC              NO
WESTMINSTER            Purchase                   Owner Occupied         Single Family             1             EMC              NO
CARBONDALE             Purchase                   Owner Occupied         PUD                       1             EMC              NO
CASTLE ROCK            Cash Out Refinance         Owner Occupied         PUD                       1             EMC              NO
CASTLE ROCK            Cash Out Refinance         Owner Occupied         PUD                       1             EMC              NO
DENVER                 Cash Out Refinance         Owner Occupied         Condominium               1             EMC              NO
GREENWOOD VILLA        Cash Out Refinance         Investor               PUD                       1             EMC              NO
DENVER                 Purchase                   Owner Occupied         Single Family             1             EMC              NO
DENVER                 Purchase                   Owner Occupied         Single Family             1             EMC              NO
WESTMINSTER            Cash Out Refinance         Owner Occupied         Single Family             1             EMC              NO
THORNTON               Purchase                   Owner Occupied         PUD                       1             EMC              NO
GREELEY                Cash Out Refinance         Owner Occupied         Single Family             1             EMC              NO
LITTLETON              Purchase                   Owner Occupied         PUD                       1             EMC              NO
FORT LUPTON            Cash Out Refinance         Owner Occupied         Single Family             1             EMC              NO
ENGLEWOOD              Purchase                   Owner Occupied         Single Family             1             EMC              NO
DENVER                 Purchase                   Owner Occupied         Single Family             1             EMC              NO
GREELEY                Purchase                   Owner Occupied         Single Family             1             EMC              NO
ALAMOSA                Purchase                   Owner Occupied         Single Family             1             EMC              NO
ALAMOSA                Purchase                   Owner Occupied         Single Family             1             EMC              NO
CHEYENNE               Purchase                   Owner Occupied         Single Family             1             EMC              NO
CASTLE ROCK            Cash Out Refinance         Owner Occupied         PUD                       1             EMC              NO
CARBONDALE             Purchase                   Owner Occupied         Single Family             1             EMC              NO
DENVER                 Purchase                   Owner Occupied         Single Family             1             EMC              NO
LAS VEGAS              Cash Out Refinance         Owner Occupied         Single Family             1             EMC              NO
GLENROCK               Purchase                   Owner Occupied         Single Family             1             EMC              NO
EVANS                  Purchase                   Owner Occupied         Single Family             1             EMC              NO
PLAIN CITY             Purchase                   Owner Occupied         Single Family             1             EMC              NO
COMMERCE CITY          Purchase                   Owner Occupied         Condominium               1             EMC              NO
AURORA                 Cash Out Refinance         Owner Occupied         PUD                       1             EMC              NO
PROVO                  Cash Out Refinance         Owner Occupied         Condominium               1             EMC              NO
BRIGHTON               Cash Out Refinance         Owner Occupied         PUD                       1             EMC              NO
AURORA                 Purchase                   Owner Occupied         PUD                       1             EMC              NO
LONGMONT               Purchase                   Owner Occupied         Single Family             1             EMC              NO
LITTLETON              Cash Out Refinance         Owner Occupied         PUD                       1             EMC              NO
COLORADO SPRING        Cash Out Refinance         Owner Occupied         Single Family             1             EMC              NO
COMMERCE CITY          Purchase                   Investor               Single Family             1             EMC              NO
COMMERCE CITY          Purchase                   Investor               Single Family             1             EMC              NO
AURORA                 Purchase                   Owner Occupied         Single Family             1             EMC              NO
DENVER                 Cash Out Refinance         Owner Occupied         PUD                       1             EMC              NO
COLORADO SPRING        Purchase                   Owner Occupied         Single Family             1             EMC              NO
THORNTON               Purchase                   Owner Occupied         PUD                       1             EMC              NO
COLORADO SPRING        Cash Out Refinance         Owner Occupied         Single Family             1             EMC              NO
AURORA                 Purchase                   Owner Occupied         Single Family             1             EMC              NO
WESTMINSTER            Cash Out Refinance         Owner Occupied         PUD                       1             EMC              NO
DENVER                 Purchase                   Owner Occupied         Single Family             1             EMC              NO
DENVER                 Cash Out Refinance         Owner Occupied         Single Family             1             EMC              NO
NORTH LAS VEGAS        Purchase                   Owner Occupied         PUD                       1             EMC              NO
DENVER                 Cash Out Refinance         Owner Occupied         PUD                       1             EMC              NO
THORNTON               Purchase                   Owner Occupied         PUD                       1             EMC              NO
SANDY                  Cash Out Refinance         Owner Occupied         Single Family             1             EMC              NO
CASPER                 Purchase                   Owner Occupied         Single Family             1             EMC              NO
COMMERCE CITY          Purchase                   Investor               Single Family             1             EMC              NO
TOOELE                 Cash Out Refinance         Owner Occupied         Single Family             1             EMC              NO
AMERICAN FORK          Purchase                   Owner Occupied         Single Family             1             EMC              NO
HAYDEN                 Purchase                   Owner Occupied         Single Family             1             EMC              NO
WOODLAND PARK          Cash Out Refinance         Owner Occupied         Single Family             1             EMC              NO
COLORADO SPRING        Purchase                   Owner Occupied         PUD                       1             EMC              NO
BRIGHTON               Purchase                   Owner Occupied         Single Family             1             EMC              NO
CHEYENNE               Purchase                   Owner Occupied         Single Family             1             EMC              NO
DENVER                 Purchase                   Owner Occupied         Single Family             1             EMC              NO
LONGMONT               Cash Out Refinance         Owner Occupied         Single Family             1             EMC              NO
COLORADO SPRING        Cash Out Refinance         Owner Occupied         Single Family             1             EMC              NO
JOHNSTOWN              Purchase                   Owner Occupied         Single Family             1             EMC              NO
CAPE CORAL             Purchase                   Owner Occupied         Condominium               1             EMC              NO
COMMERCE CITY          Purchase                   Owner Occupied         PUD                       1             EMC              NO
YORBA LINDA            Purchase                   Owner Occupied         Single Family             1             EMC              NO
LAKEVILLE              Cash Out Refinance         Owner Occupied         Single Family             1             EMC              NO
WESTMINSTER            Purchase                   Owner Occupied         Single Family             1             EMC              NO
NORFOLK                Purchase                   Owner Occupied         2-4 Family                2             EMC              NO
CHANNAHON              Purchase                   Owner Occupied         Single Family             1             EMC              NO
RED LION               Purchase                   Owner Occupied         Single Family             1             EMC              NO
MINNEAPOLIS            Purchase                   Owner Occupied         Single Family             1             EMC              NO
DETROIT                Purchase                   Investor               Single Family             1             EMC              NO
URBANA                 Purchase                   Owner Occupied         Single Family             1             EMC              NO
ALEDO                  Purchase                   Owner Occupied         Single Family             1             EMC              NO
DETROIT                Rate/Term Refinance        Owner Occupied         Single Family             1             EMC              NO
HAMMOND                Purchase                   Owner Occupied         Single Family             1             EMC              NO
ADRIAN                 Purchase                   Owner Occupied         Single Family             1             EMC              NO
OAK FOREST             Purchase                   Owner Occupied         Single Family             1             EMC              NO
FORT BRANCH            Purchase                   Owner Occupied         Single Family             1             EMC              NO
HOPKINSVILLE           Purchase                   Owner Occupied         Single Family             1             EMC              NO
CHICAGO                Purchase                   Owner Occupied         2-4 Family                2             EMC              NO
DOLTON                 Purchase                   Owner Occupied         Single Family             1             EMC              NO
HENDERSON              Purchase                   Owner Occupied         Single Family             1             EMC              NO
RIVERSIDE              Cash Out Refinance         Owner Occupied         Single Family             1             EMC              NO
PACOIMA                Purchase                   Owner Occupied         Single Family             1             EMC              NO
FONTANA                Purchase                   Owner Occupied         Single Family             1             EMC              NO
BANNING                Purchase                   Owner Occupied         Single Family             1             EMC              NO
BANNING                Purchase                   Owner Occupied         Single Family             1             EMC              NO
ADELANTO               Cash Out Refinance         Owner Occupied         Single Family             1             EMC              NO
ANAHEIM                Cash Out Refinance         Owner Occupied         Single Family             1             EMC              NO
CORONA                 Purchase                   Owner Occupied         Single Family             1             EMC              NO
COMPTON                Purchase                   Owner Occupied         Single Family             1             EMC              NO
HELENDALE AREA         Purchase                   Owner Occupied         PUD                       1             EMC              NO
HESPERIA               Purchase                   Owner Occupied         Single Family             1             EMC              NO
ANAHEIM                Cash Out Refinance         Owner Occupied         Single Family             1             EMC              NO
(SAUGUS AREA) L        Cash Out Refinance         Owner Occupied         Single Family             1             EMC              NO
ANAHEIM                Cash Out Refinance         Owner Occupied         Single Family             1             EMC              NO
ELMWOOD                Purchase                   Owner Occupied         2-4 Family                3             EMC              NO
PERRIS                 Purchase                   Owner Occupied         Single Family             1             EMC              NO
LOS ANGELES            Purchase                   Owner Occupied         2-4 Family                2             EMC              NO
RIALTO                 Purchase                   Owner Occupied         Single Family             1             EMC              NO
ORANGE (CITY)          Purchase                   Owner Occupied         Single Family             1             EMC              NO
SANTA ANA              Purchase                   Owner Occupied         Condominium               1             EMC              NO
ORANGE                 Cash Out Refinance         Owner Occupied         Single Family             1             EMC              NO
AURORA                 Purchase                   Owner Occupied         PUD                       1             EMC              NO
FONTANA AREA           Purchase                   Owner Occupied         Single Family             1             EMC              NO
WINNETKA AREA          Purchase                   Owner Occupied         Single Family             1             EMC              NO
BELLFLOWER             Purchase                   Owner Occupied         Single Family             1             EMC              NO
POMONA                 Purchase                   Owner Occupied         Single Family             1             EMC              NO
MURRIETA               Purchase                   Owner Occupied         Single Family             1             EMC              NO
LAKE FOREST            Cash Out Refinance         Owner Occupied         Single Family             1             EMC              NO
WEST COVINA            Purchase                   Owner Occupied         Single Family             1             EMC              NO
FONTANA                Purchase                   Owner Occupied         Single Family             1             EMC              NO
PARAMOUNT              Purchase                   Owner Occupied         Single Family             1             EMC              NO
ANTIOCH                Cash Out Refinance         Owner Occupied         Single Family             1             EMC              NO
SANTA ANA              Purchase                   Owner Occupied         Single Family             1             EMC              NO
WESTMINSTER            Cash Out Refinance         Owner Occupied         Single Family             1             EMC              NO
SUISUN CITY            Cash Out Refinance         Owner Occupied         Single Family             1             EMC              NO
FONTANA                Purchase                   Owner Occupied         PUD                       1             EMC              NO
HEMET                  Cash Out Refinance         Owner Occupied         Single Family             1             EMC              NO
LINDEN                 Cash Out Refinance         Owner Occupied         Single Family             1             EMC              NO
LOS ANGELES            Purchase                   Owner Occupied         Single Family             1             EMC              NO
LADERA RANCH AR        Purchase                   Owner Occupied         Condominium               1             EMC              NO
RIVERSIDE              Purchase                   Owner Occupied         Single Family             1             EMC              NO
ANAHEIM                Purchase                   Owner Occupied         PUD                       1             EMC              NO
MORENO VALLEY          Cash Out Refinance         Owner Occupied         Single Family             1             EMC              NO
MORENO VALLEY          Cash Out Refinance         Owner Occupied         Single Family             1             EMC              NO
OAKLAND                Cash Out Refinance         Owner Occupied         Single Family             1             EMC              NO
ORANGE                 Cash Out Refinance         Owner Occupied         Single Family             1             EMC              NO
HIGHLAND AREA          Purchase                   Owner Occupied         Single Family             1             EMC              NO
SANTA ANA              Cash Out Refinance         Owner Occupied         Single Family             1             EMC              NO
BAKERSFIELD            Purchase                   Owner Occupied         2-4 Family                2             EMC              NO
GRAND TERRACE          Purchase                   Owner Occupied         Single Family             1             EMC              NO
SANTA ANA              Purchase                   Owner Occupied         Single Family             1             EMC              NO
RIALTO                 Purchase                   Owner Occupied         Single Family             1             EMC              NO
SAN BERNARDINO         Purchase                   Owner Occupied         Condominium               1             EMC              NO
GARDEN GROVE           Rate/Term Refinance        Owner Occupied         Condominium               1             EMC              NO
GARDENA                Cash Out Refinance         Owner Occupied         Single Family             1             EMC              NO
SANTA ANA              Cash Out Refinance         Owner Occupied         Single Family             1             EMC              NO
SANTA ANA              Cash Out Refinance         Owner Occupied         Single Family             1             EMC              NO
LOS ANGELES            Cash Out Refinance         Owner Occupied         Single Family             1             EMC              NO
NORWALK                Purchase                   Owner Occupied         Single Family             1             EMC              NO
BEAUMONT               Purchase                   Owner Occupied         PUD                       1             EMC              NO
SOUTH GATE             Cash Out Refinance         Owner Occupied         2-4 Family                2             EMC              NO
SANTA ANA              Cash Out Refinance         Owner Occupied         Single Family             1             EMC              NO
SANTA ANA              Purchase                   Owner Occupied         Condominium               1             EMC              NO
RIALTO                 Cash Out Refinance         Owner Occupied         Single Family             1             EMC              NO
RIVERSIDE              Cash Out Refinance         Owner Occupied         Single Family             1             EMC              NO
PERRIS                 Cash Out Refinance         Owner Occupied         Single Family             1             EMC              NO
ANAHEIM                Purchase                   Owner Occupied         Single Family             1             EMC              NO
SANTA CLARITA          Purchase                   Owner Occupied         Single Family             1             EMC              NO
SAN FERNANDO           Purchase                   Owner Occupied         Single Family             1             EMC              NO
ANAHEIM                Purchase                   Owner Occupied         Single Family             1             EMC              NO
SARATOGA SPRING        Purchase                   Owner Occupied         Single Family             1             EMC              NO
CHICAGO                Purchase                   Owner Occupied         Condominium               1             EMC              NO
HOUSTON                Purchase                   Owner Occupied         Single Family             1             EMC              NO
SAN ANTONIO            Purchase                   Owner Occupied         Single Family             1             EMC              NO
HOUSTON                Purchase                   Owner Occupied         PUD                       1             EMC              NO
CROSBY                 Purchase                   Owner Occupied         PUD                       1             EMC              NO
HOUSTON                Purchase                   Owner Occupied         PUD                       1             EMC              NO
HUTTO                  Purchase                   Owner Occupied         PUD                       1             EMC              NO
HI HAT                 Purchase                   Owner Occupied         Single Family             1             EMC              NO
WYLIE                  Cash Out Refinance         Owner Occupied         Single Family             1             EMC              NO
MURFREESBORO           Purchase                   Owner Occupied         Single Family             1             EMC              NO
BLUE RIDGE             Cash Out Refinance         Owner Occupied         Single Family             1             EMC              NO
LARGO                  Purchase                   Owner Occupied         PUD                       1             EMC              NO
KINGMAN                Purchase                   Owner Occupied         Single Family             1             EMC              NO
WAMEGO                 Purchase                   Owner Occupied         Single Family             1             EMC              NO
KANSAS CITY            Purchase                   Owner Occupied         Single Family             1             EMC              NO
LEES SUMMIT            Purchase                   Owner Occupied         PUD                       1             EMC              NO
HESPERIA               Purchase                   Investor               Single Family             1             EMC              NO
TOWNSEND               Cash Out Refinance         Owner Occupied         Single Family             1             EMC              NO
YUBA CITY              Purchase                   Owner Occupied         Single Family             1             EMC              NO


EXHIBIT C
 
FORM OF TRANSFER AFFIDAVIT AND AGREEMENT
 
Affidavit pursuant to Section 860E(e)(4) of the Internal Revenue Code of 1986, as amended, and for other purposes

STATE OF NEW YORK
)
  
 
)
ss.:
COUNTY OF NEW YORK
)
  
 
The undersigned is the [Title of Officer] of [Name of Transferee] (the “Investor”), the proposed transferee of an Ownership Interest in the Bear Stearns Asset Backed Securities I LLC Asset-Backed Certificates, Series 2007-FS1, Class [R-1][R-2][R-3][RX] Certificates (the “Certificates”) issued pursuant to the Pooling and Servicing Agreement, dated as of February 1, 2007 (the “Agreement”), among Bear Stearns Asset Backed Securities I LLC, as depositor (the “Depositor”), EMC Mortgage Corporation, as seller and as master servicer, and LaSalle Bank National Association, as trustee (the “Trustee”), and makes this affidavit on behalf of the Investor for the benefit of the Depositor and the Trustee. Capitalized terms used, but not defined herein, shall have the meanings ascribed to such terms in the Agreement.
 
1.  The Investor is, as of the date hereof, and will be, as of the date of the Transfer, a Permitted Transferee. The Investor is not acquiring its ownership interest in the Certificates for the account of a Person other than a Permitted Transferee.
 
2.  The Investor has been advised and understands that (i) a tax will be imposed on Transfers of the Certificates to Persons that are not Permitted Transferees; (ii) such tax will be imposed on the transferor, or, if such Transfer is through an agent (which includes a broker, nominee or middleman) for a Person that is not a Permitted Transferee, on the agent; and (iii) the Person otherwise liable for the tax shall be relieved of liability for the tax if a subsequent transferee furnishes to such Person an affidavit that such subsequent transferee is a Permitted Transferee, and at the time of Transfer, such Person does not have actual knowledge that the affidavit is false.
 
3.  The Investor has been advised and understands that a tax will be imposed on a “pass-through entity” holding the Certificates if at any time during the taxable year of the pass-through entity a Person that is not a Permitted Transferee is the record holder of an interest in such entity. The Investor understands that such tax will not be imposed for any period with respect to which the record holder furnishes to the pass-through entity an affidavit that such record holder is a Permitted Transferee and the pass-through entity does not have actual knowledge that such affidavit is false. (For this purpose, a “pass-through entity” includes a regulated investment company, a real estate investment trust or common trust fund, a partnership, trust or estate, and certain cooperatives and, except as may be provided in Treasury regulations, Persons holding interests in pass-through entities as a nominee for another Person.)
 
4.  The Investor has reviewed the provisions of Section 6.02(i) of the Agreement and understands the legal consequences of the acquisition of an Ownership Interest in the Certificates, including, without limitation, the restrictions on subsequent Transfers and the provisions regarding voiding any prohibited Transfers and mandatory sales. The Investor expressly agrees to be bound by, and to abide by, such provisions of the Agreement and the restrictions noted on the face of the Certificates. The Investor understands and agrees that any breach of any of the representations included herein shall render the Transfer of the Certificates to the Investor contemplated hereby null and void. The Investor consents to any amendment of the Agreement that shall be deemed necessary by the Depositor (upon advice of nationally recognized counsel) to constitute a reasonable arrangement to ensure that the Certificates will not be owned directly or indirectly by a Person other than a Permitted Transferee.
 
5.  The Investor agrees not to Transfer the Certificates, or cause the Transfer of the Certificates by a Person for whom the Investor is acting as nominee, trustee or agent, in each case unless it has received an affidavit and agreement in substantially the same form as this affidavit and agreement containing these same representations and covenants from the subsequent transferee. In connection with any such Transfer by the Investor, the Investor agrees to deliver to the Trustee and the Depositor an affidavit substantially in the form set forth as Exhibit R to the Agreement to the effect that the Investor has no actual knowledge that the Person to which the Transfer is to be made is not a Permitted Transferee.
 
6.  The Investor has historically paid its debts as they have come due, intends to pay its debts as they come due in the future, and understands that the taxes associated with holder an ownership interest in the Certificates may exceed the cash flow with respect thereto in some or all periods and intends to pay such taxes as they become due. The Investor does not have the intention, and no purpose of the Transfer of the Certificates to the Investor is, to impede the assessment or collection of any tax legally required to be paid with respect to the Certificates.
 
7.  The Investor’s U.S. taxpayer identification number is [_____________].
 
8.  The Investor is a “United States person” within the meaning of Section 7701(a)(30) of the Code (a “United State Person”).
 
9.  The Investor is aware that the Certificates may be a “noneconomic residual interest” within the meaning of Treasury regulations promulgated under Section 860E of the Code and that the transferor of a noneconomic residual interest will remain liable for any taxes due with respect to the income on such residual interest, unless no significant purpose of the transfer was to impede the assessment or collection of tax.
 
10.  The Investor will not cause income from the Certificates to be attributable to a foreign permanent establishment or fixed base, within the meaning of an applicable income tax treaty, of the Investor or any other United States Person.
 
11.  Check one of the following:
 
  The Transfer of the Certificates complies with U.S. Treasury Regulation Sections 1.860E-1(c)(7) and (8) and, accordingly:
 
(i) the present value of the anticipated tax liabilities associated with holding the Certificates does not exceed the sum of:
 
 
(a)
the present value of any consideration given to the Investor to acquire such Certificates;
 
 
(b)
the present value of the expected future distributions on such Certificates; and
 
 
(c)
the present value of the anticipated tax savings associated with holding such Certificates as the related REMIC generates losses; and
 
(ii) the Transfer of the Certificates will not result in such Certificates being held, directly or indirectly, by a foreign permanent establishment or fixed base, within the meaning of an applicable income tax treaty, of the Investor or any other United States Person.
 
For purposes of the calculation in clause (i) above, (x) the Investor is assumed to pay tax at the highest rate currently specified in Section 11(b)(1) of the Code (but the tax rate in Section 55(b)(1)(B) of the Code may be used in lieu of the highest rate specified in Section 11(b)(1) of the Code if the Investor has been subject to the alternative minimum tax under Section 55 of the Code in the preceding two years and will compute its taxable income in the current taxable year using the alternative minimum tax rate) and (y) present values are computed using a discount rate equal to the short-term Federal rate prescribed by Section 1274(d) of the Code for the month of the transfer and the compounding period used by the Investor.
 
o  The Transfer of the Certificates complies with U.S. Treasury Regulation Sections 1.860E-1(c)(5) and (6) and, accordingly:
 
 
(i)
the Investor is an “eligible corporation,” as defined in U.S. Treasury Regulation Section 1.860E-1(c)(6)(i), as to which income from the Certificates will only be taxed in the United States;
 
 
(ii)
at the time of the Transfer, and at the close of the Investor’s two fiscal years preceding the fiscal year of the transfer, the Investor had gross assets for financial reporting purposes (excluding any obligation of a “related person” to the Investor within the meaning of U.S. Treasury Regulation Section 1.860E-1(c)(6)(ii) and any other asset the principal purpose of which is to permit the Investor to satisfy the condition of this clause (ii)) in excess of $100 million and net assets in excess of $10 million;
 
 
(iii)
the Investor will transfer the Certificates only to another “eligible corporation,” as defined in U.S. Treasury Regulation Section 1.860E-1(c)(6)(i), in a transaction in which the requirements of U.S. Treasury Regulation Sections 1.860E-1(c)(4)(i), (ii) and (iii) and -1(c)(5) are satisfied and, accordingly, the subsequent transferee provides a similar affidavit with this box checked; and
 
 
(iv)
the Investor determined the consideration paid to it to acquire the Certificates based on reasonable market assumptions (including, but not limited to, borrowing and investment rates, prepayment and loss assumptions, expense and reinvestment assumptions, tax rates and other factors specific to the Investor) that it has determined in good faith and has concluded that such consideration, together with other assets of the Investor, will be sufficient to cover the taxes associated with the Certificates.
 
o  None of the above.


IN WITNESS WHEREOF, the Investor has caused this instrument to be executed on its behalf, pursuant to authority of its Board of Directors, by its [Title of Officer] this ____ day of _________, 20__.
 
           
[NAME OF INVESTOR]
                         
                         
           
By:
  
           
Name:
[Name of Officer]
           
Title:
[Title of Officer]
             
[Address of Investor for receipt of distributions]
               
             
Address of Investor for receipt of tax information:

 
Personally appeared before me the above-named [Name of Officer], known or proved to me to be the same person who executed the foregoing instrument and to be the [Title of Officer] of the Investor, and acknowledged to me that he/she executed the same as his/her free act and deed and the free act and deed of the Investor.
 
Subscribed and sworn before me this ___ day of _________, 20___.
 
NOTARY PUBLIC
 
COUNTY OF
 
STATE OF
 
My commission expires the ___ day of ___________________, 20___.
 








 


EXHIBIT D
 
FORM OF TRANSFEROR CERTIFICATE
 
______________, 200___
 
Bear Stearns Asset Backed Securities I LLC
383 Madison Avenue
New York, New York 10179
 
LaSalle Bank National Association
135 South LaSalle Street, Suite 1511
Chicago, Illinois 60603
 
Attention: Bear Stearns Asset Backed Securities Trust 2007-FS1
 
Re:
Bear Stearns Asset Backed Securities I Trust 2007-FS1, Asset-Backed Certificates, Series 2007-FS1 (the “Certificates”), including the Class ___
Certificates (the “Privately Offered Certificates”)
Ladies and Gentlemen:
 
In connection with the sale by ___________ (the “Seller”) to ________ (the “Purchaser”) of $_________ Initial Certificate Principal Balance of Asset-Backed Certificates, Series 2007-FS1, Class _____ (the “Certificates”), issued pursuant to the Pooling and Servicing Agreement (the “Pooling and Servicing Agreement”), dated as of February 1, 2007, among Bear Stearns Asset Backed Securities I LLC, as depositor (the “Depositor”), EMC Mortgage Corporation, as seller and as master servicer, and LaSalle Bank National Association, as trustee (the “Trustee”). The Seller hereby certifies, represents and warrants to, a covenants with, the Depositor and the Trustee that:
 
Neither the Seller nor anyone acting on its behalf (a) has offered, pledged, sold, disposed of or otherwise transferred any Certificate, any interest in any Certificate or any other similar security to any person in any manner, (b) has solicited any offer to buy or to accept a pledge, disposition or other transfer of any Certificate, any interest in any Certificate or any other similar security from any person in any manner, (c) has otherwise approached or negotiated with respect to any Certificate, any interest in any Certificate or any other similar security with any person in any manner, (d) has made any general solicitation by means of general advertising or in any other manner, or (e) has taken any other action, that (as to any of (a) through (e) above) would constitute a distribution of the Certificates under the Securities Act of 1933 (the “Act”), that would render the disposition of any Certificate a violation of Section 5 of the Act or any state securities law, or that would require registration or qualification pursuant thereto. The Seller will not act in any manner set forth in the foregoing sentence with respect to any Certificate. The Seller has not and will not sell or otherwise transfer any of the Certificates, except in compliance with the provisions of the Pooling and Servicing Agreement.
 




             
Very truly yours,
               
             
 
             
(Seller)
                 
                 
             
By:
  
             
Name:
  
             
Title:
  




EXHIBIT E
 
FORM OF INVESTMENT LETTER (NON RULE 144A)
 
[Date]
[SELLER]
 
Bear Stearns Asset Backed Securities I LLC
383 Madison Avenue
New York, New York 10179
 
LaSalle Bank National Association
135 South LaSalle Street, Suite 1511
Chicago, Illinois 60603
 
Re:
Bear Stearns Asset Backed Securities I Trust 2007-FS1, Asset-Backed Certificates, Series 2007-FS1 (the “Certificates”), including the Class ___
Certificates (the “Privately Offered Certificates”)
Dear Ladies and Gentlemen:
 
In connection with our purchase of Privately Offered Certificates, we confirm that:
 
(i)
we understand that the Privately Offered Certificates are not being registered under the Securities Act of 1933, as amended (the “Act”) or any applicable state securities or “Blue Sky” laws, and are being sold to us in a transaction that is exempt from the registration requirements of such laws;
   
(ii)
any information we desired concerning the Certificates, including the Privately Offered Certificates, the trust in which the Certificates represent the entire beneficial ownership interest (the “Trust”) or any other matter we deemed relevant to our decision to purchase Privately Offered Certificates has been made available to us;
   
(iii)
we are able to bear the economic risk of investment in Privately Offered Certificates; we are an institutional “accredited investor” as defined in Rule 501(a)(1), (2), (3) or (7) of Regulation D promulgated under the Act and a sophisticated institutional investor;
   
(iv)
we are acquiring Privately Offered Certificates for our own account, not as nominee for any other person, and not with a present view to any distribution or other disposition of the Privately Offered Certificates;
   
(v)
we agree the Privately Offered Certificates must be held indefinitely by us (and may not be sold, pledged, hypothecated or in any way disposed of) unless subsequently registered under the Act and any applicable state securities or “Blue Sky” laws or an exemption from the registration requirements of the Act and any applicable state securities or “Blue Sky” laws is available;
   
(vi)
we agree that in the event that at some future time we wish to dispose of or exchange any of the Privately Offered Certificates (such disposition or exchange not being currently foreseen or contemplated), we will not transfer or exchange any of the Privately Offered Certificates unless:
   
 
(A) (1) the sale is to an Eligible Purchaser (as defined below), (2) if required by the Pooling and Servicing Agreement (as defined below) a letter to substantially the same effect as either this letter or, if the Eligible Purchaser is a Qualified Institutional Buyer as defined under Rule 144A of the Act, the Rule 144A and Related Matters Certificate in the form attached to the Pooling and Servicing Agreement (as defined below) (or such other documentation as may be acceptable to the Trustee) is executed promptly by the purchaser and delivered to the addressees hereof and (3) all offers or solicitations in connection with the sale, whether directly or through any agent acting on our behalf, are limited only to Eligible Purchasers and are not made by means of any form of general solicitation or general advertising whatsoever; and
   
 
(B) if the Privately Offered Certificate is not registered under the Act (as to which we acknowledge you have no obligation), the Privately Offered Certificate is sold in a transaction that does not require registration under the Act and any applicable state securities or “blue sky” laws and, if LaSalle Bank National Association (the “Trustee”) so requests, a satisfactory Opinion of Counsel is furnished to such effect, which Opinion of Counsel shall be an expense of the transferor or the transferee;
   
(vii)
we agree to be bound by all of the terms (including those relating to restrictions on transfer) of the Pooling and Servicing, pursuant to which the Trust was formed; we have reviewed carefully and understand the terms of the Pooling and Servicing Agreement;
   
(viii)
either: we (i) are not acquiring the Privately Offered Certificate directly or indirectly by, or on behalf of, an employee benefit plan or other retirement arrangement which is subject to Title I of the Employee Retirement Income Security Act of 1974, as amended, and/or Section 4975 of the Internal Revenue Code of 1986, as amended, or (ii) in the case of the Privately Offered Certificates, we have provided the Opinion of Counsel required by the Agreement, or (iii) in the case of the Class M-10 Certificates, the transfer (1) will not result in a prohibited transaction which is not covered under an individual or class prohibited transaction exemption, including, but not limited to, Prohibited Transaction Class Exemption (“PTCE”) 84-14, PTCE 91-38, PTCE 90-1, PTCE 95-60 or PTCE 96-23 and (2) will not give rise to any additional obligations on the part of the Depositor, the Master Servicer or the Trustee.
   
(ix)
We understand that each of the Privately Offered Certificates bears, and will continue to bear, a legend to substantiate the following effect: THIS CERTIFICATE HAS NOT BEEN AND WILL NOT BE REGISTERED UNDER THE SECURITIES ACT OF 1933, AS AMENDED (THE “SECURITIES ACT”), OR UNDER ANY STATE SECURITIES LAWS. THE HOLDER HEREOF, BY PURCHASING THIS CERTIFICATE, AGREES THAT THIS CERTIFICATE MAY BE REOFFERED, RESOLD, PLEDGED OR OTHERWISE TRANSFERRED ONLY IN COMPLIANCE WITH THE SECURITIES ACT AND OTHER APPLICABLE LAWS AND ONLY (1) PURSUANT TO RULE 144A UNDER THE SECURITIES ACT (“RULE 144A”) TO A PERSON THAT THE HOLDER REASONABLY BELIEVES IS A QUALIFIED INSTITUTIONAL BUYER WITHIN THE MEANING OF RULE 144A (A “QIB”), PURCHASING FOR ITS OWN ACCOUNT OR A QIB PURCHASING FOR THE ACCOUNT OF A QIB, WHOM THE HOLDER HAS INFORMED, IN EACH CASE, THAT THE REOFFER, RESALE, PLEDGE OR OTHER TRANSFER IS BEING MADE IN RELIANCE ON RULE 144A, (2) PURSUANT TO AN EXEMPTION FROM REGISTRATION PROVIDED BY RULE 144 UNDER THE SECURITIES ACT (IF AVAILABLE) OR (3) IN CERTIFICATED FORM TO AN “INSTITUTIONAL ACCREDITED INVESTOR” WITHIN THE MEANING THEREOF IN RULE 501(a)(1), (2), (3) or (7) OF REGULATION D UNDER THE ACT OR ANY ENTITY IN WHICH ALL OF THE EQUITY OWNERS COME WITHIN SUCH PARAGRAPHS PURCHASING NOT FOR DISTRIBUTION IN VIOLATION OF THE SECURITIES ACT, SUBJECT TO (A) THE RECEIPT BY THE TRUSTEE OF A LETTER SUBSTANTIALLY IN THE FORM PROVIDED IN THE AGREEMENT AND (B) THE RECEIPT BY THE TRUSTEE OF SUCH OTHER EVIDENCE ACCEPTABLE TO THE TRUSTEE THAT SUCH REOFFER, RESALE, PLEDGE OR TRANSFER IS IN COMPLIANCE WITH THE SECURITIES ACT AND OTHER APPLICABLE LAWS OR IN EACH CASE IN ACCORDANCE WITH ALL APPLICABLE SECURITIES LAWS OF THE UNITED STATES AND ANY OTHER APPLICABLE JURISDICTION. [In the case of the Class M-10 Certificates]: THIS CERTIFICATE MAY NOT BE ACQUIRED DIRECTLY OR INDIRECTLY BY, OR ON BEHALF OF, AN EMPLOYEE BENEFIT PLAN OR OTHER RETIREMENT ARRANGEMENT WHICH IS SUBJECT TO TITLE I OF THE EMPLOYEE RETIREMENT INCOME SECURITY ACT OF 1974, AS AMENDED, OR SECTION 4975 OF THE INTERNAL REVENUE CODE OF 1986, AS AMENDED, UNLESS THE TRANSFEREE CERTIFIES OR REPRESENTS THAT THE PROPOSED TRANSFER AND HOLDING OF A CERTIFICATE AND THE SERVICING, MANAGEMENT AND OPERATION OF THE TRUST AND ITS ASSETS: (I) WILL NOT RESULT IN ANY PROHIBITED TRANSACTION WHICH IS NOT COVERED UNDER AN INDIVIDUAL OR CLASS PROHIBITED TRANSACTION EXEMPTION, INCLUDING, BUT NOT LIMITED TO, PROHIBITED TRANSACTION CLASS EXEMPTION (“PTCE”) 84-14, PTCE 91-38, PTCE 90-1, PTCE 95-60 OR PTCE 96-23 AND (II) WILL NOT GIVE RISE TO ANY ADDITIONAL OBLIGATIONS ON THE PART OF THE DEPOSITOR, THE MASTER SERVICER OR THE TRUSTEE, WHICH WILL BE DEEMED REPRESENTED BY AN OWNER OF A BOOK-ENTRY CERTIFICATE OR A GLOBAL CERTIFICATE OR UNLESS AN OPINION SPECIFIED IN SECTION 6.02 OF THE AGREEMENT IS PROVIDED. NOTWITHSTANDING THE PREVIOUS PARAGRAPH, A CERTIFICATION WILL NOT BE REQUIRED WITH RESPECT TO THE TRANSFER OF THIS CERTIFICATE TO A DEPOSITORY, OR FOR ANY SUBSEQUENT TRANSFER OF THIS CERTIFICATE FOR SO LONG AS THIS CERTIFICATE IS A BOOK-ENTRY CERTIFICATE. ANY TRANSFEREE OF THIS CERTIFICATE WILL BE DEEMED TO HAVE REPRESENTED BY VIRTUE OF ITS PURCHASE OR HOLDING OF THIS CERTIFICATE (OR INTEREST HEREIN) THAT SUCH TRANSFEREE IS A “QUALIFIED INSTITUTIONAL BUYER” WITHIN THE MEANING OF RULE 144A UNDER THE 1933 ACT.
   
