The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ACCENTURE PLC IRELAND S HS CLASS A G 1151C101 1,012 12,440 SH   SOLE   12,365 0 75
ACCENTURE PLC IRELAND SHS CLASS A G1151C101 12 150 SH   OTR   150 0 0
EVEREST RE GROUP LTD COM G3223R108 1,183 7,300 SH   SOLE   7,210 0 90
EVEREST RE GROUP LTD COM G3223R108 11 70 SH   OTR   70 0 0
AGL RES INC COM 1204106 336 6,543 SH   SOLE   6,443 0 100
AGL RES INC COM 1204106 8 150 SH   OTR   150 0 0
AT&T INC COM 00206R102 708 20,095 SH   SOLE   19,995 0 100
AT&T INC COM 00206R102 126 3,576 SH   OTR   3,576 0 0
ABBOTT LABS COM 2824100 320 7,690 SH   SOLE   7,690 0 0
ABBVIE INC COM 00287Y109 411 7,120 SH   SOLE   7,120 0 0
ADOBE SYS INC COM 00724F101 347 5,015 SH   SOLE   4,965 0 50
ALLSTATE CORP COM 20002101 840 13,689 SH   SOLE   13,589 0 100
ALLSTATE CORP COM 20002101 13 210 SH   OTR   210 0 0
AMERICAN EXPRESS CO COM 25816109 1,728 19,742 SH   SOLE   19,642 0 100
AMERICAN EXPRESS CO COM 25816109 18 210 SH   OTR   210 0 0
AMERICAN TOWER CORP NEW COM 03027X100 353 3,765 SH   SOLE   3,725 0 40
AMERISOURCEBERGEN CORP COM 03073E105 859 11,115 SH   SOLE   10,915 0 200
AMERISOURCEBERGEN CORP COM 03073E105 16 210 SH   OTR   210 0 0
ANALOG DEVICES INC COM 32654105 680 13,744 SH   SOLE   13,744 0 0
ANALOG DEVICES INC COM 32654105 5 105 SH   OTR   105 0 0
APPLE INC COM 37833100 1,874 18,598 SH   SOLE   18,493 0 105
APPLE INC COM 37833100 21 210 SH   OTR   210 0 0
BANK MONTREAL QUE COM 63671101 291 3,950 SH   SOLE   3,950 0 0
BANK MONTREAL QUE COM 63671101 7 100 SH   OTR   100 0 0
BECTON DICKINSON & CO COM 75887109 609 5,349 SH   SOLE   5,349 0 0
BECTON DICKINSON & CO COM 75887109 7 65 SH   OTR   65 0 0
BRISTOL MYERS SQUIBB CO COM 110122108 559 10,924 SH   SOLE   10,924 0 0
BRISTOL MYERS SQUIBB CO COM 110122108 189 3,696 SH   OTR   3,696 0 0
CIGNA CORPORATION COM 125509109 140 1,540 SH   SOLE   1,540 0 0
CIGNA CORPORATION COM 125509109 284 3,136 SH   OTR   3,136 0 0
CVS HEALTH CORP COM 126650100 1,313 16,499 SH   SOLE   16,299 0 200
CVS HEALTH CORP COM 126650100 21 265 SH   OTR   265 0 0
CATERPILLAR INC DEL COM 149123101 224 2,260 SH   SOLE   2,260 0 0
CHEESECAKE FACTORY INC COM 163072101 355 7,798 SH   SOLE   7,798 0 0
CHEVRON CORP NEW COM 166764100 1,776 14,885 SH   SOLE   14,805 0 80
CHEVRON CORP NEW COM 166764100 8 65 SH   OTR   65 0 0
COCA COLA CO COM 191216100 663 15,530 SH   SOLE   15,380 0 150
COCA COLA CO COM 191216100 180 4,220 SH   OTR   4,220 0 0
COHEN & STEERS REIT & PFD IN COM 19247X100 367 21,000 SH   SOLE   21,000 0 0
COLGATE PALMOLIVE CO COM 194162103 221 3,394 SH   SOLE   3,394 0 0
COMCAST CORP NEW CL A 20030N101 1,411 26,228 SH   SOLE   26,078 0 150
COMCAST CORP NEW CL A 20030N101 17 320 SH   OTR   320 0 0
CONOCOPHILLIPS COM 20825C104 285 3,719 SH   SOLE   3,719 0 0
COSTCO WHSL CORP NEW COM 22160K105 1,221 9,741 SH   SOLE   9,581 0 160
COSTCO WHSL CORP NEW COM 22160K105 11 85 SH   OTR   85 0 0
DANAHER CORP DEL COM 235851102 654 8,614 SH   SOLE   8,614 0 0
