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Consolidated Statements of Operations - USD ($)
shares in Thousands, $ in Thousands
12 Months Ended
Dec. 31, 2019
Dec. 31, 2018
Dec. 31, 2017
Operating revenues      
Total operating revenues $ 1,108,595 $ 1,065,575 $ 901,123
Operating expenses      
Sales and marketing expenses 386,840 326,333 280,561
Compensation and benefits expenses 198,412 221,627 194,654
Processing expenses 200,674 181,160 161,011
Other general and administrative expenses 199,751 206,040 155,601
Total operating expenses 985,677 935,160 791,827
Operating income 122,918 130,415 109,296
Interest expense, net 1,837 6,598 5,838
Income before income taxes 121,081 123,817 103,458
Income tax expense 21,184 5,114 17,571
Net income $ 99,897 $ 118,703 $ 85,887
Earnings per common share      
Basic earnings per common share (in USD per share) $ 1.91 $ 2.27 $ 1.70
Diluted earnings per common share (in USD per share) $ 1.88 $ 2.18 $ 1.61
Weighted-average common shares issued and outstanding      
Basic (in shares) 52,195 52,222 50,482
Diluted (in shares) 53,138 54,481 53,198
Card revenues and other fees      
Operating revenues      
Operating revenues $ 459,357 $ 482,881 $ 414,775
Processing and settlement service revenues      
Operating revenues      
Operating revenues 287,064 247,958 217,454
Interchange revenues      
Operating revenues      
Operating revenues 330,233 310,919 257,922
Interest income, net      
Operating revenues      
Operating revenues $ 31,941 $ 23,817 $ 10,972