 
[In the case of the Class P, Class CE, Class R-1, Class R-2, Class R-3 and Class RX Certificates]:
   
 
NO TRANSFER OF THIS CERTIFICATE MAY BE MADE TO ANY PERSON, UNLESS THE TRANSFEREE PROVIDES EITHER A CERTIFICATION PURSUANT TO SECTION 6.02(h) OF THE AGREEMENT OR AN OPINION OF COUNSEL SATISFACTORY TO THE TRUSTEE THAT THE PURCHASE AND HOLDING OF THIS CERTIFICATE ARE PERMISSIBLE UNDER APPLICABLE LAW, WILL NOT CONSTITUTE OR RESULT IN ANY NON-EXEMPT PROHIBITED TRANSACTIONS UNDER SECTION 406 OF THE EMPLOYEE RETIREMENT INCOME SECURITY ACT OF 1974, AS AMENDED (“ERISA”), OR SECTION 4975 OF THE CODE AND WILL NOT SUBJECT THE TRUSTEE, MASTER SERVICER OR THE DEPOSITOR TO ANY OBLIGATION OR LIABILITY IN ADDITION TO THOSE UNDERTAKEN IN THE AGREEMENT.
[In the case of the Class CE Certificates]: NO TRANSFER OF ANY CLASS CE CERTIFICATE SHALL BE MADE UNLESS THE PROPOSED TRANSFEREE OF SUCH CLASS CE CERTIFICATE PROVIDES TO THE TRUSTEE THE APPROPRIATE TAX CERTIFICATION FORM THAT WOULD ELIMINATE ANY WITHHOLDING OR DEDUCTION FOR TAXES FROM AMOUNTS PAYABLE TO THE SWAP ADMINISTRATOR, ON BEHALF OF THE SUPPLEMENTAL INTEREST TRUST, PURSUANT TO THE INTEREST RATE SWAP AGREEMENT BY THE SWAP PROVIDER (I.E., IRS FORM W-9 OR IRS FORM W-8BEN, W-8IMY, W-8EXP OR W-8ECI, AS APPLICABLE (OR ANY SUCCESSOR FORM THERETO)) AND AGREES TO UPDATE SUCH FORMS (I) UPON EXPIRATION OF ANY SUCH FORM, (II) AS REQUIRED UNDER THEN APPLICABLE U.S. TREASURY REGULATIONS AND (III) PROMPTLY UPON LEARNING THAT SUCH FORM HAS BECOME OBSOLETE OR INCORRECT, AND IN THE CASE OF ANY TRANSFER OF THE CLASS CE CERTIFICATES THAT WOULD CAUSE THE SUPPLEMENTAL INTEREST TRUST TO BE BENEFICIALLY OWNED BY TWO OR MORE PERSONS FOR FEDERAL INCOME TAX PURPOSES, AGREES TO COMPLY WITH SUCH OTHER PROVISIONS IN THE AGREEMENT AS MAY APPLY IN SUCH CASE, EACH AS A CONDITION TO SUCH TRANSFER. UNDER THE AGREEMENT, UPON RECEIPT OF ANY SUCH TAX CERTIFICATION FORM FROM A TRANSFEREE OF ANY CLASS CE CERTIFICATE, THE TRUSTEE SHALL FORWARD SUCH TAX CERTIFICATION FORM PROVIDED TO IT TO THE SUPPLEMENTAL INTEREST TRUST TRUSTEE. THE SUPPLEMENTAL INTEREST TRUST TRUSTEE SHALL FORWARD SUCH TAX CERTIFICATION FORM PROVIDED TO IT TO THE SWAP PROVIDER. EACH HOLDER OF A CLASS CE CERTIFICATE AND EACH TRANSFEREE THEREOF SHALL BE DEEMED TO HAVE CONSENTED TO THE SUPPLEMENTAL INTEREST TRUST TRUSTEE FORWARDING TO THE SWAP PROVIDER ANY SUCH TAX CERTIFICATION FORM IT HAS PROVIDED AND UPDATED IN ACCORDANCE WITH THESE TRANSFER RESTRICTIONS. ANY PURPORTED SALES OR TRANSFERS OF ANY CLASS CE CERTIFICATE TO A TRANSFEREE WHICH DOES NOT COMPLY WITH THESE REQUIREMENTS SHALL BE DEEMED NULL AND VOID UNDER THE AGREEMENT.
   
“Eligible Purchaser” means a corporation, partnership or other entity which we have reasonable grounds to believe and do believe (i) can make representations with respect to itself to substantially the same effect as the representations set forth herein, and (ii) is either a Qualified Institutional Buyer as defined under Rule 144A of the Act or an institutional “Accredited Investor” as defined under Rule 501 of the Act.
 
Terms not otherwise defined herein shall have the meanings assigned to them in the Pooling and Servicing Agreement, dated as of February 1, 2007, among Bear Stearns Asset Backed Securities I LLC, as depositor, EMC Mortgage Corporation, as seller and as master servicer and LaSalle Bank National Association, as Trustee (the “Pooling and Servicing Agreement’).
 
If the Purchaser proposes that its Certificates be registered in the name of a nominee on its behalf, the Purchaser has identified such nominee below, and has caused such nominee to complete the Nominee Acknowledgment at the end of this letter.
 
Name of Nominee (if any): __________________________

 

IN WITNESS WHEREOF, this document has been executed by the undersigned who is duly authorized to do so on behalf of the undersigned Eligible Purchaser on the ___ day of ________, 20___.
 
             
Very truly yours,
               
             
[PURCHASER]
                 
                 
             
By:
  
               
(Authorized Officer)
                 
             
By:
  
               
(Attorney-in-fact)

 

 

 

Nominee Acknowledgment
 
The undersigned hereby acknowledges and agrees that as to the Certificates being registered in its name, the sole beneficial owner thereof is and shall be the Purchaser identified above, for whom the undersigned is acting as nominee.
 
             
[NAME OF NOMINEE]
                 
             
By:
  
               
(Authorized Officer)
                 
             
By:
  
               
(Attorney-in-fact)



 

EXHIBIT F
 
FORM OF RULE 144A AND RELATED MATTERS CERTIFICATE
 
[SELLER]
 
Bear Stearns Asset Backed Securities I LLC
383 Madison Avenue
New York, New York 10179
 
LaSalle Bank National Association
135 South LaSalle Street, Suite 1511
Chicago, Illinois 60603
 
Re:
Bear Stearns Asset Backed Securities I Trust 2007-FS1, Asset-Backed Certificates, Series 2007-FS1 (the “Certificates”), including the Class __  Certificates (the “Privately Offered Certificates”)
 
Dear Ladies and Gentlemen:
 
In connection with our purchase of Privately Offered Certificates, the undersigned certifies to each of the parties to whom this letter is addressed that it is a qualified institutional buyer (as defined in Rule 144A under the Securities Act of 1933, as amended (the “Act”)) as follows:
 
1. It owned and/or invested on a discretionary basis eligible securities (excluding affiliate’s securities, bank deposit notes and CD’s, loan participations, repurchase agreements, securities owned but subject to a repurchase agreement and swaps), as described below:
 
Date: ______________, 20__ (must be on or after the close of its most recent fiscal year)
 
Amount: $ _____________________; and
 
2. The dollar amount set forth above is:
 
 
a.
greater than $100 million and the undersigned is one of the following entities:
 
(1)
[ ]
an insurance company as defined in Section 2(13) of the Act1 ; or
     
(2)
[ ]
an investment company registered under the Investment Company Act or any business development company as defined in Section 2(a)(48) of the Investment Company Act of 1940; or
     
(3)
[ ]
a Small Business Investment Company licensed by the U.S. Small Business Administration under Section 301(c) or (d) of the Small Business Investment Act of 1958; or
     
(4)
[ ]
a plan (i) established and maintained by a state, its political subdivisions, or any agency or instrumentality of a state or its political subdivisions, the laws of which permit the purchase of securities of this type, for the benefit of its employees and (ii) the governing investment guidelines of which permit the purchase of securities of this type; or
     
(5)
[ ]
a business development company as defined in Section 202(a)(22) of the Investment Advisers Act of 1940; or
     
(6)
[ ]
a corporation (other than a U.S. bank, savings and loan association or equivalent foreign institution), partnership, Massachusetts or similar business trust, or an organization described in Section 501(c)(3) of the Internal Revenue Code; or
     
(7)
[ ]
a U.S. bank, savings and loan association or equivalent foreign institution, which has an audited net worth of at least $25 million as demonstrated in its latest annual financial statements; or
     
(8)
[ ]
an investment adviser registered under the Investment Advisers Act; or

b.
[ ]
greater than $10 million, and the undersigned is a broker-dealer registered with the SEC; or
     
c.
[ ]
less than $10 million, and the undersigned is a broker-dealer registered with the SEC and will only purchase Rule 144A securities in transactions in which it acts as a riskless principal (as defined in Rule 144A); or
     
d.
[ ]
less than $100 million, and the undersigned is an investment company registered under the Investment Company Act of 1940, which, together with one or more registered investment companies having the same or an affiliated investment adviser, owns at least $100 million of eligible securities; or
     
e.
[ ]
less than $100 million, and the undersigned is an entity, all the equity owners of which are qualified institutional buyers.
     
The undersigned further certifies that it is purchasing a Privately Offered Certificate for its own account or for the account of others that independently qualify as “Qualified Institutional Buyers” as defined in Rule 144A. It is aware that the sale of the Privately Offered Certificates is being made in reliance on its continued compliance with Rule 144A. It is aware that the transferor may rely on the exemption from the provisions of Section 5 of the Act provided by Rule 144A. The undersigned understands that the Privately Offered Certificates may be resold, pledged or transferred only to (i) a person reasonably believed to be a Qualified Institutional Buyer that purchases for its own account or for the account of a Qualified Institutional Buyer to whom notice is given that the resale, pledge or transfer is being made in reliance in Rule 144A, or (ii) an institutional “accredited investor,” as such term is defined under Rule 501 of the Act in a transaction that otherwise does not constitute a public offering.
 
The undersigned agrees that if at some future time it wishes to dispose of or exchange any of the Privately Offered Certificates, it will not transfer or exchange any of the Privately Offered Certificates to a Qualified Institutional Buyer without first obtaining a Rule 144A and Related Matters Certificate in the form hereof from the transferee and delivering such certificate to the addressees hereof. Prior to making any transfer of Privately Offered Certificates, if the proposed Transferee is an institutional “accredited investor,” the transferor shall obtain from the transferee and deliver to the addressees hereof an Investment Letter in the form attached to the Pooling and Servicing Agreement, dated as of February 1, 2007, among Bear Stearns Asset Backed Securities I LLC, as depositor, EMC Mortgage Corporation, as seller and as master servicer, and LaSalle Bank National Association, as Trustee, pursuant to which the Certificates were issued.
 
The undersigned certifies that either: (i) it is not acquiring the Privately Offered Certificate directly or indirectly by, or on behalf of, an employee benefit plan or other retirement arrangement which is subject to Title I of the Employee Retirement Income Security Act of 1974, as amended, and/or Section 4975 of the Internal Revenue Code of 1986, as amended, or (ii) in the case of the Privately Offered Certificates, it has provided the Opinion of Counsel required by the Agreement, or (iii) in the case of the Class M-10 Certificates, the transfer (1) will not result in a prohibited transaction which is not covered under an individual or class prohibited transaction exemption, including, but not limited to, Prohibited Transaction Class Exemption (“PTCE”) 84-14, PTCE 91-38, PTCE 90-1, PTCE 95-60 or PTCE 96-23 and (2) will not give rise to any additional obligations on the part of the Depositor, the Master Servicer or the Trustee.
 
If the Purchaser proposes that its Certificates be registered in the name of a nominee on its behalf, the Purchaser has identified such nominee below, and has caused such nominee to complete the Nominee Acknowledgment at the end of this letter.
 
Name of Nominee (if any): _______________________________________


1 A purchase by an insurance company for one or more of its separate accounts, as defined by Section 2(a)(37) of the Investment Company Act of 1940, which are neither registered nor required to be registered thereunder, shall be deemed to be a purchase for the account of such insurance company.


IN WITNESS WHEREOF, this document has been executed by the undersigned who is duly authorized to do so on behalf of the undersigned Eligible Purchaser on the ____ day of ___________, 20___.
 
             
Very truly yours,
               
             
[PURCHASER]
                 
                 
             
By:
  
               
(Authorized Officer)
                 
             
By:
  
               
(Attorney-in-fact)

 

 


Nominee Acknowledgment
 
The undersigned hereby acknowledges and agrees that as to the Certificates being registered in its name, the sole beneficial owner thereof is and shall be the Purchaser identified above, for whom the undersigned is acting as nominee.
 
             
[NAME OF NOMINEE]
                 
             
By:
  
               
(Authorized Officer)
                 
             
By:
  
               
(Attorney-in-fact)

 



EXHIBIT G
 
FORM OF REQUEST FOR RELEASE
 
To:
LaSalle Bank National Association
 
135 South LaSalle Street, Suite 1511
 
Chicago, Illinois 60603
 
RE:
Pooling and Servicing Agreement, dated as of February 1, 2007, among Bear Stearns Asset Backed Securities I LLC, as Depositor, EMC Mortgage Corporation, as seller and as master servicer, and LaSalle Bank National Association, as Trustee

In connection with the administration of the Mortgage Loans held by you pursuant to the above-captioned Pooling and Servicing Agreement, we request the release, and hereby acknowledge receipt, of the Mortgage File for the Mortgage Loan described below, for the reason indicated.
 
Mortgagor’s Name, Address & Zip Code:
 
Mortgage Loan Number:
 
Reason for Requesting Documents (check one):
 
_____
1.
Mortgage Loan paid in full. ([The Master Servicer] [The Trustee] hereby certifies that all amounts received in connection therewith have been credited to ______________________________.)
     
_____
2.
Mortgage Loan in foreclosure.
     
_____
3.
Repurchase. (The [Master Servicer] [Trustee] hereby certifies that the repurchase price has been credited to ________________________.)
     
_____
4.
A Mortgage Loan liquidated by _________________________. ([The Master Servicer] [The Trustee] hereby certifies that all proceeds of the foreclosure, insurance, condemnation or other liquidation have been finally received and credited to ______________________.)
     
_____
5.
Other (explain)
  

             
By:
  
               
(authorized signer)
             
Issuer:
 
             
Address:
 
                 
             
Date:
  


EXHIBIT H
 
DTC Letter of Representations

[Provided upon request]


EXHIBIT I
 
Schedule of Mortgage Loans with Lost Notes

[Provided upon request]



EXHIBIT J
 
CUSTODIAL AGREEMENT
 
THIS CUSTODIAL AGREEMENT (as amended and supplemented from time to time, the “Agreement”), dated as of February 28, 2007, by and among LASALLE BANK NATIONAL ASSOCIATION, not individually but solely as trustee under the Pooling and Servicing Agreement defined below (in such capacity, including its successors under the Pooling and Servicing Agreement defined below, the “Trustee”) and as custodian (in such capacity, together with any successor in interest or any successor appointed hereunder, the “Custodian”), BEAR STEARNS ASSET BACKED SECURITIES I LLC, as depositor (together with any successor in interest, the “Depositor”), EMC MORTGAGE CORPORATION, as a seller (in such capacity, “EMC”) and as master servicer (in such capacity, together with any successor in interest or successor under the Pooling and Servicing Agreement referred to below, the “Master Servicer”) and MASTER FUNDING LLC, as a seller (“Master Funding”, and together with EMC, the “Sellers”).
 
WITNESSETH THAT:
 
WHEREAS, the Depositor, EMC, the Master Servicer and the Trustee have entered into a Pooling and Servicing Agreement, dated as of February 1, 2007, relating to the issuance of Bear Stearns Asset Backed Securities I Trust 2007-FS1, Asset-Backed Certificates, Series 2007-FS1 (as in effect on the date of this Agreement, the “Original Pooling and Servicing Agreement,” and as amended and supplemented from time to time, the “Pooling and Servicing Agreement”).
 
WHEREAS, the Custodian has agreed to act as agent for the Trustee on behalf of the Certificateholders for the purposes of receiving and holding certain documents and other instruments delivered by the Depositor, the Sellers or the Master Servicer under the Pooling and Servicing Agreement, all upon the terms, conditions and obligations and subject to the limitations hereinafter set forth. In the event any custodian terms, conditions and obligations are defined in the Pooling and Servicing Agreement, this custodial agreement shall supercede;
 
NOW, THEREFORE, in consideration of the premises and the mutual covenants and agreements hereinafter set forth, the Trustee, the Depositor, the Sellers, the Master Servicer and the Custodian hereby agree as follows:
 
 
ARTICLE I.
DEFINITIONS
 
Section 1.1.  Definitions. For purposes of this Agreement, the following terms shall have the indicated meanings unless the context or use indicates another or different meaning and intent, the definitions of such terms are equally applicable to the singular and the plural forms of such terms, the words “herein,” “hereof” and “hereunder” and other words of similar import refer to this Agreement as a whole and not to any particular section or other subdivision, and section references refer to sections of this Agreement.
 
"Business Day" shall mean any day other than (i) a Saturday or a Sunday, or (ii) a day on which banking institutions in The City of New York, New York, Chicago, Illinois, Minneapolis, Minnesota or any city in which the Corporate Trust Office of the Trustee or the principal office of the Master Servicer is located are authorized or obligated by law or executive order to be closed.

“Closing Date” shall mean February 28, 2007.

“EMC Flow Loans” shall mean the Mortgage Loans purchased by EMC pursuant to a flow loan agreement.

“MERS” shall mean Mortgage Electronic Registration Systems, Inc., a corporation organized and existing under the laws of the State of Delaware, or any successor thereto.

“MERS Mortgage Loan” shall mean any Mortgage Loan registered with MERS on the MERS® system.

“MERS® System” shall mean the system of recording transfers of Mortgages electronically maintained by MERS.

“MIN” shall mean the Mortgage Identification Number for Mortgage Loans registered with MERS on the MERS System.

“MOM Loan” shall mean with respect to any Mortgage Loan, MERS acting as the mortgagee of such Mortgage Loan, solely as nominee for the originator of such Mortgage Loan and its successors and assigns, at the origination thereof.

“Mortgage” shall mean the mortgage, deed of trust or other instrument creating a first or second lien on or first or second priority ownership interest in an estate in fee simple in real property securing a Mortgage Note.
 
“Mortgage Assignment” shall mean an assignment of the Mortgage in recordable form, sufficient under the laws of the jurisdiction wherein the Mortgaged Property is located to reflect the sale of the Mortgage.

“Mortgage File” shall have the meaning set forth in Section 2 hereof.

“Mortgage Loan” shall mean a first or second lien mortgage loan on a one-to-four family residential property.

“Mortgage Loan Schedule” shall mean the electronic schedule of Mortgage Loans identified in Schedule A.

“Mortgaged Property” shall mean the real property securing repayment of a Mortgage Loan.

“Mortgagor” shall mean the obligor on a Mortgage Note.

“Note” shall mean any promissory note or other evidence of indebtedness evidencing the indebtedness of a Mortgagor under a Mortgage Loan.

“Servicer” shall mean the related servicer of the Mortgage Loans as designated by Owner.
Any capitalized terms used in this Agreement and not defined herein shall have the meanings assigned in the Original Pooling and Servicing Agreement, unless otherwise required by the context herein.
 
 
ARTICLE II.
CUSTODY OF MORTGAGE DOCUMENTS
 
Section 2.1.  Custodian to Act as Agent: Acceptance of Mortgage Files. The Custodian, as the duly appointed custodial agent of the Trustee for these purposes, acknowledges (subject to any exceptions noted in the Initial Certification referred to in Section 2.3(a)) receipt of the Mortgage Files relating to the Mortgage Loans identified on the Schedule attached hereto (the “Mortgage Loan Schedule”) and declares that it holds and will hold such Mortgage Files as agent for the Trustee, in trust, for the use and benefit of all present and future Certificateholders.
 
Section 2.2.  Recordation of Assignments. If any Mortgage File includes one or more assignments of Mortgage that have not been recorded and the related Mortgage Loan is not a MERS Loan or the Custodian has not received written instructions from the related Seller or the Trustee that the related Mortgaged Properties are located in jurisdictions under the laws of which the recordation of such assignment is not necessary to protect the Trustee’s interest therein, each such assignment shall be delivered by the Custodian to the related Seller for the purpose of recording it in the appropriate public office for real property records, and the Sellers, at no expense to the Custodian, shall promptly cause to be recorded in the appropriate public office for real property records each such assignment of Mortgage and, upon receipt thereof from such public office, shall return each such assignment of Mortgage to the Custodian.
 
Section 2.3.  Review of Mortgage Files.
 
(a)  The documents set forth in the definition “Mortgage File” herein shall be delivered and released to the Custodian relating to each of the Mortgage Loans to be purchased on a Closing Date. The related Mortgage Loans shall be identified in the Mortgage Loan Schedule in electronic format which shall be delivered to the Custodian at least two Business Days prior to each Closing Date. On or prior to the Closing Date, the Custodian shall deliver to EMC and the Trustee an Initial Certification in the form annexed hereto as Exhibit One evidencing receipt (subject to any exceptions noted therein) of a Mortgage File for each of the Mortgage Loans listed on Schedule A attached hereto (the “Mortgage Loan Schedule”).
 
(b)  Within 90 days thereafter, the Custodian agrees, for the benefit of Certificateholders, to review each such document, and shall deliver to EMC, the Master Servicer and the Trustee an Interim Certification in the form annexed hereto as Exhibit Two to the effect that all such documents have been executed and received and that such documents relate to the Mortgage Loans identified on the Mortgage Loan Schedule, except for any exceptions listed on Schedule A attached to such Interim Certification. The Custodian shall be under no duty or obligation to inspect, review or examine said documents, instruments, certificates or other papers to determine that the same are genuine, enforceable, or appropriate for the represented purpose or that they have actually been recorded or that they are other than what they purport to be on their face.
 
(c)  Not later than 180 days after the Closing Date, the Custodian shall review, for the benefit of Certificateholders, the Mortgage Files and deliver to EMC, the Master Servicer and the Trustee a Final Certification in the form annexed hereto as Exhibit Three evidencing whether each document required to be recorded has been returned from the recording office with evidence of recording thereon and the Custodian has received either an original or a copy thereof. If the Custodian finds any document missing, or to be unrelated, determined on the basis of the mortgagor name, original principal balance and loan number, to the mortgage loans identified on the Mortgage Loan Schedule or to appear defective on its face, the Custodian shall note such defect in the exception report attached to the Final Certification and shall promptly notify the Trustee.
 
(d)  In reviewing the Mortgage Files as provided herein, the Custodian shall make no representation as to and shall not be responsible to verify (i) the validity, legality, enforceability, due authorization, recordability, sufficiency or genuineness of any of the documents included in any Mortgage File or (ii) the collectibility, insurability, effectiveness or suitability of any of the documents in any Mortgage File.
 
In performing any such review, the Custodian may conclusively rely on the purported due execution and genuineness of any such document and on the purported genuineness of any signature thereon.
 
Upon receipt of written request from the Trustee, the Custodian shall as soon as practicable supply the Trustee with a list of all of the documents relating to the Mortgage Loans missing from the Mortgage Files.
 
Section 2.4.  Custodian to Cooperate: Release of Mortgage Files. Upon receipt of written notice per Exhibit Four or Electronic Release Request per Exhibit Six from the Trustee that EMC has repurchased a Mortgage Loan pursuant to Article II of the Pooling and Servicing Agreement, and a request for release (a “Request for Release”) confirming that the purchase price therefor has been paid as required under the Pooling and Servicing Agreement, then the Custodian agrees to promptly release to EMC the related Mortgage File.
 
Upon the Custodian’s receipt of a Request for Release substantially in the form of Exhibit Four attached hereto or Electronic Release Request per Exhibit Six, stating that it has received payment in full of a Mortgage Loan or that payment in full will be escrowed in a manner customary for such purposes, the Custodian agrees promptly to release to the Master Servicer, the related Mortgage File. The Depositor shall deliver to the Custodian and the Custodian agrees to review in accordance with the provisions of the Custodial Agreement the Mortgage Note and other documents constituting the Mortgage File with respect to any Replacement Mortgage Loan.
 
From time to time as is appropriate for the servicing or foreclosure of any Mortgage Loan, the Master Servicer shall deliver to the Custodian a Request for Release per Exhibit Four or Electronic Release Request per Exhibit Five requesting that possession of all of the Mortgage File be released to the Master Servicer and certifying as to the reason for such release. Upon receipt of the foregoing, the Custodian shall deliver the Mortgage File to the Master Servicer. All Mortgage Files so released to the Master Servicer shall be held by it in trust for the Trustee for the use and benefit of all present and future Certificateholders. The Master Servicer shall cause each Mortgage File or any document therein so released to be returned to the Custodian when the need therefore by the Master Servicer no longer exists, unless (i) the Mortgage Loan has been liquidated, or (ii) the Mortgage File or such document has been delivered to an attorney, or to a public trustee or other public official as required by law, for purposes of initiating or pursuing legal action or other proceedings for the foreclosure of the Mortgaged Property.
 
Section 2.5.  Assumption Agreements. In the event that any assumption agreement, substitution of liability agreement or sale of servicing agreement is entered into with respect to any Mortgage Loan subject to this Agreement, the Master Servicer shall notify the Custodian that such assumption or substitution agreement has been completed by forwarding to the Custodian the original of such assumption or substitution agreement, which shall be added to the related Mortgage File and, for all purposes, shall be considered a part of such Mortgage File to the same extent as all other documents and instruments constituting parts thereof.
 
 
ARTICLE III.
CONCERNING THE CUSTODIAN
 
Section 3.1.  Custodian a Bailee and Agent of the Trustee. With respect to each Mortgage Note, Mortgage and other documents constituting each Mortgage File which are delivered to the Custodian, the Custodian is exclusively the bailee and custodial agent of the Trustee and has no instructions to hold any Mortgage Note or Mortgage for the benefit of any person other than the Trustee and the Certificateholders and undertakes to perform such duties and only such duties as are specifically set forth in this Agreement. Except upon compliance with the provisions of Section 2.4 of this Agreement, no Mortgage Note, Mortgage or Mortgage File shall be delivered by the Custodian to the Sellers, the Depositor or the Master Servicer or otherwise released from the possession of the Custodian.
 
Section 3.2.  Custodian May Own Certificates. The Custodian in its individual or any other capacity may become the owner or pledgee of interests in the Mortgage Loans with the same rights it would have if it were not Custodian.
 
Section 3.3.  Trustee to Pay Custodian’s Fees. The Trustee covenants and agrees to pay to the Custodian from time to time, and the Custodian shall be entitled to, reasonable compensation for all services rendered by it in the exercise and performance of any of the powers and duties hereunder of the Custodian.
 
Section 3.4.  Custodian May Resign; Trustee May Remove Custodian. The Custodian may resign from the obligations and duties hereby imposed upon it as such obligations and duties relate to its acting as Custodian of the Mortgage Loans. Upon receiving such written notice of resignation, the Trustee shall either take custody of the Mortgage Files itself and give prompt written notice thereof to the Depositor, the Master Servicer and the Custodian, or promptly appoint a successor Custodian by written instrument, in duplicate, one copy of which instrument shall be delivered to the resigning Custodian and one copy to the successor Custodian. If the Trustee shall not have taken custody of the Mortgage Files and no successor Custodian shall have been so appointed and have accepted appointment within 30 days after the giving of such written notice of resignation, the resigning Custodian may petition any court of competent jurisdiction for the appointment of a successor Custodian.
 
The Trustee may remove the Custodian at any time upon 60 days prior written notice to Custodian. In such event, the Trustee shall appoint, or petition a court of competent jurisdiction to appoint, a successor Custodian hereunder. Any successor Custodian shall be a depository institution subject to supervision or examination by federal or state authority shall be able to satisfy the other requirements contained in Section 3.6 and shall be unaffiliated with the Master Servicer and the Depositor.
 
Any resignation or removal of the Custodian and appointment of a successor Custodian pursuant to any of the provisions of this Section 3.4 shall become effective upon acceptance of appointment by the successor Custodian. The Trustee shall give prompt notice to the Depositor and the Master Servicer of the appointment of any successor Custodian. Notwithstanding anything to the contrary set forth herein, no successor Custodian shall be appointed by the Trustee without the prior approval of the Depositor and the Master Servicer.
 
Section 3.5.  Merger or Consolidation of Custodian. Any Person into which the Custodian may be merged or converted or with which it may be consolidated, or any Person resulting from any merger, conversion or consolidation to which the Custodian shall be a party, or any Person succeeding to the business of the Custodian, shall be the successor of the Custodian hereunder, without the execution or filing of any paper or any further act on the part of any of the parties hereto, anything herein to the contrary notwithstanding; provided that such successor is a depository institution subject to supervision or examination by federal or state authority and is able to satisfy the other requirements contained in Section 3.6.
 
Section 3.6.  Representations of the Custodian. The Custodian hereby represents that it is a depository institution subject to supervision or examination by a federal or state authority, has a combined capital and surplus of at least $15,000,000 and is qualified to do business in the jurisdictions in which it will hold any Mortgage File.
 
Section 3.7.  Limitation on Liability. Neither the Custodian nor any of its directors, officers, agents or employees, shall be liable for any action taken or omitted to be taken by it or them hereunder or in connection herewith in good faith and believed (which belief may be based upon the opinion or advice of counsel selected by it in the exercise of reasonable care) by it or them to be within the purview of this Agreement, except for its or their own negligence, lack of good faith or willful misconduct.  The Custodian and any director, officer, employee or agent of the Custodian may rely in good faith on any document of any kind prima facie properly executed and submitted by any person respecting any matters arising hereunder. In no event shall the Custodian or its directors, officers, agents and employees be held liable for any special, indirect or consequential damages resulting from any action taken or omitted to be taken by it or them hereunder or in connection herewith even if advised of the possibility of such damages.
 
Notwithstanding anything herein to the contrary, the Custodian agrees to indemnify the Trust Fund, the Trustee and each of their respective officers, directors and agents for any and all liabilities, obligations, losses, damages, payments, costs or expenses of any kind whatsoever that may be imposed on, incurred by or asserted against the Trustee or the Trust Fund, due to any negligent performance by the Custodian of its duties and responsibilities under this Agreement; provided, however, that the Custodian shall not be liable to any of the foregoing Persons for any amount and any portion of any such amount resulting from the willful misfeasance, bad faith or negligence of such person or the Custodian’s reliance on instructions from the Trustee or the Master Servicer. The provisions of this Section 3.7 shall survive the termination of this Custodial Agreement.
 
LaSalle Bank National Association, as Custodian and in its individual capacity, and its directors, officers, employees and agents shall be entitled to indemnification and defense from the Trust Fund for any loss, liability or expense incurred without negligence, willful misconduct, bad faith on their part, arising out of, or in connection with, the acceptance or administration of the custodial arrangement created hereunder, including the costs and expenses of defending themselves against any claim or liability in connection with the exercise or performance of any of their powers or duties hereunder.
 
Section 3.8.  Limitation of Duties. The Custodian in its capacity as such:
 
(a)  in the course of its review of the Mortgage Files, shall not be required to make determinations (1) of a legal nature or (2) as to the authority of any officer or agent of the Master Servicer, Trustee or other entity who has executed (or certified with respect to) any document which is part of the Mortgage File;
 
(b)  shall have no duties or obligations other than those specifically set forth herein or as may subsequently be agreed upon in writing by the parties hereto and shall use the same degree of care and skill as is reasonably expected of financial institutions acting in comparable capacities;
 
(c)  will be regarded as making no representations and having no responsibilities as to the validity, sufficiency, value, genuineness, ownership or transferability of any Mortgage Loans and will not be required to and will not make any representations as to the validity, value or genuineness of the Mortgage Loans;
 
(d)  shall not be obligated to take any legal action hereunder which might in its judgment involve any expense or liability unless it has been furnished with reasonable indemnity;
 
(e)  may rely on and shall be protected in acting upon any certificate, instrument, opinion, notice, letter, telegram or other document, or any security, delivered to it and reasonably believed by it to be genuine and to have been signed by the Master Servicer or the Trustee;
 
(f)  may rely on and shall be protected in acting upon the written instructions of the Master Servicer or the Trustee and such employees and representatives of the Master Servicer and the Trustee, as applicable, may hereinafter designate in writing;
 
(g)  may consult counsel satisfactory to it (including counsel for the Trustee or the Master Servicer) and the opinion of such counsel shall be full and complete authorization and protection in respect of any action taken, suffered, or omitted by it hereunder in good faith and in accordance with the opinion of such counsel (provided that the fees of such counsel in connection with such consultation and opinion shall be paid by the Custodian); and
 
(h)  shall not be liable for any error of judgment, or for any act done or step taken or omitted by it, in good faith, or for any mistake of fact or law, or for anything which it may do or refrain from doing in connection therewith, except in the case of a breach of any of the Custodian’s obligations hereunder, negligence or willful misconduct.
 
The Custodian shall be held to the same standard of conduct, and shall be entitled to the same protections, privileges and immunities as other custodians acting in a custodial capacity are generally afforded.
 
No covenant or agreement contained herein shall be deemed to be the covenant or agreement of any member of the Board of Directors, or any director, officer, agent, employee or representative of the Trustee, Master Servicer or the Custodian in his or her individual capacity and none of such persons shall be subject to any personal liability or accountability by reason of the execution of this Agreement, whether by virtue of any constitution, statute or rule of law or by the enforcement of any assessment or penalty, or otherwise.
 
 
ARTICLE IV.
Compliance with Regulation AB
 
Section 4.1.  Intent of the Parties; Reasonableness. The parties hereto acknowledge and agree that the purpose of this Article IV is to facilitate compliance by the Depositor with the provisions of Regulation AB and related rules and regulations of the Commission. The Depositor shall not exercise its right to request delivery of information or other performance under these provisions other than in good faith, or for purposes other than compliance with the Securities Act, the Exchange Act and the rules and regulations of the Commission under the Securities Act and the Exchange Act. Each of the parties hereto acknowledges that interpretations of the requirements of Regulation AB may change over time, whether due to interpretive guidance provided by the Commission or its staff, consensus among participants in the mortgage-backed securities markets, advice of counsel, or otherwise, and agrees to comply with requests made by the Depositor in good faith for delivery of information under these provisions on the basis of evolving interpretations of Regulation AB. The Custodian shall cooperate reasonably with the Depositor to deliver to the Depositor (including any of its assignees or designees), any and all disclosure, statements, reports, certifications, records and any other information necessary in the reasonable, good faith determination of the Depositor to permit the Depositor to comply with the provisions of Regulation AB.
 
Section 4.2.  Additional Representations and Warranties of the Custodian.
 
(a)  The Custodian shall be deemed to represent to the Depositor as of the date hereof and on each date on which information is provided to the Trustee under Section 4.3 that, except as disclosed in writing to the Depositor prior to such date: (i) there are no aspects of its financial condition that could have a material adverse effect on the performance by it of its Custodian obligations under this Agreement or any other Securitization Transaction as to which it is the custodian; (ii) there are no material legal or governmental proceedings pending (or known to be contemplated) against it; and (iii) there are no affiliations, relationships or transactions relating to the Custodian with respect to the Depositor or any sponsor, issuing entity, servicer, originator, significant obligor, enhancement or support provider or other material transaction party (other than the Trustee, which is the same entity as the Custodian) (as such terms are used in Regulation AB) relating to the Securitization Transaction contemplated by the Agreement, as identified by the Depositor to the Custodian in writing as of the Closing Date (each, a "Transaction Party").
 
(b)  If so requested by the Depositor on any date following the Closing Date, the Custodian shall, within five Business Days following such request, confirm in writing the accuracy of the representations and warranties set forth in paragraph (a) of this Section or, if any such representation and warranty is not accurate as of the date of such confirmation, provide reasonably adequate disclosure of the pertinent facts, in writing, to the requesting party. Any such request from the Depositor shall not be given more than once each calendar quarter, unless the Depositor shall have a reasonable basis for a determination that any of the representations and warranties may not be accurate.
 
Section 4.3.  Additional Information to Be Provided by the Custodian. For so long as the Trust is subject to the reporting obligations under the Exchange Act, for the purpose of satisfying the Depositor 's reporting obligation under the Exchange Act with respect to any class of publicly offered Certificates, the Custodian shall (a) notify the Depositor in writing of any material litigation or governmental proceedings pending against the Custodian that would be material to Certificateholders, and (b) provide to the Depositor (and the Trustee) unless the Custodian and the Trustee are the same party a written description of such proceedings. Any notices and descriptions required under this Section 4.3 shall be given no later than five Business Days prior to the Determination Date following the month in which the Custodian has knowledge of the occurrence of the relevant event. As of the date the Trustee files each Report on Form 10-D or Form 10-K with respect to the Certificates, the Custodian will be deemed to represent that any information previously provided under this Section 4.3, if any, is materially correct and does not have any material omissions unless the Custodian has provided an update to such information.
 
Section 4.4.  Report on Assessment of Compliance and Attestation. On or before March 15th of each calendar year beginning in 2008, the Custodian shall:
 
(a)  deliver to the Trustee, the Master Servicer and the Depositor a report regarding the Custodian’s assessment of compliance (an “Assessment of Compliance”) with the Servicing Criteria during the preceding calendar year, as required under Rules 13a-18 and 15d-18 of the Exchange Act and Item 1122 of Regulation AB. The Assessment of Compliance, as set forth in Regulation AB, must contain (i) a statement by such officer of its responsibility for assessing compliance with the Servicing Criteria applicable to the Custodian, (ii) a statement by such officer that the Custodian used the Servicing Criteria attached as Exhibit Five hereto, and which will also be attached to the Assessment of Compliance, to assess compliance with the Servicing Criteria applicable to the Custodian, (iii) an assessment by such officer of the Custodian’s compliance with the applicable Servicing Criteria for the period consisting of the preceding calendar year, including disclosure of any material instance of noncompliance with respect thereto during such period, which assessment shall be based on the activities the Custodian performs with respect to asset-based securities transactions taken as a whole involving the Custodian, that are backed by the same asset type as the Mortgage Loans, (iv) a statement that a registered public accounting firm has issued an attestation report on the Custodian’s Assessment of Compliance for the period consisting of the preceding calendar year, and (v) a statement as to which of the Servicing Criteria, if any, are not applicable to the Custodian, which statement shall be based on the activities the Custodian performs with respect to asset-backed securities transactions taken as a whole involving the Custodian, that are backed by the same asset type as the Mortgage Loans. Such report at a minimum shall address each of the Servicing Criteria specified on Exhibit Five hereto which are indicated as applicable to the Custodian; and
 
(b)  deliver to the Trustee, the Master Servicer and the Depositor an Attestation Report (an “Attestation Report”) by a registered public accounting firm that attests to, and reports on, the Assessment of Compliance made by the Custodian, as required by Rules 13a-18 and 15d-18 of the Exchange Act and Item 1122(b) of Regulation AB, which Attestation Report must be made in accordance with standards for attestation reports issued or adopted by the Public Company Accounting Oversight Board.
 
Notwithstanding the foregoing, an Assessment of Compliance is not required to be delivered by the Custodian unless it is required as part of a Form 10-K with respect to the Trust Fund.
 
In the event the Custodian is terminated under, or resigns pursuant to, the terms of this Agreement, the Custodian shall provide an Assessment of Compliance and cause to be provided an Attestation Report pursuant to this Section 4.4 notwithstanding any such termination or resignation.
 
Section 4.5.  Indemnification; Remedies.
 
(a)  The Custodian shall indemnify the Depositor, each affiliate of the Depositor, the Master Servicer and each broker dealer acting as underwriter, placement agent or initial purchaser of the Certificates or each Person who controls any of such parties (within the meaning of Section 15 of the Securities Act and Section 20 of the Exchange Act); and the respective present and former directors, officers, employees and agents of each of the foregoing, and shall hold each of them harmless from and against any losses, damages, penalties, fines, forfeitures, legal fees and expenses and related costs, judgments, and any other costs, fees and expenses that any of them may sustain arising out of or based upon any failure by the Custodian to deliver any report on assessment of compliance or accountants’ attestation when and as required under this Article IV.
 
