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		<votingAuthority>
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			<Shared>0</Shared>
			<None>244</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>Abbott Laboratories</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>002824100</cusip>
		<value>51</value>
		<shrsOrPrnAmt>
			<sshPrnamt>460</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>-</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>460</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>AbbVie Inc</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>00287Y109</cusip>
		<value>560</value>
		<shrsOrPrnAmt>
			<sshPrnamt>3654</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>1</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>3654</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>AbbVie Inc</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>00287Y109</cusip>
		<value>96</value>
		<shrsOrPrnAmt>
			<sshPrnamt>630</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>630</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>AbbVie Inc</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>00287Y109</cusip>
		<value>7</value>
		<shrsOrPrnAmt>
			<sshPrnamt>48</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>4</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>48</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>AbbVie Inc</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>00287Y109</cusip>
		<value>50</value>
		<shrsOrPrnAmt>
			<sshPrnamt>325</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>11</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>325</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>AbbVie Inc</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>00287Y109</cusip>
		<value>24</value>
		<shrsOrPrnAmt>
			<sshPrnamt>156</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>14</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>156</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>AbbVie Inc</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>00287Y109</cusip>
		<value>38</value>
		<shrsOrPrnAmt>
			<sshPrnamt>245</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>16</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>245</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>AbbVie Inc</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>00287Y109</cusip>
		<value>409</value>
		<shrsOrPrnAmt>
			<sshPrnamt>2670</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>18</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>2670</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>AbbVie Inc</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>00287Y109</cusip>
		<value>1476</value>
		<shrsOrPrnAmt>
			<sshPrnamt>9639</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>23</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>9639</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>AbbVie Inc</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>00287Y109</cusip>
		<value>127</value>
		<shrsOrPrnAmt>
			<sshPrnamt>826</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>26</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>826</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>AbbVie Inc</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>00287Y109</cusip>
		<value>39</value>
		<shrsOrPrnAmt>
			<sshPrnamt>252</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>35</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>252</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>AbbVie Inc</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>00287Y109</cusip>
		<value>368</value>
		<shrsOrPrnAmt>
			<sshPrnamt>2400</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>36</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>2400</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>AbbVie Inc</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>00287Y109</cusip>
		<value>322</value>
		<shrsOrPrnAmt>
			<sshPrnamt>2100</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>54</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>2100</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>AbbVie Inc</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>00287Y109</cusip>
		<value>5</value>
		<shrsOrPrnAmt>
			<sshPrnamt>35</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>57</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>35</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>AbbVie Inc</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>00287Y109</cusip>
		<value>130</value>
		<shrsOrPrnAmt>
			<sshPrnamt>850</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>58</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>850</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>Accenture PLC</nameOfIssuer>
		<titleOfClass>SHS CLASS A</titleOfClass>
		<cusip>G1151C101</cusip>
		<value>12</value>
		<shrsOrPrnAmt>
			<sshPrnamt>45</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>4</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>45</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>Accenture PLC</nameOfIssuer>
		<titleOfClass>SHS CLASS A</titleOfClass>
		<cusip>G1151C101</cusip>
		<value>154</value>
		<shrsOrPrnAmt>
			<sshPrnamt>555</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>7</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>555</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>Accenture PLC</nameOfIssuer>
		<titleOfClass>SHS CLASS A</titleOfClass>
		<cusip>G1151C101</cusip>
		<value>106</value>
		<shrsOrPrnAmt>
			<sshPrnamt>380</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>8</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>380</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>Accenture PLC</nameOfIssuer>
		<titleOfClass>SHS CLASS A</titleOfClass>
		<cusip>G1151C101</cusip>
		<value>20</value>
		<shrsOrPrnAmt>
			<sshPrnamt>73</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>14</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>73</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>Accenture PLC</nameOfIssuer>
		<titleOfClass>SHS CLASS A</titleOfClass>
		<cusip>G1151C101</cusip>
		<value>4</value>
		<shrsOrPrnAmt>
			<sshPrnamt>16</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>15</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>16</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>Accenture PLC</nameOfIssuer>
		<titleOfClass>SHS CLASS A</titleOfClass>
		<cusip>G1151C101</cusip>
		<value>61</value>
		<shrsOrPrnAmt>
			<sshPrnamt>221</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>16</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>221</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>Accenture PLC</nameOfIssuer>
		<titleOfClass>SHS CLASS A</titleOfClass>
		<cusip>G1151C101</cusip>
		<value>69</value>
		<shrsOrPrnAmt>
			<sshPrnamt>248</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>18</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>248</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>Accenture PLC</nameOfIssuer>
		<titleOfClass>SHS CLASS A</titleOfClass>
		<cusip>G1151C101</cusip>
		<value>659</value>
		<shrsOrPrnAmt>
			<sshPrnamt>2373</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>23</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>2373</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>Accenture PLC</nameOfIssuer>
		<titleOfClass>SHS CLASS A</titleOfClass>
		<cusip>G1151C101</cusip>
		<value>101</value>
		<shrsOrPrnAmt>
			<sshPrnamt>362</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>26</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>362</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>Accenture PLC</nameOfIssuer>
		<titleOfClass>SHS CLASS A</titleOfClass>
		<cusip>G1151C101</cusip>
		<value>66</value>
		<shrsOrPrnAmt>
			<sshPrnamt>230</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>32</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>230</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>Accenture PLC</nameOfIssuer>
		<titleOfClass>SHS CLASS A</titleOfClass>
		<cusip>G1151C101</cusip>
		<value>98</value>
		<shrsOrPrnAmt>
			<sshPrnamt>354</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>41</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>354</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>Accenture PLC</nameOfIssuer>
		<titleOfClass>SHS CLASS A</titleOfClass>
		<cusip>G1151C101</cusip>
		<value>301</value>
		<shrsOrPrnAmt>
			<sshPrnamt>1085</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>53</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>1085</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>Accenture PLC</nameOfIssuer>
		<titleOfClass>SHS CLASS A</titleOfClass>
		<cusip>G1151C101</cusip>
		<value>30</value>
		<shrsOrPrnAmt>
			<sshPrnamt>105</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>-</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>105</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>Adobe Inc</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>00724F101</cusip>
		<value>14</value>
		<shrsOrPrnAmt>
			<sshPrnamt>39</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>4</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>39</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>Adobe Inc</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>00724F101</cusip>
		<value>11</value>
		<shrsOrPrnAmt>
			<sshPrnamt>30</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>6</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>30</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>Adobe Inc</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>00724F101</cusip>
		<value>157</value>
		<shrsOrPrnAmt>
			<sshPrnamt>430</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>7</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>430</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>Adobe Inc</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>00724F101</cusip>
		<value>685</value>
		<shrsOrPrnAmt>
			<sshPrnamt>1870</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>9</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>1870</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>Adobe Inc</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>00724F101</cusip>
		<value>4</value>
		<shrsOrPrnAmt>
			<sshPrnamt>12</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>15</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>12</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>Adobe Inc</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>00724F101</cusip>
		<value>35</value>
		<shrsOrPrnAmt>
			<sshPrnamt>95</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>16</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>95</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>Adobe Inc</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>00724F101</cusip>
		<value>201</value>
		<shrsOrPrnAmt>
			<sshPrnamt>550</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>17</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>550</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>Adobe Inc</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>00724F101</cusip>
		<value>388</value>
		<shrsOrPrnAmt>
			<sshPrnamt>1060</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>23</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
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			<None>1060</None>
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			<None>33406</None>
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		<investmentDiscretion>OTR</investmentDiscretion>
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		<investmentDiscretion>OTR</investmentDiscretion>
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		<investmentDiscretion>OTR</investmentDiscretion>
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			<None>415</None>
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		<investmentDiscretion>OTR</investmentDiscretion>
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		<investmentDiscretion>OTR</investmentDiscretion>
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			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
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			<None>1750</None>
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			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
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			<None>55</None>
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			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
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		<investmentDiscretion>OTR</investmentDiscretion>
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			<sshPrnamtType>SH</sshPrnamtType>
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			<Shared>0</Shared>
			<None>952</None>
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			<sshPrnamt>857</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>32</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>857</None>
		</votingAuthority>
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		<titleOfClass>COM</titleOfClass>
		<cusip>017175100</cusip>
		<value>283</value>
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			<sshPrnamt>340</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>23</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>340</None>
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		<titleOfClass>COM</titleOfClass>
		<cusip>018802108</cusip>
		<value>2086</value>
		<shrsOrPrnAmt>
			<sshPrnamt>35598</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>1</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>35598</None>
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		<nameOfIssuer>Alliant Energy Corp</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>018802108</cusip>
		<value>24</value>
		<shrsOrPrnAmt>
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			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>23</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>404</None>
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	<infoTable>
		<nameOfIssuer>Alliant Energy Corp</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>018802108</cusip>
		<value>20</value>
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			<sshPrnamt>346</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>26</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>346</None>
		</votingAuthority>
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		<nameOfIssuer>Allstate Corp/The</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>020002101</cusip>
		<value>5</value>
		<shrsOrPrnAmt>
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			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>16</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>40</None>
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		<nameOfIssuer>Allstate Corp/The</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>020002101</cusip>
		<value>188</value>
		<shrsOrPrnAmt>
			<sshPrnamt>1487</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>23</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>1487</None>
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		<nameOfIssuer>Allstate Corp/The</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>020002101</cusip>
		<value>36</value>
		<shrsOrPrnAmt>
			<sshPrnamt>282</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>26</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>282</None>
		</votingAuthority>
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		<nameOfIssuer>Alphabet Inc</nameOfIssuer>
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		<cusip>02079K305</cusip>
		<value>113</value>
		<shrsOrPrnAmt>
			<sshPrnamt>52</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>1</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>52</None>
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		<shrsOrPrnAmt>
			<sshPrnamt>13</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>4</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>13</None>
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		<nameOfIssuer>Alphabet Inc</nameOfIssuer>
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		<cusip>02079K305</cusip>
		<value>296</value>
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			<sshPrnamt>136</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>7</otherManager>
		<votingAuthority>
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			<Shared>0</Shared>
			<None>136</None>
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		<nameOfIssuer>Alphabet Inc</nameOfIssuer>
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		<cusip>02079K305</cusip>
		<value>185</value>
		<shrsOrPrnAmt>
			<sshPrnamt>85</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>9</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>85</None>
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		<nameOfIssuer>Alphabet Inc</nameOfIssuer>
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		<cusip>02079K305</cusip>
		<value>44</value>
		<shrsOrPrnAmt>
			<sshPrnamt>20</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>10</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>20</None>
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		<nameOfIssuer>Alphabet Inc</nameOfIssuer>
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		<cusip>02079K305</cusip>
		<value>31</value>
		<shrsOrPrnAmt>
			<sshPrnamt>14</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>14</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>14</None>
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	<infoTable>
		<nameOfIssuer>Alphabet Inc</nameOfIssuer>
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		<cusip>02079K305</cusip>
		<value>7</value>
		<shrsOrPrnAmt>
			<sshPrnamt>3</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>15</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>3</None>
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	<infoTable>
		<nameOfIssuer>Alphabet Inc</nameOfIssuer>
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		<cusip>02079K305</cusip>
		<value>373</value>
		<shrsOrPrnAmt>
			<sshPrnamt>171</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>16</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>171</None>
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	<infoTable>
		<nameOfIssuer>Alphabet Inc</nameOfIssuer>
		<titleOfClass>CAP STK CL A</titleOfClass>
		<cusip>02079K305</cusip>
		<value>338</value>
		<shrsOrPrnAmt>
			<sshPrnamt>155</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>17</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>155</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>Alphabet Inc</nameOfIssuer>
		<titleOfClass>CAP STK CL A</titleOfClass>
		<cusip>02079K305</cusip>
		<value>301</value>
		<shrsOrPrnAmt>
			<sshPrnamt>138</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>20</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>138</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>Alphabet Inc</nameOfIssuer>
		<titleOfClass>CAP STK CL A</titleOfClass>
		<cusip>02079K305</cusip>
		<value>2364</value>
		<shrsOrPrnAmt>
			<sshPrnamt>1085</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>23</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>1085</None>
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	<infoTable>
		<nameOfIssuer>Alphabet Inc</nameOfIssuer>
		<titleOfClass>CAP STK CL A</titleOfClass>
		<cusip>02079K305</cusip>
		<value>693</value>
		<shrsOrPrnAmt>
			<sshPrnamt>318</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>26</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>318</None>
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	<infoTable>
		<nameOfIssuer>Alphabet Inc</nameOfIssuer>
		<titleOfClass>CAP STK CL A</titleOfClass>
		<cusip>02079K305</cusip>
		<value>329</value>
		<shrsOrPrnAmt>
			<sshPrnamt>151</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>36</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>151</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>Alphabet Inc</nameOfIssuer>
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		<value>35</value>
		<shrsOrPrnAmt>
			<sshPrnamt>16</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>41</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>16</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>Alphabet Inc</nameOfIssuer>
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		<value>536</value>
		<shrsOrPrnAmt>
			<sshPrnamt>246</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>44</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>246</None>
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	<infoTable>
		<nameOfIssuer>Alphabet Inc</nameOfIssuer>
		<titleOfClass>CAP STK CL A</titleOfClass>
		<cusip>02079K305</cusip>
		<value>253</value>
		<shrsOrPrnAmt>
			<sshPrnamt>116</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>46</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>116</None>
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	<infoTable>
		<nameOfIssuer>Alphabet Inc</nameOfIssuer>
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		<cusip>02079K305</cusip>
		<value>57</value>
		<shrsOrPrnAmt>
			<sshPrnamt>26</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>47</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>26</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>Alphabet Inc</nameOfIssuer>
		<titleOfClass>CAP STK CL A</titleOfClass>
		<cusip>02079K305</cusip>
		<value>61</value>
		<shrsOrPrnAmt>
			<sshPrnamt>28</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>48</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>28</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>Alphabet Inc</nameOfIssuer>
		<titleOfClass>CAP STK CL A</titleOfClass>
		<cusip>02079K305</cusip>
		<value>327</value>
		<shrsOrPrnAmt>
			<sshPrnamt>150</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>52</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>150</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>Alphabet Inc</nameOfIssuer>
		<titleOfClass>CAP STK CL A</titleOfClass>
		<cusip>02079K305</cusip>
		<value>275</value>
		<shrsOrPrnAmt>
			<sshPrnamt>126</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>53</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>126</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>Alphabet Inc</nameOfIssuer>
		<titleOfClass>CAP STK CL A</titleOfClass>
		<cusip>02079K305</cusip>
		<value>360</value>
		<shrsOrPrnAmt>
			<sshPrnamt>165</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>54</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>165</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>Alphabet Inc</nameOfIssuer>
		<titleOfClass>CAP STK CL C</titleOfClass>
		<cusip>02079K107</cusip>
		<value>18661</value>
		<shrsOrPrnAmt>
			<sshPrnamt>8531</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>1</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>8531</None>
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	<infoTable>
		<nameOfIssuer>Alphabet Inc</nameOfIssuer>
		<titleOfClass>CAP STK CL C</titleOfClass>
		<cusip>02079K107</cusip>
		<value>83</value>
		<shrsOrPrnAmt>
			<sshPrnamt>38</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>38</None>
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	<infoTable>
		<nameOfIssuer>Alphabet Inc</nameOfIssuer>
		<titleOfClass>CAP STK CL C</titleOfClass>
		<cusip>02079K107</cusip>
		<value>72</value>
		<shrsOrPrnAmt>
			<sshPrnamt>33</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>6</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>33</None>
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	<infoTable>
		<nameOfIssuer>Alphabet Inc</nameOfIssuer>
		<titleOfClass>CAP STK CL C</titleOfClass>
		<cusip>02079K107</cusip>
		<value>190</value>
		<shrsOrPrnAmt>
			<sshPrnamt>87</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>7</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
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			<None>87</None>
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	<infoTable>
		<nameOfIssuer>Alphabet Inc</nameOfIssuer>
		<titleOfClass>CAP STK CL C</titleOfClass>
		<cusip>02079K107</cusip>
		<value>772</value>
		<shrsOrPrnAmt>
			<sshPrnamt>353</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>9</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>353</None>
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	<infoTable>
		<nameOfIssuer>Alphabet Inc</nameOfIssuer>
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		<value>31</value>
		<shrsOrPrnAmt>
			<sshPrnamt>14</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>14</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>14</None>
		</votingAuthority>
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			<None>1646</None>
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			<Shared>0</Shared>
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			<None>32500</None>
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			<None>1137</None>
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			<sshPrnamtType>SH</sshPrnamtType>
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			<None>127</None>
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		<investmentDiscretion>OTR</investmentDiscretion>
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			<None>1778</None>
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			<None>231</None>
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		<investmentDiscretion>OTR</investmentDiscretion>
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			<None>1991</None>
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		<value>422</value>
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			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
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			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
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		<investmentDiscretion>OTR</investmentDiscretion>
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			<None>25</None>
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			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>26</otherManager>
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			<None>971</None>
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		<shrsOrPrnAmt>
			<sshPrnamt>30</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
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			<None>30</None>
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	<infoTable>
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		<value>45</value>
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			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
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			<None>189</None>
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	<infoTable>
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		<value>154</value>
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			<sshPrnamt>648</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
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			<None>648</None>
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			<sshPrnamt>62</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>26</otherManager>
		<votingAuthority>
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			<None>62</None>
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			<sshPrnamt>220</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
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			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
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		<nameOfIssuer>Amgen Inc</nameOfIssuer>
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			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
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			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
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			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
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		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>454</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>Amgen Inc</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>031162100</cusip>
		<value>489</value>
		<shrsOrPrnAmt>
			<sshPrnamt>2008</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>18</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>2008</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>Amgen Inc</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>031162100</cusip>
		<value>477</value>
		<shrsOrPrnAmt>
			<sshPrnamt>1960</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>23</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>1960</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>Amgen Inc</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>031162100</cusip>
		<value>130</value>
		<shrsOrPrnAmt>
			<sshPrnamt>535</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>26</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>535</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>Amgen Inc</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>031162100</cusip>
		<value>75</value>
		<shrsOrPrnAmt>
			<sshPrnamt>310</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>37</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>310</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>Amgen Inc</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>031162100</cusip>
		<value>73</value>
		<shrsOrPrnAmt>
			<sshPrnamt>300</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>52</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>300</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>Amgen Inc</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>031162100</cusip>
		<value>17</value>
		<shrsOrPrnAmt>
			<sshPrnamt>69</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>-</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>69</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>Amphenol Corp</nameOfIssuer>
		<titleOfClass>CL A</titleOfClass>
		<cusip>032095101</cusip>
		<value>16</value>
		<shrsOrPrnAmt>
			<sshPrnamt>246</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>4</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>246</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>Amphenol Corp</nameOfIssuer>
		<titleOfClass>CL A</titleOfClass>
		<cusip>032095101</cusip>
		<value>11</value>
		<shrsOrPrnAmt>
			<sshPrnamt>170</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>16</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>170</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>Amphenol Corp</nameOfIssuer>
		<titleOfClass>CL A</titleOfClass>
		<cusip>032095101</cusip>
		<value>20</value>
		<shrsOrPrnAmt>
			<sshPrnamt>304</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>23</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>304</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>Amphenol Corp</nameOfIssuer>
		<titleOfClass>CL A</titleOfClass>
		<cusip>032095101</cusip>
		<value>3</value>
		<shrsOrPrnAmt>
			<sshPrnamt>52</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>26</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>52</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>Amphenol Corp</nameOfIssuer>
		<titleOfClass>CL A</titleOfClass>
		<cusip>032095101</cusip>
		<value>303</value>
		<shrsOrPrnAmt>
			<sshPrnamt>4714</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>53</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>4714</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>Analog Devices Inc</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>032654105</cusip>
		<value>6</value>
		<shrsOrPrnAmt>
			<sshPrnamt>38</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>6</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>38</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>Analog Devices Inc</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>032654105</cusip>
		<value>9</value>
		<shrsOrPrnAmt>
			<sshPrnamt>65</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>16</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>65</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>Analog Devices Inc</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>032654105</cusip>
		<value>153</value>
		<shrsOrPrnAmt>
			<sshPrnamt>1048</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>23</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>1048</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>Analog Devices Inc</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>032654105</cusip>
		<value>53</value>
		<shrsOrPrnAmt>
			<sshPrnamt>360</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>26</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>360</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>Analog Devices Inc</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>032654105</cusip>
		<value>22</value>
		<shrsOrPrnAmt>
			<sshPrnamt>152</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>47</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>152</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>Analog Devices Inc</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>032654105</cusip>
		<value>37</value>
		<shrsOrPrnAmt>
			<sshPrnamt>250</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>-</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>250</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>Aon PLC</nameOfIssuer>
		<titleOfClass>SHS CLASS A</titleOfClass>
		<cusip>G0403H108</cusip>
		<value>380</value>
		<shrsOrPrnAmt>
			<sshPrnamt>1410</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>14</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>1410</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>Aon PLC</nameOfIssuer>
		<titleOfClass>SHS CLASS A</titleOfClass>
		<cusip>G0403H108</cusip>
		<value>15</value>
		<shrsOrPrnAmt>
			<sshPrnamt>55</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>16</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>55</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>Aon PLC</nameOfIssuer>
		<titleOfClass>SHS CLASS A</titleOfClass>
		<cusip>G0403H108</cusip>
		<value>346</value>
		<shrsOrPrnAmt>
			<sshPrnamt>1282</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>23</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>1282</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>Aon PLC</nameOfIssuer>
		<titleOfClass>SHS CLASS A</titleOfClass>
		<cusip>G0403H108</cusip>
		<value>38</value>
		<shrsOrPrnAmt>
			<sshPrnamt>142</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>26</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>142</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>Aon PLC</nameOfIssuer>
		<titleOfClass>SHS CLASS A</titleOfClass>
		<cusip>G0403H108</cusip>
		<value>74</value>
		<shrsOrPrnAmt>
			<sshPrnamt>267</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>32</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>267</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>Apple Inc</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>037833100</cusip>
		<value>2032</value>
		<shrsOrPrnAmt>
			<sshPrnamt>14861</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>1</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>14861</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>Apple Inc</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>037833100</cusip>
		<value>242</value>
		<shrsOrPrnAmt>
			<sshPrnamt>1767</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>1767</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>Apple Inc</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>037833100</cusip>
		<value>36</value>
		<shrsOrPrnAmt>
			<sshPrnamt>261</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>4</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>261</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>Apple Inc</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>037833100</cusip>
		<value>62</value>
		<shrsOrPrnAmt>
			<sshPrnamt>451</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>6</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>451</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>Apple Inc</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>037833100</cusip>
		<value>502</value>
		<shrsOrPrnAmt>
			<sshPrnamt>3675</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>7</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>3675</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>Apple Inc</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>037833100</cusip>
		<value>366</value>
		<shrsOrPrnAmt>
			<sshPrnamt>2680</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>8</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>2680</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>Apple Inc</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>037833100</cusip>
		<value>1342</value>
		<shrsOrPrnAmt>
			<sshPrnamt>9815</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>9</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>9815</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>Apple Inc</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>037833100</cusip>
		<value>254</value>
		<shrsOrPrnAmt>
			<sshPrnamt>1860</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>10</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>1860</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>Apple Inc</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>037833100</cusip>
		<value>8</value>
		<shrsOrPrnAmt>
			<sshPrnamt>60</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>15</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>60</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>Apple Inc</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>037833100</cusip>
		<value>435</value>
		<shrsOrPrnAmt>
			<sshPrnamt>3180</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>16</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>3180</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>Apple Inc</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>037833100</cusip>
		<value>2332</value>
		<shrsOrPrnAmt>
			<sshPrnamt>17056</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>17</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>17056</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>Apple Inc</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>037833100</cusip>
		<value>197</value>
		<shrsOrPrnAmt>
			<sshPrnamt>1439</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>18</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>1439</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>Apple Inc</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>037833100</cusip>
		<value>298</value>
		<shrsOrPrnAmt>
			<sshPrnamt>2181</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>20</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>2181</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>Apple Inc</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>037833100</cusip>
		<value>6219</value>
		<shrsOrPrnAmt>
			<sshPrnamt>45488</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>23</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>45488</None>
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	<infoTable>
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			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
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			<Shared>0</Shared>
			<None>8034</None>
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		<value>5</value>
		<shrsOrPrnAmt>
			<sshPrnamt>72</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>55</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>72</None>
		</votingAuthority>
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		<titleOfClass>COM</titleOfClass>
		<cusip>00206R102</cusip>
		<value>47</value>
		<shrsOrPrnAmt>
			<sshPrnamt>2241</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>1</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>2241</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>AT&amp;T Inc</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>00206R102</cusip>
		<value>61</value>
		<shrsOrPrnAmt>
			<sshPrnamt>2925</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>8</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>2925</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>AT&amp;T Inc</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>00206R102</cusip>
		<value>20</value>
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			<sshPrnamt>959</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>14</otherManager>
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			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>959</None>
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		<nameOfIssuer>AT&amp;T Inc</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
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		<value>11</value>
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			<sshPrnamt>520</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>17</otherManager>
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			<Shared>0</Shared>
			<None>520</None>
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		<nameOfIssuer>AT&amp;T Inc</nameOfIssuer>
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		<cusip>00206R102</cusip>
		<value>54</value>
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			<sshPrnamt>2556</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>18</otherManager>
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			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>2556</None>
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	<infoTable>
		<nameOfIssuer>AT&amp;T Inc</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>00206R102</cusip>
		<value>862</value>
		<shrsOrPrnAmt>
			<sshPrnamt>41146</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>23</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>41146</None>
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		<nameOfIssuer>AT&amp;T Inc</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>00206R102</cusip>
		<value>7</value>
		<shrsOrPrnAmt>
			<sshPrnamt>322</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>26</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>322</None>
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	<infoTable>
		<nameOfIssuer>AT&amp;T Inc</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>00206R102</cusip>
		<value>4</value>
		<shrsOrPrnAmt>
			<sshPrnamt>209</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>57</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>209</None>
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	<infoTable>
		<nameOfIssuer>AT&amp;T Inc</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>00206R102</cusip>
		<value>79</value>
		<shrsOrPrnAmt>
			<sshPrnamt>3750</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>58</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>3750</None>
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		<nameOfIssuer>Atlas Corp</nameOfIssuer>
		<titleOfClass>SHARES</titleOfClass>
		<cusip>Y0436Q109</cusip>
		<value>257</value>
		<shrsOrPrnAmt>
			<sshPrnamt>24000</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>54</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>24000</None>
		</votingAuthority>
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		<nameOfIssuer>Atmos Energy Corp</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>049560105</cusip>
		<value>211</value>
		<shrsOrPrnAmt>
			<sshPrnamt>1882</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>9</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>1882</None>
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	<infoTable>
		<nameOfIssuer>Atmos Energy Corp</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>049560105</cusip>
		<value>15</value>
		<shrsOrPrnAmt>
			<sshPrnamt>135</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>23</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>135</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>Atmos Energy Corp</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>049560105</cusip>
		<value>18</value>
		<shrsOrPrnAmt>
			<sshPrnamt>159</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>26</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>159</None>
		</votingAuthority>
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		<nameOfIssuer>Autodesk Inc</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>052769106</cusip>
		<value>11</value>
		<shrsOrPrnAmt>
			<sshPrnamt>65</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>6</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>65</None>
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		<nameOfIssuer>Autodesk Inc</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
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		<value>25</value>
		<shrsOrPrnAmt>
			<sshPrnamt>143</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>14</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>143</None>
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		<value>7</value>
		<shrsOrPrnAmt>
			<sshPrnamt>40</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>16</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>40</None>
		</votingAuthority>
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	<infoTable>
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		<titleOfClass>COM</titleOfClass>
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		<value>105</value>
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			<sshPrnamt>611</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>23</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>611</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>Autodesk Inc</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
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		<value>39</value>
		<shrsOrPrnAmt>
			<sshPrnamt>224</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>26</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>224</None>
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	<infoTable>
		<nameOfIssuer>Autodesk Inc</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
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		<value>45</value>
		<shrsOrPrnAmt>
			<sshPrnamt>260</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>31</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>260</None>
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	<infoTable>
		<nameOfIssuer>Autodesk Inc</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
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		<value>18</value>
		<shrsOrPrnAmt>
			<sshPrnamt>104</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>41</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>104</None>
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	<infoTable>
		<nameOfIssuer>Autodesk Inc</nameOfIssuer>
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		<cusip>052769106</cusip>
		<value>25</value>
		<shrsOrPrnAmt>
			<sshPrnamt>144</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>-</otherManager>
		<votingAuthority>
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			<None>144</None>
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			<sshPrnamt>35</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>35</None>
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	<infoTable>
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		<cusip>053015103</cusip>
		<value>19</value>
		<shrsOrPrnAmt>
			<sshPrnamt>90</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>16</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>90</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>Automatic Data Processing Inc</nameOfIssuer>
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		<cusip>053015103</cusip>
		<value>424</value>
		<shrsOrPrnAmt>
			<sshPrnamt>2018</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>23</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>2018</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>Automatic Data Processing Inc</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
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		<value>70</value>
		<shrsOrPrnAmt>
			<sshPrnamt>333</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>26</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>333</None>
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	<infoTable>
		<nameOfIssuer>Automatic Data Processing Inc</nameOfIssuer>
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		<cusip>053015103</cusip>
		<value>942</value>
		<shrsOrPrnAmt>
			<sshPrnamt>4485</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>36</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>4485</None>
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	<infoTable>
		<nameOfIssuer>Automatic Data Processing Inc</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>053015103</cusip>
		<value>62</value>
		<shrsOrPrnAmt>
			<sshPrnamt>296</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>41</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>296</None>
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	<infoTable>
		<nameOfIssuer>Automatic Data Processing Inc</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>053015103</cusip>
		<value>43</value>
		<shrsOrPrnAmt>
			<sshPrnamt>204</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>-</otherManager>
		<votingAuthority>
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			<Shared>0</Shared>
			<None>204</None>
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		<nameOfIssuer>AutoZone Inc</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>053332102</cusip>
		<value>19</value>
		<shrsOrPrnAmt>
			<sshPrnamt>9</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>6</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>9</None>
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	<infoTable>
		<nameOfIssuer>AutoZone Inc</nameOfIssuer>
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		<cusip>053332102</cusip>
		<value>4</value>
		<shrsOrPrnAmt>
			<sshPrnamt>2</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>16</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>2</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>AutoZone Inc</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>053332102</cusip>
		<value>357</value>
		<shrsOrPrnAmt>
			<sshPrnamt>166</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>23</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>166</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>AutoZone Inc</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>053332102</cusip>
		<value>4</value>
		<shrsOrPrnAmt>
			<sshPrnamt>2</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>26</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>2</None>
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	<infoTable>
		<nameOfIssuer>AutoZone Inc</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>053332102</cusip>
		<value>118</value>
		<shrsOrPrnAmt>
			<sshPrnamt>55</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>46</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>55</None>
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	<infoTable>
		<nameOfIssuer>AutoZone Inc</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>053332102</cusip>
		<value>49</value>
		<shrsOrPrnAmt>
			<sshPrnamt>23</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>47</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>23</None>
		</votingAuthority>
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		<nameOfIssuer>Avalara Inc</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>05338G106</cusip>
		<value>1</value>
		<shrsOrPrnAmt>
			<sshPrnamt>20</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>16</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>20</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>Avalara Inc</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>05338G106</cusip>
		<value>273</value>
		<shrsOrPrnAmt>
			<sshPrnamt>3873</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>20</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>3873</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>Avalara Inc</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>05338G106</cusip>
		<value>15</value>
		<shrsOrPrnAmt>
			<sshPrnamt>211</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>23</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>211</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>Avalara Inc</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>05338G106</cusip>
		<value>3</value>
		<shrsOrPrnAmt>
			<sshPrnamt>49</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>26</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>49</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>Badger Meter Inc</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>056525108</cusip>
		<value>2605</value>
		<shrsOrPrnAmt>
			<sshPrnamt>32200</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>1</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>32200</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>Badger Meter Inc</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>056525108</cusip>
		<value>16</value>
		<shrsOrPrnAmt>
			<sshPrnamt>193</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>23</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>193</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>Badger Meter Inc</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>056525108</cusip>
		<value>20</value>
		<shrsOrPrnAmt>
			<sshPrnamt>243</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>26</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>243</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>Badger Meter Inc</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>056525108</cusip>
		<value>14</value>
		<shrsOrPrnAmt>
			<sshPrnamt>172</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>42</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>172</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>Baker Hughes Co</nameOfIssuer>
		<titleOfClass>CL A</titleOfClass>
		<cusip>05722G100</cusip>
		<value>25</value>
		<shrsOrPrnAmt>
			<sshPrnamt>800</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>800</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>Baker Hughes Co</nameOfIssuer>
		<titleOfClass>CL A</titleOfClass>
		<cusip>05722G100</cusip>
		<value>10</value>
		<shrsOrPrnAmt>
			<sshPrnamt>354</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>6</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>354</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>Baker Hughes Co</nameOfIssuer>
		<titleOfClass>CL A</titleOfClass>
		<cusip>05722G100</cusip>
		<value>138</value>
		<shrsOrPrnAmt>
			<sshPrnamt>4775</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>8</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>4775</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>Baker Hughes Co</nameOfIssuer>
		<titleOfClass>CL A</titleOfClass>
		<cusip>05722G100</cusip>
		<value>161</value>
		<shrsOrPrnAmt>
			<sshPrnamt>5593</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>23</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>5593</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>Baker Hughes Co</nameOfIssuer>
		<titleOfClass>CL A</titleOfClass>
		<cusip>05722G100</cusip>
		<value>2</value>
		<shrsOrPrnAmt>
			<sshPrnamt>70</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>26</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>70</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>Banco Bilbao Vizcaya Argentaria SA</nameOfIssuer>
		<titleOfClass>SPONSORED ADR</titleOfClass>
		<cusip>05946K101</cusip>
		<value>5</value>
		<shrsOrPrnAmt>
			<sshPrnamt>1078</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>16</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>1078</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>Banco Bilbao Vizcaya Argentaria SA</nameOfIssuer>
		<titleOfClass>SPONSORED ADR</titleOfClass>
		<cusip>05946K101</cusip>
		<value>87</value>
		<shrsOrPrnAmt>
			<sshPrnamt>19267</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>23</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>19267</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>Banco Bilbao Vizcaya Argentaria SA</nameOfIssuer>
		<titleOfClass>SPONSORED ADR</titleOfClass>
		<cusip>05946K101</cusip>
		<value>55</value>
		<shrsOrPrnAmt>
			<sshPrnamt>12058</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>26</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>12058</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>Banco Bilbao Vizcaya Argentaria SA</nameOfIssuer>
		<titleOfClass>SPONSORED ADR</titleOfClass>
		<cusip>05946K101</cusip>
		<value>55</value>
		<shrsOrPrnAmt>
			<sshPrnamt>11743</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>29</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>11743</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>Banco Santander SA</nameOfIssuer>
		<titleOfClass>ADR</titleOfClass>
		<cusip>05964H105</cusip>
		<value>2</value>
		<shrsOrPrnAmt>
			<sshPrnamt>732</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>16</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>732</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>Banco Santander SA</nameOfIssuer>
		<titleOfClass>ADR</titleOfClass>
		<cusip>05964H105</cusip>
		<value>3</value>
		<shrsOrPrnAmt>
			<sshPrnamt>1202</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>23</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>1202</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>Banco Santander SA</nameOfIssuer>
		<titleOfClass>ADR</titleOfClass>
		<cusip>05964H105</cusip>
		<value>78</value>
		<shrsOrPrnAmt>
			<sshPrnamt>27757</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>26</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>27757</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>Bank of America Corp</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>060505104</cusip>
		<value>9</value>
		<shrsOrPrnAmt>
			<sshPrnamt>295</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>1</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>295</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>Bank of America Corp</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>060505104</cusip>
		<value>26</value>
		<shrsOrPrnAmt>
			<sshPrnamt>821</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>6</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>821</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>Bank of America Corp</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>060505104</cusip>
		<value>48</value>
		<shrsOrPrnAmt>
			<sshPrnamt>1530</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>7</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>1530</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>Bank of America Corp</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>060505104</cusip>
		<value>117</value>
		<shrsOrPrnAmt>
			<sshPrnamt>3750</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>8</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>3750</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>Bank of America Corp</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>060505104</cusip>
		<value>5</value>
		<shrsOrPrnAmt>
			<sshPrnamt>153</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>15</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>153</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>Bank of America Corp</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>060505104</cusip>
		<value>84</value>
		<shrsOrPrnAmt>
			<sshPrnamt>2710</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>16</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>2710</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>Bank of America Corp</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>060505104</cusip>
		<value>227</value>
		<shrsOrPrnAmt>
			<sshPrnamt>7280</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>20</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>7280</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>Bank of America Corp</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>060505104</cusip>
		<value>579</value>
		<shrsOrPrnAmt>
			<sshPrnamt>18603</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>23</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>18603</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>Bank of America Corp</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>060505104</cusip>
		<value>83</value>
		<shrsOrPrnAmt>
			<sshPrnamt>2664</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>26</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>2664</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>Bank of America Corp</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>060505104</cusip>
		<value>44</value>
		<shrsOrPrnAmt>
			<sshPrnamt>1425</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>28</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>1425</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>Bank of America Corp</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>060505104</cusip>
		<value>854</value>
		<shrsOrPrnAmt>
			<sshPrnamt>27442</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>36</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>27442</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>Bank of America Corp</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>060505104</cusip>
		<value>212</value>
		<shrsOrPrnAmt>
			<sshPrnamt>6810</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>52</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>6810</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>Bank of America Corp</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>060505104</cusip>
		<value>3</value>
		<shrsOrPrnAmt>
			<sshPrnamt>100</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>57</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>100</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>Bank of Montreal</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>063671101</cusip>
		<value>500</value>
		<shrsOrPrnAmt>
			<sshPrnamt>5200</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>18</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>5200</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>Bank of Montreal</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>063671101</cusip>
		<value>31</value>
		<shrsOrPrnAmt>
			<sshPrnamt>322</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>26</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>322</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>Barclays PLC</nameOfIssuer>
		<titleOfClass>ADR</titleOfClass>
		<cusip>06738E204</cusip>
		<value>10</value>
		<shrsOrPrnAmt>
			<sshPrnamt>1320</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>16</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>1320</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>Barclays PLC</nameOfIssuer>
		<titleOfClass>ADR</titleOfClass>
		<cusip>06738E204</cusip>
		<value>55</value>
		<shrsOrPrnAmt>
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			<Shared>0</Shared>
			<None>7252</None>
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		<titleOfClass>ADR</titleOfClass>
		<cusip>06738E204</cusip>
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			<sshPrnamt>14788</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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			<Shared>0</Shared>
			<None>14788</None>
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		<cusip>06738E204</cusip>
		<value>53</value>
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			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
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			<Shared>0</Shared>
			<None>6928</None>
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		<nameOfIssuer>Barclays PLC</nameOfIssuer>
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		<cusip>06738E204</cusip>
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			<sshPrnamt>15307</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<otherManager>26</otherManager>
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			<Shared>0</Shared>
			<None>15307</None>
		</votingAuthority>
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		<nameOfIssuer>Baxter International Inc</nameOfIssuer>
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			<sshPrnamtType>SH</sshPrnamtType>
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			<Shared>0</Shared>
			<None>38154</None>
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		<nameOfIssuer>Baxter International Inc</nameOfIssuer>
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		<value>61</value>
		<shrsOrPrnAmt>
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			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>2</otherManager>
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			<Shared>0</Shared>
			<None>952</None>
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		<nameOfIssuer>Baxter International Inc</nameOfIssuer>
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		<value>17</value>
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			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
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			<Shared>0</Shared>
			<None>260</None>
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		<nameOfIssuer>Baxter International Inc</nameOfIssuer>
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		<value>24</value>
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			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>23</otherManager>
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			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>370</None>
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		<nameOfIssuer>Baxter International Inc</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
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		<value>57</value>
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			<sshPrnamtType>SH</sshPrnamtType>
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			<Shared>0</Shared>
			<None>888</None>
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		<nameOfIssuer>Baxter International Inc</nameOfIssuer>
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		<value>161</value>
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			<sshPrnamtType>SH</sshPrnamtType>
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			<Shared>0</Shared>
			<None>2507</None>
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		<nameOfIssuer>Baxter International Inc</nameOfIssuer>
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		<value>18</value>
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			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>41</otherManager>
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			<Shared>0</Shared>
			<None>273</None>
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			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>9</otherManager>
		<votingAuthority>
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			<Shared>0</Shared>
			<None>1532</None>
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		<nameOfIssuer>Becton Dickinson and Co</nameOfIssuer>
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			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>16</otherManager>
		<votingAuthority>
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			<Shared>0</Shared>
			<None>77</None>
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		<nameOfIssuer>Becton Dickinson and Co</nameOfIssuer>
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		<value>160</value>
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			<sshPrnamt>649</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>23</otherManager>
		<votingAuthority>
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			<Shared>0</Shared>
			<None>649</None>
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		<nameOfIssuer>Becton Dickinson and Co</nameOfIssuer>
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		<value>28</value>
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			<sshPrnamt>113</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>26</otherManager>
		<votingAuthority>
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			<Shared>0</Shared>
			<None>113</None>
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		<value>47</value>
		<shrsOrPrnAmt>
			<sshPrnamt>192</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>41</otherManager>
		<votingAuthority>
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			<Shared>0</Shared>
			<None>192</None>
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			<sshPrnamt>104</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>47</otherManager>
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			<None>104</None>
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			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>18</otherManager>
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			<Shared>0</Shared>
			<None>1</None>
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			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>1</otherManager>
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			<Shared>0</Shared>
			<None>350</None>
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		<nameOfIssuer>Berkshire Hathaway Inc</nameOfIssuer>
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			<sshPrnamt>320</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
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			<None>320</None>
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			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>8</otherManager>
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			<None>425</None>
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		<investmentDiscretion>OTR</investmentDiscretion>
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			<None>1560</None>
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		<nameOfIssuer>Berkshire Hathaway Inc</nameOfIssuer>
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			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>16</otherManager>
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			<None>338</None>
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		<nameOfIssuer>Berkshire Hathaway Inc</nameOfIssuer>
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		<shrsOrPrnAmt>
			<sshPrnamt>3263</sshPrnamt>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>23</otherManager>
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			<None>3263</None>
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		<nameOfIssuer>Berkshire Hathaway Inc</nameOfIssuer>
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		<shrsOrPrnAmt>
			<sshPrnamt>174</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>26</otherManager>
		<votingAuthority>
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			<Shared>0</Shared>
			<None>174</None>
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		<nameOfIssuer>Berkshire Hathaway Inc</nameOfIssuer>
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		<cusip>084670702</cusip>
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		<shrsOrPrnAmt>
			<sshPrnamt>570</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>44</otherManager>
		<votingAuthority>
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			<Shared>0</Shared>
			<None>570</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>Berkshire Hathaway Inc</nameOfIssuer>
		<titleOfClass>CL B NEW</titleOfClass>
		<cusip>084670702</cusip>
		<value>546</value>
		<shrsOrPrnAmt>
			<sshPrnamt>2000</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>46</otherManager>
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			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>2000</None>
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	<infoTable>
		<nameOfIssuer>Berkshire Hathaway Inc</nameOfIssuer>
		<titleOfClass>CL B NEW</titleOfClass>
		<cusip>084670702</cusip>
		<value>328</value>
		<shrsOrPrnAmt>
			<sshPrnamt>1200</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>54</otherManager>
		<votingAuthority>
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			<Shared>0</Shared>
			<None>1200</None>
		</votingAuthority>
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		<nameOfIssuer>Berkshire Hathaway Inc</nameOfIssuer>
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		<cusip>084670702</cusip>
		<value>382</value>
		<shrsOrPrnAmt>
			<sshPrnamt>1400</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>58</otherManager>
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			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>1400</None>
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		<nameOfIssuer>Berkshire Hathaway Inc</nameOfIssuer>
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		<shrsOrPrnAmt>
			<sshPrnamt>853</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>-</otherManager>
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			<Shared>0</Shared>
			<None>853</None>
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		<shrsOrPrnAmt>
			<sshPrnamt>295</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>16</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>295</None>
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		<nameOfIssuer>BHP Group Ltd</nameOfIssuer>
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		<shrsOrPrnAmt>
			<sshPrnamt>1165</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>18</otherManager>
		<votingAuthority>
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			<Shared>0</Shared>
			<None>1165</None>
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		<nameOfIssuer>BHP Group Ltd</nameOfIssuer>
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		<shrsOrPrnAmt>
			<sshPrnamt>2852</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>23</otherManager>
		<votingAuthority>
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			<Shared>0</Shared>
			<None>2852</None>
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		<shrsOrPrnAmt>
			<sshPrnamt>7406</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>26</otherManager>
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			<Shared>0</Shared>
			<None>7406</None>
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		<nameOfIssuer>BHP Group Ltd</nameOfIssuer>
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			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>29</otherManager>
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			<Shared>0</Shared>
			<None>2040</None>
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		<shrsOrPrnAmt>
			<sshPrnamt>300</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>46</otherManager>
		<votingAuthority>
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			<Shared>0</Shared>
			<None>300</None>
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		<nameOfIssuer>BHP Group Ltd</nameOfIssuer>
		<titleOfClass>SPONSORED ADR</titleOfClass>
		<cusip>088606108</cusip>
		<value>3</value>
		<shrsOrPrnAmt>
			<sshPrnamt>50</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
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		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>50</None>
		</votingAuthority>
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		<nameOfIssuer>Bio-Techne Corp</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>09073M104</cusip>
		<value>11351</value>
		<shrsOrPrnAmt>
			<sshPrnamt>32745</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>1</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>32745</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>Bio-Techne Corp</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>09073M104</cusip>
		<value>28</value>
		<shrsOrPrnAmt>
			<sshPrnamt>82</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>23</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>82</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>Bio-Techne Corp</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>09073M104</cusip>
		<value>35</value>
		<shrsOrPrnAmt>
			<sshPrnamt>102</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>26</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>102</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>Bio-Techne Corp</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>09073M104</cusip>
		<value>16</value>
		<shrsOrPrnAmt>
			<sshPrnamt>46</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>59</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>46</None>
		</votingAuthority>
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		<nameOfIssuer>Blackrock Health Sciences Trust II</nameOfIssuer>
		<titleOfClass>COM SHS</titleOfClass>
		<cusip>09260E105</cusip>
		<value>177</value>
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			<sshPrnamt>10800</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>54</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>10800</None>
		</votingAuthority>
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		<nameOfIssuer>BlackRock Inc</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>09247X101</cusip>
		<value>128</value>
		<shrsOrPrnAmt>
			<sshPrnamt>210</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>7</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>210</None>
		</votingAuthority>
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		<nameOfIssuer>BlackRock Inc</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>09247X101</cusip>
		<value>85</value>
		<shrsOrPrnAmt>
			<sshPrnamt>140</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>8</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>140</None>
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		<nameOfIssuer>BlackRock Inc</nameOfIssuer>
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		<value>9</value>
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			<sshPrnamt>14</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>14</otherManager>
		<votingAuthority>
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			<Shared>0</Shared>
			<None>14</None>
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	<infoTable>
		<nameOfIssuer>BlackRock Inc</nameOfIssuer>
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		<value>24</value>
		<shrsOrPrnAmt>
			<sshPrnamt>40</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>16</otherManager>
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			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>40</None>
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		<nameOfIssuer>BlackRock Inc</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>09247X101</cusip>
		<value>38</value>
		<shrsOrPrnAmt>
			<sshPrnamt>62</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>18</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>62</None>
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		<nameOfIssuer>BlackRock Inc</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>09247X101</cusip>
		<value>783</value>
		<shrsOrPrnAmt>
			<sshPrnamt>1286</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>23</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>1286</None>
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	<infoTable>
		<nameOfIssuer>BlackRock Inc</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>09247X101</cusip>
		<value>20</value>
		<shrsOrPrnAmt>
			<sshPrnamt>33</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>26</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>33</None>
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		<nameOfIssuer>BlackRock Inc</nameOfIssuer>
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		<cusip>09247X101</cusip>
		<value>107</value>
		<shrsOrPrnAmt>
			<sshPrnamt>176</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>36</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>176</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>BlackRock Inc</nameOfIssuer>
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		<cusip>09247X101</cusip>
		<value>73</value>
		<shrsOrPrnAmt>
			<sshPrnamt>120</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>37</otherManager>
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			<Shared>0</Shared>
			<None>120</None>
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	<infoTable>
		<nameOfIssuer>BlackRock Inc</nameOfIssuer>
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		<cusip>09247X101</cusip>
		<value>4</value>
		<shrsOrPrnAmt>
			<sshPrnamt>7</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>57</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>7</None>
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	<infoTable>
		<nameOfIssuer>BlackRock Inc</nameOfIssuer>
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		<cusip>09247X101</cusip>
		<value>35</value>
		<shrsOrPrnAmt>
			<sshPrnamt>55</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>-</otherManager>
		<votingAuthority>
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			<Shared>0</Shared>
			<None>55</None>
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		<nameOfIssuer>BlackRock Innovation &amp; Growth Trust</nameOfIssuer>
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		<cusip>09260Q108</cusip>
		<value>374</value>
		<shrsOrPrnAmt>
			<sshPrnamt>47100</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>54</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>47100</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>Blackstone Inc</nameOfIssuer>