DISNEY WALT CO COM DISNEY 254687106 999 11,221 SH   SOLE   11,021 0 200
DISNEY WALT CO COM DISNEY 254687106 49 550 SH   OTR   550 0 0
DOMINION RES INC VA NEW COM 25746U109 257 3,720 SH   SOLE   3,720 0 0
DREYFUS MUN INCOME INC COM 26201R102 127 14,000 SH   SOLE   14,000 0 0
DU PONT E I DE NEMOURS & CO COM 263534109 484 6,750 SH   SOLE   6,750 0 0
EBAY INC COM 278642103 232 4,095 SH   SOLE   3,995 0 100
EBAY INC COM 278642103 6 100 SH   OTR   100 0 0
ELECTRONIC ARTS INC COM 285512109 270 7,585 SH   SOLE   7,485 0 100
ELECTRONIC ARTS INC COM 285512109 4 100 SH   OTR   100 0 0
EMERSON ELEC CO COM 291011104 247 3,950 SH   SOLE   3,950 0 0
EMERSON ELEC CO COM 291011104 33 520 SH   OTR   520 0 0
EXPRESS SCRIPTS HLDG CO COM 30219G108 728 10,310 SH   SOLE   10,210 0 100
EXPRESS SCRIPTS HLDG CO COM 30219G108 11 150 SH   OTR   150 0 0
EXXON MOBIL CORP COM 30231G102 1,089 11,584 SH   SOLE   11,584 0 0
EXXON MOBIL CORP COM 30231G102 217 2,310 SH   OTR   2,310 0 0
FISERV INC COM 337738108 224 3,460 SH   SOLE   3,410 0 50
FRANKLIN RES INC COM 354613101 205 3,763 SH   SOLE   3,643 0 120
GENERAL ELECTRIC CO COM 369604103 1,320 51,526 SH   SOLE   51,526 0 0
GENERAL ELECTRIC CO COM 369604103 20 785 SH   OTR   785 0 0
GENERAL MLS INC COM 370334104 490 9,710 SH   SOLE   9,710 0 0
GOOGLE INC CL A 38259P508 730 1,240 SH   SOLE   1,230 0 10
GOOGLE INC CL A 38259P508 12 20 SH   OTR   20 0 0
GOOGLE INC CL C 38259P706 658 1,139 SH   SOLE   1,139 0 0
GOOGLE INC CL C 38259P706 6 10 SH   OTR   10 0 0
HELMERICH & PAYNE INC COM 423452101 770 7,870 SH   SOLE   7,870 0 0
HELMERICH & PAYNE INC COM 423452101 10 105 SH   OTR   105 0 0
HOME DEPOT INC COM 437076102 1,186 12,929 SH   SOLE   12,854 0 75
HOME DEPOT INC COM 437076102 58 630 SH   OTR   630 0 0
INTEL CORP COM 458140100 288 8,263 SH   SOLE   8,113 0 150
INTEL CORP COM 458140100 292 8,400 SH   OTR   8,400 0 0
INTERNATIONAL BUSINESS MACHS COM 459200101 1,017 5,358 SH   SOLE   5,358 0 0
INTERNATIONAL BUSINESS MACHS COM 459200101 28 145 SH   OTR   145 0 0
ISHARES TR CORE S&P500 ETF 464287200 2,106 10,623 SH   SOLE   10,623 0 0
ISHARES TR MSCI EAFE ETF 464287465 219 3,415 SH   SOLE   3,415 0 0
ISHARES TR RUS MID-CAP ETF 464287499 201 1,270 SH   SOLE   1,270 0 0
ISHARES TR CORE S&P MCP ETF 464287507 18,255 133,498 SH   SOLE   132,253 0 1,245
ISHARES TR CORE S&P MCP ETF 464287507 148 1,085 SH   OTR   1,085 0 0
ISHARES TR COHEN&STEER REIT 464287564 4,729 55,982 SH   SOLE   55,497 0 485
ISHARES TR COHEN&STEER REIT 464287564 52 615 SH   OTR   615 0 0
ISHARES TR CORE S&P SCP ETF 464287804 14,622 140,188 SH   SOLE   138,473 0 1,715
ISHARES TR CORE S&P SCP ETF 464287804 100 960 SH   OTR   960 0 0
ISHARES EAFE SML CP ETF 464288273 536 11,060 SH   SOLE   10,970 0 90
ISHARES EAFE SML CP ETF 464288273 7 150 SH   OTR   150 0 0
ISHARES CALI AMT-FRE ETF 464288356 292 2,500 SH   SOLE   2,500 0 0
ISHARES CALI AMT-FRE ETF 464288356 152 1,300 SH   OTR   1,300 0 0