(b)  In the case of any failure of performance described in clause (i) of Section 4.5(a), the Custodian shall promptly reimburse the Depositor for all costs reasonably incurred by the Depositor in order to obtain the information, report, certification, accountants’ letter or other material not delivered as required by the Custodian.
 
 
ARTICLE V.
MISCELLANEOUS PROVISIONS
 
Section 5.1.  Notices.  All notices, requests, consents and demands and other communications required under this Agreement or pursuant to any other instrument or document delivered hereunder shall be in writing and, unless otherwise specifically provided, may be delivered personally, by telegram or telex, or by registered or certified mail, postage prepaid, return receipt requested, at the addresses specified on the signature page hereof (unless changed by the particular party whose address is stated herein by similar notice in writing), in which case the notice will be deemed delivered when received.
 
Section 5.2.  Amendments.  No modification or amendment of or supplement to this Agreement shall be valid or effective unless the same is in writing and signed by all parties hereto. The Trustee shall give prompt notice to the Custodian of any amendment or supplement to the Pooling and Servicing Agreement and furnish the Custodian with written copies thereof.
 
Section 5.3.  GOVERNING LAW. THIS AGREEMENT SHALL BE GOVERNED BY, AND CONSTRUED IN ACCORDANCE WITH, THE LAWS OF THE STATE OF NEW YORK, WITHOUT REGARD TO CONFLICT OF LAWS PRINCIPLES THEREOF OTHER THAN SECTION 5-1401 OF THE NEW YORK GENERAL OBLIGATIONS LAW.
 
Section 5.4.  Recordation of Agreement. To the extent permitted by applicable law, this Agreement is subject to recordation in all appropriate public offices for real property records in all the counties or other comparable jurisdictions in which any or all of the properties subject to the Mortgages are situated, and in any other appropriate public recording office or elsewhere, such recordation to be effected by the Depositor and at the Trust’s expense, but only upon direction accompanied by an Opinion of Counsel reasonably satisfactory to the Depositor to the effect that the failure to effect such recordation is likely to materially and adversely affect the interests of the Certificateholders.
 
For the purpose of facilitating the recordation of this Agreement as herein provided and for other purposes, this Agreement may be executed simultaneously in any number of counterparts, each of which counterparts shall be deemed to be an original, and such counterparts shall constitute but one and the same instrument.
 
Section 5.5.  Severability of Provisions.  If any one or more of the covenants, agreements, provisions or terms of this Agreement shall be for any reason whatsoever held invalid, then such covenants, agreements, provisions or terms shall be deemed severable from the remaining covenants, agreements, provisions or terms of this Agreement and shall in no way affect the validity or enforceability of the other provisions of this Agreement or of the Certificates or the rights of the holders thereof.
 
[Signature Page Attached]
 







IN WITNESS WHEREOF, this Agreement is executed as of the date first above written.
 

Address:
135 South LaSalle Street, Suite 1511
Chicago, Illinois 60603
Attention: BSABS I Trust, Series 2007-FS1
LASALLE BANK NATIONAL ASSOCIATION, not individually but solely as Trustee
By:_________________________________
Name: 
Title: 
   
Address:
2571 Busse Rd., Suite 200
Elk Grove Village, Illinois 60007
 
LASALLE BANK NATIONAL ASSOCIATION, as Custodian
By:_________________________________
Name: 
Title: 
   
Address:
383 Madison Avenue
New York, New York 10179
BEAR STEARNS ASSET BACKED SECURITIES I LLC
By:_________________________________
Name: 
Title:  
   
Address:
2780 Lake Vista Drive
Lewisville, Texas 75067
Facsimile: (469)759-4714
Attention: General Counsel
EMC MORTGAGE CORPORATION
By:_________________________________
Name: 
Title: 
   
Address:
Master Funding
2780 Lake Vista Drive,
Lewisville, Texas 75067
Facsimile: (214) 626-4889
Attention: Mark Novachek
MASTER FUNDING LLC
By:_________________________________
Name: 
Title: 
   

 

 



)
  
 
)
ss.:
COUNTY OF COOK
)
  

 
On the 28th day of February, 2007 before me, a notary public in and for said State, personally appeared _________________, known to me to be a(n) _______________ of LaSalle Bank National Association, one of the parties that executed the within agreement, and also known to me to be the person who executed the within agreement on behalf of said party and acknowledged to me that such party executed the within instrument.
 
IN WITNESS WHEREOF, I have hereunto set my hand and affixed my official seal the day and year in this certificate first above written.
 
   
 
Notary Public
[SEAL]
 






STATE OF ILLINOIS
)
  
 
)
ss.:
COUNTY OF COOK
)
  

 
On the 28th day of February, 2007 before me, a notary public in and for said State, personally appeared ____________________, known to me to be a(n) ____________________ of LaSalle Bank National Association, one of the parties that executed the within instrument, and also known to me to be the person who executed it on behalf of said party, and acknowledged to me that such party executed the within instrument.
 
IN WITNESS WHEREOF, I have hereunto set my hand and affixed my official seal the day and year in this certificate first above written.
 
   
 
Notary Public
[Notarial Seal]






 
STATE OF NEW YORK
)
  
 
)
ss.:
COUNTY OF NEW YORK
)
  

 
On the 28th day of February, 2007 before me, a notary public in and for said State, personally appeared _________________, known to me to be a(n) _______________ of Bear Stearns Asset Backed Securities I LLC, and also known to me to be the person who executed the within instrument on behalf of said party, and acknowledged to me that such party executed the within instrument.
 
IN WITNESS WHEREOF, I have hereunto set my hand and affixed my official seal the day and year in this certificate first above written.
 
   
 
Notary Public
[SEAL]
 






STATE OF TEXAS
)
  
 
)
ss.:
COUNTY OF DALLAS
)
  

 
On the 28th day of February, 2007 before me, a notary public in and for said State, personally appeared ____________________, known to me to be a(n) ____________________ of EMC Mortgage Corporation, one of the parties that executed the within instrument, and also known to me to be the person who executed the within instrument on behalf of said party, and acknowledged to me that such party executed the within instrument.
 
IN WITNESS WHEREOF, I have hereunto set my hand and affixed my official seal the day and year in this certificate first above written.
 
   
 
Notary Public
[Notarial Seal]
 

 

 
 



STATE OF TEXAS
)
  
 
)
ss.:
COUNTY OF DALLAS
)
  

 
On the 28th day of February, 2007 before me, a notary public in and for said State, personally appeared _____________________, known to me to be a(n) ____________________ of Master Funding LLC, one of the parties that executed the within instrument, and also known to me to be the person who executed the within instrument on behalf of said party, and acknowledged to me that such party executed the within instrument.
 
IN WITNESS WHEREOF, I have hereunto set my hand and affixed my official seal the day and year in this certificate first above written.
 
   
 
Notary Public
[Notarial Seal]
 

 





SCHEDULE A
(Provided upon request)





EXHIBIT ONE
 
FORM OF CUSTODIAN INITIAL CERTIFICATION
 
February 28, 2007
 
LaSalle Bank National Association   
135 South LaSalle Street, Suite 1511    
Chicago, Illinois 60603     
 
EMC Mortgage Corporation
2780 Lake Vista Drive
Lewisville, Texas 75067
Attention: Janan Weeks
 
Attention: Bear Stearns Asset Backed Securities I LLC, Series 2007-FS1
 
Re:
Custodial Agreement, dated as of February 28, 2007, by and among LaSalle Bank National Association, Bear Stearns Asset Backed Securities I LLC, EMC Mortgage Corporation and Master Funding LLC, relating to Bear Stearns Asset Backed Securities I Trust 2007-FS1, Asset-Backed Certificates, Series 2007-FS1
Ladies and Gentlemen:
 
In accordance with Section 2.3(a) of the above-captioned Custodial Agreement, the undersigned, as Custodian, hereby certifies that it has received the following documents with respect to each Mortgage Loan listed in the Mortgage Loan Schedule, with any exceptions listed on Schedule A attached hereto: (i) an original note, including any riders thereto, endorsed without recourse to the order of LaSalle Bank National Association, as Trustee for certificateholders of ___________________________ or to blank and showing an unbroken chain of endorsements from the original payee thereof to the person endorsing it to the Trustee; (ii) an original mortgage and, if the related mortgage loan is a MERS Loan, registered with MERS, noting the presence of the mortgage identification number and language indicating that such mortgage loan is a MERS Loan, which shall have been recorded (or, for Mortgage Loans other than the EMC Flow Loans, if the original is not available, a copy) with evidence of such recording indicated thereon (or if clause (x) in the proviso below applies, shall be in recordable form); (iii) unless the mortgage loan is a MERS Loan, the assignment (either an original or a copy, which may be in the form of a blanket assignment if permitted in the jurisdiction in which the mortgage property is located) to the Trustee of the mortgage with respect to each mortgage loan in the name of ___________________________, which shall have been recorded (of if clause (x) in the proviso below applies, shall be in recordable form); (iv) an original or a copy of all intervening assignments of the mortgage, if any, with evidence of recording thereon; (v) the original policy of title insurance or mortgagee’s certificate of title insurance or commitment or binder for title insurance, if available, or a copy thereof, or, in the event that such original title insurance policy is unavailable, a photocopy thereof, or in lieu thereof, a current lien search on the related mortgaged property; and (vi) originals or copies of all available assumption, modification or substitution agreements, if any; provided, however, that in lieu of the foregoing, the Sellers may deliver the following documents, under the circumstances set forth below: (x) if any mortgage (other than the mortgages related to the EMC Flow Loans), assignment thereof to the Trustee or intervening assignments thereof have been delivered or are being delivered to recording offices for recording and have not been returned in time to permit their delivery as specified above, the Depositor may deliver a true copy thereof with a certification by the related Seller or the title company issuing the commitment for title insurance, on the face of such copy, substantially as follows: “Certified to be a true and correct copy of the original, which has been transmitted for recording”; and (y) in lieu of the mortgage notes relating to the Mortgage Loans identified in the list attached hereto, the Depositor may deliver a lost note affidavit and indemnity and a copy of the original note, if available.
 
Capitalized words and phrases used herein shall have the respective meanings assigned to them in the above-captioned Custodial Agreement.
 
LASALLE BANK NATIONAL ASSOCIATION
   
By:
  
Name:
  
Title:
  


SCHEDULE A
(Provided Upon Request)




EXHIBIT TWO
 
FORM OF CUSTODIAN INTERIM CERTIFICATION
 
[DATE]
 
LaSalle Bank National Association   
135 South LaSalle Street, Suite 1511    
Chicago, Illinois 60603     
 
EMC Mortgage Corporation
2780 Lake Vista Drive
Lewisville, Texas 75067
Attention: Janan Weeks
 
Attention: Bear Stearns Asset Backed Securities I LLC, Series 2007-FS1
 
Re:
Custodial Agreement, dated as of February 28, 2007, by and among LaSalle Bank National Association, Bear Stearns Asset Backed Securities I LLC, EMC Mortgage Corporation and Master Funding LLC, relating to Bear Stearns Asset Backed Securities I Trust 2007-FS1, Asset-Backed Certificates, Series 2007-FS1
  
Ladies and Gentlemen:
 
In accordance with Section 2.3(b) of the above-captioned Custodial Agreement, the undersigned, as Custodian, hereby certifies that it has received and reviewed the documents described in its initial certification dated February 28, 2007 and has determined that: all documents have been executed and received and that such documents relate to the Mortgage Loans identified on the Mortgage Loan Schedule, with any exceptions listed on Schedule A attached hereto.
 
Capitalized words and phrases used herein shall have the respective meanings assigned to them in the above-captioned Custodial Agreement.
 
LASALLE BANK NATIONAL ASSOCIATION
   
By:
  
Name:
  
Title:
  





SCHEDULE A
 
(Provided upon request)

 

 

 



EXHIBIT THREE
 
FORM OF CUSTODIAN FINAL CERTIFICATION
 
[DATE]
 
LaSalle Bank National Association   
135 South LaSalle Street, Suite 1511    
Chicago, Illinois 60603     
 
EMC Mortgage Corporation
2780 Lake Vista Drive
Lewisville, Texas 75067
Attention: Janan Weeks
 
Attention: Bear Stearns Asset Backed Securities I LLC, Series 2007-FS1
 
Re:
Custodial Agreement, dated as of February 28, 2007, by and among LaSalle Bank National Association, Bear Stearns Asset Backed Securities I LLC, EMC Mortgage Corporation and Master Funding LLC, relating to Bear Stearns Asset Backed Securities I Trust 2007-FS1, Asset-Backed Certificates, Series 2007-FS1
  
Ladies and Gentlemen:
 
In accordance with Section 2.3(c) of the above-captioned Custodial Agreement, the undersigned, as Custodian, hereby certifies that it has received and reviewed the documents described in its initial certification dated February 28, 2007 and has determined that: all documents have been executed and received and that such documents relate to the Mortgage Loans identified on the Mortgage Loan Schedule, with any exceptions listed on Schedule A attached hereto.

Capitalized words and phrases used herein shall have the respective meanings assigned to them in the above-captioned Custodial Agreement.
 
LASALLE BANK NATIONAL ASSOCIATION
   
By:
  
Name:
  
Title:
  





SCHEDULE A
 
(Provided upon request)





EXHIBIT FOUR
 
FORM OF REQUEST FOR RELEASE OF DOCUMENTS AND RECEIPT
 


To: [Name/Address of Owner]
 


Attention:
 
Re:
Custodial Agreement, dated as of February 28, 2007, by and among LaSalle Bank National Association, Bear Stearns Asset Backed Securities I LLC, EMC Mortgage Corporation and Master Funding LLC, relating to Bear Stearns Asset Backed Securities I Trust 2007-FS1, Asset-Backed Certificates, Series 2007-FS1
  
 
In connection with the Mortgage Files that you hold pursuant to the Custodial Agreement, we request the release, and acknowledge receipt of the Mortgage file/[specify document] for the Mortgage Loan described below, the reason indicated.

Mortgagor’s Name, Address and Zip Code:


Mortgage Loan Number:


Reason for Requesting Documents: (check one)

_____ 1. Mortgage Loan paid in full. ([The Master Servicer] [the Trustee] hereby certifies that all amounts received in connection therewith have been credited to __________________________________________________________________________.)

_____ 2. Mortgage Loan in foreclosure.

_____ 3. Repurchase. (The [Master Servicer] [Trustee] hereby certifies that the repurchase price has been credited to _____________________________________________.)

_____ 4. Mortgage Loan liquidated by _______________________________________. ([The Master Servicer] [The Trustee] hereby certifies that all proceeds of the foreclosure, insurance, condemnation or other liquidation have been finally received and credited to _____________________________________.

_____ 5. Other (explain):  




EXHIBIT FIVE

SERVICING CRITERIA TO BE ADDRESSED IN ASSESSMENT OF COMPLIANCE

The assessment of compliance to be delivered by the Custodian shall address, at a minimum, the criteria identified as below as “Applicable Servicing Criteria”;
 
 
Servicing Criteria
Applicable
Servicing Criteria
Reference
Criteria
  
 
General Servicing Considerations
  
 
 
1122(d)(1)(i)
Policies and procedures are instituted to monitor any performance or other triggers and events of default in accordance with the transaction agreements
  
 
 
1122(d)(1)(ii)
If any material servicing activities are outsourced to third parties, policies and procedures are instituted to monitor the third party’s performance and compliance with such servicing activities
  
 
1122(d)(1)(iii)
Any requirements in the transaction agreements to maintain a back-up servicer for the pool assets are maintained.
  
 
 
 
1122(d)(1)(iv)
A fidelity bond and errors and omissions policy is in effect on the party participating in the servicing function throughout the reporting period in the amount of coverage required by and otherwise in accordance with the terms of the transaction agreements.
  
 
 
Cash Collection and Administration
  
 
 
 
1122(d)(2)(i)
Payments on pool assets are deposited into the appropriate custodial bank accounts and related bank clearing accounts no more than two business days following receipt, or such other number of days specified in the transaction agreements.
  
 
1122(d)(2)(ii)
Disbursements made via wire transfer on behalf of an obligor or to an investor are made only by authorized personnel.
  
 
 
 
1122(d)(2)(iii)
Advances of funds or guarantees regarding collections, cash flows or distributions, and any interest or other fees charged for such advances are made, reviewed and approved as specified in the transaction agreements.
  
 
 
 
1122(d)(2)(iv)
The related accounts for the transaction, such as cash reserve accounts or accounts established as a form of overcollateralization, are separately maintained (e.g., with respect to commingling of cash) as set forth in the transaction agreements.
  
 
 
 
 
 
1122(d)(2)(v)
Each custodial account is maintained at a federally insured depository institution as set forth in the transaction agreements. For purposes of this criterion, “federally insured depository institutions” with respect to a foreign financial institution means a foreign financial institution that meets the requirements of Rule 13k-1(b)(1) of the Securities Exchange Act.
 
1122(d)(2)(vi)
Unissued checks are safeguarded so as to prevent unauthorized access.
  
 
 
 
 
 
 
 
 
 
1122(d)(2)(vii)
Reconciliations are prepared on a monthly basis for all asset-backed securities related bank accounts, including custodial accounts and related bank clearing accounts. These reconciliations are (A) mathematically accurate; (B) prepared within 30 calendar days after the bank statement cutoff date, or such other number of days specified in the transaction agreements; (C) reviewed and approved by someone other than the person who prepared the reconciliations; and (D) contain explanations for reconciling items, These reconciling items are resolved within 90 calendar days of their original identification, or such other number of days specified in the transaction agreements.
  
 
 
Investor Remittances and Reporting
  
 
 
 
 
 
 
 
 
 
1122(d)(3)(i)
Reports to investors, including those to be filed with the Commission, are maintained in accordance with the transaction agreements and applicable Commission requirements. Specifically, such reports (A) are prepared in accordance with timeframes and other terms set forth in the transaction agreements, (B) provide information calculated in accordance with the terms specified in the transaction agreements; (C) are filed with the Commission as required by its rules and regulations; and (D) agree with investors; or the trustee’s records as to the total unpaid principal balance and number of pool assets serviced by the servicer.
  
 
 
1122(d)(3)(ii)
Amounts due to investors are allocated and remitted in accordance with timeframes, distribution priority and other terms set forth in the transaction agreements.
  
 
 
1122(d)(3)(iii)
Disbursements made to an investor are posted within two business days to the servicer’s investor records, or such other number of days specified in the transaction agreements.
  
 
 
1122(d)(3)(iv)
Amounts remitted to investors per the investor reports agree with cancelled checks, or other form of payment, or custodial bank statements.
  
 
 
Pool Asset Administration
  
 
1122(d)(4)(i)
Collateral or security on pool assets is maintained as required by the transaction agreements or related asset pool documents.
√
 
1122(d)(4)(ii)
Pool assets and related documents are safeguarded as required by the transaction agreements.
√
 
 
1122(d)(4)(iii)
Any additions, removals or substitutions to the asset pool are made, reviewed and approved in accordance with any conditions or requirements in the transaction agreements
√2 
 
 
 
 
 
1122(d)(4)(iv)
Payments on pool assets, including any payoffs, made in accordance with the related pool asset documents are posted to the servicer’s obligor records maintained no more than two business days after receipt, or such other number of days specified in the transaction agreements, and allocated to principal, interest or other items (e.g., escrow) in accordance with the related pool asset documents.
  
 
1122(d)(4)(v)
The servicer’s records regarding the pool assets agree with the servicer’s records with respect to an obligor’s unpaid principal balance.
  
 
 
 
1122(d)(4)(vi)
Changes with respect to the terms or status of an obligor’s pool asset (e.g., loan modifications or re-agings) are made, reviewed and approved by authorized personnel in accordance with the transaction agreements and related pool asset documents.
  
 
 
 
 
1122(d)(4)(vii)
Loss mitigation of recovery actions (e.g., forbearance plans, modifications and deed in lieu of foreclosure, foreclosures and repossessions, as applicable) are initiated, conducted and concluded in accordance with the timeframes or other requirements established by the transaction documents.
  
 
 
 
 
 
 
 
1122(d)(4)(viii)
Records documenting collection efforts are maintained during the period a pool asset is delinquent in accordance with the transaction agreements., Such records are maintained in at least a monthly basis, or such other period specified in the transaction agreements, and describe the entity’s activities in monitoring delinquent pool assets including, for example, phone calls, letters and payment rescheduling plans in cases where delinquency is deemed temporary (e.g., illness or unemployment).
  
 
1122(d)(4)(ix)
Adjustments to interest rates or rates of return for pool assets with variable rates are computed based on the related pool asset documents.
  
 
 
 
 
 
 
 
 
1122(d)(4)(x)
Regarding any funds held in trust for an obligor (such as escrow accounts); (A) such funds are analyzed, in accordance with the obligor’s pool asset documents, on at least an annual basis, or such other period specified in the transaction agreements; (B) interest on such funds is paid, or credited, to obligors in accordance with applicable pool asset documents and state laws; and (C) such funds are returned to the obligor within 3- calendar days of full repayment of the related pool asset, or such other number of days specified in the transaction agreements.
  
 
 
 
 
 
1122(d)(4)(xi)
Payments made on behalf of an obligor (such as tax ore insurance payments) are made on or before the related penalty or expiration dates, as indicated on the appropriate bills or notices for such payments, provided that such support has been received by the service at least 30 calendar days prior to these dates, or such other number of days specified in the transaction agreements.
  
 
 
 
1122(d)(4)(xii)
Any late payment penalties in connection with any payment to be made on behalf of an obligor are paid from the servicer’s funds and not charged to the obligor, unless the late payment was due to the obligor’s error or omission.
  
1122(d)(4)(xiii)
Disbursements made on behalf of an obligor are posted within two business days to the obligor’s records maintained by the servicer, or such other number of days specified in the transaction agreements.
  
1122(d)(4)(xiv)
Delinquencies, charge-offs and uncollectible funds are recognized and recorded in accordance with the transaction agreements.
  
1122(d)(4)(xv)
Any external enhancement or other support, identified in item 1114(a)(1) through (3) or item 1115 of Regulation AB, is maintained as set forth in the transaction agreements.
  





2 Only with respect to the logistics of adding, removing or substituting loan files.




EXHIBIT SIX

ELECTRONIC RELEASE REQUEST (Excel)
Collateral Release Tasks
 
 
 
Required Field Header
Description
 
 
Customer
Value can be constant of '1018'
 
 
Poolnum
pool number if available, can be left blank as well
 
 
Loaned
EMC loan#, required field
 
 
loc_code
Codes must be mutually agreed upon with custodian. Examples are PDPO= loans released for payoff, FORC = loans released for foreclosure, OLIQ= loans released for repurchase, NLIQ = loans released for non-liquidation/correction.
 
 
rel_code
Codes must be mutually agreed upon with custodian. Examples are
1 = payoff, 2 = foreclosure, 4 = repurchase, 5 = non-liquidation.
 
 
rel_doclist
Can be left blank
 
 
notation
"Name of Person File Being Released To @ Company Name" (i.e. Sharon Ayers@EMC)
 
 
reqstr
Can be left blank
 
 
reqstr_sig
Signatory code assigned to requestor, TBD
 
 
amend
0 = new release request, 1= amend an existing released record (ie. FORC to PDPO)








EXHIBIT K
 
FORM OF BACK-UP CERTIFICATION
 
 
RE: The [         ] agreement dated as of [     ], 200[ ] (the “Agreement”), among [IDENTIFY PARTIES]
 
I, ________________________________, the _______________________ of [NAME OF COMPANY], certify to [the Purchaser], [the Depositor], and the [Master Servicer] [Trustee], and their officers, with the knowledge and intent that they will rely upon this certification, that:
 
(1) I have reviewed the servicer compliance statement of the Company provided in accordance with Item 1123 of Regulation AB (the “Compliance Statement”), the report on assessment of the Company’s compliance with the servicing criteria set forth in Item 1122(d) of Regulation AB (the “Servicing Criteria”), provided in accordance with Rules 13a-18 and 15d-18 under Securities Exchange Act of 1934, as amended (the “Exchange Act”) and Item 1122 of Regulation AB (the “Servicing Assessment”), the registered public accounting firm’s attestation report provided in accordance with Rules 13a-18 and 15d-18 under the Exchange Act and Section 1122(b) of Regulation AB (the “Attestation Report”), and all servicing reports, officer’s certificates and other information relating to the servicing of the Mortgage Loans by the Company during 200[ ] that were delivered by the Company to the [Depositor] [Master Servicer] [Trustee] pursuant to the Agreement (collectively, the “Company Servicing Information”);
 
(2) Based on my knowledge, the Company Servicing Information, taken as a whole, does not contain any untrue statement of a material fact or omit to state a material fact necessary to make the statements made, in the light of the circumstances under which such statements were made, not misleading with respect to the period of time covered by the Company Servicing Information;
 
(3) Based on my knowledge, all of the Company Servicing Information required to be provided by the Company under the Agreement has been provided to the [Depositor] [Master Servicer] [Trustee];
 
(4) I am responsible for reviewing the activities performed by the Company as servicer under the Agreement, and based on my knowledge and the compliance review conducted in preparing the Compliance Statement and except as disclosed in the Compliance Statement, the Servicing Assessment or the Attestation Report, the Company has fulfilled its obligations under the Agreement in all material respects; and
 
(5) The Compliance Statement required to be delivered by the Company pursuant to the Agreement, and the Servicing Assessment and Attestation Report required to be provided by the Company and by any Subservicer or Subcontractor pursuant to the Agreement, have been provided to the [Depositor] [Master Servicer]. Any material instances of noncompliance described in such reports have been disclosed to the [Depositor] [Master Servicer]. Any material instance of noncompliance with the Servicing Criteria has been disclosed in such reports.
 

 
Date:
  
   
By:
  
Name:
  
Title:
  

 

 

EXHIBIT L
 
FORM OF MORTGAGE LOAN PURCHASE AGREEMENT
 
MORTGAGE LOAN PURCHASE AGREEMENT, dated as of February 28, 2007, as amended and supplemented by any and all amendments hereto (collectively, “this Agreement”), by and among EMC MORTGAGE CORPORATION, a Delaware corporation (“EMC” or a “Mortgage Loan Seller”), MASTER FUNDING LLC, a Delaware limited liability company (a “Mortgage Loan Seller” or “Master Funding”, and together with EMC, the “Mortgage Loan Sellers”) and BEAR STEARNS ASSET BACKED SECURITIES I LLC, a Delaware limited liability company (the “Purchaser”).
 
Upon the terms and subject to the conditions of this Agreement, each Mortgage Loan Seller agrees to sell, and the Purchaser agrees to purchase, certain conventional, closed-end, subprime, fixed rate and adjustable rate, first and second lien mortgage loans secured by one- to four-family residences (collectively, the “Mortgage Loans”) as described herein. The Purchaser intends to deposit the Mortgage Loans into a trust fund (the “Trust Fund”) and create Bear Stearns Asset Backed Securities I Trust 2007-FS1, Asset-Backed Certificates, Series 2007-FS1 (the “Certificates”), under a pooling and servicing agreement, to be dated as of February 1, 2007 (the “Pooling and Servicing Agreement”), among the Purchaser, as depositor, EMC, as seller and as master servicer (the “Master Servicer”), and LaSalle Bank National Association, as trustee (the “Trustee”).
 
The Purchaser has filed with the Securities and Exchange Commission (the “Commission”) a registration statement on Form S-3 (Number 333-131374) relating to its Asset-Backed Certificates and the offering of certain series thereof (including certain classes of the Certificates) from time to time in accordance with Rule 415 under the Securities Act of 1933, as amended, and the rules and regulations of the Commission promulgated thereunder (the “Securities Act”). Such registration statement, when it became effective under the Securities Act, and the prospectus relating to the public offering of certain classes of the Certificates by the Purchaser (the “Public Offering”), as each may be amended or supplemented from time to time pursuant to the Securities Act or otherwise, are referred to herein as the “Registration Statement” and the “Prospectus,” respectively. The “Free Writing Prospectus” shall mean the free writing prospectus, dated February 26, 2007, relating to certain classes of the Certificates. The “Prospectus Supplement” shall mean the final supplement, dated February 27, 2007, to the Prospectus, dated December 18, 2006, relating to certain classes of the Certificates. With respect to the Public Offering of certain classes of the Certificates, Bear, Stearns & Co. Inc. (“Bear Stearns”) and the Purchaser have entered into a terms agreement, dated as of February 26, 2007, to an underwriting agreement, dated April 13, 2006 (together, the “Underwriting Agreement”) between Bear Stearns and the Purchaser.
 
Now, therefore, in consideration of the premises and the mutual agreements set forth herein, the parties hereto agree as follows:
 
SECTION 1.  Definitions. Certain terms are defined herein. Capitalized terms used herein but not defined herein shall have the meanings specified in the Pooling and Servicing Agreement. The following other terms are defined as follows:
 
Acquisition Price: With respect to EMC and the sale of the EMC Mortgage Loans, cash in an amount equal to $          *              (plus $              *          in accrued interest). With respect to Master Funding and the sale of the Master Funding Mortgage Loans, cash in an amount equal to $           *              (plus $            *             in accrued interest).
 
Bear Stearns: Bear, Stearns & Co. Inc.
 
Closing Date: February 28, 2007.
 
Custodial Agreement: An agreement, dated as of February 28, 2007, among the Depositor, EMC, Master Funding, the Master Servicer, the Trustee and LaSalle Bank National Association as custodian (in such capacity, the “Custodian”).
 
Cut-off Date: February 1, 2007.
 
Cut-off Date Balance: Shall mean $385,997,874.77.

Deleted Mortgage Loan: A Mortgage Loan replaced or to be replaced by a Replacement Mortgage Loan.
 
Due Date: As to any Mortgage Loan, the date in each month on which the related Scheduled Payment is due, as set forth in the related Mortgage Note.
 
EMC: EMC Mortgage Corporation.
 
EMC Flow Loans: The Mortgage Loans purchased by EMC pursuant to a flow loan purchase agreement.
 
EMC Mortgage Loans: The Mortgage Loans identified as such on the Mortgage Loan Schedule for which EMC is the applicable Mortgage Loan Seller.
 
Group II Mortgage Loans: The Mortgage Loans with respect to Loan Group II.
 
LaSalle: LaSalle Bank National Association, or its successors in interest.
 
Master Funding: Master Funding LLC.
 
Master Funding Mortgage Loan: The Mortgage Loans identified as such on the Mortgage Loan Schedule for which Master Funding is the applicable Mortgage Loan Seller.
 
MERS: Mortgage Electronic Registration Systems, Inc., a corporation organized and existing under the laws of the State of Delaware, or any successor thereto.
 
MERS® System: The system of recording transfers of Mortgages electronically maintained by MERS.
 
Moody’s: Moody’s Investors Service, Inc., or its successors in interest.
* Please contact Bear Stearns for pricing information.
 
 
Mortgage: The mortgage, deed of trust or other instrument creating a first or second lien on or first or second priority ownership interest in an estate in fee simple in real property securing a Mortgage Note.
 
Mortgage File: The items referred to in Exhibit 1 pertaining to a particular Mortgage Loan and any additional documents required to be added to such documents pursuant to this Agreement.
 
Mortgage Rate: The annual rate of interest borne by a Mortgage Note as stated herein.
 
Mortgagor: The obligor(s) on a Mortgage Note.
 
Net Mortgage Rate: As to each Mortgage Loan, and at any time, the per annum rate equal to the Mortgage Rate less the sum of (i) the Servicing Fee Rate, (ii) the Trustee Fee Rate and (iii) the rate at which the LPMI Fee is calculated, if any.
 
Opinion of Counsel: A written opinion of counsel, who may be counsel for the Mortgage Loan Sellers or the Purchaser, reasonably acceptable to the Trustee.
 
Person: Any legal person, including any individual, corporation, partnership, joint venture, association, joint stock company, trust, unincorporated organization or government or any agency or political subdivision thereof.
 
Piggyback Loan: A second lien Mortgage Loan originated by the same originator to the same borrower at the same time as the first lien Mortgage Loan, each secured by the same Mortgaged Property.
 
Purchase Price: With respect to any Mortgage Loan required to be purchased by EMC (on its own behalf as a Mortgage Loan Seller and on behalf of Master Funding) pursuant to the applicable provisions of this Agreement, an amount equal to the sum of (i) 100% of the principal remaining unpaid on such Mortgage Loan as of the date of purchase (including if a foreclosure has already occurred, the principal balance of the related Mortgage Loan at the time the Mortgaged Property was acquired), net of any Servicing Advances and Advances attributable to principal and payable to the purchaser of the Mortgage Loan if such purchaser is also the Master Servicer of such Mortgage Loan, (ii) accrued and unpaid interest thereon at the applicable Mortgage Rate through and including the last day of the month of such purchase, net of any portion of the Servicing Fee and any Servicing Advances and Advances attributable to interest that is payable to the purchaser of the Mortgage Loan if such purchaser is also the Master Servicer of such Mortgage Loan, plus (iii) any costs and damages (if any) incurred by the Trust in connection with any violation of such Mortgage Loan of any anti-predatory lending laws.
 
Rating Agencies: Standard & Poor’s and Moody’s, each a “Rating Agency.”
 
Replacement Mortgage Loan: A mortgage loan substituted for a Deleted Mortgage Loan which must meet on the date of such substitution the requirements stated herein and in the Pooling and Servicing Agreement; upon such substitution, such mortgage loan shall be a “Mortgage Loan” hereunder.
 
Securities Act: The Securities Act of 1933, as amended.
 
Standard & Poor’s: Standard & Poor’s, a division of The McGraw Hill Companies, Inc. or its successors in interest.
 
Value: The value of the Mortgaged Property at the time of origination of the related Mortgage Loan, such value being the lesser of (i) the value of such property set forth in an appraisal accepted by the applicable originator of the Mortgage Loan or (ii) the sales price of such property at the time of origination.
 
SECTION 2.  Purchase and Sale of the Mortgage Loans and Related Rights. 
 
(a)  Upon satisfaction of the conditions set forth in Section 11 hereof, each Mortgage Loan Seller agrees to sell, and the Purchaser agrees to purchase Mortgage Loans sold by such Mortgage Loan Seller having an aggregate outstanding principal balance as of the Cut-off Date equal to the Cut-off Date Balance, and each Mortgage Loan Seller’s interest in the Swap Agreement.
 
(b)  The closing for the purchase and sale of the Mortgage Loans and the closing for the issuance of the Certificates will take place on the Closing Date at the office of the Purchaser’s counsel in New York, New York or such other place as the parties shall agree.
 
(c)  Upon the satisfaction of the conditions set forth in Section 11 hereof, on the Closing Date, the Purchaser shall pay to each respective Mortgage Loan Seller the related Acquisition Price for the Mortgage Loans sold by such Mortgage Loan Seller in immediately available funds by wire transfer to such account or accounts as shall be designated by such Mortgage Loan Seller.
 
SECTION 3.  Mortgage Loan Schedule. EMC (on its own behalf as a Mortgage Loan Seller and on behalf of Master Funding) agrees to provide to the Purchaser as of the date hereof a listing of the Mortgage Loans (the “Mortgage Loan Schedule”) setting forth the information listed on Exhibit 2 to this Agreement with respect to each of the Mortgage Loans being sold by the respective Mortgage Loan Sellers. The Mortgage Loan Schedule shall be delivered to the Purchaser on the Closing Date and shall be in form and substance mutually agreed to by EMC (on its own behalf as a Mortgage Loan Seller and on behalf of Master Funding) and the Purchaser. 
 
SECTION 4.  Mortgage Loan Transfer. 
 
(a)  The Purchaser will be entitled to all scheduled payments of principal and interest on the Mortgage Loans due after the Cut-off Date (regardless of when actually collected) and all payments thereof. Each Mortgage Loan Seller will be entitled to all scheduled payments of principal and interest on the Mortgage Loans sold by it to the Purchaser due on or before the Cut-off Date (including payments collected after the Cut-off Date) and all payments thereof. Such principal amounts and any interest thereon belonging to the related Mortgage Loan Seller as described above will not be included in the aggregate outstanding principal balance of the Mortgage Loans as of the Cut-off Date as set forth on the Mortgage Loan Schedule.
 
(b)  Pursuant to various conveyancing documents to be executed on the Closing Date and pursuant to the Pooling and Servicing Agreement, the Purchaser will assign on the Closing Date all of its right, title and interest in and to the Mortgage Loans to the Trustee for the benefit of the Certificateholders. In connection with the transfer and assignment of the Mortgage Loans, each Mortgage Loan Seller has delivered or will deliver or cause to be delivered to the Trustee, or the Custodian on behalf of the Trustee, by the Closing Date or such later date as is agreed to by the Purchaser and such Mortgage Loan Seller (each of the Closing Date and such later date is referred to as a “Mortgage File Delivery Date”), the items of each Mortgage File, provided, however, that in lieu of the foregoing, each Mortgage Loan Seller may deliver the following documents, under the circumstances set forth below: (x) in lieu of the original Mortgage (other than the Mortgages related to the EMC Flow Loans), assignments to the Trustee or intervening assignments thereof which have been delivered, are being delivered or will upon receipt of recording information relating to the Mortgage required to be included thereon, be delivered to recording offices for recording and have not been returned in time to permit their delivery as specified above, the related Mortgage Loan Seller may deliver a true copy thereof with a certification by such Mortgage Loan Seller or the Master Servicer, on the face of such copy, substantially as follows: “Certified to be a true and correct copy of the original, which has been transmitted for recording;” (y) in lieu of the Mortgage (other than the Mortgages related to the EMC Flow Loans), assignments to the Trustee or intervening assignments thereof, if the applicable jurisdiction retains the originals of such documents or if the originals are lost (in each case, as evidenced by a certification from such Mortgage Loan Seller or the Master Servicer to such effect), such Mortgage Loan Seller may deliver photocopies of such documents containing an original certification by the judicial or other governmental authority of the jurisdiction where such documents were recorded; and (z) in lieu of the Mortgage Notes relating to the Mortgage Loans, each identified in the list delivered by the Purchaser to the Trustee on the Closing Date and attached hereto as Exhibit 5 the related Mortgage Loan Seller may deliver lost note affidavits and indemnities of such Mortgage Loan Seller; and provided further, however, that in the case of Mortgage Loans which have been prepaid in full after the Cut-off Date and prior to the Closing Date, such Mortgage Loan Seller, in lieu of delivering the above documents, may deliver to the Trustee a certification by such Mortgage Loan Seller or the Master Servicer to such effect. Each Mortgage Loan Seller shall deliver such original documents (including any original documents as to which certified copies had previously been delivered) or such certified copies to the Trustee, or the Custodian on behalf of the Trustee, promptly after they are received. EMC (on its own behalf as a Mortgage Loan Seller and on behalf of Master Funding) shall cause the Mortgage and intervening assignments, if any, and the assignment of the Mortgage to be recorded not later than 180 days after the Closing Date unless such assignment is not required to be recorded under the terms set forth in Section 6(a) hereof.
 