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		<cusip>09260D107</cusip>
		<value>36</value>
		<shrsOrPrnAmt>
			<sshPrnamt>400</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>1</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>400</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>Blackstone Inc</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>09260D107</cusip>
		<value>79</value>
		<shrsOrPrnAmt>
			<sshPrnamt>867</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>4</otherManager>
		<votingAuthority>
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			<Shared>0</Shared>
			<None>867</None>
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	<infoTable>
		<nameOfIssuer>Blackstone Inc</nameOfIssuer>
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		<cusip>09260D107</cusip>
		<value>144</value>
		<shrsOrPrnAmt>
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			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>20</otherManager>
		<votingAuthority>
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			<Shared>0</Shared>
			<None>1582</None>
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	<infoTable>
		<nameOfIssuer>Blackstone Inc</nameOfIssuer>
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		<shrsOrPrnAmt>
			<sshPrnamt>139</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>23</otherManager>
		<votingAuthority>
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			<Shared>0</Shared>
			<None>139</None>
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		<nameOfIssuer>Blackstone Secured Lending Fund</nameOfIssuer>
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		<cusip>09261X102</cusip>
		<value>1791</value>
		<shrsOrPrnAmt>
			<sshPrnamt>75779</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>17</otherManager>
		<votingAuthority>
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			<Shared>0</Shared>
			<None>75779</None>
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		<nameOfIssuer>Boeing Co/The</nameOfIssuer>
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		<value>37</value>
		<shrsOrPrnAmt>
			<sshPrnamt>269</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>1</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>269</None>
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	<infoTable>
		<nameOfIssuer>Boeing Co/The</nameOfIssuer>
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		<value>70</value>
		<shrsOrPrnAmt>
			<sshPrnamt>515</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>10</otherManager>
		<votingAuthority>
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			<None>515</None>
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	<infoTable>
		<nameOfIssuer>Boeing Co/The</nameOfIssuer>
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			<sshPrnamt>10</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>16</otherManager>
		<votingAuthority>
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			<None>10</None>
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	<infoTable>
		<nameOfIssuer>Boeing Co/The</nameOfIssuer>
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		<value>267</value>
		<shrsOrPrnAmt>
			<sshPrnamt>1950</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>18</otherManager>
		<votingAuthority>
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			<None>1950</None>
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	<infoTable>
		<nameOfIssuer>Boeing Co/The</nameOfIssuer>
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		<value>205</value>
		<shrsOrPrnAmt>
			<sshPrnamt>1497</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>23</otherManager>
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			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>1497</None>
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	<infoTable>
		<nameOfIssuer>Boeing Co/The</nameOfIssuer>
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		<shrsOrPrnAmt>
			<sshPrnamt>74</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>26</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
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			<None>74</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>Boeing Co/The</nameOfIssuer>
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			<sshPrnamt>345</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>31</otherManager>
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			<None>345</None>
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		<nameOfIssuer>Boeing Co/The</nameOfIssuer>
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		<value>41</value>
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			<sshPrnamt>300</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>46</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>300</None>
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	<infoTable>
		<nameOfIssuer>Boeing Co/The</nameOfIssuer>
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		<cusip>097023105</cusip>
		<value>31</value>
		<shrsOrPrnAmt>
			<sshPrnamt>212</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>-</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>212</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>Booking Holdings Inc</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>09857L108</cusip>
		<value>9</value>
		<shrsOrPrnAmt>
			<sshPrnamt>5</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>6</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>5</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>Booking Holdings Inc</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>09857L108</cusip>
		<value>156</value>
		<shrsOrPrnAmt>
			<sshPrnamt>89</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>23</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>89</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>Booking Holdings Inc</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>09857L108</cusip>
		<value>5</value>
		<shrsOrPrnAmt>
			<sshPrnamt>3</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>26</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>3</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>Booking Holdings Inc</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>09857L108</cusip>
		<value>36</value>
		<shrsOrPrnAmt>
			<sshPrnamt>19</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>-</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>19</None>
		</votingAuthority>
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		<nameOfIssuer>Boston Scientific Corp</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>101137107</cusip>
		<value>9</value>
		<shrsOrPrnAmt>
			<sshPrnamt>243</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>14</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>243</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>Boston Scientific Corp</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>101137107</cusip>
		<value>18</value>
		<shrsOrPrnAmt>
			<sshPrnamt>470</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>16</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>470</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>Boston Scientific Corp</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>101137107</cusip>
		<value>28</value>
		<shrsOrPrnAmt>
			<sshPrnamt>742</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>23</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>742</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>Boston Scientific Corp</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>101137107</cusip>
		<value>140</value>
		<shrsOrPrnAmt>
			<sshPrnamt>3745</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>36</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>3745</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>Boston Scientific Corp</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>101137107</cusip>
		<value>149</value>
		<shrsOrPrnAmt>
			<sshPrnamt>3968</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>-</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>3968</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>Bristol-Myers Squibb Co</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>110122108</cusip>
		<value>870</value>
		<shrsOrPrnAmt>
			<sshPrnamt>11294</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>1</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>11294</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>Bristol-Myers Squibb Co</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>110122108</cusip>
		<value>117</value>
		<shrsOrPrnAmt>
			<sshPrnamt>1520</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>7</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>1520</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>Bristol-Myers Squibb Co</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>110122108</cusip>
		<value>170</value>
		<shrsOrPrnAmt>
			<sshPrnamt>2209</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>10</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>2209</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>Bristol-Myers Squibb Co</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>110122108</cusip>
		<value>18</value>
		<shrsOrPrnAmt>
			<sshPrnamt>237</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>14</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>237</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>Bristol-Myers Squibb Co</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>110122108</cusip>
		<value>32</value>
		<shrsOrPrnAmt>
			<sshPrnamt>420</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>16</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>420</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>Bristol-Myers Squibb Co</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>110122108</cusip>
		<value>424</value>
		<shrsOrPrnAmt>
			<sshPrnamt>5500</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>18</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>5500</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>Bristol-Myers Squibb Co</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>110122108</cusip>
		<value>335</value>
		<shrsOrPrnAmt>
			<sshPrnamt>4348</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>23</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>4348</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>Bristol-Myers Squibb Co</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>110122108</cusip>
		<value>20</value>
		<shrsOrPrnAmt>
			<sshPrnamt>261</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>26</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>261</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>Bristol-Myers Squibb Co</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>110122108</cusip>
		<value>63</value>
		<shrsOrPrnAmt>
			<sshPrnamt>818</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>48</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>818</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>Bristol-Myers Squibb Co</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>110122108</cusip>
		<value>5</value>
		<shrsOrPrnAmt>
			<sshPrnamt>66</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>57</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>66</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>Bristol-Myers Squibb Co</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>110122108</cusip>
		<value>39</value>
		<shrsOrPrnAmt>
			<sshPrnamt>507</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>-</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>507</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>British American Tobacco PLC</nameOfIssuer>
		<titleOfClass>SPONSORED ADR</titleOfClass>
		<cusip>110448107</cusip>
		<value>41</value>
		<shrsOrPrnAmt>
			<sshPrnamt>951</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>14</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>951</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>British American Tobacco PLC</nameOfIssuer>
		<titleOfClass>SPONSORED ADR</titleOfClass>
		<cusip>110448107</cusip>
		<value>11</value>
		<shrsOrPrnAmt>
			<sshPrnamt>260</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>16</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>260</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>British American Tobacco PLC</nameOfIssuer>
		<titleOfClass>SPONSORED ADR</titleOfClass>
		<cusip>110448107</cusip>
		<value>35</value>
		<shrsOrPrnAmt>
			<sshPrnamt>826</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>23</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>826</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>British American Tobacco PLC</nameOfIssuer>
		<titleOfClass>SPONSORED ADR</titleOfClass>
		<cusip>110448107</cusip>
		<value>275</value>
		<shrsOrPrnAmt>
			<sshPrnamt>6405</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>26</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>6405</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>British American Tobacco PLC</nameOfIssuer>
		<titleOfClass>SPONSORED ADR</titleOfClass>
		<cusip>110448107</cusip>
		<value>5</value>
		<shrsOrPrnAmt>
			<sshPrnamt>122</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>55</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>122</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>Broadcom Inc</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>11135F101</cusip>
		<value>37</value>
		<shrsOrPrnAmt>
			<sshPrnamt>77</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>11</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>77</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>Broadcom Inc</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>11135F101</cusip>
		<value>36</value>
		<shrsOrPrnAmt>
			<sshPrnamt>75</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>16</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>75</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>Broadcom Inc</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>11135F101</cusip>
		<value>676</value>
		<shrsOrPrnAmt>
			<sshPrnamt>1391</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>23</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>1391</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>Broadcom Inc</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>11135F101</cusip>
		<value>130</value>
		<shrsOrPrnAmt>
			<sshPrnamt>267</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>26</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>267</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>Broadcom Inc</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>11135F101</cusip>
		<value>22</value>
		<shrsOrPrnAmt>
			<sshPrnamt>45</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>35</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>45</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>Broadcom Inc</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>11135F101</cusip>
		<value>38</value>
		<shrsOrPrnAmt>
			<sshPrnamt>78</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>41</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>78</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>Broadcom Inc</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>11135F101</cusip>
		<value>371</value>
		<shrsOrPrnAmt>
			<sshPrnamt>764</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>44</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>764</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>Broadcom Inc</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>11135F101</cusip>
		<value>2</value>
		<shrsOrPrnAmt>
			<sshPrnamt>5</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>57</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>5</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>Broadcom Inc</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>11135F101</cusip>
		<value>42</value>
		<shrsOrPrnAmt>
			<sshPrnamt>83</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>-</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>83</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>Broadmark Realty Capital Inc</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>11135B100</cusip>
		<value>604</value>
		<shrsOrPrnAmt>
			<sshPrnamt>89970</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>-</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>89970</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>Brookfield Asset Management Inc</nameOfIssuer>
		<titleOfClass>CL A LTD VT SH</titleOfClass>
		<cusip>112585104</cusip>
		<value>13</value>
		<shrsOrPrnAmt>
			<sshPrnamt>297</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>4</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>297</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>Brookfield Asset Management Inc</nameOfIssuer>
		<titleOfClass>CL A LTD VT SH</titleOfClass>
		<cusip>112585104</cusip>
		<value>46</value>
		<shrsOrPrnAmt>
			<sshPrnamt>1043</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>23</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>1043</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>Brookfield Asset Management Inc</nameOfIssuer>
		<titleOfClass>CL A LTD VT SH</titleOfClass>
		<cusip>112585104</cusip>
		<value>20</value>
		<shrsOrPrnAmt>
			<sshPrnamt>442</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>41</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>442</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>Brookfield Asset Management Inc</nameOfIssuer>
		<titleOfClass>CL A LTD VT SH</titleOfClass>
		<cusip>112585104</cusip>
		<value>170</value>
		<shrsOrPrnAmt>
			<sshPrnamt>3824</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>44</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>3824</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>Brookfield Asset Management Inc</nameOfIssuer>
		<titleOfClass>CL A LTD VT SH</titleOfClass>
		<cusip>112585104</cusip>
		<value>267</value>
		<shrsOrPrnAmt>
			<sshPrnamt>6000</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>54</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>6000</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>Canadian National Railway Co</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>136375102</cusip>
		<value>52</value>
		<shrsOrPrnAmt>
			<sshPrnamt>463</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>1</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>463</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>Canadian National Railway Co</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>136375102</cusip>
		<value>115</value>
		<shrsOrPrnAmt>
			<sshPrnamt>1003</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>21</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>1003</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>Canadian National Railway Co</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>136375102</cusip>
		<value>22</value>
		<shrsOrPrnAmt>
			<sshPrnamt>200</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>23</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>200</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>Canadian National Railway Co</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>136375102</cusip>
		<value>33</value>
		<shrsOrPrnAmt>
			<sshPrnamt>290</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>26</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>290</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>Canadian National Railway Co</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>136375102</cusip>
		<value>50</value>
		<shrsOrPrnAmt>
			<sshPrnamt>437</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>29</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>437</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>Canadian National Railway Co</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>136375102</cusip>
		<value>61</value>
		<shrsOrPrnAmt>
			<sshPrnamt>545</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>36</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>545</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>Canadian Pacific Railway Ltd</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>13645T100</cusip>
		<value>1</value>
		<shrsOrPrnAmt>
			<sshPrnamt>14</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>16</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>14</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>Canadian Pacific Railway Ltd</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>13645T100</cusip>
		<value>120</value>
		<shrsOrPrnAmt>
			<sshPrnamt>1715</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>23</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>1715</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>Canadian Pacific Railway Ltd</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>13645T100</cusip>
		<value>36</value>
		<shrsOrPrnAmt>
			<sshPrnamt>520</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>26</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>520</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>Canadian Pacific Railway Ltd</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>13645T100</cusip>
		<value>100</value>
		<shrsOrPrnAmt>
			<sshPrnamt>1397</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>32</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>1397</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>Cantaloupe Inc</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>138103106</cusip>
		<value>248</value>
		<shrsOrPrnAmt>
			<sshPrnamt>44239</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>20</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>44239</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>Capital One Financial Corp</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>14040H105</cusip>
		<value>62</value>
		<shrsOrPrnAmt>
			<sshPrnamt>595</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>7</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>595</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>Capital One Financial Corp</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>14040H105</cusip>
		<value>10</value>
		<shrsOrPrnAmt>
			<sshPrnamt>95</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>16</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>95</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>Capital One Financial Corp</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>14040H105</cusip>
		<value>129</value>
		<shrsOrPrnAmt>
			<sshPrnamt>1239</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>23</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>1239</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>Capital One Financial Corp</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>14040H105</cusip>
		<value>11</value>
		<shrsOrPrnAmt>
			<sshPrnamt>109</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>26</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>109</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>Carrier Global Corp</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>14448C104</cusip>
		<value>77</value>
		<shrsOrPrnAmt>
			<sshPrnamt>2152</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>2152</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>Carrier Global Corp</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>14448C104</cusip>
		<value>13</value>
		<shrsOrPrnAmt>
			<sshPrnamt>375</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>9</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>375</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>Carrier Global Corp</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>14448C104</cusip>
		<value>29</value>
		<shrsOrPrnAmt>
			<sshPrnamt>801</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>10</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>801</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>Carrier Global Corp</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>14448C104</cusip>
		<value>10</value>
		<shrsOrPrnAmt>
			<sshPrnamt>271</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>16</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>271</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>Carrier Global Corp</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>14448C104</cusip>
		<value>82</value>
		<shrsOrPrnAmt>
			<sshPrnamt>2296</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>23</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>2296</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>Carrier Global Corp</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>14448C104</cusip>
		<value>7</value>
		<shrsOrPrnAmt>
			<sshPrnamt>185</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>26</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>185</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>Carrier Global Corp</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>14448C104</cusip>
		<value>53</value>
		<shrsOrPrnAmt>
			<sshPrnamt>1500</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>36</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>1500</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>Carrier Global Corp</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>14448C104</cusip>
		<value>17</value>
		<shrsOrPrnAmt>
			<sshPrnamt>482</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>47</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>482</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>Caterpillar Inc</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>149123101</cusip>
		<value>329</value>
		<shrsOrPrnAmt>
			<sshPrnamt>1840</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>1</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>1840</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>Caterpillar Inc</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>149123101</cusip>
		<value>208</value>
		<shrsOrPrnAmt>
			<sshPrnamt>1161</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>9</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>1161</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>Caterpillar Inc</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>149123101</cusip>
		<value>107</value>
		<shrsOrPrnAmt>
			<sshPrnamt>600</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>10</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>600</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>Caterpillar Inc</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>149123101</cusip>
		<value>6</value>
		<shrsOrPrnAmt>
			<sshPrnamt>35</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>15</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>35</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>Caterpillar Inc</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>149123101</cusip>
		<value>21</value>
		<shrsOrPrnAmt>
			<sshPrnamt>115</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>16</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>115</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>Caterpillar Inc</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>149123101</cusip>
		<value>40</value>
		<shrsOrPrnAmt>
			<sshPrnamt>225</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>18</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>225</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>Caterpillar Inc</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>149123101</cusip>
		<value>606</value>
		<shrsOrPrnAmt>
			<sshPrnamt>3388</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>23</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>3388</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>Caterpillar Inc</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>149123101</cusip>
		<value>3</value>
		<shrsOrPrnAmt>
			<sshPrnamt>18</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>26</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>18</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>Caterpillar Inc</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>149123101</cusip>
		<value>152</value>
		<shrsOrPrnAmt>
			<sshPrnamt>850</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>28</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>850</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>Caterpillar Inc</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>149123101</cusip>
		<value>5</value>
		<shrsOrPrnAmt>
			<sshPrnamt>26</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>57</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>26</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>Caterpillar Inc</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>149123101</cusip>
		<value>43</value>
		<shrsOrPrnAmt>
			<sshPrnamt>236</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>-</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>236</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>CH Robinson Worldwide Inc</nameOfIssuer>
		<titleOfClass>COM NEW</titleOfClass>
		<cusip>12541W209</cusip>
		<value>6987</value>
		<shrsOrPrnAmt>
			<sshPrnamt>68925</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>1</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>68925</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>CH Robinson Worldwide Inc</nameOfIssuer>
		<titleOfClass>COM NEW</titleOfClass>
		<cusip>12541W209</cusip>
		<value>51</value>
		<shrsOrPrnAmt>
			<sshPrnamt>503</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>23</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>503</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>CH Robinson Worldwide Inc</nameOfIssuer>
		<titleOfClass>COM NEW</titleOfClass>
		<cusip>12541W209</cusip>
		<value>9</value>
		<shrsOrPrnAmt>
			<sshPrnamt>91</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
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		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>91</None>
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		<nameOfIssuer>CH Robinson Worldwide Inc</nameOfIssuer>
		<titleOfClass>COM NEW</titleOfClass>
		<cusip>12541W209</cusip>
		<value>53</value>
		<shrsOrPrnAmt>
			<sshPrnamt>525</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>-</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>525</None>
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		<nameOfIssuer>Charles Schwab Corp/The</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>808513105</cusip>
		<value>5700</value>
		<shrsOrPrnAmt>
			<sshPrnamt>90225</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>1</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>90225</None>
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		<nameOfIssuer>Charles Schwab Corp/The</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>808513105</cusip>
		<value>41</value>
		<shrsOrPrnAmt>
			<sshPrnamt>650</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>4</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>650</None>
		</votingAuthority>
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		<nameOfIssuer>Charles Schwab Corp/The</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>808513105</cusip>
		<value>104</value>
		<shrsOrPrnAmt>
			<sshPrnamt>1645</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>8</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>1645</None>
		</votingAuthority>
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		<nameOfIssuer>Charles Schwab Corp/The</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>808513105</cusip>
		<value>16</value>
		<shrsOrPrnAmt>
			<sshPrnamt>247</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>16</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>247</None>
		</votingAuthority>
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		<nameOfIssuer>Charles Schwab Corp/The</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>808513105</cusip>
		<value>118</value>
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			<sshPrnamt>1872</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>17</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>1872</None>
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		<nameOfIssuer>Charles Schwab Corp/The</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>808513105</cusip>
		<value>145</value>
		<shrsOrPrnAmt>
			<sshPrnamt>2298</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>23</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>2298</None>
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		<nameOfIssuer>Charles Schwab Corp/The</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>808513105</cusip>
		<value>28</value>
		<shrsOrPrnAmt>
			<sshPrnamt>450</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>26</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>450</None>
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		<nameOfIssuer>Charles Schwab Corp/The</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>808513105</cusip>
		<value>40</value>
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			<sshPrnamt>610</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>-</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>610</None>
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		<nameOfIssuer>Charter Communications Inc</nameOfIssuer>
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		<cusip>16119P108</cusip>
		<value>42</value>
		<shrsOrPrnAmt>
			<sshPrnamt>89</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>1</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>89</None>
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		<nameOfIssuer>Charter Communications Inc</nameOfIssuer>
		<titleOfClass>CL A</titleOfClass>
		<cusip>16119P108</cusip>
		<value>9</value>
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			<sshPrnamt>20</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>16</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>20</None>
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		<nameOfIssuer>Charter Communications Inc</nameOfIssuer>
		<titleOfClass>CL A</titleOfClass>
		<cusip>16119P108</cusip>
		<value>432</value>
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			<sshPrnamt>923</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>23</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>923</None>
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		<nameOfIssuer>Charter Communications Inc</nameOfIssuer>
		<titleOfClass>CL A</titleOfClass>
		<cusip>16119P108</cusip>
		<value>31</value>
		<shrsOrPrnAmt>
			<sshPrnamt>67</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>26</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>67</None>
		</votingAuthority>
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		<nameOfIssuer>Check Point Software Technologies Ltd</nameOfIssuer>
		<titleOfClass>ORD</titleOfClass>
		<cusip>M22465104</cusip>
		<value>0</value>
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			<sshPrnamt>2</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>16</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>2</None>
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		<nameOfIssuer>Check Point Software Technologies Ltd</nameOfIssuer>
		<titleOfClass>ORD</titleOfClass>
		<cusip>M22465104</cusip>
		<value>14</value>
		<shrsOrPrnAmt>
			<sshPrnamt>116</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>23</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>116</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>Check Point Software Technologies Ltd</nameOfIssuer>
		<titleOfClass>ORD</titleOfClass>
		<cusip>M22465104</cusip>
		<value>62</value>
		<shrsOrPrnAmt>
			<sshPrnamt>506</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>26</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>506</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>Check Point Software Technologies Ltd</nameOfIssuer>
		<titleOfClass>ORD</titleOfClass>
		<cusip>M22465104</cusip>
		<value>15</value>
		<shrsOrPrnAmt>
			<sshPrnamt>111</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>29</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>111</None>
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	<infoTable>
		<nameOfIssuer>Check Point Software Technologies Ltd</nameOfIssuer>
		<titleOfClass>ORD</titleOfClass>
		<cusip>M22465104</cusip>
		<value>73</value>
		<shrsOrPrnAmt>
			<sshPrnamt>600</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>36</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>600</None>
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		<nameOfIssuer>Check Point Software Technologies Ltd</nameOfIssuer>
		<titleOfClass>ORD</titleOfClass>
		<cusip>M22465104</cusip>
		<value>311</value>
		<shrsOrPrnAmt>
			<sshPrnamt>2557</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>53</otherManager>
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			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>2557</None>
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		<titleOfClass>COM</titleOfClass>
		<cusip>166764100</cusip>
		<value>561</value>
		<shrsOrPrnAmt>
			<sshPrnamt>3875</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>1</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>3875</None>
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	<infoTable>
		<nameOfIssuer>Chevron Corp</nameOfIssuer>
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		<value>7</value>
		<shrsOrPrnAmt>
			<sshPrnamt>46</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>46</None>
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	<infoTable>
		<nameOfIssuer>Chevron Corp</nameOfIssuer>
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		<cusip>166764100</cusip>
		<value>11</value>
		<shrsOrPrnAmt>
			<sshPrnamt>78</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>6</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>78</None>
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		<nameOfIssuer>Chevron Corp</nameOfIssuer>
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		<value>132</value>
		<shrsOrPrnAmt>
			<sshPrnamt>910</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>8</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>910</None>
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	<infoTable>
		<nameOfIssuer>Chevron Corp</nameOfIssuer>
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		<cusip>166764100</cusip>
		<value>486</value>
		<shrsOrPrnAmt>
			<sshPrnamt>3355</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>9</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>3355</None>
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	<infoTable>
		<nameOfIssuer>Chevron Corp</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
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		<value>9</value>
		<shrsOrPrnAmt>
			<sshPrnamt>64</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>14</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>64</None>
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	<infoTable>
		<nameOfIssuer>Chevron Corp</nameOfIssuer>
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		<value>1</value>
		<shrsOrPrnAmt>
			<sshPrnamt>7</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>15</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>7</None>
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	<infoTable>
		<nameOfIssuer>Chevron Corp</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>166764100</cusip>
		<value>72</value>
		<shrsOrPrnAmt>
			<sshPrnamt>497</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>16</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>497</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>Chevron Corp</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>166764100</cusip>
		<value>260</value>
		<shrsOrPrnAmt>
			<sshPrnamt>1797</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>17</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>1797</None>
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	<infoTable>
		<nameOfIssuer>Chevron Corp</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>166764100</cusip>
		<value>707</value>
		<shrsOrPrnAmt>
			<sshPrnamt>4882</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>18</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>4882</None>
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	<infoTable>
		<nameOfIssuer>Chevron Corp</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>166764100</cusip>
		<value>619</value>
		<shrsOrPrnAmt>
			<sshPrnamt>4276</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>23</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>4276</None>
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	<infoTable>
		<nameOfIssuer>Chevron Corp</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>166764100</cusip>
		<value>57</value>
		<shrsOrPrnAmt>
			<sshPrnamt>394</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>26</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>394</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>Chevron Corp</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>166764100</cusip>
		<value>20</value>
		<shrsOrPrnAmt>
			<sshPrnamt>140</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>41</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>140</None>
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	<infoTable>
		<nameOfIssuer>Chevron Corp</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>166764100</cusip>
		<value>32</value>
		<shrsOrPrnAmt>
			<sshPrnamt>220</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>46</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>220</None>
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	<infoTable>
		<nameOfIssuer>Chevron Corp</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>166764100</cusip>
		<value>9</value>
		<shrsOrPrnAmt>
			<sshPrnamt>63</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>57</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>63</None>
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	<infoTable>
		<nameOfIssuer>Chevron Corp</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>166764100</cusip>
		<value>40</value>
		<shrsOrPrnAmt>
			<sshPrnamt>275</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>-</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>275</None>
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		<nameOfIssuer>Chipotle Mexican Grill Inc</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
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		<value>60</value>
		<shrsOrPrnAmt>
			<sshPrnamt>46</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
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		<votingAuthority>
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			<Shared>0</Shared>
			<None>46</None>
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		<nameOfIssuer>Chipotle Mexican Grill Inc</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>169656105</cusip>
		<value>38</value>
		<shrsOrPrnAmt>
			<sshPrnamt>29</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>4</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>29</None>
		</votingAuthority>
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		<nameOfIssuer>Chipotle Mexican Grill Inc</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>169656105</cusip>
		<value>7</value>
		<shrsOrPrnAmt>
			<sshPrnamt>5</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>16</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>5</None>
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	<infoTable>
		<nameOfIssuer>Chipotle Mexican Grill Inc</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>169656105</cusip>
		<value>203</value>
		<shrsOrPrnAmt>
			<sshPrnamt>155</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>23</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>155</None>
		</votingAuthority>
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		<nameOfIssuer>Chubb Ltd</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>H1467J104</cusip>
		<value>86</value>
		<shrsOrPrnAmt>
			<sshPrnamt>439</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>7</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>439</None>
		</votingAuthority>
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		<nameOfIssuer>Chubb Ltd</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>H1467J104</cusip>
		<value>114</value>
		<shrsOrPrnAmt>
			<sshPrnamt>580</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>8</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>580</None>
		</votingAuthority>
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		<nameOfIssuer>Chubb Ltd</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>H1467J104</cusip>
		<value>91</value>
		<shrsOrPrnAmt>
			<sshPrnamt>463</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>10</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>463</None>
		</votingAuthority>
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		<nameOfIssuer>Chubb Ltd</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
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		<value>20</value>
		<shrsOrPrnAmt>
			<sshPrnamt>104</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>14</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>104</None>
		</votingAuthority>
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		<nameOfIssuer>Chubb Ltd</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>H1467J104</cusip>
		<value>19</value>
		<shrsOrPrnAmt>
			<sshPrnamt>95</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>16</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>95</None>
		</votingAuthority>
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		<nameOfIssuer>Chubb Ltd</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>H1467J104</cusip>
		<value>167</value>
		<shrsOrPrnAmt>
			<sshPrnamt>852</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>17</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>852</None>
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	<infoTable>
		<nameOfIssuer>Chubb Ltd</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>H1467J104</cusip>
		<value>71</value>
		<shrsOrPrnAmt>
			<sshPrnamt>359</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>23</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>359</None>
		</votingAuthority>
	</infoTable>
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		<nameOfIssuer>Chubb Ltd</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>H1467J104</cusip>
		<value>13</value>
		<shrsOrPrnAmt>
			<sshPrnamt>66</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>26</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>66</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>Chubb Ltd</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>H1467J104</cusip>
		<value>62</value>
		<shrsOrPrnAmt>
			<sshPrnamt>317</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>28</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>317</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>Chubb Ltd</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>H1467J104</cusip>
		<value>38</value>
		<shrsOrPrnAmt>
			<sshPrnamt>192</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>41</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>192</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>Chubb Ltd</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>H1467J104</cusip>
		<value>181</value>
		<shrsOrPrnAmt>
			<sshPrnamt>920</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>44</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>920</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>Chubb Ltd</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>H1467J104</cusip>
		<value>46</value>
		<shrsOrPrnAmt>
			<sshPrnamt>233</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>-</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>233</None>
		</votingAuthority>
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		<nameOfIssuer>Church &amp; Dwight Co Inc</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>171340102</cusip>
		<value>973</value>
		<shrsOrPrnAmt>
			<sshPrnamt>10500</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>6</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>10500</None>
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	<infoTable>
		<nameOfIssuer>Church &amp; Dwight Co Inc</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>171340102</cusip>
		<value>320</value>
		<shrsOrPrnAmt>
			<sshPrnamt>3457</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>9</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>3457</None>
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	<infoTable>
		<nameOfIssuer>Church &amp; Dwight Co Inc</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>171340102</cusip>
		<value>15</value>
		<shrsOrPrnAmt>
			<sshPrnamt>160</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>15</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>160</None>
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	<infoTable>
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		<cusip>171340102</cusip>
		<value>3</value>
		<shrsOrPrnAmt>
			<sshPrnamt>30</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>16</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>30</None>
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	<infoTable>
		<nameOfIssuer>Church &amp; Dwight Co Inc</nameOfIssuer>
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		<cusip>171340102</cusip>
		<value>105</value>
		<shrsOrPrnAmt>
			<sshPrnamt>1129</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>23</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>1129</None>
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	<infoTable>
		<nameOfIssuer>Church &amp; Dwight Co Inc</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>171340102</cusip>
		<value>33</value>
		<shrsOrPrnAmt>
			<sshPrnamt>351</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>24</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>351</None>
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	<infoTable>
		<nameOfIssuer>Church &amp; Dwight Co Inc</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>171340102</cusip>
		<value>66</value>
		<shrsOrPrnAmt>
			<sshPrnamt>713</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>26</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>713</None>
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	<infoTable>
		<nameOfIssuer>Church &amp; Dwight Co Inc</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>171340102</cusip>
		<value>57</value>
		<shrsOrPrnAmt>
			<sshPrnamt>618</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>41</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>618</None>
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	<infoTable>
		<nameOfIssuer>Church &amp; Dwight Co Inc</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>171340102</cusip>
		<value>313</value>
		<shrsOrPrnAmt>
			<sshPrnamt>3383</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>53</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>3383</None>
		</votingAuthority>
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		<titleOfClass>COM</titleOfClass>
		<cusip>125523100</cusip>
		<value>21</value>
		<shrsOrPrnAmt>
			<sshPrnamt>80</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>80</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>Cigna Corp</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>125523100</cusip>
		<value>32</value>
		<shrsOrPrnAmt>
			<sshPrnamt>123</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>14</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>123</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>Cigna Corp</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>125523100</cusip>
		<value>10</value>
		<shrsOrPrnAmt>
			<sshPrnamt>37</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>16</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>37</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>Cigna Corp</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>125523100</cusip>
		<value>254</value>
		<shrsOrPrnAmt>
			<sshPrnamt>965</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>23</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>965</None>
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	<infoTable>
		<nameOfIssuer>Cigna Corp</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>125523100</cusip>
		<value>27</value>
		<shrsOrPrnAmt>
			<sshPrnamt>104</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>26</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>104</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>Cigna Corp</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>125523100</cusip>
		<value>204</value>
		<shrsOrPrnAmt>
			<sshPrnamt>775</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>28</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>775</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>Cigna Corp</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>125523100</cusip>
		<value>71</value>
		<shrsOrPrnAmt>
			<sshPrnamt>270</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>48</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>270</None>
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	<infoTable>
		<nameOfIssuer>Cintas Corp</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>172908105</cusip>
		<value>570</value>
		<shrsOrPrnAmt>
			<sshPrnamt>1525</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>1</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>1525</None>
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	<infoTable>
		<nameOfIssuer>Cintas Corp</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>172908105</cusip>
		<value>2</value>
		<shrsOrPrnAmt>
			<sshPrnamt>5</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>16</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>5</None>
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	<infoTable>
		<nameOfIssuer>Cintas Corp</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>172908105</cusip>
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		<shrsOrPrnAmt>
			<sshPrnamt>121</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>23</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>121</None>
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	<infoTable>
		<nameOfIssuer>Cintas Corp</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
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		<shrsOrPrnAmt>
			<sshPrnamt>5</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>26</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>5</None>
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	<infoTable>
		<nameOfIssuer>Cintas Corp</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
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		<shrsOrPrnAmt>
			<sshPrnamt>225</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>31</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>225</None>
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		<nameOfIssuer>Cisco Systems Inc</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
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		<value>34</value>
		<shrsOrPrnAmt>
			<sshPrnamt>800</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>1</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>800</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>Cisco Systems Inc</nameOfIssuer>
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		<value>7</value>
		<shrsOrPrnAmt>
			<sshPrnamt>175</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>175</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>Cisco Systems Inc</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>17275R102</cusip>
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			<sshPrnamt>2580</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>8</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>2580</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>Cisco Systems Inc</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>17275R102</cusip>
		<value>448</value>
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			<sshPrnamt>10495</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>9</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>10495</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>Cisco Systems Inc</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>17275R102</cusip>
		<value>26</value>
		<shrsOrPrnAmt>
			<sshPrnamt>600</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>10</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>600</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>Cisco Systems Inc</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>17275R102</cusip>
		<value>0</value>
		<shrsOrPrnAmt>
			<sshPrnamt>0</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>11</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>Cisco Systems Inc</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>17275R102</cusip>
		<value>51</value>
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			<sshPrnamt>1190</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>16</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>1190</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>Cisco Systems Inc</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
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			<sshPrnamt>951</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>18</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>951</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>Cisco Systems Inc</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>17275R102</cusip>
		<value>686</value>
		<shrsOrPrnAmt>
			<sshPrnamt>16083</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>23</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>16083</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>Cisco Systems Inc</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>17275R102</cusip>
		<value>107</value>
		<shrsOrPrnAmt>
			<sshPrnamt>2502</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>26</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>2502</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>Cisco Systems Inc</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>17275R102</cusip>
		<value>784</value>
		<shrsOrPrnAmt>
			<sshPrnamt>18388</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>36</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>18388</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>Cisco Systems Inc</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>17275R102</cusip>
		<value>63</value>
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			<sshPrnamt>1480</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>37</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>1480</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>Cisco Systems Inc</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>17275R102</cusip>
		<value>6</value>
		<shrsOrPrnAmt>
			<sshPrnamt>142</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>57</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>142</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>Cisco Systems Inc</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>17275R102</cusip>
		<value>53</value>
		<shrsOrPrnAmt>
			<sshPrnamt>1201</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>-</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>1201</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>Citigroup Inc</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>172967424</cusip>
		<value>94</value>
		<shrsOrPrnAmt>
			<sshPrnamt>2040</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>8</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>2040</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>Citigroup Inc</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>172967424</cusip>
		<value>51</value>
		<shrsOrPrnAmt>
			<sshPrnamt>1110</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>17</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>1110</None>
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	<infoTable>
		<nameOfIssuer>Citigroup Inc</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>172967424</cusip>
		<value>191</value>
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			<sshPrnamt>4161</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>23</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>4161</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>Citigroup Inc</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>172967424</cusip>
		<value>98</value>
		<shrsOrPrnAmt>
			<sshPrnamt>2132</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>26</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>2132</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>Citigroup Inc</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>172967424</cusip>
		<value>83</value>
		<shrsOrPrnAmt>
			<sshPrnamt>1800</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>51</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>1800</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>Citigroup Inc</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>172967424</cusip>
		<value>2</value>
		<shrsOrPrnAmt>
			<sshPrnamt>35</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>57</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>35</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>Citigroup Inc</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>172967424</cusip>
		<value>27</value>
		<shrsOrPrnAmt>
			<sshPrnamt>571</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>-</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>571</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>Citizens Financial Group Inc</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>174610105</cusip>
		<value>20</value>
		<shrsOrPrnAmt>
			<sshPrnamt>523</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>523</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>Citizens Financial Group Inc</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>174610105</cusip>
		<value>278</value>
		<shrsOrPrnAmt>
			<sshPrnamt>7780</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>23</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>7780</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>Citizens Financial Group Inc</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>174610105</cusip>
		<value>7</value>
		<shrsOrPrnAmt>
			<sshPrnamt>189</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>26</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>189</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>Cleveland-Cliffs Inc</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>185899101</cusip>
		<value>274</value>
		<shrsOrPrnAmt>
			<sshPrnamt>17842</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>20</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>17842</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>Cleveland-Cliffs Inc</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>185899101</cusip>
		<value>82</value>
		<shrsOrPrnAmt>
			<sshPrnamt>5333</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>23</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>5333</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>Clorox Co/The</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>189054109</cusip>
		<value>47</value>
		<shrsOrPrnAmt>
			<sshPrnamt>332</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>18</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>332</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>Clorox Co/The</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>189054109</cusip>
		<value>116</value>
		<shrsOrPrnAmt>
			<sshPrnamt>826</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>23</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>826</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>Clorox Co/The</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>189054109</cusip>
		<value>68</value>
		<shrsOrPrnAmt>
			<sshPrnamt>485</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>26</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>485</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>Clorox Co/The</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>189054109</cusip>
		<value>33</value>
		<shrsOrPrnAmt>
			<sshPrnamt>231</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>41</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>231</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>CME Group Inc</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>12572Q105</cusip>
		<value>25</value>
		<shrsOrPrnAmt>
			<sshPrnamt>122</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>4</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>122</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>CME Group Inc</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>12572Q105</cusip>
		<value>36</value>
		<shrsOrPrnAmt>
			<sshPrnamt>175</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>11</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>175</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>CME Group Inc</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>12572Q105</cusip>
		<value>6</value>
		<shrsOrPrnAmt>
			<sshPrnamt>31</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>15</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>31</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>CME Group Inc</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>12572Q105</cusip>
		<value>10</value>
		<shrsOrPrnAmt>
			<sshPrnamt>50</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>16</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>50</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>CME Group Inc</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>12572Q105</cusip>
		<value>459</value>
		<shrsOrPrnAmt>
			<sshPrnamt>2243</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>20</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>2243</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>CME Group Inc</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>12572Q105</cusip>
		<value>399</value>
		<shrsOrPrnAmt>
			<sshPrnamt>1950</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>23</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>1950</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>CME Group Inc</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
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			<sshPrnamt>139</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
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		<votingAuthority>
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			<Shared>0</Shared>
			<None>139</None>
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		<titleOfClass>COM</titleOfClass>
		<cusip>12572Q105</cusip>
		<value>19</value>
		<shrsOrPrnAmt>
			<sshPrnamt>94</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>35</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>94</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>CME Group Inc</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>12572Q105</cusip>
		<value>23</value>
		<shrsOrPrnAmt>
			<sshPrnamt>110</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>47</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>110</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>Coca-Cola Co/The</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>191216100</cusip>
		<value>27</value>
		<shrsOrPrnAmt>
			<sshPrnamt>430</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>1</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>430</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>Coca-Cola Co/The</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>191216100</cusip>
		<value>21</value>
		<shrsOrPrnAmt>
			<sshPrnamt>338</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>6</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>338</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>Coca-Cola Co/The</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>191216100</cusip>
		<value>71</value>
		<shrsOrPrnAmt>
			<sshPrnamt>1125</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>16</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>1125</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>Coca-Cola Co/The</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>191216100</cusip>
		<value>245</value>
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			<sshPrnamt>3901</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>18</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>3901</None>
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	<infoTable>
		<nameOfIssuer>Coca-Cola Co/The</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>191216100</cusip>
		<value>141</value>
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			<sshPrnamt>2248</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>19</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>2248</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>Coca-Cola Co/The</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>191216100</cusip>
		<value>550</value>
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			<sshPrnamt>8745</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>23</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>8745</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>Coca-Cola Co/The</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>191216100</cusip>
		<value>6</value>
		<shrsOrPrnAmt>
			<sshPrnamt>98</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>26</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>98</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>Coca-Cola Co/The</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>191216100</cusip>
		<value>22</value>
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			<sshPrnamt>346</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>35</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>346</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>Coca-Cola Co/The</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>191216100</cusip>
		<value>84</value>
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			<sshPrnamt>1328</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>41</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>1328</None>
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	<infoTable>
		<nameOfIssuer>Coca-Cola Co/The</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>191216100</cusip>
		<value>5</value>
		<shrsOrPrnAmt>
			<sshPrnamt>80</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>57</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>80</None>
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	<infoTable>
		<nameOfIssuer>Coca-Cola Co/The</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>191216100</cusip>
		<value>41</value>
		<shrsOrPrnAmt>
			<sshPrnamt>653</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>-</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>653</None>
		</votingAuthority>
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		<nameOfIssuer>Cognizant Technology Solutions Corp</nameOfIssuer>
		<titleOfClass>CL A</titleOfClass>
		<cusip>192446102</cusip>
		<value>20</value>
		<shrsOrPrnAmt>
			<sshPrnamt>272</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>272</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>Cognizant Technology Solutions Corp</nameOfIssuer>
		<titleOfClass>CL A</titleOfClass>
		<cusip>192446102</cusip>
		<value>5</value>
		<shrsOrPrnAmt>
			<sshPrnamt>70</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>16</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>70</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>Cognizant Technology Solutions Corp</nameOfIssuer>
		<titleOfClass>CL A</titleOfClass>
		<cusip>192446102</cusip>
		<value>76</value>
		<shrsOrPrnAmt>
			<sshPrnamt>1128</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>17</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>1128</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>Cognizant Technology Solutions Corp</nameOfIssuer>
		<titleOfClass>CL A</titleOfClass>
		<cusip>192446102</cusip>
		<value>105</value>
		<shrsOrPrnAmt>
			<sshPrnamt>1560</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>23</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>1560</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>Cognizant Technology Solutions Corp</nameOfIssuer>
		<titleOfClass>CL A</titleOfClass>
		<cusip>192446102</cusip>
		<value>1</value>
		<shrsOrPrnAmt>
			<sshPrnamt>16</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>26</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>16</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>Cognizant Technology Solutions Corp</nameOfIssuer>
		<titleOfClass>CL A</titleOfClass>
		<cusip>192446102</cusip>
		<value>282</value>
		<shrsOrPrnAmt>
			<sshPrnamt>4180</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>53</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>4180</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>Cognizant Technology Solutions Corp</nameOfIssuer>
		<titleOfClass>CL A</titleOfClass>
		<cusip>192446102</cusip>
		<value>34</value>
		<shrsOrPrnAmt>
			<sshPrnamt>483</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>-</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>483</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>Colgate-Palmolive Co</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>194162103</cusip>
		<value>1</value>
		<shrsOrPrnAmt>
			<sshPrnamt>12</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>14</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>12</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>Colgate-Palmolive Co</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>194162103</cusip>
		<value>15</value>
		<shrsOrPrnAmt>
			<sshPrnamt>185</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>16</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>185</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>Colgate-Palmolive Co</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>194162103</cusip>
		<value>166</value>
		<shrsOrPrnAmt>
			<sshPrnamt>2074</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>23</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>2074</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>Colgate-Palmolive Co</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>194162103</cusip>
		<value>4</value>
		<shrsOrPrnAmt>
			<sshPrnamt>55</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>26</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>55</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>Colgate-Palmolive Co</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>194162103</cusip>
		<value>18</value>
		<shrsOrPrnAmt>
			<sshPrnamt>229</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>47</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>229</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>Colgate-Palmolive Co</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>194162103</cusip>
		<value>32</value>
		<shrsOrPrnAmt>
			<sshPrnamt>404</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>-</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>404</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>Comcast Corp</nameOfIssuer>
		<titleOfClass>CL A</titleOfClass>
		<cusip>20030N101</cusip>
		<value>11</value>
		<shrsOrPrnAmt>
			<sshPrnamt>270</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>4</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>270</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>Comcast Corp</nameOfIssuer>
		<titleOfClass>CL A</titleOfClass>
		<cusip>20030N101</cusip>
		<value>23</value>
		<shrsOrPrnAmt>
			<sshPrnamt>576</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>6</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>576</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>Comcast Corp</nameOfIssuer>
		<titleOfClass>CL A</titleOfClass>
		<cusip>20030N101</cusip>
		<value>75</value>
		<shrsOrPrnAmt>
			<sshPrnamt>1910</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>7</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>1910</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>Comcast Corp</nameOfIssuer>
		<titleOfClass>CL A</titleOfClass>
		<cusip>20030N101</cusip>
		<value>30</value>
		<shrsOrPrnAmt>
			<sshPrnamt>754</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>14</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>754</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>Comcast Corp</nameOfIssuer>
		<titleOfClass>CL A</titleOfClass>
		<cusip>20030N101</cusip>
		<value>40</value>
		<shrsOrPrnAmt>
			<sshPrnamt>1016</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>16</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>1016</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>Comcast Corp</nameOfIssuer>
		<titleOfClass>CL A</titleOfClass>
		<cusip>20030N101</cusip>
		<value>367</value>
		<shrsOrPrnAmt>
			<sshPrnamt>9350</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>23</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>9350</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>Comcast Corp</nameOfIssuer>
		<titleOfClass>CL A</titleOfClass>
		<cusip>20030N101</cusip>
		<value>270</value>
		<shrsOrPrnAmt>
			<sshPrnamt>6874</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>26</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>6874</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>Comcast Corp</nameOfIssuer>
		<titleOfClass>CL A</titleOfClass>
		<cusip>20030N101</cusip>
		<value>759</value>
		<shrsOrPrnAmt>
			<sshPrnamt>19335</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>36</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>19335</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>Comcast Corp</nameOfIssuer>
		<titleOfClass>CL A</titleOfClass>
		<cusip>20030N101</cusip>
		<value>31</value>
		<shrsOrPrnAmt>
			<sshPrnamt>800</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>37</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>800</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>Comcast Corp</nameOfIssuer>
		<titleOfClass>CL A</titleOfClass>
		<cusip>20030N101</cusip>
		<value>22</value>
		<shrsOrPrnAmt>
			<sshPrnamt>566</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>41</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>566</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>Comcast Corp</nameOfIssuer>
		<titleOfClass>CL A</titleOfClass>
		<cusip>20030N101</cusip>
		<value>105</value>
		<shrsOrPrnAmt>
			<sshPrnamt>2672</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>44</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>2672</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>Comcast Corp</nameOfIssuer>
		<titleOfClass>CL A</titleOfClass>
		<cusip>20030N101</cusip>
		<value>3</value>
		<shrsOrPrnAmt>
			<sshPrnamt>88</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>57</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>88</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>Communication Services Select Sector SPDR Fund</nameOfIssuer>
		<titleOfClass>COMMUNICATION</titleOfClass>
		<cusip>81369Y852</cusip>
		<value>252</value>
		<shrsOrPrnAmt>
			<sshPrnamt>4649</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>22</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>4649</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ConocoPhillips</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>20825C104</cusip>
		<value>3</value>
		<shrsOrPrnAmt>
			<sshPrnamt>28</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>6</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>28</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ConocoPhillips</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>20825C104</cusip>
		<value>199</value>
		<shrsOrPrnAmt>
			<sshPrnamt>2220</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>7</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>2220</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ConocoPhillips</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>20825C104</cusip>
		<value>40</value>
		<shrsOrPrnAmt>
			<sshPrnamt>445</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>11</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>445</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ConocoPhillips</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>20825C104</cusip>
		<value>14</value>
		<shrsOrPrnAmt>
			<sshPrnamt>160</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>14</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>160</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ConocoPhillips</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>20825C104</cusip>
		<value>32</value>
		<shrsOrPrnAmt>
			<sshPrnamt>355</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>16</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>355</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ConocoPhillips</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>20825C104</cusip>
		<value>143</value>
		<shrsOrPrnAmt>
			<sshPrnamt>1596</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>23</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>1596</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ConocoPhillips</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>20825C104</cusip>
		<value>11</value>
		<shrsOrPrnAmt>
			<sshPrnamt>119</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>26</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>119</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ConocoPhillips</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>20825C104</cusip>
		<value>81</value>
		<shrsOrPrnAmt>