JPMORGAN CHASE & CO COM 46625H100 1,209 20,075 SH   SOLE   20,075 0 0
JPMORGAN CHASE & CO COM 46625H100 12 200 SH   OTR   200 0 0
JOHNSON & JOHNSON COM 478160104 1,181 11,083 SH   SOLE   11,033 0 50
JOHNSON & JOHNSON COM 478160104 192 1,800 SH   OTR   1,800 0 0
LILLY ELI & CO COM 532457108 102 1,580 SH   SOLE   1,580 0 0
LILLY ELI & CO COM 532457108 156 2,400 SH   OTR   2,400 0 0
LOWES COS INC COM 548661107 253 4,775 SH   SOLE   4,775 0 0
MAGELLAN MIDSTREAM PRTNRS LP COM UNIT RP LP 559080106 213 2,530 SH   SOLE   2,530 0 0
MCDONALDS CORP COM 580135101 208 2,195 SH   SOLE   2,195 0 0
MCGRAW HILL FINL INC COM 580645109 346 4,100 SH   SOLE   4,100 0 0
MCKESSON CORP COM 58155Q103 1,525 7,836 SH   SOLE   7,736 0 100
MCKESSON CORP COM 58155Q103 18 90 SH   OTR   90 0 0
MERCK & CO INC NEW COM 58933Y105 353 5,950 SH   SOLE   5,950 0 0
MICROSOFT CORP COM 594918104 349 7,522 SH   SOLE   7,522 0 0
MICROSOFT CORP COM 594918104 148 3,200 SH   OTR   3,200 0 0
MYLAN INC COM 628530107 1,053 23,144 SH   SOLE   23,144 0 0
MYLAN INC COM 628530107 10 225 SH   OTR   225 0 0
NATIONAL OILWELL VARCO INC COM 637071101 334 4,387 SH   SOLE   4,387 0 0
NATIONAL OILWELL VARCO INC COM 637071101 5 60 SH   OTR   60 0 0
NEXTERA ENERGY INC COM 65339F101 428 4,560 SH   SOLE   4,510 0 50
NEXTERA ENERGY INC COM 65339F101 7 70 SH   OTR   70 0 0
NOVARTIS A G SPONSORED ADR 66987V109 213 2,265 SH   SOLE   2,215 0 50
ORACLE CORP COM 68389X105 640 16,710 SH   SOLE   16,610 0 100
ORACLE CORP COM 68389X105 23 600 SH   OTR   600 0 0
PPG INDS INC COM 693506107 1,643 8,351 SH   SOLE   8,301 0 50
PPG INDS INC COM 693506107 12 59 SH   OTR   59 0 0
PACKAGING CORP AMER COM 695156109 348 5,460 SH   SOLE   5,360 0 100
PACKAGING CORP AMER COM 695156109 6 100 SH   OTR   100 0 0
PARKER HANNIFIN CORP COM 701094104 994 8,710 SH   SOLE   8,710 0 0
PARKER HANNIFIN CORP COM 701094104 11 100 SH   OTR   100 0 0
PEPSICO INC COM 713448108 797 8,559 SH   SOLE   8,559 0 0
PIMCO MUN INCOME FD II COM 72200W106 140 12,000 SH   SOLE   12,000 0 0
PIMCO ETF TR 1-5 US TIP IDX 72201R205 1,757 33,444 SH   SOLE   33,444 0 0
PIMCO ETF TR 1-5 US TIP IDX 72201R205 21 400 SH   OTR   400 0 0
PINNACLE FOODS INC DEL COM 72348P104 452 13,835 SH   SOLE   13,835 0 0
PINNACLE FOODS INC DEL COM 72348P104 5 150 SH   OTR   150 0 0
PIONEER NAT RES CO COM 723787107 807 4,095 SH   SOLE   4,015 0 80
PIONEER NAT RES CO COM 723787107 20 100 SH   OTR   100 0 0
PLAINS ALL AMERN PIPELINE L UNIT LTD PART N 726503105 446 7,570 SH   SOLE   7,470 0 100
PROCTER & GAMBLE CO COM 742718109 337 4,030 SH   SOLE   4,030 0 0
PROCTER & GAMBLE CO COM 742718109 126 1,500 SH   OTR   1,500 0 0
PUBLIC STORAGE COM 74460D109 300 1,810 SH   SOLE   1,790 0 20
QUALCOMM INC COM 747525103 665 8,893 SH   SOLE   8,893 0 0
QUALCOMM INC COM 747525103 11 150 SH   OTR   150 0 0
REGIONS FINL CORP NEW COM 7591EP100 604 60,170 SH   SOLE   60,170 0 0
REGIONS FINL CORP NEW COM 7591EP100 13 1,300 SH   OTR   1,300 0 0