(c)  In connection with the assignment of any Mortgage Loan registered on the MERS® System, EMC (on its own behalf as a Mortgage Loan Seller and on behalf of Master Funding) further agrees that it will cause, at EMC’s own expense, within 30 days after the Closing Date, the MERS® System to indicate that such Mortgage Loans have been assigned by the related Mortgage Loan Seller to the Purchaser and by the Purchaser to the Trustee in accordance with this Agreement for the benefit of the Certificateholders by including (or deleting, in the case of Mortgage Loans which are repurchased in accordance with this Agreement) in such computer files (a) the code in the field which identifies the specific Trustee and (b) the code in the field “Pool Field” which identifies the series of the Certificates issued in connection with such Mortgage Loans. EMC (on its own behalf as a Mortgage Loan Seller and on behalf of Master Funding) further agrees that it will not, and will not permit the Master Servicer to, and the Master Servicer agrees that it will not, alter the codes referenced in this paragraph with respect to any Mortgage Loan during the term of the Pooling and Servicing Agreement unless and until such Mortgage Loan is repurchased in accordance with the terms of the Pooling and Servicing Agreement.
 
(d)  Each Mortgage Loan Seller and the Purchaser acknowledge hereunder that all of the Mortgage Loans will ultimately be assigned to LaSalle Bank National Association, as Trustee for the benefit of the Certificateholders, on the date hereof.
 
SECTION 5.  Examination of Mortgage Files. 
 
(a)  On or before the Mortgage File Delivery Date, each Mortgage Loan Seller will have made the related Mortgage Files available to the Purchaser or its agent for examination which may be at the offices of the Trustee or such Mortgage Loan Seller and/or such Mortgage Loan Seller’s custodian. The fact that the Purchaser or its agent has conducted or has failed to conduct any partial or complete examination of the related Mortgage Files shall not affect the Purchaser’s rights to demand cure, repurchase, substitution or other relief as provided in this Agreement. In furtherance of the foregoing, each Mortgage Loan Seller shall make the related Mortgage Files available to the Purchaser or its agent from time to time so as to permit the Purchaser to confirm such Mortgage Loan Seller’s compliance with the delivery and recordation requirements of this Agreement and the Pooling and Servicing Agreement. In addition, upon request of the Purchaser, each Mortgage Loan Seller agrees to provide to the Purchaser, Bear Stearns and to any investors or prospective investors in the Certificates information regarding the Mortgage Loans and their servicing, to make the related Mortgage Files available to the Purchaser, Bear Stearns and to such investors or prospective investors (which may be at the offices of the related Mortgage Loan Seller and/or such Mortgage Loan Seller’s custodian) and to make available personnel knowledgeable about the related Mortgage Loans for discussions with the Purchaser, Bear Stearns and such investors or prospective investors, upon reasonable request during regular business hours, sufficient to permit the Purchaser, Bear Stearns and such investors or potential investors to conduct such due diligence as any such party reasonably believes is appropriate.
 
(b)  Pursuant to the Pooling and Servicing Agreement, on the Closing Date the Trustee (or the Custodian as obligated under the Custodial Agreement), for the benefit of the Certificateholders, will review items of the Mortgage Files as set forth on Exhibit 1 and will deliver to EMC (on its own behalf as a Mortgage Loan Seller and on behalf of Master Funding) an initial certification in the form attached as Exhibit One to the Custodial Agreement.
 
(c)  Within 90 days of the Closing Date, the Trustee or the Custodian on its behalf shall, in accordance with the provisions of Section 2.02 of the Pooling and Servicing Agreement, deliver to EMC (on its own behalf as a Mortgage Loan Seller and on behalf of Master Funding) and the Trustee an Interim Certification in the form attached as Exhibit Two to the Custodial Agreement to the effect that all such documents have been executed and received and that such documents relate to the Mortgage Loans identified on the Mortgage Loan Schedule, except for any exceptions listed on Schedule A attached to such Interim Certification. The Custodian shall be under no duty or obligation to inspect, review or examine said documents, instruments, certificates or other papers to determine that the same are genuine, enforceable, or appropriate for the represented purpose or that they have actually been recorded or that they are other than what they purport to be on their face.
 
(d)  The Trustee or the Custodian on its behalf will review the Mortgage Files within 180 days of the Closing Date and will deliver to EMC and the Master Servicer, and if reviewed by the Custodian, the Trustee, a final certification substantially in the form of Exhibit Three to the Custodial Agreement. If the Trustee or the Custodian on its behalf is unable to deliver a final certification with respect to the items listed in Exhibit 1 due to any document that is missing, has not been executed, is unrelated, determined on the basis of the Mortgagor name, original principal balance and loan number, to the Mortgage Loans identified in the Mortgage Loan Schedule (a “Material Defect”), the Trustee or the Custodian on its behalf shall notify EMC of such Material Defect. EMC (on its own behalf as a Mortgage Loan Seller and on behalf of Master Funding) shall correct or cure any such Material Defect within 90 days from the date of notice from the Trustee, the Depositor or the Master Servicer of the Material Defect and if EMC (on its own behalf as a Mortgage Loan Seller and on behalf of Master Funding) does not correct or cure such Material Defect within such period and such defect materially and adversely affects the interests of the Certificateholders in the related Mortgage Loan, EMC (on its own behalf as a Mortgage Loan Seller and on behalf of Master Funding) will, in accordance with the terms of the Pooling and Servicing Agreement, within 90 days of the date of notice, provide the Trustee with a Replacement Mortgage Loan (if within two years of the Closing Date) or purchase the related Mortgage Loan at the applicable Purchase Price; provided, however, that if such defect relates solely to the inability of EMC (on its own behalf as a Mortgage Loan Seller and on behalf of Master Funding) to deliver the original security instrument or intervening assignments thereof, or a certified copy because the originals of such documents, or a certified copy, have not been returned by the applicable jurisdiction, EMC shall not be required to purchase such Mortgage Loan if EMC (on its own behalf as a Mortgage Loan Seller and on behalf of Master Funding) delivers such original documents or certified copy promptly upon receipt, but in no event later than 360 days after the Closing Date. The foregoing repurchase obligation shall not apply in the event that EMC (on its own behalf as a Mortgage Loan Seller and on behalf of Master Funding) cannot deliver such original or copy of any document submitted for recording to the appropriate recording office in the applicable jurisdiction because such document has not been returned by such office; provided that EMC (on its own behalf as a Mortgage Loan Seller and on behalf of Master Funding) shall instead deliver a recording receipt of such recording office or, if such receipt is not available, a certificate of EMC (on its own behalf as a Mortgage Loan Seller and on behalf of Master Funding) or a Servicing Officer confirming that such documents have been accepted for recording, and delivery to the Trustee shall be effected by EMC (on its own behalf as a Mortgage Loan Seller and on behalf of Master Funding) within thirty days of its receipt of the original recorded document.
 
(e)  At the time of any substitution, EMC (on its own behalf as a Mortgage Loan Seller and on behalf of Master Funding) shall deliver or cause to be delivered the Replacement Mortgage Loan, the related Mortgage File and any other documents and payments required to be delivered in connection with a substitution pursuant to the Pooling and Servicing Agreement. At the time of any purchase or substitution, the Trustee shall (i) assign the selected Mortgage Loan to EMC (on its own behalf as a Mortgage Loan Seller and on behalf of Master Funding) and shall release or cause the Custodian to release the documents (including, but not limited to, the Mortgage, Mortgage Note and other contents of the Mortgage File) in the possession of the Trustee or the Custodian, as applicable relating to the Deleted Mortgage Loan and (ii) execute and deliver such instruments of transfer or assignment, in each case without recourse, as shall be necessary to vest in EMC (on its own behalf as a Mortgage Loan Seller and on behalf of Master Funding) title to such Deleted Mortgage Loan.
 
SECTION 6.  Recordation of Assignments of Mortgage. 
 
(a)  EMC (on its own behalf as a Mortgage Loan Seller and on behalf of Master Funding) will, promptly after the Closing Date, cause each Mortgage and each assignment of Mortgage from the Mortgage Loan Sellers to the Trustee, and all unrecorded intervening assignments, if any, delivered on or prior to the Closing Date, to be recorded in all recording offices in the jurisdictions where the related Mortgaged Properties are located; provided, however, EMC (on its own behalf as a Mortgage Loan Seller or on behalf of Master Funding) need not cause to be recorded any assignment which relates to a Mortgage Loan that is a MOM Loan or for which the related Mortgaged Property is located in any jurisdiction under the laws of which, as evidenced by an Opinion of Counsel delivered by EMC (on its own behalf as a Mortgage Loan Seller and on behalf of Master Funding) to the Trustee and the Rating Agencies, the recordation of such assignment is not necessary to protect the Trustee’s interest in the related Mortgage Loan; provided, however, notwithstanding the delivery of any Opinion of Counsel, each assignment of Mortgage shall be submitted for recording by EMC (on its own behalf as a Mortgage Loan Seller and on behalf of Master Funding) in the manner described above, at no expense to the Trust Fund or Trustee, upon the earliest to occur of (i) reasonable direction by the Holders of Certificates evidencing Percentage Interests aggregating not less than 25% of the Trust, (ii) the occurrence of an Event of Default, (iii) the occurrence of a bankruptcy, insolvency or foreclosure relating to EMC under the Pooling and Servicing Agreement, (iv) the occurrence of a servicing transfer or an assignment of the servicing as described in Section 7.07 of the Pooling and Servicing Agreement or (iv) with respect to any one assignment of Mortgage, the occurrence of a bankruptcy, insolvency or foreclosure relating to the Mortgagor under the related Mortgage.
 
While each such Mortgage or assignment is being recorded, if necessary, EMC (on its own behalf as a Mortgage Loan Seller and on behalf of Master Funding) shall leave or cause to be left with the Trustee or the Custodian on its behalf a certified copy of such Mortgage or assignment. In the event that, within 180 days of the Closing Date, the Trustee has not been provided with an Opinion of Counsel as described above or received evidence of recording with respect to each Mortgage Loan delivered to the Purchaser pursuant to the terms hereof or as set forth above and the related Mortgage Loan is not a MOM Loan, the failure to provide evidence of recording or such Opinion of Counsel shall be considered a Material Defect, and the provisions of Section 5(c) and (d) shall apply. All customary recording fees and reasonable expenses relating to the recordation of the assignments of mortgage to the Trustee or the Opinion of Counsel, as the case may be, shall be borne by EMC.
 
(b)  It is the express intent of the parties hereto that the conveyance of the Mortgage Loans by each Mortgage Loan Seller to the Purchaser, as contemplated by this Agreement be, and be treated as, a sale. It is, further, not the intention of the parties that such conveyance be deemed a pledge of the Mortgage Loans by such Mortgage Loan Seller to the Purchaser to secure a debt or other obligation of that Mortgage Loan Seller. However, in the event that, notwithstanding the intent of the parties, the Mortgage Loans are held by a court to continue to be property of such Mortgage Loan Seller, then (a) this Agreement shall also be deemed to be a security agreement within the meaning of Articles 8 and 9 of the applicable Uniform Commercial Code; (b) the transfer of the Mortgage Loans provided for herein shall be deemed to be a grant by such Mortgage Loan Seller to the Purchaser of a security interest in all of such Mortgage Loan Seller’s right, title and interest in and to the Mortgage Loans and all amounts payable to the holders of the Mortgage Loans in accordance with the terms thereof and all proceeds of the conversion, voluntary or involuntary, of the foregoing into cash, instruments, securities or other property, to the extent the Purchaser would otherwise be entitled to own such Mortgage Loans and proceeds pursuant to Section 4 hereof, including all amounts, other than investment earnings, from time to time held or invested in any accounts created pursuant to the Pooling and Servicing Agreement, whether in the form of cash, instruments, securities or other property; (c) the possession by the Purchaser or the Trustee (or the Custodian on its behalf) of Mortgage Notes and such other items of property as constitute instruments, money, negotiable documents or chattel paper shall be deemed to be “possession by the secured party” for purposes of perfecting the security interest pursuant to Section 9-305 (or comparable provision) of the applicable Uniform Commercial Code; and (d) notifications to persons holding such property, and acknowledgments, receipts or confirmations from persons holding such property, shall be deemed notifications to, or acknowledgments, receipts or confirmations from, financial intermediaries, bailees or agents (as applicable) of the Purchaser for the purpose of perfecting such security interest under applicable law. Any assignment of the interest of the Purchaser pursuant to any provision hereof or pursuant to the Pooling and Servicing Agreement shall also be deemed to be an assignment of any security interest created hereby. EMC (on its own behalf as a Mortgage Loan Seller and on behalf of Master Funding) and the Purchaser shall, to the extent consistent with this Agreement, take such actions as may be reasonably necessary to ensure that, if this Agreement were deemed to create a security interest in the Mortgage Loans, such security interest would be deemed to be a perfected security interest of first priority under applicable law and will be maintained as such throughout the term of the Pooling and Servicing Agreement.
 
SECTION 7.  Representations and Warranties of EMC Concerning the Mortgage Loans. EMC hereby represents and warrants to the Purchaser as of the Closing Date or such other date as may be specified below with respect to each Mortgage Loan:
 
(a)  The information set forth in the Mortgage Loan Schedule hereto is true and correct in all material respects.
 
(b)  Immediately prior to the transfer to the Purchaser, the related Mortgage Loan Seller was the sole owner of beneficial title and holder of each Mortgage and Mortgage Note relating to the Mortgage Loans and is conveying the same free and clear of any and all liens, claims, encumbrances, participation interests, equities, pledges, charges or security interests of any nature and such Mortgage Loan Seller has full right and authority to sell or assign the same pursuant to this Agreement.
 
(c)  Each Mortgage Loan at the time it was made complied in all material respects with all applicable local, state and federal laws and regulations, including, without limitation, usury, equal credit opportunity, disclosure and recording laws and all applicable predatory, abusive and fair lending laws; and each Mortgage Loan has been serviced in all material respects in accordance with all applicable local, state and federal laws and regulations, including, without limitation, usury, equal credit opportunity, disclosure and recording laws and all applicable anti-predatory lending laws and the terms of the related Mortgage Note, the Mortgage and other loan documents.
 
(d)  There is no monetary default existing under any Mortgage or the related Mortgage Note and there is no material event which, with the passage of time or with notice and the expiration of any grace or cure period, would constitute a default, breach or event of acceleration; and neither the related Mortgage Loan Seller, any of its affiliates nor any servicer of any related Mortgage Loan has taken any action to waive any default, breach or event of acceleration; and no foreclosure action is threatened or has been commenced with respect to the Mortgage Loan.
 
(e)  The terms of the Mortgage Note and the Mortgage have not been impaired, waived, altered or modified in any respect, except by written instruments, (i) if required by law in the jurisdiction where the Mortgaged Property is located, or (ii) to protect the interests of the Trustee on behalf of the Certificateholders.
 
(f)  No selection procedure reasonably believed by the related Mortgage Loan Seller to be adverse to the interests of the Certificateholders was utilized in selecting the Mortgage Loans.
 
(g)  Each Mortgage is a valid and enforceable first or second lien on the property securing the related Mortgage Note and each Mortgaged Property is owned by the Mortgagor in fee simple (except with respect to common areas in the case of condominiums, PUDs and de minimis PUDs) or by leasehold for a term longer than the term of the related Mortgage, subject only to (i) the lien of current real property taxes and assessments, (ii) covenants, conditions and restrictions, rights of way, easements and other matters of public record as of the date of recording of such Mortgage, such exceptions being acceptable to mortgage lending institutions generally or specifically reflected in the appraisal obtained in connection with the origination of the related Mortgage Loan or referred to in the lender’s title insurance policy delivered to the originator of the related Mortgage Loan and (iii) other matters to which like properties are commonly subject which do not materially interfere with the benefits of the security intended to be provided by such Mortgage.
 
(h)  There is no mechanics’ lien or claim for work, labor or material affecting the premises subject to any Mortgage which is or may be a lien prior to, or equal with, the lien of such Mortgage except those which are insured against by the title insurance policy referred to in clause (m) below.
 
(i)  There was no delinquent tax or assessment lien against the property subject to any Mortgage, except where such lien was being contested in good faith and a stay had been granted against levying on the property.
 
(j)  There is no valid offset, defense or counterclaim to any Mortgage Note or Mortgage, including the obligation of the Mortgagor to pay the unpaid principal and interest on such Mortgage Note.
 
(k)  The physical property subject to any Mortgage is free of material damage and is in good repair and there is no proceeding pending or threatened for the total or partial condemnation of any Mortgaged Property.
 
(l)  The Mortgaged Property and all improvements thereon comply with all requirements of any applicable zoning and subdivision laws and ordinances.
 
(m)  With respect to any first lien Mortgage Loan, a lender’s title insurance policy (on an ALTA or CLTA form) or binder, or other assurance of title customary in the relevant jurisdiction therefor in a form acceptable to Fannie Mae or Freddie Mac, was issued on the date that each Mortgage Loan was created by a title insurance company which, to the best of the related Mortgage Loan Seller’s knowledge, was qualified to do business in the jurisdiction where the related Mortgaged Property is located, insuring such Mortgage Loan Seller and its successors and assigns that the Mortgage is a first priority lien on the related Mortgaged Property in the original principal amount of the Mortgage Loan. The related Mortgage Loan Seller is the sole insured under such lender’s title insurance policy, and such policy, binder or assurance is valid and remains in full force and effect, and each such policy, binder or assurance shall contain all applicable endorsements including a negative amortization endorsement, if applicable. With respect to any second lien Mortgage Loan, other than any Piggyback Loan that has an initial principal amount less than or equal to $200,000, (a) a lender’s title insurance policy or binder, or other assurance of title customary in the relevant jurisdiction therefore in a form acceptable to Fannie Mae or Freddie Mac, was issued on the date that each Mortgage Loan was created by a title insurance company which, to the best of the related Mortgage Loan Seller’s knowledge, was qualified to do business in the jurisdiction where the related Mortgaged Property is located, insuring the related seller and its successors and assigns. The related Mortgage Loan Seller is the sole insured under such lender’s title insurance policy, and such policy, binder or assurance is valid and remains in full force and effect, and each such policy, binder or assurance shall contain all applicable endorsements including a negative amortization endorsement, if applicable, or (b) a  lien search  was conducted at the time of origination with respect to the related Mortgaged Property.
 
(n)  At the time of origination, each Mortgaged Property was the subject of an appraisal which conformed to the underwriting requirements of the originator of the Mortgage Loan and, the appraisal is in a form acceptable to Fannie Mae or Freddie Mac.
 
(o)  The improvements on each Mortgaged Property securing a Mortgage Loan are insured (by an insurer which is acceptable to the related Mortgage Loan Seller) against loss by fire and such hazards as are covered under a standard extended coverage endorsement in the locale in which the Mortgaged Property is located, in an amount which is not less than the lesser of the maximum insurable value of the improvements securing such Mortgage Loan or the outstanding principal balance of the Mortgage Loan, but in no event in an amount less than an amount that is required to prevent the Mortgagor from being deemed to be a co-insurer thereunder; if the improvement on the Mortgaged Property is a condominium unit, it is included under the coverage afforded by a blanket policy for the condominium project; if upon origination of the related Mortgage Loan, the improvements on the Mortgaged Property were in an area identified as a federally designated flood area, a flood insurance policy is in effect in an amount representing coverage not less than the least of (i) the outstanding principal balance of the Mortgage Loan, (ii) the restorable cost of improvements located on such Mortgaged Property or (iii) the maximum coverage available under federal law; and each Mortgage obligates the Mortgagor thereunder to maintain the insurance referred to above at the Mortgagor’s cost and expense.
 
(p)  Each Mortgage Loan constitutes a “qualified mortgage” under Section 860G(a)(3)(A) of the Code and Treasury Regulation Section 1.860G-2(a)(1), (2), (4), (5), (6), (7) and (9) without reliance on the provisions of Treasury Regulation Section 1.860G-2(a)(3) or Treasury Regulation Section 1.860G-2(f)(2) or any other provision that would allow a Mortgage Loan to be treated as a “qualified mortgage” notwithstanding its failure to meet the requirements of Section 860G(a)(3)(A) of the Code and Treasury Regulation Section 1.860G-2(a)(1), (2), (4), (5), (6), (7) and (9).
 
(q)  None of the Mortgage Loans are (a) loans subject to 12 CFR Part 226.31, 12 CFR Part 226.32 or 12 CFR Part 226.34 of Regulation Z, the regulation implementing TILA, which implements the Home Ownership and Equity Protection Act of 1994, as amended or (b) “high cost home,” “covered” (excluding home loans defined as “covered home loans” in the New Jersey Home Ownership Security Act of 2002 that were originated between November 26, 2003 and July 7, 2004), “high risk home” or “predatory” loans under any applicable state, federal or local law (or a similarly classified loan using different terminology under a law imposing heightened regulatory scrutiny or additional legal liability for residential mortgage loans having high interest rates, points and/or fees).
 
(r)  The information set forth in Schedule A of the Prospectus Supplement with respect to the Mortgage Loans is true and correct in all material respects.
 
(s)  No Mortgage Loan (a) is a “high cost loan” or “covered loan” as applicable (as such terms are defined in the then current Standard & Poor’s LEVELS® Glossary, which is now Version 5.7, Appendix E, attached hereto as Exhibit 6) or (b) was originated on or after October 1, 2002 and before March 7, 2003, which is governed by the Georgia Fair Lending Act.
 
(t)  Each Mortgage Loan was originated in accordance with the underwriting guidelines of the related originator.
 
(u)  Each original Mortgage has been recorded or is in the process of being recorded in accordance with the requirements of Section 2.01 of the Pooling and Servicing Agreement in the appropriate jurisdictions wherein such recordation is required to perfect the lien thereof for the benefit of the Trust Fund.
 
(v)  The related Mortgage File contains each of the documents and instruments listed in Section 2.01 of the Pooling and Servicing Agreement, subject to any exceptions, substitutions and qualifications as are set forth in such Section.
 
(w)  The Mortgage Loans are currently being serviced in accordance with accepted servicing practices.
 
(x)  With respect to each Mortgage Loan that has a prepayment penalty feature, each such prepayment penalty is enforceable and will be enforced by the related Mortgage Loan Seller and each prepayment penalty is permitted pursuant to federal, state and local law. In addition, with respect to each Mortgage Loan (i) no Mortgage Loan will impose a prepayment penalty for a term in excess of five years from the date such Mortgage Loan was originated and (ii) such prepayment penalty is at least equal to the lesser of (A) the maximum amount permitted under applicable law and (B) six months interest at the related Mortgage Rate on the amount prepaid in excess of 20% of the original principal balance of such Mortgage Loan.
 
(y)  If any of the Mortgage Loans are secured by a leasehold interest, with respect to each leasehold interest: the use of leasehold estates for residential properties is an accepted practice in the area where the related Mortgaged Property is located; residential property in such area consisting of leasehold estates is readily marketable; the lease is recorded and no party is in any way in breach of any provision of such lease; the leasehold is in full force and effect and is not subject to any prior lien or encumbrance by which the leasehold could be terminated or subject to any charge or penalty; and the remaining term of the lease does not terminate less than ten years after the maturity date of such Mortgage Loan.
 
(z)  [No Group II Mortgage Loan is a balloon loan that has an original stated maturity of less than seven (7) years.
 
(aa)  No Group II Mortgage Loan that was originated on or after October 31, 2004 is subject to mandatory arbitration except when the terms of the arbitration also contain a waiver provision that provides that in the event of a sale or transfer of the Group II Loan or interest in the Group II Loan to Fannie Mae, the terms of the arbitration are null and void and cannot be reinstated. EMC hereby covenants that the seller or servicer of the Group II Loan, as applicable, will notify the borrower in writing within 60 days of the sale or transfer of the Group II Loan to Fannie Mae that the terms of arbitration are null and void.
 
(bb)  With respect to the Group II Loans, no borrower was encouraged or required to select a Group II Loan product which is a higher cost product designed for less creditworthy borrowers, unless at the time of the Group II Loan’s origination, such borrower did not qualify taking into account credit history and debt-to-income ratios for a lower-cost credit product then offered by the Group II Loan’s originator or any affiliate of that originator. If, at the time of loan application, the borrower may have qualified for a lower-cost product than offered by any mortgage lending affiliate of the Group II Loan’s originator, the Group II Loan’s originator referred the borrower’s application to such affiliate for underwriting consideration.
 
(cc)  With respect to the Group II Mortgage Loans, the methodology used in underwriting the extension of credit for each such Mortgage Loan employs objective mathematical principles which relate the borrower’s income, assets and liabilities to the proposed payment and such underwriting methodology does not rely on the extent of the borrower’s equity in the collateral as the principal determining factor in approving such credit extension. Such underwriting methodology confirmed that at the time of origination (application/approval) the borrower had a reasonable ability to make timely payments on the Group II Loan.
 
(dd)  With respect to the Group II Mortgage Loans, that contains a provision permitting imposition of a premium upon a prepayment prior to maturity: (i) prior to the loan’s origination, the borrower agreed to such premium in exchange for a monetary benefit, including but not limited to a rate or fee reduction, (ii) prior to the loan’s origination, the borrower was offered the option of obtaining a mortgage loan that did not require payment of such a premium, (iii) the prepayment premium is disclosed to the borrower in the loan documents pursuant to applicable state and federal law, (iv) the duration of the prepayment period shall not exceed three (3) years from the date of the note, unless the loan was modified to reduce the prepayment period to no more than three years from the date of the note and the borrower was notified in writing of such reduction in prepayment period.
 
(ee)  With respect to the Group II Mortgage Loans, no borrower was required to purchase any single premium credit insurance policy (e.g., life, mortgage, disability, accident unemployment or health insurance product) or debt cancellation agreement as a condition of obtaining the extension of credit. No borrower obtained a prepaid single-premium credit insurance policy (e.g., life, mortgage, disability, accident, unemployment or health insurance product) or debt cancellation agreement in connection with the origination of a Group II Loan; No proceeds from any Group II Loan were used to purchase single premium credit insurance policies or debt cancellation agreements as part of the origination of, or as a condition to closing, such Group II Loan.
 
(ff)  All points and fees related to each Group II Mortgage Loan were disclosed in writing to the borrower in accordance with applicable state and federal law and regulation. No borrower was charged “points and fees” (whether or not financed) in an amount greater than 5% of the principal amount of such loan, such 5% limitation is calculated in accordance with Fannie Mae’s anti-predatory lending requirements as set forth in the Fannie Mae Selling Guide.
 
(gg)  All fees and charges (including finance charges) and whether or not financed, assessed, collected or to be collected in connection with the origination and servicing of each Group II Mortgage Loan has been disclosed in writing to the borrower in accordance with applicable state and federal law and regulation.
 
  It is understood and agreed that the representations and warranties set forth in this Section 7 will inure to the benefit of the Purchaser, its successors and assigns, notwithstanding any restrictive or qualified endorsement on any Mortgage Note or assignment of Mortgage or the examination of any Mortgage File. Upon any substitution for a Mortgage Loan, the representations and warranties set forth above shall be deemed to be made by the related Mortgage Loan Seller as to any Replacement Mortgage Loan as of the date of substitution.
 
Upon discovery or receipt of notice by EMC, the Purchaser or the Trustee of a breach of any representation or warranty of EMC set forth in this Section 7 which materially and adversely affects the value of the interests of the Purchaser, the Certificateholders or the Trustee in any of the Mortgage Loans delivered to the Purchaser pursuant to this Agreement, the party discovering or receiving notice of such breach shall give prompt written notice to the others. In the case of any such breach of a representation or warranty set forth in this Section 7, within 90 days from the date of discovery by EMC, or the date EMC is notified by the party discovering or receiving notice of such breach (whichever occurs earlier), EMC will (i) cure such breach in all material respects, (ii) purchase the affected Mortgage Loan at the applicable Purchase Price or (iii) if within two years of the Closing Date, substitute a qualifying Replacement Mortgage Loan in exchange for such Mortgage Loan; provided that, (A) in the case of a breach of the representation and warranty concerning the Mortgage Loan Schedule contained in clause (a) of this Section 7, if such breach is material and relates to any field on the Mortgage Loan Schedule which identifies any Prepayment Charge or (B) in the case of a breach of the representation contained in clause (x) of this Section 7, then, in each case, in lieu of purchasing such Mortgage Loan from the Trust Fund at the Purchase Price, EMC shall pay the amount of the Prepayment Charge (net of any amount previously collected by or paid to the Trust Fund in respect of such Prepayment Charge) from its own funds and without reimbursement therefor, and EMC shall have no obligation to repurchase or substitute for such Mortgage Loan. The obligations of EMC to cure, purchase or substitute a qualifying Replacement Mortgage Loan shall constitute the Purchaser’s, the Trustee’s and the Certificateholder’s sole and exclusive remedy under this Agreement or otherwise respecting a breach of representations or warranties hereunder with respect to the Mortgage Loans, except for the obligation of EMC to indemnify the Purchaser for such breach as set forth in and limited by Section 14 hereof.
 
Any cause of action against EMC or relating to or arising out of a breach by EMC of any representations and warranties made in this Section 7 shall accrue as to any Mortgage Loan upon (i) discovery of such breach by EMC or notice thereof by the party discovering such breach and (ii) failure by EMC to cure such breach, purchase such Mortgage Loan or substitute a qualifying Replacement Mortgage Loan pursuant to the terms hereof.
 
SECTION 8.  Representations and Warranties Concerning EMC. As of the date hereof and as of the Closing Date, EMC represents and warrants to the Purchaser and Master Funding as to itself in the capacity indicated as follows:
 
(a)  EMC (i) is a corporation duly organized, validly existing and in good standing under the laws of the State of Delaware and (ii) is qualified and in good standing to do business in each jurisdiction where such qualification is necessary, except where the failure so to qualify would not reasonably be expected to have a material adverse effect on EMC’s business as presently conducted or on EMC’s ability to enter into this Agreement and to consummate the transactions contemplated hereby;
 
(b)  EMC has full power to own its property, to carry on its business as presently conducted and to enter into and perform its obligations under this Agreement;
 
(c)  The execution and delivery by EMC of this Agreement has been duly authorized by all necessary action on the part of EMC; and neither the execution and delivery of this Agreement, nor the consummation of the transactions herein contemplated, nor compliance with the provisions hereof or thereof, will conflict with or result in a breach of, or constitute a default under, any of the provisions of any law, governmental rule, regulation, judgment, decree or order binding on EMC or its properties or the charter or by-laws of EMC, except those conflicts, breaches or defaults which would not reasonably be expected to have a material adverse effect on EMC’s ability to enter into this Agreement and to consummate the transactions contemplated hereby;
 
(d)  The execution, delivery and performance by EMC of this Agreement and the consummation of the transactions contemplated hereby do not require the consent or approval of, the giving of notice to, the registration with, or the taking of any other action in respect of, any state, federal or other governmental authority or agency, except those consents, approvals, notices, registrations or other actions as have already been obtained, given or made and, in connection with the recordation of the Mortgages, powers of attorney or assignments of Mortgages not yet completed;
 
(e)  This Agreement has been duly executed and delivered by EMC and, assuming due authorization, execution and delivery by the Purchaser or the parties thereto, constitutes a valid and binding obligation of EMC enforceable against it in accordance with its terms (subject to applicable bankruptcy and insolvency laws and other similar laws affecting the enforcement of the rights of creditors generally);
 
(f)  There are no actions, suits or proceedings pending or, to the knowledge of EMC, threatened against EMC, before or by any court, administrative agency, arbitrator or governmental body (i) with respect to any of the transactions contemplated by this Agreement or (ii) with respect to any other matter which in the judgment of EMC could reasonably be expected to be determined adversely to EMC and if determined adversely to EMC materially and adversely affect EMC’s ability to perform its obligations under this Agreement; and EMC not in default with respect to any order of any court, administrative agency, arbitrator or governmental body so as to materially and adversely affect the transactions contemplated by this Agreement; and
 
(g)  The Mortgage Loan Sellers’ Information (as defined in Section 14(a) hereof) does not include any untrue statement of a material fact or omit to state a material fact necessary in order to make the statements made, in light of the circumstances under which they were made, not misleading.
 
SECTION 9.  Representations and Warranties Concerning the Purchaser. As of the date hereof and as of the Closing Date, the Purchaser represents and warrants to the Mortgage Loan Sellers as follows:
 
(a)  The Purchaser (i) is a limited liability company duly organized, validly existing and in good standing under the laws of the State of Delaware and (ii) is qualified and in good standing to do business in each jurisdiction where such qualification is necessary, except where the failure so to qualify would not reasonably be expected to have a material adverse effect on the Purchaser’s business as presently conducted or on the Purchaser’s ability to enter into this Agreement and to consummate the transactions contemplated hereby;
 
(b)  The Purchaser has full power to own its property, to carry on its business as presently conducted and to enter into and perform its obligations under this Agreement;
 
(c)  The execution and delivery by the Purchaser of this Agreement has been duly authorized by all necessary action on the part of the Purchaser; and neither the execution and delivery of this Agreement, nor the consummation of the transactions herein contemplated, nor compliance with the provisions hereof, will conflict with or result in a breach of, or constitute a default under, any of the provisions of any law, governmental rule, regulation, judgment, decree or order binding on the Purchaser or its properties or the certificate of formation or limited liability company agreement of the Purchaser, except those conflicts, breaches or defaults which would not reasonably be expected to have a material adverse effect on the Purchaser’s ability to enter into this Agreement and to consummate the transactions contemplated hereby or thereby;
 
(d)  The execution, delivery and performance by the Purchaser of this Agreement and the consummation of the transactions contemplated hereby or thereby do not require the consent or approval of, the giving of notice to, the registration with, or the taking of any other action in respect of, any state, federal or other governmental authority or agency, except those consents, approvals, notices, registrations or other actions as have already been obtained, given or made;
 
(e)  This Agreement has been duly executed and delivered by the Purchaser and, assuming due authorization, execution and delivery by the Mortgage Loan Sellers, constitutes a valid and binding obligation of the Purchaser enforceable against it in accordance with its terms (subject to applicable bankruptcy and insolvency laws and other similar laws affecting the enforcement of the rights of creditors generally);
 
(f)  There are no actions, suits or proceedings pending or, to the knowledge of the Purchaser, threatened against the Purchaser, before or by any court, administrative agency, arbitrator or governmental body (i) with respect to any of the transactions contemplated by this Agreement or (ii) with respect to any other matter which in the judgment of the Purchaser could reasonably be expected to be determined adversely to the Purchaser and if determined adversely to the Purchaser materially and adversely affect the Purchaser’s ability to perform its obligations under this Agreement; and the Purchaser is not in default with respect to any order of any court, administrative agency, arbitrator or governmental body so as to materially and adversely affect the transactions contemplated by this Agreement; and
 
(g)  The Purchaser’s Information (as defined in Section 14(b) hereof) does not include any untrue statement of a material fact or omit to state a material fact necessary in order to make the statements made, in light of the circumstances under which they were made, not misleading.
 
SECTION 10.  Representations and Warranties Concerning Master Funding. As of the date hereof and as of the Closing Date, Master Funding represents and warrants to EMC and the Purchaser as follows:
 
(a)  Master Funding (i) is a limited liability company duly organized, validly existing and in good standing under the laws of the State of Delaware and (ii) is qualified and in good standing to do business in each jurisdiction where such qualification is necessary, except where the failure so to qualify would not reasonably be expected to have a material adverse effect on Master Funding’s business as presently conducted or on Master Funding’s ability to enter into this Agreement and to consummate the transactions contemplated hereby;
 
(b)  Master Funding has full power to own its property, to carry on its business as presently conducted and to enter into and perform its obligations under this Agreement;
 
(c)  The execution and delivery by Master Funding of this Agreement has been duly authorized by all necessary action on the part of Master Funding; and neither the execution and delivery of this Agreement, nor the consummation of the transactions herein contemplated, nor compliance with the provisions hereof or thereof, will conflict with or result in a breach of, or constitute a default under, any of the provisions of any law, governmental rule, regulation, judgment, decree or order binding on Master Funding or its properties or the written consent of the sole member or limited liability company agreement of Master Funding, except those conflicts, breaches or defaults which would not reasonably be expected to have a material adverse effect on Master Funding’s ability to enter into this Agreement and to consummate the transactions contemplated hereby;
 
(d)  The execution, delivery and performance by Master Funding of this Agreement and the consummation of the transactions contemplated hereby do not require the consent or approval of, the giving of notice to, the registration with, or the taking of any other action in respect of, any state, federal or other governmental authority or agency, except those consents, approvals, notices, registrations or other actions as have already been obtained, given or made and, in connection with the recordation of the Mortgages, powers of attorney or assignments of Mortgages not yet completed;
 
(e)  This Agreement has been duly executed and delivered by Master Funding and, assuming due authorization, execution and delivery by the Purchaser or the parties thereto, constitutes a valid and binding obligation of Master Funding enforceable against it in accordance with its terms (subject to applicable bankruptcy and insolvency laws and other similar laws affecting the enforcement of the rights of creditors generally); and
 
(f)  There are no actions, suits or proceedings pending or, to the knowledge of Master Funding, threatened against Master Funding, before or by any court, administrative agency, arbitrator or governmental body (i) with respect to any of the transactions contemplated by this Agreement or (ii) with respect to any other matter which in the judgment of Master Funding could reasonably be expected to be determined adversely to Master Funding and if determined adversely to Master Funding materially and adversely affect Master Funding’s ability to perform its obligations under this Agreement; and Master Funding is not in default with respect to any order of any court, administrative agency, arbitrator or governmental body so as to materially and adversely affect the transactions contemplated by this Agreement.
 