			<sshPrnamt>900</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>46</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>900</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ConocoPhillips</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>20825C104</cusip>
		<value>6</value>
		<shrsOrPrnAmt>
			<sshPrnamt>66</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>57</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>66</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ConocoPhillips</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>20825C104</cusip>
		<value>90</value>
		<shrsOrPrnAmt>
			<sshPrnamt>986</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>-</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>986</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>Consolidated Edison Inc</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>209115104</cusip>
		<value>273</value>
		<shrsOrPrnAmt>
			<sshPrnamt>2869</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>23</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>2869</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>Consumer Discretionary Select Sector SPDR Fund</nameOfIssuer>
		<titleOfClass>SBI CONS DISCR</titleOfClass>
		<cusip>81369Y407</cusip>
		<value>698</value>
		<shrsOrPrnAmt>
			<sshPrnamt>5078</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>22</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>5078</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>Continental Resources Inc/OK</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>212015101</cusip>
		<value>19</value>
		<shrsOrPrnAmt>
			<sshPrnamt>290</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>16</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>290</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>Continental Resources Inc/OK</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>212015101</cusip>
		<value>293</value>
		<shrsOrPrnAmt>
			<sshPrnamt>4479</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>23</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>4479</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>Corning Inc</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>219350105</cusip>
		<value>836</value>
		<shrsOrPrnAmt>
			<sshPrnamt>26542</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>1</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>26542</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>Corning Inc</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>219350105</cusip>
		<value>158</value>
		<shrsOrPrnAmt>
			<sshPrnamt>5000</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>9</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>5000</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>Corning Inc</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>219350105</cusip>
		<value>1</value>
		<shrsOrPrnAmt>
			<sshPrnamt>35</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>16</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>35</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>Corning Inc</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>219350105</cusip>
		<value>35</value>
		<shrsOrPrnAmt>
			<sshPrnamt>1105</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>23</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>1105</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>Corning Inc</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>219350105</cusip>
		<value>15</value>
		<shrsOrPrnAmt>
			<sshPrnamt>482</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>26</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>482</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>Corning Inc</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>219350105</cusip>
		<value>51</value>
		<shrsOrPrnAmt>
			<sshPrnamt>1609</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>48</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>1609</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>Costco Wholesale Corp</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>22160K105</cusip>
		<value>30</value>
		<shrsOrPrnAmt>
			<sshPrnamt>62</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>1</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>62</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>Costco Wholesale Corp</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>22160K105</cusip>
		<value>19</value>
		<shrsOrPrnAmt>
			<sshPrnamt>40</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>40</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>Costco Wholesale Corp</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>22160K105</cusip>
		<value>12</value>
		<shrsOrPrnAmt>
			<sshPrnamt>24</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>6</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>24</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>Costco Wholesale Corp</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>22160K105</cusip>
		<value>231</value>
		<shrsOrPrnAmt>
			<sshPrnamt>482</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>7</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>482</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>Costco Wholesale Corp</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>22160K105</cusip>
		<value>192</value>
		<shrsOrPrnAmt>
			<sshPrnamt>400</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>10</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>400</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>Costco Wholesale Corp</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>22160K105</cusip>
		<value>8</value>
		<shrsOrPrnAmt>
			<sshPrnamt>16</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>15</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>16</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>Costco Wholesale Corp</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>22160K105</cusip>
		<value>36</value>
		<shrsOrPrnAmt>
			<sshPrnamt>75</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>16</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>75</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>Costco Wholesale Corp</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>22160K105</cusip>
		<value>1031</value>
		<shrsOrPrnAmt>
			<sshPrnamt>2152</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>17</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>2152</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>Costco Wholesale Corp</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>22160K105</cusip>
		<value>719</value>
		<shrsOrPrnAmt>
			<sshPrnamt>1500</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>18</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>1500</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>Costco Wholesale Corp</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>22160K105</cusip>
		<value>185</value>
		<shrsOrPrnAmt>
			<sshPrnamt>386</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>20</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>386</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>Costco Wholesale Corp</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>22160K105</cusip>
		<value>487</value>
		<shrsOrPrnAmt>
			<sshPrnamt>1016</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>23</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>1016</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>Costco Wholesale Corp</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>22160K105</cusip>
		<value>116</value>
		<shrsOrPrnAmt>
			<sshPrnamt>243</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>26</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>243</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>Costco Wholesale Corp</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>22160K105</cusip>
		<value>164</value>
		<shrsOrPrnAmt>
			<sshPrnamt>342</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>28</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>342</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>Costco Wholesale Corp</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>22160K105</cusip>
		<value>134</value>
		<shrsOrPrnAmt>
			<sshPrnamt>280</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>37</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>280</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>Costco Wholesale Corp</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>22160K105</cusip>
		<value>33</value>
		<shrsOrPrnAmt>
			<sshPrnamt>68</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>41</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>68</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>Costco Wholesale Corp</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>22160K105</cusip>
		<value>183</value>
		<shrsOrPrnAmt>
			<sshPrnamt>382</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>44</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>382</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>Costco Wholesale Corp</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>22160K105</cusip>
		<value>96</value>
		<shrsOrPrnAmt>
			<sshPrnamt>200</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>46</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>200</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>Costco Wholesale Corp</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>22160K105</cusip>
		<value>479</value>
		<shrsOrPrnAmt>
			<sshPrnamt>1000</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>58</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>1000</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>Costco Wholesale Corp</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>22160K105</cusip>
		<value>48</value>
		<shrsOrPrnAmt>
			<sshPrnamt>100</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>-</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>100</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>Coty Inc</nameOfIssuer>
		<titleOfClass>COM CL A</titleOfClass>
		<cusip>222070203</cusip>
		<value>212</value>
		<shrsOrPrnAmt>
			<sshPrnamt>26522</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>23</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>26522</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>Crowdstrike Holdings Inc</nameOfIssuer>
		<titleOfClass>CL A</titleOfClass>
		<cusip>22788C105</cusip>
		<value>346</value>
		<shrsOrPrnAmt>
			<sshPrnamt>2055</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>20</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>2055</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>Crowdstrike Holdings Inc</nameOfIssuer>
		<titleOfClass>CL A</titleOfClass>
		<cusip>22788C105</cusip>
		<value>5</value>
		<shrsOrPrnAmt>
			<sshPrnamt>27</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>23</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>27</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>Crowdstrike Holdings Inc</nameOfIssuer>
		<titleOfClass>CL A</titleOfClass>
		<cusip>22788C105</cusip>
		<value>5</value>
		<shrsOrPrnAmt>
			<sshPrnamt>32</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>26</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>32</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>Crown Castle International Corp</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>22822V101</cusip>
		<value>103</value>
		<shrsOrPrnAmt>
			<sshPrnamt>610</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>7</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>610</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>Crown Castle International Corp</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>22822V101</cusip>
		<value>20</value>
		<shrsOrPrnAmt>
			<sshPrnamt>119</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>14</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>119</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>Crown Castle International Corp</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>22822V101</cusip>
		<value>11</value>
		<shrsOrPrnAmt>
			<sshPrnamt>65</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>16</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>65</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>Crown Castle International Corp</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>22822V101</cusip>
		<value>47</value>
		<shrsOrPrnAmt>
			<sshPrnamt>281</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>18</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>281</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>Crown Castle International Corp</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>22822V101</cusip>
		<value>268</value>
		<shrsOrPrnAmt>
			<sshPrnamt>1593</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>23</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>1593</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>Crown Castle International Corp</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>22822V101</cusip>
		<value>8</value>
		<shrsOrPrnAmt>
			<sshPrnamt>50</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>26</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>50</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>Crown Castle International Corp</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>22822V101</cusip>
		<value>45</value>
		<shrsOrPrnAmt>
			<sshPrnamt>265</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>28</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>265</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>Crown Castle International Corp</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>22822V101</cusip>
		<value>100</value>
		<shrsOrPrnAmt>
			<sshPrnamt>594</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>36</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>594</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>Crown Castle International Corp</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>22822V101</cusip>
		<value>22</value>
		<shrsOrPrnAmt>
			<sshPrnamt>131</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>40</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>131</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>Crown Castle International Corp</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>22822V101</cusip>
		<value>3</value>
		<shrsOrPrnAmt>
			<sshPrnamt>20</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>57</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>20</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>Crown Castle International Corp</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>22822V101</cusip>
		<value>31</value>
		<shrsOrPrnAmt>
			<sshPrnamt>181</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>-</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>181</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>Crown Holdings Inc</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>228368106</cusip>
		<value>12</value>
		<shrsOrPrnAmt>
			<sshPrnamt>135</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>16</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>135</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>Crown Holdings Inc</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>228368106</cusip>
		<value>234</value>
		<shrsOrPrnAmt>
			<sshPrnamt>2544</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>23</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>2544</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>CSX Corp</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>126408103</cusip>
		<value>17</value>
		<shrsOrPrnAmt>
			<sshPrnamt>594</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>6</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>594</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>CSX Corp</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>126408103</cusip>
		<value>14</value>
		<shrsOrPrnAmt>
			<sshPrnamt>495</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>16</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>495</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>CSX Corp</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>126408103</cusip>
		<value>159</value>
		<shrsOrPrnAmt>
			<sshPrnamt>5458</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>23</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>5458</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>CSX Corp</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>126408103</cusip>
		<value>86</value>
		<shrsOrPrnAmt>
			<sshPrnamt>2958</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>26</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>2958</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>CSX Corp</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>126408103</cusip>
		<value>83</value>
		<shrsOrPrnAmt>
			<sshPrnamt>2860</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>31</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>2860</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>CSX Corp</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>126408103</cusip>
		<value>78</value>
		<shrsOrPrnAmt>
			<sshPrnamt>2700</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>52</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>2700</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>CSX Corp</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>126408103</cusip>
		<value>39</value>
		<shrsOrPrnAmt>
			<sshPrnamt>1296</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>-</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>1296</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>Cullen/Frost Bankers Inc</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>229899109</cusip>
		<value>814</value>
		<shrsOrPrnAmt>
			<sshPrnamt>6991</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>1</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>6991</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>Cullen/Frost Bankers Inc</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>229899109</cusip>
		<value>77</value>
		<shrsOrPrnAmt>
			<sshPrnamt>663</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>23</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>663</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>Cullen/Frost Bankers Inc</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>229899109</cusip>
		<value>8</value>
		<shrsOrPrnAmt>
			<sshPrnamt>66</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>26</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>66</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>Cummins Inc</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>231021106</cusip>
		<value>24</value>
		<shrsOrPrnAmt>
			<sshPrnamt>122</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>1</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>122</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>Cummins Inc</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>231021106</cusip>
		<value>39</value>
		<shrsOrPrnAmt>
			<sshPrnamt>200</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>7</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>200</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>Cummins Inc</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>231021106</cusip>
		<value>31</value>
		<shrsOrPrnAmt>
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		<investmentDiscretion>OTR</investmentDiscretion>
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		<investmentDiscretion>OTR</investmentDiscretion>
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			<Shared>0</Shared>
			<None>10350</None>
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		<investmentDiscretion>OTR</investmentDiscretion>
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			<sshPrnamtType>SH</sshPrnamtType>
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			<None>725</None>
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		<investmentDiscretion>OTR</investmentDiscretion>
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		<investmentDiscretion>OTR</investmentDiscretion>
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		<investmentDiscretion>OTR</investmentDiscretion>
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		<investmentDiscretion>OTR</investmentDiscretion>
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		<investmentDiscretion>OTR</investmentDiscretion>
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		<investmentDiscretion>OTR</investmentDiscretion>
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			<sshPrnamt>131</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>41</otherManager>
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			<None>131</None>
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		<investmentDiscretion>OTR</investmentDiscretion>
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		<votingAuthority>
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			<Shared>0</Shared>
			<None>1260</None>
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	<infoTable>
		<nameOfIssuer>Danaher Corp</nameOfIssuer>
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			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>54</otherManager>
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			<None>1600</None>
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	<infoTable>
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		<shrsOrPrnAmt>
			<sshPrnamt>21</sshPrnamt>
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		<investmentDiscretion>OTR</investmentDiscretion>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>20</otherManager>
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			<None>4174</None>
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			<sshPrnamt>1313</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>23</otherManager>
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	<infoTable>
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			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>42</otherManager>
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			<None>87</None>
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			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
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			<None>165</None>
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			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
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			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>14</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>41</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>Deere &amp; Co</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>244199105</cusip>
		<value>27</value>
		<shrsOrPrnAmt>
			<sshPrnamt>90</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>16</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>90</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>Deere &amp; Co</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>244199105</cusip>
		<value>38</value>
		<shrsOrPrnAmt>
			<sshPrnamt>128</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>17</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>128</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>Deere &amp; Co</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>244199105</cusip>
		<value>555</value>
		<shrsOrPrnAmt>
			<sshPrnamt>1854</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>23</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>1854</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>Deere &amp; Co</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>244199105</cusip>
		<value>64</value>
		<shrsOrPrnAmt>
			<sshPrnamt>215</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>26</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>215</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>DermTech Inc</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>24984K105</cusip>
		<value>175</value>
		<shrsOrPrnAmt>
			<sshPrnamt>31500</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>54</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>31500</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>Deutsche Bank AG</nameOfIssuer>
		<titleOfClass>NAMEN AKT</titleOfClass>
		<cusip>D18190898</cusip>
		<value>1</value>
		<shrsOrPrnAmt>
			<sshPrnamt>81</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>16</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>81</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>Deutsche Bank AG</nameOfIssuer>
		<titleOfClass>NAMEN AKT</titleOfClass>
		<cusip>D18190898</cusip>
		<value>39</value>
		<shrsOrPrnAmt>
			<sshPrnamt>4462</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>23</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>4462</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>Deutsche Bank AG</nameOfIssuer>
		<titleOfClass>NAMEN AKT</titleOfClass>
		<cusip>D18190898</cusip>
		<value>116</value>
		<shrsOrPrnAmt>
			<sshPrnamt>13240</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>26</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>13240</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>Devon Energy Corp</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>25179M103</cusip>
		<value>20</value>
		<shrsOrPrnAmt>
			<sshPrnamt>358</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>4</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>358</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>Devon Energy Corp</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>25179M103</cusip>
		<value>317</value>
		<shrsOrPrnAmt>
			<sshPrnamt>5753</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>23</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>5753</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>Devon Energy Corp</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>25179M103</cusip>
		<value>33</value>
		<shrsOrPrnAmt>
			<sshPrnamt>605</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>26</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>605</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>Diageo PLC</nameOfIssuer>
		<titleOfClass>SPON ADR NEW</titleOfClass>
		<cusip>25243Q205</cusip>
		<value>10</value>
		<shrsOrPrnAmt>
			<sshPrnamt>55</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>14</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>55</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>Diageo PLC</nameOfIssuer>
		<titleOfClass>SPON ADR NEW</titleOfClass>
		<cusip>25243Q205</cusip>
		<value>10</value>
		<shrsOrPrnAmt>
			<sshPrnamt>56</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>16</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>56</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>Diageo PLC</nameOfIssuer>
		<titleOfClass>SPON ADR NEW</titleOfClass>
		<cusip>25243Q205</cusip>
		<value>51</value>
		<shrsOrPrnAmt>
			<sshPrnamt>294</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>17</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>294</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>Diageo PLC</nameOfIssuer>
		<titleOfClass>SPON ADR NEW</titleOfClass>
		<cusip>25243Q205</cusip>
		<value>65</value>
		<shrsOrPrnAmt>
			<sshPrnamt>373</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>18</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>373</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>Diageo PLC</nameOfIssuer>
		<titleOfClass>SPON ADR NEW</titleOfClass>
		<cusip>25243Q205</cusip>
		<value>277</value>
		<shrsOrPrnAmt>
			<sshPrnamt>1588</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>23</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>1588</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>Diageo PLC</nameOfIssuer>
		<titleOfClass>SPON ADR NEW</titleOfClass>
		<cusip>25243Q205</cusip>
		<value>415</value>
		<shrsOrPrnAmt>
			<sshPrnamt>2383</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>26</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>2383</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>Diageo PLC</nameOfIssuer>
		<titleOfClass>SPON ADR NEW</titleOfClass>
		<cusip>25243Q205</cusip>
		<value>22</value>
		<shrsOrPrnAmt>
			<sshPrnamt>125</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>46</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>125</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>Diamondback Energy Inc</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>25278X109</cusip>
		<value>9</value>
		<shrsOrPrnAmt>
			<sshPrnamt>75</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>16</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>75</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>Diamondback Energy Inc</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>25278X109</cusip>
		<value>344</value>
		<shrsOrPrnAmt>
			<sshPrnamt>2837</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>23</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>2837</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>Diamondback Energy Inc</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>25278X109</cusip>
		<value>4</value>
		<shrsOrPrnAmt>
			<sshPrnamt>33</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>26</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>33</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>Digi International Inc</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>253798102</cusip>
		<value>1864</value>
		<shrsOrPrnAmt>
			<sshPrnamt>76970</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>1</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>76970</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>Digital Realty Trust Inc</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>253868103</cusip>
		<value>8</value>
		<shrsOrPrnAmt>
			<sshPrnamt>58</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>58</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>Digital Realty Trust Inc</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>253868103</cusip>
		<value>4</value>
		<shrsOrPrnAmt>
			<sshPrnamt>30</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>16</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>30</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>Digital Realty Trust Inc</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>253868103</cusip>
		<value>40</value>
		<shrsOrPrnAmt>
			<sshPrnamt>310</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>18</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>310</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>Digital Realty Trust Inc</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>253868103</cusip>
		<value>135</value>
		<shrsOrPrnAmt>
			<sshPrnamt>1039</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>23</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>1039</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>Digital Realty Trust Inc</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>253868103</cusip>
		<value>8</value>
		<shrsOrPrnAmt>
			<sshPrnamt>63</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>26</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>63</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>Digital Realty Trust Inc</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>253868103</cusip>
		<value>8</value>
		<shrsOrPrnAmt>
			<sshPrnamt>58</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>40</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>58</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>Dimensional International Value ETF</nameOfIssuer>
		<titleOfClass>INTERNATNAL VAL</titleOfClass>
		<cusip>25434V807</cusip>
		<value>203</value>
		<shrsOrPrnAmt>
			<sshPrnamt>7011</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>13</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>7011</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>Dimensional International Value ETF</nameOfIssuer>
		<titleOfClass>INTERNATNAL VAL</titleOfClass>
		<cusip>25434V807</cusip>
		<value>140</value>
		<shrsOrPrnAmt>
			<sshPrnamt>4830</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>27</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>4830</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>Dimensional International Value ETF</nameOfIssuer>
		<titleOfClass>INTERNATNAL VAL</titleOfClass>
		<cusip>25434V807</cusip>
		<value>150</value>
		<shrsOrPrnAmt>
			<sshPrnamt>5195</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>49</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>5195</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>Dimensional US Core Equity 2 ETF</nameOfIssuer>
		<titleOfClass>US CORE EQUITY 2</titleOfClass>
		<cusip>25434V708</cusip>
		<value>445</value>
		<shrsOrPrnAmt>
			<sshPrnamt>19114</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>13</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>19114</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>Dimensional US Marketwide Value ETF</nameOfIssuer>
		<titleOfClass>US MKTWIDE VALUE</titleOfClass>
		<cusip>25434V724</cusip>
		<value>153</value>
		<shrsOrPrnAmt>
			<sshPrnamt>4854</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>13</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>4854</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>Dimensional US Marketwide Value ETF</nameOfIssuer>
		<titleOfClass>US MKTWIDE VALUE</titleOfClass>
		<cusip>25434V724</cusip>
		<value>87</value>
		<shrsOrPrnAmt>
			<sshPrnamt>2752</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>27</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>2752</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>Dimensional US Marketwide Value ETF</nameOfIssuer>
		<titleOfClass>US MKTWIDE VALUE</titleOfClass>
		<cusip>25434V724</cusip>
		<value>149</value>
		<shrsOrPrnAmt>
			<sshPrnamt>4710</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>49</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>4710</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>Dimensional US Targeted Value ETF</nameOfIssuer>
		<titleOfClass>US TARGETED VLU</titleOfClass>
		<cusip>25434V609</cusip>
		<value>476</value>
		<shrsOrPrnAmt>
			<sshPrnamt>11833</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>27</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>11833</None>
		</votingAuthority>
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		<nameOfIssuer>Dimensional US Targeted Value ETF</nameOfIssuer>
		<titleOfClass>US TARGETED VLU</titleOfClass>
		<cusip>25434V609</cusip>
		<value>27</value>
		<shrsOrPrnAmt>
			<sshPrnamt>667</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>49</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>667</None>
		</votingAuthority>
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		<nameOfIssuer>Dollar General Corp</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>256677105</cusip>
		<value>9</value>
		<shrsOrPrnAmt>
			<sshPrnamt>38</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>38</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>Dollar General Corp</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>256677105</cusip>
		<value>0</value>
		<shrsOrPrnAmt>
			<sshPrnamt>1</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>6</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>1</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>Dollar General Corp</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>256677105</cusip>
		<value>9</value>
		<shrsOrPrnAmt>
			<sshPrnamt>35</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>16</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>35</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>Dollar General Corp</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>256677105</cusip>
		<value>190</value>
		<shrsOrPrnAmt>
			<sshPrnamt>773</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>23</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>773</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>Dollar General Corp</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>256677105</cusip>
		<value>6</value>
		<shrsOrPrnAmt>
			<sshPrnamt>23</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>26</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>23</None>
		</votingAuthority>
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		<nameOfIssuer>Dominion Resources Inc/VA</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>25746U109</cusip>
		<value>148</value>
		<shrsOrPrnAmt>
			<sshPrnamt>1860</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>9</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>1860</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>Dominion Resources Inc/VA</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>25746U109</cusip>
		<value>36</value>
		<shrsOrPrnAmt>
			<sshPrnamt>445</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>14</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>445</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>Dominion Resources Inc/VA</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>25746U109</cusip>
		<value>13</value>
		<shrsOrPrnAmt>
			<sshPrnamt>166</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>16</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>166</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>Dominion Resources Inc/VA</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>25746U109</cusip>
		<value>49</value>
		<shrsOrPrnAmt>
			<sshPrnamt>618</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>18</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>618</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>Dominion Resources Inc/VA</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>25746U109</cusip>
		<value>163</value>
		<shrsOrPrnAmt>
			<sshPrnamt>2046</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>23</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>2046</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>Dominion Resources Inc/VA</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>25746U109</cusip>
		<value>8</value>
		<shrsOrPrnAmt>
			<sshPrnamt>100</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>26</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>100</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>Dominion Resources Inc/VA</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>25746U109</cusip>
		<value>28</value>
		<shrsOrPrnAmt>
			<sshPrnamt>350</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>-</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>350</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>Donaldson Co Inc</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>257651109</cusip>
		<value>6909</value>
		<shrsOrPrnAmt>
			<sshPrnamt>143524</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>1</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>143524</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>Donaldson Co Inc</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>257651109</cusip>
		<value>16</value>
		<shrsOrPrnAmt>
			<sshPrnamt>333</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>23</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>333</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>Dow Inc</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>260557103</cusip>
		<value>10</value>
		<shrsOrPrnAmt>
			<sshPrnamt>200</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>1</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>200</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>Dow Inc</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>260557103</cusip>
		<value>9</value>
		<shrsOrPrnAmt>
			<sshPrnamt>174</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>16</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>174</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>Dow Inc</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>260557103</cusip>
		<value>182</value>
		<shrsOrPrnAmt>
			<sshPrnamt>3533</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>18</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>3533</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>Dow Inc</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>260557103</cusip>
		<value>11</value>
		<shrsOrPrnAmt>
			<sshPrnamt>222</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>23</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>222</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>Dow Inc</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>260557103</cusip>
		<value>6</value>
		<shrsOrPrnAmt>
			<sshPrnamt>124</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>26</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>124</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>Dow Inc</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>260557103</cusip>
		<value>3</value>
		<shrsOrPrnAmt>
			<sshPrnamt>56</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>57</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>56</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>Duke Energy Corp</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>26441C204</cusip>
		<value>23</value>
		<shrsOrPrnAmt>
			<sshPrnamt>218</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>1</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>218</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>Duke Energy Corp</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>26441C204</cusip>
		<value>139</value>
		<shrsOrPrnAmt>
			<sshPrnamt>1300</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>9</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>1300</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>Duke Energy Corp</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>26441C204</cusip>
		<value>49</value>
		<shrsOrPrnAmt>
			<sshPrnamt>453</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>14</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>453</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>Duke Energy Corp</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>26441C204</cusip>
		<value>12</value>
		<shrsOrPrnAmt>
			<sshPrnamt>110</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>16</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>110</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>Duke Energy Corp</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>26441C204</cusip>
		<value>51</value>
		<shrsOrPrnAmt>
			<sshPrnamt>474</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>18</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>474</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>Duke Energy Corp</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>26441C204</cusip>
		<value>265</value>
		<shrsOrPrnAmt>
			<sshPrnamt>2474</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>23</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>2474</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>Duke Energy Corp</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>26441C204</cusip>
		<value>81</value>
		<shrsOrPrnAmt>
			<sshPrnamt>760</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>31</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>760</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>Duke Energy Corp</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>26441C204</cusip>
		<value>40</value>
		<shrsOrPrnAmt>
			<sshPrnamt>371</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>-</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>371</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>Dycom Industries Inc</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>267475101</cusip>
		<value>455</value>
		<shrsOrPrnAmt>
			<sshPrnamt>4889</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>20</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>4889</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>Dycom Industries Inc</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>267475101</cusip>
		<value>21</value>
		<shrsOrPrnAmt>
			<sshPrnamt>221</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>23</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>221</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>Dycom Industries Inc</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>267475101</cusip>
		<value>8</value>
		<shrsOrPrnAmt>
			<sshPrnamt>82</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>50</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>82</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>DZS Inc</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>268211109</cusip>
		<value>512</value>
		<shrsOrPrnAmt>
			<sshPrnamt>31475</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>20</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>31475</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>Eaton Corp PLC</nameOfIssuer>
		<titleOfClass>SHS</titleOfClass>
		<cusip>G29183103</cusip>
		<value>16</value>
		<shrsOrPrnAmt>
			<sshPrnamt>124</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>6</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>124</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>Eaton Corp PLC</nameOfIssuer>
		<titleOfClass>SHS</titleOfClass>
		<cusip>G29183103</cusip>
		<value>112</value>
		<shrsOrPrnAmt>
			<sshPrnamt>890</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>7</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>890</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>Eaton Corp PLC</nameOfIssuer>
		<titleOfClass>SHS</titleOfClass>
		<cusip>G29183103</cusip>
		<value>16</value>
		<shrsOrPrnAmt>
			<sshPrnamt>124</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>14</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>124</None>
		</votingAuthority>
	</infoTable>
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		<nameOfIssuer>Eaton Corp PLC</nameOfIssuer>
		<titleOfClass>SHS</titleOfClass>
		<cusip>G29183103</cusip>
		<value>5</value>
		<shrsOrPrnAmt>
			<sshPrnamt>40</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>15</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>40</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>Eaton Corp PLC</nameOfIssuer>
		<titleOfClass>SHS</titleOfClass>
		<cusip>G29183103</cusip>
		<value>19</value>
		<shrsOrPrnAmt>
			<sshPrnamt>150</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>16</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>150</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>Eaton Corp PLC</nameOfIssuer>
		<titleOfClass>SHS</titleOfClass>
		<cusip>G29183103</cusip>
		<value>223</value>
		<shrsOrPrnAmt>
			<sshPrnamt>1772</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>23</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>1772</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>Eaton Corp PLC</nameOfIssuer>
		<titleOfClass>SHS</titleOfClass>
		<cusip>G29183103</cusip>
		<value>25</value>
		<shrsOrPrnAmt>
			<sshPrnamt>198</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>26</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>198</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>Eaton Corp PLC</nameOfIssuer>
		<titleOfClass>SHS</titleOfClass>
		<cusip>G29183103</cusip>
		<value>113</value>
		<shrsOrPrnAmt>
			<sshPrnamt>900</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>28</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>900</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>Eaton Corp PLC</nameOfIssuer>
		<titleOfClass>SHS</titleOfClass>
		<cusip>G29183103</cusip>
		<value>21</value>
		<shrsOrPrnAmt>
			<sshPrnamt>170</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>41</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>170</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>Eaton Corp PLC</nameOfIssuer>
		<titleOfClass>SHS</titleOfClass>
		<cusip>G29183103</cusip>
		<value>122</value>
		<shrsOrPrnAmt>
			<sshPrnamt>965</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>44</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>965</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>EchoStar Corp</nameOfIssuer>
		<titleOfClass>CL A</titleOfClass>
		<cusip>278768106</cusip>
		<value>345</value>
		<shrsOrPrnAmt>
			<sshPrnamt>17880</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>20</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>17880</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>Ecolab Inc</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>278865100</cusip>
		<value>11431</value>
		<shrsOrPrnAmt>
			<sshPrnamt>74345</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>1</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>74345</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>Ecolab Inc</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>278865100</cusip>
		<value>55</value>
		<shrsOrPrnAmt>
			<sshPrnamt>356</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>356</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>Ecolab Inc</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>278865100</cusip>
		<value>2</value>
		<shrsOrPrnAmt>
			<sshPrnamt>15</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>16</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>15</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>Ecolab Inc</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>278865100</cusip>
		<value>90</value>
		<shrsOrPrnAmt>
			<sshPrnamt>586</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>23</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>586</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>Ecolab Inc</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>278865100</cusip>
		<value>66</value>
		<shrsOrPrnAmt>
			<sshPrnamt>427</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>26</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>427</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>Ecolab Inc</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>278865100</cusip>
		<value>110</value>
		<shrsOrPrnAmt>
			<sshPrnamt>718</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>28</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>718</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>Ecolab Inc</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>278865100</cusip>
		<value>451</value>
		<shrsOrPrnAmt>
			<sshPrnamt>2930</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>36</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>2930</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>Ecolab Inc</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>278865100</cusip>
		<value>35</value>
		<shrsOrPrnAmt>
			<sshPrnamt>228</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>41</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>228</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>Ecolab Inc</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>278865100</cusip>
		<value>312</value>
		<shrsOrPrnAmt>
			<sshPrnamt>2027</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>53</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>2027</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>Ecolab Inc</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>278865100</cusip>
		<value>62</value>
		<shrsOrPrnAmt>
			<sshPrnamt>400</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>-</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>400</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>Edwards Lifesciences Corp</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>28176E108</cusip>
		<value>68</value>
		<shrsOrPrnAmt>
			<sshPrnamt>717</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>4</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>717</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>Edwards Lifesciences Corp</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>28176E108</cusip>
		<value>13</value>
		<shrsOrPrnAmt>
			<sshPrnamt>137</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>6</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>137</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>Edwards Lifesciences Corp</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>28176E108</cusip>
		<value>8</value>
		<shrsOrPrnAmt>
			<sshPrnamt>85</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>16</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>85</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>Edwards Lifesciences Corp</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>28176E108</cusip>
		<value>9</value>
		<shrsOrPrnAmt>
			<sshPrnamt>99</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>17</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>99</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>Edwards Lifesciences Corp</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>28176E108</cusip>
		<value>242</value>
		<shrsOrPrnAmt>
			<sshPrnamt>2542</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>23</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>2542</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>Edwards Lifesciences Corp</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>28176E108</cusip>
		<value>9</value>
		<shrsOrPrnAmt>
			<sshPrnamt>90</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>26</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>90</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>Edwards Lifesciences Corp</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>28176E108</cusip>
		<value>67</value>
		<shrsOrPrnAmt>
			<sshPrnamt>707</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>28</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>707</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>Edwards Lifesciences Corp</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>28176E108</cusip>
		<value>29</value>
		<shrsOrPrnAmt>
			<sshPrnamt>304</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>41</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>304</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>Elanco Animal Health Inc</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>28414H103</cusip>
		<value>207</value>
		<shrsOrPrnAmt>
			<sshPrnamt>10532</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>1</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>10532</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>Elanco Animal Health Inc</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>28414H103</cusip>
		<value>2</value>
		<shrsOrPrnAmt>
			<sshPrnamt>94</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>16</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>94</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>Elevance Health Inc</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>036752103</cusip>
		<value>76</value>
		<shrsOrPrnAmt>
			<sshPrnamt>158</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>4</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>158</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>Elevance Health Inc</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>036752103</cusip>
		<value>23</value>
		<shrsOrPrnAmt>
			<sshPrnamt>48</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>6</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>48</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>Elevance Health Inc</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>036752103</cusip>
		<value>34</value>
		<shrsOrPrnAmt>
			<sshPrnamt>70</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>16</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>70</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>Elevance Health Inc</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>036752103</cusip>
		<value>548</value>
		<shrsOrPrnAmt>
			<sshPrnamt>1135</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>23</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>1135</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>Elevance Health Inc</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>036752103</cusip>
		<value>59</value>
		<shrsOrPrnAmt>
			<sshPrnamt>123</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>26</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>123</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>Elevance Health Inc</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>036752103</cusip>
		<value>1141</value>
		<shrsOrPrnAmt>
			<sshPrnamt>2365</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>36</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>2365</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>Eli Lilly &amp; Co</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>532457108</cusip>
		<value>12187</value>
		<shrsOrPrnAmt>
			<sshPrnamt>37586</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>1</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>37586</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>Eli Lilly &amp; Co</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>532457108</cusip>
		<value>69</value>
		<shrsOrPrnAmt>
			<sshPrnamt>213</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>4</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
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			<sshPrnamt>23</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
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		<votingAuthority>
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			<Shared>0</Shared>
			<None>23</None>
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	<infoTable>
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		<value>43</value>
		<shrsOrPrnAmt>
			<sshPrnamt>134</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>16</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>134</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>Eli Lilly &amp; Co</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>532457108</cusip>
		<value>587</value>
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			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
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		<votingAuthority>
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			<Shared>0</Shared>
			<None>1811</None>
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		<nameOfIssuer>Eli Lilly &amp; Co</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>532457108</cusip>
		<value>223</value>
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			<sshPrnamt>689</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
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			<Shared>0</Shared>
			<None>689</None>
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		<nameOfIssuer>Eli Lilly &amp; Co</nameOfIssuer>
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		<value>195</value>
		<shrsOrPrnAmt>
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			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>44</otherManager>
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			<Shared>0</Shared>
			<None>600</None>
		</votingAuthority>
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		<nameOfIssuer>Eli Lilly &amp; Co</nameOfIssuer>
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		<cusip>532457108</cusip>
		<value>62</value>
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			<sshPrnamt>193</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>-</otherManager>
		<votingAuthority>
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			<Shared>0</Shared>
			<None>193</None>
		</votingAuthority>
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		<nameOfIssuer>Emerging Markets Internet and Ecommerce ETF</nameOfIssuer>
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		<value>684</value>
		<shrsOrPrnAmt>
			<sshPrnamt>21161</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>17</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>21161</None>
		</votingAuthority>
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		<nameOfIssuer>Emerson Electric Co</nameOfIssuer>
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		<cusip>291011104</cusip>
		<value>215</value>
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			<sshPrnamt>2700</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>9</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>2700</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>Emerson Electric Co</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>291011104</cusip>
		<value>45</value>
		<shrsOrPrnAmt>
			<sshPrnamt>568</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>10</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>568</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>Emerson Electric Co</nameOfIssuer>
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		<cusip>291011104</cusip>
		<value>131</value>
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			<sshPrnamt>1648</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>14</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>1648</None>
		</votingAuthority>
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		<nameOfIssuer>Emerson Electric Co</nameOfIssuer>
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		<value>12</value>
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			<sshPrnamt>145</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>16</otherManager>
		<votingAuthority>
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			<Shared>0</Shared>
			<None>145</None>
		</votingAuthority>
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		<nameOfIssuer>Emerson Electric Co</nameOfIssuer>
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		<value>97</value>
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			<sshPrnamt>1214</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>23</otherManager>
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			<Shared>0</Shared>
			<None>1214</None>
		</votingAuthority>
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		<nameOfIssuer>Emerson Electric Co</nameOfIssuer>
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		<value>90</value>
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			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>26</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>1137</None>
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		<nameOfIssuer>Emerson Electric Co</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
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		<value>350</value>
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			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>36</otherManager>
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			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>4400</None>
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		<nameOfIssuer>Emerson Electric Co</nameOfIssuer>
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		<value>53</value>
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			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>41</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>668</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>Emerson Electric Co</nameOfIssuer>
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		<cusip>291011104</cusip>
		<value>2</value>
		<shrsOrPrnAmt>
			<sshPrnamt>27</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>57</otherManager>
		<votingAuthority>
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			<Shared>0</Shared>
			<None>27</None>
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	<infoTable>
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		<titleOfClass>COM</titleOfClass>
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		<shrsOrPrnAmt>
			<sshPrnamt>4300</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>-</otherManager>
		<votingAuthority>
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			<Shared>0</Shared>
			<None>4300</None>
		</votingAuthority>
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		<nameOfIssuer>Energy Select Sector SPDR Fund</nameOfIssuer>
		<titleOfClass>ENERGY</titleOfClass>
		<cusip>81369Y506</cusip>
		<value>8</value>
		<shrsOrPrnAmt>
			<sshPrnamt>112</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>14</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>112</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>Energy Select Sector SPDR Fund</nameOfIssuer>
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		<cusip>81369Y506</cusip>
		<value>999</value>
		<shrsOrPrnAmt>
			<sshPrnamt>13976</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>22</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>13976</None>
		</votingAuthority>
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			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>1</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>16967</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>Entegris Inc</nameOfIssuer>
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		<value>41</value>
		<shrsOrPrnAmt>
			<sshPrnamt>443</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>4</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>443</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>Entegris Inc</nameOfIssuer>
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		<value>20</value>
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			<sshPrnamt>201</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>15</otherManager>
		<votingAuthority>
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			<Shared>0</Shared>
			<None>201</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>Entegris Inc</nameOfIssuer>
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		<shrsOrPrnAmt>
			<sshPrnamt>450</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>23</otherManager>
		<votingAuthority>
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			<Shared>0</Shared>
			<None>450</None>
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	<infoTable>
		<nameOfIssuer>Entegris Inc</nameOfIssuer>
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		<shrsOrPrnAmt>
			<sshPrnamt>80</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>42</otherManager>
		<votingAuthority>
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			<Shared>0</Shared>
			<None>80</None>
		</votingAuthority>
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	<infoTable>
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		<shrsOrPrnAmt>
			<sshPrnamt>1114</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>4</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>1114</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>Enterprise Products Partners LP</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
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		<value>44</value>
		<shrsOrPrnAmt>
			<sshPrnamt>1810</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>11</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>1810</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>Enterprise Products Partners LP</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
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		<value>303</value>
		<shrsOrPrnAmt>
			<sshPrnamt>12437</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>16</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>12437</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>Enterprise Products Partners LP</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
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		<value>46</value>
		<shrsOrPrnAmt>
			<sshPrnamt>1900</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>46</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>1900</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>Enterprise Products Partners LP</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>293792107</cusip>
		<value>32</value>
		<shrsOrPrnAmt>
			<sshPrnamt>1300</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>-</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>1300</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>EOG Resources Inc</nameOfIssuer>
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		<value>63</value>
		<shrsOrPrnAmt>
			<sshPrnamt>573</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>4</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>573</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>EOG Resources Inc</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>26875P101</cusip>
		<value>18</value>
		<shrsOrPrnAmt>
			<sshPrnamt>164</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>6</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>164</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>EOG Resources Inc</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>26875P101</cusip>
		<value>10</value>
		<shrsOrPrnAmt>
			<sshPrnamt>95</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>16</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>95</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>EOG Resources Inc</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>26875P101</cusip>
		<value>137</value>
		<shrsOrPrnAmt>
			<sshPrnamt>1242</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>23</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>1242</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>EOG Resources Inc</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>26875P101</cusip>
		<value>7</value>
		<shrsOrPrnAmt>
			<sshPrnamt>67</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>26</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>67</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>EOG Resources Inc</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>26875P101</cusip>
		<value>56</value>
		<shrsOrPrnAmt>
			<sshPrnamt>491</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>-</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>491</None>
		</votingAuthority>
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		<nameOfIssuer>EQT Corp</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>26884L109</cusip>
		<value>7</value>
		<shrsOrPrnAmt>
			<sshPrnamt>210</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>16</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>210</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>EQT Corp</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>26884L109</cusip>
		<value>295</value>
		<shrsOrPrnAmt>
			<sshPrnamt>8569</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>23</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>8569</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>EQT Corp</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>26884L109</cusip>
		<value>22</value>
		<shrsOrPrnAmt>
			<sshPrnamt>625</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>26</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>625</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>Equinor ASA</nameOfIssuer>
		<titleOfClass>SPONSORED ADR</titleOfClass>
		<cusip>29446M102</cusip>
		<value>5</value>
		<shrsOrPrnAmt>
			<sshPrnamt>144</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>16</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>144</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>Equinor ASA</nameOfIssuer>
		<titleOfClass>SPONSORED ADR</titleOfClass>
		<cusip>29446M102</cusip>
		<value>55</value>
		<shrsOrPrnAmt>
			<sshPrnamt>1584</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>23</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>1584</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>Equinor ASA</nameOfIssuer>
		<titleOfClass>SPONSORED ADR</titleOfClass>
		<cusip>29446M102</cusip>
		<value>743</value>
		<shrsOrPrnAmt>
			<sshPrnamt>21373</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>26</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>21373</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>Essential Utilities Inc</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>29670G102</cusip>
		<value>201</value>
		<shrsOrPrnAmt>
			<sshPrnamt>4393</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>9</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>4393</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>Essential Utilities Inc</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>29670G102</cusip>
		<value>49</value>
		<shrsOrPrnAmt>
			<sshPrnamt>1078</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>23</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>1078</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>Essential Utilities Inc</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>29670G102</cusip>
		<value>22</value>
		<shrsOrPrnAmt>
			<sshPrnamt>484</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>24</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>484</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>Estee Lauder Cos Inc/The</nameOfIssuer>
		<titleOfClass>CL A</titleOfClass>
		<cusip>518439104</cusip>
		<value>15</value>
		<shrsOrPrnAmt>
			<sshPrnamt>60</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>16</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>60</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>Estee Lauder Cos Inc/The</nameOfIssuer>
		<titleOfClass>CL A</titleOfClass>
		<cusip>518439104</cusip>
		<value>39</value>
		<shrsOrPrnAmt>
			<sshPrnamt>154</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>17</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>154</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>Estee Lauder Cos Inc/The</nameOfIssuer>
		<titleOfClass>CL A</titleOfClass>
		<cusip>518439104</cusip>
		<value>168</value>
		<shrsOrPrnAmt>
			<sshPrnamt>658</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>23</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>658</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>Estee Lauder Cos Inc/The</nameOfIssuer>
		<titleOfClass>CL A</titleOfClass>
		<cusip>518439104</cusip>
		<value>32</value>
		<shrsOrPrnAmt>
			<sshPrnamt>126</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>41</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>126</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>Estee Lauder Cos Inc/The</nameOfIssuer>
		<titleOfClass>CL A</titleOfClass>
		<cusip>518439104</cusip>
		<value>40</value>
		<shrsOrPrnAmt>
			<sshPrnamt>156</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>-</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>156</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>Exelon Corp</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>30161N101</cusip>
		<value>6</value>
		<shrsOrPrnAmt>
			<sshPrnamt>130</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>16</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>130</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>Exelon Corp</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>30161N101</cusip>
		<value>124</value>
		<shrsOrPrnAmt>
			<sshPrnamt>2734</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>17</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>2734</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>Exelon Corp</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>30161N101</cusip>
		<value>179</value>
		<shrsOrPrnAmt>
			<sshPrnamt>3951</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>23</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>3951</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>Exelon Corp</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>30161N101</cusip>
		<value>23</value>
		<shrsOrPrnAmt>
			<sshPrnamt>500</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>58</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>500</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>Expeditors International of Washington Inc</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>302130109</cusip>
		<value>14</value>
		<shrsOrPrnAmt>
			<sshPrnamt>144</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>14</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>144</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>Expeditors International of Washington Inc</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>302130109</cusip>
		<value>0</value>
		<shrsOrPrnAmt>
			<sshPrnamt>5</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>16</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>5</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>Expeditors International of Washington Inc</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>302130109</cusip>
		<value>36</value>
		<shrsOrPrnAmt>
			<sshPrnamt>371</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>23</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>371</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>Expeditors International of Washington Inc</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>302130109</cusip>
		<value>20</value>
		<shrsOrPrnAmt>
			<sshPrnamt>202</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>26</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>202</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>Expeditors International of Washington Inc</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>302130109</cusip>
		<value>331</value>
		<shrsOrPrnAmt>
			<sshPrnamt>3393</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>53</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>3393</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>Expeditors International of Washington Inc</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>302130109</cusip>
		<value>224</value>
		<shrsOrPrnAmt>
			<sshPrnamt>2300</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>58</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>2300</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>Exxon Mobil Corp</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>30231G102</cusip>
		<value>291</value>
		<shrsOrPrnAmt>
			<sshPrnamt>3401</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>1</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>3401</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>Exxon Mobil Corp</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>30231G102</cusip>
		<value>96</value>
		<shrsOrPrnAmt>
			<sshPrnamt>1118</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>10</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>1118</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>Exxon Mobil Corp</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>30231G102</cusip>
		<value>24</value>
		<shrsOrPrnAmt>
			<sshPrnamt>286</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>14</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>286</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>Exxon Mobil Corp</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>30231G102</cusip>
		<value>45</value>
		<shrsOrPrnAmt>
			<sshPrnamt>520</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>16</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>520</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>Exxon Mobil Corp</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>30231G102</cusip>
		<value>105</value>
		<shrsOrPrnAmt>
			<sshPrnamt>1228</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>18</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>1228</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>Exxon Mobil Corp</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>30231G102</cusip>
		<value>89</value>
		<shrsOrPrnAmt>
			<sshPrnamt>1045</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>19</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>1045</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>Exxon Mobil Corp</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>30231G102</cusip>
		<value>1326</value>
		<shrsOrPrnAmt>
			<sshPrnamt>15479</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>23</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>15479</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>Exxon Mobil Corp</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>30231G102</cusip>
		<value>51</value>
		<shrsOrPrnAmt>
			<sshPrnamt>593</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>26</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>593</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>Exxon Mobil Corp</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>30231G102</cusip>
		<value>69</value>
		<shrsOrPrnAmt>
			<sshPrnamt>805</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>31</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>805</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>Exxon Mobil Corp</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>30231G102</cusip>
		<value>13</value>
		<shrsOrPrnAmt>
			<sshPrnamt>150</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>46</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>150</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>Exxon Mobil Corp</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>30231G102</cusip>
		<value>128</value>
		<shrsOrPrnAmt>
			<sshPrnamt>1500</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>51</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>1500</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>Exxon Mobil Corp</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>30231G102</cusip>
		<value>8</value>
		<shrsOrPrnAmt>
			<sshPrnamt>97</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>57</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>97</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>Exxon Mobil Corp</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>30231G102</cusip>
		<value>69</value>
		<shrsOrPrnAmt>
			<sshPrnamt>800</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>58</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>800</None>
		</votingAuthority>
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			<sshPrnamtType>SH</sshPrnamtType>
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			<Shared>0</Shared>
			<None>644</None>