RYDEX ETF TRUST GUG S&P500 PU VA 78355W304 13,847 261,906 SH   SOLE   257,856 0 4,050
RYDEX ETF TRUST GUG S&P500 PU VA 78355W304 128 2,430 SH   OTR   2,430 0 0
RYDEX ETF TRUST GUG S&P500 PU GR 78355W403 14,048 181,973 SH   SOLE   178,863 0 3,110
RYDEX ETF TRUST GUG S&P500 PU GR 78355W403 139 1,800 SH   OTR   1,800 0 0
RYDEX ETF TRUST GUG S&P MC400 PV 78355W502 8,706 170,367 SH   SOLE   167,282 0 3,085
RYDEX ETF TRUST GUG S&P MC400 PV 78355W502 81 1,580 SH   OTR   1,580 0 0
RYDEX ETF TRUST GUG S&P MC400 PG 78355W601 13,856 113,270 SH   SOLE   111,820 0 1,450
RYDEX ETF TRUST GUG S&P MC400 PG 78355W601 143 1,170 SH   OTR   1,170 0 0
RYDEX ETF TRUST GUG S&P SC600 PG 78355W809 390 5,155 SH   SOLE   5,155 0 0
SPDR SERIES TRUST BRC CNV SECS ETF 78464A359 11,442 230,447 SH   SOLE   227,027 0 3,420
SPDR SERIES TRUST BRC CNV SECS ETF 78464A359 204 4,100 SH   OTR   4,100 0 0
SPDR SERIES TRUST S&P REGL BKG 78464A698 815 21,525 SH   SOLE   21,525 0 0
SPDR SERIES TRUST S&P REGL BKG 78464A698 11 300 SH   OTR   300 0 0
SCHLUMBERGER LTD COM 806857108 681 6,693 SH   SOLE   6,643 0 50
SCHLUMBERGER LTD COM 806857108 178 1,750 SH   OTR   1,750 0 0
SMUCKER J M CO COM NEW 832696405 215 2,170 SH   SOLE   2,170 0 0
SMUCKER J M CO COM NEW 832696405 5 50 SH   OTR   50 0 0
SPECTRA ENERGY CORP COM 847560109 839 21,359 SH   SOLE   21,259 0 100
SPECTRA ENERGY CORP COM 847560109 12 300 SH   OTR   300 0 0
STRYKER CORP COM 863667101 423 5,236 SH   SOLE   5,136 0 100
STRYKER CORP COM 863667101 8 100 SH   OTR   100 0 0
TRW AUTOMOTIVE HLDGS CORP COM 87264S106 736 7,265 SH   SOLE   7,165 0 100
TRW AUTOMOTIVE HLDGS CORP COM 87264S106 15 150 SH   OTR   150 0 0
TAIWAN SEMICONDUCTOR MFG LTD SPONSORED ADR 874039100 305 15,125 SH   SOLE   15,125 0 0
TAIWAN SEMICONDUCTOR MFG LTD SPONSORED ADR 874039100 11 550 SH   OTR   550 0 0
3M CO COM 88579Y101 1,253 8,845 SH   SOLE   8,745 0 100
3M CO COM 88579Y101 18 130 SH   OTR   130 0 0
TOYOTA MOTOR CORP SP ADR REP2COM 892331307 415 3,530 SH   SOLE   3,480 0 50
TOYOTA MOTOR CORP SP ADR REP2COM 892331307 6 50 SH   OTR   50 0 0
TRAVELERS COMPANIES INC COM 89417E109 1,069 11,380 SH   SOLE   11,280 0 100
TRAVELERS COMPANIES INC COM 89417E109 12 130 SH   OTR   130 0 0
US BANCORP DEL COM NEW 902973304 272 6,505 SH   SOLE   6,505 0 0
UNITED TECHNOLOGIES CORP COM 913017109 1,265 11,983 SH   SOLE   11,923 0 60
UNITED TECHNOLOGIES CORP COM 913017109 12 110 SH   OTR   110 0 0
VANGUARD BD INDEX FD INC INTERMED TERM 921937819 595 7,060 SH   SOLE   7,060 0 0
VERIZON COMMUNICATIONS INC COM 92343V104 1,110 22,212 SH   SOLE   22,112 0 100
VERIZON COMMUNICATIONS INC COM 92343V104 76 1,518 SH   OTR   1,518 0 0
VISA INC COM CL A 92826C839 1,587 7,437 SH   SOLE   7,367 0 70
VISA INC COM CL A 92826C839 19 90 SH   OTR   90 0 0
WATERS CORP COM 941848103 269 2,715 SH   SOLE   2,715 0 0
WATERS CORP COM 941848103 6 65 SH   OTR   65 0 0
WELLS FARGO & CO NEW COM 949746101 228 4,396 SH   SOLE   4,296 0 100