SECTION 11.  Conditions to Closing. 
 
(a)  The obligations of the Purchaser under this Agreement will be subject to the satisfaction, on or prior to the Closing Date, of the following conditions:
 
(1)  Each of the obligations of each Mortgage Loan Seller required to be performed at or prior to the Closing Date pursuant to the terms of this Agreement shall have been duly performed and complied with in all material respects; all of the representations and warranties of each Mortgage Loan Seller under this Agreement shall be true and correct as of the date or dates specified in all material respects; and no event shall have occurred which, with notice or the passage of time, would constitute a default under this Agreement or the Pooling and Servicing Agreement; and the Purchaser shall have received certificates to that effect signed by authorized officers of each of the Mortgage Loan Sellers.
 
(2)  The Purchaser shall have received all of the following closing documents, in such forms as are agreed upon and reasonably acceptable to the Purchaser, duly executed by all signatories other than the Purchaser as required pursuant to the respective terms thereof:
 
(i)  The Pooling and Servicing Agreement, in form and substance reasonably satisfactory to the Trustee and the Purchaser, and all documents required thereby duly executed by all signatories;
 
(ii)  A certificate of an officer of EMC dated as of the Closing Date, in a form reasonably acceptable to the Purchaser, and attached thereto the resolutions of EMC authorizing the transactions contemplated by this Agreement, together with copies of the articles of incorporation, by-laws and certificate of good standing of EMC;
 
(iii)  A certificate of an officer of Master Funding dated as of the Closing Date, in a form reasonably acceptable to the Purchaser, and attached thereto the resolutions of Master Funding authorizing the transactions contemplated by this Agreement, together with copies of the written consent of the sole member, limited liability company agreement and certificate of good standing of Master Funding;
 
(iv)  One or more opinions of counsel from the Mortgage Loan Sellers’ counsel otherwise in form and substance reasonably satisfactory to the Purchaser, the Trustee and each Rating Agency;
 
(v)  A letter from each of the Rating Agencies giving each Class of Certificates set forth on Schedule A hereto the rating set forth therein; and
 
(vi)  Such other documents, certificates (including additional representations and warranties) and opinions as may be reasonably necessary to secure the intended ratings from each Rating Agency for the Certificates.
 
(3)  The Certificates to be sold to Bear Stearns pursuant to the Underwriting Agreement and the Purchase Agreement shall have been issued and sold to Bear Stearns.
 
(4)  Each Mortgage Loan Seller shall have furnished to the Purchaser such other certificates of its officers or others and such other documents and opinions of counsel to evidence fulfillment of the conditions set forth in this Agreement and the transactions contemplated hereby as the Purchaser and their respective counsel may reasonably request.
 
(b)  The obligations of each Mortgage Loan Seller under this Agreement shall be subject to the satisfaction, on or prior to the Closing Date, of the following conditions:
 
(1)  The obligations of the Purchaser required to be performed by it on or prior to the Closing Date pursuant to the terms of this Agreement shall have been duly performed and complied with in all material respects, and all of the representations and warranties of the Purchaser under this Agreement shall be true and correct in all material respects as of the date hereof and as of the Closing Date, and no event shall have occurred which would constitute a breach by it of the terms of this Agreement or the Pooling and Servicing Agreement, and each Mortgage Loan Seller shall have received a certificate to that effect signed by an authorized officer of the Purchaser.
 
(2)  Each Mortgage Loan Seller shall have received copies of all of the following closing documents, in such forms as are agreed upon and reasonably acceptable to each Mortgage Loan Seller, duly executed by all signatories other than the related Mortgage Loan Seller as required pursuant to the respective terms thereof:
 
(i)  The Pooling and Servicing Agreement, in form and substance reasonably satisfactory to EMC and the Trustee, and all documents required thereby duly executed by all signatories;
 
(ii)  A certificate of an officer of the Purchaser dated as of the Closing Date, in a form reasonably acceptable to each Mortgage Loan Seller, and attached thereto the written consent of the member of the Purchaser authorizing the transactions contemplated by this Agreement, the Pooling and Servicing Agreement, together with copies of the Purchaser’s certificate of formation, limited liability company agreement and evidence as to the good standing of the Purchaser dated as of a recent date;
 
(iii)  One or more opinions of counsel from the Purchaser’s counsel in form and substance reasonably satisfactory to each Mortgage Loan Seller, the Trustee and the Rating Agencies; and
 
(iv)  Such other documents, certificates (including additional representations and warranties) and opinions as may be reasonably necessary to secure the intended rating from each Rating Agency for the Certificates.
 
SECTION 12.  Fees and Expenses. Subject to Section 17 hereof, EMC (on its own behalf as a Mortgage Loan Seller and on behalf of Master Funding) shall pay on the Closing Date or such later date as may be agreed to by the Purchaser (i) the fees and expenses of the Mortgage Loan Sellers’ attorneys and the reasonable fees and expenses of the Purchaser’s attorneys, (ii) the fees and expenses of Deloitte & Touche llp, (iii) the fee for the use of Purchaser’s Registration Statement based on the aggregate original principal amount of the Certificates and the filing fee of the Commission as in effect on the date on which the Registration Statement was declared effective, (iv) the fees and expenses including counsel’s fees and expenses in connection with any “blue sky” and legal investment matters, (v) the fees and expenses of the Trustee which shall include without limitation the fees and expenses of the Trustee (and the fees and disbursements of its counsel) with respect to (A) legal and document review of this Agreement, the Pooling and Servicing Agreement, the Certificates and related agreements, (B) attendance at the Closing and (C) review of the Mortgage Loans to be performed by the Trustee or the Custodian on its behalf, (vi) the expenses for printing or otherwise reproducing the Certificates, the Prospectus, the Prospectus Supplement and the Free Writing Prospectus, (vii) the fees and expenses of each Rating Agency (both initial and ongoing), (viii) the fees and expenses relating to the preparation and recordation of mortgage assignments (including intervening assignments, if any and if available, to evidence a complete chain of title from the originator to the Trustee) from each Mortgage Loan Seller to the Trustee or the expenses relating to the Opinion of Counsel referred to in Section 6(a) hereof, as the case may be and (ix) Mortgage File due diligence expenses and other out-of-pocket expenses incurred by the Purchaser in connection with the purchase of the Mortgage Loans and by Bear Stearns in connection with the sale of the Certificates. EMC (on its own behalf as a Mortgage Loan Seller and on behalf of Master Funding) additionally agrees to pay directly to any third party on a timely basis the fees provided for above which are charged by such third party and which are billed periodically.
 
SECTION 13.  Accountants’ Letters. 
 
(a)  Deloitte & Touche LLP will review the characteristics of a sample of the Mortgage Loans described in the Mortgage Loan Schedule and will compare those characteristics to the description of the Mortgage Loans contained in the Free Writing Prospectus under the captions “Summary—The Mortgage Loans” and “The Mortgage Pool” and in Schedule A thereto. Deloitte & Touche LLP will review the characteristics of a sample of the Mortgage Loans described in the Mortgage Loan Schedule and will compare those characteristics to the description of the Mortgage Loans contained in the Prospectus Supplement under the captions “Summary—The Mortgage Loans” and “The Mortgage Pool” and in Schedule A thereto. EMC (on its own behalf as a Mortgage Loan Seller and on behalf of Master Funding) will cooperate with the Purchaser in making available all information and taking all steps reasonably necessary to permit such accountants to complete the review and to deliver the letters required of them under the Underwriting Agreement. Deloitte & Touche LLP will also confirm certain calculations as set forth under the caption “Yield, Prepayment and Maturity Considerations” in the Free Writing Prospectus and in the Prospectus Supplement.
 
(b)  To the extent statistical information with respect to EMC’s servicing portfolio is included in the Free Writing Prospectus and in the Prospectus Supplement under the caption “Servicing of the Mortgage Loans—The Master Servicer,” a letter from the certified public accountant for EMC will be delivered to the Purchaser dated the date of the Prospectus Supplement, in the form previously agreed to by EMC and the Purchaser, with respect to such statistical information.
 
SECTION 14.  Indemnification. 
 
(a)  EMC (on its own behalf as a Mortgage Loan Seller and on behalf of Master Funding) shall indemnify and hold harmless the Purchaser and its directors, officers and controlling persons (as defined in Section 15 of the Securities Act) from and against any loss, claim, damage or liability or action in respect thereof, to which they or any of them may become subject, under the Securities Act or otherwise, insofar as such loss, claim, damage, liability or action arises out of, or is based upon any untrue statement of a material fact contained in the Mortgage Loan Sellers’ Information as identified in Exhibit 3, the omission to state in the Free Writing Prospectus, the Prospectus Supplement or Prospectus (or any amendment thereof or supplement thereto approved by EMC (on its own behalf as a Mortgage Loan Seller and on behalf of Master Funding) and in which additional Mortgage Loan Sellers’ Information is identified), in reliance upon and in conformity with Mortgage Loan Sellers’ Information a material fact required to be stated therein or necessary to make the statements therein in light of the circumstances in which they were made, not misleading, and EMC (on its own behalf as a Mortgage Loan Seller and on behalf of Master Funding) shall reimburse the Purchaser and each other indemnified party for any legal and other expenses reasonably incurred by them in connection with investigating or defending or preparing to defend against any such loss, claim, damage, liability or action.
 
The foregoing indemnity agreement is in addition to any liability which EMC or Master Funding otherwise may have to the Purchaser or any other such indemnified party.
 
(b)  The Purchaser shall indemnify and hold harmless each Mortgage Loan Seller and its respective directors, officers and controlling persons (as defined in Section 15 of the Securities Act) from and against any loss, claim, damage or liability or action in respect thereof, to which they or any of them may become subject, under the Securities Act or otherwise, insofar as such loss, claim, damage, liability or action arises out of, or is based upon any untrue statement of a material fact contained in the Purchaser’s Information as identified in Exhibit 4, the omission to state in the Free Writing Prospectus, the Prospectus Supplement or Prospectus (or any amendment thereof or supplement thereto approved by the Purchaser and in which additional Purchaser’s Information is identified), in reliance upon and in conformity with the Purchaser’s Information, a material fact required to be stated therein or necessary to make the statements therein in light of the circumstances in which they were made, not misleading, and the Purchaser shall reimburse each Mortgage Loan Seller, and each other indemnified party for any legal and other expenses reasonably incurred by them in connection with investigating or defending or preparing to defend any such loss, claim, damage, liability or action. The foregoing indemnity agreement is in addition to any liability which the Purchaser otherwise may have to the Mortgage Loan Sellers, or any other such indemnified party.
 
(c)  Promptly after receipt by an indemnified party under subsection (a) or (b) above of notice of the commencement of any action, such indemnified party shall, if a claim in respect thereof is to be made against the indemnifying party under such subsection, notify each party against whom indemnification is to be sought in writing of the commencement thereof (but the failure so to notify an indemnifying party shall not relieve it from any liability which it may have under this Section 14 except to the extent that it has been prejudiced in any material respect by such failure or from any liability which it may have otherwise). In case any such action is brought against any indemnified party, and it notifies an indemnifying party of the commencement thereof, the indemnifying party will be entitled to participate therein and, to the extent it may elect by written notice delivered to the indemnified party promptly (but, in any event, within 30 days) after receiving the aforesaid notice from such indemnified party, to assume the defense thereof with counsel reasonably satisfactory to such indemnified party. Notwithstanding the foregoing, the indemnified party or parties shall have the right to employ its or their own counsel in any such case, but the fees and expenses of such counsel shall be at the expense of such indemnified party or parties unless (i) the employment of such counsel shall have been authorized in writing by one of the indemnifying parties in connection with the defense of such action, (ii) the indemnifying parties shall not have employed counsel to have charge of the defense of such action within a reasonable time after notice of commencement of the action, or (iii) such indemnified party or parties shall have reasonably concluded that there is a conflict of interest between itself or themselves and the indemnifying party in the conduct of the defense of any claim or that the interests of the indemnified party or parties are not substantially co-extensive with those of the indemnifying party (in which case the indemnifying parties shall not have the right to direct the defense of such action on behalf of the indemnified party or parties), in any of which events such fees and expenses shall be borne by the indemnifying parties (provided, however, that the indemnifying party shall be liable only for the fees and expenses of one counsel in addition to one local counsel in the jurisdiction involved. Anything in this subsection to the contrary notwithstanding, an indemnifying party shall not be liable for any settlement or any claim or action effected without its written consent; provided, however, that such consent was not unreasonably withheld.
 
(d)  If the indemnification provided for in paragraphs (a) and (b) of this Section 14 shall for any reason be unavailable to an indemnified party in respect of any loss, claim, damage or liability, or any action in respect thereof, referred to in Section 14, then the indemnifying party shall in lieu of indemnifying the indemnified party contribute to the amount paid or payable by such indemnified party as a result of such loss, claim, damage or liability, or action in respect thereof, in such proportion as shall be appropriate to reflect the relative benefits received by the Mortgage Loan Sellers on the one hand and the Purchaser on the other from the purchase and sale of the Mortgage Loans, the offering of the Certificates and the other transactions contemplated hereunder. No person found liable for a fraudulent misrepresentation shall be entitled to contribution from any person who is not also found liable for such fraudulent misrepresentation.
 
(e)  The parties hereto agree that reliance by an indemnified party on any publicly available information or any information or directions furnished by an indemnifying party shall not constitute negligence, bad faith or willful misconduct by such indemnified party.
 
SECTION 15.  Notices. All demands, notices and communications hereunder shall be in writing but may be delivered by facsimile transmission subsequently confirmed in writing. Notices to EMC shall be directed to EMC Mortgage Corporation, 2780 Lake Vista Drive, Lewisville, Texas 75067, (Facsimile: (469)759-4714) Attention: General Counsel; notices to Master Funding shall be directed to Master Funding LLC, 2780 Lake Vista Drive, Lewisville, Texas 75067 (Facsimile: (214)626-4889) Attention: Mark Novachek; and notices to the Purchaser shall be directed to Bear Stearns Asset Backed Securities I LLC, 383 Madison Avenue, New York, New York 10179, (Telecopy: (212)272-7206), Attention: Chief Counsel; or to any other address as may hereafter be furnished by one party to the other party by like notice.  Any such demand, notice or communication hereunder shall be deemed to have been received on the date received at the premises of the addressee (as evidenced, in the case of registered or certified mail, by the date noted on the return receipt) provided that it is received on a business day during normal business hours and, if received after normal business hours, then it shall be deemed to be received on the next business day.
 
SECTION 16.  Transfer of Mortgage Loans. The Purchaser retains the right to assign the Mortgage Loans and any or all of its interest under this Agreement to the Trustee without the consent of the Mortgage Loan Sellers, and, upon such assignment, the Trustee shall succeed to the applicable rights and obligations of the Purchaser hereunder; provided, however, the Purchaser shall remain entitled to the benefits set forth in Sections 12, 14 and 18 hereto and as provided in Section 2(a). Notwithstanding the foregoing, the sole and exclusive right and remedy of the Trustee with respect to a breach of representation or warranty of the Mortgage Loan Sellers shall be the cure, purchase or substitution obligations of EMC contained in Sections 5 and 7 hereof.
 
SECTION 17.  Termination. This Agreement may be terminated (a) by the mutual consent of the parties hereto prior to the Closing Date, (b) by the Purchaser, if the conditions to the Purchaser’s obligation to close set forth under Section 11(a) hereof are not fulfilled as and when required to be fulfilled or (c) by any Mortgage Loan Seller, if the conditions to the Mortgage Loan Sellers’ obligation to close set forth under Section 11(b) hereof are not fulfilled as and when required to be fulfilled. In the event of termination pursuant to clause (b), EMC (on its own behalf as a Mortgage Loan Seller and on behalf of Master Funding) shall pay, and in the event of termination pursuant to clause (c), the Purchaser shall pay, all reasonable out-of-pocket expenses incurred by the other in connection with the transactions contemplated by this Agreement. In the event of a termination pursuant to clause (a), each party shall be responsible for its own expenses.
 
SECTION 18.  Representations, Warranties and Agreements to Survive Delivery. All representations, warranties and agreements contained in this Agreement, or contained in certificates of officers of the Mortgage Loan Sellers submitted pursuant hereto, shall remain operative and in full force and effect and shall survive delivery of the Mortgage Loans to the Purchaser (and by the Purchaser to the Trustee). Subsequent to the delivery of the Mortgage Loans to the Purchaser, each of EMC’s representations and warranties contained herein with respect to the Mortgage Loans shall be deemed to relate to the Mortgage Loans actually delivered to the Purchaser and included in the Mortgage Loan Schedule and any Replacement Mortgage Loan.
 
SECTION 19.  Severability. If any provision of this Agreement shall be prohibited or invalid under applicable law, this Agreement shall be ineffective only to such extent, without invalidating the remainder of this Agreement.
 
SECTION 20.  Counterparts. This Agreement may be executed in counterparts, each of which will be an original, but which together shall constitute one and the same agreement.
 
SECTION 21.  Amendment. This Agreement cannot be amended or modified in any manner without the prior written consent of each party.
 
SECTION 22.  GOVERNING LAW. THIS AGREEMENT SHALL BE GOVERNED BY, AND CONSTRUED IN ACCORDANCE WITH, THE LAWS OF THE STATE OF NEW YORK, WITHOUT REGARD TO CONFLICT OF LAWS PRINCIPLES THEREOF OTHER THAN SECTION 5-1401 OF THE NEW YORK GENERAL OBLIGATIONS LAW.
 
SECTION 23.  Further Assurances. Each of the parties agrees to execute and deliver such instruments and take such actions as another party may, from time to time, reasonably request in order to effectuate the purpose and to carry out the terms of this Agreement including any amendments hereto which may be required by either Rating Agency.
 
SECTION 24.  Successors and Assigns. This Agreement shall bind and inure to the benefit of and be enforceable by each of the Mortgage Loan Sellers and the Purchaser and their permitted successors and assigns and, to the extent specified in Section 14 hereof, Bear Stearns, and their directors, officers and controlling persons (within the meaning of federal securities laws). The Mortgage Loan Sellers acknowledge and agree that the Purchaser may assign its rights under this Agreement (including, without limitation, with respect to EMC’s representations and warranties respecting the Mortgage Loans) to the Trustee. Any person into which any Mortgage Loan Seller may be merged or consolidated (or any person resulting from any merger or consolidation involving such Mortgage Loan Seller), any person resulting from a change in form of such Mortgage Loan Seller or any person succeeding to the business of such Mortgage Loan Seller, shall be considered the “successor” of such Mortgage Loan Seller, hereunder and shall be considered a party hereto without the execution or filing of any paper or any further act or consent on the part of any party hereto. Except as provided in the two preceding sentences, this Agreement cannot be assigned, pledged or hypothecated by either party hereto without the written consent of the other parties to this Agreement and any such assignment or purported assignment shall be deemed null and void.
 
SECTION 25.  The Mortgage Loan Sellers. EMC will keep in full force and effect its existence, all rights and franchises as a corporation under the laws of the State of its incorporation and will obtain and preserve its qualification to do business as a foreign corporation in each jurisdiction in which such qualification is necessary to perform its obligations under this Agreement. Master Funding will keep in full force and effect its existence, all rights and franchises as a limited liability company under the laws of the State of its formation and will obtain and preserve its qualification to do business as a foreign limited liability company in each jurisdiction in which such qualification is necessary to perform its obligations under this Agreement.
 
SECTION 26.  Entire Agreement. This Agreement contains the entire agreement and understanding between the parties with respect to the subject matter hereof, and supersedes all prior and contemporaneous agreements, understandings, inducements and conditions, express or implied, oral or written, of any nature whatsoever with respect to the subject matter hereof.
 
SECTION 27.  No Partnership. Nothing herein contained shall be deemed or construed to create a partnership or joint venture between the parties hereto.
 


 



IN WITNESS WHEREOF, the parties hereto have caused their names to be signed hereto by their respective duly authorized officers as of the date first above written.
 
EMC MORTGAGE CORPORATION
   
By:
  
Name:
  
Title:
  
 
 
BEAR STEARNS ASSET BACKED SECURITIES I LLC
   
By:
  
Name:
Baron Silverstein
Title:
Vice President
 
 
MASTER FUNDING LLC
   
By:
  
Name:
  
Title:
  

 

 

 





EXHIBIT 1
CONTENTS OF MORTGAGE FILE
 
With respect to each Mortgage Loan, the Mortgage File shall include each of the following items, which shall be available for inspection by the Purchaser or its designee, and which shall be delivered to the Purchaser or its designee pursuant to the terms of this Agreement.
 
(i)  The original Mortgage Note, including any riders thereto, endorsed without recourse to the order of blank or to “LaSalle Bank National Association, as Trustee for certificateholders of Bear Stearns Asset Backed Securities I LLC, Asset-Backed Certificates, Series 2007-FS1,” and showing to the extent available to the related Mortgage Loan Seller an unbroken chain of endorsements from the original payee thereof to the Person endorsing it to the Trustee;
 
(ii)  The original Mortgage and, if the related Mortgage Loan is a MOM Loan, noting the presence of the MIN and language indicating that such Mortgage Loan is a MOM Loan, which shall have been recorded (or, for Mortgage Loans other than the EMC Flow Loans, if the original is not available, a copy), with evidence of such recording indicated thereon (or if clause (x) in the proviso below applies, shall be in recordable form);
 
(iii)  Unless the Mortgage Loan is either a MOM Loan or has been assigned in the name of MERS, the assignment (either an original or a copy, which may be in the form of a blanket assignment if permitted in the jurisdiction in which the Mortgaged Property is located) to the Trustee of the Mortgage with respect to each Mortgage Loan in the name of “LaSalle Bank National Association, as Trustee for certificateholders of Bear Stearns Asset Backed Securities I LLC, Asset-Backed Certificates, Series 2007-FS1,” which shall have been recorded (or if clause (x) in the proviso below applies, shall be in recordable form);
 
(iv)  An original or a copy of all intervening assignments of the Mortgage, if any, to the extent available to the related Mortgage Loan Seller, with evidence of recording thereon;
 
(v)  The original policy of title insurance or mortgagee’s certificate of title insurance or commitment or binder for title insurance, if available, or a copy thereof, or, in the event that such original title insurance policy is unavailable, a photocopy thereof, or in lieu thereof, a current lien search on the related Mortgaged Property; and
 
(vi)  Originals or copies of all available assumption, modification or substitution agreements, if any;
 
provided, however, that in lieu of the foregoing, the related Mortgage Loan Seller may deliver the following documents, under the circumstances set forth below: (x) if any Mortgage (other than the Mortgages related to the EMC Flow Loans), assignment thereof to the Trustee or intervening assignments thereof have been delivered or are being delivered to recording offices for recording and have not been returned in time to permit their delivery as specified above, the related Mortgage Loan Seller may deliver a true copy thereof with a certification by the related Mortgage Loan Seller or the Master Servicer, on the face of such copy, substantially as follows: “Certified to be a true and correct copy of the original, which has been transmitted for recording”; (y) in lieu of the Mortgage, assignments to the Trustee or intervening assignments thereof, if the applicable jurisdiction retains the originals of such documents or if the originals are lost (in each case, as evidenced by a certification from the related Mortgage Loan Seller or the Master Servicer to such effect), the related Mortgage Loan Seller may deliver photocopies of such documents containing an original certification by the judicial or other governmental authority of the jurisdiction where such documents were recorded; and (z) in lieu of the Mortgage Notes relating to the Mortgage Loans identified in the list set forth in Exhibit I to the Pooling and Servicing Agreement, the related Mortgage Loan Seller may deliver a lost note affidavit and indemnities of the related Mortgage Loan Seller; and provided, further, however, that in the case of Mortgage Loans which have been prepaid in full after the Cut-Off Date and prior to the Closing Date, the related Mortgage Loan Seller, in lieu of delivering the above documents, may deliver to the Trustee a certification by the related Mortgage Loan Seller or the Master Servicer to such effect. In the case of the documents referred to in clause (x) above, the related Mortgage Loan Seller shall deliver such documents to the Trustee or its Custodian promptly after they are received. EMC (on its own behalf as a Mortgage Loan Seller and on behalf of Master Funding) shall cause, at its expense, the Mortgage and intervening assignments, if any, and to the extent required in accordance with the foregoing, the assignment of the Mortgage to the Trustee to be submitted for recording promptly after the Closing Date; provided that EMC (on its own behalf as a Mortgage Loan Seller and on behalf of Master Funding) need not cause to be recorded any assignment (a) in any jurisdiction under the laws of which, as evidenced by an Opinion of Counsel addressed to the Trustee delivered by EMC (on its own behalf as a Mortgage Loan Seller and on behalf of Master Funding) to the Trustee, and the Rating Agencies, the recordation of such assignment is not necessary to protect the Trustee’s interest in the related Mortgage Loan or (b) if MERS is identified on the Mortgage or on a properly recorded assignment of the Mortgage as mortgagee of record solely as nominee for EMC (on its own behalf as a Mortgage Loan Seller and on behalf of Master Funding) and its successors and assigns. In the event that EMC (on its own behalf as a Mortgage Loan Seller and on behalf of Master Funding), the Purchaser or the Master Servicer gives written notice to the Trustee that a court has recharacterized the sale of the Mortgage Loans as a financing, EMC (on its own behalf as a Mortgage Loan Seller and on behalf of Master Funding) shall submit or cause to be submitted for recording as specified above or, should EMC (on its own behalf as a Mortgage Loan Seller and on behalf of Master Funding) fail to perform such obligations, the Master Servicer shall cause each such previously unrecorded assignment to be submitted for recording as specified above at the expense of the Trust. In the event a Mortgage File is released to EMC (on its own behalf as a Mortgage Loan Seller and on behalf of Master Funding) or the Master Servicer as a result of such Person having completed a Request for Release, the Custodian shall, if not so completed, complete the assignment of the related Mortgage in the manner specified in clause (iii) above.
 



EXHIBIT 2
MORTGAGE LOAN SCHEDULE INFORMATION

The Mortgage Loan Schedule shall set forth the following information with respect to each Mortgage Loan:

(a)  the city, state and zip code of the Mortgaged Property;
(b)  the property type;
(c)  the Mortgage Rate;
(d)  the Servicing Fee Rate;
(e)  the Master Servicer’s Fee Rate;
(f)  the LPMI Fee, if applicable;
(g)  the Trustee Fee Rate, if applicable;
(h)  the Net Rate;
(i)  the maturity date;
(j)  the stated original term to maturity;
(k)  the stated remaining term to maturity;
(l)  the original Principal Balance;
(m)  the first payment date;
(n)  the principal and interest payment in effect as of the Cut-off Date;
(o)  the unpaid Principal Balance as of the Cut-off Date;
(p)  the Loan-to-Value Ratio at origination;
(q)  the insurer of any Primary Mortgage Insurance Policy;
(r)  the MIN with respect to each MOM Loan;
(s)  the Gross Margin, if applicable;
(t)  the next Adjustment Date, if applicable;
(u)  the Maximum Lifetime Mortgage Rate, if applicable;
(v)  the Minimum Lifetime Mortgage Rate, if applicable;
(w)  the Periodic Rate Cap, if applicable;
(x)  the Loan Group, if applicable;
(y)  a code indicating whether the Mortgage Loan is negatively amortizing;
(z)   
which Mortgage Loans adjust after an initial fixed-rate period of one, two, three, five, seven or ten years or any other period;
(aa)  the Prepayment Charge, if any;
(bb)  lien position (e.g., first lien or second lien);
(cc)  a code indicating whether the Mortgage Loan is has a balloon payment;
(dd)  a code indicating whether the Mortgage Loan is an interest-only loan;
(ee)  the interest-only term, if applicable;
(ff)  the Mortgage Loan Seller; and
(gg)  the original amortization term.

Such schedule also shall set forth for all of the Mortgage Loans, the total number of Mortgage Loans, the total of each of the amounts described under (n) and (o) above, the weighted average by principal balance as of the Cut-off Date of each of the rates described under (c) through (h) above, and the weighted average remaining term to maturity by unpaid principal balance as of the Cut-off Date.
 



EXHIBIT 3
 
MORTGAGE LOAN SELLERS’ INFORMATION
 
All information in the Prospectus Supplement described under the following captions: “SUMMARY — The Mortgage Loans,” “THE MORTGAGE POOL”, “THE SPONSOR” and “SCHEDULE A — Mortgage Loan Statistical Data.”
 



EXHIBIT 4
 
PURCHASER’S INFORMATION
 
All information in the Free Writing Prospectus, Prospectus Supplement and the Prospectus, except the Mortgage Loan Sellers’ Information.
 



EXHIBIT 5
 
SCHEDULE OF LOST NOTES
 
Available Upon Request
 
EXHIBIT 6
 
REVISED October 20, 2006
APPENDIX E - Standard & Poor’s Predatory Lending Categories

Standard & Poor’s has categorized loans governed by anti-predatory lending laws in the Jurisdictions listed below into three categories based upon a combination of factors that include (a) the risk exposure associated with the assignee liability and (b) the tests and thresholds set forth in those laws. Note that certain loans classified by the relevant statute as Covered are included in Standard & Poor’s High Cost Loan Category because they included thresholds and tests that are typical of what is generally considered High Cost by the industry.
 
 
Standard & Poor’s High Cost Loan Categorization
State/Jurisdiction
Name of Anti-Predatory Lending
Law/Effective Date
Category under
Applicable Anti-Predatory Lending Law
Arkansas
Arkansas Home Loan Protection Act, Ark. Code Ann. §§ 23-53-101 et seq.
Effective July 16, 2003
High Cost Home Loan
Cleveland Heights, OH
Ordinance No. 72-2003 (PSH), Mun. Code §§ 757.01 et seq.
Effective June 2, 2003
Covered Loan
Colorado
Consumer Equity Protection, Colo. Stat. Ann. §§ 5-3.5-101 et seq.
Effective for covered loans offered or entered into on or after January 1, 2003. Other provisions of the Act took effect on June 7, 2002
Covered Loan
Connecticut
Connecticut Abusive Home Loan Lending Practices Act, Conn. Gen. Stat. §§ 36a-746 et seq.
Effective October 1, 2001
High Cost Home Loan
District of Columbia
Home Loan Protection Act, D.C. Code §§ 26-1151.01 et seq.
Effective for loans closed on or after January 28, 2003
Covered Loan
Florida
Fair Lending Act, Fla. Stat. Ann. §§ 494.0078 et seq.
Effective October 2, 2002
High Cost Home Loan
Georgia (Oct. 1, 2002 - Mar. 6, 2003)
Georgia Fair Lending Act, Ga. Code Ann. §§ 7-6A-1 et seq. Effective October 1, 2002 - March 6, 2003
High Cost Home Loan
Georgia as amended (Mar. 7, 2003 - current)
Georgia Fair Lending Act, Ga. Code Ann. §§ 7-6A-1 et seq.
Effective for loans closed on or after March 7, 2003
High Cost Home Loan
HOEPA Section 32
Home Ownership and Equity Protection Act of 1994, 15 U.S.C. § 1639, 12 C.F.R. §§ 226.32 and 226.34
Effective October 1, 1995, amendments October 1, 2002
High Cost Loan
Illinois
High Risk Home Loan Act, Ill. Comp. Stat. tit. 815, §§ 137/5 et seq.
Effective January 1, 2004 (prior to this date, regulations under Residential Mortgage License Act effective from May 14, 2001)
High Risk Home Loan
Indiana
Indiana Home Loan Practices Act, Ind. Code Ann. §§ 24-9-1-1 et seq.
Effective January 1, 2005; amended by 2005 HB 1179, effective July 1, 2005.
High Cost Home Loans
Kansas
Consumer Credit Code, Kan. Stat. Ann. §§ 16a-1-101 et seq.
Sections 16a-1-301 and 16a-3-207 became effective April 14, 1999; Section 16a-3-308a became effective July 1, 1999
High Loan to Value Consumer Loan (id. § 16a-3-207) and;
High APR Consumer Loan (id. §16a-3-308a)
Kentucky
2003 KY H.B. 287 - High Cost Home Loan Act, Ky. Rev. Stat. §§ 360.100 et seq.
Effective June 24, 2003
High Cost Home Loan
Maine
Truth in Lending, Me. Rev. Stat. tit. 9-A, §§ 8-101 et seq.
Effective September 29, 1995 and as amended from time to time
High Rate High Fee Mortgage
Massachusetts
Part 40 and Part 32, 209 C.M.R. §§ 32.00 et seq. and 209 C.M.R. §§ 40.01 et seq.
Effective March 22, 2001 and amended from time to time
High Cost Home Loan
Nevada
Assembly Bill No. 284, Nev. Rev. Stat. §§ 598D.010 et seq.
Effective October 1, 2003
Home Loan
New Jersey
New Jersey Home Ownership Security Act of 2002, N.J. Rev. Stat. §§ 46:10B-22 et seq.
Effective for loans closed on or after November 27, 2003
High Cost Home Loan
New Mexico
Home Loan Protection Act, N.M. Rev. Stat. §§ 58-21A-1 et seq.
Effective as of January 1, 2004; Revised as of February 26, 2004
High Cost Home Loan
New York
N.Y. Banking Law Article 6-l
Effective for applications made on or after April 1, 2003
High Cost Home Loan
North Carolina
Restrictions and Limitations on High Cost Home Loans, N.C. Gen. Stat. §§ 24-1.1E et seq.
Effective July 1, 2000; amended October 1, 2003 (adding open-end lines of credit)
High Cost Home Loan
Ohio
H.B. 386 (codified in various sections of the Ohio Code), Ohio Rev. Code Ann. §§ 1349.25 et seq.
Effective May 24, 2002
Covered Loan
Oklahoma
Consumer Credit Code (codified in various sections of Title 14A)
Effective July 1, 2000; amended effective January 1, 2004
Subsection 10 Mortgage
Rhode Island
Rhode Island Home Loan Protection Act, R.I. Gen. Laws §§ 34-25.2-1 et seq.
Effective December 31, 2006.
High Cost Home Loan
South Carolina
South Carolina High Cost and Consumer Home Loans Act, S.C. Code Ann. §§ 37-23-10 et seq.
Effective for loans taken on or after January 1, 2004
High Cost Home Loan
Tennessee
Tennessee Home Loan Protection Act, Tenn. Code Ann. §§ 45-20-101 et seq.
Effective January 1, 2007.
High Cost Home Loan
West Virginia
West Virginia Residential Mortgage Lender, Broker and Servicer Act, W. Va. Code Ann. §§ 31-17-1 et seq.
Effective June 5, 2002
West Virginia Mortgage Loan Act Loan

Standard & Poor’s Covered Loan Categorization
State/Jurisdiction
Name of Anti-Predatory Lending
Law/Effective Date
Category under
Applicable Anti-Predatory Lending Law
Georgia (Oct. 1, 2002 - Mar. 6, 2003)
Georgia Fair Lending Act, Ga. Code Ann. §§ 7-6A-1 et seq.
Effective October 1, 2002 - March 6, 2003
Covered Loan
New Jersey
New Jersey Home Ownership Security Act of 2002, N.J. Rev. Stat. §§ 46:10B-22 et seq.
Effective November 27, 2003 - July 5, 2004
Covered Home Loan

Standard & Poor’s Home Loan Categorization
State/Jurisdiction
Name of Anti-Predatory Lending
Law/Effective Date
Category under
Applicable Anti-Predatory Lending Law
Georgia (Oct. 1, 2002 - Mar. 6, 2003)
Georgia Fair Lending Act, Ga. Code Ann. §§ 7-6A-1 et seq.
Effective October 1, 2002 - March 6, 2003
Home Loan
New Jersey
New Jersey Home Ownership Security Act of 2002, N.J. Rev. Stat. §§ 46:10B-22 et seq.
Effective for loans closed on or after November 27, 2003
Home Loan
New Mexico
Home Loan Protection Act, N.M. Rev. Stat. §§ 58-21A-1 et seq.
Effective as of January 1, 2004; Revised as of February 26, 2004
Home Loan
North Carolina
Restrictions and Limitations on High Cost Home Loans, N.C. Gen. Stat. §§ 24-1.1E et seq.
Effective July 1, 2000; amended October 1, 2003 (adding open-end lines of credit)
Consumer Home Loan
South Carolina
South Carolina High Cost and Consumer Home Loans Act, S.C. Code Ann. §§ 37-23-10 et seq.
Effective for loans taken on or after January 1, 2004
Consumer Home Loan

 


SCHEDULE A
 
REQUIRED RATINGS FOR EACH CLASS OF CERTIFICATES
 

Class
S&P
Moody’s
I-A-1
AAA
Aaa
I-A-2
AAA
Aaa
I-A-3
AAA
Aaa
I-A-4
AAA
Aaa
II-A
AAA
Aaa
M-1
AA+
Aa1
M-2
AA
Aa2
M-3
AA-
Aa3
M-4
A+
A1
M-5
A
A2
M-6
A-
A3
M-7
BBB+
Baa1
M-8
BBB
Baa2
M-9
BBB-
Baa3
 
None of the above ratings has been lowered, qualified or withdrawn since the dates of issuance of such ratings by the Rating Agencies.
 