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			<sshPrnamt>175280</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>1</otherManager>
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			<Shared>0</Shared>
			<None>175280</None>
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		<nameOfIssuer>Fastenal Co</nameOfIssuer>
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			<sshPrnamt>86</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
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			<Shared>0</Shared>
			<None>86</None>
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		<titleOfClass>COM</titleOfClass>
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			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
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			<Shared>0</Shared>
			<None>2000</None>
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			<sshPrnamt>100</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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			<Shared>0</Shared>
			<None>100</None>
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		<titleOfClass>COM</titleOfClass>
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		<value>92</value>
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			<sshPrnamt>1840</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
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			<Shared>0</Shared>
			<None>1840</None>
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			<sshPrnamt>630</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
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		<value>351</value>
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			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
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			<sshPrnamtType>SH</sshPrnamtType>
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			<None>1880</None>
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		<nameOfIssuer>Fate Therapeutics Inc</nameOfIssuer>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>54</otherManager>
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			<Shared>0</Shared>
			<None>9500</None>
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			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>1</otherManager>
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			<Shared>0</Shared>
			<None>97</None>
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			<sshPrnamt>640</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
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			<Shared>0</Shared>
			<None>640</None>
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		<value>100</value>
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			<sshPrnamt>440</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<otherManager>10</otherManager>
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			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
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			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
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		<value>232</value>
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			<sshPrnamt>1025</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
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			<None>1025</None>
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			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
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		<value>34</value>
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			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
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			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
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		<investmentDiscretion>OTR</investmentDiscretion>
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			<None>14</None>
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		<nameOfIssuer>Ferrari NV</nameOfIssuer>
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			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>17</otherManager>
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			<Shared>0</Shared>
			<None>315</None>
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		<nameOfIssuer>Ferrari NV</nameOfIssuer>
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		<value>71</value>
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			<sshPrnamt>389</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>23</otherManager>
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			<Shared>0</Shared>
			<None>389</None>
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		<nameOfIssuer>Ferrari NV</nameOfIssuer>
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			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>26</otherManager>
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			<Shared>0</Shared>
			<None>649</None>
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		<nameOfIssuer>Ferrari NV</nameOfIssuer>
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		<shrsOrPrnAmt>
			<sshPrnamt>309</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>32</otherManager>
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			<None>309</None>
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		<shrsOrPrnAmt>
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			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
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		<votingAuthority>
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			<None>71</None>
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	<infoTable>
		<nameOfIssuer>Fidelity National Information Services Inc</nameOfIssuer>
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			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>16</otherManager>
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			<None>75</None>
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		<nameOfIssuer>Fidelity National Information Services Inc</nameOfIssuer>
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		<value>203</value>
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			<sshPrnamt>2214</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>23</otherManager>
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			<None>2214</None>
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		<nameOfIssuer>Fidelity National Information Services Inc</nameOfIssuer>
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			<sshPrnamt>182</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>41</otherManager>
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			<None>182</None>
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	<infoTable>
		<nameOfIssuer>Fidelity National Information Services Inc</nameOfIssuer>
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		<value>80</value>
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			<sshPrnamt>871</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>44</otherManager>
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			<None>871</None>
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		<value>214</value>
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			<sshPrnamt>6372</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>23</otherManager>
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			<None>6372</None>
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	<infoTable>
		<nameOfIssuer>Fifth Third Bancorp</nameOfIssuer>
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		<value>13</value>
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			<sshPrnamt>397</sshPrnamt>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>26</otherManager>
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			<None>397</None>
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		<nameOfIssuer>Fifth Third Bancorp</nameOfIssuer>
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		<investmentDiscretion>OTR</investmentDiscretion>
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			<None>81</None>
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			<sshPrnamt>73760</sshPrnamt>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>22</otherManager>
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			<None>73760</None>
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		<nameOfIssuer>Financial Select Sector SPDR Fund</nameOfIssuer>
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			<sshPrnamt>4500</sshPrnamt>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>47</otherManager>
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			<None>4500</None>
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			<sshPrnamt>685</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>8</otherManager>
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			<Shared>0</Shared>
			<None>685</None>
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		<cusip>33616C100</cusip>
		<value>20</value>
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			<sshPrnamt>135</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>15</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>135</None>
		</votingAuthority>
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		<nameOfIssuer>First Republic Bank/CA</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>33616C100</cusip>
		<value>1</value>
		<shrsOrPrnAmt>
			<sshPrnamt>5</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>16</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>5</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>First Republic Bank/CA</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>33616C100</cusip>
		<value>45</value>
		<shrsOrPrnAmt>
			<sshPrnamt>311</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>17</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>311</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>First Republic Bank/CA</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>33616C100</cusip>
		<value>106</value>
		<shrsOrPrnAmt>
			<sshPrnamt>734</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>23</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>734</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>First Republic Bank/CA</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>33616C100</cusip>
		<value>1</value>
		<shrsOrPrnAmt>
			<sshPrnamt>8</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>26</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>8</None>
		</votingAuthority>
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		<nameOfIssuer>First Trust Senior Loan ETF</nameOfIssuer>
		<titleOfClass>SENIOR LN FD</titleOfClass>
		<cusip>33738D309</cusip>
		<value>232</value>
		<shrsOrPrnAmt>
			<sshPrnamt>5260</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>7</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>5260</None>
		</votingAuthority>
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		<nameOfIssuer>Fiserv Inc</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>337738108</cusip>
		<value>10469</value>
		<shrsOrPrnAmt>
			<sshPrnamt>117666</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>1</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>117666</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>Fiserv Inc</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>337738108</cusip>
		<value>0</value>
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			<sshPrnamt>2</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>6</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>2</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>Fiserv Inc</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>337738108</cusip>
		<value>75</value>
		<shrsOrPrnAmt>
			<sshPrnamt>845</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>7</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>845</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>Fiserv Inc</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>337738108</cusip>
		<value>48</value>
		<shrsOrPrnAmt>
			<sshPrnamt>537</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>23</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>537</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>Fiserv Inc</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>337738108</cusip>
		<value>68</value>
		<shrsOrPrnAmt>
			<sshPrnamt>761</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>26</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>761</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>Fiserv Inc</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>337738108</cusip>
		<value>327</value>
		<shrsOrPrnAmt>
			<sshPrnamt>3670</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>53</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>3670</None>
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	<infoTable>
		<nameOfIssuer>Fiserv Inc</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>337738108</cusip>
		<value>107</value>
		<shrsOrPrnAmt>
			<sshPrnamt>1200</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>-</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>1200</None>
		</votingAuthority>
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		<nameOfIssuer>FlexShares Global Upstream Natural Resources Index Fund</nameOfIssuer>
		<titleOfClass>MORNSTAR UPSTR</titleOfClass>
		<cusip>33939L407</cusip>
		<value>17</value>
		<shrsOrPrnAmt>
			<sshPrnamt>428</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>14</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>428</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>FlexShares Global Upstream Natural Resources Index Fund</nameOfIssuer>
		<titleOfClass>MORNSTAR UPSTR</titleOfClass>
		<cusip>33939L407</cusip>
		<value>198</value>
		<shrsOrPrnAmt>
			<sshPrnamt>5000</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>43</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>5000</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>Ford Motor Co</nameOfIssuer>
		<titleOfClass>COM PAR $0.01</titleOfClass>
		<cusip>345370860</cusip>
		<value>147</value>
		<shrsOrPrnAmt>
			<sshPrnamt>13209</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>23</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>13209</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>Ford Motor Co</nameOfIssuer>
		<titleOfClass>COM PAR $0.01</titleOfClass>
		<cusip>345370860</cusip>
		<value>5</value>
		<shrsOrPrnAmt>
			<sshPrnamt>389</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>-</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>389</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>Fortive Corp</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>34959J108</cusip>
		<value>76</value>
		<shrsOrPrnAmt>
			<sshPrnamt>1404</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>17</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>1404</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>Fortive Corp</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>34959J108</cusip>
		<value>32</value>
		<shrsOrPrnAmt>
			<sshPrnamt>585</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>23</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>585</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>Fortive Corp</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>34959J108</cusip>
		<value>76</value>
		<shrsOrPrnAmt>
			<sshPrnamt>1389</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>36</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>1389</None>
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	<infoTable>
		<nameOfIssuer>Fortive Corp</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>34959J108</cusip>
		<value>106</value>
		<shrsOrPrnAmt>
			<sshPrnamt>1956</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>44</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>1956</None>
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		<nameOfIssuer>Freshworks Inc</nameOfIssuer>
		<titleOfClass>CLASS A COM</titleOfClass>
		<cusip>358054104</cusip>
		<value>13867</value>
		<shrsOrPrnAmt>
			<sshPrnamt>1054510</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>-</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>1054510</None>
		</votingAuthority>
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		<nameOfIssuer>FS KKR Capital Corp</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>302635206</cusip>
		<value>291</value>
		<shrsOrPrnAmt>
			<sshPrnamt>15000</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>54</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>15000</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>Gap Inc/The</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>364760108</cusip>
		<value>96</value>
		<shrsOrPrnAmt>
			<sshPrnamt>11668</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>23</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>11668</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>Gap Inc/The</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>364760108</cusip>
		<value>12</value>
		<shrsOrPrnAmt>
			<sshPrnamt>1493</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>26</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>1493</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>Generac Holdings Inc</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>368736104</cusip>
		<value>1473</value>
		<shrsOrPrnAmt>
			<sshPrnamt>6995</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>1</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>6995</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>Generac Holdings Inc</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>368736104</cusip>
		<value>20</value>
		<shrsOrPrnAmt>
			<sshPrnamt>86</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>15</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>86</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>Generac Holdings Inc</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>368736104</cusip>
		<value>6</value>
		<shrsOrPrnAmt>
			<sshPrnamt>30</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>23</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>30</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>Generac Holdings Inc</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>368736104</cusip>
		<value>6</value>
		<shrsOrPrnAmt>
			<sshPrnamt>30</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>26</otherManager>
		<votingAuthority>
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			<Shared>0</Shared>
			<None>30</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>General Dynamics Corp</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>369550108</cusip>
		<value>51</value>
		<shrsOrPrnAmt>
			<sshPrnamt>231</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>1</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>231</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>General Dynamics Corp</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>369550108</cusip>
		<value>13</value>
		<shrsOrPrnAmt>
			<sshPrnamt>57</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>57</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>General Dynamics Corp</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>369550108</cusip>
		<value>81</value>
		<shrsOrPrnAmt>
			<sshPrnamt>364</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>18</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>364</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>General Dynamics Corp</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>369550108</cusip>
		<value>73</value>
		<shrsOrPrnAmt>
			<sshPrnamt>332</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>23</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>332</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>General Dynamics Corp</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>369550108</cusip>
		<value>5</value>
		<shrsOrPrnAmt>
			<sshPrnamt>24</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>26</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>24</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>General Dynamics Corp</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>369550108</cusip>
		<value>58</value>
		<shrsOrPrnAmt>
			<sshPrnamt>260</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>37</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>260</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>General Dynamics Corp</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>369550108</cusip>
		<value>77</value>
		<shrsOrPrnAmt>
			<sshPrnamt>350</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>41</otherManager>
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			<Sole>0</Sole>
			<Shared>0</Shared>
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	<infoTable>
		<nameOfIssuer>General Dynamics Corp</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>369550108</cusip>
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		<shrsOrPrnAmt>
			<sshPrnamt>16</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>57</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>16</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>General Electric Co</nameOfIssuer>
		<titleOfClass>COM NEW</titleOfClass>
		<cusip>369604301</cusip>
		<value>12</value>
		<shrsOrPrnAmt>
			<sshPrnamt>187</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>14</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>187</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>General Electric Co</nameOfIssuer>
		<titleOfClass>COM NEW</titleOfClass>
		<cusip>369604301</cusip>
		<value>13</value>
		<shrsOrPrnAmt>
			<sshPrnamt>204</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>16</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>204</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>General Electric Co</nameOfIssuer>
		<titleOfClass>COM NEW</titleOfClass>
		<cusip>369604301</cusip>
		<value>273</value>
		<shrsOrPrnAmt>
			<sshPrnamt>4286</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>23</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>4286</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>General Mills Inc</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>370334104</cusip>
		<value>1952</value>
		<shrsOrPrnAmt>
			<sshPrnamt>25865</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>1</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>25865</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>General Mills Inc</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>370334104</cusip>
		<value>75</value>
		<shrsOrPrnAmt>
			<sshPrnamt>1000</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>9</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>1000</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>General Mills Inc</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>370334104</cusip>
		<value>10</value>
		<shrsOrPrnAmt>
			<sshPrnamt>127</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>14</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>127</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>General Mills Inc</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>370334104</cusip>
		<value>8</value>
		<shrsOrPrnAmt>
			<sshPrnamt>110</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>16</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>110</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>General Mills Inc</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>370334104</cusip>
		<value>151</value>
		<shrsOrPrnAmt>
			<sshPrnamt>2000</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>18</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>2000</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>General Mills Inc</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>370334104</cusip>
		<value>57</value>
		<shrsOrPrnAmt>
			<sshPrnamt>758</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>23</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>758</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>General Mills Inc</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>370334104</cusip>
		<value>29</value>
		<shrsOrPrnAmt>
			<sshPrnamt>384</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>26</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>384</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>Gentherm Inc</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>37253A103</cusip>
		<value>267</value>
		<shrsOrPrnAmt>
			<sshPrnamt>4272</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>1</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>4272</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>Genuine Parts Co</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>372460105</cusip>
		<value>8</value>
		<shrsOrPrnAmt>
			<sshPrnamt>60</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>60</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>Genuine Parts Co</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>372460105</cusip>
		<value>168</value>
		<shrsOrPrnAmt>
			<sshPrnamt>1261</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>10</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>1261</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>Genuine Parts Co</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>372460105</cusip>
		<value>43</value>
		<shrsOrPrnAmt>
			<sshPrnamt>320</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>11</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>320</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>Genuine Parts Co</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>372460105</cusip>
		<value>9</value>
		<shrsOrPrnAmt>
			<sshPrnamt>70</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>16</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>70</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>Genuine Parts Co</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>372460105</cusip>
		<value>6</value>
		<shrsOrPrnAmt>
			<sshPrnamt>45</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>23</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>45</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>Genuine Parts Co</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>372460105</cusip>
		<value>29</value>
		<shrsOrPrnAmt>
			<sshPrnamt>221</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>35</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>221</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>Genuine Parts Co</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>372460105</cusip>
		<value>42</value>
		<shrsOrPrnAmt>
			<sshPrnamt>318</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>41</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>318</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>Gilead Sciences Inc</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>375558103</cusip>
		<value>74</value>
		<shrsOrPrnAmt>
			<sshPrnamt>1195</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>8</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>1195</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>Gilead Sciences Inc</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>375558103</cusip>
		<value>12</value>
		<shrsOrPrnAmt>
			<sshPrnamt>187</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>14</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>187</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>Gilead Sciences Inc</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>375558103</cusip>
		<value>5</value>
		<shrsOrPrnAmt>
			<sshPrnamt>85</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>16</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>85</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>Gilead Sciences Inc</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>375558103</cusip>
		<value>15</value>
		<shrsOrPrnAmt>
			<sshPrnamt>235</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>17</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>235</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>Gilead Sciences Inc</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>375558103</cusip>
		<value>43</value>
		<shrsOrPrnAmt>
			<sshPrnamt>691</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>18</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>691</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>Gilead Sciences Inc</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>375558103</cusip>
		<value>79</value>
		<shrsOrPrnAmt>
			<sshPrnamt>1275</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>23</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>1275</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>Gilead Sciences Inc</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>375558103</cusip>
		<value>113</value>
		<shrsOrPrnAmt>
			<sshPrnamt>1822</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>28</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>1822</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>Gilead Sciences Inc</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>375558103</cusip>
		<value>24</value>
		<shrsOrPrnAmt>
			<sshPrnamt>391</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>35</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>391</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>Gilead Sciences Inc</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>375558103</cusip>
		<value>3</value>
		<shrsOrPrnAmt>
			<sshPrnamt>47</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>57</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>47</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>Gilead Sciences Inc</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>375558103</cusip>
		<value>29</value>
		<shrsOrPrnAmt>
			<sshPrnamt>470</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>-</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>470</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>Global X MLP ETF</nameOfIssuer>
		<titleOfClass>CL A</titleOfClass>
		<cusip>37954Y343</cusip>
		<value>247</value>
		<shrsOrPrnAmt>
			<sshPrnamt>6616</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>-</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>6616</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>Goldman Sachs Equal Weight US Large Cap Equity ETF</nameOfIssuer>
		<titleOfClass>EQUAL WEIGHT US</titleOfClass>
		<cusip>381430438</cusip>
		<value>6291</value>
		<shrsOrPrnAmt>
			<sshPrnamt>113319</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>17</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>113319</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>Goldman Sachs Group Inc/The</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>38141G104</cusip>
		<value>30</value>
		<shrsOrPrnAmt>
			<sshPrnamt>100</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>1</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>100</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>Goldman Sachs Group Inc/The</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>38141G104</cusip>
		<value>24</value>
		<shrsOrPrnAmt>
			<sshPrnamt>80</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>4</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>80</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>Goldman Sachs Group Inc/The</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>38141G104</cusip>
		<value>25</value>
		<shrsOrPrnAmt>
			<sshPrnamt>83</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>6</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>83</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>Goldman Sachs Group Inc/The</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>38141G104</cusip>
		<value>98</value>
		<shrsOrPrnAmt>
			<sshPrnamt>330</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>8</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>330</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>Goldman Sachs Group Inc/The</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>38141G104</cusip>
		<value>94</value>
		<shrsOrPrnAmt>
			<sshPrnamt>316</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>17</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>316</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>Goldman Sachs Group Inc/The</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>38141G104</cusip>
		<value>199</value>
		<shrsOrPrnAmt>
			<sshPrnamt>671</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>23</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>671</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>Goldman Sachs Group Inc/The</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>38141G104</cusip>
		<value>42</value>
		<shrsOrPrnAmt>
			<sshPrnamt>141</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>26</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>141</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>Goldman Sachs Group Inc/The</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>38141G104</cusip>
		<value>228</value>
		<shrsOrPrnAmt>
			<sshPrnamt>769</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>28</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>769</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>Goldman Sachs Group Inc/The</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>38141G104</cusip>
		<value>157</value>
		<shrsOrPrnAmt>
			<sshPrnamt>529</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>44</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>529</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>Goldman Sachs Group Inc/The</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>38141G104</cusip>
		<value>39</value>
		<shrsOrPrnAmt>
			<sshPrnamt>130</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>-</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>130</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>Goodyear Tire &amp; Rubber Co/The</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>382550101</cusip>
		<value>6</value>
		<shrsOrPrnAmt>
			<sshPrnamt>518</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>6</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>518</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>Goodyear Tire &amp; Rubber Co/The</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>382550101</cusip>
		<value>114</value>
		<shrsOrPrnAmt>
			<sshPrnamt>10638</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>23</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>10638</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>Goodyear Tire &amp; Rubber Co/The</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>382550101</cusip>
		<value>5</value>
		<shrsOrPrnAmt>
			<sshPrnamt>508</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>26</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>508</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>Graco Inc</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>384109104</cusip>
		<value>11620</value>
		<shrsOrPrnAmt>
			<sshPrnamt>195586</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>1</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>195586</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>Graco Inc</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>384109104</cusip>
		<value>361</value>
		<shrsOrPrnAmt>
			<sshPrnamt>6077</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>19</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>6077</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>Graco Inc</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>384109104</cusip>
		<value>18</value>
		<shrsOrPrnAmt>
			<sshPrnamt>296</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>23</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>296</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>Graco Inc</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>384109104</cusip>
		<value>47</value>
		<shrsOrPrnAmt>
			<sshPrnamt>787</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>26</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>787</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>Graco Inc</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>384109104</cusip>
		<value>19</value>
		<shrsOrPrnAmt>
			<sshPrnamt>322</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>47</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>322</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>Granite Construction Inc</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>387328107</cusip>
		<value>282</value>
		<shrsOrPrnAmt>
			<sshPrnamt>9688</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>20</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>9688</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>Granite Construction Inc</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>387328107</cusip>
		<value>16</value>
		<shrsOrPrnAmt>
			<sshPrnamt>549</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>23</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>549</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>Granite Point Mortgage Trust Inc</nameOfIssuer>
		<titleOfClass>COM STK</titleOfClass>
		<cusip>38741L107</cusip>
		<value>287</value>
		<shrsOrPrnAmt>
			<sshPrnamt>30000</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>54</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>30000</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>GSK PLC</nameOfIssuer>
		<titleOfClass>SPONSORED ADR</titleOfClass>
		<cusip>37733W105</cusip>
		<value>13</value>
		<shrsOrPrnAmt>
			<sshPrnamt>300</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>16</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>300</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>GSK PLC</nameOfIssuer>
		<titleOfClass>SPONSORED ADR</titleOfClass>
		<cusip>37733W105</cusip>
		<value>152</value>
		<shrsOrPrnAmt>
			<sshPrnamt>3481</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>23</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>3481</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>GSK PLC</nameOfIssuer>
		<titleOfClass>SPONSORED ADR</titleOfClass>
		<cusip>37733W105</cusip>
		<value>295</value>
		<shrsOrPrnAmt>
			<sshPrnamt>6784</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>26</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>6784</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>GXO Logistics Inc</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>36262G101</cusip>
		<value>251</value>
		<shrsOrPrnAmt>
			<sshPrnamt>5792</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>20</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>5792</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>GXO Logistics Inc</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>36262G101</cusip>
		<value>19</value>
		<shrsOrPrnAmt>
			<sshPrnamt>437</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>23</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>437</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>H&amp;R Block Inc</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>093671105</cusip>
		<value>256</value>
		<shrsOrPrnAmt>
			<sshPrnamt>7251</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>23</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>7251</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>H&amp;R Block Inc</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>093671105</cusip>
		<value>4</value>
		<shrsOrPrnAmt>
			<sshPrnamt>121</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>26</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>121</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>Halliburton Co</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>406216101</cusip>
		<value>430</value>
		<shrsOrPrnAmt>
			<sshPrnamt>13700</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>23</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>13700</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>Halliburton Co</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>406216101</cusip>
		<value>10</value>
		<shrsOrPrnAmt>
			<sshPrnamt>319</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>26</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>319</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>Hartford Multifactor Developed Markets ex-US ETF</nameOfIssuer>
		<titleOfClass>HARTFORD MLT ETF</titleOfClass>
		<cusip>518416102</cusip>
		<value>1319</value>
		<shrsOrPrnAmt>
			<sshPrnamt>52974</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>17</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>52974</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>Hawkins Inc</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>420261109</cusip>
		<value>468</value>
		<shrsOrPrnAmt>
			<sshPrnamt>13000</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>1</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>13000</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>Hawkins Inc</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>420261109</cusip>
		<value>12</value>
		<shrsOrPrnAmt>
			<sshPrnamt>340</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>23</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>340</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>HB Fuller Co</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>359694106</cusip>
		<value>3582</value>
		<shrsOrPrnAmt>
			<sshPrnamt>59491</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>1</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>59491</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>HB Fuller Co</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>359694106</cusip>
		<value>36</value>
		<shrsOrPrnAmt>
			<sshPrnamt>601</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>23</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>601</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>HDFC Bank Ltd</nameOfIssuer>
		<titleOfClass>SPONSORED ADS</titleOfClass>
		<cusip>40415F101</cusip>
		<value>14</value>
		<shrsOrPrnAmt>
			<sshPrnamt>250</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>14</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>250</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>HDFC Bank Ltd</nameOfIssuer>
		<titleOfClass>SPONSORED ADS</titleOfClass>
		<cusip>40415F101</cusip>
		<value>53</value>
		<shrsOrPrnAmt>
			<sshPrnamt>968</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>17</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>968</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>HDFC Bank Ltd</nameOfIssuer>
		<titleOfClass>SPONSORED ADS</titleOfClass>
		<cusip>40415F101</cusip>
		<value>95</value>
		<shrsOrPrnAmt>
			<sshPrnamt>1722</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>23</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>1722</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>HDFC Bank Ltd</nameOfIssuer>
		<titleOfClass>SPONSORED ADS</titleOfClass>
		<cusip>40415F101</cusip>
		<value>12</value>
		<shrsOrPrnAmt>
			<sshPrnamt>216</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>26</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>216</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>HDFC Bank Ltd</nameOfIssuer>
		<titleOfClass>SPONSORED ADS</titleOfClass>
		<cusip>40415F101</cusip>
		<value>43</value>
		<shrsOrPrnAmt>
			<sshPrnamt>774</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>29</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>774</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>HDFC Bank Ltd</nameOfIssuer>
		<titleOfClass>SPONSORED ADS</titleOfClass>
		<cusip>40415F101</cusip>
		<value>33</value>
		<shrsOrPrnAmt>
			<sshPrnamt>587</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>-</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>587</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>Health Care Select Sector SPDR Fund</nameOfIssuer>
		<titleOfClass>SBI HEALTHCARE</titleOfClass>
		<cusip>81369Y209</cusip>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>26</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>370</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>Honeywell International Inc</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>438516106</cusip>
		<value>75</value>
		<shrsOrPrnAmt>
			<sshPrnamt>430</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>31</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>430</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>Honeywell International Inc</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>438516106</cusip>
		<value>519</value>
		<shrsOrPrnAmt>
			<sshPrnamt>2985</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>36</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>2985</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>Honeywell International Inc</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>438516106</cusip>
		<value>345</value>
		<shrsOrPrnAmt>
			<sshPrnamt>1984</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>44</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>1984</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>Honeywell International Inc</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>438516106</cusip>
		<value>63</value>
		<shrsOrPrnAmt>
			<sshPrnamt>363</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>48</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>363</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>Honeywell International Inc</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>438516106</cusip>
		<value>123</value>
		<shrsOrPrnAmt>
			<sshPrnamt>706</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>-</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>706</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>Horizon Therapeutics Plc</nameOfIssuer>
		<titleOfClass>SHS</titleOfClass>
		<cusip>G46188101</cusip>
		<value>83</value>
		<shrsOrPrnAmt>
			<sshPrnamt>1035</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>7</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>1035</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>Horizon Therapeutics Plc</nameOfIssuer>
		<titleOfClass>SHS</titleOfClass>
		<cusip>G46188101</cusip>
		<value>19</value>
		<shrsOrPrnAmt>
			<sshPrnamt>229</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>15</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>229</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>Horizon Therapeutics Plc</nameOfIssuer>
		<titleOfClass>SHS</titleOfClass>
		<cusip>G46188101</cusip>
		<value>109</value>
		<shrsOrPrnAmt>
			<sshPrnamt>1369</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>23</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>1369</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>Hormel Foods Corp</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>440452100</cusip>
		<value>10425</value>
		<shrsOrPrnAmt>
			<sshPrnamt>220129</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>1</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>220129</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>Hormel Foods Corp</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>440452100</cusip>
		<value>189</value>
		<shrsOrPrnAmt>
			<sshPrnamt>4000</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>9</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>4000</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>Hormel Foods Corp</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>440452100</cusip>
		<value>3</value>
		<shrsOrPrnAmt>
			<sshPrnamt>60</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>16</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>60</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>Hormel Foods Corp</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>440452100</cusip>
		<value>98</value>
		<shrsOrPrnAmt>
			<sshPrnamt>2073</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>23</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>2073</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>Hormel Foods Corp</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>440452100</cusip>
		<value>11</value>
		<shrsOrPrnAmt>
			<sshPrnamt>236</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>26</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>236</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>HP Inc</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>40434L105</cusip>
		<value>10</value>
		<shrsOrPrnAmt>
			<sshPrnamt>290</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>1</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>290</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>HP Inc</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>40434L105</cusip>
		<value>8</value>
		<shrsOrPrnAmt>
			<sshPrnamt>250</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>16</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>250</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>HP Inc</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>40434L105</cusip>
		<value>48</value>
		<shrsOrPrnAmt>
			<sshPrnamt>1468</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>23</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>1468</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>HP Inc</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>40434L105</cusip>
		<value>18</value>
		<shrsOrPrnAmt>
			<sshPrnamt>561</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>35</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>561</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>HP Inc</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>40434L105</cusip>
		<value>105</value>
		<shrsOrPrnAmt>
			<sshPrnamt>3200</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>36</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>3200</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>HP Inc</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>40434L105</cusip>
		<value>295</value>
		<shrsOrPrnAmt>
			<sshPrnamt>9000</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>52</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>9000</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>HP Inc</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>40434L105</cusip>
		<value>6</value>
		<shrsOrPrnAmt>
			<sshPrnamt>190</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>57</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>190</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>HP Inc</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>40434L105</cusip>
		<value>40</value>
		<shrsOrPrnAmt>
			<sshPrnamt>1184</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>-</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>1184</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>HSBC Holdings PLC</nameOfIssuer>
		<titleOfClass>SPON ADR NEW</titleOfClass>
		<cusip>404280406</cusip>
		<value>6</value>
		<shrsOrPrnAmt>
			<sshPrnamt>197</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>16</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>197</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>HSBC Holdings PLC</nameOfIssuer>
		<titleOfClass>SPON ADR NEW</titleOfClass>
		<cusip>404280406</cusip>
		<value>73</value>
		<shrsOrPrnAmt>
			<sshPrnamt>2222</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>18</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>2222</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>HSBC Holdings PLC</nameOfIssuer>
		<titleOfClass>SPON ADR NEW</titleOfClass>
		<cusip>404280406</cusip>
		<value>196</value>
		<shrsOrPrnAmt>
			<sshPrnamt>5985</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>23</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>5985</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>HSBC Holdings PLC</nameOfIssuer>
		<titleOfClass>SPON ADR NEW</titleOfClass>
		<cusip>404280406</cusip>
		<value>273</value>
		<shrsOrPrnAmt>
			<sshPrnamt>8364</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>26</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>8364</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>Humana Inc</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>444859102</cusip>
		<value>9</value>
		<shrsOrPrnAmt>
			<sshPrnamt>20</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>16</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>20</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>Humana Inc</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>444859102</cusip>
		<value>228</value>
		<shrsOrPrnAmt>
			<sshPrnamt>487</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>23</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>487</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>Humana Inc</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>444859102</cusip>
		<value>44</value>
		<shrsOrPrnAmt>
			<sshPrnamt>94</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>26</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>94</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>Humana Inc</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>444859102</cusip>
		<value>64</value>
		<shrsOrPrnAmt>
			<sshPrnamt>137</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>48</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>137</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>Illinois Tool Works Inc</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>452308109</cusip>
		<value>69</value>
		<shrsOrPrnAmt>
			<sshPrnamt>377</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>1</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>377</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>Illinois Tool Works Inc</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>452308109</cusip>
		<value>96</value>
		<shrsOrPrnAmt>
			<sshPrnamt>525</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>7</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>525</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>Illinois Tool Works Inc</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>452308109</cusip>
		<value>194</value>
		<shrsOrPrnAmt>
			<sshPrnamt>1065</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>9</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>1065</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>Illinois Tool Works Inc</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>452308109</cusip>
		<value>16</value>
		<shrsOrPrnAmt>
			<sshPrnamt>89</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>14</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>89</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>Illinois Tool Works Inc</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>452308109</cusip>
		<value>15</value>
		<shrsOrPrnAmt>
			<sshPrnamt>85</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>16</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>85</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>Illinois Tool Works Inc</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>452308109</cusip>
		<value>302</value>
		<shrsOrPrnAmt>
			<sshPrnamt>1657</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>23</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>1657</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>Illinois Tool Works Inc</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>452308109</cusip>
		<value>242</value>
		<shrsOrPrnAmt>
			<sshPrnamt>1326</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>26</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>1326</None>
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		<nameOfIssuer>Illinois Tool Works Inc</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>452308109</cusip>
		<value>69</value>
		<shrsOrPrnAmt>
			<sshPrnamt>376</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>41</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>376</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>Illinois Tool Works Inc</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>452308109</cusip>
		<value>109</value>
		<shrsOrPrnAmt>
			<sshPrnamt>600</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>44</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>600</None>
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	<infoTable>
		<nameOfIssuer>Illinois Tool Works Inc</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>452308109</cusip>
		<value>306</value>
		<shrsOrPrnAmt>
			<sshPrnamt>1681</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>53</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>1681</None>
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		<nameOfIssuer>Industrial Select Sector SPDR Fund</nameOfIssuer>
		<titleOfClass>SBI INT-INDS</titleOfClass>
		<cusip>81369Y704</cusip>
		<value>1984</value>
		<shrsOrPrnAmt>
			<sshPrnamt>22713</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>22</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>22713</None>
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			<sshPrnamt>1164</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>16</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>1164</None>
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		<nameOfIssuer>ING Groep NV</nameOfIssuer>
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		<value>56</value>
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			<sshPrnamt>5649</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>18</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>5649</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>ING Groep NV</nameOfIssuer>
		<titleOfClass>SPONSORED ADR</titleOfClass>
		<cusip>456837103</cusip>
		<value>106</value>
		<shrsOrPrnAmt>
			<sshPrnamt>10709</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>21</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>10709</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>ING Groep NV</nameOfIssuer>
		<titleOfClass>SPONSORED ADR</titleOfClass>
		<cusip>456837103</cusip>
		<value>51</value>
		<shrsOrPrnAmt>
			<sshPrnamt>5154</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>23</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>5154</None>
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	<infoTable>
		<nameOfIssuer>ING Groep NV</nameOfIssuer>
		<titleOfClass>SPONSORED ADR</titleOfClass>
		<cusip>456837103</cusip>
		<value>216</value>
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			<sshPrnamt>21724</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>26</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>21724</None>
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		<nameOfIssuer>ING Groep NV</nameOfIssuer>
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		<value>3</value>
		<shrsOrPrnAmt>
			<sshPrnamt>352</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>55</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>352</None>
		</votingAuthority>
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		<nameOfIssuer>Innovator Loup Frontier Tech ETF</nameOfIssuer>
		<titleOfClass>LOUP FRONTIER</titleOfClass>
		<cusip>45782C862</cusip>
		<value>267</value>
		<shrsOrPrnAmt>
			<sshPrnamt>9000</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>54</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>9000</None>
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		<value>1507</value>
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			<sshPrnamt>40295</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>1</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>40295</None>
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	<infoTable>
		<nameOfIssuer>Intel Corp</nameOfIssuer>
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		<value>53</value>
		<shrsOrPrnAmt>
			<sshPrnamt>1425</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>8</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>1425</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>Intel Corp</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>458140100</cusip>
		<value>377</value>
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			<sshPrnamt>10065</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>9</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>10065</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>Intel Corp</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>458140100</cusip>
		<value>93</value>
		<shrsOrPrnAmt>
			<sshPrnamt>2480</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>10</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>2480</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>Intel Corp</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>458140100</cusip>
		<value>20</value>
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			<sshPrnamt>535</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>16</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>535</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>Intel Corp</nameOfIssuer>
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		<value>224</value>
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			<sshPrnamt>6000</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>18</otherManager>
		<votingAuthority>
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			<Shared>0</Shared>
			<None>6000</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>Intel Corp</nameOfIssuer>
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		<value>454</value>
		<shrsOrPrnAmt>
			<sshPrnamt>12124</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>23</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>12124</None>
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	<infoTable>
		<nameOfIssuer>Intel Corp</nameOfIssuer>
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		<value>54</value>
		<shrsOrPrnAmt>
			<sshPrnamt>1455</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>26</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>1455</None>
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	<infoTable>
		<nameOfIssuer>Intel Corp</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
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		<value>192</value>
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			<sshPrnamt>5132</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>36</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>5132</None>
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	<infoTable>
		<nameOfIssuer>Intel Corp</nameOfIssuer>
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			<sshPrnamt>480</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>41</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>480</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>Intel Corp</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>458140100</cusip>
		<value>168</value>
		<shrsOrPrnAmt>
			<sshPrnamt>4500</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>52</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>4500</None>
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	<infoTable>
		<nameOfIssuer>Intel Corp</nameOfIssuer>
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		<value>2</value>
		<shrsOrPrnAmt>
			<sshPrnamt>66</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>57</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>66</None>
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	<infoTable>
		<nameOfIssuer>Intel Corp</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>458140100</cusip>
		<value>43</value>
		<shrsOrPrnAmt>
			<sshPrnamt>1150</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>58</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>1150</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>Intel Corp</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>458140100</cusip>
		<value>53</value>
		<shrsOrPrnAmt>
			<sshPrnamt>1362</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>-</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>1362</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>Intercontinental Exchange Inc</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>45866F104</cusip>
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		<shrsOrPrnAmt>
			<sshPrnamt>700</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>8</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>700</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>Intercontinental Exchange Inc</nameOfIssuer>
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		<value>5</value>
		<shrsOrPrnAmt>
			<sshPrnamt>55</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>16</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>55</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>Intercontinental Exchange Inc</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>45866F104</cusip>
		<value>289</value>
		<shrsOrPrnAmt>
			<sshPrnamt>3074</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>20</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>3074</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>Intercontinental Exchange Inc</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>45866F104</cusip>
		<value>108</value>
		<shrsOrPrnAmt>
			<sshPrnamt>1149</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>23</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>1149</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>Intercontinental Exchange Inc</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>45866F104</cusip>
		<value>7</value>
		<shrsOrPrnAmt>
			<sshPrnamt>70</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>26</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>70</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>Intercontinental Exchange Inc</nameOfIssuer>
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		<cusip>45866F104</cusip>
		<value>264</value>
		<shrsOrPrnAmt>
			<sshPrnamt>2807</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>53</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>2807</None>
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	<infoTable>
		<nameOfIssuer>Intercontinental Exchange Inc</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
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		<value>31</value>
		<shrsOrPrnAmt>
			<sshPrnamt>316</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>-</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>316</None>
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	<infoTable>
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		<titleOfClass>COM</titleOfClass>
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		<shrsOrPrnAmt>
			<sshPrnamt>100</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>1</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>100</None>
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	<infoTable>
		<nameOfIssuer>International Business Machines Corp</nameOfIssuer>
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		<cusip>459200101</cusip>
		<value>102</value>
		<shrsOrPrnAmt>
			<sshPrnamt>725</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>9</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>725</None>
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	<infoTable>
		<nameOfIssuer>International Business Machines Corp</nameOfIssuer>
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		<value>83</value>
		<shrsOrPrnAmt>
			<sshPrnamt>588</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>10</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>588</None>
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	<infoTable>
		<nameOfIssuer>International Business Machines Corp</nameOfIssuer>
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		<shrsOrPrnAmt>
			<sshPrnamt>1000</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>14</otherManager>
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			<sshPrnamtType>SH</sshPrnamtType>
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			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
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		<investmentDiscretion>OTR</investmentDiscretion>
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			<Shared>0</Shared>
			<None>84</None>
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		<investmentDiscretion>OTR</investmentDiscretion>
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			<None>198</None>
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			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
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		<shrsOrPrnAmt>
			<sshPrnamt>43</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>16</otherManager>
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			<Shared>0</Shared>
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		<shrsOrPrnAmt>
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			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
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			<Shared>0</Shared>
			<None>504</None>
		</votingAuthority>
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	<infoTable>
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		<value>58</value>
		<shrsOrPrnAmt>
			<sshPrnamt>288</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>26</otherManager>
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			<Shared>0</Shared>
			<None>288</None>
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		<nameOfIssuer>Intuitive Surgical Inc</nameOfIssuer>
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		<value>63</value>
		<shrsOrPrnAmt>
			<sshPrnamt>315</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>31</otherManager>
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			<Shared>0</Shared>
			<None>315</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>Intuitive Surgical Inc</nameOfIssuer>
		<titleOfClass>COM NEW</titleOfClass>
		<cusip>46120E602</cusip>
		<value>122</value>
		<shrsOrPrnAmt>
			<sshPrnamt>606</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>44</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>606</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>Intuitive Surgical Inc</nameOfIssuer>
		<titleOfClass>COM NEW</titleOfClass>
		<cusip>46120E602</cusip>
		<value>35</value>
		<shrsOrPrnAmt>
			<sshPrnamt>159</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>-</otherManager>
		<votingAuthority>
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			<Shared>0</Shared>
			<None>159</None>
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		<nameOfIssuer>Invesco Ltd</nameOfIssuer>
		<titleOfClass>SHS</titleOfClass>
		<cusip>G491BT108</cusip>
		<value>210</value>
		<shrsOrPrnAmt>
			<sshPrnamt>13032</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>23</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>13032</None>
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		<nameOfIssuer>Invesco Ltd</nameOfIssuer>
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		<cusip>G491BT108</cusip>
		<value>6</value>
		<shrsOrPrnAmt>
			<sshPrnamt>379</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>26</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>379</None>
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		<nameOfIssuer>Invesco National AMT-Free Municipal Bond ETF</nameOfIssuer>
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		<cusip>46138E537</cusip>
		<value>498</value>
		<shrsOrPrnAmt>
			<sshPrnamt>21265</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>14</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>21265</None>
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	<infoTable>
		<nameOfIssuer>Invesco QQQ Trust Series 1</nameOfIssuer>
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		<cusip>46090E103</cusip>
		<value>34</value>
		<shrsOrPrnAmt>
			<sshPrnamt>120</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>10</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>120</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>Invesco QQQ Trust Series 1</nameOfIssuer>
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		<cusip>46090E103</cusip>
		<value>235</value>
		<shrsOrPrnAmt>
			<sshPrnamt>840</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>20</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>840</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>Invesco QQQ Trust Series 1</nameOfIssuer>
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		<cusip>46090E103</cusip>
		<value>62</value>
		<shrsOrPrnAmt>
			<sshPrnamt>220</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>37</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>220</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>Invesco QQQ Trust Series 1</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>46090E103</cusip>
		<value>163</value>
		<shrsOrPrnAmt>
			<sshPrnamt>580</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>44</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>580</None>
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	<infoTable>
		<nameOfIssuer>Invesco QQQ Trust Series 1</nameOfIssuer>
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		<cusip>46090E103</cusip>
		<value>107</value>
		<shrsOrPrnAmt>
			<sshPrnamt>382</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>-</otherManager>
		<votingAuthority>
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			<Shared>0</Shared>
			<None>382</None>
		</votingAuthority>
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		<cusip>46137V357</cusip>
		<value>714</value>
		<shrsOrPrnAmt>
			<sshPrnamt>5320</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>17</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>5320</None>
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	<infoTable>
		<nameOfIssuer>Invesco S&amp;P 500 Equal Weight ETF</nameOfIssuer>
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		<cusip>46137V357</cusip>
		<value>1009</value>
		<shrsOrPrnAmt>
			<sshPrnamt>7515</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>22</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>7515</None>
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	<infoTable>
		<nameOfIssuer>Invesco S&amp;P 500 Equal Weight ETF</nameOfIssuer>
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		<cusip>46137V357</cusip>
		<value>106</value>
		<shrsOrPrnAmt>
			<sshPrnamt>789</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>23</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>789</None>
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	<infoTable>
		<nameOfIssuer>Invesco S&amp;P 500 Equal Weight ETF</nameOfIssuer>
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		<cusip>46137V357</cusip>
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		<shrsOrPrnAmt>
			<sshPrnamt>1325</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>47</otherManager>
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			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>1325</None>
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	<infoTable>
		<nameOfIssuer>Invesco S&amp;P 500 Equal Weight ETF</nameOfIssuer>
		<titleOfClass>S&amp;P 500 EQL WGT</titleOfClass>
		<cusip>46137V357</cusip>
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		<shrsOrPrnAmt>
			<sshPrnamt>24931</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
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			<Shared>0</Shared>
			<None>24931</None>
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	<infoTable>
		<nameOfIssuer>Invesco Senior Income Trust</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>46131H107</cusip>
		<value>420</value>
		<shrsOrPrnAmt>
			<sshPrnamt>107945</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>17</otherManager>
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			<Shared>0</Shared>
			<None>107945</None>
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		<nameOfIssuer>iShares 1-3 Year Treasury Bond ETF</nameOfIssuer>
		<titleOfClass>1 3 YR TREAS BD</titleOfClass>
		<cusip>464287457</cusip>
		<value>1645</value>
		<shrsOrPrnAmt>
			<sshPrnamt>19866</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>22</otherManager>
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			<Shared>0</Shared>
			<None>19866</None>
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		<nameOfIssuer>iShares 3-7 Year Treasury Bond ETF</nameOfIssuer>
		<titleOfClass>3 7 YR TREAS BD</titleOfClass>
		<cusip>464288661</cusip>
		<value>1911</value>
		<shrsOrPrnAmt>
			<sshPrnamt>16017</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>22</otherManager>
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			<None>16017</None>
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		<nameOfIssuer>iShares 7-10 Year Treasury Bond ETF</nameOfIssuer>
		<titleOfClass>BARCLAYS 7 10 YR</titleOfClass>
		<cusip>464287440</cusip>
		<value>1270</value>
		<shrsOrPrnAmt>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>22</otherManager>
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			<Shared>0</Shared>
			<None>12414</None>
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		<nameOfIssuer>iShares Agency Bond ETF</nameOfIssuer>
		<titleOfClass>AGENCY BOND ETF</titleOfClass>
		<cusip>464288166</cusip>
		<value>275</value>
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		<investmentDiscretion>OTR</investmentDiscretion>
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			<Shared>0</Shared>
			<None>2500</None>
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		<nameOfIssuer>iShares Broad USD High Yield Corporate Bond ETF</nameOfIssuer>
		<titleOfClass>BROAD USD HIGH</titleOfClass>
		<cusip>46435U853</cusip>
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			<Shared>0</Shared>
			<None>26000</None>
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		<nameOfIssuer>iShares Core Dividend Growth ETF</nameOfIssuer>
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			<sshPrnamt>4375</sshPrnamt>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>46</otherManager>
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			<Shared>0</Shared>
			<None>4375</None>
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		<nameOfIssuer>iShares Core MSCI EAFE ETF</nameOfIssuer>
		<titleOfClass>CORE MSCI EAFE</titleOfClass>
		<cusip>46432F842</cusip>
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			<sshPrnamt>18226</sshPrnamt>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>14</otherManager>
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			<None>18226</None>
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		<nameOfIssuer>iShares Core MSCI EAFE ETF</nameOfIssuer>
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		<cusip>46432F842</cusip>
		<value>459</value>
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			<sshPrnamt>7798</sshPrnamt>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>22</otherManager>
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			<None>7798</None>
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		<nameOfIssuer>iShares Core MSCI EAFE ETF</nameOfIssuer>
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		<cusip>46432F842</cusip>
		<value>695</value>
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			<sshPrnamt>11805</sshPrnamt>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>39</otherManager>
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			<None>11805</None>
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		<nameOfIssuer>iShares Core MSCI EAFE ETF</nameOfIssuer>
		<titleOfClass>CORE MSCI EAFE</titleOfClass>
		<cusip>46432F842</cusip>
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		<investmentDiscretion>OTR</investmentDiscretion>
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			<None>2330</None>
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		<nameOfIssuer>iShares Core MSCI Emerging Markets ETF</nameOfIssuer>
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		<cusip>46434G103</cusip>
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		<investmentDiscretion>OTR</investmentDiscretion>
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			<Shared>0</Shared>
			<None>7001</None>
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		<nameOfIssuer>iShares Core MSCI Emerging Markets ETF</nameOfIssuer>
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		<cusip>46434G103</cusip>
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			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>8</otherManager>
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			<Shared>0</Shared>
			<None>2250</None>
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	<infoTable>
		<nameOfIssuer>iShares Core MSCI Emerging Markets ETF</nameOfIssuer>
		<titleOfClass>CORE MSCI EMKT</titleOfClass>
		<cusip>46434G103</cusip>
		<value>109</value>
		<shrsOrPrnAmt>
			<sshPrnamt>2230</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>12</otherManager>
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			<Shared>0</Shared>
			<None>2230</None>
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	<infoTable>
		<nameOfIssuer>iShares Core MSCI Emerging Markets ETF</nameOfIssuer>
		<titleOfClass>CORE MSCI EMKT</titleOfClass>
		<cusip>46434G103</cusip>
		<value>1092</value>
		<shrsOrPrnAmt>
			<sshPrnamt>22258</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>14</otherManager>
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			<Shared>0</Shared>
			<None>22258</None>
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	<infoTable>
		<nameOfIssuer>iShares Core MSCI Emerging Markets ETF</nameOfIssuer>
		<titleOfClass>CORE MSCI EMKT</titleOfClass>
		<cusip>46434G103</cusip>
		<value>1154</value>
		<shrsOrPrnAmt>
			<sshPrnamt>23523</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>17</otherManager>
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			<Shared>0</Shared>
			<None>23523</None>
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	<infoTable>
		<nameOfIssuer>iShares Core MSCI Emerging Markets ETF</nameOfIssuer>
		<titleOfClass>CORE MSCI EMKT</titleOfClass>
		<cusip>46434G103</cusip>
		<value>718</value>
		<shrsOrPrnAmt>
