Consolidated Balance Sheets - USD ($) $ in Thousands	Dec. 31, 2019	Dec. 31, 2018
Current assets:
Unrestricted cash and cash equivalents	$ 1,063,426	$ 1,094,728
Restricted cash	2,728	490
Investment securities available-for-sale, at fair value	10,020	19,960
Settlement assets	239,222	153,992
Accounts receivable, net	59,543	40,942
Prepaid expenses and other assets	66,183	57,070
Income tax receivable	870	8,772
Total current assets	1,441,992	1,375,954
Investment securities available-for-sale, at fair value	267,419	181,223
Loans to bank customers, net of allowance	21,417	21,363
Prepaid expenses and other assets	10,991	8,125
Property and equipment, net	145,476	120,269
Operating lease right-of-use assets	26,373
Deferred expenses	16,891	21,201
Net deferred tax assets	9,037	7,867
Goodwill and intangible assets	520,994	551,116
Total assets	2,460,590	2,287,118
Current liabilities:
Accounts payable	37,876	38,631
Deposits	1,175,341	1,005,485
Obligations to customers	69,377	58,370
Settlement obligations	13,251	5,788
Amounts due to card issuing banks for overdrawn accounts	380	1,681
Other accrued liabilities	107,842	134,000
Operating lease liabilities	8,764
Deferred revenue	28,355	34,607
Debt	35,000	58,705
Income tax payable	3,948	67
Total current liabilities	1,480,134	1,337,334
Other accrued liabilities	10,883	30,927
Operating lease liabilities	24,445
Net deferred tax liabilities	17,772	9,045
Total liabilities	1,533,234	1,377,306
Commitments and contingencies (Note 20)
Stockholders’ equity:
Class A common stock, $0.001 par value; 100,000 shares authorized as of December 31, 2019 and 2018; 51,807 and 52,917 shares issued and outstanding as of December 31, 2019 and 2018, respectively	52	53
Additional paid-in capital	296,224	380,753
Retained earnings	629,040	529,143
Accumulated other comprehensive income (loss)	2,040	(137)
Total stockholders’ equity	927,356	909,812
Total liabilities and stockholders’ equity	$ 2,460,590	$ 2,287,118