Private Certificates

Class
S&P
Moody’s
M-10
BB+
Ba1
CE
Not Rated
Not Rated
P
Not Rated
Not Rated
R-1
Not Rated
Not Rated
R-2
Not Rated
Not Rated
R-3
Not Rated
Not Rated
RX
Not Rated
Not Rated

 



EXHIBIT M
 
SWAP AGREEMENT
 
DATE:
February 28, 2007
   
TO:
LaSalle Bank National Association, not individually, but solely as Supplemental Interest Trust Trustee on behalf of the Supplemental Interest Trust with respect to the Bear Stearns Asset Backed Securities I Trust 2007-FS1, Asset-Backed Certificates, Series 2007-FS1
   
ATTENTION:
Global Securities and Trust Services - BSABS 07-FS1
TELEPHONE:
312-992-4855
FACSIMILE:
312-904-1368
   
FROM:
ABN AMRO Bank N.V.
TELEPHONE:
312-904-5214
FACSIMILE: 
312-904-0392
   
SUBJECT:
Fixed Income Derivatives Confirmation
   
REFERENCE NUMBER:
5281993

The purpose of this long-form confirmation (“Confirmation”) is to confirm the terms and conditions of the current Transaction entered into on the Trade Date specified below (the “Transaction”) between ABN AMRO Bank N.V. (“Party A”) and LaSalle Bank National Association, not individually, but solely as trustee (the “Supplemental Interest Trust Trustee”) on behalf of the supplemental interest trust with respect to the Bear Stearns Asset Backed Securities I Trust 2007-FS1, Asset-Backed Certificates, Series 2007-FS1 (the “Supplemental Interest Trust” or “Party B”), created under the Pooling and Servicing Agreement, dated as of February 1, 2007, among Bear Stearns Asset Backed Securities I LLC, as depositor (the “Depositor”), EMC Mortgage Corporation, as seller, (in that capacity, the “Seller”) and as master servicer (in that capacity, the “Master Servicer”), and LaSalle Bank National Association, as trustee (the “Trustee”) (the “Pooling and Servicing Agreement”). This Confirmation evidences a complete and binding agreement between you and us to enter into the Transaction on the terms set forth below and replaces any previous agreement between us with respect to the subject matter hereof. This Confirmation constitutes a “Confirmation” and also constitutes a “Schedule” as referred to in the ISDA Master Agreement, and Paragraph 13 of a Credit Support Annex to the Schedule.

1.  
This Confirmation shall supplement, form a part of, and be subject to an agreement in the form of the ISDA Master Agreement (Multicurrency - Cross Border) as published and copyrighted in 1992 by the International Swaps and Derivatives Association, Inc. (the “ISDA Master Agreement”), as if Party A and Party B had executed an agreement in such form on the date hereof, with a Schedule as set forth in Item 3 of this Confirmation, and an ISDA Credit Support Annex (Bilateral Form - ISDA Agreements Subject to New York Law Only version) as published and copyrighted in 1994 by the International Swaps and Derivatives Association, Inc., with Paragraph 13 thereof as set forth in Annex A hereto (the “Credit Support Annex”). For the avoidance of doubt, the Transaction described herein shall be the sole Transaction governed by such ISDA Master Agreement. In the event of any inconsistency among any of the following documents, the relevant document first listed shall govern: (i) this Confirmation, exclusive of the provisions set forth in Item 3 hereof and Annex A hereto; (ii) the provisions set forth in Item 3 hereof, which are incorporated by reference into the Schedule; (iii) the Credit Support Annex; (iv) the Definitions; and (v) the ISDA Master Agreement.

Each reference herein to a “Section” (unless specifically referencing the Pooling and Servicing Agreement) or to a “Section” “of this Agreement” will be construed as a reference to a Section of the ISDA Master Agreement; each herein reference to a “Part” will be construed as a reference to the provisions herein deemed incorporated in a Schedule to the ISDA Master Agreement; each reference herein to a “Paragraph” will be construed as a reference to a Paragraph of the Credit Support Annex.




2.
The terms of the particular Transaction to which this Confirmation relates are as follows:

Type of Transaction:
Interest Rate Swap
   
Notional Amount:
With respect to any Calculation Period, the amount set forth for such period on Schedule I attached hereto.
   
Trade Date:
February 23, 2007
   
Effective Date:
February 28, 2007
   
Termination Date:
February 25, 2012, subject to adjustment in accordance with the Business Day Convention; provided, however, that for the purpose of determining the final Fixed Rate Payer Period End Date, Termination Date shall be subject to No Adjustment.
   
Fixed Amounts:
  
   
Fixed Rate Payer:
Party B
   
Fixed Rate Payer
  
Period End Dates:
The 25th calendar day of each month during the Term of this Transaction, commencing March 25, 2007, and ending on the Termination Date, with no Adjustment.
Fixed Rate Payer
 
Payment Dates:
Early Payment shall be applicable. One Business Day prior to each Fixed Rate Payer Period End Date.
   
Fixed Rate:
5.108%
   
Fixed Amount:
To be determined in accordance with the following formula:
   
 
Scale Factor*Fixed Rate*Notional Amount*Fixed Rate Day Count Fraction
   
Fixed Rate Day
 
Count Fraction:
30/360
   
Floating Amounts:
  
   
Floating Rate Payer:
Party A
   
Floating Rate Payer
 
Period End Dates:
The 25th calendar day of each month during the Term of this Transaction, commencing March 25, 2007, and ending on the Termination Date, subject to adjustment in accordance with the Business Day Convention.
Floating Rate Payer
 
Payments Dates:
Early Payment shall be applicable. One Business Day prior to each Floating Rate Payer Period End Date.
   
Floating Rate Option:
USD-LIBOR-BBA
   
Floating Amount:
To be determined in accordance with the following formula:
   
 
Scale Factor*Floating Rate Option*Notional Amount*Floating Rate Day Count Fraction
   
Designated Maturity:
One month
   
Floating Rate Day
 
Count Fraction:
Actual/360
 
  
Reset Dates:
The first day of each Calculation Period.
   
Compounding:
Inapplicable
   
Business Days:
New York
   
Business Day Convention:
Following
   
Scale Factor:
100
   
Calculation Agent:
Party A
   
Offices: The Office of Party A for this Transaction is London




3.
Provisions Deemed Incorporated in a Schedule to the ISDA Master Agreement:

Part 1.
Termination Provisions.

For the purposes of this Agreement:-

(a)           “Specified Entity” will not apply to Party A or Party B for any purpose.

(b)
“Specified Transaction” will have the meaning specified in Section 14.

(c)
Events of Default.

The statement below that an Event of Default will apply to a specific party means that upon the occurrence of such an Event of Default with respect to such party, the other party shall have the rights of a Non-defaulting Party under Section 6 of this Agreement; conversely, the statement below that such event will not apply to a specific party means that the other party shall not have such rights.

(i)  
The “Failure to Pay or Deliver” provisions of Section 5(a)(i) will apply to Party A and will apply to Party B; provided, however, that Section 5(a)(i) is hereby amended by replacing the word “third” with the word “first”; provided, further, that notwithstanding anything to the contrary in Section 5(a)(i), any failure by Party A to comply with or perform any obligation to be complied with or performed by Party A under the Credit Support Annex shall not constitute an Event of Default under Section 5(a)(i) unless (A) a Required Ratings Downgrade Event has occurred and been continuing for 30 or more Local Business Days, and (B) such failure is not remedied on or before the third Local Business Day after notice of such failure is given to Party A.

(ii)  
The “Breach of Agreement” provisions of Section 5(a)(ii) will apply to Party A and will not apply to Party B.

(iii)  
The “Credit Support Default” provisions of Section 5(a)(iii) will apply to Party A and will not apply to Party B except that Section 5(a)(iii)(1) will apply to Party B solely in respect of Party B’s obligations under Paragraph 3(b) of the Credit Support Annex; provided, however, that notwithstanding anything to the contrary in Section 5(a)(iii)(1), any failure by Party A to comply with or perform any obligation to be complied with or performed by Party A under the Credit Support Annex shall not constitute an Event of Default under Section 5(a)(iii) unless (A) a Required Ratings Downgrade Event has occurred and been continuing for 30 or more Local Business Days, and (B) such failure is not remedied on or before the third Local Business Day after notice of such failure is given to Party A.

(iv)  
The “Misrepresentation” provisions of Section 5(a)(iv) will apply to Party A and will not apply to Party B.

(v)  
The “Default under Specified Transaction” provisions of Section 5(a)(v) will apply to Party A and will not apply to Party B.

(vi)  
The “Cross Default” provisions of Section 5(a)(vi) will apply to Party A and will not apply to Party B. For purposes of Section 5(a)(vi), solely with respect to Party A:

“Specified Indebtedness” will have the meaning specified in Section 14 ,except that such term shall not include obligations in respect of deposits received in the ordinary course of Party A’s banking business.

"Threshold Amount" means with respect to Party A, an amount equal to three percent (3%) of its total shareholders equity as specified from time to time in the most recent Annual Report of ABN AMRO Holding N.V. containing consolidated financial statements, prepared in accordance with accounting principles that are generally accepted for institutions of its type in the jurisdiction of its organization and certified by independent public accountants, or its equivalent in any other currency.

(vii)  
The “Bankruptcy” provisions of Section 5(a)(vii) will apply to Party A and will apply to Party B except that the provisions of Section 5(a)(vii)(2), (6) (to the extent that such provisions refer to any appointment contemplated or effected by the Pooling and Servicing Agreement or any appointment to which Party B has not become subject), (7) and (9) will not apply to Party B; provided that, with respect to Party B only, Section 5(a)(vii)(4) is hereby amended by adding after the words “against it” the words “(excluding any proceeding or petition instituted or presented by Party A or its Affiliates)”, and Section 5(a)(vii)(8) is hereby amended by deleting the words “to (7) inclusive” and inserting lieu thereof “, (3), (4) as amended, (5), (6) as amended, or (7)”.

(viii)  
The “Merger Without Assumption” provisions of Section 5(a)(viii) will apply to Party A and will apply to Party B.

(d)           Termination Events.

The statement below that a Termination Event will apply to a specific party means that upon the occurrence of such a Termination Event, if such specific party is the Affected Party with respect to a Tax Event, the Burdened Party with respect to a Tax Event Upon Merger (except as noted below) or the non-Affected Party with respect to a Credit Event Upon Merger, as the case may be, such specific party shall have the right to designate an Early Termination Date in accordance with Section 6 of this Agreement; conversely, the statement below that such an event will not apply to a specific party means that such party shall not have such right; provided, however, with respect to “Illegality” the statement that such event will apply to a specific party means that upon the occurrence of such a Termination Event with respect to such party, either party shall have the right to designate an Early Termination Date in accordance with Section 6 of this Agreement.

(i)            The “Illegality” provisions of Section 5(b)(i) will apply to Party A and will apply to Party B.

 
(ii)
The “Tax Event” provisions of Section 5(b)(ii) will apply to Party A except that, for purposes of the application of Section 5(b)(ii) to Party A, Section 5(b)(ii) is hereby amended by deleting the words “(x) any action taken by a taxing authority, or brought in a court of competent jurisdiction, on or after the date on which a Transaction is entered into (regardless of whether such action is taken or brought with respect to a party to this Agreement) or (y)”, and the “Tax Event” provisions of Section 5(b)(ii) will apply to Party B.

 
(iii)
The “Tax Event Upon Merger” provisions of Section 5(b)(iii) will apply to Party A and will apply to Party B, provided that Party A shall not be entitled to designate an Early Termination Date by reason of a Tax Event upon Merger in respect of which it is the Affected Party.

 
(iv)
The “Credit Event Upon Merger” provisions of Section 5(b)(iv) will not apply to Party A and will not apply to Party B.

(e)
The “Automatic Early Termination” provision of Section 6(a) will not apply to Party A and will not apply to Party B.

(f)            Payments on Early Termination. For the purpose of Section 6(e) of this Agreement:

(i)  
Market Quotation will apply, provided, however, that, in the event of a Derivative Provider Trigger Event, the following provisions will apply:

 
(A)
The definition of Market Quotation in Section 14 shall be deleted in its entirety and replaced with the following:

“Market Quotation” means, with respect to one or more Terminated Transactions, a Firm Offer which is (1) made by a Reference Market-maker that is an Eligible Replacement, (2) for an amount that would be paid to Party B (expressed as a negative number) or by Party B (expressed as a positive number) in consideration of an agreement between Party B and such Reference Market-maker to enter into a Replacement Transaction, and (3) made on the basis that Unpaid Amounts in respect of the Terminated Transaction or group of Transactions are to be excluded but, without limitation, any payment or delivery that would, but for the relevant Early Termination Date, have been required (assuming satisfaction of each applicable condition precedent) after that Early Termination Date is to be included.

 
(B)
The definition of Settlement Amount shall be deleted in its entirety and replaced with the following:

“Settlement Amount” means, with respect to any Early Termination Date, an amount (as determined by Party B) equal to:

 
(a)
If a Market Quotation for the relevant Terminated Transaction or group of Terminated Transactions is accepted by Party B so as to become legally binding on or before the day falling ten Local Business Days after the day on which the Early Termination Date is designated, or such later day as Party B may specify in writing to Party A, but in either case no later than one Local Business Day prior to the Early Termination Date (such day, the “Latest Settlement Amount Determination Day”), the Termination Currency Equivalent of the amount (whether positive or negative) of such Market Quotation;

 
(b)
If, on the Latest Settlement Amount Determination Day, no Market Quotation for the relevant Terminated Transaction or group of Terminated Transactions has been accepted by Party B so as to become legally binding and one or more Market Quotations from Approved Replacements have been made and remain capable of becoming legally binding upon acceptance, the Settlement Amount shall equal the Termination Currency Equivalent of the amount (whether positive or negative) of the lowest of such Market Quotations (for the avoidance of doubt, the lowest of such Market Quotations shall be the lowest Market Quotation of such Market Quotations expressed as a positive number or, if any of such Market Quotations is expressed as a negative number, the Market Quotation expressed as a negative number with the largest absolute value); or

 
(c)
If, on the Latest Settlement Amount Determination Day, no Market Quotation for the relevant Terminated Transaction or group of Terminated Transactions is accepted by Party B so as to become legally binding and no Market Quotation from an Approved Replacement remains capable of becoming legally binding upon acceptance, the Settlement Amount shall equal Party B’s Loss (whether positive or negative and without reference to any Unpaid Amounts) for the relevant Terminated Transaction or group of Terminated Transactions.

 
(C)
If Party B requests Party A in writing to obtain Market Quotations, Party A shall use its reasonable efforts to do so before the Latest Settlement Amount Determination Day.

 
(D)
If the Settlement Amount is a negative number, Section 6(e)(i)(3) shall be deleted in its entirety and replaced with the following:

“(3) Second Method and Market Quotation. If the Second Method and Market Quotation apply, (I) Party B shall pay to Party A an amount equal to the absolute value of the Settlement Amount in respect of the Terminated Transactions, (II) Party B shall pay to Party A the Termination Currency Equivalent of the Unpaid Amounts owing to Party A and (III) Party A shall pay to Party B the Termination Currency Equivalent of the Unpaid Amounts owing to Party B; provided, however, that (x) the amounts payable under the immediately preceding clauses (II) and (III) shall be subject to netting in accordance with Section 2(c) of this Agreement and (y) notwithstanding any other provision of this Agreement, any amount payable by Party A under the immediately preceding clause (III) shall not be netted-off against any amount payable by Party B under the immediately preceding clause (I).”
 
 
(E)
At any time on or before the Latest Settlement Amount Determination Day at which two or more Market Quotations from Approved Replacements remain capable of becoming legally binding upon acceptance, Party B shall be entitled to accept only the lowest of such Market Quotations (for the avoidance of doubt, the lowest of such Market Quotations shall be the lowest Market Quotation of such Market Quotations expressed as a positive number or, if any of such Market Quotations is expressed as a negative number, the Market Quotation expressed as a negative number with the largest absolute value).

(ii)  
The Second Method will apply.

(g)           “Termination Currency” means USD.

(h)            Additional Termination Events. Additional Termination Events will apply as provided in Part 5(c).


Part 2.  Tax Matters.

(a)           Tax Representations. 

 
(i)
Payer Representations. For the purpose of Section 3(e) of this Agreement:
 
(A) Party A makes the following representation(s):

It is not required by any applicable law, as modified by the practice of any relevant governmental revenue authority, of any Relevant Jurisdiction to make any deduction or withholding for or on account of any Tax from any payment (other than interest under Section 2(e), 6(d)(ii) or 6(e) of this Agreement) to be made by it to the other party under this Agreement. In making this representation, it may rely on: the accuracy of any representations made by the other party pursuant to Section 3(f) of this Agreement; (ii) the satisfaction of the agreement contained in Section 4(a)(i) or 4(a)(iii) of this Agreement and the accuracy and effectiveness of any document provided by the other party pursuant to Section 4(a)(i) or 4(a)(iii) of this Agreement; and (iii) the satisfaction of the agreement of the other party contained in Section 4(d) of this Agreement, provided that it shall not be a breach of this representation where reliance is placed on clause (ii) and the other party does not deliver a form or document under Section 4(a)(iii) by reason of material prejudice to its legal or commercial position.
     
(B) Party B makes the following representation(s):

None.

(ii)           Payee Representations. For the purpose of Section 3(f) of this Agreement:
 
(A)          Party A makes the following representation(s):

(1) It is a resident of The Netherlands for the purpose of the application of the existing tax treaties between The Netherlands and those countries where offices of Party B are located.

(2) With respect  to its non-U.S. branches, it is fully eligible for the benefits of the “Business Profits” or “Industrial and Commercial Profits” provision, as the case may be, the “Interest” provision or the “Other Income” provision (if any) of the Specified Treaty with respect to any payment described in such provisions and received or to be received by it in connection with this Agreement and no such payment is attributable to a trade or business carried on by it through a permanent establishment in the Specified Jurisdiction. With respect to Party A, Specified Treaty means the income tax treaty between the United States and The Netherlands; Specified Jurisdiction means the United States.

(3) With respect to its U.S. branches, each payment received or to be received by it in connection with this Agreement will be effectively connected with its conduct of a trade or business in the United States. 
 
(B)           Party B makes the following representation(s):

None. 

(b)
Tax Provisions.

 
(i)
Gross Up. Section 2(d)(i)(4) shall not apply to Party B as X, and Section 2(d)(ii) shall not apply to Party B as Y, in each case such that Party B shall not be required to pay any additional amounts referred to therein.

 
(ii)
Indemnifiable Tax. The definition of “Indemnifiable Tax” in Section 14 is deleted in its entirety and replaced with the following:

“Indemnifiable Tax” means, in relation to payments by Party A, any Tax and, in relation to payments by Party B, no Tax.

 


Part 3.  Agreement to Deliver Documents.  

(a) For the purpose of Section 4(a)(i), tax forms, documents, or certificates to be delivered are:

Party required to deliver document
Form/Document/
Certificate
  
Date by which to
be delivered
Party A
A correct, complete and duly executed U.S. Internal Revenue Service Form W-8BEN (or successor thereto), together with appropriate attachments, that eliminates U.S. federal withholding and backup withholding Tax on payments to Party A under this Agreement.
  
(i) before the first Payment Date under this Agreement, (ii) promptly upon reasonable demand by Party B, and (ii) promptly upon learning that any such form previously provided has become obsolete or incorrect.
       
Party B
A United States Internal Revenue Service Form W-9, or any successor form, and thereafter, the appropriate tax certification form (i.e., IRS Form W-9 or IRS Form W-8BEN, W-8IMY, W-8EXP or W-8ECI, as applicable (or any successor form thereto)) with respect to any payments received or to be received by the beneficial owner of payments to Party B under this Agreement from time to time.
  
(i) before the first Payment Date under this Agreement, (ii) promptly upon reasonable demand by Party A, and (ii) promptly upon learning that any such form previously provided has become obsolete or incorrect.




(b) For the purpose of Section 4(a)(ii), other documents to be delivered are:

Party required to deliver document
Form/Document/
Certificate
  
Date by which to
be delivered
Covered by Section 3(d) Representation
Party A and
Party B
Any documents required by the receiving party to evidence the authority of the delivering party or its Credit Support Provider, if any, for it to execute and deliver the Agreement, this Confirmation, and any Credit Support Documents to which it is a party, and to evidence the authority of the delivering party or its Credit Support Provider to perform its obligations under the Agreement, this Confirmation and any Credit Support Document, as the case may be
  
Upon the execution and delivery of this Agreement
Yes
         
Party A and
Party B
A certificate of an authorized officer of the party, as to the incumbency and authority of the respective officers of the party signing the Agreement, this Confirmation, and any relevant Credit Support Document, as the case may be
  
Upon the execution and delivery of this Agreement
Yes
         
Party A
Annual Report of ABN Amro Holding N.V. containing consolidated financial statements certified by independent certified public accountants and prepared in accordance with generally accepted accounting principles in the country in which Party A is organized
  
Promptly upon becoming publicly available
Yes
         
Party A and Party B
An opinion of counsel to such party reasonably satisfactory in form and substance to the other party, and, in the case of Party B, opinions of counsel relating to the Pooling and Servicing Agreement and other deal documents reasonably satisfactory in form and substance to Party A.
  
Upon the execution and delivery of this Agreement
No
         
Party B
An executed copy of the Pooling and Servicing Agreement and other deal documents related to this Transaction.
  
Promptly upon receipt by Party B
No

Part 4. Miscellaneous.

(a)
Address for Notices: For the purposes of Section 12(a) of this Agreement:

Address for notices or communications to Party A:
 
ABN AMRO Bank N.V., London Branch
199 Bishopsgate,
London, EC2M 3XW,
United Kingdom
Attention:  Fixed Income Derivatives Documentation
 
(For all purposes)

Address for notices or communications to Party B:

Address:
LaSalle Bank National Association
 
135 South LaSalle Street, Suite 1511
 
Chicago, IL 60603
Attention:
Global Securities and Trust Services - BSABS 2007-FS1
Facsimile:
312-904-1368
Phone:
312-992-4855

(For all purposes)

(b) Process Agent. For the purpose of Section 13(c):

Party A appoints as its Process Agent: Not applicable.

Party B appoints as its Process Agent: Not applicable.

(c)
Offices. The provisions of Section 10(a) will apply to this Agreement.

(d)
Multibranch Party. For the purpose of Section 10(c) of this Agreement:

Party A is a Multibranch Party and may act through its London, Amsterdam and Chicago offices.

 
Party B is not a Multibranch Party.

(e)
Calculation Agent. The Calculation Agent is Party A; provided, however, that if an Event of Default shall have occurred with respect to Party A, Party B shall have the right to appoint as Calculation Agent a third party, reasonably acceptable to Party A, the cost for which shall be borne by Party A.

(f)            Credit Support Document. 
 
Party A:
The Credit Support Annex, and any guarantee in support of Party A’s obligations under this Agreement.
   
Party B:
The Credit Support Annex, solely in respect of Party B’s obligations under Paragraph 3(b) of the Credit Support Annex.
   
 
(g)
Credit Support Provider.

Party A:
The guarantor under any guarantee in support of Party A’s obligations under this Agreement.
   
Party B:
None.

(h)
Governing Law. The parties to this Agreement hereby agree that the law of the State of New York shall govern their rights and duties in whole, without regard to the conflict of law provisions thereof other than New York General Obligations Law Sections 5-1401 and 5-1402.

(i)
Netting of Payments. The parties agree that subparagraph (ii) of Section 2(c) will apply to each Transaction hereunder.

(j)
Affiliate.“Affiliate” shall have the meaning assigned thereto in Section 14; provided, however, that Party B shall be deemed to have no Affiliates for purposes of this Agreement, including for purposes of Section 6(b)(ii).




Part 5.  Others Provisions.

(a)
Definitions. Unless otherwise specified in a Confirmation, this Agreement and each Transaction under this Agreement are subject to the 2000 ISDA Definitions as published and copyrighted in 2000 by the International Swaps and Derivatives Association, Inc. (the “Definitions”), and will be governed in all relevant respects by the provisions set forth in the Definitions, without regard to any amendment to the Definitions subsequent to the date hereof. The provisions of the Definitions are hereby incorporated by reference in and shall be deemed a part of this Agreement, except that (i) references in the Definitions to a “Swap Transaction” shall be deemed references to a “Transaction” for purposes of this Agreement, and (ii) references to a “Transaction” in this Agreement shall be deemed references to a “Swap Transaction” for purposes of the Definitions. Each term capitalized but not defined in this Agreement shall have the meaning assigned thereto in the Pooling and Servicing Agreement.
 
(b)           Amendments to ISDA Master Agreement.

 
(i)
Single Agreement. Section 1(c) is hereby amended by the adding the words “including, for the avoidance of doubt, the Credit Support Annex” after the words “Master Agreement”.

 
(ii)
[Reserved]

 
(iii)
Change of Account. Section 2(b) is hereby amended by the addition of the following after the word “delivery” in the first line thereof:
 
“to another account in the same legal and tax jurisdiction as the original account”.

 
(iv)
Representations. Section 3 is hereby amended by adding at the end thereof the following subsection (g):

 
“(g)
Relationship Between Parties.

 
(1)
Nonreliance. (i) It is not relying on any statement or representation of the other party regarding the Transaction (whether written or oral), other than the representations expressly made in this Agreement or the Confirmation in respect of that Transaction and (ii) it has consulted with its own legal, regulatory, tax, business, investment, financial and accounting advisors to the extent it has deemed necessary, and it has made its own investment, hedging and trading decisions based upon its own judgment and upon any advice from such advisors as it has deemed necessary and not upon any view expressed by the other party.
 
 
(2)
Evaluation and Understanding. (i) It has the capacity to evaluate (internally or through independent professional advice) the Transaction and has made its own decision to enter into the Transaction and (ii) It understands the terms, conditions and risks of the Transaction and is willing and able to accept those terms and conditions and to assume those risks, financially and otherwise.

 
(3)
Purpose. It is entering into the Transaction for the purposes of managing its borrowings or investments, hedging its underlying assets or liabilities or in connection with a line of business.

 
(4)
Status of Parties. The other party is not acting as an agent, fiduciary or advisor for it in respect of the Transaction.

 
(5)
Eligible Contract Participant. It is an “eligible swap participant” as such term is defined in, Section 35.1(b)(2) of the regulations (17 C.F.R. 35) promulgated under, and an “eligible contract participant” as defined in Section 1(a)(12) of the Commodity Exchange Act, as amended.”

 
(v)
Transfer to Avoid Termination Event. Section 6(b)(ii) is hereby amended by (i) deleting the words “or if a Tax Event Upon Merger occurs and the Burdened Party is the Affected Party,” and (ii) by deleting the words “to transfer” and inserting the words “to effect a Permitted Transfer” in lieu thereof.

 
(vi)
Jurisdiction. Section 13(b) is hereby amended by: (i) deleting in the second line of subparagraph (i) thereof the word "non-", (ii) deleting “; and” from the end of subparagraph (i) and inserting “.” in lieu thereof, and (iii) deleting the final paragraph thereof.

 
(vii)
Local Business Day. The definition of Local Business Day in Section 14 is hereby amended by the addition of the words “or any Credit Support Document” after “Section 2(a)(i)” and the addition of the words “or Credit Support Document” after “Confirmation”.

(c)
Additional Termination Events. The following Additional Termination Events will apply:

(i)            
First Rating Trigger Collateral. If (A) it is not the case that a Moody’s Second Trigger Ratings Event has occurred and been continuing for 30 or more Local Business Days and (B) Party A has failed to comply with or perform any obligation to be complied with or performed by Party A in accordance with the Credit Support Annex, then an Additional Termination Event shall have occurred with respect to Party A and Party A shall be the sole Affected Party with respect to such Additional Termination Event.

(ii)           
Second Rating Trigger Replacement. If (A) a Required Ratings Downgrade Event has occurred and been continuing for 30 or more Local Business Days and (B) (i) at least one Eligible Replacement has made a Firm Offer to be the transferee of all of Party A’s rights and obligations under this Agreement (and such Firm Offer remains an offer that will become legally binding upon such Eligible Replacement upon acceptance by the offeree) and/or (ii) an Eligible Guarantor has made a Firm Offer to provide an Eligible Guarantee (and such Firm Offer remains an offer that will become legally binding upon such Eligible Guarantor immediately upon acceptance by the offeree), then an Additional Termination Event shall have occurred with respect to Party A and Party A shall be the sole Affected Party with respect to such Additional Termination Event.

 
(iii)
Amendment of Pooling and Servicing Agreement. If, without the prior written consent of Party A where such consent is required under the Pooling and Servicing Agreement (such consent not to be unreasonably withheld), an amendment is made to the Pooling and Servicing Agreement which amendment could reasonably be expected to have a material adverse effect on the interests of Party A (excluding, for the avoidance of doubt, any amendment to the Pooling and Servicing Agreement that is entered into solely for the purpose of appointing a successor servicer, master servicer, securities administrator, trustee or other service provider) under this Agreement, then an Additional Termination Event shall have occurred with respect to Party B and Party B shall be the sole Affected Party with respect to such Additional Termination Event.

 
(iv)
Trust Termination. If the Trust is terminated pursuant to the Pooling and Servicing Agreement other than in an Optional Termination, an Additional Termination Event shall have occurred with respect to Party B and Party B shall be the sole Affected Party with respect to such Additional Termination Event. Notwithstanding anything in Section 6 to the contrary, any amounts due as a result of the occurrence of an Additional Termination Event described in this paragraph (iv) may be calculated prior to the related Early Termination Date and shall be payable on the final Distribution Date in connection with the termination of the trust.

 
(v)
Optional Termination of Securitization. An Additional Termination Event shall occur upon the notice to Certificateholders of an Optional Termination becoming unrescindable in accordance with Article X of the Pooling and Servicing Agreement (such notice, the “Optional Termination Notice”). With respect to such Additional Termination Event: (A) Party B shall be the sole Affected Party; (B) notwithstanding anything to the contrary in Section 6(b)(iv) or Section 6(c)(i), the final Distribution Date specified in the Optional Termination Notice is hereby designated as the Early Termination Date for this Additional Termination Event in respect of all Affected Transactions; (C) Section 2(a)(iii)(2) shall not be applicable to any Affected Transaction in connection with the Early Termination Date resulting from this Additional Termination Event; notwithstanding anything to the contrary in Section 6(c)(ii), payments and deliveries under Section 2(a)(i) or Section 2(e) in respect of the Terminated Transactions resulting from this Additional Termination Event will be required to be made through and including the Early Termination Date designated as a result of this Additional Termination Event; provided, for the avoidance of doubt, that any such payments or deliveries that are made on or prior to such Early Termination Date will not be treated as Unpaid Amounts in determining the amount payable in respect of such Early Termination Date; (D) notwithstanding anything to the contrary in Section 6(d)(i), (I) if, on the day that is four Business Days prior to the final Distribution Date specified in the Optional Termination Notice, no later than 4:00 pm New York City time the Trustee requests the amount of the Estimated Swap Termination Payment, Party A shall provide to the Trustee in writing (which may be done in electronic format) the amount of the Estimated Swap Termination Payment no later than 2:00 pm New York City time on the following Business Day and (II) if the Trustee provides written notice (which may be done in electronic format) to Party A no later than two Business Days prior to the final Distribution Date specified in the Optional Termination Notice that all requirements of the Optional Termination have been met, then Party A shall, no later than one Business Day prior to the final Distribution Date specified in the Optional Termination Notice, make the calculations contemplated by Section 6(e) of the ISDA Master Agreement (as amended herein) and provide to the Trustee in writing (which may be done in electronic format) the amount payable by either Party B or Party A in respect of the related Early Termination Date in connection with this Additional Termination Event; provided, however, that the amount payable by Party B, if any, in respect of the related Early Termination Date shall be the lesser of (x) the amount calculated to be due from Party B pursuant to Section 6(e) and (y) the Estimated Swap Termination Payment; and (E) notwithstanding anything to the contrary in this Agreement, any amount due from Party B to Party A in respect of this Additional Termination Event will be payable on the final Distribution Date specified in the Optional Termination Notice and any amount due from Party A to Party B in respect of this Additional Termination Event will be payable one Business Day prior to the final Distribution Date specified in the Optional Termination Notice.

The Trustee shall be an express third party beneficiary of this Agreement as if a party hereto to the extent of the Trustee’s rights specified herein.

(d)
Required Ratings Downgrade Event. In the event that no Relevant Entity has credit ratings at least equal to the Required Ratings Threshold, then Party A shall, as soon as reasonably practicable and so long as a Required Ratings Downgrade Event is in effect, at its own expense, using commercially reasonable efforts, procure either (A) a Permitted Transfer or (B) an Eligible Guarantee.

(e)
Item 1115 Agreement. Party A and Party B hereby agree that the terms of the Item 1115 Agreement, dated as of November 22, 2006 (the “Item 1115 Agreement”), among, EMC Mortgage Corporation, Bear Stearns Asset Backed Securities I LLC, Structured Asset Mortgage Investments II Inc. and Party A shall be incorporated by reference into this Agreement and Party B shall be an express third party beneficiary of the Item 1115 Agreement. A copy of the Item 1115 Agreement is annexed hereto at Annex B.

(f)
Transfers. 
 
(i)             Section 7 is hereby amended to read in its entirety as follows:
 
“Except with respect to any Permitted Transfer pursuant to Section 6(b)(ii), Part 5(d), the Item 1115 Agreement or the succeeding sentence, neither Party A nor Party B is permitted to assign, novate or transfer (whether by way of security or otherwise) as a whole or in part any of its rights, obligations or interests under the Agreement or any Transaction unless (a) the prior written consent of the other party is obtained, and (b) the Rating Agency Condition has been satisfied with respect to S&P. At any time at which no Relevant Entity has credit ratings at least equal to the Approved Ratings Threshold, Party A may make a Permitted Transfer.”
 
 
(ii)
If an Eligible Replacement has made a Firm Offer (which remains an offer that will become legally binding upon acceptance by Party B) to be the transferee pursuant to a Permitted Transfer, Party B shall, at Party A’s written request and at Party A’s expense, execute such documentation provided to it as reasonably deemed necessary by Party A.
 
(g)
Non-Recourse. Party A acknowledges and agree that, notwithstanding any provision in this Agreement to the contrary, the obligations of Party B hereunder are limited recourse obligations of Party B, payable solely from the Supplemental Interest Trust and the proceeds thereof, in accordance with the priority of payments and other terms of the Pooling and Servicing Agreement and that Party A will not have any recourse to any of the directors, officers, agents, employees, shareholders or affiliates of the Party B with respect to any claims, losses, damages, liabilities, indemnities or other obligations in connection with any transactions contemplated hereby. In the event that the Supplemental Interest Trust and the proceeds thereof, should be insufficient to satisfy all claims outstanding and following the realization of the account held by the Supplemental Interest Trust and the proceeds thereof, any claims against or obligations of Party B under the ISDA Master Agreement or any other confirmation thereunder still outstanding shall be extinguished and thereafter not revive. The Supplemental Interest Trust Trustee shall not have liability for any failure or delay in making a payment hereunder to Party A due to any failure or delay in receiving amounts in the account held by the Supplemental Interest Trust from the Trust created pursuant to the Pooling and Servicing Agreement. For the avoidance of doubt, nothing in this Part 5(g) shall preclude Party A from declaring an Event of Default or from exercising any other right or remedy as set forth in this Agreement or the Pooling and Servicing Agreement. This provision will survive the termination of this Agreement.

(h)
Timing of Payments by Party B upon Early Termination. Notwithstanding anything to the contrary in Section 6(d)(ii), to the extent that all or a portion (in either case, the “Unfunded Amount”) of any amount that is calculated as being due in respect of any Early Termination Date under Section 6(e) from Party B to Party A will be paid by Party B from amounts other than any upfront payment paid to Party B by an Eligible Replacement that has entered a Replacement Transaction with Party B, then such Unfunded Amount shall be due on the next Distribution Date following the date on which the payment would have been payable as determined in accordance with Section 6(d)(ii), and on any subsequent Distribution Dates until paid in full (or if such Early Termination Date is the final Distribution Date, on such final Distribution Date); provided, however, that if the date on which the payment would have been payable as determined in accordance with Section 6(d)(ii) is a Distribution Date, such payment will be payable on such Distribution Date.

(i)
Rating Agency Notifications. Notwithstanding any other provision of this Agreement, no Early Termination Date shall be effectively designated hereunder by Party B and no transfer of any rights or obligations under this Agreement shall be made by either party unless each Swap Rating Agency has been given prior written notice of such designation or transfer.
 
(j)
No Set-off. Except as expressly provided for in Section 2(c), Section 6 or Part 1(f)(i)(D) hereof, and notwithstanding any other provision of this Agreement or any other existing or future agreement, each party irrevocably waives any and all rights it may have to set off, net, recoup or otherwise withhold or suspend or condition payment or performance of any obligation between it and the other party hereunder against any obligation between it and the other party under any other agreements. Section 6(e) shall be amended by deleting the following sentence: “The amount, if any, payable in respect of an Early Termination Date and determined pursuant to this Section will be subject to any Set-off.”.
 
(k)
Amendment. Notwithstanding any provision to the contrary in this Agreement, no amendment of either this Agreement or any Transaction under this Agreement shall be permitted by either party unless each of the Swap Rating Agencies has been provided prior written notice of the same and such amendment satisfies the Rating Agency Condition with respect to S&P.

(l)
Notice of Certain Events or Circumstances. Each Party agrees, upon learning of the occurrence or existence of any event or condition that constitutes (or that with the giving of notice or passage of time or both would constitute) an Event of Default or Termination Event with respect to such party, promptly to give the other Party and to each Swap Rating Agency notice of such event or condition; provided that failure to provide notice of such event or condition pursuant to this Part 5(l) shall not constitute an Event of Default or a Termination Event.
 
(m)          Proceedings. No Relevant Entity shall institute against, or cause any other person to institute against, or join any other person in instituting against Party B, the Supplemental Interest Trust, or the trust formed pursuant to the Pooling and Servicing Agreement, in any bankruptcy, reorganization, arrangement, insolvency or liquidation proceedings or other proceedings under any federal or state bankruptcy or similar law for a period of one year (or, if longer, the applicable preference period) and one day following payment in full of the Certificates and any Notes; provided however, that this provision shall not preclude, or be deemed to stop, a Relevant Entity or an Affiliate of a Relevant Entity (i) from taking any action prior to the expiration of the aforementioned one year and one day period, or if longer the applicable preference period then in effect, in (A) any case or proceeding voluntarily filed or commenced by Party B or (B) any involuntary insolvency proceeding filed or commenced by a Person other than a Relevant Entity or an Affiliate of a Relevant Entity, or (ii) from commencing against Party B or any of the Mortgage Loans any legal action which is not a bankruptcy, reorganization, arrangement, insolvency, moratorium, liquidation or similar proceeding. This provision will survive the termination of this Agreement. 