			<sshPrnamt>14636</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>36</otherManager>
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			<Shared>0</Shared>
			<None>14636</None>
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	<infoTable>
		<nameOfIssuer>iShares Core MSCI Emerging Markets ETF</nameOfIssuer>
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		<cusip>46434G103</cusip>
		<value>59</value>
		<shrsOrPrnAmt>
			<sshPrnamt>1200</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>37</otherManager>
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			<None>1200</None>
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	<infoTable>
		<nameOfIssuer>iShares Core MSCI Emerging Markets ETF</nameOfIssuer>
		<titleOfClass>CORE MSCI EMKT</titleOfClass>
		<cusip>46434G103</cusip>
		<value>193</value>
		<shrsOrPrnAmt>
			<sshPrnamt>3926</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>-</otherManager>
		<votingAuthority>
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			<None>3926</None>
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		<nameOfIssuer>iShares Core MSCI Europe ETF</nameOfIssuer>
		<titleOfClass>CORE MSCI EURO</titleOfClass>
		<cusip>46434V738</cusip>
		<value>2670</value>
		<shrsOrPrnAmt>
			<sshPrnamt>59393</sshPrnamt>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>22</otherManager>
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			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>59393</None>
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		<nameOfIssuer>iShares Core MSCI International Developed Markets ETF</nameOfIssuer>
		<titleOfClass>CORE MSCI INTL</titleOfClass>
		<cusip>46435G326</cusip>
		<value>706</value>
		<shrsOrPrnAmt>
			<sshPrnamt>13130</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>3</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>13130</None>
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		<nameOfIssuer>iShares Core MSCI Total International Stock ETF</nameOfIssuer>
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		<cusip>46432F834</cusip>
		<value>2568</value>
		<shrsOrPrnAmt>
			<sshPrnamt>45037</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>17</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>45037</None>
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		<nameOfIssuer>iShares Core S&amp;P 500 ETF</nameOfIssuer>
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		<value>449</value>
		<shrsOrPrnAmt>
			<sshPrnamt>1185</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>7</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>1185</None>
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	<infoTable>
		<nameOfIssuer>iShares Core S&amp;P 500 ETF</nameOfIssuer>
		<titleOfClass>CORE S&amp;P500 ETF</titleOfClass>
		<cusip>464287200</cusip>
		<value>280</value>
		<shrsOrPrnAmt>
			<sshPrnamt>738</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>12</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>738</None>
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	<infoTable>
		<nameOfIssuer>iShares Core S&amp;P 500 ETF</nameOfIssuer>
		<titleOfClass>CORE S&amp;P500 ETF</titleOfClass>
		<cusip>464287200</cusip>
		<value>3387</value>
		<shrsOrPrnAmt>
			<sshPrnamt>8932</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>17</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>8932</None>
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	<infoTable>
		<nameOfIssuer>iShares Core S&amp;P 500 ETF</nameOfIssuer>
		<titleOfClass>CORE S&amp;P500 ETF</titleOfClass>
		<cusip>464287200</cusip>
		<value>1141</value>
		<shrsOrPrnAmt>
			<sshPrnamt>3010</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>18</otherManager>
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			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>3010</None>
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	<infoTable>
		<nameOfIssuer>iShares Core S&amp;P 500 ETF</nameOfIssuer>
		<titleOfClass>CORE S&amp;P500 ETF</titleOfClass>
		<cusip>464287200</cusip>
		<value>4315</value>
		<shrsOrPrnAmt>
			<sshPrnamt>11382</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>19</otherManager>
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			<Shared>0</Shared>
			<None>11382</None>
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	<infoTable>
		<nameOfIssuer>iShares Core S&amp;P 500 ETF</nameOfIssuer>
		<titleOfClass>CORE S&amp;P500 ETF</titleOfClass>
		<cusip>464287200</cusip>
		<value>5531</value>
		<shrsOrPrnAmt>
			<sshPrnamt>14589</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>22</otherManager>
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			<Shared>0</Shared>
			<None>14589</None>
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	<infoTable>
		<nameOfIssuer>iShares Core S&amp;P 500 ETF</nameOfIssuer>
		<titleOfClass>CORE S&amp;P500 ETF</titleOfClass>
		<cusip>464287200</cusip>
		<value>339</value>
		<shrsOrPrnAmt>
			<sshPrnamt>895</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>41</otherManager>
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			<Shared>0</Shared>
			<None>895</None>
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	<infoTable>
		<nameOfIssuer>iShares Core S&amp;P 500 ETF</nameOfIssuer>
		<titleOfClass>CORE S&amp;P500 ETF</titleOfClass>
		<cusip>464287200</cusip>
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		<shrsOrPrnAmt>
			<sshPrnamt>2999</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>45</otherManager>
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			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>2999</None>
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	<infoTable>
		<nameOfIssuer>iShares Core S&amp;P 500 ETF</nameOfIssuer>
		<titleOfClass>CORE S&amp;P500 ETF</titleOfClass>
		<cusip>464287200</cusip>
		<value>696</value>
		<shrsOrPrnAmt>
			<sshPrnamt>1836</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>-</otherManager>
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			<Shared>0</Shared>
			<None>1836</None>
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	<infoTable>
		<nameOfIssuer>iShares Core S&amp;P Mid-Cap ETF</nameOfIssuer>
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		<cusip>464287507</cusip>
		<value>273</value>
		<shrsOrPrnAmt>
			<sshPrnamt>1208</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>12</otherManager>
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			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>1208</None>
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	<infoTable>
		<nameOfIssuer>iShares Core S&amp;P Mid-Cap ETF</nameOfIssuer>
		<titleOfClass>CORE S&amp;P MCP ETF</titleOfClass>
		<cusip>464287507</cusip>
		<value>993</value>
		<shrsOrPrnAmt>
			<sshPrnamt>4390</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>17</otherManager>
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			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>4390</None>
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	<infoTable>
		<nameOfIssuer>iShares Core S&amp;P Mid-Cap ETF</nameOfIssuer>
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			<sshPrnamt>2208</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>18</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>2208</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>iShares Core S&amp;P Mid-Cap ETF</nameOfIssuer>
		<titleOfClass>CORE S&amp;P MCP ETF</titleOfClass>
		<cusip>464287507</cusip>
		<value>3034</value>
		<shrsOrPrnAmt>
			<sshPrnamt>13409</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>-</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>13409</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>iShares Core S&amp;P Small-Cap ETF</nameOfIssuer>
		<titleOfClass>CORE S&amp;P SCP ETF</titleOfClass>
		<cusip>464287804</cusip>
		<value>25</value>
		<shrsOrPrnAmt>
			<sshPrnamt>275</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>7</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>275</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>iShares Core S&amp;P Small-Cap ETF</nameOfIssuer>
		<titleOfClass>CORE S&amp;P SCP ETF</titleOfClass>
		<cusip>464287804</cusip>
		<value>99</value>
		<shrsOrPrnAmt>
			<sshPrnamt>1070</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>8</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>1070</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>iShares Core S&amp;P Small-Cap ETF</nameOfIssuer>
		<titleOfClass>CORE S&amp;P SCP ETF</titleOfClass>
		<cusip>464287804</cusip>
		<value>2222</value>
		<shrsOrPrnAmt>
			<sshPrnamt>24045</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>17</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>24045</None>
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	</infoTable>
	<infoTable>
		<nameOfIssuer>iShares Core S&amp;P Small-Cap ETF</nameOfIssuer>
		<titleOfClass>CORE S&amp;P SCP ETF</titleOfClass>
		<cusip>464287804</cusip>
		<value>276</value>
		<shrsOrPrnAmt>
			<sshPrnamt>2986</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>18</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>2986</None>
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	<infoTable>
		<nameOfIssuer>iShares Core S&amp;P Small-Cap ETF</nameOfIssuer>
		<titleOfClass>CORE S&amp;P SCP ETF</titleOfClass>
		<cusip>464287804</cusip>
		<value>1526</value>
		<shrsOrPrnAmt>
			<sshPrnamt>16510</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>19</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>16510</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>iShares Core S&amp;P Small-Cap ETF</nameOfIssuer>
		<titleOfClass>CORE S&amp;P SCP ETF</titleOfClass>
		<cusip>464287804</cusip>
		<value>49</value>
		<shrsOrPrnAmt>
			<sshPrnamt>530</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>39</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>530</None>
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	<infoTable>
		<nameOfIssuer>iShares Core S&amp;P Small-Cap ETF</nameOfIssuer>
		<titleOfClass>CORE S&amp;P SCP ETF</titleOfClass>
		<cusip>464287804</cusip>
		<value>600</value>
		<shrsOrPrnAmt>
			<sshPrnamt>6498</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>-</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>6498</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>iShares Core US REIT ETF</nameOfIssuer>
		<titleOfClass>CRE U S REIT ETF</titleOfClass>
		<cusip>464288521</cusip>
		<value>653</value>
		<shrsOrPrnAmt>
			<sshPrnamt>12227</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>38</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>12227</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>iShares Currency Hedged MSCI EAFE ETF</nameOfIssuer>
		<titleOfClass>HDG MSCI EAFE</titleOfClass>
		<cusip>46434V803</cusip>
		<value>249</value>
		<shrsOrPrnAmt>
			<sshPrnamt>7816</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>16</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>7816</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>iShares ESG Aware MSCI USA ETF</nameOfIssuer>
		<titleOfClass>ESG MSCI USA ETF</titleOfClass>
		<cusip>46435G425</cusip>
		<value>722</value>
		<shrsOrPrnAmt>
			<sshPrnamt>8600</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>43</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>8600</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>iShares ESG Aware MSCI USA Small-Cap ETF</nameOfIssuer>
		<titleOfClass>ESG MSCI USA SML</titleOfClass>
		<cusip>46435U663</cusip>
		<value>284</value>
		<shrsOrPrnAmt>
			<sshPrnamt>9000</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>43</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>9000</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>iShares ESG Aware MSCI USA Small-Cap ETF</nameOfIssuer>
		<titleOfClass>ESG MSCI USA SML</titleOfClass>
		<cusip>46435U663</cusip>
		<value>17</value>
		<shrsOrPrnAmt>
			<sshPrnamt>544</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>45</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>544</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>iShares ESG Aware MSCI USA Small-Cap ETF</nameOfIssuer>
		<titleOfClass>ESG MSCI USA SML</titleOfClass>
		<cusip>46435U663</cusip>
		<value>195</value>
		<shrsOrPrnAmt>
			<sshPrnamt>6200</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>52</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>6200</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>iShares Fallen Angels USD Bond ETF</nameOfIssuer>
		<titleOfClass>FALN ANGLS USD</titleOfClass>
		<cusip>46435G474</cusip>
		<value>739</value>
		<shrsOrPrnAmt>
			<sshPrnamt>30000</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>51</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>30000</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>iShares Floating Rate Bond ETF</nameOfIssuer>
		<titleOfClass>FLTG RATE NT ETF</titleOfClass>
		<cusip>46429B655</cusip>
		<value>300</value>
		<shrsOrPrnAmt>
			<sshPrnamt>6000</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>51</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>6000</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>iShares Global 100 ETF</nameOfIssuer>
		<titleOfClass>GLOBAL 100 ETF</titleOfClass>
		<cusip>464287572</cusip>
		<value>972</value>
		<shrsOrPrnAmt>
			<sshPrnamt>15170</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>17</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>15170</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>iShares Global REIT ETF</nameOfIssuer>
		<titleOfClass>GLOBAL REIT ETF</titleOfClass>
		<cusip>46434V647</cusip>
		<value>246</value>
		<shrsOrPrnAmt>
			<sshPrnamt>10155</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>7</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>10155</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>iShares iBonds Dec 2022 Term Corporate ETF</nameOfIssuer>
		<titleOfClass>IBONDS DEC22 ETF</titleOfClass>
		<cusip>46434VBA7</cusip>
		<value>700</value>
		<shrsOrPrnAmt>
			<sshPrnamt>28000</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>51</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>28000</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>iShares iBonds Dec 2023 Term Corporate ETF</nameOfIssuer>
		<titleOfClass>IBONDS DEC23 ETF</titleOfClass>
		<cusip>46434VAX8</cusip>
		<value>968</value>
		<shrsOrPrnAmt>
			<sshPrnamt>38600</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>51</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>38600</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>iShares iBonds Dec 2024 Term Corporate ETF</nameOfIssuer>
		<titleOfClass>IBONDS DEC24 ETF</titleOfClass>
		<cusip>46434VBG4</cusip>
		<value>1087</value>
		<shrsOrPrnAmt>
			<sshPrnamt>43900</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>51</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>43900</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>iShares iBonds Dec 2025 Term Corporate ETF</nameOfIssuer>
		<titleOfClass>IBONDS DEC25 ETF</titleOfClass>
		<cusip>46434VBD1</cusip>
		<value>642</value>
		<shrsOrPrnAmt>
			<sshPrnamt>26000</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>51</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>26000</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>iShares iBonds Dec 2026 Term Corporate ETF</nameOfIssuer>
		<titleOfClass>IBONDS DEC2026</titleOfClass>
		<cusip>46435GAA0</cusip>
		<value>619</value>
		<shrsOrPrnAmt>
			<sshPrnamt>26000</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>51</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>26000</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>iShares iBonds Dec 2027 Term Corporate ETF</nameOfIssuer>
		<titleOfClass>IBONDS 27 ETF</titleOfClass>
		<cusip>46435UAA9</cusip>
		<value>621</value>
		<shrsOrPrnAmt>
			<sshPrnamt>26000</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>51</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>26000</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>iShares iBonds Dec 2028 Term Corporate ETF</nameOfIssuer>
		<titleOfClass>IBDS DEC28 ETF</titleOfClass>
		<cusip>46435U515</cusip>
		<value>649</value>
		<shrsOrPrnAmt>
			<sshPrnamt>26000</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>51</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>26000</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>iShares iBonds Dec 2029 Term Corporate ETF</nameOfIssuer>
		<titleOfClass>IBONDS DEC 29</titleOfClass>
		<cusip>46436E205</cusip>
		<value>594</value>
		<shrsOrPrnAmt>
			<sshPrnamt>26000</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>51</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>26000</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>iShares Inc iShares ESG Aware MSCI EM ETF</nameOfIssuer>
		<titleOfClass>ESG AWR MSCI EM</titleOfClass>
		<cusip>46434G863</cusip>
		<value>404</value>
		<shrsOrPrnAmt>
			<sshPrnamt>12500</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>43</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>12500</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>iShares Inc iShares ESG Aware MSCI EM ETF</nameOfIssuer>
		<titleOfClass>ESG AWR MSCI EM</titleOfClass>
		<cusip>46434G863</cusip>
		<value>8</value>
		<shrsOrPrnAmt>
			<sshPrnamt>239</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>45</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>239</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>iShares Inc iShares ESG Aware MSCI EM ETF</nameOfIssuer>
		<titleOfClass>ESG AWR MSCI EM</titleOfClass>
		<cusip>46434G863</cusip>
		<value>113</value>
		<shrsOrPrnAmt>
			<sshPrnamt>3506</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>52</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>3506</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>iShares International Equity F</nameOfIssuer>
		<titleOfClass>MSCI INTL MULTFT</titleOfClass>
		<cusip>46434V274</cusip>
		<value>220</value>
		<shrsOrPrnAmt>
			<sshPrnamt>9357</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>45</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>9357</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>iShares International Equity F</nameOfIssuer>
		<titleOfClass>MSCI INTL MULTFT</titleOfClass>
		<cusip>46434V274</cusip>
		<value>146</value>
		<shrsOrPrnAmt>
			<sshPrnamt>6216</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>-</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>6216</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>iShares MBS ETF</nameOfIssuer>
		<titleOfClass>MBS ETF</titleOfClass>
		<cusip>464288588</cusip>
		<value>1365</value>
		<shrsOrPrnAmt>
			<sshPrnamt>14000</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>51</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>14000</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>iShares MSCI ACWI ETF</nameOfIssuer>
		<titleOfClass>MSCI ACWI ETF</titleOfClass>
		<cusip>464288257</cusip>
		<value>7443</value>
		<shrsOrPrnAmt>
			<sshPrnamt>88724</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>12</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>88724</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>iShares MSCI All Country Asia ex Japan ETF</nameOfIssuer>
		<titleOfClass>MSCI AC ASIA ETF</titleOfClass>
		<cusip>464288182</cusip>
		<value>130</value>
		<shrsOrPrnAmt>
			<sshPrnamt>1880</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>7</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>1880</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>iShares MSCI All Country Asia ex Japan ETF</nameOfIssuer>
		<titleOfClass>MSCI AC ASIA ETF</titleOfClass>
		<cusip>464288182</cusip>
		<value>148</value>
		<shrsOrPrnAmt>
			<sshPrnamt>2145</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>17</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>2145</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>iShares MSCI All Country Asia ex Japan ETF</nameOfIssuer>
		<titleOfClass>MSCI AC ASIA ETF</titleOfClass>
		<cusip>464288182</cusip>
		<value>107</value>
		<shrsOrPrnAmt>
			<sshPrnamt>1552</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>-</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>1552</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>iShares MSCI Canada ETF</nameOfIssuer>
		<titleOfClass>MSCI CDA ETF</titleOfClass>
		<cusip>464286509</cusip>
		<value>837</value>
		<shrsOrPrnAmt>
			<sshPrnamt>24865</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>22</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>24865</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>iShares MSCI EAFE ETF</nameOfIssuer>
		<titleOfClass>MSCI EAFE ETF</titleOfClass>
		<cusip>464287465</cusip>
		<value>286</value>
		<shrsOrPrnAmt>
			<sshPrnamt>4576</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>7</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>4576</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>iShares MSCI EAFE ETF</nameOfIssuer>
		<titleOfClass>MSCI EAFE ETF</titleOfClass>
		<cusip>464287465</cusip>
		<value>5253</value>
		<shrsOrPrnAmt>
			<sshPrnamt>84068</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>16</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>84068</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>iShares MSCI EAFE ETF</nameOfIssuer>
		<titleOfClass>MSCI EAFE ETF</titleOfClass>
		<cusip>464287465</cusip>
		<value>2941</value>
		<shrsOrPrnAmt>
			<sshPrnamt>47062</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>17</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>47062</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>iShares MSCI EAFE ETF</nameOfIssuer>
		<titleOfClass>MSCI EAFE ETF</titleOfClass>
		<cusip>464287465</cusip>
		<value>105</value>
		<shrsOrPrnAmt>
			<sshPrnamt>1682</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>20</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>1682</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>iShares MSCI EAFE ETF</nameOfIssuer>
		<titleOfClass>MSCI EAFE ETF</titleOfClass>
		<cusip>464287465</cusip>
		<value>231</value>
		<shrsOrPrnAmt>
			<sshPrnamt>3693</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>22</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>3693</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>iShares MSCI EAFE ETF</nameOfIssuer>
		<titleOfClass>MSCI EAFE ETF</titleOfClass>
		<cusip>464287465</cusip>
		<value>30</value>
		<shrsOrPrnAmt>
			<sshPrnamt>484</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>25</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>484</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>iShares MSCI EAFE ETF</nameOfIssuer>
		<titleOfClass>MSCI EAFE ETF</titleOfClass>
		<cusip>464287465</cusip>
		<value>78</value>
		<shrsOrPrnAmt>
			<sshPrnamt>1250</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>36</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>1250</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>iShares MSCI EAFE ETF</nameOfIssuer>
		<titleOfClass>MSCI EAFE ETF</titleOfClass>
		<cusip>464287465</cusip>
		<value>2888</value>
		<shrsOrPrnAmt>
			<sshPrnamt>46212</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>-</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>46212</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>iShares MSCI EAFE Small-Cap ETF</nameOfIssuer>
		<titleOfClass>EAFE SML CP ETF</titleOfClass>
		<cusip>464288273</cusip>
		<value>235</value>
		<shrsOrPrnAmt>
			<sshPrnamt>4300</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>51</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>4300</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>iShares MSCI Emerging Markets ETF</nameOfIssuer>
		<titleOfClass>MSCI EMG MKT ETF</titleOfClass>
		<cusip>464287234</cusip>
		<value>15</value>
		<shrsOrPrnAmt>
			<sshPrnamt>375</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>7</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>375</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>iShares MSCI Emerging Markets ETF</nameOfIssuer>
		<titleOfClass>MSCI EMG MKT ETF</titleOfClass>
		<cusip>464287234</cusip>
		<value>2</value>
		<shrsOrPrnAmt>
			<sshPrnamt>48</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>14</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>48</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>iShares MSCI Emerging Markets ETF</nameOfIssuer>
		<titleOfClass>MSCI EMG MKT ETF</titleOfClass>
		<cusip>464287234</cusip>
		<value>779</value>
		<shrsOrPrnAmt>
			<sshPrnamt>19421</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>16</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>19421</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>iShares MSCI Emerging Markets ETF</nameOfIssuer>
		<titleOfClass>MSCI EMG MKT ETF</titleOfClass>
		<cusip>464287234</cusip>
		<value>49</value>
		<shrsOrPrnAmt>
			<sshPrnamt>1225</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>20</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>1225</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>iShares MSCI Emerging Markets ETF</nameOfIssuer>
		<titleOfClass>MSCI EMG MKT ETF</titleOfClass>
		<cusip>464287234</cusip>
		<value>192</value>
		<shrsOrPrnAmt>
			<sshPrnamt>4786</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>-</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>4786</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>iShares MSCI Europe Financials ETF</nameOfIssuer>
		<titleOfClass>SPONSORED ADR</titleOfClass>
		<cusip>464289180</cusip>
		<value>642</value>
		<shrsOrPrnAmt>
			<sshPrnamt>40454</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>22</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>40454</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>iShares MSCI Global Min Vol Factor ETF</nameOfIssuer>
		<titleOfClass>MSCI GBL MIN VOL</titleOfClass>
		<cusip>464286525</cusip>
		<value>775</value>
		<shrsOrPrnAmt>
			<sshPrnamt>8200</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>51</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>8200</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>iShares MSCI India ETF</nameOfIssuer>
		<titleOfClass>MSCI INDIA ETF</titleOfClass>
		<cusip>46429B598</cusip>
		<value>457</value>
		<shrsOrPrnAmt>
			<sshPrnamt>11612</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>17</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>11612</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>iShares MSCI International Quality Factor ETF</nameOfIssuer>
		<titleOfClass>MSCI INTL QUALTY</titleOfClass>
		<cusip>46434V456</cusip>
		<value>178</value>
		<shrsOrPrnAmt>
			<sshPrnamt>5740</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>7</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>5740</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>iShares MSCI International Quality Factor ETF</nameOfIssuer>
		<titleOfClass>MSCI INTL QUALTY</titleOfClass>
		<cusip>46434V456</cusip>
		<value>48</value>
		<shrsOrPrnAmt>
			<sshPrnamt>1538</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>14</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>1538</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>iShares MSCI International Quality Factor ETF</nameOfIssuer>
		<titleOfClass>MSCI INTL QUALTY</titleOfClass>
		<cusip>46434V456</cusip>
		<value>356</value>
		<shrsOrPrnAmt>
			<sshPrnamt>11500</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>51</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>11500</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>iShares MSCI International Value Factor ETF</nameOfIssuer>
		<titleOfClass>MSCI INTL VLU FT</titleOfClass>
		<cusip>46435G409</cusip>
		<value>355</value>
		<shrsOrPrnAmt>
			<sshPrnamt>16000</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>51</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>16000</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>iShares MSCI Japan ETF</nameOfIssuer>
		<titleOfClass>MSCI JPN ETF NEW</titleOfClass>
		<cusip>46434G822</cusip>
		<value>23</value>
		<shrsOrPrnAmt>
			<sshPrnamt>440</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>14</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>440</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>iShares MSCI Japan ETF</nameOfIssuer>
		<titleOfClass>MSCI JPN ETF NEW</titleOfClass>
		<cusip>46434G822</cusip>
		<value>2634</value>
		<shrsOrPrnAmt>
			<sshPrnamt>49860</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>17</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>49860</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>iShares MSCI Japan ETF</nameOfIssuer>
		<titleOfClass>MSCI JPN ETF NEW</titleOfClass>
		<cusip>46434G822</cusip>
		<value>901</value>
		<shrsOrPrnAmt>
			<sshPrnamt>17060</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>22</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>17060</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>iShares MSCI KLD 400 Social ETF</nameOfIssuer>
		<titleOfClass>MSCI KLD400 SOC</titleOfClass>
		<cusip>464288570</cusip>
		<value>106</value>
		<shrsOrPrnAmt>
			<sshPrnamt>1470</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>16</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>1470</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>iShares MSCI KLD 400 Social ETF</nameOfIssuer>
		<titleOfClass>MSCI KLD400 SOC</titleOfClass>
		<cusip>464288570</cusip>
		<value>1375</value>
		<shrsOrPrnAmt>
			<sshPrnamt>19123</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>22</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>19123</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>iShares MSCI KLD 400 Social ETF</nameOfIssuer>
		<titleOfClass>MSCI KLD400 SOC</titleOfClass>
		<cusip>464288570</cusip>
		<value>108</value>
		<shrsOrPrnAmt>
			<sshPrnamt>1497</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>52</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>1497</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>iShares MSCI United Kingdom ETF</nameOfIssuer>
		<titleOfClass>MSCI UK ETF NEW</titleOfClass>
		<cusip>46435G334</cusip>
		<value>1395</value>
		<shrsOrPrnAmt>
			<sshPrnamt>46552</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>17</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>46552</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>iShares MSCI USA Min Vol Factor ETF</nameOfIssuer>
		<titleOfClass>MIN VOL USA ETF</titleOfClass>
		<cusip>46429B697</cusip>
		<value>401</value>
		<shrsOrPrnAmt>
			<sshPrnamt>5715</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>28</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>5715</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>iShares MSCI USA Min Vol Factor ETF</nameOfIssuer>
		<titleOfClass>MIN VOL USA ETF</titleOfClass>
		<cusip>46429B697</cusip>
		<value>56</value>
		<shrsOrPrnAmt>
			<sshPrnamt>800</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>37</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>800</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>iShares MSCI USA Min Vol Factor ETF</nameOfIssuer>
		<titleOfClass>MIN VOL USA ETF</titleOfClass>
		<cusip>46429B697</cusip>
		<value>49</value>
		<shrsOrPrnAmt>
			<sshPrnamt>700</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>51</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>700</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>iShares MSCI USA Min Vol Factor ETF</nameOfIssuer>
		<titleOfClass>MIN VOL USA ETF</titleOfClass>
		<cusip>46429B697</cusip>
		<value>75</value>
		<shrsOrPrnAmt>
			<sshPrnamt>1074</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>-</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>1074</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>iShares MSCI USA Momentum Factor ETF</nameOfIssuer>
		<titleOfClass>MSCI USA MMENTM</titleOfClass>
		<cusip>46432F396</cusip>
		<value>436</value>
		<shrsOrPrnAmt>
			<sshPrnamt>3200</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>51</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>3200</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>iShares MSCI USA Quality Factor ETF</nameOfIssuer>
		<titleOfClass>USA QUALITY FCTR</titleOfClass>
		<cusip>46432F339</cusip>
		<value>58</value>
		<shrsOrPrnAmt>
			<sshPrnamt>515</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>14</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>515</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>iShares MSCI USA Quality Factor ETF</nameOfIssuer>
		<titleOfClass>USA QUALITY FCTR</titleOfClass>
		<cusip>46432F339</cusip>
		<value>271</value>
		<shrsOrPrnAmt>
			<sshPrnamt>2427</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>45</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>2427</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>iShares MSCI USA Quality Factor ETF</nameOfIssuer>
		<titleOfClass>USA QUALITY FCTR</titleOfClass>
		<cusip>46432F339</cusip>
		<value>2302</value>
		<shrsOrPrnAmt>
			<sshPrnamt>20600</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>51</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>20600</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>iShares MSCI USA Quality Factor ETF</nameOfIssuer>
		<titleOfClass>USA QUALITY FCTR</titleOfClass>
		<cusip>46432F339</cusip>
		<value>294</value>
		<shrsOrPrnAmt>
			<sshPrnamt>2632</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>-</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>2632</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>iShares MSCI USA Value Factor ETF</nameOfIssuer>
		<titleOfClass>MSCI USA VALUE</titleOfClass>
		<cusip>46432F388</cusip>
		<value>2942</value>
		<shrsOrPrnAmt>
			<sshPrnamt>32500</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>51</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>32500</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>iShares National Muni Bond ETF</nameOfIssuer>
		<titleOfClass>NATIONAL MUN ETF</titleOfClass>
		<cusip>464288414</cusip>
		<value>1</value>
		<shrsOrPrnAmt>
			<sshPrnamt>5</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>7</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>5</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>iShares National Muni Bond ETF</nameOfIssuer>
		<titleOfClass>NATIONAL MUN ETF</titleOfClass>
		<cusip>464288414</cusip>
		<value>438</value>
		<shrsOrPrnAmt>
			<sshPrnamt>4120</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>14</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>4120</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>iShares National Muni Bond ETF</nameOfIssuer>
		<titleOfClass>NATIONAL MUN ETF</titleOfClass>
		<cusip>464288414</cusip>
		<value>259</value>
		<shrsOrPrnAmt>
			<sshPrnamt>2436</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>22</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>2436</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>iShares National Muni Bond ETF</nameOfIssuer>
		<titleOfClass>NATIONAL MUN ETF</titleOfClass>
		<cusip>464288414</cusip>
		<value>397</value>
		<shrsOrPrnAmt>
			<sshPrnamt>3732</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>45</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>3732</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>iShares National Muni Bond ETF</nameOfIssuer>
		<titleOfClass>NATIONAL MUN ETF</titleOfClass>
		<cusip>464288414</cusip>
		<value>45</value>
		<shrsOrPrnAmt>
			<sshPrnamt>427</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>52</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>427</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>iShares Russell 1000 ETF</nameOfIssuer>
		<titleOfClass>RUS 1000 ETF</titleOfClass>
		<cusip>464287622</cusip>
		<value>206</value>
		<shrsOrPrnAmt>
			<sshPrnamt>990</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>-</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>990</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>iShares Russell 1000 Growth ETF</nameOfIssuer>
		<titleOfClass>RUS 1000 GRW ETF</titleOfClass>
		<cusip>464287614</cusip>
		<value>109</value>
		<shrsOrPrnAmt>
			<sshPrnamt>500</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>14</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>500</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>iShares Russell 1000 Growth ETF</nameOfIssuer>
		<titleOfClass>RUS 1000 GRW ETF</titleOfClass>
		<cusip>464287614</cusip>
		<value>1796</value>
		<shrsOrPrnAmt>
			<sshPrnamt>8214</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>16</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>8214</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>iShares Russell 1000 Growth ETF</nameOfIssuer>
		<titleOfClass>RUS 1000 GRW ETF</titleOfClass>
		<cusip>464287614</cusip>
		<value>2336</value>
		<shrsOrPrnAmt>
			<sshPrnamt>10682</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>22</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>10682</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>iShares Russell 1000 Growth ETF</nameOfIssuer>
		<titleOfClass>RUS 1000 GRW ETF</titleOfClass>
		<cusip>464287614</cusip>
		<value>634</value>
		<shrsOrPrnAmt>
			<sshPrnamt>2900</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>43</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>2900</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>iShares Russell 1000 Growth ETF</nameOfIssuer>
		<titleOfClass>RUS 1000 GRW ETF</titleOfClass>
		<cusip>464287614</cusip>
		<value>6266</value>
		<shrsOrPrnAmt>
			<sshPrnamt>28650</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>51</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>28650</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>iShares Russell 1000 Value ETF</nameOfIssuer>
		<titleOfClass>RUS 1000  VAL ETF</titleOfClass>
		<cusip>464287598</cusip>
		<value>209</value>
		<shrsOrPrnAmt>
			<sshPrnamt>1443</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>14</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>1443</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>iShares Russell 1000 Value ETF</nameOfIssuer>
		<titleOfClass>RUS 1000  VAL ETF</titleOfClass>
		<cusip>464287598</cusip>
		<value>1220</value>
		<shrsOrPrnAmt>
			<sshPrnamt>8415</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>16</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>8415</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>iShares Russell 1000 Value ETF</nameOfIssuer>
		<titleOfClass>RUS 1000  VAL ETF</titleOfClass>
		<cusip>464287598</cusip>
		<value>2248</value>
		<shrsOrPrnAmt>
			<sshPrnamt>15506</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>22</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>15506</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>iShares Russell 2000 ETF</nameOfIssuer>
		<titleOfClass>RUSSELL 200 ETF</titleOfClass>
		<cusip>464287655</cusip>
		<value>360</value>
		<shrsOrPrnAmt>
			<sshPrnamt>2126</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>7</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>2126</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>iShares Russell 2000 ETF</nameOfIssuer>
		<titleOfClass>RUSSELL 200 ETF</titleOfClass>
		<cusip>464287655</cusip>
		<value>25</value>
		<shrsOrPrnAmt>
			<sshPrnamt>150</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>10</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>150</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>iShares Russell 2000 ETF</nameOfIssuer>
		<titleOfClass>RUSSELL 200 ETF</titleOfClass>
		<cusip>464287655</cusip>
		<value>418</value>
		<shrsOrPrnAmt>
			<sshPrnamt>2466</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>12</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>2466</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>iShares Russell 2000 ETF</nameOfIssuer>
		<titleOfClass>RUSSELL 200 ETF</titleOfClass>
		<cusip>464287655</cusip>
		<value>174</value>
		<shrsOrPrnAmt>
			<sshPrnamt>1028</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>14</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>1028</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>iShares Russell 2000 ETF</nameOfIssuer>
		<titleOfClass>RUSSELL 200 ETF</titleOfClass>
		<cusip>464287655</cusip>
		<value>1798</value>
		<shrsOrPrnAmt>
			<sshPrnamt>10614</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>16</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>10614</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>iShares Russell 2000 ETF</nameOfIssuer>
		<titleOfClass>RUSSELL 200 ETF</titleOfClass>
		<cusip>464287655</cusip>
		<value>1172</value>
		<shrsOrPrnAmt>
			<sshPrnamt>6920</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>17</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>6920</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>iShares Russell 2000 ETF</nameOfIssuer>
		<titleOfClass>RUSSELL 200 ETF</titleOfClass>
		<cusip>464287655</cusip>
		<value>218</value>
		<shrsOrPrnAmt>
			<sshPrnamt>1288</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>23</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>1288</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>iShares Russell 2000 ETF</nameOfIssuer>
		<titleOfClass>RUSSELL 200 ETF</titleOfClass>
		<cusip>464287655</cusip>
		<value>91</value>
		<shrsOrPrnAmt>
			<sshPrnamt>537</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>49</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>537</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>iShares Russell 2000 ETF</nameOfIssuer>
		<titleOfClass>RUSSELL 200 ETF</titleOfClass>
		<cusip>464287655</cusip>
		<value>169</value>
		<shrsOrPrnAmt>
			<sshPrnamt>1000</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>51</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>1000</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>iShares Russell 2000 ETF</nameOfIssuer>
		<titleOfClass>RUSSELL 200 ETF</titleOfClass>
		<cusip>464287655</cusip>
		<value>203</value>
		<shrsOrPrnAmt>
			<sshPrnamt>1196</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>-</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>1196</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>iShares Russell 3000 ETF</nameOfIssuer>
		<titleOfClass>RUSSELL 3000 ETF</titleOfClass>
		<cusip>464287689</cusip>
		<value>685</value>
		<shrsOrPrnAmt>
			<sshPrnamt>3150</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>54</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>3150</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>iShares Russell Mid-Cap ETF</nameOfIssuer>
		<titleOfClass>RUS MID CAP ETF</titleOfClass>
		<cusip>464287499</cusip>
		<value>136</value>
		<shrsOrPrnAmt>
			<sshPrnamt>2110</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>7</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>2110</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>iShares Russell Mid-Cap ETF</nameOfIssuer>
		<titleOfClass>RUS MID CAP ETF</titleOfClass>
		<cusip>464287499</cusip>
		<value>28</value>
		<shrsOrPrnAmt>
			<sshPrnamt>435</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>10</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>435</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>iShares Russell Mid-Cap ETF</nameOfIssuer>
		<titleOfClass>RUS MID CAP ETF</titleOfClass>
		<cusip>464287499</cusip>
		<value>16</value>
		<shrsOrPrnAmt>
			<sshPrnamt>253</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>14</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>253</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>iShares Russell Mid-Cap ETF</nameOfIssuer>
		<titleOfClass>RUS MID CAP ETF</titleOfClass>
		<cusip>464287499</cusip>
		<value>162</value>
		<shrsOrPrnAmt>
			<sshPrnamt>2500</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>43</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>2500</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>iShares S&amp;P 100 ETF</nameOfIssuer>
		<titleOfClass>S&amp;P 100 ETF</titleOfClass>
		<cusip>464287101</cusip>
		<value>3010</value>
		<shrsOrPrnAmt>
			<sshPrnamt>17452</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>19</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>17452</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>iShares S&amp;P 500 Growth ETF</nameOfIssuer>
		<titleOfClass>S&amp;P GRWT ETF</titleOfClass>
		<cusip>464287309</cusip>
		<value>2621</value>
		<shrsOrPrnAmt>
			<sshPrnamt>43435</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>22</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>43435</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>iShares S&amp;P 500 Value ETF</nameOfIssuer>
		<titleOfClass>S&amp;P VAL ETF</titleOfClass>
		<cusip>464287408</cusip>
		<value>2664</value>
		<shrsOrPrnAmt>
			<sshPrnamt>19378</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>22</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>19378</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>iShares Select Dividend ETF</nameOfIssuer>
		<titleOfClass>SELECT DIVID ETF</titleOfClass>
		<cusip>464287168</cusip>
		<value>29</value>
		<shrsOrPrnAmt>
			<sshPrnamt>250</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>1</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>250</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>iShares Select Dividend ETF</nameOfIssuer>
		<titleOfClass>SELECT DIVID ETF</titleOfClass>
		<cusip>464287168</cusip>
		<value>279</value>
		<shrsOrPrnAmt>
			<sshPrnamt>2375</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>46</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>2375</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>iShares Select Dividend ETF</nameOfIssuer>
		<titleOfClass>SELECT DIVID ETF</titleOfClass>
		<cusip>464287168</cusip>
		<value>377</value>
		<shrsOrPrnAmt>
			<sshPrnamt>3205</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>-</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>3205</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>iShares Short Treasury Bond ETF</nameOfIssuer>
		<titleOfClass>SHORT TREAS BD</titleOfClass>
		<cusip>464288679</cusip>
		<value>200</value>
		<shrsOrPrnAmt>
			<sshPrnamt>1818</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>41</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>1818</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>iShares Short-Term National Muni Bond ETF</nameOfIssuer>
		<titleOfClass>SHRT NAT MUN ETF</titleOfClass>
		<cusip>464288158</cusip>
		<value>720</value>
		<shrsOrPrnAmt>
			<sshPrnamt>6875</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>14</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>6875</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>iShares Short-Term National Muni Bond ETF</nameOfIssuer>
		<titleOfClass>SHRT NAT MUN ETF</titleOfClass>
		<cusip>464288158</cusip>
		<value>177</value>
		<shrsOrPrnAmt>
			<sshPrnamt>1691</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>22</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>1691</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>iShares Short-Term National Muni Bond ETF</nameOfIssuer>
		<titleOfClass>SHRT NAT MUN ETF</titleOfClass>
		<cusip>464288158</cusip>
		<value>385</value>
		<shrsOrPrnAmt>
			<sshPrnamt>3676</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>45</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>3676</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>iShares TIPS Bond ETF</nameOfIssuer>
		<titleOfClass>TIPS BD ETF</titleOfClass>
		<cusip>464287176</cusip>
		<value>1310</value>
		<shrsOrPrnAmt>
			<sshPrnamt>11500</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>51</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>11500</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>iShares Trust iShares 1-5 Year Investment Grade Corporate Bond ETF</nameOfIssuer>
		<titleOfClass>1-3 YR CR BD ETF</titleOfClass>
		<cusip>464288646</cusip>
		<value>293</value>
		<shrsOrPrnAmt>
			<sshPrnamt>5800</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>20</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>5800</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>iShares Trust iShares ESG Aware MSCI EAFE ETF</nameOfIssuer>
		<titleOfClass>ESG MSCI EAFE</titleOfClass>
		<cusip>46435G516</cusip>
		<value>628</value>
		<shrsOrPrnAmt>
			<sshPrnamt>10000</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>43</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>10000</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>iShares Trust iShares ESG Aware MSCI EAFE ETF</nameOfIssuer>
		<titleOfClass>ESG MSCI EAFE</titleOfClass>
		<cusip>46435G516</cusip>
		<value>356</value>
		<shrsOrPrnAmt>
			<sshPrnamt>5668</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>52</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>5668</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>iShares US Treasury Bond ETF</nameOfIssuer>
		<titleOfClass>US TREAS BD ETF</titleOfClass>
		<cusip>46429B267</cusip>
		<value>2151</value>
		<shrsOrPrnAmt>
			<sshPrnamt>90000</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>51</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>90000</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>Jamf Holding Corp</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>47074L105</cusip>
		<value>1294</value>
		<shrsOrPrnAmt>
			<sshPrnamt>52230</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>1</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>52230</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>Johnson &amp; Johnson</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>478160104</cusip>
		<value>13185</value>
		<shrsOrPrnAmt>
			<sshPrnamt>74279</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>1</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>74279</None>
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	<infoTable>
		<nameOfIssuer>Johnson &amp; Johnson</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>478160104</cusip>
		<value>13</value>
		<shrsOrPrnAmt>
			<sshPrnamt>76</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>4</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>76</None>
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	<infoTable>
		<nameOfIssuer>Johnson &amp; Johnson</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>478160104</cusip>
		<value>13</value>
		<shrsOrPrnAmt>
			<sshPrnamt>75</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>6</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>75</None>
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	<infoTable>
		<nameOfIssuer>Johnson &amp; Johnson</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>478160104</cusip>
		<value>132</value>
		<shrsOrPrnAmt>
			<sshPrnamt>745</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>7</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
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			<None>745</None>
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	<infoTable>
		<nameOfIssuer>Johnson &amp; Johnson</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>478160104</cusip>
		<value>181</value>
		<shrsOrPrnAmt>
			<sshPrnamt>1020</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>8</otherManager>
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			<Shared>0</Shared>
			<None>1020</None>
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	<infoTable>
		<nameOfIssuer>Johnson &amp; Johnson</nameOfIssuer>
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		<cusip>478160104</cusip>
		<value>461</value>
		<shrsOrPrnAmt>
			<sshPrnamt>2598</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>9</otherManager>
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			<Shared>0</Shared>
			<None>2598</None>
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	<infoTable>
		<nameOfIssuer>Johnson &amp; Johnson</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>478160104</cusip>
		<value>220</value>
		<shrsOrPrnAmt>
			<sshPrnamt>1239</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
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			<None>1239</None>
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	<infoTable>
		<nameOfIssuer>Johnson &amp; Johnson</nameOfIssuer>
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		<cusip>478160104</cusip>
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			<sshPrnamt>232</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>11</otherManager>
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			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>232</None>
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	<infoTable>
		<nameOfIssuer>Johnson &amp; Johnson</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>478160104</cusip>
		<value>29</value>
		<shrsOrPrnAmt>
			<sshPrnamt>166</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>14</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>166</None>
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	<infoTable>
		<nameOfIssuer>Johnson &amp; Johnson</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>478160104</cusip>
		<value>73</value>
		<shrsOrPrnAmt>
			<sshPrnamt>410</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>16</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>410</None>
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	<infoTable>
		<nameOfIssuer>Johnson &amp; Johnson</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>478160104</cusip>
		<value>12</value>
		<shrsOrPrnAmt>
			<sshPrnamt>67</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>17</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>67</None>
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	<infoTable>
		<nameOfIssuer>Johnson &amp; Johnson</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>478160104</cusip>
		<value>639</value>
		<shrsOrPrnAmt>
			<sshPrnamt>3600</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>18</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>3600</None>
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	<infoTable>
		<nameOfIssuer>Johnson &amp; Johnson</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>478160104</cusip>
		<value>234</value>
		<shrsOrPrnAmt>
			<sshPrnamt>1318</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>19</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>1318</None>
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	<infoTable>
		<nameOfIssuer>Johnson &amp; Johnson</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>478160104</cusip>
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			<sshPrnamt>8168</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>23</otherManager>
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			<Shared>0</Shared>
			<None>8168</None>
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	<infoTable>
		<nameOfIssuer>Johnson &amp; Johnson</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>478160104</cusip>
		<value>198</value>
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			<sshPrnamt>1117</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
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			<None>1117</None>
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	<infoTable>
		<nameOfIssuer>Johnson &amp; Johnson</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>478160104</cusip>
		<value>56</value>
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			<sshPrnamt>317</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
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			<None>317</None>
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	<infoTable>
		<nameOfIssuer>Johnson &amp; Johnson</nameOfIssuer>
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			<sshPrnamt>202</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
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		<nameOfIssuer>Johnson &amp; Johnson</nameOfIssuer>
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			<sshPrnamt>6555</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
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		<investmentDiscretion>OTR</investmentDiscretion>
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			<None>939</None>
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		<investmentDiscretion>OTR</investmentDiscretion>
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			<None>9400</None>
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			<None>1330</None>
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		<investmentDiscretion>OTR</investmentDiscretion>
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			<None>105</None>
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			<None>3821</None>
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			<None>247</None>
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		<investmentDiscretion>OTR</investmentDiscretion>
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		<investmentDiscretion>OTR</investmentDiscretion>
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			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
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			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
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		<investmentDiscretion>OTR</investmentDiscretion>
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			<None>1100</None>
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		<investmentDiscretion>OTR</investmentDiscretion>
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			<None>200</None>
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		<investmentDiscretion>OTR</investmentDiscretion>
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			<None>1130</None>
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		<nameOfIssuer>Laboratory Corp of America Holdings</nameOfIssuer>
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			<sshPrnamt>152</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>23</otherManager>
		<votingAuthority>
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			<None>152</None>
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		<nameOfIssuer>Laboratory Corp of America Holdings</nameOfIssuer>
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			<sshPrnamt>23</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>26</otherManager>
		<votingAuthority>
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			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>36</otherManager>
		<votingAuthority>
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			<sshPrnamt>30</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>16</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
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			<sshPrnamt>560</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>23</otherManager>
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			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>26</otherManager>
		<votingAuthority>
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		<value>128</value>
		<shrsOrPrnAmt>
			<sshPrnamt>300</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>52</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>300</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>Lam Research Corp</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>512807108</cusip>
		<value>35</value>
		<shrsOrPrnAmt>
			<sshPrnamt>80</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>-</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>80</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>Landsea Homes Corporation</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>51509P103</cusip>
		<value>400</value>
		<shrsOrPrnAmt>
			<sshPrnamt>60067</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>20</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>60067</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>Lazard Ltd</nameOfIssuer>
		<titleOfClass>SHS A</titleOfClass>
		<cusip>G54050102</cusip>
		<value>336</value>
		<shrsOrPrnAmt>
			<sshPrnamt>10364</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>20</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>10364</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>Lennar Corp</nameOfIssuer>
		<titleOfClass>CL A</titleOfClass>
		<cusip>526057104</cusip>
		<value>12</value>
		<shrsOrPrnAmt>
			<sshPrnamt>171</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>16</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>171</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>Lennar Corp</nameOfIssuer>
		<titleOfClass>CL A</titleOfClass>
		<cusip>526057104</cusip>
		<value>245</value>
		<shrsOrPrnAmt>
			<sshPrnamt>3474</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>20</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>3474</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>Lennar Corp</nameOfIssuer>
		<titleOfClass>CL A</titleOfClass>
		<cusip>526057104</cusip>
		<value>107</value>
		<shrsOrPrnAmt>
			<sshPrnamt>1520</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>23</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>1520</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>Lennar Corp</nameOfIssuer>
		<titleOfClass>CL A</titleOfClass>
		<cusip>526057104</cusip>
		<value>3</value>
		<shrsOrPrnAmt>
			<sshPrnamt>45</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>26</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>45</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>Linde PLC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>G5494J103</cusip>
		<value>14</value>
		<shrsOrPrnAmt>
			<sshPrnamt>47</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>6</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>47</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>Linde PLC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>G5494J103</cusip>
		<value>96</value>
		<shrsOrPrnAmt>
			<sshPrnamt>335</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>7</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>335</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>Linde PLC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>G5494J103</cusip>
		<value>16</value>
		<shrsOrPrnAmt>
			<sshPrnamt>55</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>16</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>55</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>Linde PLC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>G5494J103</cusip>
		<value>75</value>
		<shrsOrPrnAmt>
			<sshPrnamt>262</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>18</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>262</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>Linde PLC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>G5494J103</cusip>
		<value>361</value>
		<shrsOrPrnAmt>
			<sshPrnamt>1256</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>23</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>1256</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>Linde PLC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>G5494J103</cusip>
		<value>83</value>
		<shrsOrPrnAmt>
			<sshPrnamt>290</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>26</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>290</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>Linde PLC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>G5494J103</cusip>
		<value>51</value>
		<shrsOrPrnAmt>
			<sshPrnamt>176</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>29</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>176</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>Linde PLC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>G5494J103</cusip>
		<value>72</value>
		<shrsOrPrnAmt>
			<sshPrnamt>250</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>31</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>250</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>Linde PLC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>G5494J103</cusip>
		<value>85</value>
		<shrsOrPrnAmt>
			<sshPrnamt>295</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>41</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>295</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>Linde PLC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>G5494J103</cusip>
		<value>28</value>
		<shrsOrPrnAmt>
			<sshPrnamt>97</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>47</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>97</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>Linde PLC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>G5494J103</cusip>
		<value>41</value>
		<shrsOrPrnAmt>
			<sshPrnamt>140</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>-</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>140</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>Littelfuse Inc</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>537008104</cusip>
		<value>7941</value>
		<shrsOrPrnAmt>
			<sshPrnamt>31259</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>1</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>31259</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>Littelfuse Inc</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>537008104</cusip>
		<value>17</value>
		<shrsOrPrnAmt>
			<sshPrnamt>68</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>23</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>68</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>Littelfuse Inc</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>537008104</cusip>
		<value>15</value>
		<shrsOrPrnAmt>
			<sshPrnamt>59</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>33</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>59</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>Littelfuse Inc</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>537008104</cusip>
		<value>23</value>
		<shrsOrPrnAmt>
			<sshPrnamt>90</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>59</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>90</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>Lockheed Martin Corp</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>539830109</cusip>
		<value>6</value>
		<shrsOrPrnAmt>
			<sshPrnamt>14</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>14</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>Lockheed Martin Corp</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>539830109</cusip>
		<value>17</value>
		<shrsOrPrnAmt>
			<sshPrnamt>40</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>16</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>40</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>Lockheed Martin Corp</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>539830109</cusip>
		<value>59</value>
		<shrsOrPrnAmt>
			<sshPrnamt>137</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>18</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>137</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>Lockheed Martin Corp</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>539830109</cusip>
		<value>102</value>
		<shrsOrPrnAmt>
			<sshPrnamt>237</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>23</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>237</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>Lockheed Martin Corp</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>539830109</cusip>
		<value>1</value>
		<shrsOrPrnAmt>
			<sshPrnamt>2</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>26</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>2</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>Lockheed Martin Corp</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>539830109</cusip>
		<value>55</value>
		<shrsOrPrnAmt>
			<sshPrnamt>127</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>28</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>127</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>Lockheed Martin Corp</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>539830109</cusip>
		<value>81</value>
		<shrsOrPrnAmt>
			<sshPrnamt>189</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>41</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>189</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>Lockheed Martin Corp</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>539830109</cusip>
		<value>3</value>
		<shrsOrPrnAmt>
			<sshPrnamt>7</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>57</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>7</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>Lockheed Martin Corp</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>539830109</cusip>
		<value>69</value>
		<shrsOrPrnAmt>
			<sshPrnamt>161</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>-</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>161</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>Lowe's Cos Inc</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>548661107</cusip>
		<value>17</value>
		<shrsOrPrnAmt>
			<sshPrnamt>100</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>1</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>100</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>Lowe's Cos Inc</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>548661107</cusip>
		<value>104</value>
		<shrsOrPrnAmt>
			<sshPrnamt>597</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>9</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>597</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>Lowe's Cos Inc</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>548661107</cusip>
		<value>12</value>
		<shrsOrPrnAmt>
			<sshPrnamt>67</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>14</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>67</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>Lowe's Cos Inc</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>548661107</cusip>
		<value>21</value>
		<shrsOrPrnAmt>
			<sshPrnamt>120</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>16</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>120</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>Lowe's Cos Inc</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>548661107</cusip>
		<value>138</value>
		<shrsOrPrnAmt>
			<sshPrnamt>789</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>17</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>789</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>Lowe's Cos Inc</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>548661107</cusip>
		<value>453</value>
		<shrsOrPrnAmt>
			<sshPrnamt>2596</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>23</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>2596</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>Lowe's Cos Inc</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>548661107</cusip>
		<value>45</value>
		<shrsOrPrnAmt>
			<sshPrnamt>257</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>26</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>257</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>Lowe's Cos Inc</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>548661107</cusip>
		<value>204</value>
		<shrsOrPrnAmt>
			<sshPrnamt>1169</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>36</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>1169</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>Lowe's Cos Inc</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>548661107</cusip>
		<value>115</value>
		<shrsOrPrnAmt>
			<sshPrnamt>660</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>37</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>660</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>Lowe's Cos Inc</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>548661107</cusip>
		<value>26</value>
		<shrsOrPrnAmt>
			<sshPrnamt>151</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>47</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>151</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>Lowe's Cos Inc</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>548661107</cusip>
		<value>73</value>
		<shrsOrPrnAmt>
			<sshPrnamt>419</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>48</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>419</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>Lowe's Cos Inc</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>548661107</cusip>
		<value>131</value>
		<shrsOrPrnAmt>
			<sshPrnamt>750</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>58</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>750</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>Lowe's Cos Inc</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>548661107</cusip>
		<value>39</value>
		<shrsOrPrnAmt>
			<sshPrnamt>219</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>-</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>219</None>
		</votingAuthority>
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		<nameOfIssuer>Loyalty Ventures Inc</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>54911Q107</cusip>
		<value>75</value>
		<shrsOrPrnAmt>
			<sshPrnamt>21143</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>23</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>21143</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>LPL Financial Holdings Inc</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>50212V100</cusip>
		<value>16</value>
		<shrsOrPrnAmt>
			<sshPrnamt>87</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>6</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>87</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>LPL Financial Holdings Inc</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>50212V100</cusip>
		<value>120</value>
		<shrsOrPrnAmt>
			<sshPrnamt>648</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>23</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>648</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>LPL Financial Holdings Inc</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>50212V100</cusip>
		<value>66</value>
		<shrsOrPrnAmt>
			<sshPrnamt>360</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>24</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>360</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>LPL Financial Holdings Inc</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>50212V100</cusip>
		<value>9</value>
		<shrsOrPrnAmt>
			<sshPrnamt>51</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>26</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>51</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>LPL Financial Holdings Inc</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>50212V100</cusip>
		<value>15</value>
		<shrsOrPrnAmt>
			<sshPrnamt>80</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>42</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>80</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>Lululemon Athletica Inc</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>550021109</cusip>
		<value>4</value>
		<shrsOrPrnAmt>
			<sshPrnamt>15</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>15</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>15</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>Lululemon Athletica Inc</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>550021109</cusip>
		<value>1</value>
		<shrsOrPrnAmt>
			<sshPrnamt>5</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>16</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>5</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>Lululemon Athletica Inc</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>550021109</cusip>
		<value>37</value>
		<shrsOrPrnAmt>
			<sshPrnamt>134</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>17</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>134</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>Lululemon Athletica Inc</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>550021109</cusip>
		<value>34</value>
		<shrsOrPrnAmt>
			<sshPrnamt>123</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>23</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>123</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>Lululemon Athletica Inc</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>550021109</cusip>
		<value>16</value>
		<shrsOrPrnAmt>
			<sshPrnamt>60</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>26</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>60</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>Lululemon Athletica Inc</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>550021109</cusip>
		<value>58</value>
		<shrsOrPrnAmt>
			<sshPrnamt>203</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>32</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>203</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>Lululemon Athletica Inc</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>550021109</cusip>
		<value>24</value>
		<shrsOrPrnAmt>
			<sshPrnamt>88</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>41</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>88</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>Lululemon Athletica Inc</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>550021109</cusip>
		<value>38</value>
		<shrsOrPrnAmt>
			<sshPrnamt>139</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>-</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>139</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>Lumen Technologies Inc</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>550241103</cusip>
		<value>212</value>
		<shrsOrPrnAmt>
			<sshPrnamt>19439</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>23</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>19439</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>Lumen Technologies Inc</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>550241103</cusip>
		<value>7</value>
		<shrsOrPrnAmt>
			<sshPrnamt>686</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>26</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>686</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>LyondellBasell Industries NV</nameOfIssuer>
		<titleOfClass>SHS - A -</titleOfClass>
		<cusip>N53745100</cusip>
		<value>7</value>
		<shrsOrPrnAmt>
			<sshPrnamt>80</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>16</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>80</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>LyondellBasell Industries NV</nameOfIssuer>
		<titleOfClass>SHS - A -</titleOfClass>
		<cusip>N53745100</cusip>
		<value>222</value>
		<shrsOrPrnAmt>
			<sshPrnamt>2535</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>23</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>2535</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>LyondellBasell Industries NV</nameOfIssuer>
		<titleOfClass>SHS - A -</titleOfClass>
		<cusip>N53745100</cusip>
		<value>10</value>
		<shrsOrPrnAmt>
			<sshPrnamt>115</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>26</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>115</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>LyondellBasell Industries NV</nameOfIssuer>
		<titleOfClass>SHS - A -</titleOfClass>
		<cusip>N53745100</cusip>
		<value>3</value>
		<shrsOrPrnAmt>
			<sshPrnamt>30</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>57</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>30</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>M&amp;T Bank Corp</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>55261F104</cusip>
		<value>235</value>
		<shrsOrPrnAmt>
			<sshPrnamt>1474</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>23</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>1474</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>M&amp;T Bank Corp</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>55261F104</cusip>
		<value>11</value>
		<shrsOrPrnAmt>
			<sshPrnamt>68</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>26</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>68</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>Macerich Co/The</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>554382101</cusip>
		<value>119</value>
		<shrsOrPrnAmt>
			<sshPrnamt>13673</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>23</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>13673</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>Macerich Co/The</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>554382101</cusip>
		<value>6</value>
		<shrsOrPrnAmt>
			<sshPrnamt>634</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>26</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>634</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>Macy's Inc</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>55616P104</cusip>
		<value>241</value>
		<shrsOrPrnAmt>
			<sshPrnamt>13137</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>23</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>13137</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>Magellan Midstream Partners LP</nameOfIssuer>
		<titleOfClass>COM UNIT RP LP</titleOfClass>
		<cusip>559080106</cusip>
		<value>14</value>
		<shrsOrPrnAmt>
			<sshPrnamt>300</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>4</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>300</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>Magellan Midstream Partners LP</nameOfIssuer>
		<titleOfClass>COM UNIT RP LP</titleOfClass>
		<cusip>559080106</cusip>
		<value>389</value>
		<shrsOrPrnAmt>
			<sshPrnamt>8137</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>16</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>8137</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>Marathon Oil Corp</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>565849106</cusip>
		<value>336</value>
		<shrsOrPrnAmt>
			<sshPrnamt>14929</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>23</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>14929</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>Marathon Oil Corp</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>565849106</cusip>
		<value>4</value>
		<shrsOrPrnAmt>
			<sshPrnamt>185</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>26</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>185</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>Marathon Petroleum Corp</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>56585A102</cusip>