(n)
Supplemental Interest Trust Trustee Limitation of Liability. It is expressly understood and agreed by the parties hereto that (a) this Agreement is executed and delivered by LaSalle Bank National Association, not individually or personally but solely as the Supplemental Interest Trust Trustee, in the exercise of the powers and authority conferred and vested in it under the Pooling and Servicing Agreement, (b) the representations, warranties, covenants, undertakings and agreements herein made on the part of the Supplemental Interest Trust are made and intended not as personal representations, undertakings and agreements by LaSalle Bank National Association but are made and intended for the purpose of binding only the Supplemental Interest Trust, (c) nothing herein contained shall be construed as creating any liability on LaSalle Bank National Association, individually or personally, to perform any covenant either expressed or implied contained herein, all such liability, if any, being expressly waived by the parties who are signatories to this Agreement and by any person claiming by, through or under such parties and (d) under no circumstances shall LaSalle Bank National Association be personally liable for the payment of any indemnity, indebtedness, fees or expenses of the Supplemental Interest Trust or be liable for the breach or failure of any obligation, representation, warranty or covenant made or undertaken by the Supplemental Interest Trust under this Agreement.

(o)
Severability. If any term, provision, covenant, or condition of this Agreement, or the application thereof to any party or circumstance, shall be held to be invalid or unenforceable (in whole or in part) in any respect, the remaining terms, provisions, covenants, and conditions hereof shall continue in full force and effect as if this Agreement had been executed with the invalid or unenforceable portion eliminated, so long as this Agreement as so modified continues to express, without material change, the original intentions of the parties as to the subject matter of this Agreement and the deletion of such portion of this Agreement will not substantially impair the respective benefits or expectations of the parties; provided, however, that this severability provision shall not be applicable if any provision of Section 2, 5, 6, or 13 (or any definition or provision in Section 14 to the extent it relates to, or is used in or in connection with any such Section) shall be so held to be invalid or unenforceable.

The parties shall endeavor to engage in good faith negotiations to replace any invalid or unenforceable term, provision, covenant or condition with a valid or enforceable term, provision, covenant or condition, the economic effect of which comes as close as possible to that of the invalid or unenforceable term, provision, covenant or condition.

(p)
Agent for Party B. Party A acknowledges that the Supplemental Interest Trust Trustee and the Swap Administrator have been appointed as agents under the Pooling and Servicing Agreement and the Swap Administration Agreement to carry out certain functions on behalf of Party B, and that the Supplemental Interest Trust Trustee and the Swap Administrator shall be entitled to give notices and to perform and satisfy the obligations of Party B hereunder on behalf of Party B.
 
(q)
Escrow Payments. If (whether by reason of the time difference between the cities in which payments are to be made or otherwise) it is not possible for simultaneous payments to be made on any date on which both parties are required to make payments hereunder, either Party may at its option and in its sole discretion notify the other Party that payments on that date are to be made in escrow. In this case deposit of the payment due earlier on that date shall be made by 2:00 pm (local time at the place for the earlier payment) on that date with an escrow agent selected by the notifying party, accompanied by irrevocable payment instructions (i) to release the deposited payment to the intended recipient upon receipt by the escrow agent of the required deposit of any corresponding payment payable by the other party on the same date accompanied by irrevocable payment instructions to the same effect or (ii) if the required deposit of the corresponding payment is not made on that same date, to return the payment deposited to the party that paid it into escrow. The party that elects to have payments made in escrow shall pay all costs of the escrow arrangements.
 
(r)
Consent to Recording. Each party hereto consents to the monitoring or recording, at any time and from time to time, by the other party of any and all communications between trading, marketing, and operations personnel of the parties and their Affiliates, waives any further notice of such monitoring or recording, and agrees to notify such personnel of such monitoring or recording.

 
(s)
Waiver of Jury Trial. Each party waives any right it may have to a trial by jury in respect of any suit, action or proceeding relating to this Agreement or any Credit Support Document.

 
(t)
Form of ISDA Master Agreement. Party A and Party B hereby agree that the text of the body of the ISDA Master Agreement is intended to be the printed form of the ISDA Master Agreement (Multicurrency - Crossborder) as published and copyrighted in 1992 by the International Swaps and Derivatives Association, Inc.
 
(u)
Payment Instructions. Party A hereby agrees that, unless notified in writing by Party B of other payment instructions, any and all amounts payable by Party A to Party B under this Agreement shall be paid to the account specified in Item 4 of this Confirmation, below.
 
(v)
Additional representations.

 
(i)
Representations of Party A. Party A represents to Party B on the date on which Party A enters into each Transaction that:--
 
Party A’s obligations under this Agreement rank pari passu with all of Party A’s other unsecured, unsubordinated obligations except those obligations preferred by operation of law.

 
(ii)
Representations of Party B. Party B represents to Party A on the date on which Party B enters into each Transaction that:--
 
In its capacity as Supplemental Interest Trust Trustee of the Supplemental Interest Trust, the Supplemental Interest Trust Trustee has been authorized under the Pooling and Servicing Agreement to execute this Agreement, to deliver this Agreement, to perform the obligations (on behalf of the Supplemental Interest Trust) under this Agreement and any obligations (on behalf of the Supplemental Interest Trust) under any Credit Support Document to which the Supplemental Interest Trust Trustee on behalf of the Supplemental Interest Trust is party and has taken all necessary action to authorize such execution, delivery and performance.
 
 
(iii)
Capacity. Party A represents to Party B on the date on which Party A enters into this Agreement that it is entering into the Agreement and the Transaction as principal and not as agent of any person. Party B represents to Party A on the date on which Party B executes this Agreement that it is executing the Agreement in its capacity as Supplemental Interest Trust Trustee on behalf of the Supplemental Interest Trust.
 
(w)
Acknowledgements.
 
 
(i)
Substantial financial transactions. Each party hereto is hereby advised and acknowledges as of the date hereof that the other party has engaged in (or refrained from engaging in) substantial financial transactions and has taken (or refrained from taking) other material actions in reliance upon the entry by the parties into the Transaction being entered into on the terms and conditions set forth herein and in the Pooling and Servicing Agreement relating to such Transaction, as applicable. This paragraph shall be deemed repeated on the trade date of each Transaction.
 
 
(ii)
Bankruptcy Code. Subject to Part 5(m), without limiting the applicability if any, of any other provision of the U.S. Bankruptcy Code as amended (the “Bankruptcy Code”) (including without limitation Sections 362, 546, 556, and 560 thereof and the applicable definitions in Section 101 thereof), the parties acknowledge and agree that all Transactions entered into hereunder will constitute “forward contracts” or “swap agreements” as defined in Section 101 of the Bankruptcy Code or “commodity contracts” as defined in Section 761 of the Bankruptcy Code, that the rights of the parties under Section 6 of this Agreement will constitute contractual rights to liquidate Transactions, that any margin or collateral provided under any margin, collateral, security, pledge, or similar agreement related hereto will constitute a “margin payment” as defined in Section 101 of the Bankruptcy Code, and that the parties are entities entitled to the rights under, and protections afforded by, Sections 362, 546, 556, and 560 of the Bankruptcy Code.
 
 
(iii)
Regarding Party A. Party B acknowledges and agrees that Party A has had and will have no involvement in and, accordingly Party A accepts no responsibility for: (i) the establishment, structure, or choice of assets of Party B; (ii) the selection of any person performing services for or acting on behalf of Party B; (iii) the selection of Party A as the swap counterparty; (iv) the terms of the Certificates; (v) the preparation of or passing on the disclosure and other information contained in any offering circular for the Certificates, the Pooling and Servicing Agreement, or any other agreements or documents used by Party B or any other party in connection with the marketing and sale of the Certificates (other than information provided by Party A for purposes of the disclosure document relating to the Class I-A Certificates and the Class I-M Certificates, (vi) the ongoing operations and administration of Party B, including the furnishing of any information to Party B which is not specifically required under this Agreement; or (vii) any other aspect of Party B's existence.
 
(x)
[Reserved]
 
(y)
[Reserved]
 
(z)            Additional Definitions. 
 
As used in this Agreement, the following terms shall have the meanings set forth below, unless the context clearly requires otherwise:
 
“Approved Ratings Threshold” means each of the S&P Approved Ratings Threshold and the Moody’s First Trigger Ratings Threshold.
 
“Approved Replacement” means, with respect to a Market Quotation, an entity making such Market Quotation, which entity would satisfy conditions (a), (b), (c) and (d) of the definition of Permitted Transfer (as determined by Party B in its sole discretion, acting in a commercially reasonable manner) if such entity were a Transferee, as defined in the definition of Permitted Transfer.
 
“Derivative Provider Trigger Event” means (i) an Event of Default with respect to which Party A is a Defaulting Party, (ii) a Termination Event with respect to which Party A is the sole Affected Party or (iii) an Additional Termination Event with respect to which Party A is the sole Affected Party.
 
“Eligible Guarantee” means an unconditional and irrevocable guarantee of all present and future obligations (for the avoidance of doubt, not limited to payment obligations) of Party A or an Eligible Replacement to Party B under this Agreement that is provided by an Eligible Guarantor as principal debtor rather than surety and that is directly enforceable by Party B, the form and substance of which guarantee are subject to the Rating Agency Condition with respect to S&P, and either (A) a law firm has given a legal opinion confirming that none of the guarantor’s payments to Party B under such guarantee will be subject to Tax collected by withholding or (B) such guarantee provides that, in the event that any of such guarantor’s payments to Party B are subject to Tax collected by withholding, such guarantor is required to pay such additional amount as is necessary to ensure that the net amount actually received by Party B (free and clear of any Tax collected by withholding) will equal the full amount Party B would have received had no such withholding been required.
 
“Eligible Guarantor” means an entity that (A) has credit ratings from S&P at least equal to the S&P Approved Ratings Threshold, and (B) has credit ratings from Moody’s at least equal to the Moody’s Second Trigger Ratings Threshold, provided, for the avoidance of doubt, that an Eligible Guarantee of an Eligible Guarantor with credit ratings below the Moody’s First Trigger Ratings Threshold will not cause a Collateral Event (as defined in the Credit Support Annex) not to occur or continue with respect to Moody’s. All credit ratings described in this definition of Eligible Guarantor shall be provided to Party B in writing if requested by Party B.
 
“Eligible Replacement” means an entity (A) (i) (a) that has credit ratings from S&P at least equal to the S&P Approved Ratings Threshold, and (b) has credit ratings from Moody’s at least equal to the Moody’s Second Trigger Ratings Threshold, provided, for the avoidance of doubt, that an Eligible Replacement with credit ratings below the Moody’s First Trigger Ratings Threshold will not cause a Collateral Event (as defined in the Credit Support Annex) not to occur or continue with respect to Moody’s, or (ii) the present and future obligations (for the avoidance of doubt, not limited to payment obligations) of which entity to Party B under this Agreement are guaranteed pursuant to an Eligible Guarantee and (B) that has executed an Item 1115 Agreement with the Depositor. All credit ratings described in this definition of Eligible Replacement shall be provided to Party B in writing if requested by Party B.
 
“Estimated Swap Termination Payment” means, with respect to an Early Termination Date, an amount determined by Party A in good faith and in a commercially reasonable manner as the maximum payment that could be owed by Party B to Party A in respect of such Early Termination Date pursuant to Section 6(e) of the ISDA Master Agreement, taking into account then current market conditions.
 
“Firm Offer” means (A) with respect to an Eligible Replacement, a quotation from such Eligible Replacement (i) in an amount equal to the actual amount payable by or to Party B in consideration of an agreement between Party B and such Eligible Replacement to replace Party A as the counterparty to this Agreement by way of novation or, if such novation is not possible, an agreement between Party B and such Eligible Replacement to enter into a Replacement Transaction (assuming that all Transactions hereunder become Terminated Transactions), and (ii) that constitutes an offer by such Eligible Replacement to replace Party A as the counterparty to this Agreement or enter a Replacement Transaction that will become legally binding upon such Eligible Replacement upon acceptance by Party B, and (B) with respect to an Eligible Guarantor, an offer by such Eligible Guarantor to provide an Eligible Guarantee that will become legally binding upon such Eligible Guarantor upon acceptance by the offeree.
 
“Moody’s” means Moody’s Investors Service, Inc., or any successor thereto.
 
“Moody’s First Trigger Ratings Event” means that no Relevant Entity has credit ratings from Moody’s at least equal to the Moody’s First Trigger Ratings Threshold.
 
“Moody’s First Trigger Ratings Threshold” means, with respect to Party A, the guarantor under an Eligible Guarantee or an Eligible Replacement, (i) if such entity has a short-term unsecured and unsubordinated debt rating or counterparty rating from Moody’s, a long-term unsecured and unsubordinated debt rating or counterparty rating from Moody’s of “A2” and a short-term unsecured and unsubordinated debt rating from Moody’s of “Prime-1”, or (ii) if such entity does not have a short-term unsecured and unsubordinated debt rating from Moody’s, a long-term unsecured and unsubordinated debt rating or counterparty rating from Moody’s of “A1”.
 
“Moody’s Second Trigger Ratings Event” means that no Relevant Entity has credit ratings from Moody’s at least equal to the Moody’s Second Trigger Ratings Threshold.
 
“Moody’s Second Trigger Ratings Threshold” means, with respect to Party A, the guarantor under an Eligible Guarantee or an Eligible Replacement, (i) if such entity has a short-term unsecured and unsubordinated debt rating from Moody’s, a long-term unsecured and unsubordinated debt rating or counterparty rating from Moody’s of “A3” and a short-term unsecured and unsubordinated debt rating from Moody’s of “Prime-2”, or (ii) if such entity does nothave a short-term unsecured and unsubordinated debtrating from Moody’s, a long-term unsecured and unsubordinated debt rating or counterparty rating from Moody’s of “A3”.
 
“Permitted Transfer” means a transfer by novation by Party A pursuant to Section 6(b)(ii), Part 5(d), the Item 1115 Agreement or Part 5(e) or the second sentence of Section 7 (as amended herein) to a transferee (the “Transferee”) of all, but not less than all, of Party A’s rights, liabilities, duties and obligations under this Agreement, with respect to which transfer each of the following conditions is satisfied: (a) the Transferee is an Eligible Replacement that is a recognized dealer in interest rate swaps organized under the laws of the United States of America or a jurisdiction located in the United States of America (or another jurisdiction reasonably acceptable to Party B), (b) as of the date of such transfer the Transferee would not be required to withhold or deduct on account of Tax from any payments under this Agreement or would be required to gross up for such Tax under Section 2(d)(i)(4), (c) an Event of Default or Termination Event would not occur as a result of such transfer, (d) pursuant to a written instrument (the “Transfer Agreement”), the Transferee acquires and assumes all rights and obligations of Party A under the Agreement and the relevant Transaction, (e) Party B shall have determined, in its sole discretion, acting in a commercially reasonable manner, that such Transfer Agreement is effective to transfer to the Transferee all, but not less than all, of Party A’s rights and obligations under the Agreement and all relevant Transactions; (f) Party A will be responsible for any costs or expenses incurred in connection with such transfer (including any replacement cost of entering into a replacement transaction); (g) either (A) Moody’s has been given prior written notice of such transfer and the Rating Agency Condition is satisfied with respect to S&P or (B) each Swap Rating Agency has been given prior written notice of such transfer and such transfer is in connection with the assignment and assumption of this Agreement without modification of its terms, other than party names, dates relevant to the effective date of such transfer, tax representations (provided that the representations in Part 2(a)(i) are not modified) and any other representations regarding the status of the substitute counterparty of the type included in Part 5(b)(iv), Part 5(v)(i)(2) or Part 5(v)(ii), notice information and account details; and (h) such transfer otherwise complies with the terms of the Pooling and Servicing Agreement.
 
“Rating Agency Condition” means, with respect to any particular proposed act or omission to act hereunder and each Swap Rating Agency specified in connection with such proposed act or omission, that the party acting or failing to act must consult with each of the specified Swap Rating Agencies and receive from each such Swap Rating Agency a prior written confirmation that the proposed action or inaction would not cause a downgrade or withdrawal of the then-current rating of any Certificates or Notes.

“Relevant Entity” means Party A and, to the extent applicable, a guarantor under an Eligible Guarantee.
 
“Replacement Transaction” means, with respect to any Terminated Transaction or group of Terminated Transactions, a transaction or group of transactions that (i) would have the effect of preserving for Party B the economic equivalent of any payment or delivery (whether the underlying obligation was absolute or contingent and assuming the satisfaction of each applicable condition precedent) by the parties under Section 2(a)(i) in respect of such Terminated Transaction or group of Terminated Transactions that would, but for the occurrence of the relevant Early Termination Date, have been required after that Date, and (ii) has terms which are substantially the same as this Agreement, including, without limitation, rating triggers, Regulation AB compliance, and credit support documentation, save for the exclusion of provisions relating to Transactions that are not Terminated Transaction, as determined by Party B in its sole discretion, acting in a commercially reasonable manner.
 
“Required Ratings Downgrade Event” means that no Relevant Entity has credit ratings at least equal to the Required Ratings Threshold. For purposes of determining whether a Required Ratings Downgrade Event has occurred, each Relevant Entity will, if requested, provide its credit ratings to Party B in writing.
 
“S&P” means Standard & Poor's Rating Services, a division of The McGraw-Hill Companies, Inc., or any successor thereto.
 
“S&P Approved Ratings Threshold” means, with respect to Party A, the guarantor under an Eligible Guarantee or an Eligible Replacement, a short-term unsecured and unsubordinated debt rating from S&P of “A-1”, or, if such entity does not have a short-term unsecured and unsubordinated debt rating from S&P, a long-term unsecured and unsubordinated debt rating or counterparty rating from S&P of “A+”.
 
“S&P Required Ratings Threshold” means, with respect to Party A, the guarantor under an Eligible Guarantee or an Eligible Replacement, a long-term unsecured and unsubordinated debt rating or counterparty rating from S&P of “BBB+”.
 
“Swap Rating Agencies” means, with respect to any date of determination, each of S&P and Moody’s, to the extent that each such rating agency is then providing a rating for any of the Bear Stearns Asset Backed Securities I Trust 2007-FS1, Asset-Backed Certificates, Series 2007-FS1 (the “Certificates”) or any notes backed by the Certificates (the “Notes”).
 

 
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4. Account Details and Settlement Information:  
 

Payments to Party A:
ABN AMRO BANK NEW YORK
 
ABNAUS33
 
CHIPS 007535
 
ABA 026009580
 
FAVOUR ABN AMRO BANK LONDON
 
ABNAGB2P
 
A/C 661001036741
 
REF DCM

 
Payments to Party B:
LaSalle Bank, N.A.
 
ABA #071 000 505
 
LaSalle CHGO/CTR/BNF:/LaSalle Trust
 
Ref Trust A/C# 724521.3
 
Attn: Hans Gehrke 312-992-4855
 

This Agreement may be executed in several counterparts, each of which shall be deemed an original but all of which together shall constitute one and the same instrument.




We are very pleased to have executed this Transaction with you and we look forward to completing other transactions with you in the near future.

Very truly yours,

ABN AMRO Bank N.V.


Section 1.1.  By: /s/ Robert Furlong                                  By: /s/ Stuart Ware-Lane    
Name Robert Furling:                                                          Name: Stuart Ware-Lane   
Title: Authorized Signature                                                 Title: Authorized Signature
 
Section 1.2.
 
Section 1.3.   
 



Party B, acting through its duly authorized signatory, hereby agrees to, accepts and confirms the terms of the foregoing as of the date hereof.

LaSalle Bank National Association, not individually, but solely as Supplemental Interest Trust Trustee on behalf of the Supplemental Interest Trust with respect to the Bear Stearns Asset Backed Securities I Trust 2007-FS1, Asset-Backed Certificates, Series 2007-FS1


By:
 /s/ Susan L. Feld 
Name:
 Susan L. Feld 
Title:
 Assistant Vice President 
 




SCHEDULE I
(All such dates subject to No Adjustment with respect to Fixed Rate Payer Period End Dates and adjustment in accordance with the Following Business Day Convention with respect to Floating Rate Payer Period End Dates)

From and including
To but excluding
Notional Amount (USD)
Effective Date
3/25/2007
3,153,623.9878
3/25/2007
4/25/2007
3,120,396.5157
4/25/2007
5/25/2007
3,078,563.3850
5/25/2007
6/25/2007
3,028,157.7159
6/25/2007
7/25/2007
2,969,281.5312
7/25/2007
8/25/2007
2,902,108.2898
8/25/2007
9/25/2007
2,826,885.2045
9/25/2007
10/25/2007
2,743,933.0224
10/25/2007
11/25/2007
2,653,646.5886
11/25/2007
12/25/2007
2,556,679.4765
12/25/2007
1/25/2008
2,455,045.2482
1/25/2008
2/25/2008
2,357,581.7050
2/25/2008
3/25/2008
2,264,133.4225
3/25/2008
4/25/2008
2,174,529.4779
4/25/2008
5/25/2008
2,088,606.4227
5/25/2008
6/25/2008
2,006,207.9475
6/25/2008
7/25/2008
1,927,184.5654
7/25/2008
8/25/2008
1,851,393.3054
8/25/2008
9/25/2008
1,778,697.4249
9/25/2008
10/25/2008
1,708,966.1303
10/25/2008
11/25/2008
1,642,074.3138
11/25/2008
12/25/2008
1,577,902.3005
12/25/2008
1/25/2009
1,516,348.1774
1/25/2009
2/25/2009
1,457,311.8673
2/25/2009
3/25/2009
1,400,663.4419
3/25/2009
4/25/2009
1,346,302.8614
4/25/2009
5/25/2009
1,294,134.4042
5/25/2009
6/25/2009
1,244,066.4758
6/25/2009
7/25/2009
1,196,011.4452
7/25/2009
8/25/2009
1,149,885.4923
8/25/2009
9/25/2009
1,105,608.2571
9/25/2009
10/25/2009
1,063,102.9118
10/25/2009
11/25/2009
1,022,295.9228
11/25/2009
12/25/2009
983,117.0191
12/25/2009
1/25/2010
945,497.8541
1/25/2010
2/25/2010
909,375.6339
2/25/2010
3/25/2010
874,687.8478
3/25/2010
4/25/2010
841,375.2722
4/25/2010
5/25/2010
809,381.3174
5/25/2010
6/25/2010
778,651.8222
6/25/2010
7/25/2010
749,134.8821
7/25/2010
8/25/2010
720,780.8164
8/25/2010
9/25/2010
693,542.0496
9/25/2010
10/25/2010
667,373.0196
10/25/2010
11/25/2010
642,230.0898
11/25/2010
12/25/2010
618,071.4736
12/25/2010
1/25/2011
594,857.1290
1/25/2011
2/25/2011
572,548.7088
2/25/2011
3/25/2011
407,274.1248
3/25/2011
4/25/2011
393,428.6386
4/25/2011
5/25/2011
380,065.9834
5/25/2011
6/25/2011
367,168.7543
6/25/2011
7/25/2011
354,720.1983
7/25/2011
8/25/2011
342,704.1895
8/25/2011
9/25/2011
331,105.2042
9/25/2011
10/25/2011
319,908.2979
10/25/2011
11/25/2011
309,099.0821
11/25/2011
12/25/2011
298,663.3012
12/25/2011
1/25/2012
288,585.4121
1/25/2012
Termination Date
278,769.0714





Annex A

Paragraph 13 of the Credit Support Annex

 
ISDA®
CREDIT SUPPORT ANNEX
to the Schedule to the
ISDA Master Agreement
dated as of February 28, 2007 between
ABN AMRO Bank N.V. (hereinafter referred to as “Party A” or “Pledgor”)
And
LaSalle Bank National Association, not individually, but solely as Supplemental Interest Trust Trustee on behalf of the Supplemental Interest Trust with respect to the Bear Stearns Asset Backed Securities I Trust 2007-FS1, Asset-Backed Certificates, Series 2007-FS1 (hereinafter referred to as “Party B” or “Secured Party”).

For the avoidance of doubt, and notwithstanding anything to the contrary that may be contained in the Agreement, this Credit Support Annex shall relate solely to the Transaction documented in the Confirmation dated February 28, 2007 between Party A and Party B, Reference Number: 5281993.

 
ARTICLE II.  PARAGRAPH 13. ELECTIONS AND VARIABLES.
 
Security Interest for “Obligations”. The term “Obligations” as used in this Annex includes the following additional obligations:
 
With respect to Party A: not applicable.
With respect to Party B: not applicable.
Credit Support Obligations.
 
Delivery Amount, Return Amount and Credit Support Amount.
 
“Delivery Amount” has the meaning specified in Paragraph 3(a) as amended (I) by deleting the words “upon a demand made by the Secured Party on or promptly following a Valuation Date” and inserting in lieu thereof the words “not later than the close of business on each Valuation Date” and (II) by deleting in its entirety the sentence beginning “Unless otherwise specified in Paragraph 13” and ending “(ii) the Value as of that Valuation Date of all Posted Credit Support held by the Secured Party.” and inserting in lieu thereof the following:
 
The “Delivery Amount” applicable to the Pledgor for any Valuation Date will equal the greatest of
 
(1)
the amount by which (a) the S&P Credit Support Amount for such Valuation Date exceeds (b) the S&P Value as of such Valuation Date of all Posted Credit Support held by the Secured Party,
   
(2)
the amount by which (a) the Moody’s First Trigger Credit Support Amount for such Valuation Date exceeds (b) the Moody’s First Trigger Value as of such Valuation Date of all Posted Credit Support held by the Secured Party, and
   
(3)
the amount by which (a) the Moody’s Second Trigger Credit Support Amount for such Valuation Date exceeds (b) the Moody’s Second Trigger Value as of such Valuation Date of all Posted Credit Support held by the Secured Party.
   
“Return Amount” has the meaning specified in Paragraph 3(b) as amended by deleting in its entirety the sentence beginning “Unless otherwise specified in Paragraph 13” and ending “(ii) the Credit Support Amount.” and inserting in lieu thereof the following:
 
The “Return Amount” applicable to the Secured Party for any Valuation Date will equal the least of
 
(1)
the amount by which (a) the S&P Value as of such Valuation Date of all Posted Credit Support held by the Secured Party exceeds (b) the S&P Credit Support Amount for such Valuation Date,
   
(2)
the amount by which (a) the Moody’s First Trigger Value as of such Valuation Date of all Posted Credit Support held by the Secured Party exceeds (b) the Moody’s First Trigger Credit Support Amount for such Valuation Date, and
   
(3)
the amount by which (a) the Moody’s Second Trigger Value as of such Valuation Date of all Posted Credit Support held by the Secured Party exceeds (b) the Moody’s Second Trigger Credit Support Amount for such Valuation Date.
   
“Credit Support Amount” shall not apply. For purposes of calculating any Delivery Amount or Return Amount for any Valuation Date, reference shall be made to the S&P Credit Support Amount, the Moody’s First Trigger Credit Support Amount, or the Moody’s Second Trigger Credit Support Amount, in each case for such Valuation Date, as provided in Paragraphs 13(b)(i)(A) and 13(b)(i)(B), above.
 
Eligible Collateral.
 
On any date, the following items will qualify as “Eligible Collateral” (for the avoidance of doubt, all Eligible Collateral to be denominated in USD):
 



 
 
Collateral
S&P
Valuation
Percentage
Moody’s
First Trigger Valuation Percentage
Moody’s
Second Trigger Valuation Percentage
Cash
100%
100%
100%
Fixed-rate negotiable debt obligations issued by the U.S. Treasury Department having a remaining maturity on such date of not more than one year
98.5%
100%
100%
Fixed-rate negotiable debt obligations issued by the U.S. Treasury Department having a remaining maturity on such date of more than one year but not more than ten years
89.9%
100%
94%
Fixed-rate negotiable debt obligations issued by the U.S. Treasury Department having a remaining maturity on such date of more than ten years
83.9%
100%
87%

Other Eligible Support. 
 
The following items will qualify as “Other Eligible Support” for the party specified:
 
Not applicable.
 
Threshold.
 
“Independent Amount” means zero with respect to Party A and Party B.
 
“Threshold” means, with respect to Party A and any Valuation Date, zero if (i) a Collateral Event has occurred and has been continuing (x) for at least 30 days or (y) since this Annex was executed, or (ii) a Required Ratings Downgrade Event has occurred and is continuing; otherwise, infinity.
 
  “Threshold” means, with respect to Party B and any Valuation Date, infinity.
 
“Minimum Transfer Amount” means USD 100,000 with respect to Party A and Party B; provided, however, that if the aggregate Certificate Principal Balance of the Certificates and the aggregate principal balance of any Notes rated by S&P is at the time of any transfer less than USD 50,000,000, the “Minimum Transfer Amount” shall be USD 50,000.
 
Rounding: The Delivery Amount will be rounded up to the nearest integral multiple of USD 10,000. The Return Amount will be rounded down to the nearest integral multiple of USD 10,000.
 
Valuation and Timing.
 
“Valuation Agent” means Party A; provided, however, that if an Event of Default shall have occurred with respect to which Party A is the Defaulting Party, Party B shall have the right to designate as Valuation Agent an independent party, reasonably acceptable to Party A, the cost for which shall be borne by Party A. All calculations by the Valuation Agent must be made in accordance with standard market practice, including, in the event of a dispute as to the Value of any Eligible Credit Support or Posted Credit Support, by making reference to quotations received by the Valuation Agent from one or more Pricing Sources.
 
“Valuation Date” means the first Local Business Day in each week on which any of the S&P Credit Support Amount, the Moody’s First Trigger Credit Support Amount or the Moody’s Second Trigger Credit Support Amount is greater than zero.
 
“Valuation Time” means the close of business in the city of the Valuation Agent on the Local Business Day immediately preceding the Valuation Date or date of calculation, as applicable; provided that the calculations of Value and Exposure will be made as of approximately the same time on the same date. The Valuation Agent will notify each party (or the other party, if the Valuation Agent is a party) of its calculations not later than the Notification Time on the applicable Valuation Date (or in the case of Paragraph 6(d), the Local Business Day following the day on which such relevant calculations are performed).
 
“Notification Time” means 11:00 a.m., New York time, on a Local Business Day.
 
External Verification. Notwithstanding anything to the contrary in the definitions of Valuation Agent or Valuation Date, at any time at which Party A (or, to the extent applicable, its Credit Support Provider) does not have a long-term unsubordinated and unsecured debt rating of at least “BBB+” from S&P, the Valuation Agent shall (A) calculate the Secured Party’s Exposure and the S&P Value of Posted Credit Support on each Valuation Date based on internal marks and (B) verify such calculations with external marks monthly by obtaining on the last Local Business Day of each calendar month two external marks for each Transaction to which this Annex relates and for all Posted Credit Support; such verification of the Secured Party’s Exposure shall be based on the higher of the two external marks. Each external mark in respect of a Transaction shall be obtained from an independent Reference Market-maker that would be eligible and willing to enter into such Transaction in the absence of the current derivative provider, provided that an external mark may not be obtained from the same Reference Market-maker more than four times in any 12-month period. The Valuation Agent shall obtain these external marks directly or through an independent third party, in either case at no cost to Party B. The Valuation Agent shall calculate on each Valuation Date (for purposes of this paragraph, the last Local Business Day in each calendar month referred to above shall be considered a Valuation Date) the Secured Party’s Exposure based on the greater of the Valuation Agent’s internal marks and the external marks received. If the S&P Value on any such Valuation Date of all Posted Credit Support then held by the Secured Party is less than the S&P Credit Support Amount on such Valuation Date (in each case as determined pursuant to this paragraph), Party A shall, within three Local Business Days of such Valuation Date, Transfer to the Secured Party Eligible Credit Support having an S&P Value as of the date of Transfer at least equal to such deficiency.
 
Notice to S&P. At any time at which Party A (or, to the extent applicable, its Credit Support Provider) does not have a long-term unsubordinated and unsecured debt rating of at least “BBB+” from S&P, the Valuation Agent shall provide to S&P not later than the Notification Time on the Local Business Day following each Valuation Date its calculations of the Secured Party’s Exposure and the S&P Value of any Eligible Credit Support or Posted Credit Support for that Valuation Date. The Valuation Agent shall also provide to S&P any external marks received pursuant to the preceding paragraph.
 
Conditions Precedent and Secured Party’s Rights and Remedies. None.
 
Substitution.
 
“Substitution Date” has the meaning specified in Paragraph 4(d)(ii).
 
Consent. If specified here as applicable, then the Pledgor must obtain the Secured Party’s consent for any substitution pursuant to Paragraph 4(d): Inapplicable.
 
Dispute Resolution.
 
“Resolution Time” means 1:00 p.m. New York time on the Local Business Day following the date on which the notice of the dispute is given under Paragraph 5.
 
Value. Notwithstanding anything to the contrary in Paragraph 12, for the purpose of Paragraphs 5(i)(C) and 5(ii), the S&P Value, Moody’s First Trigger Value, and Moody’s Second Trigger Value, on any date, of Eligible Collateral other than Cash will be calculated as follows:
 
 
For Eligible Collateral in the form of securities listed in Paragraph 13(b)(ii): the sum of (A) the product of (1)(x) the bid price at the Valuation Time for such securities on the principal national securities exchange on which such securities are listed, or (y) if such securities are not listed on a national securities exchange, the bid price for such securities quoted at the Valuation Time by any principal market maker for such securities selected by the Valuation Agent, or (z) if no such bid price is listed or quoted for such date, the bid price listed or quoted (as the case may be) at the Valuation Time for the day next preceding such date on which such prices were available and (2) the applicable Valuation Percentage for such Eligible Collateral, and (B) the accrued interest on such securities (except to the extent Transferred to the Pledgor pursuant to Paragraph 6(d)(ii) or included in the applicable price referred to in the immediately preceding clause (A)) as of such date.
 
Alternative. The provisions of Paragraph 5 will apply.
 
Holding and Using Posted Collateral.
 
(i)            Eligibility to Hold Posted Collateral; Custodians.  
 
A Custodian will be entitled to hold Posted Collateral on behalf of Party B pursuant to Paragraph 6(b); provided that:
 
 
(1) Party B may appoint as Custodian (A) the entity then serving as Swap Administrator or (B) any entity other than the entity then serving as Swap Administrator if such other entity (or, to the extent applicable, its parent company or credit support provider) shall then have a short-term unsecured and unsubordinated debt rating from S&P of at least “A-1.”
 
 
(2) Posted Collateral may be held only in the following jurisdiction: United States.
 
Initially, the Custodian for Party B is: the Swap Administrator. 
 
 
(ii)
Use of Posted Collateral. The provisions of Paragraph 6(c)(i) will not apply to Party B, but the provisions of Paragraph 6(c)(ii) will apply to Party B.
 
(iii)          Notice. If a party or its Custodian fails to meet the criteria for eligibility to hold (or, in the case of a party, to use) Posted Collateral set forth in this Paragraph 13(g), such party shall promptly notify the other party of such ineligibility.
 
Distributions and Interest Amount.
 
Interest Rate. The “Interest Rate” will be the actual interest rate earned on Posted Collateral in the form of Cash that is held by Party B or its Custodian. Posted Collateral in the form of Cash shall be invested in such overnight (or redeemable within two Local Business Days of demand) Permitted Investments rated at least (x) AAAm or AAAm-G by S&P and (y) Prime-1 by Moody’s or Aaa by Moody’s, as directed by Party A (unless (x) an Event of Default or an Additional Termination Event has occurred with respect to which Party A is the defaulting or sole Affected Party or (y) an Early Termination Date has been designated, in which case such investment shall be held uninvested). Gains and losses incurred in respect of any investment of Posted Collateral in the form of Cash in Permitted Investments as directed by Party A shall be for the account of Party A.
 
Transfer of Interest Amount. The Transfer of the Interest Amount will be made on the second Local Business Day following the end of each calendar month and on any other Local Business Day on which Posted Collateral in the form of Cash is Transferred to the Pledgor pursuant to Paragraph 3(b); provided, however, that the obligation of Party B to Transfer any Interest Amount to Party A shall be limited to the extent that Party B has earned and received such funds and such funds are available to Party B.
 
Alternative to Interest Amount. The provisions of Paragraph 6(d)(ii) will apply.
 
Additional Representation(s). There are no additional representations by either party.
 
Other Eligible Support and Other Posted Support.
 
“Value” with respect to Other Eligible Support and Other Posted Support means: not applicable.
 
“Transfer” with respect to Other Eligible Support and Other Posted Support means: not applicable.
 
Demands and Notices.All demands, specifications and notices under this Annex will be made pursuant to the Notices Section of this Agreement, except that any demand, specification or notice shall be given to or made at the following addresses, or at such other address as the relevant party may from time to time designate by giving notice (in accordance with the terms of this paragraph) to the other party:
 
If to Party A:
 
ABN AMRO Bank N.V., London Branch      
199 Bishopsgate,
London, EC2M 3XW, 
United Kingdom
Attention:  Fixed Income Derivatives Documentation

If to Party B, at the address specified pursuant to the Notices Section of this Agreement.
 
If to Party B’s Custodian:   
LaSalle Bank National Association      
135 South LaSalle Street, Suite 1511
Chicago, IL 60603
Attn: Global Securities and Trust Services - BSABS 2007-FS1
Phone: 312-992-4855
Fax: 312-904-1368

Address for Transfers. Each Transfer hereunder shall be made to the address specified below or to an address specified in writing from time to time by the party to which such Transfer will be made.
 
Party A account details for holding collateral:  
ABN AMRO Bank, NY
ABA #026009580
A/C 674054501541
F/A ABN AMRO Bank NV London Branch

Party B’s Custodian account details for holding collateral: 
LaSalle Bank N.A.
ABA #: 071 000 505
LaSalle CHGO/CTR/BNF:/LaSalle Trust
Acct #: 724521.4
Att: Hans Gehrke 312-992-4855

Other Provisions.
 