		<value>3</value>
		<shrsOrPrnAmt>
			<sshPrnamt>40</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>16</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>40</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>Marathon Petroleum Corp</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>56585A102</cusip>
		<value>100</value>
		<shrsOrPrnAmt>
			<sshPrnamt>1211</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>23</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>1211</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>Marathon Petroleum Corp</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>56585A102</cusip>
		<value>26</value>
		<shrsOrPrnAmt>
			<sshPrnamt>322</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>26</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>322</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>Marathon Petroleum Corp</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>56585A102</cusip>
		<value>222</value>
		<shrsOrPrnAmt>
			<sshPrnamt>2706</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>28</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>2706</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>Marriott International Inc/MD</nameOfIssuer>
		<titleOfClass>CL A</titleOfClass>
		<cusip>571903202</cusip>
		<value>347</value>
		<shrsOrPrnAmt>
			<sshPrnamt>2548</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>9</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>2548</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>Marriott International Inc/MD</nameOfIssuer>
		<titleOfClass>CL A</titleOfClass>
		<cusip>571903202</cusip>
		<value>48</value>
		<shrsOrPrnAmt>
			<sshPrnamt>350</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>14</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>350</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>Marriott International Inc/MD</nameOfIssuer>
		<titleOfClass>CL A</titleOfClass>
		<cusip>571903202</cusip>
		<value>9</value>
		<shrsOrPrnAmt>
			<sshPrnamt>65</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>16</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>65</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>Marriott International Inc/MD</nameOfIssuer>
		<titleOfClass>CL A</titleOfClass>
		<cusip>571903202</cusip>
		<value>42</value>
		<shrsOrPrnAmt>
			<sshPrnamt>306</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>23</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>306</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>Marriott International Inc/MD</nameOfIssuer>
		<titleOfClass>CL A</titleOfClass>
		<cusip>571903202</cusip>
		<value>1</value>
		<shrsOrPrnAmt>
			<sshPrnamt>11</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>26</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>11</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>Marsh &amp; McLennan Cos Inc</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>571748102</cusip>
		<value>17</value>
		<shrsOrPrnAmt>
			<sshPrnamt>108</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>14</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>108</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>Marsh &amp; McLennan Cos Inc</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>571748102</cusip>
		<value>26</value>
		<shrsOrPrnAmt>
			<sshPrnamt>165</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>16</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>165</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>Marsh &amp; McLennan Cos Inc</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>571748102</cusip>
		<value>430</value>
		<shrsOrPrnAmt>
			<sshPrnamt>2768</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>23</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>2768</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>Marsh &amp; McLennan Cos Inc</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>571748102</cusip>
		<value>34</value>
		<shrsOrPrnAmt>
			<sshPrnamt>222</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>26</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>222</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>Marsh &amp; McLennan Cos Inc</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>571748102</cusip>
		<value>67</value>
		<shrsOrPrnAmt>
			<sshPrnamt>434</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>41</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>434</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>Marvell Technology Inc</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>573874104</cusip>
		<value>2</value>
		<shrsOrPrnAmt>
			<sshPrnamt>40</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>16</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>40</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>Marvell Technology Inc</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>573874104</cusip>
		<value>77</value>
		<shrsOrPrnAmt>
			<sshPrnamt>1780</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>23</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>1780</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>Marvell Technology Inc</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>573874104</cusip>
		<value>338</value>
		<shrsOrPrnAmt>
			<sshPrnamt>7770</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>36</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>7770</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>Masco Corp</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>574599106</cusip>
		<value>16</value>
		<shrsOrPrnAmt>
			<sshPrnamt>312</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>15</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>312</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>Masco Corp</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>574599106</cusip>
		<value>7</value>
		<shrsOrPrnAmt>
			<sshPrnamt>140</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>16</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>140</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>Masco Corp</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>574599106</cusip>
		<value>82</value>
		<shrsOrPrnAmt>
			<sshPrnamt>1630</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>23</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>1630</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>Masco Corp</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>574599106</cusip>
		<value>184</value>
		<shrsOrPrnAmt>
			<sshPrnamt>3639</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>36</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>3639</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>MasTec Inc</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>576323109</cusip>
		<value>292</value>
		<shrsOrPrnAmt>
			<sshPrnamt>4080</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>20</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>4080</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>Mastercard Inc</nameOfIssuer>
		<titleOfClass>CL A</titleOfClass>
		<cusip>57636Q104</cusip>
		<value>74</value>
		<shrsOrPrnAmt>
			<sshPrnamt>234</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>1</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>234</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>Mastercard Inc</nameOfIssuer>
		<titleOfClass>CL A</titleOfClass>
		<cusip>57636Q104</cusip>
		<value>67</value>
		<shrsOrPrnAmt>
			<sshPrnamt>212</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>4</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>212</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>Mastercard Inc</nameOfIssuer>
		<titleOfClass>CL A</titleOfClass>
		<cusip>57636Q104</cusip>
		<value>49</value>
		<shrsOrPrnAmt>
			<sshPrnamt>155</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>16</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>155</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>Mastercard Inc</nameOfIssuer>
		<titleOfClass>CL A</titleOfClass>
		<cusip>57636Q104</cusip>
		<value>136</value>
		<shrsOrPrnAmt>
			<sshPrnamt>431</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>17</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>431</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>Mastercard Inc</nameOfIssuer>
		<titleOfClass>CL A</titleOfClass>
		<cusip>57636Q104</cusip>
		<value>930</value>
		<shrsOrPrnAmt>
			<sshPrnamt>2947</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>23</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>2947</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>Mastercard Inc</nameOfIssuer>
		<titleOfClass>CL A</titleOfClass>
		<cusip>57636Q104</cusip>
		<value>326</value>
		<shrsOrPrnAmt>
			<sshPrnamt>1032</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>26</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>1032</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>Mastercard Inc</nameOfIssuer>
		<titleOfClass>CL A</titleOfClass>
		<cusip>57636Q104</cusip>
		<value>66</value>
		<shrsOrPrnAmt>
			<sshPrnamt>208</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>28</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>208</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>Mastercard Inc</nameOfIssuer>
		<titleOfClass>CL A</titleOfClass>
		<cusip>57636Q104</cusip>
		<value>250</value>
		<shrsOrPrnAmt>
			<sshPrnamt>792</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>36</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>792</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>Mastercard Inc</nameOfIssuer>
		<titleOfClass>CL A</titleOfClass>
		<cusip>57636Q104</cusip>
		<value>25</value>
		<shrsOrPrnAmt>
			<sshPrnamt>78</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>41</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>78</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>Mastercard Inc</nameOfIssuer>
		<titleOfClass>CL A</titleOfClass>
		<cusip>57636Q104</cusip>
		<value>44</value>
		<shrsOrPrnAmt>
			<sshPrnamt>139</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>44</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>139</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>Mastercard Inc</nameOfIssuer>
		<titleOfClass>CL A</titleOfClass>
		<cusip>57636Q104</cusip>
		<value>37</value>
		<shrsOrPrnAmt>
			<sshPrnamt>116</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>47</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>116</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>Mastercard Inc</nameOfIssuer>
		<titleOfClass>CL A</titleOfClass>
		<cusip>57636Q104</cusip>
		<value>30</value>
		<shrsOrPrnAmt>
			<sshPrnamt>95</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>-</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>95</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>McCormick &amp; Co Inc/MD</nameOfIssuer>
		<titleOfClass>COM NON VTG</titleOfClass>
		<cusip>579780206</cusip>
		<value>22</value>
		<shrsOrPrnAmt>
			<sshPrnamt>252</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>15</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>252</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>McCormick &amp; Co Inc/MD</nameOfIssuer>
		<titleOfClass>COM NON VTG</titleOfClass>
		<cusip>579780206</cusip>
		<value>175</value>
		<shrsOrPrnAmt>
			<sshPrnamt>2097</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>23</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>2097</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>McCormick &amp; Co Inc/MD</nameOfIssuer>
		<titleOfClass>COM NON VTG</titleOfClass>
		<cusip>579780206</cusip>
		<value>20</value>
		<shrsOrPrnAmt>
			<sshPrnamt>246</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>26</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>246</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>McDonald's Corp</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>580135101</cusip>
		<value>8</value>
		<shrsOrPrnAmt>
			<sshPrnamt>34</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>34</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>McDonald's Corp</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>580135101</cusip>
		<value>317</value>
		<shrsOrPrnAmt>
			<sshPrnamt>1284</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>9</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>1284</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>McDonald's Corp</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>580135101</cusip>
		<value>190</value>
		<shrsOrPrnAmt>
			<sshPrnamt>768</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>10</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>768</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>McDonald's Corp</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>580135101</cusip>
		<value>22</value>
		<shrsOrPrnAmt>
			<sshPrnamt>90</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>16</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>90</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>McDonald's Corp</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>580135101</cusip>
		<value>40</value>
		<shrsOrPrnAmt>
			<sshPrnamt>164</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>17</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>164</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>McDonald's Corp</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>580135101</cusip>
		<value>617</value>
		<shrsOrPrnAmt>
			<sshPrnamt>2500</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>18</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>2500</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>McDonald's Corp</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>580135101</cusip>
		<value>795</value>
		<shrsOrPrnAmt>
			<sshPrnamt>3219</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>23</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>3219</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>McDonald's Corp</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>580135101</cusip>
		<value>32</value>
		<shrsOrPrnAmt>
			<sshPrnamt>128</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>26</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>128</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>McDonald's Corp</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>580135101</cusip>
		<value>83</value>
		<shrsOrPrnAmt>
			<sshPrnamt>335</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>31</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>335</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>McDonald's Corp</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>580135101</cusip>
		<value>836</value>
		<shrsOrPrnAmt>
			<sshPrnamt>3385</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>36</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>3385</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>McDonald's Corp</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>580135101</cusip>
		<value>89</value>
		<shrsOrPrnAmt>
			<sshPrnamt>360</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>37</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>360</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>McDonald's Corp</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>580135101</cusip>
		<value>168</value>
		<shrsOrPrnAmt>
			<sshPrnamt>680</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>46</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>680</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>McDonald's Corp</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>580135101</cusip>
		<value>49</value>
		<shrsOrPrnAmt>
			<sshPrnamt>200</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>51</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>200</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>McDonald's Corp</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>580135101</cusip>
		<value>5</value>
		<shrsOrPrnAmt>
			<sshPrnamt>19</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>57</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>19</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>McDonald's Corp</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>580135101</cusip>
		<value>188</value>
		<shrsOrPrnAmt>
			<sshPrnamt>760</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>58</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>760</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>McDonald's Corp</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>580135101</cusip>
		<value>67</value>
		<shrsOrPrnAmt>
			<sshPrnamt>272</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>-</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>272</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>McKesson Corp</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>58155Q103</cusip>
		<value>157</value>
		<shrsOrPrnAmt>
			<sshPrnamt>480</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>8</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>480</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>McKesson Corp</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>58155Q103</cusip>
		<value>20</value>
		<shrsOrPrnAmt>
			<sshPrnamt>62</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>14</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>62</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>McKesson Corp</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>58155Q103</cusip>
		<value>114</value>
		<shrsOrPrnAmt>
			<sshPrnamt>348</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>23</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>348</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>McKesson Corp</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>58155Q103</cusip>
		<value>28</value>
		<shrsOrPrnAmt>
			<sshPrnamt>87</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>26</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>87</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>Medtronic PLC</nameOfIssuer>
		<titleOfClass>SHS</titleOfClass>
		<cusip>G5960L103</cusip>
		<value>10830</value>
		<shrsOrPrnAmt>
			<sshPrnamt>120670</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>1</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>120670</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>Medtronic PLC</nameOfIssuer>
		<titleOfClass>SHS</titleOfClass>
		<cusip>G5960L103</cusip>
		<value>43</value>
		<shrsOrPrnAmt>
			<sshPrnamt>476</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>476</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>Medtronic PLC</nameOfIssuer>
		<titleOfClass>SHS</titleOfClass>
		<cusip>G5960L103</cusip>
		<value>5</value>
		<shrsOrPrnAmt>
			<sshPrnamt>58</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>4</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>58</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>Medtronic PLC</nameOfIssuer>
		<titleOfClass>SHS</titleOfClass>
		<cusip>G5960L103</cusip>
		<value>23</value>
		<shrsOrPrnAmt>
			<sshPrnamt>257</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>6</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>257</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>Medtronic PLC</nameOfIssuer>
		<titleOfClass>SHS</titleOfClass>
		<cusip>G5960L103</cusip>
		<value>76</value>
		<shrsOrPrnAmt>
			<sshPrnamt>850</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>7</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>850</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>Medtronic PLC</nameOfIssuer>
		<titleOfClass>SHS</titleOfClass>
		<cusip>G5960L103</cusip>
		<value>62</value>
		<shrsOrPrnAmt>
			<sshPrnamt>690</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>8</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>690</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>Medtronic PLC</nameOfIssuer>
		<titleOfClass>SHS</titleOfClass>
		<cusip>G5960L103</cusip>
		<value>14</value>
		<shrsOrPrnAmt>
			<sshPrnamt>160</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>16</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>160</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>Medtronic PLC</nameOfIssuer>
		<titleOfClass>SHS</titleOfClass>
		<cusip>G5960L103</cusip>
		<value>11</value>
		<shrsOrPrnAmt>
			<sshPrnamt>117</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>17</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>117</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>Medtronic PLC</nameOfIssuer>
		<titleOfClass>SHS</titleOfClass>
		<cusip>G5960L103</cusip>
		<value>59</value>
		<shrsOrPrnAmt>
			<sshPrnamt>658</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>18</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>658</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>Medtronic PLC</nameOfIssuer>
		<titleOfClass>SHS</titleOfClass>
		<cusip>G5960L103</cusip>
		<value>263</value>
		<shrsOrPrnAmt>
			<sshPrnamt>2926</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>20</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>2926</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>Medtronic PLC</nameOfIssuer>
		<titleOfClass>SHS</titleOfClass>
		<cusip>G5960L103</cusip>
		<value>69</value>
		<shrsOrPrnAmt>
			<sshPrnamt>773</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>23</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>773</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>Medtronic PLC</nameOfIssuer>
		<titleOfClass>SHS</titleOfClass>
		<cusip>G5960L103</cusip>
		<value>17</value>
		<shrsOrPrnAmt>
			<sshPrnamt>188</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>26</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>188</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>Medtronic PLC</nameOfIssuer>
		<titleOfClass>SHS</titleOfClass>
		<cusip>G5960L103</cusip>
		<value>23</value>
		<shrsOrPrnAmt>
			<sshPrnamt>259</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>28</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>259</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>Medtronic PLC</nameOfIssuer>
		<titleOfClass>SHS</titleOfClass>
		<cusip>G5960L103</cusip>
		<value>310</value>
		<shrsOrPrnAmt>
			<sshPrnamt>3455</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>36</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>3455</None>
		</votingAuthority>
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		<nameOfIssuer>Medtronic PLC</nameOfIssuer>
		<titleOfClass>SHS</titleOfClass>
		<cusip>G5960L103</cusip>
		<value>36</value>
		<shrsOrPrnAmt>
			<sshPrnamt>400</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>37</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>400</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>Medtronic PLC</nameOfIssuer>
		<titleOfClass>SHS</titleOfClass>
		<cusip>G5960L103</cusip>
		<value>39</value>
		<shrsOrPrnAmt>
			<sshPrnamt>431</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>41</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>431</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>Medtronic PLC</nameOfIssuer>
		<titleOfClass>SHS</titleOfClass>
		<cusip>G5960L103</cusip>
		<value>12</value>
		<shrsOrPrnAmt>
			<sshPrnamt>135</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>46</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>135</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>Medtronic PLC</nameOfIssuer>
		<titleOfClass>SHS</titleOfClass>
		<cusip>G5960L103</cusip>
		<value>194</value>
		<shrsOrPrnAmt>
			<sshPrnamt>2160</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>52</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>2160</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>Medtronic PLC</nameOfIssuer>
		<titleOfClass>SHS</titleOfClass>
		<cusip>G5960L103</cusip>
		<value>4</value>
		<shrsOrPrnAmt>
			<sshPrnamt>48</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>57</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>48</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>Medtronic PLC</nameOfIssuer>
		<titleOfClass>SHS</titleOfClass>
		<cusip>G5960L103</cusip>
		<value>45</value>
		<shrsOrPrnAmt>
			<sshPrnamt>500</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>58</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>500</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>Medtronic PLC</nameOfIssuer>
		<titleOfClass>SHS</titleOfClass>
		<cusip>G5960L103</cusip>
		<value>180</value>
		<shrsOrPrnAmt>
			<sshPrnamt>1989</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>-</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>1989</None>
		</votingAuthority>
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		<nameOfIssuer>Merck &amp; Co Inc</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>58933Y105</cusip>
		<value>346</value>
		<shrsOrPrnAmt>
			<sshPrnamt>3796</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>1</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>3796</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>Merck &amp; Co Inc</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>58933Y105</cusip>
		<value>103</value>
		<shrsOrPrnAmt>
			<sshPrnamt>1125</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>1125</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>Merck &amp; Co Inc</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>58933Y105</cusip>
		<value>8</value>
		<shrsOrPrnAmt>
			<sshPrnamt>90</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>4</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>90</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>Merck &amp; Co Inc</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>58933Y105</cusip>
		<value>72</value>
		<shrsOrPrnAmt>
			<sshPrnamt>790</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>8</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>790</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>Merck &amp; Co Inc</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>58933Y105</cusip>
		<value>441</value>
		<shrsOrPrnAmt>
			<sshPrnamt>4835</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>9</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>4835</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>Merck &amp; Co Inc</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>58933Y105</cusip>
		<value>48</value>
		<shrsOrPrnAmt>
			<sshPrnamt>523</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>14</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>523</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>Merck &amp; Co Inc</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>58933Y105</cusip>
		<value>54</value>
		<shrsOrPrnAmt>
			<sshPrnamt>597</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>16</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>597</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>Merck &amp; Co Inc</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>58933Y105</cusip>
		<value>228</value>
		<shrsOrPrnAmt>
			<sshPrnamt>2500</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>18</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>2500</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>Merck &amp; Co Inc</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>58933Y105</cusip>
		<value>846</value>
		<shrsOrPrnAmt>
			<sshPrnamt>9284</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>23</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>9284</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>Merck &amp; Co Inc</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>58933Y105</cusip>
		<value>108</value>
		<shrsOrPrnAmt>
			<sshPrnamt>1186</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>26</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>1186</None>
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	<infoTable>
		<nameOfIssuer>Merck &amp; Co Inc</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>58933Y105</cusip>
		<value>38</value>
		<shrsOrPrnAmt>
			<sshPrnamt>418</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>35</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>418</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>Merck &amp; Co Inc</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>58933Y105</cusip>
		<value>565</value>
		<shrsOrPrnAmt>
			<sshPrnamt>6200</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>36</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>6200</None>
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	<infoTable>
		<nameOfIssuer>Merck &amp; Co Inc</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>58933Y105</cusip>
		<value>75</value>
		<shrsOrPrnAmt>
			<sshPrnamt>826</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>41</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>826</None>
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	<infoTable>
		<nameOfIssuer>Merck &amp; Co Inc</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>58933Y105</cusip>
		<value>164</value>
		<shrsOrPrnAmt>
			<sshPrnamt>1800</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>44</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>1800</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>Merck &amp; Co Inc</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>58933Y105</cusip>
		<value>7</value>
		<shrsOrPrnAmt>
			<sshPrnamt>79</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>57</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>79</None>
		</votingAuthority>
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		<nameOfIssuer>Meta Platforms Inc</nameOfIssuer>
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		<value>21</value>
		<shrsOrPrnAmt>
			<sshPrnamt>130</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>6</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>130</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>Meta Platforms Inc</nameOfIssuer>
		<titleOfClass>CL A</titleOfClass>
		<cusip>30303M102</cusip>
		<value>29</value>
		<shrsOrPrnAmt>
			<sshPrnamt>179</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>14</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>179</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>Meta Platforms Inc</nameOfIssuer>
		<titleOfClass>CL A</titleOfClass>
		<cusip>30303M102</cusip>
		<value>81</value>
		<shrsOrPrnAmt>
			<sshPrnamt>505</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>16</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>505</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>Meta Platforms Inc</nameOfIssuer>
		<titleOfClass>CL A</titleOfClass>
		<cusip>30303M102</cusip>
		<value>600</value>
		<shrsOrPrnAmt>
			<sshPrnamt>3718</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>23</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>3718</None>
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	<infoTable>
		<nameOfIssuer>Meta Platforms Inc</nameOfIssuer>
		<titleOfClass>CL A</titleOfClass>
		<cusip>30303M102</cusip>
		<value>76</value>
		<shrsOrPrnAmt>
			<sshPrnamt>471</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>26</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>471</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>Meta Platforms Inc</nameOfIssuer>
		<titleOfClass>CL A</titleOfClass>
		<cusip>30303M102</cusip>
		<value>92</value>
		<shrsOrPrnAmt>
			<sshPrnamt>572</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>28</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>572</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>Meta Platforms Inc</nameOfIssuer>
		<titleOfClass>CL A</titleOfClass>
		<cusip>30303M102</cusip>
		<value>82</value>
		<shrsOrPrnAmt>
			<sshPrnamt>508</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>44</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>508</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>Meta Platforms Inc</nameOfIssuer>
		<titleOfClass>CL A</titleOfClass>
		<cusip>30303M102</cusip>
		<value>32</value>
		<shrsOrPrnAmt>
			<sshPrnamt>200</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>46</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>200</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>Meta Platforms Inc</nameOfIssuer>
		<titleOfClass>CL A</titleOfClass>
		<cusip>30303M102</cusip>
		<value>67</value>
		<shrsOrPrnAmt>
			<sshPrnamt>417</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>48</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>417</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>Meta Platforms Inc</nameOfIssuer>
		<titleOfClass>CL A</titleOfClass>
		<cusip>30303M102</cusip>
		<value>10</value>
		<shrsOrPrnAmt>
			<sshPrnamt>42</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>-</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>42</None>
		</votingAuthority>
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		<nameOfIssuer>MetLife Inc</nameOfIssuer>
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		<cusip>59156R108</cusip>
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		<shrsOrPrnAmt>
			<sshPrnamt>270</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>16</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>270</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>MetLife Inc</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>59156R108</cusip>
		<value>21</value>
		<shrsOrPrnAmt>
			<sshPrnamt>329</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>17</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>329</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>MetLife Inc</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>59156R108</cusip>
		<value>84</value>
		<shrsOrPrnAmt>
			<sshPrnamt>1342</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>18</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>1342</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>MetLife Inc</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>59156R108</cusip>
		<value>351</value>
		<shrsOrPrnAmt>
			<sshPrnamt>5593</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>23</otherManager>
		<votingAuthority>
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			<sshPrnamt>281</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>47</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>281</None>
		</votingAuthority>
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		<nameOfIssuer>Microsoft Corp</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>594918104</cusip>
		<value>145</value>
		<shrsOrPrnAmt>
			<sshPrnamt>566</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>48</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>566</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>Microsoft Corp</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>594918104</cusip>
		<value>154</value>
		<shrsOrPrnAmt>
			<sshPrnamt>600</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>52</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>600</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>Microsoft Corp</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>594918104</cusip>
		<value>302</value>
		<shrsOrPrnAmt>
			<sshPrnamt>1177</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>53</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>1177</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>Microsoft Corp</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>594918104</cusip>
		<value>7</value>
		<shrsOrPrnAmt>
			<sshPrnamt>26</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>57</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>26</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>Microsoft Corp</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>594918104</cusip>
		<value>456</value>
		<shrsOrPrnAmt>
			<sshPrnamt>1775</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>58</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>1775</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>Microsoft Corp</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>594918104</cusip>
		<value>237</value>
		<shrsOrPrnAmt>
			<sshPrnamt>924</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>-</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>924</None>
		</votingAuthority>
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		<nameOfIssuer>Mitsubishi UFJ Financial Group Inc</nameOfIssuer>
		<titleOfClass>SPONSORED ADS</titleOfClass>
		<cusip>606822104</cusip>
		<value>5</value>
		<shrsOrPrnAmt>
			<sshPrnamt>1007</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>16</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>1007</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>Mitsubishi UFJ Financial Group Inc</nameOfIssuer>
		<titleOfClass>SPONSORED ADS</titleOfClass>
		<cusip>606822104</cusip>
		<value>85</value>
		<shrsOrPrnAmt>
			<sshPrnamt>15969</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>23</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>15969</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>Mitsubishi UFJ Financial Group Inc</nameOfIssuer>
		<titleOfClass>SPONSORED ADS</titleOfClass>
		<cusip>606822104</cusip>
		<value>193</value>
		<shrsOrPrnAmt>
			<sshPrnamt>36055</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>26</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>36055</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>Molson Coors Beverage Co</nameOfIssuer>
		<titleOfClass>CL B</titleOfClass>
		<cusip>60871R209</cusip>
		<value>47</value>
		<shrsOrPrnAmt>
			<sshPrnamt>855</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>10</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>855</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>Molson Coors Beverage Co</nameOfIssuer>
		<titleOfClass>CL B</titleOfClass>
		<cusip>60871R209</cusip>
		<value>175</value>
		<shrsOrPrnAmt>
			<sshPrnamt>3211</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>23</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>3211</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>Molson Coors Beverage Co</nameOfIssuer>
		<titleOfClass>CL B</titleOfClass>
		<cusip>60871R209</cusip>
		<value>9</value>
		<shrsOrPrnAmt>
			<sshPrnamt>157</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>26</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>157</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>Mondelez International Inc</nameOfIssuer>
		<titleOfClass>CL A</titleOfClass>
		<cusip>609207105</cusip>
		<value>17</value>
		<shrsOrPrnAmt>
			<sshPrnamt>270</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>16</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>270</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>Mondelez International Inc</nameOfIssuer>
		<titleOfClass>CL A</titleOfClass>
		<cusip>609207105</cusip>
		<value>124</value>
		<shrsOrPrnAmt>
			<sshPrnamt>2000</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>18</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>2000</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>Mondelez International Inc</nameOfIssuer>
		<titleOfClass>CL A</titleOfClass>
		<cusip>609207105</cusip>
		<value>460</value>
		<shrsOrPrnAmt>
			<sshPrnamt>7402</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>23</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>7402</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>Mondelez International Inc</nameOfIssuer>
		<titleOfClass>CL A</titleOfClass>
		<cusip>609207105</cusip>
		<value>19</value>
		<shrsOrPrnAmt>
			<sshPrnamt>307</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>26</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>307</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>Mondelez International Inc</nameOfIssuer>
		<titleOfClass>CL A</titleOfClass>
		<cusip>609207105</cusip>
		<value>25</value>
		<shrsOrPrnAmt>
			<sshPrnamt>398</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>41</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>398</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>Mondelez International Inc</nameOfIssuer>
		<titleOfClass>CL A</titleOfClass>
		<cusip>609207105</cusip>
		<value>136</value>
		<shrsOrPrnAmt>
			<sshPrnamt>2189</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>44</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>2189</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>Mondelez International Inc</nameOfIssuer>
		<titleOfClass>CL A</titleOfClass>
		<cusip>609207105</cusip>
		<value>4</value>
		<shrsOrPrnAmt>
			<sshPrnamt>69</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>57</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>69</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>Mondelez International Inc</nameOfIssuer>
		<titleOfClass>CL A</titleOfClass>
		<cusip>609207105</cusip>
		<value>36</value>
		<shrsOrPrnAmt>
			<sshPrnamt>572</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>-</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>572</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>Monroe Capital Corp</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>610335101</cusip>
		<value>123</value>
		<shrsOrPrnAmt>
			<sshPrnamt>13605</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>-</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>13605</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>Moody's Corp</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>615369105</cusip>
		<value>12</value>
		<shrsOrPrnAmt>
			<sshPrnamt>45</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>16</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>45</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>Moody's Corp</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>615369105</cusip>
		<value>164</value>
		<shrsOrPrnAmt>
			<sshPrnamt>603</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>23</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>603</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>Moody's Corp</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>615369105</cusip>
		<value>28</value>
		<shrsOrPrnAmt>
			<sshPrnamt>103</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>26</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>103</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>Moody's Corp</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>615369105</cusip>
		<value>45</value>
		<shrsOrPrnAmt>
			<sshPrnamt>167</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>47</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>167</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>Morgan Stanley</nameOfIssuer>
		<titleOfClass>COM NEW</titleOfClass>
		<cusip>617446448</cusip>
		<value>6</value>
		<shrsOrPrnAmt>
			<sshPrnamt>85</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>4</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>85</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>Morgan Stanley</nameOfIssuer>
		<titleOfClass>COM NEW</titleOfClass>
		<cusip>617446448</cusip>
		<value>141</value>
		<shrsOrPrnAmt>
			<sshPrnamt>1850</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>7</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>1850</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>Morgan Stanley</nameOfIssuer>
		<titleOfClass>COM NEW</titleOfClass>
		<cusip>617446448</cusip>
		<value>2</value>
		<shrsOrPrnAmt>
			<sshPrnamt>26</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>14</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>26</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>Morgan Stanley</nameOfIssuer>
		<titleOfClass>COM NEW</titleOfClass>
		<cusip>617446448</cusip>
		<value>35</value>
		<shrsOrPrnAmt>
			<sshPrnamt>466</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>16</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>466</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>Morgan Stanley</nameOfIssuer>
		<titleOfClass>COM NEW</titleOfClass>
		<cusip>617446448</cusip>
		<value>549</value>
		<shrsOrPrnAmt>
			<sshPrnamt>7215</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>23</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>7215</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>Morgan Stanley</nameOfIssuer>
		<titleOfClass>COM NEW</titleOfClass>
		<cusip>617446448</cusip>
		<value>48</value>
		<shrsOrPrnAmt>
			<sshPrnamt>631</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>26</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>631</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>Morgan Stanley</nameOfIssuer>
		<titleOfClass>COM NEW</titleOfClass>
		<cusip>617446448</cusip>
		<value>146</value>
		<shrsOrPrnAmt>
			<sshPrnamt>1919</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>36</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>1919</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>Morgan Stanley</nameOfIssuer>
		<titleOfClass>COM NEW</titleOfClass>
		<cusip>617446448</cusip>
		<value>34</value>
		<shrsOrPrnAmt>
			<sshPrnamt>432</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>-</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>432</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>Mosaic Co/The</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>61945C103</cusip>
		<value>24</value>
		<shrsOrPrnAmt>
			<sshPrnamt>506</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>17</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>506</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>Mosaic Co/The</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>61945C103</cusip>
		<value>85</value>
		<shrsOrPrnAmt>
			<sshPrnamt>1791</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>23</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>1791</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>Mosaic Co/The</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>61945C103</cusip>
		<value>137</value>
		<shrsOrPrnAmt>
			<sshPrnamt>2895</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>26</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>2895</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>Mosaic Co/The</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>61945C103</cusip>
		<value>15</value>
		<shrsOrPrnAmt>
			<sshPrnamt>314</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>41</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>314</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>Motorola Solutions Inc</nameOfIssuer>
		<titleOfClass>COM NEW</titleOfClass>
		<cusip>620076307</cusip>
		<value>4059</value>
		<shrsOrPrnAmt>
			<sshPrnamt>19367</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>1</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>19367</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>Motorola Solutions Inc</nameOfIssuer>
		<titleOfClass>COM NEW</titleOfClass>
		<cusip>620076307</cusip>
		<value>13</value>
		<shrsOrPrnAmt>
			<sshPrnamt>60</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>16</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>60</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>Motorola Solutions Inc</nameOfIssuer>
		<titleOfClass>COM NEW</titleOfClass>
		<cusip>620076307</cusip>
		<value>145</value>
		<shrsOrPrnAmt>
			<sshPrnamt>690</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>23</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>690</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>Motorola Solutions Inc</nameOfIssuer>
		<titleOfClass>COM NEW</titleOfClass>
		<cusip>620076307</cusip>
		<value>24</value>
		<shrsOrPrnAmt>
			<sshPrnamt>114</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>26</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>114</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>Movano Inc</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>62459M107</cusip>
		<value>8972</value>
		<shrsOrPrnAmt>
			<sshPrnamt>3754084</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>-</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>3754084</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>National Grid PLC</nameOfIssuer>
		<titleOfClass>SPONSORED ADR NE</titleOfClass>
		<cusip>636274409</cusip>
		<value>22</value>
		<shrsOrPrnAmt>
			<sshPrnamt>337</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>14</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>337</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>National Grid PLC</nameOfIssuer>
		<titleOfClass>SPONSORED ADR NE</titleOfClass>
		<cusip>636274409</cusip>
		<value>10</value>
		<shrsOrPrnAmt>
			<sshPrnamt>153</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>16</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>153</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>National Grid PLC</nameOfIssuer>
		<titleOfClass>SPONSORED ADR NE</titleOfClass>
		<cusip>636274409</cusip>
		<value>66</value>
		<shrsOrPrnAmt>
			<sshPrnamt>1015</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>18</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>1015</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>National Grid PLC</nameOfIssuer>
		<titleOfClass>SPONSORED ADR NE</titleOfClass>
		<cusip>636274409</cusip>
		<value>123</value>
		<shrsOrPrnAmt>
			<sshPrnamt>1906</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>23</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>1906</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>National Grid PLC</nameOfIssuer>
		<titleOfClass>SPONSORED ADR NE</titleOfClass>
		<cusip>636274409</cusip>
		<value>198</value>
		<shrsOrPrnAmt>
			<sshPrnamt>3067</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>26</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>3067</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>National Grid PLC</nameOfIssuer>
		<titleOfClass>SPONSORED ADR NE</titleOfClass>
		<cusip>636274409</cusip>
		<value>4</value>
		<shrsOrPrnAmt>
			<sshPrnamt>67</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>55</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>67</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>NatWest Group PLC</nameOfIssuer>
		<titleOfClass>SPONS ADR 2 ORD</titleOfClass>
		<cusip>639057108</cusip>
		<value>1</value>
		<shrsOrPrnAmt>
			<sshPrnamt>180</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>16</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>180</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>NatWest Group PLC</nameOfIssuer>
		<titleOfClass>SPONS ADR 2 ORD</titleOfClass>
		<cusip>639057108</cusip>
		<value>9</value>
		<shrsOrPrnAmt>
			<sshPrnamt>1608</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>23</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>1608</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>NatWest Group PLC</nameOfIssuer>
		<titleOfClass>SPONS ADR 2 ORD</titleOfClass>
		<cusip>639057108</cusip>
		<value>274</value>
		<shrsOrPrnAmt>
			<sshPrnamt>50202</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>26</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>50202</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>Netflix Inc</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>64110L106</cusip>
		<value>2</value>
		<shrsOrPrnAmt>
			<sshPrnamt>9</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>14</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>9</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>Netflix Inc</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>64110L106</cusip>
		<value>20</value>
		<shrsOrPrnAmt>
			<sshPrnamt>115</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>16</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>115</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>Netflix Inc</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>64110L106</cusip>
		<value>143</value>
		<shrsOrPrnAmt>
			<sshPrnamt>820</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>23</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>820</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>Netflix Inc</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>64110L106</cusip>
		<value>42</value>
		<shrsOrPrnAmt>
			<sshPrnamt>239</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>26</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>239</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>Netflix Inc</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>64110L106</cusip>
		<value>8</value>
		<shrsOrPrnAmt>
			<sshPrnamt>48</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>41</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>48</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>Netflix Inc</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>64110L106</cusip>
		<value>33</value>
		<shrsOrPrnAmt>
			<sshPrnamt>186</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>44</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>186</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>Neuronetics Inc</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>64131A105</cusip>
		<value>102</value>
		<shrsOrPrnAmt>
			<sshPrnamt>31797</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>20</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>31797</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>Nevro Corp</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>64157F103</cusip>
		<value>718</value>
		<shrsOrPrnAmt>
			<sshPrnamt>16374</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>-</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>16374</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>Newmont Corp</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>651639106</cusip>
		<value>8</value>
		<shrsOrPrnAmt>
			<sshPrnamt>140</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>16</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>140</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>Newmont Corp</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>651639106</cusip>
		<value>323</value>
		<shrsOrPrnAmt>
			<sshPrnamt>5417</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>23</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>5417</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>Newmont Corp</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>651639106</cusip>
		<value>22</value>
		<shrsOrPrnAmt>
			<sshPrnamt>376</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>26</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>376</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>Newmont Corp</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>651639106</cusip>
		<value>72</value>
		<shrsOrPrnAmt>
			<sshPrnamt>1200</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>31</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>1200</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>NextEra Energy Inc</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>65339F101</cusip>
		<value>49</value>
		<shrsOrPrnAmt>
			<sshPrnamt>629</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>1</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>629</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>NextEra Energy Inc</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>65339F101</cusip>
		<value>8</value>
		<shrsOrPrnAmt>
			<sshPrnamt>108</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>4</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>108</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>NextEra Energy Inc</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>65339F101</cusip>
		<value>9</value>
		<shrsOrPrnAmt>
			<sshPrnamt>115</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>6</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>115</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>NextEra Energy Inc</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>65339F101</cusip>
		<value>259</value>
		<shrsOrPrnAmt>
			<sshPrnamt>3349</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>9</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>3349</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>NextEra Energy Inc</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>65339F101</cusip>
		<value>227</value>
		<shrsOrPrnAmt>
			<sshPrnamt>2928</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>10</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>2928</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>NextEra Energy Inc</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>65339F101</cusip>
		<value>36</value>
		<shrsOrPrnAmt>
			<sshPrnamt>460</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>16</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>460</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>NextEra Energy Inc</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>65339F101</cusip>
		<value>66</value>
		<shrsOrPrnAmt>
			<sshPrnamt>851</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>17</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>851</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>NextEra Energy Inc</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>65339F101</cusip>
		<value>69</value>
		<shrsOrPrnAmt>
			<sshPrnamt>889</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>18</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>889</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>NextEra Energy Inc</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>65339F101</cusip>
		<value>564</value>
		<shrsOrPrnAmt>
			<sshPrnamt>7278</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>23</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>7278</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>NextEra Energy Inc</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>65339F101</cusip>
		<value>58</value>
		<shrsOrPrnAmt>
			<sshPrnamt>755</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>26</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>755</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>NextEra Energy Inc</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>65339F101</cusip>
		<value>86</value>
		<shrsOrPrnAmt>
			<sshPrnamt>1105</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>31</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>1105</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>NextEra Energy Inc</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>65339F101</cusip>
		<value>736</value>
		<shrsOrPrnAmt>
			<sshPrnamt>9500</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>36</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>9500</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>NextEra Energy Inc</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>65339F101</cusip>
		<value>45</value>
		<shrsOrPrnAmt>
			<sshPrnamt>580</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>48</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>580</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>NextEra Energy Inc</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>65339F101</cusip>
		<value>69</value>
		<shrsOrPrnAmt>
			<sshPrnamt>880</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>-</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>880</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>NICE Systems Ltd</nameOfIssuer>
		<titleOfClass>SPONSORED ADR</titleOfClass>
		<cusip>653656108</cusip>
		<value>1</value>
		<shrsOrPrnAmt>
			<sshPrnamt>6</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>16</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>6</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>NICE Systems Ltd</nameOfIssuer>
		<titleOfClass>SPONSORED ADR</titleOfClass>
		<cusip>653656108</cusip>
		<value>43</value>
		<shrsOrPrnAmt>
			<sshPrnamt>224</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>18</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>224</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>NICE Systems Ltd</nameOfIssuer>
		<titleOfClass>SPONSORED ADR</titleOfClass>
		<cusip>653656108</cusip>
		<value>24</value>
		<shrsOrPrnAmt>
			<sshPrnamt>125</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>23</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>125</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>NICE Systems Ltd</nameOfIssuer>
		<titleOfClass>SPONSORED ADR</titleOfClass>
		<cusip>653656108</cusip>
		<value>105</value>
		<shrsOrPrnAmt>
			<sshPrnamt>543</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>26</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>543</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>NICE Systems Ltd</nameOfIssuer>
		<titleOfClass>SPONSORED ADR</titleOfClass>
		<cusip>653656108</cusip>
		<value>82</value>
		<shrsOrPrnAmt>
			<sshPrnamt>425</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>31</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>425</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>NIKE Inc</nameOfIssuer>
		<titleOfClass>CL B</titleOfClass>
		<cusip>654106103</cusip>
		<value>16</value>
		<shrsOrPrnAmt>
			<sshPrnamt>161</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>6</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>161</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>NIKE Inc</nameOfIssuer>
		<titleOfClass>CL B</titleOfClass>
		<cusip>654106103</cusip>
		<value>16</value>
		<shrsOrPrnAmt>
			<sshPrnamt>160</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>16</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>160</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>NIKE Inc</nameOfIssuer>
		<titleOfClass>CL B</titleOfClass>
		<cusip>654106103</cusip>
		<value>484</value>
		<shrsOrPrnAmt>
			<sshPrnamt>4731</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>23</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>4731</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>NIKE Inc</nameOfIssuer>
		<titleOfClass>CL B</titleOfClass>
		<cusip>654106103</cusip>
		<value>50</value>
		<shrsOrPrnAmt>
			<sshPrnamt>494</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>26</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>494</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>NIKE Inc</nameOfIssuer>
		<titleOfClass>CL B</titleOfClass>
		<cusip>654106103</cusip>
		<value>20</value>
		<shrsOrPrnAmt>
			<sshPrnamt>200</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>41</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>200</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>NIKE Inc</nameOfIssuer>
		<titleOfClass>CL B</titleOfClass>
		<cusip>654106103</cusip>
		<value>135</value>
		<shrsOrPrnAmt>
			<sshPrnamt>1324</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>44</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>1324</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>NIKE Inc</nameOfIssuer>
		<titleOfClass>CL B</titleOfClass>
		<cusip>654106103</cusip>
		<value>20</value>
		<shrsOrPrnAmt>
			<sshPrnamt>191</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>47</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>191</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>NIKE Inc</nameOfIssuer>
		<titleOfClass>CL B</titleOfClass>
		<cusip>654106103</cusip>
		<value>147</value>
		<shrsOrPrnAmt>
			<sshPrnamt>1440</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>52</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>1440</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>NIKE Inc</nameOfIssuer>
		<titleOfClass>CL B</titleOfClass>
		<cusip>654106103</cusip>
		<value>58</value>
		<shrsOrPrnAmt>
			<sshPrnamt>571</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>-</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>571</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>nLight Inc</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>65487K100</cusip>
		<value>218</value>
		<shrsOrPrnAmt>
			<sshPrnamt>21329</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>20</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>21329</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>Nokia Oyj</nameOfIssuer>
		<titleOfClass>SPONSORED ADR</titleOfClass>
		<cusip>654902204</cusip>
		<value>1</value>
		<shrsOrPrnAmt>
			<sshPrnamt>256</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>16</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>256</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>Nokia Oyj</nameOfIssuer>
		<titleOfClass>SPONSORED ADR</titleOfClass>
		<cusip>654902204</cusip>
		<value>4</value>
		<shrsOrPrnAmt>
			<sshPrnamt>939</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>23</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>939</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>Nokia Oyj</nameOfIssuer>
		<titleOfClass>SPONSORED ADR</titleOfClass>
		<cusip>654902204</cusip>
		<value>59</value>
		<shrsOrPrnAmt>
			<sshPrnamt>12842</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>26</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>12842</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>Nomura Holdings Inc</nameOfIssuer>
		<titleOfClass>SPONSORED ADR</titleOfClass>
		<cusip>65535H208</cusip>
		<value>19</value>
		<shrsOrPrnAmt>
			<sshPrnamt>5418</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>23</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>5418</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>Nomura Holdings Inc</nameOfIssuer>
		<titleOfClass>SPONSORED ADR</titleOfClass>
		<cusip>65535H208</cusip>
		<value>105</value>
		<shrsOrPrnAmt>
			<sshPrnamt>29347</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>26</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>29347</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>Nordson Corp</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>655663102</cusip>
		<value>1215</value>
		<shrsOrPrnAmt>
			<sshPrnamt>6000</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>52</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>6000</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>Norfolk Southern Corp</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>655844108</cusip>
		<value>277</value>
		<shrsOrPrnAmt>
			<sshPrnamt>1220</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>1</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>1220</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>Norfolk Southern Corp</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>655844108</cusip>
		<value>1</value>
		<shrsOrPrnAmt>
			<sshPrnamt>5</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>6</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>5</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>Norfolk Southern Corp</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>655844108</cusip>
		<value>13</value>
		<shrsOrPrnAmt>
			<sshPrnamt>55</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>16</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>55</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>Norfolk Southern Corp</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>655844108</cusip>
		<value>164</value>
		<shrsOrPrnAmt>
			<sshPrnamt>720</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>23</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>720</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>Norfolk Southern Corp</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>655844108</cusip>
		<value>77</value>
		<shrsOrPrnAmt>
			<sshPrnamt>339</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>26</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>339</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>Norfolk Southern Corp</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>655844108</cusip>
		<value>80</value>
		<shrsOrPrnAmt>
			<sshPrnamt>350</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>46</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>350</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>Northern Trust Corp</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>665859104</cusip>
		<value>1406</value>
		<shrsOrPrnAmt>
			<sshPrnamt>14575</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>1</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>14575</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>Northern Trust Corp</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>665859104</cusip>
		<value>27</value>
		<shrsOrPrnAmt>
			<sshPrnamt>282</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>282</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>Northern Trust Corp</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>665859104</cusip>
		<value>15</value>
		<shrsOrPrnAmt>
			<sshPrnamt>152</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>152</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>Northern Trust Corp</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>665859104</cusip>
		<value>5</value>
		<shrsOrPrnAmt>
			<sshPrnamt>50</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>16</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>50</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>Northern Trust Corp</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>665859104</cusip>
		<value>13</value>
		<shrsOrPrnAmt>
			<sshPrnamt>132</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>23</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>132</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>Northern Trust Corp</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>665859104</cusip>
		<value>4</value>
		<shrsOrPrnAmt>
			<sshPrnamt>46</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>26</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>46</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>Northrop Grumman Corp</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>666807102</cusip>
		<value>30</value>
		<shrsOrPrnAmt>
			<sshPrnamt>63</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>14</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>63</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>Northrop Grumman Corp</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>666807102</cusip>
		<value>12</value>
		<shrsOrPrnAmt>
			<sshPrnamt>25</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>16</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>25</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>Northrop Grumman Corp</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>666807102</cusip>
		<value>124</value>
		<shrsOrPrnAmt>
			<sshPrnamt>259</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>23</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>259</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>Northrop Grumman Corp</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>666807102</cusip>
		<value>203</value>
		<shrsOrPrnAmt>
			<sshPrnamt>425</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>26</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>425</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>Novartis AG</nameOfIssuer>
		<titleOfClass>SPONSORED ADR</titleOfClass>
		<cusip>66987V109</cusip>
		<value>24</value>
		<shrsOrPrnAmt>
			<sshPrnamt>284</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>14</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>284</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>Novartis AG</nameOfIssuer>
		<titleOfClass>SPONSORED ADR</titleOfClass>
		<cusip>66987V109</cusip>
		<value>4</value>
		<shrsOrPrnAmt>
			<sshPrnamt>44</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>16</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>44</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>Novartis AG</nameOfIssuer>
		<titleOfClass>SPONSORED ADR</titleOfClass>
		<cusip>66987V109</cusip>
		<value>260</value>
		<shrsOrPrnAmt>
			<sshPrnamt>3078</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>23</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>3078</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>Novartis AG</nameOfIssuer>
		<titleOfClass>SPONSORED ADR</titleOfClass>
		<cusip>66987V109</cusip>
		<value>465</value>
		<shrsOrPrnAmt>
			<sshPrnamt>5504</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>26</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>5504</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>Novartis AG</nameOfIssuer>
		<titleOfClass>SPONSORED ADR</titleOfClass>
		<cusip>66987V109</cusip>
		<value>5</value>
		<shrsOrPrnAmt>
			<sshPrnamt>63</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>55</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>63</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>Novo Nordisk A/S</nameOfIssuer>
		<titleOfClass>ADR</titleOfClass>
		<cusip>670100205</cusip>
		<value>12</value>
		<shrsOrPrnAmt>
			<sshPrnamt>106</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>14</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>106</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>Novo Nordisk A/S</nameOfIssuer>
		<titleOfClass>ADR</titleOfClass>
		<cusip>670100205</cusip>
		<value>18</value>
		<shrsOrPrnAmt>
			<sshPrnamt>159</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>16</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>159</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>Novo Nordisk A/S</nameOfIssuer>
		<titleOfClass>ADR</titleOfClass>
		<cusip>670100205</cusip>
		<value>319</value>
		<shrsOrPrnAmt>
			<sshPrnamt>2863</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>23</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>2863</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>Novo Nordisk A/S</nameOfIssuer>
		<titleOfClass>ADR</titleOfClass>
		<cusip>670100205</cusip>
		<value>592</value>
		<shrsOrPrnAmt>
			<sshPrnamt>5316</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>26</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>5316</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>Novo Nordisk A/S</nameOfIssuer>
		<titleOfClass>ADR</titleOfClass>
		<cusip>670100205</cusip>
		<value>39</value>
		<shrsOrPrnAmt>
			<sshPrnamt>350</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>28</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>350</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>Novo Nordisk A/S</nameOfIssuer>
		<titleOfClass>ADR</titleOfClass>
		<cusip>670100205</cusip>
		<value>418</value>
		<shrsOrPrnAmt>
			<sshPrnamt>3750</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>52</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>3750</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>Nucor Corp</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>670346105</cusip>
		<value>6</value>
		<shrsOrPrnAmt>
			<sshPrnamt>55</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>16</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>55</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>Nucor Corp</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>670346105</cusip>
		<value>90</value>
		<shrsOrPrnAmt>
			<sshPrnamt>865</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>23</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>865</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>Nucor Corp</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>670346105</cusip>
		<value>2</value>
		<shrsOrPrnAmt>
			<sshPrnamt>22</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>26</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>22</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>Nucor Corp</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>670346105</cusip>
		<value>292</value>
		<shrsOrPrnAmt>
			<sshPrnamt>2800</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>58</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>2800</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>Nuveen Arizona Quality Municipal Income Fund</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>67061W104</cusip>
		<value>133</value>
		<shrsOrPrnAmt>
			<sshPrnamt>10371</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>30</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>10371</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>Nuveen Quality Municipal Income Fund</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>67066V101</cusip>
		<value>168</value>
		<shrsOrPrnAmt>
			<sshPrnamt>13500</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>18</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>13500</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>Nuveen Select Maturities Municipal Fund</nameOfIssuer>
		<titleOfClass>SH BEN INT</titleOfClass>
		<cusip>67061T101</cusip>
		<value>240</value>
		<shrsOrPrnAmt>
			<sshPrnamt>26100</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>46</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>26100</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>nVent Electric PLC</nameOfIssuer>
		<titleOfClass>SHS</titleOfClass>
		<cusip>G6700G107</cusip>
		<value>3401</value>
		<shrsOrPrnAmt>
			<sshPrnamt>108549</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>1</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>108549</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>nVent Electric PLC</nameOfIssuer>
		<titleOfClass>SHS</titleOfClass>
		<cusip>G6700G107</cusip>
		<value>9</value>
		<shrsOrPrnAmt>
			<sshPrnamt>288</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>23</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>288</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>nVent Electric PLC</nameOfIssuer>
		<titleOfClass>SHS</titleOfClass>
		<cusip>G6700G107</cusip>
		<value>10</value>
		<shrsOrPrnAmt>
			<sshPrnamt>322</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>26</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>322</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>nVent Electric PLC</nameOfIssuer>
		<titleOfClass>SHS</titleOfClass>
		<cusip>G6700G107</cusip>
		<value>6</value>
		<shrsOrPrnAmt>
			<sshPrnamt>192</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>50</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>192</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>NVIDIA Corp</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>67066G104</cusip>
		<value>5951</value>
		<shrsOrPrnAmt>
			<sshPrnamt>39259</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>1</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>39259</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>NVIDIA Corp</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>67066G104</cusip>
		<value>13</value>
		<shrsOrPrnAmt>
			<sshPrnamt>87</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>4</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>87</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>NVIDIA Corp</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>67066G104</cusip>
		<value>16</value>
		<shrsOrPrnAmt>
			<sshPrnamt>104</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>6</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>104</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>NVIDIA Corp</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>67066G104</cusip>
		<value>35</value>
		<shrsOrPrnAmt>
			<sshPrnamt>233</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>14</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>233</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>NVIDIA Corp</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>67066G104</cusip>
		<value>4</value>
		<shrsOrPrnAmt>
			<sshPrnamt>29</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>15</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>29</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>NVIDIA Corp</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>67066G104</cusip>
		<value>73</value>
		<shrsOrPrnAmt>
			<sshPrnamt>480</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>16</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>480</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>NVIDIA Corp</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>67066G104</cusip>
		<value>91</value>
		<shrsOrPrnAmt>
			<sshPrnamt>600</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>17</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>600</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>NVIDIA Corp</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>67066G104</cusip>
		<value>1309</value>
		<shrsOrPrnAmt>
			<sshPrnamt>8636</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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			<Shared>0</Shared>
			<None>8636</None>
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			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
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			<Shared>0</Shared>
			<None>1536</None>
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		<nameOfIssuer>NVIDIA Corp</nameOfIssuer>
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			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
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			<Shared>0</Shared>
			<None>588</None>
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		<nameOfIssuer>NVIDIA Corp</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>67066G104</cusip>
		<value>77</value>
		<shrsOrPrnAmt>
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			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>48</otherManager>
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			<Shared>0</Shared>
			<None>508</None>
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		<cusip>67066G104</cusip>
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			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>-</otherManager>
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			<Shared>0</Shared>
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			<Shared>0</Shared>
			<None>79</None>
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		<value>52</value>
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			<sshPrnamtType>SH</sshPrnamtType>
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			<Shared>0</Shared>
			<None>350</None>
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			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>14</otherManager>
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			<Shared>0</Shared>
			<None>68</None>
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		<value>5</value>
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			<sshPrnamt>32</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>15</otherManager>
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			<Shared>0</Shared>
			<None>32</None>
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		<nameOfIssuer>NXP Semiconductors NV</nameOfIssuer>
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			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>16</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>61</None>
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		<nameOfIssuer>NXP Semiconductors NV</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>N6596X109</cusip>
		<value>19</value>
		<shrsOrPrnAmt>
			<sshPrnamt>130</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>23</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>130</None>
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		<nameOfIssuer>NXP Semiconductors NV</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>N6596X109</cusip>
		<value>689</value>
		<shrsOrPrnAmt>
			<sshPrnamt>4655</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>36</otherManager>
		<votingAuthority>
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			<Shared>0</Shared>
			<None>4655</None>
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	<infoTable>
		<nameOfIssuer>NXP Semiconductors NV</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>N6596X109</cusip>
		<value>30</value>
		<shrsOrPrnAmt>
			<sshPrnamt>206</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>41</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>206</None>
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		<nameOfIssuer>NXP Semiconductors NV</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>N6596X109</cusip>
		<value>187</value>
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			<sshPrnamt>1260</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>44</otherManager>
		<votingAuthority>
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			<None>1260</None>
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		<value>275</value>
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			<sshPrnamt>42000</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>54</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>42000</None>
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		<cusip>674599105</cusip>
		<value>16</value>
		<shrsOrPrnAmt>
			<sshPrnamt>270</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>16</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>270</None>
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	<infoTable>
		<nameOfIssuer>Occidental Petroleum Corp</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>674599105</cusip>
		<value>277</value>
		<shrsOrPrnAmt>
			<sshPrnamt>4701</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>23</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>4701</None>
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	<infoTable>
		<nameOfIssuer>Occidental Petroleum Corp</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>674599105</cusip>
		<value>12</value>
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			<sshPrnamt>197</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>26</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>197</None>
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	<infoTable>
		<nameOfIssuer>Occidental Petroleum Corp</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>674599105</cusip>
		<value>57</value>
		<shrsOrPrnAmt>
			<sshPrnamt>977</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>-</otherManager>
		<votingAuthority>
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			<Shared>0</Shared>
			<None>977</None>
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			<sshPrnamt>2135</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>23</otherManager>
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			<Shared>0</Shared>
			<None>2135</None>
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		<titleOfClass>COM</titleOfClass>
		<cusip>681919106</cusip>
		<value>74</value>
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			<sshPrnamt>1169</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>26</otherManager>
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			<Shared>0</Shared>
			<None>1169</None>
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		<value>10</value>
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			<sshPrnamt>157</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>35</otherManager>
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			<Shared>0</Shared>
			<None>157</None>
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		<shrsOrPrnAmt>
			<sshPrnamt>487</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>23</otherManager>
		<votingAuthority>
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			<Shared>0</Shared>
			<None>487</None>
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			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>36</otherManager>
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			<Shared>0</Shared>
			<None>8028</None>
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			<sshPrnamt>71</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>1</otherManager>
		<votingAuthority>
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			<Shared>0</Shared>
			<None>71</None>
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	<infoTable>
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		<shrsOrPrnAmt>
			<sshPrnamt>324</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>6</otherManager>
		<votingAuthority>
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			<Shared>0</Shared>
			<None>324</None>
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	<infoTable>
		<nameOfIssuer>Oracle Corp</nameOfIssuer>
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		<shrsOrPrnAmt>
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			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>10</otherManager>
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		<nameOfIssuer>Oracle Corp</nameOfIssuer>
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			<sshPrnamt>441</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>14</otherManager>
		<votingAuthority>
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			<None>441</None>
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		<nameOfIssuer>Oracle Corp</nameOfIssuer>
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		<value>35</value>
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			<sshPrnamt>495</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>16</otherManager>
		<votingAuthority>
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			<Shared>0</Shared>
			<None>495</None>
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		<nameOfIssuer>Oracle Corp</nameOfIssuer>
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		<value>142</value>
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			<sshPrnamt>2038</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>17</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>2038</None>
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	<infoTable>
		<nameOfIssuer>Oracle Corp</nameOfIssuer>
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		<cusip>68389X105</cusip>
		<value>336</value>
		<shrsOrPrnAmt>
			<sshPrnamt>4804</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>23</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>4804</None>
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	<infoTable>
		<nameOfIssuer>Oracle Corp</nameOfIssuer>
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		<value>7</value>
		<shrsOrPrnAmt>
			<sshPrnamt>97</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>26</otherManager>
		<votingAuthority>
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			<Shared>0</Shared>
			<None>97</None>
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	<infoTable>
		<nameOfIssuer>Oracle Corp</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>68389X105</cusip>
		<value>590</value>
		<shrsOrPrnAmt>
			<sshPrnamt>8450</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>36</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>8450</None>
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	<infoTable>
		<nameOfIssuer>Oracle Corp</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>68389X105</cusip>
		<value>22</value>
		<shrsOrPrnAmt>
			<sshPrnamt>318</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>47</otherManager>
		<votingAuthority>
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			<Shared>0</Shared>
			<None>318</None>
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		<nameOfIssuer>OraSure Technologies Inc</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>68554V108</cusip>
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		<shrsOrPrnAmt>
			<sshPrnamt>17501</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>20</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>17501</None>
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	<infoTable>
		<nameOfIssuer>OraSure Technologies Inc</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>68554V108</cusip>
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		<shrsOrPrnAmt>
			<sshPrnamt>2948</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>23</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>2948</None>
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		<shrsOrPrnAmt>
			<sshPrnamt>9</sshPrnamt>
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	<infoTable>
		<nameOfIssuer>Prologis Inc</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>74340W103</cusip>
		<value>5</value>
		<shrsOrPrnAmt>
			<sshPrnamt>41</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>57</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>41</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>Proto Labs Inc</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>743713109</cusip>
		<value>422</value>
		<shrsOrPrnAmt>
			<sshPrnamt>8825</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>1</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>8825</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>Proto Labs Inc</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>743713109</cusip>
		<value>7</value>
		<shrsOrPrnAmt>
			<sshPrnamt>142</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>23</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>142</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>Prudential Financial Inc</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>744320102</cusip>
		<value>26</value>
		<shrsOrPrnAmt>
			<sshPrnamt>275</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>17</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>275</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>Prudential Financial Inc</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>744320102</cusip>
		<value>44</value>
		<shrsOrPrnAmt>
			<sshPrnamt>458</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>18</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>458</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>Prudential Financial Inc</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>744320102</cusip>
		<value>305</value>
		<shrsOrPrnAmt>
			<sshPrnamt>3187</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>23</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>3187</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>Prudential Financial Inc</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>744320102</cusip>
		<value>20</value>
		<shrsOrPrnAmt>
			<sshPrnamt>204</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>26</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>204</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>Prudential Financial Inc</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>744320102</cusip>
		<value>29</value>
		<shrsOrPrnAmt>
			<sshPrnamt>300</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>52</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>300</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>Prudential Financial Inc</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>744320102</cusip>
		<value>6</value>
		<shrsOrPrnAmt>
			<sshPrnamt>62</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>57</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>62</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>Pure Cycle Corp</nameOfIssuer>
		<titleOfClass>COM  NEW</titleOfClass>
		<cusip>746228303</cusip>
		<value>340</value>
		<shrsOrPrnAmt>
			<sshPrnamt>32250</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>54</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>32250</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>Qualcomm Inc</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>747525103</cusip>
		<value>5132</value>
		<shrsOrPrnAmt>
			<sshPrnamt>40178</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>1</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>40178</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>Qualcomm Inc</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>747525103</cusip>
		<value>14</value>
		<shrsOrPrnAmt>
			<sshPrnamt>109</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>6</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>109</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>Qualcomm Inc</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>747525103</cusip>
		<value>119</value>
		<shrsOrPrnAmt>
			<sshPrnamt>935</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>7</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>935</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>Qualcomm Inc</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>747525103</cusip>
		<value>97</value>
		<shrsOrPrnAmt>
			<sshPrnamt>760</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>8</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>760</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>Qualcomm Inc</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>747525103</cusip>
		<value>121</value>
		<shrsOrPrnAmt>
			<sshPrnamt>950</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>10</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>950</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>Qualcomm Inc</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>747525103</cusip>
		<value>18</value>
		<shrsOrPrnAmt>
			<sshPrnamt>138</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>14</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>138</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>Qualcomm Inc</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>747525103</cusip>
		<value>86</value>
		<shrsOrPrnAmt>
			<sshPrnamt>672</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>16</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>672</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>Qualcomm Inc</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>747525103</cusip>
		<value>131</value>
		<shrsOrPrnAmt>
			<sshPrnamt>1028</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>17</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>1028</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>Qualcomm Inc</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>747525103</cusip>
		<value>511</value>
		<shrsOrPrnAmt>
			<sshPrnamt>4000</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>18</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>4000</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>Qualcomm Inc</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>747525103</cusip>
		<value>202</value>
		<shrsOrPrnAmt>
			<sshPrnamt>1579</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>23</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>1579</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>Qualcomm Inc</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>747525103</cusip>
		<value>115</value>
		<shrsOrPrnAmt>
			<sshPrnamt>904</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>26</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>904</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>Qualcomm Inc</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>747525103</cusip>
		<value>1482</value>
		<shrsOrPrnAmt>
			<sshPrnamt>11600</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>36</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>11600</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>Qualcomm Inc</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>747525103</cusip>
		<value>85</value>
		<shrsOrPrnAmt>
			<sshPrnamt>667</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>48</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>667</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>Qualcomm Inc</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>747525103</cusip>
		<value>250</value>
		<shrsOrPrnAmt>
			<sshPrnamt>1959</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>53</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>1959</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>Qualcomm Inc</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>747525103</cusip>
		<value>44</value>
		<shrsOrPrnAmt>
			<sshPrnamt>326</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>-</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>326</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>Range Resources Corp</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>75281A109</cusip>
		<value>585</value>
		<shrsOrPrnAmt>
			<sshPrnamt>23654</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>23</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>23654</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>Range Resources Corp</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>75281A109</cusip>
		<value>12</value>
		<shrsOrPrnAmt>
			<sshPrnamt>481</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>26</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>481</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>Raytheon Technologies Corp</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>75513E101</cusip>
		<value>325</value>
		<shrsOrPrnAmt>
			<sshPrnamt>3380</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>1</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>3380</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>Raytheon Technologies Corp</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>75513E101</cusip>
		<value>48</value>
		<shrsOrPrnAmt>
			<sshPrnamt>504</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>504</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>Raytheon Technologies Corp</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>75513E101</cusip>
		<value>22</value>
		<shrsOrPrnAmt>
			<sshPrnamt>228</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>6</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>228</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>Raytheon Technologies Corp</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>75513E101</cusip>
		<value>101</value>
		<shrsOrPrnAmt>
			<sshPrnamt>1050</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>8</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>1050</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>Raytheon Technologies Corp</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>75513E101</cusip>
		<value>65</value>
		<shrsOrPrnAmt>
			<sshPrnamt>680</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>9</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>680</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>Raytheon Technologies Corp</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>75513E101</cusip>
		<value>77</value>
		<shrsOrPrnAmt>
			<sshPrnamt>801</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>10</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>801</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>Raytheon Technologies Corp</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>75513E101</cusip>
		<value>44</value>
		<shrsOrPrnAmt>
			<sshPrnamt>454</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>16</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>454</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>Raytheon Technologies Corp</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>75513E101</cusip>
		<value>170</value>
		<shrsOrPrnAmt>
			<sshPrnamt>1769</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>23</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>1769</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>Raytheon Technologies Corp</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>75513E101</cusip>
		<value>4</value>
		<shrsOrPrnAmt>
			<sshPrnamt>44</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>26</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>44</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>Raytheon Technologies Corp</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>75513E101</cusip>
		<value>144</value>
		<shrsOrPrnAmt>
			<sshPrnamt>1500</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>36</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>1500</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>Raytheon Technologies Corp</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>75513E101</cusip>
		<value>38</value>
		<shrsOrPrnAmt>
			<sshPrnamt>400</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>37</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>400</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>Raytheon Technologies Corp</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>75513E101</cusip>
		<value>351</value>
		<shrsOrPrnAmt>
			<sshPrnamt>3649</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>44</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>3649</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>Raytheon Technologies Corp</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>75513E101</cusip>
		<value>48</value>
		<shrsOrPrnAmt>
			<sshPrnamt>500</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>51</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>500</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>Raytheon Technologies Corp</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>75513E101</cusip>
		<value>3</value>
		<shrsOrPrnAmt>
			<sshPrnamt>32</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>57</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>32</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>Raytheon Technologies Corp</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>75513E101</cusip>
		<value>53</value>
		<shrsOrPrnAmt>
			<sshPrnamt>543</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>-</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>543</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>Regions Financial Corp</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>7591EP100</cusip>
		<value>3</value>
		<shrsOrPrnAmt>
			<sshPrnamt>145</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>16</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>145</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>Regions Financial Corp</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>7591EP100</cusip>
		<value>191</value>
		<shrsOrPrnAmt>
			<sshPrnamt>10194</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>23</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>10194</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>Regions Financial Corp</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>7591EP100</cusip>
		<value>26</value>
		<shrsOrPrnAmt>
			<sshPrnamt>1370</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>26</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>1370</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>RELX PLC</nameOfIssuer>
		<titleOfClass>SPONSORED ADR</titleOfClass>
		<cusip>759530108</cusip>
		<value>12</value>
		<shrsOrPrnAmt>
			<sshPrnamt>452</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>16</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>452</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>RELX PLC</nameOfIssuer>
		<titleOfClass>SPONSORED ADR</titleOfClass>
		<cusip>759530108</cusip>
		<value>76</value>
		<shrsOrPrnAmt>
			<sshPrnamt>2810</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>23</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>2810</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>RELX PLC</nameOfIssuer>
		<titleOfClass>SPONSORED ADR</titleOfClass>
		<cusip>759530108</cusip>
		<value>127</value>
		<shrsOrPrnAmt>
			<sshPrnamt>4716</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>26</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>4716</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ResMed Inc</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>761152107</cusip>
		<value>17</value>
		<shrsOrPrnAmt>
			<sshPrnamt>77</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>15</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>77</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ResMed Inc</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>761152107</cusip>
		<value>3</value>
		<shrsOrPrnAmt>
			<sshPrnamt>15</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>16</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>15</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ResMed Inc</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>761152107</cusip>
		<value>88</value>
		<shrsOrPrnAmt>
			<sshPrnamt>420</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>23</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>420</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ResMed Inc</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>761152107</cusip>
		<value>14</value>
		<shrsOrPrnAmt>
			<sshPrnamt>66</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>26</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>66</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ResMed Inc</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>761152107</cusip>
		<value>85</value>
		<shrsOrPrnAmt>
			<sshPrnamt>399</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>32</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>399</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>Rio Tinto PLC</nameOfIssuer>
		<titleOfClass>SPONSORED ADR</titleOfClass>
		<cusip>767204100</cusip>
		<value>9</value>
		<shrsOrPrnAmt>
			<sshPrnamt>140</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>16</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>140</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>Rio Tinto PLC</nameOfIssuer>
		<titleOfClass>SPONSORED ADR</titleOfClass>
		<cusip>767204100</cusip>
		<value>37</value>
		<shrsOrPrnAmt>
			<sshPrnamt>613</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>23</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>613</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>Rio Tinto PLC</nameOfIssuer>
		<titleOfClass>SPONSORED ADR</titleOfClass>
		<cusip>767204100</cusip>
		<value>203</value>
		<shrsOrPrnAmt>
			<sshPrnamt>3335</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>26</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>3335</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>Rio Tinto PLC</nameOfIssuer>
		<titleOfClass>SPONSORED ADR</titleOfClass>
		<cusip>767204100</cusip>
		<value>139</value>
		<shrsOrPrnAmt>
			<sshPrnamt>2284</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>28</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>2284</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>Rio Tinto PLC</nameOfIssuer>
		<titleOfClass>SPONSORED ADR</titleOfClass>
		<cusip>767204100</cusip>
		<value>89</value>
		<shrsOrPrnAmt>
			<sshPrnamt>1418</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>29</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>1418</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>RLJ Lodging Trust</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>74965L101</cusip>
		<value>149</value>
		<shrsOrPrnAmt>
			<sshPrnamt>13482</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>23</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>13482</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>Rockwell Automation Inc</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>773903109</cusip>
		<value>1815</value>
		<shrsOrPrnAmt>
			<sshPrnamt>9106</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>1</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>9106</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>Rockwell Automation Inc</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>773903109</cusip>
		<value>6</value>
		<shrsOrPrnAmt>
			<sshPrnamt>30</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>16</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>30</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>Rockwell Automation Inc</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>773903109</cusip>
		<value>56</value>
		<shrsOrPrnAmt>
			<sshPrnamt>281</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>23</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>281</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>Rockwell Automation Inc</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>773903109</cusip>
		<value>27</value>
		<shrsOrPrnAmt>
			<sshPrnamt>135</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>26</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>135</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>Roper Technologies Inc</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>776696106</cusip>
		<value>32</value>
		<shrsOrPrnAmt>
			<sshPrnamt>81</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>1</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>81</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>Roper Technologies Inc</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>776696106</cusip>
		<value>29</value>
		<shrsOrPrnAmt>
			<sshPrnamt>74</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>4</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>74</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>Roper Technologies Inc</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>776696106</cusip>
		<value>6</value>
		<shrsOrPrnAmt>
			<sshPrnamt>14</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>15</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>14</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>Roper Technologies Inc</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>776696106</cusip>
		<value>6</value>
		<shrsOrPrnAmt>
			<sshPrnamt>15</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>16</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>15</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>Roper Technologies Inc</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>776696106</cusip>
		<value>102</value>
		<shrsOrPrnAmt>
			<sshPrnamt>258</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>23</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>258</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>Roper Technologies Inc</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>776696106</cusip>
		<value>9</value>
		<shrsOrPrnAmt>
			<sshPrnamt>22</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>26</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>22</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>Roper Technologies Inc</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>776696106</cusip>
		<value>39</value>
		<shrsOrPrnAmt>
			<sshPrnamt>100</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>28</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>100</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>Roper Technologies Inc</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>776696106</cusip>
		<value>639</value>
		<shrsOrPrnAmt>
			<sshPrnamt>1620</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>36</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>1620</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>Roper Technologies Inc</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>776696106</cusip>
		<value>309</value>
		<shrsOrPrnAmt>
			<sshPrnamt>783</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>53</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>783</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>S&amp;P Global Inc</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>78409V104</cusip>
		<value>64</value>
		<shrsOrPrnAmt>
			<sshPrnamt>191</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
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		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>191</None>
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		<titleOfClass>COM</titleOfClass>
		<cusip>78409V104</cusip>
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		<shrsOrPrnAmt>
			<sshPrnamt>192</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>16</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>192</None>
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		<nameOfIssuer>S&amp;P Global Inc</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>78409V104</cusip>
		<value>490</value>
		<shrsOrPrnAmt>
			<sshPrnamt>1454</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>23</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>1454</None>
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	<infoTable>
		<nameOfIssuer>S&amp;P Global Inc</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>78409V104</cusip>
		<value>68</value>
		<shrsOrPrnAmt>
			<sshPrnamt>203</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>26</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>203</None>
		</votingAuthority>
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		<nameOfIssuer>S&amp;P Global Inc</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>78409V104</cusip>
		<value>30</value>
		<shrsOrPrnAmt>
			<sshPrnamt>88</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>41</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>88</None>
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		<nameOfIssuer>S&amp;P Global Inc</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>78409V104</cusip>
		<value>31</value>
		<shrsOrPrnAmt>
			<sshPrnamt>89</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>-</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>89</None>
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		<nameOfIssuer>Sailpoint Technologies Holdings Inc</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>78781P105</cusip>
		<value>61</value>
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			<sshPrnamt>967</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>23</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>967</None>
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		<nameOfIssuer>Sailpoint Technologies Holdings Inc</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>78781P105</cusip>
		<value>2</value>
		<shrsOrPrnAmt>
			<sshPrnamt>28</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>26</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>28</None>
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	<infoTable>
		<nameOfIssuer>Sailpoint Technologies Holdings Inc</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>78781P105</cusip>
		<value>244</value>
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			<sshPrnamt>3900</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>28</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>3900</None>
		</votingAuthority>
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		<nameOfIssuer>Salesforce Inc</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>79466L302</cusip>
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			<sshPrnamt>10910</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>1</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>10910</None>
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		<nameOfIssuer>Salesforce Inc</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>79466L302</cusip>
		<value>68</value>
		<shrsOrPrnAmt>
			<sshPrnamt>410</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>8</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>410</None>
		</votingAuthority>
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		<nameOfIssuer>Salesforce Inc</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>79466L302</cusip>
		<value>23</value>
		<shrsOrPrnAmt>
			<sshPrnamt>139</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>14</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>139</None>
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		<nameOfIssuer>Salesforce Inc</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>79466L302</cusip>
		<value>15</value>
		<shrsOrPrnAmt>
			<sshPrnamt>91</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>16</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>91</None>
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		<nameOfIssuer>Salesforce Inc</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>79466L302</cusip>
		<value>470</value>
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			<sshPrnamt>2850</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>17</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>2850</None>
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		<nameOfIssuer>Salesforce Inc</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>79466L302</cusip>
		<value>405</value>
		<shrsOrPrnAmt>
			<sshPrnamt>2453</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>23</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>2453</None>
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		<nameOfIssuer>Salesforce Inc</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>79466L302</cusip>
		<value>52</value>
		<shrsOrPrnAmt>
			<sshPrnamt>314</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>26</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>314</None>
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		<nameOfIssuer>Salesforce Inc</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>79466L302</cusip>
		<value>92</value>
		<shrsOrPrnAmt>
			<sshPrnamt>558</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>28</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>558</None>
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		<nameOfIssuer>Salesforce Inc</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
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		<value>18</value>
		<shrsOrPrnAmt>
			<sshPrnamt>112</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>41</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>112</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>Salesforce Inc</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>79466L302</cusip>
		<value>128</value>
		<shrsOrPrnAmt>
			<sshPrnamt>775</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>44</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>775</None>
		</votingAuthority>
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	<infoTable>
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		<value>3</value>
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			<sshPrnamt>16</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>-</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>16</None>
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		<shrsOrPrnAmt>
			<sshPrnamt>0</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>11</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
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		<nameOfIssuer>Sanofi</nameOfIssuer>
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		<cusip>80105N105</cusip>
		<value>8</value>
		<shrsOrPrnAmt>
			<sshPrnamt>156</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>16</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>156</None>
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	<infoTable>
		<nameOfIssuer>Sanofi</nameOfIssuer>
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		<cusip>80105N105</cusip>
		<value>388</value>
		<shrsOrPrnAmt>
			<sshPrnamt>7755</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>18</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>7755</None>
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	<infoTable>
		<nameOfIssuer>Sanofi</nameOfIssuer>
		<titleOfClass>SPONSORED ADR</titleOfClass>
		<cusip>80105N105</cusip>
		<value>62</value>
		<shrsOrPrnAmt>
			<sshPrnamt>1238</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>23</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>1238</None>
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	<infoTable>
		<nameOfIssuer>Sanofi</nameOfIssuer>
		<titleOfClass>SPONSORED ADR</titleOfClass>
		<cusip>80105N105</cusip>
		<value>305</value>
		<shrsOrPrnAmt>
			<sshPrnamt>6102</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>26</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>6102</None>
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	<infoTable>
		<nameOfIssuer>Sanofi</nameOfIssuer>
		<titleOfClass>SPONSORED ADR</titleOfClass>
		<cusip>80105N105</cusip>
		<value>99</value>
		<shrsOrPrnAmt>
			<sshPrnamt>1980</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>52</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>1980</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>Sanofi</nameOfIssuer>
		<titleOfClass>SPONSORED ADR</titleOfClass>
		<cusip>80105N105</cusip>
		<value>5</value>
		<shrsOrPrnAmt>
			<sshPrnamt>108</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>55</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>108</None>
		</votingAuthority>
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	<infoTable>
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		<shrsOrPrnAmt>
			<sshPrnamt>58</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>16</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>58</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>SAP SE</nameOfIssuer>
		<titleOfClass>SPON ADR</titleOfClass>
		<cusip>803054204</cusip>
		<value>98</value>
		<shrsOrPrnAmt>
			<sshPrnamt>1029</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>21</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>1029</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>SAP SE</nameOfIssuer>
		<titleOfClass>SPON ADR</titleOfClass>
		<cusip>803054204</cusip>
		<value>144</value>
		<shrsOrPrnAmt>
			<sshPrnamt>1587</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>23</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>1587</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>SAP SE</nameOfIssuer>
		<titleOfClass>SPON ADR</titleOfClass>
		<cusip>803054204</cusip>
		<value>242</value>
		<shrsOrPrnAmt>
			<sshPrnamt>2665</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>26</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>2665</None>
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	<infoTable>
		<nameOfIssuer>SAP SE</nameOfIssuer>
		<titleOfClass>SPON ADR</titleOfClass>
		<cusip>803054204</cusip>
		<value>79</value>
		<shrsOrPrnAmt>
			<sshPrnamt>848</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>29</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>848</None>
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	<infoTable>
		<nameOfIssuer>SAP SE</nameOfIssuer>
		<titleOfClass>SPON ADR</titleOfClass>
		<cusip>803054204</cusip>
		<value>54</value>
		<shrsOrPrnAmt>
			<sshPrnamt>593</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>36</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>593</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>SAP SE</nameOfIssuer>
		<titleOfClass>SPON ADR</titleOfClass>
		<cusip>803054204</cusip>
		<value>156</value>
		<shrsOrPrnAmt>
			<sshPrnamt>1725</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>52</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>1725</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>Schlumberger NV</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>806857108</cusip>
		<value>28</value>
		<shrsOrPrnAmt>
			<sshPrnamt>775</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>9</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>775</None>
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	<infoTable>
		<nameOfIssuer>Schlumberger NV</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>806857108</cusip>
		<value>19</value>
		<shrsOrPrnAmt>
			<sshPrnamt>535</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>16</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>535</None>
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	<infoTable>
		<nameOfIssuer>Schlumberger NV</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>806857108</cusip>
		<value>21</value>
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			<None>582</None>
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			<None>7736</None>
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		<investmentDiscretion>OTR</investmentDiscretion>
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			<Shared>0</Shared>
			<None>494</None>
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		<nameOfIssuer>Schlumberger NV</nameOfIssuer>
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			<sshPrnamtType>SH</sshPrnamtType>
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			<None>1203</None>
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		<nameOfIssuer>Schwab Emerging Markets Equity ETF</nameOfIssuer>
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		<shrsOrPrnAmt>
			<sshPrnamt>4659</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>44</otherManager>
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			<Shared>0</Shared>
			<None>4659</None>
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		<nameOfIssuer>Schwab Emerging Markets Equity ETF</nameOfIssuer>
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		<cusip>808524706</cusip>
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			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
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			<None>10155</None>
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			<None>14478</None>
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			<sshPrnamtType>SH</sshPrnamtType>
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			<Shared>0</Shared>
			<None>8670</None>
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			<sshPrnamt>4009</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
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			<Shared>0</Shared>
			<None>4009</None>
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		<nameOfIssuer>Schwab International Equity ETF</nameOfIssuer>
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		<cusip>808524805</cusip>
		<value>481</value>
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			<sshPrnamtType>SH</sshPrnamtType>
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			<Shared>0</Shared>
			<None>15303</None>
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		<nameOfIssuer>Schwab International Equity ETF</nameOfIssuer>
		<titleOfClass>INTL EQTY ETF</titleOfClass>
		<cusip>808524805</cusip>
		<value>655</value>
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			<None>20834</None>
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			<sshPrnamtType>SH</sshPrnamtType>
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			<None>1443</None>
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	<infoTable>
		<nameOfIssuer>Schwab Short-Term U.S. Treasury ETF</nameOfIssuer>
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			<None>47589</None>
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			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
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			<None>4930</None>
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			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
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			<None>6360</None>
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		<investmentDiscretion>OTR</investmentDiscretion>
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			<Shared>0</Shared>
			<None>6928</None>
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		<shrsOrPrnAmt>
			<sshPrnamt>453</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
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			<Shared>0</Shared>
			<None>453</None>
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	<infoTable>
		<nameOfIssuer>Schwab US Small-Cap ETF</nameOfIssuer>
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		<value>128</value>
		<shrsOrPrnAmt>
			<sshPrnamt>3288</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
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			<Shared>0</Shared>
			<None>3288</None>
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	<infoTable>
		<nameOfIssuer>Schwab US Small-Cap ETF</nameOfIssuer>
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		<cusip>808524607</cusip>
		<value>365</value>
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			<sshPrnamt>9360</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
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			<None>9360</None>
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	<infoTable>
		<nameOfIssuer>Schwab US Small-Cap ETF</nameOfIssuer>
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		<value>154</value>
		<shrsOrPrnAmt>
			<sshPrnamt>3942</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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			<None>10126</None>
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		<investmentDiscretion>OTR</investmentDiscretion>
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			<None>254</None>
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		<investmentDiscretion>OTR</investmentDiscretion>
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			<sshPrnamtType>SH</sshPrnamtType>
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		<otherManager>55</otherManager>
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			<Shared>0</Shared>
			<None>119</None>
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		<nameOfIssuer>Sherwin-Williams Co/The</nameOfIssuer>
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			<None>17786</None>
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			<sshPrnamt>182</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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			<None>182</None>
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			<sshPrnamtType>SH</sshPrnamtType>
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			<sshPrnamtType>SH</sshPrnamtType>
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		<nameOfIssuer>Sherwin-Williams Co/The</nameOfIssuer>
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			<sshPrnamtType>SH</sshPrnamtType>
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			<Shared>0</Shared>
			<None>121</None>
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		<cusip>824348106</cusip>
		<value>307</value>
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			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
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			<None>1369</None>
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			<None>20378</None>
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			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
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			<None>8876</None>
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			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
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			<None>49</None>
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			<sshPrnamt>1737</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
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			<None>1737</None>
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			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
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			<sshPrnamt>116</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>16</otherManager>
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		<nameOfIssuer>Sony Group Corp</nameOfIssuer>
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		<investmentDiscretion>OTR</investmentDiscretion>
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		<nameOfIssuer>Sony Group Corp</nameOfIssuer>
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		<investmentDiscretion>OTR</investmentDiscretion>
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		<nameOfIssuer>Sony Group Corp</nameOfIssuer>
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		<investmentDiscretion>OTR</investmentDiscretion>
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		<nameOfIssuer>Sony Group Corp</nameOfIssuer>
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		<investmentDiscretion>OTR</investmentDiscretion>
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			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
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			<None>1410</None>
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		<shrsOrPrnAmt>
			<sshPrnamt>697</sshPrnamt>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>14</otherManager>
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			<None>697</None>
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			<sshPrnamt>280</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>16</otherManager>
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			<None>280</None>
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			<sshPrnamt>2378</sshPrnamt>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>23</otherManager>
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			<None>2378</None>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>26</otherManager>
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			<None>45</None>
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		<shrsOrPrnAmt>
			<sshPrnamt>74</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>57</otherManager>
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			<None>74</None>
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		<value>41</value>
		<shrsOrPrnAmt>
			<sshPrnamt>571</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>-</otherManager>
		<votingAuthority>
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			<None>571</None>
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		<cusip>844741108</cusip>
		<value>136</value>
		<shrsOrPrnAmt>
			<sshPrnamt>3752</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>20</otherManager>
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			<Shared>0</Shared>
			<None>3752</None>
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			<sshPrnamt>2962</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>23</otherManager>
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			<None>2962</None>
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			<sshPrnamt>2600</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>43</otherManager>
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		<shrsOrPrnAmt>
			<sshPrnamt>925</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
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			<None>925</None>
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			<sshPrnamtType>SH</sshPrnamtType>
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		<nameOfIssuer>SPDR Nuveen Bloomberg Municipal Bond ETF</nameOfIssuer>
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			<sshPrnamtType>SH</sshPrnamtType>
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			<Shared>0</Shared>
			<None>19455</None>
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		<nameOfIssuer>SPDR Nuveen Bloomberg Short Term Municipal Bond ETF</nameOfIssuer>
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			<sshPrnamt>1980</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
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			<Shared>0</Shared>
			<None>1980</None>
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		<nameOfIssuer>SPDR Nuveen Bloomberg Short Term Municipal Bond ETF</nameOfIssuer>
		<titleOfClass>NUVEEN BLMBRG SR</titleOfClass>
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			<sshPrnamtType>SH</sshPrnamtType>
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		<otherManager>14</otherManager>
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			<Shared>0</Shared>
			<None>12225</None>
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		<investmentDiscretion>OTR</investmentDiscretion>
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			<Shared>0</Shared>
			<None>3570</None>
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			<None>3273</None>
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			<None>3222</None>
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		<nameOfIssuer>SPDR S&amp;P 500 ETF Trust</nameOfIssuer>
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		<nameOfIssuer>SPDR S&amp;P 500 ETF Trust</nameOfIssuer>
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			<None>877</None>
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		<investmentDiscretion>OTR</investmentDiscretion>
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		<investmentDiscretion>OTR</investmentDiscretion>
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		<investmentDiscretion>OTR</investmentDiscretion>
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		<cusip>861012102</cusip>
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			<sshPrnamt>88</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
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		<votingAuthority>
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			<Shared>0</Shared>
			<None>88</None>
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		<nameOfIssuer>STMicroelectronics NV</nameOfIssuer>
		<titleOfClass>NY REGISTRY</titleOfClass>
		<cusip>861012102</cusip>
		<value>139</value>
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			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>26</otherManager>
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			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>4427</None>
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		<cusip>863667101</cusip>
		<value>26</value>
		<shrsOrPrnAmt>
			<sshPrnamt>130</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>1</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>130</None>
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		<nameOfIssuer>Stryker Corp</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>863667101</cusip>
		<value>5</value>
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			<sshPrnamt>24</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>15</otherManager>
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			<Shared>0</Shared>
			<None>24</None>
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		<nameOfIssuer>Stryker Corp</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>863667101</cusip>
		<value>21</value>
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			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
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			<Shared>0</Shared>
			<None>105</None>
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		<nameOfIssuer>Stryker Corp</nameOfIssuer>
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		<investmentDiscretion>OTR</investmentDiscretion>
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			<Shared>0</Shared>
			<None>526</None>
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		<nameOfIssuer>Stryker Corp</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>863667101</cusip>
		<value>87</value>
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			<sshPrnamt>438</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>23</otherManager>
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			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>438</None>
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		<nameOfIssuer>Stryker Corp</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>863667101</cusip>
		<value>27</value>
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			<sshPrnamt>136</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>26</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>136</None>
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		<nameOfIssuer>Stryker Corp</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>863667101</cusip>
		<value>24</value>
		<shrsOrPrnAmt>
			<sshPrnamt>120</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>41</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>120</None>
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		<nameOfIssuer>Stryker Corp</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>863667101</cusip>
		<value>75</value>
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			<sshPrnamt>376</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>44</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>376</None>
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	<infoTable>
		<nameOfIssuer>Stryker Corp</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>863667101</cusip>
		<value>269</value>
		<shrsOrPrnAmt>
			<sshPrnamt>1351</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>53</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>1351</None>
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		<nameOfIssuer>Stryker Corp</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>863667101</cusip>
		<value>52</value>
		<shrsOrPrnAmt>
			<sshPrnamt>249</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>-</otherManager>
		<votingAuthority>
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			<None>249</None>
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		<value>4</value>
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			<sshPrnamt>675</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>16</otherManager>
		<votingAuthority>
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			<Shared>0</Shared>
			<None>675</None>
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		<nameOfIssuer>Sumitomo Mitsui Financial Group Inc</nameOfIssuer>
		<titleOfClass>SPONSORED ADR</titleOfClass>
		<cusip>86562M209</cusip>
		<value>82</value>
		<shrsOrPrnAmt>
			<sshPrnamt>13861</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>23</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>13861</None>
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	<infoTable>
		<nameOfIssuer>Sumitomo Mitsui Financial Group Inc</nameOfIssuer>
		<titleOfClass>SPONSORED ADR</titleOfClass>
		<cusip>86562M209</cusip>
		<value>263</value>
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			<sshPrnamt>44540</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>26</otherManager>
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			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>44540</None>
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		<nameOfIssuer>Summit Materials Inc</nameOfIssuer>
		<titleOfClass>CL A</titleOfClass>
		<cusip>86614U100</cusip>
		<value>289</value>
		<shrsOrPrnAmt>
			<sshPrnamt>12427</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>20</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>12427</None>
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		<nameOfIssuer>SunOpta Inc</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>8676EP108</cusip>
		<value>280</value>
		<shrsOrPrnAmt>
			<sshPrnamt>36000</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>54</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>36000</None>
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		<nameOfIssuer>SVB Financial Group</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>78486Q101</cusip>
		<value>49</value>
		<shrsOrPrnAmt>
			<sshPrnamt>123</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>17</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>123</None>
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		<nameOfIssuer>SVB Financial Group</nameOfIssuer>
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		<cusip>78486Q101</cusip>
		<value>221</value>
		<shrsOrPrnAmt>
			<sshPrnamt>560</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>23</otherManager>
		<votingAuthority>
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			<Shared>0</Shared>
			<None>560</None>
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		<value>8</value>
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			<sshPrnamt>19</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>26</otherManager>
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			<Shared>0</Shared>
			<None>19</None>
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		<value>50</value>
		<shrsOrPrnAmt>
			<sshPrnamt>1800</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>10</otherManager>
		<votingAuthority>
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			<Shared>0</Shared>
			<None>1800</None>
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		<nameOfIssuer>Synchrony Financial</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>87165B103</cusip>
		<value>1</value>
		<shrsOrPrnAmt>
			<sshPrnamt>25</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>16</otherManager>
		<votingAuthority>
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			<None>25</None>
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	<infoTable>
		<nameOfIssuer>Synchrony Financial</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>87165B103</cusip>
		<value>155</value>
		<shrsOrPrnAmt>
			<sshPrnamt>5628</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
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		<votingAuthority>
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			<Shared>0</Shared>
			<None>5628</None>
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	<infoTable>
		<nameOfIssuer>Synchrony Financial</nameOfIssuer>
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		<shrsOrPrnAmt>
			<sshPrnamt>297</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>26</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>297</None>
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		<cusip>871829107</cusip>
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		<shrsOrPrnAmt>
			<sshPrnamt>42974</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>1</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>42974</None>
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		<nameOfIssuer>Sysco Corp</nameOfIssuer>
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		<cusip>871829107</cusip>
		<value>44</value>
		<shrsOrPrnAmt>
			<sshPrnamt>525</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
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		<votingAuthority>
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		<nameOfIssuer>Sysco Corp</nameOfIssuer>
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			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
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			<None>1445</None>
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		<investmentDiscretion>OTR</investmentDiscretion>
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			<sshPrnamt>3058</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>23</otherManager>
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			<Shared>0</Shared>
			<None>3058</None>
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	<infoTable>
		<nameOfIssuer>Sysco Corp</nameOfIssuer>
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		<cusip>871829107</cusip>
		<value>17</value>
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			<sshPrnamt>200</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>26</otherManager>
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			<Shared>0</Shared>
			<None>200</None>
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	<infoTable>
		<nameOfIssuer>Sysco Corp</nameOfIssuer>
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		<cusip>871829107</cusip>
		<value>29</value>
		<shrsOrPrnAmt>
			<sshPrnamt>345</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>31</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>345</None>
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		<nameOfIssuer>Sysco Corp</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>871829107</cusip>
		<value>551</value>
		<shrsOrPrnAmt>
			<sshPrnamt>6500</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>36</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>6500</None>
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	<infoTable>
		<nameOfIssuer>Sysco Corp</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>871829107</cusip>
		<value>85</value>
		<shrsOrPrnAmt>
			<sshPrnamt>1000</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>46</otherManager>
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			<Shared>0</Shared>
			<None>1000</None>
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		<nameOfIssuer>T Rowe Price Group Inc</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>74144T108</cusip>
		<value>236</value>
		<shrsOrPrnAmt>
			<sshPrnamt>2077</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>9</otherManager>
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			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>2077</None>
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	<infoTable>
		<nameOfIssuer>T Rowe Price Group Inc</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>74144T108</cusip>
		<value>4</value>
		<shrsOrPrnAmt>
			<sshPrnamt>35</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>16</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>35</None>
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	<infoTable>
		<nameOfIssuer>T Rowe Price Group Inc</nameOfIssuer>
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			<None>18499</None>
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			<Shared>0</Shared>
			<None>10696</None>
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			<sshPrnamt>84</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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			<Shared>0</Shared>
			<None>84</None>
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		<cusip>879382208</cusip>
		<value>15</value>
		<shrsOrPrnAmt>
			<sshPrnamt>2845</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>23</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>2845</None>
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		<nameOfIssuer>Telefonica SA</nameOfIssuer>
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		<cusip>879382208</cusip>
		<value>127</value>
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			<sshPrnamt>24725</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>26</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>24725</None>
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		<nameOfIssuer>Tenable Holdings Inc</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
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		<value>317</value>
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			<sshPrnamt>6976</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>20</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>6976</None>
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		<value>2996</value>
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			<sshPrnamt>50568</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>1</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>50568</None>
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		<titleOfClass>COM</titleOfClass>
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		<value>3</value>
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			<sshPrnamt>57</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>23</otherManager>
		<votingAuthority>
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			<Shared>0</Shared>
			<None>57</None>
		</votingAuthority>
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			<sshPrnamt>140</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>16</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>140</None>
		</votingAuthority>
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		<titleOfClass>COM</titleOfClass>
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		<value>75</value>
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			<sshPrnamt>111</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>17</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>111</None>
		</votingAuthority>
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		<titleOfClass>COM</titleOfClass>
		<cusip>88160R101</cusip>
		<value>899</value>
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			<sshPrnamt>1335</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>23</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>1335</None>
		</votingAuthority>
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		<titleOfClass>COM</titleOfClass>
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		<value>227</value>
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			<sshPrnamt>337</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>26</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>337</None>
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			<sshPrnamt>84</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>-</otherManager>
		<votingAuthority>
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			<Shared>0</Shared>
			<None>84</None>
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			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>1</otherManager>
		<votingAuthority>
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			<Shared>0</Shared>
			<None>2596</None>
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		<value>12</value>
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			<sshPrnamt>75</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>4</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>75</None>
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		<nameOfIssuer>Texas Instruments Inc</nameOfIssuer>
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			<sshPrnamt>20</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>6</otherManager>
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			<Shared>0</Shared>
			<None>20</None>
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			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>7</otherManager>
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			<Shared>0</Shared>
			<None>730</None>
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			<sshPrnamt>137</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>14</otherManager>
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			<Shared>0</Shared>
			<None>137</None>
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			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>16</otherManager>
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			<Shared>0</Shared>
			<None>185</None>
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			<sshPrnamt>386</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>18</otherManager>
		<votingAuthority>
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			<Shared>0</Shared>
			<None>386</None>
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			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
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			<Shared>0</Shared>
			<None>2197</None>
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		<nameOfIssuer>Texas Instruments Inc</nameOfIssuer>
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		<cusip>882508104</cusip>
		<value>74</value>
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			<sshPrnamt>483</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>26</otherManager>
		<votingAuthority>
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			<Shared>0</Shared>
			<None>483</None>
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		<value>40</value>
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			<sshPrnamt>259</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>28</otherManager>
		<votingAuthority>
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			<Shared>0</Shared>
			<None>259</None>
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	<infoTable>
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		<titleOfClass>COM</titleOfClass>
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			<sshPrnamt>175</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>35</otherManager>
		<votingAuthority>
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			<Shared>0</Shared>
			<None>175</None>
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	<infoTable>
		<nameOfIssuer>Texas Instruments Inc</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>882508104</cusip>
		<value>46</value>
		<shrsOrPrnAmt>
			<sshPrnamt>300</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>52</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>300</None>
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	<infoTable>
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		<cusip>882508104</cusip>
		<value>37</value>
		<shrsOrPrnAmt>
			<sshPrnamt>236</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>-</otherManager>
		<votingAuthority>
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			<Shared>0</Shared>
			<None>236</None>
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		<value>226</value>
		<shrsOrPrnAmt>
			<sshPrnamt>3693</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>23</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>3693</None>
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	<infoTable>
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		<cusip>883203101</cusip>
		<value>2</value>
		<shrsOrPrnAmt>
			<sshPrnamt>31</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>26</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>31</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>Thermo Fisher Scientific Inc</nameOfIssuer>
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		<value>19</value>
		<shrsOrPrnAmt>
			<sshPrnamt>35</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>14</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>35</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>Thermo Fisher Scientific Inc</nameOfIssuer>
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		<cusip>883556102</cusip>
		<value>183</value>
		<shrsOrPrnAmt>
			<sshPrnamt>337</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>16</otherManager>
		<votingAuthority>
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			<Shared>0</Shared>
			<None>337</None>
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	<infoTable>
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		<shrsOrPrnAmt>
			<sshPrnamt>489</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>17</otherManager>
		<votingAuthority>
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			<Shared>0</Shared>
			<None>489</None>
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	<infoTable>
		<nameOfIssuer>Thermo Fisher Scientific Inc</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
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		<value>542</value>
		<shrsOrPrnAmt>
			<sshPrnamt>998</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>23</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>998</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>Thermo Fisher Scientific Inc</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>883556102</cusip>
		<value>138</value>
		<shrsOrPrnAmt>
			<sshPrnamt>254</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>26</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>254</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>Thermo Fisher Scientific Inc</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>883556102</cusip>
		<value>35</value>
		<shrsOrPrnAmt>
			<sshPrnamt>64</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>41</otherManager>
		<votingAuthority>
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			<Shared>0</Shared>
			<None>64</None>
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	<infoTable>
		<nameOfIssuer>Thermo Fisher Scientific Inc</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>883556102</cusip>
		<value>342</value>
		<shrsOrPrnAmt>
			<sshPrnamt>630</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>44</otherManager>
		<votingAuthority>
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			<Shared>0</Shared>
			<None>630</None>
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	<infoTable>
		<nameOfIssuer>Thermo Fisher Scientific Inc</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>883556102</cusip>
		<value>67</value>
		<shrsOrPrnAmt>
			<sshPrnamt>123</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>48</otherManager>
		<votingAuthority>
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			<Shared>0</Shared>
			<None>123</None>
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	<infoTable>
		<nameOfIssuer>Thermo Fisher Scientific Inc</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>883556102</cusip>
		<value>332</value>
		<shrsOrPrnAmt>
			<sshPrnamt>611</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>53</otherManager>
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			<Shared>0</Shared>
			<None>611</None>
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		<shrsOrPrnAmt>
			<sshPrnamt>134</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>4</otherManager>
		<votingAuthority>
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			<Shared>0</Shared>