Collateral Account. Party B shall open and maintain a segregated account, which shall be an Eligible Account, and hold, record and identify all Posted Collateral in such segregated account established pursuant to the Swap Administration Agreement.
 
Agreement as to Single Secured Party and Single Pledgor. Party A and Party B hereby agree that, notwithstanding anything to the contrary in this Annex, (a) the term “Secured Party” as used in this Annex means only Party B, (b) the term “Pledgor” as used in this Annex means only Party A, (c) only Party A makes the pledge and grant in Paragraph 2, the acknowledgement in the final sentence of Paragraph 8(a) and the representations in Paragraph 9.
 
Calculation of Value. Paragraph 4(c) is hereby amended by deleting the word “Value” and inserting in lieu thereof “S&P Value, Moody’s First Trigger Value, Moody’s Second Trigger Value”. Paragraph 4(d)(ii) is hereby amended by (A) deleting the words “a Value” and inserting in lieu thereof “an S&P Value, Moody’s First Trigger Value, and Moody’s Second Trigger Value” and (B) deleting the words “the Value” and inserting in lieu thereof “S&P Value, Moody’s First Trigger Value, and Moody’s Second Trigger Value”. Paragraph 5 (flush language) is hereby amended by deleting the word “Value” and inserting in lieu thereof “S&P Value, Moody’s First Trigger Value, or Moody’s Second Trigger Value”. Paragraph 5(i) (flush language) is hereby amended by deleting the word “Value” and inserting in lieu thereof “S&P Value, Moody’s First Trigger Value, and Moody’s Second Trigger Value”. Paragraph 5(i)(C) is hereby amended by deleting the word “the Value, if” and inserting in lieu thereof “any one or more of the S&P Value, Moody’s First Trigger Value, or Moody’s Second Trigger Value, as may be”. Paragraph 5(ii) is hereby amended by (1) deleting the first instance of the words “the Value” and inserting in lieu thereof “any one or more of the S&P Value, Moody’s First Trigger Value, or Moody’s Second Trigger Value” and (2) deleting the second instance of the words “the Value” and inserting in lieu thereof “such disputed S&P Value, Moody’s First Trigger Value, or Moody’s Second Trigger Value”. Each of Paragraph 8(b)(iv)(B) and Paragraph 11(a) is hereby amended by deleting the word “Value” and inserting in lieu thereof “least of the S&P Value, Moody’s First Trigger Value, and Moody’s Second Trigger Value”.
 
Form of Annex. Party A and Party B hereby agree that the text of Paragraphs 1 through 12, inclusive, of this Annex is intended to be the printed form of ISDA Credit Support Annex (Bilateral Form - ISDA Agreements Subject to New York Law Only version) as published and copyrighted in 1994 by the International Swaps and Derivatives Association, Inc.
 
Events of Default. Paragraph 7 will not apply to cause any Event of Default to exist with respect to Party B except that Paragraph 7(i) will apply to Party B solely in respect of Party B’s obligations under Paragraph 3(b) of the Credit Support Annex. Notwithstanding anything to the contrary in Paragraph 7, any failure by Party A to comply with or perform any obligation to be complied with or performed by Party A under the Credit Support Annex shall only be an Event of Default if (A) a Required Ratings Downgrade Event has occurred and been continuing for 30 or more Local Business Days, and (B) such failure is not remedied on or before the third Local Business Day after notice of such failure is given to Party A.
 
Expenses. Notwithstanding anything to the contrary in Paragraph 10, the Pledgor will be responsible for, and will reimburse the Secured Party for, all transfer and other taxes and other costs involved in any Transfer of Eligible Collateral.
 
Withholding. Paragraph 6(d)(ii) is hereby amended by inserting immediately after “the Interest Amount” in the fourth line thereof the words “less any applicable withholding taxes.”
 
(ix) Additional Definitions. As used in this Annex:
 
“Collateral Event” means that no Relevant Entity has credit ratings at least equal to the Approved Ratings Threshold.
“DV01” means, with respect to a Transaction and any date of determination, the estimated change in the Secured Party’s Transaction Exposure with respect to such Transaction that would result from a one basis point change in the relevant swap curve on such date, as determined by the Valuation Agent in good faith and in a commercially reasonable manner. The Valuation Agent shall, upon request of Party B, provide to Party B a statement showing in reasonable detail such calculation.
“Exposure” has the meaning specified in Paragraph 12, except that after the word “Agreement” the words “(assuming, for this purpose only, that Part 1(f) of the Schedule is deleted)” shall be inserted.
“Local Business Day” means, for purposes of this Annex: any day on which (A) commercial banks are open for business (including dealings in foreign exchange and foreign currency deposits) in New York and the location of Party A, Party B and any Custodian, and (B) in relation to a Transfer of Eligible Collateral, any day on which the clearance system agreed between the parties for the delivery of Eligible Collateral is open for acceptance and execution of settlement instructions (or in the case of a Transfer of Cash or other Eligible Collateral for which delivery is contemplated by other means a day on which commercial banks are open for business (including dealings in foreign exchange and foreign deposits) in New York and the location of Party A, Party B and any Custodian.
“Moody’s First Trigger Event” means that no Relevant Entity has credit ratings from Moody’s at least equal to the Moody’s First Trigger Ratings Threshold.
“Moody’s First Trigger Credit Support Amount” means, for any Valuation Date, the excess, if any, of
 
(I)
(A)
for any Valuation Date on which (I) a Moody’s First Trigger Ratings Event has occurred and has been continuing (x) for at least 30 Local Business Days or (y) since this Annex was executed and (II) it is not the case that a Moody’s Second Trigger Ratings Event has occurred and been continuing for at least 30 Local Business Days, an amount equal to the greater of (a) zero and (b) the sum of (i) the Secured Party’s Exposure for such Valuation Date and (ii) the sum, for each Transaction to which this Annex relates, of the lesser of (x) the product of the Moody’s First Trigger DV01 Multiplier and DV01 for such Transaction and such Valuation Date and (y) the product of (i) Moody’s First Trigger Notional Amount Multiplier, (ii) 100, and (iii) the Notional Amount for such Transaction for the Calculation Period for such Transaction (each as defined in the related Confirmation) which includes such Valuation Date; or
 
(B)
for any other Valuation Date, zero, over
(II) the Threshold for Party A such Valuation Date.
“Moody’s First Trigger DV01 Multiplier” means 25.
“Moody’s First Trigger Value” means, on any date and with respect to any Eligible Collateral other than Cash, the bid price obtained by the Valuation Agent multiplied by the Moody’s First Trigger Valuation Percentage for such Eligible Collateral set forth in Paragraph 13(b)(ii).
“Moody’s First Trigger Notional Amount Multiplier” means 4%.
“Moody’s Second Trigger Credit Support Amount” means, for any Valuation Date, the excess, if any, of
 
(I)
(A)
for any Valuation Date on which it is the case that a Moody’s Second Trigger Ratings Event has occurred and been continuing for at least 30 Local Business Days, an amount equal to the greatest of (a) zero, (b) the aggregate amount of the Next Payments for all Next Payment Dates, and (c) the sum of (x) the Secured Party’s Exposure for such Valuation Date and (y) the sum, for each Transaction to which this Annex relates, of
 
(1) if such Transaction is not a Transaction-Specific Hedge, the lesser of (i) the product of the Moody’s Second Trigger DV01 Multiplier and DV01 for such Transaction and such Valuation Date and (ii) the product of (1) the Moody’s Second Trigger Notional Amount Multiplier, (2) 100, and (3) the Notional Amount for such Transaction for the Calculation Period for such Transaction (each as defined in the related Confirmation) which includes such Valuation Date;or
 
(2) if such Transaction is a Transaction-Specific Hedge, the lesser of (i) the product of the Moody’s Second Trigger Transaction-Specific Hedge DV01 Multiplier and DV01 for such Transaction and such Valuation Date and (ii) the product of (1) the Moody’s Second Trigger Transaction-Specific Hedge Notional Amount Multiplier, (2) 100, and (3) the Notional Amount for such Transaction for the Calculation Period for such Transaction (each as defined in the related Confirmation) which includes such Valuation Date; or
 
 
(B)
for any other Valuation Date, zero, over
(II) the Threshold for Party A for such Valuation Date.
“Moody’s Second Trigger DV01 Multiplier” means 60.
“Moody’s Second Trigger Notional Amount Multiplier” means 9%.
“Moody’s Second Trigger Transaction-Specific Hedge DV01 Multiplier” means 75.
“Moody’s Second Trigger Transaction-Specific Hedge Notional Amount Multiplier” means 11%.
“Moody’s Second Trigger Value” means, on any date and with respect to any Eligible Collateral other than Cash, the bid price obtained by the Valuation Agent multiplied by the Moody’s Second Trigger Valuation Percentage for such Eligible Collateral set forth in Paragraph 13(b)(ii).
“Next Payment” means, in respect of each Next Payment Date, the greater of (i) the amount of any payments due to be made by Party A under Section 2(a) on such Next Payment Date less any payments due to be made by Party B under Section 2(a) on such Next Payment Date (in each case, after giving effect to any applicable netting under Section 2(c)) and (ii) zero.
“Next Payment Date” means each date on which the next scheduled payment under any Transaction is due to be paid.
“Pricing Sources” means the sources of financial information commonly known as Bloomberg, Bridge Information Services, Data Resources Inc., Interactive Data Services, International Securities Market Association, Merrill Lynch Securities Pricing Service, Muller Data Corporation, Reuters, Wood Gundy, Trepp Pricing, JJ Kenny, S&P and Telerate.
“Remaining Weighted Average Maturity” means, with respect to a Transaction, the expected weighted average maturity for such Transaction as determined by the Valuation Agent.
“S&P Approved Ratings Downgrade Event” means that no Relevant Entity has credit ratings at least equal to the S&P Approved Ratings Threshold.
“S&P Credit Support Amount” means, for any Valuation Date, the excess, if any, of
       
 
(I)
(A)
for any Valuation Date on which (i) a S&P Approved Ratings Downgrade Event has occurred and been continuing for at least 30 days, or (ii) a S&P Required Ratings Downgrade Event has occurred and is continuing, an amount equal to the sum of (1) 100.0% of the Secured Party’s Exposure for such Valuation Date and (2) the sum, for each Transaction to which this Annex relates, of the product of (i) the Volatility Buffer for such Transaction, (ii) 100 and (iii) the Notional Amount of such Transaction for the Calculation Period (each as defined in the related Confirmation) of such Transaction which includes such Valuation Date, or
       
 
(B)
for any other Valuation Date, zero, over
     
(II) the Threshold for Party A for such Valuation Date.
“S&P Required Ratings Downgrade Event” means that no Relevant Entity has credit ratings at least equal to the S&P Required Ratings Threshold.
“S&P Value” means, on any date and with respect to any Eligible Collateral other than Cash, the product of (A) the bid price obtained by the Valuation Agent for such Eligible Collateral and (B) the S&P Valuation Percentage for such Eligible Collateral set forth in paragraph 13(b)(ii).
 
“Transaction Exposure” means, for any Transaction, Exposure determined as if such Transaction were the only Transaction between the Secured Party and the Pledgor.
“Transaction-Specific Hedge” means any Transaction that is (i) an interest rate swap in respect of which (x) the notional amount of the interest rate swap is “balance guaranteed” or (y) the notional amount of the interest rate swap for any Calculation Period (as defined in the related Confirmation) otherwise is not a specific dollar amount that is fixed at the inception of the Transaction, (ii) an interest rate cap, (iii) an interest rate floor or (iv) an interest rate swaption.
“Valuation Percentage” shall mean, for purposes of determining the S&P Value, Moody’s First Trigger Value, or Moody’s Second Trigger Value with respect to any Eligible Collateral or Posted Collateral, the applicable S&P Valuation Percentage, Moody’s First Trigger Valuation Percentage, or Moody’s Second Trigger Valuation Percentage for such Eligible Collateral or Posted Collateral, respectively, in each case as set forth in Paragraph 13(b)(ii).
“Value” shall mean, in respect of any date, the related S&P Value, the related Moody’s First Trigger Value, and the related Moody’s Second Trigger Value.
“Volatility Buffer” means, for any Transaction, the related percentage set forth in the following table.
 
The higher of the S&P credit rating of (i) Party A and (ii) the Credit Support Provider of Party A, if applicable
Remaining Weighted Average Maturity of such Transaction
up to 3 years
Remaining Weighted Average Maturity
of such Transaction up to 5 years
Remaining Weighted Average Maturity of such Transaction
up to 10 years
Remaining Weighted Average Maturity of such Transaction
up to 30 years
“A-2” or higher
2.75%
3.25%
4.00%
4.75%
“A-3”
3.25%
4.00%
5.00%
6.25%
“BB+” or lower
3.50%
4.50%
6.75%
7.50%



 
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IN WITNESS WHEREOF, the parties have executed this Annex by their duly authorized representatives as of the date of the Agreement.


ABN AMRO Bank N.V.
  
LaSalle Bank National Association, not individually, but solely as Supplemental Interest Trust Trustee on behalf of the Supplemental Interest Trust with respect to the Bear Stearns Asset Backed Securities I Trust 2007-FS1, Asset-Backed Certificates, Series 2007-FS1
         
         
By:
    
By:
  
Name:
    
Name:
  
Title:
    
Title:
  
Date:
    
Date:
  

     
         
         
By:
        
Name:
        
Title:
        
Date:
        




Annex B

ITEM 1115 AGREEMENT
 




EXHIBIT N
 
[Reserved]
 
 
 
 
 

 



EXHIBIT O
 
[Reserved]
 

 

 



EXHIBIT P
 
SERVICING CRITERIA TO BE ADDRESSED
IN ASSESSMENT OF COMPLIANCE

Definitions
Master Servicer - aggregator of pool assets
Custodian - safe keeper of pool assets
Trustee - fiduciary of the transaction, waterfall calculator, paying agent

Where there are multiple checks for criteria the attesting party will identify in their management assertion that they are attesting only to the portion of the distribution chain they are responsible for in the related transaction agreements.

Key: X - obligation

Reg AB Reference
Servicing Criteria
Master Servicer
Trustee
Custodian
 
General Servicing Considerations
      
1122(d)(1)(i)
Policies and procedures are instituted to monitor any performance or other triggers and events of default in accordance with the transaction agreements.
X
X
  
1122(d)(1)(ii)
If any material servicing activities are outsourced to third parties, policies and procedures are instituted to monitor the third party’s performance and compliance with such servicing activities.
X
    
1122(d)(1)(iii)
Any requirements in the transaction agreements to maintain a back-up servicer for the Pool Assets are maintained.
      
1122(d)(1)(iv)
A fidelity bond and errors and omissions policy is in effect on the party participating in the servicing function throughout the reporting period in the amount of coverage required by and otherwise in accordance with the terms of the transaction agreements.
X
    
 
Cash Collection and Administration
      
1122(d)(2)(i)
Payments on pool assets are deposited into the appropriate custodial bank accounts and related bank clearing accounts no more than two business days following receipt, or such other number of days specified in the transaction agreements.
X
X
  
1122(d)(2)(ii)
Disbursements made via wire transfer on behalf of an obligor or to an investor are made only by authorized personnel.
X
X
  
1122(d)(2)(iii)
Advances of funds or guarantees regarding collections, cash flows or distributions, and any interest or other fees charged for such advances, are made, reviewed and approved as specified in the transaction agreements.
X
X
  
1122(d)(2)(iv)
The related accounts for the transaction, such as cash reserve accounts or accounts established as a form of over collateralization, are separately maintained (e.g., with respect to commingling of cash) as set forth in the transaction agreements.
X
X
  
1122(d)(2)(v)
Each custodial account is maintained at a federally insured depository institution as set forth in the transaction agreements. For purposes of this criterion, “federally insured depository institution” with respect to a foreign financial institution means a foreign financial institution that meets the requirements of Rule 13k-1(b)(1) of the Securities Exchange Act.
X
X
  
1122(d)(2)(vi)
Unissued checks are safeguarded so as to prevent unauthorized access.
X
    
1122(d)(2)(vii)
Reconciliations are prepared on a monthly basis for all asset-backed securities related bank accounts, including custodial accounts and related bank clearing accounts. These reconciliations are (A) mathematically accurate; (B) prepared within 30 calendar days after the bank statement cutoff date, or such other number of days specified in the transaction agreements; (C) reviewed and approved by someone other than the person who prepared the reconciliation; and (D) contain explanations for reconciling items. These reconciling items are resolved within 90 calendar days of their original identification, or such other number of days specified in the transaction agreements.
X
X
  
 
Investor Remittances and Reporting
      
1122(d)(3)(i)
Reports to investors, including those to be filed with the Commission, are maintained in accordance with the transaction agreements and applicable Commission requirements. Specifically, such reports (A) are prepared in accordance with timeframes and other terms set forth in the transaction agreements; (B) provide information calculated in accordance with the terms specified in the transaction agreements; (C) are filed with the Commission as required by its rules and regulations; and (D) agree with investors’ or the trustee’s records as to the total unpaid principal balance and number of Pool Assets serviced by the Servicer.
X
X
  
1122(d)(3)(ii)
Amounts due to investors are allocated and remitted in accordance with timeframes, distribution priority and other terms set forth in the transaction agreements.
X
X
  
1122(d)(3)(iii)
Disbursements made to an investor are posted within two business days to the Servicer’s investor records, or such other number of days specified in the transaction agreements.
X
X
  
1122(d)(3)(iv)
Amounts remitted to investors per the investor reports agree with cancelled checks, or other form of payment, or custodial bank statements.
X
X
  
 
Pool Asset Administration
      
1122(d)(4)(i)
Collateral or security on pool assets is maintained as required by the transaction agreements or related pool asset documents.
   
X
1122(d)(4)(ii)
Pool assets and related documents are safeguarded as required by the transaction agreements
   
X
1122(d)(4)(iii)
Any additions, removals or substitutions to the asset pool are made, reviewed and approved in accordance with any conditions or requirements in the transaction agreements.
X
X
X* 
1122(d)(4)(iv)
Payments on pool assets, including any payoffs, made in accordance with the related pool asset documents are posted to the Servicer’s obligor records maintained no more than two business days after receipt, or such other number of days specified in the transaction agreements, and allocated to principal, interest or other items (e.g., escrow) in accordance with the related pool asset documents.
X
    
1122(d)(4)(v)
The Servicer’s records regarding the pool assets agree with the Servicer’s records with respect to an obligor’s unpaid principal balance.
X
    
1122(d)(4)(vi)
Changes with respect to the terms or status of an obligor's pool assets (e.g., loan modifications or re-agings) are made, reviewed and approved by authorized personnel in accordance with the transaction agreements and related pool asset documents.
X
    
1122(d)(4)(vii)
Loss mitigation or recovery actions (e.g., forbearance plans, modifications and deeds in lieu of foreclosure, foreclosures and repossessions, as applicable) are initiated, conducted and concluded in accordance with the timeframes or other requirements established by the transaction agreements.
X
    
1122(d)(4)(viii)
Records documenting collection efforts are maintained during the period a pool asset is delinquent in accordance with the transaction agreements. Such records are maintained on at least a monthly basis, or such other period specified in the transaction agreements, and describe the entity’s activities in monitoring delinquent pool assets including, for example, phone calls, letters and payment rescheduling plans in cases where delinquency is deemed temporary (e.g., illness or unemployment).
X
    
1122(d)(4)(ix)
Adjustments to interest rates or rates of return for pool assets with variable rates are computed based on the related pool asset documents.
X
    
1122(d)(4)(x)
Regarding any funds held in trust for an obligor (such as escrow accounts): (A) such funds are analyzed, in accordance with the obligor’s pool asset documents, on at least an annual basis, or such other period specified in the transaction agreements; (B) interest on such funds is paid, or credited, to obligors in accordance with applicable pool asset documents and state laws; and (C) such funds are returned to the obligor within 30 calendar days of full repayment of the related pool assets, or such other number of days specified in the transaction agreements.
X
    
1122(d)(4)(xi)
Payments made on behalf of an obligor (such as tax or insurance payments) are made on or before the related penalty or expiration dates, as indicated on the appropriate bills or notices for such payments, provided that such support has been received by the servicer at least 30 calendar days prior to these dates, or such other number of days specified in the transaction agreements.
X
    
1122(d)(4)(xii)
Any late payment penalties in connection with any payment to be made on behalf of an obligor are paid from the Servicer’s funds and not charged to the obligor, unless the late payment was due to the obligor’s error or omission.
X
    
1122(d)(4)(xiii)
Disbursements made on behalf of an obligor are posted within two business days to the obligor’s records maintained by the servicer, or such other number of days specified in the transaction agreements.
X
    
1122(d)(4)(xiv)
Delinquencies, charge-offs and uncollectible accounts are recognized and recorded in accordance with the transaction agreements.
X
    
1122(d)(4)(xv)
Any external enhancement or other support, identified in Item 1114(a)(1) through (3) or Item 1115 of Regulation AB, is maintained as set forth in the transaction agreements.
 
X
  


 

* Only with respect to the logistics of adding, removing and substituting loan files.



EXHIBIT Q
 
FORM 10-D, FORM 8-K AND FORM 10-K
REPORTING RESPONSIBILITY

As to each item described below, the entity indicated as the Responsible Party shall be primarily responsible for reporting the information to the party identified as responsible for preparing the Securities Exchange Act Reports pursuant to Section 3.16 of the Pooling and Servicing Agreement. The trustee in this transaction is responsible for all of the securities administrator functions.

Under Item 1 of Form 10-D: a) items marked “monthly statements to certificateholders” are required to be included in the periodic Distribution Date statement under Section 5.06 of the Pooling and Servicing Agreement, provided by the Trustee based on information received from the party providing such information; and b) items marked “Form 10-D report” are required to be in the Form 10-D report but not the monthly statements to certificateholders, provided by the party indicated. Information under all other Items of Form 10-D is to be included in the Form 10-D report. All such information and any other Items of Form 8-K and Form 10-K set forth in this exhibit shall be sent to the Trustee and the Depositor.


Form
Item
Description
Master Servicer
Trustee
Custodian
Depositor
Sponsor
10-D
Must be filed within 15 days of the distribution date for the asset-backed securities.
    
 
1
Distribution and Pool Performance Information
          
Item 1121(a) - Distribution and Pool Performance Information
          
(1) Any applicable record dates, accrual dates, determination dates for calculating distributions and actual distribution dates for the distribution period.
  
X
 
(monthly statements to certificateholders)
      
(2) Cash flows received and the sources thereof for distributions, fees and expenses.
  
X
 
(monthly statements to certificateholders)
      
(3) Calculated amounts and distribution of the flow of funds for the period itemized by type and priority of payment, including:
  
X
 
(monthly statements to certificateholders)
      
(i) Fees or expenses accrued and paid, with an identification of the general purpose of such fees and the party receiving such fees or expenses.
  
X
 
(monthly statements to certificateholders)
      
(ii) Payments accrued or paid with respect to enhancement or other support identified in Item 1114 of Regulation AB (such as insurance premiums or other enhancement maintenance fees), with an identification of the general purpose of such payments and the party receiving such payments.
  
X
 
(monthly statements to certificateholders)
      
(iii) Principal, interest and other distributions accrued and paid on the asset-backed securities by type and by class or series and any principal or interest shortfalls or carryovers.
  
X
 
(monthly statements to certificateholders)
      
(iv) The amount of excess cash flow or excess spread and the disposition of excess cash flow.
  
X
 
(monthly statements to certificateholders)
      
(4) Beginning and ending principal balances of the asset-backed securities.
  
X
 
(monthly statements to certificateholders)
      
(5) Interest rates applicable to the pool assets and the asset-backed securities, as applicable. Consider providing interest rate information for pool assets in appropriate distributional groups or incremental ranges.
  
X
 
(monthly statements to certificateholders)
      
(6) Beginning and ending balances of transaction accounts, such as reserve accounts, and material account activity during the period.
  
X
 
(monthly statements to certificateholders) (only with respect to the reserve accounts)
      
(7) Any amounts drawn on any credit enhancement or other support identified in Item 1114 of Regulation AB, as applicable, and the amount of coverage remaining under any such enhancement, if known and applicable.
  
X
 
(monthly statements to certificateholders)
      
(8) Number and amount of pool assets at the beginning and ending of each period, and updated pool composition information, such as weighted average coupon, weighted average remaining term, pool factors and prepayment amounts.
  
X
 
(monthly statements to certificateholders)
  
Updated pool composition information fields to be as specified by Depositor from time to time
  
(9) Delinquency and loss information for the period.
  
X
 
(monthly statements to certificateholders)
      
In addition, describe any material changes to the information specified in Item 1100(b)(5) of Regulation AB regarding the pool assets. (methodology)
X
        
(10) Information on the amount, terms and general purpose of any advances made or reimbursed during the period, including the general use of funds advanced and the general source of funds for reimbursements.
  
X
 
(monthly statements to certificateholders)
      
(11) Any material modifications, extensions or waivers to pool asset terms, fees, penalties or payments during the distribution period or that have cumulatively become material over time.
  
X
 
(monthly statements to certificateholders)
      
(12) Material breaches of pool asset representations or warranties or transaction covenants.
X
X
 
(if agreed upon by the parties)
  
X
  
(13) Information on ratio, coverage or other tests used for determining any early amortization, liquidation or other performance trigger and whether the trigger was met.
  
X
 
(monthly statements to certificateholders)
      
(14) Information regarding any new issuance of asset-backed securities backed by the same asset pool,
     
X
  
information regarding any pool asset changes (other than in connection with a pool asset converting into cash in accordance with its terms), such as additions or removals in connection with a prefunding or revolving period and pool asset substitutions and repurchases (and purchase rates, if applicable), and cash flows available for future purchases, such as the balances of any prefunding or revolving accounts, if applicable.
X
X
  
X
  
Disclose any material changes in the solicitation, credit-granting, underwriting, origination, acquisition or pool selection criteria or procedures, as applicable, used to originate, acquire or select the new pool assets.
      
X
X
Item 1121(b) - Pre-Funding or Revolving Period Information
 
Updated pool information as required under Item 1121(b).
      
X
  
2
Legal Proceedings
          
Item 1117 - Legal proceedings pending against the following entities, or their respective property, that is material to Certificateholders, including proceedings known to be contemplated by governmental authorities:
          
Sponsor (Seller)
        
X
Depositor
      
X
  
Trustee
  
X
      
Issuing entity
      
X
  
Master Servicer, affiliated Servicer, other Servicer servicing 20% or more of pool assets at time of report, other material servicers
X
        
Originator of 20% or more of pool assets as of the Cut-off Date
      
X
  
Custodian
    
X
    
 
3
Sales of Securities and Use of Proceeds
          
Information from Item 2(a) of Part II of Form 10-Q:
 
With respect to any sale of securities by the sponsor, depositor or issuing entity, that are backed by the same asset pool or are otherwise issued by the issuing entity, whether or not registered, provide the sales and use of proceeds information in Item 701 of Regulation S-K. Pricing information can be omitted if securities were not registered.
      
X
  
4
Defaults Upon Senior Securities
          
Information from Item 3 of Part II of Form 10-Q:
 
Report the occurrence of any Event of Default (after expiration of any grace period and provision of any required notice)
  
X
      
5
Submission of Matters to a Vote of Certificateholders
          
Information from Item 4 of Part II of Form 10-Q
  
X
      
6
Significant Obligors of Pool Assets
          
Item 1112(b) - Significant Obligor Financial Information*
      
X
  
*This information need only be reported on the Form 10-D for the distribution period in which updated information is required pursuant to the Item.
          
7
Significant Enhancement Provider Information
          
Item 1114(b)(2) - Credit Enhancement Provider Financial Information*
          
Determining applicable disclosure threshold
  
X
      
Requesting required financial information or effecting incorporation by reference
  
X
      
Item 1115(b) - Derivative Counterparty Financial Information*
          
Determining current maximum probable exposure
      
X
  
Determining current significance percentage
  
X
      
Requesting required financial information or effecting incorporation by reference
  
X
      
*This information need only be reported on the Form 10-D for the distribution period in which updated information is required pursuant to the Items.
          
8
Other Information
          
   
Disclose any information required to be reported on Form 8-K during the period covered by the Form 10-D but not reported
The Responsible Party for the applicable Form 8-K item as indicated below.
 
9
Exhibits
          
Distribution report
  
X
      
Exhibits required by Item 601 of Regulation S-K, such as material agreements
      
X
  
8-K
Must be filed within four business days of an event reportable on Form 8-K.
    
 
1.01
Entry into a Material Definitive Agreement
          
Disclosure is required regarding entry into or amendment of any definitive agreement that is material to the securitization, even if depositor is not a party.
 
Examples: servicing agreement, custodial agreement.
 
Note: disclosure not required as to definitive agreements that are fully disclosed in the prospectus
X
X 
  
X 
X 
1.02
Termination of a Material Definitive Agreement
X
X 
  
X 
X 
Disclosure is required regarding termination of any definitive agreement that is material to the securitization (other than expiration in accordance with its terms), even if depositor is not a party.
 
 
Examples: servicing agreement, custodial agreement.
X
X
X
X
X
1.03
Bankruptcy or Receivership
          
Disclosure is required regarding the bankruptcy or receivership, if known to the Master Servicer, with respect to any of the following:
 
Sponsor (Seller), Depositor, Master Servicer, affiliated Servicer, other Servicer servicing 20% or more of pool assets at time of report, other material servicers, Trustee, significant obligor, credit enhancer (10% or more), derivatives counterparty, Custodian
X
X 
X
X 
X 
2.04
Triggering Events that Accelerate or Increase a Direct Financial Obligation or an Obligation under an Off-Balance Sheet Arrangement [in this transaction there is no off-balance sheet arrangement]
          
Includes an early amortization, performance trigger or other event, including event of default, that would materially alter the payment priority/distribution of cash flows/amortization schedule.
 
Disclosure will be made of events other than waterfall triggers which are disclosed in the monthly statements to certificateholders [in this transaction there will be no events other than waterfall triggers]
  
X
      
3.03
Material Modification to Rights of Certificateholders
          
Disclosure is required of any material modification to documents defining the rights of Certificateholders, including the Pooling and Servicing Agreement
  
X
      
5.03
Amendments to Articles of Incorporation or Bylaws; Change in Fiscal Year
          
Disclosure is required of any amendment “to the governing documents of the issuing entity”
      
X
  
5.06
Change in Shell Company Status
          
[Not applicable to ABS issuers]
      
X
  
6.01
ABS Informational and Computational Material
          
[Not included in reports to be filed under Section 3.16]
      
X
  
6.02
Change of Servicer or Trustee
          
Requires disclosure of any removal, replacement, substitution or addition of any master servicer, affiliated servicer, other servicer servicing 10% or more of pool assets at time of report, other material servicers or trustee.
X
X
  
X
  
Reg AB disclosure about any new master servicer is also required.
X
        
Reg AB disclosure about any new trustee is also required.
  
X
      
6.03
Change in Credit Enhancement or Other External Support
          
Covers termination of any enhancement in manner other than by its terms, the addition of an enhancement, or a material change in the enhancement provided. Applies to external credit enhancements as well as derivatives.
 
X
  
X
  
Reg AB disclosure about any new enhancement provider is also required.
  
X
  
X
  
6.04
Failure to Make a Required Distribution
  
X
      
6.05
Securities Act Updating Disclosure
          
If any material pool characteristic differs by 5% or more at the time of issuance of the securities from the description in the final prospectus, provide updated Reg AB disclosure about the actual asset pool.
      
X
 
If there are any new servicers or originators required to be disclosed under Regulation AB as a result of the foregoing, provide the information called for in Items 1108 and 1110 respectively.
      
X
  
7.01
Regulation FD Disclosure
X
X
X
X
  
8.01
Other Events
          
Any event, with respect to which information is not otherwise called for in Form 8-K, that the registrant deems of importance to certificateholders.
      
X
  
 
9.01
Financial Statements and Exhibits
The Responsible Party applicable to reportable event.
10-K
  
Must be filed within 90 days of the fiscal year end for the registrant.
    
 
9B
Other Information
          
   
Disclose any information required to be reported on Form 8-K during the fourth quarter covered by the Form 10-K but not reported
The Responsible Party for the applicable Form 8-K as indicated above.
 
15
Exhibits and Financial Statement Schedules
          
Item 1112(b) - Significant Obligor Financial Information
      
X
  
Item 1114(b)(2) - Credit Enhancement Provider Financial Information
          
Determining applicable disclosure threshold
  
X
      
Requesting required financial information or effecting incorporation by reference
  
X
      
Item 1115(b) - Derivative Counterparty Financial Information
          
Determining current maximum probable exposure
      
X
  
   
Determining current significance percentage
  
X
      
Requesting required financial information or effecting incorporation by reference
  
X
      
Item 1117 - Legal proceedings pending against the following entities, or their respective property, that is material to Certificateholders, including proceedings known to be contemplated by governmental authorities:
          
Sponsor (Seller)
        
X
Depositor
      
X
  
Trustee
  
X
      
Issuing entity
      
X
  
Master Servicer, affiliated Servicer, other Servicer servicing 20% or more of pool assets at time of report, other material servicers
X
        
Originator of 20% or more of pool assets as of the Cut-off Date
      
X
  
Custodian
    
X
    
Item 1119 - Affiliations and relationships between the following entities, or their respective affiliates, that are material to Certificateholders:
          
Sponsor (Seller)
        
X
Depositor
      
X
  
Trustee
  
X
      
Master Servicer, affiliated Servicer, other Servicer servicing 20% or more of pool assets at time of report, other material servicers
X
        
Originator
      
X
  
Custodian
    
X
    
Credit Enhancer/Support Provider
      
X
  
Significant Obligor
      
X
  
Item 1122 - Assessment of Compliance with Servicing Criteria
X
X
X
    
Item 1123 - Servicer Compliance Statement
X
X
      

 



EXHIBIT R
 
ADDITIONAL DISCLOSURE NOTIFICATION
 
Bear Stearns Asset Backed Securities I LLC
383 Madison Avenue
New York, New York 10179
Fax: (212) 272-2000
E-mail: regabnotifications@bear.com

LaSalle Bank National Association as Trustee
135 S. LaSalle St., Suite 1511
Chicago, Illinois 60603
Fax: (312) 904-1368
E-mail: edgar@abnamro.com
Attn: Global Securities and Trust Services Group - BEAR STEARNS ASSET BACKED SECURITIES I TRUST 2007-FS1-SEC REPORT PROCESSING
 
RE: **Additional Form [ ] Disclosure**Required
 
Ladies and Gentlemen:
 
In accordance with Section 3.16(a)(iv) of the Pooling and Servicing Agreement, dated as of February 1, 2007, among Bear Stearns Asset Backed Securities I LLC, as depositor, EMC Mortgage Corporation, as seller and as master servicer, and LaSalle Bank National Association, as trustee. The Undersigned, as [Name of Party], hereby notifies you that certain events have come to our attention that [will][may] need to be disclosed on Form [ ].
 
Description of Additional Form [ ] Disclosure:
 
List of Any Attachments hereto to be included in the Additional Form [ ] Disclosure:
 
 
Any inquiries related to this notification should be directed to [ ], phone number: [ ]; email address: [ ].
 

 
[NAME OF PARTY]
as [role]
   
By:
  
Name:
  
Title:
  


 
EXHIBIT S
 
FORM OF TRANSFEROR AFFIDAVIT
 
STATE OF NEW YORK
)
  
 
)
ss.:
COUNTY OF NEW YORK
)
  
 
The undersigned is the [Title of Officer] of [Name of Transferor] (the “Owner”), the proposed transferor of an Ownership Interest in the Bear Stearns Asset Backed Securities I LLC Asset-Backed Certificates, Series 2007-FS1, Class [R-1][R-2][R-3][RX] Certificate (the “Certificate”) issued pursuant to the Pooling and Servicing Agreement, dated as of February 1, 2007 (the “Agreement”), among Bear Stearns Asset Backed Securities I LLC, as depositor (the “Depositor”), EMC Mortgage Corporation, as seller and as master servicer, and LaSalle Bank National Association, as trustee (the “Trustee”), and makes this affidavit on behalf of the Owner for the benefit of the Depositor and the Trustee. Capitalized terms used, but not defined herein, shall have the meanings ascribed to such terms in the Agreement.
 
1.  The Owner is not transferring the Certificate to impede the assessment or collection of any tax.
 
2.  The Owner has no actual knowledge that the proposed transferee of the Certificate: (i) has insufficient assets to pay any taxes that would be owed by such transferee as Holder of the Certificate; (ii) may become insolvent or subject to a bankruptcy proceeding for so long as the Certificate remains outstanding; and (iii) is not a Permitted Transferee.
 
3.  The Owner understands that the proposed transferee has delivered to the Trustee and the Depositor a transfer affidavit and agreement in the form attached to the Agreement as Exhibit C. The Owner does not know or believe that any representation contained therein is false.
 
4.  At the time of transfer, the Owner has conducted a reasonable investigation of the financial condition of the proposed transferee as contemplated by Treasury Regulation Section 1.860E-1(c)(4)(i) and, as a result of that investigation, the Owner has determined that the proposed transferee has historically paid its debts as they became due and has found no significant evidence to indicate that the proposed transferee will not continue to pay its debts as they become due in the future. The Owner understands that the transfer of the Certificate may not be respected for U.S. federal income tax purposes (and the Owner may continue to be liable for U.S. federal income taxes associated therewith) unless the Owner has conducted such an investigation.
 

 

 

 

 
IN WITNESS WHEREOF, the Investor has caused this instrument to be executed on its behalf, pursuant to authority of its Board of Directors, by its [Title of Officer] this ____ day of _________, 20__.
 
           
[NAME OF OWNER]
                         
                         
           
By:
  
           
Name:
[Name of Officer]
           
Title:
[Title of Officer]
               
               
               

 
Personally appeared before me the above-named [Name of Officer], known or proved to me to be the same person who executed the foregoing instrument and to be the [Title of Officer] of the Owner, and acknowledged to me that he/she executed the same as his/her free act and deed and the free act and deed of the Owner.
 
Subscribed and sworn before me this ___ day of _________, 20___.
 
NOTARY PUBLIC
 
COUNTY OF
 
STATE OF
 
My commission expires the ___ day of ___________________, 20___.