			<None>134</None>
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	<infoTable>
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			<None>75</None>
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			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
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			<None>857</None>
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			<None>3019</None>
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		<investmentDiscretion>OTR</investmentDiscretion>
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			<Shared>0</Shared>
			<None>445</None>
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			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>14</otherManager>
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			<Shared>0</Shared>
			<None>54</None>
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			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
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			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
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			<None>937</None>
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			<sshPrnamt>790</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
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			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>26</otherManager>
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			<None>80</None>
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			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
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			<None>1055</None>
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		<shrsOrPrnAmt>
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			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>10</otherManager>
		<votingAuthority>
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			<Shared>0</Shared>
			<None>804</None>
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		<shrsOrPrnAmt>
			<sshPrnamt>35</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>16</otherManager>
		<votingAuthority>
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			<Shared>0</Shared>
			<None>35</None>
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	<infoTable>
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		<titleOfClass>COM</titleOfClass>
		<cusip>89417E109</cusip>
		<value>80</value>
		<shrsOrPrnAmt>
			<sshPrnamt>473</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>23</otherManager>
		<votingAuthority>
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			<Shared>0</Shared>
			<None>473</None>
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		<titleOfClass>COM</titleOfClass>
		<cusip>89417E109</cusip>
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		<shrsOrPrnAmt>
			<sshPrnamt>161</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>26</otherManager>
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			<Shared>0</Shared>
			<None>161</None>
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		<shrsOrPrnAmt>
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			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>20</otherManager>
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			<None>3068</None>
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	<infoTable>
		<nameOfIssuer>Twilio Inc</nameOfIssuer>
		<titleOfClass>CL A</titleOfClass>
		<cusip>90138F102</cusip>
		<value>10</value>
		<shrsOrPrnAmt>
			<sshPrnamt>122</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>23</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>122</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>Twilio Inc</nameOfIssuer>
		<titleOfClass>CL A</titleOfClass>
		<cusip>90138F102</cusip>
		<value>3</value>
		<shrsOrPrnAmt>
			<sshPrnamt>41</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>26</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>41</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>Unilever PLC</nameOfIssuer>
		<titleOfClass>SPON ADR NEW</titleOfClass>
		<cusip>904767704</cusip>
		<value>51</value>
		<shrsOrPrnAmt>
			<sshPrnamt>1110</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>8</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>1110</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>Unilever PLC</nameOfIssuer>
		<titleOfClass>SPON ADR NEW</titleOfClass>
		<cusip>904767704</cusip>
		<value>24</value>
		<shrsOrPrnAmt>
			<sshPrnamt>521</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>11</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>521</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>Unilever PLC</nameOfIssuer>
		<titleOfClass>SPON ADR NEW</titleOfClass>
		<cusip>904767704</cusip>
		<value>13</value>
		<shrsOrPrnAmt>
			<sshPrnamt>288</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>14</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>288</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>Unilever PLC</nameOfIssuer>
		<titleOfClass>SPON ADR NEW</titleOfClass>
		<cusip>904767704</cusip>
		<value>10</value>
		<shrsOrPrnAmt>
			<sshPrnamt>220</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>16</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>220</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>Unilever PLC</nameOfIssuer>
		<titleOfClass>SPON ADR NEW</titleOfClass>
		<cusip>904767704</cusip>
		<value>46</value>
		<shrsOrPrnAmt>
			<sshPrnamt>1011</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>18</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>1011</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>Unilever PLC</nameOfIssuer>
		<titleOfClass>SPON ADR NEW</titleOfClass>
		<cusip>904767704</cusip>
		<value>279</value>
		<shrsOrPrnAmt>
			<sshPrnamt>6088</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>23</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>6088</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>Unilever PLC</nameOfIssuer>
		<titleOfClass>SPON ADR NEW</titleOfClass>
		<cusip>904767704</cusip>
		<value>351</value>
		<shrsOrPrnAmt>
			<sshPrnamt>7666</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>26</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>7666</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>Unilever PLC</nameOfIssuer>
		<titleOfClass>SPON ADR NEW</titleOfClass>
		<cusip>904767704</cusip>
		<value>7</value>
		<shrsOrPrnAmt>
			<sshPrnamt>144</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>29</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>144</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>Unilever PLC</nameOfIssuer>
		<titleOfClass>SPON ADR NEW</titleOfClass>
		<cusip>904767704</cusip>
		<value>80</value>
		<shrsOrPrnAmt>
			<sshPrnamt>1750</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>36</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>1750</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>Unilever PLC</nameOfIssuer>
		<titleOfClass>SPON ADR NEW</titleOfClass>
		<cusip>904767704</cusip>
		<value>9</value>
		<shrsOrPrnAmt>
			<sshPrnamt>200</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>46</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>200</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>Unilever PLC</nameOfIssuer>
		<titleOfClass>SPON ADR NEW</titleOfClass>
		<cusip>904767704</cusip>
		<value>275</value>
		<shrsOrPrnAmt>
			<sshPrnamt>6000</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>54</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>6000</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>Unilever PLC</nameOfIssuer>
		<titleOfClass>SPON ADR NEW</titleOfClass>
		<cusip>904767704</cusip>
		<value>3</value>
		<shrsOrPrnAmt>
			<sshPrnamt>72</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>55</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>72</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>Union Pacific Corp</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>907818108</cusip>
		<value>85</value>
		<shrsOrPrnAmt>
			<sshPrnamt>400</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>400</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>Union Pacific Corp</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>907818108</cusip>
		<value>9</value>
		<shrsOrPrnAmt>
			<sshPrnamt>44</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>4</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>44</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>Union Pacific Corp</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>907818108</cusip>
		<value>155</value>
		<shrsOrPrnAmt>
			<sshPrnamt>725</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>7</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>725</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>Union Pacific Corp</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>907818108</cusip>
		<value>221</value>
		<shrsOrPrnAmt>
			<sshPrnamt>1038</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>9</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>1038</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>Union Pacific Corp</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>907818108</cusip>
		<value>24</value>
		<shrsOrPrnAmt>
			<sshPrnamt>112</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>11</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>112</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>Union Pacific Corp</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>907818108</cusip>
		<value>22</value>
		<shrsOrPrnAmt>
			<sshPrnamt>102</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>14</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>102</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>Union Pacific Corp</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>907818108</cusip>
		<value>35</value>
		<shrsOrPrnAmt>
			<sshPrnamt>165</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>16</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>165</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>Union Pacific Corp</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>907818108</cusip>
		<value>796</value>
		<shrsOrPrnAmt>
			<sshPrnamt>3732</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>23</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>3732</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>Union Pacific Corp</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>907818108</cusip>
		<value>100</value>
		<shrsOrPrnAmt>
			<sshPrnamt>469</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>26</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>469</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>Union Pacific Corp</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>907818108</cusip>
		<value>80</value>
		<shrsOrPrnAmt>
			<sshPrnamt>375</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>31</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>375</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>Union Pacific Corp</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>907818108</cusip>
		<value>68</value>
		<shrsOrPrnAmt>
			<sshPrnamt>321</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>41</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>321</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>Union Pacific Corp</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>907818108</cusip>
		<value>351</value>
		<shrsOrPrnAmt>
			<sshPrnamt>1645</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>44</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>1645</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>Union Pacific Corp</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>907818108</cusip>
		<value>13</value>
		<shrsOrPrnAmt>
			<sshPrnamt>60</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>46</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>60</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>Union Pacific Corp</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>907818108</cusip>
		<value>103</value>
		<shrsOrPrnAmt>
			<sshPrnamt>475</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>-</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>475</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>United Parcel Service Inc</nameOfIssuer>
		<titleOfClass>CL B</titleOfClass>
		<cusip>911312106</cusip>
		<value>5579</value>
		<shrsOrPrnAmt>
			<sshPrnamt>30565</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>1</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>30565</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>United Parcel Service Inc</nameOfIssuer>
		<titleOfClass>CL B</titleOfClass>
		<cusip>911312106</cusip>
		<value>8</value>
		<shrsOrPrnAmt>
			<sshPrnamt>45</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>45</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>United Parcel Service Inc</nameOfIssuer>
		<titleOfClass>CL B</titleOfClass>
		<cusip>911312106</cusip>
		<value>18</value>
		<shrsOrPrnAmt>
			<sshPrnamt>98</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>11</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>98</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>United Parcel Service Inc</nameOfIssuer>
		<titleOfClass>CL B</titleOfClass>
		<cusip>911312106</cusip>
		<value>4</value>
		<shrsOrPrnAmt>
			<sshPrnamt>24</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>14</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>24</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>United Parcel Service Inc</nameOfIssuer>
		<titleOfClass>CL B</titleOfClass>
		<cusip>911312106</cusip>
		<value>21</value>
		<shrsOrPrnAmt>
			<sshPrnamt>115</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>16</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>115</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>United Parcel Service Inc</nameOfIssuer>
		<titleOfClass>CL B</titleOfClass>
		<cusip>911312106</cusip>
		<value>361</value>
		<shrsOrPrnAmt>
			<sshPrnamt>1979</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>20</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>1979</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>United Parcel Service Inc</nameOfIssuer>
		<titleOfClass>CL B</titleOfClass>
		<cusip>911312106</cusip>
		<value>432</value>
		<shrsOrPrnAmt>
			<sshPrnamt>2364</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>23</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>2364</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>United Parcel Service Inc</nameOfIssuer>
		<titleOfClass>CL B</titleOfClass>
		<cusip>911312106</cusip>
		<value>41</value>
		<shrsOrPrnAmt>
			<sshPrnamt>224</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>26</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>224</None>
		</votingAuthority>
	</infoTable>
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		<nameOfIssuer>United Parcel Service Inc</nameOfIssuer>
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			<Shared>0</Shared>
			<None>1170</None>
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		<nameOfIssuer>Valero Energy Corp</nameOfIssuer>
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		<cusip>91913Y100</cusip>
		<value>4</value>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>16</otherManager>
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			<Shared>0</Shared>
			<None>40</None>
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		<nameOfIssuer>Valero Energy Corp</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>91913Y100</cusip>
		<value>7</value>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>17</otherManager>
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			<Shared>0</Shared>
			<None>63</None>
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		<nameOfIssuer>Valero Energy Corp</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>91913Y100</cusip>
		<value>161</value>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>23</otherManager>
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			<Shared>0</Shared>
			<None>1517</None>
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		<nameOfIssuer>Valero Energy Corp</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>91913Y100</cusip>
		<value>5</value>
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		<investmentDiscretion>OTR</investmentDiscretion>
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			<None>47</None>
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		<nameOfIssuer>Valero Energy Corp</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>28</otherManager>
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			<Shared>0</Shared>
			<None>400</None>
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		<nameOfIssuer>VanEck Intermediate Muni ETF</nameOfIssuer>
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		<value>505</value>
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		<investmentDiscretion>OTR</investmentDiscretion>
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			<None>11053</None>
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		<nameOfIssuer>Vanguard Communication Services ETF</nameOfIssuer>
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		<value>1848</value>
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		<investmentDiscretion>OTR</investmentDiscretion>
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			<None>19651</None>
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		<nameOfIssuer>Vanguard Communication Services ETF</nameOfIssuer>
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		<cusip>92204A884</cusip>
		<value>85</value>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>51</otherManager>
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			<Shared>0</Shared>
			<None>900</None>
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		<nameOfIssuer>Vanguard Consumer Staples ETF</nameOfIssuer>
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		<cusip>92204A207</cusip>
		<value>1724</value>
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			<sshPrnamt>9300</sshPrnamt>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>51</otherManager>
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			<Shared>0</Shared>
			<None>9300</None>
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		<nameOfIssuer>Vanguard Dividend Appreciation ETF</nameOfIssuer>
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		<cusip>921908844</cusip>
		<value>282</value>
		<shrsOrPrnAmt>
			<sshPrnamt>1968</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>14</otherManager>
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			<Shared>0</Shared>
			<None>1968</None>
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		<nameOfIssuer>Vanguard Dividend Appreciation ETF</nameOfIssuer>
		<titleOfClass>DIV APP ETF</titleOfClass>
		<cusip>921908844</cusip>
		<value>1112</value>
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			<sshPrnamt>7750</sshPrnamt>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>17</otherManager>
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			<Shared>0</Shared>
			<None>7750</None>
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	<infoTable>
		<nameOfIssuer>Vanguard Dividend Appreciation ETF</nameOfIssuer>
		<titleOfClass>DIV APP ETF</titleOfClass>
		<cusip>921908844</cusip>
		<value>113</value>
		<shrsOrPrnAmt>
			<sshPrnamt>785</sshPrnamt>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>23</otherManager>
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			<None>785</None>
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		<nameOfIssuer>Vanguard Dividend Appreciation ETF</nameOfIssuer>
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		<cusip>921908844</cusip>
		<value>72</value>
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			<sshPrnamt>500</sshPrnamt>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>37</otherManager>
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			<None>500</None>
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		<nameOfIssuer>Vanguard Financials ETF</nameOfIssuer>
		<titleOfClass>FINANCIALS ETF</titleOfClass>
		<cusip>92204A405</cusip>
		<value>934</value>
		<shrsOrPrnAmt>
			<sshPrnamt>12100</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>51</otherManager>
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			<Shared>0</Shared>
			<None>12100</None>
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		<nameOfIssuer>Vanguard FTSE All World ex-US Small-Cap ETF</nameOfIssuer>
		<titleOfClass>FTSE SMCAP ETF</titleOfClass>
		<cusip>922042718</cusip>
		<value>644</value>
		<shrsOrPrnAmt>
			<sshPrnamt>6242</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>12</otherManager>
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			<Shared>0</Shared>
			<None>6242</None>
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		<nameOfIssuer>Vanguard FTSE Developed Markets ETF</nameOfIssuer>
		<titleOfClass>FTSE DEV MKT ETF</titleOfClass>
		<cusip>921943858</cusip>
		<value>37</value>
		<shrsOrPrnAmt>
			<sshPrnamt>910</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>7</otherManager>
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			<None>910</None>
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	<infoTable>
		<nameOfIssuer>Vanguard FTSE Developed Markets ETF</nameOfIssuer>
		<titleOfClass>FTSE DEV MKT ETF</titleOfClass>
		<cusip>921943858</cusip>
		<value>137</value>
		<shrsOrPrnAmt>
			<sshPrnamt>3356</sshPrnamt>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>12</otherManager>
		<votingAuthority>
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			<None>3356</None>
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	<infoTable>
		<nameOfIssuer>Vanguard FTSE Developed Markets ETF</nameOfIssuer>
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		<cusip>921943858</cusip>
		<value>1270</value>
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			<sshPrnamt>31133</sshPrnamt>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>18</otherManager>
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			<Shared>0</Shared>
			<None>31133</None>
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	<infoTable>
		<nameOfIssuer>Vanguard FTSE Developed Markets ETF</nameOfIssuer>
		<titleOfClass>FTSE DEV MKT ETF</titleOfClass>
		<cusip>921943858</cusip>
		<value>1203</value>
		<shrsOrPrnAmt>
			<sshPrnamt>29486</sshPrnamt>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>25</otherManager>
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			<Shared>0</Shared>
			<None>29486</None>
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	<infoTable>
		<nameOfIssuer>Vanguard FTSE Developed Markets ETF</nameOfIssuer>
		<titleOfClass>FTSE DEV MKT ETF</titleOfClass>
		<cusip>921943858</cusip>
		<value>367</value>
		<shrsOrPrnAmt>
			<sshPrnamt>9000</sshPrnamt>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>43</otherManager>
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			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>9000</None>
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	<infoTable>
		<nameOfIssuer>Vanguard FTSE Developed Markets ETF</nameOfIssuer>
		<titleOfClass>FTSE DEV MKT ETF</titleOfClass>
		<cusip>921943858</cusip>
		<value>114</value>
		<shrsOrPrnAmt>
			<sshPrnamt>2802</sshPrnamt>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>49</otherManager>
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			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>2802</None>
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	<infoTable>
		<nameOfIssuer>Vanguard FTSE Developed Markets ETF</nameOfIssuer>
		<titleOfClass>FTSE DEV MKT ETF</titleOfClass>
		<cusip>921943858</cusip>
		<value>848</value>
		<shrsOrPrnAmt>
			<sshPrnamt>20793</sshPrnamt>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>-</otherManager>
		<votingAuthority>
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			<Shared>0</Shared>
			<None>20793</None>
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		<nameOfIssuer>Vanguard FTSE Emerging Markets ETF</nameOfIssuer>
		<titleOfClass>FTSE EMR MKT ETF</titleOfClass>
		<cusip>922042858</cusip>
		<value>269</value>
		<shrsOrPrnAmt>
			<sshPrnamt>6450</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>7</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>6450</None>
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	<infoTable>
		<nameOfIssuer>Vanguard FTSE Emerging Markets ETF</nameOfIssuer>
		<titleOfClass>FTSE EMR MKT ETF</titleOfClass>
		<cusip>922042858</cusip>
		<value>36</value>
		<shrsOrPrnAmt>
			<sshPrnamt>875</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>10</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>875</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>Vanguard FTSE Emerging Markets ETF</nameOfIssuer>
		<titleOfClass>FTSE EMR MKT ETF</titleOfClass>
		<cusip>922042858</cusip>
		<value>373</value>
		<shrsOrPrnAmt>
			<sshPrnamt>8959</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>12</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>8959</None>
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	<infoTable>
		<nameOfIssuer>Vanguard FTSE Emerging Markets ETF</nameOfIssuer>
		<titleOfClass>FTSE EMR MKT ETF</titleOfClass>
		<cusip>922042858</cusip>
		<value>331</value>
		<shrsOrPrnAmt>
			<sshPrnamt>7957</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>16</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>7957</None>
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	<infoTable>
		<nameOfIssuer>Vanguard FTSE Emerging Markets ETF</nameOfIssuer>
		<titleOfClass>FTSE EMR MKT ETF</titleOfClass>
		<cusip>922042858</cusip>
		<value>646</value>
		<shrsOrPrnAmt>
			<sshPrnamt>15509</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>17</otherManager>
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			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>15509</None>
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	<infoTable>
		<nameOfIssuer>Vanguard FTSE Emerging Markets ETF</nameOfIssuer>
		<titleOfClass>FTSE EMR MKT ETF</titleOfClass>
		<cusip>922042858</cusip>
		<value>273</value>
		<shrsOrPrnAmt>
			<sshPrnamt>6548</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>18</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>6548</None>
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	<infoTable>
		<nameOfIssuer>Vanguard FTSE Emerging Markets ETF</nameOfIssuer>
		<titleOfClass>FTSE EMR MKT ETF</titleOfClass>
		<cusip>922042858</cusip>
		<value>343</value>
		<shrsOrPrnAmt>
			<sshPrnamt>8227</sshPrnamt>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>25</otherManager>
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			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>8227</None>
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	<infoTable>
		<nameOfIssuer>Vanguard FTSE Emerging Markets ETF</nameOfIssuer>
		<titleOfClass>FTSE EMR MKT ETF</titleOfClass>
		<cusip>922042858</cusip>
		<value>168</value>
		<shrsOrPrnAmt>
			<sshPrnamt>4040</sshPrnamt>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>39</otherManager>
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			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>4040</None>
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	<infoTable>
		<nameOfIssuer>Vanguard FTSE Emerging Markets ETF</nameOfIssuer>
		<titleOfClass>FTSE EMR MKT ETF</titleOfClass>
		<cusip>922042858</cusip>
		<value>61</value>
		<shrsOrPrnAmt>
			<sshPrnamt>1475</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>46</otherManager>
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			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>1475</None>
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	<infoTable>
		<nameOfIssuer>Vanguard FTSE Emerging Markets ETF</nameOfIssuer>
		<titleOfClass>FTSE EMR MKT ETF</titleOfClass>
		<cusip>922042858</cusip>
		<value>312</value>
		<shrsOrPrnAmt>
			<sshPrnamt>7503</sshPrnamt>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>48</otherManager>
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			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>7503</None>
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	<infoTable>
		<nameOfIssuer>Vanguard FTSE Emerging Markets ETF</nameOfIssuer>
		<titleOfClass>FTSE EMR MKT ETF</titleOfClass>
		<cusip>922042858</cusip>
		<value>1408</value>
		<shrsOrPrnAmt>
			<sshPrnamt>33800</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>51</otherManager>
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			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>33800</None>
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	<infoTable>
		<nameOfIssuer>Vanguard FTSE Emerging Markets ETF</nameOfIssuer>
		<titleOfClass>FTSE EMR MKT ETF</titleOfClass>
		<cusip>922042858</cusip>
		<value>1740</value>
		<shrsOrPrnAmt>
			<sshPrnamt>41772</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>-</otherManager>
		<votingAuthority>
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			<Shared>0</Shared>
			<None>41772</None>
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	<infoTable>
		<nameOfIssuer>Vanguard FTSE Europe ETF</nameOfIssuer>
		<titleOfClass>FTSE EUROPE ETF</titleOfClass>
		<cusip>922042874</cusip>
		<value>120</value>
		<shrsOrPrnAmt>
			<sshPrnamt>2280</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>8</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>2280</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>Vanguard FTSE Europe ETF</nameOfIssuer>
		<titleOfClass>FTSE EUROPE ETF</titleOfClass>
		<cusip>922042874</cusip>
		<value>9</value>
		<shrsOrPrnAmt>
			<sshPrnamt>174</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>17</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>174</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>Vanguard FTSE Europe ETF</nameOfIssuer>
		<titleOfClass>FTSE EUROPE ETF</titleOfClass>
		<cusip>922042874</cusip>
		<value>139</value>
		<shrsOrPrnAmt>
			<sshPrnamt>2625</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>46</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>2625</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>Vanguard FTSE Europe ETF</nameOfIssuer>
		<titleOfClass>FTSE EUROPE ETF</titleOfClass>
		<cusip>922042874</cusip>
		<value>630</value>
		<shrsOrPrnAmt>
			<sshPrnamt>11924</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>48</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>11924</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>Vanguard FTSE Europe ETF</nameOfIssuer>
		<titleOfClass>FTSE EUROPE ETF</titleOfClass>
		<cusip>922042874</cusip>
		<value>343</value>
		<shrsOrPrnAmt>
			<sshPrnamt>6500</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>51</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>6500</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>Vanguard FTSE Pacific ETF</nameOfIssuer>
		<titleOfClass>FTSE PACIFIC ETF</titleOfClass>
		<cusip>922042866</cusip>
		<value>481</value>
		<shrsOrPrnAmt>
			<sshPrnamt>7585</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>48</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>7585</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>Vanguard FTSE Pacific ETF</nameOfIssuer>
		<titleOfClass>FTSE PACIFIC ETF</titleOfClass>
		<cusip>922042866</cusip>
		<value>552</value>
		<shrsOrPrnAmt>
			<sshPrnamt>8700</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>51</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>8700</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>Vanguard Growth ETF</nameOfIssuer>
		<titleOfClass>GROWTH ETF</titleOfClass>
		<cusip>922908736</cusip>
		<value>1074</value>
		<shrsOrPrnAmt>
			<sshPrnamt>4820</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>8</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>4820</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>Vanguard Growth ETF</nameOfIssuer>
		<titleOfClass>GROWTH ETF</titleOfClass>
		<cusip>922908736</cusip>
		<value>1140</value>
		<shrsOrPrnAmt>
			<sshPrnamt>5115</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>14</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>5115</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>Vanguard Growth ETF</nameOfIssuer>
		<titleOfClass>GROWTH ETF</titleOfClass>
		<cusip>922908736</cusip>
		<value>101</value>
		<shrsOrPrnAmt>
			<sshPrnamt>452</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>16</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>452</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>Vanguard Growth ETF</nameOfIssuer>
		<titleOfClass>GROWTH ETF</titleOfClass>
		<cusip>922908736</cusip>
		<value>195</value>
		<shrsOrPrnAmt>
			<sshPrnamt>876</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>17</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>876</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>Vanguard Growth ETF</nameOfIssuer>
		<titleOfClass>GROWTH ETF</titleOfClass>
		<cusip>922908736</cusip>
		<value>116</value>
		<shrsOrPrnAmt>
			<sshPrnamt>520</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>48</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>520</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>Vanguard Growth ETF</nameOfIssuer>
		<titleOfClass>GROWTH ETF</titleOfClass>
		<cusip>922908736</cusip>
		<value>65</value>
		<shrsOrPrnAmt>
			<sshPrnamt>290</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>-</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>290</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>Vanguard Health Care ETF</nameOfIssuer>
		<titleOfClass>HEALTH CAR ETF</titleOfClass>
		<cusip>92204A504</cusip>
		<value>97</value>
		<shrsOrPrnAmt>
			<sshPrnamt>413</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>1</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>413</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>Vanguard Health Care ETF</nameOfIssuer>
		<titleOfClass>HEALTH CAR ETF</titleOfClass>
		<cusip>92204A504</cusip>
		<value>8</value>
		<shrsOrPrnAmt>
			<sshPrnamt>36</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>14</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>36</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>Vanguard Health Care ETF</nameOfIssuer>
		<titleOfClass>HEALTH CAR ETF</titleOfClass>
		<cusip>92204A504</cusip>
		<value>1460</value>
		<shrsOrPrnAmt>
			<sshPrnamt>6200</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>51</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>6200</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>Vanguard High Dividend Yield ETF</nameOfIssuer>
		<titleOfClass>HIGH DIV YLD</titleOfClass>
		<cusip>921946406</cusip>
		<value>34</value>
		<shrsOrPrnAmt>
			<sshPrnamt>337</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>14</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>337</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>Vanguard High Dividend Yield ETF</nameOfIssuer>
		<titleOfClass>HIGH DIV YLD</titleOfClass>
		<cusip>921946406</cusip>
		<value>2632</value>
		<shrsOrPrnAmt>
			<sshPrnamt>25884</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>16</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>25884</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>Vanguard High Dividend Yield ETF</nameOfIssuer>
		<titleOfClass>HIGH DIV YLD</titleOfClass>
		<cusip>921946406</cusip>
		<value>1983</value>
		<shrsOrPrnAmt>
			<sshPrnamt>19500</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>51</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>19500</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>Vanguard Industrials ETF</nameOfIssuer>
		<titleOfClass>INDUSTRIAL ETF</titleOfClass>
		<cusip>92204A603</cusip>
		<value>1405</value>
		<shrsOrPrnAmt>
			<sshPrnamt>8600</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>51</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>8600</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>Vanguard Information Technology ETF</nameOfIssuer>
		<titleOfClass>INF TECH ETF</titleOfClass>
		<cusip>92204A702</cusip>
		<value>183</value>
		<shrsOrPrnAmt>
			<sshPrnamt>560</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>1</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>560</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>Vanguard Information Technology ETF</nameOfIssuer>
		<titleOfClass>INF TECH ETF</titleOfClass>
		<cusip>92204A702</cusip>
		<value>28</value>
		<shrsOrPrnAmt>
			<sshPrnamt>85</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>14</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>85</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>Vanguard Information Technology ETF</nameOfIssuer>
		<titleOfClass>INF TECH ETF</titleOfClass>
		<cusip>92204A702</cusip>
		<value>5460</value>
		<shrsOrPrnAmt>
			<sshPrnamt>16720</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>22</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>16720</None>
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	<infoTable>
		<nameOfIssuer>Vanguard Information Technology ETF</nameOfIssuer>
		<titleOfClass>INF TECH ETF</titleOfClass>
		<cusip>92204A702</cusip>
		<value>287</value>
		<shrsOrPrnAmt>
			<sshPrnamt>880</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>51</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>880</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>Vanguard Large-Cap ETF</nameOfIssuer>
		<titleOfClass>LARGE CAP ETF</titleOfClass>
		<cusip>922908637</cusip>
		<value>3577</value>
		<shrsOrPrnAmt>
			<sshPrnamt>20757</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>25</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>20757</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>Vanguard Mid-Cap ETF</nameOfIssuer>
		<titleOfClass>MID CAP ETF</titleOfClass>
		<cusip>922908629</cusip>
		<value>418</value>
		<shrsOrPrnAmt>
			<sshPrnamt>2120</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>9</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>2120</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>Vanguard Mid-Cap ETF</nameOfIssuer>
		<titleOfClass>MID CAP ETF</titleOfClass>
		<cusip>922908629</cusip>
		<value>15</value>
		<shrsOrPrnAmt>
			<sshPrnamt>74</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>12</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>74</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>Vanguard Mid-Cap ETF</nameOfIssuer>
		<titleOfClass>MID CAP ETF</titleOfClass>
		<cusip>922908629</cusip>
		<value>685</value>
		<shrsOrPrnAmt>
			<sshPrnamt>3476</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>-</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>3476</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>Vanguard Mid-Cap Growth ETF</nameOfIssuer>
		<titleOfClass>MCAP GR IDXVIP</titleOfClass>
		<cusip>922908538</cusip>
		<value>283</value>
		<shrsOrPrnAmt>
			<sshPrnamt>1612</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>45</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>1612</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>Vanguard Mid-Cap Value ETF</nameOfIssuer>
		<titleOfClass>MCAP VL IDXVIP</titleOfClass>
		<cusip>922908512</cusip>
		<value>299</value>
		<shrsOrPrnAmt>
			<sshPrnamt>2312</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>45</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>2312</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>Vanguard Real Estate ETF</nameOfIssuer>
		<titleOfClass>REIT ETF</titleOfClass>
		<cusip>922908553</cusip>
		<value>374</value>
		<shrsOrPrnAmt>
			<sshPrnamt>4108</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>7</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>4108</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>Vanguard Real Estate ETF</nameOfIssuer>
		<titleOfClass>REIT ETF</titleOfClass>
		<cusip>922908553</cusip>
		<value>151</value>
		<shrsOrPrnAmt>
			<sshPrnamt>1657</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>9</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>1657</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>Vanguard Real Estate ETF</nameOfIssuer>
		<titleOfClass>REIT ETF</titleOfClass>
		<cusip>922908553</cusip>
		<value>118</value>
		<shrsOrPrnAmt>
			<sshPrnamt>1298</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>16</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>1298</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>Vanguard Real Estate ETF</nameOfIssuer>
		<titleOfClass>REIT ETF</titleOfClass>
		<cusip>922908553</cusip>
		<value>250</value>
		<shrsOrPrnAmt>
			<sshPrnamt>2749</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>25</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>2749</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>Vanguard Real Estate ETF</nameOfIssuer>
		<titleOfClass>REIT ETF</titleOfClass>
		<cusip>922908553</cusip>
		<value>182</value>
		<shrsOrPrnAmt>
			<sshPrnamt>2002</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>48</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>2002</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>Vanguard Real Estate ETF</nameOfIssuer>
		<titleOfClass>REIT ETF</titleOfClass>
		<cusip>922908553</cusip>
		<value>1</value>
		<shrsOrPrnAmt>
			<sshPrnamt>15</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>49</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>15</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>Vanguard Russell 2000 ETF</nameOfIssuer>
		<titleOfClass>VNG RUS2000IDX</titleOfClass>
		<cusip>92206C664</cusip>
		<value>55</value>
		<shrsOrPrnAmt>
			<sshPrnamt>810</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>49</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>810</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>Vanguard Russell 2000 ETF</nameOfIssuer>
		<titleOfClass>VNG RUS2000IDX</titleOfClass>
		<cusip>92206C664</cusip>
		<value>621</value>
		<shrsOrPrnAmt>
			<sshPrnamt>9086</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>-</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>9086</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>Vanguard S&amp;P 500 ETF</nameOfIssuer>
		<titleOfClass>S&amp;P 500 ETF SHS</titleOfClass>
		<cusip>922908363</cusip>
		<value>2238</value>
		<shrsOrPrnAmt>
			<sshPrnamt>6453</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>3</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>6453</None>
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	<infoTable>
		<nameOfIssuer>Vanguard S&amp;P 500 ETF</nameOfIssuer>
		<titleOfClass>S&amp;P 500 ETF SHS</titleOfClass>
		<cusip>922908363</cusip>
		<value>1161</value>
		<shrsOrPrnAmt>
			<sshPrnamt>3348</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>39</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>3348</None>
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	<infoTable>
		<nameOfIssuer>Vanguard S&amp;P 500 ETF</nameOfIssuer>
		<titleOfClass>S&amp;P 500 ETF SHS</titleOfClass>
		<cusip>922908363</cusip>
		<value>5254</value>
		<shrsOrPrnAmt>
			<sshPrnamt>15146</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>-</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>15146</None>
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	<infoTable>
		<nameOfIssuer>Vanguard S&amp;P 500 Growth ETF</nameOfIssuer>
		<titleOfClass>500 GRTH IDX F</titleOfClass>
		<cusip>921932505</cusip>
		<value>2172</value>
		<shrsOrPrnAmt>
			<sshPrnamt>9980</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>22</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>9980</None>
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	<infoTable>
		<nameOfIssuer>Vanguard S&amp;P Mid-Cap 400 ETF</nameOfIssuer>
		<titleOfClass>MIDCP 400 IDX</titleOfClass>
		<cusip>921932885</cusip>
		<value>265</value>
		<shrsOrPrnAmt>
			<sshPrnamt>1730</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>17</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>1730</None>
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	<infoTable>
		<nameOfIssuer>Vanguard S&amp;P Mid-Cap 400 ETF</nameOfIssuer>
		<titleOfClass>MIDCP 400 IDX</titleOfClass>
		<cusip>921932885</cusip>
		<value>328</value>
		<shrsOrPrnAmt>
			<sshPrnamt>2140</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>23</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>2140</None>
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	<infoTable>
		<nameOfIssuer>Vanguard S&amp;P Small-Cap 600 ETF</nameOfIssuer>
		<titleOfClass>SMLLCP 600 IDX</titleOfClass>
		<cusip>921932828</cusip>
		<value>256</value>
		<shrsOrPrnAmt>
			<sshPrnamt>1505</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>17</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>1505</None>
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	<infoTable>
		<nameOfIssuer>Vanguard S&amp;P Small-Cap 600 ETF</nameOfIssuer>
		<titleOfClass>SMLLCP 600 IDX</titleOfClass>
		<cusip>921932828</cusip>
		<value>131</value>
		<shrsOrPrnAmt>
			<sshPrnamt>770</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>23</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>770</None>
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	<infoTable>
		<nameOfIssuer>Vanguard S&amp;P Small-Cap 600 ETF</nameOfIssuer>
		<titleOfClass>SMLLCP 600 IDX</titleOfClass>
		<cusip>921932828</cusip>
		<value>15</value>
		<shrsOrPrnAmt>
			<sshPrnamt>91</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>45</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>91</None>
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	<infoTable>
		<nameOfIssuer>Vanguard Short-Term Inflation-Protected Securities ETF</nameOfIssuer>
		<titleOfClass>STRM INFPROIDX</titleOfClass>
		<cusip>922020805</cusip>
		<value>233</value>
		<shrsOrPrnAmt>
			<sshPrnamt>4655</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>48</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>4655</None>
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	<infoTable>
		<nameOfIssuer>Vanguard Small-Cap ETF</nameOfIssuer>
		<titleOfClass>SMALL CP ETF</titleOfClass>
		<cusip>922908751</cusip>
		<value>192</value>
		<shrsOrPrnAmt>
			<sshPrnamt>1093</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>9</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>1093</None>
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	<infoTable>
		<nameOfIssuer>Vanguard Small-Cap ETF</nameOfIssuer>
		<titleOfClass>SMALL CP ETF</titleOfClass>
		<cusip>922908751</cusip>
		<value>111</value>
		<shrsOrPrnAmt>
			<sshPrnamt>633</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>12</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>633</None>
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	<infoTable>
		<nameOfIssuer>Vanguard Small-Cap ETF</nameOfIssuer>
		<titleOfClass>SMALL CP ETF</titleOfClass>
		<cusip>922908751</cusip>
		<value>444</value>
		<shrsOrPrnAmt>
			<sshPrnamt>2520</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>14</otherManager>
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			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>2520</None>
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	<infoTable>
		<nameOfIssuer>Vanguard Small-Cap ETF</nameOfIssuer>
		<titleOfClass>SMALL CP ETF</titleOfClass>
		<cusip>922908751</cusip>
		<value>442</value>
		<shrsOrPrnAmt>
			<sshPrnamt>2508</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>16</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>2508</None>
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	<infoTable>
		<nameOfIssuer>Vanguard Small-Cap ETF</nameOfIssuer>
		<titleOfClass>SMALL CP ETF</titleOfClass>
		<cusip>922908751</cusip>
		<value>59</value>
		<shrsOrPrnAmt>
			<sshPrnamt>335</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>17</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>335</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>Vanguard Small-Cap ETF</nameOfIssuer>
		<titleOfClass>SMALL CP ETF</titleOfClass>
		<cusip>922908751</cusip>
		<value>522</value>
		<shrsOrPrnAmt>
			<sshPrnamt>2962</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>25</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>2962</None>
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	<infoTable>
		<nameOfIssuer>Vanguard Small-Cap ETF</nameOfIssuer>
		<titleOfClass>SMALL CP ETF</titleOfClass>
		<cusip>922908751</cusip>
		<value>546</value>
		<shrsOrPrnAmt>
			<sshPrnamt>3100</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>45</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>3100</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>Vanguard Small-Cap ETF</nameOfIssuer>
		<titleOfClass>SMALL CP ETF</titleOfClass>
		<cusip>922908751</cusip>
		<value>446</value>
		<shrsOrPrnAmt>
			<sshPrnamt>2534</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>48</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>2534</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>Vanguard Small-Cap ETF</nameOfIssuer>
		<titleOfClass>SMALL CP ETF</titleOfClass>
		<cusip>922908751</cusip>
		<value>109</value>
		<shrsOrPrnAmt>
			<sshPrnamt>619</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>-</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>619</None>
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	<infoTable>
		<nameOfIssuer>Vanguard Small-Cap Value ETF</nameOfIssuer>
		<titleOfClass>SM CP VAL ETF</titleOfClass>
		<cusip>922908611</cusip>
		<value>202</value>
		<shrsOrPrnAmt>
			<sshPrnamt>1347</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>14</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>1347</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>Vanguard Small-Cap Value ETF</nameOfIssuer>
		<titleOfClass>SM CP VAL ETF</titleOfClass>
		<cusip>922908611</cusip>
		<value>147</value>
		<shrsOrPrnAmt>
			<sshPrnamt>979</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>49</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>979</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>Vanguard Tax-Exempt Bond Index ETF</nameOfIssuer>
		<titleOfClass>TAX EXEMPT BD</titleOfClass>
		<cusip>922907746</cusip>
		<value>219</value>
		<shrsOrPrnAmt>
			<sshPrnamt>4387</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>22</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>4387</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>Vanguard Tax-Exempt Bond Index ETF</nameOfIssuer>
		<titleOfClass>TAX EXEMPT BD</titleOfClass>
		<cusip>922907746</cusip>
		<value>1087</value>
		<shrsOrPrnAmt>
			<sshPrnamt>21768</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>48</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>21768</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>Vanguard Tax-Exempt Bond Index ETF</nameOfIssuer>
		<titleOfClass>TAX EXEMPT BD</titleOfClass>
		<cusip>922907746</cusip>
		<value>358</value>
		<shrsOrPrnAmt>
			<sshPrnamt>7175</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>49</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>7175</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>Vanguard Total Bond Market ETF</nameOfIssuer>
		<titleOfClass>TOTAL BND MRKT</titleOfClass>
		<cusip>921937835</cusip>
		<value>125</value>
		<shrsOrPrnAmt>
			<sshPrnamt>1659</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>34</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>1659</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>Vanguard Total Bond Market ETF</nameOfIssuer>
		<titleOfClass>TOTAL BND MRKT</titleOfClass>
		<cusip>921937835</cusip>
		<value>151</value>
		<shrsOrPrnAmt>
			<sshPrnamt>2010</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>45</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>2010</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>Vanguard Total Bond Market ETF</nameOfIssuer>
		<titleOfClass>TOTAL BND MRKT</titleOfClass>
		<cusip>921937835</cusip>
		<value>702</value>
		<shrsOrPrnAmt>
			<sshPrnamt>9322</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>-</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>9322</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>Vanguard Total International Stock ETF</nameOfIssuer>
		<titleOfClass>VG TL INTL STK F</titleOfClass>
		<cusip>921909768</cusip>
		<value>345</value>
		<shrsOrPrnAmt>
			<sshPrnamt>6675</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>34</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>6675</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>Vanguard Total International Stock ETF</nameOfIssuer>
		<titleOfClass>VG TL INTL STK F</titleOfClass>
		<cusip>921909768</cusip>
		<value>3303</value>
		<shrsOrPrnAmt>
			<sshPrnamt>64000</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>51</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>64000</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>Vanguard Total International Stock ETF</nameOfIssuer>
		<titleOfClass>VG TL INTL STK F</titleOfClass>
		<cusip>921909768</cusip>
		<value>160</value>
		<shrsOrPrnAmt>
			<sshPrnamt>3099</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>-</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>3099</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>Vanguard Total Stock Market ETF</nameOfIssuer>
		<titleOfClass>TOTAL STK MKT</titleOfClass>
		<cusip>922908769</cusip>
		<value>124</value>
		<shrsOrPrnAmt>
			<sshPrnamt>655</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>1</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>655</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>Vanguard Total Stock Market ETF</nameOfIssuer>
		<titleOfClass>TOTAL STK MKT</titleOfClass>
		<cusip>922908769</cusip>
		<value>203</value>
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			<None>13383</None>
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			<None>1408</None>
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		<otherManager>51</otherManager>
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			<Shared>0</Shared>
			<None>31000</None>
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		<nameOfIssuer>Vanguard Value ETF</nameOfIssuer>
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			<None>10775</None>
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			<None>1615</None>
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		<nameOfIssuer>Vanguard Value ETF</nameOfIssuer>
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		<investmentDiscretion>OTR</investmentDiscretion>
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		<investmentDiscretion>OTR</investmentDiscretion>
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		<investmentDiscretion>OTR</investmentDiscretion>
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		<investmentDiscretion>OTR</investmentDiscretion>
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		<investmentDiscretion>OTR</investmentDiscretion>
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		<investmentDiscretion>OTR</investmentDiscretion>
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			<None>4735</None>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>23</otherManager>
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		<investmentDiscretion>OTR</investmentDiscretion>
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			<None>28133</None>
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		<investmentDiscretion>OTR</investmentDiscretion>
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		<investmentDiscretion>OTR</investmentDiscretion>
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		<nameOfIssuer>Visa Inc</nameOfIssuer>
		<titleOfClass>COM CL A</titleOfClass>
		<cusip>92826C839</cusip>
		<value>197</value>
		<shrsOrPrnAmt>
			<sshPrnamt>1000</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>7</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>1000</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>Visa Inc</nameOfIssuer>
		<titleOfClass>COM CL A</titleOfClass>
		<cusip>92826C839</cusip>
		<value>75</value>
		<shrsOrPrnAmt>
			<sshPrnamt>380</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>8</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>380</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>Visa Inc</nameOfIssuer>
		<titleOfClass>COM CL A</titleOfClass>
		<cusip>92826C839</cusip>
		<value>44</value>
		<shrsOrPrnAmt>
			<sshPrnamt>226</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>14</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>226</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>Visa Inc</nameOfIssuer>
		<titleOfClass>COM CL A</titleOfClass>
		<cusip>92826C839</cusip>
		<value>5</value>
		<shrsOrPrnAmt>
			<sshPrnamt>25</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>15</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>25</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>Visa Inc</nameOfIssuer>
		<titleOfClass>COM CL A</titleOfClass>
		<cusip>92826C839</cusip>
		<value>59</value>
		<shrsOrPrnAmt>
			<sshPrnamt>300</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>16</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>300</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>Visa Inc</nameOfIssuer>
		<titleOfClass>COM CL A</titleOfClass>
		<cusip>92826C839</cusip>
		<value>520</value>
		<shrsOrPrnAmt>
			<sshPrnamt>2643</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>17</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>2643</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>Visa Inc</nameOfIssuer>
		<titleOfClass>COM CL A</titleOfClass>
		<cusip>92826C839</cusip>
		<value>61</value>
		<shrsOrPrnAmt>
			<sshPrnamt>311</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>18</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>311</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>Visa Inc</nameOfIssuer>
		<titleOfClass>COM CL A</titleOfClass>
		<cusip>92826C839</cusip>
		<value>1169</value>
		<shrsOrPrnAmt>
			<sshPrnamt>5936</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>23</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>5936</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>Visa Inc</nameOfIssuer>
		<titleOfClass>COM CL A</titleOfClass>
		<cusip>92826C839</cusip>
		<value>178</value>
		<shrsOrPrnAmt>
			<sshPrnamt>904</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>26</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>904</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>Visa Inc</nameOfIssuer>
		<titleOfClass>COM CL A</titleOfClass>
		<cusip>92826C839</cusip>
		<value>1105</value>
		<shrsOrPrnAmt>
			<sshPrnamt>5612</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>36</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>5612</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>Visa Inc</nameOfIssuer>
		<titleOfClass>COM CL A</titleOfClass>
		<cusip>92826C839</cusip>
		<value>72</value>
		<shrsOrPrnAmt>
			<sshPrnamt>366</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>41</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>366</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>Visa Inc</nameOfIssuer>
		<titleOfClass>COM CL A</titleOfClass>
		<cusip>92826C839</cusip>
		<value>46</value>
		<shrsOrPrnAmt>
			<sshPrnamt>235</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>44</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>235</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>Visa Inc</nameOfIssuer>
		<titleOfClass>COM CL A</titleOfClass>
		<cusip>92826C839</cusip>
		<value>91</value>
		<shrsOrPrnAmt>
			<sshPrnamt>460</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>46</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>460</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>Visa Inc</nameOfIssuer>
		<titleOfClass>COM CL A</titleOfClass>
		<cusip>92826C839</cusip>
		<value>74</value>
		<shrsOrPrnAmt>
			<sshPrnamt>376</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>48</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>376</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>Visa Inc</nameOfIssuer>
		<titleOfClass>COM CL A</titleOfClass>
		<cusip>92826C839</cusip>
		<value>299</value>
		<shrsOrPrnAmt>
			<sshPrnamt>1517</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>53</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>1517</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>VistaGen Therapeutics Inc</nameOfIssuer>
		<titleOfClass>COM NEW</titleOfClass>
		<cusip>92840H202</cusip>
		<value>132</value>
		<shrsOrPrnAmt>
			<sshPrnamt>150000</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>54</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>150000</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>Vodafone Group PLC</nameOfIssuer>
		<titleOfClass>SPONSORED ADR</titleOfClass>
		<cusip>92857W308</cusip>
		<value>22</value>
		<shrsOrPrnAmt>
			<sshPrnamt>1401</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>14</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>1401</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>Vodafone Group PLC</nameOfIssuer>
		<titleOfClass>SPONSORED ADR</titleOfClass>
		<cusip>92857W308</cusip>
		<value>4</value>
		<shrsOrPrnAmt>
			<sshPrnamt>285</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>16</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>285</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>Vodafone Group PLC</nameOfIssuer>
		<titleOfClass>SPONSORED ADR</titleOfClass>
		<cusip>92857W308</cusip>
		<value>65</value>
		<shrsOrPrnAmt>
			<sshPrnamt>4175</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>18</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>4175</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>Vodafone Group PLC</nameOfIssuer>
		<titleOfClass>SPONSORED ADR</titleOfClass>
		<cusip>92857W308</cusip>
		<value>43</value>
		<shrsOrPrnAmt>
			<sshPrnamt>2745</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>23</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>2745</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>Vodafone Group PLC</nameOfIssuer>
		<titleOfClass>SPONSORED ADR</titleOfClass>
		<cusip>92857W308</cusip>
		<value>45</value>
		<shrsOrPrnAmt>
			<sshPrnamt>2888</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>26</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>2888</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>Vontier Corp</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>928881101</cusip>
		<value>9</value>
		<shrsOrPrnAmt>
			<sshPrnamt>388</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>23</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>388</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>Vontier Corp</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>928881101</cusip>
		<value>207</value>
		<shrsOrPrnAmt>
			<sshPrnamt>9000</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>54</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>9000</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>Walgreens Boots Alliance Inc</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>931427108</cusip>
		<value>148</value>
		<shrsOrPrnAmt>
			<sshPrnamt>3900</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>1</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>3900</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>Walgreens Boots Alliance Inc</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>931427108</cusip>
		<value>0</value>
		<shrsOrPrnAmt>
			<sshPrnamt>1</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>14</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>1</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>Walgreens Boots Alliance Inc</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>931427108</cusip>
		<value>208</value>
		<shrsOrPrnAmt>
			<sshPrnamt>5477</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>23</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>5477</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>Walgreens Boots Alliance Inc</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>931427108</cusip>
		<value>22</value>
		<shrsOrPrnAmt>
			<sshPrnamt>576</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>35</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>576</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>Walmart Inc</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>931142103</cusip>
		<value>23</value>
		<shrsOrPrnAmt>
			<sshPrnamt>189</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>6</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>189</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>Walmart Inc</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>931142103</cusip>
		<value>75</value>
		<shrsOrPrnAmt>
			<sshPrnamt>620</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>8</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>620</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>Walmart Inc</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>931142103</cusip>
		<value>48</value>
		<shrsOrPrnAmt>
			<sshPrnamt>395</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>16</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>395</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>Walmart Inc</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>931142103</cusip>
		<value>328</value>
		<shrsOrPrnAmt>
			<sshPrnamt>2700</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>18</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>2700</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>Walmart Inc</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>931142103</cusip>
		<value>821</value>
		<shrsOrPrnAmt>
			<sshPrnamt>6751</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>23</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>6751</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>Walmart Inc</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>931142103</cusip>
		<value>37</value>
		<shrsOrPrnAmt>
			<sshPrnamt>303</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>26</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>303</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>Walmart Inc</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>931142103</cusip>
		<value>70</value>
		<shrsOrPrnAmt>
			<sshPrnamt>577</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>28</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>577</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>Walmart Inc</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>931142103</cusip>
		<value>35</value>
		<shrsOrPrnAmt>
			<sshPrnamt>288</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>41</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>288</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>Walmart Inc</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>931142103</cusip>
		<value>319</value>
		<shrsOrPrnAmt>
			<sshPrnamt>2622</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>53</otherManager>
		<votingAuthority>
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			<None>235</None>
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			<sshPrnamtType>SH</sshPrnamtType>
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			<None>631</None>
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			<sshPrnamtType>SH</sshPrnamtType>
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			<Shared>0</Shared>
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			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>58</otherManager>
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			<None>85</None>
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			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
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			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
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		<investmentDiscretion>OTR</investmentDiscretion>
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			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
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			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
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		<votingAuthority>
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			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
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			<sshPrnamt>3255</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
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		<investmentDiscretion>OTR</investmentDiscretion>
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		<investmentDiscretion>OTR</investmentDiscretion>
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			<None>5000</None>
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			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
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		<investmentDiscretion>OTR</investmentDiscretion>
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			<Shared>0</Shared>
			<None>2809</None>
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			<sshPrnamt>798</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>26</otherManager>
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			<Shared>0</Shared>
			<None>798</None>
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			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
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			<None>2220</None>
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			<sshPrnamt>197</sshPrnamt>
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		<investmentDiscretion>OTR</investmentDiscretion>
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			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
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			<None>3900</None>
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			<sshPrnamt>832</sshPrnamt>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>14</otherManager>
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			<None>832</None>
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			<sshPrnamt>1719</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
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			<None>1719</None>
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		<nameOfIssuer>Williams Cos Inc/The</nameOfIssuer>
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			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
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			<None>13383</None>
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		<nameOfIssuer>Williams Cos Inc/The</nameOfIssuer>
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			<sshPrnamt>537</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>26</otherManager>
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		<nameOfIssuer>Williams Cos Inc/The</nameOfIssuer>
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			<sshPrnamt>666</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>41</otherManager>
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			<Shared>0</Shared>
			<None>666</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>WisdomTree US LargeCap Dividend Fund</nameOfIssuer>
		<titleOfClass>US LARGECAP DIVD</titleOfClass>
		<cusip>97717W307</cusip>
		<value>851</value>
		<shrsOrPrnAmt>
			<sshPrnamt>14404</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>-</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>14404</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>WisdomTree US MidCap Dividend Fund</nameOfIssuer>
		<titleOfClass>MIDCAP DIVI FD</titleOfClass>
		<cusip>97717W505</cusip>
		<value>160</value>
		<shrsOrPrnAmt>
			<sshPrnamt>4100</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>17</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>4100</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>WisdomTree US MidCap Dividend Fund</nameOfIssuer>
		<titleOfClass>MIDCAP DIVI FD</titleOfClass>
		<cusip>97717W505</cusip>
		<value>210</value>
		<shrsOrPrnAmt>
			<sshPrnamt>5383</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>23</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>5383</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>Woodside Energy Group Ltd</nameOfIssuer>
		<titleOfClass>SPONSORED ADR</titleOfClass>
		<cusip>980228308</cusip>
		<value>6</value>
		<shrsOrPrnAmt>
			<sshPrnamt>288</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>16</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>288</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>Woodside Energy Group Ltd</nameOfIssuer>
		<titleOfClass>SPONSORED ADR</titleOfClass>
		<cusip>980228308</cusip>
		<value>119</value>
		<shrsOrPrnAmt>
			<sshPrnamt>5519</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>23</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>5519</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>Woodside Energy Group Ltd</nameOfIssuer>
		<titleOfClass>SPONSORED ADR</titleOfClass>
		<cusip>980228308</cusip>
		<value>80</value>
		<shrsOrPrnAmt>
			<sshPrnamt>3722</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>26</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>3722</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>Woodside Energy Group Ltd</nameOfIssuer>
		<titleOfClass>SPONSORED ADR</titleOfClass>
		<cusip>980228308</cusip>
		<value>2</value>
		<shrsOrPrnAmt>
			<sshPrnamt>108</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>46</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>108</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>Woodside Energy Group Ltd</nameOfIssuer>
		<titleOfClass>SPONSORED ADR</titleOfClass>
		<cusip>980228308</cusip>
		<value>0</value>
		<shrsOrPrnAmt>
			<sshPrnamt>18</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>-</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>18</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>Workiva Inc</nameOfIssuer>
		<titleOfClass>COM CL A</titleOfClass>
		<cusip>98139A105</cusip>
		<value>1133</value>
		<shrsOrPrnAmt>
			<sshPrnamt>17175</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>1</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>17175</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>Xcel Energy Inc</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>98389B100</cusip>
		<value>941</value>
		<shrsOrPrnAmt>
			<sshPrnamt>13295</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>1</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>13295</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>Xcel Energy Inc</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>98389B100</cusip>
		<value>4</value>
		<shrsOrPrnAmt>
			<sshPrnamt>59</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>4</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>59</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>Xcel Energy Inc</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>98389B100</cusip>
		<value>5</value>
		<shrsOrPrnAmt>
			<sshPrnamt>75</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>16</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>75</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>Xcel Energy Inc</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>98389B100</cusip>
		<value>83</value>
		<shrsOrPrnAmt>
			<sshPrnamt>1173</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>18</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>1173</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>Xcel Energy Inc</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>98389B100</cusip>
		<value>45</value>
		<shrsOrPrnAmt>
			<sshPrnamt>636</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>23</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>636</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>Xerox Holdings Corp</nameOfIssuer>
		<titleOfClass>COM NEW</titleOfClass>
		<cusip>98421M106</cusip>
		<value>271</value>
		<shrsOrPrnAmt>
			<sshPrnamt>18256</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>20</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>18256</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>Xerox Holdings Corp</nameOfIssuer>
		<titleOfClass>COM NEW</titleOfClass>
		<cusip>98421M106</cusip>
		<value>6</value>
		<shrsOrPrnAmt>
			<sshPrnamt>386</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>23</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>386</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>Zimmer Biomet Holdings Inc</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>98956P102</cusip>
		<value>932</value>
		<shrsOrPrnAmt>
			<sshPrnamt>8870</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>1</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>8870</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>Zimmer Biomet Holdings Inc</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>98956P102</cusip>
		<value>19</value>
		<shrsOrPrnAmt>
			<sshPrnamt>170</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>170</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>Zimmer Biomet Holdings Inc</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>98956P102</cusip>
		<value>3</value>
		<shrsOrPrnAmt>
			<sshPrnamt>31</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>6</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>31</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>Zimmer Biomet Holdings Inc</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>98956P102</cusip>
		<value>6</value>
		<shrsOrPrnAmt>
			<sshPrnamt>57</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>23</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>57</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>Zimmer Biomet Holdings Inc</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>98956P102</cusip>
		<value>63</value>
		<shrsOrPrnAmt>
			<sshPrnamt>600</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>36</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>600</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>Zions Bancorp NA</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>989701107</cusip>
		<value>1</value>
		<shrsOrPrnAmt>
			<sshPrnamt>20</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>16</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>20</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>Zions Bancorp NA</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>989701107</cusip>
		<value>272</value>
		<shrsOrPrnAmt>
			<sshPrnamt>5339</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>23</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>5339</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>Zions Bancorp NA</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>989701107</cusip>
		<value>5</value>
		<shrsOrPrnAmt>
			<sshPrnamt>104</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>26</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>104</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>Zoetis Inc</nameOfIssuer>
		<titleOfClass>CL A</titleOfClass>
		<cusip>98978V103</cusip>
		<value>40</value>
		<shrsOrPrnAmt>
			<sshPrnamt>230</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>4</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>230</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>Zoetis Inc</nameOfIssuer>
		<titleOfClass>CL A</titleOfClass>
		<cusip>98978V103</cusip>
		<value>18</value>
		<shrsOrPrnAmt>
			<sshPrnamt>103</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>6</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>103</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>Zoetis Inc</nameOfIssuer>
		<titleOfClass>CL A</titleOfClass>
		<cusip>98978V103</cusip>
		<value>6</value>
		<shrsOrPrnAmt>
			<sshPrnamt>35</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>15</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>35</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>Zoetis Inc</nameOfIssuer>
		<titleOfClass>CL A</titleOfClass>
		<cusip>98978V103</cusip>
		<value>17</value>
		<shrsOrPrnAmt>
			<sshPrnamt>100</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>16</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>100</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>Zoetis Inc</nameOfIssuer>
		<titleOfClass>CL A</titleOfClass>
		<cusip>98978V103</cusip>
		<value>271</value>
		<shrsOrPrnAmt>
			<sshPrnamt>1577</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>23</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>1577</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>Zoetis Inc</nameOfIssuer>
		<titleOfClass>CL A</titleOfClass>
		<cusip>98978V103</cusip>
		<value>81</value>
		<shrsOrPrnAmt>
			<sshPrnamt>471</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>26</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>471</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>Zoetis Inc</nameOfIssuer>
		<titleOfClass>CL A</titleOfClass>
		<cusip>98978V103</cusip>
		<value>51</value>
		<shrsOrPrnAmt>
			<sshPrnamt>296</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>48</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>296</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>Zscaler Inc</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>98980G102</cusip>
		<value>1</value>
		<shrsOrPrnAmt>
			<sshPrnamt>10</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>16</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>10</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>Zscaler Inc</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>98980G102</cusip>
		<value>257</value>
		<shrsOrPrnAmt>
			<sshPrnamt>1716</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>20</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>1716</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>Zscaler Inc</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>98980G102</cusip>
		<value>1</value>
		<shrsOrPrnAmt>
			<sshPrnamt>9</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>23</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>9</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>Zscaler Inc</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>98980G102</cusip>
		<value>6</value>
		<shrsOrPrnAmt>
			<sshPrnamt>43</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>26</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>43</None>
		</votingAuthority>
	</infoTable>
</informationTable>
